La Junta tribune., 1913-11-22
HOW TO SAVE MONEY
...swrr pr>-sscAI p4,>~ry AtS,ss aAd
Ery~rs.ne~~-,~s In Debt aad
Wo,k to G.t Out


r1n zoeunialates any oi tails worlds
goods. he should Try to trade !, off
Ter something better AID, 4 nee~s-
sary. incur az obligation Of some
.int 10 equaiizs the trade BY con
s,antly trading and b. keeping shat
eayitaI he has in circulation, he VII
~reutuzliy be iu position to ~rite
nis oEu checks The OBLIGATIONS
rhleh b. undertakes RiiI act as spurs
20 his activity.
This plan - advocated bY J. ,B.
JeuHiuEs. president Of the Missouri
STATE Bzbksrs Association Mr..
J~nHlnss i president of the First Ma
lionAi Bank Of M0b"riy position 10
uhirh h. argze after sersntsen years
of service IN that bank
IN my e1perisace Ar Jennings
szys. = alazys found u an Incentive
10 aors harder zhsE ] vas a little
BIT IN debt Kept thinking abou,
the necessity Of paying or my obh-
cations. and this arted not only a.
great spar % ny activity but It in
eiceuially Influenced me 10 Lead a
clean life 80 man can hope to make
80 honorable surress when he does
a9t IiTe rlrauIy and economically.
and thi. Is. . think. one Of the foun-
dstl0as o. success iH all walks OF
u's.
q sas a poor country boy when ]
u-ut 10 aorE 10 the bank al salary
Of $3.50 a month. Every day on
my say 20 aork used to pass by a
little house that stood b. the rosd-
side IN. h1u-. remaiped vacant
for long time aud / often wished
Il ] osued It thought I would like
20 live ia that house and call 1, my
own property.
We'll . began putting s~ay my
uirkeIs even seek aud fiusliy saved
up enough 20 buy that hous. i,
cost ms $500 Not long after
bought the house ms saiary Al.
raised Then 70 Eas raised again
and by the time ! vas getting So
I had begun 10 look around for az
other hol-. Do the meantime IN
vested some Of nay savings in fev
good stocks and bonds acquired
another hous. and was still aiming
10 get piece Of property ~hieh
would brink me an income.
1t s4s slow process and thc
years slipped b. but ] hung on to
my plan OF saving .very psuuy /
could and worked a. hard a. Envr
how 10 Increase ny efficiency "a The
bank
There Was piece Of property In
toNn worth $1,000 traded on my
tao houses and gave y4oe or $500
more. and then BEGAN 20 make up
shat more needed about Il.7o0l
out Of my -aIary This was the Iars-
est obligation ever incurred but
like the rest u just encouraged me
90 DO the best ! could
4 lived az home and had no great
.rEp,usc. so VAS able 10 put ~ a
great deal out Of ms saIafy and by
dinEeHt saving managed 70 met all
my notes untu the 1900 was paid
10.
= date my slco.ssI such a. .t hAs
been. from the purchase of that f5So
house up 10 that time the struE-
gle o. Keep my head above I'd alter was
mighty keen. but after / had done
that much the rest Of the road. al
though II vas a bit rocky. vas nyyer-
th.less not 80 difficult 20 travel
Indeed, I was surprised 10 Ind
that after ten year. ! had reached a
poin, from which could see my way
TO independence II had come about
because ! saved my niekels and my
pennies and always kept my eyes
on something that Wa little bit
more difficult Of attainment than
what ! had already gained lts
the hiokels and pennies that cunt
ESeryb body has to make a start, l
know. and attribut. my later aac-
ocss.s In life 10 the single fact Lat !
began saving when | vas maEing
only il?s0 month
NO man can begin 10 save too Don
and no man can hop. TO achieve In
dependence Who wouldn't rather put
dollar In the bank than spend /, on
things which h. do.sn, need
4 have known many other +. nose
experiences are tn. sam. ~ nine.
They won GU, becaus. they began to
save when they were making mall
money and they KEEP, I, up after their
salaries had been raised think
any man. no matter how small a al.
sry he IL making. should b. able 70
Il establish his independence. II he fol.