The Bottineau courant. (Bottineau, Bottineau County, N.D.) 1895-1929, 1915-10-28

in the barnyard and let's them
draw it a few feet. Heavier
stones are used and longer
pulls allowed as they become
stronger, and the peculiar fact
is, he never bitches them TO
something he knows they can't
drag, and they expect to move
whatever he bitches them to.
He never overloads.
There's a whole lot of COM
mon sense in this farmers OK
training process thai applies to
human beings. Business fail
ures r due in the main to at
tempting too much; in hitch.
ing to something you cant
pull; in acquiring a lot of debt
that is staggering; in living be-
yond ones means; in overbuy-
ing. overtrading, overtrustine.
Thirty per cent, of the bust
ness failures are due to lack of
capital, which means that a
little man has hitched himself
to a big proposition.
Down on Long Island a
builder was particularly sue
Cessful in building a certain
type of house, cheap, but good.
He knew to a cent how much
it would cost to build, and
could sell as fast as he built.
He made money. Not satisfied
with being a cheap and pros
porous builder, and wanting to
be in the -four hundred' of
the builders, he started a dozen
elaborate and costly dwellings,.
Here he fell down. He was
out of his element, beyond his
strength. He had hitched him
self to a load heavier than he
could move and a load he was
not accustomed to. 1t almost
made him a bankrupt. Now
he has gone back to his first
type of house, a sadder but
wiser builder.
Another business man had a
very good year. He made
money. Satisfied that he had
struck his gait" he rented an
expensive suite of offices, NOV
ed into a fashionable neighbor-
hood, and spent his money
freely. The depression of 1913
came on and after it the war.
He has had two years Of con-
slant worry, and has barely
saved himself from failure. He,
too, hitched himself to more
than he could draw, for when
you undertake to pull a load,
you must not only reckon on
the smooth asphalt, but the
hills and the mud holes.
0What these men should have
learned-what everyman needs
to learn, is to properly gauge
his strength. Thrift is good
management. It is not only a
matter of saving money, but
spending it wisely. advantage
ously, looking ahead, being
satisfied with modest things
until you can afford more ex-
pensive ones. You can be as
happy in fiftv-dollar flat as in
a five thousand dollar apart
ment.
Some kinds of debt are desir.
able, helpful and necessary.
Some kinds of debts are nerve.
racking and costly. Buy {
home on the installment plan,
but don't buy an automobile
that way. Take out a life in
surance policy, but don't buy
more than you can comfortabl,
pay for. Dress we'll, but pay
your tailor; live we'll, but pa,
your grocery; don't hang vi
, one to pay the other-they neet
> the money as much as you
Earn largely, spend thought
fully, and save consistently, 81
:, that you may have somethin,
! to spend when your earnin,
!, power is less than it is today
: and your needs, it may be, ar,
greater. Develop financia
strength as the oxen acquire
! physical strength--gradually
! Don't gamble to get rich quick
> nor mortgage the future to en-
joy the present.
To develop the ability t
draw heavy loads is a slow
steady process. It takes pa
thence and training. Will
the lives of some great mel