The Carlisle independent., 1915-06-10
BANKERS URGED D COOPERATE VIII i.
 FARMERS
SOUL MATERIAL HAS ENTERED THE BANK VAULTS OF
 THE NATION.
The Bank a Financial Power House
 to the Community.
By Peter Radford.

DJ FGIeT ndQTCFls
 One of the greatest opportunities fin the business life of the nation lies in practical cooperation the eoun- -.ery>banks with the farmer in building agriculture and the adventure is laden with greater possibilities than any forward moyepent now before the tAIferiean public
 A few bankers have loated money to farmers at low rate of interest, and ofttimes without compensation, to buy blooded livestock. build silos, fertilize the land. secure better seed, hold their products for a betetr mar ket price, etc. The banker in con tributing toward improving the grade of livestock; the quality of the seed and the fertility of the soil, plants in the agricultural life Of the community a fountain of profit, that, like Tenny- sons brook, runs on and on forever. Community Progress a Bank Asset.
 The time was when money loaned on such basis would severely test the sanity of the banker; such trans actions would pain the directors like a blow in the face. 4 cashier who would dare to cast bread upon waters that did not return buttered side up ia time for annual dividends would have to give way to a more capable man. This does not necessarily mean that the bankers are getting any better or that the milk of human kindnesss is being imbibed more freely by our inan- ciers. It indicates that the bankers are getting wiser, becoming more able fin anciers and the banking industry more competent. The vision Of the builder is erowding out the spirit of the pawn broker. A light has been turned on a new world of investment and no usurer ever received as large returns on the investment as these progress sive bankers, who made loans to upIift industry. The bankers have always been liberal city builders, but they are now building agriculture.
 A Dollar With a Soul.
 It is refreshing in this strenuous commercial life to find so many dol lars with souls. When dollar is ap- preached to perform task that does not directly yield the highest rate of interest. We usually hear the rustic Of the eagles wings as it scars up- ward; when a dollar is requested to . return s< the -opsDE--of. .. barroTer, it usually appeals to the Goddess of Lsbertys fof 'tns .coss .cosstEactl.al rights; when "a dollar is asked to expand ini volume 4ta suit the requirements of ! industry, 1t usually talks solemnly Of , . its redseusr, but soul material has entered intc the vaults of our banks and, ratE, time and volume have a new. basis of reckoning in so far as the ability of some of the bankers permit them to cooperate in promot- ing the business Of farming.
 God AImighty's NobLemen.
 These bankers are God Almighty's noblemen. Heaven lent earth the spirit of these men and the angels will help them roll in place the cornerstones of empires. They are not philanthropists; they are wise bankers. The spirit of the builder has given them a new vision, and wisdom has visited upon them busi- ness foresight.
 The cackle of the hen, the low of kine and the rustic of growing crops echo in every bank vault in the nation and the shrewd banker knows that he can more effectively increase his deposits by putting blue blood in the veins of livestock; quality in the yield of the soil and value into agricultural products, than by busi- ness handshakes, oyerdrafts and gaudy calendars.
 Taking the community into part nership with the bank, opening up a ledger account with progress, making thrift and enterprise stockholders and the- prosperity, of the country an asset to the bank, put behind it r.6'lity !sr; Rors desirable than a fetterheaf bearing the names of all ,hA distinguished cit.zsps of the con4r munity The bank is the financial power house sd.s4e esnmunity and blessed is tie locality that has an up-to-dasas banker ->' X