davidaulloa/AmericanStories huggingface dataset:
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15
Fchtcl 4 6Ilicmcnsr.
81 pcrfanicm.

Ter prnhitac &pllblut .Gpadl'
Sndltbcnnii ~Guoelinn", %plIiidr
oincS FeoiGrcc (Stammboum) nit
ae0cbcn. Man tpcnbc Nd) on b.
Ginentbl'mcr Sui, Nlthucicr
Weiipbnlin, Mo.
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15
pukmdd,cr- iDaay,.

Nom 10. 0ttpber all lucrber mi,
eirc ppllItdnbiae NuS,unht upn s2ne
mnnren nul Eager bnbcu. NGuitc,
uno Ss'rciie lucrhCu allen aeiolIcr
FnS @icocrouiiriit;en Qctropcuc
Nutc mir inirieoeniteIlsuo bciprat
I'm aCneinlcn 9uiprudl bittei.
fchtcl 4 i,llIcmehsr.
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15
Muiruf.
,3ur 6ilie bereit
,Iu itperer 3eit
Wit ieinem SdIerilein
Sullt' leoer Qeutitle iein!

--Tns Sier5initurber s@ebet, iuels
Dies bier am SunntnR Npraen UNI
i llhr nit 2luSiGtuu0 res NodNpur
oiRcn Suites bcGonn urb um 1 llbr
ant Hicn2t1a Natlmi,tna idlrb, run.
rcu 'llr Die oauie Ncmcmoc nlloc
mciuc Bet uuo NnbetuuNStnoe Vile
%crcinc Niuncr udbrcnO hlcicn 81
Ocr III otn bI. >ntramcutcn uuh
mibmctcn bcitimmte Sturrcn ihrcm
Mpttt I'M Sn,rnmcrtc. Bur NuShlir
in ben NcidDtiiiihIen uno om Nltnrc
mnrcu bic ipl0euocn hpdlm. 6rrycu
ans fcr YInt)bnridlnit ,uacarn: Rtp.
cdmiht BON {noS. Hcu. Wldlmcicr
oor Nopic Greet, Ncp. Sdrnmm ppn
Aiit'ouninin, Ncp Gpen pun Wor,
rptS Will. Rcu. Niudcyn,arn ulr
Vim, ltcO 0pcidlcu upn Tplf, New.
rptiina non GbampiS uno 9ltu
NicIicS ppn Nciicriun Gitr. 0pdlu.
1phn NcIicS prcointc ludbrcro ocS
NotnHltc1 ant Npntna rno Rtu.
Not.tna lprltl ron Der Mau;el nuS
III Den Naubilcr 'uanreno ocS Guh
nmtc@ rnh 81 SdlluE Der llnoodr
mn Ticrs.0a.
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15

GhauipiS. &ittruod. 7prnsrhae
Sis 1880 5reitca nen 20
Scuuots &ilL opn tlhr Srsiiae
Zen 20. 9spu. bis litr 9satim
Sarstae ben 2l. 9up.
lie ibrief Seit wsree i'd in eS
eptlsstprs Cifirs in sinn iein-
Somes 6urrell. Stensre,=nchmss
.Iar Eisas gsuntn. 70.
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15
3wri fdsSne tarmrn am p,faas fluf
"a esrknnfsn. 30 ume 25
lslars pfr Adfr.
6ntr Gflrernheit fur Drutfdar.
qrntIhif alad,bar9dlaft.

uutc'ei1rete hlber Ratfe5ere ssi5ri.
hent Narmsn III Miller Gouarr HEter ZEN
9Iniiis'ter Ste,a2GHesR Eno III slllssr
artLien III nFrt.,.isrt.
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15

oabe nile Grieu bon slntumpbil,
eperataren wie .gullman tires"
rer tubes uiu. an 6anb. 5ra.
. fiir Iefbe an bel
"a 3. 8. . SdeFpsrs.
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15

iueroen urb lie uiht mebr i0nnen.
Sic besinnea iett taIo nuf ben,
Iesten 2pdle su pieiiCn unb ueroer
lherbnupt, penn's 10 reiter eeht,
baIb ausaepiiiien haben
tTepria Sunne.)
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15

-Sn pertnuie ,S,pei
Sp!lslut Short50ru SuIlsr.nlbe,
uber i Satr alt
Sohr 6snueuolo.
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15
tD,ark iiiusr iIiru farm

ttHe Der Re'isR md 'acnselCctiitfR IS1r-tr
/ In Nlaer eeuHtr tsi55I, eO0 @trts fan :.
les mt Iras,- urs, Sr,tier'tr, nuee;.2-:
2tU atct cit'tg Ssyn II S.ussat;e-7 ars
unitT huitEy, i*' A4ts Slcua-as S,s,se.
II" ader s.t,a,.sUo r:u s5a.sttii1uo r,a
me pt,1ieesuecu ~.afasr lea ..s %si +. =
<ha! Uan @cc.:ga !crrsr -:- .s....
pIotn. Saeu,e -IraHle- %seszs.. l.
eet ~ NEr 'r.i c.-l S!V&Er! ntsr aae,u
10 sti -. t5tn'a.a 'uu Siatru!. .Si-r.
tn N'ar'tr, S1at>lH ga'e- cr:5g -cll
mtn,", 'lrt' 81: S..Grsr =. i-Ngt ...t.
tf''rn1'nne @ts.UNt, cp:tt %-wraer aai
otT aStIt- GU -.g'C .ssjg s.ats F...'
II so w r,g No. cIt rtl'is saag. 81.
RsN ltltn Nu.....t y. y ss..tnt .-s-f.-
Osage County Volksblatt. (Westphalia, Mo.) 1896-1917, 1914-10-15
@er6a lno 2Sintu
Aukiinoignng.
aaE.,.. .Tsss-vrExnr.sErNxssswNszazscu

Nir lno IN, Stnrhc cub cine oulIiGnbiac
AuSunbl ppu Nlcibcru unb NuShatturnS Nrtis,
cIu. ucn uno nett. ~ seaeu ipldber Der niy
pcuiac aIeit'umacu ppu ,ciutm ober be:trpI
fen miro.
Turd idari acmadI,t Gintdue Fuo mir in,
Stauoe sutl cine guSpnb! ppu CpcralIS III 50
uno 15 Gents Al u'erirn. bic75 Gents uro ci.
Eollar mertb Nno Tics Nrttc traeeu unie,
re eiacne Rarte. -Sbc Giariiusp Special"
Sbr meroet cbcuiallS eiuen eriabreuen
Shubbdnoier uorinbeu, pelter cine opllHaubls
&C NusuGb ppu Ndnner uno anaben Shuh,a
aui 9aaer bi Seine drbettsidube su So 90
s2..25 uno 50. 80 tbuneu nidt dabertruiien ipcr.
ben. ,SeoeSSnnr lit 0araur suirieben,uiellcn.
sar baben Die bsrihmten 3sGapss 4 Suus
anrnutirte anus woIleue Ausuee uno lleberrpde
baS berlhrte g" Sptcm in Sdiuer uuo Suua
liras 8lcioerr. ar suabrn bic -Spp 3ear-
aeire better uub wenee 10 aii.
Scraeiiet nidt bel uns cursuiprrttu tpcnn
ihr in Der Snot ieie Us mad5t uns teius
Mhbh end bic Ssaarsr su ;c,a,r.
The JUMBO CLOTHING STORE
c, CZARLINSKY, Mgr.
2I0 E. High Str. Jefferson City, No.
The Ward County independent. [volume] (Minot, Ward County, N.D.) 1902-1965, 1914-07-16
Sale of
Summer Underwear

we cut profits because we like to, and know
you appreciate it, A great many people
have tumb1ed into our store, greatly surprised
that we are selling the same quality Of mer-
chandise we have always sold, and the prices
are from IA to II less than in other stores,
especially in our underwear department this
week.
$1.65 WOMEN'S UNION SUITS $1.29.
White Isle Silk Womens Union Suits in
different styles, all sizes at $1.29 Suit.
All $3.50 Women's Fine Union Suits now
$1.15.
All $1.35 Union Suits now $1.O9 Suit.
$500 Union Suits in different styles, at sec
Suit.
500 Swiss, sleeveless gauze vests at 89c.
Csc Swiss Vests 59c.
One lot of mill seconds in Swiss gauze vests
made to retail at75c. Special now at sec.
One lot Of Gauze Vests in different out
styles, values to 19c each, now SC each.
" Twenty dozen Gauze Vests up to 23c VAL
ues, now for CSC. s..
Also we have on sale Women's Union SHIFTS
at 29c that sold for CSC.
The Ward County independent. [volume] (Minot, Ward County, N.D.) 1902-1965, 1914-07-16
Biz Values in the Below Columns:

Crepe and Lace Breakfast Caps in
white and colors. 70, % to CSC,
Shell Hair Pins, 6 in box, differ
ent colors. Only l0c for 6.
3 dozen fine White Pearl Buttons &c.
New Fancy Oblons Colored Buttons,
three and six on card, large and small
sizes to match. II
One special lot of Fancy Buttons,
regular Csc value. Special loo card.
Other Fancy Oblons Buttons in
colors at rs to 35p card.
The Ward County independent. [volume] (Minot, Ward County, N.D.) 1902-1965, 1914-07-16
l2hc Pound White Clos Castle
(Perfumed)

Especially adapted for washing silks,
laces, fine linens, etc. 1t has no equal
for washing flannel underwear and all
woolens. 1t prevents shrinkage of
woolens and is the most economical
soap in every way, for it goes farther,
being absolutely pure "The only cas-
tile soap that will not sink in water"
l2]ac pound. 3 cakes in box.
All other high grade toilet soap less
than drug store prices.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
Problem Of the pebutante.

At this time of the year many PAR.
ents are making arrangements to In
troduce their daughters in society.
The long and costly period Of incuba-
ton is ended, says the Philadelphia
Ledger. The girl has returned from
a fashionable finishing school or
from a tour abroad, and she is now
~ready-albeit with trepidation-to
cross the threshold into the scintiIlat-
ing ballroom and beyond that into a
world of pleasure and of pain, of singu-
lar follies and sad sincerities, of false
friends and true counselors. But what
of the immediate process of initiation?
Is the present exhausting ordeal, from
the autumnal housewarming to the
sackcloth Of lenten penitence, any
thing more than a nerve racking,
sleep destroying charivar of vulgar os-
tentation and a hectic, frantic furry
to keep pace with the procession?
What useful end is subserved by this
mad rout Of overlapping gayeties that
burns the candle at both ends and re-
duces a maiden, who should be buoy
ant and radiant and beautiful in spirit
and in health, to a shadow-blase, ane-
mic and lethargic-of her former
charming self?
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
IN PAIN WITH HEMoRRHoIDs

Bissel1, A1a-T was troubled for
several years with ~protruding hemor-
rhoids. They caused pain of the most
severe kind and some loss Of blood
They were so indamed that the touch
Of anything against them was most
intense agony / got no rest nights
and had to have my legs and feet
propped up in the bed.
81 tried all kinds OF advertised
cures, and / was told that an opera
ton was the only relief. I suffered
untold agony. / saw the advertise
ment of Cuticura Soap and Ointment
and sent for a sample. / tried itand
then procured a box of Cuticura Soap
and Cuticura Ointment. I was cured
sound and well In three weeks time.
Acake of Cuticura Soap and two boxes
of Cuticura Ointment accomplished
what all else failed to do" lSigned)
Z. r. Cook, Nov. IL, 1912.
Cuticura Soap and Ointment sold
throughout the world. Sample of each
free, with 32-p. Skin Book. Address post.
card "Cuticura, Dept. Z, Boston."-Adv.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
HeroIsm on the Increaae,

The papers lately have teemed With
accidents. Catastrophe after catastro-
phe has shaken the public nerves, and
rent open all those great unanswer-
able questions which from time to
time distress the public mind like half
healed wounds. The quiet dweIlers by
the Preside have been watching fear
ful sights. Groups of men occupied
in their lawful callings have been sud-
denly overtaken by death before our
very eyes. In quick succession the
scenes rise before us. They are laid
IN the depths of the earth. A dramat-
&c demand has been made upon human
daring, and it has been satisfied in a
measure which makes it difficult to
deny that heroism is on the increase.
1t is extraordinary that it should be
so-indeed, it would seem to be al
most miraculous. All the perceptible
currents of emotion are blowing the
other direction. Races depend for
their salvation upon their capacity
Tor heroism. Just now the straws are
apparently drifting toward destruc-
uon. At the same time salvation
seems to draw near, coming like a
storm against the wind.-London SrecE
tator.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
FARM ROADS AND sPEEDWAYs
Government More Interested In Bene.
fitting Farmer Than improving
Highways for Automobiles.

Secretary Houston of the depart
ment of agriculture gave his hearers
at the recent good roads convention
in Detroit a sensible talk on road
building in general and government
aid In particular. He declared that
the government, so far as he is its
mouthpiece and connected with its op-
e~rations, is more interested in improv-
ing the truly rural roads of the coun-
try Chose over which farm produce
is hauled to market) than it is in i'm
proving the transcontinentaI highways
which ere mainly used by automobile
tourists. He also asserted that il gov
eminent aid is forthcoming it will be
on the basis of state apportionment,
rather than congressional district or
county or road district. Secretary
HoustOn's speech is such a clear ex-
position Of the intentions of the pres.
emit administration that we take q
considerable extract from it:
The essential thing to be done Is
the providing Of good roads which
shall get products from the commu-
nifty farms to the nearest station and
make rural life more profitable, com
Portable and pleasurable.
There are complex problems to be
solved in many states before the most
efficient expenditure of money by
states and communities for roads can
be secured, and there + many more
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
How One pastor Built church,

Last winter one Of the strong
,cburches of los Angeles extended Rev.
". H. Shelter of Memphis. Tenn. a
call to become their pastor, and after
considering all sides of the question
he decided to accept the call, relates
the Christian Herald. So he con-
vered his official board, placed before
them his resignation and asked to
he released. His board being made I'M
.f tactful business men, and know
ing that their pastor had tried for
wears to build a new church, request
ed him to hold the resignation In
Allowance for a week, which he did.
Then the board got busy, bought a
new site for a church and paid S27, 900
for it and reported to the church the
following Sunday that they would
build a new church on it at once If
their pastor would consent to remain
with them. He wanted another week.
and then said to his church: "I will
stay with you If you will subscribe
$4,000 for the new church at once"
They took him at his word, and at
that service subscribed $4,000 for the
new building. 1t goes without say
ing that his church is very happy over
his decision to stay with them.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
Earth Road Showing Imperfect Drain

Earth Road Showing Imperfect Drain
age.
to be worked out before one can ra-
tionally expect the federal government
largely to participate.
That the suggestion of federal aid
to road building raises grave Ques-
tons and involves possible dangers
no thoughtful citizen doubts. There
are proposals before the public mind
which would bankrupt the federal
treasury and suggest possible abuses
before which those of the worst pork
barrel bills of the past would pale into
insignifcance.
1t would be especially p~ernicious if
such aid should result in sitting the
spirit of local self-help.
The first practical essentials in the
planning of road legislation would
seem to be to recognize the states as
the smallest unit with which the fed
eraI government might deal. This
would give relief in a measure from
the insistent demand that would come
from every township and every dis
trict in the Union for its share Of state
or federal assistance, without refer
enc to the merits Of the case or the
practicability of the undertaking.
In the case Of roads on which fed
eral money is to be expended it would
seem essential and wise that the fed
eral agency should have the requisite
power of the approval of the selec-
ton, supervision Of the construction
and maintenance, and. the right of in
spection.
It is reasonably clear that for every
reason there must be some automatic
check upon the demands to be made
upon congress and that this should be
afforded through the requirement that
the states and the localities should
contribute an amount both for con
struction and maintenance at least
equal to and possibly double that con-
tributed by the federal government;
and that, in the apportionment Of any
possible federal funds a number of
basic factors such as population, area,
wealth, o minimum cost Of construc-
ton, should control, / have not the
least doubt.
In short, as a practical program, T
believe that this matter is one in
which haste can best be slowly made.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
What. for Instance2

The strike of the hens which has
resulted in egg prices being boosted
70 40 cents a dozen and even higher,
mas also contributed to the high price
+1 counting in many cities. As Is well
known, one Of the chief allies of the
ardent swain is the various drinks
served at soda fountains % which he
conducts her" after a tour of the
movies. Many of these soft drinks
contain eggs. Now many heartless
and soulless owners of soft drink es-
taollshments have placed signs like
.tnese above the soda fountains: "A1l
egg drinks, five cents extra"
The only remedy left is for the
young man to talk his companion
auto desiring a drink not containing
esgs.-1ndianapolis News.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
Something About Sleep.

bow much sleep is necessary for a
uan? The question was raised CEN
lures ago by Montague. "Phistians, .
1e wrote, may consider whether sleep
Ioe SO necessaire that our life must
Leeds depend on it, for we. find that
9efSus' king of Macedon, prisoner at
nome, being kept from sleep, was
naoe to die; but PIfnie aleagath that
some have lived a long time without
@ny sleep at all. And Herodotus re
pOrteth there are nations where men
S.eep and wake by halle yeares. And
suoSe that write the life Of Epimenides
Ie wise affirm that he slept the con-
S"uan space Of seven and fifty
geares."
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
which / can hand down 10.

for, which ! can hand down to
our nas,n n
that she was hlushing. He was
Far too much in earnest.
mont call me Mr.. Jones. You
now what 1 want you to call me. Go
Let me hear you say it, as you
s,sed to say it."
"Jackson?"
"No: call me broadway
~Why? Do you still love Broad
way"
he gently drew her toward him and
then kissed her.
She did not resist or protest
~Come on" he presently suggested.
Lets you and me go get some Ice
cream soda, too"
THE END.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
SOUND SLEEP
GOOD APPETITE
Lady Tells Of Great Benefit Women
Would Receive by Following
Her Example.

Renfroe, Aia.-sI want to make a
statement for publication" says Mrs.
Ollie Owens, OF this place, stas it may
be the means Of relieving some poor,
suffering woman.
/ suffered terribly for years with
many serious womanly troubles, and
became so weak and nervous. I could
hardly do anything. I had headaches,
pains in my back and sides, and was
always going to the doctor, but never
felt well.
Finally, my husband bought me two
bottles of Cardui, the Woman's tonic.
/ commenced taking it, according to
directions, and began feeling better.
I am now on my eighth bottle, and
feel better than I have In years. ]
sleep soundly, have a good appetite
and nc more pains.
I lever get tired of telling what
your medicine has done for me, and
L am sure it will help other suffering
women, as it did me.
Cardui, the woman's tonic, and
Thedford's Black-Draught liver medt
cine, are the only medicines we keep
in. the house"
If you suffer from any Of the trOu-
bles1 so common to weak women, Try
Mrs. Owens advice-take Cardui
For more than so years, Cardui has
been used with entire satisfaction, by
thousands Of weak and ailing women
It will surely help you, too.
N.B.-Wrae 70. Ladies' Advisory Dept. Chatta-
nooRa Medicine Co., CHATTANOOGA. Tenn, for
SpecinlK Instructors, and 64page book Home Treat
meut for Women" sent IN plain wrapper On
request. Adv.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
GASCARETs' FOR
SLUGGISH LIVER.
No sick headache sour stomach,
hiliOusness or constipation
BY morning.
Get q 10-cent box now.

Get a 1O-cent box now.
Turn the rascals out-the Headaches
biliousness, indigestion, the sick. sour
stomach and foul gases-turn them
out tonight and keep them out win
Cascarets.
Millions OF men and women AXE d
Cascaret now and then and never
know the misery caused b v
liver, clogged bowels or an upset stoms
ach.
Don't put n another day of distress
Let Cascarets cleanse your stomach:
remove the o fermenting food:
take the excess bile from your liver
and carry out all the constipated
waste matter and poison In the
bowels. Then you will feel great
A Cascaret tonight Strengthens you
out by morning. They work while
you sleep. A 10-cent box from
any drug store means a clear head.
sweet stomach and clean, healthy liver
and bowel action for months. Chill
dren love Cascarets because they
never grippe or sicken. ADV.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
What He Did.

Grace-I told him he must not see
me any more.
Her Brother-WelI what did he do7
Grace-Turned put the light!-Dart
mouth Jacko'Lantern.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
Cooperation Needed.

Cooperation is necessary for the
most systematic road building. That
is one reason why Missouri has been
doing SO much to improve her roads,
because her people in the different
communities have been willing to Co.
operate.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
Road Draq a Necessity.

The road drag should be a neces
sity upon every farm that borders
along the road. The man who is lib
eral minded and patriotic enough 10
keep his road dragged is a good citi-
zen.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
The sequence.

Just as we were wondering where
he money for a feed was to, come
rom, Billy Smith, who always has his
pockets full, blew in-.
Well, what happened?g
"a blowout
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19
COLDS 6 LaGRIPPE

5 or s doses $50 will break any case
of Chills & Fever, Colds & hGrupes
It acts on the liver better than Gallo
mel and does not grippe or sicken.
Price 25c.-Adv.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19

The man who makes a god Of wealth
is generally jnst about as crooked as
the dollar mark he worships.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19

Sore Eyes, Granulated Eyelids and sizes
promptly healed with Roman Eye Hail
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19

We are never too old to learn the
things that are Of no use to . ].
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19

Complimentary.
Harold, I dreamed about you last
night
you dear girl, did your"
Yes. / think it was something :
ate."-Judge.
Western Carolina Democrat and French Broad hustler. [volume] (Hendersonville, N.C.) 1913-1915, 1914-02-19

citizens, ready to help n another
out, SO that sureties are easily secured.
The interest is at a low rate. The
borrower can rest assured that he
will not be unduly crowded az to re-
payment If misfortune should overtake
him, for those with whom he1deals un-
derstand fully. his circumstances. In
fact the committee which decides his
fate is composed of farmers like him.
self who know what hard luck is, who
have likely themselves been borrow
ers, who are friendly to him and will
give him a chance. This is the form
of credit loans most common in Ire
land.
Such a cooperative credit bank
could be organized to advantage in
many American communities particu-
larry in those states where there are
no banks in the smaller cities and vii
lagos. They will inevitably be organ
lied in such communities unless bank
ers cease trying to force down the
threats Of the farmers the ~inelastic,
unsuitable city methods of doing bust
less. The question is, are the bankers
going to crowd the farmers into these
cooperative credit enterprises? The
banks must grant longer time and
more liberal and elastic terms on per-
sonal loans. They must arrange for
mortgages which run over longer
periods OF time and which are to be
repaid in moderate installments as the
slow farm profits come in. Co-opera-
tive credit may not be necessary. It
is uD to the banker.