The Manchester journal. [volume] (Manchester, Vt.) 1861-current, 1916-11-23

face IL haggan'i, and he looks cold and
hungry Poverty has snutrcd out
every spark Of success in this man,
and made him desperate He Is a rid-
derlcss. hopeless, HOPELESS dcrelict.
And the interesting part Of this sit
uation is that both men started out in
early life with equal advantages; both
men came from the same little town.
One began 10 save, and the other be-
gan TO spend Both, for a time. earn
cd the same salary
Finally the spendcr was compelled
TO dodge the tailor, the grocer and the
butcher Eventually this man began
TO lose self.confdonce, later he lost his
pride, and then he lost his position.
How he spent his money or where
he spent it is not my point He spent
it, and that is enough.
The other man continually saved n
little, and then a little more; and fin
ally this saving habit was permanently
formed. Eventually this man placed a
little money out at interest, and his
money began TO work for him. At last
the man with the saving habit got
what we call Comfortably Off"
Now, friend reader there is nothing
sensational, nothing unreasonable,
nothing uncommon in man getting
comfortably OF" Nor is there any
thing uncommon in man going
broke.
This picture is not overdrawn. II is
not necessary to overdraw a picture Of
this character
There are millions Of them--clever
men-who are mentally unfit, physic-
ally unclean, and morally out of posi-
ton due to improvidence.
Money is the measure of food, Of
clothing, of the necessities of life; and
the man who fails to look out for to-
morrow is dishonest with himself, UNI
fair to his family, and will eventually
fail,
Saving is more than saving: il more
often proves saving grace.
Too much money, or too little mon
ey, is a sorry situation, that can only
be successfully met by sensible men.
Give the average young man plenty
Of money to start with, and you handi-
cap instead of help him. Give n
young man with ambition an oppor-
tunity, and then teach him to save
money, and you have laid the founda-
ton for permanent success.
Success all depends on how you
start. If you begin at the bottom and
build on your profit, on what you save.
you are creating combination Of
character, capital and commercial
worth that is of tremendous import
ance.
If you begin at the top Of the lad
der, without experience, but with plen-
ty of inherited capital, make up your
mind that sooner or later you will see
the box where they mix the mortar.
Personal extravaganza has encom-
passed more defeats than anything l
know Of. Prudence points the way to
The improvident, careless, reckless,
man is personal failure,
and tax on others.
Show me the man with the Saving"
habit, and will point to you an honest
man.
If the night courts and the day
courts are crowded with men charged
with all the crimes of the calendar,
and if nine men out of ten in these
,ourts are poverty-poor, 'broken in
,ocketbook, broken in spirit, what
loes this situation suggest?
Men are naturally honest. II is the
spur of old Necessity, the poverty
prod of Want, that prompts men to
axe chances. Want and Necessity
ire not the natural offspring of habits
# saving.
Poverty lashes man to the wild
lorse of Don't-Care. Want whispers
n the ear of a weakling and tells him
o take chance.
Money in the savings bank gives a
nan credit in a COMMUNICABLE CON
ldence..
Ownership multiplies ambition for
nore Poverty paralyzes purpose.
m always stronger with, than with
ut, money.
The individual in an organization
Tho is forever borrowing money is
exhibiting lack Of that
which made the boss a sue
ess.
The mind cannot work well fearing
allure or seeing sickness and the
readed Doctors bill The mind, 10 do
3 best work, must be free from fret
ng and the frenzied attacks Of want.
Take two men. Give them both an
quail chance. Have one save money