davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1921-03-20
Hunting for Investment Bargains

Question: wish to invest in a bond or
10 m. lew shares Of some high grade secur-
ny and am seeking the highest return
consistent with reasonable safety. At the
same time. however. l have been endeavor-
lng 10 determine what securities Of this
class appear TO be at fairly low price
leyel lWytt even In the present low market.
cred American Telephone and Telegraph
collateral 6s International Mercantile
N Marine IS, United States Rubber IS, 1s47,
ana central Leather preferred under
stand stand that all OF these securities are en-
titled to high ratings, particularly the
American Telephone and Telegranh and
International Mercantiie Marine bonds aha
Ine International Mercantile Marine bonds
~ appear '..,, 20 me to satisfy my requirements
sucn Low level for a presumably high
grace issue that l am wondering If there
Is some factor that l am overlooking I
w, Wouio 'greatly appreciate your advice on
receive your general Recommendation as
regards the selection of one of the securi-
ties have named or OF any others which
may occur. TO you as being better suited
to my needs.-E. U.
Answer-Of the securities you name
we think that American Telephone and
Telegraph collateral trust IS deserve
to rank first. We think that the In
ternational Mercantile Marine bonds
are selling at somewhat lower prices
than their security justifies because of
the present uncertainty in regard to
ocean steamship competition. We feel
that the Swiss IS are selling at an at
tractive level. Evidently you have over
looked Central Leathers 1920 report.
which was not good. United States
Rubber has weathered the storm rath-
er we'll. Its business is diversified.
New-York tribune., 1921-03-20
DIVIDEND NOTICES
The American, Asriculll
Chemical Company

A nuarterfv dividend of eae 1se &
hsif psr cent eis*ss) . thsss,
stock of this Company :! re; ~ y r.
declared parable April Is. lss,s q -
holders of record af the ctses = s.,ld
on MeHdny. March ~. 14Sl -. ~ :
fsss, - ths Ccnnsss steek ~
6sen declared payable n Conl.S p 4
In scrip conrertlb3e tnte Cenll
mar en- April IS. 194lt - s,e,z5e
recort a. tho close " eu4i z s553 4
March ~, 1891. 81 - =
New-York tribune., 1921-03-20

Questiess " gcMsydl iAtsrest e. In
vsstsrs will 30 d,sssUersd IN this cel-
wsssa, u spkich cess only Initials ssill
~ used. 0thsYs will be 6newcyed By
NsasL Addvess az tmq,tirsies, i,sclos-
tsr stamped, uddrsssed envelope, 20
Financial Editor, The TrsbMne. 1Sl
Nessou Street, NsW York CITY.
New-York tribune., 1921-03-20
THE LIBERTY NATIONAL RANK m

Notice t. hereby given that at ! moot
Ing Of tho shareholders OF The Lfb,rty Na-
tionaI Bank Of New York, held ,r March
!. 1921 tho Plan. dated E'ebruarysr. 1881,
providang for the merger OF the said Bank
INTO The New York Trust Company was
approved; that in order to carry out such
Plan, Il Was voted to iiquidate said Ma
tional Bank. and re-incorporate a. = state
hank under the name Tho Liberty Bank
Of New York. ana that upon the orxaniza-
ton OF said State Bank proceedings Sc
taken to merge scfd State Bank with The
~. WAI.z. Cashier.
New-York tribune., 1921-03-20
Seeks Long Term. Safe Issues

Qucstion---I write to ask if you will
please give inc list OF some high grade
long. term bonds that are not caliable.-
r. W.
Answer The following are some high
grade long term railroad bonds which
we consider safe: Norfolk & Western
Improvement and extension 6s, due
1884; Southern Railway consolidated
bs, due 1894; St. Louis Southwestern
first As, due 1889; Atlantic Coast Line,
Louisville & Nashville collateral As, due
1862, and virginian Railway first IS,
due 1862.
New-York tribune., 1921-03-20
Baldwin Locomotive Preferred

Question Would you consider the Bald
win Locomotives Company preferred I per
cent stock safe investment? Has the
company good record as to earnings.
tell. II. G.
Answer Baldwin Locomotive pre-
ferred stock has paid its dividends
regularly. its earnings are large, and
we regard it as . good investment.
New-York tribune., 1921-03-20
NOTICE OF STOCKHOLDERS MEEs's
THE LIBERTY BANK OF NEW ~
100 BROADWAY

l2o BROADWAY
70 the Stockholders Of The LibsSis 0s's !:
A special meeting Of the stockno!seI3 II 4
Tho Liberty Bank Of Ne" 1csA r No y
held at the Office of the bAHAs Asssyrh =
Broadway. New York City. on ms,ss ~ psls
1921. at 1890 O'Clock g. M. Ios 1900 s.S \:
pose OF voting upon an agreement . vorf ~
tween The Liberty Bank o. new wss,,rsusn&ff
the Banking Law Of the State q NsN X :
for the merger OF The Libsrtyy yy~,,es1 CoS3
New York into the New YORK tss's
m. transfer books OF The Liberfy. - s2
OF New York will be closed - sas ssrssed s,sd 4
business March 20. 1921, ara reSsS ,SsS
the opening OF business April I; = "a sis<aafd Y
BY order of majority OF tnP
HARVEY D. GIBSON. PIse'' s
FREDERICK W. WAl4ls stssSi
Dated New York. March -. .3f,
New-York tribune., 1921-03-20
Woman to Exchange British Bonds

Question: have two 81, 900 United King
dom bonds, selling around soia. They ma
ture in November. I am inclined to sell
bonds, railroad or otherwise, preferably a
long term bond now selling below par in
the Cos or 10s. What do you suggest !?
What do you think OF the New York
Westchester & Boston Railway bonds?--
Miss A. Il. NJ
Answer-The New York Central
Michigan Central collateral trust 3a
per cent bonds, due 1898, selling at
around 63, would about meet thes re-
quirements which you specify. The
Westchester issue depends on the
guaranty of the New York, New
Haven g. Hartford, and the weak pres
ent position of that road makes the
issue speculative, in our opinion.
New-York tribune., 1921-03-20
Doesn't Want to Lose q Cent

Kindly let me know what to
60. az ! have saved $500 of hard learned
where cannot lose cent should i buy
tne Liberty Loan bonds of the second issue
per cent. which anatures 1898 or 1912.
at y Or should take q chance In a rail.
road M bond OF the Atchison Topeka 4 Santa
re Kailroad first mortgage. due 1865 As
At g which one Is the. safest PC. S.
Answer-We do not think you will
lose cent on either issue, il you buy
and hold. Libcrtys are in class byl
themselves as to security.
New-York tribune., 1921-03-20
Investment Information

Hudson & Manhattans to Pay 2 r. C..
Question Can you tell me IL tho Hudson
Manhattan ndtustment income bonds
Answer--The Hudson & Manhattan
adjustment income 5s, 1867, are not
paying intcscst. A 2 per cent payment
has been declared, however, payable
April | next.
New-York tribune., 1921-03-20
BarnsdalI Corporation Securities

Questicn-Will you kindly give the writer
any INFORMATION you can in regard to
barnsdall Corporation stock, also their
Answer-We consider the stock Of
the Barnsdall Corporation, which is
holding company for oil producers, gas
companies and some public utilities in
about fourteen states, as speculative.
but attractive. We consider the per
cent bonds, due 1881, as a good semi
speculative Investment for business
man.
New-York tribune., 1921-03-20
smelters Preferred and Preferred 4

-, Owe ouestion--About six months ago. in COM
menting upon the preferred issues OF the
American Smelling Company, you said that
the drop IN prices was due largely to GEN
eral conditions and especially the conner
situston Since then the controvsrsy arose
eests. which probably contributed to the
further recessions. Do you regard the pre-
ferred issues at present prices a business
mans investment and is there any advan ssn-
tage, Ia 10 one VINO intends It as a permanent
per cent because It has prior rights to
preferred A and gave my proxy to the
Guggenheins Am now tempted to buy
100 more OF either of the preferred stocks.
A. d. M. -
Answer-American Smelling and Re
fining preferred and preferred A issues
are selling at practically the same
yield level. Therefore, we think AZ
long as it costs only about one-renth
Of ! per cent that the priority of divi-
dends is worth having, Either issue is
a good business mans investment. in
our opinion, and the current report
shows the common dividend earned.
New-York tribune., 1921-03-20
FINANCIAL

THE LIBERTY NATIONAL RAgK m
NEW YORK
Tho Liberty National Bank of Nav
York. located at 100 Broadway. New Yortx
City, In the state OF New York. il ciosine
its affairs. All noteholders and other
creditors OF the association are therefors
hereby notified to present the es and
other claims for payment - -
s. ~. WALz. ca.hfey
New-York tribune., 1921-03-20
Steel and Tube Unseasoned

Qnestion--Is the preferred stock of The
steel and Tube Company of America a FAIR
investment ?--J. r. $.
Answer Steel and Tube Company
has paid the regular dividends on the
cumulative preferred stock since 1919.
The company was organized in June
1913. We do not consider the preferred
as sufficiently we'll seasoned to entitle
it TO high investment rating. The
company recently sold an issue Of
bonds. the interest on which is fixed
charge, coming ahead of the preferred
stock.
New-York tribune., 1921-03-20
DIyIDENE NOTICES
DRlVER=HARRIS COMPANY
HARRISON, n. j.
Notice of Quarterly Dividends
Preferred SfnrH nsxy;L~,l NJ -

Preferred Stock Dividend No. "a
The Board of Directors, at
meeting held On March 7, 1921,
declared the regular quarterly,
dividend Of one and three-auar-
ters per cent (1s4go) ON the OUT
) standing preferred stock, for the
quarter ending March 81. 1921.
payable on April !, 1921, to stock
holders OF record at the close of
business on March 26, 1921.
transfer books will close from
March ~, 1921, to April /, 1921,
inclusive Checks will be mailed.
?. e. REEVES, Treasurer.
New-York tribune., 1921-03-20
Canadian National Railways rs

Question: have been asked to invest
$4,000 by a friend; have selected Canadian
NATIONAL Railway Is 1888, Bell Telephone
Of Pennsylvania Is 1885. Middle West Util-
tiles Company twenty-year 8 per cent OF
these three which would you suggest buy
ng?-J. s..
Answer-All three Of the securities
that you name are sound, but we
should rate the Canadian National
Railway Is, secured by an equipment
trust on equipment of the Canadian
government railways, first in security
with, however, the Bell Telephone of
Pennsylvania Is a close second. The
Canadian Railway is mature in 1895
and Bell Tclphone in 1945. Your util-
ity bond is not bad at all, but we think
it best to start your investment buy
ing with bonds of the other types.
New-York tribune., 1921-03-20
Standard Oils
Other Oils.

Ssies. Ssdes - .u,a,, on Open. High Low. Last
500 .fHosw sfds'ss Oil. i lisa T. l5sa 1lss
G5 "Carib Trad. Il lS 14 IL =.
zoo scol Emerald. .s ~ ~ 2M
700 "Dennv Oh. x
300 sIllk Bss Pet. -
200 "Icmerch . Co IN ~ ~ -
1000 Engineers Pet 1SHs I1s
1920 aTay Petrotrn q e * i
sSS sSS Federal scsisnsdo oi ~, =: "a II ~
5000 sGuf Gil o cm 11ia 1l@ leg ii
1000 600 Hudson IA iarm OF. III. !. Z L I,
stse iSs s!assss MssseasDe pss I'll i i ~ i tA l4*
1900 Mexico On. l1s rs IL IA
1900 +Midw Texas. s y q Is
1S sPanh Pet pf. 81 Ct 81 81
so .Ry9a .RSsn z Con asn. IL II IL * * 1Mas M
900 ssalt Cr tnw). / 1l1s II liz
Is Is .sineiair pf... ssA ss3s ss,s ss1s Z
1929 100 sKelly Oh sh s,a sa s,& ~
500 .,rexon o s i II ii III
! 400 tIJn Royalty. 2ls 2i4 2M 2M
1859 sss :ys :g's,5sis assss oli. Rs' i I { +
IS ;ss :WssSSp's y 81, 5,.a...' 81 X i i i i
Mining
sA'ss. ass Ala.na,B L o0ss- I High 1os. Last i
1000 sAtlas Gold. 10 10 10 10
ssoo .tBel Elk tapo sA az
100 Big ledge Is IL Is -
10000 tf8ost & Mont 81 81 65 67+
3200 sfCaledonia IL II II IL
1900 sCandelaria S. IA 15 IL Is
ssss sss csa esa- :as'S 1lr s,ivsr tx " * "
$500 %Crackerjack.. 81
800 Cresson G c.. Tx 1,A
1850 Div Ext fpros) SO so Al ~
1900 E;mma Silver. 3 8 ..
':||s IS: :HEsS;s III: # s:'}5 IA
ssss ssss s'ss :{sssss S.ss ssH s
$50 Hec1a Min Az 3ga
a500 sIron Blossom 1G II 16s II
3200 tfJim Butler. Is I6 AZ f5
$500 tJumbo Ext.
$500 sf Kewanas ~ 1ik
$500 tfKnox Div..s 20 20 IN 90 3
ssss ssss .fNssS fMssS4 ss NJ Il L Il L L i
1900 sfMarsh Min. 71a 51z
200 Nipissing Min. 7st 7Ss TM 77s
* * ss;ss. .EIss PsS sdI = u Il. S i:
5000 $50 Am G AP 5ss 51 81.
1900 .fsilver Pick:
Il g. .wsss Sssnd Eiso q, he as. ss}. ut .sI ,,
New-York tribune., 1921-03-20
Erie Prior Liens Are 1896, Not 1926

Questionable judgment expressed in
your column inspires me to ask you to help
me decide on investing in the following
bonds. which appear to me to be good
buy. since they are due at an early date.
have moderate means and can scarcely
SffoTd d.s TO 1ese my PR, principa; Erie prior lien
phis As. 1898; Denver & rio Grande i'm :
provement As, 1928: Chicago Railways 5s.
All the above have few years to run be-
fore payment Do you believe they will be
PAID, IN view Of t,t the present condition Of
Ontario & Western As, 1892: St Louis &.
San Francisco income est. II. D.
Answer--A man Of moderate means
who can scarcely afford to lose his
principal should not, in our opinion,
buy anything but the best secured rail-
way bonds until the railway situation
and the railway labor situation have be-
come clearer. Your Union Pacific con-
privilege has expired, due in 1927, in
our opinion, meet this requirement.
The Erie prior lien As, SO far as mort
gage security goes, are satisfactory,
but the company is weak one finan-
cially. The prior liens do not mature
until 1896. The other bonds you men
tion do not, in our opinion, meet the
requirement which you lay down.
xsAVuhSoAu Oeotc1 OoCS W dCtT ROVER
Question--What can you tell me Of
Mountain States Power Company first and
refundipg mortgage due 1898? is it a new
or old company, and how does it derive Its
power, through fuel or water? Which, in
your opinion, Is the better bond Kansas
city Southern first per cent, due 1850, OF
Georgia Midland first 8 per cent, due 1896?
graph convertible per cent bonds, due
1886, rank with the above stated railroad
bonds from a security standpoint? Invest
ment standpoint? What can you tell me Of
preferred stock put out by g. II. Spence
& Co., which is being sold on the partial
payment plan? Is It an investment, a pure
speculation, an outright gamble or how
would you class it?--H. A. d.
Answer-The Mountain States Power
is not new company, the first and re-
funding mortgage bonds having been
issued in 1918. The company does an
electric light, gas, water and telephone
business. Its power is derived from
water power. We prefer the Kansas
City Southern to the Georgia Midland
bonds, because we believe the Kansas
City Southern is we'll managed, and, be-
ing the shortest line between several
of the cities it serves, is in strong
position on competitive business. We
consider that American Telephone and
rank up to the Kansas City Southern
first 3s. We cannot undertake to give
advice in the speculative issues. The
National Equitable lends money at sc
per cent year to needy borrowers.
The business is said to be profitable
and is permitted by law at present.
Evening star., 1921-09-01
| BURGESS BEDT!nE STORIES
IJEa.I@9--&S<-77 -77eV9
k&2Y&5 k2 9 2 &&la8sp |

couldn't be happy knowing I had q
lot of work to do You see. Peter
was honest.
Striped chipmunk laughed right
out. You old lazybones" cried he.
Peter nodded. Il most certainly
do" said he. 81 hate work"
"Fie, Peter! Fie" cried Striped
Chipmunk. There isn't any true hap
piness in all the Great World like
that of keeping busy at something
useful. It is the idle who are most
"Huhm exclaimed Peter. Huh!
You can work yourself to death II
you want to. 1 don't believe in it."
ehuckled Striped Chipmunk. Every
body knows 1t, Peter. Everybody
knows it. 1 don't know anybody who
can run away from work as fast as
you can. And I don't know any one
who can get in trouble as often or as
easily as you can. Old man Trouble
ness is his delight and he always
makes the most of It,"
Pooh" said Peter.
And people caught by Old Man
Trouble are seldom happy" added
StriDed Chipmunk.
"Pooh!" said Peter again.
What is more" continued Striped
Chipmunk. idle people seldom are
happy. even when free from Old Man
Trouble. Now don't you dare say
pooh to that. Peter Rabbit"
Peter didn't. Instead he wanted to
know why Striped Chipmunk should
start a storehouse for winter In. the
middle Of summer. You know, Striped
Chipmunk had said that that was the
work he must do that very morning.
Time enough to think Of winter when
winter Is somewhere near. It comes
soon enough without thinking about
it on a beautiful summer, day like
this. That Is what call foolishness."
said Peter.
"Did you have hard work getting
enough to eat any time last win
ter?" asked Striped Chipmunk. as II
to change the subject.
81 should say l did!" exclaimed
Peter.
II didn't" chuckled Striped Chip
munk. land I won't have next winter.
That is why I shan Degin that store
house this morning and why I shall
be happy building 1t. Now. I've
talked long enough. Come see me
often. Peter" With a whisk of his
fiat little tail. Striped Chipmunk dis
appeared between the stones of the
old wall --.-~
Copyright. 1921 by T. W. Barress.3
Evening star., 1921-09-01

advise all young men to marry trained
nurses IL there are no school teachers
available. Aside from the superlative
qualities of the trained nurse as
and general good fellow. we must
hand her just one brick: She. Is too
apt to become uppish about her pro
fessiona1" status.
don't know what pay or salary
trained nurse receives in the COM
munity where the young practical
nurse lives. but every doctor knows
that the majority of substantial fam
lilies cannot afford to employ trained
nurses in extended illness or in fire.
has had general experience in private
practice knows that there are q great
many illnesses in which the rifht
kind of practical nurse fills the bill
lilies can afford to employ a practical
nurse, not merely because her stated
salary is lower than the trained
nurses but because she is and should
in keeping up the house. as well as
care for the invalid. OF course. a
trained nurse cannot be asked to do
that.
There is a great demand for healthy
and fair Intelligence in, the field of
practical nursing. The cue for any
such young woman to follow is this:
Let her cultivate the acquaintance of
good doctors in her community and
seek their guidance in the matter of
little reading and study along the
lines Of practical nursing. Let her
learn well the first lesson Of nursing,
namely, to be honest toward her pa
tient, herself and the doctor and
never to assume knowledge Of arts
which no nurse, practical or trained.
can hope to understand. such as dag
nosis and treatment. Let her respect
munications-the secrets or conf
dences which come to her as a nurse.
Gossip is fatal to q good nurse. Let
her strive to bring comfort into the
sickroom and order into the home and
she need have no anxiety about COM
manding the respect Of all the world.
Evening star., 1921-09-01

job. She saved the washing for nights
and Fred turned the wringer and
hung them out. She showed him how
to put up his lunch for the next day.
and Fred put 1t up. Somehow she
never could remember about the shop
just before quitting time. and Fred
would do the shopping on the way
home.
But after the second baby came.
Fred changed. Now Matte says he Is
a brute Half the time he won't
way to work instead. He refuses to
put up his lunch and yelfs like mvr-
der II. she asks him to do any errands
on his way home. He won't do the
washing and he won't help with the
dishes and when she asks him to beat
the rug he beats 1t to the club in
stead And no matter how busy she
Is. he Just sits in the front room and
reads the paper. Matte says that he's
q brute and that II he really loved
her he'd want to help. Fred says
she's a fool and that he gives her
enough money to do these things and
that he has a right to rest. So there
you are.
Well. how about 1t? Is 1T up to Fred
to help with the housework and the
kfddies when he gets home? Is It up
to him to do the shopping? Or is 1t
up to Matte to remember her own
and have her own cleaning
done, or else ask for more money
to do It? Hasn't Fred q
right to read that paper provided he
has hustled during working hours?
OF course there are times when the
load is heavy for Mattie... But isn't
that part Of her Job? Won't It often
be easy for her when it's hard for
Fred? And why should she drag
love- into the argument when they
are 1imply4 discussing jobs9
Evening star., 1921-09-01

out to supper afterward; one Of the
"Not il ! know it" retorted Dennis.
senses. Mac at ySa your faa time@ e1"e Oh your
"'Tis a wonder I've not. trailing
| around with you all these years. in
be going on Saturday night, but Ter
fered; twas for that 1 mentioned a
i dress suit to you, but it's just as well
to go. as we are. for you'll feel more
! natural. I've bought the tickets al
ready and left note to be given TO
the girl when she reaches the the
ater"
sleeve. Mac?" demanded Dennis.
| What's the name of the show and
/ who is the girl? l know we'll what
never in the world be able to talk to
| her.'
"If you think it is for conversation
I'm inviting you. Denny. l could just
as we'll take a deaf mute, provided
he'd not got rheumatism in his
.esSn "A. replied fen the xth xs
you've had her on you knee many's
! 'Me? Dennis turned a scandalized
face on his friend. I'll have you
know. Timothy Nc
|
Gently. "is fool thing called 'By-by
Baby"
i've heard that name somewhere
lately. besides seeing it on the bill
boards Dennis reflected aloud.
Wasn't somebody telling me?
daughter Is in. her that threw over
Eddy Kirby for a stage career, as l
| was after telling you the other day!
'Tis little Bea herself We'll be taking
out for supper"
1T is." McCarty admitted briefly.
But why? Well, i know you'll not
be taking an evening off in the mid
die of a case to go gallivating to the
theater nor yet to be seeing the
daughter Of an old friend. what's
she to do with the shooting of that
man Creveling?"
planned disgustedly. DO You mad
how we came to be talking Of her the
other day? was telling yuo that
some of the girls from that same
show were at the party Waverly at
tended on Thursday night at Sam
that If little Bea wasn't there herself
she could introduce US to one that
| was, and I'd like to find out how
| Waverly acted that night; whether
he was just having good time with
! out care in the world or II there
l SccIHcu u Uc OH HIS iuiuu
Tis now, and you're off duty.
Hurry up and come on"
| But Dennis refused to be hurried.
and no stage door satellite could have
been at more pains with his sartorial
appearance. McCarty left him at
length to follow at his pleasure and
! returned to his rooms to add an extra
| touch or two to his own attire, and
he was struggling with a new. tight
collar when the telephone rang.
| Hello" he said curtly.
| Are you there, McCarty?' Ter
hune's voice came to him over the
wire. III you are not busy. l wish
you would drop in at my rooms this
evening. A new phase Of the case
has occurred to me wk11h ! would
! like to discuss with voH-"
McCarty gave az exasperated
wrench at the collar and flung it on
! the floor.
TIN sorry. sir" he replied. firmly.
Evening star., 1921-09-01
HOW MANY CARDS?
BY ISABEL OSTRANDER

Author sand Of ntrisu Suspense" ASHES Ashes"
Copyright. ~ Robert Z
Evening star., 1921-09-01
BY THORNTON w. BURGESS.

BY THORNTON w. BURGESS.
The secret Of true happiness
You'll find in useful labor.
1t leaves no time for discomfort
Or envying your neighbor.
Striped Chipmunk.
Philosophy seems like big
word to be connected with such a lit
tie fellow as Striped Chipmunk. but
II you divide it and say 1t slowly it
doesn't seem so big. And Striped
Chipmunk would tell you that to him
its meaning is quite simple. N means
the way of getting the most joy and
happiness and the best things out of
life.
When he told Peter Rabbit that one
of the reasons he was so happy that
morning was because he was going
to be busy working all day Peter
fairly snorted. Huh" said he. that
isn't a reason for being happy"
"Oh. yes, 1t is" retorted Striped
Chipmunk. ut is one of the very
Evening star., 1921-09-01
LISTEN, WORLD!
BY ELSIE ROBINSON.

Matte Brown is much peeved. It's
all because of the way her Fred acts
when he comes home from work.
When they were first married Fred
used to be "the darlingest thing" ac-
cording to Matte. He would help her
with all the dishes. Shed always have
a rug to be beaten or a window to be
washed, and Fred would beam to do
1t. And he'd always cook breakfast in
the morning. Even after the first
baby came Fred stayed right on the