davidaulloa/AmericanStories huggingface dataset:
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18

one OF the old Romans made the
~orid richer by the discovery Of the no
ole truth that even though a certain
happening be a misfortune, to bear n
o.aveiy is good fortune. The old-tims
philosophers were continually seeking
.olhe element which should convert tho
osser metals into gold, and here wa
nave their dream realized, For vh.,
alchemy can surpass this Of changing
misfortune into good fortune by bear
'ng II bravely7--0lrl's Companion
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
The Anti-Meat LEAGUE.

O. III. Taylor, president Of the Algon-
Quin club. said at a dinner in Boston:
1.-Two aged v~egetarians were talking,
at the Anti-Meat league, about an aged
meat eater.
81 saw him OF the bank yesterday
sneered the first vegetarian, and he
had the face to tell me he felt like a
~two-year-old.'
"'Haw,' said the second vegetarian.
'Haw, haw! / guess he meant a two
year-old egg"
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
Don't FORGET cutIeura TaIeum

When adding to your toilet requisites.
An exquisitely scented face, skin, baby
and busting powder and perfume, rem
dering other perfumes s%uperfluous.
You may rely On 1t because n Of the
Cuticura Trio (Soap, Ointment and
Talcum). 25c each everywhere.-Adv.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18

% Wc8k ~ IlIucb u
could hardly get
around to do my
work, and as I had
four in my family
and three boarders
| msde it very hard
for me. Lydia E.
Pinkham's Vege-
table Compound
was recommended
to me. / took it
and it has restored
my health. 1t is
nar<osuIxv kba Ha.k
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
4 Good fIUht.

A good fight Is never for Its da,
alone. 1t Is for many days. And Il
Is not alone for him who bears Its
utmost stress. No man can live his
W life bravely and MOI DO an energy
OF social good. virtue proceeding forth
from him to heal some brothers
wounded heart. There Is q riddle here
for US to guess.-John White Chad.
wick.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18

NCONJl<h 34<AA1ALASNs claim thnra ia
nothing that will supply this deficiency
SO well as the organic phosphate known
among druggists as bltro-phosphate,
which is inexpensive and IS sold by most
all druggists under, a guarantee Of salts.
faction or money back. BY feeding, the
nerves directly m by supplying the body
cells with the necessary ~phosphoric 1000
elements, bltro-phosphate should produce
a welcome transformation In the appear
ance: the Increase in weight frequently
being astonishing. .
Increase in weight also carries with II
a general Improvement in the health:
Nervousness. sleeplessness and lack OF
energy, which nearly always accompany
dull eyes ought to brighten, and pale
cheeks g,1w with the bloom OF u6 PerI Hss
once thin and frail, reporting her own
experience, writes: "Bitro-Phosphate mas
brought about a magic transformation
with me. ! gained Is pounds and never
before felt so WELL"
CAUTION:-Although bitro-phosphate Ia
unsurpassed for relieving nervousness
should not. owing to its tendency to IN.
crease weight. be used by anyon who
does not desire to put on flesh.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
on. ON. ON.

e3e acrss right In the heart of the latest
BIG strike In Butler County. Kansas. Dis
ssna %prccaeins coo BHIkRELs DAILY.
Well IN adjoining section. 10 y. In sand.
wells drilling. TIMBER on ground for three
more wellA Room for % wells
xWB GUARANTEE TITLE . TRUST co.
of wichita. Kansas,
lnsue certificates and pay dividends. This
royalty u paying dividends now. Well on
Johnson, offset 20 Holden No. One. drilling
6 about 1.e00 e. We look for this well 60
come big. when Il does price Of units VIII
own and offer Tor sale q limited numbsr
oe units Stanley Jones Royalty on the Hold
Observation-Disclosures at $500 each.
eSo.oo smallest amount accepted. 1o% dis
count on $4,000 or more. Act quickly before
the price advancsa II price hs. advanced.
your money will be returned. Make your
check payable and address all letters to
FORD L WRIGHT,
olo Ochwsltssr Bldg. Wichita. Kansas.
80 ACRES 80 ACRES 30 ACRES
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
His Idea Of Salary,

Employer-All we can pay is a lis"
Ing wage.
Applicant for Job-That suits me
and I'd like to begin living on about
$4,000 q year.-Judge.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
Thin PEOPLE
SHOULD take
PHOSPHATE
Nothing Like Plain 6itro-Phosphate to
Put on Firm, Healthy Flesh and
to Increase Strength, Vigor
and Nerve Force.

Judging from the countless preparations
and which are continually be-
Ing advertised for the purpose OF making
and bust. and replacing ugly holloWs and
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
Stale Tale.

"Are you fond Of fiction, darling?"
Eyes, dearest, but don't tell me / am
the only girl you ever kissed"
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18

angles by the
s o ( curved
lines Of health
a n d beauty,
there are evil
IDENTIFY t h o u
sands of men
and o m Q n
who k e Q n
feel their eX-
cessive thin
ness.
Thinness and
weakness are
often due to
8 t a r v Q q
nerves. Our
b o e 8 need
m o phos-
phate than IS
contained IN
modern foods.
p h y 8 l clans
claim there Is
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
An ADVANTAGE.

Another advantage of tortoise sh,,I
glasses II that they cover M n rooS
deal OF face.-Kansas IndustrialLt.
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
xxx.
A strucols In the Dark.

a Struggle IN the Dark.
He came back with the lantern In his
hand. a mere tin box containing a can
die. the dim flame visible through nu-
merou puuctures. Neither Of W. spoke
The Mellette County pioneer. [volume] (Wood, Mellette County, S.D.) 19??-1971, 1919-07-18
best MEDICINE
FOR WOMEN"
What Lydia E. Pinkham's
Vegetable Compound Did
For Ohio Woman.

Portsmouth, Ohio.-"I suffered from
irregularities, pains in my side and was
Cayton's weekly. [volume] (Seattle, Wash.) 1916-1921, 1919-03-29

IN THE SUPERIOR COURT OF THE STATE OF
John j. Shirley, Plaintiff, VS.. Jesse w. Rawlings
and Mabel Rawlings, his wife, and Emma nn''e +
and Mabel Rawlings, his wife, and T.
within sixty sS days the dae of he
first publication of this summons to-wit: sixty (6O)
the above entitled action in the above entitled court
and answer the complaint of the plaintiff and serve
for & at R eo apeoe
in Seattle King County; Washington, said King
as the place of trial of said action and in of
your faure SO to do j E will be rendered
plant which has been filed with the clerk Of said
court
The object of the above entitled action is fore
close certain mortgage executed by the defendants
bearing date the 18th day of December, 1906, and
fled for record in the office of the Auditor Of King
of King County. Washington, whereby there was
lowing described real situate in King County,
STATE of 11r Manft and to s
feet Of Lot two (2) and the south nineteen and
@ IN ee fsst of {G5 %
the city of Seattle together with all and singular
thereunto belonging or in any way appertaining
That said mortgage and notes were duly ASSIGNED,
by the said Emma T. Rawlings to said John J.
shey st the pan he re dated tho
2srd day of September 1918, and duly recorded in
s Sef of oh e hf5 ay K o d
Volume 76o 400 of the Records of King County,
The object of said action is to exclude defend
% AND 4f nd WIFI H
more ''''' appear JOHN 5}RHS : j. k fSSp
Office and Post Office Address: Hotel Seattle, Seattle
FiTst RSSsatiSn Mar March 70 as 7s1s
Cayton's weekly. [volume] (Seattle, Wash.) 1916-1921, 1919-03-29

IN THE SUPERIOR COURT OF THE STATE OF
Washington for the County of King.-No 133363.
Summons by Publication.
J. Abe Fisher. Plaintiff VS.. Fred Therriault, and
William Fisher and Eve S. Fisher, his wife, De-
PENDANTS
The State Of Washington, to the said Fred Their
riault, Defendant
You are hereby summoned to appear within sixty
summons towit within sixty days after the LIST day
titled action in the above entitled court and answer
the complaint of the plaintiff and serve copy of
plaintiff at his office below stated; and in case Of
against you according to the demand of the com,
plant which has been filed with the Clerk of said
The object Of the said action and the relief
sought to be obtained therein is fully set forth in
To partition the following described real property:
The East Forty-fve C. 45) feet of Lots Eighteen
GS), Nineteen (19) and Twenty (20) in Block Thir-
13) of Front Street Cable Addition to the City
Of Seattle, King County, Washington
ANDREW J. BALLET,
Attorney for Plaintiff.
P. O. Address, 800 Railway Exchange Bldg, Seattle,
County of King, Washington
First publication Feb. 1, 1919
Cayton's weekly. [volume] (Seattle, Wash.) 1916-1921, 1919-03-29
IN THE SUPERIOR COURT OF KING COUNTY,

IN THE SUPERIOR COURT OF KING COUNTY,
State of Washington
In the Matter of the Estate of Erick J. Edund De-
ceased.-No. 24729. Notice to Creditors. .
Notice is hereby given that the undersigned has
been appointed Executrix of the Estate of Erck J.
Edlund, deceased, that all persons having claims
the same duly, verified said Mary NJ Edlund.
the address below stated and file the with the
Clerk of said court together with proof of such
within six months after the date of the first pub
LEGATION of this notice, the same will be barred.
Date of first publication Feb 8. 1919
MARY NJ EDLUND,
Executrix of said Estate.
Address, 800 Railway Exchange Bldg, Seattle Wn.
ANDREW J. BALLET,
Attorney for Estate.
800 Railway Exchange Bldg, Seattle, Wash.
First publication Feb. 8, 1919
Cayton's weekly. [volume] (Seattle, Wash.) 1916-1921, 1919-03-29

when q Doddler invaded his private sane
tum and began dilating on the merits of
an ash sitter.
81 don't want an ash siftre," snorted the
lawyer, "but | do want to know how you
GOT in here
''Every one needs an ash sifter'' per-
sisted the peddler, ignoring the question.
''But l don't. l burn gas"
''But you smoke, don't you?" demanded
the peddler.
'You win" cried the attorney. ct know
now how you got in"
"ITow? questioned the perplexed ped
'.Just sifted in,' was the lacnoic reply
The boss called his typist to his ROOM
Miss Keytap, you are very pretty
young woman"
"Oh!" said Miss Keytap, blushing
''You dress neatly and you have we'll
modulated voice I might add that your
department is also above reproach.
''You shouldn't pay me so many compli-
ments. -
Il only want to put you in cheerful
frame of mind," said the boss, "before tax
ing up the matter of your spelling and
punctuation"
"Waiter, beefsteak Quick! I'm in a
hurry!'
eve haven't any beefsteak, STRIP
"a chop then"
"Is orr
'Well, then, an Omelet"
impossible sir, We"
"What! why, have you nothing at all
in your restaurants
eyes, sir, we've got the constables."
(cho y,oifo
edge of the plate -"Then let's have one"
party of gentlemen at a hotel were
telling stories one night recently of famous
shots and how many quails partridges, ducks
and other birds had been killed at single
discharge. After listening to what seemed
willful exaggeration by different narrators,
a stranger who was present volunteered his
experience of his only use Of the fatal double
barreed gun as follows:
81 went into the field one day to try
cunning. The only game discovered was
an immense flock Of blackbirds. I should
say there were 10000 in the flock Slowly
| crawled up to them, and when not more
than four rods away the birds rose in a
solid mass. | fired both barrels, and how
many do you think killed?"
Different guesses were made by the party,
ranging from twenty to 100.
''Not one," said the stranger, but I
went out with my brother to look for the
results and picked up four bushels of legs.
[ had shot little under"
This was the last story told
Mrs. Biggs was fair, fat and 40. She
stood now at the entrance to the lions Sec
ton at the ZOO watching the keeper at work.
" Ere, Prince!" called the keeper.
Prince came forward in a slow and stately
manner, and gracously received his half a
pound Of steak
"Surely!" she interposed "that is a very
small piece of meat for the lion'
The keepers eyes twinkled.
''Perhaps So ma am! 1t may seem
small piece to you but it's heaps for the
lion' he said
81 hear the grocer fired we for swindlin'
Cayton's weekly. [volume] (Seattle, Wash.) 1916-1921, 1919-03-29

side Of the scales I put it, an it weighed
against himself''
In the conservatory during the Twelfth
Night Ball
Reginald 'Now that we are alone, Claire,
can ask you question that I have been
burning to ask you all the evening""
Claire Overcome with emotion Oh,
Reginald!"
Reginald-"Ever since I entered the ball
room [ have felt that my necktie was slowly
creeping over the back Of my collar, and
the thought of my appearance made me
miserable. Tell me, Claire, is my necktie
all rght?''
young man summoned for examination
by draft board claimed exemption on &C.
count of his eyes, He had been told of
various methods employed by the doctors
to detect men who were evading service
and was determined not to be caught by
them.
F'Read the letters on the WALL" COM
manded the chairman.
"Where is the wall?" the young man
asked.
Here is bit of conversation that occurred
between scenes during the making of a
recent picture. It was between two women
one of whom had little bit better part
than the other.
''Please remember" said this one, who
by the way, was trife thin, "that I am
the woman star Of this picture"
eyes, I know said the other, cycling the
long, slim figure, "but you'd look better,
my dear, if you were a little meteor.'
The old lady was looking for something
to grumble about. She entered the butchers
with the light of battle in her eyes.
''I believe you sell diseased meat here?'
*|Worse!' replied the butcher blandly
"What do you mean worse?" demanded
the astonished patron.
'The meat we serve is dead!' cOntided
the butcher in stage whisper.
EFNow, Lieut.. Tompkins said Maj. Blank,
'Eyou have the battalion in quarter column,
facing south-how would you get it into
line in the quickest possible way facing
north?"
"Well, SIR said the lieutenant after a
moments fruitless consideration, edo you
know, that's what I've often wondered!''
Mrs. Shrill-''So you won't get me that
new hat for New Years gift?'
Mr.. S.-"No, won't.'
Mrs S-"Very we'll, then, I'll go to
every temperance meeting that comes along
and people will think the reason l amt
decently dressed is because you've taken to
drink
An Englishman had horse which had
been matched against one of Pat Malone's
horses met with an accident and broke its
leg. The owner sought out Pat and telling
him that his horse had fallen sick and might
not be able to run, proposed to forfeit half
the stakes to be off the race. Pat agreed
with unexpected readiness, and the money
was handed over. When this had been done
the Eno]ishman remarked: 81 got out OF
that business very well, for my horse broke
his Leg
81 got out of it BETTER replied Pat, for
my horse is dead
Cayton's weekly. [volume] (Seattle, Wash.) 1916-1921, 1919-03-29

put them on the day before yesterday, and
they look all right to me-"
"Never mind how they look!' replied the
soldier ''You just take them shoes off and
put on other ones Me and Private Spriggs
will stand the expense
"What has Spriggs got to do with it ?"
"We've got bet on how many times you
can fool with that there mules feet before
you gets laid out
Cayton's weekly. [volume] (Seattle, Wash.) 1916-1921, 1919-03-29

this myself, because the poor girl simply
can't stand the smell of gasoline since the
chauffeur enlisted
Cayton's weekly. [volume] (Seattle, Wash.) 1916-1921, 1919-03-29

81 hear the grocer fired We for swindlin'
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1919-06-08
COTTON MARKETS.

NM yoSN- Tur< -Ths-4 was -.
BOUND .l IN" cot;o. marie; following tu-.
tAc- weakness ca-,r IA ;he session Trad.
- y" . sEtsNe &C Vel street commission
S0->Hs were ~ evidence sellers
Suyi7s '.s u good caa-.rt.r =; the s;s :;
--c s.'ces ocert! steady :rcli POINTS lowe:
10 H'-7s-
The market dropped = % = points SHORTY
snort covering aoc mi, ols!nc @: the ~ y
crop sCsttic-S, =. .i..r 20 = ~ ICE Oc.o-
ss-'~- low 9-irs
Demand continued tai-,y =ctly. during he
- forenoon ~: f1@l 7-.css were H--, a;
-si scv-ace G. . - = uo.0ts
so; sr-e va cC2st advance % :.
:-'-ts a. y : There wee 10 sAss Sroi
:; Ssv orleans w-S CGist. WIKI ,0!Gdlir z
- tz.s.
TIE reee.o;. =; -. 7o-:s 20 ,as d.y ~e,.
. r--t 80 tr tss t1c.-ed with ISL bale
. ~esE sru 20 80 bales : ve.- age
Ss-s.Tt. :; e-tncis,s ports we-e o. I've to0
I. 81 S=N Orleans -. savannah :..s
Caz-lestor- .: G=-a.h.s i.;.I
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1919-06-08
bank REPORT SHOWS
s14,790,000 SURPLUS
An Increase In Loans Of S205. to-.
600 Is Shown. While Deposits
Decreased $50, 1888. 900.
GENERAL STOCK LIST QUIET
Atlantic Gulf and West Indies Issues
Were Leaders III Marine Securities.
Company Is Now Drilling ON
Mexican Land.
ny uRo.D>N WALL.

/. NEW YORK June The actual
+ rank statement today showed an in
, crease in loans OF s2o5. io2. 600 and a
+, decrease in net demand deposits Of
= a.sS3 Ccc The average statement:
. showed an increase IL surplus O Sill
52i.oac. loans increased Sl55.6?S 40 >
: 1nd net demand DEPOSITS Increase :
!, total to s5.Il4,a6e, 600, which IS ,He
hi2hest on record. Eu; il is not due
to the operations % ihc stock uarkr,
tor the actual statement shows net
demand deposits decreased. The vas,
lean item is the result; of Victory bond
payments and a such merely increases
tho imitation that Is one of the great
lest influences IN advancing prices on
:. The exchange.
Stocks were oxlitcd III FEN depart
: ments today but the genera. list VAS
. quiet. Trading was on 4. heavy scale
/. u the issues that moved. Tails !a2Ecd.
s Tobaccos and Marines rloi7inE food
Z noticeable that the only shares that
& were active were such as had part
cular reasons for movement Deals IL
: the incentives.
Marine issues strong.
Atlantic Gulf and West Indies was
tine strongest o; thr marines, but Us
m9remS mi had no,n,ns 70 q? Win sh1p
Mexican lands. and eNpeeis e ioring. n
been rssuD'. in NsAiCo on LANCER
scale by several companies N defaucs
o. the new regulations or the Mexican
governments; The oil companies eNpec;
i 10 bs dealing win nov government
treceived assurance oi protection Trfs
lis the reason for tn, recent accuulula-
-ticn OF M'N.cal share.
y neSision . the yGrp .oro1srs 70 Or
san'fg an. 90 'cgi jgS :2= . 3a..a.
rof problem r'a' Ggs p,str-zO Wal
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1919-06-08
RICHMOND PRODUCE MARKET.
Wholesale Quotations

C6y Wocdso--C--ir Co. Inc R!ch-ln-d Va
i. : Food Administration License 40 " -: 1.
Richmond. Va. June :. 1915
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1919-06-08

MEM ORLEANS. Iuns 1-St-onr rallies
-t>ultci In cotton tods: from weoi, end COW
"rtnc ~ owners ~ short contra cts who
w.,rira % r'aii=s prghJs. '.,uCwinc a over
retained good tore from ;h~u un:iI In"
Close Weather conditions over The hc
Were CoCsiGsTed highly faVor=nls ari
bought IN .Ai- volume o. fresh selling
which. - hr.. carried ;ho ?-ice into nov
low ground 70. thc selling uioVsrlcr. v|
his week. The warm s1G d.v weather in
tSs Hott caused resurrection Of v.Sts-faS'S
decline on thc uu"niac md the downward
movement oevsistsi Gr:ii s; amounted 10 y
- =" points ~ thiS eve strong demand
C-trH u from covering shorts al offerings
ware absorbed and in V.-y fsw minutes
he ;-st'7r months 81 70 - points HIGHER
fHa0 'hS c.oss % ysstcriay Jlly traded
Following the ouo;Inr ~ sro;s lower hv
8" POINTS. which put net gains to- ;he
sion @. : 20 q POINTS
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1919-06-08
CHICAGO GRAIN MARKET.

CHICAGO juno, 7.-wcakncss prevailed
most OF tho time In tho corn market today.
owing largely to Uouidation of lines that
exceeded the newly re-csta blshcd maximum
TED at range varying from cent, net
q f1e9 and September 81 eoi4 a s.. COS. Oats
finished unchanged to q cent higher. In
provisions the outcome varied from Is cents
setback TO rise OF 10 cents
Leading futures ranged Nm follows:
wHEAT-Futures quoted
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1919-06-08
I NITED STATES GOVERNMENT BOND.
SHORT TERN NOTES

Nm F9!sIrT 80 = A.s .=.-. ?: ]:
I'm Too4cc' - r.ts$;: ...-...-... !:
Anglo French = o. y !s-o....... =
- -nou- & 60. - juue :; !:2 !,
set '' ne nam Steel =. june - $50. y
= Tiv!t!sa ~ Soy J. 1913. ............ .... !!
-1ir!,i.h 5:7s Sov. J. 1874 ........ j
- and =. JOINT =. JuI. ! 70! .-...-
Z ,'uGahy .cE.u= Co. =. Iu!v - ~. i
i'om.n.oh q Canada IS. AUC. !! 1919 :: !.
DE AUTO LIE %. = aug Is. 1913 -... !!
stiock!a: !. r. col IT -. Ma, 1874
= aeon po.4 Ea-E.tr 60 !: Hov l. ~ ]
:! 500 DO.l 70 rElug 90 = So.l5 ~ Il
=, :r.tt y Mn"-. SIS Dec. ! iy.l.......... !
:.oina r!0w 20 =. SEPT ~ .-........ !!
~, loli.t P.ow Co 20 Seot / 49,. ..... /
,-N%H2nE"ne!@ VALLEY Traction Co IS.
T'rOcier & Gag.b.s > No: J. !:.l - !
u. 9-tv! X Gamble - MAJ. :. !.-S....-.... !
- 'i' n"ra Sd'. 49, -. Mar ! i..[ ....
'Switt \ 90 IS aug i. !;2............... !
NcsinEE9HSs t..rctr!c ara Manufacture
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1919-06-08

NEW YORK Jun; Port movement
N.caArS IS; exports. So bales stock.
TN:iad~.phia-N ;dGllns c.!t: receipts ~
hs.cs. s;Cch. L02s Bales
Minor a".ts-S;oek. ,$ssi bslss
$40 sXpSH. @!,;ns, Ss;ts E s.Ss
H%lcs
Total - wcHE a. all oor:s-E Receipts. ISIS
o-tc-. cNIoT;s. -5.isS bales.
Total for. son RcceiofS 5sss.l2a bales:
TNVo-:S, i5il.l., bales
The evening Caledonian. [volume] (St. Johnsbury, Vt.) 1918-1920, 1919-08-23

mended by the organization commit
tee are adopted by the entire organ
ization with or without amendments.
Necessary books and business forms
are also provided for at this time.
Two copies of the bylaws and an
organization certificate are acknowl-
edged before notary public and APP
proved by the superintendent OF
credit unions. One copy of each OF
these documents is filed in the State
division of markets, and a duplicate
copy is sent for filing with the clerk
of the county, superior court. The
work of incorporation is then COM
plete, the cost being limited to the
notary fees and So for the recording
and filing of the papers. The mem
bers of the board of directors and the
committees are then sworn in and
bond is provided for the treasurer.
Establishing Banking Connection
The board of directors appoint
bank committee to select some local
banking institution through which the
union does its business. The credit
union is accorded treatment similar
to that which one bank gives another.
AS a rule it receives A per cent IN
terest upon time deposits and ) per
| cent on monthly balances, while 1t
borrows from the bank at per cent
interest.
The business of the organization Is
formally begun at fourth meeting
at which time each member buys one
or more shares of stock at $40 a
share, and deposits with the union
any idle cash that can be spared.
The union also accepts deposits from
nonmembers. Its operations are
similar to small-scale bank, but 1t
is able to operate at minimum OF
expense since most of the overhead
expenses of a regular bank are eli
| minated. The officers, with the eX-
} ception of the treasurer, receive no
compensation. The treasurer, who IS
required to devote three or four hours
week to the business of the org2nl-
cation, usually receives a salary OF
about $50 year The credit union
thus becomes primarily a mutual So
ciety of borrowers and depositors OPP
Grating under State laws.