Alma record. (Alma, Mich.) 1878-1928, 1915-09-23
HdVice to
GirlS
WbO WOrR

Do you POSSESS a bank accountF
III you are the wife of n man Of af-
fairs on the daughter Of some well paid
worker you may answer in the affirm
alive without a thought as to the de
STABILITY of this possession. If. on the
other hand, you are one of the thou
sands Of working women who can de
pend only upon their own brains to
bring in their daily portion of bread
you may be forced TO admit that a
bank account has been the object of
your dreams for many year. but that
you have never been able TO make 1t n
realization, try as hard as you could.
Few business women know how TO
save money.
But" perhaps you demonstrate,
how can | put anything away when
all my salary goes to pay my way in
the world?
Saving is no doubt difficult when the
weekly stipend is small, but even I'M
der these circumstances something
should be put away if for no other rea-
son than the one of cultivating the saw
ing habit IIundreds-no. Thousands
of women have enough intelligence to
make money. ami good sums OF money,
too but few have enough sense to save
even small portion of their earnings
And yet bank account is their only
protection against sickness, old age or
loss of position-the only means of
giving the worker any independence
and personal freedom
The girl who has no bank account is
forced To put up with all sorts Of incon-
veniences. she cannot give up employ
ment which T. dncongenial. because
she has nothing 10 draw upon while
looking foi another opening. II she be-
comes i'll she must call upon friends or
relatives Tor AID. and il she is SO un-
fortunate rs 10 be alone in the city she
may oven be forced To become the OBJ
iect of charity
Win this possibility in view one
woai think that every feminine
NO -cr would rclli1e the importance OF
~is..- .It apparently few wage
ca ucrS do 4ou ind the girl behind
,ae counter Spending her nickelS and
aes danes Oh ,aadirs and the movies
igst as .on llul her sister in "A higher
,c.le Of e. c.vo. throwing away her
hard earned dollars on nnumerabe
new hats. biouses ana theater tickets
Both have tic happy optimism which
is characteristic OF many women who
earn their living They live in the
present. refusing To- look into the
future
Begin now 10 put away something
every week. Perhaps it will be only
- cents If the pay envelope is pitifully
small but - cents every week amounts
TO II fair sum nj the end of the year
The point at the beginning is not how
much you save. but the fact that you
save consistently. After awhile the
sum will increase. and. having acquired
the saving habit. you will have at your
disposal sum of money that is quite
respectable in its proportions.
The greatest drawback TO saving Is
that once n woman has n good position
she believes she will 20 on holding il
indefinitely Unfortunately. prosperity
brings optimism with II. and few wom-
Ell who are making more money than
usual can persuade themselves that
they may ere long make less Then to
the prosperous woman saving Is unat-
tractivc; its returns look TO her TO be
50 insignificant (Ne are referring now
10 the wage Garner and not TO the
woman who can put b. a 500 at
timo1 For the wage Garner saving is
saving pure and simple