The Spokane woman. [volume] (Spokane, Wash.) 1921-1935, 1927-06-02
HOW LIFE INSURANCE TAKES
CARE OF THE HUMAN NEEDS
OF THE UNMARRIED BUS.
MESS WOMAN

ING litlT oNH llNlHS. anu l,Obu,NtN
of these ARE in professional work.
This number is constantly increasing
and, therefore. il becomes advisable
to study briefly the peculiar needs
of this group.
II is well for business woman To
prepare to retire not later than age
fifty-fve. II she is going TO have Il
competency upon which To retire at
that age, she must adopt savings
and Investment program just as ear
ly in her business career as possible
and then must perseyere in the set
ting aside of her savings in order that
she may accumulate a sufficient cap
ital within the brief time at her dis
posal.
In order to accomplish this, a bus
mess woman must adopt regular
plan of saving and investment which
will be free from losses. Above
everything else, the woman who eX-
poets to retire at the early age OF
tifty-tire cannot afford to take any
chances of losing the capital which
she has accumulated. She therefore
should certainly choose some plan
which will eliminate any such hazard.
This is especially true Of the business
woman, because her position III indus
try is much more hazardous than that
of a man. A man may lose his mon
ey or his business, yet, he may make
another connection and regain his los
SEES during the longer period of his
business life, which ordinarily Will eX-
tend ten years beyond that of the
WOMAN. Also, there are fewer Jobs
available to the woman and she has
less chance of recovering lost capital
both on account of her shorter span
of producing period, as we'll Hs her
lower average canning capacity.
-Four important reasons why the
unmarried business woman will need
capital at age tifty-tive are: Cd She
will need capital fund' to furnish
her "a living income at the time when
she is forced to retire. 90 She Will
need regular continuous income"
in case she is disabled by accident or
disease. CD She will need money"
to take care of her debts ut the time
of her death, (4) In order to do her
work at top efficiency she will need the
peace of mind and the sense of Sc
curity which come from the certainty
that she has provided safeguard in
case of death, disability, emergency
and old age.
For an unmarried business woman,
age thirty-tiye, IL will take a S15,OOo
Twenty Year Endowment to provide an
income of $4,000 per month for life
beginning at age fifty.tive. II she did
not have insurance, it would require
IL $4,000 estate drawing SO interest to
give her an income of $1,000 per year
o. $4,000 per month.
A $4,000 Endowment, issued by our
International Life Insurance Company,
would pay $4,000 to her estate for
ordinary or accidental death. 1t w0ula
pay her $4,000 per month for life In
case of total and permanent disability
and no more premiums to be paid.
The premiums on the policy would
decrease from S1S030 the first year to
approximately $57465 the last year.
In fact, the total investment during
the twenty years would be approXt-
mately S126S0.65. Therefore. she
would receive about 10f6 on her in
vestment. The International Life In
suranee Company, by means of this
insurance plan, would give her the
same income at age 55 as If she ac-
cumlated a $40 600 estate and yet she
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