Arizona republican., 1913-07-14
SAVING FOR A HOME.

| "The man who owns his own house, who owns the roof over his head and 1 the ground under his feet, whose 1 children have a place that they LOOK 1 upon as their own, gives to himself l and to his family a chance thou sand times better than that of the 1 individual who is living in a box i called an apartment" Don't buy what you can't afford to pay for. But remember that if you are really able to pay the average rent, you are also able to pay and gradually buy the home and own it."-Arthur Bris- bane.
 A trust company in Chicago re- gently received from one of it's de positors this letter:
 Il beg to inform you that I wish to withdraw my money from your savings department. l have bought d house and wish to use my savings in paying for it. I have no one to thank for this start but your bank. It took me long time to save what 1 have, but 1 never missed what 1 have put away
 Home ownership is one of the most worthy objects for which you can work and save. because, when that aim is realized you have taken D long step towards becoming really in dependent If you are not sufficient lN master of yourself curb your in Clination to spend your income fool ishly, you can never be independent of others. You will always will be paying somebody rent, interest, or tribute of some kind. One of the truest things Shakespeare ever wrote is this No man is free who is not of be genuinely master of yourself when you pay rent for the privilege of using, living space, a portion of the earth's surface or even portion of the tenth floor above the eaTths surface. Every mans house is his castle. own your own home and then you can emulate the spirit of Rob Roy, Sir Walter Scotts hero, who proudly said: My foot is on my native heath and my name is Mac Gregor." Lord Bacon said: He that hath d wife and children hath given hostages to fortune" In modern Ian- gUage, that means that when you have a family to support you must make good
 No matter how thoughtless and cX- travagant you may have been before when you have q family to care for
 
 not start to save money for the future needs of those dependent upon you, and certainly one of the prime needs is roof over their heads. But don't pay for d landlords house. \ roof of your own will cover the most hap piness.
 It is worth lifetime of scrupuIoue economy, if in the evening of your life, you can be seated before your own fircside, ample provision having been made to care for you and yours The reason so many are friendIess and homeless is because the price of comfort apparently is too high for them. To sacrifice habits that ncith- CT enlarge ones scope or vision, nor bring any permanent joy. is to the average man burdcnsome task.
 There are many building and loan associations to help persons of mod crate income in acquiring ownership Of their own homes. But invariably such organizations require that the applicant for q loan hold title free and clear to the land where the house is to be built. and they do not loan to more than eighty per cent of the value of the whole property
 Right here is where the savings bank helps the Would-be home-oWner. Use the savings bank as a safe de. pository for your money while vou arc building up the fund to buy vour lots just as the Chicago depositor did who wrote the letter to the bank saving that T never missed what have put Way."-American Bankers l Association