The nonpartisan leader., 1920-09-06

MA ni5IMa club work. One Of the topics to be dis
17 v-Tgs1lss4l ~ cussed at next meeting is the
- Plumb plan. Would also like the state
hail insurance and the Torrens
land title system explained.
MRS. o. w. .SHOONMAKER., -------- &C
Savage, Mont. DORIS
Plumb Plan-In regard to the Ann
Plumb plan, we have sent you e,TI1pnv
Carl Thompson's pamphlet oio'DDi
government ownership, with L--------------
special chapter devoted to the
! ]. :
Plumb plan. The best account of AaEsaau
the state hail insurance you will $E!
find in the report of the indus s
trial commission of North Dakota, sBsS
May /, 1920, part of which we SSSs%
quote below. - Es#ssss8S sssss8sSSs
- State Hail Insurance-The hail 8SSa&&3
insurance department was created S3ll
by the regular session of the 1919
legislature and was put into oper- x$z5& S<S#
alton Immediately. Under the szSS33
provisions Of the law, all hllable
lands in the state subject to
flat tax of cents acre. All ME- nor;.s q Il
tillable and cropped lands must be n n 5 Ybar
listed by the assessors in the f.+ha,' T z 4,
spring and all lands actually crop c:1 80 g..
ped automatically become insured .srba r :. one
against damage by hail to the ;ts own
amount Of 81 per acre in case of itv and
total loss unless the owner files s''S'1-s -
an affidavit. of withdrawal with s4
the county auditor and the hail insurance commits
sioner before the 18th Of June each year.
q If insured crops are damaged to the extent of 10
per cent or more, the owner tenant must notify
the department Of such fact within three days. such
notice to be sent by registered mail. The depart
ent then sends out adjusters to inspect such loss
and to determine the amount of indemnity due. In
October of each year, when all adjustments have
been completed, the total amount of Indemnify is
ascertained. This sum, minus the sum derived from
the Scent fiat acreage tax is then divided by the
total number of of cropped lands that remain
insured for the season. and levy for indemnity tax
is made, apportioned to each county and collected
as other taxes collected but such indemnity tax
may not exceed SO cents per acre in any one year.
In 1919 it was necessary to levy an indemnity tax
of only Is cents per acre. With the Scent fiat tax
this made the total cost of such insurance 20 cents
an acre. The minimum cost of private hail insur-
ance, with 81 protection, was 10 cents acre. On
the 12408351 covered by state hail insurance
the saving to farmers was $5,400,000.
Tonrens Title System-The principle of the Tor
rens land title system is that the state nsures all
real estate titles. For this it has been bit
terly opposed by abstract offices and title insurance
companies.
It is, however, in operation in Australia, New
Zealand, and certain provinces of Canada "A num-
Der Of Torrens land title laws are the statute
books Of certain states, but they optional, not
compulsory in their operation, hence are of little
value. The difficulty Of creating such system
centers around the expense involved in quietine
titles.
HOW TO ORGANIZE A
WOMEN,S NONPARTISAN CLUB 81
Editor Nonpartisan Leader: Will you please in
form me as to how to go about it to organize
Women's Nonpartisan club in our neighborhood
There are good many who, Know, VIII JOIN. @5
Peauot, Mimi MRS. s.. p. S.