davidaulloa/AmericanStories huggingface dataset:
Every evening, Wilmington daily commercial., 1922-06-20
PENNA. R. R. HAS ITS
OWN INSURANCE SYSTEM
Plan Adopted in 1879 Has Re-
suited in Big Financial
Saving.

How the PENNSYLVANIA System insures
itself against fire loss and other insurable
risks is told in the following memorsn-
dunn prepared by II. II. Newbern,
Superintendent Of the Insurance De-
partmcnt of the Pennsylvania System:
In 1870 the Pennsylvania Railroad
adoptcd the principle of self-insurance
by establishing an insurance fund to
assume a relatively small proportion Of
the fire risk on it's properties From time
to time the plan Of self-insurance thus
begun in modest way has been ex-
panded until it now includes the assump-
ton of marine losses, payments on ac-
count Of injuries to persons, loss and
damage-freight and other insurablc
risks and losses.
Under this plan the average fire loss
cost on the Pennsylvania System during
the past 43 years has been only IA cents
per 500 at risk.
AS the result of the development of
systematic inspections to eliminate the
conditions responsible for losses and the
| installation Of adequate fire protection,
the cost of the Pennsylvania s fire pro-
lection has been substantially less than
the premiums generally charged by in
surance companies for railroad risks. In
addition the method has largely elimi-
mated the unknown element from the
cost of operation and substituted there
for fixed annual charges This guards
against n serious charge to expense in
any one year and protects the individual
operating units against unusual losses
| bv spreading them over q wide area.
| rac,,la rlt- ,pcrnpt nf "A
by the Insurance Department from the
standpoint Of the various risks assumed.
Reports are prepared and forwarded to
the operating officers Interested contain
ing the recommendation for improving
conditions.
The development Of this service has
resulted in the practice of forwarding
plans for fire protection and contracts
for the construction of structures and
vessels to the Insurance Department
so that the type of fire protection re-
quircd may be recommended in accord
ance with the best fire insurance engi-
neerng practice. The plan also assured
the proper protection being installed
during construction when it is more
economical and preventing more elab-
crate protection being provided than the
conditions and value OF the property
may warrant.
The Insurance Department maintains
a system of statistics showing losses sus.
tanned on the entire system, which dats
is assembled to show the charges to the
divisions forming the system for tht
guidance of interested officers IN pre-
venting occurrences. IN analysis i:
made of these statistics and spccia
statements are prepared from time L
Every evening, Wilmington daily commercial., 1922-06-20

with = reasonable emulation of
funds from past years on hand as the
fiscal year 1923 opens, the appropria-
tions for 1923 and 1924 seem sufficient
to enable the States to proceed at a
maximum of efficiency. 1t will probably
be found, however, that appropriations
for 1925 will have to be increased some
what as by that time the peak Of high.
way production should be reached If
the nation is to have completed sys-
tew of Z per cent of its highways within
the decade.
"As it is, the fiscal year beginning
July l, will be the largest in the history
of road construction, if normal condi-
tions of freigh,age and material prevail. u
Every evening, Wilmington daily commercial., 1922-06-20
GOVERNMENT PROGRAM
FOR IMPROVED ROADS
Congress Has Adopted Three
Year Appropriation Pro-
gram for Work.

Roy d. Chapin, chairman Of the high
wsyr committee Of the National Auto
mobile Chamber Of Commerce, has
issued a statement to the members OF that
organisation calling attention TO the
enactment Of . three year highways
appropriation program by Congress. he
say. Il clears the way for n banner pro-
duction Of improved highways through
out the country. In his letter Mr.
Chspin says: =,
Federal aid in the construction OF
highways was definitely assured for
three years more when members OF the
House and Senate voted this week TO
authorize appropriations of S5O,OOo,oOO,
SOS. 900, 900 and s75,0OO,0 900, respec-
lively. for the fiscal years OF 1928, 1924.
and 1925. Further sums Of So, 500 900
were voted for each Of the fiscal years
1924 and 1925 for forest road construc-
ton, the funds for this work for 1923
having been cared for in earlier legisla-
ton.
The authorization for 1923 carries
with IL definite authority TO the Secre-
tary Of Agriculture TO enter into con-
tractual relations with State highway
commissioners for road construction.
Tho appropriations will be made
under the provisions of the Federal Aid
act OF 1915 as amended in 1919 and 1921
which means that the expenditures must
be made on those highways comprising
the seven par cent system OF man roads
The States ore required TO maintain
the highways once built.
The most important change in the
organic act is an amendment which
limits Federal Aid participation To
SIG $50 per mile for 1923 and TO $4,000
per mile thereafter This contrasts with
the $4,000 per mile maximum of 1915
and the $4,000 limit of 1916. The
limitation will work no hardship ir
average conditions but for special
situations where traffic has become very
heavy il is not improbable that some
change will have to be made at later
session Of Congress 20 prevent the waste
resultant from too low a type Of con-
struction Other changes in the Law
permit the government 10 JOIN IN tho
construction of railroad underpasses
and provide heavy penalties for misuse
OF government funds
The government has now sppro
pristed or authorized a total road funo
Of 1857 100000 since the passage OF the
Federal Aid act in 1916. Figures of the
Bureau of Public Roads show that con
struction has been proceeding for the
last three years AT the rate of spproxl
mately ss0,00o,000 annually in Fedora
funds and as State organizations have
now become well stabilized. il is sntici
patcd that this rate will he exceeded II
1923 and succeeding wears
Every evening, Wilmington daily commercial., 1922-06-20
LEGION HOME.
Project Given q Boost by Laurence
Roberts Post.

Laurence Roberts Post, No. 81
American Legion. at its meeting last
night. voted 10 buy twenty shares of
building and loan stock as the nucleus
of fund TO finance Legion post
homo in this city. 1t is expected that
the amount Will be increased at a
later date.
On Thursday night. Juno 90. the
post, In conjunction with the post aux
Hilary, will hold a party In the garden
back of the present headquarters ir
the American Red Cross building, oil
Della ware avenue. Service men who
arc not contested with the Legion. but
who desire to become so connected, are
invited
Every evening, Wilmington daily commercial., 1922-06-20
Song Hits

All Over Nothing At ALL Nora Bdyes'
Kindness. Nora Bdys
California. VGn ard Scherck
Sweet Indiana Home Von and Schenck
Down on Avenue A. Prark Cruri
Mamma Loves Papa, Docs Papa Love
Mamma. Prank .Crur,1
Mr.. Gala CHER and Mr.. Shean.
Purrdr end Nash
When Those Finale Hoppers Start Hop
ping Around. Furmdn and Nash
Maybe You Think You're Fooling Baby.
Marion Harris
Malind. Brown Marion Harris
Honey La. Hart Sisters
Wake Up, Little Girl, You're Just Dream
ing. Shannon Pour
Little Grey Sweetheart of Nine
Grant Stephens
Only a Smile. Chores Harrison
My Machree's Lullaby. Ed,cin Dali
Erin, You're Wearin' a Wonderful Sn,iie-
Ch1rtes Hor
Achin' Hearted Bloc
Leond WiUi0ns and Her Diz< Bono
Struttin' Blues-
Iona Williams and Her DiziS BOND
Every evening, Wilmington daily commercial., 1922-06-20
REVIVAL AT SECOND Mp.
Eyangelistic Services Begin Sunday
Former Pastor In Charge.

Rev. +. Bryan Bailey, pastor OF
Second NJ. p. Church, Fifth Avenue
and Anchorage street. announces that,
beginning Sunday night, there will be
a series of two weeks OF evangelistic
services. conducted under a tent on
the church lawn. Rev. James L.
Nichols Of Westminster. Md, will be
the preacher. Twenty years ago Mr..
Nichols was pastor OF Second NJ. p.
Church.
In connection With the revival Rev.
Nichols wants to make these meetings
home coming" meetings. He wishes
all of his old friends to meet him at
the tent next Sunday night.
Every evening, Wilmington daily commercial., 1922-06-20
Letters OF Administration.

has granted letters of administration
on the estate OF Charles r.. Gessner
10 Maude l.. Gessner and on the es-
tate of Bessie II Giese to Otto Giese
Every evening, Wilmington daily commercial., 1922-06-20
Birthday Party for Miss Potter.

Friends of Miss Adelaide Potter OF
705 West Twentieth street We're en-
tertained last evening AZ her home by
her parents. Mr.. and Mrs. H. P. Potter.
in honor OF her birthday anniversary.
Classmates q. the 1919 class. Whining
ton High School. and other friends en-
joyed the occasion.
Evening star., 1922-04-27
Tournament Leaders.

and other officers and directors OF the
newly organized Washington Ladies'
Duckpin Association were present
last night. They were getting point
ers for their tourney, which will be
held next month. Johnny vaeth, one
of the tournament floor managers,
told them much. At times. though. he
had to be prompted by Mrs. Vaeth,
who is an active member of the new
association.
}. w. Ballenger. bowling with the
wilkins five. shot game of 1876, best
recorded SO far. EbersoIe had been
leading in this respect with a count Of
1874.
The Hecht Company team, prior to
taking the drives last night. was pre-
sented with a cup emblematic Of the
eSans Va nrssa.n af n.
circuit. made the presentation address.
The cup was donated by the Gait Com
pany, which has a quint in the league.
Only one Vienna Company hat was
won last night as against four grabbed
by the bowlers Tuesday. l.. r. Van
SAINT, member of the Ovandos of the
knights of Columbus League. turned
the trick at 11:10. He hit the double
EcducT hcCeSSATy 10 gam lHS
prize in the first and second frames Of
the third game in his singles set.
Carl Mitchell. one Of the few Wash
ingtonians who has been distinguish
ed by having a cigar named after
him, bowled with the Peoples Drug
Store five. He must have been smok-
ing his own, for he scored 298.
Ernie Alsop of the Carry Ice Creams
bowled up to his ESQ pounds. He was
the only member OF his team to get
into the eos in the first game-and he
just did.
When IL scored the high set Of the
tournament the wilkins crowd, in
cidentally, established q new high
game record. In its second block of
ten boxes ii smashed the naples for
a count of SAG.
Evening star., 1922-04-27
COLLEGE BASE BALL.

At College Park-Maryland!3 3; West
Virginia. =.
At Princeton-Holy Cross, 0; Prince
ton. I. rr'-.-- s.ss-
At Cambridge-Harvard. 3, Maine. O.
At New Haven-laIe, D, Williams, O..
At AnnapOlis-GeOrEia Tech. IL;
Navy. 1.
At West Point-Lafnyette. :, Army.
At Charlsttesville-R 4;
Virginia. 1.
At New York-rrinity IN. CO.. s;
Eordham, 8.
At Providence-Brown. 4s Colby. I.
At Administrations, 6; Amherst
I'll inninSs).
At Lex1nGton-v. M. 1. s; North
Carolina state, 8.
At starkvilIe-Texas, 3, Mississippi
AEgies. I.
/ At COlumbu 1O3 u. 8. In
sfantry school. 3.
: At Macon-Mercer, IS, vander-
bilt. 1.
At New York-syracuse. 9; N. Y.
: o.. 2.
At PfttsburEh-Pftt, 4, Bethany, 4
4 (12 innings. darkness).
At New Yofk-COlumbin, IL; City
COLLEGE of New York, 4.
At Lewisburg-Bucknell 8; Juni-
htn. Q.
At Baltimore-Williama and Mary. Q;
Hopkins, 3.
j At fswarthmore - Swarthmore. 6;
carnegie Tech. 9.
( At Toxic, Japan-Waseda, 1t In.
diana University, 1 twelve innings;
Aafkness).
Evening star., 1922-04-27

The Central quartet includes about
the best half-milers in the District
scholastic ranks. Heading the four
is ShipIey. who has shown his heels
to a host of school boys in meets
hereahout for the past two years. He
was especially strong in competition
on indoor tracks last winter and has
been travelling at good clip in train
ing this spring.
Shipley will have the assistance of
three more speedy boys in the Penn
games. Howard Johnson Is to lead
off for Central and che has shown
much Improvement over winter work
In his out-of doors drilling. Brown
ing, who Is to follow johnson. scored
behind Shipley in the scholastic half
; mile at the Hopkins indoor carnival.
while Vessels, who is to run third.
has bettered repeatedly this spring
time made by him on the board
tracks.
Western Has $3.50 Team.
So far as veteran material is con-
cerned, Western will have fifty fifty
team. Capt. Lyle Fountain and Mar
tin are the mainstays of the Red and
White running squad. For the other
two positions. Bresnahan, Turner and
Tennison. all boys with scant expert
ence. are battling. Fountain and
Martin garnered points for Western
during the indoor season and have
been doing well in out of doors trials.
The Westerners will encounter
some sturdy opposition in their race
At Penn. Among schools to be met
are Baltimore City College. Atlantic
City High School and Flushing High
School. Last year Atlantic City had
an exceptionally fast four and three
of the team again will run for the
Jersey institution. Baltimore City
College also has developed a formid-
able quartet.
Tech to Take Five Boys.
Elmer HardelI. track coach at Tech
probably will take five boys to Phila-
delphia. but those most likely to sport
the Maroon and Gray in the games
are Supplee. Thomas. Smith and De-
marest. OF the four, Demarest has
had the most experience and prob
ably is the fastest. He has been
consistent point scorer for the Manual
Trainers in school competitions
Smith also had done quite we'll
Thomas and Supplee are unknown
quantities. but Hardell has been i'm
pressed by their work in training.
Tech will have to step lively to take
first honors in its race. Pitted against
the Manual Trainers will be West
Philadelphia, Lansdale. Lynn Classi-
cal. Philadelphia Central and East
Philadelphia high schools among
others. Central and West of Philly
always are represented by especially
capable teams, while Lynn Classical
4has had teams able to show it's heels
yto others on more than one occasion.
Evening star., 1922-04-27
JACK MAY FIGHT CARP,
IF LATTER BEATS LEWIS
By the Associated Press.

By the Associated Press.
PARIS. April 27.-Jack Dempsey
has received an attractive offer from
group of prominent English sport
ing promoters to meet Georges Car
pentier. the French champion, In, Lon
con some time in the summer. provided
Carpenter defeats Ted (Kid) Lewis
on May IL. Neither Dempsey nor
Manager Kearns would disclose the
terms Of the offer. but Kearns said
II involved an immense purse and
that Dempsey probably would accept
Dempsey has every confidence, he
declared. that he would repeat his
victory over the Frenchman.
Dempsey plans to leave here Satur-
day for Berlin, where he will remain
for four or FIVE days. He may stop
or at Coblenz on his way back and
give an exhibition for the American
Rhineland troops. He then will pro-
ceed to London. where he will at
tend the Carpentier-Lewis fight. after
which will go to Manchester for an
exhibition bout.
He will give exhibitions also in
Dublin. II he has the time and incli-
nation he will take in Italy and the
southeastern countries.
The world champion spent the last
two days in sightseeing.
Evening star., 1922-04-27
KlLBANE is A WISE GUY;
IN SOLID WITH ENGLISH

Johnny Ki1bane is a smooth guy all
right. The first thing he did was to
make himself solid with the English.
He told the British reporters that the
reason he had held his featherweight
title 80 long was because he employed
the English style. Americans. he
added. don't box according to methods
made famous by Jem Mace. Thus in
the sense of boxing the Yanks. said
Kilbane. are inferior to the hit-and-
getaway British fighters.
So the English are saying that
Johnny is a real champion. As for
his views, what may eventually puzzle
the English IS why our pugilists go on
beating theirs. despite their neglect
of the methods of the late Jem Mace
Evening star., 1922-04-27
JUN|ORDEPARTMENTAl
TO PLAN FOR OPENING

Junior Departmental Base Ball
League representatives will formu-
late plans for the opening OF their
circuit at a meeting to be held to-
night at o'clock at the recreation
room of the government printing Of
flee. The young league intends to
make ity bow within q few days and
wants plenty of ceremony at it's in
augural. All team managers are ex-
pected to be present at tonights ses-
sion.
Central Prcsbyte terian and Mount
Vernon Methodist welded wicked bats
yesterday in the opening game of the
new Sunday School League. The
Presbyterians got the better of the
and Meyer of the winners were the
batting stars. the former getting two
triples, while Meyer slammed a
homer. Meyer. Carter and White did
the fiinging for the Presbyterian out
fit. Fusseil went the route on the
slab for the losers
Lusby. pitching for Naval Air Sta
tion. held Leviatkan Athletic Club to
three hits and won his game, to /.
in the Potomac League. The hurler
also ciouted a double that counted in
his teams scoring. Twelve strike
outs were registered by the winning
moundsman.
War batters went on rompage
in the Departmental League and
slugged their way to a 1O-to-4 victory
over Agriculture. Thompson and
Russeau of the losers were nicked
for fourteen safeties. Ioomis pun
ished them severely, getting a triple.
a double and two singles in four
times at bat. The catchers left their
arms at home. Seventeen bases were
pilfered.
War batters went on rampage
way General Accounting Office
treated Justice in the Government
League. The Bookies slammed the
Lawyers for an 1S-to-4 knockout,
badly damaging a pair of pitchers
during the melee. Baldwin led the
G. A. o. attack with triple, double
and single in three trips to the plate.
Mills of the losers also got three
hits.
Thirteen was NO hoodo for Reg
listers in the Treasury League. They
got that many hits and took the
measure of Annex Mol IL to Z. Pat
terson and Sweeney did the best
clouting. each getting three safeties.
Evening star., 1922-04-27
DUMBARTON RACKETERS
TOWS|T COLUMBIA CLUB

Dumbarton Club racketers. who de-
feated Chevy Chase in the opening
match of the Washington Tennis As
sociation last week, will visit CO.
lumbia Country Club Saturday for
another engagement. Dumbarton won
the league and city titles last year
and is going to be mighty hard to
stop this season.
Columbia's team. which will be
chosen from the following players:
Arthur Yencken, Harold E. Doyle. E.
Q. Leech, Arthur Slater. Herbert
Heaton, Baker Robinson and, in the
case of necessity. A. Y. Leech, jr.,
chairman of the tennis committee at
Columbia. and treasurer of the Ma
tional Association.
Dumbarton has a strong array from
which to select its players for the six
singles and three doubles, which will
permit the using of a number of
fresh men in the latter class. Dunn
barton's list includes C. NJ. Charest,
District champion: Tom Mangan.
John Temple Graves. Jr.: l. w. Bates.
johnson, Maj. A. E. Foote. Capt.
Hugh Miller. Roland Ballinger and
]. A. Purinton.
George Washington tennis team.
which won four Of six matches from
V. NJ. I. in Lexington yesterday, re-
mained over in the Virginia hamlet
to take on Washington and Lees net
men today. In consequences the George
Washington-George match list
ed for tomorrow at the Hilltop had to
be postponed. as the Hatchetites will
not return in time for the contest.
Yesterdays results follow:
Singies-LAdd. G. W.. defeated Seamans.
V. Nj. L., 81. TO. SIS: Young. v. N. l..
defeated Ballnger, G. W.. 81. IA. 6-3:
Macrse, v. II. l., defeated Rutley. g. W.,
6-1, 6S.
Doubles-LAdd and Ballinger, g. w., de-
tforfeit); MScrae and Hobson. V. NJ. l.. de.
feated Glover and Rutley. G. W.. 6-1. 60
Evening star., 1922-04-27

theless. there is question OF the
competence of American women to
stand the strain of competition beyond
the seas. especially when 1t is en-
phasized that : women in France.
England. Belgium, Germany and
Scandinavia have engaged In interna-
tional meets for several years past.
Supervised I'm Europe.
In addition, women's athletics In
these European countries are super
vised closely The National Women's
Crack Athletics Committee proposes
the same guidance for American
girls and women and will dip its
finger into the situation for the first
time at trial meets to be held within
the next few months to determine
whether a team will be sent abroad
this year.
An attempt at International control
of women's athletics has been made
by the Federation Sportative Fem
mime lnternationale, q French organ
ization formed last October, but
should the !. A. A. r. decide to ex-
tend it's jurisdiction even the most
vigorous supporters of the Federation
Nnternationale would hardly antici-
pate its survival.
Evening star., 1922-04-27
SCHEDULE FOR TONIGHT
IN BOWLING TOURNEY
BANKERS NIGHT.

Singles, 7s8O p.m.-Thomas 4.
Ro0k, class G, alley ?; George M.
Fisher. G. 3, G. b. Osborn. b.. 4,
A. Shulman, jF., o, 81 J. H. Byrne.
Q. o. w. r. Collins, g. u r. HI.
Perry, G. 8; John H. Hisers A, 8,
H. b. Elmer, A. 1O3 NJ. DwyeF, A. II.
Teams. 8 p.m-C0nsOlidated Re-
turn (Inc0me Taxi. class G. alley
- Genie. G, 81 Alpha. A, 4, Manhat-
tans. A, 81 Railway Mail Service.
Q, Q; Hecht Co., No. 2. C, u Federal
National. Q. 8; National Metropolis
tan. c. 81 Second National, b. los
Warrington L0an and Trust, b. IL.
Doubles, 10 p.m-H. b. Elmer
and M. Dwyer, class A, alley 2,
Richard A. Bishop and .. B. ROsen-
blatt. b. B, Ray w. Miller and
Lawrence Levy. C, 4, Albert J.
Hendley and Joseph p. Hagerty,
q, 3; Joseph r. Becker and John
L. Becker. 9. 9, George M. Fisher
and C. b. Osborn. G, u Sam Blum
enthal and George f. St0ckett. b,
3, G. Wafthen and w. H. Werntx,
b. 0S A. Schumann and Harry
Byrne. C. 10, w. r. Collins and p.
HI. Berry, G, IL.
Singles. IL p.m-A. G. ROdflek,
class c. alley 2s w. r. Iseman. b,
B; G. e. Champion. c. 4; George J.
Quinn. b. s, David McCarty. b,
Q, r. X. Whitford. b. 2, w. H. san-
dersOA. B. 9, G. A. King, G, 8; b.
J. Ra0dy, C, 1Os J. e. Elicit. b, IL.
Evening star., 1922-04-27
1,M3 ATHLETES ENTERED
IN DRAKE RELAY GAMES

DES MONIES, Iowa, April Ct
Twenty mine colleges, nineteen uni
versities, thirty five high schools and
twenty-five junior high and grade
schools will compete in the Drake
relays here tomorrow and Saturday.
according to the final entry tabula-
ton just made public.
University college and high school
athletes will number S43. with ap-
proximately 200 additional junior
high and grade school athletes
Leading institutions from California
to Kentucky and from Minnesota to
Texas are entered.
Evening star., 1922-04-27
School Teams in Penn Relays Banke1s Notone Tonight
HAWAII MAY DEFAULT
IN DAVIS CUP TENNIS

HONOLULU. +. H., April 27-
Hawaii probably will default In the
first round Of the Davis cup
matcAes. President CATTLE Of Ha-
wafisn Tennis Club annOunced to-
day, beacuse Of the inaistence Of
the national association that the
Hawaiians play CxeeA0sIovakla at
Prague. The decision to default
has NOT been reached and will be
considered at . meeting soon. but
Castle said 1t will be Impossible for
the Hawaiians to 70 to Prague.
Evening star., 1922-04-27

The board of governors Of the
Amateur Athletic Union. the govern
ing national body in this country,
which is affiliated with the I. A. A. F.,
is considering the proposal to as
sumo jurisdiction over women's ath-
letics in the United States One
question that confronts them is: Are
American women and girls ready or,
can they be made ready, to partici-
pate in 1928?
Will Decide In Fall.
AS an indication Of what, the an
swer will be may be Forthcoming at
the annual meeting of the A. A. u.
here in November. when the proposal
of the recently organized National
Women's Track Athletics Committee
that the A. A. u. take over supervi-
sion Of American women's national
competition, will be aswered. 1t is
generally expected here that the A.
A, u. will accept.
the A. A. u. already controls wo-
mems swimming competition, and ar
ranged for the American entries that
were so successful at the Antwerp
Olympic games in 1920.
To track and field experts. never
Evening star., 1922-04-27
DRIsC0LL RUNS FAST 220.

BOSTON. April 27.-"Jake" Driscoll.
captain of the Boston College track
team. competing in trials to de-
termine which athletes should be sent
to the Penn relay games. broke the
college record for the 220-yard dash.
His time was 90 seconds on a slow
track. one-fifth of second faster
than the record which he established
last year.