The Bemidji daily pioneer. [volume] (Bemidji, Minn.) 1904-1971, 1919-05-05
.I|ySURANCEAS
PROVIDED BY
GOVERNMENT
g. X ~ -s.+ 4
Is EXPLAINED
Relatives Of Military Service
Men Entitled to Co1npensa-
ton Interested in Plan.
TOTAL DISABILITY is .,
= =: =; I INCLUDED IN TERMS
Monthly lnstall1nent Basis as
Provided Doe. Away With
Foolish Investment Danger.

Ff0v1oG0 OoeS away with
Foolish Investment Danger.
. Thousands, yes millions, Of Ameri-
can people whose sons, husbands or
fathers entered the army and navy
and who for that reason were placed
In the great class known as soldiers
or sailors dependents are now vitality
interested IN. the terms "War Risk
Insurance." Army Allotments," and
government compensation" phrases
that were almost unknown prior to
the war. tsa .4 .,-..
= Now that the war is practically
over and these relatives seek to OBJ
tain the privileges which the gigan-
tic scheme allows, these terms are be-
coming Of, more Importance than
ever. i -,
From Civil war times until our en-
trance into the great war the old PEN
sion system had been the only ma.
tional plan to take care of disabled
s3ervice men and their dependents,
but experience with that system was
anything but satisfactory. Congress
decided to forsake 1t and inaugurated,
an entirely new plan.
: The branch Of the new system,
'Allotnents and Allowances" con-.
Germs the soldier or sailor and his de-
pendents only while he is in the serv-
Ice. Briefly 1t provides that: every
man enlisted in the army or navy
who has a wife, child Cor divorced
wife tQswhom alimony has been de-
greedy lis compelled under the law to
allot @15 a month from his. pay for
the support Of such dependent. He;
must allot $15, no more, no less, no
matters Mhst1 he flaas~ =e11eT= CA.
dozen dependent Thfs is compul-
sorry, but exemption can be obtained
by presenting facts to the bureau of
war risk insurance, Washington,
D. c., which will reasonably show
that the wife or child is not entitled
to support from him. -" 7'' =
Additional Amount From Cover ment
- After the man has made sucn an
allotment, the government gives an
additional amount to such relatives.
Fer; g. wife alone, the government
gives SIS month additional; for a.
wife and one child $25 extra; wife
1xd two children, $3.50 extra, with
rs a month for each additional child.
II the man makes an allotment to his
father, mother, brother or sister, $40
Is added to the father or mother and
IS: Tor each dependent brother or sis
ter, ..
The part 81 the war risk act cover
ing Compensation" provides THAT
for death or disability resulting from
personal injury suffered or disease
contracted in the line Of duty by any
commissioned, officer or enlisted
man." the United States government
shall pay certain monthly compensa-
-tiens to the man himself or his de-
pendents. >sr -
The tables is as follows: If death
results from such injury or disease
and the man leaves a widow, she will
receive $25 month; widow and
one child, $35 a mouth; a widow and
two children, $42.50 month, and 30
on: II there is a dependent father,
or mother, $50 or $50 for both.
4 4 ~ -, Total Disability. >~.~.~ ~7-.
r. II the, man does not die, but Is to-
tally sabled, then, II he has neither
wife nor child, he will receive $50
q month; II he has wife but no
Guild; $45: wife and one child, $55,
and SO on. For the father or mother,
providing they are dependent upon
him, $40 month.
: II the man is only partially dis
abled, then his compensation is fixed
by a scale and he is entitled to medi-
cal attention, medicines, ETC., free Of
charge,
Every American soldier is covered
by this law, whether or not he has
government insurance.
The government war risk insur-
ance plan Is perhaps the greatest in
ssurance program that has ever been
put into effect anywhere. The bene-
fits Of the life insurance Is entirely
aside from the compensations noted
above. Policies totaling billions were
Issued in amounts ranging from ST.
900. to $4,000 at prices said to be
cheaper than he could obtain from
private agencies.
-. MONTHLY Installments.
In order to eliminate the danger
of the relatives getting the insur-
ance following the mans death in q
"lumpsum" and perhaps losing 1t by
q poor investment, the money will be
paid in monthly installments, during
q term Of twenty years. II the
money is being paid to the disabled
man himself the payments last until
he dies. The man himself, though
totally disabled, may live much long
er, than twenty years, and although
the amount of his policy is used up,
the government will pay him the
monthly sums for the rest Of his life.
The act also provides that the men
may keep up the insurance in any
popular form he desires even after
his discharge from the service.