davidaulloa/AmericanStories huggingface dataset:
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

So. bilious, Your liver Is slug
You feel lazy, dizzy and all
lid out Your head is dull your
n coated; breath bad; stomach
.,d bowels constipated. But don't
.,,vating calomel. 1t makes you
nm may lose a days work.
,,rel is mercury or quicksilver
causes necrosis Of the bones.
- crashes into sour bile like
-,,s breaking it up. That's when
,..l that awful nausea and cramp-
! can want to enjoy the incest, gen.
liver and bowel cleansing you
.y,erienced Just take a spoonful
[s.,mIess Dodson's Liver Tone. Your
..,st or dealer sells you a 5O-cent
.s,s of Dodson's Liver Tone under
4 ,ersonal money-back guarantee
|, each spoonful will clean your
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
True to His PRINCIPLES.

A newcomer to Idaho from the
strictly prohibition state Of Kansas
had the misfortune one wintry day to
fall into the rapids of swift-run-
ming river when the thermometer
stood several degrees below zero. He
was saved with difficulty, and his
clothes became a rafting sheath OF
ice before his rescuers could get him
to the nearest saloon.
"Whatll you have, DAM" inquired
the barkeep," solicitously.
The Kansan opened his eyes and
answered weakly: Guess I'll take q
glassful of lemonade. "--Lippiacott's.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
~ is lame-Remember the Name" -
60 DOAN'S KIDNEY PILLS.
Their Fsilinu.

Apropos of Attorney General Greg
ory's resolve to send price boosters to
Jail, Mrs Alma Jones Caldwell. presi-
dent Of the Womens Economy league.
said in Leavenworth:
What is the trouble with our rich
price boosters? The trouble is a love
of luxury and display. | could well
imagine one of these luXury-loving
millionaire price boosters saying with
a shrug:
"'Of the two evils choose the one
with the openwork silk stockings
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Farmers TO HELD,

Yonkers. n. Y, has a Housewives
league that has started an investiga-
ton of the high prices being charged
by the local dealers. Mrs. II. NJ. Crow
der. at the head of the league, eau
toned the members against laying in
too large supplies and urged them to
buy more economically than ever. The
farmers will be asked TO cooperate
with the league and keep the members
supplied
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Defective Glasses.

Insanity is rapidly increasing in
this country. In 1890 the number of
insane in the United States was 106,-
4S5; in 1906 the insane in hospitals
alone numbered 15a,151. In 1910 the
figures exceeded 100000. In 10 years
from 1890 to 1903-the number of
insane hospitals increased from 162
to 1928. The number of "feeble-mind-
ed" in the country is about two hun.
dred and twenty-five thousand.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
|Warnino to Brethren In the Flock.

And now, brudders," solemnly said
Ia old Parson Bagster, during a re-
X Sabbath mornin's sermon, "havin'
uunced de sistahs for de frivolity
ieir ways, I aims to say word to
Yo dat has been pesterin' bout
" yo' gwine to pull yo' robes on
W 20 wings when yo' gifts to heaven
tter be spuriatin' bout how 20
hne to wear yo' hats on yo' hawns
Ben yo' lands in de yudder place
r-raump!"-Kansas City Star.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Corpuscles in Battle.

battles in human blood between
thte corpuscles and disease germs
hse been photographed with the mo-
m-picture camera by two French
)kentists.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Back From Europe.

The European porter doesn't paste
a souvenir label on your trunk any
more"
MOI"
mo; you have your choice Of two
bullets, piece of bombshell or a
fragment OF shrapnel."
Courier Journal.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

II you can't get Hanford's Balsam Of
Myrrh write: G. c. Hanford Mfg. Co.,
Syracuse, y. Y. Two sizes: soc and
$1.00. Adv.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Rub IL On and Rub IL In,

For lame back and soreness, sprains
and strains, sore throat and stiff neck,
you must rub on and rub in thorough.
ly Hanford's Balsam Of Myrrh. Re-
member that one good application at
first is better than several light ones.
Adv.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
The Modern Mother

Eiother-Willie, come here.
yNillie-No, | won't.
Mother-Come, darling. Motherll
5ne you an apple II you'll let her whip
Transcript.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

It's a homely girl that a photogra
pher cannot pose to look pretty.-Des
eret News.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

A woman's idea of economy is to
trade some old thing she needs for
some new thing she has no earthly
use for.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
INTERNATIONAL
SUNlXSQlOOL
LESSON
(By L. o. SELLERS. Acting Director Sun
day School Course. Moody Bible Insti-
tute. ChicagoD
LESSON FOR NOVEMBER IS
JESUS AND PETER.

LESSON TEXT-Mark 1879. IS. "a. Co
~
GOLDEN TEXT-Let him that thinketh
he standeth take heed lest he fall Cor.
1912
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Had No Objection,

Callow Youth-Can have this
dance?
Proud Beauty-Why. certainly.
don't want it.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Awful Naughty.

Bobby, l suppose you say your
prayers every night"
"Yes'm."
And what are the things you pray
for?"
Mostly that pop won't find out what
I've been doin' through the day"
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Rather InuuIsitlve.

One ticket to Lemont."
'Single?"
None of your business. Life.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

II you wish beautiful. clear, white
clothes. use Red Cross Ball Blue. At all
good grocers. Adv.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Red Cross Ball Blue makes the laundress
happy, makes clothes winter than snow.
All good grocers. Adv.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Occasionally we meet a man who
looks as If he had tried to preserve
his dignity in alcohol.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Blessed is the man who expects
nothing but advice from his relatives,
for that is about all he'll get
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Portland. Me-. honks with much
pride over a record of only one auto
mobile accident in nine months
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

The owner of barking dog Is al
ways the first to complain about the
noise made by the neighbor's children.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Aches and pains would not be so
~ II they didn't get busy at the
Pong time and in the wrong place.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

An old bachelor fears a baby more
than a woman fears a mouse.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

a school of craftsmanship is the lat
snnex to the educational facilities
New Orleans.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

How a woman does enjoy quarreling
with a man who isn't quarrelsome.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

YOUR OWN DRUGGIST WILL TELL YOU
Try Murine Eye Remedy for Red. Veal. Wasery
iust Eye Comfort Write for Book of the Eye
81 mail Free Murine kye Remedy Co.. Chicago
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Its Qualities.

Big cargo that of cork, wasn't it,"
Sure; can't sink money on that.
hkimore American.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

One kind of progressive Is man
afflicted with the speed craze.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Quebec is building a dry dock large
enough to accommodate the largest
of ocean liners.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Is often better to say nothing than
hy the wrong thing.-Pittsburgh
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Being kind to a rich mother in-law
may be good investment.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
OF Like Nature.

What do you think of this jewel
press story"
It's a gem"
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Mixed Metaphor.

why do you want to run an auto
mobile?"
ITO keep in the swim"
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

For obstinate sores use Hanford's
Balsam. Adv.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
More Valuable.

Money has no value in Europe
now"
No; | heard at Monte Carlo they
were stalking ham sandwiches"
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

A lot of trouble in this world is due
to love and lot more to friendship.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

For sprained wrist rub on and rub In
Hanford's Balsam thoroughly. Adv.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Diplomacy is the art Of getting what
YOU want without fighting for it,
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Made since 1S46-Hanford' Balsam.
Adv.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

Courtship is the frying pan and mat
rimony Is the fire.
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14

The Clue.
That man is Wall street lamb"
How do you know?"
"By his sheepish expression"
The Madison journal. (Tallulah, Madison Parish, La.) 1888-current, 1914-11-14
Put That Pain to Use

AS to Doan's Kidney Pills. read the
following enthusiastic endorsement by
one who has tested them.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06
MEETING.

il, On Wednesday. June 10TH, al
1880 4. n, there will b . meet.
isg, here in g. MartinviIls. which
will b addressed BY prominent
instructors. 81
The mssaipR SCALED 70 plan era
dicstion and form breeding and
shipping associations.
The Eradication Of tho Cattle
Tick. Breeding Cattle for the mar
kst. Dairying. Silos. and Kindred
Questions will b discussed; and
Cattle Breeding and Shipping A.
sociAtions will b organized.
Msstings will b addressed BY
Dr.. A. E. Wight. Of the Bureau Of
Animal Industry, U. 8. Dept. Of
Agriculture; Dr.. W. r. Dodson,
Of the Agricultural College. Of
Louisians State University; DR..
". H. Dalrympls, Of the chair Of
Veterinary Science, Louisiana
State University; W. G. Chsvis,
Manager Of the Southwest Louisi.
ana Development Bureau, G. E.
Staples, Dairy Division. U. s. Blu.
rsau OF Animal Industry and 9th.
q Distinguished speakers.
Our people should make il du-
~ 70 invite and induce our coun.
try people to attend this meeting.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06
The House Rat.

Tho United States Department
Of Agricultural recommends the
following for tho determination OF
the house rat: "a.
Barium csrbonate.-Taks ordi.
nary oatmeal with ons.siRhth OF
its bulk of the poison and mix With
water into . stiff dough.
Strychnine.-A few crystals in.
serted on end Of knife blade, in
small pieces Of Vienna sausags. OF
toasted cheese.
The poison should be placed iu
tho rat rune, . small quantity in 9
place. Care should b taken "a
keep the poison out Of The way d
children, poultry and domestic ami
mails Of oil kinds.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06

-To.Aettst q feur o'clock in
The evening. The Woodmss OF ths
World Of this town will psy 'tri.
butte TO their dead broshsrs BY do.
corsting their graves With aovsrs
aad in . body will proceed from
their hall y tie grave yard. Ths
proesssion vii b hsadsd BY Z
band Of majic. Altar. the ..esrs.
mony ID sht cemetery. . reception
will b. held Il sheir ball and sh.
members viii enjoy . sneksr.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06
Waste and Cost Of Living.

Surrounded with plenty 90 long.
it will take time to convince the
people Of this country that one Of
the fruitful causes Of the high cost
of living, about which % much 10
heard. may b traced to the lack
of thrift. There 10 beginning 10
bs much talk Of conservation
along several lines, and that hes
not come any too soon; bat little
has been said or done. touching
conservation in the household.
In soms places, however, stten.
ton has been given The subjsct
and investigations made. Thsss
show that not only IN The homes
of the rioh and wsll.to-do middle
classes; but also in many ~. shs
families Of the poor, much goes
into the garbage can maj snould
reach the dining table.
II there Was less wssts. there
would b more food, and the cost
Of living would be less .buyden.
some. The time 10 coming, and
there are those now living who
will SEQ it, when the American pso-
pie will DO forced to give rsasons.
bic attention to the prevention Of
waste. 1t may not come until e.
mine may appear about to ssars 10
the face OF the people; but il will
have to come, else there will BE-
famine. - Knoxville Journal and
Tribune.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06
First Excursion Of the Season
VIA THE SOUTHERN PACIFIC TO GAL
WESTON AND HOUSTON. TEXAS. .

= The Southern Pacific will opsr.
az i>s first excursion OF The, Sos
con to GALvEsToN and HoUsToN,
Texas and return on Saturday
June IL, 1914. Excursion tickets
will bs on sale from al stations on
ths main line from New Orleans
70 Lafayette inclusive;
g.. Those living 81 poin,s whore OK
eursion tickets will not b on sale,
bot who desire to take advantage
Of The extremely. low round trip
fare in sfsst on The date herein
mentioned can purohass tickets
from the nearest point whore same
are on sale. The round trip fare
from Cade and Brsaux Bridge will
b only $3.50.
| Galveston 10 becoming more fam.
QUE every year - . summer 70
sort and thousands Of people from
distant states are Aooking there,
not only for the surf bathing which
| 10 acknowledged 70 b The finest in
the world bat for the other natu.
rel attractions which are unequal.
ID anywhere.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06
Deafness Cannot Be Cured

Deafness Cannot Be Cured
BY local applications. - they cannot
reach the diseased portion Of the ear.
There IL only one way to cure deafness.
and that Is bv constitutional remedies.
Deafness IL caused BY an inflamsd con.
dition of the mucous lining Of the Eus.
tachian Tube. When this tube 10 In
famed you have . rumbling eound or
imperfect hearing. and when II ID en-
tirely closed, Deafness 10 tho result. and
unless the Inflammation can be taken
out and this tube restored 70 Ito normal
condition. hearing will b destroyed for.
ever; nine cases out Of ten are caused BY
Catsrrh. which IL nothing but an In.
famed condition Of the mucous surfaces.
We will give One Hundred Dollars for
any case Of Deafness (caussd BY catarrh)
that cannot be cured By Halls Catsrrh
Cure.
send for testimonials free.
FL. CHENEY & CO.. Toledo. o
Sold BY ell Druggists.
Take Halls Family Pills for constipsties
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06

Serious sickness start In disorders Of
the stomach. liver and kidnsys. The
best corrective and preventive 10 DR..
Kings New Life Pills. They Purify The
BloOd-Prsvsnt Constipation. keep II.
yer. Kidneys and Bowels 10 healthy con.
dition. Give you better health By rid
ding the system Of fsrmsnting and gss-
sy foods. Effective and mild. Csc at
your druggist.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06

easss Stslbsra, itchy Stia 1fsshlss.
II could scratch myself 70 pieces" IL
eften heard from sufferers Of Eczema.
letter. Itch and similar Skin Eruptions.
Donv Scrsteh-Stop ths Itching ct once
With Dr. Hobsons Kessms Ointment. Its
nrst application starts healing; the He'd,
Rough. Sesly, Itching Skin 10 soethsd BY
the Healing and Cooling Medicines. Mrs.
C. 4. Binfsldt, Rock leland, Ill. after
using Dr.. Hobson's Eczema Ointment,
writes: "This 10 the nrst time In nine
yssrs l have bssp tree from the dreadful
silmsnt." Guaranteed. 60c ct your
dsuggist. =
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06

Chssrfulnsss pays. 1t 10 The
most valuable asset you may have.
Few Of 20 are born With . cheer.
ful disposition. Moot Of 10 either
have to cultivate the habit or else
10 through life handicapped.
Therefore il you are not one OF The
lucky few, by oil means cultivate
the habit. Learn to look on The
bright side Of life. Keep tho sun
ny side of your nature toward 9th.
ere. Make chssrfulnsss your dali
~ companion. Be an optinist.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06
essghs and Colds wsslsn The systsm

Continued Coughs. Colds and Bron-
ehial troubles are depressing and weak
On the svstsm. Loss Of weight and sp-
petite generally follow. Get Q 6Oc. bot
tie Of Dr.. King's New Discovery today
Il will stop your cough. The 6rst dsss
helps. The best medicine for Stubborn
Coushs, Colds and oil Throat and Lung
Troubles. NJ. o. H. Brown. Muscatine
Ala. writes: MY wife wss sick during
the bot summer months and I honestly
believed Dr.. Kings New discovery saved
Asf lifs." Good for children. Soc and
oi.00 ct oil druggists.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06

FOR SALE
My residence on the East
side Of Bayou Teche, Bridge
Street. For terms apply to
P. A. Bienvenu.
The weekly messenger. [volume] (St. Martinsville [i.e. St. Martinville] La.) 1886-1948, 1914-06-06

DpaAaas fasas!.Co u.s
Dpeha1kp ! DseeSss %
IL. BasAih 1 Bro i1.0
Gsoess GrtH 4 CO 100
New lbssis yotsdss . nsehi,s
shop M.,o
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26

paid adv. Published pursuant
to Section 9414 of the statutes of
Wisconsin, in behalf of w. S. Davis
candidate for city treasurer, VINO is
the author thereof. and whose ad.
dress is River Falls, Wisconsin.
Amount TO be. paid for this publ
cation is so cents J
ANNOUNCEMENT II hereby
announce myself as candidate for
office of City Treasurer at the com
ing Spring Election and respectful
ly solicit your support.
w. S. DAVIS.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26
RIVER FALLS, WIS.

Special courses of study are pro-
vided for High School graduates as
we'll as for those who have complet-
ed the common schools and grades
in city schools.
The Diploma of the school be-
comes Life State Certificate after
the holder has taught successfully
for one year and received the ap-
prevail of the State Superintendent
of Public Instruction.
An Elementary course Of two and
one-half years is offered which lead
to the Certificate. This becomes a
State Certificate which is valid for
five years, after the holder has
taught successfully for one year.
The school has large reference
and textbook libraries and we'll
equipped physical and biological
laboratories. Excellent facilities
are provided for special work in
Manual Training, Domestic Science,
Music, Drawing and Physical Train
ing.
Tuition is free in the Model Grades.
The pupils in these grades have the
advantages of the courses in Music,
Drawing, Manual Training, Domes-
tic Science and Physical Training
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26
LOCAL DRUGGIST SAYS:
"TAKE ONLY ONE DOSE

We want to tell those in River
Falls suffering from stomach or
bowel trouble that we are agents
for the simple mixture of buck
thorn bark, glycerine, ETC., known
as Adler-i-ka, the remedy which
became famous by curing appen-
dicitis. This is the most thorough
bowel cleanser known and JUST
ONE DOSE relieves sour stomach
and constipation almost MINED
lately. You will be surprised
at the QUICK action of Adler-i-ka.
c. r. Taggart.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26

Rooms For RENTAL modern con-
veniences, including electric lights,
steam heat and bath. For men only
Inquire at the fremont Building.
adv.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26

House For SALE-Nine-room res
idence near Normal school. Inquire
at Farmers & Merchants Bank, city
adv.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26

Office stationery of all kinds
printed on the best of stock at the
most reasonable prices at the
Jou nal Job Office. -adv.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26

A few fine draft horses for sale
If in need look them over before
buying elsewhere. N. A. Younggren
adv.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26
Want to Buy and Sell

Barred Plymouth Rock cockerels
for sale. VIM. CHINNoCK. (adv.)
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26

oxford Rams and Poland China
Bears for sale. n. A. YounggTen.
adv.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1914-03-26

adv,
The Calumet news. [volume] (Calumet, Mich.) 1907-1938, 1914-09-19
. The -
Scrap Book
Made Sure.

Mr.. Lloyd-George, the English states.
man, has been telling some stories
bearing on his own unpopularity with
his political opponents.
One of the stories is about n man
who was presented with testimonial
for saving some one from drowning.
The hero modestly deprecated the
praises showered upon him.
Really, l have done very little 10
deserve this reward" he said. II saw
the man struggling in the water and
us no one else was by knew he would
be drowned If didn't save him. SO |
jumped in, swan out to him. turned
him over TO make sure that he wasn't
Lloyd-George and then pulled him
outw
Another story the chancellor tells
relates to. the recent unwilling OF hi.
portrait, the gift of some Welsh admir-.
ers.
In the course Of his speech the chair
man of the meeting artlessly remarked
that for some time past the attention
of the subscribers had been occupied
by the problem, where shall we hang
Lloyd-George?"
The Calumet news. [volume] (Calumet, Mich.) 1907-1938, 1914-09-19
WHO PAYS FIRE LossEs7

\ paper at Cedar Rapids Iowa, re-
Gently voiced popular fallacy regard
ins fire insurance and losses. II an
nounced that the fire damage during
the year had amounted To S3S. 600. Of
which $4,000 was covered By insur.
ance, so that the loss 10 Cedar Rapids
was only $4,000
The Cedar Rapids editor, together
with many others, fails TO realize that
IRE Insurance Is essentially mutual
that losses and expenses as well are
paid by the policyholders. and that
the fire insurance companies merely
act as Intermediates for the assess
ment, collection and distribution Of the
tax.
Their capital and surplus is up as "A
guarantee that the losses will be paid.
but the money with which they are
paid comes from the policyhoIders.
The idea that insurance losses are
paid from some mysterious outside
fund, with which the property owners
have nothing 20 do. il partly respon-
sihle for public Indifference to the fire
waste ana the lack Of personal respon-
sibilltv for fires.
II ~ important that the fact should
be impressed upon the public that il
pays IN" loss, and that the way to get
lower IRE insurance rates il 10 bave
fewer fires.