The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1930-06-17
|. Y. A. CRITICS told.
Law now BARS THEIR.
INSURANCE METHOD
Prompt Payment Impossible Be.
cause Tax Must First Be
Deducted From Damages
FEARS INTENT TO KILL IT
Commissioner Defends Enter.
prise Conducted by State
for Relief of Farmers

S.. A. Olsness, commissioner Of in
surance and NonpartiSan candidate
for reelection, today issued q state
ment answering attacks made on his
administration by Independent can
didates because hail losses were not
paid Immediately after adjustment.
He also pointed to the plank in the
Independent Voters association plat
form. calling for prompt payment Of
hall 10SS claims.
Under the present law" Olsness
said, "such procedure simply cannot
be followed, and the /. v. A. propa-
gandists either do not understand this
problem or are using their propa-
ganda as q bait to those who perhaps
do not have time and facilities to
fully study the situation.
Highly Successful Enterprise
1.-THE hail insurance department is
one Of the most successful enterprises
in North Dakota. It has saved the
farmers of the state millions of dol
lars in reduced premiums, and it is
continuing to do so. Perhaps the
oposition thinks it is too successful
maybe they would like to have 1t fall
into their own hands so they could
have q chance to cripple and de-
Stroy 1t.
.sFhe people Of the state will never
stand for the destruction Of an insti-
tuition which has been established
and managed for the benefit Of
everybody in the state, and has
reached q stage where even greater
benefits may be expected If left to
velopment now in progress.
Everybody should understand that
the hail indemnity taxes are pre-
miums for the protection furnished.
The department should be given q
chance to deduct such hail taxes from
the losses before payment as at pres
ent $500, 900 to 81 900. 900 VI collected
annually In this manner. This Is
only fair. for nobody should expect
to get the insurance absolutely free.
Paying the losses In the field would
simply bankrupt the department. Is
this what the !. v. AS would like to
e happen?
Private Insurance Higher
1.-The farmers of North Dakota are
getting protection against hail fur
nished them by their own hail depart
fflent at an average Of only 0ne-half
the cost charged by private COM
panies, and they have to pay nothing
in advance. II everybody paid their
taxes promptly there would be no
delay in payment. but we know that
is not always possible, and the lower
cost Of the insurance should certainly
more than make up for q short time
Of waiting for payment.
why does not the opposition assist
the department In its attempt to
make the hail law better instead Of
putting out lures and bats with the
hope Of getting control Of the de-
p~arttneit. possibly for their own
benefit? The Independents in the
legislature have done nothing to as
stst us but have repeatedly defeated
cur bills for improvements. The de-
partment Is again recommending Ger
tain important amendments to the
law based on. practical experience,
and it is hoped that the next session
Of the legislature will help US build
up instead Of tearing down this vastly
important department Of the state.
SHOULD the Recommendation Of the
independents be carried out, we
should also have to require cash pay
ment Of premiums in advance Is
under the old hail law. How would
that benefit the farmer?
.eThe I. Y. AS proposed to change
the law to make prompt payment Of
hail losses. possible, but fail To In
dictate. how"