davidaulloa/AmericanStories huggingface dataset:
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
SerieD 9th

Seurafunnm miesten to%imeenpa-
ncma iltama on mnalisfliun 10 p.
iltand firtosia. Soitpotann eta Iaas
tniiiin Iilri oIatottaiaiortfo. 81
iGdnpddib tpapnd.
Sem t6anG mnnlisfrlt OH eritbifes-
ii omistettu glitttaian leipittdmiielle,
min toifpon ettG tGGllGfin pdin Iirts
tnin iaiii palion iuiiia t%ilaaiia. Nuus
tania ilufin %tilaaiia onfin 10 tiillirt,
mittta cncmmGn taripitamn. 9aiffi
mitfannl
SapanilGbetbfieIle fofoontui t6std
piiristd rdbaa 26 collarta. SGsid
.finisla footaan fole6Oit Sc. -firttofiuts
naIIe.
Cast Sort g6esterisid, Conn. on
iimalanpnltpeliis I'll. 16 p. Flo S:15
in. 0elefpan atpe. Iiitb. firfosIa.
aetp 9Rofbenesfd, 81. 3. tuietetddn
obieImaiItad torstaiia t. I. 20 p. To
$3.50 III. fafidIaisten firtosfa.
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
CLIP, @imn.

Sts, Gin. 2ltt6. Seurnt. intellect
totmeenpai1eipat iltmnat f~aleipartritd-
rien 6nalilla If. Is p. Spttpptadrt
toasfin baalin t~Gpttptpdt ittrtostltS
neeIla p~leifolIG.
S1tfi-O mpeluieilran piolesta mats
nitfen fotoltfIia pioetpn ieuraatptsia
paitoisIa: t1mmif. 80 p. Sefttt MrS
tpolm aiunnolLa, trloia $3.50, bel
inf. ~ b. @ars gnIticn a%iunnolla,
tuIoia $3.50, Saotob llppalan aiurts
noDlo 26 b. ttlpia $50. Senraa-
ma totous pibctddn pappilasia tt. IL
p.
Mcfiretti te6bdGn elias Gbon fars
milIen 16 p. tt.
@ombemman ompeIuieurm fofoiis
oil Gjast s. SiIlin aiunnona 6 p.
turoia fabtuip0pcdstd $6.4o. Seii-
rootpo tofous on tt. 90 p. @atti Ee>
rGmGen afnnrtolld.
Scr Sobm 6. 9optbon ia elpn
torIuien pIiniobtaia Der @bite ofpat
faaneet flmoitittien ettd beiodt pot
torrfa oipat tuoIlect 8ansfasfa, eSels
linen taistelusio iaaneista tpanmots-
ia ia idIfimmdinen taiibin tauttd.
SieSdn paifm fiisia ipnnbir, ipaari
en- tiebd fusIa fuoIennar pitddl
8. I. 8 ,. tirotiin @rs CHARLES
Sresonau -rulmis @ocbestertstd,
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
ScSicnter

St. Q. ompeluieuran fotplMlesio
Wtrs g. Sippolan lllona oil tllloia
$1,000. Selrraaipa fptpus on Mtrs
Gristian Salnttlen lltoita Is y. flo
2 Zip, lie OH tdn1dn. Seriuetrlon Ia
6eltG ia faitfna.
Sptt0in fofputIesia firfpn 5nnlisia
oil tlilpia 1886. Giitos 2iii &onfaal-
le Acknowledgements Sellrnaipa tpfpus
OH bli6tiflun 1 p. illalla. Y0pt1 faz
tetaan pbteiiesti.
@nIi Iltnnltntai-iltann flo So tar
iptnnn Observation-Disclosures. Gellp 8
aGfan benfinen pbielrrn, ipsIn tnlee
oletnndn uIcitn pubeita.
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
&iitps
2aura @oipbert

Eaten lnirfumme ipbdmeniIet fiji
toilet uiiIIe b~stGtpiae, iotfd bGmmGs>
tbttifpGt meitG fofpcrtiimnlld IiofIem
NE tGntdr fnin 4:nnen pGitpGn iltdz
ia mmittelemnan meta ia piettG-
mG6r % bGGpdhp1dmme. Sa fiitos
n1postin ltitG ariuoffaasta ~bppeapob-
~tGietistd, iottfa toitte nellie Iabiafii,
ia ipield erttGin fiitos Iutti SasIelil-
le fnuniistn ia t~ilailuuteen Iptpeltit-
Guasta pnbeesta.
Sdnainen bstdippps idilbb ii6ti Ib-
bGrnesl1 iaIona miistona. S1rmdld
iiunntionr teitd ia %fuatiuaiule ia r6s
rdutiennc palfittopn.
YstStrbpberld
9eanocri ia Sina &abfonen (@ustaf-
fon)
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13

@lirut. 8ainaia dpietiin iinne ldd>
tGrin bpiton Iamnaan, tpnan fliple-
ma oil tlllut 10 enIen finn ladfdrit
e6tiipGt mitGdn tetemdGttfdG1. Scr
Sre5pna on tGfGlGisten faitpnntpien,
nimit. Oltiper fatipantoien forfein
pGdllitto.
Se1irnaipat 1%otilant pipnt ipiimete
iefIi lnapuneet %tafaiiin lotapaGtpeluf1
8alter l1ufiidripi, Spbn &mi>
tho, Iufust Siipaffa ia Spbn 6.
So6nIpn
&Dielpibin ~palionfo ~terdGntbi ra-
6na Scr S. g. Yort1a1in matfnfuluz
ia parten gbicagon fatinIaisfofouf-
ieen, ipoin ilmoittaa fttG fe%rddrtpneen
$14.40. War Yortbnn fdsft ferGds
iien antan fen fumman Serra Nal-
m6eimon f~GbtettdipGffi, iiIIuin finn
bGn oil tGdlIG tGpmGsIG, ionfa fe>
r1GiGt otpat tebneet. SGsfG on tpaan
fa6ben terdGidn bbben ilIan tulos.
&erGdidt tili {iiben biiomioon ettd,
rnbaa olifi ferdintbnpt jog tiiinfa
palion, ipaan- ~iostafin fppstd ferdbs
tesfeptbi.
M
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13

SlnpmfieloiSid, u. 5. on ieurat !.
u. 20 y. flo $3.50 i'll. @Srs ia mr
9illin luona is Dot st.
Serfep 9itpsl1 pn fappeliSia pbs
|ielman iuuritils ioia iunnuntai ilta,
patti Of. 80 y. eli ole 6ild menems
me iillpin @arlemin ieilrafuman
.iubliue.
SnGpi OH ollirt lammintG, eitd ole
ollut lunta.
Hippifpulu alfaa fnppelisia maa-
LIST. "a pdiipGn iltana flo 8. aabtfi
rippitoulirbtdiiet lapiet opdt teripes
tillleet. Niille iotfa eitpdt appi llrfea
ilipmenfieltG, OF iaatnnpata 2utberin
tatetismIflin gnglnnnin fielellG.
M. 81.
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
f. Siipifarjandpttelp

GniimGinen talnpiiten iiipitaria-
ridDttelp pibetG1n 81 ia % p. mao
LIST. Hdpttelp tirlec plemaan alIfi
Dlciiolle p1inpin ia illoiu Min ettd
faitilla oliii tilaiirnis fdpbd.
OBSERVATION-DISCLOSURES periistamiaten
OF obotett@pisia td@G tertaa ia iitii-
pd Diff inotaipa, ettG fditfi maans
dptIieIiiat ia MUTT pttaiiiipat oian.
YritetGdn Iaaoa parunnrfiia aifaan
6%iiptfariaan nG6oeh.
&iiiifpmncntG bolldria ~ipoitoisia
on l1ripdttit nGptteistd.
Sartemnin emit lebbesid
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
SiitumiinnbcSta

Stdnestdiille - Siitd pstdtpdGiies-
til lluttamutiesto, iota lanteit oIafs
ieni fpeipaaleisI ia fesfiipiitfonn, 5 p.
maaliSf. ballian ilmaista t1ten fiitpl-
liiuilteni ia mieli6p1pdni. @irfatpi-
misiani jos tllen tpalitittii ulibeIleen,
foetan tGptt1G 'toinppmltienne, ionfo
oloititte pannes ianne lltottmitfieime
minimum, ia fpetan faittina aifoino
iatfaa maalaisfprlltploien ebistps-
tp6td.
OstGiuDpbeId
2aura @otpben
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
3nlpja iemimaarirabastpum

@rabbod, sc. 9nf. past. &c. g.
Redistribution tautta: s.. Niemi ia
&c. &. @esterbact $500; 9. Yetfps
la ia q. 9ettpla $500; sc. Sreemm.
81. Sirneld ia 8. Npberg tlufin $1.00
= Chen Sunctipn, Wiiob. Q. WtGn-
nistD 60c. - Sanrp, @inn. Sc.
Spring 500. - SesIemer, Micb.
'Saimi Sipppla $500. - Sron gelt,
@ticb. 81. Sasiel labiuittmuit soc.
%tirian. - @ppbpstd tirjasta soc.
y
&~irffnfunnan ~faSiaan past. S.
llrpilniien fnutta 2afe Norben, 90.
Sat. $3.50; past. @iemen fautta
@taplen Observation-Disclosures
$40.
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
Paikkakunnalta

- OinpeluIeuran fofpufIesIa Mtrs
2ltoman lrtona of palion ofanottniia,
pDDtGtIlpsta eli ole Irnpitettu tGnGit
firipittnialle .tpielG. &iitos Mrs
2itomalle fabdpipopbdstd. Seuranipa
fpfous trtlee plernnm tirtfoialisfa t..
t. 20 p. ilaIla iublanmliotoiiena
Obielmaa trtlee plemaan rlmlaasti m.
&oori tlilee eiiintpmdGi. 3abipi-
.popbdstd bitolebtiipat Wrs Mdtpnerl
ia Mrs Sasfinen. Serfuetulpai
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
@l1pninen maawiieIiiaim tOtuas

@ilotuincn maafpilieliiGin teiuGt
fotous pioetGm maalisf. %, &c, 27,
%, ia 20 p:nd. IGmG pdtipdt o.
fuat iiiben ATTAIN iuitobesta idriesfe-
tDt, iollcin maantpiljeIiidt ebtpdt moi
metiGatfGGn tiiotteita fpetdd, ioten be
tpoiipat OLA ldsnd ndisiG tofoufiisla.
Saptemrin emf Ieboesfd
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
&iitpslauie

SnbGmelIinen fitos Seslernerin ia
pmpGriston p~stGtpille rabalabiastd,
ionfn olette fponneet iairastufieni job
bosta. GrittGin tiitps Wtrs Sannes
Sippplane ia @trs Ipipo Wfdele ia
Wdp6s Ntiss 2empi Saarolle ia 0aiss
Sanni @rictionille, iotfa toimitte tee
r6Giind.
&iitolliiinibelIa
Silma Serbia.
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
Sumalampalpclnfiia naalisfnalla:
SiGma Yerdld.

Siistaina 25 pGiipd (Wtarianpdie
iuGnG) Gpipingtonisia 8anlalltslell>
raflnnan firtosIa Serran ebtooui1etl
fartsl la flo 10 a. p.
9i~ippifoulli Samaila 'pdtipdnd Ito 2
/. p. S%ltoIeurat ~firtosia flo z IL
IaIla.
Su1ununtainn 80 pGiipG Gbntba|
misSa flo 10 OPP. Iippifoullt lama
nd paiHpdrd flo 2 /. p. Sltatofoiis
flo Z.
SDntDnDt:
Somiiel ia 3dtri Ndcn poifd WtdtS
ii Srancis Norman, ipnt. Wtnss
gitpsId, Micb. 1elmif. 8 p:ipd; fass
tet. t. I. z p.
aaarlo ia SilSa @00tin tbtto @lla
Selipia, Spnt. 8inoiiasfa, |aicb. tam
milf. 8 p:ipd; fastet. t. {. 8 p.
Matti @istari
S04 glm st.,
@ubeliu 1853.
Calumet, Msicb.
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13

- embellishments ipiiobelIe 1919
on Iastetu liitfeeIGe ia iuoioaan niitd
ostaa postitonttorisia ia panfeista-
5inta on tammifuiilla $4.t2 ia fo6os
aa birtta ientird fittIta. Ie tpoibaan
lunastaa IN. 1924 5:nd bolIarilla.
Ostafaa.
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
MUSIIKKI-LAKSYJX

Pianon s~oitossa, Soolo l~aulussa ia Te-
orissa antaa
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13

Sumalanpalipclu5 OH @asbllrniS-
ia, Wis. lailantnina % >. flp 2 i.
y. y. ia 6ilin fpntriQln i~iunnhntaina
% y. flo 10 a. p. pqiffafuntalaiSter
mGGrddandsid paifasia. Silaiiulrf-
iisia plbuu ieminamilainen Q. q.
Srnnffaln.
Irne @a1unta
Auttaja. [volume] (Ironwood, Mich.) 1906-19??, 1919-03-13
Sirffpfnnnam fasiaam

&ple6ti @inpnan Ieurofinnalta
1910 &ep. &c. @iSfarin fautta.
The sun., 1919-05-25

that there is good train service. which
makes It possible for commuters to reach
any part of this great arel in less than
half an hour. development and settle
ment are going on quite as fast as en-
thusiasts thought 1t would when rand
transit was only in prospect y
Many residences OF unique design,
The sun., 1919-05-25

These monthly payments are IN per
cent OF the cost of the property to the
purchaser, and II default IL made after
so per cent. Of the purchase price has
been paid and the company Is thereby
compelled to resell. 1t will reimburse the
purchaser all In excess Of so per cent. he
has paid from the proceeds Of the resale
II they are adequate for that purpose.
Purchasers on the instalment plan are
further protected by the deposit In a
trust fund with New York or Brooklyn
trust company OF all moneys received.
Laurelton is only fifteen miles from
Madison Square, on the Merrick road.
being two miles east of Jamaica and
three miles from Forest Hills and Kew
Gardens. 1t has electric and steam train
service TO and from New York and
Brooklyn. There are eighty-four trains
day.
| Even more remarkable than the lib
eral terms upon which this property Is
ron Homes Corporation to provide
house and apartments for occupancy
| by October ! Of this year. This is ex-
! planned to large extent by the expert
ence of some of the men who are ac-
lively carrying out the project. The
architect of the corporation is Frederick
L. Alderman. A /. A, of Trowbridge 4
| ACkerfnan, VINO was sent 10 England IN
| 1917 as representative OF the American
Institute of Architects to study indus
trial housing In Great Britain. In con-
sequence of that investigation he became
chief architect on housing OF the indus
trial section of the Council of National
Defence
Associated with him is Henry Wright.
town planner of St Louis. who did the
town planning for the Shipping Board,
while the public utility and construc-
ton work will be supervised by George
| W. Schusler, NJ. Am. Soc Z, Of Pitts
burg.
The president OF the Land Credit Cor
poration, which is financing the PROPOSE
ton, is Harold G. Aron of the law firm
Of Aron & Wise. who is thoroughly IA
miliar with real estate problems. having
been counsel to the joint committee on
taxation of the New York State Legis-
lature. special counsel to the Public Ser
| vice Commission of this district in the
West Side improvement matter, legal
adviser in organizing the Federal Land
Bank in New York state. He has just
! been released from service as chief OF
the property bureau OF the housing d.
vision of the Shipping Board. Other d.
rectors are Arthur 5. Friend, treasurer
| OF the Famous Players-Lasky Corpora
| ton, and Henry NJ. Wise.
The sun., 1919-05-25

A distinct feature of the real estate
movement on Long Island is the steady
enlargement OF the residential area CT
Great Neck A few years past the en-
tire peninsula was taken up by the large
estates OF the wealthy families of New
York city, who had their country resi-
dences built along the waters OF Little
Neck Bay, Long Island Sound and Man
hasset Bay.
The growth and development OF this
section within the past two years have
been due to the good transportation ia
clities and excellent motor roads. All
Of this country is so harnessed by rail-
roads. trolley lines and motor roads to
New York city that TO all purposes 1t has
become as much part OF the great me-
tropolis as Brooklyn. where so many
thousands of New York business men
make their homes
Prior to the coming OF rapid transit
on Long Island Nassau county was al
most unavailable as a home section, even
though in miles 1t was nearer the BUSH
ness parts of Manhattan than are many
of the old thriving districts north and
west OF the city, 1t was only when good
transit actually was In operation that
the county's real growth began. Now
The sun., 1919-05-25
Activities Show Rapid Growth in
Great Neck's Residential Section

| built OF different materials such ms
stucco. frame and brick. are now under
construction throughout the section be-
tween Great Neck and Port Washington.
W. w. Smith has now under construc-
| ton nve residences along the Station
Road section Of Great Neck. which are
to be offered for sale by Baker Crowell,
Inc. Most Of these houses will consist
OF i've to seven master bedrooms, three
to five baths. with three maids rooms
and bath. living room. dining room, So
larium, breakfast porch, sleeping porches
and garages to accommodate from two
to 1--WE cars.
The demand for this type OF house
has been felt BY those who are now
paying from $4,000 to IS, 600 a year rent
in Manhattan. Baker Crowell. Inc.
have also enlisted the service of capital
for the promotion and building of resi-
dences that will meet the requirements
OF the men whose incomes range from
$4,000 up.
There Is also an active demand in the
district for houses already standing.
Among the more important transactions
closed recently involving properties OF
The sun., 1919-05-25

& Rowland at Sl7.SJ 4 thousand for
delivery in truck lots in Manhattan.
This represents an abnormal advance
from $50 a thousand in 1919, the
present price is expected to outlast the
season, with tho labor supply the de-
termining factor for the future. IL
workers go to the yards in adequate
numbers the supply will be ample ;
otherwise the future is doubtful.
]. b. King & Co. quoted neat wall
plaster at Sl4.S0 ton to the dealer
This represents a war advance OF 100
per cent. The cost of raw material has
advanced co per cent. The advance TO
the consumer has not been in proper
ton when the increased cost OF LABOR
must be added.
The plaster trade has encouraging In
dication because the manufacturers ra-
port Il steady carlot trade with suour-
ban dealers, with many repeat orders.
There is considerable amount OF ex-
porting. particularly OF plaster OF paris
being done to the Caribbean Islands
and South America. where the Amer
leans are benefting by the lack OF
German competition. In this trade a
shortage is feared because Of lack OF
labor.
w. NJ. Cosgrove of the American RAJ
diator Company said that the price OF
boilers and radiators had been cut twice
since January /. The first cut was 25
per cent, the second is per cent. He
does not expect further reductions. He
said his firm was moved by desire TO
help building rather than by reductions
OF its own costs. Prices in this line
are much higher than before the Euro
pean war, despite the reductions. A
builder then could figure on paying IL
cents a square foot for his radiators,
low he must pay 34ia cents.
As in other lines, the makers of heat
ing apparatus have perfected number
of devices that will enable the home
builder TO heat his house at lower cost
after installing the apparatus.
Jobbers in plumbing apparatus report
decreases in earthenware, enamel ware
and cast iron pipe that run from Is to
20 per cent. for first grade staple goods.
They report that small scale plumbers
are Offering plumbing articles at
further discount, figuring their profit on
the price for installation.
Manufacturers OF plumbing materials
report that the price OF raw materials
has shown a downward trend, N that
the cost Of labor remains constant when
It does not ascend and that this Is the
controlling factor.
Employers in the building trades say
that the shortage of unskiled labor Is
due TO the lack of immigration during
the last five years. They say that pres
ent indications are that the assimilation
of returning soldiers will not serve TO
meet tile demand in this field.
The sun., 1919-05-25
FINANCIAL ADVICE
FOR HOMESEEKERS

IF planning build buy home first problems will
likely be How much ready cash will YOU
need How should about obtaining building loan
mortgage?
PHILIP S. CLARKE problems you through
the estate columns of THE SUM- Clarke
experience in financing home building buying
of the authorities
country these matters.
Send queries the Real THE SUN
be distinctly understood that
relate individual home building buying projects and
vesment speculative questions
be considered regarding
reliability integrity individual corporation.
The sun., 1919-05-25
TREND OF MATERIAL
PRICES CONFLICTING
Demand for Commodities
Shows Much New Building;
Labor q Serious Factor.

Encouraging reports on the demand
for building materials were made last
week A steady demand and an in
creasing number of inquiries indicate
much new building in Brooklyn. Queens,
northern New Jersey and westchester.
Contracts in Manhattan and The Bronx
ran largely to work OH alterations.
The builder who begins to inquire for
| materials finds himself in a market that
| is marked by what appears to be incon-
sistent price fluctuations. He learns
| that for heating apparatus and plumb
ing there have been decreases from pre-
vious high levels. while for lumber,
bricks and plaster prices show an as
cending trend, with dealers issuing
| warnings of a possible shortage in the
near future.
| Manufacturers and dealers are a unit
| in looking for wages to remain where
| they are or to ascend. Since labor gets
So per cent. OF the cost of Any building
operation the conflicting trend OF prices
perplexes the man who figures on build
| ing an individual dwelling for himself.
The differences are explained by condi-
tons that are peculiar 10 the separate
| branches of the trade.
Charles A, Yopngs of William p.
| Youngs & Bros. lumber dealers, said
| that prices In his line are lower now
| than they will be during the next two
years. He said that the cabinetmakers
| have instituted increases aggregat'ng 80
per cent. in the last thirty days. and
that this is an example of the general
| trend.
! The lumber business has peculiar diff
| ficulties owing TO the new demand for
export to France. the difficulty of get
| ting laborers to go into the woods. and
the exhaustion of the surplus supply
by the Government during the war. The
local demand Is good. with buyers show
ing no disposition TO haggle over in
| crea sed prices.
Taking all things into consideration,
| lumber has not greatly advanced over
| pre-war prices. Spruce . by As quoted
| 1t $55 Il thousand square feet sold at $40
n 1914. Yellow pine flooring, fiat grain,
| No. l grade. quoted at s65 a thousand
! sold at s45 just before the war
Brick were quoted by Candee. Smith
The sun., 1919-05-25

sidewalks. water and electricity. and has
New York city fire. police and school
facilities. The lots are offered at private
sale to home seekers and to responsible
builders and investors either for cash or
deferred payments at the same schedule
of prices at which they were listed when
improvements were completed in 1907.
This schedule OF prices, however, will not
be effective after July /.
Tho Hathron Homes Corporation offers
to home seekers for occupancy by Octo-
Der 1 OF this year four, five and six
room apartments of the latest type, with
Individual garden plots. at monthly
rentals OF $40 TO $50. Detached houses
will be built to order on selected plots
with every convenience for easy house
keeping. to cost from $1,000 to $4,000
These may be purchased. IL desired, on q
monthly rental basis as low as SIS
The sun., 1919-05-25

Efforts are being made to help solve
the housing problem, Of Greater New
York by a group Of business and profess
sional men operating under the title OF
the Land Credit Corporation. This COM
pany has organized the Hathron Homes
Corporation for the purchase and the
immediate development of Laurelton.
described as the Garden Suburb of
Queensborough."
The property consists of nearly 5000
lots at Laurelton, which is two miles east
of Jamaica, on the Long Island Railroad
and the Merrick road, and Is easily ac-
cessible from New York by the Pennsyl-
vania terminal and the Queensborough
subway. and from the Atlantic avenue
terminal. Brooklyn. by way Of the Long
Island Railroad.
This property was developed about
twelve years ago with streets, concrete
The sun., 1919-05-25
FARMS FOR SALE.

a $500 PAYMENT secures small '''.r-
farm, balance like rent; apple trees =" -
bearing; rve room model farm hoes
trIc IlEht; Sl,ort walk station. kld-sD
COUNTRY HOME LEAGUE, 40 Wee 5-0-
Street 1850 Madison Square,
The sun., 1919-05-25

Dear Mr.. Clarke: Would you kindly
inform me II people wishing to build
house for themselves would not be
wiser to wait until next year? We
otn a plot 5oxl00 in westchester
county and have the plans and speci-
flcatons for a little Elk roomed
stucco and single mi-bungalow. the
estimated cost OF the building being
from $4,000 to $4,000.
In the event OF II being wiser to
build this year what should one do
to obtain a building mortgage and
how much could one be obtained for.
the value Of the plot being placed at
$1,000. II. Mt.
l do not think that you will find
much reduction in building costs a year
hence. The demand for construction is
going to continue for some time and
while materials may be slightly less, re-
member that labor cost is a very large
item In home building, and there does
not seem to be much promise OF any
reduction in this respect In my judg-
ment you will build about as cheaply
this year as for some time to come.
BY inquiring at local banks you can
secure the names of building and loan
associations available in the neighbor-
hood in which you desire to build. From
such source you should be able to
borrow about $4,000 on a house costing
$4,000 built on a lot worth $1,000.
The monthly payment on such loan
would approximate $40. and II the as
ISOLATION were we'll administered your
interest cost would probably be about
s per cent. included in the payment.
Bear in mind that in borrowing this
money you become a member OF the as
ISOLATION and thereby vitality interested
in its financial condition and manage
mani hal
sheets OF the association for two or three
years you can inform yourself as to
these details. The expense of securing
the loan should not exceed approximately
800.
Dear Mr.. CEdrke: The writer has
purchased a piece of property in
Lynbrook, i. l.. 60x100, the valua-
ton OF which is $500. A house
Is being built for me on said piece
OF property. The total cost of same,
including the property. will be about
$500. In having the title searched
and guaranteed. will 1 have to pay
on the valuation OF the lot ($l.5O0)
T. only. or on the $500? L. A. w.
In securing title insurance on the
building you are having constructed at
Iynbrook you should have tho insurance
cover the value of the house and the
very similar to fire insurance. in that in
effect 1t does not guarantee that the
title In good but insures you against
loss IL the title Is bad. If therefore
you insure only the value of the lot
your loss would be large IL the title
TO the property should prove defective
You should protect every dollar you
put into it. whether for house or for
land.
Your broker or attorney will be able
20 suggest the name of the title insur-
ance company to which you should go
Dear Mr.. Clarke; Would It be pos
s,ble for me TO purchase a two fam
lily house in the west Bronx with $500
cash? Or can ] build two fami
house with the same capital? ! sm
receiving $3.50 a month war risk
insurance. w. +, Ii. .
To buy or build two family house
Tor $500 cash means that you will bC
called uh5n to make pretty large fur
taer payments on account OF the pur