The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1921-01-01

future outlook, which in time will
clear itself, if left alone and given
time to adjust, he will have his saw
lngs. Each one of us can begin now
to save and save with all our might
n order to catch up for lost time.
OF late, We have been reading of
'slush funds to take care of times
of strikes, etc. We are wondering if
this could be put in terms of fund
for the rainy day when work will be
at a standstill. 1t is as history speaks
that the man who goes on a strike
loses more than he gains and it takes
a long time before he can make back
the amount that he has lost when off
and out of work. Waste of time is
waste of labor and waste of labor is
waste of money, not only for capital
but for 1aborers. Both sides should
consider the other and work together.
Talking matters over together and
eliminating the agitator and talk to
the man face to face. A better under
standing would exist; men would be
able to make. more and get promotion
as they deserve, as there are some I'M
scrupulouS men who employ other
men and do not consider the mans
worth, yet not all men are OF this
caliber.
No man whether he is rich or poor
can Keep his money unless he prac-
tees savings. The rich man could not
make his money earn nor could he IN
crease his capital without saving and
the man who is poor. is poor more or
less by choice when he refuses to save.
whether it is only dollar or more,
according to what he might be able to
save. Some of the richest men of to-
day started with savings accounts and
| continually increased on their savings
and put their savings to work. thereby
they increased themselves. 1t is our
| hope that each man working at what
| ever job, wherever he receives a pay
| check, weekly, semi-m onthly, or
monthly, will see to it that a certain
portion is put away each month. If
money must be spent. spend part Of it
| in a savings account that is building
for you.
The Capitol Building and Loan made
seventeen loans during the past week.
amounting to s39.675.00.
Summing up the building outlook
for 1921. S. w. Straus, president of
S. w. Straus & Co.. says:
1.-THE enormous housing shortage
will constitute a potent impelling force
| back of building activities in 1921.
There are times when the law of sup
ply and demand ceases to function.
but such periods must of necessity be
| transitory. With a deficit estimated
at 100000 homes. or housing facili-
ties equal to the normal requirements
of about % per cent of the population
of our country, the year 1920, while
witnessing considerable building activ-
tiles in some places. has not relieved
the situation. These are abnormal
conditions, and the economic tendency
is always toward normality. When we
have an over-supply of buildings. the
industry slackens and when there is a
great shortage, such as now exists.
forces of prodigious strength are at
work seeking to restore a normal bal
ance of supply and demand.
'-At the present time the transport
tation situation is adjusting itself sat
isfactorily. Labor also is becoming
stabilized. Price sterilization for ma
terials has not yet been effected, but
conditions seem to be growing better
and will continue to do so in conjunc-
ton with a more stable labor situation
and the ability of manufacturers to
move materials freely.
Ample capital will be found to
finance the nations building require
ments with the development of other
adoption of the amortized form of real
estate mortgage will help provide a
more plentiful supply of funds as
needed for the industry. Also the
public should be given the greatest
possible opportunity of participating
in the financing of worthy building
projects, and, in the face Of colossal
operations. one of the best ways in
which the public can gain participa-
ton in such operations is thru the me-
dunn of first mortgage bond issues in
popular denominations. Various con-
ditions make it impossible for all peo-
pie to live in their own homes, but