The Birmingham age-herald. [volume] (Birmingham, Ala.) 1902-1950, 1915-04-16
FRYE EXPLAINS THE
INVESTMENT CLUB
By Saving Small Sum Week
ly People May Purchase
Standard Securities
DIR. b. b. SIMS

John H. Frye, president of the Trad
ers National bank of Birmingham, apro-
pos of the investment club recently es-
tablished as a feature of the Realty
Trust company. said:
For many years the French people
have been large investors in the securi-
ties of their own country. and of other
countries; their most remarkable finan-
cial achievement was the payment, in a
comparatively short time. of the debt
which resulted from the Franco Prus-
sian war. The secret lies in the fact
that there is a wide distribution of
relatively small number of millionaires.
the people. generally, are thrifty and
prosperous. The banks assist trades
people with small loans, needed to de-
velop their business; and investment
securities are issued in denominations
that place them in the reach OF per-
sons of very moderate means.
In our country. one of the obstacles
in the way of many who would accumu-
late property is their inability to as
semble. at one time, sum sufficient
to purchase "a first class security The
club plan of saving. inaugurated in re-
cent years, has attained wide popu-
larity; but too frequently funds paid
into savings club are spent at Christ
mas, and the customer realizes no per-
manent benefit. 1t is the purpose OF the
Realty Trust company to adapt this
plan of saving to the use of those who,
by means of small instruments, would
secure profitable investment. To this
end we have inaugurated an Invest
ment club, the members of which make
weekly payments of so cents, 81, SO and
upward, thus saving, in so weeks $25.
$50, 500, etc.
When payments have been COM
pleted. the member receives a paid-un
certificate in the Glass A preferred
STOCK of the company, bearing 7 per
cent dividends from the date of issu-
ance. The capital of the Realty Trust
company is nearly 100000. and natur-
ally much of the stock is held by per-
sons of considerable means; however.
many shareholders who have invested
sums of from 800 to $1,000. One thou
sand dollars of the Glass A preferred
STOCK Yields $40 year, or nearly dou-
- 'Ne"iii vi u y per cent invest
ment
There are few opportunities TO
make weekly or monthly payments on
permanent security that Yields such
satisfactory return. Dividends of Az
per cent are paid in January and July
OF each year Under the charter of the
company no profits can be disburse
10 holders of the common stock until
dividends on the preferred shares have
peen paid in full. As the holdings Of
the management are altogether In the
common stock ii will be seen that the
preferred shares must be doubly safe
" order that our interests may be
protected
The Realty Trust company does not
receive deposits but from the begin
ming has made speciality of invest
ment business. Throughout the four
Years since organization each owner
Of our preferred shares who desired 60
sell has been able, without delay. 10
sell his stock at the price paid for II.
This record has been in no way inter-
fupted in the past seven months a
rather unusual fact. considering the
closing of the stock exchanges of the
world and the inability of holders OF
securities of many of the largest cor
nQrations to sell at reasonable figures
We also furnish to investors first mort
cages on real estate. executed by re-
liable parties and yielding from to s
per cent per annum.'