davidaulloa/AmericanStories huggingface dataset:
Imperial Valley press., 1934-09-18
REDUCTION IN INTEREST RATES
DECREED FOR LOCAL DEPOSITORS

italy below those prevailing in
California.
"All well-managed banks are re-
quired to keep large proportion
of their deposits in liquid securi-
ties, such as United States govern
ment, municipal and other high
Both commercial and savings banks
must carry large amounts of such
investments as part of their Sec
ondary reserves for the protection
of their depositors.
"In former years the rates of
interest on these liquid assets were
relatively high, and the returns
from them, combined with other
earnings, enabled banks to pay a
higher rate of interest on deposits
than present conditions warrant.
"The dictates of what we regard
as wise and prudent banking under
such circumstances require a re-
duction in interest rates to meet
the altered conditions, and we are
therefore firmly in accord with the
recommendation of the Los Angeles
Clearing Houses executive COM
niittee.
S"Our depositors will gain an
added security for the funds which
they deposit with us. 1t has al
ways been and is now our deter
mination to maintain safe and
sound banking structure-ready,
under new and changing conditions,
to meet the financial requirements
of the communities in which we
maintain branches. -
Imperial Valley press., 1934-09-18
Russia Admitted
To League Council

GENEVA, Sept. 18. U.P)-Admis-
sion of Soviet Russia to the League
of Nations was voted formally to-
night by the assembly.
The assembly also voted Russia a
permanent seat on the council.
The vote on admission was 80 to
3, those voting no including Portu-
gal. Seven nations abstained from
voting, including Switzerland and
Argentina.
The voting on the permanent coun-
Gil seat was &c TO Q, with ten alb
stentions. The assembly then ap-
proved the credentials of the Soviet
delegates.
Imperial Valley press., 1934-09-18
How To Get
Repair Loans

Here, in a nutshell, is the
plan for borrowing moderniza- :
ton funds under the Federal
Housing Program:
l. A mOdernization loan IL
solely for the purpose of re-
pairing, altering or improving
your home. shop, store or
other building. Diversion of
the money to any other pur-
pose is strictly prohibited.
2. II cannot be for less than
S100 or for more than $1,000.
The borrower must have a
bona fide source of income
equal to at least five times the
annual payments.
3. II can be made for terms
up TO three years, but may be
paid i'm full earlier than the
maturity date if the borrow
CT desires.
4. Maximum charges, in
Guiding interest and fees, cam
not exceed an amount equiv
alent to S5 discount per year
Per S100 original face amount
of the note.
5. To get a modernization
loan, the property owner must
present to the bank or other
lending institution a precise
estimate of the cost of the
improvements and should be
able TO prove that they are
necessary or advisable.
6. In addition, the property
owner must file a Property
Owners Credit Statement,
showing his financial condi-
ton, sources and amount of
income and other information
necessary to determine his
ability to repay the loan.
If the bank considers the
improvements advisable, and
the property owner able to
meet the payments when due,
il can advance the money on
the personal note of the prop
erty owner. The note must be
signed by both husband and
wife, if the property owner is
married. No mortgage or col
lateral security is necessary,
unless state laws or the finan-
ciaI irCtitutiOn's officials de-
mand it.
Imperial Valley press., 1934-09-18
CHANGE MAY BE
ACCOMPLISHED
|NEXPENS|vELY

If your house has nondesoript
lines, If 1t lacks that mysterious
quality called charm, it probably
needs exterior remodeling. During
the building boom which preceded
the depression, spectators built
houses with many architectural
faults, possibly concealed at the
time by the newness of the house
Many a family, overwhelmed by
the charm of an orchid bathroom
or a trickily-arranged living room,
bought their houses while their
eyes were blinded with excitement
to architectural flaws. The excite
ment of the orchid bathroom wore
off, revealing the defects.
You may know that your house
is wrong" without knowing pre-
cisely where lies the trouble, with
out knowing whether it is the
porch, the archway on the side.
You may think the whole scheme
of the exterior is wrong.
In this case, there is only one
thing to do. Consult an architect.
Trying an inexperienced hand at
remodeling the exterior of home
is a dangerous business. 1t is like
having your neighborhood drug
gist diagnose and prescribe for an
obscure illness. He may hit the
nail on the head; more likely, he
won't.
Simple Change
Take, for example, the lllustra-
ton on this page is the origi-
nal house. At a glance you
see it is ugly and common. You
know the front porch is wrong.
But what to do about it? In this
instance, without changing tn e
pitch of the roof, the architect
transformed 1t into a charming cot
tage of colonial inspiration.
Possibly, you have been scared
from the idea of extensive remod-
elling by hearing of remodelling
jobs which cost $1,000 to $4,000.
True, many do. On the other
hand, your house may be one
which has a single architectural
flaw, or several small ones, which
may be eliminated at a cost in the
hundreds rather than in the thou
sands. Sometimes the mere elm
ination of front porch. the sub
stitution of a colonial doorway for
an incorrect one. may, in itself, ac-
complish all the architectural
change necessary.
Most houses, even the cheap,
speculator built ones, are based on
what was originally sound de-
sign. Jerry builders had knack
of running this basically sound de-
sign with such fripperies as over
hanging caves, a bank of windows
protruding from the second floor
through the roof, instead of sever
al dormers more in proportion to
the house. They had habit of
carrying one roofline, usually a
false roofline, down in sweep to
form an archway, an architectural
anachronism, on one side. Their
tricks are almost endless.
Not Incurable
The important thing is that
these flaws are not incurable. The
cure may be vastly simpler and
less costly than you think. Archi-
tectural horrors have been trans
formed, in some instances, into
beautiful homes by one major op-
Grafton or several little ones.
People, fortunately, are becom-
ing architecture conscious. A tour
Imperial Valley press., 1934-09-18
simple RemOdeing job May Give House Lasting Beauty

through the developing sections of
Long Island, Westchester and Jer-
sey will show that. There is little
enough building, but, in what
there is of it, there are practically
no "mongrel houses. Even de-
velopments where houses are built
in the $1,000 to $4,000 class, stress
excellent architecture; their book
let's list as the architects some of
the most famous small home arch
itects in America.
The point of this is that, aside
from the JOY of living in a beau
architecturally poor house today
is nil. The architecturally flawed
house has been on the downgrade
for years; no amount of painting
and frilling can save it. Unless
you remodel, it will continue on
the downgrade, made uglier by ev-
cry attractive house that goes up
nearby.
A house, once an architectural
beauty. is forever the same. Take
the lovely cottages that are 100 to
200 years old and consider the
prices they command You may
argue that their antique value is
what makes them SO highpriced.
In this, you are wrong. Any an
tiquarian will tell you that age
alone has never made a piece of
furniture costly or desirable. The
country is glutted with furniture
of great age-utterly worthless be-
cause it is of poor design. Age
contributes toward making a thing
desirable-books, paintings, furni-
ture, house-but that it is old mere
Imperial Valley press., 1934-09-18
FIX UP WALKS

The home modernization loan
plan will give many small house
owners chance to replace cracked
and broken concrete in steps and
walks. Broken concrete in walks
and driveways can ruin the ap-
pearance of an otherwise neat
home.
Imperial Valley press., 1934-09-18
BUMPITY-BUMPi

CARBONDALE, ILL.,, Sept. 18. U,P)
Every time Sam Fraley, 25, bumps
his head he loses his voice. -.
He stumbled against desk yes
terday and became speechless.
Several months ago he bumped
his head and lost his voice for Is
davS
Imperial Valley press., 1934-09-18
WINDOWS IMPORTANT

In many old houses the installa-
ton of new window easements will
give the entire building a new ap-
pearance.
Imperial Valley press., 1934-09-18

ly contributes. Rarity also con-
tributes. The thing that is the pri-
mary cause of value is the beauty
itself.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
Meetings of Clubs
And Social Groups

The Sunshine society is to meet at
? o'clock Wednesday afternoon with
Mrs. Fred Ohde, 6l4 Sixth st.
X \ \
Mrs. T. O. Brandenburg. $40 Ave-
nue. D, will be hostess for the Current
Events club meeting at 2:30 o'clock
Wednesday afternoon.
X \ X
To celebrate the twenty fifth an
niversary Of Its founding. st. Clemens
Court No. TAT, Mems Catholic Order
Of Foresters will give = banquet at !
o'clock Wednesday evening at st.
Mary's auditorium. Members of st.
Joseph's court of Mandan have been
invited to participate in the festiyi-
ties.
X i \
The monthly card party Of the
United Commercial Travellers Aux
Hilary will be held Wednesday eve
ming. starting at o'clork, at the
home of Mrs. Fred Doll, 800 Tenth
st. Mrs. Doll will be assisted by
members Of the entertainment COM
mittee.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
IVA May Not Oppose
Anti-Langer Group

Incumbent state officials, with the
exception OF the governor, will prob
ably be unopposed by the I. v. A. at
their convention at Devils Lake, &C.
cording to former Governor r. A.
Nestos, who was In Bismarck Tues
day.
There is a disposition among I. w.
A. adherents generally to approve the
action Of the state officials who have
revolted against the leadership OF
Governor LANCER. he declared, which
would result In their being left un-
opposed at the primary election.
Nestos said he had not taken any
active part in I. v. A. councils re-
Gently, was not present at the recent
Fargo conference and did not know
whether he would attend the conven-
ton at Devils Lake or not. He was
returning from q speaking trip in the
interests of the Boy Scout movement
to Billings, Miles City and dlendive,
Mont.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
Assails Vendors of
Faulty Spark Plugs

Selling reconditioned spark plugs
without plainly marking them as hav-
Ing been repaired or reconditioned is
prohibited by the federal trade COM
mission in cease and desist order
against Minneapolis firm.
It Is charged that this firm bought
large quantities Of scrapped spark
plugs Of popular make at NOM
inal prices from garage-keepers, junk
dealers and others, reconditioning
tt I'm for further use.
These plugs carried their brand
names but purchasers were not told
that they were used or defective plugs
which had been reconditioned, the
commission charged.
o. G. Rohde, chief engineer of the
Champion Spark Plug Co., said that
with this ruling motorists should be
more vigilant than ever against buy
ing recondltioned plugs at so-called
bargain prices.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
Additional Society
Mrs. Hofto to Speak
On Auxiliary Program

Mrs. J. A. Hofto, Minot, depart
nlent child welfare chairman Of the
American Legion Auxiliary, and the
Mtnot American Legion Auxiliary
trio, will be heard In a program over
KFYR from to 7:30 o'clock Tuesday
evening, according to Mrs. H. w.
Rosenthal. TOP Avenue E, department
radio chairman.
Mrs. HOfto will be interviewed on
the work Of the Auxiliary in behalf
OF North Dakota children which IS
carried on In cooperation with other
agencies. Members Of the Minot trio
are Mrs. G. o. Aakann, Mrs. J. H.
Mackley and Mrs. Donald Hall. A
dinner was given Sunday afternoon
BY q group of local Auxiliary men,
bers to honor the visitors.
Mrs. Rosenthal, who already has
arranged broadcasts from the Minot
and Grand Forks stations this month,
announces that she is preparing q
program which will originate in Far
go for April ~.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
Masonic Card Party
Planned Friday Night

A card party for members Of the
Bismarck Masonic Blue Lodge and
the Order Of Eastern Star and their
friends will be given at the Masonic
Temple here Friday evening, April 20.
Play in contract and auction bridge
will begin at 8 o'clock and will be fol-
lowed by luncheon.
Committees of the Blue Lodge and
the Eastern Star are cooperating In
making final arrangements for the
affair. Members of the Eastern Star
committee are Mrs. w. B. Couch. Mrs.
L. v. Miller. Mrs. H. L. Wheeler. Mrs.
F. N. Orchard and Mrs. J. L. Peterson.
Representing the Blue Lodge are Wes-
ley 6herwin. Otto A. Convert and
Harold Brelje.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
Mildred I. Hoff, 42l Avenue B, as pro-
gram leader.

Mildred I. Hoff, AL Avenue b, as pro-
gram leader.
Miss Hoff presented q program cen
tered around the life and works Of
the composer Schumann. The COM
positions which Miss HOff played
were Dedication q group including
I'm the Evening" THE Poet Speaks
and The Prophet Bird" and q Sec
ond group from vienna Carnival,
including the Allegro, Romance and
Scherzino movements.
Following the program. refresh
ments were served and there was a
social hour.
Due to the illness OF James Beatty
Vancouver, B. c.. international rep
resentative of Rotary, the joint meet
ing Of the Mandan, Dickinson and
Bismarck clubs scheduled for 1880
o'clock Wednesday at Mandan will
not be held The local club will meet
as usual at 1915 o'clock at the Grand
Pacific hotel private dining room.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
Buick Stands Sixth
In Volume Of Sales

During the first three months of
1884, motorists In the United States
purchased @17,51O,103 worth of new
Buick automobiles, according to a
message received here by F1eck Mo-
tor Sales, Inc, Bismarck Buick dis
tributor, from w. H. Hufstader, vice
president and general sales manager
Of the Buick Motor Co.
These sales placed Buick IN sixth
position In the entire automobile In
dustry from the standpoint OF sales
volume.
The first quarter Of 1894 has Shown
q satisfactory increase ovet tile cor
responding 1898 period, oart cularly
with respect to Bucks position in
the industry, Hufstader sai1.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
Ignite Rail Rate
Hearing Under Way

The North Dakota railroad COM
mission Monday opened hearings on
complaint Of the state mill and eleva-
tor and the Grand Forks traffic as
ISOLATION that interstate railroad
rates on Ignite screenings are unreal
sonably high.
Complainants were represented by
II. A. Bronson, attorney for the state
mill and elevator, T. A. Durrant,
Grand Forks. and Neal Z. Williams Of
Fargo. The state was represented by
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17

Attorney General P. o. Satire, J. A.
Heder, commerce counsel tor the rail-
road commission, F. p. Aughnay, traf-
fic expert Of the railroad commission,
and G. F. Martin, statistician for the
commission.
witnesses appearing before the
commission included Z. M. Hendricks,
Bismarck: +. A. Durrant, Grand
Forks; Z. q. Wanner, secretary board
Of administration; Aughnay and
Martin.
The case Will probably be completed
Wednesday.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
HAS HISTORIC PANTS

Norman, Okla.-Coach John Jacobs
Of the University of Oklahoma track
team has q pair Of shorts which he
considers historic.
When Glenn Cunningham, Kansas
distance runner. spilled liniment on
his track pants. Jacobs loaned him a
pair, which he had worn as a cham
pion hurdler. Cunningham ran the
1000 yards in the worlds record time
Of 2:ll.l.
1T looked like 4 good chance to
give the old britches q real ride" said
Jacobs.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
CARD OF THANKS

We wish to express our apprecia-
ton and heartfelt thanks to our kind
friends and neighborS for their as
sistance and sympathy during our re-
cent bereavement in the loss Of our
husband, father, brother. son, nephew
and counsin.
Mrs. Oscar Schneider
and Daughter
The Miller Family
The Mellon Family
Mr.. and Mrs. Frank Schneider
Mr.. and Mrs. Thee. Schneider
Mr.. and Mrs. r. q. Schneider,
and Family
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
Chapter N Observes
Its 9Th Anniversary

The sixth birthday anniversary Of
Chapter N, p. e. o. Sisterhood, was
celebrated at the meeting held Mon
day evening with Mrs. Juanita Edick,
1915 Eighth st., as hostess and Miss
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17

HUDSON GETS POSTOFFlCE
Frank 8. Hudson. Mandan, has been
named acting postmaster there to sue
coed A. B. WEIGH, who has held the
position for the last IL years.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17

Notice - School and county
warrants are taken at par in
trade for merchandise here
Alex ROSen & Bro.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17

Islands in a river, unless caused
by rock OutcrOps, are continually
travelling downstream as the current
cuts at the upstream end Of the island
and deposits at the other end.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17

II not relieved
this way, SEQ your
doctor. Get tho
red . and . green
package at your
grocer's. Made by
Kellogg in Battle
Greek.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17
WHEN YOU'RE HEALTHY
YOU'RE HAPpYl

The blame for ''blue" days can be
laid often to common constipation.
It may bring loss Of appetite and
energy, sallow and pimply skins,
even serious illness. Correct 1t by
eating delicious cereal.
Research shows KELLOGG ALI.
BRAN provides bulk" and vieamin
B to relieve common constipation.
Also iron for the blood.
The bulk" in ALL.BRAN i much
like that in leafy vegetables. Isn't
this better than taking patent med.
icines-so often harmful?
Two tablespoonfuls Of ALL.BRAr
daily, relieve most types Of constipa.
ton. With each meal. In chronic cae..
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-04-17

kip ON IHG SUNNY SOS o. l,pe
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1934-12-29

IN most cases, East opened the
four of clubs. West went right
up with the ace and returned the
queen of clubs. Now is it difficult
problem for East to overtake the
queen of clubs with his king? True
enough, his partner may have three
clubs but what discard from the
South hand will do North any good?
Also note that East has four
trumpS and that the ace and king
Of trumps are in the dummy. East
can make only one trump trick, but
if he can kill one of those honors
in dummy, it might be possible for
him to get two trump tricks and
defeat the contract.
When West shows up with the ace
and queen of clubs. the bidding
practically marks North with the
ace of spades, therefore a spade
trick can not be looked for.
Overtake the queen of clubs with
the king and lay down another club.
If the declarer does not ruff in
dummy with the ace of hearts. then
West will make a trump trick; but
if South does ruff, then East will
make two trump tricks.
Either way, the contract is de-
feated one trick.
Copyright 1884. NEA Service. Incl
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1934-12-29
Personals

Miss Susanne Clark is visiting
Miss Nancy Wolf at Dayton, o.
Rodney Albright is home from
Culver Military Academy with his
parents, Mr.. and Mrs. Chester AL
bright.
Mrs. Franklin Prinz, Miami
Beach, Fla, is visiting her parents,
Mr.. and Mrs. Edward B. Raub.
Mrs. J. M. HolHdge, Boston, is
visiting her parents, DR.. and Mrs.
William T. Tinney, 1902 Carroll
ton-av.
Edward B. Klich will arrive today
from Chicago to be a guest of E.
Cornelius Helwig until after New
Years.
Miss Lois Helmerich, Washington,
with her mother, Mrs. Frank Hell
merich, and sister, Miss Margot
Helmerich, both Of Huntingburg,
are visiting Mr.. and Mrs. L. R.
Lasley.
Miss Agnes Coldwell, daughter Of
Mr.. and Mrs. Horace Coldwell, is
home during the DePauw Univer-
sity holidays. She has as her guest,
Eugene Clapp II, Boston.
Mr.. and Mrs. Franklin Taylor
have as their guests, Mrs. Taylor's
brother, Eugene Kistler, and niece,
Marian Fritz, Allentown, Pa.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1934-12-29
Wa88on'8 Offers Evening Costumes

XKTEILE Importance the costunin girls
w this for the New Years festivities the
older have been neglected
for P WATSON Co. has selected from the Room
the floor collection evening clothes
matron older
One which she recommends and dere that
fail noticed
sleek fitted lines with small pulled Vnk has
huge bediamonded collar
gives the appearance of a Queen Elizabeth portrait
Another selected
careesy
SwirlS into fullness the
Only suggestion Of the throat
dull white
gestve OF Of the costumes
Bold white
cuffs on the sleeves which just below the elbows
dress which could evening gown
IN moss green lace with short lace jacket
stewart believes would
youthful face sapphire large sequn collar which comes
well the shoulders.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1934-12-29
MISS COOPER WILL
Be CLUB HOSTESS

"The Negro of the New Day" is
the program theme for a meeting
of the Aftermath Club Thursday
when Miss Elizabeth Cooper enter
tains at her home, 2516 N. Ala
'bama st.
The program will include What
the Negro Thinks; a Retaliation of
His Life and Character" by Mrs.
Charles w. Field, and Outstanding
Negro Personalities" by Mrs. Will
liam A. Myers.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1934-12-29
Solution to PreUlO1tS
Contract Problem
BY w. E. M'KENNEY


VOU can not bid all the hands
L correctly. Sometimes it is very
difficult to determine whether to
play the hand at four in major or
three no trump.
Over South's spade bid in today'S
hand, Norths response of two
hearts is natural, but now South is
confronted with the problem, should
he bid three diamonds? believe he
should, hoping that, if his partner
has the club suit stopped he will
bid three no trump.
If South bids two no trump, TAX
ing a chance that they have the
clubs stopped, or supports the
hearts, they are going to arrive at
a game in hearts; but if he does bid
three diamonds, North without
minutes hesitation will go to three
no trump. He has fit in diamonds,
the ace of his partners suit, and
the club suit stopped.
Three no trump can be made
easily, but several pairs in recent
duplicate game, where this hand
was played, arrived at four-heart
contract by bidding it as have
shown, and I was surprised that
only one pair defeated the four
heart contract.