davidaulloa/AmericanStories huggingface dataset:
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
CD SLOWLY AND EAT LIGHTLY
is INJUNCTION OF B0ARG

Richmond, Va, June is = Will
the State is whitening beneath
hot wave and while the therm"m'
ter is threatening fresh altitude
records, The thoughtful man wi
90 slowly and cat carefully If h
heeds the injunction of the Stat;
Z, ard of Health.
Digestive disturbances, the Boart
points out, are responsible fer mucl.
of the sickness and discomfort O.
summer and are caused by over.
eating during hot weather. lres h
vegetables should be used in moo
Grafton, meats in small quantltle
and cooling drinks with extrem'
care, the Board advises.
Above all else, in the case OF
young children, the Board caution
mothers to see that good milk Ii
procured and that it is kept on ic'
until used. Sour milk is absolute
poison to children and stale milk
dangerous beyond belief.
"Go slowly" urges the Board.
land do not attempt to do the
same amount of work that one per-
forms in winter. Overheating
leads to exhaustion and to serlou'
complications. In the cities, care
full people will stay off the streets
as much as possible and will dress
lightly. This is the season for 4
general display OF common sense il
all the habits Of life"
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Comrs' Sale of Land

Pursuant to q decree of the Cir
cult Court of the county of High
land rendered at the April term,
1918 in the cause of Ruth Arm
strong by &c. VS.. John W. Arm
strong, Admr. &C., the undersign-
ed commissioners will on FRIDAY
the 9th day of JUNE, 1913, offer
for sale at public auction on the
premises, that tract of land on
which Hudson Armstrong lately
resided, and owned by him and
Malinda Armstrong deceased, con-
tanning 50 acres more or less, lying
on the Bull Pasture mountain in
said county. This sale isa good
opportunity to purchase a good
country home at a reasonable price.
The land is fertile, well watered, is
supplied with dwelling and neces-
sary outbuildings, orchard, etc.
Sale will begin at II o'clock in the
morning.
Terms Cash sufficient to pay
the costs of suit and sale, the resi-
due payable in three equal install
ments falling due in one, two and
three years from the day of sale
with interest, for which the pur-
chaser will be required to give
bonds with approved security pay
able as aforesaid. And the title
will be retained as ultimate securl-
ty. Edwin b. Jones, -
A. L. Jones, Comrs.
l, W. H. Matheny, Clerk of the
circuit court of Highland county,
hereby certify that Edwin B. Jones,
one of the commissioners, has ex-
ecuted the bond required by the
decree mentioned.
w. H. Matthew, elk.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Why She Was Quitting.

A famous Ohio humorist says that
new rich family in Cleveland who
were beginning to put on a lot of airs,
hired a colored girl just arrived from
the south to act as their serving-maid.
Her new mistress insisted that all
meals should be served in courses.
Even when there wasn't much to eat
it was brought to the table in courses.
At the end Of week the girl threw
up her job. Being pressed for a rea-
son for quitting SO suddenly, she said:
'Tll tell you, lady. In dis yere
house dere's too much shiftin' of de
dishes fur de fewness Of de vittles."
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Guaranteed E, Zema Remedy

The constant itching, burning
redness, rash, and disagreeable eff
fects of eczema, letter, salt rheum,
itch, piles, and irritating skin erup..
tions can be readily cured and the
skin made clear and smooth with
DR.. hobson's Eczema Ointment.
Mr.. c. Eveland, of Bath, H.,
says: II had eczema twenty-five
wears and had tried everything. All
failed. When | found DR.. Hob
sons Eczema Ointment found a
cure" This ointment is the form
ulo of a physician and has been in
use for many years not an expert
ment. That is why we can guar
antee it. At all druggists, or by
by mail. Price SOC. Pfeltter
Chemical Co., Philadelphia and st.
Louis.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
CELEBRATION OF JULY 5th
arly affair, but this proposion once in life.

is ayeary affair propoion once in life
PURPOSE OF PROPOSITION
To make advance TO secure Speca eleseh
IIgond 50studen January positions
SPECIAL PROPOSITIONS
Our Special 10 months scholarship IN Ia
mons eg typewrng elementary bookkeeping
table board in College home
home position graduation paying guaranteed sa Oh So
to 5000 the first year.
INTERESTING PARTICULARS OF PROPOSlTlON
the above proposition is surprisingly low Inc
alone of this proposition than half the total cost ne
than one halt the total cost
tuition alone.
LIBERAL TERMS OF PROPOSITION =.
this advertising contract and bring us ms
receipt together small cash balance of this proposition ana we VIII
months scholarship covering all advantages
under special proposition
CONDITIONS OF PROPOSITION
will accepted this proposition through TINS paper
Applicant must be prospect whom no
Grafton Applicant measure up This Of
fer expires July 5th-Juy 5th-Juy 9TH
INDUCEMENTS OF PROPOSITION
kind This best OPP
portnny college You will be appointed special
back the total You
thoroughly qualified responsible position and placed Immediately
upon salary 5000 5000 the first
If you purpose attend business college, is the
cepted Somebody will line with this proposition fer
SIS January position "Is that somebody your? Let hear
from you before you sleep.
Sam Jack Musick Manager
PIEDMONT BUSINESS COLLEGE, Inc.
LYNCHBURG VIRGINIA
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
An Office Necessity.

The little tots in a private kinder
garten had been unusually noisy and
the nearly distracted teacher was
puzzled to think of some way to re-
store order. Finally she thought Of a
scheme.
Boys, I want you to pretend that
you are business men and that this
is your Office and that you have lots
of work to get out today" she said.
"All right" said one precocious lit
tie fve-year-old, II will If you will
let Nellie be my stenographer." In
dianapolis News.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
To the Voters of the Counties
of Bath, Highland and
Rockbridge and the City
of Buena Vista:

l respectfully announce myself a
candidate for reelection to the
House of Delegates of Virginia for
the district composed of Bath,
Highland and Rockbridge counties
and the City of Buena Vista.
Subject to the Democratic pri-
mary. JOHN w. STEPHENSON
Warm Springs, Bath Co., Va.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
ADVANTAGES of Steel Collars.

Enameled steel shirt collars are
advertised in England. When they be-
come soiled you merely pass sponge
over them and they are as good as
new. If the wearer. sits down in a
damp room the collar begins to rust
Immediately; this corrosive admoni-
ton frequently protects sesitive peo-
pie from colds. On pinch the gar
ment may be made to do duty as a
razor or a carving knife. If it be lent
to a friend it will in all probability
cut his throat.-Leslie's Weekly.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20

If child who has submitted one
ESSAY previous to the issue OF this
notice should care 10 try again, he
is at liberty 40 do so, but he must
be a nupil of a rual school. There
is some misunderstanding in regard "a,
to the subject of the essay. The
idea is to set the children thinking
how to better their earth roads
with the material they have at
hand.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Eplqram on Heraldry.

Alfred G. Vanderbilt listened with a
smile to millionaire's lengthy de-
scription of his ancestors.
On the millionaire departure Mr..
Vanderbilt, whose knowledge of Amer
lean heraldry is extensive, was asked
If the mans claim was good. To this
Mr.. Vanderbilt epigrammatically re-
piled:
I'm family as in other trees you'll
find that the smallest twigs rustic the
loudest."
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20

The best guarantee of "safe''
18th is to keep "sane" during the
days preceding. You know that
foolish, ,ill-conceived idea of pat
riotism that has to be kindled by
"fre water" is far-fetched in
Highland. The "whoop" and
good-cheer in response to pyrotec,
MICS and the waive of Old Glory is
so much more sensible and inspiring.
Try it on this year.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Revised DIAGNOSIS.

New Patient-Doctor, what ails me?
I'm shaking like leaf.
Doctor-Take whisky and quiniHe.
What's your business?
New Paeient-I'm a police captain.
. Doctor--Never mind the whisky
and quinine. Take trip to Europe
Puck.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Notice

After May 20, 1913, our business
WILLIE. CASH OR TRADE. Will
pay highest cash or trade prices for
all kinds of produce, butter, eggs,
pountry, wool and etc., will sell
all goods at lowest possible cash
and trade prices. Thanking our
patrons for the business they have
given US in the past, and, hoping
still 10 be favored with part if not
all, their future patronage.
Yours for the cheapest cash prices.
F. C. Lockridge & Bro,
General Merchants,
Mcdowell, Va.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
The Best Medicine in the World.

"My little girl had dysentery very bad.
T thought she would die. Chamberlain's
Collie, Cholera and Diarrhoea Remedy
cured her, and I can truthfully say that
I think it is the best medicine in the
world" writes Mrs. William Orvis,
Glare, Mich. Fer sale by all Dealers
Advertisement.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Notice

With view to change in bust
ness, all parties indebted to either
of the undersigned by note or 9th
erwise, are notified to settle within
80 days after the date of this notice
either by note with approved secur-
ity or cash.
Judgement is demanded of all or
any parties falling to comply with
the above notice. Respectfully,
R. K. and Mrs. S. c. Hiner.
Apr. p, 1913
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Much Left to fmaainatIon.

"It takes a woman to find tn
words to say mean things about other
women"
Eyes, but she can make meaner
slaps by not finding the words. For
instance, when she says: OF course,
I don't exactly know anything about
her, but-'"-Stray Stories.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Comrs' Sale of Land

Pursuant to decree of the cir
cult court of the county of High
land rendered at the April term,
1913 in the cause of Fred Birds
Admr. and others VS.. Fred Birds
heirs, we will on TUESDAY,, the
Oath day of JUNE, 1913, proceed
to sell publicly at the front door
of the court house of said county
that certain parcel of land of which
the said Fred Bird died seized, ly-
ing and being on the waters of
Back Creek in said county, adjoin-
ing the lands of Louisa c. Pullin
and others and containing Sc acres
more or less. This land is all i'm
proved and is valuable for farming
or grazing.
Terms = Cash in hand sufficient
to pay the costs of suit and sale,
and the residue in three equal an
nual payments from the day of
sale, with interest, the purchaser
executing his bonds for the defer
red payments with approved secur-
ity, payable as aforesaid; and the
title will be retained as ultimate
security. Edwin B. Jones,
A, L. Jones,
Special Commissioners
l, W. H. Matheny, clerk Of the
circuit court of Highland county
hereby certify that Edwin B. Jones
one of the above named commits
sioners, has executed the bond re-
quired by the decree mentioned
above. W. H. Matheny, elk
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
REPORT OF THE CONDITION OF

THE FIRST NATIONAL BANK OF
HIGHLAND, at Monterey in The State
of Virginia, at the close of business, June
a, 1913.
RESOURCES.
Loans and Discounts 2O3,559 60
Oyerdrafts, unsecured l,341 81
y = Bonds 10 secure cir. 25,OU0 w
Premiums on I ) Bond 50S 70
Bonds. Securities etc.
Furniture and Fixtures $3.50 90
Due from National Banks 755 7S
Due from State and Private Blk
and Bankers, Trust Go, etc 1859 10
lJue from appd Re. agts 1927 "a
Checks and other cash items 800 70
Notes of other Nat Bank 1916 OO
Fractional paper currency,
nickels and cents 9a Al
Lawful money reserve in bk.Viz:
Specie 1922 on
Lit gal tender notes 9,115 90 1871 90
Rrd'n fund with U S Treas
) per ct of circulation 10000
Due from U Treasurer
Total $2G7,399 Is
LIABILITIES
Capital stock paid in $4,000 90
Surplus fund 10000 90
Undivided profits, less amount
pd for int. eXp'es and taxes 4,o56 %
Nat Bk notes outstanding $4,000 10
Due to other Nat Bks 1874 III
Due State and PRIV Blk and Bkrs
Due Trust Co etc
Dividends unpaid 90
Due to approve Reseve agents
Individual dep'ts subj. to ok. 76,78S u
Time certificates of deposit 96,1S8 40
Cashiers checks outstanding 90 90
Notes and Bills redisc'ted 25,oS1 80
Total $2G7,399 Is
State of Virginia,
County of Highland, SIS;
|, Clifton Matheny cashier, of the above
named bank, do solemnly swear that the
above statement is true to the best of my
knowledge and belief.
Clifton MathenY, Cashier
Correct-Attest:
II Nj Slaven
Lloyd Sullenberger Directors.
H G Lunsford
Subscribed and sworn to before me this
II lay of June, 1918,
w II Matheny, Notary Public.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
Statement of the Financial
Condition

of THE CITIZENS BANK OF HIGH
land, Incorporated, located at Monterey,
in the State of Virginia, at the close of
business, June 4, 1913, made to the State
Corporation Commission.
RESOURCES
Loans and Discounts 1O2,227 Is
Overdrafts unsecured Ala 81
Furniture, and fixtures 1000 %
Exchanges and checks for next
days clearings l5l IN
Other cash items
Due from Nat. Banks mot
reserve agents) 1887 OF
Paper currency 2,l66 w
Fractional paper currency,
nickeIs and cents sc 81
Gold coin 375 90
Silver coin 212 90
Total 1869 SO
LIABILITIES
Capital stock paid in 10000 90
Surplus fund 5000 90
Undivided profits, less expenses
and taxes paid 673 5O
Individual dep'ts subject to ok. 1854 4S
Time certificates of deposit 34,249 43
Certified checks 2 70
Cashiers checks outstanding
Due to National Banks GA OS
Notes and bill re-discounted $500 Is
Bills payable, including GER
tifrates of deposit repre-
senting money borrowed 10000 90
Reserved for accrued interest
ON certificates of deposit 4O5 SO
Reserved for accrued taxes 26 SO
Total $110,6l9 SO
&c. 9, EIansel, do solenlny swear
that the above is a true statement of the
financial condition of the Citizens Bank
of Highland. located at Monterey, Va,
at the close of business on the 4th day of
June 1913 20 the best of my knowledge
and belief.
&C Hansel, Cashier
Correct-Attest:
Chas. P. Jones
Boyd Stephenson Directors
v. B Bishop
state of virginia,
County of Highland
Sworn to and subscribed before me by
C Hansel, cashier this 10 dav of June
1918. 80. --~.
Edwin b Jones. N p
My commission expires Aug 81, 1914
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
The Way to Save Money
Is to have hour harness made at
TIT. I. TRIMBLE'S
the up-to-date harness man.

the up-to-date harness man.
You save dollars in repairs by hav-
ing handmade goods. All work
neatly done, and guaranteed as
represented. Let us have your
orders. You can find my place on
Main ST., opposite Recorder office.
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20
JUST RECEIVED

1 Car of wagons, all sizes, cars OF Buggles'
Rubber tire Run-abouts, Auto seat, Auto top,
any style to suit your fancy
Also car of Deering Machinery, BINDERS,
Mowers and Rakes. Repairs for all make of
machinery. 5000 rods wire fencing barb
wire, staples, etc.
Ware house open at all times, Phone or write
3-1m F. r. HEPLER, Mlllooio' va
Highland recorder. (Monterey, Highland County, Va.) 1877-1972, 1913-06-20

THE FIRST NATIONAL BANK OF
HIGHLAND, at Monterey in the State
of Virginia, at the close of business, June
4, 1913.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-02-06
FOREIGN FINANCIAL FIELD.
London Exchange Quiet--LItt|e
Tradinq in Paris.
CBv cable 10 The Tribune


Landau Feb 5.-Business on the London
Stock Exchange was comparatively quiet
throughout the day. There was still re-
serve hope that the situation In the Near
East would soon be cleared up, but the
lack of Continental support lett the mar
llet with an uncertain tone. and WIFI 'l'
exception Of home rails and some ihNeS'
ment securities. there was no improve
p,cnt and the general tone was hedNH'
American shares We're sold by Germa any
particularly Canadian Pacific, when de-
veloped weak tendency. No Sirens u"
WAS shown i'm the American list ana the
closing was weak.
Consols closed l-l6 lower at f's Ior
money and 20 Lie for the account amt
dian Pacific was %, lower at IA. Ofahu
Trunk was J., higher AZ 1875
THE premium on gold at Madrid TO-DAY
was quoted at 1Oj, an advance Oh ~
and Lisbon was unchanged AT l5'Vo'
Paris Feb. 5-There was no trading VI
ip nortauce on the I3ourse to-day, Dut III
the main there was hrmneSS TO VI III
'rbe absence Of news regarding lie 20
Ian situation did not stimulate Du3 He
orders. % ,ra,cs %
Three per cent IcHt'S' %
ceutlmcs for the account. e,- o9iL
EXchangc on London. . francs -
confines Tor checks.
Private discount rate, 4 per cent. .ho
Eerlin. Feb J.-Thc early trading OF ~
poeree indicated a strong tone TO VIZ
market. but uncertainty regarding .nt
Near East developments caused pIoi,.
taking and a reaction. when resul'eu III
weakness at the close % ID, ,etL
Exchange on London - h'''"' '''
pfonnigs for checks
Money. per cent .
Private discount rate. per cent.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-02-06
STOCKS IN OTHER CITIES.
CHICAGO STOCKS.

Chicago. Feb. 5.-To-day's local market
was duh and prices moved for the most
part within narrow ranges. Declines Oh
around a point each occurred In People
Gas. Biscuit common. American can pre-
ferred and common and Commonwealth
Edison. Diamond Match and Steel COM
mon declined fractionally. \ fair amount
of trading in Sears Roebuck common "aS
shown illinois Brick and Chicago Rail
WAYS. Series . and 3. made small changes
i'm prices. Pneumatic Tool and swift
shares also commanded moderate atten-
ton at unchanged quotations.
Business in the bond department was
small.
Detailed operations follow.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-02-06
U. S. TREASURY FINANCES.
SIX dividend

Washington Feb. 5.-The condition OF the
United states Treasury at the beginning Of
business to-day was: Working balance $50
1s4749; in banks and Philippine Treasury
$3.50. y56; toiai OF general iund. siii.ysa.-
-I,eip.a yesterday. S2.47s. OSi; disburse-
I.,ais. S1,265.360 The surplus this fiscal year
o. >G.256.536. against a deficit Of 2i.O3s.-
80 last year. The figures for receipts. dis
easements. etc, exclude Panama Canal and
public debt transactions.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-02-06
LIGGETT & MYERS TOBACCO co
DIVIDEND NOTICES.
No. III Fifth Avenue.

New NOrn, February %, l'l5
Notice is hereby given that dividend ~ . q
Ola the Common Stock Of The American To
IaccO Company was to-day declared pay able ln
cash on Marol ]. 1913. 20 common stoc.t oldeTs
~ record al The close OF business on February
H. 1913.
Notice is further given that the Directors "
The American Tobacco company have t'ls day
directed the distribution among tie 'omufh
stockholders OF The Company OF S6.p3'3h"
being nam az IN. cash proceeds OF the sale ~
certain securities heretofore held by lir cor
many. disposition OF which has heretofore ne'a
ordered by the Court o. Doe made before Jams
AIRY /, 1913. SUCH distribution amounting On
SIS o. Der share on the Common Stock o. 80
Company 20 bee made March /. 1913 10 romnon
stockholders OF record az the close OF business
February 10. 1913
Notice is further given that a dividend OF
49, has been declared upon the prcierrei
stock of The American Tobacco company. pay
able April /. 1913. 10 stockholders Of record 81
the close OF business February 10. 1913.
L,l-. - IN n. ny. IL
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-02-06
/ ] !. EXCHANGE
& ;I'.: ! 4 Ia

u the second largest institution or ITS KIND
in the United States and Canada and aHoruS
The second largest market in the world Tor
the sale OF American securities, onerlns eN-
ceptional facilities Tor trading in ODD lots
The business opportunities presented TO those
seeking avenues for capital investment are
unsurpassed. THE OPENING CALL Al 9'So
A. NJ enables members 70 take advantage
OF overnight news and happenings, anoHalhe
the earliest market on this continent. our
early prices are usually followed closely.
The Exchange offers a limited number OF
memberships 20 responsible men VINO can
furnish undoubted references as TO character
lend financial standing. CORRESPONDENTS
SOLICITED and cheerfully exchanged.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-02-06
NEW YORK STOCK EXCHANGE QUOTATIONS

5-Total sales tor the day. <H'''''
the corresponding SI .onoared
sales February inclusive 9'-''' '
a in the me in 1912
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-02-06
CInsNG Or TRANsEER ROOks.

For Tie purpose y ne AnnuaI MttlILs ..
the stockholders OF this Company 90 be he'd
on tie 18Th day OF March. 1918, and the ga!
ment Of the above dividends and distributor
the transfer books OF both the preferred ana
common stocks will be closed az u O'Clock
noon on February 10. 1919. and be- re-openet a.
10 o'clock I'm The morning 81 the lith day oil
March 1913
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-02-06
To Holders of
JEFFERSON & CIEARFIELD COAL
IRON COMPANY.
First Mortgage So Bonds
SINKING FUND NOTICE.


Notice is hereby given as provided IN Article
3 Of the Indenture dated June 49, 1898, secgr-
ing the above bonds. that sealed offers viii b
received up to 3 p VI. on Friday. March Il
1913. By the GUARANTY TRUST COMPANY
or NEW YORK, at It's office, No. p Nassa,
street New York for the sale 70 IL as Trusts
az the lowest price at which such bonds shall
be offered. not exceeding 1850 and accrued IL
terest OF sufficient OF the above bonds 70 e1-
haust the sum OF Twenty-Five Thousand Eight
Hundred Flfty-tvo Dollars and five cent:
SO. -. 0jl
Offers should be sealed and endorsed Offers
FOR the SAFE Of Jefferson & Clearheld Coal
Iron Company 80 Bonds 20 Sinking Fund.
and addressed 20 the TRUST DEPARTMENT.
JEFFERSON & CLEARFIELD COAL IRON
90. By GEO. II. CLCNE, Treasurer
Dated Rochester. y. y. February o. 1918.
IIGGETT & MYERS TOBACCO 60.
-. Louis Mo, February 9Th. 1918
The Transfer Books Of the Preferred ana
Common stock OF Liggett 4 Myers Tobacco
Company Will be closed Al O'Clock, 7. N.
on the 10Th day 81 February 1913, Tor the
purposes OF Common dividend. this day de-
clared. and the Annual Meeting OF the stocA
holders of the Company 10 be held on The ION
day ~ March. 1913, and be reOpened al J"
o. clock. 4. NJ. on the lith day Of March. 1913.
T. II TIL RSTO\. secretary
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-02-06
PHILADELPHIA STOCKS.

FURNISHED by charles d. Barney * Co. No. .
Broad street. New York. and No. IL South
An street. Philadelphia)