davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1919-07-15
Every Loan Must Stand on Its Own Feet

Since these factors supplement each other in Diff
ferent Degrees according the Of the particular
loan fixed rule Of endng-of limiting loans to certain
unvaying percentage of the value of the propertys
based on principles Real estate loans cannot be
standardized and classified like for example, railroad
BOND ISSUES Every loan stand its own feet and
be judged its own merits Its safety must be deter
mined by applying every test instead of only one test
Furthermore, the must be applied to
real estate loans applied by every we'll managed
commercial bank to commercial loans. The bank forms
its Judgment chiefly the basis of earning bower the
nature OF the business and the character and personality
OF the management. 1t will refuse to lend to borrower
New-York tribune., 1919-07-15
fundamentals of Safety
i'm Loans on City
Real Estate

us TcCOT Oh tnrty-SeVen years without loss 10 an
First and foremost, the loan must be paid. This
would obvious any INVESTOR yet it is fact that
many of real estate have real wish intention
to repay the principal of their mortgages They expect
to renew and rerenew making in effect perpetual loan
against the property.
Debt Must Be Paid From Earnings
But perpetual oans-or any system tending toward
perpetual loansare admittedly indefensibe Therefore,
when the loan madc the borrower should make due
provision tor prompt payment the date due This
be done in three ways:
First, the borrower may obtain funds from other
sources. This is nothing than borrowing from
Peter to pay Paul.
Second, if he is unable to provide funds by FORE
closure and sale of the mortgaged property.
There only safe principle to follow: the earn
ings must pay the debt, reduce it so greatly by
amortization that its payment final maturity will be
an easy matter. A real loan must be based on
adequate earning power as well adequate equity
margin OF safety Both these factors of vital import
New-York tribune., 1919-07-15
Curb Market

Note.-The Tribune assumes no RESPONSE
bility for the accuracy or authenticity of
curb market quotations. Transactions and
prices yesterday were reported as follows:
New-York tribune., 1919-07-15
Consolidated EXCHANGE

[Unt OF trade on this exchange, 10 shares1
lransactions and prices yesterday for the
more active shares follow
New-York tribune., 1919-07-15
Mining Stocks

Sales. Open. High. Low. Last.
1899 asSS A1ss-Hs Alas Min ddr M: + j '{s j
1oo.A HIM wi 1s5 1ss 1sS 1ss
300 sAm Mines s.... "a "a 81 IA
100 *tAriz Butts.. so 60 90 60
1000 "Atanta ... 3N 81, 81, 3H
200 *Atl Ores & r Va w Va w
New-York tribune., 1919-07-15
Amortization Essential 10 Safety

But ample earning power and an ample margin of
mortgage must be such make it the first bus-
ness OF the borrower to pay his Indebtedness
require the prompt application of the earnings as re-
thus being paid off and cancelled each year. This makes
certain of systematic financing creates and ensures thrift
on the of the borrower and guards against the re-
suits OF changes in character of the neighborood or
depreciation OF the improvements. Just merchants
goods out of style carredong on the Shelves SO in
time building will deprecate go out Of date and its
rental income will decrease
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09

walt until two o'clock, ar which time
the farmer reappcared. driving two
blacks, which he aitched to the pillow,
then knocked off for the day Tha;
night troops came through and, rs usu-
oil, were shelled.
"Next morning. at daybreak, we
again took our stations In the hedge,
this time bringing rations with us.
The farmer used the same grays In
the morning, bat In the afternoon he
appeared with black and gray, and
again Knocked off around four O'Clock
No troops came through that night,
| End there was no Smelling.
"'Next day the farmer repeated the
| previous days actions--two grays In
the morning and black and a gray
in the afternoon. No troops, no she'll
ing.
| 1--WE were pretty sure that we had
him, but this arresting a spy on slim
evidence is a ticklish matter. We
didn't want to make a mess of the at
fair. or perhaps send an innocent man
to his death, SO the following day we
again took up our stations. Sure
enough. 1t was two grays In the morn
Ing, but In the afternoon he used two
blacks. That night troops came
through and were shelled. We had
solved the problem. Two grays In the
morning mean nothing. The actual
signal to the enemy was the change
of horses In the afternoon; two blacks
meaning troops coming through TO-
night, shell the road" gray and a
black, mo troops expected, do not
she'll"
"When 1t got dark and 1t was safe
to leave the hedge, we Immediately re
ported the whole affair to the town
major Gan English officer detailed IL
charge Of a French village or town
occupied by English troops) who, &C
companied by us and a detail Of si1
mex with fixed bayonets, went to tbs
farmers house that night and arrest
ed him. He protested his innocence
but we took him to military police
headquarters where, after a gruelinf
questioning, he at last confessed.
ut was a mystery to us how thi.
farmer knew that troops were com
ing through, because he never made
q mistake In his schedule. After fur
Their questioning he explained to VI
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09
BACK LIKE A
BOARD? IT'S
YOUR KIDNEYS

There's nc use suffering from tho
awful agony Of lame back. Don't wait
till it passes off" 1t only comes back.
Find the cause and stop it. Diseased
conditions Of kidneys are usually indi-
Gated by stiff lame backs and other
wrenching pains, which are natures sig
nails for help!
Here's the remedy. When you feel
the first twinges Of pain or expert
ence any of these symptoms, get busy
at once. Go to your druggist and get
box Of the pure, original GOLD
MEDAL Haar1em Oil Capsules, Inn
ported fresh every month from tho
laboratories in HARLEM, Holland.
ly attack the poisonous germs clogging
your system and bring quick relief.
For over two hundred years they
have been helping the sick. Why not
try them? Sold everywhere by re-
liable druggists in sealed packages
Three, sizes. Money back If they do
MEDAL and be sure the name
GOLD MEDAL" is on the box. ADV.
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09

that II we searched in his cellar and
raised up an old flagstone with a
ring In 1t, we would find a telephone
set. The other end Of this set was
established in an estaminet in a little
French village eleven kilos distant
His confederate was so situated on
the road that troops coming into the
village had to pass the door. AS
troops march only at night while In
the fire sector, his confederate could
safely figure out that the passing
troops would be quartered In his vii
lage until the next night, when, under
cover OF darkness, they would start
for the next village, and would have
to pass the point in the road by the
old church. He would Immediately
telephone this information to the
farmer, who would change his horses
accordingly. The hill on which he
did his blowing could be easily OBJ
served from an observation balloon
In the German lines. and thus the sig
nal was given to the German artillery
ave still carried on with our third
degree, and got further valuable infor.
nation from him.
IF, In the blowing, two gray
horses were used on two consecutive
afternoons, 1t meant that the use OF
the road had been indefinitely discon.
tinued for troops and supplies.
Under a strong guard, which con-
cealed itself In the hedge, the farm
Ell was made to use two grays for two
afternoons. The scheme worked. For
weeks afterward that road was only
occasionally shelled, and our, troops
and supply trains used 1t at will. The
spy at the other end was rounded up
and both were taken to the base and
shot. y
1--WE reported back to Old Pepper,
expecting to be highly commended for
our work, and we were-I don't think.
All the blooming Brighter said was:
lowell, you certainly took long
enough to do it. l have a damn good
mind to send you back to your units
for incompetency and inefflciency."
ave saluted and left.
"'You see, we didn't deserve any
great credit. because it was only
through lucky chance that we STUN
bleds over the clue, so / guess "Old
Pepper" was right after ALL"
After finishing his story, Curly
turned to us and asked:
Don't you think 1t was pretty nifty
work.
We agreed that 1t was.
After few minutes more tie party
broke up and turned in.
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09

by LOCAL APPLICATIONS, a. they
cannot reach the seat of the disease.
Catarrh is local disease, greatly infiu-
enced by constitutional conditions HALLS
CATARRH MEDICINE will cure catarrh.
IT Is taken internally and acts through
the Blood on the Mucous Surfaces of the
System. HALLS CATARRH MEDICINE
10 composed OF some of the best tonics
known. combined with some of the best
blood puriners. The perfect combination
Of the ingredients in HALLS CATARRH
MEDICINE Is what produces such won
derful results In catarrhal conditions
Druggists TIC. Testimonials free
F. J. Cheney 4 Co., Props. Toledo, o.
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09
And Then He Cult.

A French officer was trying to learn
the English language. Tf79-fallowln
Is his version of our mother tongue:
"When I discovered that l was
quick l was fast; that If l was tied
1 was fast, and If / spent too freely |
was fast. l was discouraged. But
when l came across the sentence The
first shall be last and the last shall
be first / gave it up"
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09
Too Much Of a Good ThinQ.

81 thought" said the boys mother,
that l told you l wanted you to stay
where I could put my hand on you"
81 d-didn't know" he whirnpered,
that we wanted me to git across yer
knee an stay there"
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09

It for the village Of B.. We arrived
there about four In the afternoon, and
after putting our packs and rations in
an old barn which we intended to use
as our billet during our stay in the vii
lage, we left on general tour Of In
spectioc.
"'There were about three hundred
civilians IN the place. who preferred to
brave the dangers Of shell fire, as there
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09
Confirmation.

No woman Is really satisfied with
the compliments her mirror pays her
unless they are reiterated by some
nan--Boston Transcript
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09
On Bejno Cheerful.

You find yourself refreshed by the
presence of cheerful people? Why not
make earnest effort to confer that
pleasure on others Lydia Maria
Child.
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09
Why Bald So Young
|< Rub Ddndruff and
f@Sl Itching with
II = }CutiCurd Ointment
Inn Shampoo With Cuticua Sssp
w u. prsfG.ss sep. oi.s.sa,, Issun IS. och
An Abb.

Leave 1t to the Irish to squirm out
of tight situations. This one was be-
fore Judge Richardson and along with
other testimony it was stated that he
called the arresting officer names.
"Shure, judge, an / did nothin' o.
the koind," protested Pat. "All sid
was that wan of us should be In the
zoo."-Los Angeles Times.
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09
Storms Can Brew, Anyhow.

"Pa, where are those dark-lookine
clouds going to?" ITO thunder, my
son l''-Cartoons Magazine.
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09

Probably no man In America was ever
better qualified to successfully treat the
diseases peculiar to women than DE-.
Pierce, Of Buffalo, N. Y. The cases that
come to him run into many thousands,
giving him an experience that rarely
comes to any one man. DR.. Pierce found
that in nearly every case there were
certain vegetable growths which rarely
failed to give prompt relief in those
feminine disorders from. which so many
women suffer. He combined these roots
and herbs into a temperance medicine
that he called DR.. Pierce's Favorite Pres
cription. This medicine is sold in both
liquid and tablet form by druggists every
where. A weakly, sickly, backachy, head
achy, nervous, respondent woman, with
regular or irregular pains-with feminine
disorders that come in youth or middle
AGES pretty sure to find in DR.. Pierce's
Favorite Prescription the exact remedy
that her condition calls for.
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09

A girl doesn't trouble herself much
about a mans future If he comes with
a present or two.
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09

Yes, Rose, every race is a sure thing,
but the majority OF girls bet the wrong
way.
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09
Supreme Law.

Supreme Law.
The children in the neighborhood Or
ganized q club and were enthusiastic
about it.
"Tell me aboA your laws and by
laws" / said to one ,6qs1Re members.
"Oh," he replied 1--WE only nave one
law, and that Is to serve refreshments
nj every meeting"
The Oakley herald. [volume] (Oakley, Idaho) 1908-1961, 1919-05-09
The Enemy Within; or,
Rounding Up Spies on
the Western Front

By
Sergeant Arthur Guy
Empey
Author Of "Over the Top"
First Call" Etc.
600
Mr.. Employs Expert
ences During isSeven-
teen Months in theFirst
Line Trenches of the
British Army in France
The West Virginian. [volume] (Fairmont, W. Va.) 1914-1974, 1919-01-14
MUST SERVE TO .
Continued from page one.)

levelland and can't gel accustomed to
walking up hills.
Love Liftest Me" was sung next
with tho remark made by Prof. Hea.
ton. How can you keep from singing
this Eong?" Very evidently nobody
could, for many voices carried both
the thought and the music clear to the
end Prof. Heaton stood swaying be.
fore his audience and when for the last
time the sentence was repeated he
lstod on tip.toe as though lifted spirit;
ually as we'll as physically The hal
cony over head then sang alone. Clear
and sweet came the words as though
from the clouds above.
Rev. Eddy led In prayer and spoke
quietly and earnestly Of the congrega.
toms various needs Following HIS
prayer Jesus, Lover Of My Sou" was
sung, after which the scripture lesson
was read by Rev. Clarence Mitchell, OF
the Christian church. The main theme
of the lesson was that sthe spirit is
willing, hut the flesh is weak
Rev. Goodwin announced that this
evening various plans for ne;ghbors
hood prayer meetings would be given
to the congregation He asked that n
the meantime, prayers be said, espe.
cially at 10 O'Clock this morning. He
asked for hands up IL those present
could promise to do this. Very nearly
every hand was raised. After ans g!
The West Virginian. [volume] (Fairmont, W. Va.) 1914-1974, 1919-01-14

81 IeIi III D.S . isI:IiI i;e
d1l6 S0l 6f: 4 lit + III
referring 70 the statStn6Ilk
man lar down his life for his friend
Rev. Wells "a tled, J0s6s has called
us friends. Reiterating, .'lay down
your life for your friends. Y the speak
er said no higher appeal could be
made to the human heart. We must
be more like Jesus and must rise. 10
that high level. Blood has alyAfs
been the price OF every forward nl0yN
ment the world has taken. Sanctitf
was brought into the world by TIN
|cruciflxion of Jesus Christ and thN
shedding OF His blood" He urged
HIS congregation to pray for sanctlty
and get down on their knees In sup
plication.
challenge you to find q man or
woman who is too good, too pure, too
holy, too righteous. God has set .
premium upon goodness: God has set
a premium upon purity of character.
The word sanctity does not always
shavd that definition where II appears
in the Bible. he declared, saying that
the derivation form the Greek must
be observed, but In passing. he said
he did not care to discuss the matter
at length. Sometimes 1t Is a thousand
times more difficult to live in Christ
than to die martyr. he declared, be-
Continued on page eighty
The West Virginian. [volume] (Fairmont, W. Va.) 1914-1974, 1919-01-14

6SIS SsSl / 5 lisSI Is =
aII lIi. It'll
ii u Il ~ IL ss
i1ttcs setTicet Oll Elilley and
despite the Indictment Yea her last
evening 400 people occupied seats In
the church. Rev. Wells interpreted
the rain as "a shower Of blessing
upon u which tended to prove 10y
atty TO the services and the work OF
the Christian religion. He added. ut
has not depressed our ardor. AS a
tforeword Rev. G. G. Lawson, pastor
OF tho NJ. r. church. stated that the
sale OF hymnalB should be greater.
and casually observed that "a man s
wife was sharing her book with an
other woman's husband" and in a
humorous vein dropped the admoni-
ton, you'd better be careful" He
called attention to tho midday prayer
and urged all heads to bow at 12
o'clock noon each day. Noticing that
the ushers failed to pass their collec-
tom plates among the choir. Rev.
Lawson proceeded to use the next
best thing his hand-to receive
their offerings
Congratulatory remarks were made
by Rev Wells in opening as to the
fine work ofIhe chorus He then took
his theme from St. John xvii. Sane
tify Them Through Thy Truth" He
DECEASED that fear is the lowest mo-
tive that stirs men to action, accord
ing to psychologists. ard then he re-
fcrrcd to tie Biblical passages in
which Christ refers to laying down
.yonr life for 2 friend. Love, he dc
clared. is the highest plan for doing
so. He told how ihellnman ear could
not detect certain h:gh and low
pitcher of the violin. and likened this
10 lower motives that attract some
people more than others. IN discuss
ing motives he stated that 1t was diff
3fcult 70 rany good motive to be very
far removed from religion. BE spe-
cific in your prayers; do not pray for
the whole world all Of the time. Some
prayers are so thin that when the air
isunder them they burst to pieces"
At this juncture Rev. Wells told
the story OF a man who prayed for
everybody in his city. county. state,
the United States and number Of
foreign countries, and concluded by
saying, land now, o Lord, bless every
The West Virginian. [volume] (Fairmont, W. Va.) 1914-1974, 1919-01-14
IIII| l0MMNMNMa|InNHITTHINl0NNlNlN|llNNIIN 0l0
younger are wonderful ar
sts their Hearts World
subject Of much favorable comment.

fsring was taken, the choir sang very
we'll indeed, and after q word was saio
regarding the nightly meeting at sew
en- Of the personal workers" to which
anyone might belong who desired, a
solo was sung by Prof. Heaton who
possesses rich, sympathetic voice.
Silent prayer by everyone followed.
At the close, Rev. Goodwin spoke sim
ply and reyerentIy Hear us, Lord,
for Christ,s Sakc!"
Rev. Ri. Meyers, OF Grace Lutheran
church, delivered last evenings SER
mon. Rev. Meyers is q new man to
most OF the congregation, having been
IN the city but a short time as the new
pastor Of Grace Lutheran church. He
talked on the subject, Watch We and
pray lest we enter into temptation"
He said everyone ought to watch close.
~ to keep away from temptation eth
or in bushes or pleasure. He said
the time came to everyone when the
other mans standard did not equal
yours and constant care must be ext
ercised.
The life Of active. service and we'll.
doing is the life Of he who watches.
The West Virginian. [volume] (Fairmont, W. Va.) 1914-1974, 1919-01-14

IL I|.| |.
I4|.s Iii
" 1A
I'D tAsslls kejllQta:
S ~ y ~ "A u
~ ~. 49, *. ~ ~ s..ss
a ~, n. Z .. ~ As..
u 81. 4 ~ - =. u 9 3. Z
- ~, ~ y ~ ~ - ~ = ,.... ~,
I. ~, = 49,, q. ~. -. II ~, a.A
'.4. an. -. ~ Wy ~ ~. ~ = 49,.
M. ,. san q So say.e s,,...os.
- - !. ~ 1872 q Iis q
~ osssn....l ~ sseIy Slrs.s,ss ~ 1as
40 49, . = ~ go. J. "a s.s-
az e saas.,., ME- - = ,,,s,, > IN,
=. 4 ,ss,.,, ,n,,, y, 49, n-ay.nnt !
80 - .,.s,, MI o,,a "i,o
- ~, !, MI, , q ~ .c,ds, Tcy which
- 49,. q, ~. 80 I, Mo- ~ SaoS.s
unloSAs 3, ~ tne s.Ole n.uS, q, = @ !.
49,. s.S .ousn ~. .ss,t,ss =. ara WinSd
ny Masr,s, III ., !. comes i,ii.
rectly through prayer some OF our
greatest ORGANIZATIONS owe success TO
prayerful individuals. Ifsnot watchiul
and prayerful, one becomes Ike q
house built on sand. Be like the house
built on rock with character tho,-
oughly strong.
Rev Movers closed his sermon, with
stnrv about 4 little girl who was
, shont Il no .nken "a the operating
non, far annendicit,s, When asked II
ihnre wa i a,vth;ng she wanted Is say
h MAJ pn,,,r the child replied that
! thara vas. ana 'begar aNow / lay ne
down q s,aen ~ tnray the Lord my
s "a. u kssn IL / should die before
a.nsc | r.ny the I,crtl ny soul to
ist.,,e !. INA. eT i: nhysic.s,t was not a
cbria.,sn Int fron that time he began
,r n, orer an entirely different
49,. -, INA I'M, road 3,ead;nr n life!
! \, I y ,oir;n,y, tba story the corErega.
1T, IN, snar r.. ! lew i moments ii add.
- ,,,sn+ n-ay ~ The 1,nrd,s Prayer
~ ~ M Th;r.v third Psalna we're recit-
t.,,S III Il, ~. !. n conclusion.
y - a. = NJ
a. Diamond Street GhurcI,
Decrying germs Of moral disease
mat inject Fairinont, Rev J. Enoers
Wells, pastor Of the Diamond Street
N. - church preached powerful
sermon n tne East Side union evan
The West Virginian. [volume] (Fairmont, W. Va.) 1914-1974, 1919-01-14
aspre Il n Nelson.

4 ( (
n ne Widesrange Of the drama, be
Il ieEittnase o. silent, there are few
ecffe ~ whose popularity exceeds
o. Elsie Ferguson, the beautiful
Artefsft star "a motion pictures. In
az the NEiidsn she is seen in
a,l entirely new character creation.
piie that Isl quite different from any
"a which she hitherto has appeared on
the screen. AS Jen Galbraith. the
deNgl ter: Of q tavern keeper on the
dian: rican border, where she
Ives with her ather and Val, her
bf6t her Val kills an Indian who is af-
tiliafed t6 the Mounted Police for
mflssff an insulting allnsion to his sis
ter and seek IS to escape across the Dor
der, Sergeant Tom, d amounted police.
man Is ktYea sealed orders to the
police eonimalder Of Archangel Posi-
and ne eau lbraith' s place to get
lite To eat and Incidentally to sea
aef whom he loves. When Galbraitll
ieefns hat Tom Is In pursuit Of Val, he
notfs lAid AMIN into HIS coffee and
Tom IS 0yafp pwered by the drug, I'm
aNafn That Toms sealed orders are de-
signed 10 enc compass the capture of her
brother. 81 wtbse crime she is ignor-
amt zen carries the orders to the Post
with f6e result that Walls escape Is cut
Of 51ii n Rergtf led when she learns
tho ttsttiiE ind she SEEKS to pie went. Tom
from carrying out his mission. When
She threatens him with q revolver, the
|,eean0h Il, actid ally discharged and
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1919-02-22
Two Americans on Mission
hieU again Captured
BY Boisheuiki, Aided
BY NfoscOw Comrades

WARSAW, Feb. 10 (By The Associ-
ated Press) 1T is reported that Kiev
Is again IN the hands Of the Bolsheviki.
a large number of whom have come
from Moscow to assist those who have
been Ill the city. Petluras forces are
involved in the fighting there, it is
reported, and are at The same time try
ing to hold back the Poles on the north
and resist pressure from the Rumani-
ans III Bessarabia
Advices received here indicate. that
French troops advancing from Odessa
are half way to Kiev
The campaign Of the Poles in Lithu-
ania and also in the provinces east OF
Brest-Litovsk is proceeding actively.
The Bolsheviki have been driven out
Of Maniewicz, in Nolhynia. leaving be-
hind them large quantities Of cannon.
ammunition and armored trains.
An agreement with the Germans has
been made public whereby the Poles
may occupy the provinces mentioned.
and also purchase the material re
naming from General Hotfman's army.
There has also been made public a de
cree for military and civil occupation
Of these provinces, which means that
Poland's frontiers are being extended
to the historic boundaries of the king
dom