davidaulloa/AmericanStories huggingface dataset:
Middletown transcript., 1915-07-31
900 MORE COKE OVENS FIRED.
Production In connellsvllIe Region Be.
low Capacity.

Connellsville, Pa.-Nine hundred
ovens were added this week to the
producing capacity of the Connells-
vile coke region. bringing producing
possibilities to 100000 tons a week if
all were in blast. That point, how
ever, was not reached, reported pro
ductions having been 1000 tons,
with shipments 5000 tons over the
preceding week.
Middletown transcript., 1915-07-31
READY FOR ANOTHER WINTER.
German Army Lays In Supplies For
Cold Weather.

Berlin.-Army authorities announce
officially that the requirements in the
way of warm underclothing, gloves and
wristlets for the German soldiers use
in an eventual winter campaign have
been amply covered
Middletown transcript., 1915-07-31

The G. A. R. has a state depart;
ments and 1.711.615 members.
Middletown transcript., 1915-07-31
THE COUNTRY AT LARGE
DEPARTMENT OF STATE.

Another outbreak occurred in Bay.
onne. N. j., when Sheriff Kinkead
marched through the streets with so
deputies, who had just arrived to re-
lieve men on guard at the oil plant.
Middletown transcript., 1915-07-31
Carried contraband.

officials of the Washington govern
ment were surprised at the destruc-
tion Of the Leelanaw. but beyond add
ing an aggravating incident to the al
ready strained relations between the
two governments there was no indica-
tion that the case would lead to a new
turn in the general situation.
Middletown transcript., 1915-07-31
u. S. SHIP SUNK
BY SUBMARINE
Third American Vessel Sent
Down BY Germans.
HAD CONTRABAND ON BOARD
Crew Given Time To Leave Steamer.
Carrying Flax, cIassed As Contra
band, Vessel Is Intercepted
OF Scotland,

Washington.-The sinking by Ger
man submarine of the American-owned
steamer Leelanaw off the Orkney Is
lands was at first received at the state
Department with amazement. 1t was
not regarded possible that the German
government, after the solemn and final
warning given only a few days ago by
President Wilson that German attacks
on American ships must cease. and
that all life must be safe on the seas.
could have SO wantonly defied this gov
ernment. Later information, how
ever, showing that the Leelanaw had
been treated with due regard for in
ternational law, and that she had been
torpedoed only after warning and care
ful examination of her papers and her
cargo and that her crew had been
given ample time to take to the boats
after 1t was discovered that she was
carrying fax, an absolute contraband,
from Archangel to Belfast, both enemy
ports, relieved the tension to some de.
gree.
In three instances of American
ships destroyed or damaged-the Gulf
light, the Nebraskan and the William
T. Frye-Germany has agreed to pay
damages, and in the last case the Ber-
lin government took the position that
1t had not violated the treaty of 1928,
But had exercised right given her by
Inference from the language of the
pact.
Middletown transcript., 1915-07-31

william NJ WINS. a prominent New
York lawyer, who was counsel for VIII.
liam Barnes in HIS libel suit against
Theodore Roosevelt died at the age OF
"a years.
Middletown transcript., 1915-07-31

Below will be found the editorial
comments Of a number of leading
newspapers of the country on the
Presidents note to Germany:
Middletown transcript., 1915-07-31
GERMANY WARNED u. S. Will UPHOLD
FREEDOM OF THE SEAS AT ANY COST
Further Attacks in Violation Of Law VIII Be Regarded by the
United States as Deliberately Unfriendy" Foreign
Office Is nfOrmed-Kaisers Reply Unsatisfactory.

Washington. = President Wilson's
latest note to the German government
vas made public Friday afternoon.
From its sharp tone evidenced in every
paragraph it is apparently Mr.. vii.
sons intention that the note shall be
the last In the first paragraph it
states that Germanys last note, to
which this is a reply, was very un-
satisfactory" in it's last paragraph 1t
announces that the further refusal of
the German government to accede to
this governments demands for the
safety Of American lives at sea will be
regarded as deliberately unfriendly."
Following is the official text Of the
latest American note to Germany re-
garding submarine warfare, which was
delivered to the Foreign ONCE at Ber-
lin yesterday by Ambassador Gerard
THE SECRETARY OF STATE TO
AMBASSADOR GERARD.
nEPARTA6ENJT on CrArE
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1915-05-15


on a note attached to the certificate.
The building and loan law provides that the
money accumulated by the sale of shares is
to be loaned to members who wish to borrow,
buy, build improve property, or pay off
encumbrances. That is done by amortized
loans. An amortized loan is one that is e1-
tinguished by through a sinking fund. The
theory of building and loan association loan
is that it is advancement of the par value
of one or shares, and that in time the
maturity of the shares will extinguish the loan.
But since the maturity of share depends on
the earning power of the association the date
of maturity cannot be definitely stated in adj
vance. In modern practice the dehnite-con-
tract Loan is substituted for the amortized
loan. That is to say, building and loan town
loans usually made on contracts
wherein the borrower agrees to make def
mite number of payments, each payment to be
a definite sum monthly or weekly, and the as
ISOLATION agrees that when the required num-
Der of payments have been made, the debt
shall be extinguished. Each payment is part
interest and part principal The borrower IS
given the privilege to make additional, or ex-
ira, payments any month, and also has the
privilege of paying the whole of his debt any
time when he can find the money to do
The value of his shares is credit at time of
settlement. Ten years or 12O months is the
popular term for maturity of shares and for
the payment of loans, but many associations
extend the time to twelve years, IA months.
To meet the situation of the farmer, who
we know cannot make regular payments at
short periods on loan, and who, we believe,
needs extra long time working capital at a
minimum interest rate, the law provides
for farm loan which may run twenty years
without renewal. The interest rate on such
loans is determined by the dividend rate paid
for deposit money in the county where the
loans are to be made. One and one-half per
cent margin is allowed by the law. Thus, if
the rate on deposit money is four per cent, the
loan rate must not exceed five and one-half,
and no commission.
The interest on these loans must be paid
semi annually, but the principal may be paid
off in odd sums at odd times. Absolutely
stipulation in the contract as to the amount of
any partial payment, dates when partial
payments shall be made, except, that if the
loan is to run more than ten years the
tract may require annual reduction of the
principal in a sum determined by dividing the
principal by the number of years, which means
that the principal of twelve-year loan should
be reduced at least one-twelfth annually; a
fifteen-year loan one-fifteenth annually a
twenty-year loan one-twentieth annually.
When a partial payment is made the
principal interest shall cease on the amount
paid right then and there, and such partial
payments may be made whenever the farmer
wishes to make them, and the farmer has
absolute right to pay off the whole indebted
any time he chooses, and interest be
charged only on balance due at date of pay
ment Let us recapitulate the scheme:
Ill ,~14
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1915-05-15

system whereby the same class of persons may
borrow reasonable sums on real estate security
and repay the loans in any number of monthly
or weekly payments extending over a period
of ten twelve years.
The Rural Credit installment saving plan
permits deposits in any sum at any time in
stead of fixed sums at stated times, thus Civ
ing the farmer and farmer folk a safe and
convenient place to put egg" money.
The Rural Credit installment loan plan gives
the farmer and farmer folk convenient place
to borrow working capital at a reasonable in
terest rate, without commission and permits
the repayment of such loans at odd times and
in odd amounts whenever they find it most
convenient to do within twenty years.
AS safeguard against making bad loans
that is overloaning the law restricts build
ing and loan associations to the county wherein
the association is located. This restriction is
considered wise because ninety-nine per cent
of all the building and loan associations in the
United States strictly local; because prop
erty values will be conservatively safe; and
because loans be made without the service
of agents, thus saving commissions and min
imizing the cost of making loans.
Kansas now has fifty-nine local building and
loan associations located in thirty-three coun-
ties. Every good, live county-seat town ought
to have one, and will have one as soon as the
benefits of such institutions understood and
appreciated in rural communities. Working
under a plan very similar to this one, Ohio
associations last year made Approximately $12,
100000 of rural loans. AS homecoming
agency nothing devised so far has equaled the
building and loan association in industrial COM
munities, and now that it is gradually extend
ing into rural communities, its advocates sim
cerely hope that some day American farmers
will pretty generally be home-owners. The
home is the unit of society and American
homes are stones in the foundation that sup
ports all American institutions. Therefore,
communities and the state ought to encourage
homecoming.
In conclusion I give short synopsis of the
contents of a set of bylaws for an associa-
ton for the benefit of those who may wish to
consider organizing
Members ownership of shares every
share one annual meetings-when and
how convened-quorum- business that may be
transacted.
Directors-how many and how chosen
qualifications and duties-meetings.
Officers-how chosen and when-qualifca-
tons and duties compensation.
Shares-par value-different classes that
may be issued-defne each class-payments
-amount-time calculated to maturity
withdrawal and withdrawal va1ues-de1in-
quent
Loans-real estate-how made-rate and
payments acknowledgements.
Investment of surplus money (See B. &
L. Laws.)
Distribution of the net profits.
New Britain herald., 1915-12-23
SCHOOLS ARE CLOSED,

All the city schools closed for the Christmas holidays this afternoon ending the fall term. The event was signalized in the lower grades and i1indergartens with special exercises. Christmas trees were arranged for the little tots and were dressed with book lets and other little articles they had made. There were songs and recita- lions and in the Central Grammar school exercises were held in the auditorium. The pupils of the Stan icy school gave a playlet with songs and dances. The event was attended by many of the parents. The schools will reopen for the winter term Mon- Gay morning, January 3.
New Britain herald., 1915-12-23
NO ROUTE CHANGE.
State of Maine Express Will Be Run On New Time Schedule,

Changes in running time of a num- Der of trains on the New York, New
 Haven & Hartford railroad will go in-
 b effect Sunday on what is known as Eshe Weste rn Grand Division, but none Iof them affects this city. One of the changes deals with the State of Maine express and the announcement would seenf to indicate that the company has mo intention of reroUting this express las asked by New Britain, Waterbury |and Ansonia Chambers of Commerce ht a hearing yesterday. tr The express now operates over the Air Line from New Haven and will Apparently so continue. It now leaves
 New Y ork, at $40 for Portland. Maine. Rnd will be set back to 9:25 a. m.. and. be scheduled from two to sixteen min- Sltes earlier at interm ediate stations To Putnam. The train in the opposite Hrection leaves Worcester daily at
 H:20 at night, but will be changed to
 :10 a. m., and be scheduled from 45
 50 minutes later at intermediate
 tations, being due in New York at
 JOS a. m.
New Britain herald., 1915-12-23
KILLS TWO MEN.
Louisiana Lawyer Shoots Victims in
 Railroad Station.

Baton Rouge, La., Dec. 23.-Roberb L. Knox, surveyor, of customs for the
 port of New Orleans and prominent
 Louisiana lawyer, shot and killed Ben-
 jamin Foster of Hattiesburg, Miss, a
 close friend and former business as-
 sociate, and Alexander Fraenklin, be-
 lieved to be from Natchitoches,. La.
 i1 the Yazoo and Mississippi railroad station here yesterday. According to witness, Knox walked into the crowded waiting room and, without .uttering" a word, drew a revolver and fired three times, Foster, who was buying a ticket, was instant ly killed. a Fraenklin was struck by thes. second or third bullet and died twenty minutes later. After the shoot ling, Knox left the waiting room and surrendered to the police.
New Britain herald., 1915-12-23
TOWN HOME CHRISTMAS PARTY.
Sunshine Society Make the Holiday
 Season One of Joy for Inmates.

One of the happiest seasons in the year for the inmates of the Town home, is the Christmas season and the 1915 party held yesterday afternoon under the auspices of the Sunshine society will go down in their minds as the most pleasing ever held at the in- stitution. About thirty members of the society laden with baskets of various articles which go to bring cheer to the hearts of the unfortun- ates, went to the home and in @ short time the inmates were enjoying a bountiful repast of foodstuffs, fruits and other holiday viands. Each of the inmates of the home was remem- bered individually, the men receiving tobacco and the women choice gifts.
 At the completion of the dinner, an entertainment was given, at which Mrs. Mary T. Cream and John Kiniry sang solos, and members of the society spoke. Short addresses were given by Rev. J. Leo Sullivan Of St. Joseph's church and Rev. Dr. G. w. C. Hill of the South church. Superin- tendent and Mrs. Kibbe were much pleased with the affair and are very much appreciative of the efforts of all who took part.
New Britain herald., 1915-12-23
LITTLE TOTS MEET
 MIR. SANTA CLAUS
Children of Lafayette Sewing School Find Him to Be 8 Fine Type Of
 Generous Gentleman.

Kris Krirgle, genial, hale and true. to the headquarters of the New Britain Boys club this morning sometime in the wee small hours when he is wont to shower his gifts upon deserving mortals and prepared the rooms for the annual Christmas party of the mites who belong to the Laf ayette Street Sewing club which was held this afternoon. The strain on Santa's resources are enormous this year but he did the best he could for the kidlets of that section and there were few of them that were dissatis- fled with his gifts. There was candy in profusion, there was a Christmas tree and there were games and con- fusion such as only 150 children un- der twelve years old are able to create. Each child received stocking filled with candy.
 The Lafayette street Sewing club is an organiza ton that has been steadily gaining in membership and its good deeds are many. Its activities seldom reach the # 'ition of the pub lie but there is many child that will learn better citizen ship and better housekeeping through the efforts of several of the younger women of the social set by whom the club is maintained. The members meet every Thursday afternoon to sew and play games. Naturally the mem bers are mostly girls.
 Today's party was given by the young ladies composing the board of instructors.
New Britain herald., 1915-12-23
RENEWED ACTI
 IN BRISTOL 1 Is Up One Point Today
 71-72 Market Fi

.N
 Renewed activity in Bri and a slight reaction in Brass was the feature of thd Stock Exchange today. Er1I went up a point and sold Z good demand at 71-72. Brass was off at 27I-275| Manufacturing stock was strong, sales being made at| share. The quotation was Local investors bought heavi tional Surety today at 194-19 quotations of local stocks al lows: Niles-Bement-Pond, New Departure, 181-1S5; Works, 72-73 1-2; Union Ma ing, 84-86 Cex-div.);. New Machine, 82-s4; North & J 107; Landers, Frary & Clar American Hardware, 124-12 SS0-S90, and all others stocl vious rates. rtt ts 4
New Britain herald., 1915-12-23
x Thomas IF. Bowen,

{, Thomas F. Bowen, until five years ago a resident of this city, died yes terday at his home in Buffalo where he was engaged in the insurance bus mess with his brother, Henry c. Bow CT, Chronic rheumatism was the cause of death. MT. Bowen was about forty years of age and is survived by his brother in Buffalo, another broth CT, Joseph J. Bowen of this city, and four sisters, Mrs. M. Mcdonald, Mrs. w. J. Peebles, Mrs. P. w., Sexton and Miss Elizabeth w. Bowen.s all of this city. ...,>&z3&,. zt.s
 The funeral will be held from St. Mary's church. tomorrow morning at g o'clock and interrient will be in the 9ew Catholic. cemetery.
New Britain herald., 1915-12-23
Mrs Bertl1a Guenther.

Ms Bertha Guenther, wife of Frederick Guentfier of %54 Trinity street, died; suddenly at her home last evening of cerebral hemorrhage. Mrs. GuentherEWas 6s years old and was for sa long time prominently identi- fiedfwith St. Johns church. The fun eraItWilfs besheld tomorrow at o'clock Rev M.- w.& Gaudian5 officiating. In- terment2 will De in sFairview cemetery.
 Besides her husband, Mrs. Guenther leaves a son, Harry A., and four daughters, Louise E., Nellie S., Car rie M, and Edith K.
New Britain herald., 1915-12-23
NO INDIVIDUAL PLEA
 FOR w. ROCKEFELLER
Defendant in New Haven Case Will Depend on Outcome of Motion
 for General Acquittal.

" New York, Dec. z3-No argument for the dismissal of the indictment against Wm. Rockefeller individually will be made by his counsel at his trial with ten other former directors of the New York, New Haven and Hartford railroad on the charge of conspiring to monopolize commerce under the Sherman antitrust law. This became known today when Judge Hunt inquired, while hearing indi- vidual argument for other defen- dants, how many more there were to be heard. Counsel for two, respond ing brought the total number to IE heard to ten, and it was then learn ed that Richard v. Lindabury, counsel for MT. Rockefeller, did not intend to make an individual plea for his client. He will rest his chances on the gen eral plea already made for the dis missal of the entire case.
 MT. Rockefeller is the only one of the defendants whose tenure of office a New Haven director has extended throughout the entire twen- ty-five years period of the alleged conspiracy and the only participant in alleged unlawful acts committed long before most of his fellow defen- dants became directors.
 Argument for Brooker.
 Judge Hunt at the morning session heard argument in behalf of Charles F. Brooker. Pleas for D. Newton Barney and Edward D. Robbins were to be heard this afternoon, after which the court was to hear the an- sWer of government counsel.
New Britain herald., 1915-12-23
DEATHS AND FUNERALS.
William Keegan.

!: The funeral of William Keegan of North street was held this morning at o'clock from St. Mary's church, Rev. John E.. Fay officiating. The pail bearers were James Keevers, John Kiiduff, William Keeley, E. L. Janswick, Matthew Hayes and John Hanrahan. The flower bearers were Robert Ferguson, John O'Brien and John Roche.
New Britain herald., 1915-12-23
BEQUEATHED $500 EACH.

MISS sophla Elkin of New York. wno dled on May 3, left an estate of So,oaI.So' according to the appraisers llst nied Tn the metropolis yesterday. Of this amount $500 each is given to Mrs' Mlnha Cohen, sister, and Rose Cohen, a niece, both of +bis ci+v
New Britain herald., 1915-12-23
SUSPENDS BANK DEGREE.

Washington, Dec. 23.-Facing of hclal foreign protests, Gen. Carranza has temporarily suspended his decree requiring banks in Mexico City to re- deem their notes in gold, according to advlces received today by the state de- partment The suspension is effec- tive until Carranza reaches Querataro, an indefinite date.
New Britain herald., 1915-12-23
GERMAN LUTHERAN NOTES.

The Christmas service for the chil- ten of St. Mathews German Luther h church will be held tomorrow eve- Ing .at.g7 o'clock. There will be Christmas tree for the children and
 entertainment will be given. The
 lristmas service will be held on Sat- kday morning at 10:30 o'clock. Rev. c. Steege, the pastor, will 1e.
 Ter a sermon appropriate to the sea-
New Britain herald., 1915-12-23
'. M. c. A. NOTES.

Plans for the formation of a bas- ketball league are progressing rap- idly in the senior class. The Vikings. Wentworth club, Pioneers and the West Ends have applied for admis- sion. A meeting will be held next Tuesday evening at which final plans will be made.
New Britain herald., 1915-12-23
TRIES TT OVER AGA

Frederick Lawrence Sher 9S1 West Main street a mach Mrs. Louise Schmaltz Groat. recently divorced from her were married yesterday after the town clerks cffice.
New Britain herald., 1915-12-23
CHILDRENS' PARTY.

The children of the beginners and primary classes of the Center church Sunday school, will hold Christmas party in the church parlors tomor- row afternoon at o'clock. A play centered around Santa Claus will be given. Each of the children will bring a gift to be presented to some poor child in the city.
New Britain herald., 1915-12-23
WILSON'S ON COLE LIr

Hot Springs, Va, Dec. q President and Mrs. Wilson maj first appearance on the golf lir| today. Other players were
 course and with these the Pi and his wife chatted during tho
New Britain herald., 1915-12-23
FINANCIAL NEWS.
COPPERS AND OILS
 LEADERS ON MARKET
SpeCialtieS and U. s. Steel Also
 Record Advances

New York, Dec .23, Wall St., 1o:30 a. m.-Coppers and oils were again the leaders at the outset of today's moderately active market, with the usual neglect of more seasoned issues. Initial gains of substantial fractions to a full point were recorded by Am erican Smelling and Utah, Anaccnda and Tenn Coppers, while Mexican Pe- troleum rose a point to the new rec ord of 103% U. s. Steel scored a fractional advance at the opening, soon adding to it's gain. Such spe- cialties as Crucible Steel, Studebaker and American Car also were slightly higher, with further demand for Mercantile Marines.
 Close-Investmen shares were at best prices in the late trading while specialties, notably oils, were lower. The closing was strong.
 New York Stock Exchange quota lions furnished by Richter & Co.,. members of the New York Stock Ex- change. Represented bv E. W. Eddy.
New Britain herald., 1915-12-23
TRIAL LIST OUT.
For Short Calendar Session of City
 Court Tomorrow Afternoon.

Following is the short calendar trial list for the city court tomorrow aft ernoon: Ignaces Kryoztopik vs. Raffaele Lulavich.
 A. A. Hall, ct al., vs. Jacob Weis- berg ct ux.
 Christian F. Fineman, vs. J. Sha- piro, ct al.
 Peter Recofski vs. Peter Konicki. Jerry Nardeno vs. John Lacava.
 Luigi Mansciglo vs. Amento Sa'v.- tore.