davidaulloa/AmericanStories huggingface dataset:
The log cabin Democrat., 1920-08-18
PLEASANT VALLEY-NORTH

Church was we'll attended Sunday and fine sermon was delivered.
 We are having some fine weather which is appreciated very much.
 Several of this place attended the Spring Hill baptizing at Terry's Bridge Sunday
 James T. Carter, Jr., returned home last week after a few days visit in Oklahoma.
 Levy Taylor returned home last Saturday after a weeks visit at this place.
 Miss Fife Gentry entertained Sun day at dinner in honor of Misses Mamie Taylor and Louise Davis.
 Mrs. Ed Gilbert of this place is very sick with typhoid fever.
 Clarence Carter left last Wednes- day for a few days visit in New Mexico.
 MT. and Mrs. G. J. Pearson and MT. and Mrs. Rabe Holloway of Wooster visited at Dan Carter's Sun- day.
 There was nice ball game at this place last Monday between Pleasant Valley and Wooster, the score being 13 to II in favor of Wooster. Come again Wooster and we will furnish you some more men as we have plen- ty to finish out your team.
 August IS.
The log cabin Democrat., 1920-08-18
OBITUARY.

On Thursday, August 12, the deatf angel visited the home of MT an Mrs Alex Palmer and claimed their little daughter, Octava. She was five year, old. The Lord spared her to then for only a short time. He plucks the most beautiful flowers from us, tha we might know His power, and bt submissive to His holy will.
 May God help the grief-strckcr parents in their hour of sorrow. A precious one from them is gone, A voice they loved is still; A place is vacant in their home,
 Which never can be filled.
 Written by a Friend. Mayfower, Ark, Aug. Is.
The log cabin Democrat., 1920-08-18
BALLARD.
Health is very good.

Health is very good.
 News is scarce on account ot the writer being confined to the house the present week.
 Mr. and Mrs. Teague returned home from Humphrey last week.
 J. A. Teague and family made a business trip to Little Rock Monday.
 J. M. Carter and Mrs. Vim, have been attending the meeting at Mount Springs, some of the past week.
 Mir. Roland of Mt. Springs has some travelling hogs, as they travelled in Leonard Rambo's field three and one-half miles from home.
 James Carter is preparing to try to save some hay this week.
 August IT.
The log cabin Democrat., 1920-08-18
NEGRO ARRESTED.

Oscar Morris, negro, is in the Faulk- ner county jail awaiting trial on charges of gaming, the indictments having been returned at the July, 1919 session of the grand jury. At that time, Morris could not be located, but Sunday night Deputy Sheriff J. I. Summers located him and promptly placed him under arrest. Morris said he had been in Conway county for the past several months.
The log cabin Democrat., 1920-08-18
GARLAND SPRINGS

E. G. Polk and family of Heber Springs are visiting relatives in this section.
 The picnic at Cross Roads was en- joyed by all. Hon. Wallace Townsend of Little Rock made fine talk.
 Mrs. Nancy Castell is suffering from an abscess of the throat.
 Thomas Heffington has been sick the past week.
 School is progressing nicely under the management of Prof. Luster Mat. thews. August IS.
The log cabin Democrat., 1920-08-18
PRESBYTERIAN SERVICE.

Prayer service at the Presbyterian church will be lead by one of the dea- cons. The service will be at o'clock. Rev. J. W. Circhlow will occupy the pulpit of the church next Sunday morning at II o'clock, Rev. R. L. Jet ton, the pastor, being absent from the city.
The log cabin Democrat., 1920-08-18
Farms for Sale
NEAR MT. VERNON AND ENOLA

NEAR MT. VERNON AND ENOLA 200 acres Cadron bottom land 40 acres in cultivation; good fences; three sets of houses; does not overflow. Best farm in Faulkner county excluding river lands.
 $50 per acre. 80 acres good level ridge land; 35 acres in cultivation; good houses fences; orchards; water; also best spring in the county.
 $27.5O per acre. 300 acres ridge and valley land; 100 acres fenced and in cultivation; one set of houses; good water; orchards, etc. $12.00 per acre.
 Terms to reliable parties.
 LEO HAMBERG S-11dwtf
The log cabin Democrat., 1920-08-18

For Sale-half acre lot m South Waco, Texas. Half mil. from Baylor University. See Tom Graham "t Log Cabin Democrat office.-dtf.'
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
BROOKLYNMORTGAGE
81 TUATION CRITICAL
Insurance Companies and Savings
Banks Must Lend Greater Sums
to Builders, Says Expert.

Investments have been made, but the
humble. is still negligible.
The same applies in a certain degree
to the life insurance companies. 1t does
seem that with the tremendous amount
Of business that Genes from the Dor
| ough of Brooklyn both the fire insur-
ance companies and the life insur-
ance companies should be able to find q
field for part OF their investments in
cur community. Some pressure ought
to be brought to bear to impress upon
the insurance companies that if they
intend to do business in Brooklyn they
must help Brooklyn.
Many of the institutions that make
mortgage loans have adopted a policy
Of loaning 60 per cent. on the pre-war
value of buildings. and while this atti-
tude may have been justified at the
close of the war. when the future cost
of construction was uncertain. we do not
believe that such policy is justified al
present 1t is generally accepted as a
fact that While present costs may come
down, they viii never reach pre-war val
ues because of the increase In the cost
Of labor and the certainty that labor.
while it will be cheapened in due course,
viii be the last element under all eco
nomic laws to be so affected
If savings banks would exercise a
greater liberality in the making of their
mortgage loans at this time, with APP
Fropriate amortization clauses it would
go a long way toward encouraging new
buildings.
Individual investors have been at
tracted of late by large interest bearing
bond issues which have been issued.
netting as high as Y per cent. on good
security. with liberal taxation provisions,
and it Is only natural that this type Of
investor will continue to withdraw funds
from the mortgage market so long as
this condition prevails. Just how good
these investments will be in the long
run is a matter of conjecture, and it is
fair to say that there is no investment
which is sounder and less subject to
fiuctuation-due to economic conditions
than a conservative first mortgage in
vestment.
This is n time that calls for public
spirited action, and because OF the close
relationship between savings banks and
the public at large it would seem that
with such institutions the real hope of
relieving the situation lies. If those who
are interested in our banks and irsur-
ance companies will view the matter in
fair light, 1t would seem that much
more can be accomplished than through
any of the various drastic laws which
have been passed recently.
The making IF large mortgage loans
20 non-essential buildings cannot be too
strongly deprecated. as sUch operations
hot only remove funds chat might other
wise be available for essential building
but consume labor and material that
might be more usefully applied The
b n';s demonstrated during the war their
ability to handle the financial problem
OF the Government in a mastery man
ner. and so il would seem that the
resent situation can be met by like CO.
operation.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
by LOUIS GRETscH.
Chairman. Home Buildings Commit

Chairman, Home Buildings Committee
Brooklyn Chamber Of Commerce.
The mortgage situation in Brooklyn
Mt present has reached the most critical
stage known in many years, and it is
not an easy task to determine altogether
Just what the cause for this situation is
or how 1t can be readily improved.
When the committee of which | am
chairman first took up a consideration
of the housing problem in the greater
city We found that the lack of mort
gage money was one of the primary
reasons for the cessation in building
operations, and so the mortgage situa-
ton becomes very closely allied with
the housing problem.
The method by which small sums of
money are placed at the disposal Of
builders, while helpful is not of great
value, and 50 We are led to a considera-
tton of what are the big means by
which builders might be induced to pro-
coed on a large basis. The first source
that suggests itself is the savings banks
Under the law we find that savings in
stitutions in the State of New York are
permitted to loan UP to 65 per cent OF
their resources on bond and mortgage.
The following statistics were furnished
by the Savings Bank Association of the
State of New York, showing the situa-
ton as of July /, 1920:
Total resources. .........S 81, $50. 320. $50. IS
Total on deposit. ......-... 1895, 32S $40. "A
Total bond and mortgage
holdings ................... 1,22I III oIS.92
The same statistics as of July 1, 1920,
for the savings banks of Brooklyn are
as follows:
resources .'.-'.....''......s2 s6' 49, 49, olo ~
deposits ..................... 03O, 1856 01O.I6
Total bond and MORTGAGE hold
inss ...-................... 2Ib.ai3 5o2So
From this it will be observed that,
both with respect to the State of New
York and the borough of Brooklyn less
than so per cent of the total resources
OF the savings banks is invested in bond
and mortgage If the additional Is per
cent. allowed by law We're invested on
bond and mortgage, ii can be readily
seen what large sum of money would
be available in the present emergency.
Gov. Smith apparently sensed the real
difficulty when in letter addressed to
the writer he said:
Il believe that savings banks. which
are primarily organized for the purpose
of promoting thrift among the people.
can render no greater service to the sew
eral communities in which they are To-
Gated than by investing funds deposited
will litCni " TIC luli lilull ul4OWtN ny
law, having in mind at the same time
the safety of the depositor."
And then there Is another great source
so far as Brooklyn is concerned. which
has been barely touched. II is a fact
that fire Insurance companies collect
over $S,000000 a year in premiums in
the borough of Brooklyn, and that until
a short while ago. when an investigation
was instituted by a committee of the
Chamber Of Commerce. practically no
mortgage loans We're made in this bor-
cugh. Since that time few mortgage
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
New York Herald Branch Offices

Washington Heights Office
SIS West fs1st 80. Tel. eo2s
wadsworth. Open until 10
p. NJ.
Downtown Office--eO6 Broad
way. Open 3 A. M. TO 10 r. NJ.
Sundays. 2 p. NJ. TO 10 r. M.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

Brooklyn Offices-24 Court
ST.. Tel. h4lS Main. Eagle
Building. 1903 Washington ST.,
Tel. 100 Main. Open until
10 r. M.
Bronx OFFICE - 5Is wills
Ave-, at 1l8th SC. Tel. p6SG
Meirose. Open until 10 p. NJ.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
FURNISHED ROOMS WANTED.

a refined French lady teacher desires room
and board with private family; East side
from 1Oth to Goth ~. Reply. giving particu-
lars. Nine T.. O.. 15j Bcnham av., Bridge
port Conn.
FRENCH school teacher desires n exchange
conversation for room, around tho sos, re-
fined family LOUISE EMERY. 30 w.
path st.
CENT .EAfAN wants furnished room. private
entrance preferred, privacy. freedom. v
zoe Herald fulton ~
GENTLEMAN dcsircs room ln small private
family, below 23d at. state particulars.
l. 6ss Herald. $50 Broadway.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
q A r A O q

HEALTH, WEALTH AND HAPPINESS.
Are you, like thousands OF others. say
ing: "As soon as can find how to prof
itably occupy my time in Southern Cali
fornia i am going there to live?" If the
CALIFORNIA IDEA has an appeal for
you let us tell you how you may pro-
vide for n life income and a beautiful,
home site in the Land Of Sunshine. with
small cash outlay and without disturb
Ing your present connections. interest
ing information upon request. No obli-
cation. Address CALIFORNIA" p. o.
box "a. Times Square Station. New York.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

A-PR1NTlNG over NIGHT SERVICE
go elegantly printed bond letterheads
$3.50; cards, billheads, envelopes same
circulars. folders, booklets. prospectusef
stock certificates; everything reasonable: ex-
cellent work. drawing, designing. CALLS
Zig "On Time Print Shop, 800 9th av
(23d-2lth) Gramercy 1910.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
FURNISHED ROOMS WANTED.


REFINED Southern couple desire entire
floor In quiet private home; must be well
furnished and modern; no apartment: loca-
tion. 72d TO 96th, west side; permanent. Ad-
dress 10 w. Bath ST., room 90S. Phone Fitz
Roy 1l2.
SINGLE room, airy nicely furnished. all
conveniences. wanted by business man,
West Side: state terms r. M, 10 Union
square.
WANTED by young woman. furnished room
with private family; must have use OF
piano one hour daily; references exchanged
Phone Longacre $500
UNFINISHED ROOMS TO LET
>~~~~~>~~~---~--~~-~--~~-~~--~-
EXTRA large room, ground floor steam
heat. electric lights running water; suit
able Tor dressmaker; rent moderate 10
SEPH K1NSELLA, 122 f. Doth ST.
75TH, 1866 W. = Room, bath, up TO date.
southern exposure s55; business woman.
Westchester.
TWO communicating front rooms: bath;
opening from reception hail. references
exchanged. Phone Yonkers 3466w.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
BUSINESS OPPORTUNITIES.

young Westerner. an Elk and Shriner, de-
sires to interest party with about Sfb, 900
In securing an exceptionally located noun
tain ranch and convert same into tourist
ranch and for hunting parties Ranch is
mountains road TO Yellowstone Park.
near home OF the late Buffalo Bill. with
Fishing and big game hunting at door. Do
not own ranch but am interested to extent
or locating party to obtain same and secure
working interest therein. Unlimited possi-
olllties and big returns from an enterprise
or this kind. Desire to hear only from party
who Is financially able to handle proposition
and Interested In such a project For full
particulars address Box 565. Cody. wyoming.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

Harlem Offlcc--205 West
l25th ST., Near Seventh Ave.
Tel. 100 Morningsids. Open
until 10 p. M.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

HAVE YOU LEGITIMATE BUSINESS
you wish to sell without publicity? Or seek
ing associate with capital for expansion? See
ROBERTS-FROST COMPANY.
sos 9th av. Murray Hill 1851.
BOOKLET MAILED UPON REQUEST.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
Long Island.

MOST desirable furnished room; modern nm
provemsnts, private family; near Elm
hurst av subway station; reference. i2t
Elbertson St. Elmhurst.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

Principal Uptown OFFICE
Herald building. Herald So.
Tel. Fltz Roy 5000.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

IAIRDRESSER and permanent waver: splen
did opportunity to locate: room to rent In
connection with beauty parlors attractive
proposition to the right person; references
required. Telephone Vanderbilt 2340.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
UNFINISHED ROOMS TO LET
B0ARDERS WANTED.

~~7-~>~N~~~---~-~-~>>>~~~~~~>
LADY having very attractive house In pud-
son River town, and excellent cook would
take one guest In her most delightful home:
$50 weekly; garage space for car II desired
s,-PFfl0R y 7lS Herald. Herald 50.
RIVERSIDE DRIVE, 800 corner 10th 81. )
Southern exposure every ROOM private
bath and telephone; elevator: Hunea -ian
chef; retired Hebrew social surroundings
Mrs. Ida Marks.
TWO mental or nervous cases can find s,
perior accommodations on farm on pumson
road. Address NJ. DODGE Red Bank. N j.
BOTH ST (cor. Lexington av.. 1888 Room
with meals SIS weekly up; good home
cooking. hotel service elevator. telephone:
for women evclu~ivelv. FoTET RTTTr EDGE.
BOTH 81 west-Gentleman Will share front
room, bath board, with gentlemen
SID, 327 WEST
Rooms with board, In attractive refined
home; two doors from Drive references.
l22D 1872 West.-Comfortable furnished
rooms electricity; excellent table: business
people: Jewish.
11STH ST, CSC W.--Beautiful rooms, excel
lent board. homelke. Jewish private house.
Borough of Bronx.
HOME I'm . family house for nervous in
cuarbcs, aged lady or gentleman: rates
Moderate. r. Geschwind 1896 East 23od,
ri"on~.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
BUSINESS OPPORTUNITIES.
AN EXCELLENT OPENING
IN THE
PETROLEUM INDUSTRY.

Two men Of ability. experience and
standing have spent considerable time
and money in making a careful study
OF all productions they have worked
out plan based on personal investiga-
ton which practically lnsures success
and now want one or two associates,
active or otherwise. with capital to
begin immediate drilling operations
and take advantage of the present
great oppnr unity for securing oil pro-
ducinG :, tetails at Interview
hi 8 n iits and references
W.; LEI %lSSON. Personal. Jll 5tl
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

A group of successful newspaper men want
$3oo.Oo0 70 $50O.00o for the acquisition of
metropolitan newspaper: this property is
long established and making money; II has
undeveloped potentiaities of magnitude !;
such proposition will appeal TO any large
caliore business man who Is interested In
a profitable enterprise carrying prestige be-
yond the ordinary. l. 500 Herald $50
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
BUSINESS OPPORTUNITIES.


CHAIN store organization desires to estab-
lish branches In New York; we want a
live wire to locate and acquire stores, op-
tain managers, &C., and act as district SUI
perintendent must be high grade man
good salary and bonus; must invest 10000
or more; state previous connections, eX-
perience and compensation. Box US Her
aid, Herald SO.
CORPORATION would like to sell fully
equipped machine shop In lower part of
city; office lease, patterns. drawings and
months; money maker for the right party
want to sell as partners have other bu3i-
ness taking all their time; asking price
$50. 1000; win stand thorough investigation.
o 100 Herald. $50 Broadway.
CORPORATIONS organized any State. three
days: small expense, including books. &c
specialists on corporation organization: book
let request. COLONIAL CHARTER COM
PANY. World Tower Bldg. ITO West doth
St. Bryant 1893.
CAN interest Christian party having capital
In one Of the greatest real estate oppor-
tunities of the century. EBEkLING &
lGITHALER, 1885 Myrtle av., Brooklyn.
CIGAR store for sale. 1853 East 161st st.
e. STEIMAN.
DESIRE services young man. POPS years,
to assist manufacturer evenings; a tempo
rary investment of $500 required: fully Sc
cured; opportunity TO make 81, 900 more
in few months: state II had any manufac-
turing experience or IL mechanically inclined
and give business occupation at present.
METAL GOODS.
257 Herald Herald 50.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
COUNTRY BOARD.
Connecticut.

WILL board few select people al my private
home, Sound Beach, Conn: rates S20-S25
per week. Phone Sound Beach 401 or write
c. B., POI Herald Herald So
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

want man to invest $500 600 and be-
come active In a going business; one with
manufacturers experience preferred. 1862
Herald. Fulton ST
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

LAWRENCE, LONG ISLAND.
Sunny cheerful room to rent, private bath
- desired board OPTIONAL in modern
ouse with family OF three adults; 80
1inutes from Pennsylvania station. II Z
Irrald Herald So
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

TWO single rooms. with private family Tel.
white Plains 4f5J.
YONKERs, 40 Morsemere av., between
broadway and Pailsade av.-Bright and at
tractiveiy furnished rooms; good street car
connection to New York Central, Putnam, and
subway station. Telephone Yonkers 22i2l
SOS (near Broadway Medium room, pri-
vate apartment. elevator. electric light
central location; neat business woman SIS
refareucoa Circle 1037.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

INVESTORS and manufacturers. have Won
patented useful commodities, new TO the
public. suitable to be sold State rights prop
osition? Am expert salesman, highest ref
erences; have Broadway office write full
particulars. Address ID 262 Herald, Her
aid SO.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

EXCLUSIVE sales rights In Greater New
York for automobile storage battery:
can earn $50, 900 or 100000 per year net
from this; company Will back you with adj
vertIsing and sales missionary work; I'M
usual opportunity. Box T24 Herald, Her
aid So
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

EXECUTIVE. CHRISTIAN, IS. WILL CON
SLIDER INVESTMENT 1000 TO $4,000
BUSINESS. GIVE NATURE OF BUSINESS
AND OUTLINE OF PROPOSITION, l. 6S5
HERALD. $50 B'WAY
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
SUBURBAN AGENCIES

Asbury Park, N. }.
T1g-Mattisou St.-H. A. BordenI
Astoria, l.. !.
-Broadway-Sam Yudien
2T2 Grand Ave.-Benj. G. Rifklnl
sos Second Ave.--JosephI
To tl,aYtup
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

SANk discounts loans on machinery mer-
rhandise salea, shipments. rents, market
able collaterals. ac' eptances notes bought
.'OEHLER. ~ Chambers at
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17
COUNTRY BOARD.

'RADUATE Nurse (retircd) owning large
modern house; take elderly or convalescent
Invalid; reasonable Brightlands. Hampstead.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

HOTELS for sale. county seats New York
State; fully furnished: open all year; 80
rooms, modern plumbing. steam heat. large
maker at reasonable price: act quick: ask
for circular T.. HOTEL & RESTAURANT
EXCHANGE. II +. 42d ST., n. Y.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

Westminster.

ROCKLEDGE MANOR HOTEL.
Few desirable rooms open for winter en-
gagement Tel. 1914 Yonkers. 1874 Bruce ay
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

HOTELS-Why not write call for list Of
desirable hotels for sale or lease many
bargains; ask for circular A. HOTEL
RESTAURANT EXCHANGE, 81 E. sd st ,
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

'AkEttf far sale lease: easy terms :
low rent. Phone Bryant AGO, room 9o5.
l4lN Bway, Longacre Bldg.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-17

HAVE wonderful household necessity; very
profitable; competition; want Christian
partner; small capital. T sol Herald. Full
ton st.