davidaulloa/AmericanStories huggingface dataset:
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
EXPLAINS METHOD
USED IN LOAN and
SALE OF PROPERTY
Alfred H. Lawson Ad-
dresses Large Class of
Realty Students.

Settlement for a purchase Of real
estate Is quite different than for a
purchase of any other commodity,
according to Mr.. Alfred H. Lawson,
secretary Of the District and Wash
ington Title Insurance Company.
who addressed the real estate class
OF the Y. N. G. A. on the subject
Of Loan and Sale Settlements"
In addition to the actual pur-
chase price, there are certain stated
charges and items Of expense and
income that continue more or less
permanently and run with the title
to real estate that must be adjusted
when a sale Is contaminated or a
loan negotiated Mr.. lawson said
These items. which usually extend
over definite periods. are in some
instances paid in advance and in
other instances accrue until ma
turity. In either case ity'hardly ever
occurs that sale is consummated
at time when all such items are
evenly balanced. Consequently in
order to equitabiy settle a trans
action in real estate Involving
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
Samuel Rednan :
Buys Fiye-Story
Structure Here

Samuel C. Redman. president Of
the Takoma Park Bank. takes over
the fve-story and basement build
Ing located at I723 street
northwest, through the ONCE OF
Frank A. Gibbons. The considera-
ton named was about $4,000.
:, This Is one OF the finest buildings
located In this block that IL fast
being converted to business uses.
being leased at present by the
American Red Cross women's
Club and being wen equipped with
modern convenlences. electric ele-
vator, etc. also a two-story double
brick garage facing a twenty-foot
alley.
Mr.. Redman. in exchange, as part
payment gave The Oaks" farm.
located In Prince Georges County.
near Biadensburg. on the National
Defense Highway" the said farm
now being used as a stock farm.
Parker and Ankers. the well-known
firm, formerly owners OF liza I
street northwest. expects TO make
this farm into q modern sanitarium
and to beautify the place In many
ways.
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
ADVANCE OPERATIONS At $500 900 600 MONTH

either a sale or loan, these matters
must be adjusted IN the form Of
debts and crediti. This phase Of
work is one Of the functions OF a
modern little company.c
MT. Lawson outlined the methods
employed to- correctly calculate
these items in order that both the
buyer and the seller may have an
equitable adjustment Taxes and
interest on existing mortgages. not
being payable In advance. are
charged on a pro rata basis to the
seller while rent. which is general
ly collected in advance. Is credited
to the purchaser in the same mani
ner. he said. Premiums paid in
advance for fire insurance as well
asAVater rent are also adjusted on
the same basis. These items, to-
gether with charges for title GER
tificate and other incidental charges,
complete the, adjustment as 10 the
purchaser. and with the addition OF
the brokers commission also COM
plete the transaction with the
seller. Mr., Lawson declared.
. 1t, was. pointed out that the sale
contract which is generally en-
tered into by the parties controls
in the matter OF adjustment Very
great care should be exercised in
the preparation of such contracts so
that they express the terms and
special agreements exactly as de-
sired and understood by all parties.
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
EASTERN FARMS =
SHOW INCREASE
New York Families Elude
High Rents by Buying
Farms.

NEW YORK, Feb. 1s.-More than
5000 families eluded rent profiteers
In the greater city last year by
buying farms.
The movement is starting again
in heavy volume, impelled thus
early by those who want country
places before spring. The majority
of farm seekers are industrial
workers facing unemployment. who
see in the country a good home,
plenty to eat and independence.
THE Eastern farmer finds many
advantages over his hard-pressed
city cousin" said Z. A. Strout, head
of one of the largest farm agencies,
yesterday. He is producing diver
sified crops for which he has a rea-
sonably sure market at fairly
steady prices. Our 700 agents
throughout the country sold more
than 800 farms last year, at $780,
100000, the largest year ever re-
ported by them. Nearly a thousand
or 93s, to be exact-New York
families found new homes in the
country through them. There were
3s5 sales in New Jersey, 116 in
Connecticut. We sold altogether
1.635 farms in three States-1.071 in
New York. 462 in New Jersey, 1o2
in Connecticut, representing ST.
100000.
Generally speaking. the Eastern
farmer Is sticking to the East. or
the 1,635 farms sold in the three
States, Lila were bought by resi-
dents. The Central States show IFS
farmers moving to New York, New
Jersey and Connecticut among our
buyers because they considered
prices of Eastern farms very low
about half what they realized from
Central and Western places. ;
Where does a resident of New
York. New Jersey or Connecticut go
when he seeks a FARM outside his
own State? The figures show that
Vermont called so; Pennsylvania,
IS: Florida, 80: Massachusetts,. IS:
Maine, "a; Maryland and New
Hampshire. 81 each. Almost no
body goes West"
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
Novel Key Bridge
To Give District
Large Expansion

The coming complexion OF the Key
Bridge. which is expected to be open
during the latter part Of this year,
is drawing great attention to the adj
vantages of Virginia just beyond the
terminal Of the bridge. as q site for
attractive homes or Washington
families. Perhaps no section Of
Washington or it's surroundings Is
more energized at the present mo-
ment in home construction than
this particular area.
Its elevation. attractive views, good
water supply, and the low cost Of
land Is making II extremely attrac-
tive. II will only be few years
before the entire area from Rosslyn
to Cherrydale and Clarendon win be
covered with cottage homes. The
region fortunately possesses ample
transportation facilities In trolley
lines and buses. 1t Is also equipped
with good schools and banks. Gas
and electric light are available every
where.
This newly developing section Is
greatly benefiting the business con-
ditions along West N street IN
Georgetown, from which the principal
supplies are secured. This section Of
NJ street is as busy as any streen In
the City of Washington. and when
the new bridge opens there will be
undoubtedly some very fine business
structures erected to take care of the
increasing demand for business re-
Quirements. .-z
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
SOUND BASIS FOR BUILDING Bass
PROGRAM IN COUNTRY SEEN
Future Needs Must Be Supplied from Current
Production, Is Claim. .

The real basis for confidence in
the course of business In 1922 is
now clear. Notwithstanding the
severe depression curing hne past
year. purchases by the American
people in terms of physical volume
were sufficient to absorb to a large
extent accumulated stocks so that
a gradual increase in output of
many classes of manufacturers may
be expected. Future needs must be
supplied primarily from current
production. This means greater
business activity and explains the
expansion in manufactures which
has taken place in recent weeks.
General Tone Encouraging.
The general tone of business dur
Ing the first two weeks of January
has been encouraging. The total
physical volume OF retail trade Is
good. Sales in agricultural dis
tricts continue slower than in cities,
with trade .in.the East and North
east and in Southern California
cities better than In the remainder
of the country. Necessities. are sell
Ing much better than are luxuries,
and this was CHARACTERISTIC Of the
Christmas trade.i Although it Is
generally that buyers in
alIrlin will wisely continue to be
cautious as to- future commitments.
1t seems probable that there will
be a moderately well-sustained dis
tribution of goods into wholesale as
well as into retail channels.
Unemployment Is unquestionably
widespread. but probably its ex-
tent has been somewhat over-esti-
mated. Special measures under
taken to lessen it. particularly pub
lie works, are doing much to al
jor part OF the productive energy
of the country is absorbed In cloth
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
LOT MARKET WILL |,
REACH new HEIGHT,
DECLARES EXPERT
Thinks Demand, for Lots
Will Greatly Build
City's Suburbs.

The demand for suburban lots
during November and December
was an indication of a strong mar
ket for. 1922" says a local dealer
who keeps in close touch with con-
ditions In the real estate market.
II think one can, with perfect safe
ty,a predict that there will be an
unprecedented demand for building
lots this spring and summer as a
result OF the sales made during the
last few months.
7 doubt whether most OF the
real estate observers in Washing
ton anticipated the flrm market
which marked the close of 1921.
This unusual demand assures a de-
velopment of suburbs.
Trend Toward suburbs.
''of course, the trend of the home
owner for some time has been To-
ward the suburbs. AS each family
rhead takes his abode among the
beautiful subdivisions and outlying
districts he encourages his neigh
Dor, who likewise seeks the In
MIGRATING open, where vitality
strengthens the mind and body and
gives to the children the thing they
need most in life-breathing space.
There are many reasons prompt
ing Washingtonians to make a
home in the country. From an
economical standpoint II Is much
cheaper to pay taxes and carrying
charges on q home than constantly
tie.
great satisfaction in being. master
of your own home. where you can
enjoy undisturbed peace and rest
or a notice to pay more rent or
move. There is real comfort in be-
ing able to say, This is mine
The early buying OF lots Is
largely attributable to the fact that
to enjoy his home in the summer
OF a lot now, have his building
plans ready and his builder chosen
so as to begin operations as soon
as the weather breaks. ..
Modern Homes Sought.
The prosperous home purchaser.
as a general rule, Is looking for
the most modern sort Of house. In
order to md such a home already
built he must pay the prices asked
for structures put up during the
high cost of building era, although
occasionally 1t may be possible for
him to pick up q bargain at a
forced sale. e..
The best way to satisfy ones
desires and fully meet ones needs
is to buy a plot and build. The
homeseeker. believe. is beginning
to see things this way himself. He
figures that inasmuch as land has
not increased in value and building
costs have dropped about 20 per
cent since last year IL is more eco
nomical for him to put up a homo
of his own.
But in addition to the money
saving factor, there Is an intensely
human satisfaction in living in the
kind of home you have dreamed of
instead of in a structure cut to fit
some other persons idea of what a
saleable house should be.
There is little doubt in my mind
that all these factors, human and
are having>-a marked
influence on the suburban market
and that things are rapidly shap-
ing themselves, for an intensive pc
Rod OF lot trading"
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19

ing, feeding and sheltering the pop
ulation. Farmers certainly will not
buy heavily. but they must have
such foodstuffs as are not produced
on farms. as well as necessary
clothing. They must buy some farm
Implements. for even with the more
careful repairing which Is increas-
ingly practiced. q certain proper
comes unusabie. They will buy
some fertilizer. and they will buy
articles of convenience and even Of
luxury to some extent 81
Railroads have made notable
gains in economy Of operation, and
improved credit conditions have
definitely bettered their outlook. al
though trafiic is at present disap-
vomiting in volume. The heavy de-
cline in tonnage, serious as It has
been. has primarily been the result
of lessened shipments of coal, iron
ore and similar heavy commodities.
Reasonable buying of rails, cars,
and other equipment
may be expected during the current
year. - .-,- Il.
The year opens with promise Of
active building construction. With
gradually declining yields on all
classes OF Investments il may be ex-
pected that funds heretofore I'M
available TO the mortgage market
will be turned Into Construction
projects. 49,
Labor has not been liduidated
and building costs therefore are
still far above pre-war levels. and
are out OF limo with prices gen
orally. This condition operates
especially against building and con-
struction for production OF income.
but not SO heavily against indi-
vidual enterprises for personal oc-
cupancy, or public buildings and
public works.
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
Park Road Near 18th
St.SSI3,75O

This IL very attractive semidetached
brick house with 8 rooms and bath, hot :,
water heat, electric lights and ali ap-
roiutments lcf the. complete modern home.
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
EXPECTS RECORD
BUILDING YEAR
In UNITED STATES
Reports Indicate that 1922
Will Run so Per Cent
Over 1921.
REVISED TAX HELPS
January Building Contracts
In ~ States Call for
s166,32O,OOO -.

Builders throughout the country
are advancing new operations at
the rate Of 100000 a month.
Reports from all sections indicate
that 1922 will run at least SO per
cent ahead of the record-breaking
volume of 1891. In housings. the
average for the nation is As, per
cent of total building OUTLAWS in
comparison with 37for 1921. The
metropolitan district is surprising
its own big lead in residential con-
struction. scoring So per cent
against 81 last year. This shows
the continued triumph of tax ex-
emptlon on new homes.
Building contracts awarded in
twenty-seven Northeastern States
during January, as reported yes
terday by F. W. Dodge Company,
call for. s166320, 900. or 80 per cent
more than for the corresponding
month a year ago. Contemplated
undertakings announced in the
same territory call for $435,s59,00
Among contracts closed were $751;
72s.ooo reidential. s23,6si.ooO busi-
ness. $l9.6s5.0o0 Industrial. S1S.755.-
600 for public works and utilities.
<J4.26o,oo0 Metropolitan Work.
New York State and Northern
New Jersey closed contracts for
ss4,2s0,0o0, or $50 per cent more
than a year ago, with S35,330.000
residential, s6.420,o00 for business.
s4.724.e00 industrial. The contem-
plated work reaches 1855. 900.
That February Is going even be-
yond this volume is shown by
weekly reports. contracts for the
past week having involved $l4,1s2,-
900 in 240 projects, with 1s6 resi-
Dental at ss,337,000. while 37s con-
templated operations call for S13,-
B1s,9eo, with 27S residential at ST.
se15.0OO.
New England runs double the last
year total with S16.005, 900, OF which
s5,09O,000 is residential. S3.137.0 900
business. st,307.000 educational.
Projects announced, but not put
under contract, call for s43,77S, 900.
Middle Atlantic States have
started S24,237,00o projects. with
|s12.S49Io00 residential, s2,s69.0O0
business. s2.304.0O0 public works,
s2,2o5, 900 educational, s3.055. 900 in
dustrial. Contemplated work calls
Dfor s65.7s5.000.
Heavy Operations I'm West.
Pittsburgh and its ,environs score
|s25.ss6,o0o. housing taking 1885,
900, public works getting s4,973.000,
the rest going for business and in
|dustrial plants. Projects not placed
under contract call for S51. 404 200.
Central West builders have
signed contracts for s4e.zs4,s0O,
with s13.550,000 for housings. S.
$4,000 for business, s7.422,000 for
public works, s4.424.o0o industrial.
Contemplated work calls for S1zs,-
iS59.0OO. 49,
Northwest contracts involve So
O5S,O00. with $4,000 residential,
sS62,000 educatiopal. s674.060 public
works. There are S9,354,0OO con-
templated undertakings.
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
NEED MORE HOMES
IN new. YORK CITY
Housing Situation Is. Menace
To Public Health, Says
Expert.

NEW YORK. Feb. 1S.-"Our most
pressing public health problem Is
housing, and look upon the pres
|cnt situation as a menace to the
bnorsls and safety or the commun-
Fty as well as to organized govern
bnent.' said Health Commissioned
Royal s. Copeland. of New York,
yesterday, as member OF the san
ttation committee of the. fourth an
Enual own-your-own-hom exposi-
kion. to be held in the Sixty-ninth
Regime Mt A-mory. April 22 to 80.
New York will not be safe un-
bill thousands Of new homes are pro-
fided- There are $4,000 to 100000
more families than we actually
)hare room for-tucked in with
Pther families in a disgraceful way.
= know Of thousands of families
where twelve persons live in three
tooms. four sleeping in the kitchen
Every night, and these rooms are
bften inside, badly ventilated.
At know a group of $4,000 young
hen. married or who want to be.
bach with $500 to $500 saved and
ANXIOUS to build home. What bet :
Ter service can be rendered society
han to have $4,000 families an.
khored to the soil?
I'VE need institutions to provide
money for such builders. Mt is a
Sity there Is not an abundance of
honey available for building homes
By people who really. have enough
honey to make the start. No finer
ervice can be rendered than by
baking funds available for this
purpose. Every time. you build a
ouse into which family. moves
GU take pressure OF the masses so
here may be progression upward.
When hundreds Of small houses
ave been built, we can destroy
kisanitarv tenements which are a
isgrace to the city.
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
A Test for Wheel Alignment,

To test the wheel alignment Of the
front wheels. jack up both wheels an
equal distance from the ground and
spin them. While they are revolving
draw line on the center of the tread
Of the tires with a piece Of chalk.
Measure the distance from the line on
one tire, to the corresponding line on
the other at the height Of the hub, in
front and behind the front axle.
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
Northeast Location
$1,000 -

Brick dwelling: rooms and bath; fur.
mace heat and electric lights: very we'll
built home, only recently completed. Lot
p Il. by $50 TT; $1,000 cash. SIS a.
month. =. =.
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
Record Attendance at
Portland, Ore, Election

About 500 members Of the Port
Ind. Ore. Realty. Board gathered
b the annual meeting and elected
|mcers for thfs>year as follows;
president. A. r. Ritter: first vice
tesident II. G. Beckwith; second
ice president. J. H Msriels: third
zee president. J. Logic. Richardson;
fcretary. Paul A. Cowgirl: treas
Ter. D. Lee Paget.-N. r E. J.
The Washington herald. [volume] (Washington, D.C.) 1906-1939, 1922-02-19
Dallas Board Elects ~,
L. L. Bristol President

At the annual election l. L. Bristol
was elected president Of the Dallas
Real Estate Board for the year 1925.
The other officers are: F. K. Osborne,
first vice president; W. W. Fisher,
second vice president; B. NJ. Lind
say. treasurer; A. C. Bailey, secre-
tary. and Frank L. McNeny. ma
tional committeeman. The directors
elected are: F. F. McNeny, w. d.
Jones and E. C. Blesi.--N. r. E, J.
The spectator., 1922-05-23
Oak Hill Local

Oak Hill Local of the F. k. C. U. of A. 2l0. Progressing nicely we meet once a week with enthus- iastic meaning. We have quite number of members. We are working to try to better our con- ditionsiand we some day will win. Come all you non-union farmers and join us and we will win, The Union is for a good cause. Let each and every member put their shoulder to the wheel.
 We have members who regret that they did ..not join sooner. Come one and all. It is a very important order and should not be neglected. Our membership is growing but there is always room for one more.
 Committee.
The spectator., 1922-05-23
ITISSERlouS

0oase Ozark People Fail to Realize
 0Ao Seriousness of Bad Back.
 The constant aching of had back,
 The Weariness, the tired feeling.
 The pains and aches sf kidney ills
 May result seriously if neglected
 Dangerous urinary troubles often GolleW.
 Al 'Osssk etGizea shows you whai ts e.
 V. w. Jinkens, Prep. boarding 0uae. box 30l, says: "I know from - experience with Doan's Kidney U0lo that they can be depended upon eoe any kind of kidney trouble. The h1ney secretions were too frequent, AAghly eolOred and burned h pass oOn Dsa~'s Kidney Pills relieved all moso troubles and l gladly recon nonl tAen.'
 prlce eco. at al dealers. Don't GlmS1v ask for . kidney remedy-get nin's Kidney Pills-the same that -. ylDkns had. Foster Mllburp O. 111BU.. DplEale. N. |.
The spectator., 1922-05-23

The Commencement Exercises of the Ozark High School began Sunday when Rev. H. E. Wheel CT of Conway preached the baca. laureate sermon at the Method ist Church to a large audience. The Junior class composed the choir. their songs were well se- lected and their young voices and lively singing appealed to every one. Mir. Wheeler's sermon was most fitting and all who heard him were deeply impressed. He also preached at the evening hour, and in the afternoon he met the teachers and officers of the Sun. day School and talked on the i'm. portance of organized Sunday School work and teachers train- ing class.
 Pitt Chancey and Miss Floy Bess Moore were married Sunday at the Altus parsonage. Rev. Fryar. pastor of the Methodist church officiating. Her father. w. w. Moore, and her two sisters. Misses Connie and Ruth, were the only attendants. They left immediately for Ft. Smith where they will reside. Miss Floy Moore is the eldest daughter of Mir. and Mrs. w. w. Moore and is a young woman of pleasing personality. graduate of the Ozark High School. She has been very successful teacher in public schools of the county. Mir. Chancey is an employee of the J. R. Miller chain of grocery stores in Ft. Smith and before taking that position he has been successful in all of his undertak. ings. He has scores of friends around Ozark who wish them ali the joys and prosperity.
The spectator., 1922-05-23
Meg Items.

Eld. Waldrup preached at Oak Bend Saturday night, Sunday and Sunday night.
 Mir. Prim. representing Parker Brothers Nursery, of Fayette- vile, Ark. was passing through our country last week looking after the interest of the compan! and soliciting patronage.
 School meeting Saturday pass ed off very nice. One director for one year and two for three years and voted 8 mill tax for the years school.
 Clarence Smith at Meg started his grist mill last Satur- day and now is making meal for his neighbors.
 Peaches, apples and berries do- ing well SC. far plums and cherries are short infact there are but few this season.
 Oats looking fine corn doing well most all worked out cotton looking rather gloomy, weather being rather cool for it. some are fearing it to die out later on or cause lice to work on it. Mrs. Mantooth visited Mrs. Obar one day last week. Mrs. Obar visited her daughter, Mrs. Leona Kirby, near Etna last Sunday and spent a pleasant day.
 Otto Wilmington left tor Okla homa one day last week but will return and preach at Oak Bend next first Saturday.
 MT. Jasper Burcham is in on a visit from Oklahoma, glad to see Jasper.
 Hello Uncle Steno. We are all right yet and able to eat and get around slowly.
 We were at E. T. McGee's one day last week and bless my life how we did enjoy a fine dish of strawberries they sure were fine.
 There was quite a bunch of cattle passed going toward Charleston one day last week. Did not learn whose they were. Henry.
The spectator., 1922-05-23
Have Entered Auto
 Contest of Southwest

1 have entered the Southwest American Circulation Drive. If there is anyone who 1 can't reach personally would like to help me by subscribing or renewing their subscription to the Southwest American, please let me know at once. Your help very much appreciated. Katie Krulik.