davidaulloa/AmericanStories huggingface dataset:
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24
WHY THE FARMER
NEEDS RURAL CREDIT
How He Could Secure the Capital
Needed For Investment In Fam
Property and In Permanent
improvements.
+. B. BoMBERGER.
Maryland Agricultural College
Extension Service.

In the old days when the American
farmer produced for local market
and bought in local market under
conditions determined largely By 10
cal needs, when crops were staple and
methods of production were stand
ardized. there was little need for ex
tended credit. Each crop paid the
way for the next. and store credit waa
sufficient for his needs. Nowadays
this is all changed. The commercial
farmer OF today produces his crops
under conditions that are affected BY
worldwide Influences. He sells in
market that is fixed by national and
International conditions and he buys
under conditions similarly fixed. Fur
Their. the old. careless. sIipshod
methods Of production are no longer
efficient. The impoverished land de
mands more intensive cultivation
drainage. fertilizers. more live stock
and more labor. All Of these call fol
more capital; and the question is
where shall he get it2
Why not from the banksg II may be
asked. The answer is that our whole
banking system has been created anc
organized to meet the needs of com
merce, trade and manufacturing In
dustry. and is not suited 10 the re
quirements OF the farmer.
To carry on his business effectively
the farmer must have two distinct
types Of credit. neither Of which is
adequately provided by our present
banking system: first, long term
credit, by means Of which &c mas
secure capital to buy his land or Il
make permanent improvements: sec
ond, short time credit which viii sup
ply him with capital for the purchase
OF seeds, fe~iiizers. machinery Hee
stock. labor, eto. He needs long time
credit because the returns from one OF
two or Ave years. crops cannot BE- ex
pected to repay capital invested IN the
form Of permanent Improvements. He
needs short time credits because crops
do not mature within the limited credit
periods customarily allowed BY our
Commercial banks. The FARMERS Of
European countries Are prosiisd -ssith
two distinct types OF credit agencies
which are especially designed to meet
these needs. The one is the LAND
Mortgage Association, which enables
him to issue and sell bonds, running
for long periods of years, bearing a
low rate of interest and secured by
the value Of his land The other pro.
vides special form Of personal credit
not limited to thirty, sixty or ninety
days or even six months, but extend
ing from six months to three years.
These are the Rural Credit Banks
which play so important part in the
development Of efficiency in European
agriculture.
These two types Of institutions, in
some form, should be placed at the
disposal Of American agriculture; fol
until the American farmer is per.
mitted to mobilize his assets and his
credit as fully and as freely as does
the merchant, the manufacturer or
the industrial corporation, his pro
ductive capacity must necessarily be
limited and the progress of the in
dustry is bound to be retarded.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24
DUTCH BULBS FOR
TIE FARM HOME
Growing Them Successfully out Of
DOora
B. W. ANsPoN.
Maryland Agricultural College.

Hyacinths. tulips and narcissi can
be grown in all parts Of the State
where the temperature drops low
enough to freez the soil for several
weeks during the winter and are an
addition to the attractiveness Of any
farm home. Although we generally
nnd them plantedin beds or boards on
the lawn, better effects can be secured
where they are allowed to become
naturalized among the shrubbery or
where they can remain permanently.
Secure your bulbs now. The leading
seed houses show attractive bulb
catalogs giving descriptions and cul-
tural directions for the same. Bulbs
may be planted any time during the
fall, provided the ground is not frozen
In this State. the latter part Of Oc-
tober is good time for planting. Since
we generally plant bulbs IN beds that
are occupied by ANIMALS. II win be
necessary to wait until after the
growth Of such plants have been check
ed by frost These should be removed
and the bulbs planted. Any welI-drain.
cd. light, loamy soil will do for bulbs,
hut soil that Is sandy will give better
results than one which is composed Of
4 ay. In heavy soils II is advisable to
rjace layer Of sand under the bulbs
IN very heavy soils ii is best to sur
round the bulbs with sand to insure
tsainage. Although rich soils gives
csst results, fresh manure should never
come in contact with the bulbs where
The soil does need fertilizer at time Of
planting add only well-rotted manure
er compost. Dig up the soil to a
depth Of to 10 inches and prepare 1t
thoroughly Rake the bed so as to
leave It in a rounded shape so as to
shed water.
Tulips should be planted A inches
deep. while hyacinths and narcIssi
should be planted inches deep. Be
sure to measure to the top Of the bulb.
In order to secure uniformity In time
Of blooming. it will be necessary to
have bulbs Of the same size and to
plant them at a uniform depth. After
the ground has become frozen, cover
over the bed OF border with several
inches Of straw manure. This shoEld
be removed in the spring when danger
Of severe freezing is over.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

At West Point they tell story of a
man known as Ginger. on account OF
the peculiar color Of his hair. who grad
uated at the foot Of his class after six
years at the Point
Ginger distinguished himself while
reciting To an instructor In ordnance
by a remarkable answer to the quess
ton How many pieces will a twelve
pound shell burst lnto?" the average
number having been determined well
by experiment. After due reflection
Ginger lifted his eyes to these of the
Instructor and replied:
Not less than two" - New York
Times.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

In cooking meat, first scar IL on the
outside so az to retain the Juices.
thereby preserving the flavor; then
cook slowly ever slow FIRE. A fire.
less cooker is good to use at this stage
OF the cooking. Cross ribs, boned and
rolled. are fne cooked this way, or
rolled flank, chuck or rump.
When meat is put in cold water and
allowed to heat gradually, a large
amount of Juice is extracted and the
meat is tasteless. BY long cooking
the connective tissue is softened and
dissolved, which gives to the stock
when cold jelly-like consistency. This
principle Is applied to soup making.
By putting meat in boiling water, al
lowing the water to boil for a few
minutes, then lowering the tempera-
ture, juices in the outer surface are
quickly coagulated, and the inner
juices are prevented from escaping.
This method Of cooking is used where
nutriment and favor are desired in
meat
In solving the meat problem, the
housekeeper must keep clearly in mind
the retail price, the time she uses in
cooking and preparing, the waste in
fat and bone and the cost of the fuel
consumed in preparing the especial
cuts.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24
TIME 10 gALK.


Was Going Too Far.
Dr. Frank Garrett, who has been a
missionary to China for the last seven
teen years. says that the FIRST thing
YOU have 70 do Is TO get the Chinese
Viewpoint Like nIany Of their Gus
tomt,lt seems to US upside down. In
the ilted Suites Il sou call a man a
liar You are Asply to get Into serious
trouble In CHINA the man would be
rashef,e enir,i mented ihan insulfed.
4 missionary had established a little
church somewhere III the lAfefInr and
put a native preacher in ehafre while
be visited some other mission points.
When he returned he missed one young
man from the congregation. The M.
I'VE pfeachfr said they hid put him
out Of the church.
why. what was the matterf What
did he dog asked the missionary.
He stole bamboo rod" returned
the preacher.
eWhy,r answered the missionary. "a
bamboo rod IS worth only about 40
cents Don't You think you were 1T
tie sevefer
No. no" md he shook his haad m
dIgnanily. We can't have thief In
the church The I3lble says a thief
can't ga 70 heavcu and we couldn't
have amy one b tie church who
couldn't 10 tosheafen, Resides. II
wouid give US lad name in fle eom-
mnnity
Welt, returned The missionary. ''the
Bible says 4 Iiaf can't go TO heaven
Are you going @ turn tile liars out
5oos"
oh cried the preacher. ~that's dif.
serentl EptiVely dInerentl We al
he. - Youths Companion.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

A bulb of unusual interest for the
amateur is the Colchicum. This bulb
produces flowers in the living room
without the aid Of soil or water to
bring about its growth. The bulb can
be placed on a shelf in the room where
1t will come into bloom. 1t produces
its flowers in the fall. outdoors, dur
ing the early winter, inside. As is
shown in the accompanying illustra-
tlon, the flowers are produced without
leaves. The bulb produces its leaves
in the spring. This bulb may be pur.
chased from any reliable seed store.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

rest, FIJI your glasses with water to
a point just below the bottom of the
bulb. which rests on the shoulder Of
the glass. Place these glasses with
the bulbs in a cool, dark place, chang
ing the water occasionally. After the
roots are well-developed Casually about
8 weeks), bring them into cool room
and here they will produce good flow
ers. A small piece of charcoal placed
in the glasses will keep the water pure.
Chinese Sacred Lilies and other types
of Narcissi produce fine flowers when
planted In glass bowls containing
pebbles and water.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

"When children want to marry they
sometimes have q h.rd time IN getting
their parents to consent.
"Children have no kick when 1t comes
to being hard hearted. When parents
want to marry they almost never sue
coed in getting the children's consent"
-PIttshnrgh Post.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24
USE The CHARR
CUTS OF MEAT
How 'hs~farful Houseksspsr May
Redudl The Cost OF the
Family Food Supply.
FLQFENcn : HUNT.
Aarsla>i Agricultural College
falenslon Services.


How ca1 ! lower The cost Of tho
family FOOT supply & question con.
stantiy bel every housskscper To
find the al yer lopi oyar youS months
! bills for ffoa, /. not he meat bin
usually one 81 las lsssass IN her dc.
sife 70 asfy rsiesIi me Loassuife
decides to "a he lsi.s of nsoat which
retail at oT prize often shS fails
70 produeela palai6ie dish and goes
back dlsct ged to the use Of won
known anl easily prepared tender
steaks. CHI and roasts.
Why doIl the cheaper cuts taste as
Food2 Alttcush they are Just az
nutritious unless properly handled
these cuis are usually lacking in
flavor, the long. coarse ibers. and the
large aniqeul Of connective tissue
which Il I'm called @gristlee making
them less 3nlatablc.
TO gir6 these cuts flavor. they
should be booked with vegetables and
carefully soasoned Try doing this
method and these cuts will soon be-
come as rnleh a iavorite as the tender
steak.
From such cuts q the lower round,
the tail pieces Of the porterhouse
steszs, and even plate meat, you caa
fashion delicious combinations as:
Salisbury Steak Mock Duck with
dressing, and garnish Of vegetables,
cannelon beef or beef loaf with
tomato sauce.
The fbe. Of SOME Of the cuts which
we do not care to grind can be broken
by pounding with the edge Of heavy
saucer or specially devised hammer.
In doing tbs. be careful that the Juices
do not essaDe, because IL they do the
piece wiz loose favor. These can be
absorbed nv pounding -four into the
meat. Whit, when brownedssFill give
added ga4Sr -
Meat 1Hated in this why iafealled
Swiss s PAX" In cooking at nrst
have a igd temperature: then very
careful look at low temperature.
Other 7z tons may be made by using
GROUND luck, flank. or skirt steaks
with ~ ables. finishing the cooking
at d Iqs< temperature. A pot roast
should BE cooked slowly for several
hours, thus the connective hssues is
softene bad The meat made more
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

"DestFoy this letter"
81, John Doe. being of sound body
and r!nd. do make and declare this to
be M last willie
"ssoseribed and sworn to before me-"
"I%ase remit"
ar. $. V. P."-Mnwaukee Free Press.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24
POLISHED PLATE and WIN
DOW GLASS.
332 354 North Charles St.
Baltimore, Nd.

Repre- senting herwin-Wil-
liams Co.'S. Paints and Varnishes,
Alabastine and Pastico, Wall
coating, Ad-el-ite Paint and Var:
sh Remover.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24
HYAclNTHs MAY BE GROWN IN.
DOORS IN GLASSES.
B. W. ANsPoN.
Maryland Agricultural College.

Hyacinths may be grown indoors
during the winter in hyacinth glasses.
These glasses are special glasses hay-
ing a shoulder on which the bulbs
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

The child lives in the future. the old
man in the PAST The wise man lives
IN the present.
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

TIE 4xif steamer, Calveri whleh
has bsen uaning On Paluxe4t kiv r,
Sefsdue fl sis', july -. 1913,
v Inns IA Hast I y lro ~ IL
K ., II Sur RS. a Aus q, lYi -
zen D. ~. a 4
WiiLA4. 't.ifiS $50
NefF 81 u
i hDsil h. G1-i Fri & Pass. a :.
b~lt,n -. Aug. %. 9l5:
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

u hC WIZ - " sSh AhAhANAAtAAi
The Cheapest and Best Family News
paper Published.
ONLY ONE DOLLAR A YEAR
Six Months, 80 Cents.
THE TWICE-A-WEEK AMERICAN
Is publ shed in tive issues, Tuesday and
FRIDAY mornings with the news OF the
week in compact shape. It also con-
tains interesting special correspondence
entertaining romances, good poetry,
local matter of general interest and
fresh miscellany suitable for the home
circle. A carefully edited Agricultural
Department and full and reliable
Financial and Market Reports are
special features.
See clubbing arrangements in other
Postoffice at Baltimore,
Md las second-elsss matter. Apri, IL
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24

&c. Or has overcome the
I,.icc. You can now
llon-Skids at as
.i.. AS many plain
Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1915-12-24
faluxenl Rive i.:.le

" -ffAtf-sft 4 - q y
lFsncsas suages
r MURDOCH
General Freight fassengef aren't
Bonners Ferry herald. [volume] (Bonners Ferry, Idaho) 1904-current, 1915-03-19
ALAS SUMMONS

la the District Court Of the Eighth Judicial
District of the State OF Idaho, in and for the
County of Bonner
E. Boileau, Plaintiff. vs. Homer Boilcau, De-
PENDANT.
The State OF Idaho sends greeting to the
above named Defendant:
You are hereby required to appear in al ac-
tion brought against you by the above named
paintff in the District Court of the Eighth
Judicial District. State of Idaho, in and for the
County of Bonner, and to answer the complaint
filed therein IA copy of which Is hereto at
tached) within twenty days exclusive of the
day of service) after the service on you OF this
summons, If served within this district; OF il
served out Of this district within forty days.
The said action is brought 10 dissolve the bonds
of matrimony existing between plaintiff aud
defendant for custody of minor child and foe
property hereinafter described; that plaintiff
and defendant intermarried at Duluth, Min
nesota on OF about the 25th day OF Novem Ter.
1891, and ever since have been, aud now are
husband and wife; that the plaintiff is. and
has been, resident OF the State Of Idaho for
the period OF six years Immediately. preceding
the commencement OF this action; that on or
about the 9Th day OF July, 1871, the said defend
ant, disregarding the solemnity OF his marriage
abandoned the plaintiff and ever since has
and still continues so to willfully and without
cruise desert and abandon said plaintiff, aud to
live separate and apart from her without any
any surcient cause or any reason, and against
her will and without her consent; that the said
plaintiff and defendant are the owners and
possessed of the following real property, to-wit:
Lots SIX (6) and seven Cd in Block twelve ny
in Park Addition to Bonners Ferry, in Bonner
County, Idaho, valued at fifteen hundred dol
lars.
And you are hereby notified, that if you fail
TO appear and answer the said complaint, IS
above required, the said plaintiff will apply to
the Court for the relief demanded in the plain
tif's complaint.
Given under my hand AMI the seal of the Dis
trict Court OF the Eighth Judicial District Of
the State of Idaho. in and for the County Of
Bonner, this 10th day nt March, in the year of
our Lord one thousand nine hundred and if
teen.
(Seal) ROBT S. McCREA, Clerk
BY s. G. Yoder, Deputy Clerk.
S. Il. Henry, p o. address Boomers Ferry, Ida
no, Attorney for Plaintiff Mar l9-Apr %
Bonners Ferry herald. [volume] (Bonners Ferry, Idaho) 1904-current, 1915-03-19
sHERIFF,s SALE

State OF Idsho. County of Bonner, rs.
Denver P. Dayton, Plaintiff, VS.. Jane Haw-
thorne and William Parsons as Guardian OF the
person and estate OF Jane Hawthorne Incom-
petent, and Wilbur Hawthorne and W. r.
whitaker as Administrator OF the estate Of
Adam Hawthorne Deceased. Defendants
Under and by virtue of an order of sale and
decree of foreclosure and sale, issued out of the
District Court OF the Eighth Judicial District.
County OF Bonner, OF the State of Idaho, on the
9Th day OF January, A. d. 1915, in the above
entitled action, wherein Denver p. Dayton, the
ebove-named plaintiff, obtained a Judgment
and decree Of foreclosure and sale against Jane
Hawthorne etal, defendants, on the 29th day of
December, A. D. 1914 for the sum OF two thou
sand seven hundred eighty nine and l5-l00's-
27ss is Dollars, In United states gold coin, be
sides interest cost, which said decree was
recorded in Judgment Book of said Court, am
commanded to sell the certain lot, piece or
parcel of land, situate, lying and being In the
County OF Bonner and State of Idaho, and
bounded and described follows, to-wit: all
the right. title and interest OF the above named
defendants in and to the South Half of the
Northeast Quarter and the Northwest Quarter
of the Southeast Quarter OF Section Twelve (12)
Township Sixty (6o) North Range One ~ west,
of the Boise Meridian, in the County Of Bonner
State OF Idaho, together with the buildings and
improvements thereon. Public notice is here
by given that on the 18th day OF March, A. ID.
1915 at ten O'Clock A. NJ, Of that day, in front
of the Court House door of the County of Bon
ner, will, in obedience to said order OF sale,
sell the above-described property, or so much
thereof as may be necessary to satisfy said
JUDGMENT, with interest and cost, to the high
est and best bidder for cash, lawful money of
the United States,
Dated this 18th day OF February, 1915.
febl9mchl2 II. S. REMKR, Sheriff.
Bonners Ferry herald. [volume] (Bonners Ferry, Idaho) 1904-current, 1915-03-19

In the District Court OF the Eighth judicial
District Of the state Of Idaho. in and for the
County of Bonner.
r. J. Braun, Plaintiff VS. NJ. f. Braun, De-
PENDANT.
The State OF Idaho sends greetings to NJ E..
Braun, the above nemed Defendant
You are hereby notified that a complaint has
been lied against you IN the District Court Of
the Eighth Judicial Distrlci OF the state Of
Idaho In nd for the County OF Bonner by the
above named Plaintiff, and you are hereby di-
recicd to appear and answer the SAID Com
pleint within twenty days OF the service of this
summons il served within said Judicial Dis
trict, and within forty days II served else
where. The said action Is brought to dissolve
the bonds of matrimony between Plaintiff and
Defendant that said Plaintiff and Defendant
intermsrried at Colville, state OF Washington
on or about the srd day OF December, 1871, snd
ever since have been and now are husband and
wife; that the Plaintiff is and has been a resi-
dent OF the State OF idaho for more than twelve
months preceding the commencement OF this
action; that the said Defendant, disregerdinR
her duties rs wife towards the Plaintiff. has
been guilty OF hsbitusl intemperance for moro
than one year Last past
And you are further notified that unless you
20 appear and answer said Complaint within
he time herein specified, the Plaintiff will take
Judgment against you a. prayed in Said Com
plant.
Given under my hand and the seal OF tho
District Court OF the Eighth Judicial District Of
the State of Idaho, in and for the County OF
Bonner this 18th day Of February. in the year
Of our Lord one thousand nine hundred aud
nfteen.
ROBT. 8. McCREA, Clerk.
tsesl) BY S. G. Yoder Deputy Clerk.
8. r Henry, Attorney for Plaintiff, Residence
and p. o. Address, Boomers Ferry, Idaho.
Feb 26-April2
Bonners Ferry herald. [volume] (Bonners Ferry, Idaho) 1904-current, 1915-03-19
NOTICE OF ASSESSMENT.

Kootenai Cedar & Lumber Company. Limit
ed, with its principal place of business located
at Bonners Ferry, Idaho.
Notice is hereby given that at q meeting Of
directors of the Kootenai Cedar & Lumber
Company, Limited, held on the 10th day of
February, 1915, an assessment OF 1928 per share
was levied upon the capital stock of the cor
porstion payable on or before April LIST, 1915 to
James G. Bush. Secretary and Treasurer of this
corporation at Boomers Ferry, Idaho. ANY
stock upon which this assessment remains I'M
paid on the LIST day of April, 1915. will be de-
linquent and advertised for sale at public auc-
ton and unless payment is made before will
be sold on the 2oth day of April, 1915, to pay
the delinquent assessment together with the
costs of advertising and the expenses OF sale.
Dated this 18th day of February, 1915.
Feb 25-Mch 10 J. c. BUSH.
Secretary and Treasurer,
Boomers Ferry, Idaho.
Bonners Ferry herald. [volume] (Bonners Ferry, Idaho) 1904-current, 1915-03-19
Hawkins, rent Of house for

]. Hawkins, rent of house for
county charge ....... 5000
Jas. McGreevy, collecting poll
tax -. ................ 1000
f. c. Graham, right-of-wcy for
county road go. .......... 10000
Ii. S. Fry. same ............. 10000
The petition of S. NJ. Bauman and
others asking for an appropriation OF
road district No. 90. was rejected.
At this time the clerk YVES author
ized to call for bids as follows:
For running the ferries ct Newport.
Priest River, Laclede. Clarksfork and
Cabinet, twelve hours service. for two
years commencing on the second Mon
day of May, 1916 no charge to be
made for crossing with state or coun-
ty officials on duty, at any time of the
day or night; for superintendent of
the county poor farm for two years
commencing on the second Monday in
May, 1915; for burying paupcrs for
two years commencing on the second
Monday in May. 1915; county physic-
ian for two years commencing on the
second Monday in May. 1915. All bids
must be sealed, plainly marked and
filed In the office of the clerk Of the
board before the hour of ten o'clock a.
m, Wednesday, April the 14th, 1915;
the board reserves the right to reject
any OF all bids.
At this time the board instructed
the clerk to advertise for bids for
building tho road known as Meadow
Creek Project; all bids must be
sealed, plainly marked and filed in
the office OF the clerk before the hour
OF 10 o'clock a. M, Tuesday, March
the 30th. 1915. Plans and speciflca-
tons may be had on application to the
district forester, or the supervisor OF
the pend d'Oreille national forest, at
Standpoint, Idaho; the board reserves
the right to reject any or all bids.
On motion the board adjourned I'M
til Saturday, March the 18th, 1915
at 8 O'Clock a. m.
DON c. McCOLL, Chairman
Attest ROBT. S. McCREA, Clerk.