davidaulloa/AmericanStories huggingface dataset:
The circle banner. [volume] (Circle, Mont.) 1914-1939, 1916-10-27
RURAL CREDIT LAW :
4. .MAKESM0uEY CHEAP
Former gh-Innteelrleesst Agencies
Rush to Reduce Rates to
the Farmers.
BIGGER LOANS AT. LESS COST
May Borrow Half of Land Value
at Less Than Five Per Cent is,
Effect Already Being Felt ,.flaii
Strongly. .to i4} 4Ysr

The effect of the new rural credit
law, passed by the Democratic Admin
istration, already Is being felt in lower
interest rates, although the land banks
have not yet been organized. Testi-
mony to this effect is being given at
the hearings held by the Federal Farm
Loan Board in various western cities.
At the hearings in Nebraska, numer-
Gus farmers stated that interest rates
in the homesteading section of that
State already have been reduced from
one to two per cent. by the prospec-
tive competition of the thirty to forty
year loans that. the. land banks soon,
will be making.
The average loan that an insurance
company or other loan agency would
make on a 640-acre "Kinkaid' claim
was $1,000. The commission deducted
from this left the farmer $3.50. He
paid interest at from to 10 per cent.
for five years on $1,000, making his
average net interest rate from IL to
ID per cent.
This now is stopped by the coming
competition of the new rural credits
law. Loan agents are rushing into
Nebraska to make five-year loans at
lower rates, to forestall the operation
of the new law.
Lodge Protecting Banks.
This may account for the attack
made on the Democratic rural credit
mo hxrI I 4 ID
ly, Mass, on Sept. %, when he stated
that money could be borrowed on bet
ter terms from regular agencies than
under the rural credit act. '-
Mr.. Lodge declares that this act will
endanger the present National and
cooperative banks and tend to break
them down, according to the report of |
his speech in the Boston Globe.
The farmers of the West, who have
suffered exorbitant interest rates for
years. are not worrying about the
banks. Their testimony before the
Farm Loan Board showed that they
are enthusiastic over the new law, and
ready to help put it in successful op-
Grafton.
---eenefits to Farmers.
The new farm loan act provides
means by which farmers can form CO.
operative or joint stock associations
and borrow from the regional Federal
Farm Loan Bank ON the security of
their land. Ten farmers can form one
Of these associations" They can bor-
row up to 30 per cent. of the value of
heir land, for a period runningtup to
iorty years.
The loan is rerayable in snail Nan-
iual installments. or can be paid in !
ull at any time. The estimated in ,
crest rate is ) Pc cent. The farmer
yho borrows will share in the profits
If the business, thereby reducing his
interest rate TO a still lower figure.
The Democratic National Commit
ee has issued frou it's headquarters, g
t No. 80 East Forty-second street,
Sew York, pamphlet for free distri- I
ution fully explaining the rural I
redits law. 1t may be obtained from /
our Democratic State or County L
committee. c
The circle banner. [volume] (Circle, Mont.) 1914-1939, 1916-10-27
Cut the Weeds and Grass.

Whether you are a renter OF an own
err, you should not permit grass. and
weeds to take the. sidewalk. Flies
and mosquitoes bred in the tangled
grass OF. a home own er-are just as an
uoying and poisonous as those that are,
brought, to- life on the.rented premises.
And the blow to-civic beauty is as Sc
we're in the one instance as in the 9th.
err Don't be a drawback to comfort,
health and civic beauty, which, is. TO.
say, don't let weeds and grass encunl
her the sidewalk Of the place that you
call home cofiicaha Sun.
The circle banner. [volume] (Circle, Mont.) 1914-1939, 1916-10-27
Manuring the Soil.

.sa.a.f
In garden making the first essential
Is a heavy layer Of barnyard manure
placed ON the surface and then turned
under as deeply as it is possible to
get it. If lot has to be filled three
or four feet. in depth, it should first
be covered with two feet of barnyard
manure, on top of which should be
placed two. feet of good soil. When
all has been settled by the rains of one
winter we will have a garden as is
a garden This Illustration is used
merely to show where manure should
be placed If IT. be possible to get 1t
there. A gardes SO filled in would
grow roses and other Towering shrubs
that would prove little short of mar
yelous.
The circle banner. [volume] (Circle, Mont.) 1914-1939, 1916-10-27
LABOR TIDE FLOWING
STEADILY TO WILSON
Organized Workers Of Michigan and
Illinois Indorsc Democratic
.s H.. Candidate. H

Enthusiastic offers of support con-
tinue to pour into National Democratic
headquarters from working men and
union leaders from. every section Of
the United States. and from, every
trade and industry. Not only will Presi.
dent Wilson get hundreds of thou
sands of votes from working men hith-
erto members Of the Republican party,
but thousands of wage-earners who
have voted the Socialist ticket will this
time mark their ballots for him. s..,t
The latest Endorsement Of President
Wilson by labor leader comes from
John II. Walker, president of the Illi-
neis State Federation Of Labor.
"a working man who would vote for
Hughes, 10 the face of his acts and
declaratiohs against labor, AID ID tie
face of the great accomplishments of
Mr.. Wilson for lah8r" said Mi. Walk
er, must be uninforlned, fnisinforTned
blinded by prejudice, or carried away
BY party Sentiment
No word said for President Wilson I
Will have greater effect than state I
mcnt by Andrew Furuseth, president
of the seamen's Union, deciaffngg,:S =
Il am for the election of Woodrow
Wilson and a Democratic Congress be-
cause of the enactment of The Sea-
laen's' faw and of lie Clayton act, re-
{ 3gnizing and enforcing the equality
before the law of workingmen with
other citizens.islr, ~ VI ,catst
Asking. Are Ye for God or Nam
mon y" President A., i. .GaHretson Of /
ihe Order of Railway Conductors urges
President Wilson's reelection. in,.the
october number of THE Railway CONF
iuctor." Mr.. Garretson is a lifelong /
III
The circle banner. [volume] (Circle, Mont.) 1914-1939, 1916-10-27
Home blull|
aFhelp5 Y
GARDENS IN LARGE CITIES
No Reason Why Certain Difficulties
shrould NOT Easily Be Overcome,
With Proper Thought.

There are few things that must
be provided if Omaha. is to become
famous for its gardens, and 1T is to be
hoped that the agricultural expert
who'fs coming, here will attend to
them,i says the Omaha World-Herald
| There would be many more gardens
II there we're some central agency
established where men too busy to at
tend to all the work could call,.by
telephone and get a reliable man when
one is needed. The charity organiza'
tons have been relied upon, but the
men who seek work through them
are often inefficient and unreliable,
One business man said: Il have quite
large bit of ground in my back yard
that would like to put in a garden
but l cannot take a day off to spade
1t up and prepare the ground for the
seed. would be glad to plant the .
seed and care for the ground after
ward. Last year tried getting man
and after much worry got one.'~ He
was unreliable and the work that he
did was hardly worth the time look
ing after him, so this year have con
cluded to seed 1t down and avoid that
sort of worry"
The plan for children is good and
should be boosted by every one, but
large number of gardens would be
planted where there are no children
if there were a place where the right
kind of help could be secured Lawns
would be kept in better condition if a
man could be called by telephone
when a mower was cut of order or
needed sharpening and when bulbs and
shrubbery were to be planted.
Omaha gardens and beautiful lawns
would add very. much to the city in
the satisfaction of citizens and visitors
and to the value of property. 1t might
be good policy for some of the civic
to undertake to supply
this want by establishing such a cen
trail agency. There is no doubt that
It would be a paying enterprise.
The circle banner. [volume] (Circle, Mont.) 1914-1939, 1916-10-27
FLOWERS IN CONCRETE WALLS
Monotony of Driveway Relieved by
Device of Designer Who Gave
Thought to Subject.

In designing a residence driveway
which was to be cut through a ter
race, builder avoided the monotony
of having two long concrete retain
ing walls fanking either side by
breaking them at intervals with semi
circular inches in which plants could
be placed. These spaces were made
SO that they broke what otherwise
would have been the straight line of
the two copings. Each was made
about 9. feet in depth and feet wide
and given the same finish as the ex-
terror walls. Concrete '. jardinieres
we're made for the plants which were
set in the spaces.-Popular Mechanics.
The circle banner. [volume] (Circle, Mont.) 1914-1939, 1916-10-27
PROSPERITY NOT Due
TO-DEMANDS OF WAR
Bulk Comes From Ordinary Bust
hess Channels, Declares
Charles A. SchWab. -.~.-
$500, ooO,o0o TRADEBArAnCE
Department of Commerce Shows Vast
Gain in Wealth Under Wilson,
Munitions Business Is but One
III Per Cent. of Total.

| "a s...44 80
In answer to the cry of Republican
politicians, :. that the unprecedented
prosperity that has come to America
l'undel' the administration Of President
| Wilson is due, to- the European war
orders, comes statement from
Charles NJ. Sch%ab, head of the
Bethlehem Steel Company. himself a
Republican, that refutes the charge.
at is mistake to imagine that the
major portion of our business is war
order business" says Mr.. Schwab, In
a signed article in the October number
of System. Gwen casual inspection
of the great volume of exports will
demonstrate, that the bulk is drawn
from the ordinary course of business.
1t is also found that, at present
prices, domestic business is as profit
able as foreign munition business
No one can doubt the capability of
Mr.. Schwab to judge the business stu
alton, nor can one gainsay the recent
figures issued by the Department of
Commerce. In this report, it is stated
that, during the first eight months
OF the present fiscal year, the exports
of the United States showed a trade
balance in favor of this country of
S1 40 coo 600
The circle banner. [volume] (Circle, Mont.) 1914-1939, 1916-10-27
Rock Creek

James Clifford made trip t
Oswego Thursday,
Sven Noraas went to Circle las
week and returned with a buncl
of cattle on Sunday.
Will Underwood went toOswe
90 Friday.
julie Kruger has gone to LIB,
where he has employment.
Miss Anna Nomand called OF
Miss Mary Underwood Tuesday
Claud Elder of Shade creek
makes frequent trips down Rock
creek valley. Must be he enjoys
the scenery these nice moonlight
nights. Or. is there some other
attraction Claud?
Mr.. Griswold hauled his wheat
away to a machine and had it
threshed. He says the wheat is
of a fine quality.
j. w. Griggs and E. C. BONN
made trip to the Big Dry for
wood on Friday. -'''
Mrs. Profit and daughter Mrs.
Waller called on Miss Starner
Monday.
Joe Herrin made a trip to the
Big Dry Monday and got load OF
fine poles.
Miss May Starner of Lambert
is making an extended visit with
her sister Miss Mary.
J automobile party travelling
from Indiana to-Gasgow had the
misfortune to strip the gears
while in the Rock Creek country. |
They left the car at the Nooraas
ranch and went to Oswego, from
there they continued their jour
ney via the Great Northern to
Glasgow.
Walter Anderson and Miss Rose
Mathus were married at Glasgow
a short time ago. The bride who
is daughter Of Mr. and Mrs. j.
Mathus, is bright capable young
lady and well fitted for the posi-
ton she will fill. The groom has
been in the employ Of the OK
rance for some time and is well
known in this vicinity. The happy
couple have the congratulations
of their many friends.
Miss Mary Starner called on
Mrs. King OIL South Fork Thurs !
day. {
N. R. Griswold made trip to y
Pfalrle ELK thursday.
George King made a business d
trip to Weldon last Saturday. 9
L. B. Henry, the popular har-
ness maker Of Lambert accompa- q
MED by Earl Starner, drove Quito !
Miss Mary Starner's Saturday eve b
ming, with the formers Ford. Mr.. a
Starner drove his Overland back p :,
to Lambert on the return trip. c,
Miss Anna homeland called at 5,
he Underwood home Sunday af- q
-erEoon. III
H. C. Crosby is building a gran rl
lry on his claim Z y
Mrs. Mathus and her daughter
Irs. Anderson called at Charley tn
Jocks place last Thursday. tn
Mrs. j W..~Griggs has been on
he SICK llstsfor several days. CO
An emigrant party from North ~ o.
Dakota, moved into our neighbour ~ ne
Iood last week. Of
Mrs. Amanda ProfitaspeDt Nom -
ay night with the Misses May rai
nd Mary Starner. Of
= !
Dave Stotler is building barn Pc,
N bis homestead on South. Fork. p pa'
Albert Waller made a trip to Ger
Iorse Greek Mondsy en-
Miss Anna homeland spent a..
Wednesday night with May and ora
larry Starner. of
cen
Fred and Albert. sWahleri made 7 5
trip to Oswego last week for Ind
n lumber to be used in b1Iildinp wa
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25

els, or 100000 bushels more than
in April. A loss OF 4,236,000 acres,
or ia per cent, leaves 33,020,0 900
acres for harvest. Should there be
sufficient improvement to make a
yield per acre of seventeen bushels,
there would be SCI, 100000 bushels.
The general impression is that the
condition is as high as 1t Is likely
to be at any time this season, as in
most years the harvest condition is
materially lowered from that of
May. In majority OF years the
May prospects are always the best
| In May last year the indications
were for a crop of 693, 000,0 900
bushels. The harvest was 655,000,-
900 bushels, or 100000 bushels
more than the crop now forecasted.
Under the best conditions the to-
tai crop of winter and spring wheat
this year is not expected to exceed
800, 100000 bushels against l.
100000 bushels last year. 1t
would take crop of 100000, 900
bushels of spring wheat and 500,-
100000 bushels of winter to bring
about such results.
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25
BLUE GRASS

1t will do you good to read In
CALLS Blue Grass essay-all of it
This is a part that is especially q
classic:
Lying in the sunshine among
the buttercups and dandelions OF
May, scarcely higher in intelligence
than the minute tenants of that
mimic wilderness, our earliest recol-
lections are of grass; and when the
fitful fever is ended and the foolish
wrangle of the market and forum
lis closed, grass heals over the scar
which our descent into the bosom
Of the earth has made, and the car
pet of the infant becomes the blan-
ket of the dead Grass is the for
giveness of nature-her constant
benediction. Fields trampled with
battle, saturated with blood, torn
with the ruts of cannon, grow green
again with grass, and carnage is
forgotten. Streets abandoned by
traffic became grass-grown, like
rural lanes and are obliterated. For
ests decay, harvests perish, flowers
vanish, but grass is immortal. Be-
leaguered by the sullen hosts of win
ter, it withdraws into the impreg-
nable, fortress of its subterranean
Vitality and energies upon the first
solicitation Of spring. Sown by the
winds, by the wandering birds, pro-
pagated by the subtle agriculture
of the elements which are its min
listers and servants. it softens the
rude outline of the world. 1t bears
no blazonry Of bloom to charm the
senses with fragrance or splendor.
but its homely hue is more enchant-
ing than the lily or the rose. 1t
yields no fruit in earth or air, and
yet, should its harvest fail for a
single year. famine would depopu-
late the world.
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25
BRYAN SEES DEFEAT

In a signed article William Jen-
nings Bryan declares the Democratic
party must in order to win the COM
ing campaign move toward peace"
and thereby capture the peace ele-
ment in the Republican party. He
begins his article by quoting from
Chicago newspapers editorial, in
which Wilson is called minority
president, in that he received fewer
votes than Roosevelt and Taft COM
bined, and says the Democrats must
face the fact that united Repub-
lican party will enter the campaign
with popular majority Of 1,900,-
600 votes.
Continuing, he says: ITO the nor
NAL Republican advantage must be
added the disaffection among Ger
man and Irish Democrats. Without
attempting to decide whether the
president was wise or unwise in TAX
ing the course that alienated them
the party is confronted with the
fact that this alienation will cost il
a large number of votes-enough to
defeat the party in several close
states"
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25

ending July, 1914, the first ten
months under the new Democratic
tariff, corn, to the enormous total
Of 13,600,000 bushels, valued at
100000, was brought into the
United States. This corn entered
our market without paying one cent
of the revenue of our government.
There is no limit to the amount
of corn that may be imported into
this country once the European war
is over. Argentina, with the cheap
est of land and the cheapest of la
Dor, produces corn in vast quanti-
ties and exports almost her entire
crop. With the free market in the
United States-the greatest market
in the world-Argentina will have
every incentive to increase her pro-
duction and she will do this at the
expense of the American farmer
Hon. Henry D. Estabrook.
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25
WOODWORK AND NEEDLE
CRAFT EXHIBITS AT H. S.

The students of the manual train.
ing. domestic science and domestic
art departments of the high school
have some splendid exhibits of the
specimens of their work on display
at the high schooi, which is open
in the afternoons for the parents to
come and view. Miss Gertrude Hazeu
and Mr.. ]. w. White, the instruc-
tors in these departments. are es-
pecially DESTROYS that the parents
come and see what has been accom-
plished during the past year, in the
work outlined in these practical
courses. Woodwork, joinery, needle
work, specimens of many kinds Of
needlework, canned fruit and cook
ing charts make up the display.
The exhibit is in the study hall
and the public is cordially invited
to come at any time.
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25
MRS. TOPPERWEIN BROKE
BLUE ROCKS WITH LOCAL MEN

Mrs. Adolph Topperwein is MOI
only a crack sharp shooter but she
can hold her own breaking the blue
rocks with masculine contenders
Shooting with local gunners yester-
day afternoon she broke 11S out OF
a possible 1875. Many women wit
messed Mrs. Tops shooting and
with this inspiration it is believed
that they will compete in the local
shoots. The officers of the club give
assurance of hearty welcome and
cordially invite any of the ladies to
participate.
The club membership roll is
still open, so that If there are any
persons desiring to join, they can dc
so still. The score of yesterday s
practice shoot is as follows;
Mrs. Topperwein 11s of 125, w.
A. Matteson As of so, A. H. Forney
So of rs, Joe Bachelor 80 of SO,
l. S. Fink 10 of %, Harry Leonard
IA of 25, Won Pontious S3 of SO,
H. S. Taylor 81 of so, r. ]. Long
- of 25, Ray Burkholder SO of so,
DR.. Deter IL of 25, Bogart of Carl
ton 10 of %, Boice of Carlton 81
Of %, AL Hauserman II of %, Chas.
Snyder 16 of 25, H. F. Whitaker of
Falls City, Neb., 81 of %.
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25
THE COMING WHEAT cRoP

There are indications of a shorter
worlds crop than for several years,
especially in Europe and North
America, so that good prices are re-
garded as likely. Reduction in yield
is expected to be offset by an en-
hancement in values.
This would put the producer in
shape for a continuation of liberal
purchases OF farm machinery and
general supplies up to the recent
average. II is not expected to affect
the general prosperity Of the coun-
try.
The west is looking for a winter
wheat crop OF more than $50 .OOO.-
600 bushels. The government report
for May suggests 4ss, O00. 600 bush
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25
w. III. BURNHAM AT BED
SIDE WHEN FATHER DIED

R. E. Burnham, the aged father
of w. H. Burnham of this city, died
at the home in Nickerson yesterday
afternoon at o'clock. Mr.. Burnham
was at his fathers bedside when he
died, having left for there Friday
morning. Mrs. Burnham will leave
in the morning to attend the funer-
al, which will be held tomorrow af-
ternoon. Burial will be made at
Nickerson. Mr.. Burnham was SO
years of age and has been i'll for
some time.
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25

Jesse Leach of the Bartlesville
Enterprise, who is mentioned as
gubernatorial candidate in Okla
homa, puts this one over: When a
man tells you that the world has
never changed bit just cite him to
the fact that Solomon had a wife
for every day in the year and a cou-
pie for Sunday and he got chap
ter in the Bible at a time when
space was hard to get in the lead
ing publication of the day and to-
day a man with only two wives gets
half column in the newspaper and
ten years in the pen.
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25
CURTIS SHOWS WHY

Spreading alarm among the free
trade Democrats with the prediction
that the government deficit this
year under present conditions will
reach 64,00O,000, Senator Charles
Curtis of Kansas protested against
the provision in the tariff bill be-
fore the senate, for the repeal Of
the tariff on sugar, one Of the pres.
ent chief sources of duty revenue.
The senator stated that already
the government deficit for the cur
rent year has reached $4,000, 900,
as compared with a total deficit OF
100000 for the year 1915.
1.-The amount of duty collected
on sugar each year has been a great
addition to the revenue Of the gov
ernment," he said.
I'm 1914 the amount collected
was about SCI, 100000, while the
sugar imported that year upon which
duty was collected amounted to
about 5,OOO0,OOO,OOO pounds. There
are over 100000 pounds pro-
duced in the United States, and
nearly as much brought from nom
contiguous territories, Porto Rico,
Hawaii and the Philippines.
when it is remembered that the
nrAt IN nf M
for the year ending June 30, 1915,
including over $39,O00,0OO corpor-
alton income tax, over $41,OO0,O
individual income tax, and $4,000
900 emergency or war tax, amount
ed to only $697,91O, 800, while the
ordinary disbursements for that year
amounted to S731,S99,759, leaving
deficit for that year of over $780,
900. 900, it is not surprising that the
Democratic majority should desire
to have the benefit of the duty on
sugar. They need it and need it
badly.
1T must be remembered that the
deficit this year to date is nearly
53,000,000, while it is estimated
that it will amount to over $64, OO0,-
600 by June 80, 1916.
1T is also estimated by the de-
partment that the excess of appro-
priations over estimated revenues,
exclusive of deficiencies and miscel-
laneous for the year ending June
80, 1917, will amount to over 1885,
100000, and the increase estimate
for 1917 over same for 1916 amounts
to more than s195,O00.0OO.
Ten years ago there was pro-
duced in the United States only
about SOC, 100000 pounds of beet
sugar, while in 1914 the production
amounted to over 1000, 200, 900
pounds. / shall vote against the
senate amendment and for the house
bill"
Abilene weekly reflector. [volume] (Abilene, Kan.) 1888-1935, 1916-05-25

The editor of the Primghar, Iowa,
Bell voted for Roosevelt in 1912,
but he is not satisfied with the re-
suit of the election. In his last issue
he says: "The Democrats got thou
sands of votes at the last election
because they were pledged to re-
form the tariff and reduce the high
cost of living. Well the country has
had three years of Wilson and the
cost of living is higher than ever
before and still going up"