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The Idaho Republican. [volume] (Blackfoot, Idaho) 1904-1932, 1920-03-19
Managing Our Own Business
Yours and Mine d.

BY THE EDITOR

1t has been whispered around for
a good while, that only part of the
employers in Idaho are carrying ac-
cident insurance at all, and that
several thousand employers are now
ignoring the law, regardless of the
fact that they are liable to fine of
a dollar a day for each employee not
protected by some kind of accident
insurance as provided in the Idaho
law. | doubted the truth of these
statements until recently | secured
admissions from a source that con-
WINGED me that for reasons best
known to employers, that many Of
them are ignoring the law. And who
can blame them, when insurance is
taken and paid for and the state rules
that obligations so entered into are
not always binding! And never
guaranteed
am Informed, and believe that
can rely upon the source of my in
formation, that one reason there are
SO many firms ignoring the law is
that in addition to the unsatisfactory
operation of the law, it is so loosely
administered that people may OBJ
serve it and pay or they disregard
it and take the risk, and nobody is
confronted with enforcement if they
do not insure, and nobody can be sure
of getting the insurance if anything
happens. l believe it is admitted
by the insurance department that
one reason the employers are not all
insuring is that they have not time
to get out and hunt them up and
make them attend to it, and one rea-
son they have not time to do this is
that they have not enough money to
pay the expense of doing it. The
reason they have not the money to
carry on more extensive supervision
The Idaho Republican. [volume] (Blackfoot, Idaho) 1904-1932, 1920-03-19

risk can they make application with
any other insurance carrier" This
gives the state fund the monopoly on
that class of risks, but carries the
injury further by providing that the
state fund can take such risks as 1t
wants to and turn the rest down,
leaving them to buy commercial in
surance If they can get it. 1t seems
that the state fund is given the easy
end Of things, and the commercial
companies the hard knots. The en-
ployer is held and firmly bound till
he buys insurance somewhere, and
then if that is no good he is still
held and as firmly bound as he was
before, for the employe has got to be
paid by somebody. The state will
take the money from anyone who
will pay, but it assumes no risk un-
less it wants to, and there is no
guarantee at all. If all goes we'll
they will pay when called upon to
do so.
Admitting Its Weakness.
Some of the men who enacted the
law and who know more about its
provisions than anyone else outside
of the insurance board are in bust
ness and are insuring in private COM
panies because they are afraid the
state fund will 60 broke some time.
# man insures in a mutual COM
pany he is liable to get bill for his
share of the loss That is what would
happen if some disaster should over
take any mutual insurance company.
Any man who had insured in years
gone by. if he had any property,
might have it levied upon to salts
fly the demands of that year. Wheth-
er this applies to this state mutual
fund does not seem clear, but over
Continued on page six
The Idaho Republican. [volume] (Blackfoot, Idaho) 1904-1932, 1920-03-19

ium for 1920, and a man should fall
under heavy weight and be killed,
or have his leg crushed in several
places as A. H. Simmons did few
years ago, and If the state fund be-
came bankrupt that day, Mr.. Clark
would have to recompense the in
jured man, or pay pension to the
widow and the orphans If the man
died. He would have to keep on
paying it until the widow died or
married again. and he would have
to keep on paying the orphans until
they were of age. He would also
have to hurry out and get insured
in some other company for the
rest Of this year and pay the prem
ium again, and he would be liable
under the law, to a fine of dollar
day for every employe he had work.
ing from the time the state fund
failed till he re-insured in some COM
pany that had the ability to pay And
the state board would be the one to
say whether his new insurance was
acceptable or not, even in the face
of their own failure. If he failed to
take out insurance within thirty days
he may, in addition to the fine, have
his place of business locked up and
transactions stopped. This is pros
pect that Mr.. Clark and every other
employer of labor faces if he car
ries state insurance, and l believe
this state of facts will be new to
most of our readers. ..s 4.... ....
Some More Surprises. ...
l have another surprise in store:
school districts, highway districts,
drainage districts, irrigation dis
tricts and road districts must first
apply to the state insurance bureau
and there insure against liability
for compensation, and only in case of
refusal by such fund to accept the
The Idaho Republican. [volume] (Blackfoot, Idaho) 1904-1932, 1920-03-19
The Electric Shop
Idaho Power Co.
The Man Who Sat Up Late

and when labor is cheap-when
he can hire men for a dollar a
day as in Cleveland's admins
tration-Oh no, that was too
cheap-he would never offer a
man so little-he would make
it $500 a day, that would give
him a chance to erect his build
ing cheap enough. In his mind
he hired men to run the farm
and raise a big crop, and
then he remembered the prices
he got for produce in Cleve-
lands time-35 cents a sack
for spuds, $500 a ton for
alfalfa, 80 cents per hundred
for wheat and 20 cents for
TALK IT OVER WITH US
The Idaho Republican. [volume] (Blackfoot, Idaho) 1904-1932, 1920-03-19

oats, and he thought it all out
to see which prices would drop
first, the price Of spuds and
hay and grain or the price of
lumber and building materials,
and he decided that the price Of
his own produce would 60 down
and stay down a year or maybe
two years before the price of
building materials would drop.
1t occurred to him as an illustra-
ton of this line Of reasoning
that it's always last years snow
that makes this years crops
grow. 1t seemed to him then
that the time was ripe to come
and
The Idaho Republican. [volume] (Blackfoot, Idaho) 1904-1932, 1920-03-19

to study why we were wrong
when we said that the products
of one acre will buy and build
one and a half times as much
now as they would in the year
1913 went about his work the
next morning thinking of what
a tough job it would be to put
up building now, while prices
are high and labor scarce, and
he dismissed the subject for the
day, but after supper he got
down to business again to fig
ure out just how he would beat
the economic game by making
all the money he could while
farm produce is high and build
ing just when the prices drop
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27

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Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27
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In fefssencs 70 the State lss. Attornsy-
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The 1902 rsesssfs which requires yotess
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rear before yoeisE "a almost TO obyioua
70 require sn opiniOa- II fact the las
vas bxo1Eht very farc4tdy befors him Ia
his 0rn department.. To- vhiis Discussing
the nattsr be iound oaf that the vife u
hia assistant uosid Be- barred from wing
Commissioshsr d Imnisrstion Bertnan
n Stump IL u the opinios that 3 great
many women u fossisa biSth yin no. Be
AIDE 70 participate In the eisctios. he
pointed % the fact that eEoepf IN e case
where . woman becomes u sse after her
anival 10 this country. o. nsriss . ha;as-
alizsd citizen. che IL called upon 70 con-
~ With the same naturalization procedure
b men. n her husband served three
reaft 10 the army o navy, Obtsined "a
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27
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Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27
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Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27

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Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27
Mortgages >ale
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Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27
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Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27
Notice o Creditor .

N0TCt a hsrsag gwen that The SD
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OK haas1s ,his Zznd day q June. is2g
J FRANK LIVES
GEOR6IANA L NORRIS
~ S< Adrinistrstoez-
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27
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Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27

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Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27
For Sa1o.

CSesrc1ei 40 Tournz.
Cneyruaet 40 Lfhf Delivery.
Mercer Racer.
Ford Lsht Delivery Cnassis
Sara 1915 Roadster. chap.
Enc5osed Ford and Cs6aI5c Tourins
NEEDS 4 NOSTCONERY-S GARAGE.
a1s iS-u Rockville. Nd
Montgomery County sentinel. [volume] (Rockville, Md.) 1855-1974, 1920-08-27
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