davidaulloa/AmericanStories huggingface dataset:
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1915-12-24
Low Interest Rates.

The terms for which loans are made
range from IL months to three years,
the average being about one year. In
case Of failure Of crop, In bad sea,
sons, the loans are extended for addI-
tional periods. A very common form
Of loan Is that made on current nc.
count. In this case the loan il ap
proved up to q certain amount, but
the money is drawn out only as need
cd, interest being charged only on tho
amount used. II the money is misused
the loan can be called at any time.
Funds for the use OF members ara
derived from the sale OF capital stock,
one-half per cent; from reserve funds
accumulated from previous years, PIG
per cent; from savings deposits and
current accounts, IS per cent; from
central associations, referred to later,
11.2 per cent Deposits are accepted
from anyone, but only members are
allowed to keep current accounts
The rates at which loans are made
to members are very low, averaging
from T. to t. per cent This con
dition ID made possible from the fact
that these banke are cooperative in
fact as well a. in name Usually no
dividends are paid on capital stock,
all earnings being carried to the re-
serve funds. The more successful the
bank the lower are the rates or inter
est charged to members. The profit
sharing-policy, together with the ex.
ceedingly low cost On administration,
gives to the farmer exactly what he
needs, abundant working capital, mt N
very low rate or interest, for periods
Of time that will enable him to plant
a crop and await its maturity before
being called upon to repay the loan.
A National System.
Each or these local Rural Banks I'm
combined into provincial union, no
the head of which is the provincial
bank which serves a. clearing house
for the local banks. These provincial
banks tend to equaliZe the surplus
funds OF the several banks and furnish
capital to the local banks for loans
to their members at cost of about
one-half per cent more than il paid on
depc.its. The provincial banks are In
turn united with the National FEEDER
alton Of Darmstadt which j. an asso-
citation OF practically NH OF the agri-
cultural cooperative societies Of Ger
many.
The Rural Banks or each province
are united to form Central Cooper
alive Association for the purchase and
sale for members or agricultural prod
ucts on a Wholesale basis or for carry
Ing on cooperative enterprises Of any
kind
Thus the Raiffeisen Rural Credit
Banks provide their members with
abundant capital mt low rates or inter
est for periods suited to their needs
and enable them to cooperate on Q
scale scarcely dreamed of iE America
They enable tho German farmers to
cultivate better, fertiliEe better, take
better care or their land and harvest
ana market their erops to better nd
vantage. Above all they furnish the
machinery for effective and oGicient
cooperation.
Omaha daily bee., 1915-03-16
Record Of Reckless Extravaganza.

A more complete indictment OF the demo-
cratic administration Is not extant than that
found in the statement just issued by Chairman
Fitzgerald Of the ways and means committee OF
the house. It shows that the sixty-third con
gress just adjourned has made the biggest
total OF appropriations on record, exceeding by
more than one hundred millions the record OF
the sxty-second congress- and by nearly two
hundred millions the total appropriated by the
Sixty-first the last congress controlled by tho
republicans. For its two years OF existence the
Sixty-third congress spent OF public money the
stupendous total OF 1921 100000, and this
huge sum of expense was piled up by an admin
istration that made the crux Of It's campaign for
popular support the denunciation OF republican
extravaganza!
Promises of economy made in that campaign
we're flung aside with other campaign pledges,
and appropriations we're made with utter disre-
gard for the income OF the treasury or business
conditions OF the country New forms OF taxa
ton we're devised, and a war tax levied, but Mr..
Fitzgerald estimates that IL no change for the
better is made, the deficit on June 80 will be
s1ss. 900. 900 The recklessness Of this course
is sufficient to condemn the party responsible
for it, Mr.. Fitzgerald's complaint that the
method of making appropriations is unscientific
will not exculpate the majority party from its
responsibility
Mr. Gillette. ranking republican member Of
the committee on ways and means places some
of the blame where II properly belongs, when he
says:
The executive has been reckless and inn
prov,dent than congress and with less excuse. The
prevalent opinion is mainly to blame Is
incorrect It's the executive which Is primarily at
fault Il ought be vastly easier for the president
and cabinet a small executive body exempt from the
dangers Of log rolling TO the field, calculate
the revenues and cut the estimates to correspond.
The change in methods of handling the bust
ness OF making the appropriations. demanded
by both Messrs. Fitzgerald and Gillette, will
come, but not until the country is freed from
the menace OF democratic mismanagement. and
the republican party Is again in control.
Omaha daily bee., 1915-03-16
Lincoln Beachex: Dare. Devil.

lightly-built flying machine failed under
the stress OF a desperate feat attempted by Lin
coin Beachey. most adventurous OF all airmen,
and brought spectacular end TO a career that
was full Of thrills. Daily Beachey pushed his
daring beyond the limit of reason to supply
sensation for the multitude. He did 1t with
full knowledge OF the risks involved, risks
those OF mankind who are bound to solid earth
know nothing Of and found his reward In the
piaudits of the populace and the cash paid him
for assuming the jeopardy OF his calling. His
fearlessness has been much deseanted upon, its
service beins, as far as known, that he might be
cited as an example to others who are trained
in the hazardous vocation OF the aviator. The
use he made OF his skill was to cater to mans
insatiAte craving for some new thrill. and in
this he was supported by an equally unsatisfied
ambition to accomplish what no other had done.
Many foolhardy flyers are initiating Beaehay,
turning flip-flaps high above the earth, with
death continually smiling at them. but 1t may
be seriously questioned H. the science of avia-
ton is benefited even in the remotest by their
exhibitions.
Omaha daily bee., 1915-03-16
Women's Activities

Mrs. f. II. Town of Washington, d. c.,
thinks that politics should be taught in
the schools The fundamentals OF law
should be taught in the schools. she said.
and parliamentary law is merely courtesy
with the personal left out.
Mrs. II. F. Dimock of Washington is
still working hard to secure the neces-
sary funds for the George Washington
memorial which is to be erected in Wash
ington at cost OF s2OOo.oOO Mrs. Dimock
is the president Of the Memorial society.
DR.. Anna Shaw has just returned from
a trip to the south, where she was re-
ceived with the greatest applause wher-
ever she spoke. In Alabama, it Is said
that her speech had done more to &C
quaint the people with the real facts of
suffrage than they had ever heard be-
fore. Crowds were turned away wherever
she went.
Mrs. Henry Willard. the daughter of
William Lloyd Garrison, who did so much
to free the negro. went through the
streets in New York where coiored people
live, last Sunday, and presented the mat
ter OF woman suffrage to them. She told
them what her father had done for them
and asked them to vote for woman suf-
frage in return.
Six little girls from the Washington
public schools bore the petition. signed by
hundreds OF thousands OF children, beg
ging the powers at war TO consent to
peace, to the secretary OF state. Miss
Kate Devereaux Blake OF New York
brought the petition to Washington in a
big trunk. 1t had been signed by chill
dren OF forty-four states.
The Connecticut Daughters OF the
Revolution have found out why George
Washington cut down the cherry tree,
and they are going to do likewise. They
want the time TO come when throughout
the state whenever any one asks, who
cut down the cherry tree" from every
farm and roadside will come a great
shout. II did" The fact IL that the wild
| cherry tree breeds the tent caterpillar
that has done so much harm all over
the country, and the only way to get
rid Of It seems to be to cut down the
| trees and burn them.
Omaha daily bee., 1915-03-16
PAGAN TO GERMANY.

prof w. p. Trent OF Columbia uniiyeT-
sitv has contributed to the New loIN
Staats-Zeitung the following poem' en-
titled Germany 1918
Fronting the world. she stands erect
In valor. strength, and self-respect
The threats and insults Of her Toes
She answers grim. with sCorn ana plo"9'
In peace, a wisely ordered state;
In war, she shows herself as great;
Witness, the drenching blood that stains
Polonisn. Gallo, Belgian plains -.,ro
Whilst Britain's coasts at spectres STARE
That leap from sea, or drop from ar
The world ere now such marvel saw
Never. and halts 'twixt rage and awe;
Vain rage. This stark. consummate hls"N
Is girt with adamantine right
The right to live beneath the sun
The right to hold what has been won
By toll and science, thrift and art
In camp and farm in school and mart
A right which still without avail
Revenge and cant and greed assail
Before such prowess rage must sink,
And generous minds be bold to think.
Hypocrisy hath here no place;
Barbarian THAT imperial race!
BY heaven, yon Germany, today
Holding so splendidly at bay y
Those variegated tribes Of men,
Is not a thing to hunt and pen! -
Enough of blind, hysteric fear,
Enough of menace, Vaunt, and sheer,
Enough OF CHASTITY tales untruel
Give the heroic state her due!
Strength to her arms, and to her brow
All glory that the gods allow!
Omaha daily bee., 1915-03-16
CHEEKY CHAFF.

Il hear that Jones is on his uppers:
Il guess so. I met him this morning
feet in a few AGGRESSION Trans
script.
Pop. are people always bad-tempered
''of course. not. What makes you ask
that7'
'Then why do they always have such
cross examinations reg-Balumore
American.
7 viii not be going cut much during
Lent SAID the girl t hope you VIII
Thank you.' replied the man with q
suspicious nature. But are YOU contem-
plating a pleasure or a ponance. Wash
ington Star.
Look here. willlei" a trife impa-
tientiy. said the little lads sire. You
mustn't be talking when ! am trying to
read. Keep still for a little while now. "
How still shall keep, papaT' inquired
the ingenious youngster.
AS still as a vice president my SON.
Judge.
81 wonder how Columbus got he idea
that the world was roundY'
II don't know that there Is anything
man along in middle age begins to get
the idea that the world is not exactly
square. Louisville courier-Journal.
Teaeher-Tommy. you may define the
difference between "a while and "a
time"
Tommy-Why. when pa says he's going
downtown for a while ma says she'll bet
he's going for time.-Boston Trans
script.
The prisoners lawyer was making an
imprisoned appeal TO the jury.
1T were better ne Numbered, that
Omaha daily bee., 1915-03-16
wanted-A Bill Of Particulars.

On the floor Of the state senate at Lincoln
the other day. Senator Dodge made the specific
charge that the presiding officer OF that body at
the last session. Lieutenant Governor MeKelvie
had packed" a conference committee in the in
terest OF the so-called Omaha gas franchise bill
Reference to the senate journal for 1918 dis
closes this record on this measure, otherwise
known as House Roll No. 336;
Mr. President: move that conference com
mittee be appointed on House Roll No sse-podge
Tho motion prevailed.
The president appointed the following senators a
conference committee House Roll No 1856:
Charles Saunders. J. A. Oils. b. X. Bushee.
IL strikes us that 1t is up to Senator Dodge
to make his complaint more specific, and to tell
Just how this committee was packed
Was II packed" by putting Senator saun-
ders ON IL?
Was II packed" by putting Senator Oils
on ite
Was 1t packed" by putting Senator Bushee
on Il?
Let us have the bill of particulars.
Omaha daily bee., 1915-03-16
Editorial Snapshots

Boston Transcript: II is some consola-
ton 70 realize that amidst the general
Mexican pussy-footedness the Kickapoo
Indians at least are living up to the front
half OF their name.
Houston Post: Anyway. the old-fash
toned woman who has for her motto.
Babies are better than ballots" Is not
going out of style with the men who keep
up with the market quotations on mar
rlage licenses.
indianapolis News; The failure of con-
Eress 20 Appropriate money for elaborate
ceremonies in connection with the open
ing OF the Panama canal will not. how
ever. lessen in the least the canals COM
mercial usefulness
Boston Transcript; For the first time
a squad OF trained British war corre-
spondents has been permitted to so TO the
front They report unanimously that
Tommy Atlins's favorite expression is
top dog" Marvellous!
Brooklyn Eagle: Nobody viii quote
the famous Gilbert, lines. when l first
put this uniform en- snent Cocktails pro-
motion TO be a major general. The benev-
olent and argas-eyed car OF Panama 9
canal zone may not wear a uniform al
all. lie has his own way Of looking AT
things
Louisville CourieF-Journal; Daniel @.
Reid. who says that men capable OF oper-
atlng soc miles Of railroad are entitled
20 all they can get in the way of salary
IL quite right, but IL does not follow the
the railroads are entitled TO everything
they want in order that they may pay
great salaries
Omaha daily bee., 1915-03-16

The first preliminary meeting OF the great Moody
convention held the First Baptist church. Eff
tenth and Davenport. Rev. Mr.. Hall delivering the
sernon and announcing that Mr.. Moody will he here
tomorrow and speak at each and every meeting dur
ing the convention
partial eclipse OF the sun was witnessed a. Omaha
beginning az 1920 this morning and continuing until
l250 D. M Il Was generally observed through smoked
glass the clouds lifting just al the right time 10 make
Il observable.
Leslie n shaw OF shaw 4 Kuehnls, the well known
law firm OF Denison Ia has been IN the city the
asst week
Frank handle who h viaiting friends In Omaha.
WIN leave during the coming week for ST. Louis where
he win play with the Lucas base ball team.
Constable George Kari. returning nom a highly
nsuccessfu duck hunt up the Platte river. reports
that the river e frozen over and that ducks are not
nyinE low these days.
Henry Lehman Of wall paper fame hss enne east
on BUSINESS
Clinton Powell the well known attorney. made Tie
apoearauce the for the first time since his
frrorefy rom attack Of eryspeaa IN the foot
Omaha daily bee., 1915-03-16
d5eBeeSG&
.SMSR0af


Too Much Athletics.
SOUTH OMAHA. March l5.-To the
Editor Of The Bee. The case Of the fine
and manly high school boy Louis Foley
shows what happens when the athletic
business IL carried too far in the schools.
lie IL probably crippled for life, when II
he had engaged in the old fashioned
walking and running matches he might
be whole today.
When / was boy people all said |
would die from consumption before was
Il years old and they came near seeing
the prediction come true. for I began to
spit blood and l was scared myself. But
1 began to walk and run and became so
expert finally that 1 beat all OF the
boys OF my home town and also quit spit
ting blood. Many a time I walked a mile
in ten minutes on the level roads of
Illinois and at times when / made spe-
cial efforts I walked a mile in eight and
nine minutes.
Even now I walk not less than six
miles nearly every day of the year 20 and
from my office and have not missed a
meal for want of an appetite for grub
for many years past. II IL so long since
/ was too sick to eat that the time has
passed from my memory.
1t Is time the foot ball and other rough
plays where some one Is always getting
hurt were cut out and the boys and
girls started in walking and running
matches where they do not get hurt by
coming roughly in contact with one an
other as they do in foot ball and basket
ball games.
Sometimes old ways are the best even
~ they are not so spectacular The case
of Louis Foley is not the only one. for
there are many of them every year. and
It is time change of program was had.
Athletes do not stand hardships any bet
ter than those who do not engage In
rough sports. and a great many times
their lives are cut short by vicious ath-
letics. F. A. AGNEW.
Omaha daily bee., 1915-03-16
Here's the Information.

OMAHA. March 15.-To the Editor Of
The Bee: c. S. Martin OF Broken Bow
asks where l get my information on
municipal electric plants. Anyone en-
closing Is cents for Facts on Municipal
Ownership published by Public Service
Publishing company, Peoples Gas build
ing, Chicago, ILL.,. can get some interest
ing data. / am a civil engineer and have
spent some ten years of may life in sur
veys and outlining water power PROPOSE
tons on the Loup and Platte rivers and
have also examined some municipal
electric light and private plants, many
Of which are poorly operated. Another
good book to read lie IAN Expensive Elk
pertinent on Hydro Electric Power for
Ontario" by r. ?. Bolton. published IN
New York.
w. ]. M'EATHRoN, c. E.,
1918 Omaha National Building.
Omaha daily bee., 1915-03-16
Twice Told Tales
Indian Nerve.

Making an address recently Congressman Victor
Murdock of Kansas referred to the subject OF
and told this story a striking example:
Some time ago old Indian in the west broke
his axe handle and farmer, taking pity on him.
fitted the tool with q from his own supply.
Then noticing that the axe very dull Uncle Josh
decided TO add his kindness by sharpening It. To
this end he asked the Indian to turn the grndsone
We'll what is it, wonderingly asked the farmer,
noticing that the Indian persisted In hanging around
after the job DONE rs there anything else you
want?"
YES SIR" was the prompt rejoinder of the Indian
You no pay me"
mot pay yOu!" exclaimed the farmer. with per-
picked expression "Not pay you for whatT'
''For turn srindstoner' calmly answered the chief
twenty-five cents philadelphia Telegraph.
Omaha daily bee., 1915-03-16
The peraOnnI Note.

In a town In the west there is church that has
bright young pastor but the attendance lie unfortu-
nately small Among the practitioners there is
beautiful young widow. evening Just the little
widow was about to leave the ediflce. she was adj
dressed by the deacon. ttI-.l+
Good evening. sister. he cordially remarked, with
the usual hand-shake. "IIow did you like the sermon
this evening"
Il think that Il was just perfectly lovely for
anything" was the enthusiasts reply OF the widow
1T was indeed' heartily returned the deacon. II
only wish that larger conversations would come to
hear him"
so do l." declared the pretty little widow The
CONGREGATION was small tonight that time the
parson said dearly beloved 1 positively blushed."-
PHILADELPHIA Telegraph.
Omaha daily bee., 1915-03-16
nr,rht Policemen.

During the early period Of the work on the Panama
canal many persons were injured by, jumping and
of trains In motion the Panama Tairoad There
were on police force many West Indians who
we're trained ana capable men. but ineurahiy literal
An order was ssued the force arrest person
found jumping ON or off train in motion. and tho
next day two West Indian policemen brought into a
police station white who was struggiing fereely
20 break away from them
what have you arrested him forf asked the police
serEeant who duty.
s'For jumping ON and of the rear Of train, sab
one OF the policemen replied,
sJhe blamed foOls.n cried the ARRESTED man i m
the brakeman,'s Youths Companion,
Omaha daily bee., 1915-03-16

rinetv-nine innocent men escape tlSH
that one guilty be punished. -. a. o.,
81 cannot allow that statement 10 "a
10 the iurv unchallcnged' said the learheu
Judge. ,--, ,,,s
"Exception." thundsred the lawyer. sn9
the jury promptly Not'd 20 aCu''' wv
one guilty. Philadelphia Ledger
Omaha daily bee., 1915-03-16
Thimblerigring in Mexico.

Now you see 1t. and now you don't" is
being played to the very limit in Mexico just
now. Carranza orders a port closed against
American commerce; in face OF the presence OF
an American warship. with instructions to disre-
gard the attempted embargo, Carranza revokes
his order. Both Carranza and zapata promise
indemnity and reparation in the fullest for the
death OF an American. murdered by Mexican
mob, but who is going to pledge for either of
these leaders, their own impotence. so far as
maintaining order is concerned, being fully es
tablished.
Whether the artful dodgers who have
brought about the present deplorable state OF
affairs in Mexico can undo some OF their own
mischief is uncertain. II IL certain they cannot
much longer be tolerated to pursue unrestrained
their course OF lawless wreckage.
American warships are now in harbor az
Vera Cruz and Progreso; American communities
ton with Mexico at these principal ports is car
ried on under the guns Of the navy. This very
near approach to war conditions show how
serious the situation has become. and how near
we have come to the end of "watchful waiting.
Omaha daily bee., 1915-03-16

President Vail of the big telephone company
says there are 100000 men out OF employment
in this country whose yearly earnings should
be $3.50. 900. OOO or course it's a mere coin
cldence that this happens to happen along with
the advent OF q democratic administration.
Omaha daily bee., 1915-03-16

II must have been in the cards for Birdman
Beachey to give last thrilling performance
but just the same. there is. satisfaction in the
thought that his flights over Omaha last fall
were all safe and successful.
Omaha daily bee., 1915-03-16

Let us repeat that II the municipal light bill
insured complete enforcement OF its manage
ment from politics. the opposition would be re-
dueed TO those directly interested in the exist
ing private plant The refusal Of the promoter
sponsors OF the measure TO incorporate eivil
service provisions would indicate that they
think more OF building up political machine
than Of achieving the promised benefits Of pub
lie owpeFship to the people
Omaha daily bee., 1915-03-16

Children of the suburbs need not worry All
the plain and fancy playthings will be cared for
In the big tent.
Omaha daily bee., 1915-03-16

Old Man Winter evidently finds that
snow habit ciinging to him even after he wants
to shake II off.
Omaha daily bee., 1915-03-16

''watchful waiting" is, also the policy OF tho
allies warships that are just sticking around
TIL the Prinz Eitei Friedrich comes out of Nor
folk harbor or interns.
Omaha daily bee., 1915-03-16

What's the use investing millions in battle
Hhips and cruisers just for little inexpensive
submarines to sink?
Omaha daily bee., 1915-03-16

The life OF an aviator hangs by the threads
of his canvas wings The hold is altogether too
slender to justify the aerial thrills which are
little short OF a challenge to death.
Omaha daily bee., 1915-03-16

Judglng by reports from Turkish sources
the allied fleet in the DardaneIes cannot hit
the side OF Asia Minor.
Omaha daily bee., 1915-03-16

Car Nicholas is going to the front. Having
500 miles OF 1t. he can't miss it. Moreover. the
Omaha daily bee., 1915-03-16

Every time John Bull rsjoiees over his su-
premsey ON the sea a German undersea craft
hobs up and throws torpedo under his belt
Omaha daily bee., 1915-03-16

While the lawmakers are about 1t, why not
shrink the weight OF bushei of wheat?
Omaha daily bee., 1915-03-16

Those Wright brothers had the right idea
when they decided to let others do the flying.
Omaha daily bee., 1915-03-16

Granting new trial TO the cash registe
people Is Judicial hint to Uncle Sam to ring of
Omaha daily bee., 1915-03-16

Come on in. you wouid-be city commission
ers. The running is fine.
Omaha daily bee., 1915-03-16

only ten more days for throwing hats into
the city election rims.
Omaha daily bee., 1915-03-16
Thought for the Day


Setecte0 Dy n4ra. ~. EV0 Notfm20
The longer on hss earth we kUs
And soeioh the Uariovs qualities Of mon
The more pe feel the high. rn-tegured beauty
OF plain dsUotsdasss 10 duty.
Steadfast and sta, nor paid Nth mortal praise,
Btst finding amplss. recompense
For lies ungdrIandsd expense
In cork done squarsIy, and unrdstsd days.
JOINTS Russell LolOeH.
Omaha daily bee., 1915-03-16

Refrain soon to be popular at Lincoln; w
are sifters We are liftersl"
Omaha daily bee., 1915-03-16

Greater Omaha also wants it's rightful place
in the sun.