Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1916-07-31
LIE RISKS Heavy
IOWA PEOPLE CARRYING NEAR.
~ BILLION DOLLARS IN
INSURANCE.
PAY PREMIUMS OF OVER
s17oooooo PAST YEAR
Life Organization Supervised by
state Department Reported to Be
in Excellent condtion-Domesti
!. erowth-k.pford Boosting Tuber.
culosis Hospitals.
Special to Times Republican.

| Special to Times Republican.
Des Moines, July 81. - Iowa people
are carrying life insurance now
amounting to >sSsS,6S5, 1926. During
the year ending Dec. 81, 1915, the total
death losses paid by life insurance
The premiums or assessments received
last year from Iowa people amounted
to $17,716.622.SO. The total policies or
certificates issued amounted to $123.-
515,096.58.
These figures are shown in the an
nual report of Insurance Commissioners
Emory English which has just been
sent to the printer.
Commissioner English declares that
the 1915 reports of life organizations
supervised by the state insurance de-
partment show a most satisfactory
condition with substantial growth in
tho volume Of insurance written. He
points out that the domestic associa-
lions are enjoying a healthy growth
and large additions have been made to
the reserve deposits of many of the life
companies. At the close of 1915. Ill
life companies, assessment life assoc.
citions and fraternal beneficiary So
cieties reported to the state depart :.
ment.
The Iowa statutes require every dos
mestic company. association and So
ciety writing life insurance to maintain
on deposit In the insurance department
approved interest bearing securities in
IN amount at least equal to the reserve
value Of all policies in force. The total
amount of securities representing re-
serve valuations and capital stock has
rapidly increased in recent years. On
July 4, 1909, the total deposits with
$40. On July l, 1914, the deposits
amounted to S56.790,095. On May I,
1915, the total deposits were $62,7S9, 643.
On May 1, 1916, the total deposits were
$69,0So.6 $40. s6
In his report Commissioner English
calls attention to his ruling made a
short time ago that fraternai policy
loans are illegal. The commissioners
declares that fraternal beneficiary 500
cietiess whose byrlaws provided that
loans might be issued on policies were
notified that they must eliminate the
provision for loans Of this character.
Examinations Of twelve companies
were made by the department during
the year. The department received
$7,449.43 in fees for examinations OF
companies. In eleven. years the state
has received in fees a total Of $4,72s,-
637. The year just closer was the
biggest year in the amount Of fees coll
lected yet known by the department..
County TubsreuIosis Hospitals.-s
With the state sanatorium for the
treatment Of tuberculosis at Oakdais
filed and q number on the waiting list.
A. e. Kepford, state tuberculosis lee
turer, expects to start campaigns in
several of the larger counties Of the
state for county tuberculosis hospitals.
The law provides that boards of super
visors may appropriate $4,000 for such
q hospital in counties Of more than ST.
900 population.
The county hospital, az provided for
in another law, may also ave tuber-
culosis hospital as part of the gem
eral hospital. The county hospitals are
secured on petition from the people to
the board of supervisors. These coun-
ty hospitals are for the care Of all
medical and surgical diseases. Each
patient pays for his treatment. Only
three counties have such hospitals,
Scott. Jefferson and Washington.
It costs a county $45 per month for
each patient taken care Of at Oak
dale. In the three months period up to
July 1 Of this year Polk county had
thirty Eight patients in Oakdale and
paid out $4,1O7.72. Linn county had
twenty paying out $s,612.32;
Boone county had eleven paying out
1929. Des Moines county had eight
paying out $702.67. These are only a
few Of the counties having patients at
Oakdale.
In the opinion of A. E. Kepford, state
tuberculosis lecturer, the majority of
the counties of the state are paying too
tubercular patients Nevertheless, by
persistent educative work and an
aroused interest on the part of the peo-
pie themselves, the disease is slowly
being conquered in this state.
In 1915 there were 1,12s deaths in
Iowa from pulmonary tuberculosis. In
1900 there were 1871 deaths from this
disease. With the decrease in tuber-
culosis there has also been q decrease
in pneumonia.
Nourishment, fresh air, sanitary
housing, rest and freedom from care
are among the things emphasized in
overcoming an incipient case Of tuber-
culosis. Especially fresh air. Often the
disease comes from overwork, worry
and lack Of sufficient nourishment.
Sanitary measures to prevent the
spread of the disease have also helped
to keep it down.