Graham guardian., 1917-11-23
WARINSURANCELAW
A Measure Of Protection for
the Fighting5Forces of
Our Nation

Navy of the, United States
and Their Relatives:
The Secretary of the Treasury,
through the Bureau of War Risk
Insurance, has been charged
with the administration of the
War Insurance Law enacted by
the Congress as a measure of
Justice to the men and women
who have been called to give
their lives, if need be, in the ser.
vice of their country.
! wish to acquaint you with
the benefits and privileges which
your Government has placed at
your disposal. 1t is essential
that you and your families at
home should know of your and
their rights under this law in
order that full advantage may be
be taken of them.
To care for the wife and chill
dren of the enlisted man during
his service, the War Insurance
Law compels him to contribute
up to one-half of his pay for
their support. The Government,
on application, will generously
add to this an allowance of from
SIS to $50 a month, according to
the size of the family. More
over, If the enlisted man will
make some further provision
himself for dependent parent,
brother, sister, or grandchild,
they may be included in the Gov
ernment allowance.
If, as a result of injuries in
Cured or. disease contracted in
the line of duty, an officer or
enlisted man or an Army or
Navy nurse should be disabled,
provision is made for compensa-
tion of from $50 to $100 a month
to him, and should he die, COM
pensation of from $40 to SIS a
month will be paid to his wife,
his child, or his widowed mother.
In order, however, fully to
protect each person and family,
Congress has made it possible
for every soldier, sailor and nurse
to obtain life and total-disability
insurance. This insurance ap-
plies to injuries received while
he or she is in the service or after
he or she shall have left it.
Exposure to the extra dangers
of war makes the cost of life in
surance in private life insurance
companies prohibitive. 1t was,
therefore, a plain duty and obliga-
tion for the Government to as
sumo the risk of insuring hun
dreds of thousands Of our soldiers
and sailors who are making the
supreme sacrifice. Under this
law, every soldier and sailor and
nurse, commissioned and enlisted,
and Of any age, has the right,
between now and February IL,
1918, to take out life and total
disability insurance up to $4,000
at very low cost, with the Gov
ernment without medical exami-
nation. This q right is purely
optional. The soldiers and sailors
are not compelled to take insur-
ance, butif they desire to exercise
the right, they must do so before
the 18th of February, 1918. The
cost ranges from 65 cents month
ly, at the age of 81, to $1.20
monthly, at the age of 81, for
each SIC of insurance. This
is a small charge on a mans pay
small in proportion to the
benefits it may bring. The prem
iums will be deducted from his
pay, if he desires, thus eliminat-
ing trouble on his part.
To provide adequate protection
until February IL, 1918, during
the period when the soldiers and
sailors are learning the details of
this law, the Government auto
matically insures each man and
woman, commissioned or enlisted
in the military service of the
United States. 1t pays the man
$25 a month during total, perma-
nent disability; if he dies within
20 years, it pays the rest of 240
monthly installments of $25 each
to his wife, child, or widowed
mother.
| desire to call the provisions
of this just and generous law to
the attention of our officers and
enlisted men and women so that
they may not be deprived of their
rights through lack of knowledge.
Full information may be obtained
from the Bureau of War Risk
Insurance of the Treasury De-
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