Evening journal., 1920-01-21
MAKE A WILL IS
Slogan TODAY
This Is Advice of Thrift
Week Campaign
Speakers
do IT NOW"
URGE WORKERS


dustrial plants OF the city calling at
.enlion TO The Importance Of making a
Vill.
The public will be urged to protect
he property Of those dear 10 them by
assuring their inheritance. II there is
40 viii, property will be disposed Of in
accordance with the inheritance laws
Of the State, and quite likely not ac-
'ording TO the wishes Of the person
lying.
DO 10 now" is the slogan for max
ng wills say the Thrift Committee.
lhey add that by naming a trust com
)any, The testator can be assured maj
lis executor win not die or become
ncapacitaled The duties of trust
company are TO collect the assets OF an
estate protect and preserve them, pay
claims and taxes. and finally TO dis
lriDuie property according 10 the terms
Of a will.
The speaker at the speakman works
on Ihiriicth street Yesterday was
Iuchard Reese, vice president Of the
Equitable Trust Company, Mr.. Reese
said in part:
The man who systematically saves
part OF his wages and puts it away is
the man who is going 10 have a happy
existence from the care and want That
comes TO him who has spent all he has
mado and has nothing left for the pro-
verbal rainy day A nation made up
OF such men, and you who are the bone
and sinews or the nation are the ones
who hold its happiness i'm your hands.
We are very apt Go look with scorn
on what we consider little things-and
in this connection l am reminded OF
an occurrence related 10 me yesterday
by a banker from Sussex county. Itl
was about holly wreaths such as we
use for Christmas decorations. very
small and comparatively insignificant
Thing, and yet the amount OF money
deposits in one small bank in the lower
part OF the state as the result Of the
sale Of holly wreaihs at Christmas time
10 the year 1918 was Si0000-Think OF
100 II therefore $4,000 can be accumu-
lated by adding one holly wreath TO an
other what are possibilities for the
accumulation OF a large sum OF money
by each OF you workers by adding
one doll9r to another and keeping at 70. /
You have heard It said time and F,
again that 'it isn't what you make. it's I
what you can save that counts II we
are going TO live up to our income. the /
time viii surely come when we or what /
IS worse those dependent upon US VIII |
'cgret most deeply that we had not ac- /
ruired the saving habit when we were /
making enough money 10 live com |
.Hrr Co.
use. You are all making more than 4
living wages today in spite Of the high |
cost Of living and it is up 10 you to sys-
emaJically put away part OF your
wages 20 insure you against that re- /
gre, that Is sure to come II you don't !
Sou can't depend upon others TO take /
ore Of yOu-such an attitude would !
csult In a nation Of paupers.
some OF you younger men lan6 wom- /
% probably have not the responsibility /
.f families and therefore do not feel 1
he necessity Of taking care Of your /
nQney-but what about the later years, /
khen your ability 10 earn is lessened.
VIII you or will you not be lean
ne on some more fortunate person for
support or viii you be taking care OF I
yourself by reason OF your far-sight I
n putting aside part Of your pay where
you can draw upon it for the support |
mat your labor in early life has pro-
r.ded. independence Is the rock upon /
which our nation is founded and has
firmly stood for the past one hundred
and forty years-and God willing Will
continue TO stand for innumerable
years TO come-and you men and women
7refhe very essence Of the independence
~ which we are so proud. This inds-
pendence cannot b maintained by pop
ulation Of spenders. the gaiherer is the
useful citizen. the home builder, the
nan with vision who can see beyond
.oday ard be able 10 face tomorrow
without fear.
some OF you may be confronted today
with the rent problem. The answer IS
build your own home. I can speak
from experience OF the comfort there is
i'm owning a home. built one ten years
ago. And no one can raise the rent or
tell me he has leased The house TO
some one else The Building AssOcia-
tions make 70 comparatively easy to
own a home. The cost OF construction
today is greater than 10 was ten years
ago. but so Is the pay Of the workman
probably the comparative cost is no
greater. own your own home by all
means start now. take as many shares
as yoiT can in a good building asso-
f"There/he no better savings banks
in the \ ntry than the ones we have
here. T1ry pay 4 per cent. interest on
deposits and a stated amount monthly
soon grows into a substantial sum
which can be invested in good securi-
Ties paying a higher rate. No invest
ment however should be made without
consulting some one who is thorough
lv familiar with securities and their in
irinslc value. The bonds OF the various
Liberty Loans OF which l have no
doubt you have all taken your share
are most excellent investments and can
he bought al amounts Of $50 and
II bought now they pay some 1
what better than ti-i per cent because
they can bc had flr less than 100 cents
an The dollar. T'hlsdoes not mean that
ihev are not worth no cents on the dol
iar but that the supply is greater than
ibe demand. Our government will never 1
renudiate a single dollar Of its debt.
For small amounts the ftrlft stamp and
the War Saving stamps IRE still avail
able paying per cent. and the Treas
nrv having certificates pring per /
cent can also be had in laresr amounts.
Thrift is not the same as ne get ricil {
Tuick where the man who spsculates or I
rambles Is not pursuing he right :
course. He may be rich today md poor :
Commonwealth is more likely 10 re-