Omaha daily bee., 1916-07-27
Good Habits
By JOHN ANDERSON JAYNE.

| One OF the pest naDltS lHdt a young
man can form is that of saving a Ger.
tain part of his earnings regularly
From the very first, when he has made
arrangements with father and mother
in the home, or with his landlady, as
to what he shall pay into the house
for his keep, he should make it the
rule of his life to put something, be 1t
ever so little, away from his weekly
or monthly wages. It's a fine thing
to be able to wear a necktie that is
artistic in its coloring, vest tf7t is
beautiful in its construction, or a
suit that is nobby and hat that is
up to date. But better than all these
is the consciousness of a bank account,
however small it may be, and the feel
ing of satisfaction that comes from
the knowledge that if he is taken i'll
he will not altogether be dependent
upon his fraternal society, his family,
his friends or the cold charity of the
world.
1t is a certain and sure fact that not
every one in this world can be rich.
Neither does every one want to be
rich, but every man can, if he will,
form such habit of thrift that when
trouble overtakes him, as it must
overtake all, he will be able to ward
off much of its unpleasantness. 1t is
truth that goes without disputation,
many of the bitter things that come
to us along with out troubles are
caused by the knowledge of the truth
that had it not been for extravaganza
in the past trouble of today would
easy to bear.
It's a good thing for man to have
friends upon whom he can depend in
moments of adversely. "A friend in
need is friend indeed" is true. But
the best friend that young man can
have when the storm strikes his life
is bank account that has grown from
small to large amounts, saved from his
salary by the habit of thrift that he
has formed
Money saving is reflex in its influ-
ence. 1t not alone gives a man cour-
age in time OF trouble, but it also
weaves into his character habits OF
thoughtfulness, forehandedness, sta
bility and strength, without which no
man can go through life successfully.
Doubtless, it is good thing, or
rather a pleasant thing, for a young
man to be able to dress in the way
that a cultivated taste may demand.
But there is a better thing than that,
to be able to know that when hard
times come he can still continue to
dress neatly and tastefully without
feeling any loss OF confidence that
comes through unkemptness in dress
and consciousness of the fact that he
is not keeping up to his former
standards.
No man ever regrets having
formed the habit of saving, though
many regret that they never did form
the habit. "If | only had" is the sad
wall that is heard from many lips,
while the words, II am glad that !
did," are rarely heard in this day OF
extravaganza, outside show and exal-
tation Of the things that are the fash
ion for the hour and soon pass away
It's going to take a strong char
acter to form the habit of saving
money from a small income, yet it
can be done. There are so many
allurements and attractions for
young man nowadays that it will take
all of his strength of purpose to live
to the motto, Il am going to save
now, so that in the years to come
I shall have something to show for
my industry.
And men can save money on a
small salary if they will 1t is ad-
mitted, of course, that there are times
when man with family, children and
sickness must go in debt, must for
the time live beyond his means. But
the fact that he has formed the habit
of thrift will tide him over many
hard place, and give others conf
dence in his ability to get out of debt
if once he has been compelled to go
into it. Among the many good things
that may be said of a young man
there is none better than to say to
him: "He is man of sobriety, in
dustry and thrift" These things
make more readily for success than
one may imagine.
But greater than the money that
young sman can save is the char
acter that he is establishing. Miser-
illness, stinginess, greed are to be alb
horred, but prudence and carefulness
in expenditure are graces which cul-
tivated make of man a power in
the community and give to him a
character which commends itself to
all.