The Bismarck tribune. [volume] (Bismarck, N.D.) 1916-current, 1924-12-20
CREDIT BUREAU
ESSAYS REVEAL
APPRECIATION
Little to Choose From Be-
tween First and Second
Prize Essays


There was little difference between
first and second prize essays in the
Bismarck Credit Bureaus essay con-
test in the city schools, according to
judges. The second prize essays
showed fine understanding Of the
STABILITY Of ones keeping up credit.
The second prize essays are as fol-
lows:
WHAT is A CREDIT BUREAU,
$500, End prize, essay written by
Anna c. Nordstrom, senior in High
school.
The Credit Bureau is a cooperative
and organized business enterprise
consisting Of united forces striving
to combat the unfavorable conditions
which hamper progress and develop
ment of the commercial as well as the
moral phase Of the business world.
1t is an organization trying to-
bring a bout happiness and success;
not only to the few, but to the many
that means to the BUYING PUB
Lie as we'll as to the members OF the
Credit Bureau. The Credit Bureau
so exercised and so controlled by
organized cooperative forces means
PROTECTlON--it means lower pric-
ed goods. Elimination of the pro-
fessional crook, the "slow pay" the
''no-pay", the unjust and dishonest
in settlement of their debts will
mean less waste and less expense,
and as the cost Of doing business de-
creases it is natural that we will
have q reduced selling price of goods.
Morally we will all he Il better peo-
pie. These are the benefits to be
derived not only for the Credit Bur-
eau members alone, but for the buy
ing public as we'll.
A Credit Bureaus membership is
made up of men with high ideals and
motives. They are supporters of the
''square DEAL" They have thrust
aside the petty jealousies and rival
ries, the selfish motive. Instead
they are actuated by true altruism
and have high sense Of honor and
honesty.
For us, the buying public, credit is
rs valuable and as important as it
is to the merchant. TO continue to
give good service the business man
must be paid. He must have money
with which to carry on his business.
We are thus dependent, one upon the
other. The success of the Credit
Bureau will depend upon the CO.
operation we give it. By giving it
our support we, the buying public,
will bring to ourselves greater pros
perity and happiness. We must pay
our bills; be honest, fair and square;
and as we pay the credit grantor,
the grocer, the doctor. the druggist
Whoever he may be-he will be able
to carry on. If he fails in his bus
mess it hurts us too.
A Credit Bureau is not only local,
but is statewide, interstate, yes, ma
tional in its influence. The reputa-
ton, the character of the consumer
is available to every Credit Bureau
in the nation owing to their policy
Of cooperation.
1t is the duty Of the Credit Bur-
eau members to be we'll informed on
credits; to read and to see that all
their clerks read credit publications
or any material dealing with credit.
This also includes the careful read
ing and checking of the weekly cred
it bulletin sent out by the bureau Of
flee by the various credit men or
ladies and, if possible, supplying the
office with any information they may
be in need of. They notify the office
also of any bad checks, short
Checks" mo Fund Checks" and "In-
sufficient Fund checks. Also when
ever they are compelled to file suit
against any one in the collection pro-
cess.
From every credit applicant the
Credit Bureau members require: Full
name mot initials), address, his
former address, present and former
occupation, duration Of such occupa-
ton covering at least several months
Of year and also references to other
stores where he has previously trad
ed.
The Credit Bureau members do not
hesitate in the least to inform credit
seekers that they make a practice of
investigating each applicant for cred
it thoroughly, neither do they hest
tate to make known to the public
that they are members, nor do they
hesitate to tell them frankly of all
the inner workings or policy of the
Bureau. And why should they? Are
they not furthering and making this
more progressive, happier, a more
successful America in which we all
share?
WHY 1T PAYS TO PAY YOUR
BILLS PROMPTLY
$500, End prize to Emma May Brit
T,,so s..L