davidaulloa/AmericanStories huggingface dataset:
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
BANK DIRECTORS
OUGHT TO DIRECT
State Examiner Recommends
New Laws to Safeguard
Institutions.
PUT LIMIT ON BANK LAWS
Character of Persons Desiring to
Organize Should Be
investigated.
PUT LIMIT ON BANK LAWS

PERSONS responsible for the wreck
ing Of Virginia bank can Immediately
procure another charter from tho State
Corporation Commission and omen a
new bank. securing such further bust
ness and profits as q confiding public
will confer. This condition should be
roctihed at once by statute, in the
opinion OF State Bank Examiner c. c..
Barksdale, whose annual report to the
Governor was made public yesterday.
10 remedy such situation, Exam
lner Barksdale recommends that an
amendment be added to the present
act, providing that any bank desiring
10 organize shall, before beginning
business. procure from the State Cor
poration Commission "a certificate au-
thoriZine II to do so. This certificate
IL 10 be prefaced by a thorough exam
ination into conditions and inYestiga-
ton or the character OF the persons de-
string to organize the bank The char
ter should be refused If the commits
sion Is not satisfied in this respect, or
ii II should be clear that business con-
ditions In the community do not war
rant the institution
Would Limit LunnK.
Another weak place in the law ia
that II permits the directors OF "a State
bank to loan all the money il has to
bank has been wrecked and depositors
impoverished because of such action.
Mr.. Barksdale advocates AN amend
ment providing that the total liabili-
ties OF any corporation or person to
any bank shall not exceed 20 per cent
OF It's capital and surplus. In comput-
ing this % per cent. Mr. Barksdale
would exclude bills of exchange drawn
in good faith against actual values
and also exclude paper secured by
warehouse receipts when the actual
market value OF such stored products
Is 90 per cent in excess of the amount
loaned.
While the law az IT stands limits any
PERSONS or firms liability to any bank
10 % per cent of the capital and sur
plus. exclusive of bills Of exchange and
commercial or business paper, il per-
mits this percentage to he exceeded
without limit upon the adoption of a
resolution signed By a majority OF the
board.
Among other important recommcn-
dations made by the examiner arc sew
cral requiring directors OF State banks
10 he held TO strictcr accountability
and making them he more diligcnt and
careful in guarding the interests of de-
Eositors. He would prohibit officers Of
banks overdrawing their accounts and
prescribe a penalty therefor. He would
have penal statute furnishing dircc-
tors for neglect OF duty when banks
and inattention to the details required
by law. He would prohibit banks
loaning money upon the collateral Sc
curity Of their own stock. this being
already In effect by act of Congress
relative to national banks
Directors Should Direct.
Regarding the examination of banks
TO be made by directors, Mr. Banks
dale recommends an amendment max
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
LIFE INSURANCE COMPANIES
They Are Closely Observing Public
Health Conditions

An examining physician for one Of
the prominent Life Insurance Com
panies. in an interview on the sub
ject. made the astonishings state
ment that the reason why SO many
applicants for insurance are rejected
is because kidney trouble is so COM
mon to the American people. and
the large majority of applicants do
not even suspect that they have the
disease.
He states that Judging from his
own experience and reports from
druggists who are constantly in di-
rect touch with the public, there is
one preparation that has probably
been more successful In relieving
and curing these diseases than any
remedy known. The mild AMI heal
Ing influence of DR.. Mlmer's Swamp
Root is soon realized. It stands the
highest for its remarkable record OF
cures.
We find that Swamp-Root is strict
ly an herbal compound, and we
would advise our readers who feel
In need OF such remedy to give 1t
trial. 1t Is on sale at all drug
stores in bottles OF two sizes-fifty
cents and one dollar.
However. If you wish first to test
its wonderful merits, send to DR..
Kflmer g. Co., Binghamton. n. Y,
for sample bottle. absolutely free.
When writing be sure and mention
the Richmond Daily Times Dispatch.
Advertisement.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12

runner of national aid to good roads.
Many roads in this State, it seems.
are in need OF Improvement. Three. in
especial, are being urged upon the
Governor. for the money will be spent
in accordance with his recommended
tiop. One is the Richmond to Wash
ington highway, about which so much
has been written Another is road
from Houston. Halifax county, to Dan
Vile. strongly urged by Marshall b.
Booker and others. The third Is the
Bristol TO Roanoke Highway, pushed
by Congressman Slemp and leading
citizens of the Southwest. The Bristol
to Bluefield Highway. nrst recommend
ed. seems to have been abandoned for
the Roanoke proposition. The old
ante-bellum macadamfzed road, some
OF 1t in bad repair, and with gaps be-
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
PUBLIC SESSIONS
FOR COMMITTEES
Berkely Wants People to Know
What Their Servants in Leg
islature Are Doing.

Efforts to achieve abolition of ex-
ecutive sessions by committees of the
Legislature will be renewed this year
before the Virginia State Bar Asso-
citation, which will be again asked to
indorse the plan of c. C. Berkely, Com
monwealth's Attorney OF Newport
News. The association did not seem
TO take very kindly to the proposition
in the preliminary skirmish OF the last
session.
Any action taken by members of the
TO the Legislature. but it is desired by
Mr Berkely as means to an end in
the organization with which he affil-
iates
His argument is that the people are
entitled to know what their represen-
tatives in the General Assembly have
to say in committee meetings about
proposed legislation. AS 1t is, commit
tees grant public hearings on bills
and then all others are excluded, and
the members discuss the pending prop
osition and vote on a favorable or I'M
favorable report, or on amending or
postponing the bill. Committeeman
are pledged to secrecy regarding the
votes of members and the views eN-
pressed behind closed doors.
While il is generally recognized by
those who watch the course of things
that the time will surely come when
MOI only legislative committees. but
the Stlte Board of Agriculture, the
State Board of Education. the State
Military Board and all other official
bodies will hold no meetings not fully
open to the public. the immediate fate
of the proposal is much in doubt But
Mr. Berkely says he is going to try it.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12

ing tie section more definite MANY
banks, he finds. construe ii simply to
mean that the director shall cause the
cash to be counted ana prove the cash
iers account on the general ledger
Such an examination" he comments
mo matter how frequently made by
the directors. is of practically no value
j would earnestly recommend that this
section OF the law be amended SO as
TO require two examinations a year by
the directors instead Of four, and that
these examinations be full and COM
pletc, especially covering the notes;
further, that the directors be rcuuired
TO specify any bad debts the bank may
have The intimate knowledge of the
banks affairs which the directors would
mus obtain would soon be discovered
to be the best of dividend producers
and the greatest safeguard which could
be devised by law"
Thirteen State banks have been es-
tablished during the year five have
become national banks. five have dis
solved. and one has failed. There are
now $50 State banks In Virginia, seven
OF these being operated by colored per-
sons. Deposits in State Danks in
creased during 1912 by s4.0sl, 56357;
capital stock paid In Increased S571
1880; combined surplus and profits in
creased S65s.o205s; loans increased So
sb0.32s.6s. and total assets and liabili-
ties Increased sl6.1Os.yI3.72
Again the examiner asks for law
permitting the Corporation Commits
sion to use its discretion in making
public facts regarding banks Now, all
such matters must be kept secret. Had
publicity been allowed, the people
would have been warned against banks
which were lettering 10 an inevitable
fall, and which had been given notice.
ana depositors would have saved much
money.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
GREAT SAVING
IN COST OF FUEL
City to Distribute Gas Works
Coke to Poor in Lieu
of Coal.
MORE RED TAPE CUT OUT
Administrative Board May Order
Sewers Without Individual
Reference to Council.
MORE RED TAPE CUT OUT

Use of coke derived as by-product
ton OF fuel to the poor will effect a
saving to the city of s2.S71.40 a year,
according to reports submitted to the
Administrative Board yesterday. Here
tofore the gas plant, operated by one
Council committee, has sold its coke
have delivered it about the city. The
almshouse. operated by another Council
committee. gave away last year 9Si
tons of coal. which 1t purchased at the
contract price of SAB
The board yesterday directed the
Superintendent OF the Gas Works to
store 10000 bushels of coke at the
lower works for the city use. to be
drawn on by the Superintendent of the
City Home for distribution TO the out
door poor The cost of load or ton
of coke from the Gas Works Is placed
al s1.5o. making saving to the city.
IL the same number of loads are dis
tributed to the poor as last year, OF
S2,S7140, or il twice as much fuel is
distributed as was given out last year.
the saving to the city will still be ST.
435.70.
Cut. Out Red Tape.
The old frame dancing pavilion in
William Byrd Park was sold to r.. y.
Walton for 500 for removal within
thirty days
An opinion was received from the
city Attorney to the effect that where
funds have been appropriated. the Adj
ministrativc Board may order the CON
struction of sewers without special
reference to the Council. thus saving
several months of red tape. 1t had
been held that because there is tax
on property fronting on streets in
which there are sewers. that the order
for their construction must be given
by the Council
The City Engineer was instructed
to advertise for bids for concrete
retaining wall and for grading the
alley between Sixth and Seventh. Broad
and Grace Streets. property for the
opening Of which was recently CON
demned by the city.
Must Erect shelter.
Permission was given to Murphy's
Hotel, Inc, to erect five marquses or
shelters over entrances at the new
hotel building at Eighth and Broad
Streets. Petition from the Hotel Rue
ger for permission TO construct two
such shelters was referred to the City
Engineer for report. In reference to
the Murphy Hotel permits Mr.. Boiling
reported that he approved all but one.
where the clearance was less than ten
feet. The byoard granted this one also.
the hotel company to give bond to save
the city harmless in case of accident.
Instructions were given to the City
Engineer and Building Inspector not
to grant any sign or other permit for
an obstruction over the sidewalk which
had clearance of less than ten feet
or which projects more than three feet,
extraordinary cases to be passed on By
the board itself.
Camp Soldiers Home, bids were invited
for concrete curbs ana gutter for the
west side of the boulevard from the
Memorial Institute to Grove Avenue.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
Lustrous Hair
For Women
Partisan Sage Starts Hair Grow
ing and Increases Its
Abundance.
No Poisonous Sugar Of Lead or
Harmful Ingredients in Delight
full, Refreshing Partisan Sage,

II YOU haven't enjoyed tho marvel
Gus benefit derived from using refresh
ing Partisan Sage, the modern hair
grower. beautifer and dandrufr REM
edy, you have missed real treat
Every woman should use Partisan
Sage not only to Danish dandruff and
other hair troubles. but to prevent
falling hair, badness. grayness and
faded hair. Partisan Sage puts life
and lustre into any persons hair 1t
keeps the scalp and hair immediately
clean and causes the hair to come in
thick and abundant,
Partisan Sage 10 not q dye. 1t does
not contain a particle Of poisonous
lead to disoolor tho hair or any inju-
rious ingredient.
Get bottle to-day. It only costs
half q dollar ana Is sold at drug stores
and toilet counters everywhere.
Tragic Drug Co. guarantee it.--Ad-
vortisement,
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
VIRGINIA ROADS
WANT FEDERAL AID
Governor Puzzled to Decide Be-
tween Demands for National
Appropriation.

Never again, said Governor Mann
yesterday. will he announce that he
has something to give away Such a
declaration, he Is convinced. always
produces surprising number of people
willing to take 1t.
In an unguarded moment, week or
two ago. the Governor said there was
at his disposal. in the treasury of the
nation in Washington, the sum of sio,-
600. 1t is Virginia's part of an appro-
priation made by Congress last year
for improvement OF public highways
over which mail is carried. In reality,
1t is generally regarded as the fore
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
Alvin smith in MonoIosue.

An entertainment Will be given BY the
Junior Auxiliary, Lee Chapter, United
Daughters OF the Confederacy. Saturday
February Is. at l.. NJ. at Miss Morrls's
School, East Grace Street. The program
Will consist of nonologue entitled ~
World of Girls" given by Alvin NJ. Smith.
and profusely illustrated with tableaux. Re
Heshments will be served by the Daughters
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12

tween Seven Mile Ford and Bristol,
could be completed, 1t is said without
great cost 5ts
Provisos for use OF the appronria-
ton are that mail must be carried
over the road and that at least $4,000
must be expended by the State and To-
cality I'm addition to the $4,000 given
by Congress-
The Governor has not determined
upon his action.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
FARMERS MEETING
Koiner VIII Speak or AsyieuItuYe ut Ha
rison6urR Saturday

rison6urE Saturday.
Commissioner Koner, OF the Department.
OF Agriculture who ia with the farmers
Institute train this week. Will leave II Ions.
enough to make address on aertcultura
at Harrsonburg Saturday
The Southern farmers train Was at brakes
branch yesterday morning and at Glover In
the afternoon. The stops to-day will be ne
South Boston and News Ferry The sched
ulo for the remainder OF the week is az
toHows: Thursday, Cascade and Axiom: Fri
day. Martinsville and Stuart: SATURDAY.
Chatham and Franklin Junction
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
CONTROL
FOUGHT IN SENATE
Opponents of Connecticut River
Dam Bill Hold Floor
Throughout Day.

Washington. February 11.-Oppon-
ents for the plan for Federal control,
supervision and taxation of water
power grants opened their attack on
the Connecticut River dam bill in the
Senate to-day with assertions that the
government has no rights in the waters
of local streams under which it can
grant privileges or exact returns from
waterpOwer companies
Senators Bankhean, OF Alabama, and
Thomas. of Colorado, held the floor
throughout the day in opposition to
the BILL
Senator Thomas. in opposing the bill.
made his maiden speech In the SEN
ate. He declared that the real pur-
pose OF the bill was to increase the
energy of the Connecticut River and
to grant franchise to private cor
poration organized under the laws OF
that State.
Senator Thomas further declared
that there was monopoly of water
power in this country. which was
overcapitalized and charged exorbitant
prices for Its power.
Such q monopoly has been made
possible by the ENACTMENT OF such
llSsSgislation .r as this" said Senator
where. we are legtciatins for dollar
sovereignty to go hand in hand with
dollar diplomacy"
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
THE WEATHER

Forecast: Vlreinin-Fnir md much
colder Wednesdays; Thursday fair.
North CarOIina-Fair and colder
Wednesday,, preceded by rain on the
cOnst; Thursday fair.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
Finad sIo for trneItx

John Tyler. "a tesmster, Was hned
boIi.oe Court for terasity to 4 muIs. y"
,,s Msrs rs 5sShce 81 s SKIER aays
on tho charge OF Stealing n quHntity OF
clothing from Eyolihs Howard,
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
BREAKING OUT
SPREAD OVER FACE
Ptmples Would Come to Head and
Rua. Had to Hold Hands Night
and Day. Cuficura Soap and
Ointment Completely Cured.

MoInty.e. Georgia-@'My baby's feos
fsooro out In utue bumps when she was
ah0EA aix weaks old. Rnd We didn't knoW
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12

yerah. and had ber treated about n month.
hue 10 goa worse oh the time. sRw do Gu
aous Soao and Ointment advortiaed aod
got shan and aho got better at once. We
washed the baby's face once and sometimes
twtoo q day With Caticura Soap and put che
Cutdctre Ointment ON 10 three times day.
hes face commenced to get better in q short
tinos, and IN two months her face was we'll.
We used three boxes Of Cutboura Ointznens
and three cal,s Of Outfcurn Soap and they
completely cured hnr. Tho baby is twsivo
months odd now and her face Is smooth as
can be-" @igpeA J. }. Shepherd. IAN. %,
1919.
A xinR1c cake Of Outacara Soap 2So. and
box Of Cut4cura Ointment 6oc. arc often
sufscseQS when all else has failed. Sold
throughout che world. Liberal saupae Of
Zach mailed free. With SOP. s.in Book. Ad-
drnas postcard "CusicsrA. Dept. T. Boston
10-Tender-facod men should use Outicura
Soap Shaving Stick. Csc. Sample free.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12

whas was che matter. Tho
breaking out hrst came In
hhie spots and then spread
al over her face. The PIN
Pics would come 30 q bead
end run Her faoe got raw
nearly ell oysr eod ran
staeky wasery stunf Ill tho
tame. She would try 10
scratch Il end I had to hold
bar hAnds night and day.
I'VE wore told II wac ec-
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1913-02-12
nm yylth I,neurnoni,

Ill with Pneumonia.
Mrs. A. D. Brown IN critically III
wsn pnISumonR,is Of tho rssiasnSS OF her
Park Avenue y =
Daily independent. [volume] (Elko, Nev.) 188?-1915, 1913-10-07
TRANCE LASTED LONG
SWEDISH WOMAN SPENT THIRTY.
TWO YEARS IN BED. -.
Awakened In Perfect Health and With
J,-. Complete Possession, Of Her
Faculties, With No Memory
Of Her Sleep.

There are many cases on record of
people remaining In a sleep-like trance
for several years, these frances be-
ing often caused from injuries to the
head, but no one has had so long a
sleep as a woman named Caroline
Allison, who lives in the little island
OF Okuo, of the coast Of Sweden.
The sleeper Of Okuo was born in
1861; she was a perfectly normal
child, and for the first IA years Of
her life she was strong and healthy.
She, did not go to work till Just be-
fore her fourteenth birthday. One
day she came home complaining of
toothache and went to bed. Soon af-
terward she fell into a deep trance,
which lasted from 1875 until 1907,
period of 80 years.
While in this state she did not
seem to see or hear, nor did she
show any trace Of feeling, for though
her arms were pricked with pins,
needles and other sharp instruments
she was not once observed to vince.
Only once or twice did she seem to
wake from her lethargy. On one occa-
sion, in response to a cry from her
mother, she moved her lips as If to
try and speak. When her mother
died Caroline must have been con-
scious Of the fact, for she burst into
tears, though there was no other
change in her condition. Two years
later, when her brother was drowned,
she also had fit Of weeping. For 80
years and more her only nourishment
consisted Of two cupfuls Of milk
day.
After the death Of her brother she
was left to the care of a housekeeper,
and then gradual signs Of awakening
intelligence began to dawn. Once she
was left alone for several hours with
food near her, and the food was seen
to have gradually disappeared. There
was no doubt that her trance had been
broken. A few months later she re-
gained consciousness, asking for her
mother. She did not recognize her
brothers at all, for she only remem-
bered them as tiny boys. Gradually
she regained possession Of her facul-
ties, until at the age of forty-six, she
had completely recovered from her
trance, being in perfect health and
well and hearty in every way.
She only remembers her early life,
but nothing that happened during her
long illness. Her case has completely
mystiied the doctors, who cannot ex-
plain it in any way.
Daily independent. [volume] (Elko, Nev.) 188?-1915, 1913-10-07
HOW'S THIS?

We offer One Hundred Dollars
Reward for any case of Catarrh
that cannot he cured by Halls
Catarrh Cure
F j Cheney & Co.. Toledo, Ohio
We the undersigned, have known
F. j Cheney for the last Is years
and believe him perfectly honor.
able in all business transactions and
financially able tn carry out any
obligations made by his firm.
National Bank of Commerce, To-
- ledo. Ohio.
Halls Catarrh5 Cure is taken in
ternally acting directly upon the
blood and mucous surfaces of the
system. Testimonials sent free
Price rs cents per bottle Sold Bby
all druggists. Take Halls Family
Pills for constipation.
Daily independent. [volume] (Elko, Nev.) 188?-1915, 1913-10-07
S25 REV 3RD SIS

l am advised that in several
places in ElKo county evidences of
blasting fish have been found. I ask
the cooperation of every person in
terested in the preservation of fish
to assist in putting stop to this
crime, and 1 will pay a reward of
$25 for information that will lead
to the arrest and conviction of each
and every guilty party.
George B Russell,
GameWarden Elko County
Daily independent. [volume] (Elko, Nev.) 188?-1915, 1913-10-07
Rebate on His Jail Sentence.

A San Francisco lawyer tells Of the
following quaint administration of
justice in sparsely settled district
in Arizona.
A man was sentenced to pay a fine
jail. Inasmuch as he possessed but
three dollars, the court accepted that
amount in lieu Of three Of the days
of imprisonment.
Now, by some carelessness on the
part of the jailer, this person was
detained In the lookup for the full ten
days. Naturally the man filed a claim
for redress.
When this was presented to the
court the presiding Judge admitted
that the man should have some "al-
lowance and return" but his honor
could not see any way to accomplish
this. But after due reflection he
made the following suggestion:
"You might get sentenced again for
something. Then we could give you
three days for kind of rebate. That's
the only way see to FIX up the
matter"
Work With Pigs.
Grow the pigs from the start. DOM
fatten them, but grow them, put on
the muscle, form and bone. Build the
frame, the fat can go on later. A fat
little pig Is In poor condition to grow.
You want them smooth, mellow.
stretchy, and you will then build 0
good form. .. ..... -...
Rurner would be glad to get rid OF
the lobbyist who spends such an un-.
considerable time bidding daughter
goodnight.
Powerful searchIIghts.
The new electric searchlight protec,
tors made by the Allgemeine establish
ment OF Berlin are among the most
powerful yet to be produced, and their
candle-power, which Is too high for
measurement, can only be reckoned I'm
hundreds of millions. What Is striking
is the new method OF regulating the
arc. The large carbons are now moved
back and forth by small electric mo-
tors and suitable gears, current being
applied to the motors by set OF re-
lays which work according to the cur.
rent taken by the arc, thus securing
an automatic adjustment Of the arc
length In the best way. The base of
the protector, contains other motors
for all the searchllght movements, and
distant lever control is so designed
that turning tho lever In all directions
makes the protector also follow these
same directions for pointing the beam.
These searchlights win carry several
miles and still give light. enough to
read by. .... .... .... .'