Arizona republican., 1913-01-01
II WAS YEAR
 0F GOOD WORK
Accomplishments of Mer-
 chants and Manufacture CTS Association; Resigna- tion of Secretary Clemens on Account of III Health

On account of failing health. Sec retary Clemens of the Merchants and Manufacturers association rendered his resignation to take effect at the end of year. in which much has been accomplished.
 In January 1912 the organization of the association was effected. with a view to more friendly relations and general cooperation among the mer- chants of Phoenix and vicinity on the many questions adversely affect ing trade conditions of practically every line of business. The need of such an organization had been ap- parent for years and the merchants had but to be shown concrete evidence of the plans to effect it's formation. Hard, constant. efficient service on the part of it's management, pro- ducing the results promised has left not question as to it's permanency. and has made it one of the strongest and influential commercial Organiza tiOns in the state. Under it's able management the results have been so certain and sure that the membership has constantly increased until more than one hundred business houses, representative of every line of busi- ness in the city, now compose its membership list.
 The objects of the association are many and the benefits heretofore and to be secured affect every merchant of Phoenix and vicinity, whether member or not
 The first object of the association
 is the rating of all credit buyers do- ing business with it's members. Each member furnishes the secretary list of all ledger customers ,,.,., proper rating indicating the way they meet their bills from month to month. This mass of information coming from these many concerns is compiled and put in proper shape for ready refer enCe. so that when party asks a erchant for credit, the paying habits and other personal information of the credit buyer is immediately avail able to him for consideration. and credit is given or refused accordingly. There has been very noticeable diff
 
 tuted in Phoenix in the way credit buyers generally have taken care of their current bills Personal worth and social standing. although consid cred, is not the basis of the credit rating. Time is the essence of the personal rating considered in con nection with personal habits, and con dtions surrounding the purchase Over 5000 names, with from one to twelve separate ledger reports for each person. have been recorded by the secretary.
 Parties soliciting funds or merChan- disc from merchants for any cause whatever also come before the asso- citation. A secret committee selected from the membership is always ready to investigate any soliciting prOposi- tiOn and recommend whether support be given or not. Almost daily such questions come before the members and by this system of investigation many fraudulent schemes have been exposed. thereby saving the mer- | chants hundreds of dollars they other wise would have lost
 | Matters of legislation affecting the | | tual concern are brought before the association and disposed of by united action. Old accounts, bankruptcy and 1 receivership matters are handled | through the secretary's office and in many instances more equitable and satisfactory adjustments brought about 1 than could otherwise be secured. l The immense mass of detail, re | ports. committee meetings and con- | fererces on the hundreds of questions l that have arisen have made the life 1 of Secretary Clemens during the past year most strenuous one. But the
 way all these matters have been | handled. the satisfactory results and | growth and efficiency or the organi- | zation at the end of it's first year | has fully demonstrated MT Clemens | ability both as an office man and ex-
 ecutive. It is a matter of common | regret among the embers that it be- | comes necessary for him to relin- l Quish the duties he is so well quali- 1 fled to perform.
 The association has been fortunate
 however in securing the services of
 a competent and experienced credit l man to succeed MT. Clemens. MT. J l G Tngels, for four years manager ot
 the Fl Paso Business Mems Protective association, has been selected and vii
 continue to serve the association and
 carry on the work so we'll begun