The daily star-mirror. (Moscow, Idaho) 1911-1939, 1917-09-01

COW. IDAHO, SATURDAY, SEPTEMB
active service as part of the militia
or naval forces of the United States
Unidentified against by compensate
on the analogy of the workman's col
pensation act rather than through
pension system.
Compensation for Injury
"If total disability from person
injury suffered or disease contractt
in the course of the service, the con
pensation, based on the percentage ,
pay, but with a minimum of from s.
to SIS per month according to the siz
of the family, may increase for tn
higher officers to maximum of $40
per month. Compensation is not pay
able, however, while the officer re
ceives retirement allowance.
Partial disabilities are compensa
ted for on the basis of percentages O
the compensation for total disability
dependent upon the average impair
ment of earning capacity resultin,
| from such injuries in civil occupations
Provision is made for communication un
der regulations, but part only of the
compensation. Medical, surgical, ant
hospital treatment, supplies and ap-
pliances are given"
Give Injured Men a Chance
In addition to these compensations,
rehabilitation and reeducation Of the
injured man are recognized as vital
elements in the scheme. The bill
does not attempt to cover the matter
of means and methods of effecting
this, since a study Of European exper-
fence with this problem is necessary,
but the principle is established in the
bill.
II Death Follows Injury
eff death results from the injury or
disease incurred or contracted in the
course of the service" continues
Secretary McAdoo's statement, "com-
pensation is paid to the widow, chill
dren, and dependent widowed mother.
The amount, based upon percentage
of pay, ranges from a minimum, ac-
cording to the size of the family, from
$15 to $50 per month, to a maximum
for the higher officers of 5000 per
month.
Risk of non-insurability at ordinary
rates is Unidentified against by the
insurance of government insurance,
covering total disability and death, to
officers, men, and army nurses, while
in the active service as part of the
or naval forces, in the amount
Of $1,000 to $4,000.
Work the Government Does
'"The excess cost due to the increas-
I'd mortality and disability risk should |
clearly be borne by the government. |
The cost of administering the insur
ance bureau for the benefit of the |
lighting men is also proper govern
mental charge. AS the government
will not have the other expenses in
ident to insurance, the premium rates
O be charged by it are based upon
he mortality experience tables of
eace time without loading Loading
overhead charges, commits
ions to agents, advertising, etc., and
, large item in the premium charges
f private companies"
Low Insurance Rates
With these loading" expenses
minated, Secretary McAdoo says an
lsurance costing during the war an
verage of So per $1,000 can be pro-
ded, thus bringing even the maximum
$4,000 insurance to only $50 a year
remium-a charge within the reach
practically every private. After the
ar the insurance may be converted T
to other forms with earlier maturity,
e premiums to be based, however, on
e same mortality tables and with
It loading" :
Result of Much StuTy +
THE laws and experiences of other
untries," says the secretary, have
en- studied and used in the prepare
N of this bill. 1t is clearly rec !,
nized that the government can Of
but minimum protection based on
neral averages throughout the coun- r,
:, and that in many states and large
les especially, supplemental grants :
II be required State and municipal FL
,islation may be expected to meet
s need"
Where the Burden Belongs
This bill places the responsibility
the gigantic task of relief of DEF
ldents where it obviously belongs -
IN the national government. At the ~
ne time there will be local obliga-
is for relief-and in these the Red
'ss will naturally function through
chapters and other local agencies.
quote again from the recent state F(