davidaulloa/AmericanStories huggingface dataset:
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1924-01-19

at the p. e. Church, Rev. Mr.. Bell Of
Pocomoke City, and Rev. Alfred Lee
Jones, conducted the funeral services.
The faithful mother was laid to
rest among profusion of flowers,
the last tribute Of her children and
friends. The pail bearers were DR..
w. A. Taylor, Thomas Cottman, John
Jones, Parker Cherrix, Samuel Brim-
err, HI. p. Mason.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1924-01-19

S. Bromley, Mrs. Leon Lifton, Chas.
Merritt, Harry Merritt, and Ralph
Merritt, of Stockton; and Jennings
and Marshall Of Sykesville and one
uncle, William Marshall, of Stockton;
z grandchildren, Misses Gladys, Ida
and Susie Bromley, G. Rexford and
Luther Bromley; Lawton Doughty and
Miss Lillian Merritt.
Funeral services and burial were
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1924-01-19

Mrs. Merritt was kind and loving
mother, devoted in every way to her
children, and would sacrifice in any
way for their pleasures and welfare.
Since she is gone from them they will
miss her loving care and companion
ship. Their loss is her gain for she
has gone to her eternal reward to a.
wait their coming.
She leaves seven children: Mrs. A.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1924-01-19
PRESBYTERIAN CHURCH.

PRESBYTERIAN CHURCH.
Sunday School and Mems Bible
Glass 10 A. M
Preaching, II A. M. and 7.3O P. M
Prayer Meeting, Wednesday even
ing at 73O.
Beaver Dam-Sunday School, 2.30i
Preaching 3.15.
J. w. LACY, Pastor.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1924-01-19

BETHANY M. p. CHURCH.
Sunday School and Adult Bib
Glasses at 10 A. M.
Divine worship and , sermon at Ii
A. NJ, and 7.30 P. M.
Prayer service and short address by
the pastor Wednesday evening at 7.30
o'clock.
Junior Christian Endeavor, Friday
at 7.3O P. M.
E. L. BUNCE, Minister
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1924-01-19

81 Cot Reel Mad when Lost My
Setting Hem" writes Mrs. Hanna,
N. j.
when went into our barn and found my best
setter dead got real mad. One package Of Rat
Snap killed six big rats Poultry raisers should use
Rat-Snap." Comes in cakes. no mixing. No smell
from dead rats Three sizes. Prices. 3Sc Csc. $12Ss
Sold and guaranteed by
w. III. Clarke & Co.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1924-01-19
IN THE CHURCHES.
ST. MARY's CHURCH.

13th-Holy Communion 7.30 A. M
Morning Prayer and Altar service
1890.
2Oth-Holy Communion 7.30 A. M
Evening Prayer 7.30 P. M.
25th-Conversion of st. Paul-Holy
Communion 10 A. M.
27th-Holy Communion 7.30 A. M
Litany and Altar service 1890.
Church school every Sunday at $50
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1924-01-19


BAPTIST CHURCH.
Sunday School at 10 A. M.
IL A. M. and 7.3O P. NJ, Preaching
by the pastor.
B. Y. P. u, at 100 P. M.
Prayer Meeting Wednesday evening
500 o'clock.
Pitts Creek-Sunday School. 2 2.
M. Preaching at P. M.
D. w. LITTLETON, Pastor.
SALEM M. E. CHURCH.
9 A. M, Class Meeting.
10 A. NJ, Sunday School and Bible
Class.
II A. M, preaching by pastor
GAS P. NJ, Epworth League.
7.3O P. M, preaching by pastor,
Prayer Meeting Wednesday even
ing, 7.30.
Junior League, Friday from z to g.
J. r. BICKING, Pastor.
Evening star., 1924-06-05
FULL DATA ON REALTY
FOR SALE ADVOCATED
Broker Says This Is One of Prin-
cipal Services Due
Purchasers.

Putting full and accurate informa-
ton of sale property before the
prospective purchaser was urged by
Hill ferguson of Birmingham, Ala,
in an address before the brokers di-
vision of the National Association of
Real Estate Boards meeting in the
ballroom of the New willard Hotel
this afternoon.
w. III. Kinsey, Grand Rapids, Mich,
presided. l.. L. ICELAND, Madison, Wis,
spoke on multiple listing service,
which was followed by discussion,
lead by Bruce Hoblitzen of Louisville.
MIR. Ferguson exhibited a form of
listing property designed to give the
prospective purchaser complete
birds-eye view of his Investment.
The form would give him such COM
plete Information that from IL he
could figure the net income which
the property would bring with al
most much accuracy as he could
estimate his income from d bond.
The speaker pointed out that the
possession OF accurate information on
property being offered for sale is the
peculiar service which the broker
has to offer. For residence property,
he said, the buyer should have a
record OF existing mortgages, date Of
possession and the like. For business
property he needs n complete descrip-
ton of the property, the existing
leases. with dates Of expiration and
a complete statement of income and
expense.
Evening star., 1924-06-05

Sears. Roebuck & Co, Chicago, on
How ] Would Advertise Farm Lands.
and by Miss E., Il. Mcbride, Rirming-
ham, Ala. on a comparison Of newS :
paper and magazine advertising.
A business session for the election Of
officers also was scheduled
Nr. Miller suggested the prepara-
lating library Of farm land advertising.
He said too many men are putting ads
in she papers blindly, getting out cata
logues and other forms, hoping for re
Suits
Aside from the preparation of ad
vertisements by experts, MI. Miller
said it would be the endeaVor to coFS
rect the evil done by unscrupQlous
farm lands advertisers whose adver-
tisementS have been deceptive -
Give the farmer an American mar
ket for lis products instead of a sub,
sidized foreign market. Mr.. Razsdefs
urged in his report He said the ma
tion's first duty TO the farmer In to
reduce taxes by curbfng extravaganc<'
in public expenditures. Reclamation
projects costing hundreds of millions
are unjustified when the present farm
area is capable of 50 much oyerpro-
duction, he continued.
The committee believes, the report
said, that the organization of capital
and labor makes the orgs nization OF
farmers imperative-not for political
but for economic and business rea :
sons. Farm organizations must pro-
cure scientific leaders, it was added.
and they must not overlook publicity
the farmer and his relation to the
economic life of the country must be
made clear to himself, as well as 10
labor and capital
Evening star., 1924-06-05
FEDERAL CONTROL
OF MORTGAGES SEEN
Realtors Told They Must Make
Regulations Themselves to Avoid
U. S. Supervision.
MONEY SUPPLY GROWING
First Trust Loan Funds Approach
Demand, Group Hears.

Government supervision OF real
estate mortgage securities may come
unless those handling them make
regulations to govern Themselves.
1t was pointed out in report
to the mortgage and finance division
OF the National Association Of Real
Estate Boards. meeting this afternoon
in the small ballroom OF the New Will
lard Hotel. by &. A. Nickerson OF
Knoxville, Tenn, chairman OF the ma
tional mortgage Laws committee. He
said that in his opinion the solution
OF the question is to require loan
banks and trust companies offering
real estate mortgage securities for
sale to submit TO d periodical exam
nation by "A representative Of the Ma
tional Association OF Real Estate
Boards.
The meeting was presided over by
Hiram s. Cody of Chicago, chairman.
Reports also were received from
George x. Hemingway OF Oak Park.
ILL.,, chairman OF committee which
has been investigating mortgage in
vestments, and G. II. Corbett of Can
ton. Ohio. on the amortiZed loan. Ad-
dresses were delivered by Earle q.
kumrine of Chicago, Frank L. John
son of Chicago and Edgar \. Green
baum. also of Chicago.
III this organ iZation does not it
Evening star., 1924-06-05
Attention, Realtors F!

To settle several estates, tact of about
700 acres just outside Richmond is available.
Property lies in exclusive Westhanpton dis
trict, adjoining Country Club of Virginia,
Richmond and Westhampton Colleges and
overlooking beautiful James River. Millions
have been invested in developing the terri
tory. which is already built up to the prnP-
erty with high class homes.
The beautiful. rolling character of the land,
the club and college atmosphere and the b
cation combine to make this the ooc remain
ing fine residential section around Richmond
and the biggest opportunity in strictly
hrst-cfass SUBDIVISION proposition m the en-
tire country.
This is big, high-grade n,zns oPpor-
trsnity, but we will sell most reasonably as
to terms and price-actually less than prop
critics without these unusual ADVANCES have
readily brought.
For particulars see Nh. w. C. Sdmnk Or
Mr.. J. A. Counelly, 1t The Ransuet O.
during the convention, Or wire or write J. A.
Csnneny, - Nerth 7th St, Ridnnond Va.
Evening star., 1924-06-05

self regulate the selling of bonds so
as to keep the total bond issue under
a definite percentage OF the value OF
the property encumbered and does
not regulate the offering of bonds
secured by incompleted enterprises, it
Is only Il question of short time
Until the legislatures of the various
states viii be doing this for u.s.
Mr.. Nirkerson says.
supply Nears Demand.
The amortized loan is becoming
prevalent everywhere, Mr.. Corbett
said. and. as whole, the supply of
money available for first mortgage
real estate loans is gradually ap-
preaching the demand because of it's
safety and because of its fair rate of
income.
The percentage that NAV be loaned
upon the appraisal varies from 40
to 15 per cent. A larger percentape
lS obtainable upon the single dwell
ing house than any other class, and
building and loan associations make
larger loans than either banks or in
surance companies.
Methods Suggested.
Business methods which have beep
round to safeguard mortgage invest
ments were suggested by Mr. Heming-
ways committee. as follows
~ lIfe insurance required Of bor-
rover % inspection of properly, (3)
privilege of examining books when loan
iS made to a corporation, 4) . per
cent amortization for first three wears,
and loans confined to new houses. (5)
monthly deposits on principal and in
terest, 90 monthly deposits for taxes,
and 90 separate chattel mortgages on
personal property
When the public at large realizes
that the man OF large means who should
be paying large tax is in reality a
legalized tax Stacker hiding behind his
tax-exempt bonds. rumpus will be
raised that will not subsde until il has
ended in an amendment to the Constitu-
ton abolshing such exemptions forever.
Then real estate bonds will come into
their own was the opinion voiced by
Mr.. Greeneba um
Backs License Law.
The ingenuity of swindIers has dis
covered 50 many chinks in the blue
sky laws that the protection of the
public now lies in efforts made on it's
behalf by the better class Of mortg-
age and bond brokers working for a
Evening star., 1924-06-05

Continued from First Page.)
the nation. No other business group
contributes more effort to establish
ing full appreciation of the great
present and assured future of our
country. You are purveyorS of cheer.
confidence and Soundly- based op-
timism. You are in a very literal
sense the sellers Of America You
have sold it so well that it is recog-
niZed everywhere as the best buy in
the world.
Appreciation of Nstion.
In welcoming you to the National
Capital City for this annual gather
ing, | wish to assure you of the
fullest appreciation for the work you
are so ably performing. The country
Hooks to this gathering for continu-
'ance of your worthy efforts to estab-
Esh the highest ideals of usefulness
and service throughout all depart
nRntS of American business.
Your profession has given largely
to leadership OF the better housing
and\better homes movement thr rough-
much for the advancement OF the
community. We cannot hope that
good sciti1snS will come from bad
homes There will always be excep-
tionS. b1It on the whole, the qua lity
of citizenship cannot be expecte ed to
rise much above the character of the
home from which the citizens come
The ownership of a home. the feel
ing of independence that comes with
possessiont OF q bit of the earth, are
among the> most powerful incentives
to high civic interest and usefulness
You men represent one of the strong
practical forces working to make ours
a nation of home owning families.
You are entitled to be applauded for
all YOU have done and are planning
TO do in this direction. Second only
To the devoted womanhood that must
always give to the home its charac-
ter and its inspiration. greet you as
the advance guard OF the national
home movement You have an es-
peclal duty in this movement of see
ing that Investments are made on a
SOUND basis that will give the pur-
chaser a bargain that he can always
nnd Ialr and a motiye for completing
L. In that direction lies good cit
izenShip."
Advertising Declared Need.
The River of Douba' runs through
PRESIDENTIAL election year, but ad
Verus1ng is the charm to frighten
away even such a bogey man." said
Mrs. Wright, Chicago realtor. in an
address this afternoon
Many men, otherwise good husi-
ness men, started in last year with
such pessimistic sayings as "busi-
ness will drop off. it's presidential
year the public will stop buying
or prices will drop and then they
prepared system of retrenchment
and Inactivity that almost brought
about what their pessimism feared" ,"
she continued.
~Efm- shaded sandbox for the chill
dren," was one magic advertising
phrase that Mrs. Wright quoted as
having kept her own firm of realtors
busy despite the business uncertain
ty Of a presidential year.
Other phrases that brought dn
many buyers were these, household
drudgery eliminated in this dome estic
science Kitchen thirty -one good rea-
sons for buying this two-f1at build
ing" she said.
Seen as Potent Force.
Like the poor. the advertisement
is always with us. 1t enters inti-
mately into our daily life. 1t sets
the fashions in foods, clothes, archi-
lecture. vehicles and other articles
Of luxury and convenience. 1t creates
new wants, new desires, new hopes
Evening star., 1924-06-05
REALTORS DISCUSS
APARTMENT PROJECTS
Show Insight Into Growth of Co.
Operative Buying
Plan.

Some insight into the growth of
Tho cooperative apartment projects
in cities over the country was given
by spca kers this afternoon before the
cooperative apartment section. mort
ease and finance division. National
Association Of Real Estate Boards.
meeting in the lounge of the Wash
ineton Hotel
Albert W. Swayne of CHICAGO are
sided. Addresses were delivered nv
J.. +. Smith Of Los Angeles: E s
Poston Of this city, who discussed CO.
operative apartments here: Frank II.
Anderson. vice president Of the An
dridge Company, Chicago. followed
by discussion led by William NJ.
Passapae Of Baltimore and G. II.
: North Of Champaign. Ill
Chicago is taking to the co-on.-,
tlNH apartment idea. MIR. Anderson
IhC very foundation for the suc-
cess OF our sales efforts has been tba
Hpf OF men and the type Of buildings
naHdled under the Co-operatiye nIa n ;,
ne continued. The men who haye
done the most for co-operatiya a.
Nelopment in Chicago are man no,
chlF OF great foresight and ahi1ity
nut OF niSh ideals. They have. with
VI Imo exceptions. given the buy
ing publtc square deal and hays
worked for the long-run good Of ths
cooperative idea
Have Been Sucressrui
Despite handicsps We have he.n
quite successful in selling co-onera
tive apartments in Chicago
On the whole. W. have found tho
uoliar ana cents app"al-savings of
the cooperative plan-the most Of.
fectIve. Perhaps the desire to ya,
ahead, to have something for mona
put out. runs a close second Mos,
OF the buildings have been sold to
people of average means. although
among the purchas asers."
Mr.. North described the success of
company which sold co-operative
apartments from blue prints made
hefore the construction OF the build
ing was begun. This enabled the
prospective purchaser of a home in
an apartment building to shift rooms
and change details of plumbing and
other items just as the future ten
ant of an Office building in process
OF construction does. and just as the
builder of single house is able to
shows Blue Prints.
When the salesman show -. blue
prints he gives at the same sine a
careful estimate of the cost of build
ing, quantities of materials used la
hor needed. method of financing, the
amount to be paid in each month as
dues and disbursements for taxes
insurance, heat, water. light. janitor
service. public lights. general upkeep
and management.
When enough families have been
interested in the project and paid in
their hrst instaliment, the company
proceeds to subscribe for the remain
der of the stock and begin the actual
coAStrpction
Evening star., 1924-06-05
HOME TOWN TO GET BOOST
Realtors to Argue Respective
Merits of Twenty Cities.

lures OF the National Association OF
Real Estate Boards win be staged at
Polfs Theater at O'Clock tonight
when the home town contest will
take place Five minute speeches
will be delivered by representatives
from twenty cities previously Sc
lected, during which time they will
be expected to tell of the great adj
vantages of their respective towns
The contest is for cup offered by
the Chicago Real Estate Board.
The judges are: Henry G.. lander
president, Chicago Real Estate Board
DR.. Edward A. Pace, Catholic Univer-
sity of America; Dean William Allen
Wilbur, George Washington Univer-
sity, and Dr.. aCfy T, Grayson, rear
admiral. Q. S. n.
Evening star., 1924-06-05
Teachers to Hold Banuuet.

Enactment into law of the teach :
ers' salary bill will be celebrated by
District public school teachers at A
banquet at Rauschers next Wednes-
day evening, AT z o'clock. The guests
of honor will be members of the ioint
legi islative committee, representing
the various teacher organizations
who were active in pushing the meas
ure through Congress. They are Mrs
Edith c. Paul, Miss Selma Borcha ri t.
Miss May 7. Bradshaw. Mrs Chaur.
cey NJ. Butts, Miss Mathilde Eiker
Miss H May Johnson Miss Arnit
keiihfr. Miss Ethel Prince and Mis-,
NJ Gertrude Young
Evening star., 1924-06-05
SQUARE DEAL URGED
FOR FARMERS OF u. S.
Advertising Also Is Called Neces-
sary to Relieve Agricultural
Depression.
NEED CURB ON LAND FRAUDS
Organization of Farmers Required,
Realtors Are Told.
NEED CURB ON LAND FRAUDS

advertising pills at regular intervals
and giving the farmer a, square deal
were suggested in reports made to the
farm land division Of the National As
sociation of Real state Boards. meet
ing this afternoon on the roof of the
Washington Hotel, as a solution of the
depressed condition among the farmers
and in the farm lands market. The re-
ports were made by A. G. Bauder, Cedar
Rapids, chairman OF the divisions COM
mittee on Legislation and taxation. and
by J. +. Miller. Geneva, Ohio, chairman
of the advertising committee of the di-
vision.
B. F. Faast. Eau Claire, Wis, pre-
sided, and addresses were delivered by
l.. II. Powell, advertising manager,
Evening star., 1924-06-05

mortgage loan brokers' license law,
in the opinion of Mr.. Krumrine.
There comes time in the devel-
opment of every business when the
better class of men engaged in that
business will get together and at
tempt to regulate II, SO as to correct
abuses that may have crept in either
as result of ignorance or of dis
honesty" said MIR. Krumrine. In this
way those doing business in a hap
hazard or dishonest way are compel1-
ed TO adopt the standards set by the
better class or else get out of il.
Evening star., 1924-06-05
5000 REALTORS HEAR
PRAISE BY COOLIDGE

Continued from First Page.)
Evening star., 1924-02-24
URGES PROLONG|NG'
OF RECIPROCITY.
Maryland Auto Club Appeals
to Gov. Ritchie for
Continuance.

Urging that the Automobile Club of
Albert j. Ritchie to prolong the reci-
procity arrangement between the Dis
trict and that state, Jesse Suter. man
ager of the Washington Motor Club.
has written the following letter to
H. NJ. Lucius of the Maryland club:
'-The present legislative situation
presents an excellent opportunity for
our Maryland affiliation, the Automo-
bile Club of Maryland, to render a
most practical service to the mem
bers of the Washington Motor Club
and our local motorists generally. On
Monday last the House of Represent
viding a basis for automobile reci-
procity between Maryland and the
District of Columbia. While the bill,
as passed, contains some very unSat-
of the Senate putting it in an accept
able form. The progress of this bill
has been so much slower than was an
ttcipated that consequently an addi-
tional period of grace is quite essen
tial.
Therefore, l have to ask that you
please have the Automobile Club of
Maryland use its best influence with
Gov. Ritchie to extend this tempo
rary reciprocity for further period
Of one month from it's expiration on
March /. During this interval we
hope the necessary legislation will be
conSummated.
please do what you can for us. re-
membering always our utter hope
lessness legislatively. Our dependence
is entirely upon Congress in which
we are in no way represented, and
consequently have not the usual
channels through which the citizens
desires are translated into law.
MANY citizens of Maryland are vi
tally interested in the outcome of this
matter and will be equally benefited
by a continuation of the present tenn
porarY ARRANGEMENT"
Evening star., 1924-02-24

Washington and was again at
tack at Chantilly. about twenty
miles west Of Washington, in Vir-
ginia. The Union Army. sought
the protection Of the fortified lines
close to Washington. and Lees
army crossed the upper Potomac
into Maryland. Whether 1t aimed
to take Washington from the rear
or to pass on to Baltimore and
Philadelphia. or to win battle
on Union ground with the hope
Of fastening European recogni-
federate States Of America, Is
your guess as we'll as mine.
Mcclellan had succeeded Pope as
commander of the Army of the
Potomac and set troops In motion
to attack Lee on his march
through Maryland. There was the
battle of South mountain with
severe fighting at the numerous
passes in the ridge. 1t was the
prelude to Antietam. Lee took up
his position on the ridge on which
the village of Sharpsburg sits and
awaited the coming of other di-
visions of the Army OF Northern
Virginia All the troops which
the Union Army of the east could
bring together were marching
west and concentrating in the
country east of Anuetam creek.
On the evening of September 16.
1862. Hookers division of the :
Union Army crossed the creek and
attacked. Darkness soon came,
but troops were coming into po-
sition on both sides throughout
the night, and at dawn September
II. all that day and far into the
night the battle went on. There
was fighting on the 18th. Nc
Clellan issued orders to press the
fighting on the 18th. On the night
of the 18th the Confederate Army
began to recross the Potomac
river. The battle resulted in
heavy loss to both armies and was
not decisive. Some historians have
called it a draw. The Confederates
seem to have had the advantage in
the lighting and against greater
numbers, but they yielded the
field to the Union Army and gave
up the invasion" Of the north,
which they did not again attempt
until June and July of the next
year, when Gettysburg was fought.
That Mcclellan with his superior
force did not keep Lee engaged
at Antietam and make a finish
fight, but let him retire behind the
Potomac with little molestation.
was the cause of much criticism
of the Union commander. The
other side of the story is that
McClellan's army was beaten to a
standstill in the fighting of the
18th of September and keeping
Lee engaged If he chose to retire
could not be done.
While the main road from
Keedysville to Sharpsburg crosses
the upper part of the battle
ground there is a stretch of about