The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1912-05-17
PUBLIC GENERAL LAWS, 1917.

substitution Of one for the other.
CID In case of injury not resulting
i'll death when total disability results
from the injury, weekly payment
during the period of such disability
shall be paid to the insured, which
shall not be less than fifty per cent.
OF his average weekly wages during
the previous twelve months, il he has
been SO long employed by the contrac-
ting employer; if not, then a weekly
benefit during such shorter period
as he has been i'm the employment of
said employer.
Gid In case of injury not result
ing i'm death, where partial disability
results. such weekly payments shall be
made during the periol Of such partial
disability as il equal to the difference
between the weekly benefit payments
during the period Of total disability
and the average amount which the
injured person is able to earn after
the accident.
Loss by actual separation at or
above the wrist or ankles of both
hands and both feet, or Of one hand
and one foot, or the irrevocable loss
OF 10th eyes, shall be deemed to be
equal 10 LOLdl DISABILITY.
The loss by actual separation at or
above the wrist or ankle of one hand
or one foot shall be equal to one-half
of total disability, and the loss of one
eye shall be equal to one-fifth total
disability. Total disability shall be
deemed to mean inability to carry on
any gainful occupation.
The contract or policy herein refer
red to nay provide that no benefits
shall be paid in case of any injury
which does not incapacitate the en-
ploye for a period of at least one
week from earning full wages at the
at the work which he is employed at
the time of the accident.
SEC. 6. Any contract in order to
satisfy the requirements of this act
shall provide that the employer shall
contribute not less than fifty per
cent. of the insurance premiums and
the employees shall contribute the re-
mainder of the premiums.
In case the employer provides any
insurance fund out of contributions
made by himself and his own en-
ployees as above provided, such en-
ployer shall pay the whole of the ex-
penses of the management of such
fund, and all contributions shall be
paid into such fund without any de-
duction by reason of such expense.
SEC. T. The contract may provide
that upon penalty of forfeiture of the
benefits of the insurance, the en-
ployee shall give reasonable and
timely notice to his employer, to be
fixed by the terms of this contract,
OF any accident which may entiLle him
to the benefit of such Insurance.; and
that he shall submit himself to medi-
cal examination as required by the
employer at the employers expense.
Sec. s. The contract may provide
that the premium payable by the en-
ployees shall be deducted from their
wages.
An employer who shall willflly and
feloniously appropriate the amounts so
deducted from the wages to any use
other than the payment of insurance
premiums as stipulated in the contract
shall be guilty of embezzlement and
shall be punished accordingly.
Sec. 9. The contract between the
employer and employee may provide
that the insurance premiums shall be
paid into the hands of a treasurer to
be elected or appointed by the en-
ployees or by the employer and the
employees in such manner and under
such voting arrangements as the con-
tract may specify.
The payment of the premiums to
the treasurer shall relieve the employ
err, and the penalty above prescribed
for transportation OF the funds re-
quired to be applied to insurance shall
apply to such treasurer.
Sec. 10. In case of nOn-payment OF
the premiums within one month after
the same are payable, the insurance
company shall within two months after
the expiration of such month send nc
tice of such default by mail to the in
sured and to the Insurance Commits
sioner of the State.
The insurance policy or contract be-
tween the employer and employe may
specify a shorter period than the one
herein provided for.
Until the required notice shall have
been sent, the policy shall not be for
feited for non-payment Of the premium.
Sec. IL. The employer may also adj
vance the premiums of insurance for
such number Of employees and at such
lateS as may be agreed upon between
him and the insurance company, and
may thereupon be supplied by the in
surance company with blank policies
tc be filled in by rim with name of
any beneficiary under the provisions
of this Act, and to be executed by
him as agent of such company, and he
may thereupon reimburse himself for
the amounts payable by the employee
by deducting the same from the wages
of such employee.
Sec. -. Such contract may pro-
vide that upon termination of his en-
ployment from any cause whatever the
employee and his dependent shall
cease to be entitled to the benefits of
such insurance except as regards acct
dents occurring before the termination
of his employment.
Arbitration.
Sec. Is. Such contract may pro-
vide that any controversy regarding
the extent of disability or the extent
of dependency. or any controversy be-