Montana labor news., 1935-07-11
Carroll and Garrison
Address Labor Council

money IN public affairs by the state.
The state fire insurance situation is
that the state sets up a fund from
which the state then establishes its own
insurance. Every public building must
be insured. 1t is possible to establish
this fund with slight administrative
costs. All the property of the state,
including the Capitol building, Uni
versities and school districts are all
subject to the operations Of this law.
The fire insurance law was attacked
by the insurance corporations and fl
nally brought before the Supreme
Court. The Court decided that the
law was constitutional except as to one
or two minor clauses which did not af-
feet the main purpose of the law.
The cost of fire insurance is greater
in the state OF Montana than any
where else. The rates are oppressive.
These rates are set up by the Board
of Underwriters. By in%augurating the
state insurance law it simply
means an economic administration Of
the affairs Of the state of Montana by
the people. There are l,500 fire insur-
ance companies. The politicians want
their support. That's one reason why
it was so difficult to pass the law and
why some of the politicians and the
insurance companies are trying to have
the law made imperative by ~circulat-
ing petitions in every county to have
the law submitted to the people as a
referendum measure at the next gem
eral election.
If this insurance law is permitted to
go into effect and is not blocked by its
enemies it should show a saving of
I$100,000.00 before the next election.
THE people of the state are warned not
to sign these petitions that are being
circulated by the insurance companies
to kill this wonderful piece of legisla-
ton.
Senator Garrison explained that there
are two types Of state insurance. One
is an assessment type and the other a
funded type. He explained that quite
a number Of the states had adopted the
: %ssess,"e'' 'yPe u risui ail1e C"uei
llns pan eacn unit o. lHe STATE Is asl
fire. The mysterious burning of quite
f d nuilDg! Oh tne stale oapi'ois' espe'
ciaiy Wisconsin MINNESOTA ana ore,
= goh ieu TO tne reJection OF thls type o
! insurance. 1t appears to be quite
dangerous system Oh insurance WHeIt
the element OF crime mas d nance tC
uuueIIlule lne saie'y PIoyisiois any
< inc goou purposes o. tHe Jaw oena.
tor harrison stdteu tHat TWO men ia'
e Oeen 0onEiO'eu a anu syn " tNe So
p~ellteHlia'y III Wisconsin iol sel'inl
IRE 70 PuDnc ouiluIiss'
ING stare Oh Momta1 oao d ano oo IT'S SUP
diVisiohs gives our 9+o'OVo'UOO'OO "ortl
: Oh insurance. II Iequles an eNpeHui
{ tu ldneo III M premiums ny t"e s'a'e y aoou
f ~9oVU,UoU.Uo a year II Is the PulPos
OF inc new Ia" 70 save lie PeoPle 'li
money D provision OF tne Jaw re-
cures tlat a lIust ana Legacy rune
i shaH De e~slaDhsneu' Inns luiiG Is ere
area llIoueu Tue PioHt edlHeu Dy ti'
f stdle nlsullns 10 G"" pIopei ny
premiums charged by tne stare IS no
S any more tnan tlal charged by tne pr
S Va Ii insurance coIpoIatlors'
: n lIust ana legacy ruIg WIN D
: Duit up ana pne money WIN DC III
# gesle d n inc states own seouliligs
senator Garrison Saiu liat "iiile u
S PeOPle OF Moip'dna 'aG ~ pOlioF
money from the FeueIal OoVeIInien
on Wllch Vney ar Pdyiis ne est y
erect d new DulIulhg dl lhe oCllool y