The Birmingham age-herald., 1917-11-03
BRABSON EXPLAINS WAR INSURANCE
Officer Here to Make Clear to Recruiting Officers the
 Details of Plan

Insurance. compensation and family all lowances are the latest projections of-
 fered those giving their services to the
 government through the army and navy
 and their many branches. Lieutenant l Brabson came to Birmingham yesterday
 to give the recruiting officers advance
 notice, and full explanation of the plans provided for by law, October 6, l9lh
 The insurance which is offered any
 man enlisted in the army or navy, to any
 man upon acceptance for service ana 10
 any nurse in the hospital corps, male or female" said Lieutenant Brabson, lis written at the usual normal peace-time
 rates, and without an examination Of
 any kind, and insures against permanent
 disability or death. The excess premiums
 necessary will be paid by the bureau of war risk insurance of the treasury de- partment.
 ''The government is offering thisinsur-
 ance to everyone in the service, regard 1 less of time served rank, or present condition of health. The men who are
 now being brought to the hospitals in France wounded are being insured just the same as any perfectly normal man would be in this country. There is but
 one clause, even in this unprecedented offer, that is the least bit different-men who are near death are not insured against permanent disability, but are in- sured against death.
 "The insurance may be written from s10oo to S10000 and pays $575 per month per $1030 for 20 years. The premiums range from, on $1000, 6S cents per month up to IS years; 64 cents to q; and grad uates to s. 3 at the age of 65 The in- surance may be made payable to wife, husband, child, grandchild, parent, broth CT sister or to the injured personally until death. when the remaining pay ments of the 20-year period will be made to whenever directed of the above named. The insurance may be made pay able to as many as desired, provided that no one shall receive less than $10oo.
 ''The money will be deducted from the soldiers regular pay, if desired, and forwarded to the proper authorities, or it may be sent by the insured personally if desired. It is to be expressly under stood that this insurance is apart from and in no way connected with any other benefits provided for by the government It may be or may not be taken, and should it be taken will not deprive the insured of any compensation or family
 allowance provided for by the govern ment.
 T consider this one of the most 1ib- era1 offers ever made in history" con- tinued Lieutenant Brabson. No longer can a man hide behind the excuse that he would go but his wife and s'yldren
 Cor other dependents) would suffer- for ample provision has been made for every
 possible case I am certain that as soon as the facts are placed before the pup lie many that heretofore have held back will now come forward and offer their services to their flag in this hour. of need.
 .The recruiting officers have been given l full details of the plans and will be" glad
 to explain to anyone the full extent Of 1 the provision and give an example of l personal application. The war is on, Americans have already shed blood, men
 have never been needed more than at 1 present. and there is no reason now why volunteers should not flood the recruiting offices"