davidaulloa/AmericanStories huggingface dataset:
The Snyder signal. (Snyder, Tex.) 1887-????, 1916-02-18

from this sum invested in good q per
cent mortgages will he upwards NJ $50
week. This Is how Il figures nut,
$500 per week deposited In bank at
I per cent per nnnum compounded
scminnnunlly will amount to 81 l23S 81
In four years
You take nut 81 900 aud Invest 1t IN %
first mortgage at u per cent balance
IN Savings Account, Sl23sD
In seven years the amount In the
savings bank will be- Sl,l5lSn An
other 1000 rs taken out aud Invested
leaving Sl5lS0 remaining
st each period at niue aud unc half
years. eleven aud one hail years. thir
teen aud uue.half years fifteen and
ouc.half years, seventeen years, eight
ccn and oueuulf years nineteen AMI
unchllf yeats. tWrnty.uur years, aud
cnch year until the twenty eighth year
one thousand is Invested Seventeen
Thousand dollars will have been Ia
vested IN mortgages, aud balance oil
sI1gOO will be- remaining In the band
ut the end Of the twenty eighth year
This amount, AT q lcr cent Interest.
yields Sl,UG02 d yuaG Ut S2O5l q
week.
The Saturday Evening Post few
years ago gave hn Interesting calcu
lution that II a man whose Income 10.
mains the same year after year will
deposit 0nc.thlnd Ills income each
month In savings bank that pays
four per ceIt. he VIII he able tu retire
at the end Of thlrty.ivc years, aud
thereafter he or his heirs viii receive
the full amount Of his income
II he viii steadily deposit one quar-.
ter Of his Income In the same way he
will he able to retire on full pay ut
the cnd Of forty-onc years
\ nth of his Income snved aud de
posted IN this way. win enable him
To stop work On full Income AZ the end
Of forty-Hlx years. while deposit Of
onc-tenth " his income will retire him
ut ihc end Of the sixty years
To be able 10 retire on hale Income
as a result NJ This kind of steady saw
Ing is easier This can be achieved In
twen,y.iour years by the deposit OF
oue.tliFd of the wages In savings
hank each month"; in twcnty-cght
rcars by the deposit OF onefourlh OF
the wages; m ihlrty.two years by the
Scposlt " oneilf,h OF the Income. and
forty.ilvc years by the steady saving
N onc.tcnih Of the wages
Tho milton wide campaign which the
American bankers Association Is con.
ducilu- encourages systematic saving
rnd wise spending u moncy through
the tccplng Of a budget Of private ex.
pcnscs-
The Snyder signal. (Snyder, Tex.) 1887-????, 1916-02-18

purrosr nj receiving small savings
NJ s'huuI children mud encouraging the
habit uf systematic accumulatlons
rhorc ls no greater HELD for the iueni'
cation nj habit. of thrift in the minds
uf thr pcoul, thn these banks The
Jesuit Fathers used 10 say GIVE me
the child uutl Doc Is seven yclrs old,
then ,ou cam hnyc him" lf the child
R TAUGHT iu this practical way iu save
his money Systematically there Is no
doubt that hc win acquire valuable
habits nj living. hc win become o bet.
ter manager NJ his private affairs, Ii"
will DO mofr economical md hu Will
have greater foresight Just recently
one hundred and olghty.two school
hanks were organized IN Detroit In
the campaign In Sew York city they
arc aiming IN establish one hundred
new school banks by the 0r't Of May.
Through the New York Mali nn at
tcnpt l. being made ~ raise ilfiy thou
sand dimes for the school children.
that r.. dime will he given 10 each
child as soon as he accumulaics hl,
nnt ninety cents In the new banks
Under the system known ns the
Brooklyn Plan" originated by A, ~
Clark. who Is the chairman NJ the Cen
tcnninl Committee for the Extension
VI School Savings In New York city,
the children operate the bank them
selves under the supervision Of one OF
the teachers who Is also the treasurer
" the nnns. Each child In the eighth
year class tukcs his turn vt illIiug yari
otis positions In the bank from mcssen.
ger 10 President They have Board
NJ Directors composed of twrniy.iour
children. who meet regularly aud dis.
tuss thc affairs OF the bank - the
end Of tac school year and when these
eighth year pupils graduate. In add
lion 10 the diploma " graduation they
are given certificate showing that
they have Gllcd the various positions
IN the hool muk The wps use
these certificates as recommendations
10 secure positions
There Is no doubt TINT tbs thrift
camralgn will create rcw Interest IN
thrift. new understanding NJ the sub.
Jet. There viii not br ns mach OK
ravagncc aal wasic. The people will
live within their incomes and not mort.
gage everything they own
The Snyder signal. (Snyder, Tex.) 1887-????, 1916-02-18
THIS COUNTRY SOON
MUST FINANCE ITSELF
People Should Realll8 Thrift
70 at Home Is Necessary.

One hundred years ago the first saw
lngs bank In the United States was es'
tabllshed The advent OF this institu'
ton came with the era OF commercial
and Industrial expansion. II came
when the population OF the United
States was only 100000, aud there
were but 30 banks In the country. BY
1870 ten Of these savings banks hnd
been established with $685. deposltors
aud aggregate deposits OF Sl,l3s,5IO,
Prosperity came, the people saved
and the deposits In these great reser'
volrs Of capital. which now number
.. 100. by leaps aud bounds Increased TO
enormous proportions To-day, with
our national wealth approxlmntlng
SiS7. OOO.OOO,OOO and nlmos, one hun
dred millions Of people In the country,
we have about Sl,10O,O00,0OO In the
savings banks belonging TO ten nnd a
half million dcposltors. This may
seem mn amazing sum Of capital nnd
number Of dcposltors, but when com
pnrlson Is made with other countries
aud balance Is struck II Is found the
United States Is near the end Of the
llst In the percentage of savers TO pop
ulntion.
The possibilities for the greater pro.
motion of habits Of thrift and saving
among people nrc indeed cxirnor'
binary. With remarkable opportunl'
ties In the United States for increns'
Ing foreign trade. with bumper crops
In every section OF the country; with
gold pouring Into the Golfers Of the
banks; with every appearance OF IN
prcccdcntcd future prosperity. the fact
IL npt to be- dlsregnrdcd that the other
great commercial nations Of the world
are involved In n war Of frightful dc
structlon and economic waste, that aft
ef the war these nations will need
funds for reconstruction and the Unit
ed States will be called upon to sup
ply them: that for some time to come
this country will not he able TO secure
capltnl. ns In the past, from France
and Great Britain. for the purpose OF
carrying on new enterprises. The
/ United States must finance Itself
No fcar need be had for the lmmc.
tllnic future. but II Is Inevitable that
the time IL coming when this country
must meet the test Of Gnpncing prac.
tIcnlly the entire world. Preparations
are being made for defense In the
event OF war: preparations should also
bc made for peace. Adequate credit
mac hLcry can be developed aud per
fcctcd, hut II will assurcdly require a
sufficient amount Of capital to main
tain properly aud keep In good running
condition this credit machinery.
How Is this capital guing to he Sc
I rurrdl Through education; by calling
tie attention NJ The people to the lack
of thrift In the country. and the bcne
fclnl results Of prnctlclng THRIFT
through systematic nation wide cam
pnlgn To promote thrift aud saving II
surely Is 10 the interest " all citizens
whether banker ar business man cdi
tor or professional man. employer ~
employc. to h. party To sucll move
! mcnt
This Is the object Of the nationwide
cnnpaign instituted the first of the
d.
The Snyder signal. (Snyder, Tex.) 1887-????, 1916-02-18

n n Nlie hluut NNlNhA' W. h"'h"'F
Scotland. In 1910 the Rev. Henry
Duncan established the first saw
ings bank which was organized
and operated on the recognized savings
bank principle which is: that from the
deposits received, the bank Should by
judlclons Investment. earn enough TO
pay the expenses NJ management, pay
interest 10 the dcposltors and establish
u guaranty fund to protect them from
losses Incident TO all business.
Dr. Duncan was by no means the
first to see the need 0f a safe deposit
DRY for the savings OF the people for
several others ms high minded, hut not
20 practical. had heretofore attempted
% establish savings banks, hut In their
real to make the proposition attractive.
combined textures that smackcd Of
charity. and therefore failed as bust.
ness ventures. As early rs lIns the
"wcndoycr Rank" was instituted by
the Rev Joseph Smith. who with two
rich parlshioncrs agreed TO receive
sums on deposit and repay the same At
Christmas with bonus NJ onothlrd
the amount deposited II was In sub
stnncc like. our modern christmas
Club" Priscilla Wakefield In 1909 or
ganizcd society To receive certain
sums on deposit monthly. according to
age and TO pay the same ns n pension
after sixty years Of age. In sickness a
weekly benefit was allowed, and On
death funeral benefit This was In
substance like our modern "Sick and
Aid Societies" 80 common among In
ropean nntions. Hut Duncan's plan
was the unly one To prove adaptable 10
all peoples and to all times, aud which
would support Itself His bank would
sustain itself Oh the earning power Of
money, rather than on the money earn
Ing power had accumulated. From the
humble Scottish village the idea spread
Throughout England and ireland and
Scotland until there were over two
hundred such banks In 1916
A. nn outcome NJ punrnns bank.
grow the Edinburgh Savings Bank
which "','' ''""l l''' """ ""'" -
sun 10 eA's''h'p' IL ""' 'l ','' ''"N
'iia' we wa" '"o SAINT l''''""'' NV "'u
still In vogue, the modus orcandi of
tho savings hanA h''u's 'nau5'u uu'
niue ln '"' ''u'"'l l"'" ~, "''"
iss"e0 l"'' "''"'' ll,e ''-"sn'4'u '"''"
OF sHN'llss uah" e'h'uN = Oh 'uN'''eN.
ness II was MANAGED Wy ''ly Oh
trustees VINO gave 'h'll H'f ices h'H'N.
II pH'u "ll uepo,''"'H Tue Atno 'u'e o'
ihter''| u hnu mo- a'''n "Nu ''''se'
iuV''''' Nv ''V, '''y'"''a' '", ",'
tual INSTITUTION II sought s"l''l u,s'
anu pFoll's al'e'"N'u' II Sought Tue
highest ior'ns "l Investment uohc'y
government bonus
owing to tue close association be.
tween the mother country ahd the col
onies, 1t was but natural that any
movement that succeeded there should
Do adopted here and the idea was not
long In crossing the Atlantic
The now country lad It's problem OF
poverty no less than the DID, aud In
the cndcayor to amclloatc the condi
ton II tile lower classes numerous un.
deriakngs were begun, which were
based on the sick and aid society idea
Even lotteries were lcgallzed in the at.
The Snyder signal. (Snyder, Tex.) 1887-????, 1916-02-18
DO NOT CARRY YOUR MON
EY WITH YOU.

p You can't spend what you do
" not have. Money In the pocket
: burns. II * easy to say "uo' 10
:. some nllurlng window or appeal.
b Ing advertisement when you have
. no money with you, but when
/. the purse Is fun, how hard To
{. tun AWAY You cant go II you
/. haven't the price NJ n ticket;
I. hut how much better Ia stay ut
. home when you have u Ticket
p with you, To carry money
/. around aud he able TO say mo"
/. to the many opportunities that
F" appeal 10 you to spend Is to dc
, vclop character resisting power.
: reserve aud strength. II means
/. that you know Yourself and can
4. conquer yourself hut until you
. are strong enough 10 say mo-
+. and stick to IL. you had better
/. let the bank do the resisting for
I" you. for this ~ what banks nre
T. for You can't spend money
/. while 1t Is In a bank,
The Snyder signal. (Snyder, Tex.) 1887-????, 1916-02-18
TEACHING eoYs TO SAVE.

. A certain father has devised q
rather novel plan to develop re-.
slstlng power IN his boys. Know
. Ing the value N sclf.conlrol cs'
pcrmlly In money matters, he
gives each hoy weekly allow
nnrr. with the stipulation that q
g ii must hr carried In the pocket =
. during the week. aud only hnlf
NJ IL spent one boy receives q
q twenty cents each week II he g
produces dime IT the week
end. be- gets another twenty q
cents. II he doesn't he gets only
o. % dime. The other boy receives q
% u dime md must produce q nick. d
ri to got another dime There Is
q thus q constant opportunity To
" spend, hut constant Incentive q
. To sayc-to resist. It may he that
q, the reward spurs them On, but
the tact remains that this fnihor d
" is developing resisting power In
. the boys that viii stg"" 'A"m 'n
{. good stead In after years
....."."ss@."r:'..' d
The Nezperce herald. (Nezperce, Idaho) 1900-1957, 1916-11-23

Ii has met all eomers. in its. class and
faithfully holds It's own, Il has a
record second to zone at
Arizona republican., 1916-03-03
EVIDENCE IN THREE
 CENT FARE CASE IN
Corporation Commission Takes Im- portant Case Under Advisement,
 Evidence Very Technical

Practically the entire days ses- sion of the corporation commission yesterday was devoted to introduce tion by the railroads interested in the three cent hearing of evidence on how the apportionment of cost is arrived at.
 Assistant Auditor Adams of the Southern Pacific was on the stand the major portion of the day. He had Ircpared a report on the cost of practically every phase of raj roaGng He was questioned -exteh- sively by both the state and the rail- rad attcrneys.
 William Sangster, secretary to the cGrporat on commission was on the staoI ia the morning. It was es- abolished by Sangster that both the Santa Ce and the Southern Pacific were ope:ating at q sufficiently large profit, to permit them to cut their hates to three cents per mile. It was shown that the Southern Pacific earned $@10000 in excess of six per cent on it's investment.
 James Peabody was the last wit ness on the stand He is statistician for the Santa Fe. His testimony vas ma nly of a technical nature.
 Tke case was concluded at four o'clock the commission taking the matter under advisement.
Arizona republican., 1916-03-03
4. l. ANDREWS BUYS
 FIRST STATE LAND
Land Commissioner Sells Land at Auc- ton for First Time in History
 of New State

A. l.. Andrews was the first man in
 the history of the State of Arizona to
 step up and bid in a parcel of state
 school land. He purchased at auction yesterday morning IT. acres situated in section 37, T2N, R 2E.
 The state land department has been advertising for some time. that a large piece of land, being leased to settlers, land under the Salt River Project, would be put up at public auction yes terday morning at ten o'clock.
 When the time came and the land was put up, only those who had been leasing the land were on hand to bid They all purchased their land at the appraised price If others than the settlers had endeavored to purchase it, the land would have cost them more. The cost of the Improvements, being taken into consideration.
 Mrs. Mary c. Lutrell of Tucson, was not present. and the piece which she has been leasing was withdrawn from sale. She was notified yesterday, and it is expected that she will be or hand in few days to bid her land in
Arizona republican., 1916-03-03
AN OPEN DOOR MISSION

To the people of Phoenix and es- pecially those interested in the spirit ual interest of our town. we greet you by this means
 For three and one-half years we (wife. children and myself), felt the Lord leading us to come to Phoenix to open up and run an open door mission so last November we moved into your midst, having secured a hall at 52S West Washington street We will open the doors for services at two o'clock Sunday, March ,, and each night thereafter as long as we feel the Lord will have us to con tinue
 We invite everybody to these ser vices. Come and hear what God hath done, and to every man or wom an of God we wish you to help us with your prayers and presence in this work
 Your neighbors,
 A. L. PIPES and Family
Arizona republican., 1916-03-03
AT THE ADAMS-G l. MoUler

AT THE ADAMS-G. L. Mowlen
 Huston Texas; Frank Hall, St. Paul
 Minn.; John Autny, Portland Ore;
 H. s. Hern, Chicago; H. B. Ely
 Superior, Wis; A. F. Smith, Los An
 geles, W. A. Fox, Denver, w F
 Wilson, San Francisco; J. F. War
 ren, Denver; R. M. Loony. Prescott;
 H. W. Mearty, Kansas City; R. K Baker, New York; w. c. Harrison Douglas; Mrs. A. C. Cole. California Malcolm Frazer Fl Paso; J. C. Boug ten, Hayden Junction: J. c. McClue Tucson; Verna Vasture, Denver; H Metchelson, Connecticut; George E Bedwele and wife, Texas Lou W Heny F. L. Thomas and wife, Miss Marjorie Thomas. Harvey S. Chase and wife Mrs. Jno. H. Weiss, Miss E. C. Weiss, Mrs. F. H. Flock, Mrs H. Bucklen Judson (Raymond White comb party), T. E. Hammond, Bos ton; R. o. Burgess, Vulture Mines, Lou Wills and wife, Feldmon; J. T DeLoy, Tucson; Roy A. Fleming, w Selsman. Indiana; w. j. Hall, New
 York; Frank Hillnon, Bisbee: F. E Pullen, Fort Grant: F. H. Fitzgerald Los Angeles; Lee H. Scott, Ajo; A Cuthbert; Douglas; Jos. Sendon, New York; Geo. D. Moenis Prescott: J | P. Hanson, Globe; J. H. Crossman Chicago; W. s. Sutton Globe; M. s Cotton, Philadelphia
Arizona republican., 1916-03-03
WHY PRINCE ALBERT WINS
Patented Process Is Responsible fo
 Its International Popularity

Smokers so much appreciate the flavor and coolness and aroma of Prince Albert pipe and cigarette to- bacco that they often marvel about it
 The answer to this question is to be found on the reverse side of every Prince Albert package, where you will read Process Patented July 30th 1907.' That tells the whole story Prince Albert is made by a patented process that cuts out the bite and parch, which makes the tobacco SC mighty aggreable and satisfying tc men of every taste of every civilized nation on the globe.
 It is a fact that since Prince Albert arrived just about six years ago it has made three men smoke pipes where one smoked pipe before
Arizona republican., 1916-03-03
WEATHER TODAY
Republican A. p. Leased Wirel

WASHINGTON. Mar 2.-For Ari- zona: Friday and Saturday, fair not much change in temperature.
 For California;: San Francisco and vicinity; rain Friday, strong south west wind. Sacramento Santa Clara and San Joaquin valleys: Rain Fri day, strong southerly wind.
 Southern California: Unsettled weather and increasing cloudness Fri day; increasing southwest wind.
Arizona republican., 1916-03-03
BIRTH OF '. W. [. 4.
 ID BE CELEBRATED

The birthday service of the Young Women's Christian Association which will be celebated in all of the associ- ations of the United States in one form or another will be celebrated in the local association by service at 7:30 tonight.
 This is open to all young women of the city and it is hoped that many will plan to attend. Mrs. Harker will have charge of the devotional. Mrs. J. r. Summers will give some special music, and Miss Nell Blount will speak on the life of Miss Dodge whose life has meant so much to hundreds of girls.
 It will be meeting that will not soon be forgotten by those who attend. Those in charge have spent a great deal of time in preparation.
Arizona republican., 1916-03-03
1 PRICES PAID TODAY BY i WALTER HILL co.
ADMITTED TO BAR.

ADMITTED TO BAR.-Cornelius T. Reddington, was admitted to the state bar yesterday, upon filing a certificate from the supreme court of Missouri
 FREE DOGS Notice was sent into the Republican last evening that there are two mighty good dogs at 911 Grand avenue, to be given away. Both a:r males and pups.
 NEW CONDUCTOR.-E D. King has resigned as yard master at Hay den junction to become a conductor on the Arizona Eastern run out of Phoenix J. F. Diamond, a we'll known passenger conductor on the Arizona Eastern has been transferred to the Hayden situation.
 DIVORCE GRANTED - Bertha Edna Stahl was granted di- vorce from Charles Louis Stahl yes terday on the grounds of failure to provide The decree was signed by Judge Stanford Mrs. Stahl testified that she was compelled to support herself and two children. There were four children, she said and two were l in California for adoption.
 BIG TIRE ORDER.-Ea Bayless l the Gem City garage manager of | Mesa has just purchased a com plete stock of Michelin tires Capitol tires and Master Carburetors. from the Phoenix jobbers, the Southwest ern Carburetor company. The stock was shipped to Mesa the other day This is one more indication of the value of Phoenix as a jobbing cen 1 ter.
 AFTER HIS REWARD - George | w. Cummins, farmer north east of the city who has boosted democratic candidates for office ir Arizona for the past eleven years believes that turn about is fair play MT. Cummins has announced that he will be a candidate in the primaries for supervisor of Maricopa county MT. Cummins has served at various times as deputy field assessor.
 PHOENIX PRECINCTS By ar act of the board of supervisors yesterday Phoenix was cut into nineteen precincts. Nine new pre- cincts were established. the ob- ! ject being that the vote might be handled to better advantage In out lining the precincts an effort was
 made to allow about 300 votes tC
 the precinct. The supervisors have compiled their annual report which
 will be placed in the hands of the
 printer today. Copies will be ready 1 for distribution at the office of th( board in the course of two weeks
Arizona republican., 1916-03-03
WATER TURNED IN ENTERPRISE CANAL

Report is given out that water turned into the Enterprise canal on March 1st and the farmers under that canal are now enjoying their us ual runs of water. The total damage to the Enterprise canal from the recent washouts amounted to only $250
 It was also stated that the water was turned into the Arlington canal successfully yesterday.
Arizona republican., 1916-03-03

Arrangements have been completed for a free lecture, Saturday. March 4 at D. m. at College Hall, directly north of Adams street school by Dr
 John T. Miller of Los Angeles. Sub iect: Character Analysis and Voca tional Guidance. Adv.
Arizona republican., 1916-03-03

There were 325.56 acres sold yester- day with q total value of $2S,6l0.4S.
 The next sale will be held on March sixth. The land to be sold is located near Tempe.
Arizona republican., 1916-03-03
LOSES REVENUE STAMPS

J. c. Montgomery of Arlington while in Phoenix the other day lost a package containing s7.5O worth of revenue stamps which he is very anxious to find
Arizona republican., 1916-03-03

The Epworth League of the Bethel church at the corner of North SeV- enth street and Osborn Road will give an entertainment Friday even ing to which are invited all the peo- pie. young and old.
 Here is quite the newest thing: Mir. and Mrs. Alphabet will entertain
 on Friday eve.
 It will be fun, you may believe. Two cents a letter for your names
 Is all it costs to join the games And he fed in an alphabetical way
 We'll both be sad if you stay away; We need the money you need the
 fun.
 At seven thirty twill be begun. There will be card party at the Womans club today at o'clock un- | of the Episcopal church. For those who do not desire to play, there will l be a sewing bee.
 1 The Mothers League of the Pres byterian church will meet at 2:30 o'clock this afternoon. The Value of Play" and Being A Chum to the Child will be the subjects con- | sidered. Mrs. A. F.. Woodward will lead the discussion. All mothers are invited to be present. The Live Stock Sanitary board, met yesterday afternoon in the office of Secretary Sam Bradner. Only routine business was transacted.
 The Valley Swine Growers asso- l citation will meet this afternoon in the offices of the Cattle Feeders as sociation under the Phoenix National bank Saturday afternoon at two o'clock. Important business is to he transacted.
 The sWoOdman Circle will give q St. Patrick's dance the evening ot March 17 in Patricks hall
Arizona republican., 1916-03-03
CALENDAR OF EVENTS

The Arizona Good Roads associa- tion will meet Monday at 12:5o at the Arizona club, instead of today, as was previously announced.
Arizona republican., 1916-03-03

The Women's Foreign Missionary society of the First Methodist Epis copal church will meet at the home of Mrs. J. |. Coverdale SIS North Sixth street this afternoon at 2:30 o'clock
Arizona republican., 1916-03-03

Engagement extraordinary. The Shubert Symphony Club, March 10th. Adv. It
Arizona republican., 1916-03-03

Thursday, Friday and Saturday,
 Orange Day, sweet Arizona Oranges iat the Phoenix Fruit & Produce Go.
 119 w. Jefferson.-Adv. k
Arizona republican., 1916-03-03

HiY season ticket holders twenty five cents for extra number in the I1i-Y Lecture Course March 1Oth.-- Adv. II
Arizona republican., 1916-03-03

Solosts of the Famous Symphony Shubert Club of Chicago here, March 10th.-Adv. It
Arizona republican., 1916-03-03

LOST-Pi Phi sorority pin; shape of arrow, with two diamonds; with name on back. Phone S477. Reward. Adv if