The Madison daily leader. [volume] (Madison, S.D.) 1890-current, 1919-08-08
Advice to Soldiers.

ADVICE 10 oOtufcTS.
The advice which is being sent out
from the bureau of war risk insurance
to the soldiers who have left the serv-
ice may be summarized thus:
Hold on to your war risk insurance.
Keep up your premium payments.
If you have permitted your insurance
to lapse-even If you have formally
Cancelled it-hasten to r%einstate it un-
der the new and liberal provisions for
reinstatement.
Write for advice or information to
the Insurance Division, Bureau of
War Risk Insurance, Washington, ID.
c." Give your full name and your
address, your rank at the time of ap-
plying for insurance; If in the army,
your army serial number, the number
of your insurance certificate, If known.
In sending check or money order for
your premium, make II payable TO the
Treasurer of the United States" and
mail II to premium Receipt Station.
Bureau Of War Risk Insurance, Wash
ington, ID. c."
Uncle Sam provided every soldier,
sailor and marine with a right to q
policy for $4,000. If you can't keep
all of 1t, keep at least part of 1t. You
can reduce 1t IL you have to.
You can convert to a government en-
dowment policy which will assure
financial comfort In later years.
All policies issued by the govern
ment contain a total disability clause,
making them payable at any time you
may become totally and permanently
disabled, regardless of your age.
A service man, after his return TO
civil life, may engage In any occupa-
ton, no matter how hazardous, without
affecting his insurance.
No physical or medical examination
is necessary for the conversion of poll
cies.
Your government insurance is pro-
tected from the claims of creditors.
Neither you nor your beneficiary
ever will have to pay a cent taxes to
the government Oh the proceeds of your
government insurance.
You may pay your premiums by the
month, without having to pay anything
extra on account of additional expense
to the government of collecting month
ly premiums. OR, II you prefer, you
may pay quarterly, ~semi-annually OF
annually. The government pays all
the expenses of running the business
You may have the whole month In
which TO pay the premium for that
month. If you fail to pay and your
policy lapses, you may get 1t back
through provisions for reinstatement
Cash and Loan Values.
After n year the new government
policies will have guaranteed cash and
loan values, also paid-up insurance and
extended term insurance values. The
"cash value" of a new government pol
icy Is the amount the government gives
you II you choose to give up your in
surance The loan value means tina
you can borrow money on your policy
up to "a per tent of the cash value
"Paid-up insurance and extended
term insurance values mean that IL
the new policies, If sou stop payin;
premiums after one gear, the govern
ment allows one of the following op
lions: az To remain insured for
certain time without cost to you. (2'
To receive a policy for a smalleI
amount. which will be paid. no MATES
when you die. and on which you vii
not have to pay any more premiums.
One Of the o valuable features .
a government insurance policy Is tina
1t provides for the disability Of tn
holder, as well as for his death. WheI
Tor any reason you become totally ant
permanently disabled. yon not only d
not have to pay any more premiums
bet the government pays you the full
monthly sum called for by your polio
every month, no matter how long yo'
live.
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