The Virginia enterprise. [volume] (Virginia, St. Louis County, Minn.) 1893-19??, 1913-05-02
diction Is my court not already having Jun,


tdiction 70 my court not already havins juris.
Sec; such; policy shall Sc Is ISSUED
lkor delivered I'D unless the entire money and
other considers lions therefor are expressed IN
the policy: nor e. unless the time at which
the insurance hereunder takes effect and ter
4 inmates IS stated In = portion Of the policy
Il the policy .puIports to insure more than one
4 person; nor % unless every printed portion
and Of amy Or
point; nor 81. unless q brief DESCRIPTION there
ains back in type Of Which 18th the face shall al
be not smaller than fourteen point; nor e.
with the same prominence as the benefits "a
s which h they apply provided howeyer that
Of the Mhsn %hieh
loss: is incurred, to reduce any indemnity
promised therein to an amount less than that
binary circumstances, shall be printed in bold
face type and with greater prominence than
Sec Every such e policy = 80 a issued peaes Shall,
shall be il the words and in the order here
set the IN
In each such standard provision wherever the
stituted therefor COMPANY or "corporation'
or association: Or Society or such other
T ssa the
~ "a standard provision relative to the
contract which may be in either OF the fol-
policies which do not provide for REDUCTION 81
indemnity on account of change OF occupation
m IS Ssed ans
policy provides indemnity against loss from
sS s. ts wGFdt therein ss
injured"
1 (A):-1. This policy includes the endorse.
the entire contract Of insurance, No reduction
shall be made in any indemnity herein pro
vided by reason Of change in the occupation OF
| the insured or by reason Of his doing any ac1
or thing pertaining to any other occupation
/ R}:I. This policy includes the endorse
tains the entire contract Of insurance ' except
as it may be modified by the insurers classi.
event that the insured IS injured after havins
I changed his occupation to one classified by the
insurer as more hazardous than that stated IL
the policy, While he is doing any act OF
fed, except ordinary duties about his resi-
which event the insurer will pay only such
portion Of the indemnities provided in the
policy as the premium paid would have pur:
chased at the rate but within the limits sc
fixed by the insurer for such more hazardous
occupation !
If the law of the state in which the insured
resides at the time this policy is issued re-
quires that prior to it's issue q statement o,
the premium rates snd classification of risks
official having Supervision Of insurance in
such state then the premium rates and classi-
acation Of risks mentioned in this policy shall
insurer In accordance with such law, but II
such filing is not required by such law Their
and Of riaks last mede eectiSe
for P't insurer s1S is ape
! (2) standard provision relative to changes
In the contract. which shall be in tho follow
ing form:
q. No statement made by the applicant
fov {ooyy ~ }S%11, 1NI bali
the policy or be used in any legal proceeding
hereunder. No agent has authority to change
angs % aG oey be- Its v
approved by an executive officer of the in.
surer and such approval be endorsed hereon
statement of policy after lapse which may be
In either of the three following forms: Form
Il (A) to be used in policies which insure only
used in policies which insure only against loss
from sickness; and Form 90 to be used II
policies which insure against loss from bott
accident and sickness.
as, If default be made in the pay
ment Of the agreed premium for this policy
the insurer or by any of its duly authorizes e.
agents shall reinstate the policy, but only tt
cover loss resulting from accidental injur,
! lB):--3. II default be made in the pay
ment Of the agreed premium! for this policy
the insurer or by any Of its duly authorized 5
agents shall reinstate the policy but only tt
cover such sickness as may begin more thar
i .(C):-3. If default be made in the pay
nient Of the agreed premium for this policy
the subsequent acceptance of a premium BY
; agents shall reinstate the policy but only
to cover accidental injury thereafter sustained
10 A standard provision relative to time OF
three following forms: Form (Al to be used
in policies which insure only against loss from
accident; Form lB) to be used in policies which
against loss from both accident and sick
insurer may at its option add thereto the fol
lowing sentence, I'm event OF accidental death
immediate notice thereof must be given to the
insurer"
i a.. Written notice Of injury on which
claim may DO based must BE- given to thu
B):A. Written notice Of sickness or
the ' insurer s within ten days after the e com
mencement Of the disability from such sick
|, ness.
Co... Written notice of injury or of sick
ness on which claim may be based must be
given to the insurer within twenty days af
ter the date of the accident causing such in
jury or within ten days after the commence
90 standard provision relative to sui
IN the following form am and in which the insurer
shall insert In the blank space such ofnce
and ITS location as 1t may oeslre TO designate
s. Such notice given by or in behalf Of thu
insured or beneficiary, as the case may be
agent Of ,S the insorer with particulars SUI
fcient to identify the insured. shall be deemed
notice Within the time provided in this policy
/ shall not tnvalidate any claim II 1t shall be
shown not to have been reasonably possible t.
soon as was reasonably possible.
(e) A standard provision relative to furnish
i'm proof Of oss a. fooWs
6. The insurer upon receipt Of such notice
will furnish to the claimant such forms as arr
usually furnished by it for filing proofs Of
!. loss. IT such forms are not SO Furnished
within fifteen days after the receipt Of such
Complied with the requirements Of this pol
icy to proof Of loss upon submitting within
te in tae coSer fq
character and extent Of the loss for which
claim is made.
proof of Joss which shall be in such one OF tht
, following forms as may be appropriate t.
the nde%nits5 Rr0ydsd n,oof o, ,o,,
be furnished to the insurer at its said offlc.
within ninety days after the date OF the Loss
5 B):-7. Affirmative proof Of loss mus
; be furnished to the insurer at its said office
he peod cf sab aeF f the wch ae
p o. Affirmative proof of loss must bt
E case Of claim for loss Of time from disabilit.
3 within ninety days after the termination of thu
/ period for which the insurer is liable. and IL
case of claim for any other loss. within NINETY
3 days after the date of such loss
E NATION of the person Of the insured and RELATIVE
to autopsy which shall be in the following
form:
8. The insurer shall have the right and op
portunity to examine the person Of the In
{ sured when and so often as it may reasonaol!
der and also the right and opportunity t