The Richmond Virginian. (Richmond, Va.) 1910-1920, 1916-09-27

aaoo Departments: Their Func-
uons," Frank Taggart. Ohio.
How Can the Cost OF Insurance
Be Reduced7" J. Denny O'Neil.
HennaylYAnia-
"Anti-Discriminat Laws in
l F1re Insurance," George NJ La
Monte. New Jersey.
Following a busy day. in which sev-
0ral important papers were discussed.
1n1uEance Commissioners OF more
than half the States OF the Onion got
eoHo<hsr" in . social session at the
Jefferson Hotel last night. This was
che first Of q series Of entertainments
10 b givsn the visiting commission
err during their stay IN Richmond.
which - to end Saturday with a trip
down the river to jamestown.
The evenings affair was an inform
al one, permitting the mingling for
better acquaintance There were sew
oral vocal and instrumental musical
Aum6ers, and q luncheon. The affair
WA1 attended by a number Of local
Insurance men and others. who assist
Cd Colonel Joseph Button. Virginia 5
commissioner. and host for the oc-
CASTOR, in entertaining the visitors.
Tho pleasures OF the evening were
IN marked contrast with the sessions
Of yesterday. when a number OF
heavy discussions OF insurance prob
lens were the order.
Kllyson and Atnslie Welcome
In the absence from the city of
Governor Stuart. who is IN the Ninth
District assisting the Democrats In
their campaign for the election OF
Senator Trinkle to Congress, Leuten-
ant Governor J. Taylor Ellyson well
coined the visiting commissioners to
the State. Mayor George Ainslie. in
behalf Of the city. welcomed them to
Richmond. Both welcoming ad-
dresses were characteristic and the
vein OF humor that ran through both
Was contagious. To the addresses, re-
Spouse was made by John. T. Winsh.p.
vtce-president OF the association and
commissioner Of insurance OF Michi-
gan.
The remainder OF the morning ses-
sion was taken Up with hearing the
annual address OF President Burton
Nansdcld. insurance commissioner Of
Connecticut After he had given ex-
preston to hts pleasure at being able
10 attend this meeting In Richmond
and voicing qualification because of
The splendid progress that has been
made by the organization during the
heart Of his discussion OF the theme,
ss3ovornm6nt and Some OF Her Cor
1ofats Interests"
6ea&e OwnezalAp May Como.
n. MAnaneld. considering the mat
~ At STATE ownership and the causes
1oo61ng 10 tho growing belief that
such ownersi1tp, said in part:
state regulation IL here to stay
TOR . time a. least. The alternative
= STATE ownership. Shall we have
TT Much depends on the conduct OF
ne corporations themselvcs-the con-
duct Of the railroads and the insur-
anos companies That can be Of such
= nAf1re. such a. It was in the case
0E, insurance before the investigate
u f1HE, and such as It has been IN
ne management Of many railroads
rooout1y - to force the question upon
u Wrong conduct and excessive
coeG are the two great causes which
WIN bring about this ownerships The
Dublfc mind WIN DO Influenced there
~ only ~ they are porpetuated; It
win not stand for those evils. The
peopfo WIN seek for some remedy.
such ~ governmental ownership Of
both railroads and insurance, a. 1t
oxtSes IN italy today. do not be-
aisve that in this country we are
Tsndy for public ownership on any
ether ground It may be that the
people can Be 90 educated as to de-
mand Il, but Il will be sach things
- wrong conduct and excessive cost
that will % the foundation Of that
education. In other words. the kind
nal quality Of the service which our
eontpublic corporations give win de-
teeukne vary largely the question of
Oeato ownership"
when President Mansfield oonclud-
"a the conference adjourned for din
nee. The afternoon session was
opened with communications ana re-
Ports being received and referred to
tho respective committees. Reserves
subject Of a paper by Superintendent
sc insurance c. F. Nesbit, Of Washing
+ ton. D. c. This was followed. before
adjournment for the day. by a general
discussion and by the reading Of a
4 paper by Carey J. Wilson. superin-
tomdent OF insurance Of Kansas. on the
subject Of "Inter-Insurance Account
Ing"
Entertainments and Business.
Today's entertainment feature will
b IN auto trip to various points of
Interest within the city.
On this trip the commissioners will
ieAve the Jefferson at o'clock in the
afternoon. At o'clock Thursday al
ternoon the commissioners will leave
IN automobiles for the Country Club,
where dinner will be had and where
rolf may be enjoyed. Fridays en-
u fortainment will be featured by an
auto trip at : p. M. to Curtis Neck
larm. On Saturday. leaving the JET
I fofoon 1t 7:10 A. NJ. the visitors will
- 70 the Old Dominion wharf, where
i The steamer "smithneld" Will be
! hoarded. Tho boat viii leave at 8
( oscIock for jamestown and return
I M will reach Richmond about 9
4 ot0lock Saturday night.
The business sessions Of Thursday
A oEning and Thursday night will be
4 - over largely tt the reading Of