davidaulloa/AmericanStories huggingface dataset:
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1913-09-18

the order of John Smith you are
entitled to the assurance that the
bank will pay it to no one other
than John Smith or parties to whom
he may transfer it by valid indorse-
ment.
Paul Greer, in Chicago, signed a
check for 5000 90, directing his
local bank to "Pay to the order of
Leon Young" Leon Young re-
ceiYed the check in St. Louis and
Endorsed it as follows, "Pay to the
order of The Copper Exchange
Bank, Leon Young" He handed
it to his clerk, together with a
deposit Slip. and told him to take
tito the bank and deposit it. The
clerk tore up the deposit slip and
told the bank teller that Mr.. Young
wanted the cash. The cash was
given to him and that was
the last that was heard of the clerk
or the 100000 Again the bank was
the loser for the check was Endorsed
TO the bank and not to the clerk,
nor in blank by Leon Young SO that
the bearer might receive the money.
If Young had simply written Leon
Young" on the back of the check he
would have been the loser. So if
you are to send a check to a bank
for deposit, and do not trust your
messenger absolutely, indorse it to
the order of the bank and not in
blank-then the bank will not de-
liver it to the bearer except on your
written order.
In case of forgeries the banker
also bears a heavy responsibility.
No other checks may be charged
against the account of depositor
than those he actually signed, and
which have been paid to the proper
party. If bank pays forged
check it is the loser, unless the
depositor in some way contributed
to the fraud practiced on the
bank and so is not in the position
Of an innocent party. In the case
Of raised checks the banker also
must bear the loss, again with the
proviso that the depositor who
signed the check in no way con-
tributed TO the fraud. If he drew
the check so carelessly as to make
the fraud possible, or in any way
conspired with those who raised
the check his position is not so
favorable. We have before noted
that the bank loses if it pays
check to a party not entitled to
receive payment of it and this is
true though the fraud be accom-
plished by a forged Endorsement.
Of course bank paying money to
party claiming his rights through
a forged Endorsement may recover
from that personal---very. providing
it can catch him.
Such are the rights of the depos-
itor against his banker. Remem-
Der that the banker bears these
heavy responsibilities and if in
dealing with him he insists that
you comply with formalities that to
you seem useless remember the
strict requirements made of him.
Handle all your checks in a bust
ness like manner.
Copyright, 1913, by Walter X. Towers)
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1913-09-18
Will Collect Rummage Oct. 9

Look up your rummage and mott
fly one of the Collecting Committee
They will call for it Thursday, Oct.
9, or sooner if you wish. The Com
mittee: Miss Alice Hardy, Mrs
Chris. Smith, Mrs A. P. Weld, Mrs.
Stella Deneen and Mrs. H. W..
Thompson adv.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1913-09-18

the great sugar interests OF the
country, wiping out many millions
of dollars invested in the cane
sugar factories of their own state.
In bitter speech made before
the vote was taken. Senator James
of Kentucky practically read the
two Senators out of the Democratic
party. Bristow of Kansas, reply
ing to James, said that the bill was
drawn to protect with heavy duties
the wiskey distilleries and tobacco
growing interests of Kentucky, but
sacrificed the wool and beet sugar
growers of the country by removing
all duties from those products.
After its passage by the Senate,
the tariff bill went to a conference
committee representing both houses
where 676 amendments made by
the Senate Democratic caucus to
the Underwood bill and approved
by the Senate, will be threshed out
in conference.
The Currency bill was taken up
by the house on Wednesday and
Mr.. Underwood, backed by the
majority members, limited debate
to four days. No better under
standing of the political situation
in Congress can be had than this
four day limit to public discussion
of one of the most important bills
offered in recent years and which
has been considered by the Demo-
cratic caucus for over two months.
Like the tariff it is an economic
proposition of far reaching impor-
lance that ought to be fully under
stood and treated as a non-partisan
measure. An Objectionable feature
pointed out in one of my former
letters has been removed by caucus
amendment, and the President is
now empowered to appoint not
more than two of the four members
of the Federal Reserve Board from
the same political party, one of
whom must have had banking
experience.
Senator Nelson of Minnesota told
me the other day that he had lived
in Dane County and enlisted as a
private in the 18th Wisconsin Infan-
try during the Civil War, and he
inquired after many of those who
served in the old Hudson City
Guard, formerly Co. G. of his regi-
ment. A few minutes later Senator
Clapp of Minnesota asked after H.
c. Baker of Hudson, in whose
Office he first learned about John
Doe and Richard Roe. That Wis
consin air influences Minnesota
politics may also be gathered from
the fact that G. K. Davis, known as
one of the strong constitutional
lawyers Of the Senate a dozen years
ago, representing Minnesota, was a
Wisconsin boy, and served in the
28th Wisconsin Regiment during
the Civil War. AS late as last fall,
James Peterson of Minneapolis,
tried conclusions with Senator Nell
son, but was nosed out although he
had qualified by many years resi-
d-nce in Dane County and had
graduated from the Wisconsin
University, a class mate of La
Toilette.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1913-09-18
Advertising

Ii you are fairly good at 6gures' you
VIII quickly convince yourself that IL
pays to read the advertisements and
patronize The Journals advertisers.
River Falls journal. [volume] (River Falls, Pierce County, Wis.) 1872-2019, 1913-09-18
Job Printing

That is part of our business. and we
pride ourselves in doing the best
and neatest kind OF work. Patronize
the Journal Job Print. Quick service.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13

but when he comes to appreciate that
he is acting in representative ca
pacity where the interests of thous-
ards of other people are involved it
becomes different question and he
can hardly afford to say that he hired
a Kansas City expert to prepare a
franchise and paid hundred and fiji.
ty dollars for it and offered it to the
electric light company who refused to
swallow it as whole, that therefore
he is justified in saying that he will
not discuss it any more with the cleo
trio light company, that he is through
with the matter and will waste no
more time on it. If that is the con-
viction of any member of the council,
and the Bulletin says it is, then the
member is liable to defeat the solu-
ton of question which otherwise
would be capable of solution. The
members of the electric light company
are not prepared to reach any such
rash conclusions or to make any such
rash statements and in all probability
will soon formulate few sections as
substitutes for some Of the objection
able sections in the franchise offered
by the city and will do their best to
adjust the few matters in dispute. If
they succeed it viii be for the mutual
benefit of both the city and the CON-
pany and if they fail they will grace
fully accept the inevitable. But one
thing IS certain, they will show dis
position to play and will not take their
dishes and run home and break up the
party.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13
LIGHTNING AT
CHARTER OAK
Equipment Of Crawford County TeIe-
phone Company Entirely De-
stroyed Sunday Night
LOSS is ESTIMATED AT 100000
New Equipment Ordered and Com
pany Expects to Get System
Working Last of Week.

The Crawford County Telephone
company sustained a severe loss at
| Charter Oak Sunday evening, when
bolt Of lightning followed a wire
| into the room where the switchboard
was maintained and completely de.
stroyed the equipment Of the company.
At present nearly every telephone in
Charter Oak is out of commission and
service will not be resumed until the
necessary material arrives.
The exchange was located in the
Farmers State bank building, owned
by Mr.. Bornholdt, and while the light
ming caused the destruction of the
contents of the two rooms occupied
by the telephone company, no other
damage was done to the building. 1t
is said that the operator was in the
performance of her duties at the time
but miraculously escaped without in
jury. A gas pipe which furnished gas
for lighting purposes in the building
became ignited and was only ex-
tinguished by the heroic efforts OF
those who happened to be present.
Word was received by Manager
George TRACER late Sunday night by
telephone, a phone having been con-
nected to one of the toll lines at the
outskirts of the town, telling him OF
the damage done, and he at once got
in communication with telephone
supply house in FIT. Dodge and made
arrangements for another complete
outfit, which has been shipped and
should arrive there today 1t is
hoped that the demoraized system
will be put in operation by the last OF
the week.
The telephone company estimates
their loss to be in the neighborhood
of $1,000.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13
derson was bent on defeating. N

derson was bent on defeating Mr.
Tabor was frequently urged to be
come a candidate for different Offices
but declined, preferring the quiet OF
his home life where he enjoyed the
society of his family and friends. He
was given to the support of charitable
objects and helped large number
of poor but deserving people of this
community.
Some three or four years ago he
decided to move away from Denisor
and to make his home at Hollywood
suburb of Los Angeles, Cali, anc
since then has spent but little time
in Denison. His departure from this
city was greatly regretted by his many
friends. A farewell dinner was given
him on the eve of his departure, al
which the most sincere regrets were
expressed at his going.
Mrs. Tabor, who becomes his com
panion for life, while not known in
Denison, is said to be woman OF SUI
perior attainments, prepossessing in
appearance and in all respects a
charming character. Her home at one
time is said to have been at Sidney, Ia
where she married Major Anderson,
with whom she lived until his death a
few years ago at Hot Springs, S. D.
The happy couple will make their per-
manent home at Hollywood, Cali, and
it is said will spend much OF their
time in travelling abroad. 1t is pleas
ure for the Review to join their many
friends in wishing them long life
of connubial bliss.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13
pENl5ok
additional 4oeal

Mrs. VIM. Bendixon was down from
Schleswig Saturday, spending the day
shopping and visiting friends in the
city.
Mrs. Georgia Barrett, sister o.
Mrs. VIM. Strahan, living in Cedar
Rapids, arrived in Denison last week
for an extended visit here.
Milo Kelly, of Arion, was in Denison
last Saturday and while here pur
chased a Studebaker automobile from
the Denison Auto company.
Mr.. and Mrs. A. R. Beard, OF Chi
cago, spent last week in Denison Wis
iting at the home of Mrs. Boards
grandmother, Mrs. f. H. Wood
The w. r. C. will serve ice cream
and cake on North Main street in the
vicinity of the new postoftice building
next Tuesday, the day of the dedica'
ton.
Mrs. NJ. A. Harding and daughter,
Miss Ella, are spending the month
in Denver and incidentally taking in
the knight Templar conclave, which
is being held there this week.
Mr.. e. N. Westcott has disposed OF
his residence property in Omaha, and
we understand that, together with his
family, will move to Denison in the
near future and make their home with
Mrs. N. J. Wheeler.
Miss Lillian Scott is spending the
week in Boone and Ames, where she
is visiting friends. She went to Boone
Friday, accompanied by Mr.. and Mrs.
Jack Temple, who had been touring
northwest Iowa.
The Misses Mariana and Katherine
Sine went down to Council Bluffs Sa:.
urday for few days visit with rela.
tives and friends. They are expected
home the latter part OF the week.
DR.. E. o. Koeneman and family, of
Eldora, visited at the home of his sis
ter, Mrs. A. F. Boylan, in Denison last
week. They were guests of the Boy
lans at their cottage at Lake View for
week and motored down from the
lake last Thursday.
P. E. C. Lally came down from Lake
Okoboji Tuesday and will remain here
for several days looking after some
business matters. He reports the
weather at the lakes to be most de-
lightful and the nights so cool that it
is necessary to use comforters to
keep warm.
We are pleased to report that Mrs.
August Marwede. who has been how
ering between life and death for the
past few weeks is now on tn road to
recovery. She is rapidly regaining
her strength and in fast is strong
enough to be taken out on the front
porch TO enjoy the sunshine. Mrs.
Marwede has been i'll for several
months and underwent two different
operations at the hands Of specialist
and for some time her life was de-
SPARED of. Her many friends in Den
ison and vicinity are rejoicing over
her recovery.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13
MARRIAGE OF
Mr.. CHAS. TABOR
Well Known Former Denison Citizen
Mr.. chas. Tabor, Married at
Deadwood, s. D., August 9TH
WILL LIVE At HOLLYWOOD, CAL
Bride Said to Be Woman Of Su
perior Attachments and Charm
It. ina Character.

Charles Walter Tabor and Mrs. 10.
sephine Frazier Anderson were united
in marriage on Thursday the 18th OF
August, at St. Johns church, Dead.
wood, S. D.
Mr.. Tabor is we'll known in this
community, having lived here for
more than third of a century. he
came to Denison in 1873, as a young
lawyer of promise and associated
himself with his brother, Frank
Tabor, under the firm name of Tabor
& Tabor. For several years the firm
conducted a successful law business
which constantly increased up until
the death of the Junior partner
in 1876, after which Mr.. Tabor
gradually drfted out of the law
BUSINESS and later devoted his at
tention to the tome loan bust
ness. Mr.. Tabor had the qualifica-
tions for making ali enviabie reputS-
ton for himself in the law business,
but the death of his brother seemed
to dampen his ardor for continuing
his legal practice. He conducted his
time loan business in such a way as
to win and hold clients from many
sections of the country, VINO were glad
to intrust him with their funds for
placing loans. His extensive acquaint-
ance with the older settlers of the
county and his popularity with
them made him formidable com
petitor for others engaged in the
same business. His business grew
and prospered to such an ex
tent that had he remained in bus
mess he would have been counted
among millionaires by this time.
When he gained what seemed to him
a competency his ambition in a bus
mess way was satisfied and he grad
ually withdrew from active business
and travelled extensively in different
parts of the country and abroad.
Mr.. Tabor did not develop
much of an ambition for poll
tics although on one or two oc'
casions, when this county was
part of the Council Bluffs congress
ional district, he allowed the use OF
his name as candidate for congress
and one one occasion Maj. Albert An
derson, whose widow Mr.. Tabor has
Just married, presented his name
as candidate before the con-
yention in speech which not
only made Mr.. Tabor appear a
worthy candidate, but in addition i'm
mortalized Major Anderson as an or
ator. If the speech did not result in
Mr.. Tabor's nomination it did at least
defeat the candidate whom Major An
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13

The car OF oil for use on the streets
arrived in Denison the latter part Of
last week, but on account of the re-
cent rains only few blocks have re-
ceived an application of oil. 1t may
be necessary to delay the work of
oiling for several days until the
streets are dry enough to make the
application. A gang of workmen have
been busy the past week scraping
the accumulated dust from the streets
that were oiled earlier in the year,
and they will receive another coat
from the second car.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13

meeting when it is claimed the fran
chise was accepted.
At the time the franchise was first
presented at the meeting at the Hotel
Denison exceptions were taken by the
members of the electric light company
to certain provisions of the franchise
meeting at the time of adjournment
When the meeting convened the next
morning Mr.. Conner was not present
but was at the court house engaged in
la lawsuit which occupied his atten
ton all the forenoon and did not meet
a single member of the council or the
Kansas City gentleman. 1t has been
claimed since that at the meeting
in the forenoon some agreement
was arrived at, but If so It was
during the absence of two of
the three members of the electric
light company. But it does not follow
that because Mr.. Conner did not at.
tend the meeting or approve the fran.
chise that he is in belligerent atti.
tude toward the franchise. He has
frequently said since that he thought
the council and the company would be
able to get together. An informal
meeting was held as heretofore stated
after that date at which several mem
bers of the council were present and
la number of changes suggested in
the franchise and there seemed to be
a disposition on both sides to try
and get together, but to say that at
any time the parties have agreed on
all questions would be doing violence
to the truth.
We believe now that if two or three
questions in dispute were satisfac-
torily adjusted that there would be
no trouble ahead and we have no
doubt but what they can be adjusted
if business methods are adopted and
the newspapers are not drawn into
the controversy Mr.. Conner said at
the last meeting that the members of
the light company were willing to
meet the council or a committee of
the council at any time in order to
see if the Disputed points could not
be adjusted. But if the Bulletin
is to be believed the Jig is up and
there can be no further relations be-
tween the council and the electric light
company unless the company accepts
the franchise as drawn by the Kansas
City gentleman. According to the
Bulletin the light company is told if
it gets anything it will get it in some
other way than through the council.
We are charitable enough to believe
that if this language was used by any
member of the council that he must
have been piqued at the time he said
it and that upon more deliberate re-
Election he will discover that it was a
rash statement and should not have
been made and especially to news
paper man. If a member of the coun-
Gil simply represented himself he
could afford to make such statements,
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13

Your chance this season to buy youl
canning peaches now at Menagh's.
box lot, S5c; box lot, 79c. 33-1,
Mrs. Hannibal Fink and Mrs. v
Cavett spent last week at Waverly
where they were called on account
of the illness of their brother, Mr.
Carey Comstock. They left him much
improved in health and the probable
ity is that he will be about again in
the course of a few days.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13

The Ed Nelson building, which is
being built just east of the court
house, is progressing rapidly, the
brick work up to the second story
having already been completed This
building will be a great improvement
to the business section Of Denison. Mr..
Nelson informs us that the building
will be ready for occupancy by the
middle of October, when he will move
his harness stock and equipment and
occupy the ground floor. The upper
story will be fitted up for offices,
which have already been rented.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13

P. w. Weberg recently purchased a
pure DurOc Jersey brood SOW at the
sale of Swan & Ellis, which was held
at Indianol. The new Duroc Jer-
sey is one of the queens OF the
breed and Mr.. Weberg expects to
make some great records with her get.
Mr.. Weberg informs us that his herd
is in fine condition and he will have
a choice Offering at his sale next Feb
ruary. He attended the o. S. Larson
sale at Logan Friday and reports that
the male hogs sold at an average of
500 a head and the sows brought an
average of SIS a head.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13

MI Chas. BOllen returned Saturday
evening from three weeks trip,
which he spent visiting the large
market centers of the east purchasing
goods for the Balle-Brodersen store
He stopped off at Clinton on his way
Mrs. Bollen, who had been visiting at
that place during his absence, re-
turned home with him.
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13

p Mr.. Max Kropf purchased fine
Studebaker touring car Of the Denison
Auto company last week
The Denison review. [volume] (Denison, Iowa) 1867-current, 1913-08-13
Peaches for Canning.

Car fancy Colorado peaches just in;
one box, S5c; five box lots, 79c. Order
your peaches now at Menagh's. 33-1t
Ashland tidings. [volume] (Ashland, Or.) 1876-1919, 1913-03-03
Salary Grab Bills Vetoed by We.

Salary Grab Bills Vetoed by West.
Salem, March 1.-Governor West
has vetoed the bill introduced by the
Jackson county delegation raising the
salaries of county officials. Some
81 salary grab bills have now got the
AK.
Bills were passed by the legisla-
ture raising the salary of one or
more officials in nearly every county
in the state, and the governor has
been consistently vetoing them as
fast as they reached him. These
veto messages invariably say For
the reason that this matter of salar-
les can be taken care of through the
passage of H. B. 1874, introduced by
Mr.. Gill"
Mr.. Gill's message provided for a
uniform regulation of salaries of all
the officials and deputies in the vari-
Gus counties according to the area,
population and assessed valuation of
each county. This was plan form
ulated by the governor several
months ago The legislature refused
to pass the bill, but the veto mes
sages repeat nevertheless the words
quoted above.
Ashland tidings. [volume] (Ashland, Or.) 1876-1919, 1913-03-03
W. F. Bowen, phone23 232-J r. & Snth pn .ao Z
BOWEN 6 SMITH, Architects
Rooms and Citizens Banking and Trust Co. Bdq Phone l64

spray dope and spray pumps, the idea
always being to stimulate business
and make things interesting for the
other fellow.
The true inwardness of the apple
joke is not realized until the fruit is
converted into cider and used as a
beverage. Whether this be drunk
fresh or fermented the results are
equally disastrous, provided a suffi-
cient quantity be imbibed. Hard ci-
der has a tendency to fly to the head
and make a man top-heavy, causing
him to get gay and say things which
in calmer moments afterwards he
bitterly regrets. 1t also causes more
or less activity in police circles and
temperance societies.
o. Fl. BARNHILL.
Ashland tidings. [volume] (Ashland, Or.) 1876-1919, 1913-03-03
Notice.

In the District Court OF the United
States for the District of Oregon.
In the matter of J.. B. Casey, Bank
fupt. In bankruptcy. No. 2292.
To the Creditors Of j. b. Casey, a
Bankrupt, of Ashland. Oregon:
You are hereby notified that on
the goth day of February, A. d.
1913, ]. B. Casey, of Ashland, Ore
gon, was duly adjudged bankrupt,
and that the first meeting of the
creditors of said bankrupt will be
held at the office of the undersigned
in rooms 2O-22, over the Jackson
County Bank annex, in the city of
Medford, Oregon, at the hour of 2
o'clock p. NJ. on Friday, the 7th day
of March A. d. 1913, at which time
and place the creditors may attend,
prove their claims, elect a trustee,
examine the bankrupt, and transact
such other business as may properly
come before said meeting.
Dated at Medford, Oregon. this
Gath day of February, A. D. 1913.
FRANK ]. NEWMAN,
7S-3t Referee in Bankruptcy.