Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1917-11-23
WAR INSURANCE Law

WAR ngsURAlgoE LAW
The address Of Secretary McAdo
| to the officers and enlisted men an,
women Of the army ana navy of tn
United States and their relatives, call
ing attention to the provisions Of tn
War Insurance Law, should be Of grea
interest and is printed below:
To the Officers and Enlisted Men an(
Women Of the Army and Navy o.
tho United States and Their Rela
tives: ~:
Tho secretary of the treasury
through the Bureau Of War Risk In
surance, has been charged with thu
administration Of the War Insurance
Law enacted by tho congress as 6
measure of justice to the men and
women who have been called to give
their lives, if need be, in the service
Of their country.
I wish to acquaint you with the ben
Gifts and privileges which. your gov
eminent 4.as placed at your disposal
It is essential that you and your fam.
lies at home should know of your and
their rights under this law in order
that full advantage may be taken OF
them.
To care for the wife and children of
tho enlisted man during his service,
the War Insurance Law compols him
to contribute up to one-half Of his pay
for their support. The government,
ON application, will generously add to
this an allowance Of from SIS to $50
a month, according to tho size Of the
family. Moreover, if the enlisted man
will make some further provision HIM
self for dependent parent, brother,
sister, or grandchild, they may be in
cluded in the government allowance.
" If, as q result Of injuries incurred
or disease contracted in the limo OF
duty, ON officer or enlisted man or an
Army or Navy nurse should be dis
abled, provision is made for compen-
sation Of from $50 to 500 month
to him, and should. he die, compensa-'
ton Of from $50 to SIS month will
be. paid to his wife, his child, or his
widowed mother.
In order, however, fully to protect
each person and family, congress has
made it possible for every soldier,
sailor, and nurse to obtain lite and
total.disability insurance. This in;
surance applies to injuries received
while he or she is in the service or
after he or she shall have left it.
Exposure to the extra dangers Of
war makes the cost Of life insurance
in private life insurance companies
prohibitive. It was, therefore, a plain
duty and obligation for tho govern
ment to assume tho risk Of insuring
hundreds Of thousands of our soldiers
and sailors who are making the SUI
premo sacrifice. Under this law, cv-
cry soldier and sailor and nurse, COM
missioned and enlisted, and Of any
age, has tho right, between now and
February IL, 1913, to take out life
and total-disability insurance up to
SIC, 900 at very low cost, with the gov
eminent without medical examination.
This right is purely optional. The SOL
diers and sailors are not compelled to
take insurance, but if they desire to
exercise the right, they must do so
before the 18th Of February, 1918. The
cost ranges from IS cents monthly, at
the age Of 81, to $3.50 monthly, at the
age Of 81, for each $1,000 Of insur-
ance. This is q small charge ON a
man 3 pay-small in proportion to the
benefits it may bring. The premiums
will be deducted from his pay, if he
desires, thus eliminating trouble on
his part. ::
To provide adequate protection un-
til February IL, 1918, during the per-
iod when the soldiers and sailors are
learning the details of this law, the
government automatically insures each
man and woman, commissioned or en-
listed in the military service Of the
United States. It nays the man $25
a month during total permanent dis
ability; if no dies within 90 years, it
pays the rest Of 240 monthly INSTALL
ments Of $25 each to his wife, child,
or widowed mother.
I desire to call the provisions Of
this just and generous law to the at
tention Of our officers and enlisted
men and women SO that they may not
be deprived Of their rights through
lack Of knowledge. Full information
may be obtained from the Bureau Of
War Risk Insurance Of the Treasury
Department, Washington, D. G. I
earnestly urge that the officers of the
army and navy give to the men under
their command all possible aid in help
ing them to understand fully the ben
efts that this insurance may bring to
their families and the small cost at
which it may be obtained.
This is the greatest measure OF pro-
lection ever offered to its fighting
forces by any nation in tue history Of
the world. It is not charity; it is
simply justice to the enlisted men and
women and to their loved ones at
home, and each and very one Of them
should promptly take the benefits of
this great law.
w. G.. McAdoo,
Secretary of the Treasury.
THE WARSAVMGS PLAN SUM
MARRIED
Treasury Department Bureau of