Evening journal., 1917-10-10
READY TO place
WAR Insurance
Application Forms Will Be
Sent in Few Days to
All Army Camps
EVERY FIGHTER URGED
tt T KE OUT I~Y

WASHINGTON, oct. iO.-"Let every
soldier and sailor Of the United States
who can possibly do so invest in 5000
or more OF the war risk insurance.
Now is the time to do IT,"
This advice to Uncle Sans enlisted
men was given by Judge Julian w.
Mack, OF Chicago, who wrote the So
called soldiers and sailors insurance
bill and who pilOted 10 through Con-
gress. IL was finally passed last Friday
and signed by the President on Satur-
day.
Today Judge Mack, who might be ex-
nected TO be taking a rest after the
lonths Of hard work he has done here
Washington in behalf Of the move
mt. to provide better protection than
- existed for disabled men and for
,le families Of those who do not sur
vive the war, was busily engaged in
an Office In the Treasury Department
preparing the blanks and other formula
necessary to put the law into actual
operation.
Already the application forms have
been prepared and In a few days Will
be sent to the commanding officers at
army camps to be distributed to the
men. All men now enlisted are given
four months within which to apply
for a policy, and the men who are In
France Will be taken care Of by a
representative Of the Director Of War
Risk Insurance. Men who enter the
service in the future Will have four
months from the date Of their enlist
ment in which TO apply for q policy.
Monthly Premium Of $3.50.
Under the terms Of the law It is
made possible for the average soldier
to obtain 5000 worth Of insurance for
a premium OF $3.50 a month. This is
the charge that Is made to a man OF
% years. The premium increases slight
ly according to the age Of the insured,
but the charge is only $40 a month
for a man Of 80 years, and 10 goes up
to $3.50 for a man Of forty-nve.
A 5000 policy gives s2s75 a month
tn a totally disabled man for twenty
years, and the same amount TO the
wife, children or other relatives Of a
soldier OF sailor who dies during the
war.
While 70 is expected that the $1,000
policy will be more in demand than
any other, it is believed many thou
sands OF men will apply for $4,000
worth Of insurance the cost being but
twice that Of a 5000 policy and the
benefits correspOndingly greater. The
monthly installmcnt for a disabled
man insured for $4,000 is $3.50, and
the same for his family II he dies.
These policies will stand during the
war and for five years thereafter the
premium increasing a few cents upon
each Birthday Of the insured man. At
the end of the flve-year period the
policies may be renewed permanently
on a higher premium basis. but at q
rate still much lower than the average
private insurance company rates.
COmpels Salary AllOtments.
The bill also provides Government
allowances and cOmpels allOtments OF
salary by an enlisted man for the bene-
ut Of his wife and children, as well
as for compensation TO the widow,
children or mother OF the enlisted man.
The allotment and allowance feature
Is explained as follows:
A private gets S33 a month for ser
vice abroad. II he has a wife and two
children he must allot to them at least
Si5 out Of his pay The Government
supplements this by giving the family
an allowance of $3.50. The family
minimum income, therefore, would be
Ri7.50. The father can allot as much
more as he pltases. II there is another
child. the Government will allow s.
additional.
II that man should have a mother
or father actually dependent upon him
and % whom he has been accustomed
10 contribute, say, SIS month, he can
obtain an allotment Of $40 a month
from the Government for the parent
by allotting 80 more Of his pay.sIhus,
the private with a wife, three children
and a mother actually dependent upon
him, by giving $50 out Of his s33 o
month, would get from the Govern
ment for his family S4750 a month,
giving the family an income Of 5000
and still leave the man Si3 a mon"i
FOR spending money. II there are mora
children, or II there is also a depen-
dent father, the Government would
give up to $50 in all, over and above
The mans own allotment.
Plan TO Instill Thrift.
To instill thrift, to enable a man TO
build up a'fund out Of which he can
pay the Insurance premiums, and above
all better to preserve equality and 0e-
mocracy among the members Of our
own forces and between them and The
Allies, provision is made enabling the