The Farmington times. (Farmington, St. Francois County, Mo.) 1905-1926, 1920-01-02
NEW YEARS RESOLUTIONS

Now that the Christmas Of 1919
has come and passed into history
with all the rest of the nineteen hun
bred odd years that have elapsed
since the event that gave rise to the
years happiest celebration, the minds
of men and women turn to the new
year, and the resolution making" Pc
lriod arrives.
The fact that the greater part of
these resolutions are broken before
the new year is many weeks or months
old should not deter US from continu-
ling the practice of forming new re-
solves, and we should determine that
we at least will be among those who
at the end of 1920 will have the sat
lisfaction of knowing that we have
faithfully kept the compact with our
selves.
Self-denial has ever been the main
theme of the major part of these new
year resolutions. In those almost for
gotten times, before memorable July
/, 1919, the closing night of the year
was favorite time for bidding fare
we'll forever to John Barleycorn and
his allies-the bubbling wine and the
Ifoaming stein.
My Lady Nicotine also received
many sad jolt, from which she re-
covered in due time, and the man who
was loudest in his protestations that
he was done forever and for aye with
the seductive charms that come from
the weed was in few months, or
short time at best, drawing solace
from the pipe of briar or meerschaum,
or from fragrant Havana, stogie or
Cigarette.
Of course there were countless
other resolves that were given more
or less publicity around the festal
boards that groaned and some time
roared because of the choice viands
and the tempting decanturs and iced
pals that adorned the tables, but in
the main those mentioned were prime
lfavorites
And self-denial was the principal.
Man kind of bankers after furnishing
himself. He feels rather like hero
when he feels that he is bearing up
under deprivations of which he him
self is the instigator.
But this new years eve there will
be no need of wasting time over
Swearing off" of the cup that cheers
and sometimes inebriates. A will
stronger than our own has spoken,
and the day Of the distinction between
the various grades Of drinkers or tip
piers is supposed to have vanished
from the earth.
But there is ample room for other
resolves: One that should appeal to
all is that the resolution maker in
de 10 NnoA IL
are opportunities that may never come
again. The world is just recovering
from the most devastating war that
history can recount. The SURPRISES
are exhausted in every corner of the
earth. There was never such a de-
mand for raw materials. Manufao-
tured articles are sold months before
they are made, and the entire world
! is crying out for increased produc-
ton.
Salaries are higher than they ever
were, and wages are now higher than
salaries were before this new era set
in. But if the toiler spends his in
come as fast as he receives it, all this
wonderful opportunity means nothing
to his future. When the reaction
comes he will be in no better position
to battle with the world than he was
in the olden times when dollars were
scarce and jobs were not so abundant.
But the one who saves systematical-
| ly and intelligently is the one who
will be the gamer in the end. This
new year is fine time to make a real
resolution. There may appear some
what Of a self-denial in it--this set
ting aside of a certain part of ones
income for the future. But it will pay
in the long run.
The Treasury Department of the
United States has established Saw
ings Division just especially to meet
the changed times. This Government
of ours looks long ways ahead. 1t
has been for more than a year now
conducting a campaign of education
along lines of thrift.
1t has caused to be issued some
wonderfully attractive Government Sc
curities-Treasury Savings Certif-
Gates and War Savings Stamps. These
are designed not for the capitalists
but for the man of moderate means.
In these securities no one may hold
more than $1,000 in any one issue. The
Government wants these securities to
be in the hands of many people, rath-
err than in the hands of the few cap
. italists.
These securities draw interest at the
rate of APT per cent if held until ma
turity. If man buys a full thou
sand dollars in these and still has
money to invest, there are issues of
Liberty Bonds that he can still buy on
the market at attractive prices. The
Government pays the interest on these
bonds with the utmos regularly, and
when they fall due they will be paid
just as sure as the sun shines.
A resolution to get into the savings
class now, if kept, will be of benefit
RI Won ne lopo a yo,, live