The Chickasha daily express. (Chickasha, Indian Territory [Okla.]) 1899-current, 1915-09-29

Of BUILDINGS
is IMPORTANT PART OF HOLDING
DOWN COST OF FIRE
INSURANCE
FIRE PROOF is INVESTMENT
One Half Of the Annual Fire Loss, II
Expended in BetterIng construc-
tion, Would Greatly Reduce
the Loss
lBy C. w. McKeehen.l

Fire prevention in this state should
consist not only of general cleanup and
the removal of fire breeking material.
but should also consist of proper
building construction. Should you be
considering the building of a new home,
or other building or remodelng the
old one, you should take into consid-
Grafton the best method to make the
building fire proof You should use
the best material in the construction
if possible, but If you can not do this
you should use every precaution to-
guard against fire, by the use of brick
fiues, properly constructed heating ap-
paratus, properly installed electric ap-
pliances and gas connections. Fire
proof building can be erected at cost
Of about Is per centm than ordinary
structure. The Insurance rate is much
lower and the building will rent for al
better price and to better class Of
tenants. In the winter fireproof
building is warmer and in the summer
it is cooler. II can readily be appre7
ciated that it is much better and OF
self interest to build a fire proof
building rather than non-fire-proof
whenever a building is to be of per-
manent character.
man may have the right in build
ing home to jeopardize his life and
property and that of his family and to
take his chances with the Insurance.
company, but when he can with al
small additional cost, build a perma-
nent home, one that he knows will
stand fire and not be a trap for his
family or a menace 10 his neighbor'sI
property, in his own interest, and I'M
the interest of fire prevention and fire
protection he should build of fire proof
material
If one-half of the valuation of prop
erty destroyed by Are each year wasI
expended in better building CONSTRUCT
tion the losses from fire waste would
rapidly decrease Improvements along
the line for better construction shouldI
be urged in all communities and inl
cities it should he compulsory. III
should be the duty, of all personsl
charged with the inspection of build
ings or the issuing Of building per-
mits for construction to urge that all
buildings be made fire proof or as near
SO as possible.
1t is the desire of this department
to eliminate the danger to life and to-
assist in the material reduction of
the fire waste of our state which last
year was ABOUT $500 per capita and we
ask the cooperation of the citizens of
our state as it is for your special bene-I
fit. The heavy tolls that are being paid
to insurance companies in the way oil
rates are on the account of faulty con-
struction either in your own buildingl
or that of your neighbor. For the
faulty construction you must pay AM
extra tax for which you receive no
benefit other than monetary protection
20 the amount of your inusrance policy
and the insurance company assumes
an extra fire hazard which it must pay
In case Of loss from the premiums
collected from you and your neighbors.
So long as the present conditions
exist the fire waste Of our state will
rank high viii you aid in the con-
servation OF life and property in our
state and assist il fire prevention and
fire protection?