Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1920-02-06
BOARD OF CONN IN Fl RCE
LITTLE FALLS FOUND TO BE rs
PER CENT WORCESTERSHIRE
FAVOR NEW ROAD. 4

Insurance and good roads were the
principally discussed topics at the
meeting Of the membership of the Lit
tie Falls Board Of Commerce at the
Elks hall Friday evening. About
thirty-five members were present.
President T. G. Gordon presided.
j. K. Martin reported briefly OH the
meeting held in Little Falls for the
purpose Of forming state cooperative
potato marketing association. He
stated that a great interest was shown
by the delegates and it promised to be
a success. Litc'e Falls should go after
the headquarters Of this association,
he said. AS for The financing If the
organization, arrangements have been
made by the local banks to handle
same in, even: that the headquarters
are located here.
A. H. Vernon, member Of the city
! band committee, mentioned tba: an ef-
fort is being made to organize a be.
ginners' band. He pleaded for the
business men s support - of the city
bands and stated that this could be
,, done in two ways-those who are par
rem in the bands and the employer
some band instrument. One other way
suggested was that when employers
must get men from out Of town they
should express a preference for band
men, other abilities being equal. Mr..
Vernon stated that the band reeds the
moral support and help Of the business
men and if this is given the result will
be bigger and better band.
August Christensen was called upon
for talk on insurance. He Immediate
ly opened everyone's eyes by dis
closing the startling fact that the prop
erty in Little Falls is IS per cent under
insured. He gave comparative figures
to show that this city, with its steady
growth during late years, paid out less
| for insurance premiums in 1919 than
in 1914. For this he blamed the in
surance agents to a great ext mt, say
ing that they were asleep at the switch.
He gave figures from u government re-
port to show that the average increase
! in the cost of goods during the war was
! 10 per cent while the insurance pre-
NUNS have decreased, leaving the coun'
| try 80 per cent undcrinsured.
Mr.. Christensen, who has had goot
deal to do with insurance, advised hi
hearers not to carry co-insurance, stat
ling that the provisions Of such ln:ur
lance, while giving the insured q lowe
rate, make him the loser in case Ct ;
partial fire. Mr.. Christensen suggcs:c'
carrying occupancy insurance, which
in case of fire, which wod!i wipe GU
the income, would take care Of currcn
expenditures such as rent, taxes, etc
Following Mr.. Christensen 5 talk sew
eral insurance agents present discusse
this question. At the suggestion o
President Gordon it was decided tina
the Board Of Commerce get out itera
ture in some form to inform the peopl
of the fact that their property is unde
insured.
A delegation Of Bowlus and Swa
River residents we're at the meeting t
enlist the cooperation Of the board i
bringing pressure to bear on the count
board for the establishment Of mort
and south state road from Little Fall
to Bowlus. c. o: Nelson of Bowlu
acted as spokesman for the delegatio
and explained their wishes. He state
that the people Of Bowlus and vicinit
are anxious to get a good north an
south road and that the logical locs
ton for some would be due north an
south, joining State Road No. 8 whic
leads to Little Falls from Swanvll1'