davidaulloa/AmericanStories huggingface dataset:
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09


en- thread,
Where love enaobles al.
Elizabeth Barret Browning,
EDITORIAL.
Would you say they tried to sub
marine the new treaty?
Back teeth and small boys are
hard to fill.
Tell the wheels of commerce it's
their turn.
A regular girl is usually late.
No matter how good our foreign
relations. all of them are poor.
Sign says-"If you spit on the
floor at home go home to spit
Poison liquor and lightning never
strike twice in the same place. They
don't have to.
Greatest overhead expense is ii
roof.
Census says half the women marry
before they reach %, but it is be-
cause it takes them so long to reach
%. -
1t is a sin to play golf on Sunday
the way some play it.
silk Stockings Higher head
line. Don't worry. They will stop
before they reach the neck.
There is $1.05 worth of silver in a
dollar. And $50 worth Of steak
II is easy to work on the level;
watch a man when he hits hill.
The fellow Coe who was slain
isn't the same Go" who owns part
of nearly every business.
Scientist says a mosquito has %
teeth. Hope they all ache.
Russia has raised the postal rate.
Our rate of a hundred miles a day
remains the same.
The most needed auto accessory is
a bank balance.
A man who says he doesn't love
anybody forgets himself"
Sitting tight is fine; but when a
man is tight he won't sit.
A Sc. Louis man chopped up his
furniture with an AK. Try this on
your neighbours piano.
Professor says troubles are cured
ny talking. What cures talking?
Congress used 13,862,SO0 words
last session. Placed end to end they
would reach around the world 40
times and back to where they
started.
Don't spoil our only new year.
A man without principle never
draws much interest.
The correct use of Gle" and Claw
also worries farmer every time a
hen cackles,
Best shape for this earth to be is
square.
Reformers must think the liber.
ty bell is a dumb-bell.
Men shop for hats and wive:
alike" says writer. And often gel
both too big for their heads,
HE needle is mightier than tn,
pin
Winner Of beauty contest will
teach school instead of go into tn,
movies. Walk right in, Millennium.
This burningd eek the bod stcot
upon must have held five aces.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09
RAILROAD SCHEDULES

~<lCentraI Tlme.)
Arrival and Departure of Passenger
Trains, Americas, Ga.
The following schedule figures
published as information and not
guaranteed:
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

Sign says-"If you spit on the
floor at home go home to spit"
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

Poison liquor and lightning never
strike twice in the same place. They
don't have to.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09
E DIT RIAL .

A regular girl is usually late.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

Greatest overhead expense is ii
roof.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

A Sc. Louis man chopped up his
furniture with an AK. Try this on
your neighbours piano.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

Russia has raised the postal rate.
Our rate of hundred miles a day
remains the same.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

A man who says he doesn't love
anybody forgets himself"
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

The fellow Coe who was slain
isn't the same Go" who owns part
of nearly every business.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

II is easy to work on the level;
watch a man when he hits hill.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

Sitting tight is fine; but when a
man is tight he won't sit.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

The most needed auto accessory is
a bank balance.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

Census says half the women marry
before they reach %, but it is be-
cause it takes them SO long to reach
25. -
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

Professor says troubles are cured
ny talking. What cures talking?
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

There is $1.05 worth of silver in a
dollar. And $50 worth of steak.
Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1922-01-09

Weather forecast: Winter.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

vided that any excess value Of tns-
property, over the amount Of the loan
goes back to the mortgagor after the
Just claims OF the mortgage or lendoe
have been satisfied, costs and interes.
paid, and so on.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27
The Premier Investment

Back In the days when our haif-sav-
age Anglo-Saxoua ancestors first began
to borrow, barter and lend money
among themselves, the real estate mort
gage as we knew it today had its orr
gin. The need of some form of Sc
curity, whereby the lender would be
assured that he would be repaid on 4
specified date, was felt, we may be
certain, by the rude business men Of
Britain long before William the Con-
queror came over from Normandy in
1860 and subducd the land, bestowing
upon the natives a more refined system
OF law and business practice. Indeed,
the hoary antiquity of the mortgage
goes much further back than that.
Modern explorers on the site of ancient
Babylon have dug up clay tablets on
which were recorded agreements from
borrower to lender, whereby the har-
vest of certain fields or vineyards was
pledged as security for loans. Mort
cages, therefore, may be truly said to
have sprung spontaneously out of the
experience of the human race, we'll back
toward the dawn of civilization.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27
SWIFTS PRODUCE. REVIEW


Receipts Of live poultry show
a seasonable increase at New
York, as we'll as at Chicago and
the movement continues heavy
this week throughout producing
sections. Arrivals Of live poul-
try m New York alone are re-
ported as 500 carloads, as COM
pared with the previous week.
Prices have eascd off a little,
due to increased receipts, but
the most noticeable decline in
New York was on ducks and
geese, which were quoted at
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27
The Ancient Dead Pledge"

The other form of ancient mortgage,
the direct ancestor of what we know
today; was the mortgage" proper, or
dead pledge. The name merely meant
that when certain act was performed
namely the repayment of the loan
the pledge was dead Or cancelled.
Every mortgage which now stands re-
corded on the books of every county
Court House throughout the land is
based upon this ancient principle.
What, then, is mortgage? I will
not attempt to give strictly legal or
technical definition, which as a matter
of fact varies in different states. For
the purposes of the investor, q. mort
gage is pledge of property securing
the repayment of loan. If the loan
is repaid, the pledge becomes null and
void. Otherwise, the lender or credi-
tor or mortgage" comes into posses
sion of the property to satisfy the debt.
1t is natural that device as i1npor-
tant as the mortgage, upon which the
genius of the race has been brought to
bear for centuries, should have under
gone numerous changes in detail, b.
it is significant that the underlying prirf-
ciple has remained unchanged from the
beginning. In early times, a mortgage
conveyed absolute ownership to the
property pledged, subject to "defeat"
by the repayment of the debt promptly
on the day specified. In other words,
suppose Athelstane the Saxon lent the
equivalent of $4,000 to his neighbor
Wulfstan and took a mortgage on
Wulfstan's castle and estate, worth say
$4,000. On the day set for payment,
Wulfstan fails to meet his debt Under
the law of the time, Athe1stane auto
matically became the owner of Wulf-
STAINS property, regardless of the fact
that he. was receiving $4,000 more
than he had lent.
At very early date, such harsh
practice was recognized as unjust to
the borrower and was modified by the
equity courts. Out of those rulings
has grown up, in statute and common
law practice, the principle that the
mortgagor or debtor retains an equity
in his property. Various States pre-
scribe periods within which the mort
gagor may redeem his property after
default has. occurred. It is also pro-
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

Our mortgage law and practice of
today, however, as l nave, indicated,
trace back directly 10 the Anglo
Saxons. In the earliest times of which
we have a record, two forms OF mort
gage pledge were clearly recognized.
One was known as the ''vif-gage" or
live pledge. Under this form the lender
took title to the property and pock-
eted all the rents or other income from
it, until he had recovered the amount
he had lent-presumably with interest.
Incidentally, there is curious modern
survival of this idea which the writer,
as a real estate mortgage banker, sees
in practice every day of his life; where
real estate bonds are issued against a
first mortgage security it is now recog-
nized as the best practice for the lender
to require that definite part of the
earnings of the property be set aside
each month to pay interest and gradu-
ally to pay back the principal. Thus
the wisdom and foresight of our rough
forefathers are demonstrated in the
scientific practice of today.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

Every married mans heart
will go out in sympathy to the.
Sultan Of Turkey who has just
lost his job and has 200 wives
on his hand.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

Lenine says he has a plan for
stabilizing the rouble. The rou-
bic, however, seems bent on Sta
billing itself at a point approx
imating zero.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

VlOeQ that any excess Value OF tHfi
property, over the amount of the loan
goes back to the nortgagor after the
just claims of the mortgage or lendoe
have been satisfied, costs and interes.
paid, and so on.
Rights Of the Borrower
In other words. the mortgage law
OF today provides a square deal be-
tween borrower, and lender. 1t has
come to be recognized that the Dor
rover has rights which should be re.
speCted, and that unless these rights
are safcguarded borrowing will largely
cease and the development of business
will be halted, for practically all bust
ness of any magnitude is conducted OH
borrowed money.
A mortgage, then, as we understand
it, is not an absolute transfer of prop
erty, subject TO a strictly limited de
feat" through the repayment Of loan,
but an instrument devised as a pledge
10 secure a debt. In form, a mortgage
greatly resembles a deed to property,
1t recites the name OF the mortgagor
and MORTGAGE, gives the amount OF the
consideration, transfers title i'll the So
called granting clause" reCites the
familiar phrase to have and to hold"
in the "habendum clause" usually
Though not always) brings in the
mo1tgagor's wife to make the transfer
safe and complete, and then inserts
the all-important "defeasance clause,
stating that the whole transfer shall be
null and void if the mortgagor shall
repay a fixed sum on fixed day to
the mortgage. Then follow the con-
Guiding clauses, including that begin
ming I'm testimony whereof" and the
"attestation clause" bringing in the wit
ness or witnesses.
When a third party is involved, the
becomes a deed of trust in
the nature of a mortgage" That is,
instead of the borrower transferring his
property as security directly to the
lender he transfers it to trustee,
whose duty it is to hold the property
in trust until the terms of the deed have
been complied within other words,
until the debt is paid. If the debt is
not paid, the trustee takes action on
behalf of those who hold the claim or
claims against the property.
1t is obvious that mortgage is
instrument for the promo
ton of borrowing and lending, provid-
ing the most excellent form of security
known to man, apart from certain
forms of Government credit. How the
mortgage has been developed and re-
fined into a medium for the investment
of sums of money from $500 up will be
in succeeding articles.
copyright, 1922, by G. L. Mier)
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27
Packard Co. Declares
100 Pct. Stock Melon

Dertoit, Nov. 27-Directors Of
the Packard Motor Car Compa-
ny have declared a 100 per cent
ny have declared a 100 per cent
stock dividend on common stock,
payable to stockholders of rec
ord December 9. The action
follows closely a cash dividend
of S per cent, distributed to
owners of common stock Octo-
Der 81. --.-....-...---..-...-.-,.--.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27
6S2Mn

Excess ......... 653,O00 cases
Increased consumption of eggs
will be necessary to clear stocks
satisfactorily.
The. make of butter has just
about reached the low point OF
the year, with higher prices rul-
ing for butter in the larger mar
kets. Some Danish butter OF
fine quality has reached New
York and more is on the water
1t is expected that the high
markets will attract some ship
ments from New Zealand to ar
rive about the first of the year.
The better grades of butter are.
in firm demand and prices for
butterfat are generally higher
throughout the producing terri
tory
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

When this series of articles is
completed, copies may be obtained
in booklet form. Requests should
be addressed at once to G.. L. Miller
& Company, Inc, Atlanta, Ga, or
so East 42Hd Street, Ne5v York, ". Y.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

Pearls come from oysters and
diamonds usually come from
some poor fish, declares Cooney
Nef. -..Ass...slzaAaa.4ntLAAl.A.4A--
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

Having made = study Of the
nervous system Of the body, we
know it is true that the greater
percent Of DISEASES is caused
by nerve pressure, and knowing
this, we locate the (Subluxated
Nc1trebra) cause and adjust
same, thus relieving the pres
sure. When the cause is remov-
ed the disease disappears.
Are you far-sighted enough
to look ahead and realize how
much pain and suffering you
will be spared if you keep your
spine in perfect condition now?
Ii so, consult your Chiropract6r
as consultation costs you Moth
ing, while nerve pressure may
cost your life. Your best insur-
ance is a normal spine. This
will insure your health, and that
is what you desire more than
anything else. See your Chiro-
practor at once, and be convinc-
ed for yourself.
DR.. L. E. KIDWELL
Palmer Chiropractor
Member Of U. C. Ak. A. C.
Phones: Office 805; Res. 3O8
Over Western Union
Richmond, Ky.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27


The editor OF the. Daily Reg
lister dropped in on a meeting of
some democrats in Louisville
the other day and when he found
they were all for Barley for
governor he told them that he
was for Judge w. R. Shackel-
ford, OF Madison, who would
make the ideal candidate that
the newspapers have been ask
ing for. Barkley is a splendid
democrat and has made 4 fine
record, but no one who has yet
been mentioned for governor
next year has the qualifications
and assets Of Shackelford. If
Kentucky democracy wants a
candidate who will be ilnpreg-
nable to the common enemy and
make the sort Of chief executive
that the great mass of the peo-
pie want, they viii nominate
him. The matter Of his election
would be but a minor detail, ne
would win so easily. He hasn't
a liability as democratic can
didate for governor.
ss
Possibly some OF those big
forest fires were the result of
spontaneous combustion gener-I
ated by friction between the ma
tives and the forest fire patrol.
Mr.. Newberry is a chivalrous
gentleman. Mrs. FELTON, camel
into the Senate chamber Mon
day looking for a seat and heI
Immediately vacated his.
x x !:
Lenine says he has a plan for
stabilizing the rouble. The rou-
BILE, however, seems bent on sta
billing itself at a point approx
mating zero.
Every married mans heart |
will go out in sympathy to thei
Sultan Of Turkey who has just
lost his job and has 200 wives
on his hand.
y :: x
The Glasgow Times says;
Democratic papers are censuring
Percy Haley and others for al
legged picking of Democratic
gubernatorial candidates. In JUS
tice to Mr.. Haley, the fact
should not be overlooked that in
the past he picked some persist
ent winners with amazing regu-
larity.
Very true. and one of his
picks" made the best governor
Kentucky ever had; enforced the
laws and paid it out of debt
without ever raising taxes, eth
er.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

26 and u cents respectively on
November Is and l9 and u
cents on November rs,
Fresh eggs have been selling
more slowly, due to high prices,
with some accumulation. The
market closed easier with d
a DECLINE of fully. 5 cents per
dozenloh the 23rd...
Storage eggs are moving bet
ter, which is usually. the case
prior to Thanksgiving. Hold
ings in Chicago, New York, Bos-
ton and Philadelphia are greater
than last year, as the following
record of stock will show:
In storage November y, 1922
.2,234,000 cases
Same day 1921, $4,000 cases
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-11-27

MEMBER OF ASSOCIATED PRESS
The Associated Press is exclusively en-
titled to the use for republication of all
news dispatches credited in this paper
and also the lo"al pnEs published
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
TRAIL OF DEFAU[T|VC
CASHIER LEADS WEST
st. Louis Mans Abandoned Auto
Found in Missouri
Town.
BY International New. Service.

ST. LOUIS. MO-. Jan. THE trail
Of A. o. Meninger. missing cashier Of
the Night and Day Bank. now in
the hands Of the state commissioner
Of finance. led toward San Francisco
today. according to the police.
Meininger, 1t has been learned.
boarded a westbound train at st.
Charles, Mo-. on Thursday. Police
believe that he is headed for the
west coast. The automobile in which
he made the trip to st. Charles was
found abandoned there.
State Commissioner Of Finance
Hughes today declared that unless
additional serious shortages are dis
covered, the assets in sight would
be sufficient to pay all the banks de-
positors in full.
Widespread distress has been
caused by the closing Of the bank.
II was patronized especially by wage
earners, who found its late hours
convenient. Many of the depositors
are out Of work and depended on
their savings to tide them over.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
Back Tax Collectors
Office Is Abolished

PETERSBURG, Va. jan THE
council passed an ordinance abolish
ing the office OF collector Of deiin-
quent taxes. which IL held by Robert
L. Pillow.
At the same meeting a resolution
was adopted fixing the salary Of the
collector Of city taxes at $4,000 q year.
j. j. Nelms was then elected col
lector of city taxes for the term be-
ginning January I, and to continue at
the pleasure Of the council.
AZ collector of city taxes, which Of
flee he now holds, Mr.. Nelms, under
the new system, will have his income
from the office reduced some 5000.
Under the fee system the average re-
turn for the office was $1,000.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
First Woman Cop Takes
Office at Newport News

NEWPORT NEWS, Va, Jan. t.
Newport News has a policewoman for
the first time in the history Of the
city.
Mrs. Ethel Lynn Carrigan, superin-
tendent of the city hospital for vic
Tins of social disease, has been
sworn in as policewoman by the po-
lice Justice, John b. Locke.
Mrs. Carrigan long has been In
charge Of the women at the detention
house. but has been without police
power. On many occasions she has
seen on the streets women who had
escaped from the hospital, but she
was unable to arreN them.
1t was intimated at police head.
quarters that Mrs. Carrigan may be
called upon to go out on police bust.
ness with the male members of the
force when occasion warrants 1t.
FLOWERS FOR THE "sHUT-IN."
Order q bouquet of roses from Guide Flowers
speak language all their own. 1914 r.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
SMALLEST RADIO IS
j. S. DEVELOPMENT
You Can Cary It in a Small
Case and Use X
Anywhere.
Enter the west pocket" radio.

Enter the vest pocket" radio.
BY means of a complete radio re
ceiving outfit carried in a hand satchel
the size of Doctors case. officials Of
the Postoffice Department are keep
ing in touch with the department
while riding around the city.
This week the device was carried on
a Washington street car, the operator
receiving a musical selection from the
Bureau of Standards and messag -
from Arlington, the Postoffice, and
other stations.
The device has been used In automo-
biles, the operator. with headphones,
having both hands free to drive the
car while receiving messages.
The outfit, recently developed by
the postal radio service. Is undergoing
final tests at the Bureau Of Standards.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
Hinton Voters to Pass
On $4,000 Bond Issue

HINTON. w. Va, Jan. THE
board of education Of the Hinton In
dependent district has called an cleo
ton for Saturday. January II, to vote
or reject bonds in the sum Of $4,000
for the purposes named
To build four or more room brick
school building at Bellepoint. to build
a four room brick school house in
Riverview and to purchase q site for
q High School building.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
Mary Baker and Aister Cormck Nuptal Dinner
Earth "Creeps"
Before Quaking,
Scientist SAYS

OAKLAND. CAL. Jan Z.
EARTHQUAKES may be pre-
II dicted with the same pre-
cision as weather forecasts, as
a result of the discovery by
A. C. Lawson, professor Of ge-
ology at the University of Cal
ifornia. Movements are the
antecedent as well as the con-
sequence Of earthquakes.
According to the announce
ment, observation of the earth's
"creep" will enable scientists
to determine with accuracy the
forthcoming earthquakes and
warnings may be sent to the
residents Of districts to be at
fected.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
HOME TO GIVE DANCE.

The Social Club Of the Hebrew
Home for the Aged will give a dance
at Elks Hall, s16 H street northwest
Tuesday, February IA. The commit
tee is arranging a number OF st.
Valentine surprises for the party.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
ALPHA TAU SMOKER.

Alpha Tau Omega fraternity will en-
terrain with a smoker in the Dutch
room Of the New Ebbitt Hotel Monday
night.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08

SUNBURY. Pa. Ian IN. nrE
dynamo ever used ~ - En~.
when he started n vI1Gs orH
three-wire system q e.ecGrr ux1ns
In Sunbury b eolng to IN I. % enr-
barn Of the Sunhury q <@rrn1mGe.
land Electric Street Rzllw.y 60
An effort win ~ mna1- - 80 90
old dynamo and have q plan~n ~ q
museum II was d-clar-a ~ - ~
SON Science Club.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
7 Days Of virtne MIR e
Clinton. h. No. -

CLINTON. Iowa Ian -.-cznnsn
lays claim 20 being tn - -
haved" city IN the $500 p>p1lz-1~n
class
Not an arrest bs b>~n zz.1s ~
the police dep.rtmsnt nr . -
plant entered On ths p,l1ns n.srng
in seven days.
The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1922-01-08
HELD TO GRAND JURY.

DANVILLE. Va. Jan. 7.-Sol Doug
las. a negro lodged in Jail charged
with attempting an attack on Mrs.
Percy Sigman, near Scheduled, was
taken before Magistrate b. 8. Fits,
at Schoolfield for a preliminary hear
ing. Through counsel he waived
trial and the case was sent to the
Pfttsylvania county grand Jury,
Douglas being remanded to Jail.