Pine Bluff daily graphic. (Pine Bluff, Ark.) 1893-1942, 1913-11-23
pon. Every persons'card should

upon. Every persons card should
show how many places they have OBJ
tanned credit. Since l have explain
ID how these rating should be treat
ed I want to ask you what you do
now when person asks you for
credit? Listen You guess at who
they are and sell them, or ask them
a lot of questions and naturally if
they want to beat you they will
recommend that you call some mer-
chant whom they have paid and other
such schemes, and not mentioning
the many they have never paid.
What would you do if this system
is put in force? When asked for
credit call 16. state who you are, then
give name and address of party ask
ing for credit. The party answer
ing the phone will get card and read
it to you which will tell you HON
many they owe and how they pay
their bills, also how they are rated
in your line of business if any. If
we should have no card on that party
we'll will ask you how long they have
lived here and from what town. In
that case you will have to take your
own risk as you do now until we
secure a rating from that town.
'Why should any of your custo-
mers object to you giving their rat
ing or asking for a rating on them.
The merchants are rather regardless
of their wishes and many of Their un-
justly both ways. With this system
in force the merchants will be doub-
rated.
Prevents Bankruptcy.
why this system will prevent
bankrupt cases. When a person be-
gins to extend credit beyond their
means and to several places in the
same line without paying we call
and tell you. ow do we know? If
you inquire of us about every per-
son who asks you for credit it will
show on our record, for we record
every inquiry and when that party
attempts to extend credit to several
places in the same line we notify you
and at once call back and ask if he
is paying others.
eve never tell you not to sell but
we only give you their reliability
and their paying record.
Are you going to rate your GUS
toners and protect the ones that are
paying you and taking care of their
obligations, or are you going to hold
back your evidence of the person
that has beaten you because we do
not know that they are trading with
you.
That old system of calling up DIFF
ferent merchants to see if we can
find someone whom they owe, il an
injustice to the busy merchant who
has sent in his list and ask for cred
it and has no time for answering
questions about those who have
never asked them for credit 1t takes
to long and is uncertain. Make out
your list and let us protect you. In
making out the list if you lost a
party's address write the word
"locate" then we will know to call
you when we locate them.
I'VE want to assure you positively
that no other merchant can learn
whether you have sent In a list OF
ten names or ten thousand and we
never tell you who gives the rating
but merely tell you what line 1t is
in.
"Why do merchants need laws fol
collecting? You can take care Of
yourself much better than you could
enforce a law if you had it made tC
order.
'The United States Government II
sending out literature every day ad-
vising cooperation and says: moth
ing less than concerted action viii
suffice. Cooperation is absolutely
essential" That is what you need
would it not be honest and light
mate cooperation for all you people
who extend credit here in Pine Bluff
to say to your employees, If you work
for me you must pay your debts ac-
cording to your ability and not wait
for collectors to come after you.
That kind of cooperation will result
in larger profits to you and the next
result will be step toward lower
ing the high cost of living.
81 wish to call attention to one
decided advantage credit has over
cash, admitting there is two sides to
everything
Another Big Help.
For example with this system in
use an outlaw or an escaped con-
Wet can come here and remain for
months by having cash in advance