davidaulloa/AmericanStories huggingface dataset:
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11
USURY LAW To
|NAKE|T HARD
ON BORROWER
BANKERS CANNOT AFFORD TO
DO THE BOokkEEF'NS For
WHAT THEY GET OUT OF A
SHORT-TIME LOAN.

According to local bankers. it will
be exceedingly hard for those who
want small short-time loans to get ac-
commodation as they say they cannot
afford to enter the loans and do the
bookkeeping for what they would
realize out of it in interest at the
legal rate of ten per cent.
In other words, the person who
wants $25 or $50 for sixty or ninety
days will be compelled to go to some
private individual and pay his price
rather than to the banker, where he
has done business heretofore, to get
the money. Local bankers who have
been interviewed state that they
would like to accommodate their
friends who have been their custom
ers for years, but that unless the
loan is large enough to justify them
handling it, they will keep the money.
A banker in the northern portion
of the state gives this version of the
law. which is most reasonable:
"a farmer made application to me
for a loan of $9S for 80 days to pay
delinquent taxes on a piece of land
that he bought last spring. Now, as
| understand, the law says that |
must not charge over 10 per cent per
annum for the use of the money
Thirty-eight dollars at 10 per cent
for 80 days, according to my count,
would be 81 % cents, and if should
let him have the money and he gives
me a mortgage, | send it to town by
mail, which costs 2 1-2 cents, and pat
? cents for revenue; total cost 20
l-2 cents. This would leave 1-6
cents clear profit for the loan, not
anything for My time to
make the loan or going to the clerks
1ffice and taking mortgage out If he |
ever pays it.
81 keep this s3S loaned every 30
laws for year, end Il will bring me
,6 cents for the use Of the s53 fer a
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11
We have the exclusive selling rights for
this great laxative. Trial size, 10 cents.
RINGER DRUG co.
THE REXALL STORE
p 1en mena Of Sleep.

The myriad phenomena of sleep, OF
insomnia, of dreams, of somnambu-
lism, of somniloquism (sleep walking
and sleep talking) are ineXtricably in
terwoven, and from the beginning of
human reason have been among the
most fascinating of studies, though al
ways battling and evasiye. In lieu of
any clear definition of sleep physiolo-
gists say that it is induced by an
increased absorption of oxygen, our
inhaling gas, with an increase of the
eXhalation of carbon dioxide, the lat
ter being the transformation from OK
ygen in the process of breathing. The
physiological results are slower and
more regular respiration, slower pull
sation, lowered blood pressure, the
glands of the skin more active and
cessation Of voluntary muscular ac-
tivity.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11
:: ;: u :; :: :: ;: . :. ;: :; :. 8. :; u u
q FROM OUR NEARBY 8;
:; Ex c II A N G ES 8;
q u - 8! u 8, u u II u l. .; II Il u u
PAUlS VALLEY ENTERPRISE
Death Of Rev. D. e. Davies.


Rev, David +. Davies died Sunday
evening at O'Clock at the home of
his daughter Mrs. b. w, Patterson,
on North Walnut.
Funeral services were conducted by
Rev. o. L. Jones from the residence
at 3 o'clock Monday afternoon, inter.
ment in City Cemetery.
Rev. Davies was in his 74th year,
was native of Belgium and in early
life went to Liverpool, England He
came to the United States 40 years
ago. first to Pennsylvania and some
19 years late moving to Texas, re-
naming there until the death Of his
wife years ago last December, when
he came to Pauls Valley, making his
home with hi daughter Mrs. b. w.
Patterson until his death. Rev. Davies
entered the Congregational ministry
when he was 16 years of age, making
1t his life work OF late years he has
done but little preaching but has been
a contributor to two of the leading
Welch papers in New York. He was
a highly educated, refined Christian
gentleman.
One daughter, Mrs. b. w. Patterson
of this city, and three sons survive
~
ant Superintendent 11th District U. S.
Mail; ID. G. Davies, st. Paul, with Nor
thern Pacific Railroad; Allen Davies,
Spokane, Washington. mercantile bust
ness.
Death came after but a few days
illness of pneumonia.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11
A CH|LD'S TONGUE
SHOWS # LIVER OR
BOWELS ARE ACTIVE
If cross, feverish, sick, bilious, give
fruit laxative at
once.

Every mother realizes after CIV
ing her children California Syrup
of Figs" that this is their laxative,
because they love its pleasant taste
and it thoroughly cleanses the tender
little stomach, liver and bowels with
out gripping.
When cross, irritable or feverish or
breath is bad, stomach sour, look at
the tongue, mother! If coated, give
a teaspoonful of this harmless fruit
laxative" and In few hours all the
foul, constipated waste, sour bile and
undigested food passes out of the
bowels, and you have a well, play.
full child again. When its little sys.
TEN is full of cold, throat sore, has
stomach-ache, diarrhoea, indigestion,
colic-remember, good "inside
cleansing" should always be the first
treatment given.
Millions of mothers keep "Califor.
mia Syrup of Figs" handy; they know
a teaspoonful today saves sick
child tomorrow. Ask your druggist
for a 50-cent bottle of California
Syrup of Figs" which has directions
for babies, children of all ages and
grown-ups printed on the bottle. Be
ware of counterfeits sold here, so
don't be fooled. Get the genuine,
made by California Fig Syrup Com.
pany."
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11
0lD.TIME COLD
CURE-DRINK TEA!

Get a small package of Hamburg
Breast Tea, or as the German folks
call it, Hamburger Brust Thee, y
at any pharmacy. Take teaspoon
full of the tea. put a cup of boiling
water upon it, pour through a sieve
and drink a teacup full at any time.
1t is the most effective way to break
a cold and cure grip, as it opens the
pores, relieving congestion. Also
loosens the bowels, thus breaking a
cold at once.
1t is inexpensive and entirely vege-
table, therefore harmless.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11
Statistics as to Twins.

Take 900 average babies. There
will be ten pairs of twins among them.
This proportion holds true in the Unit
ed States and England. In Italy or
Brazil the proportion would be much
less For some reason that nobody
knows, infants in duplicate are not
nearly so common in warm latitudes
as in cold countries. Relatively to
population, twins come into the world
in Russia three times as often as in
Spain.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11

year. The assessor assesses this $3S
the first day of The Jear ur 81 - per
hundred.
The taxes, therefore. would oe -
cents; % cents from 81 cents woulG
leave 81 cents that | would lose on
the money for one year
Nov, if this law is enforced, I
cant loan him the money, but, say
wait until the land sells for taxes
and buy it.
The man says he needs the money
very badly. Now, is it best for the
country that | make this loan?"
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11
ASSESSORS
LAW IS NOW
IN EFFECT.
TAX ASSESSOR GOES ON SALARY
AND PEOPLE MUST RENDER
THEIR PROPERTY AT STATED
PLACES IN EVERY PRECINCT.

Effective January first, the new
county assessors law becomes opera
tive, and is so vastly different from
the old law as to entire.y change the
procedure of assessing properly for
taxation. The law IS very plain and
easily understood, and reads as fD!-
lows:
The county assessor shall on the
fifteenth day of January of each year
proceed to take a list of taxable prop
erty in the county, and assess the
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11

Gas in the stomach comes from
food which has fermented Get rid of
this badly digested food as quickly as
possible If you would avoid a bilious
attack; HERBINE is the remedy you
need. 1t cleanses and strengthens the
stomach, liver and bowels, and re-
stores energy and cheerfulness. Price
soc. Sold by Bomar Drug Co.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1916-01-11
Want Ads-they pay.

Advertisements in The Ardmoreite,
when properly written, cannot fail to
yield returns satisfactory to the
The sun. [volume] (New York [N.Y.]) 1833-1916, 1916-03-13

plant, which will he furnished by the
American Bridge Company. 5000 tons
for extension to the Midvale Steel ana
Ordnance Company plant at toLtesrillc,
Pa, to be furnished by Lewis +. shoe
maker & Co.. and 5000 tons for the Cen
trail avenue highway bridge at Kansas
City, which will be furnished by the Mis-
souri, Valley Bridge and Iron Company.
In the New York city district the pr,n-
cipal contracts we're W loft buildings.
calling for 1000 tons Of steel, Bethlehem
sections will be utilized.
Railroad bridge work closed Was
mainly for plate girder spans. orders be-
ing placed ny the Great Northern. the Erie
and tho Missouri Pacific. The princi'
pal railroad inquiries in tho market come
from the Baltimore and Ohio. the Bur
lington. the New Haven. the New York
Central. the Chesapeake n Ohio. the
Norfolk and Western and the Norfolk
and Southern.
The New York Department Of Water
Supply. Gas md Electricity will receive
bids March 20 % $50 tons of six. eight
and twelve inch cast iron pipe, fftesl,
tons of special castings and ten tons of
valve boxes. manholc covers. &c. De-
livery IL to be made at Richmond Bor-
ough, Staten Island. ON the same date
the board will also receive tenders on
eighty-fiyc tons of six. eight n twelve
inch pipe. Ave tons Of special castings
And six tons Of valve boxes and manhole
The sun. [volume] (New York [N.Y.]) 1833-1916, 1916-03-13

Our own securities market has not ex-
hibited acute apprehension OF the event
Of present military operations. II IL rec
osnized. indeed. that the unsettlement OF
stocks III the last few months was largely
the result of structural Impairment OF the
market Itself When attention is turned
10 other markets it t. to be noted that
french Government bonds have been
rising of late and Paris l.. OF all large
financial centres. the closest to III. scene
OF strife.
icrhaps foreign exchange furnishes a
more significant reading than ANYTHING
else. Not only has there been no Ne,k-
ness In the principal forms " allied cN-
change. but German marks have been
consp!cuously weak, falling to a new low
level. some curious yarns have beef cir
ru!ated to account for this renewal a..
decline. but the fact has been that marks
have gone down for lach of BUYERS.
There has been little pressur. ~ Ger
man bills for sale. hut there has beef
less demand for then. international
finance has a long range ~shrewdness.
especially in war time. II the military
outlook were deemed favorable II is un-
likely that finance would neglect the OPP
~portunify TO invest IN deprecated Ger
man securities by taking advantage os
the tremendous discount on German cx-
change.
Possibly the foreign exchanges de not
show that finance l. forming any con
clus.on as Yet as TO the outcome OF the
war. but Il seems quite certain that u
Is falling 10 express u Judgment that
Teutonic b~ell!gerency will win through
TO victory. ON the other hand a dubious
view OF Teutonic prospects may Toe i'm
piled by tn" weakness OF marks, which
may also denote such "A severity oc
economic strain on the Central PJNers
as TO explain the fury Of the new often
siye in the west.
The sun. [volume] (New York [N.Y.]) 1833-1916, 1916-03-13

covers. also for delivery ~ tNc r.tops,
of Richmond. Staten Island
Tho Phoenix Bridge ,%'r'uruv b,-
taken y contract for 500 tois ~ .,.,.
tural steel for STABLES {" -, 'au.,.,
at Rochester for tine Sihl,. rL,.
Company. Tho +. l.. lieueh,. GONNA,
has taken the general cuntrd,t f'r wil,,
school No. - At RoCheSt,., ,ain, t.
100 tons Of steel shapes
Among the building contracts ~, d.,
there Is q garage on Park dvcru, .1J
Thirty-sixth street. New York. t.,t VII
require 800 Ions OF steel y re 'dcncoa,
cold Spring Harbor for O. II k.Hr. ~.
curing GOO tons Of steel. u hot,i .or Via.
cent As.or at fffty-iifih street ,r1
Eighth avenue, zoo ton e y tdlr, 81,
kearry, y. H.. 500 tons. and ,ol,m,
| sores for the overland Au,ono, 4. ron.
pany Building. calling for l,oop tons o,
steel.
The buying Of pig iron las week was
heavy In all sections. cspc,!Ii.r iI the
central West, including rittslI-e AMI
| the Ohio Valley and along th" lake.
! Contracts aggregated 4o0.o60 tons. hall.
of which was steel making irou Tor DO.
! livery during the last half % lFis and
the first and second quarters % 1917.
| The result of the buying Wa an advance
of from % to 75 cents per ton Large
| injuries are still In the market
The sun. [volume] (New York [N.Y.]) 1833-1916, 1916-03-13
FINANCIAL REVIEW
OF The PAST WEEK
Constructive Influences Have
More Scope TO Operate
on Values.
STOCKS TEND UPWARD

Upward movements IN the stock market
In the last few days, checkered and ir-
regular as the ourse of prices has been.
are additional testimony TO the sufliciency
Of the winter liquidation of commitments
and decline OF quoted values TO put the
share list IN a sound position which
might permit the reflection Of construc-
tive factors. What the market may nave
In store lies too much In the realm OF
prophecy to be considered. but powerful
forces are operating for constructive &C
tivity and the market itself seems 10
have been put In shape to make a re-
spons TO them.
II has endured various evcre tests
this year. but apparently II found
around the bottom levels Of the declines
In January and February a balance be-
tween buying demand and selling sup
ply. which suggested that adverse prob
abilities had been effectuaily discounted.
This is ordinarily enough for Wall
Street to know. for Wall Street never
proceeds on the assumption that either
the worst or the best OF possibilities will
materializc. Since the termination OF
the heavy reactionary movement OF
February the swing of tho market has
been upward. This was at first at,rlb-
utable to its oversold state, hut last
week there was obvious buying. even
though professional. of another character
h mere repurchases.
That the new stage Of the European
war must be a factor OF restraint is
manifest hut finance has had plenty Of
occasion to consider the war In all its
bearings and does not see In IL warrant
for a loss of confidence. In the Euro
pean situation. as the Wall street view
reflects II. Turkish collapse is held To he
a more impending m momentous prob
ability than any decisive Teutonic sue
cess In the western theatre. although
desperate conflict is looked for In con-
tinuation and extension of the struggle
around Nerdun. The financial measure
taken Of the posture OF the wal IL de-
noted in several striking ways.
The sun. [volume] (New York [N.Y.]) 1833-1916, 1916-03-13
TeAt Of Wall street Temper.

\ supplementary test OF tho Wall
street position and temper was given
toward the end Of last week by tho out
RACES wh!rh organized Mexican bandits
Ierp.trated on American soil. Without
passing opinion a. To the conjecture
'uiIsequeuc-s of this Invasion and will
a clear perception Of all the worst con-
tingencles which ii DbNiotsl% involved,
the stock market made 10 response II
unmlstakable weakness, This NAB an
other bit al .v,dcuc. Of fundamental
stability aud hin OF underlying t'ndcn-
cics. rs to tn" recent Washington up
healal over questions Of foreign policy
hearing on our relations to the European
war. the financial community noted MIN
satisfaction tho gradual subsistence o'
cNritemeut AT TIC UAiolti capital FOL
loving III. vote of the Iiouso Il Repre-
seItatlves, IA practical asrot ment wlll
the Senatr. not to emnaIrdss III. PrcSi-
dent in diplomatic negotiations.
For the rest the political ASPECTS of
ia. Washington disturbance w"ro role
gated 70 the disposition which the conn
try must make Of the issues which Will
'igur. III the coming canvass ~ the ".ec-
,urate. What has already harp,ns-i on
tins s,orp Couducos 10 a better public
appreciation of the vital determinations
which are AT stake ana 30 10 the u'tIaFH-
to-. ~ q sound national policy adequate
20 the requirements Of IA" r"w era
Meanwhile the Inference has been drawn
IN the financial district that the country
is not more but less likely To be dragged
into the European debacle, an Inference
st~rensthened by tho critical Junctures
developing In the war itself.
Investment absorption. which went
on during the winter reaction In the
stock market, eviuced the basic strength
of financial conditions, and ALI gen
orally seem to have been established
in q rate of responsiveness to the
favorable Influences which nave been
for many months only negatively re-
Elected. With regard TO the positive
factors In the prospect there must al
ways be a reckoning with ~seasonabls
forces and traditions, Normally the
trend Of values aud OF volumes Il In q
forward direction as tpring advances. II
conditions are otherwise encouraging
and a survey OF the present banking and
business field makes for an encourage
msnt Of confidence.
The sun. [volume] (New York [N.Y.]) 1833-1916, 1916-03-13
TRANSACTIONS FOR THE WEEK.


I'M following liable gives. in addition to IN alec for the past geek and
range 81 etockn o N the New York stool Exchange their dividend Yields cal.
cuhNed o. the closing sale or bid prices or Friday NIGHT:
The sun. [volume] (New York [N.Y.]) 1833-1916, 1916-03-13
LAST WEEKS BOND R

High Low Cos Set -Iais--
sale. os'. est. ing ~. High Low.
. AdamsFtH. s.t, sAt, 81, : |, s5's -
IL Alaska Gold
~ or. .. 1857, ,c:,. 1851, r u, ,c?,.
81 Alaska cold
rvss ret fpnJ 10 100 i% IN
u Alaska Gold
cyee re, pdtcs iW ra ~ 100 10
a. Alpd Siss. So 49, s'i, EfS $50
~ AmAgric Co
ev ....io9'. it.i, io:,; - y u in
7 AmAgric Co
deb s.. .... co.. ssls " ~ 'p'i "
ACoto ID Is 90. 20, rs', 90. 90.
49, Am CotO IS. 90. s?s e'ts ! 90. eoI
Am pkSI IS iO3', lnsss 1857 : =, 1851 ioS,.
! AmH&L to-. 100 "a iH io4,, io3Ss
Alec deb t~.. S: "a ssl, Is
50 Asmsec rs II, III III i lis ITO
90. Am ! q
cvr. ....It', 100 1897 +i,i iH i,a.
rs ATaT CIV Is ioo's 1907. 1901. ' :. 1915 100
10 Am 7 & I
cit ls...... s'', sr, eri ~, lr9ls ec',
D.: AmwritP IS eS', ts', est, 81 Il s,,
2S7SArsio-Fr S.. W's % pi. r 70 Gyt e5',
II AnnAr ist Is a.. t3t. 63t, 60 tai
10 ArgGov Sc. 50. sA. ss'4 ss'A
81 Armour AS. ", ~ts 9+,. r Y sS>s
81 =
CIV Ss......ioi, 1911, 1911, 1919 1911,
IA Ta 5
cv q zee. 100 los iS ~ 1917 is
~ 4
CIV Is 1900 ice io'li its,5 - 1924 100
- 4 1 4
p gn Is. .....S Wr, -, II sSt "
Il ArasfshL so'. ~ Ell, vi
AT&sF ada, So e.. Ell.
IS AT & sF ad
Is std ..... sT. ST.. :. -. ssH $50
A,lf Dan ID. 81 - ~ !, ST., .el,
- AtcoastLtt. 9!'s ~. s?'s s!'s si.s
81 AtlCIine IS s!i. ~ 9: ut,
I. All & Line
col trA...T So, 81, Of. ".
baldwin, siOs ,h5 los T.. ,@ i5
81 BIS q = 9SlOIs, ioli. 1911, ioI's lot.
Is BdO gold -, ','. slt, 81, W.. s.t,
~ 81 cv ii.s. % es'. st. SEA Pc.
% BdO PL E&
WA IS, sais So s9t, = % SI.
s. B,tO 5'7s ... p3i. ~ % !, ps't ga
3 Baosw 3iss Si7s Prl Pr, ! y, ss't W,s
u Be,hStl IS ia iO3' iC3'. u<', iO2
- Beth stI fds
SIS ........Ioa 1917, 1917, - |, io5l. io,,t
10 By@7AV en- aa7, ps's 9oIs loot. eol.
BkD Ci'y ist To- iOi lW !, i0i'p loot,
BRT6s ....io1 it.'. 1923. 90 I. io3'. ,o:l.
:, BRIT So Is. iOi'. ltO', im 1911, 100
= BknuEi list ioJ 10. ioa ! a 10: 100
BknUEI LIST
std .ioc m, 10: io7 ,oojx
70 Bknu.as / ios 1867. iS'. = = 100 ,os
BufRSPts 100 1905, loo's ios', 1893
" RushTer s.. .: &. .. l. s?'g IS
Ia Bush r Bldg
LIST gid SIS Isl s"s Sas s9,t s;S,
II Cal Gas - L
Il. .,....... osa, osis PSI. ' 4 pstS eT,
. Csnso Sc les lC3 it3 i i04t, 1903
. Centta list. io7's 1914 1925 los 1911
IS CLthr SIS, 100 1919. 1911, - }. lO2li ioo,s
h Zen Eng Is ga. trs siA 50 eIL,
y ocntfac LIST, 81 9Oas 90, 4 n 81 90
CcnPacSlls COS s0ss eo.s . va 40
= 'RkofNJ 5slls iiT4 me- - "a lisa lie
l Cent kk NJ
IS reg .....li7'l iiilt ii;iI liza lisa
cent|t IS So SO SO I s. so
o csc 5s .ltSis ltji, 49,, 49, /, 1923, 1857 i
~ tas s|. ~, 9?', ~- |, ss,s "
So, s5's ssh + =, $50 81,
The sun. [volume] (New York [N.Y.]) 1833-1916, 1916-03-13
Tight Money Not In Sight.

Some perceptihle symptoms OF "A hard
ening tone have been detected in the
money market, but II IL doubtful II any
thing like very firm rates are even re-
motelv IN sight. The copious lending
capacity Of the banking position is ad-
verse Ia any substantial strengthening
of tho money market. However. credit
authorities have been expecting for weeks
that in the course Of the spring the price
of credit would make II moderate reflec-
ton of the general business expansion.
\ stiffening OF money rates should GER
tainly be in order after "a year n a
half Of such abnormal ease as has pre-
vailed lille all other prices were rising
in the business recovery. Moreover, IL
will be desirable. for not until lending
rates exhibit a degree Of sensitiveness TO
enlarged borrowing demands will bank
ing interests have any proper control ~
the expansion OF credit.
Labor troubles have been looming up
In one direction or another, but they have
offered no impeachment to the persistence
of business and financial confidence.
70 the most part controversies have
readily faded away In early agreements
over wages and other working terms.
The railroad labor question which has
been precipitated by the nationwide de-
mand for AN eight our day Is in a diff
ferent category. AZ the same time the
representatives of the railway unions are
evidently anxious TO make II clear that
the referendum vote Of organized labor
TO support tho demand IL not a vote for "A
strike. and there is much less laundering
from labor quarters than there was q
while ago about "A refusal OF arbitration
and Il general suspension Of traffic II the
railroads did not meet the demand. Pos
siblv the unions have already begun Ia
take cognizance OF the growing body OF
public opinion that Government regula-
| ton 81 railway wages az we'll as Of rates
Is called for by the circumstances OF tho
railroad problem.
The sun. [volume] (New York [N.Y.]) 1833-1916, 1916-03-13

An influence for business expansion
is AWAY youchsafed IN the event of
spring by the stirring OF agricultural
endeavor. Incidentally an inclination
to anticipate farming contributions 10
prosperity Is stimulated by the recol-
lection that on the average 1t rs safe
10 count on a satisfactory crop year.
While II Is much too early to undertake
10 estimate crop pro- poets there are
Just now excellent reasons for q hope
full attitude, Never before has the Agri-
cultural Department reported Mt the bc-
ginning OF March such u copious supply
~ grain reserves AZ were exhibited IN
last weeks return. Such y %carryorer.
added to the vis.ble supply OF the mar
Lete. Is "A safeguard a-ainst crop bcdIcs
with tho progress Of the season,
General business activity has gone
ahead into tho spring without any ma.
terial abatement and without anything