Evening journal., 1919-07-15
HOPES To BROADEN
WAR INSURANCE ACT
Director OF Bureau Asks
Additions to Number Of
Beneficiaries Allowed
MORE MONEY FOR
DISABLED MEN

WASHINGTON, July ia number OF
recommendations designed to broaden
: the provisions Of the soldiers and
sailors insurance act, and 10 extend the
/ benefits TO dependents who were not
reached by the original act, have been
made to the Interstate Commerce Com
mltlee Of the House by Director Chol-
meley-Jones, Of the War Risk lnsur-
ance Bureau
In addition the director recommended
favorable action on the amendments
already under consideration which are
designed TO increase the disability
rates In substance the recommenda-
are
That The benefciaries Of insurance
should include unclcs. aunts, nepheWs,
nieces and persons who have stood in
loco PARENTS TO members Of the mill
iary forces. This would allow the
/ bureau TO pay the claims of those men
who died in service and who had named
as henenciaries aunts and uncles who
had brought them up since childhood
That persons who were drafted and
who died or became disabled in the
line OF duty before having been ac-
cepled into active military service at
The camps shall be entitled TO com
pensaiion under the war risk insurance
act The act as it stands covers only
man after he has been accepted into
active military service by the medical
officer at The camp or other place ~
n Al oil a.
should such drafice die or become
disabled before acceptance by the camp
officer II shall be deemed that 10 him
was granted insurance Of S2J a month.
payable however. only 10 his widow,
children. mother or father
That any person who, after he had
been accepted by The medical officer at
The camp, and II he had not refused TO
take insurance, shall be covered for
insurance paying S2j a month without
charge should he die within 100 days |
after such acceptance This provision /
Is suggested in order to cover the men /
who were striken down by influenza in /
The fan Of 1918 and who had not had |
any opportunity 10 apply for Insurance. /
IN order that The insurance 10 be /
issued after the war may be properly /
administered, The bureau has asked ail-
thority TO invest The premiums and set
mp reserve funds, investment TO be
made IN interest bearing obligations of .
The United Siales. The bureau asks the
right TO frame The policy forms SO that (
If The Insured desires To have his con
Nericd insurance paid IN one SUN be /
may SO select; and II he wishes his |
neneilclaries TO receive the inslalmenls /
IN say for three years rather than for /
twenty, he may also so select.
III asks also the privilege 10 draft the |
converted policies so that n man NAV /
designate his beneficiary. who viii re- /
celNe all The payments. Thus. il man |
wants hiswife as beneficiary and does /
not want The instalmcnt payments afier |
ner death To so 10 say a sister or n /
bpother, the policy viii provide that I'm
sialmonis viii be paid 10 me wife and
on her death the remaining install
menis 10 her estate
During the war if a soldier took ont
an insurance policy and was kfledj
ana did not leave any beneficiary who
could take The insurance money ihe
policy reverted 10 the Government ~
condition have entirely changed due
20 the cessation OF active warfare, the
bureau asks that this forfeiture be
from the act so that IN no
'ase viii The Government forfeit an
insurance claim
The b.l introduced by Representa-
I'VE Rayhurn (reXO. and those Of ,
liher members widening The provi
'ions FOR payment 10 disabled soldiers ,
are ndorsed by the bureau By these ,
bills man totally permanently dis
'bled viii receive 500 instead NJ $50 ,
as at present, and a man with one leg I,
m viii receive percentage Of 500 ,
'ather Than a percentage Of $50 The
amounts payable If he IS temporarily ,
oially disabled are considerably I'm !
'reased by these bills. and are deemed
10 nj more nearly present dav cond.-
ions, taking into account the hirh
'ost Of living ,
Director Cholmeley-Jones IS suggest +
ns for the consideration Of Congress !
he advisah lily Of permitting term in I
'urance i0 be paid In the mtre i'm in =
.talmenis FOR ihrly-siv months or \
more rather than inslalments for twon I
y years. In other words. IL a man 2
,eeps up his term insurance and dies. I
no u nrector wants his bcnenciaries 10 /
ave The privilege OF receiving his in h
urance moneys on The same basis as 4
he new converted policies. insialmenis
Iver say three wears AZ The option NJ
he insured rather than arbitrarily s
presding 70 over twenty years No
laymenis IN lump sums for term in r
ifranrn are cuorosfnd ho,Nover 81