The Birmingham age-herald., 1914-07-05

vided that his checks are signed by his parent or teacher as well as by him self.
 In large cities special bank clerks are needed to handle these accounts. In At lantie City, where there are 1200 pupil deposltors. at the close of each month the teachers send accounts copied from their roll books and the bank clerks make the individual accounts from these In some places the children march to the bank, stand in line at the window and make their own deposits; and in other, instances the banks have sent to the school for the deposits. In Paris. Tex. 666 pupils have accounts with a total deposits of $Ss75. The banker carrying these accounts says they are now an ex- pense, but that they will result in in- creased business
 At intervals the children carry their bank books home and their parents. see ing they have little start, are more Wiling to help them earn money, and often they are encouraged to open say ings accounts of their own.
 hen child realizes the satisfac- ton of having a savings account be tries to increase it. He tries harder 10 earn money and he is more careful how he spends it. He learns self-denial. economy and system As he spends less Tor cheap candy, cakes chewing gum. and cigarettes. he does not cultivate a taste Tor such things and Is less likely 10 De incorporate when he grows older.
 One objection has been made to School savings. It is that the children may learn to be miserly. Miser Is a word that is almost onsolete and there seems little danger of a twentieth century child becoming a miser If the matter be presented In a wholesome way, few children will either become stihgy or will stoop to begging pennies From friends and relatives.
 In Long Island city, where the say- ings banks were first established in America, pupils had deposited sso. oo0 at the time of the disastrous Johns town flood. On the morning follow ing the flood some of the children sug- gested that they help the Johnstown homes Volunteer offerings were col lected from the savings accounts, and the fund amounted to s45231. This was indeed generous and the children must have had as much satisfaction from giving this money as they had previously felt In depositing 1t. Pittsburg, Pa, has long held first place in successful conduct of school savings The system was instituted there in 1898 by the secretary treas urer of the Pittsburg Bank and Saw tngs. From that time to September 1913. the banks pupil depositors
 had to their credit s63s.54S.77. It's number of such depositors Is larger than that of any other bank in the United States. The system is now in | 94 of Pittsburg's schools and in those 1 of eight adjacent villages
 | It has been introduced into Alaska and Hawaii
 | Since last spring Mrs. Oberholtzer national director has completed and sent to the bureau of education manu- script giving the history of the school | savings bank system in the United States. which will soon appear as a bulletin from that department. The | figures in this bulletin will not include every deposit ever made, as some schools have failed to send reports to headquarters. They will show that in | the 30 states from which reports are given there have been 210,320 pupil de- positors and that they have deposited l s4.305, ,01S.S3.