davidaulloa/AmericanStories huggingface dataset:
The Birmingham age-herald., 1914-09-24

in daily. I intend to begin issuing daily a list of the banks which are hoarding money by maintaining excessive reserve, in order that the country may not be per forming their public duties. The reports of national banks are public property, anyway. and while they have been pub lished in their respective communities, the significance of their statements is not generally understoon. The public does not know how to analyze them. My purpose is to focus attention upon the excessive re- serves carried by these banks. for the reserves indicate whether or not the banks are using their full resources for the re- lief and accommodation of business in tneir respective communities.
 It is a matter of extreme regret that the government has not the power 10 ex- tract similar statements from the state banks and trust companies throughout the country, because I am satisfied from cer- tain reports that have come to me. that many Of the state banks and trust com panles, like many of the national banKs are hoardinS money and refusing 10 ex- tend legitimate credits. I shall ask the superintendents of banks iit the various states to cooperate with the government by supplying reports of the condition of state banks and trust eomnanies
The Birmingham age-herald., 1914-09-24
SECRETARY M'ADOO BITTERLY SCORES THE TENDENCY OF BANKS
 TO REFUSE LOANS
tcontInued from Page Che,

house certificates as emergency cur rency. Such currency would be redeem = able on or before Octobep l. 1915, and
 would be accepted as legal tender but should be free from the 10 per cent tax provided by the act of February s. 1875. The staple of each state would be made the basis of such currency. This bill. he said, had been indorsed
 by Senator Hoke Smith, Representa- tives Adamson. Moon and others He had questioned Representative Under- wood on 1t. but "Mr. Underwood de- clined to commit himself"
The Birmingham age-herald., 1914-09-24
NEWLY ELECTED
 OFFICIALS MEET
Gadsden Mayor and Alder men-elect Outline Poli-
 cies For Terms

Gadsden. September -,SpecialA-To officials under the new regime. Mayor elect w. c. Bellenger and the aldermen elect held a caucus last night at the office of Alderman-elect Stevenson. Although no information was given out as to the men selected 1t Is believed that $. l.. O'Bannon, former chief of police. again will be given the place. City Clerk Bal four. City Engineer Marsh and Superin- tendant Polglaze. of the water depart ment, it is thought. will be re-appointed. The public announcements of new off cials will be made at the first regular meeting. October B.
 The campaign for the good roads bond election will be opened early in October. according to leaders in the movement,
 Blank agreements to reduce their cot ton acreage for 1915 are being sent to Etowah farmers by the committee com posed of z. T. Spencer, A. w. Burns and Stonewall Kyle, appointed at the mass convention of farmers Inst Saturday. The agreement reads; T hereby agree to rec strict the amount or cotton to be grown on my land next year at least one-half below the present crop.I While some of the local supply merchants and bankers are urging farmers to sell enough cotton at cents to meet their obligations Farm Demonstrating Agent J. A. McCluney is urging them to hold their crop for 12 cents. as he believes the price soon will reach that point.
 Dr. r. H. Cross, progressive nominee for governor expects to open his cam paign next week. There has been some talk to the effect that Dr. Cross would challenge Charles Henderson, the demo- cratic nominee. to a joint debate
The Birmingham age-herald., 1914-09-24

eral Garranza. first chief of the con stitutionalist army. was published here today. It is signed by Jose De J. Can chez.
 neral Villa has refused to rec osnize the traitor Carranza,' the proc iamation read "and has ordered the mobilization of his veteran troops to move on the capital.
 After paying tribute to Villa, the proclamation adds that his efforts are supported by Governor Maytorena and Gov. Manuel Castilla Brite of Camp et1e.
The Birmingham age-herald., 1914-09-24
Noble-Fitts Invitations

Anniston. September 23.-(Special) Invitations are being mailed out to the wedding of Miss Everingham Noble of this city to Frank Fitts of Tusca- loosa, the wedding to take place at the Church of St. Michael and All Angels in this city on October 7. Both MT. Fitts and Miss Noble are promi- nently connected.
The Birmingham age-herald., 1914-09-24
Mrs. Annie Roulhac Poelln;tz

dreensboro. September 2S.-fSpecial. ) The sudden death of Mrs. Annie Roul- hac Poenllnitz. wife of Dr. Charles hac foellnitz, wife of Dr. Charles cured at Sheffield this morning, was a great shock to relatives and friends here. Dr.. Poellnitz left in an automo- bile for Birmingham. where he took train to Sheffield. Mrs. Poellnitz was ore of Greensboro's most prominent women. She was a daughter of the late Thomas R. Roulhac. Mrs. Poellnitz is survived by her husband and two small sons. besides her mother; one sister. Mrs. Stockton Cook and two brothers. Allen Roulhac and Erwin Rouihac. all of Sheffield.
The Birmingham age-herald., 1914-09-24
GERMAN TROOPS
 ARRIVE AT ATH

London. September 28.-(2:45 D. ma A dispatch to the Central News from Antwerp says.
 Fifteen hundred Germans arrived today at Ath, Ia miles northwest of Mons, Belgium, coming from France
 The outskirts of Brussels have been mined and strongly entrenohed The entire garrison has left for Ath Tour mai and adjacent districts. where bar- ricades have been erected to prevent the belgians falling on the Germans shoulG the Germans he compelled to re- treat from France"
The Birmingham age-herald., 1914-09-24
AMERICAN MARINES
 QUIET DISORDER

Vera Cruz, September 23-uoso D. m, american marines tonight quickly put oown an incipient riot here A group of constitutionalists who had entered the city, were requested by the patrols to move oH. They refused to obey the com mand and then were forced to comply.
 crowd gathered and offensive re- marks were hurled at the Americans Im- .mediately marines under Captain Hooker moved into the midst of the throng and scattered it.
The Birmingham age-herald., 1914-09-24
Pope Awaits Report

Hoihe' september 2S.-(Via Paris. 51 D. m-)-Tho Vatican. according to Rome newspapers, Is awaiting authentic in- formaticn concerning the lombard ment of Rheims before considering a protest It has been asserted that Pope Benedict telegraphed the German and Austrian Emperors dep1oring damage done to the cathedral at Rheims. The Vatican. however. declines to confirm or deny this assertion, saying it will publish through its own channels what steps have been taken when the oppor- tune moment arrives
The Birmingham age-herald., 1914-09-24
GEN. FELIX D|Az
 IN NEW ORLEANS

New Orleans, September 2s.-General Felix Diaz accompanied by several of his close friends and political associates ar rived here unexpectedly tonight. He is travelling incognto and declined to see representatives of the press. Francisco Carbajal. former provisional president of Mexico, left here hurrledly tonight for San Antonio. Tex.
The Birmingham age-herald., 1914-09-24
M'ADOO ADVISES
 STRINGENT METHODS

Washington, September 23.-Secre- tary McAdoo tonight advised stringent methods to urge national banks to ex- tend legitimate credit and charge nor nal interest rates on loans. He tele- graphed to 10 national banks in four reserve cities in the south that their requests for additional crop moving funds from the federal government would not be granted at this time, and made 1t clear that his action was taken in connection with reports of excessive interest rates and restriction of credits. In statement today made public, Me- Adoo agrees that there is an extraordinary
 hoarding of money by banks throughout
 the country and piling of reserves With
 out occasion.
 He said reports to comptroller of cur
 rency at the hearing has been carried by
 banks to extreme degree, and announced
 and has expected to focus attention upon
 the government banks by issued daily lists
 of those with excessive reserve.
 Although the federal government has
 now power over state banks or trust
 companies, the secretary explained state
 bank superintendents would be asked to furnish available information on money hoarding in such institutions. He charac- terized money hoarding by banks as the agency most likely to impair confidence and endure business.
 The statement follows:
 T have decided not to deposit the sec ond installment of moving funds with your bank at this time. You can, if you desire, withdraw one-half of the securi- ties deposited by you and use them as se- curity for the issue of additional currency if you make application there. I am n- formed that many banks in your state are refusing to make any loans for crop nov ing purposes, and that in many cases good loans are rejected or unreasonable rates of interest are asked. I also am informed that many banks which have taken out additional currency are refusing to use it in spite of great demands for money. l trust you are not doing this. I shall withdraw all government funds from banks charging excessive rates of inter- est, or which refuse reasonable accommo- dations, and l shall refuse to issue so- called emergency currency to banks which are not making use of it on reasona ble benefits for the business community It is essential in the present situation that everybody pull together in an unselfsh spirit for the good of the country. l, of course expect the banks to make a reas- enable charge for accommodations. My point Is that the charge must be reason able. as the cooperation and help of the treasury will not be extended on any other ba sis.
The Birmingham age-herald., 1914-09-24
SHOULD DISCONTINUE
 BOARDING MONEY

The banks that are hoarding money should discontinue it. Such action more than any other agency tends to impair confidence and injure business If all the banks of the country will do their duty in the present circumstances, by extending legitimate credit at req sonable rates of interest. the most serious of our diffi- culties will promptly disappear. The eco- homie and financial condition of the coun- trT is sound throughout. The most es-, sential thing now for our prosperity is the prompt conduct of business on a nor mal basis
 The secretary's statement tonight after the federal reserve board, of which he is an eS-officio member had listened for several hours to pleas for assistance from the committee or 40 of the Farmers union which came to Washington to urge direct ieuerai loans to cotton producers The committee was told that it was Impossible for the government to do more for them than II already had tried to do
 MT. McAdoo told the committee tha f the eomptroilers s report showed that re- serves In Arkansas and Alabama hanks run from b to 40 per cent and in Texa s from b to 70 per cent: one bank in that state having 70 per cent. The legal re- auirements under the national banlxine. act are only 10 per cent in country banks and 20 per cent in banks in reserve and central reserve cities
 One mamber of the committee told
 story which interested the reserve
 board. He declared he took five bales
 of cotton to a nearby city, got
 proper warehouse certificate and took
 the certificate to one of the large
 national banks of Birmingham Ala
 to get loan. The bank declined to
 make it. declaring that it must &C.,
 commodate it's regular customers
 This statement interested board mem
 bers. particularly as warehouse re-
 ceipts for cotton will be accepted bv
 the treasury department as a basis
 for the issuance of emergency cur
 rency.
 It was pointed out in the conference that the south had received this fall about s60, 900 in emergency currency
The Birmingham age-herald., 1914-09-24
HOW BE[G|ANS WERE RULED BY GERMAN TROOPS

London. September 2S-t9:so D. m. )
 The official press bureau tonight made
 public the copy of proclamation said
 to have been issued by Major Dieck-
 mann commanding the general forces of the Germans in the commune of Grievegnee, a suburb of Liege. The proclamation ordered all inhabitants Ito give up arms or explosives, saying Whoever does not do this will be liable to the penalty of death; he will be shot immediately or otherwise exc cuted unless he can prove he is not to blame"
 The inhabitants of the commune are ordered to be indoors at nightfall and to keep their doors shut. Resistance to orders the proclamation says. een- tails penalty of death"
 The proclamation continues; "When domiciliary visits are made all rooms must be thrown open on summons. All opposition will be severely punished. |" Keep Some as Hostages After stating that the inha bitants of certain Villages will be permitted to return to their homes, the proclamation says the burgomaster must furnish q list of persons who. are to be kent as hostages and that the list Is to be changed every day
 The lives of these hostages" says the Proclamation, ''are at stake if tbe population does not keep quiet under all circumstances I shall select ont side the lists given me persons who from noon of one day to noon of inc next day will have to stay as hostages If relieving hostage does not apnear puhctually the first hostage will be detained another 24 hours in the fort Alter the second "A hours he may be shot if his substitute does not apnear
 lh the first class among the host ages VIII be placed the priests, burgo- masters and members of the adminis- trations of communes I require that all civilians moving about in mx sphere Of command shall show respect to the German officers by taking off the hat and bringing their hands to their heads In military salute.
 Must Respect Order
 Tn any case of doubt whether anyone Is an officer any German soldier should be saluted. Anyone falling in this must expect German soldier to exact re- spect from him by any method"
 Other sections say a person failing without delay to obey an order to hold up his hand is liable to death. The same penalty is fixed for anyone, except sol- dfers, entering the grounds of head quarters between dusk and dawn or for false news which might injure the morale of the army.
 While by the above directions in- habitants are menaced with severe pen atty if they break these rules" the proclamation says in conclusion, they may, if they conduct themselves peace ably, count on benevolent protection and succor on all occasions when they may be wronged"
The Birmingham age-herald., 1914-09-24
DOLLY DALRYMPLE
(Continued from Page six)

two short weeks find yourself rejuven- ated, at peace with the world. ready to take up your duties, whether you be mother, sister. wife. companion, or one of the many toilers out in the work-a- day world. and you'll do it all with fortirude of spirit and a serenity that will be sur passing sweet. not to speak of the ex- hilaration that will come from the physi- cal reaction.
The Birmingham age-herald., 1914-09-24
ASTONISHED AT
 ACTION OF BANKS

If the reports of national banks now being received by the comptroller of the currency In response to his call for a statement of their condition as of Sep temper F indicate an extraordinary hoard ing of money by many national banks in various sections of the country l am as- tonished that so many of the national banks are pursuing course so contrary to the public interest and so indefensible rom any point of view. There Is neither occasion nor necessity for it.
 Full reports have not yet been received by the comptroller. but they are coming
The Birmingham age-herald., 1914-09-24
New Plague Case Found

New Orleans, September 23.-The ill., nes of Mrs Helen Schuler. residing at BIO Elysian Fields. was diagnosed to- day by federal health officers as bu- bonfc plague. This is the twenty eighth human case of plague reported here since the malady was discovered on June 27
The Birmingham age-herald., 1914-09-24
Deaths and Funearls
James G. Rogers

Funeral services over the remains of James c. Rogers, formerly of Mt. Pinson. & pioneer citizen of Jefferson co,,ptv who died Tuesday at his residence at Hanceville, were conducted yesterday afternoon at Mt. Pinson.
The Birmingham age-herald., 1914-09-24
William Rurrow

Huntsville. September 2s.-tSpecial ) William Burrow. aged 64 years, well known citizen of Huntsville. died yes
 terday at the Salvation Army Inn. He
 was the son of pioneer citizen of
 Huntsville and had no immediate rel atives.
The Birmingham age-herald., 1914-09-24
CHURCH BUYS A
 BALE OF COTTON

Laurel. Miss. September es. Probably the first purchase of cotton by church to aid in taking cotton off the market was closed today when the First Baptist church of this city took two bales at 10 cents. The church itself will finance the first bale and the children of the Sunday school the sec end.
The Birmingham age-herald., 1914-09-24
PERSONAL

W. Spencer Jones of New York of the well known firm of Haensel X Jones, contracting agents for the Dam rosch orchestra, is registered at the Tutwiler
The Birmingham age-herald., 1914-09-24
AID SENT TO
 CARRANZA'S FOE

Ell Paso, Tex. September 23.-yflla agents today sent several carloads of war munitions as we'll as troops to assist Governor Maytorena of Sonora. who Is in open revolt against Carranza' rh's was followed later. according to reports received here. by the sending of 600,000 pesos in Villa paper currencv
 to Maytorena officials This money. if
 was said. was being placed in circuIa- :
 ton to absorb the Carranza issue.
 General Obregon, Carranza adher- ent who heads the northwestern mill tary zone, of which Sonora is part. remained at Chihuahua City. a pris- oner at Villas house. it was stated of ficially.
The Birmingham age-herald., 1914-09-24

JOHNS undert.lirs co. Phone loa
The Birmingham age-herald., 1914-09-24

Publish Proclamation NoEales, sonora. September 2S.-A prociamation Of revolt against Con-
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1914-06-24
Vacant Lot Gardens.

Frederick Froebel, who taught the world
more about the education of little children than
any other of his century, was forester by
trade and lover of trees, flowers and vegeta-
bles by nature. He declared that we learn by do
ticially on than the tending of growing things.
AS potatoes and cabbages flourish under ones
hoe they transmit something of their own calm
poise and healthfulness to the hand that cult
Yates them. Present day prophets urge that we
become gardeners in order to develop the higher
life. Gardening clears the eye of the fogs of
prejudice, gets one into tune with the Infinite
and takes the kinks out of the soul.
But it is not for such esthetic reasons alone
that forty Richmond boys and girls are spending
their spare time coaxing vacant lots to say beans
and potatoes instead of buck plantain and bur
dock In majority of cases, their produce will
help relieve the pinch of necessity and tend to
straighten out the wrinkles in human stomachs
Even from furnishing town like Richmond mis-
fortune will not stay away entirely and there are
many families in midst that smart from her
poisoned arrows. A small thing like vacant lot
garden is windfall for them and what yield of
vegetables they can coax from it's soil comes as
mamma from heaven.
1t is not in corn and parsnips, however, that
will be expressed the full value of these gardens
but rather in terms of health, self-reance and
thrift. The kindly people who gave the use of
the lots and Mrs. Monarch and her colleagues
who promoted the plan have preached the city a
worthy sermon on good citizenship.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1914-06-24
Welcome, P. D. Ks.

In the DID, old days men banded themselves
together in opposition to wild beasts and human
foes. To this day in India it is occasionally
necessary to organize tiger killing fraternity
to rid some village Of man-eater. How can a
tiger eat man? When there is but man
Nothing is more helpless than a poor bony indi-
yidual wriggling under the big beasts paw, but
when that man has hundred brothers at his
back, yelling like mad and brandishing spears
and clubs, nothing is more helpless than the
tiger.
The together method was invented by primi-
tive men. They confronted by wild and
terrible world Alone and unaided each man
was terror-stricken coward hiding in cave
United they turned fearless eye toward the ter
rors of the night and the wilderness and finally
tanned nature into degree of subserviency.
But it was not only to place his foot on ma
lures shaggy neck that man organized into
brotherhoods Religion also invited to fraterni-
ty. The fraternity life Of the Dark Ages glows
like gold inset in the ebon blackness of that
nighttime of thousand years. 1t was the fra
ternties that kept alive, often in secret the pre-
cious flames of learning art and kindness.
Today fraternities have formed into thous-
and shapes and sizes with as many purposes
For the most part, they are brought into exist
ence for mutual gain. Manufacturers unite to
protect themselves against the encroachments
of their employees. Employees form unions tc
secure rights and conveniences from their en-
ployers. Farmers form oranges women join in
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1914-06-24
DUBLIN, IND.

Wright Sparks was in Mt Carmel on
business Friday and Saturday
Mrs. George Murray spent Monday
in Richmond.
Mr. and Mrs Frank Hudleston were
visiting his mother near Richmond on
last Sunday
Mrs. A. l.. Needham spent last Fri
day with Mrs. Lou Benner, south of
Richmond
MI and Mrs. Frank Smith are the
parents of a baby girl, which came to
their house Monday.
Willie Woods has gone to Flat Rock
for few days, to fish.
Jonathan Gilbert who has been in
st. Louis visiting his daughter, has
come back to Dublin to spend the sum
mGr
Ned Johnson, who has charge OF
Bert HATS farm, is very sick with
appendicitis.
Omar Cheesman was taken sick last
Tuesday and is confine dto his bed
Frank Hoffman is having his prop
erty succeed and otherwise repaired
Mr.. and Mrs. Ray Doll, of German
town, were guests Of their parents
DR.. and Mrs. Fackler, on Sunday
Attend House Party.
IneZ Funk and Margaret Scott are
attending house party at Liberty this
week.
Frank Walton and family are ir
Ohio this week attending the funera
of a relative
The Misses Mary Manson and Eliza
beth Moore, of Indianapolis, and Mary
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1914-06-24

r. d. Steele, B. F. Griffin, Joe Moore,
Kate Drischell, O. U. Toppin, Elmer
Whelan, Frank Martin, Sarver, Anna
Stricken. c. Cope, Emil Ebert, Misses
Louise Ebert, Irene Smith and Marga-
ret Waltz.
Mr.. and Mrs. Elmer Fisher of Mum.
Gle, Miss Ethel Pope and Virgil Cruey
of Eaton motOred to Cambridge Sun
day and were guests of Mr.. and Mrs
Ralp league.
John Retts of Hagerstown was here
Tuesday, with Frank Petro of Cen.
tervflle, whose father, Charles Pero, OF
Haserstown, died Tuesday.
Mrs. w. p. Wilson and daughter
went to Ft Wayne yesterday to spend
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1914-06-24

clubs, the boys turn scouts and the girls enter
into friendly societies."
For no purpose of mutual gain or common
protection was organized the Phi Delta Kappa,
but to enhance and distribute the joys of good
fellowship. It knows no enemy but the blues
and has no other purpose than to WOO the god
dess of good time It's motto might be that
gem which William Morris placed in the mouth
of John Ball, Fellowship is heaven; the lack of
fellowship is hell" Richmond welcomes these
jolly young people and hopes they'll have the
time of their lives. They come to laugh and grow
fat. The Palladium hopes they'll go back home
red and black all over with gain of a pound
apiece.