davidaulloa/AmericanStories huggingface dataset:
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
"I'he Undeniable Sign!"
CORRIERi FAILS TO APPEAR
Famous "SpIfc Fence" Case Called In
Police Court.
This seems sensible.

The spite" fence between the houses
of Michael Corricri and c. NJ Sclph,
30l9 and 1921 Beverly street. has not
yet been removed. according to evil
1encc given in Police Court yesterday.
only a part of the top has been re-
moved. The case was called so that
Justice CrutchncId might decide as TO
what was right Or wrong In the build :
ing o! the fence, or. al least, to deter
nine whether The constitutional rights
Of either party had been violated Jus
tice Crutchfeld was ready to hand
down his decision, but Corrieri failed
10 appear and rule was issued
against him.
Building Inspector Butler was an in
tcrestcd witness in the case, and he
declared that the fence was not only
nsishtly, but unsafe AZ well.
The building % the spite" fence is
said to have been the result of a neigh
borhnod qnarrcl Corrieri declares
that StIph built the first fence. and
that he suggested AS "A compromise
that the windows which faced each
other should bc frosted. go that no one
standing III the one room could observe
anything IN the other. But, according
10 Corrieri, his SUGGESTION was not ac7
cepted, and the fence was built
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
OFFICERS ELECTED
Founding Home IIns Eleven Infants
Awaiting Adoption.

AT the twentieth annual meeting OF
the directors of the Founding Home.
Thirty-second and Clay Streets, held
Thursday afternoon. the following of
ncerS were elected to serve during the
ensuing year: president, Ella Greer;
Nice-presidcnt. Mrs. George shaw: sec
rotary, Mrs. Hezekiah New: corresponds
ing secretary, Mrs. II. l.. Kern: treas
urcr, Mrs. Il. a. Hare.
Reports submitted at the meeting
showed that during the past year nine
home. Five infants were adopted dur
ing the year. and there are now eleven
mancnt homes. Only two deaths oc-
Cured at the home during the entire
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
Charge Theft Of Tobncco.

Edward Brest, colored, was arrested
yesterday on charge of stealing n
bag of sugar and a caddy of tobacco
from w. III. Harris Co, and Frank
Burney was arrested on 4 charge of
having the stolen goods I'm his posses
sion. The arrests We're made by Detec-
tive Bryant and Policeman Reid. They
also arrested John Walker on charge
OF stealing caddy OF tobacco from
some person unknown TO them
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
MAY join WITH MARYLAND
IN SENDING RELIEF SHIP
Two States May Unite in Providing
Food and Clothing for
Belglans.
CLOTHING IN GREAT DEMAND
Secondhand Articles May BE Sent
to 11O4 East Broad Street, or IL
Addresses Are Furnished Pack
ages Will Be Called For.

Colonel Boykin received a little more
than S142 yesterday as contribution
to the Belgian Relief Fund, and he is
still hopeful that 1t will BIO possible
to send over n Virginia relief ship, one
that VIII be loaded by Virginia charity
and one which will be known as the
ship of the Old Dominion.
Ii. however. there is not sufficient
cargo to load ship from Virginia, 1t
is possible that two States Will join
in tho endeavor to make 1t successful.
The Virginia State Relief Commission
has received an offer from Maryland
to make Joint cargo, to be shipped
aboard vessel to be known as the
Virginia. Maryland vessel No decision
has yet been reached as to whether
Virginia will accept the generous offer
OF Maryland. If, however, 1t be found
that it Is impossible to load ship
with Virginia cargo 1t Is considered
likely that the offer OF Maryland Will
be accepted. and that the two States
will join in the relief to be sent by
them to the stricken Belgians.
SECONDHAND CLOTHING
WILL BE RECEIVED
II was definitely announced yester.
day that secondhand clothing for the
Bclgians would be received Such do
nations Will be received at 1904 East
Broad street, former headquarters Of
the State commission. 1t Is said that
the BelEians are as much in need of
clothing as they are of food, and that
almost anything in the way OF SOME
thing to wear will be acceptable Those
who are unable to send contributions
to 1lo4 East Broad Street may telo-
phone to Madison 1916 and leave their
names and addresses with that Office,
ana wagons VIII c1ll fOr tha 4 IN M
they have 20 offer.
Contributions were received yestcr-
day by Colonel Boykin as follows:
john Armstrong sChaloncr
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
President Mullollnnd 10 Attend

Frank il. Mulholland, of Toledo,
president of the International Asso-
citation of Rotary Clubs. has notified
Richmond Rotary Club, that he will at
tend the next meeting, which will he
held on Tuesday evening at $40 o'clock
in the Manufacturers Exhibit The
meeting, 1t is planned, will be IA lively
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
BREAK GROUND TO-DAY
New Masonic Hall to He Erected In
Highland Park.

Ground will be broken this after
for the new Masonic Hall to be erected
at Fourth Avenue and Stuart Street
The ceremonies will be under the direc-
Will be n short prayer and an address
by j. G.. Hankins. editor of the Virginia
Masonic Journal. Rev. c. II. BoEgs.
one Of the oldest ministers In the
State. and Il regular attendant on the
sessions of the lodge, will throw the
first dirt. The public Is invited to at
tend the ceremonies
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
VIII InstuIi nmcer.

Chickahominy Lodge. No. 286, A. r. &
~. NJ, at Toano. ut Its meeting on Mon
day night Will install tho following
ofhcers elected at a recent meeting: Il.
,; Meanley, worshipful master; c. T..
Junior warden; G. a. Marston. treas
urer: ID. W.. Marston. secretary; j. G.
Carlton, senior deacon G. A. Edwards
Junior deacon; II. b. Marston, ,ilcr;
Rev. {. a. Campbell. ella plain.
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
Selecting Parcel Post DuiIdinu

PoStmnSter Hay 7. Thornton has not
yet settled upon the location OF the
temporary headquarters for the parcel
post division during the holidays 1t is
expected that he Will select Il building
to-day, and contracts for putting II I'm
proper shape TO handle the work Will
be awarded tomorrow.
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
I,uruIor steal, Revo,yc,

MIS-. X. j. BaroOdy, OF 2225 East Main
street, reported to the police yester-
day. that her house had been entered
and that Il dress. valued at SIS, Il Colts
revolver. valued at s25, two pairs OF
trousers and some lace had been stolen.
Entrance, II was said was gained
through the back door.
Richmond times-dispatch. [volume] (Richmond, Va.) 1914-current, 1914-12-05
po.tmn,tcr. Nu,,,c,,

ginia towns appointed recently were
announced yesterday by the Post Office
pepartnent. az follows: James a.
Clark, Gold Ei!i. and James r. Bone
well, acting postmaster, Morrisons.
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03

grant laborers under the direction OF
skilled engineers do all the clearing.
making OF roads. digging OF cellars and
the like. while other gangs are trained
to build foundations and frame tl-~
buildings Skilled American laborers
directly employed by tho company carry
out the other construction work, the
groups OF men moving from one house 10
another as the development Of the prop
erty goes on. All OF the stone and sand
used In construction comes on the
property. while all material Is pur-
chased in carload lots on the prop
erty u shop with mill machinery
where interior trim. &c, are turned out
as needed ~ great saving.
1t " Mr.. Hapgood's idea that house
to be comfortable must be built from
tho inside out and the interior not
broken UP to III an attractive exterior
design. Following this rule, he Is able
to work out plans with larger and
better lighted and ventilated rooms thar
the average house affords He also
secures the most convenient arrange
ment. His homes are nicely placed on
their plots SO TO get the best views.
The land that goes with n house never
age depth OF 200 feet. though some
plots run into many acres. There Is no
rule for size, however for the lay II
tho country and the winding roads
make regular subdivision impossible.
Through Mountain Lakes is one OF the
newest Of the high class home sections
near New York. II is already one OF
| the most complete. Plans already made
for its further improvement indicate
! that II will be IN few years one Of
! the leading communities Of New Jersey
| The place with which II can best bt
compared is the world famed residence
park at Tuxedo. n. Y. But Mountain
Lakes, while a more moderate price,
proposition, has even a greater variet,
OF land, more attractive and divers
views, and more pleasing arrange
ment Of lakes than Tuxedo.
In developing the 1000 acre tract tn
owners have left no stone unturned t
make residents entirely comfortable
They have built already twenty mile
Of macadam roads, and have extende
tho State road to Lake Hopatcon
through tho property two and one-ha'
miles. They have built n pure artesia
water system costing over 100000. an
have Installed electric power for stree
and house lighting. Gas connection
are now being installed. For the con
venience Of local residents the com
pany erected a row OF stores where
! household necessities can be ha'
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03

builds which could be purchased for
less than $4,000 to $4,000 an acre. and
unGeveoped property at that price Is
too expensive for detached homes. The
same conditions were found to exist
IN Westminster. on Staten Island, and
in most parts of New Jersey.
NJ this pace near Boonton, however,
Mr.. Hapgood found just what he wanted.
Tor MS theory Is that to give good
homes at moderate cost developer
must get his land fairly cheap. for his
improvements will cost 80 much that
he cannot hope to sell at reasonable
figures unless his initial expense Is
comparatively light. Nature tas won
dcrtu.y endowed the place. 1t consists
Of n series OF heavily wooded hills and
valleys, the higher points overlooking
MurT.stOwn and the Orange Mountains
10 the south Set In the valleys and
sheltered hy the surrounding hills are
i've clear spring fed lakes, with over
ten m.,cs OF lake frontage well stocked
with fish and large enough to afford tho
enjoyment of all sorts OF water sports
N summer and Ice sports in winter.
The views from the property are un-
surpassed. and with the average eleva-
ton Of 500 feet and far from any factory
section. the air Is wonderfully fresh
and clear,
This land was part of a tract con-
veyed about 1850 by the British Crown
TO the Dutch Reformed Church. In
later years the church gave the land
10 early settlers conveying to each one
about one hundred acres of farm land
in what IL now Morrlstown and nearby
places and about twenty acres OF wood
and In what ls now Mountain Lakes
These woodlands passed from one gen
Grafton to another and for many year.
were known AZ Parslppany Woods. II
was from the heirs OF these or!gina
owners that tho company bought thi'
land in 1903. According to theiI
statement, the rough, unimproved prop
| erty was worth little then. To-day they
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03

than do most developers. His theory Is
not to have a man of small means take
on q moderately expensive house and
then keep his nose to the grindstone"
for the rest OF his life paying for Il.
He believes such business TO be irJudi-
cious and Improbable. While using
every means to help buyers he seeks
them from a class OF sufficient means
to be able TO pay a moderate sum in the
first place and To maintain their homes
easily thereafter. From every purchaser
the Mountain Lakes Company demands
an initial payment OF at least 20 per
cent. OF the purchase price. and with
houses selling az n minimum OF $4,000
at least 81. 900 to $1,000 IL necessary to
do business there.
Houses erected during me last year
or two average nearer $4,000. and this
IL the basis on which such a home IL
sold. The purchaser pays $4,000 and
receives warranty deed. or more II
he desires. For the remaining $4,000
he gives a first mortgage to the COM
pany for n period Of three years for
half the cost OF the house. In this In
stance $4,000 and a second mortgage
for $4,000. On the first mortgage the
buyer pays interest only. but on the
second he pays of at least 500 a
month. Purchased on this basis &c.
900 dwelling would cost It's purchaser
about $500 TO carry during the first
year. about sl.70o the second year.
about 81 900 the third year. and abou.
$500 a year thereafter. With a larger
Initial payment these amounts are OF
course proportionately reduced
| These terms attract an unusually
| high class of buyers. Not more than
: one per cent Of the contracts have de-
fauited on their contracts and these
cases have resulted from unavoidable
circumstances. One man in the Gov
eminent employ was ordered to an
other city. HIS money was returned
less an amount equal to Il reasonable
rent. Another man through dissipa.
ton lost his position. He had never
kept his obligations with the company
so he WAS pressed until ne decided bach
his property No property has cvel
been sold by the sheriff under fore.
closure proceedings.
The company claim that they car
and do sell houses for rs per cent. lesl
than houses can be had for In othe
communities OF equal size. construc
t!on. plot and ne!ghborhood. This u
result OF the company having purchased
the land wisely and of having estab
llshed perfect organization for de
veloplng II. This organization consist
OF many gangs of men who specialize
on certain branches OF work. INN!
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03

claim . value for the property with
improvements and houses OF $4,000. 900.
and sales during the last three years
to si,sO0,000 would seem
to bear out this claim. More than
81 .0OO. 900 has been spen, already in
and large parts OF the
tract have yet 10 be cleared
For the development Of Mountain
Lakes Mr.. Hapgood formed corpora
ton. consisting Of himself and his
G. J. Tagliabue. head Of
the Tagliabue Manufacturing Company,
makers OF surgical Instruments Their
mometers and like goods. All but per
cent. Of the capital stock OF 100000 Is
held by them and the capital for de-
velopment has been taken principally
from their own resources. At the begin
ming of the operation they raised addi-
tional capital through the sale OF first
mortgage bonds against the property
amounting to 100000. which has been
reduced to $4,000. guaranteed by a
bla nket f,rs, mortgage on all the land,
from which individual plots are released
as they are sold. The property has no
other floating Indebtedness. All titles
are guaranteed by the Fidelity Trust
Company OF Newark. A surplus and
maintenance account OF $l75,o00 Is car
ried by the company. which in recent
financial statement showed net assets OF
more than 100000. As indicating fur
Their the stability Of the property the
local building and loan associations have
advanced more than 100000 TO lndi-
viduals there to help them finance their
home purchases, and trust companies
and individuals are ready to purchase
pany on any of the home improved
property.
Mr., Hapgood says that with the ex-
ccptlon Of few months last fall when
the money market was in desperate con-
dition nc has found concerns and indi-
vlduals with money keen to take owe,
mortgages.
I, was the original intention Of this
developers OF Mountain Lakes to builc
II into a high class home community
free from land speculation. and in thi.
they have been entirely successful
They sell land along with houses. Of
they sell land with contracts to built
| houses, but they do not sell land alone
They have on hand always a supply o
from twenty-five to thirty houses O
different prices. sizes and locations. bu
| II these do not suit a prospective pur
chaser their building organization
stands ready to erect any kind Of hous'
desired.
Mr.. Hapgood regards prospective
home buyers In more reasonable ligh
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03

the market. which now has been sug-
gested.
This new plan has been explained by
its author Albert a. Strauss OF The
Bronx. to one Of the foremost financiers
of the city, who has declared II per-
fectly feasible and has promised sub
stantial aid in a financial way and also
has offered the use of hall to Mr..
Strauss II enough people shall COM
municate with him to show that prop
erty owners take n real interest In
the matter.
The idea Is. In short. 10 get a num-
Der Of owners together and start an
association which shall guarantee with
its funds any mortgages OF the men,
bers that are within IS per cent OF
the market valuation of the properties
mortgaged. The funds will he obtained
by initiation fees and dues Of the men,
bers and In case foreclosure against q
member IL threatened the mortgage
will either be paid OF or tho association
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03
~ A7~@T1-ER TYPE OF HOUSE. q
Every Resident Owns His Home, Cost.
ing from So. 900 to SIS, 900 Each---
s. Dwellings Sold Last Year,

though tradesmen from Boonton can
vass the section daily. and make de-
liveries. Not the least important i'm
provement is a fine station at the centre
OF the property where express trains
on the Delaware lackawanna g. West
ern stop as we'll as local trains. giving
Mountain Lakes an exceptional! train
service. In addition to this the trolley
through the property gives quick con-
nection between the Boonton station
and shopping section and Mountain
Lakes. There Is. OF course, both local
and long distance telephone service Oh
the property.
School facilities are under the juris-
d.ction Of the Township of Hanover.
There is a small schoolhouse there now
which Is being replaced by "A large one.
The site has been purchased and SIS,
600 has been appropriated for build
ing which will be ready FOR tho fall
term.
Not the least attractive feature or
Mountain Lakes IL the social atmos-
phere. There are ten social and musi-
cal organizations. and Just now the
Mountain Lakes Club. composed Of resi-
dents. Is erecting "A clubhouse costing
$40. 900 on land presented to the club by
the owners OF the property. The site
is at the head OF the largest lake. The
building Will contain bowling alleys.
smoking. reading and billiard rooms, and
storage space for canoes The upper
floor will have a large room for dances.
card parties and the like. special rooms
for women and complete kitchen facili-
ties. Adjoining the clubhouse are ten
mis- and croQue. courts for members OF
the club.
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03

phys the interest and taxes and takes
the house under Its own administration.
To avoid the effect OF any local depre-
citation the organization ought to be
spread over the whole country.
Only the most reliable men of any
given community. who bear the best OF
regulations. will he permitted to Join
the organization and to act AZ ap-
praisers and mediators between mort
gagor and mortgagee. Very soon, II Is
thought, "A conservatively managed so
cicty Of this kind, which pays promptly
and administers honestly, would COM
Inand tho confidence Of conservative
capitalists all over the country. Its
guarantee would be generally accepted
at It's face value. the damaging bonus
would disappear and even the interest
rate for guaranteed second mortgages
might be made a little lower. Real es-
tate men have approved the plan. be-
lieving 1t to be In the best interest OF
the house owners Of the city to Take
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03

Vhen three wears and a half ago
H ]. Hapgood. president OF Mountain
Lake Inc. announced that he had pur-
chased about one thousand acres Of the
rouchest kind of land in the HIS be-
ynnd Roonton y L. which they IN
tended to turn into a high class home
sectiop .yp.ricnred local land develop
ars exnress.d their regret that the man
who had so sucC essfuuy developed
Shoreham on the norti shore OF Long
Island should lose IN. prestige he had
gained there by taking hold OF such a
wild and undevelnpad urourrty as that
in New Jersey seemed 10 them 10 be-
That these expr,ss.ons were entirely
unwarranted Is best uroVtd Jy the fact
that since thai lime they have com
Melted and sod an average OF one
dwelling a week The Development OF
Mountain Lakes now has an all year
reside ntlal population OF $50 families
and "A pouulat!on of over 200. and de-
spite a depression IN general business IN
this part of the country they have sold
fifty-five houses during the las year.
Mountain Lakes is the most preton-
tious home section In this part of the
country. not that il Is exclusive or
highly expensive, though prospective
residents are carefully considered before
they are accepted. ana some rea. money
is necessary in buying house. 1t Is.
however. the largest development near
New York and it's organization Is most
complete. When completed ten years
hence 1t will take rank In population
and improvements with The bcs known
OF New Jerseys suburban towns, To-
day AZ liz d self-susta4ning community
with every facility for comfortable liv-
ing possessed by much older places OF
far greater population.
In carrying out the work OF develop
ment OF Mountain Lakes the owners
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03

A directory OF Mountain Lakes would
show many well known New York bupi-
ness and professional men among its
res dents. their homes running IN Coz,
from $4,000 10 $4,000. Some of then,
are Albert G. Ravens cashier of tn.
Bank OF America; \. g. Garnaus. man
ager of the Geigy-ter- Nicer Company;
F.. ]. Steinle, auditor of the Susque-
hanna Power and Electric Light Com
pany; l.. W. Luellen. owner OF the Luel-
len patents; G. b. Reynolds of Foster h
Reynolds: j. l.. Houston OF tn. Fidelity
and Casualty Company. Or A. d. White
OF the Hoffman La Roche Chemical
Company: Edward Rrucc Hll q. Sulll-
van Il Cromwell: Alfred Weller of the
Bermuda and West Indies Steamship
Company: j. T. Watson OF the Produce
Exchange; w. r. Doromus of the
Ingersoll- Rand Company. Leslie II.
Backcr. professor OF chemistry al Stew
ems Institute; w. +. Crowell general
division superintendent OF the New
York Telephone Company; J. j. Fries
leben OF Frlesleben & Armstrong: W.
Carlisle Wallace consulting engineer of
the James Keith x I'lackman COMPANY
u America: r. II Wilson. l.. c. Hurt,
6. T. I.ongman. {. T.. Graf, ]. NJ Low.
7. y. Gardner. Miss G. NJ. Hollis. j. r.
Dempsey, O ". DAVIS. r. A. Corley. NJ.
n. Gibson. r r. Scholz. Mrs c. Storm,
Edward Bruce I'm. n. II. Van Name.
II. f. Spencer. r W. Brownscn. Miss
7. l.. Poole. II. W. Post. Mrs. EdIth
l.. Culver. George F. Peabody. Jr' Mrs.
Belle Do Rivera and George l.. Sprague.
The New York Office Of the Mountain
Lakes Company is at l7o Broadway.
The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-05-03
HELP FOR MORTGAGE MARKET.
National Association Of Owners
Planned 10 Guarantee Mortgages.

1t Is n generally recognized fact that
many private capitalists have with
drawn from the mortgage market for
the sole reason that they do not wish
to have anything to do with fore
closure PROCEEDINGS which have been
altogether too numerous during the
years since the panic Of 1907. Many OF
them nave absolutely Withdrawn, while
others are satisfied with lower per-
crntapcs, having bought guaranteed
mortgage certificates instead. Natu-
rally the lower percentage they receive
IL If no benefit to the mortgages. since
tie euarantors pocket the difference.
Nevertheless, there IL a way OF lowering
the interest rate for the borrower and
also getting many new lenders into