davidaulloa/AmericanStories huggingface dataset:
The Monmouth inquirer., 1925-08-13
RESTRICTING LOANS ON
uNEcoNoMlc FARMING

Bankers In many of the rural sec.
tons Of the country are realizing as
never before that they cannot afford
to loan money for the conduct of farm
ing enterprises where the odds are
against that enterprise ever becoming
a uccess The risk is too great, and
what is more It is doing the borrower
an injury to encourage him in an I'M
warranted venture.
Some farmers may resent the idea
Of being questioned In regard to the
use they expect to make of borrowed
money. A false idea Of their independ-
ence may lead them to feel that they
can do as they please and follow any
system of farming they desire; that it
is nobody else's business whether that
system is economic or not
Experiences in certain sections dur.
ing the past few years demonstrate
the folly of such a position. The
banker is loaning other peoples money
and he is duty bound to safeguard
Further, the law holds him RESPONSE
Bile. With this obligation resting on
his shoulders he has q right to select
his customers. If he is convinced that
a one-crop system or any other par
ticular type of farming is unsound and
is likely to be uneconomic, he is doing
an injustice to the borrower as well
as the depositor to loan the farmer
the money.
Best results will accru when both
the lender and the borrower recognize
that they are entering into a partner
ship and if the advantages and the
dangers are frankly and carefully dis
cussed the possibilities of success are
greatly hanced.-B0hker farmer.
The Monmouth inquirer., 1925-08-13
WILLIE JONES WILL Z
Where EeIs Come From.

The public just learns, it does not
know where cells are bred. but it
seems the problem long has puzzled
biologists. Danish marine ~invest.ga-
tors have completed researches prov
ing that so far as the European eel
population is concerned the creatures
spawn at a depth of $3.50 fathoms
In the Atlantic Ocean, contiguous to
the British Isles. and southwest of
Europe.
From irnunierable eggs there appear
tiny .arvae called ~ieptocephali, which
are transparent, jelly-like. and fat,
having something of the contour of
a tail-Iess herring. It is o known
how long the eggs take to develop
the l~ertocephali, but the latter oc-
cupy six months in transition to the
familiar elvers. which are about two
inches long.
The ers then migrate il count,
less swarms to the shores of West
ern Europe. travelling In columns
sometimes several yards wide and
miles long. Nothing stops their
progress. If they encounter a ship
they separate to the right and the
left and rejoin in the vessels wake.
They invade every river and water
way along the coasts ascending stad-
small falls, penetrate streams and
wriggle over swamp grounds into
ponds and bitches.
The Monmouth inquirer., 1925-08-13

scientific banking systems In the
world. During the last ten years,
through all the stress of war, imitation,
depression and revival, it served this
country as no country was ever served
by a banking system. We know that
without it our nation would have had
q financial disaster far more devastat-
ing than n that ever assaulted it.
While we have this great loyalty
and obligation to the System, we must
recognize that among it's friends there
has risen serious controversy over
many matters OF detail. There are
many demands for change in the
methods OF its management and In de-
tails Of its operation. Where these
demands represent broadly the great
est good of the greatest number we
should support them. Where they
represent merely narrow, diverse In
terests OF one part of the country or
one type Of business OF finance, they
should be subordinated to the common
good. We should meet on the great
broad ground of the common wei
fare-first to preserve the system IN
general as it is now constructed, and
secondly to bring about. carefully and
soundly, such changes as are required
to adjust it to circumstances of today.
The task Of considering, sitting,
weighing and co-ordinating discussion
and suggestions regarding the Federal
Reserve System has been conflded to
the Economic Policy Commission OF
the American Bankers Association. 1t
Is hoped that thereby the Federal Re
serve System win be given the best
thought and the best support Of bank
ing. There is no greater service bank
ing can render the nation than this.
It goes right to the heart Of good
management Of the public economy OF
America
The Monmouth inquirer., 1925-08-13
EIgin Butter.

Prof. o. F. Hunziker, head OF
Dairy Division Of Purdue University
has the following to say regarding
Elgin Butter:
"Elgin butter is supposed to come
from Elgin, H.. and 1t is claimed by
butter merchants that butter made
in Elgin territory is of superior quail
ity, because of more ideal climatic
conditions, better cows, and better
pastures. The truth Of the matter
is that the Elgin region makes but
very little butter. That section OF
the State OF Illinois in which Elgin
is situated is largely a city milk sup
ply and milk c%ondenslng country. A
large proportion OF all the milk pro-
duced there goes into milk condens-
ing factories and city milk plants.
Though the consuming public
may be ignorant of the fact. 1t ia
nevertheless true that most of the
butter wrapped in Flg,n wrappers
and sold as Elgin butter, has never
I Elg,n. Ill, nor any section of
that region. 1t comes from any
creamery or butter merchant that
chooses to use the Elgin wrapper"
The Monmouth inquirer., 1925-08-13
STRAIGHT TALKS
WITH AUNT EMMY
ON EASY MONEY

San awfully interesting man came
to see me today, Aunt Emmy. He
had a list of stocks and bonds that
look very favorable to me. Take this"
said Helen, handing an alluring look
ing folder to Aunt Emmy. 'SThis
stock is pretty good. The man said
it would be quoted at 20 on the ex-
! change a month after it is put out. I
I can buy shares now at two dollars so
I would make eighteen dollars for ev-
cry two dollars / invest and all inside
of four weeks" Helen paused for
breath while Aunt Emmy looked at
the folder.
"Tf l were to buy those White Leg
horn chickens of yours" remarked
Aunt Emmy. "would you promise me
their eggs will sell for n dollar and
a half a dozen a month from now?"
''Of course not, Aunty." laughed
Helen. "The price Of eggs depends
entirely on the supply and demand in
the market"
well, how about stocks? Why can
this man promise you this stock will
be selling for twenty dollars a month
from now?"
Well, l don't know exactly, but the
listings on the stock exchange are
different, aren't they?"
THE prices of stocks quoted on the
stock exchange are influenced by sup
ply and demand like the prices of
eggs. No one can honestly guarantee
the future price of any stock. A pro-
moter who urges you to buy stock on
any such guarantee is misinforming
you. A stock salesman you could
trust would never make such a state
ment. If you are going to listen to
such talk you'd better put your money
in the savings bank"
But / wouldn't make so much ON
it," objected Helen.
big profits mean big risks. and you
cannot afford to take risks" said
Aunt Emmy. "The house that gets
out this booklet is unknown to you.
Why don't you find out who you are
dealing within"
How can l find out about the thou
sands of stock houses in the United
States?"
WELL" said Aunt Emmy, "ff you In
sist on considering making invest
ments, you ought to at least take the
trouble to go to your bank and find
out about the people you are dealing
with
II didn't know banks would bother
with anything but actual banking"
Helen said.
They are glad to-" Aunt Emmy
said. 'The more people that save
and invest money wisely the better
It is for the banks."-A. B. Aymes.
The Monmouth inquirer., 1925-08-13
Hole in the Watch Kew.

1.-THE queerest patent" said the at
torney. well. tho queerest patent
I know Of, was the patent Of a hole.
AN old farmer out st. Louis way.
patented a hole. and what is more,
he made a lot Of money on it. Now,
though, 1t isn't worth the paper it
is written ON.
THE farmer one morning in the
dim past went to wind his big silver
turnip and found the key stuck full
OF dirt. He tried TO dig the dirt out
with a pin. No go.
".Consarn ye," heAsaid, I'LL fix ye.'
"And he drilled a hole in the key,
and with q single breath blew out
every bit of the dirt.
"He patented that hole. He built
q factory. bought millions of keys
and made holes for them His plant
turned out 1880 holes a day.
I'm fact. all the world used the
farmers watch keys. which were the
only kind that would keep clean. and
the old fellow got rich.
That of course, was in the dim
past. The hole factory is only run
ming on half time now, for few per-
sons to-day use any but the stem
winding or keyless watch"
The Monmouth inquirer., 1925-08-13
Sand.

Sand is used az the seashore as
material for lovers to sit on and by
Wholesale grocers. 1t is also useful
In proposing and driving away cred
itors.
Sand is present in almost every To-
cality. 1t can be heard on the vau-
deville stage during the clog dance,
can be tasted in strawberries. and
can be seen In choice New England
farm lands, shortly after they have
been purchased.
Sand is composed Of a large num-
Der of individuals. When the waves
come up and washes these indiyid-
uals about maybe they protest (who
knows?-human beings do, but the
wave doesn't care. The wave would
be glad Of it. II 1t knew.
Sand is often used as a foundation
for houses. The people who build
the houses on sand do 1t because
they like to save up for a rainy day,
Sand Is also used for scenery In
deserts. Indeed, without sand. nc
desert would have any scenery a
all.
Sand sometimes makes storms
When there is a sand storm, 1t fl
hard on the eyes. But this is good
for oculists. thus proving that al
things have a use.
The Monmouth inquirer., 1925-08-13

A bold and interesting g~eneraliza-
ton concerning the vast effects
which malaria may have produced on
the history OF great and famous ma
lions and people has recently
appeared in Engiand in the form
OF a book by w. H. s. Jones,
supplemented with an intro
duction by Major Ronald Ross. It
b suggested that the mosquito has
been largely responsible for the de-
cline OF certain nations, as. for in
stance. Greece. In the character of
whose peoples historians have re-
corded a great change during the
fourth century before the Christian
era. Major Ross's Investigations
suggest that malaria may have been
introduced into Greece at that time.
The conclusion is also drawn that
malaria did not exist in Italy much
before 200 B. c.. and the suggestion
10 made that H%annibal's army intro
duced 1t. Malaria" says Mr.. Jones,
made the Greek weak and inefac-
tent; 1t turned the sterner Roman I'M
70 a bloodthirsty brute-atra bills
made its victims mad" The moral
seems to be that nations like Indi-
viduals. should beware Of mosqui-
toes.
The Monmouth inquirer., 1925-08-13
a Few Good "pon,ts.

Don't buy securities that are
handled by irresponsible persons or
unknown irmse
Don't buy mortgage notes on dis
tant property.
Don't buy stock in new enterprises.
Don't try to work the stock market.
If the public were to win, professional
operators would soon shut up shop
and quit.
Don't buy stock in mines you know
nothing about Many mines are holes
where fools dump their money.
Don't buy oil stock.
Don't buy stock in new invention
schemes.
Don't buy real estate unless you
have seen it. It may be a swamp.
Don't buy from n who says, SIN
vest now or 1t will be too late"
Don't buy from one who says. .'The
price will soon be raised"
Don't buy from one who offers you
a discount for cash.
Don't buy anything on tips"
Have nothing to do with the bucket
shop"
Don't speculate. A rich man can
afford to, but you can't.
A splendid rule is. before you buy
a security take it to a conservative
and dis~interested banker and ask him
Aow much he win lend on it alone as
ecurity.-Bamker-FG Former
The Monmouth inquirer., 1925-08-13
THE BUSY AMERICAN BEE.
His Honey Sells for Enough to Pay
Interest on the Public Debt.

The value OF $25.O00.O0 placed
on the annual output Of honey puts
this farm crop only slightly behind
raw cane sugar, which had a valua-
ton at the ~refinertes Of $28,000,00O
Comparisons with the output of the
sixty-four beet-sugar factories, which
have a capacity of 49,500 tons OF
beats daily, may seem odious. Yet
the product of this coddled and fos-
tered industry-$45, 00.000-was
less than double Of that of the busy
hive communities.
The bee In effect, pays the interest
or the public debt-$24,310,32
Shall not the insect which Napoleon
made an imperial emblem have some
state recognition such as Massaehu-
sets gives to the Goldfish In its legis
lative hallsf AS a matter of fact
the products of the New England
fisheries which have been the subject
of treaties and international conven
tions and occasionally raised the
spectre of war, amount in value te
only half the bees product.
At least the bee deserves a share
in he national affection which Is
lavished on the hen. This indus
trious worker maintained its reputa
ton during the year by giving poul
try products a value of $4,000 900
exceeding that of the wheat crop
That the dairy products counted fol
more than any crop except corn ties
titles to the Importance of another
of the humber farm Industries. The
great proportions to which the lesser
agricultural products have grown,
the orchards with their minor item
OF 1,754.92T barrels of cider,
the $113,0O0.O0O worth Of miscel
laneous vegetables, the 5.O00,0 600
tons Of ~cottonseed, once plantation
waste, but now furnishing the equiv
alent in value Of seven 20,00O-ton
battleships, make a nature wonde:
story of never-failing interest.
The Monmouth inquirer., 1925-08-13
The Mint's SideIines

The United States mints make 9TH
or objects besides coins. All OF the
medals for the army and navy are
turned out by the minis. Medals OF
all the Presidents, the Secretaries OF
the Treasury, the Directors Of the
MINIS, have been designed and IKE
cuted by the minis. Recently the
mints inaugurated the practice Of
making medals of the Under Secreta-
ries of the Treasury. Congress has
authorized the mint to make up 10000
medals to commemorate the arrival Of
the first shipload of Morse immigrants
on board the sloop Restaur Ationen,
which is to be celebrated at the Morse
American Centennial in Minnesota
next summer.
At the last session Of Congress
there was a food of bills seeking to
have commemorative half dollars
minted. The prior session authorized
the minting Of the Huguenot half dol
lars and Of 5000, 900 half dollars to
signalize the start of work on the
Stone Mountain carving, which will
serve as a monument to the valor of
the soldiers of the South. On the Fed
eral coins appear Generals Lee and
jackson, the two leaders of the Con-
federate forces in the Civil War.
A Flood Of Coins
with the 150th anniversary Of the
| great battles Of the American revolu-
ton approaching, bills were passed
last winter to issue coins commem-
Grating the stand Of the minutemen at
Lexington and Concord and the battle
Of the Green Mountain patriots at Ben
nington in Vermont. Proposals were
made to pay tribute In 9 similar way
to the battle of Bunker ELL, the vic
tory at yorktown and other events =
American history, such as the 200th
anniversary Of the founding Of Slough
ton, Mass. and the 50th anniversary
Of the admission Of California to the
Union,
Fearing that the growth Of this
practice would open the way 60 coun-
terfeiting and make the protection Of
the integrity Of the coins more diff
cult. Secretary Mellon openly opposed
the creation Of these special coins, but
was not entirely successful in his eff
forts. He insisted that the practice
introduced confusion into our system
of coinage, brought about IN unneces-
sary expense and satisfied a very linz
tied demand because the public gem
orally has never shown a special lik-
ing to the commemorative coins.
However. Congress felt that these
great events were worthy Of cOmmem-
grafton and authorized the coins-an
Of which are to be sold at a premium
so that the promoters of these events
may raise funds by this extra charge
to defray part Of the expense attach
ed. The records Of the Treasury show
that the special coins, as a general
rule, are seldom absorbed In circuia-
ton. The Monroe coin issue was q
dismal failure-217.000 OF the $4,000
struck on were turned back to the
Treasury for melting up. Journal
American Bankers Association.
The Monmouth inquirer., 1925-08-13
WILLIE RArs EN- ALIVE
BOsco Of the Freak Museum Not the
Only Worm Exterminator.

W. B. Proctor tue we'll known soap
millionaire, imputed a part of his
success to his soaps popularity
among children.
Mr.. Proctor claims that habits Of
Bcrupulous cleanliness could be form
ed in children If, at first, they were
paid to battle. He had at the tip of
his tongue a number Of amusing
anecdotes about the extraordinary
mercentry character of the small
boy.
One of these anecdotes concerned a
little boy who came to his mother M
day for a nickel.
oh" said the lady, ''be indus
trious and earn your money. am
tired OF always giving, giving to
you"
The youngster departed in
.noughtfut silence. Thereafter for
some time. he did not make a single
demand for cash. His pleased moth
er discovered the reason for this obe-
dience late one afternoon. when. in
a secluded part of her garden. she
found her little son standing in the
centre of an %appreciative crowd of
urchins.
Directly behind him, quite neatly
printed on cardboard and tackled to
the arbor. was this announcement:
WILLIE JONES WILL EAT
/ small worm or.......,s.1 cent
l large worm for. ........ cents
l butterfly for............2 cents
/ caterpillar for...........3 cents
l hop o for.............o cents
And the boy, lis mother plainly
saw, was doing a tremendous bust
ness.
The Monmouth inquirer., 1925-08-13

The Island Of Malta Is the only
Known spot where the remains Of
dwarf elephants are found. There
are several places on the island
where the bones Of these miniature
~pachyderms have been unearthed,
and hundreds Of skeletons have been
secured in whole or in part.
The Monmouth inquirer., 1925-08-13

ing when it will
be necessary for
the nation to
consider t h g
question Of re-
chartering g
Federal Reserve
Banks.
T h Q Federal
Reserve System
m 8 t be pre-
served. 1t is one
Of the m 0 8 I
The Monmouth inquirer., 1925-08-13

Subscribe for
The Monmouth Inquirer,
One Dollar q Year.
The Monmouth inquirer., 1925-08-13
THE FEDERAL RESERVE
A NATIONAL PROBLEM
BY WILLIAM <. KNOX
President, American Bankers Assocla

The Federal Reserve situation is the
paramount problem before American
banking today. The time is approach
The Monmouth inquirer., 1925-08-13

All the defendants right, title and interest
in to thefollowing.
The Monmouth inquirer., 1925-08-13

All that certain lot, tract or parcel of land
and premises hereinafter particularly described
situate, lying and being in the Town of Fret
hold in the County of Monmouth and state OF
New Jersey.
The Monmouth inquirer., 1925-08-13
And il the second placa.

All that certain tract or parcel Of land and
premises hereinafter particularly described, sit
uate, lying aud being in the Borough of Free
hold in the couaty of Monmouth and State
of New Jersey.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1925-04-30
MONARCH CLUB
HEARS BANK
OFFICIAL
Joshua Evans, Jr., Talks On
Community Chest Plan
In District

Stressing the value of organized
effort in civic undertakings, Joshua
Evans, ir., exec Give vice president
of the District National Bank, adj
dressed the members of the Monarch
Club at it's luncheon at the City
Club today. Mr.. Evans was the
guest of honor and was introduced
by Professor Henry Grattan, OF
George Washington University, presi-
dent of the club.
Mr.. Evans spoke on the subject
of the community chest and SAID
NOW that the question of such q
plan is being revived here it should
be of interest to the Monarch Club,
and similar organizations. that. at
a meeting called by Commissioner
Rudolph. the matter has been given
attention, because it is from the
ranks of such organizations, where
the Importance of the part they
viii play in a well-ordefed civic
campaign is realized, that the work
ers for the establishment or the
fund must come. =
cit must be born in mind, how
ever" said the speaker, that in
any plan proposed for the com.
munity chest it is essential that
the proponents have reasonable as
.urance that contributions will, at
least, be given for g. period OF
several years.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1925-04-30
AMATEUR BALL PLAYERS USE THE
SAME EMINENT Big LEAGUES DO
Warns Up Muscles-Im-
proves Speed. Prevents
Soreness, Stiffness
and Colds
NO ATHLETE SHOULD
EVER DO WITHOUT IT

It is positively amazing how
n1ucn-better q man plays and
feels. during the game and
afterwards. ifs he takes a good
rs1h .bsforehand with Mike Mar
tins Linimenf. TINS uDplng
Liniment," which is used ai4
/. over the country by athletes,
warns and limbers up the mus
eles and joints like magic. Play
ers like Walter johnson, Ty
Cobb. and other stars, would
not dream of entering a game
without it. After applying this
warmth producing liniment the.
blood Just tingles through the
body and. when during the
game Precipitation comes. it pre-
vents chills, stiffness, colds, in
the muscles. No matter how
strenuous the play the muscles
next morning feel fine-you
sleep Okay.
This IMMINENT, perfected after
many years experience by the
renowned trainer, Mike Martin,
is the only linlmeflt made espe
cially for athletes and generally
used throughout the country.
Mike Martin, with twenty.o Id
years of experience as trainel
Of Columbia, Princeton. New
York Yankees, Cincinnati Reds
and now trainer OF the Washing
ton World Champion Ball Team
knows his business. lSee his,
own directions on every botfIAl
Mike Martin makes this IMMINENT
personally.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1925-04-30
NEW ENGLAND COAST
STORM WARNING OUT

Northeast storm warnings were
ordered displayed from Eastport,
Me-. to Block Island by the
Weather Bureau here today. Small
craft warnings were also ordered
displayed south OF Block Island 70
Delaware Breakwater.
disturbance central off the Mid
die Atlantic coast is moving north
eastward and will be attended by
strong northeast winds and proba
Bile gales today and tonight.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1925-04-30
DRY AGENT SENTENCED
FOR ACCEPTING BRIDE

/ GREENVILLE, S. CT. April 3d.
L. M. Tolbert, Federal prohibition
officer of Greenwood, s. c., ana
8. w. Norris, citizen of the same
city were late yesterday afternoon
sentenced here IN Federal court by
Judge e. d. Webb to a year and
a day in the Atlanta Federal Prison.
This action followed their convic-
ton on charges of accepting brides
in connection with prohibition
case in Greenwood county last
winter. 80.
M. L. Wright, -on similar charges
IN the same case was dismissed
because of insufficient evidence.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1925-04-30
500 DELEGATES TO ATTEND
MISSION CONVENTION HERE

Five hundred delegates from vari-
Gus parts of the United States and
Canada will attend the twelfth an
nual convention of the Internal
tional Union of Missions here be-
ginning Saturday night with a din
ner at the Library of Congress.
Sunday afternoon there will be
a mass meeting in the Auditorium
Bishop James q. Freeman making
the principal address. w. E. Paul,
of Minneapolis, president of the
international union, will preside.
The convention will be welcomed on
behalf of the District Commissioners
by James T. Lloyd, president OF
the Board of Education.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1925-04-30
800 CHICAGO STUDENTS
ADDRESSED BY BALLOU

Three hundred Chicago high
school studenst were asked to re-
member that Washington depends
for what it gets on the rest Of the
country. by superintendent Frank
w. Ballou in an address last night
in the auditorium Of the Interior
Department building.
Doctor Ballou explained the Or
ganization plan Of the District gov
eminent to the students, who are
here on q. sightseeing tour.