davidaulloa/AmericanStories huggingface dataset:
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09

Continued from first page)
as We could and gave as little as We
could for it.
THE spree is about over now. We
are having the headache of the morn
ing after We are going to get read
iusted shortly when we realize that
every individual has to readjust him
self in the process.
THE insurance companies have for
some time past been getting the re-
coil from the s0-called boom times
through which We recently passed
They are and have been paying I'M
precedented losses. Perhaps there
was a little too much zealousless in
writing insurance up to the limit o.
inflated values when things were look
ing up, creating bad moral hazards
when values dropped. Perhaps there
should have been a more vigorous pol
icy of cancellation when signs of de-
preston appeared Certainly there
vas a lot of careless underwriting
taking on Of undesirable risks ara
oveT-insurins Of risks. Losses inyesu'
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09

gated by my department show this and
our Investigations show that lot of
this kind of underwriting is still
going on.
No one is going to be too critical
of what happened during the boom
days We had had nothing like them
before. No one could know wha:
would happen next and there was a
lot Of chance taking. But from now
on conservative and discriminating
underwriting must be the absolute
rule Of the business. The companies
realize it and the public 10 going to in
sist upon it,
Here is where the cooperation
OF the agent is vital He is the main
spring of the whole business. for he
sells the insurance and oblgates the
companies. An insurance company
without agents cooperation would be
like kite without tail
ing a suspicious fire, with over-insur-
ance in each case There will be
more fires in this district unless the
companies cancel off entirely. Ever
adjuster on these cases agrees that
me tbiLlH ilIttS FHtulu tdII IlO Ions
in this district and that certain
aGont should be relieved of his com
missions. Today a report came to my
desk Of the loss Of l,G00 house, COW
cred by $4,000 Insurance. The deputy
wrote this note: Another case Of an
agent writing all he could without
looking up values This latter prac-
tiCe is a serious evil, and we have
50 many instances Of it that | fear thu
practice is too general for the good OF
the companies.
we find notorious characters who
are carrying liberal insurance, some
Of them cx-iirebugs Perhaps | had
better leave off the eX, as | am not
sure that there has been a reforma.
ton
These cases are cited at random,
They represent types which we are
encOuntering all the time,
Underwriting Of this character I'M
pairs the stability Of the companies
and strikes at the confidence of the
public, which is a vital asset to the
business 1t IS real cause of losses
Whom it is eliminated, losses and rates
will be reduced accordingly
This cannot be accomplished with
out the cooperation Of the agents. Dis
elimination must be practiCcd in the
selection of risks In the mad scram-
bic for business OverzCalous agents
oftCntimes bat an eye at condition
which if given careful consideration,
would not be entertained from an un-
flrruyritiup gtIudnoiut This sort of
a chance taking must be eliminated.
And the insurance written must con.
form to and net exceed values
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
ANNOUNCE PROGRAM
FOR ARMISTICE DAY

About twenty-five were present al
the annual meeting of the Ladies Aid
Of the Congregational church in the
parsonage yesterday. The following
were elected for the coming year:
President. Mrs. Felix Rowland. Vice
president Mrs. 7, h. Harrington; Sec
rotary, Mrs. c. p. Trowbridgc, Treas
urer Mrs. Henry Kohl
Light refreshments were served by
the hostess, Mrs, stephens, and the
women had a sociable hour making
plans for the coming year.
NJ. Engol has returned from trip
to Chicago.
At the open meeting held in Legion
Hall on the evening of November Sth,
the committee arranged the following
program for Armistice Day:
lO:5S-A bomb will be fired and
everyone is requested to face east in
remembrance of our fallen heroes and
remain in that position until the second
bomb is fired two minutes later.
ll,0O-A general rejoicing will take
place. Factory whistles blow and
bells ring.
12;45-Fall in for parade at corner
OF Broadway ana Main streets.
l;l5-Parade starts VIII march up
Main st. to washington, east 10 Rose
north to blutt' west on liIuh TO tlrst
south to CLARK, east on Clark to Main,
then disband.
I;4o- FlaE raising win selection star
Spangled TANNER by pand, at victory
stand at the Lead OF Nam street
where the following program WIN take
place capt j. d. McBride' CHAIRMAN
IN charge
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09

son, Post Mistress Cora Tisler and II.
+. Knott,
The following organizations viii
participate In the parade
Marshal of the day, s. r. Lewis
and assistant J. j. Becker, colors and
guards, William Sigler and assistants.
School children in charge of Principal
Mummart American Legion and all
eXserviCe men in "civies.", United
Mine Workers, carpenters, Odd Eel
lows and Rebekahs, knights of PythI
las and Pythian Sisters, automobiles.
G, A. r. and w. r. c., Gold Star
mothers, and the Red Cross.
Further information can be secured
by application 70 a. Phillimore or Roy
States. If the weather is incement,
the exercises will be held in the Colt
scum.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
Excellence in Art,

Excellence in art is to be attained
only by active effort, and not by pas
sive Impressions; by the manly over
coming of difficulties, by patient,
struggle against adverse circumstance,
by the thrifty use Of moderate oppor-
tunitities. The great artists were not
rocked and handled into eminence, but
they attained to it by that course OF
labor and discipline which no man
need so to Rome or Paris or London
TO enter upon.- billiard.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
LOCAL MARKETS
"a "a UTICA "a

Mrs. n. ] Cary was a Peru caller
yesterday
George Reynolds and f. f. Childera
attended the bankers banquet in Peru
yesterday
Mrs. Joe Trock and baby were
Spring Valley visitors yesterday.
Mrs. r. J Boyle and son Jack are
visiting relatives in Morris.
John Shelby William Morrissey
and Martin Waters Jr attended K.
{. smoker in ottawa last night.
Mr.. and Mrs. John Cosgrove. Ed
Hanley aud sister, and John Carlin
and sister attended the funeral Of
Nike Brennan in La Sale yesterday
mornins
Mrs. W F. Crosiar was an Ottawo
shopper Yesterday.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
Wants Friends To Call,

Cloid Winders is home from the hos
pital, where he was taken when his
left arm was so injured by the acct
dental discharge of his gun that it
had to he amputated, He is feeling
strong, considering his recent exper-
fence, and is taking enough interest in
life to wish to see his class mates, and
hopes they will call on him soon.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
At Bankers Convention.

p. J. Mahoney of the Farmers &c
Merchants Bank of this city, attended
the Bankers convention in Peru last
evening. City Attorney f. c. Van
Hoorebeke delivered an address be-
fore the bankers at Peru on Taxa
ton" Mr., Van Hoorbeke is a member
of the Board of Review, and gave an
talk
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
No Stinq To Il.

The Missionary Union Of the Congre.
gational church which meets on
Thursday, has sent out the following
cute invitation:
Altho you are busy as bee,
Want on Thursday your face to see.
hope no member we will lack,
So please don't turn your back,
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
Ship BY Auto.

A 5-ton truck. loaded with auto tires
for Peoria passed through here on
the Ivy Way. This is the first truck
trip on a regular line from Chicago to
Peoria
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
Now We Know Better.

A beauty specialist writes: "Bunions
and corns should he taken TO compe-
WHY'S been TO mail them.-BoSton
Transcript.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
BUYS kellouu Market

The purchase of the Kellogg meat
market was cOnsummated this morn
ing, Mr. Graham of South Bend, Ind.
having taken it over. He comes today
To look after the final detail invoic-
ing, etc.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
Law Of Niuht Shift.

The Certain-teed Corporation have
laid off one entire shift of men for
short time. They will run one shift
while doing repairs
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
Annual Church Meetina.

The annual meeting of the Congre-
gational church will be held In the
church parors this evening. full
attendance is desired.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
South Side Coal.

$3.50 per ION in two ton lots or
more. S675 per ton for single tons
and on the hill For prompt delivery
phone Black No. 6.
Manufacturers Coal On
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
Sell knic<srbocker House.

Tho house belonging to the Charles
Knickerbocker estate was sold yester-
day, and it is said the consideration
was $4,000.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
Well DriIIjnu.

Two machines will be ready at any
time to drill deep water wells. Prices
reasonable Call by telephone or
drop card to
]. d. DEFENBAUGH, Cornell, Ill.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09

GRAIN

Chicago market repor: furnished By
G. ". Kirby, manager Simons, Day
& Co, Room 312 Mooney Building
Phone 95.
Free trader-journal and Ottawa fair dealer. (Ottawa, Ill.) 1920-1927, 1921-11-09
ALTON MAN HEADS
INSURANCE AGENTS

Continued from first page)
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
FREMONT.

The popular comedy. miss Topsy
Turvey," was presented to a crowded
house at the new consolidated school
Saturday night.
Both plays, "Hazel Adams" and
"Topsy Turvey," will be put on at
Star of Bethlehem Friday and Satur-
day night of this week and at Mount
Manuel Friday and Saturday night
of next week.
We are arranging for big picnic,
barbecue and public speaking at an
early date, at which name will be
selected for the new school.
Miss Gladys Caudel and Mr.. Elmer
Killion, popular members of the "Ha-
eel Adams" play, were united in
marriage Sunday afternoon, Esq.
Jackson officiating. Our congratula-
tions are extended.
Mr.. Allen Mathis, one Of our oldest
and most substantial citizens. is very
low with dropsy at this writing.
Mr.. ]. F. Luker's daughter, Della
May, who was stricken with paralysis
several days ago, is convalescing.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
DRESS GINGHAMS
10c per yard at
PHIL HYMAN'S CUT-PRICE STORE

Mrs. Clarence Beck entertained
Friday afternoon in honor of her sis
ter, Mrs. Julian Harrison, of Detroit
Mich.
Misses Ruth johnson and Birdie
Jarrett, of Paduccah, are visiting
Miss Annie Margaret Mechanism
this week.
Mrs. Jess Wheeler and Mrs. G. F.
Ong, Of Jackson, were here this week,
Mrs. Ong remaining for a visit with
Mrs. Tom Brown.
Mrs. F. w. Pardue is very sick this
week. She was not quite SO well yes
terday as she had been for few
weeks, but it is hoped that she will
be better soon.
Mr.. and Mrs. p. Hyman and daugh
ter, Miss Rena, left last week for a
summer tour of Detroit, Cleveland,
the Great Lakes, Louisville, KY, and
a shopping trip to st. Louis and Chi
cago.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
The Commercial, Union City, Tenn.
FRIDAY, JUNE IT. 1921.
LOCAL AND PERSONAL.


Mr.. ]. R. Hughes. of Memphis. is
in the city.
Col. H. R. Field was reported very
ill yesterday.
Miss Annie Pitts has returned
from a visit to Trimble.
Mr.. and Mrs. ]. NJ. Forester leave
Monday for Dawson Springs.
Miss Marie Sedberry is in Laurel,
Miss, for an extended visit.
Hon. C. P. Wilson, of Troy. was a
visitor this week for the chautauqua.
-Roller-screened nut coal at I'm
ion City Ice & Coal Co.
Mr.. and Mrs. John o. Bennett, of
Troy, were in the city Monday even
ing.
Mrs. Rowland and Mrs. G. T. Hum
phrey were in Martin Monday as Wis
itors.
Mrs. w. H. Lancer left this week
for visit to relatives and friends in
Texas.
Miss Eleanor Spencer, of Memphis,
is visiting her sister, Mrs. ]. M. For
roster.
Miss Virginia Stuttgart is at home
from Danville, Va, for summer va
cation.
Little Miss Evelyn Shaw was Wis
itor this week with Miss Emlyn
Schleifer.
Mrs. Mottie Johnson, of Hickman,
is here as private nurse with Mrs.
F. w. Pardue.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
GOOD HEAVY BROWN AND
BLEACHED DOMESTIC
SO inches wide, 10c per yard at
PHIL HYMAN's CUT-PRICE STORE

The County Equalization Board
with members j. M. Campbell, Lea
man Browder, j. l. Caldwell, and
Brice Rome, is in session here at the
courthouse. Mr.. Williams is absent.
Mr.. Potter, the clerk il also with the
board in the work of equalization Of
county taxes.
DIR. F. M. McRee has returned
from Tupelo, Miss, where he at
tended the Mississippi State Confed-
crate Reunion. He was at Brices
Cross Roads and was called on for
an address to his old comrades who
served under General Forrest. He en-
joyed the trip immensely.
Sour belching and a burning
sensation in the throat is symptom
of Indigestion and indigestion leads
to serious diseases. Take prickly Ash
Bitters, it eorrects the digestive
trouble, purifies the stomach and
bowels and makes can feel good
Price s1.25 per bottle. Sold by all
dealers.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
BLEACHED DOMESTIC
81 inches wide, Sc per yard at
PHIL VANS CUT-PRICE STORE

Mr.. Waddell Jackson was in Mem
phis this week attending the funeral
of st. John Waddell.
Mrs. Mary Cole. of Huntingdon
was visitor this week with relatives
and friends in the city.
Misses Catherine and Frances Pra-
Their, of State Line, are in the city
visiting Mrs. C. v. Mcdaniel.
Mrs. G. r. Mcvay and little daugh-
ter, Genevieve, after a visit in the
city, have returned to Chicago.
Mrs. Geo. Bolts, Miss Florence
Bolts and Miss Jessie Callicott, OF
Rives, were in the city Wednesday.
Mr.. Arthur Shaw and family, OF
State Line, were in the city this week
visiting Mr.. and Mrs. L. HI. Lockhart
Mr.. Forney Arm is gradually i'm
proving in health. His friends are
glad to see him coming out again.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
TOBACCO'S FOES J
LOSING GROUND
Canvass Of 7,847 Editors Shows
1893 Communities Against
AboIishing Weed.
ANTS LOSE THREE STATES.
Utah, Under Mormon influence, Only
Commonwealth to Adopt Prohlbl-
tion Measure During Year.

as tobacco going to have Its scalp
added to the belt of the prohibitionist
beside that Of the lamented but as
yet not altogether late alcohoi7" is
the question asked by Carrot Smith
in an article In the current issue Of
Leslie's Magazine"
The writer reaches the conclusion
that while there has been increased
agitation and legislative activity on
the subject of tobacco following the
success of the drive for prohibition
Of liquor the efforts of reformers seek
ing to abolish tobacco have no general
support. This opinion is based on the
results of the questionnaires on the
subject sent out to newspaper editors
of the country by the Press Service
Company Of New York City.
The questions asked were:
~ Do you favor the enactment Of
laws prohibiting the personal use Of
tobacco by adults?
w IN your judgment uoes the soh-
eral sentiment OF your community
favor such legislation
(3) Is the use of tobacco personal
ly Objectionable to your
No arguments accompanied the ques-
tions and from their form 1t was Inn
possible for any editor to determine
the attitude Of the questioners.
/ Out Of 1858 editors questioned,
BAT replied according to the summary
given. These editors, It Is estimated,
represent a combined circulation Of
q, s70,Q4o. OF the 7,s47 editors reply
Ing, 1903, or o6 per cent, represent
public sentiment In their communities
as opposed to anti-tobacco legislation.
Only eco editors, or 8 per cent Of
those replying believed there was any
considerable sentiment favorable to
tobacco prohibition. There were 174,
or per cent, In doubt. while 20 failed
to record their judgment.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
Concerning Courtesy.

Treating a customer like rich
uncle, so that you may extract his
coin, is not courtesy-that's fore
sight.
Offering seat to the man who
enters your office is not courtesy
that's duty.
Listening to the grumblings,
growlings and groanings Of a bore
without demonstrating is not courte-
sy-that's forbearance.
Courtesy is doing that which
nothing under the sun makes you dc
but human kindness. Courtesy
springs from the heart; if the mind
prompts the action, there is a rea-
son; if there be reason, it is not
courtesy. Courtesy is good will
Only the generous man is truly
courteous-he gives freely, without
thought or receiving anything in
return.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17

QUICK MESSENGER Cove de-
liver small packages, messages, notes,
ETC., to any part of the city. Call
phone 240-J and have your packages,
etc., delivered promptly. 12-2t
CARLYLE KIRKLAND, Mgr.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
Hard work

Hard work acts unfavorably on
the body that is bilious or consti-
pated; producing low spirits, weak
ness and loss of energy. Prickly Ash
Bitters is the remedy that men use
as a system cleanser and invigorator.
1t creates energy, good appetite and
cheerfulness. Price $1.25 per bottle.
Sold by all dealers.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
WANTED.

We pay the highest market prices
for Country Hams, Meat, Lard Eggs.
all kinds of Country Produce. 5-yf
CASH GROCERY co.
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17
s IL P P E R s

We have hundreds Of pairs Of Ladies'
Slippers to sell for $1.9S. ALI our
slippers at reduced prices at
PHIL HYMAN'S CUT PRICE STORE
The commercial. (Union City, Tenn.) 190?-193?, 1921-06-17

Jack Dempsey coming to jim
mics Playhouse soon. Watch for
date.
The Washington herald., 1921-11-09

Continued from Page One
regard as wrongs. And IL these
rights are invaded her resistance
will not be limited to diplomatic
weapons.
But on the other hand nothing
is more certain than that Japan
Goes not desire war with the
United States. and has not the
slightest purpose to invade Amerl-
c?n ,ssessIons. She finds herseli
in position of isolation and OF
danger from which the sole escape
Is through composition with ths
United States.
Undoubtedly, Japan coPles here
Under conditions which are humih-
atiRg to a proud people, condltlohS
which put her measurably In the
position of the defendam. II
would require only a very little TO
arouse and consolidate nanonai
sentiment in Japan and abollsh al
hope of peaceful adjustment.
sees Advantage in Agreement.
But Just as no analysis of British
conditions can fail TO disclose the
fact that British interest Will be
hest served by success in wash
ington. so it Is manifest that even
at the price Of reasonable conces-
sions Japan Will be most adVan-
tagged bv a similar outcome.
Unless there is very great
measure Ct mutual confidence be-
NV cen Japan and the United States
throughout the whole episode the
Washington conference will not
only be failure. but a tragedy.
We are dealing not with the con-
ditions Of peace: we are dealing
with the materials out of which
war Is made. and Rhe deepest of
all causes of war. the underlying
root of the whole trouble, Is al
ways the distrust Of one people for
another. ..
The bottom fact in the world to-
day Is that no people has the
slightest desire for war or the
slightest reason to believe. as did
the Germans in 1914. that there
could be any possible profit In n
conflict. This is an advantage
which the statesmen in Washing
ton possess. Their handicap, as i
have said. is found in mutual dis
trust Rrowing out OF recent deeds
and words of statesmen and poll
ticians. The measurable removal
OF this distrust is a condition ante
cadent to success in washington
Success Involves Association.
There Is no successful issue of the
Washington conference conceivable
which does not involve some as
ISOLATION of the United States.
Great Britain and japan in the Far
East. some association based upon
mutual confidence and mutual rec
ignition of the interests CT each
and designed to assist in Chinese
rehabilitation. The greatest con-
ceivable triumph would be the
elimination of present opposition
and distrust. and the arrival at
some little basis for future con.
struction. Today q world confer
ence which made even a little prog
ress toward International solidarity
would be the greatest contribution
not alone to moral but to material
interest since the assassination a
Serajevo precipitated that world
anarchy from which we have not
vet -escaped.
The Washington herald., 1921-11-09
HARDINC'S VOICE
TO ECHO ALL OVER
NATIONONFRID
Tests Prove Ampliier
viii Transmit Arlington
Address to Millions.

Every test to date; of the teIe-
phone ampiihsr which is TO be used
on Friday to transmit President
Hardings oratien over the body of
Americas unknown soldier to New
York and San Francisco audiences
has proven most successful. AS q
result the President Is assured the
greatest audience that any human
ever before has addressed Not
alone viii the enormous crowds
gathered In New York and San
Francisco after what the President
says but everyone who gathers in
and about Arlington Cemetery will
hear every detail OF the program.
Under the direction Of Col. John
]. Carly, the admitted worlds great
est expert on: communications, the
American Telegraph and Telephone
Company has INSTALLED a loud speak
ing system fnF the cemetery. II was
tried out during the last few days
and for a time caused trouble TO
the chiefs of the experimental farm
OF the. Department Of Agriculture
lying along the river near the ceme-
terry. The voices seemingly coming
from the air awakened the super
stition of some of the Yfkers and
until they had explained to them
what 1t actually was they threat
encd 70 quit work. The officials in
charge Of the ceremonies on Friday
say that SOC, 900 people can be gath
cred into Arlington and about its
walls and every word of the Presi-
dents address. every syllable Of the
commitment service and every note
Of the singers will be hVard with
perfect clearness by all.
For more than month the work
of perfecting the long distance COM
munication system has been In pro-
eress. It now is complete and tests
have shown that IL worked even
better than had been anticipated.
On Armistice Day telephone engi-
neres will be on guard all along the
lines. of wire. Crews of linemen will
be on hand everywhere to make
emergency repairs should that be
necessary. The voice transmission
wires will be paraileled with wires
The Washington herald., 1921-11-09
What Congress Did Yesterday.

i 49,. .
TO DC United states attorney, north
ern district Of Iowas . number OF
army promotions and posfmnsterr.
Hiiis Introdueed.
Pomerene, 0hio-ro &reat. n court
Of internal revenue appeal.
Fletcher. Floridn-To extena the
franking privilege to commi.sioned
eiiieers of the National Guard, also
a bill making addItiohai appreprln-
tions for Improvement OF 4 channel
TO Tampa bay.
Lenroot, WIsconsin-For eonSer-
walton of fuel. f0cd and other com
moaities in Interstate commerce..
Poindcxter. Wnshingfon - Provid-
ing for q iightshf3 Mt Grays Har-
Cor. WASH; also for $4,000 600 nm
preparation for Immediate construe-
tion of approved reclamation prof.
Gets.
: Curtis, kansas--Num5cr OF bills
ON Indian affairs.
Jcnes Washington-J0int resolu-
ton providing for amendment tc
the Constitution so a. to give rep
t1-Sentnt.Dn In Congress- and the
Presidential ballot to the District
Of Columbia.