The Anderson daily intelligencer. [volume] (Anderson, S.C.) 1914-1915, 1914-12-05


the general public in temporary to your stock
holders to is the time of times your education as exec
utive officers in your banks study men, for
however well fitted be in other ways you must know
men, The last ten have been poor years in which
learn them Any makes good soldier dress parade;
everybody honest in good times But the chaff sepa-
rates from the wheat the rascal shows his hand don't
for get the honest shows his hand too you younger
in the next year get line patrons OF
banks that will be invaluable to you and your ins
lions for the next twenty years the testing time Learn
well your lessons and you will thousands your
banks in the to Only the older here those
who entered business prior 1893 have had the opportunities
for learning your business that you enjoy are
privileges that this time brings you and they great
decd This time also brings great responsibility Are you
bankers ready to them In your hands the veal
of this beautiful section Thrift taught the
people; credits must be restricted expanded conditions
demands you must teach the people better financial ideals
These people will be your customers always 1t will pay yo
to give time and to them Arrange with the eachersn
the schools to allow you make talks to the children eat
twice during each school ard take to the children high
ideals of honor and thrift will be time we'll spent win
bring valuable in the years And you it
to your patrons keep yourselves posted conditions
every line and give them advice market conditions In
which they interested They will look to YOU Are You
doing your duty by them day by day? just they feel
with accord that duty is to get them unlimited sup
plies of money that they hold their cotton lis this
your duty? Have you studied the stuaton9 It is big
question. Who knows what the womb of the future holds
store for Who knows but the wise thing for farmers
do to sell their cotton at is worth and
La half per pound AT what price you going
advise st them selling it? Don't You think that 1t
nearing not already at the price they ought to self
Don't you know that Texns will flood the market with cotton
price little il any above this Would not be wise to
get your customers nloaded now9 think Besides yon
must remember that it will be hmaney speaking impossible
for your customers to get the price they holding for
Have you talked the matter with them don't YOU know
ltha Of them looking for twelve cents don't you think
you had better begin get that idea out of their mn
You must if you would be true country bankers become tho
financial fathers Of your customers and sometimes like ALL
you will have do things your cdrens good of
,sl;ch they viii strngshtl but 80 and
duty and in the end they will thank you for it ss3
might add to this few words about overdrafts and past
due papers these two curses of the country ban but will
not at this thine take up these things except to that after
my long experience convinced that really helped
customer by allowing any oserdraft made permanent
by snch practice. believe also that eye
time You allow TO let his paper hang overdue
your bank you weaken his respect both for hsef and
ycr Teach satdntrs to value their credit that they
will allow their paper hang fire. whether yo
ing for such cSnrss or not. Ssss
And now, Mr. President lam through realize Tint
have rabled far from the talk you had right
pect but wanted YOU with what think IS the
lof this crisis; but Of feeling existing
;own country today You the men to the stuaton
for Che farmers win come you later for and
help You opinion next the Minister Of the
more the uplift Of your ielonsn any other
class OF and happy is the banev who the mission
God has put in his hands and consecra his life
work OF helping his fowmen to higher nober and better
things You will other grow rich the money you
them while yo comparatively poor but if
devotion your atoctodes your CUSTOMERS and God
you make country OF South Carolina the
farest old earth may feel that you win have
was good Is s. 81
D Mr.. President, / thank you. 5ssss