Evening journal., 1917-11-22
NJ 'ADOOEX|P IbAIAS WAR
Insurance Foley
In Letter, Treasury Head
Pleads With Enlisted Men
to Protect Dependents
OUTLINES SCOPE
OF REGULATION

WASHINGTON, NOV 22.--cecretary
AIcAdoo has addressed an open letter
to the Officers and enlisted men and
women Of the Army and Navy Of the
United States and their relatives" ex-
planning the advantages and provisions
Of the war insurance law. The letter
follows:
'The Secretary Of the Treasury,
through the Bureau Of War Risk In
surance. has been charged with the ad-
ministration Of the War Insurance law
enacted by tho Congress as a measure
Of Justice to, the men and women who
have been called to give their lives, II
need be, in the service Of their coun-
try.
Il wish to acquaint you with the
benefits and privileges which your
Government has placed at your dis
posal. It is essential that you and your
families at home should know Of your
snd their rights under this law IN or
der that fun advantage may be taken
Of them.
ITO care for the wife and children
OF the enlisted man during his service,
the War Insurance law compels him
TO contribute up to -one-half Of his pay
for their support The Government, on
application, will generously add to this
an allowance Of from IS to $50 a month.
according TO fhe size Of the family
Moreover. II the enlisted man VIII make
some further provision hinself for a
dependent parent, brother, sister or
grandchild, they may be included in the
Government allowance
Provision for Family.
II, as a result Of injuries incurred
or disease contracted in the line Of
duty, an oflcer or enlisted man or an
Army or Navy nurse should be disabled.
provision IS made for compensation Of
from $50 TO 500 a month to him, and,
should he die, compensation Of from
500 to SIS a month will be paid to his
wife his child. or his widowed mother.
In order, however, fully TO protect
each person and family, Congress has
made it possible for every soldier, sail
or and nurse to obtain life and total
disability insurance. This insurance ap-
plies TO injuries received while he or
she is in the service Nor after he or she
shall have left It.
Exposure to the extra dangers Of
war makes the cost Of life insurance
In private life insurance companies pro
hibitive. u was, therefore. q plain duty
and obligation for the Government to
assume the risk Of insurlng hundreds
Of thousands Of our soldiers and sailors
who are making the supreme sacrifice.
Under this law, every soldier and sailor
and nurse, commissioned and enlisted
and OF any age, has the right, between
now and February ~. 1918. TO take out
life and total disability insurance VI
20 $4,000 at very low cost, with thl
Government without medical examin
alton This right Is purely optional. tn
4 soldiers and sailors are not compelle,
TO take Insurance, but II they desirl
to exercise the right, they must do S,
before the 18TH Of February, 1918. tn,
cost ranges from 60 cents monthly, al
the age Of p. TO Sf.20 monthly at the
age Of 81, for each $1,000 Of Insurance.
This Is a small charge on mans pay
small in proportion to the Dement'S
II may bring. The premiums will be
deducted from his pay, II he desires,
thus eliminating trouble on his part.
Insurance Automatic.
TO provide adequate protection un-
m February i2 1918, during the period
when the soldiers and sailors are learn
ing the details Of this law, the Govern
ment automatically insures each man
and woman, commissioned or enlisted
IN the military service Of ths United
States. 1t pays the man S25 a month
during total permanent disability: II
he dies within 20 years, It pays the rest
Of 2t0 monthly installments OF s25 each
to his wife, child or widowed mother.
Il desire to call the provisions Of this
Just and generous law 20 the attention
n our officers and enlisted men and
women so that they may not be de-
prived Of their rights through lack of
knowledge Full information may be OBJ
tanned from the Bureau Of War Risk
Insurance Of the Treasury Department,
Washington, D. G. ] earnestly urge that
the officers Of the Army and Navy give
10 the men under their command all
possible aid in helping them to under
stand fully the benefits that this in
surance may bring to their families and
the small cost at which It may be oh
iained.
This is the greatest measure Of pro
lection ever offered TO its lighting for
oes by any nation in the history OF the
WoriQ II is not charity. it is simplv
1usuce 10 the enlisted men and women
and to their loved ones Al home ana
sen ana every one of them ishould
promptly take the dement's Of TIM great
SOCIALISTS TO MEET