davidaulloa/AmericanStories huggingface dataset:
The Waterbury Democrat., 1932-01-20
Accept Jump In Rates Imposed By
 Parent Companies
Meeting To-day Marked By Tacit Consent to Increase -See Only Gasoline Education" as Medium for Lowering Premiums = Refute Allegation That Waterbury Is Taking Rap" for Rest of State Quote Hartford Rate

for many other states in the Union.
 These rates are based on an anal ysis of the upward trend in the four year period, 1927-30, in the "claim frequency" which means merely the number of claims per 100 automobiles insured and the average cost per claim. Severe un- derwriting losses in that period prompts a readjustment at this date not to provide for these losses but to prevent larger ones in the future.
 Some interesting data on the in- surance revision was issued today by the Waterbury Association of Casualty and Industry agents. It comes from the National Bureau of Casualty and Surety underwriters in New York. It is as follows:
 "The revised automobile public liability rates for the state of Con- necticut have been developed in accordance with the procedure ap- piled in the development of rates for other states. The companies have sustained severe underwriting losses under public liability cover age on both private passenger and commercial cars in the state. The experience shows a standard linn it loss ratio for the period from 1927 to 1880 of 71% on private passenger public liability and 81% on commercial public liability against a permissible loss ratio of only 61.5%. The standard limits loss ratio for private passenger public liability for policy year 1929 is 73% and for policy year 1930 also 7S% while for commercial public liability the 1929 policy year standard limits loss ratio is 71% and for 1880. 100%.
 "The revised automobile rates have been established by calculat- ing from the experience the aver age loss cost per car (obtained by dividing the losses including the cost of Investigating and adjusting claims by the number of cars in- sured) and by adding to that basic cost the proper amount for com- missions, home office expenses taxes and other items comprising the total expenses of the company. Such expenses amount to 38.5 % of the premium dollar; the re- mainder, or 61.59o is available for losses and the cost of handling claims.
 "The following table shows the average loss cost per car, or in other words the average amount required per year to meet the losses and the cost of handling claims during each of the policy years 1929 and 193O for private passenger public liability insurance in a number of territories in Con necticut:
The Waterbury Democrat., 1932-01-20
Choir Festival
 Moves Ahead
300 Voices in Addition to
 Groups Assured

More than 300 vaices have been
 assured for the Civic Choir Festi- val, an exceptionally splendid mu-
 sical event planned for the Mutual
 Aid Employment Fund. As mat ter of fact, the response has been so great that the only concern of the general committee of arrange ments is that the stage of Bucking- ham hall will not provide sufficient space for the great number expect ed to participate. The assurance of 300 is based on the replies re- ceived from eighteen local churches and is entirely independent of the
 number which will appear in Rus sian, Greek, Lithuanian, or Negro groups, which are expected to be permitted to retain their own iden- tity and render selections for which
 each is popular.
 A meeting of the various com
 mittee chairmen will be held next Friday afternoon at 4:30 o'clock
 for the purpose of receiving addi-
 tional reports.
 Rehearsals have already started | and considerable enthusiasm has been aroused in the success of the
 event. It will be staged on the
 evenings of February 18th ana 18th in Buckingham hall. So that all interested may have an oppor-
 tunity of hearing such an array of
 singers the committee has made
 the unusual request of subscrib.
 CTS to the affair that in event o1
 them obtaining more tickets thar
 they will actually need for admis'
 sion to kindly pass them on to oth.
 CTS who are not in a position to
 purchase them. The committed
 promises cooperation to make this
 arrangement a successful one. !t will mean that scores will be priv ileged to enjoy q musical treat.
 sveeceetaoin shrdl cmfwyp shrdlu | Colombia's exports of vegetable ilai.x haNn hnnn stnadilN deGrea a-
The Waterbury Democrat., 1932-01-20
ITO MEET AT THE | BANCROFT HOTEL
Regional Session of Boy Scouts of America at
 Worcester
ON MARCH 10 AND II.

The regional meeting of Boy Scouts of America will be held at the Hotel Bancroft in Worcesters Mass, March 10 and II, it was am nounced to-day. Rev John R. Coombs, leader of clubbing acsiv- ities in this city, will head the lo-s cal committee who will discuss clubbing and outline clubbing policy
 Many other local scout members will attend, the purpose of which is to bring the heads of tho scout ing movement together to discuss phrases of the work and set a policy to be followed in leadership, training af'
The Waterbury Democrat., 1932-01-20
STATE PUBLIC
 HEALTH NURSES
To Hold Monthly Confer ence in Different Cities
 for Discussion
4 SECTIONAL GROUPS

In order to provide Connecti- cuts public health nurses with greater opportunities for informal conferences and interchange of thought on the various subjects pertaining to their work, the bu- reau of public health nursing of the state department of health has arranged a series of nurses meet ings to be held monthly through out the year, it was announced to- day.
 Since it has been found in the past that discussions of an infor- nal nature are more successfully attained through small groups, these monthly meetings will be conducted on a regional instead of statewide basis. For this pur- pose, the bureau has divided the state into four sectional groups as follows: Group l, Litchfield and Fairfield counties; group 2, Hart ford and Holland counties; group 2, New Haven and Middlesex counties; and group 4, New Lon don and Windham counties.
 The nurses in group 2 have their January meeting to-day at the Mansfield state training school. Group 1 has already met in the Newtown town hall on January 13. Group will have it's first confer- cnce on January 27 at the Connec- ticut state hospital at Middletown, while the time and place of the January session of the fourth group will be announced later. Mental hygiene will be the discus sion topic for the first two months for all groups with Dr s. Harcourt Peppard, director of the bureau of mental hygiene, leading the con- fcrenceS.
 Included in each group will be school, industrial, boards of health and general public health nurses together with nurses engaged in other phases of public health. In the work of each of these, the re- lationship is closely interwoven particularly in the smaller com munities, so that the monthly con- ference should prove of great val ue.
 The regional monthly meeting plan follows immediately upon the general, statewide meeting of public health nurses which was held at the state office building at Hartford on January 6 and which was attended by 125 nurses. Since social problems are factors which enter into the work of every pub lie health nurse, the topic chosen for this meeting was "State Well fare Agencies. Representing these agencies and replying to the ques- tions which arose were the follow ing: State agencies and institu- tions, Richard w. Ellis; bureau of adult welfare, W. W. Squires; bu- reau of child welfare, K. F. Mes senger; state board of education, Dr Charles Prohaska; state tuber- culosis commission, Miss J. T. Cummings; state farm for women, Miss Elizabeth Munger and Dr E.. Mcleod; Connecticut school for boys, Roy McLaughlin; Long Lane farm, Miss c. deF. Penniman; Mansfield state training school, Miss Mabel Matthews; Connecticut state hospital, k. F. Leake; com mission of labor and factory in- spection, William r. Fitzgerald ; Connecticut Children's aid, Mrs Grace c. Cary; Connecticut Hu- rlane society, J. s. Jones and Mrs Nellie Brent. The board members organization was represented by their president, Mrs Alfred Ham mer.
The Waterbury Democrat., 1932-01-20
MARRIAGE INTENTIONS

John A. Lanese. factory employe 126 Easton avenue, Elsie Mastri- anna. factory employe, 265 South Leonard street.
 Frederick w. Snyder, laundry man, 263 Baldwin street; Mary Frances Gaynor, housekeeper, 263 Baldwin street.
 William c. Batkevicius. waiter 158 Alder street; Anna NJ. Mar ciulynas, occupation none, 154 All der street
The Waterbury Democrat., 1932-01-20
UNDERWRITERS DENY AUT0ISTS "PICKED 0N'
DIVORCE ACTIONS
 IN SUPERIOR COURT
Three New Cases Filed TO= day Five More Ahead
 of Them
WIVES COMPLAIN

Three new divorce suits were started by three Waterbury wo- men plaintiffs in superior court to- day. Fannie Morganstern Baruch seeks a decree from Max Baruch of New York city on grounds of cruelty and intemperance. In ad- dition she seeks custody of a minor child. They were married on No vember 8, 1909.
 Margaret E. Stone seeks a di- vorce from Francis J. Stone on the grounds of cruelty. They were married on November 24, 1915. The third action is brought by Marie Regina Montagna of Waterbury against James Montagna of Jersey City, N. J., on grounds of desertion and cruelty. The marriage took place on June 4, 1926. Change of name to Marie Regina Amonn is also asked in the petitoin. Attor- ney Edward r. Sweeney brings the last two suits and Attorney Harold c. Green brings the Baruch action. Papers were served on the defend- ants by Deputy Sheriff Joseph r. Bauby All suits are returnable III court lHe liTSL lueSudy ol ep- ruary.
 Five uncontested divorces are scheduled to be heard at the short calendar session of the su- perior court to be held tomorrow morning before Judge Frederick NJ. Peasley. The calendar session to- morrow is to be opened at 9 o'clock rather than 10, the usual hour.
 fn hn Louise Travel against John S. FraNel on grounds of cruelty; Ma kore Siwoski against Clara Siwoski on grounds of desertion; Vincenza Pizzarelli against James Pizzarelli, grounds of desertion; Mary Streil- kauskas against Blody Streilkaus- kas, grounds of cruelty, habitual intemperance; Aileen Jones against Neil Jones, grounds of cruelty and intemperance.
The Waterbury Democrat., 1932-01-20
DEFECTIVE OH BURNER CAUSE OF BELL ALARM

A defective oil burner in tho cei-
 lar of 220 North Main street was
 responsible for n bell alarm from
 Box 26f at g:37 o'clock this morn Ing. Several companies of fire
 apparatus responded to the call. It was the second timo within a few weeks that firemen have been called to investigate n blaso at this address. Brush fires on Hnr- per'A Perry road and off Hamilton avenue were also extinRniahed to-
 day by members of the fire depart mont.
The Waterbury Democrat., 1932-01-20
CROSBY NOTES

The Mathematics club held US monthly meeting in Room 1oS yes- terday under the supervision or Advisor sherman Smith. Carl B. Timberlake, Math professor. ad- dressed the gathering and discussed possibilities of trisecting an angle. souaring a circle and duplicating the cube. Serious readings were given about Math in Industry and research by Martin Tierney.
 Joan Bradley rendered q humor- ous reading on How Alice Made Pi Mu Epsilon. Several contests of the simple math problems were conducted by Robert Goodyear, chairman of the program com mittee.
 Those who attended the meeting included John Sutliff, Bruno Agos- tini, Martin Tierney, Robert Good year, Kenneth Kornreich, Donald Brown, Guido Camissa. John Ha- mel, Irving Strobatz,> John Burke Donald Burke, Louis Manganiello, Christopher Griffin, Ralph Gancher, Frank Dwyer, Marguerite Shea, Clara Shepard, Rita Hannon, Ben jamin Katzman, George Mitchell, Robert Meyerhans. and William Phelan.
 A meeting of the Math club offi- cers was held today at the close of school in Room 106.
 The Physics club met this after noon at 2: 30 o'clock in Room 2O2 with Advisor Joseph Linehan in charge. This afternoon at o'clock the squads, A and B of the swimming team will report to Coach ]. O. r. Manherz in the pool. TO date the blue mermen have won two meets In the same number of contests.
 The basketball team journeyed to New Haven last night and were defeated by Hillhouse, A to 29. Ruggles Ragls excelled for the losers scoring ii points.
 The football team will hold It's annual banquet tonight at 7:30 o'clock at Mrs Gray's Tea room. Principal Louis Thibodeau. Coach William sehoneld. Athletic Direct. or ]. o. P. Manherz and Frank Bo- land will be tho principal speak CTS
The Waterbury Democrat., 1932-01-20
NEW JOB FOR BUSH

Indianapolis, Ind, Jan 20-CUPl Owen (Donie) Bush, former manager of the Chicago White Sox, announced to-day that he had ac- cepted an offer to manage the Minneapolis American Association club in 1892. t
The Waterbury Democrat., 1932-01-20

Inverness. Scotland. will estab- Iish n municipal aerodrome, which will be the headquarters of the new air service Co the orkney Islands.
The Waterbury Democrat., 1932-01-20

"A comparison of the average loss costs underlying the present rates as shown in the last column with the average loss cost for policy years 1929 and 1880 discloses clearly the necessity for rate in creases. For example, in Water bury, Conn, the present rate pro- vides only $30.12 per car to meet the loss cost while the experience requires $37.60. .
 "The average loss costs contem- plated by the revised rates are as follows:
 Bridgeport ........... $29.65
 Hartford ............ 26.73
 New Haven .......... 34.2O
 Waterbury ........... 37.83
 Remainder of State 21.39
 Entire State ......... 26.30
 "The average loss cost per car provided by the new rates for the entire state of Connecticut is $26.30 as compared with average loss cost of $26.46 as required by the ex- perience.
 "A memorandum which accom- panied the revised rates has point ed out the continued and rapid in- crease in the number of motor ve- hicle accidents and in the number of persons killed or injured, with the consequent increase in the av- craze loss cost per car insured to the companies. The memorandum indicates that revised rates for
The Waterbury Democrat., 1932-01-20

Colombia's exports of vegetable ivory have been steadily decreas- ing since 1925.
The Waterbury Democrat., 1932-01-20

This afternoon at o'clock the squads, A and B of the swimming team will report to Coach ]. O. r. Manherz in the pool. TO date the blue mermen have won two meets in the same number of contests.
The Waterbury Democrat., 1932-01-20

The Physics club met this after noon at 2: 30 o'clock in Room 202 with Advisor Joseph Linehan in charge.
The Waterbury Democrat., 1932-01-20

A meeting of the Math club offi- cers was held today at the close of school in Room 106.
The Washington times., 1932-08-17

Life Insurance Statesmen
A few men with personality, aggressive
ness and good reputation, to represent a
ity in this shock-proof field. Ordinary and
industrial policies. Experience not neces-
sary. We teach you the work. Immediate
employment to those selected Apply be-
tween and IL a. m. Room 2O2 OH
18th St. n. W.
The Washington times., 1932-08-17
Business Opportunities

BANKRUPTCY-IS IT FACING YOU?
Come in and talk it over with us. FINAN-
CIAL ADJUSTMENT BUREAU, 900 F NV.
BARBER SHOP for sale, best location in
city. 1905 18th St. N. w.
I HAVE a treatment for athletic feet and
all skin diseases; big money for partner
with $500. Box ALL. Times-Herald.
LUNCH ROOM doing good business. Line.
7142.
BOOMING HOUSE, newly decorated, newly
furn. Rent reduced, 81. HOG Sth NV.
BOOMING house. 18th st-11 rooms,
garage. Must sell SS5O00.
Rogers, 141O H N. w. Rm. 220. DI. 1919
FOR RENT-North Beach, Md. large res
taurant. open the year around; hasn't
been closed for IL years: good opportunity
for man with small means; furnished.
Apply 237 Rhode Island Ave. N. W..
North Os49
The Washington times., 1932-08-17
Real Estate
Waterfront Property

CCFB ISLAND Waterfront lots New bridge
and road new boat and bathing pier.
COLONIAL BEACH-Rent furn. cottages
CHEAP. Line. 663S-W. 80 to 12 p. M
FURNISHED cottages at Colonial Beach.
Va. for rent. Phone North 1897.
CRESCENT 4 'WHATSO' furn. classic
Shpres. Colonial Beach, Clar- %OS1s
The Washington times., 1932-08-17
Automobiles
OLDSMOBILE

N~~~N~~~~N~~~N~S~~ ~~~N~~~~S~N~~N~NN>s
OLDSMOBILE De Luxe Sedan, 1881,
equipped with 8 wheels trunk rack;
beautiful DARK blue duco; ures hke new:
covers. Your most careful inspection in
vited. Only $675, easy terms. Pohanka
Service, 1925 goth st. N. w. Nat. 0070.
OLDS 1881 De Luxe Convert. psoadster,
latest sport tan colors, radio: special
ball bearing shackles. Really worth $500.
Only seas Liberal terms.
SIMMONS MOTOR co.
14th and s SITS. N. W. Potomac 0O52
OLDSMOBILE-See our selection. 1928
Coach. brand new black duco, for 5000:
1928 Sport Coupe, perfect throughout,
5000; 1929 Sport Coupe. $345 1881
Sedan. like new, $3.50. Easy terms: trade.
NAT OO7O Open evenings and Sunday. .
The Washington times., 1932-08-17
ished AbQrten HI ScionS HI Prizes See Rental C0IummS|
Special Notices

AFTER THIS DATE / will not be respon
sible for debts contracted by anyone othel
than myself. KAVANAUGH G. JOHNSON
The Washington times., 1932-08-17
NASH

NASH 1882 Sedan. driven less than 1000
miles. says $500. Nash Orr Motor,
1888 14th N W
The Washington times., 1932-08-17
PACKARD

PACKARD Phaeton, little six: fine con-
dition; only $1,000; on terms. Nolan
Motor Co., I'LL 18th St. N. w.
The Washington times., 1932-08-17
PEERLESS
REQ
STUDEBAKER
STUTZ

STUTz Sport Coupe. new duco finish,
appeal to one accustomed to nigh-class
car. Only 1895, terms
SIMMONS MOTOR co.
14th and s SITS. N. w. Potomac OO52
The Washington times., 1932-08-17
VELIE
Automobiles for Sale

VELTE Sedan new tires and battery. S7b.
1920 34th St N. E.
The Washington times., 1932-08-17
Wanted-ReaI Estate

HAVE CASH for houses located in Wash.
ington. Answer Immediately giving all
particulars M Reilly, SO Maryland Ave.
Long Beach. New York.
The Washington times., 1932-08-17

Falls Church Orchard
This week-Georgia Bell peaches in
three grades, 75c, 81 80, So so per bushel.
Also tomatoes, butter beans. corn. the
home of the famous Falls Church Orchards
tomato"-somethng different.
andria-Leesburg Rd. Phone Falls Church l..
The Washington times., 1932-08-17

POTOMAC ELECTRIC APPLIANCE co.
will train 3 young men in our sales de-
partment; advanced commission. Apply
1nth and = SIS n W
The Washington times., 1932-08-17

WANTED for established and protected
territories. men for J.. r. Watkins Co
routes. We train and assist you. If you
neat and honest, call before noon.
\ 5533 Illinois Ave. n W. cor. Ga. Ave.
WANTED-Young man with car not work
ing to drive through Southern States &
Texas; exp. guar. Call At.3171. Mr. .Schooler
YOUNG men, if you are out of work, see
Mr.. Murray, he will place you in a
permanent position where you can earn S2S
per week to start. Apply Room sos,
1919 st. N. W.
The Washington times., 1932-08-17
DODGE

DODGE Coach. No. 6142S6, fine condition
'27 type, sell for storage, $40. NOLAN
MOTOR CO., I'LL 18th St. N. W.
DODGE Sedan. 1928. This roomy, attrac-
tive 6-cylinder sedan is finished in a
brand new duco. The motor runs smoothly
and quietly after careful reconditioning.
Only S21O, easy terms. Pobauka Service,
1926 Goth St. N. w NAT. 007O
The Washington times., 1932-08-17
Employment
Employment Agencies

CALL MUTUAL EMP. AGCY. for coloret
domestic help, male. female. NO. 1O444
The Washington times., 1932-08-17

ORREN ST. n. E.. 1407-2 front comp.
equip. k. rms. inst h.w.,- phone, cleo.
gas, frigidaire: emp couple; ref. IL 102S6s
The Washington times., 1932-08-17

1745 K STREET N. w.
Largo / room. kitchen. built-tn tub and
shower bath: within walking distance to
all government departments and business
district: reasonable rentals. Resident man.
ager.
The Washington times., 1932-08-17
Real Estate
Waterfront Property
IS Houses and Estates for Sale
District Of Columbia

S4, 800 Pretty Bungalow
Located Just over D: G. line. 2 squares
from r. I. Ave. on a large lot, high eleva-
ton, bright cheerful rooms, 2 big
porches. hardwood floors, new hot-water
heating plant. electricity. gas paved street
and all city improvements. Be thrifty,
buy this home and stop worrying about
high rents.
Phone R. M. HOOKER, metropolitan 1868
Evenings to call Columbia 0716.
The Washington times., 1932-08-17
Help Wanted-Male

ADVERTISING SALESMAN = For local
weekly paper. Only experienced news
paper man considered. prefer Washingto-
man. Opportunity for a steady, substantial
income to hard worker. Commission basis.
Apply 80 a. m. 515 Victor Bldg.
EXPERIENCED PRESSER wanted at once.
The Washington times., 1932-08-17

NEED HELP? Call Domestic Agency. DE
24Io. 1887 14th Furnish any klnd.
The Washington times., 1932-08-17

SODA dispenser, collector and statesmen.
Wash Bur. 226 Bond Bldg.
SALESMAN-S1S and liberal bonus, both
conditional to start. Repeat trade and
ptrience required Chance for advance
ment. Can also use one man with car on
special proposition. Call $50 to z p. m.
S26 Investment bldg.
The Washington times., 1932-08-17
HUDSON

HUDSON 4-Door Brougham: must sell for
storage, only $50 NOLAN MOTOR CO.,
I'LL 18th ST. N W
The Washington times., 1932-08-17

GOOD JOB FOR GOOD MAN-Earnings
around S25 per week to start. Apply
Room 6O3, International Bldg, between
The Washington times., 1932-08-17
HUPMOBILE

HUDSON Coach, No. 39278, runs fine, only
S29; sell for storage. NOLAN MOTOR
CO. Ill 18th St. n. W.
The Washington times., 1932-08-17
ESSEX

ESSEX Coach, 1927: fine condition: must
sell; only $4,000 Nolan Motor Co.,
iii 18th St. n. w.
ESSEX Coach, 1880, brand new black cuco
finish, motor has been carefully checked
and tuned. An attractive car and ready
to give many miles of satisfactory service.
A bargain at $3.50, easy terms. Pohanka
Service. 1126 goth st. N. W. GAte 0O70.
Evening star., 1932-12-04
Mr.. RissIss, CIV, ], ,,W.r;y.s.
Celebrated Anniversary

Mr. Rachand Riggies celehfated the
9lst anniversary sof bis birth Tuesday,
November 27,tin his homeE IN. geahrcok,
Nd having NTH HIM ni6phefS Of his
family, chiIdten, i srandehndren ard,
great-grandchildren,- With many init
mate friends Attending tie party and
sharing the cake. Mr.. Rigtles vas born
In Devonshire, England. cosntng TO this
country with his parents when he was
but years OLD. Mr.. and Mrs. Riggles
celebrated the 60th anniversary OF their
marriage March 10, 1882, and have 10
children living. number Of grand
children and two sreat-efandcmldren.
Among these 1t the party November
a. were Mr.. and Mrs. E. Weed and
their children; Mr.. and Mfs. George Z.
Weed, jr.; Mis- Jennie Weed, Miss Alice
Weed, Miss Alberta Weed, Mr.. and Mrs.
A. J. Cox, Mr.. John r.. Riggles, Mr.. and
Mrs. George Z. Gardner OF Washington.
Mr. and Mrs. Milton Herr. Kreider and
their children, David, Albert and Rose
Kreider of Laraham, Md; Mr. and Mrs.
Thomas A. Riggles Of East Orange.
N. j.; Mr. and Mrs. Frank H. Kramer
and their son, Mr.. Thomas Francis
Coghlan, and Mr. and Mrs. p. Scott
Gray Of Washington, and Mr.. and Mrs..
william M. Riggles and their sons.
Thomas and Billy. and Mr.. and Mrs.
Blair, Hope Riegles and their daughter,
Zelda Marion Riggles.
Others who called TO o6ef congTAtu-
lations were Dr.. James II. Tfuitt, Mr..
Riggies' physician, and the members Of
the; Glenn Dale Volunteer FIRE Com