The Press., 1918-08-22
GREATEST CHANGE
 A MAN EVER HAD
Can Help Himself, Ills Boy and Ills Country by Buying
 Liberty Bonds
WE MUST ALL DO OUR BEST
Scores of Things We Can Do Without Which Seem Necessities and Yet Are Really LuxurIes - Get
 lnte the Fight.
By EDWARD BOX.
Editor of the Ladies' Home Journal.

 Each time a new liberty loan is an- nounced we should hail 1t with pleas | ure. For years we have used the | phrase "as good as a government bond" as indicating the safest invest ment possible. but before the war it was impossible for the average in- vsstOr to secure a government bond. Periodically an issue was made, but 1t as so quickly subscribed for by the bankers that the small investor had little chance. Now we all have a chance. and a chance at all that we can afford to buy.
 It will. of course, be argued by some when the fourth Liberty loan is an nounced that they have not as yet paid for the third loan bonds for which they subscribed. That may be true, but that is no reason why we should fan to subscribe again. Before the fifth loan can be issued we will have paid for the third loan bonds and be- gun paying for the fourth loan bonds that we subscribed for. Thus If we go on we will have a distinct part in each loan have each month put aside a sum for the best investment on earth. have acquired the steady habit of saving, and when the last loan is announced and we shall have taken part of that and paid for it, we shall find ourselves in possession of a col lection of bonds that will make us proud of the share we took in the war ard have a comfortable nest egg" in the bargain.
 Must Do Our Best.
 Never, really. was there such stimulant given us to do without the nonessential and save. Not only is 1t to fight, but 1t is saving for them when they come home and saving for our selves. Is there. in imagination. a prOuder parent than that father or mother, who when his or her boy comes home from serving his country, can open a drawer and pull out a neat little package of Liberty loan bonds? That is what we mean by keeping the home-fres burning;" by backing up our boys" by doing our bit" The only point is that we should change the latter to doing our best" We've done our bit" in the past loans; in this fourth loan we should do our best" We want to be able to show our boy a bond or two or three in eat T loan; not have him ask: "Oh. didn't you get in on the fOurth?"
 It isn't as if we cant do it. We can if we will only set our minds to the job of real saving. There are scores of things we can do without which seem necessities and yet are really luxuries. Our boys lover there" are doing with out them and offering their lives be- sides. We are not asked for the latter. All we are asked to do Is to do without here something and there so Iething, and by doing this we are patriots! And all the time while we are ad- judged patriots we are investing our money in the safest thing on earth and getting a good interest on t in the bargain. Frankly. can you beat it?" It is something to ask 8 man to give money, without a return. and be a patriot. But in these Liberty loans all the government asks that a man shall loan is his money. safely guarded and at a good interest. and still he is a patriot.
 Must Lend or Be Taxed.
 Another point we must remember. taking this whole matter simply on an economic basis: That the more of these Liberty bonds we buy the less taxes we will have to pay. The gov srnment must have the money to keep up the war and feed and clothe our boys. This year it needs about $24.- 900. 100000. This amount it must get from the people. And if the people won't loan in bonds. 1t must take in taxes. Hence. the. more we loan the less we will have to give.
 It's all a question of saving, saving. saying-and never was there a better time to begin than now with the Lib- erty loan bonds as an attraction. The man who has no ready money with which to buy the bonds Is the very man that the government wants above Ill other classes of men to loan 1t his money: his money saved here with a dollar and there with a quarter. It Is the finest kind of money to give to our country: the money that we save by some act of self-deniaI. It isn't the money that we have in the bank that we want to draw out and buy Liberty bonds with; 1t Is the money that next winter we. can save. month by month. That Is really helping your boy lover there: helping the government to Seep him warm and fit, and. ineid entaI- ". helping yourself to lay by the most valuable pieces of paper that you can buy. put away. and all the time getting s good interest on them.
 Black Eye for the Hun.
 Seventeen million individual sub scribers were part of the third Liberty 'oan. That means one in every six If the population of the United States But there iE no reason why with the nming fourth loan this should not be changed to one in every three persons in the United States and finally that every person fin the United States shall own a bond. Fancy the state of mind of the German war lords If they were