Douglas Island news., 1918-03-01
WERE INSURED
 AUTOMATICALLY
Families of All Men Lost Then Tuscania Was TOrpedoed Are
 to Be Paid

That America takes care of the families Of those who lose their lives in the service Of their country is attested by the following from the official Bulletin:
 Any American soldiers lost on Che torpcdoed transport Tuscania wcrc protected by United States govern ment insurance and by government compensation. Secretary McAdoo an nounced Those who had not oP- piled for insurance were covered by automatic insurance which Is pay rblc Go a wife, child or widowel mother The automatic insurance aggregates about Si.5OO. netting S25 a month for 24O months. Insurance that had been applied for is payable Co much larger class Of bcnc- aciarics and can go as high asI SlO.OOO. netting S515O a month for 24O months.
 How many Of the men on tho transport applied for government insurance Is not yet known.
 Two Classes of Payments
 The compensation In ease of' death. given by the government without charge and regardless Of. rank or pay ranges from S2O to S75 month. based on the number ot. dependents. Payments under the compensation feature of the mili- tory and naval insurance act in case of death are payable to a widow children, or dependent widowed Rothcr.
 Thus two classes of payments, in- surancc and compensation. will be. made to the widows, widowed mothers, or children or any who may have been lost on the Tuscania. Where specific government insur aucc had been taken out, the amount Of benefits will be much larger.
 The automatic insurance ceased on February 12. 1918. After that date persons killed in military or| naval service will be protected by. government insurance only 1T they had applied for the same and paid paid thc necessary premiums. The compensation feature of the net is| separate and distinct from Che in- suraucc. however.
 Payments under the automatic insurance arc payable Co a wife dur ing her widowhood or to the child or widowed mother while they sur y.vc him.
 Payments under che compensation feature Of Che act to.a widow or wid- owed mother continue until death or rcmarriagc. Compensation to a child ceases at the age of IS. or at mar riage. unless the child Is incomp- potent.
 Scale of Compensation
 The scale Of monthly compcnsa- lion in ease Of death is as follows
 laj For widow alone. $25.
 JbJ For widow and one child. s35.
 lcl For a widow and two chill ircn. S47.5O. with 80 for each ad- luIoual child up to two.
 ul If there be no widow. then for one child, SEQ.
 lcl For two children. $50.
 co For three children. $40. with 80 for each additional child up toI two.
 lgl For a widowed mother, SEQ. The amount payable under this sub- division shall not be greater than a sum which. when added to the total amount payable to the widow and children, does not exceed S75.
 Insurance can be applied for in amounts ranging from Sl,OOO toI SlO,OOO. The latter Is payable in 2iO monthly installments Of $575O each. Co any one or more of the fol- lowing benedciaries: Wife hus- band. child. grandchild. brother, sister. adopted brother. adopted sis ter. stepbrother, stepsIster, parent. l grandparcnt. or step-parent Of the insured. and parent, grandparent. or stcp-parent of the lnsured's wife or husband.