New-York tribune., 1920-12-15

though never forgetting to help
himself, which he regards as the
first thing all of us should do. He
thinks that not one of US can be a
useful citizen or can do our full duty
In the world unless we keep our ex-
penses within our incomes, and al
ways save money, no matter how
small the sum.
He thinks that every man and
woman, every boy and girl working
for a living, should save something,
and he is sure every one can save
something if he or she will.
| learned that he lives on Bridge
street, not as fad, but because it is
near his place of business, to and
from which he walks every day.
Besides, his home is very comfort
able and convenient to subways, ele-
waited roads and Broadway trolleys,
enabling him to get anywhere
quickly.
| think / discovered, although he
did not say so, that he is not in SYM
pathy with people who practise will
full and sensational extrayagances
judged this because his success,
which has been unusual, has not
made him feel any differently than
when he sold newspapers as
twelve-year-old boy to help his
mother keep the home together
after his fathers death. He can now
live anywhere he desires, and pay
the price, but he prefers the simple.
genuine things of life. He wants to
be in thought and act just like you
and me-mingling with US, under
standing US, liking US.
In the Bridge street section of
New York City this man comes in
personal contact with all kinds of
people that make up this great CO.'S
mopolitan community, and this is
as helpful to him as it is to them.
They don't know him by name and
he does not know them by name, but
he and they meet and speak, and
they get along together in a splen-
did way. They tell him things that
every man ought to know, and as a
good citizen he feels he ought to do
his part in correcting some of the
misunderstanding that exist and
to help bury hatreds and discomfort.
This man told me that on Armis-
tice Day, November II, 1920, he and
his associates held a meeting. at
which it was unanimously decided
to go through with a plan which he
had been nursing in his mind for
several years, but which his asso-
clates had urged be postponed for
more opportune time, although all
of them had been in full accord with
it from the beginning.
1t is significant that the decision
to go ahead was made on Armistice
Day, when all of US just naturally
let our thoughts turn to the full
meaning of service.
The plan is to go to the people
with a series of letters pointing out
to them the wisdom of saving money
and showing them how they may
invest their money in small amounts
and have the same opportunity to
realize good return on their invest
ments as regular investors who
have larger sums to invest, and who
heretofore have had better chance
to make money.
In other words, the plan is to
make an effort to establish DEMOC-
RACY OF THRIFT.
This man and his associates know
that the people will save their money
more Systematically if they can be
shown that they will have the same
chance to make more money as
people who have more money than
themselves.
Most people go along asking them
selves questions like these: "What's
the Use OF my saving 80 cents or 81.
or 81, So, 81 or S5 week? What
chance have Of investing in good
securities? How can buy bond or
preferred stock for S10?''
The first hundred dollars is al
ways the hardest to save. but if
those who save it can be shown how
to invest it in $40 sums and be
factor in the big enterprises of the
country, saving will become a habit
and pleasure.
At the Arnistice Day meeting of
this man and his associates the