davidaulloa/AmericanStories huggingface dataset:
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
BUILDING ASSOCIATIONS
MAKE ANNUAL REPORTS
Three Thousand Hammond People Holding 100000
Worth of Shares, Interested in Saw
ings Concern

out expecting any remuneration for in
vesting the associations's money so that
1t shall bring the highest possible re-
turns consistent with safety.
No Preferred stockholders.
There is no preferred stockholder in
any of the building and loans Indi-
ana is recognized as having one of the
best laws regulating building and loans
IN the union. and nowhere in the state
do they flourish any more, or are there
more representative men of the COM
munity on the directorate and in the Of
fees than in Hammond. The West
Hammond organization is also man
aged by some of the best known peo-
pie on the Illinois side.
There are at the present time 29eS
members in the different building and
loans. There are 20.951 shares in force
Each share represents 500: in other
words, when these shares have matured
s2,095,100 will have been paid back to
the shareholders. The money which
they invested has earned them per
cent and more.
Investment for SaIaried Man.
For the wage earner and the salaried
man. whose surplus at the end of the
month can be written with one figure,
building and loan associations as they
are conducted here are a boon. BY buy
ing one share, which costs 25 cents a
week. or ten shares which cost $3.50 a
week as many as he desires, he can
put his little capital to earning per
cent for him from the time il is depos-
tied There is not another proposition
like this for small investors in the
whole Calumet region despite its great
possibilities.
Sure and Easy Home Plan.
The building and loan plan is the
only sure and easy plan for owning a
home in the Calumet region BY be-
coming a shareholder in one of these
splendid organizations money can be
borrowed 1T the rate of per cent, and
the principal can be paid back in small
weekly or monthly instaflments
Many a family is comfortably housed
in its own home without any worry
about a heavy indebtedness. and dis
agreeable landlord jus - because some
wa ge-earner in the family had the FORE
sight 60 subscribe for ten or twenty
shares.
OF the four organizations In Ham
rnond. the Calumet and the First Polish
are the youngest. They show a re-
markable record for being less than
two years in operation. The two older
ones are $1,000. 900 competitions and
are growing steadily
Like the Bank of England.
The personnel of the officers and di-
rectors in each one of the organiza-
tions is one that inspires absolute con.
fidence. All are men of the highest in
tegrity and business acumen. Each
y.
board of appraisers, men whose judg-
ment would be taken by any jury. The
organizations loan all the money or
first mortgages as recommended by the
beard of appraisers. but they make
A<ns for only 60 per cent of the ap-
praised value subject to a scrutinzins
board of directors, and allowing only 6t
per cent of the appraised value, the
Bank of England affords no better Sc.
curity than that given by the building
| and loans here.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

Gary is today the mecca of business
men from all parts of the state who are
Nom bers of the Indiana Retail Mer-
lchants association. The annual con-
xention of the association begi rs in the
steel city this afternoon and will con-
tinue for three days.
Early this morning delegates and
sssl5ses began 10 pour into the steel
eits. TodayAs program Will begin with
the opening of the convention at 2:3e
o'clock at the Commercial Club. To-
night will be devoted to the entertain :
nent of the visitors by the Gary Reaii
Merchants association.
Today's Program.
2:ao D. m---call TO order-H- Al
schuler, president of Gary Retail Mer-
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
A LITTLE WARMER,
THANK YOU!

The promised moderation in thu
weather came today. The wind shift
ed to a southerly direction and snow
fall is not improbable. The backbone
of the cold spell seems to be broken
and the January thaw is due and may
put in an appearance any day now.
The plumbers are several days be-
hind in their work making repairs on
frozen water pipes. Usually the trou-
BILE requires more work than IS at first
expected
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
NEW DREDGE DOCK COMPANY

Plans are on foot by Milwaukee and
Michigan city financiers to organize a
dredge and dock company The tre-
mendous improvements which are in
contemplate along the Calumet river.
the canal and the lake front at Indi-
ana Harbor. is the inspiration for the
new venture.
1nasmuch as there has been little or
no competition in the dock and dredge
business in this locality heretofore, the
men who planning the new enter
prise believe that q good field is open
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

Two and possibly three of the great
traction systems of the Calumet re-
gEon stand ready to extend their lines
to meet the demands that have been
created as result OF the locating of
the Baldwin Locomotive works at CAL
unet.
This fact was made known at the
mass meeting which was held at the
rooms of the University club. Ham
uond, last evening and was attended
by a larger number of citizens than
any other meeting of civic character
that has been held in recent years
1t also became apparent that there
Is not to be the serious contention be-
tween the Hammond, Whiting & East
Chicago Railway company and the Gary
& Interurban Railway company for a
choice OF routes that was first antici-
pated.
Gavft Conceeds.
Frank Gavit. president of the Gary &
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

to them. They see possibilities in the
development of the Frick properties,
the government breakwaters to be
built. the city piers out in the lake be-
low Michigan avenue in Indiana Har-
Dor, and the other improvements to be
made along the river and the canal.
The new company will also be in a po-
sition to bid on sub-structure work on
bridges and as there are to be a num-
Der of new bridges built across the
canal they will have an opportunity to
get in the game soon.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
DOCTORS FIND
CASE OF SMALLPOX?
Case Is Quarantined by DR..
w. D. Weis; John Don
aldson Afflicted.

What is considered by Drs ]. A.
Graham and ii. G. Groman to be a case
of smallpox. has developed in mild
form in John Donaldson. a plumber. re-
siding a ESQ Sibley street Hammond.
Tho case was reported to Or w D.
Weis. secretary of the board of health.
last sunday. and Donaldson was
promptly quarantined.
He was taken to the house next door
where Mrs. Height. who is his book
keeper, lives. Mrs. Height is also quar-
antined.
Bonaldsons family lives in Chicago.
but hopes to move out next summer. In
the meantime Mr.. Donaldson lives in
the rear Of his plumbing shop, but the
whole place has been fumigated. and
Mrs. Donaldson has come out from Chi
cago to conduct the business during
her husbands illness
There being no pesthouse here, the
family and Mrs Height will try to get
along as best they can. The patient has
not yet suffered from severe illness.
The symptoms in "chickenpoxe and
smallpox are said to be very much alike
in the beginning ofrthe sickness. and
IL may be that Donaldson may develop
a case OF chiekenpox rather than small
pox. His physicians are taking every
precautfon. however, to protect both the
patient and the public.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
Indiana MERCHANTS
| FLOCK TO GARY

chants association.
Invocation-The Rev. f r. Walton.
Address of Welcorne-The Hon. T. T.
Knots. mayor of Gary
Response to address of welcome-w
s. French. vice president Indiana Re
tail Merchants association.
ADDRESS of welcome in behalf OF the
Gary Commercial ciub--H 8. Norton,
president of Gary Commercial club.
Response to address of president of
Gary Commercial ciub--J. B. Walsh Of
.Terre Hante.
$50 p. m--Entertainment of visitors
by the Gary Retail Merchants associa-
tion.
Visits to tie steel mills. business ses-
tiS,5, IN u
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
Siegle Found Guilty.

Charles Boren appeared in Judge
Priests court yesterday and swore out
a warrant for the arrest of Jake Seigle
on a charge of provocation. The ar
rest was made by Constable Phelps
yesterday afternoon and the case came
up for trial this morning. Upon hear
ing the evidence Siegle was found not
guilty siegle is employed as bar
tender at the California Wine House.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
Up in Chicago.

The Injunction suit by which West
Hammond taxpayer is making ef-
fort TO prevent the village officials
from making payment out of the funds
of the village for exorbitant attorneys
fees to Atwood, Pease & Locke, the
attorneys for the Interstate Electric
company. is up in the courts III Chicago
today. No word has been received as
TO the outcome of the case
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
Special to THE TIMEs.l }

Crown Point. Ind, Jan 1s.-An event
of great Importance, will transpire be-
tween Lottavil1e and Gary today which
means more TO the isouthern part of
Lake county than the location of a
Baldwin Locomotive works does to the
north The event. which marks a new
era in the transportation facilities in
Lake county, is the starting OF the cars
on the Gary and Southern traction line.
which is scheduled to take place to-
day. For cover two weeks work has
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
ASSASSIN ATTACKS Premier.

80 ~ Fl =
was thrown at Premier Yuan S1fh-
kai's carriage today. Two soldiers
and the horses attached to the car
riage were killed. Yuan Shih -kai
was repeatedly warned that attempts
would be made against his life.
Friends have urged the premier to
capitulate and others. fearing his
assassination. urged sim to- taka
refuge in the foreign concessions at
Tientsin.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
Trial in Progress.

The trial OF J. Bauer. charged with
performing a criminal operation upon
Della Graves, is in progress before
Judge Frank Green at the village hall
in West Hammond
Deputy States Attorney Louis Gin
dewski came out from Chicago today
to try the case. The case has attracted
a large crowd of people wsso listened
to the testimony with morbid. In ferest.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
Operation Postponed.

The operation which was to have
been performed on J. NJ Bradford. the
we'll known Hammond man, has been
postponed until next Thursday. The
patient is in about the same condition
as when last reported.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
Funeral of Mr.. Otto.

The funeral of William Otto will be
held from the st. Josephs Catholic
church Wednesday morning at g
o'clock. The Rev. Father Plaster will
offleiate and inIerment will be at the
st. Ioseph's cemetery.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
Payroll Is $4,000.

The payroll OF the Standard Steel Car
company at the last pay day was ap-
proximatelv $4,000. This is about the
same as for the two weeks previous.
1T Is expected that the next two weeks
Will show an increase and that the
jump Will be rapid from now on
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

NOTHING -S OF GREATER INPoR-
rANCE TO YOU THAN TO KEEP
POSTED ON PASSING EVENTS IN
YOUR LOCALITY by READING THE
VINES EACH EVENING
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

- = = = - -. : . ~o--,o't.f -
Shares in force ....... S,6o5
Number of members. ., 1925
Officers and directors-Presiden w.
c. Belman; secretary, A. +. W. Feeder:
treasurer. p. N. Meyn; attorney. L. T.
Meyer; directors, Fred F.wert. ]. w.
Weis. ]. w. Reed. William Thompson.
Jacob Fox. 3. F. Bump. Leonard Eigen-
man. J.. 7. Meyer, a. W. Graves.
Home building Loanl& Savings Asso.
Assets s16i ,6at.o4
Shares in force. ce..- S,125
Number of members. ss5
Officers and Director. President,
A. III. Taper. vice president. Frank
Hammond; secretary. John ID. SmalIev;
treasurer. John d. Wolf: assistant. sec
retary. ]. s. Blackmun: attorney. ]. X.
Stinson: directors. George NJ Eder. NJ.
Rothschild. c. f. Bauer Q, A. Krinbill
William Kleihege. J. d. <Brusel. Fl. E.
Sharrer. A. H. Taper E. ]. Humpfer
Calumet Building & Loan Association.
Assets S19,Ss5.OO
Shares in force - 967
Number of members. ~126
Officers and Directors President,
A. f. Wilcox; secretary, f. r Johnston;
treasurer, Carl Kaufman: attorney, L.
V Cravens; directors. A. E. Wilcox. OF
to Knoerzer. Carl kaufman. l. V Crav-
ems. John E. McGarry ". c. Paxton,
c. E. Bauer, E. f. Johnston.
First Polish b. l.. q $. Association.
Assets ....--.---....-.. s11,615.25
Shares in force . 7s6
Number of members ia
Officers and Directors President,
-T-t. u
Lipinski. assistant secretaries, W. Pers
and NJ. Lukowski; treasurer. Walter
Kaptur: vice president. John NowaS;
directors, John Pociuchanski. Joseph
Stanislawski. w. Nowak. stanislaw
Jabfonski.
Sobieski Building and Loan Association,
West Hammond. Ill.
Assets s1o1, ,0ss-1a.
Shares in force 46s
Number of members I21
Offeers and Directors President.
Michael Kilinski: vice president John
Giczewski; secretary x. NJ Woszczyn-
ski: treasurer, Joseph Novicii; notary.
Ignatz Mankowski; directors. stanley
Klawitter. wladyslaw Kosecki. Joseph
Goyke, Stanley Milda, August KAN
radt.
iutdi assets ..-...- ..-.s StzZr5oVeo
Total shares in force. 20,951
Total Number of members. 2,96S
Annual reports showing the standing
of the four building and loan associa-
tions in Hammond and the one in West
Hammond to the state auditor. re-
quired by law. reveal some northworthy
| facts as pertaining to the welfare of
| the community.
In the first place the building and
| loan organizations as they are conduct
ed here are absolutely mutual and CO.
| operative. so much in fact that. that
/ the officers and directors are devoting
! their time to philanthropic PROPOSE
tion rather than a business affair for
| themselves. With the exception of the
| secretaries and in some cases the treas
| urers there are no salaries paid. and
| what few are paid are nominal and
I in case in proportion to the work
! required. Many OF the officers devote
| a whole evening a week working fire.
! quently into midnight to balance the
\ books and give of their own time with
4
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
SO ACRE TRACT
SOLD AT HARBOR
Tremendous Real Estate Deal
is Closed Yesterday. Syndicate
From East Being Purchasers.

residence lots The tract comprises
375 acres north of and adjoining
thse tract of similar acreage, recently
purchased by the Baldwin LOCOMOTIVES
Works
SOME CHOICE PROPERTY.
The property. together with the Calu.
met Kennedy addition, comprises all tha
land directly surrounding the Locomo-
tive works site. for half a mile north
erly and westerly. It's boundaries ars
14oth on the north, the Terminal tracks
on the south. Cline avenue on the east.
It's proximity to the Baldwin Locomo-
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
CROWN POINT |. 0. F.
BUY H. A. A. EFFECTS

With the exception of a few rem
nants the receivers sale conducted at
the Hammond Athletic association by
John c. Becker last Saturday and yes
terday is practically over. Mr.. Becker
has taken list of the remainin articles
to his office and will finish the sale
there as the bidders present them
selves
Most of the furniture and gymnasium
paraphernalia has been purchased by
the Crown Point Court of Catholic For
esters. Three bids have been received
on the ball ground. but the sale has not
get been closed on this asset.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

Miss Katherine Green. of Hender-
son, KY, while in Washington, was
formally adopted .iuto the Niknafss
band OF the Chippewa -ndians by
Leonidas Merritt. OF Dufz1th, who
was In Washington to testify before
the Stanley committee against John
d. Rockefeller Wher youth in
the Wild northwest Merritt was le-
gally adopted by the Nikaniss. All
other chiefs have died and Merritt is
now really chief Of the band.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

Mrs. j. w Timnons. a daughter OF
former Vice President Fairbanks.
VIII assume a prominen. place II.
Washington society following the ap-.
pointment OF her husband. Lieat.
Ti'nnons Of the United States Navy.
as chief naval aid al the White
House.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

DON'T HITCH YOUR WAGON TO A
TAR-HITCH 1T TO TINES AID
AND GET RESULTS THAT COUNT.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
SOME CHorCE PRoPERrY.

CONTINUED on page Sd
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

continued on page 81
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16
THE WEATHER

LIGHT SNOW FLJRRIEs
TO-DAY AND TUESDAY:
RISING TEMPERATURE.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

CONTINUED on page s.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

Continued on Page ID
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

CONTINUED on page 80
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

OfHceTS And DtrecfOrs - Presldent, {,
A. N. Ryzewski; secretary, Paul B.
Lipinski. assistant secretaries, W. Pers
and NJ. Lukowski; treasurer. Walter
kaptur: vice president. John Nowak:
directors, John Pociuchanslsi. Joseph
Stanislawski. w. Nowak, Stanislaw
Jabfonski
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1912-01-16

c. Belman; secretary, A. f. W. Fedder:
treasurer. p. ". Meyn; attorney. L. T.
Meyer; directors, Fred Ewert, j. w.
Weis. J. w. Reed. William Thompson.
Jacob Fox. B. F. Bump. Leonard Eigen-
man, J.. T. Meyer, a. w. Graves.
Rural Retreat times. [volume] (Rural Retreat, Va.) 1892-1918, 1912-01-26

by him may mean the destruction OF
the vessel. Naval experts figured a
12-inch shell would pass through the
skeleton mast without destroying it,
whereas one shot in the old style hol-
low steel mast would bring it down
and with it the whole fire control sys-
tenn. It was calculated several shots
could go through the skeleton masts
and it still would stand. But from all
indications those who advanced the
skeleton mast theory evidently were
carried away by their enthusiasm and
overlooked the drawback in another
direction that would be caused by the
vibration of battleship steaming at
full speed.
How much depends upon the range
finder can be understood only by men
who make study of fighting at long
range, as was pointed out by an ex-
pert who says the skeleton masts are
failure. 1t was expected that when
the lattice work masts first made their
appearance other nations would be
quick to adopt them. 1t was a sur
prise to advocates Of the new type of
mast that this was not done. The
skeleton mast is typically an Ameri-
can naval idea, but from all indica-
lions the defects now seen by experts
here were foreseen by experts in other
navies, and the American mast let
alone.
Those in favor of the skeleton masts
point to the excellent gunnery records
made in target practice since their
adoption as proof of their success, but
the counter argument is advanced that
II the range finders were placed on
more substantial posts the marksman-
ship of the navy, increasing in excel
lence as 1t has done year by year,
would be still better and all records
for speed and accuracy would be
smashed. The unpopularity of the
skeleton masts has been growing
steadily. 1t is said the change is not
far off, and any day may see orders Is
sued doing away with what year or
two ago was thought to be great
stride forward in naval construction.
Rural Retreat times. [volume] (Rural Retreat, Va.) 1892-1918, 1912-01-26
METHOD OF KEEPING YOUNG
Remarkably Sound Advice for the
Woman Who Has Some Years
of Life to Her Credit.

The way to ward off old age is not
to fear it, not to allow ones self to
be oppressed by the dread OF advan-
cling years Use only legitimate pre-
ventiyes and avoid trying experiments
with preparations not Endorsed by
physicians. Do not wear toilettes in
tended for young girls, they only add
years to the appearance. Keep up
your interest in the young, but do not
envy them. Retire with dignity from
the struggle, do not pose as your
daughters rival Above all, surround
your life with sweet true affections
which prevent the heart from growing
bitter. Do not lose interest in the
growing events of the day; do not fall
behind the times and do net harp on
other and better days. To those who
come to you for advice be always kind
and sympathetic. AS you advance in
years preserve carefully your personal
appearance, for once lost it may not
be regained save by strenuous effort
Your costumes should be simple and
unpretentious, yet graceful. These
rules, carefully and sensibiy followed,
will keep you young and attractive
Exchange.
Rural Retreat times. [volume] (Rural Retreat, Va.) 1892-1918, 1912-01-26
SALADS ARE MOST VALUABLE
Would Be Less Intestinal Indigestion
If Salad Was Eaten at Least
Once a Day.

Probably no detail of the French
menu is so important to us as the
salad, says the Century. Very few
American families know what an in
valuable delicacy genuine French
salad, with a dressing of good olive oil
and pure, fragrant vinegar, is--inval
liable, because of it's effect on the di-
gestion and health. There is very lit
tie nourishment in salad leaves until
the oil has been added, and the oil is
what many of us need, according to
the doctors, who deplore the INSULT
cheney of it in the average American
diet. It is excluded therefrom for the
very good reason that the average
American finds it difficult to digest it.
But it is right there that the salad
comes to the rescue. The vinegar in
it, if genuine, excites by it's fragrance
and acidity the digestive glands not
only in the mouth and stomach, but in
the pancreas, which acts on all tie
constituents of food, particularly the
fats. There would be vastly less in
testinal indigestion in this country if
every family followed the French GUS
tom of eating salad at least once a
day.
Rural Retreat times. [volume] (Rural Retreat, Va.) 1892-1918, 1912-01-26
CARE OF HARDWOOD FLOORS
Need Systematic and Intelligent At.
tention or They Soon Lose
Their Beauty.

One housekeeper has declared that
hardwood floors require as much care
as a baby. Although we doubt the
statement, it is well-known fact that
if floors are not properly cared for
they soon lose their beauty.
Attention should be given them sys-
tematically; every day they should be
brushed over with broom covered
with a flannel cloth made into a bag,
with drawstring in the top.
Once week at least, twice if you
can, the floors should be oiled, using
linseed oil and applying it with a
cheesecloth rag to prevent lint from
spreading.
Deeply stained or vanished floors
should be wiped lightly and frequently
with a solution of milk and water.
Polish with dry cloth.
Rural Retreat times. [volume] (Rural Retreat, Va.) 1892-1918, 1912-01-26

trimming, but a quilting of ribbon
about the face and a sash about the
crown. This is in soft greyish blue
that seems somehow to have been bor-
rowed from a tint in the braid This
hat was quite fit with long envelop-
ing cloak of dark blue cloth which
covered the matinee bodice of the
wearer.
The bonnet-like shape, with tan
crown developed in dark amethyst
plush is a striking model in semi
dress hat. The pendant beads and
oriental embroidery take is step be-
yond the tailored type.
The bonnet of velvet and lace, mod
eled on the Dutch shape, is an inspira-
ton. Big butterfly wings of lace, and
a gilt and silver ornament make up it's
simple ensemble. But it is a hat to
catch and hold the attention and to
compel admiration.
Grouped about a table in a party of
four one may find the plainest and
the most elaborate of hats, with all
wearers enjoying sense of being cor
rectly dressed. Pretty millinery and
soft furs are charming for the o'clock
tea.
JULIA BoTToMLEY.