davidaulloa/AmericanStories huggingface dataset:
Evening star., 1935-04-06
Neu Mortgage Insurance
Procedure attracts Hundreds

More than 800 persons interested in
the Federal Housing Administrations
plan of home financing visited the
administrations District Office this
week, according to Joseph Karl Gill
christ, director for the District, who
announced that applications received
since January for mortgage insur-
ance are valued at S957.550.
Gilchrist announced that mortgage
insurance commitments either already
have been issued or are in the process
Of being issued on $725,000 worth of
these mortgages. The new procedure
announced two weeks ago, whereby
prospective borrowers apply directly
to F. E. A. field Offices and receive
tentative approval of insurance of the
mortgage before approaching the
financial institution which is expected
to make the actual loan, has drawn
hundreds of home owners and those
who contemplate owning homes to the
Washington Office.
Through this new procedure, Gil
christ said. he has accepted appraisal
fees from As persons, who ask a total
OF $277,550 for home financing. Ap-
Evening star., 1935-04-06
H0MELOAN BOARD
METHOD CHANGED
SimpIified Procedure Is
Announced as New Ex.
animation Policy.

The Federal Home Loan Bank Board
announced today new procedure in
examination of home-financing insti-
tutions applying to any of the three
agencies of the board.
John H. Fahey, chairman of the
board, said the new plan. although
seemingly consisting only of change
of routineS, has an important Signifl-
canoe to some 1000 building and loan
associations throughout the country.
He explained that the simplified pro-
cedure is expected to accelerate great
ly the development of the three sys-
TENS, and at the same time allow
considerable reductions in examina-
tion costs, which are borne by the in
stitutions making application.
The revised method provides for
simultaneous examination, in the fu-
lures. of institutions for % admission
to the Home Loan Bank System, (2)
conversion into Federal savings and
loan associations, and 90 the insur-
ance Of their investors under the Fed
eral Savings and Loan Insurance
Corp. More than seven million small
investors and home owners, according
to Mr.. Fahey, are enabled by the
change to gain speedier advantage of
these three governmental efforts to
strengthen American home finance.
Twelve Branches Announced.
Examining activities under the new
procedure are centered in an examin-
ing division in Washington, with
branches In each of the IL Federal
Home Loan Banks, located in Boston,
Newark, Pittsburgh, winston-Salem,
Cincinnati, Chicago, Indianapolis, Des
Moines, Topeka, Portland, Greg; Los
Angeles and Little Rock.
When established in 1892, the board
administered only the Home Loan
Bank System, created as a credit re-
serve in the home-f1nancing field SIM
liar to the Federal Reserve System
in commercial banking. There are now
some 5000 Home Loan Bank member
institutions located in every part of
the country. An act of 1888 author
lied the organization of new Federal
savings and loan associations and the
conversion of existing State-chartered
home-financing units into Federal as
SoclationS. There are now 752 Fed
eral associations, of which 225 repre-
sent conversions.
In 1884 Congress provided for the
insurance up to $4,000 of investors
accounts held in institutions of the
building and loan type, compulsory
for all Federal savings and loan as
Continued on Page 4, Column q
Evening star., 1935-04-06
REALTORS OPPOSE
BUILDERS CODE
Application of Construction
Rules to House Building
Under Fire.

Vigorous protest against application
of the construction code to home
building has been made by the Ma
tional Association of Real Estate
Boards in statement filed with the
Senate Finance Committee, which has
under study the whole question OF
N. R. A. operations.
The association requested the COM
mittee to report to Congress. first, the
abrogation of the construction code,
and secondly, that in any event the
business of development and selling of
building sites and the business of
building and selling of residential ac-
commodationS should not be included
under the construction code.
In a letter addressed to President
Roosevelt the association also makes
clear its opinion that the construc-
ton code should not in any way be
applied to home building. and that
the efforts to do so have retarded re-
covery in this important field.
Building Code Criticized.
The construction code is adverse
to- the public interest; it has increased
costs; discourages new construction,
and is decreasing employment, the
association declares. Addressing the
Senate Finance Committee it states:
ITO aid home ownership and home
building, the Congress has passed a
number of important measures, in
cluding the home loan bank act, the
Home Loan Corp. act and the ma
tional housing act. The effects of
these acts, which were welcomed by
the Nation at large. have been nulli-
fled by price increases due to codes.
The average cost of small home
today is approximately 80 per cent
greater than it was two years ago.
In the home building field. price in
creases do not stimulate activity If
such price increases merely result in
placing home ownership out of the
reach of the average man.
Early in 1888 there we're some evi-
dences of recovery in home building.
In the Fall of 1888, when a construc-
ton code seemed assured, and prices
of building began to increase rapidly,
home building Immediately began to
decline again. AS a result, in 1884
new family accommodations erected
dropped to new all-time low point"
Inquiries Sent to Realtors.
Action by the association was taken
after post card inquiry addressed to
every relator. The inquiry brought
out the fact that, of the approxi-
mately II, 900 real estate offices hold
ing membership in the association,
more than 1000 companies and in
dividuals are engaged in the business
Of developing building sites and
building homes for the market, and
Continued on Page S, Column 2)
Evening star., 1935-04-06

proximately two-fifths Of this sum Is
sought for new construction. Nearly
100000 worth of mortgages for new
construction insurance either have
been completed or are under consid-
Grafton, Gilchrist stated.
Meanwhile. workers in the Wash
ington Better Housing Campaign, the
drive to uncover s6,000,0OO in home
modernization work in the District,
reported that pledges had been re-
ceived from 1926 home and CONNER
cial property owners through Thurs
day. 1t is estimated that these per-
sons have pledged to carry out about
s525 900 in property improvement
work. The 100 canvassers have re-
ported 5.545 interviews.
Officials of the campaign are spon-
Evening star., 1935-04-06
Lower Prices Obtained.

CONTINUED on Page 5. Column 81
Evening star., 1935-04-06
REALTY ISSUES GAIN

Real estate bond issues increased in
market value an average of go per
cent during the first three months of
the year, although slow movements
which characterized dealings through
out March contributed only nine
tenths of l per cent of this total, it
is shown by Amott-Baker realty
bond price averages, based upon 200
important issues secured by properties
in Eastern cities.
Evening star., 1935-04-06

soring a poster contest for students in
the Districts senior high schools, pub
lie, private and parochial. 1t was an
nounced that Carl j. Bergman. pres
ident of the District Building and
Loan League, has offered to furnish a
$25 first prize and a SIS second prize
to the competition winners.
Evening star., 1935-04-06
Insured Mortgage Plan Puts
Cash in Hands of
Contractors.
DISCOUNTS OFTEN
GIVEN BY SELLERS
Title II of Housing Act Facili-
tates Turnover of Cash to Ad.
vantage of All Concerned.

Substantial savings to home buyers
through outright purchases from
builders. made possible by the in
sured mortgage plan of the Federal
Housing Administration, and the in
cidental flow of cash into the hands
of land developers and contractors,
have grown out of the operation of
Title II Of the national housing act.
In announcing this today, the ad-
ministration reported many instances
of discounts granted by sellers to
purchasers Of homes, made possible
by full cash payments through private
lending institutions, thus reducing
financing charges.
Full payment in cash for property
at the time of sale is of great i'm
portance to the operative builder, it
was pointed out, since net profits on
a building development depend to
large extent upon the speed with
which capital is turned over. The
money obtained from the sale Of
a house just completed can be put
Immediately into the construction of
another house.
Lower Prices Obtained.
Reports also indicate that persons
who are planning to build their own
homes are obtaining lower prices from
responsible contractors when the con-
tractors learn that they are to be
paid in cash under the mutual mort
gage insurance plan, either as the
work progresses or Immediately upon
its completion according to speci-
fcations filed with the application
for mortgage insurance.
Banks, mortgage companies and
other lending institutions also di-
Continued on Page 5, Column g.
Evening star., 1935-04-06

Upper left: Home at 32l9 Tenny-
son street sold to Mr.. and Mrs.
Harold S Harwood by the Harry
B. Pitts Co. The transaction was
made for Paul T. Stone, Inc,
builder. Upper right: 5720 Chevy
Chase parkway, sold to D. M.
st. Clair through the Office of
Edward H. Jones g. Co., Inc. The
residence. containing 8 rooms and z
baths, formerly was the property
of Mrs. Mary E. Bell. Below: At
tractive residence at 1920 Forty
fifth street, Colony Hill. sold TO
Fontaine C. Bradley. attorney. by
Boss 6 Phelps, builders.
Star Staff Photos.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
.FIDDLING CONTEST
FOOD SHOW FEATURE
Many Fiddlers Have Informed
Officials They Will Compete
Tonight.

The hum of many f1ddles will echo
through Washington Auditorium to-
night as regular old-time contest is
staged as a feature of the United
Food Stores Exposition, which this
afternoon will enter its final week.
Fiddlers from many sections of the
city have informed food show Off
Gals of their intention to enter the
competition. A prize will be awarded
the winner. In addition there will be
nearly a hundred other prizes award
ed during the afternoon and night.
The cooking school, which the pub
lie is invited to attend, was to be re-
sumed this afternoon at 3:45 O'Clock.
It is under supervision of experts in
home economics and the culinary
arts.
Show officials announced the baby
contest preliminary, for entrants from
to 3 years old, will be held tomorrow
afternoon at 2::30. Babies between
the ages of 3 and will be judged
Thursday afternoon, with the finals
to be held Saturday. Winners Of pre-
liminaries and finals will receive
prizes.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
FILM AROUSES ARMY

WARSAW, R.-The Polish Army
is up in arms over a moving picture
film made with the cooperation of
a general, wherein sergeant falls in
love and marries regimental majors
cook.
The non-cons were upset and de-
clared only an orderly would marry a
cook. So loud was the criticism that
the soldiers were forbidden to see the
picture.
Gen. Wieniawa Dlugoszewski, who
helped to make the picture, explained
that the trouble was not caused by
the fact sergeant married a cook,
exactly, but because the woman was
such plain cook.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
Home Shortage and Rent Rise
Sho,vn in u. S. Realty Surrey

real estate financing has been broken,
the association said, but in So per
cent of the cities borrowers are still
seeking capital. However, in II per
cent Of the largest cities capital is
seeking loans, a condition that has
not been noted, the report said, since
June, 1929.
Interest on real estate loans shows
a downward tendency and the survey
disclosed increasing real estate activ-
ity in 68 per cent of the reporting
cities. The index of real estate mar
ket activity, based on the 1926 level of
deeds recorded, stood at 53.4 in De-
cember. compared with 51.8 last No.
vember.
The uptrend was not so noticeable
in central business property. Rents
were moving higher in only % per
cent of the cities, holding steady at
last years level in "a per cent and
lower in IA per cent. No city above
200. 900 reported higher rents for CEN
trail or outlying Office space.
The following table, made public by
the real estate association, shows the
percentage of cities reporting up
ward. stationary or downward trends
in residential rents as compared with
December. 1888:
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
SOCIETY

Continued From Second Page)
ing the Tau Phi seal. The committee
in charge was Miss Helen Bragg, Miss
Ellen Turner Bragg and Miss Mary
Sabra Hunt.
Mrs. Proctor L. Dougherty will serve
luncheon in the interest of the Girl
Scouts camps in her home at 3713
Jenifer street in Chevy Chase, to-
morrow at 1890 o'clock. DR.. Harold
C. Bryant. assistant director Of the
National Park Service, will speak On
Mature Study for Girl Scouts" ex-
planning why we should know about
our natural environment, and how we
may learn to know 1t.
Mrs. Dougherty. who Is third dep
uty commissioner of the Girl Scouts
of the District Of Columbia, will be
assisted by Mrs. Walter Rastall, Mrs.
Wright Clark, Mrs. Trueman Able,
Mrs NJ j. Della Vale and Mrs. Coch-
ran Fisher.
Mrs. Georgette Ross Howard, in her
weekly current topic talk at Sulgrave
Club tomorrow morning at 1880
o'clock, will speak on several Of the
major political issues now before Con-
gress-the new banking bill, the Sen
ate and the relief bill. and brief
sketch Of the governor of the Fed
eral Reserve Board Europe Debates
international politics under discussion
at the lecture this week. And as an
added feature Mrs Howard will speak
on the most promising English author
of the day, and comment on the sea-
sons drama.
Mrs. Howard spent last week in New
York and lectured before the Wom-
ans Club at Plainfield, N. j., return
ing last evening.
Among the many drama devotees Of
the Capital City. who enjoyed the ini-
tial production of the students of the
Studio of Theater Arts, Sidney How
ards 1.-THE Silver Cord" last December,
have made reservations for the forth
coming presentation of THE Circle"
by Somerset Vaughan. Mr.. Pendle-
ton Hogan, prominent young Wash
ington novelist, the president of Mary
land University, and Mrs. Raymond A.
Pearson; the military attache of the
German Embassy and Frau Won Boet-
ticher. Constance Conner Browns
aspiring young students will show their
comedy flair" at Wardman Park
Theater Tuesday and Wednesday eve
nings, February 10 and 20. Reserva-
tons may be made at the studio,
1871 K street northwest, or reserved
seats may be obtained at Mrs. Dorsey's
Concert Bureau in Droop's. Others
who plan to attend are Mrs. John S.
Brooks, jr.; Mrs. Louis E. Rusch, Miss
Pauline Chobot, Mr.. and Mrs. Paul
Pearlman, Mr.. and Mrs. Paul D. Ban
ming, MIR. and Mrs. Jerome F. Gunther,
Miss Sara Grogan, MIR. Harry Cassell
Davis, DR.. and Mrs. c. B. Hale, Prof.
and Mrs. A. w. Spanhoofd, Mr.. and
Mrsa A. G. Gutheim. Mr.. Warren D.
Bruner, Mrs. Grace McCord, Mr.. and
Mrs. Richard Fourchy and Mr.. and
Mrs John H. DyneS.
Mr. and Mrs. Ernest Dwyer are pass
ing a few days at the Vanderbilt Hotel
while in New York City.
Miss Evelyn Micou and Miss Fran.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
6NEW AIR BASES
ASKEDAT HEARING
War Department Proposes
Substitute for Program
of Wilcox.
BY the Associated Press.

By the Associated Press.
Through Brig. Gen. c. E. Kilbourne,
assistant chief of staff, the War De-
partment today proposed legislation
calling for six strategic air bases
along the coasts and in Alaska.
The program, Kilbourne said at a
hearing before the House military
Committee, stresses peace time train
ing for defense and st am confident
that represents the aim of the treol-
dent"
The bill suggested by the general
would be a substitute for a measure
by Representative Wilcox, Democrat,
of Florida, which would provide 10
s19,0OO,OOO air bases in Alaska, the
Canal Zone, along the borders of the
Nation and in the interior.
The War Department plan contem-
plates setting up air depotS and sta
tons in these areas:
The Atlantic NortheaSt-To provide
for training in cold weather and fog
The Atlantic Southeast and Car
ribean areas-To permit training in
long-range operations, especially those
incident to reinforcing the Panama
Canal.
The Southeastern Statistic pro-
vide depot essential to the MAIN
tenance of the General Headquarters
Air Force.
The Pacific Northwest-To estab-
lish and maintain air communication
with Alaska.
Alaska-For training under condi-
tons of extreme cold.
The Rocky Mountain region-To
provide a depot for maintaining the
General Headquarters Air Force and
to afford opportunity for training in
operations from a field in high alti-
tudeS.
In addition, the department would
establish such intermediate stations
as will. in connection with the Rocky
Mountain station, provide for trans
continental movements incident to the
concentration of the G. H. @. Air
Force for maneuvers."
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
BY the Associated Press.

CHICAGO, February IA growing
shortage of family homes, a trend to
higher rents and new flow of money
into real estate investments were re-
ported tonight in the semi-annuai
survey of the real estate market by
the National Association of Real Es-
tate Boards.
The survey covered 268 cities in the
United States and Canada.
It showed:
An actual shortage of single family
houses in SO per cent of the cities
There was no overSupply indicated
in any city above 100000 population
Apartment rents have risen in 81
per cent of the cities reporting and
are up in every city of more than
half million.
Rents for single family homes are
up in SO per cent of the cities and
in SO per cent of the half-million pop
ulation centers.
Nevertheless, the real estate boards
said house rents are still 80 per cent
below the 1923 level and apartment
fees still As per cent under 1928.
The complete dearth of the past
five years in money available for
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
Church Guild to Entertain.

OXON HILL, Md, February II
Especially "A card party will be held
by the Ladies' Guild of St. Barnabas'
Church the evening of February Is
in St. Barnabas' Hall. There will be
prizes and refreshments. Miss Ted
Middleton is in charge of arrange
mentS.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
"Sea Monster" Found.

SEJRA, Denmark (P.-A most IN
usual sea monster" has been beached
here, a fish weighing at least 2 tons,
fully 10 feet long and equally wide
with a thickness of about 2 feet.
The eyes are enormous and the mouth
unusually large. Danish experts be-
ieve it to be an unusual member Of
the sunflSh species.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
Expensive Shopping.

MEMPHIS, Tenn. R.-The pur-
chase of pair of shoestrings cost Mrs.
r. D. Bailey more than $3.50. While
selecting the shoestrings at store
Mrs. Bailey placed her purse on the
counter and some one picked it up.
The purse contained $3.50 diamond
ring and SIS in cash.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
Bell Ringer Shuns Altar.

OXFORD. England R.-Arthur
Newman, the 48-year-old bell-ringer
at Bladon, it appears, took to his
heels" in the word of Miss Elsie
Coombs, whenever he mentioned we'd
ding bells. A jury awarded her 500
damages and costs.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
Buzzer Warns Warden.

CHICAGO R.-Hereafter prisoners
in the county Jail who wish to try to
escape have to notify the warden. The
warden arranged for this by having
installed buzzer system which rings
bell in his Office whenever a door or
window is unlocked,
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11

ces Lille Of Richmond are visiting in
Washington and are staying at the
Fairfax.
Miss Ruth Pullen of Portland, Me-,
is at the Dodge and is accompanied
by Miss Helen Ferguson of Wollaston,
Mass.
Miss Adeline Burroughs, Miss Mary
Gaddis, Mr. Thomas Burroughs and
Mr.. Edmund Shrewsbury of Upper
Marlboro, Md, have left by motor
for Kansas, where they will visit Mr..
Gordon Yeargan and his family. They
will visit in Texas before returning
home.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
REPORTS TO N. R. A.
Prison Labor Authority Urges
Federal Aid for Industries.

Federal Aid for Industries.
The creation of a million-dollar
corporation to reduce the sale of
prison-made products on the open
market, but to insure adequate en-
ployment of prisoners was recon-
mended to N. R. A. yesterday by the
Prison Labor Authority.
The report advocated Federal aid
to any State for the purpose of set
ting up prison industries, the pro-
ducts of which would be sold to tax
supported agencies or in strictly
limited quantities on the open market.
To assist in preventing idleness in
prisons, it was proposed that the
Federal Emergency Relief Admins
tration Cooperate with prison author
tiles in the development of work
projects"
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
TOMORROW.

the World War, Sailors, Soldiers and
Marines Club, pm.
TOMORROW.
Dinner meeting, Washington Type
writer Dealers Association, Hamilton
Hotel, 6 pm.
Lecture. Christian Science: The
Gospel of Supreme Affection for
Good" James G. RoWell, c. S. B.. of
Kansas City, Mo-, First Church of
Christ, Scientist, 8 pm
Meeting, Ladies' Aid Society of the
Rupert Home, 2943 Upton street, 2
pm.
Lecture, 'Debunking the Animal
Mind" DR.. Thomas Shepherd, before
Society for Philosophical Inquiry, Ma
tional Museum, 4:45 pm.
Lecture, John v. Mansen, before
Washington Photographic Society, GIT
Twenty-third street, pm.
Luncheon, Women's National Press
Club, honor guest, Pearl Buck, au-
thoress, Willard Hotel, pm.
Lecture, "Food-The Law-And Ad-
vertising," by Hector Lazo before
Washington Advertising Club, National
Press Club, 1890 pm.
Dance, with card party, B'Nai Israel
Sisterhood, National Press Club, 9 pm.
Dinner, Lincoln Post, No. II, Amer
lean Legion, Shoreham Hotel, 8 pm.
Supper dance, Indiana State So
ciety, Shoreham Hotel, 9 pm.
Dinner, Conference of Birth Control,
Mayfiower Hotel, 1880 pm.
Breakfast, Danes of the Loyal L.
eion, Mayf1ower Hotel, 1890 pm.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11

Dance, North Carolina State So.
ciety, Shoreham Hotel, 9 pm.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11
CITY NEWS IN BRIEF.

Installation meeting, Daughters of
the Nile, La Fayette Hotel, 8 pm.
Dinner dance, Beta Chi Sorority,
Carlton Hotel, 7:45 pm.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11

Meeting, Federal Chapter, No. 6,
Daughters of American Veterans of
the World War, Sailors, Soldiers and
Marines Club, 8 pm.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11

TOMORROW.
Dinner meeting, Washington Type
writer Dealers Association, Hamilton
Hotel, 6 pm.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-02-11

Continued From Second Page.)
The Omaha guide., 1935-12-07
A Young TrOmbOnist

Robert Payne Anderson, 11-year-
old o of Mr.. and Mrs. Martin
Anderson, 1901 Blonde street,
played a trombone solo at the
Masonic Temple, 10Th and Doug
las street, Saturday, November
%, and appeased his audience so
much that he was asked to play
at the Town Hall at Ralston, Ne
braska.
This talented little boy, whose
trombone is almost as large as he
is, played a solo at Bennington,
Nebraska, for the Parents and
Teachers, under the auspices of
the Bennington Public Schools,
November IA. Last Friday, the
% of November, he played for the
Teachers meeting at st. John
A. M. E. church and was invited
to join st. Johns orchestra. He
has also played for the Pilgrim
Baptist B. Y. P. U. and was