New-York tribune., 1922-07-16

ss,sj ........-~~.......... .$2, 240
nis leaves a balance Of $3.50 for
s,drie., entertainment, reading, etc,
.sssd Of s106.
fsking each Of these items in their
,5i., permit me to analyze them for
4, benefit of A. L. K.
rss item of s420 for interest on the
.sr.gsges is a fixed amount and can
rsse changed for the first year. Liqui-
hing the mortgage each year by the
synsnt Of $700 reduces this expense
II 80 each year.
Tie item Of $500 for fuel, taxes, up
a,, etc, should be given more con-
sa.niion, A home costing $500 will
II ,msssed for at least $4,000 if it is
Il IL city. The tax on this property
ysss then amount to about S120 each
.E A home of this size will require
It east six or seven tons of coal a
Mir for heating purposes, and at S13
ton Che coal bill will amount to
ssout $50 or more year. The charges
for gas and electricity will amount to
about $50 year. The insurance on
the property and furnishings would
amount to about $40 year. The up
keep expenses, such as replacing
screens, painting, plumbing, repairs,
garden tools, water rent, ETC., will
snount to at least 1 per cent ($75) of
es cost Of the property each year. The
Ma now amounts to 1856 and we have
rs Euded the cost of telephone.
Hspossible for two people to sur
nH u an expenditure of $40 a week
~ faai, but economy must be exer-
asa and very little entertaining can
sals. In summer ice is required,
Mf this expense is included in the
sM allowance it reduces it consider
ial. An allowance of $40 a week for
fot amounts to s1.43 a day, and this
Us to cover the purchases of milk,
sead, eggs, groceries, meat, vegetables,
u. Would this young couple be con-
srt to keep their expenditures within
bis limit!
ls possible for two people to dress
a $500 year, but this seems to me to
y small allowance for those who
ave ambitions for a $500 home. 1t
ssans $3.50 for the husbands clothing
sad an equal amount for the wife, and
ne best way to determine what such a
am Will buy is to figure up just how
ANY pairs of shoes, how many suits,
arts, hats, hose, etc, will be re-
,iired by each and what the total
'aN OF this apparel will amount to.
NO eonsideration is taken of life and
seelaeht insurance, and surely the hus-
nsne Will want his life insured for the
psossetlon Of his wife in the event of
~ asselpea. Or death. Again A. L. K.
,a.Ias ,..1a siOo sufficient for amusements,
,'as,ag, = .n recreation, etc. This amounts
= q y week, and when the friends of
!, young couple suggest going here
~ mere how far will 50 a week take
~ IL is assumed that the husband
nv. ~. mas position that will require
..s sasie and lunch money. If he
~. sasles ne Will want tobacco. And then
s..s are laundry bills. / do not find
ss'ision ~ Tor these items in the budget,
p some of them are necessary.
s.e.s - Z is the money to come from to
" 4. lnese extra expenses Certainly
sss ~. 70 not intend to hibernate in their
~ and keep themselves from their
5. and associates. The possibili-
~ afe that they will weaken when
s,s ssr,onsed n with these expenses, over
s,n s,.. 'nelr l budget, run into debt and
y -! y. throw their good intentions to
~. sae writer it seems that $500 is
~ sM small payment to make on a
II ~ nome; and, as far as furnishings
s.Jaacerned, will $500 pay for the
..saihg Of a living room, a dining