Evening journal., 1917-10-10
READY TO Place
WAR Insurance
Application Forms Will Be
Sent in Few Days to
All Army Camps
EVERY FIGHTER URGED
tt T KE OUT 70 ICY

WASHINGTON, Oct iO.-"Let every
loldicr and sailor OF the United States
Nho can possibly do so invest in 5000
Dr. more Of the war risk Insurance.
Vow Is the time to do IT,"
This advice to Uncle Sans enlisted
men was given by Judge Julian w.
Mack Of Chicago, who wrote the So
FAILED soldiers and sailors insurance
pin and who piloted it through Con-
sress. It was finally passed last Friday
and signed by the President on Satur-
DAY.
Today Judge Mack who might be ex-
pected to be taking a rest after the
months Of hard work he has done here
In Washington In behalf OF the move
ment TO provide better protection than
has existed for disabled men and for
the families Of those who do not sur
vive the war, was buslly engaged in
an Office in the Treasury Department
preparing the blanks and other formula
necessary 70 put the law into actual
operation.
Already the application forms have
been prepared and In a few days will
be sent to the commanding officers at
army camps 10 be distributed to the
men. All men now enlisted are given
four months within which to apply
for a policy, and the men who are IN
France will be taken care Of by a
representative Of the Director Of War
Risk Insurance. Men who enter the
service in the future Will have -four
months from the date Of their enlist
mont in which TO apply for a policy.
Monthly Premium of $3.50.
Under the terms Of the law Il Is
made possible for the average soldier
90 obtain 5000 worth Of insurance for
a premium Of $3.50 a month. This Is
the charge that Is made TO a man OF
% years. The premium Increases slight
~ according 20 the age Of the insured
but the charge Is only $40 a month
Tor a man Of 80 years, and II goes up
20 $500 for a man Of forty-fve.
A 5000 policy gives S2s.T5 a month
70 a totally disabled man for twent.
years, and the same amount to the
wife, children or other relatives VI q
soldier or sailor who dies during the
war.
While It is expected that the s5,O0C
policy viii be more in demand than
any other, it Is believed many thou
sands Of men will apply for $4,000
worth Of insurance, the cost being but
twice that OF a 5000 policy and iht
benefits correspondingly greater. The
monthly installment for a disabled
man insured for $4,000 is $3.50, anC
the same for his family If he dies.
These policies will stand during th'
var and for five years thereafter, th'
premium increasing a few cents upoI
each birthday Of the insured man. A
the end OF the 1ve-year period tn
policies may be renewed permanently
on a higher premium basis, but at
rate stlll much lower than the average
private insurance company rates.
COmpels Salary AllOtments.
The bill also provides Government
allowances and cOmpels allotments o
salary by an enlisted man for the bene
No OF his wife and children, as wei
as for compensation 20 the widow
children or mother Of the enlisted man
The allotment and allowance featur
is explained as follows:
A private gets S33 a month for ser
vice abroad. If he has a wife and tw
children he must allot to them at leas
SIS out Of his pay. The Government
supplements this by giving the famil
an allowance Oh FolJNs AAI fanny
minimum income, therefore, would b
$3.50. The father can allot as nue.
more as he pleases II there is auothe
child. the Government will allow s
additional.
II that man should have a mothe
or father actually dependent upon hir
and 10 whom he has been accustomo
20 contribute, say, SIS a month, he ca
obtain an allotment OF $40 a mont
from the Government for the paren
by allotting 50 more Of his pay. Thus
the private with a wife, three chlidre
and a mother actually dependent upo
him, by giving $40 out Of his S33
month. would get from the Govern
ment for his family $3.50 a monil
giving the family an income OF sofa
and stlll leave the man Si3 a mon
for spending money. II there are NOR
children, or II there Is also a depeI
dent father, the Government woul
give up to $50 in all, over and aDoN
the mans own allotment.
Plan TO Instill Thrift.
To instlll thrift, to enable a man
build up a fund out Of which he ca
pay the insurance premiums, and aDo'
all better to preserve equality ana a
mOcraoy among the members or OF
own forces and between them and n
Allies, provision is made enabling II