The Richmond Virginian. (Richmond, Va.) 1910-1920, 1914-12-27

:
1 the lives OF policyholders In the United
Ctates ana Canada In the last twenty
snve years were presented to- the
Eishth Annual Convention Of the As
ISOLATION Of Life Insurance Presidents
which for several years has beer
studying ways and means to prolons
the average span OF life, at the recent
sesaion Of that body in New York
eity.
WA inAulxence in alcoholic. beverages
uvcreat!nx and "under-eating." were
among some Of the many reasons In.
Heated for premature deatn amons
tne I've maIhon pvA ~ ~. an,.st;ga .
ous W. p...cs 49,, Nr,.hsd FIN,
uCn WnIcn Hns su 49, -, 1ths, r. r,
En. 10 $1,000 II tha In.
1870 III .nS w. ~ .f,,t,w ava min.
q ~ ae.lou ~ mn,,Ssn,.r s ana that
~ co ~ -" ha 80 rdc,s the oc-
1onc -, ~. ~ 1920 IA defect In
cupA.aon, or tne - r,iIv history
pnysac.. .o....m tha more care
~ yo.Su .instsny ~ l,ves
$40. =" - Nav
MT. Arthur hunter. ActuAIy, .ts ~
YORK. VINO repoiteo shese - ~
the association. ID cnalram ,t me
ConuaI bureau o. tHe 80,
ariAl Mortanty !nyes.,saeom W." ~.
!. was conoucteu on oeH@n $1,000 a.
ieading Ire insurance ~
the United states ana go .,,aa.t.,s
companies contributed lneI ooi.ectIse
experience on many S.~Se
Of insured, supposed 70 hary '
u death rates tnAn n oI
ObJect OF the lnveses1on We" ~ .,ss
termine Whicn YVES $500 800
safely pc insurer ."o
Wnicn types s"ouia Do s,an sas,s -.
tn premium, - ~. ~. -as,,t !
0ecnnea, was s,a'eu s .1,a s,a Co. n,,,.
81 the p.oats
nee use n' iens'"enhe "
Russtab New Policy Lie saver.
.rf The Government of Russia carry
nut their present intention to abolish
nermanently all forms of alcoholic
heverares. the saving in human life
Will he enormous" said Mr.. Hunter.
n iilusfratinT these new American
statisfics in their relation to the use
- sinnh,nc h.vsr.r.. "Tt i. not toe
much 10 nav that the loss Of 100000
man a. the result Of the present war
fars cnnId be made rood In less than
t.r v~ar. through complete abstinence
from alcoholic beverages by all the in
habitants Of Russia"
The mortality investigation OF the
life insurance compani involved
ninety seven groups OF persons en-
gaged in as many hazardous occupa-
tons. and various other groups among
which were those having family his
tory Of consumption; those having de-
feet In their personal history. includ-
ing appendicitis and rheumatism:
those whose physical condition was
not normal. as shown by such indica-
lions AZ a high or irregular pulse;
those whose habits with regard to
alcoholic beverages were not satisfac-
tory In the past or who used liquor
{rr.t f~p
insurance; those who were distinctly
overweight or underweight.
.'One OF the significant results of the
Investigation was the high mortality
experienced among railroad men, said
Mr.. Hunter Among locomotive en-
gineers. for example. the mortality WAS
SO per cent In excess Of that exper-
isnced among the insured as a whole.
which IL equivalent to hve years re.
ductior to the average htetime. u
these locomotive engineers had been In
4 nonhaxardous occupation. there
would have been about ss7 deaths. and
there. were actually 54l among them.
whixkev Fatal to All Who Handle II.
..There is : general impression that
saloonkeepers do not live as long as
persons In nonhazardous occupations.
but II il not generally known that
most classes which are connected with
either the HlAnuIaCtufe VI SnAU VI
LIQUOR have q high mortality. Among
saloon proprietors. whether they at
tended the bar or not. there was an
extra mortality Of 10 per cent. and the
causes Of death indicated that a free
nse OF aicoholic beverages had caused
many Of The deaths. The hotel pro-
pr1etors who attended the bar either
occasionally or regularly has as high
. mortality AZ the saloonkeepers, !. e..
the lifetime was reduced about six
years on the average on account o.
their occupation. In the fourteen sub
divisions OF the trades connected with
ne manufacture or sale OF alcohol.
there was ony one class which had
normal mortality, and that was the
6istiIIery proprietors.
she hixh mortality in some OF the
occupations to which reference has
been made must not be ascribed to the
men having other defects. such as a
tuOercular family history. Where
there was any defect In the physical
condition. In the family record. In the
habits OF life. etc, the insured was
not included in the investigation of
the mortality Of men In the occupa-
ton. In the same way, in investigat-
inx the mortality of insured with a
defect in family record or personal
Condition.. no men in hazardous occu-
nations were Included In the groups