The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1913-10-21

ers themselves What the farmers
can do for themselves along these inc.
$ immensely more v2luabl" than what
"Neu-Teaninv friends ir the cttsee ans
subsidies from the State can do >nr
them. but there Is great need ~ en-
coLra-lng The voluntary efforts -
re IN these ORGANIZATIONS ~
ING )udlcloQs aid Of she State itseif.
TlainIy along educational lines. There
; urgent need that all Institutions
controlled by the STATE. Capahl. -
rendering such services should lend
l.eip-ng and in the iaunchinx ~ ;Nts
sFeat movement for the upbuld.nx u
me State. There Is need in North
carolina for a great agricultural for
ward movement III ordc- that our
FEDERAL Department - Agriculture
and cur State Department Of Axf.-
ullFe and our rural public schools
ana our educational institutions or.r-
Ing courses in agricultural economy
forestry. and domestic sclenc. .ar
come in closer contact with. anu
wien their usefulness 10 IN, farmer
themselves.
Now that the farmers are greAGr
interested IN the subject or coopera-
ton, there Is Immediate need for a
great central bureau Of Information
with the hearty cooperation II state
and National Governments where Der
sons interested IN the formation Of CO.
operative enterprises can promptl, -
cure all tho proper legal forms and
: the proper system OF bookkeeping
Tor the organization Of such enter
prises in North Carolina and 10 pro
: vide ample Information on marketing
subjects There is also great need,
even at this early stage OF the move
2 ment, for the services of experts III
: cooperative credit, cooperative pro
1 duction and cooperative distribution.
= I'm order that 1ha - ,,n2s So
e their organizations on the right basis
. and with the best expert information
e that the State can afford.
Summary.
e /. We find that credit costs the
e average North Carolina farmer eight
< to 20 per cent normally.
5 :. We believe that some form Of ru-
{ raj credit society not dependent upon
u present system OF commercial
banks must be evolved. based on tn.
| European models but adapted To
American conditions, with the addi-
ton perhaps OF certain other features
of our building and loan associations.
y There is great need both for short
q time credit and for providing money
on longtime and low rate TO enable
worthy citizens to build houses. buy
e land, drain il and stock it. provide
home co~nveniences, etc.
3 j. North Carolina has just adopted
6 the Torrens System OF registering land
J titles, a system which will greatly
cheaper and facilitate agricultural
credit, and which we would mme
} to other states.
4. At the same time our system OF
taxation should be reformed so as 10
le discourage speculation in lands, sti-
n mulate homeownership, and stop tax
l. ing the farmer on the full value OF .
farm he has just contracted for when
~ perhaps he has only paid for one
fourth of it.
D S. Largely because Of our undevel-
or Oped marketing system we find thai
d North Carolina Is importing $50. 600,
s, 600 Of fOod or feed products which
1T should be produced in the State.
N 6. One Of the chief needs in provid.
II ing markets for these potential pro
ducts n in economical marketing O.
~ what we already produce is the pro
L per Standardization of these products
OF Z. We believe that the main Deepen.
dence of our must be SELF
s. help, but that il Is the duty Of tn,
by State through its agricultural agencie
es to educate, stimulate, and guide tnci
efforts in these respects.
es 3. Our farmers need to develop
he complete system Of cooperation II
It % getting credit: (2) in buying sup
as plies; CD in buying and using ma
Ia, Chinery; (4) in converting raw pro
ducts into more finished farms as il
"a ginning cotton. grinding grain. con
IS verting ~cottonseed into meal and OF
n milk into cream. butter and cheese
r. product directly to the onsume
in Respectfully submitted.
he e l. DAUGHTRIDGE.
he n. Q. ALEXANDER,
a CLARENCE POE.
ct JOHN SPRUNT I'LL.
on subcommittee on Report
Full Committee:
r. L. DACGHTRIDGE
,rs Chairman.
to CLARENCE foE-
H. Secretary.
do A. r. TATE.
=, II EVANS