Evening public ledger. [volume] (Philadelphia [Pa.]) 1914-1942, 1914-11-30

My Dear Lillian-I have Just received
your letter, asking II would lend you
IS until your next payday, as you are
almost broke, and have particular
reason for wanting a little extra money
just now"
You do not say anything about return
ing the $40 lent you last month, nor do
you mako rash promises about ropaytng
this sum; you merely say, please send
1t by return mail. and win bo grateful
forever"
I send the check herewith, but I can
not help wondering to myself why you
are nearly "broke," and where all your
money goes. For you ought to be
better Off than my other bachelor girl
friends, because you have an allowance
from homo In addition to your S12 week
salary. whereas many Of them are not
only ION their own" but are helping to
keep mother or an invalid sister, as
well as keeping themselves.
Where does you money go7 think
can make a pretty good guess! CYou sec,
have known you for some time, and
studied your character elosely)
Most of It Is wasted. It goes and you
have nothing to show for IT, This is the
sort Of thing which happens: You set
out one payday to buy n plain blue serge
suit. You know exactly the style of
thing you want. and you have only just
enough money to pay for 1t. But on the
way to the store, pair of earrings
catches your eye. They are cheap things
of the brass and glass" type. But the
card declares they are equal to real
TAa ~ 80 t- HAVNH a4h,a n
Chinese gold" whatever that may be,
and after gazing at them for some time,
You decide they will look very nice in
your pretty ears, and so you so In and
buy them. Then on the counter you
notice pretty hatpin. also set with
"emeralds" so you buy that as we'll,
Then some cute little green bows for
the neck tempt you. and bright green
girdle. with a tiny handkerchief bag to
match, and what could be moro fitting
than some tiny silk handlrerchiefs OF ex-
Rctly the game shade? TT will mako my
blue serge look 30 smart, all these
touches or bright colori" you murnur
oomplacently.
But, alasl when you reach the store
where the suit 10 to be bought you dis
cover to your horror that you are nearly
tS short of the required sum. So you
have to wait for your new and fashion
able suit, and go on wearing the old red
dress which you are heartily sick OF, and
which "swears'' horribly at those bright
green ornaments you have bought
But even then you have not learnt
experienced Although you have not
enough money left for the blue serge. you
have plenty to get the shoes and stocic-
lngs which you need 30 badly. But you
buy horribly cheap footgear, with . So
called fashionable cut, instead OF sem
sible shoes made OF good leather IN .
sensible way. And you buy one pair OF
a.
OF thicker and less expensive material
than silk. When all your money Is spent
you have nothing useful TO show for 1t.
You, always seem TO mo TO Be dressed In
odds and ends, or as II you wore Arrayed
for fancy dress ball. where you were
representing "9amplss."
And don't you think you spend rather
= large proportion OF your moderate sai-
ary on what you can toilet necessities
most Of which are not necessities at allr
What about that tooth powder at S a
pound1 And that complexion cream at
ITO q pot and the liquid rouge and the
expensive hairwash7 Tho best aids to
beauty are the cheapest. Common sense
rather than money should be used over
beauty culture. The much-advsrtiBed
oYsrpriced toilet articles ara generally
simple. old-fashioned remedies disguised
under very grand names. Let the wealthy
lady OF fashion buy them n she plsases,
but the wise little stenosrapher kssps her
money in her purse
Neither win she allow herself 70 be
tempted by all sorts OF idle little FASH
ions which come into vogue for a few
weeks. and then die out.
No doubt you like TO be the nrst In the
ofics TO sport the newest kind OF de or
girdls No matter whether a fAsfion Is
q becoming one or not. like the boy IN the
soap advertisement, you won't be happy
till you set I'll"
many critics on wOmen's dress to COM
mend this buying OF little tribes. rhsy
teach that q smart girdle or lace collar
win bring an old gown ''up 10 date"
Sometimes they do, OF course. but more
often they DO noti And II You happen TO
keep accounts and look over your bills,
you will Be surprised 10 md how many
dollars these seemingly ins1psnEtvs tribes
run away with
/ write With uoras experience On this
natter for 1 remember one year when
poverty prevented me buying anything
at all for personal adornment Every
quarter earned had 70 be spent On food
and lodgings Even a yard OF ribbon or
q box OF face powder was beyond my
means. Luckily. ! had : good supply Of
suits. plain hats ana underci0thss aad
two or three little bits Of rsa lace. 90
/ was Btin respectable, II shabby, At ths
end OF that hard twelve monthsi And
went back 10 a lifa - comparative luxury
with this gained kn0Wiedsoi
Half the things / had besn spending
30 large q share OF my salary on were
totally unnecessary. although Ia ths old
days / used % say, Il simply must have
lheml1
And incidentally / Wodld flks . ~
that my complexion improved eonaiaer-
ably during It's entered rest zroin Eotiohs
and creams and ecsmstiea-
So look ever your accoantss Lifizn. and