davidaulloa/AmericanStories huggingface dataset:
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06

Only twenty states require actual
banking experience varying from ONE
to five years.
Powers Of Bank Commissioners
In the majority Of states, the Bank
Commissioner Is given more or les.
power to approve or deny applica
lions for charters of state banks
Clearly this authority should be ex
ercised chiefly with view to supply
ing each community with safe, ade
quate banking facilities. Hence tn,
Importance Of carefully weighing al
factors involved such as the characte,
and responsibility of the organizers
and the community's needs for bank
ing facilities. In the very nature OF
things no one is so well qualified tc
pass on charter questions as the BanE
Commissioner. Comments from al
states favor granting the banking de
partment large if not absolute juris
dicrion in granting bank charters.
A number Of states now confer
more or less complete authority OF
the state banking department to act
as receiver in liquidating failed banks
usually providing that the Bank Com
missioner must file report with the
court for approval. In other states
the court names a receiver and the
Bank Commissioner thereafter has NO
jurisdiction or authority. The almost
unanimous opinion Of bankers and
cc{A ic q
authority should be placed in the
banking department as it permits the
employment of experienced bank ad.
illustrators in winding up the affairs
of a bank, is more expedient, eco
nomical and altogether more satisfac-
tory.
Changes Needed
The consensus as to changes need
ed to strengthen the work Of the state
banking departments is summarized
in the following recommendations:
1. Provide adequate salaries.
g. Give Bank Commissioners large dis
cretionary power in granting charters
and enforcing hank regulations.
g. Remove the Office from partisan
politics by providing for election or
nomination Of the Commissioners by the
bankers.
4. Provide for a sufficient number OF
examiners with adequate pay, and free
their appointment from politics.
5. Give the Banking Department full
authority to act as receiver in the case
of failed banks.
6. Make Bank Commissioners terra.
I. Make requirements for Bank Com
missioner eligibility not less than five
years of successful banking experience
and well recognized executive ability.
Bank supervision, when wisely and
impartially administered. is capable
of rendering one of the highest types
of service state can give its people
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
Poual Trirle Cro.un

The tiara, u high cap of gold cloth.
encircled by three c0ronets. with q
mound and cross of gold NJ the top,
is the triple crown Of the pope. II
is ornMmented with precious stones
and pearls. and is decorated with three
royal diadeins. II Is without inscrip
lion. symbolic meaning has been
found In the tribe crown. ms repre-
enting the authority nf the pope over
he church militant. experfant and
(. triumphant"
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
Fir.f Coinage of Silver

Silver was first coined on the Isle OF
Aegina. Here the ancient Greeks
stamped a turtle on their first silver
coins over 700 years before the Chris
tian era. The first silver coins In the
United States were issued by the Mas
sachusetts colony, which minted small
silver coins, Familiarity known as the
pine-tree shillings. The mint was
closed by order of the crown In 1884
The first coins made by the United
States government were In 1893.
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06

President Coolidge. whose literary
taste is excellent. said at White
House luncheon:
II mistrust best sellers, the authors
whose names are household words, and
whose bank accounts never descend
below four figures.
Look at Poe and Whitman. They
stand out above all their contempt
raries today, yet Whitman lived in q
little wooden shanty In Camden. while
Poe lived In little wooden shanty in
Fordham. and they were both behind
hand with the rent.
This teaches us that genius will
out. Even during the genius life It
will out-at the elbows"
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
South African Diamonds

The production Of diamonds In
South Africa In 1922 was 2.053.O95
metric karats, which was the larg-
est since 1920 and comparable to that
Of any year since the immediate pre-
war period, 1911 to 1918. when the
yearly output surpassed 100000
karats. The value In 1923 was esti-
mated at $31. $4,000. Outstanding fea-
lures were the increase Of alluvlal
compared with mine production and
the development of more serious com
petition from foreign fields. especially
those In the Belgian and Portuguese
Congo.
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
In the Silent Night

In the middle of the night father
,leard in the next room-Roger's room
"a little nlurmur. very soft:
"Papa, papa! Mammal"
That's Roger dreaming" said father
to himself But the murmur contin-
ued, still soft and still muffied.
Papa! Mamma! fell out of bed T.
Father got up, went into Rogers
room and found him actually on the
loor.
why didn't you cry louder, sonny I
| might have been asleep and would
1ot have heard you. You should have
shouted and not whispered for papa
"But didn't want to wake you up
said Roger.-From L'Echo de Paris.
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
Rather Cynical Text

The subject of text-finding was be
ing discussed by two clergymen in re
gard to addresses of married couple
at wedding services,
'.Do you have text as ruler
asked one of the other.
mo; never have had one" was tn
reply, "but know what SHOULD
choose If die have one. 1t comes
from Psalm 2. verse Abundance O.
peace, SO long as the moon endur
eth"
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
GOOD THING-DON'T
MISS 1T

Send your name and address
plainly written. together with five
cents (and this 'slip) to Chamber
lain Mediline Co.. Des Moines
Iowa. anTreceive in return tria
package containing Chamberlain
Cough Kennedy for coughs. colds
Group; 4hamberlain's Stomach an,
Liver Tablets for Indigestion. gass,
pains tfat crowd the heart. bilious
ness AID constipation, Chamber
lain's Salve for burns, scalds
wounds. piles, etc. Don't miss it.
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
Oriental Reg Dessens

Authorities IN oriental rugs say
hat the rug itself typifies the uni
verse and the various designs the
ever-changing course of life. The
principal color. if red. typifies life of
victory; II blue, royalty; if white.
purity; II green, devotion. and II
black. evil. In patterns the Swastika
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
A FEW CENTS DOES I

More oontented haprs health.
people are taxing Chamberlain
i ablets than any other siilIlar med;
me. They stop indigestion and
agsy pa' lis mat CT. WI the hear,
,eep the li~er ana towels healthil:
ctive. Cost tut few csn.s.
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
Service

Mrs. McGee Tin holel) Are thes'
sheets damp?
New Maid-No. ma'am; hut ne cai
sprinkle them II yon wIsh.-I.otel Man
agement.
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06


mpans good luck: the hover ana KNIT,
fortune and life everlasting. the cir
Gle, immortality. The star of six
points represents Allah.
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
Our Inquisitire Younestera

Uncle Tom, what are those little
square holes In your desk for7"
Those are pigeon holes, my deur."
"When will the pigeons be backed
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06

practices Public opinion today demands that
bank supervision be as free from partisan inter-
ference as the judiciary itself.
State banking laws are increasing in number
and diversity. Much thought and study has been
given by the State Bank Division of the American
Bankers Association to uniformly efficient super
vision. It is on record as urging that the Office
of Bank Commissioner be freed from entangling
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06

Beware OF the man WHO asks for
" three minutes Of yorr ,ine.
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06
REFORMS IN STATE SUPERVISION OF
BANKS AS ADVOCATED BY BANKERS
BY FRANK w. SlMMoNDS
American Bankers Association

THOUGH many states have unexceed systems of banl
"A supervision by public authority in instances poca
entangements have resulted in lax methods and dangerou
The midland journal. (Rising Sun, Md.) 1885-1947, 1925-02-06

government
and lasting with compensation and discretionary
attract of outstanding executive ability and
Evening star., 1925-09-04
Income Tax Returns Paid
From District and Vicinity

Mr.. and Mrs. j. w. Evans, 943
Longfellow street. 81 cents.
H. E. England, 1439 Belmont street
| $24.S3.
Stephen B. Elkins. 1925 K street,
So 3,4S4.22.
Henry F. Ellis, Woodward Building,
$27S.34.
Morris Edgar, 5242 Colorado avenue,
! S7003.
B. P. Henix- E,vely. 2274 Cathedral
avenue. $50 80.
Donald Loring Erwin, Navy De.
partment. s9.0Ss a
Mr.. and Mrs, 1T, Edwards. 4607
Stanford street. Chevy Chase, Md. 50
Anne l.. Elliott, Sixteenth Street
Mansions, .s12.75,
George z; Edelin, s27 Emerson
street northwest, $24.37.
+ George Fl. Estes, 1873 Columbia
road $3.50. So .
James r.. Ellerson, 5r., 7s4 Fifteenth
street, S74.S2.
| q J. ID. 1 Eason, jr., and wife. District
National Bank Building $500.
Edgar NJ. Ebert, ais. Spring road,
| $31.02.
Newell Ellison. 172o M street, ss775.
qpstaye Nehberg,. 1909 Harvard
Donald M,sEsrll, a752 oiiyer street,
| $5S7. 20.
r.. Cathegine Erney,,' 11a Eighth
street southeast, $3.50.
Herbert c, Eickner. and wife, 630
Lexington place northeast. $65.44.
Samuel S. Edmondston, jr.. 2S16 P
street. s47.10
Walter E, Eliff. Sos Hamtltonastreet,
| 81 3ySlstl
Evening star., 1925-09-04

I Mrs. Gertrude Gardner Eggleston
1852 Calvert street, s4.S8.
Frank K. Edgington, 1915 Second
street northeast, $193.2I
Edmunds Contracting Corp, S115.34
Charles W. Early, United States
Navy, $82 .01. pr ~.
George Fl. Enlmous. 1905 Nineteenth
street. $165.61 Ae -
Walter S: Easterly, 510s Thirteenth
street, $3.50.
Miss Willie Pearl Edwards. 1881
street, $3.50
Edward 3. Eshelmanf, 2414 Ham
lin street northeast, SSTs.
Alex r, Enguist. Iii Fourteenth
street northeast, S511g
Kate NJ, Ellis, 4f5 Chaplin street
Sc .96. fsas
Richard Edgar Asfby- Clarendon
Va, s15.45. i ~. 4ss'
George Zimmerman, 437 Eleventh
street northeast, $3.50.
Meade Holme Eldridge, Navy De-
partment. s55.sa
Frank Decker, 1113 Massachusetts
avenue. $40, 10.
James A. Emery. Chevy Chase, Nd,
S101.26. -
Estate of Charles G.. Thorn, 1921
Biltmore street, S209.52.
William Edington Boyd, 14o9 Chaplin
street, $15.92
Evening star., 1925-09-04
tcontinued from Thirteenth Pageo

w
Guernsey Dairy, Inc, Silver Spring,
Nd. 5000.
Joseph e. Dyer. 1880 NJ street
5000.
Lawrence n. Darnell and wife, 1912
Irving street, $44.9l.
Alfred S. Dalton, sos Twelfth street
1888,
William A. Eaton, Arlington, Va
s4,aS790.
Ashton F. Embry. s745 Remington
street, 500.
Frank B. Essex, 1916 oliver street,
Chevy Chase. 81 ,69S.4S.
NJ. C. Elliott, 226s> Massachusetts
avenue. $1,S95.10.
Mr.. and Mrs. Edwin S. Beall, 2ol6
Hiilyer place, $24S.65.
George B. Emerson, 4f2 A street
southeast. $110.S5.
James Hugh Farley, 2210 Nichols
avenue southeast. $1.64.
Robert X. Eiehelberger, California
and Connecticut avenues, $4S.S6.
Katherine V. Eccleston, 1880 Six
teenth street, S42.S1. s
Edgar William Eberle, care Navy
Department, $S712.
Wright E. Emory, laos G street,
S6I40.
Alvin C. Eichholz, 1906 Twentieth
street, 9 cents.
Harriette r. Edgar. S42 Jefferson
street. S17.58.
Harry L. English, 1904. Ingonar
street, $2.92.
Mary Louise Engel 1924 E street
southeast. S212 $
Mary P. Else, S02 X street, s202
r. F. Eastman. 1871 Madison street.
$24.24. s
Leila E. Eveland, 1921 N street. IS
cents.
ona G. Ellis, 14l3 Allison street,
Grace w Elmer, Government Hotels,
$3.50.
Frank Eliot, s1s7 Nineteenth street.
S5.4s
Helen V Ehle, l44S Belmont street,
S23.9s.
Harley Pond Louise Evans. 1921
Columbia road, S611.
c.. Mahlon Eshbaugh, 731 Kentucky
avenue southeast, 1851.
Capt. Archibald NJ. Fauntleroy
Navy Department, S25.95.
Hattie s. Fenby, 921 Farragut
street, $2.75.
Kate r. Franzon, sos Massachusetts
avenue, S2.81.
Catherine E. Forteney. 1909 Third
Mason l., Fowler. lexington Apart.
ments, $1.5O.
Mary E. Foley, 725 First street.
$711.
Sarah f. Foster, Hyattsville, Md.
$4.31.
Charles H. Feusahvens, 317 Eighth
street northeast, $3.6S.
Henry Eberbaeh, sos H street, ST.
1890. &
Wade H. Ellis. Southern Building,
S3.595.92.
Evening star., 1925-09-04

Carrie T. Foy. Cecil apartments,
$3.50.
Harold j. Fuller, 1880 II street, s3.6t .
Charles Fass and wife. 400S Four
teenth street, $17.S0. e
Henry w. Fisher jr., 1882 Thir-
teenth street, $12.48. ,s
Col. James w. Furfow, u. s. A., care
adjutant general, $3.50. t
G. It. Flaharty, 3275 Prospect ave-
nue.. $16.49.
Susanna Flanagan. 2f09 Nineteenth
street, st1.40.
/ Joseph O.. Foulk, 101S Fowler ave
nue., Takoma Park Md. s4.7s.
t. Helen c. Fuller. 3033 Sixteenth
street, $6.19.
Francis Swairle Fitzgerald, 63fS
Delaware street. s24,S3.
Irving j. Fastnaught, 2236 Pennsyl'
vania avenue southeast, $3.50.
j.. s. Farrar, -1106 Eighth street
southeast, $7.S3.
William Flippo, 73s Ninth street
southeast, $3.09.
Susie F'rederline, 27so Georgia ave.
nue.. $1.62.
william E. Fones and wife, 1io9
Ninth street, s2.70.
Grace NJ Ford. 1915 Montana ave-
nue. northeast. $1.76.
Hannah r. Funkhouser. 21o F street
$50. M
Evening star., 1925-09-04


Edward L. Farren, 1928 Pennsyi-
vania avenue, $51S0.
Della, S. Field, National Savings and
Trust Co, $40. 1881.
Faultless silk Hosiery, 713 I street,
$3a.24. &
David Friday. 1916 Seventeenth
street. $2,2S2.52.
Agnes NJ. Faber, Potomac Park,
Nd, S21.62. 2
Maud Ferguson, ,ss15 Eighteenth
street, s29.79. &N
Ben L. Fuller. s27 Fifteenth street
s14.72.
!, Isaac A.. Fleming, apartment. 609,
2700 Connecticut avenue, $16.fT.
Harry s. Fischer 918 II street, $3.50
Patrick J. Farrell, 1896 Clifton
street s169.f5.
Henry p. Fairbanks. care j. s. Elan
merry. E street, Hibhs Building, S37.53
Mrs. Gertrude w, Faust, 2029 Con,
necticut avenue, 5000.
J. Oscar Fauth. the Cairo, 1920. .
Charles l.. Ffnney, 748 Rock Creek
Church road. $11.26.
II. NJ Fisher, $3.50 Warder street.
70 cents.
Raymond J. Fersinger, 61s Seventh
street. s10.3S.
Pearl Copperthwaite Fisher, 1890
l. street, $17.9l.
Evening star., 1925-09-04

q. Carrie A. Fries, 1424 w street, $3.50.
3 James A. Farrell. e22 Second street
northeast, $11.92. s&@f y.
Walter. Fuller, 1927 Tenth street,
Max Fisher, 1910 Bntmore street,
81 1856. 81 sse
A. T. Fletcher. 1903 street, ST.
9721S.
Edward Pagan. IS street, s11.So.
{ tContinued on Page Eghteen.)
Evening star., 1925-09-04
Hand-painted Scarfs
$3.50, $3.50, $3.50
[1gufsl--u UEfU IFtHys
Black Enamel
Vanities. So. .95

Contrasting auth ,silDtr or gold
The check and ehevron designs
are quite the srartest thing we
have. seen. &
These really serve as handbag,
too, for they have space for bills
and cards as we'll as being fitted
with compact powder, rouge and
lip rouge. Each case has a solid
back of genuine bakeite. The
metal parts are heavily plated with
gold or silver.
Costume Jewelry-Street Floor
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1925-02-07
How To Figure Your
Income Tax Made Clear

The revenue act of 1924 provides
that the status of a taxpayer relative
to the amount of his personal exemp-
tons shall be determined by appor-
tionment in accordance with the num-
Der of months the taxpayer was sin
gle, married, or the head of a family.
Under the preceding act the amount
of the exemption to which the tax
payer was entitled was determined by
his status as single person, mar
ried person, or the head of family
on the last day of the taxable year,
December 81, if the return was made
on the calendar year basis, as most
are.
For example, taxpayer married
on September 80, 1924, would be en-
titled to an exemption of $1,375. For
the first nine months he is classified
as a single man emitting him to an
exemption of $750-three-fourths of
the 81 900 exemption allowed single
person-and for the last three months
he,is entitled to an exemption of 1925
---one-fourth of the $1,000 exemption
allowed a married person.
| fon June 30, taxpayer ceased be-
ing the head of the family--the sup"
port in one household of q relative or
relatives being discontinued--he is al
lowed an exemption Of $1,750-one-
half Of the exemption of $1,000 grant
ed single person plus one-half of the
exemption of $1,000 granted the head
of family. With regard to the $500
credit for dependent, the taxpayers
status is determined as of the last
DAY of the taxable year. If, during
the year, his support of such depend
ent ceased, he is not entitled to this
credit.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1925-02-07
Tells How to End
NIGHT Coughing

To quickly stop hacking, irritat-
ing coughing at night, a very SIM
pie treatment may be had that
often enables you to sleep the whole
night through undisturbed almost
at once.
The treatment is based on a re-
markable prescription known as
DR.. Kings New Discovery for
Coughs. You simply take a tea
spoonful at night before retiring,
and hold it in your throat for Is
or 20 seconds before swallowing it,
without following with water. The
prescription has double action.
It not only soothes and relieves ir-
ritation and soreness, but it quick
~ loosens and removes the phlegm
and congestion which are the direct
cause Of the coughing. So no mat
ter whether your cough is dry and
tight, or loose with much mucus,
the coughing soon stops, you can
usually sleep your accustomed time
without a break, and the whole
cough condition goes in a very short
time.
The prescription contains absolutely
no narcotics or other harmful drugs.
Instead Of merely, benumbing the
nerves. it actually helps the system yste1Ii
to throw off the in il IS very
t teaspoonfui. ~ It is highly. recon-
mended for coughs. chest colds. tick
ng for hnd coughs and
spasmodic Group. On sale at all gooo
druggists. Ask for
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1925-02-07
MOTHER!
DON'T RISK
GROUP!
Many a tragedy has come
because mother waited
for Group to stop
By a Mother Who Knows

Mother, 1 am writing to you from
the bottom of my heart. You have
been given a little boy or girl to take
care of and bring up, and SO have l..
But l don't want you to go through
with yours, what | have suffered with
mine.
l don't want you to take chance
with Group, with coughs, with colds.
l don't want your children to be
stricken at dead of night, when &C
ton, quick action is necessary and
doctor is not to be had.
No matter how well your child or
children may be NIW, please, please,
go out to the store right away and
get bottle of COTS Quick-Action
Cough Syrup into the house without
fail. 1t has helped to save my chill
dren from Group and pneumonia, and
who knows what else-because l have
caught the croupiness, or cough in
TIME with little of COTS. My adj
vice is sincere; please don't delay.
S. B. Golf & Son. Camden. N J.. Since 1872
So Years of Service
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1925-02-07
The Cross Word Puzzle
Formerly Word Squares

Years and year sage The Youths
Companion had CROSSWORD Puzzles
in it's Nut-Cracker Department, only
they were called Word-Squares. Some
of them were as battling as the Cross
Word Puzzles now so popular. The
Companion is now running series of
CROSSWORD Puzzles, some for chill
dren, the most original you ever saw,
some for the older members of the
family. And besides, you have all the
rich stores of reading which The
Companion supplies from week to
week-serial and short stories, inter-
esting and informing articles, varied
miscellany and Department pages
crowded with practical advice and in
structon. Subscribe now and receive:
The Youths Companion-52 crowd
ed weekly issues; and if requested
The Companion Home Calendar for
1925. For only $3.50.
Or include McCall's Magazine, the
monthly authority on fashions. Both
publications, only $500.
The Youths Companion, Common
wealth avenue, and st. Paul street,
Boston, Mass. Subscriptions received
at this office.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1925-02-07
A TEST OF YEARS
Is the Experience of This
Pocomoke City
Resident,

Are you miserable with an aching
back? Feel tired, nervous and run
down? Do you have daily headaches,
dizzy spells and annoying urinary dis.
orders? Then why not take the advice
Of Pocomoke City resident who suf-
fered as you do and found lasting re.
lief by using Doan's Pills--a stimu-
liant diuretic to the kidneys? Here is
q Pocomoke City case that the years
haven't changed. Why not profit by
it?
Mrs. L. T. Somers, 916 End St.,
says; 81 had a severe pain in the
small Of my back and my kidneys act.
ed irregularly. l felt tired all the
time. Doan's Pills, from Lloyd &
Blaine's Drug Store, cured me-"
OVER FOUR YEARS LATER Mrs.
Somers said: 81 have had no return
of kidney complaint"
Price zoe, at all dealers. Don't
simply ask for a kidney remed y-get
Doan's Pills-the same that Mrs.
Somers had. Foster Milburn Co.,
Mfrs, Buffalo. N. Y.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1925-02-07
EXPOSURE TO MEASLES
CALLED DANGEROUS
State Department Of Health Says 1t
Is A Mistake For Parents To Elk.
pose Children To Disease

Measles is one of the most treach-
erous diseases we have to contend
with, so far as the after effects are
concerned" says DR.. Riley, chief of
the Bureau of Communicable Dis
eases Of the State Department of
Health, in a bulletin just issued by
the Department, $50 it is a mistake
for parents to think that it is quite
safe to expose children to the disease
on the ground that it is just as well
for them to have it and have it over
"Fewer cases of measles have been
reported from the counties of Mary
land during the current season than
at some other times, but the very
fact that many of this years cases
are of the milder type, gives all the
more reason for safeguarding not on
ly the children who are i'll, but of pre-
venting others from coming in contact
with them.
"First, becasue it is we'll known
fact that an apparently we'll child ex-
posed to a so-called mild form of
any communicable disease may have
the disease in severe form. This is
true Of all the children's diseases
measles, scarlet fever, chicken-pox,
mumps-so the wisest thing to do is
to keep all children away from the
one who has the measles, or who has
any of the other diseases, for that
matter.
Second, because the after effects
from a mild attack may be quite as
serious as from a very severe one.
Measles has been called the wolf in
sleeps clothing because it may mas
querade as a mere case of 'sniffles,'
a light cold, or even a slight attack
OF indigestion. But symptoms of this
sort, if neglected, may lead to serious
complications-eye, ear, nose, throat
or lung troubles. Pneumonia fire.
quently follows neglected cases of
measles.
During uncertain weather such as
we are having now, and are likely to
have for sometime, it is not worth
while to take any chances. A child
who has a suspicious cold should be
put to bed, the family doctor should
be sent for and his advice carefully
followed"