Askov American. [volume] (Askov, Pine County, Minn.) 1914-current, 1915-04-29

i He shall then ascertain the amour,
OF insurance In force upon all state
property and provide for such anas-
tional insurance as is necessary.
He shall certify to the state freasur-
er the amount OF insurance upon sncf,
property to be carried by the state
and order the state treasurer to credit
70 an account which shall be kept by
the treasurer and known as the state
insurance account. an amount which
snaIl be equal to the premium as FIX
ed by the commissioner of insurance
and the amount so credited by the
state treasurer to the state insurance
account shall be debited BY the state
treasurer to that account which shall
De kept upon his books with the prop-
er on1cer. agent. or board of trustees
or regents which may have such pub
NC buildings and property In its
charge. and the amount so debitad by
the state treasurer to said officer agent
or board shall be deducted by MIN
from any funds which may be In his
hands. or which may thereafter come
into his hands and payable to said Of
ncer, agent or board of trustees or re-
gents Tor insurance on state property
The state commissioner OF insurance
snail not cause any policies to be cam
ceiled which may be In effect on Au-
gust LIST, 1913. but shall provide for
the insurance of buildings and prop
erty as hereinbefore stated, increasing
the amount of state Insurance at such
times as the policies existing on Au-
gust LIST, 1918. may from time to time
expire so as to maintain at all times
the amount Of insurance required by
the provisions OF this act
Approved April 10. 1915.
CHAPTER lo0-s. r. No. SIT
AN ACT to authorize and REQUIRE
county Boards to construct bridges
on town roads where the State Drain
age Commission has constructed out
let's for State bitches In certain cases.
and to pay for the same out OF the
County Road and Bridge Fund
BE IT enacted by the Legislature OF the
State Of Minnesota:
Section /. Whenever the State Drain
age Commission shall have heretofore
constructed, or partly constructed, an
outlet for state ditch under the provi-
s1ons OF chapter 13S OF the General
Laws OF Minnesota for 1911, and which
state ditch was constructed under the
PROVISIONS Of chapter gel of the Cen
eral Laws or Minnesota for 1893, which
outlet has been constructed across a
town road at point other than where
the channel OF stream or river which
used Tor such outlet. crosses such town
road. the county board OF county in
which such outlet has been so con-
structed. Is hereby authorized, enlpow-
cred and directed to construct a sub
sthntial bridge suitable for public
travel across such outlet ditch on such
town road, at the place where such out
let ditch Is constructed across such
town road, and such bridge shall be
paid Tor out OF the road and bridge
1und Of such county
Sec. 3. This act shall take effect and
be in force from and after its passage.
Approved April 10, 1915.
CHAPTER 1o1--s. r. No. SIS.
AN ACT relating to premium rates
for Fire Insurance.
Be 1t enacted by the Legislature of
the State OF Minnesota:
Section 1. The commissioner of in
surance may address inquiries to any
individual, association or bureau.
which Is or has been engaged In max
ing rates or estimates for rates for
nre insurance upon property in this
state, in relation to Its organisation,
maintenance or operation, or any. 9th
er matter connected with its transac-
tons. and may require the fling OIL
schedules, rates, forms, rules, regula-
tons and other information, and it
shall be the duty of every such indi-
vidual, association or bureau, or some
officer thereof. to promptly make such
ming and reply to such inquiries In
writing.
The commissioner of insurance shall
have power to examine any such rat
ing bureau as often as he deems II
expedient to do SO, and shall do so
NOT less tnan once every three years
A report thereof shall be filed In his
Office. The commissioner of insurance
may waive such examination upon
the filing with him Of report OF such
examination made by some other In
surance department or proper super
vising officer within such three years
A statement with regard to such ex-
animation stall be made in the annual
report OF the commissioner Of insur-
ance.
Sec. g. No fire insurance company
or other insurer against the risk of
fire or lightning. nor any rating bu-
reau, shall fix or charge any rate for
fre insurance upon property In this
state which discriminates unfairly be-
tween risks in the application of like
charges and credits, or which discrim-
mates unfairly between risks of es-
sentially the same hazards and hav-
ing substantially the same degree OIL
protection against fire.
Any company or other insurer which
shall desire to make any variation
from the bureau rate upon any class
OF risks may do so but shall file with
the commissioner OF insurance and
with the bureau Of which It is a mem |
Der or to which 1t Is subscriber. a |
written statement Of such variation.
At least fifteen f15) days in advance
u such variation taking effect, |
and such variation shall be uni |
form and applicable to all risks OF,
essentially the same hazard in the |
class for which such variation IL made. |
Ii any insurer grants lower rate on /
any class of property than that fixed |
by the rating bureau OF which it In a |
member or subscriber, or by the Com
missioner of Insurance as provided by
his act. such rate shall not be In
,reased by such insurer until one year
has elapsed. without the approval of
he Commissioner of Insurance Pro
,ided that declaration filed with the
insurance Commissioner by any in
'urance company Of its intention toll
write insurance at uniform varia-
Ion OF certain per cent from the L
bureau rate, shall be a sufficient COM
,liance with the requirements of this !,
section.
Sec. g. Every fire insurance company
" other insurer authorized to effect I
insurance against the risks OF loss or
iamage by fire or lightning in this
tate shall maintain or be a member
# a rating bureau. No such insurer
hall be a member of more than one
'ating bureau for the purpose Of rat
ng the same risk. L
A rating bureau may consist OF one
IT. insurers and u-han