davidaulloa/AmericanStories huggingface dataset:
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
Lamoille Valley Fair

Work has commenced on the fair
grounds in preparation for the fair,
which annual event will be here again in
less than three weeks. Considerable work
on the fences was made necessary by the
recent wind storm.
Automobiles will be admitted to all
parts OF the grounds this year and all
roads will lead to Morrisville on Aug
29-31.
There will be six acts in front of the
grand stand each day and judging from
the entries the racing should be extra
good.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09

Mrs. Mary Bedell has improved hel
residence on Maple street by coat o
paint.
Harrison S. Thayer, who is spending
the summer at the Thayer cottage al
Highgate. has been a visitor in towr
! this week.
H. H. Dodge was given a pleasant
surprise on his birthday, when his father
| Harrison Dodge, presented him with a
new automobile.
Mrs. Aylmer McNall and daughter
Miss Amy McNall, of Boston. came Thurs
day evening to visit Mr.. McNall's moth
er, Mrs. Mary McNall.
Glenn Kenfeld, who has been employed
by E. S. Johnson, has gone to Wakefield
Mass, where he has employment with
his uncle, Edward Kenield.
Mrs Matte Coe of West Burke. and
daughter, Mrs. E. E. Orcutt of Wells
River, came Friday, and are guests of
the formers cousin, c. B. Spaulding.
Miss Amy and Malcom McNall of Bos-
ton returned Saturday to Walden, after
visiting their grandmother, Mrs. Mary
McNall and aunt, Mrs. M. ]. Gallup.
Miss Sadie Raymond ofHighgate, who
has been guest for several days of her
uncle and aunt, Mr.. and Mrs. Frank
t,o
Mr.. and Mrs. H. Fl. Ward and daugh-
ter, Miss Sybil Ward, of Wilmington,
DEL, former summer visitors here, came
Friday evening for stay at The Ran
DALI
G. E. Smith, of the firm of Smith &
Tillotson, went to Boston last Friday
and returned the first. of the week in one
of the new model Buick Four touring
cars.
Miss Florence Boyce LETT Saturday to
visit relatives at Derry, N. H., and later
will go to East Everitt, Mass, to visit
her uncle and aunt, Mr.. and Mrs. Francis
Merrill.
Miss Elizabeth McGill of Washington.
D. c., and Miss Nellie Stillings ofLowell,
Mass, both former summer visitors here,
came Thursday evening for a stay at
The Randall.
E. E. Currier and family of White6eld,
N. H., have rented part of Mrs. Mary
Bedell's residence for few weeks. Mr..
Currier is dealer in stoves and is can
vassing this section.
Mrs. Fannie Greene and daughter Miss
Ruth and son, Porter, are spending
week in camp at the Luce cottage, at
Lake Elmore. Mr.. and Mrs. Morris
Greene spent Sunday there.
DR.. J. c. Morgan was a visitorin town
from Stowe. DR.. Morgan has
been laid up for thirteen weeks from in
juries received in an auto accident and is
now able to be about with the aid of
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
Miss Velma Smith of Fairfield is visit.
ng her friend, Isadore Hood.

Miss Velma Smith of Fairfield is visit.
ing her friend, Isadore Hood.
Mrs. Winn George returned home SUM-
day, after spending week here with her
sister-in-law, Mrs. James Jewett.
Miss Katherine Finnegan and her
friend, Miss Sager, from Minneapolis, are
visiting at the home of Terrence Finnegan.
An infant child OF J. P. Miller who lives
on the farm formerly owned by John
Gray, was buried in the village cemetery
Tuesday afternoon.
Mr.. and Mrs. H. c. Cristy and Mr.. and
Mrs. Orren Farr visited the formers
brother, Rev. w. c. Cristy, the first of
the week at Canaan.
Miss Rita Gale and her friend, Miss
Lillian Adams of Westford are spending
a few weeks at the home of the formers
sister. Mrs. Page Uford
| Prof and Mrs. Crosby, who are tour
ing northern New York just now with
a Redpath Chautauqua company, spent
ouHuaV last at the nome OF Ar. ana Mrs.
Leo Allen at Pittsford, N Y.
Mr.. and Mrs. Frank Brown have gone
on an auto trip to Rhode Island, where
they will visit their son Clyde. During
their absence X. F. d. matters on route
No. 2 will be looked after by Levi Pratt,
substitute.
The approach to the bridge over the
railroad track is in need of repair.
Autosts cuss the town in vehement lam
guage and well they might for this neg.
lgence. A Burlington man recently
broke spring and Morrisville lady
had pair of SIS 90 eyeglasses broken
by the jar in passing down over the
bridge. A load of gravel put in there oc-
casionally would remedy the evil.
The following, from Greenfield, Mass
paper will interest many here:-
Fred N. Keller is anticipating a visit
from his son, Nelson B. Keller, who is
expected here with his family about
Sept. 1. The younger Mr.. Keller is an
electrical engineer in charge of important
work in the Philippine Islands, where he
has been for more than four years, dur
ing which time he has not seen his par
ents. He is now on his way home, visit
ing China, Japan, the Panama Canal
and other places of interest en- route. He
has two months leave oi absence.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
HYDE PARK

Willard R. Jewett of Bristol, Conn.,,
spent few days here the past week.
Brig Mac is taking a brief lay off from
Office duties and enjoying vacation at
Caspian Lake.
Mrs. Rhoda Hood and children and c.
E. DEMO visited at Ned Smiths in Fair
field last Sunday.
Miss Vera Fullington returned Tues
day from a weeks vacation spent at her
home in Cambridge.
Pat'k Cory and his sister, Miss Anna
Corey of Montpelier were guests of Miss
Mary Finnegan, Monday.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
Permanent Road Work

Work began Monday on a piece ol
permanent state work on Randolph
road, which will connect the permanent
road near the Gallup place, put in last
year, with the road beginning at the
turn near the Warren farm. This will
make stretch of permanent road from
Morrisville to the Allen farm. 1t is ex-
pected that there will be some money
left from the $1,000 allowed for perma-
nent roads, which will be used in grad
ing at the new bridge south of the Neu-
land farm.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
The Golf Club

Interest in the Lamoille County Golf
Links is great. Several shares have been
taken, but there is still need of more
takers, as those in charge want to make
it a first-class event in all respects. If
you haven't been seen, get in touch"
with b. w. Mcfarland at Hyde Park,
W. T. Slayton at Morrisville or H. V.
Gordon of Johnson. 1t is county affair
and residents of any town therein are
! urged to become interested.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
Jewett-Ladeau

At eight o'clock this (Wednesdayla. M.
at the home of the brides father, oc-
Cured the marriage of Willard Jewett
and Miss Lillian, daughter of John La
deau. The ceremony was performed by
Rev. w. r. Hamlin in the presence of a
few relatives and particular friends of the
contracting parties. The happy couple
left in an auto for wedding trip, the ul-
innate destination being Bristol, Conn,
where the groom has employment. Con-
gratulations from all directions.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
L o C a L m e WI s
MORRISVILLE

Miss Ruth Parker went Friday tt
Highgate Springs.
Excursion to Plattsburg August 20
See adv't on page 5.
Mr.. and Mrs. Peter st. John are II
| camp at Lake Elmore.
Miss May Scribner has gone to he
home in Garfield on account of illness.
| Mrs. Fred Spaulding went Friday te
Wolcott to visit her father, N. H. Reed
Austin Wilkins and Glenn A. Wilkins
returned last Friday night from theil
western trip.
Mrs. P. A. Wakefield and son, Wendell
Stewart, have been visitors in Hardwicl
the past week.
Mrs. c. E. Pearson of Ottawa came
Saturday for a visit at the home of hei
brother, T. B. Ellis.
Mr.. and Mrs D. N. Hutchins went tc
North Stratford Friday to attend re-
union of the Hutchins family.
Principal and Mrs. ]. Thatcher Sears
have leased the Fisk residence on Jersey
Heights for the coming year.
Misses Hazel and Sadie Sherman left
last night for Buffalo, N Y, where they
will be guests of Mrs ]. H. Farnham.
Mrs. Wallace Vigeant of Cambridge,
Mass, came Saturday to visit at the
home of Mr.. and Mrs. w. F. Sherman.
Mrs. Bloom A. Palmer and child re-
turned to st. Johnsbury Saturday, after
visiting her sister, Mrs. w. M. Sargent.
Mrs. D. L. Sanders and three children
returned Saturday evening to Burlington
after visit with relatives and friends in
town.
Mr.. and Mrs. Elmer Hadley of Water
bury have been guests the past week at
the home of Mr.. and Mrs. E. E. Hadley
on Laporte road.
James Boylan has sold his interest in
the Stowe-M orrisvile stage route to his
partner, Charles Cox, who will continue
the business alone.
Barre was so we'll pleased with it's
Community Chautauqua, which was
held there last week, that already steps
have been taken to secure it for another
year. AT the meeting Saturday over
three hundred tickets were pledged for
1917.
Notwithstanding a few showers, about
80 attended the picnic OF the A. c. Sun
day School Tuesday near Lake Lamoile.
Among the sports arranged for all ages
were walking, running, jumping and
An offering was received for
and reports, given of success in
church finance. All report zone of the
best" gatherings of its kind.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
LamOilIe Grange

All patrons of Lamoille Grange are re-
minded of the meeting to be held this
week Thursday evening, at which time
the third and fourth degrees will be
worked by ladies degree team. A short
program will be given after the initia-
ton. Everybody come.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09

Raymond Ellis, who passed the neces-
sary examination and enlisted as mus-
clan in the 1st. Vermont cavalry, return
ed home Saturday and spent Sunday
with his parents, Mr.. and Mrs. T. B.
Ellis. He returned Monday to Camp
Gov. Gates.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
Democratic County Convention

The Democrats of Lamoille County are
hereby notified to meet at Hyde Park on
Friday, Aug. 11th. at L 80 p. m, tor the
purpose of filing nomination papers OF
the several candidates to be voted on at
the Primary Election to be held Septem-
Der 18th. A full attendance is desired.
Per order of County Committee.
F. p. COLLINS. Chairman.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
Community ChautauQua Tickets

Now on sale at either drug store. Price
sl.50 for adults and 75c for children,
for the ten entertainments. How many
tickets do you wantg
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
Chautauqua Popular

The coming Chautauqua Week in
Morrisville promises to be one of the
most popular events ever held in this
place. Already calls are beginning to
come from all directions for season tick
cts and the canvassers are beginning to
do their work.
The local management has practically
decided upon the play grounds in the
rear of Peoples Academy for the location
of the tent and it is thought, by moving
the fences and using the Thomas lane,
there will be room enough. Should
this location prove inadequate the lot on
Maple street, south of the Moulton resi-.
dence will be used.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09

About sixteen Morrisville young men
went to Barre Sunday in the Page auto
truck. where they witnessed game OF
base ball between Rutland and Barre.
Rev. Birney B. Bosworth of New York
City occupied the pulpit at the Congre-
gational church last Sunday morning,
delivering a strong and scholarly sermon
to agood sized audience. Mr.. Bosworth,
who is spending the summer in Vermont,
was accompanied by Mrs. Bosworth and
three sons, Clarence, David and Board
man. and a nephew, Marsh Derby of
Brooklyn, N. Y. They were guests at
the home of Mr.. and Mrs. Thos. C..
Cheney while in town. Both Mr.. and
Mrs. Bosworth were classmates at the
U. V. NJ. of Mr.. Cheney and F. w.
Mould.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
/DIAM O N DS
Listen 10 The Victor Records at same tim
NOTICE

To the Taxpayers of the Village of Hyde Park
The 1916 village taxes are in my hands for col
lection. On all taxes paid me or before Nov.
1916, a discount Of four per cent will be allowed.
After tnat date shall proceed to collect the de-
ainquent taxes, together with my fees, as the law
directs WALTER D. STRONG,
Collector of Taxes for the
Village of Hyde Park.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09
A Union Service

Rev. DR.. David G. Downey of Brook.
lyn, N. Y, will occupy the pulpit at the
Congregational church next Sunday
morning. 1t will be a union service of
the Methodist and Congregational
churches. Dr. Downey, who is editor in
chief of all Methodist publications in this
country and has national reputation
as one of the leading pulpit orators in
that denomination.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1916-08-09

Things are moving SO fast now
~adays that people who say It can't
be done are being interrupted by
some one doing it.
The Devils Lake world and inter-ocean. (Devils Lake, N.D.) 1915-1920, 1916-11-09
like HOGSON ice
..INDEPENDENT" FARMERS WILL
GET FARTHER WHENSTHEY CO.
OPERATE IN FINANCE AS WELL
AS IN PRODUCTION-THE POW
Err OF COLLECTIVE CREDIT-A
PROPOSED SYSTEM FOR FINANC-
ING TENANT FARMERS WITH
OUT MORTGAGES.
LETTER NUMBER SIX FROM
COUSIN BEN TO FARMER NED

Washington, D. c., Sept. 80, 1916.
Dear Cousin Ned
Hurrah for your cooperative Fruit
Selling Society! Your cooperative
canning factory and creamery, too,
are doing great work. Those reports
sent me about your success in market
ing your berries by the carload
and forcing the buyers to bid against
each other and so bid up the price
made me laugh out loud. It bears out
just what you and I argued about six
years ago when we were coaxing the
neighbors to join the cooperative So
ciety. I tell you, Ned, the more I
know Of the foolishness Of individuals.
the more I sy1npathize with hogs on
an icy pond. They do work hard AMI
are independent, but Dan Patch could
have beaten their speed.
You farmers have already demon:
strated the power Of cooperation in
your fruit selling cooperative organ
~izations; 5alsosin your creameries, the
cheese factories and livestock coop
.erative. organizations: Just exted that
principle now to collective credits or
CARNATIONS. or course, you will have
to recognize the necessity Of forget
ting prejudices against your neighbors,
and when you consider credit, leave
out all other qualities Of the borrower
and think only of the probability Of
payment. Since character enters in
to personal credits, you must have a
reliable committee to pass on The
character Of every ma you admit into
your local credit union. The commit
tee must be broad-minded, impartial,
but it must also be firm in ruling out
farmers whose word5cannotb be trusted
or who are visionary in their plans.
Assuming thatth is done with fair
conservatism and caution, then you 60
ahead and organize into q local credit
union all the farmers in your neigh
borhood who want, to borrow. Sup
pose you have Is farmers % the min
imum. You decide that your locality
is well adapted to raising hogs, for ex-
ample, and you Is Or more farmers
The Devils Lake world and inter-ocean. (Devils Lake, N.D.) 1915-1920, 1916-11-09
DEVILS LAKE

dkESO 0AlAVAA8ok YOURSELVES GA 49, e~ASS
the same kind tof hogs and to follow
the directions which your secretary
will get through the county agent Or
the professor from the Agriculture:
College. Now, suppose each Of You
wants to borrow 800 with which to
buy hogs. Some Of you could go to
the bank and get it without mortgagg-
ing your farms, but many Of you
could not. #, however, you say to the
banker, you will mutually endorse the
entire loan of $500, the banker VIII
at once recognize that, while perhaps
one or two farmers might be risky,
the whole 25 will not fall down in the
payment of the note, and SO the collec-
tive credit of the union enables you
all to obtain your money. The bank
gladly lends it's money to the union,
not to the individual, and the union in
turn to the individual members.
But now, how will the union protect
itself against loss by the individual
member? Some, perhaps, might be
come sick or die, or they might not
live up to their reputation for honesty.
That problem is fully solved in fft..,,
Of the cities Of the United States, thru
a comparatively new system Of banks
for the lending on personal credit ex-
clusively, to city wage earners and
small merchants whose credit is not
strong enough to interest a national
bank. This new system Of banks never
takes tangible security. It requires
that the individual note be signed NOT
only by the borrower, but by two Of
his friends as endorsers. Then the
borrower. must make fifty weekly in
stallment payments SO that the entire
debt is paid off by the end Of the year.
Each installment is very small, but il
any installment is delayed the bank ut
once notifies the endorsers and they,
are calledsupon to pay thelinstallment.
Nows can you imagine what a near,
small character man must be, with
out good cause, would .shirk his In
stallment and force his friends who
have endorsed his not to carry his in
stallment amounting to, say, 81 a week
on q hundred dollar loan?
/ think I hear you say that the
scheme wouldn't work at all on the
farm, because farmers don't get thar
money in weekly installments, but the
answer $ that the same principal can
costly be adopted to form conditions
to make the indictments monthly in.
stead Of weekly, and the farmer, can
meet these monthly installments If he
#is enterprising enough to diversity
his interest by having cows or poultry,
orstrnck. Il he lint that much alive
you had better keep him ont Of youz
organization, because this proposed
system Il not intended tosfnance grain
raising or cotton raising OF any Of the
The Devils Lake world and inter-ocean. (Devils Lake, N.D.) 1915-1920, 1916-11-09

Great staple products. Il is to helr
the individual diversity his interests
and get on his feet.
Now, just to illustrate the strength
of this plan:
In a city that I know of, n such
bank, which in the last four years has
more than $2,000,000 without
any security except the personal char
acter back of it notes has lost less
than 5000 of the 100000; 1 know
Of other institutions somewhat similar
in character, one located in Boston,
which in six or seven years lost only
$50, and that loss was due to its CASH
Ter having his pocket picked. The
banker tells me that he finds that the
very fact that the borrower had to ask
two of his friends to go on his note IS
a moral influence upon that borrower
almost irresistible. He will pay that
note even if he goes hungry, if he has
any manhood in him, Now, if that is
true In the city with wage earners.
just apply the same idea to the farm,
community. Suppose a farmer Dor
rowed money from the local crdelt
union. The credit union would re-
quire that farmer to have two Of his
friends endorse his not. Then sup
pose that farmer shirks the payment
of his note. How long would he dare
live in that neighborhood? Wouldn't
every farmer in the neighborhood de-
spise him as a dead beat. Farmers az,
no more honest than city people, but
they-are just as honest, and just as
reliable. You and l have been raised
on farms and probably feel that I am
putting it too mildly in saying that,
but ! am trying to be charitable to the
city folks. IS.
The main point is that the Demo,
cratic talk about impossibility Of solv:
ing the problem Of how to help the
tenant farmer is insincere and is a
mere political project to glorify its
blank Of bankers Reserve bank
and to pretend that it solves all
problems Of the farmers when it does
MT touch any phase of that question
at long distance.
Now, that is the only the first step
in the proposed personal credits sys-
tenn. I have shown that the notes
thus created are reliable and bankable,
but that doesn't 60 far enough. 1t
still leaves the mass of members of
the credit union subject to the local
banker, and you must make the, farm
ers more independent than that.
have talked Of only one credit union
because you want only one in a neigh
btorhood, but there would be q thou
sand such credit unions in one State.
Every borrower would borrow enough,
In excess Of his own actual needs to
enable him to invest 10 per cent-o
his loan in stock Of his credit union.
The Devils Lake world and inter-ocean. (Devils Lake, N.D.) 1915-1920, 1916-11-09

That gives a cash capital to the union.
Now, let thesesseyeral thousand credit
unions use half Of their capital by
decorating and establishing a bank
owned by the union themselves and to
handle the r~ediscounting Of the notes
for all the unions Of that State. Don't
you see that that puts the whole man
agement of the problem int othe hands
of the farmers themselves?
The monthly installment payments
go to the credit unon, not to the t..nk,
and can be reloaned by the union: and
so earn double interest, giving a pro-
fit to the union treasury. Eventually
that will build up a fund, so the union
can depend on its own capital FOR
loans and not have to borrow from the
bank.
1 want to go still further. I want
the cooperative banks of all tie
States, then, to federate on a national
basis and establish one central bank
to be entirely Independent Of the Re-
serve Bank System, which will receive
from the AZ banks in the several
States not merely the individual farm
er's notes, but the direct obligation Of
these AZ banks, on the basis Of which
the central bank can issue bonds.
These bonds will have back of them
and under them the collective credit Of
the improbable character, of the am
bilious, intelligent and honest tenant
farmers and small farmers of Amer
lea. While investors might not know
enough about any individual to
want to lend him money directly, the
debenture bonds Of the central bank
of the personal credits system will be
as safe and sound and desirable as
Government bonds.
Do not! get the impression that, u
der this plan. only 800 lonans can be
made, MOI that monthly sinstallments
are vital to the system. These are
merely illustrations. The M vital
feature is that personal character, ex-
pressed in endorsement OF personal
notes, collective or cooperative credit,
are sound security-fully as reliable
as farm mortgages, when properly adj.
ministered.
There is no mystery about the prob
lem of financing character in America
since that mystery has all been solved
in other civilized countries and in the
cities of America dealing with the
wage earners. Through the fedora
ton of credit unions, centering in the
national debenture bank as above ous-
lined, access will be had to almost un-
limited funds.
Cheer up, Ned, for long before you
can possibly get real money out Of this
cumbersome Democratic law thereTl
be long heads, instead Of long ears, in.
the Government stalls. The Elephant
and the Moose will; not eat such fodder
The Devils Lake world and inter-ocean. (Devils Lake, N.D.) 1915-1920, 1916-11-09

that we have ever offered our readers.
And as a hint to the wise, we suggest
that you avail yourselves of it at
once, since we have already been ad.
vised by the publishers tina. on &C.
count of the tremendous cost of white
paper the regular subscription price
Of these magazines will be increased
in the near future. Send in your Or
der now and get a double bargain.
The Devils Lake world and inter-ocean. (Devils Lake, N.D.) 1915-1920, 1916-11-09

as the Hollis Law, with all its rough
age, and / doubt their even using it
for bedding. They will demand a bal
anced ration-not shavings and green
goggles.
Yours truly,
COUSIN BEN.
The Devils Lake world and inter-ocean. (Devils Lake, N.D.) 1915-1920, 1916-11-09

Second annual masquerade ball Civ
en- by the Workman Circle, December
20, at I. O. o. F. Hall. Get your CO.'S
tunes ready. Prize will be awarded.
att.
The Devils Lake world and inter-ocean. (Devils Lake, N.D.) 1915-1920, 1916-11-09

We wish to call especial attention
to the club of Magazines advertised
in connection with our. paper. This il
by far the biggest magazine bargain
The Devils Lake world and inter-ocean. (Devils Lake, N.D.) 1915-1920, 1916-11-09

All kinds Of legal 6laaks st IL
World csmea.