davidaulloa/AmericanStories huggingface dataset:
Evening star. [volume] (Washington, D.C.) 1854-1972, 1928-10-20
WIVES URGED TO BE CAUTIOUS
WHEN SIGNING LEGAL PAPERS
May Lose Dover Rights by AMxing Name
to Mortgage Should Husband Default.
Realty Board Shows.

made subsequent to the first mortgage
but filed for record prior to the filing
of the mortgage made first This means
that ii the mortgage is not filed at the
proper time, a mechanics lien or a sec
ond or third mortgage may be placed
on the property, and these If properly
filed for record. would be satisfied in
case of foreclosure before the first mort
gage, even if all the other factors about
the mortgage were right.
Sometimes real estate deed is re-
gardeo as mortgage. and it would be
we'll for the property owner to examine
his deed and see if this may be so. If
the deed provides for payments to be
made on an amount owing on the
property. it is then considered by the
courts as a mortgage. and the seller of
the property has all the privileges of
mortgage. There are many people who
think they hold title to their property
If they possess deed to it. but If this
deed is conditional upon certain pay
mentS it is really mortgage. according
to opinions rendered by the courts
General Counsers Statement.
Nathan William MacChesney, general
counsel for the National Association of
Real Estate Boards. says
Every Qeed conveying real estate
which appears to have been intended
only as security in the nature of a
mortgage, though it be an absolute con-
veyance in terms. is considered mort
gage. A deed absolute in form will be
regarded merely as a mortgage IL at its
execution the parties enter into a sepa-
rate written agreement for the convey
ance of the property on the perform
ance of certain conditions or where it
is clear from the agreement that the
deed was intended to operate as mort
gage. Similarly, where the failure to
phrase the instrument as a mortgage
results from accident. mistake or fraud,
or where one who has bought property
with money borrowed from another con-
veys it to such other by deed absolute
on the understanding that it is to be
held as security only. the deed can OPP
crate only as mortgage"
Evening star. [volume] (Washington, D.C.) 1854-1972, 1928-10-20

plosion wrecked the rear of the build
ing, injured one woman and threw sew
eral of the hotels 100 guests from their
beds.
Persons trying to gain control of
the hotel we're blamed by police for the
blast. Earl Leatherman, who, with his
wife. owns the building, formerly was
a prohibition agent. He discredited
theories, however. that the bomb was
placed by persons he arrested on liquor
charges.
Hundreds of persons were leaving the
Sheridan Theater nearby when the ex-
ploSion occurred.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1928-10-20
Vote to Increase CAPITAL.

BALTIMORE, October 90 The
shareholders of the Loyola Perpetual
Building Association of Baltimore at
a special meeting this week voted to
increase the authorized capital stock of
the association from 100000, as at
one OF the largest building associations
in the country.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1928-10-20

Wives who like to sign legal docu-
enents had better consider well when
pit comes TO signing the family mort
gage, for the signature of a. wife on this
Esnstrument may deprive her of her
dover rights should her husband de-
FAULT and the property come to fore
Closure, says the National Association
lof Real Estate Boards in a bulletin re-
beased today on Some Suggestions for
the Mortgage Borrower
No one likes to think of foreclosure
end foreclosures are fewer than would
ordinarily be supposed, but women
should realize that their dover rights
hran be very much involved in a de-
kaulted mortgage, says the real estate
association.
IF a property owner defaults on a
mortgage. his wife may retain her dover
rights Of one-third interest in tie
property II she has not signed the
mortgage. When such a property is
sold at foreclosure the wife can collect
-her dover interest before the MORTGAGE
can collect penny of his loan. but If
Hhe wife signs the mortgage her sigma
pure acts as waiver of her dover in
Ferests, which gives the MORTGAGE un-
disputed rights in the property secur-
ping his loan" the association states.
Rule in Mortgage Payments.
ut Is not usual for first mortgages
70 be paid OFF in monthly installments.
kThe interest is paid annually or semi
annually and the entire amount of the
mortgage falls due on the date of ma
furity. II possible. it is better to pay
on first mortgage in five years than
an 10 or Is years If good terms (inter-
est at per cent or less) can be secured.
The reader can see that considerable
saving can be effected in interest pay
7nents If IL is possible to take up the
mortgage in f1ve-year instead of IS
year period.
On the other hand. however. it is
Ebetter to have the mortgage made out
Tor 10 or Is years If it is not likely that
pt will be paid off in less time, and this
is matter that the home owner or
borrower should consider with care If
ne undertakes flve-year mortgage and
cannot pay it off at maturity, he will
a1ave to pay ref1nancing costs In order
to have the mortgage continued. and
these costs may be heavy. He will have
10 pay for re-examination of the title
10 see that there are no encumbrances
on the property. so he can secure funds
from new source. He will have to pay
commission for the new loan and at
korney'S fees. All of these expenses can
Zoe avoided If the borrower can gauge
PMS ABILITY TO pay and have the life of
the mortgage so regulated.
Another Essential Cited.
There is another essential procedure
IN handling mortgages of special interest
to and often overlooked by the lender.
So that first mortgage may assume its
Fightful place in the order of liens which
may exist against piece of property,
lit is necessary for the mortgage to be
recorded Immediately upon its execu-
ton. Until it is officially filed for record
IN the county recorders office, mort
gage may become subordinate to liens.
and even tn 0fhor
Evening star. [volume] (Washington, D.C.) 1854-1972, 1928-10-20
EX-DRY AGENTS HOTEL
IN CHICAGO IS BOMBED
One Woman Injured and Several
Guests Thrown Out of Beds
by Explosion.

CHICAGO. October 20-Bombers
tossed black powder missile onto
rear porch of the Crescent Arms Hotel
on Sheridan road last night. The ex-
Evening star. [volume] (Washington, D.C.) 1854-1972, 1928-10-20

Windsor, Ontario, public school teach
ers have asked that the maximum SAL
airy. now $1,000, be increased to $4,000
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
CURTAIL TAXES,
URGES COOLIDGE
President Predicts Con-
tinued U. S. Prosperity.

BIZ United Press
WASHINGTON, June 12.-Presi-
dent Coolidge foresees further and
greater prosperity for the United
States, but he believes it is necessary
for State and local governments to
curtail their expenditures if Ameri-
ce's tide of good fortune is to con-
tlrue at the flood.
The President, speaking at the
Governments semi-annual business
meeting Monday night, gave this
combined prediction and warning,
pointing out that all classes of Gov
eminent cost the country more than
$11 ,000,000,000 a year.
1--WE have been favored with a
long continued era of prosperity, -
he said Year after year the tide
of good fortune has steadily risen.
1t seems not yet to have reached
its flood. I can conceive no more
dependable guaranty of genuine
prosperity than a nationwide effort
in behalf of less and wiser spend
ing by State and local governments"
He pointed out that in the period
1925 total Federal, State and To-
cal governmental expenditures in
creased nearly $30OO,OOO, GOO a year:
In this period the Federal Govern
ment cut expenditures by $2000,000,-
600.
Mr.. Coolidge predicted a surplus
of more than $400,000,000 foy the
fiscal year ending in eighteen days,
but he warned that the prospects
are that expenditures and revenues
nearly will balance thereafter, with
possible deficit.
He emphasized need of Govern
ment economies on the assembled
bureau and Government chiefs, in
plea to prevent the Government
running into the red-ink side of the
ledger.
Government expenses for the next
fiscal year are to be $3,801 100000,
and receipts are estimated at only
So, 100000, he warned.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12

Friends, I want to tell you
truthfully that five miles of
running, under extreme pressure,
is terrible ordeal, even for an
athlete. I still am catching my
breath.
I evaded the pursuing band and
delegates by sideswitching into
the Santa Re freight yards and
climbing into an empty swine
car.
Egad, I am provoked at Andy,
and even if he is Secretary of the
Treasury, / proudly will refuse
any loan he offers to make me.
Au Reyoir, by 1ova .--..
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
Lost Glory
Great Influence Gone as
Ex-senator WadSWorth
Attends Convention.
BY RAY TUCKER

II ANSAS CITY, June IA
IN national convention may be
the scene of personal triumph
and party jubilation, but it also
hides heartaches and individual
tragedy.
Consider, for instance, the fate
of ex-senator James w. Wads-
worth of New York-the big
Jim" as his numerous worshipers
called him when he played first
base for Yale, ruled the New
York Legislature in conflict and
company with Al Smith and con-
trolled the New York G., o. P.
with an iron hand.
Eight years ago-four years ago
there was not a more infiuen-
tial figure in Republican politics.
He attended the 20 o'clock in the
morning conference" that nomi-
mated Warren c. Harding. He
was one of the bosses who die
tated the nomination of Vice
President Dawes in the face Of
Coolidge's opposition.
He was a dominant factor and
picturesque personality at Chicago
in 1920 and Cleveland in 1924.
Women begged for introductions,
men begged for his ear. He gave
or withheld both, as he pleased,
for a large part of the political
world was at his feet.
But two years ago he espoused
the extreme wet cause and alien
ated enough drys to cause his de-
feat for reelection. In his place
sits Robert F. Wagner, "Al"
Smiths spokesman and personal
friend. big Jim" friendless and
forgotten, returned to his farm in
northern New York.
Today he is here as a delegate
at largely sufferance. The days
of his glory are gone. Together
with about 1000 of the 1899 dele
gates he mulls around hotel lob
bies awaiting the decision of the
Hoover leaders. He is not
invited to party factional confabs.
Four years ago no council would
have been complete without him;
today the leaders don't even know
or inquire for the number of his
hotel room.
In other years he led into the
convention city the most power
full delegation in the party-ninety
strong. In his grip he carried
documents and pledges which
helped to decide the party's des-
tiny.
He rolled into Kansas City alone.
He whiled away his long and
lonely hours by reading a murder
mystery novel.
When it was suggested that had
he pussyfooted on the prohibition
issue, he might now be the logical
G.. o. P. candidate to oppose an
other New Yorker, he replied:
"Then, I'm glad I didn't. The
presidency would be punishment
for me. I'll never forget what
Warren Harding said to me two
months after he had been in there.
Jim he said, it's prison "
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
Anonymous Pamphlets Are
Circulated Abusing
Hoover.
BY LEO r. SACK

KANSAS CITY, June 12.-The
enemies of Herbert Hoover are con-
Quoting an anonymous campaign
of abuse and villification against
him as the convention meets.
A leaflet termed 1.-The Truth About
Herbert G. Hoover" was slipped
under the doors of delegates rooms
in the several hotels. It contains
a review of all the charges made
against Hoover in the various pri-
mary fights.
Another pamphlet suggested
that Andrew w. Mellon for PreSi-
dent and Senator James E. Watson
Of Indiana, for vice president, would
make winning ticket"
The pamphlet urging Melons
and Watson's nomination, was dis
tributed in the Hobbies OF hotels. 1t
was signed by 'I. A. Smith" whose
identity the distributors of the
pamphlets did not know. 1t Sug-
gested that western farmers and
eastern business men would welcome
such a combination of candidates.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12

A S we passed street after street
"A toward the depot, thousands
OF citizens joined in the parade,
almost rivaling in appearance my
triumphal march of '96 into AL
giers, correction, into debt-Ed-
itor's note).
Pulling up at the depot, I called
the bands into mass formation
and lii,od the delegates into an
aisle of honor and welcome for
Andy. The train was due in five
minutes, and while waiting 1
made short speech to the thou
sands of onlookers. bringing out
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12

MINUTES mounted up into a
Iva half hour. Surely my old
pal Andy would not disappoint
me. After forty-f1ve minutes of
anxiety, one of my couriers
staggered up, drat it, I mean, ran
up to me with a message that
Andy had ordered his private car
to be drawn up past the depot
to a side exit and had made away
in limousine unnoticed by any
one.
hopping my brow, I held my
hand high for silence to the crowd
and informed them of the catas-
tropha.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
WISCONSIN TO
OFFER FARLEY
OWN PLATFORM
Differs in Nearly Every
Issue From Official
Draft.
BY RUTH FINNEY

KANSAS CITY, June 12.-Follow-
ing tradition established twenty
years ago, the Wisconsin delega-
ton will present to the Republican
national convention a minority plat
form, differing on practically every
issue from that drawn by the official
platform committee, and will ask
its adoption by the convention.
According to present plans, Sena-
tor Robert M. La Toilette, Jr., will
put the document before the con-
vention.
Protest Power Trusts
The electric power issue is stressed
as the major one now before the
country in this protest platform.
THE monopolization of electric
power is the most alarming eco
nomic development OF the decade"
it recites, declaring for Government
development Of Muscle Shoals and
Boulder Dam, and for conservation
OF coal, OIL water power and timber
lands by the Government.
Other planks are:
Opposition to control of foreign
policy" by financial imperialists"
and specifically to the United States
part in the Nicaragua war, and the
Administrations naval building
program.
Passage Of the McNary- Haugen
bill, reduction of railroad rates on
farm products, and downward re-
vision of the tariff.
Passage of anti-injunction legisla-
ton.
Seek New Dry Law
Denunciation of corrupt practice
in senatorial and presidential cleo
lions, opposition to seating William
S. Ware, and a demand that the
fight to punish oil men involved in
the naval oil reserve scandals be
continued.
Maintenance Of the Federal in
heritance tax.
Modification of the Volstead act.
Denunciation of the conversion
OF the Federal Reserve System into
an instrument by which the nations
credit is, used for the advantage of
stock market spectators and inter-
national bankers"
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12

those sterling words, this is the
dawn of a new era" and 81 view
with alarm" the general habit of
sedan automobile owners never
using their trunk rack on the
back of the vehicle except for APP
pearance. was cheered to the
echo for bringing up this national
issue.
The train was due in five sec
onds-borrowing a bystander's
watch, tolled off the ticks for
a signal to the massed band to
play Hail, Hail the Throng Is
All Here" Seconds passed, but
no sign of Andy.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
C. 0. P. LEADERS
APPROVE FARM
RELIEF PLANK
Tentative Platform Gives
Approval of Dry Law
and Economy.
BY PAUL r. MALLON
United Press staff CorrespOndent

KANSAS CITY, June IA Re-
publican platform which contains a
compromise" farm plank, de-
nounceS prohibition notification
lists, deplores lavish expenditures in
politics and halls economy was ap-
proved early today by practically all
the influential national leaders Of
the party.
The same conference which dis
covered in hotel room conference
the apparent futility of attempting
to draft President Coolidge APP
proved with some minor elinina-
tions and changes the tentative
platform offered by Senator Smoot
of Utah, who is to be chairman of
the platform committee.
AS approved, the draft includes
an Endorsement of the Administra-
TONS farm policies and recon-
mendS the Jardine plan of extern
sive cooperative marketing. 1t Sug-
gests revisions should be made to
protect agricultural products to
whatever extent is necessary.
Contents Held Secret
It's contents will not be made pub
lie officially until it has been ap-
proved and perhaps changed by the
platform committee, which plans to
sit all night tonight to prepare the
final draft.
The farm plank is the only one
over which a serious contest now
is in prospect.
Twenty-seven farm organizations
headed by the American Farm Bu-
reau Federation have served notice
on the convention that the equaliza-
ton system must be approved.
McMullen Turned Down
The Kansas delegation, whose
representatives in Congress al
voted for the McNary- Haugen bill
adopted a resolution in caucus in
structing its representative on the
platform committee to support only
Coolidge policies and to oppose any
/ plank criticising those policies.
The Nebraska farm delegation
voted 10 to 9 against appointing
Governor McMullen, a McNary-
Haugen bill leader, to the platform
committee.
The Snoot draft contains thirty
planks. Its foreign relations planks
praise the efforts Of Coolidge to a
treating outlawing war; condemns
the League Of Nations; State Amer
lean marines are in Nicaragua for
the purpose only of protecting
American life and property and
make no statement concerning Rus
sian recognition.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
LED WITH WRATH; OPENLY SNUBBED BY ANDY MELLON

friend, Andrew Mellon, was due
to arrive in town. Knowing Mel
Ion as 1 do, I am privileged to
call him Andy. Rounding up
three bands and all the neutral
delegates, I proposed march to
the depot.
I borrowed a traffic cops horse
while he was on foot untangling
traffic. Calling out orders in my
old Army manner, swung the
delegates in march formation.
signaled the bands to play, dashed
to the lead of the parade and
copmanded all to keep step with
the horse.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
SENATOR PHIPPS
FOR SECRETARY
Leads Colorado Delegation
for Secretary.


KANSAS CITY, June 12-Sen-
tor Phipps. Colorado, silent until
today about his choice for RepuB-
lican presidential candidate, an
nounced that he will cast his first
vote for Herbert Hoover, and said
he thinks the only question about
Hoover's nomination is whether it
will be on the first. second or third
ballot.
As a result of his pro-Hoover
declaration Phipps was named
chairman Of the Colorado delega-
ton. which is expected to cast twelve
of its fifteen votes for Hoover on
the first ballot.
Senator Waterman, Colorado, one
of the minority of three, said he is
still exceedingly friendly to the
idea of having Coolidge as the party
candidate"
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
BOND ISSUE PROTESTED

Shadeland DIR. Property Owners
Claim Paving for Subdividers Only.
Protest to a $4,000 bond issue for
improvement of Shadeiand DR., be-
tween Thirty Eighth and Fifty
Sixth Sts., was forwarded today to
the State tax board by County
Auditor Harry Dunn, with whom
1t was filed Monday by complaining
taxpayers.
The complaint alleges the i'm
provement is to enhance value of
certain AUDITING real estate which
is to be subdivided, rather than to
improve the entire section.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
DONATE. FOR INVENTOR
Broad Ripple Raise Fund in Tributs
for Rescue Work.

Broad Ripple residents are raising
a fund as a tribute to Gilbert Weiss,
GAP Crittenden Ave. inventor of
submersible searchlight which has
recovered a number of drowning
victims from indianapolis streams.
The fund was started after Weiss
Sunday recovered the body Of James
Cardinal, 5, Broad Ripple youth
drowned in White River near the
Canal.
The fund is to be deposited in the
Broad Ripple State Bank for Weiss.
Those desiring to add to the fund
may send contributions to the Weiss
Fund, care Of the bank, its sponsors
said.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
'MELLON-WATSON'I is
LATEST PROPOSAL
PROHIBITS DIRT MOVING
Judge Restraints Improvement as
Block to Drainage.

William Gale and Theodore
Brydon, developers of an addition
near the east city limits on the
National Rd., we're restrained
temporarily today from moving dirt
on the improvement so as not to
interfere with drainage across Ma
tional Rd.
Hearing to make the order
permanent will be June 10. before
Judge Byron K. Elliott in Superior
Court Two.
Assistant Attorney General Con-
nor D. Ross alleged a fill is being
made on the north side Of National
Rd. between Edmondson and Eliza
beth AYES, preventing the natural
drain from the south.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
REINSTATEMENT BALKED
Former Policeman Loses Suit to Re-
gain Position.

Edwin D, Chilcote, 219 w. North
ST., lost a suit before Superior Judge
Byron K. Elliott today to compel
the board of safety to reinstate him
ON the police force from which he
was ousted in September.
Edward H. Knight, assistant city
attorney, contended the board of
safety had filed charges against
Chilcote before he had finished his
six months probationary period as
a patrolman. Chilcote said he would
appeal to the Supreme Court.
Chilcote's father Thomas, won a
suit to compel his reinstatement
as city building inspector a few
weeks ago.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
ASKS $4,000 BOOST
IN BUDGET FOR SCHOOL
Increase in Salaries Responsible for
Rcquest. Walsman Says.

Increase in Salaries Responsible for
Request, Waisman Says.
Increase of $4,000 in requests
for various school departments for
the last six months of 1923 is shown
in the tentative budget to be sub
1nitted to the board tonight by
Business Director A. F. Walsman.
The figures will be considered by
the board and before the budget is
adopted Funds for the budget al
ready have been levied.
4 Increased salaries for school
teachers is credited by Walsman
with most Of the $206,784 increase
in the tuition fund total of $1,183,-
2O5.
Request of $2,114O9S for the spe-
fcial fund is an increase of $4,360
over the same period in 1927.
& The library request of $209,421 is
an increase of $16,259. Free kinder
garten request is $21, 900, increase of
$345.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
SERVICE CLUB ELECTS
Mark Hamer Named President;
Dinner June 30, Planned

Mark Hamer was elected presi-
dent of the Service Club at the an
nual election Monday at the Lin
coin. v. M Armstrong was elected
vice president; Capt. H. Weir Cook,
secretary; Kenneth Badger, treas
urer, and Hiram Seward, sergeant
alarms.
Members and their families viii
attend the annual chicken dinner
and party at Pages establishment
on the National Rd., east, June 30
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
TWO CARS TURN OVER
Three Are Injured When Autos Col

Three Are Injured When Autos Col
Tide on Highland Ave.
Lynn O'Neill, 5451 University Ave,
is in city hospital with an injured
hand, the result of collision of
his automobile and a sedan driven
by Mrs. Karl K. Van De VALE of
1890 E. Ohio st., at E. Market St.
and Highland Ave. Monday after
noon. Both cars overturned
MRS. Van De Walle and her 49,
rnonths-old son, Robert, also were
injured, not seriously.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1928-06-12
DOG is YOUTHS EYES

Blind Student Completes Europe
Tour without Human Aid.
BIZ United Press
NEW YORK, June 12.-Maurice
Frank, 2O-year-old blind student at
Vanderbilt University, arrived on
S. S. Tuscania after travelling 5000
miles through Europe without
human aid. Frank has a German
police dog which he trained to guide
him through crowds.