The Farmington times. (Farmington, St. Francois County, Mo.) 1905-1926, 1917-03-30

The American Smelling and Refin-
ing Company, one of whose properties
is the Federal Lead Company at Flat
River, has adopted a meritorious plan
for insuring the lives of all its en-
ployes, salaried and wage earners,
without charge. This action on the
part of one of the largest and most
extensive mining corporations in
America is one of the encouraging
signs that organized employers and
employees are coming to appreciate
more and more their reciprocal rela-
tionship to each other. Tire A. S. &
R. Co. is to be commended in this
move. The plan is fully set forth in
the following circular letter of Pres
ident Guggenheim:
New York, March Z, 1917.
The American Smelling and Refin-
ing Company (the American Smelt-
ers Securities Company likewise), in
further development of its policy in
matters relating to Labor and Well
fare, has adopted the following plan
of Group Life Indemnity for the ben
eft of its workmon and their families
or dependents:
Effective as of January /, 1917, the
Company at its own expense will is
sue to each wage-earner employed at
any of its plants, mines or mills in
the United States, who has been in the
service of the Company for one year
or more, certificate of indemnity, in
the event of death for any cause while
in the employ Of the Company, One
Thousand Dollars Isl 1,000) to the fam
lilies or dependents of married men,
and Five Hundred Dollars ($500) to-
the dependents of single men, On the
marriage of a single man, the amount
of his indemnity will at once be in
creased to that of a married man.
Persons in the employ of the Com
pany for less than year will re-
ceive a certificate upon the compile
tion of one years service. Certifi-
Gates will be issued without discrim-
ination as to language or nationality,
color or creed, irrespective of age, and
without medical examination or other
proof of physical condition. Payment
will be made to the beneficiary desig-
mated by the em,loye, but if there be
no designated beneficiary surviving
at the death of the employe, payment
will be made to ~ widow; (2) if no
widow, the children, equally; go if
no children, the parents, equally; (4)
if no parent, the brothers and sisters,
equally; (5) if no brothers or sisters,
the estate, in the order named, pay
ment to beneficiary first in order,
excluding beneficiaries later in order.
The indemnity will be paid in whole
or part as soon as possible and not
more than thirty (30) days after sat
isfactory proof of death and identifi-
cation of beneficiary. 1t will be paid
in a lump sum or in not more than
five installments, as in the Judgment
of the plant manager will prove the
more advantageous to the beneficiary;
but all installments shall be fully
paid within twelve months after death.
The term of the certificate will be one
year, but at the end of each year, for
the five years next ensuing, the in
tention of the Company is to issue
a new certificate, increasing the
amount one hundred dollars ($100) in
the case of married men and fifty dol
lars ($50) in the case of single men,
to the end that the indemnity of mar
ried men will eventually be one thou
sand five hundred dollars 1,5O0) and
the indemnity of single men seven
hundred and fifty dollars ($750). This
indemnity is for employees of the
Company only, and will therefore
cease in the case of any person leav-
ing its employ for any cause.
The motives which act1latad the