The Birmingham age-herald., 1919-05-12
For the Good of
 The Community

FIN all five Of the Liberty Loans put on Dy t13e A federal government since we entered the war in April, 1917, Birmingham has done her full share-and more. Not only has the quota on each occasion been oversubscribed, but the subscrlp- tions have come to large extent from wage earn CTS, or men and women who draw moderate sal aries
 In the fourth loan nearly TO- 900 persons in lief ferson county bought bonds That IS approxl- mately one in every four men, women and chil- dren in the county
 In great per cent of these cases the bonds have been bought on the installment plan; that is, the purchaser paid for them in small monthly pay ments extending over period of 10 months.
 Thus the saving habit has been acquired at least to the extent represented by these purchases It has worked no hardship on the buyers They have met their obligations without inconvenience or hardship, without any considerable sef-denlal. The last of the governments so-called popular bond issues is over. There will be no more of them, according to official announcement
 The wage earner or the salaried man, therefore, must look to other investments in which to put his money if he wishes to continue in the saving habit
 There is no better way of investing small in- comes than in homes There is nothing that will cause a man to work harder or save more con- sistenty than the knowledge that he is putting his money into home for himself and his family There is nothing that will yield a greater return
  ship of home.
 There are several companies or individuals in Birmingham who build homes and sell them on easy payments, payments that just about equal the average monthly rental charged for the char acter of house desired. An expert who has made study of conditions in Birmingham says:
 America today is nation of great prosperity. Money is plentiful and prices are accordingly high, as is always the case during such periods.
 Right here in Birmingham we are enjoying the most prosperous season of our history and it is only fair that every resident should have full measure of this general good fortune.
 Materials are plentiful land is plentiful, labor is'plentiful, and in comparison with the cost of other commodities, the cost of building has really advanced very little. Therefore, why don't you build yourself home and get your rightful share of these extraordinary good times?
 Birmingham has always been recognized as an enterprsing, progressive industrial center, and as such desirable place in which to live Yet great many of Birmingham's citizens are not an established part of the community, that is, they are not home owners.
 For the good of the community in general, you who are living in rented houses should strive to secure a home of your own. A city whose res idents are actually part of it, who have home steaded in that city-own valuable property there is bound to be better city in every way than one made up mostly of transents or renters.
 Not only will you benefit the city of Birming- ham by becoming home owner, but you will ma- terially benefit yourself. In building your home you have chosen the best savings bank in the world in which to place your funds Now, in this period of general prosperity, is the logical time to lay aside money for the future. We are living in an age of comforts and luxuries. When you have S1O bill in your pocket with no definite place in view to put it. there is a strong probability thatit will be spent for something other of doubtful permanent value. If you wish to save money eaaily you must establish strong and con- stant motive for saving
 When you build your home you obligate your self to save so much each month. It might be no more than an average rent and again it might be very much less-but no matter what the amount, it is that much saved You have the knowledge that, come what may, you have certain sum safe y laid aside to meet all emergencies.
 Statistics handed down by the Equitable Life Assurance company show that 80 per cent of the adult population leave no estate whatever at death. Stop minute and think what would hap pen to your family if accident or death should overtake you and your earnings should cease. Would your family be homeless or safe and se- cure in home of their own?
 .1So vo,1 can that if is not Oiv u,astion If