davidaulloa/AmericanStories huggingface dataset:
Imperial Valley press., 1936-01-26
Credit Man For 80 Years Finds American People Are Honest

very broad human understand
ing and thorough knowledge OF
economic conditions to avoid in
justice and to obtain the greatest
results from a profitable business
standpoint.
One meets practically every
type of individual in department.
store credit management. My ex-
perience to which I referred in
the five years preceding 1880 in
this line included the granting of
a million dollars a month in
credit which was spread over
100000 active accounts, and, as l
said, the losses never exceeded
one-half of one per cent!
For this reason l feel firm in
saying that most people are very
honest. 1 am very glad too to
know that my experiences have
not ruined my faith in human ma
ture - although there have been
times when this faith has been
sorely tried.
Figures prove to me, however,
that John Public is an honest
man and that Diogenes would
not have had to travel very far
with his light to be pleased in
the United States.
Imperial Valley press., 1936-01-26

Britisher something he had never
before experienced. There was a
brief courtship, somewhat handi-
capped without car, but love be-
gan laughing early. The conserva-
tive gentleman borrowed an auto
mobile and took his bride-elect to
Reno, where they were married
by the Justice of Peace (Califor-
MIA having offered barrier to the
rapid-fire romance by way of
time).
The pair jitneyed down the
mountain and at Camp Donner
settled down for an all too brief
honeymoon! In his romantic ardor
Mr. Earl had forgotten that the
United States laws give only a
few days to tourists and his time
was up! He was taken to be re-
turned to England-but Margaret
hid herself on the ship-only to
have the eagle eyes of the law
discover her!
1t ended all right. The Captain
had heart" and the bridegroom
cabled for passage money for his
bride,
Now they are in England!
Imperial Valley press., 1936-01-26

who are unfortunate and whose
misfortunes have been accented
by poorly planned or indiscreet
buying and living is very large.
This is as it should be from a
human angle, and is the largest
element to contend with and con-
troll within the province of
credit grantor.
THE aggregate credit losses in
mercantile circles throughout
the United States average from
year to year about a fraction of
l per cent, and an analysis of
these losses show but a small
per cent due to wrong intent.
This also is again clearly illus
trated by the fact that through
out the entire period of depres-
sion contracted obligations as dis
tinguished from open-account OBJ
legations were universally met
with little attendant trouble or
loss.
MOST PEOPLE ARE HONEST!
In a very large city department
store where l was in charge of
credit the losses for the five years
terminating in 1880 never ex-
Imperial Valley press., 1936-01-26

IINLIKE Diogenes, the credit
~ man must, by the light of
his experience and trained dis
elimination. discover" the dis
honest buyer, but fortunately the
public at large is honest
The dishonest person invariably
discloses his weaknesses after an
analysis OF personality. home or
business set-up or past record.
However. no matter how skillful
this analysis may be there will
always remain that definite small
loss due to chance or human err
ror.
There is a growing realization
that the credit business is a
methodical science, with nearly
1900 so-calied bureaus completely
Imperial Valley press., 1936-01-26

cooperative throughout the coun-
try with information in their files
controlling approximately 60,000,-
900 buyers. No matter where a
credit record is esta blished in the
country, it follows the individual
wherever he goes. This informa-
ton may be obtained over night,
or if necessary within an hour
Imperial Valley press., 1936-01-26

4 Owe not only laughs at lock-
smiths, but at port stewards,
ships captains, and good old
Uncle Sam himself This, in brief,
is the philosophy of pretty Mar
garet Cary Earl, of FL Cerrito,
Calf, who slowed away on the
SIS. Oakland headed through the
Panama Canal and on to England
because she was determined to
be near her husband.
He wasn't a very old husband,
really, for Lionel V. Earl and the
pretty golden-haired Western girl
had been wed only six days when
Uncle Sam informed the English
Imperial Valley press., 1936-01-26
Love Laughs With stowaway Bride
-and 1t immigration Officers!

difficulties either as an immigrant
or a Reno Romeo - but Fate
smiles with her tongue in her
cheek occasionally, and this was
one of those times!
Then Earl arrived in California
and went to Ell Cerrito where he
thought not only to become &C
quainted with his father but to
make a study of the people and
opportunities. He had no inten-
ton of staying, however, and, in
his cool British way, no thought
whatever of falling in love.
Margaret Cary was blonde,
however - and she held for the
Imperial Valley press., 1936-01-26
But Honesty Is Only Small Factor
In Selecting Good Credit Risks

AVE you believe that every is dis
doubts about you"?
Jeffrey formerly Of New England with
who has been credit in
Chicago Francisco for than SO
says John Public, ARE HONEST!
the Francisco Credit
charge the credit department Of one
the West for years. He
tells you 900 people "eet credit"
Imperial Valley press., 1936-01-26

wnle credit granting louay 10 a
matter more and more of indi-
vidual analysis and a setting up
of a new history and surrounding
in each case. Conditions have
changed so rapidly with each and
every individual that it requires
Imperial Valley press., 1936-01-26

Perfected" service is Sperry's exclusive
method of protecting you from baking
failures. Because one-half of all such
failures are caused by -four variation,
every batch of Drifted Snow Flour is
protested foryou by Sperry's staff of III
Western homemakers, working in their
own kitchens, throughout the West.
Only -four which gives perfect results in
these home tests is sold as Drifted Snow
"Home-Perfected" Flour-youra assurance
against disappointment and money loss.
That means greater economy in your
kitchen, increased satisfactioninyourd
ing room. Order sack of Drifed Snow
Imperial Valley press., 1936-01-26
DRIFTED SNOW 5S8st Ss3.sai4l Id" FLOl
$500 VALUE FOR 500

This sensational book $500 with moneyback
you don't agree it's worth twice the price.
rs
old already All this
you o n
&
Imperial Valley press., 1936-01-26
book inside sacks
Of Drifted Snow Flour. sperry
gives it free to introduce their
"Home-Perfeeted" service that
cuts baking losses in half!

CPIcE CAKE can be different! Banana
- havoredlayer spice cake, for example,
garlanded with tart lemon frosting. Or
date-flled, orange-favored spicy loaf,
frosted with orange sauce. Butyou won't
find these recipes in ordinary cook
books. They come to you only in Martha
Meade's unique "Six-of-a-Kind" recipes
and the spice cakes are just hint of
what the entire book gives you!
This wonderful help in serving some
thing different is packed free in Drifted
Snow Flour-one of the features of
Sperry's "Home-Perfected" service.
The most important part of Home
Imperial Valley press., 1936-01-26

ceeded one-half of one per cent.
Conditions subsequent to this
period have slightly enlarged
these credit losses in many in
stances going we'll over one per
cent, but the causes for additional
losses were almost entirely those
of misfortune and in nowise a
reflection upon the moral integ-
rity of those asking credit.
Imperial Valley press., 1936-01-26
MARTHA MEADE
invites you

to Join interesting radio
discussions of homemak.
ing problems. Hear novel
food plans accept new
recipes and clever ideas
for meals. Tune in any
N BIC station Tuesday
and Thursday mornings
at 1000 Am. (PST).
Imperial Valley press., 1936-01-26

- REDIT granting in what we
~ used to call the good old
times" was based very largely on
well-defined precedent and a more
or less clearly-defined operation,
Imperial Valley press., 1936-01-26

Flour from your grocer and try one of
Martha Meade's new spice cakes. You'll
be delighted with results-and your
family will be most happily surprised.
YOUR BAKER CAN SAVE YOU TIME AND EFFORT
Thousands ofbakers use Sperry's Flour
in their cleanly, modern bakeries. Daily
they serve you delicious breads, cakes,
pastries, at very moderate prices. Buy
from your baker or patronize your gro
GERS bakery counter. Watch their win
dows for delightful new ideas in baking
based upon those tempting and nour-
ishing foods-baked wheat products.
Copyright 1886 sperry Flour Co, San Francisco
Imperial Valley press., 1936-01-26

SP| CE
cAk s
New and Different

Martha Meude's six funiuIizing varieties of
grundmoihers fuvorite cake, using new flu-
vors and fiIIingsI Just sample Of the feast
Of variety in this new book now given free
with Driffed Snow Home Perfected" Flour.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02
Metal Markets

NEW YORK. Nov. 2. (I.N.S.). -Activity
in foreign copper markets broadened
enough today and pushed prices to as
much as 1913 cents per pound C. I. f.
European base ports. Previous range
was 1875 to 1O.37h cents a pound. This
new price of 1O.42h cents represents the
highest quotations for the past six years
Domestic copper price remained un'
changed at 10 cents per pound and
sales of copper were in moderate volume
today During the past month sales OF
domestic copper established a new record
Tin prices surged forward during the
past week as dealers continued to buy
in good volume. despite Slams unwill.
ingness to join the tin curtailment agree
ment. Spot price was 46 centa
Activity in the zinc market continued
to broaden, and prices were very strong.
New York and East st. Louis prices
were 6.22h cents and 4.S5 cents per
pound. respectively.
World markets for pig lead remained
strong over the past week. The st. Joe
Lead Company's action in advancing
pricee for a second time was well re-
ceived. New York price 4.S5 cents, and
st. Louis 4.65 cents per pound.
American price of spot anthony con-
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02
ACACIA SHOWS
B|GGAINSF0R
9N0NTHS

Numerous gains for the first
nine months are shown in the
business results achieved by the
Acacia Mutual Life Insurance
Company, according to a report
submitted to the company's board
Of directors by President William
Montgomery, who said:
every phase Of Acacia's &C.
tfvity during the first nine
months Of the current year has
recorded . truly remarkable ad-
vance over the corresponding
period Of 1885, and every index
available to the company indl-
Gates . marked improvement In
fundamental economic cOndi-
tiOns.
Evan o brief statistical re-
sumo Of the first nine months Of
this year, ON q comparative
basis, will serve to illustrate the
current situation.
BUSINESS IMPROVES
"FOr example, during the first
nine months Of 1885, the net In
crease in the volume Of business
was S545,OOO. The net increase
for the corresponding period
of this year is $7,426,OOO. AT
the same time, the net new
business gained 2213 per cent"
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02
FOOD EARNINGS
RISE IN HALF

Most food professors improved
their earnings materially during
the first half Of 1896, thanks to
rising volume and widening
profit margins, according to
Poor's surveys.
Notable exceptions to this trend
were the cottonSeed oil COM
panies. Such units suffered sales
losses because Of increased sup
plies of butter and lard, while de-
Ginning prices for cottonseed oil
caused inventary depreciation.
To a considerable extent the
earnings Of food processing con-
Germs during the approaching
months will depend upon drought
effects, the report said. In gen.
eral, raw material costs are
higher, it was pointed out. Con
sumner incomes are continuing to
rise, however, and increases in
costs can, therefore, be passed on
to the public more promptly, the
report stated, adding:
"F0r many manufacturers Of
cOttOnseed oil. distinctly better
earnings are outlined. Sales of
foods made from cOttOnSeed oil
should be stimulated by rela-
lively high butter and lard
prices, while increased prices
for vegetable oils should be con-
verted into inventory profits.
However, earnings of cOmpan-
les with concentrated opera
tiOnS in drought areas where
supplies are short will be re-
Stricted by lack Of supplies"
VOTE AMERIcAA-
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02
Chicago Livestock

CHICAGO, Nov. = UN.s).-Hogs-
10000; 10015c lower, HoIdovers. 1000.
Top. Ss.55; bulk, RS.75@s.5O; heavy, 1S.75
6s.45; medium. ss.OO0S55; light, 1915
@S2O; light lights, SS.25 @S.75; packing
sows, 37.76@9.1O; pigs, $500 @S.26.
Cattle-1S, 900; steady. Calves. 1000;
steady. Beef steers: Good and choice,
S9.bO@11.25; common and medium, 37.00
$3.50: yearlings, 39@11.25 Butcher cat
tie: Heifers, 3450@ 1850; cows, 34.2S
1900; feeder steers, 34.5O@T75; stocker
steers S450m75O
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02
Bids and Proposals

COMMISSIONERS, D. c., Washington, oc-
tober ~, 1885. Sealed proposals will
be received at Room SOC District Building
until 200 p. m. November 10. 1896. and
materials and performing the work of COM
pleting the second floor construction. in
Guiding all necessary remodeling. IN the
Rose Lees Hardy School. west side of
Place. N. w. Certified check for SO pay
able to the Collector of Taxes, D. c., 70
insure return in good condition, must &C.
company each request for proposals. speci-
fications and drawings to the Chief Clerk,
Engineer Department. Room 427 District
Building
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02
New York Wool

NEW YORK, Nov. 2. U.N.s).-Wool
quiet, domestic fleece. unwashed Ohio
and Pennsylvania. 5000; domestic
pulled, secured basis. 1908: domestic
Texas clean basis, 1850; domestic ter
ritory, clean basis, 5000.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02
Official Notice


0HQLIC BEVERAGE CONTROL
BOARD. Washington, D. G.. November
2. 1885. Notice is hereby giyen that the
Beverage Control Act, that remonstrants
are entitled to Pc heard 6efSFS the srant
Building: 1915. Press CafeteriS. inc. TIA
slSss sCafsteTIs 1 setsil SoI Class D. s1s
HbroGk Market iG Retai Msysr class 4o6 "a
Gault Place N. T.; 1904. Florine Patter-
son, TIA Kendalrs Bar. Retailers Glass C.
iOS R a4th st. y w.; SCSS John ". Mes
8. E.: 1858. Atlantic White Tower system.
Inc. Retailers Glass D 4l9 18th St. N.
"; 1868. North Washington Liquor Co.,
W.. $500 Sarah Lechter. Retailers Glass
q e. 1872 zSSS George Ave N. Y; GEORGE ";
CANS. Alcoholic Beverage Control Board.
BOARD. Washington. nf B. e.. Novem6er
following PERSONS have applied for re-
Of Columbia Alcoholic Beverage Control
Act. that remonstrants are entitled to be
heard before the granting of such licenses
Room 2l9, District Building: lie. Morris
Rods. TIA Anacostia Wine and Liquor
Co.. Retailers Glass A. 1905 Good Hope
Class A. 1900 MASSACHUSETTS, Ave. s. e. !:
1873. Louis Kraft TIA Kraft's Wine and
Liquor Store. Retailers Glass A. 2iOO 18th
St. n. W; 200. Dupont Pharmacy. Inc,
Retailers Glass A, 1905-19O7 Massachu-
Capital Liquor Co.. Retailers Glass A. 1873
125 G st. N. W: 226. Constantine G.
Banos. Retailers Class c, 1422-24 p St.
n. W; 246. Boston Buffet Lunch. Inc.
Retailers Glass C. AT 9th st. N. w: 284
Jacob Cohen. Retailers Glass B, sol Mas
sachusetts Ave. N. E.: 437. Harry DiFran-
cesco, TIA Sylvan .Delicstessen. Retailers
Class d. 116 Rhode Island Ave. N. E..
459, Nathan Rubin. Retailers Class B,
HOO 4th st. N. E.: 9O4. Nicola Natoli,
Retailers Glass B. 1856 Florida Ave. N.
F.. 1173, Sterling Liquor Company. Inc.
TIA Sterling Liquor Store. Retailers Glass
A. 429 18th St. N E.: 1880. Nicholas
Panor. TIA Anacostia Lunch. Retailer
Class D. 1908 Good Hope Road s. E.:
1lSS. George C. Zouras. TIA Zouras Wine
and Liquor Store. Retailers Glass A. 1915
9TH st. n. W; 1925. Macs Wines and
Liquors. Inc, Retailers Glass A. 4O7 R. /
Ave. N, E.: 1925. VOLTS Wine and Liquor
Corp; Retailers Glass A. .2167 X St. N.
Market. Retailers Class A. 1921 18th st.
n W.: 1869 Louis Meltzer Retailers
Glass 53s Third st. N. E.: 1897. Nicho-
las T. Chaconas, Retailers Glass B 274O
18th 81. N. W. GEORGE W. OFFUTT
AGNES K. MASON. ISAAC CANS. Alec
hoIlc beverage Control Board.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02
Naval Stores

NEW YORK, Nov. 2. (LN.S).-Petro-
leum steady; crude Pennsylvania, 2120
245. Lnseed oil per pound, s.409.6, car
lots. Turpentins firm, AN.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

RADIOs-S3. so AND up
Testing Equipment. Meters and Parts
100 H st. N W. DI. $3.50
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02
Radios

CHESAPEAKE BAY PUPPIES, thorough
bred. males $26. females SIS. CT. 1852
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

tinued unchanged at 11% cents per
pound.
VOTE AMERICAN
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

CANARIES-Singers.$ $3.50; females. SOC:
hnnets: 81 Pr; cages etc Z; Nelson: l06
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

Rugs Made
RUGS MADE TO YOUR oRDER-Turn IN
your old carpets. rugs and wooden cloth
ing: samples shown in your home
SOUTHERN RUG CO. NORTH 344S
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

Refrigerator Service
ME. 1919 Authorized Croeley Service
Other Makes Repaired
CARROLL'S 719 H ST n w
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

N00TO ub09
NE NE; 1877 o 17I6 Pa. Ave. n ".
RCA. CUNNINGHAM OR PHILCO. New
cartons SOC: delivered and Installed free.
GORDON'S RADIO SHOP
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

! WE: 1911 Metropolitan Radio 94OFN.W.
CRM Double-Quick Service Or
AON Expert Mechanics L0C
| Any Mako Set Repaired
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

kADlO REPAIRS-ALL MAKES, FREE
,rI Ss1EsHNICE CALLS. VICTOR RADIO co,
MEG V0o4 1909 9TH n w
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

Bicycles
DONE by expert at low rates. No charge
for estimate. We call for and deliver free
MT VERNON CYCLE AND SPORT SHOP
73S 9th st. N. w. MET. 2735
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

AT. 1877 or AT. 1858. DAY or NTTR
R0N RADIO SERVICE CALLS IN
wv Guaranteed 90 days. JUG
FOGLENAN
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1936-11-02

ME-. S145-FREE SERVICE GAIL
Amy make. Immediate service. Day and
! night. Schiller Bros, 922 n W
Imperial Valley press., 1936-01-19
RULED AN EMPIRE
But COULDN'T
WIN COAST
LOLA M0NTEz

and a yearly income of staggering figures.
Yet in 1858 she chose California her home
Tourists visiting this western country find her
old home in Grass Valley as interesting Egyp-
tan travellers find the old haunts of Cleopatra, and
indeed Lola in her way as great ruler and
commanded almost as much for time did the
noted queen of the Nile.
The Grass Valley home stands today in the busy
mining city and reminds the world that once there
was under it's roof woman who preferred western
plains and sunshine to any other spot in the world
Ludwig was not her first adventure with royalty
however. Car Nicholas of Russia had been her
friend long before Ludwig knew the charms OF
Lola He it was who befriended her when she
needed the courage of mans convictions: Her
real name however, was not Montez, but Marie
Dolores Eliza Gilbert -Heald, and her adven-
lures are comparable to those of DuBarry.
She danced for Ludwig and found such favor
that he practically gave her his kingdom, dis
charging prime ministers who displeased her and
engaging professors at the baVarlan university
whom she favored.
With revolution driving her from the kings
radiance over the world Lola arrived in San Fran
cisco in 1853 to accept the admiration of the popu-
lace whom she had hoped would welcome her as
a member Of royalty.
From fawning to ridicule the route taken
bv San Franciscans, however. Their first welcome
was enthusiastic and the press notices LAVISH III
praise but as Lola's temper and riding crop be-
came evident thew wearied of her and ridicue was
the result.
Sacramento was moderately enthusiastic, but
not sufficiently so to interest this erstwhlle favor
te. SO Lola established herself in Grass Valley,
where she disdained 'the common herd and cul-
tivated such men as the nephews of Victor Hugo
and other celebrities of the time.
Here was woman who had been able to set the
whole world talking by her intrigues and stage
appearances, but who could not win the hearts OF
early Cafornians. She challenged editors to duels
and vented her wrath otherwise upon citizens VINO
might have been her friends had she cherished
less illusion of grandeur. But gradually she lost
out and died with few friends.
PAGE THREE
Imperial Valley press., 1936-01-19

funerals When he takes vacation, he doesn't
want his fishing interrupted.
During the world war period, he was chairman
of the Liberty Loan drives and member OF the
National Council for Defense. He was director OF
the United States employment service and there
was no labor strife during the period of the world
conflict.
A MONG the dealers in the gambling places OF
n Reno's center street, out in an obscure mining
camp up on "the h' which is crowned by the
rolling acres of the University of Nevada lawns, In
the fine houses on California avenue, everywhere
there is friendship for the sagebrush parson
Late in the spring OF each year, IN response TO
insistent demands Adams tours the state and de-
livers commencement talks in the dozen Nevada
high schools which arrange their graduations so
that he can go from town to town without loss of
time.
Adams one outstanding quality is his good hu-
NOR and he believes that humor should be eX-
tended into religion.
David said that the Almighty can laugh" he
observes "A lot of folks need God who laughs
to help make them smile themselves One of the
most difficult things to overcome is that all-too-
common notion that religion is a sad solemn, SOM
bre thing without light or smile.
1.-THE religion that l know is religion of JOY
and gladness. It is based faith and trust that
the Father cares and can keep"
Adams adventures in the deserts and mountains
are numerous. Twenty years ago he was called to
the pioneer mining camp of Aurora, Calf, to Off
ciate at the funeral of an old-timer for whom the
boys wished to give good send-off.' He had to
ascend the steep Lucky Boy grade and the jour
ney took all day. He arrived at night and stopped
at little boarding house next door to the cabln
which Mark Twain once occupied The water IN
the wash bowl was frozen when Adams arose the
Imperial Valley press., 1936-01-19
What a "Sky Pilot"
Thinks Of Politics

BREWSTER ADAMS likes politics = from
p the sidelines A few years ago he got fed
up on politics in the front-line trenches when
he ran for United States Senator and was
defeated by few hundred votes. Discussing
his political adventures Adams says:
''It gives a man a sense of civic pride to
have his name on the auto bumper when he
runs across friend. Your picture, taken 70
years ago and spread across the state, pleases
YOUR wife The candidate is at the mercy of
ANYBODY who has ticket for sale, an ad to
print. relative out of a job and the only
return he gets is the promise of support from
voter who already has promised every other
candidate the same thing
"When you visit town and get gas from
one station, you lose the votes of the rest.
You pay the printer for making card and
the bill poster for tacking it on pole-and
then the pole climber votes against you for
getting scratch. You stay at one hOtel-and
lose the votes of the proprietors of all of the
others"
Bill Gottwald, an editor in the desert min
ing camp Of Manhattan, ran an editorial dur
ing the campaign eulogizing Adams as
liberal The Anti-Saloon League circulated re-
prints of it all over the state to prove he was
too liberal
$50 what's the use" says Adams.