Shenandoah herald. [volume] (Woodstock, Va.) 1865-1974, 1915-06-18

SOUL MATERIAL Has ENTERED
The BANK VAULTS OF
THE NATION.
The Bank . Financial Power Howss
to the Community.
By Peter Radferd.

s.eeese~S
he business life of the nation lies
practical cooperation Of the coun-
0anks with the farmer In building
culture and the adventure Is laden
With greater possibilities than any
forward movement now before the
ilerican public.
A few bankers have loaned money
10 farmers at low rate OF interest.
and ofttimes without compensation. to
buy blooded livestock, build silos,
fertilize the land. secure better seed
hold their products for better mar
ket price, etc. The banker In con-
tributing toward improving the grade
of livestock; the quality of the seed
and the fertility of the soil. plants in
the agricultural life Of the community
a fountain Of profit. that. like Tenny-
sons brook, runs on and on forever.
Community Progress q Bank Asset.
The time was when money loaned
IN such a basis would severely test
10 sanity OF the banker; such trans,
8 would pain the directors like
in the face A cashier who
I'D dare to cast bread upon waters
Il cid not return buttered side up
time for annual dividends would
re to give way to q more capable
This does not necessarily mean
he bankers are getting any better
at the milk of human kindness II
imbibed more freely by our finan-
It indicates that the bankers are
wiser, becoming more able fin
and the banking industry more
1t. The vision of the builder il
As out the spirit of the pawn
n A light has been turned on
Few world Of investment and no
aurer ever received as large returns
the investment as these progress
bankers, who made loans to
industry. The bankers have
been liberal city builders. but
- arc now building agriculture.
A Dollar With . Soul. 1s'
It Is refreshing in this strenuous
commercial life to find 30 many dol
lars with souls. When dollar Is aD-
preached to perform a task that does
not directly yield the highest rate OF
interest, We usually hear the rustic
Of the eagles wings as 1t scars up
ward; when dollar IL requested to
return at the option Of the borrower.
1t usually appeals to the Goddess Of
Liberty for its contractural rights;
when q dollar Is asked to expand In
volume to suit the requirements OF
industry, it usually talks solemnly of
its redeemer. but soul material has
entered into the vaults of our banks
and rate, time and volume have q
new basis of reckoning In so far. as
the ability Of some of the bankers
permit them to cooperate In pr0mot'
ing the business Of farming.
God AImighty's NobIemen.
These bankers. are God Almighty's
noblemen. Heaven lent earth the
spirit of these men and the angels
will help them roll In place the
cornerstones Of empires. They are
not philarthropists: they are wise
bankers. The spirit of the builder
has given them a new vision, and
wisdom has visited upon them bust
ness foresight.
The cackle of the hen. the low
of kline and the rustic Of growing
crops echo in every bank vault in the
nation and the shrewd banker knows
that he can more effectively increase
his deposits by putting blue blood In
the veins OF livestock: quality In
the yield of the soil and value into
agricultural products. than by bust
ness handshakes, overdrafts and
gaudy calendars.
Taking the community into part.
nership with the bank, opening up a
ledger account with progress. making
thrift and enterprise stockholders and
the prosperity Of the country an
asset to the bank, put behind 1t
stability far more desirable than a
iletterhead bearing the names Of all
the distinguished citizens Of the com
munity. The bank Is the financial
power house of the community and
blessed Is the locality that has an
uD-to-date banker.