davidaulloa/AmericanStories huggingface dataset:
The Abbeville press and banner. [volume] (Abbeville, S.C.) 1869-1924, 1920-10-08
THE LOAN SITUATION
is THE REASON FOR
sTAcNATIoN IN BUILDING

Getting down to the rock-bottom
reason, the present stagnation in the
construction field is not so much due
to high material prices, the uncer-
tainty of getting building materials,
transportation difficulties, or to un.
settled labor conditions, as it is to
another cause. 1t is true that many
people attribute the slump in con-
struction activity to these causes, but
still larger number of persons as
cribe another reason. AS a matter Of
fact, these latter citizens have reason
to know, for they themselves have
had recent personal experiences that
have stumped them. i
This is illustrated by case which
happened in Chicago within the~past
fortnight, and shows a condition
which is undoubtedly similar to that
existing in most other cities. A busi-
ness man who owned lot free Of in
cumbrance, in a very desirable loca.
ton in the northwest section of the
city, decided, after due consideration
of the material and labor conditions,
that he would build Immediately
small residence. Upon investigation
he learned that he could build his
home at cost of about $500 for la
hor and materials. Taking his plans
and estimate in hand, he proceeded
to visit various banks in an attempt
to get a loan of $4,000. Fully two doz-
en- and more banks, building and loan
associations and mortgage companies
were applied to, but in every case he'
was refused. In an effort to discour-
age him from building, and as an
excuse for refusing him loan, he
was told all kinds of stories about the
risk he was taking in building y under
present conditions because of the high
cost of labor and materials.
Even some of his friends who were
in charge of loan departments of
banks and mortgage companies were
unable to do anything for him. In
one instance he was told that the
mortgage company had on hand 5000
applications for building loans, but
were unable to issue single mort
gage. This same concern had hun
dreds of thousands of dollars worth
of mortgage papers in its vaults that
il could not dispose of.
In another case a friend connected
with a building and loan association
told him that if he would secure in
vestors who would buy building
mortgages from his concern, a loan
equivalent to the amount of mortgage
paper purchased by the investor
would be granted. However, no pur-
chaser could be found who was salts
fed with the security nor with the
rate of interest of a building mort
gage. AS a result, this business man
has been compelled to give up his idea
of building a home at the present
time.
The above story gives the real key
to the situation in the present build
ing slump. Pointedly, it is due to the
inability to secure building loans.
Banks and building and loan associa-
tion have clamped down tight on
building mortgages. This situation,
in turn, is due to the action taken by
the Federal Reserve Board, which has
discouraged all building operations,
with the result that banks, building
and loan associations and mortgage
companies have been unable to lend
money on the construction of dwell
ings.-Brick and Clay Record.
FEDERAL RESERVE BOARD
The Abbeville press and banner. [volume] (Abbeville, S.C.) 1869-1924, 1920-10-08

Thirty-two languages not includ-
ing English, are spoken in New
York City.
Perth Amboy evening news., 1920-02-05
Important 20 all Women
Readers of this Paper.

Thousands upon thousands of women
have kidney or bladder trouble and never
suspect it.
Women's complaints often prove to be
nothing else but kidney trouble, or the
result of kidney or bladder disease.
If the kidneys are not in a healthy con-
dition, they may cause the other organs
to become diseased.
You ilaysuffer pain in the back, head
ache and loss of ambition.
Poor health makes you irrita-
BILE and may be respondent; it makes
any one SO.
But hundreds of women claim that DIR.
Kilnier's Swanp-Root, by restoring
health 10 the kidneys, proved to be just
the remedy needed to overcome such
conditions.
| Many send for a sample bottle to see
what Swanp-Root, the great kidney,
liver and bladder medicine will do for
them. By enclosing ten cents to DIR.
Kiliner & Co., Binghamton, N. ", you
may receive sample size bottle by Parcel
Post. You can purchase medium and
large size bottles at all drug stores.
Perth Amboy evening news., 1920-02-05
Confession S1E&Bride
GaE1Shhd 1910 b, the 1-IN@upp~Enh~a~7~ASoaahon

Before 1 had finished. the swinging
door swept me forward and clicked
behind me,
/ stretched my arms to the right
and to the left. L was in a narrow
closet. Four cold stone walls were
close to me. In a flash there came to
me the old story of sinful nun They
were never condemned to die. There
was Constance d. Beverly and her
lover. Holy men had tried the pair
and their decree had read:
SISTER Let thy sorrows cease.
sinful brother! Part in peace"
Then the sirl and the monk who
had loved her We're immured in a
stone cell like-like the one-whose
walls I felt so close to me! I had
stepped into a cell which had, in all
probability, been invented for the
punishment of recreant nunsi
1 screamed hammered on the
door of my cell. Then something my
steriously terrifying happened.
Every time I pounded upon the doro
the floor beneath me rocked slightly.
I felt that my cell was sinking with
me dOwn-doWni
I screamed again-but owing to my
excellent habit of restraint, 1 no long,
er pounded on the door.
1 could hear Spence and Archer
trapping back a message to me.
And then what l most feared
happened!
one of the men seized a chair and
began to pound away at the door OF
my closet!
He set my cell in motioni Every
blow sent me farther and farther
away from rescue!
(To Be Continucd.)
Perth Amboy evening news., 1920-02-05

"And these clothes" says Elaine,
"are not cheap, shoddy clothes, but
serviceable things. They do not
represent firms known as fashiona-
BILE. but they are ~seasonable, pretty
and wearable.
And if anyone doesn't believe it
Perth Amboy evening news., 1920-02-05
1920, by The Newspaper
IntcrDrisc. Assnrintion.(
darrHkted 1910 b. ne

Copyright, 1920, by Tn Newspaper
Enterprise, Association.)
You men are not eating your ra-
tons" 1 protested on the last day OF
1913.
I'VE sleep a lot. So we don't need
a large allowance of food explained
the engineer. II suppose you think
YOU a hibernate, like bears" /
scolded. We'll. if you're going to
live on sleep. you'd better get more
of it.. For that reason, l am going
to take my share of the guard, from
now on"
Better not begin tonight. Mrs.
Lorimer,n laughed Gene Archer. TITS
the last day Of the year, YOU know.
Why. COLLINS viii walk as the clock
strikes twelve n ghosts will stalk
when 1920 pushes open its door, you
know"
'1f only something would happen
- l. laughed.
Almost anything might happen
in this strange placc-tonight,'
agreed Dir. Spence.
I'm going to take the midnight
| watch just the anne, boys" 1 insisted.
And so. at midnight, being the only
person awake in the room, l heard
the far-off Ginning Of the church
bells. Donna Camilla was due to call
on the morrow, That was the mes
sage those bells brought to me. When
she came, the men, of whose presence
, she had no knowledge. would seize
her and we would walk forth to our
coveted freedom!
l was half dazed by the vision of
liberty. With my eyes liked vacantly
an a panel of the wall opposite me,
IL went over and over eVents-as they
ought to happen New Years Day.
Suddenly the panel in the wall
moved as if tt were ON a hinge. 1t
was not the door by which 1 had en-
tered Christmas Day. 1 rubbed my
eyes closed them and raised the lids
to find the door wide open!
1 rushed toward 1t, too startled to
cry an alarm. l held it open, felt
before me into the darkness and then
called to my companions:
Come! Come, We're free. Free"
Perth Amboy evening news., 1920-02-05
History You Nav Not Know.

One earnest pupil in a coal-feld
school near Kittanning wrote an essay
on Thanksgiving: "The Pilgrims sailed
to Cape God" she said, land the first
wiz ter they went to pick mayfiowers
In Plymouth in order to show Geo. 3
that anyone could worship God In their
own way"
Perth Amboy evening news., 1920-02-05

CHICAGO, Feb. 5.-Narrow escapes
from drowning may have compensa-
tions at Evanston next Thir-
ty-one Northwestern University CO.
eds nave just been made members of
the Evansville Red Cross li~fe-saving
corps.
Miss Natalia Purcell, Miss Beatrice
Pease and Miss Anita Furness, are
among the, new members of the corps.
Strenuous tests in breaking the
holds a drowning person, in swim
ming and treading water were requir-
ed before these girls were allowed to
become members of he l~ife-saving
corps.
Perth Amboy evening news., 1920-02-05

downright, 1920, N. f. Al
These verses, by Florence Bone,
first appeared In the London Specta-
tor. They have been copied in sever
al American magazines, but they
seem to me to be worth printing over
and over until we have learned them
by heart. For in these days of wild
extravaganza and unbalanced values
the one thing we women can control
is the dignity and simplicity of our
homes.
A Prayer for a little Home
God send us a little home,
To come back to. when we roam.
Low walls, and fluted tiles,
Wide windows, a view for miles.
Red freight. and deep chairs,
Small white beds upstairs
Great talk in little hooks,
Dim colors, rows of books.
One picture on each wall,
Not many things at all.
God send us a little ground,
Tall trees standing round.
Homely flowers in brown sod,
Overhead, thy stars, o God.
God bless, when winds blow,
0urlhome and all we know.
Man was tempted by food from the
very beginning.
Menu for Breakfast
Breakfast-Sliced bananas with
cereal, toast, coffee.
Luncheon-Creamed sardines, mar
guerites, tea.
Dinner-Potato soup, boiled chick
en- steamed rice. mashed turnips,
mHolded vegetable salad, currant
jelly, apple pie. coffee
My Own Recipes
When a recipe uses only the white
of an egg I use the yolks right up in
salad dressing as the dressing will
keep better than the raw yolk. If,
however, the salad dressing is an I'M
marked. Among some photographs
showing the very gorgeous mansion
which it had been Mr.. Herndon's
pride to do over was one OF the
nursery. She remembered it very
well. She had done it in a creamy |
white, in pure Did Colonial style, and
used quaint little bobbing Colonial
children on her furniture. Beneath
the picture was printed IAN adorable
room designed by the popular nurs-
cry decorator, Louise Morton"
Yes, this was success, or a part of
Perth Amboy evening news., 1920-02-05

(To BE C%ontinucd.)
Perth Amboy evening news., 1920-02-05

success, as far as her business went.
And she was making quite q fair in
come. And, too, she was very young.
Many ONE had waited years and
years to achieve even rs much as
she had.
But-the cup of her happiness was
still empty. For she wanted Harry.
Success in itself ives nothing, as long
as she did not have him to share it
with.
Tomorrow-ButIer Takes a Hand.
Perth Amboy evening news., 1920-02-05
burlSteaQSNQTmSNup

ITO children IN angel Of mercy" yyhere
worms arc present and directions followed.
H EVE FAILS. One bottle DESTROYED I3a
worms, stood lie test, fog siSsy- wears. Sold
everywhere Or Dv mail. Soc q bottle.
Est. c. A. Voorhees,. III. d.. Philadelpllia.
Perth Amboy evening news., 1920-02-05

NEW YORK, Feb. 5:-Do
pay more than they should for cloth
es largely because they buy names?
Elaine Hammerstein, screen star,
who has a faculty of looking well IN
even the most inexpensive of cloth
es. says that there are plenty of
clothes to be bought for reasonable
prices, but that the majority OF
I'M insist on getting their clothes
pay more than they want to and
should.
Makes Shopping Four
And just to prove it she actually
took a shopping tour with Olive
Thomas to prove that she is right.
AS a result. she found the following
prices at the smaller and not fash
iOnahle ShnnS of New York;
Perth Amboy evening news., 1920-02-05

possibility at the moment the yolk
will keep a day If covered with cold
water and put in a cool place. Pour
off the water when ready to use h
egg yolk.
Dreamed Safdines
! can sardines
2 tablespoons butter
2 tablespoons flour
IL cups milk
" teaspoon salt
u teaspoon paprika
Triangles of toast
Parsley
Remove skin and bones from fish.
Make a white sauce of butter, -four
and milk. Add sardines and season
ADD SISTER MARYS
and bring to the boiling point. Ar
range toast on a platter, pour over
creamed sardines n garnish with
springs of parsley.
Marguerites
1 egg white
2 tablespoons sugar
u cup chopped nuts (hickory nuts
are good)
a cup seeded and chopped raisins
II teaspoon vanilla
1 tablespoon cold water
Beat white Of egg very stiff, adding
the water when you begin to beat.
Beat IN sugar, nuts and raisins and
vanilla and spread on saratoga
flakes. Bake in a quick oven to a.
light brown.
Nodded Vegetable Salad
1 tablespoon gelatine
2 cups boiling water
IA cup cold water
II cup chopped cabbage
II u string beans
" cup diced beets
II cup diced celery
Il NY1n On ppnfC InnnIynI -, No kw
"a cup chopped nuts
Let gelatine stand in cold water
for five minutes. Stir in boiling
water. stirring until gelatine is dis
solved. When the gelatine is begin
ming to set add vegetables and turn
into a mold. Serve on a lettuce leaf
with either boiled or French dress
ing. This is a good way to use up
bits of vegetables.
Omaha daily bee., 1920-11-09
Scheme to Become
American Fails
Omaha Man Up a Stump
Since Temporary Divorce"
Fell Through.

Getting a divorce from his wife il
order to be naturalized and to bring
he. TO this country from Russia and
rer,arry her, availed Hersyl Field
mar nothing.
For yesterday District Judge
Sears refused to grant him his sec
ond naturalization papers and scored
him for his failure to go TO Russia
ard bring his family here.
II don't know what | will do
now" exclaimed Feldman as he left
the room.
1T seems to me that you obtained
your divorce by fraud upon this
court" declared Judge Sears. "lt
VOC were anxious to be united with
your family you could have COM
rlunicated with the United States
authorities near the place where it
is located
Fe!dman said that he has done
everything possible and would 60
TO Russia himself, if he were not
afraid the bolsheviki would cause
him trouble. -.
Now that the Temporary divorce
did not work, Feldman is undecided
ytat to do.
Omaha daily bee., 1920-11-09
Brief City Nelrs

Cleanup Ordered-Dr ] r.. Ed
wards, health commissioner, yes
terday ordered a general cleanup in
spection of all lodging houses,
Observe Armisticc Day-Armistiee
day will be observed in Omaha
schools Thursday morning, with pro.
grams, including the singing of pa
triotic songs.
Fatty" Arbucklc on Trip-"Fat.
ty" ArbuCkle will be in Omaha this
evening. passing through on the
Overland Limited, eastbound, at $50,
stopping 80 minutes.
Lecture Course Arranged--A course
OF l6 lectures beginning Tuesday.
November 16. and continuing until
March /, will be given in the Cham
Der of Commerce by Paul w. 1vey.
Miss Magee Sinking--The condi-
tion of Miss Nellie Magee, former
head of the City Mission, has grown
worse during the past "a hours, au-
thorities at the University hospital
stated.
Sure of Turkey--Harry Howard
will eat his turkey dinner in the
ttIili dl politC J1ii. A't, pS>i' ~o'''
mitted for 20 days yesterday. by
Judge Fitzgerald on a charge Of va
grancy.
Films StoIen-Omaha burglars,
knowing it to be movie week, broke
into the Hamilton and Boulevard
theaters yesterday morning and took
two $500 films right off the project
ing machines.
Cars Back to Farnam-Street
cars will be operated on Farnam
street Wednesday, according to an
announcement yesterday by the Oma'
ha and Council Bluffs Street Rail
way company.
Robbed in Jail-John J. Campbell,
internal revenue officer, ,32OS Marcy
street, was robbed by his cell-mates
as he lay asleep in the city Jail, while
awaiting trial yesterday on charges
Of intoxication.
Plan Parcel Delivcry-T. G. NAL
lalieu, superintendent of the motor
vehicle service of the postottice de-
partment, wired Postmaster Herbert
Daniel yesterday moring that he will
be in Omaha November 20, to lease
Omaha daily bee., 1920-11-09

a suitable garage to be used to house
the motor trucks for transportation
of parcel post mail to merchants in
Omaha.
Robbed Near Police Station-H. v.
Ray, Arcade hotel, reported to police
last night that he was held up and
robbed of S22. by two highwaymen
within stones throw Of the CEN
trail police station.
Too Many Tag Days-Omaha is
the victim of too many tag days,
according to Mayor Smith, who yes
terday suggested that charitable and
welfare organizations ought TO be fl
nanced by annual budgets.
Damage Suit Up-Hearing OF a
suit for $4,000 against the Omaha
and Council Bluffs Street Railway
company for the death OF Dewey
Berkman, at Twenty.fourth and
Grant streets, october IA, was started
in District Judge Leslie's court yes
terday.
Jenkinson Again Sued--Close on
the heels OF telegraphic report that
he has Struck It rich" in Chicago,
Robert e. Jenkinson. young preacn-
er-promoter. whose dealings in high
finance led him from the pastorate
Omaha daily bee., 1920-11-09
Winners Election Expenses
Less Than Those of Defeated

According to election expenses
filed with Election Commissioner
Moorhead, it costs less to get elected
to office in Douglas county than 1t
does to get defeated.
Expenses of eight successful cam
didates at the recent election, total
S1,O48O5, or an average of $131 each.
Expenses of three defeated can
didates total $450.50, or an average
of $l50l6 each.
In order to reach all workers,
trade union correspondence courses
are now proposed by all the leading
schools and colleges.
Omaha daily bee., 1920-11-09
Order Received
For Reprieve of
Omaha Attorney
Fiye.Year Sentence of Thorn
as Matters for Completely in
Wrecking Bank Stayed Off
Until First of Year.

Marshal James {. Dahlman veg
tcrday received the order granting
Thomas H. Matters, Omaha at
torney, under fve-year sentence to
the federal penitentiary for conf
plicity in the wrecking of the First
National bank OF Sutton, Ncb., a
60-day reprieve from the United
States attorney generals Office. The
reason for the reprieve, as stated IN
the order. is to allow Matters time
to wind up his personal affairs and
to provide for his family. The re-
prieve expires January 5, 1921.
Marshal Dahlman read the re-
prieve to Matters yesterday. The
convicted attorney had no comment
to make.
Although the reprieve expires JAM
uary 5, he will not be taken to the
penitentiary at that time unless a
commitment has been received from
the circuit court of appeals at St.
Louis, where Matters has apparent
ly exhausted all legal avenues OF
escape from the sentence. No COM
mitment has yet been received in the
Matters case by the marshars Of
fee.
There are three possibilities be-
fore Matters. according to United
States District Attorney Tom
Allen. He may be given another re-
prieve, he may be pardoned, or he
may 60 to Leavenworth and serve
his sentence
Omaha daily bee., 1920-11-09
Arthur c. Leflans
Refused Divorce
By District Court
Wife of Omaha Capitalist May
Be Granted Decree-Judge
Despairs of Effecting a
Reconciliation.

Arthur c. Lefang, Omaha capital
ist, was refused divorce from Caro-
line Lehang by District Judge Sears
Yesterday. Hearing of the case took
six days four weeks ago. The Judge
reserved Ais decision, hoping for a
reconciliation.
Il have decided that Mr.. Lehang
IS not entitled to divorce and that
there is no hope for a reconciliation" !"
said the judge.
"li Mrs. Lcfang wishes to amend
her cToSs-petition to ask for a
divorce instead OF for separate MAIN
tcna"cc, | will grant her a divorce
and suitable alimony," the Judge
said.
Following a long talk with Judge
Sears i'll his private chambers at
noon yesterday, Mrs. Leiang de-
elined to take divorce decree in
stead OF a separate maintenance,
which she asked.
She consented, however. to so to
her former. Lexington, Neb.. and
there discuss the situation with her
folks. and return to Omaha next
Monday.
Mr.. Lefang said either a divorce
or separate maintenance IS perfectly
agreeable TO him. Anything to stop
this terrible expense and suspense y
he said,
Mrs. Lefang claims her husband
is worth between $500.000 and ST.
100000. He offered evidence at the
trial to show that his total assets
arc only $4,000.
The Lefangs were married 20
years ago and lived happily for IS
years in Lexington, Neb.. where they
were members OF the highest social
set,
Omaha daily bee., 1920-11-09

William "Bill' Devereese, veteran
police officer who was retired on
pension three years ago, was rein
stated yesterday by Chief Eberstein
with rank of detective.
Devereese still carries in his leg,
bullet which he received in gun
battle January "A, 1909, with Jack
Curtain, notorious gunman, who shot
and killed Patrolman L, A. Smith
on the Douglas street bridge.
Devereese was appointedschie OF
detectives following the death of
Chief John Savage and was for
many years partner with Henry
Heitfeld, retired police captain.
Devereese will work with Lloyd
Bolar,
Omaha daily bee., 1920-11-09
Constable's Faith Shattered
When His Prisoner Decamps

Constable George Mcbride, under
study of Justice of the Peace Collins
and wild west exponent of law and
order. declares that he has lost all
faith in prisoners.
Clarence Grow, alleged malefactor
OF the law, whom he was bringing to
Justice, is the cause. Trusting him
in the car outside the Paxton, while
lie served another summons. when
the constable returned he found that
Clarence had gone south
Omaha daily bee., 1920-11-09

Cleanup Ordered--Dr. H. Ed
wards, health commissioner, yes
terday ordered general cleanup in
spection of all lodging houses,
Omaha daily bee., 1920-11-09
Dancing on Clifton Hill
Community Center Opening

A musical and dancing program
has been arranged for the opening
|. of the Clifton Hill community center
in the auditorium OF the School for
the Deaf, Tuesday night. Joseph
Lumpkins will give piano numbers
and Millard Burress will sing, Alice
Sowell will be seen in fancy dancing.
Ruth Goernes and Lee Graft will
sing duet. Don Hood, Joseph
Wally, Alebrt Henderson and Len
art Milburg will sing quartet num-
bers.
The opening OF the Bancroft school
community center Tuesday night will
be observed with a program in which
Miss Fora Scranton. Miss Fannie
Fish, A. w. Elsasser. Ed. S. 'Thomp-
son and II. +. Williams will par
ticipatc.
Omaha daily bee., 1920-11-09
Want 5000 Recruits for
Second Division of Army

Announcement OF drive for 5000
recruits for the Second division by
December 10 was received in tele-
gram from Adjutant General P. &.
Harris by Colonel w. A. Cavenaugh,
il charge of the Omaha recruiting
district, yesterday. The Second divi-
SION headquarters are located at San
Hntonio, Tex, a noted winter resort
Every facility for education and re-
creation is provided at the Second di-
vision post, according to the tele-
gram
Omaha daily bee., 1920-11-09
C. of C.vThanked by State
Body for Cordial Welcome

Robert S. Trimble and ], David
Larson. executives of the Omaha
Chamber Of Commerce, yesterday
received a vote of thanks from the
resolutions Committee of the Nebras-
ka Commercial Organization Secre-
tarles. in convention here October p
and 25, for the cordial welcome and
kindly attention conferred upon them
by the Omaha Chamber of Com
lcerce and the Greater Nebraska as
sociation.
Omaha daily bee., 1920-11-09
Another Drake Court Custer
Decided in Favor of Tenants

The third hearing of a suit by the
Drake Holding company against En-
lily and Garnet Carlson, sisters, ten
ants III Drake Court. resulted yes
tcrday i'll a verdict for the defend
ants. Juries disagreed in the first
and second trials.
The case was one of a series
brought by the Drake company
against tenants who refused to pay
the advance rental rate.
The custer case of the Drake
Holding company against Dan But
Ter will be tried before Municipal
Judge Patrick this morning.
Omaha daily bee., 1920-11-09
Search Here for Gems.

Central police headquarters have
been asked to be on the lookout for
100000 diamonds stolen from fash
ionable clubs i'll the east, said to be
consigned to Omaha.
Omaha daily bee., 1920-11-09

of church in Omaha 10 jail in
Denver and Omaha, was sued in JUS
tice of the peace court yesterday.
under three separate complaints.