davidaulloa/AmericanStories huggingface dataset:
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1914-06-24
FIVE RULES FOR
BORROWING MONEY

about credit are set down in
Farmers Bulletin so3, How to
| Use Farm Credit which the de-
partment has just published.
| Unless the farmer who is think
ing of borrowing money fully
understands these rules and is
willing to be guided by them, the
Governments advice to him is:
don't. AS it IS, there are prob
ably almost as many farmers in
this country who are suffering
from too little credit.
OF these rules the three most
important are:
I. Make sure that the purpose
for which the borrowed money is
to be used will produce a return
greater than needed to pay the
debt.
?. The length of time the debt
is to run should have a close re-
lation to the productive life of the
improvement for which the
money is borrowed.
3. Provision should be made
in longtime loans for the grad
ual reduction of the principal.
The first rule, is of course,
the key to the wise use of credit.
Between borrowing money to
spend on ones self and borrow
ing money to buy equipment Of
some sort with which to make
more money there is all the diff
ference between folly and fore
sight, extravaganza and thrift.
If the money is borrowed for a
wise purpose it will produce
enough to pay back principal and
interest and leave a fair margin
of profit for the borrower into
the bargain. If it is borrowed
for a foolish purpose it will pro-
! duce nothing and consequently
there will be nothing with which
to repay the loan. From this
point of view it matters compar-
atively little whether the interest
be high or low. 1t is the repay
ment of the principal that is the
chief difficulty.
Rules 2 and 3 deal with the
most satisfactory ways of repay
ment. Underneath them both is
the same principal: The loan
mus be repaid with the money it
earns itself. For example, if the
money is used to buy a machine
that will last 10 years, the
machine must earn enough in
that time to pay for itself or it
never will. The loan, therefore,
should be entirely repaid before
the 10 years are up or the farmer
will lose money on the transac-
ton, paying out interest for no
benefit in return. On t other
hand, if too early a date is set
for repayment, the machine will
not have had sufficient oppor-
tunity to make the requisite
money and the borrower may
have difficulty in raising it else
where. Rule provides for some
form of amortization, the system
by which the principal. is repaid
in installments so that the
principal is repaid in install
ments so that the amount of the
loan is continually diminishing
and in consequence the interest
charges also. Such a system is
quite feasible when the loan is
really productive, when it re-
turns to the borrower a definite
revenue each year. Tables show
ing the payments required to pay
off principal and interest in
4. 4
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1914-06-24
For Sale

I black pony, five years old,
sound with nice filly colt, Also
pony trap and harness.
G. D. Sullivan.
Phones Ala or 1872. 4o-4t,
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1914-06-24

w. S. Lloyd. Special Agent.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28

w er r~ League que at least one man
ager who believes in sticking
groan. That is Johnny Dobbs, now
of New Orleans, and we don't be-
lieve Johnny is going to let his kind
heart run away with him, at that. He
always impressed us as having a
fairly hard head to top his makeup.
But Johnny now is reported as hot
on the trail of wild Bill" Graham,
who was got out Of the league with
out any particular difficulty in 1910
when he was supposed to be pitching
for Chattanooga. wild Bill set a
record by cutting loose more wild
pitches in six games than any other
hurler was charged with in the whole
season.
So he went to Rome. in the Apps-
lachian League, and appeared to set
tie down far enough for his feet to
rest on the solid earth once In p
while.
DOBBS first looked over Graham in
- 1907. when Johnny faced the
southpaw, then working for Shreve-
port
HE made me look sick" says John
nv. Striking out was the best thing
did against that bird. | gave some
of the finest little exhibitions Of club
swinging ever seen In Dixie"
So Johnny got to liking Graham
first class-only he would rather have
had wild Bill' for him than against
him.
CT. LOUIS drafted the southpaw for
= the season Of 1908, and he did fair
" we'll in that and the next season,
although his wildness made him one
of the most uncertain propositions
ever seen in the big show. In 1910
Graham went to Chattanooga, with
tbe result mentioned. He pitched
around wildly for a while, and finally
dropped out of baseball until last
season.
NOW Johnny Dobbs has retaken his
~ fancy for the big lefthander, and
has offered Pitcher Williams and Out
fielder Nickel to Jack Reidy, OF the
Rome club, and the chances are all in
favor of Johnny getting his old "a
vorite for use in 1914.
Johnny is exuberant.
This guy ought to pretty nearly
win a flag for u.s." he Is quoted as
saving, recklessly. He has every
thing in the world now, and always
lid have-barring' control. He's got
that now, from all | can learn. He'll
make us a dandy pitcher, sure.
DUBE KISSINGER has signed his
N contract. The news falls CRATE
fIlly on our large and furry ear
Not that we thought Rube wouldn't
be glad 10 sign any kind of a South
ern League contract after Memphis.
But we are truly glad TO know he's
Cracker.
The homely old RUDE will be SOLID
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
PERMIT REFUSED.

ST. LOUIS, Jan. 2S.-The Federal
League of this city to-day was hand
ed it's first real blow when Building
Inspector McKelvey refused to issue a
permit 20 erect a temporary wooden
grandstand in Handlans Park, re-
Gently acquired by the t'ederals. The
Federal League magnates have taken
an appeal OF the Fire Board, in the
hope of that body overruling Nickel
vey. Time Is too short TO erect a
concrete or fireproof grandstand
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
BASEBALL
Diamond News and Gossip

Griffith. of the Nationals, says that
the signing of Doc Gessler does not
speak highly OF the Federals. The Old
Fox says that Gessler, as well as all the
other managers grabbed by the outlaws,
with the exception of stovall and Tin
ker, are has beens."
Macon has released a player named
Pat Moses to the Memphis club. of the
Southern League. How come the
namei
According to the official bulletin just
issued by Secretary Farrell, of the Ma
tional Association, c. Smell, the catcher
sent to Memphis by the Browns. has
been repurchased. Scout Kelchner dug
up the youngster and at the time
claimed that he would be one of the
best receivers in the national pastime.
Ben lineup, the pitcher the Phillies
secured from the Sherman club of the
Texas Oklahoma League. has been sent
to Lowell in the New England
Gouliat, one Of the young fingers for
the Giants. has been sent 10 Memphis
in the Southern League for further sea-
soning.
Jack Hayden. now manager OF the
Louisville club. of the American Asso-
citation, was one of the players in the
game which Merkle failed to touch sec
ond and lost a pennant for the Giants.
Hayden was lesd-om batter and center
fielder for the Cubs.
Joe Tinker already has purchased a
Packard and a Cole. Now II he gets a
White, Benz, Ford Mitchell and Jack
son, he will have pretty nifty garage.
Nap LsJoie says he will not sign a
contract with the Feds no matter how
big a salary they offer him. at would
be ungrateful for me to consider an Of
fer from the Federal League" says
Larry.
Speaking of jumpers to the Federal
League desiring to return to the Ameri-
can President p. b. Johnson makes this
statement: 81 hereby tell you. one and
all, that | will not even talk to them"
II is a matter of record however, that
no star ball player ever was barred
from returning from outlaw leagues,
providing he paid slight fine and dis
played the proper sort OF humbeness.
Monte Cross has signed as an umpire
In the Federal League. Having done
this, Monte has accomplished almost
everything possible in the national pas
time.
Catcher John Henry and Outhelder
Bert Shanks have attached their names
TO Washington contracts. Griff is hav-
ing no trouble lining up his men.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
BOXING
News Of the Ring Game.

Bob F1tzsimmons will not be permitted
to engage in ring contest in New
York. Justice Seabury, OF the Supreme
Court yesterday denied the former
champions application for an injunc-
ton restraining the State Athletic Com
mission from enforcing an alleged order
addressed to the Atlantic Garden a. c.,
New York. prohibiting it from allow
ing the veteran to take part In a
boxing bout.
Freddie Welsh continues to beat all
corners in his march to a match with
Willie Richie. Earl Fisher attempted
to halt Freddie the other day, but the
Englishman gave Fisher a neat lacing
Tor ten rounds.
Eddie Hanlon is a peeved young gen
tlemen these days Eddie is simply
ravlng for a chance to swing the pad
ded mitts. and is particularly anxious
tn get on with Mickey Cannon The
latter says he is also willing 10 meet
Eddie, which let's the matter rest with
some promoter who is willing to match
the boys.
Bill Taylor, manager Of Cannon. is
seriously thinking Of putting the bout
on himself and Is now irving to match
Jimmy Grant with some boy for the
second half OF an all-star card Grant
has q big following here, and will help
materially in drawing good crowd.
Tom McCarey in anxlously awaiting
the arrival OF Joe Rivers, the Mexican
battler, who recently lost round
no-decIsion bout to Ad Wolgast Nc
Carey has Rivers matched TO box Cross
at Los Angeles on February g. and
wants to have the Mex on the bat
tie ground as soon as possible.
Buffalo promoters are seriously think
ing Of rematching Jimmy Duffy and
Charlie White. The great fight the two
boys put up last week has caused the
Buffalo fans to clamor for a return
match. and the boys will probably sign
within the next few days.
Tom Jones has three good money
makers In his stable al the present
time. AID Wolgast, Matty MeCue and
Jess Willard are all drawing down good
money for their fights.
Jimmy Coffroth, San Francisco fight
promoter, is coming East to be a spec
tator at the Mcfarland Gibbons match
for a clash with Jimmy Clabby before
his Western club. Clabby is at present
In Los Angeles training for his 20-round
set-to with Sailor Petroskey next month.
Danny Morgan, manager Of Jack Brit
ton, is trying hard to get his protege
on against Tommy Murphy on the coast.
Morgan Is willing 10 give the Harlem
battler a neat side bet but Murphy
is turning n deaf ear to all but Willie
Richie.
Milwaukee promoters are after Johnny
Coulon 70 meet Kid Williams in the
Brewer city. but are having little sue
cess with the champion. Johnny says
he will meet Williams only after he
has had a few more fights under his
belt
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
Kircher Threatens
To Jump Crackers
For Federal League

LOUISVILLE, KY. Jan. 2s.-George
Kircher. the Atlanta player, who an
nounced a few days ago that he had
received offers from Federal League
clubs, has gone to Indianapolis to talk
over the proposition with Bill Phillips,
manager OF the Federal League team
in that city.
Kircher claims that he is dissatisfied
with the salary offered him by Atlanta,
His contract with Atlanta calls for just
a slight increase over last year.
Kircher claims that If the Atlanta
ments he would not think of taking a
berth outside Of organized baseball.
However. he Is OF the opinion that the
new league will prove a success
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
Dobbs After wild Biz Graham
Kissinger Signs With Crackers

help to Atlanta With Memphis last
year he was losing a lot of two and
three hit games, because of sad field
ing back of him and weak hitting by
his alleged helpers. The Ruhe came
mighty near to beating Atlanta out
of the last crack at the flag In the
final series with the Turtles. 1t took
five CHASTITY errors by the help to
chuck away a well-pitched game that
would easily have been defeat for
Billy Smiths men.
Now, we expect to see the robust
and freckled Rube come through with
some of the reliabl stuff-and find
more substantial backing for his
wares
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
Catcher Yantz Sold
To Toledo Ball Club

NEW ORLEANS Jan. 2s-Manager
Johnny Dobbs, of the New Orleans base
ball club, to-day announced the sale Of
Catcher George Yantz 10 Toledo OF the
American Association. Contracts have
been received from Pitchers James Bag
by and Abney Peddy and Catcher Rob
ert Higgins
Manager Dobbs said he expected a
number IT young pitchers and out
feders to report for spring training
February I and the entire squad by
February IL. About fifteen of the
Cleveland players are expected here to
begin training within the next week or
SO,
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
FOOD FOR SPORT FANS
}Ry GEORGE e. PHAiR J.

AND AFTER WHAT HE GoTl
Hats off to old Joe Rivers! He has
no yelloiC strain.
He up and says he Wdnts to fight
that Wolgdst guy again.
When a fighter says: 1.-THE worst
should have had was a draw" the
only conclusion to be drawn is that he
lost by at least one mile.
And when the said fighter says: "a
can beat him in longer fight" he
must have lost by two miles"
II you are an ivory merchant and
hope to see the price 90 up, you prob
ably will be interested in the report
that Fred Snodgrass is holding out
for a raise.
II we were the Federal League and
we heard Snograss was going to jump
to. us our sidestepplng would make
Mike Gibbons look like a hitching
post.
One of the heaviest sufferers in the
Wolgast Richie fight was Harry
Stout. II is rumored that he busted
a corset string.
Christy Mathewson is playing golf
this winter in addition to sending out
baseball dope by means OF teIepathy.
Frank Farrell bears a deep grudge
against the Federal League He Is
sore because the Feds didn't cop his
whole team.
II Matty MeCue wants to 90 to Cal
ifornis to see the scenery, we advise
him to go, But, geel it's a long walk
home.
Rudy UnhoIz is going to fight VOL
CAST up in Fond du Lac. Having
stood free lunch for various years,
Rudy has become a glutton for pun
ishment.
One might believe the claim that
Tommy Burns will come back except
for the fact that he looks SO much
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
Bill Smith Receives
DOescher's Contract

Jack Doescher, last season with the
Jersey team of the international League,
has signed with the Crackers for the
coming season. Billy Smith announced
to-day that he has received the south
paws contract.
Daescher is also somewhat OF a bat
ter besides being able to shoot the ball
over the pan. He batted 292 last season
and won most of his games. Smith
expects him to be a big help to the
team In their fight for another pen
nant
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
Athletic Carnival To
Be Staged on Feb. 10

Professor Magee, OF the Business
Mems gymnasium. In the Steiner En-
cry building. Is completing arrange
ments to stage big athletic carnival
on Tuesday February 10 Four anna
teur bouts are to be put on, each OF
four rounds duration. and one pro, -
sional bout of ten rounds.
Besides the bouts. wrestling. dumb
bell swinging and tumbling will be other
features. Professor Magee expects to
run a show every week following the
February 10 affair.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
Catcher M'Allister
May Quit Browns

CHATTANOOGA, TENN, Jan. Is
An offer received from leading South
ern College to become athletic director
will probably deprive the st. Louis
Browns of the services OF Catcher VIII
McAllister. McAllister, II is stated, has
not signed with the Browns, but not be-
cause of any financial disagreement
with President Hedges, who had a con-
ference with him in this city last week.
He refuses to discuss the matter.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28

like the Before Taking" In an anti
fat advertisement.
FIGHTING, THAT'S A BUSINESS.
Consider this fighter, LeUinsky.
IT'S strange that he isn't all i1slep.
Hen fight Sepen times
While I'm toritin0 these rhymes,
But he gathers carload of tinsky.
While Comiskey and MeGraw are
about it, why don't they visit ST.
Louis and introduce baseball to the
natives?
There is no truth in the report that
Tom Nedham will jump to the Feds.
Tom knows that II he were to jump
he would hurt his bunions.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
Cub Pilot To Confer
With JimmyJohnst

CHATTANOOGA, TENN. Jan. Is
Johnny Evers, pilot of the Chicago
Cubs arrived here to-day for CON
ference with Outfelder Jimmy Johnston,
who was secured by Chicago from the
Pacific Coast League, but who has not
come to terms. He and Doc Johnston,
Of the Maps, are brothers.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
cooNEY ENTERS FOLD.

BOSTON, Jan. 49, The Red Sox to-
day signed James r. rooney, short
stop for the Worcester club Of the
New England League last season.
Cooney is only IS years old and
showed sensational form on the dia-
mond
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
Larry Brown Signs
With Mobile Team

MOBILE, ALA, Jan 2S.-The
signed contract Of Catcher Larry
Brown was received at local baseball
headquarters this morning. All the
local players are expected TO be
signed up within the next few days
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
PITCHER FOR WACO.

LOUISVILLE, KY, Jan. 2S-
Pitcher Tommy Hikes has signed with
Waco, in the Texas League
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
G. M. A, 8 Triumphs
Over Marist College
In Close Game, 25-2l

G.. NJ. A. triumphed over Marist
College yesterday afternoon % to 81,
in one of the best played games be-
tween two prep teams.
G. M. A. started out with a rush,
rolling up II before Marist scored.
Then Marist made ~ points and the
half ended II to ~. In the second
half G. M. A. annexed two field goals
in rapid order making the score q
to IL. Then Marist, due to splendid
work by Lowry and Hubert. ran the
score UP until they were tied with
G. M. A. With only two minutes to
play, G. M. A. succeeded in shooting
one field goal and two fouls, max
ing the final count read G. NJ. A.
25, Marist 81.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
By O. B. Keller.

WYE have with us in the South
w ern League at least one man
ager who believes in sticking
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28
Weak, Nervous and
NO"S ~WE~
Diseased
Men .
Permanently Cured

DR.. Hughes IL
an an expert
snced Specialist.
who successfully
treats and per-
manently cures
Blood Poison.
$ X in Diseases,
Nervousness Var
i-c-o-a-e VeSnH
Kidney and Blad-
A. FH.aAN -
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28

Rudy UnhoIz is going to fight VOL
CAST up in Fond du Lac. Having
stood free lunch for various years,
Rudy has become glutton for pun.
ishment.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28

When a fighter says: 1.-THE worst
! should have had was a draw" the
only conclusion to be drawn is that he
lost by at least one mile.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28

II Matty McCue wants to 90 to CAL
ifornia to see the scenery, we advise
him to go. But, geel it's long walk
home.
Atlanta Georgian. [volume] (Atlanta, Ga.) 1912-1939, 1914-01-28

Milwaukee promoters are after Johnny
Coulon 10 meet Kid Williams in the
Brewer city. but are having little sue
cess with the champion Johnny says
he will meet Williams only after he
has had few more fights under his
belt
The broad ax., 1914-05-09
NEW WELFARE MOVEMENT.
How the Philadelphia Round Table
Will Aid Neglected Children.

How the Philadelphia Round Table
Will Aid Neglected Children.
The Philadelphia Round Table For
the Welfare of Colored People at re
cent meeting decided to conduct a vO
catiOnal training and boarding school
for boys between the ages Of ten and
eighteen years The organization has
been in existence for the past FIVE
years. Its headquarters are in the
Charities building on South Fifteenth
street. Mr.. John T. Emlen. secretary
Of the Armstrong association. is the
prime mover in this new feature for
the advancement OF our people.
Mr.. Emlen considered the matter
from the standpoint of the number Of
boys available for such an institution,
the opportunities these boys would
have to do work. the existing ed1ca-
tional facilities and the type Of insti-
buttons outside OF Pennsylvania now
giving their attention to vocational ed
ucatiOn.
At the request Of william B. Buck Of
the Seybert institution, q study was
made some months ago by the Arm
strong association OF the number Of
dependent. neglected and poor colOred
children especially needing vocational
training In Philadelphia between the
ages Of ten and sixteen years The
number found was reported as fol,
lows:
In public and parochial schools. So
ciety For Charity and miscellaneous or
CARNATIONS. boys 263. girls 139.
In addition there were 3G4 children
on waiting lists. or who had applied
and been refused There Is. there
fore. a possible total Of SS5 boys and
200 girls between the age Of ten and
sixteen who are In need Of some spe-
cial instruction which win fit them for
life.
The broad ax., 1914-05-09

erancy of the A. 81. E church. His first
charge was in Ohio. whence he was
transferred to Pennsylvania. again to
Ohio. next TO Georgia and then to the
District Of Columbia: In all Of which
places he has held the leading charges.
He Joined the Ohio conference in 1850
and spent about five years in the
Third Episcopal district without any
intermissiOn or without missing an ap-
pointment. pastoring the following
churches: Oberlin mission. Ohio: St
Paurs A NJ. E. church. Washington.
Pa: Oil City and Titusville circuit
Pennsylvania; Browns chapel, Alleghe
ny City. and Wiley Avenue A. NJ. E.
church. Pittsburgh: Warren chapel, To-
ledO. o.: st. PauPs church. Columbus,
O., where he entertained the general
conference in 1900; FIVE years at Alien
temple. Cincinnati: three years and six
months at Big Bethel, Atlanta. Ga
All Of these churches have been
financially and spiritually quickened
and improved Some OF them were re-
lieved Of their heavy Indebtedness.
Most prominent among those relieved
were Browns chapel, Allegheny City.
where a mortgage debt Of sass of
twenty-seven years standing was en-
tirely lifted.
His work at Metropolitan A. NJ. E
church stands out, up to the present
in bold relief.
He has Installed steam heat and
made other needed improvements on
the interior and exterior OF the church.
reduced its bonded debt $1,000 and
greatly increased the congregation.
Another noteworthy feature In the
administration Of DR.. Ross work is
the awakening OF the various auxilia-
ries Of the church to q complete reali-
zation Of the fact that they are part
Of this organization and that each has
a duty to perform In the effort for
financial betterment This is evidenc-
ed by the readiness Of all in respond
ing to the calls Of the pastor at all
times. The board feels proud to have
such sterling qualities in its presiding
officer. In the opinion Of the members
Of the church. be Is an ideal pastor.
whose chief aim seems to be the wei
fare Of his congregation
Knowing that DR.. Ross is a repre-
sentative Of the highest type Of Chris
tian manhood. the members feel that
they can sincerely commend him. II the
necessity or opportunity arises. to any
church. any representative position.
even to the highest ecclesiastical hon
or within the gift Of the church. know
ing full well that whatever position Of
honor. Of trust or OF ecclesiastical re-
sponsibflity may fan to him during the
coming years be VIII not be found
wanting
He has been honored by the denOmi-
nation in many ways. He has been
a delegate to the general conference
each session for the past twenty years
and a trustee Of WiIberforee univer-
sfty for a IKE period Of time This
college conferred the degree Of doctor
Of divinity upon the Rex- Mr.. ROsS IN
1ao2