The daily Gate City and constitution-Democrat. (Keokuk, Iowa) 1916-1922, 1919-09-24
Persons In This Organization VIII As
sist Soldiers to Conserve az
Much Of Their War lnsur-
ance az Possible.
ROLL INCLUDES MANY
Thousands Of Bankers, Doctors, Law.
years and Manufacturers Have
Offered Services to War
Risk Insurance.

A certain percentage of the veter-
ans Of the world war are keeping up
their government insurance. In order
| to reach those who temporarily have
allowed their insurance 10 lapse, the
bureau of war risk insurance has
organized a voluntary field force
which will endeavor to conserve as
much as possible of the nearly $40,-
600 100000 OF Insurance. carried by
men in the service.
This nation wide field force con-
sists Of organizations interested IN
the welfare of soldiers, sailors and
marines; among them, the Red Cross,
Y. M. c. A., War Camp Community
Service, X. of c., Y. M. H. A., and
other associations. In addition, the
voluntary services of more than 50.-
900 life insurance agents have been
enlisted. The volunteer roll further
includes thousands Of bankers, doc
tors, lawyers, manufacturers, other
business men and representatives of
all associations which come in con.
tact with discharged service men and
their dependents.
Until recently the bureau OF war
risk insurance was housed in sixteen
buildings in Washington, ranging
from garages to the new national
museum. At present there are about
5000 people who are engaged In adj
ministering this insurance of world
war veterans. If the women work
ers of the bureau stood finger tip to
finger tip, they would extend more
than thirteen miles.
There are more than 100000 in.
I Il ILL n So
large number being necessary In
order to keep the data on every
mans insurance up to date. More
than five miles Of files are required
to hold these records.
Some idea Of the magnitude Of $40.
900, 100000 may be gained by figures
compiled by the actuarial section of
the bureau showing that II this
amount were in dollar bills, end to
end, the line thus formed would ex.
tend to the moon more than fourteen
times.
| To July LIST there had been 17,82S,-
445 checks mailed. II these were in
tend 1891 miles. During the first six
| 4 ,O0O, 900 letters received by the
| is needed to take care Of the great
daily inflow of letters from former
service men seeking information on
all phases of war risk insurance.
Forms Of Insurance.
There are six permanent forms OF
government insurance, as follows:
1-20-year endowment.
2-30-year endowment.
3-20-payment life.
4-30-payment life.
ABANDONMENT at age 81.
6-Ordinary life.
Applications are being received by
the bureau of war risk insurance for
changing the present term insurance.
which was issued at the time of en-
tering the service into the permanent
forms. The government. in an effort
to aid every man In keeping up his
war risk insurance, has made un-
usually liberal provisions covering re-
Iinstatement of insurance, where the
former service man has allowed it
temporarily to lapse. In this way
every bit of insurance which has been
allowed to lapse may be reinstated
under the following provisions:
A-The applicant must be in as
good health as at the date Of dis
charge, or at the date the insurance
lapsed, If lapse occurred after dis
charge, and must so state in the
signed application for reinstatement.
B-The application must be accom-
panied by remittance to pay the
premium for the month of grace dur
ing which protection was provided
after discharge, and for the first
month on the reinstated insurance
Features In Policies.
Ten features which prominently
stand out in the government policy
are as follows:
|. The total permanent disability
clause is granted without cost to the
insured and 1t Is free from all re-
strictions.
. Government insurance does not
charge it's policy holders any over
head expense.
& It contains an extremely liberal
definition of disability.
a. It gives very substantial pay
ments.
<. II contains no age restrictions
q II is unrestricted as to travel,
residence or occupation.
7. Premiums paid in advance are
refunded down to the month, In case
of death.
q. The policy is non-ta1able.
Q Unusually liberal cash, loan,
Maid nm insurance and extended term
insurance values are included.
10. 1t participates in dividends.
II the policy holder is unable to
49,, .ha fpll amount of the war risk
insurance he carried while in the
service. he may reinstate part of it
from 81 900 up to $4,000 in null
tiples of $500. Reductions may be
made in multiples of $500 to any
amount. but not less than $1,000. Pre-
niums are due on the first of the
month, although payments may be
made any time.
Read The Daily Gate City.