The Butler County press. [volume] (Hamilton, Ohio) 1900-1946, 1930-04-04
By MILDRED G. DURBIN

Appointment of receivers of en-
ployers of three or more persons
where such employers refuse to take
coverage in the state insurance fund
will be asked for, according to an
nouncement made Saturday by G.. L.
Coffnberry, auditor for the depart
ment of industrial relations and the
industrial commission of Ohio.
This followed the report of Dale
w. Stump, supervisor of the depart
ment of claims, that the number of
claims filed against employers who
do not carry insurance has increased
% per cent in the last three months,
as compared with the same period one
year ago. In such claims the awards
are made against the employer and
not the state insurance fund. If un-
paid, they are certified to the attor-
ney general for collection by the in
stitution of civil proceedings.
"These claims, known in the de-
partment as Section 27, are double
tragedy" said Mr.. Stump. "Often
the injured employe must wait months
or years while his compensation is
collected from the employer, and
many an employer has discontinued
business or been forced into bank
ruptcy because of the collection of
compensation.
Take the case of the employe of
an uninsured garage owner While
he was repairing an automobile, a
chip of steel struck his left eye and
destroyed the sight. Four years ago
the industrial commission ordered the
employer to pay $1875. He resisted
payment, fought the case through the
courts for three years, and finally was
compelled to pay the $1875 with in
terest in addition to his attorney fees
and court costs. He has spent enough
on one claim to pay industrial insur-
ance through long and active busi
ness life.
"You would hardly expect cas-
ualty company to neglect to carry
insurance, continued Mr.. Stump, "but
the adjuster for such a company was
killed when his automobile overturned
while he was on his way to the office
after adjusting a claim The indus
trial commission ordered $4,000 paid
to his widow, also medical and funeral
bills amounting to $400. This COM
pany now files a receipt every two
weeks with the commission, showing
payments according to law. They
have paid about $1,000 and have given
bond to pay the remainder in BIZ
weekly installments.
"a restaurant in Toledo was par
ticularly an unfortunate employer.
They had carried insurance for ten
years, without an accident. During
two months of reorganization, the
premium was not paid In this period
an employe cut her hand on broken
goblet. Infection resulted. Some of
the fingers were left stiff and the en-
ployer paid $500 compensation and
$500 medical expense.
"The owner of a beauty parlor re-
Gently paid $3.50 as the result of an
operator cutting her finger on bot
tie.
Zone would not expect business
colleges, teaching as they do the
principles of business, to fail to carry
insurance for their employees, but
three claims have been filed agains.
such schools.
perhaps the most pathetic cases
as far as employers are concerned
are churches and similar organizs-
tions," said Mr.. Stump. 81 knew of
only one death claim filed against a
church, but many have been fled for
minor injuries. Such organizations
seldom have a large surplus in the
treasury, and the payment of claim
is a real hardship. Any church that
has a pastor, secretary and janitor,