New Britain herald., 1925-02-19
Pleas For Religious Tolerance
 AtMew Britain Bankers Banquet

lea are paved with gold, They soon learn when they reach Ellis Island that all that glitters Is not gold. Let us regard our fellow man as we would expect him to regard us" he advised,
 "It makes no difference to what church or religious denomination he belongs, he is of God the same as you. What you have he may lack. what he has you may lack"
 Here the priest told of his own travels in Europe among the Poles and Italians. Although the United States of America Is the only country in tho world for me. I did Hearn that wherever Il man may roam the creatures of God are the same," he said.
 You and know that young men and women, sons and daughters of foreign born parents are showing their ability and expressing the tal- ents which nature has given them. Let us not place ourselves on pedestal and say we are the people of the United States They are en- titled 10 the snme liberty and free dom that we are"
 Address By NIT. Troup
 The address by Mir. Troup was as follows;
 When Mir. Prior requested me to speak before this chapter of the American Institute of Banking, must confess that l knew very little ! about the American Institute, de- spite whatever experience with bankers and banking I may have had. This is considerable of con- fession for a newspaper man to make, because we are supposed to know everything about anything and anything about everything-and then some. l naturally was tlattered at being invited to sit in with bankers and prospective bankers. Of course I have been called upon frequently to consult with bankers, but not ex- actly to take dinner with them. This is a rare achievement for a mere newspaper man.
 Fortunately Mir Prior sent me these pamphlets in the hope that ] might find some inspiration in them for this occasion. One of the Bull letin of the American Institute of Banking. It is an excellent publi- cation and worth many times lts subscription price of one dollar per year Tn this January number I find number of excellent inspirational essays and interesting articles on cooperative marketing, organization eyes on banking, government own crship of railroads, compulsory au- tomobilc insurance: and last, but not least, James F. Forgan's- very instructive paper on The Good Notc.'
 "Mr. ForGan really told me moro about banking and the banker s psychology and point of view than even newspaper man would have thought possible in the space of a short article. I know now, thanks to Mir. Forgan! what constitutes a good note. I really never had any idea before how good a really good note must be-
 Tt must preferably be short time notes.-the shorter the better.
 "It must be bona flde obligation based on legitimate business trans action and not a mere accommoda- ton note.
 Tt must have behind it reliable and comprehensive statement Of the assets and liabilities Of the maker, and if ncceSsary of the endorserS, and should be considered only in the light of their equity In cash on hand or other rapidly convertible assets, not including real estate, plant, or other fixed property.
 Ut should have adequate secur- 7 fly behind it and one or more good endorsers.
 And the customers bank balance should be in proper proportion to his note liabilities.
 Tn ehort the banker should have plenty to fall back on if the note isn't good.
 "I'll agree that such note would be a good note. Indeed it's too darn gool to live. If I had the money I'd loan on such a note myself and If