The citizen. (Frederick City, Md.) 1895-1923, 1912-05-10
PUBLIC GENERAL LAWS.

be elected or appointed by the en-
ployees or by the employer and the
employees in such manner and under
such voting arrangements as the con-
tract may specify.
The payment of the premiums to
the treasurer shall relieve the employ
er, and the penalty above prescribed
for misappropriation of the funds re.
quired to be applied to insurance shall
apply to such treasurer.
Section TO- In case of non-payment
of the premiums within one month
after the same are payable, the in
surance company shall within two
months after the expiration of such
month send notice of such default by
mail to the insured and to the Insur-
ance Commissioner Of the State.
The insurance policy or contract
between the employer and employee
may specify shorter period than
the one herein provided for.
Until the required notice shall have
been sent, the policy shall not be
forfeited for non-payment of the pre-
MUM.
Section II. The employer may also
advance the premium of insurance for
such number of employees and at such
rates as may be agreed upon between
him and the insurance company, and
may thereupon be supplied by the in
surance company with blank policies
to be filled in by him with name OF
any beneficiary under the provisions
of this Act, and to be executed by
him as agent of such company, and
he may thereupon reimburse himself
for the amounts payable by the en-
ployee by deducting the same from the
wages of such employee.
Section u. Such contract may pro-
vide that upon termination OF his en-
ployment from any cause whatever the
employee and his dependent shall
cease to be entitled to the benefits OF
such insurance except as regards &C.
cidents occurring before the termina'
ton of his employment
Arbitration.
Section 10. Such contract may pro-
vide that any controversy regarding
the extent of disability or the extent
of dependency, or any controversy
between dependents as to the amounts
payable to them respectively, shall
be settled by arbitration, the arb1-
traitors to be named by mutual consent
of the parties; and should the parties
fail to agree upon an arbitrator, then
the arbitrator to be named by judge
of the Circuit Court of the county or
City of Baltimore in which the acct
dent happened, and the award of such
arbitrator shall be binding upon both
employer and employee or his de-
pendents, as the case may be.
Section IA. Any insurance paid In
accordance with the provisions of this
Act shall not be liable to attachment
by trustee, garnishee or other process
and shall not be seized, taken, ap-
propriated or applied by any legal or
equitable process or by operation of
law, to pay any debt or liability Of
the insured or any beneficiary, nor
shall any claim to insurance money
be assignable by payee before the
same is paid.
Section Is. A contract Of insurance
in pursuance of the terms Of this
Act shall not relieve the employer
from liability for any accident direct
ly due to his failure to supply any
safeguard required to be provided for
the protection of employees, by or
pursuant to any statute or ordinance,
or any regulation under any statute
or ordinance, unless it shall have been
impossible to comply with such re-
quirements by the time the accident
happened, or unless the enforcement
thereof has been suspended on order
of a court of competent jurisdiction.
Section 49, Every employer shall
file with the Insurance Commissioner
copy of the form Of contract and
policy which he shall use under the
provisions of this Act, and in the
event Of such form being departed
from in any particular case shall also
file a copy Of such particular con-
tract.
If he shall fail to do so. he shall
be liable to a penalty of fifty dollars
in each case, to be recovered in an
action Of debt in the name Of the
State.
Section II. A quarterly report Of
all settlements and payments of In
surance benefits shall be filed by the
employer with the Insurance Commits
sioner. If such employer shall fail to
make such report in thirty days after
demand by the Insurance Commits
sioner, he shall be liable to a penalty
of fifty dollars, to be recovered in an
action of debt in the name Of the
State.
Section IS. The Insurance Commits
sionar chalI nranara blanks of con-