The Caldwell tribune. [volume] (Caldwell, Idaho Territory [Idaho]) 1883-1928, 1915-10-29
Fire Waste Saps Resources.

The enormous fire waste in this
country is slowly but surely under.
mining the industrial and economic
lie of society. We can no more con.
tInue this devastation of wealth and
Withstand its consequences than car
bank outlive the run" in times OF
panic. Instead of devoting SO much
thought and energy to uprootinp fun
damental principles, the modern legis-
lature can prove a benefit to society
by inaugurating some laws to control
the profligacy of our people and the
waste of the nation.
Notwithstanding the impellinp force
IN underwriting toward better con-
structlon, aiming to eliminate, or at
least to modify, extreme hazards and
with the great upbuilding influence re-
1ected in the fire departments COM
mencing with the village and ending
with the great metropolis, YES. NOT
outstanding ali this, there is vet an
acknowledgement in civic responsible
iity, and IN the conception of the So
cial duty we owe to the state. We
ciay-made tenets of a rapid age, seem
to ignore the supremest tests by which
nation is conserved. Stringent laws
such as exist in European states. while
apart from the essential features Of
Our liberties, yet reflect the duty we
owe to the economic fabric of society
notwithstanding the frightful drain
upon our resources, insurance organ
ization has, through a supreme intel.
ligence, been able to construct a svs-
TEN OF protection unequaled in the
history OF the world and not eoualed
by governmental regulations in other
respects. 1t, therefore, is little short
OF miracle that the insurance inter
ests have been able to withstand This
strain and to build so as to rear
monument dedicated to all vital inter
ests and operating to create confidence
III the great commercial activities and
winch in turn install the peace and
serenity most abiding in its character
whether from the spear-tipped fire
mat courses through the air, or the
selt-immersed torch of the bloody in
cendiary, underwriting stands ready
to do its Office.
what Insurance Has Done.
a partial review of the more imnor-
tant confagrations of our couptrv
reveals some twenty-four since The
NHlcago hre, and involving hundreds
OF millions of dollars to insurance in
terests. The most notable were Chi
Gago, boston, Jacksonville, Patterson
Baltimore, San Francisco and CbeI'
sea- but there are others which need
not blush in the comparison. The
most trightful of all was, of course
that OF this city, in which the insur.
ance companies redeemed througb
thelr obligations over one hundreJ
and eighty million dollars II me-
De remembered that in the Balt;more
hre some thirty-five millions of loco
was sustained by insurance companies
and this only preceded the San Fran
CISCO contiagration by two wears vet |
uhuerw writing interests were in a posi-
lion after the one staggering blow to
meet the greater and more CRUSHING
one. The toll was heavy.
is this not achievement? Does M,
this excite the admiration of tb;nk;na
men and should we not feel proud tbat
each OF us has given life and thonaht
% the development of a great svstem
nat can do these things, prove a
mighty aegis of protection and We,
survive to continue that confidence
Which in turn makes the great com
IneTcialism of the world pursue lis
laily work, convinced that DER the
owering frame of commerce is erect
"a that great shield which underwri,-
ng has reared The profession to y