The daily star-mirror. (Moscow, Idaho) 1911-1939, 1919-08-06

surance unless his monthly premiums
are paid up to date on his old insur-
ance.
Advice to Soldiers.
The advice which is being sent out
from the bureau of war risk insurance
to the soldiers who have left the serv-
ice may be summarized thus:
Hold on to your war risk insurance.
Keep up your premium payments.
If YOU have permitted your insurance
to lapse-even if you have formally
Cancelled it--hasten to reinstate it I'M
der the new and liberal provisions for
reinstatement.
Write for advice or information to
the Insurance Division, Bureau Of
War Risk Insurance, Washington, D..
c." Give your full name and your
address, your rank at the time of ap-
plying for insurance; If in the army,
your army serial number, the number
of your insurance certificate, if known.
In sending check or money order for
your premium, make it payable to the
"Treasurer of the United States" and
mail 1t to premium Receipt Station.
Bureau of War Risk Insurance, Wash
ington, d. c."
Uncle Sam provided every soldier,
sailor and marine with a right to q
policy for $4,000. If you can't keep
all Of it, keep at least part of it. You
can reduce it If you have to.
You can convert to a government en-
dowment policy which will assure
financial comfort in later years.
All policies issued by the govern
ment contain total disability clause,
making them payable at any time you
may become totally and permanently
disabled, regardless Of your age.
A service man, after his return to
civil life, may engage in any occupa-
ton, no mntter how hazardous, without
affecting his insurance.
No physical or medical examination
is necessary for the conversion of poll
cies.
Your government insurance is pro
tected from the claims of creditors.
Neither you nor your beneficiary
ever will have to pay cent taxes to
the government on the proceeds of your
government insurance.
You may pay your premiums by the
month, without having to pay anything
extra on account Of additional expense
to the government Of collecting month
~ premiums. Or, if you prefer, you
may pay quarterly, semi-annually or
The government pays all
the expenses of running the business
You may have the whole month in
which to pay the premium for that
month. If you fail TO pay and your
policy lapses, you may get It back
through provisions for reinstatement.
Cash and Loan Values.
After one year the new government
policies will have guaranteed cash and
loan values, also paid-up insurance and
extended term insurance values. The
'cash value" of new government pol
lev is the amount the government gives
you IL you choose to give up your In !
surance The .loan value" means that
YOU can DOTrOW uobey III yVoi poiiSJ
10 to "a per cent Of the cash value.
Paid-up insurance and extended
term insurance values" mean that In
the new policies, if you stop paying
premiums after one year, the govern
nent allows one of the following OPP
ions: (1) To remain insured for a
certain time without cost to you 90 /
70 receive policy for a smaller I
amount, which will be paid, no matter
when you die, and on which you Will
lot have to pay any more premiums.
One of the most valuable features OF
government insurance policy is that
t provides for the disability of the
holder, as well as for his death. When
'or any reason you become totally and
disabled. you not only do
20 nrQmiI1mS