davidaulloa/AmericanStories huggingface dataset:
The sun., 1918-07-21
Land Banks Fast StabiliZing
the Great Farming Industry

up to 50 per cent of the appraised value
of land and 20 per cent. of the appraised
value Of buildings and equipment, if a
man has live stock he can always nego-
tiate the other so per cent, or if he buys
any one of the countless farms in the East
selling at only third of their value saw
ings and stock should take care of the
other so per cent. Also with a Govern
ment lanI bank loan for thirty-fve years
The sun., 1918-07-21

behind him he has latitude for credit that
he did not possess before.
How, then, is the borrower to set the
machinery in motion to procure his lOani
The First District Federal Land Bank
at Springfield, Mass, has prepared a chart
showing how simple are the proceedings.
IF there is National Farm Loan Asso-
citation in the county apply to the secre-
tary Of the association, and the secretary
applies directly to the Federal land bank.
But the chances are there is no such Farm
Loan Association; for one of the first
things the Federal land banks have had to
do is organize branch loan associations.
Some 100 have been organized in the
First district in this first year of opera
TONS
If the borrower has no such association
he writes TO the Federal land bank to send
him out an agent TO help to organize one.
He confers with neighbors desiring loans
and forms an association of ten or more
that will aggregate loans of $4,000 or
more. The members call a meeting and
send for the land bank man.
Shares Not Like Lost Bonuses.
The members then subscribe for shares
in the National Farm Loan Association to
an amount equal to S. for each 500 Of
the loan. These shares do not mean
money lost, like the bonuses paid the loan
shark; for they can be sold to a new men,
Der coming in. The members then select
a name, designate their territory and elect
from six to nine directors. There must be
a president, vice president, secretary
treasurer and loan committee of three.
They file articles and apply for charter.
The Federal Land Board at Washing
ton grants the charter The association
then passes on applications for loans,
and loan, if the title is perfect, can be
made in forty-eight hours from the Land
Bank. The only place where there might
be any log rolling is in this local associ-
alton. Graft here against the borrower
is almost impossible owing to two or three
provisions.
The number of directors is from SIX to
nine. The local association is organized
by the outside man from the Federal
headquarters, and the appraiser is
Federal Land Bank man.
Under this system within one year Of
the time Of lis organization the bank of
the First district has had applications for
$9,500,000 of loans. That is, out of 3,l72
applicants 2,493 have been approved.
300 more hove been partly approved and
are pending, and the others are still I'M
der examination or have been rejected
This does not look to me as if red tape
were impeding action.
Taking all twelve of the Federal Land
Banks up to March 81, 1918, after one
year of operation 12l,759 applications
for loans had been received, totalling
$2S6,OOO,OOO plus, and 34,l45 had been
made, totalling $77,927,167.
These massed figures may sound re-
mote from the specific mans need; but
The sun., 1918-07-21

The Federal Land Banks have been in
operation only little more than a year,
and these letters are typical of their rec
ord. 1t needs only moments figuring to
realize that the new system permits not
only the farmer TO expand operations but
the banks themselves.
After the first year interest and part
of the principal come back. Each district
bank can issue bonds covering the pooled
values of the lands mortgaged on the basis
Of so per cent. of their values. When the
bonds are sold-and, as told in another
article, they have sold like hot cakes
above par-and the proceeds from the
bonds come in the banks are again in &
position TO reloan as much principal
again up to so per cent. of the land
values, and so the process can go on fast
as bonds sell and loans are repaid
The greatest fault found with the Fed
eral Land Bank system is that while il
finances the solvent farmer. the man who
has dollars value in land for every half
dollars credit he needs, it makes no at
tempt to finance the insolvent farmer,
the man who wants to be a farmer and
hasn't the capital, or who is a renter and
can never GET far enough ahead TO buy
The sun., 1918-07-21

If prosperous, then at the end Of five
years the farmer could begin paying back
any portion of the capital he chose.
While the Federal land banks loan only
The sun., 1918-07-21

Continued on followiing page.)
The sun., 1918-07-21

"Your two letters of the 9th instant
just received in to-day's mail and I
thank you more than words can express
and fervently say Thank God.
"You will please find enclosed the ae-
ccptance of loan properly signed l think
and l will at once communicate with the
Title Guarantee Co. They already
have the deeds. AS l understand it from
your telegram the Title Guarantee Co.
are ordered to stop the execution sale
adv for May 14th."
The sun., 1918-07-21

read few letters from borrowers 1t 10
necessary to suppress the names of both
borrower and place:
"Thc money that came to me last fall
from your bank done me lots of good,
and thank you very much. | hope it
will help others as it has me-"
The sun., 1918-07-21

II am going to do my best again as
in former years, to make the acres pro-
duce, and with this loan shall be able to
make my work tell. l thank you warmly
beforehand for whatever you may be able
to do in expediting the loan.
II cannot too strongly express the deep
sense Of appreciation l feel for the gen.
uine sympathy You manifested in such
a prompt and ready response to my ap-
peal. l am very sure you experienced
real JOY in interpreting the spirit of the
Federal Farm Loan Act
"At the annual meeting of our associa-
ton l had the honor of reading to the
members the ten bulletins as issued by
you. Every one present was impressed
with the clear and concise Interpretation
of the Act
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
LECTURER FROM TRENCHES.

Major Robert Massie, of the Cana
dian Artillery. who was wounded in
the French trenches and suffocated
in German gas attacks. will deliver
a free lecture at the court house here
this afternoon at o'clock. This
will be the first opportunity of Ohio
county people to hear a speaker re-
count the actual experiences of the
death trenches In the great world
war. Major Massie is said to be a
fluent and entertaining speaker, and
his appearance here is a rare oppor-
tunity for our people to hear a first
hand account of the fiercest conflict
ever waged between armies in battle.
Bring the women and children with
you. There will be interest for ev-
erybody, old and young.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
PERSONAL INJURY SUIT.

The most important lawsuit heard
at this term of court was that of the
administrator of the estate of John
Higdon, deceased. against the I'LL
nois Central Railroad Company. for
ten thousand dollars damages for
causing the death OF young Hig-
don.
The deceased was a nineteen years
old soldier boy doing guard duty at
the Rockport bridge about a year ago.
when he was run down and killed by
an Illinois Central passenger train
The suit was brought by the father
OF the boy, through Attorneys Has
well and Walls, of Hardinsburg and
Barnes and Smith, OF Hartford. The
Higdon boy was a citizen of Breck-
enridge county. At a former trial
of this case a jury gave the plaintiff
a verdict for $500. from which the
plaintiff appealed and was granted
new trial. The trial went through
three days of court last week, and
was given to the jury late Saturday
afternoon. After celebrating two
hours the jury returned a verdict for
the defendant.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
LECTURE FROM BENCH.

One of the most scathing denun-
Citations of moral turptitude ever de.
livered from the Hartford Circuit
Court bench was made by Judge
Slack at the close of the trial OF
Clyde Funk, charged with a crime
against Ruby Mitchell. Inspired with
righteous indignation at the unblush-
ing confession of the defendant of his
ruin of the young woman, Judge
Slack expressed regret that he could
not be given a long and just term
in the penitentiary. He declared
that men guilty of such crimes
should be made to pay a penalty Sc
we're enough to be a lasting warning
against the repeaition of such offenses
The large crowd present to hear the
trial displayed a warm enthusiasm in
approving the Judges lofty notions
of the protection of female sanctity.
Many persons expressed regret that
the lecture had not been transcribed
and published for the public's bene-
fit.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
LIFE SENTENCE CONFIRMED.

William Barnes, convicted in the
Daviess Circuit Court for the murder
of his wife about a year ago, and
sentenced to life term in the pen
itentiary, was notified through his
attorneys Wednesday that the Court
of Appeals had confirmed the finding
Of the Circuit Court, and that he
would have to enter upon his term
of service.
Commonwealth's Attorney Smith
says Barnes crime was one of the
most inexcusable and brutal
he had been called upon to prosecute
in the three years of his term as pros
ecutor
Barnes and his wife had separ-
ated and the woman had gone to the
country to do service as a domestic
at farm house. On the day of the
murder Barnes had spent most of the
day with the family with which his
wife was living. and had talked with
her apparently in the best Of good
humOr, and pretended to leave the
premises about dark. But in the
evidence the fact was brought out
that he had secreted himself near
the house and while the family was
at supper shot through a window and
killed his wife who was seated at the
table.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15

Foreign Minister Trotzky, of tn,
Bolsheviki government, has resign
ed. and the seat of government ma,
been moved to Moscow.
A tornado leaving death and de
vastation in its path swept over north
western Ohio late Saturday evening
The third Liberty Loan Bond cam,
paign will open April 6, .ac first an.
niversary of our entering the war.
Bud Fisher. the American cartoon
list whom NUT and JEFF" made ia
nous, and brought him a salary of
100000 a year. has just been made
Captain in a British regiment
Both branches of the Wisconsin
Legislature passed a resolution CEN
surfing Senator LaFollette for his up-
patriotic stand in regard to the war
The judge of the Superior cour.
at Evansville has decided the Indiana
Statewide prohibition law, to go in
to effect April 2, is unconstitutional
The case will be appealed to the SUI
preme Court of the State.
Evangelist Billy Sunday, is hold
ing his first meeting in his home
town, Chicago.
Secretary of War, Baker. is in
France personally inspecting the ac-
tion of the American army.
The New York Assembly by a vote
of "a to Ga refused to ratify the ma
tion-wide constitutional amendment.
Mrs. Incretia Garfield, widow of
the ex-President, is dead at Sc, at
her home in Los Angeles, Cal.
Archie Roosevelt, son of EXPIRES
ident Roosevelt. was wounded by
German shell. His left arm was
broken.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
HUN SOLDIERS
enter ODESSA
Enormous Stores Of Grain
Fall Into Hands Of
Germans.
NO RESISTANCE MADE
Supplies Will Be Sent To
Hungry Hordes Of Gen.
trail Powers.

Berlin, via London, March 10
british Admiralty per Wireless
Press. German troops have enter
ed Odessa. This official announce
mept was made tonight.
Odessa, the most important sea-
port OF Southern Russia and the
fourth city of Russia in population
was founded by Catherine ii in
1894. Its population numbers about
100000, nearly .one-third Of whom
are Jews. Normally there were sew
eral thousand German residents
Among many other important insti-
tutions II contains the Imperial New
Russian University founded in 1865.
Odessa is the largest shipping point
of Russia, immense quantities OF
grain produced in Southern Russia
passing thru II. Its situation near
the great waterways of the Dniester
makes II the natural outlet for the
exports Of the Southwestern provin-
ces
The preliminary peace treaty sign
ed by Rumania and the Central Pow
.rs, on March S. contained a provis-
ion engaging Rumania to support
with all its strength the transport of
troops OF the Central powers thru
! Moldavia and Bessarabia to Odessa.
The purpose of the Central powers in
inserting this clause has not been
made clear. altho the explanation was
given that the primary object was to
secure the importation of supplies
from the Ukraine. After the treaty
was signed the semi-official German
news agency announced that Germany
has acquired a direct route by way of
Russia to Persia and Afghanistan.
Little news has been received for
the last fortnight of military opera
tions in the east, altho IL has been
reported that the Austro-German ad
vance was continuing in some regions,
notwithstanding the conclusion OF
peace with Russia and Ukraine.
Odessa. on the Black Sea. is city
OF some 100000 inhabitants.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
IN CIRCUIT COURT.

A number of jury trials and much
work on the equity docket are the
result of court activities this week.
Enos Lawrence was fined fifty dol
lars and given ten days in jail on a
charge of carrying concealed a deadly
weapon.
Dick Stewart was fined $50 on a
charge of malicious shooting and
wounding with intent to kill.
Alex Kelly. colored, was acquitted
of charge of illegally selling liquor.
Tip Beasley was also acquitted on
charge of Bookkeeping.
In the case of the Commonwealth
VS.. Clyde Funk charged with having
carnal knowledge of a woman over
twelve years of age without her con-
sent, after the trial had proceeded
for nearly two days, by agreement Of
attorneys the charge was reduced to
assault and the defendant fined $3.50.
The case of the Commonwealth
against Litsey, charged with murder.
was called Wednesday noon and is
still on trial. Court will probably
adjourn this afternoon.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
WITH THE TAN LISTS.

The county court clerk had enter
ed only three precincts on the re
capitulation sheet when we went tC
examine that usually news yielding
document. But from these we
Cleaned some interesting facts about
the absurdity of our assessment
1 system.
East Hartford precinct has $50
poll tax payer who pay on property
valued at $35O,461. II lists 256
cows. 346 hogs, $3.50 chickens. z
automobiles, has on hand only $3.50
/ worth OF provisions, 5000 worth of
kwines and WHISTLES. has 81 dogs and
its merchants carry only $3.50 of
accounts ON their books.
Beda has 233 poll tax payers, l l. :
79S acres of land. 255 cows, 755
hogs. 6,3l1 chickens, Sis worth of
provisions, 10 dogs, merchants ac-
counts of $500, and total assessed
valuation of $2O3,72S.
Sulphur Springs precinct has 261
poll tax payers and total valuation
OF $32O,222. 1t will pay tax on S34
cows. 693 hogs, 1875 chickens, 10
geese. s automobiles, 500 worth of
provisions, 1903 dogs and merchants
credits are limited to $405.
Magyar has III poll tax payers and
pays tax on a total OF $74,6S0 worth
of property. II lists 9S cows, TIA
hogs, 1852 chickens, 2 geese. no pro-
visions. 80 dogs and its merchants
carry an even thousand dollars of
credit on their books.
Some of the noticeable incidents of
these lists are; East Hartford lists
one thoroughbred mare that is worth
only 500. Magan precinct has no
black smith shops, has only two geese
and only $4,000 worth of household
and kitchen furniture. or less that
twenty dollars each to the poll tax
payer. Sulphur Springs is the only
precinct Of the four showing postal
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
KENTUCKY NEWS.

BY the collapse of a moving pic.
ture theater at Winchester thirteen
people, chiefly children, were killed
and twenty three others we're injured
~ fast freight train struck hand
car loaded with ties south OF
Elizabethtown, the engine overturned
and scalded to death the engineer and
fireman.
For the second time within a week
holdup men entered Louisville homes
and forcibly cut luxuriant suits of
hair from women's heads.
The recent assessment shows that
Hancock county farmers have only
66S sheep.
Miss Sarah Lambert, pretty lassie
of HELLER. committed suicide because
her sweetheart was drafted and sent
to Camp Taylor.
Twenty one million pounds of to-
bacco has been sold over the loose
leaf floors at greensboro, at an aver
age price of S15.S5 per hundred for
which has been paid the farmers
$S,416. 5S1.
James A. Turner. former cashier
OF an. Owensboro bank, has just been
sentenced to five years in the pen
itentiary for embezzling the funds of
a West Salem. ILL.,, bank.
J. Hunter Bell. Daviess county
farmer has delivered $4,000 worth
of tobacco on the Greensboro mar
ket.
DR.. Bowers is holding protracted
meeting at the First Baptist church
in Greensboro. and is warning his
audiences TO get ready; that the end
of the world is at hand.
In response to a call by the au-
thorities of the government supply
depot at Jacksonville. Indiana, for
female drivers for automobil trucks,
forty plucky Louisville women have
rendered their services.
Glasgow is undergoing scourge
of meningitis. Many deaths have oc-
Cured schools. churches. shows and
all public meetings have been closed,
and the State health authorities have
been appealed to for help.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
NOTED VISITORS.

Mrs. Alice b. Locke, Supreme
Lieut.. Commander of the Woman 4
Benefit Association of the Macca-
bees, Port Huron, Mich. and Mrs.
Lola F. Eastman, State Commander
of the Woman's Benefit Association
OF the Maccabees, Somerset, Ky. will
be present at an open session OF Sun
shine Review No. AZ. March 18th, at
1880 p. m, at Beans Opera House.
All the members are requested to be
present. Invitations have been ex-
tended to a number, who are not
members. Those receiving invita-
lions are cordially urged to accept.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
OUR OBSERVATION-DISCLOSURES.

II is a remarkable fact that all the
former county superintendents of
schools for the past forty years are
still living. Perhaps the record of
no other county In the State equals
it. County superintendent are usu-
ally chosen from the younger men,
and perhaps that accounts for the
fact that nine former superintend-
ents, with the present incumbent, are
still living. Their names with the
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15

terms of their service are: j. Ed
win Rowe, from 1878 to 1882, Frank
Felix, from 1882 to 1886, l.. p. Lon
ey, from 1886 to 1890, Joe B. Rog-
ers, from 1890 to 1894, z. Fl. Shuts
from 1894 to 1898, Fon Rogers,
from 1898 to 1902, ]. NJ. DeWeese.
from 1902 to 1910, Henry Leach,
from 1910 to 1914, Ozna Shuts from
1914 to 1918, and e. s. Howard from
1918 to
Jake Rowe is now practicing law
at Hawesville, Frank Felix is inter-
ested in the publication of the Her
aid at Hartford, l.. p. Loney is in
the internal revenue service at Ow-
ensboro, Joe B. Rogers is minister
at Chicago, Y. II. Shuts is a Lieu
tenant in the medical corps of the
National Army, Fon Rogers is
banker and coal operator at Pixies
vile, Ky, j. NJ. DeWeese is a Major
in the National Army, Henry Leach
is a professor in Hartford High
School, Ozna Shuts is associated
with the publication of the Hartford
Herald and E. S. Howard is serving
as superintendent at the present time.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
THE GRAND JURY GRIND.

1
day after busy week in which it re-
turned 20 indictments. Various in
fraction of the law are covered in
the indictments returned, but the
largest number for a single offense
was for operating slot machines.
There is a notable lack of indictments
for violations of liquor laws. The
high price of liquor had about put
the bootleggers out OF business.
The following indictments were re-
turned:
T. l.. DeHart. carrying away the
property of another, in which he is
charged with appropriating about
twenty bushels of corn, the property
of Hines.
Ed Nall, petit larceny, by taking
the property OF J. c. Her.
Clemmie Myers, fornication, with
Tom Richardson.
Aaron Mosley, robbery, of Everett
Shaver and Cecil Daniel
Jason Taylor, abandoning infant
child.
Loney Crowder. abandoning infant
child.
Tom Richardson. adultery with
Clemmie Myers.
Loney Crowder. seduction of Irma
Haven under promise of marriage.
Steve Grigsby, seduction OF Annie
Pitman under promise of marriage.
Jim Horton (alias Whisky JIM
selling liquor.
The Broadway Coal Mining Com
pany. renting house for unlawful pur-
pose.
l.. & N. Railroad Company for fail
ing to provide separate coaches prop
erly heated and etc.
w. F. Maddox. of McHenry, for
permitting a gambling device (slot
machine) to operate on his premis-
es.
Byron Mason, Centertown, same
charge.
Theodore Dunn, McHenry. same
charge.
Erman Taylor. Beaver Dam, same
charge.
b. NJ. Lawrence. Hayti. same
charge.
S. A. Dexter and |. A. Vincent, Cen
tertown. same charge.
J. H. Addington. Kronos. same
charge.
John Pierce, Horse Branch. same
charge.
James Browning. Rockport, same
charge.
Guy Muffett. Narrows,same charge.
Ray Fulton, Rockport, same
charge.
Joe Tate and H. l.. Moody, Hart
ford. same charge.
Robert Snedden, Rockport, same |
charge.
Sherman Ezell. Horse Branch same
charge
Sam Tate and w. p. Midkiff, Hart
ford, same charge.
f. A. Tilford. operating wheel
Of Fortune" at fair grounds.
l.. & N. Railroad Company, failing
10 provide suitable waiting room at
Dundee.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
DYING OF CANCER.

Mr.. "Bobe" Reid, of Rockport, is
reported to be critically i'll of can
Ger of the throat. Mr.. Reid is one
of the foremost and best known citi-
zens of that section OF the county.
He was best known to the people of
Ohio county for a series of original
articles contributed to The Hartford
Herald some years ago under the
pen name, "Suggs."
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
DOCTORS GROW SCARCE.

There is not now an Ohio ccun-
ty single man studying medicine in
any of the medical colleges, There
were 46 doctors in Ohio county five
years ago, and now there are only 23.
or exactly half as many as Ave years
ago. Recently the army has made
a heavy draft on the doctors OF the
county. .
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
BLANK DEEDS AND MORTGAGES

This Office has a supply of blank
deeds and mortgages. for use by
deputy clerks and notaries public. for
sale. In lots OF 20 or more 1 cent
each. II ordered by mail enclose
five cents extra for postage.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15

savings account. Sulphur Springs is
also noted for the fact that its doc
tors have no accounts outstanding
and unpaid.
We will give further information
about the assessment of the county
when the recapitulation sheet is com
pleted.
The Hartford republican. (Hartford, Ky.) 18??-1926, 1918-03-15
BOILED DOWN.

Foreign Minister Trotzky, of the
Bolsheviki government, has resign
ed, and the seat of government has
been moved to Moscow.
America. [volume] (Cleveland, Ohio) 1905-current, 1918-03-09
ARM|STI-
T|ULU| GU R0MAN|A.

AMSTERDAM, 7 Martie. -
Conform unei stiri sosita din
Bucuresti, tratatul preliminar
de pace incheiat Marti intre pu-
terile centrale 81 Rominia, a fost
semnat de urmatorii diplomat:
Ministrul de extcrnc, Won Ku-
ehlmann, din partea Gcrmanici
Minlstrul de cxterne Czernin,
din partea Austro-ungariei; M.
Montschiloff, vice presedintelc
sobronjei, din partea Bulgarici !;
Talaat Pasha, mareIc vizir, din
partea Turciei, 81 d. Cirtojanll
din partea Rominiei.
1nvoirea a fost facuta ca ar
mistitiul sa tie timp de IA zile
Gu incepere de la miezul noptei
de . Martie. Semnatorii au ajuns
la complecta intelegere ca pa