The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1915-06-18

coed the sum of $1,000 Permanent
total disability is defined hv the Act
as: Total and permanent loss Of sight
in both eyes; Loss of both feet at or
above the ankle; Loss e both hands ut
or above the wrist; Loss of one hand
and one foot; Injury to the spine re-
sulting in permanent and complete
paralysis Of both legs or both arms, or
of one leg or of one arm; Injury to the
skull resulting in incurahle imbecility
or inganity. The above enumeration is
not to be taken as exclusive.
Death
If deceased cmpioyc leaves no dc.
Pendents, the employer is liable only
for burial expenses not to exceed 800;
If deceased employc leaves dependents,
the employer is liable for n sum rang.
ing from $1,000 to $4,000 in total de
tendency, and in partial dependency
for certain specified sums according TO
the degree Of such dependency.
The employer shall furnish all that
10 necessary under this heading for the
first fourteen days of disability-the
aggregate expense not TO exceed $50.
Insolvency Does Not Release Carrier
Every policy and contrnct shall con-
tain a provision to the effect that the
insolvency or bankruptcy of the en-
ployer and his discharge therein shall
not relieve the insurance carrier from
the payment of compensation for in iur.
les or death sustained by an employee
during the life of such policy or con
tract.
No employer can allow any employe,
to pay any portion of the costs due to
providing security for payment Of com
pensation. Any employer who mnkbs
such n deduction from the wages of
any employee may be fined $3.50
Claims for compensation have the
same priority against assets of employ.
er as allowed by law for unpaid wages.
CLAIMS for compensation are not as
signable, and are exempt from all
claims Of creditors. Settlement agree
ments between employer and employee
INST he filed with and approved by
the Commission.
Observation-Disclosures and Awards
If compensation Is not settled by
agreement, either party may apply for
q committee of arbitration. (Sections
8 32). The findings of the arbitra.
ton committee shall be filed with the
Industrial Accident Commission, and
unless a claim for review is filed with
in ten days by either party, the award
shah be inforced in the manner pre-
scribed in Section 80.
Appeals From Board
An appeal from any award may be
made to the Circuit Court, as provided
in Section SO. Misrepresentation by
the employer as to the amount of pay
/ rolls, or in the matter of providing se
curity for payment of compensation,
are in violation of the law and win be
| punished accordingly.
Employers have the following o..
tons:
BY insuring and keeping insured the
| payment Of such compensation with
I"ry stock corporation or mutual asso-
citation authorized to transact the busi
rcs Of workmen s compensation within
the Territory, or by obtaining and
| Keeping in force guarantee insurance
with any company authorized to do
such guarantee business within the TCI
ritor', or by dePositing and maintain,
, ing with the Territorial Treasurer Sc
cu':'' ut ata"tory to the Board Sc
curing the payment by said employer
of compensation according to the terms
of this Art
Iron furnishing satisfactory proof to
the Board of his solyency and financial
| rlIity to pay the compensation and
benefits herein provided, no insurance
10 security shall be required, and the
Cml foyer shall make such payments Iii
r,rt'N to his employees, as they may be,
..'' 'tI"h N ret'"ita the same under
the terms and conditions of this Act.
4..J rUI compensation
Tn" employer providing security for
, payment Of compensation through a
stable casualty or Guaranty company
will find that he has chosen wisely III
more WAYS than one. From finan-
cial standpoint, he will sooner or later
discover the law of average working
out and perhaps selecting MIN as Hm
unfortunte example; also, he will find
that in the long run he will be money
ahead by awaiting himself of the ser.
vices Of reliable Casualty or Guar
anty insurance company, for, aside
from the direct financial obligations
r'rcmlting from inquiry to, or death Of,
d, his employees ARE the many cohiplica
tions which arise i'm the adj iustment of
GAINS. In order to protect himself
from loss arising out of the'Slaw :
torhnica'itiCs, it would be necessary for
INC employer TO have thorough know
'cdgr Of all the rules, procedures and
forms now required IN adjusting
Claims, rud, moreover, TO keep in close
t"n"h with the new tissues constantly
arising.