davidaulloa/AmericanStories huggingface dataset:
The herald and news. [volume] (Newberry S.C.) 1903-1937, 1916-03-17
Governor Makes Inquiries
fMcLauri1 and MclNaster
Asks HosO Fire Insurance is to be Obtained by
South CaroLinians- --Ans1Oers are Filed
By The Commissioners.
By The Commissioners.

The people OF this State;
1--WE, the executiv committee Of the
Warehouse Association of South Caro-
lima, give our unqualified Endorsement
Of this act, and commend the legisla-
cure and the governor in their course
in relation thereto.
cit is a matter o regret, Of course,
that this disturbance in the business
Of South Carolina should have been
brought about, and that many persons
who were dependent for their living
upon the writing of insurance are af'
fected adversely by it, but when 1t be-
comes a question between the sover-
eigny of the State and the sover-
eighty of fire insurance company, we
urhesitating,y place ourselves on the
side of the State, and we would view
With disapproJal any disposition on
she part O. the authorities in South
Carolina to take advantage of the tech
nicality of laws primarily enacted IN
inerest of and for the protection OK
this Southeastern Underwriters asso-
citation to embarrass any agencies IN
their effort to secure insurance for the
people of the State in the absence o,
the companies which have Withdrawn.
eve recommend that mutuals De
formed in the various counties OF the
State, such as are nov in operation in
several of the counties, for the protec-
,ion o. small roperty owners"
The herald and news. [volume] (Newberry S.C.) 1903-1937, 1916-03-17
" Yours sincerely,
81. A. Banks
Rum0rs of Activities.

''Mr. Stevens and Mr. La Tourette
on Saturday after l le were called to
the office o., the insurance commits
sioner in response to a telephone mes
sage to my office from the insurance
commissioner, to the effect that the
commissioner would have to see the
law as to residents license, ETC., Of
those handling insurance in South
Carolina. had been complied with. The
insurance commissioner stated that
rumors were flying thick and fast as
to the activities of Mr.. Stevens and Mr..
La Tourette in South Carolina and that
ii was his duty to be satisfied that
they were not violating the criminal
laws
"Mr. McMaster met G. A Guignard
on the street and told him he would
not make inquiry a to any insurance
placed by Mr.. Guignard, but that no
agent not complying with the law as
to license, residence, ETC., had the right
to place insurance in South Carolina
and if they did they were liable to ar
rest.
"Mr. MoNaster was entirely with
in his technical rights as insurance
commissioner, but as these gentlemen
were not soliciting insurance, having
come here purely on State warehouse
business and in an advisory capacity
with me and with a sincere desire to
render US aid in handling this compll-
Gated situation intelligently they wrote
me a letter from Charleston, saying
they would not come back to Colum
5ia, but hal gone to New York, as
The herald and news. [volume] (Newberry S.C.) 1903-1937, 1916-03-17
McMASTER ANSWERS
INQUIRY OF GOV. MANNING
Suggests That Licensed Brokers Could
Probably. Place Insurance In
Satisfactory Concerns.

Fit1 High NcMaster, insurance
commissioner. replied as follows yes
terday to letter O: inquiry from Gov.
Mar3;rg:
Replying to 5crr letter Of March
Is asking ne how fire insurance eau
be obtained under the existing laws
and in view of the withdrawal of Ger
tain of the companies. would say
that the frequent publication in the
newspapers of the withdrawal of COM
panies without notification to me By
these companies leaves me in posi-
ton o. inability to answer your Ques-
ton definitely and exactly.
Below I am giving you list Of
companies which understand are
now writing business, and | have
starred those which l have reason to
believe will continue 10 write business
after the first of the year. *American
Druggists Fire Insurance company,
Cincinnati; %EQuqitable Fire Insrance
company, Pittsburg, National Fire
Insurance company, Providence: *NeW
Brunswick Fire Insurance Co., New
company, Charleston; *Georgia Home
Insurance company, Columbus, Ga;
Globe & Rutgers Fire Insurance COM
pany, III William street, New York;
National Ben Franklin Fire Insuance
company, Providence; *New Bruins
wick Fire Insurance company, New
Brunswick, y. J.: New Jersey Fire
Insurance company. Newark, \. j.;
#Pacific Fire Insurance company. III
William street. New York; *Palmetto
Fire Insurance company, Sumter;
Rhode Islaz.A Insurance COMPANY
Providence; South Carolina Insur-
ance company, Columbia; Southern
Home Insurance company, Charleston:
*Southern States Fire Insurance COM
pany, Greensboro, n. c. Southern
Underwriters Greensboro; ST. Pau:
Fire and Marine Insurance company,
St. Paul, MINI; !*Underwriters of
Greens zorro. Greensboro; Union Fire
Insurance conps,. Providence.
There mav be d -'"n'ter of other
oc,onanirs which MA, remain. Some
of the above named may retire.
"In addition to these I am attaching
herewith the names Of a number o.
mutual companies and inter-insurers
which were licensed last year, and
which think viii be licensed this next
year. The list is too long to be copied.
but I can furnish all innuirers with
printed lists. (List attached includes
The herald and news. [volume] (Newberry S.C.) 1903-1937, 1916-03-17
McLaurin Complains OF McMaster'S In
Quiring Into His Insurance
Operations.
ANSWERS ARE FILED BIZ
THE COMMISSIONERS

The State, 18th.
Gov. Manning yesterday sent the fol-
lowing letter TO Fitz Hugh McMaster.
insurance commissioner, and Joha l..
NcLaurin, State warehouse commise
sioner:
i am daily receiving inquiries from
all paris of the State asking me how
fire insurance can be obtained under
the existing laws, and in view OF the
withdrawal of certain OF the COM
panies.
'aIhe public is deeply Interested an
is entitled to any assistance that can
De given. l desire this information
in order that they may make their bus
ines arrangements, l ask that you
will write me where and how this in
surance can be obtained
Replies were received yesterday a.
ternoon from Messrs McMaster and
McLaurin.
tNr. McMastr submitted list of IS
companies, y of which he believed
would continue to write insurance III
South Carolina, and list of 81 mutual
fire insurance companies.
Mr.. McLaurin replied that. the firm
OF Samuels, Cornwall & Stevens OF
New York had given him assurances
that they could handle the situation.
He gives his reasons for the high in
surance rates. He also takes Mr.. Nc
Master to task FOR inquiring into the
activities of Mr.. Stevens and another
representative of the New York firm
on the occasion of their recent visit
to Columbiaa.
At meeting yesterday afternoon of
the executive committee Of the South
Carolina Warehouse association, the
Laney-Odon anti-compact law was
unQualihedly indorsed.
Commissioner McNaster left last
evening Cor New York city.
The herald and news. [volume] (Newberry S.C.) 1903-1937, 1916-03-17

my advice is that those who desire to
place insurance in large amounts write
to Messrs. Samuels, Cornwall & Ste-
yens, No. "a William street, and as to
the small country insurance, that just
as rapidly as possible mutual insur-
ance companies, such as exist in sew
eral of the counties of the State at
present, be organized.
Gas soon as I learned that tMr. Ste
yens had returned direct to New York
from Charleston, I sent my deputy to
New York FOR the purpose Of confer
ring with him and giving him assur-
ances that he probably misunderstood
the warning that he received from the
insurance commissioner
Warehouse Unaffected.
Il stand ready in my official ca
pacity and as an individual citizen Of
South Carolina to continue to handle
the situation so far as / may he au-
thorized to do so under the law, pro-
vided I receive the support of the prop
erly constituted authorities in the
State. So far as the insurance On cot
ton in State warehouses in concerned,
it has not felt any disturbances and I
do not now feel any concern that it
may be endangered. With assurances
o. esteem, l am,
Yours very truly,
John L. McLaurin.
estate Warehouse Commissioner.
"P. ST. Wade Vaughn, general
agent for number of mutual COM
panies and the Georgia State vice pres
ident of the National Association Of
Mutual Fire Insurance companies, has
been to see me today and assures me
that there are ample facilities in this
country for providing safe insurance
on every class of property in this State
and that there is no reason for our
people getting into a panic over this
situation. Of course, it takes a little
time to get the machinery ready, but
Mir. aughn came to Columbia today
to go over the situation and ean> be
reached by writing him in Atlanta care
Empire Life building. l find upon
investigation that there are. several
hundred responsible mutual insurance
companies in the United States hand
ling all classes OF property. do not
refer 10 the local mutual insurance
companies now operating for the pro-
lection Of farm property in South Car
elina on the assessment basis and
which insure only for those who have
stock in the companies. The insur-
ance companies represented by Ar.
Vaughn insure all classes of property
on premium basis and cover the en-
tire country"
The herald and news. [volume] (Newberry S.C.) 1903-1937, 1916-03-17
Carolina and to protect them against

Carolina and to protect them against
Interference
"On last Friday afternoon, having
been away from home for three weeks,
| was obliged on account Of business
affairs to leave for Bennettsyille on
the Seaboard train at APO O'clock The
understanding was that Messrs. Ste.
vens and La Toutette would go to
Charleston for the Weekend and meet
me in Columbia again on Tuesday. l
elt little uneasy over the situation
and instead of remaining over until
Tuesday | came back to Columbia
Monday night Instead Of returning to
Columbia these gentlemen left Charles
ton for New York.
while they We're in Columbia We
had applications from all over the
State (and they continue to arriye) to
place insurance which had been can
cclled or was endangered. State ware
house No. in Columbia is in one sec
5ion of the Old State dispensary build
ing. owned by G. A. Guignard. THE
rate on this house had been 40 cents
per 500. l knew that at any time in
the past year l could get 20 cent
rate but Mr.. Guignard did not care to
take advantage of this on account o:
personal relation between him and
the agent who had the insurance We
placed through Mr.. Stevens firm in
New York the insurance on this State
warehouse property at 20 cents, just
one-half of what had been paid
Senator Banks writes:
''To give an idea of how excessive
the rates in some cases were here is a
copy of letter from Senator J. A.
Banks, showing a reduction Of more
than one-hal, in the rate which he
was paving on his property in the town
of St Matthews, all of which goes to
show most tmphatically that the rates
on other classe of property can be re-
G.ced ~ cutting off the excessive COM
missions and fees to useless agents
just as We haze done wit State war
house cotton:
'fst. Matthews, Nd.cn g. 1915.
Hon. chm L Mci.au~;n Columti4
sc.
my Dear Senator: have Just
paced witt an insufGlce agency in
NV York at fiat ya;e of 1 per cer..
per annum, or 2 - per Cent. for three
years, amounting C 81 1-3 O: per
cent per annum insurance on property
owned and controlled by me in st.
Matthews. The rates heretofore pre-
vailing on this property under the op-
Grafton Of the S. E. L. A: One build
ing S1.35, another $2.75, another Y
cents, another u cents another II
cents another y cents, another $3.50,
another $3.50, another $40, another
1915, another $3.50, or an average
rate of $1.95. 1t would appear from
these figures that the State is not des-
tined to suffer greatly from the de-
sruction of the S. e. U. A. Insurance
was placed with Samuels, Cornwall &
Stei ems
Yours sincerely,
The herald and news. [volume] (Newberry S.C.) 1903-1937, 1916-03-17
McLAIRIN BROUGHT BROKERS
FROM NEW YORK CITY
McNaster Interfered- Visitors Left
When Commissioner inquired
as to Their Status.

John L. McLaurin, State warehouse
commissioner. replied as follows to
Gov. Manning's letter O. yesterday,
making inquiry as to the insurance sit
nation:
81 have your letter of March Is,
asking me how fire insurance can be
obtained under the existing laws, ETC.,
and l beg to say that l agree with you
that ~he public is deeply interested,
and entitled to any assistance that can
be given
'fAs l felt that the people were in
some measure looking to me in the
crisis which was prccipitated by the
insurance legislation of the last ses-
sion of the general assembly, l want
North accompanied by Senator J. Ar
thur Banks, to see the insurance peo-
pie with whom l had placed State
warehouse insurance at very greatly
reduced rates, inorder to have some
channel through which other classes
of property in South Carolina could be
protected if the threatened withdraw
al o., the insurance companies took
place.
Dealt With Brokers.
"My dealings in New York have
been through the firm of Samuels,
Cornwall & Stevens, one of the largest
and most responsible firms of insur-
ance men in New York In my deal
ings with this firm I have found the
senior member, George C. Stevens, a
most elegant gentleman, and our rela-
tions have grown to be very cordial.
81 explained the situation to Mr.. Ste
vens and he agreed to come to South
Carolina for the purpose of advising
me how to handle the situation from
an insurance standpoint. His firm
gave me assurances o. their ability to
handle the entire insurance situation
in South Carolina if necessary, but
they did not wish to invade the terri
tory of the agents if it could be
avoided
Neither did wish to do this, which
would have put many of these men
out of business, and as Samuels, Corn
wall & Stevens could get much cheaper
rates than any agent in South Caro-
lima, I was making my arrangements
for agents in the various counties to
place insurance through Samuels
Cornwall & Stevens, thus enabling
these agents 10 continue to do bust
ness.
Large Proposition.
after Nr. Stevens got here and
sition and my ineXperience in insur
realized the magnitude o, the propo-
ance matters, he consented to send for
his chief clerk, Phil La Tourtette,
whom I know very we'll. and let him
stay here in my office until We could
get the situation well in hand. Before
Mr.. La Tourtette arrived, called III
McMaster, the insurance commissioner,
over the phone and told him that Mr..
Stevens was here and suggested that l
bring them together in order to get the
benefit of the experience and advice Of
Mr. Stevens in handling this matter.
''Mr. McMaster seemed to think ii
would be better for him not to meet
Mr. Stevens and told me to handle 1t
in my own way. AS Mr. Stevens and
MIR. LaTourtette handle large part OF
our insurance I appointed them State
warehouse inspectors. with special
reference to insurance, in order to
given them official standing in South
The Princeton union. [volume] (Princeton, Minn.) 1876-1976, 1916-08-24
PAGE SEVEN.
First Pub. Aug. 3-6t)
Notice of Mortgage Foreclosure Sale.

Notice is hereby given that default has been
made in the conditions Of certain mortgage
executed by Joel Carlson, mortgagor, to
d Giaf o. searle o as MORTGAGES. dated the 10th
OF the Register of Deeds of Mile Laos county,
y. o'clock p M. of said day in Book A of
of said office That no action or proceeding
has been Instituted at law or otherwise to
recover said debt secured by said mortgage,
That by reason of said default said mort
gage has elected to declare the whole sum
specified specified in said mortgage to be due and
That there is claimed to be due and paw
able and that there is now due and payable
at the date of this notice, upon said mortgage
ana upon the debt thereby secured the sum of
dollars (s573.75).
Notice. is hereby further given that by
virtue of the power of sale in said mortgage
contained and recorded Herewith, which by
reason of the facts aforesaid, has become
operative, and pursuant to the statute in such
case case made and provided, the said mortgage
covered by said mortgage, to-wit:
, All that tract or parcel of land lying and
BENG being in the County of s1iIle Laos, state of
northeast quarter (neA) of the northwest
quarter (nwA) of section number fifteen U.s.
tOwnfhiG n 31a1 fortyone az Of range
to the highest bidder therefor, for cash, by
the sheriff of Mile Laos county, Minnesota, to
satlsfy and pay. the debt which will then be
que on the note secured by said mortgage
together with the of $4,000 stipulated in
sald mortgage as attorneys fees and the costs
and expenses of these foreclosure proceedings
as allowed by law.
That said sale will be made at the front
door OF the courthouse in the village of Prince
ton, county of Mile Lavs and state of Min
day, the 10Th day of September A. D. 1915
Dated August 8, 1916 -''
OLAF o. SEARLE,
". Il oMI1H, Mortgagee.
Attorney for Mortgagee
$40 New York Life Bldg,
Minneapolis, Minnesota
The Princeton union. [volume] (Princeton, Minn.) 1876-1976, 1916-08-24
(Frst Pub. Aug. 17-3t)
Citation for Hearing on Petition for Determin-
alton of Descent of Land

State of Minnesota, County of Mile Lacs
In Probate Court.
In the matter of the estate of Pennah w.
Kountz, also known P. w. Kountz, decedent.
The state of Minnesota to the next of kin
and all persons interested in the determina-
ton of the descent of real estate of said de-
cedent.
The petition of George McC Kountz having
been filed in this court, representing that said
decedent died more than five years prior to the
filing thereof, leaving certain real estate in
said petition described, and that no will of
decedent has been proved administration
of her estate granted in this state, and praying
that the descent of said real estate be determ-
ined by this court;
Therefore, you, and each of you, are here
by cited and required to show cause, if any
you have before this court, at the probate court
room, in the court house, in the village of
Princeton, county of Mile Laos, state of Min
nesota on tthe 18th day of September, 1916, at
10 o'clock a. M, why said petition should not
be granted.
Witness, the Judge of said Court, and the
seal thereof this 18th day of August, 1916.
VIM. Y. SANFORD,
Court SeaD Probate Judge.
E. L. Mcmillan,
Attorney for Petitioner
Princeton, MINI.
The Princeton union. [volume] (Princeton, Minn.) 1876-1976, 1916-08-24
First Pub. Aug. 17-3t)
Citation for Hearing on Petition for Determine
alton of Descent of Land.

State of Minnesota, County of Mile Laos.
In Probate Court
In the matter of the estate of William J.
Kountz, also known as w. j. Kountz, decedent.
The state of Minnesota to the next of kin
and all persons interested in the determination
of the descent of real estate of said decedent:
The petition of George McC. Kountz having
been filed in this court, representing that said
decedent died more than five years prior to
the filing thereof, leaving certain real estate
in said petition described, and that no will of
decedent has been proved nor administration
of his estate granted in this state and praying
that the descent of said real estate be determ-
ined by this court;
Therefore, you, and each of you are hereby
cited and required to show cause, if any you
have, before this court, at the probate court
room in the court house, in the village of
Princeton, in the county of Mile Laos, state
of Minnesota, on the 18th day of September
1916. at 10 o'clock a. NJ, why said petition
should not be granted.
Witness, the Judge of said Court, and the
seal thereof, this 18th day of August, 1916.
VIM. V. SANFORD,
court SeaD Probate Judge
E.. L. Mcmillan,
Attorney for petitioner,
Princeton, MINI.
The Princeton union. [volume] (Princeton, Minn.) 1876-1976, 1916-08-24
First Pub. Aug. 17-3t)
Summons,

State of Minnesota, County of Mile Laos.
District Court, Seventh Judicial District
George McC. Kountz Caroline K Jones,
Katherine K. Fitch, Mary K Backus.
Lucia B. Kountz and Albert j. Kountz
Plaintiffs.
J. Cullen Root, Leonard Pratt, T. S.
Gould, Collin Campbell, Henry C. Head,
also all other persons unknown claiming
any right title, estate, interest or lien
IN the real estate described in the COM
plant herein,
m ~ Defendants.
The State of Minnesota to the above named
defendants:
You are hereby summoned and required to
answer the complaint of the plaintiffs in the
above entitled action which is filed in the
office of the Clerk of the District Court
in and for the County of Mile Laos and
State of Minnesota, and to serve a copy
OF your answer to the said complaint on
the subscriber at his Office in the Village of
Princeton, County of Mile Laos, and State
Of Minnesota, within twenty (2O) days after
the service of this summons upon you, exclu-
sive of the day of such service, and if you
fail to SO answer the said complaint within the
aforesaid time, the plaintiffs in the action will
apply to the court for the relief demanded in
said complaint.
Dated August 18th, 1916.
E. L. MCMILLAN,
Attorney for Plaintiffs,
Princeton, MINI.
The Princeton union. [volume] (Princeton, Minn.) 1876-1976, 1916-08-24
Notice of Lis Pendens.

State of Minnesota, County of Mile Laos.
District Court Seventh Judicial District.
George Nee. Kountz, Caroline K. Jones,
Katherine K. Fitch, Mary K. Backus
Lucia B. Kountz and Albert j. Kountz,
Plaintiffs.
J. Cullen Root, Leonard Pratt, l. S.
Gould, Collin Campbell, Henry C. Head,
also all other persons unknown claiming
any right, title, estate, interest or lien
in the real estate described in the COM
plant herein,
Defendants.
Notice is hereby given that an action has
been commenced in the above named court
by the above named plaintiffs against the
above named defendants for the purpose of
determining the adverse claims of the
defendants and the rights of the
parties respectively in and to the real estate
hereinafter described, and quieting the title
to said lands in the said plaintiffs, their heirs
and assigns, forever. The premises affected
by the said action are situate in the County
Of Mile Laos and State of Minnesota, and are
described as follows, viz: The west half of
the southwest quarter (w1a of swA) and the
southwest quarter of the northwest quarter
(swA of nwA) of section thirty-two 1922,
township forty (40), range twenty-six (26).
Dated August 18th, 1916.
E. L. MCMILLAN,
Attorney for Plaintiffs,
Princeton, MINI.
The Princeton union. [volume] (Princeton, Minn.) 1876-1976, 1916-08-24

Hot weather is hard on people
troubled with their stomach or bowels.
HOLSTERS Rocky Mountain Tea is
just what you need; regulates the
bowels, tones and cleans the stomach.
Take it and be cool and happy. c. A.
Jack Drug Co. Adv.
The Princeton union. [volume] (Princeton, Minn.) 1876-1976, 1916-08-24

On motion board adjourned until Septem-
Der IL, 1916.
F. C. CATER,
Chairman of the Board of County Commits
sioners, Mile Laos County, MINI.
Attest: w. c. DOANE,
Board.
By Walter Peltier, Deputy.
Official Seal)
The Princeton union. [volume] (Princeton, Minn.) 1876-1976, 1916-08-24

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