Yerington times. [volume] (Yerington, Nev.) 1907-1932, 1917-01-06
THE NEVADA INDUSTRIAL
MAKES A CREO|TABLE
SHOWING

| ne report OF the Nevada INDUS
trial Commission, Just issued, review.
ing the administration of the Indus.
trial Insurance Act for the three-yeal
period ending June 3, 1916, reveal.
in an illuminating manner the magni
tude of the work involved. Ordinarily
the general public takes but passing
interest in the work of the commits
sion. but the figures shown in the re
port are of the greatest interest.
During the three years an average
of Ill l. ,306 workmen were under the
protection of the Act During the
same period $743,05l 90 was collected
| i'll premiums, and the compensation
cost was $651, 1898. This latter sun
| includes compensation actually paiC
| to injured workmen, awards made tC
dependents of deceased workmen, and
estimated liabilities on account o.
pending claims and accidents fol
which no claims have been filed.
The receipts of the Commission are
a barometer of business conditions il
| the State. In January, 1916, owe
| $4,000 was collected, while in Juno
the receipts were over $30,000 The
revival of mining this year caused tho
gain in premium receipts. The
largest individual employer of labor
in the State is the Nevada Consoli-
| dated Copper Company, operating a.
Ruth and McGill. During the frs
six months OF 1916 that company en-
| ployed on an average 2.68l men in al
| departments OF the great copper
plants.
The statistics showing the accident
| experience of the Commission is pa,
| ticularly interesting During th,
| thre years covered by the repor
4.l53 accidents were reported, o.
which l07 were fatal Fall of rocl
Pin mines, commonly called cave-ins
was the cause of the greatest number
of accidents. The average numbei
of days lost by each injured man, ex,
cepting lO7 fatalities and three per
manent total disabilities, was 26.t
days. and the average wage loss was
Sl05.84. OF those killed 38 were mar
ried, 6S single, and the state in life
of one is undetermined. The tota'
number OF dependents of workmer
killed is l3l. of which 3S are widow.
and 73 children. In 25 cases there
were no dependents
The Nevada experience shows that
the ratio OF fatal cases is high. being
4.7S per cent in the mining industr,
and 3,lS per cent in all industries
Aalysis of the numerous tables deal.
ing with accidents reveal that OF each
1000 men employed in this State
5.lS are killed: .03 are permanently
and totally disabled by the loss of a
member; 10 are permanently and to
tally disabled otherwise; $50 suffer
partial disability by loss of a member
5.Z/ suffer permanent partial disabil-
ity OTHERWISE; $40 suffer temporar,
! disabilities which are compensatory
5S49 suffer temporary disabilities no,
compensatory, making total OF
1854 men who receive injuries OF
some nature, or one out of every eight
employed. By the term "non-com
pensatory is meant an injury that
does not prevent an injured EN-,
pioyee from earning full wages more
than days. compensation beginning
the eighth day after an injury II
the disability extends beyond p davs
the compensation dates from the time
of the injury.
he average cost of each fatal ac
cident was $2,656.38, and of each oi
three cases OF permanent total disabil.
'ty,. S4'SS0.S6. Including these cases
and the fatal accidents. the AVERAGE
cost OF every accident was $500
When it is realized that the com.
pensation named was paid to injured
men directly without litigation or
cost hundreds of law suits avoided
ana EMPLOYERS enabled to estimate
the cost of accidents. the ADVANTAGE
ct tn compensation act is seen AT ;te
best Another thing NOT general,
understood is that the cost of adj.
m'nistering the act is borne bv en-.
blowers. and taxpayers are no,
charged one cent.
Inc cnst of administering the ac,
was lZ.u4 ner cent of premium col.
,echons. This is believed to be the
lowest cost for insurance of anv kim
IN the countdy One of the mos,
substantial and economical old time
companies is under a cost of 81 ne,
oent OF premium income, and Others
run as high as 80 per cent.
| ASIDE from the value of laws of th;,
KIND in quickly adjusting claims 70,
disability from accident. is the i'm
mense value they have in the safety
hrst movement and in providing bet
ter medical. and hospital care an,
attention. The day is quickly passin.
when injured men are thought less O
than piece of broken machinery
When the cost of accidents is place,
on the employers they are quick T.
realize the imnortance and necessit
Of preventing the accident. and of pro
| yidinp the most sk;j1ed medical n,