davidaulloa/AmericanStories huggingface dataset:
The Pensacola journal., 1922-12-22
St. Joe Was Lost
And Found Again

PORT ST. JOE Fla, Dec. 2f,-
Whom citizens Of Florida dedicate a
monument on Jan. II marking the
place whore the first State consti-
tutional convention was held, one of
the most unusual instances in mod
ern history will be recalled.
With the exception of the dead
cities of the Montezumas of Mexico
and of the Incas Of South America,
there is no record in American his
tory of a city that sprang into promi-
ncnce in commerce and industry and
then disappeared from the face Of
the earth; leaving little or no record
Of it's existence. But such was the
case of the city of st: Joseph. which
stood on the Shores of st. Joseph s
Bay nearly a century ago.
This town at one time was the
most important in the State; and it
came near being selected as the
capital of florida. 1t was the term
mus of the second steam railway
line constructed. in the United States,
and because of its prominence it was
selected as the city for, the first con-
stitutional convention in 1888. The
convention met Dec. 8, 1898, and
drew up the document under which
Florida entered the United States,
hence st. Joseph is considered the
birthplace of the State. The docu-
ment was signed by the delegates to
the convention. on Jan. H.. 1889, and
it is the corresponding day that has
been selected for the dedication Of
the monument which the State erect
ed at a cost of $4,000. Governor
Cary A. Hardee is to make the dedi-
cation address.
The Pensacola journal., 1922-12-22
The Premier Il2vestrnent-I

BacI, in the days when Our half
51yage Aup Saxon ancestors first
began to borrow, barter and lend
money among themselves, the real
estate mortgage as We know it to-
day had its origin. The need of
some form OF security, whereby the
lender would be assured that he
would be repaid on a specified date,
Was iclt. We may be certain, by the
rude business men of Britain long
before William the Conqueror came
over from Normandy in 1866 and
subdued the land, bestowing upon
,hc natives more refined system
of law and business practice. In
iced, the hoary antiquity of the
mortgage goes much further back
THAI that. Modern explorers on the
ste of ancient Babylon have dug
up clay tablets on which were re
corded agreements from borrower
to lender, whereby the harvest Of
certain fields or vineyards was
pledged as security for loans. Mort
cages, therefore, may be truly said
10 have sprung spontaneously out
Of Tie experience of the human race,
we'll back toward the dawn Of
The Pensacola journal., 1922-12-22
MINIATURE AUTOS
RACE AT WEEKLY
KIWANIS MEETING
SAG Raised for Charity by
Unique and Amusing
Stunt; Ladies' Day"

An automobile race between a
Studebaker. and n Dodge in which
the Dodge came out the winner fea-
tured~ the weekly luncheon of the XII
wants club yesterday. incidentally
the race netted SAG which will be ap-
piled to local charity.
Yesterday was Ladies' Day. with
the Kiwanians and the auto race,
conceived by d special. committea ,
composed of Kiwanians Dixie Curtis
Adrian Langford and Doc Frazer.
with other amusing features tur-
nished an enjoyable entertainment
for both Kiwanians and their guests
There were two miniature auto
trucks. Travelling in opposite direc-
tions around the long tables, So
called filling stations, designated by
members sitting on the backs of their
chairs, had to unite and tie again
in a neat bow the ribbon around the
drivers neck. No one was allowed
to lift the tiny make believe racer
from the table, and as it passed each
Kiwanian had to drop a dollar in the
truck. The Dodge won, the Judges
declared, and as a result the Stude-
baker supporters were penalized an
additional 25 cents.
For the most consistent members
in attendance, the clubs newlyveds,
bachelors. past presidents, president
elect and the president We're present
ed with burIesque gifts from Santa
Claus. Doc Frazer in his usual en-
tertaining style presented Kiwanian
Captain Jim" Watson with a CUP
a tin cup-for being the one who
measured up to 10 rigid requirements.
The Pensacola journal., 1922-12-22
Christmas Cantata
At Gadsden Street
Methodist Sunday


Sunday night at the Gadsden street
Methodist church the combined choirs
of the Naval Air Station Glee Club
and the Gadsden street church, aug
mented by an orchestra of several
pieces, will render a Christmas Cam
tata, The Christ Child" by Petrie.
Those taking part in the program
will be: Sopranos: Mrs. c. S. Bierley,
Mrs Nicholson. Misses Mollie and
Hattie McCaskill. Edith Briefly, Ruth
Davis, Nellie Mcconnell. Alice Free
man and Hazen Abbott; COntraltos:
Mrs. Davis. Misses Minnie Lea Mobiles,
Audrey Coons, TOmmie Cooper, Nell
Burrows, Daisy Hallmark and Maggie
Taulbce; tenors: Messrs. Michael De
Lustro, Perry, Davis. Ldsh, Heglund
and 'Voss; bass: De Phillips, MessTs.
Williams, Freeman, Schabor, Arneson
and LOper.
Miss Mabel Tyler is organist and
c S. Briefly director.
The Pensacola journal., 1922-12-22

ings has grown up, in statute and
common law practice, the principle
that the mortgagor or debtor retains
an equity in his property. Various
States prescribe periods within
which the mOrtgagor may redeem
his property after default has oc-
CURED, 1t is also provided that any
excess value of the property, over
the amount Of the loan, goes back to
the mortgagor after the just claims
OF the mortgage or lender have
been satisfied, costs and interest
paid, and so on.
Rights Of the Borrower
In other words, the mortgage law
of today provides square deal be-
tween borrower and lender. 1t has
come to be recognized that the Dor
rover has rights which should be
respected, and that unless these
rights are 'safcguarded borrowing
will largely cease and the develop
ment of business will be halted, for
practically all business Of any magni-
tude is conducted on borrowed
money.
A mortgage, then, as we under-
stand it, is not an absolute transfer
Of property, subject to a strictly
limited defeat" through the repay
mclt Of loan. but an instrument
devised as a pledge to secure a debt.
In form, a mortgage greatly re-
senblcs deed to property. It re-
cites the name OF the mortgagor and
mortgage, gives the amount of the
consideration, transfers title in the
so-called granting clause" recites
the familiar phrase 'to have and to
hold" in the "habendum clause"
usually [though not alWays) brings
in the mortgagor's wife to make the
transfer safe and complete, and then
inserts the all~important "defeasance
clause" stating that the whole trans
fer shall be null and void if the
mortgagor shall repay a fixed sum
on a fixed day to the mortgage.
Then follow the concluding clauses,
including that beginning I'm testi-
mony Whereof" and the ''attestation
clause" bringing in the witness or
witnesses.
When a third party is involved,
the mortgage becomes a deed of
trust in the nature of a mortgage"
That is, instead of the borrower
transferring His property as security
directly to the lender he transfers it
to trustee, whose duty it is to hold
the property i'll trust until. the terms
OF the deed have been complied with
in other words. until the debt is
paid. If the debt IS not paid, the
trustee takes action or behalf Of
those who hold the claim or claims
against the property.
1t is obvious that a mortgage is
remarkable instrument for the pro-
motion of borrowing and lending.
providing the most excellent form of
security known to man, apart from
certain forms of Government credit.
How the mortgage has been de-
veloped and refined into a medium
for the investment of sums of money
from 500 up will be explained in
succeeding articles.
copyright, 1922, by G. /. Miller)
The Pensacola journal., 1922-12-22
Professionals To
Compete in Golf

An innovation in the Sixteenth An
nual Midwinter Handicap tournament.
the important event which starts off
the trapshooting season at Pinehurst,
\. c., January s to 12, is the offer
ing of three handsome trophies to be
contested for by professional shoot
ers only. One is for the high profess
sional for the first two days rcgu-
lar events, another for the high pro-
feSsional on the total scores of the
third and fourth days regular events
and one for the high professional on
the two handicaps
These trophies have been put up in
recognition OF the valuable services
which have been rendered by the pro-
fessional element in the development
of interest in trapshooting.
All important ammunition concerns
throughout the country have ar
ranged to send representatives TO
compete for the PInehurst profes-
sional midwintcr championship.
The Pensacola journal., 1922-12-22
DECIDE STANDARD
RULES FOR TENNIS
Many Nations Represented at
London Meeting - Ameri-
can Resilency Standard
Adopted.


LONDON, Dec. 21.-Reprcsenta-
tives of all the principal tennis play
ing nations meeting here agreed to-
day to standardization of the rules
of the game.
The American standard Of required
resilency in the balls also was adopt
cd. Heretofore the governing body
of no other nation has made a spe-
cific rule as to resilency but only as
to size and weight.
The American provision for a rest
period after the third set in mems
matches and after the second set in
women's, it was decided. shall here
after be universally followed in in
ternationai contests. The various
nations may, however, modify this
rule for purely domestic matches.
A new international foot fault rule
was adopted and this also is sub
stantiaIlv the same as that effective
i'll the United States.
The Pensacola journal., 1922-12-22
Firecracker Ban
Lifted Saturday

Go to it, kids. Whoop it up! The
fun is on
The han on, frecrackers OF not
more than three inches in length or
more than half an inch i'll diameter
will be lifted bright and early Sat-
urday morning.
Mayor Bayliss issued an order yes
terday saying so. Everything will go
along smooth unless some young&ter
probably a srown-up, too-gets too
intoxicated with the noise making z
spirit and decides to let go a few big
ones.
Fireworks Of any kind. or any size,
are prohibited if set off in such a
manner as TO endanger the safety of
persons or property.
The open season closes Jan. .. and
no more fireworks will be touched
off until next Christmas.
The Pensacola journal., 1922-12-22
Governor Hardee
Honored at Meet

TALLAHASSEE. Dec. o1-(SpeciaD
Governor Cary A. Hardee has re-
turned from White Sulphur Springs,
West Virginia. where he attended the
conference of governors last week.
Floridas governor was signally hon
ored by being chosen as a member
Of the executive committee, which
distinction he shares with Governors
Ccx Of Massachusetts, and McCray
0. Indiana. When it is recalled that
the conference elects no officers but
simply names an executive commit
tee of three OF its number the mag
nitude of the honor is the more read
lily apparent.
This executive committee makes
the choice of the city where the con-
ference is to be held next year, and
aIranges the entire program for the
conference. Governor Hardee has
announced that he will invite the
governors to hold their conference in
Florida next year.
The governor expresses himself as
having thoroughly enjoyed his trip.
The Pensacola journal., 1922-12-22
.HUELSBECK ADDS
500 ACRES TO His
SATSUMA NURSERY
Will Supply Enough Trees
Next Year to Plant 500
Acres; 700-Acre Nursery.

In keeping with the increased dc
mand Tor nursery stocks on accom-
Of the development Of West FLORIDA
the Cottage Hill nursery has 5us
added 500 acres more 10 the ng: ser
of zoo acres now being operate srt
George Huelsbacls.. manager o. H.,
nursery, says there viii not na :
shortage of Satsuma trees during 'h.
next few years as is general
thought to lie the case.
According to Mr.. Hucslhack 'A=
nursery alone will have from -s.et.
to 100. 600 Satsuma frees next ,es-
which will be sufficient to plan, sa
acres. and the next year the Iu:sr--
stock available will be more thar
twice as much. and the third ves
five or six times as much. There ar-
other nurseries that viii have larg
amounts of trees available for rIlr'.
ing next year, he says.
There is considerable agitation 2.
secure permission from the s-aF
plant board to admit nursery s-,4
from Alabama, Lut Mr.. Husr,}e..
says no time will be lost H. ,7e
growers if they viii prepar- thes
lands properly this winter ad p'a-'
the trees next year. This s ce-
better, he says. than planting Il,
trees now in land not prupeiiy ror-
ditioned.
The Cottage HuI nursc.y is -~-
sidcred one Of the finest i'm jtr .'a.F
and if present plans are courn mod .
will soon become one Of J.e ~T5
ones.
The Pensacola journal., 1922-12-22
Walks Into The Journal
And Breaks Yenr-OId Egg

experiment with few. On Decem-
Der IL he applied this paste to the
eggs and put them in the pantry to
watch the result. One year after
ward he broke one and found it to
be fresh and apparently like eggs
laid On that day.
Then he brought one to The Jour
nal to show the result. Mr.. Jeffer-
son believes that the method is so
simple that the poultrymen will be
able to preserve their eggs duling the
months when the supply is greater
than the demand until the season of
the year when the demand is great.
Mr.. Jeffa1sLr says poultry EaisinS
in Escambia county<~is very much
better than general farming, and he
is from year to year making improve
mentS.
The Pensacola journal., 1922-12-22

-
The elaborate court of King James
I of England. a reproduction of his
toric jamestown, Virginia, in 1920;
Il fight between pirate ship and a
victim vessel, colorfuI properties and
costumes galore, these are the big
features of To Have and To Hold" a
romantic screen story produced by
George Fltzmaurice which will be on
view at the Isis theatre for two days
beginning Monday next.
ITO Have and To Hold is a, pro-
duction of exceptional brilliance.
Heading the cast are such noted
players as Betty Compson, Bert Ly-
tell, recently a star in his own right
Theodore Roberts Iau Theodore Kos
Ioif.
The s;orw starts In 1915 In the
great throne room of Hampton Court
Palace. King James 1 is being en-
tertained with a special performance
by William Shakespeare and his
players. Shakespeare himself is
shown by Director FitZmaurice; also
such equally historic personagcs as
Ben Johnson and the Duke of Buck
ingham. Colorful costumes are a fea-
ture of this sequence, the gorgeous
hoop skirted. be-ruffled- gowns of
Betty Compson being specially not
ahIe
The Pensacola journal., 1922-12-22

How would you like for someone to
bring a year-old egg into your office
and break it right in front of you,
without even giving you time enough
to grab your nose?
That was what happened in The
Journal office this week, but the egg
was apparently as fresh and nice as
if it were laid yesterday. O. w. JEFF
ferson, farmer and poultryman, who
resides on Route a, brought the egg
in to show what can be done in the
way of preserving eggs and holding
them for the market.
Mr.. Jefferson is. practical man
and wants to find out how to make
the most out of his business, and last
December someone gave him a prep
aration said to be capable of pre-
serving eggs, so he thought he would
The Pensacola journal., 1922-12-22
Gibbons Asked to
Fight Dempsey

ST. PAUL, Mimi, Dec. 21-Tom-
my Gibbons, local heavyweight. who
recently out pointed Billy Miske in
ten rounds, has received an offer
from a New York promoter for a
match with Jack Dempsey, it became
known here today. Gibbons was
asked to state the terms he would
ask
The Pensacola journal., 1922-12-22

When this series of articles is
completed, copies may be OBJ
tanned in booklet form. Requests
should be addressed at once to
G. L. Miller & Company, Inc,
Atlanta, Ga, or so East 42rd
Street, Ne1V York, ". y.
The Pensacola journal., 1922-12-22

The Want Ad story is read by every
.v2rutjvc, every sales manager, every
Employer WHO needs immediate help.
10 make the spare room earn some
ainG-adyertise it in the Want Ads.
The Pensacola journal., 1922-12-22
70 ATTEND COLLEGE.

Eoy McNoy. local baseball and foot
hall player. VIII attend Birmingham
Southern college next year. He ex-
,....*.. t. be a member of both the
"nd baseball squad.
The Pensacola journal., 1922-12-22
FIRE AT PARISH HOUSE

The st. Jospeh Parish House on
Barcelona and Government street re-
ported a slight fire at 1851 O'Clock
yesterday morning. The damage was
confined 10 the flue.
The Pensacola journal., 1922-12-22
Betty COmbsOn
CParumoujlt 9picture
10 Hape and to Hold
> A George FitznlauIicR
RHlnrY-yg-H

Tnen Dustin Farnum comes to the
Isis Theatre tomorrow in the Fox
production, The Yosemite Trail" he
will have a screen story particularly
befitting his popular style of acting.
The tale is set in the Yosemite VAL
ley and the cameraman took advan-
tage of the magnificent scenery
throughout the picture. An exciting
series of events rises to a stirring
climax calculated to quicken the
pulse of even the most base thea
tregoer.
The Yosemite Valley, aptly called
the playground of the gods, is we'll
chosen as the scene of conflict be-
tween huge men who struggle for
the things of existence. Although
Portraying primitive elements, this
photoplay possesses much interest
for the most critical motion picture
audience.
The Pensacola journal., 1922-12-22

Our mortgage law and practice Of
today, however, as [ have indicated,
trace back directly to the Anglo
SaNOnS. In the earliest times OF
which VIC have 4 record, two forms
Of mortgage pledge were clearly
recognized. Ore was known as the
"yii-Gage' or live pledge. Under
this form the lender took title to the
property and pocketed all the rents
or other income from it, until he had
recovered the amount he had lent
presumably with interest. Inciden-
tally, there is a curious modern sur
vival OF this idea which the writcr,
rs a real estate mortgage banker,
sees III practice every day of his lite;
where real estate bonds are issued
against a first mortgage security i
IS now recognized as the best prac-
ticc for the lender TO require that a
definite part of the earnings OF the
property be set aside each month to
pay interest and gradually to pay
back the principal. Thus the wisdom
and foresight of our rough fore
fathers are demonstrated in the
scientific practice of today.
The Ancient Dead Pledge"
The other form of ancient mort
..gc, the direct ancestor of what we
know today, was the mortgage"
proper, or dead pledge. The name
merely meant that when a certain
act was pcrformed-namely the re-
payment OF the loan-the pledge was
dead or cancelled. Every mort
gage which now stands recorded on
the books of every county Court
House throughout the land is based
upon this ancient principle.
What, then, is mortgage? 7 will
not attempt TO give a strictly legal
or technical definition, which as a
matter OF fact varies in different
states. For the purposes OF the in
vcstor, a mortgage is a pledge o.
property securing the repayment of
loan. ii the loan is repaid, the
pledge becomes null and void
Otherwise, the lender or creditor or
"mortgagee" comes into possession
OF the property to satisfy the debt
1t is natural that a device as inn
pOrtant as the mortgage, upon which
the genius OF the race has been
brought to bear for centuries, should
have undergone numerous changes
in detail, but it is significant that the
underlying principle has remained
unchanged from the beginning. In
early times. a mortgage conveyed
absolute ownership to the property
pledged. subject to defeat BY the
repayment OF the debt promptly on
the day specified. In other words.
suppose Athelstanc the Saxon lent
nhe equivalent Of $4,000 to his
ncighbor Wulfstan and took mort
gage on Wulfstan's castle and estate.
worth say $4,000. On the day set
for payment, Wulfstan fails to meet
hs debt. Under the law of the time,
Athelstane automatically became the
owner of Wulfstan's property, re-
.Sardless of the fact that he was
receiving $4,000 more than he had
lent.
At a very early date, such harsh
practice was recognized as unjust to
the borrower and was modified by
the equity courts. Out of those rul-
The Pensacola journal., 1922-12-22
. RIG TON
/, The Sign Man
! III Il. Intendencia
Phone 1918
T0TARIES ARE
iiGIVEN APPOINTMENT

n .LLAHASSEE. pcc. @I--(SpociaD
S2ernor Hardoa has appointed the
ting 10 be notarieg public for the
of Florida ut large. II. Il. Ash
: Ben IIadcn; c. d. FerrcU, Hen
Al; Mrs. katherine Bcvins can
tnhiami; Lola Hershberger West
ipBeach; r.. T.. Quincy, Jackson
Y, Rollins :. Jones. Jacksonvillc:
Re Ruiz. Tampa: W. Anderson.
fIS George w. Palmar. OEee-
I h T. II. Alexander. Lake
1 A. g. Sawyer, Jacksonville;
4 Small Miami: r. l.. Williams.
N on; Samuel e. Penney, PEN
=: W. Lesley Cntheart. Jackson
FgWflian Laudficld. ST. Peters
w Gladys Osborne Bradcutown;
BTTeed, Little River; Bertha Cox.
~ and Louis q. Baya. Jackson
/ quickly relieves Colds and
ippe, Constipation, Bill
The Pensacola journal., 1922-12-22

Every penny sprnt in a Want Ad
Is productive penny,
New-York tribune., 1922-08-27
The WIRELESS WE'D
DING B ELLIS ARE

The WIRELESS WE'D.
DING TELLS ARE
RINGING. Tampa, Fla,
comes TO the fore with one
ef the most unique of
radio weddings. A local
clergyman, at a broadcast
ing station, united the
couple near the ampiifier.
UadsTscood 4 Dmdertoood
AIN u CHIEFTAINS
MEET THE JAPANESE
PRINCE REGENT. The
Hairy Ainus, or Amos,
were the first race on the
Japanes sc archipelago.
Their hirsuteness, and
general physiognomy have
led various scientists to
declare that they are not
Mongolians, but come of
Aryan stock. These chief
tains came forth solemnly
TO welcome the Prince Re
gent of Japan on his re-
cent visit to the island of
Hokkaido. AdacAi
New-York tribune., 1922-08-27

A BIT OF ACTION
ABOARD A RACING
YACHT. Hauling down
the topsail of the Terpsi-
chore when she gave up
race for the Kings Cup at
the Cowes regatta, owing
to failure of her steering
gear. International
FIFTEEN THOUSAND
TRUE MUSIC LOVERS.
A remarkable fiashlight
of the last of the Philhar-
monic concerts at the
Lewisohn Stadium. This
concert, with others dur
ing the season, was broad
cast through the efforts of
Major Kendall Banning,
editor of the magazine
Popular Radio" to more
than a million radio fans.
The program was trans
mitted by wire twenty-five
miles to the WIZ broad
casting station in Newark,
and there sent out by ra-
dio. Reports were re-
ceived, even from ships at
sea, indicating that the
brcadcasting, which was
the greatest feat of its
kind, was eminently sue
cessful. The great sta
dunn was packed to over
flowing on the night this
picture was made, but the
one of the most
extensive ever undertaken.
shows only a fraction of
those who heard the con-
cert, when the wireless is
taken into consideration.
New-York tribune., 1922-08-27

M AN ITALIAN AGITAToR Troops police
the Socialists have clashed frequently picture
gathered police
spite OF the of
trui Ncws
New-York tribune., 1922-08-27

GROW OLD ALONG WITH ME-"
1t is possible to do SO in the Sunny
South, evidently. Opelousas. La,
presents Mrs. Jean Baptiste Fruge.
aged ninety -one, and her father.
Auguste Jeanconne. aged III. wide
World Photo.) Santa Rosa County,
Florida, presents Mrs. Elizabeth
McCiennan. who has lived to be lit.
She has always slept on the ground
and never has worn shoes. Also she
goes fishing every day. photo by w.
L. Eddy, Mariana. Fla.a
New-York tribune., 1922-08-27

Mh nmaliMG ny FACES FROM GEORGE WHITES SCANDALS
a ,h annual edition of this revue opens at
onorr0w night the young ladies pictured will hs
Delan @ rom left to right Mildred unnay Peggy
Reed. - '' fAiiee burton ana Ada May
Evening star., 1922-05-04
$ / l'25 z:
Ribbons hare
prices slashed

Satin Ribbon, lloyd. piece.
10c-No. l and No. ~, in assorted
colors. Ribbons being so much the
vogue, ; this is rare chance to
save in buying them at, l0-yard 1A1
Lingerie Ribbon-P Pink,
blue and, white, priced according to
widths.
5 M. niece. &c. No. S piece, ssc.-
yard lec.
No. lA piece, zSc. No. piece, ASc-
M. niece. sac. yard 5ec.
No. II piece, 9Sc-
NO. piece dsc. yard zec.,
First FIoor-LansburEA = 1npthef