New Britain herald., 1927-05-10

fighting fires. They should also re- ceive some payments for each alarm which they answer.
 ''The insurance rates on a one or two family house of frame construc- ton and with combustible roof in Class F. are sl50 a hundred for three years. in Glass E, sl.12 a hun dred for three years and in Class D Sic hundred for three years. The requirements for Class D are that the house should be within two miles of a station and within 500 feet of fire hydrant: for Glass F. the house must be within one mile of fire station or within 500 feet of a hydrant in Class F. town or within 1000 feet of a hydrant in a Class D town. and Class F includes all houses more than one mile from a fire station and more than 1000 feet from a hydrant in q Class D town. The insurance companies quote a separate rate on farm prop erty.
 "At present Kensington and Worthington fire districts arc in Class E and the East Berlin fire dis trict is in Class F. By having our own fire department we will come within the requirements of the in- surance exchange for a lower rating so that kensington and Worthington will be in Class D and East Berlin will he in Class F.
 "Also the town of Berlin will be changed from Class F to D which means that all property more than 500 feet and less than 1000 feet from hydrant which are now in Class F will be changed to Class E also the farms are entitled to a slight re- duction in their rates. In other words people who are within 1000 feet of hydrant or will be within one mile of a fire station and are paying s1.50 a hundred for insur- ance will be reduced to $1.12 a hun- dred there by saving 3S cents a hum dred and all those now paying $1.12 hundred will be reduced to 57 cents. thereby saving 55 cents a hundred. From the above you can see that the fire districts will receive the greatest reduction in their in- surance rates, therefore we believe the fire districts should pay 50 per cent of the purchase price and also 50 per cent toward maintaining the apparatus each year. The other 50 per cent should be paid by the town so that the entire town can get the benefit of both trucks. A first class bumper can be bought for s7.5oO and a chemical truck for $3,500 fully equipped but without hose. However. these do not have to be paid at one time but can be bought on the partial payment plan. extend- ing the payments over a number Of years.
 Hose must be purchased serar- ately and must be replaced every five or six years and taking Is years as depreciation basis on the trucks then the depreciation of the trucks and hose plus the rent. gas and oil. charging the chemical tanks and paying the full paid man and call men of the department will amount to about s4.0oo year. plus 10 per cent will be $4.400. Taking 50 per cent of this as the towns share then they should pay $2,co0 a year. After subtracting the amount paid at pres ent to the New Britain fire depart ment $1.500 from the $2.200 will leave an increase of s7o0 per year or about 1-1o of a mill additional on a grand list of over 2 million. The grand list of the three fire districts amounts to about $5,S13,oe0 and c-5 of mill on this amount will be $22.o5 which is 50 per cent of the carrying charges of the fire depart ment.
 'Under this plan the increase out side of the fire district will be only 1-10 of a mill each year and in the fire districts the additional 1-10 of mill town tax plus 2-5 of . mill in fire districts tax total of 1-2 of 0 mill.
 "A one or two family house of frame construction with combusti- ble roof in Kensington or Worthing- ton fire districts which Is assessed for $6,000 would pay a total of 1-c . mill additional tax or $500 ! year. Such a house perhaps would be in- sured for $5.oo0 and the furniture for &1.o00 making . total Of $6.000 on which there would be a saving of S6 cents hundred or $500 in three years which s tlLpQ in ons