davidaulloa/AmericanStories huggingface dataset:
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14
Consolidation Policy Results
in Giving Many Commune
ties One Strong Bank,
Where Two Had Difficult
tics; New Banking Laws
Help Give More Stability

Guided by the policy "fcwcr and
better banks" the state banking de-
partment and the consolidation com
mittec of the North Dakota Bankers
Association have aided in the merger
OF 6S banks since January l., 1926
statistics compiled by Gilbert SEEMING
son, state bank examiner, show.
The consolidation policy has re-
suited, in many cases, in one strong
bank being located in community
which was having difficulty in sup.
porting two financial institutions. Ir
practically every case consultations
have operated to grant additional as
surance to dcpOsitors that their
money is safe and have resulted in
the organisation Of one institution
better able to serve the needs of the
community than two banks did be.
fore the merger took place.
Many Ran Behind
His observation of the banks oil
the state showed, Semingson said, tina,
many small banks were steadily run.
ming behind, their income not being
sufficient to meet their expenses be-
cause they lacked sufficient volume
Of business to care for their over.
head expenses. Every bank must
have business quarters, light, heat
and stationery and cashier, sem
ingson pointed out. Nearly ever,
one must have an assistant to thu
cashier. When the profits Of tn,
bank fail to meet these expenses il
means that the bank begins to fade
and that it will be only a matter OF
time until it will be forced to close
XIV Snr0oAinsp thai.
larger volume of business larger
he said.
laws passed at the last session OF
.the legislature as further aid in
the movement for more substantial
banks. One law requires the build
ing up of larger SURPRISES, safeguard.
ing depositors and insuring the sta.
bllity of the institution. in times oil
stress. Another law puts the issu-
ancc Of charters for new banks in
the hands of the state banking board
This. Scmingson believes, will resul,
in the prevention Of over expans Tor
IN the event Of period of general
prosperity when funds arc available
to launch new banking enterprises
The general policy in recent years
he said. has been to discourage the
issuance of new bank charters.
Strengthens Banks
The combined resources Of two OF
more banks will make stronger in
stitutions operating at less cxpens,
than the institutions operating
separately could possibly hope t
do" SemingSon said. "The citizen:
of any banking community owe it tt
themselves and to the business ant
farming interests of the communit,
generally to get squarely behind an,
movement of this kind and help make
their banking institutions int
stronger and better institutions il
order that they may adequately serv,
the needs Of the community"
Members Of the committee which
has aided in promoting the cunsoli.
dation policy are c. B. Mcmillan
Hanna; NJ. c. Bachelor, Grand Forks;
P. w. Clemens and NJ. C. Lewis, Far.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14
CHANGES. MADE
IN EXTE NSI0N
AGENT ROSTER
Revised List Is Compiled BY
Kitchen, Secretary of Ag-
riculture end Labor

Numerous changes have been made
recently in the list Of county extern
sion agents, according to J. A.
Kitchen, commissioner of agriculture
and labor. In many cases county
agents have resigned to take other
positions or to enter similar work
elsewhere.
Long lists of appointments to these
posts have been submitted to the
state board of administration by the
extension division of the state agri-
cultural college, Kitchen said, but
few additional changes are expected
this season.
The revised list Of county agents
as compiled by Kitchen follows !:
Adams County, Ray Harding, Hetting-
cr: Barnes County. 7. X. Calnan.
Valley City, Louis Currie, assistant;
Benson County. I. J. Courtice, Mime
waukan; Burleigh County, A. R. ME-
sen, Bismarck; Cass County, f. A..
Calhoun. Fargo, H. C. Vestal assist
anD; Cavalier County, w. l.. Johns.
Langdon; Dickey County. A. A. Penn.
Glendale; Eddy County, John Jensen,
New Rockford
Golden Valley County, j. c. Rus
sell, Beach; Grand Forks County.
William r. Page, Grand Forks; Grant
County, Theo Martell. Carson; Hct-
finger, Dunn and Stark counties, c.
&. Eastgate, District AgcnD Dick
inson; kidder County, Carl r. Carl
son, Steele; La Mourc County, d. c.
Mcleod. La Moure; Mckenzie County,
h. A. McNutt, Watford City; Mclean
County. A. L. Norling. Washburn;
Morton County, R. c. Newcomer,
Mandan; Mountrail County, c. o.
Ebling, Stanley; Nelson County. II.
NJ. Oefstos. Lakota; Pcmbina County,
f. G. Parfizek. Cavalier; Pierce Coun-
ty, T. T. Kristjanson, Rugby; Ramsey
County, U. S. Elmer, Devils Lake;
-Richland County. r. c. Dyncs. Wahpe-
ton: Slope County. VIM. H. Toussaint,
Amidon; Steele County. H. R. Daniel
son. Finley: Stutsman County, Harp
er Brush. jamestown: Towner County.
Jay w. Lawton, Cando; Ward Coun-
ty. +. j. Haslerud, Minot; Walsh
County. +. J. Taintor Club Work.
Park River; Wells County, +. w.
Vancura, Fesscndcn; Williams Coun-
ty. E. G. Schellander, Williston.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14

indicated that The present operator
is furnishing or offering to furnish
all the necessary service demanded
by business interests Of the towns
served, the decision held. It was
further held that the record disclosed
no basis for the opinion Of certain
witnesses for the applicant who said
there was sufficient business to sup
port q second truck line.
A question as to whether the rail-
road board has authority to deny
an application for certificate Of
public convenience and necessity was
answered by the board in the affirma-
tive. several decisions being cited to
support this stand.
Commenting on the law governing
this phase of the case the board said:
IF a transportation company is first
required to come to this commission
for certificate declaring that pub
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14
Dodge Brothers Six setting new and higher standard six-cy
Under motor cars, will be here this month.


freight line between Dickinson and
New England, the state railroad
board has refused to grant certifi-
cate Of convenience and necessity
authorizing Page & Dunkin of New
England to institute q rival service.
Decision in this case is the first
made by the railroad board bearing
directly on the question whether
motor freight lines should be sub
jectcd to competition and is expected
to be guiding in similar matters pre-
scented to the commission.
In its decision the commission held
that an agreement between the ap-
plicants and certain New England
merchants, whereby the latter agreed
to give the applicant their hauling
business was, In effect, an effort to
evade the provisions Of the motor
transportation act.
Evidence presented at the hearing
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14
BANK DEPARTMENT, ASSOCIATION AID
in MERGER OF sc NORTH DAKOTA BANKS

70. Semingson also is member of
the committee.
The following list shows the 81
mergers in which &C banks have been
consolidated and also contains data
covering two banks which have
liquidatcd their assets and gone out
of business because it was no longer
profitable.
Consultations
Ray-Linwells State Bank taken
over by First State Bank. Lankin-
First State Bank taken over by Citi-
zcns State Bank. Arthur-Farmers
State Bank taken over by Northern
Trust Company, Fargo. New Salem
Union Farmers State Bank, taken
over by First State Bank. Zahl-
First State Bank taken over by State
Bank Of Zahl. Alkabo-First State
Bank, taken over by First lnterna-
tional Bank, Fortuna. Marmarth-
Stockgrowers Bank Of, taken over by
First National Bank. Upham-Farm-
ers Equity State Bank, taken over by
Security State Bank. York-York
State Bank taken over by Bank Of
York. il >.
Mckenzie Mckenzie State Rank
taken over by Sterling State Bank.
Voss-Voss State Bank taken over by
First State Bank, Mimic. Adrian
First State Bank taken over by First
National Bank. Montpelier. Inkster
Farmers and Merchants State Bank
Flasher-Security State Bank taken
over by Flasher State Bank. Self
ridge-Citizeps State Bank taken
over by Sclfridgc State Bank.
Orr-Security Bank of Orr taken
over by Bank of McCanna. Fargo
Northern Trust Company and Dakota
Trust Company consolidated under
charter of Northern and Dakota
Trust Company. Kintyre-Kintrye
State Bank taken over by Security
State Bank. Cathay--Cathay State
Bank taken over by Farmers State
Bank. HambergftaSecurity Bank of
Hamberg takeh X over by Farmers
State Bank. Bismarck-Capital Sc
curity Bank taken over by First
Guaranty Bank. Krem--Security
State Bank, taken over by Union
State Bank, HAzen.
Linton-The Peoples State Bank
of, took over by City National Bank.
Harvcy-State Guaranty Bank of,
taken over by Wells County State
Bank, Fessenden. Ha2elton- Farm
ers State Bank taken over by Bank
of Hazelton. Sutton-Farmcrs Bank
Of Sutton taken over by Citizens
State Bank. Glen Ullin--Farmers
State Bank, taken over by Merchants
state Bank. Parshall--Farmers Ex-
change Bank taken over nv First Ma
t,onai Bank. Rhame-First State
Bank taken over by Bank OF Rhamc.
Dcs Lacs-Statc Bank of, taken
over by Bank Of Berthold and First
International Bank Of Minot. Ha-
vana--Farmers State Bank taken over
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14
-coma,sat from . Wilys.llnilAt owner.

This aotlons W1de trend toward WHY'S Knight resulting
enormously increasing Sales based public confidence ard
public appreciation appreciation Of performance,
safety and carefree operation
1he KniGht Enone Smoother qlieter, powerful with
every mile The only type Of engine that improves with
7Deaslne craakshast - Of course!
1nef your oil highest efficiency;
ditltl mid contamination
lWool Deaes-For driving possible Positive ecan-
ical-act in fash
Deox ohes5lee Keep chassis quiet the knight
engine No greasng adjustment
Ilken Bearings 81 Front Ax1e Twice many
fine Easiest steering Of them oil.
aerC 1s1y l1ass q winlshSsa safety factor Of major
inportance-cear vision on all Sides
AADusta11s Issat osat-Fs you perfectly though designed
for you alone.
llGt Co0feol 0tooflnG Whool-Lights dned without
removing your hand from the wheel
D0ok Abooebers Air cleaner Thefmosac temperature
troll Finest quality upholstery and interior fittings
s
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14

lie convenience and necessity re-.
quire such operation before COM
mencing operation, certainly the COM
mission has authority to deny where
in certificate operator is now oper-
ating and rendering adequate serv-
ice, or offering to render adequate
service, which appears to be the fact
in this instance"
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14

by Havana State Bank. Rugby-Se--
curity Bank taken over BY Citisens
State Bank. CarsOn-First state
Bank took over Carson State Bank.
Hcttinger-Adams County State Bank
took over Live Stock National Bank.
Liquidations
Towncr-Towner Merchants Bank;
voluntary liquidations, application
for dissolution made February 20,
1926. Wing-Farmers State Bank.
voluntary liquidation, application for
dissolution made January 16, 1926.
Wyndmcre Bank of Wyndmerc
took over First National Bank of
Wyndmcre. :
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14

The Sons and Daughters Of
Norway will hold their Sew
enteenth Of May Celebration
in the Odd Fellows Hall Tues.
day, the 18th, at 9 o'clock
p. m. Speeches, songs and
old-time dances. The public
is invited.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14
Another Gas Station
Being Erected Here

Work is now under way in the
construction of gasoline filling
station at the corner Of Broadway
avenue and Sixth street, directly
west of the city auditorium. The
station is being built by the Red
Trail Oil & Transfer Co. of Man
dan.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14

It requires seven years for an or
child to reach maximum size and
begin to bear the highly priced
mauvc and lavender Blossoms.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14

Elks Band Members No
tice: Band rehearsal at 3
O'clock Sunday afternoon.
May Is, at Elks hall. All
members be present without
fail.
The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1927-05-14
NEW. ENGLAND
WELL SERVED
BY FREIGHTER
Commission Holds One Motor
Line Sufficient to Het.
j finger Co. Town

Holding that the public is being
adequately served by one motor
Evening star., 1927-04-22

by Mrs Wilkinson, founder of Our
Flag Chapter, on its twenty-tirst
birthday.
Trees Are Planted.
"The better films committee has
worked in connection with the educa-
tional bureau of Crandalls Theaters.
Conservation and thrift committee
has done fine work in locating his
toric trees and interesting the Daugh-
ters in signing the wild flower
pledge and finding the birds during
the Winter months. The Susan
Rivere Hatzel Chapter has planted
IL trees.
1.-THE State historic committee has
held monthly meetings under the able
leadership of our State historian.
Many unusually fine papers have been
read and some able speakers heard.
Their wears work reaches d fitting
climax in the unveiling of marker
on Saturday. April %, which marks
the site of the building in which the
society was founded.
"A sum of S81. .38 has been raised for
the Caroline Scott Harrison Memorial.
At our recent State conference the
Daughters voted to ask the chap
ters for 10 cents or more per mem
Der for the national defense com
mittee.
MANY of the District Daughters
are giving regular hours to assist
the national chairman in this work;
$50 has been given this year.
"A sum of $50 has been given to
historic spots and Mary Bali table
has been purchased at cost of $500
Evening star., 1927-04-22
OFFICIAL ID. A. r. PROGRAM
Tonight's Session.

Tonights
8.5 OClock-Nernora
Bugle Scouts Steel
Entrance of President General escorted by the Pages
Invocation Mrs sedsn SPENCE Past cn9pam and Patriots Of
United House of Repre-
southern Songs in Costume:
me an Nah Pardper" Folk Song
Craced Washington through generations)
Herbert Chairman Directors
Music: OATS What All Calls Music"
Miss Mule" song
Address Ernest Thompson President National
American Pen Women
Mornings
10 oClocl-Nemorial Continental Han.
Entrance Of M President General @ escorted BY the Pages
scripture and Prayer a The &C Chaplain General
] Rend4s % o se Minutes dhe Re0dnf 0 ] seSrei2ry & General
DsD s5Dua sapsn55s M9so from n65r lf se'e Carl Bhm
Dorothy seamans Lila cramer Haupt, Accompanst,
New Business
luncheon.
Afternoon Scssion
OClock--Nemorial Continental Hall
REPORT Of Resolutions Committee: Mrs Henry b JOY, Chairman
Presentation
Of newly elected State Regents Vice
Music:" Be We Again" by the Congress-
Adjournment ThirysiNth Continental Congress.
Columbia of
luton the members Of the
Fourteenth where the soce Of the @
. founded. = ~
Annual Banquet, 1880 OClocl-The
Mrs. Frank Hight, n Charge
Miss Margaret Wthes n of
Mrs j. Franklin Little Assistant in Charge of Banquet Tcke9
Evening star., 1927-04-22
Public Schools Cooperate.

| Public Schools Cooperate.
! A total of $40 chapters in % States
! reported from so to 100 per cent of
| their members voting, the report show.
| ed. in most cases from 80 per cent to
| 100 per cent. The District of Colum.
| bia chapters wrote letters to mem,
| bers who had vote outside the Dis
| trict
The cooperation of the public
schools throughout the country in the
patriotic education work was declared
| to be encouraging, prizes totaling
S7,907 having been awarded in de-
batting, oratory, citizenship and other
contests. Six thousand copies of the
Constitution We're distributed in 81
States and 10000 copies of the Ameri-
cans Greed issued in 81 States. In adj
dition CTS subscriptions to the ID. A.
r. Magazine containing historical
articles of a valuable nature We're sent
to schools and libraries by al States,
Ohio leading with 80.
The total amount collected for
patriotic work of all kinds averaged
S83.91 a chapter, she reported, and
had all chapters contributed 100 per
cent the contributions would have
been $185 900, or more than the goal
set by the chairman. In the amount
contributed in percentage of increase
and per capita Tennessee was in
class by itself. Through the gift of
$25 900 by a member to Washington
College, east Tennessee, the State
gave a total of $30.G37, an increase
of 100 per cent, or an average of
$11.74 per capita. The District of
Columbia contributed S2,066, an in
crease of 27.2 per cent.
Mrs. Chesley to Lecture.
At the afternoon session a number
Of interesting events were scheduled
on the program. Mrs. |Villoughby S.
Chesley was to give a patriotic lee
ture with lantern slides, Mrs. Truman
S. Holt was to tell about the Philip
pine scholarships awarded annually
by the Daughters and Mrs. Fl. Eugene
Chubbuek was to report on "Preserva-
ton of Historic Spots"
Mrs. Amos A. Fries Of the District
of Columbia, national chairman of the
publicity committee also was to give
her report. Mrs. Fries has been COM
PEELED TO spend most of her time
downstairs in the room reserved for
reporters covering the Congress and
has been putting in strenuous work
night and day during the entire ses-
sions, with scarcely chance to lis
ten in" at the proceedings.
A beautiful basket of Spring flow
ers was presented to Mrs. Fries on
behalf of the newspaper men and
women covering the Congress, accom-
panied by this poetic tribute:
TO Mrs. Amos A. Fries.
She gave rs the paste not and scissors:
She even provided us lunch;
If you're looking for No. l service.
page Mrs. Fries is our huneh
No longer we wander defenseless.
Searching for members from home:
Mrs. Fries has them all nicely labeled
And ready for us in tome
From the cub who Just hates this assignment
To the veteran who likes the big show.
We all oin in the thanks hereby rendered
To the one the reporters best know.
She has given us all of your stories.
If we've lost them she cannot be shamed.
If your items have failed in the printing,
On the editors head Is the blame.
SO here is our gay floral tribute
For the lady who works with such zest:
Take these blossoms of Spring with the
blessings
or the boys and girls of the press.
Evening star., 1927-04-22

mony and upheld at all times the
standard of our society.
Our Americanization work in the
District is done in connection with the
Americanization School of the public
schools, where we have paid the sal
ary of a special case worker. The
girls homemakers' work has been
combined with the Americanization
work and includes weekly luncheons
to alien girls and women who attend
this school, and also a weekly sew
ing class has been maintained
throughout this last year. More than
200 books have been given to the libra
ry established by the District Daugh-
ters. Six chapters paya teacher who
visits the families in a part of the
city called Arthur Place. Silk flags
are presented TO the new citizens at
the reception given in their honor.
THE committee on patriotic educa-
ton has been most active and, through
their efforts and the splendid co-opera-
tion of the chapters, $1,000 has been
raised for the various schools and col
leges and a radio set purchased and
given to a Southern school by the
Sarah Franklin Chapter.
THE work of the children, Sons
and Daughters of the Republic COM
mittee, has continued, the interest
greatly increased. These are children
not eligible to become Children of the
American Revolution. but nevertheless
love Of country and respect for the
institution and reverence for our he
roes and our ideals.
Students Fund Aided.
''The D. A. r. students loan fund
committee has done outstanding work,
having raised, through the chapters
and their own efforts, S692.25, making
our fund now S1,013.25. The Ellis
Island committee reports 16 boxes
sent to Ellis Island, valued at 5000
and sos, toward the quota asked for.
Three hundred and sixty dollars given
for Immigrants Manual and many
manuals distributed.
Although our District room was
refurnished last year, S13S has been
raised this year for whatever pur
pose needed; two pictures and a rare
old serving cabinet and few pieces of
china have been added.
I'VE have kept up our national
work in every branch, yet have done
splendidly in raising money for Con-
stitution Hall. Forty-seven chairs
have been subscribed for this year,
167 cubic feet of foundation balance
paid on our box and $401 paid in
pledges, making a total of S5,S98.90
for this year and S47,350 in bonds
purchased. Total number of chairs
subscribed for to date, S.
George Washington's birthday was
celebrated jointly with the Sons of the
American Revolution and the Chill
dren of the American Revolution, the
State regent of the District of Co
!umbia ID. A. r. presiding A gold
medal was given as usual to the stu
dent at George Washington Univer-
sity writing the best essay on early
American history. A sum of $204.95
was given to the library, and one
chapter paid in $40, making it's mem
bers living flag. This was given
Evening star., 1927-04-22

our distributing agent, has given out
1876, 1926 copies to incoming aliens. He
furnishes an itemized list in all of the
Is Languages: IL, ,6SS were presented
this past year, a much smaller num-
ber than heretofore, owing to de-
crease In immigration. Mr.. Birseneek
tells us that the manual is one of the
few publications for immigrants
which serves it's intended purpose.
His wife, who teaches English classes
for foreigners, finds it excellent for
reading and dictation. The inspectors
on the island use it as a ''literacy
test" for aliens. Sometimes an English
manual is taken by an immigrant TO
compare with the duplicate in his
own tongue, so as to learn the words
and sentence structure Of our Ian.
guage. One of the workers on the is
land informed your chairman that
next to the Bible" it was the best
thing he had to give an immigrant.
ITO quote from Mr.. Birseneek's re-
port: In the railroad room you can
see the immigrants with numbered
slips pinned on their coats. showing
to what station they are bound. AS
they go they carry the manual along
with them, thereby scattering the
book in practically all the States.
They will read it on the trains during
the long journey to their destination.
Through the gift of the manual at
Ellis Island the book finds it way
among the new miners, farmers,
merchants, factory workers; in cities,
towns, villages, schools and in many
communities as wen as in colleges.
Urged to Vote.
A plea to the Daughters to exercise
their right of suffrage in all National
and State elections was made by Mrs
Henry M. Robert, jr., chairman of
the committee on patriotic education
in submitting Her report of last years
accomplishments.
One of the main features of the y.
A. r. program on patriotic education,
she declared, is to arouse every
American to the fact that while more
than one-half of the qualified voters
fail to cast a ballot, it is possible for
one-quarter of the voters to determine
policies for all.
I'm America today. by careless in
difference of citizens" she said, gov
ernment by the people, as expressed
by the will of the majority, does not
exist. There is a need of convincing
every American citizen legally en-
titled to vote that it is his or her
duty to go to the polls and cast that
vote"
The suggestion regarding the vote
came too late from the National So
ciety, she explained, for many plans
before registration days in the last
elections. A general response, there
fore, was not to be expected this year,
but progress is being made in the
campaign