Evening star., 1928-02-04
ome-owning Neighbor!oods.

Home Owning Neighborhoods.
fIe said n part:
Home ownership is expressed in the
outward appearances OF the home and
Its immediate environs. A neiShborhood
composed solely or principally OF home
owners Invariably presents appearances
Ci,Sinctlv different from those generally
prevailing IL nechborhoods where all or
most az the houses are occupied by ten
arts
This Is natural consequence, and is
no reflection on tenants as such. 1t Is
perfectly obvious that what man owns
is closest to his heart Pride Of owner
ship ard the realization of the re-
sp3nSib.,i,.eS il entails produce an in
tense interest and desire 70 preserve and
in,r~ove ones home ard lis surround
irgS. Therefore the effort is made 70
maintain the owned home in good con-
GitioE and protect j; from unnecessary
6e'e-:orat!oN
"ContraS- these Influences and evi-
cerceS ot o'le-ovIeTsh.p with c02d!-
tioaS frequently found in sections where
home ownership does not prevail
The UictuTe ofttimas IS quite different.
Properties seem 20 be neglected. The
;ntereS. q The tenant in the upkeeD and
be2Gt:tyinc Of a property he occupies rs
well Is his interest in connection with
reiC,b3rhood conditions usually do
not measure lip 10 the same standards
Set bv the hon2e-owDer.
One Cf the principal reason for this
difference Is the fart that il the main
there Is no peTmane7cy 70 tenancy.
Therefore there IS no incentive to i'm
prove or better conditions. The home
owner realizes that no: only the appear
s-@e Of his own home. but the aD-
resra-oe ard general condition Of the
Immediate nn:g'lbo~hoo6 have a direct
bearing o. The investment he has made
ar : making IL his home
b. the very nature 81 THINGS home
lie = The owned home IS happier. more
set1s.-;ng and more permanent. The
Joint interest and mutual cooperation
Developed II? the family circle by reason
Q. tire Sa"riEce. v-o-i; and common in
teras: N the acquisition of home Gre
stes a. atmosphere of contantment. re-
srect and love that is the foundation Of
a1v real home.
The h0me-owne- usually enjoys q
better standing in his community. The
thrift required in acquiring a home is
distinct indication Of stability The
hoFre-ov1er can establish credit because
his Investment in the home is a very
definite basis fGr credit. Undertaking
tire V7'trch2re Of home - that poirt
n l.fe when nan is passing through
llts most productive years s an asSur-
s1ce Ct shelter and DrotecCcn for him
II his old a2e and for his loved ones
after he passes on.
Saving Is First Step.
To those who have the desire and
ambition 10 own home a few practical
s71Erest'o-s might be heloful. The pur-
chase q home usually involves an i'm
mediate outlay Ct cash commonly called
t5e down payment. To many this is the
barrier between then? ard hometown
e-s1ip- II most cases. however, il Is
not 3-lsurEountable II personal A.
nsnces are carefully budgete6 and in
come cautiously conserved, the way Is
opened.
Start systematic saving With the as
sastsnce and cooperation Of bank or
ou.-c.1g and loan organization, anc
st-ck - i consistently. Gradually. blt
prchs5ly faster than II was thought
p,Se.b'e. fhe down payment viii be ac-
cu~~ulztec
Measure the price ard !nstallnen.
payments s. terms ct assured income
rs Ccn't embark OF Ar enterprise be-
Ton@ w1-at ran b. reasonably expected
70 BE- adhcred 70 ard ultimately
achlescd"