The Morning Tulsa daily world. [volume] (Tulsa, Okla.) 1919-1927, 1920-10-25

or fixed time Of meeting for said or
g1uizatiOu and only a few attend It's
called meetings. In the facts herein
given you VIII see the sinister pur-
pose ~ the organization.
Members Of the Legislature
Deceived.
The Fraternal Congress of Okla
hOma gave banquet to the Nom
bcrs OF the Legislature In the Lee
| Iiuckius Hotel for the purpose Of
| boosting" certain proposed law
and the said proposed amendment
/ TO our Constitution. OF course the
/ rank ana file Of the members be-
, longing to the several fraLernal SO
ciotios concerned knew nothing
about the meeting or It's purposes.
but contributed tho money which the
head officers used to pay tho cx-
T penscs ~ m" banquet contrary 10
. the principle, Taxation without
/ representation Is tyranny" Mem
/ hcrs OF tho legislature evidently be-
/ licvcd that the Fratcrnal Congress
| ot oklahoma represented the mem
! bcrs Of the several societies con-
! ccrncd. IN this they were deceived.
{ as the faCts hereinafter disclosed viii
show. The legislature merely sub
mittcd the proposed amendment TO
the people for their ratification ur
/ legislature who voted to refer the
proposed amendment 10 the people
viii vote against the same.
/ Object 10 Convert Into Old Line
Companies,
Th" laws Of the various states rec
ogni2o two lines or types OF policies
one for profit ana the other Tor mu-
tual protection. Sec of Art. 10 OF
{ our Constitution cxempts Insurance
companies which are not conducted
for profit, and insuring only their
own members Oratcrnal socictics). e.
and all ~ which the interest OF each
respectively shall he uniform aud
mutual from certain burdens i'm.
posod upon old line foreign life In
suranCo companies. Foreign life in
surancc companies. organized for
profit, are permitted 10 write diff
fcrcnt types Of insurance. and they
are required TO pay to our state 5000
per annum, $500 for each agent and
two per cent on premiums collected
In Oklahoma. For the year 1919 the
New York Life Insurance Co. paid
To our state on premiums collected,
after dcduCting dividends, $27,ji3.S4.
Other companies paid large sums to
our sstHte. Frlternal insurance So
gioties which write uniform and mu-
permitted to do business, and do not
pay anything on premiums collected
II Ia the object OF the proposed
amendment to LAY down the bars"
so that fraternal societies can write
different types of policies. This is
admitted In the affirmative a.gu-
ment. | agree that that would be
the effect of the amendment N
adopted. Instead OF all new blood
going TO support one type OF a pol
Icy, the energies and prestige OF tho
fratcrnal societies would be scat
tered. when the Woodmen of tho
world began to write types OF pol
been built Np by the old members.
the rates on the old members were
increased. II was probably contem-
plated that with many OF the old
members forced out OF the society.
1t would stIll go on with the same
officers at It's head. The rates were
greatly Increased and at the Same
time the Sovereign mander's
salary was increased from Sl2,500
to S25,000 per year In addition TO
! large sums. allowed for expenses.
Remember that such a man was the
| moving spirit behind the Fraternal
! Congress OF oklahoma, which urges
| the adoption of the proposed amend
| ment. Let us members think for
ourselves. when we see our inter
csts betrayed, let us act for our COM
mon good. To allow fraternal So
cietIes to write differert types OF
| policies would be u fruitful source
fraud. In that way they could, un-
I der the guise of a fratornal society
write old line insurance. After writ
I ing one type of policy for awhile,
| the INSCRIPTIONS could use the pres
] tlge OF the society In fostering an
! other type of policy. and as the old
| policies are supported by new blood
! from new members the rates would
( be greatly increased or be unable to
pay the old policies at death. Mem
/ bers, when they are too old to tako
out other insurance, find they have
I no insurance or the rates are 80 in
creased until many cannot carry their
J insurance. The supreme Court of
Oklahoma In the case of Pretorians
| vs.. Bloom, III Pac. 9l7, In constru-
| ing Sec. OF Art. 10 of our Consti-
| tuition, which the proposed amend
! ment would change, among other
things, held: 1T Is matter Of
common knowledge that life insur-
anco AZ written by the old line conf
/ pany. both stock and mutual, is
highly complicated and involves In
I
| and privileges every gradation
possible. Fraternal benefit insur-
anCe has never taken such charac-
ter: simplicity - oneness --- is the
dominant idea, etc. over and
against the complexity variety and
inequality and want OF uniformity
! OF the old line insurance stands tho
simplicity, the uniformity, mutual
itN and oneness of the fraternal
benefit type OF insurance, and this
differontiatiug test has been carried
into our constitution, etc. II is true
that the beneficiary association can
engage I'm old line insurance. but
When II does the day OF It's special
privileges Is gone, nor does the order
meet the requirements that the fra
! ternal association must be conducted
! without profit. Yet II Is the charac-
I ter of the business transacted and
, not the mere formal working OF the
! organization which will fix the true
. status OF the order.
| Amendment Would Cause Litigation
! II the bars are laid down" and
our beneficial fraternal societies are
allowed TO write a diversity OF com
! plicaled policies, they will be fire.
! quCnNy contested ana they will be
! harder for our members to under
stand than one plain, simple type Of
Z "A pplipV. Haa suggested bV Our Gu-