The Birmingham age-herald., 1918-10-13
Addresses Mass Meeting of More Than 5000 People
 in Chicago
LOAN SUCCESS MEANS
 SUCCESS OF ARMIES
Failure of Liberty Loan Will Be In. centiye to Germany to Keep on Fighting, Knowing People
 Are Not Backing Pershing

Chicago, October 12.-Secre- tary McAdoo addressed an ap- peal to the rich and poor of the nation alike to make a su- preme effort to bring Liberty Loan subscriptions to the re- quired $6,OO0,000.000 level in a speech before more than 5000 persons at a mass meeting to- night.
 If our home army fails to put the Fourth Liberty Loan over.'' he declared, it will contradict everything our sol diers are doing. It will be new incen- tive to Germany to keep on fighting and it will be a confession in America of humiliating and disastrous failure. Our soldiers are winning victories with their blood and heroism. Shall we at home turn their victories into defeats? No! Pershing has the Germans on the run and we are going to lash the backs of the fleeing enemy until the victory is complete,
 'Pershing needs locomotives and rails 10 follow up our victories, and part of the money of the Fourth Liberty Loan will be used to send them to him. It takes American locomotives now to keep up with the fleeing Germans. Let US see to it at home that the necessary locomotives are provided for the chase, We may as well send our American sol- diers in first-class trains to Berlin, in- stead of leaving them march that lons distance on foot.
 ALL MUST BUY
 "The fact that only one week remains to subscribe the Fourth Liberty Loan, and that we are still short $3,5Oo, coo, 900, makes it necessary for us to consider some of the specific things that must De done to win success. Many families, for instance, think they have done their full duty when the head of the family sub- scribes for bonds, but the head of the family has not done his full duty unless he has bought all of the bonds he can nay for immediately and In the near future If the wife is able to buy bonds and has not done so, she should ,buy them immediately; if the children are able to buy bonds. and have not done so they should buy immediately.
 "A word particularly to the farmers They did splendid work in the Third Liberty Loan. but they must do more for the Fourth Liberty Loan. Farmers nave not vet sold their crops and may nor have ready money to pay for bonds lm- mediately But they are selling their crops right along and will~ soon nave the money to invest Tn Liberty bohos. Each and every farmer in the United States should subscribe for Liberty Bonds now and pay for them when he has sold his crops. He can buy bonds on the installment plan and the banks ought to carry the farmers and every other class of our people on thelr sup scriptions until they can pay them, Ihe banks owe it to the country 10 sun iui finer demonstrate their patriotism py tending. money to all subscribers to Lio- artv Bonds at the same rate of interest the bonds bear namely, A per cent me hanLs can afford to do this and It IS their duty to do this. We must not pen alize the patriotism of subscribers to Lip- erty Bonds by charging them hishe. rates of interest than the government pays them.
 uSE -INSTALLMENT PLAN
 "what I have said about the duty of farmers to buy on the instaiiment plan applies to every class or our peo- pie, rich and poor and or moaera.e means alike. In the third Liberty /Ioau there were 1s.00o,o00 subscribers to s4,000, 000, ,000 of bonds Of this vast army. only 22,50o individuals and cor- porstions bought bonds in excess or s10.O00. This shows that the third Liberty Loan was subscribed more largely by people of small than of moo 6erate and large means. This time the well-to-do and rich people ana corporations must improve their rec ord. They can do more. than they did in the third Liberty Loan and the country expects them to do more. They are just as patriotic as any other class of our people, but they must sive a practical demonstration of it in the fourth Liberty Loan. Why should tho well-to-do and rich mems corpo- raticns hesitate to buy bonds on the installment plan if they have not the ready cash, when people of small means are doing so?
 PRESIDENT BUYS ON CREDIT
 "A few days ago took the sub ecription of the President of the United States for $20,000 of Liberty Bonds on the installment plan. The President, the commander-in in-chief ct the army and navy, does not feel dc.