davidaulloa/AmericanStories huggingface dataset:
Wauwatosa news. [volume] (Wauwatosa, Wis.) 1900-1948, 1917-11-23
STATE or WIScoNSIN-ciRcUIT COUNT


STATE or WISCONSIN, CIRCUIT COUNT
-MdicdRl;ee County.
Twin City Fire Insurance COMPANY
Plaintiff. VS.. Roman b. Mir Defendant
The State of Wisconsin 10 the said defend
ant:
You are hereby summoned 20 appear with
in twenty days after service Of this sum
mons. exclusive of the day of service. and
defend the above entitled action in the Court
aforesaid; and in case of your failure so to
do Judgment will be rendered against you
according to the demand of the complaint.
HOUGHTON, NEELEN & HOUGHTON,
Attorneys for Plaintiff
=. o. Address, 407-4OS Caswe Block, Mil
waukee, Milwaukee County, Wis. 36w7
Wauwatosa news. [volume] (Wauwatosa, Wis.) 1900-1948, 1917-11-23

Making an estimated total of S14,-
| 731.00.
Your Committee reports as items
OF money which in their Judgment will
be necessary for city purposes for the
ensuing year:
For Schools, $33 $4,000.
For salaries, $1l 10000.
For street repairs, $4,5OO.OO.
For street lighting, $4,000.
For library, $1,6OO.0O
Indebtedness, water bonds and inter-
est, S135.00.
Indebtedness, sewer bonds and in
terest, SS,29625.
Indebtedness, school bonds and in
terest, $6,013.48.
Indebtedness, street improvement
bonds and interest, $5,197.50.
For fire department, $2,500.00.
For collection of garbage and ashes,
100000
For street oiling, 100000.
General fund, $5,740.S2.
County Highway, North avenue,
100000.
Making the estimated total amount
necessary for the above mentioned
purposes, s93. 426.05.
And leaving to be raised by city
taxation after deducting the esti-
mated income from other sources, as
above specified. the sum of SIS, 695 .05.
We would, therefore, recommend
that there he levied and assessed upon
all the taxable property, real and
personal, of the City of Wauwatosa
assessed for valuation for the year
1917, for the use of respective depart
ments of the city of Wauwatosa for
tie ensuing year, the sum of $751;
695.05.
And submit herewith resolution
providing for such tax levy, which is
recommended for adoption. Resolu-
ton was adopted.
Bills and payrolls We're ordered paid.
Your Committee on Finance, to
whom was referred the bill of T. NJ.
f. r. & l.. Co., S0.1S, herewith return
same and recommend that said bill be
disallowed. On roll call said bill was
disallowed.
The City Attorney reported briefly
regarding the klavitta case, stating
he had been informed by representa-
tives of the insurance company that
they would not pay the claim for the
reason that at the time of his decease,
Edward Klavitta was an alien enemy.
A. D. Warren reported on the condi-
ton of the engine of the fire truck
and stated that he hardly thought it
necessary to have the cylinders re-
ground.
Resolution by Alderman Notbohm
providing specific rules for govern
n!ent of Fire Department was read.
Alderman Notbohm spoke at length
on the subject and asked that the
rules be suspended Adopted
1t appearing to be the sense of the
meeting that notwithstanding the
unanimous affirmative vote the fore
going resolution was far from being
satisfactory, the president of the
council intimated that the resolution
would be returned without his ap-
proval and for that reason it is not
spread on the minutes.
Alderman Whipp raised the question
Wauwatosa news. [volume] (Wauwatosa, Wis.) 1900-1948, 1917-11-23

at prices shown in schedule prepared
by the City Engineer. against the lots,
I tracts and parcels of land fronting on
the portions of streets oiled during
the year 1917, at uniform rate for
each lot at the frontage cost Shown
on said schedule as special assess
ments for said street oiling work,
which said assessments shall be col
lected as other taxes and assessments
are collected in said City of Wauwa-
tosa.
On roll call the foregoing resoIu-
ton was adopted.
The Board of Public Works hereby
report that in accordance with reso-
buttons adopted April 18th and Nav
18th, 1917, respectively, ordering GER
tain streets to be sprinkled with water
from May LIST to November LIST, 1917,
that said streets were sprinkled as or
dered, and the cost of said sprinkling
is as follows:
656,040 Gu. #. of water at Sc per
100 GU. it., $524S0.
Team work, street sprinkling. from
May l to November /, 1917, $680.06.
Total, 81 ,204.86.
We would recommend that the
above amounts be levied in the taxes
for the current year, and when col
lected credited to the proper funds.
and submit herewith a resolution
which we recommend for adoption.
Resolution adopted.
The Board of Public Works report
ed that Herman Hohensee had COM
pleted the construction of storm
sewer from East Milwaukee Avenue
to the Menomonee River to the salts
faction of the Board of Public Works
and should be allowed final estimate
of $6,744.44. A resolution was sub
mitted and adopted.
Resolution providing for transfer of
S364.1S from the General Fund to the
School Building Fund, read and re-
ferred to Committee on Finance.
Adopted
The Finance Committee, to whom
was on the End day of October, 1917.
referred the official statements from
the City Comptroller of the several
amounts of money estimated to be re-
quired in the various departments of
the City for the ensuing year, respect
fully reports:
Your Committee estimates that
there will come into the Treasury
from sources other than taxes, the
following items.
Interest on deposits, $1,600.00.
Street Railway and Lighting Com
pany, 100000.
Wisconsin Telephone Co., 100000.
Saloon licenses, 81, 10000.
Pool Table licenses, $4,000.
Cigarette licenses, $4,000.
Drug permits, $4,000.
Peddlers' licenses, $4,000.
Street permits, $4,000.
Dog licenses, $250.00.
Police court fines, $4,000.
Sidewalk permits, $500.
Income tax, S6,000.00.
Taxi licenses, $1,000.
Electrical Workers licenses, $4,000.
Insurance fees, $4,000.
Available for paying interest on
Water Works bonds in Water Depart
ment, $135.00.
Wauwatosa news. [volume] (Wauwatosa, Wis.) 1900-1948, 1917-11-23
Bird Courts.

1t is said that there. are courts among
birds Crows frequently carry on trials
of guilty members of the flock. The
prisoner is said TO be stationed in the
middle of the circle Of witnesses. He
is released If acquitted, but If he is
found guilty, the entire flock closes In
upon him and soon kill him.
Wauwatosa news. [volume] (Wauwatosa, Wis.) 1900-1948, 1917-11-23
PASSING OF TIE SWORD.

The war department order eliminat-
ing the sword as part of the equip
ment of the officer in The organization
of the new National army is quite in
line with the accepved practice in the
embattled armies in hufcpe since the
beginning of the war, but il none the
less marks the paSsing-perhaps final
of one OF the most cherished, albeit
useless, badges of the military profess
sion, says Philadelphia Public Ledger.
This ancient weapon is abandoned for
real service either as sal instrument of
offenSe or of defense, and it is dis
tinguishing mark which makes its bear
er a conspicuous target for the enc
my sharpshooter. The cavalry saber
will probably remain for a time, where
cavalry can find anything to do, for
this form of the sword is 10 the trooper
what the bayonet is to the infantry
man. Notwithstanding the admitted
uselessness of the sword, its passing
will be regretted. II may still linger
awhile as a ceremonial adOrnment, a
symbol of military rank far from the
field of active service, but, like all
antiquatcd things, must finally sue
cumb TO the inevitable and be ban-
ished from the kit of the real soldier.
Wauwatosa news. [volume] (Wauwatosa, Wis.) 1900-1948, 1917-11-23

FOR SALE-A few large loads of
Manure. Telephone Wauwatosa
140-I
Wauwatosa news. [volume] (Wauwatosa, Wis.) 1900-1948, 1917-11-23
OFFICIAL. NOTICE.

PERRY x PERRY,
AttNs for Estate.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13

Mr.. and Mrs. Will Gray are visit.
ing relatives and friends in town.
Mrs. John Buck is visiting hel
husband in Montpelier.
Miss Leas Maxwell is working fol
Mrs. Gilman Hill.
Miss Morgan has returned from
her home in New York to teach the
Buck school.
The Easter exercises at the church
Sunday morning were beautiful.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
HOME GUARDS
The Men of Island Pond Are Or
ganizing a Company of Home
Guards with Ranks Nearly
Filled.

In every town in Vermont is shown
the spirit of patriotism, and the
people of Island Pond, always ready
to take the initiative are organizing
a company of home guards. This
was first agitated by w. F. Morong
and Principal Saunders, and F. E..
Russell has taken up the work of en-
rollment and personally called for
members. The names enrolled
follow: Owen Riley, CharlessJohn-
son, Fred Boyce, W. F. Morong,
Paul Saunders, M. Rinell, Clare Pow
ell, Henry Cole, Charles Roby, Ar
thur Danforth, G. G. Smith, T. C.
Carr, C. M. Parker, Herman Humph-
rey, c. S. Wagner, Robert Knapp,
F. E. Russell, G. H. st. Pierre, ]. P.
Osborne, Isaac Moore, M. D. Fran
els, A. w. Bosworth, Carl Swenson,
E. R. Lindsay, James Campbell, F.
Paquette, Jr., George L. Dyer, M. L.
Dyer, A. G. Wentworth, T. Kane,
c. S. Foster, Robert Gardner, Fred
Paquette, VIM. Flood, C. R. And
rews, Frank Cilley, A. P. Cobb, WI.
Rooney, F. E. Johnson, J. E. Latin,
j. w. Carroll, James Henry, H. E.
Sargent, S. ]. Maroney, W. L. DAILY,
Bill Olson, E. M. Williams, W. E.
Emery, CD. Gross, Curtis H. Mosher,
G. w. Farr, E. w. Badger, C. J. I.e-
febvre, E. C. Foss, Levi St. Clair,
w. NJ. Smith, w. A. Paine, Don Col
by, C. C. Lord, William H. Kane,
Fred Currier, Dale Morse, Alonzo
Bemis, A. Stott, A. Bonneau, H.
Turgeon, G. P. Baldwin, John H.
Murphy, M. j. Gleason, W. H. Gard
ner, w. L. Currier, Harry B. Amey,
R. E, Hodsden, Jerome Bishop,
Frank Lewey, E. j. Maxwell, Rev.
Robert Lawton, C. j. Deslandes,
F. D. Devlin.
The members are notified to meet
at the Y. M. C. A. next Monday
evening to perfect the organization.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
NORTON

Miss Irene B. Carpenter of Nc
Donald College, Montreal, is spend
ing the Easter vacation at home.
Mrs. Allen Garrett returned to
her home in Berlin, Saturday.
Mrs. Joseph Kehe has been con-
fined to her home with tonsilitis.
Miss Cecil Woodland of Montreal is
home for the Easter recess.
Mrs. N. Sage was shopping in
Coaticook, Saturday.
The roads are almoss impossible.
Our mail carrier can give a better
account of them; someone ought to
think of what shovel might do.
Rev FIR. Quay met with a painful
accident Saturday morning. While
fixing the furnace fire large stick
of wood slipped, striking him on the
knee, which made it hard for him to
attend to his Easter services.
DR.. McCurdy of Coaticook was IN
town a number of times Hast week.
Miss Irene White spent Sunday
with the Misses Carpenter.
E. j. Nelson was in Coaticook one
day last week to see his little son.
We are sorry to learn that the little
fellow must have finger amputated.
Mrs. Nelson is staying in Coaticook
with him to be near medical aid.
r. Velatte and wife of Sherbrooke
were guests of relatives in town over
Easter.
Mrs. Mary Gonya is visiting her
brother in Berlin.
H. W. Carpenter returned to his
school duties in st. Johnsbury, Mon
day.
Mrs. H. w. Marsh visited her
daughter in Island Pond this week
Pierre Lebarge has moved his
family to Manchester, N. H.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
LUNENBURG

Mesdames Minnie Ball, Matte
Pierce and Bessie Brown visited
friends in Lisbon, N. H., last week.
The real estate and personal prop
erty belonging to the estates of
Henry c. and Ellen Webb of Guild
hall will be sold at public auction
Thursday, April 10th, at 10 o'clock
a.m., J. H. Cole and j. M. Pendrigh,
administrators, Kyle 7. Brown, auc-
tioneer.
Mr.. and Mrs. Walter Pierce are
entertaining his sister from Manches-
ter, N. H.
Mrs. Ada Smith has a guest visit
ing at her home.
Mrs. w. M. Bronson was in Lit
Teton several days last week.
There was an Easter service at st.
Leo's church last Sabbath morning.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
EAST BURKE

Oliver Counter recently purchased
a fine span of gray horses.
Darling's sawmill started upThurs.
day morning with full crew of
men.
Herbert and Howard McGill are
carrying on the ST.. Brigham sugar
place.
Miss Eva Rosebrooks has returned
home after spending several days
with friends and relatives in Barton.
Misses Irene and Bertha Burns
have returned to their home at Lyn-
don after spending several days with
their uncle and aunt, Mr.. and Mrs.
Frank Bruce.
Frank Libbey has finished work at
Mountainview farm.
Louis Talbot fran Lyndonville was
a weekend visitor here.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13

The value and need of a newspa.
per in the household was never
greater than at the present time
The great war in Europe is now half.
wav into its third year, and, whether
peace be at hand or yet be far off, it
and the events to follow it are sure
to be of absorbing interest for many
a month to come.
These are Notwithstanding affairs, in
which the United States, willing or
unwilling, is compelled to take a
part. No intelligent person can
ignore such issues.
THE THRICE-A-W WEEK WORLDS
regular subscription price is only
81 90 per year, and this pays Tor l56
papers, We offer this unequalled
newspaper and The HERALD together
for one year for $2.l5.
The regular subscription price of
the two papers is $3.50.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13

Wolcott and Mrs. L. G.. Bucks Sun
day school class; wreath, Harry Will
der; spray white narcissus, Miss
Temple; spray pink hyacinths, Mr..
and Mrs. Eugene Buck. Burial in
Hillside cemetery. The heartfelt
sympathy of everyone goes out to
the sadly afflicted family and other
relatives.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
Austin +. Bushaw.

Austin F. Bushaw, whose death
occurred on Tuesday, March rs, was
son of Henry andMargaret Bushaw,
and was born July 9, 1877.
He was united in marriage to Miss
Lulu Scribner of Morgan, March 27,
1897 at East Charleston. To them
seven children were born, six of
whom are now living. Mr.. Bushaw
spent all of his married life in this
part of the town and lived several
years on the farm on the shore of
Echo Lake where he died. He was
Woodworking man and prosperous
farmer. He was a loving and af-
fectionate husband and father, his
home and family were foremost in
his life. He was a kind and respect
ed neighbor and citizen and was a
member of the M. W. A.
He leaves to mourn his untimely
death a wife in very poor health,
four daughters, Muriel, Ivy, Bertice,
and Shirley, two sons, Clyde and
Erald. The father and mother re-
side in Barton, the father being an
invalid for years, was unable to at
tend the funeral. Four brothers,
Will and Ora of Norton, Eugene and
Arthur of Barton, one sister, Mrs.
B. C. Royce of West Charleston.
The funeral was held at the home,
Friday afternoon, March %, Rev.
B. M. Scudder officiating. Mrs. B,
M. Scudder and Miss Gladys Piper
sang two beautiful duets, Nearer
my God to Thee" and II am a Pill.
grim" The bearers were the -four
brothers. The floral tributes were
large and beautiful; a pillows with
the word Austin" from the parents
and brothers; a pillow from the M
w. A.; spray of roses with" husband
from Mrs. Bushaw; spray Of white
carnations with papa" from the
children; spray of callas from Mr.
and Mrs. B. G. Royce; spray of pink
and white carnations from the Echo
Lake Christmas club; spray pink and
white carnations from Mrs. |. R.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13

Three Tons Per Acre From WeII-Fer-
tilted New York Hay Field. Grown
by MarreII Hammond, RushviIIe,
NJ. Y.
menting on this gave it as his opinion
that the nine acres under discussion
must have an actual value to an intel
ligent farmer of at least $3.50 per
acre."
Question Much Discussed.
Whether manure or fertilizer, or
both, should be used has been a ques-
ton much discussed, but this same
station has concluded that since prac-
tically every farm rotation includes an
inter-tilled crop such as corn, the ma
nure should be used on this, and COM
mercial fertilizer depended upon to
supply the needed plantfood for the
hay lands. The reasons for this are
obvious. Manure contains weed seeds,
and it Is easier to get rid of these in
titled field than in grass land. Then
too, a part of the value of manure Is
in its humus-making material. To get
full value from these transforming
substances, manure must be mixed
with the soil, and not left on the sur
face to decay. Finally, the increased
root growth produced by fertilizer
causes the grass to furnish its own
humus.
1t would not be expected that all
crops demand fertilizers of the same
analysis, and this is true. Timothy,
red top or orchard grass do not re-
quire fertilizer as high in phosphoric
acid as does clover or any other
legume, but they do require more am
monia. The legumes have the power
Of obtaining their nitrogen (ammonia)
from the air and do not need so much
in the form of fertilizers. If timothy
is desired, the fertilizer should con-
tain at least per cent to per cent
ammonia. In case clover is sown with
timothy, fertilizer high in phosphOric
acid and potash brings the clover into
greater prominence.
Greatest Net Returns.
For top dressing in the early spring,
amounts used vary from 200 to 1000
pounds per acre. Probably an amount
between these figures is the most prac-
teal for the average farmer to apply.
Good results are often obtained by the
use of less, but net returns, up to GER
tain limits, are generally in proportion
to the amount of fertilizer used.
1t is interesting to note that the rec
ord-breaking yields, even in a good hay
season such as 1916, were made where
fertilization was the heaviest, and
where the factors of sweet soil, and
careful attention In general were
looked to.
Considering the cost of hay produc-
ton, it can be readily seen that the
one-tOn crops are money losers, and
the invest nothing, have nothing"
adage in this particular instance al
least, comes true; greater profits come
only through increased yields, and
these come only through liberal plant
feeding.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
Special Notice.

Foley Characteristics thoroughly
cleanse the bowels, remove undiges.
ted waste matter, sweeten the stom.
ach and tone up the liver. Do not
grippe nor nauseate. Stout persons
praise Foley Cathartic Tablets for
the light, free and comfortable feel.
ing they bring. Will not addict you
TO the pill habit" For sale by John
W. Thurston. adv
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
THE WAY TO HAY PROFITS

A perpleXing problem of the New
England farmer at the present time is
how to keep the hay yield up to the
standard set by last years crop. Were
all seasons as generous with the rain
fall as the one just past, 1t would seem
that the problem would be solved. But
rainfall alone does not make the crop,
and a super-abundance Of it means
that while the hay crop is benefited,
other crops such as corn and potatoes
are suffering. More than water is re-
quired to produce grass, and investi-
CATION has proven that the large and
uniform hay yields, those making a
profit for the grower year in and year
out, are on the farms of men who have
realized that hay production is based
on the supply of available plantfOod.
Work done by the Massachusetts ex-
pertinent station along the lines of
lettering the New England hay crop
Is unusually interesting. The results
obtained show profit for this branch
Of farming which surpasses average
conditions in the ratio of almost three
to one.
Increasing Production.
Standardization of these results leads
to the conclusion that top dressing
with fertilizer in the spring on the old
seedlings pays excellent dividends on
the investment. On one field of nine
acres, the average production for ten
years was $500 pounds, or more than
three tons of hay per acre annually.
The cost of growing this yield was $50.
Twelve dollars of this amount was for
manure and fertilizer William P.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
For Tired Women
With Aching Heads

''They help me SO much and I find
relief as soon as ! begin taking your
Foley Kidney Pills" Mrs. Frank p.
Wood, Morrill,. Maine, r. =. d. No. 2.
Sometimes 1t seems as IL you can't
stand the pain across your back. 1t
- just making your life miserable
and robbing you Of all energy and
strength. When you are constantly
tired, head always aching. nerves ION
edge" kidney action painful and burn
ing, then is the time to start in at
once on Foley Kidney Pills.
They strengthen the weak ailing
kidneys improve their action, enable
them to throw off the poisons that
cause your trouble. Your nerves grow
peaceful, sleep becomes sounder, merry
Gus headaches disappear. Q AS AIRS.
Wood says: II find relief as soon as /
begin. to take your Foley Kidney
Inls." Be sure you get the genuine
FOLEY Kidney Pills, for they arc
purely medicinal and contain no
harmful drugs.
j. w. THURSTON, Druggis,
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13

aBC 4HulSudy cfcHllS'
Junior Christian Endeavor at the par
sonage Saturday afternoon at 2;30.
Mr.. and Mrs. George Pierce are
rejoicing over the birth of daught
er, Ruth Amy, born Friday, April 6.
Congratulations.
Mrs. Fannie Curtis is visiting her
daughter, Mrs. Ed. Grow.
Mr.. and Mrs. Eli McAllister are
entertaining his sister, Mrs. Nettie
Racine, of Watertown, N. Y.
Alison Trip has moved back to his
farm for sugaring.
Mrs. Viola Robinson and son Har-
land, of Woodsville, N. H., visited
her parents, Mr.. and Mrs. D. K.
Hopkins recently.
News has been received here of
the birth of a son, Hubbard Walter,
to Mr.. and Mrs. Earl Ballou at Pekin,
China, January &c.
Miss Doris Mcqueen entertained
about twenty of her young friends
with a sugar party at E. W. Bucks
camp Saturday morning.
The following schools began Mon
day: Center district, Miss Coles,
of Derby Line, teacher. Buck dis
trict, Miss Corriene Morgan, teacher,
Echo district, Miss Elvira Stack,
teacher. Dolloff district, Miss Emma
Chamberlain, teacher, Blake dis.
trict, Miss Effie Moore, teacher.
Curtis Wilder of Derby, is spend
ing sugaring with his grandparents
Mr.. and Mrs. G. F. Barney.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
Daughter in Terrible Shape.

A. Mitchell, Bagdad, KY, writes:
"My daughter was in terrible shape
with kidney trouble. l got her to
take Foley Kidney Pills and she is
completely cured" Foley Kidney
Pills strengthen weak, deranged
kidneys; correct bladder troubles;
stop rheumatic pains and backache;
relieve sore mi uscles and stiff joints.
For sale by John w. Thurston. adv
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
EAST CHARLESTON
Plymouth Congregational Church

Bradford M. Scudder, Pastor.
Sunday morning service, at HOO
Sunday school, 1900.
Sunday evening service, 7:45.
Christian Endeavor society, Thursday
evening, 7:45. Topic, The Lords Day
the best day. Leader Mrs. W. H, Col
burn,
The Cleaners will meet at the parson-
age Thursday evening.
Junior Christian Endeavor at the par
sonage Saturday afternoon at 2:30.
Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1917-04-13
Commercial fertilizers Al

Commercial fertilizers are
most effective and most profit.
able when used as a supple
nent to good farming practice.
If the soil is maintained in good
physical condition, IL the farm
sources of fertility are drawn
upon as much as the system of
farming will conveniently per-
NIT, the use of commercial fer
tillzers Is ordinarily justified
and will be found profitable
Ohio College Of Agriculture.
The Kendrick gazette. [volume] (Kendrick, Idaho) 1892-1968, 1917-08-31
The only method Of saving that

The only method of saving that
proves practical and permanent is
the adoption Of a well defined plan.
This means scheme of living that
provides for the various expenses
incidental to rearing a family, such
as rent, food, fuel and light, cloth
ing, recreation, and education. No
one gets anywhere in particular by
hit and miss method of life.
This is the reason so many people
are living next door to poverty all
the time. Any plan of life to be
successful must include the deter
mination to save, and if possible a
definite amount as a minimum.
The determination without a plan
accomplishes but little.