davidaulloa/AmericanStories huggingface dataset:
Evening star., 1924-07-19
EVERYMAN'S
INVESTMENTS
BY GEORGE T. HUGHES
FORTY-FIFTH ARTICLE.
Accrued Interest.

Apparently simple financial terms
may be confusing to the inexperi-
enced. Most women and not a few
men would shy at trying to define
accrued interest" Yet you see "ac-
crued interest included in the prices
of bonds a dozen times a day if you
read financial news. It's a very sim
pie thing to get straight once and
for all.
To take the strange sound out Of
accrued interest let US consider
that you have a $1,000 bond that you
wish to sell. We will say that it is
a per cent bond and that the inter-
est is payable January l and July 1
every year. You wish to get par
that is the bonds face value of
s1,000-and accrued interest for your
bond. On May 1 you sell the bond at
$1,000 and accrued interest. Now the
last interest payment was January i.
From January 1 to May flour
months-the interest had been ac-
cruing, or accumulating, but had not
been paid because the coupons can
be cashed only on interest-paying
dates, January l and July /. That
four months interest will not be paid
until July 1, at which time the inter-
est for the whole previous six months
will be paid.
Hence, when you sell your bond on
May l you charge the buyer for the
four months interest, which will
be paid him July l. You charge him
$1,000, the par value Of the bond,
plus $50, the amount of four months
interest On July 1, the next inter-
est-payfng date. the buyer of your
bond receives $3o-six months inter-
est, although he has owned the bond
only two months. Thus he gets back
the $40 he paid you for four months
accrued interest on the bond.
Most bonds pay interest semi-annu-
ally. January 1 and July 1 are, per-
haps, the greatest interest-paying
dates More bonds pay interest on
those dates than on any others.
Hence July and January are usually
important investment months, since
q great deal of interest paid on those
dates is reinvested. That is a natural
fiscal year of the government and Of
many corporations begins July l and
the calendar year begins January l..
However. the January 1 and July 1
interest payments are not nearly so
large proportionately as they were
some years ago.
An increasingly larger number of
bond issues are being made with
other months of interest payments
with coupons payable in any month
desired. By proper diversification in
come from bonds may be spread out
over the entire year.
Copyright. 1924, BY Consolidated Press Asso-
ciation.)
Evening star., 1924-07-19
AND THEM
The Interest Rate Declined!
AND THEM

1NO not be one of those who wait
II ed so long to make up his
mind about investing his surplus funds
that when he finally decided to do so
it was too late to receive the present
rate of return of 10. Make up your
mind now and reserve your investment
while you can.
While indications point to decline
in the interest rate in the near future,
we still have on hand some attractive
First Mortgages in denominations as
low as 500 which will return the in
vestor 10, and we will be glad to
reserve yours for you, if your money
is not now available, but will be avail
able in the near future.
Consult us before you 60 away on
your vacation!
Evening star., 1924-07-19
EASY LOANS EXPLAINED.
Increase in Gold Reserves and Note
PAYMENTS Among Factors.

NEW YORK, July 19.-Explanation
of the fact that brokers are obtain
ing seven-month loans on prime col
lateral at ga per cent for the first
dime in years was furnished in the
weekly statement of condition Of the
federal reserve banks, showing an
Increase of s17,OO0.0o0 in gold re-
serves. a further decrease in bill hold
ings and the large shrinkage of more
than $42,00O,0o0 in note circulation.
Every reserve bank in the system ex-
cept Kansas City reported smaller
note circulation.
1t is assumed that western banks
are benefiting by liquidation Of old
loans, some OF which had been in a
frozen condition for years. At pres
ent little indication is seen of any
stiffening of money rates normally eX-
perienced in the early fall.
Evening star., 1924-07-19

NEW YORK. July 19.--Following
is an official list of bonds and stocks
traded in on the New York Curb
Market today:
Evening star., 1924-07-19
BY WILLIAM +. HEFFrERNAN.
Received by Pi'

NEW YORK, July 1s.-Interest on
the Curb Exchange was again de-
voted today to the higher priced
stocks, In these shares there was
further manifestation OF public de-
mand. although not in the volume
that has heretofore prevailed. Not
withstanding some profit-taktng,
prices were generally firmer. and new
high levels either for the period or
all time were established. Gains.
however, were confined to fraction"
from the preceding close. Soft spots
in the market have been eliminated
and the undertone as a result was
firm through the two-hour session.
Radio shares continued leaders in
the matter of interest. activity and
strength New high levels for all
time were pronounced in this depart
ment Hazeltine Corporation. Dubi-
lier Radio and Ware Radio all moved
Evening star., 1924-07-19
POTATOES BIT LOWER.

CHICAGO, July19.-Potatoes-T
ing rather slow; market rather weak {;
receipts, 81 cars, 174 on track; total
United States shipments, S66 cars
Kansas and Missouri sacked Irish
cobblers, 1.40a1.65; a few fancy. LIS;
sacked early Ohios, 1.35a1.50; North
Carolina barrel cobblers, 2.00a2.65, ac-
cording to condition; Virginia barrel
Irish cobblers, 2.75a3.10.
Evening star., 1924-07-19
RAIL VALUES FIXED.

The Grand Rapids and Indiana Rail-
way Company. a Pennsylvania sub
sidiary, was tentatively valued by
the Interstate. Commerce Gommissi ion
today at 22,533.0S7 as of June 80,
1917.
The Interstate Railway Company of
Virginia was valued at s1,S35,220.
Evening star., 1924-07-19
Ask Your Banker.

Of the stock you are asked to buy?
Are you sure that the nice, honest
looking stranger is telling you the
truth? Ask your banker to look into
what he claims
Evening star., 1924-09-14
So All-Pure Linen
Table DamaSk. $1.39 VI

If table
mask of Irish
fich luous, weighy
zzinch Irish Linen Napkins match the table dam 40
Regular price $500 dozen. Special 1910
-FixtF
Evening star., 1924-09-14
New Vanity Bags,

Reproductions of OriG
Something new in vanity bags for
Rgon shapes, with green gold finish
in handles. Well lined, fitted with m
reductions of the original sass kinds
3oldenberg Floor.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
WOMAN HACKED
TO DEATH WITH
APOCKET KNIFE
Evidence Of Fierce Strug-
gle Indicates She Fought
Assailant.
LIVED In SAN ANTONIO
Osteopath, Divorced Wife
Of Wealthy Missouri
Banker.
LIVED In SAN ANTONIO
BY the Associated Press.

Kansas City, Mo-, March 19.-The
financial affairs of DR.. Zoe Wilkins,
.~retty and wealthy adventures in mat
rimony. are being delved into by the
police today in an effort to solve her
mysterious and gruesome murder dis
covered here last night.
DIR. wilkins, 30. practicing osteo-
path, and once the wife of the late
Thomas w. Cunningham, aged banker
of Joplin, No., from whom she OBJ
tanned more than 100000 before he
divorced her, met death in her home
some time since Saturday night.
She was beaten and slashed. A cash
on the forehead and gaping wound
in the throat from a rusty pocket
knife, lying beside the body, told the
story of the Staying. There had been
fierce struggle. Furniture was ois-
arranged. The woman's ginglam
house dress was ripped and torn. Her
head and face were mutilated.
The Staging was revealed when Mrs.
L. F. Palmer, owner. of the house,
went to collect rent.
Dr. Wilkins kept hidden in her home
100000, according to Jesse James.
ncE dttOInt.. Sdlu sue llNtu III
constant fear of her life.
That in DR.. wilkins tangled finan-
cial affairs will be found a motive
for the murder, is the belief of the
police, although several other leads
are being developed.
DIR. wilkins had spent lavishly after
she induced her banker husband to
turn over to her large part of his
wealth. Lately, however, there were
indications that she was not SO pros
porous.
The last one known to have seen
DR.. wilkins is B. f. Tarpley, rail-
road man, who was 4 frequent VISITOR,
according to the police. He was at.
the wilkins home Saturday.
Several unnamed persons whom the
police learned had dealings with the
woman are being sought.
A pretty student of osteopathy at
Kirksville, Mo-, Zoe Wilkins when 10
began her matrimonial ventures. She
married fellow student named Dryer
from whom she separated in Texas
about a year later.
Next she married DR.. c. X. Gar
ring, from whom she also was sep
arated. In 1916 she married Cum
ningham, the Joplin banker, after be-
ing his companion for two years. She
Immediately gained control of a large
share of his wealth. Friends of the
banker then interviewed and a divorce
resulted.
Her chauffeur-companion. A. W.
Marsheffel. now an automobile dealer
of Colorado Springs, Colo, was her
next husband, but this venture also
ended in divorce.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
WAS NEVER IN CITY
DR.. Caring Told Doctor Here That
Mrs. wilkins Shot at Him.

That his former wife. Zoe T. Will
kins, whose mutilated body was found
in her Kansas City apartments late
Tuesday, and her brother once made
an attempt on his life and that he
afterward was in deadly fear of her
and Immediately got a divorce, is the
story told to DIR. Charlotte Strum of
San Antonio by the late c. X. Gar
ring, one of Miss wilkins many hus
bands, when he practiced osteopathy
here in 1912. DIR. earring divorced
Miss Wilkins before coming to San
Antonio and she never resided here
with him.
DR.. Strum, San Antonio osteopath,
said Wednesday morning that she
knew DIR. earring, while he was a
student at the American College. of
Osteopathy in Krlisville. No. I'm 1904
and that she also knew Miss Wilkins.
She also declared that she was not
aware of the fact that Dr. Caring
and Miss Wilkins were married since
they kept this a secret at the time.
DIR. Strum began practicing osteo-
patty in San Antonio upon her grad
uation in 1904 and knew nothing
further of DIR. earring until he ar
rived in San Antonio in about 1912.
DR.. Strum declared Wednesday that
DIR. earring disclosed the fact to her
that he had been married to Miss
Wilkins but that his wife had shot him
upon returning to his home one night.
His wife made statement to the
police that she had mistaken him for
a burglar since she had not expected
his return at that time but DIR. Struln
said that DIR. earring was positive IN
his belief that his wife made def
mite attempt to take his life.
DIR. earring did not remain in Sen
Antonio long but moved to Orange,
Tex, where he practiced osteOpathy
with considerable success during the
war. He died in Orange about eighteen
months ago.
A sister of Miss Wilkins, wife of
DR.. Kibby j. Clements of San An
tonic. is practicing osteopathy in Da!-
las. This sister was also student ut
the American College of Osteopathy
in iKrksville. No.. while DIR. Strum
was a student there.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
HERE FOR FIRING
Captain Of Engineer Rifle Team Visits
Second Regiment.

Maj. c. L. Sturdevant, c. f.. from
the office of the chief of Engineers
at Washington. d. c.. visited the Sec
ond Engineers at Fort Sam Houston
Saturday to see hiw the engineers are
progressing in rifle practice. Major
Sturdevant is captain of the engineer
rifle team which ranked high in the
national matches held at Fort Du.
pont and Camp Perry last year and
is himself one of the best shots in
the army. He Las taken part in army
matches for several years.
The Second Engineers are prepar.
ing at the present time for the rgi
mntal contests that will be held with.
in the Eighth Corps Area this year
A detachment of four officers and
twenty enlisted men with Capt. A. Fl
Perkins in charge. left Fort Sam
Houston Sunday morning for Cam
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19

feur for Mabel Normand, screen ac-
tress, is alleged to have interrupted
with several shots from Miss Nor
mand's pistol. are scheduled TO gather
in justice court today for another dis
cussion of the events leading up to
the wounding of CORTLAND S. Dimes,
Denver oil operator.
Whether today's discussion will be
more informative than the II don't
remember" testimony offered at pre-
vious sessions of Greer's oft postponed
preliminary hearing on charge Of as
sault with intent to kill, is admit
tcdly a puzzling question.
Today. Dimes was reported in excel
lent condition, despite his physicians
announcement that he still has two
bullets-not one. as at first believed.
in his chest and back. Miss Normand
is en- route to New York, according
to defense counsel.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19

d. Yates OF England after As moves
last night, displaced in first position
Alexander Alekhine of Russia, who
lost after 80 moves to DIR. Emanuel
Lasker of Germany, former worlds
champion. Tartakower has won two
and a half and lost one-half games
and Alekhine has won two and lost
one. DIR. Lasker. who drew a bye in
the first round, is in third place with
one and half games won and one
half lost. Behind him. each with one
more full game lost. are Jose X.
Capablanca of Cuba. present worlds
champion, and Edward Lasker OF
Chicago, who drew their match yes
terday.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
VARIC0SE VEINS
ARE QUICKLY REDUCED:

No sensible person will continue 70
suffer from dangerous swollen VEINS
OF punches when the new poSssfal.
yet harmless germicide called Emerald
Oil can readily be obtained at Soar.
mers' drug stores. Mail orders ac-
copied. -
Ask for a two-ouncc original bottle
of Emerald Oil (fuil strength) and
refuse substitutes. Use as di;ectfll
and in few days improvement Will
be noticed, then continue until sho
swollen veins are reduced to normal.
l. is guaranteed and is SO powefful
that it also reduces enlarged glands,
gcitres and wens.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
FINES LIQUOR BUYER
Customer" Of Head Of Mail Order
Bootleg Scheme Found Guilty.

Philadelphia, Pa, March 18.-The
purchaser of Illicit liquor was held
equally guilty with the seller yester-
day by Federal Judge Thompson, wDo
imposed fine of $50 on William C..
Xirner of Sandusky, Ohio. one of the
customers of Isaac Bulifant, alleged
head of gigantic mail order bootleg
scheme.
The technical charge is conspiracy
to Illegally transport bootleg whiskey.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
Bulls for the monthly long distance

Bulls for the monthly long distance
shooting practice.
The Second Engineers took second
place in the corps area matches last
year and expect 10 win first honors in
1924. Each Thursday four men from
each company in the regiment partici-
pate in matches held on the 200-yar1
range at Fort Sam Houston. Twenty
Of the best shots are chosen for the
monthly practice at Camp Bulls.
where firing is done at 800 and 1000
wards
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
Army Prisoners to Leavcnworth.-

Twenty-four prisoners from Fort Sam
Houston were sent to Leavenworth,
Kan. Tuesday morning for confine-
ment in the disciplinary barracks at
that place. All of them were white.
Their terms range from one to five
years. The guard house at the fort
is still crowded almost to capacity.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
To Probe Resignation Of Teachers.
EdW ardsyille. ILL. March 1a.-Fnl.

lowing a conference between two mem
bers of the Troy (Illinois) school
board and F. NJ. Scott. superintend-
ent of Madison county schools. it was
announced. thorough investigation
will be made of the affair which re-
suited in the resignation yesterday Of
w. c. Anthdhy. 47-year-old superin-
tendent of Troy schools, and Miss Lii
labelle Porter, "a.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
Plan 100000, 600 Bridge.

san Francisco, Cal, March 10
Representatives of an eastern finan-
cial syndicate have placed before the
San Francisco Chamber of Commerce
a project to link this city with Oak
land. across San Francisco bay. with
a combined bridge and tube to cost
S60,000,000, the, Examiner states to-
Ia-
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19

Break Into Store-Thieves entered
the store of George Kral, 101 Nicer
scheidt street. early Wednesday morn
ing and stole SAT in cash from be-
hind the counter. The money had been
placed in couple of wooden boxes.
Entrance was gained by removing a
pane of glass from a rear door.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19

The Daughter-Cook! Cook! The house
has caught fire,
Cook-And I'm not surprised after
hearing the masters uage-Passing
Show (London).
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19

New York. March 19.-Play will
be resumed Friday in the information
al chess masters tournament, no al
iourned games being held over until
today. and tomorrow being an off day.
DIR. s. Tartakower, by defeating +.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19

Host-What is your Alma Mater. Mr.
Nurich? Guest-I never touch it
thanks. but I'll take cigar instead
Rutgers Chanticleer.
San Antonio light. [volume] (San Antonio, Tex.) 1911-1993, 1924-03-19
CALL Dimes CASE
Participants In New Years Party
Scheduled to Appear.

Los Angeles, Cal. March t9.-Par-
Elephants in the New Years night
party which Horace A. Greer. chauf
Evening star., 1924-09-07

what tools you ought to have in the
kit and when to use EN-?
I've just removed a bolt from the
transmission cover plate Of a chaps
car. He got too strong with a socket
wrench and sheared off the head of
Greenhorns who use these wrenches
always seem to forget that they
get extra leverage with em that car
cause a lot of destruction.
The big screwdriver is important,
but the shorthandle ones are handi-
est. Also, you ought to have one of
the midget screwdrivers for repairin'
the wirin' of light sockets. You'd
give anything tC have one of these
little fellers if the tail light wire
should break off near the socket.
A hammer is better for testin out
spark plugs than screwdriver
save you shock. whereas some of
the best screwdrivers have steel run
ming up to form part of the handle.
II you've got an atwood handle on
the screwdriver so much the better.
Then you can short one spark plug
with the screwdriver and one with
the hammer. That makes it easier
to find out which plug amt firm.
Try to have as many sizes of open
end Wrenches as you can carry. but
don't fail to have one with N-shape
jaw. They will fit over nut in
crude sort of way but sometimes If
the nut amt too tight they'll help
out If you can't find the exact size
of regular wrench.
For your valve tappetS have thin
WrencheS ana the strongest you can
buy. Keep these together so that
when you want to take a click out
of the motor you don't have to eX-
pertinent with different sizes.
Have pliers. of course. but my cx-
Evening star., 1924-09-07
Lessons From Accidents.

recent skidding accident offers
the average motoriSt a valuable hint
with reference to brake adjustment.
The driver in the case had always
taken great pains to see that his
service brake would lock both rear
wheels simultaneously as a, means of
skid prevention. But he never thought
to make a similar test of the emer-
gency brake, nor to see that when
using both brakes at once the wheels
would be stopped equally.
There came d time when it was
necessary to stop abruptly. The
streets were wet He reached for the
emergency brake and unconsciously
applied it more vigorously than he
did the foot brake, because he had
been trained to apply the latter gin
gerly in wet weather so as not to
lock the wheels. Not being accus-
toned to using the emergency he
pulled ii so far back as to apply too
much braking force to the wheels Be-
cause the lever caught in one of the
Evening star., 1924-09-07
Safety Superstition.

Comparisons may be odious, but
they are frequently opportunities.
Almost any one, whether superstitious
or mechanically, hesitates to take
a chance on breaking a mirror Mil
lions Of people feel that one drop of
the mirror and view Of themselves
as lucky forthwith vanishes for seven
long years. Other millions feel that
this is first-class bunk and claim they
wouldn't care il they did break a
mirror. But the superstition prevails
because every one seems to be ex-
tremely cautious in their handling of
a looking glass. Now the comparison
to be drawn from this is the specula-
ton as to what would happen if the
general public felt the same way
about the tenders of its automobiles.
If the average driver felt that he was
bound over to seven years of bad
luck with every fender collision II is
safe bet that he would be trifie
more careful.
Evening star., 1924-09-07
Uniformity in Moods.

Traffic officers are being criticised
for their frequent variation in tenn
permanent and moods. driver VIII
slowly at one crossing tor rear
OF getting bawlcd out by the man
who is strong for giving pedestrians
= chance, while ii he doesn't speed
up at the next crossing he is quite
certain to be asked. Hey, where'd
you learn to drive?' The situation
is perplcNiu& to the conScienti tious
driver, and many persons have been
led to offer suggestions for remedies.
The best OF tnrsc nave pten .,.,tvu
down by this department and found
to br along TIL" same general lines
of thought. AS follows:
Mood should not he tolerated by
the chief of police. The traffic system
should hr standardized to. such a
point that the same piece of care
lcSSn"S+ would meet with the same
d"sr," OF rebuke at any intersection
in the city. There should be such
uniformity in regulations and in the
enforcement of such regulations that
careless go .'"Id hr bawled
Evening star., 1924-09-07

Are you interested in the Swift Six.
the Fast Four or the Easy Eight?
Has it resolved itself into a matter
of mechanical choice? Well, then,
there is way to solve your problem.
Obtain an instruction book for each
car and study it carefully. There you
will find the uncolored facts bearing
upon such matters as design, care, ad-
justment and trouble shooting 1t
will be revelation to you. You'll
know those cars before you actually
acquire one of them. And what
could be more profitable?
Evening star., 1924-09-07
Difference in Motors.

Just because your new car is a six
like its predecessor, or a four or an
eight, and of the same valve type,
there is no reason to suppose that it
requires the same treatment From
an engineering standpoint it may be
very different.
The use of pis.ons with aluminium
skirts of the constant clearance type.
FOR instance, makes it practical to
operate on lighter grade of engine
oil than is customary in cases where
cast iron pistons are used. In one
type of six-cylinder engine the oil
pump is unusually high above the
level of the crankcase oil so that in
cold weather an oil of too heavy ma
ture will not properly prime the
Evening star., 1924-09-07

pump. The bearings may suffer as a
consequence.
Between motors of exactly the same
type there is often difference in
the valve stem clearance due to the
variation in valve metals and the con-
Sequent variation in expansion. vi
bration results in other important
variations.
motOrist must understand the
particular make of engine under the
hood of his car for best results. even
though he thinks it is just like 25 or
80 other makes.
Evening star., 1924-09-07

hand after it is thoroughly warmed
up, compression is unusually low in
some one cylinder?
Whether the loss Of compression is
the result of valve held open
through sticking or by reason of
weak spring. or whether it does not
seat tight because of carbon can be.
determined by removing the valve
co yer plates and investigating. Db
not make the compression test when
the engine is cold
Copyright. 1924)