davidaulloa/AmericanStories huggingface dataset:
Evening star., 1923-10-21
HOW A POOR MAN CAN GET AHEAD
True Stories of Wage Farmers and SaIaried Men and
Women Who Have Found the Road
Financial independence.
By Samuel o. Rice, Educational Director.
Investment Bankers Association of America

ing to get ahead. 1 was an orphan
at six weeks and a newsboy at six
years. l found out terribly early
by for bad luck. I got $500 ~ a Year
when | entered the postal service.
regularly put by at least 10 per
cent every day. Put it in a savings
account; When I'd get few hum
How'd L know what securities
kto buy? didn't and don't. But l
can read the newspapers, can't 1?
I've never forgotten that you don't
ges shsr something for nothing. I know
formed investors like me-read of
rake oil promotions and bucket-shops
IN the papers. l simply looked and
| asked for reliable investment security
dealers until l was sure I had a good
dealer he picks my investment Sc
curities: didn't pick my investments
L picked men who made business of
picking investments, and who / was
dead sure were honest and knew
their business. That's all there is
How old am I? Oh, not so old
was in the Navy during the war.
That was the first time we ever
used any of our interest. My wife
lived very comfortably on it while
l was getting $50 a month in the
Navy. Before that, every interest
payment went into savings and then
into more bonds. The second time
we spent interest money was when
we went to Europe after the war.
We We're in France. England. Italy,
Denmark, Germany and Sweden for
seven months. My Investments yield
around per cent. i never tried to
get big interest. You don't get
something for nothing. I never
bought stock on margins. I've never
lost a penny in my investments. 1
made 1t my business to get good.
honest investment advice from hon
Is to it,
Evening star., 1923-10-21
BETTER TONE IN BONDS.
Saturday Trading, However, Falls
Off in Volume.

NEW YORK. October 2o.-whiIe the
volume of trading fell off slightly,
the tone of today's bond market inn
proved sharply. Active United States
government bonds moved rather slow
ly with net changes practically neeii-
gible. Little interest was displayed
also in the foreign issues, which,
however, held firm. High grade in
Vestment railroad mortgages were
bought in increasing numbers at mod
erately high prices and the same was
true of the secondary issues.
Domestic Industrial lines, while not
SO active, also moved forward as a
whole. the rally covering wide as
sortment of bonds. One of the few
exceptions to the upward movement
was the Kelly Springfield SIS, which
declined fractionaIly to new low
for the year. II was reported that an
offering Of $2.000.000 ten-year I per
cent covertible sinking fund coliat-
eral trust notes of the Pillsbury Flour
Mills, Inc, of Delaware, would be
made Monday. The company owns
the stock of the Pilisbury Operating
Company.
Evening star., 1923-10-21
Dentistry in Old Japan.
From the Manchester Guardian.

'oa the u1hcncster GuaFolan.
The dentists in Japan's large cities
nave been trained on western prin-
clpies and are as highly qualified as
could be wished. But in remoter dis
trlcts and among the simple people
very different modes of treatment
exist. This Is especially true Of
dentists. and the Japanese who ask
Tor an extraction from one of these
VIII at least be spared the sight Of
the instrument of his torture. For
the dentist pulls out the tooth with
mis- fingers, and needs no instrument
at ALL OF course 1t needs long prac-
tice to be able to extract a firm molar
by this means. And to attain 1t the
dentist Is apprenticed to q master. A
board OF pine wood lies on the
ground; holes are bored in It. and in
each stands a little peg of soft wood.
These the student must pluck out
with thumb and forefingsr. When
he Is perfect In this he Is promoted
to an oak board and oak pegs, then
to seasoned wood into which pegs
have been driven with a hammer.
When he can remove these without
twisting or shaking he Is qualified,
and no wisdom tooth can withstand
him. A capable athlete Of this kind
can extract half a dozen teeth in a
minute without removing his fingers
from the patients mouth.
Evening star., 1923-10-21

fThis ia the FIRST of . series Of twelve
stories Of wage eafnsrs ns aha tSe ao,d to nancs
independence. The second Will appear IN Mon-
days star.)
That 5000, 100000 cash balance
Henry Ford is said to carry. and
how he got 1t, that's interesting
reading. It's instructive to read
how John d. Rockefeller. Charles M.
schwab, George F. Baker. John G..
Shedd and a score of other shirt
sleeve millionaires came up by their
own, sheer, unaided ability. Maybe
another Rockefeller or Schwab or
a Baker can read 1t and nnd the
of men and women, everyday folks
who haven't Rockefeller ability.
are asking themselves. How can
I get ahead, give more to my
family, own a home, have an as
sured income Tor Ola s age9 ,.
to wage earners and small salaried
men and women, mail carriers, teach
ers, ministers, clerks, a washer
woman, and 1 have found a surpris-
ing number who have accumulated
enough money to be wholly or partly
financially independent. Their way
of getting ahead is doubtless more
practical for the average person than
that of Ford or Rockefeller. every
instance recited herein is absolutely
true. The names are changed en-
tirely. in Difference to the wishes r,ss 6 Of #
these twelve, average, everyday
folks who have got ahead or are well
ON the road. give first the post
mans story. He has never earned
more than $500 a year. yet he and
his wife could AFFORD. and took. a
seven.month vacation tour of Eu-
rope. The postman's story:
"You don't get something for
the first big thing I learned in try
Evening star., 1923-10-21
HOPE TO REDUCE WASTE.
Commerce Officials Give Aid to
Hardware Men.

ATLANTIC CITY. October 20.-Fur-
ther standardization to eliminate
waste in the manufacture of hard
ware was planned today by the
American Hardware Association and
the National Hardware Association
as the result of visit to their an
nual convention here today Of Irving
). PAUL.. chief of the domestic COM
merce section of the Department of
commerce, and A. Z. Foote, head of
the division of simplified practice.
speeding up of production also re-
ther consideration from joint COM
mittees.
Secretary Hoover sent his two aides
here to confer with manufacturers
and wholesalers on the movement of
goods from the factory to consumer.
In an effort to arrange for eIimina,
tfon of needless costs.
Evening star., 1923-10-21
PRODUCE MARKET.

BALTIMORE, Nd, October 20 (Spe-
cia).-Due to continued light re-
ceipts of strictly fresh native and
day to AZ cents a dozen. with pros
poets Of further advances next week
II receipts do not increase. A good
and constant demand prevails. keep
ing the market practically bare oi
desirable stock. But buyers are
rather critical. and prompt shipments
are advisable to command top values
as all held stock has to be sold al
discount.
The general live poultry market
rules easy. as receipts have run heavy
the past week. with demand only
moderate. and values rule lower with
prices mostly in buyers favor. Large
springers bring % a pound. small to
medium, 20a21; while leghorns sell
II to 19. Old hens are selling % to 2i
as to size. and small leghorns II to
Is. Old roosters continue plentiful
ut 14al5. Demand for ducks is fairly
good. where they run large and fat
and under only moderate receipts the
market rules steady at 81 to 25. but
small and poor stock is slow sale al
f7a1S. Pigeons easy at 20a25 a pair
but guinea fowl is in light receipt
and firm at 65 each for large and 40
to 30 for small.
White potatoes continue in ample
receipt. and under only fair demand
some accumulations are noted. hence
market rules easy at LIS to zoo
per hundred pounds. and rs to LOO
for No. 2 stock. Hundred fifty
100 to 1.25 for No. 2s. Sweets and
yamS in fair receipt, but ample for
the demand which is better for white
vans than for sweets, but stock must
run regular TO bring top quotations
of 2.25 to 2.75 barrel as ungraded
stock will not bring over LOO to 1.25.
Bushel stock sells Is to 100. and
baskets 25 to as.
Native and nearby garden truck
still cominf in fair receipt and with
demand slow values rule easy on most
lines at the following quotations:
Beans, 100 to It's bushel. Limas,
1.75 to 225. Beets, 200 to 400 hun
dred. Broccoli and kale, Is TO 20
hushel. Cabbage, 400 to 500 hundred.
Savoy. so to so bushel. Carrots. 400
to 500 hundred. Caulifiower. 800 to
rs to 125 bushel. Onions. 200 to 1926
per hundred pounds. Oyster plants.
500 TO 500 hundred. Peppers, 25 to
so As basket. Pumpkins. 500 to 1000
hundred. Spinach, 40 to So bushel.
Tomatoes, 40 to SO As basket, and
so TO IS bushel for packing stock.
Turnips, 40 to so bushel.
The apple market rules easy under
continued liberal receipts and only a
fair demand prevailing for packed
stock. Loose stock selling very slow
and low. Standard brands of packed
stock bring 800 to 4.50 barrel and
200 to $50 for No. 2s, while bushel
stock sells SO to 1.25, as to quality
and condition. Loose stock will not
bring over 1.50 to 200 barrel. so to
rs bushel and 90 to 35 4-8 basket.
Native and nearby Keifer pears are
plentiful and meet with only fair sale
at 10 to % As basket.
Evening star., 1923-10-21
LIVE STOCK MARKETS.

BALTIMORE, Md. October 90 (Spe-
cial).-With the exception of veal
calves the general live cattle market
rules quiet and easy, with values in
buyers favor. Receipts being ample
and only in moderate demand, that is
centered on cattle of first quality.
Calves in light receipt and in good
demand, except where stock runs
heavy and rough. Quotations today
at Light Street wharf:
Beef cattle-First quality, lb., to
2. Medium, s to z. Bulls, as to quail
ity, 4 to 6. Cows, choice to fancy,
to 6. Common to fair, to 4. Oxen,
choice to fancy. per head. 5000 to
$500. Common to fair 5000 to SO. 90.
calves. veal, choice. lb.. 12h to 13.
Ordinary to medium. 10 to IL. Rough,
to ).
thanksgiving, choice, 12 to 1s.
Fair to good. 10 to IL. Common, thin,
s to 8. Hogs, straight, s to 8. Sows,
to z. Stays and boars, 3 to 4. Live
pigs, as to size and quality. to 10.
Shoats. as to Size and quality, to s.
by the Associated Press.
NEW YORK, October 20.-Cattle-
e:25: state bulls, 3.00a4.75; cows,
1.25a4.50.
Calves-Receipts, 70; steady: veals,
13.T5a14.00; culls and little calves,
7.00aS.00 buttermilks and grassers,
45ca5.00.
Sheep anH lambs-Receipts, 200;
steady; sheep. 5.00a6.00; culls, 2.O0a
! 800; lambs. 10.00a13.25; culls, 6.50a
500.
Hogs-Receipts, none; steady; light
10 medium weights, 7.75aS.00; pigs,
7.50a7.65; heavy hogs, 750a7 so;
roughs, 6.25a6.5o,
Evening star., 1923-10-21
LIVELY WEEK ON CURB.
Several Issues Establish New High
Records.

NEW YORK, October 2o.-There
were wide movements and heavy trad
ing in a number of industrial issues
traded in on the New York Curb Elk
change In past week, some stocks pe-
ing established at new high records.
The heaviest dealings were in Park
& Tilford, which moved up points
to 3l8. McCrory Stores, new stock,
was directly Influenced by the extra
dividend Friday and also made gain
of more than points. Both those
stocks were established at new high
prices Candy Products, new corpo- :
ration. was traded in when issued
around u.
The motor stocks were in supply at
concessions. Ford Motor of Canada
yielded II points, to AT, and Checker
Cab was down more than a point.
There were wide fluctuations again in
Gillette Safety Razor, which advanced
to 273, but reacted after that move
ment. Hudson Company preferred,
owning large amount of Hudson
and Manhattan issues, moved up more
than 1 point to 17@. The coal group
was traded in on a moderate scale.
Reading issues showing declines of
around 1 point, while Glen Alden
made a moderate gain and Delaware.
Lackawanna and Western moved up 1
point.
Standard Oil issues were fairly well
held in spite of the further reductions
in gasoline in several sections.
Evening star., 1923-10-21
business Barometer.

While there are no weekly figures
of a definite nature on production, yet
the curve is upward Wholesale prices
also show q fairly definite movement
upward on most commodities. On
basic commodities also the curve is
rising. Cotton, copper, brick, wool,
pine. pig iron, rubber and silk show
Improvement, while there are de-
clines in hides and petroleum.
Changes in Europe's affairs are ap-
parentiy for the better. II is prob
ably a favorable development that
Chancellor Stresemann has become a
virtual dictator for the time being,
and has decreed a collection of taxes
in gold. government retrenchment
and an end to the printing of paper
money.
Secretary Mellon and the experts
of the Treasury Department declare
that while conditions are bad in Ger
many they are by no means as bad
as they seem, and there has been
distinct advancement in other coun-
tries.
Evening star., 1923-10-21
REPLY BY PEERLESS HEAD
Collins Admits Pay Totaled S6,25o
Every Two Weeks.

CLEVELAND, October 20.-Richard
II. Collins. president Peerless Truck
and Motor Company, has f1led an an
swer 10 suits filed by David Rockwell
in behalf of minority stockholders.
and enters a general denial of claims;
Admitting his pay totaled $3.50
every two weeks, Collins says that,
although his contract called Tor a
bonus Of SOS a car in addition, he col
lt.cted only about one third of the
amount in 1922 The suits demanded
that Collins pay back s5S7,5oo re-
ceived for assets of the Collins Mo-
tor Company and $4,000 bonus mon
ey in 1922 This claim was based on
the charge that stockholders had not
approved the contract. Collins re-
plies that the contract was approved
by the directors and by holders OF
$4,000 shares of stock, only hfty
shares dissenting.
Evening star., 1923-10-21
The Pilgrimage.
From the Ohio State Journal.

fUIh tne Uhl0 State Journal.
When the faithful followers Of Mo-
hammed reach the Holy City on a pill
grfmage they must be garbed in
seamless cloth, must have four baths
before they go to kiss the black
stone, then must travel seven times
about the city, three times running
and four times walking. then must
hills, then must go to Mount Ararat.
stand on the summit all afternoon
and repeat their prayers. then return
to Mecca, on the way stopping at q
village to sacrifice goat. sheep or
a camel. then cast seven stones at
each of several cairns. Then they
may shave and cut their nails, the
pilgrimage having been concluded.
Evening star., 1923-10-21
COFFEE FUTURES GAIN,

NEW YORK, October 20.-The mar
ket for coffee futures opened at an
advance of 4 to 6 points and ruled
generally steady on very small vol
ume of business. December sold at
9.24 and May at S.2S, making new high
ground for the movement, and the
close was well up to the best, show
Sales were estimated at 10000 bags.
October. 9.65; December, 9.23; March
S.5S; May, S.25; July, S.02; September
LII
Evening star., 1923-10-21
COPPER PRICES STEADY.

NEW YORK. October 20.-Copper
has been steadier during the past
week, owing to the better tone of
the London market and a slightly
improved volume of buying for both
foreign and domestic account. The
demand seemed to be falling of again
toward the end of the week. but
prices were quoted steady today at
12X for .electrolytie. with some of
the producers asking 1900 Iron un-
changed.
Evening star., 1923-10-21
C0TTONSEED OIL HIGHER.

NEW YORK, October 20.-Cotton-
seed oil was active and higher. some
positions reaching new highs on
urgent demand from shorts and new
outside buying. inspired by bullsh
crop advices, firm crude and the
strength of lard. After advancing
16 to 25 points the market reacted a
little under realizing sales. ands al
the close was 10 TO Is points net
higher. Sales. 10000 barrels Prime
crude, $50 (sales); prime summer
yellow spot, l2.00a12.75; October
closed i2l0; DECEMBER, 1880; March,
1890; May, 11.06: all bid
Evening star., 1923-10-21
GOODRICH CUTS PRICES.

AKRON. Ohio. October. 20.-B. F.
Goodrich Company has readjusted
prices to new levels. Silvertown
large sized tires have been reduced
approximately Is per cent and Ford
sizes increased. Company has re-
duced cash discount basis from to
2 per cent.
Evening star., 1923-10-21
EXCHANGES DROP OFF.

NEW YORK, October 20.-Foreign
exchanges also fell back during the
week on reports of internal disturb
ances in Germany and further diff
the reparations question: The cur
rencies of the Scandinavian coun-
tries dropped to~new low records for
the year in reflection of the decreased
industrial and business activity re-
sulting from the loss in German
Yrade
Evening star., 1923-10-21
FLOUR PRICES FIRM,

MINNEAPOLIS, October 20.-Flour
unchanged; shipments, 52,s46 barrels.
Bran. 2S.50a29.00. Wheat, No. 1
northern. 1.13ssa1.19ss; December,
114S; May. 1.19s. Corn, No. yell
low, 98a1.03; nominal. Oats, No. 8
white, SSas a38A. Flax, No. 1, 2.401aa
2.441a.
Evening star., 1923-10-21
Railroad Situation shn Strong.

In the domestic Held stress IS being
placed on the railroad situation as a
result of President Coolidge's decla-
ration on the side of reduced rates
for. coal and grain. This, taken with
the Northwestern roads depressing
statement, have given rise to some
bear activity among the rail stocks.
AS a matter of fact, however, no one
believes that there is any prospect
of rate reduction.
Exports now have oVertaken I'M
ports for the first nine months of the
year which will be cheering news to
many However. Independent of this
the country has given an evidence of
it's ability to consume it's extraordi-
nary output itself in a way that has
astounded observers.
(C0pyright, e. +. c. News Service, Incl
Evening star., 1923-10-21

ers In first hand having quieted down.
Fflling-in orders were placed on
underwear Hosiery for spring sold
at close prices in staple lines. Raw
SILK was easier. Burlaps were steady
Wool goods for mems wear were
quiet and dress fabrics steady.
Evening star., 1923-10-21
BUSINESS TURNS
DEAF EAR T0BEARS
Barometer Shows Some I'm
provement-Exports Over
take Imports.
snecinl pIsnatch to Tn. Star.

NEW YORK, October 2o.--A decIa-
ration by President Coolidge that he
favors a cut in grain and coal rates.
statement by Secretary Hoover that
there will be no unemployment to
speak Of during the winter. the rise
of the Stresemann dictatorship in Ger
many and an announcement that the
printing of paper marks would cease,
a continued steady tone in the field
of productive and distributive busi-
ness, but a revival Of the bear spirit
in Wall street-these briefly were the
outstanding elements OF the week
hl1 Si Il
Evening star., 1923-10-21
SATURDAY QUIET DAY
IN DRY GOODS MARKET
A. A.snc,.ted Press

By the Associated Press.
NEW YORK, October 20.-Cotton
goods were quiet In first hands today
Cray goods were bought in small
way for spot and nearby use with
some contracts under consideration.
Yarns were barely steady, with trade
moderate Knit goods in general were
quiet, the demand for brushed sweat
Evening star., 1923-10-21
MORE COTTON I'm INDIA

India's cotton acreage this year is
$4,000 acres larger than a year ago
an official cablegfam from Calcutta
to the Department of Agriculture yes-
terday shows. The forecast reports
17,S31.000 acres. compared with IT,
$4,000 year ago.
Evening star., 1923-10-21

Jane Addams, tho famous Chicago
social worker, Is mentioned as pos
sible candidate for this years Nobel
peace prize, to be awarded by the
Nobel committee of the Norwegian
storthing next December
Evening star., 1923-10-21
WHEAT POOL READY.

CALGARY, Alta, October 20.-The
Alberta wheat pool will receive wheat
from It's $4,000 signatories beginning
Monday, October 20, 1t is announced
by the provisional board of seven
trustees
Evening star., 1923-10-21
MORE GASOLINE CUTS.

DETROIT, October 20.-The Stand
ard OIL Company of Indiana and the
Sinclair Refining Company have
met reductions of cents q gallon by
independents in Detroit.
Evening star., 1923-10-21

Five prominent women were fined
in one day at the New York custom
house for bringing in fur coats from
abroad without paying duty on them.
Evening star., 1923-10-21

The difference between sign
painter and an artist is that the sign
painter eats.
Evening star., 1923-10-21
Better Business Program.

The financial program of the Bet
ter Business Bureau is to be launched
here during the coming week along
the same lines as the successful cam
paign conducted in New York. Cleve-
land, Boston and other cities where
the Better Business Bureaus have
promulgated the Before You Invest,
Investigate" slogan.
At meeting just held of the board
of trustees of the bureau, Howard NJ.
Cool. director, outlined in detail the
program and its history. Joshua
Evans. jr. OF the Riggs National Bank
presided at this meeting.
The Before You Invest. Investi-
gate" program had its inception
some years ago when II was found
that many promoters of fraudulent or
worthless securities were legally and
technically within the law" Pur-
chasers of worthless securities often
times had as the only means of res
titution in civil courts, which Is not
only expensive but rarely Is 1t pos
stble to locate the promoter once the
securities have been fioated.
Prosecution, of questionable pro-
moters Is seldom practicable. In some
instances, companies are organized
for the sole purpose Of floating stocks
and yet technically the company Is a
lawful speculation. While misrepre-
sentations occur. they are difficult to
| prove by testimony in court. Many
stocks are sold by high pressure
methods, the main selling talk being
promise Of large returns. A prom
/ ise, however, is not better than the
one who makes the promise. and is
not a guarantee of fulfillment.
Aims to Protect Investors.
1t has been found, because of these
facts, that to protect the inexperi-
enced investor from fraudulent and
: high pressure sales methods that a
preventative rather than a cure must
/ be evolved The Better Business Bu-
reau believes that the great waste of
money intended for legitimate busi-
ness investments can be prevented by
educating the uninitiated investor to
thoroughly investigate the facts upon
which all fotations of securities
should be based.
The bureau here provides in its finan-
scial program:
First. a thorough and repeated edu-
cational campaign. This will be ac-
complished through cooperation with
organizations and companies employ
ing large number of persons,
through house organs and general
publicity and through printed suffers
to be inclosed in pay envelopes
Second, to aid Inexperienced and
initiated investors to investigate be-
fore they invest The bureau will
help them to obtain the fundamental
facts, but will not attempt to advise
either for or against any security.
There are certain facts which the
experienced investor demands before
he will buy security, and the bureau
Will aid the inexperienced buyer of
securities to obtain the same facts
and will explain their Importance to
those who are unaccuStomed to buy
ing sound securities.
Evening star., 1923-10-21

WE HAVE FOR SALE NOTES IN DENoMI,
nations Of 500 and upward, chiefly secured
in modern residences the value OF which can
he readily determined even by the inexperi-
eGced.
These notes are conseryatvely placed and
hear interest at 8. 61a and re. payable
sem-annuaily.
Prospective purchasers will find US ready TO
explain fully, whether they wish 10 invest
now or later.
1910 New York Ave. NV. Main lloo.
Established 1876.
Evening star., 1923-10-21
Money to Loan

Prevailing interest and commission.
Joseph Weller 4SS No. wash sss 4 4 F NV NV
Evening star., 1923-10-21

(This is the first of series OF twelve
stories of wage earners and saiaried men and
women who have found the road to financial
independence The second will appear in Mon.
days Star)