davidaulloa/AmericanStories huggingface dataset:
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
yEnrlLA1E HE SCHOOL HOUSES.

One of the shameS of modern civi-
lization is the manner in which most
of the best of our school houses are
ventilated Perhaps it would be closer
to the truth 70 say the fashion in which
our school houses are built to avoid
proper ventilation.
Persons who sleep with their win
dows down are becoming few. Most
people have found out that they rise
with clearer minds and better appetites
and with renewed powers if they
breathe pure air thru the night. The
fact is that the complete ventilation of
bedrooms is acting very much as an
antidote against the poor ventilation
learned Of .he value of pure air in
sufficient quantities at home. We seem
to avoid seeking the same knowledge
for schoolhouses and public buildings
in general.
1t is a very important thing. We
crowd our children into lily ventilated
rooms and wonder at the general sick
illness of the time. A child should
rarely be sick unless with some cpl
demic or contagious disease. And of
these diseases the badly ventilated
school rooms of the present are the
most certain and efficient distributors.
The headaches common among school
children. digestive difficulties and the
army of minor ills for which bad venti-
lation is mainly responsible ought not
TO exist as they commonly do. They
may be eliminated. And it is the duty
of every community to demand that its
children shall be given their full
chance for healthful bodies along with
opportunity of mental development and
general education
There is no more reason why a hos
pital should be supplied with forced
ventilation than there is for similar
provision at the schoolhouse Not a
pit. Well persons need fresh air to
stay well quite as much as sick ones
need it in order to get We'll
The next thing to be done in the
interests of public welfare and the
exercise of ordinary public common
sense is to ventilate the school houses.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

enth annual convention Of the aseo-
citation that these mortgages on lie
insurance policies had increased from
8 1-3 per cent Of the reserves In 1SSS
to 1903 per cent in 1912 and probably
would reach IS per cent ut the end Of
1918. The total reserves In 1917
amounted to about three and one-half
billion dollars.
Emphasis Is then placed upon the
ultimate loss of life insurance protec-
ton to beneficiaries, the report con-
tinuing:
I'm the address Of Mr.. A. z. Child, Of
Boston, at our recent convention, it
is stated that not over 10 per cent Of
policy loans are ever repaid. This
means that $503,212,5O0 Of tho policy
loans in force Dec. 81, 1912, will never
be repaid. Therefore. II the policies
encountered by these loans are all car
ried to maturity. the benefciaries-
solely because of such loans-will be
deprived OF 350S, 500 Of insurance
originally taken out for their protec-
ton. The MAGNITUDE of this loss Of
protection to dependents will be more
fully appreciated when the fact 10 real
ibed that the amount of it-$6O3. 212, 500
lis in excess of the total amount Of
ordinary insurance that was In force
in any single state in the union on Dec.
81, 1912. excepting the states Of New
York. Pennsylvania. Illinois. Ohio and
Massachusetts,; that 1t is equal to one.
half the insurance in force In Illinois
which rangs third in amount Of insur.
ance In force; nearly equals the CONF
bined amounts in force in California
and Colorado, and exceeds the com.
bined amounts in force in the ten
states Of Delaware. Florida, Idaho.
Montana. Nevada. New Mexico. North
Dakota. South Dakota, Utah and
Wyoming. The 80 per cent of the
amount Of these loans is not the maxi
mum measure Of the loss Of protection
to dependents. Many of the policies
upon which loans have been effected
will lapse as direct result of the
loans, and the entire amount Of the in
surance carried in the, policies will be
lost to beneffciaries. The beneficiaries,
therefore. will be deprived Of a much
larger amount Of protection than 5000. :
212.5O0 by reason Of these policy loans.
The additional loss to them from such
lapsing of policies is not calculable
from available data"
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

New York.-In an nedeavor to ascer-
tain the causes Of the rapid increase In
mortgages on life insurance policies In
recent years, the Association OF Lie
Insurance Presidents has segregated
by state lines $456,000,00 loans OUT
standing to policyholders at the end I
1911. This Investigation, which has
just been finished, shows that the pol
icyholders of certain recognized groups
OF states are much larger borrowers
on their life insurance than are the
people Of other sections. Those credited
with being the smallest borrowers are
the people Of the central northern
states, the loans in that section
amounting to 13.49 per cent Of the re-
serves maintained to pay the policies Of
that section upon their maturity. 1t Is
stated that the largest borrowers are
the people Of the Pacific coast section,
the policy loans there being 20.09 per
cent Of the reserves. The average for
the United States for the same year.
1911, was 1898 per cent. The reserves
from which this sum Of 456,000,0O0 was
borrowed amounted to $2,S53 ,0OO, 900.
These figures and percentages are
based on the United States business Of
American companies holding SO per
cent Of the total assets of the life in
surance companies Of this country in
1911.
Much more than half billion dollars
of life insurance protection will be lost
to widows, orphans and other bene-
ficfaries as a result Of the policy loans
now outstanding, according to the as
sociation's report giving the results Of
the investigat ton. 1t is declared that
experience shows that large proper
ton OF the insurance protection with
drawn by policy loans is never re-
placed. the money being invested else
where or wasted.
In making the report public. General
Counsel Robert Lynn Cox, Of the as
ISOLATION, said that no conclusions are
stated in it. The figures, which
speak for themselves as to the extent
and distribution Of the policy loan
practice. are presented to the Ameri-
can public" he said, Sin The hope OF
stimulating study of the underlying
reasons for the recent large expansion
in such loans and the presentation Of
remedies therefor"
1t was pointed out at the recent sew
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
Iona Newspapers
HOW HUBBELL GOT RICH.
Davenport Democratl

LDeiN eIIVUTI DeluUCTat.J
f. NJ. Hubbell. of Des Moines. Iowas
richest man. has just passed his 18th
birthday Everybody had the chance;
Hubben bet on Iowa" was the subject
Of q letter by Robert Fullerton. read
at the Hubbell birthday dinner, in
which the way that Mr.. Hubbell made
his fortune in Iowa was reviewed. He
began betting on Iowa early in life,
and always stuck to that bet-and
never lost bet. That would have
made a rich man of anyone.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
Had to Listen.

The late A. L. Williams, general at
torney for the Union Pacific Railway.
was one on trip with a party Of
friends in a private car. and while in
Denver one of the party, man OF
convivial habits. came in the car late
one night and found Mr.. Williams
playing solitaire. The convivial one was
enough under the influence Of liquor
to be talkative, and proceeded to tell
Mr.. Williams a long story Of his do.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

nestle UnhAppIn00o.
The next morning. when sober. -
msnti0nsd tho fact he had talked too
much thu night before. and requested
that anything he might have said
would not be repeated. Mr.. Williams.
In order to relieve the mans embar-
rassment. said:
That's Ill right; ] nver listened ia
you. ana have no idea what you said"
That night the man returned In the
same condition. Looking -sternly at Mr..
Williams. he said:
Nov. durn you, you said you didn't
listen to me last night, 80 I'm going to
tell you the whole story again ana you
have got to listen" From London
It'll Bits.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
NEW TRIAL FOR KELLY.
IDaS MnineS Trihnne

If DR.. Kelly in drunken frenzy had
shot two defenseless and unoffending
citizens in any English city he would
have been tried. convicted and hung
within six months.
Here in Iowa he gets new trial af-
ter the incidents of the killing have
been almost forgotten. And his law
yer boasts Of having discovered the
legal hocus pocus by which a jury was
befuddled and whole court proceed
ing rendered farcical.
Meanwhile homicide continues to be
known as the American crime"
What Judge Kavanagh said in Des
Moines recently about our criminal
procedure and our courts was not one
tenth Of what might justly be said.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
Topics of the Tmse

state and savings banks in Iowa
show an increase of $2l,o95' ~ III 'ile'i
deposits from November - November
of last year. How is that for snort
crop wear and hog cholera with tight
,coney everywhere?
Young John Rockefeller and his IA
Their never took a drink in their lives.
Sometimes those who can afford things
easiest just as soon go without the'h'
Barnes and his lieutenants. says
the Marion Register, are as dead as
julius Caesar" So was that albatross
in the Ancient Mariner. So 1t IS
dead horse on the back lot. The Regis
ter should call the scavenser.
What system does Mr.. Morgan pro-
pose to substitute for the interlocklns
directorate Something just as good!
Usually one doesn't get thoroughly
acquainted with his own parents un-
II, he has children of his own.
OF course all the democrats who want
assistant postmasterships would be
Clark men if it were to be done over.
The Omaha Bee observes that dis
reputable women do not generally own
the property where they conduct re-
sorts. The Bee should recommend
duplicate of the Iowa law for Neoras-
ka. 1t doesn't matter who owns them
here since the Cosson law went into
effect. A little matter of injunction
proceedings settles it all without seek
ing too far for the owner. Nail the
property and you'll hear from the
owner whether ownership vests in
madam or millionaire.
When young man is convinced that
everything is against him, or middle
aged man that he is too old, a woman
that she ought to be a social leader and
a man that he ought to be in politics
there's little to be said or done until
after the explosion.
In the newspaper offices of Iowa
there will be one sincere and universal
regret that the editor Of the Sioux
City Journal is so afflicted as TO make
hospital treatment necessary. And the
hope that his illness may prove a
passing indisposition will be as general
and as sincere.
The Illinois state highway commits
sion reports that concrete rural roads
ten feet wide with three feet OF
maca dam on each side cost 1882 per
mile; concrete twelve feet wide with
two feet of macadam on each side
cost ss,402 per mile and concrete six
teen feet wide costs s10,O61 per mile.
The state legislature Of Illinois is pro-
vidng $4,000. 900 per annum for the
states aid to the counties and town
shi,tS in buil6inp paved roads.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
REPUBLICAN, MARsHALLrowN IOWA: JANUARY - 1914

Iowa, or any part Of It, out Of the
jurisdiction Of the Chicago regional
bank under the new currency act," says
the Burlington Hawk Eye. "Geographi-
cal lines do not count for as much al
do the lines Of the trade and commerce.
1t would be q nanomaly for Burlington
to transact its commercial business
with Chicago and then depend upon
st. Louis in the settlement Of it's trans
actions"
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
Heigh Ho! The Rain!

7oiSV to- INV no'"'
The lark that in heaven dim
Can match a rainy hour
With his own music's shower.
Can make me sing like him
Heigh no! The rain!
Sing-when a nightingale
Pours forth her own sweet soul
To hear dread thunder vol!
Into a fearful tale
Heigh no! The rain!
Sing-when a sparrow's seen
Hying to lie at rest
By pressing his warm breast
To leaves so wet and green
Heigh no! The rain!
William Davies, in the Living Age
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

on it, s4o.ooo.ooo common stock, altar
taking out the 7 per cent on it, $1,000.
600 Of preferred stock
OF every dollar handled. q dime
went into the kitty. Almost as fortu-
nate a record as Henry FOrd's.
Yet many women employees Of this
prosperous institution are being paid
wages which just about enable them to
keep noses above water. The bulk OF
the prosperity remains 1T the top.
The largest stockholder gives much
to charity-receives much praise in
consequence.
But it may be fairly doubted II what
he gives in that way does half as much
good az II It were to be distributed In
higher wages among those now receiv-
ing the least; and in closer margins
Of profit upon goods sold to con-
sumers.
Above a comfortable living and
enough surplus to insure the enterprise
against the fluctuations in business.
why should he want to pile up millions.
which embarrass rather than benefit
him?
Isn't this the next lesson which our
captains Of industry need to learn?
AN 1NCoMPREHENsIB THING.
[Webster City -Tribune.]
Friends Of Senator Cummins who
are inclined to go with the third party
this year should not lose sight of the
fact that they can not support Cum
Minis in the primary IL they sign
declaration of change OF party affilia-
ton. Under the law in this state a
voter can vote only the ballot of his
party at the primary. If former re-
publican or a former democrat wants
to vote the progressive ticket at the
June primary he must sign in the
county auditors office statement to
that effect. When he signs such
statement he can not vote any but the
progressive ticket at the primary and
as the name of Senator Cummins VIII
not appear upon that ticket he can
not vote for the senator. The Free
man Tribune can not quite comprehend
why voters who claim to be genuine
progressive republicans can turn upon
the real leader of that movement in
Iowa and do what they can to defeat
him.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
A FAVORABLE OUTLOOK.
ISioux City Journal

tSloux lily JouTHdi.J
President Wilson, according to his
custom, apparently has no idea of
telling congress what it shall do
in detail along the various lines rec
commended, but is willing that there
shall be a thorough thrashing out OF
plans, so long as there is no departure
from the principles to which the ad-
ministration is committed. The out
look at this time is distinctly favorable
for virtually complete compliance with
the presidents recommendations. 1t
would NOT be surprising to find the
administration program put thru in
record time for such large under
taking, with party lines pretty well
demoralized in the final roll calls.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

We used to talk about big Business
and the Government" but somehow it
seems more natural now to talk about
The Government and Big Business
Charleston News and Courier.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

A Wall street sharp says that cap
ital lacks fluidity." 1t has been our
experience that it also leaves much to
be desired in the way of tensile
Observation-Disclosures Inquirer.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
NO MORE POLITICAL BUNK"
ICouncil Bluffs Nonparei1.I

We teach history In our public
schools. Daily newspapers carry much
Of it in their columns. Many men now
living remember how Lincoln was ira
duced They have lived to see him
made a patron saint Of a reunited
country. Cleveland went out of office
under a great cloud. Now we are
building monuments to his memory ana
the voice of criticism is forever stilled.
Men Of both north and south met at
Gettysburg and with tears OF love for
a common country admit that on bota
sides men were brave, sincere and hon.
est in the belief that they were right.
These facts are having their influence.
When the old line politician appears
now to charge that his political OPP
ponents are traitors and horse thieves,
the average voter declines to believe
or get excited. Wilson is simply the
beneficiary of this new dispensatioil.
Republican and progressive editors re-
fuse to charge him with bad motives.
They, on the contrary, frankly admit
that he Is doing his best. as he sees It,,
to serve his country we'll. They recog-
nize that he Is carrying a heavy load
and they refuse to become unfair
critics. In other words. they refuse
longer to fill their columns with old
fashioned political buncombe.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

Twin cities Mail (datly)... o:16 .. a.
Mason City Mail (ex. SUM- $50 ,. d.
Twin City Limited daily $50 Z. n.
Local Ereight Eek. SUM- sac A.
SOUTH BOUND.
et. Louis and Kansas City
Mail (daily) ........ $50 ,. =.
Peoria Express (ex. SUM-. S:oS q q.
St. Louis and Peoria Linn.
tied (daily) ............. 4:ol3 Z. -
Local Freight Eek. SUM- ;. 7:oe . =.
STORY CITY BRANCH.
Lsava Ass9yA
3: % 8. N. Stock Expesss
(o1ooDe Oundey) :. ;. :. ). e.lS - ~
e:1o = - 1Glx61 (ex. 0un.) So ~ -
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
BAD FOR GROWING BOYS.
fWaterloo Reporter.1

Waterloo Reporter.l
Every criminal and every degener-
ate said Director Of Public Safety
George D. Porter to a meeting of 1900
people in Philadelphia last Sunday, lis
a cigaret 'hend."
Which, Of course is not equivalent
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
MULTIPLICATION OF MOTOR CAR


dubuque 1eieSTapn ae!alo.I
There are half as many motor cars
in the United States as there are peo-
Pile in Iowa. and more cars in Iowa
than in any other state in the Union.
At last accounts there were l.127.s4o
registered cars In the nation. less than
per cent OF which were imported.
The number Of automobiles has doub-
led since 1911 The production Of this
year is estimated at 100000 cars, Of an
average value of $1,000. OF the total
production probably s350oooo0 worth
will be exported. ""' 80
Skeptics no longer predict an end OF
"the fad. " The motor-car has made
a place for itself in the city and on the
farm. 1t is doing the work, drawing
a tractor pillow, Of twenty teams, and
1t is taking the farmer into town and
back in two hours as against a day
formerly consumed with horses. Nor
has it driven the horse to the bone
yard. The value OF the horse has
steadily risen, until today the farmer
with a team Of draught animals says
nay to an offer Of $500 for them as g.
year-olds. Precisely as labor saving
machinery filled the need. so the motor
car has filed a niche in transportation
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

Mr.. Underwood suits us as prophet
We prefer our prophecy cheerful, every
IN. C.) News.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
IOWA OPINION AND NoTEs.

To the Des Moines Register and
Leader 1T seems altogether likely that
trust measure will pass congress with
substantially unanimous consent, that
" iii not antagonize business and that
will be accepted by the country. Such
an achievement alone by itself would
distinguish an administration"
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

1t was reported at Harrisburg that
the progressive party would be back
from Brazil in time for the campaign.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
GENERAL EDITORIAL COMMENT

There are big western states that
will not think justice is done until
Rhode Island is annexed to Connecticut
and Delaware to Maryland.-St. Louis
Globe-Democrat.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
WHY rs rH1s2
LDes MONIES News.

LDes Moines NeWs.1
Last year the leading mail order
house. On q volume OF business amount
ing to $95.5s4.O00. gain over 1912 of
almost Is per cent, cleared profit OF
about 10 per cent. equal to 22 per cent
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

The enthusiasm of the express com
panies over their forcibly reduced rates
is really admirable. indianapolis
News.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

Roughly speaking-Vic. Huerta.-
Columbia State.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

The fellow who resisls the effort
of the government TO hold lands which
contain radium from private monopoly
in tho interests of suffering humanity
should have a place beside the fellow
who runs jag cure establishment and
supports and defends saloons because
they help his business declares the
Council Bluffs Nonpareil.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
0lllf5'tepQb6o1tA
Published Daily BY The
MEo-REPUBIIcAN PRINTING CO
TERMS:

TERMS:
evening edition by mail .........$4.00
BY the month by mail ........... IS
Delivered by carrier by the month so
Later edition for morning circula-
Twice week edition per year.. 100
Entered at the postoff1ce at Marshall
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

and commerce could not do without it,
It has ceased to stand for extravaganza
so much as for utility.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23
EATING UP THEIR PRINCIPAL.

Much On Their Lite Insurance Pei.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

Now will it be Connolly or will it
be Dam Hamilton for United States
enator?' inquiries the Ottumwa Re-
view
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1914-01-23

NOW VIII II De connolly or VIII IL
be Dam Hamilton for United States
sena r?' inquiries the Ot,umwa Re-
view.
Yesterday" remarks the Des Moines
Tribune. they jailed a fellow for i'm
personating an officer, bu. it doesn't
appear that he was trying to act as col
lector for a loan shark"
IF a holding company will not hold
and an interlocking directorate will
not interlock why should not scram-
bled eggs be unscrambled?" inquiries
the Sioux City Jouranl.
What inconsistent fools we are!"
exclaims the Musca tine Journal. I'VE
wax indignant over the Jim Crow reg
ulations of the southern states and yet
in the city Of Des Moines colored man
who is both a college graduate and a
musician Of some note was refused adj
mittance to the recent Melba- Kubelik
concert. No wonder our southern
friends resent criticism from the north
Of their discrimination against the
negro"
The Burlington Gazette says IF the
families of the striking miners in the
copper country are not permitted to
accept that $4,000 relief fund sub
scribed by well-meaning citizens it will
be direct slap at humanitarian mo-
tives.'
1T would be the worst kind Of a
commercial and financial 1nisfit to leave
The Nevada County picayune., 1914-10-23

vas buried last year to carpet '.e state with little graves. We aIst cooperate in everything, HtVe a clean town, a clean com- oInlty then We will have health
 l, was cooperation that caused the people of San:rancisco to get r.d of the rats on account of that 'WtuI disease, bubonic plague, because they knew the people would not go there in 1915 with |hat'disease raging. Cooperat. ion wake up ahd swat the saloon
 s that is one of our great evils
 The Yellow fever cost that cjtv T '200.00 was that all, no, if cost
 ne mothers all of /. their babies, babye ever three minutes for s;s
 ?eeks just for the sake of 2 dol~ M
 r, -eg.ect to cooperate a n d