Oxford eagle. (Oxford, Lafayette Co., Miss.) 1876-current, 1919-10-09
WAR RISK INSURANCE.

1t is estimated that 1,2OO,OO0 men
who served IN the Army the Navy and
The Marine Corps were born and rear
cd on American soil.
A total of 4,539,O48 men work out
War Risk Insurance, their aggregate
policies totalling nearly $4,000, O,OOO,-
900, and each policy averaging o,7OO.
| OF this total insurance, service men
from the farming districts carried ap-
proximately ,420,000,000, and by
far the greater percentage Of this
insurance was made payable to wives,
mothers, fathers and other relatives
| who reside on farms.
The average age of the men who
fell in action, died of wounds or from
| other causes during the war, was 70
years, and because of their youth, by
far the greater percentage were un-
married men. Which explains why AT
per cent. of the policies taken out
named mothers as beneficiaries, 16 per
cent. named fathers and only Z per
cent named wives.
If the original War Risk Act pro-
vision was made for the policies writ
ten on service men during the war to
be continued as permanent Govern
ment Insurance. To avail themselves
of the opportunity to convert their
War Risk Insurance into permanent
United States Government Insurance
it is necessary that the men discharg-
ed from service continue to pay their
monthly premiums, and at same time
during the five years following the
formal declaration of peace that they
convert into a permanent policy.
From the record it appears that
only about twenty per cent. of the
men who had insurance during the
War are continuing to keep up their
insurance. This is largely due to the
fact that the men were unfamiliar
with the provisions of the Act, or
that they have not felt financially
able to carry their insurance at this
time.
To guard against any man losing
his right to Government Insurance be-
cause of this condition the Secretary
of the Treasury recently issued a
ruling allowing every man eighteen
months in which he has the opportu-
nifty to reinstate his insurance after
he has allowed it to lapse because OF
non payment of premium.
This reinstatement privilege should
be clearly understood. So long as
man is not paying his premium he
is not insured His reinstatement
privilege merely gives him the right
to again have Government Insurance
without undergoing physical examin-
alton, and upon the payment of two
months premiums.
A nationwide campaign has been
inaugurated for direct personal con-
tact with former service men through
which they may be informed Of their
rights to permanent Government In
surance, and in this campaign have
been enlisted the American Red Cross.
the Y. M. c.. A., the Knights OF CO.
lumbus, the Salvation Army, the Y
M. C. A., the Boy Scouts, and num-
erous other National social welfare
organization. In addition more than
10000 life insurance agents have
been enlisted. The volunteer roll
further includes thousands of bankers
doctors, lawyers, manufacturers, Other
business men and representatives OF
all associations which come in con-
tact with discharged service men anc
their departments.
The former service man who lives
on the farm will be reached to
large extent through banks Whlcf
have volunteered to serve as clearing
houses for information on War Rlsl
Insurance.
There are six permanent forms O.
. government insurance, as follows:
p 1. 2O-Year Endowment.
2 2. 3O-Year Endowment.
8. 2O-Payment Life.
4. 3O-Payment Life.
5. Endowment at Age 62.
6. Ordinary Life.
Applications a-e being received b
the Bureau of War Risk Insuranc
for changing the present term in
surance, which was issued at the tim
of entering the service, into the pei
manent forms.
e The feature which PROMINENT
q stand out in the government polio
e are as follows:
e 1. The total permanent disabilit