The Powder River County examiner and the Broadus independent. [volume] (Broadus, Mont.) 1919-1935, 1920-06-04
New War Risk
Policies Ready

beneficiary dies before $40 such III
>tnlimentS have been paid. the remain
ing unpaid monthly installment> will
he payable in accordance with the
beneficiary provisions "f the policy.
Total and Permanent Disability.
Second. the policies provide for total
and permanent disability benefits to
the insured covering the entire period
the policy is in force. and during the
period of the insural's total and per-
nianent disability. The total and per-
manrnt disability feature is ais" in
c',idcd in the paidnp and extended fea
lures If the policy contract.
Total permanent disability as re-
ferrcd to in the policy contract Is any
impairment Of mind ar body which
continuously renders it impossible for
the disabled person I" follow any sub
S,antinlly gainfnl occupation and the
diagnosis of which is founded upon
conditions which render 1t reasonably
certain that the impairment will con-
tinup. throughout the life IT the person
suffering from 1t.
The total permanent disability hcne-
fits may relate hnck to u date not ex.
cessling six months prior to receipt vt
due proof of such total permanent dis.
due after the .inte of such disability
and within such six months. II paid.
shall l.e refunded without interest.
Loss Of Sight.
without prejudce.tO amy other cause
nf disability. it is agreed that the irre-
90, rrahle loss Of the sight Of both eyes.
ar thes,"s> If both hands. nr the loss Of
both feet. ar the loss "f one hand md
one foot. shall he considered as total
permanent disability within the mean
ing "f the contract: aud monthly in
>!allment> for any of th">" specifically
enumerated causes Of total permanent
disability shall accrue from the date
of such total permanent disability. and
any premiums becoming due after s',ch
disability. If paid. shall le refunded
without interest.
II there he Il loan under the policy.
then payments on account Of total per
mnnent disability shall be adjusted nc.
c"r'lin.ly.
If the policy h. an endowment policy.
and one or more monthly tnstnllments
have been paid on account Of total per-
manen disability. the insured may at
the end If the endowment period. SUR
render his policy for the commute'l
value ~ instnilments Gao less the
number pnitl) less amy Indebtedness.
Dividends.
Third. the policy shall participate In
and receive such dividends from gains
and savings rs may hr determined by
the director Of the bureau Of war risk
insurance with the approval IT til" Soc
Rotary 1T the treasury. Any dividend
So apuorti"ned may m taken IN cash
and if not So taken. shall be left on de-
pOSit to accumulate ut such rate 1T In
tprest as the secretary Of the treasur!
may determine. hut At n rate never less
than ga per centum compounded ant
credited annually. and payable II NJ"
Of each policy IL the person entitled II
its proceeds.
lneontestaoiiity.
Fourth. The policies shall be incOntest
able from the late they take effect
except for nnnpa yn,ent IT premiums
and are issued free Of restrictions rs 4
travel residence. occupation "r mill
tary or naval service. except that tn
discharge ar dismissal Of the insure'
from the military ar naval forces n
the United State on the ground thu
H., is an alien enemy. conscientious 0t
iector. or n daSerter. or Ms guilty q
mutiny. treason. spying ar amy Onens
involving moral turpitude. or WIFI,
and persistent misconduct shalt term
nate this Insurance and har all right
Hereunder.
, Cash Surrender and Loans.
Fifth. cash surrender and paidup Il
surance. extended insurance and polio
loan provisions shall he effective Onl
7 after premiums for ~ full months hay
been paid--all values. reserves and NJ
single premiums being hasel on III
= American experience table Of n,Ortalit
: with interest ut 81 per centum N
I anpun.
IL Sixth. premiums are due and payab