The citizen-Republican. (Scotland, Bon Homme County, S.D.) 1???-19??, 1919-03-27
HAIL INSURANCE
LAW IS EXPLAINED
Crops Covered Automatically
By Statute-Arbitrators
Provided If Owners
Dissatisfied.

Pierre, S. March $50 many
Inquiries rave been received here as
to the provisions of the hail insurance
measure recently adopted by the re-
cent session of the state legislature that
the following summary OF its most i'm
portant provisions has been prepared:
K. B. Stoddard, Parker, S. D., March
IL. l919.-The commissioners of nsur-
ance is commissioner of hail insurance,
and the management of hail insurance
is unde his supervision. With the
approval Of the governor he has au-
thority to appoint one deputy who shall
give his whole time to the department
at a salary not exceeding $4,000 per
eInurn clerks and assistants as he
may deem necessary at a salary OF 500
per month each; adjusters at a COM
pensation OF 81 per day and expenses.
The assessors must list every acre OF
land which Is or may be planted or
sown to wheat, oats, barley. rye, flax,
spells, corn, cane, alfalfa, prose-, millet
and sorgum, together with the name
OF the person to whom the land is taxed
AND the name Of the occupant, cropper.
tenant or tenants, excepting, tracts OF
NAath ~ "iAAii ~ iiSASc VA
incorporated cities n towns.
Insured Automatically.
Every acre of said crops are insured
ut $1,000 per acre unless the owner Of
the crop shall elect to reduce the insur7
ance to $500 per acre by filing with
the county auditor before noon. June I,
1913, and annually thereafter before
June j. a statement in duplicate making
such request, and signed by himself or
herself and two witnesses. The state
Is divided into four districts, Turner
county being in the First district, and
the premium rate being IS cents per
acre. The owner Of the land has first
lien on tenants crops until the hail
premium shall have been paid. Tha
state has a lien on the and for pre-
MUM OF both or either owner or ten
ant. These liens may be enforced the
same as mortgages. Crops are insured
from IL O'Clock noon, June /, to IL
o'clock noon. September 10, automati-
caliy ceasing when the crops are cut.
harvested or destroyed by means other
than han. The premiums will be COL
Iected the shlne as other taxes by the
county treasurer but can not be paid
In installments. Losses should be re-
ported to the commissioner of hail in
surance by telegram or registered letter
In less than four days after loss occurs.
May Have Arbitrators.
IN case the crop owner is dissatisfied
with the adjustment, he or she may
choose one disinterested arbitrator. the
Official ndjuster another. and the two
chosen shall appoint a third, and th4
decision OF the three shall be final, pro4
vided, however, II the assured Toes NOT
raNavor q O~eofa- 49,. - 80
the official adjuster, he or ehe must
pay the expenses of the three arbitrat-
ors and their witnesses, and IL he re-
covers a larger sum than allowed by
the official adjuster. the state pays tho
cost OF the adjustment. II a loss liz not
more than 10 per cent, the costs Of the
adjustment be paid by the in
sured.
Arbitrators and witness fees are 50
per day.
Payments of losses are due January
!, 1918, n thereafter 80 days after
final adjustment.
With consent Of the governor the
commissioner Of insurance may bor-
row money at not more than 6 per cent
to pay losses.
The state tax commission, upon re-
quest OF he commissioner Of hail In
surance n the governor shall make
special assessments and levy to pay
borrowed money Is necessary.
II the total amount of losses in apv
one year should exceed TIE total
amounts Of the premiums assessed for
that year plus the reserve II any, the
losses for that year Will be paid pro
rata, and q special assessment made
to pay the residue.
Reserve Fund.
A reserve fund shall be created of
not less than $4,000 per annum each
yea until said fund shall aggregate
the sum OF 50, 300, 900 for the payment
OF losses.
An appropriation OF $4,000 from the
general fund OF the state was made
by the legislature to pay salaries, trav-
cling expenses. adjustment expenses,
including notarial fees, office furniture
and supplies.
both. nay exempt their lands and crops
or any portion thereof. by filing a re-
quest in duplicate with the county
auditor before IL o'clock noon. June 1,
each and every year, said request be-
ing signed by himself or herself and
two witnesses.
When the reserve fund shall aEgre-
gate more than : 1880. 200. with the APP
prevail OF the governor, the hall insur-,
ance commissioner may establish al
new schedule Of premiums.
Deportation Of NIL aliens who claimed
exemption on nationality grounds under
the selective service act Was unanimously
recommended by the county trades and
labor council Of Sheridan, Wyo.
Use Of foreign languages In conduct
Ing public meetings. except those OF q re-
ligtous nature, will be prohibited In Me-
braska II = bill pending In the house 10
passed. II has already panaed the senate.