The Julesburg grit-advocate., 1917-08-16
BILL GIVING INSURANCE TO
SOLDIERS Is INTRODUCED

SOLDlk8S IL INTRODUCED
Bearing ths psesideat's stamp of
approval and Secretary AeAdoo's S
plea that it be made q Iaw, in JUS
ktice to Americas fighting nssa and
their families, ~ lonsyexpseted war
compensation, idemnity and Insurance
bill was introduced in both houses of
congress.
1t represents Americas first at
tempt to be forehanded in providing
for those whose homes have been
wrecked by war.
Its outstanding feature is organiza-
ton of insurance for every fighting
man and nurse at g q year per
81 900 worth, up to $4,000.
Drafted by international experts
under Secretary McAdoo's direction,
the proposed law is = substitute for
the Civil war pension system.
1t will cost the government $780,
600 900 the first two years.
Cost Is Minimum
The $4,000 worth of insurance for
$50 a year as compared with standard
rates of about 1902 year for $4,000
for a man of 27 is possible because the
government doesn't require high
priced salesman, advertising and Off
cies.
The bill provides for the assign
ment of part of each mans pay to his
family, for separate to be paid by
the government for graduated scale
of payments for total or partial dis
ability, for death indemnity and for
the insurance.
If man fails to make application
for insurance on the 81 to g per l.
900 plan and is killed, the government
presumes him to have made applica-
tion for $1,000 policy and pays his
widow or his estate that amount.
For separation support of depend
ents the bill provides that SIS of the
enlisted mans $33 month go to his
wife. The government, if there are two
children, gives the wife $3.50 a
month in addition to that, making the
minimum income ALSO. Five dollars
is allotted for each additional child
The father may give more than SIS
from his pay if he wishes.
If the mans father or his mother are
his dependents and he gives S. a
month of his pay for that, the govern
ment gives $40. Thus private with
wife, three children and mother de-
pendent can, by allotting 500 of his
$33 get s47.50 from the government,
making S67.5O for his dependents.
Must Deposit Half Pay
The bill provides that man with
out dependents or who does not allot
half of his pay, may be compelled by
the government to deposit up to half
his pay with the government at 4
per cent interest, compounded semi
annually.
If total disability results from in
jury or disease, compensation runs
from a minimum of $40 to a maximum
of $75 month for enlisted men and
up to 5000 month for higher officers.
An officer cannot receive his disabil-
ity allowance if he receives retirement
pay.
If man loses both legs and both
arms in battle he would receive $40 a
month; or if he needed nurse, $40
more If he had a dependent mother
he would get $40 more If the latter
married he would get SIS more, and
for each of the first two children by
the marriage, $40 more, or $l05. He
would be fitted with artificial arms
and legs. If he wanted to start a
store he could collect $1,000 advance
on his compensation, to be paid back
at the rate of $50 per month.
[ Pays Funeral Expenses
If man dies, his funeral expenses
not to exceed 500 will be paid. If
he leaves his wife, two children and
his mother, they get $50 month in
addition to the $4,000 or $4,000 in
surance he may carry at So per 81 900
Under the old pension system this
family would receive only SIG to s24
month.
Of the $50, on the death of his
mother, $40 month would be cut off
If the wife remarked, she would get
the $50 month for two years, wher
it would drop to $25 until the first
child was 18, and thereafter to SIS
being stopped altogether when the
second child was 18.
This holds good whether man dieG
during the war or after he is out OF
it, if the wounds were suffered in
Americas service.
After he leaves the service he car
retain his So per $1,000 insurance al
the rate and change it into a policy
maturing earlier than the regular wal
policy-that is, before death.
All soldier insurance is non-assign.
able and free from the claims Of
creditors of the insured or the bene.
ficiary.