Washington telegraph. (Washington, Ark.) 18??-1940, 1919-12-12
PEOPLE EVERYWHERE WILL BE
REMINDED HOW THEY CAN
HELP GOOD GOVERNMENT.
TEN MONEY COMMANDMENTS
Treasury officials Gay That Despite
Much Reckless Spending, Americans
Are Paying Mere Attention To Saw
inc Than Ever Before.
ev JAMES p. HoRNApAY.

that the people of the United STATES
,re making use Of the lessons in saving
they learned during the world war.
The department points out that there
are. Of course, a great many persons
who are spending money reckleSSly'
but an the information on the subject
Of saving that is coming TO the DEPART
ment indicates that the great masses
of the people are paying more atteh-
ton to saving than ever before, Inc
treasury department Is undoubtedly
Good authority on this subject for the
savings division, which was established
within the department during the war;
has been made permanent and is one
of the active divisions.
The thought behind the act Of maxi
Ing this division permanent was that
the government should always be pre-
pared to lead the people along sound
financial paths. 1t is n work In which
the people everywhere have co-operat-
ed in a most enthusiastic way. Be
hind the activity OF the savings divls-
ion there is the further thought that
the condition of the individual is i'm
proved through the observance or
sound financial rules and the financial
and Industrial strength Of the nation
Increases through the enormous sums
Of capital which accrue through the
practice Of steady saving and safe In
vestments on the part of citizens.
In order to help along this savings
idea the government has designated
the week beginning January H. l92O.
No national thrift week. II is proposed
during that week to remind the people
everywhere through public meetings
and appropriate speeches that the
cause OF good citizenship and good
government can be helped along by
everybody who has money TO spare
buying War Savings stamps or deposit
Ing money in savings banks.
What We Saved During War.
II docs not seem to be generally
known that while the country was buy
A11r.. $50 600. 100000 worth Of Liberty
bonds, its citizens put away more than
81 600. 100000 in War Savings stamps,
and that during the war period saw
ings bank deposits in the United States
increased some $S,000,O00,O00.
It is expected that out Of Thrift
week there viii grow general cam
paign in the interest Of careful saving
and wise spending. Attorney General
Palmer. who has been wrestling viii
the high cost of living since last An
gust without being able to beat Tho
cost down to any considerable extent
is advocating the doctrine Of careful
saving and wise buying ms probably
the only real remedy for the high cosi
Of living trouble. A good many WON
ems organizations throughout th'
country have Indicated that they arr
willing TO enlist in the campaign alonl
the lines proposed by the attorney gen
eral..
In connection with the plans fO
Thrift week it has been proposed b,
the treasury department that tn
sneakers who go out that week dwell
ON The following ten commandment
for the guidance of those who are try
inc TO administer their incomes care
fully: Make a budget, keep an intel
lieent record Of expenditures, have
hank account, carry life insurance
mako n will, own your own hom
eventually, pay your bills promptly
invest I'm War Savings stamps an,
other government securities, spend les
than YOU earn. share with others Il
much as possible.
More Stamps and Certificates.
The treasury department says tina
savings stamps and treasury saving
certificates will be available again mex
yoor M banks and post Offices. II
no, ,be expectation OF the treasury dc
nortment that the government wi
h,ve TO make another bond sale t
meet the expenditures incurred durin
Tho war, but in order to make bot
ends meet It will be necessary 70 Sc
Moth savings stamps and treasury 81,
Inos certificates. The treasury denari
mcnt also points out that people VIII
I prpfCT to invest tlcii '''N--'17
Ijborty bonds can always purchas
them through any banking institutio
~ tho current market prices.
The treasury department IS nnXlou
IN hnve the holders Of bonds Of III
secona Liberty loan understand thc
,,osa bonds are convertible into q
nor cent bonds as well as eNchanCeahl
Into permanent bonds, and that III
treasury has already prescribed rc'
nl,tions calculated to provide for bot
exchanges and conversions with III
n,inlmum Of Inconvenience and O.
nensa to both the government and III
hond holders. Under these regulation
,hcre will be no exchanges OF temps
rory for permanent bonds until Marc
II. 1920.
new Year 20 Bring Out Candidate
rho first day of January nc'
u,l1 mark the beginning OF Il
,,el;r,,nnries that will cventuate
me election Of president and sic
,rpsldrnt 81 the United States In NJ
ye,abef. 1870. On that day prcside'
al yvplranis m.st make known the