The Washington times., 1925-03-31
BEHIND SCENES
IN MODERN
BANK
Mechanical Labor-saving De-
vices Make for Speed, Safety
Economy, Service
BY RICHARD HATTON.

ParadoxicaI az 1t may sound,
while the present-day banker Is one
OF the most human men in modern
bi1ainNss life. science and invention
have practically removed the human
eieu1anf from the internal business
fnnctioning of banking departments.
II, other words. while the bank per-
aonnel has developed along humaniA
tarsan and utilitarian lines In the
last quarter Of g. century the de-
yelopment Of bank operation has
been equally as marked along me-
ciianical lines. Both angles Of this
modern trend lead to direct benefit
ofsthe customers.
nhat within the confines Of the
1akxer banking institutions OF the
citYs there. exist verftable machine
shops where, all day long, may be
heard the .whir and thump Of busy
mechanical devices viii be a sur
prise to many who have seen only
the quiet dignity Of decorated busi-
ness offices and soft-carpeted con-
ference rooms. Yet, there is, sbe-
hind the curtain in every large
bark a ~mechauica1 department
which is quite as. important to the
cun1el11er az is the cordial and eff
cient official in the front office.
The modern banker is using his
hands as well as his head. There
is- o. machine for everything. Speed,
safety, economy, service are the re-
suits.
Save Hours Of Time.
In the old days, remembered by
haRe of coins to be sorted and
counted at the end OF the days
work. Now it is done mechanically.
There is machine which saves
hours of valuable time by sorting,
counting, piling and sacking the
accumulation of small change. The
Importance OF this machine may be
understood when it is realized what
., great amount OF change is de-
posted, for example, by churches.
street car companies, baseball parks
and similar agencies. The magic
change maker" is another machine
thar saves the bank teller untold
time and effort. These machines
are now in every teller's cage and
save hours OF time while inSuring
absolute accuracy. With the change
making machine the end Of the day
balanced.
cause Of delay and expanse. is now
taken care Of entirely within the
bank by the multigraph by means
OF which hanks practically print I'll
] Of their own forms.
ksAH Have AddressOgrap4ls.
Considering the very great num-
ber of customers OF large banks to
whom statements and other matter
must be mailed, it is not hard to
vision numbers of clerks busy for
DAYS at a time addressing envelopes
In the old Gays. However, there is
nothing like that today. The me-
chanical addressograph takes care
Of the matter in a few moments
time. Banks now print special
checksbooks for their patrons in a
few hours thus eliminating the days
of delay which u0cd to be caused
by having the work done by out
aide printers. The many forms used
by banks are frequently subject to
change. When these were printed
as job work outside the bank it was
necessary to have printed and to
carry a large stock. Changing a
form was a matter OF delay and ex-
pense. Today it is possible to carry
o small stock Of these blanks and
to sreplenish the stock or make
chaHges in the forms almost at a
moments notice by using the me-
chanical appliances within the in.
stItn1ion. Expense and delay are
abolished
. Possibly one Of the greatest trans.
formations brought about by the in.
troductiou OF mechanical devices ie
the Endorsement Of checks by the
bank Of deposit Formerly this was
done by the antequated method of
in1printing tho Endorsement slowly