The Sunday telegram. [volume] (Clarksburg, W. Va.) 1914-1927, 1915-04-18


4 award for eouspe ton he Immediate
4 iy gwen LIE emp I0yets ss
i The liRYI ne uiutuisatonAr Is To-
FURNISH yearly, rsoILepsrs t rsQu tested !
amounts PAL 10 seInp4oRe during per
i ions covered. ssE 4. s5si
/ The object OF the above suggestion
1 was to provide "a means for me de-
ltectIpnFo or prevention bt fraudulent or
weekly ties were being paid
4 employees some scrutiny might .nefuseds
Ito see that they were not continued.
4 beyond the period of disahi ltty Sons
eases are on record where awards
\ were fraudulent or erroneonalF Sc
cured, ana payments made TO work
menfregulariy performing their sual
work To prevent cases like these,
4 the above suggestion was madeI Why
was this reasonable sugg es.1on not
adopted? "A mere postal card and ONE
minutes time OF one of the commits
y sioner's CLERKS would have been all
1.-THE cost. Instead of this, the law pro-
jsvidcs that the commits sioner Is to
furnish yearly. or oftener il. requested,
a statement showing the amount paid
Ito employees OF an employer during
\ the period covered. Such infor.n1a-
/ ton may be Informative, but Is Ger
tainly not preventive.
iii f Sixth.
Spggested-A deposit to be main
A tained at all times NJ equal to two
months premiums in advance to secure
the state against loss. Insurance to
Icease automatically whenever prem
\ iunI is not paid on date due.
The LaWrhe law. requires the two
months deposit but makes 1t itnmed-
lately applicable for premiums in ar
trears & u.
4 In this wish to strengthen the fund
there is Certainly no evidence tfRtsthe
coal operators seek to avoid obliga-
ttions. It means the withdrawal from
their business of&appreximately $780,,
i 00O,I and the maintenance CT "a deposit
\ Of this amount at all times with the
state treasurer, and six thousand dol
lars to the state annually in the way
or interest. Since the#premiums are
based upon MONTH y pay rolls, and
Z since the pay roll must be completely
entered up, which Is impossible prior
slp the end OF the month. and since
several days OF the succeeding months
must elapse before the amount Of the
pay roll is accurately determfnedA
premiums cannot be paid until the
latter part OF the month following
That 10 which they accrued. The law
I. hes provided that all premiums shall
$l.bc in the hands OF the state treasurer
not later than the twenty-fifth Of the
month following that m which they
were earned, but 1t is well known
II hat some employers fail to make this
payment promptly In some cases the
I! failure has continued for several
i months, even until an accident hap
pened. The act OF 1913 contained no
{ provision for the cane citation Of IN
snrances for failure to pay premiums
when due-a clear Injustice to all
Icontrtbutors to the fund, wage earn
Iers as we'll as employers. It was to
4 prevent this situation that the above
II suggestion was made It was further
Esuggested that this deposit should not
y be regarded as a payment of9premiun1
In advance, and that, Withstanding
! the deposit. the insurance oil. an en-
ployer failing to pay his premium on
the date due. should automatically
cease and determine upon such fail
n IRE. The employer. Of course. on the
n day when he was In default, has had
i fifty-1ve days insurance so that his
deposit was practically exhausted. Ii
II would require some time after his de-
Efauits after the twenty-fifth OF the
/ Emonth. to: ascertain his pay roll for
i these 25E days. AS soon as this was as.
lcertained and brought to the knuwl-
II dge OF the commission, it could col
4 lect the amount IN default for all of
one month and 25 days in the next
from the deposit, returning til 8 bal
4 Eance. il any. to the employer, whose
Econnection with the fund was severed
] ion the day he failed to pay. s''55li
Premium In Advance.
In opposition Ito this, the law, as
q enacte provides for al deposit. but It
HproTid esS that this is payment Of prem
! ium In advance and in case Of ailure
ofSany employer to nay his premium
. when due his deposit Is Immediately
Laval labl Lex for said premium. thus dim
finishing iii or ratfle since Is days IN
d surance has been enjoyed since the
premium then due was earned prac-
tica1ly exhansting the security sof the
i state for her premium payments.
i In other words. N he new law. treats
Il the deposits strictly as premiums paid
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