davidaulloa/AmericanStories huggingface dataset:
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

realize that great many banb
including some OF the greatest ban
OF the country, are dealins justly ~
their customers and maintaining q
wise policy of helping In the expAi
sion of business and the guarding
Its safety. IT Is from these very !
stitutions that hope for aid. both
example and influence. In repressi1
the practices Of which this office n
complained, and in protecting borrO1
ers against oppression, and the BAN
ing interests generally against publ
anger. provoked by the offenses OF
minority. but bestowed without al
criminat4en.
/ hope earnestly we may work I
gether to impress on the offendil
banks. including 30 many OF q
smaller and more remote banks. q
principles governing the great nun
Der Of the most successful banks
the centers and elsewhere. that col
consideration for the customer and 4
community is the wisest possible BAN
ing and the most certain to bring larl
and permanent success.
/ am certain from the contents
your letter that your committee hi
no suspicion OF the real facts Of q
situation. as shown by the records
this Office. I invite your cooperate
in the effort to convince the manage
Of banks. especially those in villa8
and towns. that 1t is as much to thu
own interest, and that of the counts
to help the farmers and small stru
Cling manufacturers and storekeepd
around them, as the large majority
the big banks have found it to be
their advantage 10 use their poweff
resources to uphold and stimulate q
vast commercial and industrial entd
prises which contribute SO greatly
the growth. the wealth and the prd
perity OF the country.
AS ! am advised that your lett
to me or November I 5 was given
the press, ! am sure you win appr|
ciase the propriety OF my making pu|
lie this reply.
Respectfully yours,
JOHN SHELTON WILLIAMS,
Comptroller Of the Currency.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27


lrs as high at IL per cent on any
|of their loans were Connecticut. Della
ware. Mississippi, New Hampshire.
Rhode Island, Vermont and Wiscon.
sin
In Maine. Massachusetts. Rhode
Island, New York. Pennsylvania.
Colorado and California high rates
may, under the law, be charged by
special agreement. The only other
Sta'os in addition to the foregoing
seven States. in which rates as high
as IL per cent per annum may be
charged, even by written contract ac-
cordlng to the reports recently receiv-
ed by this office from the Attorneys.
General of several States. are Con-
necticut, Montana South Dakota. Ida
no. Nevada, New Mexico. Washington.
wyoming and Utah, and wherever in
these States rates In excess OF IL per
cent are charged. they are usurious
Penalty Prescribed
Twelve hundred and forty-seven
national banks in thirty-six States.
covering rs per cent of the total area
OF the continental United States ex-
elusive OF Alaska. In their statements
OF September 2. 1915. admitted under
oath that they were charging on some
Of their loans rates In excess Of the
maximum rates permissible, even hy
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
NEW YORK COTTON.

New York. Nov 2s.--In a market
characterized by decided strength and
buoyancy. cotton closed today at an
advance OF more than forty points
over the final prices Of Wednesday.
Traders came down this morning and
found Liverpool about ten English
points higher than due. The local
market opened at an advance Of
twenty points. and advanced twenty
Ave points further before the close
Shorts seemed badly frightened and
early efforts to depress the market
on the opening bulge combined with
liquidation failed 10 have any effect
upon prices There Is evidently a big
short interest that has accumulated
during the past six or seven weeks
~ bear narkets and the economic
arguments Of the bear element are
not likely to have much influence with
such a strong upward tendency.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
TRADE IS GOOD
AND GETTING BETTER

II. G. Dun & Company'ss trade re-
port from Richmond, Va, for Dun's
Review, Is as follows:
Trade with jobbers continues good
although some interruption was caus-
ed by the THANKSGIVING holiday and
the volume of business was some
what lower than the previous week
Lower temperature has stimulated
buying at retail and department
stores, shoe and clothing dealers are
well employed. Conditions with
manufacturers continue to improve
and labor is better employed than
for more than year. Saw mills
thvoughonf this section are work
ing full time and there IL an az
tive demand far pine lumber, at in
creasing prices. Collections have i'm
proved.
Offerings of leaf to. acco on ware
house floors are still light and ma
terial Improvement is not looked for
until farmers have had a week or
more Of weather suitable for handling
the leaf.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

councilnen will have little to do
next week. according to the schedule
as laid out for them. Two committees
are 10 met both OF them having i'm
portant measures pending.
On Monday afternoon the Street
Committee will discuss and consider
the proposition of crossing at the
Belt Line Railway. Several propcsi-
lions will be considered The Ad~
miuistrative Board and a number of
the members of the committee favor
the depression Of the railway tracks,
so that the streets leading into the
country across the tracks may be at
grade.
The railroad officials have declared
they will meet the city more than half
way In the proposition. II Is likely.
therefore. that the committee on Mon
day may be able TO frame up reso~
luton to forward to Council for ac-
ton.
The Charter Changes Committee Will
meet Tuesday night TO proceed in the
consideration OF report to be recon-
mended TO Council. When the com
'mittee adjourned at its last meeting
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
MRS. KITE P. MINOR
TENDERS RESIGNATION
Reference Librarian at State Librar,
VIII Go Abroad For
q Year.

Mrs. Kate Peasants Minor has ten
dered her resignation as reference Ii
brarian at the Virginia State Library
to become effective December l.
MRS. Minor purposes making n
lengthy visit abroad and intends leas =
ing some time next month for China,
where she will he tho guest of her
daughter, Mrs. Edwin Gilchrist. whose
husband is in the Chinese maritime
customs service at Shanghai. She will
probably visit other foreign Countries
before she returns to Virginia.
Mrs. Minor is the widow of Judge
f. &. Minor. of the Law and Equity
Court of Richmond She has accom-
plshed notable work at the State
Library and has rendered splendid
service to the people OF the State in
many ways through that connection.
ier successor will probably be
chosen al the meeting of the State
Library Association which is ia no
held here next week.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

Lille Hamilton. coiored. was given
Ave years In the penitentiary yester-
day by Jury In Hastings Court for
breaking into the home of H. s. Noiln
and carrying away a LOT of cloth
ing Four additional cases OF house
breaking are charged against the
woman. Her counsel claims she is
weak minded, having been sufferer
from epilepsy for long time,
James Brown, eolored, WAS given
six months In tail for petit larceny. He
was charged with taking $40 and n
cameo stick pin from w r. Eubank,
The Jury was unable TO agree in the
case Of Julian Wood and Harry Utiey.
charged with robhing r. w, Cook OF
$3.50, The jury was out for an hour.
and sent word 70 Judge Richardson
that II could not agree. when called
into court one member of the jury
stated there was no chance to agree.
I'VE couldn't agree In month";" he
said. Whereupon Judge Richardson
discharged the jury and the case viii
be heard again at the next term Of
court. II was said the jury was eleven
TO one for acquittni
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
Weekly Bank CIeartngs.

New YORK. Nov. 26.--Bank clear
ings in the United States for the week
ending November Is. as reported 10
Bradstreets Journal New York, ag-
grewate s3st45si 600. against s4.-
942 .553. 600 last week and s2,iSS.732,
900 in this week last year Canadian
ciearings aggregate $19b,57h.o0o as
against si99492, 600 last week and
sf40.Tis.000 in this week last year.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
BUSINESS NEWS
AND COURT RECORD
CHANCERY COURT TRANSFERS.
Four UecdA of Bargain and Sale He
corded YeNterday.

0. L. Aiberton and wife to John Fl.
Dodson. No. 13a3. North Twenty flrst
Street. 2ix12s: s2,050.
Jacob w. Wilbur and wife to A T.
Clark lots 2o5 and 2s4 Brookland Ter
race. 30x1se: $40
A.. l. Thomas ct ais. to Lena J. and
Violet -SIelzeF,-Aar-252 a~I al k-Ape-
nue.. 2z-sxst. $40.
L. z. Morris and wife to city of
Richmond, Nos. s2e~31 South Howard
Street. sox10S; s1.440.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

Henry Watson. the negro who was
convicted IN New Kent County and
given eighteen years for knocking
another negro in the head a few DAYS
ago. Is being held in Henrico County
jail for safe keeping He win he
turned over to the State peuitentiary
authorities within day or two,
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

H. r, Pollard. trustee, to Clarence
Peyton. trustee, Leigh, east Of Harri-
son. 54xlT5; sl.651.s2.
F. Si,terding ct ais. trustees TO
Hugh Clifton Gentry and wife. No,
222o Paramount Avenue, 23-6x117; ST.
b45,
G. r. Haw, trustee, to e, f. Booker.
lot fronting MechaniesviiIe Turnpike
80 feet, running back LES feet to AL
ley. between Il Street and Brauer's
Lane; $685..
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
building Permits,

Inspector Butler yesterday issued
permits to the following persons:
Miss Mary G.. and Abigail Crenshaw
to repair No. 1901 East Cary street.
to cost s204
Daniel Gordon. to repair frame dwell .
ing, solfheayt corner Leigh and Har +.
rison Streets, TO cost 5000.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
State Corporation Commission.

The State Corporation Commission
chartered the following new enter
prises yesterday:
Cable Machine Company Incor,
porated. Cheriton, Va. Maximum. $50.
oooi minimum, 5000; par value
$500, Machinery business S. W
secretary, both Chexiton, Va.
Went BILE. president; J. V. Wright
LewEetta Packing Company, IN
corporated, Lewisetta, Va. Maximum
$4,000. minimum. $4,000; par
value, $50 Manufacturing fertilizer
etc. A. Il. Garner. p, esident; r. W
Marsh, secretary. both Lewfsetta, Va
Amendment to charter of The At
lantic Holding Company, Incorpor-
ated, Norfolk, Va. increasing it's CAPT,
tai stock from 100000 to $4,000
Western Land Company, Incorpor'
ated. City Point. Va. Real estate bust
ness. Maximum. $4,000; minimum
81 900; par value, 500. w. Moncurs
Gravatt. president. r, n. Frederick
son, secretary. both Blackstone. Va
Greenwood Place Corporation, Nor
folk. Va. Maximum, $4,000, mini
mum, $4,000; par value, 500. w. +
Dodson, president, r. s Jeffries. sec
retary, both Norfolk, Va.
Telautograph Corporation. Rich.
mond. Va. Maximum. $1S, 500. 900
minimum, $500. par value. 500. l.
l.. Lacy, president; J. Y, Talley vice,
president and secretary, both Rich
mond, Va; i. II. Babcock, treasurer
Richmond Va
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
Writ of Error Refused

The State Supreme Court of APP
peais yesterday refused a writ of error
in the case of John Bachelor and
others against Ernest Smith and
|others which came up from the
Chancery Court of Richmond. The
issue involved is the title to a lot on
Lewis Street Fulton.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

Clerk Walter Christian yesterday Is
sued marriage licenses to the follow
ing couples:
II. G. Fitzpatrick and Martha NJ
Mccarthy.
Ell J. Griffith and Ruth Burruss.
r. W. Brown and Rebecca NJ. Bar
ron,
Charles s. Perkins and Henrietta L.
Gibbons.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

the question as to vote upon the
section az proposed in which the du
ties and powers of the Mayor are
set forth was before the body. A vote
will bo taken at the meeting Tues
day.
In Police Court.
Many OF the cases before Justice
Crutchfeld yesterday were brought
forward on continuances. and many Of
them wera further continued, because
of unpreparedness on the part OF either
the Commonwealth or the accused
The case OF Robert Johnson. charged
with shooting Russell Luffsy, Was
coutinud to December f5..
William Jones. for shooting Berry
Adams, will be heard on December 7.
Harrison Edwards. charged with en-
terinz No. 1919 st. Paul street, for the
purpose of larceny. had his case con
tinued TO December 4
Clarence Brooks and afelkiah Stuart.
alleged to have stolen lot of hrasses
belonging to the Chesapeake and Ohio
Railway Company. will be heard on
Decem Der l.
+. c. Harris was fined for cruelty to
a mule.
The case Of Lille Coles, charged
with taking $50 belonging to ]. c.
Kilmartie, was continued TO December
w. Il, Haney. said to have relieved
j. l., Clements Of $40 will be heard
this morning.
William Robinson, was dismissed OF
the charge of taking 81 belonging to
r. b. Hatcher.
William Jones was sent to the grand
jury for shooting at David Katz.
The case OF J. Rich. charged with
conducting business without a license.
was continued to December 4.
Eleven cases of violation OF street
cleaning ordinances were disposed OF
by the imposition of a fine Of 81 in
each case.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

provisions OF the national bank act
The facts developed in the investi-
CATION recently conducted by this Of
flee with reference to usury have sug-
gested the desirability OF requesting
national banks to print hereafter in
their published statements Of condi-
ton. the maximum rates Of interest
charged, and the amount of money
which they may be lending at rates In
violation OF section 5197. u. 8. II. s..
relative to usury. IL this is done. will
not the public learn. fairly and right
ly, which banks. In the matter OF
interest charges. are conforming to the
law. and which are not? Such pub
location could do no injustice to any
bank that honestly tries to keep within
the laws which all bank directors
have solemnly pledged themselves to
observe.
A Usurer Called to Book.
To illustrate the unfairness of some
OF the complaints made by usurers.
and which reach this office. let me
take this occasion to call attention to
an attack made upon the Federal Re-
serve System Just a year ago by a
certain national bank, which denounc-
ed the 8 Ia per cent rate for long
timc paper, established at the outset
by Federal reserve banks (though
soon reduced to per cent) as "un-
reasonable 'exacting' and "prohibi-
tive" "prejudicial to the new system. Sc
and calculated to shake confidence
In the members OF the Federal Re-
serve Board"
An examination OF the conn
plainant bank. which this office
promptly caused to be made.
showed that this bank, with as
sets of more than q million dol
lars, had been q gross yiolator Of
the usury laws; had bcen charr-
ing its customers for money more
that ten times the . ia per cent
rntc which 1t characterized m
unreasonable, cxacting and pro.
hibitfvc." and had In the three or
four months preceding It's COM
plant, made more than 400 loans
In amounts from $50 to over no.
600 each. on which It had exact.
ed rates ranging from 10 per cent
to 100 per cent. including one
loan of S2,Oo7 at "a per cent. ard
another for $3.50 Mt IS per cent.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
STOCK TRANSACTIONS
ON RISING SCALE
General Tone OF Market Optimistic,
Notwithstanding Development of
Number of Soft Spots.
fifty Millions of Accommodation Is
Furnished English Bank r 3.
French Pour Out Money In Sub
seriptions 10 New War Loan.

New York. Nov. 26,--IndicationS
before The holiday recess that the
stock market had been oversold were
corroboratcd today Transactions
were on rising scale Of activity. and
the further departure from dizziness
gained significance from the rising
tendency OF prices
Short covering contributed largely
10 the Improvement Of quoted values.
hut ;hls was in itself a sign OF the
position OF the market as dem onstrat-
ed by the tests 70 which II has been
subjected this month.
Several soft spots were developed
in the xhsre HIST There was obvious
pressure on baldwin Locomotive and
Crucible Steel although they yielded
only stuhbornly and the group Of war
stocks as whole displayed good
deal Of armuess Realizing sales car
ried Mercantile Marine preferred low
err and New Haven continued a de-
cline which required no explanation.
IN fiew Of the requirements OF the
property for the employment of aug
mented earnings otherwise than In
dividend disbursements.
General Tone Firm.
DESPITE these features OF the day.
the general tone of the market was
In numerous descriptions by sub
stsntiaI advances. which were fairly
well held.
Rails were rather firm, although
there was some foreign selling Ia tho
international list including United
States Steel which also exhibited
ffrnness. The official announcement
that the British government Is seek
ing to impound American securities
held nv British subjects fs taken,
however 10 mean that liquidation In
the future In likely to be controlled,
and that the object of the canvass is
rot for Iiauidation purposes so much
as 10 provide collateral for the credits
which our bankers will be more dis
possd to grant on secured than on un-
secured loans
The whole market receded some
what in the last hour on selling by
traders. but quoted values IN the main
conveyed an impression Of strength.
So far as any particular group or
stocks WIS q feature the copper metal
issues We're conspicuous for their up
ward tendency
More Money for England.
Late in the afternoon It was an
nounced by the banking committee
which has been conducting negotia-
tons here that credit OF $50, 600. 900
for six months a 4 Ia per cent IN
terest had been arranged with Lon
don British government bonds have
been deposited In tho Bank Of Eng
land m security for this loan. which
has been made TO eight London banks
the credit TO he drawn In dollars 1t
Is clearly understood that this trans
action In only the beginning Of further
extension Of credit on the basis OF
collateral security Sterling exchange
ruled below 47o for demand, but
French exchange was strong In re-
g4--a.+ tremendous s1SxGE4p p
tion reported rs about $4,000. 000, 600.
so rapidly accorded to the new
French war loan q subscription which
adds 10 the other tokens of improv-
ing financial conditions in France and
Great Britain.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

State of Virginia. city OF Richmond.
Sworn to and subscribed before me
by j. Z. Norvell cashier, this 2Sth
day OF November. 1915.
d. C.. BALLARD,
notary Public.
My commission expires July 30. 1919.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
Supreme Court Proceedings

The following cases were argued
in the State Supreme Court Of APP
peals yesterday:
No. 10. Armour e. Company VS. City
f-fttchrnorrtt,- argued ny Mr. TT r.
Byrd for the appellant, and by Colonel
George Wayne Anderson for the APP
pellee. and submitted.
No. II. Postal Telegraph Cable Com
pany VS.. City of Norfolk. Argued By
John n, Sebrell, Jr., f. the appel
liant, and by George Pitcher for the
appellee, and submitted.
The next cases to be called are:
No. IL. Davy- Pocahontas Coal Com
pany vs.. Kaylor
Company
The court will adjourn today until
the first part OF January
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
OF THE FINANCIAL
CONDITION OF
SOUTH RICHMOND RANK Uxr

AT RICHMOND. IN THE
COUNTY OF CHESTERFIELD
STATE OF VIRGINIA, AT THE
CLOSE OF BUSINESS NOVEMBER
10. 1915. MADE TO THE STATE
CORPORATION COMMISSION.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

I, ]. e. Norvell. cashier. do solemnly
swear that the above is true state
ment OF the financial condition of South
Richmond Bank. Inc, located at Rich
mond. In the County OF Chesterfield
state of Virginia. at the close of bust
ness on the 10th day OF November. 1915,
to the best of my knowledge and be-
lief.
J. Z. NoRvELL.
Cashier.
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

Germ on cob fnew} 90 q "a
Old corn Will bring q premium over
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
Resources.
= 32..DO IS

Liabilities.
Capital stock paid in ...s 10000 90
Undivided profits less
amount paid for interest,
expenses and taxes. 3Ss s5
Individual deposits, includ-
ing savings deposits. $50. 2i,is4 SIS
Certified checks .......... SAT so
Reserved for accrued inter-
est on deposits. ........ IS as
Reserved for accrued taxes. - 81
Total -. ......s..t..a "a, 200 rs
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27
WILLIAMS MAKES

Continued From First Pare
The Richmond Virginian. (Richmond, Va.) 1910-1920, 1915-11-27

.
- shares Old Dominion Trust Com
any ~ u.s. u.
Tulsa daily world. [volume] (Tulsa, Indian Territory [Okla.]) 1905-1919, 1915-10-20
TAKE TESTIMONY IN
WILDER CASE TODAY.
Special Venire Ordered
Yesterday to Complete
the Jury.
Special to The World.

Special TO The World.
SAPULPA, oct 19.-The first wit
ness in the bribery case against Lew
Wilder, suspended Creek county
sheriff, was placed on the stand at
4:3O o'clock this afternoon. After
preliminary Questioning which lasted
less than thirty minutes, court ad-
journed until "Wednesday morning.
During the day the regular vcnire
was exhausted, ana the sheriff ap-
pointed to fill the vacancy created by
Wildcr's suspension brought in 20
vcuIrcmen a legal technically
which resulted in several hours de
bate followed Attorney Pat Malloy.
one OF the lawyers engaged I'm tho
defense objected TO the sheriff select
ing the vcniremen on the grounds
that as he was acting only In a temp
Orary capacity he was without au-
thority TO select the ycniremen. The
motion to throw out the specla.,
venire was overruled by the presid-
Ing Judge
This morning the state will begin
the introduction OF its nearly half
hundred witnesses.
Tulsa daily world. [volume] (Tulsa, Indian Territory [Okla.]) 1905-1919, 1915-10-20
No QuaCkery About
VItazOne Mineral
Purely Natures Product-Con,- rro.,
" Strange, Rare Earth Deposit
in Tombigbcc HnI,.

In these days of promis.u.r. ...l
Nerusing Of patent medicines % ,...
people hardly know what T., ,II
stock in and what to let alone IN
UaNaEaht claims and misrr.T.,',
statements have i'm many .1
hrought upon patent medicine. in,
general bad reputation and nm f,'''
preston of disrepute
Ihlnklng people, however. do r.t
confuse Nttazone with the "so-caIInd"
patent medicines, II is anythiug 'IL,,
lhaI NitaZone comes from the rIrtN
1t Is a super saturated liquid. u.r...
Iated through natural earth ag a.
comes from a rare deposit discovered
in the TOmbigbee Hills of AIab3r,
1t contains such well known and
beneficial elements as Sulphate uF
iron, aluminium, magnesium. ca.cium
chloride sodium. silica and free suI-
rhuric acid. Only a few Of thes,
are found in the ordinary mineral
springs water and they exist only I'm
a very weak inCalculable proportion.
while in Nitazone they are so powerful
that only a teaspOOnfu i'm ha'f a
glass of water is sufficient for a lib
eral dose.
You VIII enjoy the free drink which
VIII gladly be served you at tho
Quaker Drug store. You may have
a gencrous-slzed sample bottle if YOU
have a chronic ailment which requires
a term treatment Try a drink today.
note the peculiar, not unpleasant
taste, and how quickly 1t will relieve
Indigestion or a distressed condition
Of the stomach after a heavy or ill
chosen meal-Adv.
Tulsa daily world. [volume] (Tulsa, Indian Territory [Okla.]) 1905-1919, 1915-10-20
All Rnilrnnds ElcctrIc Soon.

ST. LOUIS, oct. Prediction that
all steam railroads in the United States
would he electrified in the next few
years was made by NJ. W. Storer OF
Now York in an address 1t a luncheon
given to the members of the Institute
of Electrical Engineers which began
its national convention here today
The meeting today was given over
largely to the discussion of technical
subjects Philip j. Kealy Of Kansas
city spoke on municipal cooperation
i'm public utility management"