The Catholic bulletin. [volume] (St. Paul, Minn.) 1911-1995, 1921-01-15
CITIZENSHIP COLUMN
Chapter xll.-lnsurance.
LESSON /.
Q. What is insurance?

/. @. What is insurance?
A. Insurance is a means of shar-
ing each others burdens
2. Q. What burdens and worries
do most men face all the time?
A. The fear that through illness
or accident they may be unable TO
work, the fear of becoming old with
out means of support, and the fear of
being without work.
8. @. How is insurance carried on?
A. BY the payment into common
fund by individual men and women.
4. @. How does insurance help
those who suffer?
A. When any one who has contrib
uted to the fund is in trouble for any
of these reasons, he may receive pay
| ments from the fund
5. Q. If one is injured while at
| work, can he collect insurance?
A. Yes, in nearly all the States
there is a plan of insurance against
| accidents.
6. @. What does the injured man
receive in this case?
| A. He receives a part of his wages
and pay for the doctor and hospital
bills.
| z. @. What must the injured work
man do to collect this insurance?
| A. All that is necessary is that he
have proper papers made out by the
doctor and employer, and no fee
should be paid TO any one to collect
the amount.
8. @. In case of death, is insurance
paid to the mans family?
| A. Yes, and in most States this pay
ment is made to them, whether they
live in this country or not.
| 9. In States where there is no sys-
tenn of accident insurance, may the
worker collect any damages from the
employer in case of accident?
A. Yes, in those States the injured
workman may collect damages if the
accident is due to the fault of the en-
ployer.
| 10. Q. If it is necessary to employ
q lawyer in such cases, what should
the workman do?
A. He should take great care to get
a capable and honest lawyer and not
sign any papers that he does not fully
understand, without consulting his
lawyer.
| LESSON 2.
| l. @. How may a worker protect
himself against illness?
A. By the payment of a small
amount each week or month into a
fund for health insurance
2. Q. Do our States have a system
of health insurance?
A. No, none of our States have at
this time adopted this method of pro-
lection.
| 3. O. How may the worker carry
health insurance now?
A. He may carry it in a fraternal
or friendly order, in an insurance
company, and in some trade unions;
in some industries there are mutual
lsocieties composed of the workmen in
the shop.
4. @. How are these insurance or
CARNATIONS carried on?
A. Every member pays a certain
sum each week or month for this pro-
lection in case of sickness.
| S. @. How much insurance is
usually paid in these societies?
A. The usual pay is from $500 to
$500 week, and every medical care
is given.
6. @. Is it for a mans benefit to
insure himself?
A. Yes, the loss of wages and the
cost of medical care is so great that
every man ought to insure himself, so
that he and those dependent on him
may have enough to live on while the
sickness lasts.
Z. @. Why ought a man to carry
life insurance?
| A. Because he ought to leave
enough money to pay for his sickness
and burial, and some support for any
who are dependent on him.
| 8. @. How may insurance best be
carried at the present time?
A. In the fraternal societies or in
surance companies.
8. Q. May man insure himself
against unemployment?
A. Yes, if he belongs to certain of
the labor unions who pay their men,
bers who cannot get a job a certain
| amount each week.
| 10. Q. Does the Government pro
vide unemployment insurance?
A. No, but it tries to find work for
people through free employment
agencies.
| IL. @. Is there government sys-
tenn of old age insurance in America?
A. No, but plans are being consid-
cred in several States.
IL. @. Are there other systems OF
old age insurance?
| A. Yes, some of the labor unions
give their members. an old age pen
sion, and few industries do. Police
men, soldiers, fremen, and teachers
usually receive a pension from the
public treasury when they are old or
disabled.