Baxter Springs news. [volume] (Baxter Springs, Kan.) 1882-1919, 1914-03-12

| Then the interesting fact appeared
that the second loan was given to en-
able the borrower to send a bright,
fourteen-year-old son to school, for
the purpose Of better qualifying him
as a wage Garner. The plan had sue
ceeded. The boy had been at school
eight months, had done we'll. had Be-
cured position, and was now 30 sit.
uated that he could assist. and was
assisting, In the repayment Of the
loan. The inspector, on understand
ing the purpose of the second loan,
Endorsed 1t as a perfectly legitimate
one, and sanctioned the action Of the
committee.
Marrying Money.
AS to another case, one of the mem
bers said: He's all right; he is go
ing to be married, and it's a fine girl
he gets and bit Of money, about rs
pounds she'll bring him, too. and that
will help to pull him through and
make the payments"
or another delinquent a member
said: "A sister was a long time all
ing. and after a long sickness she
died, poor child. He's a fine boy, hon.
est as the day is long. He's a decent
fellow. We can't crowd him. He's
had hard time. He's doing all he
can. and will pay as sure as the sun
rises"
Buying Pigs.
OF another case the inspector said:
Here's guard on the train who Dor
rowed money from US for the pur-
chase of pigs. He hasn't time to tend
hogs, has he?" Back came the reply:
Sure, any Of US that has wife and
home can keep pigs If he wants to.
It's as easy to keep pigs as 1t Is to
keep a home at all" It appeared.
however, that no pigs had been
bought by the train guard; that rel
alive had bought pigs, presumably
with the money borrowed. There was
no danger at all as to the repayment
of the loan, the sureties being good.
Fraud had been practiced. however.
and the committee were not at all
complacent about their part in the
matter, feeling they had been too easy
in making the loan. This particular
brakeman would have a poor chance
II he ever asked for another loan. And
30 the committee proceeded sympa-
thetically considering each individu-
al case, deciding each upon its own
merits, irrespective Of what are con-
sidered in America to be general
banking rules. It must be borne in
mind that the cases referred to were
few delinquents among a very large
number which were promptly settled.
What Money 10 Used For.
Many of the loans had been for
the purchase Of seeds and manures In
the previous spring. Some Of the
members had purchased pigs; some
times a COW was secured. One had
bought a horse, one had built q COW
shed. On the whole the rule that |
loans could be made only for pro-
ductive and economic use was well OBJ
served.
TITS hard to crowd the boys" said
one Of the members. "Ah, that's the |
trouble with US Irish," replied the In
spector. But good business means
good business, although It is hard to
be harsh at all" South Of Ireland
were not altogether
that harshness was wis
dom, and the answer came back: did
you ever know Of harshness to be any
good at all?"
Some Harshness Necessary.
The inspector, who, IN our previous
with him, had seemed
the most easy tempered young man.
developed q considerable severity
when appearing before the committee.
He kept insisting that the delinquent
debtors must be dealt with more
harshly and In q more business-like
way. In several cases he advised i'm
legal proceedings unless
was done. He told them
hat unless good business methods
prevailed a new committee must be
appointed or that the society would
ret into trouble and would be closed
nut. The attitude was more or less
or effect upon the committee. The
nan raised In this section Of Ireland
8 20 soft-hearted that be cannot be
larsh in his own matters, and II IL
indeed, dinicult for him TO be business
Ike when buSiness-like methods IN
olive harshnesA The committee took
he situation seriously 10 heart how.