Western liberal. (Lordsburg, N.M.) 1887-1919, 1918-06-14
HOW THE GOVERNMENT STRENGTHENS
FIGHTER and SAFEGUARDS HIS HOME
Uncle Sans War Risk Insurance Offers Protection at Cost-eov-
eminent Assumes All Administrative Cost. and Extra War
-Hazards-Business Exceeds by Several Hundred Per
Cent Largest Insurance Company in World.

ent act was discussed, 1t was stated
that sos a thousand was the lowest hg-
ure at which any insurance company
could afford to accept soldiers and sail
Ors as risks, and that only for one year.
Thus $4,000 life insurance, which I'M
der the government system would cost
a soldier twenty-six a old 5000,
would cost about $3.50 with a private
insurance company. This disparity is
largely explained by the governments
hberality In itself assuming all the ad-
m%inlstrative costs and the extra wal
hazards.
SuppIants Pension System.
The entire system OF protection If
forded by the government is, in the
words Of a major general In the army,
an element of victory in the present
a Families provided for means
fighters unafraid.
The difference between the old pen
sion system and the modern system
which has supplanted It is clearly
demonstrated by the case Of Mrs. Bet
ty Ingraham, 403 Third street, Plat
SAANf AAAnsf AAAG nAoI MOAAuA " EtEElNt
a check from the Bureau Of War-Risk
Insurance for a soldier OF sailor killed
In action in the present war. Her son,
Gunner's Mate Osmond Kelly Ingra-
ham, was killed October 10, 1917, when
the U. S. S. Cassln was attacked by
a German submarine.
Under the terms of the military and
naval insurance act, Mrs. Ingraham,
being a widowed mother dependent up
On her son for support, will receive 500
per month, as long as she lives, unless
she remarries. Furthermore, she is
entitled to sos a month for 240 months
under the insurance provision of the
act. Her son had not made specific
application for insurance, but up to
February 10, 1918, automatic lnsur-
ance for approximately $4,000 was pro-
vided. Thus, Mrs. Ingraham will re-
ceive a total of $45 per month from the
United States government. If her son
had applied for $4,000 of insurance
she would receive $77.50 a month. I'm
der the pension laws, section 4707, Re
vised Statutes, as amended by the act
Of June %, 1890, Mrs. Ingraham would
have been entitled to S12 a month.
Such is the chasm between the old and
the new.
The vast amount of correspondence
which comes to the Bureau of War
Risk Insurance is stepped in human In
terest. Stories of herOlsm and lofty
patriotism are found by the thousands
in the letters received ut the bureau.
Many mothers and fathers have re-
turned checks sent to them by the gov
eminent, declaring that the govern
ment needs the money at this crucial
hour to win the war.
Keeps Home Fires Burning.
The Bureau of War Risk Insurance Is
keeping the home fires burning. But
1t is doing more than that. 1t is keep
ing Americas fighting forces confident
and reassured.
A "bluejacket" on one of the battle
ships after signing the application for
$4,000 of government insurance, drop
ped his pen and said
81 have taken care of my family ;
LOW L GuA ~ OuA anu nBhl llhG bl1AGos
Thousands of families throughout
the country are directly and vitality af-
fected by the allotment and allowance
feature of the war insurance law. Ev-
cry married enlisted man In the army
and navy must allot from his pay lev
cry monthly at least $15 a month, and
not more than half his pay, toward the
support Of his wife and children. To
this allotment the government adds
certain allowances, depending upon
the size of the family. In addition.
the enlisted man may make some
further provision for other relatives
and in case of dependency the govern.
ment will add certain allowances.
The Bureau of War Risk Insurance,
therefore, must keep a tremendous fill
ing and c%ross-fllng system, covering
~ UhU ATAnH