Americus times-recorder. [volume] (Americus, Ga.) 1891-current, 1917-08-29

parent by alloting s. more of his pay
Thus, the private with a wife, three
: children and a mother actually de-
5 pendent upon him, by giving $40 out
5 OF his $33 a month, would get from
the government $4750 month-giving
: the family an income of $3.50, and
= still leaving the man $13 per month
for spending money. If there are.
more children of if there is also a de-
pendent father, the government would
give up to $50 in all, over and above
the mans own allotment"
To instil thrift, to enable a man to
build up a fund out of which he can
E pay the insurance premiums, and,
above all, better to preserve equality
and democracy among the members of
out own forces and between them and
/ the Allies, provision is made enabling
= the War Department and the Navy De-
partment, by regulation, to compel
: men who do not allot one-half of their
pay to deposit SO much of the half pay
as is not allotted, these deposits to
bear interest at 4 per cent. per annum,
compounded semi-annually.
The risk of disability or death as
to officers, men and nurses while in
active service as part of the military
O, naval forces of the United States is
Unidentified against by compensation
on the analogy of the worNman's COM
pensation act rather than through
pension system.
If total disability results from per-
sonal injury suffered or disease con-
tracted in the course of the service
the compensation, based on the per
centage of pay, but with minimum Of
) from $40 to $75 per month, according
to the size of the family, may increase
for the higher officers to a maximum
| Of $500 per month. Compensation is
: net payable, however, while the officer
receives retirement allowance.
/ Partial disabilities are compensated
for on the basis of percentages of the
5 compensation for total stability, de-
! pendent upon the average impairment
7 o. earning capacity resulting from
: such injuries in civil occupations. Pro
! vision is made for Communication under
regulations, but of part only of the
compensation. Medical, surgical, and
} hospital treatment, supplies and APP
} planes are given"
In addition to these compensations,
} rehabilitation and re-education of the
injured man are recognized as vital
} clements in the scheme. The bill
does not attempt to cover thematter
} o. means and methods of effecting
= this, since a study of European eX-
D perience with this problem is neces-
sary, but the principle is established
0 in the bill
0 IF death results from the injury or
disease incurred or contracted in the
D course of the service" continues Sec
rotary McAdoo's statement, "compen-
0 sation is paid to the widow, children
and dependent widowed mother. The
0 amount, based upon percenta2e of pay,
= ranges from a minimum, according to
0 the size of the family, from SIS to $50
e FER month, to a maximum for the
S higher officers of 5000 per month.
t Risk of non-insurability at ordinary
t rates is Unidentified against by the
y insurance of government insurance,
i covering total disability and death, to
y officers, men, and army nurses, while
= in the active service as part of the
h military or naval forces, in the amount
4 Of $1,000 to $4,000.
= THE excess cost due to the increas-
ed mortality and disability risk should
S clearly be borne by the government.
f The cost of administering the insur-
} ance bureau for the benefit of the
J fighting men is also proper gov
= ernmental charge. AS the governments
will not have the other expenses in
e cident to insurance, the premium
= rates to be charged by it are based
f upon the mortality experience tables
= of peace time without loading" Load
. ing comprises overhead charges, com
missions to agents, advertising, etc,
$ and is a large item in the premium
e charges OF private companies"
r. With these loading expenses elm
= mated, Secretary McAdoo says an in
= surance costing during the war an
Y average of So per $1,000 can be pro
h vided, thus bringing even the maxi
', mum of $4,000 insurance to only $50
e a year premium-a charge within the
d reach of practically every private. Al
Y, ter the war the insurance may be
e converted into other forms with ear
o lier maturity, the premiums to be
based, however, on the same mortality
e tables and without loading
np ut h~1,