davidaulloa/AmericanStories huggingface dataset:
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1918-02-16
ROOSEVELT CAN RETURN HOME
IN "a DAYS, is REPORT

New York, Feb. 16.-Colonel Roose-
welt has so far recovered from his re.
cent operations for assesses that he
will be able to leave the hospital for his
hotel within two weeks and return to
his home in Oyster Bay, ten days later
Read it in The Daily Ardmoreito first
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1918-02-16
SIDELICHTS ON WAR NEWS.

Up to the beginning of this year the
German troops captured by the British
totaled about 17SOOO
French psychologists and economists
have Indignantly rejected any sugges.
ton Of the adoption Of the "crsatz," or
substitute marriages, as put forth by
Germany.
quarter of loaf Of bread is de.
stroyed every time sixteen pints of beer
are made. In England it is estimated
that 100000 600 possible rations a year
ago to make beer.
One of the conditions of enlistment
in the famous French Foreign Legion
is that in any fighting the legion shall
lead any "forlorn hope" the French
army may be called upon to carry out.
The food production department OF
London reports that the tractor has jus
titled itself and the farming community
may be said to have been completely
| converted for the demand for tractors
today bids fair to exceed the full com
plement ordered by the department.
The number of horses used today by
the United States army is approximately
$4,000. This is an increase of 27S 900
since the beginning Of the war, but
does not represent the number of ami
mails purchased by the government
since war was declared on Germany, as
thousands of animals have died in the
various camps and stations.
The nations interested in the Boxer
inedmnity who are at war with Ger.
many and Austria have, with the ex.
ceTtion of Russia, agreed to the posi-.
ponement Of the amount due by China
for period Of five years Russia has
agreed to remit one-third Of the amount
due to her China thus gains the use
of 500 100000 for five years and has
the hope that the total amount may be
remitted by and by.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1918-02-16
PAGE THREE

Fine pot plants, Freezias. Cinerarias.
Begonias, Geraniums, etc. Woerz Bros.
Greenhouses. 12-7
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1918-02-16
ExemptionBoardReports
on Accepted, Rejected
and Special Glasses

The following is the list of the Carter County regis
an VINO have been accepted after medical examination for
service in the army, those who will assigned to special
class because of their mechanical other special ability and
those who are absolutely rejected after due examinations
ACCEPTEn
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1918-02-16

Later in the afternoon l saw testing
Of barometers, official time pieces,
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1918-02-16

A quarter Of loaf Of bread is de.
stroyed every time sixteen pints of beer
are made. In England it is estimated
that $50, 900 900 possible rations a year
ago to make beer
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1918-11-24

Charming models in fine
Quality velvet. Jersey cloth.
satin and serge. showing the
new Russian blouse effect. pan
els, draped tunics, pleated and
plain skirts; smartly trimmed
with braidings, piping. en-
broidery and fringe, as we'll as
fashionable sashes; all sizes.
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1918-11-24
FOREST FIRE Losses
IN NORTH CAROLINA
Report Discusses That nan'aS"
Will Reach Tuta. Uf
SGT5, 125
PLAN ron AFTER THE WAR
Indications Arc That Legislature
VIII &c Called for Special Session
to ConSi,!c Prublcm>-Othrr News
From Ncighboring state.

Cons is!cr PrublcEis-Othrr News
From Ncirhboring state.
RALEIGH y. G.. November 23.-rhe
official rcpor; on forcs, fires in North
Carolina duriug 1917, jus, issued hv
the North Carolina Gcolos ical and
Economic Survey. shows S655.I23 total
losses These are divided S253.lS3 in
that Group y; counties constituting til"
tn"antaiu region, S36,alS in the iicd-
Mon section and S365.622 i'll the coaSla'
main section o. the state. the "lE-
Ecs rcr cent 81 ;he fires. tn" causes
for which are known, was burning
brush, there having been ~ per cent
stnrted in this way other notable
causes We're hunters. 10 por cent:
campers. 90 per cent; railroads II per
vent; lumh"riuG. Is per cent. imrcn-
cent The causes . ~ per cen, OF the
tires reported are uuNnown. The ov-
s.sEs dam"Gt ny III ior"s. i.I's Nh. th%
a previous average for three years @!
With the nearer approach oc Trio 1919
Assembly and the indications tha, the
world peace reimbursement vii! scarcely
We more than barely under way by
postwar conditions tina, will develop
with The conclusion Of The prnc" neGo.
ra;ions and consequent movement viii
require fsr-icaChing rcadiustmcn; of
safe laws rcyeruin" taxation and al
Tie lnnislatiye matters that effect the
SHOULD ~ merely tho briefcst rossihlr
,-c,'; ar recess subject TO The call OF
The Governor when Ii" and his advisors
doom u time for LEGISLATION Of a per-
i"an"nt na'ur" 70 be "n2ctcd for adj
iustirc tho affairs nf the state to the
settled new conditions.
WANTS TO HEAR EHON
ALL IDriNE rRrDICI:I.S
L. y. Calvin. secretary Of IN" cotton
states official murlie;ins board. writes
Comrrissirncr Of Agriculture W. A.
Graham that he is III Washiurtou tor
some time pushing iuvcstigation into
All matters pertaining - cotton and
lis markei price particuiarly the eN-
port situation. and /" desires that
who is now having OF has had trouble
IN IN geti,np nermission from IN" War
individual 10 export cotton shall Write
him the facts. which he vii! treat as
coiti'icntial II 50 renucstcd
state Insurance Commissions. James
X. Young has cancelled the lircuS" of
The Swiss Natlonal Insurance Company.
The enemy act OF Congress. This ac-
ION was taE"n following notice from
the United. states Tr"nsmrv Depart
- IN enemy Insurance COMPANY. The
FEDERAL order against tn" "omnnny was
Elective Al noon. November IS. ana at
ihit time al! American property and
assets OF tho comn- rv.werc tall"n over
by .Govrrnmrn, Officials and the liGui-
du'ion q: its liahi'i'ics ~ this country
VIII no made under til" government
'The Nor,h Car.'.go An,,omohils AZ,
automobiles GENERALLY ,hrou@hout tho
SHE ar" spr, {? concentrate or the
mined cror' =" have l"vislotion that
VIII give relief and urot"ctiom. most
''a.' i"n!ariv FROM nos rrnulous garages
sF .A. ...4. ,naF. F.H ...
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1918-11-24
$4,000 SUITS IS. IS

me best that YOU buy beautiful
q"av
os variety collars;
or
sizes select FROM. 20 ''0'>AA "a
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1918-11-24
$4,000 SUITS 81. IS

he nd
lin the are strictly tailored skirts either plain
pockets of
Of
black rt-ookn
this price.
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1918-11-24

Closc-iltting bodies: stylish
panels and pretty tunics. with
long lines; these are developed
IN serge and satin and serge
combinations, also vclvcteen
with braid and embroidery
trimming; open or round nccks.
beautiful styles in big range
Of sizes.
The Washington times., 1918-03-17

followed the playing Of Hell der i'm
Siegerkranz," which was drowned BY
the cheering Of the crowds as they
leaped to their feet, waving hats and
handkerchiefs.
The German Kaisers personal rep
resentative, Lieutenant General Won
Loewenfeld was the first speaker. He
said that the Kaiser felt that the
most fitting token he could offer to
the United States was a statue of
his ancestor.
"The Emperor is of the opinion, !"
the German emissary said, that God
willing, this statue Will remain as a
lasting pledge for the continuation of
the friendly relations between Amer
lea and Germany-relatiOns for which
the foundation was laid in the days OF
King Frederick"
Ambassador Won Sternburg, the next
speaker, declared that no more fitting
location could have been chosen for
the statue than on the War College
terrace to watch over the men who
are to be instructed in those sciences
which the military genius OF Prussia's
soldier-kinE so marvelously perfected
May the spirit of this hero inspire
those men who are to stand as the
The Washington times., 1918-03-17

his usual rouuis, and. passing the
Prussian's statue. discovered q suit
case tied to his broaze costtails, with
q smoking fuse sticking out Of the
case.
81 was making my rounds" said
Ellis last night "and saw that II
was q time fuse. picked I'D q stick
and lifted the case of, and before I
could throw II away 1t exploded, rup-
turing my left eardrum. / just did
my duty, that's all, and I wish now
I hadn't seen the bomb and the statue
had been blown to q thousand pieces.
About three or four months after
this happened i was presented with
. silver watch by the German EN-
bassy. Yes, I still have that watch.
but don't cary It any more It's q
good time-keepsr, that's ALL"
Cerenonses Elaborate.
No similar event in washington's
history has been accorded more
elaborate ceremonies than marked
the unwilling. on November 10, 1904,
OF the statue OF Frederick the Great,
the gift OF the German Kaiser as a
lasting, pledged for the continuance
OF the friendly relations between
Thousands OF German Americans
were present from all parts of the
nation to witness or participate in
the unveiling. The representative
Of the German societies in America
was DR.. c. J. Hexamer, president of
the National German-American ALL
ance, nowsbeing Investigated by the
Senate. because OF alleged anti
American activities
Lieutenant General Won LoewenfeId
officially represented the Kaiser, and
in his party were several Americans.
among them being Capt. John ].
Pershing. now General Pershing,
commanding the American expedi-
tionary forces against the Kaiser.
and Major George GoethaIs, now
Major General Goethals. head of the
department of the
War Department which Is furnish
ing PershinE's forces shrapnel to ex-
with the Kaiser's forces.
Twenty-o.e Gun Salute.
Twenty-one guns greeted Prest- |
dent Roosevelt a. he arrived at
Barracks with the man,
bers OF his Cabinet
As the Marine Band struck up Eth
Watch on the Rhine" and then bland. |
ed its strains into those of THE Star
Spangled Banner" Baroness Stern
burg. wife OF the German Ambassador.
drew the cord that unveiled the
statue, TO be followed by cheering
led by President Roosevelt. Then
The Washington times., 1918-03-17
VIENNA THINKS U. S. HAS
100000 MEN IN FRANCE

AMSTERDAM, March 1.-THE
Vienna press finally admits that
American soldiers are on foreign soil
They calculate that there are lee, 600
Americans in France, but ask 'NCan
those figures increase the alliss
hopesT
Discussing the English situation
the Vienna paper, q copy of which
has reached here, says that the posi-.
ton Of Premier David Lloyd George
is shattered, and expresses the hops
Nth him.
The argument of the Marquis OF
iAnsdowne in favor OF trying to reach
an early agreement the Vienna paper
says. will prevail, and Andrew Bonar
Law will fail to convince England
that there Is any sense in continuing
the fight.
The Washington times., 1918-03-17
Worried Gray Over Your
Income Tax? Cheer Up;
Primer Will Help You

FrenEled taxpayers trying to 'figuro
out their excess profits tax before
April l are to get further assistance.
Thousands OF copies Of a special
Excess Profits Tax Primer. prepared
by the Internal Revenue Bureau, are
TO be distributed at once throughout
the country by revenue agents.
The primer tells how to find out
what you owe the Government; how
to pay It. and when.
Get one from the internal revenue
collector in your district. and>if YOU
have any further trouble. consult the
collector, revenue agent. or any local
bankers
Then. II your case stin presents
difficulties. write the Washington
bureau. where the authorities are as
anxious to protect your interests as
to obtain the revenue"
AND. DON'T FORGET THAT ALI,
RETURNS MUST BE IN BY
APRIL L
The Washington times., 1918-03-17
ROYALTY FAILS.
TO SAVE THEM.
FROM GR|EFS
OF CONFLICT.

Not only on the peasant and the
millionaire has the great war laid its
heavy hand. 1t has overturned
thrones and sent royalty into exile.
The Gar of all the Russias, whose
word was law to millions, now rusti-
Gates in Siberia. once the dreaded land
Of exile for those OF his subjects who
expressed too freely their ideas of au<
tocratic rule.
A recent letter from Tobolsk pic
lures him as unnoticed by his fellows
as he walks to church. He takes off
his hat and smiles, but his erstwhile
subjects are not at all impressed.
And with him in his exile are his
wife, their daughters, and the little
Czarevitch Alexis, whose birth all
years for an heir to the Romanoffs.
The only son of Nicholas III has
been the source OF more stories than
any other royal child. He has been
reported as dying more than once. As
far back as 1913 eminent surgeons
said he could not live six months. He
was reported as being stabbed by an
anarchist, and as suffering from an
Arterial disease which would soon
prove fatal
His mother has been devoted his
devoted slave, herself nursing him
through all his childish illnesses. So
that, although he may have lost a
throne, he has still the mother love
that many a child would give a throne
to have.
Apparently he is quite ;s happy in
Tobolsk as in the great gardens of
Tsarskoe-Selo or in the vast Winter
Palace in Petrograd.
A sad little figure is Alexis in the
worlds eyes, yet he is only one OF
= many royal children who have felt
the inexorable hand of conflict.
Exiles. too, are the children OF the
King and Queen OF Belgium, the Due de |
'Brabant, the eldest, is now with his |
father. though for a time he lived in !
England. where his younger brother. ]
Charles. 10 at school at Eton.
His sister. the lovely Princess Marie |
Jose, Is q pupil in q famous girls school |
in Florence. Italy. where she il only |
signorina to the teachers.
The heroic King OF the BelEians, with |
the crown prince, are looking forward
to the day when their country shall be /
freed from the invader and they will
return to an admirtng pedple for whose
glory they sacrificed everything save
honor.
The Washington times., 1918-03-17

pillars Of the army of the United
! States" he continued, with those
qualities which made the iron Hohen-
zollern great among leaders. and
which alone render armies mighty and
invincible."
| AS the ambassador concluded the
band again struck up "The Watch on
the Rhine" and Immediately followed
the address OF acceptance by Presi-
dent Roosevelt.
81 accept 1t with deep appreciation
of the friendly regard which It typi-
hes for the people OF this republic.
both on the part OF the German EN-
peror and on the part OF the German
people," said Mr.. Roosevelt. "I think
IT peculiarly appropriate for placing
in this War College"
! or the qualities OF Frederick the
Great, Mr.. Roosevelt Roosevelt said:
He belonged to the ancient and
Illustrious house of Hohenzollern.
which, after playing a strong and
virile part in the middle ages, found
cd the royal house of Prussia
1--WE receive this gift now5 at the
hands OF the present Emperor, him.
self a man who has markedly added to
the luster OF his great house and his
great nation. a man who Las devoted
his life to the welfare OF his people,
but has made 1t evident In emphatic
fashion that he and they desire peace
and friendship with the other nations
OF the earth"
or the large and growing German
population in America, the President
said: There is no student of our ma
tIonal conditions who has failed to
appreciate what an invaluable ele-
ment in our composite stock the Ger
man is"
Eight Feet High.
The statue is one of the works of
the German sculptor Prof Uphues. 1t
Is eight feet in height. made OF bronze
and stands on a granite base, seven
feet in height.
Frederick the Great is represented
on one ofShis celebrated daily walks.
lie is clad in the uniform OF the eight
eenth century. His cooked hat sur
mounts a plated wig. His waistcoat
is OF gold lace and braid. He carries
a walking stick with knotted military
cord in his right hand.
Frederick ii, or Frederick the
Great, as he was known, was born
January "a. 1712. He assembled to the
throne in 1910 and within six months
began his first war, during which he
seized Silesia- In his memoirs, late in |
life. he wrote of his first aggressive !
military movement that at was a
means of acquiring a reputation and /
of increasing the power OF the state" |
Frederick the Great died in 1856, |
after reign OF fortY-six yssrs.
The Washington times., 1918-03-17
DEMAND ANNEXATION
OF FRENCH LORRAINE

A demandefor the annexation Of ths
French Lorraine iron ore districts has
been made by the Society Of German
Iron and Steel Manufacturers Of Berlin.
according to the Hamburger Nachrlch-
ten. copies Of which reached here today.
Previous editorials from this paper
show that IT Is backing an organized
propaganda Of German iron interests for
annexation Of French iren ore territory.
The Washington times., 1918-03-17
ngs Without Countries Feel the Wrath of the God of War

Here is a charming picture of the only daughter of
the King and Queen of the Begians. Little Princess
Marie Jose 70 in Italy at school, With mother and
brothers she awaits the day when all may return the
country ruthlessy devastated by the Germans The
devotion of the Begans to their rulers and the little
princes and princess is stronger than before the
war.
The Washington times., 1918-03-17

Don't let them fool you It viii b
actually only s o'clock. But never
theless you win have to get up. fer
the daylight saving plan viii have
been inausurated all over the country
at 2 q m. that day.
The clocks win haYe been put Al
hour ahead. They viii remain 30 IN
til the last Sunday In October.
The Senate ratined the agreement
with the House on the schedule yes-
terday. and Senator Calder OF r~sv
York, author Of the resolution, pre-
yiding the change. explained IT IN =
speech.
The Washington times., 1918-03-17
DAYLIGHT SAVING
WILL ADD 100000
YEARS MORE Time

Summer daylight saving WIN give
the home gardener an extra hour
every afternoon which he can spend
probably In his vegetable plot.
In seven months Of 2e working days
each. II win add . total Of 1s2 hours.
or more than twenty-five full days,
to his free time for working In his
back yard or vacant lot garden.
Daylight saving win add more than
100000 years OF time to 5000. 900 war
gardeners. There win be at least
that number in the United tsates this
yoar, reports to the National War
Garden Commission show.
The Washington times., 1918-03-17

Guides EARLY spring Flowers.
are the finest homegrown speeims1a.
The Washington times., 1918-03-17
4 4GERMANAEROS
FELLED DURING
RAID ON paris

PARIS. March us-Thrss oothas -
one sipiane were shot down b. -
French dsfsnsss when German s,r
forces bombed Paris. It has bssssonI-
cially announced y
Nine squadrons Of enemy planes -.
lcipated In this raid on the French eAps-
tai
LONDON. March n.-rwsNe hostiis
airplanes were brought down By Brit
ish ayiators yesterday, whils ssvsa
othsrS were forced to descend, EisId
Marshal Haig has reported
British airmen also dropped twslvs
tons Of explosives on hostile rest biIIets.
airdromes. depots. and railway sidinEs,
and eight and q half tons on similar
obJectiyes Friday night
A successful raid was carried Qua
northwest OF Lavaquerie yesterday,
East OF oueant, British artillery -
ploded q German ammunition dump.
Hostile artillerying was reported q
various potntsL
The German aviation station a
zweivrucken was bombed bz Brttish
niers, Haig added.
Fourteen heavy ane ten. lighter
British machines participated In the
air attack. Bombs were observed .
burst on barracks and the railroad
station.
The Washington times., 1918-03-17

TpANnAII'c American Ist 4 RI.
OdAf14NOhLk y TODAY - BUEHMAN
AND BATNE In UNDER SUSPICION I"
TOMORROW - TAYLOR HOLMES in
UNEASY MONEY"
The Washington times., 1918-03-17

DI l7l lS4 9th 81. n. w.
I LnLn TODAY AND TOMORROW
THEDA BARA in ''DU BARRY"
The Washington times., 1918-03-17

HADnEN TO-DAY AND TOMORROW
UhNUEN MITCHELL LEWIS in
THE SIGN INVISIBLE"
The Washington times., 1918-03-17

ItAdINDhLL y 18th 1t. nj. Col. I'd.
TODAY AND TOMORROW CLARA
KIMBALL YOUNG in THE HOUSE OF
GLASS"
The Washington times., 1918-03-17

oTplNn TODAY AND TOMORROW
JlhhIND y. WARREN RERRIGAN
In THE TURN OF A CARD"
The Washington times., 1918-03-17

cDcTE 2IO5 Pa. Av. Phone W. sSs.
OLlOLE ETODAY-ELSIE FERGUSON in
"ROSE OF THE WORLD"
The Washington times., 1918-03-17

IEInEp 507 9th 81. n. W.
LLfaQLn TODAY AND ALL WEEK
GLADYS BROCRwELL in THE
DEVILS WHEEL" and a Fox Sunshine
Comedy.
The Washington times., 1918-03-17

HpANnAII1c Tbeater, 9th 4 Il Ets.
OtAhItDnLL y TODAY AND TOMOR-
lROW-ALICE BRADY in The Knife"
The Washington times., 1918-03-17

CRANDALL' S TaS.% S13i1'' 7:s IN a = st 81.
wEER-'THE BIRTH OF A NATION, |"
The Washington times., 1918-03-17

UnNr 1870 c Street Northeast
llOiLlL TODAY-ALICE BRADY IN
HER SILENT SACRIFICE" ana an
chapter Of SON OF DEMOCRACY"
The Washington times., 1918-03-17

nj VMpIc TODAY AT 500 Pm.
VII uiI " MABEL NORMAND in
lt5l St. ''DODGING A MILLION"
The Washington times., 1918-03-17

rDANnAII'c Savoy 18th 4 Col I'd.
IlAhlNDhLL y TO-DAY AND TOMOR-
Row-MARY PICRFoRD in STELLA
MARIs."
The Washington times., 1918-03-17
ADJUSTMENTS
I TOpAYS
lFuA THEAIU
/ ATTRACT1OS

cRANDAII'S AVE. GRAND.
OkAf1INDhLL y 64S Pa Ave. 8. z.
TODAY AND TOMORROW - CLARA
ETTEs."
The Washington times., 1918-03-17
Can Feed Array.

Cau Eee0 Amy.
These 100000 war gardeners can
produce the equivalent Of the food
needed By an army Of 1000 900 men
for 237 days, or almost eight months.
The extra hour daylight should
increase the efficiency Of these back,
yard munition plants, by at least rs
per cent" says Charles Lathrop Pack,
president OF Commission. This en-
ables the home food-producsrs to
False enough food for 1000. 900 sol
diers for ten months
with the great opportunity which this
presents to help in winning the war.
therefore, no one should welcome more
than the man who Il Aghting with the
hoe-maehine gun Of the garden-the
adoption Of daylight saving.
to get dark shortly after the gardeners
arrival home from office or shop. Day
light saving means only an hour q day
and yet II viii give to the 100000 war
gardeners Of America q total Of si0.0o0.-
90 hours. or f3.75o.ooo days Of eight
hours each. This IL the equivalent Of
sf1 ~ years.
VIII Help wIa War.
This year Of al years daylight saw
Ing win be Of invaluable assistance to |
the nation Il win help to win the war. ]
The rations Of an army OF 1.ooo0oe men.
each Of whom gets q little more than
four and Q quarter pounds. . day, !
amounts to- 4.5o.oo0 pounds a day. The |
war gardens Of the country must help |
10, supply this. iAnd daylight savings |
viii be a wonderful help In the patriotic |
privilege and duty Of helping TO feed |
the boys over there"
Easter morning. somebody win eall |
10 you, sect up, quick; it's Q o'cloekl' ]
The Washington times., 1918-03-17

TpANnAII1c Apollo, ga II II. ne.
ShhNUhLL y TO-DAY AND ToMoR.
RoW-MARY PIcKFoRD IN STELLA
The Washington times., 1918-03-17

Easter morning. somebody win caIl
10 you. sect up, quick; it's o'cloeki'
Carroll County democrat. (Huntingdon, Tenn.) 188?-1971, 1918-02-01
SCOUTS AID THRIFT STAMPS

Oscar A. Price. director Of publicity
for the treasury department, writes ma
tional headquarters of the Boy Scouts
of America as follows:
Il am delighted to learn that your
executive board has fayorably acted
upon the request of the treasury de-
partment for the cooperation of the
members of the Boy Scouts Of America
in connection with the plans of the
treasury department to raise $4,000
100000 through the sale of War Say
ings stamps.
1.-THE splendid results of the coop.
Grafton of the Boy Scouts Of America
in Liberty loan No. l and Liberty loan
No. 2 have impressed upon the treas
ury department the strength and value
of your organization for services Of
this new undertaking.
"The greatest opportunity for service
will possibly be along advertising and
publicity lines by cooperation with the
local committees now being organized
in every part Of the country. A spe-
cial primer Of suggestions and instruc-
tons is being prepared for use by the
Boy Scouts Of America.
"Please congratulate your officials
and through them each member of the
Boy Scouts of America upon their
splendid achievements in the two Lib
erty loans"