davidaulloa/AmericanStories huggingface dataset:
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04


lsuccessful banking experience, and
that bank examiners be selected from
those having the requisite Qualifica-
tons.
A careful study and survey of state
bank supervision has been made with
the cooperation of State Bank Com
missioners and state bankers to bring
out the high lights of successful SUI
pervision, and at the same time indi-
cate remediable weaknesses, as the
basis for formulating model code
of law dealing with bank supervision,
and also for developing public opinion
In favor Of its general adoption.
This survey shows that in forty-one
states Bank Commissioners are ap-
pointed by the governors and gener-
ally hold office during their pleas.
ure." In two states they are chosen
by popular election, in others they
are chosen by a banking board, but
tn only few Is the advice of organ
tzed banking considered. In Missis-
stppi the selection Is made by con-
ventton Of delegates from the state,
chartered banks
Long Terms Mako Bmeaucrats
ne term Of once was found to
Exnxs nom two years to six. The
majority of recommendation favor a
4ve-year term, reasoning that long
tenn Of life tenure tended toward
bureaucracy In Office, while short
term was condemned on the grounds
that the Bank Commissioner would
scarcely have time to become thor |
oughly conversant with his field of |
work before the expiration of his
term Of service and the public would
lose the fruits of hts experience.
I've year term is long enough to per-
NIT his rendering useful service
through capitalizing his experience
and then II he Is found capable the
chances of his disappointment would
be strong.
1t was found that duties other than
bank supervision are frequently i'm
posed on the banking department,
ranging from insurance matters to
irrigation projects and even state
hail insurance. The almost unani-
nous expression Of opinion is that the
position of bank commissioner is
ask of such outstanding Importance
Is to demand that he devote all his
time and attention strictly to prob
ems Of bank supervision and regula-
ion.
Some states impose no statutory
qualifications whatever for Bank
number merely re-
luire that he have nominal qualifica- c
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Atiantic's Open Channel

Inc Atlantic ocean is the only free
cnannel for the exchange of water
from poles and equator. IT is the
only ocean wide open at the no,tb
ana forms a valley which extends with
varying depth from pole to pole.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Wisdom and Reason

Wisdom one day said to Reason: It
were well to love ones enemies and
return good for evil. Reason that day.
tip-toe on the loftiest peak In It's king
dom, at last was fain to agree. But
Wisdom is not yet content and seeks
ever further alone.-Maeterllnck
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Uhf Ohallta M4raHrttnrr
This Bird Hides Ne,f

The little Parula warbler makes its
nest almost invisible, says Nature
Magazine, by placing 1t in the midst
OF bunch of usnea moss ranging
from some tree where it is practically
indistinguishahle.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Ncw Irrigation Plan

An automobile sprayer fed by water
through flume. is offered by French
inventor as means Of watering crops
In place of the present systems of ir-
rigation.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Dark Outlook for Old Man

Mr, Green's youngest boy" said old
mrs biunderby, hasn't done a stroke
~ work Tor six months. Just living On
ms ia'ner. I'm afraid he's going to be
Transoript
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Profyocted ShoUer

Stun child Ito sister) ere
Emmerly Ann; If yer goin' to 'oller till
l gives yer another bite O. my apple,
yer got lovely wet spell ahead Of
yer."-Boston Transcript.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Ancient Tools

Recent excavations In California
brought to light two tools--a petrified
bone awl about two inches long. and
rudely fashioned quartzite palm ak.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Ocean Weather

During recent trip of an Atlantic
liner, while passengers at one end of
the vessel were enjoying sunshine
those at the other end were expert
enctns hailstorm.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
G. IT'S FOR ALL
OCCASIONS
BOWL AND BLOCK

The Very Best of Japanese Art
Highly decorated and something SHE
would be more than glad to get. A
high-class decoration for the home.
You cannot beat them at
EACH 90 on
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
WALL SCROLLS

Hand painted, Ivory finished, japan
csc Wall Scrolls are all the rage now
and you should not be without one of
these beautiful, richly finished wall
decorations in your home. They make
very exceptional gifts at any season
of the year.
EACH .---.--...-.-.-. - 60 m
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
IFS a Way He Has

"You may staht in at de hotel
thlnkin' pollteness costs muffin" said
Uncle Eben, but de head waiter Will
soon make you think different"
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Must Justify Itself

The moment must be pregnant and
sufficient to itself If it is to become
worthy segment of time and eternity.
Goethe.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
INCENSE BURNERS

A Dash of the Orient in your homs
ADDS just the necessary touch to
make your party success.
f1AOH ''----------.. .--.-..-...T5c and s1.00
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Pouer of the Mind

The mind is its own place. and In
itself can make heaven Of hell. .
hell of heaven.-Milton-
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
INCENSE

Inc very best grades of Hindu. Co.
nesh' Durbar and Yogi brands either
III ouik or mailer lots. Let us serve
you' We know you'll like it.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Not Dissuoded

Darling. will you marry mer
"Have you seen mother? "Yes. bur
| still love YOU" Aggir SguIb.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
HANDICAPPED CANDLES

A limited number Of the large 1O-inch
handicapped candles in assorted col
OTIS. EACH -----..-..-.-..... ............. zoe
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
ASH TRAYS!
IN the new CrackIe Glass

IN the new CrackIe Glass
imported from Czechoslovakia. A
very dainty and useful article, espec.
Tally for card parties. An excellent
gift. Several sizes.
FhlCES ----------------65c, S1.10 and s225
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04

Ill MAIL ORDERS MUST BE
ACCOMPANIED BY A CHECK on
MONEY ORDER.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
POT POURRI BAGS

"A large assortment of delicately per.
fumed bags to scent the lingerie In
'my-lady's dresser. Better and more
genteel than any perfume.
AT from zoe each on up. See them,
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Search the Scriptures

Fortunes often have been found be-
tween the pages of discarded Bibles.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
ARTIFICIAL FRUIT

oranges, Pears, Peaches, Apples.
Grapes, Plums, Bananas, etc., in
colors that defy the real things.
EACH On,
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Best Not Alvoys Fittest

The ancients tell us what is best,
but we must learn Of the moderns
that Is fittest.-BenJamin Franklin.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
BAROMETER FLOWERS

Besides being a beautiful decoration
they accurately foretell the weather
Each In a real clay flower pot. A
few of these catered about the home
lends touch of cheer.
-----------.-.-..-..--- ---.-.-..-.-....... S5c
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
MAIL ORDERS FILLED PROMPT.
~. SEND US YOUR oRDER!I
BATHING GIRLS

just nice little decorative trinket
wnicn may be used as a favor at
dinner parties,
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04

practices. Public opinion today demands that
bank supervision be free from partisan inter-
ference the judiciary itself
State banking laws are increasing in number
and diversity. Much thought and study has been
given by the State Bank Division of the American
Bankers Association to uniformly efficient super
vision. 1t is on record as urging that the office
of Bank Commissioner be freed from entangling
politics and divorced from all other functions of
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
Wise Words

In abundance prepare for scare
ity.-Mencius.
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
REFORMS IN STATE SUPERVISION OF
BANKS AS ADVOCATED BY BANKERS
BY FRANK w. SIMMoNDS
American Bankers Association

"A THOUGH many states have unexceed systems of bal
supervision by public authority in instances polite
enanglements have resulted in lax methods and dangero
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04

government that the Office be made
and lasting with sufficient compensation discretionary
attract of outstanding executive ability and
The Challis messenger. (Challis, Idaho) 1912-current, 1925-02-04
COMMISSIONERS PROCEEDINGS

COMMISSIONERS
presented allowed
disallowed follows:
Claim
Who by What for Amount
$500
Rassvet = Dawn., 1925-12-14
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The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1925-04-30

EOS Columbia st. ELiot-sSsO
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1925-04-30
Sewing Machines

|00 and up easy terms. white
|AsYin1 Machine Co. 1919 4th ave.
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1925-04-30
BUSINESS
OPPORTUNITIES

FOR SALE Restaurant. small pays
ment down, balance s25 per month
Aiuat sell by lst. Doing good. 907
Jackson
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1925-04-30

ROOM house: bath: garage: $4,000.
wired for electric range: lot s0x
i5T. = block from stores and
street car Sound view: flowers.
shrubs. berries. nice trees: private
road. no traffic, ThiH little home
ought 90 appeal 20 small family
who wish city conve nlenceA in tho
country, ScHhurst Park Oh en-
die 2ot0-l-5. or MA in-2sia own
er. r A. Nelson
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1925-04-30
CONVEX PARK HOME
Sd $50

9 rooms, large attic: ali large. llght
and airy roumsi full concrete
basement: laundry trays: furnace
hardwood floors French doors
exceptionally good lawn. large
lot with good terms
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1925-04-30
Elwood's Free Deed
Elwood's Free Deed

Free decd TO family without
further payments in case
OF buyers death. FREE
EXTENSIONS when sick
Best soil and best located
berry. fruit and chicken
land around Seattle. ONLY
80 MINUTES north. with
in one mile OF paved ET-
erott highway. School:
light and power line. good
roads on the land, Rapidly
growing IN value. OPEN
ING PRICES about half
that OF adjoining lands.
Very easy terms. 10 90
acre tracts. Live In couu-
try while working In cHy.
Free maps and FREE
AUTO TRIPS TO lana. Can
or write today. Can give
employment 10 several
buyers. building roads.
etc. Statesmen wanted.
CHAS. o. ELWOOD. owner
1914 3rd Ave. Tel. FL. lot 1853
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1925-04-30
WHY Paw Rent?

BUILD YOUR OWN HOME
II you own lot NO viii furnish
plans and build your home TO suit
A small payment down. balance
like rent. We are architects.
builders and designers
Henderson COMPANY
b21 Denny Way MA in-sIIg
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1925-04-30
cowES pan KBARGAIN
S3.250
A Snap

Fronn bungalow with bath. won
dorful lot s0xlaa. with lot Of fruit
aud garage. 81. 500; 1900 cash. ball
hncr like rent
VAN wOMER REALTY
- A 4
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1925-04-30
Cheap New

Slledp NEW
cottage: nice, level acres: lots of
free wood; also 1900 berry plants
free. Can move right in and be
happy. Terms only 800 down. $40
per month. Deal direct with own
sr at 9os Third ave. Open I'LL
y. m.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1925-02-02
POISON FROM HEATERS
Gases Come In Car When Manifold
Becomes Lose.

Occurrences of gas poisoning,
while occupants of car were out
driving. have been reported during
this winter.
This has been found due to a faulty
heating system.
The heater, based on the principle
of bringing in warmth from the hot
exhaust manifold, has been found to
conduct the exhaust gases into the
car when the manifold connections
became loose.
In enclosed cars, with no air to
chase out the poisonous gas, the
danger Of esphyxiation is great.
Such accidents point to the neces-
sity Of maintaining alright manifold
connections.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1925-02-02
HuhhvIs Jealous

Dear Martha Lee: am 20 years old
and my wife is 10. We have been mar
ried ak months Our first quarrel oc-
CURED this morning. but ] have had IL in
my mind ever since our wedding day.
Ny wife is e good sport and VIII do
is right. Our home IL always spotless and
she is always home to welcome me with
a smile and wonderful meal. But the
that on an average OF three days week
she gives her services to woman who
has q nursery It seems she raves over
those babies and cares more for that place
than she does for her home How can
make her stay st homer GUY.
Why on earth should you try to
keep your wife at home, and have
her grow into dull, dissatisfied
housekeeper? You have your BUSH
ness; why should you begrudge her
an outside INTEREST," Your COM
plant would be valid if your wife
neglected your home, but it really is
too ridiculous for you to be jealous
of these babies. Look around at the
wives you know who think only OF
themselves: then be thankful you
have a wife who thinks so much of
others.
Besides, when your wife has
babies Of her. own, she will be in
her home enough to suit even you.