davidaulloa/AmericanStories huggingface dataset:
The Mobridge news. [volume] (Mobridge, Walworth Co., S.D.) 190?-1917, 1913-04-04
More Local

their new home in Montana Mon
day.
The last of the shooting gallery
was novel by the Stump boys
Monday
The ladies aid served deliciou!
supper at the Clayton building
Saturday.
The Commercial club is proving
to he popular pll"e for some OF
the members.
Today is the last day for tiling
petitions of the asp.rants for May
or and commissioners.
Some classy dance that. held
Monday night under the auspices
of the Railway Conductors.
The > per cent interest We pay
on saving deposits is an incentive
70 encourage YOU to save.
Citizens State Bank
Every day brings MS closer to
the tine when we will be listening
with much pleasure to the man
who says, Strike Tuh."
One Of the late Bulletins to the
Milwaukee employees is Learn to
Laugh" 4" This in addition to the
slo an safety first" Must have
a little Joker down at the head
office.
Frank Tracey. at Ipswich, won
out in the postoffice primary by Il
vote of 40 to l6. 1t has been re-
ported that this little show was
staged by Tracey hence the large
ness of his vote.
j. f. Richards, formely super
intendent of this division, has
been promoted to coast division
superintendent with headquarters
at Tacoma, Wash. f, q. Hill, of
this city is his successor.
In another column we publish
au article on the county fair organ.
ization. 1t seems that the promot-
ers aim to have Selby the perman.
ent location of the county fair and
to make it an annual festivity
Mr.. and Mrs. o. f. Balche left
Tuesday afternoon for WatertO wn
where they will make their home.
The Mobridge ladies gave fare
well parry in honor OF Mrs. Balche
on Friday afternoon OF last week.
Every day homesteaders pass
through this city to their new
homes in the west. 1t is to be
hoped that the labors Of these
pioneers will be more greatly re-
warded AN they have in the past.
Miss Ilga Bjornstal returned
the lattyr part Of last week after
an extended stay at her home in
Lake Park, MINI. and has resum-
ed her duties as stenographer in
the land office of =. b. Rosenberg
er.
The medicine show pulled some
five or six hundred dollars ont of
the town last week. The junk
they sold would probably make a
cigar sign sick, but their every
little movement" stunt on the clos
ng night set a part of the audi
ence going.
A number of the Masons gather
ed at the home of Mrs. Doud Sat
urday and participated in a fare
well surprise in honor of DR.. and
Mrs. Button who left for their new
home at Hackensack, Mimi, the
first of the week.
In letter from an Indiana man
who intends to locate at Moblidge
he asks the editor if there is any
danger of the Missouri river over
flowing the town. He has been
through the mill in the recent
floods and does not propose to
take any chances.
n part of the Indiana food scene
was enacted at Marmarth when
the little Missouri broke from its
banks. 1t has been reported that
the city was under four feet of
water and that the bridge had been
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

operative credit societies have been
wound up. but no failure has ever &C.
casioned loss TO Gepositors or credit
ors. or a burdcusome assessment on
members Their soliditv - so widely
recognized IN Germany that in parics.
deposits withdrawn from other banks
have been offered TO these societies
An Inherent Strength.
The inherent strength II the CO.
operative credit society is easily un-
dcrstood upon studying the principles
which govern il. The liability is the
only thing about il which is unlimited.
The territory OF It's operations = limit
ed. No speculative ~ risky invest
rnents are tolerated. The total amount
Of loans allowed IS limited. The maxi
mum for individual loans IS fixed.
The term OF the loan IS fixed. and usu-
ally can run no longer. with renewals.
than from harvest to harvest. IL not
then paid by the borrower. his guar
antors become liable. The money ad-
vanced can he used only for Il pro-
ductive purpose and in the way espe-
ciallv agreed upon. ard. should the
claim he fought or the contract viii
fully violated. the borrower - cN-
PEELED from the society and practically
becomes an outcast i'm his community
No Iooph ole has been left in theory
and practice. These cooperative So
cic;ics are admitted to be spicndidly
adapted to accomplish the object Tor
which they are devised In some pro-
vinccS o. Germany there Is society
within walSing distance % every
farm. COMPOSED. - may b.. Of only a
dozen or more nciEhbors. and having
bat a few hundred dollars Of assets.
and throughout the German empire
there IS an average - one bank FOR
every 500 persons. The very small
ness rebounds to its strength. y per
mits the farmers 70 watch and en-
courage each other and prrrclts inn
providcut borrowing or the misuse OF
a loan. These cooperative credit So
cietleS have lowered TIE rate OF IN
tercst TO = or { per cent. but cheap
morey IS not the only good they do
Organized and managed as int"iii-
gently a. ~ Germany. coon, ratiVe
credit societies would place IN" money
American farmers make IN their "w n
control and keep 81 in circulation Tor
agricultural purposes.
The foreign mortgage loan sccic-
ties and companies. and the asric1i-
furai credit societies. involve n, imam
cfai principles that are not familiar IN
the Taiied states. There fs no reason
whv We should not profit BY the cXper-
ierce Of France and Germany and
build W IN this country crsariza-
lions that will satisfy The dranciu
needs Of farmers here as well ~ the
organizations IN those countries take
care Of the financial necessities OF
farmers there.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

hardly distinguishabIe from the inter
est rate. It starts at "a cents per
500. the first year. and. at the final
year. is s5ss. but the annuity Of $50
per cent remains the same for every
year OF the term
These figures point the way . the
correct method for the farm mortgage
business Of the United States. Adopt
the amortization system, and there
will be few foreclosures and dispOs-
sessions. But amortization calls for
special institutions for its full play
They may be either associations of
borrowers. like the famous Land
schaften. or joint stock companies.
like the land m prtgage banks Of Ger
many and the Credit Foncier OF
France. On the basis of the mort
cages that they hold. these associa-
tionS and companies issue and sell
Dc benture bonds which have a very
wide and steady market. BY the sale
OF these debentures. funds ars drawn
to agriculture from the outside invest
ment market. European land credit
institutions. which have attracted
money N abundance 10 real estate
owners for over century. have low
cred the interest rate to the present
minimum Of three per cent. This was
done by creait Snsafc. convenient. ne
xofiabie securities for the savings Of
all sorts OF people.
In addition 90 funds for the pur-
chase OF land and its permanent I'm
nroverneut. farmers need funds for
operating their property. and for this
purpose their personal credit should
~. - ~
u MORTGAGE loans. the facilities IN
iiss country for making negotiable
the personal credit OF farmers are
very inadequate.
The personal credI; system for
Sho-t-.inse loans. such as has become
the almost exclusive means Of dis
count and depoSit in agricultural Ger
uauv-sf which the Rai0eiscr banks
are The best known type-would re-
quire Dat very few changes IN order
10 sdasf q for uses Of farmers in
many parts Of the United states. A.
these agricultural banks are simply
co-ooerafivc societies. the credit OF
each = established upon the solidarity
81 its members.
This solidarity may render the
members individually liable With or
without. limit for all the debts of thsir
association. according 20 tn laws OF
the articles 81 agreement und,f w"icn
n IS formed. The tendency Is toward
unlimited liability. f1r - inspires CON
fdcnce ard expands responsibility OF
the adhcriug members The loans OF
these cooperative societies arc So
cured. not by mortgages. but by the
personal obligation Of the Borrowers,
,seua1fv guaranteed by two associate
members. The affairs OF a few 60.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

Continued From First Page)
al six per cent for ten years The
annuity 5 ls.5sss. little ove- - -
per cent: il the term be twenty years
the annuity is s.71s5, about - per
cent: II the term be dfty years the
annuity is 6.344i. a lille over SO per
cent. The longer the term, the small
CT the annuity. so that. in tnis i'st
case. the payment on the principal
becomes absolutely insignificant and
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

Lynchburg. Va. January 1.-ccretary
L H. Mayfeld. OF the Chamber OK
Commerce. has received n letter from
D. NJ Biankcnship. state Secretary OF
the Farmers Educational and CO.
operative Union. accepting the invita-
ton TO come here for the convention
o. that organization. which is 10 be
held TN the second week OF February
There will be three-day convention
II is confidently expected that at least
LEO people. delegates and visitorA
viii be present during the sessions OF
the convention. The sessions Will be
held In the city Auditorium. which
will be donated by tho Chamber %
Commerce.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

The Hughes Nut-iock Corporation.
which originated some months ago. for
the purpose OF manufacturing pat
euted uut-Iock. invented by X. D.
Hughes. has just installed factory
in Lvnchburg. The nut-lock is for use
in railway construction. and the eN-
periIuents made with the Hughes in
vention b. the PennSylvania. Chesa-
peake and Ohio. the Norfolk AM West
crn and other big roads having proven
very satisfactory. dubtiess TINS
new industry for Lynchbu-g VIII prove
TO be a big thing
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05
TRADE NOTESFROM
ALL OVER VIRGINIA
All Parts of tie Commonwealth
Show Signs OF Prosperity
Bright Future.
NEWPORT NEWS AIMING HIGH
Figures Here and There From
Records Made During
the Past y ear.

the town OF waynesboro. Up at the
1o,,-.- end OF the Valley. ad-ed i've ne"
industries To- its industrial importance
~ vear-an oak flooring factory. an
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

three varieties of apples on exhibition.
The Free State OF Patrick VIII De
largely in evidence at the truit sno"
of the Virginia horticultural society
in IynchburS this week.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

apple evaporating plant, an extensive
planning mill and a cooperative
creamery and cannery. Waynes-
boro and Basic City together
already had about fifteen manu-
featuring plants, among them two
stove works. four furniture fctoTies.
three Touring mills. two barrel fac
tories. two tanning extract works. a
cider and vinegar factory and a
hydraulic ram factory that builds and
ships rams to all parts OF the coun-
try. All OF these Industries are said
TO be running with full forces, and
have done prosperous business the past
year
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

Sufolk's largest new building erect
cd in 1912 was a $4,000 high school
building. Of which the young city is
very proud Her big building for TINS
year VIM be 100000 post-ofiice. oil
which she will be still prouder.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

dences and twenty odd factories and
stores were erected in Lynchbnrg In
the prosperous year Just gone by
The Massanutten National Bank OF
Stras,ourg has declared a per cent
semi-annual dividend on its capital
stock of SIS. 900. and increased its sur
plus from $4,000 10 S2O. goo.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

+. VI. Runnels. who has been the
secretary OF the Bristol Board OF Trade
for some time past, is about TO leave
that employment 10 become assistant
land and industrial agent Of the Carl
lima. C1inchffeld and Ohio Railroad
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

II is said that the best and hnes'
turkeys that found their way TO New
York. philadelphia and other North
ern markets this season. went from tine
counties of Floyd. Montgomery ana
Pulaski. in Southwest Virginia
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

The canncrr a. Wsikertor has ca
pacitv 81 $4,000 cases per year. and MI.
Lies the services OF zoe employees. The
output consists o. berries. lima beans
peas. succotash. corn. tomatoes ans
sweet potatoes.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

A. the Danviue fair last fall one
orchard IN Patrick County had thirty
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

As New York. being the greatest port
on the North Atlantic is the great
est manufacturing centre y AT thar
region. 80 should Newport News. the
greatest port or the Sor;h. be Wy
rsnis's greatest manufacturing city
Thus argues the Newport News Times
Herald and ADDS.
When our new manufacturing zone
is opened up. there viii be no place
ia virginia that IS c<usi 90 b. With
both water and rail- transportation AZ
the doors 81 the factories ana the sam
freight rate that - enjoyed b. the
most favored cities. n Newport News
does not take the rank 90 which she
Is fairly entitled. D; will b. through
the negligence Of our own people"
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

The town 81 Wavcriv has cgtgrcwu
its depot facilities and has gotten tired
81 ifs out-of-datc and much dDapi-
idafed passenger station and freichi
depot The towns people have gone
straight after the Norfolk and western
authorities. and the chances arc good
for new and up-tc-date depot az
an early day. That is what Waverly
needs very much.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

The deliveries OF coal at the New,
rort News piers ny the Chesapeake ana
ohio Railway the past year were a
follows. January, S@l.S-S tons; Feo'u-
ary. S0S.S9S tons. March. 5Ss.oil TONS
April. 4s5,S0l tons: May, 3'i.Sst tons
June. 2Ss.624 tons. July. S1l..Sl tons
August. sSe.I9i tons. September, 81
Iee tons. october. c75.o2f tons. Novein-
her. se7.S2e tons. December --'''>'
tons. Total. 3.1s7.SsS tons.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

The cotton mills Of Dsnvilie pad
out in wages las; year something over
81 SOC 600 The four national banks o.
the town are now paying out $4,000
in serni-aunusi dividends earned the
latter heif o. 1912.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

The deliveries Of coal AZ the New
secretarv Shafcr. Of the Roanoke
Chamber OF Commerce. claims popu
la.iou Of close to 10000 Tor the MaS''
city. not counting the sUouros-
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

on. hundred and h,ty new resi-
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05

Ten new business establishments
were started in LyuchhurS durine
1872. This contri button ~ new cap IA
ln the city's business establishments
amounts 20 $4,000
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-01-05
CHANGE NEEDED IN
BANKING SYSTEM

Confined From First Page)
The citizen., 1913-12-25
Palestine Gabbard.

cloaks and greatcoats and took their
leaves. Short Day went on in a deep
black fog that wrapped the little gen.
tleman all round. The Vigils-so
watchmen, are called in Heaven-saw
Christmas Day safe home; they had
been used to the business before. An
other vigil-a stout. sturdy patrol,
called the Eve of st. Christopher
seeing Ash Wednesday In condition
little better than he should be cen
whipped him over his shoulders pick
a-back fashion, and he went floating
home singing:
"On the Bats Back Do ! Fly"
and a number of old snatches besides.
Longest Day set Off westward in beau
tiful crimson and gold; the rest, some
in one fashion, some in another; but
Valentine and pretty May took their
departure together In one of the pret.
tiest silvery twilights Lovers Day
could wish to set In.
The citizen., 1913-12-25
SOnETHnNG
-~,NS
BIRDS NEST CHANGED ROAD
Thousands OF Men. Horses and wae-
one Turned Aside to Avoid Doing
Harm TO sonpster's Home.

Some years ago, Gen. David s. Stan
Icy OF the United States army was
leading a force across the plains. lie
was laying out the route for n great
railroad. There were 1000 men. $500
horses and mules and a train OF 250
wagons heavily laden.
One day the general was riding ut
the head Of the broad column. when
suddenly his voice rang out, HALT"
A birds nest lay on the ground d.
rectly In front OF him. In another mo-
ment the horses would have trampled
on the nestlings. The mother bird
was flying about and chirping In the
greatest anxiety. But the brave gen
erai had not brought out his army to
destroy n birds nest.
lie halted for a moment. looked at
.She little birds In the nest below, and
gave the order. Left oblique!"
Men. horses. mules and wagons
turned aside. and spared the home Of
helpless bird Months. and even years
after. those who crossed the plains
saw a great bend In the trail. II was
the bend made TO avoid crushing the
birds nest-Young Peoples Paper
The citizen., 1913-12-25
Letters to Texas


kle is about we'll and this may be
the last letter you will get for some
time) and then I heard about some
poor fellows who had tried to get
an education after they were mar
ricd. All I says is, I shan't help
any son OF mine try such thing
You have lost your chance, Jackson.
Skin ahead as well as you can, and
try to bring up your children so
they will take an education, when
they are young and free.
But I tell you, Jack, Berea looked
good to me. II is really q whole
city OF schools. told John he
would die there, like the mule be-
tween two bundles OF hay, not
knowing what 10 choose. There
were enough students hanging a
round in vacation TO make first
class school; and they were the
kind Of young people ! want John
and Lucy TO know.
And one thing more I have found
out, John is q heap smarter than
you or l we're. II seems most all
the boys and girls that amount to
anything in our end Of the county
are aiming to be in Berea, Septem-
ber 10. Well, John didn't think I
knew anything about ii, but he is
not taking any chances, he's going TO
get the girl he wants, and she's going
to be an educated girl too, because
he's seen to II that the very girl he
picked out a year ago, she's in the
bunch that's going September 10th.
John is deep, he is! And his ma
and I, we are just as much tickled
as if we were going ourselves. ! tell
them that I have been TO College
myself, as a father ought to, ahead
of my children. And said to your
mother, SUSIE" says |, you've got
to go and see what | saw, and you'll
have no regrets at letting them CO.
And your mother up and says, "Who
said I had any regrets2" The fact
is, Jackson, we've give you over to
the tender mercies Of the Lord and
of Texas, but what we failed to dc
: for you we are doing for the rest
John and Lucy are as good as in Col
lege now, and the other seven are
all saying Berea, and they are or
the way.
Your loving father,
Palestine Gabbard
The citizen., 1913-12-25
DIDN'T OBSERVE NEW YEARS
Purltans Regarded the Celebration a.
a Heathenish and un-Christian
Rite.

The sole record of the observance
of the New Year by the Pilgrims in
the new world. named New England,
was most prosaic. most brief: I'VE
went TO work betimes." Many of the
good Puritan ministers thought the
celebration or even notice of the day
In any way savored OF improper and
un-Christian reverence for the heath
en- god. Janus. Yet these English set.
tiers came from land where New
Years eve and New Years day were
second In Importance and domestic
observance only to Christmas.
Throughout every English county
New Years eve was always celebrat'
ed; In many Il was called by the
pretty name Of Singing E'en. from the
custom which obtained OF singing the
last OF the Christmas carols at that
time.
The citizen., 1913-12-25
THE DAYS NEW YEAR PARTY
His Coming Of Age Marked by . Din
ner to Which All Of the Fes-
tlvaIs Are Invited.

The Old Year being dead. and the
New Year coming Of age, which he
does by calendar law as soon as the
breath Is out of the old gentleman's
body, nothing would serve the young
spark. but he must give a dinner upon
the occasion, to which all the Days
In the year were invited The Festi-
walls. whom he deputed as his stew.
ards. were nightly taken with the
notion. They had been engaged time
out OF mind. they said. in providing
good cheer for mortals below. and 1t
was time they should have a taste of
their own bounty.
1t was stiffiy debated among them
whether the Fasts should be admitted.
Some said the appearance Of such
lean. starved guests, with their morti-
fed faces. would pervert the ends OF
the meeting. But the objection was
overruled by Christmas Day, who had
a design upon Ash Wednesday (as
you shall hear, and n mighty desire
to see how the old Dominic would be-
have himself In his cups. Only the
Vigils were requested to come with
their lanterns to light the gentlefolk
home at night
All the days came. Covers were
provided for 365 guests at the prin-
cipal table. with an occasional knife
and fork at the sideboard for the
Twenty-ninth OF February.
Cards Of invitation had been issued.
The carriers were the Hours. twelve
little merry. whirling footpages that
went all round and found out the
persons invited, with the exception
OF Easter Day. Shrove Tuesday, and
a few other movables. who had late
ly shifted their quarters.
"Well, they all met at last, foul
Days, fine Days, all sorts of Days, and
rare din they made OF II. There
was nothing but Hail. fellow Day!
well nett" only Lady Day seemed a
bit scornful. Yet some said Twelfth
Day cut her out. for she came all
royal and glittering and Epiphenous.
The rest came in green. some In
white, but old Lent and his family
were not yet out OF mourning. Rainy
Days came In dripping. and the Sun
shiny Days laughing. Wedding Day
was there In marriage finery. Pay
Day came late. and Doomsday sent
word he might be expected.
April Fool took upon himself to mar
shall the guests. and May Day. with
that sweetness peculiar to her. pro-
posed the health OF the host. This
being done, the lordly New Year from
the upper end OF the table returned
/ thanks. Ash Wednesday, being now
called upon for a song. struck up a
carol which Christmas Day had
taught him. Shrovetide. Lord Mayors
Day and April Fool next Joined In a
glee. in which all the Days, Ginning
In, made a merry burden.
All this while Valentines Day kept
! courting pretty May. who sat next
him, slipping amorous billet-doux un'
der the table till the Dog Days began
to be jealous and to bark and rage
exceedingly.
At hast the Days called for their