davidaulloa/AmericanStories huggingface dataset:
The Julesburg grit-advocate., 1923-05-31
MARKETING ''
RECEIVES MUCH SUPPORT

At meeting called at the State
House in Denver recently by Cover
nor Sweet, at which more than 10(
farmers and business men of the
State were present, details of plar
were outlined for the assistance of the
Director of Markets in his work with
Cooperative Marketing Associations
throughout the State. =
raise an additional sum of $20,O00.0C
for this work.
The following men We're appointed
as a committee to secure this fund:
]. H. Golden and E. L. Montgomery
of Longmont; Senator John j. Tobin
of Montrose; E. M Kelsey, of Ster-
ling and Paul Partridge of Morrison,
Reports that substantial progress
in this work has been made have been
received at the office of the Colorado
Wheat Growers Association at Ster-
ling. *
The hearty cooperation. given by
business men. farmers and farm or
ganizations throughout the state in
behalf of the Wheat Growers move
ment has proven very effective.
This month, even though the wealth
er and road conditions for the past
ten days have greatly hindered the
field mems work, big increase in
membership has been shown.
Nearly 200 new contracts have been
received at, the office from Yuma,
Sedgwick and Morgan counties so far
this month.
Farmers everywhere are becoming
convinced of the benefits to be de-
rived through the aid of the associ-
alton, and are joining it's ranks with
eagerness and enthusiasm.
Wheat Growers Association reports
from all the states prove the value of
cooperation
The Julesburg grit-advocate., 1923-05-31
FEDERATION MEETING

The next meeting of the Farmers
Union Federation will be held at the
court house in Holyoke Saturday
June 9th, at which time in addition to
other business to come before the
meeting the question of employing a
business agent for the. Federation will!
be taken up and disposed Of. This
question has been referred to the
various locals and should be taken rp
at their next local meeting and decid7
ed upon, as without the proper fl
nance behind this movement we can
do nothing. So let US all attend ou,
next local meeting and boost this pro-
position.
The Julesburg grit-advocate., 1923-05-31
ROLLING PRAIRIE
Ed Hansen went back to Nebraska
for few weeks visit with relatives.

Ed Hansen went back to Nebraska
for few weeks visit with relatives
Mr.. and Mrs. Martin Sorenson and
son Curtis were on the sick list for
,. few days last week.
:: Mr.. Sprick and son Carl drove to
Blaine Cannady's Saturday for some
cane seed and from there went
through Ovid to Julesburg, where Mr.
Sprick attended a county Sunday
school officers meeting at the court
house. s
Miss Christine Mayel spent Sunday
with Miss Martha Schultz.
Henry and Walter Sprick and Ben
Schultz motored to Julesburg Sunday
afternoon to practice some songs for
the Odd Fellows convention to be held
at Julesburg June 7th.
Mr.. Daum called at ]. P. Juranek's
one, day last week.
Mr.. and Mrs. Sorenson and son Cur.
tis were Julesburg visitors Saturday
Mr.. and Mrs. Herman Detmer were
Julesburg callers Saturday.
Mr.. and Mrs. Ralph Crater and
family have been sick with chicken
pox the past week, but are better at
this writing.
Mr.. and Mrs. Sprick and son Henry
visited the Bethany Union Sunday
School last Sunday.
A real good attendance was out to
Sunday School and church Sunday.
Mrs. Herman Detmer left Monday
for Nebraska, to visit with her sister
who is very sick.
The Happy Hour club met with
Mrs. Theo Kindig May Oath. A fair
attendance was out considering the
roads.
Sunday School Sunday morning at
The Julesburg grit-advocate., 1923-05-31
CARD OF THANKS

We want to thank our friends for
their kind assistance and for the
floral offerings during our, hour of
sadness at the death of our son and
brother.
Mr.. and MRS. H. G. SPAN.
MIR. and MRS. JOE ]. SPAN.
MR.. and MRS. w. H. W. BROWN
MR.. and MRS. T. M. SPAN
MRS. EMMA BOBO. -
MIR. and MRS. WIN. SPAN.
The Julesburg grit-advocate., 1923-05-31
CHURCH OF CHRIST
Services for June 3, 1928

9:45-Blble School. '' - =
11:00 A. NJ. Communion and
Morning Worship. Subject: Keep
ing in Love With Life" l Pet. :s-17.
700 P. M.-Christian Endeavor.
Subject: "The Shepherd Psalm.
Ps. 90.
Our Children's Day program will
begin promptly at 1920 A. NJ. We
hope every class will have 100 per cent
attendance and 100 per cent collec-
ton. The collection goes for Mis-
sions. Let US make it big one.
Everybody welcome.
The Julesburg grit-advocate., 1923-05-31
THE CITY DAIRY.

On and after June 1st will sell milk
at the following prices: Milk from
the common herd at &c per, single
quart delivery; 2 quarts at the same
delivery 15c. Jersey Milk at &c per
quart. quarts for 25c. 49,
~. +, F.. NJ. JOHNSON; g,
If Phone 10SW.
The Julesburg grit-advocate., 1923-05-31
HERE and THERE

Uncle Joe Cannon. the aged Illinois
legislator who recently celebrated his
eighty-seventh birthday. let go of this
bit of optimism to his guests: "Have
faith in the government Of your faith
ers. Eighty-seven years Of life have
taught me that America will raise to
meet her problems. -"
Clara Phillips, the "hammer woman,
is said to have assaulted newspaper
reporter who attempted to take her
picture. Rather an unkind thing for
her to do, after all the free press no.
tices she has enjoyed from the news
papers.
The fellow who is community ben
efactor and works for the praise he
gets, usually gets paid off with criti-
cisms.
A wealthy retired farmer of Syra-
cuse. Indiana, still has and wears now
and then. the same suit in which he
was married in.
their positions because the school
board could not grant them an in
crease in wages. They were offered
better positions elsewhere. A mighty
strange thing it is that with all the
wealth of this country, with the mil
lions spent on good roads, on auto
mobiles. on amusements ofvarious
kinds. that the educational system of
our land should suffer for lack of
funds. Are we living in the present
only, where no provision is being made
for those who for centuries must fol-
low We boast of higher civilization,
and yet everywhere through curtail-
ment of funds. the means of education
the greatest riyilizer is permitted to
shift along the best it can.
Arrangement for fashionable we'd
ding came to an abrupt ending in
Washington D. C. recently when as
the wedding ceremony was to be per-
The Julesburg grit-advocate., 1923-05-31
LOOK HERE HORsEMEN!

The h..--sa market has not improved
70 rapidls5' &c l expected, but l think
We had better raise some horses. 3he
Black Perche-or horse Dan will be at
my place tac entire season at the cut
price of $1,000 to insure living colt
# GEO. E, -McCONE.
The Julesburg grit-advocate., 1923-05-31
NOTICE

We will give a demonstration with
the Hamilton Beach Electric Rug
Washer in the Pound building, first
door south of the Pound residence on
West Second street, in Julesburg. to-
morrow (Friday) afternoon, June 1st,
at 800 o'clock. The public is invit-
ed to attend this demonstration, es-
pecially the ladies'.
H. it, j. F. GUYER & SON.
The Julesburg grit-advocate., 1923-05-31
BRING YOUR SCHOOL CHILDREN

To the Pioneer Hotel, Julesburg,
where DR.. K. C. Sapero, the we'll
Known Denver Eye, Ear, Nose and
Throat specialist will examine their
eyes and yours free on Saturday,
June 9th. mlO-31.
The Julesburg grit-advocate., 1923-05-31
TOMATO PLANTS FOR SALE

have Tomato Plants for every
Body at soc per-1OO at the hot bed, or
sent by mail for 9Oc per 100, post
age prepaid. Also Cabbage Plants at
20c, per 100. With % years of ex-
perience know what kind of plants
that will grow and produce fruit in
this climate.
F. NJ JOHNSON,
n24-3l* Phone 108W, Julesburg.
The Julesburg grit-advocate., 1923-05-31
DIR. KALMEN c. sApERo

The well-known Denver Specialist
on the Eye, Ear, Nose and Throat, will
xgain visit Julesburg Saturday, June
9Th. at the Pioneer Hotel. Consul
sation, also examination for glasses
free. Call early. m1O-31
The Julesburg grit-advocate., 1923-05-31

eSAAo PCOPlC lulAA IndI " laSua
debt at the bank Is unwise, or a re-
Election on their business standing.
This is not the case where the debt
is contracted for legitimate business
purposes. Incurring debt to live be-
yond ones income is something no
thrifty person would do, and careless
use Of credit leads to extravagance
and disaster. but wise borrowing is
an encouragement to thrift and in.
dustry.
The first function of the banker is
to encourage industry and thrift SO
that large fund Of bank deposits
may be accumulated. This fund is
often lnkened to a reservoir in whcih
water is accumulated for community
needs. The banker then loans from
this fund to those conducting the
business OF the community.
The banker bases credit on what
are known as the three C's Of credit
Character, Capacity and Capital.
Character is an imperative business
Qualification. Allied with character
10 Capacity. Before making . loan .
banker takes into consideration the
capacity Of the applicant-that is, his
ability to earn through his honesty
and his industry. Capital is q mans
worth In money. merchandise, stocks
and bonds or lands. which may be
given as collateral in security Of Z
loan to make 1t safe.
Let us consider the business trans
actions Of Mr.. Smith. the storekeep-
er, He finds, with his business In
creasing, that he needs a larger ,tock
Of goods. Also, some Of his custom
ers do not pay cash. and their &C.
counts must be carried until pay
day" He must have more money for
his business. so he goes to his banker
for advice. The banker asks Mr..
Smith to submit 4 statement Of his
business, showing what he owns and
what he owes. He knows Smith s
character and responsibility from his
observation Of his dealings and from
the confidence that people have in
him. II he finds Mr.. Smiths state
ment. and the progress he is making,
satisfactory he will be glad to con-
slider the best method of loaning him
the needed funds.
How Money 10 Loaned
Money is loaned by banks on
collateral notes. on bills receivable
and on trade acceptances. Mr..
Smith may be told by the banker
that, because he has suficient money
In his business and manages 1t we'll,
the bank will extend him credit with.
out his putting up any security be-
yond his own word Of honor, evi.
denced by his note.
Let US say that Mr.. Smith needs a
maximum amount Of $2,500 during
his busiest season and that the bank
has consented to grant him such a
cline of credit" Mr.. Smith could
come to the bank and make out 4
note for any portion & all of this
amount for any time up to six months.
To pay some bills he needs, say,
$500. He estimates that within sixty
days he will receive from his charge
customers enough money to repay
this amount He therefore makes a
sixty day note, which tie banker
discounts" at the prevailing rate of
interest, let US say pG cent, and
places the proceeds to Mr.. Smiths
credit. How much does he credit to
Mr. Smiths account? Six per cent
on $500 for sixty days is IS. This
amount the banker deducts at the
time the note is made. 1t being the
interest which he charges Mr.. Smith
The Julesburg grit-advocate., 1923-05-31

ior tne Use OF tho m )ney. He tnen
credits Mr.. Smith with the proceeds
of the note. or $495. When the note
is due in sixty days Mr.. Smith has re-
ceived payment from his customers,
and he pays the bank $500. The
bank marks the note paid and returns
1t to Mr.. Smith.
II Mr.. Smiths business condition
were not sufficiently strong to war
rant granting him unsecured credit the.
banker might say to Mr.. Smith, Il want
to help you, but you will have to get
the Endorsement Of your friend. Mr..
Jones'" Jones is known to the bank
er as very reliable and responsible
to help Mr.. Smith he will write his
name on the back of iLr. Smiths note
and II Smith cannot pay the note
when due Mr.. Jones will have to pay.
In another case the banker, still
anxious to help Smith, Light say, II
am willing to loan you up to $2.5o0.
but you must secure the loan with the
goods which you purchase for that
amount and with some additional
goods" Mr.. Smith would have to
warehouse the merchandise used ~
collateral in such 4 way that 1t might
be easily identified through ware.
house receipts as being the banks
property until the note is paid. II
Smith finally found himself unable to
pay. the banker could sell the mer-
chandise and use the proceeds to pay
the note. II the goods brought moro
than the amount Of the note the, bank
would pay the excess to Mr.. Smith;
II the amount were not enough the
bank would look to Mr.. Smith to
make good the difference.
Mortgage Loans
Loans against farm lands, called
mortgage loans. are frequently made
in country districts II Mr.. Smith,
lacking an indorser or sufficient col.
lateral or business standing, owned q
farm free Of debt he might give .
mortgage on 1t as security.
The procedure would be somewhat
different from loanins against mer.
chandise. The law, realizing the use
'ful place farm and home owners oc.
cupy, protects them IL special man.
ner. 1t says to the lender, in case Of
default on a mortgage loan, "You
must give this owner OF land oue
year after serving notice that you az.
pect to sell his land to pay the
mortgage and redeem the debt" This
Is called the period Of redemption.
Mr. Smith has still another method
open to obtain funds from his banker.
He has sold. say. 4 $500 bill Of NOR.
chandise to Mr.. Brown, a dealer in a
smaller community. who must sell
the goods to his own customers be.
fore he can pay Smith. Smith SAWS "a
Brown: III you can't pay cash xtye
me a ninety day note. will discount
1t and get immediate cash on It from
my bank. will have to pay 6 per
cent interest to do SO, and I shall
want you to pay that interest" Mr.,
Brown agrees and makes his ninety
day note for $500 with interest at {
per cent. Mr.. Smith takes this nots
to the bank. which advances him
credit for $500. When the bank col.
lects the note from Brown ninety
days later 1t receives $5o7.50, the
added $3.50 being the per cent in.
terest charge for the use meanwhile
OF the money for the ninety day pe-
riod Of the note.
These are the various ways in
which the bank serves its community
BY placing, through loans, the accu.
mulated thrift Of the community At
the disposal Of business and tndustrv:
The Julesburg grit-advocate., 1923-05-31
PLANO AT A BIG DISCOUNT

A piano of fine quality left on our
hands in public warehouse will be sold
at once. No reasonable offer of
price and terms refused. Write to-
day. for full information to The
Knight Campbell Music Co., Denver,
Colo. m3-17-31
The Julesburg grit-advocate., 1923-05-31
;HEMSTIrCHING

Hemstitching, Picoting and Button
orders promptly filled. Mail orders
given special attention.
MRS. o. S. WHITE
NJ Main St. Sterling, Colo.
m3-31
The Julesburg grit-advocate., 1923-05-31

Lewellyn Toyne gave party at
his home west of town Saturday eve
ming after the picture show. Several
young people from town attended and
all had a fine time.
The Julesburg grit-advocate., 1923-05-31

The Firemen's Ball Friday night
was well attended and everyone en-
joyed the occasion immensely.
The Julesburg grit-advocate., 1923-05-31

formed, the bride baked and refused
to 70 through with it. Her reason
given was that she suddenly realized
that she did not care sufficiently for
her prospective husband to marry
him. Here ~as . wise girl. Making
this discovery of her own real self al
circumstances and notoriety of
nothing Of . life filled with unhappi-
ness otherwise. II many others high
in the social status would do n did
this clear headed self reliant girl,
there would be far less unhappy mar
riages and consequent separations
among them.
The ministerial association Of an In.
diana city is severely criticizing the
local chamber of commerce for selling
chances on an automobile. claiming it
70 be violation Of the anti-gambling
law. A rattle or lottery is just a COM
mon game of chanse and in the same
class with roulette, faro, craps or
draw poker The chamber Of commerce
of that city deserves the same criti-
cism or punishment on selling chances
on an automobile as would q party Of
fellows caught in a game af galloping
dominoes or poker. Law is law and
should apply to everyone.
Many of our states and cities are
nuzzling over the problem, which has
been termed as "parked petting par
ties" or to be more plain, lovers spo-
oning debate and considered. There
seems to be no doubt about the ques-
ton as to danger to traffic." but
whether it is more of crime to kiss
your sweetheart in an automobile than
on park bench is yet under dission.
with the possibility of jury disagree
ment. -.
Some men count themselves lucky
if they live next door to a neighbor
who has good garden tools.
GAS ye SOW. so shall ye reap" isn't
always true when a man reads the
Saed cata1opueS
The Julesburg grit-advocate., 1923-05-31

Mrs. Laura Smith and children ant
Mrs. Roy McKinstry and childrel
from Red Lion, visited in Sedgwicl
Wednesday.
The Julesburg grit-advocate., 1923-05-31

Miss Mary Darling. who has been
teaching school in Hastings. was
visiting relatives sround Sed8wick
this last week.
The Julesburg grit-advocate., 1923-05-31

DR.. and Mrs. w. C. Davidson en-
tertained last Wednesday evening at
a six O'Clock dinner. Those present
were Mr. and Mrs. Mortimer johnson,
Mr.. and Mrs. W. L. Miller and Lynn
and Mr.. and Mrs j. N. Buchanan.
The Julesburg grit-advocate., 1923-05-31
SEDGWICK NEWS

We had another fine rain Sunday
night and again Tuesday night. and
the crops and pastures are looking
fine.
The Julesburg grit-advocate., 1923-05-31

Happy Hour Club will meet with
Mrs. Martin 'Sorenson June 21st.
The Julesburg grit-advocate., 1923-05-31

Harold Frink, son of Mr.. and Mrs
Earl Frink, arrived in Sedgwick Tues.
day night from Nebraska.
The Julesburg grit-advocate., 1923-05-31
GO TO CHURCH
CHRISTIAN SCIENCE

Christian Science reading each Sum
day at 11:0O A. NJ. at 2O8 East Sixth
Street. A welcome is extended to all
visitors.
The Julesburg grit-advocate., 1923-05-31

The Banner Class of the Rolling
Prairie Sunday School will hold their
monthly class party at the home of
Miss Mary Daum.
The Julesburg grit-advocate., 1923-05-31

Fred Crawford called at the home
of Mr.. John Schultz Monday.
The Julesburg grit-advocate., 1923-05-31

Mr.. and Mrs. Ernest Warren and
daughter Ernestine spent a few days
in Gering, Nebr. the first of the
week.
The Julesburg grit-advocate., 1923-05-31

Miss Maud Griffith and sister Mrs
Loveless are in Sedgwick for = few
days. They expect to 60 to Peetz
Colo.. for . visit with relatives.
The Julesburg grit-advocate., 1923-05-31
PUZZLE OF why DEBT HELPS SOME
BUT HARMS OTHERS EXPLAINED
How Debt Can Be Put to Work to Increase Earning
Thrift and Loan. Go Hand in Hand to
Aid the Industrious.

The true of debt in personal and business affairs
remains something Of puzzle to many people To the
to understand the which they debt to work
for them to increase their earnings The Committee Public
Education Of the American Bankers has UNDER
taken in the following discussion of how why banks loan
money to clear up these Observation-Disclosures
The Julesburg grit-advocate., 1923-05-31


Loveless are in sedgwick for . few
days. They expect to 60 to Peetz,
Colo. for > visit With relatives.
Mr.. Howard Pratt and his mother,
Mrs: G. H. Pratt came by auto from
Haatings Nebr. to look after their
land int ests in Sedgwick County.
Last sunday morning Rev. Ben
nington preached a Memorial sermon
in honor of the old soldiers and Odd
Fellows ard Rebekahs. Quite large
crowd was present Just one old
soldier was present, Mr.. James Huey.
Mr. Miller, another ex-soldier, father
of Mrs. S. E. Harold, was unable to
be present.
DR.. Hayes and family left Sedg-
wick Sunday night. We understand
he expects to locate in Denver. Chas.
Werner and Sverre Frederickson are
running the Hayes Drug store at
present.
Mrs. NJ. N. Foyer moved her house
hold effects the first of this week to
her new home, which she recently pur-
chased from w. L. Miller. Mr.. and
Mrs. Jay Forbes will occupy the house
vacated by Mrs. Foyer.
County Treasurer Victor Miller and
family drove up Sunday morning to
attend Memorial services and spent
the day with Mr.. and Mrs. James
Jankovsky.
Grandma Wilcox and little Ger
trude are visiting at the Jankovsky
home.
Miss Harrison, who has been visit
ing Miss Ethel McKinstry, left for
her home Sunday night.
Decoration Day was observed very
quietly in Sedgwick. A great many
visited the cemetery and decorated
the graves. All the graves of soldiers
were decorated with flags.
Mr.. and Mrs. Ernest Warren and
The Julesburg grit-advocate., 1923-05-31

Gas ye SOW. so shall ye reap" ISM
always true when a man reads thu
seed catalogues.
The Julesburg grit-advocate., 1923-05-31

Mr.. and Mrs. John Schultz spent
Thursday evening at the home Of
Mrs. Art O'Dell.
The Julesburg grit-advocate., 1923-05-31

1000 o'clock. We would like to see
as good attendance as we had last
Sunday.
The Julesburg grit-advocate., 1923-05-31

FOR RENT-A nice room with sleep
( ing porch. Mrs. G. H. Austin If
The Julesburg grit-advocate., 1923-05-31
Boys of our neighborhood report
q ball game Sunday afternoon.

The rains are good for our spring
grain, but not for the farmers who
want to list corn, but we're not kick
ing.
The Julesburg grit-advocate., 1923-05-31

Mr.. and Mrs. Art O'Dell were in
Holyoke Tuesday.
The Julesburg grit-advocate., 1923-05-31

Mr.. Howard Pratt and his mother,
Mrs. G. H. Pratt came by auto from
Haatings Nebr. to look after their
land int ests in Sedgwick County.
The Julesburg grit-advocate., 1923-05-31

Some men count themselves luck,
if they live next door to a neighbol
who has good garden tools.
The Julesburg grit-advocate., 1923-05-31

Decoration Day was observed very
quietly in Sedgwick. A great many
visited the cemetery and decorated
the graves. All the graves of soldiers
were decorated with flags. -
The Julesburg grit-advocate., 1923-05-31

Arrangement for fashionable we'd
ding came to an abrupt ending in
Washington D. C. recently when as
the wedding ceremony was to be per-
The Julesburg grit-advocate., 1923-05-31

Miss Harrison, who has been visit
ing Miss Ethel McKinstry, left for
her home Sunday night.
The Julesburg grit-advocate., 1923-05-31

Mr.. and Mrs. Martin Sorenson and
son Curtis were on the sick list for
a.sfew days last week.
The Julesburg grit-advocate., 1923-05-31

Grandma Wilcox and little Ger
trude are visiting at the Jankovsky
home.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1923-08-31

chiet and have been cultivated and
they n practically perfect fruit.
There are no wild plums this year Oh
the creeks in this locality, but Mr.
Joneschiet has a very good crop OF
them. She also brought US a nice
sample of Beta grapes, and while
they have but two vines in bearing,
the yield this year was very good,
Mr.. Joneschiet expects to set out
about two hundred grape vines on his
farm next spring. Grapes are very
successfully grown in Mellette county
and more of our farmers should set
out q small arbor and thus grow their
own supply of this very healthful
fruit
G. G.. Inman of Kadoka was in
Wood Tuesday. Mr.. Inman is travel
ing over the country boosting the
Stocker and Feeder Show, which is to
be held in Sioux City on October
2-3-4, with a big sale on the 4th. His
car is completely covered with bright
colored banners advertising this
event, and incidentally Mr.. Inman is
representing the Sioux City Daily
Livestock Record. He is a great
booster for the west of the river
country, and is one of the really old
timers of this section. He is greatly
interested in the livestock industry
and the development of that branch
of farming in this section. He is in
terested in the territory around Wood
and thinks we have some great posi-.
bilities here, and if he can make the
necessary arrangements may decide to
locate here and promote a new bust
ness that would bring a lot of new
people into this section. He went
from here to Kadoka, and expects to
be back through this section within
. few weeks. He is a real west of
the river booster.