The Dickinson press., 1913-04-05
NEW INSURANCE LAWS
STATE NAIL AND BOMBING

lOf was instrumental IN getting sever.
al important insurance measures through.
the legislature just closed. particularly
the mobile Bill state bonding and
fire marshal acts. The fire ..marshal,
law in brief is as follows:
Senate bill No. 223. by MI. Heckle.
is IAN act to provide for the creation
of a fire marshal department under the
management of the commissioner Of in
surance for the better protection and
preservation of life and property from
fire." Section l provides THAT there
be added to the duties of the commits.
sioner of insurance the duties created
by this act. The governor shall ap-
point a fire marshal and a chief assist
ant fire marshal who shall be under the
management of the commissioner of in
surance. said appointments to be made
within sixty days from the passage Of
this. act. and who shall hold office for
the term of two years. and shall be re-
moved for cause only. The commis-
sioner of insurance shall appoint one
clerk. who shall act as deputy assist
ant fire marshall"
The salary of the fire marshal is fixed
al $4,000 per annum that Of chief as
siatant fire marshal at ST. 800 per an
mum: the commissioner of insurance
is authorized to employ clerks and as
sistants and to incur such other ex,
penses as may b~e~necessary.
Section 2. II shall be the duty Of
the fire marshal and assistant to enforce
all laws Of the state in respect to fires.'
For the purpose of maintaining the
department and paying the expenses
incident thereto. ''every mutual and
domestic fire insurance company doing
business in the state of North Dakota
(exceptine therefrom county mutual in
surance c~ompanies.) shall hereafter
pay to the commissioner of insurance,
on or before April 1st. 1913. and an.
nually thereafter. a tax upon its fire
premiums or assessments. or both. as
follows: A sum equal to n half ..of
one per cent of the gross premiums on
all direct business received by it in this
state.
STATE BONDING DEPARTMENT
Senate Bill 156 by Mr.. Elingson. is
For an act establishing a bonding de-
partment in the office of the commits
sioner Of insurance. providing for the
maintenance thereof and creating a re-
serve therefor; prescribing the duties
of officers connected Herewith provid-
ing for the payment of premiums and
of indemnities or losses. and providing
for the disposal of the surplus after
said reserve has been created"
"Said bonding department shall bond
counties. cities, towns. townships and
school districts in any county of the
state against loss by default of any
officer upon the terms and in the name,
hereinafter set forth and the commits
sioner of insurance shall draw up. with
the assistance of the attorney general.
q standard form of surety bond. and
only such form shall be used."
This act goes into effect on January
1st, 1914.
STATE HALL INSURANCE
First. The administration of this
law was transferred from the hands Of
the commissioner of agriculture and
labor to. those of commissioner of in
surance and the transfer has been
made.
Second. The premium or rate fol
hail insurance has been increased from
20 cents to 80 cents per acre, it having
been demonstrated 10 the satisfaction Of
all concerned that the premium here
tofore charged is inadequate.
Third. The duties Of assessors is thu
matter of taking applications for state
hail insurance unchanged but the basi.
of compensation has been changed II
that assessors will hereafter receive Al
an application fee a sum equivalent 4
one half of 1 per cent for each and ever,
acre insured. instead Of a fee of 2:
cents for 100 acres OF less and 10 cent?
for each additional 100 acles or fraction
thereof.
Fourth. Under the original the dut,
of making adjustment Of. losses develop
ed upon 1.-The several members Of TIL
board Of county commissioners. eacf
within their respective counties" This
plan has been abandoned. and the Law
now provides that 1.-The, county commits
sioners of each county shall ct TIL
April meeting of the board appoint on
competent person who shall be a resi-
dent of the county to act as official ad
juster Of losses or damages caused b!
hail to any crop that has been insure'
under this chapter"
HAIL INSURANCE. POLICIES IN Eff
Feet
Senate Bill No. lis. by MI. Mcbride