davidaulloa/AmericanStories huggingface dataset:
Evening star., 1935-08-17
.1-FAM|[Y HOUSE
BEST FOR LOANS
Losses of Brooklyn Firm
0.59 Per Cent During
% Years.

The one-family dwelling remains
the soundest mortgage investment.
This is the conclusion reached by
Edgar A. Lodge, author Of "A Mort
gage Analysis" which is frank rec
ord of the business transacted by the
Home Title Insurance Co. of Brooklyn
over a period of % years.
The published record, which the
author claims was inspired through
desire to cooperate with the Federal
Housing Administration, covers all
phases Of the business of the Home
Title Co. since its organization.
Probably one Of the most illuminate
ing and valuable results of the mort
gage study shows the percentage Of
losses on foreclosed, rent-assignment
and other trouble" mortgages ac-
cording to type Of property.
Greatest Loss on Stores.
The one-family dwelling mortgages
of this company amounted to more
than $44 10000 during % years. Yet
the loss sustained on this type of
mortgage amounted to only 059 per
cent. The two-family dwelling loss
amounted to 1.30 per cent. The great
est loss was sustained by stores with
five to eight unit apartments. This
amounted to 635 per cent.
Figures compiled by Mr.. Lodge show
the average size Of the loan made by
the Home Title Co. to be $7,047.
Ninety-f1ve per cent of the total num-
ber and 68 per cent of the total
amount of loans made were under
$4,000. OF loans from $4,000 to
SIS 900, he reports, 96 per cent are in
good standing. Loans from $4,000 to
$1,000 showed 94 per cent to be in
good standing In the bracket from
$4,000 to $4,000, 81 per cent are in
good standing.
Larger loans. judging from the
record. show a declining percentage in
good standing. For example, loans of
$4,000 and over show only 81 per
cent in good standing.
The experience of the Home Title
Insurance Co. indicates the type of
mortgage insurable under the national
housing act to be the ideal loan. The
housing act limits insurance home
mortgages to a maximum of $4,000
but obviously the average loan would
be considerably under this amount.
Full Payments 34.7 Per Cent.
One Of the interesting observations
in "a Mortgage Analysis" is the fact
that only BAT per cent Of the total
mortgages made were paid of at 100
per cent, indicating under the old style
mortgage the odds were definitely
against mortgagor retiring his debt
in full on the due date
Mr.. Lodge finds mortgages made in
years verging on good times result in
a higher percentage Of those paid of
and those in good standing. For ex-
ample, in 1924 the company made
l.4e6 loans amounting to sl0.288. 900.
of which 81 per cent were paid of or
in good standing. The percentage of
| $10,452, 900 in mortgages made 1923
almost at the peak of boom times re-
suited in a substantial decline In the
percentage Of those paid of or in good
standing. OF this amout only 63 per
per cent remained in good condition.
Evening star., 1935-08-17
BALTIMORE RENTAL
RIGHTS ARE SOUGHT
Buyers Paying Premiums For
Expired Holdings, Hoping
TO Make Investment.

BALTIMORE, August IL Balti-
more grounds rents, when selected
with intelligence and properly han
died, are unquestionably the safest
and most profitable form Of invest
ment Notwithstanding even Gov
eminent bonds-according to c. Phil
lip Pitt, secretary of the Real Estate
Board.
Investors and brokers acting for
clients are now combing the city in
search of those who would part with
their holdings and those who own
property in fee simple and might be
persuaded to create and sell ground
rents on their property.
In fact, said Mr.. Pitt. the demand
for this type of investment Is such
that buyers are actually paying a
premium for expired rents and TAX
ing a chance that the>owner Of the
leasehold will not redeem. AT the
same time others are soliciting lease
hold owners to redeem their expired
rents and sell newly created rents at
a profit.
The ground rents are not taxable,
the taxes being paid by the lease
! holder, and are fixed to yield a re-
turn Of per cent per year.
All ground rents, Of course. are not
salable at par, and all newly created
grounds rents on old or poorly To-
Gated property might not bring par.
But well-balanced ground rents on
good, well-located property are readily
salable at a premium.
Existing expired ground rents can
be redeemed at par value only by
the owner of the leasehold. And even
then the property would have to be
free Of other encumbrances in order
to create and sell a new rent.
Evening star., 1935-08-17

Incorporation Of air conditioning
systems in new homes, something
comparatively new in the Capital, is
creating widespread interest here as
consequence of the New American
Home" program of the General Elec-
trio Co., in which five demonstration
houses. completely air conditioned and
electrically equipped, are to be built.
Hundreds of home owners and pro-
spective home owners have visited the
first of these houses, now under con-
struction at Rollingwood, Md, by Wa
verify Taylor, Inc, realtors and build
ers. During the coming week the
actual installation of air ducts and
air-conditioning unit during the proc
ess of building may be seen, according
to the Hudson Air Conditioning Corp.
and the National Electrical Supply
Co., which are cooperating with Gen.
eral Electric and the Taylor firm in
sponsoring the New American" homes
here.
With the idea of further familiariz-
ing those interested with the funda-
Evening star., 1935-08-17
BODFISH TO SPEAK
IN VIENNA BEFORE
REALTY LOAN MEETING

Continued From First Page.)
Evening star., 1935-08-17

be lighted Is some distance from the
house, portable garden lamps may be
used. All outdoor fixtures should be
made of durable weather-resistant ma
terialS.
1t is quite necessary TO place the
lights high enough Ia minimum OF
7 or 8 feet) to prevent glare and avoid
the annoyance of flying bugs who COL
lect around the light source. If the
area to be lighted is near the house,
a light inclosed within suitable re-
flector may be mounted as high as
possible so that the light may be
directed nearly straight down, thus
eliminating excessive glare.
Evening star., 1935-08-17
Mural Painters Versatile.

Mural painters are now utilizing all
sorts of odd materials for their handi-
work. This was demonstrated in a
recent New York exhibition of the
work of Helen Treadwell. 1t included
panels and complete wall decorations
painted on rough-textured dress fab
RIGS, laminated cellophane and paper
initiating suede leather. The artist
harmonizes her decorations with the
room furnishings and the trim.
Evening star., 1935-08-17
RESIDENTIAL GARDENS
ENJOYED ONLY BY DAY

Many residences are surrounded by
well-designed, well-kept gardens. but
their enjoyment is largely relegated
to the daylight hours. With proper
illumination, the garden may become
an evening living or dining room dur
ing the warm Summer months.
Suitable lights suspended from tree
limbs overhead or mounted on the
wall Of the house can accomplish this.
If there are no trees and the area to
Evening star., 1935-08-17
FUND FOR MORTGAGES

For the last four months 1889
banks, finance companies, insurance
companies and building and loan as
sociations in 1,4OS cities have made
available $450.782,519 for insured
MORTGAGES. Financial institutions
which have allocated such funds are
located in the 48 States, Alaska and
Hawaii.
Evening star., 1935-08-17
Crane Scares Druggist.

Surprised when something touched
his back, Nobou YaSida, busily conf
pounding in a drug store in Toxic
Japan, turned and found a 4-foot
crane calmly looking on, and after
Nobou escaped he learned that the
visitor was a fugitive from the Zoo
Evening star., 1935-08-17

The perspective and plans for
this home were drawn for The
Star by Carroll Meigs, architect.
The house is SO arranged that a
portion of it could be built at first
and later expanded to its full size
when the pocketbook could afford
the additional cost. The plan
permits the erection first of only
the living room, bed room, first
floor bath room and kitchen, leav-
ing the second floor unfinished.
Later, when the family income
increases sufficiently, the dining
room could be added and two bed
rooms and bath on the second floor
finished. Construction would be
inexpensive, with exterior walls
either of wood or brick. The roof
should be of slate. In completed
form the house would possess ade-
quate space for the average family.
Evening star., 1935-08-17
Aga Khan Attends.

1ndia's delegation at the League of
Nations Assembly this year included
the Aga Kahn.
Evening star., 1935-05-07

Mr.. and Mrs. D. A. Arnott, Mrs.
L. G. Howser and daughter, Miss
Louise Howser, all of Bon Air, Va,
Evening star., 1935-05-07
Rumanian Exhibit
Opens at Shoreham

Mrs. Franklin D. Roosevelt attended
the Rumanian exhibition Of art en-
broideries, costumes, spun and woven
antiques, which opened yesterday at
the Shorehsm Hotel and will continue
through today and tomorrow. The
exhibition, which is being given by
Nine. Anisoara Stan, in under the
patronage Of the Rumanian Minister
to the United States, Mr.. Charles A.
Davila, who was among those in
attendance.
Nine. Stan has made q study Of folk
lore, especially Of that of her native
country. She has a collection of cos
tunes representing each of the differ
ent sections of Rumania. It was one
OF her costumes that Mrs. Roosevelt
wore at the costume party she gave
for the newspaper women at the
White House on the night of the Grid
iron banquet last December.
Evening star., 1935-05-07
Clephanes Hosts
At Dinner Tonight

Comdr. and Mrs. Lewis p. Clephane
will be hosts at the dinner at the Arts
Club Of Washington this evening pre-
'ceding talk by Mr.. B. Floyd Flick
inger, superintendent Of the Colonial
National Monument, Yorktown, Va
Mr.. Flickinger will tell of the restora-
ton Of the Revolutionary battlefields
at Yorktown, the archaeological work
being done on jamestown Island and
the salvage Of the British warships in
the York River and illustrate with
pictures Of interesting articles re-
covered. He will be introduced by
Mr.. Verne E. Chatelaine, chief his
torian OF the National Parks Service.
Evening star., 1935-05-07

James, Miss Eleanor Link. Mrs.
Derry Tribby, Mrs. W. L. Frances,
Mrs. Howard WEIGH. Mrs. w. D. sgd
nor, Mrs. Frances Dillon, Mrs. Contee
Adams, Mrs. Lee Van Devanter, Mrs.
Jean Miller, Mrs. George Grille, Miss
Frances Whitman, Miss Catherine
Garrett, Mrs. A. L. Ribble. Mrs. John
Bleeker and Mrs. Edward Norman.
High scores were made by Mrs. Tribby
and Mrs. Dillon.
Mrs. N. G. Anderson Of Orangeburg,
8. c., Is visiting her son-fn-law and
daughter, Mr.. and Mrs. J. w. Barton,
near Fairfax, Va.
Mrs. John s. Waring has returned
to her home In Dunnsville, Va, after
spending q fortnight with her son-in-
law and daughter, Mr.. and Mrs. Nor
bert Melnick, in their home in Clar-
endon, Va. Mrs. Waring came to
make the acquaintance of her small
grandson. John Latane Melnick, born
April 10.
Evening star., 1935-05-07

formed a party who motored to
Ronceverte. w. Va, for the week end
with Mr.. and Mrs. Charles Hedstrol.
Mr.. Hedstrol is a brother Of Mrs.
Arnott and Mrs. Howser.
/ DR.. and Mrs. William Meyer will
entertain at bridge Friday evening in
their home in Herndon, Va, for the
benefit of the Herndon Boy Scout
Troup, No. 124. A buffet supper will
be served at midnight, and a number
of attractive prizes will be awarded
for high scores.
Prof. and Mrs. Harold F. Weller
head the committee on arrangements.
Miss Martha Keys of Forest Glen,
Md. is passing a month in New York,
where she is taking a course in special
training at East Harlem Nursing Gen.
ter. Miss Keys is q public health
nurse for Montgomery County.
Mr.. and Mrs. Walter A. Bergherm
and their three children arrived few
days ago from the Philippines, where
they have lived for II years During
part of the time they resided in
Iloilo, but during six years they have
been in Manila. On their return they
stopped at San Francisco and Los
Angeles and came through the Pam
anna Canal to New York. They will
make their home in Takoma Park.
Mrs. James M. Bell has returned to
her home in Chapel Hill. N. c., from
Mclean, Va. where she has been Wis
iting her brother-in-law and sister,
Mr.. and Mrs. j. D. K. Smoot.
Mr.. and Mrs. E. F. Inbody, accom-
panied by Mr.. Roy Knox of Cherry
dale, Va, motored to Intermont, w.
Va, over the week end for fishing in
the Capon River and were guests
Evening star., 1935-05-07
Engagement Announced

MISS Virginia
Wright, daughter of
Mr.. and Mrs. John r.
wright of Chevy
chase; aDhose en-
gagement to Mr.. H.
Richard Garrett, son
of Mr.. and Mrs.
Richard E. Garrett
of this city, is an
nounced. The Ded-
ding aDill take place
In June.
Evening star., 1935-05-07

of Mr.. and Mrs. John Bayliss at the
Capon Lake Inn.
Mrs. Mary Cotton Tighe gave a re-
cital and tea in her home in Takoma
Park, Md, Sunday afternoon, having
about so guests.
Miss Lynn Norman was hostess to
a company at bridge in her home
Longmoor, near Purcellville, Va, Sat-
urday afternoon. Among her guests
were Miss Stephens of Richmond.
Mrs. o. L. Williams. Miss Margaret
Imperial Valley press., 1935-02-23
UNCLE WIGGILY AND JANGLE S
ADVENTURE

One morning, in Uncle Wiggily s
hollow stump bungalow, before the
Jolly old rabbit gentleman or any
OF the others had awakened, voice
shouted:
"It's my turn today! It's my
turn today! I'm going adventur-
ing far, far away!"
"Who in the world is that?'
asked Mrs. Longears nearly hop
ping out of bed in her surprise.
81 think it was Jangle,' said
Nurse Jane.
Eyes, that's Jankle," said I'm
Gle Wiggily, as he put his pink nose
out from beneath the bed covers to
twinkle it. ~ promised her l
would take her adventuring today
but I didn't think she would be up
so early. However, it must be
done'
BY this time every one in the
bungalow was awake and when
Uncle Wiggily had eaten mis-
breakfast and Jangle had eaten
hers, the two rabbits started TO hop
after an adventure.
What Sort?
"What sort of an adventure do
you want, Jangle?' asked Uncle
Wiggily when they had hoped over
the fields, through the woods, up
hill and down dale.
"I'd like scary one," said the
little rabbit girl. "Only don u
want it to turn into a cute little
puppy dog at the end. Have il
scary all the way through. "
"Hal Hal" laughed Uncle Wig
gily. "Do you want the three Bad
Chaps in an adventure and have
them chase you?o
"Oh, not as scary as that, - said
Jangle. "But don It just have lost
puppy dog"
"All right" said Uncle Wiggily
"I'll do the best I can"
All of a sudden, as Uncle Wig
gily and Jangle were hopping
Imperial Valley press., 1935-02-23
NEW BOOKS AT
CITY LIBRARY

Books released February %, 1885:
Fiction
American Family by Faith
Baldwin.
Nina" by Alfred Courne.
brothers on the Trail,' by Max
Brand.
"Friends and Romans, by Vir-
ginia Faulkner.
Courage in Her Pocket, by
Janice Longley.
Nom Fiction
cart in America from 1900
1865"
Hellenic independence and Am
erica IS Contribution to the Cause, -
Harris j. Booras.
",The Great Wall Crumbles,
Grover Clark.
"Myself," John r. Commons.
marie Dressler, My Own Story. -
"Your Meals and Your Money,
Cove Hambridge.
l'A Free Society,"" Horace M.
Kallen.
"gHow to Care for the Baby"
Violet K. Libby.
Camel-bells of Baghdad," " Janet
Miller.
"skin Deep" M. C. Phillips.
1.-THE Quest for Corvo," A. j. A.
Symons.
Imperial Valley press., 1935-02-23
LETTERS HOLD
GIRLS SECRET

LONDON, Feb. %. U.P)-Two let
ters which Jane and Elizabeth Du
Bois wrote to their parents in the
last hours before they jumped from
a London Paris air liner to JON
their British aviator lovers in death
will tell the story OF a carefully
worked out suicide plan, unofficlal
reports said today.
Though unVerified, the reports
indicated that the girls, heartbrok-
en- by romance which lowered
under the Neapolitan moon and
withered with the crash OF their
sweethearts in British Royal air
force plane over Sicily, spent many
hours considering each detail OF
their suicide plan.
1t was believed the letters might
be read at the inquest at Horn
church Monday, when the story of
the girls jump from 1000 feet over
Upminster will be told.
Coert Du BoiS, American consul
general at Naples, and his wife are
due here tonight to prepare for the
burial, perhaps in the United States,
Of their daughters, their only child
ren. Mrs. Du Bois has not been
informed Of the full details of the
tragedy.
There have been rumors ever
since the girls died that one OF
them wore wedding ring on visit
here year ago and might have
been married. The girls many
friends, who saw them constantly
on each visit but their last, never
heard of marriage, they said.
Imperial Valley press., 1935-02-23
IMPERIAL VALLEY PRESS
GLAD TO HELP

1t can't be such bad world as some
of us believe at times it is.
The quick response to the appeal Of a
distressed woman living near Holtville,
for aid in getting to her daughter SER
iously i'll in Texas is a good local proof
of the first statement.
The Press takes no credit for the hap
py outcome of what appeared to her as
disaster. 1t merely printed her appeal as
any newspaper in the country would have
done and those who practice the virtue
of charity as well as preach it, took care
of everything.
We would, however, like to point out
something in connection with the incl
aent which emphasizes one of the phases
of newspaper work not too often given
consideration by the public.
Frequently newspaper workers hear
themselves condemned with the general
statement that they cater to crime and
criminals by printing crime stories, that
in printing stories of murders, suicides,
divorces and numerous other weakness
es of mankind they play upon these
weaknesses and emphasize them, none of
which tends to improve the public NOR
ale 1t must be admitted that some
papers do give too much attention and
emphasis to the sensational, but the great
mai jority print the news as it occurs with
out any attempt to eXaggerate or en-
phasiZe it.
All these undesirable things are news
and newspaper worthy the name prints
them.
Off-setting them are such incidents as
this plea of the Holtville woman. A
newspaper jumps at the chance to help.
A youngster who had lost his dog recent
ly visited the office of a metropolitan
newspaper, was passed through various
officials to the editor-in-chief, who per-
sonally saw to it that the youngsters ap-
peal for help in finding his dog was Civ
Ell prominent space, together with pic
ture of the boy. 1t was as important to
that editor as the Hauptmann trial or
the gold clause, because it was human
story and nearly every man was one time
the boy owner of dog.
Requests for help in finding missing
animals and persons are frequently made
to newspapers and no organization would
think of undertaking a money raising
task to aid worthy cause or starting
any activity, without seeking, and cheer
fully getting, the help of the newspapers.
We aren't wholly saint, and we aren't
wholly sinner. We're human like every
one else and the ajority of US would
rather lift up than tear down any day
in the week. And if we didn't believe the
greater part of the human race is pref
tv good Sort a year or two at this sort
of work would put most of the fourth es-
tate in the BOBBY hatch.
Imperial Valley press., 1935-02-23
The Bob Cat chased them
trees a loud, harsh voice shouted
Hay Hay! Hay!''
Snmehodv Calling

Sdihii6
"Oh, somebody is calling us TO an
adventure, =" said Jangle.
"No," said her father, "that is
only one OF those noisy Blue Jay
birds" and SO 1t was.
"Well, Pm sure there II be an
adventure next time, - said Jangle.
She and her father hoped on a
little way until they came to a
snow cave. Looking in the snow
cave, Uncle Wiggily saw something
round, short and stubby, like a
thumb, sticking out of the snow
and moving.
"This may be an adventure, jan
GLE" said Uncle Wiggily, showing
it TO Jangle. "Look in the snow
cave!"
"Pooh! 1 wouldn't bother with
such a little adventure as that !"
said Jangle. But in another mo-
ment there was a shower of snow
and out of it burst the Bob Cat. 1t
was his tail that was sticking out
of the snow like a thumb. The rest
of the Bad Chap was hidden be-
meath the snow. He gave a loud
howl and started to chase Uncle
Wiggily and Jangle. But the Bob
Cats slim paws sank in the snow
while the rabbits ran along on top
with their snow shoes so they got
safely away.
"That was a bigger adventure
than I thought, - said Jangle as
they reached the bungalow
''Thanks, Daddy" And if the
cough drop doesn t catch cold and
sneeze itself out of the box, III tell
you next about Uncle Wiggily and
Busters bang.
Imperial Valley press., 1935-02-23

WASHINGTON, Feb. %. - Dip
lomats from European powers sell
dom are permitted TO forget that
while their mighty governments
have defaulted completely on war
debts to the United States, the little
republic OF Finland has paid every
installment in full.
just about the time the represen-
tatiyes OF defaulting countries be-
gin to hope the debt question has
been forgotten for a while. they are
given fresh reminders that a ZOO
many Americans think pretty highly
of Finland.
The latest reminder came at a
luncheon at which the Washington
Rotary club. full OF desire TO pro-
mote brotherly love. good Will and
good business, entertained ambaSsa-
dors. ministers or charge d'affaires
of virtually every nation.
The Rotarians realized that with
so many diplomats present, they
Imperial Valley press., 1935-02-23

ers and the question I want TO ask
is this: Will Imperial valley farm
ers be willing to grow peas, corn,
pumpkins and cabbage for the
cannery market? OF course, real
ize at the present time they are
growing some OF these things for
the table market and believe that
the table market is somewhat
higher than the canning market.
although I am not sure.
The establishment here of large
vegetable cannery will create a
market for considerable additional
quantities of canned vegetables and
I would like 10 know from you just
Imperial Valley press., 1935-02-23
NeuU Manager For
Valley Theatre

Boyd o. Allen, operator OF a
Tracy theatre for several years, ar
rived in El Centro yesterday to as
sumo management of the Valley
theatre on Main street near Sixth
He succeeds Frank Record in the
management TO this well known To-
cal showhouse.
"My aim is to make the Valley
theatre "a pleasant, family thea
tre," Allen said this morning, and
l invite all theatre-goers of the city
and neighborhood to pay us a visit
and get acquainted. F."
He stated that he likes FL Cen
tro. He was accompanied here by
his family and intends to make this
city his future home.
Imperial Valley press., 1935-02-23
BEDTIME STORIES
By HOWARD 2. GARRIs
Copyright 1884 by Mcclure Newspaper syndicateI

along, they saw a bush in front of
them twist and turn and sort OF
wave its branches at them.
"Oh, Daddy! Maybe this is an
adventurei called the little rab-
bit girl as she hoped quickly
toward the bush.
''You had better wait until take
a look,' her father warned. But
when he looked he saw that it was
the wind that caused the bush to
move. There was no animal hiding
in it. Jangle was disappointed.
"But maybe next time it will be
an adventure, i" she said. SO they
hoped on a little farther and, all
OF a sudden, in a little grove of
Imperial Valley press., 1935-02-23
Blue Eagle May
Be Eliminated

WASHINGTON, Feb. %. U.R)-
The blue eagle may soon fly away
to join the dodo bird.
Indications the symbol OF NRA
may not be included in extension
of the recovery act was seen today
as administration plans began TO
take a more definite form.
Some MIRA officials commented
Imperial Valley press., 1935-02-23
Winter Due Again
In Middle West

DIES MONIES, Ia, Feb. %. up
Cold air currents sweeping down
from the northwest were scheduled
to blow spring out of Iowa over the
week -end and drive temperatures
down to five degrees above zero in
some cases. Mild temperatures
since the first of the month have
kept the mercury on an average of
from 10 to Is degrees above normal.
Keokuk reported one inch of snow
during the past "a hours. Council
Bluffs and Sioux City were the
warmest spots in the state with a
maximum of AZ degrees.