Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1925-12-19
CONGRESS MAKES
PROVISION FOR
WAR INSURANCE
Last Call To Ex-Service Men
To Convert Or Reinstate
Insurance.

The IdCC lldt SOHSTcSS, Wy ISCCHt lCS
islation, has made provision which
still permits the reinstatement OF
War Risk Insurance which soldiers
and sailors have permitted to lapse
since their discharge from active SER
vice.
During the period of the World
War, a temporary form of insurance
sometimes called Wartime Insur-
ance and Term Insurance, was issued
to all active members of the Military
and Naval forces if applied for with
in one-hundred-and-twenty days of
their entry into active service. Many
men, following discharge from the
Army and Navy, found it impossible,
because Of financial embarrassment
and other reasons, to continue prem
iums on the insurance carried by
them during the war and allowed
this valuable protection to lapse.
By reason Of the liberal provisions
for reinstatement now allowed, vet
eran in good health may apply on or
before July 2, 1926 for the reinstate-
ment of all or any part of his Term
(War-Time) Insurance in multiples OF
$500, but not less than $1,000. This
may be done by submitting an appli-
cation for reinstatement (Form 742)
and the report of complete physi-
cal examination, accompanied by a
remittance covering two monthly
premiums on the amount of insur-
ance to be reinstated, one premium at
the rate effective at the time insur-
ance lapsed, and one, based upon the
rate for the persons present age. If
Term Insurance is reinstated by a
veteran in good health, and at the
same time he wishes to convert one or
more of the six standard United
States Government Life Insurance
policies, only one monthly premium,
at the Term Insurance rate, need be
paid, and one monthly, quarterly,
semi-annual or annual premium on
the new policy he desires to take out
If the veteran is not in good health
and his physical disability is the re-
suit of an injury or disease suffered,
contracted or aggravagated during
the period of the World War april 6,
1917 to July 2, 1921 complete data as
to how he may proceed in his particu-
lar case will be gladly furnished upon
application.
A physical examination can also be
obtained, free of charge, at any Re-
gional office or Sub-office of the U. S.
Veterans Bureau. The physical ex-
animation may also be secured by the
person applying for reinstatement, at
his own expense, from a reputable
physician licensed to practice medi-
cine.
Provision have been made for the
conversion of Wartime Insurance in
to Level Premium Participating U. S.
Government Life (Converted) Insur-
ance, and by the terms of the pres
ent law, such conversion must be ac-
complished on or before July 2, 1926;
otherwise, the veteran will lose his
rights to his insurance. An applica-
ton for conversion, together with the
necessary premium remittance, must,
therefore, be submitted ~ or before
the above date. If Term Insurance
is in force, or is to be placed in force
by reinstatement, the veteran may
convert all or any part of it in multi
pies of $500, but not less than 81 900,
INTO any one or more of the six
plans of Guaranteed Level Premium
Policies. In those cases where Term
Inurance has matured and benefits
have become payable to the veteran
because of permanent total disability
and the insured RECEIVERS from such
disability after July 2, 1926, the vet
eran will have two years from the
date of such recovery within which to
convert the remaining Term Insur-
ance, provided, the Term Insurance
has been continued in force from the
date of recovery, by payment of pre-
miums.
The Government Permanent Poll
cies are issued in six standard forms
ID Ordinary Life, (2) Twenty-Pay-
ment Life, (3) Thirty Payment Life,
az Twenty-Year Endowment, 81
Thirty-Year Endowment and (6) En-
dowment Maturing at age 62. If
you desire further detail information
concerning any one or more of these
policies, specific data will be gladly
furnished to you upon application.
If you have permitted your insur-
ance to lapse, you are urged, at this
time, to carefully consider the bene-
fits to yourself and your dependents,
and application forms, upon which
you may submit your request for re-
instatement or conversion, will be