davidaulloa/AmericanStories huggingface dataset:
Omaha daily bee., 1913-09-29
News from the Insurance Field

story elevation aud across the top with
insure"
A proclamation to the people Of Indiana
designating Thursday, October p as fire
prevention day, and urging its general oh
servRnce has been issued by Governor
samuel NJ Ralston, The Indiana fire
marshal Is now mailing to his hundreds
OF assistants throughout the state sug-
gestions FOR the proper observance OF fire
prevention day. and is encouraging them
TO activity In its behalf Governor stew
art OF Montana, Governor Eberhart OF
Minnesota and Governor Carroll OF Iowa
have also designated October as fire
prevention day.
T. r. Shaw of New York, agent and
superintendent Of the General Fire As
surance association ot Paris was In
OF Manager Talmage OF the Columbia
tire Underwriters, From here he went.
to Denver to look after business matters,
after which he will return home, While
talking Of insurance matters, he cN-
pressed the opinion that the outlook for
business next year Is wonderfully good
Mr.. shaw has been In the insurance bust
ness all his life and IL regarded as one
OF the best posted men In the business.
Word comes from Hartford Conn, that
the proposed amalgRmation OF the Con-
hecticut Fire and the Phoenix Fire In
ssrance companies may be defeated. Some
OF the stockholders who have opposed
amalgamRtion have consulted attorneys
and have been advised that as the Con-
neCtcut being a chartered company, dis
tnct from Joint stock company, is not
authorized to amalgamnte without spe-
cial act OF the state legislature which
has not been secured The legislature
does not meet until two wears hence and
u Is probable that RmalgBmation will
have TO go over until after then. 1T least,
The practice of some public adiusters
IN dividing their fees or commissions with
the brokers who influence the placing OF
the handling OF loss adjustments with
them has been called to the attention
OF the Insurance department OF New York
and superintendent William r. Emmett
has issued n ruling that such practices
must be discontinued in future The
superintendent takes the position that
such practices constitute rebatlng. The
superintendent also announces that unless
the practice is discontinued the revoca-
tion of the licenses OF both the Offend
Ing trokcr and the adjuster may follow.
when the Modern Woodmen of
America had the question OF rates under
considerations last year" says the Chit
cago Record-Herald, the readjustment
committee reported that on January l. the
business In force showed a theoretical
deficit of $40, 900, 600 at present rates from
the net amount required TO mature the
outstanding certificates. On July l this
deficit had increased TO 1922, 10000 and
during the first six months OF 1918, $50, 900
more was paid out to the beneficlaries of
deceased members than was received from
assessments. The agitation over the rate
question is having q steadily adverse ef-
feet upon the membership, there being
a net loss during July OF SfIb.'
Omaha daily bee., 1913-09-29
MAL0NEY TAKES ACTION
TO EXCLUDE ALL THIEVES

Nearly dozen negro women were
brought TO the office OF Chief OF Detect
ives Maloney yesterday afternoon and
given the ultimatum of leaving town inn
mediately or taking a ninety-day jail SEN
tence on a technical charge OF vagrancy.
Nearly all agreed to leave town immedl-
ately.
Maloney has had his men working I'm the
old redlight district for the last two days,
locating those who are so adept at pick
ing pockets. II was a hard matter to
get the goods on these. so Maloney is
deporting all who appear suspicious.
Other detectives are haunting the depots
and carnival grounds 10 see that nc
cannon mobs" come In. South Omaha
and Council Bluffs police are also watch
ing closely to exclude all foreign thieves
and keep the home talent as far In the
background as possible.
Omaha daily bee., 1913-09-29
CnuRht a Rnd Cold.

Last winter my son caught a veiJ
bad cold and the way he coughed was
something dreadful" writes Mrs. Sarah
+. Duncan OF Upton. Iowa. I'VE thought
sure he was going into consumption. We
bought just one bottle OF Chamberlain's
Cough Remedy and that one bottle
stopped his cough and cured his cold
completely" For sale by all druggists
Advertisement
Omaha daily bee., 1913-09-29
Term and Coinsurance
Cuts Down the
Average Fire Rate

The steady general reduction Of fire in
surance premiums, the consequent rise in
the expense ratio and the tendency TO
decrease commission TO agents are three
OF the tendencies OF the times In the firo
insurance business which are agitating
fire underwriters and which have sent
them seeking for basic reason. w. L.
Steele, chairman OF the committee on
term insurance and co-insurance allow
ances Of the Western Union, addressing
the Champlain convention, brought up n
feature OF the business which caused
considerable discussion. Mr. steele main
tains that the reduction allowed on busi-
ness written for term of years is ex-
cessive, illogical and unsoientlflc. He
says the credits given for insurance. espe-
cially on buildings is also unsound.
The reason why the average rate is
going down he shows by figures demon.
strating the rapid increase in the amount
Of term business being written. The
percentage had increased from 1924 in
1907 to .67s5 in 1912. The percentage Of
term premiums increased from 574 to
.6492 The average length of the term
on all risks had increased from two years
six months twenty-eight days to two
years eight months and nineteen days.
He shows the effect of co-lnsurance
credits from the average rate through
reports from a number of companies as
to their losses on brick mercantile build
ings with and without the so per cent
co-insurance.
The average loss on buildings per 500
of liability was $12.4O with co-insurance
and N2.S without, while on contents the
showing was much more favorable to the
co-insurance principle, being S137s with
the so per cent clause and 1852 without
It. The conclusion reached is on fixed
and known values where there was not
enough under insurance to affect the gem
eral result but in unknown and fluctuat-
ing values something worth while is OBJ
tained for the reduction made for CO.
insurance. 1t is contended further also
that until some standard of insurance to
value is fixed and enters into the COM
piled rate any system of allowances is
Omaha daily bee., 1913-09-29

student is entitled TO enter the contest
and the three best stories OF each contest
Ralph Mallin has recovered from "a
recent illness so far as to be able to
leave the hospital.
The South Omaha High school quartet
held It's second successful meeting last
Wednesday evening.
The Gavel club of the nigh school met
In the Board OF Education room OF the
high school last Tuesday evening. No de-
bate occurred, but some interesting parlia-
mentary practice was held.
will be printed in tho Tooter These
stories will take the place of the stories
which have heretofore been chosen by the
teachers of the English department. The
judges will be members OF the faculty.
The debating class Of the high school
will give a practice debate on the ques-
tion Resolved, That the advantages of
the trust outweight its disadva ntages' in
the auditorium OF the high school a week
from next Friday afternoon. The up
holders of the affirmative will be Emmett
Hoctor, Merle Curt and Carl Beal and
those of the negatve Will be Karl Lee.
Frank Faux and Garwood Richardson
The debate will be held during school
hours and a charge OF 8 cents will be
made to the students
Omaha daily bee., 1913-09-29
AFFAIRS AT SOUTH OMAHA
Fire and Police Board Again Insists
on Obedience to Law.
FEAR OF CUSTER PROCEEDINGS
Eagles Ready to Hold Bazaar During
Middle of OctOber-Receipts of
sheep Expected TO Make
New High Marx.

For the 'steenth time the South Omaha
Fire and Police Board, or a major part
Of it. has issued n more or less solemn
warning to saloonkeepers and others sell
ing liquor contrary to law. the latest
assurance from themselves that they are
going to enforce the law on the statute
books is said to have been given yester.
DAY by Commissioners Devins AUD
Donahue. Mayor Hoctor, who is chair
man of the board, has had long successful
years in politics and he seldom finds IL
necessary to DO more talking than is
necessary. he says.
Nobody, including most of the saloon
men who are alleged to have offended,
takes the latest alleged ukase as any
thing more serious than an announce.
nl,ut OF good intentions on the part OF
the board which is said to have become
perturbed lately over the reported activity
OF men determined to enforce the law.
As q matter OF fact conditions are nc
worse now than they have been for
months past. Certain bootlegging joints
claiming to be clubs" have run foi
months past within stones throw of the
police station. it is said.
That the commencement OF custer pro-
ceedings is not far away is certain.
Notice has been served on the board that
wide open conditions exist in the town.
It is said that two of the commissioners
have been making nightly rounds lately
for the purpose OF seeing that the law is
not violated at night. The frantic orders
to close up, said to have been issued
by the board, have been placed on tho
official minute book time and again with.
out avail The latest order 1t was said
last night would not affect the plans OF
the men who are insisting that the
law be enforced in South Omaha in re-
gard to saloons and gambling.
Eagles Ready for BRzAr.
Eagles in South Omaha are making
large preparations for the Eagle bazar
which is to be given October 1S to 25.
President Ray Waters who has been
making every effort TO increase the
strength of the local aerie has won much
favorable comment for his steady in
sistence upon higher class of entertain
ment for the local aerie. Since his induc-
tion into office as president of the aerie,
Mr. Waters has succeeded in clearing
away a great deal OF the debt upon the
Eagle home. There remains but $4,000
of the original debt which has not been
wiped out. 1t is hoped that the proceeds
from the coming bazar will clear away
the remaining debt
Sheep receipts for the month to date
Omaha daily bee., 1913-09-29
LITERARY SOCIETIES MEET
Officers Are Elected and Work of
the Year is Commenced.
NEW PUPILS BECOME MEMBERS
Debating Organizations Preparing
Programs for the Year at the
Omaha High school.

The literary societies or the hign Bchool
organized Friday afternoon and elected
officers for the year. There are fifteen
in addition to the Glee, Mandolin, Gym
Hiking Girls Racquet and Lam Ron so.
cieties. The last OF these is an organiza-
ton consisting of gIris who are taking
normal studies preparatory to teaching.
Prof. Woolery In charge OF the work
,of the literary societies, has been work.
ing since the beginning OF school TO in
terest as many of the freshmen as pos
slble to join the organizations. A greater
number than ever before are enrolled.
Interesting programs are Deing ar
ranged by the societies. The Demosthe-
nian Debating society is planning an ex-
tensive meeting at which the society will
resolve itself into the house OF repre-
sentatlves. A speaker has been selected
and the committee In charge is arranging
the details.
The intersociety debate between the
three debating societies. the Demosthe-
nian. Webster and Athenian. is baing ar
ranged and the men to represent the So
cieties will be chosen in the near future.
The Demosthenian society is at present
the champion of the school.
Officers of the societies elected Friday
are:
Webster-Earl Ticknor, president; Arno
Truelsen, vice president; Charles Peter
sen, secretary and treasurer; Wilson
Bryan and Bryan sackett, sergeants-at-
arms: Prof. e. f. Mcmillan, society
teacher.
Athenian-Presiden,. wahlfred Jacob.
son; vice president. Ralph Douglas; treas
urer. Walker Rule; secretary, Dean NAL
lory; reporter. Glen Muir; sergeant-at-
arms, Willard Cooper; E. Il. Orchard,
society teacher.
Pleiades-President. Ruth Comp; vice
president, Marie Freeland; secretary,
Margaret Hunt; treasurer, Irene Wilson;
sergeants-at-arms, Sadie Christensen and
Marjory Ratchford.
Elaine-President. Eleanor McGilton;
vice president, Helen Howe; secretary,
Winifred Rouse; sergeant-at-arms, Lett
tia Van Buren,; reporter. Margaret
Loomis.
Margaret Fuller 80 President, Louise
Hupp; vice president, Helen Pearce; sec
retary. Marion Coad; treasurer. Marion
Weller sergeant-at-arms Helen Coon;
reporter Gretchen Langdon.
Frances Willard-President Florence
Emmett; vice president, Lula Prltchard;
secretary-treasurer Mildred Whited; SER
geant-st-arms. Louise Crocker; reporter
Marie SwartE.
Priscilla Alden-President, Clara Lind
ley; vice president, Celia Vest; secretary,
Rachel Metcalfe; treasurer, Beatrice
Walton; sergeants-st-Rrms, Mary Dunn
and Margaret Fyfe; reporter Jean Lam
dale.
LOwell-President Lucille Ellis; vice
Omaha daily bee., 1913-09-29
A nrenI. for Liberty

from stomach, liver and kidney trouble
is made when a 25c box OF Dr. Kings
New Life Pills is bought. Why suffer?
For sale by your druggist Advertise.
ment.
Omaha daily bee., 1913-09-29
PERSONAL PARAGRAPHS.

Mrs. Virginia Law Sneed OF New Or
leans arrived Friday TO spend several
weeks with her daughter-in-laW, Mrs. w.
A. Sneed
Omaha daily bee., 1913-09-29
New Guard Company
May Organize Here

A new company of the National Guard
may be organized in Omaha. Adjutant
General Hall came here from Lincoln yes.
terday and looked over the local situation
with view to establishing a fourth
company. More than fifty young men
are deslrous OF enlisting in new organl,
Zation.
Omaha daily bee., 1913-09-29

The BARRIERS win give a ball tonight
at Schlitz's halt Twentieth and . streets.
A story-writinS contest VIII be held
every two weeks at the high school Any
Omaha daily bee., 1913-09-29

president Alice Allen secretary y-treas-
urer, Gertrude Reed.
Lininger Travel Ciub--President, Mary
Johnston; vice president, Quito Eddy;
secretary. Velista Presson; treasurer.
Carol Kuhn sergeants-at-arms. Sarah
Line and Lillian Anderson; reporter. Lor-
rine Davis.
The Hawthorne, Demosthenisn. Gym.
Lam Ron, Hiking. Latin and Art societies
will select officers at the next meetinga
Evening journal., 1913-09-13
NEWS FROM WARWICK, MD.

Special TO THE EVENING JOURNAL
WARWICK, Nd, Sept. 1S.-Mrs. Cum
ningham and daughters and Mrs.
Schulley, of Philadelphia, have re-
turned home after spending some time
at the home Of T. p. Devine.-Miss
Mary Lynch. of Elkton, Md, has been
a visitor with friends here.-Mrs. VIII
liam Lynch. Of Baltimore, Md. has
been paying a weeks visit with Mr..
and Mrs. George Goldsborough.-Mr.
and Mrs. z. A. Jones has returned
from a visit with Philadelphia rela-
tives.-Rev. G. j. Hill is spending bis
vacation with friends in Virginia
Mrs. Viola Lynch has returned to VIII
mington after a visit with relatives
here.-Miss Mamie Merritt is the guest
of friends in Reading, Pa.-Mrs. FL
wood Padley has her sister. Mrs.
Smith and children. of Cecilton, for
visitors.-Mrs. Cullum. OF Pittsville,
Md. is staying With her daughter, Mrs.
J.. Price King-Miss Anna Poor, of
Wilmington, has been spending her
vacation with her parents near here.
Evening journal., 1913-09-13
HIBERNIANS TALK OF
THEIR. ANNUAL BALL

Arrangements are we'll under way
for the annual ball by the United Di-
visions of the Ancient Order of Hi
bernians. II has not been decided
where the ball will be held, the one
last year was in the DUPONT building.
The members of the Order, not only
in this city. but in Henry Clay, Hook
essin. Newark. New Castle and other
places. are taking much interest in
the annual ball There are usually
over 1000 persons at this reception,
and delegations from Chester and
other Pennsylvania points are expect
ed TO be present.
The national convention of the A.
o. II. will be held in Norfalk. Va,
next July, and there is a movement
on foot to organize a marching club
to attend the convention AS the un-
yelling of the Barry monument takes
place next year the members of the
Order will have a lively year. The
monument is being erected in Wash
ington, d. G.
Evening journal., 1913-09-13
SUITABLE CLOTHES roR TIE COLLEGE, GIRL
New Fabrics and COlOrS to
Charm tine Most FaSti-
diOuS Taste
VELOUR DE LAME
LONG COATS

in Alaska or northern Canada are not
always what a girl living in southern
Florida would require. But there are
many new fabrics suitable alike to all
climates when extra nnder or over
garments are worn. Serge and silk
belong to this class Both these ma
terials come in tartan, one of the
prettiest and smartest designs Of the
season. The frock of the first Illus
tration was developed in plaid serge in
shades of tan, green and blue. Cuffs
and collar, with attached vest. are of
plain tan silk. The eirdle. tied in
front in butterfly bow and terminal
ing in one long end finished by tas-
sci, is of soft blue silk This frock is
not alone suited to the college girls
requirements. Women either In busi-
ness or home, will find it both pleas
ing and serviceable. Colors for fall
wear on the street and for all ordinary
occasions will be subdued in tone by
comparison with the vivid hues of the
summer holiday season. when nature
is in a riotous mood and violent col
orings are very pleasing. A deep mid
night blue, almost indistinguishahle
from black. is a favorite among shades
of blue. Purple and Georgette green
are also smart. In fascinating relief
against there quiet backgrounds are
the gayly hued vests and waistcoats
borrowed from the masculine contin-
gent, and of which every girl and
woman should have one and as many
more as her purse will permit. Waist
coats are of many styles Some are
vests, others simply simulated vests,
having a row Of fancy buttons outlin-
ing an imaginary closing. These ap-
pear in morning, afternoon or evening
! frocks unfortunately. Others are
fashioned like mans waistcoats, with
backs Of plain satin. whose 7ulness at
the waist Is confined, man-fashion, by
straps fastened by buckle. Another
type has much fulness in front with
pointed vest effect below the waist
These last two garments may be worn
over a guimpe or blouse. or they may
have attached sleeves and neck frill Of
/ lace or net. Front inserts, sometimes
known as girdle vests, Of material in
harmony or contrast to the frock
lend a modish touch to the costume
Velvet. silk and satin, either plain
brocaded or striped, also silk, Bedford
cord, pique and devetyn, may all be
used with charming results.
A frock which serves for Afternoon
and evenings will also be essential
This should be of soft, clinging fab
RIGS, preferably crepe de Chine oi
soft silk and of pink. light or gobelin
blue shade. The neck should be Gu
in V-fashion, and filled in with tulle
net or lace. Pleated frills of lace o.
tulle finish the surplice closing. Lowe
half sleeves of tulle or net. finished a
the wrists by narrow bands of ribbon
are also very smart. Drapery may b
! introduced in the skirt, but its fold
. should be used somewhat sparingly 1
Misses gowns. A wide girdle Of lik
or contrasting shade of ribbon, termir
/ ating in tasseled ends, finishes a COZ
J tune attractive enough for a tea {
r evening function at which the girl /;
Evening journal., 1913-09-13

NEW YORK, Sept. 1S.-vacation
days are now over and everyone is
returning to town, to shop, bank,
home or school, as the case may be.
and real life is beginning with real ie-
sponsibility. Not a little of this is oc-
casioned the mother by the anxiety at
tendant on getting her girl equipped
for college. If It be the girls fresh
man year, she will appreciate timely
suggestions. In planning her outfit,
the girls own wishes, likes and indi-
viduality should be considered, the
mother suggesting, guiding and en-
couraging along proper lines. In this
way the secret of good dressing. de-
pendent neither on money, extrava-
gance, liberty or expensive tailors or
dressmakers, but on knowledge of
good and bad physical points and on
personality, is instilled into the fast
developing mind Woman's clothes
and womans home should always be
i.-dicative OF her own best self
The first costume to be considered
IS the practical frock for daily street
or school wear This will vary with
the climate. Fabrics adapted to wear
Evening journal., 1913-09-13
COMEDY BILL
AT THE GARRICK

A big comedy bill has been booked
for the Garrick Theatre next week. fea-
tured by such acts as that of Willard
simms, "the paper hanger who is a
genuine scream Simms and his COM
pany have been making the city of
Washington laugh all this week, their
act being a big feature Of the opening
bill at Chase's Theatre, and it comes
direct to Wilmington.
The bill is of the same high order all
the way through, comprising a splendid
combination of classy acts. Miss Lii
liam Crosman and Harry PAUL, with
their eight coquettes, will produce the
scenic musical comedy, "Springtime,"
which is full of life and action
Olive Briscoe. a comedienne of the
Marie Dressler type. comes from
Broadway with an interesting sketch.
Miss Louise Galloway and her conf
pany will produce a pathetic playlet
entitled The Little Mother" which
is making a hit all over the country.
Jess Lasky offers the hit of his New
York Follies, Visions d Art" pos
ing act, which is a work of art NJ
F Artusa, head jumping artist, and
Miss Josephine Artusa. a skilled wire
performer, who recently came to
America from Spain, have a genuine
Spanish novelty.
Mr.. Dockstader for next week has
booked the mysterious Volapt who
has the ability to make a piano float
about In the air on a stage in full
view of the audience, while a young
woman. who is playing the instru-
ment, moves about in the air with it.
Evening journal., 1913-09-13
MISS MILLER TO
WE'D Mr.. STRAUSS

Among the important social events to
be held in the Hebrew circles in the near
future is the wedding of Miss Sarah
Miller, daughter of Mr. and Mrs. Isaac
Miller. No. l22 Market street. to Jacob
b. Strauss. who lives at the home of the
brides parents.
The wedding ceremony will take place
in the Adas Kodesch Synagogue. at
Sixth and French streets. on Sunday
September 2l. at 6.30 p. M. the Revs
Bernard and Rezits officiating. Follow
ing the ceremony a big reception and
banquet will be held at the home of the
brides parents. Invitations TO the we'd
ding have been sent out to many friends
of the young couple.
The bridegroom win be attended by
Samuel Caplaf, of Philadelphia, and Mrs.
Caplaf win be matron of honor. The
bride will be attended by Misses Jennie
Miller and Ethel Diamond. L. Diamond
will be the usher.
Evening journal., 1913-09-13
KEOKUK MINISTRIES
OPEN THEIR SEASON

Keokuk Nfinstrels opened their second
season in minstrelsy Thursday evening
at Red Mems Hall, No. 5l7 Shipley, as
the guests of Hiawatha Tribe
William Squire and Arthur Elliott
are again with the minstrel company.
Hansbury. the leading end man, was on
hand with his Jokes and monologues.
John Otley was pianist The quartet
sang as splerdldly as ever. The mem
bers are, tenor, A. Elliott; lead, w.
Squire; baritone, F. Whiteside and bass,
G. Whiteside.
William Squire sang two of the latest
songs and made a hit. His voice has
developed wonderfully.
keokuk has engagements in the lower
part of Delaware for the greater part
Of the winter Those in the circle are;
Soloists, Squire and Elliott; middle
men, Morris, c. Griffith, Meredith and
Prettymsn; end men, Hansbury, f.
Whiteside, A. Griffith. Cantler, G
Whiteside and Otlcy; interlocutor, j.
Stewart; stage manager, w. Rutter;
assistant, p Rigdon-
Evening journal., 1913-09-13
ATTACK ON RELIGION
LEADS TO TROUBLE
IN The United Press.

BY The United Press.
NEW LEXINGTON. O., Sept 13.-
Martial law declared here last night
by Mayor r. B. Gee, following a
riotous demonstration against Jere-
miah Crowley, anti-Catholic speaker,
was lifted today after Crowley had
been hustled out of the city by friends.
Crowley. who claims to be an ex-
priest, came here Wednesday and de-
livered two lectures. one Wednesday
night and one Thursday night He
was hooted and pelted with eggs and
other missiles following his speech
Thursday.
When he attempted to complete his
series of three lectures last night a
large crowd gathered in front of the
hall in which he was to appear and
threatened violence to the orator. They
refused to be dispersed by the local
authorities and Mayor Gee then called
out the local militia. The troops re-
fused to allow Crowley TO speak.