davidaulloa/AmericanStories huggingface dataset:
The Idaho recorder. [volume] (Salmon City, Idaho) 1886-1927, 1914-03-12
Lons-Term Loans.

In addition to the short-time busi-
Ness, however, the bank would loan
money on long term mortgages, that
In. running from 6 to 35 years. 1t
may not, however, invest more than
One-nalf OF its paid-up capital and
surplus permane ntly In these long,
term mortgages. The hank, there
fore, would use its cash capital and
surplus and unreserved portion OF Its
cash capital aud surplus and unre-
served portion OF Its deposits for the
temporary negotiation of hng-term
mortgages This hank, for example,
negotiates long-term first mortgage
loans amounting to 400 1t then
could sell Immediately a series OF its
land-bank bonds amounting To SO, =
600. The money obtained from these
bonds il could then use to aegotiats
another 800 of mortgages,
against which it could issue second
series of bonds; anu continue this
operation until il has sold bonds TO
HUI tDUEc una A0 AlHCc iNc Ndplbdls
or In this case not more than $50,
600. As the bank cannot charge
more than / per cent on its long tern
mortgages than i pays on It's boads,
its total income from this source
woud be 81, 500. To this would be
added the 81, 80 more made from the
sale OF short-tern mortgages making
q total of s3, 80. To this s3, 20
would De added whatever profits the
bank made from lending money nn
commercial paper from from holding
shnTt-term mortgages. or approved
bonds, from interest on its reserves
bank deposits with other banks. and
from its general banking operations
Spreial Reserve Fund to Meet Interest
Payments IN BOAds
We will supp1Se that the Interest
on the bonds is per cent. ON each
slO0.OoO Of bonds issued therefore,
the yearly interest 10 BE- paid by Tue
bank would be as As reserve
70 insure the payment OF this inter
est and 70 protect tina bank froD de-
The Idaho recorder. [volume] (Salmon City, Idaho) 1886-1927, 1914-03-12
Heirs Il Late Nm. 7. Sfrfhan.
Deeea sed

Information wanted regarding any
near relatives Of The lat. Wm. I.
StStham.
Frederick V Biscoe.
Administrator.
The Idaho recorder. [volume] (Salmon City, Idaho) 1886-1927, 1914-03-12

We are convinced that one Of the
biggest business years the country is
TO know is just beginning And con-
fident in that conviction, We are
n-aking plans 10 handle a much larry
er business than We cOntem ola ted
handling week ago. The evidence
that led 10 such a course was tine
proof that labor conditions are not
nearly 50 bad in this city as many
pessimists and 'croaksrs' would make
a. believe. We feel, too. that We can
speak With some authority, Tor ~e
nave mad practical experience on that
very point.
This comment ~as made by the di-
rectiDg head Of the drm Of Lord a.
TaylaT Of New York, which frm ad-
ssrtised recsntIy for Loo additional
salesSJmen aud statesmen. Expecta-
tiOns OF riot Of the unemployed
eager for jobs faded sne1 but ass
psrsnns responded. Of this numrer
but 10 per cent. or just "a, were
found capable OF holding yosta aud
we're engaged. Nov the frm ficss A
real problem IN = efforts 10 Increase
It's sales force. sDUiesale and retail
OF 500, by thousand uore men
and women. and further advsr.i,ing
viii be necessary ia toe effort tc soigs
this serious question.
The Idaho recorder. [volume] (Salmon City, Idaho) 1886-1927, 1914-03-12

Fer Sale Timothy and Alsac grass
seed, mostly timothy. Samples sent
oa application, price &c {. o. b. Sal
mon. J. +. Crook, Salmon, Idaho
Adv. +0wA
The Idaho recorder. [volume] (Salmon City, Idaho) 1886-1927, 1914-03-12

Anoy Lee, from Three Forks
brought in = ear load Of h Irses which
he shipped east on Mondays train.
The Idaho recorder. [volume] (Salmon City, Idaho) 1886-1927, 1914-03-12
COOPERATIVE
FARMLAND BANK

We will suppose that 400 farmers or
other persons. decided to establish a
national farm Land. bank, cooperative.
with a capital OF $40, 900. They must
comply with the law and Federal
rules and secure authorization from
the commissioner of farm Land banks
They must, before beginning busi-
ness, organize and appoint, on nomi-
nation Of the commissioner. FEEDER
al hduciary agent, ~ho controls for
the government all mortgage and
bind operations. The operations of
the bank are also subject to Federal
examinations at all times Complete
reports must he filed regularly with
the commission. This provides for
much the same supervision of these
banks as the Federal government ex-
ercises over national banks.
Each OF these farmers would take
one share, at S25. Tenants and man
ayers, or other persons, could join in
with the farm owners, as there is no
property requirement OF stockhold-
ers. Each member would be required
TO pay at once s12.5 so, or half.the par
value OF his share before business
could he undertaken, because at least
half the capital must he paid in &c
do business. Therea fter each mem
Der would be required to pay not less
than $3.50 each month for the follow
inV five months to finish paying for
his S25 share and to complete the
capital stock OF $4,000. Of course,
there is nothing to prevent any stock
holder froni paying in full his stock
at once
The bank might hegln business inn
mediately, after securing the neces-
sary certificate of organization, with
only IS, 900 In cash on hand and, SO
far as Its own members are concern
ed, could do regular banking busi-
ness, as prescribed under the national
banking act.
When Its capital of $40, 600 was
fnlly paid in, it could receive general
deposits up to $1,000. Against such
as these deposits as we're time dspos-
Its it would have to set aside re-
serve of per cent, and against
checking accounts it would have to
set aside reserve of u per cent In
cash.
The bank could then use practical
ly the whole OF It's $4,000 and any
surplus it might accumulate ard the
unreserved portion of its deposits for
dealing in short term mortgages on
farm lands, provided these mortgages
did not run over five years.
The bank then mIght sell these
mortgages to outside investors aud
reinvest Its money in new mortgages.
The average mortgage loan made
by farmers Is 1850. II 100 farmers
should negotiate loans of this. ..charac-
could succeed In finding outside pur-
chasers enough, the total business In
shOrt-term loaOs would be Sl75, 900.
If the bank made per cent on the
facs value o: these loans for handling
and selling the same, its income from
this source would be 81, 750 The
bank would probably also make other
profits from It's regular banking bus
iness and short-term loans on com
merclal paper.
The Idaho recorder. [volume] (Salmon City, Idaho) 1886-1927, 1914-03-12

for 1914 will be smaller than for last
year: nut the cruX Of tie whole
trouhle-the money pineh--seems To
be passing and, with easier money,
business will look up again. 1t can
not look up otherwise, for the two
thiugs business ana money move
long lntersecting curves. You have
slack business, which makes money
easy, which stim ulates business ex
pansion, which make money dear,
which causes business contraction.
If the money curve is slopinR down
ward now it means that the business
curve will presently slope upward
unless some notable folly intervenes
to confuse the natural course.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16
MORE OF me AND GOTT"


taken half the homes the
the Europe
against brought During the of
in
port proclamation which he stated read the of
Wilhelm Poland, wherein the kaiser proclaimed he the
Jehovah Preacng the reading of the
Pastor Russell said
knowledge, Divine
o the dark
the Lord church, have
the
British
that working
similarly
thinking Almighty Mark his
PROCLAMATION to his II Poland which reads
scended because OF Germany. Jehovah
the Most
to do
towards The of the
demands their destruction. He who through
comm to lis
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16
NEWLANDS AND IRRIGATION

The Republican candidate the United States senate III
his speeches throughout has attempted
the fight for irrigation leg
of the credit due to Pres1-
reclamation
Nevada know
himself has about Senator Newand
article Irrigation by the Out
this published generally throughout
the country, President Roosevelt said
He his Blu;
hopeless By far the
pushing the BILL which
his Newlands"
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16

The of the the
Floor Leader Mann
the Philippines today Heretofore
Republicans Filipino
confessed the bald and unbuhngy stand
Imperialism. human liberty
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16
A BOARD TO BE PROUD OF

Chicago
Raloa
of all
California,
addition Nevada represented but the chief
devolve the Nevada
the would Commissioners Shaugh
Simmons Walker the
to Bartine
Mr.. Barine had said
board of railroad commissioners should be
them
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16

Round plump figures will be the vogue for
Those who havnt them build up.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16

The Bible losing ground On the other hand
steadily 1904 the British Bible society
Bible
published 000000 The publication
century equals 5OO,OOOOOO volumes
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16

in twenty
dreadnoughts
harbor If
as mer
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16

kiss in the morning and kiss at night prevents m
the middle Of the day.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16

their
$10932 each. Thus will
of the auto the horse IS very much n evidence.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1914-10-16

attempt outsider estimating
concluding that the family worth at least $4O00OOOOO
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1914-08-04
Aeroplane VS.. Dirigible.
and attached

In the first battle OF the air. if the reports
OF il are neither entirely fictitious nor mac
curate 1.-TWO rather staggering assumptions, to be
sure). the aerOpane has come out victor over the
dirigble. For although, in the encounter over
Grey -les-Forges, both, with their human occupants
destroyed, il must surely be accounted .
triumph for the aeropanc il only one of them need
be sacrificed to reduce Zeppelin to scrap iron.
And it is triumph for the fast and light aero
plane as distinct from the heavier armed machine
France possesses both types and of late has shown
a tendency TO count more on the latter, perhaps
than on the former. The idea has been that the
armed aeroplane though unable TO make more
than sixty miles an hour because of the combined
weight of herself and guns, and therefore little if
any faster than dirigible, would yet present such
q tiny target hat she could safely venture far
within the range of Zeppens powerful rifles and
discharge one Of her own contact shells at the
broad mark offered by the big gasbag OF her
enemy.
But the smaller lighter aeroplane, the one max
ing one hundred miles an hour, and possessed Of
no death dealing ordnance more effective than
bombs to be thrown by hand, may be counted upon
apparently, as ram. She becomes her own CON
tact she'll and with vastly surer aim: she re-
solves herself into torpedo of the air. and steered
by sheer patriot bent on suicide she seeks her
own humiliation in the destruction Of her foe
While Zeppelins and French hero-aviators last
these swift, light "wasps-of-war' would seem 10
possess a unique field Of usefulness
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1914-08-04
Sunday Night Concerts.

The Sunday problem will always be a difficult
one for city as cosmopolitan in population as New
York The bulk Of opinion is still set against any
approach to a vide-open day in the Continental
manner. Yet sentiment is growing, think, in
favor OF such orderly recreations as do not inter
fere with churchgoing and with the peaceful spirit
Of the day.
The question of Sacred concerts" now before the
Mayor illustrates the conflicting elements in issue
The phrase has become good deal of joke under
the censorship of the police which looked to ex-
ternals rather than essentials. SO long as neither
scenery nor costumes were used anything went.
Protest has very properly been made against such
a nonsenscal test, and Mr.. Mitchell has done the
right thing in calling upon the vaudeville man
ayers TO reach by agreement more sensible rule.
Their proposal is that all acrobatic acts dane
ing and every noisy feature of whatever character
shall be absolutely excluded
If the proper line is drawn, Sunday night vaude.
WELCOMING after the hours Of churchgoing-can
be made quite as admirable and unobjectionable as
the Sunday concert at the Metropolitan Opera
House Such form Of entertainment will meet
with general approval, we are confident and will
not interfere in the least with the quiet orderly
American Sunday TO which the city is accustomed
and attached.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1914-08-04
MERC CHANT MARINE REMEDIES
Situation Exaggerated, but Still in
Need of Legislation.

To the Editor OF The Tribune.
Sir: The withdrawal of German me-
chant vessels on account Of the war ana
the possibility of similar action IN re
gard to British liners are suitlciently
serious to demand immediate action TO
keep all ocean trade routes open LOT
the benefit of American manufacturers.
This despite the fact that the present
situation is greatly exaggerated IN the
minds of many. For many are apt 10
overlook that under any conceivable
contingency there still remains on the
North Atlantic the American, Red star,
Holland America, Scandlnavlan-A Amer
lean, Norwegian American end others
under neutral flags.
Norway has an enormous merchant
tonnage and scores of British ships
could be Immediately sold TO Norwegian
steamship companies and run under
that flag and her tramps could also be
chartered by the regular lines.
As regards service to Latin America,
the Ward Line to Cuba and Mexico flies
the American flag. So do all lines
to Porto Rico. Also the Panama
Steamship Line. The United Fruit
Line, the Hawaiian and
United States and Brazil lines, the Mer-
chants Line. the Barber Line, Norton
Line and United States and South
American Line are all American owned.
! The Brazilian Lloyd flies the Brazilian
flag.
The Panama Canal opens on August
/ 10. providing a direct route from New
York to the Far East, Australia, etc.
Several of the lines running there are
row owned in the United States.
| Others operate Norwegian ships under
charter. On the Pacific Coast two lines
/ tc the Far East fly the American lag,
others the japanese, and a number OF
cargo boats are American owned.
Under the Panama Canal act foreign
built ships owned by Americans can
now be given American registry, pro-
vided they are engaged in foreign trade
and are not more than five years old.
/ Yesterday Chairman Alexander OF tnc
House Committee on Merchant Marine
and Fisheries introduced bill TO re-
move this ive-year limitation. IL seems
obvious that this would be the sim
plest and most practical way of meeting
the present situation. IL would AVOID
neutrality complications and subsidy
/ objections. Newspaper reports state
that the administration is considering a
law permitting wholesale registry OF
foreign ShlpS, Dut SuSH pan sN~''.
somewhat Impractical, to say the least
The removal of the five-year limita-
tion and the amendment Of the pro-
vision making il compulsory for all
watch officers to be American citizens
seem the most sensible methods of pro-
cedurc and to deserve the support OF
all classes of business men, the press
and commercial organizations, and
nressure should be brought on Wash
ington to accomplish immediate results
BY no means the least value of the
immediate removal. of such limitation
would be the favorable effect on public
sentiment, somewhat inclined to take a
sensational view of the shipping situa-
ton. FRANKLIN JOHNSION'
Publisher, American Exporter.
New York, Aug. /, 1914.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1914-08-04
The False Prophets of Peace.

There has not been a word from the professional
peace folk in the last week. BY tacit agreement
they seem TO have conceded that the game was up
and that their words no longer wanted. An
absurd group they form, not worth a large amount
Of sympathy.
The real pity is the damage which these en-
thusiasts have done the cause Of peace BY over
stating their hopes. by exaggerating the forces
opposed to war, by ignoring the slow progress Of
humans away from barbarism and sneering at
every advocate Of reasonable military precautiol
these men have brought rdicule upon their cause
In the glare of Europes confagration their
prophecies sound like the pipings of little children
Yet the cause of peace will go forward. The
terrors of the months to come will leave the world
staggered by the cost of it's reversion to barbarsn
The natural forces Of international friendship
which make for peace will take fresh strength
The chances Of war will be still further reduced
The cause which is the cause Of civilization, will
march on Only the foolish Missionaries, with their
prating of perfection and their scorn for common
sense measures of self-defence, will be dropped
from the procession
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1914-08-04
ANNE.
MY THAPSACUS.

Thapsacus the Euphrates-Ciassca Dictionary
climb into my Thapsacus, my trim and tidy Thap-
sacus
The world is bright my heart is light, for Eve sits
by my side.
Beneath the eucalyptus trees that fringe the purple
Euphrates
We hum along at forty perl pull the throttle wide.
I, Adam, barred from Eden's gate, |, Adam, cursed
by cruel Fate,
Shall despair, or have care, while thus fly with
Her?
Ny Thapsacus, my Eve, and I; open road, an
azure sky
Why, Paradise is where WE are! Through Paradise
we purr
And Eden passes from view; we wave to it a
last adicu;
We're on our way, and who can say what lies beyond
the hills,
Beyond the purple Euphrstes, beyond the plains of
Zarvalzes?
Our goal is there-out there-somewhere! We hit
the pace that thrills.
Two souls with just one tingling thought: This
Thapsacus is sure aut!
I look at Eve; she pats my sleeve-with happiness
we sigh.
Farewell to all We leave behind! Another Eden we
will find!
From Paradise through Paradise to Paradise we ny!
THERsUEs.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1914-08-04
WHY WE OPPOSE GERMANY
The Reasons Vouchsafed by Core
spondent.
New York, July 81, 1914.

To the Editor of The Tribune.
Sir: Mr.. Abeles is Indignantly sur
prised about the generally hostile atti-
tude of American papers against the
Germans. Well, he might be If he is a
recent arrival in the LAND Of liberty"
and is comparable to the country boy
seeing for the first time so many birds
rushing madly against the light of the
Statue of Liberty.
Nearly all of Europe is preparing to
crush the land of Schwartz, Gutenberg,
Luther, Kant, Goethe, Beethoven, Lie
big, Helmholtz and Ehrlich Why?
Bismarck said in 1870: ave are fight
ing Louis XIV" He might have said:
"We are fighting the infamous trium-
virate Castlereagh, Talleyrand and
Metternich Cdetested by their own
countrymen). ;" who in 1915 invented the
formula: I'VE fought Napoleon, not the
French people, and prevented Germany
and Prussia from getting back what
Louis and Napoleon took Alsace- Lor-
raine and their money" After Just
1915 no 1870 and no hurt French pride.
Why, again?
Because these people are so con-
foundedly sincere and honest and actu-
ally practise the categorical imperative.
Because after a 200 years Lazarus
existence they dared set up a table Of
their Own and succeeded in sating every
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1914-08-04
UPHOLDS BRYAN ON SUFFRAGE
Says Il Is Unfair to Give Mothers
Such Obstacles in Rearing
of Children.

To the Editor of The Tribue.
Sir: The recent criticism by one
Orkney Phillips on Bryan's stand for
suffrage is also open to criticism. He
says that women do not control as they
might the environment Of their chill
dren, nor will the ballot enable moth
ers to keep their children from evil
influences and surroundings.
The mothers of the race live in a
man-made world. He largely creates
the evil influences and environment
that surround the mothers and the
children's lives. The mother cannot
control the dives or the saloons or the
gambling dens or any other place OF
evil and iniquity that man permits.
She has to live where the man takes
her TO make as good home out of the
material he provides as possible. The
most that she can do, against awful
odds, is to forbid her sons and daugh-
tiers 20 walk III the ways of evil. She
must tell them that, through no fault
Of theirs or hers, they must yet live
amid evil influences and environment
because of forces, man made, over which
she has no control.
Man is extremely unjust to demand
so much Of woman in the upbringing
OF the race in its childhood, when any
one of common sense and a sense OF
fairness knows that the sooty environ
ments IF many millions Of children are
not due TO the choice of the mother.
B. A. HITCHCOCK.
Canaan, Conn.,, Aug. l, 1914.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1914-08-04
SURE TRIBUNE is SINCERE
Advocacy of Human All Right, but
He Pins Faith on Hedges.
Editor of The Tribune.

To the Editor of The Tribune.
Sir: I am fully in accord with 5. SIS
opinion of The Tribune's independence
in allying itself with ex-senator Hin
mans candidacy for the gubernatorial
nomination, and | am sure that The
Tribune's advocacy in wish. is father
to the thought. If The Tribune took
Mr.. Whtman's side it would do so pc
cause it sincerely believed that he was
the best and safest man for the NOM
ination-that is, before the District At
torney played fast and loose in the
DUEL matter-carrying water, so to
say, on both shoulders.
Colonel Roosevelt called Mr.. Whit
man "a weakling" His party went
further, and said his action in the Duell
letter proved that he was a trickster
and that the truth wasn't in him. This
and other things. cooked the Whitman
goose TO a burnt turn. His prospects
from being slim have grown simmer;
he has no more chance OF being Gov
ernor of New York State than the I'M
dersigned has of being elected to the
Papal throne-and that, every honest
voter must admit, is beyond all rational
conjecture.
The gubernatorial nomination is nov
between ex-senator Human and sturdy,
independent Job +. Hedges, and the
odds for this year are with Hedges
Sulzer and Hennessy are merely water
carriersl THUR REL.
Brooklyn, July 80, 1914.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1914-08-04
A Time for Goodness and Confidence

President Wilson's appeal to the people OF the
United States to take the European crisis coolIy
struck the right note. A considerable disturbance
Of trade and finance here is unavoidable. Inc
United States will have TO protect itself against
the depletion OF fits gold supply. 1t Will nave 10
find the means TO send abroad its big grain surplus
for which there will be greedy market in Europe
We shall have to readjust our trade and commerce
to almost unprecedented external conditions
But i'm doing all these things the United states
has nothing to fear beyond temporary inconveh-
ierce our financial condition is thoroughly sound,
credit is not overextended, we have a great gram
crop to dispose of at high prices and we do not
depend on Europe in any way for our living sup
plies or the continuance Of our prosperity The
necessary financial precautions having been taken,
we can pursue our normal activities with serenity
and confidence.
Economically the United States may be pinched
little by the waste Of the European war, but its
results will make our position in the world still
more secure and enviable.