davidaulloa/AmericanStories huggingface dataset:
Montpelier examiner. [volume] (Montpelier, Idaho) 1895-1937, 1920-07-09

A spendthrift gets tight occasionally
but miser is always tight.
Montpelier examiner. [volume] (Montpelier, Idaho) 1895-1937, 1920-07-09
Poetry and Prose

loft in my silent viglls, sear the
voices of the night"
"Have you baby with collie, tOo?''
Montpelier examiner. [volume] (Montpelier, Idaho) 1895-1937, 1920-07-09
WOMEN OF
MIDDLE AGE
Nay Pass The Critical Period Safely
and Comfortably by Taking
Lydia E Pinkham's Vegetable
Compound. ~

Summit, N. 1T have taken Lydia
3. Pinkham's Vegetable Compound dur
Montpelier examiner. [volume] (Montpelier, Idaho) 1895-1937, 1920-07-09
Club Boys with Their Purebred
Calves.

and TO apply tin a practical way the
knowledge thus gained throughout
your whole lives.
Montpelier examiner. [volume] (Montpelier, Idaho) 1895-1937, 1920-07-09

earth pits, or "tumps." The barn may
also serve as storage place for vege-
tables. For more information write
the United States department of agrL
culture, Washington, ID. @.
Montpelier examiner. [volume] (Montpelier, Idaho) 1895-1937, 1920-07-09

prepared by the United States Depart
ment OF Agriculture.)
Montpelier examiner. [volume] (Montpelier, Idaho) 1895-1937, 1920-07-09

Arst-class shape. the farmer loses con-
idence in the buyer and regards him
as dishonest.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
WHAT LIFE INSURANCE
DOES.

Life insurance pays mortgages.
Life insurance e1ucates children.
Life insurance maintains the
family.
Life insurance inculcates saving
habits.
Life insurance lightens the load
of care.
Life insurance keeps the wolf
from the door.
Life insurance gives repose to the
rich man.
Life insurance gives courage to
the poor man.
Life insurance builds barrier to
the almshouse. -
Life insurance supports the credit
of the business man.
Life insurance lays the founda-
ton of homes and independence.
Life insurance encourages the
marriage of prudent men and
women.
Life insurance keeps estates out
of the receivers hands.
Life insurance testifies to a mans
affectionate regard for his family.
Life fnsurnce adds to a mans
years by freeing him from appre-
hension.
Life insurance heightens the es-
TEEN in which wife and children
hold man.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
IN PRICE PROBE
Hackney Promises Prosecution
of PrOfiteers in Kansas.
Special Agents Take Field for
Price Commission.

Prosecution of profiteers in Kansas
was promised for the near future to-
day by Ed T. Hackney. of wellington,
state fair price commissioner. who was
in Topeka to speak before the conven-
ton of the Kansas Retail Clothiers'
association.
The state fair price organization is
ready now to open up with all its
guns on the price hogs in the state. he
asserted. Hackney has the state well
organized, 80 out of the los counties
having fair price committees. 1nves-
LEGATIONS have been made and fair
price lists announced by these commit
tees.
Now, Hackney has turned loose
number of special agents on the trail
of merchants who are ''gouging the
people," These agents, former mer-
chants themselves, will travel from
city to city, buying and pricing mer-
chandise in each city. When they find
a dealer who is charging what they
consider to be excessive prices, they
will report him to Fred Robertson,
United States district attorney. If
Robertson's investigation proves the
charges TO be we'll founded, the mer-
chant will be held over to the federal
court.
There is a great amount of profit
eering going on in Kansas, Hackney
declaTed. Il do not mean that the
most of our merchants are profiteers;
they are not. but enough of them are
charging excessive prices to make
profiteering general over the state.'
Have you noticed much of a de-
crease in profiteering since your or
ganization started work. Hackney
was asked.
Yes, there has been a marked re-
duction of prices" was his reply. THE
mere appointment of county fair price
councils was sufficient to make mer-
chants begin to cut their prices in
many localities. We believe we have
obtained. results and are getting more
and more every day.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
THE AVERAGE INCOME.

The United States Bureau of La
Dor Statistics in a recent report on
the cost of living in ninety-two in
dustrial localities, gives the follow
ing interesting data. the data being
gathered from 1902 families. The
average site of the family was
found to be five and the average in
come per family VI be $1.514.00
The pepart gues to show that the
average annual expenditure per
family was s1,433.00, divided as fol-
lows: Food $4,000. Clothing
$23s.0o, Rent $1s1.00. Fuel and
light $500. Furniture and fur
nishings $500. Miscellaneous
$4,000. in which last item was in
cluded money paid out for all kinds
of insurance. of switch less than
$4,000 was invested in life insur-
ance, and The average protection of
this character which each family
enjoyed was about $4,000.
Contrast the amount the average
bread winner produced, as set forth
by this government report. the
s1.514.00 per year. with the reve-
nue. his widow could have from the
100000 of life insurance. A man
should carry life insurance in such
volume that it would supplement
his other estate to the extent that
his widow would have as the pro-
ceeds of interest on his total estate
an amount equal to at least one
half the average family expepdi-
lures during his lifetime.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19

scheme of enforced saving. II you
have a certain payment to make at
q given time, your mind rises to the
occasion and YOU so arrange your
budget that the payment can be
made. Haven't you found this
true?
Life insurance is the best way
that was ever devised to check UNI
wise spending. Having a definite
amount to pay at a given time
makes you see more clearly what
expenses are really necessary and
what are not. And when you put
your savings into insurance, you
have the satisfaction and comfort
of knowing that gradually you are
providing for the time when no
amount of planning. no matter how
wise, will avail. Don't put 1t off
until it Is too late. Your working
years are numbered. Now Is the
time to provide for the years which
come after your work is done. At
the same time you have the assur-
ance that. in the event of your
death, some one dependent upon
you will live in greater comfort
because of your thrift.
When should you begin? NOWi
because the younger you are, the
lower the rate of premium; be-
cause your health may later be inn
paired so that no company could
accept you; and because you create
an immediate estate. Who advises
it? The business men and business
women of the world. Thousands
of capable, clear-seeing women are
insuring every year. Ask any one
of those upon whose business sa-
gacity you know you can rely.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
ICHABODS TO DINE
Banquet for Football
Players Tuesday Evening.


A complimentary. dinner to the
Washbur-l football squad will be given
Tuesday evening at Pelletier's tea
room. Rad NJ. Lee will be toast
master. The following program has
been arranged: ~ THE Team From
Where L Saw IT. Dean F. Rogers;
'sThe Team From Where. L Saw IT.
Capt. Don Lindell; THE Scrubs"
Prof. W. A. Harshberger; .'our
Troubles" Capt. Preston Palmer;
Election of 1920 team captains, Coach
Bearg, presiding; What You May
Expect of 1920 Squad" captain-elect.
The following men are giving the
dinner e. A. Thrill, Rad NJ. Lee, A.
D. Kirkpatrick. H. Ward Page, L.. M.
well, Clarence Jordan. w. p. Williams.
William Smith. A. E. Ferguson. David
Neiswonger, Clayton E. Kline, Glen
Horace Griest, DR.. A. H. Marshall,
John Ripley, Harry Wolf. Kenneth
Alexander. F. w. Griggs, Clyde Cow
gill, DR.. r. B. Stewart. H. A. Perry.
and J.. c. Rain. On the committee
are: Dean F. Rogers, Jay McCosh and
Irwin Keller,
Printed on one side of the program
is the football schedule for next year,
as follows:
Oct. 2-NebrasSa at Lincoln. rs
Oct Ak. U. at Lawrence.
Oct. 16-Ottawa at Topeka.
Oct. 23-Baker at Topeka ~
Nov. 6-Kansas Normal at Emporia.
Nov. 13-College of Emporia at Topeka
Nov. 1S-St. Afarys at ST. Marys.
observation-disclosures Aggies at Topeka.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
THE VALUE OF A HUMAN
LIFE,

From the dollar and cent view
point the most valuable thing in the
world is human life, for 1t is the
human being who creates all
wealth, and the death of any pro-
Queer means a smaller future pro-
duction than had death not &C.
Cured.
Do you. realize that your hand
and brain constitute your capital?
Did you ever stop to think that they
have a definite money value and
that you can compute accurately
what the loss in, dollars and cents
would be to your family if you were
to die? Finding your Present
Worth, in financial sense. is very
easy-a simple problem in arithme-
tic which any school boy could
solve.
Here is the problem which you
can solve in a minute-and which
you ought to solve before you are
down the amount of your present
personal earnings. Don't include
interest on your investments. 1t is
your earning capacity we are dis
cussing. Deduct from this the
amount of your strictly personal an
nual expenses. for it is your net an
nual earning we seek to find. Multi
ply THIS Dy 10 -. lIlls Will give you
the amount which, IL invested at
go would exactly replace your
earning power IL you were to cease
earning tomorrow. 1t is your Pres
ent Worth to your family.
When you have found your Pres
ent Worth. subtract the amount of
life insurance that will be payable
to your family at your DEATH This
final result is going to represent the
amount of additional insurance pro-
lection your family need to enable
them to continue living on exactly
the same scale as at present. 1t is
as much your duty to give them
this protection as it is to furnish
them with food and clothing, for
what Is insurance but an order to
deliver food and clothing and edu-
cation in the future?
Isn't this a reasonable PROPOSE
ton? Doesn't it call for action on
your part how? Suppose an insur-
ance agent doesn't come to see you;
does. that free you from the duty
you owe to those dependent upon
you? If you will communicate
with one personally, by letter, or
by telephone. one would welcome
the opportunity to talk with you
and show you how best to meet
your insurance needs. He is at
your service at any time or place
you may name to give you all de-
sired information.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
DO NOT POSTPONE TAX
ING LIFE INSURANCE

During the year 1919 thirty-two
life INSURANCE. companies paid over
$4,000, 10000 in death claims on
policies less than one year old: the
policies has been in effect on the
average only six months.
The volume of life insurance
should be increased to keep pace
with the decreased purchasing
power of the dollar.
Since the war began the purchas-
ing power of a dollar has steadily
and rapidly diminished until today
it will not buy half as much nier-
chandlse as it purchased in June,
1914.
The dollar and cent provision for
your widow and children which in
1914 seemed ample would not be
one-ha1f enough under present cir
cumstances and your volume of life
insurance should be increased to
keep pace with the demand for
more dollars to accomplish any
given purpose
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19

To begin with, there is something
that every decent man feels with
regard to the future of wife and
children that is actually load on
his mind and on his heart-a- load
that cripples his efficiency in other
things; that either makes him reck-
less in his expenditures, because he
sees no way of meeting adequately
this problem of the future welfare
of his family, or that makes him
misery and unhappy for the same
reason. This load, life insurance
assumes and carries in such a way
as to absolutely relieve the man of
his burden. 1t starts him out every
day care free in reference to future
obligations in case of his sudden
death or serious illness.
Again, life insurance carries you
into a first-rate habit which is hard,
otherwise to form, viz, a habit of
systematic saving.
-..@ Have you given life insurance the
opportunity to take you along the
road to success in life. releasing
your energies. your time, your
thought for work and fer enjoy
kments which would, be impossible
: IF life insurance did not carry for
you the big liabilities which consti-
tute your most sacred obligations,
namely the financial future of your
~ loved ones and your own old age?
* If life insurance does not carry
you, won't you hail the first life
insurance salesman you can think
of just as you would call up a taxi
in order to be carried from one
splace to. anather-won't you call
this man up and tell him that you
want a quick trip from uncertainty
to insurance; that you want to have
a big load taken off your mind con-
corning the future of your wife and
children. and in short that you
want to have life insurance carry
you and your family safely.
smoothly, to the place of financial
security that will be at once eco
snomical and will give you a sense
of welfare quite inexpressible?
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
MOTHERS PENSIONS.

Thirty-seven states in the Union.
SO including Alaska. now pension
their needy mothers and in many
other parts OF the world similar
practice prevails.
In Pennsylvania this pension al
lowance for mother with two de-
pendent children is $4,000 per
month. with $1,000 extra for each
additional child. and the average
family is three children. so the
average paid the Pennsylvania
widow is $40 per month.
:. Check this up with the net reve-
nue. your widow would have from
your estate as it now is and many
man will find that he is not max
ing nearly as much of a provision
for his widow and children as is the
state of Pennsylvania out of pure
charity.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
PLAY SECOND ROUND

The second round of Sunday school
basket bah games will be played at
the high school gymnasium tonight.
Three games will be played. as fol-
lows: First Baptists VS.. First Presby-
terians; First Christians VS.. East Side
Methodists (junior division), and the
Potwin Presbyterians VS.. Central Con-
gregationalists.
The results of Saturday nights
games at the Central Y. M. c. A. were
as follows: Westminster Presbyter-
ians. 40, Potwin Presbyterians.5. 8 !;
EvangelicaIs, IA, Trinity Methodists.
12; United Presbyterians, 61.s Grace
Cathedrals 2; First Presbyterians
forfeited to. First Baptists. & :.
The only close game in this round
was the misunderstanding tussle;
the others were, as their scores indi-
cate, one sided.
Card of Thanks.
We wish to thank our many friends
for the kindness shown during the
sickness and at the bereavement of
Julius Carlson. our husband and ia
Their, and for the beautiful floral Of
ferings.
MRS. JULIUS CARLSON.
MRS. E. J. CARLSON.
RUTH CARLSON.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
WILL YOUR ESTATE KEEP
YOUR FAMILY?

This question every man, no mat
ter how large his income or profits
may be, is called upon to answer:
@~Can. your family live from the in
come of your estate?'' They are
perhaps living now because you are
d generous provider, and while you
are in the harness they may never
know want and privation. But how
would it be If you should suddenly
be taken away and the revenue you
are bringing in should cease or be
materially reduced? Have you ac-
cumulated enough money to enable
your family to exist in their accus-
toned comfort, or will you leave
them greatly diminished means of
subsistence-or perhaps nothing at
all?
- The inquiry is not idle nor aca-
demic. The statistics of the Surro-
gate and Probate Courts disclose.
that only three per cent of the men
who die leave an estate of $4,000
or over; fifteen per cent leave but
$4,000 to $4,000. and eighty-two
per cent leave no tangible assets.
In a land of opportunity and possi-
bility like ours. such a showing is
almost unbelievable. For genera
tions prudent counsels have insis-
tentiy proclaimed the necessity and
the advantages of thrift. but in this
country they have been too little
needed.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
THE MORAL EFFECT OF
BEING INSURED.

Have you ever stopped to think
that to be insured makes US better
morally better? 1t is the per-
formance of duty. The fulfill
ment of natural desire. The pro-
lection of our own.
No husband or father can pay
his life insurance premium without
-unconseiouly being made a better
man morally, a better citizen and
with a better opinion of himself.
No man ever signed an application
or paid a premium who did no feel
an increase in self respect. whose
love and affection for his family
and the good in him were not slim
ulated. The moral effect of being
insured. with everything guaran-
teed and made certain. is often
greater than the policy holder real
ICES
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19

justly chargeable to mems wanton
wastefulness sor poor economy.
The man who insures his life is
thereby committed and compelled
to thrift He has agreed to pay on
certain dates specific amounts of
cash, and can default only at the
expense of self-respect and with a
glazing disregard of the interests of
those he is bound to protect from
financial trouble. He realizes that
he Is paying in installments the
price of patrimony for his heirs,
This is in one respect, at least.
better proposition than depositing
the same amount of money in a
savings bank. or using it, to pur-
chase property.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
THE WISEST WAY FOR A
WOMAN.

You do not waste money, yet, If
you are like all the rest OF us, you
do not always spend IL in the wisest
way. Habit often replaces clear
thinking as a Judge of which of
two ways OF spending given gum
shall be chosen. Careful considera-
ton of the actual benefit you re-
ceive from the money you spend
will show a better way of arranging
expenditure. Diversion of the cur
rent OF ones spending power from
an Improbable chaupe1 TO a prof
liable one is often the only way in
which woman can provide for
her future.
The best method of forcing the
brain to plan wisely is a definite
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
Does Life Insurance
Garry You?
That's the way to put it.


fellows
carl
the thing
life
the
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
ELIMINATING CHANCE.

Did you ever stop to think how
much human effort has been spent
in eliminating chance from the
lives Of men and women? on rail-
ways. on steamships, in the fac
tories, in mines, in the home, We
find countless devices the sole pur-
pose of which is to protect. from
unforeseen accidents, to make our
daily life something WEE can plan
and be reasonably certain that our
plans will be fulfilled. In cases
where 1t has been found impossible
to eliminate risk altogether, men
. long ago devised insurance, which
is. in its essence, providing for fu-
ture hazards by laying by a little
each year in order to have a fund
which will some day neutralize the
effect OF disaster OF some kind. To-
day We find 1t possible to provide
for almost any unpleasant contin-
gency, and the farsighted man sets
aside a sum which will build and
furnish a new house in case his IL
destroyed by fire, which will re-
place his windows il they are
broken. which will pay for his doc
tors bills and lost time IL he is in
Jured or sick, and which will re-
turn to him the value of property
that is stolen.
All these hazards. however are
contingent. You may never have
a fire; you may escape accident.
Nevertheless you wish to make
your plans with reasonable assur-
ance that they will not be unduly
interfered with. so you gladly make
a small annual desposit and go
about your days work without
L.. L. A..
reasonable precautions and that,
should any OF these contingencies
arise. you Will be Unidentified be-
GAUGE of your forethought.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1920-01-19
Safety Devices

There is one. event which Is GER
tain to occur; soon or late death
comes to every man. For this rea-
son. and because the consequences
TO the family In case of the loss OF
their breadwinner are more serious
than those resulting from other
disaster against which we provide.
We have come to think of life in
surance as the most important and
necessary of all forms Of protec-
ton. For many generations men
have realized. Its advantages, but
there are few today who realize
the wonderful progress that has
been made In recent years in maxi
ing Insurance doubly sure. Let Us
consider for a few moments what
we may call the safety devices
which have been adopted to help
you make your insurance protec-
tion sure and enable you to make
with certainty of fuIfIllment your
plans for the future welfare OF
your family.
1t can be made to guard againS
the possible loss of it's proceeds
through poor investments by hav~
ing IL guarantee a monthly income
to your widow, son. or daughter
as long as they shall live. II can
be made TO provide for a monthly
income to you. should you become
totally disabled, as long thereafter
as you shall live. and yet pay the
fun amount at your death. These
and many other attractive policy
features will 6iadly be explained in
detail to you II you will consult any
member Of the Association.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1920-06-09

brought about by the conflict, The
Same situation which we find here
10 also to be found. in many cases In
q moro intense degree, In the other
principal countries OF the world. Tho
st0ppaEe Of normal gold shipments in
international commerce, the borrow
ings by governments on an unpre-
cedented scale, the great rise In the
cost Of all kinds Of materials. above
all the tremendous exhaustion of
economic resources caused by the
waste Of war itself. and the unpro-
ductiveness Of millions of men dur
ing several years. necessitated the
granting OF credits for governmental
use, and for private business, on a
scale which had never before been
known. As q result, there is world
wide initiation Of credit: prices have
lost their old relation to the gold
standard. and the whole world is fac
Ing the necessity Of bringing about
deflation az soon as conditions will
permit. There is no doubt about the
Importance OF deflation, but an alb
rupt contraction Of credit, particular
" in the ordinary requirements Of
business, would be harmful rather
than beneficial. It IL important that
initiation. in 80 far as It springs from
excessive speculation In markets on
commodities be restricted. However,
1t IL not feasible to reduce rapidly
the amount Of credit which industrial
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1920-06-09
John Burroughs
E, {, N s':::
1. How do bees make wax?

l 70. wv nat QOeS the CUCKOO eat.
8. Is a COW happy without it's cud ?
Answers to Yesterdays Questions.
l. Is the common rat a native of
America?
My reader doubtless knows that the
common rat Is an importation, and
that there is a native American rat
sylvan rat. very wild and nocturnal
in it's habits and seldom seen even by
hunters or woodmen. Its eyes are
large and fine, and its form slender.
1t looks like only far-off undcgen-
crate cousin of the filthy creature
that has come to us from the long
peopled old world.
2. Is the song of the skylark melo-
dious?
The lark's song is not especially
melodious, but is blithesome, sfbilant
and unceasing. It's type is the grass,
where the bird makes its home.
Astounding. multitudinous, the notes
nearly all alike and in the same key,
but rapid, swarming, prodigal, show
ering down as thick and fast as drops
OF rain In q summer shower.
3. Why do trees sometimes bud be-
fore cold weather is over?
Spring comes by two routes, in the
air and underground, and often gets
here by the latter course first. She
undermfnes winter when outwardly
his front is nearly as bold an ever.
have known the trees to bud long
before, by outward appearances, one
would expect them to. The frost was
gone from the ground before the
| snow was gone from the surface.