davidaulloa/AmericanStories huggingface dataset:
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1923-07-20
THE OF
SAVINGS

The Savings Banks Association of
Massachusetts has issued a tabulation
made by a mutual savings bank in an
average New England town showing
that, OF the accounts opened during a
six months period. IS to 80 per cent
were open at the end OF the period.
At the end Of the next six months
about 70 per cent were open. At the
end Of N year about 60 per cen
were open; at the end Of Is months
about So per cent: at the end of three
years about so per cent; and then the
figure rather steadily declined by 2 to
8 per cent OF the original number
each year. At the end OF ten years
about'25 per cent Of the accounts were
still open. After that the changes were
very small, mostly on account Of death.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1923-07-20
What Advertising Means to You

Every now and then we like to talk to our merchants about
advertising and we like to do it in this way because the subject
is of equal interest to the public. Frankly the interest of the
public, the interest of the merchant and the interest OF the local
newspaper publisher are i~nseparably linked.
The public always is best served by buying advertised goods.
Goods that are advertised are goods that are more extensively
manufactured and consequently cheaper because of increased
production. Moreover advertising today is a guarantee OF merit.
No one need be afraid either of the honesty of the price or the
quality of advertised goods. Competition compels honesty even
If there should be a wish to avoid it.
There is another benefit, too, in local newspaper advertising.
When advertising is thoughtfully employed it means the build
ing Of trade for our local merchants and this reacts in increase
in real estate values generally. A prosperous business section
means added population and increased conveniences. The whole
scheme of advertising, merchandising and buying is one of CO.
operation to mutual advantage.
The merchant always wins favorable reaction when he talks
frankly in his advertising to the people and shows them he Is
dealing honestly with them and making a normal profit.
The man who week by week consistently in his advertising
shows he holds the public interest at heart is the man who wins.
Many merchants lose the substance of public confidence in grasp
ing for the shadow Of immediate sales.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1923-07-20
Why We Boost the Schools

Newspaper readers, particularly those who have no children,
often wonder why newspaper editors take such a keen interest
in the building Of new schools and the encouragement of educa.
ton. Sometimes, when the cost Of school extension seems par
ticularly heavy, efforts are made to have it appear as if the
local editor were unmindful Of the public interest in forever boost
ing for new avenues of learning. But let US lift the professional
curtain so that you may see there is usually helpful thought
behind the writing of an editorial.
The growth of population places succeeding generations at a
disadvantage. Original stores of natural wealth are being de-
pleted. They must be constantly replenished.
Carefree folks say that by the time exhaustion is in sight
we will have taken care of the situation some other way; that
when a new fuel is f found, coal and mining wont be necessary.
And there exactly is the point. The great need of the hour is
for invention, for scientific research, for discovery, for ingenuity,
for the development of all those characteristics that can find
root only in the trained and educated mind.
Unless we invent and discover new methods of production
and distribution in excess of our consumption and destruction,
life will soon become unbearable and prices will rise to a point
where human existence will be a burden. I.
That is why we always boost the schools, even when they are
hard to pay for.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1923-07-20

federal Reserve Copied

f~L"
Eeru is the first country In Latin
America to reorganise its banking
system according 10 Federal Reserve
principles by the Enactment of the
Federal Reserve Act Of Peru to de
velop the country.'s resources alons
modern lines OF financing. Peru's new
banking system is modelled after the
United States Federal Reserve. with
notifications such as the banking
conditions and general financial sit
uation there require. II provides for
the creation of a Federal Reserve
Bank in Peru. The directorate OF this
bank is to be composed Of nine mem
bers. three Of whom are to be desig
mated, by the Government and the
other six are to be elected by the
member banks.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1923-07-20


Banks are said to deal in credit.
The word credit" has various mean
ings. When you deposit money, our
account receives credit" for that
amount. When a man horrows money
on his note at the bank, he is granted
credit" When a railroad, a manu-
featuring concern, a town. or a gov
eminent, issues bonds, it uses it's
credit" When anyone buys goods
without paying cash, at the time of
purchase, credit" is granted. With
out credit, our present day business
system could not exist.
Credit Is possible only where peo-
pie have confidence in each other,
and confidence can exist only where
good character exists. Every success
full business man looks upon his credit
standing as a most valuable asset,
and he maintains it by square dealing.
To get credit a man must pay his
debts, OF it soon becomes known he is
not of good character and not worthy
of confidence. Those from whom he
would buy refuse to trust him and the
banks decline to grant him credit.
Then come business failure and a long
and live down the past.
More Than. Honesty Needed
Honesty is not the only factor in
volved in credit. For instance, Mr..
- f1rt, ~ nvnnl1nnf
morals, who has enjoyed a fair in
come for many years, sees an oppor-
tunity to purchase a business. He
requires financial assistance. He calls
on a banker and asks, for the neces-
sary credit. The banker asks the ma
ture of the business, what it will cost,
and what Mr.. Jones can command in
ready money, or other. resources, but
learns that he has no money or prop.
erty of his own.
II is clear that MIR. Jones lacks
ability to manage his affairs wisely.
He has not had enough strength Of
character to save money by adapting
expenses to income, and therefore has
not proved that he could make finan-
cial progress. Moreover, IL men do
not invest some OF their own money
In the business they usually lack in
centive and become easily discour-
aged. 1t would be unwise for anyone
to assume such a financial risk. and
MIR. Jones probably would fail to get
credit from the bank. He must give
up his opportunity to some one else
who has saved money.
Banks are public servants, but that
does not obligate them to serve those
who are unfair. in business or lack
ing in the great principles underly-
ing succ. IS. To be known as a care
full and thrifty person is the best
assurance that the bank will extend
financial help when needed.
Many people think that one should
shun debt like the measles. They
fail to Distinguish between wise and
unwise debt. 1t is wise to use credit.
that Is, go into debt, to buy homie.
Such debt encourages thrift. A stu
dent may wisely borrow money need
ed 10 complete his education. II is
an investment that shohld pay divi-
dends In greater success. Another
wise use Of credit Is borrowing
to bus good bonds. such as Liberty
Bonds, paying $2J down, borrowing
y -~
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1923-07-20
the SECRET OF WHY SOME MEN
OBTAIN CREDIT, BUT OTHERS CAN'T
Various Meanings of Credit-The Way Character Begets
Confidence and Opens the Way to Trust-Thrift
and Honesty the Basis Of Banking.

The secret of why some men can readily obtain credit,
while others are unable to borrow a cent, is disclosed in the
present article prepared by the Committee on Public Education
of the American Bankers Association. 1t tells an interesting
cess, was nonplussed by his inability to borrow and had to pass
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1923-07-20
Justice Needs a New Dress

We are prone to criticize the metropolitan press for its
sensationalism, which in the light of our peaceful lives and
environment seems strange and is abhorrent to us. Perhaps we
are so far removed from the spectacular in life that we have
come to regard actual news records as coorful imaginative
writing. We should, however, be thankful for the Imagination
shown in some Of the metropolitan comments on the news of the
cities, for it may serve to arouse the people to a deeper sense
of old-fashioncd American justice.
Commenting on the trivial sentence given to two New
Workers who stole Sc, 100000 from their gullable customers,
Arthur Brisbane sets down the following motto: IF you want
to steal in the United States be a wholesaler: this is no place
for a retail thief" =
Some persons may regard this as rabid literature. Actually,
however, it seeks to drive home the fact that the sooner Dame
Justice puts on togs more in keeping with the times, the less
reason will there be to worry about the spreading of unrest.
Nothing can be more helpful to the nation than sharply calling
to public attention any indication that there is one law for the
rich and another for the poor.
The public mind is rapidly reaching the boiling point. With
political leaders responsible for the appointing and electing Of
our judges, and the exhibition of justice we experience as a
result, no wonder party lines are breaking down.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1923-07-20

Miss Margaret Woodrow Wilson,
daunsnter of the former President.
has entered the advertising hlsi-
ness in New York. The photo WAS
taken her first day al her new joh.
which she says sis o business which
has always interested me-"
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
Hog Cholera On Increase
In Worcester County

Hog cholera is on the increase in
the northern portion of the county
Eight or ten cases have developed
during the last week in Sinepuxent
Ocean City, Taylorville, Friendsh'"
Berlin and Indiantown vicinities. 1t
is very important that people living
i'll these neighborhoods keep close
rigilance over, their herds to prevent
a loss from this disease.
DR.. Mclaughlin 'and the County ag-
ent have made numerous visits where
sick hogs have been reported and in
some places find conditions rather dis
-couraging. 1t is very important at
this season Of the year when the hogs
are nearly ready for the pork barrel
to use every precaution.
The use of hog cholera serum now
will likely carry the hogs through un-
til killing time and will serve IS a
very cheap insurance. Serum can be
had at cost by applying to the County
agent at Snow Hill.
Anyone knowing of sick hogs will
please report same either to DIR. Nc
~, or E. I. Oswald, so that an
investigation can be made.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
Six Hundred Persons See
Scout Troop Organized

Crisfield turned out 900 strong at
the installation of the Boy Scout
Troop in that city, Monday Septem-
Der II. The organization of the Boy
Scout Troop was one Of the features
of Boys week now taking place in
that city. The Boys Band of Law
sonia, led by Rev. Miller, followed by
Troop 1, of Pocomoke City, marched
through Crisfield at 7.30 and entered
the Community building at 8 o'clock.
Snow Ward was chairman Of. the
evening and introduced Dr.. C. E. COL
Inns, Scout commissioner of the East
ern Shore Council Boy Scouts of A
merica. DR.. Collins delivered a de-
lightful talk, interesting to the people
of Crisfield especially the boys. After
which he, was presented with the
Scout commissioners badge by Fred
erick Holloway, the youngest Boy
Scout in Somerset county.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
Dr.. Hall Recovering
From Auto Accident

DIR. r. Lee Hall is again on the
street, somewhat SCARED up, but on
the road to complete recovery. In the
auto accident recently referred to in
these columns, the Doctor was thrown
violently forward on the steering
wheel. At present he is suffering
some inconvenience from the impact
against his chest; but he is not anx-
ious about this and feels that the sore
ness will soon disappear.
His friends are gratified to know
;ti1at he is we'll enough to leave his
room, and that he was fortunate
enough to escape more serious injury.
Our physicians are, practicing the
Biblical injunction, "Heal thy self"
these days. Drs. Parker and Sa1tor-
ius have also been on the sick list,
but are again able to be at work
These men are greatly missed when
housed, and they are just the soine-
bodies who should never fall i'll.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
her Wins Five-State
Ease Ball Champion
Second Petticoat Minstrel
ReUue Octobet II And IL

Another treat is in store for the
amusement lovers Of Pocomoke' City
and vicinity, when Crescent Chapter
No. A, Order Eastern Star, present
their second Petticoat Minstrel Revue
On October 11-12.
The big success attained by the
ladies with their first venture is still
fresh in the minds Of many, and the
Chapter is going to endeavor to outdo
their former offering, if possible.
A large cast of nearly 100 local
players are to take part, including
Pocomoke's best talent. "Step Lively
this years offering is all new, and the
program consists Of many unique and
attractive features.
The Wheeler Producing Company,
well known here, will be at the helm,
, hich is a guarantee of an entertain
ment of the highest order. Rehear-
sails are to commence on Sept. rs.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
Local And State Police Join
In Further Clean-Up Move.
Detective Worked Cases
FIVE MEN GIVE BAIL;
OTHERS ARE HELD

AS a further step in cleaning up
the town, seven men were arrested in
focomoke City on Wednesday and
taken to Snow Hill for hearing be-
fore Justic McAllen. ~
These men were charged with SELL
ing liquor and some of them with hav
ing illicit liquor in their, possession in
violation Of the State laws covering
such crimes.
Those arrested were Frank Phillips,
George Collins, Ingalls, R. Melvin,
Lloyd Phillips, Mitchell Hickman,
William Reid and George Pusey.
Hickman is held .on five charges,
Reid and Pusey on two, and the others
only on the one charge, of selling
liquor.
Detective Chase has been working
in Pocomoke City for some time in an
effort to clean it up, and when he be-
Heyed he had the evidence. on them
the men were arrested by Sheriff w.
O. Shockley, Deputy Sheriff E. D.
fruitt, Deputy Parks, Deputy Mes
sick, Officer BEll, of Pocomoke City;
Railroad Detective Walter w. Nelson
and State Officers w. C.. Hanlv and
r. H. Witter.
Melvin, Pusey, Collins, Lloyd Phil
lips and Hickman gave bond for their
appearances at court, while the others
are lodged in jail in default. of bonds
OF $500. on each charge awaiting the
action of the grand jury.
The raid was made in a quiet man.
ner and only few of the -townspeople
knew of it until after the arrests had
been made. &
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
ROTARIANS WILL GO TO
GETTYSBURG NEXT WEEK
DR.. Sartorius And H. M. Walters To
Attend District Conference Of
Rotary Club Executives

Norman E. Sartorius, president,
and H. Merrill Walters, secretary of
the Pocomoke City Rotary Club will
gC to Gettysburg, Pa, Friday and
Saturday, September % and 20 to at
tend a district conference of Rotary
Club executives called by Governor
George w. Bahlke, Baltimore, head Of
the thirty4fourths- Rotary district,
cor prising parts Of Maryland, Penn
syivania' and West Virginia and the
District of Columbia.
= Gettysburg was given the confer
ence according to information receiv-
ed here from Governor Bahlke, on the
strength Of it's record of twenty-three
consecutive 100 per cent meetings.
There are 81 members Of the Gettys-
burg club and every member has at
tended either the luncheon of his own
club or some other club every week
for % weeks. The Gettysburg club
is out for the international Rotary
attendance record, it is learned.
Entertainment features of the con-
ference at Gettysburg, according to
information received by. officers of
the local club, will include banquet
Friday evening and trip over the
Gettysburg battlefield Saturday af-
ternoon with official government
guides. The Gettysburg battlefield
comprises 38 square miles and covers
24,46O acres of land,. with 81 miles OF
government maintained roads and
$500 acres of land in road and me-
mortal sites. There are now 1896
monuments on the battlefield.
Committees of the Gettysburg Ro-
tary Club are actively at work on ar
rangements> for the conference in an
effort to make it, a Rotary event long
tc be remembered by those who at
tend, according to news dispatches re-
ceived here.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
Seven Arrested In Dry
Raid In Pocomoke City
Miss Byrd Entertai1,s
The Junior Card Club

One of the most delightful card
Parties which has taken place. recent
ly occurred Friday morning of last
week when Miss Louise Byrd enter
tanned the Junior Cart Club and a
Lumber of her friends. Among the
invited guests present were:
Mesdames E. Wilfred Ross, Albert
A. Parker, Claude Davis, w. Sidney
Stevens, John Stevens, Farrell Bowen,
James Crockett, Eugene MaddoxsJas
Dryden, G.. E. Powell, Allan School
field, Jay Cullen, Roger Landlord,
John Clarke, Robert Lane, Clinton
Duncan, Mark Callahan Griffin Cal
lahan, Ralph Gordy, Norris M.
Young, and Misses Anne MacM.
Lloyd, Rosemary Stevens, Anne
Blaine, Mabel Davis, Willie Walters.
Bertha Walters, Mildren Clogg, Mary
Scott, Edna Callahan, Isabelle Veasey,
Margaret Wilson and Clara Coston.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
MARYLAND UNIVERSITIES
GIVE FREE SCHOLARSHIPS
Members Of Headquarters Company
Eligible Given To Encourage
Enlistments In Guard.

Captain Godfrey Child of this city,
in command of Headquarters Compa-
ny Maryland National Guard, has
been advised by Department head
quarters that the University Of Mary
land and Johns Hopkins University
have both awarded two free scholar
ships to the Military department of
Maryland.
The two scholarships to the Univer-
sity of Maryland amount to $4OO and
the only charges required will be $19
a year and the cost of books. The two
scholarships to the Johns Hopkins
University require $50 year and the
cost of books. All of these scholar
ships cover board, room and laundry,
2nd the only requirements are that
the men selected must be citizens of
MdfyIanQ.
These scholarships have been given
10 encourage the enlistment in the
National Guard of the most desirable
young men in the high schools of the
State.
Those contemplating taking advan-
tage Of this liberal offer should see
Captain Child at an early date.
The local Guard has been steadily
growing in favor since it's organiza-
ton, there being eight enlistments
since the company returned from
camp in July. The maximum strength
Of the company is Al and at present
there are 80 enrolled. Drills are held
each Thursday night at 8 o'clock in
the Beauchamp, building.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
QUADRENNIAL ELECTIONS
SHORTENS OFFICE TERMS
State And County Officials Elected
This Fall Will Only Serve For !.
Three Years.

Owing to the quadrennial elections
amendment to the State Constitution.
state and county officials elected this
fall, including the Governor, will serve
for only three years. Judges of the
Circuit Courts and of the Supreme
Bench of Baltimore city are an excep-
ton. @
One year will be cut from the terms
Of the Governor and Attorney Gener-
al elected in November. Three years
will be cut from the usual six-year
term of the Clerk of the Court of Ap-
peals. The Comptroller will be elect
>ed for three years, which is one year
more than the previous sterm for that
office and one year less than it will be
after the election of 1926, in which
year the quadrennial plan for State
elections will begin to operate.
State Senators elected in 1923 will
serve for three years instead of four.
Members of the House of Delegates
elected this fall will serve for three
years instead of two. There will, be
only one regular session of the Gener-
al Assembly-that of 1924.
Clerks of Court and Registers of
Wills elected in November will have
terms of only three years-half the
period hitherto customary. ~Sheriffs
in the counties will rain aVear by be-
ing elected for three years and the
Sheriff of Baltimore city will lose
year.
States Attorneys, judges of the Or
phans' Court and other officials ordi-
narily elected for terms of four years
will be elected this fall for terms of
three years.
Beginning with the elections of No
vember, 1926, all state and county of
ficers, with the exception of judges
of the Circuit Court and the Supreme
Bench and the member of the Court
of Appeals from Baltimore city, will
be elected for terms of four years.
Worcester Democrat and the ledger-enterprise. (Pocomoke City, Md.) 1921-1953, 1923-09-22
FUSION CANDIDATES
TO OPPOSE DEMOCRATS
Peoples Party Name Ticket AT
Meeting Thursday.-Pilchar
Candidate For Treasurer

By advertisements in the county
press and handbills distributed last
Saturday the citizens. of Worcester
county were invited to assemble in
Snow Hill September 20, for the pur-
pose of nominating candidates. in op-
position to the regular Democratic
ticket, and on Thursday afternoon a
number of voters from the various
idistricts9of- the. county assembled in
Mason's Opera House in response to
the call. =
Speeches were made by several of
the voters present commencing the
records of the Peoples candidates in
the past and the records made by
those elected from the Peoples ticket,
after, which the following men were
nominated as candidates forsthe COM
ing election in November:
/. County Treasurer Henry B. Pilch-
ard, of Pocomoke City.
= States Attorney-William G. Ker-
bin, of Snow Hill.
Sheriff Harry w. Bowen, of New
ark. ~
County Commissioners-W. B. S.
POWELL, of Ocean City, and Robert N.
Stagg, of Snow Hill. No candidate
was nominated in the First Election
district to oppose Charles L. Mason,
the regular Democratic nominee.
Legislature - William E. Tull, of
Stockton, and Edward S. Furbush, of
Berlin. The THIRD legislative candi-
date, which by time hono1sd custom
should come fren Pocomoke City, was
not nominated.
Judges of Orphans Court-John S.
Gordy, Of Pocomoke City; Littleton B.
Kitchens, of Bishopville; and William
o. Dickerson, of Coulbourne's district.
Following the nominations the can
Gidates were called on for. speeches
and were warmly received by the au-
dience. - ,