New Ulm review., 1918-06-05

benefciaries, using their given name.
Example. Jane Elizabeth Smith, do not
write it Mrs. John Smith, or Mrs. j. D..
Smith.
! @. Will application blanks be furnish
ed? .>..EE
! A.. Yes. They may be procured from
the Bureau of War-Risk Insurance,
Washington, D. G.; from your COM
manding officer; or the insurance officer
of your organization. The application
should be made under the direction of
your insurance officer, witnessed and
! delivered to, him promptly, to- be for
warded. to the Bureau Of War-Risk In
surance, Treasury Department, through
military channels. ~.
Q. Must name beneficiary?
A. You need not name beneficiary.
The law provides that where no bene-
iciary is named the insurance, in case Of
death, will be paid to those in the per-
mitted class who would be entitled to
your personal property should you die
without making will. D
Q.%H. lido not name beneficiary
now may I do so later?
A. Yes; at any time by written
designation, which should be attested
by at least one witness, and sent to the
Bureau of War-Risk Insurance, Washing
ton, D. C.
@. If I take less than $4,000, can
I increase it after my one hundred and
twenty days have EXPIRED?
A. No; but during the time within
which you may apply for insurance you
may increase it to not more than $4,000.
@. May another party make applica-
ton for insurance upon my life, under
TIE law?
A. No, unless you have given him
authority to do so, or unless you ratify
the application made by him before the
time within which you may make applica-
tion for insurance expires.
How Much 1t Will Cost You.
a. What will the Government in
surance cost?
A. See table of rates following.
@. How much can I take?
A. Any amount from $1,000 to
$4,000 I'm ssal4iplez 9g 9EQQ,} j..
@. If I take $4,000 or any other
amount, can l drop part Of it at any
time? s4r:.
A. Yes. ... ... x.,
@. How can my premiums be paid? :.
A. By deduction from your pay, by
deduction from any deposit with the.
Government, or by direct payment to
the bureau by yourself or by some one
for yo1. To avoid lapse it is recon-
mended that deduction from pay be
authorized. This will give the best
protection to you and yours.
G. For how long must my premium
be paid in advance?
A. You may pay monthly or for any
longer period. l..
@. Will my premium always be the
same?
A. No.; it increases annually in ac-
cordance with premium table until you
change to another form after the war,
when the premium will depend upon the
plan then chosen.
The Plan of Government Insurance.
@. What form of insurance is it?
A. Annual renewable term insurance.
Change to the usual forms of insurance
ON some other plan will be made within
five years after the close of the war.
@. Can I carry my insurance after
the war?
A. Yes; in it's present form for a
period Of five years, but within such five
years you must change it to another
form which can be done without regard
to your then physical condition. No
medical examination will be required for
the change. -
" WA CIlC 1I10u1 dllCc
after the war continue to be Government
insurance?
A. Yes.
@. How are tie expenses OF handling
the insurance paid?
A. BY the Government.
@. Will the cost to me be increased
nv tho losses td,1o tn wsr3
A. No. Any losses in excess of
premiums received will be borne by the
Government.
Q. What form of insurance can l
change to after the war? ~ ~
A. Usual fo1ms, including ordinary
life, Repayment life, and endowment.
@. Has this insurance during the war
cash value or loan value?