St. Johnsbury Caledonian. [volume] (St. Johnsbury, Vt.) 1867-1919, 1912-07-10

times if such matters are neglected,
not only loss of property but loss Of
life results before conditions can be
remedied.
A new form of insurance receives
attention in the report-inter-in-
surance or reciprocal insurance.
This is in effect mutual insurance
without the formation of a corpora
ton, each person effecting his in
surance through an attorney repre-
senting all persons joining the as
ISOLATION. The attorney receives
from the insured the premiums and
in turn pays the expenses and loss
es as they occur. Such associations
in getting the business eliminate the
agent and broker and by claiming
not to be a corporation or COM
pany subject to the general laws
respecting insurance companies at
/ tempt to eliminate state taxes and
departmental fees. This matter, the
report says, has been brought in
\ formally to the attention of the
commissioners of this State and is
now receiving the attention of
committee of the Convention of in
| surance commissioners which is en-
/ deavoring to recommend a uniform
law to be enacted in the several
states to provide for permitting such
associations to do business under
some law providing proper require
ments and suitable regulations, and
it is expected such report will be
made before the next session of our
General Assembly convenes. - Bur-
lington News.
Another Experiment.
The democrats at Baltimore after
much travail and sorrow have final
ly agreed to try another experiment.
Having failed repeatedly with Bry-
an, the orator, and also with Parker,
the lawyer, they will now see what
they can do with Wilson, the school
master.
1t is purely experimental. Cover
nor Wilson has never yet proved that
he is a statesman. His admirers
have Dragged about his record as
governor of New Jersey, but as a
matter of fact, his record there is
not one particle superior to the rec
ord of Governor Mead in Vermont.
In some respects it is not as good.
In Vermont, the republican major
ity in the legislature enacted few
creditable measures. In New Jersey
the republican minority In the legis-
lature aided by few progressive
democrats, did a number of good
things for which all the credit has
been claimed for the governor by his
friends. In neither Vermont nor
New Jersey does more than fair
share of the credit belong to the gov
ernor.
Governor Wilson may be the
statesman that his admirers think he
| is. We would not say that he is not,
for as a matter of fact, nobody knows
not even Governor Wilson. Our
| friends, the Democrats, are merely
trying another experiment on the Vo-
tiers of the United States.
| For the moment the interest CEN
! tiers in the nominee, but the real
meat in the cocoanut lies in the en-
vironment and the platform. Wilson
comes before the country as the lit
tie brother of Bryan. Bryan could not
himself be nominated but he dictat-
ed the nominee and wrote the plat
form and herein lies the danger.
The democratic party has surren-
dered completely to the free traders,
the wild cat banking and currency
schemes of Oklahoma and the Bour-
bon stupidity OF the south.
There are many good things in the
Baltimore platform, but there are al
so several dangers. Free trade is
beautiful theory and there is no
question but that it will reduce pric-
es to the consumer, but at the ex-
pense of wages. Free trade is the
silliest form of insanity that ever OBJ
sessed a political party.
1t would be ruin for the working
men and the farmers of this country
to attempt free trade as long as the
great European nations with whom
our workmen compete, maintain
protective tariff.
Woodrow Wilson is a scholar and
a gentleman, but there is absolutely
no reason why anybody save Bryan
tie and free trader should flock to
his standard. He is purely an ex-
pertinent and experiments in states
manship are often dangerous. Ben
nington Banner.
As PericIes Saw 1t
Epithets paid no very high divi-
dends at Chicago. At Baltimore the
investment was not so heavy, but
the returns up to Date seem to be
correspondingly meager. At both
places efforts to prescribe any parti-
cular class of citizens from political
rights and activities failed to COM
menu IuGu1SS1NCS. 4nSJ NJ Oh
play, for one thing. For another,
they are not wise. They are not in
accord with the right spirit of re-
public-not of ours. or of any other
that ever had much success.
Some twenty centuries ago the
greatest citizen of the greatest re-
public then existing touched on the
point. Pericles, in lis immortal flu
neral grafton, explained to the Athe-
mans the success Of their institu-
lions, and this was one of the things |
he said to them:
There is no exclIsiveness in our
public life, and in cur private inter |
course we are not suspicious of one
another, nor angry with our neighbor /
if he does what he likes; we do not |
put on sour looks at him which. |
though harmless. are not pleasant. /
While we are thus unconstrained in
our private intercourse, a spirit of
reverence pervades cur public acts;