The farmer and mechanic., 1915-04-20

have long ago arrived at IN. c-
sion of its profitableneSs, b.
have found that it is necaSS4-,.
the banker to help the averaee fa-,-
er until ne gets his footiDr
stock and diversified crops e-s .7
the farmer Immediately beco-
asset as q very profitable d4-.
and the banker a leader in th.s
ment
I would not attempt 10 t4
how or on what terms or ce-H
you should lend the farne~
for the purpose of purchaSinE s.
ing beef cattle, but l am t--
safe in advising you, if YOU "a
be a real help to the worthy +
to get in touch with the repr.-....
tives Of the United States and -.
Departments of Agriculture ar
County Demonstration Aeen.
operate with these forces ii.
from them what your section &c.,.
and then advocate il with YOU, "a
soul and energy.
The wise words of DR.. Kn4E.
others may fall upon deaf e.,~
the same thought expressed ami
vocated by you gets immediate -.-.
| ton and consideration from
| farmer friends They know va. .-,
| believe you competent to adNiS. .-..-
| Further, I believe that as a r.4.
| country banker has wider sc.l. =
| influence than any other man r S..
community, and when he does LIT
| this for the upbuildins of all a.lssr.
Of people he has failed in hi- lat.
and does not measure up t. th4
! standard of the true AIneriCau t..t#.
zen.
| Leadership and Organization
Mr.. Delano pointed out the neces.
| Sity Of not alone cooperation. lat
efficient leadership and Intelligent or
ganization. all of which combine for
efficiency and harmonious results
| The farmers problem is big one he
continued. but vitality concerns the
Nation which is gaining only m
wealth and power as it produces nor.
than 1t consumes.
| Continuing he discussed mark4r.
ing, dwelling especially on the stand
ardiZatiOn Of products; the use Of fer.
tiliZer and the rotation Of crops, ratio
Of interest dependent mainly On tile
resk involved; and in closing explain
ed that in due time the new Federal
Reserve would standardize loan
paper, making it a basis of our future
elastic currency and thereby greatly
increasing bank capital
I make no claim, he said thai il
covers rural or bank credits Tor you
| will never have cheap money until
you improve standards and methods
thus diminishing the risks.
The Lender and the Borrower
II Mr.. Joy discussed in an interesting
!, way the relations Of North and South
as lender and borrower; one because
;. Of its intensive development, the 9TH
er as in the process of development.
Diversity. he urged as most import
ant because it enhanced borrowing
capacity, as did progress compared
with Indifference
s Cooperative selling he encourac-
ed; cooperative buying he discour-
aged.
Round the Banquet Board.
: The evening banquet concluded 4
| days inspection Of the Sand Hin
> Community, and gathered at the
!: tables were the following President
S citation, Secretary Davis OF the Sand
Hills Board Of Trade, the evening =
: guest. Mayor r. E. Wiley John
Powell, T. A. Kelley and c. W.
J; Picquet OF Southern Pines; " /.
IO'Brien, P. w. Furbish. K. f. Sharr.
}; H. F. Shaffner Of Winston-Salem; J.
L. Everett, J. c. Dockery and J. g.
"a E. c. Watkins and w. T. Foushee. If
Ramseur; F. D. Mclean, J. A. Boone,
IS F. C. Page, J. r. Page. and L. =
McKeithan, of Aberdeen; w. a. era
ham, G. r. Hudson, D. T. Gray. 7.
> w. Kilgore and r. S. Curtis, Of RAJ
eigh; L. J. Little and c. NJ. Little. =
}: Little's Mills; W. M. Brown and
= George Fitzsimmons, Of Charlotte H.
d. Goodman, of Concord: E. S. NH
> saps, Of Statesville: E. H. Andersen
;. OF Greensboro; A. W. Freeman ~
Wilson; r. w. Mclean, Of Ea2t
IS Springs; J. H. Henley, of Sanfofo
George Ross. Of Jackson Springs
ts y. Harris, of Richmond; Gene
> Passenger Agent c. B. Ryan, 9. Il
Phillips and j. c. Burrows, Of ~
ts Seaboard Air Line; r. A. Barrett II
McGirt. Of Carthage; Leonard Tuf.
John r. Mcqueen, A. S. Newcor.
and H. B. Emery. OF Pinehurst. :
y Frederick Taylor, D. W. WhittenaT
re re and G. H. Shamberg, Of New ! orf
re J. P. Warfel, Of Lancaster, Pa.
Driver, Of Baltimore; Major " 4
Graham, Commissioner of Agrlra
- turo. w Arhnthnnt Of T.ppQl