davidaulloa/AmericanStories huggingface dataset:
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06

the year 1916 such schemes were ST.
simultaneously conceived in New York,
Philadelphia and Boston, through
correspondence with the mother coun-
try. Thomas Eddy of New York
received a letter from London
magistrate named Patrick Colquhoun
during that year, in which he outlined
the English savings bank idea. James
Savage of Boston and Condy Racquet
of Philadelphia likewise received the
same information, but from what
source is not definitely known.
These three gentlemen, unknown to
each other, began to formulate plans
for the establishment of savings
banks for the alienation of poverty
on the part of the masses, and to en-
courage habits of thrift and industry
among the poor. Numerous attempts
had heretofore been made by we'll
meaning persons to accomplish the
same end, but by different means. 1t
was attempted to regulate the wages
of mechanics by law. Statutes were
passed fixing prices; sick and aid
societies were formed and even lot
teries established by law to afford re-
lief to the poor. Tammany Hall in
New York was first instituted in 1905
as a society ito afford relief to the
INDECENT and distressed members of
the association, their widows and or
phans."
All these endeavors accomplished
but little permanent good, in that
they were charities, and the people
did not need charity-they needed
then as now, chance to help them
selves.
The result of this movement was
the establishment of three savings
banks, one in Philadelphia, the Phil
adelphia Savings Fund Society, which
opened it's doors for business Decem-
Der 2, 1916, being the first bank of its
try. The Provident Institution for
first bank of its kind to incorporate,
being the first to receive legislative
sanction, and the Bank for Savings in
New York, now located at 22d street
and Fourth avenue, the last to incor-
porate, due to the hostility on the
part of the New York Legislature to-
wards banks in general, but which
after three years effort succeeded in
getting it's charter and opening for
business in March, 1919.
The growth of these three banks
was rapid from the start, and they
have for a century, been the deposit
aries of the people, numbering their
depositors by the million and their de-
posits by the hundred million-a
marked tribute to the workability of
the idea and its adaptation to Ameri-
can ideals and needs. From this
humble beginning the mutual savings
bank has grown year by year, until
at the present there are $50 banks Of
this type-that is, mutual institutions,
without capital stock or stockholders,
the entire assets being the property
Of the depositors, who by their de-
posits in small sums, provide the
working funds that, by proper invest
ment return an income from which
the bank pays its expenses and inter-
est to depositors, and has a remain
der which it carries as a surplus or
guaranty fund for the protection or
the depositors against losses, which
have been exceedingly light, in con-
sideration of the vast sums loaned by
these banks in the course of a hun
dred years. The resources of the
$50 banks are over $4,319, 1888, 900, be-
longing to 8,307,800 depositors, the
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06

ORLEANS

"Where Are My Children" at En-
press Theatre, December 13.-adv.
Orleans Arbor Of Cleaners will
hold an open meeting Saturday even
ing, December 8, to which all men,
bers and their families. are requested
to be present. A short program
will be given, after which games and
a social time with a potIuck supper
will be enjoyed.
Mrs. Antcliff and Mrs. III. Warner
and daughter spent Thanksgiving
with relatives in Ionia.
Messrs. Judson and Ernie Morgan
made very pleasant trip to Flint
Sunday. They went by auto.
Mrs. Clifford Yost is spending a
few days with her parents near
Remus.
Mr.. and Mrs. Mont Spaulding and
Miss Jennie Crippen were entertain-
ed at Jerry Spaulding's Thanksgiv-
ing.
Mrs. Edith Purdy and children
spent few days recently with rela-
tives at Ionia.
Mr.. and Mrs. John Morton of De-
troit were guests of his sister, Mrs.
+. Olmstead, from Tuesday until
Thursday.
Orleans w. c. T. u. met with Mrs.
Eta Leach Friday. Mrs. Sarah
Howe gave a very interesting ac-
count of the convention at Ionia.
Mrs. Cooper prepared q good pro-
gram. The next meeting will be the
annual meeting at the home of Mrs.
John Hill. All are invited.
Mrs. Josie Warner entertained her
sisters, Mrs. Eckmeter and Haber-
stump and children of Ionia last Sat
urday.
Mrs. Fl. M. Purdy and family en-
tertained her sons, George and fam
lily of Greenville and Wilson and
family and Mr.. and Mrs. Will Travis
and two daughters of Bedding Thanks
giving day. Mrs. Purdy's many
friends will be glad to know that she
is gaining slowly.
A few of the Thanksgiving visitors
are as follows: Mrs. John Hill Wis
tied her son, George and family; Mr..
and Mrs. Dewitt Wilbur were guests
at their daughters, Mrs. Eugene
Hoppough's, in Ionia; Mr.. and Mrs.
Jud Morgan and daughters, and Mrs.
Hiley Warner and daughters visited
relatives in Ionia; Mr.. and Mrs. Chas.
White entertained Mr.. and Mrs.
Henry Young, Marie, and Mr.. and
Mrs Rollie Young and family; Mr..
and Mrs. Fred Currie and Mr.. and
Mrs. Sherwood Noddins spent. the day
with the formers sister in Grand
Ledge; Mr.. and Mrs. Guy Hoppough
and children were visitors at Frank
Hoppough's; Mr.. and Mrs. A. p. Sa-
bine entertained relatives from
Belding; Mr.. and Mrs. Lon Parmerter
were guests of Mr.. and Mrs. Verne
Rich; Mr.. and Mrs. Ernie Face en-
tertained Luther Face of South Da-
kota, Grandma Face, Mr.. and Mrs.
Walter Knight and children, Mr.. and
Mrs. Arba Face and Miss Elsie Face
of Bedding, and Mr.. and Mrs. Alva
Face and Mr.. and Mrs. John Schultz
and children.
Howard Noddins of the M. A. C.
visited his parents, Mr.. and Mrs.
VIM. Noddins over Sunday.
Carleton Towne of Stanton spent
a part of the past week with his
grandmother.
Mary Christensen of Saranac was
a guest of her parents, Mr.. and Mrs.
+. Christensen, over Sunday.
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06
THE BELDING BANNER

Mrs. Lovica Brooks with make her
home with her daughter, Mrs. II.
Weller, this winter.
Mrs. Margaret Brigham spent
Wednesday at Mrs. H. Weller's.
Miss Grace Foy visited her sister,
Mrs. Frances Bookey, Saturday.
Mr.. and Mrs. Miles Bowman and
children, Mr.. and Mrs. Edwin Par
merter of CORTLAND spent Sunday
with Mr.. and Mrs. Noble Spencer.
Nelson Casner, who suffered a
stroke OF paralysis some months ago,
is very poorly at this writing.
We are glad to hear that Merritt
Written, who is in Butterworth hos
pital, Grand Rapids, is very much i'm
proved.
Mrs. Ida Matice and Mrs. Kittie
Engle and two sons ate Thanksgiving
dinner with Mr.. and Mrs. Will Hess
Ter.
Mr.. and Mrs. Ambrose Spencer,
Mrs. Abbie Spencer and Mr.. and Mrs.
Chas. s. Foster, all of Belding, and
Mr.. and Mrs. Noble Spencer were
Thanksgiving guests of DIR. and Mrs.
G. M. Spencer.
Mr.. and Mrs. Clarence Ballard are
visiting a few days with relatives
near Cedar Springs.
Masters John T. and Aquinas Nor
ton Of Grand Rapids called on rela-
tives here Saturday. They with
their mother, Mrs. Anna Averill, are
spending few days at Austin
Byrne Of South Grattan.
Born, to Mr.. and Mrs. Glenn Spic-
err, Friday, December 1, son.
The next l.. A. s. dinner will be
with Mr.. and Mrs. Manley Wolf
December ID. All are invited to at
tend.
Misses Amy. and Cassie Madison
were in Belding Monday.
Mrs. Anthony Geller attended
church at Parnell Sunday.
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06


which
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06

During the release day Of this talk
the celebration Of the one hundredth
anniversary of savings banking in
America will be in progress in Kan
sas City, Missouri.
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06

Begin right and fornext Christmas open
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06
Talks on Thrift

The Origin Of Savings Banks in the
United States
The savings bank movement had
hardly started in England and Scot
land during the early part of the
nineteenth century when the idea
crossed the Atlantic and quickly took
root in our soil. Sometime during
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06

state Of New York alone having over
three millions depositors, with total
deposits of one billion seven hundred
and seventy thousand dollars--an in
sum.
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06

FIVE PLANS FOR SAVING ARE OFFERED
Amounts to be paid on each card are arranged
into four sets ranging from
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06
The Most Flexible Savings Plan Yet Devise,

yp dy are b t your ing Saw k start ~
saving Bly Ia fore w lfM
community mop
Belding banner. (Belding, Mich.) 1889-1918, 1916-12-06

The Club is open
The Julesburg grit-advocate., 1916-05-25
DRAINAGE ADDS TO PROFITS
cent-PhysIeai Condition Of Soil
improved.

Lands that are too wet for the most
profitable production Of crops should
be drained. Even uplands may often
be drained with profit, especially hill
sides subject to erosion or inclined
to be "spouty." Indeed. drainage II
profitable wherever It is necessary to
the fullest use of the land.
It is not uncommon for lands too
wet for cultivation to produce, when
drained. 60 or 70 bushels of corn or
oats to the acre. On much Of the
drained land the increase Of yield
is from 25 to 100 per cent, and by tho
increased yield and the decreased cost
of cultivation the value Of the land is
often doubled
Drainage improves the physical con-
dition Of the soil by making 1t more
porous and friable.
Health conditions are also improved
by the drainage of swamps and stand.
ing water.
The Julesburg grit-advocate., 1916-05-25
sTANcHIoNs FOR THE CALVES
Devices Contribute Largely to Less
Rapid 0rlnkIna-Don't Worry
About His NeIahbor.

Harmful results are frequently
brought on in young calves by their
drinking milk too rapidly and too
much at . time.
Feeding small quantities and often.
which IL the natural plan, IL the way
to avoid trouble from this source.
Where several calves run together
stanchions for feeding may contribute
to less rapid drinking, for with stanch.
ions the calf is not worrying about
one Of its nefghbors getting part Of
his mess and IL thus encouraged to
drink more slowly.
The Julesburg grit-advocate., 1916-05-25
GRADE CROSSING RULE.
OBJECTED TO ~ GNoiMeGao
FOR RAILWAYS.
Utilities commissioa 70 issNs 0rteri
But Board Will Not Require
Railroads to Build FeNees.

Western Newspaper Union News Servies.
Denver.-Objections to the issu
ance of an order by the State Utili-
ties Commission providing for the
construction of uniform standard
grade crossings at all public high
ways In the state and preparation OF
sketches of the crossings for filing
were made by the engineers repre-
senting the railroads affected by the
proposed order at the conference OF
the engineers with ID. 8. Hooker, en-
gineer of the commission. The engi-
neer declared that the expense Of
such work would be too great for the
railroads.
The commission, however. is pre-
pairing to issue an order for uniform
grade crossings The total cost, II Is
estimated by Engineer Hooker. will be
less than Sl,25O.oO0. The commission
intends that this expense be spread
over 4 number Of years.
In an estimate OF the cost OF the
preparation of sketches OF the cross
h6o VIC Odu cueIuceIS gave
cost ut $l2 per crossing. while MIR.
Hooker showed that the maximum
cost would be t2 per crossing.
The commission will consider and
pass upon specific complaints made
by stOckmen for the fencing OF par
ticular parts OF rights of way of rail-
roads rs a means Of protection of cat
tie and of the lives of passengers of
trains. but will not issue blanket
order compelling all the railroads to
fence all their rights of way. This
was the substance of decision an.
nounced by the utilities body In the
case brought by the livestock assO-
Citations Of the state asking that the
commission compel the railroads to
fence all their rights of way.
The decision of the commission was
announced after the receipt of an
opinion from the attorney general up
on Interpretation of the laws in
vOlved
The Julesburg grit-advocate., 1916-05-25
orak. Issue. Charter for New Bank

Drake Issues Charter for New Bank.
A charter for new state bank,
which will he located at Pueblo, was
issued by E. E. Drake, state banking
commissioner. The institution will be
the Wigton State bank.
Tax on voorhies Estate Paid.
An Inheritance tax of $3,459.04 was
paid the state by the estate Of the
late John H. P. Voorhies. In his will.
Mr.. VOORHEES, left provision for the
erection of a memorial gateway to
the city Of Denver to cost $11G,6OC,
and this provision the heirs are con
testing. Despite the contest, they
paid a tax on the entire estate, so
that no interest can be charged on
the gateway fund II the Supreme
Court decides in favor Of the heirs
The total value of the estate was
sl5S.39O.
The Julesburg grit-advocate., 1916-05-25

S0oone. ms 1pple0 10 all meth
ods. Follow during the second year
VITA cultivated crop. giving Il Q lit
tie extra cultivation and hoeinx ou in.
dividaal thistles.
Z. Partial Fallov.-(l) For srain
fields or old meadows. Cut the crop
early for hay. II necessary. to prevent
thisties from seeding. Allow thistles
to grow for four to six days, then
plov. and proceed q In / for remain
der OF season.
% For cultivated ground-Allow
thistles to grow until first blossoms
appear. PlOw shallow. When thistles
are about three inches high disk thor
Oughly and plant late smother crops.
~ below.
;. Smother Crops.-Coml.ination OF
above. A good method ON rich ground.
Cut grass early for hay ss in 2 "a
above. PlOw shallow four to six days
later. Leave for four to six days more
and disk thoroughly. Then SOW
smother crop Of buckwheat (four -flfths
peck). rape (broadcast six-eighths
pound. millet (threefourths peck).
or fodder corn in check rows. After
the crop is OF. keep thistles down by
disking until frost. Hemp and alfalfa
are excellent smother crops In sec
tions where they are grown. Alfalfa
may be either spring or fall sown.
according to custom. but the surface
of the ground must be clean and we'll
prepared before planting.
I. Cultivated Crops.-Most gener-
ally useful method. Corn in check
rows best crop. Have ground clean
before planting. Equip cultivator with
nine-inch sweeps instead Of ordinary
shoes. Keep sweeps sharp and cult
vate frequently. Hoe the corn after
laying BY. and cultivate the ground
after harvest with . disk harrow until
frost. Repeat second year.
s. Hoeing and Cutting.-Best for
small patches. Stake out the patch
and visit regularly with . sharp hoe
or scythe at least twice = week.
6. Chemicals.-Therei ID no chemical
that In reasonable quantities will kill
Canada thistles with one application.
unless applied directly to the cut root.
For spraying, use sodium arsenite q
violent poison), two pounds in ten gal
Ions Of water; common salt, one
pound in one and half quarts Of wa
ter; or crude carbolic acid. diluted
one-half. II animals are salted on a
small patch OF thistles, they will final
ly disappear. Frequent spraying of
the thistle with the above chemicals
may be used instead OF cutting in
rocky or other inconvenient places.
Z. MiscellaneOus.-Sheep will some
times Craze thistles to death II forced
to do 10. Small patches of thisties
may be smothered by covering with
overlapping strips Of tar paper or
building paper. weighing the laps
down with earth and leaving the pa
per on for eight to ten weeks during
the summer. A coating Of straw or
manure one foot or more in depth will
answer the same purpose.
More extended Information on Can
ada thistle is contained in Farmers'
Bulletin No. 545, which may be had
free Of charge upon application to the
Division Of Publications, Department
of Agriculture.
The Julesburg grit-advocate., 1916-05-25
sILo IS SAFEST INVESTMENT
Il 10 Practical Insurance. Against
Shortage Of Feed-suppismsnts
Pastures In Summer,

A silo is the safest investment .
farmer who keeps stock can make. II
is a practical form Of insurance
against shortage of feed at a critical
time.
1t maintains the herd and flock in
better condition and more economical.
ly in winter and supplements pastures
during summer drought.
It may also save corn crop hit by
an untimely frost, for frosted corn can
be utilized in this way which would
otherwise be almost a total loss.
The Julesburg grit-advocate., 1916-05-25
nL OFF TA|s1LEs
Hoa Aeunds Throughout Cen.
6A West States.
~ ~ Veoss vsssa Hss Been II.
ssseeiaosy rFsubisssms In Grain
esossiaO ose4iens-Rsnasrs
ooil Unfit foe Farmins.

(Tfona the United States Department Of
AgHculturel
In tAo states north Of the Ohio
rive, probably no plant bears such .
~ reputation - the so-called Canada
tAistle- This marvelously prickly
Giant ahoNnds In grain fields. pastures,
nd meadows throughout the central
west. and 10 common In the northeast
en- states. 1t IL found In parts OF
West Virginia. Keatucky. and Mis-
souri, and of late years has been in
creasingiy troublesome in the grain
growing sections Of the Northwest.
Canada thistle. or simply thistle" !"
has been condemned In the laws of rs
states. and at least 100 local commu-
mites. Certainly no plant IL more
generally and heartily disliked, unless
II be the sand bur of the southern
coastal plain.
The unpOpularity Of Canada thistle
is due largely to its unsightly appear
snce and exceedingly spiny leaves. and
to its persistent resistance to At
tempts at eradication. Under ordi-
nary cropping systems and with rea-
sonable care, the thistle Is at worst
disagreeable nuisance. Generally
speaking. it does not injure the quail.
tty or quantity Of farm products. ex-
cepting hay. as much as do Quack-
grass, wild onion. or wild mustard;
nor is it as destructive to the grass
In pastures and meadows a. are q
number OF almost Insignificant little
weeds whose very existence is often
unsupported. When left to itself, how.
ever, the thistle spreads rapidly, un-
til in few years 1t will more or less
completely occupy the land. rendering
The Julesburg grit-advocate., 1916-05-25

It unfit for farming purposes. The soil
upon which Canada thistles flourish Is
apt to be Of good natural fertility,
and It usually pays to reclaim thistle
infested fields.
The cause of the remarkable vital
ity of Canada thistle and the point
that distinguishes it from other prick
iy plants that are commonly mistaken
for 1t, is the long, cordlike, perennial
root. This root penetrates the soil
at q depth of eight to fifteen inches.
Or more, and gives rise at frequent in
tervals to leafy shoots. Thus It will
often be found that an entire patch of
thistles is attached to one root, and
Is in reality but one plant The root
is exceedingly hardy. and can live over
winter or through a prolonged drought
In q dormant condition. Pieces that
are broken on by q plow or cultivator
and carried to other places will await
a warm. moist period. and then begin
to send out leafy shoots, thus estab-
fishing q new patch. II the leafy
stems are cut down, others will be
sent UP to take their place, and this
process. may be repeated from two to
eight times before the root becomes
exhausted. In most localities the
Canads. thistle does not produce many
good seeds, as the male and female
flowers are on separate plants, and
not all OF the female flowers produce
viable seeds. Nevertheless, the seeds
are frequently hidden away in straw
and hay. and are sometimes present
IN grass and clover seed and in seed
oats. AS each seed is equipped with
a feathery plume, a small patch Of
thistles may serve to infest . whole
neighborhood.
The point that must be kept in
mind, however, in fighting Canada
thistles is that it is the roots. rather
than the tops, that must be killed.
Simply cutting of the tops q few
times has much the same effect Is
pruning an apple tree. But II the
tops are cut OF deep and frequently,
the root must eventually suffocate
through lack Of leaves. Bearing this
sA AAAAANp oAy VA lu0 AOhOWlAk
DDS of eradication win be found eff.
fective:
l. Summer Fallow.-Most suitable
for one-half acre or moro of thorough.
ly infested land. from which little rev.
enue could be expected anyway. Plow
deep in the fall. exposing tie roots to
the frost. Harrow in the spring ia
kill seedlings Of annual weeds. Let
the thistle grow until the first bios
SONS appear (about juno u or until
there is danger of other weeds going
to seed. Plow shallow and from then
until frost use disk harrow often
enough to prevent thistle leaves from
making over four inches Of growth
II the thistles get over six inches high
1t any time, all the previous work will
The Julesburg grit-advocate., 1916-05-25
Opposition to Proposed Herd Law.


Reports from practically every part
Of the state. made at meeting of
the livestock and agricultural bureau
of the Civic Association in Denver,
show determined and spirited op-
position to the so-called herd law for
which initiative petitions are being
circulated. The report cites that all
stOckmen have always used the pub
lie commons and that farmer have
fenced their growing crops to keep
the stock out, which was legalized in
the present fence law. The first sec.
ton of the proposed law, which de-
clares that 'the owner, person in
possession or caretaker of any do.
nestle animals, shall hereafter be Ii.
able for all injury done by such do.
mestic animal or animals" is de-
clared to be the meat Of the whole
bill.
The Julesburg grit-advocate., 1916-05-25
sI,ekensderser Estate Pays Tax.

Heirs to the estate of the late DR..
James c. Blickensderfer paid the
state an inheritance tax Of $S,02353
The estate was appraised at $780,.
1886. Dr. Blickensderfer died
March 4. 1916, and left his estate to
his widow, Mrs. Eva Blickensderfer,
and his son, Clark.
The Julesburg grit-advocate., 1916-05-25
Rshsarlna Denied by Board.

A rehearing in the case Of the town
of Arvada against the Arvada Electric
Company, in which the utilities COM
mission refused to reduce the light
and power rates in Arvada, was de-.
MED the town by the State Utilities
Board.
The Julesburg grit-advocate., 1916-05-25
Freak Joints Earned HI. Living.

One of the fake sympathy seekers,
famous in New York history. had the
faculty Of dislocating his knees and ell
bows at will. Like most characters OF
the sort, he played the trick once too
often and was blacklisted by the po-
lice who watched him SO zealously he
was forced to seek other and less
wary fields He is said to have been
one OF 'h~ most disjointed lives on
record.
The Julesburg grit-advocate., 1916-05-25
Liquor Shipments Show Increase.

The liquor shipments received in
Colorado during the month of April
exceeded those of March to the ex.
tent Of over a thousand, according to
the records of the secretary of state
The April shipments number 6.196,
while there were 5,1S6 shipments dur.
ing the preceding month. The fees
collected by the office Of the secre.
tary of state in April amounted to
$774.50, and in March to 364S.25.
The Julesburg grit-advocate., 1916-05-25
Parks Bill Favorably Reported.

A dispatch from Washington states
that the House public lands commit
tee has reported favorably the bill In
troduced by Congressman Timber
lake adding to the National and
Pixies Peak forest reserves 100000
acres Of land in Larimer, Boulder and
Douglas counties.