The Parisian. (Paris, Tenn.) 1907-1962, 1921-11-04
CITY TO HAVE
new INSURANCE
RATE in MONTH
Underwriters Will Fix a
New Basic Rate In
December.
Property Owners and Ten
ants To Inaugurate
A Cleanup.
Buildings To Be Gotten In
Condition For Close
Inspection.

Advancing the necessity for O COM
pliance with the fire prevention rules
as a means of securing minimum
fire insurance rate, both in a gem
eral rate, and In individual rates,
In Paris the state fire prevention
committee presented the situation as
1t exists here before the city council
on last Thursday evening.
There was O good attendance upon
the meeting when representatives
from the two civic clubs of the
eity-the Rotary and Lions Clubs,
electrical engineers, insurance agents,
and others were on hand to partici-
pate in the discussion of the all-im-
portant subject, as they followed the
outline of Chairman r. W. Davis
and Committeeman Norman B. Berry
of the state fire prevention associa-
ton. These gentlemen brought with
them the individual reports of recent
general inspection made last June In
this city, showing the condition each
risk was found to be In within the
established fire limits, and the meas
ures recommended to be taken to
bring conditions up to an hundred
per cent,
1t developed, however, that each
individual concerned had been mailed
copy of the report previously, and
the superintendent of the city cleo
trio plant and Electrical Engineer
Thos. Nored reported that many of
the defects that had been noted had
been taken care of already upon ap-
plication of the property owners and
lessees 1t was decided to send the
budget of individual reports back to
Nashville to Gull out the completion
reports on those that had received
such attention. The remaining re-
ports will thereafter be sent here,
and the city council WILL with the
cooperation of the civic clubs inaugu.
rate a campaign looking to a COM
plete compliance with the suggested
remedies,
1t developed at the meeting Thurs
day night that~Paris has not had
a fire insurance rating since 1919,
and further that the state depart
ment was now preparing to make a
new rating some time in this coming
December. 1t is therefore, all the
more important that a thorough cam
paign be inaugurated looking to
minimizing fire risks in each and
every building within the fire limits,
and when it becomes known that
the horizontal or basis rate will be
founded accordingly, it is thought
full cooperation will be given the
council in its unselfish effort to at
tain lower basic rate. With this
accomplished, every separate policy
of insuranoe-first based on this
horizontal or basic rate-will he ac-
corded a rate thereupon according to
the hazard of the risk, if any such
hazard over and above the normal
basic condition. For instance, the
better shape building is in to pre-
clude combustion or fires and the
better shape the layout is for fight
, ing a fire should one originate, the
better rate and closer to the basic
rate will such individual policy be
written. 1t, therefore, behooves each
and every property owner and tenant
to have his house in shape, for the
inspection .may come any day, and
it is a matter of dollars and cents,
so-to-speak. Premises should be gen.
orally cleaned up, all waste paper,
rags, garbage, and other combustible
material removed, electric wiring put
in proper shape. etc, 1t is not neces-
sary to wait for the report on the
condition In which each building
was found, but a general cleaning-up
| Is essential, The city garbage de-
partment will cooperate. and a thor
ough campaign inaugurated and car
ried out.
Within the course of the next few
weeks the city will adopt new fire
ordinances and building regulations,
to lie based on the recommendations
of the state department and this
should have a further effect in reduc-
| ing the minimum, rate for the basic
rate, coupled with the new improve
ments in the city's fire fighting ap-
paratus.