davidaulloa/AmericanStories huggingface dataset:
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
SENSIBLE INSURANCE LAW

1t would take large book to con-
tain the insurance laws Of all the
states, for legislation of this character
has been varied and prolific. The
courts are constantly used in the set
Element Of fire losses, and the ADJUST
ers wax fat on both the companies and
the insured. 1t has apparently remain
ed for the state of Florida to enact a
fire-insurance law that is based on
sound principles and at one stroke cuts
out litigation and leaves no room for
dispute; and as for adjusters, profess
sional or otherwise, why, there is little
they can do. All this sounds too good
to be true, but it is, and the scheme
is so simple the wonder is that every
state does not have one just like it.
The Florida Reinsurance law reads
that when policyholder has fire
loss, the company must pay. IT, for
instance, you own building worth
only $4,000 and you can get an agent
to issue policy for $4,000, and the
building burns, you recover your &c.,
900, providing, of course, the company
cannot prove you are guilty of arson.
The total destruction of an insured
property must be paid for at whatever
amount your policy calls for. And
there is probably less arson in Florida
than in any other state.
The whole procedure is logical. The
companies cannot take chances in ap-
pointing careless, dishonest, or ire
to hold his agency, does not sell poll
cies as a dealer hands out cigars o. er
counter. He exercises lot of eau
ton. He will not issue a policy unless
he knows something Of the party in
sured, and he personally examines the
building or goods and satisfies himself
the property is worth the amount the
insured desires. Thus, policies for fic
titious amounts are not written, for
what is written must be paid. On the
other hand, the insured is not allowed
or induced to pay premiums on
amounts which could not be recovered
in other states.
This maximum liability tends to de.
crease fires, for the agent must keep
his record up to certain STANDARD or
the company gets Another iii his place.
The local agent becomes a sort Of in
spector. He has to be constantly
watchful; and when he discovers a
client is becoming careless and taking
chances which might lead to a fire,
the agent cautions such party and
threatens to cancel his policy. This
eternal vigilance at both ends Of the
insurance policy is automatically main
tanned, for both the company and it's
agents are anxious to stay in the bust
ness. And as for the honest policy
holder, he knows at all times exactly
what his protection is and should he
burn, just what he will receive.-H. H.
Windsor, in the April Popular Mechan-
les Magazine.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
COOPERATING cosT'' OF THE WAR

AA~&3 l. C0 SOo4 " TILL WAR
What may be termed the operating
cost OF the most destructive war known
to man has, in eight months, amount.
ed to $10,000,00O,0 The indirect
consequences, such as damage to prop
erty, loss to foreign and domestic trade.
the vanished toll of the tourist. plus
the loss from an actuarial standpoint in
the economic value of the killed, MAIN
ed permanently, and diseased, produce
debit on the balance sheet If Euro-
pean nations of fully $1O,OOO,OOO, 900
more.
Inc figures are huge, beyond compre-
henslon, and most impressive when set
beside the estimated cost of all wars
between the years 1893 and 1913. In
that century-and-a-quarter period. re-
ginning with Napoleon's career and
ending with the second Balkan war. the
direct and indirect expenditures in con-
Guest and repulse were $25,O0O,OOO, 900.
At the present progressive rate of out
lay the Great War will only have to
60 four months longer to parallel the
costs of all other struggles since man
began to accredit himself as civilized.
The wealth Of the peoples engaged
in war, and those in Europe who are
trying to keep out of it, is about $780,
00O,OO0,0O0. Considered from this an
gle the cost or loss does not loom so
large; for it is only about per cent of
the resources from which the nations
concerned may draw.-From "What
the War is Costing Europe, by Char
les F. Speare, in the American Review
Of Reviews for April.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

Senator LaFollette, while in st. Paul
this week, said that the stanapatters of
the republican party never felt surer
of their position than at present, but
that they cannot hope to win in the
presidential election next year, unless
they assume progressive tendencies.
The senator did not think there was
any danger of the United States be-
coming involved in the war. In Sena-
tor LaFollette's alton, the great
est mistake made in tho last congress,
was the failure to pass President Will
sons ship purchase bill
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
TWO VESSELS sunk
BY SUBMARINE U-28
BRITISH STEAMERS, FLAMlNIAN
AND CROWN OF CASTLE,
ARE DESTROYED.
CREWS BARELY GET TO BOATS
No Loss Of Life Reported on Either
vosseI-Teuton Underwater Craft
Believed Sunk by French
OF Dieppe.

London, April 1.-Two German SUBJ
marines, the U-28 and another, the
number Of which has not been ascer-
tanned, which have been operating off
the west coast of England, have added
two more British steamers, the Fla
minian and the Crown of CASTLE, to
their list Of victims, totaling five with
In the last few days.
There was no loss of life on the
F1aminian and Crown of CASTLE, the
crews Of each being given bare time
In which to get into their boats. In
the case Of the latter vessel, however,
the submarine fired before the crew
left the steamer and shells passed
along the bridge on which the captain
and an apprentice were standing.
F!amintan 10 Torpedoed.
The Crown of CASTLE was sunk by
she'll fire, but this did not prove suf.
Rcient to send the Flaminian to the
bottom, and torpedo had to be used.
AS an Offset to this, a French de-
Stroyer rammed and, it is believed,
sank German submarine off Dieppe.
AS the destroyers have been unable
to round up the submarines operating
On the British coast, ship owners have
petitioned the government to be al
lowed to arm their ships. This has
not been permitted heretofore, as
Bteamers could then be considered
bhips of war and be sunk without no.
tce.
The heavy loss Of life in the sink
ing of the Falaba and Aguila has
eroused storm of indignation
throughout the country and the de-
mand is made that the crews of SUBJ
marines be treated as pirates if cap
tured.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
COPPER MINES RAISE WAGES
MICHIGAN CONCERNS MAKE 70
PER CENT INCREASE.
Restore Amounts Paid Before Out.
break Of European War-Thou-
sands Affected.

Houghton, Mich, April 1.-The Cop.
per Range Mining company, operating
the Champion, the Baltic, and the Tri-
Mountain mines, has announced that
beginning at once wages would be in
creased 10 per cent, restoring in many
cases the wages paid before the out
break of the European war.
There are $500 men affected.
When war broke out in Europe the
Copper Range company reduced their
employees to half time and cut the
wages 10 per cent generally, and even
more in some cases.
Full time work was resumed in Feb
ruary.
The Quincy Mining company has an
pounced an increase of per cent in
wages, restoring half of the reduction
made at the outbreak of the war.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

Chas. E. Vasaly, chairman OF the
Board of Control and of the Board Of
Parole, pays the following tribute to
the late DR.. Samuel G.. Smith, who was
a member of the latter board:
CDR. Smith was vne Of Minnesota 9
greatest citizens. I have been init
mately associated with him and have
known how noble were his qualities of
heart and mind. No man in this coun-
try surpassed him in profound knowl-
edge Of penology and it's kindred
sciences. He leaves a lasting impress
sion on the thought of his time on
questions Of charities and corrections.
His loss is irreparable.''
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
Discuss Americans Death.

Washington, April diplomatic
official interest is centered about the
diplomatic situation between the
United States and the belligerents
abroad, created by the reported death
Of Leon c. Thresher, an American,
when the British liner Falaba was
sunk by a German submarine. Grave
possibilities were limited at, but offic-
ials refused to discuss the case, pend
Ing the arrival of official word regard
Ing the case.
Secretary Bryan said that he expect
ID Ambassador Page at London to sub
NIT a full report on the case.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
Vladivostok 10 Busy Harbor.

Seattle, Wash, April 1.-War has
made Vladivostok one of the busiest
ports in the world, according to Cap
tain Howe of the British steamer Low.
Their Castle, who is here after voyage
across the Pacific. When the Lowther
Castle sailed from Vladivostok many
steamers were anchored in the harbor
awaiting opportunity to discharge
their cargoes at the wharves, the cap.
tain said. The docks were lined with
craft of various kinds, many of these
discharging supplies and munitions
Il var direct into freight cars.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
Forbidden to Ride In Jitnsy Bus.

Forbidden to Ride In Jitney Bus.
Milwaukee, Wis.,, April Miss
Ellen Siblen, president of Milwaukee,
Downer college, known as the "Vassar
of the West" has declared war on the
jitney bus. She forbade any of the
400 girls under her care to patronize
the bus line, which connects the COL
lege with the city, distance of about
three miles. She says that the jitneys
promote dangerous intimacy" be-
tween the occupants.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

Waterville Sentinel: The senators
who voted against the woman suffrage
amendment are coming in for a lot Of
merited criticism. Our own Harry
Weis is one of the men who voted to
deny the men of the state the right to
say whether we shall have equal suf-
frage or not. This vote in the senate,
please remember, was not on the ques-
ton of equal suffrage but merely on
the question of giving us chance to
vote On it.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
Lord Rothschiid Dies.

London, April 1.-The death Of Ma
than Mayer Rothschild, first Baron
Rothsohild, head OF the British branch
Of the great banking firm, occurred at
his London residence. Lord Roths-
child underwent an operation for tho
removal of the prostate gland on Sat-
urday. On Sunday bulletin conveyed
the information that he had recovered
from the first effects of the operation
and the impression was that, despite
his age, there was no danger.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
Kill 200 Revolving Indians.

Kill 200 Revolving Indians.
Simla, India, via London, April H.
A revolt of 10000 tribesmen at Tochi
has resulted in a battle with govern
ment troops. The tribesmen were re-
pulsed. The following official state.
ment was issued.
"Ten thousand tribesmen, composed
mainly of Zadraus, collected with q
view to attacking Tochi, near the Mi.
ranshah post. Government troops I'm.
der Brigadier General Fame, engaged
the natives at dawn on the 26th. re-
pulsing them completely. killing 700
md wounding 500, " 5.es---,,s..~.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

Submarine Chases British Steamer.
London, April 1.-The British steam
er City of Cambridge, of Glasgow,
reached Liverpool after lively chase
by German submarine in the neigh
borhood of Bishop Rock, in the English
channel. The submarine sent several
shells at the vessel without seriously
damaging her. The City of Cambridge
lodged the submarine and ultimately
shook it off.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
H|BB|NC DECIDES
TO DOUBLE TAXES
METROPOLIS OF MESABA RANGE
HURT BY INsINUATIONs OF
PAST EXTRAVAGANCEe
B ]! !! lN!eREAsE SALARIES
Pay for Mayor and counci1men Of
Aibbing and Chisholm Raised
From $40 to $1,000 a Year
by Senate Measure.
IN THE SENATE.

IN THE SENATE.
Convened at 10 a. m.
Debate on house rule No. 1888 amend.
Ing Dunn road law.
Passed amendments to Dunn road
law.
Recessed at p. m. to 2:30 p. m.
Met after recess at 2:30 D. m.
Postponed vote on initiative and rot
erendum.
Passed one bill. :: =.
Repassed two bills.
Worked on general orders. !
Adjourned at p. m. ~
IN THE HOUSE.
Met at 10 a. m.
Attempt to obtain record votk On
efficiency and economy failed.
Passed bill carrying 100000 to-. state
reformatory for women.
Recessed at 1890 until 2 o. M. when
ninety bills were taken up as special
orders.
Each member was given opportu-
hity to choose one bill to which there
was no opposition.
Reconvened at 2 p. m.
Defeated motion to indefinitely post
pone efficiency and economy bill.
Passed number of local bills under
suspension of rules.
Adjourned at $50.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
New English Seizure Rule.

London, April lin presenting his
argument before the prize court in
favor of reauisitioning the cargo Of
foodstuffs on the American steamer
Wilhelmina, the crown solicitor intro
duced hitherto unpublished order in
council providing that the crown may
requisition any neutral ship. This or
der came as complete surprise to the
counsel for the owners of the Wilhel.
mina's cargo. It revises rule 20 of the
prize court.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

It is said that P. P. Maurin has re-
signed as post master Of Cold Spring.
1t was a wonder to many why Mr..
Maurin, with his manv business inter-
ests to look after, ever took the office.
We hope that Peter Homer, editor Of
the Record, and who was a candidate
in the first place, will be Mr.. Maurin s
successor
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
Allied Aviation. XIII 80 German.

Allied Aviators XIII 80 Germans.
Amsterdam, via London, April H.
The Ti1id says that thirty German
soldiers were killed and sixty wound.
ed by bombs dropped by five airmen
Of the allies.
Bombs were dropped On the German
submarine base near Bruges the Tijid
also says, with what results is IN
known.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

kneeIand Bill Reported to House.
The Kneeland bill, repeating the
eastman distance tariff law, has been
reported to the house without recon.
mendation by the transportation com,
mittee. An effort may be made to
have the measure considered as a spe.
cial order.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

Eden Valley Journal: Charles E..
Vasaly of Little Falls, chairman Of the
board of control, is one Of the most
popular and most efficient employees
Of the state and if Governor Hammond
sees fit to re-appoint Mr.. Vasaly he
will make himself most popular with
the Bryan wing Of Minnesota democra-
cy and the citizens in general.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

Vote $4,000 for Reformatory.
With only eight dissenting votes tho
house passed the bill carrying an an.
preparation of $4,000 for the estab.
lishment Of = state reformatory tor
women. w.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
THE UNITED STATES A CREDITOR
NATION

European war, exports from the United
States were smaller than imports by
some $2O,0O0,O00 leaving this country
in debt to foreigners by that amount
Since August an exporting movement
has been in progress, stimulated by
the unprecedented demand af Europe
for our foodstuffs, for cotton, and for
supplies and munitions Of war, that has
brought about results unprecedented in
the history of our foreign trade, and
which, if continued in anything like
their present proportions, will establish
this country securely in the position Of
creditor nation. For the four months
following August, the adverse balance
OF trade was turned by the rapidly
arising volume of exports, aided by the
decrease in importations, into a favor
able balance of $153,000,000 for the per-
1od. But the really stupendous change
has come in the last three months For
December, January and February, the
excess of exports over imports in favor
OF the United States reaches the record
figures Of $41l, 100000. In the middle of
March there seemed to be no signs of a
falling off in this mighty export trade
or OF the net balance in favor of the
United States. This favorable balance
was, indeed, for the second week in
March no less than 81, 100000, estab-
fishing weeks record for the history
OF the nation. It is estimated by con-
servative financiers that in the calen-
dar year we may send to foreign coun-
tries goods Of value more than ST.
0O0,0OO,000 in excess of the value Of
the goods they send us-From "The
Progress Of the World,' in the Ameri-
can Review of Reviews for April.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

Amendment to Dunn Law Passed.
The senate has passed the house
bill amending the Dunn good roads
law. The bill was passed by the house
several weeks ago.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

DR.. Bracken of the state board of
health, states that for lack of funds,
the DO ard will suspend work after May
], until appropriations are available
August !. This state Of affairs should
not be allowed to exist at time the
legislature IL 10 session.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

LeSueuer Leader-Democrat: Some
widows are so sensitive and faithful
that they can never eat plum pudding
without weeping. The brandy sauce
so stirs their memories with the breath
Of the past.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
Austrian Parcel Post SUSPENDED.

Austrian Parcel Post Suspended.
Vienna, via London, April 1.-The
Austrian postal department, according
to advices received here, announces
the suspension Of parcel post to Amer.
lea. This action has been taken owing
to the alleged confiscation by French
warship of packages from Austria car
ried on Italian steamers.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
u, 8. Gets $1,000. 600 Order.

J000Jo00
London, April 1.-The Daily Tele-
graph Petrograd correspondent says
that an order for rolling stock for the
Russian government, amounting to
100000 rubles (about $7,oe9,O00),
has gone to the United States.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

Ten German Submarines Engaged.
Madrid, via Paris. April 1.-Accord-
ing to the crew of the Spanish steamer
Augustine, which arrived at Santander
are operating in the English channel.
One of them, the U.S., stopped the
Augustine, but released her after an
examination of her papers.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

The two and one-half cent railroad
fare bill has been withdrawn from the
house by it's author. 1t is we'll. Now
if the author of the bill to repeal the
eastman distance tariff will do like
wise, that will also help some.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

! Kansas Peach Crop Killed.
Topeka, Kan; April bad weather
has killed much Of the peach crop, &C
cording to reports received by the
state horticultural society. Only 4 10
per cent crop is expected.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
Zepnelin Crew Killed.

Amsterdam, April 1.-Twelve Ger.
mans Of the crew Of one of the Zeppe-
Inns which participated in the recent
raid on Paris were killed when the
airship fell near Liege, according to q
dispatch printed here.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

Granite Falls Tribune: There is some
talk of Vasaly being re-appointed on
the Board Of Control and we hasten to
add our voice to the clamor. He has
made splendid official in this most i'm
portant of all Boards, and to play pol
itics with it by removing him would
be more than foolish.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
Priest Dies at Beloit.

Beloit, Wis.,, April Rev j. M.
Ward, pastor Of st. Thomas Roman
Catholic church in Beloit for thirty
years, died Of an abscess Of the eaza-I
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02

salaries OF the mayor and council.
men Of Hibbing and Chisholm are
raised from $40 to $1,000 a year in a
bill just advanced to the calendar In
the senate.
Senator John Healy 10 the author Of
the bill. It allows villages Of more
than 5000 population to pay their Of.
ficers $1,000 a year. Mayor Power
and couneiimen Of Hibbine now re-
ceive $40 year.
The senate In committee Of tie
whole recommended that the bill be
recommended to pass and advanced
TO the calendar. Fourteen senators
voted for it and thirteen against IL
hlbbtng and Chisholm are tho only
villages in the state with more than
5000 population.
Under a privilege Of each house
member to advance 4 pet measure to
special orders, the J. N. Harrison bill
to limit taxation in towns on the
range was moved from the general
calendar to special orders, thereby
arousing a storm Of protests from
some members.
st. Paul, April 1.-Hurt by the in
situations Of past municipal extrava-
gancies the village council of Hibbing,
metropolis of the Mesaba range, met
and voted to double the taxes and de-
mand of the mining companies which
pay them that such companies apollo.
gize for the false, malicious and scan
dalous reports made by these mining
companies regarding alleged past
prodigality.
Ordinarily, said men from the range,
who were in st. Paul, the Hibbing
village council would not have met to
fix the tax levy until some time in
September next. The law requires
that the report of the levy be made by
Oct. 10. Mining men said that the &C.
ton of the Hibbing council obviously
was intended to get all the money pos
sible before passage of the Harrison
bill limiting the expenditures of vii.
lagos and smaller cities.
Thousands for bitches.
st. Paul, April 1.-Seven appropria-
sAOAA 0AAao Ao'O OSOA 4SpO1LOu 1dVOT.
ably to the house by the appropria-
tons committee, apart from the omni-
bus bills to be introduced later.
The weights and measures depart
ment is allowed $4,000 for the remain
der of the present fiscal year and $685.
900. year annually thereafter. This
appropriation is contingent on the pas
sage Of law abolishing fees hereto
fore collected by the department.
Four bills appropriating $4,000 for
ditch in Wilkin county, built as an
outlet to the Nordick state ditch, S.
900 additional for the Mustinka ditch
IN Traverse COUNTY; 100000 additional
for the Roseau river ditch, and $40, 900
for three bitches in Polk county, or
$4,000 in all.
The proposed child welfare commits
sion, created by another bill, the gov.
ernor to appoint it's five members. 10
allowed $4,000.
The city of Benson is given $1,000
to recompense expenses in Suppress
Ing typhoid fever epidemic.
Little Falls herald. [volume] (Little Falls, Morrison County, Minn.) 1889-1950, 1915-04-02
COUNTRY PRESS IS UNANIMOUS

Akeley Herald-Tribune (26): Chas.
E. Vasaly will, it is reported, be reap
pointed to the Board of Control. He
deserves the re-appointment and the
people will be disappointed if he is not