Norwich bulletin. [volume] (Norwich, Conn.) 1895-2011, 1920-06-08
months premium payment expires.

months premium payment expires.
Insurance papers have been sent to an
ex-service men by the government with
instructions how to proceed to reinstate
their insurance.
The bureau of war risk insurance has
issued the following information for the
benefit of ex-service men:
If you cannot afford to convert or
change all of your war risk (term) in
surance at the present time. perhaps you
can convert part of it and retain the bal
ance in war risk (term) form. which you
are permitted to do for five years after
peace is declared. Or. il you prefer you
can retain ali of it in the war risk Ctermb
| form for five years, or until you are bet
ter situated financially. This is entirely
up to you. In any case, however. if your
insurance has lapsed, been dropped or
| cancelled. you must secure its immediate
| reinstatement to be protected.
Under a special ruling, no matter how
| long you have been. discharged or how
/ long your insurance has lapsed OF been
/ cancelled, you may reinstate your. war
/ risk (term) insurance at any time before
/ July /, 1920. or within IS months after
/ your discharge. If that be a later date. by
/ payment of only two monthly premiums
/ on the amount of insurance you wish 70
reinstate. and a satisfactory statement OF
health with the applicatioT
Speaking of government life insurance,
the statement says:
The great advantage OF these perma-
nent plans OF insurance over your present
war risk Oerm) insurance lies in two
facts: First. the premiums are fixed and
never increase; second. should you al any
time (after you have had your insurance
one year, be compelled to give M your
policy. you can have part of the premiums
you have paid in returned TO you in cash
or in certain other insurance values
which are explained later.
The following are the six forms OF T.
s. government life insurance: % Ordi-
nary life. 90 20-payment life. az 90
payment life. 90 20-year endowment. Isl
30-year endowment, (e) endowment ma
turing at age g..
There is a general misunderstanding IN
regard to the difference between "compen-
sation" and government insurance. In
surance" is paid for by you. "Compen-
sation' is given by your government In
surance is payable only upon the death
! OF total and permanent disability Of the
insured. however and whenever caused
Compensation as payable to your wild
ow. children and dependent parents upon
your death due TO injuries or disease m
, CURED In active service in the line Of duty
. or to you with additional allowances for
! wife. children and dependent parents. II
, any after your discharge from active
. service. for total permanent disability
! permanent partial disability. temporary
total disability. or temporary partial dis
ability. due TO injuries or disease incurred
to active service in the line of duty No
compensation is payable where ~ dis
ability is rated at less than 10 ger cent
Insurance is bought by the service man
and is in effect as the result OF his hav-
ing made application for II and navir e
: the premiums. Compensation is payable
e in a proper case regardless Of whether
the service men carried insurance.
In general. CONDENSATION is payable
L only for death or disability incurred while
, in the service or as a result Of your ser.
y vice. Insurance, if in force. is payable
d for death or total and permanent disabil-
ity occurring either in or out of the ser
t vice. from any cause at any time