davidaulloa/AmericanStories huggingface dataset:
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
Real Strawberry
Season On Now

Those little Strawberries that
have been hiding under the leaves
are being brought forth now TO
tempt the mortals who have the
strawberry mouth. They are NOT
as big as the early berries but
they make up in flavor what they
lack in size.
Fruits and vegetables of all
kinds are on the market now at
steady prices.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
DEMAND THAT
WORKS
(By United Press Leased Wire

(By United Press Leased Wire.
LOS ANGELES, July lin
censed at statement issued In
Washington by Senator John D.
Works unfavorable to third par
~, more than two score Los An.
geles progressive republicans
signed telegram which was dis
patched to the senator today advis-
ing his immediate resignation ii
he feels out of harmony with the
progressive sentiment of Califor-
MA"
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
IS NOW
A FREE man
(By United Press Leased Wire.)

(By Inlteu PfeSS LcaSeu W1re.I
SEATTLE, July 18.-George
H. Parker, United Wireless man
ager on the Pacific coast, who
was sentenced with Christopher
c. Wilson, president of the COM
pany, and other officials to two
years in the penitentiary, is to-
day free man. He was paroled
by the federal pardoning board
after serving II months at Nc
Neil's island. Allowing the time
off for good behavior, he had
about nine months more to serve.
Parker refused to discuss his
plans. He is undergoing trea,-
ment for defective hearing at
present, and today again occupied
his fine home here.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
PROGRESS|VES
To USE THE
COLISEUM
(By United Press Leased Wire. }

(By United Press Leased Wire }
CHICAGO, July 1S.-It was an
nounced here today that the Coli
scum, the scene of the republican
national convention, will be used
by the new progressive party to
hold it's national convention, at
which Theodore Roosevelt will be
nominated August 5 for president
of the United States.
The expense of the convention
will be betrayed by charging ad-
mission for seats, the prices rang
ing from $40 to $40 per seat. A
local committee of 100 is to be
appointed to make all arrange
ments, under the direction of Me-
dill Mccormick. Various sub
committees also will be appointed.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18

suspicious by visiting the morsue
The woman was hystericaI with
grief. Her husband, a contract
ing carpenter, went to Vancou-
yer, B. c., a few days ago and
was notified of the accident last
night.
The police absolved George
Arnold, driver of the Shilling ice
cream auto truck, from all blame
Young Howes had climbed aboard
without Arnold's permission and
fell under the wheels when the
machine rounded a corner.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
Jim N NAMARA
IN SOLITARY
CELL
,(By United Press Leased Wire. J

(By United Press Leased Wire.)
SAN QUENTIN, Cal, July Is.
described by Warden Hoyle or
San Quentin prison as a dad
actor" and as "mutinous and sui
len," James B. Mcnamara, con-
fessed dynamiter of the Los An
yeles Times, Is today a solitary
prisoner in the incorrigible ward
of San Quentin.
And there he'll stay" says the
warden, until he makes up his
mind to be decent"
Mcnamara, whose record since
he entered the prison has never
been Of the best, recently rebelled
against doing his regular stunt"
On the jute mill, where both he
and his brother John are forced
to toll daily. When, the other
day, he refused to line up with
the other prisoners in the prison
yard the finish came, and he was
at once rushed to a solitary cell.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
WASHINGTON PAVING
co. GETS JOB

This morning the county COLI
missioners decided to pave the Ia
coma-Puyallup boulevard next
year with brick. The Washington
Paving Co., which now has two
county paving jobs, laying grana-
told, was the only bidder, and Of
fered to pave the road with gran
atoid for $12.447.5O, and with
brick for $15,447.5O.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
RAID POOL ROOM

(By United Press Leased Wire. }
OAKLAND, CAL, July Is. - A
luxuriously appointed pool room,
alleged to be operated by Mrs. A.
duncan and said to be the rendez-
vous of a number of women prom
inent in society, was raided by the
police today. The p roprietress,
five other women, including the
wife of prominent Berkeley
physician and four men, were
taken into custory.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18

Palmer, Congressman Burleson OF
Texas. Senator German and Will
lam McAdoo Of. New York. Will
son will not stump extensively, IT
was learned, but will make a tour
of the Pacific coast and also PROB
ably will speak in the states or
Massachusetts, Connecticut, New
York, Ohio and Indiana.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
HASN'T SEEN HIM.
By United Press Leased Wire. J

PORTLAND, Ore, July 1S.-
John Mitchell, former presiden,
of the United Mine Workers or
America. and one of the nationai
labor leaders, today Is In Port
land. Saturday he will deliver an
address before the Chautaqua at
Gladstone park near here. He
will speak on Organized Labor. -
While here Mitchell Is to meet a
brother who lives at klamath
Falls. Ore, whom he has not seen
for 20 years.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
sixerton & Williams today were

Sixerton & Williams today were
awarded the contract for side
walks in district $50 at South
Tacoma for $5,770; ]. Galluccf
took the job of grading and side
walks on North 10th and I4tn
streets for $4.664 and Ericls Matt
son will grade the alley between
North goth and 21st streets for
$414.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
WILSON WILL TOUR
THE PACIFIC COAST

SEAGIRT, N. j., July 1S.-
Details of the campaign of Wood
row Wilson for election to the
presidency of the United States
on the democratic ticket were dis
cussed here today at a conference
between Wilson and Chairman
McCombs of the democratic ma
tional committee, Congressman
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
Complies With Her
Mothers Request

DENVER. July 18.-In compli-
ance with the dying request of
Mrs. Sarah Platt Decker, who
died while attending the General
Federation of Women's clubs COLI
vention in San Francisco, Miss
Harriet Plat, daughter Of the
noted suffragist and reformer,
will wed Caldwell Martin of Dem
yer July 81, according to an
nouncement made here today.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
BELIEPE EIGHT
ARE DEAD

. (By United Press Leased Wire.)
PITTSBURG, July 18.-Eight
persons are believed today to
have been killed in a cloudburst
pear West Newton, along the
Youghiogheny river, late last
night. Enormous property dam
age resulted.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
Auditorium Will
Be Enlarged

Permit was taken out yesterday
for the remodeling OF the high
school auditorium to increase its
seating capacity from 100 to
1900. The job will cost $4,000.
The auditorium has not been sur
ficient to seat the whole school
let alone any outsiders.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
FLAT IRON
STARTS FIRE.

Fire started from an electric
flat iron carelessly left standing
on the board with the current
turned on Quilted the kitchen and
pantry last evening of the home
of j. o. Williams, 1921 South J
street. The loss will amount to
about 5000.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
SECREGATE LINES

PORTLAND, Ore, July 49,
That the steam and electric lines
of the Southern Pacific system in
Oregon shall be completely segre-
gated is officially decided today.
The electric lines are to be or
ganized into department under
the name of the Portland, Eu-
gene and Eastern system.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18

Because am bloated and brutal
with power,
Because am glutted with plum
der
And heavy with unearned gold
4 have raised up enemies
Who will eventually destroy me.
! am my own worst foe.
II am Greed!
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18

I am blind to suffering, deaf to
cries OF pain or rage.
/ tranplpe ruthlessly upon all
who are In my path and gaze
with sodden disdain upon the
wreck / have made.
Not only do waste and ruin and
spoil the material things OF the
world,
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
Searchlight

OF closest inspection these
Trunks and Travelling Baggage of
ours. Made in the best factories
of the best material, in the best
manner, we are enabled to give a
guarantee with every one we sell.
They are handsome in appearance,
convenient in arrangement with
In, and positively reasonable in
price. Trunks and Bags for gen.
tlemen, ladies and children. A
fine line of sample Suit Cases.
- TACOMA TRUNK FACTORY
031 q st.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18

Have you a room In your home
you can rent? Then phone a
Want AID to The Times. Main IL.
Want Ads cost but q cent a
word. 80
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
DE RESZKE WILL
SING AGAIN
(By United Press Leased Wire. }

(By United Press Leased Wire. }
NEW YORK, July 18.-Jean
de Reszke, famous tenor who re-
tired from the operate stage II
years ago, Is to sing again In this
country. Andreas Dipel has en-
gagged him for twenty appearances
next winter. De Reszke also ex-
pressed teh wish that he might
sing once more at the Metropolis
tan opera house.
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18
But I besmirch honor, / tarnisl

But 1 besmirch honor, I tarnish
virtue;
contaminate childhood, de-
bauch youth, crush manhood.
a know not love. nor truth, nor
Righteousness.
And because l am without truth
or remorse,
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18

gorge myself on food stolen
from those who serve me.
battle myself in the tears of Ut
tie children.
fatten upon the misery. the woe
and the want that my. own
gluttony has created
The Tacoma times. [volume] (Tacoma, Wash.) 1903-1949, 1912-07-18

Take home a Tacoma Times
Pink. Best sporting edition In
Tacoma.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
THINKS LAKES ARE
VALUABLE FOR THEIR SALT

Confident that the salts contained
in Summer and Albert lakes, in South
ern Oregon, can be placed on the mar
ket at profit, both to the state and
the company he represents, G. M.
Seine appeared before the state land
board today, and asked that the lakes
be leased to him for a period Of 40
years.
He stated that he was willing TO pay
the state a royalty Of 10 per cent Of
all salts taken out OF the lakes, and
guarantees that II will not be less
than so cents q ton on table salts and
81 ton on all other saltr He agrees
within two years to install the neces-
sary plants, and says that back Of him
he has capitalists In New York who
are willing to put up s3,OOO,OOO in the
venture,
II the lease Is awarded him, he says
that the work Of building the plants
will be commenced by June Of this
year.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23

klamath Falls bonds in the sum Of
$4,000 bid for by an eastern firm,
have been refused by the Arm. No
reason has 70 far been given.
The state board Of control has de-
cided that Nehalem has the right to
the waters Of Bobbs Creek.
Farmers near Albany have ar
ranged to pool their cream, and sell
It to the creameries.
Mystery surrounds the death of
Miss Sarah Fitzpatrick of Newport,
who was found dead in her room
with a bullet wound in her heart
Sunday morning Whether suicide
or murder is not known, but the for
mer is believed to be the true solu-
tion.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
COMPILATIONS FLAKED
OFF AT HOME
CFrom Pilgrim Magazine.) }

The girl with the poor complexion
complains, 81 have to touch up my
cheeks. I am sallow ana Bight, ana
only my makeup saves me-"
Now, as a matter OF fact, more
women spoil their good looks than
improve them with cosmetics. The
practice certainly Ia inexcusable, now
that the virtues OF ordinary merco-
lized wax have become known. The
mercolIde in the wax has wonderful
absorbent powers. II causes the faded
or dlscolored scarf skin to flake off
in minute, almost lmperceptible par
tlcles, 80 gently, gradually, az TO cause
no inconvenience at all. In this way
the old complexion is actually re.
moved-likewise all fine lines. PIN
pies, blotches. moth patches or other
surface defects. A new complexion
appears - a clear, smooth, youthful.
healthy-hued skin such as no paint,
powder or lotion can produce. An
ounce OF mercollzed wax, TO be had nj
any drug store. IL sufficient II 10
applied lilDs cold cream.Jf
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
canny, dealing with the so-called,
spirit messages from the dead.

canny, dealing with the so-called,
spirit messages from the dead.
Seven days we're required to read the
document, but 1t was declared that
the reading of the deposition would
be completed when court adjourns
this afternoon
my mind is pure and when the
mind is pure you can see these
things, the deponent declared.
Mrs. Hastie then told how impros-
slons from the mystic sphere had af-
fected her personally. She declared
that she had an affliction Of the
spine. but that hand was placed
upon II, and she was cured.
WAS there any person in the room
at this timer" she was asked.
81 was alone" was the answer.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
SIX DIVORCES
GRANTED AND
MORE IN MILL

Six divorces were ground out by
Judge Galloway Monday afternoon,
and he was still busy grinding out
more this afternoon.
The cases in which DEGREES we're
awarded yesterday were: Ina e. Col
Inns VS.. Hiram Collins; Jessie B. Will
son vs. John B. Wilson; Albret Fink
vs.. Katie Fink; John Hauptman VS..
Elsie Hauptman; Ethel Knauff vs..
Joseph Knauff, and Peter Zollner VS..
Martha Zollner
Through an arrangement between
Judge Galloway and Judge Kelly all
naturalization cases hereafter will be
heard on the first day Of the term Of
the former. Heretofore Judge Kelly
has had charge Of these matters.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
FIRST REPORT
OF WINNERS
WAS MISTAKE

There being a mistake in the report
which had been given for publication,
the following statement of the judges
in the voting contest at Ye Liberty
theatre has been handed us for publi-
cation;
We, the judges In Ye Liberty voting
contest, find the following to be a
true and correct copy of all the bal
lots cast in the said contest: Miss
Ermine Putnam, 6,324 ,260; Miss Mary
Mclaughlin, 6,245,61O; Miss vanessa
CAGE, 5,SS1b7O; Mrs. Albert Shaw, s.
1S4,SOO. The above four are the win
ners of the principal prizes. Mrs.
Lloyd Ramsden, 2,465,250; Miss Kate
zlnn, 2,O63,910; Mrs. Jack Elspass,
S4S,510; Miss Farrell Johnson, S2S,70O.
Those having less votes than the last
named are not enumerated. Winner Of
first special prize, lemonade set, Mary
McLauglin; winner of second special
prize, cut glass set, Erma Putnam;
100000 votes of Mrs. Albert Shaw
were brought in too late to be counted
,Baha ]. H. RINEHART,
+ ros-@s WILL D. EVANS,
L. R. NJ. PIERCE,
Judges Of the Count Of the Vote.
The prizes will be- given to the sue
cessful contestantsb this evening, and
all interested ones, are requested to be
present. Fred s. Bynon will make the
presentations. uho
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
PUSHING THROUGH BIG DEAL
lC,ontlnuod nom paGa I.l
osaIem. one, Jan. 20, 1912.

Salem, Ore, Jan. 20, 1912.
Being advised that the matter Of
selecting a site for canal and locks
at Oregon City is coon to come up
before the board Of review at Wash
ington, ! wish to advise you that the
state board Of canal commissioners,
after thoroughly going into the mat
ter, has recommended the purchase
and enlargement Of the old West
Side locks. l firmly believe that this
action is necessary in order to bring
about a speedy opening of the river,
and therefore, ask that you kindly
appear before the board Of review,
and urge such action.
OSWALD WEST"
Chairman State Canal Board"
Not only has this telegraphic cor
respondence taken place, as above
outlined, but the secretaries Of the
Commercial clubs at Hillsboro, For
est Grove, Carlton, woodburn, Sill
yetton, Eugene, independence, Day
ton, McMinnyille and Newburg, as
well as the secretaries Of the Busi-
ness Mems leagues Of Lebanon,
Brownsville, Willamania, The Dalles
and Junction City, Ore. have sent
similar kilograms to our senator's
and congressman in Washington,
thus showing that the movement for
free lockage at Oregon City is wide
spread throughout the state, even
amongst towns not on the river at
all, on the principle that what aids
the merchants and manufacturers In
one city, is OF general benefit to all.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
GAS, INDIGESTION
OR DYSPEPSIA GO
IN FIVE MINUTES

Why not get some now-this mo-
ment, and forever mid yourself of
stomach trouble and Indigestion? A
dieted stomach gets the blues and
grumbles. Give 1t a good eat, then
take Pape's Diapepsin to start the
digestive juices working. There will
be no dyspepsia or belching of gas
or eructations Of undigested food; no
feeling like lump of lead in the
stomach or heartburn, sick headache
and dizziness, and your food will not
ferment and poison your breath with
nauseous odors.
Pape's Diapepsin costs only so cents
for q large case at any drug store
here, and will relieve the most OBJ
stinate case Of Indigestion and upset
stomach in five minutes.
There is nothing else better to take
gas from stomach and cleanse the
stomach and intestines, and, besides,
one single dose will digest and pre-
pare for assimilation into the blood
all your food the same as sound,
healthy stomach would do II.
When Diapepsln works, your stom-
ach rests-gets itself in order, cleans
up-and then you feel like eating when
you come to the table, and what you
eat will do you good.
Absolute relief from all stomach
misery is waiting for you as soon as
you decide to take a little Diapepsin.
Tell your druggist that you want
Pape's Dlapepsin, because you want
to become thoroughly cured this time
Remember, II your stomach feels
out Of order and uncomfortable now,
you can surely get relief in five
minutes.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
.lNQUIRING
into CAUSE
OF THE WRECK
[uNIrrp rnnaa I.rAsrp wIne.


Champaign, ILL.,, Jan. 23.-vice-Pres-
ident Parks and Assistant General
Manager Foley, of the Illinois Central
railroad, TODAY ara investigating the
wreck at Kinmundy early yesterday,
which resulted Ia the death Of James
7. Harahan, former president Of the
road and three other railroad officials.
Experts Of the interstate commerce
commission and the warehouse com
mission are participating in the in
vestigatlon.
Officials Of the Illinois Central as
sert that the wreck would have been
ayerted had Henry Brooker, rear flag
man Of train No. rs, performed his
duty, and tagged train No. Q.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
May BE a Murder.

Carson, New, Jan. 23-Police here
are today investigating what is ap-
parently murder and attempted Gre
nation Of man supposed TO be
Matte Hubclc, Of $50 West Second
South street, Salt Lake City"
Head down In a pit under a
burned mill, the body was found A
card In the pocket bore the name
given. A watch iD his pocket and
the shoes he wore came from BIng-
ham, Utah.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23

A Boston man lost his leg from the
bite Of an insect two years before.
To avert such calamities from stlngs
and bites of insects use Bucklen's
Arnlca salve promptly TO kill the
poison and prevent Inflammation,
swelling and pain. Heals burns,
boils, ulcers, piles, eczema, cuts,
bruises. Only 25 cents at J. G. Per-
RVS.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
A Mutual aReIlef."


San Francisco, Jan .2S.--"oh, my
There's cinder in my eye" She
was young and pretty and real
class" b. b. Thomas let 20 his
strap and as the car whizzed, he re-
moved tho clnder, while she removed
his wallet, watch. stickpin and cash.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23

Persons troubled with partial par
alysis are often very much benefited
BY masuaging the affected parts thor
oughly when applying ohamberIain's
Linlment. This llnlment also relieves
rheumatic pains. For sale by all
Dealers
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
THE WOMAN
IS INSANE ON ...
SPIRITUALISM

San Diego Jan. 2S,-The reading
OF the long deposition Of Mrs Mary
Hastie, who for a time is alleged TO
have controlled Mrs. Harriet p
Thurston, was continued in the
ThurHton win case this morning.
Much Of this deposition ls almost un-
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23

Here is a remedy that will cure your
cold Why waste time and money ex-
when you can get a prep
aratlon that has won q worldwide
reputation by its cures Of this disease
and can always be depended upon?
Il 10 known everywhere rs Chamber
lain's Cough Remedy, and Is q medi-
cine OK real merit For sale By all
dealers
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23
+ = = = = = = = = = \ = = =
= CANDIDATES. =
y ANNOUNCEMENTS =
4 + y = y ++ = = = ++ 4 y
Candidate for Sheriff.

The undersigned announces him
self as candidate for sheriff OF
Marion county. subject to Republi-
can primaries.
ED zIEGLER, Gervais. Ore.
1-2S-2w'
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23

A sohoolmaster's club has been
formed at Eugene. That's what they
need.
Daily capital journal. (Salem, Oregon) 1903-1919, 1912-01-23

Medford is to have a twO-days
miners convention, February 2 and
The Calumet news. [volume] (Calumet, Mich.) 1907-1938, 1912-12-16
The Fat Heroine.

The late Police Captain. William IL.
ilodskins oi New York, why died from
cardiac strain that he broGi,ht ou 10y
reducing his weight over fifty pounds
in three weeks, hated corpulcnce, and
often regaled his friends with are.
dotes that had corpulcncc Tor their
butt.
Il went 10 a melodIama the other
night Captain Hodgkins said one
afternoon to a police reporter. - he
heroine was fut-fattcr than myself.
In the second act she fell over
board and the hero, little. scraVny
chap plunged after her and seemed t.
be having a good deal Of dii'itulty IN
swimming with her toward the yacht.
AS tho hero spiashed and struggled
under his heavy burden. a god ycleu
from the gallery:
"'Ycu'll never do il that way bu'
Save what Nuu can now, and come
back Tor thu rest. Make three trips il
necessary"
The Calumet news. [volume] (Calumet, Mich.) 1907-1938, 1912-12-16
MONEY TRUST a MYrH,

Concerning "a, investigation los the
rJjo committee hs bod. has so Tar
developed nothing new %, particular
Importance. says Henry Clevs 1t has,
however served TO keep alive unred-
souips prejudice against Wall street;
I,ng, uus.tuiug To- general confidence,
es D. b. evidently dn attack upon many
important American financial instiut-
lions $50 far AS IN. money trust ~
.uur,ru.J there may be- an unJcsir-
aDlo concentration OF credit in 20 few
cases. and it IS possiDI, that in Isolated
100 tauare This power has been mis-.
...ud Jut there is no such thing IN the
United States as d monopoly VI cred
It, Mere size N banking institutions
ul cause for alarm. There are half
dyzcu banks ia London carrying de-.
ros.ts 1i three 70 four hundred mil
lions ot dollars ooch In Canada there
arr 0uly twenty eight banks in all,
and tie bulk " the business is done by
Sis or seven Of the leading Institutions;
Vet in neither England nor Canada Is
There lny cutlery against big banks
as iu tho United states. Probably there
have 1eeu some abuses in banking