The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1919-10-30
HOME CIRCLE COLUMN.

inc edsE payment plan yet regard
less of such warnings a certain few still
persist in making purchases along those
unwise lines.
1t is a foolish conclusion the woman
comes to when she decides that she
can make a good showing on a small
income if she buys" her commodities
on 'time." She is foredoomed to a
keen disappointment Before the ar
ticles are half paid for they will show
signs of wear and tear If by some
streak of good luck they last until the
final deposit is made she can count
herself fortunate, indeed.
However, as everyone knows, there
are exceptions to all rules. For in
stance, family with a small income
buying a piano on "time," finds the in
Stallment idea a great accommodation.
But where women purchase all sorts
of furniture, which they really do not
need-and this regardless of the fact
that they can hardly make the weekly
pay envelope stretch out until the
next one arrives-it requires little inn
agination to conclude that such house
wives are doomed to face embarrass-
ing situations.
Trying to settle for collection of
summer frocks when snowhakes are
falling and Christmas presents are the
chief subject of conversation is
enough to dampen the courage of even
the stoutest heart. The woman of linz
tied income must, and will, if she is
sensible, learn to do without many
things that appeal to her.
Fine furs, silken attire and other
dainty trappings are assuredly out of
reach of any woman whose salary is
not generous. Certain of her misguided
friends may pride themselves on the
dollar-or-two-a-week furniture or
clothing house, but those gullible per-
sons are taking desperate chances. And
if they fail to meet the weekly deposit
well, they will have to watch their
purchases" homeward bound to the
shop from which they came.
A twenty dollar weekly salary will
never buy one hundred dollar frocks,
and the girl who aspires to such an inn
possible feat can hardly be in posses
sion~of her senses. If she is carried
away by the ringing announcements of
this orthat shop which makes all sorts
of promises for only "little down and
little week." she will not only get
her head into a batter" to use New
England phrase, but will make the
startling discovery that her purchases
are not by any means worth the figures
charged for them.
1t is a logical fact, that the easy
payment" houses cannot sell as low as
the store that carries on a cash bust
ness only. They must wait for their
money, yet must meet all sorts of obi
cations meantime. They cannot pos
sibly mark their goods at the same
figures the cash houses charge, and
those who patronize the pay weekly"
establishments secure no bargains.
The girl who wishes to wear the
feathers, yet has not the means, will
serve her best interest by dressing ac-
cording to her earning ability. When
milady succeeds in being stylishly and
becomingly attired she does well, and
if she hopes to spare herself many
weary hours she will make the best of
her financial standing, pay cash for all
purchases, and thus know a peace of
mind that many patron of the in
stallment concerns does not experience.
If women, instead of giving in to
blue and worrisome moods, because
they cannot have some particular thing
they desire, would try to see how they
could put a dollar or two to work here
or there many disconsolate house
wife would have an altogether differ
cnt story to tell.
Most of us spend money in ways
that show absolutely no return. We
purchase this trinket or that accessory
and then after returning home wonder
what we are going to do with it, So
we make deep inroads upon our mod
est incomes. Right here is where we
should change things for the better and
taboo indiscriminate buying.
Women who contract debts, which
they are doubtful of meeting, are al
most dishonest, and deserve all the
chagrin and embarrassment that will
assuredly come to them New York
Telegram.
A