The news scimitar. (Memphis, Tenn.) 1907-1926, 1919-07-02

! know an old man who has a
standardized gift that he makes to
every bride who invites him to her
wedding, He invariably gives her a lit
tie savings bank book that he has
opened FOR her with $50 desposited to
her credit. And as he hands It to her
ne makes her a little speech that runs
something like this.
My dear he says, "in this little
book Is written your future and your
husbands You may not be able to see
II IN these blank pages, but II Is there.
III, in W years time, you have
saved up even so much as $500 you will
go on to fortune and success, a happy
and prosperous life and a position Of
honor and respect in your community.
II, at the end of two ears, you
have only the $50 on deposit, YOU will
have qualified In the class OF people
who never get anywhere, who never
nave anything, who are always a little
In debt and struggling to make the
ends meet, and In your old age you
VIII be dependent on your children, or
people will be passing around the hat
for you,
IT, at the end of the two years, you
have spent the $50 you will be poor to
the end OF the chapter. and In your old
age you viii he down and cutters.
Remember that the first two years
OF a young married couples life to-
eether decides their fate, They either
start up, or down. the ladder during
mat period. So begin housekeeping not
only in the style that you can afford,
but the style that will give you a mar
gin Of safety, Make up your mind that
YOU viii save something every week,
even II II is only so cents. Never for
get that a wife should be a Yale lock
on her husbands purse instead OF a
pick pocket, and that no poor man, un-
less he Is a marvellous financial genius
and mas some extraordinary streak OF
good luck, can make n Roadway
against an e~Ntravagant wife,
Don't excuse yourself for spending
money that o cannot afford on fine
clothes and amusements by saying that
you want to have these things while
you are young enough to enjoy them.
Youth is pleasure enough Of itself with
out being eilded, Ii Is when we are
old that we need money to buy for us
the happiness that we have no longer
In our own souls.
Believe me, my child, thrift is the
acid test of character. II dttferentiates
the strong from the weak, the failures
from the successes, the silly from the
wise, u those who have Judgment
from those who are fools, And II Is the
n fortune TELLER whose predictions
never fail
Once upon a time a young man said
to James J. Hin that he wished he
could look into the future and see
whether he was destined TO he a sue
cess or Il failure in life, To his Hill
replied
You need he no chairvoyant to do
that. The test Is simple and infalltble.
Are you able to save money! II not,
you drop out. You win lose, The seed
Of success is not in you, but II you can
save money you will achieve things"
was thinking Of this old man and
his saving bank bridal present the other
day when | went to the funeral OF a
man ! have known a long time, For the
past 20 years he has received a salary
OF $4,000 a year, He had no one but
his wife to support, vet whom he died
he left behind him an automobile, the
furniture In their apartment $500 IN
' the bank. That was all, Not a dollar oi
NE insurance, Not a foot Of real estate.