davidaulloa/AmericanStories huggingface dataset:
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
MORE MONEY FOR
POOR FARM TO Be
ASKED OF COUNTY
Commissioners Say They viii
Correct Defects in New
Mems Building.

Steps will be taken at once to bring
the new mems building at the Marion
County poor farm up to specifications
it was announced today by John Kit
ley, president of the county board of
commissioners. Further. the county
council will be asked for additional
appropriation to provide features,
such as window screens, not originally
planned.
The announcement followed a con-
ference with Architects E. E. Dunlap
and Sylvester A. Morgan, County AT
torney Russell ]. Ryan, ". H. Alberts
meyer, architect hired by the commits
sioners to point out faults and the
contractor. George A. Weaver.
Action Follows Criticism
Activity of the board resulted from
q report of the Marion County Board
Of Charities and Correction, April Is,
which severely criticised the board
and expressed disappointment and
dissatisfaction" with the new building.
The report complained of the fact
that no screens had been provided for
the protection of aged and sick in
mates from flies and mosquitoes, that
no roof cutters We're contemplated,
that floors were of cold, hard cement.
and that the walls We're rough, UNI
plastered brick.
For one thing, we only had $780,
600 to spend in building that big build
ing. and couldn't throw in much lux
ury," the commissioners explained to-
day Now we are going to ask adj
ditional funds, there seems to be so
much fuss about it,
Trusted Architects
1--WE thought the architects were
working for US, and sort of trusted
them to see things We're right said
Albert Hoffman, Republican commits
sioner. I'VE are just farmers and
it would take a Philadelphia lawyer
TO go through the blue prints, speci-
fications and contracts and see what
is right. But it won't happen that
way again"
The contract was let last July An
extra appropriation Of s3,527 had to
be made to correct a mistake in plans
which would have left one end of the
building six inches in the air.
Kitley said Weaver and the arch
fleets haze greed to go over the build
ing ard make any changes as pointed
out by Albertsmeyer that Will bring
it up to specifications.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Foreign Exchange

BIZ United Ftr1nctdI
NEW YORK. May Foreign exchange
closed higher: Sterling. demand. Sf.3S y
French. demand 64g Nc Lire, demand
44Sc Belgium. demand .. 40 i2c. Marks.
4210 billion to the dollar Czecho demand
293c Swiss demand 17.76c. Guilders.
demand 3747c Spain. demand. 1890.
Sweden. demand 90 sec Norway. demand
1850 Denmark. demand. 1850. Greece
demand 2.04s4 $40.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Farmer Dies of Cancer

BIZ Times Special
GREENCASTLE Ind. May L.
George B. Ruark, SO, Is dead of cancer
Of the stomach, at his farm home east
of here. He was one of the largest
land owners In his community. A
sister, Mrs Della Clidewell Of Indian
apolis survives.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Tank WAGON Prices

tGasoline prices do not include State tax
Of &c a gallon.l
GASOLINE-Energee &c a gallon Purol.
1870: Red Crown. 1920: Diamond Gas.
1870: Crystal Pep. 21c: Target. 1920: Sill
yer Flash. 22c: Standolind aviation. 23c.
EROSENE-Crystaline. H. nc a gallon:
Moore Light 15-5c; Arclite. 12-7c; Perfec-
ton. 127c: Solvent Doc
EAPTHA-Lion Power Cleaners. Do &c a
gallon: v NJ & P, 22-5c: Standolind Clean
ers. 22.5c
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
THREE STRIKES AVERTED
Plumbers, Hold Carriers and Steam
filters Receive Increases.

With settlement today of a threat
ened strike of steamfitters, agree.
ments for the coming year were
reached between contractors and all
building trades unions affiliated with
the Building Trades Council Strikes
of plumbers and bod carriers was
averted by a last minute settlement
Wednesday.
steamfitters apd plumbers received
the same scale. $3.50 an hour for the
first three months and s1.35 for the
remainder of the year. Their old
scales We're s1.2212 an hour.
Hold carriers. who had asked 97A
and 81 an hour. settled at 80 and S7ka
cents. Their old scale was 721a and
IS cents an hour. The agreements
went into effect today.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
London Metal Market

Bv United Financial
LONDON May Metals close: Cop
pers-Spot. se3 2s 3d. off rs Cd: futures.
a64, off 2s Cd; cleo, spot. a6s 15s; futures,
$50 5s. Sales spot copper. 100 tons fy-
lures. LOO. Tin-Spot, 1897. up los: fu-
lures. 1887. up los; Straits. 1888 los up
los Sales spot. 30 tons; futures. $50 tons.
L6ad--Spot e31 on Lbs: futures, R2g IFS
Cd Of 2s Cd zincSpot. ESQ los. On 81;
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Putnam Bankers Meet

By Times Special
GREENCASTLE. Ind, May 1.-The
Putnam County Bankers Association
held their annual meeting Wednesday
night. Addresses were given by Elmer
w. Stout, president Of the. Fletcher
American National Bank. Indfanapolis,
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Three Franchises Asked

A franchise is being asked to oper-
ate buses on the east side down New
York St, another on Massachusetts
Ave. and another to the south side by
Madison Ave. and Shelby ST.
Bowman pointed out today the fran
chise was needed to insure investors
who will take stock IN the company.
The franchise must be approved by
the board of works and the city conn
Gil Twenty fve-year franchise was
asked but Bowman said the company
might accent q shorter period of time
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
STILL ARTFUL DODGER
Officers Search Liner in Vain for
Grover Bergd0ll.

BIZ United Press
NEW YORK, May despite ru-
mors and official notifications from
the War Department, Grover Cleve-
land Bergdoll was not aboard the Col
,mbus, North German-Lioyd liner,
which arrived from Germany. the
ship was met by officers upon ar
rival in quarantine. Every passenger
was presented.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Raw SUGAR Market

BIZ United FfnUnrinI
NEW YORK. May Raw sugar opened
lower with September. 4.51 a SIC: March
356 357c
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
WIN Form S25O.OOO Company

III we can get franchise approved.
a company with a capital stock Of
probably $3.50. 900 will be organized to
give the city transportation service
where street cars fail to reach" said
Bowman. We have been giving that
service to the north side and stand
ready to give the other parts OF the
city equal service il the administers
ton will support 1t"
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01

Retail Gr0cers Sponsor Dance
The Indianapolis Retail Grocers AS
ISOLATION sponsored a dance at the
Athenaeum Wednesday night. Prizes
were given to holders Of lucky num-
bers. j. ~ Mccasdin was chairman
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
HAY and Straw Trade

BID Untfed FfnGnCinI
NEW YORK. May HAY and straw
ceipts are slightly heavier. but prices remain
about unchanged. There is no number hay
available. and the lower grades are moving
fairly well Large bales of timothy No.
quotaole S33 nominal; No. 81 S32:: No; B.
81 No. 3. S25 ~; largo bales rye straw,
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Gold and Silver

BIZ United Financial
LONDON. May 1-Dar silver 32s 15-16d
up sd forward. 32s 15-16d up sd. Gold
bars 94s Cd up Id
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
MAY DAY FLOWERS
BRING 'HAPP|EST'
DAY TO CHILDREN
Posies Are Distributed to
InVaIidS as Child Health
Week Feature.

This was the happiest May day in all
the almost thirteen years Of Gladys
life.
When Mrs. Otto Keller, 1924 Tai
bolt St. left her a couple OF pink rose
buds and a potted pansy, Gladys, in
almost the same breath as her thank
you" told eXcitedly how she had just
come from the hospital and how her
legs were going to be straight now
Soon she win walk. for the first time
in her life. she said.
She was just one Of the sixty chill
dren whose May day was frightened
oy foyers. Forty-two women of the Red
Eross motor corps distributed the
flowers, under the direction of Mrs.
Hugh McGibeny and Mrs. Wilbur
Johnson.
Orphans Remembered
The posies went to 100 invalid chill
dren in homes and to hospitals, or
phanages and day nurseries in OBJ
servance of the first National Child
Health day.
With the pansies and roses. each
child received a card bearing this in
scription May day greetings from
your friends, the health agencies and
flower growers of Indianapolis, who
want all children to be well and
happy. This is Child Health week
The flowers We're. the gifts of whole
sale and retail florists and the Indi-
annapolis Garden Club.
After Mrs. Keller, accompanied by
a Times reporter left Gladys talking
Of the things she would do when her
legs We're straight, she went to cheer
a brght-eyed 5-year old boy. His
name is Harold. For five weeks. he
has had lobar pneumonia, and now is
fighting against tuberculosis.
Easter Bunny Too
He was almost as proud Of the flow
ers as he was of toy his grand
mother gave him and a basket the
Easter bunny left.
In another home, where the family
was preparing to move. Mrs. Keller
found little Dorothy, hugging close her
two-weeks- old sister. Dorothy, who is
Il years old and the eldest of thir
teen children, has been out of school
since Feb. l with an abscessed gland.
She took her flowers eagerly, gave
the baby sister a whiff of the roses
fragrance, and then plunged into a
story about the garden that she used
to have, with -four o'clocks and mas
turtiums, and, oh, lots of things"
1t was a happy May day for the
shut ms"
Approximately $4,000 health book
let's were distributed early today by
milkmen. Open house was to be OBJ
served from to p. m. at the Robert
Long Hospital A demonstration of
methods of teaching handcraft to sick
children was to be given by members
of the Junior League. Hostesses were:
Miss Natalie Brush, Miss Dorothy
Marmon, Mrs. Charles Latham and
Mrs. W. B. Gates.
Hostesses at the city hospital were:
Mrs. Theodore Weiss. Mrs. Bruce Wy
lie and Mrs Hazel Hassler OF the ST.
Margaret Guild. Open house was to
be held by the Family Welfare So
ciety at p. m. today. Hostesses were:
Mrs. Joseph B. Healing, Mrs. Richard
Lieber. Mrs. Homer W. Borst Mrs. V.
II. Greene and Miss Rose Porter.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
John D. WILLIAMS.
HIGHWAY Chiefs
CLEANUP TARGET
Branch Has Conference With
Leaders at SEVERN Over
:. Political Move

A movement 10 clean up" the
Statehouse. following conviction and
resignation Of Ex-Governor McCray,
was under way.today.
Conferred in the spotlight was John
d. Williams. director State highway
department, target for silent polit-
zeal move of certain party leaders.
launched Wednesday night at the Sew
erin.
Leaders who attended the confer
ence We're: Governor Branch. Clyde
A. Walb. Republican State chairman
Frederick Schortemeier. secretary
State committee; Frank G.. Singleton,
secretary to the Governor; District
Ewing F,mison and Daily Mccoy.
Is "McCray Appointee"
williams. according to word given
out following the hotel session, is
termed "McCray appointee. The
movement to Dust Williams. who was
actually appointed over protest OF M
Cray. is political attempt. it is said.
TO make him the target Of an inves-
LEGATION which has ben conducted 81
lently. by the State board of accounts
into operations OF the highway de-
partment.
Four members Of the commission,
Charles W. Ziegler and Alvin V.
Bluch. Republicans. and Earl Craw
ford and Walter o. Zarrt, Democrats.
threatened TO resign If Williams was
not appointed. McCray openly stated
he favored Matt Brown. Lake County
politician. for the place,
The investigation OF the State board
of accounts. it IS also understood. in
wolves George y. BARLEY. appointed
by Lawrence Lyons. former director
of the highway department Lyons
appointed BARLEY at the request of
McCray.
BARLEY is in charge OF the State
garage Of the highway department.
Field examiners of the board of ac-
counts are known to have been audit
ing books of Bartley for the past two
months.
Named in 1921
Statehouse officials recalled today
Williams was appointed by the high
way commission in 1921. to succeed
Lyons who became State Republican
chairman. Williams was formerly
chief clerk and auditor of the depart
ment Previous to that he served in
the office Of former State Auditor Otto
L. KLAUS.
Williams declined to make any COM
ment or statement.
The scope of the Governors inves-
tigation may include the Indiana
Board Of Agriculture, which it is al
legged. made a $155, 900 loan secretly to
tx Governor McCray. and the public
service commission, which has been
criticized by both Republican and
Democratic leaders for utility rate in
creases granted during the past year.
Called DisgracefuI
In calling for the resignation of Nc
Cray Dec. s, Walb said:
THE only hope l can see for speedy
termination of the present disgraceful
situation Is for Governor McCray to
resign and take with him every one
whose conduct and mode of thought
agrees with his.
"As a matter of loyalty to their
chief, undoubtedly their designations
would follow his"
Recall of Walb's attitude. coupled
with his present activity, caused de-
velopment Of rumors at the State
house today that several leading Nc
Cray appointees would soon relinquish
their offices.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01

Farm reserves of wheat in Canada April 1
officially reported at 70550 900. compared
with 81 500 600 bushels last year Total
stocks are zoe. 500 900 bushels compared
with 139 500. 600 last year
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Stricken in Bus Terminal

A man, thought to be E. Huston,
Beech Grove. was taken to city hos
pital En(Rassday - WAS f fioyY3ppd
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01


Greatest amount allowed to be
insured in any one block. $500 900 90
Insurance.
H. the undersigned. Commit ssioner OF In
surance of Indiana. hereby certify that the
above is a correct copy of the Statement
of the Condition of the above mentioned
Company on the 31st day of December,
1928. as shown by the original statencut
and that the said original statement is Row
on file in this office.
In testimony whereof. I hereunto sub
scribe my name and affix my official seal
this 23rd day of April, 1924
Commissioners.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Local Bank CIearingS
New York Money Market

Indianapo polls bank c1earings today were
So 94S 900. Bank debts were S5.167 .000
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Chicago Grain Table

May. 1885 1850 1885 1857 1852
May. 9s5 s.s7 9s5 es5 o75
Nav. .es1 .e3% 90 .e3ss .63L
July. .66ls So < 657- 66ss 90 .
CHICAGO. May l-Carlot receipts we're ::
Wheat. IL: corn. 1877, Gate. IS.
CHICAGO. May l.-Wheat--No. . hard.
81 06s4 M113It Corn-So > yellow. 70 u
a IS = g. No B. 70 y a II :. c: No. 4. ~ =.
n - = .; No. 6. 7314c No. mixed. II =
a 7sc. No. 3. 75d rs sc; No 4. ~ s. a
T5c: No. 1874 No. white 10 a 77c,
No A. 75lc. No. 8. re. Oats--No. 3
white. 4ei9 M4s1sc; No. T. 46 u a A. !. c.
Barley-T4 q SSc. Rye-No. l. 65c. Tim
othy-S5 a7.50. Clover-S13. so a 21.
TOLEDO. May 1.-Wheat-Sl Ii = "a
Ito Y Corn-S2 y n S3c. Rye-67c. Oats
-53fs a 81 he Barley-77 Cloverseed-
s1o-75: October. S11 IS Timothy-Cash
and May. $500 September. 81 %. Asiks-
50 50. August. So.75. Butter-40 n Ale.
Eggs-20 a pc Hay-S30.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01

Eastern short interests active IN buying
side have completely reinstated their lines
with purchases OF grain yesterday.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Statement of Condition
OF THE
Mutual Life Insurance
Co. of Baltimore
Baltimore. Nd. . South ST
ON THE
31st Day of December, 1923

PAUL NJ. BURNETT, President
HENRY ROTH. Seer tary
Amount of capital paid up. Mutual
NET ASSETS OF COMPANY
Cash in office banks aud trust
company 323,3oo.oo
Real estate unincumbered. -. 11.12010
Bonds and stocks owned tmar-
ket valuel .....-.-.--.-. 1.4OS.9 90
Mortgage loans on real estate
free from any prior incum-
hrancej ...........-..- 2,l0l ,274-SS
Accrued securities Interest AMI
rents. etc. ..-. 60.332.3 81
Loan policies 2 4O9.32
Ground rents ---..----. 1l2.7T3o4
L. s. certificate of Indebtedness 20, 90
Premiums and accounts due
and in process of collection. 11S24.4S
Total net assets. .. 81 .5oa. os2. 46
LIABILITIES.
Re serve or amount necessary to
reinsure outstanding risks 81 ,009. S74 95
Bills and accounts unpaid 4,S2ST
Other liabilities OF the
pany 2S,JoS.o1
Total liabilities 81 OLA. es7 80
surplus fo','15o.Uo
Total ...... 81 500. o3s.45
Life companies Maximum risk
written 49, -, ,. ,o.,a. 1000 GOO 90 GO
State of Indiana. Office of Commissioner
of Insurance.
l. the undersigned. Commissioner of In
surance of Indiana, hereby certify that the
above is correct copy of the Statement
of the Condition of the above mentioned
Company the 31st day of December.
1923. as shown by the original statement.
and that the said original statement is now
file in this office.
In testimony whereof. I hereunto sub
scribe my name and affix my official seal.
this 23rd day of April. 1924.
(SEAL) T. s, McMURRAY JR..
Commissioners.
IF Mutual Company so state.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01

Progress of winter wheat is generally sat
isfactory the Government weekly survey
says. Early seeded spring wheat has been
favorably affected by increased moisture.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01

Wheat sentiment has undergone a change.
When hedges commence to come in against
new winter wheat. export buying will have
TO develop to prevent sharp declines
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
RED|SCOUNT RATE
REDUCTION STARTS
STOCKS CLIMBING
Leading Issues Show One to
Two-Point Gains at
Opening,
RECEDE IN FIRST HOUR
initial Buoyancy Fails to Last
and InduStrials Sell
Off.
The WALL STREET JOURNAL
RECEDE IN FIRST HOUR
The WALL STREET JOURNAL

NEW 4ORh, May IL nQel SlILiiu-
lus OF the reduction in the New York
Federal Reserve Banks rediscount
rate TO per cent, the stock market
was active and stronger at the open
ing. Leading stocks showed gains
of from 1 to points. while Dawson
Chemical on a split opening from 80
10 81. was up 3ls and 21s points.
American Can showed the best APP
probation among the Industrial lead
ers.
First Hour
Professional operators professed dis
appointment over the failure of the
general list TO follow up the initial
display of buopancy created by the re
duction in the bank rate. Pressure
was renewed against the industrial
leaders at the end of the first hour
and quick recessions took place from
the opening levels. Baldwin yielded
215 points to 100 and Studebaker is
TO S1A while other Industrial leaders
sold off proportionataely. But the
ephemeral view taken by the inveter-
ate Spectator had no influence on the
belief of important banking interest
that the progressive step Of the local
regional banking institution was bound
to have a far reaching effect on in
vestment securities
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Grain Briefs

CHICAGO. May despite big changing
operations for more than week leading OBJ +
servers estimate that over 1000 900 bushels 1
of wheat will be delivered on May contracts |
today.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01

Domestic oats shipments remain light,
while domestic requirements show general
Improvement.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Second Hour

Bears were blocked in their II
o'clock drive against the industrials.
Prices steadied and vigorous opera
tions for the rise We're resumed in
various issues. American Can headed
the move. selling at 102 in response
to the dismissal of the Federal trade
commissions suit against the com
pany- New highs on rebounds were
also attained by Corn Products at
1725s, Dawson Chemical at 5115. Pan
American A at ASH and 3 at 1853.
Pan-American's strength was due to
revision of earnings estimates for the
current year. Not many months ago
these issues in 1924 We're around 81
a share Now with fuel oil at rec
ord prices estimates are as high as
SO
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Statement of Condition
OF THE
American Union Ins. Co.
of New York
New York n Y.
Administrative Offices, 10 Elm St.. Hartford.
Conn.
ON THE
31st Day of December, 1923
31st Day of December, 1923

A. CARUTH. Secretary,
Amount of capital paid up. IS 500, 10000
NET ASSETS OF COMPANY
Cash in banks ION interest and
not on interest) .........S 25, 1927. 60
Bonds and stocks owned (mar-
ket value, .............. l.213.77o.oo
Accrued securities interest and
rents. etc) ......... 1727A.e7
Premiums and accounts due
and in process of collection S2S54. ~
Deposits with Underwriters
Association .......... 10000
Total net assets ...... 81 .2s9 S76 40
LIABILITIES
Reserve or amount necessary to
reinsure outstanding risks. S 7252391
Losses unadiusted and in sus-
pense .............. 1897 90
Bills and ants unpaid 80. $500
Other liabilities of the COM
pany Observation-Disclosures. 1885 90
Total liabilities .........S S095092
Capital SOC. 900. 90
Surplus ................... 7OS.925.57
IOta Sl .SSJ . 10. ~
Greatest amount in any risk $500. 900 90
Greatest amount allowed to be
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
One t. Only

Governor Branch spells his
first name Emmett" with one 1t. .
1t is so written in the old fam
lily Bible, an heirloom in the FAM
lily at Martinsville for genera
tions.
The Indianapolis times. [volume] (Indianapolis [Ind.]) 1922-1965, 1924-05-01
Fourth Hour

Stocks continued to gain ground in
the early afternoon dealings and the
whole list displayed a confident tone
in the final hour. Investment rails
were in special demand under the
leadership of Atchivan which made
new high on the move at 1902 High
grade industrials We're also actively
bought, General Electric reaching
new high on the rally at 217. Baldwin
at 111A, Steel at 9S24 and American
Can at 1924. Strength in some Of the
best rail issues was the natural Sc
quel to the reduction of the rediscount
rate which indicates plethora of new
money seeking employment.
Final Hour
Stocks continued to act impressive
~ through the last hour and a fresh
buying movement in closing dealings
carried leaders int onew high ground
on the recovery. Standard Oil of Cali
fornia reached 59i4. American To
bacco IA. General Electric 22012.
Baldwin 112, Steel 99' and American
Can 1895. With flgaas showing a
tendency to back up in this, with
gold pouring into the country at the
rate of more than 100000 a month,
and the statements today from Secre-
tary Mellon doubling the ability of
the change in the rate to aid business
greatly, it was evident that the money
market was more or less unofficial.
Twenty leading rails Wednesday
averaged s106. up .16. Twenty lead
ing industrials. s0.63. off o.