davidaulloa/AmericanStories huggingface dataset:
The Waterbury Democrat. [volume] (Waterbury, Conn.) 1917-1946, 1932-02-27
BETTER THAN AVERAGE

WIFE: It says here that the
average person says 10000 words
a day.
HUBBY: have always said you
were above the average, dear
Der Wahre Jakob, Berlin.
The Waterbury Democrat. [volume] (Waterbury, Conn.) 1917-1946, 1932-02-27
wOMAN,s WIT

TEACHER: What can we pre-
sumo from the fact that mems
brains are larger than the brains
of women?
CO-ED: That 1t is more a ques-
ton of quantity than quality
Answers.
The Waterbury Democrat. [volume] (Waterbury, Conn.) 1917-1946, 1932-02-27

Slip-SiTea'n Body
v. Radiator, slopinl wind.
shield, and Bsavsrtail back
reduce cir resistance, thus In.
crsasint speed. (All modsls.)
The Waterbury Democrat. [volume] (Waterbury, Conn.) 1917-1946, 1932-02-27
ONE OF MANY

ARTIST: See that picture?
What do you think of It? A thou
sand wouldn't buy 1t.
CANDID FRIEND: Yes, I'm one
of the thousand.-Answers.
The Waterbury Democrat. [volume] (Waterbury, Conn.) 1917-1946, 1932-02-27

ganization sponsor cross country
race and provide a suitable re-
ward for the team returning to
headquarters with the greatest
quantity of Ivy of the best quality.
AS yet these plans are only in their
rudimentary form, but it Is obvious
that something positive has got to
be done and that soon.
The Waterbury Democrat. [volume] (Waterbury, Conn.) 1917-1946, 1932-02-27
PUTTING ALONG

It's the atmosphere that counts!
Miss Vivian Lambelet. the young
est Of London's women composers.
dons gray flannel trousers and
smokes a black cigar to get the
proper spirit to compose.
The Waterbury Democrat. [volume] (Waterbury, Conn.) 1917-1946, 1932-02-27

Prague, Czechoslovakia, expects
to erect 225 municipal apartment
buildings this year.
The Waterbury Democrat. [volume] (Waterbury, Conn.) 1917-1946, 1932-02-27

Tickets for the play are being
taken as fast as they can be print
ed. One of the local ticket ex-
changes reports that 1t is almost
impossible to secure any for a
matinee performance. The box Of
fee will be open on March Q, 3, 4,
and from Q a. m. to 5 p. m.
There are only four shopping days
until Hotel Universe is opened to
The Waterbury Democrat. [volume] (Waterbury, Conn.) 1917-1946, 1932-02-27
Little Theater Items

too late to try and grow one. IN
less some one from afar appears
at the Little Theater Office some
time within the next few days with
a theoule tree under his arm, 1t
will be necessary to substitute
either a lockwood or an orange
plant.
Evening star., 1932-10-15

mortgage corporation Of that city,
was elected president Of the association
to succeed Hiram S. Cody. The new
vice presidents are R. G. Lambrecht of
Detroit, L. A. Mclean of Louisville. KY.
end Thomas F. Clark, New Haven,
Conn
Evening star., 1932-10-15
'0EHMANN|ND0RSES|
$11S,0()O PROJECTS
New List of Private Building
Operation Includes
ID Dwellings.

A total valuation of $4,000 is placed
on private building operations for
Washington which were approved dur
ing the past week by Building Inspector
Jonn w. Oehmann. The new list of
work included plans for the erection of
IA dwellings. Among permits issued
were the following:
w. c. and A. N Miller, owners and
builders; G. E. MacNeil, architect; to
erect one 2l2 2-story stone, brick and
frame dwelling, 4844 Quebec street; to
cost $4,000
William j. Tucker, owner and build
er; Firman Zimmerman. designer; to
erect two 2-story brick dwellings, 1872
and 1914 street southeast; to cost
$500.
Mrs. Marie w. Schwarz, owner: w. N.
Diehl, designer: Paul T. Stone, Inc,
builders; to erect one 2-story brick
dwelling, 5521 Nebraska avenue; to cost
$4,000
L. E. Breuninger & Sons, Inc, own
ers and builders; H. L. Breuninger,
architect; to erect one 2-story brick
dwelling, 1905 Thirteenth street; to cost
$4,000.
Clyde D. German, owner and builder;
L. T. Rouleau, architect: to erect one
2-story brick, frame and stucco dwell
ing 1926 Thirtieth street; to cost s7,50O
Brick Dwelling.
Mrs. Arcadia Near Phillips, owner;
Dillon & Abel, designers; E. NJ Hamil-
ton. builder; to erect one 2-story brick
dwelling. 1880 Chain Bridge road: to
cost $500.
Walter T. and Vivian C. Matson,
owners; George T. Santmyers. architect:
j. E Douglass Construction Co., build
er; to erect one 2-story brick dwelling,
46l9 Forty-ninth street: to cost $1,000.
Standard Oil Co. of New Jersey. own
er. designer and builder: to erect one
1-story brick gasoline service station.
2255 Nichols avenue southeast: to ccst
$7500
William A. Stuart, owner and builder;
F. L. Stephens, designer; to erect one
2-story brick, tile and frame dwelling,
4704 Forty-sixth street: to cost $4,000.
John R. Ferris estate. owner; Henry
B. Davis. builder: to erect one 2-story
brick dwelling, CAT A street southeast;
to cost $500
w. J. Boteler. owner; c. J. Harnett.
Evening star., 1932-10-15
ASSOCIATIONS HAIL
HOME LOAN BANKS
Opening of System Today
Called Forward Step in
Residence Financing.

The opening of the IL regional in
stitutionS Of the new Federal Home
Loan Bank System today is being hailed
by building and loan associations of
the country as forward step in the
development Of the home finance struc-
ture OF the country.
Establishment of the system Is the
elimination of movement started i3
years ago for nationally co-ordinated
home-flnancing system, it is declared
by Ward B. Whitlock. Springfield, Ill,
president of the United States Build
ing and Loan League.
Speaking for more than 5000 build
ing and loan associations, Mr.. Whit
lock describes establishment of the new
banks as the final victory of financial
wisdom over the hit-and-m miss method
OF hcme mortgage financing in the
past"
Proposed in 1919.
Creation Of such a national reservoir
for home mortgage funds first was pro-
posed definitely in 1919, in the form
Of the Calder-Nolan bill, which was in
troduced in Congress, Mr.. Whitlock
points out, citing also the passage at
the last session of Congress of the
measure sponsored by Representatives
Luce and Reilly and by Senator Watson.
Our leaders long have felt that some
other course of home financing funds
besides the savings of individual in
vestors, most of them of the few dol
lars week type, was needed if building
and loan associations were to meet the
increasing need" Mr.. Whitlock said
Even in 1922, after We found that
the Calder-Nolan bill providing for a
central mortgage banking system could
not arouse enough public enthusiasm
at the time to be enacted. one of our
leaders arose in a convention to say
that Sometime in the not distant future
the broad underlying vital ideas of the
Continued on Second Page.)
Evening star., 1932-10-15

The National Association of Real Es-
tate Boards this week sent to its mem
bers throughout the country quotations
from addresses made during the past
two weeks by President Hoover and
Gov. Franklin D. Roosevelt relative to
the need for lessening taxation.
Hoover Quoted.
President Hoover is quoted as fol-
lows:
Last April I delivered an address to
the conference of the Governors of the
various States. I stated in effect that
the most inf1exible tax in our country
is the tax on land and on real property.
1t is the least adaptable to the varying
income of the taxpayers. I stated that
in the present situation the taxes upon
farms and homes have become almost
unbearable, that such taxes are wholly
out of proportion to other forms
of taxes.
II stated then emphatically that there
Evening star., 1932-10-15

- FORGE CALVERT BOWIE,
secretary of the H. L. Rust Co.
r of this city. was elected a
~ member of the board of gov
ernors of the Mortgage Bank
ers' Association of America at the an
nual convention Of that body, held this
week at Niagara Falls. N. Y.
Mr. Bowie has been engaged in real
estate finance work here continuously
since 1904. when he became associated
with the Rust Co. He has been active
in the mortgage work of the corpora
ton. which is the local correspondent
of the Prudential Life Insurance Co.
He has been active for several years
in the work of the Mortgage Bankers
Association Mr.. Bowie also has taken
a leading part in the activities of the
Washington Real Estate Board. having
served as chairman of its Appraisal
Committee and as a member of its
Mortgage and Finance Committee. He
is member of the bar
Sylvanus B. Nye, Buffalo. president Of
Evening star., 1932-10-15

"HIS blending of English and Nor
man design with clever interior
planning make a livable house
with unusual resale value.
The separate stair well, in
which are concentrated all stairs. is ex-
ceedingly well designed and practical.
There is plenty of light as well as con-
venience. and from the outside the ef-
feet is to break delightfully."- what might
have been an uninteresting facade.
The living room has the full height
Of the gable wing. and should a bal
cony be desired for it, provision has
been made.
There are three bed rooms on the
Evening star., 1932-10-15

The serious StuQ1eS OF now dppI dlS-
ais can be made more accurate and the
steps already taken by business leaders
themselves is a hopeful sign and indi-
Gates that much good may come out OF
the period of depression which has
centered thought nationally on the Vi
talness of the problem.
Appraisers Board Created.
The National Association of Real
Estate Boards recently created within
its organization the American Institute
of Real Estate Appraisers, body made
up of realtors engaged in real estate
valuation work. who can pass require
ments of ability and integrity which
are set by the institute.
This week at their convention in
Washington the governing boards OF the
Associated General Contractors of
America struck out at ''unsound and
fraudulent financing of construction
which has too often been made possible
through lack of appraisal standards
and through appraisals made by un-
qualified persons"
The A. G. C. boards, composed OF
leading contractors from various sec
tions of the country, urged the adop-
ton in the several States of system
of licensing persons found qualified to
act as appraisers and urged that men,
bers of the building industry concen-
trate on the development of standard
method of appraisal.
The A. G. C.. leaders declared in a
resolution directed to these purposes
that the public should be provided
means of knowing the soundness of the
projects upon which real estate securl-
ties depend.
Predicts Better Appraisal.
Nathan Adams, one of the national
directors of the new Home Loan Banks,
told the contractors he believed the op-
Grafton of the new home financial in
stitutions should lead to adoption OF
better appraisal methods.
Thousands upon thousands of private
investors have found real estate mort
cages to be sound and satisfactory
forms of investment Such holdings
have been favorite investments for in
Surance companies and other organl-
Eations founded upon conservative prac-
tics It is generally recognized, how
eve-. that the operations OF the highly
speculative promoters. coupled with the
wo-l of the unscrupu.ouS operators, has
ben damaging. An extended period
o. boom" years will make even highly
speculative enterprises pay out but the
depression and its consequent lessenmg
OF demand for existing space in real
estate structures has emphasized the
need of better and more accurate ap-
praisal methods.
George w. Springer. president of the
Chicago Mortgage Bankers Association,
discussed the appraisal matter this week
at one of the sessions Of the nineteenth
annual convention of the Mortgage
Bankers Association of America, at
Niagara Falls. N. Y.
"Appraising real estate in the ab-
sence of reliable market data is a
problem with which all companies in
the business of real estate financing
have had to contend during the past
three years." he said.
Series Of "CIinics" Held.
From reports issued by various or
ganizatiors. national and local, giving
definite rules to follow in appraising
various types of property, it would seem
that the mortgage banker would need
Continued on Second PageD
Evening star., 1932-10-15

story brick gasoline station, las H street
northeast: to cost $4,000.
Wolf Ulman. owner and builder; w.
S. PLACER, architect; to erect one 1-story
brick addition. 56l8 Connecticut ave-
nue.: to cost $2,700.
Washington Cathedral. owners; Froh-
man. Robb &, Little, architects: George
A. Fuller Co. builder; to erect one l.
story tile-and-concrete temporary boil
er house addition, Wisconsin avenue
and Woodley road: to cost $2.500.
George F. and Corinne c. williams
owners; Gore Co., Inc, builder; to
erect one 2-story masonry addition, 1926
Madison street: to cost 81 900.
Evening star., 1932-10-15

designer; Clarence w. Gosnell, builder
to erect one 2-story brick, frame and
stucco dwelling, 2424 Branch avenue
southeast; to cost $4,000.
James D. Burn. owner, designer and
builder: to erect one 2-story brick dwell
ing. 1929 Twenty-sixth street north
east; to cost $4,000
Anthony Del Vecchio, owner; Speiden
g. Speiden. architects; James A. Dow
rick, builder: to erect two 2-story brick
additions, TOO Kennedy street; to cost
S., 900.
Walter w. Sellers, owner and builder;
r. M. Briscoe, designer; to erect one l.
Evening star., 1932-10-15
Owning Building Washington and Suburbs
BOTH PARTIES ASSURE
REALTY TAX REFORMS
Give Emphatic Recognition to Importance of Ma.
tional Action Looking to Readjustment
and Simplifcation of Levies.

OF the major political parties have given emphatic recog
ton to the importance
- toward tax readjustment and smplfcaion.
Assurance that the situation eventually
Will be improved by the National Association
the attention given the subject leaders the parties
continued campaign for reorganization of the
country designed tighten the burden
feature of this mpfcation
GUS local agencies which to tax
Evening star., 1932-10-15
NATIONAL LEADERS SEEK
BETTER APPRAISAL PLAN
RealtOr Association General Contractors and Mort.
gage Bankers Move for Greater Uniformity
and Dependability.
BY DON S. WARREN.

been devoted nationally
ing past the vital Importance of accurate
apprasas to the of the real estate business the
whole system of realty finance
investment.
under which directed
uniformity appaals and greater of dependabiy
vaung of property
Association of Real Estate Boards and the Asso
definite
this week the Mortgage Bankers Association of
in Falls,
Evening star., 1932-10-15

Is no farm relief more needed today
than readjuStment of land taxes.
The Federal Government collects no
direct property taxes, but at that meet
ing proposed that We should review
the whole relations of our tax system
between Federal, State and local gov
ernments and seek a basis of taxation
Continued on Second Page)
Evening star., 1932-10-15

second floor and fourth may be made
from the dining room If desired. Only
the small bed room is without cross
ventilation. A secluded terrace at the
rear makes out of door living an at
tractive possibility Of the house.
If possible, the lot should not be less
than so by 100 feet, with the house
placed the narrow way, or rs by 100 feet
otherwise
The walls may be Of whitewashed
common brick. Stucco or hollow tile.
The roof should be slate or dark red
tile. the chimney common brick
Surrounding walls of stone and care
full planting are essential
Askov American. [volume] (Askov, Pine County, Minn.) 1914-current, 1932-01-21
THE LAKE REGION
West of Sandstone)

Mrs. Guy Garner and Alfred, Mrs.
Louis Ziegler and Helen and Mrs.
VIM. Ziegler visited with Mrs Erick
Johnson Wednesday afternoon of last
week.
Miss Clara Wahlberg returned to
Danforth last Thursday to resume her
school duties there.
Mrs. Harry Severson spent Wednes-
| day afternoon with Mrs. Bert VAIL
berg.
A shower was given Saturday after
noon at the Richard Tuenge home
Mrs. Tuenge received many pretty and
useful articles for her baby.
Mrs. Oskar Felt entertained the
Bass and Lake Eleven club Wednes-
day afternoon at her home.
Mr.. and Mrs. VIM. Trap and baby
and Mr.. and Mrs. Harry Severson
called at the home of Mr.. and Mrs.
Joe Moser Sunday afternoon.
Mr.. and Mrs. E. B. Griffith and
son were dinner guests Sunday of Mr..
and Mrs. Emil Ness.
Mrs. Erick Johnson and Elsie and
Glen Swenson visited at Guy Gamers
home Sunday afternoon.
Mr.. and Mrs. VIM. Ziegler and Mr..
and Mrs. Louis Ziegler and daughters
spent Sunday afternoon at. the Emil
Ness home.
Mrs. Guy Garner and son, Mrs. Fred
Ziegler, and Mrs. Erick Johnson called
on Mrs. Louis Ziegler Tuesday after
noon, to help her celebrate her birth
day.
Sylvester Ziegler visited at the VIM
Trapp home Sunday.
Mrs. Emil Monsoon, who has been on
the sick list for a few days with the
flu, is up and around again and i'm
proving nicely.
Arnold, Norma, Hazel and Lee
Wahlberg spent Sunday evening at the
home of Mr.. and Mrs Harry Severson.
A large number of friends and rel
atives gathered at the home of Mr..
and Mrs. Bill Johnson Saturday eve
ming to help Mr.. Johnson celebrate
his 10th birthday.
Mr. and Mrs. Gunnard Erickson of
Duluth, are the pround parents of
baby daughter. Mrs Carrie Tucker
is staying with her daughter for
while. Mother and baby are doing
fine.
Leonard Wahlberg of Detroit, Mich,
arrived home Tuesday afternoon to
spend some time with his parents
here.
Askov American. [volume] (Askov, Pine County, Minn.) 1914-current, 1932-01-21

great that it will be $25 between now
and spring."
Askov American. [volume] (Askov, Pine County, Minn.) 1914-current, 1932-01-21
ABRIDGED NEWS
CLIPPINGS FROM
OTHER PAPERS

MOra-LaRu Fulkerson of this place,
lost a team of horses while harvest
ing ice on Spring lake near here Sat
urday, Jan. 8. Mr.. Fulkerson escaped
when the ice gave way beneath his
team. Both the horses drowned.
SandstOne-GustW Walden, local mail
carrier, tried out his new snowmobile
roads on his route became drifted to
block ordinary auto travel. He found
that the new rig would negotiate the
distance satisfactorily even i'm very
soft snow. The new vehicle is of the
latest design and instead of just run
ners on the front end, it has wheels
and runners so located that when the
weight of the car can be carried on
the surface, the wheels can be used
but when they drop through, the run
ners suffice. All Mr.. Walden needs
now is plenty of snow, but whether
there is snow or not the patrons of
his mail route are assured of the
speedy gasoline service.
Markville-Mrs. ID. Munro of Du-
luth, a vice president of the Mime
sofa State Parent Te acher association,
gave an address at the Markville
school house Friday night, Jan. 8, as
the feature Of the regular monthly
PIT. A. meeting. Mrs. Munro talked
on ''The true meaning of PIT. A. and
why we should all be interested"
Askov American. [volume] (Askov, Pine County, Minn.) 1914-current, 1932-01-21
SANDSTONE
(FrOm Another Correspondent

The Great Northern Co. is now cut
a day.
One of Hans Jepsen's teams broke
through the ice in the river Sunday
while cutting ice. The horses were
too heavy, but Hans has plenty OF
horses.
Swan Isackson's body was brought
here for burial Monday. Mr.. Isack-
son was an old settler and lived east
of Sandstone for many years. The
funeral was held Tuesday afternoon
from the home of his daughter, Mrs
Gust Culin.
from Mora, and purchased new Is
30 Mccormick Deering tractor from
A. j. Hall. Mr.. Hancock is a good
farmer and uses no horses on his
farm.
Roy johnson now has thirty in his
school band and Roy says he expects
to have the best band in the state
by May 1.
Deputy Grand Master Nichols OF
Hinckley, brought his team here
Tuesday evening and installed the
new officers Of the |. o. O. F. lodge
with the assistance of E. Hokstad-
They did fine work and Jack Gonya
is now Noble Grand.
Harry Madison and Joe Klein were
Minneapolis callers Friday.
Ollie McCardel is Brainerd visitor
this week
Askov American. [volume] (Askov, Pine County, Minn.) 1914-current, 1932-01-21
CHURCH BOARD THANKS
AN UNKNOWN FRIEND

Soon after an appeal for funds for
the Askov church was published in
the Askov American in December the
following letter was received by the
church board from a party who with
held his name:
I'm last weeks American | note
an article about the need of funds
for the Askov church. l can see how
easy it is to let the church funds run
low and think that at some future
time it will be easier to get the funds
together.
Il am not a member of your church,
but have been in position to watch
1t grow from the beginning. | knew
Askov before it was Askov l have
known the men and women who have
been responsible for the church.
Many of them are now passed away,
but they would turn over in their
graves if they thought of that church
being closed and the minister dis
charged.
You, who are in the Askov COM
munity may not realize what a won
derful influence your church has had,
not only upon Askov, but upon the
whole county. Every people should
have some kind of a religion, some
may worship this way, some may wor-
ship another way, but if they will
worship in some church, then all the
other people, even the ones who do
not attend church will be better for it,
The church is, and l do not mean
should be, the center of Askov. With
out the church that you have built,
there would be no Askov. You on
the inside or living close to the COM
munity, may not realize the great
influence your church has brought to
the county on the outside.
"A finer body of young people has
never grown up in any community
than has been reared in Askov, and
this has happened in the last ten or
fifteen years, when the world has been
upside down and moral standards are
not what they should be throughout
the whole country. To this let us
give credit the fathers and mothers
and 1 believe that they got their
ideals from the close association they
have had with the church of Askov
Again, the church can not close
or Askov Closes"
"Your letter states that you need
funds, do not know how much, OF
how many members you have, so 1 am
enclosing $500 to apply on your debt
account and promise If the debt is