davidaulloa/AmericanStories huggingface dataset:
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09
OUR MISTAKEN CHARITY.

The season is again with us
when Sweet Charity dons her
glad rags and rambles forth on
her mission of socalled mercy.
mission of curs-y" would be
a more appropriate term.
Nine-tenths of the charity Of
the age in its present form is a
curse to the recipient rather
than a blessing.
Three classes of undiluted
charity can be warranted to cure
i the most perfect case of self re-
spect and leave in its place the
most abject case of sycophancy
that could be desired.
Seriously, our system of char
ity is dead wrong. Any system
of prominscuous giving that does
not require some equivalent in
service except in cases of ply
steal or mental disability-is
just so much toward the eter-
nal destruction of self respect
and self reliance.
| The Man of Gallilee said in
effect to and of the multitudes
that follow him: eye followed
me for the loaves and fishes
Thousands of charity-made men,
dicants are today on the same
quest.
Why is the hobo? Why is the
mendicant? The answer is sim
iple. Self respect is dead. And
in thousands of cases misplaced
charity has been it's slayer.
Effective charity should help
the recipient to help himself and
this should be accomplished in
such a manner that he may re-
tain his self respect and indie
pendence as man.
The relief associations of our
land should give to the down
and-out not money, food or RAIN
ent, but work whereby money,
food and raiment may be earned.
Every mendicant, made SO by
mistaken charity, is a liability
to society. Every unfortunate
placed on his feet and again set
going by furnishing him the
means by which his own eff
forts NAV restore him. is an
asset to society.
Any city or town with the
proper foresight can provide for
it's down-and-outs work suffi-
Gent for their maintenance. This
should be done and absolutely
nothing dispensed without some
return in service-eXcept, as we
have stated, in the case of the
mentally and physically disabled.
Winthrop News.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09
UMBRELLA SIGNS.

To place your umbrella in
rack indicates that it is about
to change owners; an umbrella
carried over a woman, the man
getting nothing but the drip
pings of the rain, signifies court
ship; when the man has the UNI
brella and the woman the drip
pings, it indicates marriage; to
carry it at an angle under the
arm signifies that an eye is to
be lost by the man who follows
you; to put a cotton umbrella
by the side of a silk one means
Exchange is no robbery" to
lend an umbrella may be inter-
.preted II am a fool" To always
have an umbrella, signifies per-
feet memory.-Exchange.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09
How's This :

We offer One Hundred Dollars Reward
for any case Of Catarrh that cannot be
cured by Halls Catarrh Medicine
Halls Catarrh Medicine has been taken
by catarrh sufferers for the past thirty
i've years, and has become known as the
most reliable remedy for Catarrh. Halls
Catarrh Medicine acts thru the Blood on
the Mucous surfaces. expelling the Poi.
son from the Blood and healing the dis.
eased portions.
After you have taken Halls Catarrh
Medicine for short time you will see a
great improvement in your general
health Start taking Halls Catarrh Medi-
cine at once and get rid Of catarrh. Send
for testimonials. free.
r. J. CHENEY & CO.. Toledo, Ohio.
Sold by all Druggists. 75c.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09
ONE CENTS WORTH OF
ELECTRICITY.

One cents worth of electrici-
ty will do the following things:
Operate a sewing machine
two hours.
Percolate four cups of coffee.
Keep six-pound iron hot fif-
teen minutes.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09

Anyway, you'll all have to
admit that it takes a bill collect
or to Find people out" Elk.
If war is what General Sher-
man said it was, what is a vii
lage election Eek.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09
LAND SNAPS.

| have several snaps in Mon
tana land which I would like to
place with Redwood County
Farmers. Write me for descrip-
ton, prices and terms.
D. K. WdITTET,
4O-tf Three Forks, Montana.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09

heart young though his hair is
silvered is to be envied.-Ex.
The man who is always up
and doing will never be down and
Out.-Ex.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09

We don't hear much about
small potatoes" anymore. They
are too valuable to jest about.
Elk.
The man who can keep his
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09
INCOME IN 1916.

Premiums and Assessments Observation-Disclosures 5,57S1e
Borrowed Money 2O8OO
Total Income Observation-Disclosures. s23,97e46
Ledger Assets December 31s of previous year 2972o7
Sum Observation-Disclosures. s26 1851. SO
DISBURSEMENTS IN 1916
Net amount paid for Losses 5,49495
agents, officers and employees Observation-Disclosures. 1486.74
Taxes Fees Rents and Real Estate Expenses and Fire
Patrol, Observation-Disclosures. 15O85
Borrowed money repaid Observation-Disclosures. 2O800
All other Disbursements OBSERVATION-DISCLOSURES. 40O30
Total Disbursements .s1774o84
Balance 92lo69
LEDGER ASSETS DEC. 81, 1916
Cash IN Office and Banks 9,21O69
Total Ledger Assets Gas per balance) ..s e,21oe9
NON-LEDGER ASSETS.
Interest and Rents, due and accrued 1,O3417
Other Non-Ledger Assets 10000
Gross Assets s1o,a44s6
DEDUCT ASSETS NOT ADMITTED
Assets not Admitted 10000
Total Admitted Assets ACKNOWLEDGEMENTS 1o,2448e
LIABILITIES.
Losses adjusted and unadjusted ............ 100000
Unearned Premiums ....................... 4836s2
Salaries Expenses Taxes Dividends and Interest Due $500
Total Liabilities Including Permanent or Guaranty Ed 80
Net Surplus 508304
RISKS AND PREMIUMS, 1916 BUSINESS
Fire risks written during the year $50 90
Premiums received thereon Observation-Disclosures SOB 54
Net force at end Of the year 10000
BUSINESS IN MINNESOTA IN 1916.
RISKS Wrltten 562,694OO
Premiums Received 5,578OO
Losses Paid 15,245OO
Losses Increased Observation-Disclosures. 15254OO
Amount at Risk Observation-Disclosures. s., 1926, ao5 90
STATE OF NEUTRALITY-SUSPICIOUS. OF INSURANCE
Hereby Certify That the Annual Statement of the Mutual
Creamery and Cheese Factory Fire Copman for the
year ending December 3lst 1916 of which, the above
strac has been received and filed in this department duly
JOHN B. sANBoRN,
4O-3t Commissioners Of Insurance
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09
ANNUAL REPORT OF
Mutual Creamery and Cheese Factory
Insurance Company

PRINCIPAL OFFICE: REDWOOD FALLS, MIMI
Organized in 1900.
ANDREW FRENCH, A. D. STEWART
President. Secretary.
Attorney Accept Service in Minnesota Commissioner
of Insurance.
The Redwood gazette. [volume] (Redwood Falls, Minn.) 1873-1940, 1917-05-09
kaIo's Headache Powders

IS CENTS ROx GUARANTEED SAMPLE FREE
The MenthoJen Co.. Albert Lea. MINI
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25
RENTERS BENEFIT
BY FARM LOAN ACT
How Tenants Can Secure Purchase
Price OF Land Explained For Read
er Of The Times.


WASHINGTON, Jan. 23-The ques-
ton has been frequently asked, Hoy
can a renter who has not saved fifty
per cent OF the purchase price OF land
make use of the Federal farm loan act
to get land of his own?"
The answer is. by means OF first
mortgage given under the farm loan
act for fifty per cent of the purchase
provided this does not exceed
fifty per cent of the appraised value
and second mortgage given to the
former owner of the land or to bank
or private money lender for the bal
ance
1t must be borne i'm mind that the
amount which can be borrowed under
the farm loan act is limited to fifty
per cent of the appraised value OF the
land. and this is written on the as
sumption that the tenant viii not pay
more for his land than it is actually
worth or, in other words, it's apprais-
ed value as contemplated under the
farm loan act
To furnish q concrete example:
Suppose John Smith. renter. wants
to buy 100 acres OF land. valued at 500
an acre The total purchase price
would be $4,000. but John smith has
not the money to buy it.
1nQef luc farm lOdu d'tt olillii
would be entitled to borrow $1,000 of
the appraised value, if this appraised
value should be the same as the pur-
chase price. This would leave $500
to be handled by a second mortgage.
The amount borrowed under the farm
loan act could be paid to the original
owner of the land and a second mort
gage executed for the difference.
The original owner would thus get
a satisfactory payment down, and if
he had confidence in the purchaser he
would probably be willing TO accept
a second mortgage for the balance,
divided into ten annual payments.
Here is the way it would figure out:
The first mortgage of $500 given
under the farm loan act would draw
let us say. five and one-half per cent
interest and would be paid off on the
installment plan through period oil
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25
BUHL MOVES TO GET
THE ROAD TO JARBIDGE.

A meeting Of the people interested
in the building OF the Lilly trail as
a means of getting the trade OF Jar
bidge, the thriving mining town across
the Nevada line was held Thursday
night in the Commercial club rooms,
says the Bull Herald.
r. r. Hobbs and A. J. Iuker. who are
familiar with the roads and conGidons
along the proposed route. attended the
meeting and made suggestions as to
the proper steps TO take. A few Cas-
tlefOrd men attended also.
The mining interests in Jarbidge
are employing men as fast as they ar
rive. according to recent visitors in
the camp, and when the weather opens
up it lis estimated 5000 men viii be
rushed to the town. The Guggen-
helms are expected TO use these men
i'm their mines.
Merchants and mine owners in Jar
bidge look for a business boom as
soon as the roads are better and the
organization of the Oregon Short Line
Transportation company is said to be
nearly complete A. j. Iuker who re-
Gently made a trip to Jarbidge, said
the organization viii be complete as
soon as a destination point is selected
and he thinks Buhl has an excellent
/ chance of landing the point The
transportation company's stock is said
to have been subscribed by merchants
and mine owners in Jarbidge and the
company is expected to do a big
| freighting business
A tram has been built from the
town OF Jarbidge and the men who
work i'm the Guggenheim mines above
the town are hauled to work in cars
All the mines are electrically lighted
and work goes on night and day The
! Guggenheim office in the town also il
open night and day and the hotels anC
business offices are busy most of The
time.
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25

forty years by making annual pay
ments of $1,000 Now let US say that
the second mortgage would draw q
per cent and could be arranged so as
to be retired i'm ten years. The inter
est on this $500 mortgage at six per
cent. would be $3.50 the first year and
one tenth of the $500 would be $3.50.
Adding the interest and the one
tenth annual payment would mean a
payment of S4OO ON the second mort
gage the first year The second year
payment would be 1888 and the fol-
lowing payments through the ten
years to retire the second mortgage.
both principal and interest, would be
$3.50. $3.50. $40 1925, $50. S295, $3.50
and S265.
On top of all these annual payments
would be the S155.95 interest and
amortization payments on the first
mortgage to the federal land bank SO
that the total payments. interest ana
principal. on the two mortgages would
begin at S555.95 and dwindle down to
S42O.95 the tenth year and after that
only S15595 each year.
If the terms of the second mortgage
could be arranged for longer than ten
years the required annual payments
would be correspondence reduced.
These payments are no greater than
the average tenant pays for rent. The
first year payment on both &thesc
mortgages would amount to approx
mately $3.50 an acre These would
gradually reduce until the tenth veal
he would be paying S42O an acre ant
each year after that he would be pay
ing only S155 per acre per year In
stead of being paid as rental thi.
money is applied on the purchase
price of the land.
The interest rates quoted in this
/ instance are suggestions only and arr
not to be taken as an official state
ment of what rates Will prevail unde
the farm loan act
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25
POTENTIAL AUTO DEMAND
NIlU ARNYE TUE SI-PpLl

So much has been written relative
TO the development Of the motor car
industry and so many prophesies have
been ventured without proper cOnsid-
GRAFTON of vital and controlling fac
tors, that a clear and simple analysis
of the subject may serve to dissipate
much of the unfOunded conjecture,
says Automobile Topics.
The automobile market is divided in
to two broad fields First the rural
class. which includes all persons en-
gagged in farming and others in vari-
GUS businesses who live in towns OF
less than five hundred population.
Second, the urban class, which com
prises all people in any but farming
pursuits who live in towns of five
hundred or more population.
In the rural or farming market,
there are 6,5O0.000 families. one mil
lion of these now own motor cars
and one and one-half millions are
Door. illiterate, or negroes, who for
the purpose of this study may be eX-
cluded from the prospective buying
class There remain, then. 4,OOO'OO'
farm families who are possible auto
mobile buyers.
In the urban class, covered by II,
coo towns and cities of more than five
hundred population, there are abou
5000. 600 homes owners of which mum
her only 100000 now own cars. Ac
cordingly. there remain 100000 pros
pective buyers in this class, or tota
actual unsold market, in both rura
and urban classes, Of 1000 600 posi-
BILE automobile buyers.
The accepted average life of an au
tomobile is about five years in tn
hands of the original owners; and a
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25
ECONOMIC Uses OF THE
PLEASURE AUTOMOBILE

An important and noteworthy fact is
vouched for by the Editorial Depart
ment of Automobile Topics, a we'll
known trade authority. which has been /
making a careful analysis of the COM /
parative nature of automobile service. !
They state that OF the 5000. 600 motor |
cars of all kinds in service in the Uni /
ted states today. they can cOnserva- |
lively say from their investigation that
over one-half of the mileage of the B. I
600 600 cars is used for business pur-
poses. Literally, this means that of
the 100000 automobiles running in
this country today, One-half. or ].
100000 are used for business pu--
poses. This leaves only one AMI a
half million in use for pleasure or
social transportation purposes.
In considering the 100000 autOmO-
biles in use today, which may legiii-
mately be classed as "pleasurs cars -
an important fact should be borne IN
mind. namely: the so-called pleasure
car of today has a distinct economic
use, it being only reasonable to de-
duce that the time and money spert
in motoring for pleasure or sOciai in
tercourse almost invariably takes tie
place of some other form of eXpCndi-
ture OF less actual economic value.
Motoring is q pleasure that makes for
broader visions, saner and more help
ful diversions. and a more sympathetic
social life. A nation without its sane
pleasures is hopeless. Therefore, il
is far from logical to consider the so
called pleasure car of today as an
added luxury.
Ii production increases at the Nv
erage rate maintained for the past five
years which is unlikely, due to great
| er manufacturing problems and to In
ability OF the selling and distributing
! branches to keep pace with greatly au-
gumented manufacturing volume the
point of saturation Will not be reich
ed for five, six or seven years. Aai
some of the leaders in the industry
predict that ii Will be a matter Of zen
or twelve years.
All signs point to a continued de-
velopment for several years to coi?e
for Just how long it is difficult to
say. but as in many other new fields.
limitations and curtailment of expan-
sion, arbitrarily predicted, are merely
| evidence of a shortened vision or unfa-
miliarity with all of the facts.
It is true that materials and labor
are more expensive and increasingly
hard to secure. This condition is not
serious. nor is it likely to be. The
makers of medium and high-priced
cars overcome the difficulty by an adj
vance in their selling prices. The
manufacturer of lOw-pIiced cars built
in kindergarten quantities, are pro-
tected by contracts until the end of
the automobile year. July, 1917. and
are able to absorb additional expense
by spreading l. out over a great num-
Der of units and by increasing their
manufacturing efficiency.
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25

see how 'Gets-It' gets them off in q
hurry and without the least pain.
can wear tight shoes, dance and walk
as though / never had cOrns.n
"Gets-It' makes the use OF toe
irritating salves. bundling bandages,
tape, plasters and other things not
only foolish. but unnecessary. Use
this wonderful discovery, "Gets-lt"
for any soft or hard corn or callus.
Tt IFS the new, simple. easy, quick
way and it never fails. YOu'll never
have to cut q corn again with knives
or scissors. and run chances of blood
poison Try "Gets-It" tonight
"Gets-It" is sold everywhere, 25c
q bottle, or sent on receipt OF price by
L. Lawrence & Co. Chicago, Ill.
Sold in Twin Falls and recommends
as the worlds best corn remedy b
Skeels-Wnoy Drug company; Cit
Pharmacy; Bedford-Fisher Drug con
pany
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25
Come on Over, See
NV Corn Fall Off"
Il Put 2 Drops Of 'Gets-It' on Last
Night-NoW Watch"

"See-all you have to do is to use
your two fingers and lift the corn
right off. That's the way Gets-lt
always works. You just put on
about drops. Then the corn not
only shrivels. but loosens from the
toe, without affecting the surround
ing flesh i'm the least. Why, it's all
most a pleasure to have corns and
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25

Thomas D.. Jr.. son of Representa-
tive Schal of Minneapolis Mimi, be-
Ing less than six years old, can neither
read nor write, but he knows his let
ters and can read figures. He guided
his blind father from Washington to
Minneapolis and return for the holt
days without a mlshap. In restau-
rants he spells: "S-t-e-a-k. 10" and so
there's no chance for the waiter to
make an extra dime. When the father
receives change Thomas tells him the
figure on each bill. Moreover, he pays
no fare on trains. He's the best valet
and travelling companion I ever had"
says his father proudly, "and the most
economical"
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25

the man who once owns car will
not thereafter be without one, we must
include the recorder market which in
the calendar year Of 1917 will be about
60O,O 900, this being twenty per cent Of
the 100000 now in use.
For the year 1917, therefore, the au-
tomObile business will face a market
of about 900 .000 possible buyers. Not
more than 100000 cars will be built
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25

lies who do not own the homes in
which they live, but are well able to
buy and maintain a motor car, CD
the business houses. retail and whole
sale merchants who use thousands of
roadsters for statesmen, and many
thousands more of delivery cars reg
ular automobile chassis with CONNER
cial body), CD taXicabs and other cars
for public hire.
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25
ALL TIE YEAR ,ROTND

Oregon Short Line week end and
Sunday rates have been so popular
that they will be continued indefinite
ly. On sale every week-all the time.
They are for your convenience; use
them frequently. Ask O. S. /. agents.
Advertisement.
The twice-a-week Twin Falls times. (Twin Falls, Idaho) 1916-1918, 1917-01-25

in the coming year, leaving a possible
excess market of 100000 buyers at
the beginning of 1918
These figures are decidedly cOnser-
vative because they take no cOnsid-
alton of % any export outlet, 90 the
people who have or will have two or
more machines, (3) increased pOpu-
lation. 90 increased prosperity, CD a
million or more town and city fami-
Arizona republican., 1917-11-04

theirs were it not for the place for safe keeping of the little folks. The nursery and playground will be To- cated between the better babies con- test and the creamery buildings and will be in charge of Mrs. Frank T. Alkire. The nursery has been en- larged since the last fair and will accommodate twice the number ot babies admitted the past year. It will be fully equipped with beds, chairs and all the details that tend toward the baby's comfort. A trained
 nurse will be in charge and she will
 have a corps of assistants. Fables under the age of six months will not
Arizona republican., 1917-11-04

be admitted The playground will be in charge of kindergarten teacher and she too, will have assistants. Children up to six years may enjoy the playground privileges.
 Robert F. Lee Chapter, United Daughters of the Confederacy will meet at the Womans' club at 3 o'clock Friday afternoon when the following well-arranged program will be presented:
 Heading Miss Elizabeth Jones; vocal solo, Miss Clara Hazzard; Piano
 Continued on Page Six)
Arizona republican., 1917-11-04
The Coming of a GREAT ENGINE
H Makes High P0aver Ont of Lo2v Grade Cos

A new manifold, termed ''The Rams horn, has been constructed of simple pip ing. It IS on the exterior of the engine. It IS a manifold of easy curves so that there are no sharp corners for the raw gas to lodge against and be pushed into the cylinders. !
 The next development was to give the gas the proper amount of heat after 1t came from the carburetor.
 What Is termed hot plate Is built in at the top of the throat of the carburetor SO that the gas coming straight up from the car buretor hits the ''hot plate, the dimensions of which have been worked out very scien- tifically, and then passes around the easy curves of the smooth manifold in perfect state of mixture and at the proper tempera- ture to each of the cylinders.
 The case of this Chalmers engine has been proved.
 1. On August 1 and 2, Joe Dawson drove Chalmers equipped with this same engine 1898 miles in 24 hours-faster and farther than anyone ever before had travelled on land, sea or air.
 If there's flaw in pattern, or part, solid day of bitter, brutal speed will find 1t.
 9 There are over 1000 Chalmers containing this engine now in use. They check up past all expectations.
 Therefore, the Maxwell Motor Con- pany, which has leased The Chalmers Motor Company, has put its o. K. on this engine, and accordingly on the Chalmers car.
 90 per cent of any automobile IS the engine; and no car can be bit better than its engine.
 So you are safe in writing your check for a Chalmers.
Arizona republican., 1917-11-04

direction of Mrs. P. L. Sterkel who will discuss Rabindranaph Tagore, his life and his writings Last week s meeting was held at the home of Mrs. J. W. Rice when Mrs. E. A. Francis read a well prepared paper on "The farmers wife and her place in affairs of the day"
 Through the efforts of the Arizona Congress of Mothers. many women will be able to enjoy the coming state fair. A cottage nursery and play ground carefully supervised will make it possible for many mothers to en- joy the. pleasure that would not be
Arizona republican., 1917-11-04
211-17 N. Central Ave.

CLUBS..... =. =. =. ..... Miss Meredith Bishop.
 Piano-Selection, P. Tschaikowsky) Mrs. L. E. Hewins
 Vocal-A Proposal, Autumn Song, (Mary Turner Salter) Mrs. o. N. Handley.
 Piano-Lyric Pieces from Op. F (Grieg): Waltz. Watchman's Song, (composed after Shakespeare's Mac beth); Album Leaf
 The wood-Ramona club will meet Wednesday with Mrs. G. $. Rocker of Comeback road. A literary program will be furnished under the