The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1915-01-23

BY Erederic
( ~, 80. ....
| e d rs ~ Z ,757
~ persons sreali ~ how imp prtant
| 9 part Insurance. plays IN the Welfare
EpL 9 nation. Ihe p0pulation OF every
countfy - com sed chiefly Of people
VINO nave incomes sufficient only to
meet q certain standard Of living.
When accident, Illness or death over
takeA them they cannot meet II with
tout lowering their standard OF living,
s'Aaeh " mosL cases rs air eady too
E42W. Aneir only protection from the
td1s y. Tess OF d4re poverty ls SOME FORM
q insurance which VIII give them
aid n such emergency How such
Iprotection Is To- be supplied and tine
NUMBER OF emery encies u should COW
er are Questions receiving earnest
consideration by those seeking the
means Of oyefco ninE the curse OF
p ,..s,'i11ss ~ me World insurance
Z Sto gYNl1a are ~. Deing mncn pelter
.s -. S - - tls.n N tne yni-
~ s., ~ sn earnest enort IS ne.
y. lAltu = Y RAISE tne standard
~ =. avs y elnslency IN tnts coun-
sty X. 4, y, 8. Is Z. ! ID
(. ~ lnle ~ lonai Congress on Soc
~ ins ulhnc wnplcn mas been an
ssn.s ~ .se. IN Y Y, s.sllnslon neAt
4, 4 ~ lnsata1on q
M e e q tne y nltea VIII
nj, III, ~ = ~ MANY experts
Aa, S M ~ apts g discuss tne var
. s. p ~ y .ne insu rance question
.als s.ss - o. practacal exI
pea.snse N ,, Tue oanerent european
sou " me lact mat. America IS
= ~ aae ~, p,,l1.na europe m inns matter
e ~ ~ wen. recoenlzed tnat the invita-
on ~ tleee ne.e was companted
~ ~ lion. OF $lv'vve by the
Os I ~ III rue United states 70 de-
60 s. sn F. As,ls'.'s q tne congress OF
s,.s4 3. H. ~ Just possible
.ss.. wat o. IN. europe
ars,. ouss .ne post ppnemen. OF tnis
a.. p s..l pae lulnltment OF
-. y y - hopeo lot,
me term "social 1 Insurance. is bet
ter known in Europe than in Amer
lca. " covers all sorts Of insurance
which has as Its object the protection
OF the working population. These In
clude accident insurance or work
mems comp nsation laws, sick bene-
nj, Unemployment insurance, old age
pensions and every other provision
which has been made in the different
countries to improve the social condi-
ions OF the industrial population. The
terms indNstr and social insurance
are used almost synon ornously IN iIOas
rope, but Industrial insurance in
America usually designates the In
surance, either straight life or sick
benefit, which is handled by small
companies winch employ collectors TO
VISIT me policy holders and collect
llaelr Weekly or monthly payments:
;soclai insurance Is g broader term,
covering q wider range OF benefits.
tne limited States has made no
iederai provision Tor the prot ction
OF stne wage Garner and in no other
country y ne SO mulched and robbed
ny tne d1Merent systems under which
ne unaertaRes 10 insure himself
AGAINST sickness. accident or death
4 one reason Tor this Is that. the States
.s.s s.a ..lne plonlDlEs ieaeral
~ =, pon al.attels "a I. Wnlc .as
sSa,s,sa sSsa'..t lssl euey M, snosl y
sass ~ lne "
- ~ ~ ~ lne -, ~ soM ~
w.. an. = $500 iast year y .ae
a.;s., sa. 10 nos = !rans
as s.Soa " colaneIce, Dnl . strlclly pr
ss.. na persona. OF inaelnni
.y, seems aelHlteis 70 p.ace ~ o.. oH.,
res. .e'tss y. lnls
ls..sss ~ y tne a,anas Q, cne lndlvlqnal
snas.sa t; 0is a.lsal mas % y .,,
Ia w. sels aaNs " plosaue ruil
az, - ailce lol
tns -, sili1eis'
me greal puiR Of insurance car.
reg re- by tae mduslr1al population o.
Inls country ls eitner. through, small
companies OF iraternal organizations
me solyency OF tnese COMPANIES ai1i
assocaatlons az - no way assured
lsae statement tnat odtentimes the
preslaent carries the assets In ms
pocket during the week and divides
up on SATURDAY night with few otit-
GERS OF atne inner circle IS by nc
means (. exaggerated, acc ording to well
authenticated records. 81
\ In trne poorer industrial localities
n especially among colored people, such
irresponsible tfaternal Organizations
\ fionrish GLOWING each other in QUICK
succession. High sounding titles as
supreme Most Worshipful Grand
AZ or Most Exalted knight
inn M fNHtsl 49,.