davidaulloa/AmericanStories huggingface dataset:
The Sunday telegram. [volume] (Clarksburg, W. Va.) 1914-1927, 1916-12-17
Bonus 10 Emn1orcs.

The Western Union employees have
been notified that those who enter the
.conlpany's service before January Ii
Will receive a special payment. The
messengers will. il is said. receive S25
each.
The Sunday telegram. [volume] (Clarksburg, W. Va.) 1914-1927, 1916-12-17
Personals.

37T " $1,000 1GINUIIiLISss #l T3
Mrs. J. +. Estlack. OF viga, o., Wis
tied friends here during the week as
she returned from Elkins, where she
had been summoned on account Of
the death OF her mother.
@. G. ShoMalter of PaTkershnrg.
The Sunday telegram. [volume] (Clarksburg, W. Va.) 1914-1927, 1916-12-17
Seek SD. 0NO ri CharitY

AIorg-llltown has started a Vigorous
campaign TO raise $4,000 for charity
purposes before the Christmas holi-
days. Early reports indicate that this
amount WILDE realized.
The Sunday telegram. [volume] (Clarksburg, W. Va.) 1914-1927, 1916-12-17
PREPARING FOR DRY WAVE
BREWERY is MAKING CIDER

WEST BADEN. Ind, Dec 16.Thc|
threatening nationwide sweep Of pro
hibition. out of the West and South,
has led one OF the Indiana brewing
companies to prepare itself for the
eventuality. II has developed and pro
The Sunday telegram. [volume] (Clarksburg, W. Va.) 1914-1927, 1916-12-17
abroad IN Var Time
meHcan

loadon Fogs American
The Sunday telegram. [volume] (Clarksburg, W. Va.) 1914-1927, 1916-12-17
TIle nenfh Rnll

Mrs. Elizabeth Dusenbury, aged So
years. died here Tuesday leaving thir-
teen children, sixty-six grandchildren.
ninety-six great-grandch and
twelve great Observation-Disclosures. Har-
old. the three year old son Of Mrs.
Ella Wclch. died at his home here.
Mrs Mary swiger. sister OF Simon
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29

country banks could get a still
higher rate If they asked for it
in spite IF the fact that credit is
one article sold on an open mar
ket in ffercest competition. This
competition is not only with 9TH
er banks. which have multiplied
so rapidly the past decade, but
with individuals ever eager to
seek a safe investment for idle
funds. The cost of operating is
known; the sum available for
loans can be accurately esti-
mated; in the vast majority of
cases the rate charged is just
high enough to pay expenses
with a reasonable margin for
dividends. Many crop loans ex-
coed the value of the security at
the time they are made. A har-
vest six 70 nine months distant is
the feal basis of the credit. Farm
ers in easy circumstances enjoy
legal rates.
The issue then between coun-
try banKs and the comptroller is
simply this: Is a community bet
ter off with a home bank charg-
ing 10 or IL per cent on a por-
ton of it's loans, or all of them,
than to go without such a bank
ing service? Every man familiar
with the growth Of the South
and West will give the same ans
wer TO this alternative.
The most important event in
the life of small town, and the
country tributary to it, is the es-
tablishment of the first bank, US
ually with from ten to twenty
five thousand dollars capital. TIE
part these small concerns have
played in The development of the
United States could not have
been performed by any other
agency, its value cannot be over
stated They are as essential to
the continued prosperity of their
communities as they were respon-
sible for the first forward inn
pulse. People who do not know
and admit this are ignorant Of
conditions as minutes from Broad
way. Their horizon Is confined to
an office building skyline. all too
narrow limits.
In this connection 1t is inter
esting to observe rates of inter
est charged by the government
itself. hold in my hand a photo
graph which covers a transaction
between q farmer in Montana
and the reclamation service of
the department of the interior.
As an example of heartless bru-
tally, / challenge the comptrol-
Ter to find its equal in a banking
transaction. AS an example of
ruthless monopoly, one would
have to 'Favel far to find its
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29
DiVerSifiCafiOn Present
Need of Alabama Says
Report to Ala. Bankers

Diversification is the present need
of Alabama, declared the agriculture
al committee of the Alabama Bank
ers' Association, submitted to the
convention at yesterday mornings
session. The report, valuable in ev-
cry way, is as follows:
The Investigations of the day call
for economic politics of the agricul-
tural interests that heretofore have
not existed. All Alabama is demand
ing relief ut the hands of the diversi-
fed farmer, which largely rests on
the shoulders Of the young men of the
State.
The majority Of the bankers pres
ent are Young men in the prime OF
their days Of useful manhood, being
endowed with good judgement. pa
triotism, zeal and energy. susceptible
to a little higher stage of cultivation
than their fcrefathers.
There are many important phases
to be covered in this great work, but
space will admit of only a few, name
". the agricultural interest and its
relation to the industrial progress OF
the State.
Your Committee was organized last
May. At the first meeting we decided
to put on u Field Agent, in connec-
| ton. with the Commissioner of Agri-
culture, they paying the travelling ex-
penses and we the salary. We secur-
| ed the services of Mrs G.. II. Mathis,
who has done a very efficient and
| telling work, and she has or will tell
| you fully OF this during the Conven-
ton.
A great work has been outlined by
our Committee for the better develop
ment Of business men-bankers, cot
! ton oil factors, merchants, farmers.
Corn and Pig Club boys Canning Club
| girls, all working with one great
wave of action.
TO GET FARMERS OUT OF RUT
The object of our Committee is to
I get men to think and work; to en-
thuse the people: to pull some out of
the ruts, and start others on the moss
modern plan of farming, using good
common sense, and trying to make
enough foodstuff to supply the de-
mand of the people living within our
borders.
The farm wealth per capita in sew
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29
COTTON SITUATION
AG TT &c TnnAN

obtain within the time allowed by
law after notice of call. Bank
examiner, both state and nation
al, are required to devote so
much time to non essentials that
they are side-tracked from the
real object of the inquiry. Bank
officials are steadily engaged in
accommodating data only fit for
the waste basket when their time
could be more properly employed
in studying credits and hustling
for business. Time was when
these men looked forward with
pleasure 20 a call. It gave them
the opportunity to carefully
study their condition and pre-
sent the figures to the public.
It Is different now.
It Is. perhaps, only fair to ad-
NIT that country bankers have no
one but themselves to blame in
this triple emergency. They have
been to business what the gum
shoe politician is to government
Their methods have been silent,
seoretive, circuitous. They won't
speak out in meeting for fear of
being misunderstood or hurting
somebody's feelings. BY not
speaking, they have been mlsun-
derstood and il is their own feel
ings that that are hurt. Now their
livelihood and investments are
threatened. What are we going to
do about It? The welfare of their
neighbors and community Is IN
danger What Is their duty7
MY answer Is this: II rates are
50 high as to be unrighteous.
wer them to decent limits. If
shange charges are unreason-
az make them fair. Come out
into the open. Explain the ma
ture OF your business to the peo-
pie you serve; show them the
value. the necessity Of this ser
vice to their prosperity. Take an
active part in public affairs, and
when measures hostile to their
prosperity are advocated, fight
them. The voice of the country
banker, concentrated In a patriot
ic cause, will not go unheard
either at home or. at Washing
ton. This is true because we
speak for the masses Of the peo-
pie, whose happiness Is our own.
True prosperity Is twin. When
grown in single units It Is sell
fishnesS.
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29
NEW ISSUES INJECTED
IN BANKING BUSINESS
By McLsne TiltOn, Jr.

Since the establishment Of the
federal reserve system three is
sues have arisen of vital impor-
lance 20 rhe country banks. BY
country banks is meant banks
that make loans direct to farm
erS, or Indirectly by advances to
country merchants, to the degree
that transactions of this charac-
ter constitute a considerable part
OF the discount business done
The number Of such banks COM
prise more than half of all banks
in the United States. State banks
are affected to scarcely less ex-
tent than nationals, owing to the
strong influence of national laws
and bank regulations upon state
legislation and the administration
OF state banking departments.
These issues are: regulation Of
interest rates; clearing checks at
par: unnecessary and impossible
supervision requirements in con-
nection with the routine opera
ton of banks and reports of their
condition. The two first named
threaten to reduce country bank
income, while the last threatens a
material increase in expense. If
all or any OF them are carried
forward TO lengths now being
urged by certain government Of
flcials, many country banks will
be forced out of business. This
means a heavy loss to stock
holders and will deny to numer-
GUS communities credit facilities
responsible for their past devei-
opment, and upon the continue
ton Of which their future pros
perity depends. Farmers, more
than any other class, will feel the
immediate and ultimate effects of
the blow.
In the outset Of the discussion
several facts must be made clear.
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29
RECRUITS FOR UNCLE SANS ARMY DRAWN
ALMOST EVERY TRADE AND PROFESSION
staff Special.

Staff Special.
Washington, April 29.-Where do
the men in our regular army come
from?
Here's the answer, and it shows
many trades and professions repre-
scented.
The records show men who enlist
come from the working class. Of
the 28,772 men who took their First
enlistment" obligation during 1914
(the latest for which statistics are
available), more than one-third-
that is, 10,190 men-were occupied
simply as Elaborers."
The second largest contingent
came from the farm. One-eighth of
the whole number, or 3,487 of the
first enlistment recruits were farm
ers."
The third largest class were the
"clerks and bookkeepers," 1706 of
them; then followed drivers and
stablemen," who contributed 1872;
'machinists," with 1913.
These five classes were the only
subdivisions that went over the thou
sand mark, but all the classes which
follow belong to the vast army of
workers.
Following in order come carpen-
tiers, firemen, cooks, electricians,
miners, painters, chauffeurs, plumb
ers, walters, tailors, musicians, prin-
ters, barkeepers, statesmen, engineers,
blacksmiths, bakers, sailors, railroad
hands, telegraphers.
The highly skilled trades and the
professions contribute few recruits.
Thus, out of the nearly $4,000 ''first
enlistment" men in 1914, only three
litographers, wireless operators,
doctors, aviators, chemists, 6
ballplayers and Is actors appear in
the lists.
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29

wherein unwise, unjust and un-
necessary regulations have re-
Gently been enforced. The pro-
test of country bankers in jan
uary has already resulted in
good. The new forms for the call
of March Z eliminated much that
was so properly objected to. The
Comptroller is to be congratulate
ed for his action. It Is to be
hoped that still other changes
will be made.
Country bankers as class ap-
prove rigid supervision. Ala
bama's excellent bank statute was
written by our Bankers Associa-
ton and approved in annual con-
vention without dissenting
vote. It is a model measure and
has been wisely administered. /
take great pride in my small part
in this creative effort. At a
meeting of national bank exam
liners, I read a paper on Bank
Organization and Management
which was afterwards printed
and distributed among all exam
liners by the Hon. Lawrence o.
Murray, then comptroller of the
currency. 1t is from this exper-
ience and a study of my own
bank, and persistent inquiry
among country bankers that I
have come to the conclusion that
a correct consideration of bank
supervision requires that the diff
ference between city and country
banking must be kept constantly
in view, that the condition under
which banks operate must be re-
cognized and their needs re-
sponded to. We have no regi-
ment of experts ready to be sum-
moned by push-button. We
are country banks. Our officers
and employees are country men
and boys, underpaid and over
worked, with such experience and
ability as Is common in the coun-
try. We cannot toe the line nat
ural for city banks. and ought
not to be forced to do so.
Supervisors can easily be car
ried too far, and this done with
the best intentions 1t happens
when arbitrary and unnecessary
routine methods are insisted upon
that country banks cannot COM
ply with. or when information is
asked for five times year that is
as useless as II is impossible to
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29
COULD HARDLY DO HER WORK

tcontinued On page Elghtl
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29

yields in the weevil area where the
pest has been established since 1919,
practically normal damage in 1915.
il might therefore be expected u do
These decreases are especially uota-
bic in such counties as Covington,
where the yield dropped from $4,000
in 1914 20 less than 1000 bales in
1915, and in Dallas County, where
the yield dropped from more than
so, 900 bales in 1914 TO about $4,000
in 1915. More than one-third of the
counties Of Alabama show a decrease
of more than fifty per cent from the
yields of 1914
Under such conditions it is re-
markable that there have been so few
failures on the part of either bank
ers or business concerns Through
the heavily infested territory il is GER
tainly proof Of the fact that the cam
paign for crop Investigation and re-
duction OF the cotton acreage, and re-
duction of advances based only on
cotton, has borne valuable fruit IN
this state. For more than one-half OF
the state the hardest fight is yet to
come: but we may feel encouraged
such statements as those made by the
Z. S. Department of Agriculture, re-
Gently, issued. which placed the total
aggregate crop values for Alabama
for 1914 at $152,0o0,000 while that
Of 1915 was s16o,o00,00o.
CORN CLUB BOYS
ITEM OF PROGRESS
The Corn Club boys have not been
overlooked by yonr Committee. These
young farmers are being trained to
dignity and magnify the vocation or
the farmer by demonstrating the
splendid returns which may be Sc
cured from farming when it is prop
erly conducted.
In 1915. 37s2 boys enrolled in Agri-
cultural Clubs in Alabama Valuing
corn at S1.00 per bushel the sos that
reported IN Corn Clubs made a profit
of sS1.35S.24. If we estimate that
the boys Who did not report made a
profit of about so per cent of the
amount Of those reporting, we get
| s56,140.50. This will give to the
State as profits from Corn Clubs sS7.-
| 4ss.74.
| 1t is hoped that there will be such
q natural evolution IN the work of the
CONTINUED on Page Eight)
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29
Stomach Trouble and Constipation.

Stomach Trouble and Constipation.
''My mother had been suffering
from stomach trouble and constipa-
ton for over year and although she
took medicine for 1t all the time she
did not improve at all until / got her
a bottle of Chamberlain's Tablets.
They improved her digestion and reg
ulated the action of her bowels. She
is now sound and WE'LL" writes Mrs.
w. A. Swope, Dresden, Ohio. OBJ
tainable everywhere.-Adv.
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29
STEAMER DUE WITH
CARGO OF PYRITEs
THE wEsTBURY, WHICH WILL
BRING, LARGE SHIPMENT,
WILL FILL OUT WITH TIMBER
AND LUMBER.

With a large cargo of iron pyrites,
said to be one of the largest Of re-
cent importations of this product, the
British steamship Westbury is now
due, and pilots were looking for the
ship to show up during yesterday.
The Westbury, in addition to bring
ing a cargo of iron pyrites to this
port, will remain after discharging
that cargo and load cargo of timber
and lumber.
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29

HouseWork is trying on nealtn ana
strength. Women are as much in
clined to kidney and bladder trouble
as men. Symptoms of aching back,
stiff and sore joints and muscles,
blurred vision, puffiness under eyes,
should be given prompt attention be-
fore they lead to chronic or more Sc
rious ailment. Mrs. George Hauck,
ESQ Pearl St, Benton Hsrbor, Mich,
writes: 81 was awful bad, with such
pain / could hardly do my work, and
am very. thankful for Foley Kidney
Pills" D'Alemberte's Pharmacy
Adv.
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29

Your credit is good for a
Palm Beach, Crash, or Mo
hair Suit, ladies' or misses
dress, shirt or waist. Gains,
26 S. Palafor.
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1916-04-29

eral of he cotton states, where the
one-crop-cotton has dominated. is as
follows:
Alabama -. -. -. $4,000
Louisiana .. -. 2S6.00
Mississippi -. -. - $40. 90
Georgia 225.00
Comparing this with two of the
Northern States.
Illinois " -. S2,655. 90
iowa .. ,... S,3S6.00
We find on computing these figures
that 1t will take all ten of the Cotton
States combined per capita to ex-
coed that Of Iowa. Many OF the cot
ton growing counties in the State have
been shipping in food products,
amounting to from one to two million
dollars that could have been produc-
ed in their borders and the large por-
ton Of the million dollars have been
in the County banks on deposit
It was Northcliffe who said Had
we been prepared there would have
been no war This applies in way
our unprepared condition to receive
the boil weevil in our State in 1915.
The weevil advances in the fall of that
year was the most extensive that has
occurred since the weevil entered
Texas IN 1892. Only Eve Alabama
/ counties in the north eastern corner
4
weevil line. Within the newly infest-
ed area the weevils will probably
maintain themselves in nearly all sec
tons. and affect the crop of 1916 to
| to large extent.
COTTON SITUATION
AS 1T is TODAY
From the Alabama cotton crop Of
| 1915, the total yields were approx
/ mately so per cent Of that of 1914.
| In this reduction of 40 per cent there
are three principal factors to be con-
sidered: First, and unfavorabIe sea-
son, which IN territory outside Of the
weevil infested area appears to have
reduced the yield about 10 per cent
below that Of 1914: a similar reduc-
ton may be followed through the re-
mainder Of the State. Second, the re-
ductton in acreage, which appears to
have been between 10 per cent and Is
! per cent. Third, the increased injury
| inflicted by the weevil throughout the
] larger area affected by It IN 1915
Considering the reduction in county
The Snowflake herald., 1916-01-14
BONDS WIN OUT
BIG in THE COUNTY

The election held Tuesday to
determine whether or not the
voters sanctioned the issuing
of bonds in the sum of $63, 900
for bridge building, etc., in Nav
ajO county. went strong in favor
OF the proposition.
In Snowflake precinct the cleo
tion was so quiet that it was
almost unnoticeable. Neverthe-
less, there were enough votes cast
to land a big majority here. The
southern part of the county went
almost unanimously against the
bonds, but the big "yes" vote
in the northern part carried the
day.
The vote of the various pre-
cincts gathered up to date is as
follows:
The Snowflake herald., 1916-01-14

probably more than our modest
efforts at running a newspaper
really deserve, and with their
loyal support we will continue
the even tenor of our way, ex-
pressing our honest sentiments
on all occasions with no thought
of selling our birthright for a
mess of pottage.
So far as the contract is con-
cerned it has been illegally
awarded, and could be up set by
any lawyer, who had taken a
two-weeks course in a cores
pondence school, before any
court in Arizona except Navajo
county, Notwithstanding t h e
learned opinion of the county
attorney. The bump of legal
knowledge of the county attor-
ney is represented by a dent in
the back of his head. These re-
marks are made in all kindness
and charity to the several indi-
viduals to whom they apply,
and we h ave no grievance
against the Holbrook News, but
want to congratulate him on
getting the job, but this state
ment is made so the taxpayers
will understand how zealously
the board of supervisors are
guarding their interests.
The Snowflake herald., 1916-01-14
Liners TOrpedOed in 1915

Big liners torpedoed by the
Teutons since the beginning of
the Teutonic undersea campaign
early in 1915 were:
March 9-British Tangislan, 81
lives lost.
March % British Falfaba, Ill
lives lost; z American.
May british Lusitania, l.
157 lives lost; lis Americans.
Aug. 80 British Arabic, 80
lives lost; 2 Americans.
Nov. 8-Italian Ancona, 208
lives lost; 9 Americans.
Nov. 11-Italian Firenze, 21
lives lost.
Dec. Japanese Yasaka
Maru, no lives lost.
Dec. "a French Vile de la
Clotat, 80 lives lost.
Dec. 30-British Persia, zoo
to 300 lives lost ESTIMATED
The Snowflake herald., 1916-01-14
Woodruff

There has been considerable
sickness during the cold spell
that has just passed, but all the
patients are now we'll or recov-
ering from the attacks of colds
that were so prevalent.
On last Sunday we were fa-
vOred with a visit from James M.
Flake and wife and also John A.
freeman, who managed to make
their way down from Snowflake
through the mud, arrived at the
meeting house door a little be-
Tore the Sunday school convened.
Brothers Flake and Freeman
both attended our Sunday school
and also the meeting in the
afternoon at which both gave
excellent talks on various points
swell as some encouragement.
On last Friday, Engineers
NICHOLS and Barlow were with
S and gave us considerable en-
engagement in relation to the
means that had been appro-
pila'eo being turned over to
our Irrigation Co. The next
evening Q. R. Gardner received
@'Vlegram requesting him to go
y" Pnoenlx, doubtless to unravel
pOule OF the red tape that has
O'en entWlned around the appro-
prlauOn. The people are anx-
:0u'ly awaiting the result as it
= very deSlrous that work should
.Onmence as soon as possible
su sl our water bitches, dams and
"''leS That are to be constructed.
The Snowflake herald., 1916-01-14
Taylor Items

Mr. and Mrs. Ammon Hunt
,,ft Yesterday for their home
" coorce Bailey was a business
..;tor here a portion of last
week.
Miss Rebecca Crandell OF
c,nmAake made us a pleasant
call Saturday.
1omes Pearce of Pinedale is
,isiting here this week with his
sister, Mrs. Sylvia Young. i.
lorenzo Rhoton, principal of
t,a Shumway district school,
WIS brief visitor here Tuesday.
Last Saturday an eleven pound
bsbv boy came to make its home
r,itb Mr.. and Mrs. Arthur Pal
m3r.
Jordan Palmer recently left
to fill mission in the southern
states. We all wish him much
success.
NA Brimhall and wife, who
cnent the Christmas holidays
with relatives in the ella valley,
have returned home.
Misses Maggie and Amy But
Ter and May Hatch have moved
10 hSnowhake so as to be nearer
their school duties at the S. S. A.
Miss Birdie Owens, one OF our
school teachers who spent the
holiday vacation in Flagstaff,
has Just returned, being accom-
panied by her mother.
Last Sunday relatives a n d
friends celebrated the birthday
Of Mrs. Mary Butler at her home.
1t was also the ffty-ninth ami
versary of her parents wedding
day-Mr. and Mrs. Mosiah Han
cock.