The Holbrook news., 1918-11-22

e and the man who went afte e more was looked upon as settin
 a pernicious example to tn
 youth of the country, inasmucl
 as large return must nee
 have come through the success t ful turn of some element O !, chance. It is interesting to not, t the transition from the perios
 of small returns to the present , era of what is called big money } speaking of the average man. Nowadays, as of yore, sure
 things never pay big money anc
 as the desire is to make in large proportion to the capital invest
 ed the American people are find
 ing that some degree of garnb- ling instinct exists in each of
 them and in this age of stress
 and hurry a four or five per cent
 comes too slowly and is not
 enough. This applies, of course,
 to the average man of moderate
 means or to the wage earner.
 Following the history of de-
 velopment it is shown that small
 amounts of money judiciously
 invested have been known to
 bring independence and wealth,
 and these cases are not isolated
 but are constantly occurring.
 There are two classes of those
 who strive for quick or large re-
 turns. One is the speculator
 who is satisfied to turn his mon ey quickly, perhaps double it, no matter what the proposition may be, and this man generally fol- lows the unethical or questiona- bIe promoter who gives many rosy promises. It is of no con sequence to this class of specu- Iator whether the proposition is crooked or not; but should the bubble burst before he has made his turn and if he is left ''hold- ing the sack" he makes the loud- est cry of "crook" and the air is filled with his cry of 'stung."
 The other class who hope for large returns are the careful in- vestors who place their money with the knowledge that there is some element of chance to bel taken. These people as a rule make careful investigation of the people back of the promotion as well as the indicated chances for success, and after placing their money they are willing to stand or fall with the success or failure of the enterprise. If successful, they are made inde- pendent in all likelihood, accord ing to the amount invested, and realize many times the amount of the temporarily successful speculstor. There is the same difference in the two invest ments as ti4ssse is in a high-cIass iewelry store and a junk shop that deals in imitation jewelry which has a casual and outward resemblance to the real thing.
 To make big money some el- ement of chance is necessary and the successful outcome of the promotion makes the chance taken more than worth while. Stock should never be purchased without investigation both of the personnel of the company and the initial endorsement of that which they may be striving to When it is evident that a buyer will "get a run for his money" there is no better way to use available money than to purchase stock in a company that has some reasonable chance of success. The return is many times that of years of careful saving if the development sue ceeds and the amount lost, if it fails, is comparatively small. The people of this country are gradually becoming investors as the realization of many splendid chances which have passed comes home. It is not a ques- ton any more as to whether one should invest, but only as to what particular investment seems to be most advantageous. Every man should invest. Saw ing a small amount each year is a safe and sure method of coure,