Norwich bulletin., 1912-11-11
PENSION AND INSURANCE PLAN
Southern N E. Telephone Co., Likely to Put One Into Effect by January lst-Norwich Exchange Employs 35 to 40 Who Would Come Under Its Provisions Sickness Ac- cident and Death Benefits.

reached the age of 55 years and have
 been 26 years or more in service. The
 pension age of female employees is in
 each case five years younger than that
 of male employees. Any employe who
 has been 30 years in service, regard
 less of age, may be pensioned on the
 approval of the president of the com
 pany.
 The amount of the pension is auto
 matically based on the years of ser vice and the amount of pay, and will
 be 1 per cent. of the average annual
 pay for 10 years. multiplied by the
 number of years of service. Therefore a man who had been 30 years in service
 would get 30 per cent. of the average salary which he had been receiving during his last 10 years of service. No
 pension will be less than s20 month.
 Accident Disability Benefits.
 In the case of accidents occurring in
 and due to the performance of work
 for the company. the employe will re-
 ceive for total disability full pay for 13 weeks and half pay for the remain der of disability, up to six years. If the disability Is temporary, he
 will receive full pay for 13 weeks and
 half pay until able to earn a livelihood,
 not exceeding six years.
 Sickness Disability Benefits.
 Employes who are disabled by sick
 ness or accident outside of the regular course of duty after 10 years or more
 in service will receive full pay for 13
 weeks and half pay for 39 weeks; if from to 10 years in service, full pay for B weeks and half pay for 19 weeks; if from to 5 years in service, full pay for four weeks and half pay for nine weeks. In the case of em- ployes who have not been two years in service, heads of departments will be permitted the same discretion as here tofore in continuing pay during tenn porary illness.
 Life Insurance.
 In the case of death resulting from accident in and due to performance of work for the company, an insurance amounting to three years pay will be paid to the dependents of the employe
 the maximum payment being s5,000 In the case of death resulting from sickness or from accident outside the business the payment will be one years pay for employees who have been ten years or more in service and one half of one years pay for employees who have been from five to ten years
 in service, the maximum payment be- ing $2,000.
 Options Are Given.
 If any state statutes provide for | more liberal compensation than is provided under the benefit plan the
 statutory provision will prevail. Where the employees have legal rights. as in come accident cases, they will have the | option of exercising such rights or ac- cepting the company's benefits. The American Telephone and Tele- l graph company has set aside from its 1 surplus a fund which provides for l those whom it directly employs and | also provides a reserve upon which
 under certain conditions, the associated | companies may draw. This fund is | supplemented by funds set aside by each company. The total appropria- tions will aggregate something more | than S10,000, 900. The benefits, 1t is | estimated, will cost annually about | 1000, 900 more than the present pay | rnents on this account.
 The administration of the funds vii be in the hands of employees benefit committees of five. to be appointed by | the board of directors of each company The committee of each associated com. | pany will have Jurisdiction over the
 benefits for employees of that company