The Monticellonian., 1916-10-12
- - a ~TeNA "a = 49, "a '.N
Copyright by W. q. Chapman


young man, he was browsing over his
breakfast as one has way OF doing
when at peace with the world and
when unaroused by any call of the
present He had reached the rolls
and coffee stage of his meal in a spirit
of detachment that took no account OF
the somewhat garish fiashiness of the
hotel dining room in this typical hos
telry of city that had become noted
as a maker of industrial millionaires.
Then as his glance idly trailed among
the other breakfasters, it automatically
picked up an incident that flashed a
light into his dormant brain and
brought it to full consciousness.
A spoon had started from grape
fruit to the mouth of the tall. curly
haired man two tables away. Half
way on its journey the hand which
held it had twitched violently and
spilled most of the contents. The
brown eyes of the man stole out some
what furtiVely to learn il anybody had
noticed his nervousness.
Special Agent Billy Gard now gazed
1t was running over the facts that it
contained with relation to Bayard
Alexander, who was this morning not
himself and apprehensive lest the fact
be noticed. For Alexander was of
the class of men of whom it was his
business to know. He was cashier of
the Second National bank and Uncle
L 81 of n on
r such institutions when they happen
10 be located in communities of fever.
ish activity.
So the special agent recalled that
the tall man with the damp curls was
moving spirit in the city, an impor
tant instrument in its development. a
man of many philanthropies, personal
friend of United States senator
cashier and active head of one of the
most powerful financial institutions
in the community. He was a man OF
very great energy, but one who led
normal, wholesome life and who at
the age of forty-fiye, seemed just com
ing into his stride. The bank examin=
ers. Gard recalled had steadily given
the Second National a clean bill of
health.
Why. then, should Alexander be
nervous and. granting him that priyi-
lege, why should he fear its being
noticed?
All Of which was the seemingly il:
logical reason why Gard went to
Wheeling that very night and was not
seen about the metropolis for a week
thereafter.
Il am poor man" he told Allen,
the stout bank examiner, when they
met in the West Virginia town. Poor
but honest and not trying to borrow
money. | am on my way to the city of
opportunity looking for job"
You have come away that you
might go back, as | understand it"
said Allen. Couldn't you change your
peacock raiment for hand-me-down
without coming to Wheeling?"
Yes. but | couldn't see you.
Cherub," said Gard and you are to
make all things possible for me You
are to convert me from a dweller in
gilded palaces to a bank bookkeeper
out of work, but with credentials
There is in Wheeling a bank cash
Ter of your acquaintance, explained
the special agent, who used to work
beside bookkeeper whose friendship
want to cultivate. You intro
duce me to the cashier. he finds
out what really good fellow
am. we become friends He
gives me a letter of introduction to
the man | want to meet | return to
the city and thrust myself properly
into the affairs of one Sloan. book
keeper for the Second National The
next time the corpuleHt examiner
comes around he gets the surprise of
his life. Do you follow me?"
Billy Gard had reached the conclu-
sion that, if there was anything wrong
with Bayard Alexanders bank the ex-
aminer was being deceived and that
therefore. there must be juggling of
accounts Bookkeeper Charley Sloan
of the individual ledgers occupied the
post most likely to be used for de-
ception, and so the special agent was
taking a lot of trouble to make the
right opportunity for getting friendly
with Charley. That mild little man
was therefore favorably impressed
when he was handed letter from his
former associate who had gone to
Wheeling and become a cashier The
two visited so agreeably together that
friendship developed and Gard came
to live at the bookkeeper's boarding
house. The two accountants grew to
spend many evenings together and
naturally talked shop.
q had friend" said Gard one eve
ming who worked in bank in New
Orleans Next to him was book
keeper who went wrong. He was in
duced to do this by depostor who
had scheme for making them both
rich All the depositor needed was a
little money. So he proposed that he
draw checks against the bank and that
the bookkeeper charge them tenn
porarily to other accounts. The de-
positor would cash the checks at other
ranks and. when they came in. the
teller would merely turn them over to
the bookkeeper, probably asking If
there was money to meet them. In
this way depositor who never had a
thousand dollars ir the bank event
tally checked out $4,000.
There was teller" Sloan volun-
teered, who worked in bank here
who entered the deposits in the books
of the people making them and put