davidaulloa/AmericanStories huggingface dataset:
Cheyenne Wells record., 1921-11-03

Read the new advertisement of
Curtis & Son on another page.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

at o'clock Funeral services were
held Wednesday afternoon at the
house. and burial occurred fin silver
Brook cemetery.
County Agricultural Agent r. i.
Simanton. chief Of the Berrien coun-
~ farm bureau. after a brief trip
through the southern portion OF the
county is very optimistic over the
general appearance of the crops in
this section of the county. The re-
cent rains have been highly benefit
cial. and present indications point
to bumper crops in the entire dis
trict, he said.
Funeral services for the infant son
OF Mr.. and Mrs. James English. 99S
Broadway, who died after a brief
illness. were held Tuesday afternoon
at the residence, Rev H. #. Scherer
conducting the services. Burial oc-
CURED in Silver Brook cemetery.
The child was born April 26, 1921.
A meeting of Niles Chapter. Order
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

mite in the lakes. On the other
hand, the theory has been advanced
that some diseas is killing the fish.
The concrete road running from
near Dowa giac through Pokagon
and Sumneryville TO the Berrien-
Cass county line a couple OF miles
north Of town has been completed.
and r. c. Atkinson, road contractor.
has commenced the work Of build
ing an 1S-foot concrete road from
this place to connect with the former
highway. While the Berrien county
ndof the road is being built, mo-
florists going TO Dowa giac are ad-
vised to proceed north from Niles
on the Berrien Centre road and turn
TO the right at the Union church,
then 70 cross over and connect with
the concrete road leading to Dowa-
giac.
The four-months-old son Of Mr..
and Mrs. Charles Huncq, residing
at Bertrand. died Monday afternoon
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03
GUEST LIST GROWS
FOR ERSKINE EVENT
Honor Banquet to be Held at
Studebaker Plant Instead
of Oliver.

Revised plans for the dinner 10
be rendered Prest A r Erskine OF
the Studebaker corporation Monday
night BY his South Bend friends.
which change the place OF holding
the dinner from the Oliver hotel %
the dining room Of Studebaker plant
No. were made known Thursday.
The change from the Oliver hotel
20 the Studebaksr plant was made
necessary owing 20 the unexr ectedly
large number OF acceptances OF in
vtatons 10 the dinner.
Mgr. Andrew g. Weisberg and
chefs from the Oliver. assisted BY
chefs from Chicago, will have
charge OF the catering. The large
number OF citizens who have signi-
fed their intention OF attending the
dinner made il clear TO the arrange
ment committee that space accom-
modations at the Oliver would not
be ample, so the change 10 the
Studebaker plant dining room was
decided upon.
Miles OBnen, chairman OF the
entertainment committee for the
dinner announced Thursday that
those friends Of Mr.. Erskine who
desire to attend the dinner and who
may have been overlooked uninten-
uonally by the committee may make
reservations with J. Z. Neff at the
Union Trust Co. up TO Friday noon.
Many Notables Coming.
In addition TO Pres't Charles NJ.
schwab OF the Bethlehem Steel Co.,
the committee announced Thursday,
the prominent out-of-town guests
who will be present at the dinner
are J. B. McDougal, of Chicago, gov
ernor OF the Federal Reserve bank;
F. A. WetmoTe. Of Chicago. presi-
dent OF the Chicago First National
bank; ". A. Taylor, president OF
the First Trust & Savings bank Of
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03
ASKS PROBE INTO
KILLING OF FISH
Berrien County Organization
Appeals to Commission to
Investigate Cause.

Special 10 The News Times:
NILES, Mich, June 1.-The South
ern Berrien County Rod and Gun
club has asked the state fish COM
mission 10 investigate the cause Of
the slaughter of blue gills and perch
at Barron lake and at Clear lake,
northwest Of Buchanan, where num-
erous dead fish may be seen float
ing on the water. It is suspected
that poachers may be using dyna-
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

So general is The use % electricity
or a big ocean steamship that its
generating station is OF a size equal
20 that designed for the electrical re-
quireme1ts Of A city Of 100000 in
habitants
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

In Germany, widespread agitation
has begun for a national day OF
mourning for those who fell in the
world war. One Of the proposals sug-
gested TO the reichstag is that the
day of mourning be held on the
same day the peace treaty was
signed.
Japanese soldiers have increased
two inches in height on an average
since meat was included in their
rations.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

Of the Eastern star. for the purpose
az comforting degrees was held We'd
resday evening. The chapter was
honored by the presence Of Mrs. E.-s
SanEster, grand conductress Of the
Grand Chapter o. r. s.. of Michigan.
Mr.. and Mrs Howard PuEh. 206
Huron ST.. are parents Of a son.
weighing s pounds
The annual convention Of the
Michigan Federation Of Postoffice
clerks viii be held in Kalamazoo on
Monday. June GOTH
Mr.. and Mrs Vaughn Cornwall.
residing north Of Niles. are parents
of son, weighing 9 pounds
The proposition 20 bond the city
for $4,000 for the purchase Of
additional fire equipment 20 pre-
vent threatened increase In fire
insurance rates viii be submitted 20
the voters of Niles Thursday.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

one cubic foot OF teak woos viii
welsh moro than eighty mounds
"hIe cubic foot o. willow will
Solsh less than thirteen pounds
oak ana ja-rah are among the
heaviest woods. arrah is an Aus
ralian wood.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

Chicago. and Z. D. Hubert, of Chi
cago.
Accompanying Mr.. Schwab from
New York will come TO the dinner IN
honor OF Pres't Ershne, Herbert
Lehman and Phillip Lehman, Wad-
dill Catchings and T. 2. Delaheld
OF the Goldman-Sache firm Of inan-
ciers interested in Studebaker stock
II. p. Howell, vice president OF the
National Bank of Commerce, and
walter G. Allen. president Of the
Yale & Towne Mfg. CO. Of STAN
ford, Conn.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

NEWNfAN~s FASHION SERVICE IS EVIDENCED
BY THE NUMBER OF WELL DRESSED WOMEN
N THIS VICINITY.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

A sure test Of quality
merchandise is this: DO
you see it advertised con-
sistently and persistently?
IF you do, it is good value.
No sane merchant or man
ufacturer would continue
to spend good money ad-
vertising p oor merchan-
disc. When he urges you
to buy his product, he is
stalking his good name on
your satisfaction. And he
can't afford to losel
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

This is Frank White. new L. :.
treasurer, and his sig" You'll see
il on all the paper money soon
South Bend news-times. (South Bend, Ind.) 1913-1938, 1921-06-03

So read the advertise
ments-regularly. They
protect you against fraud
and infenonty. They tell
you what Is new and good
m a kin g you a wise
buyer. And they save you
money by selecting for
your consideration only
the best products in every
line of merchandise.
Advertisements are
written and printed for
your benefit. Make it your
habit to read them and
profit by them.
The New York herald., 1921-12-20

shall try to give you my viewpoint
las I see the situation, confined as
closely as possible to the three ques-
tions asked. However. in advance of
this. I might state that II is my opin-
ion that the statement of any one In
the retail industry as to the outlook
OF business Dor next year must be based
largely and almost fundamentally upon
the outlook and possibilities OF other
Industrial institutions. inasmuch as we
are merely purveyors and distributors
whose volume OF business depends upon
the wage earnings and profitable out
come of Industrial enterprises. There
fore with this premise. l answer the
questions as follows:
1t Is my opinion that the normal
prices of 1914 will not be reached. at
least during this period of changing
standards of merchandising. and /
doubt seriously whether we will ever
see a return to the prices of that year.
1t is my opinion that through de-
probation and shrinkages of inventories
through preceding periods the retail
prices have reached a normal stand
ard. based upon present wholesale
prices of commodities. and that this
under no circumstances represents an
AiAidliOi' tfOi 10 It. SuDIeSS " lbC othhiS
violent price changes 1t was subject to
throughout the last two years.
I believe II is conceded that since
year ago, through the process of cut
price sales and restrictions In purchases.
the standard retail stores In the United
States have SO maneuvered their stocks
on hand as to be purchasers IN the open
market to-day Of all the commodities and
that the retail prices on such commodi-
Tao =, rs,1ar hnt
gross percentage of markup ir accord
ance with the expense requirements and
local influences In each city. This.
coupled with the Seen competition be-
tween merchants. mas made for more
permanent standard of merchandising
and a safer method Of procedure by the
merchants in their own operations. as
well as In their relationship to the
wholesaler.
believe that an examination Of the
records of the retail industry will dig
close an excess In the number Of trans
actions over a year ago. denoting
activity In trading. and the greatly de-
creased average amount OF each trans
action prevents consequent increase
In sales over the sales of that time.
believe that economics are being
practiced and that the consumer is ex-
tending to the limit the time OF uurchas-
ing but. inaAmuch as the retailers are
sellers of the, necessities Of life It Is my
opinion that when the reaction sets in
and Industrial conditions generally be-
gin to improve the retailer will feel the
results Immediately In the Same ratio.
From reports we are receiving through
natural chanrfeis which we have for the
purpose we arc convinced that industry
is beginning to awaken. that employment
is daily increasing and that the spring
O uva RI ming
in business, both industrially and In the
retail trade. and, while we do not look
forward to a. great rush Of business. we
are sanely optimistic enough to believe
that the worst of the condition is be-
hind us. VICTOR w. SINCERE.
The New York herald., 1921-12-20
UNITE TO RESTRICT
LLOYD'S INSURANCE
Companies Here Complain
That British Concern Enjoys
Big Advantages.

Insurance men representing moro than
dozen companies. licensed insurance
agents and brokers met yesterday with
Francis p. Stoddard, Jr.. State Superin-
tendent OF Insurance, 1875 Broadway. In
an effort to work out plan for ending
their differences ana putting foreign
insurance companies on an equal foot
ing with American concerns.
Complaints made by marine. fire. cas-
ualty, burglary and surety companies
are that foreign concerns are getting the
best Of the American business because
they are not subject to State restric-
tions. taxes and assessments. The
charge Is made that agents and brokers
are violating the State law by selling
insurance to the foreign concerns oper-
ating here without license.
The protest Is directed mainly at the
Lloyds, Of London. That organization
has a big hold on marine insurance in
New York and has been branching re-
Gently into casualty, fire and Automo-
bile insurance, II was stated. Section
1899 of the Penal Code and Section so
Of the State insurance Law prohibits
CorpOrdtlonS uOiHS ouSIness ncte
without license. The Lloyds Is not a
corporation but an organization Of indi-
viduals and therefore does not come
technically within the law. These pro-
visions also forbid licensed agents of
this State doing business with foreign
corporations which are not licensed.
This is q twenty year old fight in
the insurance business, but has become
critical In the last year. insurance COM
panies complained. because OF the rap
Idly growing business of the Lioyds.
The London concern Is said to be taking
millions annually away from the Arneri-
can companies. The Lloyds pay no
taxes here. are not required to put up
large sums In bonds for the security of
policyholders, as are the American
companies, and have none OF the heavy
expenses for getting Insurance which
fall on the local companies.
The gathering in Mr.. Stoddard's Office
was turned into a committee with In
structIons to work out plan which will
be satisfactory to companies, brokers
and agents. Mr.. Stoddard said he would
ask the Legislature to amend the law as
soon as a plan can be evolved. When
amendments were proposed in the last
session associations representing marine
and other interests protested that to re-
strict the Lloyds would give the Ameri-
can companies q free field without COM
petition and bring about big advance In
the cost Of insurance.
THE meeting was adjourned for the
The New York herald., 1921-12-20

purpose OF affording the committee arr
opportunity 20 confer with their assoeia-
tions and develop plan to be sub
mitted at an early date" Mr.. Stoddard
said. The purpose Of the organization
OF this committee liz 10 make suTges-
tlons IN accordance with the public In
terest regarding the policy TO be followed
by the State IN connection with tho
business being transacted by the London
Lloyds and other unauthorized insurance
carriers.
There have been many complaints
made 10 the Insurance Department by
companies and brokers who have sur.
fered by reason OF the alleged unfair
competition OF unauthorized insurers.
and It is hoped that the plan TO be sA,-
mitted will indicate definitely how tho
abuses are to be abated."
Present at the conference besides Mr..
Stoddard were Henry Depew. vice-presi-
dent Fire. Marine and Liability Brokers
Association: Archibald G. Thacher and
A. c. Charles. counsel, American Insti-
tute OF Marine Underwriters Hendon
Chubb, Louis r. Burke and Douglsos 4.
Cox, committee representing American
1HsliNulc Oh hAflne OnuerWfiterS FRANK
l.. Gardner. president of State local
agents association Wendell p. Barker.
representing marine brokers; William II.
Hotchkiss, counsel United States Cas-
ualty Company; David Rumsey. repre~
senting marine brokers; w. II. Leboy-
teaux OF johnson & Higgins, Edward G.
Lunt. c. c. Nadel and w. p Learned.
Fidelity and Casualty; d. G. Luckett.
United States Casualty; A. Higgins.
Moses Tanenbaum OF L Tanenbaum.
Son & CO.. William b. Joyce. National
Surety Company II. w. Cluff, secretary
Burglary Insurance Underwriters Assoc
citation; r. r. Gilkey. secretary Surety
Association OF America J. II. Doyle,
National Board of Fire Underwriters
Floyd Dubois of Frank & Dubois:
Francis NJ Hugo, former Secretary Of
State. and Oscar Houston OF Harrington.
Bingham & Englar.
The New York herald., 1921-12-20

shipments. due TO improper packing.
the Merchants Association urges the
adoption Of the strapping system OF
packing. The value Of goods lost from
packages transported is said to have
exceeded $10.000.0O0 yearly. Advan-
tages derived from using the strapping
system are as follows: So-called con-
cealed losses are practically eliminated
by the use of wire or steel binding;
protected case Is safer in a shippers
packing room or in a consignee's re-
ceiving department. and II concealed
loss claims were greatly reduced In
number. there would be a corresponding
reduction In friction with the public
over the adjustment of such claims.
The New York herald., 1921-12-20
Gray Goods Quiet.

Little change was noticeable In yes
terday's local gray goods market
Prices remained Arm following the
slight upward trend In cotton, but buy
crs were apparently unwilling to COM
init themselves TO advanced buying.
Snles of printcloths of 1874 inch. 6i-60s
and 30 inch. 6S-72s were reported at
S% aud gas cents respectively. Sheet
fngs OF G.15 yard were bid at 6h, cents.
In the burlap market some business was
done In spots and nearby deliveries,
but little buying of any size was re-
corded. Gables from Calcutta reported
the dock strike as settled and prices
we're reported as generally unchanged
The New York herald., 1921-12-20
Report Linen Sale Progress.

Linen. according to dealers, Is getting
a very fair share OF this years Christ
mas trade. Last minute rush by tho
public for tablecloths. napkins and
handkercTiefs is proving welcome
boom to the linen wholesalers to in
crease the credit size Of their ledsers
before taking inventories. Jobbers'
stocks generally are reported az low.
with deliveries greatly delayed. The
latter phase of the situation Is said to
be causing many cancellations OF or
ders because demand Is for immediate
delivery. Prices have shown no change
in the last week
The New York herald., 1921-12-20
Prices of Raw SILK Advance.

Cables from Japan received yesterday
declared that the raw silk market was
fairly active and that It's prices had an
upward tendency. Double extra A and
Kansai No. / were quoted at 1850 yen
and 202o yen. respectively. the equiva-
lent In American exchange being 3s.21
and S7.e7t5. Business was done at those
prices. In the local market manufac-
turers are reported as operating con-
scrvatively. An increasing tendency to
buy more actively. however. Is notice.
able, particularly true With regard to
merchandising.
The New York herald., 1921-12-20
ELECTIONS AND MEETINGS.
fHE SECOND NATIONAL BANK
OF THE CITY OF NEW YORK
Irlffh No. KnrH Tiky
NeE York City

NOTICE Is HEREBY GIVEN that . sps.
eisl Meeting OF the shareholders OF The 9ss-
ond National Bank Of the City of New Yorx
will be held at the banking house OF said
Association. No. $50 Fifth avenue, Borough
Of Manhattan. City OF New York, on Thurs-
day, December 20. 1921. at II o'clock A. NJ
for the purpose OF voting upon the PROPOSE
t'on that said Association so into Liquidation
and be closed. and for the purpose OF rstify-
ing, approving and confirming any action
looking TO srch liquidation and TO tho sale %
the property and assets OF said Associations
and the assumption Of its liabilities, and anp
agreements relating 10 such liquidation. sale
or assumption. which the Board of Directors
may have taken or done. or which may have
been eutered Into, prior 20. or which may DO
submitted for consideration at. said meeting.
or any adjournment thereof and for the pur-
pose OF authorizing the Board OF Directors
and officers OF said Association TO do al
such further acts and things as may be nee
etsary or expedient 10 carry out and COM
plete the llquidatlOn, closing and dissolution
OF said Association; and for the purpose OK
uanrscting such other and further business
a. may properly come before said meetinss
VI any adjournment thereof.
Dated. New York. November 20. 1871.
BY order OF tho BOARD OF Directors.
n
The New York herald., 1921-12-20
AMONG THE MERCHANTS.
SILK Syndicate Sends Reply.

In answer to n cable from prominent
silk men OF this city to the Imperial
Raw Silk Syndicate and asking for a
release Of part Of its raw silk holdings.
n cable received yesterday stated that
about half Of the syndicate holdings
had been released and would be deliv-
cred up to the end Of February at buy
ers' options. The remainder Of the hold
ings, according to the cable. possibly
would not be disposed of for consider
able time and would be divided into
several lots and sold at opportune
periods.
The New York herald., 1921-12-20
New Binocular ON Market.

The smallest blnocular ever manu-
factured has been put on the market
and Is proving popular as Christmas
gift for men. The instrument Is OF vest
pocket size and Of four power reading
1t Ia easily adjustable for any focal
length and. In addition to having all
the sighting advantages OF larger bin
oculars. sells at low prices. 1t Is OF
German make.
The New York herald., 1921-12-20
BUSINESS NOTES
AND TRADE NEWS
Cleveland Retailer Looks For
ward to Broad Awakening
of Industry in Spring.

"H HE discussion OF business con-
ditions and prospects by Vic
- tor w. Sincere of the Bailey
Company of Cleveland. Ohio. which
is printed in this column. was pre-
pared In response to these inquiries:
VIII the 1914 normal Of prices ever
be reached again?
Do present prices of merchandise
speak of undue imitation?
What is your view Of the general
trade outlook?
The New York herald., 1921-12-20
THE HANOVER NATIONAL BxSK
u h. Oh. IL Nm. NarI
OF tnc ttty Ot WV hotk.
New YORK. Decemher iOth. 1921

New York. December io-h, 1921.
Notice iH hereby given that the annual
meeting OF the shareholders OF this bank Tor
the election OF Directors to serve during the
coming year and for the transaction of such
other business rs may come before the meet
Ing. will be held at the banking house. Mas
tsu and Pine Streets. Tuesday. January ioth,
1922. between the hours Of II o'clock A. ~
and IL o'clock NJ.
WILLIAM q. CABLE, Jr., Cashier.
The New York herald., 1921-12-20
Four Per Cent.
DIVIDENDS AND INTEREST,".
BARNET LEATHER CO

81 Fulton St, n. Y. c., Dec. 10, 1891.
quarterly Dividend OF one and three
quarters G%E) per cent. has been declared
upon the preferred stock of the Barnet
Leather CO.. Inc. payable January !, 1922.
20 stockhoder. OF record at the close OF
business December 30. 1921. Checks will be
mailed. NJ. II. HEYMAN, Treaqurer.
The New York herald., 1921-12-20

NpIlCE w ANN NJ MtEIlsNf of'
STOCKHOLDERS.
NOTICE rs HEREBY GIVEN that the reg
ular Annual Meeting OF the Stockholders OF
Royal Typewriter Company. Inc, for the
election Of Directors 20 serve the ensuing
year and for the transaction OF such other
business as may properly come before such
meeting. VIII be held AZ the principal office
Of the Company, No. 36l broadway. Borough
of Manhattan. New York City, on Tuesday,
January 3rd. 1922, at ~ o'c:ock noon on sais
date. c. J. HAGGERTY. Secretary.
The New York herald., 1921-12-20
TOBACCO STOCKS.
OILS.

Refined petroleum was unchanged. Prices
follow Standard white, New York export,
bbis., Sc. in bulk; 15c. II barrels and 1910. In
cases, Water white &c. In bulk, l6c. in bar
rels and 1910. In cases. Motor gasoene.
garages, 27c., steel barrels. Linseed OIL
75c. Calcutta oil, 65c.
The New York herald., 1921-12-20
small Holiday outer,vcar buying

Although outerwear statesmen coming
IN from the road report little actual
business In outerwear being done, the
opinion that active early spring buying
of Il will begin after the turn OF the
year prevails. Carry over stocks are
reported as small, which indicates, ac-
cording to the salesmen. that the 1922
business should show q very decided
increase compared with that OF 1921,
-shen the carry over was larger than It
had been in many years. Contrary TO
the situation existing in most other lines
OF business, outerwear manufacturers
and retailers have been able to liquldate
their stocks. witch should put them In
lire for quantity buying on a large
scale when the spring season opens up.
The New York herald., 1921-12-20
GUANTANAMO SUGAR COMPANY.

Tho Annual Meeting OF Stockholders.
schedulod 10 be held December IA. 1921, WAS
adjourned 20 December %. 1871, at 10 80
A. NJ, at u Exchange Place, Jersey City,
~ J., IN order that tho Annual Report for
year ending September 80. 1921. should be In
hands OF stockholders before the meeting.
GEO. ~ BUNKER, Secretary.
New York. December i5. 1921
The New York herald., 1921-12-20

OIL CITY, Dec. ie.--Credit balances -
Runs si.441. average 5<.18< Shipments
4e,57s. average 1850
The New York herald., 1921-12-20

Urge strapping Packing System.
In order to eliminate the great waste
incurred by loss and damage to freight
The New York herald., 1921-12-20
CHEMICAL STOCKS.
SUGAR STOCKS.
INT STOCK LAND BANK BONDS.

JOINT STOCK LAND BANK BONDS.
Yield
First J. q. L. B.--Chicago
bMs. Nov, 1851. op. '3i...io3 io3a so.
tJoint Stock Land Bank 5s.
May. 1850. op. '2s..... OF 90 yos
tJoint stock Land Bank Sc,
Nov, 1888, op. '2f. f......... ~ pa b.09
fNot listed on New York Stock Exchange.
The New York herald., 1921-12-20
BONDS
PITTSBURGH.

1000 1000 Com ed ist IS S44 S9a 81 S9I
The New York herald., 1921-12-20
ROYAL TYPEWRITER COMPANY. NC,
1854 Broadway, New York.

Dated. New York, November 70. 1871.
BY order OF the BOARD OF Directors.
CHARLES w. CASE, Cashier.