davidaulloa/AmericanStories huggingface dataset:
The Washington herald., 1914-10-11

.,But we must have them" MeIlhenny
persisted. "Mr Roosevelt. remember, is
President of the United States"
''Yas. that is what you said before. |"
Nose indifferently replied. why" and
he became emphatic, Il Wouldn't let
Booker washington have them dogs"
President Taft also was guest at Mr..
HiIrs house and Mr.. Wilson viii be, no
doubt. II he ever goes to st. Louis. in
which event there win be more argu-
ments Mr.. Hill likes to talk with Presi-
dents. Twenty, thirty, forty years ago, "
he told Mr.. Taft, ''men died and left
their wives and daughters Pennsylvania,
New York Central and other gilt-edged
stocks. Keep the stocks the men had
said on their death-beds. They will al
ways be good.
remarked to President Taft, ''and now
drastic legislation by the States sep
arately and by the national government
Is making all railway securities specula-
tive and depriving them OF their in
yestment value Did you ever think,
Mr., President. that the time may come
when no man in this country, rich or
poor, will know on going to bed at night
how much he will be worth the next
morning.
Verbal Bombs for the Mighty.
It was a startling political and econ
omic inquiry. Mr.. Hill is in the habit Of
exploding verbal bombs over the heads
OF the mighty. Mr.. Taft" he said TO
me, 'is a learned and lovable man and
fifty years hence will take his place N
history among the greatest Of our Presi-
dents. but / told him that he was q
Hamilton Republican and believed In a
strong central government, while /,
through my father and my grandfather,
was a Jefferson Democrat and believed In
having as little government as possible.
Our men in Washington forget that CEN
tralization will inevitably lead either to
absolufism or sociallzation."
From boyhood up Mr. Hin has heen a
banker. Once he was president Of the
American Bankers Association. He Is
president now Of the Mechanlcs-American
National Bank OF ST. Louis, which has
deposits amounting to So, 100000. He is
likewise a director OF the Federal Re-
serve Bank, which is soon TO be estab-
lished in this city. The cheer, courage
and confidence OF the West are to be
heard and seen in his conversation and
his face.
The people, he says, are rational and
trustworthy. The future, he is sure, is
safe with them. He lives in the region
where things are being done and the air
Is GudEsco Win cHlnusldHHh. Inc ooCldl-
list may cause some uneasiness in Pater
son, n. J., but west OF the Mississippi
River he Is Unnoticed in the rush of
business, being looked upon as an ideal
istic person or one who has found life TO
be a failure or fears. at least, that II will
be a failure.
The voters" Mr.. Hill said to the
writer, have never as yet failed to do
the sensible thing when serious matters
were before the country. l am an opu-
mist concernig the United States and its
people. We are to grow greater and
greater as a nation and wiser as indi-
viduals each year, materially and intel
lectually.
Doesn't Fear Bad DpctrineE.
The men of the country would not
follow Mr.. Bryan in 1896, nor in two
The Washington herald., 1914-10-11

Then J. Pierpont Morgan was right. "
I said, "in stating that character IL =
better asset than eash7'
Eyes, but he didn't fully explain what
he meant and the newspapers were IN err
ror when they interpreted his language.
OF course, no one without proper Sc
curity or collateral can borrow money at
safely managed banks. Manufacturers
with products on hand, merchants with
goods on their shelves and dealers with
warehouse receipts In their pockets for
wool. cotton or grain, have good COLA
terai and can get accommodations At
their banks, II they are known to be
honest and capable.
When Mr.. Morgan said that he once
let a man have 81 900. 900 when he knew
that the man wasn't worth anywhere
near that amount. he meant that he
gave the man 8. 900. 900 in securities to be
sold to a customer on a promise that the
check In payment for the securities
would be delivered the same afternoon
or early next morning. The man. you
understand, was a broker. So was Mr..
Morgan.
NorEan's Vision Was True.
West. Mr.. Morgan was not a banker He
was the greatest organizing and consoli-
dating genius. however. the world has
ever known and an honest man. No
tainted dollars were in his possession
when he died. The collapse OF the New
Haven road was neither an impeach-
ment of his judgment nor his integrity.
The vision Of Mr.. Morgan was true
but the national government and the
States stepped in and undertook to run
all our transportation lines and things
- No
foretell. Nor could Benjamin =. Yoakum
know in advance that a revolution in
Mexico would put his line to Brownsville
out OF business He paid 900 for
that property. Even the railway com
missioners OF Texas have said that Il was
worth t13ooo,Ooo. One st. Louis shoe fac
tory had twelve travelling salesmen in
Mexico. They were called home II you
want shoes the owners Of the factory
sent word to the merchants in Mexico,
you must pay US gold in advance. The
unexpected occurred and Yoakum's
plans were knocked into a cocked-hAt-
When men gather, as in Wall Street.
occasionally there will be mischief. A
scoundreI was found among the Twelve
Apostles and he sold the Savior for thirty
pieces Of s'Ivrr. Ore tn twelve Was the
ratio in that very select group OF sups-
rior men. There Is no such discouraging
fauo among american bahheIs- we near
much evil as to Wall Street. have yet
TO buy my FIRST share Of stock in that
celebrated thoroUghfare. I do not specu-
late. but I am acquainted with Wall
Street. An inSolvent man or firm cannot
do business there.
The word Of one broker 10 another is
good. never heard of a broker repudiat-
ing the contracts made on the floor
Of the stock exchange by his repre-
sentative. although the contracts were
merely scribbIed on pads OF paper and
were unsigned and, being carried out.
caused the brokers' bankruptcy. Once in
q while Wall Street turns cannibalistic
and spectators 60 to eating one another.
While ! condemn all such performances.
will say that some Of the critics Of
Wall Street might go there and get need
ed lessons in truth-telling and fulfllment
The Washington herald., 1914-10-11
Here Is a Business Man Who
Believes Large Corpora
tons Themselves Began
War Against Big Interests
Of Country and that Bank
ing Is Humanizing.

Of bargains no matter what disastrous
results are likely to follow"
Davis Taught HIN Credits.
please say. II you mention the mat
ter Mr.. Hill remarked during the course
Of the interview, while answering a oues-
ton about his boyhood. that my father,
a Virginian. was a poor and well edu-
Gated man. Place emphasis on the word
poor. The fathers and Erandfathers Of so
many southerners were rich. when we
hear about them. that would like Il
to be known that now and then there
really was Southern man who was poor
and that he didn't count his slaves by the
hundred because he didn't own any slaves
to count.
II became a messenger at the age OF
sixteen in the Planters National Bank
Of Richmond. Wages. so a month. John
B. Davis brother Of Henry G. Davis,
who ran for Vice President on the Park
er ticket in 1904. managed the bank He
taught me the banking business. No
credit man have ever known was his
equal In common sense. perspicacity and
knowledge OF human nature.
You let Smith have 5000 I might
say. He isn't worth $4,000
Yet. he is Mr.. Davis would reply
He Is worth Sl.s75. and he made il IN
hve years. In the meantime he has sup
ported his own family and his father
and mother, has put a brother through
school and il giving his sister a musical
education He will be a big man one
OF these days, and am going to help
him build up his business
Then the next day Mr. Davis would
refuse a loan Of $4,000 10 Brown
would say: Why, he is worth S25O-
oOa'
More than that Mr. Davis would
answer. He has got S4oOO00. but his faith
will spend or lose all that is left be-
fore he cuts his eye teeth, II he ever
cuts them at all
Before your eighteenth birthday" I
said. you were a teller in Mr. Davis
bank, and at the age Of twenty-six you
were the cashier Of another Richmond
bank. Your advancement was remark
ably rapid
Il guess banking ran in the family"
Mr.. Hill said with a smile. My brother
and my hrotheF-in-law were also officers
in Richmond banks. might have re-
mained in Virginia had I not married .
lady who lived in St Louis. It was un-
derstood when We became engaged that
we should some time move to Missouri.
Il was doing well in Richmond and
was reluctant TO leave that city. but in
side OF two weeks I was glad had en-
igrated- became associated with strong
men, and in few years was presl-
dent Of a bank myself"
Copyright 1914 By James B. AOuOwJ
The Washington herald., 1914-10-11
This Quiet MissOurian, Who
Numbers Presidents Among
Personal Friends, Sprang
Into NOtOriety When He
Called Roosevelt an "Aris-
tOcratic Socialist. "
By JAMES B. MORROW.

ST Louis, Mo-, Oct 1O-A dozen gaping
men and women saw Theodore Roosevelt
he was then President-stand up in a
carriage and excitedly talk and ges-
ticulate right into the face OF Walker
Hill
A local and distinguished passenger on
the front seat said afterward that Mr..
Hill had called Mr.. Roosevelt an aristo-
cratic Socialist Thereupon Mr.. Roose-
Welt bounded to his feet, stopped over
and with a fiourishing fist made answer
Lo he charge.
-. Hin smiled and steadied the arm
NJ he President to keep him from top
-rK over Smiling Is one OF Mr.. HilIs
sc lnon practices. He smiles. mostly,
->ause he is an optimist and believes in
zee United States Of America and Its in
. O Iitants.
And" Mr.. Hiu went on to say when
-rr. Roosevelt sat down, 'an aristocratic
iaIist is the most dangerous kind OF
Socialist in the world"
,ddly enough, the President was a
& est at Mr.. Hilrs house and Mr.. Hi
vzs taking him to a function prepared
To- his honor by notable residents OF
Louis. The distinguished passenger
orr the front seat, in describing the event
er, said that Roosevelt and Hill had
20 sn discussing public matters.
At that time, and It is also the case at
ssent, Mr.. Hill regarded Mr.. Roose-
It as one OF the greatest characters
y american history; honest and unafraid
the best informed man in either the
mocratic or Republican party.
What you do he had stated to Mr..
Roosevelt ''is. perhaps, a beneft and
80 menace to the nation but some ambi-
E'rIs man in the future. elected to the
aaresidency and remembering and fol-
owing your precedents, may suddenly
-- claim a dictatorship over the repub-
." would say, Mr.. President, that
are an aristocratic Socialist"
Bear story About Roosevelt.
Then the bIow-up occurred in the car
age. 1t was during the same visit Of
Ir. Roosevelt TO ST. Louis. and at a
inner, that Mr.. Hill told his story Of
he Presidents expedition to Mississippi
or bears. The hunt was suggested and
engineered by John a. McIlhenny, the
Civil Service Commissioner and the
rough rider. whose gallantry at San Juan
Hiu lifted him from the ranks into
second lieutenancy.
No bears were found and McIlhenny,
much chagrined, set out on a visit 10
Nose. q colored person, who owned a
famous pack Of dogs. Nose. however,
refused 20 lend the dogs, saying that no
one ever hunted with them but himself
and, besides, they couldn't understand
the language Of white men.
The Washington herald., 1914-10-11
Biz Baslaess Besaa the war.


''You see. the attacks made in recent
years on business and business men have
gone. for the most part. unanswered.
Furthermore. would almost say that the
public as yet doesn't care to hear any
answers People prefer listening to the
other side. They would take notice. how
ever, n business men became aggressive,
vigorous and interesting In meeting the
accusations brought against them. Stand
ing aloof in dignity andssilence win gain
neither the sympathy nor the applause OF
the public"
who began the war against the bis
interests OF the country?'
''The large corporations themselves. They
drove little men out OF business by bet
ter methods and lower prices, and the
little men raised a storm. The consumer
was getting the beneht and didn't say
a word. He remained disinterested, OF
at least speechless. until he was made
TO believe that he was being robbed. II
were a smaller banker, / would hght oiS
banks. But big banks and big factories
are here to stay because they are sound
economically and hghting them VIII &c
no good"
Does the banking business dehuman-
ixe a mang'
''on the contrary, Il humaniEes him. II
could not be otherwise. Persons In spir-
itual sorrows and difnculties go 70 preach
erE Persons with legal troubles consult
lawyers. Sick persons call In their ply
sIcians Persons financially .entangled
ask their bankers for assistance. II
there is a panic in a city, the bankers.
acting individually or together. do every
thing that Is possible TO save business
men from ruin. The burdens and respon-
sibilities on such an occasion are very
great and are never understood except
by those who have been pulled out OF
the water by the hair when going down
for the third and last time
THE panic Of 1890, am sure, hastened
the death Of George s. Coe, president OF
the American Exchange Bank, Of New
York. He was one Of the ablest hnan-
ciers Of his day. II wasn't his panic, but
the panic OF others, and he toiled night
and day 10 keep the sheriff and the re-
ceiver away from his customers doors
Charles N. Fry, president Of the Bank
OF New York. lost his life, I have al
ways believed, by the strain OF 1855. He
died, / think. In saving his friends and
patrons from bankruptcy.
How . Merchant Was saved.
The character OF the banking bust
ness. its intimate relations with large
and important depositors and borrowers,
makes the man behind the counter sym
pathetic and compels him whether he
is naturally SO or not, TO be thoughtful
and helpful. He comes TO know human
nature and to respect II. Manufacturers
and merchants often appeal to him when
faced by disaster. He Is q witness then
Of their courage. and comes more fully
to understand their character and Is proud
that he Is a man among them.
Il recall the case Of a merchant whose
bank, In 1888. refused TO carry him any
longer. Those were desperate days with
stores empty OF customers. The mer-
chant was in great mental distress, but
no Drawer man ever lived. II just hap
pened that I was enabled to give him q
useful suggestion. He rode out the
storm. and today is worth 81, ,0oo, 900. He
had character and l knew II.
The Washington herald., 1914-10-11

absurd and there is no possibility OF its
being accepted by the people"
Would you say" asked, that too
many demagogues are meddIing with the
business affairs Of the country"
Il would not use the word demogogue,
Mr.. Hill answered, because II is offen-
sive. Instead, would say that the coun-
try is filled with men who are seriously
or selfshly trying to improve matters.
but that they don't know how to go
about the task. being ignorant with re-
The Washington herald., 1914-10-11

subsequent campaigns. though the argu-
ments then were peculiarly attractive to
the ignorant and the unthinking. They
will support no one who breaches dan
gerous doctrines. We shall never see
government ownership and operation Of
the railroads. Letter postage would now
be 4 penny II a private corporation were
collecting. transporting and distributing
the mails The suggestion that every
man in one way and another be an en-
ploye Of the government Is positively
The Washington herald., 1914-10-11

We studied the nominees OF both po-
litical parties. indorsing some and oppos-
ing others. The effort toward reform
looked big. l placed the auditing depart
ment OF our bank under the orders OF
the committee. We circularized the city
and sent personal appeals 10 the voters.
Great and good men were in the move
ment. Well. we didn't accomplish any
thing. ] figured. after the results were
made known, that We had probably in
huenced about 1000 Of the 10000 votes
that were cast.
The Washington herald., 1914-10-11

spect to financial industrial and COM
nercial subjectA"
should business men take a more ae-
tive part In polities?"
"Oh. surely They ought to turn out at
the primaries and earnestly and en-
ergeticaIly attempt 10 nominate reliable
and sensible candidates for once. They
should do this. I say, but they don't l
was q member OF . committee OF one
hundred that tried to improve municipal
conditions In ST. Louis.
The Washington herald., 1914-10-11
Doesn't Fear Bad Dpctrines.

The men Of the country would not
follow Mr.. Bryan in 1896. nor in two
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09
FRIDAY AFTERNOON, JAN. 9, 1914
NO HARD TIMES EOR CARROLL
COUNTY.

Editor r. B. Englar or The Carroll
Record discusses the question What
Kind Of Times are Coming in 1914?'
ard his conclusions are, on the whole,
pretty satisfactory for Carroll Coun-
ty although he doesn't see season
OF great prosperity just before VI. He
sums things up after this wise:
Communities such as Carroll com
nv will be a little better Off than the
rest OF the world no matter how
things become mixed up We have
way, here, OF living through panics
without knowing great deal about
them All that we need to do is keep
a careful watch of the course OF ev-
ents, and be awake to our full oppor-
tunities and duties al intelligent c1tl-
zens. The trouble with us Is, we 60
to sleep very often when we should %
awake, and never realize the coming
of trouble until it ID upon u. We 90
not believe that any good agricultural
community ID going to suffer greatly
Money may not be SO rapidly made,
but il must be remembered that farm
ers have really been having 1t better
than almost any other class OF people,
for some years, and they can stand
little less prosperity for few years,
IL they have been at all provident
while they had the chance a little
less profit from the farm products Is
mot going to bankrupt the country,
- d SO far as the farmer is concerned,
he never has to face the problem or
living food, and other
necessaries-Which is a very pressing
problem with millions Of our people"
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09
SOME USEFUL IMPORTATION.

The Maryland Agricultural College
has made arrangements to supply the
county papers Of the state with infor-
nation regarding the best methods or
farming, and expects to begin the ser
vice this month. The Advocate will
publish this series of articles for the
benefit Of its readers.
President ii. y. Patterson OF the
College, thus outlines the intended
service:
We believe we are prepared to fur
nish You with live service in this
line and that there are many Results
OF Investigations at the Experiment
Station and from actual practice on
farms in certain sections Of the state
that will save our farmers many
thousands Of dollars if put in practice.
The articles which we shall supply
will be short, practical and to the
point, lessons that can be put right
to work on the farm and in the farm
home for immediate Improvement and
cash returns. Our first edition will
be put before you early Ia January.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09
Nature VIII Out.
For The Advocate.

For The Advocate.
While the item In next to last
weeks issue OF this paper, regarding
the charge brought against z. @.
Brown for cruelty to animals, and not
found guilty, was true, there was no
mention made as to the cause OF the
charge
Envy and Islander are twin sisters.
Envy brings into action jealousy, re
venge, falsehood and proposates
SANDER.
Envy Is sentiment that desires to
equal or excel the efforts OF others not
SO much by increasing ones own toll
and integrity, as by diminishing the
merit due to the efforts Of others.
Az seeks to elevate itself by the de-
graduation OF others, it detests the
sounds Of anOther's praise, and deems
no renown acceptable that must be
shared Hence when disappointments
occur, they fall, with unrelieved VIC
lence and the sense of discounted
rivalry gives poignancy 10 the blow.
Envy increases ln exact proportion
with fame; tie man that makes
character makes enemies. "a radiant
genius calls forth swarms of peeYish,
biting and stinging insects, just as the
ONhoEAAC q dhSH0 d MES,
Virtue il not secure against envy.
EVIL men will lessen what they won't
Initiate, If man be good he il envied;
IL evil himself he is envious. There is
% natural inclination i'm almost alI
persons to pelt others with stones.
There Il good deal of the unciviIized
man in US all yet. II has not been
wholly eliminated on educated out w
nv tho hnacfal
civilization OF the age. A great deal
Of Pnarlsa1c zeal to stone others who
are AZ guilty a. we are still exists.
It is often their crafty cry "Stop
Thief TO divert our attention from
ourselves. Who ever heard of a dove
rending the breast OF a robin " "
lamb sucking the blood of a kid?
Hawks and tigers delight In this. No!
nature will out. III Christianity has
not cut OH the claws, we are inclined
70 scratch somebody lii Christ pos
sesses us wholly, and we have been
transformed By His spirit, there is no
disposition TO stone our neighbor.
even if at fault, much less when he IL
innocent
SANDER IL cancer i'm the soul that
must be cut out, or burned out, OF
purged out, or it will kill US.
Alexander had an ugly scar On bis
forehead received in battle When
the great artist painted his porcrait,
he sketched him leaning on hi elbow
with his finger covering the scar on
his forehead. 70 iet III study to paint
each other with the finger OF charity
upon The scar Of brother, hiding the
ugly mark and revealing only the
beautiful, the true and the good.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09

We still hear complaint now and
then Of hard times, usually from
some one who is not in sympathy
with the ruling political party. The
devastating foods which swept the
country in the spring and the crop
failures in the fall are much more
potent factors in the situation than
any artificial causes.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09

DRY MOON THIS TIME-SIGN OF
A COLD MONTH. BUT WHO CARES.
Nobody cares any more, for he can
get plenty of Smith AZ Reifsnider's
Coal, and this with the modern boiler
and stove, chases away the dread of
mere weather.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09
MO. 4745 EQUITY.
In the Circuit Court for Carroll County.

In the Circuit Court for Carroll County.
Charles x. Fink, Assignee OF Mortga-
gee, vs.. Marshall Fl Lambert and
Laura MI. Lambert, bis wife, Mortga-
gors.
Ordered this 9th day of January, A.
I'D. 1914, that the account of the
Auditor filed in this cause be finally
ratified and confirmed, unless cause to
the contrary thereof be shown on or
before the 18th day of January, inst.
provided copy Of this order be in
serted for two successive weeks before
the last named day in some newspaper
published in Carroll county.
OSCAR D. GILBERT, Clerk.
True copy,-Test:
jan92t OSCAR D. GILBERT, Clerk.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09

IA COAL DEALER DOESN'T NEED
TO SAY THAT HE is HONEST. III
Inc Az, people will find IL cunt after "A
little. Ii you want good Coal ON the
average, buy III OF Smith ar Reffsnider,
it generally runs good.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09

DUPILS OH Et. View School viii give
N an Entertainment, Friday evening,
January 16 Admission Zoe jan 91t*
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09
Bed Spreads $I.2O

Regular $3.50 values, good weight, good styles
full Sizes This is the time these will be offer
ed at this low price.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09
Comfort Coverings Ioc

we are showing large line of yard wild
inquired goods especially suitable for comforts Not
the width and the saving in yards you will hav
to buy. INN
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09
Mems Hats.

Any hat in the store that sold at $500 now $26
Any hat in the store that sold at $500 now 165
any hat in the store that sold at $1.5O now $125
Th1s means any hats in stock, new stylish
blacks and colors. We have had good season and
now we want to make room for the spring stock
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1914-01-09

Mostly 1214c goods few Zoe values all are
in the lot.