davidaulloa/AmericanStories huggingface dataset:
The Washington herald., 1913-12-18
INSURANCE LOANS DISCUSSED.
National Convention Seeks to Halt
Life-policy borrowing.

Alarmed by the great expansion OF
loans on policies OF insurance companies.
as compared with reserves in recent
years. a resolution has been adopted oy
the National Convention Of insurance
Commissioners, In session in New York.
urging the commissioners Of insurance
in each State to introduce Dill IN the
legislature to control such loans.
The resolution was introduced by j.
A. o. Preus, insurance commissioner OF
Minnesota
In leading up to it Mr.. Preus recited
that the percentage Of policy loans to
reserves Of legal reserve companies had
increased in twenty-five years from ap-
proximately ais per cent to more than
l6 per cent, and that t Is estimated that
total loans now outstanding amount to
nearly $i50,00O.00o
There are 40 companies, he stated.
which are inserting a demand clause In
their policies, thereby establishing Tor
themselves a national banking ooiiga-
ton. which was specifically declared
unsafe by the Colorado Springs and Mil
waukee conventions OF the insurance
commissioners
These companies said MI Preus' have
only about / per cent Of cash on hand.
an6 cannot expect to carry out their
contracts during future panics without
danger Of wiping out their surplus BY
the forced conversion Of their securi-
ties on broken market He predicted
The Washington herald., 1913-12-18
RAILROADS SHOW INCREASE.
wheeling and Lake Erie and
wabash Indicate Improvement.

- Af~A~1 @AA@ ~--"-
wabash Indicate Improvement.
Both the Wheeling and Lake Erie Rail-
road and the wabash-Pittsburgh Termi-
nal Railroad seem to have taken a new
lease on life.
Trafic on both roads in the four months
Of the current year TO October 81, show
gratifying Improvement over the same
period of 1872 and 1911. and. although this
gross Improvement is shaded to some ex-
tent In its effect upon net earnings the
process Of shading was due To sabstan-
tally heavier maintenance Of both prop
critics This was charged TO operating
expenses, an opportunity which has here
tofore been lacking because earnings did
not warrant an appropriation to mainte-
nance outlay UP to the properties needs.
wheelings gross revenue in the four
months increased 146s per cent over the
same period of 1911, and. although net
revenues decreased 591 per cent, mainte-
nance OF way and structures was sz25,-
900, or 62.S5 per cent. heavier than in 1911
and maintenance OF equipment was S1l0.-
600, or 256 per cent, in excess Of the lsll
expenditures.
In the case Of the Terminal Railroad.
the accession of new business has been
more pronounced than on the Wheeling.
largely because Of the fact that oppor-
tunity for Improvement was almost un-
limited. In 1913 gross revenue increased
67.S3 per cent over 1911, and net earnings.
even after allowing for increases Of 20
per cent and 4s per cent respectively, in
maintenance of way and Of equipment
expenditures, increased 1904 per cent, in
the two wears
wheeling's receiver says that in the
current year to end June % next, the COM
pany, after deduction OF rentals, hire Of
equipment, and all miscellaneous charges.
will have over 81, 10000 available for in
terest on bonds.
The Washington herald., 1913-12-18
VOLCANIC UPHEAvAL ON ISLAND,
Coast OF Ambrim changed-New
Craters Formed.

Paris, Dec. 1.-THE conhagration Of the
coast of the island Of Ambrim, In the
New Hebrides group, was changed on the
Dip Point or western side by the volcanic,
upheavals on December s. according to
cable dispatches received by the French
colonial ONCE from the governor Of New
Caledonia.
Previous reports are confirmed relative
to the formation Of new craters in the Is
land, which is volcanic In origin Vast
streams OF lava overwhelmed the Presby-
terrain Hospital. which Is controlled by
the Presbyterian churches Of Canada and
Australasia, while French and English
business houses and native cocoa planta-
tions were destroyed
A heavy rain of cinders and scoria fell
continuously for five days. The inhabit-
ants fed from the vicinity and proceeded
In canoes TO the Presbyterian and Cath
ole mission stations, where 800 refugees
are being cared for. 1t Is believed that
no lives were lost
The New Hebrides are controlled by a
Joint commission OF British and French
officials, under the supervision Of resi-
dent commissioners Of both nations.
The Washington herald., 1913-12-18
NEW YORK MONEY.

New York. Dec. F.-can money opened at 81 per
cent; high. per cent; low. 81 pG cent; renewals.
81 per cent; closed 81 pr cent; ruling rate. ~
per cent.
Dullness Is the main Characteristic Of the time
mone5 market. Lenders are unwilling to pat with
time funds and bidding n spiritless. because Of the
lack Of need and the easier Cali money ateA
Rates are 5s per cent for sixty and ninety days.
5a5s per cent for four months. 5a5h per cent for
i've and six months
The finn tone noted Of late IN the commercial
paper market is well maintained. The attractive
rates which are 81 per cent 10 per cent for prime
notes continue to bring banks into the market for
fair volume Of paper
London DISCOUNTS ~ Per cent. up LIS: Paris dis
counts. 81 per cent. unchanged; Berlin discounts
fz per cent. unchanged.
The Washington herald., 1913-12-18
MISS M'cANN SEEN IN CHICAGO.
Persons I'm that City Identify Fho-
taRraph. of Misxing Girl.

New York. Dec. 17.-Word was received
by relatives of Miss Jessie McCann. of
Brooklyn. today that two persons in Chi
cago had seen the missing girl in that
city.
Mrs. Mary Fisher, Of that city, identi-
fed photographs of Miss McCann as
those Of a girl who had sought to rent
a room from her. DR.. G. A. Remington.
a physician, declared that he was vir-
tually sure that Miss McCann had con-
suited him in Chicago on December 8.
The Washington herald., 1913-12-18
WASHINGTON STOCK EXCHANGE.

sales-Reraiar can at i3 O'Clock noon
Metropolitan Railroad g. S1.op at loG
Washington Gas. . AZ 81. 3 at 81. 3 At ~.
Is at 81.
Metropolitan National Bank at 10.
After caIi-WaShington Railway Electric a.
81 oOa at o. NDo0 at VA Loo at ~. 81 900 At ~.
81, ,ooo at Tsx, $500 at ~. Qoos at IA $500 ct
7y4, 0oo0 at ~.
washington Gas s., 500 at losR-
Columbia Railroad q, 500 At 100.
Chesapeake Potomac Telephone Sc, 900 at
l02's. g Oo1 at loZsS.
Georgetown Gas 5. szo at .. 500 at lozs.
aOVERNMENr RONDR
The Washington herald., 1913-12-18
WASHINGTON PRODUCE.

The Vegetable and fruit market ruled steady ys.ter-
day. rt
Fruits had a regular movement. Florida oranges
rassed for unchanged figures Strong quotatiouS
were received for choice appleS Common appks
ruled steady Reasonable quotations prevailed on
tanFerines which had q fair movement
Florida vegetables were In light receipts. and the
increment fair. Strong figures were asked for pep
isr. errplsnfs peas. and tomatoes Unchanged
figures resulted on the other Southern goods
: A fsir market occurred for the native green gpcdE
The Washington herald., 1913-12-18
BLIND BEeaAR WORTH 100000.
Magistrate Frees Bernstein ON Prom
Use 10 Establish Business.

20 set himself up in business, Blind Ar
Bernstein, said to be the richest beggar
in the world. his wealth being estimated
at $4,000 In real estate. located IN New
York. was discharged today by Magis-
trate Coward on the charge Of being q
professional mendicant
Bernstein was arrested several days
ago while begging with his wife Yetta-
He hired two lawyers in this city. and
had his attorney in New York write 70
Magistrate Coward regarding his affairs
there.
In discharging Bernstein the masis-
trate said that. as the prisoner was blind
and could not work he could not send
him to the house OF correction On the
other hand. he could not properly send
him to the almshouse because he had
means to support himself.
The Washington herald., 1913-12-18

that twenty years hence the existing
obligations already placed on the books
would have q loanable value that would
be subject TO call Of approximately $780,
o0o oo4 and, IL heavy loans continued.
would ultimately render liable TO call
the entire reserve OF those companies.
The Washington herald., 1913-12-18
OUTSIDE SECURITY NOTES.

New YORK. Dec. n.-The trading on the outside
securities market today more active than It has
frmer.
me Standard Oil shares rers the csut- Of In
The Washington herald., 1913-12-18
American Telephone G Telegraph Co.

A dividend Of Two Dollars per share
will be paid on THURSDAY, January 10.
1914. to stockholders of record at the close
of business on Wednesday, December 81.
1913. WILLIAM R DRIVER, Treasurer.
The Washington herald., 1913-12-18
MARKETS, FINANCE, COMMERCE|

tere.s. bu. the poe changes vsr. for the most prt
irregular.
British-American Tobacco was quiet, but fr1e-
tionally better The copper stocks were neglected.
but the other mining stocks were generally higher.
The Washington herald., 1913-12-18

as the banks report continued demand
for new lines Of credit
New England liquidation is considered
to be about ended.
The Washington herald., 1913-12-18

Elberfeld. Germany. has a street rail-
way which charges half fare for passen-
gers who stand.
The Washington herald., 1913-12-18
COTTON STATISTICS.

Furnished By N. L. Carpenter Co
New York, December II.
RecetptA MiddhngA
The Washington herald., 1913-12-18

largest Morning Circulation.
The Washington herald., 1913-12-18

Lehigh Valley has sold to Drexel &
Co., of Philadelphia, sl0.OO0,Ooo 41-2
per cent general consolidated mortgage
bonds. Proceeds will be used in retire
ment OF S2OO0.000 Elmira, Cortland and
Northern bonds. Balance will be used for
payment of Steal passenger equipment
and additional freight locomotives and
terminal Improvements. Lehigh Valley
announces that in future dividends will
be declared quarterly instead OF semi
annually.
The Washington herald., 1913-12-18

In conservative quarters in the Street
the talk~of government ownership Of the
telephone systems was not taken very
seriously, as it was doubted IL the coun-
try would stand for the use by the gov
ernment of an enormous amount OF
money in any project OF that kind.
The Washington herald., 1913-12-18

Total sales Isl 465 shares against 1os7s yesterday
II. .s65 week ago. and :l2.4s5 year ago.
The Washington herald., 1913-12-18
NEW YORK COFFEE.
Furnished by N. L. Carpenter q Co.
WALL Street GOSSIP
Regular dividend on Reading.

The census today will give report on
amount of seed crushed and linteTs made
up TO December /.
Arizona republican., 1913-02-12
Arizona Republican Editorial Page
A Splendic! Start

The county is be congratulated upon the spirit earnestness and unanimity shown at the well attended meeting of the taxpayers at the board of last night, for the purpose of izing a taxpayers league It not a censorious gathering. There exhibition of disposition things up by the to do any other thing until good had been discovered for doing it.
 There was a general expression in favor of a thorough investigation of the present needs; careful study of and other systems of ation that by the processes of elimination and substitution may arrive best,
 There was advancement of pet theories. disposition rush into untried fields. The work was gone about in business like way by business like men who realized that the subject taxation is momentous it has always been per peXng since the organization of society.
 The meeting thoroughly representative and the spirit of cooperation strong There a pleasing assumption that the legislature estly trying arrive at the same end and would heartily enter into cooperation.
 No important movement in this county inaugurated under favorable auspices than the organization the Maricopa County Tax payers league last night
Arizona republican., 1913-02-12
Marvels of the Newspaper

tfmilio Castelars Essay on Emile de Giradin-')
 What a wonderful work is a newspapers work of art and science, Six ages have not been enough to complete the Cathedra! of Colgne, and one day suffices to finish the immense labor of newspaper We are unable to measure the degrees of life of light of progress that are found in each leaf of the immortal book which forms the press.
 We find in a journal everything from the notices relating 10 the most obscure individuals, to the speech which is delivered from the highest tribunal and which affects all intelligence; from the passing thought excited by the of ball. the criti cisn of those works of destined to immortality.
 This marvellous sheet is the encyclopedia Of time; an encvclopedia which necessitates inCaculabie knowledge whose power our generation cannot deny -a knowledge which is the condensation of the learning a century.
Arizona republican., 1913-02-12
LINCOLN,S GETTYSBURG SPEECH

have consecrated it far bes ond poor power to add detTact The world will little note nor long remember what say here but it cannot forget what they did here. IL is for the living, rather be dedicated here to the unfinished work which they who fought here have thus far nobly ad- Vanced. l. is rather for to be dedicated to the great task remaining before us-that from these Lonored dead We take increased devotion to that for which th"y gave the last full measure of devotion; that here highly resolve that these dead shall mt have died in vain; that this nation under God shall have a birth of fredeom; and that government of the people, by the people and for the people shall not perish from the earth
Arizona republican., 1913-02-12

F0Ir score ard seven years ago our fathers brought forth this continent new nation, con ceivcd in liberty and dedicated to the proposition that all men are created equal
 Now we are engaged ill great civil war, test ing whether that nation or any nauon so conceived and so dedicated cam long endure We are met on a great battlefield of that We have come to dedicate a portion that field final resting place those who their lives that the nation might live. t is altogether fitting and proper that we should do this
 But. in a larger sense We cannot dedicate-we cannot consecrate-We cannot haliow this ground. The brave men, living and dead who struggled here.
Arizona republican., 1913-02-12

a reVOIVng head rest, WFllch pun d any and imbed itself in the recipients This allows the towel fall the floor and collect all of the dirt that has been tramped in during the past week, which can be transferred to of the guests with gratifying success. In youth. the roller towel is supple, 1.-the article, with a light mauVe complexion and a scratch ing cutice. After it has done business in hotel laVatory for twenty-five thirty years. however, considerable of it's early bloom and will hand that it. Many who in hurry to make the train has leaped into the embrace of decrepit towel and looking if he had been by disc harrow. Roller towels changed until they can be stood up the like umbrella. Every in a while the landlord will remember that it is time for the semi-annual shift and hang a clean towel in the laVatory when it is assaulted at once by everybody is in the dining It is painful sight to pnk-faced travelling man hunting eagerly a clean spot roller towel. in order wipe the soap out of his Roller towels would be popular if they washed al beginning of each fiscal year and then paned down sandpaper.
Arizona republican., 1913-02-12
PICTURES OF MEMORY

(Alice Cary) Among the beautiful pictures
 That hang on Memory's wall Is of a dim old forest,
 That seemeth best of all; Not for it's gnarled oaks golden,
 Dark with the mistletoe; l. Not for the voets golden
 That sprinkle the vale below; Not for it's milk white lilies,
 That lean from the fragrant ledge Coquetting all day with the sunbeams, And stealing their golden edge; Not for the vines on the upland.
 Where the bright red berries rest, Nor the pinks. nor the pale sweet cowsip It seemeth to me the best. I once had a little brother,
 With eyes that were dark and deep; In the lap of that old, dim forest
 He lieth in peace, asleep; Light as the down of the thistle,
 Free as the winds that blow, We roved there the beautiful summers, The summers of long ago. But his feet on the hills grew weary, And, one of the autumn eyes, I made for my little brother
 bed of the yellow leaves. Sweetly his pale folded
 My neck in a meek embrace, As the light of immortal beauty
 Silently covered his face; And when the arrows of sunset
 Lodged in the treetops bright, He fell, in his sant-like beauty, Asleep by the gates of light. Therefore, of all the pictures
 That hang on Memory's wall The one on the dim old forest Seemeth the best of all
Arizona republican., 1913-02-12
Lindsey to Write of Denver
lDenver RepubIicanl

CDenNer RepubIcan)
 Judge Ben F. Lindsey of the juvenile court has announced that he will write d sequel to The Beast and the Jungle With the aid of one or two compe- tent literary men of Denver, he will begin work his book immediately.
 The publication will be follow-up of my former effort The Beast and the Jungle, . said Judge Lindsey But this time will not say that still in pursuit Of the beast The story will tgive d full account of how the citizens of Denver have captured the beast and nailed his hide to the wall
 /" The Beast and the Jungle in tended for knock to Denver. It simply illustration of conditions they existed in cities all over the country and not the city itself"
 Don't you think you had better wait until after the quake the city hall has subsided before writing your book Judge Lindsey asked.
 No, I will not Jet that delay me-" replied the juvenile judge The troubles down the city hall only temporary. We have got rid of the beast for long"
Arizona republican., 1913-02-12
HOW NATURE GOES
(ChiIdren's Magazine)

The lark Soars the horse gallopS the kangaroo jumps the lamb gambos the lion springs, the frety fits the skuks the tiger leaps, the butterfly fIutters hawk swoops. the snake darts, the mole burrows the frog hops, monkey climbs, the duck waddes, the turkey struts; the albatross gdes, the worm wTiggles, the wolf prowls, the bee hoVers.
Arizona republican., 1913-02-12
THE BONDS OF COMMERCE
CSiouX City Tribune)

The strongest bonds between two sections of the world are commercial bonds Race zion and sentiment go far, but the country that has the greatest trades with another closest to it in every way and exercises the largest influence in it's affairs. Therefore the report a gain of 300 per cent in imports from the United States to South America is most gratifying
Arizona republican., 1913-02-12

The house of representatives has put to the next congress the Clayton resolution limiting the tenure of the presidency to a single term of six years. The house of the congress we will postpone this matter the and ad minimum.
Arizona republican., 1913-02-12
Governor MarshaII's Recreation

Governor Marshall came Arizona derstood to secure a well earned rest between the close of his arduous and well discharged guberna- toriaI duties and the taking up of the duties which the voters of the nation imposed upon him last November ,. When that is the more indolent of us, consider his ceaseless activities since his coming the valley wonder when he has taken his well earned rest.
 As governor Indiana he not, and president of the United States he will be more actively and steadily engaged than he has been a supposed seeker of repose in the dangerous atmosphere of the Salt River valley.
 Churches, civic societies, popular meetings, ciaI engagements and political conferences have all most daily engaged his attention.
 The governor evidently distinguishes between idle repose and recreation, the sometimes be- ing attained by vigorous exercise of mind muscle many who have taken a vacation have learned by experience.
 Too many people do not know that rest is not a positive bar it. The sick and the declining need and unemployment. Those of who not sick but weary of round ,oS duties need change
 heard of the industrious who directed his tired the harvest field, chop half coId of wood while he resting" Gov MarshaIrs style of taking recreation has been pleasant and profitable us. We hope that dur ing the years whenever Vice President Marshall feels the need of rest" he will to his Salt River valley home.
Arizona republican., 1913-02-12

Colonel Bryan is said to have accepted in vitation by the inaugural committee to be present Washington O March 4 The colonel would prob ably be there inaugural committee, in re sponse invitation from a higher authority.
Arizona republican., 1913-02-12

questions in geography re- quired in the preliminary examinations for law students who aspired admission the bar. Among them was: Name animals that live in the Arctic Zone.'
 young man wrote:
 Five polar bears and five seals"
Arizona republican., 1913-02-12

who were formerly in the livery stable business. Roller towels are made of some durable. fire proof material which will with stand the attacks of enraged guests for a long period of time
 You can take a we'll seasoned roller towel, tear it from it's watery shoot and throw it into the sample room, behind an oil stove, and inside of a week it will bob up at the old stand, ready to wait on the trade. Nobody has ever been arrested for carrying off a roller towel in his grip and taking it home for a keepsake. Roller towels are usually hung on
Arizona republican., 1913-02-12
POOH BAH SEEKS A JOE

U.ondon Advertisement, 1G92)
 If any justice of the peace wants clerk. 1 can help him to that has been SD seven years; understands accounts to be butler, also to receive money. He also shave and buckle wigs
Arizona republican., 1913-02-12

word. If you inform the Village that J. Augustus Caesar Jones is but false alarm he'll hear your remark and then, throughout the busy haunts of men, he'll try to do you harm. It's human nature thus to knock if biffs you the block, or kicks you the shins; the hero only lives in books who turns the other cheek gad- cooks, and takes swat and grins. So if you'd have the people praise they go their divers ways, praise others when you say pleasant things about the folks who with you toll and bear their yoles, for that's the better plan.
Arizona republican., 1913-02-12

President-elect Wilson has demonstrated his ability to keep his own counsel and reply evasively to impertinent people The other day woman wrote Governor Wilson saying that she heard that he not to taking a little wine for the stomachs sake; she hoped it not true but there ntmation in the letter that she feared the worst. The governor replied most courteously thanking the writer for her kindly in terest his physical welfare There was aluson to the subject of wine. With such pilot the ship state will surely be guided as to miss the shoals and rocks
Arizona republican., 1913-02-12

view of the rising price gasoline automO- bile owners about charter private Pullman
Arizona republican., 1913-02-12

will doubtless reach his ears and he will smile and give three cheers as soon as he is told Then
 Caesar Jones will demonstrate how much he can appreciate a tribute of the sort; and as he through the village wends he'll pause a while to tell his friends that you're a first-class sport. If people, trying to be smart, should roast you, he will take your part, and swear that you're bird; your good repute he will defend-and thus you gain a faithful friend by saying kindly
Arizona republican., 1913-02-12
Good Policy
By WALT MASON

If you remark in cordial tones that J Augustus Caesar-Jones is worth bis wouldn't in gold the fact
Arizona republican., 1913-02-12
The Roller Towel
By HOWARD L. RAIN

The roller towel is criminal offense which is 1erpetrated helpless hotel guests landlords
Arizona republican., 1913-02-12
NAuaAk0N

GcOryright: 1g1a By John T. niecuteheon-1 4 blend Of n1irth and sadness sneiIes and tears; 4 quofnt knight errGnt Of the pioneers; 4 honleIy hero bern Of star and sod; 4 Peasanf Prince; Masterpiece Of God.
 -WaIter Malone.