Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1915-12-04
LOCAL COMMENT


4 After hearing officials from the in
surance commissioners Office at Des
Moines explain the method of basing
rates for fire insurance. it becomes APP
parent that any property owner can
shave 25 cents or more from his rate
by registering complaint and demand
ing an analysis of the rating bureaus
| charge for his particular risk. In al
! most every case some seemingly trifi-
ing objection can be removed like
keeping gasolene in five one gallon
cans instead of one five gallon can and
save considerable part Of the cost of
insurance. Often it will be necessary
to approach some neighbor whose risk
is penalizing every other property
owner in the block when a email ex
pense would remove the hazard and
4 reduce insurance for everybody.
Marshalltown business property on the
! average has suffered an increase in
fire insurance rates under the new law
| and there was no Justification for the
| fire Insurance companies to make more
! money. They must have been salts
fed with the business before or they
would not have written the policies.
The law is in force. however and the
only way to keep down costs Is to find
out what it is that the rating bureau
has charged against the property for
its risk and remove as many of the
items as possible. Call upon your in
surance agent to obtain your basis OF
rating for you.
/ The indoor baseball league is going
to tax the capacity of the new Y. NJ
c. A. and in spite of the whirl wind
for faW
weeks ago baseball is bringing in more
new members by the score 1t is fine
sport for the winter Get in all We lads
who find time dragging heavily
o'nights.
Secretary Clark has made q sugges-
ton to the county fair board which
can be acted upon with profit to the
association. He would scoop dirt out
of the Linn creek bed to widen the
channel and fill up around the cattle
| barns so as to provide additional build
ing room high and dry above all flood
waters. 1t would be the chea pest
method of obtaining additional room
and the new ground would be located
exactly where it is needed for an ex-
tension of the present barns and pens
Linn creek. too. needs more room for
the water it has to carry, in fact the
bridge opening for food water thru
Main street should be three or four
times larger than it is now. Most of
the flood damage from Linn creek is
due to the dam which the Main street
road grade throws across its natural
channel.
Now that another Christmas festival
n 1arf -
should exert extraordinary effort -
make it a success. The problem is
greater this year than ever before be-
cause the festival is no longer new.
The Christmas trees will look pretty
as Christmas trees always do but the
entertainment must be novel. Some
thing different is demanded. 1t should
interest the Kids. Incidentally the
merchants Should go after Christmas
trade as tho there We're no festival in
sight. There is no assurance that a
scheme worked several times before
viii bring trade to town this time. in
fact, many wise head has doubted
the efficacy OF the Christmas festival
as 4 trade getter this year, believing in
1t only as a maiM pring to the Christ
mas impulse. helpful movement to
mellow the hearts of sordid people,
sort of a psychological. laxative
, =
The charity organization. eEcellently
organized and in charge Of a COM
petent agent is ready and doing
business. But that Should not result
in the disbanding of the Good Fellows
Club. The Good Fellows Club was
forced into charity work by reason Of
the Literally with which cash dona-
tons. We're offered in response to It's
appeals, because it had money left al
ter the candy and toys for children
were paid for and delivered and be-
cause people Seemed to look toward
that club to do certain work. Now the
charity association will care for those
who need shoes and coal and imme-
date help Of that kind. That is the
duty of the charity association and
what il was organized for. Making
Christmas for the children and the
helpless is beyond the scope and pur-
pose of the association It is TO re-
heve need and to see that none suffer.
The Good Fellows should maintain
their vi a;ss;;:a.inn for the purpose II is
intended--to see that every child in
town that otherwise would be lonely
and unhappy on Christmas morning
shall have a part in the general de-
light of hat children's holiday If there
light of that children's holiday. If there
has been any thought or suggestion
that the charity association is to take
the place of the Good Fellows that
should be dismissed and the club con-
tinue its kindly work. We should under
stand the Good Fellows to be a Christ
mas organization pure and simple with
a Christmas purpose. It is the big
! Santa Claus for those whom Santa
| would pass by unnoticed. 1t mas been
vastly worth while in this city and its
| activities have made our city noted all
over the state as one which cares for
the helpless Now 1t can bend all its
energies and offer all its help to those
for whose happiness 1t was born and
| who will await its beneficence this
year as in previous years.