Evening journal., 1914-04-07

trict Attorney Nields, the witness said
that Mr.. Kelley had t0i4 him not to
volunteer any information to the bank
examiner. Albin Fowler. District At
torncy Nields then submitted photo
graphs of various accounts which the
government alleges were altered. Mr..
Ball objected and the same was noted.
While the jurors were viewing these Mr..
Ball had the window shades behind the
witness stand drawn so that he could
look at Mr.. Lockwood.
Mr. Ball, in opening the cross-exami-
nation. said: "Mr Lockwood, you said
you were appointed boolxkeeper in Sep
tember, 1891. Now, were you appoint
ed tellerY Mr.. Lockwood said "Yes.
that was my official title, but I took
charge OF the individual journal and
ledger
During the time you kept those
books, were they kept property" asked
MIR. Ball. The witness replied; "Ihey
were kept TO the best of my ability
Mr.. Ball asked; "What do you mean by
that?" and Mr.. Lockwood replied; "The
best way l knew how. At times ] got
behind in my balances in the individual
ledger, but always caught up
"Were there not times that you did
not know what some accounts totaled ?"
asked Mr.. Ball, the witness replying
that there were, explaining that he had
80 much work to do that at times the
balances were not made for six months.
When asked If there were times
that he did not know drafts had been
overdrawn, Mr.. Lockwood replied
that he did Mr.. Ball then asked
the witness If as paying teller he had
not made out checks and cashed them
when the account was already over
drawn. Mr.. Lockwood replied: "To
the best of my knowledge | did not"
Mr. Ball, after searching through
various pages of typewritten testi-
mony in the case of the Peoples Ma
tional Bank Us. George w. Rhoades.
at the May term Of Superior Court,
1913, asked: "Dld you so testify in
the Rhoades Case" The witness re-
piled:
'I do not remember what my testi-
mony was at that time"
Mr.. Ball then read an extract Of
the stenographic report of the testi-
mony in the RhOades case, in which
It was stated that Mr.. Lockwood had
identified a check drawn by him and
cashed by him for Rhoades The
witness admitted that he had so testi-
fed Mr.. Ball then read extracts
Of other pages of the Rhoades case,
In which l.. Irving Handy, counsel
for Rhoades, had shown that Mr..
Lockwood had paid other checks
I when the RhOades account was over
dIhwn. Referring to the present
case, Mr.. Ball asked Mr.. Lockwood II
he remembered paying money TO
other depositors when they had over
drawn their accounts, and had ne
not also paid money out without look
ing at the bank books. Mr.. Lock-
wood said he had.
Mr.. Ball then referred to page 574
of the individual ledger ID, which con-
tanned the statements about the
"shoats, calves, etc" Mr.. Lockwood
explained that was his record as kept
by him acting as attorney for his
mother. Mr.. Ball also asked the wit
ness what relation TO the banking
business was the statement Dull" on
the margin OF Page SIG. The witness
said that also was his record, and MT
Kelley's attorney said "Then in this
individual ledger which you claim
differs from the general ledger kept
by Mr.. Kelley, you kept your records
OF bull. sheep and pigs?"
Mr.. Lockwood then told of making
the examination OF the books in Feb
ruary, 1898 following the discovery
of the difference in the accounts. The
accounts that had been changed al
that time were Ella p. Cochran, 49,.
600; Mary T. Cochran, $4,000; Frank
Ellis, $4,000; Emily c. Davis, S4OO
n. I. Davis, $4,000; Shaw Brothers
$1,000; Henry Gillery, $4,000; n.
Davis. $1,000.
Mr.. Lockwood also admitted that
while the books were in his posses.
sion for years he never discovered
the alterations and erasures until h,
glanced at them in the directors
room and the deficit had increased tC
$4,000 in 1902. Mr.. Ball then spoke o
the time alleged by Mr.. Lockwoo,
when the corrections were made b,
the defendant. Mr.. Lockwood said a
first it was May s, but yesterday hl
said he could not say what date tn,
changes had been made, but they haf
been made in the ledger which wa,
opened about that time.
Mr.. Ball asked the witness how Of
ten he had come TO this city in tn,
past six weeks to refresh his memor,
and the witness said about 16 time,
In the past four weeks. The witness
said he had gone over the case with
Messrs. Stockley, Fowler and Stork
the government experts and examin
ers. Mr.. Ball then dwelt on the err
rors that had been made by Mr.. Lock
wood In the Cole account and the Har
mon-Reynolds overdraft of $500 whicl
latter turned out to be a mistake
and the overdraft against Miss Cath
crime Fox. Mr.. Lockwood admitted
he did and that they were his mis-
takes. Mr.. Lockwood also denied an,
knowledge Of Mr.. Kelley finding tha
he, the witness, had forgotten to pos
a deposit of Sameul B. Ford on tn
banks individual journal
Under cross-examination Mr.. Lock
wood said it was customary TO max
the bank books up from noon TO nool
and what checks and deposits cam
in during the afternoon were kept II
drawer until the following morn
ing when they were posted Mr.
lockwood, in reply 10 Mr.. Ball, sal
that he had waited years before h
told any one of the difference in tn
books and during those years he onl
told one person and this one was nc
connected with the bank.
George W. stork, the governmer
expert, produced the books of tn
Landllth Improvement Company. III
Nrorn,arc National nonIr oF fbfc rfti