davidaulloa/AmericanStories huggingface dataset:
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04


Of the year, such as grain, hay, fiber
crops, fruits and vegetables, etc. The
statement should also include the
number and value Of the different
classes of livestock, including horses,
cattle, sheep. hogs poultry, bees, etc.
1t should also show value OF
crop machinery, dairy equipment,
poultry equipment, harness, pleasure
vehicles, power machinery, etc. Under
other assets should be included cash
on hand or in bank, loans receivable,
accounts receivable, cash value Of in
surance policies, stocks and bonds,
United States securities and other
miscellaneous assets, not included in
the above.
The financial statement should also
list liabilities, such as mortgages,
both real estate and chattel, notes
due bank, notes payable to others,
accounts or bills due others, pre-
miums on life insurance, interest on
taxes, etc.
The net worth may be determined
by taking the liabilities from the to-
tai assets. If there are any contingent
liabilities they should also be listed.
These would include endorsements on
notes of others, security or bondsman
for others, leases or contracts, judg-
ments or suits pending.
other information
In addition to the above, general In
formation could be given on the cash
value of life insurance assets pledged
as collateral or insurance carried on
buildings, insurance carried on live
stock, insurance carried on machinery
or implements, taxes for the year,
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
Pops
Advice

There were just two things that
Tom Kendall could do we'll. One
was to shave his father on Sunday
mornings and holidays; the other
to press the old mans trousers once
a month. Toms father, John, was
a back woodsman in the hills out
side of Lynchburg, Va. His mother
and sister had been burned to
death in a forest fire. He was
SCARED and partially crippled in
the same flames.
In 1904 when Tom was Is, his
father was killed. Tom made his
way on foot to Richmond where
he secured employment as talley
boy in the freight yards Of thu
Southern Railway. He was paid
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

IS a week and was allowed to
sleep in the rear Of locomotive
shop. Two years later with S96
he had saved from his seanty earn
ings he laid in stock of candy,
cigars, magazines, fans and gum
and was permitted to sell them on
passenger trains. Trainmen taught
him to read and write and by the
time he was twenty-one he he'd
educated himself, equivalent to the
first year in high school. Incl
denally he had saved $1,425.
With this money he went to New
York. He opened small tailor
shop on Broadway. In one year he
built UP trade that encouraged
hi1l to open a larger shop.
Just before the world war he
moved to Montreal where he opened
q still larger tailor shop. On the
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

day war was declared he sold his
business fer SIT, 900 and enlisted
in a Canadian regiment, lie was
gassed in the Argonne and wounded
in a later engagement. At the
close Of the war he returned to
Montreal drew out his money and
bought a prize chicken farm IN
Ottawa Today he is married, mas
a palatial home, two growing Doys
I'd is called wealthy
He says he will eventually quit,
return to Lynchburg, buy nome
and enjoy the life OF country
gentleman.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

+, cash received during the year and
cash paid out during the year.
These various items can be ar
ranged in tabulated form, and the
| figures indicating the amounts in.
volved placed opposite each item. A
copy of this credit statement should
be preserved for use in making out
next years statement, and also for
purposes of comparison when two
yearly statements have been compiled.
This comparison will give the farmer
an idea. as to how his business is
going. It will be in the nature Of an
inventory, and will furnish abundant
food for thought. If the practice is
persisted in for a series Of years 1t
will be of untold value to the farmer
in studying the business management
Of his farm.
Business men find it absolutely nee
essary to take inventory and prepare
financial statements. Such practice
has not been SO general with the
farmer. Here lies an open door OF
opportunity. The financial statement
is the first step toward reliable farm
accounting. Once the farmer gets
started in making statements it will
stimulate him to keep more records,
to study more closely and minutely
his business and to ascertain the
sources Of his profits as we'll as the
factors that make up his expenses.
When these are known ways will be
suggested as to how to increase re-
ceipts and reduce expenses. There are
both satisfaction and profit in follow
ing up from year to year these credit
statements and the farm records that
necessarily go with them.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
rhe NEW YORK Bankers Association

The New York Bankers Association
describes in a recent bulletin the
campaign under foot to foster club
work among boys and girls in the
rural schools. Prizes have been do
mated by a number of the former
presidents of the Association to be
awarded to the children. the commu-
mites, and the banks interested in the
work.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
Banker-F arrner Notes

Chambersburg, Pennsylvania, banks
and Chamber of Commerce at the be-
ginning Of 1928 mapped out vigor-
GUS program for the promotion of
agriculture in the county. Through
out the year they assisted in keeping
the farm organizations functioning
and distributed to them agricultural
bulletins and information of interest.
They held rural community meetings
and entertainments exhibits of farm
and home products, and advertised
home products. One specific result
was to induce a milk receiving station
to locate in the vicinity, and during
the first month $4,000 was paid the
farmers for their milk. This marked
the turning point in the farmers
business.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

through our null
titude of avenues
of thought distri-
button, would re-
veal perhaps as
great a confusion
of ideas and pur-
pos g $ a s con-
founded the as
sembled throng
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
And Plenty of Ii

She Does roller skating require any
particular application?
He: No, just plain arnica or horse
liniment are as good as anything I
know Of
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
she Knew, All Right

Agent: (searching in grip Madam
| have here the greatest invention of
the age. 1t is compact tool which
can be used to cut paper, clean pipe
pick locks, button shoes, bodkin or
needle-it is
Housewife j don't need any hair
pins-Pd bobbing my hair now. (Docr
s'ams)
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

Candles: Candles will burn better
and more slowly if they are stored in
dry place six or seven weeks before
they are to be used.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

Dye: Before washing cotton stock
ings put handful of common salt in
the washing water. This will set the
dye.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

Dresses: A colored dress or waist
that is faded may be made pure white
by washing in cream of tartar.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

Ink: Ink may be removed from a
linen tablecloth by sleeping the cloth
Immediately after the ink has been
spilled in boiling milk.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
al oNnE REss oPINEs

Harmony in dress is io he desired,
but the frechied girl in a polka dot
dress leading coach dog just saw,
rather overoid it.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

California bankers created an emer-
gency fund of $1.000,000 at a meeting
recently in San Francisco to combat
the foot-and-mouth disease which has
broken out in that State. The Federal
and State governments each pay one
half of the appraised value of the AMI
mails slaughtered, and the State gov
eminent was not prepared to meet
this unexpected expense. The bank
ers agreed to supply the funds needed
as loan to the State government
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
A GREAT MENACE
BY M. A. TrayIor, Chairman, Eco
nomic Policy Commission, Amer
lean Bankers Association

A cross section of American
thought today, as reflected in private
conversation, public addresses and
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
A Champion

Champion
Passenger (frisking self Lost it,
that's ALIVE lost my ticket!
Conductor: What va mean, lost it
Say, you couldn't lose a ticket a
yard long.
Passenger: Couldn't, hey? Say, you
don't know me. Once | lost a bass
drum.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

Dolls: To mend doll that has been
broken, bind tightly with strips of adj
hesive plaster. It will hold the broken
parts firm for long time.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
PlIRDY,s PHlLos

Most men develop great tactful
traits-when the other fellow is the
biggest.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

The Vermont Bankers Association
offered $1,000 to winning club men,
bers in 1923. Part of the funds was
used for prizes for project leaders,
but between f1te and six hundred dol
lars was awarded to outstanding boys
and girls winning in the various
projects.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

the depositors' money which he loans out, the
banker needs full information regarding the
borrowers financial condition. Many farm
ers are entitled to better credit standings
which such credit statements will give them.
These statements will also tell the farmer
whether his business as a whole is a going
concern.
It is not such difficult task to make out
statement at least once year. The first
year will be the hardest. After that it will
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
True to Form

True to Form
Dentist forgetfully, as he reaches
into the hood of his motor carr Now,
this may pain you slightly, but III be
as careful as | can.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04
FARMERS FINANCIAL STATEMENT
As AN AID To BUSINESS SUCCESS
BY D. n. OTIS, Director, Agricultural Commission
American Bankers Association

Farmers like other business frequently need to Dor
Business furnish their bankers with state
ment Why should not the farmer? In order to safeguard
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

Two Line Verse
Wise am | know
Crows don't crow-just cause. i.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-09-04

come The statements should include the value OF land
and buildings the value of the hand at the beginning
, 1924-07-25

words That this shall apply only in the
case Of new employees"
Isl Member for FrederikstP8 Town
(JackS2n). Nv Chairman. That amend
ment viii satisfy ne.
2nd Member for Christiansted Town
(~~anoq1ta) remarked: Mr.. Chairman.
am sorry [ cannot vote for hat at all.
For the last three years we have been
fighting in the Municipal Committee
against this very practice. \ don't be
lieve it is fair. | will not vote for 1t
under any consideration.
Government Secretary (Zdue): bIr
Chairman. | would like 10 ny 10 under
stand just what the End Member for
Christianstod Town means WhoD he
maintains the additional money bll
which we passed carly in the present
fiscal year to cl ar up the question Of sal
aries. | remember two or three eases
Of this kind where Salaries in excess Of
the amounts budge7ted were au;h)riZa3
by additional money bills Now thiS is
exactly the reverse proposition.
End Member for Christiansted Town
(Canogata): Mr.. Chairman As a matter
of fact with that clause in we may just
as well vote the budget en- bloc rather
than sit here anu allow such a provision
TO remain.
Despatcbing Secretary (BdyrctD: Mr..
Chairman. | beg to draw attention to
General Order No. 3 which provides that
employees shall be appointed by the Gov
ernor. This S1rder, signed by the Gov
ernor, will take care Of the whole thing
To be concluded.
, 1924-07-25
LOCAL

The funeral of Miss Mary r Jackson
yesterday afte noon headed by the Ma
tive Brass Band playing the Dead
March in Saul, " proceeded from her res
idence up Company Street to the Luther
az Church where the burial ceremony
was performed by the Revd. Christen-
sen; from thence down King Street to
the public cemetery where her remains
was laid to rest with the part of the fam
lily gone before. The funeral was large
ly attended. May the soul Of the depart
ed rest 10 peace.
The S. s. Parma" is expected to
leave New York on Friday, the 1st prcx.
The sloop ''Miz7ah" with mails and
passengers arrived here from St. Thomas
at 5.39 yesterday afternoon,
The sloop Alice" after taking in 20
head Of hor0ed cattle left for San Juan.
Porto Rico. at $50 yesterday afternoon.
, 1924-07-25
? PROCEEDING S
OF THE
COLONIAL COUNCIL
20 K ST. DIX.

Government Secretary ZIae remark
I'd: MIR. Chairman. This is intended to
IegaIIZe a practice which | understand
has been in existence for a number OF
years. | understand hat this is p~artlcl-
Iarly SO in the hospital service in the TAX
InI on of cooks, idnitOrs and Wardmaids.
J know Of no case where it has ever been
applied in reducing a salary; it is merely
TO provide a transition salary during the
time a new employee proves his worth
and when it is raised to the full amount.
GDVsrnmCnt, as yOI are aware, has pro-
VIded against the cOnting ncy Of unWar-
ranted discharging Of any employee. |
should be very glad, if it is felt that Ihjs
wording might work an injustice to the
employees, to state to the heads Of de
partments that it IS not the intention to
work any punishment on any employee,
for 1t certainly was not intended to pro
vide a means Of cutting the salary Of any
employee.
End Member for Christiansted Town
(CaR8gatrl remarked: Mr. Chairman.
| never would have voted for a budget
with each provision en- ii. was given
to understand that is the kind Of plac-
tice that was going to be discontinued.
The Despatching Secretary met with the
Municipal Committee in Frederiksted
sometime ago and ne told US that the
practice was going to be discontinued. |
thank the Honorable lst Member Tor
Frederksted Town for calling my atten-
ton 10 tae matter and | agree with his
remarks. Ii the provision is allowed to
remain | will not vote for the budget.
LIST Member for Fr~edariksted To vn
III .ckSoR) remarked. Mr.. Chairman.
There are three or four instances whore
employees have been told that after J IIy
LIST. their salaries will be reduced. | hope
that Government will inform the heads
OF the various departments that that
must not be done. | will not vote TOR
the budget if that clause is allowed to re-
main. That can be taken care Of by ex-
e|CutiVe order.
Government Secretary (Z1ae) remark
ed: Mr.. Chairman. OF course the eff ct
IS as | say. We have several positions
calling for the same salary all filled, of
course, by different people, but one per
son may have more experience and yet
the new employee may come in and re-
ceive the full salary ~budgetted for the
position. This is to protect the public
treasury in such cases. Ii the Colonial
Council does not think it wise to keep
TINS in here, Government is perfectly
willing to withdraw it.. 1t is done sim
ply and solely as a protection to the pub
, 1924-07-25
Correspondence

Dear Mr.. Editor!
After ~eading the reprint of
the report in tie now, so called, MerWin-
, 1924-07-25

lst Member for Fred 2rik5tad iowa
(Jtc551D: Mr.. Caajrmtn. Ii Govern
ment give the pledge that s%lIali5s will
not be reduced | wOJId be willing to let
the proVi5o remain.
2n4 Member for Christianst9d Town
(Ca9ea1tal: Mr.. Caairm31. Under no
consideration will | vote 70. the budget
if this clause is allowed to stand,
Government Secretary (Zt18) remark
ed. Mr.. Chairman In the Federal Ser.
wee, of course, there are many grades Of
civil service employees. The entrance
grade is, think. S 1000. L, applies to
all applicants appearing on the civil ser
vice list. That is, they start out at the
minimum and work up to th9 maximum.
We have had a similar practice here Of
appointing at a lower salary than the
maximum budgette1 am)unt il 0rdar
that We might not waste public tuud5 in
paying full salaries to employees whose
services are not commensurate with
them. This, If it is eliminated, simply
means that a green han appointed to a
lob will receive the same pay as a more
efficient and experienced man. 1t it is
allowed to remain, it cannot be seen how
it will be abused; it means that a cut IN
salary cannot be made by heads Of de
plrtments without the approval Of the
Governor, and it is designed simply and
solely to save money for the NJnjcipali
ty. | might a Id that it has go1a through
in St. Thomas in its present form.
DaspatchinE Secretary (BIrE3t) re-
marked: Mr. Chairman. Il the Honor.
able 2nd Member for Christian3ted Town
will remember in the meetin- Of the Ma
nicipal Committee in FredariI5ted | tried
to shoN that it was an erroneous proce-
dure to pay an increased amount over
the budletted salary of one person sim
pIy because another person did not Sc
cure the amount budgetted 'or his par
ticuIar position. If the minutes of the
Municipal Committee were available |
would have Members read the remarks [
made in the meeting in Frederikstpd. So
far as making the desk carry the
salary instead of the individual, | still
maintain that hat is the Only effective
way in which a department should be
carried on, and | would be very glad to
see that put in practice here
LIST Member for Christianstad Town
(Abram82H) remarked: Mr.. Chairman.
This question is a pretty serious one.
An employee Of this Municipality told
me a few days ago that his salary will
be reduced from July l; | told hat en-
plCyee that J did net believe that c0Ild
be done because salaries are fixed by the
Council. There is no doubt chat threats
have been made that there shall be re-
The Birmingham age-herald., 1924-01-13
MAN GETS MONEYS WORTH FROM THE USED CAR DEALER

,.Dau.ing and rsconditioning. but it IS the rarest thing in the world 10 lind a dealer investing his money in a car that cannot be roconditioned- he knows better than that. The vital parts of every car he purchases are a report Is made of the actual used car value still remaining.
 It is the car that. the dealer can not or will not handle that is wished off on the unsuspeeting neighbor or someone else who is in the market for 8 car as a tremendous sacrifice" Many times when such cars go to the repair man they are found to be unrepairable, and the seeming sav- ing turns out to be a real loss. But who ever heard of reputable dealer in used cars giving anyone deal like that. His very responsibility would prohibit his doing such a thing and insures every purchaser a guarantee against deceit and fraud. Further more, the dealer does not handle used cars for profit. All he cares to do Is to get the actual value of the car, plus the amount of time and parts he has spent in reconditioning it, so that he can still continue to accept used cars as part of the first pay ment on new one.
 Turn to the classified columns of The Age-Herald today and you will find scores of good used cars adver- tised by the best dealers in Birming- ham. In nearly every instance the price and model are given, and usually something of the condition.
 Almost any of these cars can be bought on dead easy" terms-a small payment down and the rest by the month. These same dealers will be glad to discuss your used car prob- lens with you and help you to select just what you need.
The Birmingham age-herald., 1924-01-13

must 50 fit together that no mix ture escapes, and the usual way of obtaining this tightness Is by intro duoinG . gaSket or two between the parts.
 Plugs are made with open or closed ends. but certain engines only will operate successfully with each type. Often . closed end plug gives trouble with an engine, which operating with open end plug gives entire satisfac- tion.
 The really important parts of the spark plug are the insulator and electrodes. The former Is usually withstand the, tremendous heat and also changes of temperature without cracking. Porecalin and various stone compositions are used. but of course, this type is more easily cracked than mica, both by the heat and by q wrench when installing. These ma tertals may be used in combination in the same plub the best form con- sisting of an outer stone insulator and an inner mica one. The only trouble with mica is that 1t is liable to absorb oil. but if the construction Is right this may be prevented alto- gether The one advantage of the combination types is that there is double protection so that If one in- sulator becomes broken, the other will prevent current leakage In buy ing a plug you cannot tell by look ing at the insulator whether 1t is good or not, because some cheap stone looks just like good material.
The Birmingham age-herald., 1924-01-13
Copyright, 1923. by International@
 Feature Seryice. Incl

Copyright, 1923. by International,
 Feature Service. Inc.)
 The spark plug Is simply the means of introducing into the com bustion chamber of the engine a spark gap formed between the ends of two wires. The spark jumps this gap. as it does so imparting its heat to the gas mixture, thus exploding 1t. Sim ply stated, this Is the function of the plug-to explode the mixture by means of the heat of a spark. Yet at the same time the plug itself must be able to withstand the tremendous heat and pressure inside the cylinder. 1t must not allow escape of the gas mixture. It must unfailingly trans init current so the gap will be jumped. and 1t must do this many thousands of times mile of run ming. When one considers the work spark plug has to do, 1t Is sur prising how we'll and how long this little part remains in service. Plug trouble today Is not so common as 1t was years ago, and we have heard of plugs functioning without any atten- tion for as many as 10000 miles.
 There are hundreds of designs of plugs made of a variety of materials and in numerous shapes and styles It Is easy to see how difficult 1t Is to design a plug to meet all the con- ditions demanded of 1t. yet the mod ern spark plug does its work admir- ably we'll. I wish to describe in this article the construction of plugs, the way to install them properly, the types to get and not to get, plug troubles and how they may be rem edied.
 Since the end of the plub must in- produce a gap into the combustion chamber. there must be two wires or electrodes with their ends separated to form the gap. One of the cleo trodes, which takes the current from the cable or wire from the ignition device, must be perfectly insulated so no current will leak out. while the other electrode must be grounded in some way. This latter always Is attached to the spark plug shell or the metal part which screws into the cylinders while the other one. called the center electrode, always is im- bedded in an insulator made of porcelain. stone. mica. etc. The in- sulator and the shell then must be joined together to make a unit of the plug. and this Is done either by ce- menting them together. forcing them to compression tightness by means of a nut, etc. Of course. the two parts