Omaha daily bee., 1920-01-30
Sage Advice Given by Little
Girls In Prize Thrift Essays
Start Bank Account Because 1t Builds Character,
Says 13-Year-Old Ruth Broders-"Share With
Others, Because 1t Makes Us Better Ourselves"
Says Priscilla Coltrain.

Words of wisdom that it would
be we'll for older folks to heed are
found in the prize essays of two
little girls who came out victorious
among a large number of contest
ants in Thrift essay competitions,
one of the subjects having l70 ar
ticles submitted.
Ruth Broders, 4239 Farnam street,
Eighth A student at Saunders
school, won first prize in the "Ad-
vantages of Having a Bank Ac-
count" contest in the National
Thrift week campaign. She is 13
years old, and is the daughter of
Theodore Broders.
Frank Ross, High School of
Commerce, and Margaret Dickey,
St. Michael school, were given hon
orable mention for their essays.
There were 170 essays on this
subject entered.
advantages of Bank Account"
Every man, woman and child
should have bank account.
"First-Because it is protection
against need.
"Second-Because it builds char
acter.
"Third-Because it is the founda-
ton of wealth.
"The man or woman with bank
account is accumulating surplus
money to have for use in case Of
need, sickness, disaster or loss of
employment. People with bank ac-
counts can pay their bills and keep
out of debt. They buy for cash an,I
get all the advantages with cash
buying. A bank account gives a
feeling of security, freedom from
worry, and a sense of independence.
Putting money in the bank puts it
cut of the reach of temptation to
spend it. 1t teaches people self-de-
nial and strengthens the will power.
1t helps US to control ourselves, and
develops habits of thrift. The thrift
habit teaches the man to earn large
~. to save wisely, and to spend to
advantage in time of need or oppor-
tunity. Thrift earns, plans, man
ages and saves"
"The possessor of bank account
feels larger sense of responsibility.
He takes greater interest in the
community and the country at large,
and is a better citizen.
Money placed in the bank is
safer than hidden away, or carried
about the person. The minute it is
placed in the bank it begins to earn
more money in the way of interest.
1t works day and night, Sundays
and holidays, earning more money.
In time the earnings of a bank ac-
count will support the owner. The
man or woman with a bank account
is prepared to take advantage of op-
portunities to make larger profits in
or business. The ma
iority of fortunes are built on the
foundations of savings.
Money deposited in banks is
used in the upbuilding of the COM,
munity; helping to develop the land
and promote industries; further in
creasing the opportunity for profit
able employment of labor. 1t raises
the standard of living and enables
its owners to get more pleasure out
of life" ,'F
Share With Others"
Priscilla Coltrain, 4233 Pinkney
street, an Eighth B student at
Clifton Hill school, was given the
first prize by the Thrift committee
for her essay on "Why We Should
Share With Others"
Paul Benson, Central school and
Ben Zier. Long school, won honor
able mention for their essays on the
subject.
Miss Coltrain's essay follows:
There are many good reasons
why we should share with others
as community, a nation and an
individual.
First, we as nation should
share with poorer nations, because
we are a Christian nation. We are
also one of the richest nations in