Norwich bulletin., 1917-03-02

| ies and expenses of investigators, ad- justers and field men. rents, stationery, telegraph and telephone charges, post age, salaries and expenses of office en- ployeeS, home-ofice expenses and all othr payments made on account of claims, whether such payments shall be allocated to specific claims or unal- located.
 Sec. 3. All unallocated liability loss expense payments made in given calendar year subsequent to the first four years in which an insurer has
 been issuing liability policies shall be
 distributed as follows: ThirtyfiV per
 centum shall be charged to the policies
 written i'll that year, forty per ceitun
 to the policies written in the preceding
 year, ten per centum to the policies
 written in the second year preceding,
 ten percentum to the policies written
 in the third year, preceding and live
 per centuIn to the policies written in
 the fourth year preceding, and such
 payments made i'll each of the first
 four calendar years in which an in
 surer issues liability policies shall be distributed as follows: In the first cal endar year one hundred per. centum
 shall be charged to the policies written in that year, in the second calendar year fifty per centum shall be charged to the policies written III that year and fifty per scentum to the policies written in the preceding year, in the third calendar year forty per centuTTi shall be charged to the policies writ
 ten in that year, forty per ceptum to the policies written in the preceding year. and twenty per centun to the policies written in the second year preceding, and in the fourth. calendar year thirty five per centum shall be charged to the policies written in. that year, forty per centuu1 to the policies written in the preceding year, fifteen per centum to the policies written in the second year preceding, and ter per centunn to the policies written in the third year preceding, and schcd- ule showing such distribution Sf1au be included in the annual statement. All unal1ocated compensation loss expense payments made in a given calendar year subsequent to the first three years in which an insurer has been issuing compensation policies shall be distrib
 uted as follows: Forty per centum shall be charged to the policies written in that year, forty-five per centum to the policies written in the preceding year ten per centum to the policies written in the second year preceding and five per centurn to the policies written in the third year preceding. and such payments made in each or the first three calendar years in which an insurer issues compensation poll cies shall be distributed as follows: In the first calendar year one hundred per centuIn shall be charged to ths policies written in trat year, in the second calendar year fifty per centsIul shall be charged to the policies written in that year and fifty per centur1 to the policies written. in the preceding year, in the third calendar year forty five per centum shall be charged to the policies written in that year, forty five per centu1n to the policies written in the preceding year and ten per 'cen- tum to the policies written in the sec ond year preceding. and a schedule showing such distribution shall be- tn- cluded in the annual statement. When ever, in the judgment of insurance commissioner, the liability CT. cornpen- satior loss reserves of any insurer u1l- der his supervision, calculated in ac- cordance with the foregoing provfs- ions, arc inadequate, he may, in his discretion, require such insurer to maintain additional reserves based up- on estimated individual claims or ofh- erwise.
 Sec {. Each insurer that writes fia. bfI.ty or compensation policies shall