davidaulloa/AmericanStories huggingface dataset:
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
FARM LOAN ACT. ?
III. Amortization-How Loans
Under the Farm Loan Act
Are Designed to Be
Helpful TO the Bor-
rover.
(Ry Frank r. Wilson, federal loan blu
reau. Washington, .. CO


It has always been recognized that
the most effective aid one can get is
that which enables him to help him
self
Some critics Of the federal farm loan
act have charged that this act makes
it too easy for farmers to get into
debt, and that there will be q tendency
to overborrOW.
A careful reading Of the bill will
show that this objection is met by very
carefully limiting the use to which the
borrowed money may be put and by
the requirement that farmers gradual
ly each year must reduce their in
debtedness.
The farm loan act was designed to
be helpful to the farmer Of average
operations who has heretofore been
denied adequate credit. 1t wisely linn
its the loans to 80 per cent Of the
appraised value Of the security, be-
cause this limitation makes the Sc
curity of q high character, thus salts
flying the investor, and therefore re-
suits in a lower rate Of interest.
The use Of the money is carefully
limited to the purchase of land, to pay
off existing Indebtedness, to purchase
live stock, or to make any productive
Improvement such as fencing, drain
age, buildings and machinery.
Is Really an Investment.
When money can be borrowed cheap
ly for productive use, q mortgage be-
comes an investment rather than q
handicap. The farmer is enabled to
get money to put his land to better
use, so that the profits Of his invest
ment will pay off his Indebtedness.
Hereafter judiciOus borrowing on the
part of the farmer will be regarded
as business enterprise, just as it is
now considered beneficial for large
commercial institutions to borrow.
The farm loan act creates a form of
Indebtedness which peculiarly fits the
farmers needs 1t recognizes that the
farming business is one of slow re-
turns.
SO, it provides that q mortgage made
under the act be paid on the amOrtiZa-
ton or installation plan through a long
or short period of years. The mort
cages may be made to run from five
to forty years, at the option Of the Dor
rover, and they must be paid off, in
tereSt and principal, in equal INSTALL
mentS through the period of the loans.
Permission is given to pay all of the
loan or any part of it on any interest
paying date after it has run five years.
Table of Payments.
To give the prospective borrower
an exact idea of the size of the pay
ments required annually to wipe out
81 mortgage in a given period, amOrtiZa-
ton tables have been prepared. The
following table shows the amount Of
annual payments required to extin-
guish, in the period indicated, a thou
sand dollar loan bearing interest at
S, 51a and 6 per cent:
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01

So it will be seen that the farm loan
act, in addition to providing a way
for the farmer to borrow to the limit
of safety, provides that he must put
his borrowed money to productive uses,
and furnishes the machinery to get
him out of debt in an honorable and
businesslike way. The farm loan act
helps the farmer by placing within
his grasp the means to help himself.
It makes for business initiative and in
dependence.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
! Ten Minute Classics
Famous Tales and Legends Told in Brief Form
Love Story Of the Battle Scared Land Of Champagne
Copyright by ]. W. Muller
Bx j. w. MULLER

culate that the tail must be beautiful
one, fully four and a half feet long.
Il knew that it had shoes Of silver"
said Zadig, ''fOr [ found the mark of
silver on a stone that it had spurned
in its flight. On a rocky wall in a mar
row raVine I found a mark that told
me that the horse probably wore bits
Of gold, for / saw where the animal
had happened close to a rock and
scratched it with its bit.
'"IhuS," he concluded, bowling again,
''Was | able, Oh wells Of humanity, to
describe to the royal officers both the
dog and the horse, though most verify
[ never had seen either"
Everybody so admired Zadigs Won
derful gifts of observation and deduc-
ton that the queen ordered his fine to
be RENTED. This was done with great
ceremony. The actuaries, court attend
ants, law interpreters and councillors
brought the 400 ounces back into the
council chamber where it was deliv-
cred to Zadig after the court had de-
Quoted only 1913 ounces for court costs.
Zadig thanked the court heartily for
it's generosity, but when he departed
he made the VOW that never again
would he tell anything that he knew.
A few weeks later a fugitive from
justice passed his house in flight. Ia
dig was standing at the window and
saw him, but when the pursuing Off
GERS jnUuirpd of him he declared that
he was ignorant Of anything and
everything.
Unfortunately a witness appeared
who had seen Zadig at the window,
Whereupon the unluclly young man
was fined 500 ounces of gold with a
promptness that did credit to the celer-
ity of the justice in Babylon.
"Alas!" said Zadig. II know now
that it is impossible to evade destiny"
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
SIoan's Liniment For rheumatism.

The torture of rheumatism, the
pains and aches that make life unbearable are
relieved by Sloans Liniment, clean, clear
liquid that is easy to apply and more effective
than mussy plasters ointments because it
penetrates quickly without rubbing. For the
many pains and aches following exposure,
strains, sprains and muscle soreness, Sloan's
Liniment is promptly effective. Always have
bottle handy for govt, lumbago, toothache,
backache, stiff neck and all external pains. All
druggists, Csc.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
A Bilious Attack.

When you have bilious attack your
come constipated. The food you eat ferments
in your stomach instead of digesting. This in
flames the stomach and causes nausea, vomiting
and a terrible headache. Take Chamberlain s
Tablets. They will tone up your liver, clean
out your stomach and you will soon be as well
as ever. They only cost quarter.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
THING of the Past.

Betty had been punished. Her aunt
did not know that, and, when she came
into the room and found Betty sitting
disconsolately before the window, she
said: "Why, look at our little Betty
She looks ready to cry. What is going
to happen, 1 wonder?" Betty looked
up and then said solemnly: "1t has
happened"
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
You Need a Spring Laxative.

DR. Kings New Life Pills will re-
move the accumulated wastes of winter from
your intestines, the burden of the blood. Get
that sluggish spring fever feeling out of your
system, brighten your eye, clear your complex
ion. Get that vim and snap of good purified
healthy blood. DR.. King New Life Pills are a
non gripping laxative that aids natures process,
try them night. At all druggists, 25c.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
ChamberIain's Cough Remedy
Favorite for Colds.

J. L. Easley, Macon, H., in speaking
of Chamberlain Cough Remedy says, During
the past fifteen years it has been my sisters
favorite medicine for colds on the lungs.
myself have taken it number Of times when
suffering with a cold and it always relieved me
nrOmntlv'
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
Nearly Met Death By Coal Gas.

PlattevilIe Witness: A. D. Chatelle
of Warren. who recently nearly lost his
life in an anto wreck, had another close
call few days ago from asphyxiation
from coal gas smoke from a stove.
After being overcome, he fell to the
floor where the smoke was not so thick.
Crawling to the door he was soon re-
Vived
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
The Pneumonia Season.

The cold, damp weather of March
seems to be the most favorable for the pneu-
monia germ. Now is the time to be careful.
Pneumonia often results from a cold. The
quicker cold is gotten rid Of the less the dan
ger. AS soon az the first indication of cold
appears take Chamberlain s Cough Remedy. AS
to the value Of this preparation, ask anyone
who has used it.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
CliHcEied His Assertion.

"Anything new III the show?' asked
the local manager. Eyes" answered
the visiting agent. "The biggest sup
ply Of new songs, new faces, new
jokes ever shown in captivity. Just to
show you the trouble we've taken with
that show, we've been collecting all
that material for the last ten years.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
Jury Gives $500 For Auto Crash.

Platteville Witness: A jury at
DOdgeville awarded Glen Seekins
verdict of $500 against D. j. Williams
of Ridgeway for running into his medi-
cine wagon with an auto, recently.
Seekins did not hear the auto norm, and
was thrown out and his medicines scat
tered and broken. The team ran away
and the rig was badly damaged.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
Take Warning From Corns.

Corns really are warning signs that
we are i'll treating our feet, either by
wearing tight shoes which in time de-
form the bones of the foot or by wear
ing shoes which permit the foot to
chafe, thus submitting the surface of
the foot to intermittent pressure.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
Worms Make Children Fretfui.

Children suffering from worms are
dull and irritable, puny and weak, often grind
their teeth and cry out in sleep, being con-
slant source of worry to their parents. Kicka-
poo Worm Killer lisa mild laxative remedy in
candy tablet form that children like to take.
Promptly effective, it kills and removes the
worm from the system Irregular appetite and
bowel movement, lack Of interest in play are
sure signs of worms Relieve your child of
burden. At all druggists. Csc.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
Don't Try to Shift Blame.

Don't overeat for years until your
system is full of pc;sons, and then
when you become bedrast wonder why
your heavenly Father has thus aff1ict-
ed you. You brought it all On your
self, so put the blame where it right
fully belongs.-Exchange.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
Snrinc Colds are DANGEROUS.

Sudden changes OF temperature anu
underwear bring spring colds with stuffed up
head, sore throat and general cold symptoms.
A dose of DR.. Kings New Discovery is sure
relief. this happy combination of antiseptic
balsams clears the head, soothes the irritated
membranes and what might have been linger-
cold is broken up. Don't stop treatment "nen
relief is first felt as half cured cold IS DANGER
Gus. Take DR.. Kings New Discovery Till your
cold is gone.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01

Francois Marie Arouet de VOL
toire (1694-1778) wrote |Zadig' to
comvey, IN the form Of q romance,
his philosophical ideas regarding
human life and destiny. 1t is q
brilliant satire, but ITS teachings are
cynical and coJdIy intellectual.
apart from this, however, and read
purely as story, 1t is whozJy de-
1ghtfuz. It's dual qualities of enter
taimment and phiZosophy are eqa1aZed
only IN "GuZliver's Travels by Jon-
ath0n SWift (1661-1145l.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
GiVeaWaV.

Elderly Sister-So, Mr.. Goodcatch
said had teeth like pearls. And what
did you say?
Kid Brother-Oh, nothing, 'cept that
you were gradually getting used to
'em.-Boston Evening Transcript.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
ArtfuI Dodgers.

The New York miIkman who says
that "many fine, fashionable people"
move without paying their bills is tell
ing nothing new. If they paid as they
went some of them couldn't afford
either to move or be fashiOnable-Gal-
weston News.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
PONDER FIRST RECRUIT.
Postmistress Gets Reward of SIS For
"SoIdier of the Sea-"

"SoIdier of the Sea-"
Atlanta, Ga.-Ye feminine is rapidly
outstripping her masculine rivals in
military affairs. as a postmistress, like
Joan Of Arc. leads in the lure of the
fighting man. In the activities of the
postmaster campaign for recruits for
the United States marine corps the
first person to receive the So reward
for the securing of a recruit for the
Soldiers Of the sea" was a woman.
Miss Mary Rudihil, handler Of the
mails in Forsyth, Ga, who enlisted
Richard Lewis Ponder Of that place.
according to First Sergeant Ernest FL.
Galway Of the local marine corps re-
cruiting station.
"There may be nothing in a name"
unused Galway, "but he was the first
and that makes one ponder"
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
Foolish STRIVING After Hardness.

We all seek happiness so eagerly
that in the pursuit we often lose that
joyous sense of existence, and. those
quiet daily pleasures, the value of
which our pride alone prevents us from
ACKNOWLEDGEMENTS Arthur Helps.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01
Sometime.

81 told him he couldn't kiss me-"
t'WellY"
Nothing. It's rather pleasant to
have people differ with you now and
then, don't you thinkT"-Cleveland
Dealer.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01

Dependency Due to Constipation.
Women often become nervous and
respondent. When this is due. to constipation
it is easily corrected by taking an occasional
dose of Chamberlain's Tablets. These tablets
are easy to take and pleasant in effect.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1917-03-01

Bobyzonia's ancient land, where q
British army svas besieged on the IT,
girls river By the Turks, was used
By VoHaire as the scene Of his great
philosophical romance ''Zodig." The
story told here portrays Zadig IN q
role strikingly like that played by
Conan DoyZe's "SherZock Holmes"
or Poe,s m. Dupin" IN modern it,
eruture.
The Washington herald., 1917-05-20
PHILADELPHIA PRODUCE.

Philadelphia, May l9-BUTTER-RuIed finn un-
der Light offerings and a fair demand. The quo
tatonS follow: Western solid packed creamery
fancy specials, e; extra. 4Oa4l; c1tIa frsts, 80
hrsts. %: seconds. IA; nearby fancy. 43: average
extras, 4ai2 frsts 3saiO; seconds 3sa5Sa; special
brands Of prints jObbing at 45aF9
EGGS-Were in fair request and firm under mod
crate Ofering. We quote: In free cases, nearby
hrs.S, 1850 per standard case; current receipts,
hrstS 1850 per case fancS selected fresh jObhng at
Cai2
LIVE POUDTRY-FOwls as to quality, per n.,
aa2hz: roostsrs, l6als; spring chickens, not Leg
horns, plump, yellOwskinned, weighing Aalk pounds
apiece. Sass; exceptional lots higher; White Leg
horns, weighing AalA pounds apiece, 30a34 ducks
Pekn, 2o12i Do. Indian Runner, nals; pigeons, Old
per pair, 3S2S; do, young, per pair, Dan
DRESSED POULTRY-FoWls. II to box, drJ,
picked, fancy selected. IS; Weighing "a pounds
and over apiece, 531: do. ~ pounds apiece 2j; do.
pounds apiece, 2a24 Fowls, in barrels. fancy dry
picked, weighing az p~unds and over sIdece, ga
smaller sizes, 31c5. Old ROSTERS. dry-picked 20.
Roasting checkers. Western. dTy-picked. in boxes
weighing sal0 POUNDS per pair. Aa2s; do. in boxes
weighing pounds per pair. 25a26; do. dry-picked
N barrels, weighing sal0 pounds. per pair. Ha2s;
DO, IN barrels, weighing pounds per pair. 23a25.
pounds, per pair, 2sa32 Chickens. weighing 5ss
rounds Per pair Ba5; do, mixed sizes, aa22
Broilers. Jersey. fancy. eOae5; do, other nearby
Weighins llia2 pouLds APIECE, 5oa55. Turkeys Per
FOUND fresh killed Western best here 25a2s; com
mon, zOa23 SQUADS per dozen, white weighing IIal2
pounds, 42a4S; do, do, sal0 pounds, 360a4l 10; do
90. pounds s33l0; do, do, pounds. 2Ib0a275; (;
do. do, 6a61A pounds, l.75a2 %; dark l.5Oa2D; ;
small and No. 2 5eaI.25
The Washington herald., 1917-05-20
Appeal for Volunteers
To Knit $500 Jackets

The comforts committee of the Navy
League last night issued an emergency
call to the women Of Washington to knit
1900 sleeveless woolen jackets for Ameri-
can marines ordered to service in France
as part OF the expeditionary force.
Mrs. James Carroll Frazer. chairman
Of the committee. said the jackets should
be ready before June l. Because OF the
short time allowed for making the gar
ments, practically all Of them must be
knitted In Washington. she said. They
are to be made Of regulation khaki wool
which can be obtained at the comforts
committee headquarters OF the Navy
League. at 1f4 n street northwest
The call appeals TO women who will
engage in this volunteer service of knit
ting jackets to communicate as soon as
possible with the comforts committee.
The Washington herald., 1917-05-20
COTTON MARKETS.

New York, May ls.-A broader demand, including
buying BY foreign trade interests resulted in further
strength in cotton today. fresh high marks for the
season being established. There were periods Of
realizing but offerings were absorbed easily. wan
street and Western interests were active purchaE-
ers. There additional talk Of large orders
from the goEernment in the goods markets and
Predictions wero made that the next consumption
rcpOrt would be record breaker il labor were
available. There was nothing in the news to shade
the mere optimistic feeling regarding the nternA-
tiopal situation.
Pressure was exerted against July at the opening
and that option down points with other
months recording advances Of 5 to points The
tone was steady. As soon as the early offerings
Wtre absorbed the market advanced sharply July
moving up II points in few minutes and October
selling points above the initial price
Ire ilarket developed increasing strength and
activity as the session progressed and by the end
Of the hrst hour the list showed a net advance
OF s. 70 40 points In the late forenoon realizing
sales caused reaction Of q dozen pointS but new
buying orders checked the setback and near the
close new high prices for the season. were scored
The close was steady at net Advance OF "a to IS
pointA -'
Port recSpts for the day were estimated al
$500 bales. against N24 last year Spot here was
quiet 20 POINTS hizher at 40 cents for mid upland
Receipts al New orlelns today were 9s5 balls
Savannah. Ss bales and Houston. 80 bales
The Washington herald., 1917-05-20
STOCK LIST STRONGER;
STEEL Shares in LEAD
Westinghouse Gains Point-Denyer and
Rio Grande Of 5N Points.

New York. May 19-The actual bank
statement showed today decrease Oh
S444,5 $50 in reserves. an increase in loans
Of Ss7.537.O00 and in net demand deposits
Of st4O52,0o0. The average statement
showed reserves increased S2s,bf4'S0V'
loans increased SAC. 81, 900 and demand de-
posits increased s19.5 900. These are Dig
figures and are OF marked Importance
lust now only because they demonstrats
the bigness with which banks are DONG
business.
Under leadership Of steel shares OF all
kinds the stock market was stronger
Some weakness developed early In the
session but the advance was quickly re-
surned United States Steel closed az
the high price OF the day with gain OF
more than a point. Westinghouse was
another strong feature, showing gain
Of a point at the close Of the day with
the final price the highest. Other lmpoI-
tant gains were in Industrial Alcohol,
Ohio Cities Gas, Harvester Of New Jer-
sey, Nickels, Distillers and Bethlehem d,
stock The only losses OF importance
were IN specialties seldom quoted.
Denver and Rio Grande closed with a
net loss Of 511 points and was at one
time a point and quarter lower as the
result Of losing its suit to the western
Pacific. The latter stock was up "a
points on the victory. Dealings were
light In nSost issues but the undertone
was optimistic. Motor stocks were weak
a-
The Washington herald., 1917-05-20

Quotations given below are for large lots Of good
marketable goods only. Johers' priles are higher.
command higher pres.
EGGS-Flrm: nearby. y: Southern. IL
CHEEsE-Nsw York State factory. new SAB
BUTTER-Elgin print a; ElEin tub. 70; process.
y; Storepacked, 2.
PoULTRY-Liys hers. per D.. n; roostsrs. II;
turkeys Za25: winter chickens. SoasS spring chick
ems. per H.. 10; ducks per b.. l5als; geese, per
h.. l2aI5; heats. Young. each, l5a5o
DRESSED POULTRY-Hens choice per Tb. "a
IS chickens per H. za3o: turkeys per lb. 25azs;
decks Per H.. lsaO rOosteTs per H.. ITais; geeSs
LIVE sToCK-sheep per Ib.. 7ss; lambs fall Il;
lambs. spring, Tals; calves. per h.. H; medium,
lSal5]R; common. 9alo.
DRESSED GOODs-Pork. small to medium. per
H.. Is: heavy. l6aE.
HAY-No. / timothy. lsooaoo; No. ?. BGaSz ;
No mixed. l6oOsI7.OO: No 2 ILOOal5yoo.
GREEN GOODS-Potatoes. Irish No l. per
Dbl. s.5oas.oO; Northern, per 2+bushel sack,
75Oss0O: new potatoes, per b6l. IOoOalO5O; No.
S5Oa9 80; new potatoes, s50z975 per sack; sweets
per bbi. 60Oa6.Oo: pr hasket, L75a2.5O; yams,
i.5Oae.0 per bbl: string beans. looas@ per bss-
ket: peppers per crate 3olIso: okrH, per crate.
Stoa4.oO; radshes, per loo looa2oo; cucumbers per
crate I.OoI2oO; eggplant 5ooa4.0 per Gate; new
cabbage per crate. saoasoo; beets. per bunch. Gas;
rorusins lettuce LOal5o per basket; lettuce. lOoa
rs per basket: squash Florida, L5Oz2oc per cI1te;
Florida tomatoes l5Oa3.oo per crate. rhubSrb, l5oa
2Oo per 100 bunches; asparagus. No. l, l5oa35o:
nearly 6Sl.5O rer doz; spring onions, 20oS25O per
100: onions, Texas 225s25o Per crate: green peas.
I75as25 per basket.
FRUITS-AppIes. per bbl. 3SO47.so: per box. Iooa
275 - California oranges 25oz3Oo: Florida oranges.
asI25; grapefruit 35oaIO0; strawberries lozl7 per
Qt.; lemons 375SIOO per box; pines. 27Sa3.eo.
SEEDS-Red clover n.T5al25 per buEhel: slske
clover l2s5al2D: crimson clover Il. 0oal2oo; tim
othy 3ooa325; red top. lc5ozl3oo: bluegrass. liza
20; orchard grass. 2i0a2T5; white clover. 50 per
b.. alfalfa clover. leaI7 per H. COW peas. 375aip
Per bushel
HIDES-Green, PET ID =; do, saIted. per h.
%: do. dry per ID. 2sSo; horse hides. each, eoo1
500; calf skins. green. each. 35oa4.W; lamb skinA
green each, 225A35.