Five Mile Beach weekly journal., 1921-06-24
FINDINGS OF A SURET1
COMPANY

J4EH4SJ anu btIOuSSSI surely SOmP"HJ
4 the world, the National Surety Com
pany
It'll business is guaranteeing that
4ke man or woman you employ will
not swindle you.
III He ought to know a lot about the
Facts in the east of human honesty,
N "The American Magazine" he
racAhtly told some of what he knows.
hl 4 lew of these are subjoined. I have
retained the idea always, and as far
g. possible the language, although l
have rearranged and condensed many
!, OF the sentences.
To Defaulters are usually the victims of
circumstances. Not one in seventy
starts out with the deliberate intention
of winding.
when they begin they call it dor
Mrowing," at the end they realize it is
\. stealing"
pK It's difficult to generalize on human
nature. Exceptions constantly occur.
stilI there is a dependable claw of
avera ges." On that law we do bust
pa a happily married man is about six
fines better a risk than a bachelor.
crank are never dishonest. The
4xVeird' person could be trusted with
the queens jewels.
il rery profane man is rarely a de-
faulfer. His protests against life
avaxbrate in language. They do not
\ soufsi inside of him.
y TIE big, fat good-natured man can
alm8st always be trusted. Worry and
dfssafisfaction cause defalcations.
F0reigners have a weaker moral
sense than Americans.
L YET the best risks in the world are
THE Chinese.
Among the Europeans the Hollander
ranks highest in integrity.
The Latin races run to petty embez-
when an Anglo-Saxon steals
Ezhe likes it all.
pebple of Northern races are less
|%pr0Be to steal than those of the South
Hern races, but they default more
Nheaxily when they do break over.
L So also, youth falls more readily,
I but age falls harder.
81 Any remittance man" is a poor risk.
b Back of most d~efalcations you find
Mlealigence on the part of the employ
Esre The best rule is: Trust men, but
them up; often, and at irregular
WlntefF ais.
. TIE best risk is the man most
watched.
-XX~fM 49,. h. Ar1.Cfad rrsfh0TIf hn-
n2 Matched, and an honest man will
- E~x<ravagance is the main-traveled
to ruin.
ATT it IS not true that surety companies
Iii refuse to bond any man who has
w veau guilty of previous peculation.
he Important factor is whether the
y ian Is really penitent and freely con-
|neAssses, and whether his employer
\ wan0xs the facts and is willing to take
ley sp q.
sThe man who saves money almost
Wever steals. You can safely employ
COD thfifty man:
IA man who dresses beyond his sta
on md is always trying to create the
(npression of prosperity is a poor
Isk<
So Is the man who has an %extrava-
liant wife or a luxury-loving sweet
NE The man with an unhappy home life
poorer risk than the man happily
larried.
We have to be very careful about
onding a divorced person or n with
fyorce pending.
won One of the commonest causes Of en-
ezzIement is speculation.
"a Boom country, one in which oil
ellis, gold mines or other sources of
-ldden wealth are promising, is a poor
lace for a surety company.
woman is a better risk than a
Mot one man in a thousand lives to
rrc rofE permanently from the fruits of
ubez element. 1t is always a losing
lars 3me-The Spectator, in the New
6rK American.