The Lubbock avalanche. (Lubbock, Tex.) 1909-1922, 1920-01-15
Briggs & Young

When a man chooses a family physician he
does so because he believes that the physician
is competent to take care Of the Ills to which
his family may be subject and will give him
real health service
The same should be true. and is true. with
many people. in their choice OF an insurance
agent While the writer does not claim that
fire insurance is Of equal Importance to health
yet the comparison is not out OF place.
The average man who has property to in
sure. knows very little about fire insurance He
knows that he get firm to insure GER
tain piece OF property for given amount. but
very few even when they read the policy.
derstsnd the principles upon which the policy
is written or how the rate is figured. For the
information of the reader the following is the
method by which the rate is arrived at in
Lubbock
This is based first upon the city itself, the
amount Of fire protection available. such as
waterworks, and pressure of water at the
hydrant the equipment and kind OF fire fight
ing force and the general character of build
ings; cleanliness etc.
Upon these points is figured the key rate of
the city. and upon this key rate is based the
rate of all buildings. The key rate OF Lub-
book is BIC which is lower than in many cities
of this size in the state
In getting at the rate on any one building
the character of the building is taken into
sderaton; as to whether il is frame or brick
the location, distance from fire plug. distance
from and character OF adjoining buildings.
kind and condition OF flues occupancy; all
have something to do with the figuring of the
rate. it is easily seen that the people OF
Lubbock can raise or lower their own rates by
their actions.
Insurance today is real profession which
requires considerable study and close atten-
ton to details
The firm of Briggs & Young was organized
about four years ago. in the name OF Briggs
& McWhorter A few months ago Mr. Young
bought the interest of MIR McWhorter.
During these four years they have paid close
attention to their business and have built up
the largest agency IN the city They have
done this by paying strict attention to their
business and being always on the Job The
firm has taken great interest in the improve
ment OF fire risk conditions. and has co-operat-
ed with the citizens of Lubbock IN their efforts
to keep down fire hazards and reduce the
rate.
Briggs & Young believe in the present and
future of Lubbock country. and have cast their
lot with this city They always found back
ing every movement that is for the good of the
community, and always found upon every
subscription list passed around for money to
be used in the interest of Lubbock They state
that they are here to stay matter which rs
well worth considering when it comes to plac-
ing insurance. Hundreds of business men and
citizens place their insurance with this firm.
Just as they place the health of their families
in the hands OF physician. well knowing that
their insurance interests will be well taken
Of
The slogan which they carry in their adver-
Using Someone always on the job, is well
chosen. and represents the standard upon
which they do business