Norwich bulletin., 1919-09-26
MILLIONS BEING PAID
 CONNECTICUT FAMILIES

l Connecticut families are being paid 1 SIS, ,37e,12o in war risk insurance 1 claims by Uncle Sam. He is making | restitution to those whose sons and l husbands died in the service of their l country during the greatest war of l all times. 1 There are 1888 insurance claims be- l ing paid in Connecticut through the
 Bureau of War Risk Insurance to ben l efciarieS named at the time appil- cation for insurance was made by
 soldiers. sailors and marines, now dead. The average policy carried by | these 1888 men was $s,740. | Disabled soldiers, as well as 'wldoWs l and children and dependent parents of those who have died. are being made comfortable by the government which | is paying S04 compensation claims to residents of Connecticut In addition to the insurance and compensation claims now being paid in Connecticut, there are 761 of both these classes of claims under investi- gation. These cases, however, are rapidly being adjusted following an invest: gation by bureau representa- tives.
 The Bureau of War Risk Insurance which administers these affairs, has as a permanent institution in recogni- tio nof the services veterans of the World War rendered their country. Records in the Bureau show that this has been a young mans war and mothers war. More than 47 per ernment insurance made mothers their benefciaries- Fathers were named by approximately Is per cent of the men,
 The average age of the men killed in France was g years. To July/1st there had been 17S2S,- 445 checks mailed. If these were in line. end for end. they\ would extend q fvof ciy months of 1919, there were more than 10000 letters received by the Blu reau. An army of correspondents $ needed to take care of the great daily men seeking information on all phases of War Risk Insurance There are six permanent forms of government insurance, as follows: 2o-year endowment; 30-year endow- men; 20-payment life; 30-payment life; endowment at age 62; ordinary life.
 Applicati tions are being received by the Bureau of War Risk Insurance for cha nging the present term insurance, which was issued at the time of en- tering the service, into the perma- nent forms. The government. in an effort to aid every man in keeping up his war risk insurance, has made us- ually liberal provisions covering re- instatement of insurance, where the former service man has allowed It temporarily to lapse. In this way ev- cry bit of insurance which has been allowed to lapse may be reinstated under the following provisions:
 A. The applicant must be in as god health at the date of dis charge, or at the date the insurance lapsed, if lapse occurred after dis charge. and must so state in the sign ed application for reinstatement.
 B. The application must be ac- companied by remittance to pay the premium for the month of grace dur ing which protection was provided after discharge, and for the first month on the reinstated insurance. The features which prominently stand out in the government policy are as follows:
 The total permanent disability clause is granted without cost to the insured and it is free from all re- strictions.
 Government insurance does not charge it's policy holders any over head expense.
 It contains an extremely liberal def milton of disability.
 It gives very substatial payments.
 It contains no age restrictions.
 It is unrestricted as to travel, res- idence or occupation.
 Premiums paid in advance are re- funded down to the month, in case of death.
 The policy is non-taxable.
 L unusually nDerdI cash. loan, paid up insurance and extended term insur- anee values are included.
 It participates in dividends.
 If the policy holder is unable to keep up the full amount of the War Risk Insurance he carried while in the service, he may reinstate part of it from S1.000 up to $10,000 in multipIes of $500. Reductions maye be made in multiples of 500 to any amount, but not less than s1,o0o. Premiums are due on the first of the month al though payments may be made any