davidaulloa/AmericanStories huggingface dataset:
Evening star., 1915-04-09
PLANS TO ELIMINATE
CLEARANCE CHARGES
Federal Reserve Bank Adopts Sys-
TEN to Curtail Out tot Town
Check Fees.

The elimination of exchange charges
on out-of town clearances is expected
to result from the plan of the federal
reserve board TO hold a clearance fund
in Washington against clearances be
tween the federal reserve banks. 1t is
also expected that the power of larger
banks to demand balances from smaller
correspondence banks. also members of
the system. will cease to a great extent
with the absence of general necessity
for any correspondents arrangement.
The federal reserve board will not
actually clear any checks passing be
tween the federal reserve banks. 1t
will he bookkeeper for such transac
tons In the clearances Of checks
there will be three distinct processes.
Each of tne twelve reserve banks
will clear checks for member banks
of the same district: checks ard drafts
and notes payable at member banks
in the same district will be exchanged
and the balances adjusted between the
clearing banks without reference to
the federal reserve board. Such paper
as is PAYABLE at a bank in another fed
eral reserve district will be sent to the
federal reserve bank of that district
by the receiving federal reserve bank:
the federal reserve bank receiving such
paper for direct collection will make
the collection and report the amount
of the total credit on account of such
collections to the federal reserve
board.
Evening star., 1915-04-09
Speculation Is Broadened.

Speculation drifted into other chan
nels during the early afternoon. with
notable strength in Rock Island and
Rubber shares
Later the leaders again became the
center of fresh buying movement at
higher prices.
Evening star., 1915-04-09
Richmond Welcomes Jess Willard.

RICHMOND, Va, April 9.-Jess will
lard. the new heavyweight champion.
and his party arrived here at IL o'clock X
today and was given a hearty recep-
tion before continuing his trip to New
York.
Evening star., 1915-04-09
LIVERPOOL.

LIVERPOOL. April 9.-Wheat-Spot
No. Manitoba, 13s I'd: No. 5. 13s 31.d !:
No. hard winter. 13s 11ad
Corn-Spot, American mixed. new, is
I'd: American mixed, old, SIS I'D.
Evening star., 1915-04-09

"Auntle. did you ever get a pro-
posal?"
Once. dear. gentleman asked mo
to marry him over the telephone, hut
he had the wrong number.''-LouisyIlle
CouraeP-J ournAl
Evening star., 1915-04-09
Corn Eases Off.

Corn eased off with wheat. but a
better domestic cash inquiry soon
brought about an upturn. Shorts COW
cred freely. The opening. which varied
from a shade to L lower. was follow ed
by moderate gains all around.
oats held relatively steady. Pit
traders were the only sellers.
Higher prices for hogs lifted pro-
visions. Reports that shipments Of
livestock from Chicago would be gem
orally resumed next week helped to
strengthen the market
Evening star., 1915-04-09
Matter of Bookkeeping.

So the matter then becomes merely
the subject of bookkeeping and of
transfer of credits on the books, rep
resentative of a transfer of credit in
the reserve fund for clearances to be
kept in Washington.
Each federal reserve bank will be charg-
ed with the amount of its collections of
exchanges from other federal reserve
banks: each federal reserve bank will
be credited with the amount of the
clearances sent by it to other reserve
banks as soon as reported collected.
That, in effect. is the clearance method
devised for the new federal reserve
system.
The metropolitan banks will no
longer find it possible to demand that
their correspondent banks leave with
them large deposits OF their funds.
Nor viii! they have the power to exact
exchange fees or checks on out-of-
town banks. as The clearance plan OBJ
viate. the necessity.
About S4000,0o0 q day. it has been
estimated is the tribute paid to the
big banks OF New York city, III ex-
change charges, by smaller banks In
the Immediate vicinity of that city. Ex-
chanae fees have formed large part
of many banks earnings
Evening star., 1915-04-09
Exchange Banks Anniversary.

The Exchange Bank of Washington
celebrated its first anniversary last
night at birthday dinner held at
the Powhatan Hotel. Practically all
the officers and directors of the institu-
ton we're present. and among the
guests We're officers of national banks
OF Washington and Baltimore, who
spoke in terms of praise of the record
made by the Exchange Bank during
ne first year of Its existance. Dr.
Mark r. Finley was toastmaster.
f.oD.rt y. Harper, president of the
District National Bank of this city,
urged the directors of the Exchange
Bank 10 preserve th. identity OF the
institution as Il neighborhood bank.
You nave a capital of $4,000, which
is sufficient do not increase IT,. advised
Mr Harper Keep the Exchange Bank
= uelghborhood bank, for therein will be
YOUR success,
competitors should begin TO critcise your
methods or your condition you may then
i.e sure that they are beginning TO feel
he effects Of your success.
Others who spoke were Theodore y.
tt4stiu. assistant cashier OF the National
f5.tuk vt Baltimore A. 9. Chaplain. presi-
dtui OF the Commercial National Bank
" tn4s city Tucker *. Sands. vice presi-
dcut Of the same institution Wade II
cooper. president Of the Union Savings
Bank, aud Dr. Elmer Sothoron, chairman
nf the executive committee of the Ex
change Bank
tmorg those present at the dinner
'ere ~. Marx r. Finley, Robert y.
Harper \. .. ciapham. Tucker X.
sands Theodore y Austin. William X
%I-el. JoItu r. Kelley. William r. Cam :
i,'tor. Charles Bowman. ". H. Cooper.
.flcx.'ft'r j. .'chwarz. DR.. Elmer Soth-
arou. John H. FLYNN. NJ F.. Buckley, Dr.
~. ~, H,NOn, j. v. Donovan, Victor j.
l.N.,as. Frank Z. Ghiselli. William v
'irittu Hugh r. Harvey, S W. Henry.
= clinton James, II. a. Lingcr, jr.; =.
=. INLAND. II. y. i'olkinhorn, W *.
Ec"ye. ~ Grant Smith, f.. W. White
side. Dr George q. Havenner. Walter
Spauls, g. johannes. Dr. G. l.. q. An
derSoTi. II \. Baker. j. Robert English
Edward Voigt, Irwin r. Donohoe, q.
Sigfauud. John Ticer. II. 'Chesley Rob
err V. Ia Dow. Dr. Sothoron Key, DR..
James y. JeNries.
Evening star., 1915-04-09
NEW YORK.

NEW YORK. April 19.-Flour-Quiet
Pork-Steady.
Beef-Steady.
Lard-F'irm; middle west, 9.sOae.9O.
Molasses-Steady
Hay-Firm: No. 1, 1.o7 1aa1.10
Enthusiastically
Leatber-F'irm
Evening star., 1915-04-09
RAILWAY COMMON ACTIVE
WITH ADVANCE TO 80 IA
Higher Prices Bring Out Stock More
Freely-Bonds Also Show
Better Tone.
Richmond Regional Bank Plans
Clearings and Reports Progress.
Exchange Bank Year Old.
BY I. A. FLEMING.

Washington Railway aud Electflc
common stock furnished the SENSATION
of the stock exchange today. when IL
was taken from SS'. and run up IN
short order. with sales of 80 shares
in quotation lots. TO S9i4. practicaliy
-, points rise from the usual price
Not IN months has as much railway
common been sold at amy one session.
For the wear to date the sales nave
been but 0?1 shares.
Railway preferred was steady at 81.
The bond market showed q little bet
ter tone. nj least for the issues traded
VA Capital Traction IS sold lo"S, !:
I,oturu;tr consolidated IS at 1909 and
Riggs Realty ~. long maturity. at 1o2.
Evening star., 1915-04-09
Treasury's Net Balance. s2s.214,Os4

At the close of business April ! the
net balance in the United States Treas
ury was but s2s,2l4.0s4, the excess of
payments over receipts in the general
fund for that day having been s2.524,-
uSs
Disbursements by the Treasury De
partmenr for April exceeded receipts
by Ss:3,193. making the excess dis
bursements over receipts for the fiscal
Year to that date s116.9I7.041, as com
pared with excess disbursements of
sa5.ss1.326 to the corresponding date
for the previous fiscal year.
Evening star., 1915-04-09
British Gold for Argentina.

LONDON, April 9.-The Bank OF Eng
land today earmarlSed f257.o0o In sover-
eigns for Argentina account.
Evening star., 1915-04-09

Selling Ex Dividend Today.
American Coal Products Company
pfd., Ia.
Hourly Saies of stocks To-day.
To II am. 27s,000 To II m. . 5l5,I0o
To / pm, 7S6.I00 To 2p.m.. 982,2OO
Evening star., 1915-04-09
Report of Regional Bank.

TIN. regional reserve bank at Richmond,
Va, has just issued q report OF ITS opera
tons. under date OF April ). setting forth
the success of the federal reserve system
at large aud of its own efforts specifically
y large part Of the credit for the 'abund-
auce Of money and prosperity III the lace
OF tho F.uropean war are laid at the door
Of the federal monetary system. none TO
the credit of the Adrch-Nreeland act
Coming down to figures the circular let
ter SctS forth the fact that the Richmond
regional bank has made rediscounts of
Ss.7a%.iSS.ti. the greater part of it. or
S55S",:p -. at A.. per cent the rest at
4'', To & per cent.
Th.. District of Columbia reserve
banks. despite the general idea that
there is plenty of money in the institu-
lions here. has rediscounted S165.25,.eO
OF commercial paper Maryland MEM
her banks. with the facilities for re-
discouHtinc in Baltimore have used but
So. i:.3. Of the regional banks cash.
North and South Carolina have been
the big borrowers aud Virginia banks
az we'll The North Carolina banks
have rcdiscouuted 5000. 1893 of pa
per: South caroliua,s rediscounts total
s2.0S1 .0g:.S-. Virginia banks rcdis-
"ouVtcd paper to the amount of Sl,6S1,-
6$n.2--
West Virginia banks have proba bly,
uscd Washington. Baltimore and Pitts
burgh for rsdiscounts more than Rich
Wond. for their total rcdiscounts were
only S10n,l71.31.
The total resources of the Richmond
regional bank arc sl5.s2a.3S1.
Announcement is made that the gov
grnor OF the bank. George J. Seay. who
signs the circular from which these
figures are taken. that there will be
made public. within few days, of
plan for the collection of checks be-
tween member banks in the fifth dis
trict.
Mr., SeaN. referring to the threat of
trouble in financial way following the
declaration of war, states that there
have been other times when conditions
were just as threatening. but that the
last emergency was better handled
THAT'S all .
Evening star., 1915-04-09
SHOWERS IN DRY SECTIONS
AFFECT WHEAT MARKET
Buying Improves on the Ensuing
Break and Leads to Sub
stantial Rally.

CHICAGO April 9.-Showers in dry
districts east of the Mississippi had a
bearish effect today on the wheat
market here. Lower Liverpool quota
tions and the continuance of peace
gossip tended also to act against the
bulls. Buying improved on the ensuing g
break. however. and led to a substan-
tial rally After opening Il to y
down the market steaded at little
below last nights level
Evening star., 1915-04-09

For the District of Columbia, Mary
land and Virginia. fair and somewhat
warmer tonight: Saturday partly cloudy
and continued warm; light southerly
winds.
Evening star., 1915-04-09
CURB STOCKS.

Quota ions furnished by W. Il. Hubs & Co..
members New York Stock Exchange.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31

father that you are a powerful en-
chanter."
He Flies Away on the Swans Back.
Then the maiden transformed her
self into swan again. She told the
Kings son to place himself between
her wings and put his arms around
her. He did this. Then she spread out
her wings and flew over hills and
glens, across woods and waters, and
she came at last to the ground when
the sun was going down behind the
hill. Then she said to the Kings son,
"Do you see the house yonder? II is
my fathers. And now goodby to you.
Remember that when you are in dan
ger / will be by your side" She told
him her name was Finools, and then
she left him.
4 Powerful Enchanter. He Tells the
Gray Man.
The Kings son went into the house,
and there he saw, seated on chair OF
gold, the old gray fellow that he had
played cards and the game of ball with.
But the old gray fellow did not recog-
nize the Prince. He asked him who he
was, and the Kings son said he was a
powerful enchanter.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31
The Sing-Song of
Tinker Bells Story

the nest, so I said that I would n's
her, for that really seemed quite esA
SO the baby squirrel took me 's' =
real live human tree and she maze I"
very certain that she va. most f''a
I Of me.
Right upon my large vork-o'''
Tinker liked TO take her rest ID
basket full Of sewing. That was WEE
she liked best. And, because she i,''
my thimble, / just called her lih"'
Bell after Peter Pans tree-playns.'
who liked bureau drawers IS W.
Tinker Squirrel simply dotted upon n's
ing thimbles, too-and erasers' pe's
and pencils-how they disappears
from view!
She. too. liked the big typewriter 30
she scampered over keys IN ""
make one envy her rapidly ana el'
She would race upon my boossn'N
nibble volumes here and there u"
a sudden lesping fancy to hump d''.
upon a chair. Could you work VIZ
Tinker Squirrel nibbling rigat al ""
ear Il might be harmless h'0s','
lust a squirrel kiss-thsts cleSf' Wv :.
interrupted working. Was there sn'
thing 10 do but 70 catch the --, :,
squirrel and 10 say TO her, Now '"''
So we went out in the gsrdeh -
nut Tink on a tree. All DAY w..
she played about il, never runh'"s :,
from me. So, read. or VIM, :,
study while ms squirrel frisk' so0u.
in among the leaves and apples
and there and round about. Nov, .
ears are never nibbled and We %,
a splendid day till tired little ''.
wants 10 take a rest from play =.
| nut her in her basket ana sn' -,
nm IN a ball. You would scarcely aus
to see it, anything was there -
for beneath the spools OF cotton W, 81
bic. scissors. sewing things Tinker ~,
is almos. hidden dreaming 'H'
fairy wings.
All I've told you in ,Ais 'i's''s, =,
Is lust truly, truly true. II IN.
come to see my Tinker. she "o'''
TO play with you ~
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31

The three swans that he watched
few down, and when they touched the
ground they transformed themselves
into three maidens and went to bathe
In the lake. Then the Kings son hld
the green scarf that one of them had
carried in her beak.
When they came out OF the water
two Of them became swans again ana
few away. But the third went search
ing and searching for the green scarf
At last the Prince heard her say, Il
would give anything in the world to
the person who would find my scarf
for me" Then he came from where
he was hiding and gave her the scarf.
81 am the son of the King Of Ireland"
nc said, "and I want you to show me
your fathers house"
81 would prefer doing anything else
for YOU" said the swan maiden.
81 don't want you to do anything
else" said the Prince.
"If show you his house will you be
content"
81 will be content"
But" said she, never let him
know that showed you the house.
Be friend to me nov and tell my
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31

"How long Is IL since you left home ?"
the King OF the Black Wilderness asked.
"A day only. Yesterday morning when
I arose from my bed 7 saw rainbow
in the sky. made a leap, put my legs
across II, and slid down as far as this
"By my hand" said the King OF the
Black Wilderness, that was great
feat"
81 could do mors wonderful things
than that" said the King Of Irelsnd's
son.
Three Tasks in Store.
Then said the other, you may be
able TO do the three tasks that ! ask
the young fellows who come 20 this
place TO do. If you are able 70 do them
you may marry any one Of my three
daughters. But If you fail TO do one
Of them you must lose your head. Are
YOU willing to make trial?"
81 am willing" said the Kings son.
Then III set you to them to-mor-
row. But you can't have anything to
eat between this and then. In this
house we eat and drink only once a
week. and we had a meal this morning"
ats all the same to me-" said the
King of Ireland's son. 81 can go with
out food or drink for month without
any hardship"
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31

Eighty young mosquito flew by singing as she went,
quickly followed by another neither OF whom paused in
their flight, but the third fellow with hungry
look stopped poor Johnny. The mosquito was
there the lookout for bite, and was thoroughly
noyed by Johnnys noisy What you doing
the house, you stupid fellow? Hasn't Mr.. Fly
told you have reserved all hunting rights around
here?"
"Oh, Mr.. Mosquito!" answered Johnny, Il meant no
harm, but when this great light appeared thought it
the and left feast half finished to fly well
come it, l few around and around till my poor head
began to swim and my legs grew heavier and heavier.
Then, suddenly, with thud, landed my back and
found that it not the all that had followed,
only electric lamp"
The mosquito at to the occasion and sang
delightedly as he flew alot:
S-TIN-G-S-T-IN -G-LN-G-S-T-U-N
Johnny June Bug!
S-T-U-N-G!
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31

o. all 10 the fun Of keeping them ~
pets. of building houses for them and
feeding them when they can't ma
enough 20 eat for themselves.
For those Of you who have never
kent such birds simply because you
didn't know how 20 make houses for
them, here are directions:
The first Of these is designed for the
wren. verv musical and sociable bird.
As the wren IS always on the lookout
for knot hole or other entrance 70
building FAR up toward the caves, this
house is intended 20 be fastened to
the side Of the house or shed by means
Of galvanized screws or nails placed
through the back board. While the
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31
The Rain

The rain comes down In long straight
lines,
And makes q clitter-clatter;
Il beats against my window-pane
A friendly Pitter-patter.
1t beats upon the folks that pass,
Umbrellas drip like rivers;
A poor stray cat looks drenehed and
thin
And new, and shakes and shivers.
The stree, ia dark, the street i, wet,
The rain flows in the gutter,
And wagon wheels that rumble past
Splash, sPit,er-sPatter-sPutter.
] love the way the rain comes down,
love its chitter-chstter;
I'm sure the rain sAys many things
Beside, just "Pitter-pstter"
E. AIMEE PIZA.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31
IT'S PRET OANGR0OsM HEICE!
u WANT TO MAIZE A BIRDHOUSE?

the floor above. AZ the same time pro
tecting its own doorways from driving
rain. The holes may 70 advantage be
placed even farther up under the
"eaves" than shown.
The construction Of this house
should be plain from the drawing; the
house proper ia two feet long, one foot
high and ono foot wide. The bottom
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31

board is six inches larger all around.
and both roof and porches overhsng
about three inches; the porches should
not tip too sharply, as in that case
the birds might have some difficulty in
keeping foothold. The roof is covered
with tar paper and the house Is set
upon the top OF twelve foot post; as
martins return TO the same nests year
after year, there is no need for this
house 70 come apart for cleaning.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31

OF Portland cement and finely hfted
coal ashes mixed with water to the
consistency Of thick paste. The ashes
should be almost as fine as powder
Spread this on and model it with
trowel or fat piece of board. The
cement should be allowed to harden
before exposing tho house outdoors.
If you wish TO give IL pebbled nm
ish. very small pebbles or bits OF
chipped stone may be set into the
stucco before it is fully hardened
This finish is very artistic and makes
the house both extremely durable and
weatherproof; the holes. OF course
should be bored before the stucco Is
applied If the stucco finish IS used
II should be worked we'll into the hole
in which the perch is set. The perch
should be placed before the cement
dries in order 10 keep out water which
might otherwise follow down the perch
and enter the nest; n the house is
simply painted. these openings may be
closed with either putty or little
cement mixed like the stucco just de-
scribed, applied before the paint.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31

eral coats Of paint-preferably dark
green, gray or brown-or with little
more trouble you can give II very
artistic stucco effect. This may be
done as follows: Cover the house
with wire mosquito netting, carefully
lacking Il OF so as to leave no bulg-
ing corners or loose edges; then give
II thin coat Of cement stucco, made
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31
By PATTEN BEARD.

II ISTEN, children, to a story that
is really truly true. | will tell
it all in sing-song as you like
TO have me do.
Once there lived a baby squirrel in
a nest within a tree. She was tiny,
brown and downy- and, somehow, she
came to me. She was lost in the wide
tree-tops some one found her, passing
by, when she fell upon the roadway
with little baby cry. Nobody could
find her mother. Nobody could find
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31
Here Are Directions
for Making Some
Thatthe BirdsWiu
Enjoy Living In
BY A. 2 Swoyer.

-HosE % you who I've In the ecun-
NV and see much o. the birds
II know what useful little things
they are-just as useful ss they are
nice 20 look at and nice 20 hear. II IS
good 70 hear them singing on clear
bright mornings, Isn't ~ But IT Is
better still TO know that they are cat
ing I'D the bugs and worms that other
wise would be eating up your cherries
and pears and other fruit. But best
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31
inc of the Black Wilderness
Has Three Tasks for the Prince

81 suppose you can do without ,.r
too" said the King Of tn. Black w.
derness.
Easily" said the Kings son.
That's good" said the other. ac,-,
out with me and I'll show you yc,,
bed" He took tho Prince ou.sid. ,,s
showed him forked tree. "Ge. u AZ
sleep in the fork Of that tree, and J.
ready for the first task at the risinr .,
the sun"
Rescued from the Forked Tree
The King OF Ireland's sen climbed
into the tree and fxel himself IN Il,
fork. But as soon as her father "a,
asleep Finoola came out and brought
him into a fine room. where he sl.vi
until the sun was about to ris. in ,hs
morning. Then she called him and be
went outside and climbed into the FORK
Of the tree.
And If the Prince had not slept
well that night, what would he
have been able to do in the nom
ing? Not much, ! fear. Bu'
Bridget has come Tor YOU now
Sleep a full night, and you vii
have the strength OF heroes an
the wisdom OF enchanters.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31
Birds That Live In Colonies.

Some birds, notably those Of the
martin family, prefer 20 live in colo
ries; perhaps they adopt the com
munity system" because OF the high
cost Of living, but at any rate they re
fuse to move into individual apart
ments. To accommodate them in this
matter the colony house shown has
been designed; at first glance 1t does
not seem to differ from the martin
houses usually seen, yet it does differ
in one important psrticular-that OF
the roofs that overhang every opening.
II you have ever noticed the martins,
or their close relatives, the swallows,
and the manner in which they build
their nests as far up under the caves
as possible. you will see the reason
for this; incidentally the roof Of each
porch provides a landing perch for
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1915-01-31
Spaces Left in Hole Must Be Stopped

tho next paragraph. The curves IN the
side pieces and in the back board
should be cut with a compass saw; II
this seems 20 be too much trouble, a
design almost as artistic may be made
b. cutting these pieces straight instead
Of curved. The bottom board Of the
house proper as indicated by the
dotted lines in the side view may be