Trench and camp. ([Admiral, Md.) 1917-1919, 1917-10-31
HERE ARE PROVISIONS
Of INSURANCE LAW
Compensation for Dependents in Case
Of Death Or Disability
of Soldiers.

POEt AA0ueS ny u GeEnAn SupWaA Inc
with the loss of seventy lives, has fur
nished q striking object lesson in the
benefits Of the compensation and auto
matte insurance provisions of the new
soldiers and sailors insurance law.
Following receipt Of news Of the disas-
ter. Secretary McAdOo has authorized an
nouncement that the families of the
abled in the naval or military service
OF the United States when the ship was
sunk. will Immediately begin to receive
compensation under the automatic pro-
visions OF the law, regardless of the
fact that they had not signed applica-
lions for insurance policies.
William C. Delaney, director OF the
war insurance bureau of the Treasury
Department. in explaining the status Of
those lost on the Antilles. points out
that owing to the legislative fore
thought which inserted the automatic
insurance provision In the law. $25 a
month insurance will be paid to q
widow, for example, for 24O months in
addition to the compensation of $25-a
month. or n total Of $50 month. We're
it not for the automatic insurance pro-
vision she would get only t25 a month.
The money to pay both compensation
and insurance Is expected to come in
large measure from the sale of bonds
Of the second liberty loan.
In view Of the importance OF the new
law to those in military and naval serv-
ice and their families and dependents,
the following official summary, cover
ing various cases, was prepared by
Director Delaney Immediately follow
ing notification of the loss of the An
titles:
When Compensation Is Payable.
Compensation Is payable for death or
disability resulting from personal injury
suffered in line of duty. 1t is paid by the
United States without contribution from
the person protected.
The only persons entitled to receive COM
pensation in case Of death are the widow,
of the deceased.
The monthly sums payable in each case
are stated and are not based upon the
pay of the deceased
(a) For widow alone, SIS.
tb) For widow and one child, $35
(c) For q widow and two children,
$475O, with IS for each additional child
up to two
Sd i f. there be no widow. then for one
(e) For two children, $50.
(f) For three children, $40, with IS for
each additional child up to two.
(g) For widowed mother, $50. The
amount payable under this subdivision
shall not be greater than a sum which.
when added to the total amount payable
to the widow and children. does not ex-
coed STE.
Compensation to widow or widowed
81 3a0H Heath a.
marriage.
Compensation to a child shall cease at
the age Of eighteen, or at marriage, unless
the child is incompetent.
Allowance for Funeral.
The United States shall pay burial ex-
penses not to exceed S1O0.
When Totally Disabled.
During the continuance Of total dis
ability monthly compensation shall be
paid to the injured person.
The amounts payable monthly are
stated in this section: They are not
based upon the pay Of the injured per-
son.
(a) II he has neither wife nor child
living, $50.
CD II he has a wife but no child
living, $4s.
(c5 II he has wife and one child
living, $56.
(dl II he has a wife and two chill
dren living. $65.
(c) If he has a wife and three or
more children living. SIS.
~ II he has no wife but one child
living. $40, with $40 for each additional
child up to two.
(g1 II he has a widowed mother de-
pendent upon him for support, then, in
addition TO the above amounts, $40.
To an injured person who is totally
and in addition SO helpless as
to be in constant need of q nurse or
attendant, such additional sum shall be
paid. but not exceeding $50 per month,
as the director may deem reasonable
For certain specified conditions, or
IL the injured person is permanently
$100 monthly compensation
il provided. (But no allowance for a
nurse shah be made.)
For Partial Disability.
The amount Of compensation in case
u partial disability IS q percentage Of
the compensation provided In case Of
total disability.
The percentage is equal to the reduc-
ion in earning capacity resulting from
siszilaT injuries In civil life
A44NntSG@ IL called to the very import
mt provision Of section 9o3, that the
Omitted States shall furnish medical,
surGicA1 and hospital services ana
IN addition to pee1ntary COM |
Dezzsatioa.
the men and their dependents are