Evening star., 1924-01-14
REDUCTION IS MADE
IN AUTO INSURANCE
Better Safety Devices and Fewer
Accidents Cause Down. \
ward Revision !. \
BETTER DRIVING Is. FACTOR
Highest Charges in New York
With Buffalo seeond.-,..::2o..::::. -:
BN;J:. c.: ROi1E.


s;ec.al Dispateh:to The Star. -. -
NEW iORKS' january l4.-Improved
safety devices, better trafie reguli
tons and, above all. better driving
were the chief factors in providing a
saving of several million dollars a
year TO owners of passenger auto
mobiles through reduction of fnsurs
ance rates which went into eject to.
aay. The revision of rates and rules
Tor automobile accident insurance
made by the National Bureau-oS Cas-
ualty and Surety Underwriters shows
reduction of public liability insur-
ance of 6 per cent ,for"the. country as
whole. and as high. assso- psr GENT
for some cities. 49, * = ;
Rates BASED on Records, :
These new rates for automobile ac-
cldent insurance are based 3oh- the
actual record OF automobile accidents
IN each city orr locality and the car
owner therefore will benefit, directYy
from safety measures taken by b inn-
stW' sseli' MS neighbors ana his municipal
Heretofore in order to obtain the
lowest accident rates owners have had
20 agree that they alone would oper-
ate the machire. Under the new rules
one policy gives protection to all per.
sons who may at different ttInes:dris G
amy one car, and the Same-rate will
apply whether the machine is used
tor pleasure or business. - - : =
This drivers' rule. according to- I'M
surance men, grew out of thca ;ht-
was shown in a study involving acci-
dents TO 100000 autos that the owner
Is not the most careful driver, and
that the owners wife is just as care
tul and skfl!fuI.. if not more So -.
Where RRtes-,Are Lowest.
The lowest rates under the new
system Will involve cities of medium
size and rural Districts rlr-tAe south
and far west. These territories have
shown the greatest freedom from ac-
highest rate will apply To owners .in
New YORK city: with. Rusle stcnnd :;
philadelphia, third: Cleveland fourth !:
st. Louis, fifth; Chicago. sixth, and
Youngstown grouped for seventh.
Although the rates for public liza
billty insurance arc decreased in most
cities, there has been a slight in
crease fr%es,s IN rates rates for property damage
Der of "bumps,'> due to congested
traffic, in which n6-pefscnal injuries
have been involved. s>-~~~-
Protection for Funerals.
The Increased pace of traffic. and
fsetea fss danfsp fersrs +. pohss has ssx. az
horse drawn Sshic,es there 3ess: we're few
applications for, aerideht insurance
on hearse. but R.: +. Faxin. execu-
Morticians, is conducting negotia-
tions with the underwriters to secure
the best possible rates for. autonio-
bile liability insurance and ffor
workmen's compensation. Insurance
for undertakers' employees.
II Is no. longer a JOKE. to be r.In
over by a. funeral or for fun erai
to be run over. The ornate aEto-
mobile hearse and the specially built
cars for bearers and costly limousines
restment which the morticians feel
must be adequately protected.
Auto Show Exhibits Sales Trend.
The Eew York auto show just over,
drew more actual purchasers OF new
models than. ever before. and IT, Is
per cent ahead:of. those Of the 1929
show.
AS was indicated in these columns
months ago.. one Of the marked trends
price fields rather than in price ad-
tances or reductions. Many OF the
larger makers put out cars selling
in graduated price, divisions: for the
first time.
Executives present at the show con-
f1dently predicted that 100000 cars
would be sold in the first six months
of this year. h--declafet-- sales
might fali on SOMEWHAT after That
period. pd9 but M none sas assxpressed, belief that
as 100000 vehicles. The Ford Com
pany states that more than goo, 900
persons have enlisted under the week
]y purchase plan, and it is understood
ity will be far oversold during the
spring. .., =