The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-05-12
JAILER At NIGHT
One Is Demanded by the Ro-
tary Club Today
In Resolution Adopted by q
Unanimous Vote.
Mr.. ELDRIDGE READS PAPER
On the Subject of Fire Insur-
ance Ratings.
A Sketch of His Life Is Given
by Robert Stone.

"A OAcLCu VI Ills AlIc rs. 1Ulttu
by Robert Stone.
Following a. report made by c. A.
HARLAN before the members of the
Rotary club today at the u. c. T.
hall, a resolution was unanimously
adopted asking that the proper au-
thorities take the necessary steps rela-
tive to the employment of a night
jai1er at the county prison.
Mr.. HARLAN pointed out that since
the new law became effective no jail
err has been on duty between the
morning. He stated that there was
q. recent Jail delivery attempt which
failed in it's purpose. The commits
sioners realize said he, that if fire
should occur the men, although crimi-
nails, would BURN like rats
The club members, together with
their ladies, will attend the baseball
game in a body Thursday afternoon
subsequent to a Rotary parade on
Kansas avenue. Headed by the
Knights and Ladies of Security band,
a line Of between forty and fifty
decorated automobiles will form in
front of the Brunt drug store at
Fifth and Kansas avenue. The pro-
cession will go north on Kansas ave-
nue. and then south, and eventually
to the ball park where the Savages
d
their return from Denver. section
Of the grandstand will be reserved for
the party.
Those who did not receive their
tickets today may get them from j.
M. Brunt while the parade is forming.
Banquet in June.
The first meeting in June will be in
the nature of a banquet to be given
by the ladies at the expense Of the
club.
The annual meeting of the club will
be held June 9. A nominating COM
mittee, composed of w. c. Carswell,
Scott Hopkins, and Samuel E. Lux,
was named by George Godfrey Moore,
president
President Moore will represent the
club at the annual convention of the
International Association of Rotary
clubs at San Francisco the middle of
July. All .Rotaria-ns are invited to at
tend this meeting. There will be n
special Rock Island train from Kan
sas City, Union Pacific special from
ST. Louis, and a Santa Fe special from
Wichita, CARRYING Rotarians-
Frank P. MacLennan, e. w. Ran
kin and Fred Voiland were appointed
as a committee on prizes. Charles E.
Eldridge read paper on ire 1nsur-
ance ratings, and each member of the
club was given an opportunity to say
ething good or bad about the rat
ings or about fire inspection.
Fl. aClarkson was awarded a prize of
fifty pound sack of Banquet flour
given by David Bowie because his re-
marks were considered the most COM
plimentary The committee found
that the majority of the comments
were particularly tbum," so the prize
of a fire extinguisher which was to
have gone to the man who made the
''meanest'' comment was given to the
club as a whole. The members voted
to make Mr.. MacLennan, the chair
man of the committee, the custodian
of the extinguisher. The next mem
Der of the club who makes bum re-
marks will be extinguished on the
spot!
Frank Whitmore, chairman of the
entertainment committee, announced
that Fred Cole will give the business
w. H. Davis will give a short sketch
of the life of Rotarian Cole. H. B.
Wilson, superintendent of schools,
will give the Rotary talk.
Mr.. Eldridge's Paper.
The fire Insurance business in
Kansas has had a "kaleidoscopic' ex-
perience in Kansas, said Mr.. Eldridge.
Continuing he said: 1.-THE first
requisite of satisfactory system of
insurance is security and the general
business in the United States is due to
no small extent to the stringent re-
quirements of the insurance depart
ments in the various states, requiring
annual statements Tor scrutiny Dy state
officers and taxpayers
"The second requisite of satisfac-
tory system of insurance is cheapness;
premium rates as low as are consist
ent with safety. In this respect the
results of private underwriting leave
much to be desired. Unrestricted COM
petition would be both an imperfect
and an extremely costly method of
regulating rates. AS a matter of fact,
in the United States competition has
little influence in fixing rates or COM
polling economics of management. In
all lines of insurance the rates are
fixed by experience, and attempts of
the legislatures of various states to re-
instate competition by legislative fiat
supply and demand,-i. e., the losses
being excessive, the higher rates must
prevail, else Insolvency. A low burn
ing rate, and a lower rate of pre-
Robert Stone gave an interesting
sketch of the life of Mr.. Eldridge
Mr.. Eldridge is recognized in the
insurance world" he said, 'sas one of
the highest authorities in his line of
work He has probably the best
equipped and most efficient and relia-
BILE office force in the country" and
the mastery and array of an infinite
amount of detail.
Guests of the club today included
Charles N. May of Chicago. with the
Typecaster company; Ho-
mer Stephenson of Kansas City and
H. w. McAfee. The visitors were
called upon for talks.
RIGGS SUIT GOES OVER