Evening journal., 1917-12-31
EMPLOYERS LIABILITY ACT
BECOMES EFFECTIVE TOMORROW

49, - ne :" -
3-They must satisfy the lndustrio
Accident Board Of their financial ahllit
to assume the compensation provide
and secure a cert flcate excmpting ther
from carrying such insurance.
IN deciding the financial ability OF al
employer to carry his own insurance
the Industrial Accident Board must vir
tually predict the future financial sta
biliiy Of that employer for a period O
several years Upon the judgment o
the board as 20 the financial future o
an employer depends whether iudg
ment Of the board as TO the fnancia
future Of an employer depends whethe
an injured workman or his dependent
obtain compensation during later years
While financial experts are requested
10 and must forecast the financial sta
bility OF employers for weeks OF
months board must predict their flnan
cial soundness. for years. In as mucl
as IL would be embarrassing and hu
initiating TO find that an injured work
man, or IN case of his death, his de
pendents were not receiving compensa
tion because Of the board having mad,
wrong prediction, employers who's,
APPLICATIONS for self-insurancc are re
fused, should not consider such action
as a confession on the part Of the IN
dustrial Accident Board Of It's liability
to re0d their financial future for seVera
years.
In case the employer refuses OF neg
lects to insure his liability by one Of
the methods herein mentioned or docs
not file with the board evidence Of COM
pllance with this provision within sixty
days. such employer is liable to an in
iured employe, either for compensation
under the law or for damages In an ac-
Compensation Payable.
The only classes Of employees exempt
ed from the right to compensation, ex-
cepting those engaged In an employ
ment In which less than five persons
are employed or in public or domes-
tic service, or in agriculture, are those
whose work is casual and not in the
regular course Of the trade, busino $,
profession or occupation Of the en-
plOyer and those TO whom articles OF
materials are given out TO be made up.
cleaned, washed, altered Ornamonted,
finished or repaired, or adapted for sale
IN the workers own home, or on other
premises not under the control or man
agement Of the employer.
All injuries sustained BY accident
arising out Of and in the course Of en-
ployment are subject to compensation,
except those caused by a third
person for reasons personal TO
the employe or those In
tentlonally self-ln1icted or those
caused by the reckless indifference Of
the employe to danger or his wilful
failure or refusal TO use a reasonable
safety appliance provided for him, or
TO perform a duty required by statute,
or are the result OF the employees in
toxication. Where exemption from pay
ment Of compensation is based on any
Or these causes, the burden OF proof
rests on the defendant employer. No
compensation is provided for occupa-
tional diseases.
The amount OF compensation which
must be paid In case OF Injury or death
Is computed upon the basis OF the
wages Of the Injured employe.
Temporary Total Disability.
For q disability which temporarily
incapacitates an injured employe to-
tally for work, nifty per cent OF the
wages received al the time Of the in
Jury must be paid for two hundred
and seventy weeks after the fourteenth
day, with a maximum compensation
payment OF ten dollars per week and a
minimum payment Of four dollars per
week. In case the injured employe re-
celved less than four dollars per
week. he must be paid full wages for
the time lost,
Permanent Total Disability.
II the total disability shall have be-
come pei manent In character. the in
jured employe must be paid, after the
lrst two hundred and seventy weeks,
for the remainder Of his life twenty
per cent. of the wages received at the
time Of the injury, with a maximum
payment of six dollars per week and a
minimum Of two dollars, but the total
amount OF compensation shall not, in
any case, exceed four thousand dollars
The loss OF both hands or arms, Of both
feet or legs, or both eyes, or injury to
the spine resulting In permanent and
complete paralysis OF both legs, OF OF
both arms, or Of one leg and one arm,
or an injury to the skull resulting In
incursble imbeciliiy or insanity is con-
sidered permanent total disability for
work
Partial Disability.
For partial disability, Which means
that the injured employe can do some
classes Of work (although not able to
return to his regular employmentl the
compensation to be paid is lfty per
cent. OF the difference between the
wages received before the injury and
the wages at which the employe Is ac-
tually employed after the injury, but
such compensation shall not be more
than ten dollars per week and shall not
be paid beyond a period of two hun
dred and seventy weeks after the four
teenth day Of such disability.
II an injured employe refuses employ
mont suitable TO his capacity, procured
for him, he shall not be entitled to any
compensation at any time during the