davidaulloa/AmericanStories huggingface dataset:
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Mrs. Elizabeth Smith

Mrs. Elizabeth M. Richardson Smith
died at her home at one o'clock Saturday
morning, after three months illness.
Mrs. Smith was born November p, 1880,
in Canada, but passed most of her life in
Randolph. until her marriage in 1856 to
DR.. Francis B. Smith, dentist in New
York City. About so years ago DR..
Smith purchased the large farm known
since then as the DR.. Smith farm on the
main road to Morrisville for a summer
home and since then Mrs. Smith had
passed her life between the two places.
DR.. Smith died ten years ago.
Mrs. Smith leaves her only son, Frank
W. Smith. of Stowe, land six grandchll-
dren, Major Harry o. Smith, U. S. NJ. c..
stationed in Cuba, Mrs. Harold G. Nc
Mahon of Stowe, Capt. Dwight F. Smith,
stationed at the Island OF Guam, John S.
Smith of Fitchburg, Mass, Mrs. Fay A.
Evans of Middlebury and Miss Mildred
Smith, whose home has always been with
her grandmother since the death of her
mother, Mrs. Elva Slayton. Mrs. Smith
also leaves five great grandchildren.
The funeral was held from her late
laSe home Monday afternoon, Rev. W. II.
Garner of Hardwick conducting the Epis-
copal service. The bearers were Frank
V. Smith, John S. Smith, Harold C. Nc
Mahon and Frank E. Stafford. There
was profusion of beautiful flowers from
the family and friends. The burial was
in River Bank cemetery beside the re-
mains of her husband.
Among those from out of town to at
tend the funeral were Mrs. j. ). Smith
and Mrs. Clara Sawyer of New York,
John S. Smith of Fitchburg, Mass, and
Mrs. f. A. Evans of Middlebury.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Saved from Drowning

While in bathing at Lake Mansfield
Thursday afternoon Miss Ruth Mcmahon,
who. with her father, G. l.. Mcmahon,
was passing few days at the Lake
Mansfield Trout Club house, had mar
row escape from drowning.
Miss Mcmahon and Miss Myrtle Rose,
her companion in the water, who is en-
ployed at the club house were both un-
able to swim, but thought they were
keeping within safe depth and when
Miss Mcmahon suddenly found herself
beyond her footing she became Devil
dered and sank twice.
Miss Rose, seeing her friends condi-
ton with great presence of mind, secured
rope she had noticed lying on the
wharf and threw it toward the drowning
girl, who, on rising the second time,
seized it and was drawn toward the
shore.
DR.. Fl. c. Brigham and Mr.. Mcmahon
were near at hand and came to the res
cue. Miss Mcmahon was unconscious
when taken from the water, but was
soon resuscitated. DR.. Brigham dashed
in after the young lady had grasped the
rope, then with his strength and know
ledge of physician was able to save her
life,
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Cady's Falls

Leo Billiard and family spent las
Saturday at Caspian Lake.
E. j. Houston and wife visited at J
E. Houston's in Stowe Sunday.
e. K. Seaver worked at the tale mine
in johnson the last of the week.
A. HI. Calkins and wife and Frank
Calkins and family spent last Sunday
at Caspian Lake.
Lloyd Brigham is spending a few
days at Caspian Lake with Everett
Calkins and family.
Miss Mertie Cunningham has finished
work for Mrs. A. N. Terrill and re-
turned to her home in johnson.
Everett Newcomb is having a two
weeks vacation and is visiting his par
ents, w. S. Newcomb and wife.
Leo Baker and wife went to Barre
last Wednesday to attend the funeral of
their nephew, Wendell Grimes, who
was drowned there the first of the week.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Cristy District

Miss Viola Mulberg is visiting Irene
Sweet.
Mr.. Worthen has finished work for W
NJ. Shattuck.
Mrs. Mulberg of Burlington recently
visited her son. John.
Miss Mildred Morse was an interesting
visitor at #. II. Sweets recently.
VIM. William Spooner from Pittsfeld,
Mass, visited some of his country rela-
tives last week.
Mrs. Lyman Spooner and children of
Burlington were dispensers of pleasure
at E. Fl. Sweets.
Mr.. and Mrs. Walter Spooner of the
Sunray Club were recent guests at
Sweets Terrace.
Charles Mum is looking for yearling
heifer, buff, tan or yellow. Getting dan.
gerous for yearlings. Middlemen are
worse than the bears.
Walter Spooner and family came by
auto car line from Pittsfeld. Mass, to
Sweets Inn. They were accompanied
by Mr.. Kelley, who went on north to
engineer fish deal.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Lake Eden Notes

Mrs. Souther was visitor of her moth
er at the cottage Sunday.
! Mrs. Hodges has been visitor at At
wells cottage; also Mrs. Hatch has been
guest there.
small delegation of Scouts were in
camp Saturday and Sunday near the old
Pavilion ground.
w. E. Tracy and wife from johnson,
who have been here for two weeks, re-
turned home Monday.
Ralph Thompson and his mother and
sister and the daughters made a call at
Welikeit Sunday evening.
S. j. Norris and family from Cabot
who at one time rented Swastika, were
callers Sunday of Ned Kinds.
Miss Morgan had a very jolly party of
girls at Maple Dell the past week. She is
doing nice work with the girls there.
Fred Ellsworth, with his mother and
Mr.. and Mrs. Carroll Stone and Mrs. Es-
Their Reed made a visit at the Lake Sun
day.
Editor Lewis and wife were at the Page
cottage last Friday. Mr.. Lewis did some
hiking on the beach and no doubt re-
turned happier and wiser man.
Mrs. Cyrus Prouty from Watertown,
Mass, Mrs. Gregg and daughter from
Hyde Park and Mr.. Tillotson made a
short call at Weikeit Friday evening.
There were many visitors Sunday At
Lincoln Lodge, Mr.. and Mrs. Volney
Parker from 10 well and others we did
not learn about. At Swastika there we're
guests from Morrisyille.
Five autos brought large party from
Coventry to the Lake Sunday. We are
indebted to II. W. Wilder, who reported
their names, and who, with his family,
was among the number. Tine party in
cluded Carrot Wilder and wife, Gin Net
calf aud family, Geo. Carrow and family,
Levi Dean and Al. Smith and family from
Coventry, L. A. Smith and wife from St
Johnsbury, Willard Harmon and family,
Perloy Harmon and family and George
TrudO and family from Orleans and Allie
BURY and wife from Barton.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
ALLIES TO PUSH FIGHTING
NOT TO LAY DOWN ARMS UNTIL
OBJECT is ATTAINED.
Paris Conference Decides For With,
draWal of Troops From Parts
of Greece.

Paris.-The Allied powers concluded
their conference after announcing a
decision to continue the war until the
object for which they are fighting is
attained.
Their declaration, which was made
unanimously before separating, fol-
lows:
THE Allied powers, more closely
united than ever for the defense of the
peoples rights, are resolved not to lay
down arms until they have attained
the end which in their eyes dominates
all others; to render impossible q re-
turn of the criminal aggression such
as that wherefor the central empires
bear the responsibility"
There was unanimous agreement ON
all decisions reached during the Lleete
ings. The ministers of departments
affected will meet in London to draw
up the executive measure.
The Entente powers decided to with
draw their troops as soon as possible
from ancient Greece, Thessaly and
Epirus.
The following announcement re.
specting the decision of the Allies
concerning Greek territory now &C.
cupied by their military forces was
published.
France, Great Britain Ind Italy, 81.
simultaneously and as soon as possible,
will end the occupations they have
been obliged to make in ancient
Greece, Thessaly and Epirus. The
military occupation of the triangle
formed by the Santi Quaranta road and
the Epirus frontier will be maintained
Professionally as measure of security,
Italy and Greece to agree as regards
re-establishment of the civil admins
tration under a commissioner appoint
ed by Greece, France, Great Britain
and Italy will preserve during the war
a naval and military base on the ISL
and of Corfu, the island remaining
under the sovereignty of Greece.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Davis Corners

Miss Ina Balch went to Cambridge
Thursday
Mrs. Abbie Davis spent the weekend
at Hillside Farm.
Frank Como and family of Burlington
visited at Chas. Gomo's Sunday.
Miss Nina Davis visited her grand
mother the latter part of the past week.
Walter Spooner, wife and father and
Mrs. Lyman STooner and three children
of Burlington accompanied Miss Susan
Morse home from the Fanny Allen Hos
pital Thursday.
The attendance at Sunday school this
week was SO; collection 40c. The people
greatly appreciate Mr.. Mandigo's pres
ence and his promise to be with us as
often as possible.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01

MissLouise Leland has returned home
from her visit.
W. A. Landon and family of South
Hero were in town the first of the week.
Miss Katherine Prentiss entertained a
girl friend from Burlington for the week.
end.
W. G.. Jones was in Elmore Tuesday
and Burlington Wednesday in his official
capacity.
Mrs. Chas. Small of:Morrisville was a
guest Of her aunt, Mrs. J. S. Bicknell, .the
last of the week.
Dana Gilbert moved his barber bust
ness from the old post Office building into
the basementiof the new post Office Tues
day.
Miss Louise Aiken of New York City
and Chas. Stevens of st. Adams were
guests at G. P. Jones' the first of the
week.
Mr.. and Mrs. Ned Gates and daughter,
Mr.. and Mrs. Leon Gates and Miss
Celestia Gates from Franklin were guests
at H. W. Scott's the first of the week.
Miss Angelina Fullington received a
telegram last week from her brother,
Moses, in Toronto, Canada, saying that
their brother, Atwood Fullington, who
enlisted in the British army, was wound
ed in battle in France July 18th, and is
in hospital. He was one of our johnson
boys, having gone from here to Canada
where he had employment. None of his
family live here at present. Miss Full
ington, his sister, is teacher in Malone,
N. Y, and is passing month in John
son, her old home.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Elnlore

Freda Stanley has returned home from
Craftsbury.
Collies Willard of Fort Ethan Allen
was at home over Sunday.
Mr.. and Mrs. II. G. Hutchins are in
MorrisyiIle for an extended stay.
The post-ofice has been moved from
Hutchins' store to Spaulding's store.
Mr.. and Mrs. A. NJ. Flanders and SOD,
Dennis. of Morrisville visited at Henry
Dodge's Sunday.
Mr., and Mrs. Girdon Woodwork and
Mr.. and Mrs. William George of Barre
and Mrs. Lula McNally of Morrisville
were recent guests of Mrs. Clarence
Peake.
Miss Jeanne Frost and Mrs. L. Z. Mer-
Ram, who have been boarding at Clar-
ence Peake's, have rented Peter Green
ough's tenement house and are living
there.
Mr.. and Mrs. Oscar Peake and daugh-
ter of Stowe visited Mr.. and Mrs. Clar-
ence Peake saturday and Sunday. The
two families made a trip to Cambridge
Sunday.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
johnson Methodist Church Notes

The Junior League and the prayer meet
ing will be held on Wednesday evening as
usual. The subject for study and discus
sion at the prayer meeting will be, 1.-THE
Substance Of the Christian Hope.
The services at our Church on Sunday
will be the first of the union services for
the month of August. The pastor will
preach morning and evening. In the
morning the sub ject of his sermon will be,
"The Fruits of the Spirit, and in the
evening, "Christ died for the ungodly,"
Romans 5:6.
The Sunday School which has been or
ganzed in District No. II is very well at
tended, and is now supplied with quar-
terlies and ready for work. The pastor at
tended the meeting Sunday and preached
to an audience of about 30. Arrangements
were made for regular preaching service
Sunday afternoons, followed by the Sun
day School, three quarters of an hour
being given to each. Mrs. Chas. Davis is
the Supt. of the Sunday School, and Mrs.
Howard Davis is the Secretary Treasurer
and Organist.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
WOLCOTT

j. M. Golden is visiting friends in st
Johnsbury.
John Poff of st. Johnsbury spent Fri
day at his home here.
Fay Darling of Hartford. Conn, is
visiting relatives in town.
Robert Mcdonald was business visit
or IN Hardwick Saturday.
Ernest Stoddard and Delbert Flanders
were in Burlington Saturday.
Henry King and wife passed Sunday
with relatives in Craftsbury.
Geo. P. Foster w. re, hold their reg
ular meeting Saturday, Aug. 4.
C.B. Stearns and wife of Westford
were in town the first of the week.
Amos Boardman and family spent
Sunday with relatives in Stowe.
Archie Udall and wife of California
were guests at l.. c. Udall's Tuesday.
Webster Hale and wife of Richford
were visitors Sunday at G. I. Aliens.
Mrs. Bangs of Craftsbury is keeping
house for her brother, Capt. p. A. Hol-
l6uD6Ck.
Miss Katherine Robinson of Grand
Isle is visiting her friend, Miss Mary
Hubbell.
Archie Fisher, Truman Jones and
Charlie Fisher took a trip to the White
Mountains Sunday.
Glare Wheeler has concluded his en-
gagement at F. A. Symonds' and is
working for Fred Eastman in Hardwick.
George w. Clark ana wife and Miss
Evelyn Sherman of Lonsdale, r. l.,
have been recent guests at Oliver
Staples.
Rev. q. G. Junkins and daughter,
Ruth. of Meriden, n. H., were visitors
in town Saturday and Sunday. Mr..
Junkins was the pastor of the Congre-
gational church here seventeen years
ago.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
HyneS-Chaffee

A quiet wedding occurred at the home
of Mr.. and Mrs. Uri Chaffee Saturday,
July rs, when their daughter, Doris A.,
and Frederick S. Hynes of Newport, R.
l., were united in marriage by Rev. F. W.
Hazen.
The couple started Immediately for
their future home in Newport, r. 1.
Mr., and Mrs. Hynes have the best
wishes of their many friends.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
johnson Normal School

The summer session closed on Friday
one hundred fifty-six students having
been enrolled. Forty others living IN
Washington County, who came at the
beginning of the session expecting 10 en-
roll were REQUIRED to return to theii
homes by the State Board of health.
During the session Superintendent
Erwin, of Barton, Howe OF MorrisVllle,
and Jameson of West Burke have visited
the school,.
Through the work of tie Appointment
Bureau a number of students in the
summer school have been placed in desir-
able positions.
III. P. Barrows, Specialist in Agricul-
tural Education and personal representa-
tive of Herbert Hoover spent Tuesday
and Wednesday at the school. He gave
one or more lectures before the classes in
Rural Education, Rural Sociology, Ma
ture Study, Agriculture and Geography.
One of the most interesting assemblies
of the term was held on Tuesday morn
ing when various members of the school
told of activities carried on in their
schools which had distinct social as
we'll as international value. The variety
of these and the way in which they were
described made the exercise an inspiring
occasion.
The Friday Assembly was in charge of
Miss Randall's classes in Dramatic Ex-
preston. Two plays were given one of
them being Lady Gregory's 1.-THE Travel
ling Man" The work in both produc.
tions showed intelligent study and di-
rection.
Thirty-six of the students and faculty
spent Monday on Mansfield, making the
trip by the way of the Long Trail and
under the leadership of Rev. F. w. Hazen.
Miss Martha Fleming, Miss Jennie
Hall and Miss Anna Peterson left Satur-
day for trip down Lake Champain and
Lake George. Miss Fleming goes to be
the guest of DR.. and Mrs. Colin Scott of
Groton. Mass, Miss Hall to her summer
home in Drummond, Mich, and Miss
Peterson to her home in McGregor, Iowa.
Miss Elliot left Monday for her home
in Taunton, Mass.
Miss Warren and Miss Barnum have re.
turned to their homes in New York City.
Miss Marion V. Morse will spend the
summer in Littleton, N. Fl.
G. L. Stevenson and family will spend
several weeks in their former home in
Angola, N. Y.
Miss Goodrich and Miss Barnum spent
the week end at the Summit House,
Mount Mansfield
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Waterville

W - ~~~
Mrs. R. Bennett is visiting her son in
Milton.
Floyd Fairbanks was at home over
Sunday.
Mr. Laing of the Anti.Saloon League
will speak at the Union church Sunday
at IL o'clock.
Lester Pilbin and wife, Mrs. S. Be-
dell and Mrs. Frank Jacobs were III
Montpelier over Sunday.
Mr.. and Mrs. E. P. Sherman and
Joshua Ables of Fairfield were Sunday
guests of Mrs Della Taylor.
The date of the campmeeting at Ithiel
Falls has been cancelled indefinitely on
account of infantile paralysis.
Miss Gertrude Wilbur of New York
was a guest of DR.. and Mrs. G. b.
Maurice the first of the week.
Mrs. S. B. Waite and daughter of
Hyde Park were guests of Judge and
Mrs. H. A. Jackson last week.
Remember the Union open air meet
ting near the band stand next Sunday
evening with Rev. @. f. Austin and
Rev. E. B. Harris in charge.
The Red Cross will meet Thursday
p. m. at the town hall. 1t is hoped that
many may be present as an urgent call
has been sent in for different articles.
Please bring needle and thimble.
There will be a lawn party and social
in front of the town hall Saturday even
ing under the auspices Of the Red Gross.
Ice cream and cake will be served. The
money received will be used to purchase
material to make supplies for Vermont
boys and it is hoped every one will help.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Hair Was Seldom.

A neighbor's child. three, had never
before noticed that her uncle had a
bald spot on his head. On the occa-
sion of a recent call she said: "Oh,
Uncle Frank, you have a hole in your
hair"
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
TEXAS GOVERNOR INDICTED
Accused of Misappication Of Public
Funds and EmbezzIement,


Austin, Tex.-Governor James F.
Ferguson was indicted by the Grand
Jury of this county on nine counts,
seven charging misapplication of pub
lie funds. He gave bond in the sum
Of $4,000 in one case and $1,000 in
each of the other cases.
An indictment was also returned
In four counts against Secretary of
State Bartlett, charging misapplica-
ton of public funds; also against G.
D. Aastin, State commissioner OF I'M
surance and banking on four counts
for alleged violation OF the state bank
Ing laws.
The House of Representatives has
been convened to discuss bringing i'm.
parchment proceedings.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Joy of Working.

Men who work for the joy Of work.
Ing do not develop the worry habit, the
insomnia habit, nor do many of them
die from diseases of the nervous sys-
tenn
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01
Funeral of Mrs. ID. P. Fletcher

The funeral of Mrs. Hannah McAuiiffe
Fletcher, wife of D. p. Fletcher, who
died of pneumonia on Monday, July %,
was held Wednesday afternoon at the
Cong'l church. Rev. F. w. Hazen offici-
ated. The bearers were her husband
and son, Erwin, and her two brothers,
William and Andrew McAuliffe. The
floral tributes were very beautiful. There
were many beautiful flowers, including
set pieces from the S.of V. and Auxiliary,
bearing testimony to the high esteem in
which she was held. Burial was in La
noble View cemetery. Much sympathy
is extended TO the family, who have lost
devoted wife and mother.
Besides the husband and son, she is
survived by two daughters. The son is
among those called in the first draft.
Among those from out of town to at
tend the funeral were Mr.. and Mrs. Ell
mer Ryder and family and Mr.. and Mrs.
VIM. Patch of MorristOwn, Miss Rachel
Laporte of Rock Falls, Conn, William
McAuliffe of South Lancaster, Mass.
and Andrew McAuliffe of North HYDE
Park
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01

CARD OF THANKs-We wish to thank
all our kind friends and neighbors for
their kindness in our bereavement in the
loss of our dear wife and mother; also
for the beautiful flowers. We also wish
to thank the singers.
H. d. FLETCHER and Family.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1917-08-01

sI-Rensw your subscription NOW
The Clay City times. [volume] (Clay City, Ky.) 1901-current, 1917-12-06
Can we be Excelled.

BY taking notice of the state.
ments of Powell county's two
banks, which appear in this issue
of the Times, II will be seen that
the combined deposits amounSto
more than $4,000. There are
5000 people living in the county.
To apportion these deposits out
to the population it would pro
vide over $62 for every man wo-
man and child within its con-
fines. While Powell is poor
county, we rise and ask, from
point of bank deposits, can We
be excelled?
The Clay City times. [volume] (Clay City, Ky.) 1901-current, 1917-12-06
CLAY CITY, KY THURSDAY DECEMBERe 1917


Miss Gladys Welch sent sl4.S0
for Red Cross Chapter to be used
on supplies. This was a collection
made by her school at Rosslyri Ky.
This is the first collection of the
kind in our county. Miss Welch
deserves great credit for such work
and splendid results. Other teach
ers of the county might follow
her good example. Rosslyn has
coed workers and send in splen-
did collections. Mrs. Burke has
remitted $1,000 from their unit.
Vaughn's Mill also is fine in the
work. Their Sunday School sent
in 5000; Clay City Christian Sum
day School $500; Clay City Pres
byterian Sunday School $2.07.
The other Sunday Schools of the
county should follow suit and send
in a collection for Red Cross.
The Clay City times. [volume] (Clay City, Ky.) 1901-current, 1917-12-06
Christmas Seals.

Those who have seen the new
Red Cross Christmas Seal agree
that it is one of the most beautiful
and artistic stamps that has ever
been used in the fight against tu-
berculosis.
The Seal is printed on glazed pa
per. The design is simple but ex-
tremely artistic and appropriate
Santa Claus has been superseded
by the Christmas tree. The tree is
a Juniper, laden with snow, with g
white shield in the centre bearing
the Red Cross that has become SC
familiar.
The words Merry Christmas
and Happy New Year" are print
ed on either side of the stamp in
red ink, and the figures "l917" and
the words American Red Cross
appear at the top and bottom of
the Seal.
The Clay City times. [volume] (Clay City, Ky.) 1901-current, 1917-12-06
VOL. XIII.


Medical Advisory and Legal
Boards for he draft has been ap.
proved. There are "a Medical
Boards in the state and they are
made up with regard to convent.
ence to hospitals, and thev are at
the service of local boards for re.
examination of registrapts, eth
er on their own motion, that OF
the board or the agent of the
government.
Powell is in the 18th District
Medical Board which embraces
the counties of Clark, Montgom.
cry, Bath, Rowan, Morgan Men
efee and Powell. The doctors to
be in charge are: j. F. Doyle,
4. X. Cole and A. d. Guerrant,
all cf Winchester, which city is
the seat of the board, and where
Is located hospital.
Each county has Legal Advi.
sorry Committee. All lawyers are
expected to volunteer their Ser.
vices to assist men - filing out
their uuestionaires and perfect.
ing tnelr appeals. 1t viii desig.
nate lawyer to be present dur.
ing examination of called men
and assist the registrants IN un.
derstand;aG the draft and meet.
ing its requirements.
The Clay City times. [volume] (Clay City, Ky.) 1901-current, 1917-12-06
Thrift Stamps.

Americas ne west plan for rails.
ing needed funds and encourag.
ing habits of thrift went into op.
Grafton Tuesday moraing with
the opening Of sales of savings
stamps and certificates at post.
Offices aud banks. The campaign
is to last for a year and two bill.
ion dollars is expected to be rails.
ed. 1t is apportioned by states
and counties, and about 500 for
each man, woman and child is the
allotment. Kentucky share is
$4S, 100000 and Powell's share
will be S125,000
The smallest unit in this saw.
ings plan is the thrift stamp
which costs % cents; the largest
is a savings certificate which
costs S2 40 and is redeemable in
five years at 800, at the rate of
4 per cent interest compounded
quarterly.