Norwich bulletin., 1920-07-06
NEW ACHIEVEMENTS FOR
 LAPsED MAR INSTANCE

New. conditions under which lapsed or i cancelled war risk (term) insurance may | be reinstated, generous in scope, and of vast importance to millions of former service men throughout the country, are announced by Director R. G, Gholmeley- 1 Jones of the bureau of war risk insur- ance with the approval of secretary of i the treasury D. F. Houston. The new ruling is officially designated
 as TT. D. 6lW. R. effective July l, 1920. The features of maximum inter est to former service men provide for re- instatement or reinstatement and con version. of lapsed cancelled war risk | Cterrn) insurance under conditions sub stantially as follows:
 Two Monthly Premiums. L In all cases the applicant must ten der at least two monthly premiums on 1 the amount of insurance to be reinstated or reinstated and converted, with his ap- plication.
 2 The applicant also must comply
 with the following requirements in ref-
 erence to health to the satisfaction of the director of the bureau of war risk insur- ance.
 | When insurance lapsed or was can celled prior to July 1, 1920, and when ap- plication is made within eighteen months
 
 resignation, but prior to January l, 1921
 The applicant must be in as good health as at the date of discharge or resignation, or at the expiration of the grace period, whichever is the later date and so state in his application. The foregoing is an extremely liberal l provision and represents an opportunity for a very large class of former service men to reinstate any time up to January i 1, 1921, without a medical examination 1 by simply paying two monthly premiums on the amount of insurance they wish to reinstate and making their own state
 ment of health with application.
 On and after January l, 1921, and prior to July 1, 1921, in eases where in surance lapsed or was cancelled prior to July l, 1920. and regardless of how long applicant has been discharged subject to
 the approval of the director. The applicant must be in good health, and shall forward for the consideration of the director a signed statement that he is in good health. and also a report of a full medical eXamina ton. made at the applicants expense. by reputable phy-
 siGian licensed to practice medicine.
 Reinstatement or reinstatement and conversion of war risk (tern) insurance lapsed or cancelled on or after July | 1920. Subject to the approval of the di- rector
 (a) Within three calendar months including the calendar month for which the unpaid premium was due. provided
 that the applicant is in good health and so states in his written application. (b) After three months, including the
 calendar month for which the premium
 was due. and within six calendar months provided that the applicant is in as good health as at the time of application for insurance and so states in his applica-
 tion for reinstatement. and fuiA1er that
 he substantiates his application by a short medical certificate, made at the applicants expense by a reputable phy- sieian licensed to practice medicine (c) After six months, and within eighteen months including the calendar month for which the unpaid premium was due, provided that the applicant is in good health and so states in his E1)- plication for reinstatement, and further provided that such application is sub stantiated by a report of a full medical examination, made at the applicants eN- pense by 8 reputable physician licensed to practice medicine.