East Oregonian : E.O. (Pendleton, OR) 1888-current, 1919-06-09
NEW INSURANCE
RULINGS CONE
Red Cross Home Service
Office Receives Notice of
More Liberal Policies.

An former conflicting decisions and
regulations regarding lapse and rein-
statement of term insurance have
been repealed by the department. OF
| the treasury has given out some new
rulings which have just been received
at the Red Cross Home Service office,
at Pendleton.
The new rulings seem to be more
LIBERAL than those in force heretofore,
and u distinction has been made be-
tween policies lapsed or cancelled
While the insured is still in the service
ard policies lapsed or cancelled after
discharge
Following are the rulings just
made:
When any person insured under the
provisions of the War Risk Insurance
Act leaves the active military or ma
val service the monthly premium
which, had he remained in the service,
would have been payable on the last
day of the month in which he was
discharged. will be payable on the
first day of the month following the
date of his discharge. and thereafter
the premiums shall he PAYABLE on the
first day of each month. The prem
ium payable ON the first day OF the
month may. however, be paid at any
time during the month. which shall
constitute grace period. If the
premium is not paid before the expira-
ton of such grace period. the insur-
ance shall lapse and terminate.
If, while the insured is IN active
military or naval service, the insur-
ance has lapsed for on-payment of
the premium or has been Cancelled,
such insurance may be reinstated
while the insured is in active military
or naval service within thirty-one
days, after such cancellation or lapse
by filing with the Bureau of War
Risk Insurance through military chan
nels signed application together
with sufficient money to pay for all
back premiums. Insurance may be
reinstated after the expiration of 81
DAYS if the applicant is in as good
health as at the date of lapse or cam
collation. and includes with his applt-
cation and back payments state
ment to this effect.
Insurance lapsed or cancelled prior
to discharge may be reinsiuted with
in the nine calendar months after the
month of. discharge, provided the in
sured is in as good health as at the
date OF lapse or cancellation and so
states in his application. Money suf-
f.cient to cover all back premiums
must be sent with the application for
Insurance Iapsed after discharge or
within one month after dis
charge, may be reinstated: (Al Be-
fore the expiration of three calendar
months following the month of dis
charge il the insured is still living, ,
by paving all sums which have become
payable or would have become pay
lhlA aIalitnaS- if The inSur ncs had I
not lapsed or been Cancelled. No ap- 4
plication for reinstatement will be re- ]
luired under these circumstances.
CD Within nine calendar months
following the month of discharge,
provided the insured is in as good
health as at the date of hts discharge +
md so states in his application,
(C) At any time before September
30, 1919, in case the insured was dis
charged prior to January !, 1919,
provided the insured is in as good
health at the date of his discharge
md so states in his application.
If a policy has been allowed to
apse after having paid the first
'remium after discharge, or in u poll
cy has been cancelled after the first
month following discharge, such poll
les may be reinstated:
tA) Before the expiration of two
aiendar months after the grace pc
iod provided the insured is in as good
lealth az at the expiration of the grace
eriod and SO states in. his appllca-
ion
(B) Before the expiration Of eight }
alendar months after the grace Pc
iod. provided the insured includes :
18th his application a formal report ,
| examination made by a reputable {
hysician to the effect that the in c
ired is in as good health as at the ex- t
iration Of the grace period I
You can always flatter a woman by
kim her pni11inn n .