davidaulloa/AmericanStories huggingface dataset:
The Carlisle independent., 1917-11-08

Who Makes Fire Insurance Rates

Who makes fire insurance
rates and what is the cause of in
creasing costs of insurance pro-
lection is a question asked fire
quently in Arkansas and other
states too for that matter, since
a recent increase OF schedule
went into eff, ct, SAYS the South
ern Construction News. 1t is in
teresting to any person of nor
NAL curiosity to look into the
methods of insurance rating The
idea that some pompous autocrat
sits back in a big leather chair
and dictates to an army of clerks
and stenographers an array of
figures or says, Make this rate
thus and that rate so" between
puff of cigar is dispelled by a
trip through rating office,
In the first place rates are not
made at all, they produce them
selves out of a. mass of circum-
stances based on human care
lesSneSS, poor ctiOn, ack
of proper protection, congestion
of values, careless handling of
oils and explosives and the gen
eral equation of human nature.
All these things find their way,
through acres of flame and miles
of smoke into the hopper from
which are ground out of human
experience, the mathematical
fire INSURANCE rates.
Like big wholesale clothins
house turns out suits that fit the
slender, the medium, the stub,
the stout, the tall and the short
and all their possible combina
tons, 50 the insurance rates are
turned out by the Experience"
men or actuaries and there is a
rate to fl every class of risk.
Contrary to possibly general
belief insurance rates are not
promulgated in Arkansas any
more than mems clothing, made
here by wholesale. But just as
there are expert clothing filters
in Arkansas there are EXPERT in
surance rate filters They fit the
rate to the individual risk just as
the salesman fits the suit to the
individual form But here the
similarities diverge. For all
suit filters do not fiji by cape line,
by book, and the plain rules of
arithmetic.
But owing to the many tangi
BILE factors entering into their
work. such for instance as com
busti bility, infamability, danger
ability, exposure and above all
the loss ratio and other things
that seem too deep for the aver
age man, the charge that fire in
surance rates are unjust, eXtor.
tlonate and un uniform are easily
believed by the man who pays the
bill for protection and for that
reason perhaps more than any
other class fire insurance under
writer's are the target for per-
haps more random criticism,
demogogic demands and politi-
cal Fostering than any other class
of public servants excepting pos
sibly our friends the railroads.
aa,,1x1,%
The Carlisle independent., 1917-11-08
Rice Land For Rent

NICt LdHU IUI NtHI
120 acres of good rice land for
rent. Apply to j. 7. Taliaferro,
Route /. Box SO. Carlisle, Ark.
26-4t
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
WAR STOPS DIAMOND SUPPLY
Practically No Stones Coming te
United States Now, Says
Big Importer.

New York.-Practically no diamonds
are coming into the country ut this
time, said big importer. Neither cut
diamonds nor diamonds in the rough,
neither white diamonds nor yellow
ones, tiny diamonds nor walnut-sized
ones, are being imported. There is a
scarcity Of diamonds, so far as newly
imported ones are concerned. such as
this country has not known since the
time when packages Of them began to
come regularly and in great numbers
from the mines of South Africa.
Spring time. the only pretty ring
time" was written long before the
present European war, and does not
mean the spring of 1917 at all.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
Died of Premature Old Ace !

How many times we hear Of COM
paratively young persons passing away
when they should have lived to be ~
or 80 years of age. This fatal work is
usually attributed to the kidneys, as,
when the kidneys degenerate, 1t causes
auto-intoxication. The more injuri-
Gus the poisons passing thru the kid
neys the quicker will those noble Or
gans be degenerated, and the sooner
they decay.
1t Is thus the wisest policy, to pre-
vent premature old age and promote
long life, to tighten the work Of the
kidneys. This can be done by drink
ing plenty Of pure water all day long,
and occasionally taking Anuric, double
strength. before meals. This can be
obtained at almost any drug store. You
will find Anuric more potent than lithia
for 1t dissolves uric acid AZ water does
sugar.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
Gasoline Buried 20 Years.

Sparta, Wis.-Workmen making ex-
cavations at the Normal school came
across a 1000 gallon tank Of gasoline.
How and when and why it was buried
was mystery at first. but later some
old-timers remembered that a score or
more of years ago the institution used
gasoline and that 1t was purchased in
large quantities at low price. AS a
safety-first measure the tank was
buried and through a change In ad.
ministration or in some other way the
location of Its grave was forgotten.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
Advisory Committee Takes I'M
portant Step in Aviation
Preparedness.
CONGRESS IS ASKED TO ACT
Plan to Establish Survey Of Air on
Same Line AZ photographic OF.
fiee Which Guides Mariner In
Ocean Navigation.

Washington.-One Of the most i'm
portant steps in aviation preparedness
yet undertaken Is the effort of the
National Advisory committee for Aero
nautics to establish an theological sur
vey, designed to serve aviation much
the same as the photographic Office
Of the Coast and GeOdetic survey ad-
vises on ocean navigation.
During the past twelve months the
committee has been exercising every
means possible to advise and assist
the aerial arms Of the government,
both for land and sea operation. This
committee has been able to assist In
standardizing airplane construction to
certain extent, has met with manu-
facturers Of airplanes and airplane
motors in an effort to expedite the de-
livery Of machines to the government,
and has been Of great assistance In the
solution Of many other problems.
10 Vital Necessity.
Now 1t proposes the serious consid-
Grafton of the vital necessity OF re-
cording and charting the Irregularities
Of the atmosphere so that our avi-
ators In peace and war may have the
benefit Of exact information both for
their own safety and as an expedient
to efficient operation of aerial messen-
ger, reconnaissance and fighting serv-
ice.
The committee believes the time has
come when theological stations should
be established and maintained, especi-
ally in conjunction with military sta
lions maintained for the instruction
Of aviators.
The plans include, through the Co
operation Of the weather bureau, the
establishment Of additional Astrological
stations for observing measuring and
investigating atmospheric phenomena
in the aid Of aeronautics. not only at
the surface Of earth but at different
elevations up to 10000 or more feet,
and making Of q set Of accurate charts
Of the same.
An estimate Of an appropriation of
100000 for the establishment Of spe-
cial theological stations in connection
with the United States weather bureau
was submitted at the last session of
congress and will again be brought to
attention Of the coming session.
Nothing Known Of Air Currents.
In a telegram read by President Al
Ian r. Hawley at the Aero Club of
America banquet In New York. DR..
Charles D. Walcott, secretary Of the
Smithsonian institution and chairman
of the executive committee Of the Ma
tional Advisory Committee for Aero
nautics. advised its members to urge
most strongly the establishment and
maintenance of the aerological sur.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
ARMY SHORT OF MEDICAL SUPPLIES
OFFERS BARBER UNIT
FOR WAR SERVICE

Columbus, OFF President
Wilson issues q call for volun-
teers. a company Of BARRIERS, who
viii follow the Ohio soldiers in
to the trenches, If necessary. will
be Immediately organized by
Dick Grabs, boss barber at a
local hotel. Grabs thinks he
will experience no difficulty In
organizing the razor squad"
"The present war has shown
that mustaches and boards are
decidedly unsanitary in trench
fighting" declared Grabs. IF
the boys are called, 1t will be our
duty to see that each man gets
the once over as often as pos
sible. If the enemy should at
tack us suddenly, we could WELD
our razors with good effect"
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
CHARTING THE AIR FOR AVIATORS

veys over North America and adjoin-
ing waters.
At present, said Doctor Walcott In
his telegram, Practically nothing is
known of the movements of the fluid
In which shortly thousands of aircraft.
representing millions of dollars in in
vestment, will be floating; and. what
Is far more important. they will be OPP
Grated by thousands of our finest, spe-
cially trained young men,"
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
'CASCARETS" ACT
ON LIVER; BOWELS
No sick headache, biIiousness,
bad taste or constipation
by morning.
Get q 10-cent box.

Are you keeping your bowels. liver.
and stomach clean, pure and fresh
with Cascarets, or merely forcing Q
passageway every few days with
Salts, Cathartic Pills, Castor Oil or
Purgative Weters?
Stop having q bowel wash-day. Let
Cascarets thoroughly cleanse and reg.
ulate the stomach, remove the sour
and fermenting food and foul gases.
take the excess bile from the liver
and carry out Of the system all the
constipated waste matter and poisons
In the bowels.
A Cascaret tonight will make you
feel great by morning. They work
while you sleep-never grippe. sicken
or cause any Inconvenience, and cost
only 10 cents q box from your store.
Millions Of men and women take .
Cascaret now and then and never
have Headache, Biliousness. Coated
Tongue. Indigestion. Sour Stomach or
Constipation. Adv.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

eft. Worth, Texas, March II, 1917.
&c. F. Willis, Atlanta, Georgia,
This Tanlac proposition will run US
crazy unless we can get more goods.
we distributed our last car, which was
received only yesterday, and this
morning have no goods at all. You
certainly have q wonderful medicine.
every truly yours,
(Signed)
"MAXWELL-CLARK DRUG CO."
Houston, Texas, Feb. @, 1917.
1--WE are out Of Tanlac and are
urgently asking for some relief. Start
another car by your old routing at
once and please get some goods to US
from nearby point.
(Signed)
"SOUTHERN DRUG CO."
"San Antonio, Tex, Feb. 20. 1917.
&c. F. Willis, Atlanta, Georgia,
"Must have more Tanlac immedi-
ately. When may we expect car load
shipment. Stock exhausted. Rush 10
gross from Houston.
(Signed)
"SAN ANTONIO DRUG CO."
memphis. Tenn. Feb. 20. 1917.
&c. F. Willis, Atlanta, Georgia,
"About when may be expect car OF
Tanlac. Customers are complaining
because we cannot supply them.
(SignedD
~HESSIG-ELLIS DRUG CO."
oklahoma City. Okla. March Z, 1917.
&c. F. Willis, Atlanta, Georgia,
"Rush our car of Tanlac. We are
entirely out again. Orders piling up.
(Signed)
ALEXANDER DRUG CO."
Georgetown. Texas, March II. 1917.
&c. F. Willis, Atlanta. Georgia,
1--WE could have made twice as many
sales If your jobbers could only have
gotten the Tanlac to US.
post OFFICE DRUG CO."
As can readily be seen. it is nothing
unusual for dealers to order a car load
of Tanlac and have every bottle Of 1t
sold before 1t arrives. In fact, many
Of the Tanlac jobbers and distributors
invariably order the second and third
cars before the car en- route has time
to reach them.
What is the answer to all thisl
There is only one explanation, and that
is very simple. The inherent purity
and wholesomeness Of the medicine
has confirmed 1t in the minds of the
people and made it a household word
throughout America.
There is a Tanlac dealer in your
| tOwn.-Adv.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

again. Repeating the operation many
times he found himself in a few
months possessor Of three yen ($1.5O).
He bought a calf with the money and
fed it until August, when 1t became a
fine bull. which brought 40 yen ($20)
at the market. With this capital he
bought a field and became an agricul-
turist"
The japan Chronicle sees a great
future for Linn. Most boys Of his
age" it says, who got sen to spend
dissipate their wealth on petty pleas
ures,' and thus indulge their 1uxuri-
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
No Weapov
ACCIDENTALLY Defined.

The professor Of mathematics In the
college had been married, and now the
problem Of subsistence upon a small
salary beset him sore. He and his
wife put into effect all sorts of econo-
mics and efficient methods to make
ends meet.
"And does your wife help you to
saver friend inquired.
'Indeed she does" replied the pro-
fessor. "In fact, might call her my
cO-efficient."
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

One nice thing about DR.. Pierce's
Favorite Prescription, it contains no
alcohol or narcotic nor any harmful
ingredient.
Any medicine dealer can supply 1t in
either liquid or tablet form. The cost
is modest, the restorative benefits
truly remarkable. Write DR.. Pierce,
Invalids' Hotel, Buffalo. N. Y, for free
book on woman's diseases. You can
also have medical advice without cost.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

In q later statement Mr.. Willis said:
"This condition was brought about
not only by the enormous demand for
Tanlac but by the congested condition
Of the railroads.
"When 1t seemed almost certain
that the threatened nationwide rail-
road strike would go into effect we
made arrangements to keep our prin-
cipal distributors supplied by express.
Over one thousand ($1,OOO.OO dollars
was spent for express charges in a
single day on Texas and Oklahoma
orders alone.
Working at Top Speed.
although the big Tanlac laborato-
res at Dayton, Ohio, have been run
ming at top speed turning out their
full capacity of approximately twenty
five thousand bottles per day, We have
been wholly unable to meet the de-
mand for Tanlac which has been Gre
ated during the past two years.
''In addition to the Dayton laborato-
ries with their enormous output the
Cooper Medicine Company is now, plan
ming to establish branch plants in the
Central West, on the West coast and
in the Dominion of Canada. and unless
international complications make 1t
impossible for us to secure the numer-
Gus ingredients In the way Of roots.
herbs. barks, ETC.. many Of which come
from remote parts of the globe, we
will be able to take care Of any future
demand"
The wonderful growth and develop
ment of Tanlac has been the marvel of
the commercial world and the amaz-
ing success achieved by the prepare
tons seems almost incredible.
What Dealers Say.
In only two years time over seven
and one-half million bottles have been
sold and the demand is constantly in
creasing. Although placed on the mar
ket In Texas and Oklahoma but few
months ago practically a third of a
million bottles have already been sold
and thousands have been unable to OBJ
tain 1t on account Of the inability of
the laboratory to supply II.
Dealers and jobbers have been al
most frantic because Of their inabil-
ity to I'LL the thousands of orders they
have been receiving and the following
letters and kilograms from well known
Arms gave ample evidence Of the won
derful growth and popularity Of Tan
lac:
"Dallas, Texas, Feb. q, 1917.
&c. F. Willis, Atlanta, Georgia,
please ship car Tanlac. The car
now in transit will only last two or
three days.
(Signed)
"GREINER-KELLY DRUG CO."
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

Gus tendencies.' Linn has the making
Of a Carnegie. and We shall look with
interest for further details Of his ca
reer. II he continues at this rate,
multiplying his capital 1000 times
every four years. he will soon be the
lagest taxpayer In Korea"
The Chronicles sarcasm, 1t should
be explained. is intended to ridicule a
recent address by the governor gen.
eral Of Korea. Count Hasegawa, de-
nouncing the luxurious tendencies"
Of the Koreans. The editor ID laugh
ing in his sleeve, Undoubtedly. .
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
POUNDS FORTUNE ON A BIRD
Young Korean Gives PromIse Of Some
Day Becoming Wealthiest Man
In His Country.

Tokyo. "A sixteen-year-old boy,
Linn Songpong, living at Eupanaimyon,
caught a sparrow in May, 1913, and
sold 1t for one sen," says the Seoul
Press. "Instead Of spending his
money (one-haf a cent? in riotous
SWING. hs bought something to sell
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
F RECKLES
New Il the Time to Get Ria Of These
Ugly Spota.

New u the Time to Get Ria Of Thee
Ugly Spots.
There's no longer the slightest need Of
feeling ashamed Of your freckles. a. the
prescription othine - double strength - 10
guaranteed to remove these homely spots.
strength-from your druggist. and apply q
little OF II night and morning and you
should soon see that even the worst freckles
have begun to disappear. while the lighter
ones have vanished entirely. It 10 seldom
that more than one ounce 10 needed to COM
pletely clear the skin and gain Q beautiful
clear complexion.
Be sure to ask for the double strength
othine. as this 10 sold under guarantee of
money back II Il fails to remove frecklea-
Adv.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
Lumber Consumption
st. Louis has one factory which will
this year consume 100000, 900 feet Of
lumber.

IMITATION Is slNcEREsT FLATTeRY
but like counterfeit money the imita-
ton has not the worth of the original.
Insist on LA Creole" Hair Dressing
it's the original. Darkens your hair in
the natural way, but contains no dye.
Price $1.00.-Adv.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
Luck.

"How did he win promotiOn"
by being pleasant sand accommo-
dating to all people who didn't appear
to be Of much consequence"
"They all praised him. suppose"
Not exactly. The little old man in
the shabby suit that he was courteous
to yesterday happened to be one Of the
directors Of the company-the lucky
guy"
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
A Difference.

"How much are potatoes worth
nowr
They're worth no more now than
they ever were, but they're costing
about six times as much"
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

a HINT TO WISE WOMEN.
Don't suffer torture when all female
troubles will vanish in thin air after using
"Femenina-" Price soc and eI.oo-Adv.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

Reason Returns; Faces Trial.
White Plains, N. Y.-Eight years in
asylums have cured John Mcguire and
now he must stand trial for the MUIR
der which originally sent him there.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
Its Glass.

wasn't 1t a scene when the Smiths
brought all their old battered furni-
ture out Of the house"
"Yes. quite moving picture"
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
w. N. u, LITTLE ROCK, NO. 1s-.1s1'
ADVICE TO WOMEN
Oklahoma City, Okla.-"ThI


certify that I have
used DIR. Pierce's
FavOrite Prescrip-
,tion. 1t has done me
lots of good and I
'can freely recon-
mend 1t to any wom-
AN suffering. I think
1t Is a great medi-
cine."-MRS. ]. A.
CLINE, Route 9,
Roy %
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

The supports for a recently con-
structed New Zealand wharf include
cotton concrete piles 100 feet long.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
To Drive Out Malaria
And Build In The System

Take the Old Standard GROVES
TASTELESS chill TONIC. You know
what you are taking. a. the formula Is
printed on every label. showing il Is
Quinine and Iron in tasteless form. Tho
Quinine drives out malaria. the Iron
builds up the system. 50 cents
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
D.noerous Ignorance.

Dangerous Ignorance.
"What people don't know won't hurt
them"
SIS that so? What about the man
who didn't know the gun was loaded?"
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
DEMAND FOR TANLAC
ALMOST INCREDIBLE

Big Laboratories at Dayton Unable to Supply Enormous
Demand-Capacity Increased to Thirty thousand Bot.
ties Daily-Deaers and Jobbers Clamoring for It
Branch Plants to be Established Throughout United
States and Canada.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

Right.
Teacher-What is the capital of
Francef
Johnnie-Guess they haven't got
any. Dad says they're in debt to beat
the cars.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

JUST tell the people have little patience and will be able
to supply the demand for Tanlac" ~
This message recently flashed from the offices of G. Willis
the Southern and Western distributor of Tanlac Atlanta Georgia
The the urgent kilograms letters
calls which have been pouring into his offices from
the leading drug jobe from all the South and
complaining for Tanlac greatly OF the
supply.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
Can't Stand Name "Piaa."

Portland, Ore.-James Averal Pigg
of this city is so sure that his name is
a handicap to his life that he has ask
ed the county court to change it.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

Of a definite order at a price to be
made up Of the actual cost of prOduc-
ton. plus a specified profit"
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
6uoviIle Athletics.

Bettie-Hey. you grasshopper. If you
enter in the jumping events nobody
else will.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

XIII the Flies Now and Prevent
disease. A DAISY FLY KILLER will do it.
Kills thousands. Lasts all season. All dealers
or six sent express paid for 81. II. SOMERS,
$50 De Kalb Ave-, Brooklyn, N. Y. Adv.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11
No Doubt About That.

w Ooooe Noooe iHaS.
what! Paid fifty dollars for hat.
Woman. are you mad"
mo, but it's plain to be seen that
you are"
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

Wouldst thou be right up to the
minute? Then emulate Miss Lillian
Cullen of New York and HE myself
to a smart shop where the patriotic
stockings are on sale. Miss Cullen, 1t
Is said. Is the originator of the idea Of
showing your loyalty to your country
by wearing stockings on which are en-
broidered the Stars and Stripes.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

Three crops a year may be grown
In the Canal zone.
Tensas gazette. [volume] (St. Joseph, La.) 1886-current, 1917-05-11

1t is easy to make apologies for 9TH
er people. as the Job does not have to
be first class.
The Bourbon news. [volume] (Paris, Ky.) 1895-19??, 1917-03-16
BOURBON COUNTY ENTRIES
IN CATONIA STAKES

The Latonia Championship Stakes
for foals OF 1916 to run as 3-year-oldj
in the autumn of 1916 at Latonia clos
ed with 45S entries, of (which twenty
were cabled from England and five
from France.
To this race the LatOnia Jockey
Club adds $4,000 For each of the
45S nominations $40 was paid at the
time OF entry on March 1.
For each horse declared out by Jan
uar 1, 1918, an additional $25 will be
paid. and for each horse declared out
by January 1, 1919, an additional So
will be paid. All remaining in after
January /, 1916, will pay 800 each,
while starters will pay an additional
$3.50 1t is estimated that this race
will be worth $4,000.
Mr.. A. B. Hancock, of Paris. direc-
tor in the Kentucky Thoroughbred
Horse Association, nominated thirty
four entries, while other nominaters
from Bourbon county who have from
one to five entries each, are Charlton
Alexander. Andrew ]. Corey, S. Ken
ney Nichols, Talbot Bros, VIM. n
Whaley. Jr., and ]. Hal Woodford.
The Bourbon news. [volume] (Paris, Ky.) 1895-19??, 1917-03-16
TOBACCO PRODUCTION LARGER

The United States Government re.
port indicating that this years tobacco
crop will exceed that of last year by
IL per cent. has been received. The
final estimate OF last years crop plac-
ed the yield at 1000, 597 900 pounds.
This year a crop of 1.223.572, GOA
pounds is indicated. making an in,
crease of 165, 1885, 900 pounds.
Kentucky produces one-third of the
entire crop of the country. and this
year will have yield approximating
471,997, 900 pounds, a gain over last