davidaulloa/AmericanStories huggingface dataset:
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14
. GUARANTY OF BANK
; DEPOSITS, SOME FACTS
AND POINTERS
By Guy Flenner
1. : + = + + + = = : = = : : I
ARTICLE III
Al iOA11 -
Bringing it Home to the Individual

Bringing it Home to the Individual
i What is good for the goose ough
to be good for the gander, we are told
If the principle underlying guarant.
of bank deposits affords a protectiv,
panacea, who ynOt extend it? Why
not avoid all losses by requiring eacI
individual to contribute to an assess
ment-raised fund from which to pay
the debts of any insolvent member
company doing business in Idaho te
pay the debts of every company thai
cannot meet it's obligations?
! When we bring the principle to our
own door it does not appear nearly
so desirable. And yet it is at the door
Of every home and of every business
farming mercantile and ALL, when ii
is at the door of our banks.
If guaranty of deposits could pre-
vent panics, then we could lift our
selves over the fence by our boot
straps and usher in Utopia
Panics result from deep rooted caus-
es, and it is doubtful if any law could
prevent them. The country had suf-
fered from an in-elastic currency, a
prime cause of financial disturbance.
Emergency legislation, which got us
nowhere along the line Of permanent
relief, more bounteous supply of cur
rency. prevented a panic in August,
1914, that would have impaired to the
panic of 1907 the comparative aspect
of wavelet of prosperity. But for
that relief the guaranty state, as well
as all others, would have found them
selves in the CONFUSION of a currency
famine, with most disastrous results.
Their guaranty laws would not have
saved them or their banks.
Being purely a sedative, the guar
anty law cannot root out financial
disease. The use Of narcotics to re-
lieve pain is always attended by des-
tructive consequences. Permanent
ease cannot be procured without re-
moving the cause. And the state bank
guaranty could not more do that than
the proclamation of a governor could
end a national turmoil
Every well administered bank today
has every needed means for self pres
ervation, and the bank that cannot
now stand on its own bottom, and
merits, and exist on the nourishment
of it's own character, and the ability
and honesty of it's officers, is a men
ace to the welfare of it's community
When a worthy banking Institution
can secure all credit reasonably need
ed it is a sad commentary when any
bank cannot keep it's doors open with
out being dOped with the oxygen of |
4 lame duck law.
Banks that would have to close to- |
day unless artificially supported by |
! guaranty system, are undoubtedly |
hose that are suffering from internal |
disorders, excessive loans to favored /
interests to large frozen credits-I
hose that do not look ahead, the
ype that is not entitled to protection.
Any community suffers far more from
he going practices of such instrum-
alities than from direct deposit losses
The 1eveling tendencies of guaranty
egislation is as Objectionable as the
OcialiStic doctrine of individual
quality-the destroyer of competi-
ion, initiative and progress; and it,
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

must be remembered that in the be-
ginning of socialistic government only
a small part of institutions and in
dustry are involved. The bad apple
is in the barrel. however To level
the rights of enterprise pulls down
character and ability and causes mer-
it and enterprise to Lecome an un-
known quantity That is not the true
American way.
The writer of these articles has
touched only the high]ightsa Of the
subject, making no brief for any bank
or banker. but for the state Of Idaho,
to which he has cansecreated what
ever ability he may possess. He hopes
that at least his observations will as
sist in any discussion Of the important
subject
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14
DAILY THOUGHTS
By r. L. H.

j. !. I. 1. 4. !. + 1. !. 1. + !. i. I.


Ignorance is the fetter that binds
the human race on the path of pro-
gress. 1t is the tie that chains man
to ideas of the past and refuses him
freedom for the future.
Prehistoric man was limited in his
thoughts and actions because of that
fetter. The savage of today is like
wise a victim of the chains Of igno1-
ance. Modern man himself is vitality
hampered because he has but scratch
ed the surface Of the great unknown
truth of the universe
Ancient man had all the possibili-
ties, all the potentialities of the pres
ent civilization and of the civilization
yet to come. But lack Of knowledge
held him down from the realization of
the hundredth part of what man now
knows and has as a result of bis
knowledge.
Those forces of nature that man
now uses to disadvantage and comfort
existed as long as time but pIehistor-
ic man was, unable to harness them
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

! "
dollars than to have had it do t,
their property and their business wha
it did-Yakima Republic.
- "a -
GOOD WORK BY UNIVERSITY OF
IDAHO
The University of Idaho at Mos
COW, through the bureau of mines ant
geology, Professor Francis A. Thorn
son, secretary, is rendering valuable
and enduring service in it's field
studies of the mineral resources OF
that rich and beautiful state.
Bulletin No. 5 is a recent publica-
ton descriptive of the geology and
ore deposits of the Alturus quad
rangle in Blaine county.
The region here described is the
picturesque Sawtooth range of the
lofty, wild and picturesque divide be-
tween the Boise and the Salmon riv-
er watersheds. 1t is reached from
Ketchum, Idaho, by private convey
awe over a road in excellent condi-
ton. Ketchum is the terminus of
branch leaving the main line of the
Oregon Short Line railroad at Shes
hone, about SO miles to the south.
The elevation ranges from 1000 to
10000 feet above sea level
The field studies were made and
the bulletin written by S. M. Ballard.
who gives US this graphic picture of
that wild highland region.
The view from the main sum-
NIT is magnificent, it being
possible to see many of the main
mountain ranges of southern
and central Idaho. Large glacial
cirques, occupied by numerous
small lakes, with deep glaciated
canyons extending valleywards,
feature the landscape along the
main Sawtooth divide. Sharp
crested ridges separate the can
yons with scattered peaks far out
on those divides, extending well
above 10000 feet. Perennial
SHOWS cover the north slopes Of
some of the higher mountains
The forest growth of fir and
pine is very dense in favored
areas.
Professor Ballard concludes that
his district "is one of considerable |
and that with favorable |
market conditions for silver no local |
eason for the present inactivity of
he district is apparent"
The bulletin is well-printed,
yell-illustrated pamphlet of SO pages.
impressive is plate one,
howing a glacial lake near the sum-
lit of the Sawtooh lake.
The university is to be congratulated
Or this distinctive and creditable ser
ice to the state and the mining in
ustry.-Spokesma
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

Educational experts of Columbis
University, want the little rec
schoolhouse' to go. They point out
in recent report its many deficien
cies, and claim that instead of 100000
one-room schools in the United
States, there should not be more than
10000, meaing, it is presumed, that
the reduction should be effected by
consolidation of districts and arranging
for the transportation of the children
to a central, modernly equipped
school. Unrestricted movements of
is suggested instead of the rigid dis
cipline of the old-time country school,
and the pupils should be taught, the
report says, how to secure informa-
ton from the school library. 1t is
quite probable that the little red
school house has, to great extent,
outlived it's usefulness, just as has
many other primitive institutions, but
the fact remains that many men who
have made American history got the
major part Of their education within
its walls, and its memory will long
be revered, even if progress has
showed it into the discard.
"a "a pa
Politicians profess to wonder why
President Harding is keeping hands
off the campaign of Senator Hiram
Johnson for reelection in California.
inasmuch as the belligerent Californ-
ian has not always been in accord
with the presidents views. The pres
ident, it seems to us, is doing exact
1y the right thing. He is not partlc-
ularly fond of using the big stick,
which was a favorite weapon in the
hands of Roosevelt. and later in the
hands of Wilson, but prefers to let
each state select it's own representa-
ton. If California wishes to return
Hiram to the senate. she has right
to. 1t seems likely, too, that he will
be reelected, as the people OF the
state feel that he has brought home
the bacon. so far as accomplishing
things for California is concerned. 1t
would be just as we'll, however if he
would clay off, when it comes to
running for president. Not every
man who represents his state ably is
desirable presidential timber
"a "a -
seThe people, says Brisbane, financ
ed the railroads in war. saved them
from bankruptcy and paid high divi-
dends to the stockholders" Anyone
who knows anything whatever about
the facts in the case knows this state
ment is false The people took the
railroads away from their owners in
war time, paid less than the going |
rate OF interest for their use, and I
turned them back in dilapidated I
condition and with an incubus of
hundreds OF millions of additional an
nua1 overhead fastened upon them.
The owners of the railroads could
have afforded better to make the gov
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

FORD-IN EXCELLENT CONDITION
self starter, 1920 engine, One Man
Top, Steward speedometer, shock
absorbers, chains, tools and one extra
tire, two brand new rear tires, license
paid, a real bargain, $3.50 cash. Phone
429-Y 26q274
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

LANDSCAPE GARDENING - GARD
ems and lawns cared for by week
rmonth on reasonable terms Call
John McRae. Phone 1917 263z274
LOST-NAVY DISCHARGE PAPER.
bearing name Jonathan ROBINSON
Field. Return to w. G. Lanxroise,
Cash Grocery. 267-273
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

CUCUMBERS AND TOMATOES
Picking and canning time is on
again and Mount Valley Gardens have
those delicious cucumbers and torna-
toes for you. do not forget!D Phone
9341. Frank A. Hanna 262-274
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

FOR RENT ROOMS AND APART
ments. Eggans Apartments. Phone
370-J. 265-tf
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

FOR TOMATOES CALL r. w. KULL-
berg, Phone Bill, between 500 and
800 P. M. 265-276
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14
MISCELLANEOUS

FOR RENT-FOUR ROOM FURN-
ished house, Phone 100. 27O-272
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

FOR -RESTAURANT EQUIP
ment. A. S. Miller 271-276
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

WANTED TO TRADE-FORD, piano
and horses for larger car. Must be
in good condition Address Route 3.
box So; Phone Farmers 912XX.
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

FOR LELCUCUMBERS FOR table
and picking. Leave orders at
Oberg's store or address H. o. Lind
say, Viola, Idaho. 261-273
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

FOR RENT FURNISHED ROOM
with BATH Phone 323-Y. 268 -273
FOR RENT-DOWN STAIRS FURN-
ished suite of rooms, corner 1st and
Van Buren,. Can do a little cooking IL
desired. Phone 62-R. 262-274
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14
FOR SALE-REAL ESTATE
FOR SAIE-LiyestOck

FOR SALE REGISTERED SHORT
horn bull: can be bought cheap.
Enquire of Archie Clark, two miles
southeast of Moscow. or telephone
916X4. 269-272
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

FOR SALE-ONE GRAY MARE, W.T..
400, without blemish Six years
old. John Hager, VOLTA, Idaho. 266-271
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14
FOR RENT

FOR SALE CHEAP-A WALNUT case
organ. Phone BILL 266-271
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

FOR Miscellaneous
The daily star-mirror. (Moscow, Idaho) 1911-1939, 1922-08-14

eminent free gift of two billions OF
dollars than to have had it do to
their property and their business what
it did.-Yakima Republic.
The county record. [volume] (Kingstree, S.C.) 1885-1975, 1922-05-18
a number of enthusiasts have been

number of enthusiasts have been
Cevoting their time to the develop
ment of better nut trees. One Of
these men is David Bush, an oldtimc
Pennsylvania horticulturist. Mr..
Flush has made eating easier by per-
fecting nut strains which have thin
SHELLS, easy 20 break, and large
amount Of meat. Mr.. Bush and 9TH
ers have produced pecans which can
be grown IN the North, and walnuts
which thrive in New York state.
The development of better qualities
in nuts has engaged the attention OF
many scientific and studious farmers.
L. T. Wilkinson, Of Rockport, Indiana,
is one of these. Born and reared on
the spot where he now lives, he has
given lifelong study to nut culture
with important results.
In addition to practical efforts to
better the quality of nuts, j. F. Jones,
of Lancaster, Pennsylvania, has Civ
en- much time to preaching to the
general public the value of nuts as
foods and of nut-becring trees aas
valuable shade trees, important to the
growth of vegetable life in general.
Jones, the Nut Man" is the title by
which he is known far and wide, a
title, by the way, in which he takes
the greatest pride.
There are many others whose quiet
work for the advancement of their
profession of cultivating the soil have
contributed largely to the uplift Of
vegetable food. But for want of a
press agent, most of them work their
quiet wonders, unknown to the world
they aid.
The county record. [volume] (Kingstree, S.C.) 1885-1975, 1922-05-18
Notice of Stockholders Meeting to
Dissolve Corporation.

Notice is hereby given that meet
irg of the Stockholders Of the ]. H.
L. Chandler Co., corporation duly
chartered under the laws of the State
of South Carolina, will be held on
Monday the 29th day cf May, 1922,
at twelve o'clock noon, in the office
of the j. n. L. Chandler Co., Salters
Depot, in the County of Williamsburg,
State OF South Carolina, Tor the pur-
pose of considering the liquidation and
dissolution of the said ]. H. L.
Chandler Co., the winding up Of its
affairs and the surrendering of its
Charter, and for the adoption of such
resolution as may be necessary to
this end.
Salters Depot, S. c., April 26, 1922.
]. H. L. CHANDLER, President,
MRS. M. N. SPARKS, Secretary,
J. H. L. Chandler Company.
A-29-5t.
The county record. [volume] (Kingstree, S.C.) 1885-1975, 1922-05-18
NOTICE OF SALE.
STATE OF SOUTH CAROLINA,
County of Williamsburg.
Court of Common Pleas.


Court of Common Pleas.
S. B. Poston, Plaintiff,
against
Amos Syrus and Farmers G. Mer-
chants National Bank, a Corpora
tion, Defendants.
Notice is hereby given, that pur-
suant to a Decree for sale in fore
closure, made in the above stated
case by his Honor Judge S. w. G..
Shipp, on the 1st day of May, 1922,
1 will sell to the highest bidder, for
cash, before the court house door, in
Kngstree, S. c., on the first Monday
in June, 1922, the same being the
5th day of the said month, during
the legal hours of sale, the following
described tract of land:
All that certain piece, parcel or
tract of land, lying, being and situate
in Williamsburg county, State of
South Carolina, containing twenty
coy acres, more or less, and bounded
as follows, to wit: North by lands
of Samuel Syrrs; East by lands of
Thomas Cooper; South by lands of
w. D. Daniel: and West by lands of
Jones. Said tract of land conveyed
to me by H. o. Britton, Clerk of
Court for Williamsburg county on the
3rd day Of February, 1914.
Purchaser to pay for papers, and
in the event of his failure to comply
with his bid. the said land will be
resold at his risk
]. D. BRITTON,
Clerk of Court of Williamsburg coun-
ty, S. G.
5-18-3t. J. D. B.
The county record. [volume] (Kingstree, S.C.) 1885-1975, 1922-05-18
Another One on Henry.

The other day a big car pulled up
at filling station out of Chicago
some miles. The driver asked-"How
far is it to Chicago" Answer-"14O
miles," Call right, give me twenty
gallons of gas and a gallon of OIL"
Later came another big car and
asked-"How far is it to Chicago?"
Answer-"140 miles," Gall right
give me ten gallons of gas and half
gallon Of OIL"
Comes next q Ford. Glow far il
it to Chicago?" Answer-"140 miles
as that all! Well, give me a quart
cf water and b>ttle of Three-ir-O One
OIL"
The county record. [volume] (Kingstree, S.C.) 1885-1975, 1922-05-18
FORTUNE FLIRTS WITH HIM.
Negro Convict Worth Million Unless
There's A Mistake.

Inere'S A mistake.
jefferson City, Mo.,-Report Says:
Maybe D. H. Mays, 81 year old
negro serving three years in the
state prison here for forgery, is
worth million dollars-and maybe
he's just IN out-of-luck negro.
Warden Samuel Hill Doesn't know,
and Hays, like Bre'r Fox, he Gay low"
end like the Tar Baby, ''he amt say
,.uffir'."
For, if Lady Lrck's looking his way,
Hays doesn't wan, to scare her off by
talkin And she does seem to have
Leen looking mighty coy in Hays
direction this week.
He has had letters from various
persons urging him to sign awey oil
leases on 160 acres Of land he owns
in Mexico, and kilograms from law
yers in Oklahoma City, telling him
not to sign a thing for less than q
million dollars.
So Hays isn't singing, and Hays
isn't talking, or doing anything but
what he's been doing for the last five
Notwithstanding shirts for the state
of Missouri in the prison shirt fac
tory.
With the allowance for good behav-
icr in prison and everything going
right, he may get out by September
1923, and get a chance to spend those
four millions that his lawyers say his
land is worth since oil has been dis
covered.
Hays says he owns the land-about
Q quarter of a section Of it. But
that's all he has to say. It's some
where in the northern part of Old
Mexico. Prison officials have seen
the kilograms from the lawyers and
the letters.
The prisoner who may be million
aire came to the penitentiary Decem-
Der 2, 1921, from st. Joseph, convict
ed of forging a draft. He is part
Indian, and has two other names,
Henry Hubbell and James Manuel.
Manuel, he says, is his real name.
And he's not stranger to prison,
either, having served one term in the
Oklahoma state prison at McAlester
and one in the federal prison at
Leavenworth. But that's another
matter about which he chooses to
clay low"
When he gets out Well, if those
lawyer gentlemen are right, looks
like boy ought to be able to get a
sight of noble food and good clothes
and three or four red motor cars for
million dollars.
"Sho' gets old, maxim these ole
jail shirts when fellow maybe is
e millionaire" lows Mr.. Hays.
The county record. [volume] (Kingstree, S.C.) 1885-1975, 1922-05-18
Alabana Lady Was Sick For Three
Years, Suffering Pain, Nssvsss
and Depressed ed-Read Her
On Story Of Recovery.

Y1int Noek, A1-Mf1. 9. -. eteBAAs
pf near here, recently related the fol-
loxinS Interesting account Of her TO
esvsfys r was In a weakened con-
ditien. Z was sick three years In bed.
suffering . great deal Of pain. weak.
nervous, depressed. I was 50 weak.
I couldn't walk across tho noor; just
had TO lay and my little ones do the
work. was almost dead. I tried
eyery thing 7 heard of, and Q number OF
doctors. Still I i,dn't get any relief:
I couldn't eat, and slept poorly. ]
believe IL I hadn't heard Of and taken
Cardui I would have died. bought
six bottles. after q neighbor told me
what II did for her.
Il began to eat and sleep, began %
gsin my strength and am now well
and strong. haven't had any trou'
Bile since i. I sure can testify to the
good that Cardui did me. I don't
think there 10 O better tonic made
and I believe 1t saved my life.
For over 40 years, Thousands Of 70
men have used Cardui successful q,
In the treatment Of many woma1
ailments.
II you suffer as these women DID
take Cardui. It may help you. too.
AZ all drugsista y %
The county record. [volume] (Kingstree, S.C.) 1885-1975, 1922-05-18

When you are in need of printing,
rhone Tn. Record and they will call
for your order. Good, quality work
at all times.
The Barre daily times. (Barre, Vt.) 1897-1959, 1922-12-29
ST. JoHNsBURY SUICIDE.
Richard Petty Had Been Despondent
for Several Weeks.

st. Johnsbury, Dec. 20, Richard
Petty of 10 Belyidere street took his
life at his home esrlyl yesterday. Mr..
Petty, who worked as janitor at the
Cowles Press and the Pythian build
ing, arose at the usual time and did the
customary chores around his home.
Telling Mrs. Petty that he was not
feeling well and did not wish her to
prepare breakfast for him. he went to
his room where he slsshed his throat
with a razor.
Mrs. Petty, who was in the ad
joining room, heard her husband fall
and Immediately called Frank Court
ney. who lives in the apartment up
stairs. and who came at once. Entering
the room be found Mr.. Petty lying on
the floor with terrible slash in his
neck. He At once called DIR. r. H,
Burke who rendered what aid was
possible. An ambulance was sum
moned and Mr.. Petty was taken to
Brightlook hospital where he passed
away at eleven O'Clock.
Friends Of Mr.. Petty state that he
has been despondent for the past few
weeks, and attribute the act to i'll
health and overwork.
The Barre daily times. (Barre, Vt.) 1897-1959, 1922-12-29
WRECKED,
RAIL LINES HELD UP,
THREE STORM DEATHS
BIC RAILROAD MERGER
ALL BUT ACCOMPLISHED
Five Companies Are Expected to Unite
1895 Mileage and s1o5, 100000
Capital Stock.

Cleveland, o., Dec 20 lBy the Asso-
ciated Pressl Only the approval OF
the interstate commerce commission
and stockholders of the New York, Chi
cago and st. Louis, the Toledo, St. Lou
is and Western, the Lake Erie and
Western, the Fort Wayne, Cincinnati
and Louisville, and the Chicago and
state line is rotded for the consolida
tion of the railroads into one of the
largest rail systems east of the Mis-
sissippi river.
Unifcation Of the railroads was
agreed upon by directors of the five
companies here yesterday. Application
to the interstate commerce commits
sion for authority to amalgamate will
be made immediately it was said.
Meetings of stockholders to vote on
the proposition have been called for
early in March.
After consolidation the system will
be known as the New York, Chicago
and st. Louis Nickel Plate) railroad.
1t viii have total mileage of 1896
and an authorized capitalization of
sl05 100000.
The Barre daily times. (Barre, Vt.) 1897-1959, 1922-12-29
FUNERAL OF ]. K. THURsToE
Was Held at Home on East Hill Thurs.
9sv.

The funeral Of the late Justus X.
Thurston was held yesterday afternoon
at the Thurston home on the east
hill and was attended by a very large
number Of neighbors and friends. Rev.
W. II. Skeels, pastor of the Barre Uni
versalist church. was the officiating
clergyman and was assisted by Rev. b.
G. Lpsky, pastor Of the Hedding Meth
odist church of Barre.
The bearers were the two brothers,
G. o. and II. w. Thurston. and the
two oldest sons Of the decreased, Fran
els and Ezra Thurston. The body was
placed in the vault at Elmwocd Gene
tery and will be taken in the spring 20
Stockbridge. where interment viii be
made in the Burnham family lot.
Among those from away who attend
ed the funeral. besides the tro broth
ers mentioned. were Mr.. and Mrs. G. A.
Hill Of PlAinfeld, Mr.. and Mrs. I'd
ward Hin Of Middlesex. Mr. and Mrs.
Henry y. Holmes of Montpelier. Miss
c. ". Dewey Of Montpelier. Henry W.
Batchcider and family and Mr.. and
Mrs Herbert Fiood Of Piainheld.