The Redwood gazette., 1920-07-21
New Ruling for
War Insurance
BULLETIN STATES POSSIBILITY
FOR SERVICE MEN TO REIN
STATE WAR RISK INSURANCE.

New conditions under which lapsed
or Cancelled War Risk (term) 1nsur-
ance may be re-instated, generous in
scope, and of vast Importance to mil
lions of former service men through
out the country, are announced by
Director R. G. Cholmeley-Jones of the
Bureau of War Risk Insurance with
the approval of Secretary of the
Treasury d. F. Houston.
The new ruling is officially desig
mated as "T d. 81 w. r." effective
July /, 1920. The features of maxi
mum interest to former service men
provide for reinstatement, or rein
statement and conversion, of lapsed
or Cancelled War Risk (term) Insur-
ance under conditions substantially as
follows:
Two Monthly Premiums.
l. In all cases the applicant must
tender at least two monthly premiums
on the amount of insurance to be rein
STATED, or reinstated and converted,
with his application.
2. The applicant also must comply
with the following requirements in
reference to health to the satisfaction
of the Director of the Bureau of War
Risk Insurance.
When insurance lapsed or was can
celed prior to July 1, 1920, and when
application is made within eighteen
months succeeding the month of dis
charge or resignation, but prior to
January /, 1921.
The applicant must be in as good
health as at the date of discharge or
resignation, or at the expiration of the
grace period, whichever is the later
date, and so state in his application.
The foregoing is an extremely liber-
al provision and presents an oppor-
tunity for a very large class of former
service men to reinstate any time up
to January 1, 1921, without a medical
examination, by simply paying two
monthly premiums on the amount of
insurance they wish to reinstate and
making their own statement of health
with application.
On and after January /, 1921, in
cases where insurance lapsed or was
Cancelled prior to July /, 1920, and re-
gardless of how long applicant has
been discharged.
The applicant must be in good
health and shall forward for the con-
sideration of the Director a signed
statement that he is in good health,
animation, made at the applicants ex-
pense, by reputable physician licens-
ed to practice medicine.
Reinstatement or reinstatement and
conversion of war risk fterm) insur-
ance lapsed or Cancelled on or after
July /, 1920.
{a) Within three calendar months,
including the calendar month for
which the unpaid premium was due,
provided that the applicant is in good
health and SO state in his written APP
plication.
(b) After three months, including
the calendar month for which the pre-
MUM was due, and within six calen-
dar months, provided that the appli-
cant is in good health and so states in
his application for reinstatement, ana
further, that he substantiates his ap-
pIication by short medical certifi-
cate, made at the applicants expense
by q reputable physician licensed to
practice medicine.
(c) After six months, and within
eighteen months, including the calen-
dar months for which the unpaid pre-
mium was due, provided that the APP
plicant is in good health and so states
in his application for reinstatement,
and further provided that such appli-
cation is substantiatedq by report of
a full medical examination, made at
the applicants expense by a reputable
licensed to practice medicine.
Medical certificate to be on such forms
as may be required by the Bureau.