El Paso herald. (El Paso, Tex.) 1901-1931, 1916-10-05
DEAD BEATS"
DAYS NUMBERED
Head of Protective Associa-
ton Sounds Doom of Com
mercial Parasite.


IN Fl Paso. The good fellow type Is
less TO be trusted than the poor devil
who bees for credit with which TO buy
necessities
80 said W :. Clayton, president of the
Business Mems Protective association. at
the ninth annual meeting Of the organ
ization held at the chamber OF commerce
last night.
Credit Records Grow
The credit records Of the association
are growing larger every day, and 1t IS
becoming daily more difficult for the
dead beat to procure credit from MEM
bers OF the association said Mr.. Clay
ton. The records Of the association are
larger and more comprehensive than ever,
and are more valuable than ever TO MEM
bers-althOugh they cost less per MEM
Der than they ever did. The cost TO men,
bers II much less than IN other cities for
the same service
The work of the association not only
tends to prevent losses by the merchant
from the extension OF bad credit. but it
makes the individual housekeeper more
moderate. Il teachers her 10 know that
her bills must be paid promptly. if she
hopes to obtain credit at other business
houses
20 Inquiries Daily.
8ir CLAYTON said the association re-
ceives a daily average of 20 inquiries re-
garding the credit Of firms or individuals.
He made plea for more specific infor-
nation from the members when asking
for credit ratings
H. y. Ellis. secretary of the organiza-
ton read his annual report and rendered
d. IL h..
retarv since the association was founded,
nine years ago.
Doctors May Join.
Mr. Ellis reported that the automobile
accessory dealers, who had organized for
the purpose OF protecting themselves
IRON those whose credit was not good
had Joined the protective association in
a body during the year. The Medical So
ciety. he said. now Is considering Join
ing the association.
At the May meeting of the association.
according to his report. action was taken
to suppress the many trading stamp and
premium schemes then flourishing in the
city OF the nine schemes OF this sort
then existing not one. so far as Is known.
Is now I'm operation. he said.
Membership Doubles.
Mr.. Ellis reported that the membership
of the association had nearly doubled
during the gear. and that its efficiency
had increased greatly.
Edward ID. Hodge business agent Of
the association. reported the result Of a
recent trip through east Texas points.
The system used by the Fl PaSo associa-
ton Is similar to that used In the larger
cities OF the eastern part Of the state. he
reported. but Is operated at less expense
per member.
Best in Southwest.
The FL Pas0 Protective association
pas the best equipped and most modern
office IN the southwest" said Mr. Hodge
R. F Thomson. Democratic nominee
for state representative from this dis
trict. discussed the LEGAL standnoint Of
the credit question. "Ninetv-five per
cent Of the failures which end in the
bankruptcy courts are due directly 10
laNity IN the extension of credit" he
said.
The advantages Of the service Of the
association We're outlined IN brief talks
by Scott White. W G. Roe and other
members
Candidates for Directors.
4 mail vote for new members Of the
board Of directors Of fhe association now
Is being taken The following are csudi-
dates. Dr. George H Nenrel. ". {.
CLAYTON F. W Norton. James A. Wri1lt
GEORGE c. Franklin. " 4 Warner. c p.
Stevens Walter VI Rutler a. (. Jacobs.
". r.. Roe J. B. Watson. T. c. Sennle
C. p Putnam A. 7. SWEET De KYLE
u Gil