davidaulloa/AmericanStories huggingface dataset:
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03
LOAN FUNCTION
TOLD To ~"
CLASS
Saving and Borrowing Groups
Are Included in
Association.

Operating principles Of building
and loan associations were ex-
planned to members of the 7. NJ.
C. A. accountancy class at this
weeks session by Odell 8. Smith.
secretary OF the Home Mutual
Building and Loan Association.
"A building. association" he de-
clared, sis a mutual cooperative
financial institution composed of
members who have thus associated
themselves together for their mu-
tual benefit and financial ad-
vantage. The membership of a
building association may be broad
ly divided into two classes, desig-
mated savings members and bor-
rowing members. The former use
the association as a place where
they may deposit from time to time
such sums as they are able to
spare from their wages, salary or
other income.
1.-THE borrowing members use the
association as a place where they
can borrow funds for buying, build
ing or repairing a home. or for
other useful purposes. The mem
bers save money together. They
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03

lend money to each other. They
divide the profits with each other.
They work together to help each
other.
Years ago Judge Durack of
New York was quoted as saying
that building association was an
organized effort to extract wealth
from aggregated poverty. Build
ing associations have been pioneers
in teaching thrift. They have been
Endorsed by the National Real
Estate Board, by Secretary of Com.
merce Hoover, who says our as
sociations are true peoples banks
popularity controlled and locally
managed.
To become an investing men,
Der of building and loan associa-
ton, Mr.. Smith said, one can start
an account in the association oper-
attng on the permanent plan, which
means an association that declares
dividend each year, by deposit
ing 81 up, and such other sums as
one may be able to spare from his
income. In the serial associations
In which new series is started
every six mionthsSs "a person may
become q member by paying back
the number OF months that have
elapsed since the series started and
tnus get the full earnings of said
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03

mixed that the practices 81 8 rev
may DO q great deal to undermine
the confidence of the public III
homes a. investment.
Then the small home owner
must look to his agent for advice
on the largest investment he may
ever make and one which vitality
affects his happiness. The pros
pective owner can be counseled
not to buy 3 home beyond his
means. and should be given q close
estimate on all probable expenses
involved in maintaining his prop.
erty. The responsibility OF d man
negotiating the sale OF d small
house. ID even greater than that
OF the savings bank which invests
Ito depositors' funds"
This Is exactly where the kealtot
comes in. The realtors are gov.
erned by q national code fethIcs.
They are bound to give all clients
fair and square dealings ana hon.
est advice. 70 be realtOr II u
necessary to become q member 81
the Nation Association OF Real
Estate Boards.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03
CITY To HAVE
NEW HOME
COLONY
Huntington Terrace Division
Announced BY Dover
Corporation.

Washington adds another beauti
ful subdivision to it's list. Hunting
ton Terrace, located on the Rock.
vile car line. directly north of Edg.
moor and Battery Park, is the name
Of the city's latest development.
Huntington Terrace is composed
Of seventy acres of beautiful rolling
land, through which streets have
been graded and sidewalks laid;
sewer and water have been con-
tracted for. Massive granite entrance
columns have been built at each
street entrance, which are con-
tinuous lighted at night. This
property is owned by the Dover
Corporation. The officers Of this
corporation are: A. M. McCarty,
president, Canton, Ohio: p. L. Nc.
Lain, treasurer, Canton, Ohio, and
Washington, D. c.; Elmer Dover,
vice president. Washington, D. c.;
Chester w. Hanson, vice president
and general manager, Washington,
y. c., and William II. Clark, director,
Canton, Ohio.
I'VE have started construction on
our building program and are going
TO develop Huntington Terrace into
q beautiful subdivision" declared
Roger L. Calvert, manager of the
sales department, yesterday.
zone house is nearly complete and
others are in process of construction.
The present program calls for an
expenditure of $750,000 to $1,000, 900
this year. The Rockville car passes
the entire front of the tract with q
stop at each street. This property
is surrounded by Alta Vista, Chevy
Chase. Battery Park, Edgemoor,
Bradley Hills and the English Vii.
lage. There are eight golf clubs
within two miles of the center of
the property, including the Chevy
Chase, Columbia and the Congress.
gional.
This tract was decided upon and
purchased by the corporation after
q very intense survey of real
estate conditions in the entire
country and is being developed
with an idea of relieving the pres
ent house shortage by building
houses of the very highest type,
upon small plan.
Mr.. Hansen. vice president and
general manager. declared yester-
day that ''the slogan of the cor.
PO1 OOFGE means
built for the ages AT the time our
building program was decided upon,
Mr.. Dover, together with the Of
ficers of our company, insisted
that we should not build for the
present only but should construct
homes which would compare favor
ably with a $4,000 residence, ex-
cept for size. and that our slogan,
Dover built means built for the
Ages should mean exactly what 1t
says. Realizing that at the pres
INT time there are, probably, abb
normal conditions, caused by a
shortage In small dwellings, they
teel that after house construction
has again become normal that it
viii be case OF the survival of
The fittest. At that time. when
competition Is keen, our building
win have merited the confidence
of the purchasers. In other words.
We are building for the future"
he said.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03

series II you stay in until the
series natures. a slight reduction
being made for those who with
draw before the series natures.
These accounts can be opened
at any time in either class, of as.
ISOLATION. The advantages OF mem.
bership," the speaker said, are:
Three hundred dollar dividend is
exempt from Federal income tax:
all deposits are exempt from
municipal intangible taxes, except
special deposits. The association.
however, pays 2 per cent on its
gross earnings as an intangible tax.
"A person desiring to become
borrowing member must make ap-
plication, and his property is then
appraised by the associations ap-
praisers at the average cost OF
about 81
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03

treatment. This little cottage will
hold its own among the most pre-
tentious. {
The rooms are comfortable, live
able rooms and not mere hooks.
AS one enters the front door the
house appears large; the fireplace,
stairs and bookcase all count in the
scheme, yet the arrangement Is most
economical.
The stairs are very compact.
The two nice bedrooms are much
larger than one would expect to find,
they have cross ventilation and good
closets. The bath is well arranged
and there is not an inch Of waste
space. Note that the only hall in
the entire house Gha1ls are of little
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03
PERIOD STYLES
Of FURN|T
POPULAR
Home Owners Told How
chippendale First
Made Work,

Different periods Of English his
tory have given our language GER
tain adtectives invaluable for con-
veying certain ideas.
Thus. mid.Victorian has come to
mean that type of person who
frowns upon rouge, discussion OF
the anatomy and bedroom farces.
EIizabethan means Shakespeare
and Kit Marlowe.
But in furniture dealers and fur
niture lovers, the adjective OF
Georgian" means but one thing
-Chippenda1e, Heppelyhite and
Sheraton furniture.
This, in turn, means mahogany.
bizarre but exquisite designs. bandt
legs, fiddle.backs, curved top rails
and numerous bureaus and what
nots.
1t was during the reign OF
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03

Here is a charming little house
that can be built for about $4,000
and one that will provide a real
home which is within the means Of
almost everyone.
inexpensive to build and it re-
quires but little homework, a good
coy home to be proud Of, pos
session that will certainly give more
lasting satisfaction than a bunch of
rent receipts.
The architects have worked out
very simple and economical plan
and have combined with it an at
tractive exterior. Most houses of
this modest size look like packing
boxes" for want of proper roof
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03

George II, 1727-1760, that one
Thomas Chippendale, cabinetmakeer.
was brought from obscurity and
honored as the man who really
began the golden age Of furniture.
Chippendale, like Shakespeare
did not pretend to be purely orig
inal. He put his tools and clever
fingers to solid old pieces OF
Dutch and Queen Anne.
He carved a spiral here. He
made a square corner into a deli.
cate curve. He added a tiny rail
or q queerly twisted drawer. ne
leveled massive legs into the fill
greed Gabrielle leg.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03
ESTATE IS
FOUNDATION Of
THE HOME
Realtors Play Important Part
In Owners
Happiness.

There are certain points in the
housing problem for which real
estate men are especially respon-
sible," says an expert. They can
at once see that illegitimate fees.
commissions and bonuses are not
exacted.. It is generally recog-
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03

value as living spaces) is the very
small pass at the second floor. This
is what makes the house big one
in everything but cost.
The laundry, heater, etc., are in
the cellar.
The foundation il Of concrete, the
upper walls are frame finished with
wide white shingles. The house has
steam heat, modern plumbing and
electric wiring.
The complete working plans and
specifications of this house may be
obtained for a nominal sum from the
architects. Refer to House A.61.
For further information address the
Real Estate Editor OF the Washing
ton Times-Herald.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03
A HOME OF YOUR OWN

Your money hack in pocket pride Of ownership.
possession magnificent enhancement OF val
road to Independence.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03
Are You Getting
All Heat From Coal?

Are you conserving all the heat
the coal bin will yield? If the fur
mace yields partially burned coal,
be sure it is sifted after first
moistening. And, by the way, the
man Of the house will not be averse
to caring for the furnace if he
learns this trick, for it not only
saves dust and dirt, but furnishes
more combustible material in the
oxygen Of the water.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03
RENT MONEY

paid insalnens
spndidy just off Sixteenth street
will
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03
A HANDY PADDING.

Plain heavy white string makes
an excellent and quick padding
when embroidering scallops. It can
either be basted on material or else
held In place as embroidery is being
worked.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1923-03-03
BLACK SATIN SLIPPERS.

After wearing black satin slim.
pers for time they usually become
dull and dusty looking, and if one
just rubs them over with a dark
cloth dipped in gasoline it will
bring back the original luster to the
satin.
The Holly chieftain., 1923-11-29

bearing. Upon this shaft 3-inch dial
and knob are attached. At the present
stage 1t may be used and an ndjust-
ment of to / secured. The gears
may be obtained from telephone bell
ringer, which serves the purpose ad-
mirably owing to the numerous teeth
on the gears.
For much finer adjustment. another
shaft in vertical line with the con-
denser and dial centers may be fitted
upon which Is mounted piece Of rub
ber packing in such . manner as to
bear friction against the under side OF
the dial. A small binding post knob
IL attached to this shaft which further
allows close adjustment. similar TO the
vernier attachments on the market to-
day. The dial will turn several times
The Holly chieftain., 1923-11-29
IEZ:lUZzZ||
edited by g. Douglas Wardrop. Editor
Of Radio AsrchandisinE

Of Radio XsrchandlsinsJ
Here 10 4 simple vernier arrange
ment for variometers and condensers
which will be found very convenient In
tuning for CIV.
Fig. shows the rubber knob and
the binding post from which the vernier
is made. Almost any type or size Of
rubber knob may be used. The dimen-
sions shown, Of course, will require to
be changed accordingly. The knob
used measured one-half inch in diane
ter and onehalf inch deep, with a
knurled rim three-quarters of an inch
in diameter. To adapt this binding
post face of the one-half inch length
to one-quarter inch, and bevel the
length to an angle of As degrees. This
can be conveniently done by screwing
the knob on threaded rod which is
put into collet and turned in lathe.
The threaded rod Is an S-32 machine
screw with the head cut OF. An S-32
round-head machine screw. One-half
inch spring to pass over the machine
screw and a small brass washer COM
plete the yernier. A hole Is drilled
through the panel slightly below the
The Holly chieftain., 1923-11-29
SHORT CIRCUITS

When set has just been wired
and Is being tried out, il stendy hum
Is heard in the phones this will tell
Of IN open circuit.
Scrape the surface Of the crystal and
leave the scrappings on the crystal.
The catwhisker has then only to be
placed on any point and II sensitive
spot will be found.
When the station desired is tuned in,
why not assist your neighbor to get
the same station by stopping your
tube from oscillating? Your music
will sound better anyway.
In wiring your set it is best to use
No. IA or 16 B and S copper wire. In
close wiring cover the wires with cam
brio or spaghetti tubing. Round or
square timed copper makes the neat
est job.
The Holly chieftain., 1923-11-29
INFORMATION DEPARTMENT
$4,72s,ooo FUND FOR COLORADO
HIGHWAYS PROGRAM IN 1924

Denver.-Tentative proposals for the
expenditure of 4.725. 900, which sum is
available under the state highway bud
get for 1924, have been announced by
the state highway advisory board here.
A serious problem has confronted
the advisory board in Its apportionment
of available funds for state highways
because Of repeal by the Twenty
fourth General Assembly of the half
mill state road tax, combined with the
fact that revenue. derived from the sale
OF all automobile license tags must be
used for the payment of interest and
retirement of the S6.OOO,0OO highway
bond issue authorized last November
The highway department must
therefore, reduce appropriations for
state projects to one-third Of the 1928
appropriation, 1t is declared.
Adequate maintenance will be the
primary consideration, the use OF funds
for new construction being necessarily
curtailed, according to the statement
issued BY the highway advisory board.
The $4,725,0O0 available for appor
tionment under the 1924 budget will be
distributed as follows, subject, Of
course, to Governor Sweets approval:
For maintenance ...........$ $1,000
For construction purposes,
federal aid projects ....... 3,000,OOO
For state projects ......... 5U,OOO
For property, equipment, ad-
ministratiOn and surplus
war materials ... oG4,OOO
For contingencies s........... 10000
The above appropriations are pro-
vided for by the following estimated
receipts:
Balance 1923 highway fund. S 100000
One-half mill levy .......... 100000
0ne-half of &c gasoline tax. $4,000
Internal Improvement ...... 50,ON
Sales to counties and miscel-
laneous $1,000
1924 bond sale to meet fed
eral aid. 100000
Federal aid projects ........ 1,5OO,0oO
Total. s4,T25, 600
The Holly chieftain., 1923-11-29
ANOTHER NURSE
PRAISES TANLAC

Mrs. Leona Culpepper. II Lucille Ave
nue., who was trained nurse for If
teen years, is another highly esteemed
Atlanta woman whose gratitude and
desire to help others prompts her to
tell of the wonderful results she de-
rived from the Tanlac treatment.
Il had suffered from nervous in
digestion and loss of appetite for four
or five years." said Mrs. Culpepper.
"and was nearly always nauseated. I
had heartburn so bad / could hardly
stand 1t. and became so weak and
nervous I could hardly do my house
work.
Reading what Tanlac had done for
others, I decided to try 1t. and by the
time I finished the first bottle was
feeling so much better that l bought
two more When I had finished the
third bottle was feeling fine and had
actually gained sixteen pounds. Tan
lac Is all that Is claimed for It."
Tanlac Is for sale by all good drug
gists. Take no Observation-Disclosures
ment.
The Holly chieftain., 1923-11-29
Trouble in Adjusting
Secondary Condenser

While tuning in phone signals and
CIV. considerable trouble in adjust
ing the secondary condenser is often
experienced. The following is a
method devised and used with good re-
suits:
Take an ordinary 43-plnte condenser
out OF It's casing and mount large
gear wheel on Its Shaft; the con-
denser in turn is mounted on the back
of the receiving panel in the usual
manner with the exception that no
shaft protrudes. A small gear wheel
is mounted on brass Shaft and fitted
through the panel so rs to mesh with
the large gear. This shaft may be cen
tered on the cover of the condenser
or other arrangements made for its
rear bearing the panel acting as front
The Holly chieftain., 1923-11-29

tremities OF the cross supports to form
square. Commencing 3h inches
from the center, saw-cuts u inch apart
are made on both edges OF the cross
support beginning at the first or inner
saw-cut. No. q DEC. wire Is wound
tightly in 4 clockwise direction to the
outer edge. The loop is then turned
over and the wiring continued In an
anti-clockwise direction back to the
first saw-cnt on the opposite side. Two
binding posts are fastened to the cross
supports to which the ends OF the wire
are connected. A strip of wood Is
fastened across the two opposite legs
of the cross supports. A hole is bored
OF corresponding size In the center Of
the bottoN protecting piece and a
dowel is inserted TO permit the loop to
revolve.
The Holly chieftain., 1923-11-29
Two Held for Death Threat.

Chicago.-Charged with making
threats to kill, Everett +. Leonard,
president of the Serviette Company Of
Chattanooga, Tenn, and Willard, his
1S-year-old son, are in jail here. ac-
cused by Roger Naylor. president of
caso, Of having kidnapped him in Chi
cago on Oct. 13 and holding him pris-
oner in Chattanooga for twenty-six
days. Everett =. Leonard told the of
ficers he and his son had come to col
lect $1,000 due them from Naylor, who
admitted, police said, that he owes the
debt.
The Holly chieftain., 1923-11-29
DENVER MARKETS
Cattle,

Feeding steers brought up to s7;s5.
u few small punches selling at this
were sold for s725 few loads at
$40. and other sales were made in
load lots at $685.. 1915. $685.. $3.50 and
s.oekers brous ous hit from So 'esss down Aae TO
1886. A large local packer paid 35.G5
for few small lots Of good heifers
Some OF these averaged $50 pounds
and others weighed 773 pounds each.
Several other lots of killing heifers
brought from IS to 81. and a few went
for 33.75. Feeding heifers brought from
1915 to 50. Killing cows brought up
to s47b from traders. Killers paid
others around 50 and 1896. Gamer
cows were sold for Sits. and cutters
for $3.50. Killing calves commanded
81 for the better grade offered, and
one lot of mixed calves was sold for
the same price to a trader. Tho bulk
Of the stock calves offered brought
calves will stili command around Sc IL
the local market. according to traders
A few bulls were sold for S1.76. 3225,
$3.50. and light bulls brought as high
The top price of 37.2o was paid for
two loads Of hogs One of these aver
aged 1874 pounds and tho other WAS
weighed UP at about 212 pounds a
head. Two other loads of good hoEs
were sold for $40. and tho Same
quantity brought 81. Two carloads of
somewhat lighter hogs brought 81 and
four loads went for S6.95. Several loads
were sold for $6.Sb. while odd lots
brought $6.75 and 36.36. Light lights
went to killers for s6. Heavy hogs
weighing more than 900 pounds were
sold for the usual s5.75. with a few
coarser out at less Stays found buy
ers at $3.50 Coarser stays will bring
around 81.
sheep.
One carload of fat lambs went to n
large packer for S11.45 flat. Six car
loads OF coarse Arizona corn-fed lambs
averaging "a pounds went to n feeder
for sl1.35 freight paid. Two loads OF
feeding ewes, averaging about rs
pounds, brought $40. All of these
sales were called strong to little
higher. Choice fat lambs were quoted
to n possible s12. and 1t was stated
that really choice feeders, would bring
were quotable up to 1915.
The Holly chieftain., 1923-11-29
How Loop Antenna Can
Be Made by Amateurs

Many amateurs are handicapped in
their erection of an antenna by lack of
space. A loop aerial as shown In the
diagram can be constructed and will
obtain very good results with one
vacuum tube detector.
To construct this loop. two laths of
wood 25A inches long should be OBJ.
talned. A notch is cut in the center of
each and ihey are Joined together to
form an "x." Four lsths of wood each
1s inches long are nailed across the e1-
The Holly chieftain., 1923-11-29

before the condenser has made half a
revolution and in order to know how
your condenser is setting, 1S0-degree
scale is mounted on The large cog
wheel and an opening cut in the panel
to view the scale.
The Illustration makes this descrlp-
tion clearer and from the general plan
the amateur may devise his own means
for mounting the gears and condensery
he may have on hand.
The Holly chieftain., 1923-11-29
Earth's Eneruy.

An eminent physicist has estimated
that the power developed by II million
Niagaras In n million years would not
euun the energy expended by the
e;.rth in IL single second us 1t circles
around the sun. And yet so perfect
Is the mechanism that, flying around
its axis at an equatorial speed of more
than a thousand miles an hour. and
around Its orbit at more than LOO
miles minute, all the mundane In
liuences of which astronomers know
could not change the length Of its day
The Holly chieftain., 1923-11-29
Vernier Adjustment
to Be Used on Dials

A vernier adjustment to be used on
the dials OF condensers may be easily
made with the following parts:
Three e-sixteenth-inch rod.
Three-quarter-inch rubber stopper.
Knob to fit on rod.
Cuff to fit rod.
The rod Is set out about three inches
from the front of the panel which as
sists in eliminating the hand capacity
The Holly chieftain., 1923-11-29
Fake Cotton Broker. Investigated

New Y0rk.-Millions of dollars have
been lost by small traders in the South
through cotton transactions with un-
scrupuious persons posing as cotton
brokers, Thomas Hale, secretary OF
the New York Cotton Exchange, de.
cIared In statement made public
here. The exchange is doing every
thing in its power to protect such
traders, Mr.. Hale said, and is now
working with cotton exchanges in the
South in an effort to weed out mem
bers of those exchanges who, the
statement said, 1--WE have reason to
believe are not doing business in ac.
cordance with the rules"
The Holly chieftain., 1923-11-29
Attorney. Residence ssmbsd

Macomb. Ill.-A bomb was exploded
in the home of States Attorney An
drew l.. Hainline here few days ago.
All members of the family escaped In
jury. All windows in the house rs
well as those in surrounding buildings
were shattered. The damage has been
estimated ut $1,000. No clew as to
who caused the explosion has been
found. Mr.. Hainline would make no
statement as to the bombing.