davidaulloa/AmericanStories huggingface dataset:
The Palatka news and advertiser. [volume] (Palatka, Fla.) 1908-19??, 1916-11-17
THE OCKLAWAHA RIVER.

misunderstanding river,
Length a hundred thirty miles
ljubbling from the Springs of Silver
In the Lake where Nature smiles.
Tortuous are thy many turnings,
Make gradual thy descent
To the broad st. Johns below thee
Pcturesqueness thine intent.
Vines and brambles form a tangle,
Hanging mOSSeS Weirdly sway,
Scarlet flowers in rare profuSion
Screen thy banks along the way.
Yellow lilies spread their petals,
And the lily-pads unfold,
Carpeting thy shallow borders
With their waXy green and gold.
Live oaks, green thro' every season,
Expresses with air moss dressed,
Sweet magnolias form this jungle,
Tall palmettos crown their crest
Fishes warn the diving turtles,
Turtles run and tell the snakes
And as alligatOrS listen,
Each himself to shelter takes.
But our boat glides thro' the water
on a sunny winters day,
Fearing naught from our invasion,
BaSking in the sun they stay.
MONDAY sun turns all to golden,
Twilight shadows make repose,
Moon and stars in jeweled splendOr
Bring the glad day to it's close.
Then from lights on iron boat top
Brlliancy invades the shore,
And the jungle is illumined
Will" it's wonders we explore.
Gathering close we softly whisper,
Fearing lest our voices may
Wake the moss draped trees, and caus
them
PhantOm-li<e toward us to stray.
For the painless wilds seem peopled
With a strange weird awesOme host
In that screeching just the limplin
Or a disappearing ghost.
jungle wilds and jungle creatures
Max" us glad that we're a'tioat.
Where in safety we can view them
From the deck of Hart Line boat.
AMELIA DAY CAMPBELL.
The Pleasantville press. (Pleasantville, N.J.) 1912-1929, 1916-06-17

are upwards of 1900 In various parts
of the country, nor banks of discount
operating savings departments. Nor
is it to be inferred that one is better
than the other; but the Centennial cele-
bration which commentaries a CEN
fury of savings banking is to do honor
to the mutual savings bank with no
disparagement to other types, whose
history is not so clearly defined, al
though their operation may have done
as great a good. In his first message
to the Legislature in 1920, Governor
Clinton of New York characterized the
savings bank as ian institution 20
cherish meritorious industry, encour-
age frugality, and to promote the well
fare of families, the cause of morality
and the good order of society,"" And
he was right. 1t has done all this in
thousands of instances for a hundred
The Pleasantville press. (Pleasantville, N.J.) 1912-1929, 1916-06-17

y n a little stone cottage in Ruthwel1,
Scotland, in 1910 the Rev. Henry
Duncan established the first say
ings bank which was organized
and operated on the recognized savings
bank principle which is: hat from the
deposits received, the bank should, by
judicious investment, carr enough to
pay the expenses of management, pay
interest to the depositors and establish
a guaranty fund to protect them from
losses incident TO all business.
DR.. Duncan was by no means the
first to see the need of a safe deposit
DRY for the savings of the people, for
several others as high minded, but not
so practical, had Heretofore attempted
to establish savings banks, but in their
zeal to make the proposition attractive,
combined features that smacked of
charity, and therefore failed as bust
ness ventures. As early as 1893 the
"Wendover Bank" was instituted by
the Rev. Joseph Smith, who with two
rich parishioners agreed to receive
sums on deposit and repay the same at
Christmas with a bonus of one-third
the amount deposited. 1t was in SUBJ
stance like our modern christmas
Club" Priscilla Wakefield in 1899 or
The Pleasantville press. (Pleasantville, N.J.) 1912-1929, 1916-06-17

ganized a society to receive certain
sums on deposit monthly. according to
age and to pay the same as a pension
after sixty years of age. In sickness a
weekly benefit was allowed, and on
death a funeral benefit. This was in
substance like our modern "Sick and
Aid Societies so common among Eu-
ropean nations. But Duncan's plan
was the only one to prove adaptable to
all peoples and to all times, and which
would support itself. His bank would
sustain itself on the earning power of
money, rather than on the money earn
ing power had accumulated. From the
humble Scottish village the idea spread
throughout England and Ireland and
Scotland until there were over two
hundred such banks In 1916.
As an outcome of Duncan's bank,
grew the Edinburgh Savings Bank,
still in existence. 1t was in this bank
that we find the same methods as are
still in vogue, the modus operandi of
the savings bank having changed but
little in the century past. This bank
issued pass books, the recognized form
of savings bank evidences of indebted
ness. 1t was managed by a body of
trustees who gave their services gratis.
1t paid all depositors the same rate of
interest. 1t had no stock and conse-
quently no stockholders. 1t was a mu-
tual institution. 1t sought safety first
and profits afterward. 1t sought the
highest forms of investment, namely
government bonds.
Owing to the close association be-
tween the mother country and the col
onies, it was but natural that any
movement that succeeded there should
be adopted here, and the idea was not
long in crossing the Atlantic.
The new country had its problem of
poverty no less than the old, and In
the endeayor to ameliorate the condi-
ton of the lower classes numerous I'M
dertakings were begun, which were
based on the sick and aid society idea,
Even lotteries were legalized in the at
tempt to alleviate the current distress
Tammany Hall was originally insti-
tuted as a society to afford relief to
the INDECENT and distressed members,
their widows and Others" Fully forty
such societies were organized for sim
liar purposes before the advent of the
savings bank.
Historians are in doubt as to whom
is due the credit of bringing the idea
over to America, but it is conceded tina
Patrick %Colquhoun, a London Magis-
trate, wrote Thomas Eddy of New
York a letter in 1916, outlining the plan
then in successful operation in Eng
land. A similar pamphlet fell into the
hands of James Savage of Boston IL
the same year. and the first public an.
nouncement of a savings bank in this
country appeared in the Christian Dis
ciple, a small religious paper, in De
cember, 1916. This article stated thai
such institutions were in successful
operation In England and Scotland anc
that such a bank was proposed fol
The Pleasantville press. (Pleasantville, N.J.) 1912-1929, 1916-06-17
FIRST SAVINGS BANK ORGANIZED
IN STONE COTTAGE IN SCOTLAND
Idea Was Not Long In Crossing Atlantic and Taking Root
In Our Virgin SOI-TOday Thrift Institutions
Prove the Backbone of Our Country.

Philadelphia. The plans for the Boston
bank must have been well matured.
for in December of 1916 the "Provident
Institution for Savings in the Town of
Boston" was chartered, being the first
public act of legislation in the world
which recognized the beneficial charac-
ter of the savings bank. This bank in
five years had deposits of 100000 and
paid II per cent. quarterly.
Following the letter received from
his English correspondent, Mr.. Eddy
and a group of public spirited men be-
gan an agitation that eliminated In the
Bank for Savings, now located at
Fourth Avenue and Twenty-second
Street, New York, a hundred-million-
dollar bank. In the meantime, Phila-
delphia had been busy, and organized
the Philadelphia Savings Fund Society.
which opened its doors on Monday,
December 2, 1916, being the first bank
of its kind to open for business on the
Western Continent.
In spite of this early beginning, the
savings bank, as a mutual institution
has remained a New England institu-
ton. in that this type of bank has
eve become a financial factor in the
West and South, there being less than
The Pleasantville press. (Pleasantville, N.J.) 1912-1929, 1916-06-17
THE FIRST SAVINGS BANK, ESTABLISHED A CENTURY AGO AT
RUTHWELL, SCOTLAND.

fifty of these banks west of Buffalo
and South of Baltimore.
According to latest reports, there are
634 banks of the mutual type, located
as follows: Maine, 4S; New Hampshire,
46; Vermont. 81; Massachusetts, 100;
Rhode Island, 10; Connecticut, "a; New
York, 40; New Jersey, %; Pennsyl-
vania, 10; Delaware, 2; Maryland, IS;
which accounts for all but "a In the
United States.
The deposits in these six hundred
banks total $3,915,6 26, 100, of which
81, 700,63 ,766 is in New York, followed
by Massachusetts with 1851, 416, 1899.
In depositors New York likewise leads,
having 3,114,240 depositors, while Mas
sachusetts has 2,249,S 1924.
These figures do not include the
stock savings banks, of which there
The Pleasantville press. (Pleasantville, N.J.) 1912-1929, 1916-06-17
Catarrh Cannot Be Cured.

with LOCAL APPLICATIONS, as they can
not reach the seat of the disease. Catarrh
is a blood or constitutional disease, and in
order to cure 1t you must take internal rem
edies. Halls Catarrh Cure is not a quack
medicine. 1t was prescribed by one of the
best physicians in this country for years
and is a regular prescription. 1t is COM
posed of the best tonics known, combined
with the best blood purifiers, acting direct
ly on the mucous surfaces. The perfect
combination of the two ingredients is what
produces such wonderful results In curing
Catarrh. Send for testimonials free.
F. J. CHENEY & CO., Props, Toledo, o.
Sold by Druggists, price 75c.
Take Halls Family Pills for constipation.
CROUCH ON RATS" ends RATS, NICE,
Bugs. Die outdoors. Unbeatable Extermin-
ator. Used World Over, by u. S. Govt too.
Economy Size 25c. or 15e. Drug & Country
Stores. Refuse substitutes. FREE. Comic
Picture RE. S. Wells. Jersey City. N. ].
The Pleasantville press. (Pleasantville, N.J.) 1912-1929, 1916-06-17

years and well merits all the honor
and credit that may come to it after
a century Of honorable conduct.
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10
ROCKY PRAIRIE

| In the annual school election Sat-
urday Leonard Fps was chosen direct
or for the term of three years and
Mrs. Bush for the one year term.
B. Rise made a business trip into
Olympia Saturday.
Miss Molly Bush of Bush Prairie
was a weekend guest of Miss Naomi
Pitman.
Elmo Beckwith, who visited at the
home of his grandmother, Mrs. D.
Kelsey, the last of the week, has re-
turned to his home in Olympia.
Frank Abbott came down from
Tacoma Tuesday on a short business
trip.
F. P. Crawford drove into Tenino
Saturday.
Mrs. Klingbell was a guest of Mrs.
Wickenburg one day during this
week.
Clement Stilson of Tenino spent
Saturday and Sunday at the home of
his parents.
Miss Naomi Pitman and her house
guest Miss Bush were calling upon
Maytown friends Saturday.
William Thill was a business Wis
itor in Olympia during the week.
A deal has been closed in which
Mr.. and Mrs. ]. D. MCGUIRE have dis
posed of the timber and piling on
their land near the schoolhouse..
H. P. Taylor returned to his work
on the state highway Monday, after
visit at home.
Mr.. and Mrs. Ed Diamond and
family, Mr.. Chamberlin and Miss
Whittle of Independence and Mr.. and
Mrs. Ross Jones of Maytown gath
cred at the Taylor home Sunday and
participated in the joint celebration
Of the birthdays of George Diamond
and Mrs. Taylor.
Mr.. and Mrs. Fps and Miss Rita
Smith we're calling at the Rise home
one evening recently.
Mr.. Klingbeil was trading in
Tenino Saturday.
Charles Shelley came over from
Maytown Wednesday after a load of
hay.
Mr.. and Mrs. Crawford were en-
tertained Sunday at the Bush home.
A lively crowd of neighbors sur
prised Mr.. and Mrs. Bush and M. e.
Darby Saturday when they came so
strong and began dancing. Though
unexpected, they were nevertheless
very welcome and a splendid time Is
reported.
Miss Jean Brownlee was visiting
friends in Maytown Wednesday.
Mr.. Pitman was Monday caller on
H. p. Taylor.
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10
PLEASANT GLADE

A farewell card party was given al
the E. R. Cramp home Monday eve
ming in honor Of Mr.. and Mrs. j. D.
Rogers. They expect to spend the
next two weeks in Tacoma and Seat
tie, where Mr.. Rogers brother will
Join them and then they will return
to their home in Edmonton, Alta.
Miss Margaret Cook spent Monday
evening at A. J. Pugh's.
Misses Bessie Sleater and Myrtle
Cramp went to Tacoma last Saturday
for visit. returning Wednesday.
Earl Spencer, who has been work
ing near Taylor, in King county,
came home this week.
A. J. Pugh visited Nathan Evans
at South Bay Monday.
Ralph Blaser of Olympia spent
Sunday with Fred Rowe.
Mr.. and Mrs. Sam Madden of South
Bay visited at the E. r. Cramp home
Sunday.
Kodaks and supplies. Films devel-
oped, loo per roll. The Bookstore,
Olympia.
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10

was given during the lecturers hour.
At the school election last Satur-
day Mr.. c. B. White was elected a
director for three years and Mr.. j. l..
Bricker for one year.
The Jolly Good Fellows club met
as usual Friday night and a very en-
joyable evening was spent by all.
The Parent-Teacher association met
attendance was small on account of
the weather, but an interesting meet
ing was held.
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10
SOUTH BAY

The South Bay-Pleasant Glade
Farmers club held its semi-monthly
meeting at the Dawson home last
Saturday evening, with 80 persons
present. A liberal supply Of good
eats was served. The next meeting
will be held at Frank Hannaford's.
John Flint Of South Bay and Irene
Snider of Olympia were married last
week.
Mr.. and Mrs. John d. Rogers, who
has spent the winter visiting rela-
tives and friends at Pleasant Glade.
South Bay and Olympia, left Wednes-
day for 10 days visit in Tacoma
land Seattle. after which they will re-
turn to their home near Edmonton,
Alberta.
Floyd Rose has been absent from
school this week on account of grip.
Lois Madden spent Saturday night
At c. A. Roses.
The stereopticon lecture given by
Rev. Mr.. Collins Saturday evening
was very good, the views shown be-
irg scenes Of Jerusalem and the sur
rounding country. which were paint
ed by Tissot, who spent 10 years Of
his life there in looking up and paint
ing actual views pertaining to the life
Of Christ.
Mrs. A. L. Bryning visited her
mother in Olympia Wednesday.
The basketball game between
South Bay and Pleasant Glade Satur-
day evening was very interesting, the
honors being won by South Bay.
The school meeting last Saturday
was well attended. Mr.. George
Parse was elected for term Of three
years and Mr.. George Bump for
term Of two years.
Those wishing for rain In place of
snow ought to be feeling very happy
these days.
Mr.. and Mrs. Sharp and Mr.. and
Mrs. Darrell Teets autoed to Tacoma
Tuesday Of last week, returning on
Thursday.
Mrs. w. e. Teets, who has served
on the jury for the past month. re-
turned home Thursday evening.
Bibles and Testaments. The Book
store, Olympia. P. o. box /.
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10
CHAlGBERs' PRAIRIE

Miss Florence spent several days of
last week In Olympia.
Miss Mable Whidden surprised her
relatives a. we'll a. friends last Sat
urday. She expects to stay with us
about two weeks.
The Literary society held its meet
ing at the schoolhouse Saturday eve
ming and the time was very enjoy
ably spent. The next meeting will
be held at Spurgeon Creek Grange
hall and = part Of the business will
be the election Of officers for the
next three months.
Miss Addie Whidden spent the
weekend in Olympia.
Mr.. Thacker sold 40 acres of his
s0-acre tract near Kyro last week to
Mr.. Icklebcrger, section foreman at
Kyro.
Mr.. McCarty il not improving very
fast. although he suffers less from
the rheumatism.
The Christian Endeavor society
will hold its meeting before church
next Sunday evening, at 1880. Please
be prompt.
There will be a 15-minute song
service every Sunday morning as
part Of the Sunday school. Remem-
Der, March is go to Church" month
and come to Sunday school. You
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10

James Walker has been helping j.
w. Bennett move his donkey engine.
Hollis Knapp, Louis Carlson, Dick
Stuart and Fred Pitcher have gone
to work on the section.
c. e. Fettis' camp has shut down
on account of the high water.
Mr.. William e. Austin and Tighe
Mounts were elected directors at the
school election Saturday.
Adam Gaisell made business trip
to Centralia Monday.
R. L. Vose was Centralia visitor
Saturday.
John Cooper spent Saturday and
Sunday at home.
=
Pictures and picture framing at
right prices. The Bookstore, Olym-
pia.
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10
BUSH PRAIRIE

Mrs. George Dyer returned to Mrs.
David Drewry's Sunday and Mrs.
Hannah Brainard, who has been at
tending Mrs. Drewry. returned to her
home on Chambers Prairie. Mrs.
Drewry continues about the same,
some days feeling quite we'll and able
to be around and other times quite
poorly.
r. A. Cook and E. v. Drewry were
the new directors elected at the
school meeting Saturday.
Miss Sumarlidason and scholars
are getting ready for an entertain
ment to be given soon.
e. J. Hodge was an Olympia visitor
Monday.
Mrs. John Bush is still suffering
with trouble in her side.
Mrs. r. A. Cook has returned
home from Olympia.
Mrs. Ada Sawyer went to Olympia
Friday.
Moonlight Dreams" the new
waits song. combining the ever pop
ular themes, home and love; price,
16c, at Rabeck's. (Adv. 3-1-3).
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10
BLACK RIVER VALLEY.

The Ladies' Aid club met with Mrs.
Watson last Thursday.
Ladies should not be ashamed to
tell the truth in regard to their age
when registering to vote. Last week,
while looking over the register, we
noticed that two ladies had put their
ages down at FL while we know for
q certainty that one was rs and the
other, 1t would be safe to say. was
not less than 40. Old age IL honor
able-so are gray hairs.
Earl Gates visited friends In Gen.
tralia Saturday and Sunday.
Miss Ruby McAllister of Lakeview
is visiting friends and relatives in
Gate this week.
Rev. Mr.. Camp Of Oakville Is as
sisting Rev. Mr.. Self in the series of
meetings at Gate this week and next.
Election day passed quietly in
Gate. Two directors we're elected.
There were i've candidates. Mr.
Tighe Mounts received IS votes. Mr..
William Austin 81, C. C. Yocum 10,
Mrs. William Cooper Z and George
Mitchell 2.
Edith Pitcher visited relatives at
Rochester Thursday and Friday.
Grace Cross visited Mrs. Austin
Monday.
Quite number of Gate people at
tended the funeral of Mr.. Anderson
Monday. The Masonic lodge at Oak
vile, of which he was a member, had
charge of the services.
Miss Ines Watson spent Tuesday
night with Mrs. M. v. Parish and at
tended church.
A number of the men working for
Mr.. ,Fettis were laid of this week on
account Of high water.
Kenneth Parish and Kalis Heck !
went to Cedarville Sunday to work |
in the cookhouse for c. e. Fettis.
Frank Pitcher came home from
camp last Friday and has
been too i'll to return to his work.
Buy q setting-15 for so cents
from the hen that lays. Rhode Island
Reds. Mrs. o. w. Briggs. Phone
1874. (Adv. 3-2-3).
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10

Misses Elsie and Louise Kaiser
spent the week end at their parents
home. They were accompanied by
their little nephew, Kenneth Chaplin.
Mrs. A. e. Nee, who has been visit
Ing her mother. Mrs. Capron, re-
turned Tuesday to her home in Sc
attic.
Mr.. c. B. White is still i'll with
grip. His daughter Helen has also
been sick for some time.
Alert Grange held its regular meet
ign Saturday evening, with a very
good attendance. A short program
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10
LITTLE ROCK

The annual school election took
place last Saturday at the school,
house and resulted in Mr.. c. F. Dixon
being elected director. Mrs. Will
Rutledge was the opposing candidate.
Mr.. Harry Heckler has been ap-
pointed superintendent of the freight
depot at Olympia, filling the vacancy
caused by the death of Mr.. A. E.
Stanford. Mr.. Heckler's many friends
rejoice over his promotion but they
deeply regret the family's removal
from the town, as they will be
greatly missed in every way.
The Misses Irma Brown, Mildred
Kotick and Hazel Smith of Olympia
high school spent the weekend at
their homes.
+ The Ladies' Aid met at the home
Of Mrs. Harry Heckler last wednes-
day. Mrs. Will Rutledge assisted
the hostess in serving.
Mrs. L. @. Kotick spent last Fri
day in Oakville. the guest Of Mrs.
Florence Oldfeld.
Mr.. and Mrs. Harry Heckler. Mrs.
Jenny Tucker and Mr.. and Mrs. Mark
Rutledge were dinner guests Of Mr..
and Mrs. Roy Hoage last Sunday.
william Raglass Of Quincy, WASH.
formerly Of Tenino. called ON Grand
ma Ernst Sunday. He had known
her years ago.
Albert Rutledge made . business
trip to Olympia Monday.
The oyster supper given by the
Ladies' Aid Saturday evening was
veil satisfied with the financial re-
Isults.
| Mrs.. Harry Heckler and her moth
-. Mn. Jennie Tucker, were in Olym-
pa house hunting Monday. They ex-
poet to move to the city soon.
Professor W. 8. Davis Of the Uni
versity Of Puget Sound. gave an In
teresting lecture last Saturday even
ing on THE Making Of Our Federal
Constitution"
For Sale Several grade Rhode
Island Red roosters, from good stock.
Mrs. J. q. Walker. Phone 11F4.
4-1-2s
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10
NEWS OF YOUR FRIENDS
-AND NEIGHBORS

(BDITORs NOTE-TO INSURE PUBLICATION LETTERS
DURING THE CURRENT WEEK, CORRESPONDENTS
LATER THAN
WEDNESDAY NIGHT. WHENEVER ANY ITEMS CORRE
sFONDENTs ARE OMITTED. WE'RE
RECEIVED PUBLICATION. GLADLY PRINT
ALL OF THESE NEWS LETTERS ASK YOUR
COOPERATION SEEING THAT THEY REACH IN T1ME3
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10

Mr.. p. F. Hacker had all OF his
cows dehorned last week.
Mrs. Ray Castel of Hogum Bay has
been visiting here with Mr.. and Mrs.
Peters.
Mr.. Regnell of Tacoma has been
here on his farm this week looking
after the construction of a new COW
barn. He expects to bring several
cows from Tacoma in a few days.
Alden Noble is home now, after
helping Harrison Bigelow fish.
William Shulty of Olympia has
moved out on to his farm for the
summer.
Dan Curtin, who has been doing
some logging in this neighborhood
this winter, had H. S. Dorman tow
the last raft of logs to the mill this
week. Now he has gone to Shelton,
where he is engaged in logging.
Mr.. J. M. Booth, a real estate man
from Seattle, and two other gentle
men were in this vicinity this week,
looking over some land.
For Sale Cheap-Three yearling
Jersey heifers. Phone 21F21. (Adv.
2-4-tf).
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10
HUNTERS POINT

The annual school election was
Aeld last Saturday. Mrs. NJ. Noble
being elected to succeed H. 8. Dor
IMAM.
Edward Curtin has been having
trouble with his ear, causing him to
- out Of school last week.
Washington standard. [volume] (Olympia, Wash. Territory) 1860-1921, 1916-03-10

will find it interesting and you can
help to make il more so.
For Sale-Settings of 10 eggs,
$3.50. Pure bred White Orpingtons,
prize winners. Address, Laura John
son, R. F. D. No. 8, Olympia, Wash.
Phone IFS. (2-44).