Free trader-journal. (Ottawa, Ill.) 1916-1920, 1919-07-28
Advice to Soldiers.

The advice which is being sent ont
from the bureau of war risk Insurance
to the soldiers who hG,ye left the sorV-
lee may be summarized thus:
Hold on to your war risk insurance.
Keep mp your premium payments.
II You have permitted your insurance
to lapSe--eycn if yeu have formally
cancelled it-hasten TO rcinstate it I'M
der the new and liberal provisions for
reinstatement.
Write for advice or information to
the "lnsurance Division, Bureau of
War Risk Insurance, Washington, u.
C." Give your fall name and your
address. your rank at the tine of ap-
plying for insurance; If in the army,
your army serial number. the number
of your insurance certificate, if known.
In sending check or money order for
your premium, llake II payable to the
"TreasureY of the United States md
mail il 70 "Premium Roccil Stat an,
Burenu of War Risk Insurance, Wash
ington. u. g."
II'H ,Nttill lI'N l'i''i N''it 7'''''''''
sailor and marine with n right to n
policy for $4,000. If YOU can't keep
all of It, keep ut lc.st part Of it. You
can reduce it If you have to.
You can convert to n government en-
dovment policy which Will assure
financial comfort in later years.
All policies issued by the govern
ment contain total disability clause,
making them payable ut any time You
may become totally and permanently
disabled. regardless of your age.
A service man, after his return TO
civil life, may engage in any occhpa-
zion. no matter how hazardous, without
slfecting his insurance.
No physical or medical examination
is necessary for the conversion of poll
Cies.
Your government insurance is pro-
,ected from the claims of creditors.
Neither you nor your beneficiary
ever will have TO pay cent taxes 10
the government on the proceeds OF your
government insurance.
You may pay your premiums ny the
month, without having to pay anything
extra on account of additional expense
10 the government of collecting month
" premiums Or If you prefer, you
may pay quarterly, Semi-annually or
annually. The government pays all
the expenses Of running the business,
You may have the whole month in
which to pay the premium for that
month. If you fail to pay and your
policy lapscs you may get II back
through provisions for reinstatement.
Cash and Loan Values.
After one year the new government
policies will have guaranteed cash and
loan values, also paid-up Insurance ANA
extended term Insurance values, The
cash value Of 4 new government pol
fey Is the amount the government gives
YOU if you choose to give up your in
surancc. The loan value means that
Won can borrow money on your policy
up to 81 per cent Of the cas- value.
"Paid.up insurance and extended
term insurance NflUtN Il'dl llIHl li
the new policies, If you stop paying
premiums after one year, the govern
ment allows one of the following OPP
,ions. % TO remain insured for n
certain time without cost TO you. 2)
To receive u policy for smaller
amount. which will be paid, no matter
when YOU die, and on which you viii
not have to pay any more premiums.
One of the most valuable features OF
n government insurance policy Is that
II proyldcs for the disability of the
holder. as well AZ for his death. when
for nny reason you become totally ana
permancntly disabled, you not only do
not have to pay any more premiums,
but the government pays you the run
monthly sum called for by your policy
every month, no matter Row long y'u
live.
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