Evening public ledger. [volume] (Philadelphia [Pa.]) 1914-1942, 1921-08-02
PREPARE FOR WINTER
Legal Aid Bureau Chief Says the city
Should Get Ready-The Country
Insurance Men Meet-Direc-
tor caven and the Street
Cleaning
BY GEORGE NOX Mccain
DOMAIN C. HAssRICK is chief of Il


poor to seek advice from the bureaus at
torneys.
He tells me that his department is looking
forward with great apprehension TO condi-
ttons that are almost certain to occur the
coming winter in Philadelphia.
Without qualification he expresses the
belief that the city will experience one Of
the most trying winters 1t has known in
many years.
That Is so far as the unemployed and
poor are concerned.
ldentically the same outlook is visioned
in an interview by Commander Evangeline
Booth. head of the Salvation Army in the
United States. for New York City.
Whatever degree of suff,- ing is applicable
TO Philadelphia and New York may be
prophosied with reasonable assurance for
every other great center of population in the
country.
MR.. HASSRICK says that unless there
A'A Is an upward turn for the better before
fall. particularly with regard to unemploy-
ment and through lack Of adequate housing
for the poor. the authorities will be COM
noned to make arrangements for meeting
this condition.
''The greatest problem TO be solved he
said, will be that Of providing homes for
the hundreds of families who. because of
unemployment. are unable to pay rent.
The rapidly increasing number of cases
OF eviction and landlord and tenant troubles
that are coming to our attention now is
indicative of multiplication of similar
cases later says Mr.. Hassrick.
Unemployment. high rents. high cost of
fuel and the continued maintenance Of al
most war time prices for food and other
necessities will entail its consequences in
Philadelphia this winter.
1t Will be an error to delay action until
the crisis comes. The authorities should
begin at once to make preparations to meet
this emergency. Evcted tenants cannot live
in the street. Women and children must
not be permitted to suffer.
The city should at once begin to cast
around for large buildings and vacant prop
critics in which to provide shelter for these
unfortunates. declared Mr.. Hassrick.
MILLIONS of dollars were capering
A'4 around the campus Of Ursinus College
out at Collegeville last week.
Not literally and in the visible embodi
ment of gold and grecnbncks, of course, but
in the representative personality of men
who control these huge sums.
The Pennsylvania State Association of
Mutual Fire Insurance Companies was in
session for three days. 1t was their four
teenth annual gathering
Every corner Of the State was represented.
+. a. Hampstead was there from Mead
Vile, in the far West. George +. Saubel,
from York. represented the South; II. l..
Wilmarth, from New Milford. was there
liOIll INV -NDltl, Nllllt II. W llHlun bumDlpN,
Of Skippack; Arthur NJ. Eastburn of
DoyeStown. and n score of other lawyers
bankers and insurance men represented the
East.
They nre the big men of the Country"
mutual insurance companies
THERE has been m almost phenomenal
L growth of this class of insurance asso-
citation in the last fifteen years
The majority of them have outgrown their
swaddling clothes: the days when 100 or
so farmers got together and organized
dinkcy little company to protect themselves
against fir" and storm.
Great city insurance corporations have
MS rule, until recent years. fought shy
Of country risks.
The measure of protection against fire
WAS too low and this fact held premiums
at top notch. And they were not to blame
either
There is scarcely n county in the state
now thnt has not mutual fire insurance
company Some have three or four.
And you rarely. if ever. hear of one of
these companies failing Their expenses are
infntesima. They maintain no costly
offices. There are no high salaried officials
The heads Of these mutual country com.
panies are known personally to seven tenths
of their members. usually.
AT the out start these officials may not
be expert accountants or fire adjusters.
They are keen judges. however of the value
of farm property. That in itself is their
biggest asset.
They carry no protentious surplus They.
can usually be expressed in five figures. aud
that is the amount left on hand from the
latest assessment.
These country insurance men, like Hon
\. d. Fettcrolf, of Collegeville Hon. John
4. Lands. of Millcrsville; Hon. Il. G.
Iantz, of Lebanon, and Hon. T.. p G.
Fegloy. of Boyertown. have had political
and legislative experience
As matter of fact. men like these nre
n big asset to these mutual associations.
They are of the country, by the country
and for the country exclusively.
nIRECTOR FRANK II. CAVEN. Of the
- Department Of Public Works. has ad-
vanCcd ideas on III" subject Of street clean.
ing and rubbish c0lcctiOn
His plans for the erection Of dcstructories
for the ordoress cremation of street and
household refuse is evidence Of this fact
This is the electric Hge-the ".Tohnny-
on the spot era of efficiency
u IS the period when efficiency engineers
flourish and byproducts are the creators
Of greater wealth than the original article
of production.
notwithstanding rhiS the experimental
conclusion Of the Dir"rtor and his force of
engineers is that il Is greater economy 10
spend something lik" $500 900 for trucks.
wagons and horses with which to start II
6IN -Wlup htfeCN -'IehnIng program than TO
put the same amount Of money into costly
gasoline trucks, dump carts and auto ma
chincry.
a tremendous upkecp is the principal
argument against motor vehicles in street
cleaning.
With the construction of destructorics
long hauls necesstated by far distant dumps
will be- eliminated \ team Of horses for
short hNuls is NOR" economical than the
electric vehicle.
AT leNst at the present stage of dcvrop-
ment in street cleaning.
About 400 horses ar" required to keep
the city streets clean This includes teams
for the collection Of rubbish and garbnge
These horses are used to move twenty. one
flushcrs fifty seven trucks. 515 wagons,
100 machin" brooms and fifty sprinkerS
If the Department of Public Works went
into the auto ash collection scheme over
1000 motor driven vehicles would be re
quirrd to keep the city rrnn
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Tnce Sam is going to do what hc can
l,lI