The Idaho Republican. [volume] (Blackfoot, Idaho) 1904-1932, 1916-08-18
RURAL CREDITS

In recent years much has been said
about loan funds for the benefit OF
the farmers. For such a fund there
is need. In carrying on his business
the farmer requires capital, just as
does the merchant, the manufacturer
and the miner.
The popular impression has been
that all the farmer needs is a team,
a wagon and a few farm implements.
There are lots of inefficient farmers,
This may be the result of men who
know nothing about anything else
engaging in farming. They may have
the idea that all that is necessary is
to plow and plant, and then watch
it grow. The trouble in that case is,
watch as one may, he will not see it
grow.
To be successful, the farmer must
have the best of implements, just
as the manufacturer must have, and
he must have a chance to improve
his soil so as to get the best possible
results. All this costs money and the
profits of the farmer at all times,
over and above what it costs him to
live and to support his family, are
not sufficient to enable him to get
what he needs in his business and
do that which will add something to
his profits.
This means he must have capital,
and must have the use of it for a
longer time than is wanted by the
merchant or the manufactures. These
latter look to the seasons when their
wares and their products are expect
ed to be in demand, and govern them
selves accordingly.
The success of the rural credit sys-
TEN will depend upon the manner in
which it is handled. In making loans
from a rural credit fund, what is
loaned is not to be a gift, it is what
is called, a loan, something that must
be repaid. Those who handle it will
be governed by the same policy as
other bankers. They will consider
the capacity of the borrower to
handle the funds in such a manner
as to make him able to repay. In
short, his credit will be looked into.
It is believed that this will, in the
end, meet with such success, hat the
who needs capital with which
to carry on his business, will have no
more trouble in securing it, than the
successful merchant, miner or manu-
facturer. 1t will result in more sue
farmers. 1t will stimulate
those who are in the business and
arouse an ambition to do the very
best. 1t will encourage ambitious
young men to get into the business,
and to master the science Of agricul-
1t will add to the volume OF
products. 1t will inspire meil
with a determination to make the
product of an acre double that of the
present yield. 1t will show many
more men that the life of a farmer
Is capable of being made the ideal
life.
This cannot be done in a day, or
4 year or ever in a decade. But it
will come, and the country will see
less and less of slipshod agriculture.
The soil will be less abused. The soil
will be treated as it should be, as the
1rime source to which all must look
Tor comfort and for the preservation
If life.
Knoxville Journal and Tribune.
-%--
So they all returned to the
Y. A. Just home. OF guests there
we're 20 automobile loads, besides
wagons. buggies and Fords. Lunch
vas served at noon, with watermelon
md ice cream as special desert.
Sergeant J. W. Just, Of the Idaho
infantry, now stationed at
spent Saturday and Sunday
With the Justs, of Presto. He. has
cen commissioned recruiting officer
or this section.