The Bridgeport evening farmer., 1917-11-21
M'ADOO GIVES EXPLANAT ION OF.
 WAR INSURANCE

To the officers and enlisted men and women of the army and navy of the United States and their relatives:
 The secretary of the treasury through the Bureau of War Risk h. surance, has\ been charged with the administration of the War Insurance Law enacted by the Congress as a measure of justice to the men and women who have been called to give their lives, if need be, in the service of their country.
 l wish to acquaint you with the benefits and privileges which your government has placed at your dis posaL It is essential that you and your families at home should know of your and their rights under this law in order that full advantage may be taken of them.
 To care for the wife and children of the enlisted man during his service, the War Insurance Law compels him to contribute up to one-ha1f of his pay for their support. The govern ment, on application, will generously add to this an allowance of $5 70 $50 a month, according to the size of the family. Moreover, if the enlisted man will make some further provision him. self for a dependent parent, brother, sister, or grandchild, they may be in- cluded in the government allowance
 If, as a result of injuries incurred or disease contracted in the line of duty, an officer or enlisted man or an army or navy nurse should be disabled provision is made for compensation of from $30 to $100 a. month to him, and should he die, compensation of from $20 to s75 a month will be paid tol his wife, his child, or his widowed mother.
 In order, however, fully to protect each sperson and family, Congress has made it possible for every soldier, sail or, and nurse to obtain life and total disability insurance. This insurance applies to injuries received while he, or she is in the service or after he or she shall have left it.
 Exposure to the extra dangers of war makes the cost of life insurance in private life insurance companies prohibitive. It was, therefore, a plain duty and obligation for the govern ment to assume the risk of insuring hundreds of thousands of our soldiers and sailors who are making the su-. preme sacrifice, Under this law, ev- cry soldier and sailor and nurse, com- mtssioned or non-commissioned and enlisted, and of any age, has the right, between now and February 2, 1918, to take out life and total bility in- surance up to $1O,000 at very low cost with the government without medical examination. This right is purely op- tional. The soldiers and sailors are not compelled to take insurance, but if they desire to exercise the right, they must do so before the 18th of February, 1918. The cost ranges from 65 cents monthly, at the age of 21, to $1.20 monthly, at the age of 51, for each $1,000 of insurance. This is a small charge on mans pay small in proportion to the benefits 1t may bring. The premiums will be deduct ed from his pay. if he desires, thus eliminating trouble on his part.
 To provide adequate protection un- til February 12, 1918, during the per- 1od when the soldiers and sailors are learning the details of this law, the government automatically fnsures each man and woman, commissioned or enlisted in the military service of. the United States, It pays the man $25 a month during total permanent disability; if he dies within 20 years. 1t pays the rest of 240 monthly in- stallmsnts of s25 each to his wife, child, Or widowed mother,
 I desire to call the provisions of this just and generous law to the attention of our officers and enlisted men and women so that they may not be de- prived of their rights through lack of knowledge. Full information may be obtained from the Bureau of War Risk Insurance of the Treasury De- partment. Washington, D. c. I earn est1y urge that the officers Of the army and navy give te the men under their command all possible aid in helping them to understand fully the benefits that this insurance may bring to their families and the small cost at which it may be obtained,
 This is the greatest measure of pro- lection ever offered to it's fighting forces by any nation in the history of the world. It is not charity; it is sim ply justice to the enlisted men and women and to their loved ones at home, and each and every one of them should promptly take the benefits of this great law.
 w: G. MeAD6O,
 Secretary of the Treasury.