Pine Bluff daily graphic., 1920-01-31
HOW MONTHLY PAY
 @UNDER WAR RISK IS
 s BEING INCREASED
Converted Insurance May be
 Paid in Lump or In- & StallmentS

Washington, Jan. 30-How monthly benefits paid under the War Risk in snrance act have been increased and Che class of beneficiaries enlarged by the recently enacted Sweet bill was explained today by it's author, Repre- sentative Sweet, of Iowa.
 k~Converted insurance may now be paid in lump sum or in installments for 36 months or more at the option of the policy holder, MT. Sweet said, while the policies may be made pay able to any of the following:
 EParent, grand-parent, step-parent, Harent through adoption, husband, Wife, child. grandchild, step-child, adopted child, brother, sister, half sister, half brother, brother through adoption, stepmother, uncle, aunt, nephew, niece, brother-in-law, sister, in-law; any person who was in the relation of a parent to the insured for one year before the insured's en- Hstment, the children of such per son; and parent through adoption of the insured's wife or husband.
 E"The monthly compensation paid under the law law" said MT. Sweet, "is more than double-almost treble ---that paid in the past. This in crease, which is permanent, will add $10,000, ,000 a year to the amounts paid by the government to the disabled ex-service men and their families.
 By the retroactive provisions of the law, all payments of compensa- tion will be increased to the new basis. Payments now are being made hy the War Risk Bureau to make up the difference between the old rate of compensation and the new one. This is an immediate and direct bene- fit to 241 ,S22 veterans, among whom $I4,500,000 is being distributed. For instance, an unmarried soldier who has been drawing $50 month for the last year will receive $500 at once, the monthly compensation by the new law being increased by $50 in his case.
 Mir. Sweet also explained the per rnanent monthly increases provided for all disabled ex-service men. For total temporary disability, the new Compensation will be paid as follows: SETo the unmarried veteran, $50 q MDnth, an increase from $50.
 MTo the veteran with wife, $90 a &onth; an increase from $45.
 SSTo the veteran with q wife and Mild, $95 a month; an increase from $b5.
 kITo the veteran withsa wife and two 4 more children, $100 month; an Increase from S65.
 To the veteran, who has no wife, but one child, S90 month, with $5 for each additional child; an increase from $40.
 To the veteran with dependent par ents, an extra allowance of $10 q month for each is also granted.
 Of course, all disabilities will not come within the rating of total tenn porary," MT. Sweet said, "and so the new law provides that all disabilities shall be rated by the War Risk Blu rsau. These ratings are: Partial and temporary, total and permanent and partial and permanent, and for each the monthly compensation shall be a percentage of the degree of reduction M earning capacity resulting from liability. The reduction in earning &pacity must be at least ten per SNt before one can receive any com Mnsation.
 SSsFo rtotal permanent disability the Compensation is fixed at $100 month, Efe law specifically provides that the Hiss of both feet or both hands, or tAe sight of both eyes, or the loss of Qne foot and one hand, or one foot a4d one eye, or one hand and one qe, or becoming permanently bed 11den shall be deemed to be, total pSrmanent disability. Then, too, dou- kk total permanent disability entities d8e to $200 month as long as he Mes. For instance, this double pay lint is for the few men who lost Sth eyes, one hand and one foot, or II Eth eyes and bot hhands or both dSes and both feet.
 NThe helplessly disabled are fur tier cared for under the new law by t&e provisions directing the War Risk Hreau to allow a nadditional $20 a H1hth to those veterans in need of a aattendant. N
 No penalty is imposed by the law those disabled men for their indi- v4kual success in overcoming the hkndicap of a permanent injury. The lxW. directs that disability ratings skull be based as far as practicable u&9n the average impairment of earn Il capcity resulting from injuries iTHivil occupations and not upon the i 4airment of earning capacity in e individual case. From time to t e, the bureau is directed to read j the schedule of ratings in ac- C tance with actual experience.
 Besides, the money paid by the E ernment as compensation to the -disabled men, the law also pro- VI ps that all injured veterans shall b8urnished with reasonable govern nj t medical and hospital services, al such supplies, including artificial llWbs, trusses and similar appliances a&the War iRsk bureau may deter
 sSThis medical and hospital traeat- nlent vii lbe given to Americans, who nfAy be living in foreign countries asS~ell as in the United States, and A1ericans who fought in the armies okAhe allies can receive the treat n@nt at hospitals in this country.
 %awenty to thirty thousand Amer ic6s were part of the Canadian army aHE of necessity the Canadian gov e4n,ent must look after these who a maimed and crippled, no matter wtfe they may live. Many of these h4ye returned to the United States al can be treated in our own gov c e4&Nent hospitals by the new law au horizing the bureau to establish reeiprocal arrangements for the treat mnIlt of the veterans. In turn, the Americans who go to Canada can be trtated in the Canadian hospitals, or supplied with artificial limbs and ap- pHances. In either case, one govern ment will call upon the other to be reimbursed for services rendered and for appliances furnished"
 Provisions of the new law liberal izing the insurance provisions of the