The Richmond Virginian. (Richmond, Va.) 1910-1920, 1912-08-30

NEW YORK. August 2s.--The IN
oroasa in uumbsr of automobile acci-
| dents as shown by the percentage
! tables OF the insurance men Ia hkeiy
/ to lead to an advance In the premium
/ on automobile insurance, tEuS addahg
another item to the high cost or
motortnc Gasoiene is going up: in
/ snrance threatens 20 rise, and the
| penalties For infractions Of the speed
I laws tend always 70 increase.
! the insurance tables show that IN
/ 1ett Of losses paid by one insurance
7 roropany or claims sotailing more
than $4,000, GOO, 2f.s per cent %er~
/ accounted for by automobile risks,
/ This companys business Shove ed III the
wars from 1909 TO 1905 inclusive thai
80 nNr -ant were paid on autofh"-
E,,;,a claims; m 1907. "a per cent: IN
/ 1908. 6.5 per cent: m l"e3. IA Pei
cent and in 1910, lA.l per cent
II was suggested at the recent an r"
,,nai meeting Of the international As
ISOLATION If Casualty and surety On
T 3erwrIters that there st1oufti- s-A7- Il
/ fycrease in the rate for the average
( artomobilc owner personally oPefet-
ing and caring for his sat some
! owners in fact. II was said. coEln nor
/ safely be insured ar less than ne
/ "extra special hazardous rate. An
argument brought forward was mat
the locomotive engineer is charger tIs
"a thousand for his insurance, tLt ahat
, his ia safer occupation than ias'
driving OF high powered car.
His road Is chartered TOT nun
and he Is provided with every 80
Guard human and mechanical, fhAt
s,sars of experience can devise. lie
! does not 60 through the country over
strange roads at sixty miles an hohr
without signal light to guide him or
knowledge of the condition OF tne
road over which he must pli'1 "'S
train" the argument ran.
we charge the engineer ~ saso :
lone engine $40 a thousand, yet tht
danger Is practically only OF expl"s1o"
and that only in very rare instances
There is no chance of the enslns
running over any one when NJ s.ai x
il. OF exploding tires. OF skldaihs
~ being run over by railroad iran
or - collision, 80
.tyys charge chauffeur sic
thousand, vet his position depends or
his care in operating the car. h'
Is axuerienced and does the r.gh'
thing insttuctiveiy. He has nothihe
~ divert his mind His interest,"
NOT IN the scenery nor the bea iiH ~
ladies who adorn the fonneau. he .fa'
| NOT spent an evening at the c'o'
and n he wishes TO hold his posi-
Ition he learns early that there Is
strict prohibition applicable TO chauf
| fe,rs onlT against the mixing OF al,
cohoI and gasolene. even In very s''"
quantities .a. tn.
Thus the argument In tha' tht
owner who operates ought 70 pay
more than the chauffeur because, az
/; must be inferred, his Joo doe'
mob depend upon running the ca
r,ght He is not experienced, doe'
not do the right thing instsnetiveiy "
IL always looking out OF the wlnao~
~ h.ck In the tonneau, he invariaoi,
lands his evening at his club. ahe
his regular mixture is alhono. p y"
gasolene, with a distinct leaning ."
ward the gasoiene being on the siae
docs the insurance company app,
,ba same arguments In the case o
~ woman who owns and operates
o,,er wor,en in the topneau ana IN
INN high life could hardy De use'
as points against her