davidaulloa/AmericanStories huggingface dataset:
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05

much of the offering as they wanted.
+. Interest Rates Dropping
With the horde of investors, indi-
viduals and banks, clamoring for loans,
interest rates are dropping fast. Some
of the borrowers who had to pay high
rates a short time ago are seeking to-
day to pay off their old loans and
issue securities at lower rates. An in
stance is the application of the New
York Central Railroad company, made
to the interstate commerce commission
for the opportunity to pay back at 9
premium of 3 per cent $4,000 900 OF
its notes issued in September. 1920,
at a Z per cent interest rate, and issue
instead a similar offering which will
pay but ) per cent.
The effect of this tremendous pres
sure of idle funds has been to cut bank
serve banks, for instance, paid the gov
eminent about $50 100000 in excess
earnings as a franchise tax last year,
In 1920 the payment to the govern
ment was about the same amount. This
year, however, due to lowered interest
rates and the great volume of funds
seeking investment, the federal re-
serve banks will pay something like
Sc. OO0. 900. a drop of more than 90
per cent.
Notwithstanding the amount of idle
money. high rates have to be paid
generally. on second trust loans or
real estate. Bankers explain this by
saying that the building trades are
experiencing record activity at price
levels which appear to the bankers to
be inflated. The bankers profess to
believe there is an excellent prospect
of houses selling today for. say $4,000
in some localities, will sell in a year OF
so at lower figures. The high rate il
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05
idle FUNDS REACH PEAK
Of INDUSTRIAL ANNULS
MUCH GATHERED IN YEAR
Situation Virtually Without Parallel in History Of
America; Securities Of Firms Of All Sizes Over
Subscribed Almost as Soon as Public Has
Chance to Buy; Conditions Better.
Bv HARDEN COLFAX

Washington, June 4-Twenty-five billion dollars OF unused
credit lies in American bank vaults today, according to the
weeks statement of the federal reserve board. Savings and
state banks have another huge fund which they are very
anxious to lend. While there is no method of measuring that
sum, the nations banks probably have all told an untapped
total of 40 billions of credit available for business enterprises.
Today's great reservoir of unused credit has been filling
rapidly within the past year and stands today at the highest
mark ever reached in the history of American banking. 1t has
brought about a situation virtually without parallel in our eco
nomic history. The man or firm who wanted to borrow money
a year ago had difficulty in obtaining it at high interest rates;
today he is courted by banks and investment houses. Hungry
dollars are strenuousy seeking his employ and at low rates Of
interest. The only thing he need have to get all the money he
wants is prime security for his loan.
Every issue of securities, big or little, offered the nations
investors by reputable houses within the past month or so has
been scooped up with an eagerness born of hunger. Foreign
and domestic issues alike are over subscribed again and again.
For instance. a $24, 100000 issue of bonds of the republic
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05

charged on account Of the hazard, it il
stated. On prime first mortgages nor
NAL rates prevail and demand for this
class of security is difficult to satisfy.
Strides Toward Normally
Easy money and plenty of it con-
tinued to help business further back
to normal during the week, according
to reports received here. The move
ment of freight over the railroads con-
tinued to gain. The iron and steel in
dustries were reported running at
about so per cent of capacity. Labor
shortages in certain lines became more
marked and in other lines the en-
prove.
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05
ARTICLE No. 50

wv IlISo ak oocAac> VA
prosperity of this community. They are:
/. Correct, progressive and successful man.
agement of the business of Great Falls.
2. Cooperative ownership.
We can talk about the situation, discuss it's
ever-varying phases, and rehearse its condi-
tons from now until eternity dawns. But the
situation is not going to change materially until
4. these remedies are applied.
AS has often been said in these articles, we
are in a new era of business. The economic
world is being reconstructed. And one factor
of it's reconstruction is absolutely correct meth
DDS. Another is sufficient capitalization.
There is no more irresistible force known to
all of life than Progress. 1t is the Juggernaut
that ruthlessly rides over the individual or the
community which disregards it's coming.
And progress is not the steady flow of a riv-
err. It has its epochs. The business world is in
the grip Of one such epoch now. Mr.. Roger
Babson said that the only man who can succeed
these days is "the man who has the courage to
get out of the rut." And let me tell you some
thing more: 1.-THE rut' will soon be filled with
the w~reckage of the past.
The order of the day is wake up-Get in
step with the times-and Act"
And told in a brief sentence, Efficiency En-
cheering is a science which operates on three
principles:
Scientific Business Methods.
Cooperative Ownership.
Force.
There are ten canons to our articles of Faith.
But these three are our principles.
Montana Organization and Development Compan!
Edgar A. P. Haynes, President and General Mg
Temporary Office,
Room 305 Rainbow Hotel
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05

from his home in Neosho, Mo-, to
Lewiston, Idaho. Death was due to
a heart malady. The body was remov-
ed from the train here. There will be
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05

o'clock on board a. Northern Pacific
train as it was crossing the continental
divide at Homestake, II miles south of
Butte. He was travelling with his wife
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05

Russian boots for women are the
fad IN London.
insufficient moisture in 4 room 10
injurious to health.
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05

no inquest. The veteran is survived
by his widow and six children. A
daughter, Mrs. e. Davis of Lewiston,
Idaho, has been notified Of his death.
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05
Civil War Veteran
Dies on Train as
1t Crosses Divide

Butte. June 4.-(By The Associated
Press.)-Joseph \. Johnson. So, and
a Union soldier in the civil war. died
suddenly Saturday morning at 5:4J
Great Falls tribune. [volume] (Great Falls, Mont.) 1921-current, 1922-06-05

New York would saw $15O,O00 900
. year il 10 per cent more efficient
IN its house heating.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
FIRST sPIRITUALIsT CHURCH.
CASTLE HALL.


Second spirituallsts' Church holds regu-
lar Sunday services at above hall at 7:&b.
Lecture by our pastor. Rev. Anna Thrond-
sen. Subject, "Crucihxion and Resurrec-
tion OF Jesus" Messages by Mrs. Thrond-
sen and D. II. Smith. Midweek meeting
at 7:45. Ladies' Aid Thursday, 20 I.
Both OF these services at 1888 College ave-
nue.. Messages. healing and questions an
swered. Bring your friends
FIRST CHURCH OF CHRIST. SCIENTIST
Meridian and Twentieth streets. Sun
day services at IL a. m. and y. m. Sun
day school at IL q. m. Wednesday evening
Testimonial meeting at O'Clock. Reading
room at SIS Occidental building. open
week days from a m. to p. m, e1capt
Wednesday, when closed at Z. Open from
to p. m. Sundays.
THIRD CHURCH OF CHRIST. SCIENTIST
$3.50 Washington blvd. Sunday sery-
ices IL a. m. and : p. m. Sunday school,
ais a. m. Wednesday evening, testimon-
iai m Getting at o'clock. Reading room at
POS i. saith ST.. open daily from 10 a. m.
- ,. m. except Wednesday, when closed
At 1880 .. m. and Sunday. when open from
I TO p. n
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
CARD OF THANKS.

WE WISH to express our thanks and ap-
probation to the many friends. neigh
bors and relatives for the many beautiful
floral offerings and sympathy during the
illness and death OF our beloved father
son and brother. Robert H. Bluck: alsc
Park Camp. ". W. A 6604 for their serv-
ices and beautiful floral Offering: the Rev
Buchanan for his consoling words and
sympathy and Mrs Hensley, the under
taker. CHILDREN. FATHER. MOTHER
AND SISTER.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
ALL THE
REAL ESTATE OF THE
HOME BREWING CO.,
OF INDIANAPOLIS
June ], 1922 at 10 A. nj.

on tho terms and conditions noted below
Following are the properties offered:
l. (a) Brewery building and plant. IN
Guiding engines boilers. machinery, watts
and other like equipment at southwest
corner Of Cruise and DAILY streets. IN
cludes also three small cottages on Daily
d. Bottling shop and barns at north
west corner Cruse and DAILY streets.
2. Brick building and vacant GROUND az
southwe corner Southeastern avenue ana
Crueo street
8. Brick building and vacant ground.
sO2 East Washington street. 49,
4. Brick buildings, 80 to ~ south Deia-
ware street.
1915 East Maryland street.
s. Five vacant lots in Mars Hi.
g. Frame building, 1901 Columbia avenue
and 1910 East Nineteenth street;
Q. Two vacant lots. corner villa avenue
and Prospect street
IL. Brick buildings and cottage. sol to
soe Massachusetts avenue and 72A East St.
IL. Frame building, $50 Beecher street.
IL Brick building and cottage. 1918
North West street and 6l2 West Thirteenth
street
is. Brick building and vacant lot, lo2
North Noble street and s42 and sA4 East
70, Frame building. 1922 North sher-
'''G 20. Frame building. 1879 South East
90, Brick building, 4ss North Noble
NOTE: A valuable malt extract manu-
featuring business will go with the brew
cry plant for the inventory price OF the
merchandise and containers on hand IL
purchaser desires
TERMS AND CONDITIONS.
Sealed bids to be delivered to the office
Of the company at Cruise and Daily streets
prior to 10 a, m. June 7, 1922 with Ger
5000 oo) to accompany each bid. No bid
for less than the appraised value Will be
considered Single bid for all OF the prop
erty will be considered. Terms are other
cash on delivery OF deed or one-fourth
cash and one-fourth each in three. six and
nine months with per cent interest; sale
is subject 90 taxes for 1922. municipal as
sessments and leases. List OF properties,
appraisements and other details upon ap-
piication at ONCE. Inspection OF properties
may be arranged by phone. Call Drexel
1905
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

SIX ROOMS in good repair inside and
out. gas and electricity, cellar. cement
walks and sewer Price $4,000 JEN-
NINGS BROS, % South Illinois street.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
REAL EsTATE-FoR SALE.
$3.50 Cash
Brand New Bungalow

Open Sunday, to p. m.
1920 Kelly ST., just cash of Shelby;
rooms, large living room and dining
room, convenient kitchen with city
water at sink, gas for cooking, center
hall leading to comfortable cross
ventilated bedrooms with closets and
bathroom, inside toilet installed CO.
ment basement and cement front
porch; terms, $3.50 cash. $3.50 month;
price $500. Call Ed O'Callahan,
South Side Specialist, with
McCord E. Mckinney, Realtors
81 Lemcke bldg Circle 500.
Evenings Webster $500
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

s3l " OAKLAND avenue. six rooms,
strictly modern. 5000; half cash. THE
SOUTHERN LUMBER COMPANY.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

SOUTHWEST corner North street and ORR
entail new, never occupied; six rooms,
strictly modein, In course OF construction;
$3.50; $1,000 cash; $3.50 monthly. THE
SOUTHERN LUMBER COMPANY.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
5 Acres Fronting Speedway
Road

Has small house and barn: price is right
for quick sale. Near Warman ave-, north
OF Speedway road. Call Mr.. McInteer,
/. N. RICHIE & SON.
TO Bankers Trust. Main o520.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

80 WOODLAND drive, nve-room strictly
modern; $500; S2.7o0 cash. THE
SOUTHERN LEMBER CO
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

412s CORNELIUS. Ave rooms. modern
garage! $500. Terms THE SOUTH
ERN LUMBER COMPANY.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

1921 GUILFORD avenue. center hall,
strictly modern: 50-foot lot, double gar
age; $3.50; terms. THE SOUTHERN
LUMBER COMPANY.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
LEGAL NOTICES.
OF PUBLIC PARKS
OFFICE OF THE BOARD.

DEPARTMENT OF PUBLIC PARKS
OFFICE OF THE BOARD.
Notice is hereby given by the board Of
park commissioners Of the city of Indian
apollS, Indiana that sealed proposals Will
be received BY It at Its office until three
o'clock p. N. on Thursday. May 18th, 1893.
for the furnishing of all material and labor
for the construction of a reinforced co e
crete tunnel at the Garfield Park shelf -
house, in Garfield Park in the city of In
dianapolis. in accordance with the plans
and specifications which are on file and
may be seen IN the Office of the board Of
park commissioners of the city Of Indian
apolis.
Bidders must accompany their proposals
for said Improvement with a certified
check for an amount not less than 2 \ per
cent Of the amount bid, but in no case
shall such check be less than one hundred
($100) dollars, as evidence of good faith
that the successful bidder will execute
within Ave 90 days from the acceptance
Of his proposal contract and bond salts
factory to said board to do the work re-
CURED; said check to be made payable
to the board of park commissioners of the
city of Indianapolis and must be certified
by reputable bank or trust company, do
ing business in the city OF indianapolis
A failure Of the successful bidder to en-
ter into such contract and bond upon the
acceptance of one of said proposals will
forfeit the check and the sum of money
payable thereon to the city as ascer-
tanned and lQuidated damages for such
failure.
An affidavit OF u-collusion as required
by law must be furnished.
The Board Of Park Commissioners re-
serves the right to reject any or all bidR.
CHARLES A. BOOKWALTEFl
FRED CLINE,
A. NJ. MAGUIRF,
SARAH Z. SHANK,
Board OF Park Commissioners Of the City
of Indianapolis, Ind.
NOTICE TO GRAVEL ROAD CON-
TRACTORS.
Notice is hereby given that the under
signed board of commissioners of Posey
County Indiana, on Monday, May 1, 1929,
IN to the hour of two CD o'clock D. m
win receive sealed bids at the auditors
office at the courthouse in Mt. Vernon, In
OF gravel road improvement in Black
Township, Posey County, Indiana, known
as the Alvin c. Ries ct al, road as ordered
nv the board of commissioners and will let
the contract for its construction according
to the plans, specifications. estimates and.
profile now on file in the auditors Office rs
said county The estimated cost of sa -
required to hle with their bids a bond for
double the amount of said bid. conditioned
according to law and also the necessary
nOncollusion affidavit as the law provides.
The right to reject any or all bids is re-
served by the said board. Time for the
upon at the time of the letting of said con-
DATED April 3, 1922
SAMUEL L. THOMAS,
JOHN L. STALLINGS.
EDWARD A. Overflow.
Board of Commissioners of Posey County.
Indiana.
Attest: WILLARD F. Robson, Auditor
Posey County, Indiana
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
South Side Double

This is a good fve-room semi-modern
double: a home and investment; only
1880; $500 cash, balance like rent. One
block from car. THE GATES KINNEA r
COMPANY, MIR. Young, Main 1909. Wash
ington 1919.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

DOUBLE. three rooms TO side: three room
single In rear: rent $22; price s210o;
$500 cash. 513-515 West McCarty street.
THE SOUTHERN LUMBER COMPANY.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

1896 ARROW avenue: nve-room semi
modern; $4,000 THE SOUTHERN
LUMBER COMPANY.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

1898 GEMMER street. hve-room semi
modern: $4,000. Terms. THE SOUTH
ERN LUMBER COMPANY.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
MALE HELP-WANTED.

WANTED-Boys not over "a years old to
carry Times route in central part OF
city. Call and Mr.. Moorehead at
Times office after o'clock any afternoon
FOUR teams with dump wagon; good
wages. IryinEton 1855.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
IN MEMORIAM,

IN MEMORANDA loving remembrance
of Daisy Ella Tyre. who passed away
four years ago today, April Is, 1918. Darl-
ing Daisy, how We miss you. since from
earth you passed away. And our hearts
are aching soreiy We think of you to-
day PAPA. MAMA AND SISTERS.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
PROGRESSIVE sPIRTTTAIIsT CHTRCH

PROGRESSIVE sPIRITUALIST CHURCH.
Redmens Hall. Capitol and North SITS.
Rev. H. ". B. Myrick will lecture. Sub
feet, The Third Gate" Mrs Audria Hold
son will furnish music. Messages from
your loved ones by Mrs. Bessie Wood
worth. meassage bearer. We also have with
Us Mr.. Francis Schlatter, the devine heal
gin at 7;45 p. n. Ladies' Aid meets Tues
day afternoon at o'clock. Rev. Myrlck
will speak. Mrs. Woodwork and others
will be present message bearers.
FIRST sPIRITUALIST CHURCH.
sos y. Liberty St. between Mass. ave.
and North st. Sunday. T:45 p. m. Lecture
by Rev. B. F. Hayden Subject taken
from the audience. Messages by the pas
tor Ruth Van De Beuken. S. NJ. Mes
sage services every Wednesday at 2 and
T:45 ?. m conducted by the Ladies' Aid.
Part OF the time will be devoted to spir-
itual healing. You are cordially invited
to attend these services and will be made
welcome.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

UNION sPIRITUALIsT LYCEUM.
Session every Sunday at 2:30 p. m. in
the First Spiritualist Chuch. sos North
Liberty street, between Mass. ave. and
North street. Come. bring OF send your
children TO II. All are welcome.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
REAL EsTATE-sUsURsAN.
FOR TRADE
15s z. Market. Room 500
SUMMER COTTAGES

It Is time for you to get that cottage
for ths hot summer. I have only four in
Raveuswood at easy terms Call W. j.
Gemmill Main o792
WASHINGTON BANK & TRUST co.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
LOST AND FOUND.


S~~~N~~~~~~~-Ns~~~~>~~s~ ~~~~~->>>~~>~~~~~S~~
LOST-Smsll fox terrier; all white. except
head: perfect black bonnet marking on
head: answers to name Bobbie. Reward
for reliable Information. Call Belmont
47s7, or Indianapolis r. r. B-l. Box
3Ts.
LOST-Thursday. 18th. cameo; dark red
tint. green gold frame; along following
route: Illinois and Ohio to Meridian, to
Vermont, to Illinois. TO North. to Capitol
avenue; keepsake. Reward. Phone Circle
1914
LADT'S black fur. lost on College car or
near College car line on 26th. Randolph
s545.
LOST-Umbrella, purple SILK. white handle
with silver chain forming loop. Reward
Randolph s4s4
LOST-Female hound. out OF dog pound :;
II owner wishes II call 1883 y. Meridian
st. or Randolph 1854 after O'Clock.
PIN lady's. Shrine; lost Thursday. Ran
dolph $3.50: reward.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

Suburban, South Meridian
Dandy home. acres. Price $500;
terms.
Dunlop & Holtegel, Realtors.
1872 E. Market St
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
REAL EsTATE-FoR SALE.
IRVINGTON

Bargain in hno double. We CHALLENGE
any to beat this u per cent proposition.
Six good rooms TO a side. with all mod
ern conveniences. CHARTERED oak finish
hardwood floors. large closets, beautifully
decorated one square from car line.
Never vacant. Price 1880.
CHAS. NJ. CROSS,
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15
1417 W. 23rd

Open Sunday 2 to 6 p. m.
dining room, big kitchen. large bedrooms
and bath. Full size lot and full base
| ment. All ready to move in. Cash or
terms.
Howard G. Venn,
los e. Market Main 1115.
Indiana daily times. [volume] (Indianapolis [Ind.]) 1914-1922, 1922-04-15

NOTICES.
Warren sheaf. [volume] (Warren, Marshall County, Minn.) 1880-current, 1922-10-18
Geological Collection

Geological Collection
The museum is interesting place for the students
as well as the visitor splendid collection of mounted
animals found there There 40 mounted man.
mails and so mounted birds almost every one native
Minnesota There also skulls OF ~ Or more man.
mails; mounted fishes, turtles, variety of horns Indian
cuos and relics ETC. The collection is especially valuable
it contains most of the representative ANIMALS and
birds native to Minnesota
Future Prospects
Each year Of work has convinced that the future
prospects encouraging This especially we
have been encouraged because of the splendid enrolment
In the Academy 1t shows that people will not turn
us down. but that they will stand by the school that has
been the instrument of much good during the fifteen
years of its existence
We know that If we close the doors of Christian
one doubts this statement The question to each
one Of us: rs it Gods will that neglect duty to-
ward our Christian schools?"
Develop our Christian schools and you develop our
churches Develop church work and develop the
surroundings People wish to live in country or terri
tory where there is constant active church work and &C
tive Christian school work.
Expend more for your Christian schools and you will
receive reimbursement that can be counted in dollars and
cents as well conenment and and besides receive
abundantN the richest blessings from Cod which must be
counted the greatest reimbursement after all
The Faculty 1928
The faculty consists Of the following:
G. D Sjostrand, President
s. w. SWenson
Edythe Hendrickson
~ Constance Erickson
Mrs Nora Inland
Emmogene Peterson
Eof Larson
Matron Mrs. +. Q. Quist. Janitor-F Q. Quist.
& 81 80 #3E
Warren sheaf. [volume] (Warren, Marshall County, Minn.) 1880-current, 1922-10-18

erary society work has been of high order giving
students opportunity to develop their talents in debate
public speaking music and The funds of the various
organizations have always been used for needed equipment
Our students very much interested in Bible Study
which is evidenced by the splendid class that meets in
junction with Sunday School Sunday morning
In the activities of North Star not be forgotten
Athletics. We encourage athletics. In basket ball.
cay have achieved considerable The team of
the school year 1922 games out of eleven This
year the material for good team is very promising
Our Graduates
Three hundred tytwo diplomas and certificates have
been awarded since the first commencement in the year
1909 BY years and departments they follows:
Warren sheaf. [volume] (Warren, Marshall County, Minn.) 1880-current, 1922-10-18
Where Can You Do Better?

You never stop to think of few extra dollars out
lay you can get the accommodations Of real good
home when you must leave your home and abide
elsewhere the greater portion Of the year At NORTH
STAR you get all Of these accommodations for only
$500 per week. That includes heat light, water,
and board The laundry also complete and surely that
is . drawing card when funds are low.
The tuition IS much lower than at most reputable
schools That should be drawing card for those who
wish to money. OR courses IS complete
as at any school Competent teachers in every depart
neut