Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1915-02-17
RECOMMENDS UNIFORM FIRE
BILLS APPROVED BY NATION
Al COMMISSIONERS.
REVIEW OF RATES BY
INSURANCE DEPARTMENT
. soriminatory or Unjust Rates May Be
corrected-Ratins Bureaus to Be ex-
ar,ined-Aolos Public Must Be Pro-
teo.ed - Commissioner Addresses
Convention of Hardware Dealers.
N Times Renuhllcan.

Special to iines rep q @i-Sah'
Des Moines. Feb, l7.-Fire insurance
rates win be placed under the control
Of the STATE insurance department II
the legislation favored by Commission
sr Emory II. English IS enacted by the
general assembly IS outlined ny him
in an address before the hardware
dealers cony eution this morning. Reg
lIs.t.on q are rates, the removal OF un-
ms; or Glscr! IuiTatory rates. the SUI
utrvissrn and examination 81 msat
a~+a rst5rs bureaus W he commits
sir-t~ II insurs nee: So inspection ana
surrey ~ such bureaus 81 all ins@F-
z r~ss specifically "a ted; require
,re-t mat insurance concerns acost
insurance bureau ratings, ~ MAINTAIN
tr te-orerat,. in maintaining and op-
..-a.sr.r Insurance rate masking pl-
res.ls. authorizing a LEARNS upon and
-.riew ~ the rates aNed ~ any such
.7sres1 far insurance upou property
svi-htr the state Of Iowa, prohibiting
discrimination In AXing ,nd collecting
y-1sgl-s-ce rates and alsu rebates o.
premiums paid under such rates, sra
.ir5~g. penalties for the violation Of the
sc- are IN brief me provisions Of tae
as- recommended 5y me commissioner.
TIE M er1ao5.es tt.e r. ulUenos2-
,.r-s ef the national convention o. m
s.trarce commissioners ard resembles
a...s Introduced lu Mlrces 9ta. NJ iscoI1-
z- Michigan Nebraska North Dakota
Missouri aa& o,he. states
Actresses Hardware Dealers.
C-a1r slolier English addressed the
r,--gr~.se- Of HARDWARE dealers this
n ming and discussed Hre rating and
M necessity fo- The regulation q are
insurance rates ay the state n out
,.rfrg what VII ~ his attitude, Ny
Eng So sad
As Commissioner e insurance IN
the conduct II the Iowa department,
q, w5D IL my e-lGeavcr . bring tas
service rendered ~ 70 he h'ghesi pos
ss9la degree Of efficiency. L IS ray
purpose q execute the Law fairly at.d
,ystrol, favor and Il the performance
n ny hole duty 70 rny constituents
-e-d4- the greatest possible service -
..e legitimate insurance o-gar!za tons
author .zeG 70 transact business n the
state 70 accom- l4sh This hpps u
81 -te -t= closest possible toHch no.
cr,y wsa oar own hone .~si4totions
ot also with al companies aetaittsa
Under tfe .zw n DO aussGess II Iowa
!. is ny Ees.-e tts: The character q
supervision rendered shall fe constitute
::ve. believe t1at 2 sers.cea hle de-
partner; should ara. - methods ana
exam ne results. ~! ihat :, e ms
duty 10 aeqlasnt myself w.-h iae
--ss.aods ard practices q -lrSe trans
acting insurance oasiress r Iowa Dot
aesu.-i.ag IN arrogant " antasonlst-e
atts.l6e au- ATTN suea degree q con-
s.aer4t9r - VII eaaals IRE depar,-
rl.eslr y 5rs.g aooo- 2 fee,ing 2; con.
: science ou me part u tae ieop3e q me
STATE toward al reputable eoIn1aI les.
L sSoczz IONS and SOCIETIES
puollc Must &c Protected.
III ta.s Hrst opportunity 70 publicly
aceua4:t 5raursrce men w.th my at
t-taae Is ~ directing forte n the
s.zee Insurance 1eDar' rsent- desire
10 say nat ! Geeua Il fhe paramount
d1ty q ne cepa r;uaert u protest the
pubic from Irresponsible and lrsolt e1t
concerns anc a.. slch as are not prop
cry conducting The business fer which
they were erg4r8zed. ! I'D DO what
en- 70 see tnat .nsgfaEcE institutions
operating n Iowa are y1a ataiued IN a
aee .tls a.gacts cp.sitscn and insure
ne homes: ADMIN strl,i2n VI same.
MI not axe. further upon the mani
f>.c cutes VI an lUSGra ace commits
si1oeT nor NY ewn conc option Of same
e1cept n say tt-at Tie financial in
teec.ty clesn administration, sound IN
vescn.eats ara reasonable expense o.
cperatirg must Ne maintained In al
INSURANCE orsanlzs lions @n3 the peoD''
q m stste treated a. al times Ia Z
i4st and eq1ita2le manner " thos'
.traasa-ettns business IN j0ws. in order
That conditions such ~ nase outlined
nay be scored and maintained IN
department ctaYes tne united supper
I'D cooperation u hose 7silo can q
s. much toward mat nc