Pine Bluff daily graphic., 1914-04-05
ness of the nation.
 National Banks Must Join


 Of the 7,493 antional banks in the country, 7,4e5 have poined the ne'" federal reserve system. All national banks failing to become member banks before December 23, 1914 must forfeit their national bank charter rights. The capital of the assenting banks is 99 3-4 per cent. of the total of al national bank capital in the Continental United States.
 The combined and surplus of the national bank that have accepted the terms of the act is $1,7S9, 100000. Now that the cities where the federal regional reserve banks will be loca:- ed have been selected, cash national bank accepting the act must subscribe for capital stock of th he federal re- serve banks in sum equal to a'~ per cent of it's paid up capital an" surplus. On the basis of their show :ng in the bank call of January 13 IaSl, LAG AaIlOAn1 uoAho IAAesS AAe~' accepted would subscribe $107,340,- 900, of which $17,s90,000 will be subject to call, an equal sum to be paid in three months, another equal sum in six months and the balance when needed. This balance will he called for only in case of necessity.
 The federal reserve cities were selected as the result of information gathered on the recent tour of eigh- teen cities by the organization com- mittee consisting of William G. Me- Adoo, secretary of the treasury, David F. Houston, secretary of Agri- culture, and John Skelton Williams, comptroller of the treasury. They talked with business men all over the country.
 Amazing Growth.
 In 8 statement issued February IS, the committee declared that the de- limitation of reserve districts was AAoAo OAAASuAI ludA tA4S o0l0ClAoA Ot the cities to contain the reserve banks. They called attention to the fact that the national banking re- sources as a whole make enormous advance every twelve or fifteen ? ears approximately doubling in each such period. - "The facts and figures submitted to the committee in every part of the country show amazing growth and strength and disclose a condition of inancial and industrial, commercial md agricultural soundness and pros ;er.ty that leaves no doubt. as to the .uture, the statement declared:
 "The committee was impressed by he frank. admission of bankers throughout the country that the pres ent banking system not only encour- lges but actually has created strik- Ing artificial conditions of banking. With practical unanimlty the opinion was expressed that the new measure wll restore normal condition with great resulting benefits; that the present system not only furnishes no protection in times of real stringency but also, even in times of great pros, oerity, especially when there are bounteous crops. makes it impossible Q meet the conditions, and that there has been presented the singu- far contradiction of having bankers thrown into fear of panic by the emergenoe of wealth"
 Foley Kidney Pills Successful fer
 RhsuAatiln aud Kidney TreahlA
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