Norwich bulletin., 1920-07-13
FLETCHER POST RECEIVES
 NEW ". R. I. REGULATIONS

New war risk insurance regulations have been received by the secretary of Fletcher Post, No. 4, American Legion. frmo the War Risk Insurance Bureau at Washington. The regulations provide that when any person insured. under the provisions of the war risk insurance act leaves the active military or naval ser vice, the monthly premium which, had he remained in the service would have been payable on the last day of the calendar month in which he was discharged, will be due and payable on the first day of the calendar month following. the date of his discharge, and thereafter monthly
 premiums shall be due and payable on the first of each calendar month.
 The monthly premium so due and payable on the, first day of the calendar month shall be deemed to carry such in- surance for the then current calendar month.
 When Insurance Lapses-Grace Period The premiums due and payable on the first day of any calendar month may, however be paid thereafter at any time within thirty-one (31) days, including constitute grace period for the pay the first day of said month, which shall ment of such premium. During such grace period the insurance shall remain in force, but the unpaid premiums shall be deducted from any settlement under the insurance on account of any claims aris- ing during such grace period.
 In every case were reinstatement, in whole or in part, of lapsed or cancelled term insurance is desired, the applicant shall, during his lifetime, as condition to reinstatement, make tender of the premium for one month (the grace period) on the mount of term insurance to be reinstated, and also the amount of at least the first months premium on the term insurance to be reinstated.
 In cases where the applicant desires to convert his lapsed or cancelled term in surnce, he shall during his lifetime make tender of the premium for one month
 (the grace period) on the amount of term insurance to be reinstated and converted. and also of the first premium on the con- verted insurance.
 Term insurance which has lapsed or has been cancelled before July 1, 1920, may be reinstated nd converted, by the applicant, during his lifetime by making tender of the premiums as required and filing with the Bureau of War Risk In- surance an application for reinstatement signed by hMl and under the following condition:
 Within eighteen months succeeding the month of the discharge or resignation of the applicant is in as good health as at the date of discharge or resignation or at ever is the later date, and so states in the expiration. of the grace period which his applications; and on and after January l, 1921, and within eighteen months suc- ceeding the month of discharge or res ignation of the applicant, upon evidence isfactory to the director of the bureau of the insurability of the applicant, sat- of war risk insurance. provided that the applicant is Ill good health and shall for ward for the consideration of the director in determining such insurability a state ment signed by him that he Is in gosd health and also a report of full medical examination, made at the applicants ex- pense, by a reputable physician licensed