Judsonia weekly advance., 1920-04-01
WAR RISK IS IN
 CURRENT BASIS
ALLOTMENT DIVISION WILL BE ABLE TO CLOSE ITS DOORS
 IN A SHORT TIME.
CONFLICT OF NAVAL VIEWS
American Experts Do Not Consider the sattleshp Obsolete, but Recoo- nize Fully the Great importance of Aviation in Naval Warfare.
By JAMES p. HoRNADAY.

'' iNaNai w dII are.
 By JAMES p. HORNADAY.
 Nashington.-The government is be- ginning to see daylight in it's financial dealings with the 4,0O00 GOO men who entered the world war Within a short tune the allotment division of the war FISK bureau will be ready to close it's doors. With the passing of that ac- tlVity the governments financial re sponsibility to the service men will be through the insurance agreements it has made with them. Issuance of the Insurance policies for the permanent lc0nYerted) government life insurance which are desired by all the men who are insured, has been delayed pending the completion of legislation which now has been passed. The new poli- cles are now being completed by the actuarial and legal experts and sent to the government printing office, and it Is expected that they will be mailed out before June l.
 With the insurance business of the bureau on current basis it is now anticipated that former service men who have been deterred from keeping up their insurance, by reason of the delays which they had experienced in the handling of their accounts, will take advantage of the liberal provi- sions for the reinstatement of war risk insurance by the payment of two monthly premiums and a satisfactory statement of health and will get back on the books.
 Attractive Features of New Law.
 The new law has made the insur- ance more attractive by enlarging the list of permitted beneficiaries to in clude parent, grandparent, step-parent parent through adoption, wife or hus- band, child grandchild, stepchild. adopted child brother, sister, half brother, half-sister, brother through adoption, sister through adoption, stepbrother, stepsister, uncle, aunt, nephew, niece, brother-in-law, sister in-law, person who has stood in the relation of a parent to the insured for a period of one year or more prior to the insured's enlistment or induc- ton, the children of such person. par ent, grandparent, step-parent or par ent through adoption of the insured s wife or husband
 It is also anticipated that the pro- vision of the new law which permits lump sum payments at the option of the insured or converted policies Cor dinary life, twenty-payment life, thir- repayment life, tWentyyear endow- ment, thirty-year endowment, and en- dowment at age sixty-two) will great ly increase the number of conversions into the permanent forms of govern ment life insurance.
 How to Obtain Reinstatement.
 Many of the service men, it seems, to not know how to go about making an application for reinstatement of war risk insurance. The war risk bu- reau offers this advice:
 "Former service men desiring to re instate war risk insurance which has lapsed or been cancelled or to convert their insurance in case where it is now III IOiNNt Hil'dib hl'IiS 1c biiS IN'' VI the American Legion, the Veterans of Foreign Wars. or other organizations of former service men, army, navy and marine corps. recruiting stations, state insurance commissioners, any home service section of the American Red Cross, Salvation Army, Knights of Co lumbus. Jewish Welfare board. Y. NJ ,J e, organizations which are in a position to furnish blanks and necessary infor- nation. Ory if they prefer to do SO they should write directly to the in surance division. bureau of war risk l insurance Washington. D. C."
 Former service men are assured that they will be answered promptly from now on with real letters, instead of with form paragraphs or unsatis- < factory form letters, in all cases which
 lire detailed and specific answers
 h'ides of great importance to the
 lions of former service men and
 Reir relatives and benefciaries have been made toward bringihg the insur- ance business of the bureau to an ab- solutely current basis in the prompt answering of mail and acknowledg- ment of premiums paid. The records of accumulated work disposed of show conclusively such an enormous and distinctive improvement in the eXpe- diting of the business that it is be lieved that within the next month the insurance division will be giving a. rapid and accurate service as do any efficiently managed organizations III commercial life.
 Opinions as to Navy Differ.
 The two houses of congress will have to iron out many conflict