The Birmingham age-herald., 1914-06-27
HARDING GUEST OF HONOR AT BANQUET 0F CIVIC CHAMBER Gives History of Currency LegiSlation-TOuches on
 Present Law
MASSES OPPOSED
 TO CONCENTRATION
Says Financial History of Country Has Been One of Extremes-Dr. J. H. Phillips and James
 Bowron Also Speak

The Chamber of Commerce last night at its annual banquet held at the Hotel Tutwiler, bade W. P c. Harding bon voyage and wished for him all success fin the conduct of his official duties a sa member of the newly created federal reserve board. MT. Harding formerly was president of the Chamber ef Com merce. and following its custom of having national figure as honor guest at the annual dinner. was the guest of last evening"
 The attendance at the dinner num- bered nearly 200 and the banquet was held in the ballroom. which was lav- ishly decorated for the occasion. It was the first large event of this na- ture to be held in the new Tutwiler and the management did itself proud
 Because of the neglect of Secretary Radcliffe to have place cards at the banquet tables, there was some delay in getting started, but otherwise the dinner was all that could be desired, from standpoint of food, as well as from the addresses delivered.
 President Paschal Shook of the Chamber of Commerce presided and introduced the speakers MT. Harding was the principal speaker of the even ing and was preceded by Dr. j. H. Phillips, superintendent of Birming- ham public schools. and by James Bowron.
 Pays Tribute to Harding
 Dr. Phillips paid high tribute to MT. Harding as banker and as a citizen of the constructive sort who succeeded because he was a worker: be- cause it was in him to succeed. He said that he felt sure he expressed the appreciation of Birmingham as well as of himself at the appointment of Mr Harding as member of the federal reserve board, and that it was an honor to Birmingham as well as to MT. Hard- ing.
 Someone has said that a great in- stitution is but the heightened shadow of the man who is responsible for it'' said Dr. Phillips We can refer to the First National bank, which is but the heightened shadow of the genius that has directed its affairs for many years past. To most people true test and measure of a mans success is his ac- cumulation of wealth and of achieve ment My friends, the things necessary to achievement and attainment must first be tested in the fires of trials and tribulation There must be a struggle before success can come
 MT Hardings career in Birmingham ham as citizen and business man is practically coincident with the growth and development of Birmingham. While Birmingham was passing through the infant stages of it's PxiStpncp iif- fering with diseases common to infant cities, the timbers of MT. Harding's financial genius were being tested He passed through those struggles and, therefore. was fitted to achieve success"
 Dr. Phillips referred to the national administration, saying that the exper- fence of the American people with "schoolmaster president was proving to be a good success. He especially stressed Birmngham's need at this time for men of large capacity for de- velopment and said that no city ever grew to be great unless it had great men for it's citizenry.
 The speaker referred to the present constitution of the state of Alabama as an antiquated relic. written for rural communities and an organic law which prevented municipalities from expanding, lettering the progress of the state as well as of the cities of the state.
 In referring to the matter of the establishment of the Methodist univer- sity, for which Birmingham Is a can didate, Dr. Phillips said: "Birming- -ham needs great schools and great un- versailles. As you have already heard great university now is knocking at our doors Shall we permit it to pass on down to Atlanta or shall we open our arms and welcome it? We need such institutions in Birmingham to make great men such as we need. Our raw material and our still more raw morals need to be welded into great things. We need men to do it and we must transform this fair valley into a veritable garden of beauty for |. the millions that are to come after us"
 .-s James BOwrOn Speaks -c Following Dr. Phillips address James Bowron was called upon by President Shook. MT. Bowron, in the course of his remarks, paid to MT. Harding