The Bennington evening banner. (Bennington, Vt.) 19??-1961, 1913-03-05

prior to the expiration of sixty days
liter proof of loss has been filed In &C
cordance with the requirements OF this
policy, nor shall such action be brought
at all unless brought within two years
from the expiration of the time within
which proof of loss Is required by the
policy.
Fifteen. A standard provision rela-
tive to time limitations of the policy
as follows:
Is. If any time Limitation Of this
policy with respect TO giving notice
of claim or furnishing proof of loss is
less than that permitted by the law
of the state In which the insured re-
sides at the time this policy is issued,
such limitation is hereby extended to
agree with the minimum period per-
mitted by such law.
Sec. 4. No such policy shall be so
issued or delivered which contains any
provision Cd relative to cancellation
at the instance of the insurer; or. (2)
limiting the amount Of indemnity to a
sum less than the amount stated in the
policy and for which the premium has
been paid; or 90 providing for the
deduction Of any premium from the
amount paid In settlement of claim; or,
(4) relative to other insurance by the
same insurer; or, 60 relative to the
age limits of the policy; unless such
provisions which are hereby designated
as optional standard provisions. shall
be in the words and in the order in
which they are hereinafter set forth,
but the insurer may at its option omit
from the policy any such optional
standard provision. Such optional
standard PROVISIONS if inserted IN the
policy shall Immediately succeed the
standard provisions named in section
three of this act
Cd An optional standard provision
relative to cancellation of the policy at
the instance of the insurer as follows
1G. The insurer may cancel this
policy at any time by written notice
| delivered to the insured or mailed to
his last address as shown by the re-
cords of the insurer together with cash
or the insurers check for the unearn
ed portion of the premiums actually
paid by the insured, and such caRcela
ton shall be without prejudice to any
claim originating prior thereto.
CD. An optional standard provision
relative to reduction of the amount Of
indemnity to a sum less than that
stated in the policy as follows:
IT. II the insured shall carry with
lanother company. corporation. associa
ton or society other insurance cover
ing the same loss without giving writ
ten notice to the insurer. then in thai
case the insurer shall be liable only
for such portion OF the indemnity
promised as the said indemnity bear.
to the total amount of like indemnity
in all policies covering such loss, ant
for the return Of such part of tn,
premium paid as shall exceed the pre-
rata for the indemnity thus deter
mined.
CD. An OPTIONAL standard provision
relative to deduction of premium upor
settlement of claim as follows.
Is. Upon the payment of CLAIM
hereunder any premium then due anC
unpaid or covered by any note or writ
ten order may be deducted therefrom.
relative to other insurance by the SANE
insurer which shall be in such one o
the following forms rs may be appro
pirate to the indemnitios provided. an,
in the blank spaces of which the in
surer shall insert such upward limit
of indemnity as are specified by the in
surer's classification of risks. filed 81
required by this act
(A):-19. il a like policy or pol
icies, previously issued by the insure
to the insured be in force concurrent,
herewith. making the aggregate indcn
: nifty in excess Of S...... the excess in
surance shall be void and all premium
paid for such excess shall be returnel
to the insured
tB):-19. Il a like policy or pol
d icies previously issued by the insure
10 the insured be in force concurrentl
herewith, making the aggregate indem
, nifty for loss of time on account of dis
ability in excess of $..... weekly. tn
/. excess insurance shall be void and al
. premiums paid for such excess shall
be returned to the insured.
(C):-19. If a like policy or 20
| icies, previously issued by the insure
to the insured be in force concurrent
herewith. making the aggregate linden
| nifty for loss other than that of tim
{ on account Of disability In excess o
, $....... or the aggregate indemnity 70
, loss of time on account Of disability 4
excess of So. weekly, the eXces
, insurance of either kind shall be vol
: and all premiums paid for such eN
% cess shall be returned TO the insured.
3 (5). An optional standard provisio
E relative to the age limits of the polio
: which shall be in the following fori
| and in the blank spaces OF which tn
! insurer shall insert such number G
= years as il may elect:
p 20 The insurance 7nder this polio
p shall not cover any person under tn
s age off,. years nor over the age q
< ...... years. Any premium paid t
e the insurer for any period not covere
by this policy will be returned upo
/ request
Sec. .. No such policy shall be S
! issued or delivered IL it contains an
{ provision contradictory. in whole @
= part of any OF the provisions herein
r before il this act designated q
y l"Standard Provisions" or as option,
T. Standard Provisions" nor shall an
I endorsements o. attached papers var,
p alter, extend, be used as a substitui
+ for, or In any way conflict with any {
y the said standard Provisions" or tn
z said Optional Standard Provisions:
l. nor shall such policy be so issued {
4 delivered IL 81 contains any provisio
h Ipurporting to make any portion {
r the charter. con4titution or bylaws ,
the insurer a part OF the policy unle:
e such portion Of the charter constitr
= tion or bylaws shall be set forth !
} fill In the nnllcV. but this nrnhih