The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-09-24
COMPUL sorry INSURANCE
Rv GEO. W. Mcdaniel, D. D.

in the House Of Parliament He 10
called an advanced statesman; 10 the
father Of much radical LEGISLATION; and
is idolized by many and despised by
not a few Englishmen. He was the
author and successful champion OF
the National Insurance act. passed oy
the last Parliament and operating IN
Great Britain since July Is. 1912.
The bill Is longer than the American
Constitution and more dihcult to un-
derstand. Indeed. II has confused ana
cofounded the working people TO an
extent which must be seen to be ap-
preciated Out of the mass Of pro-
visions and exceptions the substance
OF the art seems to be as follows:
All employees between the ages OF
sixteen and seventy who earn less than
$500 per annum. and all manual looor-
ers, no matter how large their income.
are compelled to be insured according
to the provisions of the bill The nor
NAL rate charged Is four cents from
the State six cents from the employer
and eight cents from the employe, per
week When the workman Is twenty
one or over. and the wages are under
thirty-six cents per day, the worker
pays nothing. the employer pays
twelve cents and the State pays SIX
cents per week.
Every employe, As described above,
must procure a CONTRIBUTION caro-
from the approved society OF which ne
or she Is a member, or from any post
Office The card costs nothing. II has
thirteen blank spaces for stamp LOT
every Monday from July Is. TO October
Is. This card must be presented to
IA
The employer 10 required to buy in
surance stamps from the post-omce.
Before paying the wages he Is required
to put fourteen cents in stamps on the
EMPLOYEES card and TO deduct eight
cents of il from the wages The en-
ployer is not entitled TO substract from
the wages or to otherwise recover
from the laborer the employers con-
tribution weekly contribution Is
payable by the employer Tor each
week, commencing Monday, during the
whole or any part Of which the contri-
butor has been employed. Thus. you
see, the employer Is responsible ior
obtaining the stamps from the post
once and also for putting them on
the card. The penalty for violation.
as an employer, is $50 for each vto-
latiop, and IL the contributor Is
member Of an approved society he
NAV take proceedings against his en-
ployer and secure damages FOR any
BENEFITS which be may have lost OF
account Of the employers d!sobed'enc-.
should the emp!oye fail. without rea-
sonable cause. to deliver contrioa-
ton card to his employer, or fail In
any other way to comply with the act.
he is liable to fine. upon conviction. OF
not more than $780,
The dement's derived from the insur-
ance NAV be classified as. nb Medical
that Is doctor and medicine. or '1
special circumstances, money payments
instead. d, Sanatarium. that is treat
men, in a hospital or in some otner
way in case o. consumption %, sick
ness. amounting to sac per week for
,xen,y-six weeks commencing on the
fourth day Of sickness 90 Disable
men,. amounting TO $50 per week
after the twenty six weeks IL stu N
capable of work tsp Maternity.
amounting to $50 for the wife apon
such occasion. Trsdcsuen may pay
stx cents per week 20 the unions a.
snsurance against nonempaoymens.
and the Labor Exchange becomes the
clearing house for this and the COM
ouisory tax. This last feature. % Tar
a know, does not obtain 10 sny
other country.
WORKING women. whether ssu6Ss OF
married.. are insured under the act
upon practically the same terms. In
the case Of Q woman the employer
md STATE pay the same - with Q
man-ssn eenss-and she Pays stx
eeoss. or swo cents less thsn . work
inemaa. The Ssaeass are the seme
ss with men IN al cases except SICK
os.s. where Q woman Seeesvo 0nly e1.S>
per week for twsnty-stx weeeo. 10
THE communication - IN sse I've
prscedine. money 10 stated In Solless
en6 ceuss. nave reduced the Eng
ilsA 70 the American deuominstions
upon the basis o. two cents for
peace, swensy-fOur eenss Tor SMILING
"a avs aoSlsss for . pssoa
n = - - cry - - jUoU1Ol
vpou sSe D9sso g ~ 80 -
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