davidaulloa/AmericanStories huggingface dataset:
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20

advice he needed during the period OF
prosperity, but he. with us all, suffer
ed depression. There clearly must
have been something lacking to en-
able him to go on the even tenor OF
his way. The answer is very plain.
1t Is that some means need to be pro-
vided to enable the farmer, after his
| labor has been expended, when the
crops have been harvested, or when
his live stock have reached the stage
where he must ship 1t, to liquidate his
indebtedness. He must have some.
body interested in him sufficiently.
not altogether from his own stand.
point, but from the standpoint of the
banker and business man, so that bs
can put his products on the market at
the time when they will bring him the
most
do not mean to indorse every i'm
aginable scheme for cooperative
marketing, but do believe the basic
idea is worthy of consideration from
the bankers standpoint as well al
the farmers standpoint. Bankers are
certainly interested In the farmer. BY
reason OF the fact that they cannot be
prosperous In their own business IN.
less the farmer also is prosperou.
They must interest themselves In the
farmer, not only in giving him the
business advice he needs and IN
financing him during the period of
but also in helping him
place his products on the market at a
lime when they will bring him the
cost Of production. plus a reasonabIs
addition for his services and IN nav.
nent for his labor expended.
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
PLANT SURE DEATH TO RATS
Would Seem II Might 30 Utilized to
Rid the World OF Most
Deadly Enemy.

"Why not raise your own raj
poison?" the Philippine bureau OF
science is asking the people.
Its name is "dioscora hirsuta
blume," and 1t grows wild throughout
the island lowlands.
The poison content Is dioscorine, an
alkaloid which produces paralysis OF
the central nervous system.
The discora Is a tuber; looks like a
potato and grows like one 1t also
tastes enough like the old-fashioned
"spud"-to fool Mr.. Rat for q moment.
But 1t has little reaction all of It's
own
The government scientists say that
one nibble is enough to kill large
rat A slice, without proper prepare
ton, would kill human being.
On the other hand 1t has been de-
termined that by peeling the tuber
and allowing 1t to stand In running
water for period Of "a hours the
dioscorine content is washed out and
the vegetable may be prepared for
human consumption In the same man.
ner as Is a potato.
When thus prepared 1t has slightly
sweet taste and Is said to have most
agreeable effect upon the palate.
At present one of the largest Of the
government agricultural schools in the
Philippines is making use of the tuber
to kill rats and field mice, which are
proving an increasing menace to
growing crops.
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
Notice to Creditors.

State of IDAHO lss
County of Kootenai
Estate of Timothy David Trauger. deceased.
Executrix OF the estate OF TimOthv David
Trauger, deceased, to the creditors or, and
ali persons having claims against the said
deceased, to exhibit them with the necessary
Vouchers, within Four months after the
nrst publication Of this notice. to the said
Executrlx at the law offices of Miles n
Egbers. In Wenz Bldg. Town of Rathdrum.
kootenai County, Idaho. the same being the
piace Tor the transaction of the business of
OF Idaho.
Dated this 18th day OF June, 1923.
NIELSINE TRAUGER,
Executrix, estate of Timothy
David Trauger, deceased,
Miles f. Egbers,
Attorney for Executrix,
Res. & p. o. Address,
Rathdrum, Idaho.
st Pub. June Is, %, 90. July 6, 10 1923.
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
ONE DOLLAR SAVED REPRESENTS
TEN DOLLARS EARNED.

The average man does not save To
exceed ten per cent OF bis earnings.
He must spend nine dollars Ia living
expenses for every dollar saved. That
being the case he can not be too care
full about unnecessary expenses. Very
Often few cents properly invested,
like buying seeds for his garden, will
save several dollars outlay later on.
II is the same 10 buying Chamber.
lain's Collie and Diarrhoea Remedy.
1t costs but few cents, and a bottle
of 1T 10 the house often saves a
doctors bill OF several dollars. adv ]
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
Looking Both WAYS.

Billy Kane, an Irish hackman Of Ma.
con, Mo-, was on the stand in a per-
sonal Injury case. A man was suing
the railroad, claiming he was hit
through the negligence Of the engine
man. 1t was In evidence that three
boys were standing on the edge of the
platform as the train came IN. The
lawyer for the railroad was cross-ex-
aiming Mr.. Kane pretty severely, and
the sharper he became the more exas-
perating seemed the witness answers.
Finally he demanded the witness tell
him the exact position of those boys.
: well, SIR" replied Mr.. Kane
smoothly, their backs was a-facing
the east
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20

State of Idaho,
County of Kootenai, }ss.
Village of Athol.
L, Ethel Lay, Clerk OF Village of Athol,
Idaho, do hereby certify that the foregoing
estimate was prepared by the Board Of
Trustees OF said Village as the probable
amount necessary to be raised for all
purposes by said village during the fiscal
year beginning May l. 1928 together with
statement of the entire revenue of said
village for the fiscal year 1922
In witness whereof, I have hereunto set
my hand and affixed the corporate seal Of
the Village OF Athol. this II day of July, A.
D., 1923. Ethel, LAY.
tSEAL) Village Clerk.
Published July 10, 20. %, Aug 3.
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20

thing more for his labor, he is In a
position TO buy from the manufac-
turer.
condition that Affects the farmer.
cutting OF his purchasing power, de-
stroying his belief In himself, In the
banker and in everybody else, can
only bring about chaotic condition.
which affects every business man and
iaboring man In the United States,
regardless OF what job he may have.
The farmer had all the credit and
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
Work 1t Out for Yourself.

you are no gentleman" she wrote,
III you think 1 said such a thing
as she said you said 1 said I had
said"
Dear GIRL" he answered, you
must not think 1 think you think
you must be the kind Of girl /
think you must be If you said such
thing as you said she said you had
said"
1t seems he knew she knew she
said just what she said she heard
her friend had heard him say he had
heard her say, but with intuitive
feminine tact she accepted the
apology.
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20

or 8 purchasing
power, u n d e r
n 0 r m a ! condi-
lions, is one Of
the most potent
J n I'll u e noes we
have in the Unit
ed States. When
conditions with
the farmer are
good, and he Is
receiving til g
cost Of produc-
fiOn nine goon
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
ESTIMATE OF EXPENSES

Notice is Hereby Given, That the Board of
Trustees Of the Village OF Athol, situate In
Kootenai County, State of Idaho. will pass
an Appropriation Bill In order to defray all
necessary expenses and liabilities OF said
Village Of Athol for the fiscal year beginning
Tuesday, May 1, 1923, and intend to intro
duce said Bill for Passage at Special Meet
Ing of said Board to be held on Friday, the
10th day Of August, 1929 at o'clock P. NJ.
The estimate of said Board of the proba-
BILE amount Of money necessary for all
purposes to be raised by said Village for the
fiscal year, 1923, and statement of the
entire revenue of said Village for the prey
ious fiscal year are as follows:
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20

The entire revenue Of said Village for the
previous fiscal year was the sum of s1614.s3,
as follows:
Tax appointments from Co. Treas
urer......... .................. S1090.64
Miscellaneous .......... ....... 524.19
sl6l4.s3
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20

LOT the Use or the N oney. He then
credits Mr.. Smith with the proceeds
OF the note, or $495. When the note
Is due in sixty days Mr.. Smith has re-
ceived payment from his customers,
and he pays the bank $500. The
bank marks the note paid and returns
1t to Mr.. Smith.
II Mr.. Smiths business condition
were not sufficiently strong to war
rant granting him unsecured credit the
banker might say to Mr.. Smith, 81 want.
to help you, but you will have to get
the Endorsement of your friend. Mr..
Jones'" Jones Is known to the bank
er as very reliable and responsible
business man. Should he be willing
to help Mr.. Smith he will write his
name on the back of ILr. Smiths note
and II Smith cannot pay the note
when due Mr.. Jones will have to pay
In another case the banker, still
anxious to help Smith, Light say, II
am willing to loan you up to $4,000.
but you must secure the loan with the
goods which you purchase for that
amount and with some additional f,
goods" Mr.. Smith would have to
warehouse the merchandise used as !
collateral in such way that 1t might !!
be easily identified through ware
house receipts as being the banks |
property until the note Is paid II /
Smith finally found himself unable to
pay, the banker could sell the mer |
chandise and use the proceeds to pay
the note. II the goods brought more
than the amount OF the note the bank
would pay the excess to Mr.. Smith;
II the amount were not enough the
bank would look to Mr. Smith to
make good the difference.
Mortgage Loans
Loans against farm lands, called
mortgage loans, are frequently made
n country districts. II Mr. Smith.
acking an indorser or sufficient col
ateral or business standing, owned a
arm free Of debt he might give a
mortgage on 1t as security.
The procedure would be somewhat
Inherent from loanjng against mer-
handise. The law, realizing the use
ul place farm and home owners oc
upy, protects them IL a special man
er. 1t says to the lender in case OF
efault on mortgage loan, you
lust give this owner of land one
ear after serving notiCs that you ex-
ect to sell his land to pay the
ortgage and redeem the debt" This
called the period of redemption
Mr.. Smith has still another method
pen to obtain funds from his banker.
e has sold. say. a $500 bill Of mer-
landise to Mr.. Brown, a dealer In a
mailer community, who must sell
e goods to his own customers be-
re he can pay Smith. Smith says to
-own: III you can't pay cash give
Q ninety day note. l will discount 9
and get immediate cash on 1t from !
= bank. will have to pay per =
Mt interest to do so. and l shall .
INT you to pay that interest" Mr.. /
own agrees and makes his ninety
y note for $500 with interest at 6
r cent. Mr. Smith takes this note -
the bank, which advances him
edit for $500. When the bank col
IT'S the note from Brown ninety
Us later 1t receives $507.50, the
ded $3.50 being the per cent in
est charge for the use meanwhile
the money for the ninety day pc
d Of the note.
These are the various ways In
ich the bank serves its community
placing, through loans, the accu-
lated thrift CT the community at
disposal Of business and industry.
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20

oOme people think that to incur
debt at the bank Is unwise, or a re-
nection on their business standing.
This Is not the case where the debt
ID contracted for legitimate business
purposes. Incurring debt to live be-
yond ones income is something no
thrifty person would do, and careless
use OF credit leads to extravaganza
and disaster, but wise borrowing is
an encouragement to thrift and In
dustry.
The drst function of the banker Is
to encourage industry and thrift 80
that large fund Of bank deposits
may be accumulated. This fund is
often hkened to a reservoir in whcih
water Is accumulated for community
needs. The banker then loans from
this fund to those conducting the
business of the community.
The banker bases credit on what
are known as the three C's OF credit
Character, Capacity and Capital.
Character Is an imperative business
qualification. Allied with character
Is Capacity. Before making loan a
banker takes into consideration the
capacity Of the applicant-that is, his
ability to earn through his honesty
and his industry. Capital is mans
worth In money, merchandise, stocks
and bonds or lands. which may be
given as collateral in security of a
loan to make 1t safe.
Let us consider the business trans
actions Of Mr.. Smith, the storekeep-
or. He finds, with his business in
creasing. that he needs a larger stock
of goods. Also, some of his custom
ers do not pay cash, and their &C.
counts must be carried until pay
day" He must have more money for
his business. 80 he goes to his banker
for advice. The banker asks Mr..
Smith to submit q statement of his
business, showing what he owns and
what he owes. He knows Smiths
character and responsibility from his
observation of his dealings and from
the confidence that people have in
him. II he finds Mr.. Smiths state
nent, and the progress he is making,
he will be glad to con-
ider the best method Of loaning him {
he needed funds.
How Money Is Loaned I
Money is loaned by banks on I
traight notes. on Endorsed notes. on y
ollateral. notes, on bills receivable 7
nd on trade acceptances. Mr.. n
mfth may be told by the banker |.
hat, because he has sufficient money
his. business and manages 1t well, o
ne bank will extend him credit with F
ut his putting up any security be- G.
ond his own word Of honor, evil g
enced by his note. IL
Let us say that Mr.. Smith needs a Il
laximum amount of $4,000 during B
Is busiest season and that the bank m
Is consented to grant him such a 1t
Inc Of credit" Mr.. Smith could m
me to the bank and make out a &C
re fer any portion & all of this w
mount for any time up to six months. b
) pay some bills he needs, say, ds
90. He estimates that within sixty pc
Us he will receive from his charge to
stomers enough money to repay or
is amount. He therefore makes lie
Ety day note, which tie banker da
iscounts" at the prevailing rate OF ad
terest, let us say 6 per cent, and tel
ices the proceeds to Mr.. Smiths OF
edit. How much does he credit to rio
: Smiths account? Six per cent
$500 for sixty days is S. This WI
cunt the banker deducts at the by
le the note is made, it being the mi
crest which he charges Mr. Smith the
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
BILrousNEss AND CONSTIPATION.

'For years l was troubled with
olliousness and constipation, which
made life miserable for me. Ny ap-
petite failed me, l lost my usual
force and vitality. Pepsin prepare
lions and cathartics only made
matters worse. l do not know where
l should have been today had not
tried Chamberlain's Tablets. The
tablets relieve the Ill feeling at once,
strengthen the digestive functions,
helping the system to do its work
naturally" writes Mrs Rosa Potts,
Birmingham, Ala.-Adv.
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
PLANTS 10 BE TRANsPLANTED
Harden Off Gradually, Giving Fresh
Air and Avoid Sudden Changes
Of Temperature.

If plants are kept growing at ram
up to the time they are to be trans
planted in the open garden they are
likely to be sarpy aud spindling. Hpr-
den them Off gradually as transplant
Ing time approaches. give them a
breath Of fresh air frequently and do
not subject them to sudden changes Of
temperatures. If this is done losses
will be less, the plants will start of
much more readily and will remain
thrifty throughout the season
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
PUZZLE OF WHY Debt HELPS SOME
BUT HARMS OTHERS EXPL aimed
How Debt Can Be Put to Work Increase Earnings
Thrift and Loans Go Hand in Hand to
Aid the Industrious.

The true of debt in personal and business affairs
remains something of puzzle to people To the
very word debt signifies misfortune while merely fail
to understand the ways which they put
for them to increase their The Committee Public
Education of the American Bankers Association
taken in the following discussion of how why
money to clear these MISUNDERSTANDING:
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20

Butter wrappers printed at The
Tribune Office, 500 for $500; 1000 for
90. Smaller quantities at reasona-
BILE prlces.-adv.
The Rathdrum tribune. (Rathdrum, Idaho) 1903-1963, 1923-07-20
What Farmers Need
Added to Credit
And Good Advice
BY WALTER w. HEAD
First Vice President American Bank.
ers Association.

II the farmer Is not prosperous
there can be no permanent prosperity
in other Industries. because the farm
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20
CHI EST Z r s.
CHUCKLES
By Chester c.. Conner.

~ NDoR9OO4o
DRoHIBITIoNIsTs now seek -
to restrain electric light
u companies from selling juice.
Watt! Watt! e
A folding car has been invented.
It collapses quickly when run
into q tree. ="
About the only thing that n
seems to be coming down now
10 rain.
Some girls ten all they know nc
others tell lot more.
We know 'bashful man who fa
never met the girl he married ao
she overlook him.
Overwork 70 % disease said not i
to be contagious. -
After . while. the country viii =
be 50 dry we win have to pin our
stamps on our letters.
You can't get o woman TO ~
agree that hair and brains don't
80 together.
-
Marriage may agree with you,
but your wife seldom does.
or
Like other vegetables, the ice
plant nouriphes best in the sum-
mer.
VIII airships be affected by the 9"
.three-mile Iimit-or viii they be
high and dry?
The most coldly calculating dis -
turber Of the peace ii the alarm p
clock.
When the weather II hot It In -;
not hard to stick to your job.
Some men can't seem. to make ),
both ends meet and sim keep
straight.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20
ADvERTISEMENT.
HIGH BLOOD
PRESSURE RESPONDS
TO NEW TREATMENT
Bi-a-lin Reduces 1t Quickly

Here Il q surprisingly. quick, easy
way to Danish the dizziness, the
nervousness. the paIpitation. the
ehortness Of breath, the headaches
and the general weakness caused
by high blood pressure.
An eminent doctor obtained such
remarkable successes In treating
even the most obstinate cases that
other physicians asked him to dis.
close his prescription It's use has
become 30 general that It is now on
sale. In all good drug stores. II Ia
called Balm
This wonderful prescription con.
tatne no harmful drugs to deuress
the heart. 1t quickly clears out the
clogging poisons which have slowed
up the system and caIsed high
blood pressure. Use It and obtain
q new lease on life. See how Quick.
~ IL makes you feel years younger
Tree from the exceedingly distress.
!ul symntoms and dangers of high
olood pressure and full of the now.
ers and energy Of more youthful
days.
You can get Balm in convenient
tablet form at all good druggists.
euce az Peoples Drug Stores.
Bl-A-IIN
cor HIGH BLOOD PRESSURE
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20
THE WORLD WE
LIVE IN


~ IFTY years from now well
probably be able to trace
Il American grand opera back
, to q banana stand.
It ID encouraging to note that
some people are, able to convert
a section Of IN apartment into
4 living room.
':Hessessien may. be nine points
OF the law, but q good divorce
lawyer can work on the other
ninety-One points.
- -
A conservative IL q man who
won't sit on the grass for fear
the green paint viii come off.
History IL another name for
war. with a series OF Intermis-
6ton6. :
4
Three.ring circus: "A dog chas-
ing his tall. a. doughnut and a
wedding ring.
- --..
A. New York man was arrested
for stealing papers from a blind
nSwsdealer. The culprit wasn't
entirely bad-he might have taken
the news stand.
Some folks think that they
ought to grow paper in parks in
stead gof littertng them with trees
and grass.
An English scientist says that
Methek Earth IL three billion years
old. We bet she wouldn't admit
n - -
You ask the icerqan for piece
O. Ice and he sends up an icicle.
The. Irish Free State Ii two
years old. We wonder II it's
growing out. Of its fighting clothes
yet,
! ii -. =:
Be1kie Bebb. the sweetest girl
In town. says she cannot under.
stand why q cow doesn't ever
swallow his chewing gum.
The ban on short, skirts has
been removed In Bulgaria. But
most OF us can't see that far.
There, are more buIlfighters In
Wan Street than In MEXICO.
A, dietician says that man looks
like what he eats. There should
be . grand rush on goldfish.
Being. . clothesiine IL the only
excuss for wearing satin knickers.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20
Common knowledge

It is no longer possible to, say
that one-half Of the world doesn't
know how the other half lives.
Nowadays the other half is boot
logging.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

On February 80, 1929, q SYRIA
cuse landlord presented each Of
the tenants children with brand
new jack knife.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

On August 2. 1860. Congress
decided to levy a tax Of $40 on
every person who bought n sax
ophone.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

On September 81. 1892, a Balti-
more lady paid q taxi driver dou-
BILE fare because she weighed
twice as much as an ordinary
person.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

a conservative IL q man who
won't sit on the grass for fear
the green paint will come off.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

History IL another name for
war. with a series OF Intermis-
6tons.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

'eessess.en may. be nine points
OF the law. but q good divorce
lawyer can work on the other
ninety-one points.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20
HEROES


Whoever II was that yelled
''Folicp" when you were $50
AHEAD IN the crap game and won.
der1ng how you could hank your
winnings without causing unfav-
cradle comment. !
The guy who gave you a ride
home when It started to rain at
the picnic.
The Nfe-saver who covered up
yeur bad break at the party by
telling. funny story.
The street car that came along
just az your girl was beginning to
drop hints about taking a taxicab
home. ~,
The kid in the next pew who
tjckled your ear when you were
falling asleep in church.
The girl who said she would fix
up . nice lunch when you. were
trying to finance a party to the
bathing beach on a dollar and a
half.
The guy who got out and gave
you bis seat i9 the. street car just
a. = bottle OF hooch. was about to
slip out from under your coat.
The policeman who hove into
view just as one of the gas.house
gang WAS preparing to give you
a'thrashing for paying too much
attention TO his. girl.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

The street car. that came along
Just az your girl was beginning to
drop hints about taking a tadcab
home.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

On February 20. 1923. It was
so cold in Detroit that the mayor
instructed all the men in the
street cleaning department to
stay home where they could keep
warm.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

The kid in the next pew who.
ttckled your ear when you were
falling asleep In church.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

Three-ring circus: A dog chas-
Ing his tall. a. doughnut and a
wedding ring.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

On June 81. 1923. woman In
Chicago theater went home IN
the middle Of the third act be-
cause she had forgotten to feed
the cat.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20
to . ,banana 'tstand.

'Itiis encouraging to. note that
some people are, able to convert
a section Of IN apartment into
4 living room.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

The guy who gave you a ride
home when It started to rain at
the picnic.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

The hfe-saver who covered up
yeur bad break at the party by
telling funny story.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-08-20

ENTITY years from now well
probably be able to trace
- American grand opera back