davidaulloa/AmericanStories huggingface dataset:
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
Ripping Rhymes
o.. AI.n 49,
BY Walt Mason
n

No smiles are now adjoining my once
effulgent phiZ; the sheriff came this
morning and took away my Liz; he
took the ~choo-choo wagon that ] have
steered so long, l drink from sorrows
flagon a bitter draught and strong. For
years l have cavorted along the Great
White Way, while creditors exhorted
and begged me for their pay. The
butcher AID the baker were always on
my trail, the sordid undertaken insist
ed on some kale. In winter and in
summer, across the wales and hills, the
coal man and the plumber were chas-
ing NE with bills. And oftentimes my
pastor would read the riot act; You're
headed for disaster he said, with
splendid tact; you blow your coin for
rubber, for tires and gasoline, for pat
ent jack or snubber, and this is base
and mean; for all the time you're ow-
ing to every merchants till, and every
where you're going you're up against
a bill. The man." observed the pas
tor, who joyrides while in debt, has
got a nerve that's vaster than has been
charted yet" All, sad, in my condition,
since | am doomed to walk; the sullen-
eyed mortician can chase me round a
block. The butcher and the grocer,
since l have lost my dray, are ever
drawing closer-I cannot get away
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
Answers to Questions

(Any reader can get the answer to
any question by writing The Palladlum
Information Bureau, Frederick j. Hask-
in. director, washington, Z. c. This Of
Ter applies strictly to information: The
bureau does moi give advice on legal,
medical and financial matters. 1t does
not attempt to settle domestic troubles,
nor to undertake exhaustive research
on any subject Write 10Y anestiod
address and enclose two cents in stamps
for return postage. All replies are sent
direct to the inquirer.
@. What is the Inscription on the
bronze plaque of Theodore Roosevelt
which was given to Michael Collins
by American friends?-J. w. @.
A. This plaque is in the Office in
Government House. Dublin, that was
occupied by Michael Collins and bears
the paragraph which might be called
the creed of strenuous life. 81 wish
to preach not the doctrine of ignoble
ease but the doctrine of the strenu-
Gus life, of toll and of effort, and OF
labor, and strive to preach the high
est form of success that comes not to
the mar who desires more ease and
peace but to him who does not shrink
from danger, hardship, and bitter toll
and who, out of these, wins the splen.
did and ultimate triumph"
@. Why do magazines have stars ou
the covers?-G. L. P.
A. This is a distinguishing mark
placed on the copies sold to newsdeal-
ers on the r~eturnable basis. When
copies remain unsold at the end of
the sales period the covers or whole
copies are returned to the publishers
and credit is allowed. In this way
subscribers copies could not be collect
ed by an INSCRIPTIONS person who
had attained standing with a publisher
as a newsdealer.
Q. What will change ordinary -four
into pastry f1our?-W. T. S.
A. Replacing two level tablespoon
fuls of -four with two level tablespoon
fuls of cornstarch in each cupful OF
flour used will give the desired
change.
@. What causes the itch?-C. G. w
A. A itch or scabies is caused by
the pressure of larvae or mature speci
mems of Acarus scabei, the itch mite
Although the itch was known to The
Greeks and Romans. the cause wa:
probably not recognized before tn;
twelfth century. A case was reported
in 1892 wherein the skin of the patient
was estimated to contain 7,000,0 0i
eggs and 100000 mites, The disease
causes 4.05 per cent of all skin disease
in the United States.
Q. What is meant by homogenizeC
milk?-D. P.
A. The Department of Agriculture
says that such milk has been forces
through a sieve fine enough to breal
up the fat %globules.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
By FREDERICK J. HAsKIN

WASHINGTON, D. c., Sept. ID
The fight for the establishment of
branches of national banks has been
renewed in congress by the introduc
ton by Representative McFaddin,
chairman Of the house committee on
banking and currency, of a bill permit
ting such banking expansion. 1t is
a matter of popular interest for two
reasons. First, it represents a curious
contest between local Institutional
pride and the protection of local pro-
fits, and second, it represents a strug-
BILE by small bankers against big bank
erS.
The principal argument in favor of
branches for national banks is ef-
ficiency and service. The principal
argument against such branches is
preservation of local enterprise and
immunity from the possibility of q
money trust
What the national banks ask is the
legal right to establish branches in
any places. Thus, the National City
Bank of New York might wish to es-
tablish a branch in every city in the
United States and in many small
towns. Under existing law it cannot
do so, but if it could, it would get the
deposits and the business of many
more customers than now it can COM
mand. Therefore its profits would in
crease. Many other large national
banks-great financial institutions
known from end of the country to the
other-migth desire to expand in the
same way. In all probability they
would, if permitted by law to do so.
They claim that for the law to per
NIT them to establish such branches,
so that the milk man in Omaha could
deal with a great banking institution
as readily as John Rockefeller or any
other New Yorker can, would be a
20 in the direction of efficiency.
Under existing law, a national bank
may lend only a limited proportion OF
its funds to one borrower. A man may
have a big business in a small town.
His borrowing requirements are large
His local banker may not be big
enough to accommodate him. There
fore, he must do business with a big
ger bank in a distant city.
Increased Loan
Facilities.
With a local branch of the big bank
IA Liz GAIo4 ~ SOuAO DOIIOW just
as much as though he lived and did
business in New York, because the
business of the branch would be on
the same basis as business with the
home office. The loan would be limit
ed, not to the capital of the branch
but only to the capital of the whole
vast system of parent and branch
banks.
1t is a fact that in many parts of
the United States big business send
their deposits by messenger long dis
tances to other cities to find banks
big enough for them to deal with. A
bank desires to lend only to those
who deposit with it; therefore, the big
business in the small city, does not
deposit at home but in the place where
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19

the government, continues to urge
greater public interest in public affairs
and is appealing now to the women Of
the workers to show more interest.
While there are 16 women in the
reichstag and women are numbered
among those prominent in labor move
ments the wives and daughters of the
average citizens do not play the role
in public that American women play"
she said recently.
Mrs. Ebert has not neglected her
home life, however. The president and
his wife have two sons. One is a re-
porter on the Socialist paper "Vor-
waerts" and the other is a student of
technology. Their daughter is a IL
brarian in the Berlin public library.
She has changed the imperial palace,
cold and ~forbidding while Wilhelm's
family use it, to a comfortable home.
She and her husband live as simply as
they were accustomed to when he was
working at his trade as a harness
maker while the Socialists were build
ing up their present strength.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
Women Praise Il

For four years Mrs. D. H. Harris,
1915 Avenue A, Newcastle, Ind, says
that she has suffered with nervousness
and has spent over $500 for medicines
and treatments of different kinds with
out results, finally after everything
else had failed she tried Redwood's
Tepee Herb Tonic and began to get re-
lief after the first dose. Mrs. Harris
can't praise it enough as it not only
removes the catarrhal condition from
the bowels but she passed great guam
titles of stomach worms also that have
e making her for years,
and destroying her health. Tepee
Tonic is sold at the Quigley drug
stores, 81 a bottle, 6 bottles IS. Red
wood gives his free show every night
at 1880, Sheridan and State streets.
Come and bring the family, you will
enjoy it.-Advertisement.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
Combing Won't Rid
Hair Oh Dandruff

The only sure way to get rid of dan
druff 5 to dissolve it, then you destroy
it entirely. To do this, get about four
ounces of ordinary liquid arvon; apply
it at night when retiring; use enough
TO moisten the scalp and rub it in
gently with the finger tips.
Do this tonight, and by morning
most if not all, of your dandruff will
be gone and three or four more ap-
plications will completely dissolve and
entirely destroy every single sign and
trace of it, no matter how much
dandruf you may have.
You will find, too, that all itching
and digging of the scalp will stop at
once, and your hair will be fluffy, lus-
trous, glossy, silky and soft, and look
and feel a hundred times better.
You a get liquid arvon at any
drug store. 1t is inexpensive and
never fails to do the work.-Advertise-
ment.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19

past; the little banks will beat the
big banks and the branches will not
be authorized.
There is one existing method by
which, under the law, a national bank
may acquire branches. State charter
ed banks may have branches within
the states in which they are located.
A national bank may buy outright a
trust company or state chartered bank
which has branches. 1t may continue
to operate these branches which thus
become, in fact, no longer branches
of the old trust company or state bank,
but branches of the national bank
which has acquired the whole institu
ton. In this manner the Chatham and
Phoenix National Bank of New York
purchased outright the entire property
of the Century Trust company. The
latter, operating as a trust company,
had a dozen branches. When taken
over by the big national bank, the
branches had to come along into the
bargain. But no national bank can set
out independently and establish
branches directly.
Savings banks are state chartered
institutions. These may have branches
and may be purchased in the same
manner. A recent example is the pur-
chase by Riggs National Bank of
Washington of the Hamilton Savings
bank, an institution which had branch
es scattered about the District of Col,
umbia. These now are branches OF
the Riggs National bank.
In Europe, branch banks are he rule.
rather than the exception. Vast insti-
tutions like Barclays Bank, PARIS
Bank, OF the London Joint City and
Midland Bank, all in England; the
Credit Lyonnaise in France; the
Deutsche Bank in Germany and others
in other countries have literally hun.
dreds of branches, not only in their
own countries but in other countries
American banks Of either national OF
state charter may, under certain re
strictions, have branches abroad. Not
many do so, but there are some ex
amples. The most notable is that Of
the National Bank of New York which
has branches in all parts of the world
The branch bank struggle is likely
to be removed every few years, but il
does not probable that the great
banks will be permitted to extend as
the foreign banks have done. 1t is
however, considered possible as the
the foreign banks have done. 1t is, how
ever, considered possible that a ma
tional bank will be permitted. undel
certain restrictions, to establish
branches within its own city.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
Miss Booths Retirement

The retirement of Miss Evangeline Booth as
head of the Salvation Army in America brings
genuine regret to persons who have watched the
work which she performed in religious and so
Geological circles. Not the least to mourn her
loss will be the soldiers who saw service overseas
where the matchless organization which she per-
fected contributed to their comfort in a most
commendable manner.
The reason for her retirement has not been
communicated to this country from England,
where the headquarters of the Army are main
tanned, but it is assumed that the administration
has a good reason for calling her back to her ma
tive land.
The work of the Salvation Army in this coun-
try has been directed by Miss Booth for many
years, and its signal success in alternating human
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
DYE ANY GARMENT
OR DRAPERY WITH
"DIAMOND DYES"

Buy Diamond Dyes" and follow the
simple directions in every package.
Don't wonder whether you can dye or
tint successfully, because perfect
home dyeing is guaranteed with Dia-
mond Dyes even if you have never
dyed before. Worn, faded dresses,
skirts, waists, coats, sweaters, stock
ing, draperies, ~hangings, everything,
become like new again. Just tell your
druggist whether the material you
wish to dye is wool or silk, or whether
it is linen, cotton, or mixed goods.
Diamond Dyes never streak, spot,
fade or run-Advertisement
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
After Dinner Tricks

No. sO1-The Jumping Peg
A small paddle, shaped like a mustard
%spreader, is shown to contain three
holes drilled through it, as shown In
Fig. /. The tip of a toothpick is pushed
through the middle hole and the paddle
is waved in the air. Suddenly the peg
jumps from the middle hole to the top
one, as in Fig. 2.
Fig. 3 explains the trick. Only two
of the holes go completely through the
paddle. There are two other holes that
go only halfway through. The half
hole on the upper side of the paddle
Is above the two real holes the half
hole on the under side is below them.
Thus when q peg is pushed through
hole IA from above, it appear to be
in the second hole. But when the pad
die is turned over, it appears in the
top hole. The paddle is secretly re-
versed by turning it over between the
fingers during a wave of the arm, which
rs done Ito make the peg fly out of ono
hole and into another" The paddle
can easily be made out of wood. A
pencil can also be used for the trick.
Copyright. 1899. BIZ Public LEDGER Company
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
An Unfailing Way
To Danish Hairs
(Beauty Notes)

Ugly hairy growths can be removed
in the privacy of your own home if
you get a small original package of
delatone and mix into a paste enough
of the powder and water to cover the
hairy surface. This should be left on
the skin about 2 minutes, then re-
moved and the skin washed, and
every trace of hair will have van
ished. No harm or Inconvenience can
result from this treatment, but be sure
you buy real Observation-Disclosures
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
Branches for National Banks
Small Banks Oppose Proposal in Congress, Fearing Posi-
bility of Creating Money Trust.

there is a bank big enough to handle
its loans.
The national banks say that there
would be a great saving in a branch
bank system because of a diminished
overhead expense. There are 10000
banks of all sizes in the United States,
each with a president subordinate Of
ficers and boards of directors. This
means that each of the 80, 600 banks
has an overhead which must be paid
for by the public, as all profits of any
business must, in the final analysis,
spring from the public. Now, if there
were but 1000 big banks, there would
be but 1000 sets of presidents, officers
and directors and much of the over
head would be saved.
There would be perhaps %, 900
branches so the country would be
served with same number of banking
houses, but these branches merely
would have managers and teliers with
no expensive overhead.
On the other side of the question,
the small banks say that it is contrary
to every tenet of Americanism to per.
NIT any great group to crush out
small competitors, wholly aside from
the question of economic wastage oil
duplicated overhead expenses. They
insist that if the national banks are
permitted to establish branches, the
small, independent banks will be
crushed out of business, just as il
has frequently been alleged, small
businesses in other lines have beer
crushed out of existence by great
trusts.
Small Banks Fear
Banking Trust.
The small banks say that the bis
banks would come to towns where 10
cal, thriving banks were situated anC
open branches. The superior influence
of the branch of the great parent
would ultimtealy drive the little, loca
banks out of business. This process:
would result in the great banks grad
ually getting control of the Who'll,
banking business Of the country, Great
ing a money trust which would contro
credit. A situation would be created
whereby a small group of bankers
could decide whether er not credi
should be extended to business in AM
part of the country. The bushes!
destinies of millions would be in tht
hands Of a few powerful inancia
giants at the head of the great banks
This, to be sure, is the sort of pic
ture which is extremely repugnant tt
the American mind and it is this pic
ture which has prevented the estab
lshment of branch banks.
The controversy is an old one. /
has REQUIRED in years past. Now tina
Mr.. McFadden's bill brings it up again
it is to be expected that the Who'll,
ground will be fought over again an
it is not at all unlikely that the issu,
will be the same as it has been in tn,
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
Memories Of Old Days
In This Paper Ten Years
Ago Today

The first big gun in the Progressive
campaign in Wayne county would be
fired on the next Tuesday evening at
the Coliseum when former Senator
Albert ]. Beverage, progressive nomi-
nee for governor, was to deliver an adj
dress N state and national issues.
Mr.. Beveridge was to speak at New
castle in the afternoon and then would
be in Richmond at an early hour in
the evening, coming here in automo-
bile.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
HELPEn HIs RACK

Bachache. rheumatic pains, dizziness
and blurred vision are symptoms Of kid
ney trouble. MY husband had a bad
back" writes Mrs. Ma Mccullough,
could hardly get up and then he would
be drawn over to one side. He tried
him. Foley Kidney Pills quickly re-
lieve kidney and bladder trouble. A G.
Luken Drug Co, 626-62S Main St.-Ad-
Vertisement.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19

airy the change in
conditions t b e q
has been since the
overthrow of the
Hohenzollerns. The
late ex-k a S e ri
took no part in the
affair of state and
this was true of the
wives of the other
high officials under
the m o n a r chistic
regime.
Mrs. Ebert, an
earnest worker in
the Socialist ranks
before her husband
was called to head
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
TODAY'S TALK
BY eeorqe Matthew Adams, Author of "You Can" "Take It," sup"
A MORNING PRAYER
BY George Matthew Ad

4 N V ~ W. y = ITN
Grant unto me this day, dear Lord, the fullest measure OF service
Cleanse me in mind and heart and make this body OF MIN a serV-
ant to carry out the wishes of your will.
Lead me into this day in the fulness of my ability.
Make me thoughtful of others during every hour. Allow n o word
on act of mine to mar the beauty o T happiness of a single life.
AS I go out to work and to earn, talk to m through your spirit
to be kind and gentle. And help me to feel your presence during every
moment, that I may solve every problem Alright and face every new
duty with renewed courage of heart
know how frai1 / am-how liable to error-thats why l need you
So stay by all day long, won't you, God?
It's such a beautiful day. Thank you for it! May I use it IS though
l were to have it forever. May / live it as though it were to be my
last.
Help me to put all the usefulness that is in me into this day, God.
Don't let me waste a minute.
Make people glad when they see me, and make me glad after 1
have performed some service for each one of them-even though that
service be n more than a happy smile, or a word of cheer.
I deserve. l realize this when I see about me SO many others, less
favored, though far more courageous than l. Bless them, Lord. Love
them to the full.
Warm my heart with your love, God. So many times it feels cold
and lonely.
Satisfy this spirit of mine in happy service, unselfshly rendered,
and bring me to the close of this day glad and content with having
done my best
Educate my hearttoday, Godl
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
in Correct English
Don't Say:

Don't Say:
England is a NAVAL nation.
What Is Americas MARINE
strength?
This country is rich in MARITIME
products.
l have a MARINE almanac.
Our NAUTICAL laws are strict.
Say:
England is a MARITIME nation.
What is Americas NAVAL strength?
This country is rich in MARINE pro-
ducts.
/ have a NAUTICAL almanac.
Our MARITIME laws are strict.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
Who's Who IN the
Day. News

The prominent part played by Mrs.
Fritz Ebert, wife or Germany's presi-
dent, in the political and public life OF
that country indicates how revolution
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19

Serpents that danced on silk ropes
to music were exhibited at Bartholo-
new Fair, Smithfeld, England, in
1878, says Hohne.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
Musings For The Evening

Scientists says the average woman
has only 500 words in her vocabulary.
But she uses them so often they seem
like S,000,00
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19

The minority often proves to be the
majority because it turns out and
votes.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
After Dinner Stories

A physician was walking up Broad
way when he saw a dentist friend
looking at some shirts in a show win
dow. Just then a ~panhandler stepped
up to the dentist and began to unravel
a hard luck story. To the physicians
establishment the dentist lifted his
hand to his ear and said, raising his
voice considerably:
"How's that? You'll have to speak
louder. I'm hard of hearing" The
panhandler hurried away, grumbling
to himself. The physician walked up
and laid his hand on the dentists
shoulder. Jim" he said, you seem
to have ear trouble"
no, perfectly normal" was the re-
ply. But. that chap was a professional
and playing deaf is the best way l
know to get rid of that kind.'-Pitts
burgh Dispatch.
Did you participate in many en-
fragments while in France?" asked
the interested old lady.
"Only five replied the ex-A. E. Fer
with becoming modesty.
And you came through them all I'M
hurt?"
Not exactly he returned sadly,
81 married the fifth."-American Lee
gion Weekly.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19

Friends (Quakers) have had a larg-
er proportion of women preachers
than any other denomination, says
President Southerd of the Inter
national Association of Women
Preachers.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19
shouId Have Worn suspenders

Lost-One pair of pants, dark gray
with dark stripe up and down, lost be
tween Long BRANCH and Red Bank,
Antonio D. Acknowledgement ad in Red
Bank paper.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19

1t is said that the Russian calvary
is all right except for the fact that it
has no horses. Doubtless the navy
is in first-class shape except that it has
no boats.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19

The champ optimist of the world is
one who counterfeits Russian money.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1922-09-19

Foolish people used to blow out the
Now they step on it.