davidaulloa/AmericanStories huggingface dataset:
Evening star., 1935-10-26

Are you wasting o lot of valuable
space In the basement Of your home
that could easily be converted into an
attractive game" room, gymnasium
or work shop?
It's hard to understand why so
many perfectly good cellars are 60
ing to waste when 1t Is such a simple
matter to modernize this nttle-used
portion Of the house. It also seems
strange that so very many home
owners have completely overlooked
this whole floor, particularly in small
houses where they have oftentimes
been cramped for room upstairs.
This obvious negligence and lack
Of imagination Is largely the result
Of traditional feeling against cellars
or Easements of all kinds. Nearly
every one took 1t for granted that
Easements were places where only
large, unclean furnaces were located,
dusty ask cans, coal bins, laundry
tubs. and other domestic machinery
taking up most of the remaining
space.
Conditions Changed.
OF course q few venturesome souls
have thought Of partitioning OF the
furnace and coal bins, or possibly in
closing the washtubs in a small
space, but for most part cellars we're
not "the place to go"-socially.
AL this has been changed now In
many houses, and the game or
'brawr' room is the center of attrac-
ton.
The advent of automatic heating
equipment was no doubt the turning
point In the social outlook Of the
average cellar. With the installa-
ton Of oil burners, gas, or automatic
coal-burning devices numerous own
ers have been quick to realize the
new territory thrown open to them.
Comfort, modern boilers or air con-
ditioners made it possible to build
the recreation room right around the
heating plant without even bothering
to incloSe the equipment of by itself.
In fact, the decorative jackets fur
nished ON the latest heating devices
are 20 attractive that they are some
times by far the best-looking fur
nishings in the room.
Place For Imagination.
II you have neglected to add this
additional floor to your house you
will find 1t an excellent place to
exercise your imagination. You will
find that it Is possible to do hun
Evening star., 1935-10-26
HEADWAY SHOWN
BY HOME BANKS
Expansion of Funds ST..
100000, 900 Strengthens
5000 institutions.

In the three years since 1t began
operating, late In 1892, the Federal
Home Loan Bank System has made
definite headway toward It's objectiyes.
It has strengthened over 5000 mem.
Der private home-financing institu-
tions by expanding their potential
supply Of home loan funds by about
$1,000, ,0o0. 900. It has helped to make
more liberal loaning terms possible to
home owners. Finally, it has stimu-
lated the adoption of the economical,
amortized type Of long-term loan by
all classes Of private home. lending
institutions, In place Of the short
term mortgage which had proved
hazardous to both lenders and bor-
rowers.
The home loan banks directly
serve the types Of financial institu-
tions which have always handled the
largest number and volume Of home
loans Of any classes Of mortgage lend
ers In the United States, particularly
the savings and loan associations and
also the savings banks and life in
surance companies. Probably $780,
600 families are now buying their
homes through loans by these insti-
tutionS.
Millions Benefited.
The Federal Home Loan Bank Sys-
tenn operates for the benefit Of several
millions Of home owners and small
investors through the II district home
loan banks, conveniently located
throughout the country. The banks
do not make loans directly to the
home owner. Their purpose Is to
assist the public by meeting the re-
serve credit needs OF nearly 3,400
thrift and home financing institutions,
now members OF the system, which
deal directly with home owners.
The resources Of members aggre-
gate about three-fifths Of the assets
Of all savings and loan associations In
the United States, by which over half
Of the Nations small urban homes
have been financed IN the past. The
rapid growth OF the system, from .
membership Of only lis institutions
on January !, 1888. indicates the value
Of such o reserve In the field of home
finance, where 1t performs q func-
Evening star., 1935-10-26
new CELL0PHANE USE
Ready-Made Glass Curtains Com.
bine Color Film, Ecru Cotton.

The latest cellophane product in the
decoration field Is ready-made glass
curtains which combine the natural
ton. These curtains are presented IN
an open fishnet weave. The very slight
CLINT Of the slit cellulose fllm. which In
this particular weave looks as cobwebby
as flne drawn work. gives life to the
fabric. The curtains are simply styled,
without trim, and may be successfully
hung straight or draped back.
Evening star., 1935-10-26

His reply was "Fatness Of soul"
A deeply religious nature impelled
Follansbee to choose his unusual pro-
fession. His father, James Follans.
bee, was o Southern Methodist min
ister, who was born in Washington.
but went to Texas during the Med-
can War. Later he became president
OF q Texas college, but when his son
was IA the family returned to WASH
ington.
After o well-rounded education,
with special training in architecture.
the son began his career in church
construction, which lasted many
years.
A few years after he married Miss
Lulu Cameron Of Georgetown he moved
to Fort Myer Heights. He built his
last church there, and even when age
had bound him to his home he would
sit by the window and look out with
satisfaction on his handiwork.
Evening star., 1935-10-26
BOYS NEED WORKROOM

Most small boys and many older
ones would like to have private car
penter shop. where they could hammer
and saw and scatter shavings and
chips to their hearts content without
fear of cluttering up the living quar-
ters or Of being shooed out of the way.
The modern thing to do In such q
case Is to partition of portion of
the basement or attic into a bright,
pleasant little work room. Here such
masculine pursuits as building furni-
ture, model ships, and many other
objects can proceed uninterruptedly.
Evening star., 1935-10-26

Rates to home owners on individual
mortgage loans by members must re-
feet the additional cost Of making
and servicing the loans and other
operating expenses. and are usually
from 2 to per cent above the bank
rates, depending upon local conditions.
The bank rates at present range from
3 per cent to 4 per cent.
Evening star., 1935-10-26
"CH|SELERS" HIT
= ON HOME LOANS
Government Reports 1896
Made No Effort to
Pay Off.
sy the Associated Press.

By the Associated Press.
Emphasizing 1t would be lenient
with its home loan debtors If they
are in real distress, the Government
warned today it would deal severely
with "chiselers."
Already, officials said, the Govern
ment has foreclosed and taken over
q number of properties owned by
persons who obtained Government
financial aid to save their homes, and
then failed to keep up the payments.
OF the first batch of homes thus
taken over, seven houses were sold at a
small profit, and SO others are being
rented.
Home Owners Loan Corporation
officials reported that of the 2,l05
foreclosure cases started against ur-
ban borrowers with properties valued
at more than $6,000,0o0, more than
half, ,o96-were to recover homes
from downright chiselers-those who
have the money to pay, but think they
can beat the Government"
The officials added that 72S were
against persons who abandoned their
lroperties-some Of them just walked
of leaving the door OPEN; others
because o. divorces or for other rea-
sons. In 211 cases the borrowers died
and heirs did not wish to assume the
obligation, while SO cases were started
because Of legal complications.
Michigan in Lead.
Every state except Montana and
Wyoming is covered in the fore
closure cases. Michigan leads with
276 cases; New York is next with 214,
and Massachusetts Is third with 157.
A total of 422 cases have been
completed to date, but SO Of these
borrowers came in at the last minute
and bought back the properties.
John H. Fahey, Home Loan Bank
Boaro chairman, indicated he is far
from discouraged over the number Of
foreclosure cases. He said 1t must be
remembered that e27,570 loans have
been made for S2,S05, ,274,355.
1T Is inevitable that thousands OF
homes must be acquired by the H. O..
l.. c. In the normal course of its buSi-
ness" he said, adding that 5000 fore
closure cases probably will have been
instituted by the end Of 1885.
He said the corporation would sell
and rent foreclosed homes, but would
not dump" them hastily on the mar
ket for fear of stimulating a new
depression of real estate values"
Deputy General Manager.
Harold Lee has been named q
deputy general manager in charge of
the management of homes taken over.
Where houses can not be sold and
need repairs, they will be recon-
ditioned and rented.
Fahey said that q vast majority Of
borrowers were paying their S per
cent, 15-year loan installments regu-
larly. Although the H. o. L C. is only
q little more than two years old, 1000
borrowers have paid off their loans
In full, he said.
He asserted that borrowers with
legitimate excuses would not be har-
rassed. Under the law, extensions up
to six months are permitted in these
instances. At the end of last month,
when $232 355, ,O88 in monthly INSTALL
ments fell due, $5l ,037 ,944 was over
due for go days or more. This per-
centage was said to be around the
same as for private lending agencies.
Evening star., 1935-10-26

ton comparable with that Of the Fed
eral Reserve Bank System In COM
mercial banking.
Membership is voluntary and op-
tional, except for Federal savings and
loan associations. Organized with the
initial aid Of Federal subscription to
the stock Of all u banks, amounting
to sl24, zoe, 900, Of which nearly ss5,-
000. 900 has already been paid, It IL
contemplated that ultimately the
banks will be owned and controlled
by the private member financing in
stitutions, whose paid subscriptions to
stock In the banks now aggregate
$23,51S,525.
Mortgage Resources.
The system mobilizes the isolated
home mortgage resources OF the thou
sands Of private lending institutions.
It enables the member institutions
to use these mortgages - collateral
on which they can secure credit ut
low cost in the form OF short OF long
term loans from the home loan
banks, and thus relieve them from
dependence on fluctuating local
sources Of credit. Present member
institutions have an enormous volume
Of home mortgages, aggregating over
5000, 900 900, available as security
for loans from the Federal home loan
banks for the use Of home owners
and investors.
In case the demand for loans by
home owners warrants such Q course,
the board may issue consolidated Fed
eral home loan bank debentures,
secured by such mortgage collateral.
thus giving the home loan banks, for
the use Of their members and home
owners and investors, O financial re-
serve which Is estimated on the basis
of present member resources at ap.
proximately $1,000, ,000, 900.
Evening star., 1935-10-26
Paint Border for Rug.

In refinishing the floors Of an old
house, a border may be painted
around the edge Of the rug and the
Dashboard painted the same color.
Black is sometimes used for this pur-
pose, A deeper hue than that of the
rest Of the floor is also attractive.
Evening star., 1935-10-26
Chimneys Need Examination.

When the wind howls outside do
you ever consider the chimney perched
aloft on the roof? It might be Q good
idea to 60 up, or send some one up. to
see how your chimney Is standing the
years and the heat. Then, while you're
up there, examine the coping. the
mortar joints, and the flashing.
Evening star., 1935-10-26
SHADES CAN BE PAINTED
IN NEW COLOR SCHEMES
interior Tints Can Be. Applied
to Blinds After They Have
Been Washed.

To renew window shades, lay them
on a fiat surface and paint with fat
wall paint.
In many cases, while the exterior
sides of the shades should match, it
is desirable to change the interior
colors to harmonic with the decora-
tive schemes in various rooms.
Before painting the shades, figure
out appropriate color schemes for the
entire house.
Some types of shades can be washed
and renewed in this way. Check to
see If your shades are washable.
Evening star., 1935-10-26
FAITH SOME ONE WOULD BUY TT.

he did many Of his other churches.
but somehow he had feeling that IL
would be bought by the Methodist
Episcopal Church South. However,
when 1t was completed the Maryland
Conference Of Methodist Protestant
Churches purchased It."
Seated in the sun parlor Of the
Follansbee home, which its owner
hoped would be used some day as q
home for the aged, Mrs. Follansbee
told how he earnestly desired in his
last years to build one more church.
He called 1t his "last church" So In
his late 70s he drew the plans and
built the church only q stones throw
to the north Of his home. He had
wanted 1t close by so he personally
could supervise the work, even to the
laying Of each brick.
While the walls were mounting his
brother asked: What do you expect
to get out OF this church business
anyway?"
Evening star., 1935-10-26
Paneled Walls Favored.

Elsie De Wolf in her book, The
House in Good Taste" says: TO me,
the most beautiful wall Is the plain
and digntfed painted wall. broken into
graceful panels by the use Of narrow
moldings."
Evening star., 1935-10-26
FORT MYER HEIGHTS Z

and West Virginia stand as memorials
to his curious occupation.
Just across the Potomac on Wilson
boulevard opposite the new Colonial
Village Apartments is his last church.
built with loving care in his declining
years, hard by his home where he
died.
Few passersby give more than .
heeting glance to the low red brick
building, which Is known as the Fort
Myer Heights Methodist Protestant
Church. Yet its origin is strange,
for it was built by an individual who
did not know what creed or sect 1t
would harbor. AS with Mr.. Follans-
bees other churches. he offered it for
sale on the open market.
He built it mostly on faith" said
his widow, Mrs. Lulu Follansbee, "as
Evening star., 1935-10-26

New Commercial DishwasAers.
New dishwashers for commercial
use are available this Fall. Restau-
rant owners are installing these units,
for they are made to handle as high
as 150, 1000 pieces per month.
Evening star., 1935-10-26
PIT GOOD FOR ASHES
Depository Prevents Them From
Scattering Over Basement.

scattering OVer easement.
What every home needs Is o good
method Of keeping ashes In their
place. That place Is not all over the
basement floor or sitting out Of q rusty
can where they can be tracked all
over the house. A concrete ash pit is
the lifelong friend Of the weary fur
mace tender. You can throw hot
clinkers and ordinary r,n-of the
CRATE ashes into o fireproof ash pit.
1t won't burn, rust, or turn over. It
viii take plenty Of rough treatment
Any one can build 1t. A fireproof ash
pit costs very little.
Evening star., 1935-10-26

Thinking, intelligent people
who ore willing to toke
time to thoroughly inspect
the structural features, mo-
terioI. workmanship ond
finish Of q home, will be re.
worded by visiting this Sill.
yer Stor home in Colony
Hill. A more complete in.
spection con be mode BY
those desiring to buy N
coming out during the week.
Evening star., 1935-10-26

Drive out Que Street to Wis.
consin Avenue, north one block
to Reservoir Road, nest on
Reservoir RoGd to Colony Hiu,
800 feet beyond 4lth Street.
Evening star., 1935-10-26

Place For Imagination.
II you have neglected to add this
additional floor to your house you
will find 1t an excellent place to
exercise your imagination. You will
find that it Is possible to do hun
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-06-28
Misses Suits

"Goona" style swim suits rule
the beach. This all-wool wor-
sted model has adjustable rope
straps. French, maize or brown.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-06-28

Newest one-piece speed style, with
cut-outs to give tiny bodies their
share Of sun. Adorable colors in
sizes 2 to 9 years.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-06-28
White Hats for the u
Strauss, Piques,
NetOest Linens,
Novelty Weaues

You'll thrill when you see what
smart styles and good qualities
we're offering at this low price.
And none of your admiring friends
will guess you paid so little. Brims
galore small, medium and
large.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-06-28

It's the popular zip, "2 in
l." style with slide fast
ener. The high waist
trunks may be worn separ-
ately. All-wool worsted.
Navy with striped upper.
Sizes "a to AZ.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-06-28

The shortie style. newest
free swimming design. No
belt nee de d. All-wool
worsted with draw-string
inside the waist. Adjust
able straps at side. Built
in supporter. Sizes "a to
30,
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-06-28
Observation-Disclosures

Moccasin toe comfort, plus good
looks. White, black or brown
with Goodyear Wingfoot soles.
also white with leather soles. Live
rubber heels. Sizes 6 to IL.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1935-06-28

13-pc. set consists Of l
scarf, 6 plate doilies and 6
napkins. 17-pc. set consists
of / scarf. 8 plate doilies
and 8 napkins. Made Of
two-color check material
with fringed ends. All fast
colors. Formerly s1.29 and
s1.69 respectively.
The Washington times., 1935-11-14

die. What he is doing to the
Jews, you, in the same way, are
doing to the Italians by trying to
malign the opinion of Americans
in a country where Italians have
brought a culture and a civiliza-
ton which was born in Italy.
We are not endeavoring to gain
the sympathy of people such as
you appear to be but rather to
bring before their eyes the one
motto which we Italians have,
Peace, but with justice"
We are respectful Of the laws
and nature Of our adopted land
yet never forgetting the heritage
Of Italian blood which flows
through our veins. Nor are we in
any way, Subtly trying to influence
the United States to participate
in any foreign ENHANCEMENT.
I would suggest you call the
American Red Cross asking them
concerning their neutrality and
what the Red Cross stands for.
AS q matter of fact, I understand
that the American Red Cross Of
fered its services to Italy but was
informed with many thanks for
the generous offer, that the Ital-
ian Red Cross at the present was
not in need of help. Therefore,
my dear young man, good Amer
lean money invested in the Amer
ican Red Cross is not being wasted
upon the Italian people. And if
we Italians donate to the Red
Cross in Italy, that money was
earned through bitter trials, tribu-
lation and with the sweat and
blood of our labors. And our
laborS have born fruit to the
United States.
I would suggest that you pay a
visit to the Italian Embassy where
you may obtain booklets pertain
ing to Italy's just attitude in the
Italo-E Ethiopian conflict.
AMERICAN-BORN ITALIAN.
The Washington times., 1935-11-14
Negro Achievement
Week Ends Sunday

Negro achievement week OBJ
servance will come to a close
Sunday at 4 p. m, when a mass
meeting will be held in Rankin
Memorial Chapel at Howard
University.
The program will include a
message from President Roose-
welt and an address by DR.. Cor
don B. Hancock, dean of Vir-
ginia Union University, Rich
mond, Va.
The achievement week program
is sponsored by the Omega Psi
Phi Fraternity. w. Harry Barnes
is basileus of the local chapter
and Lieut.. Lawrence Oxley heads
the national organization.
The Washington times., 1935-11-14
VETS TO OFFER
BONUS IDEA TO
PRESIDENT.
international News Service

International News Service
A unified veteran plan for pay
ment of the soldiers bonus will
be laid before President Roosevelt
early in December.
Veterans leaders who decided
on the move hope to persuade Mr..
Roosevelt to sign a bill. and thus
avoid a fight to pass it over his
veto.
Although there has been no
indication of a change in the atti-
tude of the Administration since
Mr.. Roosevelt delivered his veto
message last year, the veteran
leaders are hopeful.
Seen as "Official" Bill
They believe a change in con-
ditionS. the attitude of Congress
and the country, and the ap-
proach of the 1885 presidential
campaign are factors which may
lead to a settlement Of the long
standing problem.
While Congress fought over two
bonus bills last session, the "offi-
cial" bill to be dumped in the
hopper this year may be known
as the "Vinson-P Patman Bill"
AS result of peace negotiations
between officials of the American
Legion. Veterans of Foreign Wars,
and interested members of Con-
greSs, a plan has been worked out
for unification of pro-bonuS forces.
Cash or Bonds
Cash payment of the bonus,
with the method of payment be-
ing left to the Treasury, is ex-
pected to form the basis of the
bill. Veterans who do not want
cash would be given bonds.
The Administration would thus
decide whittier to issue bonds or
adopt the initiation method of
meeting the two billion dollar cost.
Il have every reason to believe
there will be harmony on the
issue this session." said Rep. Vim
son CD of Kentucky, author of
the Vinson anti-inflation bonus
bill which was backed by the
American Legion last year.
Representative Patman CD of
Texas, author of the Patman infla-
tion plan, passed by Congress, in
tends to consult his steering COM
of 20 Immediately after
Congress conveneS. He already
has announced that any plan is
acceptable to him.
The Washington times., 1935-11-14
4 FLEE CHINESE
REDS0N RAFT

PEIPING, Nov. IA GN.S).
The plight of three American
women and man, all mission
aries, fleeing Red bandits by
floating down the Min River on
a raft, was revealed today by
Paul JosSelyn, U. S. consul gen.
eral at Hankow.
The missionaries are the Rev.
F. N. Smith, Mrs. Laura Brod-
beck, Miss Carrie Shurtloff and
Miss Frances Theloff, all Baptist
workers assigned to Yaochow.
Activities of Communist ban
dts in the Szechuan province be,
came so dangerous in the past
few days that they decided to
flee to Kiating. The only means
of transportation available was
a raft on the river.
United States consular authori.
ties nearest to the scene have
been asked to look out for them.
The Washington times., 1935-11-14
i. 5. CHAMBER
TO FIGHT TAX,
SPENDING
International News Service

International News Service
Taxation and Federal spending
will form the focal points Of the
United States Gambler of Com
merce attack on the policies Of
President Roosevelt next year.
This was revealed here today as
the chamber prepared data for a
referendum on these two subjects.
timed to bring in conclusions OF
its 1,500 allied units throughout
the country about the same time
Congress reconvenes in January.
QueStionnaireS will go out IN ~
days. Chamber executives said
they expected results to be tabu-
lated by the first of the year.
Once collated, the results OF the
referendum will be made public,
and copies of the data will be sent
to President Roosevelt, members
of his Cabinet, and members OF
Congress.
THE chamber intends to cam
paign actively before congress
Sional committees for a single,
cohesive taxation system" one of
It's officers said. I'VE are not in
terested in the degree of taxation,
but in the methods, with a view to
balancing the system"
Agricultural issues will be soft
pedaled by the chamber, it was
learned. The reason for this lies
in the fact that it business men
members and officers have ex-
pressed enthusiastic approval of
the AAA policies as an emergency
meaure.
The chambers new president,
Harper L. Sibley, will carry large
part Of the organizations public
speaking load, officials at head
quarters here said today. Sibley
already has made a series of
speeches throughout the country,
and intends to continue active
through next year.
The Washington times., 1935-11-14
Teaching Communion
Is Held Wrong

To the Editor of The Times:
1t is entirely wrong to teach
Communism in the public schools
in the United States.
I don't approve of teaching it
even in any of our colleges.
What does any good, true
American citizen benefit by be.
ing taught Communism?
Nothing at all is gained. Any
thing that is as wrong as Com
munism could never be right.
We all go to school to get an
education in the fundamental
things in life. Also to prepare
ourselves to make a living which
we all must do to keep body and
soul together. Communism be.
ing as it is, all wrong, natu-
rally it has no place in the
minds Of true American people.
w. SULLIVAN.