davidaulloa/AmericanStories huggingface dataset:
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25
Taylor Answers Attack on State Hail Insurance Law

Bismarck, N. D., April 23.-
Upon having his attention called
to an article in The United States
Review, an insurance publication,
stating that the National Fire In
surance Co. of Hartford had no
tilted its North Dakota agents
that it would write no hail insur-
ance in this state hereafter be-
cause of the recent enactment of
an Objectionable law, Commits
sioner of Insurance w. c. Taylor,
said:
This department has not been
officially notified by the National
of Hartford of its purpose to cease
writing hail insurance in this state,
but the report that it has reached
that decision is doubtless we'll
founded.
The Objectionable law re-
ferred to is Senator McBride's S
bill, which provides that every
insurance company writing hail in
surance in this state shall be
bound, and the insurance shall
take effect, from and after twen-
ty-four hours from the day and
hour the application for such in
surance has been taken by an au-
horized agent of the company.
This bill had stormy voyage
through the thirteenth legislative
assembly, but finally reached port
and received the approval of the
governor. The twenty-four hour
provision is somewhat drastic, but
something of the kind was neces-
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25

the Mcbride bill should have been
made to apply to state hail insur-
ance, and there is no merit in the
suggestion that the failure to make
it SO apply resulted in class legis-
lation.
The Nationals second objec-
ton is that the 2 IL per cent
which the companies were requir-
ed to pay on their hail insurance
premiums in this state was divert
ed into the state hail insurance
fund, which has never yet been
able to pay its adjusted losses.
The National is most egregiously
mistaken in this matter. Not a
penny of the insurance tax in
come has ever gone into the state
hail insurance fund. After deduct
ing operating expenses, the bal
nee of the total amount of state
hail insurance receipts becomes
available for the payment of loss
es in full if the sum remaining is
sufficient for that purpose; if not
then pro rata. In short, the state
hail insurance department is alb
solutely self sustaining.
i appreciate the fact that state
insurance, of whatever character,
is looked upon with frank dis
favor by the insurance companies.
But there is widespread and in
sistent demand for that kind of
insurance which will not be de-
MED, so we may as we'll make the
best of it. Whether or not state
insurance is practicable remains
to be determined.
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25
UPPER GOLDEN VALLEY.

Mr.. and Mrs. E. ]. Walker auto
ed to Beach last Friday returning
Saturday morning. Breakfasting
at J. E. Herricks.
MIR. and Mrs. M. Egan came
out from Beach Friday.
Edwin Grenier came here from
Kent, Mimi, last week. He in
tends to take up land. If he is
suited more will follow.
Miss Jackson came out Mon
day to live on her claim.
Mr.. and Mrs. Grain have re-
turned from Abercrombie. N. D.,
where they have spent the winter
with their daughter.
MIR. and Mrs. Penrose Gasho
mourn the death of their infant
daughter, which died Monday,
April 4th and was laid to rest by
the side Of 'Hyiirs. Gasho's brother.
Mr.. and Mrs. Earl G. Hell.
mund are the proud parents &C. a
bouncing baby boy born April
9th. All are doing we'll but
Earl, his head is some what en-
larged. Mrs. Hellmund is at the
]. f. Herrick home during her i'll
ness.
Dr. Slough was called out Mon
day to see Mrs. Ben Russell. Mr..
and Mrs. Russell returned with
the DR.. and Mrs. Russell will take
treatment at the Beach hospital.
John c. Johnson of Christine,
N. D., has been out to visit his
son, who has claim in this vicin-
ity. MIR. johnson brought his
son some horses and other things
to be used on his claim.
Mr.. Wheeling the efficient
teacher of Trotters has taken a
homestead at Squaw's Gap and
will be full hedged farmer in the
near future.
Rev. Thomlinson passed out
through here last tuesday with his
family and household goods en-
route to his homestead at Souaw's
Gap.
w: E. sperry, the assessor, is
very busy these days.
The south side L. A. S. are
planning to give a home-talent
play some time in June.
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25

;ary for the protection of the in
suring public. Undoubtedly the
law presents some difficulties to
the insurance companies, but they
are by no means insuperable. A
readjustment of the method of
handling applications is all that is
involved. do not anticipate
that many Of the companies will
follow the lead of National of
Hartford and quit the game.
here is something fascinating
about the hail insurance business
the chances of winning or los
ing considerable stake are so
nicely balanced.
However, would like to call
attention to the fact that two of
the objections raised by the Har-
ford are without foundation. True
that the act provides that no
provision herein shall apply to the
state hail insurance department..
The reason for this exception lies
IN the very important fact that
the state hail insurance act speci-
sIcally provides that the insurance
shall be in force and effect, from
The time of filing the application
in the office Of the county auditor
Many of the applications are writ
ten by the auditors themselves, in
which case the insurance becomes
Immediately effective. And in no
case should more than twenty
four hours elspse between the TAX
ing and the filing of the applica-
ton. There was no reason why
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25

conserve the moisture we have.
1t has been observed that a
blistering wind will absorb ll3
tons of moisture from one acre Of
ground in the course of a day.
That being the amount of water
held in the average soil of North
Dakota, one inch deep.
There is one remedy and that
is for the farmers and landowners
to cooperate together and plant
trees on the south side of their
land, in straight rows across the
township. Our winds seldom if
ever come from the east or west.
They come from the north. south,
northeast, southwest or southeast.
When the wind would come across
the farming plains of South Da-
kota from the south, or the CAN
adlan prairies of the north, they
would strike the h,ct row of trees
and would have to hurdle it and
in this way would spend some Of
its force besides casting off tina.
part which sifted through the
trees. By the time the wind had
encountered six or seven of these
rows it would be reduced to a
mere summers breeze"
This is a Worst suggestion but
it is by no means the worst sug-
gestion we have ever heard. In
fact it sounds about the best.
The day of the cattle king,
sheep baron and wasteeul ~ H.
cds arcA over. We must con.
serve our moisture, and there is
no better or cheaper way to do
it, than the way Pres. Worst has
suggested. Will the farmers u
the Golden Valley cooperate.
We hope so.
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25

testify to the value of his friend
ship. He is a cousin of Hon. w.
J. Bryan, Secy. of State. The
lady he has won for his wife is one
of the most charming young
women in Golden Valley. who by
her simple dignity and sunny dis
position has made many friends
since residing in the west.
On account of the poor health
of Rev. Dudley, Mr.. and Mrs.
Fulton will reside with him on his
homestead near Carlyle and farm
his land this year.-Special Cor
respondent,
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25
position of eyesores.

position OF eyesores.
A business man wears good
clothes because he wants to give
an impression of neatness and
success. A town that allows it's
streets to be Uttered with waste
paper and its back yards with
ash barrels looks like a town that
is having a hard time to keep up
with its competitors.
Spring should be time of pub
lie as well as of private house
cleaning. Let the street employ
es see that ugly litter is picked
out of the streets. But why need
people expect public employees to
do everything for them? If you
see piece of litter in front of
your house, why not pick it up
yourself?
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25
PLANT TREES.
(Contributcd)

Civilization has been one COM
tinuel struggle to overcome OBJ
stacles and impediments that
stand in the way of progress. The
things that were considered lux
uries by our fathers are no longer
considered so. and further more
the onward march of civilization
seems to be to eliminate chance.
In the old days when a man used
to run the chance or risk as we
please to call it, of finding a
snake for his breakfast every
thing else was on the same scale.
If he piled up a pile of stones for
a house the chances were that it
would never do him much good
for stranger neighbor would
make him move on.
In later days when man began
to cultivate the soil, he was not
sure whether he would be ruined
by an invading army or not, or
if he was drowned by incoming
tide. That was part of the chance
of primitive civilization or as we
should say, the ignorance of those
times. The other people of
Europe descended to the rich lands
on the Zuyder Zee and the thrifty
(Holland) dutchman made Hol-
land one of the richest nations of
Europe by diking the land and
keeping out the inroads of the
ocean. What others had called
impossible, the dutchman and his
thrifty frau has done, which will
stand as monument to their IA.
sightedness all down through the
ages.
We have eliminated the chance
of fires. tornadoes, hail and even
the loss of our own lives by insir-
ance. 1t is generally conceded
that the progressive farmers @:
the northwest carries hail insur.
ance or at least iaSors it.
We know that the hot winds
stands in the way of our advance
ment as an agricultural country
than hail ever will. We all re.
member that time two years ago,
when all the prospects were
bright for good crop, and those
hot blistering winds came up from
the south, and in three days our
hopes fell away down, and we
all remember the harvest of 1911.
. Pres. Worst of the N. Oak.
Agricultural College at Fargo
says:
North Dakota is a semi-arid
climate and has to be treated as
such if we get the best results.
The rainfall in most parts has
been about twenty inches and If
we are to make a success of farm.
ing in North Dakota, we mus:
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25

on account Of expecting a dry
summer.
II fire was very narrowly avert
ed at the home of John Schwei-
gert one day last week when
pan of ashes had been left out
side and were scattered about by
the wind which arose later in the
day. Mr.. and Mrs. Schweigert
were absent; and it was due only
to the fact that Leslie Knapp was
doing some carpenter work there
probably that the fire was seen
before it got beyond control.
1t is understood that. beginning
with the first of May, the Catholic
services, which have heretofore
been held On the first Monday of
the month at the residence of
Louis White, will be held at the
Alpha schoolhouse at the usua!
hour on the first Sunday of the
month. The congregation here il.
growing too large to be accom-
modated at a private residence,
hence, one reason for the change
Of time.
A rather exciting time was had
here on tuesday of last week
when a prairie fire started from
a burning straw pile which had
been started a day or two before
by Conrad Weiscrum. 1t seems
that sparks must have blown
from the burning pile by the
strong wind which came up about
noon on Tuesday. The fire burnt
north from MIR. Weiscrums place
and made a trail over section E
and section |. The places OF
John Adams, Jens Grooming, and
Pete Lempa were thought at one
time to be in serious danger; but
! ! cuicl and strenuous efforts Of the
neighbors diverted the course of
the fire by ploughing, back6ring
and fighting with any implements
which came to hand. Louis
White probably had the closest
call of all, and it was only due
to the timely arrival Of neighbors
that the flames were kept from
his buildings. The fire was stop
ped on section and no serious
loss save few tons Of old hay.
and the prospects for hay this
year, was suffered.
The Alpha ball tossers went
down to defeat before the Sen
tinel Butte team last Sunday in
the first game Of the season by a
score of ; to 4. The game was
close and interesting throughout,
and there was very little rag-chew-
ing or other disagreeable features
OF any kind. The Sentinel Butte
boys are a bunch of clean, gent
le.nanly players, and aside from,
one or two averse decisions,
which were no fault of the play
ers, the Alpha boys have no cause
to complain of their treatment.
Our team went in short two men
on account of being unable to get
lord to all the players in time.
he Alpha team will meet Bur
key next Sunday, on our own
grounds; and good game may
oe expected. as the Burkey team
has always been clean and
strong aggregation.
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25
CULTIVATION

There are many tools used for
cultivation, all built for stirring
the ground but not all doing it in
the same way. We can not enter
into discussion of the matter but
can only touch upon some of the
principles concerned. One pur-
pose of cultivation is to destroy
the weeds and to accomplish
this, the work should be under
taken while the weeds are still
small and before they have de-
veloped a strong root system.
Cultivation increases the fertil-
ity of the soil. Cultivation for this
purpose should be undertaken
during the early period of the
plants growth and it should be
relatively deep, say w to 3N
inches.
One of the main reasons for
cultivation, in state like North
Dakota, is the conservation of
moisture. The main work of cul-
tivation for the saving of mois-
ture should be done at the time
Of the heaviest rains, generally in
June. r. Waldron, Supt.
Dickinson Sub. Station.
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25
"THE CITY BEAUTIFUL. /"

This phrase is attached in the
minds of many people to cam
paigns of sentimentality, in which
burdensome additions to the tax
rate are made on the plea of a
beauty that proves costly.
Nevertheless, in more places
than ever before, the advent Of
the spring season is seeing move
ments for cleaner back yards.
prizes for good gardening and dis
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25
1"0"O"U s0"Oss0ss1
ALPHA

Supt. Kitchen, Prof. and Mrs.
\. F. Gambler were Alpha visitors
one day last week.
Seeding is now in full swing all
about us. Many farmers are
disking their grain in this spring
Golden Valley chronicle. (Beach, Billings County, N.D.) 1905-1916, 1913-04-25
Farm For Rent

have for rent the Arthur Cis-
na farm Is miles southwest of
Beach in the Lame Steer district,
about 13O acres under cultivation.
good well, house, barn and chick
en- house. School located just
across the road from buildings.
About two miles from new post
office Of st. Phillips on Wiba,x.
Dennis mail route.
The Kenna record. (Kenna, Roosevelt County, N.M.) 190?-1924, 1913-06-20
In a "HIqher" Grade.

That juvenile human nature re-
mains pretty much the same always
would seem freshly indicated by the
Quaint incident related in famous
authors recent "reminiscences of his
childhood. The said author had an
older brother whom he admired huge
ly, and whose society he desired to
enjoy as much as might be. There
came time, however, when the older
boy revolted against the too frequent
companionship of the younger, and
thus gravely explained the grounds
of his superiority:
81 play with boys who curse and
swear"
The Kenna record. (Kenna, Roosevelt County, N.M.) 190?-1924, 1913-06-20
HEALTH AND GOOD LOOKS
Proper Fitting Of Corset Means APP
proprlate Care OF Both Those Inn
portant ltems.

\ Various doctors and artists have
been once again discussing the vexed
question as to whether women should
wear corsets, and they have once
again come to the inevitable conclu-
sion that II they wear the right cor
sets they are considerably improved
by them. If ever the wasp waist as
serts Itself again among us 1t will be
something to grumble at, but the cor
set of today is really beneficial rather
than harmful, IL it is properly made
and properly worn. It may be that
we ought not to require the support
OF corsets, but life in these days is
artificial, and surely it is better to
have a good figure by means of good
corset than to have bad figure with
out it.
Just the same, good many women
are not sufficiently careful about their
corset, and then they wonder why
their gowns never look we'll. Better
a cheap, ready-made blouse robe on a
good corset than an elaborate frock
over a shapeless one. 1t will not only
be better from the point of view of
health and carriage, but it will even
give an air to the gown. French wom-
en- have built up their reputation for
dressing well, not on their taste in
gowns, but by their attention to the
corset
The Kenna record. (Kenna, Roosevelt County, N.M.) 190?-1924, 1913-06-20
soLON AVOIDS LONG SESSION
Representative Henry Desiring to End
Meeting Tells story That stops
Mans Long Speech.


Representative Henry, at a political
meeting in Waco, desiring to draw a
rather protracted session to a close,
when a man rose and said pompous-
ly:
Il wish to offer few remarks,
and these l will subdivide into IL
heads"
But here Mr.. Henry, his eyes twink
ling, interrupted.
Gentlemen" he said, 'let me tell
you story. A man was lurching
home very late the other evening,
much the worse for a bachelors sup
per or something of that sort. He
came to a clock tower, and paused and
looked up at the illuminated dial to
see the time. AS he did SO, the clock
began to strike. One-two-three-
four-the inebriate listened, counting
the strokes carefully, and when, at
last, IL sounded, he said, as he pre-
pared to stagger on again:
Durn you-hie-why couldn't you
have said that all at once?"
Amid loud laughter Mr. Henry sat
down, and the pompous man made
much shorter speech than he had in
tended
The Kenna record. (Kenna, Roosevelt County, N.M.) 190?-1924, 1913-06-20

roses embroidered just above the hem
of the fine lawn skirt, another band
about the neck, and others about the
edge Of the elbow sleeves. Fine val
lace is set in below the embroidery on
the waist in elaborate design, and the
skirt is finished with hemstitching.
Shepherd checks in black and white
wool are popular for street frocks for
small girls. These frocks are simply
made, sometimes In Norfolk coat
style, with black patent leather belts
and fiat linen collars, sometimes In
Russian blouse style with collars of
Irish lace.
Leather handbags for children are
sold to match any conceivable colored
frock. They are carefully made of
good leather and are simpler as we'll
as smaller than full-sized bags.
Handkerchief linen is used for some
of the daintiest of the small girls
frocks. Fine India and linon lawn are
also used. Marquisette and voile are
used, too, and prove serviceable as
well as dainty. 1t should be made up
rather simply, as it is itself decorative,
and rather heavy for children. 1t is
especially pretty for children If 1t is
trimmed only with heavy cluny lace.
Tucks, too, look well in wolfe, and a
model child's frock of the material is
made with three tucks about an inch
and half deep running around the
skirt just above the three-inch hem,
They are machine stitched.
The Kenna record. (Kenna, Roosevelt County, N.M.) 190?-1924, 1913-06-20
Took His FIao.

Three-year-old Arthur was taken by
his parents to call upon Mrs. L., who
had recently come to this country from
London. He was greatly interested
in everything he saw, and particularly
in little English flag.
THAT is my flag, Arthur" said Mrs.
L. in answer to his inquiry, and"
showing him an American flag, this is
your flag"
Has it always been my fiag?"
He was told that it had always been
his flag.
Nothing more was said until time
for their departure, when Arthur
calmly remarked. 81 will take my flag"
And he took it-for, some way or
other, explanations seemed 90 made
quate.
The Kenna record. (Kenna, Roosevelt County, N.M.) 190?-1924, 1913-06-20
FOR THE LITTLE ONES
FASHIONS DICTATES OF THE SEA-
SON PERMIT DISPLAY.
AceordIon-PIeated Crepe de Chine
Model, Shown Here, Is One Of the
Prettlest That Has Been
Evolved This Year.

This is an age when elaborate and
expensive clothes are not only permits
sible but essential to the small child
who is dressed according to fashion
word. To be sure, play clothes and
street frocks are simple, even If they
are expensive, but afternoon clothes
are not only expensive-they are elab-
crate as we'll
The frock illustrated is one of the
charming accordion leated crepe de
chine models made for little girls.
The dress is simple enough in outline,
but the yoke is of real baby Irish lace,
and the crepe de chine, to be durable
and yet soft and thin, must be expens-
i've.
Some of the frocks for very little
girls, like the one described, have high
waist lines, but many Of them have the
belt fastened well below the knees.
Ribbon belts are almost exclusively
used for little girls. Sometimes the
crushed and folded ribbon is fastened
about the frock with invisible stitches,
sometimes it is run through embroid-
cred beading, sometimes through but
tonholed Sits in the skirt of the Track.
Hand tucking and hand embroidery
are combined with expensive lace to
make children's clothes elaborate. One
lovely frock shows band of tiny pink
The Kenna record. (Kenna, Roosevelt County, N.M.) 190?-1924, 1913-06-20
ALARM BOX LOCATES FIRE
New Signal System Flashes Message
to All Parts Of the
Building.

A fire alarm box which indicates the
floor on which the fire is located, and
also in what part, designed particular
ly for factory buildings in which a
large number of women are employed,
has been brought out by Brooklyn
inventor.
Boxes are placed on each floor. In
case Of fire, the alarm is sounded by
pushing the button indicating the part
of the floor where it has started. II
the fire is at the east end, for in
stance, the button marked east" is
pushed. This sets off an alarm bell
on all the boxes in the building and
Eliminates a number and letter to in
dictate the fires position. If, for ex-
ample, the fire is near the center Of
the third floor, "3C" will be illumi-
mated on every box. This tells every
person in the building the location of
the fire and enables them to determine
the safest way to take to reach place
of safety. Mechanics.
The Kenna record. (Kenna, Roosevelt County, N.M.) 190?-1924, 1913-06-20
MADE HAPPY BRIDAL TABLE
Novel Ideas, Feature Of Recent Din
ner, May Be Worth Keeping
In the Memory.

At dinner given by some college
lads and lassles to a couple who had
been very popular and whose engage.
ment was made during their college
days, the following were some of the
novel features: For a centerpiece
there was a good-sized saiiboat afloat
on real water, which was supposed to
represent the Sea Of Matrimony" and
the name on the boats side was Gust
Launched" The two college colors
were flying ard the cargo consisted Of
white roses and red carnations. the
two class flowers. When the clear
soup was served, a tiny bark made
of thin bit of toast with toothpickmast
and paper sail foated in 1t and the
ices st the end were in the shape of
ships, the bonbons were In tiny
canoes. The two class colors were
also in evidence in great bows of red
and white tarletan, which adorned
the chairs occupied by the honored
guests. The guests acted as sponsors
for the happy pair. and all gave toasts
In honor of the newly launched craft.
which was aptly called I'VE Two" In
a rhyme read by one of the guests
The Kenna record. (Kenna, Roosevelt County, N.M.) 190?-1924, 1913-06-20
Prize CLEANSING Fluid.

A soicety of arts In England some
years ago offered prize for the best
process of cleansing silk, wooden and
cotton fabrics-one that would not
change their color or injure them in
any way. The winning recipe was as
follows: Crate two good-sized potar
toes into pint of clear, clean, soft
water. Strain through coarse sieve
into "a gallon of water and let tho
liquid settle. Pour the starchy fluid
from the sediment and it is ready for
use. Rub the articles gently in the
liquid, rinse thoroughly ip clear water
dry and press.