The Richmond Virginian. (Richmond, Va.) 1910-1920, 1917-11-25

Virginia. who have become accus-
toned to living from hand-to- m outh.
spending what they earn and, in
many cases, mourning a debt for the
purchase OF the necessities and luxu-
ries,.
IF this war is TO be successfully
prosecuted" Colonel McAdarns point
ed out, the conditions under which
business has been conducted must be
changed and every man must so ad-
tust his affairs. his business. his labor
and energy as to produce the maxi
mum amount of efficiency. goods and
service for the benefit of the people
as a whole. while this change will
require some REIMBURSEMENT of tndi-
vidual businesses and individual
efforts. business as whole will not
be affected thereby and prosperity
Will continue.
What E4xfEnvagance Means
Every time that an individual
spends a dollar unnecessarily or pur~
ehases something that is really not
needed he becomes direct comp"ti-
tor with the government for the goods
and services necessary to produce the
particular articles purchased: so that
in saving for the purpose OF purchas.
ing these war sta ups and certificates
the Individual will not only be con-
tributing 10 the success OF the nation
by lending his dollars. but through re-
Nucins his expenses will also cease to
be competitor with the government
for the goods and services which the
latter must buy.
The stamps will be put on sale at
postoftices, banks and stores. and. 80
far as ossihle, in every place in which
,peopIa congregAte and with which
thev have business relations
In purchasing a 25-cent stamp the
individual will be furnished with
thrift card which contains sixteen
blank spaces. and when these spaces
have been Allied by the purchase OF
additional stamps, or a total invest
ment Of 81, the thrift card may. upon
the payment of IL additional cents
during December or January 1S cents
in February. IA cents in March. and
so on. be exchanged for a IS war saw
ings stamp. These stamps are the
direct obligations of the United States
government, maturing January l..
1929 so that for each s&.I2 invested
the individual will receive e profit OF
SIS cents. or approximately 4 per cent
Upon the purchase of a SIS war
savings stamp the buyer will receive
a war savings certificate. which will
contain his or her name and address.
These war savings certificates contain
twenty blank spaces to which war
savings stamps may be I'D. thus
caring for a total of 500 OF these
stamps costing the purchaser $500.
These certificates will not ne nego-
tia bic and cannot either be traded in
or pledged to secure loans. In order,
however. 10 provide for any contin-
eency which may arise in any indi-
vidual case making it desirab BILE for
the purchaser to secure his money be-
fore maturity, these war savings GER
titicates will be eashed at any post
office in the country. by giving ten
days notice, at the original purchase
price. plus / per cent a month for the
number OF months they have been In
the possession of the owner.
NO person can purchase more than
800 OF stamps AT one time and no
individual is allowed by law to own
more than s Il 900 of them. The plan.
therefore. as designed by congress and
the treasury department is not for
the benefit of the large investor but
sor the person Of small means, and II
Is intenced that this money shall come
from the earnings OF the people dur
ing 1915"