Honolulu star-bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1912-2010, 1913-07-12
saving A
MODEST Income

+ Our weekly income is SIS and our
weekly output practically the same.
Nevertheless l can prove that we are
saving something, writes contributor
TO the Woman's Home Companion.
This is the way We manage 1t. Ny
husband reserves 81 for carfare and
so forth. / keep 81 for the laundress
and ineidentals. The remaining s24 IS
banked in my name. making an aver
age of $l02 month. Armed with
check book and an account book,
fight to keep our expenses within our
income. -.
Cur family consists of five-Iny bus
bands mother (who clothes herself.
two boys aged two and four, respec.
lively. my husband and myself We
live in a good neighborbood just out OF
Boston and among weTl-to-do families.
Forr years ago we bought piece
Of land and paid for it with the saw
ings of my prenuptial school-teaching.
On it we built our home by means OF
the cooperative bank, which furnished
the money and took mortgage on the
house and land We are paying the
money back IN monthly assessments
OF S34.S4, about half of which goes to
pay up the principal. At that rate we
shall pay for cur house In about eight
years mere. That is the same thing
as putting over 5000 in the bank each
year, with the added advantage that
the payment Of the assessment is OBJ
Iigatory.
3 = I.
MY monthly accounts run like his,
Cooperative bank. s34.S4; meat and
vegetables. $40; groceries, SO; milk,
Sc; electricity. 81; telephone, $3.50;
gas, So; ice, 80 cents. total. s6S.S4.
My monthly deposit being 1902, this
leaves balance of S33 (roughly)
which is used for expenses that can
better be recokoned by the year than
by the month: Clothes for husband.
500 includes gifts and vacation ex.
pensesl: clothes for myself and chill
dren, 800 includes wonan's club
dues, church. household wear and
tear taxes. $50; water rate. SIG; in
surance. $40; total, 1851.
NY allowance for food looks dispro
portionately SMALL Consider, howev-
or, that my husbands dinner is paid
for by the Office and that we have a
small garden and berry patch. do
not buy anything in bulk exceDt pota-
toes and apples. j have tried 1t and
found 1t poor economy. Now nothing
iswasted Even the apple parings go
into jelly. The meat left from the
baby's lamb broth ] mince and warm
up with stock or milk and butter and
serve on toast for breakfast. Meat
left from making this beef juice
form into little cakes with bread
crumbs Over these pcur canned to-
matoes. season them with butter. pep
ner and salt and bake half an hour
Two eggs beaten with one and one
third cup of milk and a bit of butter
and salt, and cooked in i double boiler
,, maze sufficient soft delicate scram-
bled egg, for breakfast
admit that / have to plan verv
closely and make everything count. l
am able to keep our clothing expenses
i down only because ] make nv own
dresses and. the boys suits aud coats
very often out of old material. And
Of course have to buy things after
thew are marked down.
We could dress better and feed more
daintily If we had not chosen to own
hcn1e where the children can have
the best Of surroundings This is after
all 2 good business invcstment In
eight wears the house will he naid for
End then we can save for the boys ed.
ucation.