The Palatka news and advertiser., 1915-07-16
MAN SHOULD
OWN HIS HOME.
No Matter How Modest, 1t
Will be Home Just the
Same.

ownership than a local building and
loan association. But in the absence
of such an organization in Palatka,
there is local development company
and number of capitalists who will
furnish the money for home on
easy payments. This of course is a
little more expensive way than the
building and loan association method,
which is cooperative.
The following article on Home Own
ership appeared in thhe Spokane Dai-
ly Chronicle recently which points out
the manly advantages of people own
ing their own homes and which we re-
produce with the hope that it may
stimulate some action among our peo-
pie.
"Get out of life what is in it. En-
Joy the happiness of real living by
owning your own home. At the
same time you will render a valuable
service to society.
Ownership benefits the owner and
his family. 1t gives the husband self
esteem, which is a valuable asset in
broadening his vocational activities.
1t gives the wife social dignity in the
community. 1t impresses upon chill
dren that home represents an intangi-
BILE value which cannot be measured
in material things.
Ownership Profitable.
"But ownership is also financially
profitable. A home is safe invest
ment and will increase in value, es-
pecially in your Spokane, with its
splendid potentialities. The owner
can make money even during hours of
recreation by improving his property
and enhancing its value. Ownership
affords an opportunity for systematic
saving. Over a period of years rents
are bound to exceed interest costs.
Ownership benefits the community.
Church and school are best supported
in a community that is given stability
by a large number of home owners. A
property holder is interested in eco
nomical and honest public administra-
ton. This is an incentive for him to
become active in civic affairs, which
makes him a better citizen.
Ownership benefits the nation.
The backbone of economic prosperity
is an industrially efficient people
Large, scientifically managed con-
Germs have demonstrated that employ
ees are better workers when they live
in their own homes.
"The destruction and waste of prop
critics resulting from careless and in
different occupancy is an impediment
to national progress. Renting means
national contraction and repression
Ownership means expansion anG
progression.
"a nation of landlords and tenants
creates class distinction, which is
basely antagonistic to popular gov.
eminent. A homeless citizen fosters
lax morals, destroys patriotism anj
undermines national greatness
Home ownership encourages truth
and love and makes life well worth
living"
"Be it ever so humble there is nc
place like home.' Is there anything
more true? Even a humble shack
in the suburbs is better than no home
at all. A place that can be called
home-your own home-should be
the ambition of all. A home in q
thriving city is a good asset, espe
cially in times of misfortune and ole
age. This is even more true of the
wage Garner than the man of means
as his benefits are comparatively
greater.
Creates Home Ties.
"Home ownership not only creates
home ties, but enhances them as well
which often lacks among people who
rent, and further, it concentrates the
interests of the entire family. Il
counteracts the tendency of becom
ing slovenly around the place you
live in, a rut so easily gotten into
You improve it with your labors anC
invest therein your savings, which
otherwise may be spent for amuse
ments and luXuries, not infrequently
to the detriment of ones self anc
| family.
Downing your home is like owning
your farm-the first step towards be-
ing independent. 1t means going in
to business and calls for sacrifices
Ask the man of means what sacri
fees he made to get started. In :
homecoming community thrift anC
progress are easily recognizable
Greater interest is taken in State
and city affairs, and keeping dowr
and lowering taxes.
"The beginner necessarily must
pay interest; nevertheless, paying in
terest and taxes is paramount tc
paying rent. A child in the grade!
can figure that money paid for rem
never returns, whereas monthly in
stallments towards paying for {
home are like changing it from one
pocket to another-it is still vourg.
"The opportunity for buying o.
building will never be better. Keer
well within your means, select
promising location, reduce on luxurie.
and you can't lose"