Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1917-07-07
CHECKS FOR
HEAVY
Executive CoauciI Of Modern Wood
mcn Limits Amount Conscript
Eligible bay Take.
PROTECTS FINDS FROM DRAIN
Hea Between Ages Of q and 30 Can
0uly Take Ont $1,000 Policy
During War

Until rasciuded by future order. no
more benefit certificates Will be is
sued uv the Modern Woodmen Of
America ln an amount exceeding So
m-a and. ~ the applicant IFS under the
aea Of 81. the highest denomination Of
certificate he can secure viii be 81 600.
This aas the important and far-reach-
+rv action taken by the executive
council of The society which convened
rz regular July session at the head
Offices In this city Thursday
AT the session of the Modern Wood
men head camp In Chicago last month
ue" section was incorporated ia It's
bylaws providing for the payment Of
eU death claims OF members engaged
fa arE branch Of the army or naval
service during the present war In
raw 11 -at5 patriotic legislation. it at
r1ga became necessary for the society
r. adopt some eIf-protective meas
aras with reference TO the writing Of
new business. SO as to guard against
rush aE applicants who might be
tempted ta Join solely because of this
generous action in waving The haz-
ara9uz occupation clause Of its certfH-
Gates a5 affecting war risks. The re-
cent decision was aEe fruit Of the care
fgr and painstaEinE study given the
subject since the adjournment Of the
Chicago meeting. and it viii. no doubt,
meet wish the hearty approval of both
present and prospective members.
While thus placing a limitation On
tra amount of liability to which the
society may become subject under the
provisions of its new patriotic fund
bylaw the rule annOUR oed by the ex-
aclri-a council opens the way for con-
-iEUe6 activity along the line Of field
WORK effort and will avoid the tunkinz
ot JUS elaborate machinery for getting
new business organization that
has surpassed anything of similar ma
lure iH the fraternal insurance field
and which last year brought into the
society over $4,000 new members.
Best age for Both.
IT was recognized, Of course. that
rte best recruiting ages for Modern
W1g5men business were also the best
recruiting ages for Uncle Sam in max
ing up his vast army TO be sent into
rhe trenches in France IN fact. a
survey of the business written last
year showed that q little over 65 per
GENT Of the sOClety's growth from a6op-
lions or limitations came from appIi-
lau.E tho were under the age OF ST.
ta= age at which male members begin
to be- exempt from government con-
or.pr5an for military service. In adj
ltor 80 this the society faced the
possibility that the eEigeucies Of war
might require the government TO ex-
+e01 ite a9e limits for CONSUMPTION ia
both directions, perhaps TO include
ages from IT to IS. which under the
ufW #ooameu law effective Sept /. /
are The Identical ages which confer
HnHu its applicants the privilege Of
a #sFl d fr-
Thus confronted. there was only one
reasonable and fair solution. in order
'" protect the society against what
insurance men call adverse selec- !
HGa bead camp has already decided .
.a5t alt war death claims should be
paid ia full and had established .
special fund for that purpose. known F.
Is the patriotic fund, to be accumu~ /.
a.e1 from The collection Of a patriotic +
assessment Of 20 cents per $1,000 on !.
each $1,000 of Insurance carried hv +
l.a members The only question was .
1 liberal the society might be in .
opening ids doors tn those who might +
later on become The benefciaries or +
ans generous provision The recent +
action - the answer From now on,
2cTel0Ter eligible persons who desire .
~ apply Tor Modern N0Cdmen iuSur-
a7ce VIII he able IN obtain not TO ex-
coed S1.000 I'm benefits up 10 and in
Guiding the admission age of 30. and .
not 20 exceed $1,000, IL at ages 81 TO /
s5- Inclusive The sociaty's laws al
Teadv provided that MO certificate Ia +
exceed fhe latter amount c0ui6 be IS
sued 90 any person who had reached .
the 2Ee cE a.
Effective at Once.
The order Of the executive council /
does not affect the insurance &c mem. .
he-s already belonging. that is. does
NOS provide for the scaling % any Ger
llestes issued up TO June 30. 1917.
II does. however, become Immediately +
effective ais to certificates written
trou and after July T. and will st ia
Eaou9ht- enable the field work depart
E-f1f To continue its agency work with
a@t fastening upon tho society a fu-
( F4s4