Ladysmith news-budget. [volume] (Ladysmith, Rusk County, Wis.) 1907-1927, 1920-07-23
ANOTHER CHANCE
TO RE-INSTATE
New Conditions Covering Rein
statement of War Risk
Insurance

The home service section Of the Rusk
County Red Cross has received the fol-
lowing information covering govern
ment insurance.
New conditions under which lapsed
or cancelled war risk (term) insurance
may be re-instated, generous in scope,
and of vast Importance to millions of
former service men throughout the
country. are announced by director r.
81. Cholmely Jones of the bureau of
war risk insurance with the approval
of Secretary Of the Treasury d. +.
Houston.
The new ruling is officially desig-
mated as 1T. ID. CT w. r." effective
July !, 1920. The features of maxi,
mum interest to former service men
provide for reinstatement, or reinstato-
ment and conversion, of lapsed or can
celled war risk (term) insurance un-
der conditions substantially as fol
lows:
Two Monthly Premiums
In all cases the applicant must
tender at least two monthly premiums
on the amount of insurance to be rein
stated, or reinstated and converted. with
his application.
The applicant also must comply
with the following requirements in ref
erence to health to the satisfaction of
the director of the bureau of war risk
insurance
When insurance lapsed or was can
celled prior to July l. 1920, and when
application is made within eighteen
months succeeding the month of dis
charge or resignation. but prior to
January 1, 1921.
The applicant must be in good health
| as at the date of discharge or resigna-
ton. or at the expiration of the grace
period which ever is the later date. and
50 state i'll his application.
The foregoing is an extremely lib
eral provision and presents an oppor-
tunity for a very large class of former
service men to reinstate up to January
| |. 1921, without a medical examination,
| ~ simply paying two monthly pre-
| miumS on the amount Of insurance they
wish to reinstate and making their own
statement OF health with application.
On and after January /, 1921. and
| prior to July /, 1921, in cases where
| insurance lapsed or was cancelled prior
to July 1. 1920, and regardless of how
| long applicant has been discharged.
| The applicant must be in good health,
| and shall forward for the consideration
| of the director Il signed statement that
he is in good health, and also a report
| Of full medical examination, made at
the applicants expense, by reputable
| physician licensed to practice medi-
| cine
| Reinstatement or reinstatement and
| conversion of war risk (term) insur-
| ance lapSed or cancelled on or after
| July /. 1920:
| (a) After three months including
| the calendar month for which the pre-
| MUM unpaid was due. provided that
| the applicant is in good health and SO
states in his written application.
| (b) After three months, including
| Thea calendar month for which the pre-
MUM was due, and within six months,
| provided that the applicant is in good
| health and so states in his application
| by a short medical certificate. made at
| the applicants expense by a reputable
physician licensed to practice medicine.
| (c) After six months. and within
eighteen months, including the calen-
| dar month for which the unpaid pre-
MUM was due, provided that the APP
| plicant is in good health and so states
in his application for reinstatement,
and further provided that such appli-
| cation is substantiated by report of
a full medical examination. made at the
| applicants expense by reputable ply
| stefan licensed to practice medicine.
| Medical certificate to be on such forms
as may be required by the bureau.