Mohave County miner and our mineral wealth., 1919-10-04
SOME INFORMATION ON
 GOVERNMENT INSURANCE
 FOR SOLDIERS AND SAILORS

A total of 4,539,04S men took out War Risk Insurance, their aggregate policies totalling nearly $4O,OOO,OOO, and each policy averaging $S,70O. Of this total insurance, service men from the farming districts carried approx imately SIC, ,42O, 900, ,000 and by far the greater percentage of this insurance was made payable to wives, mothers, fathers and other relatives who reside on farms.
 The average of the men who fell in action, died of wounds or from other causes during the war, was 23 years, and because of their youth, by far the greater percentage were un- married men. Which explains why Al per cent of the policies, taken out nam ed mothers as ,beneficiaries, 16 per cent named fathers and only ' per cent named wives.
 In the original War Risk Act pro vision was made for the policies writ ten on service men during the war to be continued as permanent Govern ment Insurance. To avail themselves of theo pportunity to convert their War Risk Insurance into permanent United States Government Insurance it is necessary that the men tdischarg- ed from service continue to pay their monthly premiums, and at some time during the five years following the formal declaration of peace that they convert into permanent policy.
 From the record it appears that only about twenty-five per cent of the men who had insurance during the War are continuing to keep up their insurance. This is largely due to the fact that the men were unfa- miliar with the provisions of the Act, or that they have not felt financially able to carry their insurance at this time
 To guard against any man losing his right to Government Insurance be- cause of this condition the Secretary of the Treasury recently issued a rul- ing allowing every man eighteen months in which he has the opportuni- ty to reinstate his insurance after he has allowed it to lapse because of non-paymentof premiums.
 This reinstatement privilege should be clearly understood. So long as a man is not paying his premiums he is not insured. His reinstatement privilege merely gives him the right to again have Government Insurance without undergoing physical examina- tion, and upon payment of two months premiums.
 A nation wide campaign has been inaugurated for direct personal con tact with former service men through which they may be informed of their rights to permanent Government In surance, and in this campaign have been enlisted the American Red Cross, the Y. M. c. A., the Knights of Columbus, the Salvation Army, the Y. M. H. A., the Boy Scouts, and num- erous other National social welfare or ganizations. In addition more than 5O,OOO life insurance agents have been enlisted. The volunteer roll further includes thousands of bankers, doc tors, lawyers, manufacturers, other business men and representatives of all associations which come in con tact with discharged service men and their dependents.
 The former service man who lives on the farm will be reached to a large extent through banks which have vol unteered to serve as clearing houses for information on War Risk Insur- anceance. t.h
 There are six permanent forms of