The commonwealth. (Scotland Neck, N.C.) 1896-1929, 1912-01-18
DON'T SPEND II ALL.
Lay Aside Part Of Your Earnings Requ.
ldfly and Watch II Grow.

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When you see an advertisement of
the savings department of a bank
let it be a clarion call to you to start
an account, if you have not already
started one. No matter how small.
Put something away for the rainy
day" that is surely coming. We no.
ticed such an advertisement, which
says: 'The hardest thing about
saving IS the start" And that is
true, as all who have made the start
can testify. The proverbial attitude
of youth toward the future is one of
sublime confidence and optimism.
The years seem long and the oppor-
tunities appear unlimited. tits easy
to assume there is plenty Of time to
begin saving later in life. But some
how the years slip by and two many
people never make the start Then
comes the time of reckoning when
the mature man realizes what boon
it would have been had he begun to
save in the rosy, promising days of
his youth.
The way to do it is simple, ard
savings accounts nowadays are open
to all. 1t is universal opportunity
to make money by the elemental
process Of not spending it. Too
many young men commit the fatal
mistake of considering the advice to
save as old-fashioned and out of
date. They want to have their fling,
and somehow the saving person as
sumes some Of the attributes of the
''tight-wad." 1t is customary to
hear young men say with sneer
that so-and-so fought to have money
because he never spends a cent"
And this sort of false reasoning puts
the wrong light upon the whole
scheme of saving. A man can save
without being stingy or mean
Look at it in sensible light. The
savings account is strict business
proposition and the sooner the young
man learns this the better it will be
for him. 1t is form of insurance
that he cannot afford to be without,
and it is form of investment that
pays well in interest. The savings
account is a barometer of self-re-
spect. AS the account grows there
is reflection of it in the bearing
and character Of it's owner. A bank
account, honestly acquired, has
more than money value, for it
gives man stability and confidence
in the battle of life The bank ac-
count asks no favors; it demands no
sacrifices, and. in time of trouble, it
is ever at hand-a friend in time of
need that can be depended upon.
1t should be taught the children
early in life. Parents of young men
should insist upon the savings ac-
count as an early step toward good
citizenship and financial independ-
ence. Not only should parents see
that their children who are earning
make the start, but they should de-
mand an accounting once in every
little while in order to keep the &C
count growing. This would help the
young man and the young woman
over the first hard start Saving is
a habit, and one Of the most useful
habits that can be a. ~quired early in
life. Once firmly established, the
habit will lead on ultimately to affiu-
ence. Everybody must save if he
would thrive. and those who begin
early have better assurance Of a
competency. Any young man who
may doubt this assertion should just
ask the first mature and successful
business man he meets. Young
man. start the New Year right by
opening up a savings account with
some one of the excellent banks near
you.-Greensboro Daily News