The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1917-08-10
SOLDIER INSURANCE
At So THOUSAND
BILLS TO THIS EFFECT AND FOR
OTHER PROTECTION TO FAM
lily INTRODUCED.
$4,000 IS MAXIMUM
Feature Not Previously Announced
Would Make 1t Compulsory For Off
GERS and Men to AllOt Minimum of
Sl5 Month Out of Pay to Dependents.

WV VI hg W
Washington, August 1O.-Authority to
make effective the governments pro.
gram of insuring the armed forces of
the nation were contained in mills in
troduced in both houses today.
The proposed legislation was framed
to follow plans already announced in
general outline and would provide at
minimum cost for American soldiers.
sailors and marines, the insured men
paying the premiums; family allowan.
ces to dependents of men in the ma
tions military or naval service; indem-
nification for disabilities and the re.
education and rehabilitation at govern
ment expense Of injured men.
Insurance would be written by the
government on the lives Of men at
rate approximately IS per thousand in
sums Of from $1,000 to $4,000, the
premiums payable in installments.
A feature not previously announced
would make it compulsory for officers
and men to alot a minimum of SIS a
month out Of their pay to dependent
wives and children. The maximum
compulsory allotment is half pay.
These alotments would be supplement-
ed by family allowances. to be made
by the government, of from IS to $50
a month according to the circumstan-
ces and number of dependents.
To encourage thrift and better to
preserve equality and democracy
among the members Of our own forces
and between them and the allies au-
thority is sought to permit the war
and navy departments TO compel men
who do not allow one-half their pay
to deposit so much of their half pay
as is not allotted with the government
at four per cent interest compounded
semi-annually
Liberal indemnities for partial and
total disability are included in the pro-
gram. varying from $40 to SIS per
month minimum up to 5000 a month
for higher officers.
The cost Of the entire program to
the government as estimated by Secre-
tary McAdoo would approximate s176..
10000 the first year and S3SO.5 900
the second.
The total for the two years thus is
placed at S556,650,OO which Mr.. Nc
Adoo estimates at less than six per
cent q the cost to the country Of con-
ducting the war.
In its general features, the bill was
approved by the advisory committee OF
insurance representatives summoned
July b. Secretary McAdoo to Wash.
ington.
They opposed. however" Mr.. Nc
Adoo advised the president in a letter
made public with the introduction of
the bills, the grant of any government
insurance over and above the compen-
sation, on the ground that the other
provisions were liberal enough and
might be made more liberal in ways
suggested by them. They favored.
over and above compensation. the pay
ment by the government OF 81 900 in
each case Of death during service, or
within five years after discharge OF
service In lieu Of insurance"
Those as Beneficiaries.
Children up to eighteen years Of age
-"or If incapable Of pursuing a sub
stantially gainful occupation because Of
mental or physical innrmitieS then
without age limits"-and wives OF men
and officers would be given family al.
lowances within the limits designated
during the term OF service OF the men
insured
The bill does not attempt TO cover
the methods to be pursued in re-educat.
ing and rehabiltating injured men. The
amount 70 indemnities paid in cases OF
partial disability, however. would vary
from time to time. according to the al.
tered circumstances Of the man insured.
Is Well Protected.
Assume that man were totally dis
abled by losing both legs and both arms
in battle" Mr.. McAdoo wrote Presi.
dent by way Of illustration. Under the
compensation provisions OF this bill. II
he were a private and unmarried he
would receive $40 per month. and IL. as
most probable. he needed a nurse or at.
tendant, up to $50 additional.
III he had a widowed mother depend
ent on him for support. he would get
another $40. II he subsequently mar.
ried his compensation would be in
creased at once by SIS II later on he
became the father Of children. the com.
pensation would again be increased $40
month FOR each Of the first two chill.
dren. possible maximum OF sos a
month.
Still More BenevOlences.
I'm addition, he would be fitted with
artificial limbs and have treatment. His
compensation or pension would not be
affected by any increased earning. Fur.
thermore. II he wanted TO set up as a
small storekeeper. under the compensa.
ton system, he would be allowed Ia
commute $50 a month OF his compen.
sation; this might give him 81 900 or
more and still leave him a protected
TO some extent"
When disability results In death. de