The sun. [volume] (New York [N.Y.]) 1833-1916, 1914-02-15
ny JAMES ). UOEY.
,ut, Supcriutrudcut0 of Insurance


July t. when the workmcn's compensa-
tion law goes into effect They are
somewhat concerned too because the ex-
ira charge must he added to the cost OF
production. and It Is not so easy at the
outset to gauge this charge accurately.
There ara "A million workmcn perhaps
engaged in occupations In the state OF
New York more or less hazardous
whose minds will he relieved by the con-
solinC thought that in case OF accident
TO themselves tho whole weight OF the
misfortune will not be visited on their
families. thanks 70 the efforts of Gov.
Glynn and those responsible for the
laws enactment. The officers OF nu-
mcroiis Insurance companies are plan
ming means for cffcctlng this new kind
of insurance. knowing that they will
have the State and mutual companies to
compete with, while the ambulance
chasing lawyers and even the success
ful negligence practitioners are figuring
out methods by which - readiust their
business. for under this new law am
hulance chasing will be no longer prof.
table.
1t was no easy task 70 separate the
employmcnts which are hazardous from
those which are not and 10 differentiate
between parts OF the same occupations
To which hazard is attached and others
where there IL none. which Il task
OF even greater difficulty. The law has
made the attempt--wlth what success
remains predetermined.
GeneraIy speaking. ha2afds under the
law arc associated "lth al xmas OF
WORK on railroads wsether on tho lines
or IN the SHOPS; the operation. c"nsruc-
ton ana repairs on teleSraph ana teie-
phone HneS ana tne manning or the
wires; with Shlphuudlng ana Work on
vessels not engaged In interstate come
merce; with longShore Work ana prac-
ucallS MI waterfront operations with
umperlns' from the time the tree
chopped TIL IL becomes a part or
1V'iling or TOOL or article or use;
with work in mills ana mines and quar-
RES with glass ana foundry operations;
the making OF forsingS and the manu-
fhcturr ~ farming implements and ma.
chinery. win the handling OF explosives
or things highly intlammable: with the
use of dangerous chemicals and the
making OF paints and Narn!sh; Will
work IN dlstllleries and drug manufac.
tories ana places Tor rhe manufacture
of coEnato products; with grain mills
and packing houses. tanncries and IN,
ike. with canning factories and sugar
r"iuer"s, bakeries and places whereiX
they manipulate tobacco: with cordag.
Uuuufl Cture and most work done in
textile mills. with factories where mems
and Wuucus clothes are made. popularity
designated swcatshops: with steam
lauudries and printing presses: with ths
operation OF all kinds of vehicles "a
wheels ana tho doing OF practically
every bit of construction work neces-
sarv In the execution OF any kind Of
building.
Now the widow Of an employee acct
deuially killed during the course of
his employment viii not have TO
rely ON whether or not "A LAWYER
engaged ON a 90 per cent. CONTINGENT
Zee can prove negligence against an EN-
pioyer before any recovery IL made
She Will not have to run the eantlet OF
an insurance company with high priced
lawyers determined under all circ,m-
stances 10 prove lack of liability. She
Will not have to face IA cold hlooded cor
poratlon ar individual employer frankly
commercial and take tho risk OF prov
ing TO - law enwrapped Judge and a
tired jury that not only was the en-
ployer at fault but that her husband
was not, and. what was worse. take tn,
risk Of having It shown that tho de
ceased knew "t the chance lie took and
even IL no did not tho fa'Hr was that
or q fellow workman.
Mono OF these things VIII be necessary
under tho new law. provided the en-
ployee injured ar Killed was not drunk
as the time or tile accident and pro
v!ded no did not deliberately seek the
INJURY, recovery can b" had ana tht