Evening journal., 1913-06-27

with the vast majority of young
lmen and women, the life plan includes
1.-THE gradual accumulation of a fortune.
The first rule that they need to learn
lis to live within their means. The
husband and wife should make their
iplans together: they enter heartily
upon their work; she is as willing to
lsecriice as he is to labor--and her
/ Willingness to save is as important a
factor in their success as is his ability
to earn. n."-Secretary of State William
/ J. Bryan.
Probably ninety per cent. of the re-
tail buying in this country is done by
the women. and the great vogue Of
bargain sales" is proof that the mer-
chants realize that the average
woman is a thrifty person. Savings
banks deal largely with women, not
only because the men are busy dur
ling banking hours, but because as Il
1Tle the woman is the Saving ele-
jment" in the family.
1 Unknown to other members of the
faily, a thrifty woman will save dol
lar here and a dollar there. where a
man could not or would not. Many a
period of family misfortune has been
tided over by the forethought of wife
and mother. A Wisconsin man speaks
thus enthusiastically of the co-opera-
ltion Of his wife in household economy.
"a good wife is the best investment.
When | was single l did not save a
dollar. Now we are worth 10000
and all from lessons of saving taught
me by my wife,
This is the usual thing. but some
times il is the other way around. Then
again both sides of the house may be
thrifty and still again and unfortu-
lnately both may be entirely thought
less in money matters. A prominent
Judge in New York City says that eX-
travagance in the home is to blame
for many boys going wrong. Parents
have become accustomed to living be-
iyond their means" says this judge
l"and the ease and plenty they have
grown used to they have encouraged
their sons to expect, as a natural
thing, to be got without hard work
The vast aggregate of waste in the
millions of homes in America could
mot be expressed in figures that would
be at all comprehensive. Munsey' s
Magazine puts it this way;
Twenty million families-the big
consolidated family of the United
States-each needlessly burning one
single match a day, at the price of
five cents a dozen boxes-only one
match wasted TO a whole family-is
the equivalent of burning down every
year a house worth half a million dol
lars.
IF so little a thing in the unit Of
the individual-so little a thing as a
single match a day for each family
of five persons-can mean go much in
the aggregate of national waste, isn't
all the rest of the possible and the
actual waste as clear as sunshine?
There is the light that is left burn
ling when not needed. There is the fire
flaming under the empty kettle. There
is the good food swept neglected from
the table There Is the farm imple-
lnent, the artisans tools, the house
hold utensil, misused and damaged
In all varieties tl.ase is waste by
nearly all the units-and the aggre-
gate is immeasurable."
Housewives leagues are doing much
Ito promote household economy of the
highest order and as their work is ex
TENDED there ought to be a satisfactory
Increase in individual savings banl
accounts. The Associated Clubs o
Domestic Science are working aloni
this line also. Mrs. Winnifred II