The Sunday telegram. [volume] (Clarksburg, W. Va.) 1914-1927, 1915-03-07

financing proper and sound enterprise
IS. This Is frequently not difficult If
the committee has thoroughly mast
cred the subject and is able to put
clearly before local bankers. Where
The local ban ers are unwilling to nm
5ance genuinely productive enterprises
AT reasonable rate Of interest, the
committee must consider other ways
OF securing capital One OF the sim.
Eplest plans for accompli shing this is
sa credit union or cooperative credit
association. Tile essential features
OF this plan are that a group OF farm
3eTs organize themselves to receive
deposits and make loans. BY Keeping
The expenses down to a minimum, 1t
has been possible in some cases for
such associations to pay interest on
deposits that Is within one per cent
OF he interest Ii charges on loans
Self Help.
The committee on communication
and transportation should deal pri-
marily Wifhathes roads and telephones.
The keynote of the work should be:
organized selfshelp, not appeals to get
government help.
Just as the FIVE business commit
tees are to grappIe with the funda
mental problems or producing and
selling in their ious forms. the five
social committees should direct their
Efforts to the Improvement or living
conditions in the country
70 increase the farmers income is
not the only thing needed to make
srl1ral@#li life what IL shorid be- AS
matte Of fact. says this article. it i.
IN g prosperous farmer who is more
inclined 10 move to town than his
less fortunate neighbur. Having ac-
5eumulated a competence he wishes to-
enjoy it, aud there are five principal
reasons which lead him to believe
that he can do this better in the city:
fllfst, there are usually better faciIi-
ties for educating his children; second
fhegEan1tarT conditions are frequentlv8
much betfer5in towns, and the time
does not seem to he far distant when
Ihe4Sfc les Will be actually more
q eaithful than the country Again,
p onsehold convenienccs such as hot
and cold water, heating and lighting
systems. etc. are more abundant fl
the towns and add greatly to the
comfort or living. Finally, there Isl
more opportunity for recreation in the
city, and frequently, strange as 1t may
appear, more to appeal to the sense
ofstbeauty that is inherent iii practic-1
ally every man
An Important Point.
Cooperation on the part Of rural
communities can do as much to alter
these conditions as it can TO increase
the average cash income. The COM
n1ttees that have these matters in
Charge should, therefore be regard ed
as quite as important as those which
deal with business questions. and they
should receive the same support from
the entire community which they are
endeayoring to benefit The result VIII
pc community spirit which, in its
way. is capable of producing as val
liable results as the national spirit. 4
In fact. says the article in closing,
Patriotism, like charity, begins all
home-that is, in the neigfbo rhood 1,
AS an appendix the pamphlet con-
tains a brief list of suggested read
ings for the various committees. MANY
OF these are government publications
which may be had free of charge by
addressing the division OF publications
of the departm Of agriculture. Or,
at nominal price from the superin-
tendent of public documents.