davidaulloa/AmericanStories huggingface dataset:
The Waterbury Democrat., 1934-11-06

Johnny Mercer, John Haus- CT, and Bob Lawrence, three of Paul Whiteman's young Mi1ic Hall vocalists attended fhe Princeton. Cornell game last week, and yelled themselves so hoarse that they were unable to sing for three days.
The Waterbury Democrat., 1934-11-06

Editor TaU To1Uer Topics: With the SO0th anelver- sary of the settlement of Connecticut ony feW months aacay it might be good idea for Waterbury to make plans for participating i an unusual mGm11er the old residences and buildings im the city, Have que ony houses that date back 100 years Are there ay re- naaaas of the early mis that brought Waterbury cts ,an,e and fume ds an industrial center? HaVe naercamte houses dating back 100 years? # so aOe should make effort to that they are properIy rec Ogpized in the celebration 0f the tercentenaryJ M (There must be fea0 homes M tue city going bdck o0er 100 years We only suggest offhand the old Cooke home at the northeast corner Of Grove and Cooke streets The first brass mall acent the aoay of aU things 0ut ct Haneilton Park The Ed.)
The Waterbury Democrat., 1934-11-06

Jascha Hefez internationally faous voinst and Eugene Goossen conductor the Cincinnati Symphony Orchestra hGted their Emery Thursday ane unusuay fine voin made recently by Cincinnati carpenter, John La Rue Echstadt of North College HILL
 Pictured in the group ett rghD Wilam c. Stoess WLW Supervisor of Music; John Echstad WLW Uon and for nery ch the Cincinnati Symphony Orcestra Mr. Heietz and GooSsens.
The Waterbury Democrat., 1934-11-06
AnslOers To
 Test Questions

Below are the. answers to test quastiOns printed on Page 9.
 l.. Associates. and helpers of the Apostle Paul. 2. King Louis XIV of France.
 5. Dutch portrait and genre painter.
 4. Martin Luther. 5. To assuage pain. 6. Brazil.
 z, Charlotte Bronte. s. Belgium.
 9. Ham. 10. The Nile.
The Waterbury Democrat., 1934-11-06
Along the line.

Along the line Three Royal Canadians, Ray, Russ and Pete Levesque team weekly with Dutch Kel M he of Irish descent frequent the drives of the Eagles
 for action against Danny and Jack Suozzo and Nick Carose Danny Tata. According to statistics the former az gregation is still confident of turning it's first victory be- fore the New Year. . The Knights of Columbus will hold open their Grand street clubrooms this ming Our telescope glmpsed John Jaeger and Attor- ney Frank B. O'Nell renewing acquainances on Upper Grand yesterday. What hearty handshake those bows exchanged Jim Moore, debonair Bank street rnixologst seldom misses Saturday afternoon at the Yale bowl Mrs Alice Corcoran of Oakville underwent an operation for appendicitis yesterday in St Mary hospital and the Tower joins with many friends in wishing her speedy convalescence.
The Waterbury Democrat., 1934-11-06
WlxBS PROGRAM

P. M. 3:3O-ABs presents today's win 4 ners. 5:O0-"Aperitif '-Pan-Ameri-
 cans;; Orch; Odamatic
 Sketch. 5:30-Hill Billies. 5:45-Bob Fallon's Orch. 6:0O-Charles Eckers Orch. 6:30-Press-Radi News. te 6:45-Sports. ' 7:00-Paul Barry, Songs. 7:15-Maximillan Bergee's Orch. 7:30-Jan, Jude and Jerry, vocal
 trio. 7:45-Harry Herschfield. 8:00-Brad and Al-Comedy and
 Songs. S:15-To be announced. S:30-Melody Musketeers. 8:45-Kay Thompson. 9:00-u. $. Navy Symphony Band 9:30-Isle of Dreams-Orch. and
 Vocalist. 10:00-Jolly Russians-From Rus
 sian Kitchma. 10:30-Archie Bleyer's Orch. 11:0O-News. Davis Orch. 11:30-Sign off.
The Waterbury Democrat., 1934-11-06
WATR PROGRAMS

(To-day) 3:0O-Organ Recital, broadcast
 from St Johns church,
 Miles l. A. Martin, Organ
 ist Fellow of the Ameri-
 can Guild of Organists. 3:30-American Educational
 Week Program. 3:45-Eagles' Indoor Endurance < Circus. - 4:00-Uncle Harry. 4:10-Hits and Bits of the Day. 4:15-News. r'|
 Tomorrow 8:0O-(YN) Yankee Network
 News Service. S:15-(YN) Y. M. c. A. Morning
 Watch. S:30-Musical Clock. 9:00-Morning Devotions. 9:15-Melody Express. 9:45-Morning Pleasantries. 1O:15-(YN) Yankee Mixed
 Quartet. :30-Daniel De Rubbo, popular
 singer. 10:45-News. 1O:50-Piano interlude. 11:00-Cecil and Sally. 11:15-Women's shopping review
 with Vita Vail. 11:45-William Hughye, concert
 pianist. 12:00-Eagles Indoor Circus. 12:15-Famous dance orchestras. 12:30-News. 12:45-Melodic moments. 1:15-Travel talk 1:30-Memories with Jimmie
 Colgan. 1:45-The Hawk, mystery sketch. 2:00-(YN) the Yankee Singers. 2:15-(YN) The Consumers
 Council. 2:30-Eb and Feb, rural comedy. 3:00-Afternoon reveries. 3:15-Singing Bill. 3:30-American Education Week
 Program. 3:45-Eagles Indoor Endurance
 Circus. 4:00-Hits and Bits of the Day. 4:15-News.
The Waterbury Democrat., 1934-11-06

About thirty five per cent of Joe Penner's abundant, fan mail comes from youngsters between five and
The Waterbury Democrat., 1934-11-06
2ss--WTIC--H --1O4O

P. M.
 4:00--Chik Webb,s Orch.-NBC. { 4:S0-The Jesters--NBC. 4:45-Studio Musicale. 5:00--Sunset Hour--Julius Nuss- .% man, director. ; 5:30--Radio Charades-N NEG. 6:46-- Buddy and Blake (from
 WEED. 6:00-Wrightvilles Clarion. 6;30-Press- Radio News-NBC. i. 6:35-Rhythm Masters. f6:45-Billy Batchelor--NBC. 7:00-Neal O'Hara (from WEEI) , 7:15-Concert Miniatures. 7:30-"You4 and Your Govern
 mentv--NBC. 7:45-Big Freddie Miller (from
 WEED.
 8:00-Leo Reisman's tOrch.-NBC. S:30-Wayne Kings Orch.-NBC, 9:00-Ben Bernie's Orch, ,-NBC. 9:S0--Ed Wynn: Don Voorhees,
 Orch.--NBC. 10:00-Beauty Box Theater-NBC. l-:05-Emil Coleman's Orch.- 11:15--voice of Romance-NBC. 11:30-Slumber Hour. Silent.
The Waterbury Democrat., 1934-11-06
5OO-.WICC--B Bridgeport

F. M.
 4:0O-visiting Americas Little
 House; Speaker: Katherine
 F. Liston. 4:15-Dr William Healy, director;
 Judge Baker Guidance Gen.
 ter, Boston, Science for
 Understanding Che Prob
 lems of Youth" 4:30-Jewish Social Service Cele-
 bration. 5:00-Dick Messner and his
 Orch. 5:15-Dance Marathon. 5:30-WICC news bulletins. 5:45-Miniatures by Franklin
 Mccormack. 6:00-Yankee Network News
 Service. 6:15-Dorothy Ann's Song Party. 6:30-The Melody Limited. 6:45--Ann-Marie Havrilla, con-
 tralto. r 7:00-Women's Crusade Program. 7:15-Harry E. Rodgers at the
 Console. 7:30-Virginia Lund, songs. E45-Willard Alexander and his
 Orch. from Levaggi's. S:O0-To be announced. S:30-ERA Orchestra of Unem-
 ployed Musicians. 9:00-To be announced. 9:30-Isham Jones and his Orch:
 Mixed chorus direction of
 Leith Stevens; Guest star:
 Countess Olga Albani. 10:O0-Walter O'Keefe. master of
 ceremonies; Glen Gray's
 Casa LOma Orch; Annette
 Hanshaw, soprano; and
 He'd Husing. sports com
 mentator. Airs. 11:O0-Yankee Network News
 Service. news. 1:3O-Hcnry Busse and his orch. 12:00-Clyde Lucas and his orch. Light and his Orch.
The Waterbury Democrat., 1934-11-06

Fred Allen says :. :. Am enclos- ing the Town Hall bulletin for the week: A model home is on exhibi- tion in New York. A model land lord would be the Invisible Man
 The next California earth quake may be at the polls Society hunters are riding to the hounds. Most of us have to go to the dogs on foot ... Santa Claus will have stmearlined reindeers this Christmas :. |. Models resent society girls taking their jobs. Lit- file Mannequin-what now? Now that the government is crack ling down on criminals, we can ex- pect pamphlets entitled "The crook closes-Saily Rand rendered home less Portland says: Does that EPIC program mean End Pinochle in Congress ?"
The Waterbury Democrat., 1934-11-06
333--WBZ-- -Boston--99O

F. M.
 4:15-Vocal Soloist. 4:SO-George Hessberger's Ba-
 varian Orch. 5:OO-The Monitor Views the
 News-Ernest Beaufort. 5:15-New England Agricultural
 Markets-E. J. Rowell, die
 rector. 5:30-Singing Lady. 5:45-Little Orphan Annie 5:45-Little Orphan Annie. 6:0O-Air Adventures of Jimmie
 Allen. 6:15-xayier Cugat and his Ho-
 tel Waldorf Astoria Orch. 6:3O--Press- Radio News. 6:35-Time, weather, tempera-
 ture. 6:45-Lowell Thomas. 7:00-Amo 'n' Andy. 7:15-Joe and Bateese. 7:s0-Household Musical Mem-
 ories. S:00-Crime Clues-"Revenge Is Neat" s:3O-Lawrence Tibbett; Wilfred
 Pelletier's Orch; John B.
 Kennedy, master of cere- .. lAOAlAC0. 9:15-Story Behind the Claim drama). 9:30-Hands Across the Border
 soloists; Joseph Littau's
 Orch. Opera Orch; soloists. Rines and his Cascades
 Orch. 11:00-Time, weather, tempera-
 ture. 11:05--Sports Review-Bill Will
 jams. 11:15-Del Campo and Sis Hotel l1 Roosevelt Orch. 11:30-Dorsey Brothers Riviera
 Orch. 12:00-Ralph Kirberry, baritone. A. M. 12:05-Mills Blue Rhythm Band Simons and his
 Cosmopolitan Hotel Orch.
The Waterbury Democrat., 1934-11-06

Editor Tall Tower Topics: When person is listening and trying follow the context of story being depicted by talking picture it quite annoying for them to be inter- rupted by humorous remark made by member or mem whimsical comments The people who make the audience naturally will sme chucke laugh bring forth from their vocal chords raucous guaw which breaks up persons train of thought This schsm will people to miss of the conversation and be the of them not getting some of the salient points of the story suggest that when people feel laughter coming that they conne it to smile slight chucke, not to miss of the converse ton that the producers of pictures devise system of recy spacing the laughs the speech and humor will not confuse people in following the gist of the story The cedure in has tendency to spoil the enjoyment of seeing and hearing many picture-J " Walker
The Waterbury Democrat., 1934-11-06

fifteen. .. Pretty Harriet Hilliard could be the most photographed young lady in the land. prac- ticaily every photographic agency in town has asked ozzie Neison's vocalist to model, but she prefers her radio work. .-,. Rudy Vallee's dog "windy," has been offered movie part. When Paul White man is in doubt over the pronur,~ ciation of a word .in his script he calls his wife, Margaret Livingston tocheck up.
The Waterbury Democrat., 1934-11-06

BetaOeen you and noe. Joseph /. Lenaieur aUas ore of the speakers at the democratic ray for French Itaan and Posh speaking residents of Neo Britain i the HardaOare City Sunday evening. .. Michael J. tography for the "Niagaran" gear book for 1885, Mang thanks to Margaret and Rosemary Pascucci, ktIe friends from 295 BaldOin street for generous contribution of tinfoi. . Tom DriscoU and Joe Gal vin sOho are CCC-ing at Camp Tourney at West Goshen aceekended at home. Bob Eustace former assistant secretary the local Chamber of Commerce addressed the Hartford KiaUdnis club last aOeek He IS route to Hahfa4. To Attueo Misturo of 7S0 Con- gress Gvenue Many thanks for your interest an ths colann but your data might pro0e to be hte ofen- sive.
The Waterbury Democrat., 1934-11-06
DER TAG
Good Evening.

This is the day of decision For dad and sister and mother; You've got to get down to cases in Deciding one way or the other. The citizenry got out good and early, Almost with the milkman to-day; The polls wide open until evening For each and everyone's say. The outcome has some hot and bothered For it brings with it both joy and sorrow; But at least there is one consolation It'll be thing of the past tomorrow.
 Elm En-
Evening star., 1934-05-31

shot by one of the gang that robbed
Town Policeman Lawrence Dayton of
Bladensburg was collected by Prince
Georges County police yesterday when
Dayton identified a blackjack which
one Of the robbers dropped during
the holi-up and shooting at Geary's
establishment.
County Policeman G.. william Gray
reported that Dayton positively iden-
titled the blackjack as one which was
taken from him by two colored men
who also stole his automobile, gun.
badge, watch and money.
Miss Mary Collins, a waitress at
the barbecue stand, told Sheriff w.
Curtis Hopkins that she recognized
the car the bandits used as belonging
to Dayton.
Geary was reported slightly i'm
proved" at Casualty Hospital this
morning.
Duke was born in Bakerton. w. Va,
July 81. 1885, the son of George w.
and Frances Chiswell Duke. After
Evening star., 1934-05-31
HOLD-UP MAYL|NK
W|THFATAL CRASH
Hit.and.Run Death of J. C..
Duke Leads Police
to Investigate.
~ . Stan Correspondent of The Star.


PRIEST BRIDGE, Md, May 81
With two colored men under arrest in
Annapolis as result of fatal hit
and-run accident near here last night.
Prince Georges County police today
launched an investigation to deter
mine whether they are members of
the gang of bandits responsible for a
series of hold-ups during the past
week.
Joseph c. Duke, 40, superintendent
Of the Peoples Life Insurance Co.,
Washington, was the victim of the
hit-and-run accident, which occurred
about one mile from here on the De-
tense Highway.
The spot is within two miles of the
gasoline station and barbecue stand
where John T. Geary, 43-year-old
proprietor, was shot during a daring
robbery staged early yesterday by
three colored men.
Witness View Suspects.
Because of the proximity of the
scenes of the two crimes, Sergt. A.
w. Hepburn of the Prince Georges
police force, said he would take AL
bert Sweeney, 81, of Iceland, wit
ness to the Geary shooting, to An
napolis in an effort to identify the
prisoners arrested after Dukes death
Occupants of the car that struck
the insurance man deserted their
machine and fed. State Policeman
]. c. Gates arrested the two colored
men whom he found walking along
the road not far from the place where
Duke was hit. They were held for
Investigation only.
Duke, who lived at 1925 Connecti-
cut avenue, Washington, was hit by
an automobile said to have contained
two colored men as he was standing
on the road where two other cars
had crashed.
Accompanied by Mrs. Duke.
According to police, Duke and his
wife, Mrs. Mary Perrie Duke, and a
friend, Angus P. Cares, 1400 block
Of Columbia road, Washington, were
Evening star., 1934-05-31
MRS. LEWIS TO PRESENT
NIECE AT BRITISH COURT

BY the Associated Press.
Eleven years to the day after she
was presented at court in England,
Mrs. j. Hamilton Lewis, wife of the
Senator from Illinois, will present her
niece, Miss Rose Lawton Morrison Of
Waycross, Ga.
Mrs Lewis and Miss Morrison will
sail from New York Saturday for Eng
land, where Miss Morrison will be pre-
sented at court on June 13. She Is
a graduate of Georgia State University
and of Ward Belmont School, Nash
vile, Tenn.
Evening star., 1934-05-31

the death Of his parents he moved to
Washington. and for the past 26
years had been associated with the
Life Insurance Co. Since 1924 he has
been superintendent of agents.
He was a member of Columbia
Tribe of Red Men. His widow is the
only survivor.
Funeral services will be held Sat
urday at 2 pm. at the residence of
his cousin, Mrs. F. F. Leith, 3l0l
Macomb street.
Evening star., 1934-05-31
returning m washington after spend.

returning TO Washington after spend
ing the day at Summer resort near
Annapolis.
Their car was following one driven
by Miss Harvey Chiswell Of WASH
ington, who also works for the Peo-
pies Life Insurance Co., and vas a
cousin of Duke.
The young woman's car was in
collision with a machine which po-
lice said was driven by Paul H. Shaw
of Annapolis. Although her car left
the road and overturned, Miss CHS
well was uninjured. Shaw and two
occupants of his car also escaped in
jury.
Hit Near Wreckage.
Duke aighted to view the wreck
age and was hit few moments later.
Elmer Stagner Of Annapolis rushed
him to Emergency Hospital, Annap-
oils. where he was pronounced dead
by DR.. Albert L. Anderson.
Further evidence that Geary was
Evening star., 1934-05-31
JUNIOR LEAGUE STUDIES
LOCAL ADMINISTRATION

Fourteenth Annual Conference
Also Discusses Business Enter
prise for Welfare Aid.
BY the Associated Press.
TORONTO, May 3l.-The Junior
League of America studied problems of
local administration and organization
in its fourteenth conference today.
Also before the delegates were the
topics Of business enterprises for the
support of welfare work and children's
plays.
Leaders Of group discussions in
Evening star., 1934-05-31

cluded Mrs. Cyrus Phillips, Milwaukee;
Mrs. John 8. Lucas, Cleveland; Miss
Elizabeth Taylor, Little Rock; Mrs.
Perry Hanson, wichita, Kans.. and
Miss Emily Thomson, Richmond, Va.
OF the 1877 league chapters. it was
reported, l22 are active with chill
dren's entertainment programs.
Evening star., 1934-05-31

for night flying. by Fall, L. L. Jilson,
aeronautical development expert, with
the Department Of Commerce aero
nautics branch, said here last night.
Jilson Is making the final surveys
OF the route for the lighting. Work
has already begun on the east end
and Jilson has the final survey COM
pleted between st. Paul and Billings.
Evening star., 1934-05-31
Son Born to Film Couple.

HOLLYWOOD, May 81 OP.-A son
weighing 8 pounds IL ounces was born
today to George O'Brien, film star,
and Marguerite Churchill, actress.
Evening star., 1934-05-31
ROUTE TO BE LIGHTED
Course From st. Paul to Seattle
Now Being Surveyed.

BILLINGS, Mont, May 81 R.-
The Northwestern transcontinental
air route from st. Paul through Bill
ings to Seattle probably will be lighted
Evening star., 1934-05-31

This quality glider has six loose cushions,
coil springs, ball bearings, rustproof metal
solid metal side arms. Bright designs in
gay colorings.
Evening star., 1934-05-31
"Cha1lenge"
Sweepers
1913

OF rust-resisting brass.
with rich chromium-plated
finish. Complete with re-
movable soap dish.
St. Croix tribune. [volume] (Christiansted, St. Croix, V.I.) 1922-1937, 1934-04-17

A NEW DEAL
Graham in 1881 is against the field
in automobile
The New Six
1l6-inch wheesbase larger aud Finer
at lower price. Available in Standard and
De Luxe body styles.
TheNew Standard Eight
1913 inch wheel base-arger and more
powerful more economical TO operate
beautiful new interiors.
sUPERCHARGED CUSTOM EIGHT
1913 inch wheelbase- 1876 horsepower
without sacrificing ecouomy-the first
moderately priced car to offer Super.
charged performance.
Here is the real news of the 1884 Au.
alone; competition out of the picture
entirely.
90 Horse Power becomes Iy5
horsepower Without sacrificing fue
economy.
The Supercharged engine delivers
80 horsepower an increase of az per
cent WITH only slight increase in en-.
engine displacement and weight.
GRAHAM STANDARDS ARE FEA.
TURING
/. Srreamlining
3. Spring Suspension
Supercharger
Streamlining: The original leadership
has been maintained by further refine
ments IN the exterior styling of the 1884
GRAHAM
Loeb at other automobiles and see
how they are initiating GRAHAM.
Save money enjoy comfort by Owning a
Graham.
Latest cuts and designs can be seen
at the office of:
ARNOLD M. GOLDEN
Virgin Islands Distributor.
St. Croix tribune. [volume] (Christiansted, St. Croix, V.I.) 1922-1937, 1934-04-17
3 Minutes Dat
Flakes

5 MINUTES DAT FLAKES is a cereal
made under a special process, The gen.
nlne is sold in the package with the
BIG RED 3.
This special process during which the
eats are FIRELESS COOKED AT THE
MILL FOR II HOURS in their hulis
seals In all the delicious flavor and rich
nourishment Of natures choicest grain.
MINUTES DAT FLAKES build
bone and muscle, provides energy with
out creating body heat Particularly
recommended as a heat giving food for
infants, children and invalids.
Special Sale
42oz. package with Cups and, Saucers
35cts.
1902. package IL cents
III OF. Tins IL cents.
~ or. tins 20 cents.
At Walls Grocery
St. Croix tribune. [volume] (Christiansted, St. Croix, V.I.) 1922-1937, 1934-04-17
NOTICE
k1O2TT3g1Lv3xEX

Tresspassing on the rum at No. z
Hospital Street is forbidden in Ter
penalty of law.
| GRIIG
St. Croix tribune. [volume] (Christiansted, St. Croix, V.I.) 1922-1937, 1934-04-17
A new DEAL
Graham in 1881 is against the field
in automobile
The New Six

ll6-inch wheelsbase larger aud Finer
at lower price. Available in Standard and
De Luxe body styles.
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1934-06-14
FusiOnists Meet
Friday Night To
Discuss Campaign
Delegates And Alternates Will
Study Procedure And Or
ganiZe Central Committee

Delegates and aternates of the
Fusionist party in Montgomery cOun-
ty will meet Friday evening at the
Rockville Courthouse to study cam
paign plans and organize their cen
trail committee which, in turn, will
be entrusted with the job of passing
upon candidates to oppose the Demo
cratic ticket in November.
No candidates will be endorsed al
the meeting tomorrow night but
methods of selecting these candidates
will be thoroughly discussed. Wal.
ter w. Dawson, chairman of the
Republican State Central Committee
for Montgomery County and Edward
Peter, chairman of the executive
committee of the Progressive Demo
cratic faction, are in charge of the
meeting.
The Fusion party is the result OF
a coalition between Republicans anc
anti-organization Democrats. Each
group is sending delegates and alter,
mates to the meeting Friday night.
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1934-06-14
Rockville Graduates
Get Diplomas AS
School Year Ends
Lloyd Brewer, Honor Student,
Stays At Home With Measles
Commencement Night

Rockville High School held its
commencement exercises last night
but Lloyd Brewer, honor student,
could not attend as he was confined
to his home with an inopportune at
tack of measles.
James White, president of the
Student republic of the school, was
the principal speaker, the saluatory
address was by Mollie Waters and
Brewer was to have delivered the
valedictory. He also was to have
received the scholarship medal of
the Rockville Chambers of Commerce
the Brawner Nicholson Memorial Cup
for the student most outstanding in
craftsmanship; the Strayer Business
College scholarship and Memorial
awarded to the boy of outstanding
cHdraCLer.
Mollie Waters won the citizenship
medal awarded the student who die
most for the school; Harold Miles
won the banking award given the
student most efficient in the schoo
bank by the Farmers Banking
Trust Co.; John Waters won the three
year scholarship to Southeastern Uni
versity and the following Were elected
permanent members of the honorary
citizenship council: Anne Bailey, Eliz
abeth Bailey, Mae Belt, Lloyd Brewer
Harry Carter, Lorraine Dronenburg
Robert D. Nichols, Frances Ruble
Mary Nancy Spinks, Mollie Waters
Ira Ward, James White, Emm;
Wootton and Anna Hargett. Diplo
mas were presented by George W
Davis of the board of education. The
invocation and benediction were b!
the Rev. J. Lloyd Black.
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1934-06-14
Farm Mortgage Loans In Montgomery
Total $584, 800, Officials Report
Approximately 80 Per Cent Of Funds Advanced Used
To Refinance Indebtedness Talmage L. Watkins,
Secretary Treasurer of Western Maryland
Group Asserts

A total of $584,300 of Federal land
bank and Land Bank Commissioners
farm mortgage loans was made in
Montgomery County, Maryland, from
June /, 1888, to May 1, 1884, accord
ing to the Farm Credit Administra-
ton, Talmage L. Watkins, of Cedar
Grove, is secretary-treasurer of the
Western Maryland branch which in
cludes Montgomery County.
Of this total, farmers in Montgom-
cry County used approximately $685.
400, or 91.8 per cent to refnance their
indebtedness according to Mr.. Wat
kins. By refinancing, farmers obtain
ed new mortgage loans which they
used to repay their old debts. They
generally reduced their annual inter-
est charges in doing so. In number
of cases, scale-downs of indebtedness
occurred in connection with the new
loans. These and other advantages
benuefted farmers primarily. Sec
ondarily, creditors benefited from the