Denver labor bulletin., 1917-11-03
PARTIAL SUMMARY
OF ARMY AND NAVY
WAR INSURANCE
MAIN FEATURES OF LAW
ENACTED BY CONGRESS
Families of Soldiers To Be Compen-
sated at from $50 to SIS Per
Month With Limit of $1O,-
900 If Killed.

- DIVISION OF military ana naval IN
surance of the Bureau of War Risk
Insurance has been organized as a
part of the Treasury department and
is in active operation. A number of
policies on the lives of soldiers have
already been issued, aggregating near
iy S25,OO0,OO0 in insurance. The ben
eflts of the law are available to all of
the members of the United States
army, navy, and nurses corps.
A short summary of some of the
main features of the law follows:
Premiums for a $4,000 policy be-
gin with $3.50 per month at ages Is,
16, and IT; increase to S6.40 per month
for the ages 1S, 10, and 20; to $3.50
to $3.50 per month for the ages of "a
and 25; to $6.70 per month for the
ages of 20 and 80; to 81 per month for
the age of 81, with progressive in
creases for ages above those given.
The minimum amount of insurance
that may be taken out is $1,000.
The compulsory allotment to wife
or children, which is separate from
the insurance, shall not be less than
S15 month, and shall not exceed one
half of a mans pay. A voluntary al
lotment, subject to regulations, may
be as large as the insured desires,
Ol MS pay
Monthly Allowances.
In addition, the government will pay
monthly allowances as follows:
Class AIN the case of man to his
wife (including a former wife di-
vorcedl and to his child or children:
Ga) If there be a wife but no
child, $15.
(b) If there be a wife and one
child, $25.
(c) If these be a wife and two
children, $3.50, with s5 per month ad-
ditional for each additional child.
(d) If there. be no wife but one
child, S5.
(e) If there be no wife but two
children, S12.50
~ If there be no wife but three
children, $50.
(g) If there be no wife but four
children, $50, with s. per month addi-
tional for each additional child.
Class BIN the case of man or
woman, to grandchild, a parent,
brother, or sister:
(a) If there be one parent, $40.
(b) If there be two parents, $50.
(c) For each grandchild, brother,
sister, and additional parent, s5.
In the case of woman, to a child
or children:
(d) If there be one child, SIS.
(e) If there be two children, $3.50.
(f) If there be three children, 500.
(g) If there be four children, $50,
with SIS per month additional for each
additional child.
Increased Compensation.
If the man makes an allotment to
certain other dependent relatives the
government will also pay an allowance
which may equal the allotment, but
this shall not be more than the differ
paid to the wife and children.
The increased compensation in case
of death runs from minimum of $25
monthly to motherless child, or $25
monthly to childless widow, to
maximum of SIS monthly to a widow
and several children. The widowed
mother may participate in the COM
pensation.
In case of total disability the month
ly compensation runs from minimum
of $50, if the injured man has neither
wife nor child living, to maximum
of $75 if he has wife and three or
more children living, with $40 a month
extra if he has a widowed mother de-
pendent upon him.
The maximum is enlarged still
further, for when the disabled man
constantly requires a nurse or attend
ant $50 monthly may be added. If the
disability is due to the loss of both
feet, both hands, or total blindness of
both, eyes, or if he is helpless or per-
manently bedridden, 500 monthly is
| granted.
The law contemplates future legis-
lation for re-education and vocational
| training for the disabled. 1t gives
them full pay and their families the
same allowance as for the last month
of actual service during the term of
re-education