davidaulloa/AmericanStories huggingface dataset:
The daily Gate City. [volume] (Keokuk, Iowa) 1855-1916, 1915-06-22
Turn off the Water,

Sioux Falls Argus-Leader: Now lei
the weather bureau bring On the be-
ginning of its corn campaign.
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17

~ GOD friends Of the Herald have
been IN 70 reproach Us for
The assertion, made In con-
neesion with the land situation IN this
valley, that Albuquerque was asleep
on the Dob. We did not say exactly
that We said. and We wish to re-
peat that Albuquerque Is overlooking
rs greatest available resource. and IS
apparently indifferent TO il. There
= no ese ia self deception in a mat
Ter % his kind. The facts are spread
nround Sa from foothills to foothills
80 from White Rock canyon to san
MareiaI You cannot so out 81 doors
without seeing N evidence that
what the Herald has said II true.
We are too recently come 20 Aihu-
qneruue 70 be accustomed 20 tho
spectacle Of generously fertile land,
with water available for irrigation.
ien 20 lie idle and u~nproductive. We
haye heard an the arguments against
attempted Development; and an The
obstacles have been explained 20 us
In their most threatening aspects.
We haven't heard an argument thus
far which explains reasonably why
this development has not proceeded
before; o. why Il should be longer
delayed.
The fact n ihnt the cnort has not
been made. The other and more i'm
porant fct u tina, TIE way Is wide
ri right now for making an effort
which IN bound 10 produce results,
~ we fail 90 make Il We must con
sinue 70 bear tho load q an die re-
ource; one which Is always a heavy
load ana which IN "a ease may be
turned from a burden into our great
est sourc 81 strength and progress
ana prosperity.
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17

CFrom the Los Angeles Times.)
THE rural credit system Is a sys'
tom Of amortizablo loans made
for cooperation. Ten or nifty
or n hundred farmers form a rural
credit association. Each mortgages
his farm 70 the association FOR not
more than so per cent OF its APP
praised value az . per cent interest
The association Issues bonds bearing
AZ per cent Interest ana secures
these bonds by n pledge OF all tho
mortgages IL has received from he
farmers These bonds or ~debentures
rs they are. called IN Europe are re-
ccivcd byI The borrowing farmer In
stead of mcnoy. Tho difference Of =
per ccnt between tho interest he pays
nne the interest he receives ~ dc
voted 10 paying the cgpcnses 81 tho
association. Tho perfect security for
the payment OF these d%ebeuturc
bonds and their exemption from tax
alton enable the farmer ,o sell them
at par.
Rural credit associations are, as
will DE seen, based upon a system ot
co-oporatyc instead OF individual
money l%oaning on farm land security.
The dohenturcs In Europe bear in
terost at Q and % per cent q year
and the money Is loaned 10 The farm.
or on mortgage at Z To- ~ per cent
Interest. Tho difference Of * "a !
Per cent goes 60 pay the expenses OF
maintaining the association. The
farmer horrows money at ~ per
cent OF his own farm and receives
the amount - his borrowings Ia
bonds hearing 80 per cent. but re-
these bonds are secured by mortgages
on the farms of all his noighhors as
well aa his own, he has no difficulty
In %disposing OF them.
In France rural credits arc extend
"a through the credit Foncier BY
long-tcrm ioans 10 farmers, secured
by MORTGAGES on tho luud and repay
able by aunulties and the issue Of de-
benturen without Used maturity. This
system has prevailed since 1859. Tho
law authorizes the national govern
mcnt ana tho departments to pur-
chase certain quantities of the deben-
turc bonds each year. The Credit
Fonricr has been % potent factor IN
stimulating the agricultural Develop
mcnt OF France.
In Greut Britain a Eygtcm 81 rural
credits has hccn combined with the
small holdings ana ailotmonis act Of
1908 which enables Inc government
to take all the land which amy iudi-
viduul owns ln ENGLAND and wales in
exceEs of fifty acres ana To- sell ID or
lease n Co., a mrmer or iahorer. There
are aiso acts by which a large por.
tion of the land In Ireland passed
over 10 the tenants, who were loaned
the money 10 purchase them at 3h
per cent. he period Of payments be-
ing extended oyer a period of from
4 9to Ghu years.
Most 90 the tlsiness of the world
10 transacted on credit. The nation.
the states the municipalities ana tho
public corporations of amy countrl
owe debit utterly beyond their nbil-
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17
What Are Rural Credits

lily to pay within the lifetime Of the
present generation. Industrial ana
commercial corporations do business
on borrowed capital. and banks loan
less OF their own money than that Of
their depositors.
The improved ana unimproycd real
estate OF the world II heavily mort
gagged. In France, prior 10 the war.
the mortgage i~ndebtodnegs amounted
10 2 per cen0t Of the taxable value OF
the land. In Germany II was 90 per
cent. In the United tates IN 1890
the farms were mortgngcd to 2S.
per rent OF their value; in 1910, thcyi
were mortgaged 10 26.S per cent.
Tho department Of agriculture re-
ported officially hat ia 1910 tho
farmers debt was $3.50, one, 900 on
store accounts. f3qO. 900, 900 on cotton
Hens. $3.50. 0OO, 900 on other liens.
8fi1,G00 900 miscellaneous. f70O.0 00.-
geo on chlttcl mortFage and 92,192.-
600, 600 on real estate mortgage. "a
total 81 $4,000. 600. 600. or nearly five
time the amount OF the United states.
national debt. The lowest Interest
paid by farmers was an gveraEo ~
$50 per cent In New Hampshire and
the highest WIS an average ~ HISS
per cent in Oklahoma. There were
instances Of as hlRh as "a per cent
being paid In New England and 40
per cent In tho cotton states. The
average rate of interest paid By the
farmers IL 7.75 per cent and. when
10 this Is added the cost Of renewals
and title examinations. II II estimated
that the total lndebtedncsa OF the
farmers IL $1,000. 600, 900. and the
average rate of interest SO per cont.
by a reduction Of interest through
rural credit associations To . por cent
the farmers Of the country would
save over 5000. 900, 900 per annum. or
about 20 cents per acre pcr annum
on the improved farms Of the coun-
try which aggregate less than one
fourth Of the arabic lands.
Farmers need money for rcclnmn-
tion Of lands by irrigation, for re-
n%lenishiug impoverished soils. tor
stimulating agriculture in an its
branches. Al present the rate Of in
crease In population is so much
greater than the rate Of Increase IN
food production as Co give rise 10 the
apprehension that tho lo~nr-abnndon-
ed doctrine Of Nautilus that the hu-
man race will perish In the future
from starvation may be accepted M
% truth In political economy.
In California. while tho farmers
can borrow money. they lamont do so
on Vory long time instnllmcnt loans
ana % at a low rate of interest. rive
years is about the maximum nf time
allowed for payment and z per cent
the minimum Of interest.
State legislation that would in
crease the opportunities Of the farm
er 10 obtain money would ne BENZ
nolal provided the administration Of
W. law should not be burdcncd with
. lon lot ~ high-prlced -giibornatorial
"~FF"'hted commissioners and their
stenographors. their clerks. their
auntH."
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17
MEDICAL ETHICS
AND PUBLICITY
From Tho Los Vegas opilo.l

CFrom the Lns Vegas optlc.)
The liaion Range saya IL has re-
ccised a communication from a man
la Las Vegas asking IL there Is room
for a first class physician IN the Gate
City. The inquirer a y he does not
sec the names OF many physicians In
the professional directory OF the
Range and he naturally suppOscs that
the medical profession b. not over
worked In Ration. The Range goes
op to say;
This conclusion was natural. The
bractitioners ~ the medical and legal
professions here assume that the APP
p%earancc Of their names. profession
and location of office IN the news
papers is u%nethical. but for the lifo %
us we cannot see M good reason for
such an assumption, n an announce
ment would be- simply directory and
comparable 10 the custom which both
professions practice OF displaying "A
"shinglc' OF hanging up a window
card. Any publicity ~ advertisement.
and n a newspaper advertisement u
~unethieal. 80 h a window advertise
ment.
The physicians ~ Las Vegas evil
IDENTITY are just W ethical az those of
Ration, ns not a medical man carries
a card In the optic. This paper mas
no quarrel with the doctors. how-
ever II they do not wish TO display
professional cards, that Ia their own
business.
! There b "a thing that the press
OF the country has noticed Of recent
years. While the individual pructi-
tioncr may not care 90 advertise, tho
profession b. a whole b. ono of tho
sreateft advertisers in the world
and u manages 90 obtain tho grrator
portion Of itH publicity without cost
through The fundamentally OF a
prcfs bureau maintained by tho
American Medical association.
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17
S~o
: HINTS FOR THE
y.
80

To restore gold lace that has be-
come furnished, brush well with now
dered alum.
II a brick h. used for an iron stand
you Will find that tho irons will re-.
tain their heat much longer than
when a regular stand Is used.
Don't forget "a handful of salt In
the I.nso water on cold wash dnya to
keep the clothes from freezing 60 the
line.
Always turn salt fish skin side up
when soaking I 10 noshon.
There In nothing that acts more
satisfactorily In o tar stain than tur-
pentine. First make "a ring OF corn
starch around the spot, 80 that the
cleanser will not spread.
II you 10 not have leo and wish Ia
Keep fresh meat over q day. place
on an oarthern dish and cover II with
cloth wrung out Of vinegar GOVERNS
with a pan 90 Keep from dfylng out,
VET la a e~ooifplucc. This Will nQt ln.
1ure meah
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17
isi.ftTIsIC ~
TiiI MIlST.

TwELvE giant electric iocmo-
tircs, more powerful Than any
steam Or electric locomotives
we're constructed. are now being built
~ the General Electric company for
the chleaso. Milwaukee s. 81. Paui
railroad 10 haul ~ freight ana pas
seneor trains over the Rockies be-
tween Hariewton. Montana, aud Az
cry, Idaho. Thir elecinneation pro-
Jeci, comprising four engine divisions
and tofaflins $50 route miles. will
cost f~fb.e00,oo0. and will be the most
extensive railroad identification in
the world. Work has already been
started on the initial electrifichtlon
between Deer Lodge and Three
Forks, Montana. a distance Of ~
miles. ana Il n expected that the first
electric locomotive viii be hauiina
trains next October.
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17
Geographical Society Bulletin
Tells Facts About Bosnia

very little unprodrctive land wlihln
IT. confines, for what X not In grain,
fruit or meadow cultivation is pas
|lnrc land and forest. Moreover, Hos
mia Is Rich Ia minerals, which include
coal, iron, copper. chrome. mangu-
ncBc. cinnnbar, sinc and mercury.
Gold and silver were worked among
ltH mountains by the Romans. and,
ia those days. II WIS celebrated for
lta richness IN these precious metala.
II has. also. valuable salt mines and
marble quarrics.
This province. however, a. chiefly
agricultural. More than 20 ncr cci
OF the population Is engaged In farm-
ing the country according TO the most
untiqauted OF methods. Much Of the
fruitful land remains uncultivnted.
The chief European cereals and fruits
are raised. Tobacco IL M 81 BOs-
MAS best known products. and many
discriminating smokers IN all parts
OF the world lnsist upon the Bosnian
leaf. This tobacco. however. does not
compare In richness with the product
Of American. cuban or A~uEtrnlns.an
fields. II has n pale yeliowish Heal.
and has n spicy fragrance similar To
lthnt OF burning autumn leaves. Dried
plums and tobacco are two important
items OF the export. The a nnuai to-
bacco crop amounts To more than
5000 tons.
The province haa an area OF H.
i70 square miles, and a population oi
nearly 100000. This population IL
but little mixed. There IL a sprink-
ling OF Auatrians ana Hungarians,
mostly officials; gypHies. Italians and
! Jews. The Jews speak Spanish and
are the descendants OF those who flied
In the sixteenth century from spain
10 escape h inquisitiOn. ScraJevo,
! with about $1,000 inhabitants. "a the
capital OF Bosnia. This town In filled
with odd contrasts Of the past and
present OF the institutions. customs
and convenionccs 81 r. distant yoster-
dag by the side of the railway sta
ton ana the telegraph office. In this
respect. the city Ia typical OF tht
country"
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17

DHonLEMs o. Substitution Of
merchnndlse and their solution
formed an imroftant part OF
the mcellne In Kew FORK recently u
thc National wholesale Dry Goods
association, Fred r. Haishs. o. A.
> HASN'T 4 CO.. Of Nav York, made
An analytical address on the subject,
pointing out thats
Modern merchandising l. q scion-
tiac problem, ana the ,aosl SUCCESSFUL
merchant Is NJ who salusta his busi-
mess % the conaiuons hat confront
him from day to das. Time brings
changes. and men conducsins busi-
ness must recognize the modern fac
tors that are entering into the con-
duet o. fhr business.
The wonlcrfui growth Of advcrtis-
Ing must De taken into consideration.
This Il q day Of larse hnssness and
large advertising appropriations.
Advertising Il an Investment. not
an expense.
The easenco OF success IN the manu.
%factnring business h production.
In n fairly large business an In
%crsaae Of 10 per cent in production
win take caro- Of a large advertlsine
appropriation. whereas a large adj
vertiaing proposition usually adds
from % 70 SO per cent Increase IN
dcmand.
Tho advertising appropriation, won
a large one. therefore, eventually re-
suits 10 lowering. not Increasing
costs.
This problem has been proved -
satisfactorily that many concerns
have become nationaI advertisers TO
great advantage with regard to their
cost sheets. =
Every reputable manufacturer
these days trademarks his goods and
guarantees the qualify. lie takes
pride in his goods and educatcs the
trade to the merits OF bis goods and
endeavors as far a. possible TO STAN
dardize his selling prices.
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17

Wanhlnpttn D. G. April fs.-Do-
eorihinn Bosnia. which has been a
bone 81 ~contention IN southeastern
Europe FOR 80 many years, today'n
bulletin OF the National Geographic
society says:
BOSNIA has long been ain ambition
OF Ecrvla's and an Austrian thorn in
her side. Serbs have filled the Bos-
nlan villages and mines. and tho Ser
blan tonuc Is that spoken by most
OF the population. When the. Bos-
nlnns. In 1875, threw off the Turkish
yoke witch had become 10 calling es
TO be unbearable. the serbinna came
10 the aid Of their rebclling country
men. and during the war thore grew
up nm understanding between SER
bian and Bosnian leaders that WIS TO
have brought the union OF their re-
spectivc territories with the accom-
pliahmont Of bosnian freedom from
the porte. Russia Joined the Balkan
allies IN 1877. and the Hosnians soon
saw the objects Of their revolution
achieved.
''The reconstruction Of tho balkans
made imperative by the war was of-
fected BY the Congress Of Htrlin IN
ISIS. Serbian leaders knew that
their dream Of n Greater Serbia
would never receive attention from
Representatives OF the powers. but.
nevertheless, they were uhprcparcd
FOR tho disposition OF Bosnia and
Herzegovina that was finally taken.
For that matter. scrbians were not
the only Interested parties caught un-
prepared. The Serhinns were bitter
ly angered aud made anxious by the
act Of the congress authorizing Aus
trian occupation and administration
Of the rebelllous Turkish provinces.
In the arst place. Serbian expansion
into a rich and large territory was
definitely blocked. In the second
place. the Austro-Hungnrtan giant
closed more tightly around Serbinn
territory. The name of Octopus OF
the Halkans' was coined al that time
for application 10 the dual monarchy.
Bosnia Is "A land OF wooded mouE
tnins and fertile valleys. There b
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17
TEACHING BOYS HOW
TO INVEST MONEY

In the May Woman's Home Conn
panlon appears a page entitled An
Experience Meeting" on this PAGE
various mothers relate interesting aud
profitable experience with their
boys. ono woman tells Ia part ns
follows how she Interested her boys
IN tine study OF the Investment OF
money;
"When my three som were como 10
an age when they were commencing
10 carr spending money, I put into
practice "a scheme ! had long been
Formulating. Each hoy was presented
with an account hook and told 90
consider himself In possession OF ten
thousand dollars.
This imaginary money was 10 bo
Invested, on paper, aH each saw nt,
but dctalled accounts were 90 bee kept
Of purchases and salcE, deductions of
n lkcra' c0mmiesinnf. nnd interest,
"For the first few weeks after my
announcement the conversation In
Tour home WAS entirely 0f the stock
market and the postmsp pui In a daily
appearance ovcrburdenod by pros
p%ectuEea,
"Our first quarterly meeting
brought some interesting things "a
light. Bob was Overlooked with what
II knew 20 be wild ontn. although his
faith In them was implicit. John had
proved a conservative, with nothing
lpnying over five per cent on his List
whereas Max has several pages filled
with often changed investments.
Tho next meeting found hob q
..au -...w...4. a.
meet John had bern caught on q
down marktt. and IN hig n%ppfehen-
sion lad sold MANY % ne eeet mold
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17

This forms a delicious supper OF
luncheon dish. Either salmon, crab
or lobster may he usrd and both the
frcsh cooked and canned varieties
arc equally good. Flake the rah into
small particles and To- zach oupful
.add one chopped am pickle. n siice
Of minced green pepper, two table
%spoonruls Of chopped watorcrcas ANA
the grated yolk OF one hard-boiied
Cgg.
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17

n sponge with spirits Of hnrushorn or
ammonia and wash the stains visor-
oualy. Rinse AT uncc In clear wntcr,
as soap sets m ink and other acid
stains.
To eXtrac. reasc stuius from wall
paper. mix powdered pipe clay with
watcr Go tho consistency of cream. lay
h over b spots ana allow IL a. re-
main over night, when II may easily
DE removed with n knife or brush.
Mayunup!sc 90 Fish In l;amcllns,-
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17
THE LEvE1ImADED UNDER
WOOD.

n ENAToR UNDERWOOD OF Ala
hama Is one 81 the ievel-hoaded
leAa@s Of this nation. liif
sound judgment has been apparent
throughout his long and successful
political CAREER re rings the b,ll
once more IA an article IN a recent
number % Loallg's. which concludes;
fI.ci us inspire courage and give
AID q those leaders who. not by
chpneo but through merit, direct our
indusiry. control our trade, ana man
nee Dur finance. II Is not enough
for cur Rovcrnmont 70 permit them
- rlee IRON the prostitution that has
orerlaarp them and tselr affpirei g
....aI .~aoanthnnI|4 I0eIa. va
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17

( 1T BELONGS TO THE
( WHOLE STATE

(Artcsin Ncws1
The albuquerque Herald Gcvotoa "a
column editoriaily In an effort 10
populuri2e that institution. and this
Is a step in the right place.
The state university bolongs to the
people Of the state. They created a..
and they maintain II. Universities
are, ns q rule. ana almost without
exception. the host schools 10 be had.
but their success depends upon tho
support accorded them from over the
state such schools do not have adj
vance agents nor do they send out
advertising matter, aud their chief
disadvantage IL the little people know
about tho university. here IL n, and
no aud for HON Il IL rwun. So every
local paper IN the state should keep
up with the firHt clnss college and
give u al the pHbiicity possible.
--@~~-----
SPECIAL apaHqy o1pner a. Whit
The evening herald. [volume] (Albuquerque, New Mexico) 1914-1922, 1915-04-17


denly taken Il into his volatile head
20 experiment with the put all your
eggs into one bnaket, and then watch
thut basket idea. by common con
sent we voted Bob an imaginary two
hundred dollars with which 20 begin
all over again.
The boys gradually learned their
own weaknesses in regard To the
business world. ANA came 10 some
Profitable conclusions. Il was John
who won the prize money, The other
two boys congratulate him heartily,
but Insisted on continuing 10 play tho
game on a rival i've hundred imagin-
AIRY dollars each. since they found Il
too good fun 10 abandon.
Tive years litter, by strange coin
cidence. tho boys did come In for an
inheritance Of ten thousand dollars
Apiece, and time hns proved. that,
thanks to a timely experiment. 10y
were well prepared 10 take care 0l
a.
The star-independent. [volume] (Harrisburg, Pa.) 1904-1917, 1915-03-13
Preparing TO HEAR ST0UCH
Local Evangelistic Chorus viii Leave
For Lancaster on Tuesday
at O'Clock

Final plans for the excursion of
Harrisburgers to Lancaster next Tues
day evening to hear DIR. Henry w.
Slough, the evangelist will be made at
a meeting Monday night in Ridge
Avenue Methodist Episcopal church.
The songs to be sung by the Harris
burg Evangelistic committee under
whose direction the trip is to be held,
will be rehearsed at this meeting un-
der the, direction of Charles F. Clip
pimger, the leader.
Special round trip tickets at $3.50
for adults, and 75c for children can
be purchased at the following places:
Fountain grocery, Mulberry and Derry
streets, Central book store, Cotterel s
book store, Schell 8 seed store, Thir-
teenth and Market streets, the grocery
stores of G. E. Runkle, State and Lynn
streets, S. R. Harris, 1929 North Sixth
street, S. T. Kinsinger, Fourth and
Woodbine streets, and the MrCurdy
drug store, Steelton.
Railroad pass privileges will be
recognized on the special excursion
train. The special will leave the Penn
sylwania station for Lancaster at
O'Clock sharp, and returning reach
Harrisburg at 11.30. The Harrisburg
party will be met at the Lancaster sta
tion by the Lancaster tabernacle
chorus.