Perth Amboy evening news., 1919-04-16
PERTH AMBDY IS CROWDED.;
NEED MANY MORE HOMES;
BUILDING ONLY SOLUTION
cjy Must Meet Situation Where Many Cannot Oplaln non'eS
---Money Can Easily Be Borrowed TOT 6u'u'"s r'0"
MANY Agencies Aiding Movement.

IN loan IL freely to shareholders. They
have not curtailed in any way their
lending to home owners or snare
holders. They are enxious and Will
ing to loan the money.
The association also has under con-
sideration the Own a Home move
ment. and IL they decided to partici-
pate in the campaign they VIII De
even more liberal in their offers. Tht
concern is well able to care Tor am
and all corners, has substantial capfcu
TO loan to those seeking the way OUT
and will probably go the limit If they
decide to take the campaign up WIZ
all seriousness.
Mr.. Conard denied that the associa-
ton had been backward at all or un-
generous in loaning money. lie said
that accusations on that point were
malicious and ~unfounded. The oniS
| foundation that might lead to such "a
| declaration he said, was in such an
| instance as where persons bought
| realty at bloated values and attempts
! ed to secure mortgages on the prop
erty. basing the valuation on the
, bloated figure. This could not pe
| done, he said, but where the appraiser
made by the association showed tne
true value of the property the associ-
alton was willing to loan money on
mortgage up to a fair proportion, the
/ same proportion that they have mann
! tanned for the past several years.
1t is the opportunity to build, ana
to build well, without great expense
| that should carry a strong appeal TO
| the home lovers and home OF,
/ this city. BY SO doing, home owner
ship may be extended and wldeneo'
so that those to whom home owner
| ship has heretofore seemed only q
! happiness beyond their fondest hope
becomes a reality. "America neeoS
homes" is the slogan of the build a
| home movement. MAKE America a
| Nation of Home Owners is also q
| cry that is going forth from the va
rious agencies interested in n cam
paign.
! The movement has taken root in
! cities over the entire country. Some
/ of them have already held their build
ing campaigns, of education and en-
| lightment and the result has been en-
| couraging enough to warrant the sug-
| gestion that governmental
be placed in the field which viii ease
the burden, educate the individual
| both by letting the people know how
easy it is and how easily 1t can De
financed.
BY this means it is hoped to DEM
| onstrate that home ownership need
not be an intagible something, a COOS
! amar dream to reach for n never
| reach, but that it can easily be uones
| by almost anyone and that by SO DO
| ing, one is taking a hand In a pa
| triotic, a civic andfa personal duty. 4
The more independent home OWN
! ers. the more men are independents
| of the landlord, the more prosperous
| becomes the community and the in-
| dividual, and so, more interested IN
( the affairs of each branch of the gov
| eminent from the national down 10
| the municipal.
In nothing doe a man take n
| pride he does in his own home; II
| brings out the best that is in him,
| and makes him a far better citizen.
makes his property far more valuable
to him and the municipality in which
heritage which he may leave in later
wears to those who survive him. II
means absolute Independence OF
thought and action about his home.