davidaulloa/AmericanStories huggingface dataset:
White Bluffs spokesman. [volume] (White Bluffs, Wash.) 1907-1938, 1934-01-18

should be washed and put on to cook
In cold water whenever wanted for
table use.
Mr.. and Mrs. F. N. Hensley were
Richland visitors Saturday.
Fred Rea left Sunday for Seattle.
Mrs. L. c. Robinson drove to Ken
newick Friday.
Mr.. and Mrs r. L. Reese of Pros
ser were in White Bluffs on business
Monday.
Mr.. and Mrs. w. J.. Jenkins were
dinner guests Sunday evening of Mr..
and Mrs. Joe Mykol.
Mr.. and Mrs. Roy Skill and three
children were dinner guests Sunday Of
Mr.. and Mrs. K. A. House.
Mr.. and Mrs K. A. House and Dor
othy Morford drove to Kennewick
Tuesday evening to attend meeting
OF P. P. & L. employees.
Willard Campbell, brother of A.
w. Campbell visited with him and his
family in White Bluffs Monday and
Tuesday.
Mr.. and Mrs. Walter Mykol have
moved into the house on the Wilbur
Morford ranch which was formerly oc-
cupied by the Bert Rinker family.
Mrs. Guy Stoddard, who was taken
to the hospital in Yakima last week, is
now better and may be able to return
home at the end Of this week.
Mrs. Henry Chairman and Mrs.
Lucy Willis returned from the coast
on Thursdays train They had been
visiting In Bremerton for the past two
months.
Mrs. Harold Keen returned Wednes-
day morning from Prosser She had
gone down Monday for jury duty After
serving on one case she was excused.
but must go back Saturday for further
service.
Dean Taylor was in White Bluffs on
business over the week end. E. J..
OLarey and Tommie met him in va
kima Friday and, with Mrs. OLarey,
took him on the first part of his jour-
ney to Sumner Sunday.
Mr.. and Mrs. Sam Rea moved Mon
day from the house they have been
; occupying In town to the Fred Rea
ranch Mr.. and Mrs. John Holecek,
and family, who had been living on
the Rea RANCH moved to the house on
their own property.
Jesse Brown went to Yakima Satur-
day evening to receive medical treat
ment for thumb which had been
infected with blood poisoning. Before
his return on Wednesdays stage he
went to Ellensburg for short visit
with his brother Jim who is attending
Ellensburg Normal School.
White Bluffs grangers who attended
the Pomona meeting at Richland Sat-
urday were: Mr.. and Mrs. George Wag-
ner, Mr.. and Mrs. j. B. Tromanhauser
Mr. and Mrs. R. r. Woods, Mr.. and
Mrs. w. j. Jenkins, Mr. and Mrs. Sam
Allard, Mrs. I. B. Burns and Edward
PonSat.
Mrs. w. R. Kirby had the misfortune
to break her arm Sunday afternoon
when she attempted to crank car.
She was taken to Kennewick imrnedi-
ately, but her arm was so swollen that
the doctor was unable to set it until
Monday. The large bone is broken just
above the wrist. Mrs. Kirby will be in
KenneWick for several days, staying at
the Al Zarndt home
White Bluffs spokesman. [volume] (White Bluffs, Wash.) 1907-1938, 1934-01-18

FOR SALE- ear corn, cut hay, apple
wood. 8. v. Tanning. c28
White Bluffs spokesman. [volume] (White Bluffs, Wash.) 1907-1938, 1934-01-18

REPORT OF THE FINANCIAL CONDITION OF
First Bank of White Bluffs
Located at White Bluffs State Of Washington
Of on day of 1888
Warrants Securities etc. owned - 205s965
Net balances due from approved agents. exchanges
clearing 39O1O8
Banking
Furniture fixtures 45OOO
100000
100000
Other 165O8
TOTAL - $40 3oo22
LIABILITIES
Capital stock paid in ......... $780, -. - 100000
fund 100000
Undivided profits 89302
Demand deposits Except bank deposts1 ACKNOWLEDGEMENTS 24ois7s
lime deposits llOzo69
STERILIZATION ACCOUNTS
IOTAl. - - SILL 93o5
Trust deposits accepted under Bank Sterilization Act
Washington, County Benton
w. j. Kncad Cashier Of the above named bank trust
solemnly
to the best of my knowledge and belief
Subscribed before this 18th
o. M. LEWIS,
Notary Public in and for the State
Correct. w. B. Kincaid
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-09-07
MERCER DEMOCRATS
HAVING Big RALLY
Olson, Holt, Lynch and Moses
to Be Speakers on Sunday
Program at Big Bend

Democratic candidates for nationa.
and state offices and Governor Ok
H. Olson will be speakers at the pc.
litical rally which will take place al
Mannhaven in Mercer county at the
Big Bend Of the Missouri river Sun
day afternoon, beginning at l o'clock
Featured on the speaking program
which will open at 2 o'clock, will be
Henry Holt, Grand Forks, Demo-
cratic candidate for the United
States senate: w. D. Lynch, LaMoure,
candidate for congress, and John
Moses. Hazen, candidate for attorney
general.
National and state issues will be
discussed in the talks. A subject
which will receive particular atten-
ton is the status of the Missouri
river diversion project. Mr.. Holt for
merly was member Of the public
works advisory board and Is in close
contact with Washington, making
him an authoritative speaker on the
diversion project.
Governor Olson will discuss prob
lens confronting people of the state
at the present time.
Mr.. Moses, who will preside at the
meeting, announces that the Beulah
band will play and that baseball
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-09-07

regulation for competing carrier:
were of little or no avail"
And In the face Of these facts, he
said:
Increased cost Of operation, esti-
mated at $36O,00o,O00 annually, con-
fronts the carriers. resulting directly
from or largely influenced by federal
policies.
For two successive years. the rail-
roads as a whole have operated with
out net income: although in the first
five months of 1894 the railroad oper-
ating revenues increased slightly more
than 10 per cent over the low levels
Of 1888, the increase Is not now being
maintained.
Western railroads are particularly
afflicted as a result of the drouth, but
they were promptly responsive to their
responsibility In contributing to the
relief Of the territory they serve.
individuals Also Effected
1.-THE policies which are impoverish-
ing railroads strike with equal force
against the people Of the country be-
cause they own the railroads through
investment Of more than 80 billions of
dollars which they have made In the
carriers Mr.. DeGuire said. mot
only millions Of individuals own rail-
road stocks and bonds, but colleges
and universities, hospitals and other
endowed institutions and insurance
companies have put.their trust funds
in these railroads.
1.-THE people in the territory trav-
ersed by the Northern Pacific and
those in the regions served by the
other rail carriers should not over
look, also. the fact that railroads are
among the heaviest taxpayers, and
state and county governments could
not be maintained without the help OF
these carriers.
1.-THE continuation Of an unwise
economic policy which strangles the
rail carriers affects the public direct
| ~ in many other ways. It compels
these carriers to reduce the number
of their employees, thus shrinking the
buying power Of railroad workers, and
It forces the railroads out Of the mar
ket as buyers.
Despite the handicaps under which
the railroads have been forced to OPP
crate, the arrangements have contin-
ued to maintain their properties, to
give adequate service and to carry on
extensive experiments to improve that
service.
THE operators Of American rail-
roads believe that the hour IS at hand
when the public will join with them IN
obtaining remedial measures which
will enable them to conduct their
business along a sound, constructive
and practical course"
The Aladdin Valley Of Siberia Is Sc
abundant with platinum that natives
are said to make bullets Of It.
Seventy million tons OF SCOT fall
on American cities annually. accord
ing to estimates.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-09-07

games and other entertainment fea-
lures have been arranged.
Plans are being made for another
meeting at Manning in Dunn county
on Sunday. Sept. Is, when Tom
Noodle, Williston, Democratic candi-
date for governor, Holt and Moses
will be speakers.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-09-07

CURE, executive assistant Of the
Northern Pacific Railway, who is In
Bismarck Friday on periodical trip
over the territory served by the rail-
road.
Increased expenses. over which the
arrangements have had no control,
drouth and a growing governmental
subsidy to competitors today are add
ed factors which make acute the ills
confronting the railroads, he said.
"The fundamental cause Of the
railroads plight" he continued, lis an
over-production of transportation.
Yet. the positive trend is toward Gre
ating. through subsidy, more trans
portation upon the highways and the
waterways and in the air.
THE tonnage available to the rail
carriers with each successive develop
ment grows thinner. Competent au-
thorities. following careful survey. es-
innate that $1,000, 100000 annually in
freight traffic revenue now IS being
diverted from the railroads to their
unregulated and subsidized COMPETE
tors.
Cannot Endure Conditions
1.-THE railroads cannot longer be
expected to endure conditions which
prevail today. Since the beginning Of
the period of subnormal business az
tecting all industry, government-aided
rivals of the steam carriers have been
encouraged in growth by added SUBJ
sides. while the railroads handicaps
have been increased. Proposals Of the
railroads to reduce subsidies and bring
about equitable and corresponding
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-09-07
j. s. SUBSIDIES FOR
COMPETITORS FORCE
RAILROADS TO ACT
N, p. Executive Here Declares
Lines Cannot Exist II
Conditions Persist

Railroads today are assuming mil
liant attitude to save themselves from
destruction, according to F. w. De-
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-09-07

Seventy million tons OF SCOT fall
on American cities annually. accord
ing to estimates.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1934-09-07

The Aladdin Valley Of Siberia Is so
abundant with platinum that natives
are said to make bullets Of 1t.
Evening star., 1934-05-02

other towns and cities. Some will be
new associations. Others will be old
established building and loan asso-
Citations, formerly under State char
ter, which will convert themselves into
Federal Savings and Loan associations
because of the safeguards and advan-
tages which their shareholders would
gain by such conversion.
Source of Protection.
AS it continues to develop in size
and membership, the Federal Home
Loan Bank System will be an increas-
ingly strong source of protection to
all home mortgage borrowers and
lenders. 1t makes home credit more
liquid and more flexible. In doing
so it corrects the past difficulty which
has led to the freezing up of sound
mortgage assets held by financial in
stitutions. That difficulty was that
the depositor wanted his money on
short notice at the very time when
it was difficult to convert such long
term Indebtedness as a mortgage into
cash at its face value. Membership
in the Home Loan Bank System
makes it relatively easy for a thrift
or home financing institution to use
its own mortgage assets as collateral
for advances from Home Loan
Bank, and thus create new credit
with which to meet any emergency
or any severe scarcity of private
mortgage funds.
Now, with regard to the second
permanent Federal agency in home
finance, the Federal Savings and
Loan Associations Without wishing
to assume the role Of prophet, I VEN
ture to express the belief that these
institut.S~s are likely to go far in
assuring a sounder and more ade-
quate source of private funds for
home financing. The public is al
ready becoming familiar with their
investment merits and the safeguards
which they offer to large and small
savings. In the towns in which such
associations have already been char
tered, their shares have proved at
tractive to thrifty people. The pur-
pose Of these mutual institutions to
furnish local mortgage money has
Evening star., 1934-05-02

the risk of a great uncomfortable
wave of default and foreclosure upon
half million or more homes, with
serious problems for the financial
institutions which have lent billions
of dollars on home mortgages.
Emergency Operation.
1t should be kept in mind that the
Home Owners Loan Corporation is
purely an emergency operation, deal
ing directly with the home owner. 1t
Is only one Of three steps which the
Government has taken through the
Federal Loan Bank Board to restore
health. security and activity to Amer
lean home building and home own
ership. The two other steps are not
emergency measures, but are perma-
nent undertakings which are intended
to make home mortgage finance safer
and more economical for investors
and borrowers and to release money
for employment in repair and con-
struction work that has been long
delayed.
OF these two permanent agencies,
the first Is the Federal Home Loan
Bank System. 1t was formed by act
of Congress in July, 1882. and now
embraces more than 2,400 building
and loan associations savings banks
and other private home financing in
stitutions in. great credit reserve
system. 1t is similar in purpose and
operation to the Federal Reserve
System, except that 1t Is confined
strictly to home mortgage finance,
and has nothing whatever to do with
commercial credits. The Home Loan
Bank System serves under the Fed
eral Home Loan Bank Board through
IL regional home loan banks, located
throughout the United States. Each
of these regional banks serves two
or more States. BY membership in
the system, an institution makes
its own mortgage assets more liquid
because they can be used as COL
lateral to secure loans from the Fed
eral bank of its district. Such ad-
vances can be used in making ad-
ditional mortgage loans to home own
ers for repairs and new building.
The present members have borrowed
Evening star., 1934-05-02

brought them the Endorsement Of
leading citizens in all sections. Many
such men are now serving as direc-
tors of such associations as matter
of constructive civic enterprise.
Change I'm Mortgage Loans.
Before I discuss the new amend
ments to the home loan act passed by
Congress last week and signed on
Saturday by President Roosevelt, I
wish to call your attention to a very
important change which Is being
brought about in American home
mortgage loans, largely as a resulC of
these three Federal undertakings and
which I have just explained. The
change to which I refer probably
means very general abandonment of
the old-style home mortgage which
was made out for term of one, three.
five or seven years and fell due in full
at maturity date. That type of mort
gage Is being replaced by an entirely
different form of loan which is safer
for the lender and more convenient
for the home-owner borrower.
This new class of mortgage Is not
Evening star., 1934-05-02

more than 100000, 900 from these
banks, and their line of credit enti-
ties them to borrow over $l20, 1000, 900
more.
Mutual Savings Institutions.
The second permanent govern
mental agency administered by the
Federal Home Loan Bank Board is
represented by the Federal Savings
and Loan associations. A Federal
Savings and Loan Association is a
local, mutual savings institution. 1t
is very similar to the familiar type Of
building and loan association, except
that 1t operates under a Federal
charter and under strict Federal
supervision and regulation. 1t is in
that respect an entirely new method
for the encouragement of long-term
savings, which in turn are lent to
home owners on sound mortgage Sc
curity. Its shares are bought by
thrifty people, either in outright lump
sums at the par value of $100 a share
or in installment payments as lew as
so cents per share per month. A
Federal Savings and Loan Associa-
ton is privately managed, by local
business and professional men Of
recognized judgment and experience.
Every shareholder has a voice In its
management and operation.
1t is in no sense a Federal enter
prise, any more than a national bank
is. The Federal Government has
recognized the SoundneSS Of these in
stitutions, however. 1t expects to in
vest its own funds in their shares, in
order to make more money available
for conservative home loans in large
and small communities throughout
the United States. Congress provided
for the establishment of the Federal
Savings and Loan associations last
June. Already, nearly 800 of these
institutions are in operation. One of
them was recently organized in New
York City. Others have been char
tered in Chicago. Philadelphia, De-
troit, Cleveland. St. Louis and in hun
dreds Of smaller communities in "a
different States. Within the next
year or two, several hundred more
will undoubtedly be established in
Evening star., 1934-05-02

really new at all. It has been EN-
ployed for over a century in most Eu-
ropean nations and by American
building and loan associations, but it
has not been widely used by other
lenders in this country. 1t Is known
as the amortized loan. On such
loan the borrower does not have to
pay off the entire principal at ma
turity within a short period of years.
Insted. he pays it of gradually, month
by month, from the very time his loan
Is made until the principal has been
entirely repaid at the end OF from 7
to IS to 20 years.
This type of loan is used exclusively
by the Home Owners Loan Corpora
ton and by the Federal Savings and
Loan associations. 1t is the type of
loan on which the Federal Home Loan
banks are empowered to advance a
larger ratio against underlying prop
erty values than on any other type
Of mortgage
To illustrate the superiority of the
amortized loan, let us take q specific
Evening star., 1934-05-02

handled, even though the loans are
not yet closed. Our task is far from
finished. The accomplishment so far
simply gives assurance that we no
longer face, as we did a year ago,
Evening star., 1934-05-02

and the tragedy of foreclosure
avoided, there are 100000 other home
owners who are no longer under the
immediate threat of foreclosure be-
cause their applications are being
Evening star., 1934-05-02

Continued on Ninth Page.)
The Washington times., 1934-05-26

Charlie Fletcher gathered in
five rockfish in the water near
his fathers boathouse Tuesday
morning early. One weighed
eight pounds and two others six
and five pounds respectively,
while the other two were mere
two-pounderS.
However, the next day Joe
Fletcher and Sidney Atlas went
out early in the a. m. but all they
could get was four catfish.
Rain q Set Back
The recent rains, which washed
considerable mud into the river,
will set back fishing for several
days.
Harry Frazier was the latest
to yank in hardheadS off the
Chesapeake pier. He pulled in six
heavyweights late Thursday eve
ming and states that they would
only take bloodwormS, though he
offered them shrimp, too.
Rumors of blues and trout in
fairly large numbers at S. W..
Middles seem to gather strength,
but as yet no optical or CASTRO
The Washington times., 1934-05-26
Little Wins British Golf Title.
Beating Wallace, 14and Is

was shooting today and they
hastened to cheer the victor.
Finally 20 husky Ayrshire
policemen formed flying wedge
and battled their way through to
Little's side. With Little in the
center of a ring, they pushed
their way through to the club
house and allowed the happy
American to dive for the locker
room.
Cup Presented
Presenting the cup to Little,
the Marques of Ailsa heartily
congratulated the Californian,
saying:
"You are the first American
ever to win the British anna
teur championship on your first
visit"
The marques told Little that
the Prince of Wales had sent his
regrets that he was unable to be
present and present the cup him
self. The prince sent word that
he wanted to do so but duties
prevented him from being here.
Little took his honors very
modestly. Naturally he was BURST
ing with happiness, but he laid
no claims to being a wizard.
One Of Those Days
The Californian declared:
"WelI, this is just one of
those days we dream about. 1
never thought for a moment it
would end so quickly. / just
cannot believe it myself. This
is a real golf course. / had all
the breaks, but it would GER
tainIy be tough if you didn't
get the breaks on a Scotch
golf course. I had them all.
MY only other comment is
coincidence to Jimmy Wallace.
He took it n0bly. still can
not believe I shot those fig
ureS."
Said Wallace:
ut was the greatest golf I
will ever see or have ever
watched, and to play against it
make it 'vurra deeficult.' 1t is
not true that I have had any
any offers from erica.
Neither have 1 had any from
England. I want to get back
on my own kind of job and
play golf for pleasure"
The Washington times., 1934-05-26
Weekend Sports

GOLF
At Kenwood Country Club,
Bethesda, Md.-District Scholastic
championships, first and second
rounds match play.
BOWLING
At Lucky Strike Alleys, Four
teenth and Riggs Streets, N. w.
match, Lorraine GULL
.(Washington) VS.. Ida Simmons
(Norfolk), 2 p. m. and 8 p. m.
RIFLE SHOOTING
At Camp Simms, Congress
Heights, D. C.-Middle Atlantic
small-bore championships.
TOMORROW
MOTORCYCLE HILL CLIMBING
At Wheaton, Md.-First event,
2 p. m.
CRICKET
At Langley Field, Riggs Road
and University Lane, Northeast
Baltimore Cricket Club VS.. Wash
ington Cricket Club, l p. m.
TENNIS
At Rock Greek Park Courts, Six
teenth and Kennedy Streets, N
W.-City Of Washington tourna-
ment, men and women, 10 a. m.
The Washington times., 1934-05-26
TODAY'S LINEUP
WASHINGTON

Detroit Tigers his last time out,
S to 2.
Naturally it is every Washing
ton supporters hope that Crowder
will be in excellent form again.
He will have to be, at that, as
ever since Jimmy Dykes was ap-
pointed manager Of the Chisox,
the Windy City team has played
ball Of the championship caliber.
The teams latest bid for recog-
milton was the New York series
which ended here only yesterday.
Dykes men took two of three
from the Mccarthy men, defeat
ing them decisively on Wednes-
day, losing a fought 2-to-1 deci-
sion to Gomez on Thursday, and
ending the set with a 7-to-5 tri-
umph yesterday.
Dykes has mad q real winning
combination in action since he
took over the reigns. His outfield
has found Evar Swanson, Mule
Haas, and AL Simmons batting and
fielding well. His infield, compris-
ing zeke Bonura, Bob Boken, re-
Gently corralled from the Griffs
IN exchange for Red Kress; Luke
Appling, and himself, has func-
toned in big time manner. A new
catcher, Ed MadjeSki, has held up
well, while almost every pitcher
on the staff has crashed through
in fine style, following respective
poor starts early this spring.
But even with this situation rul-
ing, the Griffs today had ideas to
stop their rejuvinated opponents.
AL Thomas will pitch tomorrow's
game. Bob Burke is expected to
fire away in the series finale on
Monday.
The Washington times., 1934-05-26
Continued from Page y

CONTINUED from Page y
the American but the Scot rallied
for once and dropped his ten
footer for a half in, threes and
was still thirteen down.
Scot Badly Licked
But Little's par-shattering golf
enabled him to give the Scot one
Of the worst lickings ever dealt
out in the final round of a major
championship.
Only Bobby Jones' decisive
swamping of AL Espinosa in the
American open at Winged Foot
in New York could compare with
it. And Jones never belted a golf
ball with more proficiency than
the Leland Stanford student did
here today.
Wallace failed to win even one
hole. He couldn't break through
the wall of pars, brides and
even an eagle that Little built
as ne WenC along. WnaC WAL
lace did do was to halve nine
holes. And that did him no
good whatever.
Crowd MObS Little
The crowd almost mobbed Little
after his great victory. They had
only the best of intentions for
they wanted to pay homage to
this youngsters who had blasted
their newly discovered phenom
right out of sight.
They had wanted Wallace to
win. These Scots like their own,
but they realized that not even
miracles could have saved him
against the brand Of golf Little