The Idaho Republican. [volume] (Blackfoot, Idaho) 1904-1932, 1919-12-23
Conference at Pooatello
Continued from page one

while the mother had her half day
off. The women of Springfield are
very grateful to the men for their
loyalty in these matters.
Mr.. Robbins says he has had ex.
perience in building modern home
and finds it not so very expensive
and is much more helpful than peo-
pie usually think and that people
should not hesitate to make an ef-
fort to get those things. It is es-
pecially desirable that the family
have the modern home while the
children are growing up. 1t too
often happens that the children are
raised in shack and about the time
they are ready to establish homes of
their own, the parents build mod
ern house when it is too late to use
it. Mrs. Snyder remarked that soon
after the modern house is complete
the farm is often rented and the
renter gets the benefit of the COM
forts instead of the family that
should have used it.
1t was expressed at the meeting
that organizing the women of the
county is to be regarded as one, Of
the important things to be attended
to and that the women's organiza
tions must have the backing OF the
men folks in matters working to bet
ter social affairs among the farms
and better homes so the young peO-
pie on the farms need not hesitate to
invite their city friends out to their
homes so they can show the young
folks from the city the same modern
things in the houses on the farms
that they are accustomed to at home.
Mr.. Lofquist asked how the poor
farmer is going to get the modern
home when he went in debt to get
his land, bought his stock and ma
chinery on time and used much of
the income from the farm to keep
up the interest and payments on the
principal. How shall he, in addition
to all these other burdens, get his
modern house? Some one answered
by saying that not everybody can get
houses at once, but that people
should be brought to understand
that they should build their modern
house just as soon as it is physically
possible for them to do so.
G. A. Line, leader in the depart
ment of rural improvement and per-
sonal credit, stated that it is easier
for the farmer to get the modern
house when he has shown that he
can take care of the, house he already
has. The farmer desiring to make
use of his credit usually consults the
banker, or the source of credit, after
he gets to where he can not 60 any
further without loan. This is the
wrong way to look at it. He should
consult the banker in the beginning
of his undertaking. Explain what
resources he has and what he wishes
to undertake and get expert advice
on just how much to undertake and
how to go about it. When banker
sizes up a man to determine how
much credit he is entitled to he does
it best after driving out to see the
mans place. He may only drive past
and look at the premises in passing.
If the machinery is scattered around
the place and not protected, if the
wagon box is set off so that it is
twisted and wobbling, if the gates
and doors are off their hinges and
things in disrepair generally, that
man will be rated low. II things are
neat and in good repair his rating
will be higher. The man who takes
care of what he has can be depended
on to take care of loan or any kind
of trust left to him to manage.
j. P. Morgan in speaking to a
senatorial investigating committee
said that some mems credit is good
for a million dollars when they have
no money and other mems credit is
not good for a million dollars when
they have the cash in hand. There
is a difference in the way men use
and govern what they have; diff
ference in the way they manage their
resources.
The poor man referred to by Mr..
Lofauist can show from day to day,
in the management Of his affairs,
whether he is entitled to more credit
or not.
Mrs. Snyder said there is a tend
ency among farmers to spend more
m8ney for machinery for the farm
than they spend money on the home
oH|for equipment to use within the