Palisadian., 1923-06-08
NEW INSURANCE RATING IN CLIFF
SIDE PARK BRINGS PRICE DOWN
FROM $.24 IL ON $1OO To S.21
Borough Rated By Bureau Class Ell Town; Further
Reduction Possible IF Recommendations Are Fully
Complied With.

The Borough of Cliffside Park has
been reclassified by the Schedule
Rating Bureau of New Jersey and is
now rated as an Ell town, which low
ers the insurance rate considerably.
The rate on an ordinary frame dwell
ing with no more than two families
occupying same is now s0.21 on 800
per year, instead of S024h, as it has
been for many years back.
1t is possible for the borough to get
even lower rate, that is Glass E, by
fulfilling in their entirety the recon-
mendations made by the Rating Bu-
reau. When the Building Code is
amended, as it will be at an early
date, those drafting the amendments
will no doubt see that recommends
ton No 21, which suggests that the
code be made to conform to the sug-
gested code of the National Fire I'm
| derwriters' Association, is complied
with. 1t will also help matters if the
council passes an ordinance to regu-
late the storage of explosives and in
flammables as required by recommen-
dation No. %.
For the benefit of those who did not
read the report of what action has
and has not been taken on the rec
concentrations which was printed in
the Palisadian on May 25, the same
| is reprinted below:
Recommendations Nos. to had
to do with water pressure, and it was
found only slight changes had been
made; No. 5 required that the fire
! department be under the control of
the borough, and this has been done;
No. required an ordinance regulat-
ing the fire departm has
been passed; No. Z was in regard to
| the manner of storing gasoline, oil,
etc., in the fire houses; the present
method was found unsatisfactory;
No. stipulated that at least ten men
| be available for fire duty during the
daytime, that is, be employed in the
borough; investigation disclosed that
over half the personnel in each COM
pany are employed in the borough:
No. 10 had to do with motor equip
ment of apparatus; this was found to
| be not complete; No IL had to do
with reels; these have been done
away with, hence this point is o. X;
No. II related to the equipment of the
ladder truck, which, according to the
investigator, is Incomplete; No 13 re-
quired that the hose and hydrant
threads be standard; this is o. K;
No. IA requires that a duplicate sup
ply Of hose (same amount as is car
ried on apparatus) be kept in the
fire houses in reserve; this, according
to the investigator, has not been
done; No. Is requires that the fire
hose be tested at 200 pounds pressure
when first received and at $50 pounds
yearly; there are no records of such
tests; No. 16 is relative to washing
and drying Of hose; this point o. X;
No. II requires that apparatus hose
be shifted every thirty days and
water run through same every
month; investigation shows that hose
is only touched when used; No. Is
requires that motor of engines and
motor driven apparatus be made to
run twice daily; this is done once
daily in Company No. 1 and in Com
pany No 2 weekly; No. 10 regards
4 the holding of fire drills; there is no
record of drills under the new chief
since he took Office in January; No.
20 requires fire department records;
there were no records available at the
time of the inspection; No. 81 in re-
gard to building laws; present build
ing code of borough does not conform
in many points with the suggested
code of the National Fire Underwrit
ers' Association and the investigator
could obtain no knowledge of amend
ments. No. % requires the regula-
ton of the storage of explosives and
infammables; the investigator re-
ported no ordinance covering this
point.
Regardless of the fact that all the
recommendations have not been com
piled with, Cliffside Park will oe
given full credit for what has been
done, and beyond any measure OF
doubt will receive new rating, but
not the rating they ask for.
4 A.