The Washington times. [volume] (Washington [D.C.]) 1902-1939, 1914-12-14

expert and our agent we act upon
the applicat 1on-
II the league agrees to take IN the
proposition. the owners of the land
must agree to establish an adequate
social center-a school house motion
picture theater, public hall, etc.
On our part we agree to obtain for
the new center the services of q Gov
eminent agricultural expert and also
social organizer. The agricultural
expert will give the residents of the,
community the benefit of his advIce%
The social organizer will perform
similar duties in his field.
We suggest also that each Of the
land companies which we agree to
help in colonizing, set aside a certain
amount Of acreage TO be cultivated
by the agricultural expert The
crops from this land should pay in
terest on the investment, allowing
low prices and long time terms on
the land sold to men of limited
means, and will also provide employ
ment as farm hands to jobless men
from nearby cities.
The .tobless man. coming to work
upon the experts farm tract, not
only is given a chance for a grub
stake" but is also taught how ne can
earn a livelihood in the rural dis
tricts. If he likes the work, his
grubstake will make a first payment
on five-acre tract, and with easy
terms he can establish a paying busi-
ness.
Business Basis For Farm.
Mrs. Lund contends that agriculture
has always been an unorganizcd bust
ness. The plan of the Forward-to-the-
Land League. however, will place aEri.
culture on a business basis. she cen
tends. ana demonstrate what can be
done with il under those conditions
The league is also preparing to pro-
mote, from philanthropic capital, a ma
tional colonization company. This COM
pany will have 5000 900 or S. 000. 900 at .ts
to be used within a strict s
per cent limit, just as the funds which
have made possible the garden cities
of Europe have been used. OF this che
says:
This money will withdraw from the
speculative market large tracts of
land near to cities. On the specula-
tive market this land would sell for
$3.50 or 500 an acre. Under our plan
the workingman can obtain II for $50
or SIS on long time terms
The poor are always honest, and
the percentage of loss in a plan such
as ours would be less than one-ffth
OF l per cent. although capitalists,
even philanthropically inclined, will
SCHULZ lOdu LlOnSY TO INDIVIDUALS.
They VIII, however. loan money to q
group of individuals. the group
standing security. Therefore, we
suggest that philanthropic capitalists
loan money to cooperative banks
formed in the communities such as
we are helping to establish. The
board of these banks would not only
be composed of the residents in the
community. but also the agricultural
expert and the social adviser of the
colony.
System of Rural Credits
From this bank any man might
borrow money on easy terms for the
stocking of his farm. And when
such an application be made. the
agricultural expert would look over
the applicants farm, decide what
equipment was actually needed, and
limit the loan to the cost Of these
things. There would be no indis-
eliminate borrowing for any unnec-
essary object.
Mrs. Lund contends that the best fea-
ture of the plan. aside from the fact
that II is absolutely non-commercial is
that the league does not ask a man to
abandon the city and 70 into the coun-
try. II provides q ''citified' atuos-
and other community institut ons. Land
she declares. is the easiest thing to get
n the United States. and under the
plans of the league, two or three years
ian be allowed any man before his first
payment is due, II the colonization OF
these tracts can be accomplished in
groups.