davidaulloa/AmericanStories huggingface dataset:
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

the securities. 1t may be that a
system could be devised wherein the
farmers of each state could have a
cooperative association or a private
ly owned land bank as circumstances
might dictate and then federal in
stitution could be founded to accept
the debentures of the state institu-
tions and to guarantee them or re-
issue national land debentures based
upon the state debentures for sale in
the national and international mar
kets.
The one objection that appears at
this time to a cooperative mortgage
institution in the United States is
that not large enough percentage
of the farmers of one locality would
solicit mortgages to form tightly
knit society. 1t seems essential that
in some way or another a national
institution be formed and cooper
atiYe institution representative of the
farmers of a country as big as the
United States is undoubtedly out of
the question. 1t would be impos-
sible to get anything like adequate
representation and efficient manage
ment at the same time in such a
business undertaking and the idea of
government supervision is we'll
enough known in the United States
to ensure every protection to the in
terest of the farmers in a privately
owned institution. But none of these
problems are insurmountable.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11
PEOPLE IN PULLMAN
LIKE THIS MIXTURE

Pullman people, who have tried
simple buckthorn bark, glycerine,
etc., as mixed in Adler-i-ka, say it is
the best bowel and stomach remedy
they ever used. Whites Drug Store
states that JUST A SINGLE DOSE
usually relieves constipation and gas
on the stomach QUICKLY. Those
who have used only the more ordin-
airy bowel and stomach remedies are
surprised at the QUICK ACTION of
Adler-i-ka.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Besides the facts above given with
regard to the Credit Foncier it may
only be added that the regulations
under which the society lends its
funds are very strict. Such regula-
lions for any American system will
have to be drawn up in original form
but should be equally strict as the
safety of the entire system rests up
on this point. On the other hand
the Credit Foncier is given sweeping
powers to recover from landowners
who have broken their contracts.
The need of this protection for the
mortgage societies aas already been
emphasized.
When the question is taken up OF
establishing mortgage banking sys-
tenn for the United States many mat
tiers will have to be threshed over
and much original work will have to
be done. The French and German
systems may be accepted as guides
In the first place there is the prob
lem of dual government in the Unit
ed States. Could a land bank organ
lied under federal charter and sub
ject to federal supervision deal sat
isfactorily with individual land own
ers who hold their land under state
laws. Also the United States is a
much larger country than any in
which the plan has been tried, and
the problem of securing a sufficient
ly strong central organization TO sup
port the bonds with a system that at
the same time will reach all of the
farmers will be most difficult one
to solve. II state institutions are to
be relied upon there will have to be
uniform state legislation or the bonds
of As states issued under differing
laws will bring hopeless confusion
and destroy the faith of investors in
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

content with making interest pay
ments only even on loans which are
to run for SO years or more may be
too strong. But unless long time
loans are to be repaid by Install
ments and the debt is to be gradu-
ally extinguished, we can see no
benefit whatever from a long time
loan. In fact, to offer loans for so
years on which only the interest has
to be paid and the entire principal
or most of it has to be paid at the
end of the term, might very probably
tend to involve the farmers of a
country in a heavy and ruinous debt.
In many of the German institutions
the privilege is given the farmers
of making installment, or sinking
fund payments as they are called,
for a certain number of years and
then for the rest of the term paying
only interest charges or interest and
sinking fund payments as desired.
The Credit Foncier has the right to
make short time loans and does a
big business along that line, but on
its long time loans the borrowers are
required to pay a fixed sum each
year, portion of which is for in
terest charges and the remainder for
the reduction of the principal of the
loan. Each year the amount of the
annual payment, over the portion
required to meet the interest
charges, is credited to the principal
of the. loan. AS the principal is thus
reduced, the interest charges are de-
creased. Therefore, a larger por-
ton of the annual payment each year
goes to pay off the loan and a small
er portion for interest. For instance,
a French farmer borrows 800 at the
cent. His loan is to run for 20
years. Every year for 25 years he is
required to pay 1857 to the Credit
Foncier. The first year of that
1857, $3.50 goes for interest and
S2.27 is applied toward paying back
the principal of the loan. The next
year he makes another payment of
$6.57. But the second year, instead
of paying interest on 500 he only
has to pay interest on 800 less
$2.27. Therefore, of the $6.57 paid
the second year, s4.20 goes for in
terest and $2.37 to payment on the
principal. His debt to the Credit
Foncier drops to $95.36. So each
year his debt decreases and at the
end of the 25 years he is entirely out
pay more than 65 per cent a year.
This method makes the annual pay
ments of farmers correspond with
the increase in income which they
may reasonably expect from the in
vestment of borrowed funds in their
farms. 1t makes a mortgage loan a
sound investment to the farmer in
stead of a burden. The question of
interest rates Is a dwarf in compari-
son. The following table shows the
annual pawn ents required for the
loans under the amortization prin-
ciple where the interest rate charged
is As per cent.
Annuity OF Capital of 500, Inter-
est at 4.3 Per Cent, Payable
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

FOR SALE CHEAP studebaker
buggy with pole and shaft; good as
new; also set of double and single
harness. Apply to VIM. Swain. Pull
man wash. Jly4tf
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11
CHERRIES For SALE

Bings, Royal AIMS, o,h..-.
Black Republicans and pie oh
O. w, VANCE
Pullman
w none l4o ?, o. Box s,s
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Jelly glasses for soc, Acc ana
per dozen at the Variety Store ~ ,us
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Grandmother Davidson, Mr.. and
Mrs. W. W. Snyder and children and
Wesley Bryant were guests of Mr..
and Mrs viii Hogan on the Fourth.
Miss Jennie Ryan of Pullman was
guest at the c. H, Kincaid home
last Friday.
Mr.. and Mrs. King of Pullman and
Orville King and Mr. Schobe of La
Crosse called at the V. l.. Higgins
home Sunday.
Miss Eunice Coffman of Pullman
was the guest of Miss Belle Higgins
from Thursday until Saturday last
week
Mrs. w. L. LaFollette visited old
friends and neighbors in this neigh
borhood this week.
Mr.. and Mrs. j. c. Kamerrer, Mr..
and Mrs. w. S. Neil and Mr.. and Mrs.
J. L. Metsker of Pullman were guests
of Mr.. and Mrs. Nat Bryant Sunday.
Mr.. and Mrs. J. w. Haines, Wes
ley, Lois and Doris Haines spent Sun
day with Mr.. and Mrs. Roy Haxton.
Mr.. and Mrs. George Stephenson,
Doris and Vernon Stephenson spent
Sunday at the home of Mrs M. E.
Rucker.
T. c. Young remained in Dayton
last week for a longer visit with
relatives.
Several of the neighboring fam
lilies enjoyed a picnic at the beauti-
full home of Mr.. and Mrs. A. j.
Written on the Fourth.
Stewart Coffman of Lewiston,
Idaho, was the guest of his sister,
Miss Eunice Coffman, at the V. L..
Higgins home on the Fourth.
Mr.. and Mrs. Will Hogan and
children and Wesley Bryant, spent
Sunday at the j. NJ. Klemgard home.
The item of last week concerning
the new combine recently purchased
by Henry Young should have read
that the engine which runs the ma
chinery Is a 4o-horsepower instead
of a 12-horsepower.
Mrs. w. H. Kincaid, Miss Belle
Kincaid and Miss Nita Kincaid spent
last Saturday at the Nat Bryant
home.
Mrs Penny and daughter, Maud,
of Pullman were guests at the Henry
Young home over the Fourth.
Miss Lola Bryant spent Sunday
afternoon with her cousins. the
Klemgard girls.
Miss Rena Duthie of Pullman was
the guest of Miss Belle Higgins from
wednesday until Friday of this
week
OF course we enjoyed the dust
storm.
Ernest Seitz spent the Fourth at
Pennington. There seems to be an
attraction there for him.
Mr.. and Mrs. Ed Hogan and chill
dren spent Sunday with Mr.. and Mrs.
VIII Ryan.
j. NJ. Stevens is very busy at pres
ent cultivating his so acres of beans.
which he is raising as an experiment.
he expects large crop.
ne Fourth was very pleasantly
spent at the seitz and Cochran home
In the way of a picnic participated in
by several of the neighbors and
friends A bountiful dinner was
served on the lawn at noon. In the
evening there were fireworks to
amuse the children. Those present
We're; Mr.. and Mrs. viii Ryan and
two children, Mr.. and Mrs. Ed Ho-
gan and four children. Mr.. and Mrs.
Grant Clark and three children, Mr..
and Mrs. Bert Seitz, Mr.. and Mrs.
Frank Owen and seven children of
Palouse, Mr.. and Mrs NJ. Seitz. Mr..
and Mrs. VIII Cochran, ]. NJ. Ste
yens and Joe Randall.
Mr.. and Mrs. Max Heinrichs and
children spent Sunday at tha d
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

The passing of the Fourth without
a rain seems to have broken the
spell and farmers are making hay
In earnest this week.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Grandmother Davidson, Mr.. and
Mrs. W. W. Snyder and children and
Wesley Bryant were guests of Mr..
and Mrs. Will Hogan on the Fourth.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

J. NJ. Stevens is very busy at pres
ent cultivating his so acres of beans.
which he is raising as an experiment.
He expects large crop.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mr.. and Mrs. Ed Hogan and chill
dren spent Sunday with Mr. and Mrs.
VIII Ryan.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mr. and Mrs. King of Pullman and
Orvilie King and Mr.. Schobe of La
Crosse called at the V. l.. Higgins
home Sunday.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Ernest Seitz spent the Fourth at
Pennington. There seems to be an
attraction there for him.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11
EVANSVILLE

Miss Anona Harsch of Dayton, ar
rived last week to spend the summer
at the Henry Young home. Miss
Harsch is a niece of Mrs. Young.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Miss Jennie Ryan of Pullman was
a guest at the c. H, Kincaid home
last Friday.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mr.. and Mrs. George Stephenson,
Doris and Vernon Stephenson spent
Sunday at the home of Mrs. M. e.
Rucker.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Miss Eunice Coffman of Pullman
was the guest of Miss Belle Higgins
from Thursday until Saturday last
week.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

T. c. Young remained in Dayton
last week for a longer visit with
relatives
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Edgar Morse was quite III a few
days this week.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Several of the neighboring fam
lilies enjoyed a picnic at the beauti-
full home of Mr. and Mrs. A. ].
Written on the Fourth.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mr.. and Mrs. Max Heinrichs and
children spent Sunday at the ]. R
Fulfs home.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mr.. and Mrs. J. w. Haines, Wes-
ley, Lois and Doris Haines spent Sun
day with Mr.. and Mrs. Roy Haxton
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mrs. w. l.. LaFollette visited old
friends and neighbors in this neigh
borhood this week.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

OF course we enjoyed the dust
storm.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Stewart Coffman of Lewiston,
Idaho, was the guest of his sister,
Miss Eunice Coffman, at the V. L.
Higgins home on the Fourth.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mr.. and Mrs. j. c. Kamerrer, Mr..
and Mrs. w. S. Neil and Mr.. and Mrs.
J. L. Metsker of Pullman were guests
of Mr. and Mrs. Nat Bryant Sunday.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mrs. w. II. Kincaid, Miss Belle
Kincaid and Miss Nita Kincaid spent
last Saturday at the Nat Bryant
home.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mrs. Penny and daughter, Maud,
of Pullman were guests at the Henry
Young home over the Fourth.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Mr. and Mrs. Will Hogan and
children and Wesley Bryant, spent
Sunday at the j. M. Klemgard home.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Miss Lola Bryant spent Sunday
afternoon with her cousins, the
Klemgard girls.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

Miss Rena Duthie of Pullman was
the guest of Miss Belle Higgins from
Wednesday until Friday of this
week
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1913-07-11

The item of last week concerning
the new combine recently purchased
by Henry Young should have read
that the engine which runs the ma
chinery is 4o-horsepower instead
of 12-horsepower.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1913-08-28
BRAvEST OF CHlCAGO'S FORCE
PatroIman McDermott Wins Harrison
and Tree Medal.

Chicago -PatroIman James NJ. Me
Dermott was officially declared the
braveSt Of the force when the civil ser
vice commission awarded him the Har-
risOn and Tree medal for 1872 This IS
the highest honor that can be given to
policeman by the city.
McDcrmott arrested n murderer who
had craWIod beneath house and
threatened to shoot any one who came
after him. The policeman pricd off
some boards at the bottom of the
building and squeezed li9 way in the
darkness to where the criminal lay
As he advanced, the man twice pulled
the trigger of his revolver, but the
cartridges failed to explode. The me
chanism of the weapon had become
clog%cd by dirt The commission de
cidcd that this was the bravc>t deed
Of the year.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1913-08-28
GOES CRAZY AT OPERATION.
Surgeon Suddenly Loses Mind and Pa
tient Is Killed.

Cincinnati, O-A distressing story
was told in probate court by the wife
of DR.. William X. Dabney, Marietta
physician, before he was committed to
Longview hospital upon the applica-
tion of his wife.
Mrs. Dabney told the court physician
that the first signs of mental trouble
Were exhibited by her husband while
he was performing Il surgical operation
in a Marietta hospital. He slashed
right and left with his operating knife
and employees of the hospital had to
take him in charge The patient, she
said, was the unfortunate victim of his
sudden madness and was killed
The wife said that she took her hus
band to Canada, hoping that rest would
restore his reason. But he did not get
much better and was brought to Gin
cinnati n short time ago.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1913-08-28
death to White Grub" Slogan Of.
Mass Meetina.

One thousand farmers assembled in
Madison August 20 and formed the
nucleus of movement to fight the en-.
croachments of the white grub.
Attacks of the Rocky Mountain 10
Gust, chinch bug, and the Hessian fly
are less damaging each year, but the
white grub, known in one stage of its
life as the common June bug, is be-
coming more menacing Losses of
Wisconsin farmers in 1912 at the hands
of this pest ran about $4, 500, 900 In
some parts of the state the damage
reached as high as 40 per cent of com.
plete crop losses. This ranged through
the corn, potatoes, timothy, oats, rye.
wheat, barley, Strawberries and garden
and truck crops.
At its last session the Legislature
made an appropriation to aid in eXter
mination of the white grub, and ap-
pointed the state orchard and nursery
Inspector, James g. Sanders of the
College of Agriculture of the Univer,
sity of Wisconsin to direct the work
Prof. Sanders proposes that farmers
should supplement proper systems of
crop rotation with fall plowing Of land
and the use of hogs to root up the
ground which contains the grubs As
the beetles are strongly attracted to
lights the placing Of an ordinary barn
lantern or other lights suspended over
a tub Of water ON which film of ker
osene has been spread is also suggested
for their destruction Farmers should
avail themselves Of every means pos
siblp
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1913-08-28
FINE BASEBALL AT THE FAIR
the Week Were Witnessed
BY Good Crowds.

The bah games at the fair were all
quite good and We're watched by large
and interested crowds daily,
The game Wednesday WAS played be.
tween teams from Dodgeville and the
village of Waldwick. The game was II
complete walkaway for Waldwick, who
won by the one sided score of o to O..
Dodgeville didn't have ghost of "A
chance to win and not IA man from the
county seat got much beyond the third
sack, Peddington, who pitched for
WaIdwick was in good form and was
we'll supported.
Thursdays game was between the
Mitllin and Gratiot teams, and both ag
gregations worked hard for the extra
percentages Mitilin. however. proved IA
little too strong for the junction bunch
and scored six runs to Gratlot nothing.
The best and closest game Of all was
staged Friday and was between the old
rivals, Mineral Point and Linden.
Peddington was on the mound for the
locals and the Linden team was ma
terially strengthened by several extra
good players from around the country.
With the score ? aud 2 at the last
half Of the ninth. both teams frightened
mp and the fans shouted themselves
hoarse. The first half Of the tenth was
Linden's undoing when Prideaux
smashed out long hit scoring the
winning run. Linden tried hard ITO
tie the score in the last half but Ped.
dington held them helpless and Min
eral Poin took home the 32 bacon. It
was one of the hardest fought games
seen here.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1913-08-28
Lost Their Hats.

A very amusing incident occurred
Wednesday afternoon just previous 10
Mr.. Beachey leaving the field on his
first flight. The propeller Of the ma
chine was started, and the draught
created by its rapid revolving took the
hats Of the many spectators flying hel
ter skelter over the field. The pulling
force Of the propeller when running
correctly is nearly four hundred pounds
and the four men who helped mold the
plane back had all they could attend To.
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1913-08-28
BOY GYFSlES STOLE
II YEARS AGO FOUND
Knew Only His Name Was Fred
Before Identification.

Watertown. \. Y.-Frederick Bros
seau, twenty four. who was kidnapped
by gypSi@s nearly seventeen years ago,
has been restored to his parents, Mr.
and Mrs. John BroSseau of Sissonville,
st. Lawrence county. \. Y. who had
long mourned him rs dead
On Oct IA. 1896. young Brosseau left
home to meet his father at the edge of
the village. That was the last seen Of
the boy in Sissonville
About week ago n young man de
serted from a band of %ypsieS in the
Canadian wildS and took refuge with
the monks Of Okla, whose isolated mon
astery is forty miles from Montreal.
He could remember nothing of his his
tory previous to becoming member Of
the band. except that he had been
called Fred and that his former home
was in northern New York.
The presence Of the Wandcrer was re
ported by the monks to the Montreal
police. and an aunt of the young man
recogniZ, his picture In a newspaper.
The parents were notified and went to
Montreal where they positively identi-
fed BrosSeau by Il birthmark. He is
being detained by the police as wit
ness against some Of the gypsies who
are under arrest charged with kidnap-
inc
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1913-08-28

will lecture, and Senator Marsh will
speak on County Option.
Saturday afternoon there will be an
dress ON The Farm and the State. John
), Donald, secretary of state: Good
Roads, by John A. Hazelwood of the
state highway commission; The Higher
Purposes OF the Farming Community,
by Charles Holman. of the University
Of WISCONSIN
Saturday evening Professor Peter w.
Dykema, ot the school ot music of the
University will speak ON Music in the
Life ot the Community. Miss Mary
Scot, of the University will discuss
Packages of Wisdom.
On Sunday morning Prof, Paul :.
Reinsch, ambassador to China. will de-
liver the principal address In the
afternoon Jenkin Lloyd Jones will
preach the annual congress sermon.
In the evening Misskai TelAsker of In.
dia will talk ON Woman's Life in
India. This will be followed bv read
ings by Miss Xona Gale OF Portage,
Iowa County democrat. [volume] (Mineral Point, Wis.) 1877-1938, 1913-08-28
NEGRO RAISES A RUMPUS
Makes Things interesting on Fair
Grounds Early Friday Morn
ing With Revolver.

About two clock Friday morning of
last week, one of the negroes who was
helping at the stables on the grounds at
the fair, started out on a search for
some certain party he evidently didn't
hold much lo"e for He carried big
revolver that loomed up so large it was
thought by many to be a cannon, and
consequently he created IA considerable
stir. He reigned supreme until he ran
across nightwatchman Joseph Bray.
The troublemaker evidently became un-
nerved by the appearance of an officer
and he Immediately cowed down, trying
his best to conceal the gun, but he was
forced to hand it over.
He was then escorted to the ticket
Office where lie was kept in suspense
for some time. pending the arrival of
his employer. He stated that he was
very sorry and did not want to be jug
ged, AS he expressed it. After shed
ding tears copiously and pleading for
forgiveness sincerely, he and his for
ty four" were turned over to his EN-
ployer, who promised that the offender
would behave better in the future.