davidaulloa/AmericanStories huggingface dataset:
The Cordova daily times., 1922-06-16
FINANCIAL EXPECTATION

FINANCIAL EXPECTATION
 Few recognized authorities in fi- nance expect that the broken curren- cies of some foreign powers will be restored to par very speedily. It is expected, though, that stabilization can be effected, and a stop will be placed on reckless printing of notes of con- stantly diminishing value
 In all the parleys abroad financial visionaries have been doomed in their efforts to find credit substi- ute for the gold standard. Foreign proponents of the idea have aban- doned their theories.
 There is still much doubt what will happen to the countries which have been swept clean of their gold by war and postwar operations-by res toration of the gold standard within their borders.
 The United States, leading cham pion of the gold standard, as the GUS todian of one-third of the worlds en- tire supply of the precious metal, is now looking confidently upon the in dustral situation abroad. In that there is hope that fiscal conditions can be righted gradually. Greatest confidence is aroused by the fact that there are signs of genuine recovery from depression in number of lead ing European countries. Europe is showing a material increase in power to export goods. There also is a growth in the physical production of goods. Better budgetary systems also are being installed as a forerunner for changes in fiscal methods.
The Cordova daily times., 1922-06-16
SOMETHING TO EMULATE!

SPRINGFIELD, H., June l6.-LaW- renee Widipsch knows it is a serious offense to fool with government laws.
 Hence, when being examined for na- turalization, he admitted having brok- en the laws once-by drunkenness. Lawrence told the authorities where he got the goods" and received his papers. The bootlegger was arrested
The Cordova daily times., 1922-06-16
IT'S A QUEER WORLD!

RACINE, Ohio, June 16. - While engaged in sweeping out the flouring mill here, the owner found nest of baby rats. He turned them over to his mill cat, famous "ratter"
 Tabby, however, had just lost a lit ter of kittens. Instead of killing the little rodents, she carried them to her nest and proceeded to cuddle and feed them. The rats are growing fine. The affection seems mutual as the old cat never lets the rats out of her sight
 The owner of the mill says this story can be verified by visit to his mill.
The Cordova daily times., 1922-06-16
NEWS
 ABOUT DOIN(1S
 NEARBY CAMP
(From Mccarthy NeWs).


 Wm. D. Coppernoll secretary of the Mccarthy Commercial Club, has been notified that the proposed All Alaska Conference in Cordova July 3, has been abandoned, Mccarthy being the only town to respond,
 Before a large and enthusiastic gathering of base ball fans an interest ing game of ball was played at Kenne- colt last Tuesday evening when the Mccarthy team made it's first appear ance this year.
 The Mccarthy team made a good showing for the first few innings. Shepard, pitching for Kennecott, gave Mccarthy five runs. Shephard was then relieved by a professional with the result that it was all off with the visitors. Warren pitched for Me Carthy the first four innings and was relieved by Saari of Kennecott, but the Kennecott team knocked him all over the lot so Vannie Anderson re- lieved him in the last innings with Snyder catcher.
 The final score stood 21 to i1 favor of Kennecott.
The Cordova daily times., 1922-06-16

France and other countries where gold is recognized as the standard.
The Cordova daily times., 1922-06-16

Pure. clean milk at the new dairy phona 176-4 rings. 5-tf
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Notes from Tisch Mills

Miss Christine, daughter of Mr.. and
Mrs, Joseph Rouiller, was married to
William Stangel, the Rev Shimek off
ciatng at ST. Mary's Catholic church.
Miss Emily R0uller, sister of the bride
was maid of honor and John Stangel,
brother of the groom, best. man.
Dinner was served at the home
of the brides parents, at Mani
towoc to immediate relatives and
friends and the couple left on the aft
ernOon train for a honeymoon trip to
Milwaukee, Chicago and other points.
The couple will make their home here
on a farm now operated by the groom,
who has always been a resident of this
community.
After making preparations to leave
for Cecho-Sloyakia for a long time,
Joseph Horky finally left Tisch Mills
on Sunday for Europe where he eX-
poets to spend the remainder of his
days.
Misses Tillie Stangel and Helen She
besta left for Milwaukee Monday
where they will be employed during the
winter months.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Notes from Liberty

The annual School Fair was held at
the ROselawn school on Wednesday. \
large number attended A fine pro
gram was rendered, following which
lunch was served.
Miss Hertha Glaeser is being en-
ployed at ManitOwoc.
Carl LEM is preparing to build a
barn next spring.
William Mass, well known farmer
Of Liberty, died Tuesday night, aged
i3 years. Death was due to heart
trouble from which he had suffered a
long time
The deceased is survived by his wife
nee Ida Rusch, and three children
Gala, II, Norma IL and Raymond 10
His aged mother Mrs. Augusta Mass
and two brothers, Ernst in Newton
and Charles at Brillon and one sister
Mrs. Louise Kruger, Of ReedsyilIe, al
50 survive.
The funeral will be held Saturday
afternoon from the Liberty church
Rev. lensel, officiating.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26

Mr. ard Mrs. Frank Drummer and
daughter Of Silver Lake worshiped
here last Sunday.
Miss Elizabeth Bradley of Coopers-
town is visiting her sister, Mrs. Ralph
IfcuIon
Mrs. Kate Cavanaugh of Manitowoc
is visiting at the home of her daughter,
Mrs. B. Kings.
The dance aud rattle given by the
Indies at the parish hall for the benefit
Of the foreign mission was well attend
ed. Robert Doolan won the quilt.
Good for Robert.
Thomas Savage was an Appleton
caller and has returned.
Mrs. Bowlgcr and Mrs Gordan of
Chicago are spending a few days with
Mrs Pat Daley.
+ j. Fcnlon recently purchased a
new Ford car. Tom says the Fords
are nll right.
Herman klann transacted business in
our vicinity one day last week.
Mr. and Mrs. Chus. Nate are parents
Iof q young daughter born Tuesday,
Mother and child are doing nicely.
We regret TO say that our local car
/ pentcr and contractor, Charles IIcinlz,
rs seriously i'll at his home.
Shcahan brothers are pressing hay
on the farm Of Ralph Fenlon this week.
Henry Morrisscy Of Milwaukee was
called here some time ago on account
Of the illness Of his relative John Nor.
rlsscE who was later removed TO Mayo
Bros. hospital in Minnesota for medical
treatment.
On October 10, pretty wedding
took place at Maple Grove when Jo-
seph Grail and Rose Baronc were unit.
ed ~ wedlnck Father Casey perform
ed the ceremony. The attending
couples were. Edward Grail, Bernard
Baronc, Joseph Barone, Anna Radey
Wayne Grail and Marie Rathsaek. The
bride was aitired in a white crepe dress
over white satin wearing corsage
bouquet Of roses. The bridesmaids
wore colorcd organizes with hats 10
match,
q wedding dinner was served 10 over
hundred guests. a dance was given
IN the evening at Taus
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Notes from Cato

Edward Gallagher and family OF
Newton spent Sunday visiting with
friends at Cato.
A new gilbert is being built in the
village on highway No. 49, Prochnow
& Co, of ReedSvillc have the contract
A baby girl was born to Mr.. and
Mrs. Charles Nate Tuesday of thi,
week
Farmers are taking advantage of the
good weather to get their blowing
done. A good rain would be appreci
ated rs it is almost impossible to pillow
heavy soil because of the lack of moiS.
turc.
An auction was held at the pieseheI
farm at Clarks Mills Wednesday, Oct
25. The farm was first sold in parcels
and then as n whole, 81 900 being the
best bid on the whole farm. The heirs
will probably take the farm over. The
personal property was all sold.
Mr.. and Mrs Emil Hacker are at
Milwaukee for a weeks visit
Mrs. Richard Mcclure is in Chicago
this week, shopping and visiting Al the
home Of her niece, Mrs. Elizabeth Ma
loney She will spend next week in
Milwaukee visiting her son, Vim. Me.
CURE.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Notes From Cleveland

Mrs, Mary Buehberger, who made
her home with her nephew, John
Buchberger, for many years, died of a
stroke of paralysis on Wednesday, ag-
ed II years. Besides her nephew and
family, step-sister residing at Med
ford and step-brother at Sheboygan,
survive her
Miss Laura Krause, nurse at st.
Nicholas hospital at Sheboygan, spent
the week end with her parents, Mr..
and Mrs. Mich. Krause at Centerville.
Mrs. Mahoney and son Bob of Green
Bay visited at the Dominic Wagner
home several days last week.
The herdsman of the Weiskopf farm
moved on the Toepel property at Cen
teryile this week, with number of
cattle, official test, and several thou
sand chickens. He expects to fatten
and ship several hundred chickens
every week during the winter.
District No. 4, Centeryille, with Miss
LOrena Toepel as Teacher, held "A very
successful school fair Friday night
The principal speakers were Mr.. c,
Chadwick, scout master of Manitowoc,
and Charles Hampke.
Don't forget the carnival and box
social, Friday evening, in William
HINES hall, given by the Ada school
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Notes from CoOperstown

Alvin Nooker, Mr.. and Mrs John
Haws and sons Carl ana John, and
daughter Elizabeth all of Two Rivers,
spent Sunday at the Goessl home.
Mr.. and Mrs. Sam Finnel and family
of Franklin spent Sunday at the Rich
dorf home.
Mr.. Frank Knuth purchased trac-
tor the past week.
Joseph Cenefelt and son Charles,
Nick Pelischek and Dave Goessl were
business callers at Green Bay Tuesday.
The Misses Elizabeth Haws and Nio-
let Goessl attended the birthday party
of Helen Zahorik, near Mishcot, Sun
day afternoon,
Alice Gordon of West Cooperstown
spent the week end at the home of Mr..
and Mrs. Rudolph .Busse.
Benedict Bartelme spent Monday and
Tuesday at his home here and then re-
turned to Manitowoc.
Miss Viola Dewane, student of
Manitowoc Training school, spent the
week end with her parents.
Miss Frances Bartelme was a Mani
towoc caller Saturday.
Marian Iinsmeyer of Denmark was
week end guest of Mildred Nejedlo.
Mrs William O'Brien and family
were guests of Pete Bradley's on Sun
day.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
EASY TO TELL HIS THOUGHTS
Little Peculiarities of Theodore Vail
Revealed Much to Friends and
Business Associates.

There was nothing eccentric about
Theodore N. Vail, but he had certain
little peculiarities of manner. From
his biographer, Albert Bigelow Paine,
we learn that for one thing he was alb
sent-minded.
Once. saws Mr.. Paine, when Mr.. Vail
was starting on one Of his many trips
TO the Pacific coast and had invited
his niece to accompany him he turned
to her abruptly at the moment Of de-
parture: well, good-by, Kate" he
said, I'm sorry you're not coming
with me-"
Her prompt reply that she was go
ing both startled and amused him.
His thoughts seemed always to re-
quire some sort Of physical outlet.
When listening to anyone he had a
habit of making small pencil drawings
--curlicues, geometrical shapes and
letters carefully shaded. They showed
that he was interested in what was
being said. When he was not inter-
ested he would pull out handker-
chief and fold and refold 1t on his
knee down to the smallest subdivision.
Those who knew him could easily tell
when he was not enjoying situation,
for then the handkerchief would In
yariably appear, and the folding con-
tinue until the suffering ended
Youths Companion.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
NURSE IN TURKEY SAFE

Miss Pauline Wilkowski of this city
has been serving in Turkey with the
American Red Cross and for weeks
her relatives have been worried for her
safety because of the unsettled condi-
tions in the Near East and the hor-
rible tales of atrocities that have been
coming from the war racked regions,
The alarm was accentuated by having
had no word from her for a consider
able time. This week word was re-
ceiyed directly from her which allayed
all fears.
She stated that she was safe and
would be in Constantinople a short
time after the letter was written. She
gives graphic account of adventures
in getting out of the disturbed area in
Guiding description of an encounter
with a "bandit band" at Jerrabeles,
The chief took her and the children in
her care under his protection.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
"RETAIN THE LOVERS ! ANES"
Sentiment in Thousand of Hearts
Pleads That They May Never Be-
come Great Highways.

A little gray cottage stands on
hilltop. Below the hill runs the cross
road There is not much travel on
the road-it serves to connect two
highways.
o Oftentimes the crossroad takes its
way close to the foot of some deeply
wooded knoll and sometimes it goes
over a creek, quivering under it's icy
cover. Then the two ends Of the road
meet by means of little bridge, where
the hoofbeatS of the horse echo loud
and the sound of the motor becomes a
giant dynamo. Sometimes the cross
road is oyerarChed with trees, as 1T is
below the gray cottage, and the sum-
mer sunlight only filters through in
patches--such compelling, mysterious
intimacy as there Is to the crossroad
then.
The young folks call the crossroad
'lovers' lane" The old folks used TO
call it lovers lane" when they were
young and drove under the arched
branches or jngled over the road in
sleighs, while the round moon laid the
shadows of the black branches meet
ing overhead in etchings on the snow.
Lovers lane'-every county owns
one. There was a lovers lane In
Sangamon county, Illinois, and Abe
Lincoln walked along it with Ann
Rutledge In the 30s-soldiers sang
about lovers lane"-may all the lit
tie crossroads that now are lovers
lanes never, never become arterial
highways Chicago Daily News.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
CLUB OPENS AUSPIcIOUSLY

The Lutheran Mems club opened the
winter season with an enthusiastic
meeting at the club rooms last week.
There were refreshments and fine
musical program including popular
songs by the orchestra, a violin solo
by Emil Swenson and a comic dialect
song by Charles Schlei.
There were also talks and reports
by various members, including Ger
hard FRANKIE, James Noble, II. c. Dit
mar, Rev. Karl Machmiller, and Presi-
dent Oscar Lindermann.
Tentative plans were laid for bowl
ing alleys to he erected in a separate
building. A successful radio concert
given by John Koch of the koch-Mcl-
endy Electric company in which he
picked up" such cities as Atlanta, Ga,
Dallas, Texas, st. Louis, Mo, and Chi
cago was a feature of the evening. Mr..
Koch used a regular 2victrola as a
megaphone and the concert could be
heard in every part of the hall.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Notes from Baskerville

Mrs. Charles Photenhauer of Green
Bay is here for a two weeks stay with
relatives.
Emil lIronek left for Manitowoc
where he is employed at the glove fac
tory.
Mr., and Mrs. James Noyak of Mani
towoc spent Sunday with relatives in
this community.
Mr., and Mrs George Wanek and
Mr. and Mrs. Ed Pelishek, all of Kc-
waunce, spent last Sunday at the Joe
Peroulka home.
Mr.. and Mrs. Ed. Chaloupka and
family were visiting with relatives at
Tisch Mills
Farmers in this section are busy
plowing,
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
NEWS FROM COUNTY
Notes from Two Rivers

August Gloe, with his family, have
returned from Manitowoc to make
their home here, Mr. Gloe has pur-
chased Thos. Magce's residence.
Mrs. Richard Lucbke is recovering
from an attack of pleurisy
Mrs Charles Krause is recovering
from an attack Of pneumonia.
Mrs. John Monka is the guest of her
daughter, Mrs. Everett Toscland, who
resides in Milwaukee
Michael Ncrtz has returned from a
visit with relatives at Phillips, Wis.
Mr. and Mrs G. a Magcc made an
auto "trip to Chicago and spent Sunday
with relatives and friends.
Mrs. f. }. Niqucttc and daughter
Beulah have gone to Milwaukee to
visit with Mrs. Max Lcllcubcrgcr, who
is student nurse in one Of the leading
hospitals Of that city She viii grad
nate from that institution Nov l.
Henry Kroner left last week for
Milwaukee, where hc will take spc.
cial course in pharmacy
Daniel Sibcnhorn, who for the past
year was employed at Eagle River
Wis, has returned home.
Frederick Maudcl, aged 81, am old
resident AND highly respected citizen Of
The town of Two Rivers, died Monday
He was q civil war veteran, Ne was
born in Germany and came with his
parents to Two Rivers in 1858.
In August 1865 hc was married I'd
Mary Kampf, who died In 1873. He
was left 10 mourn the death of his wife
with three small children aud his aged
parents Later on he married johanna
Wilsman, who passed away in 1914. He
is survived by eleven children. The
funeral win be held Friday afternoon
al 100 from his late home and at z
O'Clock from ST. Johns Lutheran
church, with services by Rev llaasc
The remains will be inferred nl Tan
merry cemetery.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Scottish Gardeners Valued.

Scottish gardeners are being ex-
ported to all parts of the world. A
notable instance Of the value In which
the Scottish gardener Is held, is the
engagement by United States mil
lionalre, of Scotsman for his private
grounds, at salary Of $1,000 a year.
Not many years ago the man was get
ting few dollars a quarter In Lon
don One of the superintendent in
a London park can record several In
stances of his men from across the
border getting very high salaries for
private establishments on this side of
the Atlantic. There is one gardener
Of Scottish origin in a South London
park who says he has "mown the
grass in most corners of the earth,
including remote parts of South Amer
lea. A high percentage of the gar
deners in London public parks are
Scots, and more than one supervisor
can boast Of his clan.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
MYSTERY BOAT

Someone sailed fishing boat into
Two Rivers harbor Sunday night,
moored the craft and disappeared. The
police found some clothing in the cabin
and papers Indicating that the boat be-
longs to A. C.. Tickner and Frank 1u-
base of Waukegan, Illinois 1t is a
forty-fve foot boat of ten feet beam
and is in good shape. The name
"Veronica' with st. Ignace as the port
of hail are painted on the stern.
Surmses Immediately ran to rum
running and other crimes but the little
ship is simply a mystery until further
information.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Notes from lander

Miss Amanda jauke, who is employ
ed at Manitowoc, spent Sunday with
her mother, Mrs. August Janke, here
Mr. and Mrs Walter Mueller and
family, aud Mrs fhcodor Mueller Wis
tied AZ Denmark SUNDAY
The repairs for thr siccplc Of the
local Lutheran church have been pur
chased and the carpenter are expected
to begin work on il this week.
Mr.. and Mrs Herman kohn and
Mr.. Fred Hasten Of MARRIED. visited 1T
the home of Mr.. and Mrs. Carl Stueck
last Sunday.
Our local teacher Miss Naser, spent
the week end with her parents at Sax
onburg.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Notes from St. Nazianz

Mr.. and Mrs. JOS WINNER of Alver-
no were Sunday guests at the JOS
Brunmecr home,
The Misses Leona Schuler and l..
Schwoerer came home from Manitowoc
to spend the weekend at their respec-
tive homes.
Mrs. IL. Burkard has returned from
six weeks visit at Elk Rapids, Mich.
Mr.. and Mrs. Frank Schnell are the
happy parents of baby girl
Mrs. f. Hartman and Mrs. j. Plat
ten were Manitowoc visitors the past
week
Mr.. and Mrs. F. Knier are rejoicing
over the arrival of baby girl.
A number of relatives and friends
gathered at the home of Mr.. and Mrs.
Frank Stiefvater on Sunday to assist
them in celebrating their tenth we'd
ding anniversary.
Michl Madigan, a lifelong resident
Of Meme, has removed with his wife
and daughter to Manitowoc.
Ben Gehrig departed for Manitowoc
where he is employed.
Mr.. and Mrs. Herman Lulloff and
family of Greenleaf spent several DAYS
with the formers mother, Mrs. T..
Lullof.
JOS Simon and sister, Miss Anna, and
Leo Schwab spent Saturday at Sheboy-
gan.
Mr.. and Mrs. John Mertz of Chiffon
called on relatives here Saturday.
Ambrose Eberle is i'll with an attack
of quinsy We wish him a speedy re-
cOvery.
Christ Maertz, Mr.. and Mrs. Anton
Knier and Mr.. and Mrs. Theo Breu of
ShebOygan spent Sunday with St.
Nazianz relatives and friends.
The marriage of Miss Anna Simon
and Leo Schwab took place Monday at
$50 O'Clock at st. Gregory's church,
Rev, Deibele officiating The bride APP
peared in beautiful brocaded baritone
satin dress, with georgette over-drape
and pear trimming, carried a big show
er bouquet of roses. Miss Olive Simon,
sister of the bride, was maid of honor;
she was CARRIED in a white georgette
crepe gown, trimmed with lace, and
carried a bouquet of pink carnations,
while a cousin of the bride, Miss Lo-
rina Chrstel, was bridesmaid; she wore
a blue crepe de chine gown and car
ricd a bouquet of white carnations.
JOS Simon, brother of the bride, was
beStman. After the church ceremony
a wedding dinner was served for near
relatives, and in the afternoon the
Young couple left on a honeymoon trip
to Milwaukee, Chicago and Detroit.
After their return they will make their
home in this village, where Mr.. Schwab
| operates a blacksmith Shop.
Miss lrma Brunmeyer and Michael
Bolz were surprised by about thirty
girl and boy friends, with a kitchen
shower last Thursday evening. They
received many useful presents. The
evenings entertainment consisted of a
mock wedding, games and dancing at
FeSsler's hall At IL o'clock lunch was
served.
Misses Anna and Loretta Schneider
left for Sheboygan Monday, where
they will work in the St. Nicholas hos
pital.
Mrs. Rosa Lettenberger returned
after visiting two weeks at Sheboygan
Falls.
Mrs Kate Simon and daughter Olive
of Chicago are here for two weeks
stay.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
State OF Ohio, City of Toledo,

Lucas County, SIS.
Frank j. Cheney makes oath that he
is senior partner of the firm of +. j.
Cheney &Co. -doipg business in the City
oil Toledo, County and State aforesaid,
and tha. the said firm Will pay the sum
OZONE HUNDRED DOLLA RS for each
and every case of Catarrh that cannot
be cured by the use of HALLS CA
TARRH MEDICINE.
FRANK j. CHENEY.
Sworn to before me and subscribed
in my presence, this 9th day of Decem-
Der, A. d. 1886
A. w. GLEASON,
(Seal) Notary Public.
Halls Catarrh Medicine is taken in.
ternaly and acts through the blood ON
the Mucous Surfaces Of the System.
Send for testimonials, free.
f. j. CHENEY &CO., Toledo, @.
Sold by all druggists, 75c.
Halls Family Pills f9r constipation.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Almost Al.

A little girl had spent the whole
morning nj the zoo with her father
and read all the notices and placards
very carefully. As they passed the
turnstfIe TO return home the father
said: well, | think we have seen
everything don't you, dearT Every
thing but the pickpockets they talk
about" she replied.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26
Divorce Among Birds.

Contrary to general belief the house
wren frequently is divorced from his
mate during the season, says an orni.
biologist. Some wrens return year
after year with the same mates, while
others are discovered with different
mates.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26

Iucklehprry Finn was drawn from
real life Barney Fartling the orig.
inu ~ Mark Twan's most famous
characters, died pauper in 1917, in
an nlmShouse not far from where he
and Mark Twain were schoolfellows.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1922-10-26

teacher In English In one Of our
colleges describes a Inoney-lender rs
follows. "Ile serves you IN the pres.
ent tense. lends in the conditional
mood, keeps you In the subjective, and
ruins you In the future