davidaulloa/AmericanStories huggingface dataset:
Evening star., 1933-12-23
100000 SHARE IN
LOAN DIVIDENDS
Many Building Associations Re
sumo Payments After Strength
ening Reserves.

CHICAGO, December 23.-The ten
million shareholders in savings, build
ing and loan associations by January l
will have received an average of $3.50
each as dividends on their savings dur
ing the last half of 1888, it was an
nounced today by the United States
Building and Loan League. Long-term
loans to home owners constitute the
sole business Of the 10,997 institutions
in this category, and financing is pro-
vided for more than 100000 home
owners by the savings so invested.
Morton Bodf1sh, executive vice presi-
dent Of the league, reports that num-
Der Of them resumed dividends during
this past six months after devoting
their entire earnings to building up re-
serves at the one or two dividend dates
Immediately preceding the present.
Dividend rates in the associations have
been reduced somewhat from 1882 per-
centages as a general rule, indicating
the turning over Of larger sums to the
reserves, and the somewhat lowered
earnings which are a natural corse-
quence Of depression effects on home
owners abilities to pay.
The ten million who receive divi-
dendS from the associations are a group
apart from investors in most financial
institutions" said Mr.. Bodfish. The
great majority of them are small savers,
whose average holding in the associ-
alton is around $3.50. Although small,
these accumulations of week-by- week
and monthly month savings have con-
stituted steady pay roll, when looked
at from the point of view of income,
and have vindicated the faith Of at least
tenth of the population in the old
fashioned notions of thrift"
Evening star., 1933-12-23
REOPENING FACTORIES
FIND PAINTING NEED
Surveys Show Precautionary Work
Required to Stave Off Costly
Repairs.

Factories and plants resuming opera
ton after months of idleness are faced
with the problem of repainting and
reconditioning all types of exposed sur
faces, in the interest of efficient and
economical maintenance.
According to research authorities Of
the National Paint, Varnish and Lac
quer Association, surveys show metal
surfaces in various stages of rust and
corrosion damage, woodwork worn and
cracked, and concrete showing evidence
Of disintegration. Rust and decay, it is
pointed out, often proceed unnoticed
until extensive repairs and costly re-
placements become necessary.
Walls and ceilings finished in the
lighter colors, 1t is pointed out, add to
the effectiveness of natural daylight,
do much to relieve eyestrain, speed pro-
duction and decrease the number of
accidents. Attractive and cheerful sur
roundings are also said to be reflected
in loyalty and contentment of employees,
with increased production a natural
consequence.
Evening star., 1933-12-23
SURVEY TO GET AID
OF REALTY BOARDS
National Association Indorses
Property Inventory as
Timely Need.

Acting simultaneously with the an
nouncement of national real property
inventory authorized by the Civil Works
Administration. the National Associa-
tion of Real Estate Boards is asking
every member board in cities where the
survey will be made to organize as soon
as possible a committee to aid govern
mental agencies and cooperate with
them in the inventory.
Administration officials have indi-
Gated they are anxious to have the help
and cooperation of real estate boards
in the cities to be selected for the
study. The National Association of
Real Estate Boards has long urged such
an inventory as basis for intelligent
adjustment Of demand and supply
Accurate facts as to existing supply in
specific types of structures in each
city. the association has pointed out,
constitute a primary element in the
formation Of sound individual jucg-
ment. as TO new construction projects,
as to the financing of real estate
projects, as to real estate investment
and as to city planning.
A tentative list of communities for
the survey includes 100 cities.
The association, in letters to member
boards in the cities tentatively listed,
has suggested that proposed real estate
board committees study what special
information should be collected or
taken into account in view of local
circumstances and conditions, and that
they be ready to give whatever aid is
possible in setting up the personnel of
enumerators to be used in making the
census. The Washington Real Estate
Board will cooperate.
A tentative draft of questions indi-
Gates a remarkable picture of facts will
be given. AS tentatively outlined, the
Government will obtain for the cities
selected information on every piece OF
residential property of every type, on
business and industrial property Of
every type. on existing public buildings,
on structures now under construction
and on existing vacant Subdivided lots.
Confidential information is proposed to
be sought on number and amount of
mortgages outstanding on each prop
erty.
Questions important as a guide for
the immediate future of construction
will measure the number of units in
every type Of structure now existing,
the number now vacant and in resi-
Dental properties the degree to which
existing occupied units are overcrowded.
Rental rates will be tabulated, it is
planned. for both residential properties
and business and industrial units, the
plan being to obtain the rental for each
unit, together with information as to
what services and utilities are included
in this rental cost.
Evening star., 1933-12-23
LUMBER TRADE IMPROVED
Turning Point Reached After Ex-
ceptional Recession.

The year 1893 turned the corner for
the lumber industry, which had been
steadily receding since the Summer OF
1929. The low point since 1869 was
reached last March, when production
sank to % per cent. 1922-25 being taken
as 100. The year 1882 saw production
fall to 10000, ,0O0. 900 board feet as COM
pared with $4,000, 100000 feet in 1926
and also in 1929. Employment was at
the lowest point in March, only 90 per
cent of normal, and even this 29 per
cent was largely part time at reduced
wage rates.
Due mainly to overoptimistic belief
in early general business recovery, pro-
duction, more than keeping step with
the gratifying growth of orders, in
creased rapidly until July. when 1t was
about on a par with June, 1881. Since
then there has been recession Of bust-
ness on the whole, due to the passing
of speculative buying and to the work.
ings Of the lumber code, which became
effective in part in the latter part Of
August and wholly effective by the mid
die of November
Evening star., 1933-12-23
.CAMPA|G PUSHED
FOR HOME BUILDING
FINANCING BY. i. s.
Newly Formed National ASSo.
citation Seeks Billion to
Promote Construction.
CODE FOR RESIDENTIAL
DEVELOPERS is GOAL
Organization Sets Up Headquarters
at 1910 Vermont Avenue to
Direct Activities.

The Home and Community Builders
National Association, organized in an
effort to obtain 81 900 .000. .0OJ Of public
funds for financing the construction OF
new homes, settled down for a concerted
campaign here today when it estab-
lShed headquarters at 1910 Vermont
avenue and prepared to enlarge its Or
ganization.
Other objectives of the group are
to prepare an entirely new code for the
home building business and to never
let up in defense of the single family
home" The new organization was
formed at a convention here December
in the Washington Hotel.
The body constitutes an organization
OF builders and developers. who are said
to represent capital investment of
more than S500,O 100000, and who il
nor normal times build an average of 300
900 domlclles annually, according to
Don A. Lotus, Cleveland, Ohio, preSi-
dent Of the new association, which has
been incorporated in the District of CO.
lumbia. In statement issued covering
the associations plans and purposes,
Mr.. LOTUS said:
Residential builders and community
developers have an entirely different set
Of problems and working conditions
than those of the big building con-
tractors, road contractors, etc. Methods
OF financing. labor, markets, all are
different in the home building business
and united action, study or research
cannot be attempted except by Sepa-
rating residential builders from the
others.
Gigantic Industry.
Nor can the full value of a national
organization be derived by joining TO-
gether contractors and building material
interests. Selfish interests are bound
to creep in. We believe that the ma
terial interests can do an enormous
amount Of economic good in an or
ganization of their own, but they Will
not be part of our association.
In normal times the home building
business is one of the largest Of all
American industries. 1t employs di-
rectly and indirectly some 100000
men and women. 1t supports the great
material factories in thousand fields
from plumbing supplies to carpet tackS,
from boilers to paint. from lamp shades
to lumber. all of which consumption
depends on our activity.
I'VE have very big problems Of
current nature and others Of long
time nature that can only be handled
by an organization"
Evening star., 1933-12-23
LARGER INVESTORS
RETURN TO REALTY
Morton J. LuChS Also Notes
Increasing Sales by
District Brokers.

The larger investors in real estate
are gradually returning to the market
and an increasing number Of sales are
being reported by District brokers, ac-
cording to Morton j. Luchs of Shannon
& Luchs Co., realtors.
The severe deflation Of property
prices, together with the improved out
look in the local rental situation, is
likewise attracting new investors to the
field, he adds.
While no method ever has been or
ever will be devised to make investment
of any sort altogether foolproof, the ex-
sitting differentiation of many resi-
dental and commercial properties in
the District, Virginia and Maryland has
reduced the element of risk to the van
iShing point" says Mr.. Luchs.
Local brokers began making a few
sales six months ago, and there since
has been a steady increase in such
transactions The first sales rarely in
volved sums in excess of $4,000, but in
more recent days there is unmistakable
evidence that the larger investors are
re-entering this field.
1.-THE rental situation has improved
so per cent since March, and there is
every indication that this improvement
will continue. This was potent factor
in breaking the long stalemate which
had gripped the investment market, but
at the same time other wholesome in
duences we're at work.
THE administration has in recent
months repeatedly given indications
that it realizes the chief obstacle to
permanent recovery is to be found in
the unsatisfactory conditions which
have been holding the real estate and
construction business in the doldrums.
That it will attempt something to
remedy conditions at the forthcoming
session of Congress appears certain.
1.-TWO other factors also have
helped improve matters. The pro-
lection against unfair competition in
business afforded under the system OF
codes already completed or in prepara-
ton is one The other is the guaran-
tee of bank deposits to be made ef-
fective January l."
Evening star., 1933-12-23
Simplicity Is Motif of This English Home
Long, Low Roof Lines
Are Accentuated by
Living Room Plan.
$4,000 TO $4,000
IS ESTIMATED COST
Wing Cont aims Den
Which Can Be Used to
Accommodate Guest.
TN LINE with the revival in recent

TN LINE with the revival in recent
years of interest in houses of va
rious English styles, a dwelling
Il reminiscent of the simpler type of
English home is presented today as
one in a series Of designs sponsored by
a group Of Washington architects for
publication in The Star.
E. p. Schreler, architect for the de-
sign offered today, points out that alv
though few of the smaller English
houses reproduced in this country have
been sincere architecturally, much of
the charm Of the English cottage has
been introduced into domestic archi-
lecture by the use of similar details.
Quite often" he says, "it Is COM
bination Of details selected from sew
eral English types that produces the
desired effect. Steeply pitched, low,
sweeping roofs, characteristic dormers
and fenestration, rugged masonry and
interesting timber work are most COM
monty used.
Simpler Type.
"This house. reminiscent of the
simpler type of English house, while
designed along the lines of the more
formal center-hall type, is nevertheless
informal both in arrangement of plan
and design of the exterior. This is &C
complished by turning the long axis of
the living room at right angles to the
hall, thereby accentuating the long.
low roof lines ana also permitting the
porch to be included under the sweep
Of the main roof
The low wing at the rear contains
the den, with lavatory adjoining,
which makes it convertible to a guest
room If needed, and on the basement
level of this wing is two-car garage.
"The remaining portion of the base
ment is sufficiently large to permit
building a club room of the same size
as the living room and containing a
fireplace, a servants room and bath,
the laundry and ample storage space.
Generous Closet Space.
THE closet space, particularly on the
second floor, is generous, and even the
space between dormers, under the caves
in the master bed room, is provided
with doors giving access to storage
space not ordinarily used.
THE interior finish should be simple
in character, with rough textured pIas-
ter, oak paneling and beams and ap-
propriate wrought-iron hardware and
lighting fixtures
The exterior walls could be of stone
or brick, left natural or whitewashed,
with hewn oak timber work and rough
textured slate roof
"A lot at least 60 feet in width would
be necessary to accommodate the plan
and the cost Of the house. based on an
estimated cube of 34750 cubic feet
would be between $4,000 and $4,000"
Evening star., 1933-12-23
APPRAISAL ADVISER
FOR HOME LOANS NAMED
Philip Kniskern of New York to
Serve Corporation for Entire
United States.

Philip w. Kniskern, New York, presi-
dent of the American Institute of Real
Estate Appraisers of the National As
sociation of Real Estate Boards. has
been appointed by the Home Loan Bank
Board as appraisal arviser for the en-
tire work of the Home Owners Loan
Corporation throughout the country,
Mr.. Kniskern will serve as consulting
supervising appraiser for the corpora
ton.
Mr.. Kniskern was chairman of the
Organization Committee of the Amer
ican Institute of Real Estate Appraisers
and has been its president since the
organization of the institute as a pro-
fessional society in June. 1882. He is a
former chairman of the Mortgage and
Finance Division of the National AS
sociation of Real Estate Boards, has had
an extensive experience not only in ap-
praisal but in the mortgage field, is
head of an analytical advisory service
in real estate mortgages for borrowers
and investors, and is the author of
Real Estate Appraisal and Valuation"
published 1888, which deals in detail
with the relation between mortgage
practices and real estate valuation.
Evening star., 1933-12-23
FAMOUS DOORSILL IN CULPEPER
IS BEING PLACED INTO NEW HOME

ranging from 20 to 36 inches thick, and
has many features which add to its me-
dieval appearance.
The Russell Smith house was on the
plot Of land purchased by the Govern
ment for location Of the new Federal
post Office building in Culpeper. and the
quaint old ante-bellum mansion was
demolished This house had been built
by Extra" Billy Smith, who was after
ward to be Governor of Virginia and
Drigadier general in the Southern Army
under Robert E. Lee. During the War
Between the States it was the home of
the Rixeys, and 1t was here that the
famous Southern spy, Miss Belle Boyd,
was entertained. During the possession
of Culpeper by the Union Army in the
Winter of 1863-64 it served for time
as headquarters for Gen. U. S. Grant.
Evening star., 1933-12-23
ERA OF NATIONAL
PLANNING FORECAST
New Method of Geographical De-
veloping to Start in 1884,
Architect Predicts.

A new era Of planning, national in
scope, and embracing geographical
rather than political areas, will start
in 1884, George H. Gray of New
Haven, Conn, director of the American
Institute of Architects for the New
England division, declares in his annual
report of architectural progress. made
public by the institute.
City planning. and even regional
planning as carried on in the past, are
inadequate to meet the needs of the
Nation. according to Mr.. Gray, who
foresees future activity enveloping larger
unit and shaped in accordance with a
coherent scheme for the entire Unitcd
States.
Mr.. Gray looks to the National
Planning Board for direction in a mon
umental program which viii have "a
significant bearing or our civilization" ="
Our architecture aid our cities, he
points out, began with planning for
permanency.
The availability of Federal funds, he
says. make it incumbent on every State
to do now what otherwise might be
postponed for decades. He describes a
planning movement nov unuer way In
Connecticut as indicative of country
wide tendency to transcend city, coun-
try and State boundaries and to take
in greater stretches of territory with
Interstate cooperation.
Evening star., 1933-12-23
LOAN LEAGUE AT PEAK

Membership in the United States
Building and Loan League, national
trade association Of the savings, build
ing and loan institutions, has reached
its high record. Member associations
totaled 1902 on December l, according
to Morton Bodfish, executive vice presi-
dent of the league. Since the essence
of the recovery program of the Presi-
dent is cooperation between business
groups, this showing is an indication of
the strong support being given the re-
covery measures by the savings, build
ing and loan business.
Evening star., 1933-12-23
Booklet COunse1s
Home Owners With
Regard to Loans

The question what are you 60
ing to do about your home?" has
been put squarely to hundreds of
thousands of home owners in this
country during the past week. as
building and loan association
managers circulate to their bor-
rowing shareholders plea for the
continued payment of debts now
existing on home properties for
the sake Of the owners themselves.
1t is contained in a booklet spon-
sored by the United States Build
Ing and Loan League.
The sermon to home-owners
points out frankly that there is
no short cut to owning a debt
free home.
There is only one way and
that is to pay your debt" the
home owner is told. At the same
time he has been finding out from
the booklet that the way to do it
is to budget his income, and to
>go to his community home financ-
Ing institution for help. if his back
Is against the wall.
Evening star., 1933-12-23
Special Dispatch to The Star.

Special Dispatch to The Star.
CULPEPER, Va, December 23-What
is said to be the "only doorsill in Cul-
peper County over which a President of
the United States has ever stepped" is
being incorporated into the handsome
gray stone 28-room mansion being erect
ed on the Sperryville pike, about miles
from Culpeper, by Mr.. and Mrs. A. w.
Hawkins. This doorsill was formerly in
which was owned by the late S. Russell
Smith when President Theodore Roose-
velt visited there during his first term
of Office.
The Hawkins mansion, which is being
constructed of native gray stone, quar-
ried on Scantling Mountain, not far
from Culpeper, is built after the man.
ner of castles Of long ago, with walls
Evening star., 1933-12-23
Owning and Building Section for Washington
Japanese Plant
Tells Landlord of
''Sad Annoyances''

Landlords of apartments and
dwellings are not without their
problems. Take, for example, the
following letter to an apartment
house manager from a Japanese
tenant, protesting against noise
caused by road working gang:
Master Landlords, Sir:
Three day and street makers
smoke, and discord obstacles sleep.
I extend neck downward from
window and say with supreme
politeness, no, but street maker
protrude mouth upward making
sounds Of Bronx with most pain
full disrespect and I retract neck
in anger. shutting window insult
ing as possible. I am body serv-
ant to honorable diplomatic and
otherwise rejoice, but impediment
to reposes must be disbanded at
early season.
with sad annoyances. etc.
40
Evening star., 1933-12-23
Recipe for Cleaning Floors,

Vanished hardwood floors in good
condition may be cleaned and polished
by rubbing with flannel wet in turpen-
tine-then rubbing well with a woolen
the floors should be polished with o
channels,
Evening star., 1933-12-23
OFFICE CODE HEARING
Session to Be Held Monday,
January 8.

Notice has been received by the
Washington Real Estate Board that
hearings the code for the Office and
loft building industry will be held Mon
day, January 8, in the rose room Of
The Washington Hotel, before Deputy
Administra tor w. A Jansen of the Ma
eional Recovery Administration
Notice has also been received relative
10 a hearing on the real estate broker
age code for January 10, in room 2062-
66, Commerce Building, under Admin
NAERatox ianssen.
Evening star., 1933-12-23
Painted Doors Blue.

The Mennonites, religious sect living
in Eastern Pennsylvania, once had a
custom of painting their front doors
a bright blue to advise young men of
the neighborhood that a marriageable
daughter lived within the house.
Evening star., 1933-12-23
HOUSE PERMITS ISSUED
Three to Be Erected in 64OO Block
of Barnabv Street.

OF Barnaby Street.
A permit to erect three new homes
in the 6400 block of Barnaby street
was awarded recently to Paul r.
Stone, Inc, builders, of 9l8 Fifteenth
street. The homes, which will be two
story, brick and concrete structures.
are estimated to cost $21 900. Ernest
D. Stevens is the designer.
Evening star., 1933-12-23
Painting Requirements.

If house needs painting-for pro-
lection. for appearance, or both, three
considerations are necessary: Select q
good color scheme, specify good mate
rails and choose reliable painter.
Evening star., 1933-02-24
Mrs. Garner Takes
Secretary Course
For New Position
Aide to Mr.. Curtis Gives
Necessary instruction
During One Lesson.
BY the Associated Press.

By the Associated Press.
How to be secretary to Vice Presi-
dent-a course in one lesson by Miss
Lola M. Williams.
Mrs. John N. Garner took the course
yesterday, to be prepared to act as her
husbands secretary when he becomes
Vice President March 4. She has acted
in the same capacity while he has been
Speaker of the House.
Making one of her hitherto rare trips
over the Senate side" Mrs. Garner
spent busy hour with Miss Williams,
secretary to Vice President Curtis, and
returned to her own office bearing large
sheafS Of typewriter hints on how to
make a Vice Presidents career run
smoothly.
"She was just wonderful to mel"
Mrs. Garner said of Miss Williams. Il
had only expected to talk things over
with her, asking her about the ways in
which handling the Vice President S
office differed from that of the speaker
ship.
And there she had what I wanted
all typed out for me!
Furthermore, she told me that if
she still remained in Washington, I
could call her up at any time struck
a Snag."
Mrs. Garner said she expected to
have her script" thoroughly mastered
by the time she enters on her new role
The material concerned matters of
caring for the Vice Presidents cor.
respondence and Office routine.
Evening star., 1933-02-24
Doctor Apologies
To Mrs. Roosevelt
After IS Years
Neutrality-suspicious.
President From ''Sneak-
ing'' Out of Camp.
BY the Associated Press.

BY the Associated Press
SEATTLE, February 24-It took him
35 years to do it, but DR.. Ira c. Brown
Seattle schools health officer, finally
has apologized to Mrs. Theodore Roose-
velt.
ct a reception for the widow of the
former President here. DR.. Brown
stepped up and said: Il wonder If you
remember me, Mrs. Roosevelt? I've
been waiting for 35 years to beg your
pardon"
Your face is familiar" she said
What is your name?"i
We'll, I was Maj. Brown OF the 9th
Cavalry ="
"Why!'' She broke in, feigning anger
you're the man who quarantined my
hushand And was I mad!
She led Or. Brown to a seat and
they recalled how in August, 1898, Maj
Brown, camp quarantine officer at
Montauk Point, N. Y, twice on sue
cessive days caught Col. Roosevelt try
ing to sneak out of quarantine to visit
his wife, who was living nearby.
Mai. Brown ordered the future Presi-
dent back to camp on both occasions
and kept watch to see he didn't try II
again.
Mrs. Roosevelt left for her home at
Oyster Bay, N. Y, Wednesday night,
after spending the day here en- route
from the Philippine Islands.