davidaulloa/AmericanStories huggingface dataset:
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

NO..nt', they had occasion TO take
'.' cNJr'cr OF Maine Commandery X.
" ~" from IT'S frame ana found
mig y portion from New York
A. which gave an account Of the
"'H M President Abraham Lincoln.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12
Ritehies Going tc California

Mr.. and Mrs. Arthur Richie are
planning to leave the last Of July for
San Francisco where they will at
tend the meetings of the American
Bar Associations. which take place on
August 9th to 18th. If reservations
can be secured they will make the trip
and are looking forward with real
pleasure to their first trip across the
continent
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

questions about the medicine I will
gladly tell her what know. Mrs.
CHARLES VAUGHN, Olney. III.
Baltimore, Md. IN ~ first used
Lydia E. Pinkham 'sVegetable Com
pound for general weakness follow
ing the birth of my first child. Later
on the advice of my mother l used
it for dull pain in the small of my
back and for a bearing down feeling.
These pains had an effect on me to
such an extent that very often l
was unable to stand on my feet to
do my homework, and at times I
was compelled to lie down for short
periods. ! found Lydia E. Pinkham's
Vegetable Compound very helpful
and recommend it highly" - Mrs.
LORETTA B. SIMoNs, GAS S. Belnord
Ave-, Baltimore, Md.
Cannot Thank You Enough"
Allentown, Pa.-"After my last
baby was born lostweight anlwas
in a very rundown condition. After
taking the second bottle of Lydia E.
Pinkham's Vegetable Compound
began to gain strength and flesh. In
the past four months have done all
my own homework and do an extra
wash besides. l do not feel at all
like ! used to and ! cannot thank
you enough for my health. My
friends ask me what l am doing and
recommend yourmedicine. Mrs.
VIM. STECKEL, 241 Elliger St., AL
1entown, Pa.
q Textbook upon "Ailments
sent YOU free upon request.
n Medicine Co., Lynn, MasSa-
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

''.s Edwin Libby Of Massachusetts.
w,lv Miss Alma Raker of this city,
posing several days renewing ac-
.r'lnDrs with Gardiner friends.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

and Mrs Frank OakcS. Cedar
.p. vas calling. Tuesday. on Car
friends
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

luortc Scott. who has been
tC 'he Weekend with Gardiner
'.r.- hIe returned 70 her home in
O. = r'istpn.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

l"rund smith Of Watoryille, was I
t'. W Gardiner Tuesday.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

T.- I1n Guls' Cub VII meet
..d'r evening NJ tho HON, OF Mrs.
'r ~p,rr Randolph.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

Nr Annie Spear and daughters.
"..uu ard Theresa. have returned
.u t8att In BOSTON.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

'..e Small. ~ Richmond. was
"r. 'Nr ont-of- town visitors in the
.. Tuesday.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

l'.o " y. clark Of jefferson, was
visitors sinrdlncr. Tuesday.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

fiHHl e. Smith Is moving from
r1oIrh 70 me corner of Washing
.H avenue and Elm street.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

T. TAYLOR NJ lewiston, Idaho,
sitting hts aunt. Mrs. Charles
'Ir a. CEDAR street.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

" Tnrrrr ~ Jefferson was among
e.. nf-toWn callers in Gardiner.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

Jos Curtis NJ Eonnchunk is Wis
.t Gardiner friends
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

''iam H.1uohion ~ Augusta was
visitor in this city. Tues
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

Na W T Gardiner is VISITING
H''cs ana friends IN Boston.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

lIHnd NcGuain Of East rittston
.N. business visitor IN the city.
".,r.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

DEPOT-Thc strawberry festival
was a success Wednesday evening
Plenty of Strawberries, bread and
butter, assorted cakes and other cdi-
bles were served. supper began at
SIX o'clock and entertainment at
eight. The following program was
finely rendered: Singing by girls,
Mary and Edith Coleman, Mildred
Adell, Alice Townsend; recitation,
Thclma Gibbs; solo. Mrs Leon Hall;
Italian song, solo, Mrs. Hope Little
! field, kcnnebunk; recitation, Doris
Brown; solo, Albert Rodman: recita-
ton, Margaret Haskell; recitation,
Leo Jones; singing by children: reel :
tation, Margaret Haskcll: singing,
Rose in the Bud" Mrs Hope Little
| field. The singing of Mrs IittIcfield.
4 visitor here, added much to tho oc-
! c3sion.
Miss E.lmina Hutchinson was invit-
( cd to go to the railroad station Mon
day, TO see on board n certain train
| some friends and schoolmatcs from
! Dcdham, Mass, who were going in :
! to camp at Belgrade Lakes.
| Mrs. Eugene Millett, Mt. Vernon, n
! former resident of Readfield. went to
/ see her uncle. Hiram Gilman, Tues
! day. She passed the remainder of
the day calling on friends and rela-
tives, who were pleased to meet her
| Mr.. and Mrs. Lester w. Clark, Hal
! lowell, and ]. d. Clark, Washington
were recent guests Of Mr.. and Mrs
Carl Bigelow.
Mr.. and Mrs. Roland Scdgley. ac-
. companied by Mr.. and Mrs. Guy
Sedgley. Gardiner. have returned
from their fishing trip which they en-
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12
GARDINER

r. r. Ilnymnn 81 Cambridge, Mass
ting Gardiner friends.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12
HOSPITAL Midsummer Bazaar

Hospital Md Summer Bazaar
The next big dance in town, will be
that held in connection with the an
nual Hospital Fair on the 10Th, which
will take place in the Armory. Mrs.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

There was a large attendance at the
Swanlake pavilion on Monday night.
when as a special attraction Banney's
Singing Orchestra furnished music.
Guests from Bangor, Searsport, Bel
fast, Northport were present. The
usual Friday night dance will he held
this week with music by Belfast's
own McKeen's orchestra, which has
drawn large crowds this season. play
ing every Friday night at the lake,
and in some part of the county prac-
tically every night
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

A Talented Visitor
Miss Caroline Havener, daughter of
William Havener of Portland, and
formerly of Belfast, will come this
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12
BELFAST
Lacy Dexter

Announcements have been received
of the wedding in Pasadena, Calf, Of
Miss Lillian Gray Dexter, eldest
daughter of Mr.. and Mrs. James c..
Dexter, formerly of Belfast, and
Worth Edison Lacy of Pasadena,
which took place on Monday, July
third.
Miss Dexter is a graduate of the
Belfast High, class of 1918 and about
three years ago, with her mother
and three sisters, went to California
to join her father, who preceded them
by about six months. A year before
her departure, she was voted the pref
test girl in Belfast, and took the title
role in the moving picture play, Miss
Belfast, which was shown here several
times. She is musical, an accomplish
ed vocalist and pianist and on a
number of occasions appeared in local
operas and musical shows, making a
decided hit in the musical comedy,
college Chums," given under the
auspices Of the American Legion, just
before she left for California.
The cards announce that Mr.. and
Mrs. Lacy will be at home after July
18th at 1881 keystone street, pasa :
dcna.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

time. on Thursday, from his late
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

Lydia f. Pinkham's Private Textbook "Ailments
Peculiar to Women will be sent you free upon request
Write Lydia f. Pnkham Medicine CO., Lynn, MasSa-
chusetts. This book contains valuable information.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1922-07-12

Mass, is at his boyhood home. Hill
crest. visiting his brother, W. G..
Smith.
The Readfield Farm Bureau, Wo-
mans Division. will hold an all day
meeting July II with Mrs. Mary
Nickerson. The topic is TO be Fire
less Cookers"
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19
TEACHERS TO NEE T
HERE DEC. 23RD

The following very interesting
program has been arranged for
the meeting OF the Madison
lounty Teachers, which viii be
held in the courthouse Satur-
day, December 3:
How to Grade a Rural School
Miss Milan holland.
Problems OF Proper Heating
and Ncnrilation-Prof. p Nj.
Pittman. ![irksville.
The Monthly Report OF the
Pupil Link Between the Home
and the Schvol-AIis@ Eoline
>Hendren, Newly Hgih School.
Should Pupils be Promoted
When They are Contir uously
Tardy and Absen Lloyd Mar
Tin. White Hall.
Language, il What Grade Be
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19
ARMY
APPEAL GOES OUT

Letters OF appeal for the Sal
walton Army Home Service OF
Kentucky will go out this week.
said Charles AIchr. field guide OF
the Army. Mr.. Mohr said he
received advance gifts from
and others, so in cas-"
they receive a letter not to re
spond for the second time.
The Army will appreciate very
much whatever the citizens can
do for the cause and can rest as
sureI they can depend on the
Army IN case Of need. Mr.
Mohr wishes to thank all who
made advance gifts and asks that
you kindly hear the appeal. TO-
the unfortunate when it reaches
your home. Do not turn it
down. The Army turns no once
down. Help us make Christmas
joyful for many little tots. Do
nations can be leftor sent to Mi.
Turley. cashier of the State
Bank & Trust Co., treasurer cf
the funds
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19
COMMISSIONERS SALE
L. p. Hosk;ns Hrs. Plaintiffs

L. p. Hosk;ns Hrs. Plaintiffs
VS..
3. p. Hoskins Hrs. and Credit
ors. Defendants
Pursuant to Judgment and or
der of sale entered III the abov"
STYLED action by the Madison
circuit court at its October teri,
1872, the undersigned Comm. :
sioner will expose TO public sac
TO the highest and best bidder il
front OF the court house door III
Richmond, Ky, at the hour Il
80 O'Clock p. H., on
Thursday, December Il, 1922
the following described proper
ty:
A tract or parcel Of land Ill
Madison county, KY, on the w
tiers of Jacks Creek and describ-
ed as follows:
Bounded on the north by the
lands of T. H. Collins, on the
east by the lands of John CraW-
ford, on the south by the lands
of Pryse Quinn and on the Wes!
by the lands OF George Perkins
and Jacks Creek, and contain
ing 116.48 acres.
The above described land is IN
nigh state of cultivation ard
splendid sandstone land, raises
fine hemp or tobacco, and on said
premises there are two ten2rt
houses and one tobacco barn,
which will hold eight OF ten
acres of tobacco.
There IS very little OF SUCH
land on the market in the COIN
ty. and the Judgment in this ca
is here referred to for a NOR
particular description OF III S
land and made part hereof.
TERMS: Said land will c
sold on a credit Of six and tWel1 c
months, the purchaser being rc
CURED to execute sale bonds.
payable to the Commissioner
with approved security and bear-
ing SIX per cent from day Of
sale until paid, with 4 lien re
tanned on the land sold unit.
said bonds and Interests are {uI-
" Raid.
Z. B. TERRILL, Master Com
na5ssioner Madison Circuit Cour,
dec 5 u 10
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19
The Premier Inyestment-W

When the first mortgage real estate
bond was invented, some thirty or forty
years ago, long step forward was
taken in placing the construction OF
buildings on the same financial basis
as :he construction of railroads, indus
trial plants, and other great enter
prises in which the public has been
investing its money for years. The
realeestate mortgage bond, in denomi-
rssticns of $500, $500 and 1000, made
means to participate in an excellent
form of investment, hitherto available
only to the rich individual or the insti-
tuition which bought entire mortgages
OF large amount.
What this has meant in terms OF ma
tional welfare is hard to over-estimatc.
On the one hand tremendous stimu-
lus has been given to building con-
struction, thereby fastening and in
creasing the nations prosperity. On
the other hand, thousands OF investors
have learned what a sound security
really is and have been able to place
their savings where they would earn
a liberal return, instead OF risking their
money in venturesome undertakings in
which, too often, the cards were stacked
against them by INSCRIPTIONS pro-
motors.
A real estate mortgage bond is
merely small part of a large mort
gage. The method by which these
bonds are created is simple in the eX-
trcm@ A builder or property owner
wishes to erect a costly apartment
building or hotel. Let us suppose that
the total cost is $5O0,GO0. The pros
pective builder is able to furnish
100000 cut OF his own resources or
by borrowing on second mortgage For
the 100000 additional he goes to
real estate mortgage banker. When
the latter has satisfied himself of the
soundness of the proposition. he under
takes to furnish the 100000 by issuing
that amount of bonds to his investment
clientele, taking first mortgage on the
property as security.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

gun. and When Merged Into
Grammar Miss NJ rgar Ct
Douglas.
Athletics in Graded and RuraI
Schools-Kavanaugh Broaddus.
Phonetics, How Taught anG
Where to Obtain the Materials
ior Teaching-Miss Elizabeth
Iisie.
Round Table Discussion
What Special Thing Have
Done in. My School the Pass
Month :
Teachers are all requested t,
Be present as this is the last
meeting Of 1922, and the County
superintendent will have some
aluable information to impart
10 the teachers.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19
A Deed of Trust

The builder executes the mortgage
or deed of trust, the trustee usually be-
ing the investment banker himself or
his firm. While the individual mort
gage of small amount is very simple
document, covering one or two sheets
of foo1scap paper, the deed of trust Sc
curing an issue of real estate bonds is
formidable in size and content. It may
cover thirty or forty pages. The most
minute conditions and stipulations are
laid down, including the terms of re-
payment, the supervisory powers OF the
trustee, pledge of earnings to make
monthly payments to the trustee to
meet interest and principal of the
bonds, and so on. The deed of trust
recites that the property is pledged as
security for the bonds issued. Every
bond, therefore, shares proportionately
in the mortgage, so that the investor in
a 500 bond is really in the same posi-
ton with regard to security as though
he had bought an entire mortgage for
$780, if such small denomination were
available.
AS security, the investor not only
has pledge covering the building, but
the land on which it stands, the earn
ings of the structure, its operating
equipment and, in some cases, the &C
tual furniture installed by the builder.
This last provision is usually found in
the case of apartment and hotel struc-
lures in Miami, Florida, where the
buildings are furnished by the owner.
The fact that the banker issuing the
bonds is nearly always the trustee for
the loan makes the bonds additionally
safe, for the banker stands as inter-
mediary between the borrower and
lender Since he expects to continue
selling bonds, he will be especially care
fulA to see that the lender complies
strictly with all the terms of the agree
ment. He will exercise a close super
vision over the property at all times.
Inasmuch as the borrower. under the
modern and scientific system, must
make monthly deposits of money with
the trustee to accumulate fund for
psyS0g interest and principal of the
Aoa4a. DE- banker or trustee is able ia
sAeek % sva.y thirty days. the physi-
STRAYED to my place, near
Berea, one red pig so or % lbs.
Owner can have same by paying
for ad and keep. r. H. Slush-
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

cal condition of the structure and the
financial condition Of the borrower.
What should concern the investor,
therefore, is the choice of reliable i'll
vestment banker. Apart from that, llS
should know precisely what form Of
real estate mortgage bond he is getting,
for the type | have described, while it
is undoubtedly the best, is only one OF
several. One of the great merits Of
this type is that each bond issue is Sc
cured by a separate and distinct piece
Of property, so that in the remote posi-
bility of foreclosure becoming neces-
sary, there would be only one structure
to deal with.
Other Forms of Bonds
Real estate mortgage bonds are
sometimes issued against a groco q!
mortgages deposited with a trustee. X
other words, the banker puts rurnbc-
of mortgages into a common pot az
sells bonds against them. Since these
mortgages usually do not all mature
at the same time, the banker reserves
the right to substitute other mortgage
in place OF those which fall due and
are paid off. Thus, before the las!
bonds are paid the character of the
security may have changed materially.
1t is obvious that the investor cannot
be certain that his bond will be as well
secured at one time as it is at another,
for he cannot keep a constant check
on the mortgages which are going into
and out of the pool
There are other so-called real estate
mortgages, some of which are only
Junior liens" subject TO prior claims
on the property. Sometimes real es-
tate companies issue 'debentures' 70
finance the construction of buildings
and the purchase OF additional proper
ties. These debentures are chiefly Sc
cured by earnings, and are risky propo-
sitions. 1t is we'll for the investor to
demand first mortgage and to state
firmly, Nothing else will do"
Real estate first mortgage bonds. OF
the kind first described in this article.
have worked out as we'll in practice as
in theory. Their safety record, when
the bonds are properly issued, 10 un-
Improbable. Losses are of extremely
rare occurrence, for. in the right hands
this form of investment is surrounded
by an iron-clad security. If the build
ing is conservatively valued, if only a
safe proportion is lent against it, if its
location is we'll chosen, and if its earn
ings are properly estimated, it is diff
cult to see how the loan can go wrong
except by earthquake or other "act OF
God" There are other measures
which the conscientious investment
banker takes to make assurance doublv
sure. These will be described later nm
In addition to unquestioned safety,
the investor in real estate first mort
gage bonds obtains a higher rate of in
tereSt than he can obtain on most
other securities of equal merit. Safety
plus liberal yield-that is the real ex-
PLANTATION for astonishing growth in
popularity of this form of investment.
downright. 1922. by G. I. Miflerl
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

When this series of articles is
completed, copies may be obtained
in booklet form. Requests should
be addressed at once to G. L. Miller
& Company. Inc. Atlanta, Ca. or
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

Oyster soup, chicken salad, OLD
ham, potato chips, hot rolls, hot
peas, coffee, beaten biscuits fox
$l.0O at Baptist bazaar Dec. II
al Masonic Temple. 1t
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

NICE block coal at yard s.
delivered $3.50. Try a load rro:
Gordon's, phone Is. 292 t
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

Take one home to the kiddie5
-Roct-er-oo. Nsf's Fish IL.
Oyster House. f95 Il
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

Run Of Mine coal, % per cent
~~g md b.1ch, while it lasts 81
Delivered in cellar from Cor
dnu'>, phone %. 292 tt
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19
classified ADS.

i'OUND-Bunch OF keys at
Western Union office. Owner can
get same = f5aiiy Register Of
iicc by pay1n~ Cor this adv. If.
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

FOR SALE-Nicc block coal,
So on ~ar: $3.50 delivered. Nc
Dowell Coal Co, 203 Estill ave
me. 2SZ If
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

FOR SALE-HJjcc block coal
s. i'll yard; $8,51 delivered. Nc
Dowell Coal Co., phone 203, Es-
till avenue. @'4 #
Dressed rabbits at Nef7s,-
phone 431. 295 1t
Richmond daily register. (Richmond, Madison County, Ky.) 1917-1978, 1922-12-19

STRAYED to my place, near
Berea, one red pig so or % lbs.
Owner can have same by paying
for ad and keep. r. H. Slush-
The Bienville Democrat. [volume] (Arcadia, Bienville Parish, La.) 1912-1980, 1922-07-27
CARDUI HELPED
REGAIN Strength
Alabama Lady Was Sick For I'm.
Years, Suffering Pain, Ner,o,,
and Depressed Read Her
Own Story Of Recovery.

Paint Rock. Ala.-,lrs. c. NJ. stsnD
Of near here, recently related tia ~
lowing interesting account Of h.r :
coyery: II was in a weakened n,
ditlon. I was sick TIRES years 1, M
suffering great deal Of pain, va,
nervous, depressed. was 50 ~,
I couldn't walk across the floor: M,
had to lay and my little ones Do Il,
work. | was almost dead. I tria
every thing heard Of. and numbe, 4
doctors. Stlll didn't get any rein,
| couldn't eat, and slept poorly. !
believe II I hadn't heard Of and t,k,,
Cardui l would have died. | boue,I
six bottles, after nslghbor told n,
what It did for her.
Il began to eat and sleep, BEGAN a
gain ny strength and am now VII
aud strong. haven't had any tron
bic since -. | sure can testify To III,
good that Cardui did me. ! DOM
think there Is a better tonic ma.
and | believe 1t saved MY liie."
For over 10 years, thousands Of NJ
men have used Cardui successtuls
In the treatment Of many womab
ailments.
II you suffer a. these women "a
take Cardui. It may help you, toa
A Ill druggists DU