The Glasgow courier. [volume] (Glasgow, Mont.) 1913-current, 1915-05-28
COMPENSATION ACT BLANKS
NOW BEING CIRCULATED

COMPENSATION ACT BLANKS
NOW BEING CIRCULATED
Blanks are being sent out by the
state industrial accident board to en-
ployers of labor in hazardous occu-
pations requesting them to signify as
soon as possible under which provi-
sion of the compensation board they
elect to come. The three forms open
to them are explained in commun-
ication accompanying the blanks and
reading, as follows:
"1n pursuance of section (f) of the
workmen's compensation law, the in
dustrial accident board is herewith
enclosing you blank form as provid-
ed by law, which you will fill out and
please return to the board at your
earliest possible convenience provid-
ing that you desire to come under the
provisions of the law.
"While it is optional with the en-
ployer, still, if he elects not to come
under the act, then in actions for dam
ages, all his common law defenses, as
sumption of risk, contributory negli-
gence and fellow servant, are denied
him; which would indicate that re-
fusal to come under the act might
easily result in an increased liability.
: After satisfying yourself that it is
to your benefit to be bound by this
act, you have three plans to choose
from.
"Plan No. l, section 80 (a), provides
that you may carry your own liability
or insurance, paying your men when
injured the amounts provided in the
law, reporting same fully to the board
on or before the fifteenth of each
month. To avail yourself of the bene-
fits of this plan you must file with
the board undisputed proof of your
solvency and ability to pay any COM
pensation that may reasonably be ex-
pected to be charged against you dur
ing the year, either by depositing with
, the treasurer of the board marketable
securities of some kind having value
to be agreed upon and amounting pos
sibly to 10 or IL per cent of your
pay roll for the previous year, or a
bond or undertaking in like amount
by a responsible surety company OF
, bank, or other solvent business insti.
tuition, or by two or more sufficient
personal sureties. In the event that
you are unable to furnish any of the
above named enumerated proofs, ths
board will give due consideration t.
any form of proof you are able to sub
. nit.
The Three Forms
| "The advantages accruing to 20,
: under plan No. 1, as compared to tn
, other plans, lie chiefly in the fact tina
l you are only responsible for the in
juries or accidents that occur amoni
| your own employees, with the possibl
5 result that by rigid observance o
f; all safety first principles and appli
j, ances, you might eliminate all acci
q dents in connection with your oper
s alton, thereby making your cost o
a compensation nil.
e "Plan No. 2, section 35 (a), provide
. that you may insure your liabilit,
i under the compensation act, with an
J. insurance company authorized
+ transact such business in the stat
f In the event that you adopt this pla'
Il it will be necessary for you to insul
v in such amounts as may be fixed by tn
n board, based upon the amount of Ii:
II bility that it is reasonable to assum
e is likely to be chargeable against yo
during the year, and file your polio
or policies covering such insuran'
n with the board.
u "Plan No. 3, section 40 (a), provide
that you shall carry your insuran'
g with the state, by paying certa
premium of your annual payroll, ba
'g ed on the relative hazard of the o
Se cupation that your employees are e
or gagged in.
of "In comparing plans No. 2 and
one of the material features meritil
be your consideration should be viii
at plan will best protect and insure yo
liability at the least cost. AS the CO
of administering all insurance, und
ut plan No. 3, is borne by the state a
on not charged against the premiums c.
be lected, it would seem quite possit
he CONTINUED on page 6.)