davidaulloa/AmericanStories huggingface dataset:
The Washington herald., 1920-10-10

problem as Il affects such city.
They realize the difficulties which
must be faced in attempting TO solve
this problem. They urge the legts-
lature at the coming special session
to consider the problem from con-
structive standpoint and not TO cen
ter its effort on an impossible at
tempt to keep rents artihcislly and
unreasonably low in a period OF in
fiation when prices Of almost every
article have doubled or trebled, and
when rents must necessarily take a
similar course II builders are TO
build houses and investors invest in
real estate. II must be realized that
the restrictive rent legislation OF
last spring, aside from any good
that IL may have accomplished has
been destructive in that IL has lit
orally stopped the building OF
dwellings by private initiative
Every factor that tends TO ham
per constrUction-the dificulty Of
financing operations, the DIFFICULTY Of
obtaining materials. the high cost OF
materials and labor, and the fear OF
labor rdisturbances-all affect offices,
lofts, thesters, garages and dwell
ings in an equal degree: yet every
type OF building is being erected In
the city OF New York on a vast
scale. except dwellings. The rent
laws of the last spring, the only fac
tors which affect dwelling construc-
ton as differentiated from other
types OF buildings, are responsible
for this"
The Washington herald., 1920-10-10
$500
TAKOMA PARK

Desirable deached residence
containing 8 rooms and tile
bath; heated by hot water;
electric lights; very large lot
with beautiful shade trees; In
mediate Possession.
The Washington herald., 1920-10-10

tax exemption of mortgages is now
the only logical solution.
The bulk of new money for mort
cages must come from estates and
individuals having such excess
funds as are not available until in
comes of $4,000 or over are reach.
ed/ AS an example, an income OF
$4,000 is subject to a Federal nor
NAL and surtax, totaling II pei
cent. in addition to the income
taxes levied by several of the
States This ncome tax must be
deducted from the gross return on
the mortgage before the net return
to the investor is found.
New York State Acts.
To compete with the 6 per cent
municipal bond which is exempt
from income tax the banks cannot
offer a $4,000 investor anything
less than 7.S per cent on a taxable
mortgage. or to the $4,000 investor
anything less than ST. per cent and
have him come out even. With
mortgages tax exempt, however
they could readily be sold at 5 and
6 per cent basis.
Already the State of New York
has removed the State income tax
from mortgages up to $4,000. 1t
is up to Congress to remove the
Federal income tax. All people
must understand the situation. be-
cause Congress responds only TO
popular demand.
II each reader would print on his
letterhead the slogan, Exempt
new home mortgages from income
tax" and would explain to his
friends and his local newspaper
editors the reason behind the move
ment, the tax would be removed and
the housing shortage would be re-
lieved in less thar two years.
The building industry is at a
stalemate. II new money is not
provided by investors the housing
shortage will continue at its alarm
ing rate, and in less than five years
there will be 1870 families to every
100 houses in the United States.
What conditions will be under
those circumstances can be best
pictured by the health departments
of the large cities that are already
worrying over the rapidly spread
ing slum districts where the num-
ber of families obliged to live in
one house Is spreading disease and
throughout the COM
munity.
The Washington herald., 1920-10-10
DRIVE
STARTED HERE
Daily Meetings to Be Held
Under Auspices of AS
Soclatlon.

Intensive campaigning from now
until November l by the League of
Nations Association was announced
yesterday by officials of the associa-
tion.
The campaign, ii was announced,
will include outdoor meetings dur
ing the noon hour and at night. at
the southwest corner of Thirteenth
street and Pennsylvania avenue
northwest. At least one big mass
meeting is scheduled. One hundred
speeches, pointing out the advan-
taEe of the league, will be delivered
next month.
A meeting will be held tomorrow
night on the southeast corner of
Fifth and Z streets northwest. when
[ speaker of prominence will eX-
plain the purposes of Article XI of
the league covenant. other meet
ings are:
Tuesday. Lincoln Park: wednes-
day, Reservoir Park; Thursday,
southwest corner of Fourteenth and
B streets northwest; Friday. east
steps of the Capitol, and Saturday
Garfield Park.
DR.. Albert II. Zimmerman yester-
day spoke at Mcpherson Square on
The Heart OF the World"
The Washington herald., 1920-10-10
State Bodies Pledge Cooperation

One of the special features Of the
convention of Washington State
Building. Loans and Savings As
sociations held recently at Tacoma.
was the inauguration of a united
effort to solve the housing problem
in that State on the part of the as
soCiation and the State organiza-
tion of the secretaries Of the COM
mercial bodies were holding conven-
ltions in the same building at the
same time and committee was ap-
/ pointed from each organization to
work out a plan of campaign for
the coming year. The building and
| loan interests pledged their active
| lCo-operation in any plans the COM
merical body might deem advisa bic.
The Washington herald., 1920-10-10

the funds will be invested to ma
ture at the time of maturity of
trust. These payments will reduce
the membranes to $1,000, 900 prior
to January, 1922, when il is antici-
pated that the property can be re-
financed by securing a first mort
gage bond issue at per cent
rate. 1t is expected that among the
purchasers there will be several
large life insurance and casualty
companies, who either alone or in
combination should be glad to take
over the notes or bonds under such
an issue.
Based on the sale of one-half of
the space above the first floor. there
will be about $1,000 feet available
for rental. This space should aver
age $3.50 per foot for the year 1921,
or s127,500, less $1,000 on account
of existing leases and s2S,200 tor
the first floor. In 1922, based on
$2.75 per foot rental. this space will
bring S14O.250. and a readjustment
of the first floor should make II
bring s34.750.00. 1t is estimated
the sum of s92,500 per annum will
be sufficient to pay all running ex-
penses and taxes.
The Washington herald., 1920-10-10
7 Transportation Difficulties
Gaze Way to Money Shortage
As Constructors Chief Worry

The construction industry has
been worried about the transporta-
tion situation, but the minute the
banks were unwilling to float loans
building activities stopped and
rai!rc ad conditions and coal became
only incidental, according to whar-
ton Clay, commissioner Associated
Metal Lath Manufacturers in the
Sun and New York Herald.
The banks were Obliged to stop
construction loans, not because of
prices of materials but because
they could not dispose of the real
estate mortgages to their cdsto-
mers. This was largely due to the
Federal income tax, which, with it's
heavy surtax on the larger incomes,
makes mortgage buying at per
cert absolutely impossible. Exact
ly how this works against the lar
ger incomes-the sources of most of
the investment money-is seen be-
low.
The present agitation to make
mortgages on homes exempt from
Federal tax should. therefore, be
thoroughly understood by those
who are in the building business
and who are now powerless to aid
in the housing shortage because
loans are not available.
No one factor is as vital to the
safety of the whole country as the
building Of homes. and 1t is, there
fore the privilege, as well as the
duty, of every one connected with
the building industry who under
stands this situation and whose
very likelihood depends upon CON
struction activity, to advocate leg
islation which will release vast
sums for home building.
Tax Exemption Urged.
r The government-thatm means the
pCople-haVe within their reach a
powerful force TO attract sufficient
capital to the construction of homes
If 1t is only called into play. To
encourage American manufacture a
tariff was imposed, and to increase
farm loans and municipal improve
ments exemption from Federal in
come tax was inaugurated.
No one can blame the man with
an annual income of s5O.OOO for re-
fusing to make investments that
will yield but s412 on $4,000 when
he can get $500. 1t is good bust
ness for rich man or poor to make
the Investment that looks most
profitable. so a unified appeal to
every member in Congress for the
The Washington herald., 1920-10-10

Stock will he sold at par, payable
all cash or 80 Is. per cent cash and
notes given coIIateraIled by stock
certificates and proprietOrs' leases
for the balance. payable 25 per cent
March l. 1921, 25 per cent June l.
1921, 25 per cent September l. 1921,
and 25 Ser cent December l, 1921.
all bearing interest at 6 per cent.
said interest payable on each in
stallment as paid. The corporation,
it is proposed. shall take title sub
jeCt to present first trust of $780,
900 bearing interest at the rate of
The Washington herald., 1920-10-10
me Of Capital Cs Largest Office Buildings Be Sold Cooperative Ousp Rar
INDUSTRIAL VILLAGE
SECRET OF. SUCCESS

An important test of success in
the laying out of an industrial viii
lase is the percentage of property
used for various purposes-lots,
Semi-public properties, public prop
critics and streets.
The normal ratio for lots, based on
seven land subdivisions, is about 5S
per cent; for streets, 26 per cent:
Tor open spaces, etc, 16 per cent
For economic reasons at least SO per
cent should usually be used for lots,
and not more than 20 per cent for
streets, unless some of the main
thoroughfares of the city run
through the tract.-National Real
Estate Journal.
The Washington herald., 1920-10-10
Sale of Southern Building
On Cooperative Ownership
Plan Offered BY Walker Co.
System of Purchase Outlined Insures Office
Space and Attractive Investment-Com-
pany of Owners to Be Capitalized at ST.
25O,OOO and Purchasers Get Lease for
Fifty Years. ..-...-

Cooperative ownership building
field here by Allan Walker and Company This company
Potan announcement during the week that would sell portion
the building the
novel plan which has been tried New kork City.
The possible wishing
Office acquire the space by taking cooperative
be known the Southern Building
of and one-haf advance
year The corporation capitalized at S225oooo
The Washington herald., 1920-10-10

5 per, cent and due January, 1922;
S676,OO0 second. mortgage bonds,
bearing interest at the rate of 4 per
cent and due April, 1929, and issue
its note due on or before December
l, 1921, for the sum Of s24, 1000, or
so much thereof as may be neces-
sary, a total of $1,000, 900. The pay
ments as made will be used to buy
in the seCond-mortgage bonds for
cancellation at par. less per cent
interest from time of payment to
maturity, or if this is not possible,
The Washington herald., 1920-10-10
Long Term Lease Vogue
In Chicago Real Estate

While five and ten-year leases
have hitherto been the most gem
orally used in the Chicago down
town leasing field. according to Z.
F. Keebler. of Chicago, the vogue
OF the long term lease is at hand.
The principal reason for this change
Is that many Arms holding short
term leases, after spending consid
eTable sums to fit up their business
homes and make them suitable for
their requirements, have been GUST
ed to make room for some farsight-
ed concern taking a long term lease,
There is reported an ever-increas-
ing demand for ninety y-nine-year
leases for business homes.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1920-02-23

Need for traffic officers in Rock Island was
demonstrated anew in Saturdays accident.
Lack Of means Of regulation have led auto
drivers to become increasingly careless OF the
lights Of pedestrians. 1t is bad enough when
they take chances in the street, but when they
invade the sidewalks 1t is time to look about
for remedy.
Drivers here are probably no worse here
than in other places where there are no spe-
cial officers to enforce regulations Knowl-
edge that there are officers on watch always
has wholesome effect. single motorcycle
cop on duty puts restraint on speeders all
over town, but 1t is lightly thrown off the mo-
ment everybody is sure that the cycle has been
laid up for the winter. Drivers watch them
4 selves more closely when they know they are
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1920-02-23

= lot Of erstwhile convivial gentlemen just
now can conceive OF nothing more desirable
than the privilege OF freely wandering about
down in the West Indies and Mexico. Jack
johnson. than whom mighty few have been
more sportively inclined and who has had sew
eral years of untrammeled freedom in moist
and tropc districts, is so anxious to get back
to the little old United States that he has con-
sented to serving year and day in a federal
prison as the first step in the restoration of
citizenship. Even those who hold that all was
lost when the u S. A. went dry may be able to
draw profitable deduction from the foregoing.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1920-02-23

helng wat6Ael rsfAaSe ~ faet tAak re1txid-
tons ~ = rieid II Davenport rsacts p :
fsadesey TO cut looss ! littis more freely n
Rock Island. where chances q being Dtcksd sp
ars practically NIL
Saturdays accident was caaSsd b too much
speed At IN intersection. One car uas sent
over the curb to keep Il from hitting another
Rock Island. They approach corner with
too much gas on. sound the horn and trust to
luck OF course lnck fails now and then and
damage Is done and perhaps somebody is hurt
or even killed
Traffic cops on the main corners would
check this reckless tendency at points where
1t is most iikely to do harm
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1920-02-23
Loyalty Week.

Yesterday was Washington's birthday. It was
also the beginning Of what has been desig-
mated as Loyalty week, to be devoted to the
dissemination Of better understanding of
American principles and ideals and study OF
means for applying them to- present circum-
stances
To Washington, more than to any other
man, is given credit for building the founda-
ton OF this government. He was man OF
action, as we'll as a profound student Of eco
Monies, a bread and far-seeing statesman and
born leader OF men. He helped to lay down
principles which are Just as applicable now
as they were in his day and which. tested by
time, are safe to cling to in moments of un-
certainty, like the present. What position
Washington would take on public questions
if he were living now is frequently discussed
usually from relatively narrow viewpoint:
Such controversies, Of course, are purely aca-
demic and of little possible value The father
of his country was broad man and without
doubt would adapt himself to circumstances
now as he did then. But We need not waste
time specializing on what he would do when
so many are poorly advised as to what he
| actually did and why he did it.
Observance OF Loyalty week may appro-
priately start with Washington and follow
| through to a study of the other great Ameri-
can leaders down to the present time Each
| contributed something vital to our national
| life and helped develop the American idea.
! Once the American idea is firmly fixed in the
minds of majority Of the people, uncertain
ties of the future will cease to be cause for
worry.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1920-02-23
The High Cost Deadlock.

Nearly everybody >believes that there is gen.
eral profteering in food. Officers Of the Amer
lean Wooden company are among the number.
They have opened series Of retail stores in
Massachusetts,, mainly to protect employees
from over-charging in the purchase d things
they eat.
Many people also believe there is profteer-
ing in wooden goods. II an investigation were
started the buck passing we may be sure would
involve the American Wooden company at some
stage in the inquiry. Lots OF food dealers are
among those who would like to find way to
buy clothing and other goods containing wool
at price that seems to them more reasonable
than current quotations.
And so it goes. The field might be widened
to include practically all the necessaries ~ lfe
not to mention the Injuries. Everybody sus-
poets everybody else. but protests to the limit
of his vocal and staying powers that he is get
ting no more than is justly due him, in view Of
the higher cost Of living and of doing business.
The deadlock between the senate and the
president over ratification Of the treaty is not
the only one that is holding up progress. The
high cost Of living contest in which everybody,
instead OF making concessions, is reaching out
for more falls in the same category, and from
the American standpoint it is great deal more
pernicious.
And deadlocks, taking them by and large.
as the esteemed Saturday Post would say, are
growing very, very tiresome.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1920-02-23
What's I'm a Name?
By MILDRED MARSHALL
Copyright. 1919, By thu Wheeler Syndicate. Incl

English adoption. Italy, to, reject
ed it, preferring Agnes, but also
adding its own Agnete and Az
nesca.
Thomas Hood wrote a charmins
lyric to Fair Inez":
With morning bushes on her cheek
"Oh saw ye not fair Ines?
She's gone into the west.
To dazzle when the sun is down.
And rob the world of rest;
She took our daylight with her.
The. smiles that We love best
With morning bushes on her cheek
And pearls upon her breast"
Chrysolite is Inez' tal:smanic
stone. the chrysolite Of sunrise /"
wrote Shelley. II worn upon the
left arm and get In gold, Il will
drive away all evil and protect ,ts
wearer from contagion. Thursday
Is Inez' lucky day and Z her lucky
number. The chrysanthemum. sie.
nifying cheerfulness, is her flower
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1920-02-23
HER IDLE HOURS.
BY Mary w. Ford.
tCopyright. 1920, by The Wheeler

copyright. 1920. by The Wheeler
Syndicate. Inc.)
Mother, Go quit arguing. I'll ad-
4 Mit she would rather have one OF
those fluffy dresses on. as you call
them. and eat chocolates than to do
q stroke of Homework or cooking"
and John Andrews reached for his
lat. and coming over to his mother,
plsced an arm around her lovingly.
"But Johnny boy. it's your future
I'm looking out for-I want you to
he happy, and with your salary you
cannot afford to hire cook. What's
more, daddy, I'm afraid, as 1t is, she
would Just be an ornament to grace
ynur home with. instead Of q home
loving vita. II only she would give
up her idle hours. and during those
kpurs learn to cook"
There, there, mother dear, let's
not talk on this subject aga,n-it's
AZ painful ono 10 me. as you know.
aid know IN my heart that some
day shs will b all that you would
want her 10 b. mother-just now
ne loves pretty clothes. admiration
md all that but I'm living in
hopes. mother" and kissing her
3undly, he left no house for the
oAop. where no was employed, and
where he worked hard and faith
1aIiy.
Whcn John called on Margaret,
AZ "Pcsgy." as he lovingly nick
Fined her. vision In lovely pink
Let him at the door. "Oh. Johnny,
& have something wonderful to tell
5pu." and laughing happily she
cfEered him Into a luxurious par
1Cr. far different from Johns mod
~ pafior. After what seemed q
llttie eternity to John. wondering
zshai Pcggy was 20 excited about,
<a1t young lady appeared at the
&nor with . huge hat box almost
- lafge ~ herself, a. Peggy was
1kther short. 'Now close your
fes, John" and after moment or
10 requested him to, open them
an. and behold! There. before
u. yos IN, hoantilnlecaerI
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1920-02-23

but mother has been at that cook
Ing stuff again. and oh, Peggy! I've
Just been hoping right along that
you would one day surprise mother
and"
Going over to John, she looked
him squarely in the eyes and said,
seriously: John, l will surprise
her. and I'll make her love me
some day. hope-love me for my
very self. and not my cooking, and
oh! / don't want this hiatt hate
it, hate it," and the tears fell fast.
The following week John was
sent to New York to be gone five
months on business for the firm.
Peggy promised to write faithfully
every week. SO he went away not
entirely unhappy, but looking for
ward to the time when he would
return.
I'm awfully lonesome since John
went away. and / haven't much am
hition to cook or do anything else"
thought Mrs. Andrews a week after
John had left. Then her eyes fixed
themselves on the following ad in
the paper: Young lady about to
he married would like five months
instruction in Homework and cook
Ing" then the box number followed
at the postoffice. well, OF all
things-what a queer ad, but that
girl sure has grit and l admire it
now that John has gone, why can't
| take her in, poor soul, and help
her out? and the more she thought
Of It the more she wanted to do It.
so accordingly the next day q young
girl, presented herself in answer
to Mrs. Andrews letter.
why. Margaret Willis" but Mrs
Andrews not suspecting that Peggy
had como IN answer to her letter.
and thinking she came about John.
froze UP completely and stared at
Margaret, but not unkindiy.
"Please don't look at me ike
that, Mrs. AndrewsLI am the
young lady who-who wants TO
know how to keep house, how to
cook-oh. won't You help me while
John 10 gone" and 40 Mrs. An
drsY1. ga1sd atstAis1gtrlHAnm.s hs
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1920-02-23

IneB.
Inez has . sanity origin since
1t Is derived from the Greek word
agnos, meaning sacred" pure"
and comes into usage through the
Latin VOID for lamb which is ag-
nus. The lamb was the symbol of
the Roman maiden whose place Of
martyrdom named the Church Of
Saint Agnese. Pilgrimages are
made there and it is said that the
gentle saint has appeared to sup
licants, in human guise with a lamb
Of purest wilderness by her side.
Each year, two lambs are brought
to the pope and blessed in the
Church Of Saint Agnese; then they
are shorn and the wool 10 spun and
woven by the nuns into pals pre-
scented by the pope to each primate.
Agnes or Agnese. is in popular
usage as q proper name in Eng
land, France and Germany. Portu-
gal is responsible for Inez. Soft
as Agnese is, It did not please the
Portuguese, who changed it first to
Ines, Indicating the liquid sound
Of "gn" by the cedilla Later It
became lnez and named the ILL
fated Inez de Castro. whose doom
made 1t famous above all Portu-
guese feminine names.
Ines and Inex flourished for CEN
turies there. before they were
brought to England and without be-
ing angiictzed. were used as Brit
lab names unreservedly. The dim
tnutive which the Portuguese had
evolved. Inesfla, was left in its ma
~ Ak-A 3al1Gz1no-LakaA mr.