The Ronan pioneer. [volume] (Ronan, Mont.) 1910-1970, 1917-04-06

Mutual Hail & Fire
Insurance Company
paid more dollars on hail losses
according to cost per acre than
any other company in Montana
last year.
Then why pay more than six
ty cents per acre? 1t will give
you ample protection in this
Company.
The American Society of
Equity, the greatest farmers
organization in America, in
their Investigations, and with
their experience last year in the
hail insurance business, has de-
termined that sixty cents per
acre for hail insurance will buy
ample protection for the farm
ers of Montana on their grow
ing crops against destruction
by hail. When the insurance is
carried on a mutual plan in a
farmers organization of this
kind, we believe $1,000 per
acre to be an ample amount of
protection for the farmer to
carry, and that it is gambling
on his part to carry more for
the reason that he is likely to
lose his crops from many other
causes, and, should such be the
case, it would be a hardship
for him to pay the excessive
cost for more protection than
he actually needs to cover cost
of production.
This society believes that the
business way to carry insurance
is in a sufficient amount only
for real protection, and that
any amount that is carried
above that which will replace
p the expense and effort in grow
ing crops, or the actual cost in
replacing buildings, or, in the
case of life insurance, a suffi-
cient amount to cover indebted
ness and give his family suffi-
Gent amount at time of death
to get them started in caring
for them selves, is all that any
farmer should undertake to
carry, and any amount above
this is gambling with nature or
the elements. and as such is un-
wise from a business stand
point
The American Society of
Equity has taken pains to Sc
cure all the information posi-
BILE on the questions of insur-
ance. They have a library in
their office containing a COM
plete history of the insurance
business. They have secured
the services of experts in this
line in order to be in position
to give to the farmers of this
state correct information for
their own protection. They are,
therefore, in position to solve
any problem that may be of in
terest to our farmers, either
from legal standpoint or from
the standpoint of what is prop
er procedure in placing and
caring for the business of in
surance. This information is
free to anyone applying there
for. We have a complete his
tory of every company operat-
ing in this state and can give
the farmer exact information
as to the ability of any
company to pay losses, also
as to their methods of doing |
business, whether they are
fair and liberal in the adjust
ment of losses or whether their
policy is to "skin" the public,
and such information we will |
gladly furnish upon applica-
ton. In fact, we will be glad
to send circulars outlining all
of the activities of the Ameri-
can Society of Equity relative
to their commercial and grain
departments, banking, finance,
farm loans, ETC., as we'll as in
surance, upon application. We
are anxious to reach every far
mer in the state, and the in
formation we have to give is of
vital Importance to them.
Write us today for informa-
ton on any of our activities in
which you may be interested,
addressing all communications
to the Insurance Department of
the American Society of Equity,
27-28-29-30-31 Tod Block,
Great Falls, Montana.