White Pine news weekly mining review. [volume] (East Ely, Nev.) 1910-1920, 1917-01-07
INDUSTRIAL COMMISSION
SUBMITS ANNUAL REPORT


trial Insurance Act for the three
year period ending June 80, 1916, re-
veals in an Illuminating manner the
magnitude of the work involved.
Ordinarily, the general public takes
but passing interest in the work OF
the Commission, but the figures
shown in the report are of the great
est public interest.
During the three years an average
of all 1906 workmen were under
the protection of the Act. During
the same period s~743,051.69 wes
collected in premiums and the COM
pensation costs was $651.150. So.
This latter sum includes compensa-
ton actually paid injured workmen
awards made to dependents of de
ceased workmen. and estimated liza
bilities on account of pending claims
and accidents for which no claims
have been filed.
The receipts of the Commission
are a barometer of business condi-
tons in the state. In January, 1916.
over $22 600 was collected, while in
June the receipts we're ove $40. 600
The revival of mining this year caus-
ed the gain in premium receipts. The
largest individual employer of labor
in the state is the Nevada Consoli-
dated Copper Company, operating at
Ruth and McGill. During the first
six months of 1916 that company en-
ployed an average 1851 men II all
departments of the great copper
plants
Tho statistics showing the accident
experience of the commission is par
ticularly interesting. During the
taree years covered by the report
4,153 accidents We're reported, OF
which 107 were fatal Fall of rock
in mines. commonly called caye-ins,
was the cause of the greatest number
of accidents The average number
of days lost by each injured man. ex-
eepting 107 fatalities and three per-
manent total disabilities. was 26.9
days, and the average wage loss vas
S105 81. OF those killed IS were
married. Is single. and the state in
life of n is undetermined The
total number of dependents of work
men killed is 1S1. of which IS are
widows and 73 children In 25
cases there were no dependents.
The Nevada experience shows that
the ratio of fatal cases is high. being
rs per cent in the mining indus
Try and S.1S per cent in all indus
tries, Analysis of numerous tables
dealing with accidents reveals that of
each 1000 men employed in this
state per mum.
3.1S are killed.
.03 are permanently and totally
> disabled by the loss of a men,
Der.
90 are permanently and totally
disabled otherwise;
S.30 suffer permanent partial dis
ability by the loss of a men,
Der,
3.27 suffer permanent partial dis
ability otherwise;
81 10 suffer temporary disabilities
which are compensatory;
5s 40 suffer temporary disabilities
not compensatory;
making a total OF 123.5 men who
receive injuries of some nature, or
n out of every eight employed. BY
the term ''non-eompensatory" is
meant an injury that does not pre-
vent an injured employee from ear
ing full wages more than I days, ,
compensation beginning on the eighth
day after injury If the disability
extends beyond II days. eompensa-
ton dates from the time of the in ,
Jury. .~-as 4 i.asrfs-t
The average cost of each fatal ac-
1ident was s2656 IS, and of each
of three cases of permanent disabil-T
ity, $3.50. Sc. Including these
cases and the fatal accidents, the av-
erage cos of every accident was
sf56 10.
+, When il is realized that the com
pensation named was paid 10 injured
men directly without litigation or
costs. hundreds of lawsuits avoided,
and employers enabled to estimate
the cost of accidents, the advantage
of the compensation act seen at its
best. Another thing not generally
understood is that the cost of admin
istering the act is borne by the en-
ployers and taxpayers are not eharg-
ed one cent.
The cost OF administering the act
was IL % per cen of premium col
lections. This is believed to be the
lowest cost for insurance of any
kind in the copntry. One of the