The Hayti herald. (Hayti, Mo.) 1908-1922, 1920-03-25
ALLOTMENT DIVISION WILL BE
ABLE TO CLOSE ITS DOORS
IN A SHORT TIME.
CONFLICT OF NAVAL VIEWS
American Experts Do Not Consider
the sattleship Obsolete, but Recoa-
n'ze Fully the Great Importance of
aviation in Naval Warfare.
BY JAMES p. HoRNADAY.

'''''''ii . 'oL--l ne government Us Dp-
ginning to see daylight in its financial
dealings with the 100000 men who
entered the world war. Within n short
time the allotment division of the war
FISK bureau will be ready TO close its
doors With the passing of that ac-
HNity the government financial re-
spohSibility 10 the service men will he
through the insurance agreements II
mas made with them. Issuance of the
insurance policies for the permanent
(converteD government life Insurance,
which are desired by all the men who
are insured, has been delayed pending
the completion of legislation which
now has been passed. The new poll
ces are now being completed by the
actuarial and legal experts and sent to
the government printing office, and ii
Is expected that they will be mailed
out before June l.
With the insurance business of the
bureau on a current basis it is now
anticipated that former service men
who have been deferred from keeping
up their insurance, by reason of the
delays which they had experienced in
the handling of their accounts, will
take advantage Of the liberal provi-
sions for the reinstatement of war risk
insurance by the payment of two
monthly premiums and satisfactory
statement of health and will get back
on the books.
Attractive Features of New Law.
The new law has made the insur-
list of permitted beneticiarieS to in
cludc parent, grandparent, step-parent,
parent through adoption, wife or hus-
band, child grandchild, stepchild,
adopted child brother, sister, half
brother, half-siSter, brother through
adoption sister through adoption,
stepbrOther, stepsister, uncle, aunt,
nephew. niece. brother-in-aw, sister
in-law, II person who has stood in the
relation of parent to the insured
for period of one year or more prior
to the insurcd'S enlistment or Undue
tion, the children of such person, par
ent, grandparcnt, stcp-parcnt or par
cnt through adoption OF the insured'S
wife or husband.
Ii is also anticipated that the pro
vision of the new law which permits
lump sum payments at the option Of
the insured or converted policies Cor
dinary life, twcnty-paymcnt life, thir-
ty-paymcnt life, twenty-ycur cndow-
mcnt, thirty-ycar endowment, and en-
dowment at ugr siXty-two) will great
ly Increase the number of conversions
into the permanent forms of govern
mcnt life insurance.
How to Obtain Reinstatement.
Many of the service men, ii seems,
TO not know how to go about making
an application for reinstatement of
war risk insurance. The war risk bu.
reau offers this advice:
Former service men desiring to re
instate war risk insurance which has
lnpscd or been Cancelled, or to convert
their insurance In case where it is now
In force, should apply to any post OF
the American Legion. the Veterans of
Foreign Wars. or other organizations
of former service men. army, navy and
marine corps, recruiting stations, state
Insurance commissioners, any home
service section of the American Rec
Cross. Salvation Army knights of Co
lumhus, Jewish Welfare board, Y. NJ
C.. A., or to the fraternnl or welfare
organizations which are in a position
to furnish blanks and necessary infor
nation. Or, If they prefer to do so
they should write directly to the in
surance division, bureau of war risl
insurance Washington. d. c."
Former service men are assured
4,
from now on with real letters. insteaC
OF with form paragraphs or unsatis
factory form letters in all cases whicl
require detailed and specific answers
Strides of great Importance TO tn,
millions of former service men anC
their relatives and benciiciaries have
been made toward bringing the insur
ance business Of the bureau to an ah
6olutely current basis In the prOmp
answering of mail and acknOwledg
ment of premiums paid. The records
of accumulated work disposed of SHOW
conclusively such an enormous ant
distinctive Improvement in the eXpe
diting of the business that II is be
iIeved that within the next month tn,
insurance division will he giving a.
rapid and accurate service as do any
efficiently managed organizations il
commercial life.
Opinions as TO Navy Differ.
The two houses of congress viii
have to iron out many conflict
ing views In regard TO the ma
val building program that is to b'
provided for in this sessions nava
appropriation bill. In one camp are
the big navy men, in another the LITTLE
navy men. and In between is IA cam
made up of senators and representa-
tiyes who favor Il middle grount
course.
There we're indications during th'
hearings that. II the committee recon