The Ward County independent. [volume] (Minot, Ward County, N.D.) 1902-1965, 1919-06-05

rules shall be prepared and promul-
gated by the Commissioner of 1nsur-
ance.
This has been done, and we have
sent such blanks and affidavit forms
to all the County Auditors, with in
structions. Orders have been issued
to Auditors to instruct the assessors
not to furnish withdrawal blanks to
farmers or anyone else, except upon
individual application to their respec-
tive County Auditors. This is in con-
formity with Sec. IL of the Hal Act,
the purpose of which is that applica-
ton for withdrawal must be made be-
tween the date of listing the land and
the 18th of June.
Now, in spite of these facts and all
that we have done to make them
known, it is apparent that violations
/ of the withdrawal provisions are prac-
ticed extensively.
This is evidenced bv the many re-
quests received by this department
from insurance companies, and their
banker agents, to furnish sample
| forms of withdrawal blanks to be used
when we replied that we are under no
obligations to furnish such blanks,
and asked for what purpose they were
to be used, some have frankly admit
| ted that they intended to have them
printed in quantities to supply their
agents. We have evidence of banks,
or others, interested in the boosting
of their private business at the ex
pense of the State Hail Fund, getting
out blank forms Of their own, whrcn
they supply promiscuously despite the
spirit and letter of the law.
Reports are coming in to the effect
that in certain sections, Withdrawals
are asked for on a large scale. even
in blocks of whole townships. This is
indeed deplorable and discouraging,
and must be ascrbed to two factors,
namely: the unfair competition men
toned on the part Of the private in.
surance interests. or others unfriend-
" to the State Fund and failure on
the part of the farmers to realize
the advantage Of Staying i'm on the
State proposition.
To the private hail insurance agent,
who, in his zeal to obtain business for
himself. forgets to observe common,
acknowledged business ethics. that he
so glibly talks about, when he con-
dennis so-called "twister." | would
say that you surely ought to have as
much regard for the State Fund estab
lished by law of the majority, as you
seem to have for competing company
or it's agents.
To the insuring nublic. like to-
say this: Why, in the name of COM
mon business sense, should you drop
State insurance for private insurance,
when YOU are certain of getting your
protection at cost, minus actual adj
ministration EXPENSE, especially being
that YOU already have contributed 8
cents an acre on all tillable land. to-
wards the fund? If you feel that
$500 per acre is too small an indena-
nifty, why not take out additional pri-
vate insurance, besides? Do you
know that the private companies
charge as high as S1.OO an acre for
wheat and 2 per cent more on rye and
barley.
Finally, wish to emphasize the fact
that applications for withdrawal,
made on forms other than those pre-
scribed bv the department, will be alb
solutely ignored, and all are hereby
warned to make sure that their appli
cations are made on the proper blanks
furnished thru the County Auditors,
! otherwise, the oDnort,mitv to with
draw NAV be forfeited bv the DELAY in
getting the correct application filed in
time.
As we have several inquiries con-
corning the duties Of the renter and
owner. in case Of Withdrawals, pro-
vided for under Sec. IL, which seems
somewhat ambiguous, ruling bv this
department may not be amiss. There
fore, be it established. that whether
the owner or the renter wishes to
withdraw, the party withdrawing must
SIGN the AFFIDAVIT and same shall be
ample evidence that the remaining
party retaining the insurance shall be
entitled to the full indemnity accru-
I ing in case Of loss. regardless Of what
his actual interest in the cron may
be. Should both wish to withdraw,
the affidavit must be signed Jointly.
We should further hold that in case
Of an absentee land owner renting his
farm for cash. and not wishing to
avail himself Of the insurance, may
assign his interest in such~insurance
tn tho renter mon conditions agree
able to themselves. mutually.
Also. homestead lands. not proved,
and Indian lands not subject to taxa
tion cannot come under the provis-
ions of the State Hail Insurance for
/ the reason that such lands are not
I subject to taxation. hence no premium
corld be collected.
Copy of the State Hail Insurance
law or anv information regarding it
will be cheerfully furnished anyone
upon request.
Bv-earnest cooperation we can make
this plan success. / trust that all
the raners of the State will publish
this letter for the good Of all.
s. "A. OLSNESS.
Commissioner of Insurance.
TAKEN-UP NOTICE.
Came to nv place Friday, May 80
one roam gelding eight years old.