New Britain herald., 1925-01-21

estimates. and report its findings to the next session of the general as- sefnbly,
 would also commend to you the advisability of adopting a style of architecture characteristic of the state of Connecticut to be followed in the future construction of all state institution buildings. Such a plan would not only simplify the planning of state construction and corrcspondingly reduce the cost of plans, remarkably large item in the states expenses, but make for a uniformity in appearance that would assist distinguishing state buildings wherever located,
 Banking Department.
 No division of the state govern ment is more important to the peo- pie than the banking department. Although the public does not come directly in contact with 1t, this de- partment is held responsible by the state for careful examination at regular intervals of savings banks In which there stood on deposit at the close of the last fiscal year ap- proximately S4s5,O00,O00 and state banks and trust companies whose books at that time showed deposits of more than $2?6,000.000. It is highly essential that examiners of unquestioned fitness be kept in the service of the state for this impor- tant work. The banks themselves desire 1t and the depositors have a right to expect 1t. Yet the bank commissioner is frequently unable to pay an expert examiner what bank has offered for his services, because of the salary limitations fixed by our statutes, and the state loses an efficient examiner at his period of maximum usefulness. The services of such an official are worth as much to the state as to any bank and, inasmuch as the banks examined by the state share the cost of maintaining the state banking department, 1t would seem 10 be singuIarly appropriate for the state to pay It's examiners within 1 reasonable limits what they could secure for their services elseu here. Moreover, since such heavy re- sponsibIity is put upon the banking ! department. the state should pro- vide the tools which 1t needs, The present law requires the depart ment to make annual examinations of the banks in its jurisdiction. The l department is doing even better, and has succeeded in reducing the in terim between examinations to ntne months. The legislature might well consider the advisability of allow 1 ing enough examiners 10 enable the 1 department to give semi-annua1 eX- aminatiOns.
 To meet a part of the additional expense thus cntailed, recommend that the statutes be amended 10 ap- portion one-half of the annual pay nlents made for salaries, allowances and expenses of the bank commis- soner's office among the state banks, savings banks, trust con- panies, private banks and all other corporations coming under the jur- isdicton of the state banking de- partment and doing business in this state. The law now requires such banking institutions to reimburse the state for two-hfths such annual payments. and representative or ganizations of state bankers have recently volunteered to assume an increased hurden of the expense, provided more frequent eXamina tions were made hy the state,
 Stream Pollution
 The pollution of many Of our streams is subject which should receive your consideration at this session. The health and happiness of our people, upon which the vel fare of the commonwealth is found : ed, require the state to meet this question squarely soonor or later, and for each year that the reme- dial legislation is put off the solu- ton become more difficult and the problems of those who would now eyade the issue more complex. To attempt to devise a perfect remedy at once would be unwise and use less. A start would be a step in the right direction and the nucleus for further legislation that might be ap. preached more inteligently in the light of resultant experience. Such beginning could be made with the aim 10 restore and protect the nat. ural life of state waters, but with.
 out imposing undue hardships upor