The Morning Tulsa daily world. [volume] (Tulsa, Okla.) 1919-1927, 1921-09-11

preparedness into which the average
man has fallen during the period OF
pay-enVclOpe expansion. Recently
IN large railroad town in the mid
die west occurred an incident which
* representative Of what has been
taking place all over the country.
y man Of middle age entered "a
bank and awkwardly made his way
TO the private office Of the manager
In the rear of the teller's cage, He
was not dcpositor but he had a
speaking acquaintance with the
banker, who knew him as "A foreman
or long service and good standing
In the big railroad shops
They had come into familiar con q
tact I'm the course Of the Liberty
loan drive among the shop workers.
I'm up against it," declared the
foreman. and | want to borrow a
couple OF hundred to get my wife
out of tho hospital, where she's had
an operation. ! don't mind letting
the doctors wait a while for their
phy-but when It comes TO the hos
pital bill. that's different. Just
haven't the nerve TO stavo that off. ."
What pay do YOU got?" casually
inquired the banker.
Two hundred and scvcnty-fivc n
month, sanswercd his caller.
And You've been getting that for
how long?"
About three years"
DO you mean to tell me that for
three years you've been drawing
S275 a month and that you haven't
anything put aside 10 take care of
an emergency OF this sort ?"
That's about the size of it," CON
f"ssed the foreman In n .tonc that
implied "A touch of resentment at
the manner In which the question
was shot at him.
seems to me- resumed tho bank
or rye seen you driving about IN
an automobile"
Yes. we've got car admitted
tho candidate for loan. Nearly
all our ncighbors have their auto.
mobiles. ] didn't get one until a
lot of tho men working under me
had bought cars. My wife wanted
one and it seemed to me that she
was as much entitled to that com.
fort as"
Don't shift the blame to your
wifcs shoulders interrupted tn,
banker. "Be honest enough to ad.
NIT that you were as crazy for .
car AS she was. Besides, met her
once when we were on the Red Cros,
drive and she looked to mo like :
sensible woman. or course thcr,
! are lot of cNtravagant wives, bu
| as rule, women are more careful
than men in family expenditure!
that's my observation"
But how about the loan?" Gu
/ In the foreman, who was CROWN,
| rostive. I'm getting good pay an,
can take up the note when 1
! comes due"
Sound Advice From n Banker.
Yes, you can" replied the banker
| but the question ~, will yC>
| There's nothing in the way in which
| YOU have handled your affairs thu
far to indicate that you will be il
| any better position to pay your not
at maturity than you are now t,
settle your hospital bill. Your
simply drifting. You admit that yo-
owe a doctors bill-which Is prob
| ably larger than your hospital bill
| The chances are that you're ais
behind with your grocer and othe
merchants.
III you had come in here and tot
me that you'd just awakened to tn
fact that you'd been n fool. tha
you were scared stiff at your stu
alton and that you were going to sci
your car and get down tn bed rocl
in your expenses in order to pull ou
of the hole, / would not hesitate al
instant about lending you $500 o
more. In fact, I'd lend you tn