Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1916-06-16
State FEDERATION
Of WOMEN's CLUBS
Mrs. Scion Shedd, President

women! Remember convention
-, lime 20, 81, %, %, at Ever
Hone to see all clubs we'll repre-
sented.
we are glad to publish the follow
ing letter relative to the Federation
loan fund
As there seems to be some uncer-
,ainty in regard to the rules govern
lao tbe loan fund, the history of the
tund is here given as accurately as
oossble from the records on file with
mo educational committee.
At the convention in Bellingham,
IN 1908. Mrs. II. W. Allen, then presi-
aent presented plan to help girls
continue their education by means of
this loan fund. The plan as adopted
vas governed by few rules: the appli-
can't was to be endorsed by a club
halonging to the Federation; it was
IN he a loan without interest; to be
renaid as soon as the borrower was
earning a salary.
The first two years were expert
mental. Two loans made at this
time have never been repaid and at
the last board meeting were charged
off. 1t soon became evident that
definite rules were necessary and
the board which met in February,
1912, in Tacoma, was asked to pass
on the following: The minimum
age at which help should be given,
an established form of application to
be kept on file, the maximum
amount to be loaned any one
woman, whether the endorsing club
should be held in any way for the
return of the money. and, also,
form of agreement to be signed by
applicant upon receipt of the money
The board voted that no money be
loaned to any one under Is years of
age; that $3.50 be the maximum
amount loaned to any one person,
except under exceptional circum-
stances; the endorsing club to be
held responsible for the return of
the loan. The application blank was
ordered printed and then, or later,
a list of rules for the guidance of
clubs recommending applicants for
the loan.
These are practically the same
rules now in force as can be seen by
consulting the bylaws adopted at
the Raymond convention, except that
the maximum is $3.50 and the Dor
rover gives a stronger note endorsed
by the sponsor club.
1t was originally intended that
this fund be kept up by voluntary
gifts from the clubs. 1t was recon-
mended that each member of a fed
Grated club give 25 cents a year to
the fund.
A number of the clubs follow this
plan; other give a fixed sum each
year regardless of membership;
other clubs alternate with the en-
dowment fund and some of the clubs
nave other claims too pressing to ad-
NIT OF their giving anything.
EarlV in fha IL, IL L..
fund a number of scholarships were
placed at the disposal of the loan
lund committee. The records of the
committee do not state definitely the
GATE, but the secretary's books have
me definite dates. Several of these
scholarships were loaned to appli-
oahts. The majority of the schools
SWING these scholarships considered
'nat they were giving them as so
much cash value to the Federation
means of adding to the fund for
iulure usefulness; others, however,
uiu not take this view and consid-
efed that we had no right to collect
Tue value OF these loans from the
turnover. AS there was no object
Whatever in the federation granting
scholarship which could be OBJ
'a'ned directly from the college
through the regular channels, the
USE OF these scholarships was dis
continued.
AT the board meeting in Seattle
luis winter, a new form of note was
auopted' which places the loan on a
''eal oasis; the endorsing club sign
ing Jointly with the applicant, and a
ueiinite time is stated in the note for
.e-payment. The question of charg-
ing interest after a period of five
y = mas elapsed will come up at the
Everett convention.
AS the endorsing club assumes so
"ueh responsibility it should have
al understanding with the borrower.
one should write to the club at regu-
=, intervals, report her progress to
ciuD and keep the club and the
man OF the education committee