The Bridgeport evening farmer., 1916-10-06
HOW NATIONS IN THE WAR ZONE
 COLLECT LOANS
England Does It by Public ity and Inspiration, Ger
 many by Organization.

to wait for subscriptions to be taken Up by the rank and file of the work ing people and the middle classes, as the bulk of the war loan has been taken in England and Germany? The traditional extravaganza of the Amer ican people and particularly of the New Yorker, and the small propor- tion of people who have savings bank accounts as compared with the num- Der abroad, has in the last year or so got more people than mere bankers in the habit of talking thrift. The appalling figures of the number of families of working men and working women who have nothing but their jobs between them and starvation has compared sadly with the regular fi- nances of the English middle classes and the thrift of the French and the far-sighted economics of the Germans America, on the other hand, has had no time for the pleasure of the bank book or for the bank that makes money a cold, useless impersonality. There are too many plays to be seen, too many gallons of gasolene to be paid for, too much life to be lived as it deserves to allow of much worry about the financial twilight ahead Environment and sudden riches and a tempermental irresponsibility as to the future have had more to do with American extravaganza than any in- herent w1ckedness.
 England Advertises.
 The stories that have come over the seas of the things that have been done in both England and Germany reveal the remarkable amount of cap- ita1 that each government has had at its disposal in the private savings funds of the. people. England, for instance, raised a single war bond of $1,750, 100000, the largest single bond issue ever made at that time, and 10O.- 900 single individual applications were made for small amounts. Immense sums were taken by banks, by insur- ance associations and by members of the royal families, but the great bulk of it came in moderate subscrip- tions from the people. And Eng, land has employed in the raising of this money the same wholesale demo- cratic methods, the same wide public ity, that she has used in her conduct of the entire war. Just what Ger many has done and what direct means she has taken to place her troubles before the people cannot well be known in this country because of the rigors of censorship. One of the English inventions and new traditions of the war, however has been the posters by which England has cried for soldiers up and down the coun- try, and by the same method she has asked her people for money when. ever she needed it. As much pub- licity has been given to the fact that the empire needed money as to the outstanding necessity. of more and more soldiers. The savings of indi- vidual families have not been so gen. orally invoked as in Germany, be-. cause. England's economic affiliations have rather been strengthened and broadened than weakeed by the war. f|
 Just how willingly English men and women and children all over the em- pire have poured their savings and their gifts into the treasury is told in an article in the London Times by James Douples- One of the remark able developments of the war, accord ing to this article, has been the de- velopment of the voluntary gift to the treasury of the empire In normal times men do not send gifts to the state; in fact, it is usually quite hard enough to get them to pay their taxes but, the last year of the war has seen a steady stream of outright gifts to the treasury, a treasury that would be well satisfied with loans. The romance of thesA gifts is revealed in the places that they are sent from and the messages that come with them. A firm carrying on business in Sandakan sends f500 >to the empire for. the benefit of British protection where they have formerly contrib uted nothing toward British finance. From Summit, N. J.,H pro-Ally American citizen writes check in the name of the British Empire. From Summit to China is long reach, but there husband and wife send draft in four figures to the empire; from Canada man sends a check for f200 to cover moneys received by him while be was studying engineering at Key ham "sone fifty years ago."
 10 Beat the Kaiser"
 From Saskatchewan an old man sends a check for f20 ito help beat the Kaiser; another old man in Ire land sends fl, saying that that is all he has unless \the empire might make use of one of his sons, neither of whom, however, "being of much use in this world, one being an invalid and the other always talking to him. self and not being quite right in his head" School children and school clubs send in gifts to the war funds. and the huge machinery of the treas ury is put in motion to acknowledge the gift of Is. from small girl Alice, who sends it out of her pocket money having heard from lher father that the government is collecting money for the war. And one generous soul, a common seaman on one of the traw- lers that brings coal up from Austra- lia, sent fl E and at the same time touches the government familiarly on the shoulder with the remark that he hopes his gift will be accepted and that "hfs grammar will not be mind ed. Grammar does not count as rule between gentlemen" But the policy that has advertised the finan- cial needs of the country all over the empire-on Picadilly and in Montreal has apparently not been in vain. The letters that. come to this coutry/ from Australia, for instance, are stamped on their. faces with the statement that Australia wants all your savings subscribe to the war loan."
 The raising of the British loans has been in most ways a matter of in- spiration and publicity, whereas Ger