The daily commonwealth. (Greenwood, Leflore Co., Miss.) 1916-1919, 1917-02-14
THE RAILROAD AND THE BANK.
Err IN THE DAIRY BUSINESS.
Boys and Girls Dairy Clubs-Calf
+ Clubs.

Inc lIllrOlS Central Railroad is very
: DESTROYS of securing the cooperation
of the bankers with the railroad ant
the farmers in order to promote ane
foster the dairy interests in their re
spective communities.
Believing that one of the best
means to insure the greater expan'
i. sion and development of the dairy in
dustry is to get the boys and girls in
tarested, the Illinois Central Railroad,
cooperating with the bankers and cit
liens of Martin, Tennessee, organized
in March, 1916, what is known as the
Boys and Girls Dairy Club, whose
slogan is efficiency in Dairying."
The bankers of Martin loaned each
member of the Club sufficient money
at SIX per cent. interest to purchase a
Hol6ein COW, the boys and girls in
turn giving their notes for same, en-
dorsed by their parents. Fifty men,
bers we're enrolled in the club when
organized, which number has been in
creased to about seventy-ive. The
cows were purchased in Wisconsin and
as a result of the organization Of this
Club the farmers in the vicinity of
Martin are buying cows and going
into the dairy business on an extern
sive scale.
Similar clubs are now in process of
organization at Mayfeld, Kentucky,
and Hazlehurst, Miss. While the
formation of these Dairy Clubs was
inaugurated by the Illinois Central
Railroad, were it not for the spirit
of hearty cooperation of the bank
ers in financing the propositions, the
boys and girls would have been unable
to purchase the necessary cows, and
it is hoped the bankers in other parts
of the Mississippi Valley will lend this
substantial encouragement to the boys
and girls in their respective commun-
tiles.
Another illustration Of this Club
movement is the formation of Calf
Clubs in Illinois.
Mr.. Thos. F. Chamberlain, Cashier,
First National Bank, at Brighton, ILL.,,
purchased in Wisconsin last March 81
head of heifers, ranging in age from
six to sixteen months. These calves
were shipped to Brighton and sold to
school children in that vicinity at act
ual cost, the bank taking the child's
note bearing six per cent. interest.
They paid an average of $4,000 per
head for these calves, delivered at
Brighton, with the understanding that
in less than n year they were to be
brought to Brighton and sold at public
auction. The difference in what they
paid, plus six per cent. interest, and
what the heifer brought at the sale,
was the profit the child made on the
transaction. This sale was help De-
cember 9Th, 1916, and 81 heifers were
sold for cash at public auction to the
bidder, and brought an aver
age Of $92.30 per head, a total Of ST.
The notes given the children
totalled $3,612.00, leaving a profit Of
$4,137.0O. This sale was the first of
its kind held in this country, and af-
convincing evidence of the
practicability of the Bank Calf Club
in Illinois.
This movement has resulted in the
organization of many more Calf Clubs
throughout Illinois for the purpose of
interesting children in the dairy in
At C~entralia, ILL.,, one Of the first
Calf Clubs was organized by the Pres
ident Of the C~entralia Trust & Saw
lngs Bank, Mr.. ]. F. Mackey, who
gives his views regarding this organ
cation as follows:
{" have been in the banking bust
for twenty years, and I believe
hat this has been the greatest adver-
;isement we have ever undertaken.
We are confident the movement will
'ipen into a great deal Of good and
permanent business of u institu-
Practical work Of this kind will un-
loubtedly go much farther in encour- [
Iging the boy or girl to remain on
he farm than any other method. OF
curse the banker must invest some
money for a time, but there is prac-
ically no risk, and with the united
of the banker and the rail-
Dad, cooperating along these lines ,
or the greater development of the
airy industry, there Is bound to be
about a new n of pros
verify together with a happier and
more contented citizenship.
A little pamphlet entitled "The Rail-
Dad and the Banker in the Dairy Bus
has just been published by the /
Central Railroad, copy of ,
'hich can be secured by addressing I
!. G. Clair, Industrial and Immigra-
ion Commissioner, illinois Central
Chicago, Illinois.