The evening world., 1919-09-02

run without n dchnlte plan as 10 now
much money 10 spent during the week
and how much taken in, and the larger
the concern the more particular they
are even to accounting for the last
penny And 80 II should be in every
well run household. There is no sight
20 pltifu as the middle aged couple
who have never put aside a cent
But In order for couples TO come to
definite understanding and keep
within q certain limit both must be
willing to keep TO their arrangement
II Is hardly worth while for one. either
the husband or the wife. to save while
the other plunges into every dollar
they can get. i once heard q young
wife say. Il really spend more on
frappes. theatre tickets. taxis and
lunches to my friends than know is
right, considering our income, but what
am / to do7 Jack spends 30 much on
expensive cigars and treats for his
friends that / feel II Is all going any
way and might as well have a little
Of the fun OF spending"
1t is needless to say that this couple
have everything going. from a pink
stucco bungalow TO a yellow touring
car. but nothing they have IL paid for
and they are constantly lodging and
planning and scheming and quar-
relling with each other. II the hUs-
band should die he would leave his
widow with a score Of debts aud
nothing before her but a search for
some sort OF employment. Keeping
up with each others bills 10 not half
as much fun as planning and saving
and making life rosy and independent
for all old age.
A few years ago a young bank clerk
and his wife started out on a very
meagre salary and IN a very meaSre
little home. The young wife did with
out a maid. she never ordered by itele-
phone because she thought she could
do better by selecting her own cuts
and watching the scales. she never ran
up bills but paid cash for every pur-
chase, and she saved and helped her
husband inpevery possible manner. She
and her husband made a practice of
accounting for everything they spent
even 10 the smallest detail, and they
were as particular In accounting for
every penny as the business manager
Of a big concern.
What Is the result7 How did this
mercenary little couple come out. you
aAk5 Did they ever have fun. any Of
the Joy OF having . real blowouI or
REALLY liver Perhaps not for the
first five or six years OF their married
life. They did not entertain much and
they lived a very quiet, secluded life,
but the fun came after they really
got start In life. The young banker
kept advancing every year because he
was steady and earnest and never "All
tired out" after n big blowout the
night before. With each advance he
kept right on saving instead Of cele-
Grating by a big dinner or a nivver or
change OF residence. To-day he is
the bank president and he has ceaseo
to be quite so economical Both he
and his wife have decided that they
can afford to spend their interest now
as long as they do not touch their
principal. But there never would have
been any interest to spend II they
hadn't come 70 a definite understand
ing regarding money matters and Just
how much each should Spendi
A great many young couples have
he FEELING that the only time to live
md spend money and get all the good
put OF life is when they are young
rhey frequently argue tina. you never
want anything as much as when ybu
re young. but on second thought
Ierh0ps you never want worldly
hings and creature comforts and
uxuries as much as when you ar,
Id Age is the time for diamonds
md limousines and country homes an,
nne feathers. But youth Is the tim
70 work for them.