The Fargo forum and daily republican., 1913-08-28

Knickerbocker Press: Saving has
beneficial moral effect, but extrava-
gance, as 1t usually is acting a lie, is
essentially immoral and breeds many !
other irregularities and sins. On the
other hand, temperance and integrity
go hand-in~hand with thrift This
course is the harder one, but it Is
doing the hard things that develops
strength and character. Successfully
resisting the temptation to extrava-
gance, at the same time that 1t stiff
fens your mental and moral back
bone, increases Your material resources.
A savings bank account represents
more than so much money saved 1T
stands for purpose, decision, sfirmness,
persfstenee. sunsen enisl1ness, prudence,
forethought, courage. temp con-
Thence, ambition and achievement on
the part of the one who has it. The
actual amount of money accumulated
and earning interest for you in such
an account is very valuable re-
source; but it does not exceed in
value the lifelong benefit you will de-
Give from the exercise of such quail
ties of character as those mentioned.
Reckless extravaganza. is the pace
that kills A fearfully large number
Of men and women in this country
are today running neck and meek
race with ruin in their desperate eff
forts to keep UP with the demands
of fashion and foolish extravaganza.
Can you doubt that the opposite
course is the one more conducive to
the moral welfare of the individual
and. society as a whole? The Rev. DR..
James r. Day, the able and eloquent
chancellor of Syracuse university, in
a baccalaureate sermon said:
The balance which self-denial holds
Al q ma
and peace. Here woman has her place
and her office. Is she equal to self
denial? Can she wait? There is moth
ing so persuasive so irresistible as the
love of a man for a wife whom he
loves. No money is spent with so
much joy as the money taht goes to
her and the children. Happy, thou
sand fold happy, is that man whose
wife loves. him too much to permit him
to be foolish when he should be wise
who is SO judicial In her temperament,
SO prudent in her domestic economy,
as to add her decisive voice to the
months allowance, and SO brave as to
ways be at least little less than the
income. She ought to say: II am
not seeking or consenting to support.
There will be two OF, us. If 4 cannot
earn as much as YOU can save more.
We will plan together. n will be the A
nome Slu6 OF your HfGgD
There is a division somewhere be-
tween expenditures that are wise and
those which are foolish. Each individ-
ual must discover that line for himself
Whatever may be said of the drink
habit, there is certainly a point where
1T becomes injurious. The same is true
of smoking and of eating, also. Amuse-
naents swallow up millions annually.
a few afford pleasurable entertain
nent and mental and physical relaXa-
ton. The great majority of them are
vapid. fnaue and silly, entailing a
waste OF time and money Fashion In
its ever cha nging forms exacts Its
scestly toll from the purses OF men and
women. Vanity In endless varieties
demands q larger and larger share of
our earnings each year. Were it pos
sibie to divert the flood Of wasteful
and harmful expenditures into chan
snels of legitimate productive Industry
to the furnishing of comfortable
homes, the production of food and
clothing we should hear less OF the
high cost OF living and there would be
less poverty. But lit seems ianpractic-
able by legislation or by any sudden
revamping of human nature to make |
the mass of men spend money wisely
Instead OF foolisIly. Yet each individ- |
uaT can for himself Immediately ex-
anime his expenditures, classifying
those that minister to his real welfare |
and those which do not. BY diminish I
ing the latter, or BY cutting them ,1ff |
altogether. he will be most sure Of al:
ways having at his command the
means OF satisfying his actual needs
and Of spending his money In the n1a !,
ner best calculated to the uplifting OF |
Salft and of fYffrara