New-York tribune., 1918-09-25

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1t is probable that $4,000 100000 to
Ss,o0o.oo0 900 will represent loans to
the Allied governments and expendi-
lures for ships, shipyards. docks,
vharves and other facilities which will
be salvaged to the American people.
"The bonds of the fourth Liberty
Loan bear Az per cent per annum.
They will mature on October Is, 1898.
unless the United States should cxcr-
else its reserved right to redeem them
Oh or after October Is. 1888.
"Thc interest on $4,000 of bonds OF
the fourth Liberty Loan is exempt.
until two years after the termination
OF the war. from surtaxes and excess
profits and war profits taxes. The tax
payer who subscribes for $4,000 of
these bonds and still holds them at the
time of his tax return bill will also
receive an exemption from such taxes
for like period as to the interest on
an aggregate amount Of $45,000 OF
bonds Of previous Liberty loans. and
subscribers in lesser amounts Will re-
ceive proportionate similar eXemp
ton, These bonds of the fourth Lib
erty Loan are also permanently exempt
from all other Federal, state and mu-
nlclpal taxation, except estate and in
herltance taxes.
Are "GOod as Gold'
"These bonds are AL investment of
unquestioned security, and no man who
lends his money to his government by
buying Liberty bonds need ever fear
that the principal will not be paid in
full at maturity. or that the interest
will not be paid punctually every six
months Every purchaser. therefore, of
q government bond is doing the wisest
possible thing for his own welfare and
o~i$, ~+,.,1>
cess of Or armies in the field, TO the,
restoration of peace and the security
of liberty and democracy for the
future, and at the same time is aiding
in the constructive work of creating Il
great merchant marine with all of its
auXiliaries. which will have a perma-
nent effect upon the prosperity and
destiny of the American people.
"Who should buy Liberty bonds :?
Everybody! The laboring men and
women, the salaricd men and women of
the country. and the people Of moderate
means and Of large means, particularly
should buy Liberty bonds. They should
save money and put it away now where
neither moth nor rust can corrupt, nor
thieves break through and steal. A
Liberty bond complies with these con-
ditions. especially if it IS registe red
with the United States Treasury, be-
cause if registered the Treasury will
replace it if the owner should lose it or
If a thief should steal it.
Wages and salaries are higher in
America to-day than ever before in its
history. Those who spend everything
they earn are not only living in a fools
paradise, but they are doing
grievous injury to their country.
They are living in FOOLS paradise, be
cause the same degree Of prosperity
cannot be expected to continue upon
the return OF peace, when the inevitable
rcadjustments Of all industries must
take place, and they are doing their
country a grievous injury because it is
only by saving that we can provide our
must have to buy the essential supplies
for our military forces.
Every dollar saved now and in
vested in Liberty bonds will be worth
much more when peace comes again.
Every provldent man and woman in the
united States may find their savings
worth twice as much in purchasing
power after the war as now. How can
any one more certainly make money
than by saving it now, with assurance
Q? Its enormous enhancement in value
"hen normal conditions are restored {"
Prepare for Rainy Day
The lmprovldent men and women who
fail now to save money may find them
selves unprovided for if rainy day ac-
companies the return of peace, and
every one who fails to make provision
Tor this time will add to the difficulty
OF readJusting the industrial and com
merclal situation so as to preserve
prosperity under peace conditions:
whereas every one who saved and pro-
vlded Tor that readjustment will ease
the process and contribute to the con-
tlnued prosperity of the nation, as we'll
as to the individual welfare of every
citizen.
THE highest duty of every man and
woman IN the land, therefore, is to
save TO protect themselves and their
chlldren against the possibilities of the
iuture, to say nothing of the fact that
by such saving they are bringing peace
mat much nearer, and are making that
much more certain the saving of
thousands of American lives Which.
otherwlse. will have to be DESTROYED
as the price of victory.
Inc same obligation to save money
ana lend 1T to the government rests
upon the men of larger means-the men
OF comfortable incomes and the men
OF large incomes. The laboring men
and the salaried men and women have
been appealed to and have responded
nobly to the call to buy Liberty bonds
on the instalment plan. Why should
not the men of mode rate and large
means buy bonds also on the install
men plan? If they hav. not the ready
money IN hand. they should anticipate
me future just as the laboring men
and the salaried men do. by obligatinp
themselves to take all Tic bonds thcv
can and TO pay Tor them N instruments
ne government offers bonds PAYABLE in
'hstalments in order that everv class
OF citizen may make purchases within
their present and -easonably future in
come.
Tells of Loan SIackers~
me business men and the men of
comfortable means and incomes who
fail to buy to the limit of their abil;tv
even though 1t involves the payment
Tor their Liberty bonds on tho install.
meht plan, are not only failing to do
tnelr tull duty, but they are NEGLIGENT
OF their own and their country's in
'erest. Their business and welfare de-
pend upon the success of Americas
army, and they must omit no duty to
support the army.
In the Third Liberty Loan 1S OOO
ooo Americans subscribed for I,ibertv
oohds. 1t IS very remarkable fact
lha' or TINS vast number of patriotic
Americans all but 22,6OO bought bonds
IN amounts ranging from $50 to $4,000
only 22,5o0, including corporations.
bought Liberty bonds of the Third
Loan IN excess OF $4,000. 1t would be
preposterous to say that there are only
22,o0U men, women and corporations j.,