davidaulloa/AmericanStories huggingface dataset:
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
Urges Changes in
Insurance Laws

Madison w. Stanley Smith,
state insurance commissioner, today
addressed letter to w. R. C. Kend-
rich,. Iowa commissioner of insurance
suggesting number of subjects for
consideration and discussion at the
meeting Of insurance commissioners
TO be held at Des Moines, Dec. $40
The suggestions are: ~
"rhe injection of new innovations
in methods, practices and the conduct
of the business of insurance would
in my opinion, make consideration
of the following subjects of value to
the commissioners.
~The issuance OF preferred stock by
insurance companies, and providing
for its redemption on Gala new in
centive for and danger in exploita-
ton.
"Holding companiesr-their effect
upon the future stability and security
that should be offered by insurance
companies.
Mergers and consolidations-uni.
formity in method, supervision under
definite statutory requirements-alsc
ELECTS"
STANDARD Accident and Health
Policy or statutory prohibition Of
cancellation privilege by company
with requirement. for premium compu
tation and reserve rccumulation under
recognized Standard Disability Elk
perience Table.
Permanent and Total Disability
provision and benefits in life policie:
determination Of premium rate. or
Sub-standard disability Experience
Table and maintenance of an adequate
reserve on all cases when provision
has become effective.
Investment gains as we'll as I'm
derwriting loss to receive considera
| ton in all applications for increase
in fire rates. with expense of the con
duct of the business and economy o
management also considered.
The value and benefit of Con
tingent Commissions and Agents Pro
fit Sharing Contracts in fire Insurance.
Fidelity and Suretyship Loss Re
serves Non definite basis--a preyenta
tive for under-estimation.R
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
KenOsha Lawyer
Promoted i'm Florida
Edward F. Higgins, Former Kenosha
Attorney, Placed in Charge of Lee
gal Department of Florida Firm.

Edward F. Higgins, former Kenosha
attorney but for several months past
interested in realty and legal work in
Florida, has been placed in charge Of
the legal department of the William
F. Sheehan organization, large real
ty company at Miami Beach, Florida,
according to word received here this
morning. Attorney Higgins has been
associated with the Sheehan organiza-
tion for several months and his new
appointment comes as a result of his
successful work there, He has also
been named secretary of the Miami
Beach Land and Title company. asso-
ciated with the Sheehan organization.
Attorney Higgins plans to move per-
manently to Florida. His wife and
three sons, who have been living in
Kenosha, are to leave for Florida with
in a comparatively short time.
Mr.. Higgins served as city attorney
of Kenosha for several years and was
engaged in general practice of the
law business here. He has many
friends here to wish him continued
success in, his new field.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
Praises Newspaper as
Advertising Medium

Madison, Wis The newspa-
per is the greatest force at the dispo-
sal Of public utilities in their efforts
to Scquaint the people with their bust
ness. Frank v. Birch, Milwaukee ad-
vertising man, told the commercial
section of the Wisconsin Utilities as
ISOLATION at its convention here today.
"The newspaper is the primary med
ium of advertising" he said. every
one worth reaching can be reached
through the newspaper"
Telling the public utility facts is
a constant business. What is told the
public must be sincere, straight for
ward and honest"
House heating with manufactured
gas has been found practical from the
standpoint of cost and keeping homes
comfortably heated in severe weather,
G. c. Carnahan, manager of Chi
cago utility company declared. "There
is tremendous future in this field"
he said.
Experience indicates that gas also
will displace crude oil fuels in indus
try, asserted Albert A. Schuetz, in
dustrial engineer of Milwaukee firm.
Adequate public utility service, such
as electricity, gas, telephone, and
transportation are necessary for the
success of community, Don NJ.
Mowry, secretary of the Madison AS.
ISOLATION of Commerce said.
"People in the larger cities could
not live without utility service, and
people in smaller communities do not
want to live without them" he ex-
planned.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
County to Charge
Fox River Bridge

In making a survey for the new
concrete highway on. route; 90 which
the county board is planning on
building, Kenosha county surveyors
and engineers are changing the loca-
tion Of what is now known as Bundles
bridge over the Fox river, which, be-
cause Of its present position and the
dangerous angle of the road, has IN
the past been the scene of many serl-
Gus and fatal accidents.
Several plans have been considered,
but the one that is most likely to be
decided upon is to re-1Dcate the bridge
about so feet south of thespresent To-
cation. In all of the plans considered,
however, the location is TO be changed.
Kenosha county has ten miles of
paving to do on highway 80 at this
point, and new bridge to install.
The state allotment for this purpose
lis scarcely enough to do the paying,
while the new bridge viii cost APP
proximately $4,000 more. This means
that a portion of the cost will have
to be taken care of by bonding.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
VOTE PAY RAISE
!. TO JUDGE BELDEN
Three Counties in First
Judicial Circuit Add to
Judges Salary.
STATE LAW PERMITS IT

The county boards of Kenosha, Ra-
cine and Walworth counties have vot-
ed substantial appropriations increas-
ing the salary of Judge Z. b. Belden,
presiding over the First Wisconsin
judicial circuit, which, after January
/, 1926, win give the judge an annual
salary of $4,000.
From the state Judge Belden re-
ceives an annual salary of $500. At
the last session of the legislature a
bill was introduced and passed which
granted permission to the counties TO
make such appropriations as they saw
fit for the payment of additional sal
airy to the circuit judge. Walworth
county was the first of the three eoun-
ties in the first judicial circuit to take
up the matter, and an appropriation
of $1,000 year was voted.
Kenosha county next considered the
matter, and the county board this
week voted an appropriation of $1,000
year to be paid Judge Belden each
year from county funds. Yesterday
the matter came before the Racine
county board at Racine and similar
appropriation of $4,000 year was
voted.
Judge Belden has been engaged in
judicial work almost since the time
he graduated from law school. He
first served II years as judge of the
county court in Racine, then followed
"a years as Judge of the first judicial
circuit comprising Kenosha, Racine
and Walworth counties.
1t is pointed out that the work of
the first judicial circuit is greater
than that of any other circuit in the
state Of Wisconsin. The record Of
cases tried last year exceeded those
tried by the judge of the second judi
cia1 circuit which comprises Mflwau-
kee. 1T was also pointed out that
most of the judges of the state find
time for, some leisure annually, while
the demands in this circuit are such
that Judge Belden's entire time is oc-
cupied.
In presenting before the Racine
county board the question of an APP
preparation for additional salary for
Judge Belden, the attention of the
county board was called to the fact
that John B. Winslow, former judge
of this circuit, who afterward became
chief justice of the supreme court of
Wisconsin, was unable to save money
from his salary, and that at one time
the members of the Wisconsin State
Bar association had raised fund of
$4,000 and presented it to Judge
Winslow.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
Same Complaint
But Another Wife
John Ruster is Brought Into Court
on Charge of NOn-support
This Morning.

"Why this is the same old eom-
nlaint," said Judge Slate this morn
ing, as he glanced at the warrant
before him and at the defendant,
John Ruster.
"Same complaint, your honor, but
another wife," said Ruster's attorney.
Ruster has been married three
times, and for a while was support
ing three families. That is he was
paying alimony of FIVE dollars week
to two former wives, and supporting
the third. This morning Ruster said
he had just gotten through with pay
ing alimony in the first marriage. as
the child of that union was over six
teen years of age. Now he is charged
with failing to contribute to the sup
port of the child of the second mar
riage. Ruster gave as his excuse the
fact that his second wife had mar
ried again, and he thought it wasn't
necessary.
Judge Slater adjourned the case until
November %, bonds fixed at 500.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
ASKED TO GIVE
TO HELP BLIND
Kenoshans Asked to Join
Campaign to Raise Fund
for the Blind.
ARCHBISHOP APPEALS

An appeal has been sent to Kenosha
to join in the campaign being car
ried on by the Badger State Advance
ment Association of the Blind to Sc
cure funds to carry on its work in
the state during the coming year. All
people of the state are asked to give
to the campaign during the week
starting Nov. %.
The Right Rev. Archbishop Sebas-
tian G. Messmer has directed that the
annual collection for the blind be
taken up in all of the churches in his
diocese. All Catholic churches of Ke-
nosha have received notification Of
This, directing that the collection be
taken up on next Sunday, Nov. %.
Other churches and all civic organiza-
tions are urged to unite in the work.
Archbishop Shows Need.
Archbishop Messmer, in calling for
the collection, sent out the following
letter to all pastors in his diocese,
which includes all of southeastern
Wisconsin: .l3E H
"Again / appeal to you and your
people to come to the assistance Of
one of our foremost charitable insti-
tutions, the Home for the Blind, main
tanned by the Badger State Advance
ment Association of the Blind. 1t is
situated in Milwaukee and is doing
truly wonderful work for the blind,
among them quite a number of our
own faith. 1t was, indeed, wonder
full idea to devise ways and means Of
making the blind self-supporting and
independent. When we consider their
condition in former times and see
what these blind people are able to
accomplish in our days, we can not
but thank God and the good raen and
women who have made such wonder
full progress possible. Unfortunately,
our Home for the Blind is not yet self
supporting and needs the help of chari-
table people. For who can deny that
IL is one of the foremost works Of
charity to help the blind and make
them happy as far as their pitiable
condition allows. just think of what
total blindness would mean to yon,
then you will know what it does mean
to the blind themselves.
"For this reason / am allowing a
collection in all our Catholic churches
on Sunday, Nov. %, in whatever way
the pastor may see fit to have it
taken up. hope you will not refuse
your charitable cooperation in this
noble Christian work"
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
TOWN MUTUALS
GIVEN WARNING
Commissioner Says They
Should Beware of Tor
nado Risks.
HAZARD TOO GREAT

Madison, Wis.--An unusual occur
ance in which it was necessary to rec
omrnend to an insurance company that
it dissolve and go out of business, is
reported today by w. Stanley Smith,
state insurance commissioners, who
calls attention to the hazardous char
acter of cyclone, tornado and wind
storm business when conducted by a
small company. Smith has the fol-
lowing to say:
Insurance against loss by cyclone,
tornado and windstorm presents pc
cularily difficult problems, especially
to the town Mutual company. To the
members of these companies such IN
surance may become of more import
ance than fire insurance; to the
Town Mutual the conflagration hazard
is always a negligible quantity, but
cyclone, tornado and ,windstorm may
at any time contistute catastrophe
hazard for which the company by rea-
son of its limitation in territory.
limited membership. and, as a rule,
limited assets, is wholly unprepared.
"What makes the Town Mutual COM
pany such an ideal means for the
neighborhood fire protection, makes
cyclone and tornado insurance a con-
slant menace and danger to the COM
pany-for the class of business re-
quires a large territory, risks widely
distributed, and if writing sin cities
and villages within its restricted
limits a further distribution of risks.
Special Reserve Needed.
"If the Town Mutual is to assume
this class of risks there should be
authority-granted by amendment IL
the laws for removing territorial
limitation within the state. and pro-
vision for reinsurance between such
companies with limit on the in
dividual risk company is permitted
to assume with limitations also as to
the number of risks in any given area,
based, say, upon the square mile
and the further requirement of the
accumulation of special reserve to
provide for prompt payment of at
least part of the loss whens disaster
strikes any certain section OF area.
'No one knows when, wheSe, or
how cyclone, tornado or windstorm
will strike next and that in few
minutes there may be desolation and
loss of millions with the wreckage of
the small limited company as we'll,
wiping out the property and the as
sumed protection as we'll.
"The company to which the rec
ommendation of dissolution-either by
reinsurance or winding UPS made,
has very limited amount of assets,
its territory covers only eight town
ships and two villages, and it has less
than two hundred risks on its books.
It is simply impossible for, this COM
pany to continue carrying such risks
and afford its members the protection
they think they have"
Commissioner Smith further says:
"Other companies, writing this class
of business have also had their at
tention called to the dangers involved
and it is the hope of this department,
that the consideration and discussion
to follow will result in some change
in the law and practice that will prove
of benefit to the Town Mutual COM
panies of which there are 202 in this
state"
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19

They went to the house of a friend
of theirs, where baby was expected.
The friend was not at home, and she.
Mrs. Chafee, Leo and their own child
stopped at the drug store for ice
cream cones and then proceeded on
to the lake front where they stayed
until it got too chilly for the baby
and the mosquitoes bothered them.
Friends in Racine, who had seen
them that night about eight O'Clock
while on their way to "Marie's house."
took the witness stand and corrobor-
ated this story, as far as Chafee's
whereabouts earlier in the evening
was concerned. Mrs. Chafee said that
when she and Leo and their BABY left
the lake shore they went home and
Leo stayed in. She remembered that
he was with her that night and the
following night, when he went with
her to see the new baby which had
arrived.
Leo Chafee finally took the witness
stand himself. He made a definite
and fairly .clear-cut witness in his
own behalf. He said that he had
known the girl in the case when "she
was kid" and he indicated with his
hand that she was then only q few
feet high. Since that time he had
not seen her, he said, until the case
came up and he was charged with as
saulting her.
He said that the first time he
learned to drive car was in the latter
part of August and that he was never
out riding except with his brother OF
brother-in-law.
He denied the girls story, said II
was not true. He said that on the
night of May 20, 1925, after accom-
panying his wife, as she had already
related, he went home with her and
went to bed, and read the newspaper
in bed. He said he reached home with
his wife about ten or ten-thirtJ
o'clock.
Judge Slater showed in his deci.
sion that all of this testimony pre-
scented by the defense was not neces'
sary, for the state had lost before the
defense opened it's case.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
TURNER ELECTED
RETAILERS HEAD
Florist Named at AssOcia-
TONS Annual Meeting
Last Night.
BANQUET is SERVED

Lewis Turner, head of the Turner
Florist Shop on Park avenue, was
elected president of the Kenosha Re-
tailers' association last night at the
annual meeting of the organization in
their rooms at 305 Main street. Mr.
Turner succeeds Charles A. Pope, who
retires after serving two years at the
head of the association.
Other officers elected were as fol
lows:
c.. NJ. Reed, of the Jersey Dairy
company, vice-president.
Charles Ernst, of the Ernst Book
Store, treasurer. Mr.. Ernst was re-
elected.
Secretary of the association and
committees for the coming year will
be appointed by the new president at
the first of the year.
The business meeting of the Retail
ers was preceded by a splendid dinner
served at $3.50 p. m. and attended By
about thirty members of the associa,
ton. After dinner few informal
talks were given and general discus.
sions followed
Hal R. Young, advertising manager
of the Kenosha Evening News, gave {
brief talk on early Christmas shop
ping, and at its close committee wa:
named to cooperate in the movement
Charles R. Goodman gave repor
and brief talk on the activities of the
Kenosha Civic Council, and followed
with some generous comments on th'
city manager form of government
adopted by Kenosha.
Mr.. Goodman's talk was followed b!
a general discussion engaged in b!
association members. ~
A proposal for the association t
sponsor q state farmers institute TO
Kenosha sometime in February, in co
operation with the Kenosha count.
farm agent, was discussed. Secretar.
Fred Raiman reported the willingness
of the farmers institute section o
the state university agricultural sec
tion. to provide state speakers for
vwo-day institute here A commltte
was named to interview the count,
board with a view to holding tn
speaking meetings in connection wit
the institute in memorial hall at tn
county courthouse.
It is the tentative plan to hold
grain and vegetable display in con
nection with the two-day institute.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
DUMPED MOON Is
STILL EVIDENCE
Police Raid LaWcewicz'S
Place and Carry Off
Illicit Liquor.
A POP BOTTLE FULL


Although the partner Of Johr Law
ewicz, who runs the saloon at rs N
remont avenue, dumped the moon
shine when he saw the police come
into his place Friday evening, the po-
lice succeeded in making off with plen-
ty of the liquor for use as evidence.
The raid on the place was made by
Detective McCluskey and Police Off
GERS Callahan. Eek and Cunningham.
Takes 1t from Sink.
The partner, Joe Biozawesky, dumped
the moonshine into the sink behind
the bar, but the policemen made a
rush to the sink and managed to fill
pop bottle with the liquor.
Lawcewicz was ordered to appear in
court on the charge of unlawful pos
session of intoxicating liquor.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
Naval Court to Quiz
Capt. Fley Charges

Washington, D. c. ,.sf. In
yestigation into the charges that Cap
tain Paul Foley, who has resigned as
Judge advocate, sought to influence
the testimony Of Mrs. Margaret Lans-
downe before the Shenandoah naval
court of inquiry, was deferred today
by that court until tomorrow.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
BORN.

To Mr. and Mrs. Arthur Hornicker,
so N. Huron street, a daughter, Mo-
yember Is at the Kenosha hospital.
J, To Mr.. and Mrs. Sidney Karle, 1866
Superior street. son, November Is
at the Kenosha hospital.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
CONC THE WAY OF ROME.

Buffalo.--The United States is
beastly rich and is tcrniEg toward the
path along which Rome staggered to
her doom, in the view of Bishop
Thir6eld Of Chattannoga (Methodist).
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19

Some women are happy. Others
marry men who drink, 0. gamble, OF
fool around with radios.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19

King of England's doctor is visit
ing in the United States, perhaps to
give the king rest.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19
TRAIN BANKERs. nor RUNKRRs.

London. Warned that they are
training for bankers, not bunkers,
golfing bank clerks are forbidden to
wear knickers to work hereafter.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19

New York expert says fish are bet
ter food than hot dogs, but we doubt
if fish will enjoy the compliment.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19

Don't worry at a strange noise at
night. Il is merely the coal bill
climbing up to the roof.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19

Half of Dayton (Tenn) pslice force
got arrested the other day. HIS name
was John Coleman
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19

After buying our winter clothes we
know Just how the French feel about
their war debts.
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19

In Dayton, o., man turned BAN
dit to get money to pay his income
tax fine. How's that for honesty?
The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1925-11-19

The woman governor of Texas has
issued more than 300 pardons, it be-
ing easier to beg lady's pardon.
Imperial Valley press., 1925-01-08
Much
More Sober Than
In Former Days


GRANT FALLS, Mimi, Jan. S.
The days of drunken congressman
are gone forever, Andrew j. Vol
stead, father of the prohibition act,
said today.
Questioned concerning allegations
of Mrs. Frank ID. Scott, wife of Re
preventative Scott of Michigan, that
drinking orgies were the chief pas
times of some lawmakers i'll Wash
ington, he said:
81 have seen the day i'll con-
gress when men on the floor were so
drunk they couldn't stand. / have
witnessed scenes that would disgust
an ordinary bar room enacted on
the floors of the house and speeches
made under influence of liquor that
were ridiculous.
'Since prohibition there has been
none of that. While some congress
men undoubtedly still drink there
has been so great an Improvement
there is no comparison with former
days.
''Congress generally is sober. ~