davidaulloa/AmericanStories huggingface dataset:
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30
CONCERNING FIRE
INSURANCE RATES

! Appended Is the reply of the Hart
ford Fire Insurance company to an
inquiry and complaint of winter res
ident Of DaytOna regarding high rates
for fire insurance in this city. The
letter. which follows, is sufficiently
| explanatory:
Your favor of the 9th ultimo ad-
dressed to the company has been re-
ferred to our office. We have read
same with much interest. We are not
surprised that the rates generally and
especially on dwelling houses in Flor
ida should appear to citizens who are
familiar with rates in the eastern
states to be very high and apparently
out OF all reason but we are quite
sure that If you will investigate the
matter you will readily ascertain the
reason and locate the trouble.
IF you will refer to the publication
known as Fire Insurance by States
~" VIII hIu tltlL III the STATE or Mas
sachusetts the average rate of pre.
miums for 33 years has been CSC. and
during that period the loss ratio TO
the companies has been 57.3 per cent
In Florida during the same period the
average rate of premiums has been
Z'o9. and the loss ratio 61.9 per cent.
These figures mean that in spite Of
the fact that the average rate in Flor.
ida is more than double the average
rate In Massachusetts, it has not
yielded profit.
THE average expense I'M the insur.
ance business is in the neighborbood
OF Az per cent. Add this figure to the
loss ratio Of 57.3 and the result
shows that in Massachusetts the com. |
pahies have made a profit of 2.71 on /
each dollar received in premiums. In
Florida the companies have paid ont
nearly 81 % for every dollar received /
Although the Hartford Fire Insur.
ahce company has very large bust.
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30

ness in Florida on dwelling houses,
we have never been able to make any
money, in spite of the high rates on
that class of business, and we do not
know any company doing business in
the state of Florida that has ever
made any money on dwelling houses
despite the rates. If Florida we're a
gold mine for insurance companies,
as some people seem to think, 1t is a
little surprising that more companies
do not do business in that state The
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30

records indicate that there are ONLY
ABOUT SO companies doing business IN
FLORIDA. whereas, in Massachusetts.
where the rates are lower. there arc
about $50 companies doing business.
insurance rates are made as a result
OF the fire waste in each state. AS
long as Florida outstrips MANY of her
sister states in this fire waste, the
rates are bound to remain high. IF
the flre waste were reduced, COM
petition would certainly force the
rates down just as water will seek its
level"
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30
Wlping Out Beasts Of Prev.

A mountain lion recently killed in
the Grand Canyon game preserve.
which adjoins the Tusayan national
forest, measured ten feet from nose
to tail. Mountain lions and other
beasts of prey such as wolves. coy
otes and wildcats. are killed by forest
officers and game wardens because
they are menace to stock and to
game animals
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30
o o O O O o Q O 0 o 6 O o o o q
8 SOME JUDGES ARE 4
3 LIKE ALL JURIES &
q ARE SAID TO BE q
} o 10000 oe@oeee {

One of the things that makes the
DaytOna police court so interesting
is that nobody seems 10 be able to
guess what is going to happen next.
In that temple of justice precedent
has about as much chance of devel-
oping into highly. citi,
zen as a clean-picked bone has Of
out-running a hungry hound. All Of
which goes to show the correctness
of the Demosthenic philosophy en-
bodied in this classic sentence. You
CANT never tell"
That same pretty, white suit came
up smiling again this morning, but
its 190-odd pounds of judicial content
somehow looked out Of sorts. The
gang of hangers-on looked for moth
ing short of hanging and quartering
of the trio of Reconstruction cOlored
culprits who sat waiting for the sun
to set forever on their hopes and as
pirations.
First up was a pair of alleged war
riors, by name Will Mitchell and c.
J. Robinson II. L. ". shuiiied the
deck and then tossed c. J. into the
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30
Rich Pearl Oyster Banks.

Inc richest pearl oystur banks are
situated around the northern and
eastern coast of the Bahrein islands
nltS of measurement in the sale are
NE rice bag and the coffee bag, which
hold on the average 40 and 175
pounds, respectively, of uncleaned
shells
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30
LITERATURE DEPARTMENT TO
RESUME REGULAR MEETINGS

The literature department of the
Palmetto club will resume its regular
meetings next Monday afternoon.
April 9Th, at 2:30 o'clock. All mem-
beers of the club are welcome to join
the department..
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30
o o D o D D o D D D @@@a d
SEND THEM TO YOUR
FRIENDS IN THE NORTH

@ The Illustrated Edition of the q
o Gazette-News issued last Fri Z
o day is an appropriate souvenir q
o to send to your northern 4
Q friends. A copy may interest 4
o them in Daytona and cause Z
o them to become winter visitors q
@ II not all-year residents. A dol a
o lar bill will send 20 copies to 3
Q ~ persons. Just send the mon. q
y ey and a list of names and ad. 8
@ dresses - the Gazette News )
o COMPANY viii attend 10 the q
o mailing. =
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30

The Daily News 15c a week.
The Daytona daily news. [volume] (Daytona, Fla.) 1903-1926, 1915-03-30

I. You may choose any of the new Hoosier
white Beauty" or "Oak Interior" a
slightly less price.
;. ST puts your Hoosier in your home at once
ST weekly quickly pays for it.
J. The low cash price fixed by the factor!
prevails strictly-no extra fees.
!. This sale is under the direct supervision O
the Hoosier Company.
!. The sale is strictly limited to our small
allotment of new Hoosiers.
. Your money back if you are not delighted
with your HOosier.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21

previous treatment that she was
subject in which to gain big results.
Just touch of purple under the
eyes" she asked. and Barbara. being
all ears to the colfSersation in the next
room, nodded her approval.
II am using this new peachblow for
the cheeks said the attendant 1t
costs a trifle more, but you don't, OBJ
ject ?" Barbara, still intent on the
next room, s conversation, taking mem
tai notes all the time, forgot that it
was her cheeks that were undergoing
the transformation.
Once out on the street Barbara was
hurrying with all Impotence back to
the office where she might write the
story that she had gathered and turn
it in to the city editor. She had had
good results, and there was thrill
of pleasure in the thought that no
mere man on the paper could have
secured the story, because mere man
never passed the threshold of Nine.
ROsa's.
Suddenly Barbara was stopped by a
hand on her arm. 1t was Ned Stan
ton.
"Barbara-Miss Mills!" he said, and
there was reproof in every action.
For heavens sake" and then
Barbara spoke a word of greeting,
and then for the first time she was
conscious of the fact that she was be-
ing noticed; that now, in the semi
Oh the pussy lldI z,
she had been attracting the glanceS of
the men and women as they hurried
past.
Il am going down to the office"
Ned told her, land 1 may as well go
with you
AS they walked and talked Barbara
for the time being forgot the excite
ment of her successful assignment.
All she felt was the JOY of being with
Ned. Once or twice. he was danger
ously near the telling. Barbara felt
it, and she was disappointed when the
office building appeared in sight and
still New had not told her. Then,
summoning all his courage, he grasped
her arm in the seni-darkness.
For heavens sake, Barbara, what
has happened? When did you change
like this, and why did you do it?
You were everything to me-just as
you were. I loved you because you
were different from the rest-from
the average city woman with her pow
der and paint and her lip sticks. And
now-Barbara, no one could be de-
ceived. There is enough powder to
free Ireland and enough paint to paint
a battleship. / loved you as you were.
Barbara, tell me what has happened.
Barbara gave a little cry of surprise
and put her two gloyed hands up to
hide her face. II didn't realize it was
my face she said pitifully, 81 was SO
All thought was about
the story-until I met you, and then
forgot everything. -(Copyright,
1915, by the Mcclure Newspaper Syn
dicate.)
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21
Jayhdwker Jots


Just because a young man is fresh
is no sign he should get picked, thinks
the Minneapolis Better Way.
AS the Glascol sun puts it: Kansas
spent $4,000. 600 for automo bibles last
year. and now has to look sharp to
keep out of Its own way
Here's some news of the right kind
in the Conway Springs Star: The al
falfa is growing so fast that the first
by about the first week in May
A wichita banker, who is also a
stocknaari. recently tried some new
patented. stock fotsaSson his hogs. s. If
he was trying to* get sridss of the hogs,
says the NEUTRALITY-SUSPICIOUS. Advocate,
the new foods strictly first class. Any
way, As of them died after eating the
stuff.
i, Imri zunwalt, editor of the Bonner
principal claim to- distinction is the
fact that. he. is getting nearly as bald
as Abraham. He also notes that a
tribe in Western Africa fattens it's
girls when the time comes for them to
marry, and he suggests that a similar
custom in this country might material
1y reduce the number of old maids.
Observations by the Marysville Ad-
ate-Democrat: There is but one
sure way to save money-don't spend
it. When there is nothing to say,
what's the use of saying it?. Be
fore accepting a favor look for the
string that may be tied to it.
Some people never save what they
have and others never have any to
duces, when he loafs he reduces. Swat
the loafer Don't get so busy with
your lodge grips as to lose the grip on
your business affairs.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21
Clio be Sights
BY THE ATCKISON GLOBE.

You can help gain self-control by
not talking too much.
The finger of scorn is among the
most deadly weapons.
A perfect lady doesn't spend her
spare time insisting she is
Too many people know it won't
pay, who have never tried.
Even if a surprise party was sue
cess, what was accomplished?
A good deal more time is devoted to
catching up than getting ahead.
Some of the peaches in the parade
are disposed to put too much local
color on their cheeks.
Another fault with the shining light
who knows it all is his tendency to
tell it on slight provocation.
Generally speaking, there is con-
siderable difference between an ex-
cursion and a pleasure party.
If a man is disposed to save money
he is apt to do so regardless of the
size of his salary, and vice versa.
Nearly every woman feels she could
have good figure if she could af-
ford to pay fifteen dollars for her cor
sets.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21

Reddy Squirrel surveyed the home
where he and Mrs. Reddy had lived
all winter, with a look of great dis
satisfaction Some way or other,'
he finally said, I'm dreadfully tired
of this place.
That's funny" Mrs. Reddy replied,
land worried look came into her
face, what is there about it that you
don't Iike?"
Don't know" said Reddy tersely,
but want to move"
Want to nove!" exclaimed Mrs.
Reddy in dismay, think of all the
work that moving is, Isn't there
some way we can fix this home up so
you will like it ~
mo there isn't replied Reddy
tersely, and he went out of doors to
of doors on a spring morning is. the
very worst way in the world to nurse
a grievance-tl1at is, if you want to
keep the grievance! For grievances
air; maybe you've noticed that your
self.
Reddy had not been out of doors
more than three minutes; till he for
got how cross he was and began to
feel like his usual jolly self II be-
lieve it's that house that makes me
cross" The thought to himself: Il think
/ was right about moving. but l was
wrong to be so surly about it. Now
wonder where we could mover"
He looked all around the prettY
park woods. The tree buds were
swelling, the bushes and shrubs were
beginning to bloom and the grass was
putting on it's fresh green dress. A
prettier place to live in no squirrel
could ask for. Then Reddy looked up
into the trees; and right then he spied
a housed
1t was a cunning little house stuck
up on a long pole and it was put there
for birds Though of course Reddy
didn't know ithatD and the minute he
saw it, Reddy determined to make it
his home. That's just the kind Of a
place L wantr' he cried joyously "Iu
run and get Mrs. Reddy to look at it
with MEL know she'll like it, too
fast as ever he could. Come quick
with met he called to Mrs. Peddy
i've found the finest little house you
ever saw. You will want to move the
minute you sec It'll"
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21
THE DIVORCE EVIL.

Kansans have no reason to wax en-
thusiastic over their marriage stat1s-
tics, which, for the past year, show a
divorce for every seven weddings
Rather should they hang their heads
in shame. And their concern in the
welfare of their commemorative fu-
ture should be aroused and stirred to
action. There are no good and sufh-
fcient material reasons for so much do
mestic infelicity in this state. On the
other hand, there are many why the
great bulk of Kansans should find it
easier than the people in other sections
of the country to maintain a reason
able permanence in the matrimonial
arena. There is a wonderful prosper
ity in Kansas of which every one who
is willing to exert the effort en-
Joy his share. Indeed, Kansas pros
perity is more generally divided among
it's people than is the prosperity of al
most any other state in the Union.
So the cause of poverty cannot be
pressed in explanation of the activity
of the divorce mill. The state is free
from saloons and the evil resorts kin
dred to them. which are agencies else
where to make life intolerable for
wives and Riddles. Surely the moral
fiber of the people of Kansas is as
sterling as it is among people any
where So the fault must lie in the
marriage laws. And it is notorious
fact that such of these laws as relate
to divorce are altogether too free and
easy. Divorce is permissible and a
necessity under certain conditions.
But many of the divorces in Kansas
are sought and granted on grounds
that are so flimsy as to be ridiculous.
Nor are the courts often to blame, for
the judges must parcel out the pounds
of flesh that the laws allow. If dt-
vorce merely affected the adults who
are concerned in it, the easy variety
might not matter so much, except for
the moral questions involved. But the
heaviest burden of divorce falls on the
little children of the divorces.
They're the great sufferers. They're
the ones that need the protection of
more stringent divorce laws. And the
Kansas laws relating to marriage
might we'll be strengthened, so as to
prevent absolutely the marriage of i'm
mature persons, regardless of the ideas
of foolish parents; and in other ways
that would make candidates for mat
rimony realize the significance and im-
portance of the steps ahead of them.
The new divorce proctor law, of which
so much was expected, seems to have
.languiShed into a perfunctory farce.
that merely enriches county attorneys
with a special fee of $40 for each di-s
vorce suit filed in their jurisdictions.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21
PROSPERITY AND PREDICTIONS.

The persistence of expression of
opinion by many people that the great
war cannot last much longer is un-
doubtedly a factor in the Increasing
feeling of optimism which prevails in
the business world. 1t is difficult,
however, to find convincing evidence
that the war cannot be continued for
at least a year. Indecisiveness still
characterizes the mighty struggle and
unless there is an overwhelming VIC
tory in the east or the west within a
few months. who can say that the
fighting will not be continued indefin-
itely? Another factor in the present
situation is cheerfulness due to rosy
reports sent out by officials at Wash
ington. While all worthy efforts of the
government to furnish authentic in
formation are to be commended it
certainly is true that much of the OPP
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21

TOR csrattan had expressed his opposi-
ton to the legislation but that ne
changed his mind after taking VIII
Mr. Barnes Mr.. Grattan pleaded
with Barnes to allow him to vote as ne
wanted. but 1 was told he said Mr.
Barnes ordered him to vote opPositeiy
and heawas forced to do SO: senator
Grattan's one vote defeated the Dill
senator Grattan represented Mr..
Barnes's district"
Colonel Roosevelt told the story of
his conversation with senators Hin
man and Davenport.
Il was told that on one occasion
when the question of direct primaries
came up in the state senate the he
publican leader asked for an ADJOURN
ment He asked the Republican sena-
tors to go into a nearby room for
conference. The Democratic leader
then told the Democratic senators to
meet in an adjoining room. Senator
Davenport said he looked in the room
occupied by the Republicans and saw
Mr.. Barnes there in conference with
the senators although he was not a
member of the legislature. Later the
Democrats and Republicans came out
and went into the senate chamber
Fourteen Democrats and IA Republl-
cans voted for the measure and 1t
went through. The measure had been
opposed by Governor Hughes"
Were all the Republican senators
in that room?' asked Mr.. WINS.
"Oh. no. replied the witness. Mr..
Il
publican senators as he termed them.
Colonel Roosevelt said:
1.-The Murphy Democrats who were
in the next room to the Barnes Repub-
1icans were under the leadership of
Senator Grady"
Ibid you talk to Senator Davenport
about Senator lothian P. Allds?"
yes" replied the witness.
Aids resigned from the senate after
he had been charged with accepting
brides.
Mr. Newcomb or Mr.. Davenport"
said Col. Roosevelt, told me Senator
Aids had been selected for president
pro tenn by the machine Republicans.
There was opposition against Aids
by other Republicans. The machine
Republicans were unable to control
sufficient vote to elect Aids, then Sem
ator Newcomb told me they cooper
ated with the machine Republicans in
order to elect Aids and in the posi-
ton Aids was elected to by Tammany
Democrats, he was the official leader
of the Republican party in this state"
While Col Roosevelt gave his testi-
mony he slapped one hand upon the
other every second or so and leaned
far forward in his chair, toward the
jury box The spectators, the jury and
lawyers roared with laughter when
Cob Roosevelt said Tammany men had
helped elect the official Republican
leader After order was restored a
recess was taken.
AT the afternoon session Mr.. Bow
ers began by asking the witness to
continue his testimony about Aids.
Senator Newcomb told me-" said
Colonel Roosevelt, that the combif1a-
ton between the machine Democrats
and aBrnes Republicans which re-
suited in Aids nomination was held
during early stages of the impeach-
ment proceedings against Senator
Aids which resulted in his being
thrown out of the senate. l was told
that after all the other organization
men had abandoned Aids Senator
Grady made a speech in his own be-
half"
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21
Journal Entire S

Speaking of popular colors, it's safe
to say that the long green is without
competitor.
70 j. -
If secrets are not designated as such,
there's a better chance they'll not be
disclosed.
y =
Most men permit their wives to do
just as they please because there is no
other way out.
q - -
Why is it that folk who are free to
offer advice, become angry if a little
is given them in return.
Il = j.
A woman is more apt to jump at
chance to share a mans lot with him,
if he has a nice house of his own on it.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21
uRIOUs MIR. ross.
perity.

Eugene N Foss, of Massachusetts,
is a strong contender for the political
flip-flopping championship OF these
United States After having been
elected to congress and also to the
governorship of his state, and to the
latter office for three successive terms,
by the Democrats, he announces tnat
he is likely to become a candidate for
the next Republican gubernatorlal
nomination in the Bay state. MI foss
is also one of those unusual states
men who campaign for state office on
political questions of national mo-
ment. Therefore, he proposes to enter
the state Republican primaries on
platform demanding that prohib1tlon
plank be inserted in the next Republi-
can national platform as well as
pIanks for equal suffrage, powerful
navy and an adequate army. Naturally
he is silent just now on his tariff
views. He has ever been Democratic
tariff reformer of the near free-trade
variety. and prior to the national con-
ventions of 1912 he devoted consider
able space in a governors message
to the Massachusetts legislature to an
elaborate discussion of the necessities
of reducing the tariff along tariff
only lines. At that time
he took himself seriously as candl-
date for the Democratic presidential
And it may be that ne ls
now cogitating over the possibility OF
winning a Republican presidential
if he is successful in his
efforts to be elected governor of Mass
achusetts as a candidate of that party.
AS a political curiosity, Mr.. Foss, or
Massa chusettS is almost in a class py
himself
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21
FEDERAL THRIFT AND CHARITY.

Many government documents make
dry and uninteresting reading. but oc-
casionally one is issued which, while
apparently true to type, is thought
provoking. A few months ago the
Journal of the American Medical AS
ISOLATION, in publishing an abstract of
one of the Notices of Judgment under
the pure food and drugs act. called at
tention to somewhat remarkable
action on the part of the court in this
particular case. 1t concerned a nos
trum sold under false and fraudulent
claims. Analysed by the federal
chemists, it was found, according to
the government report, to possess mo
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21

THAT surely will be better than a
damp tree trunk she exclaimed, and
then she scurrfed up the pole for
closer investigation. ut couldn't be
nicer" she decided when she had
poked around all she wished, Il like
everything about it; even those queer
little gray balls on the walls are pref
ty (she little guessed the trouble
those balls might cause her some
dayD "and i want to move now.'
Reddy laughed gaily. and they went
to work Whether they moved go
quickly because they had so fe,.
ed extra hard, I'll leave you to gues~
but by nightfalI they were napuiiv
settled in the new home. Reddy
stepped out onto the tiny porch and
This - the best home a squirrel ever
had" ie said gratefully, land i'rn
quite sure we will stay here aiwavsi';
.CCopyright-Clara Ingram Judson.)
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1915-04-21

On the theory that sauce for the
goose should be sauce for the
gander the Anti-Sa1oon Ieaguers are
no more than reasonable in urging
Mr.. Garrison, the secretary of war, to
take the necessary steps to make the
army as dry as Mr.. Daniels, the
secretary of the navy. has made the
navy. As matter of fact, when the
enlisted mems canteens were abolished
at the army posts the same should
have been done with the officers
clr1bS