Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1918-12-14
'N|lL DEMOB|L|zE MEN
From CAMPS NEAR HOME
discharged Soldiers Get Transporta-
ton and Bonus of One
Months Salary.
no FEAR OF BEING STRANDED
All in Service Participate i'll Govern
mcnt War Risk Insurance.. Either
5lf .AutolnatiCally or Voluntarily.
q Scope OF Federal Law.

RS automatically or Voluntarily.
q Scope OF Federal Law.
Decentralization OF the various army
units will take place from the army
< camps nearest the home sections OF the
& majority of the soldiers In III. u,iSts.
Returning soldiers VIII receive one
q mouths pay plus transpor,au"n al
J 1owance OF - cents mile 1roin
the Rehabilitation points 10 the home
towns OF the returning soldiers. Their
y actual transportation costs Will be =
cents e mile by the most direct route.
This announcement IL intended to al
4 lay all rumo!s about soldiers being
stranded At distant points-suclI hcin.
impossible with their receiving the
4 transportation.
This announcement was mao: y"9 j;
serdaE by g: 4 hsiey FH S ;o ;ls!l
of National Defense. lie was directed
by the War Department. TO make this
announcement because of 50 much an
certainty existing in regard 10 the AZ
rangementS for drmohilizInS the
I. American armies.
There seems TO be az much uncas-
ness in the public mind about the gov
eminent insurance as about the de-
mobilization. Few peopl" appear to
understand how this money viii he
pnid or the scope of The act
HOW INSURANCE. LAW
OPERATES FOR SOLDIERS
IN The government provided an auto
s matte insurance ana Il voluntary inSur-
ancc for its soldiers The following en-
tracts from the legal handbook for the
guidance Of soldiers and sailors. pre-
pared by Lewis III. Machcn. Director OF
I the, State Legislative Reference Bureau,
sets out in brief the solid substance
OF the insurance law:
Any person in active service on or
after the 9th OF April 1914 is insured
{ automatically until February =. 1918,
unless he has applied for insurance 10
+ take effect at an earlier date.
THE protection thus given is against
death and against total permanent dis
ability occurring. while in service, from
April s, 1917. to February II, 1918. in
elusive.
having become so disa hled. during the
period stated, monthly installments Of
SO each will he paid his wife. child. or
! widowed mother. These installments
are payable to the vile during /her
widowhood or TO the child or widowed
mother while they survive him, but not
paid.
t.If the insured person become totally
and permanently disabled during the
period stated he will receive an income
payable in monthly installmcnts OF $50
each. during disability. II he die. like
installlnents are payable To the wife
or widowed mother while they survive
him. but not more than :40 installmcnts
less the number OF installments they
may have been paid to the insured
while disabled shall be so paid.
VOLUNTARY INSURANCE AGAINST
DEATH AND ACCIDENT
Every person i'll the service is en-
titled TO buy from the government in
5 total DISABILITY from accident, whether
suffered III line OF duty or not. and the
benefits are payable in addition to all
other government benefits.
EiApplication must be made within
l20 days from beginning OF service,
WITHOUT medical examination. for pol
s,.t.. fro, ~, no
up to $4,000. Premiums based upon
age. are deducted from monthly pay.
between the ages OF twenty-onc and
thirty-one they vary from Go to 90
cents a month per $1,000. Premiums
slruii be paid during service and may
be continued until five years after the
ktno OF insurance. as prescribed by the
secretary of the Treasury. without ad-
ditional medical examination OF the
In case OF total disability. the in
sureI becomes the beneficiary In the
GNoht OF death the value OF the policy
be wife. child, grandchild. brother. sis
ter, adopted brother or sister. step
brother or sister, parent grandparents.
stepparcnt or wifcs parent. Benefl,
ctary may be changed ut any time by
letter from the insured 10 the Bureau
OF Wal Risk Insurance. INSURANCE
money cannot be assigned or taken by
creditors. but is paid 10 the beneficiary
in monthly installments, varying for
tutai permanent disability from SAT,
month on q policy OF 81 goo to sj750
Ter month on y policy of 10000 In
case OF deatE or insured, the benct.
cary receives like sums monthly for
twenty years.
GOVERNMENT ALSO
PROTECTS PRIVATE: POLICIES
HEhe government has also under
taken TO protect private insurance Of
men In service, up TO $1,000 by ar
engagement with insurance companies
and pledGing United States bonds. In
case of death while in service. tile
amount due Tor premium will be de-
Quoted from the amount OF Insurance
ana the remainder paid 10 beneficiary
Special application must be made
70 the War Risk Insurance Bureau for
this protection, which cannot be ey-
tended If tn. policy was dated after
Scptembcr /. 1917; or if the premium is
year IN arrears, or If loans on policy
equal half Of cash surrender value;
or if policy has lapsed or If policy
does not insure against war risks
"A person III the active service on
or after April &, lgi7. who, while In
such service and before the expira-
ton OF 100 days from tho pub!icnt ton
OF the terms of the government in
surance plan. becomes totally and per
manently disabled. or dies without hav-
ing applied for insurance is deemed TO
have applied for and been granted
insurance payable TO such person dur
ing his life in monthly insta!iments
OF s2a each; or 10 his widow, and If
no widow. 10 his children or mother
or father. Not more than ofo OF such
installments VIII be paid"