Montpelier examiner. [volume] (Montpelier, Idaho) 1895-1937, 1914-03-13

AS TO another case, one ot the NOM
bers said: Hes all right; he ID so. /
ing 20 be married. and it'n fine girl
he gets and bit of money. about 10 +
pounds she'll bring hinl. too, and that t
will help to pull him through aud /
make the payments"
or another delinquent member
said: "A sister was q long time all
ing, and after a long sickness she
died. poor child. He's fine boy. hon.
est as the day is long He's = decent
fellow. We can't crowd him. He's
had a hard time. He's doing ell he
can. and will pay IS sure as the sun
rises"
suylIu Plss.
| OF another case the inspector said;
Here's Il guard on the train who Dor
rowed money from US for the pur-
chase OF pigs He hasn't time to tend
hogs, has he2" Back came the reply
Sure, any OF US that has wife and
home can keep pigs II he wants 20
It's as easy 70 keep pigs as Il ie TO
keep a home at all" II appeared.
however, that no pigs had hoen
bought by the train guard; that rel
alive had bought pigs presumably
with the money borrowed There WAS
no danger at all az to the repayment
or the loan. the auretieB being good
Fraud had been practiced. however.
and the committee we're not OF all
complacent about their part In the
matter, feeling they had been too easy
III making the loan This particular
brakeman would have A poor chance
IL he ever asked for another loan And
no the committee proceeded aympa
thetieally considering eneh indiYidu.
al case. deciding each upon It's own
merits, irrespective OF what are ron.
sidered In America TO be general
banking rules. II must be borne IN
mind that the cases referred 10 were
few delInquents among very large
number which we're promptly settled.
What Money IL Used For.
Many OF the loans had been for
the purchase OF seeds and manures In
the previous spring Some Of the
! members had purchased pigs; some.
, times a COW. was secured. One had
bought a horse, one had built COW
shed. On the whole the rule that
) loans could be made only for pro.
: dnctiYe and economic use was we'll OBJ.
, served.
Z Its hard to crowd the boys" aald
: one of the members. "Ah. that's the
], trouble with us Irish replied the In.
spector But good business means
good business. although Il II hard "a
I be harsh at all South of ireland
: temperaments we're not altogether
: convinced that harshneas was Wis
: dom. and the answer came back Did
5 you ever know OF harshnehs to be ans
, good at all?"
q Some tiarshness Necessary.
;. The inspector. who. 10 our previous
r conversation with him. had seemed
i the most easy tempered young man
{. developed a considerable severity
!. when appearing before the committee
4 He kept Insisting that the dellnquen
4 debtors must be dealt with NOR
4 harshly and 10 a more buslneaslikl
r way In several eaaea he advised IN
4 mediate legal proceedings nnleH
Il something was done. lie told then
r. that unless good business method
4
y prevailed a new committee must b
a appointed or that the society you'll
Il ret into trouble and would be cioAei
out. The attitude WAS more or lsz
for effect upon the committee. tn
"A man raised tn this section Of iTelani
"A il 70 soft.hearted that be- cannot b
y harsh In his own matters. and Il !
!. indeed 1ifElcult for him 10 BE- business
! like when business-llke methods II
y volve harshnesa The committee t09
" the situation seriously 10 heart. hos
n ever, and the words 81 the lnapeeto
Il. had thelr effect for they promised tha
y more bnainesm.lIke methods would pr'
vail in the future
"a Good Business Methods.
ID The inspector had not only ID
" knowledge OF cooperative concern
n bnt waa evidently In addition hkllle
n. accountant. and poiated OUT AhY Ii
IN books must be kept according 70 ii
er Uniform system Of accounts recon
N. mended by the lrish Agricultural o
he SANITATION society must searehia
y annual audit Of accounts Il also Z
%. qnired performed by either an Of
r. cial public auditor appointed undi
the Friendly Societies act 81 y pe
"a sons selected By the members a q
n annual meeting. Everywhere. 81 her
IL, We have found thai good baslne
or and accounting methods are 81
In plegea and that careful and.ss ere
&c sisted upon and eonaldered neeassai
1ol 10 the success Of these societies.
Sc there IL any lack Of these quAlifie
IL. lions In the farmers Nho are the ban
ia ers. the lack Is supplied b the I
he o. s through their inspectors AID :
ad- dltore.
an. Fsrmsrs Ger ss Coed Bankers.
ste We cane somewhat doubling uhei
he e. . farmer could be 3 banker
so away convinced that ne farm