The Appeal. [volume] (Saint Paul, Minn. ;) 1889-19??, 1919-07-05
HOW LAPSED WAR RISK INSUR.
ANCE MAY BE REINSTATED.

Reinstatement of lapsed War Risk
Insurance is allowed up to nine
months from first date of lapse under
the provisions of an exceedingly i'm
portant and liberal ruling made by
the Treasury Department, May H.,
1919, extending the reinstatement
privileges after separation of the in
sured from the active military or ma
val service. The following summary
indicates how reinstatement may be
made, and when physical examina-
lions are required:
1. Where the insured has paid no
premiums since discharges:
(a) If not discharged more than
three months, the policy may be re-
lnstated by simply sending in past
due premiums, provided the insured
is still living. No application for re-
instatement or proof of good health
is required.
b) If discharged more than three
months and less than nine months,
insured must be in as good health as
at date of discharge, and so state in
his application for reinstatement
when sending in premiums past due.
No medical examination is required.
(c) If insured was discharged be-
fore January 1, 1919, the insurance
maybe reinstated at any time before
September 80, 1919, on the same con-
ditions as in paragraph above; name
ly, insured must be in as good health
as at date of discharge and so state
in his application for reinstatement
when sending in past due premiums
No medical examination is required.
2. Where the insured has paid the
first premium due after he was dis
charged, but has failed to pay some
of the later ones:
(a) If less than three months be-
hind in premium payments and in
sured is in as good health as when
policy lapsed, and so states in his
application, he may reinstate without
medical examination by sending in
premiums past due.
CO. If more than three months be-
hind and less than nine months, in
sured may reinstate, ii in as good
health as at the date when the in
surance lapsed and so states in his
application and submits Herewith a
satisfactory report to that effect to
the Director of War Risk Insurance
from a reputable physician, together
with premiums past due.
3. Where the insurance has been
formally cancelled it may be REIN
stated on conditions similar to the
above.
If the policyholder is unable to
keep the fnH amount of War Risk In
surance he carried while in the serv-
ice, he may reinstate part of it from
$1,000 UP to $4,000 in multiples of
$500. Reductions may be made in
multiples of $500 to any amount, but
not less than $1,000 Premiums are
due on the first of the month, al
though payments may be made any
time during the calendar month.
Premiums should be paid by check,
draft or money order payable to the
Treasurer of the United States, and
sent to the Premium Receipt Section,
Bureau of War Risk Insurance, Wash
ington, D. c.
The Bureau of War Risk Insurance
urges all discharged service men,
whenever they write to the Bureau
of War Risk Insurance, to be sure to
furnish the following information:
l. Full name Gncluding first mid
die and last name) and complete ad-
dress.
2. Rank at the time of applying
for insurance. II
3. Army or Navy organization at
time of applying for insurance.
4. Army serial number, if in the
Army.
5. The number of insurance certifi-
cate, if known
If this is done the handling of the
matter will be greatly expedited.
Notwithstanding the reinstatement
ruling, service men must bear in mind
that while they have the opportunity
to again put their policies in force,
# the insurance becomes lapsed at the
end Of the calendar month, death
claims will not be paid if death should
occur before reinstatement Of policy.