The Richmond Virginian. (Richmond, Va.) 1910-1920, 1912-09-08

CHICAGO. Sept. Life insurance
men. delegates 20 the American Life
Insurance convention, meeting At the
Hotel La Sale. injected little
psychology into their discussions to-
day regarding the best risks In human
lives. The net results OF the discus
sions was the decision that among
the religions the jew is the best FISK.
AS TO the occupations among wom-
en- the startling conclusion was reach
ed that the housewife. the ordinary
Kind, u he tends baby, and ttzrfrs stock
ings. Ia almost the poorest risk in the
world. Only chorus girls and house
servants were mentioned as poorer
risks
AS TO religions 1t was decided that
next to the Jew, the Catholic was
the best risk, and Professionals the
poorest. The latter HTs CfassTHod Hs
they rank from Christian Scientists,
the highest in rank, to the Metnodfsts,
the NEST dangerous risk --
In writing the average policy the
question of religion is not gone into,
but in writing big policies mans
religion, is investigated as well az
his politics.
And Politically.
Apropas of politics the rating is IN
the following order Republicans.
Democrafs Prohobitionists, Bull
Moosers, and Socialists.
DIR. f. J. Sprantling, OF Atlanta
Ga, is BY common consent the ofh-
cial statistician, psychologist and
theorist of the convention.
strange as 1t may seem, religion
plays an important part in the esti-
mating OF the degree of risk In insur-
ance policies" said Or. Spranthng.
The Jew, is the best risk In this coun-
try. There In les sof fervor and ex-
citement In his religion. and Ii is more
conducive TO natural living than any
other religion This In particularly
true OF Their women. They live nat
urally, have fewer worries and less
. illness.
The Catholic religion is more rit-
nalistic than the Protestant, and II
seems to be less of an effort for its
worshippers to live normal lives
Methodist Poorest.
| As among the Protestant religions
the Methodist are among the poorest
risks They are forever worrying
about their salvation, make more Ia
Dor of their religion than almost any
other class. and seem to be making
daily and hourly inventories of their
sins.
! Il believe that the sutfragist is the
best risk in the world, said RI. q.
Austin, president of the Old Colony
Life In Chicago They are out getting
air and exercise. they forget be wJoT-
rfes Of the home, and have mental
exercise enough to preclude the prob
ability of nervous disorders i am
going to write every one | can.
Not H. chimed ], w. Fitzgtbon,
| of South Bend They Will he getting
ItTfe franchise pretty Soon, and then we
will have to give them war permits.
No, stree, They are u bad risk
| Contrary to common opinion, the
housewife Is one OF the worst hazards
| in this business, said j. d. Gold. Jr.,
| OF Raleigh. n. c.. president Of the
convention.
Their hours are worse than a POI
ilicenian's. their habits sedentary, they
lare exposed to disease of all sorts
their worries are endless, only
know TWO classes of wdmen who are
risks. ana thev are servants and cho
rus girls"
THE best risk among women are
the milliners,' volunteered DIR. Sprant'
ling They have good hours. pleas
ant surroundings and live well. There
is just enough of art In their work
! to keep them in the right frame OF
mind; not the distracting sort of ar
which leads to temperaments and bat
nonners among opera stars
| Married women, as well as married
men. are really the best risk. not Sc
much because they are married, as be
cause of the fact that the best type
physically and mentally, general,
marry Those who do not marry ar,
subnormal In about ninekv nine pei
cent of cases noted
The convention will close with i;
banquet tomorrow night.