The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1914-04-05
yvYIDESPREAD recognition in
Nv Christian countries OF the


element of chance in mar
riago has created the saw that mar
riqgc IS n gamble Human frailty,
the swapping of the sense OF proper
ton and of foresight by the lore vi
brations. unforeseen complications,
AL menace the matrimonial bark. It
IS, IN fact, conceded that no lottery
ever offered Ingenious patrons a
greater risk Witness the manifold
ing OF divorce
An Ingenious and philanthropic
plan for lessening the risk In this
greatest Of human relationships has
passed the incubation stage in New
York. Not that Solomon has arisen
wise enough to guarantee that love
Will last, nor 10 PROFOUND n formula
for the blending of human oil and
water. That problem still battles the
magi. But an organization has been
completed 70 make tho hurt of sun
dering the ties less. II proposes TO
offer YOU, on your wedding day or De-
fore. an immunity policy. 1t Will
make Your marriage gamble less by
itself gambling on the risk.
1t enables man rs he leads his
b4USllll4S III lUt ~ tie ullaT TO GCIlPCI
comfortably that If things don't turn
out right he has behind him con-
Germ which will keep him from going
10 Jail for not paying his alimony;
while the happy bride can be happier
in the conviction that If he doesn't
turn ont right the same concern Will
provide her with the slnews of war
10 make him regret 1t and also pro
vide her with the nilnony he won't
or can't pay.
To the objection that such pro.
ceedns IS destructive OF true romance
the promoters answer that IT Is TO-
nance that puts the mar in marriage
and that It Is the plain intention OF
the plan 10 substitute little useful
business foresight.
To the objection that 1t Is immoral
In thar II affords protection against
certain consequences of breaking the
marriage vow, and so, in theory, en-
couragcs such violations, the promo
tors point 10 similar insurance taken
our by physicians. dentists and auto
mob,listS. The doctor Will take out
q policy GlMch insurcs him against
the fnanciaa consequences OF NAL
practice or carclcssncss, even 10 the
killing OF patient; the DENTS; takes
out Insurance against the couSe-
Quences Of pulling the wrong tooth.
or breaking the jaw or injecting the
patient; the automobiles In the same
way takes out insurance that puts
the cost OF the thing when he smashcS
another machine or runs over Pc
ueSrian upon the insuring company.
Tines" are acknowledged and d
climate risks. II might he urscl
that thc doctors and dentists policy
puts premium on inefiiciency and
stupidity In that If either knew that
damages must come out of their own
pockets they would be more careful.
And the automobiles would not drive
so IrckeSsly if he knew that dam
ages would come out Of his pocket
instead Of the rich companies. So
he alimony Insurance men point out
they are at least in Wcll-known. if
not distinguished company. Besides.
they say. anything which will keep Il
man from the criminal absurGity Of
!oahng IN prison because ne can't pay
DEBT. or help along n poor abnn.
doned wife, has much better morals
III II than tire cases Of the profes-
Slona! men and autoists.
Furthermore. whatever profits ac.
FOR dividends rs in the case OF the
lnsurance companies They will be
used instead. 10 promote uniform
divorce legislation throughout the
United States.
Air Iii7, beau L. Towns. The dis
ting Cd New York attorney, is the
foun Of the relief measure, which
came Into being at the time The
handsome and romantic actor. Con.
way Teailc, was cast into Ludlow
Street Jail, that New YORK dungeon
Tor debtors and matrimonial dclln.
quants.
Five men who have married ana
suffered sympathized with Mr.
Tearle,' said Mr.. Towns. who has
curling white hair luxuriant beard
the color Of snow, flashing dark owes
and the gift Of poetic imagery
They are all men Of high Standing
socially and III The professions or
business. One is rated a. the owner