davidaulloa/AmericanStories huggingface dataset:
South Bend news-times. (South Bend, Ind.) 1913-1938, 1917-12-30

sui, i nave learned some things
since yesterday morning"
The Cooperation of the Bank.
At the bank John had just left
his SO check at the window mark
ed "3 - Interest on Savings" and
had turned TO go out when he saw
Mr.. Walling of the Snow Flake
mills. smiling at him
"Ah. that's what I like TO see, ="
said Mr. Walling; money coming
into the bank so I can get some Of
it out again"
Il don't understand. Do you
mean that you get my money? How
can you do that?"
"Oh. I thought you understood"
replied Mr.. Walling. You see,
this is the season o. the year when
our company makes large pur-
chases of wheat, and to do this we
borrow money from the bank, pay
ing il back in a few months. after
the flour has been sold. Your money
and that of many other depositors
makes a large fund from which the
bank can make loans. AS not all
of you will ever want your money
at the same time. all the bank has
10 DO is to keep enough on hand TO
pay what is demanded. The law
requires that a certain percentage
OF the deposits shall always be
kept in cash"
so you and the others who bor-
row are the ones who pay me the
interest that l get! and 7, If my
money helps you in your business,
am aiding in grinding flour at the
Snow Flake mills. Am I right"
"You are certainly right" said
Mr. walling. You and about 1000
other people who have deposits here
cooperate with Us whether you
know il or not. The bank, YOU see,
is simply the agent that collects the
money so that we who want 10 Dor
row know where 10 find it. You
who wish 10 lend small amounts
would have a hard time finding Dor
rowers without the aid of the bank.
You see the bank is a sort OF finan-
cial middleman."
You seem interested in such
things" continued Mr.. Walling. II
am going over 20 the board of trade
now. Do YOU care 20 90"
81 should like to 20 with YOU.
answered John. I have been there
before, but I never knew what il
all meant"
An Organized Market
As they approached the board Of
trade they could hear a great noise
OF voices. They entered the build
ing and went up 20 a balcony where
they could look down on the large
room below. IN the center Of the
room was a circular platform two
or three feet high and about as
I large as a circus ring. II was de-
pressed in the center into a sort OF
saucer shape. and steps were
around the entire outside. Swarm
| ing all over this pit" as Nj. Wall
ing called this platform were more
than a hundred men. All were
making signs and shouting in ap-
parently random confusion.
DO not be mlsled by the noise. Of
said Mr. Walling. "Every man IN
| there knows what he is doing. They
are buying and selling wheat. Re
| ports from all over the world about
| conditions that would make wheat
scarce or plentiful come in here
/ The United States government gath
ers the best of these reports. or
rainfall. insects that destroy grain
needs in Europe Everything. II tbs
| reports indicate that the wheat croT
will be small or the demands yer,
LARGE, the buyers like myself are
South Bend news-times. (South Bend, Ind.) 1913-1938, 1917-12-30

compelled TO pay higher price
than when the reports show a bum
per crop. The millers are among
the largest buyers, and the ware
housenen who buy from the farm
ers are among the largest sellers
wheat than it would be for me TO
go out 70 the hundreds of farms
from which it is necessary to Sc
cure wheat 20 supply our mill. If
II had to buy from the individual
farmers, 1 should not only have
trouble in reaching each one, but I
should never know what price TO
offer. I should never be sure that
could not get the grain cheaper
by going TO the next farm.
Also, see how much SIMPLER it
is for the farmers and warehouse
men TO have a central market to
which all the big buyers come.
Without central markets of this
sort, they might have TO depend on
their own efforts to find the best
buyers. They would always be in
doubt concerning what their grain
was worth. If I should offer a GER
tain price. they could never be GER
tain that another buyers would not
offer a better one.
Here in this central organized
markets all Of us, buyers and SELL
ers alike, can form an opinion from
the information at hand concerning
the total amount of grain produced
and the need which the consumers
Of the world have for it. In our
bargaining and dickering here. then
price is determined which IS
really based on the demands of the
whole world and on the supply of
the whole world. Any one who
wishes 10 buy or sell wheat can
find out what the best-informed
buyers and sellers think il is worth
merely by referring TO the prices
al which wheat sells here These
prices are quoted in the newspapers
and are sent by wire all over the
country. As a result, even the or
binary farmer gets the benefit Of
all this machinery for gathering in
formation and can tell almost as
we'll what his wheat is worth as
these brokers or agents who spe-
cialize in studying and interpreting
this information.
Il will be clear 10 you that this
result could never be accomplished
without the aid of great many
people and devices in addition 10
the ones you see here Reports
concerning the weather, the pros
poets of crops in other countries
the likelihood Of peace or Of war
flow in by mail. telegraph and tele-
/ phone. All the people connected
with these agencies are thus coop
/ orators in this enterprise.
} "One other thing also is very i'm
pOrtant. No great activity like this
could 90 on without clearly defined
rules. When men buy No. north
! ern wheat, they mus know what
| kind OF wheat that means: they
must know when they buy what OBJ
legations for payment they are as
Stunning. The state government
| makes some of the rules. but q
great many OF them are simply
! brokers. In all matters the rule.
which the brokers make contro
them quite as strongly as the Law.
OF the state"
Yes" said John. u think 1 see
also see that if the farmers ii
| Australia raise a big wheat crop
less American wheat will be needle
abroad That means that the snow
| Flake mill will buy il cheaper. and
| my mothers flour will cost less Oh
a war In Europe viii make -four
South Bend news-times. (South Bend, Ind.) 1913-1938, 1917-12-30

a long land carriage. all the other
utensils Of his kitchen, all the fur
niture of his table. the knives and
forks, the earthern or pewter plates
upon which he serves I'D and al,
vides his vctals. the dinerent
hands employed in preparing his
bread and his beer, the glass win
dow which lets in the heat and the
light and keeps out the wind and
the rain, with all the knowledge and
art requisite for preparing that
beautiful and happy invention with
ont which these northern parts of
the world could scarce have ar
forded a very comfortable habita-
ton, together with the tools Of all
the different workmen employed in
producing those different conven-
fences, If We examine. I say. all
these things and consider what "A
variety OF labor is employed about
each Of them, we shall be sensible
that without the assistance and
cooperation of many thousands. the
very meanest person in a civilized
country could not be provided. even
according 20 what we very falsely
A4i4d SINE lilt easy anu ollllpie mar
ner in which he is commonly accom-
modated. Compared, indeed was
the more eNtraVasant luxury of the
great his accommodation must no
doubt appear extremely simple and
easy; and yet it may be true. per
haps, that the accommodation OF
an European prince does not al
ways so much exceed that OF an
industrious and frugal peasant a.
the recommendation of the latter eN-
( ceeds mat OF many an African king.
/ the absolute master Of the lives AMI
! liberties OF 10000 naked saVages.'
Ana mat ISM all or u. said MS
( father when John had finished.
Ny own work as factory insPec-
Tor illustrates another SIDE. NY busi-
ness is 20 see that working condi-
tions in factories are as good as the
law requires. The Ia" u.s. as You
know set OF rules tnat society mas
iid"H UP I'D govern lAe "hOIe Dusi-
ness. Many OF the factories tndt
: visit have conditions much better
I ihan the law requires The owners
are controlled far more oS their
own standards ot night and be- me
opihion oil oihef people lnelr
friends or me puoiic. IMAM 1f ia"'
/ But ms work in tAis rolndaoolC
: fashion aids in proaHcins the 're-d
+ or inc coat Inc state pay my
-aiary. and the state gets the money
I from lhe taxpayers so iHts an heip
I In the process. Many laws about
I properly rights also center i-to mo
control or business The men VINO
made All these laws and ine officers
VINO adnIn-ster iAen' mu7' 20
o-Hitd among -"e eoopefal'i-. N'f
( can We leave our The adFertise-s
South Bend news-times. (South Bend, Ind.) 1913-1938, 1917-12-30
BOY. PLEASE PAGE GEORGE
COHAN-SOMETHING NEW!

MUSKOGEE. okla. Dec. 29.-
Countess Isabel, probably IN
known TO the titled heads OF Eu-
rope. has Joined hands with the
allies i'm the latest patriotic move.
Tabby has three new children.
one is the color OF a Rhode Is
land Red chicken: one i pure
white and the third is a Maltese
blue.
can you imagine such patriot
ism, when one considers 4 = fact
that the mother. the cor n s., is
Persian2
South Bend news-times. (South Bend, Ind.) 1913-1938, 1917-12-30

'Lizabeth Ann was tired, lonely
and hot. Little hall bedrooms under
the caves of old-fashioned houses,
three stories high. are, as rule.
frceziugly cold in the winter and
unbcarIbly hot in the summer. Her
tiny room was no exception. Be
sides. she wanted desperately 70 go
home. A letter from her father
that morning had made her home
sick Better come, 'Lizabeth Ann"
IL reads. The climbing roses are all
pink and white and sweet: also, we
are getting wonderful vegetables
from the garden. Too bad YOU are
so far away; we would send you
some II New York were a little near
er TO Ohio"
NO" thought 'Lizabeth Ann dis
mally. Nothing keeps here-not
even my usually sweet disposition"
She shook her small fist at the image
frOwning at her from the mirror
They az expect you 10 come flying
home. Llzzie-Annie. the first time
any little thing goes wrong. but
you're going 10 fool them. You are
blessed daddy OF yours has raked
and scra9ed every cent together to
give this year OF music IN New
York"
Two salty tears ran down the
side OF her straight little nose, but
she brushed them away impatientIy
she decided 10 take a ride on the
Fifth avenue bus and forget her
trou bles
Il vas part OF Lizabeth AIMS
creed never 20 go out of her room
unless she was looking her best
Romance might find her at any time.
she reasoned. and she wanted 70 be
prepared
She dressed carefully now. put
ting on a rUn1ed white dress and
white shoes and stockings When
all else was ready. she took from it's
box and tissue paper wrappings a
broad brimmed white hat II was
a lovely hat with its wreath OF dull
blue corn flowers. and 'Lizabeth
Ann ad0red 81.
She went down stairs, tying. as
she went. three dimes in the corner
OF her handkerchief. Two we're for
her fare and one for a soda water
afterward As she cIimed the peril
Gus stairs 70 the top OF the car. her
attention was attracted 10 a young
man sitting or cze of the front seats.
Tie was very good looking. in a
wholesome. clean-cut way. but he
looked so white and in that Liza
beth AIMS heart went out 10 him in
pity.
AS IL happened. the only vacant
seat was the place next 10 him, and
as the girl sat down she caught a
glimpse OF a pair Of gray eyes. very
tired and very appealing. As she
turned her head 10 look down into
the street below. she heard a
smothered exclamation. Realizing
that her broad hat must have grazed
his cheek. she flushed.
I'm so sorry" she said gently.
'It must have hurt. and I am afraid
YOU have been III. too" The young
man looking into the blue eyes un-
derneath the white hat. decided that
illness had its c0mpensatons.
Typhoid" ne said briefly. but
'Lizabetn. seeing him smile. knew ne
was not offended.
She found herself thinking OF him
as the bus rolled and lurched on its
way. and as for Richard Bennett. ne
cursed the convention that made IL
impossible for him and this sweet
voiced, pretty girl 10 talk together
and then. IN the midst OF these re-
South Bend news-times. (South Bend, Ind.) 1913-1938, 1917-12-30

smelling very much OF tobacco now
was held tightly against her lips.
CCoDyriEht 1910
South Bend news-times. (South Bend, Ind.) 1913-1938, 1917-12-30

CCONTINUED FROM PAGE FvEJ
Norwich bulletin., 1917-09-12

Syracuse, N. r.. Sept. 11.-Making remarkable time over the new state fair track. despite unfavorable weather conditions, St. Frisco. wclld's record trotting stallion. defeated Mabel TrasH, Walter Cox's chestnut mare in three straight heats hero today, taking the Battle Royal stake in 2.05 1-4, 2.04 1-2 and 2.05 1-4. Mabel Trask driven by Cox, gave GeeIs' great stallion a heart breaking race in every heat, losing the first by . head, the second by nose and the third by so small a margin that the spectators did not know which to pick until announcement was made.
 The second heat trotted in 2.04 1-2. was the fastest over the new track thus far.
 The S1o,ooo Empire State stake for PIP class trotters was won by Royal Mac, Murphy up, in two or three heats, finishing third in the last encounter. Ina Jay. pfloted by Harvey Ernest, appeared the best hors e;n the race, but failed to show top form. Busy's Lassie, big money winner of the year, finished third.
 Ne11a Dillon trotted the festeSt mile for two year c1ds over a grand circuit track thus far this year in the Juve- nile $2,0C0 stake, winning handfly in two straight heats. The time in the first heal, 2.oS 2-3, eQualled the mark of Peter June, best for the season until today, while the second heat was trotted n 2.08 1-2.
Norwich bulletin., 1917-09-12
SPORTING NOTES

Honus Wagner has dropped out of the 300 hitting set, leaving Fischer the only Pirate representative in the heavy slugging contingent.
 Ray Caldwell playing center field for the Yankees isn't such a bad bet at that Donovan's incorrigible pitcher can play the job and is some swatter with the stick.
 : Detroit, will have to start the fire works pretty soon in order to get in on the pennant doings, the leaders having gained considerable jump. on the Tigers.
 Jimmy Walsh of the Red Sox will remain center field the rest of the season, unless he is hurt. He couldn't hit when the Athletics and Yankees had him, but TOW he is one of Barry's
 Apparently big league pitching is proving bit more puzzli,tS to Powell of the Braves than was the case a few weeks ago: When Powell came up from Providence to the Strllings outfit he started rigEt in to hammer his way to fame. But he fnz 1lv got caught at
Norwich bulletin., 1917-09-12
Giants Win Two Games.

New York, Sept. 11.-New York twice nosed out Brooklyn in late inning ral- lies here today. the scores being to and to 1. The first game went ten innings. The Giants appeared beaten in both games. but tied up the first one by scoring in the eighth and ninth innings. A home run by Burns then won for New York in the tenth. The veteran Coombs had the Giants shut out, to o. up to the ninth inning of the second game. Kauff opened the inning with double and Fletcher was hit. McCarty singled, sending in Kauff with the tieing run and F'let- cher scored the winning run when Cutshaw threw wild to the plate on Rariden's grounder. Scores:
 First game:
 Brooklyn 70 0 002 0 0-2 1 New Yorlx0 0 10 0 1 1-3 0
 Galore. c. Smith and Krueger, Mill Ter. Saliee. Anderson, Demaree and McCarty. Rariden. Empires, Kiem and Emslie. Time 1.1S.
Norwich bulletin., 1917-09-12
FINANCIAL AND COMMERCIAL
MARKET WAS WEAK
Speculative Sentiment Seemed to be
 Confused.

New York, Sept. 1.-The course of the stock market was governed largely today by the pronounced weakness of a comparatively small group of spec
 ialties and low priced railroad shares. Speculative sentiment appeared to be confused, and in the absence of new factors of material influence the oper- ations disclosed no well developed in itiative The uncovering of a com
 paratively small amount of selling of a new soft spots accordingly was suf- ficient to impress the whole market, and it eased off gradually. Total sales were ,0o0.
 At the outset a cheerful tone pre- vailed and there were appearances of short covering. This tendency disap- peared however, when it became ap- parent that the demand was light and he market was sensitive to pressure. Early gains, amounting to a point or more in the case of various represen- tative issues were lost. and in the af- ternoon a general downward trend de- veloped.
 The motor and motor accessories stocks were especially heavy. General Motors was sold steadily and fell off of which was recovered. Maxwell, Studebaler. Chandler, Rubber and Goodrich broke sharply. Pullman con- tfnued it's decline, and marked weak Agricultural Chemical. In the rail road list the weak point was again New Haven, which slumped three points to a new low record of 21 1-2.
 The drop in rubles continued today and under the influence of the dis turbed political situation in Russia and the complete absence of demand, the sharpest break of the movement occurred. The rate fell two cents to a new low record at 13 1-2. On the curb Russian 6 1-2 per cent. bonds broke three points to a new low at 75 and the 5 1-2's fell to 66
 Somewhat easier conditions pre- vailed in the money market. Call did not rise above per cent. and time funds were loaned at 1-2 for all dates. Bonds were heavy. To- tai sales (par value) $9,S50,000.
 Liberty bonds were easier, selling from 99.96 down to 99.S6.
 U. s. bonds were unchanged on call l
Norwich bulletin., 1917-09-12
NATIONAL LEAGUE BATTING.
Zach Wheat is Only Two Points Be-
 hind kauff, and Latter Will Have
 to Hustle to Maintain Advantage Roush Far in Front.

It looks now as if Benny Kauff will have to content himself with the bat ting championship of Greater New York. His old Federal League rival, Eddie Roush, seems to have a strangle hold on the National League title. Hornsby is the only one in his company who has not given up the fight against the leader. Roush leads Hornsby .345 to 1928.
 At that Kauff may have to hustle to win the Greater New York title. Benny, at .037, is only two points bet ter than Zach Wheat of Brooklyn. In- deed, Alien Russell, the Yankee pitch er outranks them both. with .313. But Russell can scarcely be reckoned a regular. He is the only Yankee any where close to the 300 mark.
 The National League averages fol-
Norwich bulletin., 1917-09-12
STAND DINCA
hatisnal League.
Red Sox Have Slight Chance.

Washington, Sept 11.-Boston vir- tually was eliminated from the Amer ican League pennant race today for losing the third game of the series to Washington 3 to 4. In order to win the championship, the Red Sox it is said here. must take nineteen of their remaining twenty games, if Chicago wins half of the sixteen games on its schedule
 Facing Walter Johnson, Boston made a game uphill fight today. tying the score with three runs in the eighth inning on Thomas hit and several errors, but Washington won in the ninth on singles by Ainsmith, Johnson and Shanks,- after one man had been retired Score.
Norwich bulletin., 1917-09-12
Second game:
 <a0N
Military Day in Chicaao.

Chicago. Sept 11:-"MiIitary Day" was celebrated by double victory for Chicago over Cincinnati today, to 3 and to l. and as result the locals passed the visitors for fourth place.
 Vaughn had the distinction of be- ing credited with both games He started the first but retired after one inning, when his teammates took three run lead. Vaughn went the en- tire route in the second game. holding Cincinnati to three scattered hits.
 About 1900 sailors and soldiers witnessed the games and gave exhi- bition drills, after which a dozen com plete sets of baseball outfits were pre- scented to them by President Weegh- man. Scores:
 First same: Cincinnati 0 0 % 1o-5 12 Chicago =. o 0 O 0 X-6 I3 a
 Ruether, Began, Mitchell and Win 20; Vaughn, Aldridgs. Carter and
Norwich bulletin., 1917-09-12
M. J. BRADY MAKES
 BEST SCORE AT GOLF
At the WestmoreIand Club In Op,
 Western Championship.

Chicago. Sept. 11.-M. J. Brady of Boston, today made the best score in the best ball play for amateurs and professionals as the first preliminary of the wester nopen golf champion ship at Westmoreland Country Club, scoring s63s-ss, which. with, the aid of two strokes taken off by his anna teur partner, c. A. Rowe of the home club, led the large field with s5-32-S7 strokes for the best ball. The second best ball score was made by E. E. Ford of St. Joseph. Mo-, and Tom Gal 1agher of Chicago, amateur. who turn ed in 6s. Ford came to America re- gently from England. where he defeat ed J. H. Taylor in the last two matches played.
 Six pairs were tied at 6s as follows:
 Tom McNamara. New York. and Dewey Weber, Chicago: J. O. O'Brien, Beaver Falls. Pa-. and J. T. Ling, Chi cago; James Mcdonald, Chicamo, and Gatberum F. Hen1ebeTry W,ndry, G,envIew; na John del, Westmoreland: Jack Burke. Whea- ton, and W. B. Huey, Westmoreland: Bob Mcdonald, Indian Hill, and Christy Brown, Glenview.
Norwich bulletin., 1917-09-12
FIRST DAYS RAGING
 AT THE BERLIN FAIR
Both Events on the Card Were Won
 In Straight Heats.

Berlin, Conn, Sept. 11.-In the first days racing at the Berlin fair today Lady Gammage won the 2.11 pace in straight heats and Allie Delmar the 219 trot. also in straight heats. The trot furnished the best sport of the day.
 The summary:
 2.11 Pace, Heats, Purse $500. Lady Gammage, m, F. D.
 Whitcomb (Smau) .... 1 1 1 bIes (Gi1lis) ............ 3 2
 Gadd) .......... 3 3 Birdy Alcyo. b m. H. B. Small
 (SmalD ........ ........4 4
Norwich bulletin., 1917-09-12
Cleveland Shut Out Detroit.

Detroit. Mich. Sept. 11-Stan1ey Coveleskie allowed Detroit only three nlts today and Cleveland won, 1 to 0. The hits were made by the first three men in the opening inning. Score: Cleveland DO o 0 0-1 0 Detroit --- 0 co 3 ?
 CoVeleskie and O'NeiI. Roland, Cunningham and Stanaee Umpires' Evans and Owens Time 1.50
Norwich bulletin., 1917-09-12
[ Second game. )
Braves and PhiIIie. Divide Honor.

Braves and PhiIIies Divide Honors.
 Boston, Sept. 11.-For the third time in as many playing days Boston and Philadelphia divided honors in a double header today. Boston won the opener, 3 to 1.
 Oeschger was the master in the sec ond game. holding the home team to two hits. while Philadelphia took the game, to l. Scores:
 First game:
 Phila. .... o o o 0 0 0 0 1 0-1 6 2 Boston .... 2 0 0 0 1 x-3 10 1
 Rixey,. Fittery and Killifer. Barnes and TrageSSer. Umpires, Rigler. and Bransf1eld. Time 1.45.
Norwich bulletin., 1917-09-12

Sept. Is, the team already has estab- .ished three league records. according to unofficial statistics announced here. These skow that the team has won more games, scored nearly 100 more runs, and made some 2dG more hits than any other club in the r years of the leagLe.
Norwich bulletin., 1917-09-12
ST. FRISCO WINS CLOSE RAGE
Defeating Mabel Trask in Heart Breaking Heats-Seeond Heat Fastest Trotted New Syracuse Track$1O, 900 Stake Was Won by Royal Mac-Two Year Olds Win HandEly.
Time 2.13 1-4, 2.13 IA. 2.14.

Time 2.13 1-4, 2.13 IA. 2.14.
 2.19 Trot, 3 Heats, Purse $500. Allie Delmar. g. John Moore
 (Moore) ........ .......... 1 Tommy O.. b g. William Doyle,
 c, sullivan) ::.:::.:.. 2 King Lear. b g. W. J. Horton lHorton) -:...... :........s 8 3 Kitty Moore. b m. F. w. Gris-
 wold (Griswold) ........4 1 Bryden Aberdeen. b g, James
 Campane (BrazeD ... dis.
 Time 2.22 1-4, 2.22 1-4, 2.21 1-2.
Norwich bulletin., 1917-09-12
Pittsburgh 3, St. Louis 0.

St. Louis, Sept. 11.-Stt ele held St. Louis to three hits in the first game today and Pittsburgh srut out St. Louis 3 to 0. St. Louis won the sec ond game, to ?. In the first game not a local player .got beyond second. Carey, Pitler and Manager Bezdell were oruered off the field for protest ing UmLire Farrison's decision. The scores:
 (First Game.) Pittsburgh o 0 O1o1 1-a 13 o St. Louis 0 % 0 0 0 co 2 Steele and w. Wagner; Doak, Pack ard and Snyder; uInpires. Harrison and O'Day; time 2.13.
Norwich bulletin., 1917-09-12
second game:

fN, One out when winning run scored. (xA) Batted for Smith in Ith.
 txxx) Batted for Pcrritt, in Sth.
 (z) Batted for Baird in 9th.
 tzz) Ran for McCarty in 9th- Score by innings: Brooklyn ---..---1 o 0-1 New Y'sk -.-....0 0 0 0 0 2-2 Two base hits. Zimmerman. Perritt and KauH.