The daily banner. (Cambridge, Md.) 1897-2008, 1920-03-15
The Ten National
Thrift Commandments

Thrift Commandments
| AS the ancient law giyer received
| from Jehorah the ten Command
| ments on tables of stone containing
| the Thou Shalt" and Thou Shalt
Not" to be observed by the Israelites
so Uncle Sam, the modern Moses
comes to us with his Ten Command
ments, in order TO teach the nation
TO continue its war thrift habits and
to help in the reconstruction of the
world business and finance.
There is no penalty attached to
non-obserTance of these command
ments but all must realize the moral
obligation resting upon them and the
responsibility OF the individual in
maintaining high standard OF
American citizenship.
Commandment L. Work And Earn
1t has been said that it may not
be necessary for everybody to work
to earn a living but you may be GER
tain that hereafter everybody will
have to earn his comforts.
With the dollar shrinking daily
and the demand of more wages for
less work, with the attitude of in
dependence which now characteriZes
the servant class. it will be neces-
saTy that we make and save as never
before.
Commandment III. Own Your Own
Home
In this day of unrest and con-
stant changes of mind and property,
it is most desirable to own your own
home, that you may not live in con-
stant dread of thirty days notice to
get out"
One of the slogans of the Dixie
Realty Co is thus:
1t is better TO wear cotton jean
breeches and own your own home
than to wear silk shirt and pay
rent TO Il landlord"
Though this might have to be
changed somewhat to apply TO Wom-
en-, the principal would remain the
same.
Commandment III. Make A Will
To help everybody TO bear their
full share of responsibility TO their
families the Girl, says, Make A
Will"
This will prevent all tiresome
litigation and what you have will
speedily be disposed of as you would
dream.
Commandment ". Always Keep A
Record OF Expenditures
Real thrift is impossible unless
the individual or family keeps ac-
counts. In order to place our eX-
penditures on o sound financial bas-
SIS keep a careful account of every
dollar spent and even of the nickles
and pennies. This does not mean
parsimony 1t means common sense
applied to the use of money and is
far-reaching in its Importance.
Commandment V. Never Fail To Pay
Your Bills Promptly.
If everybody realized the word re-
sponsibility to pay all bills prompt
ly we would soon be living in diff
ferent atmosphere. A new spirit
is abroad in the land and when peo-
pie have awakened to new sense
of their relation to others, the end
will be richer. fuller and more just
American life.
Commandment VI. Share With
Others
The relation of money to charac
ter has been eXemplified in the hne
showing America has made IN an
swering the call for funds to keep
the needy in every land, cheerfully
sacrificing personal comforts lux
ury and oftimes even necessities to
hold out a helping hand TO those
more unfortunate than ourselves. In
this way we develop character ana
establish right relations with ones
self, ones friends and ones God.
commandment VII. Carry Life In
Surance
The endowment policies now offer
ed by all Insurance Companies form
a convenient and sure way OF pro-
viding for old age and assurance
competency when most needed. BY
paying a small premium each year
at the end of a stated term OF years
lump sum is realized which probab-
ly would not have been saved IN any
other way.
Every person. man or woman, VINO
has depended loved ones should take
out a life Insurance policy IN order
that they might be protected should
death remove the one to whom they
look for support.
Commandment VIII. Loan AotlI
Money To The Government
Failure to loan money to the Gov
ernment in emergency will mean
either increased taxation or issue OF
unsecured papar money that would
! entail a deprecated circulating med
| ium and consequent great business
| depression. A Liberty Bond is the
| safest investment possible.
| Commandment IN. Use The Budget
System
First make careful study of what
you and your family have been spenc
ing. them prepare a budget OF ex
penditures covering at least month
| and preferably year. You will bt
| surprised when you find out how
many things can be eliminated b!
careful management. When oul
citizens wastes the whole natio1
! loses, but a family that saves bring:
! contentment to its fireside.
! Commandment y. Bank Your Say
ingS
Too much cannot be said in favo
of opening a Bank Account, be you
income large or small. Money i
always subject to loss by fire, buglar
lv or some other cause when KEEP
at home and Bank affords absolute
| protection against each and all o
| these losses. A Bank Account SUB
iect TO check will enable you to maxi
your money go further than it doe
|