Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1914-05-09
WOMEN ADVISED
AS To BEST WAY
To INVEST CASH
81. e. Curtis Speaks at Meeting
of Civic Department on
MY Lady's Money"
WANT CALLIOPE HUSTLED
Committee Named on This Subject, on
BiiIboards and Undesirable
Voting Places.

In speaking on the subject, MY
Lady's Money" before the civic depart
ment OF the Woman's club of Rock
Island, at the closing session of the
year. yesterday afternoon at the public
library. H Z. Curtis gave the mem
hers some timely and valuable advice
upon the disposition CT money in my
lady's" own right and OF that OF her
husband. dealing rather with the &C
QUESTION of money rather than with
money earned He took up in order
wills. decided property. gifts. the var
ious ways OF investing money and
chances taken in these investments.
The address was largely technical but
was NEST instructive and valuable.
In speaking Of wills. he urged all
women 10 insist upon the husband max
ing a will at once TO safeguard the
wife and children. At the husbands
death. in case there is no will. the
property does not go To the wife and
children. but to the children, the wife
receiving a certain dover and the
homestead In case the children are
not OF age. a guardian must be ap-
pointed and a long court procedure is
often the result in case she finds IL
necessary 70 dispose of property in
order TO provide for the children. In
the accumulation OF property a wife
may have assisted the husband by
saving and hers has frequently been
the strenuous part; she has earned
II as truly as has he. and she should
have some to say as 10 its disposition.
So the wise and proper thing to do is
to leave will and not put upon the
wife the handicap that. will arise in
taking care of herself and the chill
dren
Investment is Difficult.
The investment of money is not an
easy matter. according 10 Mr.. Curtis.
and especially is this the case as re-
CARDS a woman. The investment of
$1,000. 900, he held. was enough bust
ness to kill any man who is so FORUM
ate as TO have that amount steadily
employed and in the case of a woman
is de~oly hard. Real estate was cited
as the first example of invest ent and
at first blush IL seemed the simplest
way TO build houses and collect the [
rent. but in fact this Is one of the most /
ways OF investment. 1t /
includes the investigation of the title /
for a clean record, the trouble of pro-
curing desirable renters. Of attending 4
TO repairs of the house. such as plumb
ing. painting, new roof, papering. as
easements for water. sewer, paving,
etc, the collection of rent, and in case
he rem: is no. paid, the difficulty Of
EN- experienced in putting out the I'M
iesirablc tenant
The subject of mortgages was next
iealt with. and a first lien mortgage
IN farm land was considered by Mr..
curtis as one of the best securities.
fhe land is generally productive and
an rot run away. and the chance or
inarily Of its deterioration is not
reat Business property loans are
God also. The taking of second mort
ages. the speaker said. was undesir-
BILE for in case OF foreclosure the first (
Mortgage must be bought in order to
81 il ou- or the way for settlement. I
he chattel mortgage was considered
he worst security in the world. as
ersonal property can be moved or re-
laced. and II deteriorates. with the f
ssult tha- in case OF foreclosure there h
on hand only a lot or second hand h