Harrisburg telegraph. [volume] (Harrisburg, Pa.) 1879-1948, 1918-12-12
u. S. Urges Men to Hold
Insurance After the War

The U. S. Government gives all men
in the military and naval service the
opportunity and privilege to keep
up their insurance after the war
has officially terminated and even
after they have returned to civil
life.
More than four million officers
and men are now insured through
the Bureau of War Risk Insurance.
The grand total of insurance is
In its present form this insurance
is annual. renewable term insurance
at net peace rates, issued against
death and total permanent disa-
bility. Under the provisions of the
War Risk Insurance Act every per-
son holding this insurance may
keep it up in this form even after
he leaves the service for q period of
five years. All that is necessary is
the regular payment of premiums.
Moreover, the law provides that
not later than five years after the
termination of the war as declared
by Presidential proclamation, the
term insurance shall be converted,
without medical examination into
such form or forms of insurance
as may be prescribed by regulations
and as the insured may request. In
accordance with the provisions of the
law, these regulations will provide
for the right to convert into ordi-
nary life, 20-payment life, endow-
ment maturing at age of 62, and
into other usual forms of insurance.
This insurance will continue to be
government insurance. The vari-
Gus forms of policies which the Bu-
reau of War Risk Insurance will
write are now being prepared.
Every person in the military or
naval service owes it to himself and
to his family to hold onto Uncle
Sans insurance. 1t is the strong
est, safest and cheapest life insur-
ance ever written. Just as this in
surance relieved our soldiers and
sailors of anxiety and misgivings
for the welfare of their loved ones
and protected them against the haZ-
ards of war, so 1t will continue to
protect them through the days of
readJustment and reconstruction,
and in time of peace.
The advantage of keeping this in
surance in force cannot be empha-
sized too strongly. The right to
continue it is valuable right given
by the government to our fighting
part of the men as compensation for
their services. If this right is lost
by allowing insurance to lapse it
can never De feSalneu. When gov
ernment insurance is allowed to
lapse the holder cannot again OBJ
tain insurance except from private
companies at considerable in
crease in cost. Moreover, many of
the men may have become uninsur-
able as result of the war through
physical impairment and if these
allow their insurance to lapse they
will lose the last opportunity for
their families to have the protection
of life insurance.
The economic value of life insur-
ance to society is so well recogniz-
ed as to need no argument. The
government now has in force upon
the lives of four million American
citizens who have fought its battles
Il life insurance group larger than
all others combined. Therefore, it
is manifestly of the highest i'm
portance not only to the fighting
men and their dependents, but to ali
the people, that the largest possi-
BILE percentage of this insurance
shall be continued in force, after
its holders shall be returned to civil
life"