davidaulloa/AmericanStories huggingface dataset:
The citizen. (Frederick City, Md.) 1895-1923, 1913-04-18
All Not Lost When Youth Has Gone.

All Not Lost When Youth Has Gone.
Youth may not believe that there
is something left in life when youth
is past. The "frowsy old frumps' on
whom wits and caricaturists expended
their shafts are now exceptions. The
bright old lady, keen of wit active in
mind and cultivated of spirit, has re-
placed her. She is bound by no hard
and fast conventional rules of dress
or conduct. Like the people who do
away with fires on a certain date and
resume them on another are the wo-
men who begin caps at thirty-five
and wear "dowager dresses and
mantles" at fifty. Far more sensible
are those who wear what is comfort
able and do what is permissible in
the way of travel in far lands, when
home ties drop away from them, as
they are likely to do at sixty or
seventy years.-Ladies' Pictorial.
The citizen. (Frederick City, Md.) 1895-1923, 1913-04-18

An idle and vacant life, even with all
of the aid that amusement can give, IS
not calculated to be happy one; and
this is simply because Providence has
constituted us with view to ACTIVITY, as
that was to be the means of accommo-
dating the raw materials OF the physical
world to our needs. Idleness. therefore,
INJURIES and disorganizes, while activity
alone will preserve health and prolong
life. Who are the happy people OF this
great world? Those who have some
thing. and not too much, to do, and that
something suitable to their tastes. Who
are the unhappy ones? Alas what a
large portion Of the class is composed Of
those, who having all Of their needs sup
Piled from other sources, do not need TO
labor.
The citizen. (Frederick City, Md.) 1895-1923, 1913-04-18
THE FIREPLACE.

Notwithstanding ali of the modern IN
ventlons for heating | can tell you that
there is nothing so full lofgeEialty and So
ciability as The old fashioned. coantry
fire place The neighbors were TO come
in for a winters evening Of sociability.
In the middle of the afternoon. i'll the
best room in the house, some one
brought in great back log, with great
work, and put it on the back Of the
hearth. Then the lighter wood was put
on armful after armlul. Then a shovel
full OF Goals were taken from another
room and put under the dry pile, and
then the kindling began, and the crack
ling, and it rose until it became roaring
fame. which filled all the room with gen
ialty and was reflected from the family
pictures on the wall. Then the nelghborS
came in two by two. They sat down,
with their faces to the fire. which ever
anon was stirred with the tOngs and then
readiusted on the andirons and there
we're such times of rustic repartee aud
story telling and mirth as the black stove
and blind register never dreamed OF,
and meanwhile the table was being
spread, and so fair was the cloth and so
clean was the cutlery that they glisten in
our minds TODAY. And then The best
luxury of the orchards and the farmyards
was roasted and prepared for the table
10 meet the appetites sharpened by the
cold long ride. We heartily wish for
return Of the old fire place. Our readers,
whose locks have been whitened by the
frosts of many winters. know that this
pen picture of the old fireplace is true to
life.
The citizen. (Frederick City, Md.) 1895-1923, 1913-04-18

Don't be afraid to do your duty because
some one ridicules or opposes you. A
man who has opinions Of his own and
the courage to advocate them will be sure
to have opposition in this world because
he runs contrary to other peoples opln-
ions; but just keep on, go right ahead. if
your cause is right and your conscience
is clear Don't bother yourself about
what people say; life is too short for that.
Some will abuse YOU through envy,
others for the want of principle and some
because they honestly differ from you,
but if you keep right on openly, and
maniully, and intenigcntly and with the
proper dignity and character, honesty OF
purpose and seli-respect, those who differ
from you will respect your opinions.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
PRICES SHOW PROGRESS
Prof. Patton Points Out Rela
ton Between the Two.

In symposium in the edition OF
Financial America" dated October D.
under the heading Industrial Evolution
and Its Effect" Professor Simon \. Pat
ton. of the University Of Pennsylvania
points out twelve specific factors in recent
price movements. all Of which, he asserts
are resultants of industrial progress.
The important facts, after all says fro-
fessor Patton. are the changes through
which industrial evolution is carrying the
ration. and not the passing items OF mo-
mentary interest. Only when they are al
grouped together and interrelated can the
trend Of pI ogress be seen. The folio"ihg
are some OF the elements now visible IN
Industrial life:
High prices OF commodities, higher ram
ily incomes, the industrializauon Oh
women, the delay OF marriage 10"
birth rate, restrictions on child laDor' the
Increase of industrial education the III
crease of voluntary associations the re-
duction of intergroupal compeuuon' 'he
decrease of speculation higher rates u
Interest and lower values of securities
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
Mexican War Cuts Intercontinental s
Profits Nearly Sl,000,000.

Owing to conditions in Mexico. the In
tercontinental Rubber Company for the
fiscal year ended July 81 last showed
gross profits Of only sl99322. decrease Of
$3.50 773 from the previous year. After the
payment Of preferred dividends there was
a balance of Sll7.s so, loss of S9O5, $50. In
regard to Mexican conditions the report
said I'm part
The conditions in Mexico during the
last year have been particularly trying.
Interruptions to traffic. field and factory
operations have been more frequent and
more serious than in previous years.
Since June z6 the Torreon factory has
been entirely closed. and since June 1t
has been impossible to communicate with
TorTeon. except at rare intervals, when
messengers were dispatched on horseback
TO some other city.
THE conditions on the Cedros ranch
have made the major portion of 1t un-
safe for our American officers since last
November. while during the last four
months our Mexican officers have been
Obliged TO leave the property entirely at
the mercy OF maraudlng rebels and ban
dts. against whom we have been able 10
secure no effective protection. what
losses and damages we have incurred
have yet to be accurately determined
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
MONEY.

The tendency OF the money nr]
during the week has been ~'1
firmness. but the tone has oeen
sentimental than the result OF NJ
tant transactions. So far as spec"
dications OF any strain are con'''
they were more in the nature Oh
serva.ism on the part OF local vs.
tons preparing to build up their '''e
as a result OF the drain OF cur !.
through the interior marker "I
showing any signs OF disturbance =
uarlly the borrowing demand Is E'
but the situation as a whole do 0" 4
velop any material change. ana
probable that financing requirement.
be met without any pronounced oI'~ =
either at this point or througAou'
country. The foreign money ma'As1
the week betrayed signs OF the o'' 1.
on their reserves, but the repore
Bank of England. the Imperial Dan.
Germany and the Bank OF trah0'
sufficiently strong to relieve any ;.
anxiety regarding monetary
abroad. unless some decided cha"s'
occur later.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
BANK SALARIES.

To enter the service Of the Bark
England a candidate must be month";
by a director. be of good moral chana
pass a qualifying mot competitive
animation and be between eighteen
twenty-five years old The first year
salary is $500, and then II rises a.
rate OF $50 a year. A. the end o.
fifth year he proceeds 70 the fourth ca
or else leaves the service Of the o.
According to figures furnished by Oh
the banks officials. the average pay al
end OF ten years IS $1,000. Al i's
years II is $3.50. twenty years 81
thirty years s1.945; after that the 81
clerks pass to s2.150. The STAFF and 7
cial posts. numbering about 100, are
by meritorious service. The highest
airy is paid the chief cashier, and Is y
600. The chief accountant draws u.
and there are several appointments n
ing from $1,000 TO $4,000. Agents
branches receive UP 10 $4,000. Ths'|
a pension system 10 which the CLERK 4
not contribute, but for which he Is "a
fled after ten years service-Mo0''l
Magazine.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
BANKS IN A QUANDARy
Adjustment of Days of Grace
Subject Of Much Comment.

The recent action Of the Seamen's Bank
for Savings in abolshing the days OF grace
allowed depositors was the subject OF
interesting comments among the local
savings institutions yesterday. The ma
jority of the banks approved the action
of the Seamen's Bank. although they
were not prepared TO say whether they
would themselves follow suit in the near
future.
1t was stated that the reason usually
advanced against the practice is the I'M
sound banking principle which ii is al
legged to represent Allowing interest on
deposits ten and three days before they
are made. at alternative quarter days. is
custom that has sprung up as result
Of excessive competition for accounts, and
has little to justify II in equity, notwith-
standing it has the express sanction OF
the law
OF late few of the larger institutions,
satisfied with the present volume OF de-
posts. have been inclined TO refuse to
offer this and other inducements TO new
depositors, being intent on giving all their
attention to the interests Of their old
depositors.
Those who favor the continuation Of
the days of grace contend that many a
prospective depositor receives his savings
on the quarter-day. and should therefore
have several days leeway to make the
deposit before the payment Of the interest
for the ensuing quarter lapses. Nor do
the old depostors. ii was said, suffer by
this, inaSmuch as the bank retains for
them the interest on all deposits made
after the lapse of the days of grace for
the balance of the quarter.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
RAILROAD EARNINGS.

The gross earnings Of all United States
railroads making weekly reports 10
"Dunns Review" continue to show a
small improvement over those of year
ago, the total so far received for Septem-
her aggregating A2,5gg5l9, a gain Of IL
per cent as compared with the earnings
of the same roads for the corresponding
month last year. This is slightly better
exhibit than was made in August, the
gain over 1912 by that month being only
OIL per cent and in addition the returns
for the fourth week seemed 10 show
tendency toward Improvement While the
majority OF the roads reporting make
more or less increase, some important
systems in the West and Southwest stu
show loss. the most notable being Denver
& Rio Grande, with failing off OF 5000:
Missouri Pacific. 500 .O79; international
Great Northern, sl75.000 and Minneapolis
e. ST. Louis. s}9,9H. partly offsetting which
were gains in Colorado g. Southern
amounting to $59,5S1, St Louis Southwest
ern, $500: Chicago g. Alton 21,695, West
ern Pacific. $1,000 and Chicago Great
Western $685. In the South almost all
the leading roads make satisfactory re-
turns, among them Mobile Il Ohio report
ing an increase of S57,ili, Southern $22)-
37S. Chesapeake & Ohio Sli3,Ol9 Louis
willie e. Nashville $685. S2 and Seaboard AIT
Line $3.50. In the following table are
given the gross earnings Of all United
States roads reporting 10 date for Sep
TENDER. and the gain as compared with
the earnings Of the same roads for the
corresponding month year ago. also Tor
the roads that reported for the two pre-
ceeding months. together with the per-
centages Of gains over last year:
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
WILLARD DEFENDS ROADS.
B. & O. Head Sees Public TAX
ina a Fairer Stand.

Daniel Willard, president OF the Bal
,irore G. obio Railway Company. in an
oman Letter ovnresses the belief that the
public generally is coming 70 nave pet
Ter understanding OF the railroads view
point on economic conditions. Mr.. Will
lard, who is chairman OF the committee
representing the Eastern railroads in their
efforts ia obtain an advance In freight
rates .. savs that railroad rates in this
country are upon the whole the lowest
In the world and that railway capitaliza-
ton. which has been so frequently criti-
cised in the past, Is much less IMAM IN
European countries According 10 MI
Willard. il is also understood better than
formerly that railway labor in this coun-
try Is paid from two or three times as
much as labor similarly employed upon
European railways.
""The above matters" adds the head OF
the Baltimore Il Ohio, are all Of public
record. and il can at least be said for the
railroads that however badly some OF them
may have been managed at some time In
the past. they are. upon the whole giving
cheaper service and paying more wages
than is the case in any other country OF
the world. The railroad managers
know. would he glad to give still better
service and TO furnish better and more
ample facilities If they were able to
do So.
But railroads, I'm one respect at least
are like all other industrial concerns
they cannot pay out money which they
do not have. and they cannot maintain
their credit unless they pay their debts
They cannot go on indefinitely receiving
less for what they do and paying con-
stantly more and more for what they buy
Such has been the case, however. for
several years past. and il has resulted in
bringing about the practical stoppage OF
railway construction and development
which exists at the present time
The ffty-two roads in the Eastern ter
ritory which are soon 10 present. argu-
ments before the Interstate Commerce
Commission in an attempt to obtain an
Increase Of > per cent in freight rates
have appointed a legal committee and an
accounting committee to prepare the case
for submission at the hearings which will
begin early in November. This commit
tee Is as follows:
For the Baltimore & Ohio. Hugh l..
Bond. legal, George NJ Schriver. account
ing. Erie. George f. Brownell. legal, {.
7. Crawford. accounting, Pennsylvania.
q. :. Peterson. legal. G. NJ. Bunting, ac-
counting. New York Central, o. +. But
tcrheld legal. W. c. Wishart. accounting;
Delaware * Hudson. ". H. Williams. ac-
counting
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
COTTON SETTLEMENT LIKELY
Manchester Spinners Call Meeting to
Put End to Strike.

Manchester, England, Oct little
prospects of a settlement being reached
in the cotton trade dispute without stop
page Of tn whole industry were regarded
as much improved this afternoon by the
action Of the executive OF the Amalga-
mated Operative Cotton Spinners. who
decided to call meeting OF delegates on
October is with the object OF exerting the
pressure necessary TO put an end 10 the
strike at the Beehive Mill. II was at this
mill where the men struck against the
advice Of the trade union owing to their
objection to the personality Of one of
their overseers.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
NEW YORK CURB.

In the curb market yesterday extreme
dulness prevailed. and what little bust
ness was transacted was done almost st
the opening The general tone was ir-
regular, although fluctuations were
within narrow limits. The Standard oil
shares ruled steady. with a slight inquiry
for South Penn oil. Prairie oil and Gas
and National Transit United Cigar
stores eased on. Briush-American Tc-
bacco. both old and new. were down a
small fraction. The copper issues we're
fractlonaly lower but inactive.
The Nevada market was soft, With
trading on "A small scale. North Star
changed hands at q and West End at
81 ~ Tonopah Extension was well bought
at 81 70. Tonopah Merger declined from
sc TO toe ralying finally % 63c. Midway
sold from SOC TO &c. closing at 5sc. Jim
Butler came out at SEC and &c. Sales
Of Goldheld Consolidated were recorded at
81 37ig and 81 i5h1.
Furnished by Harry p Thompson & Co.. no.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
BANK EXCHANGES.

Although bank exchanges show a mod
crate improvement over week ago. they
continue much smaller than In 1872. the
total this week at all leading cities in the
United States, as reported TO "Dun's Re-
view" amounting to 1888. 1929, loss OF
9.2 per cent. as compared with the Sj22h-
SIS. 535 of the same week last year. The
comparisons with 1871. when bank clear
ings amounted to s2,243,2 723. shows a
gain of no less than 307 per cent, but
this is in part due to the TACT that IN the
week that year there was a hohday at a
number of important centres. Compare
lively quiet conditions In the STOCK ana
other speculative markets at New YORK
still help 10 reduce exchanges at that city.
and the total is 1874 per cent smaller than
a year ago. but compared with 1911 gam
appears of 29.4 per cent Inc majority OF
the outside cities report more or less Inn
provement over last year, nut owing 10
the contraction at Boston, Baltimore,
Louisville, New Orleans ana san Fran
cisco the aggregate for all centres SHOWS
a decrease Of 0.S per cent, NOTWITHSTANDING
the notable expansion AT Philadelphia,
Cleveland. Minneapolis and Kansas City
aud the moderate gains at other points.
Every city except New Orleans reports
very large gains as compared with the
corresponding week two years ago. and
the increase is 1919 per cent. While the
comparison with 1911 is distorted by the
holiday, the daily average OF transactions
through the banks, which very clearly
reflects the current volume OF business,
shows gain of 1875 per cent Indicating
a substantial growth in commercial and
industrial activity over that period.
Average daily bank exchanges for the
year to date are given below for three
wears.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12

/ The members Of the Tunnel Commission
( Of Denver have signed the agreement by
| which the city is to aid In building a tun-
mel through the Continental Divide, to
permit the extension OF the Denver &
Salt Lake 10 Salt Lake City When the
agreement has been signed by Newman
Erb the city will be obligated to fur
nish about 100000 out Of si5oO0O0 the
amount necessary 10 cover the cost hut
it Will he necessary to hold special eloc-
ton In Denver to get the approval of the
taxpayers be ore the bonds can be issu, d
committee has been appointed to IN
vestigate the Western Massachusetts
trolley situation. which will confer with
the bic Service Commission of Massa-
chusetts.
The American Locomotive Company Las
orders from the Peking- Kalein Railway.
of China. for five Pacific type locomo-
/ tives and four Mikado locomotives.
A ruling by the California Railroad
Commission requires charges to he based
only on actual weight when freight cars
are loaded to physical capacity with traf-
fc for which a carload rate is provided,
except articles of = minimum carload
weight of 24CcO pounds.
The Public Utility Commissioners OF
New Jersey have refused to approve
propcsed ninety-nine-year Lease or the
property ana franchises OF the Lehigh
Valley Railroad Company Of New Jersey
TO the Lehigh Valley Railroad Company
of Pennsylvania.
An order has been sustained by the
Supreme Cocrt of Oklahoma by the Cor
notation Commiss on of that state re-
oujring ticket windows at railroad sta
tions 10 be opened for a period OF one
ho9r before the departure of passenger
trains.
A complaint has been filed oy the 81
Louis Cotton Exchange with the inter
state Commerce Commission charging
discrimination against the ST Louis mar
ket in railroad rates on cotton from Ok
lahoma points.
Hereafter the Sunsets Central Lines
will print monthly bulletin for the oene-
III of station agents The first NUMBER
was dated September /.
Passenger rates IN the state OF Aia-
hama beginning October %. must he on
a basis of 2Iy cents a mile, instead OF me
presor; rate of 3 cents a mile, hy the or
der of the state authorities and ruling
Of the federal court
Four thousand pas eneer cars on u''
Illinois Central will be supplied with IN
dividual drinking cups. which VIII he SOFA
from slot machine at a cent apiece.
An order has been issued by the balt-
more & Ohio 10 enginemen and hren''h
10 take special care to prevent lo'oin"
tiyes around passenger stations from
"nonpine or and ne,dlessly frightening
Young children and nervous persons.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
NsarIv All in Practical Work.

During the past year 80 per cent or the
nupils did some form of Industrial worA'
The 7 per cent not so engaged consisted
of secondary pupils and those in the
Lowest grades for which work has not
vet been provided. This means that
practically every pupil in the primary
and intermediate grades is learning un-
der INTELLIGENT direction TO do something
with his hands-a condition sought by
up-to-date school systems everywhere.
The directors report shows that l9,9oS
bovs were taking the trade and shop
work: that lO0.6is boys were engaged
in gardening and farming; 1853 girls
were taking the gardening work. and
that S319S girls were studying house
keeping and household arts Among
other ,rafts and industries we find H.
s93 girls learning lace making; 1850
embroidery; $3.50 cooking; 1896 boys
and 1901 girls making hats, 2s'52'
pupils We're studying mat MAKING anu
1885 working on baskets
OF particular interest is the showing
made in the extension of gardening from
the schools to the homes OF the people
Three years ago home gardens were
practically unknown For the school
year, l9l1-l2, home gardens numbered
22.95S. while 1928 shows an increase
OF so per cent. or S3.1l9 gardens cui-
tivated by pupils at their homes. The
number of school gardens was 2,SlO.
Without question, the garden feature OF
the school programme is largely respon-
sible for the marked improvement in the
quality and quantity OF fresh vegetables
available In the public markets all over
the islands.
The number of provincial trade
schools has been increased from five, IN
March. 1909. to IS. in June. 1913. In
addition to these standard trade schools
in which l.2ll pupils were enrolled.
there were I2l intermediate school shops.
in which s32 pupils took the regular
trade course, and 2.s2o other pupils re-
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
DIGEST OF NEW CURRENCY BILL

The Guaranty Trust Company OF Ne"
York has published a digest of the new
currency bin known as the federal re-
serve act This digest puts in compact
form all Of the essential features oil. the
bill as il was passed by the House of
Representatives on September Is and Is
now being considered by the United
States Senate
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
COST COMPARISONS
Changes in Average Prices Tor
the Last Week.

The following table gives the h!ghes''
lowest and average wholesale spot prices
Of twenty-five articles Of current CON
sumption I'm the New York markets for
the week ended October II. and the di-
ference in average from those Of the pre-
vious week. cotton. sugar and lara quo
tations being i'm cents and hundredths.
Changes In
aver frufn
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12

even the disastrous panic year 1901 And
Of this total 10 per cent was ISSUED oy SIX
roads!
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
NEVADA QUOTATIONS..

Furnished daily by Weir Bros. & Co. No rs
" Broad street,
October H. 1913
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
AMONG THE RAILROADS
Notes and Comment Concerning
Men and Traffic Affairs.

The purchase by the Atlantic Coast
Line OF the property and franchise Of The
Sanford & Everg'ade has been approved
by the Florida Railroad Commission.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
INOUSTRIAlS,

Furnished by Harry y Thompson & Co.. No.
- Broad street,
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1913-10-12
RUBBER COMPANY HARD HIT

.F New York. thong Island new