The Daily Missoulian. [volume] (Missoula, Mont.) 1904-1961, 1917-05-02
new BOARD EXPLAINS
HAIL INSURANCE LAW
Up to Farmers of State to
Make Provisions of Bill
g Effective.
CITE NORTH DAKOTA
Lack Of Appropriation Makes
no Funds Available Be-
fore December.

Helena. May 1.-The state Board Of
Hal Insurance, which met and or
sanized last week in accordance with
the provisions of the bill passed at the
last session Of the legislature, has is
sued the following concerning the
operation Of the law, addressed ITO the
Farmers of Montana
The Fifteenth legislative assembly,
by the enactment of senate bill IL,
created a state board of hail insurance.
Under the provisions of this act.
Governor Stewart appointed +. *
Bowman OF Hardin, and p j. .Ander-
son of Conrad as members of the
board the other members being Will
liam Heating, state auditor and Charles
d. Greenfield commissioner of aeri
culture and publicity. 1t is the belief
Of the members Of the board il tn
farmers OF Montana viii avail them
selves OF the provision of the law it
can be lut into successful operation.
THE State Board OF Hail insurance
viii recommend a levy. the maximum
of which under the law may be 90
cents an acre on grain crops and %
cents an acre on hay crops, to pay the
losses incurred by those who have in
sured their crops under the state law.
Insurance may be taken out on wheat,
oats, flax, corn, barley, rye, speltz, al
talta, timothy. clover and buckwheat.
The amount of Insurance TO be paid in
case of loss will be a maximum of 81
on grain crops and 81 on hay crops.
All the money received by the board
in premiums viii be used in paying
losses, less the expense Of carrying on
the business of the board and apprals-
ing the damages Damages will be APP
praised by county appraisers Who vii!
receive IS a day and expenses when
ever engaged in the work. Applications
for insurance are received by county
assessors, and must be filed before
June l. Premiums are collected by
county treasurers when other taxes are
collected in November.
THE essential features of the law
are outlined in the above. The low rate
III th' bplIllpll Vi VIC lHtltlbtIS VI wv
board will be so attractive to the
farmers as to attract a patronage
which shall insure sufficient funds &c
pay all losses. This opinion is based
on the experience of the state hail in
surance department OF North Dakota
as reported by the chairman of tina,
board. The North Dakota state hail in.
surance department collects 80 cents al
acre on grain crops and has paid III
average of 500 an acre for total loss
partial losses being paid in proportion
TO the per cent of the crop remaining
1t is fair to assume that under The
Montana law. the State Board of Hal
Insurance can pay twice as much II
proportion as is paid under n similaI
law in North Dakota. or 5000 AZ
acre, as the Montana board may culec
60 cents per acre instead of 80 cents
per acre.
THE state hail insurance law doe.
not carry any appropriation, Therefore
no funds are available until December
]. Notwithstanding this lack of funds
the members Of the state Hail In
surancc board are making the en-
dcavor to put the law into operation
II is up Ia the farmers of the state tc
decide whether the law can be made
success.
IL you favor the state writing YOU,
hail Insurance at actual cost prove il
by telling Your ncighhorS of tie p'ar
and by making application to youl
comfy assessor for hail insurance. The
blanks viii be furnished by the county
aSseSSorS.'