Iron County register. [volume] (Ironton, Iron County, Mo.) 1867-1965, 1920-10-21

Il 81 II III GlhNlO1Gl JIG hNL IL
sured his liability hereunder shall be
primary and direct. If he is insured, his
liability shall be secondary and indirect,
and his insurer shall be primarily and
directly liable hereunder to the injured
| employee, his dependents or other persons
entitled to rights hereunder. On request
Of the commission and at every hearing
the employer shall produce and furnish 1t
with a copy of his policy OF insurance,
and on demand the employer shall furnish
The injured employe, or his dependents,
with the correct name and address of his
insurer. and his failure to do so shall be
prima facie evidence of his failure to In
sure. Both the employer and his insurer
shall be parties TO all agreements or
awards of compensation, but the same
shall not be enforceable against the en-
ployer, except on motion and proof of de-
fault by the insurer. Service on the en-
ployer Shall be sufficient to give the
commission jurisdiction over the person
Of both the employer. and his insurer, and
the appearance of the employer in any
proceeding shall also constitute the ap-
pearance of his insurer.
Section 28. Every policy of insurance
against liability under this act shall be
in accordance with the provisions of this
the superintendent of the insurance de-
partment. Such policy shall contain an
agreement that the insurer accepts all OF
the provisions of this act. that the same
may be enforced by n person entitled
to any rights under this act as we'll as
by the employer, that the insurer shall be
a party to all agreements or proceedings
under his act. and his appearance may
be entered therein and jurisdiction over
his nerson may be obtained as in this act
provided, n such covenants shall he en-
foreeable Notwithstanding any default OF
Section 20. All charges for insurance
against liability under this act and
against the liability of employers reject
ing this act, shall be fair, reasonable and
adequate with due allowance for merit
rating. Every insurance carrier or group
ef carriers authorized to insure AGAINST
liability under this act, shall within thirty
days after this section becomes directive,
dle with the superintendent of the insur-
ance department it's classification Of risks
and premium rates relating thereto with
its system of schedule rating Cor merit
rating so-called) if any. The supertn-
tendent then shall hold a hearing to de-
termine upon a uniform classlHcalon OF
risks and premium rates relating thereto,
and in his discretion a uniform system OF
schedule rating Cor merit rating So
called. Within sixty days after this sec
ton becomes effective, the superintendent
shall approve OF issue as fair, reasonable
and ADEQUATE for all insurance carriers or
groups of carrier, authorized by law to
transact liability or compensation lnsur-
ance business in this state, a uniform
classification of risks and premium rates
relating thereto, and may in his discretlon
approve or issue a system Of schedule
rating Cor merit rating So-called) Whlch
| Shall be a uniform system of schedule
rating (or merit rating so-called) for all
such insurance carriers. The superintend-
ent may subsequently approve or issue a
uniform system of schedule rating lor
merit rating so-called, for all lnsur-
ance carriers, or may modify or change
any such system previously approved or
issued after holding a hearing TO de-
termfne it's effect upon the fairness,
r-easonableness. adequacy or unfairness
unreasonableness or i~nadequacy of rates
and may approve or issue changes ~
rates or classiications after hold.lng q
49, - IAtArYnfNNn 7fpnffL tho fnTTnpCG
r~easonableness, adequacy or unfairness
unreasonableness or inadequacy OF sucf
additions or charges. NO insurance car
rier or group of carriers shall issue, renew
or carry insurance for employers or en-
ployes as provided in this section at pre-
MUM rates which are less than the rates
7 approved or issued by the superintendent
|, for all insurance carriers or groups o.
carriers as fair. reasonable and ADEQUATE
for the risk to which they respectiYely
:, aDply; Provided, however, that II the
! superintendent h have previously ap'
: proved or issued a uniform system, o
, schedule rating Tor merit rating so-called
. insurance carriers may apply the same U
, any risks subject thereto, but basic rate!
! no less than the rates previously ap'
! proved or issued by the superintendent
q and any additions thereto or reductions
therefrom on account Of the appiicatloi
n of such system OF ~sche1ule ratnng o
= (rnerit rating so-called shall be .clearl,
set forth in the insurance contracts o
: endorsements attached thereto; and pro
yided, however, that nothing contatne'
: IN tnls sectloh sntIl ans ! Us ~ iss,I
any lnsuIauGe o1:lhSI =, l. naIy sating
paftlclpatlns pollsLga sat,aa
or ulNlpeius aet+L@S 4tsot IN yroy,ieion
$ avg pLonALGa ~ - ~ ..+es shau M ami
4 q lhls seetaoh ~ i areone thanl
J, 70 enlpiogsls = : ~ abtiity 1inde
his act. on the reciprocal or tnter-tnsur
ahee pan, ernqar sanf ~ insfir9ncer a
s py 4 ~ ,3roy,ida for the navment 8
suiIlcIeht 70 pioF = ~ t5{s an
$ tns conApeaSalgh FLssF ,rr;ar eba a.
9 Sectlon ~: -So lnsG ~ altI 1;oIiiity be~e
z Wrlle any Alsui@iSs @3esirs e,,nb .eearI,e
g uhaer uhless ! t ~ ~ obsenc
& as are requIeu ~ "a" ~ ,a135;re
s thereoI such iesesaeS a. 80 = i1e,,,,nc
ny the supeflnlenoeHt 81 the ltSui ~ ~
: department, the boWeL IL sai
regulate Whlch - heiepS 'eS IA S
s superintendent - ~;o
Sectlon 81, EFeFy , m1s1i y boroI,n5a a,
Writing InsuFahce lor itanlnty notina ~
: or the haolnly ol ehipioyels 3enaes,t = !
Z ect' shaA Iepoi4 y y a9t n accorSanc
y the INSURANCE uegai y "a don+ GO
with sucn rules as ne nay aIOnt, ~ 10
~lnfornaalloI as rs may ! = ininS II
y qulre Tor the puFposs y uetelL -
soINency OF tAe GaIliel " - @
r~easonabieness anu aequacy " .sS rGtS
and FOR such purposes NY supsai a ~
may inspecC the BOOKS eng IgIolus q sua
carrier ana examine ~ oilicelS' asSh'
and serVants unuer AN ~
Section 81. For any, Vloiatlon OF ~
70 provisions OF TINS act tle supeIlhteinls
or the insurance. qspahtlies tnay suq ro ~
II or revoke the authorlty 81 dHy MlsuI ny
carrier to DO business N tuiS stale. /.
l. n insurance carrier iall5, OF ueiayS
e pay any Composites inaeg sbeI b ny