davidaulloa/AmericanStories huggingface dataset:
The Alaska fisherman., 1929-05-15
had that effect ats Juneau.

It at the London Olympics. it not, that automobile picked up one of the exhaust ed Marathon runners carried him several miles and thus permitted him to in first But wen the facts became known, the prize giv- en to that contestant Iy-ao came in first without as.i ,tance.
 Suppose the prompter at Juneau had not been there, the Juneau candidate would have stood for a minute more o-l both occasions and would have shown clearly that he had not even memor- ized the speech on which Le hoped to win the prize.
 Memory should rate fifty per cent.
 If iselp is offered, that should promptly dis qualify the contestant The Juneau prompter of fered to assist in that way each of the other testants, but each declined except the Juneau candidate.
 A second change in the rules should be this.
 Elecution should be second point Under this heading, would enumerate enuncaton, poise. and delivery.
 Under the Juneau rules, poise was given a place and ease was given another place, whereas poise certainly covers bot1s points,
 The third point should be effect on the aQd- fence" to which no attention is given After all the end of all speaking is it's "effect on the audience" You might have the most perfect ele- cuton, and fautless memory and yet the audi ence might be unmoved and respond in no way to the efforts of the speaker That was the point of the debate beyond t1se river Styx between Cce- TO and Demosthenes to who was the greater speaker. Cicero said that he was the greater and proved it by the general praise given him by his hearers. But Demosthenes brushed all that aside when he said "But when spoke, all of Greece went to with Alexander"
 T1se Legislature in the future could very we'll appropriate money to permit a Divisional Con- test and then perhaps Territorial contest
  i Every great and commanding :; movement in the annals of the ! | world is the triumph of enthus- ; iasm.-EmerSOn j The great thing in this world i is not much where stand in what direction we are
Evening star., 1929-11-15

Service Commission yesterday by Luke
Ellis, acting chief engineer OF the com.
mission, who was named chairman OF
the committee of owners.
The recommendations were agreed
upon by the owners in an effort to
effect more satisfactory regulation by
the commission.
In addition to the inspection before
each trip it was indicated that q gen.
eral daily inspection had been agreed
upon, while owners were preparing to
ask q regulation requiring the sub
mission of records of all drivers to the
commission.
The object OF the report on drivers,
It was said, was to eliminate the pos
sibility of unemployment OF men who
had been discharged because Of in
eff1ciency.
Besides Mr.. Ellis, the committee Is
composed of Adrian Hughes, jr, super
intendent of bus transportation for the
United Railways: F. L. Moore OF the
Blue Ridge Transportation Co., Lee w.
Felfe of the Red Star Bus Lines, j. H.
Stevens, representing three washington
bus lines, and L. L. Altman, represents
ing a group of independent operators.
Evening star., 1929-11-15
RHODE ISLAND AVE.
FETE BOARDS NAM led
subcommittee for Mount Rainier
Selected by General
Body.

Special Dispatch to The Star.
MOUNT RAINIER, Nd, November
l5.-Subcommittees of local citizens to
handle the arrangements for Mount
Rainier's participation in the celebra-
ton Of the extension of Rhode Island
avenue from the Distrist line to the
Baltimore pike, we're named today by
Mayor John H Beall and Councilman
Floyd B. Matthias members of the gen
eral committee.
Those selected are:
Finance-Perry Boseell, chairman; B.
r. Sherwood, II. w. Blandy, w. t. S.
Rollins, Clarence SchatZ.
Publicity-sD. j. Orcutt, A. A. Vaughn.
Commercial f1oats-Carl Rootman,
Karl Young, j. l.. Bailey and Hugh
Crowley
Private or passenger fioats--Mrs. H.
L. Leathers, Mrs. F. w. Cawthorne,
Mrs. F. B. Harvey.
Schools-Mrs. Catherine T. Reed
Miss Christine Penman, Mrs. w. w
James.
Fraternal and civic organizations--
Rexford Worley, r. N. Johnson, J. Ash;
ton Nichols, Mrs. Paul Smith, w. I. 5
Rollins alId D. J. Orcutt.
Evening star., 1929-11-15
TWO LOSE EYESIGHT
IN PREMATURE BLAST
Third Man Injured When Powder
Lets Go in Danville Road
Operation.
speelal plspatch 70 rhe star.

Special Dispatch to The Star.
DANVILLE, Va, November IS
Hospital authorities today said that
G. d. Driscoll, road foreman, injured
yesterday in premature explosion of
gunpowder during right-of-way blast
ing operation near here, stands a
chance of recovery.
He was described as having emerged
from the shock. His right hand was
blown off, most of the left, and the
sight of both eyes ruined permanently
specialists fear.
Charles Brown, colored employe also
blinded probably for life, was improv-
ing in another hospital, while George
Lipscomb, who remained unconscious
most of yesterday, was viewed as out
of danger.
The three men were tamping powder
in a hole drilled in the rock when, it is
surmised, spark was struck igniting
the charge which let go almost under
the feet of the three men.
Evening star., 1929-11-15
EAST FALLS CHURCH
CITIZENS Fleet HEADS
Frank Eastman Elected President
Of Association-WRte Ex-
tension Discussed.
special Dispatch to The star.

Special Dispatch to The Star.
FALLS CHURCH, Va, November Is.
Prank Eastman has been elected pres
ident of the East Falls Church Citizens
Association. The annual business meet
ing was held at the home Of Mr.. and
Mrs. Frank Thompson, other officers
elected being c. A. Stewart, first vice
president; DR.. j. b. Gould, second vice
president; Mrs. John Harrison, secre-
tary; Mrs. A. H. Barbor, treasurer. The
new president will announce his stand
ing committees at the next meeting.
DR.. Julius ParmAlee. councilman from
the second ward, was elected to hon
orary membership in the association.
Members discussed the situation now
existing In regard to extension Of the
water mains from the Arlington County
boundary of the town into the corpora
ton, but no action wss taken. The an
nual reports of secretary and treasurer
showed the association in good financial
condition after a year OF activity.
Evening star., 1929-11-15
MOTORIST IN HOSPITAL
WITH AUTO INJURIES
c. w. Carneal Says He Was Hurt
in Collision Near Fredericks-
burg, Va.
special Dispatch to The star.

Special Dispatch to The Star.
ALEXANDRIA,, Va. November l5.-
C. w. Carneal, 80, a Hoover Field avia-
ton pilot, who gives his address as
1856 Mount Vernon Boulevard, Arling-
ton Ridge. entered the Alexandria Hos
pital last night for treatment for a
sprained back and head injuries, which
he said were received in an automobile
accident near Fredericksburg, Va,
early in the day.
According to the story told by Car
neal to hospital attendants, he and his
wife and child we're in collision fnd
his child was thrown completely out
Of the car, but neither his wife nor
child was injured. The man was
treated at Fredericksburg and left his
wife and child there and started for
washington, but decided he had better
obtain hospital treatment when he
reached here. He is being treated by
DR.. Pullman. ~ R9
Evening star., 1929-11-15
ARLINGTON POLICE
TO Be REORGAN|zED
Three Temporary Officers
win Be Retained Until
January l.
BY LESTER n. INSKEEP.


ARLINGTON COUNTY COURT
HOUSE, Va, November l5.-That there
is to be a reorganization of the county
police force, among the details of which
will be an assignment OF fuli-time night
policemen in RoSslyn and Clarendon,
was revealed yesterday by Sheriff How
ard B. Fields, following a conference
between Judge Howard w. Smith, the
Board of County Supervisors and the
sheriff.
The conference was held for the pur-
pose of reaching an agreement with re-
Spect to the question of whether the
three temporary policemen now on the
force would be retained after today, the
board having previously ststed that the
appropriations for their pay would be
stopped as of today.
Services Declared Needed.
Sheriff Fields and many of the civic
organizations of the county have con-
tended that the services of these police
are needed for the protection of the
school children. Since the police are
appointed by Judge Smith, who also
sets the amount of their pay, his advice
was sought. with the result that the
temporary officers will be retained in
their present status until the first of
the year, at which time the reorganiZa-
tion will take place and definite ar
rangements for the future of the force
made.
County Directing Engineer c. L. Kin
nier yesterday called the attention of
the Board of Supervisors to the forth
coming conference that is to be held
in Richmond for the purpose of deter
mining the future method of distribu-
tion of the gasoline tax. Kinnier sub
mitted a list of the. various changes
suggested, all of which would result in
a loss to Arlington County, and was
instructed by the board to make a thor
ough study of the case so that he may
recommend the procedure to be followed
by the board when il attends the con-
ference The date of the meeting,
which will be held In Richmond within
the next few weeks, has not yet been
set.
Pleads for GIebe Road.
Kinnier also read letter from Ash
ton G. Jones in which he recommended
to the board that it request the
Virginia State Highway Commission to
include in the ALLEGATIONS for the COM
ing year a Sufficient amount of money
struction of Glebe road to the new
Alexandria line at Four Mile Run. The
tentative allocationS are to be made
the first Monday in December.
Mrs Mae E. Jacobs, superintendent
of public welfare, which duty in
Arlington County carries the RESPONSE
hility of acting as probation officer.
supervision of juvenile delinquents and
the collection and distribution of nom
support payments ordered by the courts,
made the following report of her work
from June / to october 81:
Number of county calls, 1929; number
of out calls LOG: number of truaflcV
calls, IL; total calls made, 1,246.
Number OF persons on parole from
Juvenile Court, IT. number of persons
on parole from Washington, 8: number
of persons on parole from Circuit Court,
2; total, %.
Miscellaneous outside donations,
$3l3.77.
Money received on non-support cases,
$2,397.
Evening star., 1929-11-15
Pair Gets q Years
In Attack onWoman;
Third Gets Is Years
n.O.,.1 nisnatrh 20 The star.

Special Dispatch to The Star.
BALTIMORE, November l5.-Fol-
lowing their conviction on charges
of assaulting and torturing mother
Of three children, Jesse Mace and
julius Miller yesterday were SEN
fenced to ri years in the peniten-
tiary. Charles owens, the third
man involved, was given is years on
a charge of common assault.
The trio we're sentenced by Judge
Stein in Criminal Court.
The men were accused of break
ing into the home Of Mrs. Nina u.
Miller, 26, of Jones Creek, on July
Z, this year, and dragging her from
her bed where she had been asleep.
1t was testified she was then over.
come and taken TO q nearby vacant
house and attacked. Her husband
was not at home at the time, hav-
ing been arrested the day before on
a charge Of non-supp0Tt.
Evening star., 1929-11-15

And not only for cleaning tile
and enamel Old Witch washes
windows just as well, makes china
and glassware sparkle, pots and
pans glisten, washes dirty floors in
record time. Dirt melts before
this amazing cleanser!
Women everywhere have hailed
Old Witch with delight. They
have named it the new ammonia
discovery. Call it the super
cleanser. Declare it to be at least
three times as effective as ordinary
household ammonia. Once they
have tried it, they say they'll
never again attempt to keep house
without it.
Deadly to dirt, Old Witch is
kind to hands. Will not affect the
tenderest skin.
Look for the milky-white fluid,
in the handy-grip, non-slip bottle
with the orange label. Two sizes,
15f and 35f.
Evening star., 1929-11-15
INSPECTION URGED
BEFORE BUS TRIP
Owners Join in Recommends.
ton to Maryland Public
Service Board.
Special Dispatch to The star.


BALTIMORE, November 15.-Rec-
concentrations for inspection Of Wash
nRton- Baltimore and other buses be-
fore each trip are contained in a re-
port OF owners operating in Maryland,
which was submitted to the Public
Evening star., 1929-11-15

A bathroom that's always spick and
span Z. . that always looks its best
:. that never requires embarrass-
ing apologies :. It's easier to have
that kind than the other kind
now that there's Old Witch.
Unseal your first bottle of Old
Witch and you're all through with
cleaning drudgery. No more rub
bing and scrubbing. Just wash the
dirt away. In a jiffy that ugly
bathtub ring disappears, enamel
glistens, tile sparkles your
bathroom is cleaning clean, you're
fresh and AnWedrted. ]
A liquid, Old Witch begins to
clean at once. No stirring. No
standing idly by while a powder
slowly dissolves. And no danger
of scratching.
Old Witch is a powerful de-
odorant-yet leaves no unpleasant
odor of its own. And there's no
muss to clean up afterward.
Evening star., 1929-11-15
BOOTLEGGER PLEADS
GUILTY; is DISMISSED
Plea of Selling Liquor His Only
Livelihood Wins Mercy
of Commissioner.

Special Dispatch to The Star.
BALTIMORE, November l5.-When
he made the plea that selling liquor
was his only way of making living.
Casirnir Dumbowrski was dismissed
Yesterday by United States Conmis-
sioner j. Frank Supplee on charge
of illegal possession of intoXicants.
1t was his only defense. His at
torney threw his client on the mercy
of the court and said the accused mans
family had made no effort to obtain
bail for him"
well, I'll do more for him than his
family did" the commissioner decided.
"Ill dismiss the case. Now try and
flnd some other business that you can
get along in"
Federal agent Walter Carroll had
testified that he found the liquor in
pumbrowskis house, and that the man
lad admitted it belonged to him.
Evening star., 1929-11-15
Wales Has Private Door.

LONDON, November is R.-The
Prince of Wales has a private front
door for the FIRST time. Alterations at
York House, his residence adjoining ST.
James palace, have provided another
entrance for his secretarial staff.
Seward daily gateway., 1929-03-09
MEL0DRAMA AT TIE
 THEATRE TQN|GHT

Detective plays never seem to lose their entertaining value and conseuuentlv the movie authorities use their best talent in producing them, mostly from stories in tj'e ropulor maga azines like the Satur- day Evening Post.
 The Liberty is showing 3 detec- tive-crook play tonight that is sal1 to be a thriller. Conrad Nagel and Mvrna Loy are the stars.
 Billed for tomorrow is Irene Rich ,n the modern play 'Fhe Silver Slave" a powerful story Of good poor men--bad rich men-mone5 mad daughters -experience-Wise moth IS.
 Does the end justify the means? Is a mother justified in giving her elf ir: place of her daughter, to "save her.? Is there any thing that will bring a girl to her senses but experience? These are the questions dealt with in this feature.
Seward daily gateway., 1929-03-09
GATEWAY |S QUOTED SIX TIMES ON SGREEN
 DURING PAST YEAR

The Gateway is in receipt of the following letter from the Van Beuren Corporation of New York City, movie picture publishers of Topics of the Day, Aesops Fables, Smltty and his Pals, Spotlight and Curiosities. The letter is self ex- planatory:
 Editor,
 The Gateway, Seward, Alaska.
 Dear Sir:
 We are particularly pleased to in- form you that "The Gateway" was quoted six times during 1928 in our clotion picture release TOPICS
 As thousands of theatres through out the United States and Canada each week show this release of jokes and editorial paragraphs be- fore an audience of over 15,000,000 people, we know you will appreciate this form of unique and desirable publicity.
 We look forward to remaining on your mailing list indefinitely and assure you that our editorial staff shall read with interest your estim- able publication for excerpts that we deem the kind of material for use in TOPICS OF THE DAY.
 Thank you for your cooperation and with best wishes. Very truly yours,
 THE VAN BEUREN CORPORATION DON HANCOCK.
Seward daily gateway., 1929-03-09
OLDTIMER GOES ON

Thomas A. Mauzey, pioneer of Alaska and for more than 20-years a resident of Juneau, died Feb ruary IS at Hillsboro, Oregon, ac- cording to the Empire. He was one of Juneau's best known citizens and for years was manager of property in Juneau owned by Mrs. E. O. Decker
Seward daily gateway., 1929-03-09
INCOMING LOCALS

Incoming local arrivals on the e. s. Alaska other than the listing published last Monday from Seat tie, included the following: J. F. Ihanlhe rlin, Virginia DeHart, Sam Baker. F. Houser. J. w. Crolnpton, E. Nagel, J. w. Gucker. T. Maser, t. J. Hart, Es c. LaRue, F. A. Billing sley, s7. L. Rich, H. Seldenberg.
Seward daily gateway., 1929-03-09

Arthur M. Blackman, former res ident of Juneau, died in Everett recently, the Empire reports. MT. Blackman was engaged in bus mess in Juneau for a number or years.
Seward daily gateway., 1929-03-09
tAGE SEVEN
CATHOLIC SERVICES

Catholic services will be held III Seward Sunday by Father G. H. Woodley. First Mass at 9 a. n; second Mass at II a. m. Stations of the Cross and Renediction at 3 D. m.
Seward daily gateway., 1929-03-09
COMMUNITY CHURCH

Sunday school 10 a. m. Il a. m. sermon: "The Will of God vs. Our Wills. 7 p. m. Epworth League. 8 p. m. Sermon: sThe Lepords Spots. v All are cordially invited.
 R. A. GALLEY.
Seward daily gateway., 1929-03-09

EASTMAN KODaKS AND FLU TOGRAPHIC SUPPLIES. Schalier CTS Alaska Shop.
Seward daily gateway., 1929-03-09

The new auto strop raz9ts and blades are here. SCWALLEGEE' 5 ALASKA SHOP.
Seward daily gateway., 1929-03-09

CLEANLINESS and the best of meats our motto. Fry-Bruhn's.
Seward daily gateway., 1929-03-09

BRUNSWICK PHONOGRAPhS AND RECORDS. Schallerer's Alas la Shop.
Seward daily gateway., 1929-03-09

QUALIFY DEVELUFHNG PRINT NC AND ENLARGING. Schaller CTS Alaska Shop.
The Washington times., 1929-08-12
Army Orders

II+saE' q IN! spssnSs EFsatsa to- ;;,,.n,r.;s:
extension. is days.
First lieutenant Carlyle II. Ridenoufss
First Lieutenant Harold W: Beaten.
Air Corp. three months. September
Capt. Otis B. schroeder. Medical
Corps, one month and ten days. De-
cember rs. 1929, to terminate not later
than Femrusry Z; 1880. go,
staff Corps CField Artillery. to the
Third Field Artillery. Fort Sheridan.
iit hsav. Of .bssnes for 20 DAYS. granted
First naASi Lisuts 1ss Eugene I K esffey.
Can't. Hammond D. Birks. infantry. to
the seventh Infantry. Vancouver Bar
FA First Lieut.. Albert D. Miller. Coast
artillery Corps. to finance department
Capt. Earl R. REYNOLDS. Coast Ar
Second Lieut.. Raymond O.. stanton.
Fifth Infantry. to Panauna Canal de-
second Lieut.. Joseph L. Dark. Eighth
Infantry to Porto Rico.
Contract Surgeon Nathaniel G. IsleE.
uEllkg states Army. to Jeftersonvi!le
tsFraaster DEPOT Jsffsrsonviiie.
Capt Bernard sweet, .ouartermastsr
Caps 10 Presidio Of Monterey. Calf.
Maj. George w. Maddox Fort Ethsn
Allen, Vermont. retired.
Capt. Walter K. wheeler, IT,. 70 Ia
fantry. Fort Strong, Mass.
Capt. Jefferson n. Stewart, infantry.
Headquarters and Military Police Com
pany (Third DivtsionI to Panama
MAJ. Roy S. Brown, Air Corps, to
the Panama Canal Department.
Maj. Wade II. Haislip. Infantry, to
washington. d. G.
Lieut.. Col Frank Norman. General
Staff Corps (signal Corpse relieved from
detail.
Capt. George A. Bentley. ouartermas-
ter Corps. to Washington general depot.
Washington, D. c. $3.50
Major Frederick R. Garcin. Chemical
Warfare Service, to Edgewood Arsenal.
Majors oliver J. Bond and James ".
Lyon. Chemical Warfare Service, to
Chemical Warfare board.
L Leave Of absence for 10 days granted
First Lieutenant Lester J. Maitland. Air
Corps.
First Lieutenant Ebert Kelly, Infan-
try. to the Quartermaster Corps. san
Antonio. Tex.
Capt. John D. Goodrich, cuartsrrns..
ter Corps. to Washington. D. c.
The Washington times., 1929-08-12
Navy Orders

.,' comdr. Edwin L. Jones tMcl. to
Lieut.. (junior grads) Walter =. James
CMch to DESTROYER Division As. De-
Lieut. (junior gradel Clifford q. Al.
len IDC). to duty Marine Barracks.
Lieut. Junior grader Clifford C. De-
ton, Great Lakes.
Lieut.. tjuniOr grads) Charles F. Hoyt
9Dc). to duty Naval Training Station,
Lieut.. dgnior grader Charles F.
racks. Paris Island, 8. c.
The following despatch orders were
Aaatic Fleet dated August. 1923:
Comdr. Cornelius H. Mack (Dc), to
United States; Lieut.. Comdr. Carl K.
Martin. to United States; Lieut.. comdr.
Lee G. Carey, to command U.S.s. Pa
nay: Lieut.. Comdr. Charles J. Wheeler
to Naval Communications, Navy Depart
ment; Lieut.. Comdr. william p. Bacon
to Destroyer Squadron: ASiatic; Lieut.
burgh; Lieut.. Henry d. Hubbard (AC).
to United States; Lieut.. Paul B. Nj
becker (Cc). to United States; Lieut..
1.s.s pigeon; Lieut.. Charles water" II TO
Lieut.. Charles n coney to u.s:s: Tulsa;
Lieut.. Arthur II. Pierson (Mc1. to
r. Perry IMcS, 70 U,s.s. Monocacy;
Lieut.. Samuel e. johnson (MC), TO
U.S.S. Mlndanao; Lieut.. (tuntor gradel
Horatio Ridout to United States; Lieut..
Cjunior grade) Wallace d. Guitar to
United States; Lieut.. (junior grade)
Howell c. Fish to''United States; Lieut..
(junior grads) Richard ]. Bourke, tr.,
Ito United Statea; Lieut.. Junior grade)
Robert r. Dewolfe to United States:
Ensign William c. Eddy to United
States; Ensign Ralph =. Patterson to
United States; Chief Pay Clerk Fred
Robinson to United States; Chief Pay
Clerk Alma n. S'im to unitsS States.
The Washington times., 1929-08-12
Births, Deaths, Marriages
SERVICES HELD
FOR BERRY

Funeral services for Albert n.
Berry president OF the Chesapeake
ana Potomac Telephone Company,
were conducted today at. the Church
Of the Blessed Sacrament, Chevy
Chase. with the Rev. Thomas q.
Smyth officiating.
The offices Of the telephone COM
pany were closed from 10 to /
o'clock and flags on the company
buildings flown at half staff al. q
mark Of respect. to the young off,
cial who died at his home in Me-
ridian Mansions Friday night Of
sleeping Sickness.
Pallbearefs were officials or the
organization which Mr.. Berry
headed. including NJ. D. Sedan,
vice president; John c. Rooms, vice
president; r. o. Coffin, vice presi-
dent; d. s. Parker. secretary: John
r.. Slaveil, assistant secretary, and
DozieF A. DeVane, general counsel.
4 Many noted officials IN tele-
phone organizations attended the
services. Among them were Wal
ter s. Clifford, of New York, presi-
dent Of the American Telephone
and Telegraph Company; 2. s. Will
son, vice president; Leonard II.
Kinnard. president of the Bell Tele-
phone Company OF Pennsylvania;
John A. Remon, general manager Of
the Chesapeake and Potomac Tele-
phone Company, Richmond; Graham
K. McCorkle, General manager OF
the company at Baltimore, and ".
B. Fitzpatrick, general manager OF
the company at West Virginia.
Others were Bancroft Gherardi,
vice president Of the American Tele-
phone and Telegraph Company Of
New York; Homer Ferguson, director
OF the Chesapeake and Potomac
Telephone Company Of Virginia; +.
s. Clark, director Of Of the Chesa.
peake and Potomac Company of
West Virginia; Philip G. Staples, vice
president of the Bell Telephone Com.
pany Of Pennsylvania, and Senator
Phillips L. Goldsborough and Cen
H. NJ. Warfield.. both members OF
the board OF directors of the Ches-
apeake and Potomac Telephone
Company of Baltimore.
Interment was in Oak Hill Gene
terry.
The Washington times., 1929-08-12

TRADES ACCEPTED
Terms as Long az IS Months
The Washington times., 1929-08-12
ROBERT CARTER wilson

Services for Robert Carter Wilson,
who died Sunday, will be conducted
at his home, GOT F st. n. E., at 2:30
o'clock tomorrow afternoon. Inter.
ment will be in Rock Creek Gene
terry.
Mr.. Wilson, who was born in Elk
ton, Nd, had lived in tho District
As years. For 39.years he. was EN-.
ployed at the Government Printing
Office. being retired three years ago.
He is survived by his wife, Mrs.
Annie Boyd Wilson, and his daugh-
tiers, Mrs. William F. Elliott, Mrs.
Harry H. Willard and Mrs. Horace
w. Hullinger.
The Washington times., 1929-08-12
Automobiles M
NO DOWN PAYMENT
NO FINANCE CHARGE
There are absolutely no strings to this sale
WHAT WE SAT. WE MEAN

No Down Paynent---NO Finance charEs