davidaulloa/AmericanStories huggingface dataset:
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
FEDERAL FARM LOAN ACT
Passed by the House of Representa-
tiVes and the United States Sem
ate June 27 and %, 1916,
Respectively.
Signed by the President July II, 1916.

3.-Provides for a federal land bank
Exclusive of Alaska), dividing the
country into twelve land bank districts
composed of whole states.
3.-The system is operated as bu-
reau of the United states treasury de-
partment and supervised by the fed
eral farm loan board. The secretary
of the treasury is ex-OfficiO chairman
of the board with four other members
appointed by the president for eight
years at an annual salary of $4,000.
One member is designated farm loan
commissioner and is the active execu-
tive officer.
3-Appointees of Board: (a) Farm
loan registrar for each land bank dis
trict and
(b) One or more land appraisers for
each land bank district. Salaries paid
by federal land bank or joint stock
land bank for which they act.
(c) Land bank examiners; salaries
paid by the United States.
(d) Attorneys, experts. assistants
and other employees to be paid by the
United States.
17.-Powers of the Board: (a) To
organize and charter federal land
banks, joint stock land banks and ma
tional farm loan associations.
(b) To review and alter the rate of
interest to be charged by federal land
banks for loans.
(c) To approve or reject any or all
loans for bond issue and to grant or
refuse any specific issue Of farm loan
bonds of federal land banks and joint
stock land banks.
praisal, examining titles and record
ing.
(e) To appraise land securing mort
cages for bond issue.
(f) To exercise general supervisory
authority over the federal land banks,
farm loan associations and joint stock
land banks.
30.-The farm loan commissioner
shall examine the laws of every state
and If on examination the laws of any
state are shown to afford insufficient
protection to holders it's mortgages
shall be declared ineligible under this
act during the continuance of the laws
In question.
32.-The secretary of the treasury is
authorized to deposit United States
funds in federal land banks at current
government rates of interest, the ag-
gregate of such funds not to exceed
$6.000,000 at any one time.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
THIS DEALER HAD REAL TACT
Stout and Thin Customers Use Special
Mirrors in Wearing Apparel
Establishment.

dealer in wearing apparel, noticing
that his stout customers and his very
thin customers often were sensitive as
to their figures, installed two full
length mirrors of special design, says
Popular Mechanics magazine. One was
slightly concave and the other slightly
convex. When a stout customer tried
on a suit she was led TO the concave
mirror for self-inspection, and was able
to see her figure as it would appear
with it's measurements reduced. When
a thin person came in to try on clothes
she was taken to the convex mirror,
where the opposite effect was pro-
duced.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
MOTHERS FAIL TO SAVE SONS.
Youths Drift Out Into Deep Water
on Log at Pike Lake, Ind.

Warsaw, Ind, Aug. 1S.-Lawrence
Crist. eleven years old, and Arthur
Stanford, eight, were drowned in Pike
lake on Wednesday, Mrs. A. Fl. Stan
ford, mother Of Arthur, and Mrs. FL
mer Christ, mother of the other boy,
were dragged from the lake uncon-
scious. Leila Crist, thirteen, sister of
Lawrence reached shore unaided. The
five were bathing. when Arthur Stan
ford, clinging TO a plank, drifted out
into deep water and went down. Mrs.
Stanford rushed to his aid. but was
soon helpless in deep water. Mrs.
Crist and her two children also went
to the rescue, and all got into deep
water. Daniel Daisy rescued Mrs.
Crist, diving into the lake without re-
moving even his shoes.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
MOOSE SELECT INDIANAPOLIS.
Progressives to Make Indiana Capital
National Headquarters.

Indianapolis, Aug. 19.-Indianapolis
probably will be the national head
quarters of the Progressive party as
far as all practical purposes are con-
cerned during the coming campaign.
Edwin NJ. Lee, the Indiana state chair
man, has moved into new offices, which
are announced as the headquarters
of the Progressive national commit
tee" To what extent the PrOgressives
will enter into the national campaign
has not ben determined fully, Mr..
Lee says, but a fight is to be made in
some states. AS soon as the national
committee membership is completed
by Acting National Chairman Hale of
Boston, meeting probably will be
held here.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
U. S. SOLDIER SHOT TO DEATH.
Corporal Clement Slain by Man Who
Attacked Girl.

Brownsville, Tex, Aug. I8.-Corpor-
al J. Leo Clement, Company G, Sec
ond Virginia infantry. was shot
through the heart on Wednesday by
Carl Dunches of the quartermaster's
department. Dunches, infatuated with
a girl of sixteen, Josefa Valdez. had
gone to her home and was threatening
to shoot her. She creamed and Dun
ches wounded her in the back. Glenn
ent ran to the Valdez home. AS he
entered Dunches shot him dead, and
escaped. Two hours later he gave
himself up at the county Jail. Glenn
ents' home is at Warrington, Va, where
he leaves a wife.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25

the purposes prescribed fcf national
farm loan associations.
Sec. 16.-Loans may be made to
farm owners regardless Of whether en-
gagged in cultivation of the land mort
gagged or not.
Sec. 16.-Interest on loans shall not
exceed more than l per cent, the in
terest rate established for its last series
of bonds. nor more than 6 per cent in
any case.
Sec. 16.-Commissions or other
charges not specifically authorized by
this act shall not be demanded or re-
ceived.
BONDS.
Sec. 20.-Issued in series of $4,000
or more, in denominations of $25. $50,
500. $500 and $1,000.
Sec. 20.-May bear maximum rate of
per cent interest per annum.
Sec. 16.-Bonds shall be so engraved
as to be readily distinguishable from
federal land bank bonds.
Sec. 10. - Mortgages and United
States government bonds equal in
amount to the farm loan bonds issued
are retained as collateral security by
the land bank registrar.
Sec. 17.-No issue is authorized with
out the approval of the farm loan
board.
Sec. 27.-Federal reserve banks are
authorized to buy and sell the bonds Of
joint stock land banks.
Sec. 22.-Substitution Of mortgages
and United States government bonds
held as collateral to farm loan bonds is
permitted.
Sec. Pitts bonds are lawful invest
ments for fduciary and trust funds
and security for all public deposits.
TAXATION.
Sec. 26.-The capital stock, surplus
and earnings are subject to the taxing
powers of the state.
Sec. 26.-Its mortgages executed I'M
der this act and its farm loan bonds
and all income derived therefrom are
exempt from federal. state and munic-
ipal and local taxation.
Sec. 26.-Real property taken and
held under the provisions of sections
II and Ii is not tax exempt.
SPECIAL PROVISIONS.
Sec. 6.-Joint stock land banks are
made public repositories and financial
agents OF the United States govern
ment.
Sec. 6.-Public deposits cannot be in
vested in farm mortgages Or in farm
loan bonds.
Sec. 16-Rates of interest for loans
under per cent are not subject to
review or alteration by the farm loan
board.
Sec. 13.-Shall receive no deposits
except public deposits.
Sec. characterization and other
payments constitute a trust fund to be
invested as follows:
(a) To pay off it's maturing farm
loan bonds.
(b) To purchase farm loan bonds.
Co To lend on first mortgages with
In it's prescribed field.
(d) To purchase United States gov
eminent bonds.
Sec 23-Reserve and dividends pro-
vided for as in the case of federal land
banks.
Sec. 29.-Provision is made for dis
solution and the appointment Of a re-
ceiver.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
WILSON VETOEs ARMY BILL.
President Resents Clause Exempting
Retired Officers From Discipline.

Washington, Aug. q. - President
Wilson vetoed the army appropriation
bill on Friday. At the same time he
sent to the house a lengthy message
making it plain that this action was
entirely due to the incorporation into
the measure of the provision that re-
tired officers should not be subject TO
the articles of war.
Chairman James Hay of the house
military affairs committee reintro-
duced the army appropriation bill in
the house with the entire articles of
war provision eliminated, within half
an hour after the presidents veto had
been received.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
SENATE o. KS ISLAND BILL
Philippine Measure Approved With
Amendment

Washington, Aug. 1S.-The Philip
pine bill as reported from conference.
with the Clarke amendment providing
for independence of the islands with
in four years eliminated but contain
ing a promise of freedom whenever
the Filipinos have demonstrated their
ability to maintain a stable govern
ment, finally was approved by the sem
ate on Wednesday. The vote was 81
to %.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
1oo COO FIee italy ouakes.

Rome. Aug. PA series of earth
quake shocks is causing heavy losses
in all towns for 60 miles south of
Rimini on the Adriatic coast. Store
than 100000 men, women and children
have fed from their homes.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
SAVAGE ATTACKS IN BALKANS
Bulgarian Official Report Says charqes
of Allies Were RepuIsed.

London. Aug. 13.-Heavy fighting on
the Balkan front is reported in an Off
cial Bulgarian statement received here
from Sofia. The allied forces deIiv-
cred strong infantry attacks, but the
statement says, were repulsed. The
fighting occurred in the region Of Lake
Dorian, northwest of Saloniki, near the
Greco-Serbian border. Several en-
counters have taken place in this vi
cinity of late, but the official Bulgarian
statement indicates that larger forces
are being employed against the Bull
garians.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
CAPITAL STOCK.

Sec. 5.-$750,0OO. May be owned by
individuals, firms, corporations and The
United States and state governments.
Sec. 5.--Shares, So each.
See. 5.-All stock remaining unsub-
scribed 80 days after subscription
books are opened shall be subscribed
by the United States and thereafter
only the United States government and
borrowers may acquire shares of stock.
Sec. 5.-Unted States government
not to participate in dividends. All
other stockholders share dividends
equally.
Sec. 5.-The original capital stock
shall be gradually retired after the
stock held by farm loan associations
shall amount to ST50,000.
Sec. 5.-Not less than per cent
of capital shall be invested in United
States government bonds.
POWERS
Sec. 13.-To buy first farm mort
cages within its district and to issue
and sell farm loan bonds.
Sec. 13.-To receive from farm loan
associations interest and amortization
payments on mortgages and farm loan
bonds.
Sec. 13.-To acquire and dispose of
real and personal property necessary
for the convenient transaction of busi-
ness: and land taken in satisfaction of
debts or purchased under judgments,
DEGREES or mortgages held by it. Shall
not hold title exceeding five years.
Sec. 13.-To accept deposits of Sc
curities or current funds from member
associations but pay no interest there
on.
Sec. 13.-To borrow money on Sc
curity and pay interest thereon.
Sec. 13.-To buy and sell United
States bonds.
Sec. 13.-To appraise lands for bond
issue and to charge applicants and Dor
rowers the cost of hand appraisal. ex-
amining titles, recording and other le-
gal fees, said fees to be paid In cash
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
Hunt Girls AssaiIant.

Holly Springs, Miss, Aug. 22.-This
community is aroused as a result Of a
brutal attack by a negro on Miss Inez
Meclxles. nineteen, pretty daughter of
prominent Marshall county plant
n. Bloodhounds are on the trail.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
Eiuht on Gerard HaIts-

Berlin, Aug. 21.-The fight on Am
bassador Gerard launched by several
German newspapers because of his al
legged utterances regarding the Ger
man censorship, appears to be subsid-
ing.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
AercpIanes Make Raids.

Saloniki, Aug. 22.-German and Bull
garian aviators have bombarded Yer
eekop for the fifth time. Bombs fell
upon the British ambulances and six
persons were killed. British and French
aeropIanes attacked Monastir.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
JOINT STOCK LAND BANKS
ORGANIZATION.

Section 16.-A private corporation
subject to the requirements under this
act which may be formed by ten or
more persons with a board of directors
of five or more.
Sec 16.-May operate within the
state in which it's principal office is To-
Gated and within some one contingu-
Gus state.
Sec. 2S.-Subject to semiannual eX-
aminations by the federal land bank
examiner.
CAPITAL STOCK.
Sec. 16.-S250000 minimum.
Sec. 16.-Double liability of share
holders.
Sec 16.-The United States govern
ment shall own none of the shares of
stock.
Sec. 16.-No farm loan bonds can be
issued until the capital stock is fully
paid, although the bank may begin
business when one-half OF the capital
is subscribed and paid in cash.
POWERS.
Sec. 16.-To lend money on farm
mortgage security.
Sec 16.-To issue and sell farm loan
bonds.
Sec. 16-To issue farm loan bonds
UP TO Is times the amount of its capt.
tai and surplus.
Sec. 16.-Except as otherwise pro-
vided it has the powers of and is sub
ject TO the restrictions imposed on
federal land banks.
PRIVILEGES.
Sec. 16.-May lend more than $4,000
TO any one borrower. but not beyond
30 per cent of the value of the land
and 20 per cent of the permanent in
sured improvements.
Sec. 16.-LoanS are not restricted to
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25

the CAPITAL stock Of the association
which in turn subscribes an equal
amount of stock in the federal land
bank.
Sec S.-Shares are paid for in cash
or (9) the amount may be added to the
face of the loan and retired in amorti-
cation payments at par. In such case
the face of the loan shall not exceed
the 80 per cent and 20 per cent linn
itation.
Sec. Assessment on shares may
be levied for operating expenses if
funds are not otherwise available.
POWERS.
Sec. 10.-To appraise land for mort
gage through its loan committee of
three.
Sec Ito indorse and become
liable for the mortgages of it's share
holders.
Sec. Ito receive and deliver the
proceeds of loans to borrowers.
Sec. Ito acquire and dispose of
property necessary for the convenient
transaction of its business.
Sec Ito issue certificates of de-
post for not longer than one year and
to pay 4 per cent interest thereon.
convertible into farm loan bonds at the
federal land bank of its district.
Sec. ITO receive and transmit to
the federal land bank payments of in
terest and principal and amortization
payments.
Sec. 12.-LoanS shall be secured by
first mortgages on land within its land
bank district.
Section ITO run from 5 to 40
years with amortization and with ad-
ditional optional prepayments after
five years.
Sec. 12.-Interest on loans shall not
exceed 6 per cent per annum on the
unpaid principal
Sec. 12.-Borrowers shall pay 8
per cent simple interest on defaulted
payments.
Sec 12.-LOans may be made for the
following purposes and for no other
under penalty:
(a) To purchase land for agricul-
tural purposes.
(b) To purchase equipment. fertil-
izer and live stock for the operation of
the mortgaged farm.
(c) To provide buildings and for the
Improvement of farm lands.
(d) To pay debts existing at time of
organization of the first national farm
loan association within the county.
Sec 12.-Maximum loan $4,000;
minimum loan 500.
Sec. 12.-No loan shall exceed so per
cent of the value of the land mOrtgaged
and 20 per cent of the permanent in
sured improvements.
Sec 12.-NO loans shall be made to
any person who is not at the time or
shortly to become engaged in the cult
walton of the farm mOrtgaged.
Note.-All applications for loans
originate with the national farm loan
associations or agents and all loans are
made and closed by the federal land
banks. This does not apply to joint
stock land banks.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
NATIONAL FARM LOAN ASS0cI.
ATOMS
ORGANIZATION.

Section TEN farm owners desir-
ing loans aggregating $4,000 or more
may form such an association.
Sec. Tits affairs are administered
by five directors. including president.
vice president and loan committee of
three serving without compensation,
aud by secretary treasurer with sal
airy fixed by the farm loan board and
paid by the association.
CAPITAL STOCK.
Sec. S.-Shares, So each; (9) carry
ing double liability; (S) may be owned
only by borrowers who are required to
subscribe per cent Of their loan In
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
FEDERAL FARM LOAN BANKS
ORGANIZATION.

Section 4.-One in each land bank
district. Branches permitted within
its district. Officers: President, vice
president. secretary and treasurer; di-
rectors; six representatives of farm
loan associations and three represent
ing the public interest. Attorneys, as
All salaries fixed by farm loan board
and paid by bank. Subject to semian-
nual examinations by land bank exam
liner
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25

Sec. 9.-AssOciatiOns may retain as
commission one-eighth of l per cent
semiannually from interest payments
on the unpaid principal of loans.
Sec. 9.-AssOciations may borrow
from federal land banks at 6 per cent
annual interest up to one-fourth of it's
total stockholdings in said bank.
Sec. 24.-Reserves and dividends:
No limit is placed on dividend distri-
buttons after the reserve account. built
up from net earnings equals 20 per
cent of the capital stock and after z
per cent of the net earnings annually
thereafter are added to the reserve ac-
count.
Sec. 25.-Defaults must be made
good within 80 days after notice.
Sec. 29-PrOviSiOn is made for dis
solution and the appointment Of re.
ceiver.
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
Yhc Federal Farm LOanACt

Synopsis of It's Salient Features Prepared
by b. M. Hanson, Secretary Treasurer Farm
Mortgage Bankers Association of America
Northern Wisconsin advertiser. [volume] (Wabeno, Wis.) 1898-1925, 1916-08-25
TAXATION.
SPECIAL PROVISIONS.

Sec. 26.-Same as applies to fedora
land, banks.
The Holt County sentinel. (Oregon, Mo.) 1883-1980, 1916-03-17
Horrors at Home.

THE football tournament between
the teams OF Harvard and Yale. re.
Gently held In America. had terrible
results, II turned into an awful butch.
cry. OF twenty-five participants. seven
were 30 severely injured that they had
to be carried from the field In dying
condition. One player had his back
broken. another lost an eye, and a
third lost leg. Both teams appeared
upon the field with a crowd OF ambu'
lances. surgeons. and nurses. Many
ladies' tainted at the awful cries Of the
injured players, The indignation Of
the spectators was powerful. but they
were so terrorized that they were
afraid to leave the field"
One wonders whether the Munchen.
er Nachrichten, which printed the fore
going In Its columns In the year 1898.
would have had room for It last fall
New York Tribune.
The Holt County sentinel. (Oregon, Mo.) 1883-1980, 1916-03-17
ANCIENT TEMPLE GAVE NAME
Ammonia Was First Manufactured In
the Vicinity Of the Oasis OF
Jupiter Ammon.

The l.ibyan oasis o. Si~ah II idehth
cal with the ancient oasis Of Jupiter
Ammon. where. near the famous ten
PIE or oracle. the vehement odor' OF
pliny was first manufactured by a
process too inelcgant for description
here.
Ammon, at FIRST n pet deity Of the
Pharaoh family circle. ultimately
cclipsed all the other dcitics Of Egypt
l.ibya and Ethiopia. becoming "king
OF the gods" aud his oracle In the
present oasis OF Siwah achieved such
celebrity that Alexander the Great
considered II necessary to journey
thithcr after the battle OF lssus In or
der to be acknowledged the son OF
God Ammon." The oracle fell into
disreputc under the Romans and Pau.
sanias reported II dumb A. u. leo The
ruins OF the temple are to be seen to-
day two miles east OF the town OF
siwah The ScnGssi long dominated
the oasis,
The Holt County sentinel. (Oregon, Mo.) 1883-1980, 1916-03-17

How the estimate OF woman's beau
" has changed In these last % years
Despite the evcr.incrcasing frivolity
Ct our dress We nc longer admire tho
delicate feminine types. the fragile
flowers. as one might call them, NJ
long ago. With summer athletics and
hygicnic living at other times, a new
type has been crcated-thc bonnie
American girl can do things and still
seem beautiful.
Now do you know what IL at the
bottom Of this great change In looks
In the type Of American woman new
thought ideal? The modern woman
has begun to use the lungs given her
by nature for the storing up OF phys
ical energy. and which were once com
pressed with tight lacing and starved
with the silly indoor habits thought
necessary for the preservation Of com
plexions and the refined" air once
admired. She has learned to breathe,
or In learning the need Of better
breathing. and the best lessons she
can get on this important subject are
those which come with outdoor sports
OF all sorts.
The Holt County sentinel. (Oregon, Mo.) 1883-1980, 1916-03-17
The Scratched 6lshop.

Talking of printers blunders, Doctor
Frodsham, lately Bishop Of North
Queensland, tells in his "reminiscences
"A Bishops Pleasaunce," the follow.
ing story;
AT one time In Queensland there
was a racehorse called His Lordship.
Two kilograms. one relating to me and
another to the Quadruped, followed
each other without break In the col
umns OF local paper To the best
OF my memory the agglomerate para
graph read as follows: Bishop Frods
ham Is down with an attack Of fever
In Cairns. His lordship is scratched
for all events 80
The Holt County sentinel. (Oregon, Mo.) 1883-1980, 1916-03-17


Gave Hunt Is now some hottie,
the day. ''s"
For sale or Rcnt-A 7O.acrc
Farm. Call No. Gi5. Farmers phone.
Forest City, Mo.
-buy n nice Jersey hcifer nj A
W, Sccman's sale for YOUR wife an
saturday afternoon, March 81.
Five extra good poland chi,o
male pigs for sale. "
THOMAS KREEK.
Mr. and Mrs. Daniel Kunkel. ST..
returned Monday evening from n vis;,
WIN their daughter. Mrs. r. +. Me
Donald of st, Joseph.
Mr.. and Mrs. John Wakelv ,r
Maitland, are rejoicing over thc ar.
rival of Miss Vida Wakelv v'ho
came came To live with them March l3,
Miss Edith Boyd is in ST. .Joscnh
v,Sitlng her cousin. Mrs. Grorcr
tiamm' and while there win ,aLa
throat. ''''" ior her
Miss Helen S. Jones il visi,i,u
IN Kansas City, the guest If hns
uncle W, Il. Hirshbcrger, and famiI,
ner cousin, J.. l.. Lewis. and fanil,s
ana also her brother, Harry l. JonnSs
Roy Campbell, this wcck So,d
n'n ao'acre farm, south of Oregon ono
mile, to Murl Norris, at sl75 ncr oc on'
ana he will have a sale on Tbnrs 49, !,
next March 20. He will remoyo y
muoiyoke, Colo, to be near his motbor
people. y" 'oSe such
That was a nice, gentlema,,,, 90.
Of Young lads who came J omn Use, SET
hlgeiow,, Friday last, and nlaved , o,,,
ppys at basket ball, going home with III
,ne honors by a score of 4l to 81 tn
. team was composed of +. and i WIZ ~
Son nn, D. and o. Schoonover and a
The Missouri river is c,,,,n
Daddy IN section 81, TOWNSHIP ' sa
range ss; having cut several apI hnpdr 90;
acres OF land in the past year. David
nam has moved his buildings rec arto
~ The river has now cut nea arIen !.
the north line of this. section. l.. Ma. 20