The Mankato free press. [volume] (Mankato, Blue Earth County, Minn.) 1879-1924, 1915-03-05

apples around again.
: Mr.. Deets requested all present
to Join the association. A member
ship and a badge could be obtained
for one dollar
1 Talk BY n. w. teindecker.
The next speaker was II. w.
I.eindecker, Bird Island. Mimi. pres
ident of the Renville County Swine
breeders club. Mr.. Leindecker gave
n very interesting account of the
hog cholera epidemic Of 1913, which
killed i3.iO3 hogs in that county.
During that same year there were
raised $500 hogs. During the year
before there had been raised 65.790
hogs and only S.99S had died. The
club got the state experimental farm
people interested and these people
designated Renville county as an
experimental county and began vac
cinating hogs there free of charge.
The results were most gratifying.
Mr.. Leindecker announced that this
afternoon he intended TO organize a
Blue Earth County Hog Cholera
club. with tho hope OF stamping out
the hog cholera from this county az
had bccn dono I'm Renvillc county.
| Mr.. Green spoke again for a few
minutes and urged that all be
present ut the afternoon session as
the annual meeting the Blue
Earth County Pure Seed association
would he held.
Address BY Preus.
State Auditor J. A. o. Preus was
one Of the speakers this afternoon.
lie said:
"You have assembled TO discuss
better development. Better develop
ment does not mean only greater
improvements on your farms. a great
err yield per acre and more money
earned. There are two capabilities
requisite In business. one to pur-
chase. the other. To sell. There are
two requirements to successful farm.
ing, first, production. second. hus-
bandry. II is not sufficient that
farmer makes money. but that he
properly consertes his resources.
first, the farm, and then that which
he makes off from the farm.
Life insurance.
You may feel that IT, is some
what far fetched to talk on the sub
ject OF insurance when speaking of
better development. but farmer
who does not grasp the advantages
and. in fact. the necessities of insur.
ance. is not a good farmer and needs
to have his CONCEPTIONS of husbandry
developed. Nearly every farmer needs
life insurance and nearly every
farmer thinks that he does not
Many people are uninsured, few
people are over-insured, too many
are under-insured and practically all
are mis-insured. Every person should
buy life insurance and fit the insur.
ance to his own needs and condi-
tons. They should be made to III
to his affairs as clothes on the body
III his figure. A man purchasing life
insurance should consider three
thngs-first, what can he purchase
second, what are his assets. third,
what are his responsibilities to those
dependent upon him. II should be
the aim of every farmer that ir nc
dies untlmely bis family may be
left In as nearly the same condition
after HIS death as IL was before. II
is sufficient that a mother and chill
dren are deprived of a husbands
and fathers society without suffering
In addition thereto. If man has
mortgage on his farm and has other
obligations he should carry enough
insurance to pay all his debts so that
his wife could bring the children up
on the farm and have them educated
without being forced 10 send them 10
the sweat shops of the cities. So
many of you farmers can afford to
purchase life insurance and In So
doing this principle in the purchas-
ing of life insurance should be borne
in mind-adopt II to your own needs.
Fire insurance.
The farmers mutual fire insurance
companies OF Minnesota have had
wonderful record I'm the state. Dur
ing the past 80 years while they have
been in existence there has never
been loss to a farmer on account
Of insolvency OF these companies.
They have furnished insurance at
price of 15c per hundred per year. or
one.fourth at which the stock com
panies have been able to furnish this
class of insurance In this section of
the state, the stock companies charg
ing 60c on insurance when insuring
on an annual basis. These orginiza-
tons have evidenced good husbandry
on the part of the members. The ex.
penses of the members have been held
down and the fire loss has been e.
markably low. Rogues and crooks
have not been permitted to insure IN
these companies and sell out to the
insurance companies. hence the low
est ratio has been retained. Farmers
interested In saving their. own funds
and developing the community have
given. their services to these com.
panies gratis and. consequently, they
have assisted In developing the state.
The farmers mutual insurance COM
panies have collected somewhere in
the neighborhood of S7,000,O00 in the
state. Had they not been In exist.