davidaulloa/AmericanStories huggingface dataset:
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Temperance
lssNOfe5a
CONDITIONS IN KANSAS.
lS1iiuuvtva py the Nationai w oman .
Christian Temperance Union.)

CONDITIONS IN KANSAS.
Have you noticed the Appalling
Conditions in Kansas" says the To-
peka Capital.
well, If you haven't, the brewers
have. It is awful. The publicity
agent of the Wholesale Liquor Deal
ers' association in 1916. serial No. IL.
lays bare all the details. And awful
is no name for 1t. The state is q
regular shambles, as result of pro-
hibition. Infahticide Is popular
sport, fall and summer. No baby's
life is safe in Kansas, the publicity
expert has learned. Relatives thirst
for the lives of the little ones. Dirt,
restitution and disease prevail. Flash
lily dressed lassies prowl the streets
in droves In search Of their prey, and
no man Is safe"
The Capital goes on to quote some
Of the scare headlines Of the Liquor
Mems publicity serial and concludes;
Kansas might as well face the
proposition squarely. Any attempts at
Improvement made in the state, no
matter along what lines, will be seized
upon by the liquor interests to show
that the conditions existing In the
state are appalling and the 'appall-
ing is due entirely to prohibition. 1t
is understood the next serial issued
will explain how 1t was that the
prairie fires In western Kansas were
due to the state prohibitory amend.
ment You may not see the connec
ton, but the bright young man en-
ployed as publicity agent for the Ma
tional Wholesale Liquor Dealers as
ISOLATION won't miss 1t. Not he. He
is going to show up in all its abysmal
horror the awful fate that has over.
taken Kansas because 1t tried to shut
out that safeguard Of the home and
savior of the nation, intoxicating
liquor"
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

No one was injured, but fire damage
was done. when. lightning struck a
street car in Memphis.
When Zone Moss, negro, refused to
mold up his hands and started to run
he was shot by three holdups. Two
of the bullets took effect. one in the
right lung and one in the leg.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
AS OBSERVATION-DISCLOSURES SEE

ION the train this morning I rode
down with German acquaintance"
said Nebraska man from the South
Platte country. I'm the course of our
talk asked him the usual question:
How about prohibition?' It'll go dry
by a majority of 5000 to 10000 was
his answer. What makes you think
so?' I asked. I'll tell YOU he said.
I was born In the old country. Over
there and over here I have always
taken a drink whenever I felt like 1t.
I never drank to excess, and never
could see any harm in the moderate
use Of liquor such as and my friends
were accustomed to. But the trouble
is that our sons have gotten away
from the old customs. To speak plain
ly, they drink to excess. We Germans
despise drunkenness just as much as
you Americans despise 1t. When we
see our sons degrading themselves in
this way we decide to call halt. The
only way to do this Is to blot out the
American saloon. I am going to vote
dry next fall, and my neighbors are
going to vote dry with me-"
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
WANTED, coNvlcTsl

Warden Talcott Of the North Dakota
penitentiary was recently summoned
as witness before the United States
senate committee which h Investigate
ing charges of attempts to fix the
prices of fibers used In the manufac-
ture Of Irvine. The warden told q
hard-luck story about the difficulty Of
getting convict labor. He testified
that the prohibition law of the state
was so effective that they did not have
enough convicts to operate the peni
tertiary Irvine plant.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
ON coNFIscATloN.

One of the arguments against pro-
hibition is that 1t confiscates property.
It has been well pointed out that this
argument overlooks the fact that pro-
hibition does not take from the brew.
ers, distillers and saloon keepers a
foot Of ground that they own or a
single brick out Of any of their build
ings. They have their property Just
as they had it before, but they cannot
use 1t for the same purpose. However,
there are other purposes for which 1t
can be used. When the saloon Is
driven out the building can be used
for the sale of things that are helpful,
and the buildings now used for distil.
leries and breweries can be utilized
for other business enterprises. as they
have been in states that have adopted
prohibition, with distinct profit to the
property owners.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Activities Of Women.

Thirty women are practicing dentis-
try In Missouri.
Miss Mary Robertson is a United
States deputy marshal In Topeka, Kan.
Fifteen women will attend the Demo-
cratic national convention as dele
gates.
For the first time In the history Of
the Republican conventions, women
will be employed to assist in guard
duty.
Mrs. Robert Lansing, wife Of the Sec
rotary OF state, is one Of the ROCKIES
In the woman's camp near Washing
ton.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
HEAL YOUR SKIN TROUBLES
With cutIeura, the Quick, Sure and
Easy Way. Tiai Free

Battle with Cuticura Soap. dry and
apply the Ointment. They stop itch.
ing instantly. clear away pimples.
blackheads. redness and roughness, re-
move dandruff and scalp irritation.
heal red, rough and sore hands %
well as most baby skin troubles.
Free sample each by mail with Book.
Address postcard, Cuticura, Dept. L.
Boston. Sold everywhere.-Adv.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
TENNESSEE TROOPS
GO UNDER ORDERS
NATIONAL GUARD COMPANIES
ARE BEING RECRUITED TO
WAR STRENGTH.
TENNESSEE MULES WANTED
Adjutant General Gets Word From
War Department That Animals
Are Wanted For Use
Of the Militia.

Nashville.
Under orders from the adjutant gen.
erals office the Tennessee troops went
under orders on the morning Of June
%. Every quartermastsr promptly
went into service at that time. The
Tennessee guardsmen are continuing
their preparatory work of recruiting
and drilling. Nothing has transpired
to indicate that change in plans will
be made by the Tennessee department,
although 1t is expected that inquiry
will soon be made by Washington as
to VIXEN the Tennessee troops will be
ready for service. Gen. Funston's re-
quest for quick militia reinforcements
being the basis of this expected In
quiry.
Gen. Rogan, Capt. w. N. Hughes, Jr..
Maj Harry Berry, Capt. Stanis and
Lieut.. Sturgeon went to the state fair
grounds this morning to lay out the
camp.
Capt. Hughes, who has just returned
from Seagirt, N. j., is being mentioned
for the office OF colonel of the First
Tennessee regiment when that regi-
ment is reorganized. Capt Hughes
is the United States army inspector
instructor and mastering officer for
Tennessee. He was at Ssagirt on tenn
porary duty with the New Jersey ma
tional guard when mobilization was
ordered
Capt. Hughes is native Tennessean
and is in close touch with the guard.
having been the regular army instruc-
tor with 1t for nearly two years.
Tennessee horses and mules for the
mobilization OF the national guard are
being asked for by the government In
telegram received by Gen. Chas. b.
Rogan, adjutant general, from Gen.
Mills, chief OF the militia bureau. ask
ing that he get in touch with prospec-
tive bidders In this section.
Gen. Mills telegram was as follows:
1.-THE Adutant General, Nashville:
Quartermaster general army is adver-
Using for bids for horses and mules
required for national guard on mobili-
cation. Instructions to bidders, blank
proposals and other information may
be obtained from the following otfi-
GERS: Depot Quartermaster, Front
Royal Remount Zone, Front Royal. Va,
and Purchasing Officer. Quartermaster
Corps, Kansas City, Mo. Please fur
nish above information to any prospec-
tive bidders that may be known to you.
MILLS, Chief Militia Bureau"
As Tennessee has always furnished
a good number of the army mules and
also horses for the service, it is prob
able that a quick response will b
made to this announcement.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Honkl Honk.

The fatalities due to automobile &c
cidents are distressing enough, but
one encouraging fact In connection
with them, as stated in government
report, Is that during the last five
years the number Of fatal accidents
has not increased nearly as fast as
the number of cars. The cars have in
creased 776 per cent. while fatalities
have increased only 25S per cent. This
seems to indicate more careful driv-
ing at present.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Fined for Contempt

PA, were you frightened when you
proposed to mar"
mo, my dear. but then I had no
idea of what I was up against"
"That remark will Just cost you q
new gown" spoke up mother.-Detroit
Free Press.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Tho Difference.

This poet speaks Of the 'circumam-
bient air. What kind of air is that"
"Oh. he means ordinary air, as dis
tinguished from the air that is agi-
tated by electric fans, patent systems
of ventilation and thunderous appeals
for preparedness"
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
NOTHING Left

"You don't hear much lately about
those terribly destructive tornadoes
that used to be so prevalent through
out the Middle West"
mo, you don't. 1t must be that
the politicians out there are using all
the available supply Of wind"
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Strict Neutrality.

'Has the war caused you to econo-
mize to any extent?"
at certainly has," replied the eau
tious man. whereas I used to ex-
press my views rather freely, / have
lately become quite parsimonious In
that respect"
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

Iommy wanted to go to the movies,
but Nh mother objected.
w you never let me go no place."
"Why Tommy" exclaimed his moth
or; sswhat shocking bad grammar you
use! Can't you speak more correct
Tyr
sSure cam said the boy, IF you'll
only give me a chance. You ought to
hear me say: Yes, mother, you let me
60 wherever ! want to-"
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
FARMERS PREFER DRY TOWN.

Three hundred and twenty-four farm.
ers who trade in Kewanee, ILL.,, pre-
sented a petition to the business men
Of that town asking them to keep out
the saloons. The Kewanee Star-Cou-
rier published the entire list of 324
names on its first page.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
BAR is A NUISANCE.

There is not hotel manager In
New York" recently said one who
manages about the largest hotel this
city has, "but would be glad to abol.
ish the bar II he could" And he fur
Their declared, Hotel managers would
be glad to see prohibition in force, so
far at least as it affects our business.
as the bar is nothing to US but a null
sance and embarrassment and decid.
ed liability"
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
One Of His Traits.

Hix-Did you know Swift was dead?
Dix-No; when did he die?
Hix-This morning. He died quite
suddenly, understand.
Dix-That's Just like him. He was
the most impulsive man | ever met
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
CONTRAST IN TOWNS.

A California contrast: Riverside.
population $4,000, dry 20 years, tar
rate $50; Bakersfield, population 49,
900, always wet every day in the year,
tax rate s1.75. And the Bakersfield
Echo tells of It.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Methodist Women Gave $4,000

MethouIst Womeh gave @zTo,UUo.
The amount raised last year by the
Woman's Missionary society of the
Methodist Episcopal church, South,
for the work in the foreign field was
S27S, 792. %. The amount given during
the week of prayer for the new work
in Japan was $13,751.71.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
price Of a FIinu.

$50 you have Just returned from
New York;"
yes"
"And how is dear old Broadway
"Just as dear as ever. l got sepa-
rted from $500 there In three days.s
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Pension Board Meet Postponed.

The meeting of the board of pension
examiners that was scheduled to have
been held this month has been post
poned until July 10, on account of the
absence from the city of several men,
bers of the board and the illness VI
E. B. Sweeney, one of the members.
Mr.. Sweeney is improving rapidly aud
will soon be able to be at his office.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Speedy.

"Does that new watch of yours keep
good timer
you bet it does There isn't clock
In town that can keep up with itl'
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

WnlcS. l was get
ingworse every day.
! had chills, my head
would ache, I was
always tired. / could
not walk straight
because Of the pain
In myback and I had
pains In my ston-
ech. ] went to .
doctor and he said /
must 60 under an
operation, but / did
mot 60. I read In
Tia f1anaP ahouk
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

Every man has sense of duty, but
not every man has sense enough to uti-
lie II.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

J. W. Dovell OF Bristol has been
designated to take the examination for
.ppointment as a bank examiner.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Appropriate site.

'T see where they have been fight
ing near the site Of the Garden
of Eden"
well. why not? Isn't that where
all the trouble started?"
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
LIQUOR FOR PIGS.

LIQUOR FOR PIGS.
Where do the blind pigs get their
liquor? Every last one Of them gets
1t from the brewers, the distillers and
the wholesalers who not only know
that they win sell it in violation of
law, but encourage them to do 1t.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

Usually the early bird catches the
worm for the benefit of the little ones
who are in bed.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

Nothing puffs woman up more
than to have seventeenth cousin sud-
denly become near-famous.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

Silence has every other kind of a
bluff backed off the boards.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

SAVE A DOCTORS BILL
by keeping Mississippi Diarrhoea Cor.
dial handy for all stomach complaints.
Price 25c and 50c.--Adv.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

The Bible Is good book to read. II
you doubt IT., brush the cobwebs on
your copy and look into 1t.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

The net increase in the taxes of Hen
ry county, as provided by the county
board of equalization at recent ad-
journed session, was $4,000.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Good Cause.

"What leaden color your hus.
band has, Mrs. Jones'"
"Yes'm; he's don got de plumbago,
a'am.'
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

And it's as easy for a man to break
a promise as 1t is for woman to break
man.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

Selfish people are not selfish enough
to keep their troubles to themselves.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
REFUSE LIQUOR ADS.

REFUSE LIQUOR ADS.
There are $40 daily newspapers pub
lished in the English language within
the United States that publicly refuse
to accept liquor advertisements. and
the list is frightening.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
DON'T GAMBLE

that your hearts all right. Make
sure. Take "Renovine'--a heart and
nerve tonic. Price SOC and $i.00.-Adv.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

But one doesn't acquire taste for
music by listening to the piano next
door.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
To Drive Out Malaria
And Build Up The System

Take the Old Standard GROVES
TASTELESS chill TONIC. You know
what you are taking. as the formula q
printed on every label. showing Il d
Quinine and Iron In q tasteless form. The
Quinins drives out malaria. the Iron
builds up the system. so cents
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
70 Locate Trachoma Hospital.

Surgeon John McMullen Of the
United States health service, and DR..
R. @. Lillard, executive officer of the
state board Of health, are in the upper
East Tennessee mountains on tour Of
Inspection to locate the field hospital
to be established by the federal gov
eminent for the free treatment of
trachoma, commonly known as gran
ulated sore eyes,"
The establishment Of this hospital
will be of inestimable value to class
of citizenship Of the state financially
unable to obtain proper and scientific
treatment for this dreaded maiady.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
WOMAN AVOIDS
OPERATION
Medicine Which Made Sur
geon's Work Unnecessary.


3 Astoria, n. Y.-"For two years I
was feeling III and took all kinds of
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

It's easier to grasp some opportuni-
ties than 1t is to let go of them.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
THIS Is THE AGE OF YOUTH.

You will look ten years younger Il you
darksn your ugly. grizzly. gray hairs By
using LA Creole" Hair Dressing. ADV.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
June 80, 1915.

Germans won some ground from
French near 5aoateIle.
Austro-Germans took Zawlehost,
Poland.
!. Germans stormed Russian posi-
tlons on the oniIa Lipa and crossed
that river
italians captured three passes In
the carnic Alps.
Austrans rspuIsed attacks In
Monfaleone, sagrado and PLAYA
regions.
Allles took Turkish trenches
near krithia.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Mail For Militia.

Mail fof MILITIA.
Postmaster Shannon has informed
Adjt Gen. Rogan that the postoffice
department stands ready to establish
at Cumberland Uark mail distribute
ing office for the benefit of the soldier
boys while in camp. Postmaster Shan
non has suggested to the first assist.
ant postmaster-general at Washington
that, as 1000 soldiers will be brought
together at Cumberland Park, a
branch postoffice be established there.
with two deliveries and two coliec-
lions daily, and that an automobile be
used for the purpose.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
'CALOMEL S|CKENS!
lT5A nnFnAlInXEI - RRlAEA
lis MEkCUkYi DANCE r

Dodsos Liver Tone Sages You Up Better Than Savang Dangerous
CaomeI and Doesn't Make You Sk-Don Lose DAYS Work.
Wonderful Discovery Destroying Sale Of CaIomeI Here
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

MY doctor has ordered me to Palm
Beach for my health"
AWhat seems to be the matter with
your
rive been worrying too much about
money matters"
*well. you won't have anything Of
TINT sort to worry you II You stay
down there long enough"
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

A woman gets lot of satisfaction
out Of her belief that other women
envy her.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

The fatter a woman gets the easier
It II for her to believe other women
are unable to notice H.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
Aid For Road Bonds.

Nd F0F H0ad boHuS.
The state highway department 10 pre-
pairing bond resolutions for a number
Of counties that are to have elections
in August for highway improvement.
Among these counties are Lincoln.
Bedford, Wayne, James and McMinn.
The total bond issues that will be
sought in the group of counties viii
amount to 100000. J. Murray. sec
rotary Of the commission, is in West
Tennessee to discuss the matter with
some of the counties contemplating
bond issues for road improvement.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
June %, 1915.

June 20, 1915.
Heavy cannonadlng near Sou
chez.
Teutons drove Russians across
border north Of Lemberg and took
Tomaszow, Poland.
Monteneurins entered scutarl,
Albania.
German submarines sank Brit
Ish steamer Scottish Monarch and
three Norwegian vessels.
Austria Hungary protested
against shipment Of war munitions
from v. 9.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
July 2, 1915.

Germans under crown prince
took offensive In western part Of
the Argonne.
Germans made gains near lie
Four-de-Paris.
italians took village Of ToInnlno
but Austrians held the fortlflca-
lions.
Allies held gains In Gaiiipoll
against furious counter-attacks.
Russian squadron routed German
squadron In engagement In the
Baltic.
Russian submarine blew up Ger
man battleship near Danxio bay.
British munitions bill passed
house Of lords.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30

June 28, 1915.
Severe artillery duels from the
Alsne to Flanders.
Teutons took HaIIex, GaIIcIa, and
forced back Russians along the
Bug.
Montenegrlns occupied Giovanni
Medua, Albania.
italians entered Austrian terri
tory south Of Rlva and In the Ledro
valley.
German submarine sank British
steamer Armenian; 20 lost, incIud-
Ing 20 Americans.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
The EUROPEAN WAR A
YEAR AGO THIS WEEK
june 2s, 1915.

E"
Germans retook some lost
trenches near souehex.
Dutch steamer Ceres sunk by
mine In Gulf Of Bothnla.
Austrian submarine sank italian
torpedo boat In Adrlatic.
British aviators blew up big am
rnunitlon depot near Roulers, kill.
Ing so soldiers.
June ~, 1915.
Violent artillery fighting In Bel
glum and north Of Arras.
Serbs captured Mieharskaada,
Austria, with much booty.
italians occupied summit Of zeii-
lenkofsel. west Of Monte croee
pass.
Russians In Caucasus region oe-
eupIed Cob and moved toward Bit
lis.
French aeroplane bombed zeppe-
lin hangers at Friedrlehshafen.
McNairy County independent. (Selmer, McNairy County, Tenn.) 1902-1969, 1916-06-30
July 1, 1915.

July I, 1878.
Great artillery engagements
along the AIsne.
Teutons captured zamost and ad-
vanced between vlstula and Bug
rivers.
Austrlans beat italians north.
east Of MonfaIcone.
German submarine sank one ltal-
Ian and two British steamers.
French aeroplase bombed Zee.
brugge and Brugea
Bismarck daily tribune. [volume] (Bismarck, Dakota [N.D.]) 1881-1916, 1916-07-23
RYE HARVEST UNDER WAY.

Sentinel Butte, N. d., July 22.-The
rye harvest is under way near this
city. Cutting operations began yes
terday with an excellent stand of
grain. The harvesting of small grains
will be general in two or three weeks.
All grains, corn and grass crops are
Bismarck daily tribune. [volume] (Bismarck, Dakota [N.D.]) 1881-1916, 1916-07-23

plication and if approved, passes 1t
along to the district land bank. The
money is sent from the bank to the
secretary-treasurer Of the association,
who turns it over to the borrower.
Low Interest Rate.
The rate OF interest ca7nO. be more
than 6 per cent,
Bismarck daily tribune. [volume] (Bismarck, Dakota [N.D.]) 1881-1916, 1916-07-23

The terms Of payment may not be
less than five years nor more than
40. The borrower pays, semi-annual-
ly, the interest on his note plus an
installment of the principal.
Heavy penalties are provided for
any officer or member of any associa-