The Butler County press. [volume] (Hamilton, Ohio) 1900-1946, 1915-09-03


sation and expenses herein pro-
vided for, which shall In no event
be less than that paid or furnished
out of the state insurance fund, in
similar cases. to injured employees
or to the dependents of killed en-
pleyes, whose employers contribute
to said fund; and said commission
shall make and publish rules and
regulations governing the mode
and manner of making application
and the nature and extent of the
proof required to justify such find
ing of facts by the commission as
to permit such election by such
employers, which rules and regu-
lations shall be general In their ap.
plications.
Where, In this section, do the
insurance companies find any au-
therity given the employers to In
sure with liability insurance com
panies find any authority given the
iemployers to insure with liability
insurance com panies?
Then, behold, the companies
only want the privilege of guaran
teeing the payment of compensa
ton. One is constrained to ask,
Upon what meat doth this, our
Caeser, feed that he hath grown so
great ?' How comes it that these
companies, doing business for profit
can assure compensation as against
the State. This argument is for
the purpose of deceiving. The
State does not need to specifically
guarantee payments because the
fund created is its own guarantee.
The complaint as to the method
of handling correspondence by the
Industrial Commission is based on
the fact that the commission be-
lieves Section % of the act means
what it says, and therefore the in
surance companies are not recog
nized in the settlement ef claims,
all correspondence being had with
the self-insurer.
Finally, the licenses granted pre-
viously to liability insurance COM
panies did not say except employ
srs' liability, but, Except work
mems compensation" Quite a
difference, with all due respects to
Mr.. Diggs' and his Insurance Fed
Grafton.
Chairman Wallace D. Yaple,
of the Industrial Commission, re-
plying recently to the attacks of
the companies representatives, up
on the State Fund, exposed the
animus of these attacks when he
said:
Wisconsin employers are be-
ginning to annoy the liability in
surance companies by insisting on
having true explanation as to
why their competitive employers
in Ohio are able to purchase their
compensation insurance from the
State of Ohio are able to purchase
their compensation insurance from
the liability insurance companies.
Illinois and Michigan employers
are also insisting upon true ex-
plapation as to why their direct
competitors in Ohio are securing
compensation insurance from the
State of Ohio at so much less than
what 1t is costing them to purchase
their compensation insurance from
the insurance companies.
"The liability insurance csmpan-
les know it would be disastrous for
them to tell the Wisconsin, Illinois
and Michigan employers that the
Ohio State insurance rates were so
much lower for the reason that the
liability insurance companies found
1t necessary to take $40 out of
every 500 of the employers pre-
MUM to pay agents commission,
rents, adjustment expenses and
high salaries to home officials, and
that over and above this the stock
holders of the insurance companies
expect to receive liberal dividends"
Fraternally yours,
Thomas J. Donnelly,
Secretary Treasurer and Legisla-