davidaulloa/AmericanStories huggingface dataset:
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
COLD SNAP HOLDS
=. CITY IN EMBRACE
Mercury Falls to 13 Above
During Night Many :
Furnaces Play Out.

Richmond shivered in the first cold
wave of the season Sunday and today.
Furnaces and heating systems were
given the first good try-out of the sea-
son, and in many instances they failed
miserably TO provide warmth for
homes and Offices.
The mercury began to drop Sunday
falling to "a. degrees the low
est record for the day During the
night the cold wave increased in in
tensity and at 6 o'clock this morning
the government thermometer at the
pumping plant registered 13 degrees
above zero-the lowest record for the
season.
Fruit growers and commission men
in the state were warned yesterday
by the weather bureau officials that a
cold wave was approaching. Indica-
tions today are that the cold snap will
cease. Thermometers throughout
the state registered between IL and Is
degrees above during the night
The wind yesterday was slight Oc-
casional snow flurries caused persons
to believe that a heavy fall of snow
would take place during the night. Re
ports from over the country indicate
that stock suffered little, as farmers
had prepared for the winter by hous.
ing their stock a few weeks ago.
Charity appeals were frequent to-
day. Both the township authorities and
the Associated Charities had made pre-.
parations for the advent of cold wealth.
er and were not taken of their guard
by applicants.
Citizens are asked to send cast-ofi
underwear to the Associated Charities
headquarters or to notify the authori-
ties that underwear can be had for the
asking
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
Important Investigation Re-
newed Today by Inquiry
into Baltimore Clearing
House Methods.
WITNESSES BEFORE
COMMITTEE TIMID
Attempt Made to Discover
Why Some Banks Were
Denied Membership in the
Clearing House.
(National News Association)

National News Association)
WASHINGTON, Dec 9.-The house
money trust investigating committee
pushed it's inquiry into the Baltimore
clearing house association today when
it resumed its session, begun last May.
Baltimore bankers who had been de-
MED the privilege of membership in
that association were sharply ques-
toned by Samuel Untermeyer, counsel
for the committee, as to why they had
been shut out. They hesitatingly re-
piled that they did not know.
John r. Bland, president of the
United States Fidelity and Guaranty
company of Baltimore, admitted that
he had received information that his
institution was to be received into the
association since the agitation started
by the money trust investigating COM
mittee had begun. Untermeyer tried to
get the witness to admit that the COM
mittee's action was responsible for the
action of the association, but he refus-
ed to admit this
One Application Denied.
The first witness was William
Clouds, president of the State bank of
Maryland, a Baltimore institution with
capital of 100000 Untemeyer ques-
toned him about the Baltimore Clear
ing house association and Cloud said
that the application of his bank for
membership in the association had
been refused
what reason was given?" he was
asked.
1--WE were told that we would have
to become full members if we wanted
to clear"
Mr.. Cloud said they made two appli-
cations for membership the last one
in May, 1911, but was Informed that
the, institution could not be admitted
He said his bank still was seeking
membership and was willing to sub
scribe to all the clearing house regu-
lations in order to get it. Mr.. Cloud
said his bank had conformed to clear
ing house rules regarding charges for
the collection of out of town bills and
intimated there was no difficulty over
that matter. -
To Be Admitted Now.
George B. Bland followed Mr. Cloud.
He said he had applied for member
ship for his company in the clearing
house and had asked for membership
under certain conditions. He said his
first application had mot been acted
upon. but admitted he had received
information that new regulations had
been made which would result in the
admission of his institution. Untemey-
er read letter written by Bland in
which he complained of his i'll success
in getting concessions from the clear
ing house.
Eugene Levering. president of the
National Bank of Commerce of Balti-
more was next called Untemeyer ask
ed him if he had and views as to the
advisability of having clearing houses
incorporated. Mr. Levering said he had
none.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
ANTI-LOAN SHARK
BANK WILL COME
Is Designed to Loan Money
to Poor Persons at Low
Rate of Interest.
TO FIGHTLOAN SHARKS
Institution Will Operate Un-
der the Morris Plan"
in This City.
TO FIGHTLOAN SHARKS

The Palladium Is, advised that an
industrial bank" designed to elimi-
nate the Loan Shark, will shortly be
established in this city by the Fidelity
Corporation of America, with head
quarters in Norfolk, Va.
This industrial bank will operate un-
der the copyrights covering the
Morris Plan," and is similar in plan
to industrial Morris Plan" banks op-
Grating in Washington. D. c., under
the supervision of the comptroller of
the currency, Atlanta, Ga, Norfolk
and Richmond, Va, Memphis, Tenn,
Baltimore, Md, and other cities. It is
described as follows by the Fidelity
Corporation: This bank affords the
small borrower, persons in moderate
circumstances, and those temporarily
embarrassed, dignifed and conserva-
tive credit facilities, and, in addition,
manages ingeniously to encourage sys-
tematic saving.
Although it caters by design to the
small borrower, and deprives the loan
shark of his victim by supplying him
with money at humane instead of In
human interest charges, it is by no
means a charitable institution and is
not handicapped by loan losses that
are feature of elemosynary loan es-
Establishments.
"On the contrary, the basic princi-
pies of the Morris Plan are those long
tried and proven worthy in the field of
sound banking experience, the unique
feature of this plan being the applica-
ton of those established principles to
the relief of a class of borrowers here
tofore without credit facilities. 1t is
estimated that only 20 per cent. of the
people of the United States have bank
ing facilities, and, paradoxical as it
may appear in the light of social JUS
tice, the 80 per cent unprovided for
are those whom a single unfortutious
happening will bring closest to need
for the very necessities of life. 1t is
this 80 per cent. that the Morris Plan
is designed to relieve"
The work of organizing this bank
here will be commenced within the
next few weeks. -.-----er-s.-- .srss4s-
This plan of bank is designed to ELI
inmate the loan shark by catering to
his trade at the legal rate of interest
and provides credit facilities for thous-
ands of needy borrowers that hereto
fore have been unable to secure credit
for anyone except the usurers. This
corporation is installing these banks
throughout the United States, and a
number are already in active opera
ton.
The proposed institution, in addition
to doing a great deal of good will add
a new business to the industries of
the city.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09

tide cheer to the hearts of the sick and
discouraged who have become ex-
hausted in their efforts to drive back
the wolf at their doors.
The Palladium is willing to assist
every good fellow" in distributing
good cheer to the homes of those peo-
pie who really deserve the helping
hand of their more fortunate broth
ers, and it will furnish the names and
addresses of deserving persons on
written application or by personal calls
to this office. If you, Mr.. Good Eel
low, find it inconvenient to call at the
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09

Every "good fellow" in Richmond
is expected to do his duty this Christ
mas season.
Each member of this big-hearted
brotherhood is respectfully reminded
that there are hundreds of people in
Richmond at the present time who are
actually suffering from the lack of the
necessities of life.
The local charitable organizations
are doing splendid work in assisting
the worthy poor. but the field is big
enough for the good fellows" to as
sist in the work-to bring real Yule-
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
Jack Frost Castle -
Home OF Santa Claus
"WA WIRELESS"

The Christmas spirit unsefish time
upon u.s. We need not remind happiness
comes through making others happy gifts.
Shop early this your cheer
gHby spoken
overwork brainag and tired
invite soul
around each gift
The advertisements appearing PALLADIUM every
until Christmas yeritabe
pick and choose leisure
what and where
quality.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
COMMERCIAL CLUB
MEETS TONIGHT

There will be meeting of the
Commercial club this evening W. II.
Stackhouse, of Springfield. o., w;H
not be present He was scheduled to
speak here on "Workingmen's Com
pensation Insurance A genera So
cial session wiz follow the buliness
meeting.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09

Palladium office clip the following,
fill 1t out and send to the Christmas
Cheer Editor" of the Palladium:
Il AGREE TO SEND CHRISTMAS
PACKAGES TO CNJTMBERl
FAMILIES SOME TINE THE WEEK
PRIOR TO CHRISTMAS OR ON
CHRISTMAS DAY ON RECEIPT OF
LIST OF FAMILIES FROM THE
PALLADIUM.
Signature
Address
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
PURPOSE OF PROBE.

WASHINGTON, Dec 9.-The invest.
igation of the so-called money trust
was initiated by the Committee on
Banking and Currency of the House of
Representatives, which on February
IL, 1912, adopted resolution calling
upon congress to Immediately institute
an investigation of the great financial
combination which was alleged to
have secured absolute control of most
of the money of the nation.
The resolution adopted by the
House contained the following resolu-
Continued on Page Eight
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
MAKES REPORT

The report of Henry Scherb, city
sanitary inspector. to the board of pub
lie works, called attention to twenty
five cases of scarlet fever in the city
and three cases Of chicken pox.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
SPOKE IN JAIL

The Rev Truman c. Kenworthy.
pastor of the East Main Street Friends
church delivered sermon to the pris-
oners at the county jail yesterday at
ternoon-
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
THE WEATHER

tonight and Tuesday. Rising tenn
perature.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
What They Lost by Force OF
Arms the Ottomans Ex-
pect to Win Back by Their
Diplomacy.
TO SAVE TERRITORY
THE FIRST OBJECT
Balkan States Will Be Rep
resented at the London
Farley by Their Cleverest
Diplomats. .

tNationaI News Association)
LONDON, Dec. s.-Hoping to Offset
on the feld of diplomacy what they
lost on the field of battle. the Turks
are preparing to resist with the most
aggressive diplomacy any one exces-
sive demand by the allies in the peace
which opens here Friday.
Diplomatic circles learned today
that the Turkish envoys are coming
here under direct instructions from
Sultan Mohammed V. to use every
method sanctioned by diplomatic
usage to save what territory and ma.
tional prestige they can.
1t thus appears that the battle Of
may resolve itself into a
contest between the "irreducible mini
mum" on the part of the Balkan allies
against the national honor of the OF
toman empire.
Each of the FIVE governments invol-
we'd will be allowed three envoys. II is
expected that the course of the nego-
tiations will be marked by social af-
fairs for the enyoys. King George may
give a dinner for the plenipotentiaries
IL they settle all the issues amicably
and without discord. OF the Turkish
delegates only the name of Osman Niz-
ami Pacha has been officially handed
in to the foreign ONCE. The Ottoman
g.
lect the best men.
Greek Premier Leads.
Because of the importance of his
standing with the Balkan league. Pre-
mier yenizeles of Greece is expected
to be one of the outstanding figures at
the conference. He probably will take
the place of one of Greece's military
delegates in the conference. the latter
acting as an assistant.
Premier Venizelos and Foreign min
lister Coromilas of Greece were two OF
the prime movers in the formation of
the Balkan leagues. Reports we're re-
ceived here today from Vienna that
Austria is urging Turkey to assume
an uncompromising attitude but on
cial circles close to the foreign ONCE
cast doubt upon this. They declare
that Vienna would not dare to threat
en- the peace of Europe SO openly.
In part said Kaimil Pacha. in q mes
sage from Constantinople: we have
very strong hopes that peace will be
restored but as the Bulgars have not
yet definitely formulated their condi-
tions. I cannot say whether this hope
will be fulfilled.
The Grand Vizier characterized
Greece's action as pouring water in
to her wine"
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09
LEAVE FOR TURKEY.

BELGRADE. Dec. e.-Servia's en-
voys to the London peace conference
left here today after receiving inai in
structions from Premier Pasitch. The
departing plenipotentiaries were @.
Noavkovitch of the treasury depart
ment, A. NikoIitch. speaker of the
skupathina and Gen. Boyovitch.
They will meet in Paris. the Servian
minister to France. Mr.. yasnitch. who
will proceed to London with the en-
voys
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09

Continued on Page Eight
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-12-09

lContinued on Page Eightl
The Guthrie daily leader. [volume] (Guthrie, Okla.) 1893-1996, 1912-01-27
ENCOURAGING MuRnER

The Bunalo Inquirer, commenting
M3an a letter from Booker r. Wash
instou 10 The C0mierJonnal con.
corning the evil results Of gun tot,
ing says
We have IN New York state a Aiw
Of Drastic form, forbiddins. under se-
we're penalty Tie earfyin. Guns and
feyolVers. In New YORK city The
Magistrates are dealing severely with
the gun t0tefs. but in Buffalo one or
wo severe sentences nave been fol.
lowed by tarcial ANA trivial sentences.
such as pufing The guilty ones on
pfabaiinn and suspension af sen.
tenee
lust note the next deadly shooting
aiifay, or me next arrest Of an allen
san loter IL Badalo, and likewise
iae le disposition Of the ease in
some court i minor jnrisdiction
Ihea do not blame the police for NOT
enforcing this santary law. TOO
much lcniencA in Tie courts uerhaps
the result OF illplaced sympathy or
peprnicians puff may resnt In lie
pernicious 'pul'-may result in the
hest laws continuation Of the murders
ana lhnrderons assaults committed by
The irresponsible gun tnters
BHflalo Is not alone IN her lack Of
protection The weak kneed. the
over.lenieni, tae crooked and The
saertsig ghted combine in most cities
ana throughout most state in Ameri.
ca. U encourage murder by letting
gun '1ters off with light penalties
or with no penalties. Lenency. npon
the part OF iuries when the pistol
carriers come into court arraigned for
murders that have resulted from the
slipshod administration of the law
against carryin concealed weapons
completes widespread encourage.
ment of murder that accounts for
America S unenviable homicide rannrd
The Guthrie daily leader. [volume] (Guthrie, Okla.) 1893-1996, 1912-01-27
NArInNAl HoNOR.

Chicago Tribune. The seizure #
two French vessels. By Italians has
given a dangerous tilr 10 French emo
tions. One vessel carried an aero
plane. Even as negotiations were be
ing conducted to determine the status
of the machine the Italians projected
into the controversy something OF
the seriousness or the Trent affair
by removing Turkish nurses from
another French ship
FrafIce imm9hately;iak the post
tion that an Insult as Heen offered
10 French honor I'd a stain has
been put on the FRENCH nag that the
question = nct jusnaaDle that it
IS nf@ y 70 arbitration, and the
FSr.s,.. &t3nal respect can ne salts
fieq esly by an apology aud the I'm
mediate release OF the persons taken
from tue Slip 4 naval demonstra-
ton Is ordered aud- a nation talks
war.
Now here Is exactly the sort OF
auesiien that should De nothing else
than arbitrative That two nations
should consider war a. possibility In
dispute of such CHARACTER IS an ar
piment for the peace treaties II there
ever was nne. such treaties might
The Guthrie daily leader. [volume] (Guthrie, Okla.) 1893-1996, 1912-01-27
'------------7---- 77-------777-l---
FORESEEING DEATH

John Stealy, OF Columbus. seemed
in good health on this particular Mon
day. Three days later he went TO the
undertakers and made arrangements
Tor his own funeral. says the Wichita
Beacon He named the pallbeareTs,
and disposed of his property He no
toiied the funeral director that he
would be expected TO take charge OF
his corpse on Friday And the corpse
was ready. He did nor commit sui
eide. He simply died
Such stories are not very uncom-
mon. Sometimes the great Event OF
all human lives is not so accurately
dated, but so often that among those
familiar with scenes OF dissolution
the thing creates no surp rise the
soul about TO depart knows that the
summons Is coming.
IL may be that our natures are so
grossly attuned thai only The most
fateful waves Of destiny can make
them yibrate 1t may be that tho tu-
ture tries TO tell itself to US at all
times and that we might hear il we
only had the organs with which 10
take in the message Iera Co.bnrn
knew mathematics by instinct tie
could, as an infant solve he most
complex problems in an instant hut
when he came to learn mathematics
as a science he forgot il as q gift
Blind Tom the inspired idiot felt
his way through the mazes OF the
most complex music, as Coiburn the
inspired infant. felt his way to the
answer Of tie most intricate problems
in mathematics.
These minds felt out accomplish
ments, as Stealy's felt its way to the
knowledge OF his coming death. Per
haps there is q Something in ms thar
always knows the future but ean not
tell us There are raYs 0f light
which our eyes can not see and
sounds too high Tor our ears TO near
So there may be messages from the
wonderful ineffable mess
ages-always sweeping our beings,
but in waves which our intelligence is
roo narrow 10 register. A prophet
may be simply a person with broad-
er range OF impressibility than we
common people possess
The Guthrie daily leader. [volume] (Guthrie, Okla.) 1893-1996, 1912-01-27
LOGAN COUNTY.

Clerk Superior Court, Walter T.
Warren.
Deputy Superior Court Elmore
Mckinley
Clerk District Court, Chas. II. Girls
void
Deputy District Court, Emanuel
Weinberger.
County Clerk, Chas Olson.
County Treasurer, Fred Ritterbusch.
Sheriff, Bart w. Murphy.
County Judge, j. G. Strang.
County Court Clerk, Mrs. Nettie
Smith.
County Assessor, Ch2s. Ice.
Register Of Deeds, w II. Mexican.
County Attorney John Adams.
Deputy County Attornen Arthnv
Swank.
Superintendent Of Schools, Neal
Humphrey.
County Surveyor, Bert Reayes.
County commissioners: John
O'Neal, Marshall; S. J. Favers, Ed,
Oberholtzer, Guthrie.
The Guthrie daily leader. [volume] (Guthrie, Okla.) 1893-1996, 1912-01-27
a DEMOCRATIC NAVAL POLICY

L.
he fact. that our navy is NOT ade.
quate and is not efficient results
from the short-sighted policy for
years followed by administrations ot
seeking TO make the navy snectacnlar
rather than practical OF makjno II
| ltop-heayy rather than effective nj
building battleships rather than eo.
operative naYa units. to use the
term winch Is common in naval par
lance says Lemuel p Padgett of
tennessee, in Maek's Weekly. For
years the cry has been for more bar
| iieships. ami more battleships have
been provided at enormous costs anu
TO the neglect of providing auxiIiaries
and accessories to battleships. such
Jas golfers, destroyers, submarines
tenders. ammunition ships, and the
IKE, which 20 10 make up the naval
unit, and without which the magni-
iicent and powerful battleships. even
Iin the opinion OF naval experts. are
little more than palatial floating ar
senals affording targets for foreign
lships TO shoot al in time Of war.
10 The stupendous task Of correct
ing insofar as is possible. the errors
,of Republican policy. and to make the
navy efficient. is the work of Chair
man Padgett in the present congress.
ilt cannot all be done i'll one session,
nor in one congress, but an improve
Iment over the present condition can
land VIII he made in the direction or
deficiency Such is the Democratic
naval policy, not 10 cripple the ma, a
establishment nor to be niggardly III
expenditures upon il. put to get the
most and the best at the least ex-
.pense and to make the navy ade-
.quate and effective. which it is not
today No man in the house is bet
ter qualified to attempt this under.
taking and TO mold the Democratic
naval policy than is Chairman pad
.gett. for there is no man in the
house who has given the navy aud It's
needs greater or more careful study
than has he During the ten years
that he has been a member Of the
house, he has served upon the com
mitiee on naval affairs anj although
coming from a district which lies hun
dreds of mites from the seaboard ne
has applied himself asidumsly to The
mastery Of everything which pertains
10 he great naval establishment
The Guthrie daily leader. [volume] (Guthrie, Okla.) 1893-1996, 1912-01-27
A Girls Wild Midt.inht Ride.

To warn people Of a fearful forest
fire in the Catskills young girl rode
horseback at midnight and saved
many lives. Her deed was glorious
but lives are often saved by DR.. King s
New Discovery in curing lung trou-
BILE. coughs and colds. which mignt
have ended in consumption or pneu-
monia. 1t cured me of a dreadful
cough and lung disease writes w
r. Patterson. Wellington. Tex. at
ter four in our family had died with
consumption, and ! gained 81 pounds
Nothing so sure and safe for all
throat and lung troubles. Price soc
and Sl.00 Trial bottle free. Guar
anteed by all druggists
The Guthrie daily leader. [volume] (Guthrie, Okla.) 1893-1996, 1912-01-27
a WOMAN'S APPEAL

To all knowing sufferers OF rhenma.
tism. whether muscular or oil the
joints, sciatica. lumbago, backache,
pains, to write to her for home
treatment which has repeatedly cur.
ed all of those tortures. She feels
it her duty to send it to all sufferers
FREE. You cure yourself at home as
thousands will testify-no change OF
climate being necessary. This sim.
pie discovery banishes uric acid
from the blood, loosens the stiffened
joints, purifies the blood, and bright
ems the eyes, giving elasticity and
tone to the whole system. If the
above interests you. for proof address
Mrs. NJ Summers, Box r, South
Bend Indiana.
The Guthrie daily leader. [volume] (Guthrie, Okla.) 1893-1996, 1912-01-27

not hold an angry nation. They can
not amend human nature, but taey
can express sane. intelligent aspira-
tions and ideals No treaties bind
when one or another Of TIE signatory
nations insists On breaking them. but
that is NOT an argument against en-
tering into compaets
That France should be willing Ia
talk war over what should be nofh-
ing more than an incident in inter.
national relations is MOI intelligent r
sane 1t is in accord with Old ira.
diti9ns which can not he welcomed
in this age National honor is not
involved in dispute over contra
band or ,eclnical violation OF neu-
traiiW National honor is something
bigger. nobler and more significant