Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1919-02-28
ARE YOU. INCREASING YOUR
CAPITAL?


Your income must be derived from
one Of two. sources-it comes from in
vested capital (thesresult Of someone 8
thrifty or from the work Of your head
and hands. %sE> :@#&
The big majority Of people have very
little if any invested capital In other
words, the average American s income
depends on the work Of his or her
muscle, nerve and brain. t5c..* S..
This average citizen is none the less
q capitalist. Each individual s muscle,
nerve and brain are his or her capital.
Its size depends upon its quality and
the fashion in which it is invested, the
work it is doing for it's owner. !:
i: For example. a young man who earns
$1,000 . year is capitalized for $780,
600. He has invested $20,O00=worth Of
brains and manual dexterity so that it
earns him 5 per cent or $1,000 every
year. Likewise man who earns 800.
900 year as president of bank or
railway company, or some other big en-
terprise, is actually. a millionaire even
though he hash "a cent of money i'll
vested or in the bank. s@a:rss r. u.
So you see, each Individual = physical
and mental equipment and his ability
to keep it working for him are that in:
dividual's capital-more real and valu-
able than cash or stocks because it Is
entirely under his control and can be
increased and put to work for him just
in proportion to the individual 8 inclin'
alton, application and determination.
Because every mans physical and
mental equipment is his capital, he
should treat it with respect, he should
conserve it, improve it, train it. IN ey-
cry way possible and seek to increase
its earning power. i. /
Because this capital is of so very
much Importance everyone should make
it his business to save and increase it..
Every bit of income that is spent fool
ishly decreases the individual net
worth or capital just that much. For
instance, if you throw away a quarter
twenty-five cents) you are throwing
away a whole years interest on So. In
other words, you are destroying the
earning power Of SIS worth of your
mental and physical capital for twelve
months. Every time you save and wise
ly invest 25c in Thrift Stamp, for
instance, you are saving So of your
capital and adding new capital to it.
This isn't an imaginary or tine-spun
theory. 1t is fact. Think it over, as
it applies to yourself.
Can you afford to throw away your
Capital9
There is period in every individ-
- J.. T.
ter how carefully handled, begins to de-
teriorate, which means a wasting away
of the individuals capital. Because
of the inevitable operation Of this hui
man law, it becomes every individual 3
duty to himself and to those dependent
upon him to collect cash and invest
ments that will take the place of this
physical and mental capital and will
furnish the income to which every in
diyidual is entitled.
All Of this is another way of saying
that it is everyone's duty to eliminate
waste, to save and invest wisely 50 that
he may always be capitalist andahave
an income.
How to save and how to invest are
the two problems which must be solved
by the individual. Right now they are
problems that must be solved correctly
by individuals all over America if this
country is to continue full steam ahead.
Our Government needs billions to fin
ish it's war job. The future develop
ment Of America 8 enterprises must be
financed by Americans.
All true Americans will now strive to
stop wasting, to save and to first loan
the results Of this saving to the Govern
ment, and later use the accumulated
capital for investment in worthy enter
prises at home and abroad.
It is your present business to take
personal inventory to appreciate your
capital, mental, physical and financial,
to increase that capital by every pos
sible means and to do your part in max
ing this nation nation Of constructive
Help yourself and your country.
Think in interest. Save-Buy w. s. S.
Bulletin.