davidaulloa/AmericanStories huggingface dataset:
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12


As a general rule it may be stated
that weekly payment life insurance is
100 per cent higher in cost than or
binary.
Nor is this all; weekly policies have
no loan value whatsoever, ordinary
policies have a loan value after two
years; ordinary policies have cash
surrender value after two years, the
weekly payment policyholder must
wait ten years until he can "sell'
his policy. Such sale usually results
in 66 per cent loss of his deposits.
Ordinary policies pay dividends after
two years, industrial" policies after
five.
Tell Your Story.
We hope that our readers will help
US make this expose effective by see
ing that nefghbors and co-workers
are acquainted with it. When you are
through with this paper do not throw
it away. Leave it in a place where
someone will be sure to see it.
Already the expose has more than
caused a stir in the seats of the
mighty. Governor Smith has ordered
the Superintendent of Insurance,
James A. Bella, to look into the
charges as made in this series of ar
ticles.
This is not enough. Nothing short
of legislative investigation, honestly
conducted (if that is possible) will
ever bring about a curbing Of the
big Four"
Propaganda may not be art-but
it sometimes scares the wits out Of
public hooters.
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12
Passaic Beats Preiskel;
Foe of Strike
Continued from Page ons)

Continued from Page One)
lieutenants and the American Legion,
the ticket polled 400 votes, while
Albert Weisbord, the strike-leader,
when ell these agencies tried to make
responsible for the present situation
got LOO votes. And all this was
done with all the handicaps of Com
munist campaign, the lack Of funds
and proper election apparatus, the
sabotage Of the press and the usual
wholesale stealing Of votes.
Preiskel's Defeat
1.-THE defeat Of Preiskel, the man
mostly responsible for the police bru-
tality during the strike is also great
achievement, even il his successor
may not be much better. With the
large majority of the workers dis
franchised and with all the other fac
tors taken into consideration, we can
claim the Passaic election Com
munist victory, the continuation Of the
one won by the strike"
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12
HOPE TO APPEAL
JACK RUBENSTEIN
CASE IN PASSAIC
Brookwood Student Vic
tim of Judicial Outrage

PASSAIC, n. j., May 1.-The
case of Jack Rubenstein, Brookwood
Labor College student and leader
in the Passaic textile strike, now in
jail in Bergen County, has a good
basis for appeal, according to Joseph
FEEDER, attorney for the> defense.
Rubenstein, whose course of studies
at Brookwood was interrupted when
he was sentenced April % to six
months in Jail and fine of $500, is
behind the bars on charge which
came up more than year ago.
FEEDER, discussing the possibility Of
an appeal, cited the prejudicial con-
duct Of Judge William Seufert at the
trial which took place in May, 1926,
as one Of several good arguments for
appealing the case. "The jury quite
clearly did not think the evidence suf-
ficient grounds for conviction" said
FEEDER, "but the trial came right at
the height of the strike when feeling
against the strikers in conservative
Bergen County was running high, and
they did not feel that they should ac-
quit him entirely. So they came back
and asked the Judge if they might
find him guilty of simple assault"
Judge Demands Limit.
eff you can find him guilty of as
sault, why can't you find him guilty
of assault and battery?" replied the
judge, according to FEEDER, and he
sent the jury back again.
The charge of assaulting a jail
keeper on which Rubenstein is now in
jail originated year ago last March,
when he was arrested for leading a
mass picket line and was being held
in the Bergen County Jail.
IT was asleep on the cot in my
CELL" says Rubenstein in describing
the affair, "when was awakened by
quarrel between two prisoners in
tbs cell next to mine. / did not know
them--they were not strikers. They
were making so much noise that 1
stepped out Of my cell and went to
see what was the matter. Just then
one Of the jailkeepers rushed upstairs
and making for me began hitting and
cursing me. tried to protect my
face from the blows, calling out that
he had the wrong man, but he paid
no attention"
Dunn Tells Of Brutality.
Robert Dunn, who spent few days,
In jail with Jack in April, 1928, att
the time Sheriff Nimmo read thel
Riot Act, thinks Rubenstein's case
certainly should be appealed. II saw
Adamcheslzy, the police officer now
under arrest himself for robbery, hit
Jack on the back Of the head without
the slightest excuse for IL. I've seen
other great brutes twist the hand
cuffs on him on purpose until they
cut into the flesh. From the things
I've seen with my own eyes, can
we'll imagine how this charge Of as
saulting the jailkeeper' arose."
Only lack Of funds is holding back
the appeal Of Rubenstein's case. All
those who want TO sec this young
idealist released from jail are asked
to write or send money to the Pas
sale section Of the, I. l.. D., Room IL,
FAB Main Ave-, Pssssic, N. J.
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12
DEFRAUDED BIC FOUR" VICTIMS
ARE DEMANDING INVESTIGATION
Continued from Page OneJ

CONTINUED from Page One)
buccaneers does not lessen the work
er's problem in this respect. AS yet the
workers have not taken over this
most vital business and the need fol
adequate insurance protection per-
sists.
These insurance problems confront
the worker: when he dies he must be
buried, his children must be educated
and an endowment policy aids in that
direction, in his old age a thousand
or two might help considerably-but
weekly payment life insurance will
not achieve these ends,
We have shown in previous arti-
cles that weekly payment life insur-
snce is exorbitantly high in rates and
erlminally harsh in its policy condi-
tions. Otherwise how can one ac-
count for the fact that 1850 of. all
policies lapse before they have been
in force for three years.
The average polieyholder buys his
insurance in the best Of faith. The
agents rosy picture of the future
sounds neutrality-suspicious. in old age,
education for the Riddles, own your
own home via a weekly payment life
) insurance policy-yes, these things
sound very promising. The agent,
who very often is as ignorant OF in
suranee as his prospect is, CLOSES
over the question Of cost and surren-
der values.
Hide the Facts
The Metropolitan Life Insurance
Company in a booklet called Talks to
New Agents says, keep cost in the
background. Do not dwell on sur
render values. Do not leave sample
policies. Do not show many figures"
The question Of cost is usually
evaded by such phrases as sit only
comes to ten cents day" or you'll
never miss the money and then when
the Glad Day comes, you'll welcome
that OF check" And soon. If you've
ever been canvassed for insurance you
know the tactics,
Forced To Drop
But when the premiums keep
mounting higher and higher due to
increases in the amount of insurance
and the assistance of your agent, the
day inevitably comes when the load
is too heavy to carry. The premiums
are abnormally high and when the
chill wind of unemployment or i'll
ness blows the insurance is dropped.
Weekly payment insurance has no
loan value as is the case with "ordin-
airy" insurance and so the result Of
years of scrimping and saving goes
up the flue.
RI the policyholder has had the good
fortune and patience to hang on to
bis unfair policy for ten years ne may
surrender his policy for its cash value
and suffer a $3.50 loss.
The Reserve" Pot
This is industrial insurance. This
is the type of life insurance which
the Superintendent of Insurance per-
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12
Carpenter Cars
Sign Bad Contract
For Cleveland Men
By FRED HARRIS.

CLEVELAND, May 1.-THE Car
penters' District Council has signed
a six to one agreement with the
bosses, giving away six cardinal
points in return for petty increase
Of 1914 cents an hour,
The seven big points Of the new
agreement, just signed after months
of negotiation, are:
1.-sA wage increase Of 1914 cents
(from $1.25 to $1.371a).
2.-This agreement to take effect
Immediately and to be binding till
March 1, 1928.
3.-To be renewable annually there
after, and can be terminated by eth
err party only after six months no.
tice.
4.-The employer may employ nom
union men together with union men
on the same job if the union is not
able to supply the necessary help.
5.-Prohibition Of limited productive
ity per individual.
6.-Right of employers to pay ex-
ira money better than the scale for
more than average production.
7.-Arbitration of all differences,
and final decisions by umpires.
Bosses Satisfied.
The employers are well satisfied,
for they have now a guarantee that
no interference will occur in this
years building program, which is es-
timated to be above S12,000,000. As
the Cleveland Plain Dealer puts it:
"This agreement gives strong insur-
ance against interruption on construc-
tion."
About 10000 men are involved in
this agreement, and while there is
not unusual enthusiasm among the
men, yet on the whole they are glad
that the long drawn out deadlock is
over. Negotiations started during the
first days of January, but failed be-
cause Of the arbitrary demands Of
the bosses.
The men also lost practically their
demand for % cent an hour wage
increase. The bosses however COM
promised by granting them 1914 cents.
Other Crafts Negotiate.
The carpenters are thus far the
only ones to have settled their af-
fairs. II has been made known today
that the following organizations will
try next week for on agreement with
the bosses: bricklayers, cement finish
ers, electricians, hosting engineers,
steamfittsrs and laborers.
To show how the carpenter officials
failed in demanding an adequate wage
increase it may be well to point out
that even with their present wage in
crease to s1.S7h per hour, their pay
Is yet far below that Of other trades.
The following list proves this: Pres
emit wage scale Of ironworkers, $1.50
per hour; fathers, $685. per hour;
plasterers, 1921 per hour; plumb
ers, S1.50 per hour.
Old Wage Scales.
The wage scale Of the trades now
negotiating a new agreement are:
bricklayers, $1.50 per hour; cement
finshers, s1.25 per hour; electricians,
s1.5o per hour; steamfitters. $3.50
per hour.
The carpenters officials who signed
the agreement are Harry Schwerzer,
Albert Rudy, Gustave Schrader, Harry
Mclaughlin.
BUY THE DAILY WORKER
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12
Needle Trade Defense
Bazaar Opens.

The United Council of Working
Class Housewives had tremendous
meeting Tuesday at which It was de-
termined to send down the number Of
requests for booths to a bare mini
mum. The result was that the follow
ing booths were added to the list.
Council No. Chemicals, COOPERATIVE
Councils No. 2-s-12 one booth, Coun-
ellis and Z one booth, Passaic Council
one booth. Other booths taken at the
last minute are the Capmakers 7. U.
E. L. and the Cutters Welfare
League.
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12
Anthracite Miners
Demand 6-H0ur Day

HAZLEToN, Pa, May IL. - De-
mands Of union miners at the Evans
colliery at Meadow Brook for six
hour day are in the hands Of the con-
Citation board. The company pro-
posed to cut the workday from eight
to seven hours, and the miners coun-
tered with six hour demand
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12

Who is Behind the Prosecution of the Militant
Needle Trades Workers?
Who Are Matthew VOLTS Fellow Conspirators?
They Are Leaders of the National Civic Fed
GRAFTON!
Vol is Acting President of the Labor Hating
Civic Federation.
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12

mits to be hawked about in the State
Of New York. The public" which in
this case is the worker, as usual foots
the bill. The hundreds Of millions
of dollars which the big Four"
makes on lapsed policies goes into
Preserve" fund which the public"
will never see, although these compan-
les are supposed to be mutual
There are about 10 million of these
weekly policies in force in the United
States and Canada on about 40 mill
lion lives. The Big Four" who mon
opolizes the business, have assets Of
nearly billion, their annual income
from all sources is upwards of one
billion dollars.
All efforts to make public the enor-
nous swindle Of weekly payment life
insurance have been met with ruth
less attempts at suppression.
This paper, which is the only New
York newspaper which was courage
Gus enough to expose the fraud prac-
ticed on 40 million Americans, now
faces framed up charge of print
ing so-called unpatriotic poem.
Dare Not Answer
The big Four" dare not come into
the open and answer the charges
which are contained in this expose,
because by doing so they will be COM
PEELED to answer still graver charges
which may be preferred against them.
Their only defense is cowardly
silence. In this case, he who hides or
runs away may live to swindle another
day.
I hold no brief for the ordinary"
companies, but as things are now they
offer the worker the best that he may
buy in life insurance.
If our readers feel that they must
carry life insurance, by all means let
them carry ordinary" insurance and
not the murderously weekly payment
life insurance which is offered by the
"Big Four"
The Way Out
1t would be an advantageous thing
for the country at large and for the
American worker in particular (if l
am correctly informed he is the coun-
try at large) if social institution
like life insurance were taken out Of
the hands of Wall Street operators
and put into the hands Of those who
contribute to its upkeep. But maybe
this is asking too much in a graft
ridden country.
In answer to the thousands Of pol
icyholders who are fretting about the
wisest plan Of insurance to carry,
submit the following tables which
show comparative rates between cor
binary" life insurance and weekly
premium or industrial" life insur-
ance.
The table below shows the cost per
thousand dollars Of insurance at age
35 at various plans:
.
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12

stock of merchandise that has been
collected.
A Letter From Jail.
Dear Friend Zirlin and Members of
the Executive Board Local No. 8:
am in receipt Of your cheering
letter and hearty greetings. ! thank
you in the name of my fellow prison
ers for remembering US. There is NO
news to write of on our dreary Island
Life is a quiet death. Prisoners come
and go but the prison is always full
and nothing else happens because the
present capitalist. society provides
plenty of victims for the jails.
can write you that last weeks
monotony was broken by visit from
some Of our officers with whom we
spent few pleasant hours. I car
also write you that we have sent oul
greetings for the Bazaar in the
special number of Unity. We lool
forward to a tremendous success al
the Bazaar both moral and financial
We hope that the workers will under.
stand the Importance of this under.
taking and that they will give Their
hearty support.
Yesterday we heard about the re,
suit of the frameup on the min,
furriers in Mineola. Just imagin.
how we felt about it. Of course W.
can thank Schachtman, Sigman ant
McGrady for this. Under such cir
cumstances, the result could not hav,
been different.
We, your fellow workers, send oul
greetings to these men and theil
families. We hope that they vii
meet this misfortune as BELTS work
ers loyal to the cause Of our class
Let US hope that this act against th,
furriers viii prove to be the end o.
the whole gang of union breakers.
We close with the assurance tina
we stand with you, on the outside
shoulder to shoulder in our struggi,
for freedom, and we look forward Il
the near future to celebrate our vic
tories over our enemies. Cloak
maker Prisoner.
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12

Because of the stubborn refusal of
thousands in the threatened area to
heed the evacuation warnings, res
cue equipment in the Red and Old
Rivers has been augmented against
the anticipated crevasse in the Bayou
leyees. Six huge barges were hauled
up from New Orleans today under
emergency orders to stand by with
the armada of coast guard vessels,
side wheel packet ships, tankers, and
tugs scattered along the two rivers.
IL Senator's Demand Action
Senator James A. Reed, (D), of
Missouri, today awaited concerted &C.
ton by the members of his party in
forcing President Coolidge to call a
special session Of Congress to con-
slider flood relief.
Twelve Senators have joined in
demanding some kind of action at the
same time criticizing President Cool
idge for refusal to call special ses-
sion to deal with flood relief.
with 100000 to 100000 homeless
in the Mississippi Valley it is pre-
posterous to believe that $50 to $25
per capita raised by the American
Red Cross in their S10,000,000 fund
will do any great amount Of good,
they declared. The catastrophe is
national in its character and ought
to be met. by the national govern
ment."
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12

BUY THE DAILY WORKER
AT THE NEW ISLANDS
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12
SMALL POx FOUND
I'm REFUGEE CAMP
AS FLOODS RISE
Waters May Drive Lep-
err Colony Into Towns

WASHINGTON, May IL. - Six
smallpox cases were reported today
from the Harrisonburg, La, refugee
camp in the Mississippi Valley flood
area, national headquarters of the
Red Cross was advised. Doctors and
nurses there are vaccinating all re-
fukees and isolating suspected cases.
The famous leper colony near
CaarTville, La, where more than 800
people afflicted with leprosy live vir-
tually in exile, is menaced by the
flood and it may be necessary to
evacuate the inhabitants to a place
of safety for them, perhaps not for
their neighbors.
BATON ROUGE, La, May 11.-of-
ficial predictions based upon hourly
surveys of the unprecedented river
conditions are that New Orleans will
experience no disaster. The river
stage there today is 20.3 feet, drop
Of one-tenth Of a foot since Sunday
and six-tehths during the last week.
Threaten Bayou bikes.
The bayou bikes have been water
topped for forty-eight hours. Warn
ings that break appeared inevitable
have been posted throughout the
threatened parishes for a week. Thou
sands Of muscle-sore levee defenders
are battling along some fifty miles
Of wave washed wall in a last stand
against the memorable sea still swell
ing over thousands Of square miles in
northeastern Louisiana.
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12
Many Concerts.

The program as worked out for the
Bazaar provides for concerts in the
main hall tonight, tomorrow and
Sunday Nightly concerts in the
restaurant and Grand Ball Satur-
day night.
The Hall will be opened daily at
l P. M. in an effort to make quick
four day sale of the tremendous
stock of merchandise that has been
collected.
The daily worker. [volume] (Chicago, Ill.) 1924-1958, 1927-05-12

Read The Daily Worker Every Day
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1927-11-19
Real Estate Wanted
Real Estate for Exchange

WE HAVE cash for modern or semi-mod-
priced right. Times. Box B-S54.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1927-11-19

MODERN home. east: rooms near Wash
ington ST.; exchange for double or sell
on paym'ts. owner. Or. 047S-M. eyes,
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1927-11-19
Legal Notices
INDIANA woRLp WAR MEMORIAL
NOTICE TO BIDDERS

(a) Sealed proposals viii be received at
the office of the Trustees of the Indiana
World War Memorial. Indiana World War
Memorial Building. corner st. Clair and
Meridian Streets. Indianapolis. Indiana.
until 10 O'Clock A. M. December 20. 1927.
for furnishing materials and labor neces-
sary for the construction Of Storm Water
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1927-11-19
Houses and Flats Furnished

BROADWAY. 4164; well furnished 5-room
modern: splen. location. near bus. Reas.
GOODLET. 1880: furnished double; 8 rms.
and hath; heat lights and Ts,ter fur
nished $50 month. Be. 1583-R.
GRAY. N. 827: rooms furnished COM
pletc: kitchen privilege; telephone: ga
rage. Oh. 4336.
GUnFORD. 4i70 beautifully furn. 3-bed-
nm. home; exc. neighborhood; land
scaped: gar: 5 tons coal in. Reasonable.
UNIVERSITY. $500; well-furn., 3-bedrm.
modern home: bus stops at door reas.
Bath. w, 1914; 5 rms. mod, gar, heat
and water furn.; $45: completely furn.;
eco. Ran. 2e02
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1927-11-19
500 Cash

1024 Albany; new Groom bungalow;
dandy, complete bath; window shades
linoleum,. cement porch. garage; Just
your rent buy you this delightful little
home; price $3.50. N. j. FOX. Ma. 6755;
evenings, HUI. 1853
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1927-11-19
Lots for Sale

LOT on Drexel Ave, second lot south OF
18th ST.; west front, just two blocks
from Little Flower s PpoarrEish IRISH, e fast EroV,
this lot. Drexel 2091-J.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1927-11-19
Houses and Flats Furnished

4-hOOM 1urn.. $22i ". MOTIFS and 'WaSh.
on city bus line. Bel. 05l7-R.
ELEGANTLY furnished apt; rent or sell;
gray bed-davenport and chair. gateleg
table, Victrola. chiferobe, etc. 1874 w.
21st. Apt 90
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1927-11-19

Kindling With Each Ton
Bethel Coal Co.
,rexel 5000. 223 Caven sc.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1927-11-19
Money to Loan
Business OPPORTUNITIES

LOANS ON PERSONAL PROPERTY.
SECURITY INV. AND LOAN.
1876 N. DEL. LIN. $3.50
The Washington times., 1927-01-14
MARYLAND

yesterday & Schenck, Mt. Rainier, Md.
Riverdale Gar, Riverdale, Md.
MOreland Motor Co.. Waldorf, Md.
W. H. Mattingly, Abel, Md.
T. P. McDOnagh, La Plata, Md.
Clifford E. Gasch, Hyattsville, Md.
Smiths Bait. Service, LeonardtOwn, Md.
Jesse Cue, Damascus, Md.
Gambrill Carlin, BOyds, Md.
Brosius Bros. & GormIey, Silver Spring. Md.
Burdette Bros, Hyattstown, Md.
The Washington times., 1927-01-14

Jones Radio Co., BrOwnsburg, Va.
r. C. Sonner, Strasburg, Va.
w. A. Hood and Son, Hood, Va.
Hamric and Smith, Lexington, Va.
Augusta Furniture Co., Staunton, Va.
w. E. Long and Son, Mt. Clinton, Va.
L. ]. Burner, BerryviIle, Va.
P. A. ArmentrOut. Harrisonburg, Va.
MOncure Motor Co., East Falls Church, Va.
]. 7. Campbell, Luray, Va.
o. O. Davis, Shenandoah, Va.
]. r. Webb, Warm Spring, Va.
The Washington times., 1927-01-14
Hand Shaking Is Held
Cause of Many Colds

PHILADELPHIA, Jan. 14.-.'Don't
shake hands with friends as an ex-
preston Of the seasons compliments
II you wish to avoid colds" DR.. c.
Hampson Jones, health commits
sioner, warns.
Infection may be communicated
in this way, and Is. in fact, the chief
means by which the malady is con-
tracted.
The person. who Is infected. fire.
quently coughs into his hand, and in
clasping the hand of another. the
germs are then transferred" DR..
Jones explained.
The Washington times., 1927-01-14
VIRGINIA

Blue Ribbon Piano Co., HarrisOnburg, Va.
H. E. Metz, Manassas, Va.
w. L. Richards, Gordonsville, Va.
Bruce's Pharmacy, Culpeper, Va.
Glasgow Garage, Glasgow, Va.
w. 4. Bradley. Stuarts Draft, Va.
w: p. Kite, Elkton, Va.
Williams Garage, Broadway, Va.
Smallwood Motor Co., Stephens City, Va.
2. w. Koontz, Bridgewater, Va.
Auto Accessories Co., Alexandria, Va.
A. F. Campbell, Potomac, Va.
The Washington times., 1927-01-14
VIRGINIA

Exide Serv, Station, Fredericksburg, "
w. l.. Perry. Quantico, Va.
w. S. Lynn, Occoquap, Va.
Fincastle Pharmacy Fincastle, Va,
Edinburg Garage, Edinburg, Va.
Linhoss Pharmacy. New Market, Va.
r. L. Lucas, Rockbridge Baths, Va.
Engleman's Gar, Fairfield, Va.
Irving Way Hill Co., Charlottesville, Va.
Dulaney Brothers, RuckersviIle, va.
w. E. Burner, Woodstock, Va.
Windridge and Anderson, Rosslyn, Va.