The citizen. (Honesdale, Pa.) 1908-1914, 1912-11-13

Protective Association took place
last Friday, Nov s, at 10 o'clock a.
m, at the court house, Honesdale,
before Hon. Leopold Fuerth, ex-Pro-
thonotary w. A. Gaylord and Philip
Ryan, arbitrators chosen to hear and
determine all matters in controversy
between the parties.
The attorneys in the case as shown
by the record are O'Brien & Kelly
and Warren, Knapp & O'Malley, of
Scranton, for Miss Gerety and Mrs.
Congdon, while Attorneys Scragg &
SCragg also of Scranton are for the
defendant company.
The defendant did not appear at /
the hearing, neither did it's attorneys, |
Scragg & Scragg, though notice had .
been served upon them to present all |
the books, papers, records, agree |
ments, etc, relating in any way to
the reinsurance of the American Fra !
ternal Association.
Attorney Chas. A. MCCarty acted
for the plaintiffs in the absence of
plaintiffs regular attorneys who did
not deem it necessary to come to
Honesdale as they had learned that
defendant nor its attorneys would be
present Miss Gerety and Mrs. Cong
don were sworn and stated that the
American Fraternal Association is
sued policies to them dated respec-
lively February /, 1907, and March
/, 1907, which matured February l,
1912, and March l, 1912. Miss
Gerety received check for S41.91 in
settlement of her policy, which she
Immediately returned to the com
pany as not accepted and commenced
suit to recover the amount due upon
her policy according to its terms.
Mrs. Congdon testified that she re-
ceived no money at all from the Co
lumbian Protective Association, they
having charged her with $50 sick
benefits, also interest on the $50,
making in all S70.50 which had been
paid to her by the American Frater-
nal Association, before it's reinsur-
ance by the Columbian Protective AS
sociation.
The plaintiffs then offered in evil
dence the reinsurance contract of the
Columbian Protective Association in
which that company agreed to rein
sure all the policy holders of the
American Fraternal Association, n
copy of which follows:
To be attached to and made a part
| of Certificate No, issued by
the American Fraternal Association
of Honesdale, Pa, TO Teresa Gerety.
Binghamton, N. Y, Jan. 10, 1912,
| IN CONSIDERATION OF a full
compliance with the terms and con-
ditions under which the above num-
| bered Certificate was issued, and of
the continued payment OF premiums
to 1t by the holder of the attached
Certificate, the undersigned agrees
to fulfill and perform all OF the obli-
cations lawfully arising under said
certificate as and for and in the place
Of the AMERICAN FRATERNAL
ASSOCIATION.
In WITNESS WHEREOF,
| the Columbian Protec-
tive Association has az
fixed its seal hereto and
| (SEAL) caused this agreement
to be signed by its Presi'
dent and Secretary a.
Binghamton, N. Y, the
day and date first above
written.
F. L. ANDREWS,
President.
F. MCKNIGHT,
Secretary
Also a letter received at the same
time of the reinsurance which read!
as follows:
F. l.. Andrews, Pres. F. MacKnight
, Secretary
COLUMBIAN PROTECTIVE ASSO
CITATION.
Incorporated Under the Insuranc,
Laws of New York State.
/ Binghamton, n. Y, Jan. l3, 1912
E Home Office,
| Teresa Gerety,
Honesdale, Pa.
!. Dear Madam:
Confirming the notice sent to yo,
by the American Fraternal Associa
: ton, of Honesdale, Pa, we have L
advise you that this Company ha
arranged a reinsurance contract as
suming all of the risks of that Com
q pany.
4 The Columbian Protective Associa
: tion is a young vigorous Compan
a as shown by the enclosed statemen
: of its financial condition as of Dec
z 81, 1909. The arrangement will re
: suit in a considerable saving of eN
2 pense to the certificate holders G
q your Association, and is withou
r doubt for the best interests OF a
!, the members of that Association.
q You are now a member of, an
q protected by the contract of this A:
q sociation, to whom your next asses!
A ment (the same amount as the last
r. should be paid, either by direct n
q mittance to the Company or throug
the same Secretary as heretofore.
We are sending you herewith
guarantee to be attached to you
policy by which this Company agree
o to fulfill all of the conditions of you
l. certificate.
n Very truly yours,
~ Columbian Protective Association
The arbitrators examined the pi
pers carefully and after hearing tt
! eYidenca returned An award TO Mi