davidaulloa/AmericanStories huggingface dataset:
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-02-14

idcnts on tho principal. and within
certain limits 90 add Goo rather than
diminish the amount OF the loan.
When the shark is getting roo per-
cent year his desire can hardly be
TO have the principal of Che loan paid.
fa0 Per CmIt Year.
Ten per cent a month, or 100 per
cent a year. Is what The shark is after.
The longer he can keep his victim
paying more than the run amount Of
the loan each year the better it suits
his purpose. II ls true that there are
many eases in which salary loans are
made to favored city employees and Of
iHciuls at 3 per cent per month. or
80 per cent a year. But e shoule also
be considered that this interest 10 al
ways demanded monthly and IN adj
vance.
As long az the victim h forced to
assign his salary warrant every
month. and as long me- the shark, after
GeduCting the interest only gives the
Victim 0ack enough on which TO live
and Us always willing To- increase the
amount OF the loan within reason
able limits" IL II easy TO see the ma
ture OF the trap.
or course. the shark cannot operat,
openly In this manner al The city hal
without being reasonably sure IN,
coast Is clear. That is what makes
the appointment Of a municipal
loan broker valuable.
II is also interesting 90 note thai
/ schmalz. iva November and Docomhel
last, let of his Victims on exceeding
| ly generous terms oud without con
cealing his reason for 80 doing. ]
WAS. There VIII be- a change of ad
/ ministratlon in January"
Different tactics are necessary q
/ make the loans 20 clerks of privat
corporations profitable" always Keep
ing in mind that Il is continued inter
| est payments and not the principa
that the shark wants.
seven Per Cent Per Month.
Seven per cent per month Is tn
regular" rate for these loans y
the interest for the FIRST month Is de
Quoted from the amount handed {
the victim, Il will be seen that he pay
SS4 a year for she Use of 500 or 3
per cent.
The method adopted To prevent hi
repnying the principal Is "A rigorou
observance OF the hour when the ir
tcrcst becomes due II this passe
| without the money being In the hand
of the shark he forces his victim
write new note Cor the original prin
cipal plus the ''pYerdue" interest an
| whatever protest he may elect
the victim knows that his kecpin
his position depends on his employ,
rot learning the fact that he is In an
hands Of tho sharks the plan gcuei
ally works and the borrower 500
finds himself owing 80 much that "a
he can do Is TO meet the intero'
charge monthly. He has nothing LET
even with the most rigid economy o
the part Of his family, with which I
pay anything on the principal. An
that Is what the shark rellshcs.
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-02-14
Incredible Realities

Incredible" Realities.
Tails Is not unique instance. Dur
ing the last eight years the salary
loan sharks have collected monthly the
salaries of from 400 TO coo municipal
employees There have been times
when out of the 200 members OF the
lire department no less than $50 have
rad their salaries collected for them
by the loan sharks.
There was policeman, who after
paying over 100 per cent a year on a
loan that increased instead OF dimin-
ished on tho books OF the loan sharks,
shot himself.
IL As within the scope OF the most
cursory Investigation TO discover sucR
| Instances. The question IS not do they
occur. but rather how are they pvs-
sible?
There are two classes Of these sal
airy loans. those made 70 municipal
| employees. and those made 20 clerk
of private corporations. The number
Of the former is fairly easy TO dis
cover II has been estimated that one
| fem has had 100000 cut 10 loans "a
| municipal employees on which Il was
| collecting in interest each year az
amount equal TO the principal The
extent OF the business among clcrk'
or prtvate corporations IL less easy q
ASCERTAIN. But from the fact that th'
munietpal business has been "a mon
1poly. while the other nineteen hrm'
lhaye operated in private corporation
the truth may well be imagined
Corruption OF Omcials.
Tb. poWpr of the loan shark owe
the municipal employe comes iron
ll0xitv of legislation and corruption %
tubllc officials. His power over IN
Clork Of "A private corporation Is In I'M
|. fear Of discharge n the facts becom
known 20 his employer
The municipal employe loans are
/ perhaps. the best organized side of'th
!, business II has been matter O
municipal patronage Under IA
, schmitz- Ruef regime lsadore Frank
I Inn. whose office Is al room 22i In IN
Pacific building. was given the nrotec
uon necessary TO carry ON ms pusih's'
lie oporatcd aa "A sort 0f "ho'doNef
, under tho Taylor administrator
When the Mccarthy administrator
Z came into power In 1910 frahhll
lost his position, and William Schmah
= GaO Kearny street, received the "l
% ointment Schmall immenl'tel
4. sent his circulars 90 an the municipal
employees notifying them that ne ""
! In position To loan them what none
: they needed on their salaries
hut IN the case OF either class
{ salary loans. those 90 municipal can
ployes or clerks of private corpora
lions. "a understand the grip OF "a
loan shark on his victim Il r. necc'
! mry 90 keep Ia mind the sharks "'
iect lr always to prevent any pas
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-02-14
NIL ELECTED PRESIDENT
or TOBNCCO TPfIST
| lnV IfNrnlnrr Herald A. u Lrn4cd Wire !

New York, Feb. Il. Pcrcival y
hin was today elected rresidcn- OF
the American Tobacco company "a
succeed james y. Duke whose reslg
nation was accepted AT q meeting ~
the board Of directors f. the COM
pany.
elected r. S. Edwards, -. J. dpn-
ton, George w, hin, NJ 4. Patterson
and +. V. Yuillc.
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-02-14

aiDllitcH.
For the time being we advise COM
scrvutsm iu nli speculative operations.
~ hen business 8" dun and disuppoint-
ing. when uoii al uncertainty is at
Is hoiEht ANA when the outlook Cor
Improvement lB distant. conditions arc
not favorable to- ca bun market. \
few sharp fluctuations are occasionally
witnessed. but thaso are generally due
to special causes such az those which,
have affected the coal, copper and to-
hBcco issues The must hopeful IN
ilucncc ~ tho week has boon tho alb
aolute defeat of the Bryan Influence
ia the money trust investigation,
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-02-14
ROY BENNETT WILL
BE MARRIED SOON

Another benedict among the young
men OF the city. Roy Bennett, con-
ncctod with the firm OF Weller and
Benjamin as cashier, this morning
startled > ppptboF OF Intimate friends
10y. the announcement that on WASH
ngtOn's birthday he VIII take unto
himself a better half In the person of
Miss Berthn Pearson OF Colorado
Junction, colo.
Mr.. Bennett win leave Monday
.light for the Colorado town whore
the knot wei be tied and viii return
10 this city with his bride Immediately
Ca take up a residence here The we'd
ding d. the elimination OF romantic
love anair. the beginning being iu
I4bortyynle. Iowa, several years ago
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-02-14

inonts on the principal and within
certain limits TO add Go rather than
diminish the amount OF the loan.
When tho shark is getting roo per-
cent year his dcsr, can hardly be
to have the principal of Che loan paid.
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-02-14

~ can understand sproad.oagle tao.
tics. but here's something / can't m-
derstand'
What's that?"
why should a congressman argu.
ing Cor an appropriation to drcdgo q
creek speak bitterly about the crown.
led heads of Europe Piitsburg Post
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-02-14

Mrs. John stewart returned on me
Santa re Limited today 90 her home
I'm Gallup after enjoying pleasant
visit with Mr. and Mrs Peter stewart
.cf b29 south Edith street
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-02-14

Mrs W. n sabin has left Tor Char.
lcsiown, W. Va, where she Is called
hy the serious illness of her sister
The Dawson news. (Dawson, Ga.) 1889-current, 1912-04-10
SOLICITOR WATERS SUIC|DED.
ATTACK IN ANONYMOUS LITTER
PREYED UPON HIS MIND.

Young Albany Lawyer Shoots Self
Through Heart as Result of WOr-
ry Over Defamatory Circular.
The Dawson news. (Dawson, Ga.) 1889-current, 1912-04-10
NEW BETHEL DOTS.
Happenings of the Week in and
Around That Community.

Paul Cannon and Rena Priest en-
tertained their friends Saturday af-
ternoon at an egg hunt at the beauti-
ful spring just back of their home.
After the merry hunting was over
refreshments were served under the
magnolia trees.
Mr.. and Mrs. Chambless and chill
dren of Graves and Mr.. and Mrs.
Cleve Jones spent Sunday with Mr..
and Mrs. j. D, Chambless.
Miss Rauch gave part of the school
an Easter egg hunt Friday afternoon
at Mrs. Stephens. Walter Stephens
won the prize, glass egg.
Little Ruth Priest crawled into
some potash Friday morning, and
was badly burned.
Mrs. j. H. Sem, Mrs. Lizzie George
and little Alice were guests of Mrs
G. G. Sem Friday.
Mr.. Lon Britt was all smiles Sun
day. He went to see his best girl
at Herod.
Mr.. and Mrs. Tom Gore visited Mr.
and Mrs. John Gore near Dawson
Sunday.
We were glad to see so MANY ont
at Sunday school Sunday afternoon,
Messrs. Andrew Walker and Mar
vim Breedlove were here Sunday
Mrs. ], D. Chambless was a gnest
of Mrs. Huff Saturday.
Mr.. Grady Bridges is very sick
with pneumonia.
The Dawson news. (Dawson, Ga.) 1889-current, 1912-04-10
HEROD HAPPENINGS.
Happenings of the Week PithiIy
Photographed for News Readers.

Photographed for News Readers,
The Easter egg hunt on the school
campus was decided success. A
large number of vari-colored eggs
were found by the delighted school
kids. Prof. Quinn and Miss Cocker
are very popular with pupils and pat
rons, and are getting the school up to
very high standard.
Rev. E. F. Margan will preach Fri
day night at 1880 and Saturday
morning at II a. m. Rev. Funder-
burke will preach Sunday at II a..
m. and 1880 p. m. All are cordially
ly invited to attend the services.
Miss Mamie Moran entertained in
delightful manner Saturday after
noon at an Easter egg hunt. Cream
and cake were served the large
crowd in attendance.
Capt. and Mrs. D. J Dennis, at a
beautifully appointed dinner this
week, had as their guests Mrs. Nc
Lain, Mrs. Hanna, Miss McLain and
Messrs. Dennard and McLain.
Mrs. Hanna will leave for ALBANY
Thursday to be gone two weeks, She
'@AA I~SCSAAN bllC Cllll Iu-I1dTIlS we'd
ding at Fort Gaines.
Mesdames Brim, McRee, Hass, Nc
Lain, Hanna and Cocker and Misses
Laing, Hass, Cocker, burlington, Eng
llsh and McLain visited in Dawson
last week.
Inc lcre cream festival was liber-
ally patronized Saturday afternoon.
The ladies made twice as much as
they expected to.
MAJOR and Mrs. ]. L. Hass and Miss
FIorine Cocker visited Mr.. and Mrs.
j. Z. Cocker at Yeomans Sunday.
Misses Annie May and Pauline
Bowen of Sasser will spend the week
end with Mrs. w. H. Garrett.
MT. Charles Perkins of LumDkin
and Mr.. Claude McRee of Doyerel
visited here this week.
Miss Agnes Brim of near PARROT
spent the weekend with Mr., ] H
Brim and family.
Hon. j. e. Brim spent Sunday in
6asser and heard fine sermon by
DR.. j. A. Ivey.
Mrs. Horsley of Mitchell county is
the guest of Mr.. and Mrs. Walter
Horsley here. ''''0'
WI. ana MRS. Roberts of Dawson
visited Mr., and Mrs. Walter Horslev
Sunday. --0i 'ieS
Miss Yetta Harris is a guest of Mr.
and Mrs. E. E. Worsham at Fort
Gaines. Ct l ol'
Mr.. W. L. Thompson has bought
the blacksmith shop here from Mr.
Stout Jill 4ii e
Mr.. G. NJ. Harris made business
trips to Macon and Bronwood last
week. last
Messrs. Leon McLendon and Law
son Thompson spent Thursday in Al
bany 0"' III Al
Miss Sarah English of Ricb1ard
spent the week end with relatives
here. eS
Cupid is working as hard here az
the farmers, and they sure are bnst'
ling. 81 Il u''-
The friends of Mrs. John Lee re
greet that she is on the sick LIST
Mr. J. H. Brim made a business
trip to Mitchell county this week
Mrs, J. B. Jennings visited Dr
and Mrs Elm Collum last week
Mr.. George Thompson spent Fri
day night with relatives here.
Mr.. Roger Laing attended a nicn,c
near Parrott Friday. p'0ni0
The Dawson news. (Dawson, Ga.) 1889-current, 1912-04-10
CONDITIONS ALONG MISSISSIPPI
RIVER AND TRIBUTARIES
GROWING WORSE.
MANY PEOPLE IN TREE TOPS

Where Once There Were Hundreds of
Fertile Farms the Yellow Flood
Now Surges. Many Deeds of Brav-
cry Performed.
MEMPHIS, Tenn. In the wide
stretches of the Mississippi S flooded
acres tonight there are three Strik-
ing pictures. The northernmost is
in the 500 square miles of the Reel
foot Lake country of Tennessee,
where 1000 or more persons have
been driven from their homes by the
smashing of a Mississippi levee In
southwestern Kentucky. In this
district thousands of acres of fertile
fields are under water. Scores of
persons who have refused to desert
their homes are now imprisoned in
upper floors and on roofs of flood
menanced houses.
A few miles south in Arkansas
three counties are under water.
From this rich bottom" country
hundreds of farmers and villagers
have been driven. Flood waters
swept over the fertile fields and
thrivingvillages last night, with the
breaking of the levee on the Arkan-
sas side north of Memphis.
Rescued From Trees.
Today great numbers of persons
marOOned on roofs of houses and in
trees have been taken out of the
flooded district in boats. Probably
many more water-imprisoned are in
imminent peril. There are not boats
enough to perform the rescue work
required. Three counties, Critten-
den, Poinsett and Cross, are flooded.
The scene south of these points
impresses one with the might of a
giant stream on rampage. Homes
that once marked the center of rich
bottom farms now float in a tor
rent that cannot be stayed. Bits of
wreckage floating along in the tawny
tide reflect the extent of the damage
in the valley above
From the standpoint of the north
ern dweller a picture of Missis-
sippi valley flood is best expressed
in figures of possible life loss and
statistics telling of the number of
The Dawson news. (Dawson, Ga.) 1889-current, 1912-04-10
A Card of Thapks

we wish to tender our sincere
thanks to the neighbors and friends
IN Dawson who ministered so mfr
lngly to our mother, Mrs. Crawford
during her illness. Also for tho
MANY klndnesses and offers Of assist
ahce and sympathy after her death.
Every act is appreciated and will be
neId IN grateful remembrance by MS
Nix. AND MRS. G. q. SAUNDERS
MIR. AND MRS. f. c. THOMPSON
The Dawson news. (Dawson, Ga.) 1889-current, 1912-04-10

The land of A. C. Jepson in the
Fourth district has been posted, and
all persons are hereby warned not
to hunt or fish on it under penalty
of law. This March 21st, 1912.
A. c. JEPSON. w. ]. CRAWFORD.
The Dawson news. (Dawson, Ga.) 1889-current, 1912-04-10
Thousands Are Suffering.

There has been suffering among
thousands of refugees gathered in
the highland towns out of the flood S
reach. However officials of the state
and federal governmental are working
to carry food for the homeless. The
greatest menance now is directed to-
ward those persons marooned in the
inundated territory. Scores of boats
manned by rescue parties are hurry
ing to relieve these prisoners.
Grocers, butchers and other small
merchants, as wellas saloonkeepers,
are doing business in northern Mem
phis with from two four feetof water
in their stores, AS the water tops
the counters they give up and leave.
Several blocks in the poorer section
OF North Memphis have been affect
ed by the water.
The Dawson news. (Dawson, Ga.) 1889-current, 1912-04-10
VAST SEA SWEEPING OVER FARM LANDS

square miles inundated. To the
valley plantation owner a different
picture presents itself
With him inundation of his farm
by torrent from the river over
flow means erasion of his acres, set
back of his crop and loss of labor
Died to Save Mules.
To the the small farmer and set
tier" the coming of the flood means
flight. Hundreds of such persons
have refused to leave their homes
and in many instances such cases
have been dealt with through force.
The marooned on hOuse-tops are
compelled to take to barges, and are
sent to places of safety. There have
been reports of fatalities among the
poor whites" and negroes who
risked their lives to save their mules.
Thirty thousand persons home
less; two thousand square miles of
country inundated thirty persons
drowned, and financial loss esti-
mated at $4,000, 900 constitute the
result of two weeks flood in the
Mississippi valley. These figures
were arrived at last night by gov
eminent engineers and officials of
state levee boards engaged in bat
thing the ravages of the mighty
river from points in Illinois to threat
ened places in Mississippi and Ar
kansas.
The Cairo bulletin., 1912-12-20
Entertained Club.

Mrs Kyle Emf d 2600 Park ave-
nue., entertained the Tuesday Card
Club Thursday afternoon In ad3t-
tion to the club members those vino
enjoyed the hospitality of THE clu3
were Miss Ruth Wood Of Helena,
Mont. Mrs Leslie Roche. Mrs
Frank Tobtn. Miss Grace eadenaa
and Misses Mona and Georgia Per-
rau T.
The Cairo bulletin., 1912-12-20
FOR REAL VAUDEVILLE
THE KIMMEL THEATER

An advertisement n The Dgllgua
brings results
Grant County herald. [volume] (Lancaster, Wis.) 1850-1968, 1912-08-28
THE PARTY THAT HAS MADE GOOD

There is one party in the United
States that has been tested and has
proved it's capacity. No one who
passed through the hard times of the
last Democratic administration can
ever forget the general business
distress of that period, and the lack
of employment for millions of skilled
and industrious workers. In the
middle of that calamitous term of
four years elections began to 60 over
whelmingly against the Democratic
party, and it was put out of power in
1897. For the next thirteen years
the Republicans had control Of ali
branches Of the government, an unusual
evidence Of the confidence and salts
faction Of the people In the cleo
ton Of 1896 the Republican party
promised to replace adversely and
administrative failure with prosperity
and competent government The
pledge has been SO amply fulfilled
that the favorable results are beyond
what was expected. Figures Of
expansion since 1897 make an IN
e4ualed showing.
IF the Republican party is endorsed
Grant County herald. [volume] (Lancaster, Wis.) 1850-1968, 1912-08-28
The Sandman.

By popped swales from the Valley Of Sleep,
Past Slumber Hills affair."
The Sandman comes. when the shadows
creep;
And the frogs honk loud; and the gray bats
And the dusky moths fit ftfuIIy;
And the katydids chirp a lullabye
To the slumbering deodar
In the purple light, he fills his sack
With heavy sands, that lie
Shining golden and murky black.
By the Sea o. Dreams ;where the lotus bloc N
Breathes in the white of paper moon,
And mods to the breezes' gentle Groom.
Sleepily, wistfully.
And all night lor the Sandman HES
On the tail of a shooting star;
And his sands fall free on the sleepy eyes
OF tired CT ildren, and bring them dreams
And he scatterS shining or SOmbre streams
To the good or the bad. as best it seems,
As he travels near and far.
Then back to Dreamland the Sandman goes
When the swart sky pales with dawn;
There's a gentle swish in his trailing
Clothes
And sometimes, as he goes hurrying by.
You can catch rush. like the morning sigh
OF little winds knocking timidly
At your window when he's gone.
Grant County herald. [volume] (Lancaster, Wis.) 1850-1968, 1912-08-28
What Lincoln Did.

One more note of my fathers
must give. writes Helen Nicolay in
the September Century" telling
Characteristic Anecdotes of Lincoln
"a summary in Mr.. Nicolay's own
handwriting, made when writing had
become well nigh impossi Die for him,
of what Lincoln, his dearest friend
and greatest hero. achieved and died
for:
LINCOLN'S ACHIEVEMENTS.
Turned his defeat for the senate
into success for the presidency.
Took into the cabinet his rivals,
and made them his ministers and
servants
Conquered the Rebellion.
Liberated the slaves.
"Outwitted all the intrigues
against him in cabinet and camp.
"Gave his impIacable rival the
chief Justiceship.
'Disarmed all criticism by
shouIdering all faults.
Consolidated his party and in
creased his majorities.
HELD tbs people to their great
task.
Made the strongest argument for
peace. and the best defense of war
leave in his Springfield Prayer,
his Gettysburg address and his second
inaugural the most pathetic and
eloquent utterances of his time.
'Forcible in speech and faultless
in logic he enriched the language
with new proverbs
''Was true type and exemplar of
his country, his race and his govern
ment
''Wore honor without pride. and
welded power without oppression.
Lived like peasant by necessity
of birth and fortune, reigned like a
monarch by right Of representative in
stincts. native intellect, the wisdom
of humility and love OF his fellow
men.
Died a martyr and was wept by
the civilized world. =
Grant County herald. [volume] (Lancaster, Wis.) 1850-1968, 1912-08-28

There is no denying the good times
of recent years under protection
There is no denying the bad times of
the years which preceded them under
the Wilson bill Farmers, lahorers,
merchants. business men generally, is
it not safer and better to stand by
the party by which these good tin o:
have come, than to take chances ex-
perimenting with some other party
whether Democrat or so called Pro.
gressive ?-Ithaca Herald
Grant County herald. [volume] (Lancaster, Wis.) 1850-1968, 1912-08-28
MAKING BUSINESS FRIENDS AT
HOME.

When you desire to raise money
to put through business proposition,
do you board railroad train and seek
it from capitalists in some distant
city
Well, not very often. You 90
down the street calling on every one
in sight, and come back on the other
side.
And yet some 0f as who have often
asked for business favors of our home
people ia the past. and will ask for
them again, do not hesitate to spend
money freely and needlessIy IN
patronizing the merchants of other
scities, often too to our distinct dis
advantage and regret
Tt is an excellent principle in bust
ness to stand by the people that stick
0y you. The man who buys every
thing possible at home creates a circle
of business friends, who appreciate
MS loyalty, and would like to return
2it,so FAR as they can. These business
lrelations lead to personal friendships,
and they bring returns not from self
interest alone, but from ties of neigh
borliness and GOOD fellowship.
A good many things in life go by
favor When two propositions Look
about alike, you choose the one that is
packed by the man with whom you
have had some friendsly relation.
Every time any one buys at home he
creates that relation, and the fruitage
is kilely to come back with a sur
pTising amount of compound interest
some day, and it often comes from un-
expected quarters. The person who
buys goods Uf some distant concern
never gets anything in the way of
reciprocity for return. He has cast
his bread on waters that flow away,
and will never return. Who in the
big mail order house knows or cares
about him, save as one cog in the vast
machine Of distribution, to be ground
through the day s work without the
feeling of personal friendship OF
reciprocity