davidaulloa/AmericanStories huggingface dataset:
The Washington times., 1928-07-28
Jp-to-Date Rules for Raising Healthy Children

to feel angry or ashamed just be-
fore he retires, cannot hope for
anything more than 4 fitful jerkey
sleep. accompanied by night.
mares. Keep the going-to-slesD
hour peaceful and happy. and
start the next day in the same
manner. 1t viii go a long way to-
ward promoting good health and.
happiness
The Washington times., 1928-07-28
BY Constance Cameron

Not 50 many years ago, II
child didn't rattle off his null
tiplication tables as quickly as his
scf1oolmatess or went to the foot
OF the spelling class too many
times he was held up as an object
The Washington times., 1928-07-28
Queer Doings

According to- scientists, the
formation of diamonds in nature
is still mystery.
Electrical engineers plan to
study the action of lightning
atop Chilhowee Mountain, near
C.hota. Tenn. which averages 80
thunderstorns month,
The Washington times., 1928-07-28
Timely Topics

1 newspaper printing press has
ken invented capable OF turning
.,,t * 900 32-page papers an hour.
rho machine prints. folds, counts
~ laws out SO newspapers in one
anera ton.
The Washington times., 1928-07-28

r..~es Malaria and quickly relieves
81 ...,:.samess, Headaches and Dizzi
n 80 are 10 temporary Constipation
49, 49, \. eliminating Toxins and is
asss.a. esteemed fOr producing cplIi
49, - wafery excavations.
The Washington times., 1928-07-28
This Dan IL Our History

al nlv 81 1915 Haytian revolutionsts killed President
iaun SAM cruiser Washington landed sailors
Hay preserve order and protect the lives Americans
and other neutrals.
The Washington times., 1928-07-28

with She dress only she's not
Haunting her charms for al who She's streaming Of
the Romance which is to seeking her.
Which you think will win? Eventually boh OH differ
way w-o,the5wsp the searcher
the her
After all Romance is Romance always the only
difference being in each conception Of 1T
The Washington times., 1928-07-28

perfectly carefully cofed bright
thrill the search Romance To her
clothes the bait with which she will eventually capture
the will Romance.
Then he through the softly cuained window of
whose round with
the everything who Oes in the light which he sends
The Washington times., 1928-07-28

Jlere is startling revelation Of
a terrifying situation that has de-
veloped in America, threatening
our lives and civilization - Read
DOPE, The Story Of the Living
Dead, BY WINIFRED BLACK,
famous newspapers writer, with
foreword by FREMONT OLDER
sl.oo Cory 1t al Bookstores, neNssstanAs, etc.
STAR CO., Publishers
The Washington times., 1928-12-01

Times have changed and the.
mortgage is no longer looked upon
as the first step towards the poor
house. Mortgages are no longer
held by heartless men or concerns
who forecIose and evict the family
into the streets. The activity OF
these cruel and picturesque Shy
locks has been developed into q
great business. dignified by saga.
cious minds and safeguarded by
state and Federal legislation.
Yet many people have the obso-
Iete idea that mortgage il un-
desirable and threat Of failure.
and It is for these people that the
following facts concerning mort;
cages are set forth.
First Mortgages
This article deals only with gen.
eral facts about first mortgages
Technical and legal information on
this subject viii be treated In sub
sequent articles, and forms Of first
mortgages, ana junior liens or
second mortgages win be discussed
later as these are all subjects that
require space to describe.
A real estate mortgage Is an In.
strument by which real estate u
pledged to secure the debt Of d
lender (caIIed q rnortgagorls usually
evidenced BY notes or bonds, 30 IL
the debt ID not paid the real estate
may be sold and the proceeds used
for that purpose.
Most first mortgages on homes
are undertaken IN connection with
buying or. building the home, and
the buyer or builder secures enough
cash in this city to- finance his
project by piedgfng as security the
property his own money partly p1r-
chased.
Few businesses today are without
credit. The man who commands
credit today commands the modern
world. And the man who can se-
cure q mortgage is q man who can
secure credit
The very fact that he can obtain
q mortgage means that he has
something behind him. He must.
have the security Of property It he
is borrowing on home already
paid for. or he must have the Sc.
curity OF equity IL he il borrowing
to buy or build d new home. Why
should such q man blush at the
thought Of a nortgage2
Saving Grace It Times
For 4 prospective home buyer Or
builder. q mortgage Ii d means Of
acquiring a home that could not be.
secured In any other way unless the
prospective buyer or builder could
pay all cashi and statistics show
that very. very few homes are pur-
chased BY connplete cash payments
For the man with u Iittle money
to invest the mortgage is d good
place in which to put his savings.
First mortgage loans win bring a re-
turn Of from to per cent; and i'm
deed SO popular has become this
form Of investment that In many
parts of the country today "frac-
tionaP mortgages or parts OF large
mortgages can be bought in 500
units, thereby making 1t possible for
the small investor to enter this field.
The organizations that now deal
In first mortgage loans include great
mortgage companies, banks. trust
companies and building and loan as
sociations. Also as result of the
passage Of the recent McFadden act,
national banks are permitted now
to lend mortgage funds. These in
stitutions, organized with the Dor.
rower's interests in mind, presided
The Washington times., 1928-12-01
N0V. IS FIRST
IN BUILDING
PERMITS

with permits Tor the week:
amounting to $1,s37.s15, November
has had its third 100000 building
week and closes the month with
approximately s75OO.0OO worth o.
new construction under way. I.
This makes the November total:
the largest for the year, surpacs-.
ing the 1927 monthly record and.
the last four months Or 1926. The
August, 1925. total of S8,g72 ,O75 Is
the largest monthly figure for that
year, however.
Ahead of 1927
Building permit totals Tor the ~.
months just passed amounted 70
$48 ,765. $50 and indicate d vast IN
crease over the $S6,S2S,S $40 allowed
ii 1927.
The largest construction petmst
let this week was for $1 200. OOc.
for erection Of tWo-stOry and.
basement auditorium at 81 Eights.
eenth st. M. w. Lot S-14, square.
ia. The building IS being built Tor
the National Society Of ID. "A. r.
by the Fuller Construction Com.
|pany. y. Russell Pope, of New YORK.
liz the architect. II
Building Permits a
Additional permits issued FOR lie
week include:
John Al. sterrett so, 900, to erect III
tWo-story brick dwelling at 3500 Ttlden
ii N Z saDsburys an ua sis.ooo' ISooo isS0 y erect
two two-story brick dwellings, at s226-s
60 Porter St. ". w. Lot $3.50. squars
n. Il sansbury $4,000, 10 erect two
Porter 81 n. w Lot 1oe-oT. square
Har. zion congrsgation--s1s, ,ooO. 10
erect : On-estory brick church at sssis
Georgia Ave n. W. Lot -. square
John M. king Co. Inc.--s12, 900, 81:
1t 3sO5-O0 twentieth ST. n d. Lol.
14-17, square 4227.
Munkoff a Smith s10,0 900. 70 erect
at 1914 Decatur st. N. W. Lot 6.
Louis Birsh- 900. to repair build
ing at sas First 81. n. y. Lot 81
!. A. Asher-s 5000, to erect two:
story brick and tile dwelling at 22fS
Thirty-second ST s. p. Lot s5-se:
CHARLES D. sare-ss.soo. 10 erect &
two-story brick dwelling 4 lss Twenty
fourth st. ~. II.
Garden Realty Co.-$5.0OO, to erecf
two-story frame dwelling At SlaE
Nevada Ave. N. W. Lot RI. SQUARE
q. {. van Emon-s i. oOo. Is maxi
interior decorations ana repairs f6
brick dwelling at 712 East Capitol 81
Lot sol, square 897.
Major Henry Leonard-s4.oo 900. II
make interior repairs 70 3O3s n ST.
N. W Lot $50, square 1903.
f. q Baldwfn--$3.0 000s to make re-
pairs to interior Of 2122 Bancroft 81
N. w. Lot 23, square 2532
Louis Waxburg-$3.000, to build
One-story brick addition at rear 81
50iS Connecticut Ave. ~. w. Lot g.
The Washington times., 1928-12-01

are then properly marked and de-
Iivered to the job where they are
put together in the normal sequence
Of operations employed, for wood
framing, merely substituting bolts
for nails.
Here Standardization has been car
ried to a high point of efficiency.
1t reduces the amount Of labor re-
quired for fabrication by substitute
ing machine methods; 1t permits
carrying standard structural unita
In stock; it gives the architect free
dom in design, and 1t enables the
builder to follow erection methods
that have become familiar to him
through the use of wood framing.
Since the frame of a dwelling
represents only from IL to 20 per
cent of the cost OF, the completed
house, even greater Importance Is
attached to the methods of employ
ing other standard building ma
terials in conjunction with the
structural steel framework.
Guarded from Weather
When the exterior walls are of
brick veneer, a new type Of re-
inforced veneer construction is
used. Over the exterior surface Of
the framing members a welded
mesh reinforcing fabric that has a
heavy waterproof backing Is applied
by means Of ingenious clips which
are in turn attached to the studs
and corner posts through the
perforations which have already
been referred to in these members.
The galvanized steel fabric is OF
the type employed for stucco con.
struction and is so arranged that
when stucco is applied the water
proof backing is pressed away from
the reinforcing wires, which be-
come embedded in the stucco and
function like the reinforcing steel
used in concrete structures. Out
side Of this fabric a four.inch
veneer facing is laid and the cement
mortar is run down in back of the
brick against the reinforcing fabric
with which 1t forms a bond.
The roof deck consists OF wood
purlins bolted to the rafters which
in turn carry plank roof deck and
a slate roof. The floors are of con-
crete which is laid without the use
of forms. For this purpose a wide
fabric with waterproof backing
similar to that used on the walls,
but of heavier weight, Is stretched
across the steel floor joists and
clipped thereto with special wire
clips Of a simple design.
The interior walls and ceilings are
plastered on a third type of rein
forcing fabric with waterproof back.
ing which is slightly lighter in
weight than that employed on the
exterior walls.
The resulting house may be right.
fully called a fireproof home, for
its floors, walls and roof are of
1ncombustible materials and with
the exception of decorative trim and
occasional wood floor surface, no
wood is employed at any point in
the construction.
The N. L. Sansbury Co., Inc, are
exclusive agents for the first home
in Washington to be constructed un"
der this new and improved method
Of home building.
The Washington times., 1928-12-01

over by able minds, are 3 far CRY
from the dingy one room offices
where some honest and b good many
dishonest money lenders drew up
foreclosures 3 hundred years ago.
Foreclosures are unbelievably few
compared to the vast sums loaned
in mortgages. The interests lending
money In this field relygon what is
known as good win Cor their very
exigtence. Competition IL keen, there
is an adequate flow Of capital fOE
mortgage purposes and the mort
gags interests cannot secure public
good win BY Immediate foreclosure,
Therefore. every cOnsideratt ion Is
given to mortgage borrowers and
foreclosure iii sresorted ID only when
all else fails.
The man with d mortgage today
has nothing to be ashamed of Il
shows that he has some tangible
wealth or he would not be able 10
command credit. which III ITSELF Il
indicative Of good moral ana fiilan.
cial standing.
The Washington times., 1928-12-01
ASSOC|AT TEAM
EA|lsBOVl[ER rs

The Realtors Associate team Il
stiil leading ia the Realtors Bowling
League. E.-h the Shannon q Luchs
team only one game behind. The
Associate team took three games
from the Columbia Title Company
Wednesday night, shannon d Luchs
took three from Cafritz, Wardmar
No. 2 took two from Boss q Phelps.
Hedges 4 Middleton took two from
Shapiro. The District Title Company
took two from Sansbury an Ward
man No. took three from McKeever
e GOss.
Ridgeway Taylor OF Shannon &
Luchs rolled high individual game
for the evening with q score Of 148
and high individual set Tor the eve
ming and for the season, with = score
OF 398. Shannon Lucl1s' team
rolled high team game and high team
set. scoring 562 and 1916. respec-
lively
TtI1o afardfT.c, - 41o &aa.s. = <SIl....,s
The Washington times., 1928-12-01
TAYLOR TRACES
HOME HISTORY

In an address to the Y. M. C. A..
real estate class, Waverly Taylor,
local real estate operator and
builder, pointed out the remarkable
progress of the home building in
dustry during the last hundred
years.
I'm the oIden days." he said, "a
real estate broker merely acted as
an agent for the sale of ground
and when the sale was completed
his services were at an end.
Architects plans and financing
were handled separately by men
experienced in their respective
fields. But this plan was too
drawn out and as a result the
realtor-builder now handles all Of
these details which are such an
essential part to successful home
building"
"These modern developments in
the home building industry are a
big help to both builder and buyer
as great saving is effected
through the purchase of large
tracts Of land, stable financing
methods and mass production.
Increase in population" Taylor
stated. has forced the operative
builder to seek land in suburban
and outlying sections for his de-
velopments and the advent of the
automobile has made suburban de-
velopment in all sections Of the
country highly successful.
"The future will bring aviation
residential areas which will be
cIassed as suburban Washington
and at the same time be located
in any of the beautiful sections of
the country between here and the
Blue Ridge Mountains"
The Washington times., 1928-12-01
ACTIVE IN.
REAL ESTATE

The United States Army engages
quite actively in the real estare
business. During the fiscal year
1928. it disposed of tS,555.1S acres
of land and buildings by sale for a
total Of $8.116,S74.Ss. according to
a statement by the War Depart
mcnt. During the year 722 build.
ings were salvaged. the material
being used for repairing other build
ings at the posts and stations wher-
ever possible.
At the close of the fiscal year.
there were in force 1.517 revocable
leases and licenses for the use Of
Government-owneds property by
private individuals with an annual
rental Of $726,06S.
At the same time. there were in
effect 554 leases for the use of
private property by the War De.
pertinent having an aggregate rem.
tai Of $416, 6,662.70. This is a de-
crease during the year of 16 leases
at an annual rental of $4,448.77.
The Washington times., 1928-12-01

Il - AAAD ~ ypG Ql l4O1liC GOH1SlIuCb4Ol
has proven successful in Pittsburgh
Cleveland and other Eastern cite.
and the cost compares favorably
with ordinary, less permanent con
struction.
The idea OF adapting the stee
frame OF skyscrapers TO the con
struction OF fireproof homes is not
new, but its successful development
has taxed the ingenuity of engi
neers and architects, principally be
cause or limitations as to design
for which steel can economically be
used as framing and structural
material.
Heretofore most attempts to
adopt steel framing to domestic
construction have centered around
the idea Of standardized units OF
designs in order to achieve the
necessary economy in fabrication
Any dimensions which the archi
tects require can now be met within
a maximum difference OF two
inches, and with slight extra care
extra dimensions can be satisfied to
a fraction of an inch where special
details make it necessary.
~SA~AA 0e~PAeSNOo 1OVA6
A second important feature Is
that the complete frame for a spe.
cfally designed house can be fabri
Gated at the mill and delivered to
the job site ready to erect with the
use of ordinary tools; a wrench tax.
ing the place of hammer and saw
No cutting and fitting, or weldins
and riveting is required at the iot
site. Every door and window frame
and other structural member, nc
matter how small. is completed al
the same time.
A third point Of Interest centers
around the fact that other standard
materials employed in fireproof con
struction have been used in con
junction with the steel frame with
no more difficulty and with nc
greater cost than when they are
employed with solid masonry walls
or wood frame.
How these advances have been
accomplished is an interesting story
The frame itself is built up OF
standard steel sections, employing
light steel angles for study, corner
posts, lintels and around openings,
The horizontal members, including
sills, girts and plates are built uu
of standard channels. The floor
joists are light steel I-beams. and
the roof rafters are channels.
Materials Adjusted
When the architects plan Is re.
ceived at the mill, an engineer
prepares a framing plan and bill of
materials in the ordinary manner.
All Of the principal structural units
are then taken from stock and the
few special units are quickly fabri-
Gated from elements in stock that
simply require cutting to length
and the attachment of end clips or
connections.
The degree to which these units
have been developed is responsible
for the simplicity with which the
framing can be rapidly fabricated
while meeting the special require
ments of each individual building.
The assembled structural units
The Washington times., 1928-12-01
40ST0R|ES PUT
AS ECONOMICAL
HEIGHT

With the maximum economic
height Of an office building for the
average ground space, up to approx
imately 40 stories, the further adj
vance slyward awaits solution Of
the same problem that exists in
city streets traffic congestion.
This is the statement OF William
+ Lamb. prominent New York
architect, who has made q special
study Of the situation.
The problems OF actual construc.
ton have been solved, he points out.
Since the development Of the steel
framework, enveloped with terra
Gotta, or other light, strong facing
materials, the modern slxyscraper n
virtually ready to shoot upward to
new, dizzy heights. But there is
point beyond which elevator serv-
ice presents too many difficulties.
Either service Is inadequate to suit
the hurrying passenger, or too much
valuable space is taken up by addi.
tional elevator shafts.
Advertising Is Consideration
Qualifying the conclusions regard.
IL
Mr.. Lamb explains that there NAV
be valid reasons for exceeding 1t.
Advertising value is q frequent con-
sideration. With exceptionally large
ground spaces. there may be por-
tons In the center Of building,
left in darkness, which can Be eco
nomically used for extra elevator
shafts. The estimate OF maximum
economic height was based on aver.
age, normal conditions.
1T has been necessary to compute
this height" he says, because Of
the tremendous values OF lands.
Architects have had to figure just
how high building should 20. tE.
bring the maximum net returns.
Individual cases vary, but on an
average, we have found that the
most efficient height for building
Is about Is stories. It Is at this
height that building generally
pays the greatest rate Of returns on
the cost Of construction.
But where the land Is extremely
valuable. It Is desirable to go
higher, 50 that the additional rem
tails. even though proportionately
less, may be applied to increase the
return on the total investment, In
cluding construction and ground
cost. In average cases, the net
returns continue to INCREASE, up to
about 40 stories
Limit Of Altitude
Structural steel, terra Gotta, and
other modern building materials,
have practically knocked the limit
off. of possible attitudes, it is ex.
planned, SO that only the economic
factor holds them down.
A number OF ingenious elevator
arrangements already have been de-
signed. Mr.. Lamb says, to free the
skyscraper of its limitations, but
thus far the most radical of these
have not been put into operation.
Skepticism as to their safety and
practicability must be entirely re-
moved before they can be used.
One plan which has met with
favorable comment. provides for two
elevator cars in each shaft. The
upper car would be an express,
making no stops until it had gotten
well above that portion of the
building served by the lower car,
which would he local. Thus the
two would never meet, except at
the bottom, where they would take
on and discharge passengers on two
separate floors.
The Washington times., 1928-12-01
co IVES
To HEAR TALK
ON LAWS

What the cooperative apartment
developer must do to organize the
! legal structure OF his building enter
prise 80 as fully to safeguard these
NEW ownership relations viii be an
important subject before the co
operative apartment division Of the
National Association Of Real Estate
Boards at the coming annual meet.
Ing Of the full membership Of the
! division. to be held in New York,
December 5.
Nathan William Chesney, gem
sral counsel for the National Asso-
ciation Of Real Estate Boards, will
address the division on the legal
Yaspects involved in cooperative
building developments and win lead
the round table discussion on the
subject.
Three Cities On Itinerary
The meeting in New York win be
the climax OF a progressive tri-city
conference on cooperative develop
snent TO open in Washington, ID. c.,
December 3, continue in Philadel-
pilia December 4 and eliminate in
an all-day meeting in New York
December 5, with tour Of New
York cooperative structures De-
kcember S.
That beauty in a modern apart
nent building is as essential as fire.
proofing, il the building is to win.
the favor Of the modern apartment
dWeIIer, indicated by the division
III keynoting its New York program.
Real estate developments which
hope to succeed by attracting he
discriminating tenant or purchaser
should. from their inception, feel
the guiding influence of good taste
This Influence should permeate the
whole project. From start to fin
fell. good taste should affect every
phase OF the plan, from the aGver-
'tising folder which goes to the pub.
lie 70 the furniture in the finished
entrance hall The evidence
Of imperfect taste at any point may
seriously affect the income from
the investment" the announcement
quotes
Mrs. Draper to Speak
architectural impulses. That is the
point OF view which will be brought
before the Cooperative Apartment
Division by Mrs. George Draper,
president Of the Architectural Clear
ing House, Inc, New York, who
win show slides of recently erected
New York cooperative apartment
houses. illustrating the way in
which the interior decorations ard
the furnishings OF such building
become an essential part Of its
architecture.
Out of the imperative restrlc-
tons Of our building laws, the need
of compactness Of plan, there IL
emerging in America a new ard
often beautiful architecture. It ex-
presses courage, daring, and
imagination she points out.
Mrs. Draper, who is general con-
s1ltant on organization, architsc-
tures decoration, and advertising of
real estate building developments
Ina has been pre-construction con-
sultant upon some OF the largest
cooperative apartment projects In
New York, viii entertain the visit.
ing apartment specialists at a re.
ceptfon and lecture in her studio
1S6 East Sixty.fourth st.
At the Washington meeting which
will be held at the Mayflower
Hotel, Monday evening, Rufus s.
Lusk, executive secretary of the
Operative Builders Association. will
speak on the Present Apartment
Situation in Washington" Robert
r. Beresford, local architect. viii
also speak on 1.-THE trend of apart
ment house developments in the
Nations Capital"
The Washington times., 1928-12-01
G0YA TO BE HONORED

The Washington branch Of the
Association Of Teachers Of Spanish
win observe the hundredth ami
versary Of the birth Of Goya.
famous Spanish artist. on Monday
8:15 b. M, at 1900 f. st. Prof.
VIII Hutchins will lecture.
The Washington times., 1928-12-01
Mortgages No Longer
A Family Disgrace

rtIes BY che NssieRal Aei.t.n e
its Reade
Not long ago mortgage was stain on the family honor
Mortgages were never discussed public and their
shuddered about them In private.
The Washington times., 1928-12-01

Mrs. Harley Evans, wife Of Harley
Evans. Of Boss & Phelps team, won
the ladies' prize awarded on the
Washington Realtors ladies' night,
which took place Wednesday. Ridge
way Taylor won the set prize.