The Farmington times. (Farmington, St. Francois County, Mo.) 1905-1926, 1919-07-25

effe tive transaction of business, was
recommended today by the advisory
committee of thirteen headed by
Charles Evans Hughes, which had
been in conference for three days
with Director Cholmeley Jones and
his assistants. Work undertaken by
the bureau was declared to be "stu-
pendous," in which tie greatest diff
fculGy at present was the fact that
about 80 per cent of the addresses of
discharged service men are incorrect
so that the bureau is unable to COM
municate with them regarding the
conduct of their payments and con-
version Of the terms policies to per-
manent insurance.
In this connection it was disclosed
that approximately three-fourths of
the holde s of existing policies, which
aggregate $4,000 100000, have not
continued their payments. Policies
We're written for about 100000 men.
"Tl.iG vast undertaking" the
Hughes report said, "cannot be car
ried out nicely through correspond
ence with a central office in Wash
ington. To attempt to do so would
inevitably cause delays and misun-
dcrstGnGings and create q widespread
dissatisfaction with an enterprise
which to be successful must command
4 high degree of confidence.
eve are Informed that a consider
number of applications for permanent
insurance have been received. 1t is to
be roped that there will be general
Reinstatement of policies and an &C
ceptance by all Of the exceptional OPP
portunity for insurance at low cost
which tie government has offered. To
accomplish it It will be necessary to
be in constant touch with the insured
during the period of insurance.
In connection with the above, The
Times believes the following article,
which has been sent to all its agents
by one of the great insurance com
panics, is of utmost Importance to
every one of the 100000 soldiers
who have been and are being mustered
out of military service. The facts
appear to be that a great majority of
such soldiers do not realize that the
price Of government insurance to them
is much cheaper than they can get
similar insurance from any regular in
surance company. And for anyone
to think that that government insur-
ance is not good, in any and every re-
spect, as any other kind of insurance,
would be to question the desire and in
tention of the government to do the
square thing for the boys who offered
their lives for the cause of humanity
Road the following carefully, and give
it painstaking consideration, as it is
solely intended to benefit you, or your
boy who has been in military service:
-Four Things That Need To Be Done
and Done Quickly
The Equitcble's watchword is "ser-
vice.. Not in a narrow, selfish way,
but in a broad-minded, public-spirited
way. This is illustrated in it's atti-
tude regarding the insurance issued
to our troops by the Government.
From the very beginning it has charg-
ed every manager and agent to urge
every soldier and sailor who could be
reached, to hold fast to his policy.
No private corporation can afford to
grant insurance at less than cost. But
the Government can-and does. 1t
charges each soldier only a part Of
the cost. The rest-and it will prove
to be no small part-will be paid from
the United States Treasury out of
funds obtained by taxing the nation.
The Government is justified in this
liberality because these young men
have risked, or have been willing to
risk, their lives for their country.
The granting of this insurance on
this generous basis is one of the finest
acts of the Government in connection
with the war. And the Equitable will
do everything in it's power to secure
for these young men the full benefit of
the Governments liberality.
But the work of aiding those who
carry this Government insurance is
only a small part of cur duty. Many
of these young men have allowed their
insurance to lapse, and others are in
doubt as to where they stand. We
charge every Equitable agent, there
fore, to hunt those men up and use
their expert knowledge in helping
them out, and in seeing to it that they
do not lose this protection.
This nation went in to win this war
and it is won. In the beginning our
Government had many matters of even
greater Importance to attend to than
the organization of an insurance bu-
reau. And the business of conducting
gigantic insurance company was
new enterprise for the Government.
Confusion resulted. Mistakes were
made. But the war is over and these
evils are being remedied
Should these young men allow tenn
porary plumbers and annoyances to
deprive them of material benefits of
great value? No. They must be
shown that the Government will deal
with them in an equitable spirit and
will give them the benefit of the
doubt in ali doubtful cases. Unques-
tionably, every soldier and sailor who
has endeavored in good faith to main
tain his insurance will be protected,
and all those who have made an hon.
est effort to pay their premiums will
be treated with liberality.
Every Equitable agent will know
what to do for those whose policies
appear to have lapsed. Their first du-
ty will be to aid as far as possible in
effecting the restoration of such pol
icies. After that, they should i'm
press upon each policyholder the ne
cessity of converting the insurance
into permanent "life" or "endow-