Semi-weekly herald., 1915-07-15

event ne snaii receive compensation
equalling full wages.
Partial Disability.
The employe shall receive fifty per
cent Of the impairment of his earn
ing capacity during the continuance
thereof, but not to exceed eight dol
lars per week, nor in the aggregate
more than two thousand and eighty
dollars.
Special indemnity is allowed for
loss of or loss of use of members.
The extent Of payments varies from
four weeks to two hundred and eight
weeks.
Facial Disagreement
The commission may allow such
sum for compensation on account
thereof as it may deem just, not to
exceed five hundred dollars.
Infection.
If infection occurs through no fault
Of the injured, the period of payment
may be extended beyond the fixed
indemnity period as specified.
Paralysis resulting from accident to
be considered equivalent to the loss
Of member affected.
Injury Resulting From Failure to
Use Saftey Devices or Dis0beying
Rules.
When injury is caused by wilful
failure of employe TO use safety de-
vices. or failure to obey any reason
able rule adopted for safety of en-
ploye or resulting from intoxication
of employe. compensation shall be re-
duced fifty per cent
Employer Must Furnish Security
For Compensation.
Legal Methods Available.
"a By insuring the payment of
compensation in the state compensa-
ton insurance fund, or
(2) By insuring payment of COM
| pensation with any stock or mutual
corporation authorized to do work
mems compensation insurance bust
ness in state, or
(3) By satisfying the commission
of the financial responsibility of en-
ployer to comply with the provisions
of this act.
Filing Notice of Insurance.
Before August 1st, 1915, each en-
ployer who is affected by this act
shall file with the commission a no
tice of his insurance and a copy of
the policy contract.
| Insurance Rates.
All rates and insurance policy con-
tracts covering compensation shall be
subject to the supervision Of the COM
mission.
| Mutual Associations.
Such corporations, of course, will
operate under the usual mutual plan
and supervision will be required to
| pay the compensation as provided
by law to many injured employees or
their dependents in the employ of
the memebers of the association.
All policy holders or members of
such corporations can be assessed to
make good their portion of any def
cheney occasioned by reason of claims
or for the purpose of building up a
required reserve. The law is so con-
structed that members, even after the
expiration of their policies, may be
subjected to assessments.
Under certain circumstances the di-
rectors of the corporation may demand
immediate payment of assessments
which under ordinary conditions
would run over period of years.
Employees should make a point OF
understanding fully sections 13 and
IA of the act of 1915, relating to
mutual insurance corporations, as ap-
piled to themselves before deciding
as to how they should insure the
payment of compensation as required
by law.
Satisfying Industrial Board as to
Employers Financial Responsible
ity.
This method is known as self in
surance and might not be advanta-
geous, for the reason that the en-
ployer may have to furnish a bond
and assume all the burden of expense
connected herewith, in addition to
the charges made for the bond, and
it would seem that this might i'm
pair the employers credit in the
event of casualty.
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| STANDARD CIAGE