Evening star. [volume] (Washington, D.C.) 1854-1972, 1931-02-05

waiver of premium or income disability
protection.
Twenty-seven companies accept single
women on the basin Of men, but don't
accept married women without o medi-
cal examination. Seven other COM
panies give single women the amount
Of insurance men can obtain Tlon~fl1edi-
cAl, but viii sell married women D lower
amount flon-medical.
Other restrictions placed BY compa-
MES on women in non.raeaicAl under
writing are: Single women q lower
amount than men and married women
no non-medical at all, 10 companies
single women lower amount and lower
age limit and nothing to married
women, one company; lower amount
to both single and married women, II
companies; Self-supporting women ac-
cepted same as men from some selected
agents, but no other women written
non-medical, one company; single
women same as men II employed, five
companies; single women same as men
but married women lower age limit and
amount, two companies; both single
and married women given lower amount
and at lower age limit, three compa-
MES: both single and married women
lower amount than men and married
women less than single women, one COM
panys both single and married women a
lower age limit and lower amount OF
protection than men and married
women a lower amount than single
women, one company, and another COM
pany writes single women at a lower
age limit than men and no married
women at all.
Rules on Age.
se he
maximum for men with los companies
for SO companies for single girls and
for SIS companies on married women
Three companies make 40 years the
maximum for men non-medical, seven
that age for unmarried women and
seven for married women. One com.
pany has a limit of 80 years for mer
and all women. Three companies sci
so years as the limit for men and two
for unmarried women. Two companie:
are willing to write men noT-medtcal tc
so years Of age, while one OF these com.
paTlies accepts both single and married
women TO that age.
The favorite maximum amount oil
non medical protection Is $4,000 fol
men and both single and married
women. Fifty-four companies write ur
to $4,000 with no. minimum set fol
men, 40 accept single women uE 10 that
amount and 20 companies married
women. One company has a 92,50C
maximum and $4,000 minimum fol
men.
Thirty-eight companies write non
medical on BlbstAndAfd risks without
| restrictions, while % companies place
some restrictions on substandard appli-
cants. TWenty-one companies reported
they will not write substandards on
non-nnedical basis
A total of 112 companies grant double
| indemnity coverage on non-medica
basis, but some Of these companies place
some restrictions on the granting Of
disability waiver Of premiums on non
medical forms However, 101 companies
grant disability waiver of premium:
without restrictions while six won't write
| it at all. Two others conflne this con.
cession to mef and single women ane
| two others to men only. One writes II
| for women If employed, while two othel
companies restrict the amount OF such
beIieflt to both men and women
Eightysofe companies grant Income
disability protection 10 fauiasflAedica
risks and "a companies reported they
will not. Two other companies conf1nt
| it to men risks while seven others limi
the amount for both men and women
Thirty companies reported they write
non-medical under all policy forms
while Al write all but term non-nnedical
Forty-four companies eliminate both
term and other special policy forms.