Pine Bluff daily graphic., 1915-03-12

.d his hearers not to epl eau ouI vlseo vlse,nch n or maybe some time when too needed help or wanted a. favor. tney ,oioht be difficult to locate tnsy nsyyontioning the fault-of some banks ne ather firms in maintaining too
 apa lines of credit, he illustrated
 lasn, lls ;oint by saying that mo man can nl' , husband to two wives and keep
 De e.eo in the family"
 pea'Gp pankers Must Aid Farmers.
 c Welty, agricultural commits
 . p of the Iron Mountain, urged
 su a.. tho bankers take a more person
 .u'a p interest in the advancement of the
 s.rm q, diyersification propaganda, and
 la, laannc;allv to strive to have every
 sss,oer ssyr in the state feed himself ana
 M his stock this year.
 DI ua went into some detail as to the
 n.nifold reasons why a continued
 ane'cron cotton plan should be
 su svo;ded, and cautioned his hearers
 aaortieularly or the danger of another
 p ,"rae nroduction of the staple this
 Soar % T not so large as last year, but
 yh y"h;ch will be too large to market
 srofitablv. "n especially as there will be
 , noo 00O or 100000 bales of cotton
 Ss,d S' over from the last crop ano
 nlaced on the market.
 Mr. Welty suggested that the bank
 ors read the farm papers and become
 thoroughly s posted on the problems
 which confront the farmers, that they mav he the better able to aid in
 raachlng a. solution, and concluded m again urging strongly that every banker b do everything possible to pre- vail upon the. farmers to feed them solves and thus avoid starvation and bankruptcy.
 Speaking on the subject sEffici- ency" B. L. Rice, vice president of the Bans of Commerce & Trust com nany, of Memphis, made an excellent and interesting talk, saying in part:
 Advice on efficiency has been given ill various forms from the be- ginning of the world. solomon began the practice, and if there were bank ing associations, as we know there were banks, in the time of Rameses the Great, have no doubt that some wise bank cashier at a convivial gathering like this, held under the shadows fthe Pyramids, solemnly informed these who were fortunate enough to attend, how they might, by strict attention to business marry as many wives and become some day the owner of as many camels as he had. None of these addresses have ever been reported, but if they had been, feel sure they Woald nave in one particular been just like those we baye heard so often, in that the ad- vice would be always given from the standpoint of the. officer to the em- lloye and never vice versa.
 NOW, it has occurred to me that the efficiency of an employe in a bank, or in any other institution, does not altogether depend on the employe himself. I do not believe that an er- fic'ent subordinate can be made Out Of combination dope fienu and poker player, but ] do believe that a who under favorable might develop into valu- able and useful banker, can be thor oughly demoralized and made iner- ficient by a superior officer who is himself careless in his methods of business and indifferent to errors and mistakes. And the aspect Of the case demands from the superior the same efficiency on his own part which he requires from his subordi- nate. No bank clerk, or any other clerk, stands the chance he ought le have of becoming valuable in any capacity ii he has before him every ray the example of a superior who neglects or ignores those rules of business which make successful business man.
 There is also another considera- ton which should never be overlook cd by the superior officer who wishes 10 nave efficient work, and that Is laat nothing like fayoritism from any personal or family reason should ever Oe permitted to appear in his man. agement. 1 know the temptation to give a preference for personal req sens is sometimes strongly present, out 1t is wise in such cases to avoid us appearance and let the doubt be ueclded adversely to the inclination. Tn encouraging and cultivating Ae efficiency of employees it is nee essary to remember that there is 8 great deal of difference between a sooo s,. captain and a good lieutenant. Mhat l mean to say is that some men are efficient only in doing ex- octly what they are told to do, but are CT lie value in any situation which requires the exercise of Judgment qua the willing assumption of re- spo Such men are not only ~! competent to fill positions re- H..u!lhg '. the exercise ot discretion, but ~ IS an injustice to place tnen4 in sncn aa attitude. Other men are ao mehtally constituted as to do their H"l U, thinking and to act independent is' ;s u IS mistake to place such ancu ~ positions requiring only mechani' sa! .s edort. They will uncoIsciously sspel against authority and will, so solietlmes without intending to dc tions. 'e '' -' '0 ., Nothing so completely demoralizez ~ institution as to import an out sn s,uer to fill vacancy if there arc ~ cupioyes in service who are worthy |. itomotlon. Such action colN2lete- m ~ aparalyzes all hope of advancemsn' sut s.;. destroys all interest In the 1n- St2tuLlOQ. J1 norfoo%I,, ,.ou,,1o tod