davidaulloa/AmericanStories huggingface dataset:
The L'Anse sentinel. (L'Anse, L.S., Mich.) 18??-current, 1915-04-24
Old Claim A,o.lnst Kalser.

Some little time back there seemed
a prospect Of q lawsuit against the
kaiser with view to making him
disgorge some of his wealth. The
plaintiff claimed to be the heir, oil
Field Marshal Won Muennich, and
stated that in 17G5 his ancestor sub
mitted a feud respecting some prop
erty to the arbitration Of Frederick
the Great. depositing the sum Of
R46.S00 as caution money, This was
never returned to the field marshal. al
though the award went In his favor.
and with compound interest was cal
culated at about two million pounds
when steps were taken to reclaim It
The legal representative OF the kais,
er admitted that Frederick had re-
tanned the money, but. as the claim.
ant was unable to show documentary
evidence of his descent from Won
Muennich, the case did not go into
court.
The L'Anse sentinel. (L'Anse, L.S., Mich.) 18??-current, 1915-04-24

the sL'Anse and Huron Bay rosd'' a.
ter due notice Of it, adoption has bsen
given.
Yess-Lyons. Newman and Cos
grove.
Nsys-None.
Martin voErscH,
Clerk d the Board Of County
Il.2l-l Road Commissioner.
The L'Anse sentinel. (L'Anse, L.S., Mich.) 18??-current, 1915-04-24

There are some persons who ride
an through the journey Of life with
their backs to the horses head. They
are always looking Into the past. They
are forever talking about the good
old times. and how different things
were when they were young. There
Il no romance in the world now. and
no hercism. The vert winters and
Bummers are nothing to what they
u6od 70 b.; IL hct, life u altogethtr
o. small. commonplace scale. Now
hat q : miserable sort Of thing. Il
brings Hind d poralystng chin over
Ne. and DetriGoo The natural spring
Of ~ tha< should ~ forever leapino
% = Inoot (he hNtsh new mefoioe dat
~ ~ hoepe bFzAglng
The L'Anse sentinel. (L'Anse, L.S., Mich.) 18??-current, 1915-04-24
her SILVER SHOWER
HOW GIRL GAVE FRIEND 4 LES
SON IN ECONOMY.
stopping Of the Little Financial Leaks
Accomplished Whist Seemed 70 the
Careless one 3 sordsr on
the Marvellous.

1T 10 the finest idea ! ever heard
Of" said Lucinda Grey, a. she looked
compassionately at her pale little
friend just out OF the hoapltal I'm
tired TO death Of restaurant fare, and
haven't forgotten your cooking, Alice
Bentonl But are you sure you are
strong enough to do itr.
For two Of us--in this placer Tho
pale girl laughed derisively. 1T win
be like play. and the best possible
occupation for me-"
very well, It IL settled. II you are
certain it's not too much for you.
You'll ind my purse in the bottom bu-
reau drawer in little tin box; use
what you need for supplies and
things"
"All right. but am going to bear
my half Of the expense. remember"
And do the work besides? call
that an unequal arrangement" pro-
tested Lucinda She knew what must
be the condition Of her friends purse
after her long illness.
my month in the hospital made
quite hole in my savings" Alice adj
mitted, but ! need not be q burden
TO my friends
You mean you have money saved
from your salary?' asked Lucinda, in
astonishment "will you kindly tell
me how you have done It, o wise
young person? I've never been able
to save q cent, and It worries me
more than I can tell. I'm sure try
hard enough to be economical"
Perhaps we shall find some Of the
little leaks later" said her friend, with
. smile,
Two weeks had passed when, as
Lucinda was dressing one morning, she
called across to the little kitchen.
''Now, Alice, you've mended this old
corset cover. told you 1t was not
worth"
Her voice died away into astonished
silence. From the folded garment
something fell with a thud to the floor.
II was silver half-dollar wrapped In
q piece Of paper. on which were writ
ten the two words. Five Minutes"
Lucinda slipped the silver into an
empty box In her bureau drawer. and
put on the mended garment thought
fully. As she was leaving for the
once she paused to call back. do
you mind telling me what Five Min
utes' meansi"
"That was the time It took to mend
It." said Alice quietly.
Almost daily after that something
was added to the contents of the box;
silver half-dollars for each pair Of
neatly mended stockings that Alice
had found discarded In rag bag in
the bathroom. and varying amounts
for the undergarments and waists and
neckpieces that she freshened and re-
stored to usefulness.
I'D like to know what she will do
with q pinned-out collar" said Lu-
cinda, q little vindictively, one day,
as she put three of them into the rag
bag. When the laundry was returned
Lucinda found the three collars on her
dressing table. A jaunty bow pinned
on the front of each completely con-
cealcd the devastation the heavy
brooch had made.
you are certainly hard to circum-
vent, Alice" she said. with q laugh.
you needn't do any more, II you
please. I've counted the money in
my box. and I've learned my lesson.
Ill never again see partly worn gar
ment without seeing also the money It
would cost to replace 1t, thanks to
your silver shower "-Youth's Com
panion.
The L'Anse sentinel. (L'Anse, L.S., Mich.) 18??-current, 1915-04-24
Opening Day at Panama Pacific Expo
sition Broke All Exposition
Attendance Records

r LII attendance records for expo
~ siuons were broken at the open
ing OF the Panama-PacificI Inter
national Exposition In San Francisco
ON Feb. 20. Vast crowds thronged the
grounds when President Wilson press
ed the button In Washington, and each
day since the attendance has been enor-
NOUS. The huge buildings and beau
tiful thoroughfares hummed with &C
tivity and have continued to do so.
The Exposition has already demon
strated at this early date that 1t will
be a great success In every way.
The L'Anse sentinel. (L'Anse, L.S., Mich.) 18??-current, 1915-04-24

The young ladies Of Baraga will give
q May fe tival dance at the Star Of
Wasa hall, Baraga, next Friday even
ing. Klingkamer's orchestra will fur
nish NE music. y
The L'Anse sentinel. (L'Anse, L.S., Mich.) 18??-current, 1915-04-24
Poor.Repoes.
L'Anse. Mich. March 81, 10

L'Anse. Mich, March 81, 1914.
The Hon. Board Of Supervisors Of Bar
aga County, Mich.
Gentlemen:-
! hereby certify that the following To-
a correct list Of Poor orders drawn by
me for the month lof March, 1916.
for L'Anse and Arvon townships,
to-wit:
The L'Anse sentinel. (L'Anse, L.S., Mich.) 18??-current, 1915-04-24

PRECEDENT THEODORE VAIL OF THE AMERICAN
TELEGRAPH COMPANY, WHO WAS CONGRATULATED BY
, COMPLETION OF THE TRANecoN
TiNENTAL TELEPHONE LINE.
The Avenue of Commonwea1ths at the
Wonderful Panama-Pacific
Exposition
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

N. Manchester. Ind.-Mrs. Eva
B ashore. of this place, says: Il
suffered female misery Of every
description. Two doctors attended
me. and advised an operation.
lost weight until l weighed only
ninety pounds. | dreaded an oper-
alton. and. instead. began to take
Cardui. In short time, | gained
rs pounds. and feel as well IS | ever
did, Cardui. I am sure. saved my
Iife." Csrdui is today used in thou
sands Of homes. where it relieves
pain and brings back strength and
ambition. II Is a woman's medicine,
for woman's ailments. and you are
urged to try it for your troubles.
Ash your druggist. He will tell you
about Cardui. Advertisement.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Mines Have Driven the Mammals In
Immense proves Into Norws-
CLAN Waters.

The war has filed the Arctic with
whales, according to the belief Of
some whalcrs, who say the mines,
torpedoes and shells in the North sea
have driven the mammals in schools
farther north this winter. One Of
the large Norwegian whaling COM
panies has Just distributed a divi-
dend of 25 per cent among share
holders on this seasons catch. The
whale oil refneries of Norway are
sharing this prosperity.
While the whales are bringing
wealth to Norway the reports of the
department of agriculture is disap-
pointing as to the amount of crops
yield, which falls about $4,000, 900
below the average year. Fortunately
the quality of grain has been unusu-
ally good and the higher price, due
to the war, is to the advantage Of the
farmers. The economic loss, how
ever, will be felt by the country. Hay
and potatoes were the only crops
reaching their normal yield.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
EAST INDIAN SOLDIERS.

In the Indian infantry regiments
the rank of subadar is equivalent to
that of captain, and jemadar to that
of lieutenant. Havildar is sergeant,
naik corporal, and sepoy private. In
cavalry regiments troopers are
known as sowars, the sergeant be-
comes duffadar, and the captain
risaldar, the other designations be-
ing the same as in the infantry regi-
ments. The only variation in these
terms is in the case of the Gurkhas,
in which privates are known as rifle
men instead of sepoys.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Sir John French reports the use
OF gas by the Germans in an attack
Thursday as follows:
''This attack was preceded by a
heavy bombardment. the enemy at
the same time making use of large
number of appliances for the pro-
duction of asphyxiating gas. The
quantity produced indicates long and
deliberate preparation for the en-
ployment of devices contrary to the
terms of The Hague convention, to
which the enemy subscribed. The
false statement by the Germans a
week ago to the effect that we were
using such gases is now explained.
1t obviously was an effort to diminish
neutral criticism in advance. During
the night the French retired from
the gas zone. overwhelmed by the
fumes. They have fallen back to
the canal in the neighborhood of
Boesinghe. Our front remains in
tact, except on the extreme left,
where the troops have had to read
just their line to conform with the
new French line.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
SMOKE KEEPS FRUIT SAFE
soientlhe orchsrdIsts Have Found .
Way to Prevent the Damage
From Frost.

Scientific orchardists have devei-
oped a method Of spreading a blan-
ket Of smoke over their trees when
frost threatens, thereby keeping
them warm and saving the fruit.
These men have learned that the dam
ger time for their fruit is upon clear,
still nights when the thermometer Is
below 40. When there are clouds
there is little danger, for these hold
the latent heat of the earth and pre-
vent it from radiating into space.
But when the skies are clear the heat
goes hurting away and the danger
of frost impends.
So the fruit men have developed
a substitute for clouds. They manu-
facture smoke to take their place.
This is done by burning straw that
is somewhat damp and therefore
smokes a great deal as it burns.
Great volumes of the smoke boil up
and spread out upon the fields. 1t
often happens that many men in a
fruit belt may be burning these
smudges at the same time and that
the whole region may become COW
cred with the smoke. So many a
countryside puts on a smoke blanket
that it may keep itself warm.
Yet this smoke imparts no warmth
of its own to the orchards. 1t mere
ly serves the purpose of preventing
the radiation of the heat that has
been stored up in the ground since
the time that the sun last shone
upon it.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
PEACH PIE IN HIP POCKET.

With a charlotte russo in an in.
side pocket, a piece of peach pie,
mashed almost beyond recognition,
in his hip pocket, and with various
other eatables in other pockets,
Richard Campbell, aged thirty-fve,
was arrested, says the Pittsburgh
Dispatch. Policemen say they no
ticed Campbell going through the
back yards of several East end resi-
dences. They followed him for two
squares, and the police say Campbell
did not miss a back door.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Location of the proposed Dixie
highway from Chicago to Miami,
Fla, will be determined at meet
ing of the Dixie highway commits
sioners at Chattanooga. Tenn, on
May &c This was the sense of a
resolution adopted by commissioners
appointed by governors of the seven
states through which the highway il
projected. Clark Howell, Atlanta
was elected permanent chairman o
the commission. ard W. W. Mari
Illinois state road commissioner, sec
rotary.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
No Use to Try to Wear Ou1
Your Cold 1t Will Wear
You Out Instead.

Thousands keep on suffering
Coughs and Colds through neglect
and delay. Why make yourself an
easy prey to serious ailments and
epidemics as the result of neglect.
ed Cold? Coughs and Coldssap your
strength and vitality unless checked
in the early stages. DR.. Kings New
Discovery is what you need-the first
dose helps. Your head clears up,
you breathe freely and you feel SC
much better. Buy bottle to-day
aud start taking at once.
Advertisement.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
DESTROYING the MOSQUITO.

The way to destroy the mosquito In
its larval stage is to pour a little ker-
osene on the surface Of the pool or
stream inhabited by the industrious
wiggler. The oil shuts out the sup
ply OF oxygen from the water be-
meath The wiggler rises tail first to
the surface and tries to force his
breathing tube through the thin layer
OF oil. He fails and promptly dies
from suffocation-a suitable death for
80 fratricidal an insect
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

JOIN THE CLEAN UP movement
and let US help you out by washing
your quilts and bed clothes before
you put them away for the hot sum-
mer months. Feather pillows washe d
also and thoroughly sterilized. Try
this service, you will like it.
METCALFE LAUNDRY co.
Phone 1856.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
had nIs susplcIons.

A subscriber of an Atchison news
paper sent the following to the editor:
81 don't know that Ben Hurley took
II, but ] know | have been missing
wood and loaded several sticks with
powder last Sunday night; and | know
that Ben Hurley lives near me, and
that early Monday morning he drove
hurriedly to town and bought a new
stove"
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
tlsement.


Mrs. Crimsonbeak--"I see in Long
Island factory there recently was
made candle which. II burned contin-
uously. would last for about nine
years" Mr. Crimsonbeak-"Well. ]
should think almost any husband
ought to be home by that time
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
Bitter PIaInt.

Being without money and friends,
the accused was assigned an attorney
by the court. Despite his lawyers
efforts a conviction resulted. Calling
the convicted man before him, the
Judge asked: Have you anything to
say before l pass sentence?" Yes.
your honor. 1t looks to me like some
people around here-naming no names
are in cahoots. Pm not forgetting
who inflicted that lawyer on me-"
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
A TOUGH SUBJECT.

Doppel has a sunny disposition
He seems to see the good in every
body"
'How about the footpad who held
him up few nights ago and took his
watch?"
"Oh, Doppel says he's sure there
was good in that fellow, too, but
when Doppel tried to draw him out
he got mad and said, Beat itp"
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Gov-elect Nat E. Harris, of Geor'
sia. who it is now announced. will
finally be called to pass upon the
issue of life and dee tn as regards Leo
Frank, is a native of East Tennessee.
and was for many years a. familiar
figure on Cherokee Creek, in Wash
ington County. and at Jonesboro,
the county seat.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Harry K. Thaw. Gfter many at
tempts, has finally succeeded in
bringing the question of his sanity
before a jury. Application for a
Jury trial, made by his attorneys in
a writ of habeas corpus, was grant
ed by Supreme Court Justice Hen
d rick. who set the trial for May II.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
Milton on Virtue.

cannot praise a fugitive and clois-
tered virtue. unexercised and un-
breathed, that never sallies out and
sees her adversary. but sinks out Of
the race where that immortal garland
IL TO be run for. not without dust and
heat.--John Milton.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
Debt ljouidated.

well, I've settled that there note
I've been OWN Jack Gap for SO long!"
triumphantly stated a prominent citi-
zen of the neighborhood of Rumpus
Ridge. That SOL" returned another
and equally prominent resident Of the
same locality. 'Where'd you git the
money!" Jaw, it didn't take no money!
] Just shot Gap."-Judge.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
rurkex Was called nIndIan Fowl"

The turkey, so far as records are
known, was introduced into England in
1924, brought probably from the port
OF Cadiz. where ships trading with the
Orient were accustomed to call In
nearly all countries. inclusive OF Spain.
and even Turkey itself. this bird is
called the Indian fowl"
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

We are authorized to announce
HON. JAMES B. ALLENSWORTH
of Christian county, as candidate
for the Democratic nomination for
Commonwealth Attorney, for the
Third Judicial district, composed OF
Christian. Galloway. Trigg and Lyon
counties.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Heavy, impure blood makes mud
dy, pimply complexion, headaches,
nausea, indigestion. This blood
makes you weak, pale and sickly. For
pure blood, sound digestion. use Bur-
dock Blood Bitters. $1.00 at all
stores. ADVERTISEMENT.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
We are authorized to announce
HON. DENNY P. SMITH,

HON. DENNY P. SMITH,
of Trigg county, a candidate for re-
election as Commonwealth Attor-
ney of the Third judicial District OF
Kentucky, subject to the action OF
the Democratic party at the primary
election, Saturday, August 7th, 1915.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
INTERVENTION.

May-Did you lay siege to the
heart of that cha? from Mexico?
Fay-Yes; but father interviewed.
Judge.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Cholly-And will you come and
see us when we're married, Lulu?
Lulu-Awl wot's de use? Dere
won't be anything ter see den. You
won't be spoony at all after you're
married.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Thirteen thousand dollars was the
ann Jess Willard received for de-
festi ny jock johnson at Havana the
heavyweight champion told friends.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
THE STRESS OF THE TIMES.

81 noticed my friend the farmer
leveling his own lumber"
81 see. Cutting down his expenses
with an AK
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

For a mild, easy action of the bow
els. try Doan's Regulets, a modern
laxative. 25c at all stores.-Adver-
tIsement.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
PROPERLY DISPLAYED.

"What lovely hands Mrs. Flum-
merry has"
eyes, she's one of our most indus
trious public knitters."
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Liv-Ver.Lax is harmless-not q
de- ably poison like cslomel. An,
child is safe and happy by the use of
Observation-Disclosures.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
We are authorized to announce
JUDGE GUS THOMAS

of Graves county as candidate for
the Democratic nomination for Judge
Of the Court of Appeals from the
First district. subject to the Demo-
cratic primary election Aug. Z, 1915.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
TUESDEY, APRIL "a

Judge O'Rear did not show up at
the last joint lecture appointment
with Senator Beckham, at Princeton,
Wednesday.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
CHAPTER on Finance.

II is not what a man earns but
what he saves that makes him rich,
and it is not what he owes but what
he pays that tesDs him poor,
.r-,-tr 49, ,-rsss'-s
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
We are authorized to announce
CLAUDE r, CLARK

as aIcandidate for the Republican
nomination for Clerk of the Chris
tan County Circuit Court. Primary
August, 1915.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

In 1850 there were 2,52S newspap
ers published in this country. Now
there are more than % 600
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
We are authorized to announce

JUDGE J. T. HANBERY.
of Christian county, as candidate
tor reelection as Judge of the Third
Judicial District of Kentucky, SUBJ
ject to the action of the Democratic
primary election Aug. 7. 1915.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

We are authorized to announce
HON. THOS. S. RHEA
as a candidate for the Democratic
nomination for Auditor of Public
Accounts, subject to the primary
August 7, 1915.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
AMMO JUDGEMENTS.
We are authorized to announce

We are authorized to announce
HON. A. o. STANLEY
a candidate for the Democratic NOM
nation for Governor, subject to the
action of the primary August 9TH,
1915.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27
HIS JOB.

"Binks tells me he is getting up
in the world"
"Sure he is. He's running the ele-
vstor in . ffteen-story apartment"
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

We are authorized to announce
HON. HENRY M. BOSWORTH
of Fayette County, as a candidate
for the Democratic nomination for
Governor of Kentucky, subject to
the primary election August 1918.
Hopkinsville Kentuckian. [volume] (Hopkinsville, Ky.) 1889-1918, 1915-04-27

Wake up your Liver. A Iszy Liver
brings on the worst of diseases.
Take LIv.vER.LAx now. Adver-
tisement.
Meade County news. [volume] (Meade, Kan.) 1900-1918, 1915-04-01

Langdon Pioneer Dies.-Silas D. Wy
man, pioneer resident OF Reno County,
died at his farm near Langdon, Reno
County, recently. He was 81 years old
and came to Reno County in 1872.
Meade County news. [volume] (Meade, Kan.) 1900-1918, 1915-04-01
INTEREST TOO HIGH.
Kansas Farmers Pay Too Much
for Loans, Says Prof.
Putnam of X. U.
RATES ARE HIGHEST IN WEST
University Investigator Declares Con-
ditions Approach Usury in Short
Grass Coutnies of State.

Dissatisfaction among the farmers
of Kansas, especially in the western
part of the state, with the present
rates of interest on farm loans has
resulted in an investigation of the
problem by the University of Kansas,
under the supervision of Prof. George
E. Putnam of the department Of
economics.
Professor Putnam consulted bank
ers, merchants, and farmers in every
county of the state, and among other
things has found that interest rates
increase from IL to l per cent in
crossing the state from north to south,
and about per cent in going from
the eastern end of the state to the
western. Rates on mortgage loans
run from 6 per cent to 10 per cent,
but in the western part of the state
these rates. are really usurious, be-
cause of the expense attached to ne
gotiating the loan and to the practice
of collecting interest in advance. For
instance, If interest Is collected In
advance on loan bearing 10 per cent
interest to run six months, the rate
really paid is 1O1A per cent. Commits
sions. fees, etc, also help to raise the
actual cost of borrowing money, and
the borrower also has to bear the cost
of establishing the title to his land,
which often is excessive. In general,
when all expenses have been paid the
actual cost of borrowing is from l to
21a per cent higher than the rate re-
corded in the mortgage contract.
Four-fifths of the farmers in the
western part of the state declared
that under such conditions the rates
paid are too high, but it was also said
that the chief trouble is not the rate
so much as the difficulty Of securing
the loans.