davidaulloa/AmericanStories huggingface dataset:
The Birmingham age-herald., 1914-10-22
DIRECTORS OF FEDERAL
 RESERVE BANKS ADVERSE
 TO 16TH AS OPENING DATE

Washington. October 2l.-After a two-hour discussion here today, direct- CTS anc governors of the 12 federal re- serve banks refused by two votes to support the proposal of Secretary Mo- Adoo to open the new banking system for business November Is. By vote of ST to s5 they recommended that the opening be set for November 30.
 This action has no binding effect rpon the reserve board or upon Mir. Me- Adoo, for the currency act gives the secretary authority to open tho banks when he believes they are ready to do business. It was evident tonight that members of the board were not well pleased with the recommendation of the banks, and 1t is proposed that d meeting of the board within the next few days will develop sufficient sem
 iment to bring a vote asking tho sec- returs. to name date earlier than Mo- vember 30.
 Discussion of the opening date was taken up immediately after tho bank ors returned from the White House, reVhere President Wilson declared his Tbclief that the best thing for the coun- try was to open the banks at the earl fest possible date. otherwise, said the President. i've should seem to dis credit in part the very thing that we are undertakings
 Speeches were made at the confer ence today by men representing every one of the 1e banks. No sectional diff
The Birmingham age-herald., 1914-10-22
TALKS ON THRIFT
THRIFTY HOME OWNERS

we regard thrift as close to the basis of domestic felicity."--Judge Arthur J. Lacy. Detroit.
 |. One of the objects for which many thousands in this country are saving is the ownership of their homes. This is a purpose which bankers arc always glad to encourage because the home-owner is an especially desirable citizen and he usually calls upon the bank to aid him in attaining his purpose.
 In the owned home the ideal family life is found. Children are brought up in the most wholesome surroundings. The man who owns his home has in- creased his assets of self-respect and in- dependence. He has high ideals and a deep sense of the responsibilities of life He is generally optimistic and bears the troubles that come during a lifetime more easily than the man who Is living for the moment.
 He studies civic problems; he wants to know who's who" in municipal af- fairs, as he pays taxes directly out of his pocket, and thus the matter Is brought closer to him than in the indirect way of paying rent.
 He takes comfort in the fact-and his wife sleeps better for it-that if he is taken away his wife and children will have roof over their heads. The fam fly is Kept intact through the ownership of the home. The widow Keeps the children in school and gives them a bet ter start in life. Many cases of this kind are known.
 So, if you are reasonably sure of being located permanently in one place of busi- ness, 1t will pay you to save money and
The Birmingham age-herald., 1914-10-22
SALES GIVE STRENGTH ID WHEAT
Chicago Buyers Take All Offerings-Corn Shows
 Gain

Chicago, October I.--Huge export sales at rising prices today gave great strength to wheat. The close, though somewhat unsettled, ranged from 1ss@issc net higher. Corn closed 1ssc up and oats with gain of 1d1ssc. In provisions the outcome was 2iAc to 5G5Mc decline. Right from the start, exports houses in Chicago took wheat hand over fist. Dispatches from the seaboard, Duluth and Kansas City told of persistent foreign buying. set back in the rate of increase of the worlds supply counted against the bears. Estimates were current that % per cent of tho farm surplus in the leading wheat states, exclusive of North Dakota, had already been sent to market. Partly as a result of this showing, cash wheat was relatively Stronger than futures.
 Disappointment over husking returns had considerable to do with the advance in corn. Shorts were uneasy, also over predictions of unsettled weather.
 Unabated demand from the seaboard put backbone into oats.
 Provisions averaged lower, influenced mainly by a break in the hog market.
 Future quotations were as follows;
The Birmingham age-herald., 1914-10-22

ference of opinion was apparent but
 the smaller of the reserve banks re-
 ported that they were more nearly pre-
 pared to open on the 18th than those
 in New York, Chicago, St. Louis and
 other larger cities The line of argu-
 ment against opening on the 18th was largely that it was physically impos- sibie for the directors to get ready. In
 several instances the directors have not yet chosen their governors and in many
 cases quarters have yet to be selected- Some of the southern bankers were particularly anxious for an carly open ling because of the assistance the fed
 oral banks might give in taking care of the cotton crop.
 It was said the directors would go home tomorrow and work preliminary
 opening. If the reserve board finds that everyone believes there should be an .opening simultaneous on November Ifs or November goth can be accom- nlished. in spite of opinions to the coll trarv expressed here today, the date will be fixed Tho board already has voted to open all the banks at the sams time. but 1t is possible that this de- cision will be changed if any special reasons are discovered to make open ing on the part of the banks apart de' sirable. The conference today devoted mucf time to hearing reports of committees The one in charge of a definition O commercial paper regarded by many bankers as of first importance recorl mendeo in general way broad der Imitation of such paper, but decided t'
 continue it's work further.
The Birmingham age-herald., 1914-10-22
BIRMINGHAMS NEW CITY
 BEAUTIFUL DEPARTMENT
Fly HUGH SEALEs

In answer to your inquiry in regards to care of window or porch boxes. it Is a matter of what kind of plants they are filled with. Boxes that are filled with such plants as petunias, verbenas and coieus cannot be carried over winter. But if filled with ferns, palms or other decorative plants. should be first moved indoors to sunny window. where they will not be exposed to draughts. Re member. that while the above plants make some growth during winter they are in a semi-dormant condition and do not require much water.
 Can safely say that over 20 per cent of the plants that die during the fail and winter are hurt by over-watering This is the cause of much trouble. Ex- oept where you have conservatory. where your plants get the full benefit of the sunshine geraniums can be taken up and repotted into four-inch pots.
 Give one good watering to all plants after potttng, and afterwards be sure
The Birmingham age-herald., 1914-10-22
EUROPEAN NATIONS ,lARGEPURCHASERS Cables and Sight Drafts on London Show a
 Decline

New York, October 1-continued and general merchandise in this country b5 agents of European countries at war have become a decided factor in the for eign exchange situation. Cables and sight drafts on London declined again today, but rallied slightly later as of ferings of bills grew scarcer At today s quotations London exchange was almost { cents lower to the pound sterling than in the early days of the month. Conti- mental exchange again was purely nomi- nal, but quotations on Berlin and Ham burg were lower It is generally be- heved in financial circles that German textile manufacturers have heen among the largest buyers of that staple here cries are to be made in that country is not explained.
 Expots of cotton today amounted to over So,oo0 bales, three-fourths going to British ports. with large consignments to the orient. Thus far this seasons to- eal cotton exports aggregate little more than one-sixth of last seasons outflow. The cotton pool project assumed a new phase today by reason of conference in this city between representatives of the federal reserve board and the heads of several financial institutions which gre to participate in the proposed pool
 In the several markets where securities are. being offered there was another re- duction in the minimum prices recently fixed for oil stocks. New York city { per cent notes were in demand at prices only slightly under their best. .t
 Trade authorities fully confirm unof- ficial reports dealing with the steel and pig iron industries. Most of the larger k plants have reduced activities at 50 peI cent. Copper demand remains at low ebb with cash sales on the basis of Il. 3et
The Birmingham age-herald., 1914-10-22
Didn't Know When He Had Enough

From the Springfield Union.
 Mir. Naggs was late in arriving for hls supper.
 Well, what kept you so late?" demand ed Mrs. Naggs, her war signal displayed III stopped to read the bulletins" fal- tered MT. Naggs.
 "The bulletins! What was on the bull letins?''
 "Why, all about the fighting
 "Tighting, fightingv' with fine scorn. Don't you get enough fighting at homer Why, yes, my dear, I guess do,' he responded meekly.
The Birmingham age-herald., 1914-10-22

Washington October 12.-Promps withdrawal of American forces at Vera Cruz was foreshadowed today by the Aguas Caiientes conferences approval of American requests that MeAcans who served the United states be given protection. Other desired guarantees also were approved by the Mexican con florence.
 The state department received word that the convention had instructed General Carranza to comply with the American governments requests He will issue a proclamation covering th' various points involved.
The Birmingham age-herald., 1914-10-22

to keep on shady sides of conservatory. Beliotrope can be done tlIe same way or any plant you wish to keep over can he treated the same way. Keep all out door stock in a cool place except palms and ferns and other decorative plants. Generally such work should commence here about october 15.
 Never let your plants get checked up by the cold before removing them Into their winter quarters. for after plant gets sudden check by light frost it takes them all winter to get over it, if ever.
 This is tho time to get your soil ready for all plants you expect to pot and keep over.
 A good potting soil that almost any plant will do well in consists of three rarts of good garden soil and one part of good COW manure. Be sure that the fertilizer Is well deeayed. A sprinkle of sand is good to loosen off very heavy soil and help to encourage root action. Get few barrels of the above mixture in dry place and 1t is always ready.
The Birmingham age-herald., 1914-10-22
Home Economy

'Ts your wife thriftyg" Mcfree was asked. says the New York Press.
 she surely is. Why, last month she saved sgO she---''
 Wait minute. Your salary is s4o?"
 'Te be exact. $3s.''
 Well, SIS. Multiply that by four-the weeks of the month--and you have sl52. out of that you say she saved ss5o7"
 Exactly. or so0O more than took home"
 "Wonderful. But how2"
 Absolute necessities in the course of . month cost us all of my income excepting about sso Now, last month there was $25 left for>her to spend on herself. She needed a dress, hat. some shoes and trim mings. She is careful, but she saw 8 hat she wanted. It was priced at si5. I told her to go ahead and get 1t; said I'd borrow the money: but she wouldn't. h. stead she bought shape for $1, trimmed 1t with a safety pin and feather and saved $40 In one crack.
 Tier dress? A particular friend came to us. wearing n Paduin creations We'll eliminate the narrowing details of how it was made, but refer to the price. which was s15o. My wife was actually on her way downtown to be fitted for one. relying on my borrawing ability for the where- withal. when she saw splendid tailor made suit for S11 as. went in and bought it. They cant resist that 2-cent cut any more than they can stand the material cut in the skirt But she saved si3s there or sls3 on hat and dress--wnhch Is going some.
 ''Ih this manner. now that. you get the idea she saved the $50
 And what are you going to do with it, now it's saved?"
 Qualify her for the fleH of finance We haven't anything to show for the saving. but we have the satisfaction of knowing we are living economically. Be- sides. she has given me food for reflection
 T find | am mental millionaire; such creature being one who lha.s saved mil- lions. but doesn't have the work of guard occa sionally to see if it Is all there. By this process one metaphor cally puts into his pocket all the money saves by this spendthrift. but thrifty plain.
 Sending my mind back over the long lane of years. I recall boxes of 50-cent cigars never smoked. Simmer vacations never took, theatres l never attended. jewelry | never bought. real estate that was never deeded to me, fads and follies calling for an enormous financial outlay that I never indulged fin. and so on down the line I would be rich indeed if could actually put all of these savings into my own pocket.
 This scheme for saving coin Is sim- ply wonderful and wonderfully simple. And really, have a great deal coming to me in the worlds credit. for I ought to be worth millions
The Birmingham age-herald., 1914-10-22
WITHDRAWAL. OF U. s. TROOPS FROM VERA CRUZ FORECAST

It is not known just when the troops
 and ships will be ordered from Vera
 Cruz. but it was intimated the action
 of the United States would be talk ten
 irrespective of the deliberations of the
 convention on the question of a pro- visional government. Z Reports that General Villa had moved an army within threatening dis tance of the convention were not cred ited by administration officials. They pointed out that only yesterday Con- sular Agent Carrothers telegraph ell that Villa said he purposely had with drawn his forces so as not to appear to be coercing the assembly. a charge which he believed Carranza officials
 would readily make against him.
The Birmingham age-herald., 1914-10-22
REACH AGREEMENT
 ON WAR TAX BILL
Conferees Eliminate Amend ments Which Would Seri-
 ously Affect Revenue

Washington. october Enlargement on the war tax bill was reached late today i by Senate and House conferees at a eacri- flee of items from which si5,0oO.0oo to s2o. 100000 in revenue had been expected. Al the last moment the conferees eliminated the proposed liquor tax amendments, re. jecting Senate amendments which would have increased the tax on beer from s1.5o to s1.75 barrel and would have imposed tax of cents gallon on rectified spir- it's. The conferees made no substitution for tho amendments eliminated. Repre- sentative Underwood's proposal to restore the tax of ? cents a gallon on gasoline being rejected, this action fixed the esti- mated annual revenue at approximately ss0, oOo.000 instead of $1o5, % as at first contemplated.
 Leaders in both Houses tonight planned to expedite adoption of the conference re- port 90 that Congress might adjourn it's long session tonight. The agreement will be reported to the House at 10 o'clock to- morrow morning and will be taken up fin the Senate immediately after the Ho1sa acts.
 Cotton relief legislation met defeat in the House while the war revenue oonfer- ence was in progress the measure to pro- vide for $25o00o00o additional currency through the issue of United Stafes notes or Panama canal bonds being rejected by a vote of 12a to 9i. Lack of quorum pre- vented action on the bill to permit ma tional banks to issue circulating notes based on commercial paper up to 10 per cent of uninpaired capital and surplus and also on the measure to license cottof warehouses. Indications tonight were that both of these measures would be ''pocketed" in tho rush for adjournment tomorrow.
 The revenue bill agreement affixed tn. tax on beer.
The Birmingham age-herald., 1914-10-22
Ever Thus

From the Sumerville Journal. Some one had dug up the folliwlns
 from the Chicago Inter Ocean of Decen- Der 3l 1862:
 ''George Nf Pullman of the firm of Pullman & Moore, house raisers. is ex- perimenting with what he calls a palace sleeping car The wise ones predict 1t will be failure" Watkyns-Didn't you suffer terrible during the recent cold spell? thermometer fell and broke the week be- fore, and I didn't know how cold 1t was.
The Birmingham age-herald., 1914-10-22
vallandingham Goes With I. C. c.

A. V. Val1andingham, public ac- countant and former chief clerk of the mechanical department of the Louis yille and Nashville railroad at Boyles, has aceaptea A position with the inter- state commerce commission in the d. vision of valuations, southern division, with headquarters at Chattanoo yris first assignment is the Big Four
 road at Cincinnati, O., and he leaves for that city Friday to take up his new duties. MT. vallandingham has lived In Birmingham for nearly two years and has a large number of friends.
The Birmingham age-herald., 1914-10-22
WHOLESALE TRADE
 CONTINUES BRISK a Demand for Poultry m ,ggs-Flour Quota
 ,ns Are Steady

md eggs are in good demand avenue. and the dealers are frequent shipments from all labama and Tennessee. Hens ioted at 1stac per pound, while skens averaging from 1A to are going at 20 cents a head it's. Egg values are holding reduction in prices having
 in some weeks. Fresh coun-
 are now quoted at 19@2oc, and Is are selling at 24c. The price taded eggs, however, is given
 grain quotations In Birmine- ichanged, and no change has ed this week in this market.
 ale price of flour here ranges 0 s6.75 per barrel. Corn meal $1.96 per sack of 96 pounds.
 fairly brisk in the wholesale
The Birmingham age-herald., 1914-10-22
The ls14 GirI
om the Chicago Herald.

rIcih the OHic18O fferol0,
 Reginald. Vanderbilt, at c Newport lun- cheon. praised the 1914 type of girl
 With her four-ounce frocks and her two-ouf1ce swimming suits" Mir. wander bilt said, "the 1914 girl. beautiful as a goddess and athletic as sophomore. is the most attractive creature. No wonder she niarries off so young and SO we'll
 T heard an anecdote about 1914 girl the other day
 At dinner dance, after a maxixe, this girls partner a bespectacled young man, said to her:
 Let us go and walk in the sunken garden
 ." I don't wantgto go into the garden, the girl said shyly. without a chaperon.
 Oh, we won't need chaperon I as- sure you said the bespectacled young man.
 Then said the girl. T don't want to go into the sarden.'''
The Birmingham age-herald., 1914-10-22
LAPS CAPTURE
 GERMAN CRUISER

Rome. october 21.--(via London, il :25 | D. m. )-AThe Japanese embassy in Rome
 tonight gave out the following com munication received from Toltio: we have found two auxiliary cruis-
 CTS of the enemy. One sank herself. The
 other we captured"
The Birmingham age-herald., 1914-10-22
Chicago Grain

Chicago, October 21.-wheat No. red,
 $L1a% G1.147i; No. hard, $1.1Siku1. .15...
 Corn. No. yellow, 7oa75Ac. Oats. stand ard, 491t@5pc. Rye, No. 3, 92c. Barley, 59674c. Timothy, s4m5.50. Clover sl1Qf14 Pork nominal. Lard, sl1.s7. Ribs, sl05o@ Il 50.
The Birmingham age-herald., 1914-10-22
me Practical Mind

Nov, Tony. if there were 1s sheep in a field, and seven jumped over a wall, how many would be 1eft?s
 "N0ne. Hfi1s Stowe"
 aNo. Tony, think again. There were 10 sheep and seven jumped over the wafl,'
 .'Weli, Mics Stove, think know what you mean; but really. Miss Stowe, you may know Arithmetic. but you don't know eheep.''
The Birmingham age-herald., 1914-10-22
New York Produce

New York, october 21.-Butter firm and unchanged Receipts 6Sas. Cheese steady and unchanged: receipts, 4147. Eggs steady and unchanged receipts S876 Dressed poultry steady; western roasting chickens. 171f@1Sc; fresh fowls, 14d20c; turkeys. frozen, 1S722c.
The Birmingham age-herald., 1914-10-22
Chicago Produce

Chicago, october 21.-Butter unchanged. Eggs higher; receipts, 544sl at mark, cases included, 1Su23c: ordinary firsts, 2oia @21isc f1rsts, 23m2s1ac. Potatoes un- -nhnneeas -reeaists, so- paa,ltss., alive ,sn- settled. Springs, 121xc: fowls, 11d1st5c
The Birmingham age-herald., 1914-10-22
St. Iouis Grain

St. Louis, October 21.-Wheat. No. 9 red, $l 1901 IS; No. ? hard. $1 .12d1 IA Corn: No. 2. 74isc; No. 3 white, Sic. Oats: No. B. 4sc; No white. 49,ac. |,
The Birmingham age-herald., 1914-10-22
New Orleans Rice Market

New Orleans, october 21.-Hice contin. ued in an easy tone today. Quotations un. changed. Receipts, rough S52: millers. 637 clean. $50. Sales, 6679 sacks rough Hon. duras at 2.75Q4c: 30 sacks Japan al 340c 2o45 pockets clean Honduras at 2AGp5 e 2550 pockets Japan at 2@tl3 3-16c.
The Birmingham age-herald., 1914-10-22
Kansas City Grain

Kansas City, October 2l.-Wheat: No. hard. s1.o71a; No. 2 red, s1.07h Corn: No. mixed, 73c; No. white. 7sc. Oats; No. white, E1s@4sc; No. mixed. 451s@ 45c.
The Birmingham age-herald., 1914-10-22
Dry Goods Market

New York. october 2t.--Cotton goods of a heavy description were sold today for late delivery. Cotton yarns were dull; worsted yarns were in better demand: burlaps were easy.
The Birmingham age-herald., 1914-10-22
|STEAD|ER TONE
 COTTON S|TUAll=
Eastern Mills Beginning to Buy More
 Freely

New York. October 2l.-Reports that cotton bills were offering more freely in the foreign exchange market and produc- tions of increasing exports imparted rather a steader tone to the cotton sit- uation today. It was also reported that some Of the eastern mills were beginning to buy more freely around the present level of prices. while inquiries regarding the purchase and probable cost of carry ing spot cotton in southern warehouses were said to be encouraging and were sup posed to reflect a better investment in- terest
 Local spot people. however. said that their offers from the south showed little change. Exports of So,ooo bales for the day brought the totals so far this season up to only s6s,56o bales, against 2.0o5.lio last year. while export values averaged about Sc pound lower than last year during the month of September. No fresh developments were reported In the local exchange situation. New Orleans spot quotations 6ssc; sales. b55.
The Birmingham age-herald., 1914-10-22
Sugar Market

New York, October 21.--Raw sugar quiet. Molasses, s74c; centrifugal. 4.30e; refined quiet.
The Birmingham age-herald., 1914-10-22
Liyerpool Cotton Marked

Liverpool. October 2i.--Cotton, spot in limited demand; good mddlins. 5.40d, down 5 points; all others unchanged. Sales, S700 bales. including 2500 American, on the basis of 5.05d for middling. No im- ports.
The Birmingham age-herald., 1914-10-22

to put prices on the upgrade, and this will be sure to last until April 1D16 Money from everywhere will come to fi- nance this eafne-to buv or Ion" n" s~'-- thing that is surt grow in price evt aA -i. day before for 1n one can lose al Gt lr man who sold hi
 1t back, or If no z rich and be able tt g do at high wages. Ht as 1t has never
 values will climb and money will known Your .. called immediately m session Let them pass law forbidding the planting of q single talk of the poverty crop of 1915, under severe penalties. But the law to become in force only when the other Il cotton growing stttes have passed the same or similar l1ws. Meantime, cotton should be forbiddeh to
 be transported out Of the state, eJcept
 where the grower shall certify thA he
 has received at least 20 ceI1ts A bund
 for it. If this is done, you will hear
 from the price of cotton the very inext
 day. Other states will catch the inf{ction
 and follow suit profnptly. Fortuhe is
 Knocking at the door of Alabanial and
 the south. now, and knocking hard! Get
 up and let her in. Or she will ieavs and
 never come again, and despair. wio Is
 just behind. her, will come quickly and
 break the door down
 Let everyone who approves the above
 write immediately to his representative and governor. enclosing thle letter, ure. ing immediate action. A. c. PAXTON.
 Greenville. Miss. October 1A 1914
The Birmingham age-herald., 1914-10-22
"A Wiiflkr

From the New York Journal.
 Stern FAther-"I hear you were out gambling last night Is it trues"
 Gay youth-.No., sir; I wAs tn-sa7."
The Birmingham age-herald., 1914-10-22

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The Birmingham age-herald., 1914-10-22
tos. Co.
nm0vop 0wm0po \

mover Sauere, Ns
 Cotton Exchange,
 Exchange New eonge,. A80ocSat to kttoh Association the purchaSe and ,tton Seed Oil for .ial attention and r cOnsignments Of prt Corresponds