The daily banner. (Cambridge, Md.) 1897-2008, 1917-11-23

Hon. w. G. McAdoo, Secretary of
the Treasury, has issued the follow
ing:
To the Officers and Enlisted Men and
Women of the Army and Navy OF
the United States, and Their
Relatives:
The Secretary of the Treasury,
through the Bureau of War Risk In
surance, has been charged with the
administration of the war insurance
law enacted by the Congress as a
measure of justice to the men and
women who have been called to give
their lives, if need be. in the service
of their country.
I wish to acquaint you with the
benefits and privileges which your
Government has placed at your dis
posal. 1t is essential that you and
your families at home should know
Of your and their rights under this
law in order that full advantage may
be taken of them.
To care for the wife and children
of the enlisted man during his ser
vice the war insurance law compeis
him to contribute up to one-half OF
his pay for their support. The Gov
eminent, on application, will gener-
ously add to this an allowance OF
from SIS to $50 month, according
to the size of the family. Moreover,
If the enlisted man will make some
further provision himself for a de-
pendent parent, brother, sister, or
grandchild, they may be included in
the Government allowance.
If, as result of injuries incurred
or disease contracted in the line OF
duty, an officer or enlisted man or an
Army or Navy nurse should be dis
abled, provision is made for compen-
sation of from $50 to 500 month
to him, and, should he die, compen
sation of from $40 to SIS month
will be paid to his wife, his child, or
his widowed mother.
In order. however, fully to protect
each person and family, Congress has
made it possible for every soldier,
sailor, and nurse, to obtain life and
total-disability insurance. This in
surance applies to injuries received
while he or she is in the service or
after he or she shall have left it.
Exposure to the extra dangers OF
war makes the cost of life insurance
in private life insurance companies
prohibitive. 1t was, therefore,
plain. duty and obligation for the
Government to assume the risk OF
insuring hundreds of thousands of
our soldiers and sailors who are MAX
ing the supreme sacrifice. Under
this law, every soldier and sailor and
nurse, commissioned and enlisted,
and of any age, has the right, be-
tween now and February IL, 1918,
to take out life and total-disability
insurance up to $4,000 at very low
cost, with the Government, without
medical examination. This right is
purely optional. The soldiers and
sailors are not compelled to take in
surance, but if they desire to exer-
else the right they must do SO before
the 18th of February, 1918. The
cost ranges from SIS cents monthly,
at the age of 81, to $1.20 monthly
at the age of 81, for each $1,000 OF
insurance. This is small charge
on mans pay-small in proportion
to the benefits it may bring. The
premiums will be deducted from his
pay, if he desires, thus eliminating
trouble on his part.
To provide adequate protection I'M
til February II, 1918, during the
period when the soldiers and sailors
are learning the details of this law,
the Government automatically in
sures each man and woman commits
stoned or enlisted in the military ser
vice of the United States. 1t pays
the man SIS a month during total
permanent disability; if he dies
within 20 years, it pays the rest of
$40 monthly installments of $25
each to his wife, child, or widowed
mother.
I desire to call the provisions of
this just and generous law to the at
tention of our officers and enlisted
men and women so that they may
not be deprived of their rights thru
lack of knowledge. Full information
may be obtained from the Bureau of
War-Risk Insurance of the Treasury
Department, Washington, D. G..
earnestly urge that the officers of the
Army and Navy give to the men I'M
der their command all possible aid
in helping them to understand fully
the benefits thtat this insurance may
bring to their families and the small
cost at which it may be obtained.
This is the greatest measure of
PAOsSStiou OfOi OiiOi GU " It's hSulluS
forces by any nation in the history
of the world. 1t is not charity; it
is siply justice to the enlisted men
and women and to their loved ones
at home, and each and every one Oh
them should promptly take the bene-
hts of this great law.
The Postoffice Pharmacy is now
open for business, with new
line of goods and registered drug
gist. Let us have your business
NJ. Warren Hooper-23-2t.