davidaulloa/AmericanStories huggingface dataset:
Smyrna times., 1924-12-03

THE SMYRNA TIMES is an Independents
paper devoted to the welfare of the town 1t
represents and the State of which it is a
part It also gives the items of Importance
OF the Eastern Shore of Maryland.
Smyrna times., 1924-12-03
DEATH RECORD OF THE WEEK
Continued from Page One)

Mrs. Elizabeth Howard, Aged IS
Mrs. Elizabeth Howard, aged IS,
who for years resided on High Street,
Smyrna, died in the Delaware Hos
pital, Wilmington, Wednesday, after
a lingering illness. Her remains were
Smyrna times., 1924-12-03
THE SMYRNA Times
SMYRNA. DELAWARE

Published Every Wednesday Afternoon. by
ROBERT D. HOFFECKER, Proprietor.
Founded by Robert D. Hofecker, July s, 1854
Editor and Proprietor until Feb. 10. 1907
, 1924-07-16

required but lew more hours tn;
One hundred years the total
national wealth wes less than a bill
lion dollars, less than 500 per capita;
today the national wealth exceeds 800
billion dollars-an average of almost
5000 per capita. In 1921 there were
ten savings banks with S,635 de-
positors. with $1,13s,o0O on deposit;
one hundred years later-more than
thirty million depositors had more
than SIS, 000, 900 900 savings deposits.
The total receipts Of the federal gov
eminent in 1923 were $50, 500, 900,
the total expenditures were $14, 7OO,-
900. Last e a our national income
and expenditures each exceeded 49,
800, 000. 900.
One hundred years ago there we're
no railroads, no automobiles, no air
planes. There were no telephones,
no telegraph lines. no cables. There
was no gasoline, no kerosene.
There are those among us who re-
gard the present as a period CON
fronted with unprecedented prob
lens, a period beset by perils hereto
fore unequaled. There are those who
express doubt of our ability to make
further progress-some even who pro-
fess to foresee the destruction and
d~isintegration of our social, political
and economic structure. In the light
OF achievements that have been
wrought in the past by firm adher-
ence to true principles. in the light
Of the tremendous resources our
country nov controls. what justifica-
ton can men have today for express
ing doubt Of Americas future?
Americas Resources Today
We have today ITO. 900. 900 people.
Our total bank deposits aggregate
approximately 40 billion dollars.
Outstanding life insurance amounts
to more than 10 billion dollars. Our
800 million acres Of improved farm
lands are valued at n billion dollars.
We have wealth untold in our forests,
IN our mines OF iron and coal. We
have more than 250. 900 miles Of rail-
road with which I transport our
selves and our articles of commerce.;
We have more than ESQ. 900 miles of
commercial telegraph lines and $780,
600 miles Of telephone lines to afford
Us communication: we have &c, 900
daily and weekly newspapers to dis
seminate information and to bind our
, 1924-07-16
Aid Diversified FARMING

A state bank of Granville, North
Dakota, that is encouraging diversi-
fed farming among its farmer pa
irons. has purchased some purebred
sires for the benefit of its customers.
The bank realizes the necessity of
good sires for the dairy herd, and has
set aside a certain amount of money
to be used in having a man look up
animals and ship them to Granville.
Bankers OF Lee County, Mississippi,
are employing a dairy trained expert
"a give his whole time to the develop
ment of dairying. His salary and ex-
penses are paid by the banks OF the
county in proportion to their deposits.
This expert helps to arrange for loans
to purchase cows, sees hat the farm
ers have shelter and feed to care for
the cattle, and advises with them in
figuring u rations and in determin-
ing what crops to grow. He makes
special engagements to attend scrub
bull funerals.
, 1924-07-16

people together by ties of commo
knowledge and for a common pur.
pose. We have resources of labor Sc
abundant that we have placed an ar
tificial check upon immigration.
These things are our material re.
sources. They constitute the basic
material element - but the real
foundation of our progress is not ma.
teriaL 1t is that other, more valuable
resource-the capacity and character
of our people. To hat we owe the
discovery and development of our
natural resources, their use and their
conservation; to that we W the es.
tablishment and development of a
nation founded on ideals of equal
rights, ideals OF equal opportunity,
ideals of equal responsibility, which
remain today untarnished, which now
shine forth with greater luster than
eve before.
The Character Of Our People
From it have come the patience and
the wisdom which have reconciled
effective authority and adequate lib
erty. From it has come the tolerance
which has preserved freedom Of
speech. of press and of pulpit. From
it has come the foresight which es-
tablished free public schools. From
it has come the courage which com.
manded adherence to principle at the
cost of selfish gain. even at the cost
OF life itself. From it has come the
respect for the rights and privileges
OF ones fellow man which has found
expression in guarantees of equal rep
resentation and universal suffrage.
The character of our people is a
spring which has lever run dry. 1t
has had its source ever and always
in the stern and firm faith of the
Pilgrim fathers-a political faith
based upon and grounded in the
tenets Of the Christian religion. De-
spite every other influence, the
strong and steady current Of the Pill
grim's faith has persisted through
generation after generation.
II Is this invaluable resource-the
capacity and character of our people
that has made America great in the
past. that viii make America greater
and nor powerful in the future. As
long as we uphold our established
standards of belief and conduct, We
need have no fear for the future Of
America
, 1924-07-16
THE BANKER

The banker liz a business man but,
Mt the same time. he is a public
servant. He manages his institution
10 earn dividends for Its stockholders,
but II has now come to be regarded
as his duty to give sound advice and
perform many services which result
IN no direct addition to his earnings
account. He accepts the deposits Of
me parents for the account of the
baby when 1t is born. He keeps the
FUNDS and invests thom as the child
grows. He advises the young man
when. In leaving school. he enters
business. His counsel Is given with
financial assistance ne the business
develops. whom his cilont rciiros
from IFS mahngemont ho acts as
trustee In handling hts Investments
aud finally upon the clients death,
, 1924-07-16
Committee, which directs the work OF
the Association aimed to combat GRIM
inal nneratinns AGAINST hanks

Committee, which Directs the work of
the Association aimed to combat GRIM
inal operations against banks.
SHARP increases in crime perpe-
trated against banks definitely prove
thai instead of being broken the
crime wave has risen to heights here
tofore unknown to the banking fra
ternity." the report said. strangers
continue to trick or otherwise in
velgle u~nsuspecting banks into max
ing generous contributions to their
cause-a terrific toll which defies the
imagination. Bank burglars and hold
up men have apparently %redoubled
their activities during the last six
months. The number of criminals
plying their trade in this field has
grown to such proportions that there
is now a fair sized army comprising
this more desperate type of criminal.
specializing against banks"
Don't ash checks for strangers"
IS the warning emphasized by the
Committee in view OF the situation.
1t adds:
We are gratified to report favora-
BILE results in a good proportion of
cases investigated. which are due to
the nationwide activities Of our de-
tective agents through their stan OF
specialists in bank crimes. In Mon
tana two fearless. well organized
bands of professional yeggmen attack
ed more than a score of banks with
such reckless abandon hat the situa-
ton seemed beyond control. Realiz-
-
and drastic treatment. . trained crew
Of operatives we're delegated to con
duct q special investigation through
out h state. Nineteen men and two
women were arrested. OF these four
already are serving sentences, three
are on trial. four are awaiting trial
, 1924-07-16

and the rest were freed for lack OF
evidence.
"A similar roundup was carried ont
in Oklahoma. Conditions in other
states similarly bad were investi-
gated and with the cooperation OF To-
cal, state and federal authorities and
the co-ordinated activities OF mem
bers the percentage of arrests and
convictions has materially increased"
The report pointed that. figures
covering bank burglaries over a Pc
riod of thirty years showed that 1909
banks, members of the Association
and entitled to its protective services.
have been attacked, suffering losses
aggregating s1.196, 900. while nom
members to the number of 1857 were
burglarized and suffered s 1850. 900 In
losses. The point was also brought
out that there are only half as many
non-members as members, so that
these losses among them represent an
excessively high rate as compared
with members.
, 1924-07-16
FIGURE IT
U YOURSELF
What Do the Bankers Mean,
Eighteen Billion Dollars in
the Savings Bank?
BY JOHN

The bankers keep telling US that the
savings accounts of the American PEG
pie total eighteen billion dollars. /
asked a dozen people what that meant
to them. Most OF them seemed to see
visions of endless stacks of coins and
bales of currency slowed away in the
vaults of fine looking granite bank
buildings.
Now, as a matter of fact, there is
less than nine billion dollars worth
OF none in the country all told, in
Gliding gold, silver. nickel and paper
money of all kinds. That is less than
half the eighteen billion. Therefore
there must be something wrong with
the vision of eighteen billion dollars
in stacks and bales in the bank vaults.
More than that, there probably is not
more than one dollar for every twenty
Of that eighteen billion actually in
the savings bank
But the eighteen billion in savings
bank is no myth just the same. Sup
pose all the savings depositors could
demand all their money all at once
Inc that they insisted on immediate
settlement one way or another when
they found they could not get it all
in cash. What would happen would
be that they would come into posses
sion chiefly of bonds-Government,
state and municipal bonds and the
best railroad. equipment, public util'
ity and other corporation bonds. The
savings depositors are really the own
ers Of all this vast real wealth.
What the bankers really mean.
therefore. is hat the savings deposit
ors, so far as money is concerned,
have deposited eighteen billion dol
lars more than they have drawn out
and therefore have credit for that
much in their savings accounts. The
dollars. themselves. hat they handed
in. have flowed right on through the
banks-haye been sent out to buy the
bonds. That is, the money deposits
have been used in behalf OF the
depositors to buy the safest forms Of
Investments. When a man buys a
bond, he really rents hrs money out
puts It to work to arm him more
money. The savings banks have done
this for their deposlt6rs.
So the picture of idle piles of money
is all wrong. Even a picture of piles
of bonds is wrong If It stops at that
The bonds represent two things.
First. since they are readily saleable
for cash. they mean that any individ-
ual can get his savings out again in
the form of money within a reasonable
time. Secondly. and more important,
behind those bonds loom up the rail
roads, factories. businesses and public
works that the money invested in
them set going for he benefit OF
everyone. including the depositors
themselves. Saving. therefore. is not
merely accommodating money-it is ac-
cumulating real wealth, The money
flows on like water to turn other
wheels-the real wealth and savings
OF the country. are the accumulated
factories and other enterprises evil
denced by the bonds.
, 1924-07-16
In Kinu Tut's Time.

Folks in King Tut's time We're noe
30 slow. Carl Mitman, In cataloguing
the ship models In his department OF
the Smithsonian Institution, points out
that Egyptians built boat hulls of tina
correct form for speed nearly 1000
years before modern scientific design
ers arrived at the same conclusions.
Vikings had the right ldea and Malay
pirates had the waveline theory OF
construction down to perfection when
English and American sailboats were
clumsy tubs.
, 1924-07-16
NOTICE FOR PUBLICATION OF
TIME APPOINTED FOR PROV

TIME APPOINTED FOR PROV
ING WILL, ETC.
IN DISTRICT COURT, FIFTH
JUDICIAL DISTRICT.
The State of Wyoming, County of
Park, SIS.
In the matter of the Estate of
CHARLES H. DIETRICH, Deceased.
To all persons interested in said
Estate; Notice is hereby given, that
Friday, the LIST day of August, 1924,
at 10 O'Clock A. NJ. of said day, at
the Court Room of said Court, in the
County of Park, has been appointed
as the time and place for the proving
of the VIII of said Charles II. Diet
rich, deceased, and for hearing the
application of f. II. Fourt for the is
suance to him of Letters of Admins
tration with VIII annexed when and
where any person interested may APP
pear and contest the same.
Dated this 18th day of July, 1924.
ORILLA DOWNING,
tSeal) Clerk.
, 1924-07-16
(Seal)
Bur e Streams-

Along the entire Lower California
coast line, Longer than fror- Key West
70 Boston, there Is only one all-the-
year-around stream entering the sea.
, 1924-07-16

people-less than one-tenth of the present num-
Der. The territory embraced less than 1900, 900
square miles instead of the present 3,7OO, 900
Half was still a wilderness of unsettled plain,
plateau and mountains.
only one hundred years ago, the world was
still agog over the recent passage of the "Sayan-
nah," an American sailing vessel equipped with
paddle-wheeIs propelled by steam, from New
YORK to Liverpool in twenty-six days. Today we
boast of q transatlantic airn1ane croscino thot
, 1924-07-16

he is called upon to administer the
estate and act as an advisor TO the
heirs. A knowledge gained from
books is n necessary part of his
preparation but he needs many things
which he cannot learn in hat way
greatest among them. an understand
ing Of human nature.-Clarence II
CLANCY, President American institute
of Banking.
The Eau Claire County Bankers As
sociation. Wisconsin, appointed an
agricultural committee early in May
Plans are now under way to adopl
definite farming projects for the eoun
~ in line with the projects adopted
by the state bankers agricultural com
mlttee in cooperation. with the Col
logo OF Agriculture. This Is One star
OF tho organization OF Wirc1nsit
counties In the bankeriarmor move
ment.
, 1924-07-16
AMERICAS AMAZING PROGRESS
IN The PAST HUNDRED YEARS
Material Progress Staggers the Imagination, but Real
Wealth Is in the Character of the People Inherited
From the Pilgrim Fathers.
BY WALTER w. HE

BY WALTER w. HEAD. President The American Bankers Association
One hundred years ago when Lafayette revisited America
he found the United States a nation of little more than ten miuion
, 1924-07-16

:. n. PueIcher BLANK CHEIkS=Prnted torms Tor orders on
the bank to pay out money from the depositors
account. The depositor writes in the name of
the person to whom he wants money paid, the amount he wishes
paid, and then signs his own name. When the check comes to
the bank it pays the sum of money as indicated, deducting it
from the depositor's account, and keeps the check which it
cancels. Cancelled checks are each month returned to the
depositor and serve him rs receipts for the payments made.
About ninety per cent. OF all business transactions are finally
paid by bank checks. They facilitate business and are a safe way to
transmit funds in paying bills, wages o r meeting other obligations.
, 1924-07-16

COMN Hi AICUUN I-AccOUnI IN DaNk useu
in connection with funds employed in business
transactions, from which Withdrawals are made
by checks.
PAS BOOK=A small account book in which the
bank enters a customers deposits; an entry
serves as his receipt for that amount.
DEPOSIT S~LIPS=Printed blanks with spaces in
which the depositor writes the amount of cash
and of each check deposited.
, 1924-07-16
WHY BANKS?
LESSON x

BY J. H. PUELIcHER. Chairman
Public Education Commission, American Bankers Association.
When opening a commercial account the bank furnishes the
depositor with a pass book, deposit slips and blank cheeks
CoNn,Epc1Ar Aa.uu. :, Lor1. ,.ud
, 1924-07-16
LEADERSHIP

Firestone for years has been FIRST to develop tires
and rims complete which would meet the heavy
trucking loads, great strains and demand for trac-
ton. BY originating and carrying forward the
Ship by Truck movement, and ESTABLISHING Ship
by Truck bureaus in all large cities. Fircst0uy
nelpsd TO speed up highway transportation and
reduce costs.
, 1924-07-16

required but few more hours than the Savannah" required DAYS
Evening star., 1924-01-06

class and Miss Thomas becoming the
honor student Of the feminine divi
sion. Both Immediately entered thu
service OF Minerva in their aim;
mater, Miss Thomas, now Mrs. Fess
becoming a professor Of Latin. a rar'
distinction In her day. The marriag
occurred in 1890, but though boil
have continued their educational ant
literary work with acknowledge
success, the home and its ties hav,
not been neglected. There are three
sons. who are well known In Wash
ington In the early years of theii
parents residence. and an adopte
daughter, who was also q niece, Mise
Lois Fess. But all are married anc
have gone their separate way
though each summer brings a big re-
union at the home in Yellow SPRING
Ohio, when children and grandchil
dren and many other relations get to
gether for feast and a good tall
about old times.
Mrs. Fess was at the last election o
the Congressional Club chosen as IT.
second vice president, for since con
ing to Washington she has been a
factor in Its management and deeply
concerned in all that related to its
success. She believes more and more
in the women who make up congress
sional families becoming familiar
with ideals and aspirations of every
section OF the country. But though
Evening star., 1924-01-06
Fess Was Professor
Before Being Sent to
Congress From Ohio
Junior Buckeye Senator
Took Oath In House at
Beginning of Wilson s
First Term in White
House.

When Woodrow Wilson took the
among the several others who be-
came part Of the government forces
in Washington called from the teach
ing profession was the present SEN
ator from Ohio Simeon d. Fess. DR..
Fess had but recently laid down the
executive burdens connected with
fntioch College. when he was elect
ed as member Of the House from the
sixth district Of Ohio, position
which he held until last autumn,
when he was chosen to succeed Atlee
Pomerene In the Senate. Both Sem
ator and Mrs. Fess had been promi-
nent In the affairs of the congress
sional set and enter on their new du-
ties, not only with ripe experience,
bue with the uplifting realization OF
having made many friends during
their ten years in Washington.
Capitol Hill with its beautiful out
look over the river and city. made
an instant appeal to these newcom-
,rs, and their first home was in one
of those quiet houses In New Jersey
avenue not far from the Capitol.
They have, however, for some years
DGen reSlQenlS Ut SONsT f1dll, anu,
Mrs. Fess has taken an initiatory
part in the numerous amenities which
occur in that hotel. But the proxim-
ity to the Congressional Library Is
really the lure which keeps them on
the HILL" for both have genuine
claims to literary prominence. Sem.
ator Fess lis the author of several
histories. and that veteran historian
of the Senate. Henry Cabot Lodge,
will have to look to his laurels, for
in Ohio and the middle west "The
Outline Of United States History"
THE American Political Theory" and
several other studies equally erudite
and convincing have a vogue un-
touched by rival volumes coming
from New England
Mrs Fess, like her husband. IL a
native Of Ohio, and their romance be-
gan during their childhood. and It
reached a eliminating point when
both were students at Ohio Northern
University. But it took on an aspect
of sharp rivalry, and every honor
which young Fess tried to obtain he
found his way blocked by Miss Eva
Thomas, for whom he entertained
feelings not exactly platonic. But all
turned out we'll in the end. the pres
ent senator taking all honors in his
Evening star., 1924-01-06
D. A. R. Chapter Plans
St. DistaH's Day Ball

The st. Distan's day colonial ball to
be given by Constitution Chapter. D
A. R., tomorrow evening at the Wash
ington Club. nth and X streets, vii
be q delightful affair. The floor com
mittee consists of Mr.. John Franklin
Little. chairman, and DR.. Bond H
Dressler, Or. Charles w. Allen and
Mr.. Harry F. Cary. Mr.. p. Hardit
Seay, Mr.. George A. Cook, Mr.. Rn
dolph Harrell, Mr.. Charles d. Haig
Mr.. Edward Widmayer and MI
Henry Zeh.
The long list Of patronesses guar
ncees the success of the ball. Many
will appear In colonial costumes, ant
the decoration, embodying features
tn Il period, will give a colorful set
ting to the OCCASION. The patronesses
include Mrs. Harry Lee Wrenn, Mie
Claude Bennett. Mr.. c. Albert White
and Miss Ina Emery.
Evening star., 1924-01-06

Miss Lamb is the daughter Of, Mrs.
John Harris Lamb, who came here
from England Mr.. Lamb MED some
me ago. Mr.. Steers on HE mothers
side. is related to many noble
are the D.Armon of France and
Della Gherardc scha of Italv. The
wedding is expected to take place In
the spring.
A popular member of the Junior
League who, II is said, Will be a June
bride is Miss Louise Hutchinson al
lender, whose engagement to Charles
II. Sab4n, jr., just has been made
nnown. Miss Calender, who made her
debut two years ago, is the daughter
of Mrs. Thomas Olmiston ( allender
Of As East ed street. Mr.. Sabin is the
;on of harles H. Sabin, president of
he Guaranty Trust Company, inter-
nationally known as hi.ancier. AT
entertainment was given in the .1tai-
an gardens of the Ambassador Hote
3or Mr.. Sabin and his fiancee by his
parents.
Holiday Events bril- liant.
Many brilliant entertainments were
given on New Year eve. at town
houses, in the smart hotels and res
urants and at country places on
1ong Island, in Westchester county
along the Hudson, In the Morristown
clubs. The restaurants and hotels
were crowded to capacity-in fact.
hundreds were turned saway-and 1t
is doubtful If there ever was more
minated scene at the fashionable
gathering places and cabarets. Thou
sands of dollars were spent In deco
rations, music and souvenirs; at some
of the places the guests receiving in
addition TO the usual un-making de-
vices, handsome gifts of silver, beau
f,,I fnr paQ at RI
One of the largest parties given at
a private home that night was a
dance by Mr. and Mrs. John Sanford
at their house, . East 72d street, for
merry the home of the late James
daughters. Miss Sarah Jane and Miss
Gertrude Sanford, and their only son.
"Laddie" Sanford. "Laddie" Sanford
is popular wherever he goes and is
almost as well known in London as
New York Twice he has had a horse
entered in the English derby, and is
rapidly developing into one of the
best polo players in the country. The
guests at the dance numbered. about
100.
Mrs. Raymond T Baker, formerly
dinner and dance at Sherry's on New
Year eve for the younger married
set. Mrs. Baker has done little en-
tertaining in New York in the last
leW years, anu HeT party on New
Year eve was one of the smartest
of the night. She will go to Palm
Beach soon with her sons.
Ball of Benux Arts.
One of the most original and in
tereSting entertainments of the New
York season is the annual ball and
pageant of the Beaux Arts Institute
of Design composed of we'll known
architects, painters and sculptors
and others of the artistic professions
This year 1t will be held on Feb
ruary at the Hotel Astor, and will
be known as Carnival de Paris.
The committee is making every ef-
fort to have this affair surpass
in beauty all other previous balls
be a great undertaking when zone