Mohave County miner., 1918-02-09

Writers and speakers on the war loans, and particularly in their refer ences to the war savings certificates, dwell again and again on the fact that besides industry in production, great lessons from the war will be what the country learns as to thrift and saving. Provided the lessons are well learned and remain with us as permanent ben afits, a writer in the Journal of Com merce believes that twill be worth all they cost" These gains from the war will be things "apart from the tri- umph that will be won for free gov ernment and the independence of na- tions." He continues:
 Many efforts are being made now to impress upon the great mass of the people the importance to themselves as well as to their country, of produc- ing all they can of the things that are really needed for their support and for the success of the great cause in which they are now engaged, having 1t ap- piled in the most effective manner and avoiding all unnecessary waste. That will shorten the war, lessen its cost, make it's result sure, and prove a source of strength for all time to come.
 There are various ways of making this lesson attractive, which is the best way of teaching any lesson and get ting it most readily accepted. One of them is being just now presented as a real novelty in giving all the people a chance to become creditors of their country to which they have owed so much, making it their grateful debtor. The government has already obligated itself for this one fiscal year to de vote nearly S2O,OOO 100000 to the ex- pense of the war and it will all have to come out of the fruits of labor and enterprise in one way or another.
 Those certificates will run for five years and yield 4 per cent interest to i the lender, and this will come in a novel way. That is, certificate may l be obtained for S4.12, for which S5 will be returned when it is due. This will | include the interest compounded every three months and relieve the holder of i all care or calculations. But it will not be necessary to pay over the even the s4.12 all at once. It may be furnished gradually by taking 25-cent stamp per week, to be had at any postoffice and various other places of easy access until the sum is made up. There may be multiples of what is in effect a sa unit up to S1OOO, but no more. ,, 1 E'There is another exceptional adl vantage in this particular loan. Not only may it be readily spread all over the country and distributed among its hundred million and more people of all ages and conditions, but if need be- any certificate can be disposed of at its full value with accrued interest at any time or it may be redeemed in like manner under simple rules, Plain ! instructions for it are to be issued.
 'Now there are great advantages in | this savings certificate loan. It will come out of what would not otherwise bd saved, and so deduct nothing from the resources which the government or the industries and business are making use of. It will draw nothing out while turning a generous sum in for the support of the cause in which the country is engaged with it's man-pow- CT and its financial power.
 ''Then it will give all the people of the country, the families of which they are made up, men, women, and grow ing children, direct interest in what it is doing. It will stimulate the spir- lit of loyalty and patriotism and geen interest in what is. going on. lit will Head to a better understanding of what is at stake and what free govern lment means for them and for nations