davidaulloa/AmericanStories huggingface dataset:
Morris tribune., 1922-07-07
THE PROPER WAY TO REPAY LOANS

It is an old saying that a run into debt but
that he generally comes out at a walk.
The saying only warning against getting INTO
debt at ALL but better STILL it is accurate description
of necessary conditions surrounding the mourning and
the reduction of financial liabilities.
The custom of borrowing in order to purchase or I'M
prove homes we'll established and entirely
laudabe while under the prevailing methods it has
been easy debt the repayment of the entire sum
at the end stated time is most difficult because 1t IS
Illogical Debts must be paid from saved earnings ana
if earnings large enough to dispose of large debts
with definite date there would be small occasion for
making loans all For home financing, the problem
has solved by the formation of numerous build
ing and loan associations which afford an opportunity
for steady reduction of debt by the monthly pay
ment plan. By this method the rent payer becomes a
home
the financing of farm loans the prevailing method
has been especially illogical The average farm loan
far exceeds earnings for period of years.
with the maturity date of that loan some years IN
the future tendency been to give it's repayment
very thought and then it or even increase 1t
at the maturity date. maturity date fall at such
period of We have recently passed
thru when it does the large volume of foreclosures
bespeak a severe indictment of the system.
The nancers of Europe long ago solved this problem
and the wonder their system long in being
into this country We refer to the amortza-
ton plan "amortize" to kill off, and under
this plan the killed off at the end of certain
number of years. There is no magic about it, but the
wonderful thing is accomplished by collecting one or
of the principal each with the interest
instance if the prevailing rate of interest IS SIX per
cent then by paying per cent the borrower can
amortize a completely in the of thrtyodd
years.
The plan began be utilized by life insurance
companies making farm loans few ago, but did
not begin to attract general until the federal
and the joint stock land banks began do
ing business that plan. Other life insurance COM
panes utilizing the plan for their farm loans
prophet to declare that most farm loans
will be handled this basis
It will spell new day for agriculture. 1t not only
means the encouragement of more farm ownership and
tenantry, but also of farm bettermen
and improvement and stability to the industry
Morris tribune., 1922-07-07

conclusively that the hog market at
South st. Paul is consistently high
er this year than the other western
markets.
1--WE farmers have argued that CO.
operative marketing not only would
reduce the cost of marketing but also
would stabilize prices and tend to-
give the producer the full market
value of his product. Now we are
seeing positive proof that this is true.
1.-THE Central Cooperative Commits
sion association has saved livestock
shippers more than $4,000 in the
surplus it has set aside after paying
all it's expenses for the first 10 months
of it's life. 1t has saved the ship
pers at least another $4,000 by re-
ducing commission charges and liter
ally forcing private companies to cut
their charges too.
Morris tribune., 1922-07-07
WE WOULDN'T DARE SAY 1T

But Bess Wilson Of the Redwood Gazette, does and
here it is
1--WE admit that those snowy white covers and other
proud mothers in the baby carriages are
just too dainty pretty sweet for anything but
did these proud mothers stop to think how
beasty uncomfortable they for the babys eyes, and
future result those same eyes may be-
Just try it YOURSELF Spread white sheet right out in
the blazing sun and sit where you'll be
the glare of the whiteEess coming right up
your and just how long can comfortably
sit there the baby little creature, can't get
away. If didn't have million other things to do
we'd crusade against white things in front OF
baby cabs and against pling all the family groceries,
bats mas hat the weeks mall and the day
supply the baby buggy top of sons daugh-
If that buggy bought for the kid, let him
use it, it all and don't crowd him away
up that you make delivery wagon
of the thing. Buy wagon and use it as a
We certainly feel right sorry for some of these
wee bits of humanity who being put upon!"
Morris tribune., 1922-07-07
Wanted: Men Who Know How

Every now and then there goes up pessimistc
wall that there are opportunities for the young
Nothing could be more false. There opportuni-
today every hand for the young man who knows
how to do things.
The world is fairly clamoring for the young men
trained-men who know how to their brains
as we'll as their hands.
The market will always be glutted with mediocrty.
There will always be surplus supply of who have
someone else do their banking for them.
But the man who thinks straight, the man who is
keen and Clean and filled with zeal and enthusiasm for
his Job will always his services in demand and his
rewards will be Observation-Disclosures City Enterprise
Morris tribune., 1922-07-07
PAGE 8

but these savings are small and
almost insignificant in comparison
with the great achievement of stabil-
izing the market, and putting the
Minnesota terminal more nearly on
a level with the Chicago market than
ever before. Cooperation of local
shipping associations all over the
northwest has made this achievement
possible by putting a large volume
of business in the hands Of the CO.
operative marketing agency. The
whole northwest will reap the bene-
fit"
Morris tribune., 1922-07-07
FARMER TURNS EDITOR

Last week the editor the Mortified News
jury SERVICE and turned his editorial page
to "Tergiverous Tim" who is otherwise identified W.
F. Shilling the weknown Holstein farmer of North
field. Bill aired views everything in sight, and
among other things unburdened himself to the farmers
the seventh district, follows:
business to tell the people of the seventh
district whom they should send to congress, but inter
ested in the general welfare of the all the
people the state, must confess that Congressman
Volstead should be returned the next congress- Not
because he a prime mover in helping to make the
country semiarid could forgive him for that
he with Sydney Anderson of the first dis
tric the very abest Congress and stand
higher in the connses of their party than any other
two in congress and the places they hold COM
mittee assignments make them not only invaluable to
their constituents but all agricultural America we'll
'There is not farmer in the seventh district but
what should and work for the return of Mr. Vol
stead congress this fall. His work for the Capper
Vostead bill and also the Voight bill should convince
any minded that he is of the very strong
est champions that the farmer has in Aemrca"
Morris tribune., 1922-07-07
Deposit Guaranty Fails

North Dakota has bank deposit guaranty law that
is total failure Liabilities fifty banks which
failed in less that years. aggregate 100000
there only $426OOO in the guaranty fund with which
reimburse depositors The solvent bankers pro-
testing against assessments being laid them to
pensh and will ask the next legislature to
relieve them. In addition they point out that $4,000,
900 of these banks debts not charge the fund
because certain bankers violated the law in mourning
them. That may the solvent banks from LA
bity but will be consolation to the depositors who
will lose the $4,000 900.
The best guaranty of bank deposits sound banking
not the Bank of North Nonpartisan league
riety
Business is improving North Dakota, following the
ousting of the Townley regime North Dakota is a
part of the United States and be conducted in
business if it not.-St Paul Pioneer Press
Morris tribune., 1922-07-07

is unfortunate for North Dakota and indeed for the
Northwest that Senator j. McCumber of North Dakota
for the Republican denomination yet
McCumber had it coming. McCumber got by in North
Dakota six when the Nonpartisan League
getting it's start and had not yet become ambitious to
figure in congressional politics. Ever since then,
McCumber has pussyfooed the League ISSUE and has
raised his voice while socialist adverturers
exploiting his home state. McCumber a protege of
the late Alex McKense and it is pretty we'll established
that the latter had toerabe working agreement with
TOwnley. McCumber, rightly or wrongly, credited
with the maneuverng which unseated Gronna and put
Ladd in the Senate years At the time of the
recall election, especial effort made to enlist the
cooperation of McCumber but without If
Townley had retained his czarshp in North Dakota,
McCumber would probably have had the endorsement of
the League, but other counses prevailed League cir
ces, and the regular Republicans who sanity re-
turning after six years of
ward pussy fooers and the senatorial
viewed choice of evils The whole thing is unfortu-
because McCumber while not of especial abil-
ity had risen to station of prominence in the Senate
where he able to do the Northwest some good. He
will probably be succeeded by Democrat.
Morris tribune., 1922-07-07
THE MAIL BAG
Manager Halbe Replies

In reply to the circular on the Cen
trail Cooperative Commission Associa-
ton, published last week at the re-
quest of H. P. Carlson, F. e. Halbe,
manager of the Morris Shipping AS
ISOLATION, submits the following
statements, one from the president of
the association, and the other from
the Amboy Cooperative Shipping AS
ISOLATION:
HOW'S THIS?
Many statements have been circu-
lated to the effect that the Central
is not securing full market value for
your Live Stock. 1 have interviewed
Mr.. J. S. Bangs, General Manager
for Swift & Co., So. st. Paul, and
Mr.. w. C. White, General Manager
for Armour & Co., St. Paul, and
both have given me the privilege Of
quoting them as saying that they do
not discriminate against anyone on
this market and that they are paying
as much for livestock bought from
| the Central as they are paying for the
same quality of stock purchased
from anyone on this market"
C. B. Grandall, Pres.
OUR SHIPPERS SAY
WHEREAS:-It has come to our
attention that propaganda against
the Central Cooperative Commission
Association is being circulated
throughout the state, charging espe-
cialIy that the Central Cooperative
Commission Association is unable to
obtain satisfactory prices for the
Live Stock on the South st. Paul
Market.
BE 1T RESOLVED:-T we,
the directors of the AmbOy, Mimi,
Cooperative Shipping Association,
go onrecord as expressing the salts
faction of this association over the
prices obtained for Live Stock mar
keted through the Central Co-opera-
tive Commission Association, and
BE 1T RESOLVED:- That we in
form other shipping associations
through the Central Cooperative
Commission Association, that our ex-
perience with the service rendered
by the Central Association has proved
to us that the prices obtained by the
Central are at least on a par with
the prices obtained by other commits
sion firms.
Signed C. H. G.. Hazel,
Mapleton, MINI
Morris tribune., 1922-07-07
FARMERS SHOVE
MARKET UPWARD
Hogs Higher At South st. Paul Than
Other Western Points-Co-Op-
alton Is Called Reason
By Farm Bureau News Service.

By Farm Bureau News Service.
Something has happened to the hog
market at South st. Paul. 1t has &C
uuired the habit of being higher
than other western markets.
In fact, according to J. F. Reed,
president of the Minnesota Farm Blu
reau federation, the prices paid for
hogs this year at the South st. Paul
market are more nearly equal to Chi
cago prices than they have been for
many long years. Never is a long
time, but Mr.. Reed, who has been
raising and marketing livestock most
of his life, and watching market re-
ports at the same time, believes that
Minnesota farmers marketing hogs at
South st. Paul never before have re-
ceived prices that were so high in
comparison with the prevailing prices
on the Chicago market.
market statistics this year con-
sistently show South st. Paul hog
prices ranging higher than prices at
Sioux City and OMAHA" Mr. Reed
said.
Experienced statesmen on the
South st. Paul market have been
wondering about it. They couldn't
see why South st. Paul hog market
was running so close to the price lev
ell of the Chicago market. But when
you investigate market statistics, 1t
isn't hard to find out what has hap
pened to the hog market at South
st. Paul.
ct can be explained in one word
cooperation.
There is new element in market
ing livestock at South St. Paul today,
The farmers of Minnesota, co-operat-
ing to some extent with farmers in
Wisconsin, N. Dakota and S. Dakota
are marketing nearly one third
of all their livestock through their
own terminal agency.
'In the first five months of this
year, the Central Cooperative Com
mission association handled 5,849
carloads of livestock. The whole
market handled only 23,087 cars.
I'm the first five months this year
the farmers own agency handled 282,
| 746 hogs.
"The farmers we're sending more
than 25 per cent of the South ST..
Paul hog supply through one channel,
their own company. Their own COM
! pany, owned and controlled by farm
ers, has only two purposes: one is
to handle livestock efficiently and re-
duce marketing expense, the other is
to obtain the full market value for
the farmers product.
| "The buyers of hogs cannot ignore
the farmers agency when it controls
a fourth or third of the whole avail
able supply of hogs. We know posi-
lively that the influence of the Cen
trail Cooperative Commission associa-
ton has served to stabilize the mar
ket. We know that it has kept hogs
up to their full market value when
buyers were ready to let the price
drop.
/ "Oficial government reports of hog
prices based on the bulk sales ON the
Chicago, Omaha, Sioux City, and
South St. Paul markets, show
Morris tribune., 1922-07-07

Election results everywhere throughout the state
show demand law enforcement, particularly en-
of the liquor laws While all the outandout
liquor enforcement candidates did not win, never
they received in the different counties
be construed only silent but nevertheless in
sistent demand better enforcement and protest
against the Indifferent way moonshiners and boot
eggers checked up The 1922 election is the first
time the people have speak this mat
of they think and want about enforcing the
new liquor the show in uncertain way
what their sentiment is.-Long Prairie Leader
Morris tribune., 1922-07-07

It is over week since fool break has been
ascribed Prohibition Enforcement officer Quale and
help wondering just how much of this gratut
publicity dictated by certain portions of the city
press dscred everything and everybody connected
with prohibition.
Morris tribune., 1922-07-07

Land Dealers Lunch Club" of Minneapolis
copy of speech recently delivered before that
body by Governor Preus and asks publish it in
help them pry loose business" We agree
every the governor said calling attention to
the that Mnnesotas products necessities, and
dairying diversified farming this state can't
be beat but the clock of land buyers" cannot be
pected this state while the commission for
land all proportion to the service
rendered. land brokerage perfectly legitimate
business, and the right kind of land agent can per-
form useful service by bringing the buyer and seller
together-a that is Of benefit to all concerned.
WIN the lister have $500 and the agent S. co.
sub-agent $780, and the other dollars for the man
who told the subagent, etc. the tariff gets too strong
Minnesota see a considerable immigration of
other states, and that movement is not
far distant many folk imagine, but before it
business selling be put considerably
less expensive basis.
Morris tribune., 1922-07-07

There plenty of called politicians in the coun
try high degree that apparently do not
believe that the people it when they wrote the 18Th
amendment into the constitution. President Harding
himself llSht but he is harboring too prominent
Officials whose hearing is faulty. Several months ago.
Secretary Mellon made bad break the beer PROPOSE
tion recently Secretary Weeks has off
and light wine tangent The matter of the gov
ships selling liquor shows that Mr. Lasker
the head of the shipping board is especially dense
When the drys win a sweeping victory in the
Democratic party in Minnesota is there be
housekeeping in the higher-ups of the Republican
party or someone will be for a bump. People are
quite about this booze businessthey will joke
about and renig bit and then, but when it comes
to voting, the majority will have of it.
The Brattleboro daily reformer. (Brattleboro, Vt.) 1913-1955, 1922-10-09
PTTNEY.

Mrs. Roy Phelps is working for the
Cole Paper Co.
John Adams. Miss Edith Adams, Miss
Ethel Toilette, Miss Alta Cooley and
Miss Corabelle Wheeler. went Sunday to
Miss Follette's home in Weston.
Arthur Hoyt and A. G. Johnson, who
came from Poultney Oct. = TO work for
the u. J. Smith corporation, returned
TO their homes Saturday on account of
the accident of MIR. Johnson at the shop
Oct. 4.
Miss Luella Smith was given sur
prise Saturday in celebration of her 18th
birthday Games and guessing contests
were played and all enjoyed a very
pleasant evening. Refreshments of
cake and cocoa were served.
The auction of Mrs. Emily ID. How
ard on Kimball hill was we'll attended
i'm spite of the threatening weather. w.
f. Pierce of Bellows Falls was the auc-
tioneer and \. VI. Corser was the clerk.
4 few pieces of old-faShioned furniture.
including Il bureau 112 years old. were
disposed of at good prices.
Mr. and Mrs. Albert Watermond came
Saturday to spend the weekend with her
sister. Mrs. Edwin Hall Mr. and Mrs
Hall recently came to work at Elm
Leigh farm. Mr.. and Mrs. Watermond
are living at present in Rutland, where
Mr.. Watermond is driving one of the
cross-state busses from Rutland to
Windsor.
The Brattleboro daily reformer. (Brattleboro, Vt.) 1913-1955, 1922-10-09
Gosselin Says It
Helped Him in
Every Way

1T would have meant torture for mo
TO eat pork short time ago, bu TODAY
l ate pork chop and it hasn't troubIed
me bit. That shows how T.xnlac hal
helped me. although | have t.aken oniv
three bottles and wouldn't saw ontrigbt
that L am fully recovered YETI declared
Eugene A. Gosselin, 100 Tairyiew ave
nue, Rutland, Vt.
My trouble had me puzzled. but NV
stomach must have been in bad shane IN
spite of the fact that / Had GOOD
enough appetite. About wear aeo
mad my first attack while 1 mas at work
when / would grow weak and very s;cs
with such a pain in m,f stomach +
would double me up. A bother fins i
woke up in agony from tn csc mains and
had to send for help. I wonld bloat nm
with gas so bad l could hardly stand If
and the pressure on my hest and aronnj
my heart caused me pc feet misery
I have had no bad spells since T no.
gan taking Tanlac, and have been abIo
TO stand great deal more exertion
relish my food better, and feel altoeetbar
much improved in every way. TanIac Il
splendid tonic and I am willing 70 1ef
my name be used IN recommending II "
I9nlac is sold l,y all good druggists.
The Brattleboro daily reformer. (Brattleboro, Vt.) 1913-1955, 1922-10-09
CONFERENCE OF SOCIAL WORK
Assembly of Health and Welfare Work
ers i'm Burlington This Week.

Judge John f. Weeks, director of state
institutions of Vermont. and Herbert G.
Parsons, state commissioner of probation
in Massachusetts, are among the speak
Frs secured for the Sth Vermont confer
ence of social work which viii convene
the afternoon of Wednesday. Oct. IL, in
the chapel of the University of Vermont,
Burlington, at o'clock.N Wednesday
afternoon win be devoted to problems of
child helping. The conference will con
tinue through Thursday. At O'Clock
Thursday the Vermont Children's Aid
society will hold its fourth annual
corporation meeting III. Ida Curry of the
New York State Charities Aid associa-
ton. president of the Child Welfare
League of America, will speak on Child
Helping in a Rural State. The uni
versitv. conference and society unite in
extending a cordial invitation to all who
are interested in Vermont social condi-
tons.
The Kurn Hattin Homes at Westmin-
ster will be represented by Rev. Clifford
IT. Smith, who speaks on the work of
Kurn Hattin. Wednesday afternoon.
The Brattleboro daily reformer. (Brattleboro, Vt.) 1913-1955, 1922-10-09
BRATTLEBORO LOCAL,

Chicken-pie supper will be served in
! the parish house of All Souls church
Thursday. Oct II, under the auspices
of the Ladies' Aid society of the Swed-
ish Lutheran church.
Mrs. Lawrence Barber and Mrs. f. C.
Moffatt will be hostesses at the Country
club Wednesday afternoon, when bridge
viii be played at $50. Supper reserya-
tons should be made with the steward
by tomorrow afternoon at the latest.
The second in the series of socials and
dances in Masonic temple will be held this
week Friday at s p. m. The affair is
open to all Masons, their families, i'm
vited guests and members of the Eastern
Star. Woodlands ive-pjece orchestra
will furnish music Refreshments will no
served. The proceeds will be used to-
ward paying the debt on Masonic temple
The first supper of the season for the
brotherhood of the Centre Congrega-
tional church win be served in the
chapel tomorrow evening at $50 O'Clock.
Following the supper Charles Brasor. n
former Brattleboro man who recently re-
turned after a year in the Far East. will
give an interesting address on China and
the Chinese. All men of the parish are
invited.
Friends of Miss Marian Rowe of Sa-
lem, Mass, field representative of the
Newt England division of the Red Cross
will be interested to know that she has
returned from Latvia where she was
for nine months in charge of relief work
around Libau. Latvia, on the Baltic sea
During that time most of the Red Cross
work has been in child health in feeding
centers, holding clinics for examination
of children. and special baby clinics She
says the children. scantily clad. walked
four miles to get a single meal. often
times reaching the feeding stations with
frozen hands and feet.
Funeral services for Charles s. Hig-
ley, which were held Friday afternoon
at 3 o'clock in his late home on West
ern avenue. were largely attended bv
relatives and friends Rev Edwin +.
Wood, pastor of All Souls church.
offciated. The floral remembrances were
many and beautiful and testified to the
esteem in which Mr. Higley was held.
T.. III. Miller sang two selections: Cross
ing the Bar. and PRAYER Perfect The
bearers We're ]. l.. Stockwell Walter
NJ. Robbins. Charles Abbott and L. W.
Jackman. The burial took place in
Meeting HouSe Hill cemetery. Those
who attended the funeral services from
away were Mr.. and Mrs. Fred T. Reid
of Hartford, Conn. Mrs William Holton
of Athol. Mass. Miss Sadie Winchester
of Woodmere, l.. l., and Rollin Harris
OF Greenfield, Mass.