The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1912-05-17
GENERAL LAWS, 1912.
+inued from page ~

ults , ~ with the provisions o. tnis
ccOrdalo1se o+ in consideration OF sucn
H. anu IN the employer shall be re-
surance &C., the consequences OF acts
s missions by reason oa vt TI hecom ne
QUIZ Without such contract pecom -
Ould ward ", such employe or toward
able s .oT representative, widow, wild
be lesa next of kin of such employee.
lrer, Oh such insurance shall De
SEC', o. - some casualty company
Rtecteu = nnder the yaws of the State
rganlIe,ua or admitted to do Dusl-
Nar't ibis State, provided that any
JESS ,a ~ employing not less tnan
nplU' hundred Q5OO) employees ma
Fttet tI.,h on insurance fund from srms
staD Dihnted by himself and MS en-
fonlllO mon condition that he under-
lOyes I'D Tag agree to make up any deh-
Jake an IN insurance benefits that may
fiency omt Of the inadequacy OF sucn
Prise U "nob funds shall be inviolaDly
ln nrrIonriated as trust funo LOT tnG
fP pnOpas of such insurance ana snan
Palp po invested otherwise. provision
pol vs. - made for the election by the
sla ulo VI employees of an advisory com,
inslleO which shall be kept informed
nl|VeJ ,;ng the state of the Insurance
u and shall have the right to ex-
lui w., tho hooks kept in connection
ta5 i,,r Such books shall also De
Lnhiact to the inspection OF the lnsur'
suO op romissioner of this State in the
alue name as books of insurance
s amnanies doing business IN this state.
c0 Tlpon the request of the employer or
Tho request of the advisory com
up '.too the Insurance Commissioner
LsoiI act as depositary of the secur1-
~ in which such funds may be In
NM vested. - .a dizoo,
..nno an insurance fund maintained by
tir, or if he discOntinues his business
n,tbont transferring the same to
.nccnssor or assign, taking over am
,grnning to maintain such funds, ne
aTou notify the Insurance Commits
.ionnr Of his purpose, who shall there
nnon supervise the disposition OF the
Insurance fund. Such funds shall be
NJ dastributed among those equitably en-
titled to it according to their contri-
bntion mot taking into consideration
evppnses of the management, and
where those entitled to any part OF
tbe fund can not be discovered or as
c1rtained, the moneys remaining I'M
claimed shall be paid into the 1nsur-
ance Department, to be held and dis
posed of as may be provided by law.
The Insurance Commissioner shall
he entitled to be paid out Of such
fund the reasonable expenses of his
supervision, including compensation
not to exceed ten dollars per day for
the time of any person or persons
(other than a salaried employee of
his office employed by him for the
purpose of such supervision neces-
sarily spent in connection Herewith.
Compensation Regardless of Negli-
gence.
SEC 8. Such insurance shall cover
the risk of personal injury by accident
arising out of and in course of the
employment resulting in death, pro-
vided death occur within twelve
HlUulL0 HUH luC IlIlC vi ouSA
Or resulting in disability, whether the
same be total or partial, permanent
or temporary. But no one shall be
entitled to any benefit hereunder
where the injury is the result of the
employees intoXication, or wilful or
deliberate act or deliberate intention
to produce such injury.
SEQ Tho inCnranon In PaCa aF
death shall be for the benefit of such
persons being the widow, widower,
father, mother son or daughter, as
are dependent wholly or in part for
their support upon the earnings Of
such employee (all Of which persons
are hereinafter designated as depend
ents of such employee), or of such
OF them as may be named in the con-
tract or policy to which it refers and
the person for whose benefit such in
surance is made should be bound by
inc agreement authorized by the first
section Of this act.
Sec. 5. In order to satisfy the re-
qulrements of this act, the benefits
payamle under such insurance shall be
at least as follows:
III In case of death:
ta) If the employee insures for the
Deneht of any dependent wholly de-
pendent upon his wages at the time If
Ms death, a sum equal to his wages
, mine Employment of said employer
uuflng period of three years next
preceding the accident, but not less
Ill any case than the sum of one thou
SAND dollars; provided that, the
aonunt OF any weekly payments made
under such insurance or any lump
sum paid in redemption thereof, may
VI W deducted from such sum; and if
.ne period of the employees employ
neht by said employer has been less
.ndll said three years, then he amount
vi MS earnings during sad three years
snail be deemed to he one hundred
anu nfty-slx times his average weekly
earnings during the period Of his
actual employment by said employer.
W II the employee insures for
rne peneft only of persons partly de-
penueht upon his wages at the time
~ HIS death, then a sum equal to the
psayments provided for the benefit
I'll, persons wholly dependent, less six
o.n e. the average annual earnings;
Vt Ut II employed for less than a year,
the less than three hun1Red times
d ne average weekly earnings of said
Gd opnt person or persons partly
on his wages.
W5 II the employee leaves no de-
then the reasonable ex.