The Kendrick gazette. [volume] (Kendrick, Idaho) 1892-1968, 1919-07-04
Soldiers War Risk Insurance

WASHINTON.-Co gres sman
French has received various inquiries
in the matter of the ACCESSIBILITY of
continuing the War Risk Insurance
upon the part of persons who took
out the insurance policy on entering
the war service, and has constant
ly advised that it is by all means
desirable. from the standpoint of
the insured, that he continue his
policy.
Mr.. French has been advised by
the War Risk Bureau that for a
limited time anyone who may have
heretofore permitted the insurance
to lapse may be re-instated.
He is also advised that the insured
may convert his policy into other
forms of government insurance
within a peroid of five years, but
that in order to do so, it is neces-
sary that the wartime insurance be
in force at the time application
shall be made for the new form of
insurance; in other words, that the
premiums must be kept up.
The six forms of permanent in
surance offered by the government
are: Ordinary life, 20-payment life,
3O-payment life, 2O-year endowment,
30-year endowment, and endowment
maturing at the age of 62.
Mr.. French advises that in cases
where the insured has permitted
his policy to lapse the following
substantial summary indicates how
reinstatement may be made, and
when physical examinations are re-
quired:
l. Where the insured has paid no
premium since discharge:
(a) If not discharged more than
three months, the policy may be re-
instated by simply sending in past
due premiums, provided the insured
is still living. No application for
reinstatement or proof of good
health is required.
(b) If discharged more than three
months and less than nine months.
insured must be in as good health
as at date of discharge, and so state.
in his application for reinstate-
ment when sending premiums past
due. No medical examination is
required.
(c) If insured was discharged
before January l, 1919, the insurance
may be reinstated at any time be-
fore September 80, 1919, on the
same conditions as in paragraph b
above; namely insured must be in
as good health as at date of dis
charge and so state in his applica-
tion or reinstatement when sending
in past due premiums. No medical
examination is required.
2. Where the insured has paid
the first premium due after he was
discharged but has failed to pay
some of the later ones:
(a> If less than three months be-
hind in premium payments and in
sured is in as good health as when
policy lapsed. and so states in his
application, he may reinstate with
out medical examination bv send
ing in premiums past due.
(b) If more than three months
behind and less than nine months,
insured may reinstate. if in as good
health as at the date when insurance
lapsed and so states in his applica-
tion and submits herewith salts
factory report to that effect to the
Director of War Risk Insurance
from a reputable physician, to-
gether with premiums past due.
8. Where the insurance has been
. formally cancelled it may be rein
stated on conditions similar to the
above.
No physical or medical examina-
. ton is necessary for the conversion
: of policies.
Government insurance is non-as-
| signable which means that neither
. the insured nor his beneficiary can
lose the fruits of his labor and sacri-
flee by pawnlng his insurance.
Mr.. and Mrs. Julius Petrlck re-