Coulee City dispatch. [volume] (Coulee City, Wash.) 19??-19??, 1936-12-31
BANKING SYSTEM
SHOWS PROGRESS
State Bank Resources Grow
More Than Three Billion
Dollars in a Year
american Bankers Association
Gives Details Of Banking
institutions and Notes
Stronger Condition

0AAA
Stronger Condition
NEW YORK.-Continued improve
ment in the condition of state char
tered banking institutions. with an In
crease of more than three billion dol.
lars in q year in total resources, is
shown in a report just issued by the
State Bank Division Of the American
Bankers Association.
The report was prepared by the al
Visions Committee on State Bank Re
search from data furnished by state
banking departments and parallels
data issued by the Comptroller of the
Currency for national banks which
show similar improvements.
1.-THE combined resources of 10.473|
state supervised banks we're $35.724..
723,000 as of December 81. 1895" the
state bank report says. Total depos'
it's amounted to $30.526,920.o00. Total
loans and discounts stood at $12,430,-
100000 and total investments were
$14.17O.421. 900"
A year previous. tables in the re-
port show. there were 1854 state gu
pervised banks. with combined re.
sources Of $32,6S0. 203 900. total depos.
it's S27,297, 959 900, loans and discounts
$4,000. O33.000 and investments Sl2,-
582.325.000.
Glasses OF Institutions
OF the reporting state banking in
situations on December 81. 1885, $40
were commercial banks, the report
states. go trust companies. almost
go stock and mutual savings banks
and less than 10 were private banks.
The report adds:
"The parallel upward movements OF
deposits and total invested funds Of
total state supervised banks during the
years 1894 and 1885. after declines In
these items in 1882 and 1888, are In.
dications of definite steps toward re.
covery in banking.
BASED on figures assembled for to-
tai state supervised banks on resources
and liabilities as Of December 81. 1881
to 1885, 1t is noted: ~ that deposits
in 1885 rose approximately IL per cent
over the previous year, as compared
with an increase Of about per cent
in 1894 over the year 1888, and declines
of z per cent and IL per cent in 1888
and 1892. respectively, from the pre-
cedfng years of 1882 and 1881; and (2)
that total invested funds increased by
approximately 2 per cent in 1895 and
also In 1884. while they had decreased
by 9 per cent in 1888 and by II per cent
in 1892"
Analysis Shows Stronger Positions
In survey and analysis Of earnings
and expenses Of state banks doing q
commercial business. 1t is brought out
that in majority of states they have
increased their earning ability during
1885, On the basis of data covering
1928 banks in AZ states. the report
says:
1.-THE most significant fact to be
pointed out is that new profits of state
banks-after deducting charge-offs on
loans, investments, etc. and adding
recoveries-w were shown in 81 of the
AZ states which reported in 1895. in
comparison with net profits in only II
Of the IS states reporting in 1884. Mea
sured in terms of dollars per each 500
Of ilvested funds, net profits in 1885
ranged between $2.40 and $40 per $500.
with 10 states showing profits Of $1.00.
or over. per $1OO; while in 1884 net
profits did not exceed $1.20 per $500
and only three states showed profits
of $100, or over"
The report contains voluminous ia
bles showing the resources and liabili-
ties of all classes of stete chartered in.
situations and detailed analyses Of
earnings and expenses by states and
of insured commercial state banks
grouped by size of banks.