davidaulloa/AmericanStories huggingface dataset:
The Birmingham age-herald., 1914-09-18

than anything else for the big fire loss I deny. Let any one run over in his rlind the heavy fire loss in the downtown ais trict for the last two years and say now many fires were caused by the bad moral hazard. But assuming for the sake oi argument that the statements made by the agents referred to are true. Who are the agents as far as the people are con cerned? As they not the companies and, if as charged they are writing people of bad morals. writing risks without any inspection, overlnsuring people, etc Where Is the justice of the Tariff Asso- ciaton companies doubling insurance rates on honest people to make up the losses caused by their careless methods of doing business.
 It is due the honest, careful insii'
 the community at large that those having the matter in charge should protect the city from the operations of those dishonest people who not only cause heavy money losses but endanger human life and the property of the innocent.
 Let the companies clean up thcir own premises, and mend their own ways be- fore they penalize Birmingham for iheir own shortcomings.
 MT. Francis C. Moore. who up 10 a short time before his death was president of the Continental Insurance Company of New York, and recognized as one of the greatest Insurance men Of his time, said that no obtainable rate would cover s bad moral hazard" Why. then should the companies continue to write bad moral risks. as they say they do. and ex- pect to break even by increasing rates in Birmingham? JAMES II. HARD.
 Birmingham, September r, 1914.
The Birmingham age-herald., 1914-09-18
GERMANY SUGGESTS
 THAT UNITED STATES GET ALLIES VIEWS
 ON TERMS OF PEACE
tconti.uea from Page one,

ate the wish of the American govern ment to be of service in bringing about peace.
 Diplomatists were disposed to believe that through such informal conversa- . tons something definite might be ob ta,ned as a working basis. If a con cord of opinion for discussion of peace terms were reached President Wilson then would endeavor to obtain an ac- ccrtance by all belligerents of the orig inal tender of good offices.
 This would not mean a cessation of hostilities unless the mediating power specifically made it a condition of me diation and all belligerents agreed to it. An armistiee would serve merely as a truce while peace was discussed.
 Various reports were current today that Germany had named several con ditlons under which she would make peace, that she had refused proposals to alter the territorial status of her empire and possessions and would cede no territory or dismember her fleet but it was said authoritatively that nothing of this character was contained in any of the messages from Berlin to tho American government.
The Birmingham age-herald., 1914-09-18
THE FINANCIAL SITUATION

New York, September 17.-Weakness of foreign exchange which fell to the low est quotations since the outbreak of the war; was the most significant devel- opment today in the general financial sit- uation Cables on London declined to s4 .ss1s and demand to s4.as, chiefly as d result of foreign buying of the new New York city notes.
 Grain bills were in better supply and offerings of cotton bills on Berlin con stituted a new feature of the exchange market, which embraced more activity in francs and pesetas. Gossip centered largely around the New York city loan and it's attendant features. The most con servative opinion was that Europe would take at least 20 per cent of the issue. De- mand for private investors and big cor porations such as the insurance com spanies, was said to be gratifyingly large.
 The better sentiment extended to the curb, private sales of Standard oil is sues being reported at prices on parity with those of July 30. As partial off set however, it was said that bond prices were lower, fear of foreign liquidation in these securities being the most serious aspect.
 Other adverse news was contained In the passing of the International Harvester common dividend, similar action by the Crucible Steel company on its preferred stock, and curtailment of operations py several of the Michigan copper compa'
The Birmingham age-herald., 1914-09-18
INF MORTALITY ASSOCIATION MEETS
Reports of Officers Show Society Is in Good COndi-
 tion-WOrk Progressing

The first report of the officers of the Infant Welfare association was made last night at its annual meeting held in the au- ditorium of the Chamber of Commerce. The reports were eloquent tributes@-to the men and women who compose the association and showed it's beneficent ac- oomplishments. Having for it's purpose the decrease of infant mortality, the association has striven to reach and teach the mothers in the hygienic care of the babe and of the methods to pre- vent infant diseases. Although the asso- ciation is only one year old, yet It's in huence is shown in the official reports of the city and county in the decrease of infant deaths from preventable causes
 The meeting was well attended. Judge John H. Miller, president Of the associa- tion. was in the chair and introduced several speakers. W. H. McGrath, sec- retary of the Associated Charities. read paper on infant mortality, giving vital statistics from various sections of the country that were instructive and inter- csting. He paid tribute to the work that had been accomplished by the associa- tion.
 Mrs. Cora NJ sahford. secretary. sub mitted her report for the year, showing the activities or the aSSOclauon ana or the splendid work that had been accom- plished. E. F. Morgan, treasurer. sub mitted the financial statement of the association, showing a balance on the credit side of the ledger. He called at tention to the fact, however, that the work had only just begun and that addi- tional funds were needed to carry out the full scope and intention of the asso- ciation.
 Dr. R. NJ. Cunningham, city health of ficer, presented statistics regarding the health and mortality of the city that were very interesting. Stating that while the city had nothing to crow about in its report of births and deaths. yet it had something to brag about in the sta tistical report of births and deaths for the past 10 years, inasmuch as the death rate was on the decline.
 Dr. ]. Ross Snyder spoke on the future of the association and paid a tribute to Miss House, the nurse who visits the mothers in the poorer sections of the city, in the effort to teach them the proper method of caring for their infants He stated the work of the association was in nowise pauperizing in it's efferts but that it aimed to teach the proper care of babes by the mothers who had no chance or opportunity to learn. He stated the work has started so auspiciously that he was sure that as soon as its true purposes became known it would
The Birmingham age-herald., 1914-09-18
LETTERS TO EDITOR
Dishonesty and Insurance

To the Editor of The Age-Herald:
 Were most of us liars.
 We're 'arf of us thieves
 An the rest of us rank as can be,
 But once in while we can finish in style, (Which 1 'ope it won't 'appen to mel"
 -Rudyard Kiplng. In his inimitable poem, Soldier and Sailor, Too Kipling makes one of his heroes say the above lines, and l was re- minded of them in reading some of the comments on the insurance situation in Birmingham by some of my friends who in accounting for the excessive fire losses in the district charged that dishonesty in great part is responsible for heavy lossess and in my estimation it is the moral conditions of the community in re- gard to the fire hazard which is responsi- ble more than anything else for the big fire loss and both the insured and the honesty" and again ''too often agents and insured have no scruples in offering and accepting risks" Another one says. Bad morals and lax laws are the trouble here Can these things be true?
 I was somewhat indignant when my at tention was recently called to the fact that a New York paper devoted largely to insurance apparently kept standing the headline, Poor old Birmingham" for something over a year and under the headline from time to time there ap- peared criticisms of our city from some correspondent in Birmingham who appar- entity took great pleasure in knocking the city and calling the attention of competi- tors of companies now doing business here to the alleged fact that Birmingham was good town to keep out of, How ever, I think l will have to modif5 my opinion of the New York paper when our own fellow towsmen, excellent gentlemen, express the views above set forth. want to take issue with the aforesaid gentlemen. l do not believe that III many cases both the insured and agents practice dishonesty" believe the agents of the fire insurance companies doing business in Birmingham are honorable men, and as good type of business men as will be found anywhere. I believe that we have as large a proportion of honest people, in Birmingham as will be found in any city of it's size Agents are human and liable to err, but that they practice dishonesty is too far from the truth 70 be considered for a moment. and cslink that the gentleman who expressed that view was rather nasty in his conclusion, and unfortunate in expressing his opinion. Unfortunately. the origin of fires in many cases is difficult to find. and 1t has got ten to be a habit of some people to churgc incendiarism wherever the origin is not positively known. In fact, 1t frequently occurs that if 1t is found that man has no insurance, he is called a fool. and If he has insurance he is called a crook, but sxch evidence should by no means be considered conclusive.
 Ever since. and for a long time before, Moses announced the Ten Commandments people have been stealing and breaking the rest of them and several more, so we will have law breakers with us always. probably, but that Tit is the Woral com dit.ons of the community in regard 10 the fire hazard whick is responsible more
The Birmingham age-herald., 1914-09-18
STATE NORMAL SCHOOL AT TROY BEGINS WORK

Troy, September 7.@(Special )--The state normal school had an enthusias- tic opening today beginning the 1914-15 term. There was a large body of stu dents and townspeople present to wit ncss the opening exercises. President Shack elford stated that the outlook considering the times. was remarkable.
 At a meeting of the directors of the Pike county fair 1t was decided to continue the elaborate scale planned for the fair which is to be held Novem- ber to [. The fair buildings and grounds will soon be in readiness.
The Birmingham age-herald., 1914-09-18
ADJUSTMENTS
"Adele'

Adele" the well known musical hit will be the opening attraction at the Jefferson theatre for the season. giv- ing a matinee and night performance Wednesday. September 23. The musi- cal show. which made a most favor able impression when seen before, is being presented by Joseph p Bicker- ton, Jr., managing director of the New Era Producing company, Inc, and is the same company and performance as before. The box office will open Mon day.
The Birmingham age-herald., 1914-09-18
Al the Lyric

The biggest surprise of the season will come to the Lyric management to- morrow afternoon if the popular home of Keith vaudeville isn't filled to ca pacity with enthusiastic women to see Minnie Dupree and her company in '"Ihe Man in Front the cleverest and best sketch that has been at the the atre since it was opened nearly year ago. The entire bill this week Is clever.
The Birmingham age-herald., 1914-09-18
MORAL EFFECT OF SUCCESS

Tt was only on this day that the full extent of the victory gained by the allies on September 8 was appreciated by them, and the moral effect of this success has been enormous An order dated Septem- Der and [, issued by the commander of the German Seventh corps, was picked up. It stated that the great object of the war was about to be attained, since the French were going to accept battle, and that upon the result of this battle would depend the issue of the war and the honor of the German armies.
 Tt seems probable that the Germans not only expected to find that the British army was beyond the powes of assuming the offensive for sometime, but counted on the French having been driven back onto the line of the Seine, and that, though surprised to find the latter moving for ward against them after they had crossed the Marne they were in nowise deterred from making great effort.
 "On Saturday the 18th, the enemy were found to be occupying a very formidable position opposite us on the north of the line at Soissons They held both sides of the river and an en- trenched line on the hills to the north of eight road bridges and two railway bridges crossing the Aisne within our section of the front. Seven of the for mer and both of the latter have been demolished
 "Working from the west to the east our third army corps gained some high ground south of the Aisne overlook ing the Aisne valley, east of Soissons. Here "a long range artillery duel be- tween our guns and those of the French
The Birmingham age-herald., 1914-09-18
Wanted for Jefferson Crime

Montgomery. September 17.-(Special) ) The governors office today made requi- sition on the governor of Missouri for the return to this state of Hippo Holmes. charged with the murder of Tafton Tan- nahili in Jefferson county. No details of the crime could be learned at the gov ernors office
The Birmingham age-herald., 1914-09-18

nies. In every instance these conditions
 were traeeable to the foreign situation.
 On the other hand advices from Chi cago and other important trade centers
 bespoke a more cheerful vtsw of the near future. several large industrial compa- nies adding to their working forces, Calculations regarding this weeks bank
 statement are likely to go awry as a result of the payments now being made for account of the city loan. Western banks are lending more freely in this market because of the attractive rates, which hold steady at to per cent. Iondons discount rates continue to of- fe ra striking contrast to our own, three months bills being taken there at 3 per cent, although the Bank of England rate remained unchanged. That insti- tuition arranged favorable return to- day.
 | New York. September 17.-Future de- mand for American goods in France was 1 enormous. according to an opinion ex- pressed in a cablegram received here today from Franklin Jones' publisher of
 the American Exporter.
 Business conditions here are remark 1 ably good,'' said the message. Con sidering all the commodities and are i'm proving. There has been an especially
 marked improvement this week. All ship ping routes from France are open Con-
 siderable manufacturing still is going on and exports of the specialties and lux
 uries typically French continue good
 "The future demand in France for American machinery and manufactured l goods of all sorts will be enormous"
The Birmingham age-herald., 1914-09-18
At the Biiou

Ire Transatlantics' are drawing ex- cellent audiences this week. and the Bijou is well filled at every perform ance. So good are the performances this week that each one is growing larger than the one ahead of it. The management is looking forward to quite large attendance for the mati- nee Saturday afternoon.
The Birmingham age-herald., 1914-09-18
GREATEST BATTLE
 OF WAR IN PROGRESS
fcontinued from Page Che,

tCOnttnued rom Page CueD In this respect. therefore. they are vel placed.
 The allies, on the other hand, can, and it is believed they are. bringing new troops through Rouen and Amiens tc threaten the Germans flank. In fact nearly the whole of northwest France is open to the allies, the Germans hav- ing withdrawn most of their scattered troops eastward toward the Disc. TIDE HAS TURNED, SAYS KITCHENER
 Field Marshall Kitchener. secretary O. state for war, speaking today with full knowledge of the situation at the front declared
 "The tide has turned. So that he, al though telling the public that the war will be a long one, appears to be hope full of the outcome.
 '.The little British army that has fought so long and so hard is looking forward to support from Indian troops, which soon should be at the side of the English men, if not for the present battle. then for the one which must soon follow it no matter how it goes.
 'The French troops, who occupy val. uable center of occupation at Soissons- the engineers having closely followed the army and repaired the railways-are be- ing reinforced
The Birmingham age-herald., 1914-09-18

on our left and the eneNy's artillery on the hills continued during the greater part of the day and did not cease until nearly midnight. The, enemy had many heavy howitzers in well con cealed positions.
 "The movement of this army corps was effected in cooperation with tho French sixth army on our left, which gained the southern half of the town during the night.
 The second army corps did not cross the Aisne. The first army corps got over the River Vesle, south of the -Aisne, after the crossing had been secured by the first cavalry division. It then reached a line south of Aisne practically with out fighting. q
 "At Braisne the first cavalry division met with considerable opposition from in- fantry and machine guns. holding the town and guarding the bridge. With the aid of some of our infantry it gained possession of the town about midday, driving the enemy north. Some hundred prisoners were captured around Braisne, where the Germans had thrown large amount of field gun ammunition into the river, where it was visible under the two feet of water.
The Birmingham age-herald., 1914-09-18
PERSONAL

Mir. and Mrs Ben Well have returned from a six weeks stay at Long Beach, l.. l. Mrs. Veil shows quite an im-
 provement in health MT. Veil states
 that their vacation was greatly en-
 joyed. nevertheless. is glad to get back hGfne
The Birmingham age-herald., 1914-09-18
Progressives Enter Campaign

l Burlington, Vt, September 17.-Proares-
 sives entyed the state campaign today l by choosing Alexander J. Cooper of Ben
 nington as their candidate for governor. and Charles A. Prouty. former interstate commerce commissioner, to run for United States senator.
The Birmingham age-herald., 1914-09-18
To Force Fair Prices

London, September 17.-(8:25 p. m.)--A proclamation issued tonight authorizes the Board of Trade to take possession of any articles of commerce which are be- ing unreasonabIy held from the market paying the owners fair priees for them.
The Birmingham age-herald., 1914-09-18
BRITISH OFFICER ISSUES DETAILED ACCOUNT OF BATTLE
 ALONG THE MARINE
tcontinued from Page One,

our front, and the direction of the ad- vance, for the purpose of cooperating with our allies, was turned slightly to the northeast. The day was spent In rushing forward and gathering in va rious hostile attachments. By nightfall our forces had reached line north of the ourcq. extending from Oulchy-L8Chateau to Longpont.
 "On this day there also was general advance of the French along their whole line, which ended in a substantial sue cess. In one portion of the field Duke Albrecht of Wurttemburg army was driven back across the Saul, and else where the whole of the artillery of a German corps was captured. Several German colors were taken.
The Birmingham age-herald., 1914-09-18
Edmard |. Hall Dead

New York, September 17.-Edward J. Hall, vice president of the American Telephone and Telegraph Company, died today at Watkins, N. Y. He was 6S years old.
The Birmingham age-herald., 1914-09-18

spread throughout the entire city and county.
 An election of officers for the ensuing year was held with the result that Judge Miller was unanimously elected to sue ceed himself as president of the associa- ton. The others officers elected were Fl D. Newton, vice president Mrs. Bish- op. Dr. E. P Hogan, Dr. R. M. Cunning ham and Dr R. E. Cloud were elected as members of the board of directors
The Birmingham age-herald., 1914-09-18

THE STATE OF ABABAMA JEFFERSON COUNTY Before me came E. R. Perdue, cashier of Leeds State Bank, who. being duly sworn, says that the above and fore-' going statement is true and gives the actual condition of said bank, as shown by the books on file in said bank.
 LEEDS STATE BANK
 E. R. PERDUE, Cashier Sworn to and subscribed before me. this 17th day of September 1914. GEO. T. ROBERTS. Notary Public. ATTEST:
 w. c. HENDON.
 J. M PLEDGER.
 F. R. HURST. Directors.
The Birmingham age-herald., 1914-09-18
Deaths and Funerals
Mrs. J. R. Buckwalter

Laurel. Miss. September 17.-(Special) ) Mrs. Amanda c. Buckwalter. wife of J. R. Buckwalter. was found dead at her home, 706 Fifth avenue, about noon yes- terday. Mrs. Buckwalter returned last Friday from Canada, where she spent the summer and had not been well since her return to Laurel.
 Mrs. Buckwalter was born January T. 1853, in Philadelphia. She was married to MT. Buckwalter at Prestonville, Pa, January 24 1872. Of this union five chil- dren we're born. all of whom survive. They are: Dr. John Castle Buckwalter. Cal gary, Alberta, cAnada; Mrs. Richard Lackeay. Richmond; Irvine B. Buck walter, Union, Miss. and two daughters at home. Misses Eleanor and Irene.
The Birmingham age-herald., 1914-09-18
Col. William Harrison

Eufaula, September 17.-(Special. )--Fu- neral services for Col. William Harrison, aged S5 years, well-known Confederate veteran. who died at Shreveport, were held at Georgetown. where he had made his home until Il years ago Services were conducted by the Rev. A. J. Dickin- son. pastor of the First Baptist church, and burial was made in the family bury ing ground. Colonel Harrison leaves no immediate family. l.. G. Brannon. cash fer of the Farmers and Merchants bank at Georgetown is q nephew.
The Birmingham age-herald., 1914-09-18

Ing shippers, large and small Re spectfully. PERCY CLARK.
The Birmingham age-herald., 1914-09-18
Donald Pill

Oakman. September 17.-(Special. -Don- ald Pill, age IS years. died last night at 10:2o o'clock at the home of his father J. R. Pill. at Corona. Young MT. Pill had been student at Auburn for the past threesyears and came home sick from the summer school there about three weeks ago and has been seriously ill since that time. The remains will be inferred on Gains Hill at 3:30 o'clock this afternoon.
The Birmingham age-herald., 1914-09-18

sozxs und.rtaz,rs @. rAon. aea.
The Birmingham age-herald., 1914-09-18

To the Editor of The Age-Herald: We're most of us liars. We're 'arf of us thieves,
Proletarec. [volume] (Chicago, Ill.) 1906-19??, 1914-02-03

- druStcv spaiajocih X organizacijam,
hi =" IN zastopanc. Nplivalo hi tudi
iako ngodno ma naraSrai uuprcdncga
elemental y ClcVelandu.
Y debate po>ezcio br. Ncrdcrbar.
frost in Potokar.
Brat Verderhar prcdlaga narrt. ia
"c - zdrulimo. mai oStanc inkorporaci-
Ia y draw Illinois du ksurnc konvcu-
eijc. p"tcm pa mai - prrmc>ti. ako
%konvenciia tax" ioloci.
Brat Sitter predlaga. da mai - ma
tel konfercnci nominira uckai drzav
~ prihoinic srdczr korporaciic. odloji
pa mai sploSno glasovauie.
Hpreiet prcdiog. oziromn nacrt brata
vcrdcrbaria.
Brat Sitter priia,i PRIV maniSine
" stavlicnem prcdlogu.
Brat Konda zcli. dn hi ~ med de.
bate ne stavilr prcdlogov. ampak ;ele
pc dcbati.
Brat Mladic zcli. la - odlo5i. Sc Il
wolf pripravlialni "dbor ali ne.
Brat Honda stavi p%redlog, da SO de
batira q lestviri. Sprcjcto.
Brat Nerderbar porora, la >koro vse
drEavc zahtevaio l~r>tvico National
Fratcrnal Congress. DrAava Illinois Sc
ne zahteva t. lc>ivicc. ali ako hoGemo
poslovati Y drzavah. hi %imenovano
lestvico zahtevaio. moram" io paG
Spreieti. Starr rlani bndo pri tel lest
Wei jake p%rizadeti. Priporoca. mai bi
- vpeliali smrtninski razredi sledefe:
$4,000, 100000. 100000 in 100000.
Pred>cdnik Zelcznikar zakliuGi sejo
oh IL uri opoldne.