davidaulloa/AmericanStories huggingface dataset:
Evening star., 1916-10-01
Making
Investment
Easy
BY ALBERT w. ATWOOD

A GREAT many readers of this maga-
n zine want to know about the par
tial-payment plan of buying stocks
and bonds. Since the plan was intro
duced, ten or fifteen years ago, it has
made steady progress, but never have so
many investors shown an interest in it
as at the present time.
The partial-payment method of buying
securities is sometimes known as periodical
or instalment investment. If properly
used it is an excellent incentive to the
wise saving and investment of money. 1t
is an ingenious and at the, same time
simple device to enable persons with
small means to purchase high-grade Sc
curities.
Questions naturally arise regarding the
operation and meaning of partial pay
ments, and, like all other financial sub
jects, people cherish numerous concep-
tions about it. The following by no
means unintelligent letter from woman
in Detroit is typical:
Would you give me your candid opinion
whether you consider buying stocks on the
partial-payment plan a safe investment for
a woman. particularly purchasing them
through New York broker, whose standing
and reliability, on account of distance and
lack of knowledge, would be hard for me to
ascertain. am very anxious to invest my
savings in this manner, if / knew of some
absolutely reliable house. However, have
been rather unfortunate in former invest
ments and wish to be careful. Locally there
is no broker who sells on partial payment, as
far as can learn. But there are number
in New York; only am afraid to venture
without advice. want firms that have
strong financial backing and are absolutely
reliable. l am afraid of those whose names
l see in the papers, not knowing anything
about them.
Evening star., 1916-10-01
Simple When Understood

As already stated, the partial-payment
plan is ingenious, but very simple.
For share of stock selling at, say, 500,
an initial payment of 500 or 1926 is re-
quired, and the stock is actually pur-
chased and held by the broker until it
has been paid for in full by regular
monthly deposits of SIS, when the certifi-
cate goes to the investor. Until all pay
ments are made the broker charges 6
per cent. interest on unpaid balances;
but the investor gets the full dividend
1t will be seen at once that person
with only 500 can thus become the
owner of five shares of the highest grade
railroad, industrial, public-utility, or
any other established preferred or other
sound investment stocks, and complete
the payments as he or she saves the
moneys month for each share The
first or initial payment is supposed to be
so large that the broker rarely feels
obliged to ask for anything further be-
fore the first of the following month, and
of course the safety of the operation
grows as each months payment comes in.
If the monthly payments are not met the
purchasers complete ownership is merely
delayed. He suffers no actual loss.
The partial-payment plan can also be
applied to- the purchase of good bonds.
An honest and conservative broker will
refuse to make purchase on this basis
which he considers particularly danger
Gus; but, naturally, he is not likely to
refuse to buy stock merely because he
regards it as unwise.
Obviously, no one should buy stocks or
bonds in this way unless fully competent to
meet the payment. 1t is exactly like the
purchase of anything else on instalments
"a house, for example-and naturally
attended with the same possibilities of
danger. One respect in which the install
ment purchase of stocks and bonds is safer
than the purchase of a house on mortgage
is that the stock-buyer can always call for
Evening star., 1916-10-01

the delivery of such amount of stock as
he has actually paid for. If one has paid
only 5000 on five shares and can not meet
the remaining payments, he can instruct
the broker to deliver two shares. This
is not so easy to do with house.
Evening star., 1916-10-01

y
he has actually paid for. If one has paid
only 5000 on five shares and can not meet
the remaining payments, he can instruct
the broker to deliver two shares. This
is not so easy to do with house.
When the Plan Is Good
SOME people seem to have an idea that
- there is something special or patented
about the partial-payment plan that
guarantees and safeguards it. Its safety
depends solely and absolutely upon the
circumstances of each case. These are:
l. Whether the stock or bond is fairly
secure and steady one. If it fuctuates
violently in price no partial-payment plan
would be safe.
2. Whether the payments, or depos-
its, are relatively large, as such things
go in Wall Street, for the particular
stock.
3. Whether the broker is strong and
has ample resources to meet inevitable
declines in the market.
4. Whether the investor has the re-
sources to pay for his stock in full, or
nearly so, if the price should suffer a
severe decline. This is most important
of all.
A number Of brokers of good standing
and ample resources have built up an
extensive business catering to small in
vestors and spectators who buy on part
payment. They have excellent facili-
ties for carrying on the business; they
expect small accounts, and show no
snobbish attitude toward them. Most
of these brokers advertise extensively,
and they deserve the confidence and pa
tronage of readers of this magazine
On the other hand, scores OF petty,
irresponsible persons posing as brokers
have adopted the partial-payment plan
as device to secure new accounts. 1t
is merely scheme to get people to specu-
late with them. Investors should confine
their partial-payment purchases to we'll
known and responsible members of lead
ing stock exchanges, or to investment
bankers of known standing and reputa-
tion.
To buy stocks on partial payment
from sudden new mushroom firms that
are not favorably known to banks and
mercantile and reporting agencies is the
height of foolhardiness. This was well
Illustrated a few months ago in New
York, when hundreds of investors bought
a very strong and attractive stock, Ohio
Oil, on the partial-payment plan from a
then unknown firm which later proved to
be a mere device to conceal the identity
of a notorious promoter who has since
been sentenced to jail
Despite the value of Ohio Oil, COM
plete loss now confronts the confiding
customers.
The Plan Is Not Patented
WHILE the brokers who have built up
and developed the partial-payment
business deserve the patronage of in
vestors, it would be absurd to pretend
that they have any patent on the plan.
There is hardly broker, or for that mat
ter bank Or trust company in the United
Evening star., 1916-10-01
The Plan Is Not Patented

WHILE the brokers who have built up
and developed the partial-payment
business deserve the patronage of in
vestors, it would be absurd to pretend
that they have any patent on the plan
There is hardly broker, or for that mat
ter bank or trust company in the United
States, that will not accommodate a pur-
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26

IroL sap Spradlen made a flying trip
TO 1lckNllle last week where he made a
trade for n globe map of the world. He
VIII use this in his argument with the
trustees OF the Wild Onion school that
lhe Woriu is round In the past he has
been teaching the flat system, using the
hat maps OF the blueback Geography
The globe has been used for several
years at Tickville and will have to be
remodeled here and there on account
Of the changes resulting from the Euro
pean war.
A total stranger passed through Hog
wallow yesterday lacking up some soap
advertisements. Several Of our leading
citizens, including the postmaster. took
exceptions TO this suggestion and or
dered the man to move on.
The mail carrier left the postoffice
this morning bound for TicSville. BY
pushing on the lines he believes he can
make the run in a couple Of days.
One Of the wheels ran off of lobe
Moseley's wagon while he was coming
down Musket Ridge yesterday. 1t rolled
on ahead and when ne got home it was
leaning against the stable
A crow has been setting on the hay
stack pole near the postoffice for sew
eral weeks. and it is believed il intends
10 build in Hogwallow and viii not be
bothered
Poke Eazley, who has already com
menced to follow the shade around the
postoffice, has been badly upset for the
past few days on account of the cloudy
weather.
A strange woman selling to the
women folks things the men don't know
anything about, was through here this
week wearing pair Of shoes laced up
the back. Though she has been gone
for two or three days, Sidney Hooks
cannot understand why shoes should be
made with back door entrances.
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26
To End Catarrhal
Deafness and
Head Noises

Persons suffering from catarrhal
deafness and head noises will be glad
90 know that this distressing affliction
can usually be successfully treated at
home by an internal medicine that in
many instances has effected complete
relief after other treatments have failed.
Sufferers who could scarcely hear a
watch tick can tell how they have had
their hearing restored to such an extent
that the tick Of a watch was plainly
audible seven or eight inches away
from either ear Therefore, il you know
Of someone who is troubled with head
noises or catarrhal deafness. cut out
this formula and hand it to them and
you viii have been the means Of saving
some poor sufferer from perhaps total
deafness The prescription can be pre-
pared at home and is made as follows
Secure from your druggist 1 o. Par
mint Double Strength), about IS cents
worth Take this home ana add to it y
pint Of hot water and 4 o. OF grauu-
lated sugar, stir until dissolved. Take
one tablespoonful four times a day.
Parmint in used in this way not only
to reduce by tonic action the inflamma-
tion and swelling in the Eustachian
Tubes. and thus to equalize the air
pressure on the drum, but q correcr
any excess Of secretions in MIDDLE
ear. and the results it gives nearly
ALWAYS quick and effective
Every person who has catarrh in p
form should give this recipe
free themselves from this 20
se.-Advertisement
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26
Bedtime Story For the Little Ones
Uncle Wiggily and Billie's Top"
BY HOWARD, B. GARIS.

T Uncle WIGGILY LONGEARS. the
nice rabbit gentleman. was sit
ting on the front porch Of his
hollow stump bungalow one day, when
along came Billie Bushytail, the little
squirrel boy.
Hello, Billie" called the bunny gem
tleman, cheerful like and happy. for his
rheumatism did not hurt him mucn
that day. Hello Billie"
Hello. Uncle Wiggily' answered the
chattery squirrel chap. Then he came up
and sat down on the porch, but he
seemed so quiet and thoughtful that
Uncle Wiggily asked:
rs anything the matter. Billie?'
''No-well-that is, nothing much"
said the squirrel boy slowly, but I'd
like &c ask you what you'd buy il you
had five cents, Uncle WigEily."
What would I buy in / had five
cents. Billie? Well now, let me see.
think I'd buy two postage stamps and
a funny postcard and write some let
tiers 10 my friends. What would you
buy, BillieT
I'D buy a spinning top. Uncle Wig
gily.' said the little squirrel boy, very
quickly. only you see, I haven't any
five cents. You have, though, haven't
you, Uncle Wiggily2 Eh7"
Why, yes. Billie, ! think So and the
old gentleman rabbit put his paw i'm his
pocket to make sure.
This Is a funny world" said Billie
with long sorrowful sigh. Here you
are with five cents and you don't want
"A top, and here I am without five cents
aud I do want a spinning top. Oh,
deari"
Hal Ha! Hal" laughed Uncle Wig
gilv in his most jolly fashion. I see
what you mean. Billie. Now YOU Just
come along with me-" and Uncle Wig
gily picked up off the porch his red.
white and blue striped barber pole
rheumatism crutch that Nurse Jane had
gnawed for him out OF a cornstalk.
Where are we going?" asked Billie
sort Of hopeful-like and expectant
I'm going 10 the top store TO buv
a spinning top answered bunny uncle.
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26

II you think I ought to have one, why
I'll get it."
"Oh, all right" said Billie. sort of
funny like. DO you know how to spin
a top, Uncle Wiggily?"
Well, ] used to when 1 was a young
rabbit and ! guess I can remember a
little about it. Come along and help
me pick out a nice one"
So the bunny uncle and the squirrel
boy went on and on through the woods
TO the top store kept by Mrs Spin
Spider. who had little toy shop in
which she worked when she was NOT
spinning silk for the animal ladies'
dresses.
one Of your best tops for myself.
n you please" said Uncle Wiggily, as
he and Billie went into the toy store.
Mrs. Spin Spider put a number Of tops
on the counter.
That's the kind you WANT" cried
Billie. as he saw big red one, and
pointed his paw at it.
Try it and see how it spins" said
the bunny man.
Billie wound the string on. the TOP.
and then, giving ii throw. while he
kept hold Of one end of the cord. he
made the top spin as fast as anything
on the floor of the store. Around and
around whizzed the top. like the electric
fan on Uncle WigEily's airship.
rs that a good top for me Billie?"
asked Mr.. Longears
"A very good top" said the squirrel
boy. Finer
Then I'll take e." said Uncle Wig
gily, and he paid for it and walked
out, Billie following.
II the little chattery squirrel chap
was disappointed at not getting a top
for himself, he said nothing about il.
which was very brave and good. l
think. He Just walked along until
they came 10 a nice. smooth dirt place
i'm the woods. and Uncle Wiggily said:
Let me see you spin my top, Billie
want to watch you and see how it's
done-how you wind the string on, how
you throw it down to the ground and
all that You just give me some les
sons in top spinning"
Il WILL said Billie. SO he wound
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26

are" said the bunny gentleman.
So. while the top was spinning very
fast. Billie picked it up, and. holding
it on his paw, quickly put it over on
ouch II tickles," cried the bunny
uncle. sort OF giggling like.
Yes, a little" laughed Billie, but
] don't mind that Now I'll show YOU
now to pick it up
once more he spun the top. and he
was just going to pick it up when, all
OF a sudden, a growing voice cried:
All. hal Again I am in luck A
rabbit and a squirrel. Let me see;
which shall 7 take firstT' And out
from behind a stump popped big bear.
It was the same one that Uncle Wig
gily had hit on the nose with Johnnies
marble. about a week before
"Oh, myl' said the bunny man.
"Oh. dear"' chartered Billie
Surprised to see me. aren't your
asked the bear sticking out his tongue.
a little" answered Uncle Wiggily'
"but ] guess we'd better be getting
along. Billie. Pick up my top and come
along"
bear. "l shall want you to stay with
me. TouIl he going off with me to
my den. pretty soon. Don't be in
hurry" and, putting out his claws he
grabbed hold of Uncle Wiggily and
Billie. They tried to get away. but
cOulQ not ana the pear Was IuSA bVllle
to carry them Off. when he saw the
spinning top whizzing on the ground.
What's that red thing" he asked:
a top Billie just picked out Tor me-
said Uncle Wiggily
Would YOU like to have II spin on
your pave" asked Billie blinking his
eyes at Uncle Wiggily, funny Ike
ooh. I might as well. before l carry
you off to my den," said the bear. sort
Of careless like and Indifferent. spin
the top on my paw"
SO Billie picked up the spinning top
and put il on the bears broad, flat paw.
And no sooner was it there, whizzing
around, thar the bear cried.
ouch, Oh, dear. How it tickles
Hal Hal Ha IIol 10, Ho, 1t makes
me laugh. 1t makes me laugh. It
And then he laughed so hard that he
dropped the top and turned a somer-
sault and away he ran through the
woods leaving Billie and Uncle Wig
gily safe there alone.
I'VE came out of that very WELL
said the bunny uncle as the bear ran
far away.
yes. indeed, and here is your top"
spoke Billie. picking it up off the
ground where the bear had dropped IT..
MY top? No that's yours" said the
bunny gentleman. Il meant it for you
all the while"
ooh. thank you so much" cried hap
py Billie, and then he ran off to spin
his red top, while Mr. Longears went
back TO his bungalow.
And il the pillow doesn't leak IFS
feathers all over. and make the room
look like a birds nest. I'll tell you
more about Uncle Wiggily and the sun
bcam.-CopyriGh 1916, by Mcclure
Newspaper Syndicate.
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26

Lydia E. Pinkham's Vegetable Com
pound and told my husband about it. [
said 1 know nothing will help me but
will try this I found myself improve
ing from the very first bottle, and in two
weeks time l was able to sit down and
eat a hearty breakfast with my hus-
band, which [ had not done for two years
J am now in the best of health and
did not have the operation. " - Mrs.
JOHN A. KOENIG, SOP Flushing Avenue.
Astoria, N. Y.
Every one breads the surgeons knife
and the operating table Sometimes
nothing else will do; but many times
doctors say they are necessary when
they are not Letter after letter comes
to the Pinkhsm Laboratory, telling how
operations were advised and were not
performed; or, if performed, did no good.
but Lydia E. Pinkham's Vegetable Com
pOundWss used and good health followed
If you want advice write to
Lydia Z. Pinkham Medicine Co,
(cOnfidentiaD, Lynn, Mass.
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26

THERE ARE three ways Of building up
ones chest, and l am going to de-
scribe each way briefly, and then let
the narrow or fiat-chested woman try
one Of them-or all in combination.
First, breathing, since this is the
most important Try some Of the
Yogi methods Of breathing described
before-if you have mislaid your
paper describing the Yogi methods it
is easy to get a back copy. Or, try
any good breathing exercise. 1 sug-
gest the Yogi method as the more
complete one.
Second, standing correctly. Re
member to keep the chest high and
forward, and the rest will follow OF
itself. The abdomen will go back
where It belongs and the shoulders
will settle back into their proper
place. You will Unconsciously take
in more air, as the chest will be
expanded
Third, massage and cream. Get
the best fiesh-building cream you
can-or cocoa butter, which is not a
patented preparation, but only the
oil that comes in chocolate. skinned
of before the chocolate is ground
into cocoa. You can see it yourself
in yellow glObules like melted butter
on the top Of your cup Of chocolate,
provided you have purchased a good
quality.
Massage the chest well each night,
rubbing in as much cream or cocoa
butter as the skin will take Then
thump the chest all over with the
tips Of the fingers, as shown in the
picture, breathing deeply as you ex-
ercise, and end by dashing the chest
over with cold water or rubbing it
with ice, first having wiped off the
superfuOus cream. This is to close
the pores and avoid the possibility
OF catching cold. Also, it closes in
the cream, letting the skin absorb
and make flesh of 1t at will It Is
best not to wear good nightgowns, as
the cream may soil them.
Questions and Answers
Please tell me tChat oan DO for caIlous
spots around nv nails. WiH lemon JUICE
help dnyf-Betfy T.
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26
1AYEARS Ago Today
4 AFrOm The Herald of This
Date. 1902.

J. II. Boone will probably be nomi-
mated for the position of sheriff by the
Democratic party of the city, James
Magoffin, the other candidate for the
nomination having agreed to withdraw.
Both men had a large number Of friends
on each side and the contest would
have doubtless been a bitter ore il
both had determined to run for the
office. Boone was backed by Park
Pitman and Geo. Huffman.
Judge Mcmillan. Of the district court
OF Socorro county, y. NJ, is in the city
on a visit.
Mrs Buell. will leave in short time
several months.
Mr.. and Mrs Richard Wilson, from
Seguin, Texas, are visitors in the city
for a short time.
H. 3 Ferguson; ex-delegate to con-
Eress from New Mexico is in the city
en- route to Lincoln county
r. W Curtis southwestern freight
and passenger agent Of the T. & p.
railway. arrived in the city from Ari-
IONA and will spend several days.
Mrs. Seymour ThurmOnd and chill
dren Will leave in short time for Vic
toria. Texas, where they will spend
the summer visiting friends and rela-
tives.
Mrs F. KohIberg, president Of the
WOmans club OF FL PaSO, and Mrs. j.
T.. Townsend. vice president, will leave
1 Tuesday morning for San Francisco to
attend the convention of Federated
Women's clubs.
The Womans club has arranged all
details for its part in the entertain
ment of its delegates to the national
federation gathering at Los Angeles,
who will pass through this city several
/ hundred strong next week.
The two sets of playground appara-
tus installed just one week ago in the
Fairgrounds of two Of the city schools
are proving to be the biggest kind of
a success. The apparatus was pur-
chased by public subscription.
The Builders exchange held its first
annual election of officers Tuesday
night. The old officers were re-
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26
NEMSN0IBS8 7MNTELAD
D 6ynAISTDBAN -
ENEW
W~H


%AN a moving picture be made that
will be funny without at the same
- time being vulgar? After looking
over some of the so-called comedies
that are being turned out in such large
numbers a neutral observer might
doubt il this could be done Some di-
rectors seem to think that as long as
plenty OF pies are thrown. there is
nothing further TO be desired Repul-
sive table manners are played on the
screen. and we are asked to laugh
Some unoffensive old gentleman Is
knocked down and run over, and they
tell us that this is humOr. A few per
sons. however, see nothing worth
laughing at in such scenes. We believe
the number is growing, and that maui
seated public will eventually demand
that all comedies be as clean, for i'm
stance. as those in which Mr. and Mrs.
Sidney Drew appear. May the day
come quickly.
El Paso herald. (El Paso, Tex.) 1901-1931, 1916-04-26
HOROSCOPE.
Wednesday. April &c. 1915.


4 CCORDING to astrology the plan
~ etary indications for this day are
- - not important. While the sun
and Venus are in beneflic aspect IRA
nus. Saturn and Jupiter are all mildly
adverse.
1t should be a favorable time for
women to seek employment or prefer
ment, especially if they desire to ne
speak the patronage of persons OF IN
fluenCe.
Singers. actors and artists Of every
vocation should benefit under this sway
of the stars, which. however, is sup r.
posed to encourage eccentric and eN-
traordinary ideas
Hotel proprietors. theatrical mana
gers and all woh cater to pubic an
prevail have the forecast OF month
that is profitable.
OF prominence added power 10 please
and for this reason the day should ne
most lucky for those who desire polu-
cal favOrs.
The south comes under direction
that is most promising. in that II fore
casts business activity and the develop
ment of neglected resources.
The aged should conserve their
strength while this rule prevails.
Uranus and Neptune give prophecy
OF an earth consciousness cOncerninE
spiritual conditions. Tho revival OF
some old order Of teaching promises TO
excite much interest
Theaters have a direction that is read
as presaging the greatest public inter
est and cooperation, which may DC a
source of loss as well as gain, the scers
declare.
Honors for a reformer who must
suffer persecution are predicted.
Again gossip and even scandal arc
presaged for a great organization OF
philanthropies.
ePrsons whose birthdate il is should
be cautious where letters or contra cts
are involved The young win have ro-
nance or marriage in the coming year
respect and even reverence. Girls W III
be favOrites with the opposite sex
Copyright, 1916. by the Mcclure News
paper Syndicate.