The Alaska daily empire., 1922-07-15
CREDITORS ASSN.
 REPRESENTATIVE IS IN JU NEAU
R. I. Robertson Here-Will Discuss Local Credit Rating
 Bureau with Merchants.

R. T. Robertson, special repre- sentative of the United Creditors Association, arrived here this morn ing Cn the steamship Admiral Evans from Ketchikan, where he ahs been for the past 10 days in the interest of the Association. He is accompan- jed by Mrs Robertson and their Lit tie son.
 MT Robertson is making a tour throughout Alaska for the purpose of organizing a credit rating bureau in every town He is comforting with Juneau business men today and ex- poets to leave on one of the next boats for the Westward.
 ketchlkan Organizes
 Ketchikan. the only town which Mr. Robertson has visited so far, except Juneau, has organized credit rating bureau and is 100 per cent, there being 34 business houses in the organization.
 international Organization
 "The United Creditors Association has been operating for five years and has a membership of between 5000 and 1000 in every state in the United States, and every province in Canada" said MT Robertson. Ninety per cent of the retail stores in British Columbia and the same proportion in the provinces and in the States is organized with the As sociation By the end of the year hope to have every business house in Alaska member of the Associa- lion. Building business is a hobby with men and I am anxious and glad 70 give any aid to business houses. spent a number of years in the banking business in Australia and was with the Burroughs Adding Ma chine Company for some time in his country and I have had a splen- did opportunity to study business methods.
 Business Problems "One Of the greatest problems con fronting the merchant today is: His credit business, especially collections.
 There arc a large number of peo- ple who argue that they are we'll known The store knows they will pay eventually but do not see why
 hey should pay now
 'Some who lived up to their in- comes during the wave of prosperity expect every consideration from the
 merchants, but are unwilling to sac "ifice any personal pleasures. desires or comforts to meet their obligations. True enough, their intentions are | good; they make promises which | lre seldom kept, and as the account | grows older, feel less inclined to l 'ay it.
 Advantage Taken Then there is that type who have | 10 intentions of paying-take ad vantage of all credit they can get | from as many merchants that will | rrant them, always ready with good | ,xcuses, hard luck stories and finally leave towA,s
 Mot only does this work serious 1ardships on those real genuine cases If hard luck whom the merchants | gladly help and would be willing to | go further with, but, cannot do so because he has so much capital tied up in long overdue accounts. Flo, l it must be remembered, not only has | ne to pay for goods given on credit but also spend more cash to replace | he stock on his shelves; making a ouble burden on his capital. "This is one of the great facts that s retarding business progress. For he is unable to buy at better cash ldvantages. take cash discounts, nor
 -arry largor stocks he would like to, CT the benefit of the community. People Honest
 Most people are honest. Their intentions arc good, but they have ,rown careless chiefly because the lerchahts themselves have been lax md careless in their collections