St. Johns review. (Saint Johns, Or.) 1904-current, 1915-06-25
MIXERS URGED TO
COOPERATE WITH
FARMERS
souL MATERIAL HAS ENTERED
THE BANK VAULTS OF
THE NATION.
The Bank a Financial Power House
10 the Community.
BY Peter Radford.

One OF the greatest opportunities in
the business life OF the nation lies
In practical cooperation of the coun.
try banks with the farmer in building
agriculture and the adventure is laden
with greater possibilities than any
forward movement now before the
American public.
A few bankers have loaned money
10 farmers at q low rate OF interest,
and ofttlmes without compensation, TO
buy blooded livestock, build silos,
fertillze the land, secure better seed,
hold their products for n betetr mar.
ket price, etc. The banker in con-
tributing toward improving the grade
OF livestock; the quality OF the seed
and the fertility OF the soil, plants in
the agricultural life OF the community
a fountain OF profit, that. like Tenny-
sons brook, runs on and on forever.
Community Progress a Bank Asset.
The time was when money loaned
on such a basis would severely test
the sanity of the banker; such trans.
actions would pain the directors like
q blow In tho face. A cashier who
would dare to cast bread upon waters
that did not return buttered side up
in time for annual dividends would
have to give way 10 more capable
man. This does not necessarily mean
that tho bankers are getting any better
or that the milk OF human klndnosss Is
being imbibed more freely by our nnan.
clers. Il indicates that the bankers are
getting wiser. becoming more able fin.
anclers and the banking industry more
competent. The vision OF the builder Is
crowding out the spirit OF the pawn.
broker A light has been turned on
a new world OF Investment and no
usuror ever received as large returns
on the Investment as these progress.
siye bankers. who made loans to
uplift industry. The bankers have
always been liberal city builders, but
they are now building agriculture.
a Dollar With a Soul
II Is refreshing In this strenuous
commercial life TO find so many dol
lars with souls When n dollar N ap
pronched TO perform task that does
not directly yield the highest rate Of
interest. we usually hear the rustic
OF the eagles wings as II scars up.
ward; when n dollar Is requested to
return at the option OF the borrower,
II usually appeals TO tho Goddess OF
Liberty for It's contractural rights
whom n dollar is asked 20 expand In
volume 10 suit the requirements OF
industry. II usually talks solomnly OF
It's redeemer. but soul material has
and rate. time and volume have u
new basis OF reckoning In 80 far as
tho ability OF somo OF the bankers
permit them TO cooperate In promot
ing the business OF farming,
God AlmIghty's Noblemen.
These bankers are God Almighty's
noblemen. Heaven lent earth the
spirit OF these men and the angels
will help them roll In place the
cornerstones OF empires. They are |
not philanthroplsts; they are wise |
bankers, The spirit OF the builder
mas gwen tntm now Nlhloht anu i
wisdom has visited upon them bust
ness foresight.
The caekle OF the hen. the low
OF kline and the rustic OF growing
crops echo In every bank vault In the
nation and the shrewd banker knows
that he can more effectively increase
his deposits by putting blue blood In
the veins OF livestock: quality In
tho yield OF the soil and value into
agricultural products. than by bust
ness handshakes, oyerdrafts and
gaudy calendars.
Taking the community into part
nership with the bank. opening up a
edger account with progress. making
.hritt and enterprise stockholders and
he prosperity OF the country an
asset 10 the bank, put behind IL
stability far more desirable than a
etterhead bearing the names OF an
he distinguished citizens OF the com
nunity The bank is the financial
,OweT house OF the community and