Every evening, Wilmington daily commercial., 1922-11-29

IL Is announced tndL one OF the DIX
insurance companies is going to under
write matrimony, and doubtless, in the
future when a young couple take out
their marriage license, they will also
take out an insurance policy on their
domestic felicity at the same time.
This may not be romantic, but it is
undoubtedly prudent, for when loves
young dream goes to smash, there is no
such comfort as having hard cash to fall
back upon. Of course, no money can
pay for the broken hopes and blasted
illusions of marriage that turns out
badly, but it is sadly, and sordidly true,
that no other remedy is 10 efhcacious
in assuaging the ache of broken heart
as a poultice of the long green.
This feature of the affair will appeal
particularly to women, for, unless q
woman has money of her own, when she
marries she backs her luck with all that
she has got. She is piunger who risks
she gives to marriage. and the making
of a home, her youth, and strength, and
enthusiasm, and the lime in which she
could be getting in some self-supporting
occupation.
II, then, her marriage turns out fail
ure it is double tragedy because she not
only loses her husband, but her home,
and her means of livelihood. In the case
of divorce, the courts allow her a pit
tance of alimony which it generally takes
a female Shylock to collect, as there is no
other debt that man pays so grudglngly
rs what he owes to his ex-wife. Nor
is there any other money that ever
comes To n woman that seems so tainted
and unclean To her.
Therefore, women will hail with JOY
the sporting chance offered 10y the mar
riagc insurance. It's an anchor to the
windward in case OF storm. The woman,
herself, helps to throw IT out when
the skies are bright, so the compensation
she gets for the loss Of the affection of q
tickle husband comes To her impersonally
and she is not forced to feed on the crumbs
that fall from the table OF the woman
who has gotten him. And that saves
her face.
Just how the matrimonial insurance
is 10 function has not vet been made
public. but II is easy To see how IT may
I've "a beneficial psychologically as IT is
materially II may really assure marri-
ages by insuring them.
Before YOU can insure YOUR hie, YOU
must undergo a thorough examination
by competent medical men who must
attest that YOU have no disease. If YOU
have tuberculosis. or cancer, YOU can
get no insurance. II YOU wish To insure
YOUR house. that also Is examined by
experts and YOU can get no insurance
If il is Improperly wired. or YOU carry
inhammable material IN II, or II IN any
way IT Is not good rlsk.
Doubtless, before a marriage insur.
ance policy is written, the company vii
investigate the fitness of the man and
women to wed who wish 10 he protected
against the chances OF matrimonial dis
aster. Cold statisticians will have Inquired
out the chances Of happiness OF the very
Young who rush into matrimony and o
foolish BOYS who espouse women oldel
than themselves, and OF senile rich mel
who believe that girls young enough tc
be their granddaughter love them iol
themselves alone.
Also. there will be scientific data show
ing the least amount oi money upor
which a couple can safely marry, anC
the effect of in-laws upon the divorce
question. Then q psychologist will come
IN. and estimate the chance of a marriage
being a success IN which two nervous
irritable. high-tempered people under
take to live under the same roof, or how
how long man who loves 10 eat vii
stand a woman who Is a poor cook, o
the likelihood OF n lady butterfly. who 4
married to A grub, flying of with som'
other fiitterer who comes her way.
And who would be bold enough e
marry after they have been turne,
down bv an insurance bureau tina
considered them too bad 3 risk to take
Surely. even the most foolhardy woul'
pause and think on the safe side OF tn
altar, instead of entering into marriag
that was pre-ordaIned TO end IN tn
divorce court.
But, valuable as the marriage insui
ance NAV be. in a way il is like life IN
surance. You have To die to collect tn
policy, and nobCdy wants to do that
The better war, therefore, Is 10 carr.
your own marriage insurance, and max
your marriage success yourself.
This can bc done by the exercise oi
little tact, q little common sense, a htu
self-control. a little recognition OF tn
fact that marriage II a business obligs
ton a. well as sentimental adventure
Husbands and wives get tired oi eac
other They cease TO love each othei
They make their home place OF bicker
ing and strife. They fall in love wit
other people. They wreck their live
and break up their homes, and rush int