davidaulloa/AmericanStories huggingface dataset:
The Birmingham age-herald., 1919-04-17

Neither a borrower nor lender be,
 For loan oft loses both itself and friend.
 William Shakespeare couplet may have been apropos during the age of ruffs, doublets and lace, but it is out of fashion now. Judicious, legitimate lending and boi rowing are now primary principles of successful business. The game of keep ing the dollars constantly in circulation has developed to such an extent that in many sections personal-credit organiza- tions have been promoted which cooper ate with local banks in rural and urban financial affairs.
 There should be provided a system Of pcrsonal-credt unions especially for the benefit of individuals whose financial cir cumsts nces and scale of operations make it difficult fol them to secure accommo- dations through the ordinary channels, said David F. Houston, Secretary of Az riculture not long ago.
 WHAT HOUSTON SAYS
 "Organized commercial banks make short-term loans of great aggregate vol ume to the farmers of the nation pos sessing the requisite individual credit, but there are many farmers who, because Of their circumstances, aye prevented from securing the accommodations they need. An investigation by the United States de- partment of agriculture to determine the extent to which farmers in the southern states were dependent upon credit ob- taired from merchants revealed the fact that 60 per cent of them were operating under the advancing system The men have especially in mind are those whose opera tions are on small scale, and who are not in most cases, intimately in touch with banking machinery, who know too little about financial operations, anG whose cases usually do not receive the affirmative attention and sympathy of the banker. Such farmers would be much benefited by membership in coop erative credit associations or unions.
 What further can be done by the fed eral government directly to stimulate per sonal-credit unions it is difficult to out line" continued Mir. Houston This mat ter has received consideration at the hands of many experts. and was thor oughly cauvassed by a joint committee Of Congress. The conclusion, up to the present, seems to be that the field is one primarily for the states to occupy through sound legislation. About 125 as sociations have been organized, but the larger percentage of them have been formed by wage-earners in urban centers. The attempt to develop strictly rural credit bodies has met with somewhat more success Tn North CdroilHd tHdli ei9e where In this state the work Of pro mcting and supervising such organiza- tioas was placed in charge of an official in the division of markets and rural or ganizaton of the state college of asri- culture The law of this state was en- acted in 1915, and at present l6 credit unions. an of them rural, are in opera ton It is noteworthy that the North Carolina law makes special provision for educational and demonstrational activi- ties
The Birmingham age-herald., 1919-04-17
STATES EXACT CREDIT LAWS

Eight states-Massachu chusetts, New York,
 Texas. South Carolina, North Carolina, Wisconsin, Utah and Oregon-have passed credit laws, while North Carolina now beasts F rural credit unions, five of which are especially prosperous and successful. Furthermore, in many urban sections of
The Birmingham age-herald., 1919-04-17

borrowed s6916 43. The club had sl4297 7S in the bank, and total resources of sS9S6. 23 The Lowe'e Grove union. the oldest Tn the state, organized January 20, 1916, had 5 members and 79 depositors in Decem- Der, 1918. The paid-up shares amounteo to S6ST 50; the deposits were sll59 fS; tne loans to 3D members aggregated S25Zo. io From the local bank s600 had been DOT rowed, while the cash in banks amount ed to only s1 fl as compared with the total resources of $2632. .29.
 From one point of view the credit union really operates as a connecting l1nk pe- tween the farmer and the banker anu improves the farmers chances o1 dolhS business with the bank. The credit uhioh affords an excellent channel Tor tarhl- CTS to get in intimate touch With thelr home bankers. The bankers, as rue, appreciate that it is good business to aid the credit unions as ultimately the locai bank benefits from the plan, Tn the same way that saving accounts, usually aedu losses at first, finally figure prominently in the net profits The fundamental value of the credit union is that it encourages saving. It also enables farmers 10 ne gotiate better term loans, and it encour- ages the practice of modern oushess methods in farming.
The Birmingham age-herald., 1919-04-17
BANKS FURNISH CREDIT FUNDS

Usually each credit union makes deH- nite arrangements with some, bank py which the latter acts as depository and furnishes loanst on specific terms. mus one of the unions in North Carolina re- ceives per cent interest from it's bank on deposits subject to check, and per cent on savings accounts left on deposit three months or longer It pays D per cent interest on it's loapS from the bank The credit union in turn pays It's own members per cent on the1r saVlnSs ac- counts and furnishes them loans at per cent. Such a credit union not only aC- customs it's members to the use of cheek and savings accounts, but also enaoles the members to obtain loans for approved productive purposes on better terms thah they could obtain elsewhere.
 In addition to handling deposits ana floating loans, some of the North Carolina unions also aid their members in the pur- chase of cotton seed meal ana corn or soS bean seed, the credit club buying In car lot quantities and thereby saving money for their members, who otherwise would have to buy in small quantities at retail
The Birmingham age-herald., 1919-04-17
ALABAMA STATE CROP REPORT

On the whole the labor situation on the farm is better by nearly one-fourth than
 last year at this time.
 The United States census on March 20
 reported the total ginnings of cotton for
 the past season In Alabama at about S0O,-
 600 bales of 800 pounds gross weight each,
 the bales being somewhat heavier than
 last season. This total production is 21a
 per cent less than was estimated by this bureau last December. North Alabama counties produced about SS000 bales less
 than was estimated. while the remainder of the state produced about 1S,0O0 more. These differences are thought to be due to overestimate of acre yield in north Alabama and to an underestimate of acre. age in south Alabama. The damage done by the red spider in the northern coun- ties was apparently greater than was thought in December.
Mexico weekly ledger., 1919-11-13

or influential scouts place of abode.
must take off our hats to the early
cmigrants for blazing the way. Also
we must now take off our hats and
give three cheers to the present day
permanent road builders all through
the west.
San Joaquin County, of which Stock
ton is the county seat, has just voted
81, OO0, 900 for more and better roads
this in addition to all they have spent
before. Other counties are doing like
wise.
Our -Missourians in California
wonder why we are content to stay in
the mud back here and I couldn't give
them a satisfactory answer. They say
good roads pay big and I believe them
for they Showed me-" I rode about
1000 miles on the California roads and
saw the abundant traffic over them,
big heavy autos, bigger and heavier
trucks, saving time and helping the
transportation problems Of every
body.
Besides Will II. Morris and OTIS
Morris families, Everett Holland and
wife, who was Miss Annie Bell Girls
Mexico weekly ledger., 1919-11-13

him for the plan, scheme, secret or
anything | might use and learned, gen.
ial always accommodating man though
he is, he would not let loose of an
idea.
In Denver l saw Mrs. Don Morton,
who formerly lived in Mexico but now
in Kansas City, also Mrs. Cadwallader,
who now lives in Eldorado, Kansas,
both tourists enroute home. On 15Lh
street I met Bush Atchison, who is
living there and looking fine.
Lewis T. Powers of the Powers
Beken Clothing Co., has n of the
finest, best equipped clothing stores
in Denver and is looking fine. He
asked many questions about Mexico
and her people. He was leaving the
next day for Oklahoma to see the
bringing in" of an oil well in which
he was interested-I hope they struck
a "gusher."
After a picnic or two up Deer Greek
and Jarre Canyon-fnding a pretty
girl that wants to come to Hardin Col
lege next year, and a few other stunts
like that, / headed for home. Ones
| more I proved the Ledger phrase;
Mexico weekly ledger., 1919-11-13

well, Mrs. Otis Morris mother, Mrs.
Harrison, Mrs. Mary Boyd Masic, all
Mcxicoans, live in Stockton and are all
eager to hear any news from Mexico.
Leaving Stockton l went up the Sac
ramento Valley and from Oroville
went up the Feather River Canyon
then over the Sierra Nevada Range,
across Nevada and into Salt Lake
City. The next day l stayed most Of
the day on the observation platform
going up wei the grand old Rocky
Mountains, and down through Royal
Gorge, Pueblo, Colorado Springs, and
into Denver. Here I stopped for two
weeks and with friends visited Estes
Rocky Mountain National Park, the
Denver Mt. Parks and Idaho Springs,
! Mt. Lookout, Wild Cat Mountain, Ar
vada and Ralston Valley, finding ex-
cellent auto roads everywhere. In Es-
ties Park I visited Enos A. Mills, nat
uralist-you all read his articles on
wild life in the Saturday Evening Post
l have spent part Of my vacation foul
| different years with him at his Long
Peak Inn. He has been happily mar
RED since I'd last e him. ! asked
Mexico weekly ledger., 1919-11-13
PUBLIC SALE

will sell on my place known as the
Tom McntIire farm, 8 miles south and
one mile east Of Mexico, on
MONDAY, NOV. II
The following property:
7 HEAD OF HORSES AND MULES I
1 draft mare, 1 saddle mare, l year
ling filley colt, l mule colt, l gelding;
2 years old l mare A years old l 3
year old gelding.
AZ HEAD OF CATTLE 10
"a two year old steers, l COW, 4
two year old heifers, 4 yearling heif-
ers, 4 late calves, 5 early calves, 4
steers and / heifer.
HOGS HOGS
10 brood sows; some with young
pigs.
Some Farming Machinery and House.
hold Goods.
Cane, from three to four hundred
shocks. Other things too numerous
Ito mention.
SALE STARTS AT 100 p. NJ.
TERMS:--As usual.
R. I. REED.
J. T. johnson, Auctoneer.
Mexico weekly ledger., 1919-11-13
MRS. JOHANNA REISCH DEAD
Woman 81 Succumbs to Bronchial
Pneumonia at Home of Her Son.

Mrs. Johanna Reisch, "a years old,
died Thursday afternoon at / o'clock
at the home of her son, John Deckerl,
in this city. Bronchial pneumonia was
the cause Of her death.
Funeral services were held at 3
o'clock Friday afternoon, and the body
was shipped to New Truxton for bur-
ial. Rev. J. H. Hughes conducted the
services held at the home.
Mrs. Reisch leaves two sons to
mourn her death, Mr.. Deckerd Of Mex
moved to Mexico from New Truxton
ton. Her. husband, Michael Reisch,
died eight years ago, at which time she
mover to Mexico from New Truxton
where she formerly lived. She was
Mexico weekly ledger., 1919-11-13
TO HAVE BASE BALL LEAGUE.

Base ball clubs from Mexico, Col
umbia, Glasgow, Jefferson City, Sed-
ALA, Boonville and Higbee will meet
in Moberly Sunday to organize and
elect officers Of a Central Missouri
League. Charles Pulls and L. M.
Saunders, managers of the Mexico
club, will attend from here.
Mexico weekly ledger., 1919-11-13

born in Germany, but came to this
country when she was a young girl.
She was a member of the Lutheran
church in early life, but later joined
the Methodist church.
The Ledger extends sympathy to the
children Of Mrs. Reisch and to her
many friends both here and in New
Truxton.
Mexico weekly ledger., 1919-11-13

"They all come back" and I want this
recorded: Mexico ALWAYS looks
awfully good to me after a while away.
(SIGNED) J. c. PASQUETH,
The Roamer.
Mexico weekly ledger., 1919-11-13

MI. and Mrs. w. l.. Davenport are
delighted over The birth Of a son, on
Saturday. November 9th.
Mexico weekly ledger., 1919-11-13

Mrs. F. A. Hopwood, who has been
seriously i'll with pneumonia, is much
better.
Mexico weekly ledger., 1919-11-13

The advertisements of The Graham's Stores
are published with the express purpose of be-
ing assistance to you in shopping. This months
doing in this store is widespread and this ews
should be oft interest to all.
Mexico weekly ledger., 1919-11-13

You will find coats of velvet, plain and fancy MIX
lures. that button up around the neck with big col
lars, and are belted, in sizes 10 to Ia years
Evening star., 1919-08-29
AUTOMOBILES FOR SALE. ETC

oLDsMOBLE 1917. s-cylinder. 7-passenger;
perfect in every way; all new cord tires; one
extra; Will accept Ford Dodge in part pay
| ment; terms be arranged. Seaton Garage,
Lincoln rd. ard Seaton pl re.
extra equipment; very. sporty looking; will
| accept Dodge Ford in part payment; terms
can be arranged. Seat0n Garage, Lincoln I'd.
and Seaton pl. ne
OAkLAND--4-pass. speedster. 1917, run only
8 900 miles: with many extras: fast power
full car; s575; will accept Fordlas part pay
ment. Phone Frank 1861. ~
Evening star., 1919-08-29

l549 18th ST. N.w.-Larse front bacx
room; all conveniences; gentlemen. Call after
o'clock 81
Evening star., 1919-08-29

FRANKLIN. e-cyl1 air cooled; Al condition:
electric starting and lighting system; battery
renewed and engine overhauled; power tire
pump; non skid chatns; tools; mirror and 5 ex-
ira tubes; $3.50 cash; no less; no dealers.
franklin CO.'S.
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1919-03-08
TAKE TIME
TO TEST TT"
So Says Local Expert on batteries.
Advising Owners 20 Watch Their
Step

Due TO the efforts Of storage bat
terry manufacturers toward ciacat.
Ing the motoring public in the neccs.
sary care of their batteries. most
battery owners are now familiar
with the use OF the hydrofncter for
testing the battery solution.
That motorists deceive themselves
b. uAlng the hy~irometcr under i'm.
proper conditions. is explained by Mr..
Brown. ProstoIAtc battery man.
'Hyrometcrs are recommended 10
battery users for testing tho bat
tery's condition. because they are
the simplest and most understand
motorist's use" says Mr.. Brown.
AT bcat they can serve only to In
dlca;@ Approximately tho state Of
charge or discharge OF the battery.
and unless used properly. they tell
nothing OF value.
motorists testing their own batter
les IL taking hydrometer readings
Immediately after distilled water has
been added.
"If the hydromctsr In regularly
used and the motorist viii occasion
ally svan himself Of such testing
service as may be had at our bat
terry service station. 921 T. Pike St.
minor irregularities In the battery
can be rccufied before they become
serious"
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1919-03-08

army. In still bsing pur ~
the government In cors~s
numbers. The company ant
working on big parts orders for 49,
repair and maintenance OF machine 80
In federal service. There are 1o.oy4iD
n,en on the payroll. When at fun
capacity 1900 men arc employed.
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1919-03-08
NEW TIRE
IS CLASS
TfsrrDoid Thr line IL Winner From
Start With Wise Motorists

The discovery Of crolide by a
young New York millionaire. was
the foundation OF the wonderful
around the Therrnoid tire, dIstrfb
utcd In Seattle by the United Motors
company. A +. Hawkinson. man
ager
Mr.. Hawkinson. who has personal
charge OF the Thermoid department..
In a tire man Of great experience.
and his enthusiasm IN based on
sound judgment The Therrnoid
tire is built entirely by hand. each
casing containing one more ply OF
fabric than other standard makes.
this fabric used being known as
South Sea island i7k inches combed.
with n strength OF 32o pounds to
the square inch. Tho rubber in the
tread is known as Upper River para.
and when mlxed with croiide. forms
one OF the toughest and longest
wearing surfaces IN existence.
The guarantee Is for 1900 miles
on the smaller sizes. and COCO miles
on the larger. and IN on the basis
that -rhermo!d Will make good or
We Will The United Motors com
pAny have put in a large and com
piete stock. and a special salesroom
has been arranged. where n sales
man is always ready to explain why
the TherInoid costs more than the
average tire. and the many reasons
why the motorist using them has a
lower per mile tire cost Present in
dications point TO an ever increas-
by canny tire buyers. who apprcci-
ate quality In tircs.
ing demand for the T1,ermcid line
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1919-03-08
He LOOKED DOWN ON
CARS HE NOW BOOSTS
lAviakjon Lieutenant Flies Over
Cadillac Factory. Then Comes 10
Seattle to Sell Them

From guiding an alrplane many
Meet In the air over the Cadillac fac
tory. mt Mt Clemens. Michigan, jus,
outside Detroit. TO selling Cadillac
cars for the Sunset Motor company.
Is the novel experience OF Gordon r.
Mounce. lately OF tho United States
air service.
Mounce. who IL now In charge Of
sales on tho floor for Cadiiiacs and
'Hupmobiics. was stationed for some
time nj Detroit. and made many air
trips over the many automobile fac
tories while a second lieutenant In
The aviation section
The Cadillac looks good, even to
man in the air says Mouncc.
and ] am very glad that can tell
the people Of Seattle their many
good points. The Sunset Motor
company Is a wonderful orxanixa-
ton to be with. and l am proud OF
the opportunity of selling cars that
made such wonderful records IN the
big fight
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1919-03-08
SAN JUAN
BUSTING
Iisiands Mako Go,d FI~ld for Auto
mobile, Truck and Trartor Pros
poets. as Proved by Fletcher

No one can claim the trip To tho
San Juan islands is one OF pleasure
at this time Of year. but Tom Fetch
or, Of the Pioneer Auto Co. recently
venturcd into that territory and sold
two thrcshinR outfits and two Case
tractors. Things are certainly pros
porous up In that country" said
Fletcher. and dug up several pros
poets for the Case Six and Columbia
trucks. besides appointing "A sub deal.
err. the San Juan Agricultural Co. 10
handle our line
Speaking Of Case p|ofucts and
the soundness Of their materials and
manufacture. | ran into "A man on
the island who has been using a Case
threshing machine separator every
season for 30 years, and IL In still in
good shape. II wasn't bit hard to
talk 10 him about the Case Sir. and
to list him as an excellent prospect
Tho way the Cs,re stands Up under
hard usage is nothing short Of mar
velous. and owners are constantly in
competition for the establishment Of
new rccorda-
There does not secm TO be any
possible chance for "A drop in prices
for n long time. In fact. IL looks 10
me like a fight TO see who VIII 81
tho cars that are being manufan-
tured. We win show our complete
line on tho floor OF our salearoom
during the next few weeks. and will
welcome all admirers of the Case and
Columbia lines. as well as skepucs
who do not as yet know their won
dcrfui merits"
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1919-03-08
by V. A. COLE

In Seattle we not only have legiu-
mate used car dealers. but also mum
erous curbstone traders in used ears.
while driving down the street "A
day or 40 ago. I saw two or three
cars standing on a lot occupied by
ono OF these traders. and one of
them was a used Liberty with n
mark on the windshield reading.
$3.50. oo-rerns,'
II recognized tho car. I was nc
quaintcd with tho man who had
bought II and knew him 20 be a biz
business man. Furthermore. knew
the reason IL was being offered for
sale. In this case IL happened Ca
be- because his three sons. who did
most of the driving. had all left In
our country's service.
after returning TO the osficc
Immediately called him up and spoke
to him about like this;
MFR. Jones Jones Is not hts
namei. do you appreciate that you
are not really treating me fairly
o" Why. why-what's the matter
Mr.. Ccler
We'll, sir. Mr.. Jones. have
heard you make the remark a mum.
Der OF times that the Liberty was
n wonderful little automobile. thor
oily satisfactory 20 you and your
family. and that you appreciate the
painstaking service We had rendered
you-but now that tho time has
come for you 20 dispose OF u you
haven't given a thought TO our faeiii-
ties for disroSing OF IL for you. or
the effect on my business of this
car being displayed ON a street cor
ner by a curb broker.
III tho car were advertised from
your own home. or from our place
OF business, q sale could BE- made
with the degree Of dignity that Is
certainly duo US and the factory.
And. besides. tho offer TO sell would
not then reflect on your own good
Judgment as the owner OF this car.
-'As II IL. the merchandise upon
which our reputation - built IL be
ing pcddicd like 80 much junk Do
you consider that fair treatment.
Mr.. Jonesr
why. now that you explain l, In
that way. don't believe do. I
never really thought OF IL before.
III withdraw that car right away.
What can you do with IT.
TN the condition the car is nov.
I answered. we couldn't do any.
thing with IL II could not be sold
as u Is and be crcditabie to you
or to our firm or the manufacture.
The car needs some minor repairs.
III be perfectly willing TO make
those repairs at my own expense.
rcpaint the car. and than dispose Of
II and guarantee you q good price
from the sale. plus NJ much more
a. we can get for it,
TIN for you says Jones'. That's
very satisfactory TO me. Thu car
win BE- sent over TO you right
away
Il got the car. Today we sold Il
for SLIGO
The Seattle star. [volume] (Seattle, Wash.) 1899-1947, 1919-03-08
HOW TO WIN,
/. BY SHIELDS
Succcssfui Dealer Has Won on Busb
ness Methods-Scrvicc and Fair
Dealing Tell the Tale

How to Succ~si In TIN Aufcsuc-
bile Business" might wcll hc the title
Of bccIiet frcm the pen Of Charles
~ Shields. president of the Shields
lAvcng~csi Co. ami ouc Of the bs~f-
kis~n nso<nr car dealers In Wash
tnsson and the Northwest.
service and fair dealing have
been the corner-stones OF the big
business which have founded. ("
ssays Mr.. Shields. "and can only
lay that the people who have bought
cars from us are our friends. That
means a lot To a man IN tho automo-
bile business. and means everything
10 me as an individual"
The company OF which MFR. shields
s. president distributes tho following
Zines In this territory: National.
Lexington and Liberty passenger
ears and the standard truck. Each
of these Is a leader in its price class.
and their popularity is amply proved
by the almost phenomenal growth OF
the firms business
/ Starting only ycar and a half
laxc. In Yakima. shields has steadily
Aert establishment at the corner OF
nth ave and Pike st. Seattle. is a
Asourcc OF pride not only to him. but
10 the great army OF his friends and
scustomers.
Il define the word 's-rvicc' I'm the
)1cllowtng way" continues the direct.
1rg head OF this big enterprise.
'sffrxt. to know what the needs OF
fthc motorist and car owner are. and.
eUeccnd. to supply these needs at the
s)enst possible cost. and I'm the short.
vt ength OF ti-ne possible. My re
>erut trip to the factories whore tho
various lines that we handle are
manufactured was a great object les.
son to mc. and our service depart
|uent win be conducted as nearly as
~ humanity possible on the lines OF
the factories. using their methods
ana system.
-Autoxnobiic prices are not subject
- any decrease at the present time.
}And u probably VIII be next fall be-
?xure lower prices win 80 into effect
We are not preparing for drop. and
Dre assuring our customers that tho
'price they pay now viii not be low
korcd for a hong time.
Our exhibit Mt the show VIII BE-
tnost complete. representative mod
els Of our passenger cars being at
ttx1cttvefy displayed in our large
kgpace. From present Indications. we
will scn most OF our available models
<furing the show. In the week Of
MARCH fo-f5.-