The evening world., 1915-01-11

nss-top desk. Opposite him. At . desk
sQuaaiy polishsd. at an even more
poaishsd young American OF capable
bearing. For an smbarrasssd moment
tAs tall youth In fur stood looking
fsom one 20 the Other. Then Mr.
TSaclser spoke:
sYou have business with 'Lloydsf"
''Tn~ tall young man blushed.
Ill hope to have-yes."
SWAat can Wo do for your
,~Well.' oaid the tall young man
d>eperately, "psrhaps II would be best
for me 70 make myself known At once.
I Sm Aran, Lord Harrowpy, son ana
hclY OF James Nelson HArrowby. Earl
Of Raybsook. And Ill have come
Th> younger Of the Americana
snoke. IN moro kindly fashion:
"You have proposition to make to
Lseydsr
LsTs hear r." doomed the relsnt-
= Am suTe you will pardon me-" said
Lord Hayrowby. 'if preface my[er
--proposltion with the statement that
it n utoorly-fantastic. And X aou
alno that Il should be known TO the
fevest possible number"
0r, Thacker waved his hand across
TIA Gisaning surfaces OF two desks.
ssThls u my assistant manager. MI.
RichaYd Min0t," he announced. Mr.
Minot. YOU must know, II In on all the
soesoss oe the arm. Now. lets have
II. an right. am not" his lordship
Lloyds frsausntiy takes rather un-
,,.,,s1 p4sks Ss
Tioyds," answered Mr. Thacker. 'is
chiefly concerned with tho fortunes OF
thooo who 70 down to-and Somettmes
down into--the sea In ships. How
ever. there are q NUMBER OF non.
marine underwriters connecteo WIN
Lioyds, and these men have been
,tnswn e risk thsir money am 1,e on HFstsy tss
nauoe Of Lloyds. though the drm -
not financially Responsible.
Lord HAsrowby got quickly 70 his
..rhsa X would bs better" he said.
rslisvod, "for me to take my propoa.
tioA % one Of these non-msr'ne "n-
How about Owen Jepnsonr' asked
oyersoyed. M. Thacker started up.
-By ead- forgot about Jephson.
turned 70 Lord Harrowby. 1.-THE very
man-and in New York. too. Jephson
would insure T. Roosevelt against an
::Xm i 20 understand." aAleed Hsr-
rowby. ''that Jephson 70 the man Tor
.Exsctiy," beamed Mr.. Thacker.
.T'n have him here In fifteen minutes.
Richard. WIN you please call up his
hotal r. And as Mr.. Minot reached
for ne talephone, Mr.. Thackee added
plcadingiy: "Of course. don't know
= the nature Of your proposition"-
NO." agreed Lord Harrowby po-
Discouraged. Mr.. Thaclcer gave up.
Mr.. .Minot set down the telephone
"OVon Jspason u on his way here In
q taxi" he announced.
s0ood old Jephson." muse4 M
Thscker, reminiscent. why. sdihe OF
the manss risks are famous. Take
that thopkeeper In the Strand-every
day. at noon the shadow Of Nelson's
Monument in Trafalgar Square falia
across his door. Twenty years ago NJ
rot 10 worrying for fear tho status
would fall some day ana smash hii
shop. And every year since he hai
sufShS him against that dreadful con
seem to have heard Of that.
adnitted Harrowby with the shost o.
You must have. Only recently
Jeuhson wrote q policy for the Dow
aror Duchess Of Tremayne. insurinl
her against the unhappy event OF Z
rainst,rm spelling the garden party
she Do shortly TO give at her nellai
VIVA. understand a small fortune
as Involved
When Mr.. Jephson walked into thu
ofhca fifteen minutes later Mr. Thack
er was stAll lamentably ignorant O.
ti> nature of his titled visitor's bust
ness. Mr.. Jephson was a small wir!
man. crowned by Q vast acreage o
hS3d head, and with tho immobil'
countonance some times lovingl!
known as a poker face" One fel
hS could watch the rain pour IN tor
rents on the Dowager Duchess. tn
statue of Nelson totter and faH OF
his shopkeeper. and nevor move
muscle OF that face.
II am delighted to meet your lord
chip" said he to Harrowby. "Knev
your father. the earl. very we'll at on
time. Had business dealings Wit
him-often. A man after my owl
heart. Always ready to take . risk
trust you left him wen?"
''ouite. thank you." Lord Harrow
by answered. although he will In
Ast on playing polo. AT his ago
dghty-two-it Ia q dangerous sport"
Mr.. Jephson smiled.
c9tili taking chances" he said. ~
uplendid old gentleman. understan
fAt you, Lord Harrowby. have
prpposation to mako 70 me a. an un
dsrwiter in Loyds."
\ n win try TO explain" said hi
fotdship, gulping q plebeian SulI
MY affairs have been for some tim
IN rather q chaotic state. Idleness-
the life of the town-you gentlome
win understand. Naturally. It ha
bcen suggested TO me that exchanG
my name and title for the millions Q
some American heiress. have al
wats Violently objscted 10 any sue
plan; aEIfouldn't quite bring mysel