davidaulloa/AmericanStories huggingface dataset:
The Glenwood post., 1923-07-12
THE MORTALITY OF
SAVINGS ACCOUNTS

The Savings Banks Association OF
Massachusetts has issued a tabulation
made by mutual savings bank in an
average New England town showing
that. of the accounts opened during a
six months period. s5 to 80 per cent
were open at the end Of the period
AT the end Of the next six months
about 10 per cent were open. At the
end OF one year about 60 per cent
were open: at the end Of IS months
about 55 per cent; at the end of three
years about so per cent: and then the
figure rather steadily declined by tc
3 per cent of the original number
each year. At the end Of ten years
about rs per cent of the accounts were
still open. After that the changes were
very small. mostly on account Of death
The Glenwood post., 1923-07-12
Federal Reserve Copied

Peru is the first country in Latin
America to reorganize Its banking
system according to Federal Reserve
principles by the enactment of the
Federal Reserve Act Of Peru to de-
velop the country's resources along
modern lines of financing. Peru's new
banking system is modelled after the
United States Federal Reserve, with
notifications such as the banking
conditions and general financial sit
uation there require. It provides for
the creation Of Federal Reserve
Bank In Peru. The directorate Of this
bank Is to be composed Of nine mem.
bers. three OF whom are to be desig.
mated by the Government and the
other six are to be elected BY the
member bankA
The Glenwood post., 1923-07-12


Banks are said to deal in credit.
The word credit" has various mean
ings When you deposit money. your
account receives credit" for that
amount When a man borrows money
on his note at the bank, he Is granted
"credit." When a railroad, manu-
featuring concern. town, or gov
ernment. issues bonds. 1t uses its
credit" When anyone buys goods
without paying cash. at the time Of
purchase, credit" is granted. With
out credit. our present day business
system could not exist
Credit is possible only where peo-
pie have confidence in each other,
and confidence can exist only where
good character exists. Every success
full business man looks upon his credit
standing as a most valuable asset,
and he maintains it by square dealing.
To get credit a man must pay his
debts, or it soon becomes known he is
not of good character and not worthy
of confidence. Those from whom he
would buy refuse to trust him and the
banks decline to grant him credit.
Then come business failure and a long
uphill fight to get on his feet again
and live down the past
More Than Honesty Needed
Honesty is not the only factor in
yolyed in credit. For instance, Mr..
Jones, man of forty, of excellent
morals, who has enjoyed fair in
come for many years, sees an oppor-
tunity to purchase business. He
REQUIRES financial assistance. He calls
on a banker and asks for the neces-
sary credit The banker asks the ma
ture of the business. what 1t will cost,
and what Mr. Jones can command in
ready money. or other resources, but
learns that he. has no money or prop
erty of his own.
1t is clear that Mr.. Jones lacks
ability to manage his affairs wisely
He has not had enough strength of
character to save money by adapting
expenses to income, and therefore has
not proved that he could make finan-
cial progress. Moreover, If men do
not invest some of their own money
IN LQe DuSlueSS luey uouahy idSh ~
centive and become easily discour-
aged. 1t would be unwise for anyone
to assume such financial risk, and
Mr.. Jones probably would fail to get
credit from the bank. He must give
up his opportunity to some one else
who has saved money.
Banks are public servants but that
does not obligate them to serve those
who are unfair in business or lack
Ing In the great principles underly-
ing success. To be known as a care
full and thrifty person Is the best
assurance that the bank will extend
financial help when needed.
Many people think tAat one should
shun debt like the measles. They
fail to distinguish between wise and
unwise debt. 1t is wise to use credit.
that is, go into debt, to buy home.
Such debt encourages thrift A stu
dent may wisely borrow money need
ed to complete his education. It Is
an investment that should pay divi-
dends in greater success. Another
wise use OF credit is borrowing
10 buy good bonds. such as Liberty
Bonds. paying $40 down. borrowins
The Glenwood post., 1923-07-12
Injuries.

Rather wink at small injuries than
to he too forward to avenge them. He
that to destroy a single bee should
throw down the hive. instead Of one
enemy would make thousand.
The Glenwood post., 1923-07-12

A writer says the brainy ones all
flock to New York. Well, only the
brainy ones can speak the seventeen
languages required.
The Glenwood post., 1923-07-12

1t isn't safe, in the opinion of Doc
Ould, to judge mans ability and
achievements by the naughty angle at
which he wears his cigar.
The Glenwood post., 1923-07-12
The SECRET OF why SOME men
OBTAIN CREDIT, BUT OTHERS CAN'T
Various Meanings of Credit-The Way Character Begets
Confidence and Opens the Way to Trust-Thrft
and Honesty the Basis of Banking.

The secret of why readily obtain credit
while others unable to borrow cent, disclosed in the
article prepared by the Committee Public Education
of the American Bankers Association tells an interesting
nonpussed by his inability borrow pass
The Glenwood post., 1923-07-12
Caught Unawares

81 guess Pm going to be an under
taker after all, - said the hobo, snatch
ing pair of B. V. DIS. from the line.
The Glenwood post., 1923-07-12
Cut the Vile SANDER

Cut the Vile SANDER
If any little word of ours can make
one life the brighter;
If any little song of ours can make
one heart the lighter;
God help us speak that little word
and take one bit of singing,
And drop it in some lonely vale and
set the echoes ringing.
When we were young, just starting
cut in the world, we were told the
first thousand dollars was the hardest.
Now they tell us that the first million
is the hardest.
Germany can't pay that debt to the
United States until she figures it up
in marks, and that may take several
years.
Maybe Henry Ford could get a lot
more votes for president if he changed
the shape of the hoods and tonneaus
and painted them some other shade of
black.
'The latest thing I have noticed in
men IS clothing,'' said Kenneth Smith,
"is women.'
We Doubt It
Breathes there man with soul so dead,
Who never to himself has said,
When he bumped his shin against the
bed-(censored).
..
The Alabama man who drove too
fast with wagon load Of dynamite
is former Alabama man now.
The Glenwood post., 1923-07-12

A lot of people like to throw hot
rivets when they know the other fel-
low hasn't bucket ready to catch
them.
The Glenwood post., 1923-07-12

Henry Ford WASH born in Ohio and
doesn't know how to play golf, yet
there are some people inclined to be-
lieve that he can be elected to the
presidency.
The Glenwood post., 1923-07-12

Correct this sentence: "I never
really enjoy working in my garden"
said the man, "until the sun gets hot
enough to blister my neck''
The Glenwood post., 1923-07-12

Commenting on the adage that "The
early bird catches the worm," Ollie
Thorson says he never did relish worms
anyhow, SO let the early bird have
them.
The Glenwood post., 1923-07-12

The salesman who falls down gets
up lot quicker than the one that lies
down. Moral: Go to bat on every
thing.
The Glenwood post., 1923-07-12

Snake Steaks Called Luxuriss.
In southern Guinea the greatest lux.
ury that can be placed before guest
Ii a pot OF roast boa constructor.
The Glenwood post., 1923-07-12

The best thing which could happen
to some men to put them on their feet,
says D. G. Belden, is to have their car
stolen.
The Glenwood post., 1923-07-12

Variety 81 Materials for Books.
In the British museum are books
written on oyster Shells bricks. bones,
ivory. lead. iron. copper. sheep-sliin.
wood. and palm lenves
The Glenwood post., 1923-07-12
r-,,.@ in %h. ord

Trust in the Lord and do good: SO
shalt thou dwell in the land. and
verify thou shalt be fed.-PS 37:S.
The Glenwood post., 1923-07-12

The main consideration in the mod
ern marriage ceremony is the money
The Glenwood post., 1923-07-12
LESSON FOR JULY Is
SIMON PETER

LESSON TEXT-Matthew le:1s-1s;
John 21:16-7.
GOLDEN TEXT-"Lord. Thou knowo t
all, things: Thou knowest that l love
Thee."-John 2l;i7.
REFERENCE MATERIAL - John
l:85-42; John ls:1O-11; 20:1-10; 21:1-23.
Acts 2:16.
PRIMARY ToPIC-Peter. the Helper
of Jesus.
JUNIOR TOPIC-The Leader OF the
Twelve.
INTERMEDIATE AND SENIOR TOP
IC-Peter's Failures and Successes.
YOUNG PEOPLE AND ADULT TOPIC
Peters Weaknesses and Strength.
The Glenwood post., 1923-07-12

No, Gladys, the automobile bandits
referred to in the newspapers are not
the ones who work on your car in the
repair shop.
The Glenwood post., 1923-07-12
IMPROVED UNIFORM INTERNATIONAL
Si11aldaySchool q
' Lesson

By REV. p. B. FITZwATER, D. D..
Teacher of English Bible in the Moody
Bible Institute of Chicago.)
Copyright. lsf1. Western Newspaper Union.
The Glenwood post., 1923-07-12

Howdy, Neighbors. 1t took Milton
fifteen days to write one page of a
book. 'Snothing. 1 saw in the paper
the other day where fellow in the
pen spent twenty years on one SEN
tence.
The Glenwood post., 1923-07-12
k+4s++++*4t4-+S.**t*$+$<++
I 7 OCAL POSTOFFICE
FL INFORMATION

Lobby doors open from a. m. to
$3.50 p. m.
Postoffice windows open from a.
m. to p. M. daily, except Sundays
and holidays
OUTGOING MAILS CLOSE
The Glenwood post., 1923-07-12
The Student.

Don't despair Of a student II he has
'~a ~sAA. sA~~ -C.-.--~~.
The Glenwood post., 1923-07-12

"That's no cinch," said the jockey
as he and the horse left the saddle.
The Glenwood post., 1923-07-12

They are telling Russian children
that there is no Santa Claus, but many
will ask, "Well, what is the United
States then?''
The Glenwood post., 1923-07-12

The Alabama man who drove too
fast with n wagon load Of dynamite
is former Alabama man now.
The Glenwood post., 1923-07-12
Official Directory
CONGREsSMEN

CONGRESSMEN
First District. William NJ. Vale
Second District. Charles B. Timberlake
Third District. Guy U. Hardy
Fourth District. 80. Edward T. Taylor
The Glenwood post., 1923-07-12
We Doubt It

Breathes there man with soul so dead,
Who never to himself has said,
When he bumped his shin against the
bed-(censored).
The Glenwood post., 1923-07-12

Germany can't pay that debt to the
United States until she figures it up
in marks, and that may take several
years.
The Glenwood post., 1923-07-12

Howdy, Neighbors. 1t took Milton
fifteen days to write one page of a
book. 'Snothing. l saw in the paper
the other day where fellow in the
pen spent twenty years on one SEN
tence.
"That's no cinch,' said the jockey,
as he and the horse left the saddle.
They are telling Russian children
that there is no Santa Claus, but many
will ask, "Well, what is the United
States then?'
The best thing which could happen
to some men to put them on their feet,
says D. G. Belden, is to have their car
stolen.
The main consideration in the mod
ern marriage ceremony is the money.
Commenting on the adage that "The
early bird catches the worm," Ollie
Thorson says he never did relish worms
anyhow, so let the early bird have
them.
No, Gladys, the automobile bandits
referred to in the newspapers are not
the ones who work on your car in the
repair shop.
Correct this sentence: "I never
really enjoy working in my garden
said the man, 'until the sun gets hot
enough to blister my neck'
Henry Ford WASH t born in Ohio and
doesn't know how to play golf, yet
there are some people inclined to be.
leve that he can be elected to the
presidency.
The salesman who falls down gets
up a lot quicker than the one that lies
down. Moral: Go to bat on every.
thing.
A lot of people like to throw hot
rivets when they know the other fel.
low hasn't bucket ready to catch
them
Caught Unawares
81 guess I I'm going to be an under
taker after all, - said the hobo, snatch.
ing a pair of B. V. DIS. from the line
A writer says the brainy ones all
flock to New York. Well, only the
brainy ones can speak the seventeen
languages required.
1t isn't safe, in the opinion of Doc
Ould, to judge mans ability and
achievements by the naughty angle al
which he wears his cigar.
New Britain herald., 1923-06-15
CHARTER OAK TRACK IS
 FAST FOR HORSE TESTS
speeders Who Will Be Started fin Ray state Circuit Have Tryouis at
 Seighboring Trotting Park.

Hartford. June i5.-chsrter Oak
 Park was in perfect condition Thurs
 day morning for the final workout of the horses which will be started in the Bay State circuit. Roy Martin worked his pacer Guesswork in 2:io and his trotters Hollyrood Fancy and Hollyrood Frisco in 1909. Frisco made his fast trip with Peter coleY and as the last quarter was made in 30 Ia seconds he had the old free for sller strung to his limit. Hollyrood Frisco is q four-year-o He is one Of the most promising young horses that was ever trained at Hartford. Crozier worked Phil Oneil with Gold cn Direct. driven by his owner Fred Beloin in 2:os. Sparkle also worked with Miss .Mcrtie L. In 2:0sh. Rose E. and Peter Striper made a couple ot trips in 2:1l. Fisher aired Tackle in 2;i1 and sister to Belle-at-Law h the same notch. Both Of these are good trotters. They have perfect manners and lot Of whiz The Henry Setser, two-year-old trotter in the Crozier stable trotted In 2;2o. He viii make his first start at Avon. Roy Martins horses will drop into the circuit at Woonsocket.
New Britain herald., 1923-06-15
WALLINGFORD BOXER HAS
 FLOORED FIRP0 TWICE
Maste,k sailor Champ. Lost to Ar genuine Fighter in seventh Round
 Flynn seeking Bouts for Him.

Leo P. Flynn. New York managef Of fighters and near fighters. now comes forth with another phenom, a Nutmeg state product. a native Of the neiehboring village o. Wallirg- ford. Flynn advertises his man. Sailor Maxted. heavyweight cham pion or the L. s. navy. as boxer willing 10 work on percentage and take a chance" Here's who this heavyweight pug is:
 Thomas 4. (Sailor) Maxted. was born in Wallingford, Conn. He Is 24 years Of age. feet III. inches in height. weighs is5 pounds. He served seven years in the United States navy. and while there won the heavy weight championship of the Atlantic. Pacific and Asiatic fleets. being the first to do so since the days of old Tom Sharkey. and has the belts and also letters from Rear Admiral H. B. Wilson. proclaiming him the navy's best.
 Maxted has engaged in i07 battles to date, and has won 5S by k. O. He accepted a bout at a minutes mo- tice to box Luis Angel Firpo and lost in the seventh round after having the South American on the floor twice for the count of nine. Maxted was in no shape. Also lost to Floyd Johnson when he dislocated his knee. Willing to meet both opponents over a gain.
 While in the navy. and on board the L. S. g. Nevada. at Lima, Peru, he met and stopped all the heavy weights of that country when sailors of the Atlantic fleet staged an exhibi- ton contest in the bull ring of that city in return for courtesy shown hem when the Peruvians exhibited | heir national sport in the form of a 1 pull fight. He was presented with a silver loving cup by the president of | Peru, who proclaimed him the cham oion of Central and South America.
New Britain herald., 1923-06-15
Besse-Leland 7ean, IS Ready 10
 Giiue P!ainville Rub on Sunday
Palmer and Mccormick, Formidable Twirlers on Local Team, Have Fine Backstop in Schroeder

Johnny Schroeder, former High school star and in later years a bril- liant performer in seni-pro circles about the state, has been engaged as backstop for the Besse-Leland team and when that outfit clashes with Planville on Sunday at St. Mary's field a really hot game is likely. Lefty Palmer, lately a star with the Flor ida state league, and Mccormick, an other brilliant little beaver, are the bovmen for the B. L. boys and Greg ory, a newcomer, is slated for try out at short field. In practice he has shown up might strong.
 Sundays game will begin at 3:15 D. m sharp, when Mike Lynch will shout play ball.
 The Plainville aggregation will line up as follows; Kilduff, catch; Hyland- Blanchard or Reeves, pitch: D. Bud nick, ss; Wininger ib: Fitzpatrick, 2b; s. Budnick. 3b Landry, If; El- liott, of: Cunningham, If.
 The B. l.. lineup probably will be as follows: Schroeder, catch; Palmer or Mccormick, pitch; Ray Begley, 1b; Nom Bcgley, 2b; Green, Sb; Gregory or Fields, ss Dudack, If; Travers, Of; smith, If.
 The B. l.. outfit had q snappy prac- tice last night and some opposition that has been voiced as to their abil- ity has served as n dandy tonic. They had plenty Of fight and ginger and looked far better than at any other time this season.
New Britain herald., 1923-06-15
Seven Fleet Thoroughbreds
 Entered in Handicap Race

New York, June 15.-The Both running of the Brooklyn handicap, one of tho best known fixtures of the metropolitan racing season, to be held today as the opening feature at Aouaduct. has attracted seven fleet thorough breds Bunting, 1921 Fu- turity winner and ChickSale will run coupled in the Harry Payne Whitney silks. Little Chief and knobbie will 20 as the Rancocas stable entry. Mar tlngale. Hephaistos. Exodus and Overtake are others entered. Ex- tprminator won the event last year, defeating Greyiag and Polly Ann. Grry>ae won in 1921, defeating John r. Gitar and Exterminator.
New Britain herald., 1923-06-15
BRETON GETS VERDICT
 OYER SOLDIER BARTFIELD
Former MciieFwcielt Champion kRoal,, His Opponent to the Mat
 Twice During Their Bout.

New Yora. June l5.--Pertorm!ns for the first time in this section since he lost the title to Mickey Walker last November. Jack Br!t,oH. former welterweIght champion, last night gained the judges decision over sol- d!cr I3ariheld in ten rounds at the opaa!ng Of the Kingsboro Sporting club in Brooklyn,
 The former title holder f.oored the veteran Bar:neld twice and hammer cd the soldier hard during the first six rounds. B:itfon had his man on the canvas ia the second and final rounds. out Bartfeid each time re- fused a count.
 Bartfeld inflicted little damage up- on the former champion. Britton ap- peared in fine condition and stepped about the ring in grca: style. Brit ton weighed i50i2 pounds, while Bartfeld was pound and a half lighter
 Charlie Murray and Herman Hart boxed ten rounds 10 draw, while Benny Cashin knocked out Willie Farley in the second round Of what was to have been another ten round- CT.
New Britain herald., 1923-06-15
CITY LEAGUE STARTS OFF
 WITH WEIRD CAME WHICH
 H CAPTURED BY RANGERS
WILDE HAS CLEVER
 OPPONENT IN VILLA
Filipino Is IirelSs Fighter and Veteran Will Have Hands Full

New York, June is.-Paneha Villa, horn Francisco Guilisde, The tiny
 Filipino who will nse, Jimmy Wilde The Welshman in is-FauRd contest at the Polo Grounds, June is in an attempt 70 win M'ilds's world fly. weight title. is one Of the greatest little warriors the riHg game has known,
 The terror Of all the youths in his native island home Of iloilo. in the Philippines, Nilla was fashioned into boxer in 1918 by an American pa- tron of the game Of hstieuffs. Villa was then r years old. He entered the professional same in the Philip pines in 1919. and for three years he fought without losing a single con. test.
 His early opponents were bartams in four and six round bouts Terrl- ble Pondonr. the ugliest and heaviest hitting little man in the islands: stiff Irineo and Battling Baiaraino. two Of the smartest bantams. were unable 10 defeat Villa. Balarsino tried no less than 10 times and the best he ever got was a draw. George Men dres, the Australian fyweight title holder. was Knocked out by Villa in three rounds in 1921.
 Villa has had unusual success in the United States. He knocked out the veteran Johnny Duff in the elev- enth round of terrific mill in Brook lyn last September and won the American fyweight title. But he los, this bit of treasure several months later to Frankie Genaro. New York Italian. Genaro and Villa fought toe to toe for Is rounds. and Genaro was awarded the judges decision. Some newspaper boxing experts declared, however, that Villa should have re- ceived the verdict.
 Villa lost but two contests before | coming to the United States one | decision to Francisco Conception in four rounds. and one foul to Eddie | Moore. Genaro was the only man to 1 draw an official decision over the | Filipino in this country.
 Villas fighting weight is 1l0 pounds. He Is a tireless. offensive fighter with strong punch in either left or right. His best work has been done at close quarters.
New Britain herald., 1923-06-15

Detroit wallopea Boston 10 ], Heilmann the leagues leading bats men did most Of the Tysers sIammiHg getting three hits. one of them home run.
 Chicago beat Washington 10 s in starting a rev series
 Pittsburgh passed up the oppor. tunity In is league falling before Philadelphia the easiest team Tn either circuit.
 The Pirates lost all their punch and gave Meadows scant help and were found wantinE 10 while New York was dropping It's second straight 10 Cincinnati C 10 ;. The Chicago Cubs recovered their poiso and cvened the series with Brooklyn 10 6. Boston beat st. Louis 10 and their series stands even.
New Britain herald., 1923-06-15
Chant Pitches Masterly Ball and His Team Wins Easily in Loosely Played Contest by Score of l6 to }
Four More Games Are Scheduled for Walnut Hill Park on Saturday After noon.

Before a crowd of several hundred
 spectators. the New Britain City
 league got under way n, Walnut Hill
 park last night, the Stanley Works
 lowing 10 defeat a, the hands Of the
 Hangers hy the score Of i6 10 s. l.
 wasn't much of baseball game for the Stanley Works boys. though they tried hard and did the best they could. were hopclsssly outelnssed.
 Before the game it looked like
 nothing 10 it but the Stanley Works. the youthtulness Of their opponents being noticeable. After the first in- hing however. there was nothing 10 1t and the s. W. team never had a chance. Probably the outstanding feature Of the game vas the fine work Of Chant. the pitcher for the Rangers. This youngster twiried silt edged ball and 6 better team than the Stanley Works would have been extended 10 the limit 10 make anything of his opponents and in the last inning moved them down in one. two. three order. Hyland was the shining light for the losers. He started of aus piciously and, the first man up. clouted out home run. Later. when Siok and kinshall had been pounded off the rubber he was called upon for relief work and in the last inning he too famed all three of the batters who faced him.
 To go into details with this game would be almost impossible, there were so many Of them. Suffice it to say that 1t was very loosely played game. There was plenty of hard hitting and plenty Of errors. while oc- casionally there would be a brilliant play either in the outfield or the in- field. There also was some nifty base 
 Each team showed the need of con- siderable practice, but in this respect the Stanley Workers were the most noticeable. Captain Frost. who was behind the bat for the losers worked hard but worked in hard luck and the errors chalked up against him do not Indicate that he was not in the game every minute. Hayes, who caught Chant, was a tower of strength to the young twirler and also helped out with the willow, getting four runs md batting for 1000. getting three oingles in as many times at bat.
 Arde Campbell, former Pioneer catcher. gave perfect satisfaction as lmpire.
 (Continued on Following Page).
New Britain herald., 1923-06-15
Distance Stars Enter
 Today's Marathon Race

New York. June 15.-Seyeral met rn7olitan distance stars have entered the Marathon race to be run today from Laurel. Md. to Baltimore. They include Albert Michaelson who estab- lizhed a new American track record in winning q recent marathon at the Tank stadium: William Kennedy. runner-up to Michaelson: Charles NelIor. winner of this years Chi cago marathon, and Frank Zuna, member of the last Olympic team.