Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1924-05-17

In the course of these remarks, I
hope you will not be forced to feel a.
bout me as a woman felt who met a
friend she had not seen for several
years and who said to her
"Your husband does not knock a.
bout as he used to do, eh?"
'No, sir" the woman answered.
81 am mighty glad to hear it. After
all, his heart is in the right place."
"Oh, yes, S his hearts in the right
place and the rest of his body, too.
He is in jail"
] trust also, you will not be as
careful to show this feeling as was
Mrs. Maloney when she was brought
before the magistrate for an assault
on Policeman Casey She had been
unusually attentive throughout the
proceedings and now the Judge was
summing up the evidence.
"The evidence shows, Mrs. Ma
loney," he began, chat you threw
stone at Policeman Casey"
"It shows more than that, your
Honor" interrupted Mrs. Maloney;
lit shows that Oh hit him."
When I was asked to address this
distinguished body of representative
Marylanders the question naturally
arose as to what could say which
would>be of interest and possibly of
some service. Years ago, in Caroline
county, when l was a boy I'VE had on
ly one bank, and the offering of a
promissory note to that institution
for discount was done with the hui
nlility proper in the asking of a
great favor, while the board of di-
rectors in discounting that note,
which by the way, had to be protect
ed by endorsements representing
many times the amount asked for,
deported themselves as if they were a
charitable organization bestowing
from their own individual resources
largess to the benighted multitude.
This is no longer the condition. With
ten banks in the county, each bidding
for business, the danger now, in so
far as there is danger, is toward too
great laX'ty in loaning the funds of
these banks. What has happened in
Caroline county is typical of what
has happened in the other counties of
Maryland and in Baltimore city, is
typical of what has happened in all;
the older communities through the
length and breadth of the United
States, and is typical of that spirit
of democracy which is the result OF
a vastly increased average intelli-
gence, Enlightenment, and education
and which, in it's spread, not only
throughout our own great people bu,
the people of the world, is so great
part of the hope of the future.
1t is extremely difficult to segre-
gate basic human necessities and
single out any given one or two as OF
paramount Importance, but, based not
only upon pre-conceived notion but
upon what l believe has been a pa
tent investigation, have reached
the conclusion that there are at least
two fundamental human problems thai
our people are now prepared to con-
slider and. solve, the abolition of wal
and the sterilization of money. It is
of the latter would speak.
My grandfather was country doc
tor, and in 1885, as a very small boy,
l began to drive with him constantly
except when was in school. In those
days the farmer had no hours, the
farmers wife had no hours. They
worked from the time they could see
in the morning until daylight down at
night, and as a class, they were al
ways poor. This fact was driven
home to me because time and again
when it was necessary for the family
doctor to make some sort of a collec-
ton in order to live, he found that af-
ter the interest and bonus on the bill
of sale had been paid and the inter-
est and part of the principal on the
fert. lizer note land the taxes and in
surance attended to, there was moth
left fer the doctor, and great
many tines, instead o fmaking col
lection, he frightened his wallet" to
him who was less we'll off than he. l
wondered about this condition. tried
TO think why it was that these people
whose work was never done were al
ways poor.1 Afterward, with a broad
ening view, wondered why it was
that the average of those with things
to sell were at such great disadvan-
tage relatively with those who had
omney to sell. About the time l
graduated from College in 1899 no
ticed change. Those with things to
sell had gradually begun to prosper
and those with money to sell gradu-