Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1921-01-18
RED TRIANGLE OFFERS TEN
FINANCIAL COMMANDMENTS
\. VI. &. \. Economic Program En-
phasizes Points Essential to Indi.
Vidual and Group Success.

SIuuai ana Group Success.
Every successful business man has
oeen built on basis of coming out
ahead, not behind, nor just breaking
even, according to Arthur NJ. Eas,.
director of the industrial Department.
OF the international Committee of
the Young Mems Christian associa-
ton. To help the individual worker
to better himself and promote happi-
ness in business and home relations.
as the foundation of the economic
program the following ten command
ments have been drawn up:
| l. WORK AND EARN.
/ BE producer. Realize the import
ance OF your personal part in keep
ing the wheels of society turning.
Know the deep satisfaction of add ing
to the worlds wealth. knowledge and
comfort. This spirit sweetens ones
work and makes life worth while.
2. MAKE A BUDGET.
! Plan in advance so to spend every
dollar that you will get fullest re-
turn and greatest satisfaction for
every hour you work Money is simply
a counter-what you buy with your
earnings determines what you act
ually get for your services. Budget
spenders get more than do haphazard-
ers.
3. KEEP A RECORD OF EXPEN-
DITURES.
You can't expect to run your bust
ness of living if you keep track only
OF what comes in and merely guess
at outgo. Every sane business keeps
records down to petty cash" With
out such record you do not know
what you are working for Good
ness only knows where the money
goes" never helped anyone to get
ahead.
4. HAVE A BANK ACCOUNT.
Most financially solid folks pay by
check-payment and receipt in one
safer to transmit than cash. In
terest accounts guard money and help
1t grow. A good bank account is the
best of references. The mere act of
filling out check makes you think
before you spend. Money in sock
or pocket works for no one-money
in the bank works for you and for
general prosperity.
5. CARRY LIFE INSURANCE.
Wiping out worry about what
will happen to them" will increase
your present day efficiency and earn
ing power. 1nsurance-family pr, J.
tection-is an essential element of q
normal life. Modern policies provide
savings and investment and old age
security along with constant protec-
ton of the family.
6. MAKE A WILL
A properly drawn will insures that
what you leave will go to those whom
you choose. 1t is as it were the final
deed to all you possess. A will saves
court troubles, delays and expenses
for small as we'll as large estates.
With will you select your own
trustee to assist your dear ones. You
leave your business instructions when
you are to be away few days
leave such instructions in your Will
when you go on your long journey
Z. OWN YOUR OWN HOME.
A home is more than a house; i!
makes you an active partner in your
community, increases your self-re-
|spect and makes for family stability
Owning home adds to present-day
savings and comfort and secures old
age. 1t supplies motive that makes
saving easier and more pleasant. For
your children's sake start now to
own home of your own.
s. PAY YOUR BILLS PROMPTLY
Pay your bills on payday. II you
are paid every week, don't ask the
grocer to wait thirty days or more.
When you get goods on credit you
obligate yourself to pay the bill when
due. Every unpaid bill is mortgage
against your future time and work.
Money spent in advance means that
you have to work for something that
is in the past. Work for today and
for the future. Get square with
yourself. Pay and save as you go.
8. INVEST IN RELIABLE BONDS
War Savings Stamps, Treasury
Saving Certificates and Liberty Bonds
not only afford a convenient means
of saving but provide a guaranteed
security paying good interest. Own
something. Own stock in your gov
eminent. Help others to become in
vestors rather than mere spenders.
Keep your bonds--don't sell or swap
them without a bankers advice.
10. SHARE WITH OTHERS.
Life that is worth living is matter
of folks and neighborlness and ser
vice as well as of food and shelter.
NJ, ,o,p,oJ human beinp caO he COM