The Telegraph-courier. [volume] (Kenosha, Wis.) 1888-1946, 1921-01-20
CLUB APPROVES
BUDGET SYSTEM
Mrs. Clara Ingram Judson
Addresses Members OF
Catholic Club.
SINGER DELIGHTS CLUB

January meeting of the Catholic Wom-
ans Club at the Elks Club Saturday
afternoon and, since, various phases
of housekeeping affect everyone, there
was an exceptionally large audience Of
members and guests to hear Mrs. Clara
Igram Judson of Chicago.
The business session and musical
program preceding Mrs. Judson's ad-
dress were also most interesting The
slate of officers for 1922 was an
nounced by the nominating committee,
headed by Mrs. Otto Scholer, and will
be voted upon at the February meet
ing. Miss Bernice Hughes, president
of the Catholic Instruction League, ex-
planned the purposes and activities Of
the newly organized local branch
which is an enlargement of the educa-
tional program supported by the Cath
Ollie Woman's Club during the past
five years The meeting in Milwaukee
at which a Milwaukee diocesan coun-
Gil of Catholic club women was form
ed, was reported upon by the Kenosha
delegates. The club members unani-
mously approved the state drive for
S5,000,000 for the maintenance Of
Catholic institutions of various types.
The music for the afternoon was
furnished by Joseph Keyser Of Bur-
lington, the young singer who was ac-
claimed at the 1920 convention of the
Wisconsin Federation of Music Clubs
in WATERFOWL. He offered group of
old-fashioned melodies which acquired
a new significance and charm in his
rendition. His voice is mellow and
clear and he sings with an ease which
makes his appearance delight to
ears and eyes. Undoubtedly he will
be brought to Kenosha again.
Mrs. Judson is prominent as lee
turer and author. She has had pub
lished series of ten juvenile books.
The list will be supplemented during
1921 by the publishing of four addi-
tional books. She is the author of the
"Mary Jane" series for girls. She
writes for Youths Companion and St.
Nicholas. Her more serious works
include the writing of articles for re-
ligious and business magazines. She
also writes feature articles for a New
York syndicate and a Baltimore syn
dictate.
"The value of budgets is evident"
Mrs. Judson said, when we consider
that 300 of the money earned by men
is spent by women for the finished
products. Twenty million dollars per
minute is spent by American women
every hour in the day, and each day
in the year. Budgeting leads to
straight thinking, efficiency and thrift.
By thrift mean getting what you
want for your money but be very sure
that your wants are wise. Since every
woman either inherits or is married
to housekeeping, the problems of
thrift on that particular subject are
most interesting. We have plans for
everything else in life and should have
a definite plan for the expenditure of
money. To. air economy is not dis
grace; this is an age of specialization
and economy is phase of this special
ization rather than badge of made
quate funds to meet the household de-
mands.
"My budget system is one upon
which I have worked for years and
which has proved very successful. 1t
is grouped under seven divisions and
several subdivisions. The grouping of
expenditures is the best plan.
l. Investments-mo saved in big
amounts; money spent for life insur-
ance; new equipment which enhance
the value Of the home and make for
comfort rather than adornment, such
as sleeping porches.
2, Operating expenses of physical
home-rent; taxes; interest; tele-
phone; light; fire and burglary insur-
ance: service. The operating expenses
on an income Of $4,000 year, under
present circumstances should repre-
sent $3.50.
8. Food groceries, dairy products,
meat. The meat and milk bills, if one
would live properly, should be equal at
the end of year. Most wives cook
but do not feed their families which
is proved that 800 of malnutrition is
found in the upper and middle class
families.
A. Clothing new clothing for each
member of the family; upkeep, repair
and cleaning.
5. Advancement-tui for music
and dancing lessons; educational club
dues; books, magazines, papers; char
ity; church; gifts.
s. Personals individual savings by
each member of the family; money
spent for meals away from home.
z. Luxury money spent for things
which are not essential or conducive to
health or efficiency, travelling expenses,
theatre mot lectures), entertaining,
candy, smoking, etc A correct bud
get shows at the end Of the year more
money in the savings column than in
the luxury column"
Mrs. Judson advocated bi-monthly
allowance for children so that they
may become accustomed to the budget
system from childhood.
HIS OPINION.