Tulsa daily world. [volume] (Tulsa, Indian Territory [Okla.]) 1905-1919, 1913-04-15

llshed ana maintained by the insur'
aucr companies,
3. That a rating and hazard com
millce shall be maintained In each
county 10 be appointed by the Cor
poralion Commission as follows;
(aD ono member 10 be- selected
by the Corporation Commission upon
recommendation Of the insurance
agents Of the county.
(bl one member TO be selected by
The Corporation Commi sion upon
recommendation n the Clty Council
or Board of Trustees of tie county
seat OF q ach county
(cl one member 10 be selected
upon recommendation Of the CONNER
clal club Of the town in which the
county seat IL located.
ca The fire chief Of such county
seat town shall be the eX-oniclo mem-
ber and shall have authority to elimi-
nate unnecessary hazards or canoe!
the insurance,
1. II shall be the duty OF the rat
Ing committee to inspect all risks as
often as may be necessary and classl-
~ the Slme with reference 10 the re-
latiye position and hazard ana shall
report the same 10 the general rating
bureau maintained by the Insurance
companies That in the event OF a
disagreement between the local com
mlttee and the rating bureau the Cor
poration Commission shall determine
what shall be done. All complaints
received by the Corporation COmmls-
sion will first be referred to the local
rating committee for report and ad-
justment. The local rating committee
and the rating bureau maintained by
the Insurance companies shall agree
upon the basis OF rates to be applied
agreement between the two commit
tees. the Commission shall determine
what Is proper
Any person who has not been a
resident OF the town for period OF
twelve months cannot secure insur-
ance until authorized by the local
committee, which committee shall
investigate his prior fire record.
3. That in addition TO the climi-
nation of hazard by the rating and
inspection committee above propos-
ed, it shall be the duty uf the COM
mittee and the fire chief. within two
days after a fire, to report to the
Commission, on blanks to be furnish
ed for that purpose by the Commits
sion, all the facts and circumstances
which may be known to them as to
thee ause Of the fire, etc. The Com
mission shall also be furnished with
one hundred names of good reputable
property owners, in separate sealed
envelopes. Upon the reports indicat-
ing that the fire may have been of in
cendiary origin, the Commission may
draw from this list of one hundred
names as many names as II may deem
roper ad send additional blanks to
each Of these persons with the request
that they be filled out unsigned and
returned to the Commission. Upon
receiving the additional reports, the
complete information shall be com
piled and the names of such witnesses
as may be disclosed in the reports
shall be transmitted to the county at
torney with such recommendation as
the Commission may see proper to
nike with reference to prosecution.
8. To maintain this cooperative
plan, the Commission suggests that a
certain per cent. should be collected
on all insurance premiums collected
in the state to defray the expenses
One-t third of the amount collected
should be set aside to investigate and
prosecute defendants for arson under
the directions of the Corporation Com
mission. That each member of the
local committee in towns with a po-
pulatiOn of five thousand or less, shall
fred dollars per year, and in towns
NTH a population of more than five
thousand should be paid whatever the
services should demand, but in nc
case should the expenses of maintain
Ing this system, including the prose
cution Of the cases and all the extra
expense incurred by the Corporation
commission be more than one per
cent of the gross premiums of the in
surance business done in the state.
Any suggestions along this line will
be appreciated at the hearing.
Z. The Commission will hear rec
concentrations as to forms and regu-
lltions as to how the insurance COM
panies shall report to the Commission
che earnings and expenses within the
State of oklahoma This report shall
be made in such detail that there can
be no misinformation obtained.
The objects to be attained are;
First, to secure proper information
second, to eliminate determinations
in rates, placing the same relative
hazard on the same basis; third re-
duce the rates as the earnings of the
companies may suggest; fourth, the
reduction of hazard; fifth the requir-
ing of at least one substantial fire
vail in each block of closely connect.