The Birmingham age-herald., 1919-05-15
MEN, WOMEN
 AND THINGS

T have been a saver all my life," this is the statement of my life long friend. M. B. Wellborn, governor federal reserve tank, Atlanta. Georgia; and he further testifies that it is easy to save.
 Max Wellborn and l were reared at Eufaula. and went to school together, and l have known him intimately from will be doing the young men who read my column a favor by setting down here something of his history
 | I well remember the old WelIborn home with it's long approach of trees, and how we boys used to wait for the coming Of the robins, for they loved the berries on them and literally swarmed in then. by the hundreds and thousands. We used to have great sport in killing them with sling shots or parlor rifles. You who come from the north and east, will bear in mind that in those days the robin was not protected bird with us, and we never looked upon it as a warbler
 
 I recall how the viewpoint about song birds came near bringing on local war after the Civil war closed, by a couple from the north who came south for their health. saw little lad in the yard across the street killing robins and sent word to his mother. and got a blessing out intArfnrin0 rd hot eli nf l the affair and having lived in the east knew how the Yankees thought they were doing a favor and how the good lady in Dixie looked on it as an impertinence- In the corner of the Wellborn yard on ! the side nearest town was situated a little | fnme school house. It was a private school and was run by Miss Alice Wauchope The Wellborn home had two entrances for the lot ran through ar entire city block. It was the old colonial | type with it's great columns. His father was distinguished lawyer, and his | mother who is still living keeps alive the best traditions of southern womanhood.
 
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 came Max. Marshall who was about my age died. It is curious how impressions are made on us. I associate with Mar shall the beginning of my knowledge of the Episcopalians and the Church Of England. He was devout member of the Episcopal church in his boyhood and was proud of it's beautiful prayer book and we had many talks as lads about the history of the Church of England. Ar thur, he lived here for several years but now resides in Anniston, while Alfred lives in New Orleans.
 ] A time comes to us all when we mus. face for ourselves some of the problems l of life Now this hour came to Max, and here is how he put it: When I was IS years of age found out that if I ever accumulated anything would have to do it myself Nothing will cause Il young man or woman to realize the value of saving more than being thrown on his own resources"
 l, He has a firm belief that if you want ] to win the battle of life in a business way you must save.' I made it rule" says he, "to save something every month land every year. Out of a salary of $50 a month I had saved s450 by the time I I was IS and I paid board. There were no savings banks or War Saving Stamps in those days. didn't know what to do with the money, 50 I asked my father He told me to lend it out at interest and did
 | Now, this shows the fact that as youth Max Wellborn had made up his mind to l be somebody in the business world. He further goes on record ,'Every increas" | in salary l received was saved and in vested. By the time I was 25 years of age l I had saved $5000." But he had no wish to forever work for some one else. This I is why he was laying up nest egg. T didn't want to be bookkeeper ali my life and there came an opportunity for me to get in business for myself With the $5O0O I had saved I started in the real estate and insurance business and afterwards started a bank. Now here comes the thing I want to drive home to very young man who is working on salary, for Max Wellborn adds this most significant fact, Until l started in business I had never made dollar by trading" DO you get the point? It IS l this, what he had, he had saved out or his wages | , My older brother, s. T. Barnett, went to Vicksburg, Mississippi, in the sos and be- came president of the First National bank, and l joined him there on leaving Vanderbilt university. He also was pres l dent of the Mississippi Home Insurance | company, and he thought so highly of the l Wellborn boys, that he made places in these institutions for Walter, Max and Marshall, and in this way I was brought Into close touch with them. My brother sold out his interests and later Max moved to Anniston. Alabama.
 It was in the Model City that he invest l ed his $5oo0 saved from his earnings as a bookkeeperi By attention to business. good judgment, and fortunate investments he rose to be the president of the largest