The Ronan pioneer., 1917-11-09
ARMY AND NAVY
INSURANCE LAW

surance of the Bureau of War Risk
has been organized as a part of the
Treasury department and is in active
operation. A number of policies on
the lives of soldiers have already
been issued, agsregatinS nearly S25,-
O0O. 900 in insurance. The benefits OF
the law are available to all the mem
bers of the United States army, navy,
and nurses corps.
\ short summary OF some or the
main features follows:
Premiums for a 100000 policy be-
gin with $500 per month at ages 10;
IS and II; Increase to S6.40 per
month for the ages is, 19 and 20; to
$3.50 per month for the ages II, -
and %: to $500 per month for the
ages of 81 and %: to 500 per month
for the ages of 26 and q; to $3.50
per month for the ages OF %: to
$500 per month for the ages of %
and 80: to 81 per month for the age
of 81, with progressive increase for
ages above those given. The mini
mum amount of insurance that may
be taken out is $1,000.
The compulsory allotment to a wife
or children, which is separate from
the insurance, shall not be less than
SIS month. and shall not exceed
one-half of mans pay. "A voiun-
tary allotment, subject to regulations,
may be as large as the insured de-
sires, within the limits of his pay.
In addition, the government will
pay monthly allowances as follows:
Glass A. In the case Of man to
his wife Gncluding a former wife di-
vorced) and to his child or children.
fal # there be wife iss. but ,n1 no
si,sie @ A. Il e. NJ ~
ehi'a. "a !: sss. there be a wife ana one
(c). If there be wife and two
children. $3.50. with IS per month
additional for each additional child.
(O IF there be no wife but one
child, S..
(c) If there be no wife but two
children. $3.50.
(f) If there be no wife but three
children, 500
(g) If there be no wife but four
children. $50, with S5 per month adj
ditional for each additional child.
Glass b. In the case of man or
woman, to grandchild, a parent
brother. or sister.
(a) IF there be one parent, $40.
(b) If there be two parents. $40.
(c) For each grandchild. brother
sister, and additional parent, S..
In the case of a woman to child
or children:
(d) If there be one child, S..
(c) If there be two children, S12.5O
(f) If there be three children, $40
.,h
with S. per month additional for
each additional child.
If the man makes an allotment to
certain other dependent relatives the
government will also pay them an
allowance which may quale the al
lotment, but this shall not be more
than the difference between $50 and
the allowance paid to the wife OF
children. ..re-.
The increased compensation in
case of death runs from minimum
of $50 monthly to a motherless child
or $25 monthly to motherlesS wild.
ow. to a maximum of SIS monthly tc
widow and several children. The
widowed mother may participate ir
the compensation.
In case of total disability the
monthly compensation runs from :
minimum of $50, if the injured mar
has neither wife nor child living, t'
a maximum of SIS if he has a wife
and three or more children living
with $40 a month extra if he has {
widowed mother dependent upon him
The maximum is enlarged still
further for when the disabled mar
constantly requires a nurse or attend
ant 500 monthly may be added. !
the disability is due to the loss o
both feet. both hands. or total blind
ness of both eyes. or if he is he'n
less or permanently bedridden, Slo(
monthly is granted.
The law contemplates future leg
islation for rceducation and voca
tional training for the disabled i
gives them full pay and their fam
lilies the same allowance as for thu
last month of actual service durin'
the term of reeducation.
Conator Hanry "MynrS left Sal