The Columbia evening Missourian., 1921-12-12
INSURANCE OF
WAR SHOULD
BECONTINUED
Former Service Men Ought TO
Renew Their Government
Policies, Columbia
Agents Think.
COST is ONLY NOMINAL
They Offer Highest Degree of
Safety and One of Best
Opportunities for
Saving Money.

Former service men should BY all
means continue their government insur.
ance policies. That is the consensus Of
opinion among Columbia insurance men.
Former service men should ge; away
from the idea that they arc merely in.
suring their lives. Each is depositing
money in the siongest savings bank in
the world-ihe United States Govern.
mcnt, which he may draw. out any wear.
month or day." said one local insurance
man.
Too many former service men have the
idea that their insurance can be carried
only in the form TO which they were
accustomed during the period Of the
war. In reality. government insurance
may be had in any form Of policy
endowment. straight life. paid-up lie,
or any other desired form. The insur-
ance bureau has made complete and
thorough investigation and canvassed all
the types Of policies offered by the larg-
est life insurance companies in the
United States and has adopted and CON-
bined the best features Of all for their
own policies.
The government is offering insurance
at absolute cost;. it is given in lieu OF
pensions 10 veterans Of other wars. The
policy which would cost the young man
one hundred dollars a year in the
strongest company in the country. will
cost him only about sixiy.fivc dollars
by the government insurance plan, and
in addition. he is getting absolute safety.
One Columbia insurance agent said:
THE young man is apt to say, No
one is dependent on me; why should |
insure my life?' Does he ever stop to
think that in few years his parents,
his sister or his wife may be looking
10 him for support? In that case. what
would they do if the young man should
die. and leave no estate whatever"
If the young man cannot afford TO
carry the full amount, he may take out
a policy for five thousand, three thous.
and, even one thousand dollars. As
his income increases, he may add to
the amount carried, at the same rate
that he payed on his first thousand dol
lars. He may draw dividends in cash
on his payments, after the first. or may
allow these dividends to decrease his
future payments.
Any former service man may reinstaie
his policy at any time, provided he is
good risk, by paying the premiums
TOR two months on the amount he de.
sires 10 carry. Impaired risks-men
who would not be accep.,d for insur-
ance by any private company in the
United States, may reinstaie their pol.
icies by proving that their disabilities
were received in the line Of duty. and BY
paying the premiums neglecfed, plus
a six per cent interest charge on those
payments.
The hazards Of war arc scarcely great
er than those Of peace; nearly two hun
dred thousand persons in the United
States have died in the last ten months
as result Of accidents, disease, or
carelessness. The former soldier real.
lied the dangers 10 which he was ex-
posed during the war. and took insur-
ance to project those dependent upon
him. There is no reason for not con.
iinuing this protection, now tha, he has
returned TO the everyday world.
The Columbia agent for one Of the
oldest and largest life insurance COM
panies in the world said: "No former
service man should neglect the oppor-
tunity for carrying government insur-
ance policy. He is not only insuring his
life; he is saving money which he may
draw at any time in case Of need. The
cost of thousand dollar, twenty pay
ment life policy will cost the young man
less than the price Of fairly good cigar
each day. The government can carry
you with higher degree of safety, and
a smaller cost. than any private insur.
ancc company in the world"