East Oregonian : E.O. (Pendleton, OR) 1888-current, 1917-08-30

for spending money If there are
more children, or ii there is also
dependent father, the government
would give up to $50 in all, over aui
above the mans own allotment
To instu thrift. to enable a man
to build up d fund out Of which he
can pay the insurance premiums and
above all. better to preserve equa ity
and democracy among the members
of our own forces and between them
ana the allies. provision is made en-
abling the war department and the
navy department, by regulation, to
compel men who do not allot one
half Of their pay to deposit So mucu
of the half-pay as is not allotted
these deposits to bear interest at
per cent per annum. compoundea
semiannullly.
Better Than Pension system.
The risk Of disability or death a
to officers. men, sand nurses while in
active service as part Of the m!litar.
or naval forces of the United States
is Unidentified against by compensa
ton on the analogy Of the workmen's
compensation act rather than
through a pension system.
If total disability results from
personal injury suffered or disease
contracted in the course Of the serv-
ice, the compensation, based on the
percentage of pay, but with min!
mum of from $40 to s75 per month,
according to the size Of the family,
may increase for the higher officers
to a maximum of $500 per month.
Compensation is not payable. how
ever. while the officer receives retire
ment allowance.
Partial disabilities are compen-
sated for on the bass Of percentages
of the compensation for tota, disabil
ity. dependent upon the average i'm
pairment Of earning capacity result
ing from such injuries in civil occupa-
tiOns. Provision is made for C0mmu
tation under regulations. but of a
part only of the compensation. Med
ical surg. cal and hospital treatment,
supplies and appliances are given.
In addition to these compensatiOns
rehabilitation and reeducation Of the
injured man are recognized as vital
elements in the scheme. The bill
does not attempt to cover the matter
of means and methods Of effecting
this. since a study Of European eXper-
ience with this problem is necessary
but the principe S established in the
bill
IF death results from the injury
or disease incurred or contracted in
the course Of the service" continues
Secretary McAdoo's statement. "com-
pensation is paid to the widow chill
4 q h.
er. The amount based upon percent
age Of pay, ranges from minimum,
according to the size of the family.
from $15 to $50 per month, to max
imum for the higher officers OF 5000
per month.
Risk Of non-insurability at ordi-
nary rates is Unidentified against by
the insurance of government insul
ace. covering total disability ani
death, to officers, men, and army
nurses while in the active service as
part Of the military or naval forces.
in the amount Of $1,000 to 10000
C.st Borne by Govt.
The excess cost due to the increas
ed motality and disa bility risk shoulJ
C early be borne by the government. |
The cost of administering the insur-
ance bureau for the benefit of the |
men is also a proper govern
mental charge. AS the government |
will not have the other expenses Incl |
dent 10 Insurance. the premium rates |
to be charged by IT are based upon |
tables Of peace time without load |
ing" Loading comprises overhead |
charges. commissions to agents, ad- !
vert sing. etc and is large item in |
the premium charges Of private com |
panies."
With these loading expenses !
Secretary McAdoo says an /
insurance costing during the war an |
average Of S8 per $1,000 can be pro- /
yided, thus bring ng even the maxi
mum Of $4,000 insurance to only
$50 year premium-a charge with
in the reach OF practically every pri-
gate After the war the insurance
may be converted into other forms !,
with ear Ter maturity. the premiums
'o be based however. on the same /
tables and without load 1
ing"
The wa and experiences Of other I
r urtrTcs" says The secretary, "haF
rc.r studied anH used in tn" prep
,ratigu yl this JI. II is clearly rec