Askov American. [volume] (Askov, Pine County, Minn.) 1914-current, 1914-12-10

sigh school and agricultural college,.
0na has pest % tTaysl through the rn-
raI sections Of Denmark 10 satisfy
atmself that the outcome OF this
process of education In b finished
product OF extremely high efficiency.
The state and the Farmer.
The Danfsh government Is not chary
ID the sid which Il extends TO the farm
err. The aid. however. Ia always ex-
tended upon the fundamental theory
that the best way to hsip the farmer
is I'd help him to help himself Pos
ssbly In no ether way has the govern
Tnent 30 greatly earthered the inter-
ests OF agriculture 10 fn assisting In
the acquisition by each farmer OF the
aoil which he tiIls. Thanks to the
Joint activities on the government and
the cooperative credit societies, II IL
easy 10 buy farm In Denmark
II the wouid-be buyer has forty per
cent Of the price % be paid for the
fArn and all fts equipment he may
apply 20 credit society for loan Of
sixty per cent OF the value. the loan
10 run for from forty-flve to seventy
nfna years. Each year the farmer pays
frorn four TO siK per cent Of the prin.
efpAl anYoant borrowed This, how
ever. IL not wholly interest. but in-
cluaes small fnstallment of principal,
50 that ut the end OF the period for
which the money was borrowed not
only has the interest been kept up. but
the principal has been automatically
discharged.
There are. however, other forms Of
loans even more advantageous to the
borrower. particularly II he be one OF
the poorer farm IaEorers. II such
laboFer ts anxious to become land
owner on q small scale ne may under
certain conditions. procure q loan for
nine-tsnths OF the purchase price Of
the farm and equipment The condt-
ttons which he must meet are: He
must have been Q farm laborer for
Eve years 1.-THE Law applies to women
on the farm as well as men); the
land mnst not exceed ten acres in ex.
tent. nor s3,i40 Ia value; he must
work the farm In q scientific manner,
and must agree to follow d proper TO
tatioa of crops and, by the use Of
maraures and otherwise, insure the
continued productiveness OF the land
For the first i've years the Iaborer
pays three per cent interest and moth
Ing upon the principal After that he
begins 70 add small percentage upon
the principal In order To discharge hIs
debt. AZ no time, however, does the
total annual payment for principal and
interest exceed four per cent OF tbs
amount borrowed.
The government Is back OF these co
operative credit societies. BY benevo
lent legislation 1t makes their organize.
ton and operation possible: Il assists
In supervision and inspection. and In
some cases il advances to the coop
erafive society the funds out OF which
the loans ara made. There are In
Denmark about half million families
Including those h cities and villages
Cooperative credit societies have d
membership Of over two hundred thou
sand--that is to say, two out OF every
five families IN the entire country
seem I'd be represented In these co
operative credit organizations. In
fact, 1t IL because II Is 30 easy to buy
land In Denmark that the tenant Ii
disappearing and the small land owner
IL taking his place.
Other Government Assistance.
The government has also enacted
much ether legislation calculated 10
serve the interests OF the farmer. n
has regulated carefully the manu-
facture and sale Of margarine. SO that
Il ~ impossible to import or export
or sell Il under any false representa-
ton that Il Is butter Ii has regulated
the quality Of butter and has forbidden
the export or butter containing more
than sixteen per cent water. OF butter
a. a. "a. 81 a