davidaulloa/AmericanStories huggingface dataset:
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-21

cit Is often claimed that insure CO Il
n form Of tax but our Federal and Stat,
! Governments make no audible apology
for the taxes they collect. nor do labor
unions for raising wages and making
their own rules nor theatres and NOV
ing picture places for their prices
Mutual insurance companies do moi
apologize for their rates even though II
can now be shown that stock com.
panies' rates on sprinklered risks otter
cost the property owner less than the
net cost OF mutual Insurance"
"Prohteers may have TO be apologIsts
but IL local agents and company mer
would consider the skeletons Of the
thousands OF defunct insurance com
panIes which whitcn the road down
which the few successful companies
have travelled In the last half century
and take n more outstanding attitude
toward the public and the politicians
they would ind themselves beset by
fewer troubles
"A most encouraging development in
our business is the relative freedom
from the noxious legislation OF former
years There are still those land they
are not all IN the Insurance business
who feel that now law must be en-
acted 90 smooth away every difficulty
encountered in the constructors OF n pol
icy or the payment Of q loss, but, thanks
IN no small measure to the efforts OF the
National Board Of Fire Underwriters. TO
the cooperation OF agents and TO the
better understanding by legislators and
public officials thus cnRendered. the
mass Of futile II not unfair legislation
ls lcss than formerly.
Are Vow 100000 Laws.
"Ar Theodore II. Price OF New York
told me recently that long and palms.
taking examination showed that each
State had on the average 10000 laws.
total Of 96s,0o0 for the forty-eight
states, and that IN addition there were
10000 Federal laws. a grand total OF
1925 900.
what we need ~ not more legislation
but solid front presented by companies
and their agents against any proposed
legislation which may unfairly prejudice
the interests Of either, which generally
means of both, and II the legislators
only knew II almost invariably preju-
dices the best interests OF the insuring
public as well. There are insurance inen
who will fight tooth and nail TO prevent
a trolley pole going up opposite their
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-21
Public Better Protected.

Mr.. Shailcross then said: THE people
| or these United States are likely to be
| better insured In the future than they
ever have been in the past As values
have increased during recent years and
the chances for loss have become cor
respondingly greater these matters have
been looked into and more and more in
surance has been purchased A great
deal Is still needed for adequate pro-
lection and herein lies the local agents
great opportunity for developing his
regular fire business.
The profits Of the last few years have
been so great in many lines Of busines 81
that those reaping them could not az
ford to take the chance of their loss
through casualty that might be insured
| against hence many classes OF insur-
| ance have been carried to which little
attention had been given previously and
this has educated the public to the need
and benefit Of newer forms OF insurance,
creating q demand that Will probably
continue to increase for all kinds and
classes of indemnity.
This leads me to say something that
l hope you will not misunderstood or
misinterpret.
Every agent should make Il n point
to be so familiar with the nature OF the
goods he has for sale that every one Of
the customary insurance problems that
come to his clients may be answered In
diligently and satisfactorily.
Agents Well Equipped.
"One reason why the agency and
brokerage houses In large centres hav,
been so successful In building up busi-
ness IL because they have fortified
themselves with this intimate knowledge
oil all phases OF insurance. When you
consider that man has en- insurable In
terest whenever he can sustain loss OF n
tangible nature due to some casualty
you can see what wide field OF knowl-
edge must be covered. and II IL Tor you
gentlemen to become so well versed in
ali forms Of insurance that your clients
need never go elsewhere to find the best
way to protect themselves against loss
under all OF the many contingencies that
may arise.
There will never be any serious ques-
lions OF the encroachments of outside
agents or brokers IL the local agent ~
equipped TO give the same kind OF SER
vice they give, ard you have this add
vantage, as a rule. that you are iealing
with your neighbors. whereas the out
cider deals at long range.
ITO the extent. too, that the local
agent is thoroughly well versed in all
the aspects OF the indemnity the com
panles he represents can furnish to that
extent he is elevatlng the business he
IL engaged in and Is the more fully dis
charging his duties as n good business
man and a good citizen. And from a
general aspect the observer cannot fall
to be impressed with the opportunity
that remains for placing the business
more firmly In that position in the COM
mercial world which its Importance
warrants.
The New York herald. [volume] (New York, N.Y.) 1920-1924, 1920-10-21

Government expenditures of four
billion dollars during the next fiscal
year were forecast by Secretary Hous-
ton. The Secretary outlined the Treas
urys programme for handling the war
debt. liquidation OF which. he said, must
go on steadily in order that final re-
demption be accomplished without dis
turbance to national life. He appealed
sor "the strictest economy not only in
our expenditures. Federal, State. county
and municipal, but also by thrift on the
part of our people" adding that the
programme necesstated the mainten-
ance of taxation after this fiscal year
on isvel of not less" than 1900. 900, 900
annually. He added:
"The reasonable and proper course
is 10 proceed under the terms OF ex-
listing laws which authorize the Sec
rotary of the Treasury 10 refund the
demand notes into obligations with
distant maturity at q rate Of interest
at least equivalent 70 that borne by our
old bonds coupled with authority for
Evening star., 1920-07-11
Secretary Baker Is the President
of the World's S Greatest University

tary man how all important the
general staff of an army is to lts
well-being, and how essential con-
seQuently to the commander-ln-
chief, seems unnecessary. Contln-
uing, Gen. Pershing said:
I'm the light of experience l de-
clare without hesitation that but
for the training in general stan
duties given our officers at the
service schools at home before the
war, and in France during the war,
our successful handling of great
masses of partially trained troops
in operations, while at the same
time providing their enormous
needs of food and material. would
not have been possible" g.
X X X X
Secretary Baker. who also spoke
at the commencement exercises"
said that in addition to the officers
being educated in the Army. there
were 10000 enlisted men in the
several Army schools, and that he
had been referred to az ~president
of the largest university in the
world"
To-day 1 address the graduating
class in the highest postgraduate
department" added Mr.. Baker.
land SO 1 am really in cap and
gown addressing the post graduate
students in the worlds greatest
university"
Evening star., 1920-07-11
NEW GLORIES DEVELOPED
IN THE YELLOWSTONE PARK

| the terraces are a marvel of gorgeous
coloring where the hot water ripples
over the unique formations. With the
single exception of Minerva Terrace.
which is less splendid than in past
, years all of the terraces are PERFORM
ing in great volume. Cleopatra ap-
parently is trying to make up for
Minerals deficiency by starting
new channel, where the coloring
changes daily
Jupiter, for many years the finest
of all the terraces. has lost his lead
ership. being surpassed by the pro-
saically named Pulpit Terrace. which
is sending more water than ever
from it's sapphire pool over a series
of beautifully curved basins, frettUu
and colored like some old Gothic cary
ing, until more than 200 feet below
conduit is reached which takes the
warm waters from all the springs
into the open-air bathing pool.
Hymen Terrace is attracting great
attention because of the abundance
and exquisite shape of the algae, or
microscopic plants, which give the
terraces their color. Nowhere else in
the park are to be found such grace
full formations, floating in the water
like ostrich plumes of delicate green.
Angel Terrace has developed a rich
pink coloring, much like a birthday
cake. a resemblance enhanced by the
trees which the growing terrace
reached out and killed and which now
stick out through the crust like white
candles. Occasionally a deer can be
seen and photographed nibbling the
salty incrustations from the trees.
Orange Spring Terrace. which has
grown to a great mound fifteen feet
high, has a tiny assistant-an off
spring" to quote the pun of a visitor
which babbles merrily at the origi-
nal level of the parent spring. afford
ing a comprehensive view of how the
terraces have been built.
Mineral springs in the park, includ-
ing the apollinaris and iron springs
and the hot soda spring, which are
eagerly sought by visitors desiring
to drink the waters, are producing in
great quantities.
Evening star., 1920-07-11
EIJROPE,S PROBLEMS ARE
IN PROCESS or SOLUTION

realize that she lost the war and il
making desperate efforts to overcome
the handicap that it has put upon her.
did not meet any optimists in Ger
many, but am confident that a good
deal Of the somberness in the dark
picture which the Germans paint can
be attributed to their effort to temper
the allied terms of settlement.
Underneath this dark surface there
were many indications that the Ger
mans are confident of their ability to
come back and do not realize them
selves what long journey that must
be. Her greatest economic difficulties
are currency imitation and lack of raw
materials. How these problems are
to be met it is difficult to see clearly.
Some Reassurfng Sides.
There are these reassuring sides to
the picture, however: Germany's ag-
ricultural output is being stimulated
| in every possible way, and large crops
are assured. Her industries were not
destroyed by the war and are pro-
ductive and efficient, needing only raw
materials to supply them. Her peo-
pie are Industrious and thrifty and
glad for the opportunity to work.
Undoubtedly there will be numer-
GUS changes before any definite polit-
| ical status is fixed, but through it all
| German thrift and commercial in
stinct will endure and accomplish i'm
portant results. I learned that radi-
cal steps toward decreasing their
present imitation and meeting their
fiscal problems are contemplated and
that will go far toward the work of
restoration.
| Throughout middle Europe there is
much confusion. and it is difficult to
make definite statements about con-
ditions. Austria is. for the present at
least, crushed, and there is little SEM
blance of industrial or productive ac-
tivity. The food lines are formed
daily in Vienna to care for the starv-
ing, and thousands of lives are main
| tained only through charity
Evening star., 1920-07-11
CLIFF JEWELLERS HAD
FIRE WORSHIP CULT
DR.. Walter Fewkes Has Uncovered What
Reveals Possibly New Chapter in
Life of Lost Race.

Inhabited by those who practised the
new fire rites.
Court of Ceremonies.
The architecture of New Fire house,
formerly called Painted House, is very
simple. Its plan shows two massive
walled buildings. of good masonry.
separated by a court fifty feet long
and twenty-five feet wide. Each of
these buildings is two stories high,
that on the east having two rooms,
one above the other; that on the west
with three rooms on the ground
floor. The rear of the court is formed
by the upright wall of the cliff and
a bank Of masonry with walls plaster
ed white above and red below. On
this plaster are numerous triangular
figures. Around the court are stone
seats for spectators.
The feature in the court which
points to fire worship is a large cir
cular fire pit situated in its middle.
This central circular fire pit, filled
with ashes, is without duplication in
any cliff house. 1t is too large for
use in cooking food. and some i'm
portant purpose led the Indians to
construct it in this conspicuous posi-
tion.
New Chapter of a Lost Race.
So fas as facts revealed by the iden-
tification of New Fire house bear on
the culture of the ancient cliff people,
they open a new chapter in the life
of the lost race of Colorado. These
people erected special building for
other purposes than dwellings. look
outs or fortifications, which indicates
that they had advanced to a condition
higher than the other prehistoric
house builders of ouI southwest.
Every cliff dwelling of size has one
or more circular subterranean rooms
which were devoted to ceremonies,
but no archeologist has yet reported
a building of the same size as the last
excavated mystery of the Mesa Verde
National Park. apparently constructed
for the specific purpose of fire wor-
ship.
Evening star., 1920-07-11

Not all of the officers now being
selected for duty on the reorganizeo
general staff are graduates of the
General Staff College, but as the
older officers retire the new staff ON
GERS must come from that institu-
tion. The law is that officers VINO
since April 6, 1917, have commanded
a division or higher tactical unit, or
by actual service in the world war
have demonstrated that they are
qualified for general staff duty, may
be appoined.
A board of six officers is now
going over the list Of eligibles and
selecting therefrom eighty-eight
names, which they will recommend
to the Secretary Of War for ap-
pointment, which list. it is gener-
ally understood. will be changed
little or not at all by the Secretary.
This board includes Gen. John ].
Pershing, Maj. Gen. j. w. Mean
drew, Maj! Gen. s. D. Sturgis, Brig.
Gen. c. H. Muir. Brig. Gen. F. T.
Hines and Col. Kenyon A.. Joyce.
Heretofore there has been no
limit on the number Of general
staff officers that might be ap-
pointed, and during the war the
number was ;swelled to some two
hundred Now the number on the
general staff is, fixed by law, but
the staff with troops may be in
80 ;adoAn;ta1y &c tbn e;,o ~
the Army is increased. The law
makes provision for staff officers
to serve with armies. army! corps,
divisions and brigades.
u X ~ \
In addressing the first graduating
GLASS of the General Stan College
Gen. Pershing quoted Washington
as saying: ITO remark to mill
Evening star., 1920-07-11
YELLOWSTONE PARK, Wyo-.
Z July sx4ss.1nterasting changes


m: q: ::
the natural wonders OF yell
lowstone National Park. Led by Olo
Faithful geyser. which has shortened
the interval of its performances by al
most a quarter of an hour and now is
playing every sixty-four minutes, the
geysers and hot springs are on their
best behavior, promising season OF
unsurpassed beauty. as if mlndful that
the number Of visitors is expected to
exceed 100000 for the first time in the
history of the park
Unusual depth of snow during the
winter, followed by a rainy spring
is believed to be responsible for the
brilliance of the natural phenomena.
Abundant moisture has been stored
in the underground, passages feeding
the geysers and springs to enable
them to excel all their previous eN-
hibitionS.
X X x
The Grand has become the park
most powerful geyser. 1t is playing
once or twice each day and for ten
to thirty minutes affords magnifl-
cent spectacle of a fountain of steam
ing water 200 feet in height, which
is succeeded by five to twelve distinct
eruptions. Giant and Giantess have
been giving fine exhibitions. Constant
has discontinued operations, it's ac-
tivity apparently transferred to the
Whirli'gig directly across the foot
path. Mud Broiler has changed its
tactics and is discharging water that
is almost clear. Scores of smaller
geysers ARE constantly in action, and,
of. course, Old Faithful, which attains
a height of 125 to 10 feet, is observed
hourly by persons from all parts of
the world, as in former years.
At Mammoth Hot Springs, the head
quarters of the park administration,
Evening star., 1920-07-11

handling of units the size of a
regiment and smaller.
From the graduates of the serv-
ice school are picked the stu
dents who may attend the Army
Staff College at Fort Leaven-
worth, Kan. Here the officer has
a years schooling in problems af-
fecting a brigade or division. He
is taught how to arrange his
transportation Of food. men and
ammunition. to establish and
maintain communication under
all conditions that might arise in
the field. Graduation from this
school qualities him for appoint
ment' as an Army. staff officer,
such as division chief of staff
or one of three aids who serve
with such chief.
From the graduates Of, the Army
Staff College are chosen the officers
who may attend the General Staff
College, the most advanced course in
the training of an officer. In this
latter college he learns the. national
problems of offensive and defensive
warfare Questions such as the re-
organization of the nations industry.
on a war basis are taken up, the
training of civilian personnel or the
procurement of raw supplies. The
military resources. defenses and the
strategic position of every country on
the globe are studied and problems
that would arise in the event Of hos
Titles with this nation are worked
out to the last detail.
When an officer has finished all
these courses 1t is expected that he
will be in position to direct tho
Army of America in the most eff
cient manner possible. whether the
prohlen he one of war or peace
Evening star., 1920-07-11

IN r. J. WALTER FEWKES.
chief of the bureau of
American ethnology of the
Smithsonian Institution, has
| just returned from the southwest,
where he uncovered a cliff building
| on the Mesa Verde National Park,
| which he believes was erected for the
ancient rites of the fire cult of the
Cliff dwellers. One of the most in
teresting ceremonies among the Hopi
| Indians in northwestern Arizona is
a survival of an ancient rite con-
nected with fire worship, occurring
every November. This rite. sometimes
| called the new fore ceremony. is
one of the most elaborate in the ritual
| of these people. Fire ceremonies also
survive to the present day among the
Navajos and Pueblos. but it's ex-
istence among the cliff dwellers, al
| though suspected. has never been
| definitely demonstrated.
Large cliff houses are called cliff
dwellings since they bear every evil
dence of having been once inhabited.
| but the cliff house On which DIR.
Fewkes worked last month shows no
| sign that it was built for domicile,
| but was constructed for special cere-
monial uses. This building, known
for the last few years as Painted
| House, formerly partly buried in fall
| en- debris, has been completely un-
| covered and shows features that
stamp it as unique not only on the
Mesa Verde, but also in all other
areas of the southwest where cliff
| houses exist. 1t is of the greatest in
| terest to the student of the prehis-
toric people of the United States. for
while it was undoubtedly constructed
for some special purpose other than
| habitation, the evidence obtained by
| it's excavation strongly supports the
| conclusion that it shows the existence
of a fire cult among cliff dwellers.
| Although this large cliff house was
never intended for habitation, about
a hundred feet away there is a cave
| in which is situated the ruin OF
true cliff dwelling constructed and
Evening star., 1920-07-11

Mr.. Merrill is now busy on the preparation
of rules and regnletions to- be presented #to
the commission for approval He is being as
sisted by Cen. Crowdef OF the War Depart
ment, who was formerly provost: marshal gem
eral and worked out the draft act, and by
Herman Stabler, representing the geological
survey.
It will probably be about month before
these regulations are completed. but they will
be approved in sections, as there are certain
phases which demand quick action. Particu-
lar attention is now being given to the data
which will be required in the fling Of appli-
cations.
X X X X
OF the forty odd applications already re-
ceived, some informal, while others are
in the form hitherto required with maps and
other data. They for projects scattered all
over the country-north, south, east and west
These applications are now being listed and
prepared for publication. This public notice
will be the first work of the commission.
Under the act it is required to give public
notice of all applications filed to the state
authorities and any municipality likely to
he interested in the project and also to pub
lish notice in the local newspapers for eight
weeks No application can be approved by
the commission until those eight. weeks have
exnired This gives opportunity for any one
Interested to ask for hearing before the
commission.
One of the big projects on which a decision
will be given at an early date is what is known
as ..the Priests river development" the
Columbia river, state Of Washington. This
Evening star., 1920-07-11
SOFT-DRINK VENDERS
FAIL TO RETURN TAX
Flying Squadrons Will Descend Where
Uncle Sans Ten Per Cent Has
Not Been Forthcoming.

1 it was felt that the time had come
to press for more universal compli-
ance with it.
The law requires that the tax be
paid by the consumer, and the seller.
gets into trouble. not by failure to
pay the tax, but when he fails to col
lect 1t from the buyer. Wilful eva
sion of the law may result in a maxi
mum punishment of $4,000 fine and
Imprisonment for one year. Failure
to make a return on time may be
punished by a fine of not more than
81, 900. The law requires venders to
keep a daily sheet record showing the
number of sales of taxable drinks and
the tax collected on each. Where no
cash register or tax system is en-
pIoyed it is required that separate
receptacle be kept to receive the coll
Iections- as made. The revenue Of
ficrs in the present drive are armed
with authority to examine books. pa
pers and all records that might have
a bearing on tax collections, and may
examine under oath all persons hav-
ing knOWl0QSc OIL tHc CdSc d. lSSuC.
Liable to Severe Penalty.
Where the dealer collects money for
taxes and does not turn it over to the
United States severe penalty may
follow under section 81 of the crimi-
nal code. 1t is not necessary to prove
that such a person intended to ex-
clude the government forever from
gstting possession of the money as
the mere use of it when he knows it
belongs to the federal government
constitutes fraudulent Appropriation.
While making special effort to
round up the missing pennies due on
soft drinks, the corps of special
agents has been instructed to keep
an eye open for retailers, particular
ly druggists. who do not attach prop
er revenue stamps to toilet articles
and medicinal preparations. This tax
is 1 cent for each 25 cents or fraction
thereof of the retail price, and the
stamp must be affixed and Cancelled
by the dealer. Failure to cancel the
stamp, may result in a fine of 500,
and wilfu1 evasion of the law is pun
ishable by fine of $4,000.
Evening star., 1920-07-11
GIANT STILL SEIZED.
Dozen Gallons of Moonshine Were
Made Every "a Hours.

CHARLESTON, w. Va, July To-
officers of the state prohibition de-.
partment brought to Charleston yes
terday what they declare to be the
largest moonshine whisky still in the
state, and which they said had been
responsible for the death of at least
two men. One man, it is claimed, was
killed in a fight over the still, and
the others death was caused as the
result of drinking liquor distilled in II.
The still, of fifty gallons mash ca
pacity, was seized in the mountains
of Raleigh county, but the operators
escaped. The prohibition agents said
it was capable of turning out twelve
gallons of moonshine every twenty-
four hours, and that it had been
operated by day and night shifts OF
workers. Twelve secret locations had
been used for the still on the same
farm, they declared.
One aged man is held by the agents
in connection with the seizure of the
still. 1t is alleged he acted as
lookout for the operators.