The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1931-10-15
Credit Associations

Credit Associations
THERE is real merit in the preliminary steps tax
en- Monday night toward forming credit asso-
citation for the protection of Redwood Falls mer-
chants against the preyng of deadbeats; so called be-
cause their accounts dead losses and they usually
end up by 'beating it."
Credit associations serve to protect the buyer as
well as the seller. They allow the merchant to sell on
a smaller margin of profit because his losses are few
err thew help the worthy secure credit when it is need
ed and in some cases they prevent the unwise from
stepping too deeply into debt.
A high rating in the associations records is
real compliment to the individual and the whole plan
is asset to both the buyer and the seller
Tax Reductions
1.-THE man who fails to applaud tax reductions
stands alone these days and Redwood county tax
L PAYERS may we'll join the chorus following the
$50 900 trimming the county board recently gave next
years levy.
However drastic tax reductions not always
WISE The county which spends the least on improve
ments each year, other things being equal, probably
may be pointed out the one making the least pro-
gress.
One reason many cities and counties face tax
problems far more than Redwood's this year
is that their governing bodies have made reckless
chases, often calling for long delayed payments for
Sane spending at all times is the best policy. 1t
is foolhardy spend unnecessarily when tax is
easy to collect and equally foohardy to halt all
gress when times harder
Our point is that while the $4,000 tax cut was
wse further cuts must be carefully measured lest we
go to extremes in the other direction.
Farmers and Machines
n many the plight of agriculture well as that
of other basic industries, is blamed on the intro
- ducton of machinery which has displaced manual
labor. At the present moment it seems that this
indictment of the machine age is well founded
But-wthout the aid of modern machinery it is
pertinent to inquire what would be the condition of
civilization today. One recent student of economics
points out that if forced to return to the old
hand methods of productions both in agriculture and
industry, it would be impossible to have the standards
of living either rural urban, which exist at present
Before the age of machines daily living in
primitive state shelter about all could hope
for. There few opportunities for recreation
amusement or culture for the great of the peo
pie. There motion pictures no automobiles,
no RADIO no electric convenences, no leisure.
Farmers of fifty years ago enjoyed none of the
comforts and conveniences which the machine has
made possible for them The backbreaking toll which
farmers of past age experienced is unknown today
No longer do they wheat with cradle thresh it
with fail They have been emancipated from most
of the drudgery of former times
&c. in spite of the complaints which we hear
every hand, it must be admitted that the farmer of
the present much better off than his father grand
father ever Machines have been blessing to
the farmer in spite of the temporary overproducton
of crops which they have made possible in recent