Arizona republican., 1913-08-03
TALKS ON THRIFT-No. C3.
 Household AccourtinG

T'OdSttlOld fN~~Os't'N''C
 "Expericnce teaches chat ie tho 'a.n and women wh" pa> T 1'.Hl.an to ~.. Y ..'> n+ that tsrifts person la>s the t"H'.ati"I "f a fortune.
 It pays t, run the tn.ncbI oul of tn. home business principles and fuI and ae'ratc account one of the fuuIau,HtaIs of good h'-tnsss. for not hard to conceive. of q business "itIe.t das
 Every househoIl should keep d re@lIar account of all carniu2s and e>Ien1itIre~. only in this way you lc able {" make doi'.st." oHd1ot nteIiecutly and know js.~E where gour meae. is going and how much you afford to spend in any given direction. Thus in en.eriy person 4.n know beforehand what required tnd @la ba provided with the necessary means of ohtauin:, it.
 must be . more drt"Hol plan than S5o no." and or, fi,, ntt., -f.l-l.-p...t if an~
 The work the home lists ot ,tcraI distinct occupations. The housewife. Iu c,nductin2 the at- fairs of the home, performs the outic+ "f T hotel caterer in providing food. the work "l the laundry in the various cleansing processes the work of the nursery in caring for the chidcn. and many other duties that arc considered separate occEpa- outside the home, but which m housekeeping are cassed as one occupation for one person. and are supposed to be conducted with economy. Great d. task is itself. usually made more difficult through the absence of any regular method of handling the various items of income and eN- pense.
 The very best way to reduce c&pe:s,s is to itemize everything and set t down in black and white, and then cut on each item. This means Inn ring ones outgo in t practical Wa>. IL may be unpleasant butt after al one can be economical and vet respectable comfortable is done with t cheerful spirit and in dfgntfioi way.
 There specially prepared books for hous, hold accounts which may be procured chctIIy, you make your own requirements from blank book such as can be obtained at amy station store Here is plan which you vii! find entire Iy feasible:
 Get book with pages about 1oxI. inches Then rule each two facing pages vertically that there are say eIIh'een columns. lhe ll'@i space at the and expenditure from day to day. The second col is for the amounts of the items of income ceivcd the third column is for the figures of pendturc, and the fifteen rcnaining columns across the W" pages are for the classification of the various carried out from column :. For example. some such division might be made this column l. cclpts; :, expenditures; ;, food; !. r'thn&. ,, help, $, savings bank rcl estate; insurance; carfare; g. recrcation b. gifts II. fuel and light, F, water and sewer 12 furniture. IT, ice; h. doe tors and medicine; l6 lawn and garden; F mis- ceIlanoous expenses.
 up each column bottom each page and carry it forward to tine top of the next, checking the correctness of lnur bookkcopins by seeing grand total the totals the fifteen columns cquals the total of column ?. start each month and you easily compare the figures of one month with those of another in the same you can make comparison of cor responding months in different ycHrs. At the end of the wear can add up the monthly totals to
 The experience of one thrifty woman along this line was described in Womans magazine, as
 At the beginning the year make ap- portjonment for groceries meat, clothes, house fur nisI1ings the basis of past experience and anticipated needs This is one of the most important features system. $ where the finances of many d family go the rocks. Suppose income is $10o.O0 month, must not spend much that. nor nearly much. for must provide for inevitable rainy day" If every family would its fac" like flint this point. many disaster would be avoided After estimates made add figures. Alas find that we have planned to spend hundred dollars more than income counting the little margin allowed for savings bank What shall do? Cut down on the savings account No. never but about to off little here and there until the total comes within income Do live to our estimate in all cases? No but as we see that we exceed Iowance one department we down another