davidaulloa/AmericanStories huggingface dataset:
Evening star., 1935-02-09

the fdue lining which might have q
bad effect on the draft for both the
furnace and fireplace. The f1ue con-
nection from the furnace to the
chimney should be checked for rust
holes or deterioration. Dampers are
apt to be out Of adjustment and in
capable Of controlling the burning Of
the fuel properly.
If an oil burner has been installed
FOR many years, 1t Is more than likely
worn or out of adjustment and should
be either replaced or repaired at once.
Many owners have found that they
have been able to save such q con-
siderable amount Of money by INSTALL
ing new burner or boiler burner unit
that the reduced cost Of the first
years operation has gone a long way
toward paying for the new equipment.
With the borrowing Of money made
such simple and economical matter,
through the functioning Of the Fed
eral Housing Administration, the aver
age home owner Is in a better position
at the present time to make long
needed repairs to both house and
equipment than he has been for many
years past.
Evening star., 1935-02-09
BETTER HOUSING
HELD HEALTH AID
Benefits of National Housing Act
Are Cited by Noted
Physician.

The national housing act appears
"in fair way to improve the health
and the pocketbook Of the average
United States citizen" according TO
DR.. Haven Emerson, president Of the
American Public Health Association.
Through better housing, he main
tains. marked results should be
achieved in the improvement Of gen.
eral public health.
Says DR.. Emerson:
considering all sections. cities,
towns and the rural districts, some
housing conditions in both rural and
urban America are but little better
than those of the dark ages.
In the rural sections only about
one-sixth Of the homes have plumb
ing: more than three quarters are
without running water; less than one
half have electricity.
THE average American home Is
wasteful of heat because it is not
properly insulated and is very un-
comfortable for that reason.
Homes, hardly more than Shacks
or shelters, throughout the malarial
sections lack screens for doors and
windows upon which prevention Of
mosquito borne infection depends"
Evening star., 1935-02-09

which attempted to answer this Ques-
ton 47 per cent cite private investors;
90 per cent cite insurance companies;
"a per cent cite banks; 20 per cent
mortgage companies: II per cent saw
ings banks; II per cent cite trust
companies; 63 per cent building and
loan associations; 81 per cent cite
Federal savings and loan associations;
only per cent as yet cite building
companies. Comment after comment
indicates that the situation awaits
the attitude of institutions toward
the F. H A. program, or that 1T
awaits effect of that program.
QUESTIONABLE Sent Out.
In reply to the question what is
present actual interest rate at which
first mortgage loans for new home
building are now being made in your
community? replies may be sum-
married as follows:
Rates range from 5 per cent to 8
per cent. They vary considerably
both geographically and within each
geographical section.
A per cent rate is cited only by
cities from the New England and Mid
die Atlantic groups. (No New Eng
land city reported rates over 6 per
cent?
While report after report shows
waiting condition, with loans not yet
available to any general degree on
terms which make new building pos
sible, the report does show high de-
gree Of shift in capital-loan relation
ship. Loans are seeking capital in
So per cent CT the cities reporting;
capital is seeking investment in 81
per cent of the cities: equilibrium in
capital supply prevails in II per cent
of the cities. But II per cent OF
the larger cities report capital seek
ing investment. Spread of change is
strictly in proportion to size of cities.
Cities in the group Of 100000 popula-
ton and over predominantly report
capital seeking loans. Cities of the
100000 to 100000 population group
divide almost $3.50. Cities of smaller
populations predominantly report
loans seeking capital.
Typical reports state:
Private investors make more loans
than the organized institutions"
Considerable disposition on the
part of buyers and builders to wait
for better financing conditions.
Mortgage money is very short,
practically no funds available for
new construction, F. H. A. being
looked toward for some relief on this
situation"
Evening star., 1935-02-09
Loan Groups Can Lend at Rate
Below F. HI. A., Says Bergman

Declaring that building and loan
associations Of the District can lend
money for home financing at sub
stantially lower rates than are
charged under F. H. A, Carl j. Berg
mann, president Of the District Build
ing and Loan League, today stated
that members Of his organization are
"watchfully waiting before applying
for insurance" under Title II Of the
housing act.
Bergman issued his statement in
reply to a question as to why various
building and loan organizations Of
the city have not filed application for
approval as mortgages under the
rules and regulations Of the Title II,
the mortgage insurance phase OF the
housing act. He said:
THE 19 building and loan aSso-
Citations, members Of the District of
Columbia Building and Loan League,
have. during the entire Government
recovery program, co-operated 100 per
cent and Title II Of the Federal hous-
ing act is to be no exception.
Sees Sound Buying.
Building and loan associations
are looking forward to, and hoping
for the success Of, Title II, which is an
attempt on the part Of the Govern
ment to utilize private capital in the
mortgage field Of our country. 1t will
tend to overhaul the present mortgage
structure by requiring home buyers to
pay monthly on their mortgages in
proportion to their income. This, 1t
is hoped. will encourage sound buying
and sound building, thereby curtailing
foreclosures and doing away with
three and five year mortgages that
could not be paid by the mortgagor
when they became due.
Building and loan associations Of
the District can lend, however, sub
stantially below F. H. A. rates and
the members Of the District Of Co.
Evening star., 1935-02-09
HOUSING
WEEKS POPULAR.
Three States Looking to
Active Programs in
Early Spring.

The popularity and effectiveness Of
better housing week observances is be-
coming Nationwide in scope as the
Federal Housing Administration con-
tinues to receive favorable reports from
localities where such celebrations al
ready have been held.
Three States are now planning bet
ter housing week programs for the
early Spring drive for modernizat1on
and repair. In the past five months,
five other States have reported great
stimulus to modernization projects
through the proclamation Of better
housing weeks.
January 20 inaugurated better
housing week in Florida by Official
proclamation Of Gov. David Sholtz
On March 3, similar plans will be car
ried out in South Dakota, with indi-
cations that other Northwestern Com
monwealths will rapidly follow the
movement. In California the entire
month of February has been desig-
mated as better housing month, with
the plan calling for a construction pro-
gram in the Los Angeles metropolitan
area alone of $780, 100000.
Florida Plans Fete.
Florida looks to its better housing
week, according to recent reports, as
the celebration OF a business and real
estate revival in the State. Gov. Sholt2
places his estimate of direct moderni-
zation work already instituted at over
S2,000,000
South Dakota announces an elabor-
ate program, including the issuance OF
individual proclamations by mayors Of
all cities, towns and villages to aug
ment that Of the Governor. In the
schools, special better housing pro-
grams are being arranged; the clergy
are being approached to devote pulpit
time to the text, The Home" stress
ing such points as the fact that "9C
per cent Of crime originates in the
neglected home"
California, during its better hous.
ing month, plans to make moderniza.
ton not only popular and effective
from business standpoint, but also
to make it fashionable" District
officials Of the Federal Housing Ad.
ministration report. The need anc
benefits of better housing are beine
submitted directly to the public a!
an individual responsibility.
Houston Reports Gains.
AS recently as January z, Houston
| Tex, completed its better housing
week program, reporting a definite
upgrade in business as a result. II
lows: Monday, January 7, lendint
agency day; Tuesday. real estate men,
day; Wednesday, school day; Thurs
day, downtown day; Friday, chambe
of commerce day. On each day tn
programs arranged throughout tn
city centralized effort upon those re
lated to the subject named. Tn
movement was further backed by {
proclamation by the mayor o
Houston.
Better housing month in New York
November. 1884, produced virtually
unanimous favorable reaction In ever,
| city, town and smaller communit.
in the State. Mayors co-operatet
with the issuance Of proclamation
and Gov. Lehman indorsed the move
ment.
Better housing week was observet
| in Mississippi, beginning Novembe
IL, 1884, with equal success.
A general program for the carrying
out Of better housing weeks has bee
formulated by the Federal Housin
Administration and Is available to an
State, city or community wishing sug
gestions or guidance in such enter
prises.
Evening star., 1935-02-09
BIG INSURANCE COMPANY
AIDS HOUSING PROGRAM
Suggestions to Property Owners
Are Embodied in Circulars to
Mortgagors.

One of the Nations largest insur-
ance companies, which owns over one
billion dollars face value of mortgages,
is circularizing its 100000 mortgagors.
calling their attention to the Federal
housing program.
The circulars embody suggestions
that the property owners obtain ex-
pert opinions on what repairs are
necessary on their properties and
what modernization Is desirable.
The company further agrees that
it will adjust amortization on mort
cages held by the company in order
to permit the property owner more
easily to carry the charges which
may be assumed by reason OF under
taking modernization or repair loans.
Evening star., 1935-02-09

lun1bia building and loans for that
reason are watchfully waiting before
applying for insurance under the act.
Under the table of charges as set
up by the F. H. A, borrower in ap-
plying for a loan from an approved
mortgage may pay as low as a B
per cent interest charge in addition
to one-half of l per cent per annum
mortgage insurance premium, or he
may pay as high as 512 per cent in
terest charge in addition to / per cent
per annum mortgage insurance pre-
MUM, as we'll as one-half OF l per
cent per annum service charge. In
addition, the borrower has the usual
expense Of appraisers fees, title
search, brokerage, etc. but this eX-
pense may be included in the mort
gage.
Per Cent in District.
Members Of the District OF Column
bia Building and Loan League charge
6 per cent for the use Of their money
with no other charge except usual
expense of appraisers fees and title
search (no brokerage is charged) and
this. too, may be added to the mort
gage.
"F. H. A. will permit a loan to
extend over a period of 20 years.
Building and loan association loans
extend over a period Of from IL years
in some associations and 16 years in
others, but most Of these associations
may adjust their loans with the bor-
rowers after a certain period so that
the loan may run for as long as 40
years or more.
There Is no question but that
the Housing Administration is doing
a big Job. and it Is possible that some
of the associations in the District
of Columbia may apply to the F. H.
A. and become approved mortgages
ready to make loans to borrowers who
prefer the F. H. A. plan"
Evening star., 1935-02-09
Loan Requirements Cited.

To get housing loan the princi-
pal requirements are that a person
must own his porperty. his annual
income must be at least five times the
annual payments on the note. his
credit record in the community must
be good, there must be no past due
taxes. interest or liens against his
property.
Evening star., 1935-02-09
KRESGE MAKES LEASE
New Store to Be Opened on Con-
necticut Avenue.

The leasing of 5536 and $3.50 Con-
necticut avenue to the S. S. Kresge
Co. was announced today by Carl G.
Rosinski, realtor. 1t was stated that
a new building will be erected on the
property Immediately.
Two stores now occupy the property.
which has frontage of SO feet and
a depth of l40 feet. These buildings
will be raZed and new two-Story
structure built The lease, made for
the Jacob Varin Realty Co., is for 20
years. The Kresge Co. will open a
IS and 10 cent" store as soon as the
new building is finished.
Evening star., 1935-02-09
$4,000 in Paint Contracts.

A wilmington. Del, paint contrac-
tor reports that he has $4,000 in
paint contracts on hand, which will
be completed as soon as the weather
permits. His 1884 business has been
estimated at $50 6000
Evening star., 1935-02-09
Steel Guard Protects Lawn.

Protection for lawns and flower beds
is afforded by a new sectional steel
guard. Units are l yard long and
snap together to form rail inclosure
supported by folding stakes.
Evening star., 1935-02-09
Will Sand Curved Surfaces.

Driven by compressed air. a new
seven-pound machine for wet or dry
sanding carries the abrasive paper
on an oScillating, fully flexible pad
which permits sanding and finishing
of curved surfaces.
Evening star., 1935-02-09
INSTALL NEW COURSE
New York q. Has Added Mod
ern Housing Institute.

Showing the influence Of the Ma
ton wide efforts Of the Federal HouS.
ing Administration, New York Uni.
versity recently installed a Modern
Housing Institute as part Of the cur
riculum Of the Department Of Archi-
lecture.
The purpose of this institute. it 10
explained, is to train technicians, in
cluding graduate architects and en-.
gineers, as well as others contemplate
ing entering the housing field. in
housing, both as a governmental &C
tivity and as an outlet for private
enterprise and investment.
The Washington times., 1935-05-13

hear "Six Gun Justice" the new
series Of Western dramas written
especially for radio by Wilbur Hall,
West Coast author and rancher.
"Six Gun Justice" also presents
settings Of Western ballads and
original music written by Carson
Robson, featuring his BuckarooS
with Pearl Pickens and John
Mitchell.
The Washington times., 1935-05-13
TODAY'S FEATURES

WRC-Secretary Henry
MOrgenthau, jr., 1000 to
1880 p. m. Music at the
Haydn's, $3.50 to 900 p. m.
WMAL - Representative
Richard M. KIeberg, of
Texas, 1880 to 10:45 p. m.
WJSV-Kate Smiths Re
vue, 1880 to 500 p. m.
VOL Maryland Univer.
sity ColIegians, 7:45 to 500
D. m. Variety Program, $3.50
to 900 p. m.
The Washington times., 1935-05-13

Francia White, motion picture
and radio soprano, will be guest
of Harry Horlick and his Gypsies
tonight on WRC at 800 p. m. In
addition to solo numbers by
Francia, the program will include
Herbert's "Neapolitan Love Song"
and "Song of Spring" by Car
michael, sung by j. Peerce, tenor,
Do you like adventures? Tune
in on WJSV tonight at 800 and
The Washington times., 1935-05-13
TOMORROW

WRC-Ben Bernie, 500 to
$3.50 p. m. Phil Lampkfns
Pacemakers, 1900 to 1880
p. m.
WMAL - Times Radio
News, 9:45 to 10000 q. m.
Crime Clues, Drama, 1900 to
1880 p. m.
WJSV-Caravan, $500 to
$3.50 p. m.
WOL-Minstrel Show, $3.50
20 9:45 p. m. Bucklebusters'
1000 to 11:1S p. m.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

A man on holiday had been
told he would find splendid sport
on the lower reaches of the creek
and along the lagoons bordering
the river, says an English paper.
Gun in hand, he wandered for
mikes without getting a shot, and
was crossing a bridge on the way
back to the hotel in the late after
noon when he met a small
freckled boy.
us there anything to shoot
about hereP" he asked.
The boy scowled thoughtfully
and shook his head. Then his
face frightened up.
Here's the school master COM
ing across the bridge now," he
exclaimed.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09


its own throat. Power and yet moe
power, is what it seeks. But la
Dor is moving too fast, expecting
to gain the upper hand through
violent and bloody strikes which
have harassed the country since
the NRA's inception and clause
GA"
Labor wants too much too
quickly, and in the end will de-
feat itself unless sanity comes to
its rescue.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

Gradually the Townsend lead
ers" are getting ready to warm
their feet. The avalanche of
two-bit pieces is slowing up at an
alarming rate. And when the
widows mite and the old guys
tobacco money quits clinking in
the sack, old Doc will find a
thousand alibis for his big flop
and more avenues than that thru
which to wiggle out of a nasty
situation. 1t was a gimme game"
from the start. But one is born
every minute and none ever get
too old to bite.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09


MethMseloh ate qohdt he found OF,
his plate,
lind neUer, as people do noaO,
Did he note the amount of the
cdl0ric count
He ate 1t because it sUaS cho1V.
He sousn't disturbed, as at dinner
he sat
Destroying q roast or a pie,
To think 1t asus lacking in gran
nlar fat,
Or a couple of vftanlins shy.
He eheeJnlly chesOed every spe-
cies of food,
UntrOnbled by svorries or fears
Lest his health might be hurt by
some fancy dessert
And he lived OYER nine hundred
years!
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

The weak-sister excuse of the
President for his refusal to sign
any bill passed for payment OF
the so-called soldiers bonus" Il
that the vets would shoot the
money in payment of grocery,
meat, brogans and other bills and
thus "retard our return to pros
perity." The gentleman must be
getting all tagged out when he
can offer nothing more substan-
tial.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

1t required half-starved cow,
a horse and a shoat to awaken
both House and Senate to the
necessity of immediate farm re-
lief in the shape of hay and grain
in drouth areas. Only for those
bits of hair and bone, both
branches would have still been
clawing over the number OF CT
pliers apt to be deleted from fed
eral appropriations in the event
something was done at home
without federal approval.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

A letter from a prominent
member of the House brightens
me with the assurance that the
present session will go down
as one of the m o t impor-
tant in the States history. |
agree with him, but am wonder
ing just how much farther down
it can sink without striking bot
tom? To date it hasn't been able
to stir up a good fight on either
floor, much less enact any worth
while legislation.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09
GRAND JURY ASKS FOR
STAGGERED" BASIS
Continued from page y

grand juries be included in the
WOODY parade! That's too much,
Some of us must stay upright in
order to set good example to
grand jurors and Mecklenburgs!
But never thought the Stag
gering' habit had so affected our
grand jurors that a complete set
of them would include the subject
in an official report. 1t must be
worse than we thought!
Just before they went out of
official existence q sincerely
hope it wasn't on Staggering
basis') the members issued the
usual eulogy of the county at
torney and telling that gentle
man what a swell job he was
making Of it and how the world
would be a deplorable void if it
were not for his official exercise
which is alright with me. Eds
a good scout-but he has charge
Of all species, brands and breeds
of grand juries. They may step
fiercely, on the bunions of the
private citizen, they may snatch
the wig off some taxpayer, they
may even slap some errant citi-
zen on the back (and into the
jug) with an Indictment, but the
county attorney. present or past,
future and prospective, couldn't
place a bet Of a thousand dollars
against a dime, that when the
current grand jury faded out of
the picture, the c. A. wouldn't
have one of those Auditory ere
ports" to hang on his office wall
or in his garage. They're as
certain as death, taxes and the
end of Roosevelt's popularity.
And now, while the deacon is
passing the plate, I'll ask the
congregation to join with me in
singing that quaint old hymn,
'When Did Any Grand Jury
Earn It's Salt?"
The last one didn't come as
high as others, but it cost seven
hundred dollars and that's some
high-for a series of recommen-
dations, concentrations and re-
ports-believe it or not.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

Proud Mother-Yes, he's a
year old now, and he's been walk
ing since he was eight months
old. ~
Bored Historically? He
must be awfully tired.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09
PARAGRAPHS
By Seth
Continued from page 8

Continued from page 81
evitable. If these articles con-
tinue to follow along the lines
laid down in the first article
(which for a wonder really did
deal with crime and not a sensa-
tional murder), a modern miracle
will have occurred: a newspaper
understanding the word "crime"
and presenting crime as is.
Alexander Wollcott, ra do
speaker, lecturer, and author, is
going to speak at the ~" on
"The Invisible Newspaper"
We have never seen an invisible
newspaper, but we've certainly
been aware of the screams of an
guished headlines.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

And now the labor organ is
limiting that F. D. R. is picking a
fight with Japan to end the
depression. Look up the records
my children, wars don't end de-
pressions. Depressions end wars.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

In a way we're glad so many
people are familiar with the
Townsend Old Age Revolving
Pension Plan.
Familiarity breeds indifference.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

But labor seems to want to cut
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

= "a p
great lengths to earn some of the
filthy.
This is a direct warning; take
it or leave it. It's up to you.
Referring to war again, the
Army-Navy bill calls for an SILL
100000 air base at Hawaii. Pa
cifsts call it an insult to the Land
of the Rising Sun. Jingoists call
it a necessary protection. You
pays your money and you takes
your choice.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

Probably the reason why the
sales tax on interstate commerce
proposal irritated Our state legis-
lators so much is that they don't
understand it.
The Saturday press. (Minneapolis, Minn.) 1927-1936, 1935-03-09

In the last two years labor has
gained more privileges and power
than in all the years since labor
was recognized and first bargain
ed with by capital.