Arizona republican., 1922-06-25

reviewing country banks of heav,
livestock loans and giving long tim'
loans at low rate of interest to grow
livestock; make cooperative mar
ketng possible, helping finance in
ternal improvements, reclaiming arit
lands by irrigation and drainage
lower taxes all down the line. Take.
can and must be reduced through
economy and efficiency in every de-
partment of nation and state.
What we need today is to steady
down. count our blessings, forge1
the dlstasteful things of the past
turn to the future with a determi.
natlon that its hopes and aspirations
shall be abundantly realizc1 through
hard work and capable management
Let US make the word "Realtor'
stand for service, honesty, ability
Ialr dealing and a community
builder
Il wish to call your attention to
the lands specialists page in ma
tlonai Journal" 1t is a business
setter, costs very little, good ad-
Vertislng-try it. I got results"
Ihe relation Of the home to the
community development scheme was
told by Alvin Heyman, president OF
4
soclatlon. He said, in part:
The home is the foundation OF
America. The very Keystone of our
United States government is citizen
ship, and citizenship reaches it's ideal
only through men and women trained
to respect and desire individual
homes.
With the very adequate and lib
eral laws of the country in favor of
mems rights in land, there is very
little excuse for any ambitious citi-
zen, male or female, not to be the
owner of the roof that shelters him
or her and their family and depen-
dent ones. Every argument supports
this statement. With the possible
exception OF Canada, in no country
of the world is it so easy to obtain
rights in land, and in no other coun-
try are those rights so well pro-
tected.
Urges Early Start
It seems almost inconceivable in
the face of Hessibiiities, that any
man should not possess the house he
lives in. The ease with which one
may start an equity in a home is not
generally well enough understood or
fewer people would be willing to live
they might get their babies and their
own feet on the ground.
Land is the foundation. of all Sc
curity and of all the landed security
offered none surpasses that based
upon the individual home.
1T took the founders of the United
States and Yankee forethought to
work out the scheme of the land con-
tract and the second mortgage; by
means Of their use making it possible
for one to buy real estate and con-
struct buildings thereon on the in
stallment plan, as it were. And yet.
while one is buying upon the partial
payment plan, if he buys with any
reasonable care at ALL his rights are
as amply protected and he is as Sc
cure in his equity as is the one who
sells.
Calls Delay III-Advised
1t is too often the argument of the
would-be home owner that he cannot
afford to buy because he cannot fl
nance the sort of home he desires.
No poorer excuse could be devised.
Ii one is willing to make a few sacri-
fees for short time and will be
guided by competent counsel, he can
lay the foundation for a substantial
home at small initial outlay, and by
careful manipulation make the first
home, through natural enhancement
in value, go a long way toward fa-
nancing the better and eventual
home.
Suppose, however, one defers buy.
ing because of lack of funds to buy
the best and continues to throw
money away in rental. Except for
some fortunate circumstances which
few of us experience, we go on from
year to year paying someone else to
make a profit on their investment,
md the day of the desired home, like
he ''will-o' the-wisp," is ever just
beyond reach.
Land and buildings may be pur-
,hased on the small payment plan.
One who has lot paid for mas
inc foundation to start home.
Well selected land in new commune
les advances in value rapidly. 1t
s not unusual for well chosen resi-
lence lot to advance in value until