The Washington times., 1930-06-03
HEAL TIL POLICY
SEEN AS CHIEF
PROTECTION
Accident and Health Policy
Aids Unfortunates and
Cares for Expenses
BY FRANK F. LOOMS


The Importance of health and
accident insurance is never fully
realized until disability from
either sickness or accident cuts
off the income and the regular
expenses must be met, together
with additional expenses of ohysi-
clans, hospitals and nurses fees.
This form of insurance protec-
ton is becoming more and more
popular to men and women de-
pendent on their earnings for liv-
ing expenses. A man carrying
health and accident insurance
when disabled by either illness or
accident, is able with this protec.
ton to promptly meet his living
expenses, his doctors bills and
any other obligations which might
fall due, such as other lines of
insurance premiums, fire, automo.
bile or life.
Competition Perfect
The competition among the
many companies writing health
and accident insurance has been
so great that the service now
rendered is perfect. An accident
policy, paying $500 for acci.
dental death and $25 weekly in.
demnity for injury and additional
hospital and surgeons fees, if
any, can be purchased for about
$25 a year. Double the above
amounts are paid if the accident
occurs on a common carrier or
tare-paying vehicle. There are
also special sums paid for loss of
limbs, eyes, etc.
This policy covers all accidents,
OF any nature, no matter when or
how they occur, with no eXcep-
tlons whatever, and the policy,
with benefits described above. is
written by practically all COM
panies writing health and acci-
dent insurance.
For an additional cost of $50
year, this policy will pay S25 a
week for any illness. with no
exceptions. No medical examina-
tlon is required, and larger or
amounts can be purchased
at the same proportionate cost.
1t cannot be purchased, however,
where the weekly indemnity is
in excess of mans or woman's
earnings.
The following statistics rela-
tive to accidents should be of
interest to everyone:
A person is more liable to die
from accidental injury than from
any other cause.
One person in every seven meets
with some form of injury eacn
year.
One Dead Every 10 Seconds
One death in every 10 seconds
results from an accident.
More than $4,000 persons are
killed and $4,000 injured each
year as a result of fires; 5000
drown.
More than 1000 passengers,
trespaSsers and employees are
killed every year in railroad acci-
dents.
Somebody is killed every five
minutes, II every hour, 273 every
Gay and 100000 every year!
Accidents in this country alone
cost $2,25O, 900 900 a year!
The largest accident insurance
company pays 200 non-fatal
claims to every death claim. On
this basis, 38 persons are acci-
injured every minute,
2 ,280 every hour, $4,000 every day
and 20,000,000 a year.
Automobile accidents cause the
greatest number of deaths by
injury.
Million Doomed
One million persons are under
the sentence of death by acct.
dent during the next 10 years.
There is an accident in the
United States every two seconds,
day and night.
Many more people are kept
away from work by accidental
injury than are idle through un.
The above statistics prove not
only that a person who does not
protect his or her earning power
IS playing against long odds but
that accident and health in
Surance is not merely another in
Surance coverage but one which
must positively be accepted en-
Enthusiastically by men and women
If foresight.