davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1919-12-14

an accurate medical picture of the
woman applicant, since the largest
life insurance company in the coun-
try has only three women exami-
ners; third, there is a psychic con
stitution of women which manifests
itself in an intuitive premontion of
impending disease. This, life IN
surance men say, accounts for the
many cases Of apparently good
women risks who within short
periods after examination develop
serious and even fatal maladies.
With the exception of few new
companies, the war proper hardly
touched the life Insurance business.
This was due to a number of causes.
First, the American forces suffered
comparatively light losses. Second.
most of the men killed were young
men without old-fasFioned insur-
ance.
In addition. most American coa.-
panies had withdrawn twenty scars
ago from the foreign field, paltic-
ularly Germany. What foreign
losses and liquidation remained were
paid in the deprecated coin Of the
realm, which meant q great saving
through rates Of exchange favorable
to the United States.
Yet the war caught most of the
life insurance companies singularly
unprepared. During the Spanish
American War emergency war
clauses to protect companies from
heavy war casualties were added at
rate Of $50 per 81 900, but these
were mostly dropped in two or three
years. When the world war broke
the average American insurance
company found itself with an in
surance policy which had to be paid,
no matter how the insured died.
All new business, however, was
protected by special war clauses.
Some companies increased the pre-
MUM 500 per 81 900 in case the in
New-York tribune., 1919-12-14

NUT near Lexington, Ky. in a
cabin on the banks Of Greasy
~ Creek. John Shell, aged 132,
said to be the Oldest person in the
world, is entertaining Nev
York specialist who is prepar-
ing book on longevity. For the
benefit Of science John Shell Will
yield up the story Of his mode of
living, his diet and lifelong habits,
and tel the specialist how il hap
pens that his span Of life coull EN-
brace an acquaintance with cvery
Preside7t Of the United States.
If John Shell says he always
smoked and caewed, spent an hour a
day at the woodpile and read only a
certain kind Of literature, that viii
mean one thing If John Shell says
he never heard Of hobnailed liver
or never drank to excess, ate beef
steak and ran for a train all at the
sane time, that viii mean something
else. If John Shell can produce a
family Bible showing the date of his
arth, that will be still another thing.
But tell Johns story to the av-
erage actuary Of any big life insur-
ahce company and he viii smile at
you. There is no picture Of Ponce
ae Leon in the actuary's office. But
there is usually a full set of the
iateSt census reports and q general
Ctr of you'll have to show me-"
!. The question of longevity is one
that actuaries and medical exam
'mers for life insurance companies
have long studied. At the present
time it is estimated that there are
around 5000 centenarians in this
country. There were 3,555 in 1910
VI persons ever siXty-five there are
about 40 0,00o, or 4.3 per cent Of
the tosal population. Oddly enough
this percentage has been slowly in
creasing. 1t was SO per cent il
1880 and - per cent in 1900.
Vi this total over the age Of sixty
I'VE, - per cent are white and sc
'eE cent foreign born. OF the cen
'vnariaas, however, more than IS pc,
cent were colored persons, and all in
eeStisations show that the stated
Aumbel of centenarians is grossly ex-
"sgerated-which does not arg1e
well for ones living to be 1872 years
uld
1t is usually explained that the
0loest persons are almost invariably
paaegroes, on the theory that with ad-
lsnced age the negro does not actu-
" know how old he is. Then he
sses pride in his extreme age and
aggerates. Thus, old Sambo, who
rs he is 1875 years old and saw
orge Washington when he was six
New-York tribune., 1919-12-14
HILE separate labor unions
had their beginning in
America early in the last

nation of societies of workingmen
on this side of the Atlantic probably
dates from eighty-six years ago,
whan the general trades unions Of
the City of New York had an organi-
zation meeting.
Organization among American la
borers began in 1908, when the ship
carpenters and caulkers Of New
York and Boston organized. The
tailors of New York formed union
the same year, and 1903 also wit
messed the first industrial strike in
America, when the New York sail
ors refused to work Before that,
however, there had been labor dis
New-York tribune., 1919-12-14
, The american Watch on the Rhine
Rainbow Duision senres front at Nederbresg
Germany

Asst oek the New York Public Library placed its couec
on of enlarged photographs specimens
secured By the Signal Corps of American Expedtiouoru
Forces Fiue Of these photographs
The exhibition every cekdays from, a. m
to and Sundays preliminary
tho exhibition for the
tOo major coone majors
captains lieutenant doughdoys moment
Of these uoud discover
voge Were he had been
he kne Many of the from the 27th New
Yorks divisions.
The Np York Public Lbrarg addition to its photoonnhc
collection, collection
and 1000 poserrhich 1t is
country and 1t particularly interested
soldiers ond sailors Themselves
possible to future historians the
pee files Of serrice dponal rgentnl orgarSa-
ton HISTORIES that put them at the disposal
orhers library as qfs then
will be doubly
New-York tribune., 1919-12-14
Befsceen 20 and 80

According to this doctor, fat is
all right between the ages Of twenty
and thirty. Below twenty it is 4
frequent indication of tuberculosis.
Over thirty the thin man has a
better chance to live than the fat
man.
The test of whether you are fat
or not is simple. You may have big
legs, big bones and big shoulders
and still not be fat But if your
waist measure exceeds your chest
measure start dieting
Smoking has not been considered
New-York tribune., 1919-12-14
Yo,U to Lire?

Life insurance actuaries have
plenty Of statistics on old age, but
they have no dictum regarding now
to live to be 1872 years old. They tell
you, Tor example, that after seventy
women live longer than men. The
first year of ones life IS the most
dangerous. If you survive you will
reach tee same death rate at the age
OF sixty-Avc. You Will have the least
chance Of dying between the ages Of
ten and twelve. Women, as rule,
Eve longer than men. But life seems
to lose color after sixty-tive TIE
fact that % per cent Of all persons
over siXty-five in this country must
depend upon charity for a living is
emphasized by the fact that thirty
six persons out of every thousand
more than sixty-fve years old take
their own lives.
If woman survives the period Of
forty 10 forty-six and man the
period from fifty to sixty, both are
likely to live to q ripe old age. At
siXty-fve you have a chance to live
an average Of 11.6 more years. At
seventy the expectation is 81 years
at eighty 5.25 years; at ninety, 8
years. But women have better
chances than men.
There is no one recipe for lon
geVlty, but there are certain well
established suggestions, most actu-
aries agree.
If you would live to be John
Shell try these rules:
? Don't aoorry.
:. BE temperate
g. Get plenty Of fresh air.
/. BE eramined thoroughly once
d year.
s. Don't get jct.
The carelessnes- of the ave~a cc
man regarding his health is the
despair Of medical examiners for
life Insurance companies. "Thc
average man." one of these r1ea
said. will send his motor car to
the garage every six months fol
overhauling, but he will refuse to
let doctor examine him as fire.
Quently. He is afraid Of what will
be found. One day he falls over in
faint, and then finds a disease
advanced too far for cure. He could
have detected the first advances OF
that disease by careful examina-
ton once a year. He would have
been told to quit eating, so much
New-York tribune., 1919-12-14

Nut near Lexington, Ky, in
cabin on the banks of Greasy
= Greek. John Shell. agel f22.
New-York tribune., 1919-12-14
Initiation

Probably the most serious effect
of the war on the American insur-
ance business was that of imitation.
Joseph H. Woodward, president of
the Casualty Actuarial and Statisti-
cal Society of AmeSica, in a paper
New-York tribune., 1919-12-14
Thin Mans Chances Of Reaching
a Ripe Age Exceed Those
Of The Co1'puzeaaE

years old, always agrees when you
say, Then you're really $50 years
cid if you saw Massa Washington,
Sambo." "Yassa, dat right"
New-York tribune., 1919-12-14

q bar to long life for fifteen years,
life insurance men say Married
life, they add, makes slightly for
longevity if it does not bring too
many troubles. There are no sta
tistics to show that ccNtinence pro-
longs life appreciably. However,
il is a disputed point whether mar
ried men live longer than single
men. Many men, it is pointed ont,
are barred from marriage by being
lunatics, physically unfit and so on.
Spinssers
The subject Of insuring women is
one that makes all aotuaries smile,
especially if they are anti-suffra-
gists. Women have only recently
been insured to any extent, they
Say, because most women have Cit
lie insurable interest" That is a
polite way Of saying that little eco
'onlie loss is caused by the death Of
tnc average women.
Unless a woman is 4 brcadwin-
ner, supporting children or & Grip
pied husband, she has little insur-
able interest beyond $500 required
for her burial, life insurance agents
say. Very frequently, too, insurance
companies demand that the husband
take out an equal amount of insur-
ance, each being the others bene-
ficiary. One company will not in
sure women at all.
Spinsters are better risks than
married women, and women with
children as benefcaries are more
favorably received than those whose
husbands are their beneficiarles. n
deed, recent study of mortality
among insured women showed the
highest mortality among married
women whose husbands were their
beneficiaries.
Women are not insured mainly
for three reasons. The first is eco
nomic; second, it is .ficult to get
New-York tribune., 1919-12-14

sured served abroad, but not if he
served in this country Others made
a fiat increase Of $3.50 per 81 900
for all men in service.
Tie losses from all policies were
so slight, however, that most com
panies settled up all war death
claims on pre-war contract terms
and refunded all extra wartime
premiums. All companies aye now
retaining war clauses IN their CON
tracts, thus insuring themselves
against future wars regardless Of
what the Senate docs to the treaty.
Influenza
The influenza epidemic. as a mat
ter of fact, hit insurance companies
FAR harder than the war. Some
Sl50,000,000 in death claims has al
ready been paid, and many compa-
nies have been forced to readjust
their dividend scales, some reducing
dividends so per cent.
Yet this terrific loss has been al
most entirely wiped out by an I'M
precedented low mortality rate in
the last six months. Nineteen hun
dred and seventeen was an average
year, mortality running around the
average Of 70 on the "American ex-
perience mortality table" In 1918,
however, owing to the influenza,
mortality increased to 100 per cent
Of the table. This continued for the
early months Of 1919.
Since then, however, the mortal
lty rate has dropped to so, rate
which if continued few months
longer will completely wipe out all
war and influenza losses.
Insurance men are somewhat puz-
z!ed TO account FOR this condition.
However, typhoid, scarlet fever and
similar diseases are now at an al
most unprecedented low level The
weather has been good, ard the
working classes are better paid
1t is also believed that the inAu-
enza epidemic took ahead Of their
time thousands of persons who were
weak because of chronic diseases
Those first to succumb to the inAu-
eaza, according to life insurance
statistics, were person suffering
from tuberculosis, heart trouble and
kidney trouble.
New-York tribune., 1919-12-14

sugar, to leave alcohol alone, or to
do this and that before it was too
late
Evening public ledger. [volume] (Philadelphia [Pa.]) 1914-1942, 1919-03-19
BOLSHEVISM IN U. S.
ROUSES TEXTILE MEN
Kensington Executives De-
mand Federal Action to
Check Propaganda Here

A demand that Congress take action
TO check Bolshevism was voiced in a
resolution adopted last night in the Man
ufacturers' Club by Kensington mill
owners and managers, interested in the
men and arrangements textile council
The resolution was passed after
posters. believed to have been put up by
Bolshevist agitators in .Kensington, were
read to the manufacturers.
c. Stanley Hurlbut. author of the
men and managements' counc. idea and
Its president. said that the manufac-
turers laugh at the statements of the
agitators, because they know they are
untrue. but that the workers are mi@i"d
by them, and should be informed of the
truth
''That is the kind of education we must
carry on" he said. 'to combat this
spread OF Bolshevism by telling the true
conditions and proving our statements"
Mr.. Hurlbut. referring to the visit
TO the Kensington textile district of John
Golden. president of the United Textile
Workers of America. to speak against
that Mr.. Golden had left a strike in
Massachusetts to come here and oppose
the project without having read it.
The meeting of the manufacturers did
not bring out the sentiment of the tex
tile workers, particularly those IN the
full fashioned hosiery trade, concerning
the men and managements council.
Frank Mckosky, vice president Of
the United Textile Workers of America.
stated in an interview. however, that
the employees are against the idea. He
said the proposal had been submitted TO
the hosiery workers, and that the Or
ganized employees of the hosiery mills
were opposed TO it unanimously.
Mr. McKosky said that no scheme
would be approved by the workers that
disregarded their demands for a forty
eight-hour work week
At a special meeting of the National
Association of Worsted and Woolen
Spinners, conducted last night in the
Manufacturers Club, the advisability of
a forty-eight-hour week throughout the
spinning industry was discussed. but nc
announcement was made as to the de-
cision.
Evening public ledger. [volume] (Philadelphia [Pa.]) 1914-1942, 1919-03-19
DEAD .yOLDLERS' KlVA APSA CKS
w YIELD OFFICER 'SONL Y FOOD
Lieutenant Charles S. Tiers, Just
Returned From France, Tells
Experience
Lived for Seucn Days on Edible
Taken From Fallen DDughboys
Packs

I WING for seven days on food he was
II forced to take from the knapsacko
of doughboys who had been killed dur"s
the drive in the Argonne was the en-
perienCe of Lieutenant Charles >. iie's'
just returned from France.
The rolling kitchens had been shot up
by the enemy's shellfre, so this was 'ne
only food obtainable.
Lieutenant Tiers's adventures conn
menced in crossing over. He was WITH
the Seventy-ninth Division, on the tr"hs-
port America. 1t was a dark nlsht III
mid-Atantic. The America was III inc
company Of four other ships taking men
over three in lire with her ana La
France at her stern.
We were in submarine zone anu
none of the ships carried lights sa'u
the officer. THE great vessel. carrying
5000 doeghboys. struck a ship ana went
through it like piece of cheese
Cries for help came from the water !;
but we could see nothing. After while
blackness. They were survivors of "a
crew of fifty from a German submarine
tender whom we had run down. Thelr
ship sank so swiftly that oriy one boat
had been able to push off, and they were
lucky that they found us in the deep
darkness that prevailed
THE peculiar thing Is that this tender
probably belonged--the men were afraid
to admit ito an enemy submarine
which had been lying in wait for us.
We heard it's buzz as 1t rose to the sur
face between two of our vessels to charSe
its batteries. The noise of It's buzHlns
made inaudible the silent liGhtless pas
sage of our five transports, and so, whlle
they failed to get us, we got them.
"In the Argonne Forest drive acteo
as laison officer. From hEh h'il
saw the attack of the Americans upo''
| Montfaucon, which we took from tile
Germans, who had held 1t since the
/ beginning of the war. Then we Went
| on to NantilloiG. The Germans had
| dugout there which we took. IT was
| in hillside and its windows faced Ger
| man guns. Some one left light ther.
| at night, the enemy's guns registered us
| and there commenced "A shelling or oui
shelter which lasted thirty-stx hours
and killed many of our men. it was 9
hot place. a had little hole.
However. | escaped that as well a.
all the sniping. shelling and machine
gun attacks unhurt. And when Kaiser
Evening public ledger. [volume] (Philadelphia [Pa.]) 1914-1942, 1919-03-19
TAX COLLECTED
HERE $35,OOO,OOO
Many Income Return De-
linquents Are Still to
Be Heard From
FURTHER INSTALLMENTS
Most of Those Getting Under
$4,000 IA Year Paid Levy
in Full, Lederer Says

Approximately s35, 100000 has been
trict, with many delinquents and further
inSallments on payments begun yet to
be gathered
OF this amount more than s30000,000
Is credited to last Saturday, the last day
for payment without n penalty, being
received in person, by mail and tele-
gram, Collector of Internal Revenue Le-
derer has announced
One remarkable feature of the returns,
the collector said was the fact that the
men getting under $4,000 year made
out their returns and paid their taxes
In full, for the most part. several days
before the closing date. while those pay
ing on an income in excess Of $1,000
men who have made their marks In the
business world--in many cases delayed
until the last possible day before filing
their blanks.
Eighty per cent of the taxes on the
smaller incomes have been paid in full,
while only 35 per cent of the taxes on
incomes of more than $4,000 have been
paid in full.
The whole amount of income tax In
this district last year was Sl63.OOo.OOO
The returns this year may be lower.
The final statement cannot be made un-
til the last instalments are paid.
One penalty delinuuents will have to
pay when they make their returns Is
the sa,'rifice of the privilege of paying
their tax on the installrnent plan. The
collector says he has no option other
| than to make them comply with this
rule The matter of penalties will be
governed at Washington.
The specific penalty of $1,000 for fail
ing to make return by March Is will
not be imposed upon those who volun-
tarily file their returns on or before May
/ but some fine will be affixed.
Evening public ledger. [volume] (Philadelphia [Pa.]) 1914-1942, 1919-03-19
LOSE FAITH IN COMMUNION
Germans Turning Away From
SNsicm Of Councils

Basel. March l9.--(By \. p)-The
elections to tho soldiers councils in the
Magdcburg. Thuringian aud Ruhr dis
triCts have resulted faNOrahly 10 the
present government, according to the
Frankford Gazette.
The soldiers and wOrkmcnS councils
for the Minden and Biclfed districts. the
newspaper also reports. have declared
against the system of councils as a fac
tor in the permanent political system
ana have ISSUED a warning against COM
munism. for which it declares the work.
CrS are not ripe.
Evening public ledger. [volume] (Philadelphia [Pa.]) 1914-1942, 1919-03-19

Form 1913. This sets forth that the
signer intends to live IN America
Commissioner Smith expressed his In
dignation at the attitude Of these tax
dodgers.
"Alicn seamcn have had an increase
Of zoo per cent in wages as a result of
the war" he declared, yet great
number of them resortcd to this petty
method OF cheating the United States
out of it's just tax"
1t is highly probable that an inves-
tgation of many cases will be made inn
mediately by federal authorities.
Evening public ledger. [volume] (Philadelphia [Pa.]) 1914-1942, 1919-03-19
HOSPITALITY RUDELY ABUSED
Man Accuses Old Friend of Re-
having Kindness With Blows

John Vaser thirty-two years old. 500
'Fairmount avenue, Is in the Roosevelt
Hospital suffering severe decorations Of
the head and internal injuries because
he gave a nights lodging to an old
friend who happened to be stranded in
tie city.
John Roman, thirty-eight years old
of nowhere in particular, visited the
Vaser home last night and asked to be
"put up for the night. At o'clock
this morning Vaser awoke to find him
self struggling with Roman. who beat
him over the head with a rock wrapped
in a towel. Roman dropped his weapon
and ran with Vaser at his Eeels. The
race led past the police station at
Third street and Fairmount avenue and
the police joined the pursuit. Roman
escaped Vaser can offer no reason for
the attack
Evening public ledger. [volume] (Philadelphia [Pa.]) 1914-1942, 1919-03-19
CHARLES s. TIERS

Bill called ii off | was in the Vicinity
OF Amiens, in the British section
Lieutenant Tiers Ii. y at SO West wal
nut lane He had seen considerable
service with the First Pennsylvania
Cavalry in Mexico before he enlisted. on
the goth of August. 1917.
The Washington times., 1919-04-06

The mouse wishing to be an elephant, the elephant
signing for the advantages of mouse would be not unlike
human beings.
All of us wish that something not and
had something that haven't. The majority of if
could make the changes that wish for would be miserable
We do not give Nature the wise Providence directing
credit should Barring special misfortune, each
could easily be far off than he is if he allowed
to choose the thing that he wants
The Washington times., 1919-04-06
There Is Good Mental Exercise in This Picture.

There Is Good Mental Exercise In This Picture.
We All Take the World as We Find 1t and Suppose
That 1t Could Not Have Been Arranged in Any Other
Way. The Croton Bug Living in the Porcelain Sink
on the Tenth Floor of Modern Flat Building Takes
That Entire Institution for Granted Iron Covered with
Porcelain Hot and Cold Water, Steam Heat Every
thing, and Imagines That the Entire Scheme Was
Planned for HIM
The Washington times., 1919-04-06

We Look Upon the World in Which We Live
Much as the CrotOn Bug Looks Upon the Modern
Apartment House That Is His Dwelling.
1t Might Exercise the Mind UsefuIy to Ask How
Things Would Be with Bigness and Littleness Turned
Upside Down, Mouse as Big as Elephant, Elephant as
Tiny as Mouse the Little Man Loaded with the Prob
lens of the Big Man, and Vice Versa
The Washington times., 1919-04-06
HERE AND THERE

went 10 work On Il, but We failed g
get results. Including Dr.. ShOwaltcr,
the far-famed excavator Of data.
Nobody seemed to locate the MOa
Pool.
But here comes L. N. s.. Of River
dale, Nd, . town famed for tie
worst street car service on earth,
and HE writes me as follows;
II the parties asking questions
about Moon Pool which was n An
Story Weekly, June %, 1918, win
get the All Story Weekly from Feb.
1st to March p, 1919, and rad
The Conquest Of the Moon Peel
which Is q sequel to Moon Pool, they
viii find ans. to al questions.
SkiIly's Apple ProbIems.
In Mr.. SkiIly's problem, the othaP
cent is lost simply because he sells
at q lower rate.
His instructions were 10 sell 80
apples at 1-3 of q cent each, and 30
apples at y . cent each, making the
average price per apple 5-12 Of q
cent, OF $0.OO417. He really sold
them at 2-5 Of q cent per apple, or
$1,000, or 1-60 Of q cent per appls
less than he had been ordered 70
sell them Hence the loss Of 1 cent
in selling so.
NJ
P. S.-The "eateh" in such prob
lens lies in the fact that We can't
add fractions by adding the nu-
merator and denominator together.
1-3 plus 1-2 does not equal 2-5.
Answer to the Stieker.
Mike works 40 #. for $40 then
he works 8 more #. at $125-s10
so
$50
Pat works "A #. for $44, then he
works g more ft-$ 6
S44
$50
Mr.
The Washington times., 1919-04-06

day. and children to hand peanuts sorry for my
self, poor little mouse in constant danger If
elephant and my mouseets baby elephants could
walk creation crushing everything, fearing nothing
Now my life is long fear Oh that were an elephant
The elephant foolish thing might wish for Of
his to be mouse able to dash down hole and escape
not made to stand his head in the circus when he knows
that he ought to be in the Jungle walowng in nice mud
bath
The Washington times., 1919-04-06
From a Friend.

You're elected-your little note in
the Sunday Times about switching
our discarded clothing from the ash
barrel to the Clothes Committee,
Central High School Bldg, 7th &
o, GETS ME-and / hope a thou
sand or two others. Good work. and
more power to We, lad. We need
Just such a Publicity Missionary for
these unobtrusive Helping Hand ac-
tivities-a million miles apart from
the self-advertising charities" of
society-climbers.
And I say, E. G., how about tie