Tombstone epitaph., 1918-06-16
HOW THE GOVERNMENT STRENGTHENS
 FIGHTER AND SAFEGUARDS HIS HOME
Uncle Sams War Risk Insurance Offers Protection at enment Assumes AM Administrative Costs and Extra War Hazards- Business Exceeds by Several Hundred Per
 Cent Largest Insurance Company in World.

ent act was discussed, it was stated that $5S thousand was the lowest fig- ure at which any insurance company could afford to accept soldiers and sail ors as risks. and that only for one year. Thus. $lOO0O life insurance. which un- der the government system would cost a soldier twenty-six years old $SO.4O. would cost about $5sO with a private insurance company. This disparity Is largely explained by the governments liberality in itself assuming all the ad- minisfrative costs and the extra war haxardA
 supplants Pension System.
 The entire system of protection af- forded by the government is. fin the words of a major general In the army, an element of victory in the present war. Families provided for means fighters unafraid.
 The difference between the old pen sion system and the modern system which has supplanted 1t is clearly demonstrated by the case of Mrs Bet ty lngraham. 4O3 Third street. Piatt City, Ala. the first woman to receive check from the Bureau of War-Risk in action in the present war. Her son. Gunner's Mate Osmond Kelly Ingra- ham. was killed October l5. 1917. when the |. s. s. Cassin was attacked by a German submarine.
 Under the terms of the military and naval insurance act. Mrs. Ingraham. being widowed mother dependent up- on her son for support. will receive s20 per month. as long as she lives, unless she remarries. Furthermore. she Is entitled to $25 month for 24O months under the insurance provision of the act Her son had not made specific application for insurance. but up to February 12, 1918. automatic insur- ance for approximately S4 300 was pro- vided. Thus. Mrs. Ingraham will re ceive total of S45 per month from the United States government. If her son had applied for S10.OOO of insurance she would receive s77.5O a month. Un- der the pension laws, section 4707, Re vised Statutes. as amended by the act of June 2. 1890. Mrs. Ingraham would have been entitled to SIP a month. Such is the chasm between the old and the new.
 The vast amount of correspondence which comes to the Bureau of War Risk Insurance Is steeped In human in terest. Stories of heroism and lofty patriotism are found by the thousands in the letters received at the bureau. Many mothers and fathers have re turned checks sent to them by the gov ernment, declaring that the govern ment needs the money at this crucial | hour to win the war.
 Keeps Home Fires Burning. i The Bureau of War Risk Insurance is keeping the home fires burning. But ' 1t is doing more than that. It is keep ing Americas, fighting forces confident and treasured.
 A "bluejacket" on one of the battle ] ships after signing the application for Sl0,0OO of government insurance. drop ped his pen and said:
 I have taken care of my family
 now can go out and fight like blazes." | Thousands of families throughout
 the country are directly and yitally af- fected by the allotment and allowance
 feature of the war insurance law. Ev-
 cry married enlisted man in the army
 and navy must allot from his pay lev cry month) at least S15 a month. and
 not more than half his pay. toward the
 support of his wife and children. To
 this allotment the government adds
 certain allowances. depending upon
 the size of the family. In addition,
 the enlisted man may make some | further provision for other relatives,
 and in case of dependency the govern.
 ment will add certain allowances. The Bureau of War Risk Insurance. therefore. must keep a tremendous fil.
 ing and cross-filing system, covering