The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-03-08
ny CHARLES L.. VAN FOssEN,
General Manager. Mastisgs Homes
Company.

'R.SSs
There must be some good reason why
thousands Of men employed In the Bor-
ough OF Manhattan spend two or more
hours every workddy, week after week.
year after year, travelling To and from
their homes N the less congested Sec
lions NJ the city or in the suburbs.
They could live nearer their work and
perhaps cut In half the time they spend
on trains and boats The answer is
that they are lnoculated with the pride
Of home ownership. They formerly
lived In small apartments; briefly. were
cllff dwellers. They saw light; It
has been called the rentpayers' awak.
ening. They bought their homes
and feel that personal Inconvenience
are not worth mentioning when the ad-
vantages over the old ne in the nat
are considered
In these individual homes the ideal
family life is found. one realizes the
true meaning OF the saving and loan
association motto: The American hons.
the safeguard OF American liberties"
Children are brought up amid whole
some and Glenn environments. Parents
know their playmates and where they
20 when outside the homo, which Is
impossible in the congested city. with
only the street for playground: they
have plenty OF pure air and sunlight.
Schools. churches and libraries are al
hand When the children grow up and
strike out for themselves they look
back with tender memories to the old
home. their own rooms. the pleasant
evenings when everybody could dance
without fear OF the tenant upstairs
pounding on the floor or Of rebuke by
the lordly Janitor and to their tavorite
hooks in the house and yard for study
and play. These homes exercise an in
fiuence for good on their lives. The
boy and girl OF the apartment can never
have affection for tho homo IN this
sense. II Is impossible to describe It.
The elderly man who through force Of
circumstances, has been away from the
old home for many years has an ire
sistIble desire TO visit It again. just TO
offer a silent tribute Of appreciation
and affection to the mother and father
who brought him up In such an atmos-
phere.
The man who owns his home has in
creased his assets OF self-respect and
indepe ndence. He has high Ideals and
a deep sense OF the responsibilities OF
life Hs is generally optimistic and
bears the troubles that come during q
lifetime more easily than the man who
is living for the moment. Ii Is safe TO
predict that he Will never be found in
the soc,alistc ranks. He studies civic
problems he wants to know who's
who" IN municipal affairs. as he pays
tax directly out OF his pocket, and thus
the matter Is brought closer to him
than in the indirect way OF paying rent
fagaa Hprpfnrt in thu OF hta
wife sleeps better for it--tha, II he lie
taken way ms wife and children have
a roof over their heads. The family
is kept intact through the ownership OF
the modest home. The widow keeps the
children in school and gives them . bet
ter start in life. Several cases Of this
kind are known. OF course. the
thoughtful man will also have some
building and loan stock and life insur-
ance II this Is possible.
This article Is written for the purpose
OF arous!ng interest in tho ownership
OF medium priced homes. that 10 homes
that can be purchased for. say, $4,000
or less. When a man has several thou
sand dollars saved he has the solution
Of home owning In his own hands He
may prefer 10 live in an apartment for
various reasons. II Is the man who
pays s25 month or more rent. has q
few hundred dollars and q burning
desire 10 have real home that I have
in mind. ] will point out to him a
way which has stood the test Of time.
and II one takes the City Hall as the
centre OF a twenty-five mile circle there
are in that area at least thirty thou
sand persons buying their homes In this
manner to-day.
refer to the saving and loan asso-
citation plan OF home buying. The well
managed mutual association Is An open
door OF opportunity to the man who
has little money. These institutions are
the only financial corporations organized
under the banking laws Of this State
that can lend so per cent. OF an ap-