The midland journal. (Rising Sun, Md.) 1885-1947, 1918-03-01
FARMERS WARNED
OF new SW|NDLE.
MAN is ADVERTISING THAT HE
WILL ORGANIZE FARM LOAN
ASSOCIATIONS FOR $500.
SMALL TOWNS MAKE RECORD
Ahead Of Cities In Buying the Smile
age Bocks--American Soldiers Lost
on Tuscania Protected by Govern
rnent insurance.

age BookS-An1erican Sol0tcrS Los
on Tuscania Protected by Govern
inent Insurance.
Washington. - Another scheme fol
swindling the farmers of the United
States has been discovered by the fed
eral farm loan board. A man adver
Using himself as an authorized organ
izer Of national farm-loan associations
Is sending out advertising matter EN-
blazoned with the national flag, stat.
Ing that he will organize such associa.
tons at $500 each. and will teach 9th.
ers the trick for a certain sum OF
money. His advertisements have
reached farmers and business men
over a large part of the United States.
He claims to be so busy organizing
national farm-loan associations that
he needs help, but Will take time to
teach others for a monetary considera-
ton.
All such representations are fraudu-
tent. In order to borrow under the
farIn-loan act, it is necessary for
farmers TO organize cooperative ma
tional farm-loan associations in their
local communities. It Is q violation of
n ruling of the federal farm loan
board, published more than year ago,
for national farm-loan association
or joint-stock land bank to spend
any money for promotion purposes.
Associations thus organized will not
be chartered by the federal farm loan
board. Farmers are warned therefore
against anyone asking a fee for his
proffered services in connection with
applying for a loan under the federal
farm-loan, act.
Results Of the smileage campaign,
which put books of theater admis-
sion coupons on sale in nearly every
town and city in the country, show the
small towns and villages far ahead of
the cities in overselling their proper
tionate quotas of books.
Pilot Rock, Ore, was the first town
IN the country to send in a check. Lau-
rens, Iowa, a town of 900 population,
took in 500 before the first smileage
book was received. Titouka, Iowa,
with 200 population, bought $63 worth
Of books, the largest sale in proportion
to population vet returned.
The coupons in smileage books are
exchanged by the soldiers for admis-
sion to entertainments in theaters
Quilt in the camps by the commission
on training camp activities. Admis-
sion charges range from 10 cents to
Is cents, or from two to five smileage
coupons.
Any American soldiers lost on the
torpedoed transport were protected by
United States government insurance
and government compensation. Those
who had not applied for insurance
were covered by automatic insurance,
which is payable to wife, child or
widowed mother. The automatic in
surance aggregates about $4,000, net
ting $25 q month for 240 months. In
surance that had been applied for is
payable to much larger class of ben
eficiaries and can go as high as $10,-
900, netting $3.50 month for 20
months.
The compensation in case of death.
given by the government without
charge and regardless of rank or pay,
ranges from $40 to $50 month, based
on the number of dependents. Pay
ments under the compensation feature
Of the military and naval insurance act
In case of death are payable to a
widow, children. or dependent Wild
owed mother.
The automatic Insurance ceased on
February II, but the compensation
feature of the act is separate pro-
vision. The scale of compensation in
case of death follows:
(a) For a widow alone, $50.
n (b) Forsa widow and one child. S35.
{c)sI.or d widow and two children,
$3.50, with S. for each additional
child up TO two.
cd If there be no, widow, then for
one child. $40. -
(c) For two children, $50.
~ For three children. $40, with So
for each additional child up to two.
(g) For a widowed mother, $50. The
amount payable under this subdivision
shall not be greater than sum which
when added 10 the total amount pay
able to the widow and children, does
not exceed s75.
To meet the shortage of small silver
changein Norway large issue of one
crown notes (ats normal exchange the
Norwegian crown Is worth PCS cents
United States currency has been put