Pine Bluff daily graphic., 1917-08-11
Congress Asked to Adopt Administration Plan for
 Insurance of Men.
FIGHTERS WILL
 PRACTICE THRIFT
Senator SimmGnS and Representative Alexander Introduce Identical Bills. Which are Explained By Secretary
 McAdo0 of Treasury Department.

Washington. Aug. lO-Thc a1minis- tration program for insuring soldiers, sailors and marines was placed before today in identical bills by Senator Simmons and Representative Alexander.
 In general, the insurance bill varies but little from previously announced outlines, one change being the pro posal to compel men to allot min imum of $15 a month to dependent wives and children.
 To Encourage Thrift.
 E'o encourage thrift and better to preserve equality and democracy among the members of our own forces and between them and the allies, au- 1horitv is sought to permit the wal and navy departments to compel men who do not allot one-half of their pay to deposit so much of their half pay as is not allotted with the govern ment at per cent interest, com pounded semi-annually. Liberal in identities for partial and total dis ability are included in the progress varying from $40 to S73 per month minimum up to S2G0 a month fOl higher officers. Insurance would be written by the government on the lives of the men at the rate of ap- proxmately $S per $1,00O, in sums from $1.00C to $10,000, the premiums payable in installments.
 Cost to Government.
 The cost to the government. as es- timated by Secretary McAdoo, would approximate $176,150,000 the first year and $3SO, 100000 the second.
 The total for the two years thus is placed at $556,6 50,000, which MT. Nc Adoo estimates at less than per cent of the cost to the country of conduct ing the war.
 In it's general features the bill was approved by the advisory commitfee of insurance representatives summon cd by Secretary McAdoo to Washing ton, July 2.
 "Thcy opposed, however" Mir. Nc AdoO advised the president in a let ter made public with the introduction of the bills, "the grant of any govern ment insurance over anG above iEe compensation, er the ground that the other provisions were liberal enough and might be made more liberal iL ways suggested by them. They ia favored. over and above compensation he payment by tte government O1 $1 1000 in each case of death during service, or within five years after dis charge of service lH lieu of insurance.
 Ehildren up to IS years of age-"Ol if incapable of pursuing a substantial. ly gainful occupation because of men tai or physical infirmit;es. then with. out age limit"-and wives of men ant officers would be given family allow ances within the limits designated by the term of service of the men in. sured.
 The bill does not attempt to cove! the methods to be pursued in re-edu eating and rehabilitating injured men The amount of indemnities paid il cases of partial disability, however would vary from time to time, accord ing to the altered circumstances o the man insured.
 win Aid Dependents. Assume that man were totally disabled by losing both legs and botf arms in battle," MT. McAdoo wrote tn, president by way of illustration, "un der the compensation provisions o this bill, if he were a private and un- married he would receive $40 pei month, and if, as most probably, ht needed nurse or attendant, up to $2( additional. :,
 "If he had a widowed mother de pendent on him for support, he would get another $10. If he subsequent! married his compensation would b, increased at once by $15. If later or 1 he had children, the compensation would again be increased $10 montl for each of the first two children, : possible maximum of $105 a month. "In addition, he would be fitted 1 with artificial limbs and have treat ment. His compensation or pension would not be affected by any increase, earning Furthermore, if he wante, to set up as a small storekeepel under the compensation system h. would be allowed to commute $2O month of his compensation; thi might give him $1,0O0 or more am still leave him protected to some ex tent.'