davidaulloa/AmericanStories huggingface dataset:
The Logan Republican. [volume] (Logan, Utah) 1902-1924, 1912-05-25
Life Insurance
The Ordinary Life Policy.
(By Richard Simis)

Although as the result of the stress
of keen competition and the natural
desire on the part of the many COM
panies operating in the life insurance
field to attract in as great a degree
as possible the favorable attention of
the public to the particular merits
that their policy contracts had to of.
fer, large number of seemingly diff.
ferent plans of life insurance plans
have been evolved and developed, the
fact still remains true that broadly
speaking, all plans of policies divide
themselves into three general classes,
and that all policies, whatever the
name that may be applied to them,
are but notifications and embellish
ments of these.
They are known as the ordinary
or straight life;" the limited pay.
ment life," and the endowment" poll
cies, the two latter being in fact but
notifications of the straight or ordin.
airy life policy, that being actually
the basic insurance contract.
The ordinary life policy is con-
tract to pay the face amount to some
designated beneficiary or to the es-
tate of the insured, upon the death of
the person whose life is insured under
the contract, regardless OF when that
death occurs, and provided only that
1t occurs while the policy is being
maintained in force by the payment OF
level premium fixed definitely for
life. 1t might properly be called a
continuous premium" policy, the
premiums TO be paid for life, and the
benefit paid at death. Modern poll,
cies of this class provide that in the
event of discontinuance OF the prem
ium payments, the insured may re-
ceive in settlement of his personal
equity in the policy certain de
| finitely stated amount of cash., which
is actually the legal reserve on the
policy that the company has been in
vesting for the support OF the risk
or the equivalent of this cash in the
form OF policy upon which no furth
er payments are required to be made
by the Insured, and that is payable
in cash whenever death occurs. This
is known as the paid up policy val
ue' and is actually the amount OF
single premium insurance that the
cash value will pay for at the now
attained age of the insured under the
original policy. There is still an
other mode Of settlement that the
Insured may avail himself OF in TIE
event OF desire to discontinue his
premium payments, which is known
as the Extended Insurance" pro
vision; this prodives that II the
insured does not avail himself OF
either the cash surrender value, or
it's equivalent, tho paid up Insurance
value, the policy will continue In full
force for certain definite number OF
! years and days, duly specified in the
The Logan Republican. [volume] (Logan, Utah) 1902-1924, 1912-05-25

and Democratic fight in November
| This talk Of compromise and boiling
should be discountenanced. There ar,
some things that cannot be honorably
compromised, and the only result OF
a bolt 10 to aid the common enemy
What's the use of it?
Is 1t not far better to make the
fight among ourselves and then.
whatever the outcome,> present a
solid front to the Democrats, but
with the determination, II all is not
right in our own ranks, to resume
the campaign to make 1t right.
Any other course will put the Re
publican party out of business for
four years and possibly Tor great
many more. The Republican party
las been the great factor in placing
the United States in the strong posi-.
ton she occupies today in relation to
both domestic and foreign affairs.
There is, therefore, disloyaity to
country as well as to party involved
in any bolt.
ANY Republican who takes an in
terest in politics should make his
tight within his Laty.
The Logan Republican. [volume] (Logan, Utah) 1902-1924, 1912-05-25
T. r. BUTTONS

The last few days we notice few
T. h. buttons in evidence. We are
wondering what has become of those
followers of Senator La Toilette who
were in the lime light some time ago
They are certainly keeping mum.
The Logan Republican. [volume] (Logan, Utah) 1902-1924, 1912-05-25
A GREAT UTAH

Alive to the fact that 1t Is impos-
sible to make a great Salt Lake City
without a great Utah. the Salt Lake
Commercial Club has instituted get
acquainted. excursions, and to-day
Logan has the pleasure, Of entertain
ing several hundred good boosters.
We are glad to have them with us and
feel that some hints will be dropped
that will help US in improving and
developing our county, while per.
chance some one may take away some
ideas that will be beneficial in other
parts Of the state. These affairs help
us to understand each other better,
and thereby make 1t possible to do
more for the benefit Of all. The
gates Of the city will be thrown wide
open while the boosters are here, and
we trust they will have an enjoyable
and beneficial time.
The Logan Republican. [volume] (Logan, Utah) 1902-1924, 1912-05-25
NO compeofsE! +
AND NO BOLTING.

The Republican primaries recently
held in Ohio indicate that the Buck.
eye State turned down her own son
in favor of Colonel Roosevelt Of New
York. This appears to be a hard
year on native sons. Early in the
campaign New York spoke in favor
of President Taft, and against Col
onel Roosevelt her own son, AMI 10.
ter Iowa turned down Senator Cum
Ilins, the author of the iowa Idea"
las Ohio goes so goes the Chicago
convention" has been the conclusion
of many of the politicians, and other
close and unbiased observers, yet
Notwithstanding this statement the
two candidates, President Taft and
Colonel Roosevelt, seem to be going
into New Jersey with all the hope
and vigor that has characterized the
Ohio Campo gn. President Taft an
ncunces that he has sufficient votes
to win. but that he is going t. fight
TO the end to make II doubly certain.
Colonel Roosevelt says the Ohio can
paign settled the nomination and that
he is sure winner. Notwithstanding
the claims of both they are going into
the New Jersey campaign just as if
their fates hinged on that state, and
It no doubt will be thus until all the
delegates are elected.
For some time there has been talk
of compromise candidate, and now
that both candidates are so certain
in their own minds, and apparently
so close together, even perhaps so
close as TO give Senator La Toilette
the balance of power, the talk OF a
compromise candidate will no doubt
be revived. OF this, however, we think
there should be no serious thought or
consideration. The contest has been
waged by Taft and Roosevelt. 10
other candidates have been consider
ed. These have made the fight, and
one of them should be nominated.
Taft is our first choice, Roosevelt
our second, and If 1t cannot be Taft
the Republican hopes 1t will D,
Roosevelt II it cannot be Taft then
in all fairness 1t should be Roosevelt,
for Roosevelt alone will have made
IL impossible for Taft to be nominated
and he will be clearly entitled 10 lie
fruits of his victory.
No compromise, and no boiling
should be the determination of the
delegates at the Chicago convention
Let the honor fall to one or the
other of the men who have made the
fight, and the vanquished support the
victor We have no patience, and 10
use for the bolter We have no crit.
ism Tor the man VINO, becoming dis
Eustod with politics, consistently re,
mains out Of it altogether, but the
bolter does not come within that des
"" sc Is in politics whether
With one party or the other, and hes
70 good TO either.
II must be Taft or Roosevelt in
June and then a straight Republican
The Logan Republican. [volume] (Logan, Utah) 1902-1924, 1912-05-25
r +
THE COST OF LIVING MAKE
CHEESE A LUXURY

i i i.
THE COST OF LIVING MAKE
CHEESE A LUXURY a.
J.
The soaring price OF meat has re.
vived the high cost of living Ques
ton acutely. All sorts of substitutes
are being offered for meat-fish.
fresh and cured, milk, eggs beanr,
nuts and cheese. Cheese became a.
favorite during the first II. c. of l.
conclave. Its value as a substitute
was emphasized by Secretary Wilson
Of the agricultural department, who
issued bulletin entitled Cheese and
Its Economic Use in the Diet" Some
have called it "Uncle Sans Dream
Book" 1t made strong case for
cheese, from smearcase to limburger.
It's palatability was shown to be ser.
md only to its food value and the
recital of many experiments dem
that II could not be re.
sarded as causing auy physiologicai
disturbances with the re; son OF nor.
hal health. The prejudice agains!
cheese was pretty thoroughly re.
moved by this bulletin of Secretary
along with the desire for
meat. Everybody began to use molG
cheese and less meat. The house.
Nives procured copies of the secre-
Iary's recipe book and cheese Was
in manifold forms, some
times three times a day.
But there was no appreciable Te-
q case Ia the price of meat, for any
oeriod of time. None of the men,
hers of the packers trust went into
insolvency. The cheese propaganda
did not bother them at all. The,
were disturbed only by the failure of
the government to cheese II" with
respect to those criminal prosecutions
in Chicago. The government lost Is
case and the price of meat has gone
up steadily since, whether in response
10 the verdict is a matter not yet de-
termined.
Supply and demand are held by
the packers and by butchers big and
little all over the country to deter.
mine the price; but it is found that
the cheese campaign, which must
have resulted in wonderful dimi
mutton in the consumption of meat,
had no effect on the price of beef
The less meat was used, apparently
the less there was of 1t to be used.
for the price has gone up steadily
As the demand fell off, the supply
had to fall off to even a greater eX.
tent in order TO bear out the theory
OF the butcher; and all quite contrary
TO the rule.
Strangely enough II did not work
out that way with the cheese. So
soon az the public began 10 use
cheese more freely, and the family
saw macaroni and cheese, and Boston
roast and baked eggs with cheese
take the place of meat on the table,
the price Of cheese began to go up in
response to a natural law that had
In some manner been repealed with
resnect 10 meat And chaasn 10 ~
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01
TH|RT|ETH BALLOT
; DID NOT NAME THE
I DEMOCRAT NOMINEE
CONTINUED from Page One)

ling under the domination OF Thomas
iF. Ryan, August Belmont and J. P.
Morgan. l tell you that not one of
these men is in any way under such
Influence.
"Of all the delegates on the floor
outside of one man he named the
brightest and most powerful The
brightest and most powerful is the
iEentleman from Nebraska. Col Bryan
never intended to support the candi-
date of'this convention unless that can
didate were Bryan himself. He has
supported Wilson at one place and
CLARK in another, all the time, howev-
ie!. seeking for his own selfish purpose
a deadlock out of which he might pro-
(duce his own nomination" Stanchfeld
closed his address by saying that as to
his own personal vote it was cast for
Woodrow Wilson of New Jersey. He
said that his delegation is in favor of
any candidate who is the strongest
candidate for election.
AS the New York lawyer left the
stand a dove flew from the gallery and
went directly over the heads Of the
chairman and the speaker. "A dove of
,peace," shouted a delegate with irony.
Senator O'Gorman demanded vote
1'I vote for Woodrow Wilson," he said.
However Chairman James announced
that under the unit rule the ninety
rotes.of New York would be for Clark.
Indiana Drops Marshall,
-. A resolution was offered by John B.
Knox Of Alaska, to remove any dele
gate who.attempted to promte discord.
Indiana tried the gentle art of sug-
'Eestion when she was called upon in
dhe twenty-ninth ballot, by increasing
her vote for Kern from two to four. In
the twenty-eight ballot Indiana's thirty
delegates deserted the Hooser candi-
tdete, Gov. Marshall
Iowas vote was challenged on the
grounds that the delegates had no rea-
sson to drop the unit rule. The chair
ruled that a resolution passed outside
iof the convention had no effect and
that the poll taken in the convention
twas the rule. The chairman from the
iowa delegation said the poll showed
:141s Clark and 111z Wilson, but the
vote held as a unit for Clark.
j An excited delegate form the Kan
sas delegation demanded that the vote
of that state be cast for Wilson. He
said that two-thirds of the delegates
had been instructed that the vote be
so cast The delegation stood in their
chairs, angriEy shouting for the poll.
Keep quiet.and you willsget it," said
the clerk.
! He finally got the delegates to order
and the calling of Kansas started. The
vote stood 10 to 6 in favortof Wilson
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01

than Woodrow Wilson apparently left
the New Jersey governor and Champ
Clark in the identical attitude of pad
ding their own canoes without refer
ence to what transpired in room Gil
at the Belvedere hotel, wherein Bryan
court is held.
The Gap Was Widened.
1t left the convention with three
forces, each claiming sufficient
strength to deadlock the convention
indefinitely. 1t left these three forces
further apart than they had ever been,
with new Goals added to the fire in
each case.
Primarily there was the New York
delegation, as the center pin of the
conservative forces. Mr.. Bryan had
run the New Workers into a pocket at
the start of the voting. He had thus
cut off the communication between the
progressive ranks and the conserva-
tive ranks by setting up a challenge
for any man who dared seek coalition
with the Murphy clan. The Murphy
votes, a total of 80, tied with a unit
ribbon that made the package cohe-
sive and forceful, were angered by
the Bryan coup. They declared that
they would accept nothing that bore
the Bryan stamp"
About this nest egg of conserva-
tism there were banked such delegates
as followed the Harmon and Under
wood flags. Not all OF them, to be
sure, for many progressives were in
both camps, but the major part Of the
two elements are markedly conserva-
tive. They claimed the balance Of
power and the ability to prevent any
nomination that did not please them
Next came the Clark forces with the
insistence that they had the essential
strength to hold the convention with
out result until it could either win or
retire with credit and flying colors.
Hearst Raps Bryan.
The Clark position was today stated
with directness, and with much ex-
preston that shows the real sentiment
of the Clark leaders, by William Ran
dolph Hearst, who has been a promi.
nent figure in the Clark campaign.
After reviewing the campaigns of the
past in which Mr.. Bryan figured, Mr..
Hearst said in formal statement:
81 came to this convention to sup
port progressive principles and pro-
gressive candidate and to oppose the
political bosses and the privileged in
terests as | have always done and al
ways will do. l came here to support
the Democratic candidate, even though
it were William Jennings Bryan, al
! though l and every other friend of
Mr.. Bryan have come to know that he
Is never grateful for service, nor 10y
al to a friend The spirit which / felt
seemed to me to be shared by nearly
every other Democrat that l met at
this convention, and this convention
opened with Democratic prospects
brighter than l have ever seen them
before"
He referred to the antagonism which
was aroused at the Chicago conven-
ton, and charged that the Democratic
convention had aroused even more bit
terness, and added:
But into this convention has come
candidate with the greatest number
of delegates, estimated by the direct
primaries, which expressed the peo-
pies will If this convention is a pro-
gressive convention, and if the watch
people rule how can this convention
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01

is shown in the votes of the Under
wood column. All sorts of dickers
We're made from the start of the days
work looking to the handling of this
force.
The declared determination of the
Clark leaders to force Mr. Bryan TO
either prove or retract his statement
with reference TO a deal between the
Clark and Tammany forces. promised
to furnish the fireworks of the ses-
sion if the program laid out was fol-
lowed.
The mathematical status of things
at the time of the converting of the
convention was practically unchanged.
Three forces, aside from Mr.. Bryan,
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01

afford to reject this candidate and de-
ny the right of the people to rule?'
Mr.. Hearst then asks how the con-
vention can reject a candidate who for
eight consecutive ballots polled the
majority vote of the body.
Parker for Clark.
Alton B. Parker, who was temper
arv chairman of the convention, said
today:
Il still believe that Clark will be
nominated. The adjournment of the
convention until Monday was to his
advantage. There is no foundation
for the statement that the New York
delegation would swing to Gaynor, Tn
derwood or another. l can not con-
ceive it possible that the delegation
will swing to Wilson. We have voted
for Clark for sixteen ballots. and We
will say with him until the finish"
Charles F Murphy heard the state
ment Those are my sentiments" he
said
Tom Taggart denied that he had
the promise of New Yorks support
for Marshall. Il wish had" was his
comment He added that the New
York delegation might support Kern.
but he could give no information upon
which to base such a statement.
Following the Bryan statement in
which he named Senator Kern, Sena-
tor-elect James, Senator O'Gormon,
Senator Culbertson and Senator Rey-
nolds, offering possibilities for the
do RI cfo iph
the Wilson ranks generally accepted
as notice that Bryan would not re-
inlist in their corps when his present
voting term expired, the Wilson work
ers began telling New York that the
support of that delegation would not
be regarded as tainted.
Wilson Men Eiated.
The Wilson people were elated over
the prospects. They pointed to the
gains they had made and said that the
day would bring still larger accretions.
Senator Jim" Reeves, who was a New
York state senator before he went
west to get under the umbrella of a
new state, Arizona, which has already
sheltered him to the proximity of a
federal senatorship, said today:
MY state has been voting six for
Clark. l changed Saturday to Wilson
Three other delegates from Arizona
will make the same change"
The Wilson people actively worked
on the Underwood delegations. They
claimed that Mr.. Underwood would
shortly release his followers, and they
| counted fifty southern votes that they
| confidently placed in their column up
on Underwood's withdrawal.
Mr.. Underwood's followers said that
| this might be all right on paper, but
that they had no immediate intention
| of getting out of the way. They
thought that they might as we'll count
on some of the Wilson and Clark
| votes coming their way.
All hands joined in the statement
that analysis of the list of dark horses
| taken from their stables by Bryan
showed that four out of the five were
obviously not possible at this time
Various reasons were assigned for this
| view, which was so general as to make
its mention essential to a proper tell
ing of the news.
Changes are Expected.
Changes are expected today, or at
least during the evening, in the votes
of Arizona, Maryland, Indiana, Iowa
and Washington. The utmost interest
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01

Luisa Capetillo, the young writer
and member of prominent family of
Porto Rico, photographed in the garb
in which she appeared on fashionable
Fifth avenue, New York. 1t consists
of dainty lace and linen coat, full
length, full carelessly over striking
boomers, which reach from an inch or
two above the angle to the waist. Miss
Capetillo's costume attracted so much
attention that the busy avenue was
congested with thousands of people
and scores of automobiles and other
vehicles. And matters became so bad
that policeman requested her to pin
down her coat as far as the knees at
least, which she did
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01

tied outside the convention hall, wait
ing the inspection of the makers Of
presidential candidates. They faced a
situation far more complex than had
been found on any preceding day, with
much to befog the long fight and little
to clarity any of it's details. Facing
the twenty-seventh ballot, they saw no
great gaps in any of the leading items
of strength that had been in evidence
when the convention dropped it's pick
and shovel to avoid a violent collision
with the fourth commandment and the
azure statutes of the commonwealth of
Maryland.
The pronounciamento from William
Jennings Bryan in which he turned the
limelight upon five possibilities other
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01
SUIT FOR DIVORCE

Suit for divorce was filed in the
Wayne circuit court this morning by
William III. Campbell versus Gather
inc Campbell. The allegations in the
complaint are that the defendant ban
doned and deserted the plaintiff and
has refused TO live with him. The
complainant states that they were
married in Covington. Ky. in 1908.
and that the defendant left him March
%, 1910.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01
A Safety M atch.

Papa. what is a safety match!"
Mr.. Henpeck docking carefully TO
see if his wife is within hearingl-A
safety match. my son. is when bald
headed man marries an armless wo-
man.-Illustrated Bits.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01
RRYANIS ANSWERED.

BALTIMORE, July 1-Delegates to
the Democratic convention this morn
ing came from their beds wondering
what sort of dark horse had been
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01

wanted-50 men TO work on the
street. Inquire at West Fifth and Main
streets. Trippeer & Son. Contractors.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01

marched thither, each confident that il
could either dominate the situation or
prevent the others from doing so.
The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1912-07-01
REEF TONGUES

Smoked ones. sweet, picked or fresh
tongues, at Schwegman's Meat Mark
cts. l-St
La Junta tribune., 1912-07-06
JOHN DOE

ior the (republican. democratic or social
isO nomination ior
office, subject TO the action oi the people
at the assembly and direct primary cleo
ton to be held September 10. 1912
La Junta tribune., 1912-07-06
coosebsrriss prositael. crou.

Says Captain Newton. manager of
the local canning factory: Il con.
slider the xooscbcrry crop one Of tn.
most profi'abl" To be raised. Down
~ Msnzsnoia tho canning factory ba.
already this season pu, up 30. 900
gallons of this fruit up IN las, Sat.
ur''ay night u I. almost impossible.
10 Hill the Eooseberry. either h,
rat'l" getting inso the patch. by
frost or otherwise. Many p.op,.
think u IL = hard job 10 pick IN.
bushes. This. however. L. very sim.
~. VITA . smsll hand instruu.nt.
tAs bsssch~s are stripped with ease
- speel. TIE sooseherry vii, pro.
La Junta tribune., 1912-07-06
Rsisustieo.

Leave your business At the ofios:
Leave your labor ~ the shop
Garry troubles In the. .da aytime.
In the evening let them drop
Though YOU have not ~on . niiiioo
And tn. chance to win 10 bad.
When you meet the wife and kiddies
Act ss though you thought you had
Days ~er. made perhaps for labor:
Nights were made TO take . rest
II you use them for that purposs
Ssat Ay you can meet With ssst
II you carry home your burdens.
There to shift them con and p~~-
We'll. the specialist wiii get you
In about year or 20
work like forty tandem ensinss
II you want to through the day:
with the whistle In the evening
Fold al once the work away
And forget II until morning
Let II csas. to buzz snd hum
Doubt not for a single minute
IL viii be there when you come
whats the object OF the Ia Dor
Z you cannot rest swhil-
Ard have leisure for . moment
To receive and give . smlief
And the only valid reason
For the effort you can give
In that when the day u finished
II enables you TO live