The Hays free press. [volume] (Hays, Kan.) 1908-1924, 1915-01-23

since history is nothing but diary of
barbarism, we judge according to some
of the ''slush'' taught that this poor
college devil was being driven by the
laws of heredity as poor dumb f'crit-
ter" of helplessness, because of hui
man twist in the laws of selection.
His ancestors, according to this pro-
found teaching, must have ali been
EEbooze fighters" The real lesson was,
he was too lazy to work, and he did all
of his meanness in spite of his college
degree and not because of it.
Twenty Seventh Annual Meeting.
Farmers of Ellis county, when you
read this, we believe you will let US
hear from you right away as to when
you will be in the market for a renewal
of your insurance and we know this,
that if you place your insurance with
this company, you will not regret doing
SO and that you will get protection at
absolute cost. For further information
call on or write
ROBINSON AND CHITTENDEN,
Hays, Kansas.
The Farmers Alliance Fire ms. Co.
of Kansas concluded its 9th Annual
meeting IN this City, Tuesday evening.
The five Directors elected to serve
for three years were: H. W. Ruble of
Sedgwick Co., J. H. Brown of Harvey
Co., J. ]. Wilson of Kiowa Co., and ]
w. Labourn of Usage Co.
EXCERPTS from the report of the Sec
rotary, CT. Mingenbcak, shows the
condition of business as follows:
Amount of Insurance written
during 1914 SO, OBJ ,949. Al
Receipts 4259, 139. 20
Losses and Expenses 219, 635. 26
Gain over losses 80, 504. AZ
Number of fire losses paid -227
Number of lightning losses
paid -- 294
Number of wind losses paid - 267
The losses were distributed as follows,
being total and partial: 275 heoses; 7S
contents; 263 barns; 80 contents; 4S
grain; 81 horses; Y cattle; "a schoo
houses; 9 churches; and 20 miscel-
| laneous.
President I. F. Talbot, in his annual
address, called attention to the enor-
nous fire loss in Kansas and elsewhere
and asked the membership for full anC
active cooperation in the matter OF
! preventive measures.
20 per cent of the fires originate from
unknown causes, declared the Presi
dent, and another 40 per cent from pre-
ventable causes, many from defective
chimneys, stove pipes passing through
unoccupied rooms and garrets, also thu
parlor match comes in for many losses
| These matters, said the President
must be recognized, and prevention ap
l MI n6
! would keep down the cost of insurance
In a Mutual Company the business of
policy holder is to prevent fires AM
thereby save on his premiums.
Resolutions were adopted endorsing
the action of the Board of Directors i
having the risks of the Association in
spected, and urging the cooperation o
patron and agent for greater diligenc
and watchfulness. The agent was ur
ged to accept no applications until h
mad made a careful inspection of al
fues, stove pipes, furnaces, electri
wiring, acetylene and gasoline heating
and lighting plants. The resolution
go on to say that with watchfulnes
and care on the part of agents an
policy holders the losses for 1915 SHOULD
be cut down one half.
The resolutions also provide for tn
selection of a committee whose duty
shall be to gather data on the lnSuranc
of live stock against loss by death fror
any cause, and report its finding to tn
Board of Directors.
There are az, 900 policy holders in tn
Association, carrying insurance to tn
amount of S72, 900, OO0.00 The re
sources in cash and contingent asset
amounting to S536, 523. 49. The Associa
ton carries a guarantee fund, and be
sides, reserve sufficient to mature it
liabilities at all times. The excess
returned to policy holders in the forr
of unearned premiums.
This company writes insurance O
farm property and town dwellings an
it's operations are confined to Kansas
: 1t is now managed by Board of fiftee
directors, five of whom are chosen eac
year to serve for a period of tire
years.
The following Counties were repre-
scented: Nemeha, Jackson, Crawford
Cherokee, Wilson, Kiowa, Meade
Stafford, Sedgwick, Leavenworth, Liz
coin, Smith, Reno, Saline, Rice, Butler
and Mcpherson.
At the meeting of the Board of D
rectors held Wednesday the old officer
were reelected for 1915.