The Sauk Centre herald. (Sauk Centre, Stearns County, Minn.) 1886-current, 1923-06-21
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AMERICAN LEGION

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AMERICAN LEGION
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Veterans Win Honors in Art School
At the Minneapolis School at Art
which has just finished its years
work, Edward Johnson, Harvey Pif-
finer, Claude, Bolts, Iven Erlandson,
Henry Kerger, Gustaf Stromberg,
Edwin Tweten, Albert Montgomery,
Bernard Hayes, and Arthur Hogan,
all disabled veterans who are pursu-
ing art courses there, were awarded
Honorable mentions" for general
progress in the years work.
Prizes in recognition of superior
work in the various classes were
awarded to George Rogers, Shirley
Packard, and Harvey Piffner.
A three year certificate was award
ed to Henry F. Kerger for work in
the general art course.
n
About That Insurance
cit is now few days short of 5
years, Ed since you and I converted
our War Time Insurance to Govern
ment Life policies" 81 wish I could
have converted to a 20-payment Life
as you did instead of an Ordinary
Life" "Your policy has practically
twice the Guaranteed Value" mine
has and yet we were both 80 years
of age when we converted" "For in
stance, the Extended Insurance value
of my policy is 6 years 81 days as
against IL years 116 days for your
policy my Paid-up Insurance value is
$136.50 per thousand while yours is
$252.22 per thousand; and the Cash
Surrender value is $5O.58 per thous-
and-you can cash your policy for
S93.46 per thousand, and at that
your premium has not been anywhere
near twice mine. You have also re-
ceived larger annual cash dividends. I"
at just goes to show-the one
with limited means is always the goat.
i couldn't see my way clear at the
time of conversion to carry a 20
Pay Life, so Pm the loser" Even if I
could change now to a 20-Pay Life
/ would have to pay higher rate
and pay it for 80 years nlore--you
are through paying in Is years. 1t
would entail in additional C st of
S14S.40 per thousand to make the
change"
swell Fritz, you'll adri! you
haven't had to pay as large monthly
premium as You have had the use
of the monthly difference"
''True, Ed, but take it from me I
would gladly have paid the same
premiums as you have and now have
your values, could I have afforded
to-"
"Aw, cheer up Fritz, you're not
the unlucky dog you thought you
were-you're luckier than I. You
have used the monthly difference in
premiums and can now change with
out medical examination to a 20
Pay Life and only have Is years
more to pay-the same number of
years have to continue paying, and
the best of it is your monthly premi-
nm will be the same as though you
had taken 20-Pay Life to start
with.
"What you want to do is to send
your policy to the U. S. Veterans
Bureau with a check to cover the
first months premium on the 20-Pay
Life and the difference of the reserves
on the Ordinary Life and the 2O-Pay
Life, which will be $42.88 per thous-
and and you will receive a 20-Pay
Life policy bearing same date and
based on same age as youl Ordinary
Life policy and for the same amount,
and your fulfilled wish. "Every one
of US have five years from effective
date or original converted policy in
which to change the plan of insur-
ance provided our policy has not
-matured." "Fritz, I though you un-
derstood Government Insurance?
SHOW about you DAM"
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Disabled Veteran Doubles Pre-War
Earnings
Myron D. Baril was young farm
er with some experience as a tractor
operator, when the war came on.
He entered the military service
April 26, 1918, served overseas as a
private, first class, in company "M,"
S64th Infantry, and received gun
shot wound in the right knee that
kept him in hospitals for fourteen
months and left his knee joint anky-
iosed, with other complications also.
He was discharged January 10, 1920.
Obviously he was too handicapped
10 go back ~ his pre-war work as a
farmer and tractor operator. The u.
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