The Washington herald., 1914-07-19

! a vocabulary and style that are all
his own. Furthermore. he has been
thinking about questions that touch
every American home. You may have
he is more interesting and less conven-
tional when he and an interviewer sit
down by themselves.
II believe in spending money" he said.
IF one has It and can spend II In safety.
1t may be appropriate for Andrew Car
negie 10 buy yachts and automobiles be-
cause money so expended is put in cir
culation amongst producers and, wages
earners. The average man, however,
takes his chances with misfortune IL he
goes into debt for yachts and automo-
biles. Such statements. Of course. are
automatic
There are plenty OF reasons for the
present era Of extravagant living" Mr..
Moore continued. We all want service.
We want others TO do for US those things
which We might do for ourselves. Then,
again, some of US want more luxury and
leisure than we can AFFORD. Dear living,
In short, has been encouraged by educa-
ton, by our general prosperity, by an
increase In wages and incomes and the
growth Of population.
''Fifty-odd years ago Abraham Lincoln
went to Gettysburg in a day coach to
deliver his memorable speech on the
philosophy Of the civil war. He was the
President Of the United States. Today
the average man rides in a parlor car
or hires berth in a sleeper with all its
trimmings.
lie Was His own IIostIcr.
Whereas in George washington's time
a man travelled on horseback and cared
for his own horse. he now goes forth in
luxury. with personal service done for
him, on every hand, by others. And he
must pay for the service. whether Il be
a tip to the porter or the cost to the
railroad Of installing the electric buzzer
that fans his heated brow as he Iolls
back in a velvet chair.
These things have come along with
the progress of the times. If there is
complaint about them, one must remem-
ber the builder and his workmen who
make the car and the persons who take
care of the car, after It is in operation
New ways of spending money, yes, but
increased comfort and contributions to
the support of new classes Of wage
earners.
What are some Of the results OF ones
living beyond ones means? you ask
Much domestic unhappiness. not a few
divorces, occasionally self-destruction or
a prison cell A few days ago a young
bank, not far away from the city where
live. decamped with a few thousand
dollars because he could not keep the
pace he had set for himself on the
meager salary he received.
IF the young man had started in TO be
a carpenter. he might have made a good
carpenter. but he preferred TO be a bank
clerk because OF the environment in
which he was reared and the desire to
live up to the environment was stronger
than were his moral principles. As a me-
chanic he would probably have made
more money at his calling. with greater
personal satisfaction and happiness in the
end. than could have come to him in
bank. but he preferred the easier way.
How Credit Is Injurious.
Sometimes what we call credit has a
good deal TO do with disasters which
overtake many men. Credit is so easily
obtained and is so frequently overdone
by those who ought to pay as they go
that in certain cases II becomes a serious
menace. If a poor man mortgages his
home to buy an automobile, he may get
away with the social side of the perform
ance for the time being, but he is court
ing calamity and a day Of reckoning.