davidaulloa/AmericanStories huggingface dataset:
Norwich bulletin., 1922-04-18

s15O and costs. amounting to S231.35. which was paid.
 Constable George Tetreault of Yer sailles and Deputy Sheriff J. Mcclure raided place in Versailles Sunday fore noon and came away with a quantity of moonshine and the moonshiner.
 Now that the Willimantic turnpike Is In fair condition many automobiles have resumed trips through the village.
 Experienced teacher or piano desires pupils. 75 cents a lesson. Miss Lucille Guile, No. 6 Kinney avenue. Tel. 9e2 Pupil of Miss Lena Fuller.-adv.
 The town has received from the treas urer of the state of Connecticut a check for s207.01. It's share of the distribution of tax on capital stock of banks and oth, CT corporations pursuant to Sec. 1905 General Statutes, Revision of 1918.
Norwich bulletin., 1922-04-18

Fontes; Song of June, w. S. Johnson, chorus solo for mezzo-contralto, My Lit tie Bayon (Strickland), Mrs. Vanasse; popular songs (a) Ole Uncle Moon, Chas. P. Scott Cb) My Sun; co Sole Mio) s. Di Capua, chorus.
 The pianist and accompanist is Mrs Helen Hobart of the borough.
Norwich bulletin., 1922-04-18
 Do Trifes Annoy and Upset You ONE =Do You Have Frequent Headaches v: =Do You Quarrel With Those Y You Love E Do You Jump When the Door Slams c
lIIIIIIIIIII'

vAbttAsbttthP
 We'll Known Hospital Physician
 Danger Signals of Exhausted
 One of the most terrible of all hu- man ailments is exhausted nerve force. It weakens all the vital organs of the body and as 8 result all kinds of alarming symptoms may appear. Some people get nervous indigestion, pains over the eyes, in the heart, and across the small of the back; in others the first symptoms are mental instead of physical sleeplessness, worry over trifes, or inability to concentrate on your work.
 The nervous mother is upset by her children, squabbles with her hus- band, has frequent fits of the "blues" and bursts into tears over the small est troubles. In such cases 1t is worse than useless to waste time talk ing stimulating medicines or mar cotic drugs; the starving nerve cells must have nerve food which is sup piled by the blood. Any physician will tell you that if the blood supply were cut off from any nerve in youl body that the nerve would die.
Norwich bulletin., 1922-04-18
" THEN

WHEN YOU WANT 10 put your busi- nsss before the public. there Is no medl- um better than through the advertising columns of The BulletiS
Norwich bulletin., 1922-04-18

DANTELsoN CASINO. sTARKWEATHER BLDG. BOWLING AND POCKET BILLIARDS FOUR ALLEYS THREE TABLES
 WEDNESDAYS LADIES' DAY. Bowling Is the sport for all Prizes Eiven away every Saturday.
Norwich bulletin., 1922-04-18

Says These Are Some of the Nerve Force-What To Do
 If you have any of the symptoms of nerve force exhaustion, you should at once take steps to enrich your blood. This can be quickly and most effectively accomplished by the free use of Nuxated Iron, which not only increases the activity of the blood making organs, but feeds true red blood food directly to the blood itself and thereby helps to create millions of new red blood cells.
 The discovery of organic iron as contained in Nuxated Iron is one of the most valuable red blood making scientific discoveries since the crea- ton of modern medical science, and its effect in helping o create new nerve force and revitalize worn-out, exhausted nerve cells is sometimes most amazing.
 Try Nuxated Iron for two weeks and if at the end of that time you have not obtained all and even greater benefits than you expect, the manufacturers will promptly refund your money.
 .Syysssi5xSsSEasissfS SI5siyIsI ssisysss !,SIsN
Norwich bulletin., 1922-04-18
WHEY vou w.~-

WHEN ToU WANT 10 put your bus,. ness before the public. there ls no medl. um better than through the ndvarrinlrn columns of The Bulletin
Norwich bulletin., 1922-04-18

Travel may broaden man, but others can stay at home and get fat.
Norwich bulletin., 1922-04-18
'YIMIuIIIIiE

We'll Known Hospital Physician Says These Are Some of the
 Danger Signals Exhausted Nerve Force-What To Do
New-York tribune., 1922-09-25


The ten bonds arc gilt edge issues
A 5000 principal amount of each Of
them would have cost a total of 81 ,96S
on january 2, 1912, and if sold at
market prices Of The past week they
would have brought S1,S52. Thus you
have q depreciation of approximately
5.55 per cent as compared with am II 8
per cent decline in twenty stocks. The
aggregate return on these bonds in the
teu-ycar period would have been $3.50,
or an annual average of $83. Again,
by dividing the original purchase price
into the average annual return you ar
rive at 4.22 pei cent as the percentage
Of income on the original investment
as compared with a Asp per cent re-
turn on the twenty stocks. We are of
course taking merely IN average re-
turn on the stocks and are ignoring
the question OF variation Of income
return from year to year, factor
which makes the figures quoted APP
proximate only in . Hypothetical case
in which the security holder reinVests
his interest or dividends promptly each
year.
At the end of ten years YOU would
have been better oF for having in
vested in stocks, at least so far as in
'bittC - SNlt~Nl 'ltN' i't' W. WYNN '4>t'
had on your hands two stocks which
have not paid divisends in several
years and which are not likely to re
turn any income for u number of years
to come. There are four other stocks
which are net paying dividends, but
their condition is only temporary.
From this you come down to another
roint. which seems to be in favor OF
bend investments. The number of dol;
lars received on the bonds purchased
in 1912 is the same now as it was dur
in- the war years when stocks were re
caiving large extra dividends. In 1922,
the first year of the second ten-year
period of investment, the twenty stocks
will have receivcds only $99.50 in divi-
dends, as compared with an average of
S124.75 for the first ten years. Divide
the original purchase price into this
$9950 and YOU arrive at a figure OF 3.6
por cent as the 1922 average rate OF
iucome on the money invested in 1872.
OF course, this com mparIson OF bond
Yields with the return on stocks dur
ing & wear when industry is just recov-
ci.nr from a severe depression is hard
ly fair and is aside from the original
request for comparison over period
of ten wears. Still we are led to Won
der whether the next ten years will
brinr to the twenty stocks as high an
average Of annual dividends as they
received in the period l9l2-2l. Remem-
New-York tribune., 1922-09-25
Should Strengthen List

securities, and any advice you have to
offer would be greatly appreciated. am
Young married woman and am IN NO way
dependent upon the returns from my in
vestuents | reinyesl All Interest moneV,
30 have always been anNious to get as high
a rae as possible OF course like to feel
that ! have my money in sound things. !
vas thinking of selling MY Great Northern.
as | am sllcpticat about the railroads at
present. What would YOU advise doing,
ana if | cold W at should | purchase? Thc
list: $1,000 Southwestern Power ana Light
IS. 81 600 French Ropublic 71as, $1,000
American Power and Light SIS, $500 Penn
So lvania-OhiC Power and Light IS. $500
oklahoma Gas and Electric IS. $500 De
trio -. $500 Utah Power ana Light SIS,
$500 Ciuerin Mills income is. shares
Great Northern preferred, shares United
states Steel. shares American Power and
iiGht. 10 shares American Gas and EleC-
triC-Mrs. II. S.
Answer y our investment logic is
not altogether clear. You hold that
because you do not need the income
from investments and because you re
invest the interest you can afford to
carry securities from which the in
come is anywhere from so to 90 per
cent higher than on the class of bonds
generally recognized as the standard of
safety. No doubt you realize that
there is risk attached to these high
yielding securities. You have your risk
we'll diversified as far as the operating
area OF the borrowing companies is
concerned, but the risk is there, never
theless. We suggest that in making
investments in the future you support
your present holdings with some of
the high grade bonds you see men
toned in this column. An exchange of
Great Northern ;or some preferred
stock of good grade, such as New Y York
Telephone 61a per cent preferred,
would be a step in the right direction.
While you are about it you might sell
tie American Power and Light and
American Gas and Electric common
stocks and add the proceeds to the New
York TclenhOno fund
New-York tribune., 1922-09-25
Federal Land Bank
4l@s Offered Here
To-day at 4.3O P. c.
Syndicate Selling Tax.Free
Bonds of Ten.Twen;y.
Year Maturity at l0l II:
I'm Small Denominations

Formal Offering is being made to-day
OF a new issue of S75,oO0,000 ten
twentyyear Federal Land Bank II
per cent bonds by a nationwide group
composed Of the Federal land hanks
and investment institutions and deal.
ers, headed by Alexander Brown 1
Sons, OF Baltimore; Harris, Forbes 4
Co; Brown Bros & Co; the Natiosale
City Company and the Guaranty css-
pany.
The offering price Of the issa
1o15 and interest. TO yield more ass
4.30 per cent 20 the redeemable dss
1882, and ! 4 per cent thereafter 70 ~
demption or maturity. The bonds sEs
exempt from Federal. state, munieipk
and LEGAL taxation. .,f
The bonds are dated May /, W.
are not rcdeemable before May l, lsss,
and mature May ], 1912. Interest
payable May and November at any
Federal Land Bank or Federal Resens
Bank, and principal is payable at las
bank OF issue. The bonds sre in ces-
pom and registered form. interehsn.ssss' g
able. in denominations OF Sl0Hvu;
$4,000. $1,000, 5000. $100 and 500, ana
are redeemable at par and lnEeres, ~
any time after ten years from the aa's
of issue
According to figures made public y
connection with the Offering the tveiFs
Federal land banks in the four snc
half years of active operation s,s hsss
been built up until on August 81, ls~-'
their capital was $53. 5o6,oS5: reseEsss'
$2,532 500. surplus and undivided prev
its. SS,4S0,133, end total assets. SoSi.'
0s3, ,224. All twelve banks are on :
dividend-paying basis. and each bans
shows surplus earned from its opss..
aticns. The United States governin.esnass
owns over s4,200.o00 OF the cspitsi5
stock of the banks and the onissSS
States Treasury has purchased az slss
now holds more than SlS6,o00,ooO fss. ~.
eral Land Bank bonds. The oshAs
themselves are under the direction sns
control of the Federal Farm L0sA nu
Board, bureau of, the Treasury -.
partment of the United States govern
ment-
New-York tribune., 1922-09-25
National Tie Wee

Neckwear manufacturers and desisrs
throughout the country are celeoratins
September rs to 80 as autumn ness. .
wear week. The celebration is nnos.
the auspices of the Associated men
Neckwear Industries, Inc. walss 9,s
represents rs per cent of the cut siiN
neckwear industry. -, :.
The two notices of the week WIN Vu
"buy him tie and swat the os.'
the latter referring to the bat We We
ties which have been worn dss.ss ~ ,
she summer in unusual numbers. ~ I.
association believes that the tlme 4. !.
coming when men will wear a DOW -
in summer and four-in-hand IN ~. -
ter, much as they now change i'V''
q straw hat to winter one. :,
There will be special displays :,
neckwear in all retail stores, and msss
attractive exhibits have been arIanssss
and amusing devices invented for ~
tracing attention to neckwear ~esS
New-York tribune., 1922-09-25

ber that dividends during the period
1916-'l9 we're exceptionally large on ac-
count of war prosperity, and it Is Hard
ly fair to assume that there will be a
repetition Of the same set OF conditions
during the coming ten years AS re-
suit of war prosperity, for instance,
United States Steel common, which is
one of the twenty stocks chosen for
this computation, paid l6 per cent in
1918 and 1874 per cent in 1917. 1t is
now paying the regular rate of pei
cent.
There is still another angle to this
question. Among the twenty stocks, all
of which were considered high grade
Investment issues in 1912, are New
York New Haven & Hartford and Chi
cago, Milwaukee & st. Paul common
stocks. These two have moved so far
from the dividend paying class and
have such remote prospects of re.
sumption of payments for several years
to come that MANY investors who pur-
chased them in their prime in conjunc-
ton with other stocks would be tempt
ed to abandon them, thereby taking a
heavy loss of principal. Ii you had
bought New Haven and st. Paul ten
years ago in conjunction with eighteen
other stocks what would you do with
jnem w OuIu YOU hllOW lnpm 10 uGdR
down the average return on your whole
investment for an indefinite period, or
would YOU sacrifice large part of your
principal?
AS has been said. the securities CON
sidered in this discussion were regard ed
ten wears ago as high grade investment
stocks and virtually gilt edge bonds
Those familiar with the rating in 1912
will bear this out The stocks and
bonds, which are with one exception
among those Fhe Tribune uses as typi-
ca! securities for average purposes, are
Stocks - Atchson, Baltimore & Ohio.
Chicago, Milwaukee & St. Paul, Della
ware E. Hudson, Great Northern, Illi-
rois Central Lehigh Valley, New Ha-
ven, New York Central, Northern Pa
oGc, American Car and Foundry, Amer
lean Smelling, American Sugar, Ana
conda Copper, Corn Products, Stand
ard Oil Of New Jersey, international
Harvester, United States Steel Utah
Copper and Westinghouse Electric; ;
bonds-Atchison As. 1895; B. & O. as,
1888; Chicago, Burlington &. Quincy 4s,
1858; ILLINOIS Central As, 1895; Louis
Vile & Nashville 4s, l940; Reading gen
eral As, 1897; Southern Pacific re-
funding As, 1855; Union Pacific as.
1917; New York Telephone first Is,
1899, and United States Steel sinking
fund 5s, 1858
New-York tribune., 1922-09-25
Stock and Bond Returns Compared

g. y r. to-daUs papef suppose
Of his capital into twenv common @ocks rated
he cdp1t0t as -
ed nah o bonds that time? p ~ e.
G. y P had inquired about tho
period Of peofs
have sected twenty common
locked investment issues we
high grade bonds and the pur
each These the results of the
compilation:
1912 the twenty stocks would have cost aggregate
market these stocks would be worth
less than the purchase price In the ten
$124750
$l25 BY dividing the original purchase into the
arrive figure of ASP the annual
New-York tribune., 1922-09-25
Locking for. Real Bargains

oues,ion-Am regular reader of your
column and have followed numbcr OF
your previous suggestions. as YOU will note
from The list below Am thir;y-one years
Of age married, ore child Sniary amt
small honra on all sales amounting 60 nj
least $@,Soo rer wear guaranteed, terry
1900 Northwestern Ben Telephone Is.
1941 S50Q Dutch East Indies Gs. l9A7 ,
$1,000 Rio de ,laneiro Light. Tramway and
rartncnt of Seine -. t942. $500 Diamond
Match 7lns, l93b. S100 Clty Of New orleans
Public Eelt Railroad 5s, 19I5 81 600 Great
Northern Railway -, 1885. $1,000 state of
Ionisiara Port Commission hs; twenty
seven shares Tobacco Products "A" and
went y-seven shares Toba eco Products com p
ten shares Cities Service preferred; 100
shares United Retail Candy stores, with
tie above information do you suggest any
changes in the list Have $4,000 for IN
securities 10 Il In with above list, consid-
c-ring proper diVersihcation of industry.
section Of country. maturity: etc Our
stock or Industrial or railway preferred.
Looking for bargains. OF coursc--Teai bar
gains in something selling lower than il
should.-R X. J..
Answer Your suggestion to put one
third of your $4,000 new capital into
a Liberty bond, an industrial bond and
Il good preferred stock appeals to US
as sound. Your position will be
strengthened materially by taking the
Liberty bond, one American Smelling
IS. 1877. selling recently to yield about
SIS per cent. and 10 shares of New York
Telephone ~ per cent preferred stock,
selling recently around 109
New-York tribune., 1922-09-25
Stock Good Investment

Question: have charge of an estate IN
which found few shares of the Hutch
ns Securities Company Is Exchonge e
being increased from 81, 0,oo0 to $1,000
600 and we are given an opportunity 10
subscribe. My bankers seem never to
vcstment = sound one? What is the bust
ness of the company9-T. P. p.
Answer-The Hutchns Securities
Company was organized in 1909. The
securities owned consist primarily Of
certain long established, old-line fire
insurance companies. it's principal
holdings being a considerable amount
Of the stock Of both the North River
Insurance Company, organized in 1922,
and the United States Fire Insurance
Company, organized in 1924. The
management has long been identified
with the fire insurance business. The
company does not issue an annual re-
port to stockh holders. Following is a
statement of the condition of the com
pany as of December 81, 1921:-
ASSETS
cash and demand loans 49,. $3.50. .0S
5000 146.4&
LIABILITIES
Preferred stock ..........'.s2 S7S Soo 90
Common stock .......,... 1,2bo,ooo.oo
Surplus .................. 443s46.44
ss.s6a.146.44
Both classes Of stock are Of $1o0
par value. The preferred stock has
paid s per cent annual dividends since
organization and is good investment.
New-York tribune., 1922-09-25
Wilson US Callable

Question: hold Victory bonds. series
II Have they been called for redernp-
tion2 Is now good time 70 dispose of
wilson & Go. 7Ms, due lsti bought
Inst winter II 90 and market now ia
about 107. Are They subject TO call. and
If so when and at what premium. i!
naturally fad The notice Of ,these bonds
being called for redemption - f. w.
Answer Wilson & Co. TVS arr call
able at yearly decreasing premium
Of u per cent from f07A which was
the ORIGINAL cali price Of August !,
1922. Notice Of redemption would APP
pear in the press, but we do not know
any paper that would be most likely
t. carry the notice. We consider these
bonds a good investment for holder
who does not object to the callablc
feature. Victory bonds, Series II, have
not been called for redemption.
New-York tribune., 1922-09-25
Not Proper Exchange

Question: have had the pleasure Of
umn for some time and have been very
much Interested in reading the same but
this Is the, first time have taken occa-
sion to ask your consideration. I have
900 Northern Pacific General Lien and
Land Grant 3s purchased some time ago
at prices between 66Ta and 81. These
bonds selling for between 64 and
65. One of the largest and most repre-
sentative financial institutions in the city
has recommended to me for purchase the
new bonds recently Issued of the Sugar
Estates of Orient Z per cent, selling at
around 98. Sugar Estates bonds are re-
deemablr on any interest day upon thirty
days notice at 1902 Would you deem It
wise to sell the Northern Pacific above
ferred to and substitute In place therefor
the bonds of the Sugar Estates of Orient
would greatly appreciate your advice in
this matter, [ hesitate to sell the
Northern Pacific bonds which l consider a
first-class investment. unless am sure
that I an substituting something in the
place thereof equally as good---W. w. W.
Answer-You would be weakening
your investment position by making
the change you suggest, although the
sugar bond you mention offers at
tractive possibilities. Unless you feel
willing to assume the additional risk,
however, we believe the change would
be unWise
New-York tribune., 1922-09-25

Qaesttoas Of general interest TO sn-
restors sciu be anspered IN this col
umt, in tcaioh case oiig f1titInts ioift
be used. Others rfu be Gnslreyed by
maii. address Gil inquiries. inclos-
tag stamped addressed enroiope, to
F'Honciai Editor, The T"lbane, I54
Nessaa Street. Ncte Yo,k City.
New-York tribune., 1922-09-25
Books on Investments

u Question-Win you kindly send mo a
t,s' ns 10, ot good books or the general subject
Answer-Books explaining financial
matters for beginners are "Invest.
ments,' by David r. Jordan, and "Put-
MANS Investment Handbook written
by Albert w. Atwood. "The Work OF
the Stock Exchange" sby Royal Meeker
contains material on the machinery OF
the exchange.
New-York tribune., 1922-09-25
Inquiries Should Be Signed

Inquiries addressed to this DEPART
ment of The. Tribune are regarded as
confidential, but to show the writer's
good faith ali should be signed and an
address should be inclosed for reply.
Letters from the following are being
held for Identification: F. H. X, f.
E. S., j. F., Widow" j. p. M. j. C..
Mrs. A. P. W., J.. A. LeB., NJ. B., j. A.
R., Q. T., Mrs. NJ. C., j. A. G.. Mrs. NJ.
g. w. and j. T.
New-York tribune., 1922-09-25
Should Not Lengthen List

ouestion-rbe wri,cr would annroc,ata q
YOUR Opinion on the list Of eecu1jtics AZ,
l9%ns th b Will nSp to Of advise in
cpritfes Are thrt>.pna yrrs % aH, nav
Two chtldran and carninr ga a v@ni
nTefer sennrities or hands Wttb lony VA.
turtles safety or nrtncinaI c"nsidar@d
49,. HtL , - iir ii,", D'''s ~, ~ 80
,S, d@' a',s en- ".tn !b y,fl" W,'n sate.%- QUO
;to5 , 70 ij, t,actod d"S ~ i S,.u. .,
annreriat" few new iss',ne @ ,n,, .''Iii w"uiI
rsc4mnend % c, sdd to my llsl. @specially
WIN WIN non }l -c" Aolf clause Would You a.
Sir,n, 'iie e o. pps'i"S ba9a. % IF' , ." = wi
uHSn ti, quic"!y' say, 10 purchaST a nome
Wisa r,a 70 dis,,s,s Woo,H you au
lions W yo 20 i 1iS0ST 1fe % ,1 1n{ I "irr
ooo ne ~ ~ ina $I,oVV iFoVince o' ALBERTA o.,
~ oNn t.utSo1 f
RaiI,r ~ Tn,G SS 't
l9"o $ltgoV S,r6ad ead \3rlhern KMaiiWaX IA IL
So, ,-ii,,@4,s Torn ono toW,'
@ raN O,tn "S. ~ 9.;ooo Noftn-
en P, rtoj VVH "H ~, ",|
{, oo6 p,si,,itt st'i pii ca ,oSr,
e. 00o Y,tinn .t."n " s5,," Q1u I .n'
49, Iio ~ Ma ~ aW' @on
i. tlSt 'i'a' re- @ uFeItiiS ~ ~ 'H.' $.cV,V
e. o00 q,i1t,.a+o 0;i - va, 90 Gn6
r : l., WV 4ilf wy , olI IS i%5l. $l,uoo
d W" t'eCtor "sreo1 soo buIaing corporation
Hrs' a., ~" o w NepUpHe or rug way
90 %|%U' |1aq q, w ga ~ .""I iIali-
Ga Eas i-G"v ooo la,
sehd@tr9 cas- !1le'trie light and Power
Electric Power Company "A" Is. 194l;
SiG49 Si944 Fecar o(H Gss Aa,S9n anG t'fd
!94l; $1,000 rubo Railroad a. 7}as. 193S:
5000 Southern RaiiWay x" Gi5s 1855.
vGg 0peEo' ec az SI oo0 3 nar9ed
71as l9+l $1,000 Goyernment dominion Of
C@naaa32 0S, lsS2: %'g"9 noo Bro3kiyn tnio9
Tract,cn x S. s50o '@ Gitv 'l'i or ixoms @
Gs. 1854; $500 New York Telephone ~
Gs l94l; $1,000, risk Rubber Company
e. o"a Ms% orn' O5 Iva 'SlT@ua
i944 (sraps); 81 COO General Motors
Building. Detroit Is. 1876 (strausl 81 900
= East Eighty osiXth }et STREET Bniidne, New
s6raro 9ra Btdirc iI3D efS4dn
Csuaus): 81. ooO - Esst Thirtr- !g6th
street Nov York 6t3s. 1891 fstraLsl ;
Si'ooo o@. StS west End A,enue Ao6 li New York
n2nts ,shnrnb Gi%g la89 sra1is}
$500 shelton Arartmoni Hotel New York
6'@s. 1897 (Straus(, 50 shares Armour
,eaIher shares Armour leather pr, pre-
ter nroferrod, < shares Craton & KniPht
| preferred: 20 shares Standard Oil Of New
Jersey preferred: 10 shares Steel and Tube
OF Americ" prsaTr.e@ Ghos FGatGs N21oniai
| 10 shares I,iggett.s internatjo9ai preferred
New-York tribune., 1922-09-25
Loses Confidence in Stocks

Question-May 1 ask your opinion in
regard to Metropolitan Finance Corpora
ton stock (this was formerly Leroy Sar-
gent Company, also Martin Firearms
Corporation and Jewett Manufacturing
Company? I have stock in all three con-
siderable loss. however-and L don't know
what to do The address of the Metro
DolitaD Finance Corporation is 8 East
Fortieth Street, New York City, and it
was only by being member that the other
stock was secured. ! have had trouble
with the Jewett people and that has led
me to believe that all is not as 1t should
be, When the stock was purchased L
paid cash for 1T to one of their statesmen,
who apparently failed to turn it all in.
Now they tell me that unless ! pay the
balance / must forfeit the stock even
though | hold their salesman's receipt
They claim they are not responsible. What
do you think should do about this mat
terra. l.. V.
Answer-You should consult a lawyer
regarding your subscription to Jewett
Manufacturing stock. We are unable to
analyze the statements of the Metro
politan Finance Corporation, because
ITS assets are largely composed of
holdings in other companies The value
OF units" as represented by current
market quotations, is around $40. We
DO not find market for Jewett Mann
1acturlng Company stock All these
securities represent interests in vent
ures OF speculative nature, and be-
cause they lack proved record of earn
inss nave no place among Investments.