The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1922-09-01
He ROutS Worry as
Hazard in Industry

are adopting the group plan OF insur.
ancc. ho says. and coupling Il with a
keep well campaign.
Mortality In middle life In indus.
try was increasing when tho Life
Extension Institute was organized. 10
years ago said DR. Eugene Lyman
Fisk. medical director OF the insti.
tute The work span. or period OF
maximum productivity In industry.
is from 20 to ~. I, ought TO reach
90 So"
Ley approves tho system used By
President Lorce for -. A. en-.
ployes. bu, he says u ought to In.
ciude a keep.weii campaign. too.
Get employees interested In keep.
Ing weii.r he sage. -and IN their own
GOOD health both employer and en-.
pioyes will draw dividends. Worry
and fear will vanish. for the hazards
Of iife viii be mlnlmlzcd.
Examinations OF thousands OF
men in Industry by tho institute
show that 30 per cent OF employees
have some serious trouble and are
below PAR: not that they are likely 10
die right away. but unless their
troubles are corrected. their lives.
and their working value. may be
seriously affected in one. two or five
years.
My advice 10 employers. based
upon my own experience "a an en-.
rioyer and as originator OF the sya.
tam many Industries use In cooper.
alton with the institute. IN that health
service. Insurance and pensions
should not be given ns outright gifts
People don't want things that they
ran get free; they will benefit only
from things they want badly enough
10 pay for.
Put the welfare plan on n $3.50
basis. and do u thru a mutual wei.
fare association run by the employees
themselves. In health service. a man
who pays for yearly examinations
and advice has got to follow the adj.
vice &c get his moneys worth. u he
gets HIS moneys worth. the employer
benefits automatically.
This ~ the plan many Industries
have put into practice: Group life
Insurance and group health and &C.
ciienf insurance. as written by the
various Insurance companies. and a
group health service such as is given
by the life Extension Institute. 20
be paid for Jointly By the employer
ana the employees. A combined sav.
ing and pension plan--snd perhaps
an unemployment insurance plan
such as advocated by Loree--can be
added later. but should be limited 20
those who join the mutual benefit
association.
Twenty cents a week contrib
u'ed by the employee and 25 cents
contributed bv III. employer will buy
a $3.50 life insurance policy. a health
and accident insurance policy paying
$40 week for 20 weeks for any
sickness or accident occurring out
side the scope of the workmcn'a com.
pensation laws. and health service
which gives each member thoro
physical examination yearly and
ftuoft ana RECOMMENDATIONS OtNtu
on his health problems. daily habits
and medical and laboratory findings.
This plnn II used for persons
earning up 10 $1,000 year. Fifty
cents a week. for persons earning up
to $4,000. viii provide $4,000 life in.
surancc. $40 week health and acci.
dent insurance. plus the health serv-
ice. For persons earning over $4,000.
tho life insurance policy In $4,000 and
the health and accident payments
$40 week on payments OF rs cents
n week.
The nub OF the whole thing is
that there IL no charity about II, but
$3.50 payment, that rs per cent OF
all employees go into the scheme. and
that II be operated by the employees
themselves. Employers benefit be-
cause they need only get l per
cent increased efficiency out OF en-
ployes who ere well and happy In
order to pay their share OF the ex.
pense of the plan"
The Loree plan is somewhat simi-
lar to that originated by Ley, tho
not covering health service. II also
provides for unemployment insur.
ance for employees who keep In force
two OF the three classes of insurance
dife, health and accidcnD Mt the rate
OF SIS weekly for six weeks.