davidaulloa/AmericanStories huggingface dataset:
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
THE CONTROLLER OF THE TREASURY
AND ISIIRIOIIS Ranks

recent report OF the controller OF the federal
treasury criticised many states for
the practice of usury But close examination of the
evidence shows that many instances blame at
tsches 10 the bank
the case Of one loan. held up as q horrible
example the borrower paid. apparently interest
of 1,S20 per our amazement this trans
action diminishes. however when learn that the
loan amounted only So for days, and the 81
paid the bank consisted "a rather than inter-
est. Tie willing o pay that for the accommo
daton and the bank didn't feel that it collecting
any thar enough to pay for the bookkeeping
in another in which the rate Of interest
parently 2,4OO per cent, the charge 81 for the
use Of $3.50 for week.
such loans as these of course al not properly
within the province a bank The don't solicit
obliged to charge for the accommodation enough to
pay their incidental the opinion
IS that If the borrower is satisfied nobody ese's
business. even though may construed
a violation of the usury laws.
The of Virginia is considering the enact
of a specifically authorizing transaction of
this and other states where small loans
may follow suit.
There should course better facilities lend
ing small honest persons o modest
stances at somewhere the same rate that pros
porous citizens pay larger loans That problem
being worked out. in Richmond Va. and a few other
communities through modern loan companies that
regard workman's character collateral But until
such facilities become available everywhere it
only fair that banks should allowed charge at
least enough for petty loans pay the bare expenses
of the transaction TO mention the risk involved
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
NOW THE SOUTH IS TALKING
SAFETY FIRST" IN COTTON.

Pres't Pope of the cotton growers association is
advocating sweeping reduction of the cotton acre
this year
There is large though not unwieldy. surplus OF
cotton hand present the British orders in
council. The disposition Of cotton growers has always
been over-plant when the price cotton is going
and unless the counsel of PRIEST Pope prevails this
year will prove exception.
marked reduction acreage for 1916 will force
the price up TO good figure and the farmers will all
make good money Another bumper crop o cotton
in the United States might bring about another slump
in prices and dem orazaton of the cotton market
Besides there other staples that might be grown
TO advantage turned out cotton land this year
Play
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
THE RIGHT TO MAKE SMOKE
Is FINALLY SETTLED.

The supreme of the United States has decided
that cities have power to curb the smoke nuisance As
if anybody but lawyers doubted that,
The a useful reminder Of the enormous
litigation cutters up the courts in an
efort-always futile in the end-to prevent the com
munity from exercising its obvious rights against
fish individuals
Indvidualism is excellent thing. the inalenable
right OF all and the essence of democracy. Still
have let go far this country. The personal
freedom that natural and right in early pioneer
days becomes wrong in a settled community
Making all the smoke ne pleases is one OF those
rights that the citizen has yield when his neighbors
crowded close that the smoke bothers them
Making offensive noises is another though that right
Yields more slowly All community life is a compro-
mise, and the larger the community the more com
promise there because the possibility people
making nuisances of themselves their property be-
much greater.
custom that keep a from offending his neighbor
keep the neighbors from offending him. But we're
slow appreciate that
What American communities need above everything
else is development Of the community spirit that will
make corporation acquiesce willingly
sacrificing offensive the welfare of the
community. instead OF aggravang the offense by fight
ins the community in the courts
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

pulling the first Of 1915 out long the worm
stand IT, youu find your ideals shoot and shoot.
says the professor will be good you spirit
ually. morally psychOlogically.
As the psychologist opnes. the best poems
written the spring. There's question about IT,
Spring has uplift Of poetic gushness that every
editor has noticed Some editors notice 1t hard
that they always put up second door for their
sanctums and add lightweight pugilst to their STATS
Spring has the psychology for poets and
no doubt but II fellow mas a poem him. il will do
him good 10 OF his system early in the year
The hot spell OF may inspissate its juices and
by fall it may be spoiled by a growth Of beard.
Maybe ought add this concluding advice by
Prof Stratton:
Don't show it 10 anybody. Tear it up"
We heartily recommend Prof Srratton all spring
poets as psychologist who knows his business
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
MEETS Us PART WAY.

Editor News-Times:
Dear Sir:-Aliow me to commend
yoru editorial in Friday morning :
News-Times on the church knocker.
and TO thank you TOR the attitude
YOU nave taken. You have got the
idea of liberty of the press and free
speech all right. / enjoy reading
the editorials Of your paper and I
regard II the best of South Bends
papers for news. local or general.
But l draw the line on YOU as to
the views expressed in the two par
agraphs next 10 the last. / am an
ardent admirer of John Calvin. and
had YOU lived in his day. YOU would
look al his actions in "A different
light
As for old Mother Goose Eddy I
have no use for her. In my candid
opinion, she was a gay deceiver. a
CRATER, and a fraud. There now.
W. A. BARR
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
GOV. RALSTO\ ISSUES
PROCLAMATION.


In this. our centennial year. it is
fitting that in every way possible at
tention be called to the varied de-
velopment of our commonwealth
to its present resources and unex-
plored possibilities. This is desir-
able. not only as an incentive TO ulti-
mate material advancement, but as
a means Of Immediate impetus to
the preparations being made, under
the leadership of the Indiana His
torical commission, for statewide
celebration
Toward this end. the secretaries
OF the commercial clubs of Indiana.
in recent session. inaugurated a most
commendable movement. They. in
conjunction with the commission.
have set apart Feb. p as a rallying
point OF centennial enthusiast. 1t
is proposed that on this date cen
tennial banquets be held throughout
the state az which nothing be served
but products grown or manufactured
in Indiana. Attention will thus be
called in a striking manner 10 our
material resources. to a better
knowledge OF which incentive will be
given This is an effective means
whereby in the after dinner pro-
grams. interest and enthusiasm may
be aroused in our centennial pro-
gram.
Now. therefore. I. Samuel NJ. Raj
ston. as governor Of the state o. In
diana. wishing 10 express my APP
probation and approval OF this
movement. DO hereby proclaim Feb.
- a. indiana Products day. anu
urge its observance as above midi
Gated throughout the state.
(Signed) SAMUEL NJ. RALSTON
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
ONLY TEN CENTS A DAY FOR
FRENCH YOUNGSTERS

1t doesn't cost much TO support the little French
youngsters orphaned by the And yet there
many Of them-15O,OCO present-that it is really
big job
group of interested men and women in a middle
western city have pledged themselves to pay the
support of o. these children 1t will them
only 10 cents day for a year child.
The money is to be handled by an organization
founded by prominent French citizens.
Each person who pledges himself to the support of
one OF these children will receive photograph the
child and little history giving the childs name and
the main facts his life
To some people this may like disregarding the
scrptural injunction by letting right hand know
what the left doing really is a sensible and
wholesome form of relief 1t presents a definite
need and makes a direct appeal human love
and sympathy for childhood
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
The Sign Language BY wire.

and talk about how the captain was
looking for the worst storm in 80
years. Without pausing to observe
the cIoudIess sky. Ollie rushed be-
low TO get himself four or five life
preservers.
One practical joke on ollie James
a few weeks ago amounted almost
to a tragedy 1t seems that once IN
a while Ollie enjoys the thrill Of
placing a little money on horse
race. Through friends he was able
to get excellent tips and forecasts OF
probable race results. Joe Tumulty,
secretary TO the president an in
genious joker succeeded in inter-
cepting Ollie's source Of information
and changed il somewhat When
the tip reached Ollie he found him
self advised TO wager $500 at odds
of ten TO one on a horse that had
never finished better than about
18th in its life. The special meSsen-
ger who was TO attend to betting
Ollie's $500 brought it instead TO one
of the practical jokers, who placed
il in safe keeping until after the
race. There was no desire on the
part of the jokers to see ollie lose
his $500. Their plan was TO return
it TO him in full as soon as the race
was over. and he had learned abodt
his horse losing-all except few
dollars which they would use for a
little dinner at Ollie's expense
But here was the horrible thing
that happened
Onies ten-to-one shot won the
race
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
The Public Pulse

tomm uniCatiOns for this column
may BE- signed anony mously but must
De- accompanied by the naaie OF the
writer ~ insure good faith. w re-
spOnSfbiiity for facts or sentiments
expressed viii be assumed Honest
discussion Of pubiic questions is in
viteT1. but with the right reserved 20
eliminate vicious and Objectionable
matter. The column is free. But. be
reasonable.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
TRUTH ABOUT POETRY AND WHAT
POETS SHOULD DO WITH IT.

Prof George a. Stratton. professor of psychology.
IS kind friend. lie saws that spring is COM
ing. and viii be good for your mentality Go go out
into natures midst and poems
We with the professor wholly. After the
confinement Of winter with interference with blessed
outdoor life. there nothing like taking writing
pad. COINS 90 some sylvan nook. beside some puring
brook where pus~,vviilovs bend crook start
ing poetic book With the early bees humming amid
The doswood blossoms The lowing OF kline making soft
cadence across tas lea ard the nrst robin Of 1916
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
NATIONAL DEFENSE ADVOCATES AND
JEFFERSON ON PREPAREDNESS

National defense advocates have raked up this
passage from letter written by Thomas Jefferson
regarding the military situation of the United States
a century
"It proves more forcibIy the necessity of
obIging every citizen to be a soldier This
the case with the Greeks and Romans and
be that of every state Where there
l. oppression there will be pauper hire
lings We must train and classify the whole
male citizens and make military
struction a regular part Of collegiate educa-
ton. We never be safe until this done"
This expression has peculiar weight because nobody
viii jefferson. the ardent democrat and indi-
vdualist of 6eins mitaris consciously sanction
ing anything calculated limit the personal freedom
Of citizens. It written. too not in time of war
public stress but Jefersou's retirement Month
cello. in 1919. IL apparently a deliberate judg-
OF proper military policy for the country.
$ natural enough such utterance be
seized upon with enthusiasm by the champions of uni
versal military training al moment when prepared
Is the chief public issue II isn't necessary how
ever. swallow whole without reflection
There little Question today about desirsbility
OF increasing the strength of army and navy. add
ing coast defenses. accommodating a stock Of
munitions sufficient for few months OF warfare on
modern scale. and preparing reserve OF several
hundred thousand cttizen-soldiers force
But the country isn't ready 10 accept the universal
compusory training principle and isn't likely do
except i'm a crisis Of the utmost gravity.
Even If universal training desirable when the
nation oqe-twelfh its present sze-and Jefferson
persuaded his fellow citizens that vast
hardly be deemed when there 100000 600
Of us We can't imagine condition that required all
OF We cdn't imagine condition that requires all
Co defend the country.
such pretenuous demands have chance pres
ent anyhow And they only hurt the cause of legiti-
mate and rational preparedness The public has made
enthusiastic response the presidents
appeal for his proposed preparedness program but
neither the public nor congress is likely much
fIrther than the administration has suggested with
and compelling reason.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
UNLIMITED BY POLITICS.

Republican Leader Mann delivered a deserved re-
buke to Rep Dies of Texas when the attacked
the presidents New York speech on national pre-
paredness. these words
The president ought to know more about
this situation than any member of this house
And that he is going about the country
TO state his case, il would be more becoming
And that he is going about the country
TO members of his party 10 await his state
ment least before attacking him"
That is the spirit and the only one which will build
the navy Americas safety demands II is the spirit
OF patriotism untanted by politics.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
FANORS OUR STAND.

Editor News-Times
/ read with great pleasure your
editorial this morning respecting Su-
perintendent MONTGOMERY 1t is a
case which demands heroic treat
ment. Nothing less appears 20 have
any effect. You have turned on the
searchlight. You have megaphoned
the public TO look 1t is a public
whose best interests are in danger.
There was a celebrated railway mag
nate who profanely defied public
opinion. And he reaped public ex-
ecratiOn-if that was what he was
after l hope our trustees will not
be fool-hardy
d. !. MARSH.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
SURE CURE.

Boctor-Nou have nervous pros
tration. Buy a ticket for California
at once.
Jones-But can't leave my bust
ness.
Doctor-You don't need to-give
the ticket 20 your Wife.-Juege.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
STATESMEN GREAT AND
AND NEAR-GREAT
BY Fred Kelly

When Sen. Hamilton Lewis of
Illinois was merely promising
young lawyer out in Seattle he al
ready nurtured political ambitions
and sought by divers and sundry
means to ingratiate himself upon
everybody he met, regardless Of race,
sex or creed His plan was to de-
light the eye with his glitter of
whiskers and acoustical clothes, and
to soothe the mind with his CONVEX
sation.
one day he met on the street a
woman whom he knew, Mrs. Craw-
ford. member Of a fine old family,
who was accompanied by her little
son. Clayton, aged three-nOw a
prominent young business man Of
Seattle
James Hamilton Lewis took one
look at the little boy and threw up
his hands in admiration.
Why. Mrs Crawford he de-
clared. that child has the most re-
markable head for one of his years
that / have ever seen. Ny on my!
What promising youngster. He
has the head OF a logician. If you
will bring him TO my office on his
18th birthday IN promise 70 make a
great lawyer Of him. That boy has
a wonderful future"
The words were uttered i'm a man.
ner that carried conviction. and the
proud mother went home. glad to
have had confirmed her own belief
that her cute little son was destined
to amount TO something.
Two or three days later a colored
wa shwoman came TO the Crawford
home her face lighted up with hav-
ing Just received tidings of great JOY.
What you reckon done hap
pened!" she curst out. happily.
Use walkin' long the street wifi my
little boy. Jefferson. and we met this
here Mistah James Hamilton Lewis.
and he les couldn' get over what
remarkable haid little Jeherson's
got. He said he's got him a haid
like alike a."
Like a logician." suggested Mrs.
Crawford.
'.Yas'm. tha's it. a logician And
To take him TO this Mistah Lewis
when Htele Jens Is years old. I'm
law offic, and he goin' TO make a
great man outen him allus
knowed the boy was smaht!"
Sen. ollie James OF Kentucky.
largest statesman in the United
states. weighing considerably more
than soc pounds. is great prey for
practical jokes. He assumes that
all men are truthful and accepts
with almost childlike credulity
whatever practical joker tells him.
ON his way TO Hawaii "a while ago
with a party OF congressman. Ollie
noticed "a curious little bright streak
in the ocean. caused va reflection
from a boat He inquired what il
was. Congressman Rodenberg of
Illinois. assured him that il was
nothing but the phosphorescent fish
which follow all passenger steamers
i'm the tropics Immediately ollie
went and summoned everybody ne
could find To come and witness the
clint from the phosp horescent fish
and with much vehement waving OF
his arms gave q rice little talk about
the advantages OF studying natural
history al first hand.
About d day later Sen. salisbury
of Delaware. noting the opproach OF
ollie. began 10 look at "a ring around
the moon. shake his head gravely
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
THE MELTING POT
GOMEZ TAKE POTLUCK WITH US.
A Man of Letters.

A Man of Letters.
Detroit News
There is a farmer named John ID
Who always takes his ZEE.
He studies nature with his H.
And thinks Of what ne &C.
lie hears the chatter Of the j
AS they each other TT
And &C that when a tree DIX,
IL makes a home for BIB
4 team OF horses he will III
With many haws and &C,
And then mistakes he will NQQ
When blowing for his PIP.
lie little buys. 10 save he tries.
And therefore little 90.
And when he hoes his soil of course
He also soils his hose
G. ". ;.
WE assume that bronchOpneumo-
MA is so called because il promptly
bucks its victims into kingdom come.
critic. the publishers should have
seen to it that their volume did not
weigh almost two pounds This ia
tigued reviewer had TO rest it on a
sofa cushion in order to read it with
comfort. " A subject we have often
been tempted to write on, but re-
Trained because OF the apparent fu-
tilty Of il. With a majority Of cuI-
rent publications. including newspa-
pers and magazines the reader is
likely TO get more physical than
mental exercise.
FOR an instance OF the durability
Of law, man-made, commend US to
the Prussian treaty Of 1873. rebuilt
in 1928, under which Germany re-
tains the British ship brought into
Norfolk as a prize. Its longevity
confirms its business.
The Sign Language BY Wire.
louisville Times.)
He answered the telephone with
one hand while ne rubbed his eyes
with the other.
THERE is said to be nc such
word as disavowal in the German
language.
And in the patois of the L! s. il IS
translated as sidestepping.
c. Ne
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
BANKS AND PAY ENVELOPES.

AE-h-fAN1 ~ - 49, 1870 100
We're piliDg up the money so fast
these winter days
We've got 10 have another bank and
haul il in with draws.
And vet when Monday morn comes
round at the end Of seven days.
We are so light we have 10 float TO
the desk OF tn man who pays
THE innovation sprung by the
Kansas City street railway company
to protect amOrous conductors from
the consequences OF kissing pretty
girl passengers is one that should
be adopted in South Bend. II is
apparent that some of our conduc-
tors are under a restraint which
prevents them from going as far as
they would like.
AS old T.. Lewis said. egotism is
almost as pernicious as freshness in
its relation 10 journalism. if we an
alyze freshness as a minor degree Of
egOtism. still. there are instances
in which if the newspaper man did
not think well OF himself the Oppo-
sition would be unanimous.
THE sword has not reached Can
ada. but fire is doing its perfect
work
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
MIIat l. NOthine /?

4 chorus girls costume
What grows on the city editors
dome
Also on that of the old party
across the way
Found in any college freshman's
mead.
And on their examination papers.
What we say when we slip on icy
walks.
mean. what we should say if we
were dumb.
What hubby says when the wife
asks for some new scenery. .?
And what the wife says when she
don't get it. p?
Stuart II. Carroll.
WE readily see the Kaiser's point.
He is willing 10 pay the penalty, but
not to admit he is wrong.
THE devil. we see by the papers.
is to get "A much needed rest. Har-
ried by the evangelists. chased by
penitents and tortured by cartoon
lists his dauber is down.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

They know how to die New York" said one of
the bandits who robbed the Washington Park bank in
Chicago the other day. but all they know is to squeaI
in Chicago"
All. wei. perhaps life is not worth living in New
York As they westward the spirit of hope
grows. gunner.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07
NEWS-TIMES PRINTING CO.. Publishers.
once: 21O ". Colfax Az.
Home Phone Bell
Bell Phone 2fOO

Call "a thc or telephone numbers and ask
Tor department wanteEdtgra Advertising circulation or
Accounting advs" En- is in the tee-
phone dlrecto-r Din win De mated after insertion. Report
business. delivery
head department with
thirteen trunk
lines respond Phone f1J1 and Ye POO
SIBsCRIPTION Morning Evening Editions.
Sage Copy -. sunday. Morning Evening Edition
,aiiy including sunday per year iu advance
by Allshawaka, 500
advance, l2c by the week
ADVERTISING RATES: the advertising department
Foreigg Advertising Representative; COM LokENZEN 4
WOODAfAN. Fifth Az. city and Adv. Bldg
chicago The News Times endevOrs 20 keep its advertising
fraudulent
advertisement this
paper wiH confer the by reporting
the facts completely.
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

After dancing with three favorite Farmers
all the evening and letting lot nice girls remain
wal-howers. fellows wonder why the dancing
gone by quickly
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

II must seem deadly monotouous in munitions
factory when arrives without the regular daily
explosion
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

When man hands over his wife the deed OF his
house il may be much his desire 10 give her a
handsome present 10 his property where the
.redtors can't levy
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

This scarcity OF dyes Will annoy those men whose
artistic sense is not quite satisfied until they have
blue neckties 40 with their pink shirts
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

This is the season when highway builders promote
he Gauss 6y washing down costly brands OF cham
payne al good roads dinners
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

believed that the Turks have thoughtfuuy left
enough Armenians in the SO that the hunting
will good during the open season
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

II military training is put into the colleges some
study periods will have to be up. is not
likely there will be any less baseball practice
South Bend news-times. (South Bend, Ind.) 1913-1938, 1916-02-07

All unbiased sminds are Of course convinced that
these munitions plants caused by spon-
taneous combustion and matches guawed by mice