davidaulloa/AmericanStories huggingface dataset:
Evening star., 1926-10-16
NEWSPAPERS BACK
LOCAL INVESTMENT
Cooperate With Realtors Associa.
ton in Urging Advantages Of
Hometown Field.

Newspapers in a. number of cities
are cooperating notably with the real
estate boards OF their localities in the
national cooperative advertising cam
paign sponsored by the National AS
sociation Of Real Estate Boards to set
forth the advantages Of the home
town as a field for investment.
The Omaha. Bee, recognizing the
campaign as one Of community build
ing, has donated it's space to the
Omaha Real Estate Board for the
series of IL advertisements calling at
tention to the advantage of stalking
out a claim in your home town where
you can watch it, and Of making
that investment one which would ad-
vance with every advancement which
the city made in growth or prosperity.
The Chicago Herald and Examiner
has similarly donated full page space
to the national series in the name Of
the Chicago Real Estate Board.
Evening star., 1926-10-16

newspapers Of the city win exhibit
showing the relation of the daily
newspaper to the home and their work
toward better homes. Life insurance
companies will have educational
booths and statistics OF interest to
home builders and home owners. The
exposition will be confined to educa-
tional activities for better homes and
better building.
No efforts outside of this line, such
as contests. etc, will be made. Dem
onstrations will be confined strictly
to subjects and talks useful to the
building of better homes. The hope
has been expressed by the officials OF
the Washington Real Estate Board
that this first experiment of theirs in
the National Capital of better homes
and building exposition will meet with
generous public response, so that they
might repeat annually this affair
which they have inaugurated purely
as an educational feature and to en-
courage home owning in the National
Capital. 1t is the hope OF the board
also, that the beauty Of Washington
and it's reputation as a desirable resi-
Dental city will be greatly benefited
by such expositions from time to time
The exposition Is in charge of Clarence
r. DOnohoe, John F. Maury, w. c.
Miller. Albert e. LandvOigt, Theodore
M. Judd, Jesse II. Hedges and Ben T.
Webster.
Among Those Exhibiting.
The following organizations are
among those who are exhibiting at
the show: Amoss & Dowsley, Asbestos
Shingle Slate & Sheating Co., Aurora
Hills Homes, Inc; American Furni-
ture Co.. Barber & Ross, P. F. Brand
| stedt, Bonded Guarantee and Mort
gage Co., Carroll Electric Co., Crane
Co.. Delco Light, Frigidaire. Peter
Dorsch, Doubleday Hill Electric Co,
Edgar Morris Sales Co., Electrical
League. Fries. Beall & Sharpe Co,
Furnas Electric Co., Hudson Supply
| Co., Hydraulic Press Brick, Kelvina-
| tor. Lee Heights, Lehigh Portland
Cement Co, Lyon, Conklin, Lyon &
| Fitch, Lyon Village, Master Plumbers
| Association, Minneapolis Heat Regula
| tor CO., c. A. Muddiman Co.. Murphy
& Ames, National Electric Co, Ma
tional Mortar Co, New Method Stove
Co., Oil Burner Engineering Serv-
| ice, Pioneer Fireplace, Pennsylvania
Building Supply Co, Point Lookout,
| Inc; Potomac Electric Power Co.,
Rock Creek Nursery, Rosslyn Stesi
and Cement Co., Shade Shop. Silent
Automatic Corporation of Washing
ton. Smith & Kline, Inc; Waller
Dishwasher Co., Welsbach Co., W. H.
West Co, Andre-White Corporation.
| Edison w. Briggs, G. o. Buckingham.
Equitable Life Insurance, Arthur
Jordan Piano Co, Metropolitan Life
| Insurance Co., Mike" w. G. & A. N.
| Miller, Smoot Sand and Gravel Cor
poration, Wilcox & Gibbs Sewing
| Machine Co, Washington Post,
Washington News, District Title In
| surance Co., The Evening Star, Stelos,
Boss & Phelps, John F. Donohoe &
Sons, Red Cross, Public Library, Wis
iting Nurses Society. American In
stitute of Architects CWashington
chapter) and Times Herald.
Evening star., 1926-10-16
BY ROGER w. BABSON.

BARSON PARK, Mass, october 18.
--"Without doubt the good business
which this country has enjoyed the
past two or three years has been
greatly helped by installment selling.
1nstallment selling has made possible
q new form of credit Individuals
and families who have been unable
to receive open account credit are
now able to enjoy installment credit.
This installment credit has been as
much of a factor in retail trade as
the Nations entire exports have been
in wholesale trade. Although the sta
tistics on inStallment selling do not in
dictate a large figure, yet it must be
remembered that an increase or de-
crease of 10 per cent Is a tremendous
business factor.
Our foreign trade when at its
highest figure amounts to only about
per cent of the total of business of
the country. while in the worst panics
less than Is per cent of all wage
workers are out of employment. If
New York consumes 100 carloads Of
potatoes a day. a shortage of five cars
Will send up the price of the entire
100, while surplus of five cars will
bring down the price of all the car
loads. Installment selling has stimu-
lated business. Even although it has
had a tendency to oVersell the con-
sumer, it surely has been a great
benefit thus far to business as a
whole. Installment selling has put
business over the past few years.
What Statistics Show.
1t is estimated that retail sales in
1925 totaled $40, 900, 900. 900, Of which
about $4,000, 100000 consisted of in
stallmert sales. OF this 5000, ,000,-
600, 81 500, 900 900 was advanced on
automobiles alone. Although these
figures show the installment business
to be less than 10 per cent of the total
business. the injection of this SO ,000,-
000, 900 has had q tremendous effect
on speeding up all retail sales. 1t
has been a great stimulant to busi-
ness. which would have been surely
missed otherwise.
However, 1t must be remembered
that a stimulant is always a stimu-
liant. and in order to be effective it
must be served in constantly increas-
ing doses. This especially applies to
the installment business. because the
greater the amount Of installment
business, the greater the amount of
ready cash must be used in paying up
previous installments and a lesser
Evening star., 1926-10-16
der the installment system, things are

der the installment system, things are
entirely different.
When the next depression comes,
instead Of only 5 per cent of the peo-
pie owing on their property, 80 per
cent will be owing on their property.
Although the total money involved is
not very large, the total number Of
people involved is large. When such
a great number of people have pres
sure put upon them and have property
taken away from them, very resent
full feeling is generated 1t is not de-
pressions, but rather revolution which
installment selling may hasten. OF
course, this is offset in part by labor
leaders taking an active stand against
installment purchasing. as they fear
wage workers are less likely to be
willing to strike when they owe a
large amount to the installment
houses. But, although installment
buying may tend to dam the stream
and postpone trouble, does not this
mean that 1t may be all the greater
when it comes?
Statistics Needed.
However, my purpose is not to op-
pose or encourage the stallment
business. 1t is here to stay and has
brought many comforts to many fam
lilies which they otherwise would
not have. I, however, do appeal for
statistics relative to the finance COM
panies doing installment business. At
the present time we have splendid re-
ports on our banks, but no statistics
on these finance companies which are
doing far more dangerous business
than the banks are doing. These sta
tlst1cs should be available. Install
ment companies may be in a splendid
condition, but no one knows whether
they are or whether they are not.
The publication of facts never did any
harm and usually does good There
fore, no matter how we may feel on
the installment situation, we should
get the figures.
1t has been commonly supposed
that buying on the installment plan
has increased greatly during recent
years and that it is increasing at a.
rapid rate. but this is not so. In
stallment selling, in all trades, has in
creased only per cent between 1928
and 1925. Furthermore, with 25 per
cent paid down and the balance paid
within year this form Of credit has
real uses. Surely this Is q factor in
the Babsonchart still being Is per
cent above normal
(Copyrfght. 1926)
Evening star., 1926-10-16

prohibiting certain uses without pre-
vious authority of the mayor and coun-
ell. Hospitals, nuisance industries"
and others come under this clause.
2-The so-called mayors ordi-
nance" with the addition of bottling
establishments, motor vehicle repair
shops and bakeries. 1t limits the loca-
ton Of 81 different types of use of
buildings through the inspector Of
buildings and the mayor.
3r-It requires owners who erect new
buildings, other than residences, or
who change present uses, to apply for
a permit. Before a permit is granted
the property must be posted. but need
not be advertised.
At prohibits permits for uses of
property which create hazards or en-
danger public health or morals. 1t
allows appeals to the board of appeals
and the courts. Standards are set
controlling decisions of the building
engineer and the board of zoning ap-
peals.
Sit requires residences that are
converted to commercial uses to COM
ply with structural requirements of
the building code.
6-Permits must be exercised within
six months from date Of issuance.
Evening star., 1926-10-16

indicate fairly large activities through
out the State. While the September
figures showed a pronounced decline
as compared with the same month last
year. a very sizable volume of permits
were filed in the leading centers of the
State. Among these were: Coral Ga
bles, $1,112,654; Daytona Beach, 1884,
200: Jacksonville, $1,216,617; Lakeland,
1894, $50; Miami. $S44.496; Miami
Beach, $321,775; Orlando, $1,052,297;
st. Petersburg, $672, 800; Tampa, $780,
OFT; West Palm Beach, $216,540. For
the first nine months of the year the
20 principal centers Of the State had
building permits Of $144,686,512 COM
pared with $162.S39.47S for the same
period in 1925.
Material Prices Steady.
Building material prices throughout
the country were steady for the most
part during September. Wages in the
building trades were we'll stabilized
although a survey of more than SO
principal cities indicated small ad.
vance in the average level Of wages
as of October I.
Twenty-Five cities reporting largest
volume Of permits for three-quartsr of
1926 are:
Evening star., 1926-10-16
REAL ESTATE MEN WILL HOLD
EXPOSITION HERE NEXT. WEEK
Public to Get Ideas on Better Homes and
Building at Six-Day Exhibit at
Washington Auditorium.

The Better Homes and Building Ex-
position to be conducted by the Wash
ington Real Estate Board at the
Washington Auditorium will be
opened Monday at pm. and will con-
tinue until Saturday night.
This exposition is open to the gen
eral public and has been arranged
largely for their educational pur-
poses. The hours Of the exposition
will be from o'clock in the afternoon
until II pm. The purpose OF the
board in bringing about this expos1-
ton, while in a large measure Tor the
benefit Of those engaged In the reai
estate and building business, Is prl.
marily to bring to the citizens OF
Washington more adequate knowleoee
Of the details and problems that enter
into home construction, home pur'
chasing, home equipment and the
modern methods of operating ana
maintaining household.
The board has endeavOred to ar
range the exposition so that 1t Will
present to the purchaser. to the seller,
to the housewife, to the real estate
man, to the builder. to the archltect
and others closely allied In the nome
problem a means of closely studying
the most modern methods that are
employed in housing in the National
Capital and throughout the United
States.
Other ORGANIZATIONS Help.
Among the things that will be Of in
terest to the general public, and which
are closely related to the home, VIII
be the exhibit by the Visiting Nurses
Society of the District OF Columbia
| the American Red Cross and the Pub
| Lie Library These organizations,
which have had the benefit of wide ex-
| perience in the intimate details o.
home life, will cooperate with the
real estate board in presenting ex.
hibits of interest and of an educational
| nature.
| A model house. complete in every
detail as to architecture. modern con
veniences and furnishings, has been
built on the floor Of the Auditorium
and will be one of the outstanding ex
| hibits. A modern street lighting sys
| tenn will also be one of the large eX-
| hibits. Real estate men engaged ir
! the sale Of unimproved property viii.
| have displays. Dealers In every con.
| ceivable modern device for labor saw
ing in the home have taken more thar
| $50 booths that will completely fill the
upstairs and downstairs areas or the
Auditorium. Manufacturers of raw
materiales will exhibit and manufac
turers Of brick, steel and other mod
| ern materials that go into building {:
house have arranged for large dis
plays. The Potomac Electric Power
Co. is having an elaborate booth.
Methods Of financing, furnishing, ETC.,
will be shown.
| Lectures for Housewife.
| OF particular interest to the house
wife will be a series of lectures to b
given during the evenings on such
topics as cooking, interior decorating
landscape gardening, household hints
color combinations and the preserva
ton of eyesight by proper lighting
All methods Of heating a house, kitch
! en- equipment, ETC., will be shown. The
Evening star., 1926-10-16
REALTORS PLEDGE HELP
TO BOARDS IN FLORIDA
National Association Acting as
Clearing House for Firms Wish
ing to Aid Relief Work,

Looking forward to the work Of
rebuilding and replacement which
must be undertaken by Florida com
munities swept by the tropical hurri-
cane of September IS and 10, the
National Association Of Real Estate
Boards, through it's officers and its
members, has assured Florida and the
real estate boards in the storm area
that realtors Of the United States and
Canada are anxious to help them.
kilograms have been sent by the
association to it's larger boards stating
that while it is assumed that mem
bers Of the boards generally will pre-
fer to contribute through their local
Red Cross branch, the National Asso-
citation of Real Estate Boards wishes
to offer its facilities as clearing
house for any realtors or boards who
desire to make a contribution as such.
The association Is forwarding funds
so received promptly to Red Cross Off
ciaIS in F1oridq,
Evening star., 1926-10-16
Mayor Signature Makes Baltimore
Court-Censored Zoning Law Effective

BALTIMORE, October 16.-With the
signing of a city ordinance this week
by Mayor jackson, Baltimore is again
operating under a zoning law.
The new ordinance, compiled from
several older measures, contains fea-
lures not knocked out" by the Court
Of Appeals. The compilers said they
believe it is "all the courts will sus-
tain" until the Supreme Court of the
United States decides the question.
The measure embodies the following
principles:
1.-The section Of the building code
Evening star., 1926-10-16
INSTALLMENT BUYING DANGER
PSYCHOLOGICAL, SAYS BABSON

amount Of cash is available for new
purchases. Retail sales. unfortunate
ly. quickly adjust themselves to the
installment business the same as any
person becomes accustomed to the
use Of a drug This means that for
the installment business to benefit
general business in the future it must
continue to increase as one must In
crease the doses of a drug in order to
enjoy its continued effect.
InstaIIment Selling and Depressions.
am sorry that installment selling
has developed so generally. I feel
that it is dangerous and sooner or
later will give us trouble. On the
other hand, it must be generally rec
ogniZed that 1t would be a very bad
thing for the business situation to
have installment purchasing stop at
this time. Any such attempt would
surely bring about panic and busi-
ness depression. 1t would be like
suddenly drawing a needed stimulant
we have started installment selling,
we must continue it. or at least con-
tract 1t very gradually.
II go further and say that there is
nothing in installment selling per Sc
to bring about a business depression.
The business community has adjusted
itself to installment selling, and its
continuation on the present basis
should have no direct effect toward
bringing about business depression.
Business depressions are primarily
caused by the weather, the desires Of
people. the public health and new in
ventions or new developments. After
business has adjusted itself to any,
thing any change is apt to cause
trouble. Therefore, although I am
sorry that the installment business
has started, I would be the last one
to stop it at this time.
Why Is 1t Dangerous?
If the above is the case, then the
question Immediately arises, What
objection have bankers and others to
installment buying? The objection Is
as follows: In previous depressions
the only debtors were a small group
Of manufacturers and merchants who
became overextended. This was prob
ably less than per cent of the COM
munity. Others have suffered in busi-
ness depressionS only through unem-
ployment. Thus previous depressions
have aroused no strong feelings or
antagonism by the taking away of
property from the masses. Today, un-
Evening star., 1926-10-16

The following officers were elected
to head the Washington Real Estate
Board at the annual elections last
Monday. Upper, left to right: John F.
Maury, president; w. c. Miller, vice
president; Ben T. Webster, second
vice president; James p. Schick re.
mains secretary treasurer. Lower:
Three members elected to serve with
tee. Left to right: Clarence f. DonO.
hoe, Claud Livingston and Jesse
Hedges
The Washington times., 1926-02-13

toward second and as did Chase's
arm drew back for a throw to that
bag.
Just as he let the ball 90. how
ever. / reversed and bounded toward
third. It was too late for Chase to
change When the second baseman
get the ball he whirled and threw
TO thIrd.
As ran I knew that he would
throw low so that the third base.
man would be in position to tag me
cut. He figured. Of course, that /
would slide All this flashed
through my brains as stepped off
those So or so feet.
The third baseman got the ball a
little TO one side. Instead OF sliding
l touched the inside of the bag
with my foot and kept right on for
home. When the basenlan turned
to touch me / wasn't there. Before
he could straighten out and make
a clean throw to the catcher / had
sid over the plate and was safe.
The New York papers made quite
a story out Of that play and 1t
always gave me thrill.
TO be continued Monday
lCopyrighf 1925, by The Christy
Walsh Syndicatel
The Washington times., 1926-02-13
BOBBY BARRETT WOULD
MAKE UP FOR THAT FOUL

PHILADELPHIA, Feb. 13.-With
a defeat from foul-hitting-the first
of the epidemic that struck Phila-
delphia--to wipe out, Bobby Barrett,
Delaware County slugger, is deter.
mined to make good and regain his
standing with local fans when he
tackles Morrie Schlaifer, of Omaha.
in the feature bout of 10 rounds ut
the Arena, Monday night.
Joe Christiana, veteran Italian
trainer, and second who has handle j
such notable ring stars as Johnny
Dundee and Pete Herman in their
Philadelphia bouts, Is directing
Bobby's training preparations, and
declares that the "Redhead" Is
rapidly getting into good condition.
The Barrett-Schlaifer scrap was
a hectic brawl while it lasted ard
Bobby was on the verge of winning
by a knockout when he went
wild" and fouled Schlaifer. Bobby
was fined 500 and suspended 80
days by the boxing commission. He
has to pay the fine out of his
Monday night purse,
The Washington times., 1926-02-13
DUKE TOSSERS
BITE DUST

Duke University's tossers trav-
eled many miles to get licking
at the hands Of the George WASH
ington University basketeers. AZ to
50. They. though. learned q vaiu-
able lesson in how to shoot long
shots and make them win a game.
Captain Wallace and Wheeler
were the boys who sent the ball
zooming through the cords from
mid-court and better. Between
them they made the entire night .
miserable one for Duke. The guarda
were dizzy from turning their
necks to watch the ball go in.
The Washington times., 1926-02-13
MORE Marks IN
SWIM NEE

ST. AUGUSTINE, Fla, Feb. 10.
The women's national swimming
and diving meet was to come TO
close here today with the diving
and other competitions.
A new women's record for the
10O.yard breast stroke was regis
tered by Agnes Geraghty. Of New
York. last night when she swan
the distance in / minute - rs sec.
onds.
Eleanor Geratti, of San Rafael,
Calf. newly crowned 50-yard free
style swimming champion, dis
played her versatility by winning
special 50-yard back stroke
scratch race.
Other record performances by
Miss Sybil Bauer and Miss Ethel
I.ackie, both OF the Illinois A G.
OF Chicago, and clean sweep by
young. mermaids of the New York
w. S. a.. in the national 500-yard
free style title swim, won by Miss
Martha NoreIius, were additional
features OF the carnival.
In the contest for individual hon
ors Miss Norelius has assumed the
lead with 1914 points, trailed by
Miss IIackie with IL points.
The Washington times., 1926-02-13
HONOR.
OFFERS F|GHT
Bx HUGH L. RILEY

ANNAPOLIS, Feb. 13.-Indica-
tons point to b close race this
year for the supreme athletic honor.
the Navy Athletic Association
sword presented To the best all.
around athlete of the year =. the
Naval Academy. There Is no out.
standing contender for the honor
this year, though the graduating
class, from which the recipient Is
generally selected, contains num-
Der Of good athletes
The honor III almost always be-
slowed on d midshipman who has
won honors In at least two sports.
and the record shows that football
and rowing is the most frequent.
combination, excellence in some
other sport, Of course, contributing
to the choice In many instances,
the winner has b three letter" man.
Gus Lentz, captain OF the foot
ball team, looked like winner but
his chances would have been better
IL he had led q winning team He
has also had to give UP boxing
this year on account Of an injury,
In addition to these sports. he has
done some work with the weights
on the field and track team.
Royce F1ipnin appears to be q
dangerous candidate for the honor.
He has played q strong game,
particularly defensively, on the
eleven, is one Of the best men On
the lacrosse team which defeated
the Army two years In succession,
and an excellent reserve player on
the basketball team.
The good work Of Tex Edwards
on the football team and his re.
markable wrestling have boosted
his chances greatly. In addition,
he has his performances as boxer
last year, which will be to mis-
credit Should Edwards keep his
clean slate of victories on the mat
unsullied this season. his chances
would be greatly improved.
While work in other sports this
winter and summer may change the
situation, Lentz, Flippin and I'D
wards seem to be In the lead at
present.
The Washington times., 1926-02-13

makes it for what it may be worth.
Two years ago, IA feet was regard
ed as preposterous; yet here we
have a man who can do 1t every
time out.
In fact, so certain is he OF his
mastery that he is regulating the
heights to conform with his sue
cession of appearances. Tonight,
the writer is given to understand,
he will probably do 13 feet 21s
inches and call 1t an evening.
BY the time March rolls around
he expects to have attained IA feet,
with probably his final and supreme
effort reserved for the Knights of
Columbus meet. March is. or the
Postoffice games, March %.
At either or both, 1t is his inten-
ton, they say, to do IA feet
inches. Lay that one off with gay
abandon.
The Washington times., 1926-02-13
liners DEFEAT
MOUNT A|NEERS

Having beaten West Virginia In
II rough battle at Maryland's own
gym, the Old Liners are prepared
tonight to face the Duke Univer-
sity tossers in another Southern
conference game.
The Mountaineers found the go
Ing adverse early in the game and
the net result was d mild engage
nnent Of roughing it. They lost the
decision, rs to IS. in game that
was very interesting to the specta-
tors, and very pror1ising,S pug
naciously, for the players.