davidaulloa/AmericanStories huggingface dataset:
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15

Ale pays out about 5000, 900, 00(
a year more than he should pay. AMI
MONEY SAVED is MONEY MADE.
Q.-And why has he been over
charged?
A.-Chiefy because of the old sys
tenn of from one to five year loans
Renewals became necessary, with high
commissions, or else the farmer would
have to sell part of his investment
thus reducing his capital or earning
power. AND a FARMER HAS TO
HAVE CAPITAL THE SAME AS A
COMMERCIAL MAN.
Q.-What would Missouri farmers
save in interest under the Gardner
plan?
A.-With farms in our state mort,
gagged for s113, 600, 600, the mortgages
running from one to five years, about
s4o.0o0,0a0 worth mature annually.
Renewal commissions of . per CEN 20.
tai 100000 annually. Under the Gard
ner bill the interest reduction Cat least
2 per cent under old rates) would be
about s2,5O0, 900 MORE SAVED every
year.
! Q.-Would the new law bring about
farm expansion, more capital and In
dependence?
Ayes. With an appropriation Of
5 ,000,000 as a loan from the state,
TO be paid back by the bank from the
reserve fund, the fee for which is in
cluded in the 4 $40 per cent interest
paid by the farmer. the state land
bank could loan as much as 100000
900 on this original working capital.
The banks sale of debenture bonds
by notes and deeds of trust or mort.
cages, the land being appraised at
half its cash value, should bring a
hundred million dollars into Missouri
in a short time.
Q.-Why would investors favor it?
A.-Instead investing in a SINGLE
farm mortgage, they would turn to
Missouri. the first state having a land
bank. They would put money in
bonds on THE GENERAL FARM
PROPERTY. KNOWING THAT THE
MONEY WOULD BE EXPENDED,
AS REQUIRED BY THE LAW, FOR
IMPROVEMENTS. 1t is the safest
investment on earth.
Q.-What would be the general re-
suit?
A.-Hon. Noah W. Simpson Of Lew
is county, lawyer and member of the
F~ortyeighth general assembly of Mis-
souri,, who introduced the bill designed
by Col. Fred d. Gardner, says: by a
system Of modelling (or consolidating
these farm loans can amortize them
selves (pay off in easy stages) In a
long term OF years, and in the end
the borrower has not only had his
money at a reasonable rate, but at the
end Of the term Of years'for which the
money was borrowed his mortgage
loan is fully paid"
Yes. And crops will have grown in
what now are waste places; taere
would be more subdivisions Of farm
lands; the farmers son will have
been kept at home because of the
greater opportunities; production Will
have increased and thus reduced the
high cost OF living for everybody;
there would be fewer mere tenants
in Missouri. AND YOU WOULD
HEAR MUCH LESS ABOUT MIS-
souri, FARMERS BEING LAND
POOR.
tEnd Of Lesson II. Lesson III. will
appear in next issue.)
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15
Preparedness At Home

Home money to loan at 10 on
improved farms in Wright and
Douglas counties, on seven years
time. Can get your money as
soon as title is perfected. No de,
lay. Come and see, or write
AVERY & STEPHENS,
ADV. Mansfield, Mo.
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15
Bowel Complaints in India

In a lecture at one of the Des
Moines, Iowa, churches a mis-.
sionary from India told of going
into the interior of India, where
he was taken sick, that he had a
bottle of Chemberlain's Collie,
Cholera and Diarrhoea Remedy
with him and believe that it saved
his life. This remedy is used
successful in India both as a
preventive and cure for cholera.
You may know from this that it
can be depended upon for the
milder forms of bowel complaint
that occur in this country. OBJ
tainable everywhere.-Adv.
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15

lin the first lesson Of this Primer
the main features Of the Gardner
State Land Bank Bill were set forth
In the present lesson 10 shown the
fuller effect of the which was
passed by the last Legislature, signed
by the Governor and will be voted on
at the November election. The law is
~ become effective Dec. 1, 1916.)
LESSON II.
Q.-What does it NEAR to be LAND
POOR?
Ask Missouri farmers. THEY
KNOW. 1t is having land which they
would like to cultivate but haven't
the means-unless they grow" a
mortgage, which, under the old cont.
stions OF high interest and big commits
sions might eat up the land.
Q.-Why have the interest charges
been high?
A.-Because farm mortgages have
not been easy to convert into cash.
The loans have been for compare
lively short periods-not long enough
to permit the farmer to pay out.
Q.-How does the Gardner Land
Bank project differ?
A-By loaning the farmer money
at four and three-tenths per cent for
as long as twenty-five years. And ne
chm pay back the principal in yearly
installments with the interest, or pay
1t up al any interest period. On a
twenty-five year loan the farmer
would pay only $3.50 a year on each
800. and this includes interest re-
serve fee and the PRINCIPAL.
Q.-Why does the farmer need
state aid?
Aft you leave it to private capt.
tai to start land banks, dividends and
increased expenses would leave the
farmer borrower no better off than
he now is. The state land bank would
have nc salaried officers, except a few
appraisers and additional clerks, be.
cause state officers and employees al
ready on the payroll would look after
its affairs. And there would be no
shares of stock on which to pay diyi-
dends. THE FARMER BORROWERS
WOULD GET THE DIVIDENDS.
Q.-What about the existing state
banks?
AIN the agricultural districts Of
Nissouri-communities Of less than
5000 people-there are only about 60
banks with a combined capital Of
some $4,000 600. They can place Is
per cent in farm loans (~$1,250,000).
which is certainly insufficient. And
the country banks do not are to tie
up their loans. even for five years,
which in itself is too short a time for
the average farmer.
Q.-What about the federal reserve?
A.--The federal ser act does
mot permit the central bank to re-
discount farm mortgages as 1t does
paper.
Q.-Then the .ctate land bank be-
comes a necessity?
Ayes. The American farmer is
producing ten billions of dollars an
.1iually, and Is borrowing six and a half
every year, and. as former
Taft has figured. Is paying
81 per cent interest. He is at the
foot OF the ladder Of financial consid-
eration-and at the top Of interest
rates. And the FARM IS THE BASIS
OF ALL PROSPERITY.
LOSS OF $200,o00.000 ANNUALLY.
Q.-To what tune is the American
farmer bled by high interest commits.
Sionsa
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15
Come to Central Minnesota

This country is adapted to di'
versified farming, stock raising,
dairying, all classes of small
grains, corn, clover, timothy and
other grassessvegetables and
small fruits. @Prices reasonable
We also have lands in Northern
Minnesota, and can furnish any
size tract desired. Low and easy
terms. - BENTON COUNTY
REAL ESTATE CO., Sank Rap.
ids, Minnesota ADV.
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15
Rennbert

Preaching at Pleasant Hill eve
~ first Saturday night, Sunday
and Sunday night. Rev. M. B,
Cliff, pastor. Sunday school ev'
cry Sunday at 10 a. m.
Flowing corn is the order oil
the day
Frank Coday and Robt. Young
left Saturday for Kansas to seek
employment.
CRAZY MADGE.
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15
Money to Loan

N. J. CRAIG HAS SOME
MONEY THAT HE DESIRES
TO LOAN ON GOOD, I'M.
PROVED FARMS IN ETH.
Err WRIGHT OR DOUGLAS
COUNTIES. N. J. CRAIG
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15
CATARRH Means Death

LaGRIPPE, Diseased Body
RHEUMATISM, a Life OF Suffering
\ No man Of woman V e died of either
disease, or failed Of cure who began the
use in time of the Greatest Discovery
known to man, Lees Absorbent Lini-
ment. Ii afflicted, write Lee. the Med.
ical Specialist. Blackwell, Oklahoma,
for Tree booklet.
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15
To Exchange

Clear unimproved Kansas City
lots for Kansas land. Lee Mon.
roe, Topeka, Kansas.-Adv.
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15
Farm Loans

At lowest prevailing rates.
No delay.
Adv. GEO. B. FREEMAN.
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15
INDEPENDENCE FOR FARMER
UNDER LAND BANK BILL
What 1t Will Mean to the Agricultural Classes to Get
25-Year Loans at 4.3 Per Measure
Expected to Bring a Hundred Million
Dollars of New Money Into the
=: State of Missouri.

- This is the second Of q series of four articles forw which We have arranged in
which, the Gardne Lamb Bank Bill. VIII be discussed from every possible angle. As
the Land Eank Bill VIII be the subject Of wide discussion, our readers would do
vel to clip and preserve e series if they d to be in a position to meet my
objection that may be raised or to correctly answer any question, THAR may be
asked REGARDING ue BILL
Mansfield mirror. (Mansfield, Wright County, Mo.) 1908-1957, 1916-06-15

County Clerk e. G. Purtle has
bought the Hartville telephone
exchange.
Harrisburg telegraph. [volume] (Harrisburg, Pa.) 1879-1948, 1916-07-28

form of government adopted for the
Third Class cities of Pennsylvania
three years ago, there is no hesitancy
on our part in designating it unsat-
lsfactory in pronounced degree. 1t
is decidedly wastefuI of the public
funds without any compensating ad-
Vantages discernible, except perhaps
a greater facility in passing legisla-
ton, which is seldom an advantage.
The/law provides an additional head
for the fire department, but a chief
and all of the old organization is still
necessary. The street department has
another superior officer, but without
displacing a single employe under the
old system. The same is true of the
other assignments of councilmen con-
templated in the Clark law and the
sole result apparent is the placing
of these additional well-paid officers
on the salary list. The executive
overhead expense thus entailed on the
city of Williamsport amounts to %
per cent. of its income available out
side of the lighting, fire and other
their character and which would
necessarily have to be made to meet
definite contracts or needs under any
system of government.
Salaries Without Results
Nor can any man say. after two
elections under the Clark law, that
the payment of salaries to council
men has brought into the public SER
vice a higher class of business ability
than it commanded IN the days when
it was contributed as a matter of civic
pride. Indeed, it averages decidedly.
lower. There is a tendency on the
part of voters to listen to the plea of
need on the salary question and vote
down the man who has made good in
another occupation IN favor of a man
whose failure in other fields leaves no
doubt that the pay attached to the
office is more necessary to him than
to the other. In fact. consider the
present councilmanic salary the great
est defect of the present law in view
of the manifest willingness of people
of real ability to contribute their SER
vices. in a deliberative way at least, for
their city's good.
Favors Single Council
I'VE strongly recommend the single
council of i've or more members,
Harrisburg telegraph. [volume] (Harrisburg, Pa.) 1879-1948, 1916-07-28

elected from the city at large, to serve
without pay or for a nominal sum,
who may appoint the several chiefs
of departments, and an executive who
might perhaps be designated as a city
manager; we'll paid, capable person
with whom they may take up all
policies or suggested laws or other
city business, just as does a corporate
board of directors with their manager,
and run the city as the best organized
businesses are. I believe this could be
accomplished without repeating all
the present law which has many good
points. The experience gained in the
past three years should make these
as apparent as its weak ones and
make possible the enactment of
complete and satisfactory law for the
government of our cities at the COM
ing session of legislature
LANIENTABLE FAILURE AT YORK
w. L. Taylor. head of the York
Dispatch and York Daily 80 far
as making many of the improvements
that were promised the commission
form of government has proven
definite and lamentable failure in
York. The hand OF political intrigue
is more evident and expensive than
ever before, both in the transaction
VI puDHC business ana results OBTAIN
ed. Expensive political pickering has
cost us much money. have no doubt
whatever that if given the opportun-
ity of voting upon the subject York
would, by large majority, return to
the old form of government rather
than to continue with the new In
my mind the ideal form of govern
ment for cities such as ours would
be worked out on the basis of an un-
paid council and paid manager"
CITY MANAGER FAVORED
Charles NJ. Kelley, general manager
of the Altoona Times - Relative to
the working of the commission form
of government here, we can advise
you that, so far. it has failed to realize
the benefits that its advocates pre-
dicted for 1T. We have increased our
operating cost without any appreci-
able improvement in administration;
and we have failed utterly to central
ize responsibility, perhaps due to the
Harrisburg telegraph. [volume] (Harrisburg, Pa.) 1879-1948, 1916-07-28

fact that the commissioners elected
have been keeping their eyes on a re-
election and have side-stepped duties
that, while obviously necessary, have
involved features that might react un-
favorably upon the political fortunes
of the commissioners.
II am firmly convinced that COM
mission government, provided right
men are elected, is a vast improve
ment over the bicameraI system. But,
unfortunately, our people cannot be
induced to recognize the importance
of selecting the right kind of men.
The basis of selection is apt to be
Church affiliation, or fraternal asso-
citation, or some other immaterial and
frequently destructive influence that
Harrisburg telegraph. [volume] (Harrisburg, Pa.) 1879-1948, 1916-07-28

is subversive of the best development
of any form of government.
''It is probable that were the matteI
submitted to Altoona voters the!
would recall commission government
since there is quite a widespread be
lief that it has been a failure. Their
is warrant for this opinion, if we d.
not differentiate between the system
and those who control it.
Personally, favor the city man
ager plan with, perhaps, an advisor!
board selected by the voters and serv
ing without pay or for a nomina
salary. Elective heads, responsible
directly to the people, are not, in m!
opinion, the most desirable arrange
ment."
Harrisburg telegraph. [volume] (Harrisburg, Pa.) 1879-1948, 1916-07-28
FRECKLE-FACE
Sun ana Wind Bring Out Ugly Spots,
How to Remove Easily

Here's a chance, Miss Freckle-face
to try a remedy for freckles with the
guarantee of a reliable dealer that it
moves the freckles: while if II docs
give you clear complexion the ex-
pense is triiing.
Simply get an ounce of othine-
double strength-from any druggist
and a few applications should show
you how easy 1t is to rid yourself of
ful complexion. Rarely is more than
one ounce needed for the worst case.
Be sure to ask the druggist for the
double strength othine, as this is the
prescription sold under guarantee of
money back If it fails to remove
freckles.
Harrisburg telegraph. [volume] (Harrisburg, Pa.) 1879-1948, 1916-07-28
wILLIAMsPoRT HAS ENOUGH

George E. Graf, editor and pub
Usher, the Williamsport Sun - LAS
the result of our observation of the
practical workings or the commission
Harrisburg telegraph. [volume] (Harrisburg, Pa.) 1879-1948, 1916-07-28

Senator Vim. G. SprouI, of the Ches-
ter Times - I'VE are very we'll salts
fed here with the commission form
of government, although it is a bit.
more expensive than it need be. I
believe that possibly the substitution
OF small council might be more de-
slraole, although we really feel op-
posed to any more fooling or tinker
ing with our municipal government.
We have had good many changes in
the past few years and just about the
tune we get used to one system some
tellow comes along with a PROPOSE
ton for change.
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20
where he will make a visit with his

where he will make a visit with his
daughter.
The bankruptcy petition of Alexander
A. Mcmillan of Barre has been referred
to Referee w. n. Theriault. The bank
rupt has debts amounting to Sl16o9O
and no assets. The biggest creditor is
Nora Mccain Of Montpelier with claim,
unsecured, of Sl,l40. Mcmillan resides
at lot South Main street, Barre.
In probate court to-day Ethan A. Shaw
of Mortified was appointed executor OF
the will of Sophia A. Markham, late OF
Mortified.
Henry f. Laird, student at Harvard
Dental college, arrived in the city last
evening to spend the holiday vacation OF
two weeks with his parents, Mr.. and
Mrs. Fred +. Laird.
State Highway Commissioner Stoddard
L. Bates of Derby arrived in the city to-
day with his office effects, which are be
ing transferred to the Colonial on state
street, where the office will be located
during the session.
George w. Kidder, who was i'll with
pneumonia at Heaton hospital since the
first of the month, has sufficiently recov-
cred to return to his home on Main
street.
Capital City grange will hold its reg
ular meeting Thursday evening. Dee Il,
in Odd Fellows hall, The third and
fourth degrees will be conferred on
class of r. The program will consist
of reports from the state grange. Tues.
day evening, Dec. 26, the grange will
hold its annual Christmas tree. Parents
are asked to see that their children are
provided for
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20
The Daylight Store
TALK OF THE TOWN

Have you seen the bath robe blankets
at Fits?
Leggings and rompers for the children.
Tilden Shoe Co.
A startled butchers horse attached to
pair OF light sleds aroused Barre's
Main street from its noon day reyery to-
day by lowering the speed record be.
tween city hall and Granite street, Peo-
ple homeward bent attempted to stop
the runaway by tlourishing Christmas
bundles, arms, etc, but it remained TOR
neighbor of the man who owns the
rig to solve the problem of composing
the horse by jumping aboard the out
fit near Granite street. The fleeing
butchers horse was brought to halt
by quick jerk of the reins.
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20
TALK OF THE TOWN
Tovs In Ahbott's hdsement.


Miss Mary Watson of Merchant street,
who was called to Syracuse, y. Y, by
the death of a relative, has returned to
the city, after an absence of several
weeks.
Tomorrow +. s. Platt of Rutland,
clerk of the United States court, and his
assistants viii hold a session of United
States naturalization court in the court
room at city hall. Several months have
passed since the court convened for hear
ings in Barre and local attaches expect
that large class of citizenship candi-
dates viii be present to apply for papers
of the first and second classes.
Among the guests arriving at Hotel
Barre last night and this morning were
the following people; L. r, Darling OF
Derby, Mrs, NJ A. Hanna OF New York,
V. S. Quimby Of White River Junction,
Aaron Berman of Littleton, \. H., Elmer
C. Nevins of Philadelphia, Pa, B, A.
Manchester of Randolph, G. Il. Littlefield
of st. Johnsbury, G. H. Wilder of Bur
lington, w. F. Manning OF Plaintieid,
n. j.. John j. Walsh of Quincy, Mass,
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20
You Need One of These
Gill;

If you were thinking of good VIM
ter Suit at medium price, here is a
chance to get Suit value that is OF
unusual worth.
We have gone through the stock
and divided the line into four lots at
prices that will clean them up in the
next few days.
Lot No. consists of all Suits in
ladies' and misses sizes that sold at
from $3.50 to $500. Now to close
at S79s.
Lot No. takes in all Colored Suits
in Blues, Browns, Greens, and Mix
lures. in qualities that sold at from
$3.50 to $500. The most of these
Suits are interlined. Priced now at
S9.9S.
Lot No. 3 consists of all Colored
Suits in the seasons best values, that
sold at from $4,000 to $3.50. These
are exceptional values, now at only
$3.50. When you consider the adj
vance in all cloths at the present time
this is an unusual buy.
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20
TALK OF TIE TOWN

Cash paid for old gold and silver. T. f.
Burr
A. j. Young left last night for Mon
treal. p. O., where he is making bust
ness visit of few days.
W. H. Mahoney of Merchant street has
returned home, after passing a few days
in Burlington on business.
George Mcmillan of Graniteville passed
through the city this afternoon while on
his way to Montreal, P. O., to remain
with friends until after the holiday sea
son.
Members OF the Universalist Sunday
school who help on the Christmas pro
gram please be at the vestry Thursday
afternoon; little ones at 2, older ones at
8 o'clock.
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20
MONTPELIER
Imperial Bowling Team Defeated St. Al
bans By 70 Pins.

The Imperial bowling team annexed
another victory last evening, continuing
its unbroken string on the home alleys,
by defeating st. Adams five by total
of 70 pins. The Montpelier rollers cap
tured the first string by 80 pins and con.
tinued to add to the total until the end
of the third string. Hawkins toppled
the pins for total of 324 and was high
single with ll9. Paquet OF the visitors
took away the honors for the St Adams
team with high single OF lO5 and total OF
2e7. The score:
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20
Montpelier.

Tenney company linemen were engaged
to-day in wiring the community Christ.
mas tree for the lights which will add
much to its splendor during the exercises
to be held Sunday afternoon. The tree
was brought to the city yesterday after
noon by employees OF the city street de-
partment and placed in front OF the city
hall.
Telesphor Allard of Court street lett
this afternoon for Springfield, Mass,
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20
Special Millinery Values

These are Millinery prices that will interest those
who want a Hat for the holiday season. One lot or
odd Trimmed Hats at only CSC each to close out the
lot.
At One-Half Price is lot Of our seasons best Hat
vaues Hats that sold at from $500 to $500, to close
at one-half the original prices.
See our special values in good warm Winter Coats.
One lot of odd Coats at cleanup prices.
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20

LOT FOR SALE--Corner of Franklin and
Elm streets opposite Mathewson school build
ing 100 feet frontage; Homer Fits. 2S6tS
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20
TOO LATE TO CLASSIFY

TO RENT--Upstairs tenement of large,
nice rooms inquire of Mrs. Colby, l26 Elm
street, Barre. zooto-
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20

WANTED-~At once experienced housekeeper
in a family Of two; reply by letter to C,
care Times 256t2
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20

A. P. ABBOTT co.
A. P. ABBOTT CO.
A. P. ABBOTT CO.
A. P. tBBOTT co.
eAx~ Christmas Goods by
~ Express

this Christmas You will be glad to know
wOtofIa
Handerd
brushed o
" ,
nthrese at
The Barre daily times. (Barre, Vt.) 1897-1959, 1916-12-20

TO RENT Heated 3-room fiat large front
room, nice bathroom apply to G. A. Lane. 81
Elm street 236t3
Corpus Christi caller and daily herald. [volume] (Corpus Christi, Tex.) 1911-1917, 1916-02-04

norIeE oF 80

90 HrFlNEp NilEigiff FDN uh
pain rftNlGiir AND ACCRUED
rAAEoEH
uepas CHRIST Terms JhumD on
1870
Ths 81 i.eais ifepnFfllle asa Meal
70 Nniinat ca Yfsas Aaafcws ~
acIftf Asssis riFe1 notits riai er ihe
isfh daf ~ fshfnafy 1919 htfNtep
ne ipapfr IS lQ A IS snd T. n d wiH
ssii af ana nfaf fht stool pens " lnf
Tfsaf Nshaan naiiNaf ceuFaff
silfra lhs Astfiaafgff eeeefinsA silip.
msni h. n0u l.ieaaes b cofgas Chfis
a. Natten rnuHtY Ttfaa "a gat3ia
eHfrfg 80 fhr highest bidder ~ fash.
shinsnesi ~ sana rtirrsa ir t0f Nn
f4st ifUai ~ taf ~ D.. 81 q AZ
NHrti ,Hies poAnat ~ thf p9frnse
fn.i ~ ifls sails lhs rafa property
taUaR hrrh conveyed ~ feia Gem
TfHf oa 3 fen fHaH carrier st'a hssiha
fffpHfffs 4i ~ isri|HHfl9n naf.slmt1