davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1922-07-16
American Smelling Dividends

Question: would like your advice on
ysrv ya ihvos,snen, nsa , l intend 70 make in the
something about American smeIting pre- re
rerred efoch Is the interast sure or
suaranteed There ssems to be quite an
controi of this enterprise lately / have
sseo to invest and would like 10 get fair
return on 1t, with as small amount OF risk
FRENCH Republic bond which I bought al
% as, Would you advise mo to sell and
diversity my entire amount in $500 lots?
Answer-American Smelling e. Rein
ing preferred pays quarterly dividend
at the rate of per cent year. but
that payment is not 'sure or guaran-
teed." A bond is a form of SECURITY
that carries coupons representing in
terest to be paid at stated intervals
and the bond may be guaranteed both
as to principal and interest. The
board of directors of the American
Smelling and Refining Co. will direct
that dividends be paid if, in it's judg-
ment, they have beer earned and it Is
advisable to make such payment. AS a
general rule when bond interest is not
paid the holders may demand return of
both principal and interest and take
steps to foreclose the existing mortgage
that secures the bonds. In buying boz DIS
you are to an extent secured; stocks,
not necessarily. You will understand
why investments are graded when YOU
realize there are many forms of invest
ment. There is nothing sure" in the
investment market unless we except
our 81 eNnment bonds Your letter in
dicates that you are willing to hold Sc
curltles that are reasonably safe and
the purchase of eight shares Of Atchi-
son, common or preferred, seems more
suitable than would be the selection OF
Smeltlng, IN our opinion. Keep the
French bond
New-York tribune., 1922-07-16

WY" we say mat a security de-
serves Watching we do not mean that
the owner should have access to a
stock or bond ticker at any time, but
rather that he should be in a position
to follow all developments that are
llkeiy to have a bearing on dividends
o&@lnterest rates. We think all the
stocks you mention a2e suitable for
your purposes except Mexican Petrol
cum preferred, Southern Pacific, Great
Northern and United States Rubber
common, Our suggestion is that YOU
invest about 25,000 in the other stocks
so that when periods of prosperity and
high prices come YOU will stand TO be
reeompensed for the reduction in the
purchasing power Of the bond coupon
dollar. In other words, we believe that
an Investment of this size should con
tain enough stocks to sweeten it, so
New-York tribune., 1922-07-16
sIariand Oil Facts

ouassion-~Piease send me what infornna-
ton YOU can in regard 10 the Marland OIL
conspany stock now listed on the stock
Exchange araund 42.--S. 4. s,
Answer--The Mariand Oil Company
was incorporated in 1920 and repre-
sents the consolidation of the Marland
Refining Company and KaysCeunty Gas
Company The company represents a
complete oil business unit, combining
production, refining, transportation,
marketing petroleum. natural gas and
allied products. The authorized issue
of stock is 100000 shares of no par
value and the funded debt s4,0o0,000
of 8 per cent bonds. All initial divi-
dend of per cent was paid on the
stock September 80. 1921, On Decenl
her 81, 1921, net assets applicable to
common stock amounted to s5757 per
share.
New-York tribune., 1922-07-16
Investment Sufficiently Secured

Question-~-r have only $500. representing
my lies savings. which, al the advice OF
the Mechanics and Metals National Bank.
put into a $500 hond of the Kansas Gas
bought the bond when they were selling
at 96,1a. They now slightly lower than
that Would YOU advise my selling it at
oas and putting The money into some-
thing safer with a smaller yield, such as
United States certificates Of indebtedness.
would YOU advise my holding the bond
and taking a chance? I do, not know any :,
thing about the Kansas Gas and Electric
Company, d. l.. NJ.
Answer-You are. sufficiently secured
in your investment and We would ad
wise no change. Kansas Gas and Elec-
trio. SIS We consider sound security.
New-York tribune., 1922-07-16
More Diversificatinn Needed

Question We are family of women
oniy. VINO mast make safe Investments. for
through the Lincoln Safe Deposit Com
pany, Lincoln. Ncb.. but our family is
widely scattered, We feel the need Of your
opinion on future Investments. Thirteen
lhouaano dollars in life insurance Is car
RED by three OF the family (s6,ooa in an
so%men,2 q, and we o.1 hav. land in. three
almost no tnconte. Three thousand dollars
- = lnNesde1 in fsrin mortgages and a Swift
will have. $500 TO invest and every few
months 800, or more. Will be ready
Nouid It be wise to- continue 6 per cent
hrst farm mortgages on eastern Nebraska
Joint Stock Land Bank bonds at per
cent y sister in Seattle, with 81. 500
70 invest IN Aususi Would 1t he wise for
her to take her bankers advice concerning
nv nv estments? Should she buy Washing
ton land mortgages. municipal bonds, Lib
ellN BONDS or buy Nebraska mortgages and
Keep our interests centralized ? One of
me family is an Invalid and it s therefore
necessary 20 make our investments az sr-
u. NJ G.
Answer-We do not think it would
be advisable to place. too great a pro-
portion of your funds in farm mort
cages IN any one state. Farm mort
cages are good investments where care
is exercised in their selection, but we
feel your interests should be more
widely diversified. The Lincoln Joint
Stock Land Bank bonds are high grade
investments. Both You and your sis
ter might also consider American Tele-
phone and Telegraph SIS, due 1916, sell
ing, recently to yield about 90 per cent,
and General Electric SIS, due 1910, sell
ing recently to yield about 5.5 per cent.
in S100 and $500 pieces and are high
grade Investments. The interests of
these two companies are widely diver
sified.
New-York tribune., 1922-07-16
Foreign Bonds For a Woman

Question--Do you consider a Bolivia S
per Gent bond q safe investment 2or a
woman who has only small amount to
invest Pa. e. G.
AAnswer--There are other foreign
bonds WHICH we consider more appra-
pirate for a person in your circum-
stances. Of course, you will have to
accept a smaller rate of return, but we
believe the additional security of the
principal will compensate you for this
Sacrifice of income. We suggest State
of Queensland rs, due 194i, and SELL
inr recently to yield about 60 per cent.
or Kingdom of Denmark 6s, due 1s42,
selling recently to yield abaut s.2 per
cent.
New-York tribune., 1922-07-16

10 speak. when comm odity prices are
nlgh' we cave the choice of stocks
lIoh' A tnis iist to your own judgment
III each of five stocks. we suggest The
Following fifteen bonds to carry out
your plan Of having the 100000 d.
Vided INTO twenty lots: General Elec.
tric 5s, Standard Oil of New York 6lss.
standard OIL of California Is. Du Pont
= 5, Atchson as, Union Pacific As,
ILLINOIS Central 4s, Kansas City South
ern as. Great Northern Is. Philippine
. rs United Kingdom 5las of 1897
French 7E.s, New York Telephone 6s,
Western Union 612s and Brooklyn
Ed'son 7s, We have passed by the New
ork Central Is because they are to be
called for redemption out of the pro
ceeds of new loan just 1oated.
New-York tribune., 1922-07-16
Not an Appropriate Exchange

Question---FoY investment not specula-
ton. would YOU advise buying North
American common? Selling al So. does ii
yon sell twenty shares Norfolk & Western
common to reinvest in North American
common?--J. r. X.
Answer North American common
stock gives return of approximately
per cent at the price you mention
We do not approve of the sale of Nor
folk &; Western common for the pur-
pose OF acquiring North American
common, feeling that you would be
weakening your position by doing SO
New-York tribune., 1922-07-16
Federal Reserve as Safety Valve

Question: fliend who is a dep9sitor
in the Clarenond Jeraey CITY, ba nix claims
i%al ii is Impossible for it 10 60 bankrupt,
owing 10 it's being a member Of the Fed
eral Reserve system. Is ne correct -
A II.
Answer Membership in the Federal
Reserve system does not make bank
immune from difficulties. but the sNs-
tenn has greatly reduced the possibility
of serious strain in times Of great
credit expansion.
New-York tribune., 1922-07-16
Banks Selection Good

.oueston---Wil You please give mo ad-
vice, which ] intend TO follow have.
1000 in bank drawing no interest and
wish to buy four high grade bonds My
bank has given me tha following list
Dor1i MON of Canada IS. 1852 Daitfh East
Indies 6s 1947; American sugar Refining
s., 1921 Pacific Telephone and Telegraph
Company 6s. 1872 Underwater Oil s4s:
Or please name what YOU think would be
o. k as ] desire safety frst. have
81 900 New York Telephone and $500
Pennsylania Railroad gold bonds. bought
or your advice given 20 others j u.
Answer--Your bank has given you
good selection Of bonds from which You
NAV select four issues for your invest
ment of $4,000. The American Sugar
Refining bonds mature in 1887. not in
1927. The bonds you already hold are
good investments.
New-York tribune., 1922-07-16
Dntch East Indies Suitable

Qusstion-Kiudly inform one of your
daily readers what, in your opinion. is the
cause OF the com paratively low quotation
Would YOU deem them safe Investment
for a woman Of limited means Do you
know Of anything better affording per
cent &C VI. NJ. .
Answer-Dutch East Indies SIS arc
selling at about the subscription price
and until secondary distribution is
completed will probably not advance
materially. The rapidity with which
the original issue was followed with
later ones contributes to the situation
as described We consider these bonds
as suitable for a woman requiring a 6
per cent return.
New-York tribune., 1922-07-16

car To- tiSn--l Il beg TO inquire whetb., ,,.,,
saininE. to '' sba haye S,e any Information per-
OF Isss er'snte os OF 2ofa and ganerat H.
and nn,ie own each OF these banas
ss,,ipping off, sad am wondsgy g naNe been
,,ls - any Particular rea.on s s".'ethet lhet
me haNa "i-o appreciate It If yeu woul6 rs, 's
tsaeanlterranean ~ ee OF 1855 w5,rh IT. lyons
H., pa @ selling off lately. viii Won piesi,l sesn
toplr & 1m Nrsnsas now " YOU rate the San An
Ia "a Ven as ths Colorado Industnia1 9i lsaS,
.ha hansswer-The as, principal reason win,
nos;t rns az raul bonds have not held the;,
snr IN the market--and the res.
s,,s4 substantial one~-is that the
Tho n,I 10 not earning its fixed charges.
ny result OF operations during }ha
llrst tour months of 1922 was . ,nse
wv after allowance for taSes
a.iu rents; BY comparison with tbe
Iloifesponding Io period of 1921 even this
$50 sishlhed progress in bringing ex-
pelIses under control. The St paui
system ls geared up to handle q ,ns
teriaiiy larger volume of traft;e tban
ehe territory has been able to n,ov;da
e in recent years. 1t suffered last vear
1ioii the almost complete cessation of
". upGta'iohs IN the copper mining region
m"ieh IL serves, but might be expected
w recover somewhat now that the
eoppeF companies have rcopened their
n,lnes. we consider the Paris -Lyons-
imeaiterranean per cent bonds as he
longlng IN the same general class as
sne -, FRENCH Government external bonds
me railroad bonds are not secured hv
9ortgage. but are guaranteed by the
government. The San Antonio g. Aran-
sas hrst 4s are reasonably sound in
vestment. The Colorado Industrial IS
are suitable Tor business man or
SnS a one else VINO can keep posted on
ueSeiophehts IN the company. They
are guaranteed by the Colorado Fuel
and Iron Company
New-York tribune., 1922-07-16
Prices Irregular
I'm I.istIess Trade
On Curb Exchange
Further Selling of Cities
Service Shares Features
Session; the Close Shows
Loss of A Points

rarther selling of Cities Service
.ha~ss featured yesterdays trading,
"a The stock at the close showed a
nv ,oss of mere than q points. Lii
bss 'sssstien in Standard Oil OF Indiana
VA Standard Oil of Kentucky was less
naayent than on previous days, but
sspeanaard Oil of New York lost 8
F0,,lot wetar shares were ermer, but the
.ssef as whole was listless and
aainterestlne.
New-York tribune., 1922-07-16

xaest'ons Of geHeral sntsrest ia II.
,..s o's sost bs anstcered in fh;s eai.
n"H' ~ 'chich case only fuit,ais ,r;ii
~ aeco- Uthsrs seilt be- answerss ' h.,
Moss. Address al s,qu,r;ss ;sci,s "
,ng O stdnsped, addressed enpelens s'o. :.
s,nancial editor. The Tribnns ,ss
"ossd" Strees, Neu York Citv.
New-York tribune., 1922-07-16

NOTICE OF REDEMPTION
NOTICE OF REDEMPTION OF BONDS
OF


NOTICE Is, HEREBY GIVEN thar on the
1st day OF August, 1922. III OF the outstand-
ing First Mortgage Blk Ter Cent. Fifteen
Year Sinking Fund Gold Bonds. OF Sperry
Flour Company, dated February I, l919 and
secured by mortgage of the same date exc
euted by said spsrry Flour Company to
Anglo California Trust Company, Trustee,
viii he redeemed, and there Will be thsn duo
and payable on each Of said bonds, at the
Office OF said Anglo Californis. Trust Com
pany. situate at the corner Of Market and
Sansonie Streets, IN San Francisco, Cali
fornia, one hundred and two and one half
t102tx) per cent of the face value thereof
with accrued interest thereon to said 1sts day
OF August 1922. The holders of said bonds
are required to present the same for redemp-
ton at said office of said Anglo-G California
Trust COMPANY on said list day of August
1922, at said redemption price, to wit one
hundred and two and one-lalf per cent OF
the psancipaI amount thereof with accrued
interest thcteop. Interest on said bonds will
cease TO accrue on said ist day OF August
1921.
DATED: June II, 1922.
ANGLO CALIFORNIA TRUST COMPANY.
Trustee.
cHAs. r. LEEGE. vice-Presidsns.
0RANT CoRDREY. Asst Secty.
New-York tribune., 1922-07-16

Qaesonone IS serious problem after yeadao The Tuns
ca co"mn for that non can solye il
~ me- =" ieo days an to be paid of
saog $4,000 professional subject order, mhch M
pfeuen Keeping close financial market Mn Income bos oo
oeen sHhent fer aud me on puson o
oo yeo tce"e not and in The
f@tN'e efH not be my only income.
New-York tribune., 1922-07-16
Not Recommended for Investment

Question: have been approached by a
representative OF the, National Rolling
Company with a view to purchase some
Of the preferred and common shares OF
this COMPANY Those, securities ave be
inc Of Room $500 Equitable Building,
New York City. / have about $4,000 to
invest and would like, your advice as to
whether YOU think an investment in this
company would be prohtaba one for
me,---C D, Y.
Answer-~W do not recommend the
stock of the National Rolling Company
for investment.
New-York tribune., 1922-07-16
Domestic Bends Yielding Per Cent

9uesuon--f desire 10 PURCHASE ST 0oc
~or5h of good domestic Industrial bonds
What WSva,ahg z. :, about ,oe peg cent per annpm
Answer Bethlehem Steel consoli-
dated 6s, 194S selling recentlv for a
current return of about 81 per cent
or American Sugar Refining 6s. 1887
returning shade less than 6 per cent
would be suitable investment for
$1,000 VI
New-York tribune., 1922-07-16

troteeM equipment rs, jamestown, ". Y,
5s, Philippine 52s, United Kingdom
5tas. Zurich Sc, French 71ss Suu Pouto
So, Nem YORK. Telephone 41as, Western
cnion 612s, Bell Telephone Of Pennsyl-
eanad rs, Brooklyn Edison rs, DuquesAe
Laghf rs. Modifgiag this list, 4 haze dra4cn
up list Of stocks oil yielding more than
per cent, into aohich / rpould like to
paf $4,000 or $4,000. These are:
Amerllcan Car and Foundry, American
Telephone and Telegraph, Atlas Po,udet
chesapeake e Ohio, Eastman Kodak.
General Motors preferred, Great North
era preferred, p. LotTliard preferred
Foc1hc, United States Rubber. Lacltn-
toanno, Deloware C Hudson, Norfolk G.
Westefh, American Tobacco, Southern
Foctfc, Illinois Centsol Could ask
ao~ to help me to selsct twentg bonds
ana stocks from this last or elscWhere
f0h'ch Woald 4iold approximately per
deht G ana 5'pe me brief reasons against
oRyng any of the stocks or bonds
aaWed.-M f.
4 the list OF bonds submitted by your
you nave formulated for yourself. we
deal and logical method of EMPLOYING
ne two proposals. The brokers' list
great care, and with due considera-
to classes and grades of bonds. On
OF the stocks you have taken under
them do not exactly fit in with the
he statement to the effect that orders
II you keeping close to the financial
New-York tribune., 1922-07-16
l oreign Bonds
Silver Market

danssss;rs ssr--- Londos, 35Ad; New York,
Mexican aos,. gar. seAe; foreign, 7exe;
New-York tribune., 1922-07-16
DIVIDEND NOTICES
WESTINGHOUSE ELECTRIC

& MANUFACTURING COMPANY.
a Dividend of two per cent fy1oo per
sharel on the COMMON Stock Of this
Company. for the quarter ending June 50,
1922, will be paid July 81, 1922, to Stock
holders OF record as Of June 30, 1922.
II. r.. BAETZ, Treasurer
Hsw York, June al, lasa,
New-York tribune., 1922-07-16

Four full columns Of in-
resfment questions and am
s.cers pilL be published ia
The Tribune erery Sunday
and Monday. On other days
one full column teiN appear.
New-York tribune., 1922-07-16

''"se~e btat Z per cent IS not ubSo-
ate safety, bat fcith my circumstances
20 ,esdted, an justified Ia assuming q
"'odsrote amount Of risk 20 gain a larger
g'etd--sag, per cent? Nh brokers
adee prepared tentative schedule Of
ooads to,' me to select from, gradi,to
mostly AAA "A. Mn plan is 10 nsodify
h.as ah-bond program bg putting poy-
,oe OF hy money Into high grade lipi-
aend paying stocks. | acant TO diuersifp
ny aaoestment into go lots of 50. .ooo
eech, beng careful to choose railroads
mot eepen6ent upon my indust,ials for
the1 chaet source of revenue Mn
ofohefs recommend: United States Steel
5s, General Electric So, Standard OH Of
Veg York 6as, StaRda1d Oil California
rs, Focuum Oa rs, 1871; Diamond Match
1Aas, Iadol Usage IS, du Popt 7i5s
Goodyear Tire Ss, Packard Motor. IS,
santa re As Oregon Noviadtiom ls
1n'on Pacific refanding rs, zoos. Union
rocWc trst' mortgage Is, 1915, Illinois
central rs, Oregon Short Line SIS, Kan
sas Caty IS, Baltimore G Ohio 4s. Noqo
YORK Central collateral trust Is, Great
Northern "a" rs, Pan-Ameyicon Pc.
Answer-After careful study
brokers and the modified plan which
nave come to the conclusion that the
your funds lies somewhere between
OF bonds was evidently compiled wit
ton for the need of diversifcation a
the other hand, although a maiorit,
Amusement are we'll chosen, some O
statement made early in this letter
to which you are subject will preve
market.
New-York tribune., 1922-07-16

6 e ST @ &C a. as
The Birmingham age-herald., 1922-11-19
NEW RECORDS TO BE
 SUBMITTED TO A. A. u.

New York. November iS.-More than 100 new American track and swimming records. created in com petition during the past year, will be submitted for ratification at the annual meeting of. the Amateur Attn letic Union here November ls to 21. The new standards incsude more than 20 track and field marks and 50 mems and 40 women's swimming records.
 Five cities were prominently in the field for the 1923 \. A. National track and field championship. They are San Francisco, Los AnSeies New York, New Orleans and Chicago.
 One of the most important consid- erations to e me before the A. A.. U will be the question of assuming Jurisdiction over womep's athletics in the United States.
 Action also will be taken on a list of proposed amendments 10 the constitution, bylaws and regulate ms of the organization Important among these is proposal to elimin- ate the present registration system requiring annual registration by athletes, and permit one enrolment to continue as leng as the individual retains his or her amateur status.
 A number of candidates for office have entered the field but none as yet appeared to be outstanding.
The Birmingham age-herald., 1922-11-19
Thomas Brothers Big Factors in Chicago
 Win Ouer Illinois

Chicago. November 1S.-With John ny Thomas. the human ''battering ram ripping and tearing the line to pieces. Chicago triumphed over Illinois 9 to 0 in their twenty-thirG annual game in Stagg field today, keeping the Maroons undefeated in the race for the western conference championship The Maroons opened with a field goal from the 40-yard line in the first period and elinched the game when Harry Thomas, a brother of Jchnny. raced across for touchdown in the closing minutes of the game after the Fighting H. lini' had three times held for downs inside of their own five-yard line. The line-up:
 Chieago-Barnes. I. c. Fletcher, l. l., Pendelik, l. g.; King, C.; Lewis, T. g. Gowdy, r. t., Rohrke, r. e.; Stroheimer, q. b., Pyott, l. h.; Il, The mas, r. h.; J.. Thomas, f. b. Illinois-Wilson, l. e.. Wagner. l. t.; McMillen, l. g.; Freen, e.; Miller. r, g.; Agnew, r. t.; Richards, r. e.; Clark, q. b.; McIlwain, l. h.; Robin son. T. h.; Schultz. f. b.
 Score by periods;
 Chicago ............s., s-s Illinois ...,,.-...-.|..... U Q GO
 Chicago players scoring touch downs. Il. Thomas. Field goal Rohrke.
 Referee, II. E. Haekett. (West PtinD. Umpire. NJ. c. Mumma. eWest Point. Field judge. k. G. St. John. tNetre Dame). Head linesman, NJ. Morton, 1Michigan).
 Time of periods l5 minutes each.
The Birmingham age-herald., 1922-11-19
 ANNIST0N UNIVERSITY , SCHOOL ELEVEN WINS
ANNISTON BUREAU
 THE AGE-HERALD AnniSfNn. Ala NnY. lX

The Anniston University school de :. feated the Anniston High school Fri day afternoon by to 0 score on the college campus in one of the hardest fought and rGost exciting games of the season. the lone touch down during the game being made by Blake for the Presbyterians.
 The High school players were kept in their own territory most of the time during the exciting game by the heavy and consistent work of the cadets, many fans claiming that Blake's touchdown was made on a fluke when Chapmans bunt was foiled and the swift player on the other side got away with the ball through splendid interference.
 Lineup for the Anniston High was as follows: Herren. Coleman, c; i; Coleman, J.; Williams, Reaves. Chap man, Bradley. Potter, Rutledge. Young and Glass. Substitutes; Col lins for Bradley, Bradley for Young
 The Presbyterian line was as fol- lows: Blake. NJ. Stein, E. Stein, Rain water, Arberry, Fair. Field, Acker, Tanner. Hawkins and Walls. Sub stitutes: Fair for Rainwater. Walker for Field, Vann for Fair.
The Birmingham age-herald., 1922-11-19
Kentucky Wildcat Is
 Winner Ouer Alabama
Haruard Forced to BouU Before Brown
 Eleuen, Score so

Cambridge, Mass, November 1S.- Browns football eleven, beaten by Yale a few weeks ago, won from Harvard today. The score was to o. the points being made on a field Gos1 kicked as the first play of the fourth period by Fullback Adams from the 16yard line.
 Crimson supporters, considering Harvard's defeat, 3 to 0. by the team trouneed by Yale o to 20, in the light of it's effect on the big game of next week, could find IS source for hope only the fact that neither Cap tain Buell. nor George Owen were In the game today. Otherwise. it was Harvard's varsity team, and all the efforts of the Crimson coaches, who departed from the usual policy of sending substitutes only against Brown, failed to avert defeat against the Brunonians' strength offensiyely and on the defense.
 Harvard t0)-5artley. l. e.; Gre nough. l. It. Grew, l. g.; Clark, e.; Hubbard. r. B.; Eastman, r. t.; Holder, r. e.; Spaldlng, q. b.; Cobnrn, L h. b.; Hammond. r. h. b.; Churchill. f. b.
 Brown e3)-Sheldon, l. e.; Shellman, l. t.; Barrett. l. B.; Eckstein, C.; Sprague. r. g.; Gulian, r. t.; Hay ward, r. e.; Myers, q. b.; Sweet, l. h. b.; Faulkner, r. h. b.; Adams, f. b.
 Score by periods:
 Harvard ...........0 0-0 Brown ......A.....O 0 0 s-a
 Brown scoring: Field goal Adams. Officials: Referee-J. A. Evans (williams). Umpire-w R. Okeson Lehigh). Field judge-Wil- liam Hollenback University of Pennsvlvania). Head linesman-M. D. Williams (Wesleyan). Periods-15