Perth Amboy evening news., 1924-12-13
CITY INSURANCE Men
BEFORE ALDERMEN
With REAL FACTS
Committee Gives Figures to
Show How Move Would
Benefit the City
AT COMMITTEE MEETING
Would Take City from CIas:
{ at Present and Place
1t in Class C

Another plea that the Boara 81
Aldermen create a Laid fire deparf-
ment in this city was made at the
committee meeting in the city haH
last night by Theodore S. Brown and
Joseph Massopust. representing tho
Perth Amboy Association of Insur-
ance Men. In their discussion both
Mr.. Brown and Mr.. Massopust gave
figures showing how a paid depart
ment will benefit the city. But little
other business of Importance Woz
taken up as Aldermen Clark. Kelly
and McGuire were not present. MIR.
Kelly is i'll. IL is probable q short
committee session will be held prior
to the meeting on Monday night
The insurance men pointed out tc
the aldermen that a paid fire depart
ment would take the city from clasa
in which It is at present listed by
the underwriters and place it IN
class c. the same as New Brunswick
While the city is protected at tbs
present time, in the eyes OF the fire
underwriters. the Insurance men
said. the city Is not as protected a Il
would be with q paid departrrIer,3.
and due to this fact Is listed xer<.
classes below cites or the za1ro
size in the state. Perth Anlbov Is
three classes below rne city OF PAT
erson and Newark due to the fact
that these cities have paid depart
ment and salvage corps working In
connection with the firemen.
Immediately with the Installation
of the paid department, the insurz
ance men said, Perth Amboy would
automatically become a city in class
c and by SO doing would secure re-
duction in insurance as follows:
Merchantile risks, occupied as stores
storage houses. etc, fifteen to nine
teen cents per 500, which on as
assessed valuation of S19. 0O0. 0Oe
would mean a saving OF $4,000 il
premiums. It is safe 10 assume they
said, that insurance is carried al
least double of this assessed valna-
ton of $3s.0O0.000 of insurable
value, which means a saving Of $5s,-
600 in premiums per year.
With respect to dwellings. the say
ing is figured at more than $4,000 IL
premiums with an automatic drof
OF one cent in rate on this class OF
property. Public property, such as
schools, fire department houses, city
hall. and mi-public property con-
stituting church buildings, libraries.
Y. NJ. H. A. and Y. NJ. c. A. build
ings. would secure q two cent. re-
duction in rates.
The chances of getting in class r
Is falr. Mr.. Brown said as Perth
Amboy has good apparatus while
the water supply is plentiful and the
grades OF the city's streets almost
level. OF course, Mr.. Brown pointed
out the city would have to esta blish
a salvage corps which is partly
supported by the fire underwriters
but the reduction In insurance would
be about twice the amount Obtained
by being in class C.
In 1928 the total maintenance
cost, excluding any amount spent for
new apparatus or hose, Mr.. Brown
SAID, cost the city s55,sSS. A good
paid department with sixty men. as
recommended by the Board o. Esra
Underwriters is figured to cest
$1S0,000 or $1S5.000 to maintain.
The saving in insurance premium,
however, under a paid department &
estimated at last at $40. 600 and this
the insurance men declared TO be a
conservative figure. They further
pointed out that it makes no differ-
ence whether the city has to nay TOR
the maintenance of the department.
in premiums or taxes
In the city of New Brunswick thu
insurance men pointed out the rnu-
nicipality has TO purchase much an~
paratus from volunteer Companies
when the charge was made TO the
paid department. This condition
would not exist in this city as fha
apparatus. fire houses and equip
ment is already the property Of the
city.
Alderman at Large Richard j.
Calvin expressed it as his opinion
that the sentiment in the city an
peared to favor a paid department
and that the matter will receive the
attention of the Board of Aldermen
when the budget is taken up for fhe
coming year
A delegation from the HIstorieai
Association attended the meeting
and talked over with the alder
men the proposition of appropriations
the money needed by the assnciatIoh
for the remodeling OF the Kearny
house.
Give her a canary bird and cage. Ksii~