The Maryville times. (Maryville, Tenn.) 1884-1944, 1919-12-10
''HANG ON TO WAR
RISK INSURANCE"
Treasury Department Sends Out
This Advice to DemobiIized
Soldiers.
new POLICIES ARE PLANNED
Federal Government Perfecting New
Forms With Many Advantages
Which Insured Men Will Want
in Place of Present Con-
tracts.

in Place of Present Con-
tracts.
WaShingtOn.-A busy place these
| days of rehabilitation is the bureau of
war risk insurance of the treasury de-
partment of the United States, with its
$4,000 employees and its files contain.
ing 100000 records.
Rehabilitation is having the effect
of making a large proportion of the
soldiers become transient for an in
definite period after leaving the serv-
ice Many of the original addresses Of
these men become useless, as thou
sands forget to leave forwarding adj
dresses and neglect to write to the bu-
reau. In this way many men are los
ing touch with the bureau and are
neglecting their insurance. Hence the
efforts of the bureau to keep in touch
with demobilized men are increasingly
difficult, as rehabilitation progresses.
Every possible agency is being used,
including the Red Cross and public or
CARNATIONS of many kinds.
IHtlc sam L. HCllCIliIS pans Luz
the new forms of government insur-
ance which the demobiliZed soldier will
want in place of his war risk insur-
ance. But the soldier cannot change
his war risk insurance for this new in
surance unless his monthly premiums
are paid up to date on his old insur-
ance.
Advice to Soldiers.
The advice which is being sent out
from the bureau of war risk insurance
to the soldiers who hC,ye left the serv-
ice may be summarized thus:
Hold on to your war risk insurance.
Keep up your premium payments. .
If you have permitted your insurance
to lapse-even if you have formally
Cancelled it-hasten to reinstate it I'M
der the new and liberal provisions for
reinstatement.
Write for advice or information to
the Insurance Division, Bureau of
War Risk Insurance, Washington, d.
c." Give your full name and your
address, your rank at the time of APP
plying for insurance; If in the army,
your army serial number, the number
of your insurance certificate, If known.
In sending check or money order for
your premium make 1t payable to the
Treasurer of the United States" and
mail it to "Premium Receipt Station,
Bureau of War Risk Insurance, Wash
ington, d, c."
Uncle Sam provided every soldier,
sailor and marine with a right to
policy for $4,000. If you can't keep
all of it, keep at least part of it. You
can reduce it if you have to.
You can convert to government en-
dowment policy which will assure
financial comfort in later years.
All policies issued by the govern
ment contain a total disability clause,
making them payable at any time you
may become totally and permanently
disabled, regardless of your age.
A service man, after his return to
civil life, may engage in any occupa-
tion. no matter how hazardous without
affecting his insurance.
No physical or medical examination
Is necessary for the conversion of poll
cies.
. Your government Insurance is pro-
tected from the claims of creditors.
Neither you nor your beneficiary
ever will have to pay cent taxes to
the government on the proceeds of your
government insurance.
You may pay your premiums by the
without having to pay anything
extra on account of additional expense
10 the government of collectinglmOnth-
Iy premiums. Or, if you prefer, you
may pay quarterly, semi-annually or
The government pays all
the expenses of running the business.
You may have the whole month in
which to pay the premium for that
If you fail to pay and your
policy lapses, you may get it back
through provisions for reinstatement.
Cash and Loan Values.
After one year the new government
policies will have guaranteed cash and
oan values, also pad-up insurance and
'Al6Hutu ttIIl NdlutS. he
cash value" of new government pol.
cy Is the amount the government gives
'ou If you choose to give up your in
urance. The loan value" means that
-ou can borrow money on your policy
Up to "a per cent of the cash value.
Paid-up insurance and extended
ERIN insurance values" mean that in
he new policies, if you stop paying
,remiums after one year, the govern
nent allows one of the following op-
ions: ID To remain insured for
ertain time without cost to you. ~
% receive policy for smaller
mount, which will be paid, no matter
vhen you die, and on which you will
Ot have to pay any more premiums
One of the most valuable features of
government insurance policy is that