The Waterbury Democrat., 1936-12-12
Over 36,OOO Persons On Payrolls Of Local
 Factories, Businesses
Present Totals Represent Greatest Employment iii Peace-Time History of Waterbury of C. Survey
 Shows Comparative Gains October Stands Out

The greatest employment record In the cityS peace time history was reached in November, with 36,007 persons being employed reg ularly in Waterbury. This is an in- crease of 3,536 over November of last year and the employment total for last month excels that of any previous month, even during the peak year of 1929. The figures are revealed in the Chamber of Com merce business survey, released to- day.
 June, 1929, with an employment total of 35,543, held the previous monthly record. Employment led the way last month in continued general business gains locally. Eight of the city,s largest factories had 8 total of 20,289 employees, also 8 new record, and an increase of 551 over October and more than 2,700 over November of last year.
 Depth of Depression
 Almost 13,000 persons are now at work here than in June, 1892, at the depth of the depression, when the employment total was 23,400. The improvement after that time was at first slow, but employment began a sharp gain in the spring of this year and has continued steadily upward since that time. There are now more than 4,000 more people at work in the city than in June.
 With more money in circulation at the present time than at any Christmas season in the past seven years, merchants are reporting ex- cellent Christmas business. Retail trade has been helped tremendously already by the $510,000 in Christmas club checks that was distributed last week.
 Figures Tell Story
 The Chamber of Commerce busi- ness survey for November follows: BANK CLEARINGS
 The total bank clearings for the month of November amounted to $7,281, 800, decrease of $1,001 300 as compared with the month of October, and an increase of $177, 300 as compared with the month Of November. 1885.
 BANK DEBTS
 The bank debits for the month of November amounted to $29,567,- 8l1.23, a decrease of $3,100,39O as compared with the month of Octo- Der. and an increase of $683, ,678.1O as compared with the month Of November, 1885,
 BANK SAVINGS
 During the month of November there was net loss of $ll5, ,44O.92 as of the last day of the month.
 The total bank savings deposits for the month of November amounted to $45, 400, ,634.53, showing a decrease of $115, ,440.92 as com- pared with the month of October, and an increase of $1,712,191.22 as compared with the month of Mo- vember, 1885.
 BANK SAVINGS
 During the month of November there was net loss of $115,440.92 as of the last day of the month.
 The total bank savings deposits for the month of November amounted to $45, 400, ,634.53, showing 8 decrease of $115,44092 as com pared with the month of October, and an increase of 12,191.22 as compared with the month of Mo- vember, 1885. October is tax period. CHRISTMAS CLUB SAVINGS
 For the year 1886 there were 1922 accounts, totaling $510,0OO m hte various banks.
 BUILDING PERMITS
 Durin gthe month of November there were 55 building permits is- sued, valued at $149,640, a decrease of 6 permits and $30,478 in value as compared with the month of Octo-