The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-08-16
LEADS
TO AFFECT MISERY
DR.. Mcdaniel Warns Against High
Living Among Those Who
Cannot Afford 1t.
BORROWERS BECOME SLAVES
Says United States Is Extravagant
and Germany Teaches to the Whole
World the Art OF Economy.

ut is not the high cost of living
that causes the trouble said 4seV'
DIR. q. w. Mcdaniel last night a,
First Baptist Church, 1T is the COST
Of high living"
DR.. McDanieps subject was The
High Cost of Living" He took his
text from the seventh verse of the
twenty-second chapter of Proverbs:
THE Rich ruleth the poor. and the
borrower Is the servant to the lender"
The preacher deplored the tendencS
to extravaganza which prevails SC ex-
tensively, and .admonished his hearers
to live within their incomes AMI their
ability to pay.
The cost of living now Is higher
than 1t was years ago, but the real
trouble lies with the cost of thigh
living" When the speaker was q
boy. he said. he was given a quar-
ter to buy as mahy oranges as he
could eat. That was an event in his
life. He has never forgotten it. He
bought as many oranges as he coui
for a quarter, but he did not get ms
many as he could eat. In these days
things are different. The gift of a
quarter to a boy nowadays is no event
But he Is carried away with the temp
tation to spend more, and thus gets
into the habit of borrowing or going
into debt.
Easy to Get Credit.
Many people live beyond their
means, because II is so easy to get
credit. and once in debt, 1t Is very
hard to get out. People are prone To
weaken before the temptation to
make a show of affluence. and live
beyond their means in order to lead
the world to believe they are well
rff MY A. MT III a
to appear rich, influential and pros
porous.
The borrower is slave TO the lend.
err"
Credit Is one of the evils and curses
of the universe. And extravaganza
leads into distress. The farmer who
has to buy his hay and corn is not
conducting his farm in the right way
He Is not economical, and 10 HvinE
beyond his means.
So with nations. The Germans teach
the world economy. That of all the
|belIfgerent nations at this time is the
only one which has not been compelled
to borrow from other nations. Elk
ltrayagance leads to bankruptcy.
Uncle Sam Extravagant.
The United States Is extravagant. II
costs this country 1886 soldier a
year. 1t costs England $50. and II
costs Germany s67.
"a man forfeits his liberty when
he lives beyond his means" said DIR.
Mcdaniel. Insolvency is lowiiness and
misery. and extravaganza and living
high lead to- wretchedness in the end
Benedict Arnold had lived beyond
his means and became traitor to his
country.
There are two classes of people In
the Church" said the preacher. who
should be avoided. The man who bor-
rows from another member soon after
he Joins. and the man who borrows
from a new member. Some people
think they join the church so the
other members may help them to con-
sinue their extravagant living"
The preacher urged his hearers to
live within their means. and thus
keep out of the power OF the lender.
The borrower Ia slave to lender
and a man forfe!ts his liberty through
extravaganza because he becomes a
slave TO the man who holds his obli-
cations
DIR. Mcdaniel preached his first SER
mon after his vacation. and addressed
a CONGREGATION which filled the church.