St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1913-05-02
Ictloan to any court not already having juri.-

di ictio to any court not already having juris.
or delivered u unless the entire money and
other considerations therefor are expressed in
the he policy: nor (2) unless the time at which
inmates is, stated in {. portion Of the policy
preceding it's execution by the insurer: nor 80
thereof and of any endorsement or attached
which the he4 face % shall a1I'f By not pt'n smaller en- t fsRe ten a'
point; nor (5y unless a brief description there
f iii Sc back Peaptf IN e type is Of h Witch RaS sRe ana Face on shalt 1T
w Unless th the ss executions a.o2a,s Of the :. policy, icy ), printed .
any portion Of such policy Which purporits. BY
loss is incurred, to reduce any indemnity
promised therein to an amount less than that
ggFI Dyr1 a,f tor the the !, Same l Loss occurring &c r under , or;
and other portion Of the tsSt q the policy;
shall be in the words oats and IN Ha't the order T here.
poliey By set the forth tapt sna H 9sta R5dssded hr IN sgery
word Insurer is used. there shall be sub.
or er''" "assoe eiuaea% or e0% "poeisty.? Or or re9 saeh other
word as will properly designate the insurer.
~ A standard provision relative to the
po1,e's. two wS,c feF Do not r ere1,& a. t1 to r ss : SSsa ii ii
and Form o. to be used in policies which do
policy provides Indemnity against loss from
sickness. the words "or contracts sickness
may be inserted therein Immediately after
injured:''
(A):-1. This policy includes the endorse
the Hsnt en aha e ]eontraea o oaP iasur IA say' So r %s9neaIns
shall be made in any indemnity herein pro
yided by reason Of change in the occupation of
or thing. pertaining to any other occupation.
B):-1: This policy includes the endorse
tains the entire contract Of Insurance except
as It may be modified by the insurers classi-
feation NO Of risks and premium rates in the
changed his occupation to one classified by the
insurer as more hazardous than that stated in
thing pertaining to any occupation SO classI-
fled, except ordinary duties about his resi-
d %bisb e or While The , Sngaged w' IN rec recreation aa19 x,d in
portion Of the indemnities provided in the
policy as the premium paid would have pur-
fixed by the insurer for such more hazardous
occupation.
# the law Of the state in which tho insured
quires that prior to its issue a statement of
the premium rates and classification of risks
pertaining to It shall be filed with the state
hcation Of risks mentioned in this policy shall
mean only such as have been last filed by the
insurer in accordance with such law, but II
such filing Is not required by such laws then
the s 5hsiloc mfan the n r insare ,st pre e n,a rates
q 81 the loss Tor Which The insurer r. is liable.
in the contract. which shall be in the follow
Ing form:
2. No statement made by the applicant
for Insurance not included herein shall void
the policy or be Used In anv legal prOcpedinp
hereunder. No agent has authority to change
this policy or to t, waive any Of its provisions.
approved by an executive officer Of the in
surer and such approval be endorsed hereon.
statement Of policy after lapse which may be
in either Of the three following forms: Form
C) to be used in policies which insure only
used in policies which insure only against loss
from sickness; and Form () to be used in
policies which insure against loss from both
accident and sickness.
as. If default be made in the pay
ment OF the agreed premium for this policy,
the ii%D1eaue or BY see sRy Of it's G' d Il gfs anthor,z ea
cover loss resulting from accidental injury
ment Of the agreed premium for this policy,
the subsequent acceptance OF a premium by
agents shall reinstate the policy but only to
cover such sickness as may begin more than
l SSA NoJo 0AIS LAC ohI Va o0SA dCCcpLdlCOs
(Cl:-3. II default be made In the pay
ment Of the agreed premium for this policy,
the the Insurer suDseque or by yeG any Of it's 81 d Il PFe euthor,z eS
agents shall reinstate the policy but only
to cover accidental injury thereafter sustained
days after the date Of ouch acceptance.
~ A standard provision relative to time of
three following forms: "1 Form m Z "a e' to be ) used
in policies which insure only against loss from
l1NSIlrQ only against 1naQ from 9fcknQSo nn1
Form &C., to be used in policies which insure
against loss from both accident and sick
insurer may at its option add thereto the fol.
lowing sentence, ''In event Of accidental death
immediate notice thereof must be given to the
.(A):-4. Written notice Of injury on which
claim may DO based must BE- given TO- the
the accident causing such injury.
.(B):4 Written notice Of sickness or
the he'll Insurer oinsr within With i ten naS days sDa after r the 6e'e CONF n
mencement Of the disability from such sick
ness.
ness on which claim may be based must be
ter the date Of the accident causing such in.
jury, or within ten days after the Commence
ment Of disability from such sickness.
() A standard provision relative to SUI.
in Hsi the following 10 hHsli form and edAi in w h&iSD the si insur es
shall insert in the blank space such office
and its location as 1t may desire to designate
| 1Or 6uCu puI pOSo " y OlACe
s. Such notice given by or in behalf Of the
insured or beneficiary, as the case may be.
s to the IN a9sq fbs 1T ; With e to pa any aS5n0r suf5
to be notice to the insurer. Failure to give
notice within the time provided in this policy
shown not to have been reasonably possible te
give such notice and that notice was given al
soon as was reasonably possible.
() A standard provision relative to furnish
ing forms for the convenience Of the insured
in submitting proof Of loss as follows:
g; The insurer upon receipt Of such notice
usually furnished 5 it for films proofs Of
loss. II such forms are not SO furnished
within fifteen days after the receipt Of such
notice the claimant shall be deemed to have
icy as to proof Of loss upon submitting within
the. time fxed in the policy for filing proofs
character and extent of the loss for which
claim is made.
% A standard provision relative to filing
proof Of loss which shall be in such one Of the
following forms as may be appropriate tc
the indemnities provided;
(A):-7. Affirmative proof Of loss must
within ninety days after tho date Of tho loss
for which claim is made.
B):-7. Affirmative proof Of loss must
within ninety days after the termination OF
the period OF disability for which the com
1G):17. Affirmative proof of loss must be
furnished to the insurer at its said office in
case Of claim for loss Of time from disability
within ninety days after the termination of the
period for which the insurer is liable, and IL
case Of claim for any other loss, within ninety
days after the date Of such loss.
~ A standard provision relative to exarni.
to autopsy which shall be in the following
s. The insurer shall have the right and op.
portunity to examine the person Of the In
1 ~..-1l ,-l@~ MD ca Nffnr no 4 Vn0yy rno