The Butler weekly times and the Bates County record. (Butler, Mo.) 1918-1950, 1919-11-13

/, ,.l X 4s Sxs9
ss IA IA costly expe iieiiisse II ahead a6r
fhe insuraticc cam psstiies Il, which ne
not used caution III tie isSlA lAns Qt
disability policies, aecordinn 4o
rrOminent adjusters of the G6f
sFhey claim that prohi ition
suit Ia an increased number
.monary conlplaints md that Y
from tubercufcDis has 1lread
creased due 10 the influenza cpis
|iast{ year. g. sfs Z, II 3Hs5sSs
a One life insurance 4 slnedicsl Iii
says thar prohibition viii result n,
incEease ii illness and deaths, sical
every company will feel. He ~
that men who are exposed to tl sie.
|ments stimulate their circalatj0 bi
the blood, BY taking 8 drink, thur re-
venting 4 cold. Deprived Of 1his
remedy they viii neglect such caees
until they become serions, according
to his belief, and the result will Pc
rejected In the experience Of hGeltfl
and life insurance companies.
A casualty claim man explainx the
apparent increase in tubeTcst64is
cases on the ground that the fl,l,
|cnza left the patient with less power
of resistance to disease, and Il tllat
colds or other complaints Whfcl'
would have been trivial develop tnto
serious illnesses. Il s1
Many adjusters assert that thefE is
costly experience ahead for com
panies wh1h have issued disability
policies with no limit as to the time
the indemnity would be paid for III.
ness. One head of an Indemnify
company, A.he Has made made consider
able study Of. the subject, not aione
in his own company but among med
ical men as well, predicts that healtt
insurance companies will be caitcd
upon to pay indemnities to . lafge
number Of policy holders for periods
running up TO three years and pos
sibly longer within the near ftttur>
due to the enactment of prohibitiol
and the result of the influenza cpl
denic.
Another official from another con,'
pany reports . greater number ~
claims arising from Tuberculosis:
cases than in the past, but says.stha
as yet he has not made study "
the causes.
Closely related to this subject sil
Ehat of the deaths pf persons Nh
Fhave mad the influenza md later g
cured lifag insarsnces On this sub
| iect the Nati0naE Underwriter says
lie insurance medical men re-
(port that the experience on risks who
have been granted life insurance at.
ter having passed through q siege q
influenza has not been 4 fayorab!c
While the great majority OF policy
holders have, Of course, lived, there
have been some unusual death claims
reported. Policy holders who passed
the medical examination APPARENTLY
in the best of health have contracted
some minor disease and then gone
10 nieces physically. Medical mer
say that the influenza is very
treacherous and undermines the
health without giving any visible evi
dence of what is taking place. \
man who seems to be in sound con
dition, but has had influenza, is moi
able to survive q disease that hs
would ordinarily recover from in
week or two. While this is not true
in the vast majority of cases, enough
death claims of this character have
been paid by the. life insurance COM
ranies to pFexe that this feature re,
quires close watching BY the medical
examiners. "St. Louis Globe Demo
crat.
e. - ! + - ~