Bisbee daily review., 1914-05-27
INSURANCE ORDER IS
 STARTED IN BISBEE
Heralds of Liberty Start Cam paign For Membership in
 the Booster Club.

ulb bOOSltI JluU.
 The Heralds Of Liberty Thousand ! Members Booster Club which is boost ! ig for the famous Heralds of Liberty ! Fraternal Insurance organization is Co give a big social dance at an early date They propose Co organize their
 local lodge in Bisbee on or before
 June 18th with am expected member
 ship at that time of two Co four hundred and. before the charter is
 closed a month later. theq expect Co have a total membership of one thou.
 sand members. They say that they have every reason to expect these re- suits by comparing results attained in
 other parts of Arizona and other
 states. and on account of the many .ol liberty etaoni etan attractive features Of ihe Heralds of Liberty plan of Real Life Insurance.
 The Heralds Of Liverty their local agents say. come highly recommended by some of the keenest and brightest minds in the Insurance and Business
 world They have created an lm-
 mense stir amongst the men who know. and it seems Co be the general consensus of opinion that this system will. in the end, revolutonize the en-. tire insurance business.
 The Heralds of Liberty system of insurance is really a variation of the ordinary old Line joint life insurance.
 In the ordinary joint life insurance two people are insured at fixed pre-. mium SO tht the survivor is paid the full amount at the death of the other Tn this New Line the premium rates are approximately the same. though collected on easier terms. and is a system in which no one can know the identity Of the member at whose death he win be paid living until the death occurs which is governed auto maticlly nd each of the benedtting members, the living and the deceased has paid each on his own half and the wife husband or whoever is the beneficiary of the deceased receives his share of the death loss which is one-half of Che total and the living member receives the remaining one half It costs no more to collect one hlf Of the premiums from a living member and one.half from the de- ceased and pay S25OO to the living and S250O to the beneficiary of the de- ceased than it does undeh the old Line plan to collect the whole pre- mium from the deceased and pay the entire S6O00 to his or her beneficiary.
 John Baron Burg. Probate Judge, Albuquerque. N. M.. and many years a
 prominent attorney in Washington, D. C.. carrying S15.OOO insurance in old Line companies and stockholder in several, pronounces the Heralds of Liberty plan the safest and most lib- eral plan of insurance ever devised. for the reson that the membership never gets too old as the members are paid off in an average not to exceed five years after taking out policies. The experience of all insurance or ganizations i sthat after ten years 25 per cent of all risks become impaired. These impaired risks become a heavy load to carry whereas in the Heralds of Liberty the member is paid off early at no greater cost than other pay death claims alone and he must then show unimpaired health before he may reinsure and may not reinsure at an after the age of dfty-fve.
 The State Corporation Commission certifes to the qualifications o fthe Heralds of Liberty to meet their obli- gauons and that they would not have been admitted to Arizona were they not SO qualified
 One fthe most capable and emin' | ent actuaries in the United States has made a careful and searching exami- l nation of the plan and rates of the | Heralds of Liberty and has pro- lounced the plan sound and the rates | adequate to carry out an the pro- visions of the certificates issued by the Society
 The Heralds of Liberty originated | n Huntsville, Alabama and was incor )orated in 1901 under a special act 1f the State Legislature of the State 1f Alabama Its plan is copyrighted. The Northern headquarters are To- 'ated in Philadelphia and the Society ls groing by leaps and bounds.
 It is safe to say that no other in- urance organization hands out SO much of solid satisfaction to its mem ,ers and with as little occasion for ,rief over the loss of friends-they lave not the plan that makes it pos iible. It seems to do an that It's friends claim for 1t inasmuch as it Pays a member to live" and like ther insurance Pays # he dies"