davidaulloa/AmericanStories huggingface dataset:
The Waterbury Democrat., 1931-03-19
Regular Hours for Nursing and . Sleeping Are Vital for the Baby

baby He must on m every The baby's bath. outing play tme going everything that car precision regularity that mach sEs.5ss
  chds right then trained habits his careless irregular feeding
  a baby unhappy
The Waterbury Democrat., 1931-03-19
FORD DRIVER 14 YEARS

Boston - pr George Burgess Ma srath, medical examiner and ca1e- brated crlminologist, bought a new Ford in 1917. To-day he's still driv- ing the same automobile, preferr- ing 1t to the more modern ones. He plans to continue to use 1t until 1t has gone 150,000 miles-if 1t holds together.
The Waterbury Democrat., 1931-03-19
Guarantee Better Health For Child
 At School Age
Five Clinics Supervised By Health Officer, Dr Edward J. Godfrey, Now Functioning Prominent Physi- clans in Charge of Health Centers

The pre-school clinics, started by the health department, are a valua- ble aid to mothers in keeping their children healthy and as Q result of tho cooperation of mothers and these clinics, the children are in splendid health when they enter
The Waterbury Democrat., 1931-03-19

ment to increase them as the need arose.
 As has been stated, there are now live clinics located in the city. They are operated from three to four o'clock one day week in the fol-
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09

schedules announced, which will result
in reduction of about as per cent In
total payroll
Apex Electrical Manufacturing gross
income, excluding electric refrigerator
earnings, up 90 per cent in first 9
months; unit sales of electric washing
machines up 10 per cent.
Canada Wire & Gable expected to
cover dividend needs with some margin
in current year.
Atlas Powder cuts salaries 10 per
cent effective November /.
Commercial Credit common share
earnings on United States and Canada
operations only 8 months to August
81. $18l
Fair CThe) declared rs cents quarterly
common dividend; formerly paid so
cents.
Sally Frocks September sales off 8.5
per cent; 9 months off per cent.
British CelaneSe, Ltd business re-
ported larger since suspension of gold
standard begins patent actions against
Courtaulds, Ltd.
Century Ribbon Mills net earnings
first 8 months, including profit on
preferred stock retired, totaled S113, 468,
VS.. $43,504 in 1880 period; plants at rs
per cent of capacity on 512-day week,
VS.. 40 per cent year ago.
Consolidated Gas of New York
Public Service Commission poStpones
action on permit for Albany-New York
City superpower line proposed by Nj
agara Hudson Power Corporation.
Copper Range acquires substantial
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
FEDERAL RESERVE
EXPANDS CREDITS
Increase of $265,OOO,OOO Is Re-
ported for the Week Ending
October z.
BY the Associated Press.

By the Associated Press.
The daily average volume of Federal
Reserve bank credit outstanding during
the week ending October Z, as reported
by the Federal Reserve banks, was
Sl.757 900 900, an increase of S255, OO0.-
600 as compared with the preceding
week and of $4,000, 900 compared with
the corresponding week in 1880.
On october total Reserve bank
credit outstanding amounted to $780,
100000, an increase of 1851 00G 900 for
the week. This increase corresponds
with increases of sl85. 900 900 in money
in circulation and S54.000.000 in unex-
pended capital funds, non-menber de-
posts, etc. and decreases of S97. 000,-
600 in monetary gold stock and SILL
100000 in Treasury currency. adjusted,
offset in part by decrease of S87, 900, =
GOO in member bank reserve balances.
Holdings of discounted bills increased
S7o,o00,000 at the Federal Reserve Bank
of New York. S23.000,000 at Philadel-
phla, $l5,000,000 at Cleveland and Sl0.-
100000 each at Chicago and San Fran
cisco and $135 100000 at all Federal
Reserve banks The systems holdings
of bills bought in open market increased
Sl12,000,000 and of United States bonds
Sl9000,000, while holdings of Treasury
certificates and bills declined S22,-
100000.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
Grain Market

BY the Associated Press.
CHICAGO, October 9-1nf1uenced by
stock market setbacks, grain prices
averaged lower early today. Agitation
for tariff enactments in Great Britain
counted as bearish factor
Opening l cent off to IS up, wheat
later underwent a general sag. Corn
started 1s-1a lower and continued TO
point downward.
Wheat price rallies after the early
downturns were associated with re-
coyeries in securities and with buy
ing based on assertions by Chicago
grain trade authority that never before
in the month of October had the
world wheat situation harbored so many
substantial possibilities Of supply de-
creases. He cited large reduction Of
wheat acreage in the Southern Hemls-
phere. damaging drought in the Amer
lean and Canadian Northwest still I'M
broken and likelihood of liberal cur
tailment of domestic Winter wheat
seeding Southwest, with poor start by
fully 100000 acres. An additional
bulliSh circumstance emphasized was
enlarged per capita use of wheat go
ing on at the expense of costlier foods,
owing to industrial difficulties.
Some of the wheat buying was
ascribed to a leading Spectator, who
was credited with taking more than
million bushels. Continuance of
serious Sino-Japanese hostilities at
tracted notice in this connection. Corn
and oats Swayed with wheat. A
strengthening influence helping the
corn market upward from early de-
clines was word that excellent demand
for corn to be shipped to the Pacific
Coast had become manifest.
Provisions reflected a persistent I'M
usual percentage of light weights in
hog arrivals.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
NEW PLAN TO ESTIMATE
STOCK VALUE PROPOSED

By the Associated Press
NEW YORK, October 9.-The Com
mittee on Valuation of Securities of
the National Convention of Insurance
Commissioners has asked that the mar
ket value of insurance company secur-
tiles be obtained by averaging prices
for the five quarterly periods ending
September 30, last, George S. Van
Setback New York superintendent of
Insurance, said yesterday.
A resolution containing the request
has been submitted to the Conference
Executive Committee. It is based on
the opinion that security prices in the
open market on any one trading day
do not represent the actual value of
stocks and bonds.
Mr.. Van Setback in a statement
said the New York insurance depart
ment approved the suggestion on con-
dition that the formula be adjusted to
the circumstances.
He is a member of the Committee on
Valuation of securities along with the
insurance superintendent of Illinois,
Massachusetts,, New Jersey. Connecti-
cut. Kentucky, North Carolina, WASH
ington, Pennsylvania, Iowa and Kansas.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
CURB STOCKS GAIN
IN BRISK BIDDING
List FORCES Ahead After IT.
regular Trend in Open
ing Sales.
: BY JOHN A. CRONE.
snecial DISPATCH 10 The Star

Special Dispatch 10 The star
NEW YORK, October Curb mar
ket stocks made substantial advances
today, rejecting general strength on
other security markets at home and
abroad. Bidders we're active in the
morning, but offerings dwindled on the
advance and as a result the volume of
trading was somewhat less than on
Thursday.
The opening was irregular and for
time the list sold off, but it met sup
port on the decline and before noon it
had turned definitely higher. Utility
stocks, so much depressed during the
recent Clip. were most active and had
the largest gains. Electric Bond g.
Share dropped nearly a point at one
time, but subsequently recovered all of
the loss and went to a net gain on the
day.
Stocks had an irregular trend at the
opening, but in subsequent trading
prices became heavy and the general list
lest ground narrowly.
Electric Bond &, Share. after opening
unchanged at 20@s on a 7,000-share
deal dropped to 2Oi,. American Gas
& Electric was nearly a point lower at
42l4 Other utilities to lose ground
were American Superpower and United
Light &, Power A. Cities Service was a
shade higher at rs Standard Oil OF
Indiana also gained Other oils were
unchanged or slightly lower.
Aluminium Corporation at 81 lost over
3 points. A o. Smith, American Cya-
namid B and other industrials were
also somewhat under their previous
closing prices. United Gas was a shade
better. but Appalachian Gas and others
we're lower. In the motors, Ford Mo-
tor, Ltd. was unchanged at 7'2. Pipe
line shares and aviation equities were
dull
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
INSTALLMENT BUYING
is REPORTED ACTIVE
Recent Business Conditions Have
Not Diminished Rate of Time
Payment Purchases.
BY the Associated Press.


CHICAGO, October 9.-Depressions
may come and go, but the American
public buys proportionately the same
amount of merchandise on the install
ment plan in hard times as in prosper
Gus days
Contrary to a popular Supposition
that installment purchases might read
lily increase in times of economic stress,
the ratio Of partial-payment buying in
proportion to sales has remained viz
tually unchanged in the last two years.
The explanation. says c. c. Hanch.
general manager of the National Asso-
citation of Finance Companies. lies in
the fact that nearly all people whose
credit standing satisfies installment
inanciers in prosperous times retain
that standing even during a depression.
Now. however. the kinds of merchan-
disc being sold on installments have in
creased to a point where the aSSocia-
ton is trying to determine safe credit
terms for the long list of items on
which there is no standardized system
of partial payment.
In the case of new automobiles, ex-
plains Mr.. Hanch, experience has DEM
onstrated that a down payment of one
third and the balance in u equal pay
mentS is necessary for sound practice
But only in automobile financing have
any such terms come to be generally ac-
ceptcd as standard"
Replies to a QUESTIONABLE sent to
1,035 representative finance companies
by the association reveal that INSTALL
ment financing now has been extended
to such fields of merchandise as motor
boats, beauty parlor equipment, oat
hullers, plumbing supplies. dairy cows,
farm lighting plants and divers house
hold utilities.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
Baltimore Markets

Special Dispatch to The Star.
BALTIMORE, Md, October 9.-Po-
tatoes, 100 pounds, 75al.10; sweet po-
tatoes. bushel 40a60: beans bushel,
75al so; cabbage, bushel, 40a60; car
rots, per 100. 2.50a35 so; beets, per 100,
l,50a25 so; lettuce, per crate, 50a35o;
cauliflower, crate 75a2.00 celery, crate,
1.75a2.75 lima beans, hamper 60a85;
okra, bushel, 150a2.00; peppers, ham
per. 25a35; onions, per 100 pounds,
l.75a2.00; spinach. bushel, 65a75; to-
bushel, 60; apples. bushel, 40al rs;
cantaloupeS. crate, l.00al.75.
Dairy Market.
Chickens, young, 2Oa23; Leghorns,
l8a2O: old hens, l8a25; Leghorns, LA
II. roosters, l2a15; ducks, l3a2O; pig
cons, pair, Isaac; Guinea fowls, pair,
25a50.
Eggs-Receipts, 759 cases; current
receipts, 20a26: hennery, whites. 30a32;
nearby firsts, 20; Western firsts, 26.
Butter-Good and fancy creamery
3la36: ladies, 2Oa22; process, 23a24;
store packed, l5al6.
Live Stock Market.
Cattle-Receipts, 100 head; light
supply. market steady
Steers-Choice to prime, none; good
to choice, 7OOa775; medium TO good'
& noa7 90. fair to medium, 5.50a6.00;
plain to fair, 5.00a5.50; common TO
plain. 425a5.00.
Bulls-Choice to prime, none; GOOD
to choice. 450a475; medium to good,
OOa4. so; fair TO medium, 3.5Oa4.OO;
plain to fair. 325a3.50; common to
plain. 3Ooa3.25.
Cows-Choice to prime, nope; good
TO choice. 425a4. so, medium TO good,
z 75a4.25: fair to medium, 3.25a4.75;
plain to fair, 2.25a3.25; common TO
plain. 1.50a2.25.
Heifers-Choice to prime, none; good
to choice, 600a6 rs; medium to good,
5.75a6 90: fair to medium, 5.25a5.75;
plain to fair, 4.75a5 25; common to
medium. 590a6.35; light pigs, 5.35a5 30.
Sheep and lambs-Receipts, 1000
head; light supply, market steady; sheep
.OOa3 90: lambs, 350a725.
Hogs-Receipts, 800 head; light sup
Div. market steady; lights, 5.85a6.l0;
medium. 59Oa6.35 light pigs, 5.35a5.8O ;
heavies. 540a6.l0; roughs, 4.00a5.00;
pigs. 560a6l0
Calves-Receipts, so head; light sup
ply; market steady; calves, 4.ooal0.0O
Hay and Grain Prices.
Wheat-No. red Winter, export, no
quotations: No. red Winter, garlicEy,
spot. domestic 49l4; october, 49l4;
November, sos.
Corn-No. yellow. domestic, spot,
52a53; cob corn. 2.50a300 per barrel p
Oats-No. white, domestic, spot
3la32; No. 2. 30a3l.
Rye-Nearby, 45a50.
Hay-Receipts. none New hay u
starting to arrive in increasing guam
titles, but so far no official grading has
been attempted, selling being strictly
on merit. Demand for old hay slow
and market is dull and quiet, with
prices in buyers favor at a range Of
IA o0al8.00 per ton.
Straw-No. l wheat, 9.00a950 per
ton; No. l oat, 9O0al0O0 per ton.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
BY CHARLES r. sPEARE.
Special Dispatch to The Star.

Special Dispatch to The Star.
NEW YORK. October 9.-On the
man in the street" the Hoover credit
relief proposals have had a pronounced
psychological effect. just as did the
dramatic news last June when President,
Hoover made known to the world that
this country favored one-year holiday
on all foreign debts. Their value has
been to re-eStablish confidence in a
situation that was rapidly drifting to-
ward disaster and to disclose the fact
that the administration and the bank
ing leaders of the country had agreed
on a plan that would gradually heal
many of the sore spots in the situation
The elaborateneSS and somewhat in
volved character of this plan make it
difficult for the average person to COM
prehend it. Its outstanding and spe-
ciflc feature. which will at once be ap-
plicable in bringing assistance at points
where 1t is most needed, is the mobili-
zation of banking resources amounting
to $500 100000 to which the members
of the New York Clearing House Asso-
citation have already agreed to con-
tr butte their share, Sl50000 900. It is
proposed that 2 per cent of the demand
and net deposits of all of the banks of
the country that are now able to par
ticipate in the pool be set aside and
for the relief of those institutions in
whose assets today there is too high a
proportion of real estate and securities
Of an unmarketable character,
Bond Issue Likely.
Another concrete suggestion is an in
crease in the capital stock of the Fed
eral Land Banks. which, it is under
stood. will put an additional $50 900, 900
at work to assist agricultural commu-
mites. AS the market for Federal Land
Bank bonds for weeks has been badly
upset, the very fact that the Govern
ment is now showing its belief in this
situation is of tremendous Importance,
Obviously, the machinery that will
have to be set up in order TO translate
these pooled funds into active banking
assets will be complicated and some
what experimental The central or
ganization will have no immediate re-
lation to the Federal Reserve Banks.
but the arrangement proposed is SIM
liar to that of the Federal system i'll
that it contemplates regional banks in
the II Federal Reserve districts under
whose direction the relief will be adj
ministered to banks within their ter
ritorial Jurisdiction. Some kind of
debenture may be developed by these
regional institutions which will be
offered for public subscription
One of the most serious problems
of the past two months has been the
steady disintegration in bond values.
II has been realized that until definite
support could be procured for the bond
market there could be no rally in stocks
and that the situation of the banks
and of individuals borrowing on Sc
curities from banks would steadily be-
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
CORPORATION
REPORTS
TRENDS AND PROSPECTS OF
LEADING ORGANIZATIONS.

NEW YORK, October 9.-The follow
ing is summary of important corpora
ton news prepared by the Standard
Statistics Co. Inc, New York, for the
Associated Press:
News Trend.
Brokers' loans dropped $l71 900, 900
in the week ended October TO 81 ;O0l ;
100000. the smallest total since March
/. 1922 Loans made by New York
banks for their own account declined
$50, 100000, while loans for account of
out-of-town banks declined $4,000, 600
and loans for the account of non-bank-
ing lenders were of $l1,000,000.
September sales of 81 chain stores
excluding restaurant and mail order
groups. showed decline of % per
cent from September. 1880. This is
slightly larger than the decrease re-
ported by these stores for the first
nine months. when sales were per
cent below the corresponding period
of last year.
American Rolling Mill new wage
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
HOOVER CREDIT RELIEF PLANS
REVIVE CONFIDENCE OF PUBLIC
Assistance for Banks in Difficulties Will
Pave Way for Elimination of Sore Spots
In Financial Structure.

come more involved and more desperate.
Under the proposed plan there is no
pool that specifically sets aside a GER
tain sum to enter the bond market and
plug up, so to speak. the sources of
supply. However, much of the liqui-
datlon has been for the account of
banks that had to sell to protect them
selves and among whose assets bonds
were the only securities readily market
able. The banking pool can provide
these institutions with funds which will
allow them to keep their bonds off the
market and at the same time develop
some rediscountable basis for their
paper and for their real estate mort
gages./
Ihere have been many rumors about
the railroads growing out of the con-
ferences in Washington that undoubt-
edly have been mixed up with the pro-
posals announced. 1t has been stated,
for instance. that the old revolving
fund" administered in behalf of the
railroads by the director general would
be soon functioning again and that out
of this fund could be drawn money that
would assist railroads to meet obliga-
tons due in 1892 This is erroneous.
There is no money in the revolving
fund, but it is understood some portion
OF the pool of banking resources. which
eventually may have considerably more
than $500 1000, 900 to work with, has in
a sense been allocated to the above pur-
pose, though it may be in an indirect
manner.
German Credits.
There have also been rumors regard
ing the status of the German short
term credits held in large amount by
banks in this country. One report was
that these might be taken over under
some kind of Government auspices.
Nothing of this sort has been consid-
cred. The only agency strong enough
to deal with them entirely is the Fed
eral Reserve. 1t legally has no right
to accept such paper. 1t is possible
that this may be one of the matters
for discussion between President Hoover
and Premier Laval when they get to-
gether for fortnight hence
The Presidents plan was well re-
ceived in New York banking circles. 1t
had a strong effect on the markets
for stocks and bonds, especially those of
the railroads. 1t was accepted as the
most constructive step that has so far
been taken to deal with the worst
financial crisis in the history of the
country and of the world. The only
fear that was expressed in connection
VIII Az VOC L!'oU oSlAtC oNNShiPt III blIlo
crisis might be made to enlarge the
powers of tie Federal Reserve banks,
and by broadening the scope of their
rediscount privileges, weaken the system
and inject an element of dangerous in
f1ation into it. This is one of the
matters however, with which Congress
must deal later in the year 1t does
not now prejudice the operation of
President Hoover's plan or dctract from
the soundness Of it.
(Copyright. 1872
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
BROKER LOAN TOTAL
AGAIN AT LOW MARK
Special Dispatch to The Star.

Special Dispatch to The Star.
NEW YORK, october 9.-The week
ly statement of the Federal Reserve on
brokers' loans showed a decrease of
$171 900 900 during the week ended Oc-
tober 7, to a total of 81 ,001 ,000, 900, a
new record low since March /, 1922,
when the figure stood at 5000, 623 900.
This compares with the previous 1881
low of $l,172 100000 last week and with
So, 905 200, 900 on october 8, 1890.
Loans for own account were $798,-
100000 compared with $948, 000,0 900 a
week ago Loans for out-of-town banks
totaled $77,000,0O0 against $87 900 900,
and loans for account of others
amounted to $126,OO0,000 contrasted
with $4,000, 1000. Demand loans con-
stituted $682 900, 900 of the total against
$685., 900, 900 a week ago. and time loans
were $3l9000,000 against $337,000,000.
The New York Federal Reserve dis
trict rediscount rate was raised to 21a
per cent from the previous rate of 113
per cent.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
CHICAGO DAIRY MARKET.

CHICAGO. October (P,-Butter
1917 cases; firm: creamery specials t93
score). 34-34l2; extras (92 score). 33 y;
extra firsts (90-9l score). 30l2-32la:
firsts 1889 score), 27-28l2 seconds
1851 Score), 24-26; standards 80
score centralized car LOTS. 32l2 Eggs
2,S42 crates; firm; extra flrsts. 26.
fresh graded firsts 2412-25; current
receipts, 1928; refrigerator firsts, II;
refrigerator extras, 1914 1872.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
Combating Design Piracy.

NEW YORK. October 9 CP).-Ap-
pointment of two companies to survey
possible steps to combat design piracy
IL the wooden industry has been de-
cided upon by representatives of D
WOODEN concerns and affiliated trade
groups. The decision was reached at
a meeting held in the Offices of the
Design Protection Association.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09

interest in c. c. Hussey & Co.. Pitts
burgh.
Ford Motor - Banker windshield
charges patent infringement in suit.
International Mercantile Marine
Merger of Roosevelt International
States and Dawson interests reported
contemplated
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
Feather Demand Declines.

The demand for ostrich feather wings
used for decorating Eugene hats, now
in vogue, is now on the decline, the
Commerce Department has been advised
by Trade Commissioner Samuel H. Day
at johannesburg. South Africa. Feather
factories in South Africa operated at
about IS per cent of capacity during late
September, Day reported.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
Cartel Is Signed.
NEW YORK. october o.

After negotiations extending over two
years, 20 Of the Czechoslovak starch
companies, controlling 80 per cent OF
the potato starch output of the coun-
try. have signed cartel agreement, the
Commerce Department has been advised.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
U. S. TREASURY BALANCE.

BY the Associated Press.
Treasury receipts for October 7
were S6,227, 385O6; expenditures S13,-
5.162 SO; balance, S526,039 .817 90.
Customs receipts for seven days of
October were S8254,5l0.61.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
New York Cotton
Special Dispatch TO The Star.

Special Dispatch 10 The Star
NEW YORK. october 9.-Cotton
prices were to 9 points higher at
the opening of the market today. The
advance was general and was based as
much on hedge covering as on the
establishment of long positions by pro-
fessionals. Commission houses con-
tinued to offer cotton in fair quantities.
Opening prices were: october, SIS,
up 7; December 5.87, up 8; January,
500. up g. March, 618, up 9; May,
637, up 8, and july, 6.54, up 7.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
TRUST COMPANIES

A cooperative organization to direct
and market lace and needlework made
by women and girls has just been
formed in the Virgin. Islands.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
MONEY RATES FIRMER.

BY the Associated Press.
Time money average rates stiffened
somewhat last week as the change was
calculated by the Commerce Depart
ment, but call funds remained un-
changed. The average rate for both
classes of funds follows. for compare
BILE periods, as measured by the de-
paftment.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-10-09
RIGHTS-EXPIRE.

RIGHTS-EXPIRE.
90 29s Peep G L & Clan Is "A 49s As
Dividend rate in dollars
nua payment 'ES dividend in stock
PAYABLE In cash stock. Adjustment
dividend Plus 90 In stock. Plus stock
stock FiuS 2S in stock. Plus 1OL stock m
stock Plus 80 In sock.