davidaulloa/AmericanStories huggingface dataset:
, 1935-06-26
Scout Week To
Be Observed
HRioHondo

This being camp week for the
lower Valley Girl Scouts. about so
girls and their leaders are expected
to register at Camp Perry. Rio Hon.
do. Troops are expected from
Brownsville. Harrington, San BENZ
to and Los Fresnos.
Those who left Brownsville Mon
day were: Mary 10 Abel, Maralie
Crockett, Joyce Gregory, Imogene
Graham, Jean Hunter. Evelyn Hays,
Gale Hardcastle, Gene Hales, Edith
Mckee. Betty Jean McMinn, Betty
9ruden. Mary Melva Pennington,
Doris Porter. Ruth Sabotka, Betty
10 Samuel and their captain. Mrs. p.
O.. HaleS.
The Girl Scouts wish to express
their appreciation to those who so
generously helped TO make the trip
possible. They wish to thank Edel-
STEMS Furniture company for haul
ing their cots and other equipment
TO camp; Hunters Frigidaire COM
pay for the loan Of an ice box: also
those who furnished a r for trans
portatiCS: Mr.. r. G. Graham, Mrs.
@. II. Hardcastle, Mrs. s. Sabotka
and Mrs. j. s. DobSon.
Wednesday afternoon and evening
will be visitors day at camp and all
parents and friends are invited TO
come and visit with the Scouts.
, 1935-06-26
Dates Set For
Yard Contest
In La Feria
Especial c Inc HeialdD

LA FERIA, June 26. = At a spe-
cial meeting Saturday the La Feria
Garden club set July 6 as the dead
line for entries in the yard contest.
All persons Interested in entering the
contest should notify Mrs. Russell
Roach before that date, according
TO Miss Margaret Oliver. Immedi-
ately after entries close July 6 yards
win be judged and the contest will
be concluded in November when the
committee viii again judge all yards
entered. Points upon which the
judges viii grade Will be announced
later In the week. Roses will be Civ.
en- as prizes this year instead Of the
cash prizes offered IN the past.
The new constitution and bylaws
OF the club was adopted at the Sat-
urday meeting. The motto OF the
club Is "A Thing Of Beauty is a JOY
Forever" The program committee
announced the completion OF the
programs for the regular meetings
throughout the coming year. Each
meeting the program will be based
upon some phase Of gardening or
city Identification.
Zinnia seeds are being distribute
ed by the club and those wishing TO
enter the flower show to be sponsor
ed by the club in September are ure-
ed to plant their zinnias now 10 in
sure their being in bloom in time for
the contest.
, 1935-06-26

Is majortng IN public school music
and voice.
Carl Armstrong, Lubbock, attend
ed the Manning Armstrong nuptials
In McAllen during the weekend.
Mr.. Armstrong Is a brother TO the
groom.
Mrs. p. ID. Frisby and Mrs. Ralph
Hughes and two children have left
for Arkansas, where they will spend
the summer. Mrs. Frisby win visit
her father and mother INC Arkade4-
phia. and Mrs. Hughes viii he the
guest on relatives and friends at Lit
lie Rock.
Mrs. George Strchmeyer has re-
turned from Kansas City, where she
has been the guest OF friends and
relatives for the past few weeks.
Mrs. ID. ". Herring and daughters,
Winifred and Virginia, and Mrs T.
Hill OF McAllen and Mrs. Hills
mother. Edinburg. have returned
from a two weeks vacation spent I'm
Oklahoma.
Mrs. Mack w. Higginbotham and
daughter, Bette. arrived Sunday for
a visit in the home Of Mrs. Higgin-
botham's father and mother. Mr..
and Mrs. r. G. Nelms. on North 18th
street. During their visit in the VAL
ley, Mrs. Higginbotham viii make
a trip to Mexico City In company
with Mr.. and Mrs. II. L. Starr OF Mis-
sion.
, 1935-06-26
Missionary Circles
Gather Separately
Monday Afternoon

Members OF the Woman's MIS-
sionary Union OF the First Baptist
church met In separate circles Mon
Gay afternoon. The Mewshaw and
Lottie Moon circles gathered az the
home Of Mrs. r. z. Phillips In Vic
toria Heights. There were II menu
bers present. Bible study for the
day was taken from the Book OF
Ruth.
The Irene Stephens circle met
81 the home Of Mrs. j. p Glenn for
study OF the mission book. The
Desire OF All Nations" Seven mem
ber- OF the circle took an exami-
nation on the study work.
Mrs. Glen Hermann was hostess
tn members OF the Lucille Ragan
circle which had eight members
and one new member present.
Next Monday there will be a
business meeting at the church
with a mission program taken from
the royal service program
, 1935-06-26
Birthday Is
Observed by Child
With Party Event

Gloria Maurine Gamble celebrat-
ed ! r third birthday recently with
q party ut the home Of her pa
rents. Mr.. and Mrs. v. B. Gamble.
Games furnished diversion for the
afternoon with prizes being present.
ed to Eva Brooks. OF Los Fresnos,
Curtis Clendening Of Runge, and
nm Burtscher.
Guests present besides the hon
oree were Curtis Clendening. Tom
Burtscher, Gerald ClendenlnR. Eva
Brooks, Charles Houston Hargis,
Jimmie Earl Roberts. Percy Hunter.
Ray Nell Baird. John Franklin,
Swensey and Elaine Harwell.
Mothers who were present we're
Mesdames Roberts. Hargis and HIf-
CT. Misses Jessie Lee Bowen and
Mildred Rawlins assisted with the
entertaining.
, 1935-06-26
Anniversary
Celebrated
By Troop
Especial 70 The Heraldl


LOS FRESNOS, June 26. - The
Girl Scout troop Of Los Fresnos cell
ebrated its first birthday recently
a. e home Of Mrs. q. H. Bingley,
the Rcaptain and organizer Of the
troop. Mothers OF the Scouts were
special guests.
The birthday cake, with one can
die and the Girl Scout emblem. vas
served to the girls and the following
special guests: Mesdames F. G. Rich
ey, George Coates. T. r. Henry, Rus
sell Bingley. NJ. Orr. william Andre
sen.
Three Of the girls. Della Kyle. Ma
rian Baker and Maud Jennings re-
ceived Scout emblems. DR.. Spivey.
assisted by Mrs. Laakso and Mrs.
Lewis. issued health certificates to
all Of the girls following examina-
lions.
The entire troop Is planning to
spend the entire week at Camp Perry
this week. Girl Scouts present we're
Della and Evelyn Kyle, Doris Marie
Peterson, Maud Jennings. Billie
Bingley. Charlotte Bingley. Caro-
Ign and Betty Orr, Marian Baker.
Dorothy Richey. Dorothy Henry and
Bobbie Jean Coates.
, 1935-06-26
Are Hostesses
For Tea, Shower
For Mrs. Weber

Mrs. Mabel Hermann and Miss
Julia O'Brten entertained Sunday
afternoon at the home Of the latter,
with a shower and tea between the
hours Of 4 and 6 o'clock honoring
Mrs. Dan Weber Of Weslaco.
A profusion of roses and Zinnias
we're placed about the rooms given
over to tire affair.
During a bird contest. Miss Bertha
Leonard was awarded first prize and
Mrs. II. Andreas the consolation.
Both presented their awards 70 the
honoree.
The hostess served an ice course
TO those present who included mem
bers OF the Business and Profession
al Women's club and a few intimate
friends Of the honor guest. There
we're about 20 present.
, 1935-06-26
Mission Group
Has Separate
CONFERENCES

The woman's Missionary society
IDf the First Methodist church met
Monday afternoon In separate meet
1ings. Circle one met in the home Of
'Mrs. o. w Mckee with IL mem
beers present. A new member. Mrs.
Ii. M. Abel, was welcomed into the
circle. Mrs. G. L. Hunter gave the
dS~Stional and Mrs. O.. A. Pechstein
gave the last chapter from the mis-
sion study book This circle viii now
|mee. ut 3 p. m. instead of $3.50 p. m.
Circle two met with circle four at
the home Of Mrs. Harry Lovelace
with ten members and two visitors,
piss Katherine Bader and the pres
ident Of the society, Mrs. Herman
|B. Jeffrey. Miss Bader gave the last
chapter from. the mission study book.
MRS. Jeffrey and Mrs. Harry L. Faux
Sang a duet, Confidence" The
|~hueeting was closed with Mrs. w d.
sAcBryde leading In prayer.
Mrs. r. N. Curry was hostess TO
members Of the Young Matrons cir
Gle. The devotional was given by
MRS. Robert Bryson and Mrs. Sam
IL. Lockwood gave the lesson from
Nthe mission study book. The leaf
let was given by Mrs. A. M. Wyrick.
Plans were made at the meeting
far an old-fashioned ice cream sup
ipgr on the lawn Of the pastors home
&c 8 O'Clock in the evening Monday.
Every member Of the church and the
general public Is extended a cordial
Invitation to attend. There will be
IN addition to the ice cream home
made pies and cakes.
, 1935-06-26

the same delicate hue. She carried n
shower bouquet Of white roses and
fern.
The groom was attended by his
brother. Mr.. Jack Armstrong.
Immediately following the cere-
mony, Mr.. and Mrs. Armstrong left
fer a Honeymoon trip to Kansas City.
ard upon their return viii be at
home TO their friends northwest OF
Mission.
MRS. Armstrong Is q graduate OF
the Harrington high school. She NOV
cd to McAllen about two years ago
with her parents. and since that
time has been N popular member or
the younger social set. MIR. Arm
strong Is n graduate OF Ohio State
University nc Columbus Ohio.
Announcement has been made
here that Anthony DE Young CT San
Antonio who Is conducting summer
art classes at the Woman's Build
ing In Harllngen and who Is spon-
sored In this work by the Rio Grande
Valley Art League. will be the guest
o. homer at a studio tea In McAllen
to be given by the members Of the
Upper Rio Grande Valley Art Lea
que. This tea viii be held Friday.
June %. In the new studio on north
Main street.
The Hi-Lo Bridge club held its
weekly meeting az the home OF Mr..
and Mrs. L. McCutchion during the
weekend.
New officers for the next six
months term were elected and in
cluded: Gilbert Hitzfield. president:
Mrs. Vance Davis. vice president:
Lowell McCutcheon. secretary-treas-
urer; Mrs. Dwight Yoder, reporter.
The Los Amigos club was enter
tanned this week by Mrs. Kelly Elan
when the pretty hospitality was fea-
tured In n color theme OF pink and
white. Guests were Mrs. Guenn Den
man, Mrs. Darius Leslie and Mrs.
Blanche DoSter.
Miss May Bell Carroll. Edinburg.
was the weekend visitor Of Miss
Nina Lee Gartman.
Mr.. and Mrs. Newt Sheppard
visited In Corpus Christi during the
weekend.
Miss Nina Lee Gartmen and Miss
Polly Smith visited IN Mission Mon
day.
Miss Julia Ann Stevens, McAllen.
las been elected treasurer OF the
sophomore class nc Mary Hardin
Baylor college. Bolton. according 10
an announcement made Saturday.
Miss Stevens Is Just beginning her
sophomore year at the college and
, 1935-06-26
0nlor,o,S nlo5so3stts,~
Every one smart and easy TO make
MAKE AND WEAR AT HOME
SLENDERIZING MARIAN
MARTIN FROCK OF DINIITY
PATTERN g35O

PATTERN $3.50
Keeping cool and comfortable
about the house on those willing
Summer days presents a real prob
lem to the stouter woman. Marian
Martin finds a step In the right
direction Is to Look COOL" This
ret frock OF fresh sheer dimity or
swiss does Just that. And the re-
suit Is achieved with surprising
ease for the pattern has been kept
especially simple so that very little
time need be spent making 1t. A
sweeping surplice line from shoul-
der TO hip has a slenderizing way
with it and the trim skirt adds
height through its elongating front
panel. Complete. Diagrammed Mar
lar Martin Sew Chart included.
Pattern $3.50 may be ordered only
In sizes 36. 80. 40. AZ, "A. as. 48 and
so. Size SO requires 3 u yards 80
inch fabric.
Send fifteen cents In coins or
stamps tcoins preferredl for each
Marian Martin pattern Be sur 10
write plainly your name. address.
the style number and size OF each
pattern
Just out. /. Marian Martin sum
mer pattern book. forty enlight-
ening pages 70 lead your way 70
summer chicl Clothes for every oc-
caSion for every member Of the
family, from the Tiny Tot. the
DaShing Deb, the BluShing Bride
to the Mature Matronl Every
design beautifully illustrated. every
pattern so easy even the beginners
are assured Of SUGGEST Send for
your copy nowi Price OF book fiji
teen cents. Book and pattern to-
gether, twenty-five cents.
Send your order to The Browns
Vile Herald. Pattern Department,
232 w. 18th St. New York. N.
T. Adv.
, 1935-06-26
Gladys Armstrong
Is Hostess To The
JUG Club Lately

The j. u. G.. club was entertain
ed recently at the home OF Gladys
Armstrong. A cclor scheme of red
and white was used throughout in
al accessories and appointments for
the affair.
Bunce and old maid were diver
sions. Dora de Luna was high in the
games Of bunco and Hazel Dufault
was low. Hazel DuFault and Lucy
Villarreal were guests OF the club.
All members CT the club was present
Bernice Abreo was elected to take
the place OF Dora de Luna. who re-
sig7ed the office Of Secretary-treas-
urer
, 1935-06-26
Engagement Is
AnnouncedA
TeaAtair

McAILEN, June ga social
event OF much interest to q wide cir
Gle OF Valley friends took place re-
Gently when Mr.. and Mrs. Maynard
Il. Rreidler announced the engage
ment and approaching marriage OF
their daughter. Miss Dorothy
Kreidler to Mr.. j. Is. Ashcraft OF
Lexington, Kentucky. at a prettily
appointed informal tea.
The wedding ceremony was set for
Wednesday morning June rs. at 10
o'clock.
Mrs. II. M. Rreidler and Mrs.
Charles Jones. grandmothers Of the
bride-elect. presided at the tea table.
They were assisted by Miss Jean
Kreidler. who presented each guest
with a small corsage TO which was
attached a tiny cord inscribed with
the words Dorothy and j. B.. June
rs"
Only members OF the family and
a few intimate friends were present.
A pretty and NEST impressive
wedding ceremony soIemni1ed before
q circle Of friends here recently.
united in marriage Miss Eleanor
Manning. daughter OF Mr.. and Mrs
Kent Manning. McAllen. and Mr.
Russell Donovan Armstrong. Mis-
sion. son OF Mr.. and Mrs. James
Armstrong. Kansas City, with the
Rev. j. w. Hassell reading the mar
rage vows at the First Presbyterian
church.
A mass of fern and floor baskets
OF pink roses and gladioli we're used
attractively al the altar where tall
white glowing candles in bronze
candelabra shed their soft rays on
The scene.
Miss Dorothy Hawkins. pianist.
rendered the professional and recess
SIGNAL wedding music snd accom-
panied Mrs. Della Weideman, Mis-
sion. as she sang Until" and Be
cause"
Mrs. Clayton wilder. sister OF the
bride. was matron OF honor and was
attired In blue satin with white hat
and accessories and carried n show
er bouquet OF white roses.
The bride was given In marriage
by her father. She wore n silk crepe
suit OF ashes CT roses. with n hat OF
, 1935-06-26
LEAVE FOR

Mrs. II. e. Nichols and two sons,
Frederick and Lewis. OF Fort Brown,
have left on a three months vaca-
ton trip to North and South Caro-
lima where they will visit Mrs. Nick
ols' mother and sister. Mrs. "A. L.
Williams and Mrs. a. w Howell. Jr.
They also expect to visit In Washing
ton for the Boy Scout jamboree be-
fore returning to Fort Brown the lat
ter part of August.
, 1935-06-26
TO VISIT RELATIVES

Mrs. Rose Cole and daughter, Mil
dred, left the early part Of the week
for Oriska. North Dakota, to visit
her parents. Mr.. and Mrs. A. Stein
mann. She was accompanied by
Miss Anastacia Bray. Of Olmito, and
Irmalie Dobson. Miss Byay Is en-
route to Des Moines. Iowa, and IT.
male Dobson will go to Oklahoma
City. Okla. Mrs. Cole will visit rel
atives and friends in Corpus Christi,
San Antonio and South Dakota.
, 1935-06-26
Cartwright Carlson
Nuptials r e a d In
Mission Saturday
Especial TO The Heraldl


PHARR. June 20. - Miss Alice
Carlson. daughter Of Mr.. c. E. Carl
son. became the bride Of Mr.. Rob-
ert M. Cartwright. of Mission. Sat-
urday evening at eight O'Clock. The
Rev. Norman D.. Dyer pastor Of the
First Christian church of McAllen
performed the ring ceremony.
The bride was attended by her sis
ter. Miss Violet Carlson and the
groom by Mr.. Sterling Tedford. Only
the immediate families Of the couple
were present at the ceremony.
Nicer a wedding trip to Monter-
rev Mexico, the young couple will
make their home in Mission where
Mr.. Cartwright is owner Of the Cen
trail Service station.
, 1935-06-26

ATTEND CONVENTION
Mrs. "A. "A. Laughlin, on Los Fres-
nos who is one or the teachers TN
the Brownsville school system. has
left for Denver, Colorado. where
she will attend the convention or
the National Educational associa-
ton. After the convention she win
make an extended trip through the
Rocky mountain district. including
the Yellowstone National Park, re-
turning late in July.
, 1935-06-26
CALENDAR

THURSDAY
The Bridge League viii meet mo
Elks hall nc 7:3O ID. III.
, 1935-06-26

Mrs. Glenn Goolsby was hiVh
when Mrs. RUDE watner entertain
ed the members OF her bridge club.
, 1935-06-26

Good Milk Is the perfect food. Give
your family 0risham's Pnsteurined
, 1935-06-26

Mrs. Harry Foehner was q charm
ing hostess Friday evening 70 men,
hers Of her bridge club.
When scores had been totaled
trophies were presented to Mrs. r.
B. Gcolsby and Mrs. G. E. Hudson,
The next meeting Of the club viii be
with Mrs. o. L. Byrd.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1935-08-31
HOME FIXING
PROBLEMS

Questions pertaining to the building and maintaining
of homes will be answered in this column conducted
cuSvezy for Times readers each eek There charge
or obligation Address pour queries to the REAL ES-
TATE EDITOR, WASHINGTON TINES
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1935-08-31
SALES BETTER
IN EQUIPMENT

Sales and earnings of % con-
Germs in the air conditioning, re-
frigeration, electrical equipment,
and oil-burner industries have
shown marked gains during the
first half year of 1885 as COM
pared with similar periods in 1884,
according to information supplied
to the Federal Housing Admins
tration.
While not representing the entire
field of industries included, the
reports indicate an appreciate
upturn in their respective markets
for household equipment.
Percentages of increase were re-
ported in each case, ranging from
712 per cent in one instance to
10.4 per cent in another.
Particularly significant are huge
gains shown by concerns manufac-
turing air conditioning and re.
frigerating equipment. with Ger.
tain manufacturers in other cate
gories also reporting gains well
into three digits.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1935-08-31
U.s.. Figures Note Gain
In Home Ownership

gage, looking toward eventual
freedom from debt, forms the
broadest market for the one
family homes. We may expect
expansion of the present build
ing volume as long as the ten
dency to build the less costly
home continues.
cover the past eight months
the average cost of a new one
family house has been $3,89S, ac-
cording to Department of Labor
figures on permits. Houses of
this type are usually built on
lots which average about $500 in
price on today's market. Since
a man may safely pay from two
to two and one-half times his
annual income for his home, if
he has a period of years to pay
for it on the monthly install
ment plan, present building OPP
erations appear to be aimed at
the market represented by the
$1,000 to $4,000 a year man. The
recent financial survey of urban
housing shows 12.4 per cent of
the renters in this income
grOup."
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1935-08-31

Q.-What is the best method
for removing tree stumps?
A.-For tree stumps located on
small piece of property, it is
usually inadvisable to use dyna-
mite, particularly if the owner
wishes to do the work himself.
Tree stumps can be destroyed
by burning, following a treatment
to make them and their roots in
flammable.
Bore several holes vertically
into the stumps. Use saltpeter
inter; nitrate of potash) and hot
water Pour this into the holes
and the Saltpeter will be carried
downward through the veins and
fibers. Refill the holes several
times. When the wood is impreg-
mated, which may take several
weeks, build a fire about the
stump. The roots and stump will
be completely consumed.
During hot weather, paraffin
may be used. Destruction of the
underground roots will not be as
complete as with saltpeter, but
can be performed in a few days.
The soil should be carefully ex-
amined to make sure that it will
not burn, too, in which case an
underground fire may be started
which might smolder for days.
Q.-I am designing a drain
age system for my new house.
How should I figure the capac-
ity of the house drain?
Am designing a drainage
system, the capacity of the house
drain is determined on the basis
of the greatest number of fixture
units likely to be frequently dis
charged together or so as to over
lap, including rain water if dis
charged into it.
The house drain should be able
to take away the water as fast
as received without backing up
into the soil or waste stacks, and
at a velocity sufficient to pre-
vent the deposit of solids; that
is. a velocity of about two feet
or more per second.
One authority states that a f.
inch pipe with a grade of one
fourth inch per foot will accom-
modate IA fixture units, or prac-
tically one water closet (6), one
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1935-08-31

wash basin %, one bath tub
%, one kitchen sink 112), and
two combined laundry trays go,
all discharged at once, which
would seldom be the case.
A reliable plumbing contractor
can advise you on your particular
case.
Q.-In the old house we now
occupy. we have had to go to
considerable expense to replace
and repair ruSted water pipes.
We plan to build this fan and
would like your advice on how
to avoid trouble of this kind
in the future.
Am building a home, 1t is
advisable to specify rust-proof
pipes throughout. Brass pipe is
recommended for this. as it will
not rust to discolor the water,
or to choke the pipe and reduce
the flow.
Q.-What are the principal
kinds of interior varnishes?
A.-Most of the larger manu-
facturers have in recent years
adopted proprietary names to DIES,
ignate these goods. Even the
so-called "hard-oil finishes" OF
the best quality are now usually
designated by the addition OF
some qualifying term. The painter
or consumer is always safest in
selecting special products for his
requirements. The long familiar
titles, however, are hard-oil fin
ish, interior finishes, cabinet fin
ishes, interior coach. interior spar
white dammar, shellac, enamels,
flat finish. etc.
Q.-I would appreciate any
information you can give me on
how to construct a brick chin.
ney.
"A chimney should never
rest upon any kind of a bracket
or be carried by any kind of
wooden floor or beam construc.
ton. Chimneys should always be
started on firm, solid ground, un-
less supported on properly corbeled
walls or other construction of fire.
proof materials from the ground
up. Construction should be verti,
cal throughout, so as to secure the
best draft and to make it easy to
clean. If offsets are necessary,
they should be made very gradu
ally so as to avoid wind currents
in the chimney, which may cause
the fireplace or furnace to smoke
Slopes in the flue should in nc
case be flatter than 80 degrees
from the vertical. The Innings
should be accurately cut and the
joint well sealed smooth on the
inside Of the flue so as to avoid
decreasing the efficiency of the
flue. For fire safety and greatest
efficiency, all chimneys should be
lined with fire-clay flue lining,
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1935-08-31
CREDIT SOURCE
BR0ADENED

Announcement of the Recon
struction Finance Corporation
that its recently organized mort
gage company is willing to pur-
chase without recourse, under GER
tain conditions, mortgages in
sured by the Federal Housing
Administration, opens the posi-
bilities of a hitherto untapped
reservoir of credit for residential
construction. in the opinion of
officials here.
The funds thus made available
are the assets of the fire, marine
and casualty insurance companies
of the country, which, for rea-
sons of their own, always have
SHE'D at real estate mortgage in
vestment.
Fire, marine and casualty in
surance companies, unlike life in
Surance companies, never are able
to anticipate the immediate vol
U4AAC Va OA4CA1 10000. A14S 141OuI
ance companies operate with &C
tuarial tables worked out over a
long period and found to be con,
slant to an astonishing degree.
Fire, marine and casualty com
panies, on the other hand, must
be ready at all times to meet
obligations Of great size. brought
about by some catastrophe.
For this reason their policy has
been to invest their assets. in the
main. in listed stocks and bonds
which may be converted quickly
into cash. They have recognized
that mortgage investments were
not in all instances considered i'm
mediately liquid, and that the
principles of their business re-
stricted them in placing large
sums in this type of security.
Some life insurance companies
have invested as much as 40 per
cent of their assets in real estate
mortgages.