The Bridgeport times and evening farmer., 1918-01-04
HOW TO SAVE TO
BUY A LIBERTY BOND

AS9yrns d YEbeIty bond is the easiest
thing on earth whether you buy it
outright, or pay the governments
several installments or buy it through
a savings bank or other bank at 81 q
week or buy 1t of a bond house by
paying a few dollars down and a
small sum monthly over as long Pc
Rod as Is months. People who could
plank down $3.50 bought second Lib
erty bonds for as little as 90 cents
week paid thereafter.
The thing that really needs explain
ing or figuring is how to save to buy
a bond.
To save so cents a week or 81
week seldom needs much planning,
but many a man could buy five BONDS
where he does buy one II he knew
how to plan his saving carefully.
EVERY man ought to have some kind
IA budget, that Is an iteTnized list of
things ne VIII be called upon to pay
in the twelvemonth ahead, such as
taxes, interest ON a mortgage, cleo
trio light bills, coal-everything in
sight. Some Of these are set sums,
the others can be figured pretty
closely.
you ought to have on hand at any
time toward these various things
This isn't hard
There are 81 weeks in a year, but
Just to plav safe call it fifty. The
other two weeks will give you a mar
gin. II your taxes are s1o0 year 1t
takes 50 a week to Gay them So far
as possible that 81 ought to be saved
p
where a man is in business. or runs
a farm. and receives his earnings in
varying sums at irregular intervals
this ism practicable: but such a man
can always tell lust how much Of a
lump sum ought to go for this and
for that and can always know wheth-
er his balance on hand for the things
ahead is what it ought to be-
Suppose the 300 taxes will be due
in November 1 and it Is now Feb
ruary. Thirteen weeks have passed
since taxes were last paid Each OF
those weeks ought to be represented
by 81 toward the taxes due ON No
vember L That is. SIS shouSd be &C
tua1ly in hand toward the taxes nine
months away.
Every item can be figured in this
way. Here is a sample OF the result:
Taxes. 500: November y. Thirteen
weekly amounts at 81 week, $3.50.
MORTGAGE interest. June 1. Thirty
four weekly amounts at 81 week,
SS1.60.
Coal. $50: March 1. Forty-eight
weekly amounts at $3.50 a week,
$500.
And so on, listing an payments
-f,-I,A
tells you at glance how much yoC
should have on hand on February
to meet all the payments promptly
and without effort the moment they
fan due. Compare the total witt
your bank balance and you know OK.
actly where you are.
If the bank balance is not decid
edly lower than the total you shoult
have you are all right, for as long a,
these Things fall due at different time.
you can allow yourself a little lee
way. You will always have enoug
to meet them as they come along.
For the salaried man, or the mai
with regular income of any kind
the computation is particularly easy.
A budget like this nearly Away
shows you places you can save. Yo7
ma Items creeping lnLO IL lndL dSP
resent unnecessary expenditures tina
can be Topped off, And it Is no trou
he at all. If you are living within
your means and not way behind ii
meeting your payments, to slip in a
item for the purchase of governfnen
bonds. Budgets are elastic. You ca
stretch your income with a bulge
when you can't any other way.
Budget making is the safe way t
play the game of living and it make
the game worth while. Until 20
know Just how your money goes, /
what amounts and for what purposes
what YOU have to look forward to an
what you can reasonably count o
you can't save as you ought to say
and you can't help yourself and you
country as YOU want to help botl
Try a budget and a bond both!