The Fargo forum and daily republican. [volume] (Fargo, N.D.) 1894-1957, 1913-06-14
HELPFUL ADDRESS
On INSURANCE
SPLENDID ADDRESS TO LIFE I'M
sURANcE UNDERWRITERS AT
GARDNER HOTEL BANQUET
LAST NIGHT BY PRES. N. p.
STILLS or RICHMOND, VA.

one Of the most interesting and
helpful addresses, not only pertaining
to one certain line or profession but
applicable to all walks OF life, that
has been heard in this city In a long
time was the splendid talk on Life
Insurance Underwriters by N. D. Stills
OF Richmond, Va, president Of the
National Life Underwriters association
at the banquet rendered him at the
Gardner hotel last evening.
Mr.. Stills is a most magnetic speaker
and holds the rapt attention Of his
audience. When he concluded his re-
marks it was to the general regret Of
all who listened, for he presented to
the attention OF his hearers an ethical
| side of the business world which was
so inspiring that nothing but general
| good can be the result.
Urging every underwater to join
the association he showed the benefits
to be derived from such afiliation.
The newer methods employed In the
insurance business, OF fair play, OF
friendship and loyalty, OF square deal
ing, Of helping the other fellow while
helping yourself, were all presented
by Mr.. Sills in a very forceful way
SPY degrees we are raising life in
surance from a business to a profcs-
sion,' declared the speaker. "And By
that we. are reaching the plane best
defined by a profession which is
an occupation where service to man
kind can be rendered as well as the
accumulation Of dollars and cents
Mr.. Stills decried the old motto ove
the door and desk of the banker ane
business naagnate which said "wha'
lis there in it for me- but advocated
the maxim of Mr.. Carnegie, how cal
I best serve my brothers?" Replet,
with excellent illustrations, Mr.. Stills
discourse would have done justice tt
any pulpit Grafton as well as a help
full address of a university presiden
to his students. AS a business tall
it was in itself a m~aterpiece.
Treat Presided.
John Frank Treat state agent of thu
Germania Life, acted as toastmasts
of the occasion and introduced tn
various speakers in his usual char
acteristic manner, provoking mucl
laughter by his introduction OF Co
Morton Page. Rev. DR.. Beard of tn
First Congregational church invoke
the divine blessing as the guests Wer
seated at the tables.
The address of welcome to Presiden
Stills was delivered by Mayor Emery
president Of the city commission
which was followed by a brief address
by A. N. Hathaway, president of TIL
North Dakota Life Underwriters as
ISOLATION.
MI. Hathaway's comments wer
timely and full of information con
corning the amount of business don
4 Y ~ 49, Il .ey,I.A - - !
North Dakota during the last year.
Following Mr.. Stills, DIR. Morri
medical examiner for one of the com
panies of this city, spoke. Othe
speakers were Prof. F. Leland Wa
kins, Sam Mcdonald, G. w. Thoma
M. N. Hatcher, Mr.. Hirschman and ]
: g. Cooper, the former state insuranc
y commissioner.
Need of an Actuary.
The need of an actuary as assistal
insurance commission, a man who
y able to pass on policies as no otht
man outside the business is, was dilat
: ed on by Mr.. Cooper. He said I'll
Q companies were paying into the sta
treasury about $4,000 yearly and
cost for the operation of the insul
ance department. $4,000.
No matter what might be a mar
ItSaIlllS, MI. SVOpSE COuLCnAGus II
: impossible for the insurance commits
sioner to properly pass on all ma,
ters. Mr.. Cooper said a compar
might be solvent today and its bool
I in such a condition that an expert a,
countant would testify to their abs
lutte correctness, yet within a bri
time become %insolvent. Such a matt
2 could only be ascertained by a sta
actuary, he felt, and he made th
n fight when head of the state depar
Y. nent.
Afternoon Meeting.
3, A meeting or the North Dakota a