The sun. [volume] (New York [N.Y.]) 1833-1916, 1913-08-10
Equitable Says Horse Dealer
Got Policy for Woman
by Falsifying.
CONCEALED POOR HEALTH''
Allegations Follow Suit Of Mrs.
q. G. Archer to Force Pay
mcnt Of Claim.

Joseph n. Carroll. wealthy head Of
the Arm Of Fiss. Doerr 4 Carroll. the
largest horse dealers In the country, and
for many years one OF the closest advis-
ers Of Charles +. Murphy. is accused by
the Equitable Life Assurance Company
of having used fraud in obtaining an in
surance policy for S50.o00 which was
issued Ave months before the death Of
Mr.. Carroll on November 25 last.
suit to recover the face 81 the policy
was nled by the beneficiary. Mrs. Georgia
G. Archer. On the ground that the COM
pany has refused TO make payment upon
proof OF Mr.. Carroli's death. The charges
of fraud are contained in the insurance
companys answer filed yesterday in the
Supreme court. The circumstances under
which Mrs. Archer was named as bene-
ticiary OF the $4,000 policy do no, ap-
pear In the papers. She was not men
toned in Mr.. Carrolls will and was not
related to him, so far as could be learned
yesterday.
AT the time the Insurance policy was
taken out Mr.. Carroll was living apart
from his wife, Mrs Martha l.. Carroll.
who on one occasion had gone To Reno
to divorce him and from whom he had
been separated for many years.
ReconciIed with wife.
4 few days before he died his friends
brought about a reconciliation with his
wife. and in a codicil to his will executed
November last Mr.. Carroll doubled a
trust fund Of $50. 900 created for his wife.
but directed that she should have the
income only so long as she remained his
widow.
Mr.. Carroll. who was chief owner ot
the F'iss. Doerr 4 Carroll company.
treasurer Of the Manhattan Navigation
Company, and the Bradley Ga ffney Steers
Company. contracting firm in which
James f. Gaffney was his partner, left
an estate OF more than $780, 900.
The answer of the insurance company
admits that the policy was issued. but
denies that Mrs Archer is entitled to re.
ceive the proceeds Of the policy. The
insurance company alleges that at the
time the policy was issued Mr.. Carroll In
making application for IL. stated that he
had had no serious illness since infancy
and that the last time he consulted IA
physician was many years previous. He
said his father died in 1909 OF pneumonia
at the age of 6S.
Company Charges Fraud.
The insurance company alleges that
since childhood Mr.. Carroll suffered from
tumor, severe headaches, n nervous de-
rangement and a heart affection. and that
his constant headaches were due to tumor
OF the brain. At the time Of Mr. Carrolrs
hpafh In tha Nauv Hprk Hnpnitnl ho hn
been operated on a second time for tumor
of the brain.
The answer further charges that Mr..
Carroll not only made false statements
concerning his own health. but that his
father did not die OF pneumonia in 1902.
but died prior TO 1895 of a disease OF the
brain. The insurance company says that
Mr.. CAROLS statements were "wilfully
false and untrue" and that the policy was
issued under the company's belief that he
was in good health.
In his will Mr.. Carroll gave 5000
each to his nephews, the Rev. Michael
Doran OF Leavenworth, Kan. and the
Rev. Edward Doran OF 20 City Hall place.
He directed that his interest In Fiss.
Doerr & Carroll be sold or the business
liQuidated within three months after his
death. He left 100000 In trust for the
care of his daughter, Lorena, who was
the subject OF habeas corpus proceedings
brought for her custody by his wife In
1907. and made her the possible legatee
OF trust funds OF $3.50. In case OF the
death Of other legatees,
He also left the residuary estate In
trust for her. but directed that upon her
death the Rev. Fathers DOran were TO
have the estate In equal shares, and were
to devote 1t to the bctterment of man
kind. He left bequests Of $50. 900 each In
trust to his brother. niece, and to four
men described as his friends and asso-
ctates.
$1,000 ROUND TRIP
GRAND AUGUST OUTING
Asheville, N, a., Lake TOxaWay and Hen. |