davidaulloa/AmericanStories huggingface dataset:
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
TELLS BANKERS
TO ADVERTISE

There is no greater medium Of edu-
cation in our daily life than the news
paper, and, OF all mediums offered for
bank advertising, the columns OF the
newspapers reach the innermost cir
Giles of our population in the most
Widespread manner, Motley II. Flint,
Los Angeles banker, told the confer
ence of the Savings Bank Division,
American Bankers Association, held
there recently.
Advertising, one of mans modern
selling forces, has found fixed place
in the banking field" Mr.. Flint said.
"This, too, in the face of dire predic-
tons of many old-time bankers, who
once ridiculed the idea that advertis-
ing could be applied to the selling OF
a service so intangible as that offered
by banking institutions. The time was
that a bank was satisfied with pub
fishing its statement of condition.
That day has been RELOCATED to the
past.
There has been a gratifying re-
Spouse Ou LuS Rdht VI IAO RNNAAN $40
this new appeal. From it has grown
better understanding by our people of
banks and their functions. Where a
bank account formerly was the excep-
ton it is now the rule. Surely this
can be attributed principally to the
fact that bankers have come out of
their shells and, through advertising,
have induced people generally to come
into their institutions and learn more
about the beneficial services banks
have to offer. This can be shown in
no better way than by the marvellous
growth in savings accounts.
Astounding sums are being invest
ed annually in bank and financial adj
vertising. I say invested advisedly.
II is not merely being spent; it is in
vested. 1t is invested for various rea-
sons, and not the least of these is for
the purpose of keeping the name of
our banks before the people, accom-
panied by bit of bank education"
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12

and serving eighteen typical farms,
Charles F. Stuart, assistant to the
vice president and general manager Of
the Northern States Power Company,
which built the line, told CT an inyesti-
cation just made of more than thirty
existing farm lines, in various To-
calities, which serve 1852 customers.
Why Farm Lines Haven't Paid
1T was found" he said, that every
one of these farm lines was losing
money The reason why was soon
made aIl-apparent, for the average
consumption for these 1,452 farmers
was only 287 kilowatt hours per
month, which is less than the average
city resident customer uses. 1t seems
probable that this low consumption is
due to two factors, one being rate
structures not inviting to liberal use
of current and the second being that
the farmer never has been shown how
to use electricity literally to his own
advantage.
Farmers have financed the build
ing of rural lines and decided them
\ over 10 LIE JOW6l9
usually charge at least IL cents per
kilowatt hour for the first hundred
kilowatt hours, with minimum bill
Of SIS a month for the next hundred
kilowatt hours, at d step l cent lower,
and the excess perhaps at a further |
cent reduction.
"These rates are not exorbitant, but
do not invite the progressive farmer
to a liberal consumption, in that the
farmer never gets down to cheap cleo
tricity, no matter how much he uses
''Take rate of 100 kilowatt hours
per month at IL cents net with a
minimum charge Of S. per month. A
study Of lines with this rate reveals
that the farmer makes very sure never
to exceed his minimum bill His So
entities him to approximately Al kilo-
watt hours, but his average consump
ton is about 35, showing that he is
determined never to go over his mini
mum
"Where the minimum bilIis So per
month his consumption is held under
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
BANKERS VIEW ON CO.
OPERATIVE MARKETING

The attitude of the American Bank
ers Association on cooperative mar
Eeting favors proper organization to
facilitate the orderly movement OF
farm products, but holds that the CO
operatives are as amenable to econo-
mic laws as any form of business ana
cannot be used to gain special bene-
fits for the farmer contrary to the in
fiuences of supply and demand and
other normal factors. This view was
formulated recently by Frank W. Sim
monds of the Association before the
National Council of Farmers Co-opera-
tive and Marketing Associations al
Washington.
at would be unfortunate for the
farmer if he becomes imbued with
the idea that cooperative marketing
in itself is panacea for all agricul
tural Ills" Mr.. Simmonds said. Go
operative marketing, well organized
and wisely managed, can be most
helpful in solving market problems. 1t
may prevent untimely dumping, it may
secure better credit facilities, it may
extend existing markets, it may even
create new markets, but obviously its
operations will be as amenab,e to eco.
nomic law as those of other business
enterprises.
What 1t Cannot Do
"Co-operative marketing cannot pre-
vent other countries with cheaper land
and labor from selling N foreign
marts at price unattractive to US.
It cannot successfully override the
law of supply and demand or main
tain for any length of time an arti-
ficially high price by withholding d
product from market or unduly limit
ing production. Sane, orderly market
ing must be accompanied by sane, or
derby thinking.
1--WE may wisely take leaf from
Danish experience and emphasize eff
cient, economical, maximum produc-
ton of standard grade products, for
however important cooperative mar
keting may be in solving the exigen-
cies Of the present time, it is only one
link in the chain OF agricultural prob
lens"
The American Bankers Association,
Mr.. Simmonds said. believes that solu-
lions of farm problems should be
sought through private enterprise and
not through government aid and ap-
proves the endeavors of farmers for
orderly marketing.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12

25 kilowatt hours, showing that he is
still lighting to keep under this mini
num-"
Low Rates for Large Usage
Mr.. Stuart then showed how the
carefully studied rate tentatively estab-
lished for the Red Wing experimental
line is expected to operate by contrast
with rates just alluded to. Having de-
termined an equitable fixed charge for
each customer of $500 a month, cover
ing insurance, depreciation, main
tenance of the line, taxes and over
head expenses, the energy rate was
made low 1t is cents per kilo-
watt hour for the first 80 kilowatt
hours, and cents per kilowatt hour
for the excess.
Under these rates it develops that
the farmer who seeks to secure electric
energy solely for electric lights and
nothing else has necessarily and I'M
avoidably taken on an expensive propo-
sition. But, if he uses electric energy
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Giant waterspout Recorded.

A Washington scientist has record
I'd the particulars concerning great
Taterspout he observed south of Cape
Coomrin on day when the weather
was fine and the sea smooth, says the
Washington Star The waterspout
formed between russet-gray cloud
md the sea nearly five miles from the
ship. AT first the distance between the
base of the cloud and the surface or
the sea was 1900 feet and the Wldtn
OF the column tapered from 500 feet al
IFS Juncture with the cloud TO 150 reef
at the sea. The vortex appeared TO De
a tube with tapering sides and a cen
ira! column The walls seemed 10
consist of water moving downward ana
The central column of water ascending.
The phenomenon lasted for 13 mlnutes.
The walls broke and the central COZ
dInn appeared to ascend into the clonu.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Moss as Fire FIGHTER.

The heavy gray moss which grows
on trees in the Douglas fir regions Of
the Northwest, is being used By
United States forest service experts
of forest fires The amount Of mois
ture in this moss promptly changes
with the slightest change in the
amount Of moisture in the air. BY
placing a quaLtity of the moss on i
balance with a pen arm attached
changes in relative humidity are re-
corded satisfactorily BY close obsei
vatians ii this way. flle approach j
such exceptional dryness ard possiel
fire losses can hp t'6Iected
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Gateway of Sahara.

Tripoi. now under italian rule, Is
called the Gateway to the Sahara,
and the C.ar;S'an trade to and from the
city through the desert is enormous.
All goods are transported by baggage
camels. called in Tripoli jamals. Ivory.
ostrich feathers. gum arabic. cloth
from the Kano dye pits, rhino horns.
leather, etc. are brought in in great
quantities from various parts Of cen
trail Africa The Sahara is peopled BY
several very fierce tribes called Tna-
regs. who levy ON the caravans enor-
nous taxes as tribute for their safe
conduct through the desert. Nor does
this always suffice; more times than
are pleasant the caravans are raided.
the personnel killed or captured. and
all goods and animals taken
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12


should comply with the same condi'
tons that are exacted from any busl-
ness man. He should show the banker
that the loan is for productive pur-
poses. The farmer ought not to OBJ
ject to a request for credit state
ment from his banker when negotlat-
ing a loan. This statement is not
difficult to prepare when the farmer
keeps records. The farmer who does
not keep records is not doing business
in business-like way and is not err
titled to the same consideration as the
man who does.
For instance, loans to farmers for
the purchase of well selected high
grade livestock constitute one of the
most effective ways of financing the
farmer and helping him to make
financial success of his business. La
making these loans, the banker can
well inquire as to whether the farmer
has adequate housing facilities and
plenty of the right kind OF feeds be-
fore the investment is made.
If the banker is to encourage farm
ers in investments of this kind, ne
should have hand in protecting these
investments. 1t is to the advantage
of the farmer as well as the banker
to carry insurance on buildings, in
Guiding fire and lightning, and II need
be, tornado. Too much attention can
not be given to the health of animals.
Neither the banker nor the farmer is
justified in making an investment IN
dairy cows that have not been care
fully tested for tuberculosis.
Work 1t Out Together
Financing the farmer should be the
result of teamwork. The banker and
the farmer should consider each other
as confidential advisers. The farmer
needs to know the dangers attached
to investments, and the banker needs
more information on the possibilities
of returns on farm investments well
placed. No right-minded farmer ought
to object to careful diagnosis OF con-
ditions before the loan is negotiated
Both parties are interested in having
the proposed investment pay the in
CGr6SC esuu eventually LIE pAAASAP0As
and also return a profit to the farmer
There are times when the banker
might loan to the farmer to the detri-
ment of the farmer himself. The
farmer who was kept from making
heavy investment in land when land
values were at their peak is today
blessing the banker for heading him
away from what would have resulted
in serious loss, if not bankruptcy.
Financing the farmer is a job that
requires clear thinking and sound
Judgment. The underlying principles
of a profitable loan or investment
need to be carefully considered by all
parties interested. Two heads are
better than one, and when two or
more men get together in sympathetic
contact, determined to weigh the va
rious possibilities of success and fail
ure, and then act upon their united
judgment, then the farmer is well
financed.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Village President.
WALTER GANDER, JR,
Village Clerk.
NOTICE OF FINAL ACTION BY
VILLAGE BOARD

In Sewer assessments on Birch,
Maple, Main, First, Second, Third and
Fourth, Division, Wall and Pine street
west of railroad track on County Road.
NOTICE is hereby given that on
the 23rd day of June, 1924 at 7:30
P. M the Village Board of Trustees
of Village of Eagle River Wisconsin
will take final action on the report OF
the Board of Public Works in the mat
ter of the assessment for sewerage on
Birch, Maple, Main, First, Second,
Third, Fourth, Wall Division and Pine
street west from railroad tracks on
County road, as given in Resolutions
Nos. % and "a.
WALTER GANDER JR.
Village Clerk.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Worlds Ricuest Gem.

What held to be the largest uncut
precious stone in the world is flaw
less black opal, discovered in this
country and now said tc be In the
office of government official in
Washington. The gem contains APP
proximately u cubic inches, weighs
2,572,53z carats and is valued by the
owners at $25O.00O The colors are
translucent blues and greens with
little red. The famous viennese opal,
which was without equal until the
American specimen was found. weighs
1,658,927 carars, hut has number of
flaws.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Origin Of Anyora Car.

The Angora cat came originally
from Angora and has 4 small head
and rather large tufied ears the long
silky hair should hang in tufts and
clusters shortening towarG the end of
the tail. The colors are carried, but
black and dark slate colorett ones with
orange eyes, or blues and .hite with
light eyes, are most valued The Per-
sian is also long haired, illt is larger
in body and thS fur is cmfser and in
creases toward the eild af the long
tail. The color may bt almost any,
but deep black with oionge eyes is
preferable; blue is the next best
color.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
q 20 /, q y.

N }. |. !. i y !. !! !. ~ :.
TIE -~pon cm O i large bust
ness concern had been invited out TO
Inner. The host asked him tc say
grace. II was new experience but
he was not wanting: Dear Lord we
thank Thee for all Thy tavors of re
cent date. Permit Il. 10 express our
heartfelt gratitude. We trust that we
NAV continue to merit Your confidence
and that we shall receive many more
blessings from You in the future
Amen. store News.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Legal Notices
First pub. June 9Th, last June 19th-3w
NOTICE TO PROVE WILL, AND
NOTICE TO CREDITORS
State of Wisconsin, County Court,

NOTICE TO PROVE WILL, AND
NOTICE TO CREDITORS
State of Wisconsin, County Court,
Villas County-In Probate.
In Re Estate of William A. Baur, De
ceased.
Notice is hereby given, that at the
Regular Term of said court to be held
on the first Tuesday of July, A. ID.
1924, at the Court House in the city of
Eagle River, county of Villas and state
of Wisconsin, there will be heard and
considered the application of Winifred
Baur to admit to probate the last Will
and Testament of William A. Baur,
late OF the Village of Eagle River in
said county, deceased, and for the
appointment of an executor,
Notice is hereby further given, that
up to and including the first Tuesday
of October 1924, is fixed as the time
within which all creditors of said Will,
liam "A. Baur, deceased, shall present
their claims for examination and al
lowance;
And Notice is hereby further given,
that all such claims for examination
and allowance will be examined and
adjusted in said County Court at the
Court House in the Village of Eagle
River in said county and state, on the
first Tuesday of October, 1924.
Dated May 10Th, 1924.
By the Court,
FRANK w. CARTER,
County Judge.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
First pub. May 20, last June 5-3 wks.
STATE OF WIscoNSIN-coUNTY
cOURT-FoR Villas COUNTY.

4 II 81 pun. MAY ID, last June 0--S WKS.
STATE OF WIscoNsIN-coUNTY
cOURT-FoR Villas COUNTY.
In the matter of the estate of Mary
Lindquist, Deceased.
Notice is hereby given that at
special term of court to be held in
and for said county, at the court
house, in the Village of Eagle River
in said county, on the 4th Tuesday of
June, being the oath day of June, A.
D. 1924 at ten o'clock, A. NJ, the fol-
lowing matter will be heard and con-
sidered.
The petition of Florence Carpenter
for conveyance of Lot Twenty-Five
Block Thirty three (33), East Two
Harbors, City of Two Harbors, Lake
County, Minnesota In pursuance of. a
contract of sale entered into the 18th
day of April, A. D. 1921, by and be-
tween Mary Lindquist and Florence
Carpenter.
Dated this 18th day of May 1924.
BY the Court,
FRANK w. CARTER
County Judge
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
= = ~ = : = = = =
County Judge
NOTICE TO CONTRACTORS

Sealed proposals will be received at
the office of the Village Clerk of
Eagle River, Wisconsin until June 16,
1924 seven o'clock D. m. for the grad
ing and paving Railroad street, from
the North line Division street to the
South Line of Wall street, and Wall
street from the East line of Railroad
street to the West line of First
street intersections inclusive, with
reinforced Concrete or Vitrified
Blocks, together with combined con-
crete curb and gutter, catch basins
and manholes, and water and sewer
(house) connections, all according to
plans and specifications Of Engineer
w. F. Reichardt, filed at the office of
the Village Clerk.
The Village Board reserves the
right to reject any and all bids.
Each bidder must have his bid comi
pletely made and signed on a blank
furnished for that purpose, and con-
tract must be signed by bidder and
bonding company. Said bid may be
made on either type of payment or
both.
GEO. III. HALL,
Village President
WALTER GANDER, JR,
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Resort Guide for Tourists

1t is not claimed to be complete
register of them all as there are many
others with whom we are not familiar.
Information regarding those not men,
toned can be easily obtained, while
the sixty or more named VIII undoubt-
edly aid strangers in deciding upon
place to visit when on their vacation.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
EncIisn Train is Fast.

The highest speed ever achieved on
an English railway was that attained
by a train known as The City of
Truro" which at one point reached
the amazing speed OF more than lO2
miles on hour Even then the going
was as smooth az II tle train had
been moving al less tnan Ten miles an
holIr
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12

For the benefit of strangers desiring
information regarding the distances to
the many resorts in the vicinity OF
Eagle River and other parts of Villas
county, this section of the Review will
be devoted to that purpose during the
season that brings daily inquiries of
that nature.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Some Dancers Avoided.

So far not many of the girls are re-
ported as injuring their health by
overwork helping their mothers. And
it is not claimed either that the boys
are usually hurting their eyes by too
much studying at night.-Newark Ad-
vocate
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Curious Web of Water Spider.

The water spider builds its home I'M
der water. 1t collects air on the sur
face and conveys it underneath. After
many journeys there is sufficient air in
the web for the spider to remain below
for considerable time.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12

he needs financ-
ing. He should
be able to secure
loans on a SINH
lar b a sis with
any other bust
ness man, and on
conditions t h a t
will m e e t his
needs.
On the other
hand, the farmer
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
SQUIRRELS in Winter.

What do squirrels do in winter? All
do not hibernate, says Nature Maya
zine. To be sure they are not abroad
so much, nor are they as active, in the
cold weather as during the summer
months. but neither the red nor the
gray squirrel has any period OF con-
tinued sleep.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Some Job Is Right.

Try kindness instead of compulsion
in uplifting the moral nature Of
other people; and see that your own
conduct is exemplary. Some job!
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Practical Gent

Miss Flapper: DO you believe in
this modern training of Young folks
for marriage?
Mr.. Gruff Why not? Every other
class of fighters train before battle.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
A Chestnut B-r.r.r

First Waiter What's the differ
ence between a boat and Scotch
man?
Second Waiter: / pass. What is it?
First Waiter: Well-a boat tips
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
WHEN FARMING is.
BUSINESS-LIKE
BY BURTON M. SMITH

Chairman, Agricultural Commission,
American Bankers Association.
The farmer is a business man and
as such should do business on bust
ness basis. Like other business men,
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Boosts Goats Meat.

A Pennsylvania preacher left in his
will sum of money to encourage the
use of goats meat as substitute for
pork.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
SIGHT. SEEING.

Pleasure in sightseeing is one hu-
man delight that age does not seem
to Wither.
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
go "a rz=zz-siaszzz;-s,
Uncle gdyktnl -.

The crisis in an industry,
like diggin coal, We knowgives
rise to apprehensions of the
winter with It's snow, and the
crisis in the meat-supply, or
grain that makes our bread,
keeps the average consumer in
a constant state of dread. f.
And-it sends the prices sky
ward, every time the crisis
frowns, when the life preserv-
er's out of reach, of course the
sailor browns. While the
wreckin' crew is patchin' up
more economic laws, the panic
devil tears us with his unre-
lentin' claws. :. / have
watched the operation through
so many gloomy days, that |
harbor my suspicious of the
Teller that it pays
There's a reason, at the bot
tom of each economic mess,-and
when a troubles chronic, it is
hard to cure [ guess. Amt
it time for changin' doctors
when the treatment seems to
fail? Can smallpox treat itself
without the drugs a-growin'
stale? Well never find the
remedy in self-inficted laws,
while the pestilence is spreadin'
under treatment by its cause!
Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1924-06-12
Zbey,,,.
4 10Y
Uncle John
that nature.

If we take the gineral average
of the people as they come;
they're voluble on some things,
while on others they are dumb.
And, you're forced to this
conclusion-if you'll only take
the pains, that they're more
inclined to money than an over
plus of brains.
I wouldn't do injestice to the
chick or child of man, who pins
his faith to dollars and replevins
all he can-but we can't dismiss
the question from the Teller that
refscks, how brains compares
with dollars in acquirin' mems
respecks!
Sometimes the man with mill
lions creates an awful STIR
while the baggy-kneed philos-
opher is one we're sorriest for.
The fat-head with the for
tune that's been handed down
to him, may write a fust-rate
poem, but his chance is mighty
slim!