davidaulloa/AmericanStories huggingface dataset:
The New York herald., 1922-01-30

be a stamping office so as 10 safeguard
the maintenance of these rates. BY a
stamping Office Is meant place at
which every policy is examined SO as to
see to 1t that the rates are observed and
particularly that they are not cut under
cover Of juggling classifcations Of risks.
"The rating bureau should be under
the most rigid supervision so as to elm
mate and prohibit such bylaws and reso-
lutions as are an integral part of the
present law of Mr.. Phillips's bureau.
whereby competitive rates can be put
into effect and the established rates
slashed to pieces, whether openly or
covertly for the purpose of destroying
competition.
Membership in the bureau should be
opened to the mutual companies. The
result of that would be that the bureau
would have to reduce its rates TO the
point at which the mutuals are now able
to profitably do business. That reform
alone would insure a reduction of 25
per cent, or about 1876 200. 900 per year.
to the people Of this country.
Surely 1t cannot be possible that any
amount OF influence or Misrepresentation
will be allowed to stand In the way Of
such manifestly necessary reforms"
The New York herald., 1922-01-30
ROOSEVELT MODEST
IN NOTE TO STEFANSSON
Declared His Exploration Its
OUn ResDord.

The modesty OF the late Theodore
Roosevelt is revealed in a letter he wrote
to the Polar explorer, Vilhjabmur Ste
fansson, soon after he returned from his
South American expedition and his dis
covery of the River of Doubt" This
letter. just placed on exhibition at the
Public Library az an addition to the ex-
hibit Of the Roosevelt Memorial Associa-
ton. was in the possession Of Stefansson
before his ship. Karluk. was lost in the
Polar Sea.
my own deeds need no special recog-
nition," Col Roosevelt wrote. About
all would say Of myself is that. COM
pared with the other Presidents. Prime
Ministers and the like, / did some work
worth while doing i do not come. as
Col. Rondon does. in the explorer class
which would include you and Peary and
Amundsen and Nansen and Scott and
Shackleton and Livingstone, and Baker
and Spell and Grant and Hedin and other
men who did big things i am glad
had chance to explore an unexplored
river and put IL on the map. I was past
middle age at the time and knew this
would be the last thing of the kind
could hope to do. Tn my case the ex-
ploration was its own reward"
The New York herald., 1922-01-30
CIVIC FEDERATION WILL
DEBATE BAN ON STRIKES
Sherman Act Also Up for Dis.
cussion To-day.

Shall strikes and loclIouts in public
utilities and in all industries affecting
the public interest be prohibited by Law
until the disputes can pc tried by indus
trial courts?"
That question, considered by the Ma
tional Civic Federation to concern vi
tally every citizen of the United States
will be discussed In all of It's phases a,
the annual meeting of the federation
which begins this morning at the Hote
Astor. Among the speakers will be
Samuel Gompers, president of the Amer.
lean Federation OF Labor: Ben w
Hooper OF the United States Railroad
Labor Board Glenn r. Plumb and DR.
Charles +. Neill
Combinations in Restraint Of Trade
will be considered at the afternoon ses.
sion to-day. with the question involved
"Shall the Sherman act be amended OF
repealed?" Tomorrow speakers will
discuss Revolutionary Forces in This
Country" and THE Russian Situation .
Prof. Paul N. Mliukov, Minister of For.
eign Affairs in the one time Russian
provisional government. viii be one OF
the speakers.
The New York herald., 1922-01-30
SHACKLETON NOTED
FOR COURAGE AND WILL
Sorrow Expressed in London; ;
Widow Much Affected.

LONDON, Jan. 80 (Monday). - Great
surprise was expressed last night on the
receipt of the news of the death of Sir
Ernest Shackleton. There were unf-
versal expressions OF sorrow. and the
newspapers this morning gave great
prominence to his career and achieve
ments and recall the personal traits
which gained for him numerous friends
and admirers. Notable among the Incl
dents cited are the explorers courage
and determination in the face of disap-
pontment.
Among his difficulties are mentioned
the fact that after his 1917 expedition
Shackleton took upon himself the task
of repaying those who contributed to the
expedition by delivering long series of
lectures.
John Rowett, a wealthy personal
friend. who financed the present expedi-
tion, was deeply distressed when he
learned of the demise of the explorer.
He paid tribute to Silackleton. saying
''He was a generous soul. idealistic, inn
pulsive and always ready to help any
body in trouble
Other persons with whom Shaclleton
was associated heartily testified to his
great qualities. perseverance and sound
leadership. Lady Shackleton received a
multitude Of telegraphic and other mes
sages of sympathy. She was too dis
tressed over the death Of her husband to
give out any statement.
In the Eastbourne residence Of
Shackleton, where Lady Shackleton is
staying with two Of their three children
the eldes boy being absent at school
the explorer had gathered numerous
mementos Of his adventures. notably
pictures Of his antarctic trips.
Capt. Frank Wild. who will take over
control Of the expedition, has paItici-
patcd in four antarctic expeditions. He
has spent ten years in the frozen seas.
The New York herald., 1922-01-30
RETAIL CLOTHING CUT
ALMOST HALF IN PRICE

Outstanding statements in an analysis
OF retail clothing prices issued yester-
day by the National Retail Dry Goods
Association are that there was a drop
OF AZ per cent. in prices OF all kinds
by November. 1921, az compared with
March. 1920. when prices reached the
peak. In mems clothes. suits that cost
s15 In July. 1914, and t37 In July. 1920
came down to s23 by November, 1921
In women's clothes. a suit that cost
si5 In July. 1914, cost 1910 in July. 1920.
ana s22 In November, 1921. Since then
retail dry goods prices have remained
about stationary. The prediction is Of
fered that future price variations will
be slight and will be determined wholly
by price changes In the wholesale
fieldA.
Coincidentally with this review. a sur
vey OF wages, hours and employment
in American industry since 1914. issued
by the National Industrial Conference
Board covering more than 10000 wage
earners. shows that in June. 1921. aver
age hourly earnings were ia per cent.
above July, 1914. and that average
weekly earnings were So per cent. above
From June. 1890. to July. 1921, total en-
ployment fell off by 81 per cent A
sharp decline In hourly wages began In
January. 1921. m
The high level OF weekly earnings
remained about the same through Sep
tembcr. 1920 a slight decrease In Octo-
Der being followed by much larger cuts
In November and December. In the
industrial depression the hours OF
skilled wage earners seemed to be most
severely affected. At the end OF June
1921. the average real weekly earnings
was l43 per cent higher than In June
lyi4
The New York herald., 1922-01-30
RIGID CONTROL SOUGHT

Samuel iintermyer, counsel to the
housing. in z statement issued yester-
day, outlines the legislation he believes
necessary to meet existing conditions
as developed in the latest phase of the
committees inquiry-the relationship
OF insurance methods to building.
Mr. Untermyer repeats his charge
that the National Bureau of Casualty
and Surety Underwriters, of which
Jesse s. Phillips, former State Super
intendent of Insurance. is the head, is
operating in violation of law in that it
constitutes monopoly. One Of its
chief purposes, he contends, is to
wreck the States compensation insur-
ance fund by cutting rates in the un-
controlled lines Of insurance as an in
centive to clients to desert the State
fund for insurance with the private
companies.
Mr.. Untermyer's suggestions embrace
State supervision of insurance rates with
the right of an appeal to the courts
from ruling of the State Superintend-
ent Of Insurance. 1t includes also a
suggestion for what would amount to a
State monopoly in the field of workmen's 8
compensation insurance, Mr.. Untermyer
taking the view that since the State
compels employers to carry such insur-
ance it alone should provide the service,
thus saving the employers from ex-
ploitation at the hands Of private COM
panies.
The New York herald., 1922-01-30
ATTITUDE CHANGED
ON MATERNITY BILL
State Legislators Inclined to
Favor Federal Help.
Special Dispatch to THE NEw YORK HEnALp.
New York Herald Bureau,
Ihau lar (

Special Dispatch to THE NEw YORK HEnALp.
New York Herald Bureau.
Albany. Jan. 20.
Leaders of the Legislature have
changed their attitude toward the Shep-
pard-Towner bill enacted recently in
Congress and designed to give Federal
and State care in"maternity cases. and
particularly for babies in the first few
weeks of life
Gov. Miller has given definite pro-
nouncement against Federal interference
in State affairs, and his stand is backed
by the State administration. Yet even
that opposition Is likely to be overcome
in this case by the pressing need for
greater activity in extending welfare
and hygiene in maternity and infancy
cases.
The report submitted to the Governor
shows that in this State 10000 babies
are born dead annually because OF i'm
proper care that 5000. die in the first
month of life and that 1,400 mothers die
in childbirth.
The Governor has taken the position
that the States should perform this pa
ternal function. and therefore the ques-
tion to be determined is whether New
York shall take advantage of the Shep-
-Towner law or undertake to ad-
minister some such law OF its own.
There !: strong sentiment now in IA
vor of accepting the Federal Govern
nent's help.
The New York herald., 1922-01-30
Continued from First Page.

and afterward encascd in a wooden. cof-
fin carried by the Quest for emergencies.
The body remained aboard from jan
uary 5 until January II, when it was
transferred to the Norwegian steamship
Professor Oruvel.
Sub-commander Frank will assume
direction of the expedition and Capt.
Hussey will accompany the body of
Shackleton to England SO as to inform
the British Government and at the
same time deliver the explorers bag
gage and documents.
The steamship Professor. Oruvel left
South Georgia the same day, arriving
at Montevideo this morning. The pre-
feet of the port was notified of Shaclxle-
toms death and he communicated the
intelligence to the President OF the re-
public. The President sent messages
of coincidence to the King and Queen
Of England and the explorers widow.
The Minister of War ordered that
military honQrs be rendered. as Shackle-
ton was an officer IN the British navy.
The body will be embalmed and placed
in the British Cemetery here awaiting
transport to England.
The New York herald., 1922-01-30
TO RAISE INCOME
TAX EXEMPTIONS
Minority Leader Donohue's
Bill Sets $4,000 as Limit
for Married Persons.
$4,000 FOR UNMARRIED
$500 to Be Allowed for Each
Dependent-MiIler's Econ
omy Program Attacked.

Special Dispatch 10 The NEW YORK HERALD
New York Herald Bureau.
Albany, Jan. 20.
Increase of the State income tax ex.
emptions TO $4,000 for married persons
to $4,000 for single persons and to $500
for each dependent will be proposed in q
Dill to be introduced tomorrow night
by Charles ID. Donohue of New York
Democratic leader of the Assembly
The present exemptions are $4,000 fol
married persons. $1,000 for single and
5000 for dependents. Mr.. Donohue de.
clared that he might introduce bill
later that would repeal the income ta1
law altogether. He said it was time
that the people got some benefit from
the economy claims of Gov Miller
up to the present." he continued
Gov. Miller's so-called economy pro
gram has not reduced taxation by sc
much as penny. All the indirect taxes
OF the State are as high II not higher
than ever before. So is the personal in
come taxation. 1t is a fact that mucl
of Gov. Miller's program has tended
directly to increase the local tax levies
although he says they should be re-
duced.
If Gov. Miller is really and truly re.
ducing the cost of government, he will
welcome these proposals to prove it by
reducing the personal income tax bur-
dens. Total payments under the pres
ent income tax law for the current year
are approximately $35, 1000. 900. Pay
ments during the fiscal year were ap-
proximately s37,50o,ooo. There are be-
tween 100000 and G50.000 persons in
the State to whom the existing income
tax law applies. About one-half of these
pay on incomes ranging from $4,000 to
k11x
most of them wage earners. are on the
State income tax rolls. If the bill ex-
empting incomes Of $4,000 or less Is
adopted most of these women will be
relieved of the payment of income
taxes"
Gov. Miller's program is now mostly
before the Legislature, and the first
hearing on one of his bills will be held
tomorrow, when the finance committees
Of the two houses take up the New
York Port Authority plan. Mayor
Hylan and others in his administration
will appear in opposition, while former
Gov. Smith, a member of the Port De-
velopment Commission, is expected to
defend the bill.
Other important hearings are sched-
uled for the coming week The Senate
Banks Committee will hear arguments
tomorrow on several financial meas
ures. including the bill requiring for
eign bankers TO increase their assets
over liabilities from s250.o00 to $4,000
900. and providing that savings banks
must invest more Of their funds in real
estate mortgages. At the same time the
Assembly Codes Committee will give a
hearing on the Rayner bill. prohibiting
corporations from practising law. Hear
ings are scheduled for Wednesday be-
fore the Senate Public Service and the
Assembly Insurance committees.
The New York herald., 1922-01-30
CARDINALS AT SEA
DELAYED BY STORM

OK BOARD THE s. s. la LORRAINE.
Jan. 20 tby Wireless to the Associated
Press) Stormy weather is being en-
countered and II is expected the voyage
to Havre will last more than nine days.
thus making II improbable that Cardinal
Dougherty Of Philadelphia and Cardinal
Begin of Quebec. who are on their way
to Rome for the copcleve. will reach
their destination before the election for
new Pope Is completed.
To-day's weather was extremely vio-
lent. preventing the Cardinals from cele.
brating mass. The cabins OF Cardinal
Dougherty and his secretary were
Hooded.
The New York herald., 1922-01-30
Favors Rigid Supervision.

"In what I have to say as to pro-
posed legislation ! am expressing only
my personal views that may or may not
represent the views OF the committee.
Thai question has not yet been dis
ctissed except as ! have outlined IL in
the examination OF witnesses
From my point Of view the proposed
legislation should be along the following
lines
place the supervision Of the rates on
all classes OF fire. casualty. indemnity
and surety insurance as above enume-
rated under the Jurisdiction OF the SUI
perlntendent OF Insurance, but with the
right OF either party to appeal to the
courts from his determination This
would meet the surprising objection that
has been made to such supervision that
the superintendent might compel de-
structive rates in order to meet public
ciamor Why anybody who knows the
history OF insurance legislation In this
state should experience that kind Of
anxiety Is a mystery TO me. Most OF the
superintendents have been mere rubber
The New York herald., 1922-01-30
"PubIicity for Legislation"

"It was proven before the committee
that these companies conduct vast prop
aganda and legislative and publicity
bureaus. 1t was proven that the Trav-
elers Insurance Company and the Aetna
Company have such joint publicity
any Legislative bureau, which operates
in conjunction with a like bureau of the
other stock companies. OF which Mr..
Phillips is now the bead. The avowed
purpose of this vast machinery Is to
influence legislation. 1t would be In
tercsting to know its inner workings.
They may be disclosed.
"Our Investigations on this subject are
still far from complete and we have not
yet ascertained the cost of these bureaus.
We do, however know from the confess
sions of the officials OF the companies
themselves that. following the partial
the committee before the summer vaca-
ton and after counsel had left for
Europe. the fire companies spent over
$4,000 in a vast, country wide adver-
tising campaign intended to Offset the
effect of the disclosures by the commit
tee in addition to whatever they paid
Mr. Elihu Root for an opinion that their
transactions were legal, which he after
ward repudiated in an opinion to the
contrary after being advised of the ac-
tual facts following my protest based on
the unsoundness OF the first opinion.
Publicity is the committees only
weapon. IL is all that 1t needs for when
the well nigh incredible facts concerning
the schemes of these powerful corpora
tions are barred to the light OF day there
can be but one result. and that will be
the vindication of the public rights that
have been so long suppressed by the
malign power OF these corporations.
The New York herald., 1922-01-30
Your Share in
'New York University

I'm my service talks I have
i tried to give some concep-
ton of the wealth of service New
York University is rendering to
the community. If occasionally
l have referred to our financial
needs, it is because these alone
limit our ability to serve more
largely.
Last Friday I referred to our
need of $800,O0O. We must
secure this by the end of March.
We are asking you as citizen
of New York to subscribe a part
of it.
We ask you to consider this as
ar .nvestment that will pay
dividends.
The dividends are men-young
D1sSi and women trained in mind
arsS in character for better ser
vice. They include doctors,
lawyers, teachers, clergymen,
engineers, business men-young
men and women trained for
nearly every field of endeavor
that requires the higher grades
of intelligence, knowledge, and
ideals.
Cur guarantee is our record for
the past quarter century. Here
is that record in figures:
Graduates-13,138.
In addition, an even greater
number have received part of
their training with us.)
Cost-$13,77O,242.54.
Operating expenses.)
Share borne by the public
S1,2o8, ,348.01.
(The income from our perma-
nent endowment during this
pcriod.)
From this it appears that the
public at large has borne less
than ore-tenth of the cost of
the training that New York
University has supplied. And
cold figures cannot measure the
service to the public that has
resulted from this training.
Of this we may be sure: If the
training has been a profitable
investment for the student who
has paid the larger share of it's
cost, then the community has
reaped far richer reward for
its smaller share in the invest
ment.
Since / cannot call upon you
personally, / ask you to regard
this as personal invitation to
subscribe such a part of the
$500, 900 as your Judgment die
tates and your means permits.
The New York herald., 1922-01-30
Wants Every Policy Checked.

The other suggestions include legis-
lation that will compel insurance COM
panies not only to dispose of wildcat"
stocks but to invest a reasonable pro-
portion of their assets in bonded mort
cages on real estate; more rigid super
vision by the State of the rating bureaus
maintained by private companies. the
establishment Of a stamping Office where
policies are examined to see that proper
rates and classifcations are maintained
and the opening of all rating bureaus
10 the mutual companies on terms OF
equality with the stock companies. In
his statement Mr.. Unternyer says:
THE biggest issues that will come
before the Legislature will be in connec-
tion with the subject OF insurance. which
is intimately related to the housing
problem These issues will be largely
based on questions raised by the ex-
animation OF the last two days of the
session. They involve radical questions
of future governmental policy affecting
fire. casualty, surety, accident. burglary,
plate glass. automobile. public liability
and worSmens compensation insurance.
'rhe people of this country pay out
annually in premiums in these lines Of
insurance the fabulous sum of about
$1,000, 100000. The PROPORTION OF this
stupendous expenditure that Is repaid
to them in the form of losses is less
than per cent. showing an economic
waste suffered by the insurers of this
country in this class of insurance Of
upward of s500.O00.000 per year-a
large part of which can be saved to
them by a change in legislative policy.
That can only be brought about IL the
'stranglehold of these companies can
be taken from the throats of the people.
Arizona republican., 1922-01-18
OFFICER DECLARES
ARMY STILL OFFERS
CHANCE To ADVANCE

Although the cost of reducing the
army during the past year has alb
sorbed most of the funds which had
been set aside for transportation pur-
poses, there is still plenty of oppor-
tunity for the man who wishes to join
the service and to devote himself in
1t to his own lf-advancement, ac-
cording to Capt. William Fl. Moore
OF the adjutant generals office in
Washington, who is in Phoenix as a
witness for the defense In the case of
the government against the A. j.
Peters Hay and Grain company in
the federal court.
The immense sums which were
spent in disbanding large part of
the army and sending soldiers TO
their homes has made radical cut in
TRANSPORTATION necessary, according
to Captain Moore, but plan has been
worked out whereby recruits may be
taken care Of whether they enlist for
service in specific parts of the United
States or as unassigned"
Men are needed for the Infantry
and cavalry units in the Eighth corps
area. which includes Arizona, and
men are also needed for the infantry
cavalry and coast artillery divisions
UNASSIGNED. Those who wish to en-
LIST for service in the Eighth corps
area will be sent to posts in that
district, while those who avail them
selves of the unassigned" privilege
win be sent to the Pacific coast, in
IF as many as 25 men enlist in Phoe-
nix for the "unassigned' service, ac-
cording to Captain Moore, an OFFICER
will come here to induct them into
the service and arrange sleeping car
facilities for them to the coast, where
they will be given an opportunity to
select for themselves the part of the
coast where they wish to serve or
what branch of the foreign service
they desire to enter, as assignments
to Hawaii and the Philippine Islands
are expected soon.
Those who wish to 90 to the At
Ian+ic coast must defray their own
exnenses In the case, however, of
ex-ee~,.i~e Ion with honorable dis
Arizona republican., 1922-01-18

sessions for each, with appropriate
messages.
Some Of the most enthusiastic
Christian Endeavor workers in the
country will be on the program
Roy Breg, field secretary for the
southwestern district, will be one OF
the speakers. Paul Brown. Paciflc
coast Christian Endeavor secretary
will also be here.
Arizona Christian Endeavorers
will be very glad to welcome their
former president, Harold Singer.
Mr.. Singer is now field secretary or
the Oklahoma state union. Inc
juniors have a treat in store In the
person Of Miss Emma McClaran VINO
is very enthusiastic junior worker.
The Indian societies throughout
the state are planning on a delega-
tion here ESQ strong. A big program
Is being arranged which will be
especially interesting to them.
Contest In Progress
The state has been divided into
districts and a registration contest
is in progress. That district having
the greatest percentage Of registra-
tions for the convention over their
quota by February .15 will be given
banner. No. / and will march at the
head of the big Christian Endeavor
parade.
AS one means Of advertising the
convention a poster contest has been
started. This is being carried on be-
tween individual societies. A large
pennant will be given to the society
showing the best poster at the con-
vention provided that society has
displayed at least five posters al
least two weeks before the conven-
ton. These posters are to be made
from cut outs in magazines with nc
hand painting or drawing, although
lettering may be hand made. This
ruling has been made so that all So
cieties may have equal chances OF
| winning.
Arizona Endeavorers are eagerly
looking forward to this convention
where they may gain fresh interest
and enthusiasm for their work. Il
| is expected to be a big affair and
one which will bring many hundreds
of people to Phoenix.
The great Christian Endeavor par
ade will be an interesting feature OF
the convention.