The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1918-12-09
Red Cross Issues Informa ion
Concerning War Risk Insurance

James L., Feiser. division director
of the department Of civilian relief OF
the Red Cross, has issued the follow.
ing instructions concerning the lapse
and reinstatement of war risk insur
ance:
1. In a decision of the Acting Sec
rotary OF the Treasury under date OF
September 20, 1918, the following regu
lations were laid down relative to
lapse or other termination of insur.
ance granted under Articla 4 OF the
War Risk Insurance Act:
"(a) The Insurance granted under
Article Of the War Risk Insurane
Act will not be permitted to lapse for
non-payment of premiums while the
insured Is in the active military or
naval service and premiums therefore
are authorized to be deducted from
the insured's pay or deposit.
1.-THE said insurance shall, however,
lapse and terminate "a when the in
sured has elected, In writing at the
time of applying for insurance, to have
the premiums paid otherwise than by
deduction from his pay or deposit and
such premiums are not paid promptly
when due or within 81 days there
after; ca when the insured shall have
been, for a period of so days or more,
in status In which no pay, applica-
BILE to the payment of premiums, shall
have accrued; 60 upon written re-
quest, duly witnessed and forwarded
through military channels to the Blu
reau of War Risk Insurance, for can
collation. OF the insurance in whole or
in part and corresponding cessation or
reduction of the deductions of pre-
miums from his pay or deposit, In
which case the insurance shall termin-
ate or be reduced, as the case may
be, on the regular monthly renewal
date of the policy in the month follow
ing that In which the request is made,
and the regular monthly deductions
will accordingly be made from the in
sured's pay or deposit at the end of
the calendar month in which the re-
quest for cancellation is made.
"(b) The said insurance shall
lapse and terminate if, at the expira-
tion Of period of 81 days after the
insured leaves the active military or
naval service for reasons other than
those stated in Section 80 of the War
Risk Insurance Act, the whole or any
part of premiums which were in ar
rears at the time of his so leaving the
service remains unpaid, or If at any
time after so leaving the service the
whole or any part of any premium
thereafter accruing is not paid prompt
ly when due or within 81 days there
after.
"(c) The said insurance shall ter
inmate upon discharge or dismissal of
the insured for any of the reasons
stated in Section 29 OF the War Risk
Insurance Act"
2 In another decision of the Acting
Secretary of the Treasury under date
of September 20, 1918, the following
regulations were laid down with re-
gard to reinstatement of insurance
which has been granted under Article
4 of the War Risk Insurance Act and
which has lapsed for nonpayment of
premiums.
Lapse and Reinstatement of War
Risk Insurance:
"{a}. If the insurance has lapsed
for nonpayment Of premiums while
the insured is In the active military
or naval service, such insurance may
be reinstated "a If application is
made at any time within 81 days aft