Arizona republican., 1921-12-08

PH tions under which tractors shall be driven over them and the hitch re- quired for trailers. Such regulations we believe will greatly increase the life of the roads for which the tax payers have assumed such heavy ob- legations.
 County Jail
 The Marfcopa county jail leaves much to be desired even from an or dinary humanitarian viewpoint While the steel cages seem secure and up to date, we feel constrained to state that modernity ends there The sanitation, illumination, aera- tion and general arrangement are neither modern nor adequate. We recommend that cots be provided for all persons; that the amount of win ter bedding be increased and that it be washed or renovated more often than is at present practiced; also, that closer inspection of the quality of food served to prisoners by the contractors is desirable; that more wholesome food be provided; that a more frequent and systematic medi- cal inspection be instituted, especial ly as concerning communicable dis eases; and that intelligent segrega- tion should be practiced in the han ding of inmates with such diseases. We further feel that a jail in which women prisoners are ever confined should be provided with matron and we also recommend at the ear Hest possible moment steps be taken to provide means of segregating the juvenile prisoners from older crimi- nals. We note carelessneSs in the handling of visitors, they being per mitted to come to the doors of the jail without the presence of a guard and suggest a closer guard against the possibility of drugs, liquor or in- struments of escape being passed to the inmates.
 Banking Laws
 The various indictments which we have returned in connection with bank footing, and the thorough in- vestigations made in such cases have convinced us of the need of a systematic and thorough revision of our present chaotic and imperfect banking laws.
 In reply to a recent letter from one of our members asking for construct i've suggestions to the present state auditor, Chas. w. Fairfield, he re- piled by offering the following as among the definite improvements needed in our banking laws:
 l. The segregation of the banking department from the auditing de- partment and the creation of the of flee of the superintendent of banks either responsible directly to the gov ernor or to a commission appointed by the governor
 2. The limitation of loans either direct or contingent to any one firm corporation or individual.
 3. The limitation of loans to the officers and directors of a bank by the bank.
 f. A definition of what can be carried by a bank under the head ing of stock, bonds and securities and specifications of the class of se- curity subject to such carriage.
 5. That directors of state banks bt required to own. not less than Il shares of the stock of the bank; tha- meetings of the board of directors shall be semi monthly, in banks witl total resources of $500,000 or more; and monthly in banks of less re sources, and that failure to attend two consecutive meetings be cause for removal from the board.
 6. That a prescribed form of oatf be taken by directors and filed in tht office of the superintendent of banks
 '. That he capital stock of new banks shall be prescribed according to population of the community, sucl law to carry a provision grantir~ time limit of not to exceed IS months l for existing banks to meet such capi | tai requirement..
 | s. That discretionary power b | given the superintendent of banks il i the issuing of licenses to new banks l based on character, necessity, ct i cetera, with the right of appeal t l the courts in case such license is de nied.
 g. That immediately upon tn closing of an insolvent bank all as sets of the bank shou be vested in tn | superintendent of banks. I migh state in this particular connection that this is new law recent l passed in Arkansas. the necessity fo which is applicable to every stat in the union. The reason for this that the bank will often have assets such as deposit balances, in bank outside the state and as soon as bank is forced to suspend bushes the deposit balance will be attache iiu dppHeu OH lii6 lnUeDl0QHeSS the failed bank to the detriment ( the ordinary depositors.
 These suggestions of MT. F'airfiel we endorse heartily. and we cannC , urge too strongly the need for prom 1 action by the legislature, as publi confidence in banking institution usually well managed, is seriousl shaken by the reckless and crimin; operations of those persons whom W have indicted in connection wit bank wrecking within this county.
 Insane Asylum
 We hade a thorough inquiry in ! and inspection of the State Insa1 Asylum, and were very favorably in pressed with the efforts being mat to develop this institution aloI modern and progressive lines. The cleanliness of the institute is exceptional; the treatment of u inmates is intelligent and in line wi what we learn to be the best model