The producers news. [volume] (Plentywood, Mont.) 1918-1937, 1921-07-01

conform with the changes and ex-
perience Of four years operation
showed to be necessary.
ZONES CREATED
Perhaps the most important change
made in the law was one permitting
the State Board of Hail Insurance to
divide the state into zones and charge
according to the risk experience hes
shown is taken. Hail insurance will
be issued to cover wheat, oats, flax,
barley, rye, buckWheat corn speltz,
timothy, clover, alfalfa, peas and
beans for a maximum insurance of
$1,000.
In zone one, composed Of the coun-
ties OF, Fergus, Judith Basin Meagher,
Wheatland, Musselshell, Golden Val
ley, Sweet Grass, Saltwater, Carbon,
Yellowstone and Big Horn the maxi
mum rate that can be collected is
$1.20 an acre on grain and soc on
hay.
In zone two, where experience has
proven the hail risk is less, the maxi
mum rate that can be charged is $1.O8
an acre on grain and 45c an acre on
hay. In this zone are included the
counties Of Blaine, Phillips, Valley,
Sheridan, Roosevelt, Richland, Daw-
son, McCone, Garfield, Treasure, Rose
bud, Prairie, Custer, Powder River,
Carter, Fa1lon, Wibaux, Daniels, Hill,
Liberty, Toole, Pondera, Glacier, Te-
ton, Lewis and Clark, Cascade, Chou
teau, Gallatin, Broadwater and Park.
!. The counties in zone three have suf-
fered still less from hail and the
maximum rates in this zone are S5c
an acre on grain and 35c an acre on
hay. Included in this zone are the
counties of Lincoln, Fla5head, Sanders,
Missoula, Mineral, Powell, Granite,
Ravallf, Deer Lodge, Silver Bow,
Beaverhead, Madison and Jefferson.
TIME FOR APPLYING EXTENDED
The time in which application may
be made for hail insurance has been
extended from June Goth to August
18th. Under the old hail law farm
ers had to file their applications by
June goth each year in order to. Sc
cure the benefits of the State Hail
Insurance law. This was a great
hardship in many cases. Farmers
complained very much Of the ln1us-
tice of this provision and are very
much pleased at the liberal extension
of time. Liberal terms are provided
now for the farmer who has taken
out hail insurance and later concludes
to cancel it. On a policy covering
winter grain, cancelled before june
18th one-fourth of the full rate vii
be charged; if cancelled between Jrne
| 18th and June 23rd inclusive, one-ha11
the full rate will be charged; If can
celled between June oath and JUNE
| 3Oth inclusive, three-fourtns of th'
| full rate will be charged. After June
3Oth the full rate prevails.
| On policy covering spring grain
cancelled before July 9Th, one-fourtl
of the full rate will be charged; i
| cancelled between July 9th and Jul.
18th inclusive, one-half the full rat
/ will be charged; if cancelled between
] July 18th and July 10Th inclusive
three-fourths Of the full rate will b.
charged. After. July 10Th the full
] rate prevails.
Applications Are Filed With Count.
Assessors.
Application Tor hail insurance mus
be made direct to county assessors
The premium charged is collected a
| tax paying time, save that the prem
ums must accompany the application
when the land on which the crops ar
growing has more than one years de
/ linquent tax against it.
The average cost to the farmer TO
hail insurance under the state lay
has been Soc for each ten dollar
worth Of protection per acre.
For total crop loss the Stat
Board pays $1,000 an acre. II three e
fourths of the crop is destroyed S9O
is paid and other losses in the sam
i ratio. A warrant for so per cent Q
the total adjusted loss will be issue
within 40 days after the damage oe
Cured. A warrant for the balanc
will be issued as soon as possible al
| ter the close of the season.
i Experienced farmers do the ADJUST
i ing for the board. Most of them ar
men who have been recommended o
the various farm organizations Q
county farm bureaus. They kno'
Montana conditions and are out t
give Montana farmers a 'squaE
deal"
Ec0nGmical Administration