The Glasgow courier. [volume] (Glasgow, Mont.) 1913-current, 1919-02-28
ARE YOU INCREASING YOUR
CAPITAL?

one of two sources-it comes from in
vested capital (the result of some
ones thrift)or from the work of you:
head and hands.
The big majority of people hav'
very little if any invested capital. II
other words, the average Americana
income depends on the work of his o:
her muscle, nerve and brain.
This average citizen is non the les!
a capitalist. Each individuals nus
Gle, nerve and brain are his or her cap
ital. Its size depends upon its quail
ity and the fashion in which it is in.
vested, the work it is doing for its
owner. .
For example, a young mar who
earns $1,000 a year is capitalized fol
$4,000. He has invested 100000 worth
of brains and manual dexterity so that
it earns 5 per cent every year. Like
wise a mar who earns $4,000 a year
as president of a bank or a railway
company or some other big enterprise,
is actually a millionaire even though
he hasn't a cent of money invested or
in the bank.
So YOU see, each individuals physi-
cal and mental equipment and his abll-
ity to keep it working for him are
that individuals capital-more real
and valuable than cash or stocks be-
cause it is entirely under his control
and can be increased and put to work
for him just in proportion to the in
dividuals inclination, application and
determination.
Because every mans physical and
mental equipment is his capital, he
should treat it with respect, he should
conserve it, improve it, train it in
every possible way and seek to in
crease it's earning power.
Because this capital is of SO very
much Importance everyone should
make it his business to save and in
crease it. Every bit Of income that
is spent foolishly decreases the indi-
vidual's net worth or capital just that
much. For instance, if you throw
away a quarter twenty-five cents)
you are throwing away a whole years
interest on $50. In other words, you
are destroying the earning power Of
$50 worth of your mental and physi-
cal capital for twelve months. Every
time you save and wisely invest 25c
in a thrift stamp, for instance, you
are saving $50 of your capital and
adding new capital to it.
This isn't an imaginary or fine-spun
theory. 1t is a fact. Think it over.
as it applies to yourself.
Can you afford to throw away your
capital?
There is a period in every individ-
ual's life when this equipment, no mat.
ter how carefully handled, begins tc
deteriorate, which means a wasting
away of the individuals capital. Be.
cause of the inevitable operation Of
this human law, it becomes every in
dividual's duty to himself and to those
dependent upon him to collect cash
and investments that will take tn
place of this physical and mental cap
ital and will furnish the income t,
which every individual is entitled.
All of this is another way Of say
ing that it is everyone's duty to elm
mate waste, to save and invest wise
ly so that he may be a capitalist an
have an income.
How to save and how to invest al
two problems which must be solve
by the individual. Right now the
are problems that must be solved col
rectly by individuals all oven Americ
if this country is to continue flu
steam ahead.
Our government needs billions t
finish it's war job. The future develop
ment of Americas enterprises mu'
be financed by Americans.
All true Americans will now striN
to stop wasting, to save and to fir
loan the results of this saving to tt
government, and later use the accum1
lated capital for investment in worth
enterprises at home and abroad.
It is your present business to tai
a personal inventory to apprecia
your capital, mental, physical and +
nancial, to increase that capital by e
cry possible means and to do yo'
part in making this nation a nation
constructive capitalists.
Help yourself and your countr
Think in interest. Save-buy W. S..
QUOTA"
Ouota crant into tho Enu1ich lon.