davidaulloa/AmericanStories huggingface dataset:
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-11-24
FIN ANCIAL

OUR BANKING PLAN GIVES YOU
per cent on 81 upwards tax Tree
Let US explain. Established u years,
Box SO. city.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-11-24
CHRISTMAS GOODS

IF YOU WANT LAMPS. CARvERS.
rocket or table knives. We have
them. will sell wsasIow ball-bsaring
skates for sl:5 q pair for the next
fifteen days Come quick before
they go. J. EDDIE wOoD. 2,s West
Broad Street
HAVING DECIDED TO DISCONTINUE
business. 1 have placed all goods or
sale at prices below actual import
cost Ny store wi!l be open Until!
Christmas. Parties interested In my
line will md It very profitable 10
caII ana secure gooos OF their choice
at very low prices Thanking sou
in advance. A. G. YARD. 2l1 North
Fifth
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-11-24
WHAT CAN

VOL PUT ON YOUR FLOOR THAT
VIII do the work OF q quart OF klor :
dixie Floor Stain: Answer. nothing.
II you don't believe II, try It. 40
quart: any color. vACGHAS'S. Madi-
son l6i.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-11-24
Bankrupt Rotife6

NOTICE OF FIRST MEETING Oh
CREDITORS.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-11-24
SHOE REPAIRING.
Noo lofe For ClaseIftran0n

[oO latf $0r CIa6DtIttaISe"
r~TaEL11Y WHO Vas SEEN 70
aicE IN diamond and pearl brooch
friday afternoon in front Of Geo. "
ANDERSON & Sons carpet store w1ii
return same to 2110 East 0racs or
phone Madison lI4i-J she VIII 70
ceive reward.
FOR RENT. SECOND AND THIRD
ssoyies. one or both: 2Sxs0 feet: high
pitched: good light: centrally To-
Gated. Address T. o. Box ass, Rich
moud, Va.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-11-24

Waited. roc SEE o6lc 1400k
OF xNAe JEWELLERY. AND CON-
PARE OUR PRICES: EVERYTHING
GUARANTEED. w. IL COWARO1N
4 SONS. JEWELERS. AND IN
GEaAvERa 1915 z. MAIN ST. P8OND
MADISON A417.
FOR HARDWARE. CARP EN- DR
tools. window glass. paantA oi0 and
floor stains go 20 J. EDDIE WOOD.
2OS West Broad Street
FINE UPHoLsrERINo AND NAT
TRESsEs.
WE REPAIR AND UPHoLsTER yUR.
piturs In best manner. make over
old mattr, SEES like new. send Tor
and return them tho same day.
(signed) JACOB UMLAUT. Phone
Madison 329?.
TYPEwRITERs OF ALL STANDARD
month. three months. IS and u1.
Ghsss .S AMEkTSAS s TYfEE ':1 Ts's
Street. Phone Madison szsS.
WATCH REPAIRING
YOUR WATCH REPAIRED OR CLEAN.
ed by WIN. TOBIEN. JR.. 10 . guar.
antee that It 10 done .propssly: 70
years experience. Cleaning. u; main
springs. 81. 49s East Broad street.
STORAGE.
CHEAPEST STORAGE IN CITY, q
per load. Store your furniture, bug
Eies, automobiles. pianos At TO4P-
KINS. 327 West Broad
RELIABLE TRANsFER.-MILLNE
30c North Ninth Street. hauls trunks
for csc; claim checAs issued At tbs
house for y~ur BAGGAGE two men on
our wagon. Phone Madison i445.
OLD STAMPS wANTED-wE PAY
Ss high as $1,000 for certain old
Is43 TO ls70-you may find . for
tune. Also old stamp collections
wanted. Buying list. loc G, p
HUSSMAN STAMP CO., Ill North
Garrison Avenue. 81 Louis. NO.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-11-24

In the matter of NO. l2os.
RONALD T. HUBBARD. In
Bankrupt. BANKRUPTCY
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-11-24

NOTICE OF FIRST MEETING OF
CREDITORS.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-11-24

In the matter of No. 1905.
JOSEPH W. pOANE. In
Bankrupt. BankruptcS
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03

Does Andrew Carnegie wish to die
a poor man?
That is, relatively poor?" The
term does not mean that he may
some day seek relief from his own
pension fund. But man who ten
years ago could count his wealth in
the neighborhood of 5000, 300, 900
might be called poor if that fortune
should dwindle in a decade to some
thing like S7OOO,OOO or $S,OOO,OOO In
deed, with the latter sum to his
credit the name of Carnegie would De
far down in the list of great Ameri-
can fortunes.
The question of Mr.. Carnegie's
present. wealth was suggested by his
testimony before the Stanley Steel
Investigating Committee in Washing
ton last Wednesday. In this evidence
these words seemed to summarize
Mr. Carnegie's attitude toward his
fortune:
You know my scheme of life is to
spend my old age not accommodating
but distributing surplus wealth"
Those familiar with Mr.. Carnegie's
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03

With such a deduction from the
$207 100000 received on the forma-
ton of the Steel Corporation, Mr..
Carnegie's capital would be still in
the neighborhood of 100000, 900,
making him one of the richest Ameri-
cans of his day.
1t is doubtful, however, if this COM
putation on a conservative basis rep
resents the limitations of Mr. Carne-
gie's wealth. In 1899, before the
steel merger his fortune was esti-
mated at $2O0,OOO,OOO. Any additions
since the Steel Corporation took over
his property may be considered the
natural increment to his fortune, as
Mr.. Carnegie has declared that since
then he has not bought a share of
stock and never will"
The ways in which such fortunes
increase in an amazing manner is in
stanced in a story told of Mr.. Car
negie-apocryphal, of course, bot pre-
cisely to the point. One of Mr.. Car
negie's close friends called OH him, so
the story goes, and was shown by
him through the residence on Fifth
avenue, then recently completed.
After they had looked over the great
hall, the marble bath the great or
gan, and the long library overlooking
Central Park, the visitor turned 10
Mr. Carnegie and remarked;
This must have cost you a lot of
money Mr. Carnegie?"
"To tell you the truth" Mr.. Car
negie replied, 1T didn't cost me a
cent"
How do YOU make that out?"
asked the astonished guest.
1T was like this" Mr., Carnegie re-
piled. 81 bought this block of ground
from Fifth to Madison avenue a mum.
Der of years ago. Its value increased
rapidly, When ! was ready to build,
sold off the Madison avenue end
and got enough for it to pay me what
| had spent for the whole plot"
but that didn't pay for the fine
house you have here" retorted the
guest, doubtfully
"Oh! About that Mr. Carnegie
continued confidentially. that was a
rake-off from Frick."
A reliable statment made in 1902
placed the sum of Mr.. Carnegies cap
ital at $275,OOO.OOO, including the ex.
listing premiums on his bonds and
several millions of dollars in gifts be-
slowed but not paid over. This would
produce interest, on per cent ba-
sis, of $13,75O,OO per annum.
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03
ACCOUNTING DONE BY
ANCIENT BABYLoNlANS

Recent discoveries of the wonders Of
Babylonian civilization, Reinforced by
the fruits of earlier explorations, show
that Business is business as a rule
of life is as old as history
AS far back as 1000 years before
Christ the Babylonians had made such
progress in commercial aptitude that
special laws had to be framed to deal
with those gentlemen who tried short
cuts to wealth. The young man with
expectations realized In those days
with less regard to the sacredness Of
the person and the right to live, bor-
rowed, as his modern prototype not in.
| frequently does today from the pro-
fessional money lender
The Babyonian merchant banked
regularly and issued his brick checks"
and bills of exchange. and the law
stepped in, even as il does today, to
preserve inyiolate the rights Of prop
erty. So keen were the business in
stincts Of the people that even the
priests were not above a deal in OFFER
ings and in real estate. Indeed a great
CONTINUED on page twentyl
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03

books and sayings in past years will
recall that the same thought seems
to have required constantly and to
have found utterance in phrases even
more outspoken.
For instance, the maxim THE man
who dies rich, dies disgraced,' has
long been associated with this philan-
thropist and might almost be called a
tag" to his personality Nor is the
strength of the popular belief weak
ened by the fact that this maxim is
merely paraphrase, as Mr.. Carnegie
explained recently. of a statement IN
his book, The Gospel of Wealth, -
published in 1891. What Mr.. Carne-
gle really said was that millionaire
who boards his wealth, instead of adj
ministeriHg it as a fund for the serv-
ice of his fellows, should die ''un-
wept, unhonored and unsung"
In his later volume, Problems of
Today" Mr.. Carnegie wrote:
ITO keep a fortune is scarcely less
difficult than to acquire it"
And again, in the same volume.
"The acknowledgements truth is
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03

that huge fortunes, so far as their
owners are concerned, are as useless
as the Star or Garter are to their pos
SCISSORS, and not so ornamental"
Such phrases as "a miserable hoard
of dollars ascribed to him. in 1902
and his description of money as "only
dross,' in his speech at the opening
of the $12,OOO,OOO Carnegie Institute
at Pittsburg in 1907, have frequently
seemed to be indicative of his view
point in his advice to young men and
his democratic spirit with those not
so fortunate as he.
Such opinions gave point to Mr..
Carnegie's remark in Washington last
Wednesday. 1t seemed at first glance
as if his fortune might have dwinded
in the last decade to a surprising de-
gree.
His evidence showed that lin 1901
the Carnegie Steel Company sold out
to a combination sponsored by J. p.
Morgan, which was to emerge as the
United States Steel Corporation. The
price paid was $42O,OOOOOO. OF this,
Mr.. Carnegie and two relatives re-
ceived $213,OOOOOO. Those who shared
in this were Mr. Carnegie, his sister
in-law, Mrs. Lucy Carnegie, and a
cousin. Mr.. Carnegie testified that
his portion amounted to 49.5 per cent,
or 100000
This vast fortune, it was under
stood, was practically all in bonds ii
the new Steel Corporation. Mr. Car
negie's gifts for public uses since
then have usually been in such bonds.
The latest estimate of his benefac-
tions to the present place the total
at more than $2OO,OOO,OOO. Has the
Carnegie fortune vanished?
The answer forms a curious com
mentary on human nature. For one
thing, it indicates the inability of the
average man or woman to grasp the
real meaning of 500, 100000. 1t does
not help much, but may furnish a par
allel to say that this vast sum would
come within $1O,OOOOOO of paying the
public debt of Mexico, would very
nearly buy all the personal property
in the State or Alabama, or pay the
expenses of the army and navy for
1912.
Mr.. Morgan seemed to realize bet
ter than Mr. Carnegie how the aver.
age man, with his limited standards
of comparison, could not grasp the
full proportions of such figures. In
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03
New American Cardinal Greeted Tens
Of Thousands on His Return to America

January e ohm Card ina y Is C among lis pepI h k
ii d 81 a the after from he bgh in
III t.
through o aa
turned Ito % era "a N a a n a
this e Via have yo don Il @ or r l it is a o s. o
na % m e
wnh6 nd but eel = G great In dd oil i
VISIT ROM can d ed e ne g o POI Plus to a zee
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03

A business associate on the other
hand, estimated when the Steel Cor.
poration was formed that Mr. Carne-
gies income was somewhere between
$24,OOO,OOO and $26,0OO,OOO year;
while in 1905 it was said to be in the
neighborhood of $2O,OOO.OO a year,
indicating an increase of $4,000, 300
in capital since 1901.
From 1901 to 1908 the list of gifts
aggregated upward of $11O,O0O,O0 or
an average of S22,OOO,O)O for each of
the five years. Since then. or be.
tween April 4, 1908. and April %,
1911, the list of gifts was swelled by
additions totaling about 1913. 600, 900,
an average of $11 100000 for each OF
the three years, In 1911, as was
/ computed recently Mr.. Carnegie's
benefactions aggregated s2O,516,1OO.
FEom these figures the impression
is gained that his income and mis-
benefactions from year to year are
not widely at variance.
From these estimates it would APP
pear then, that the gifts of Mr. Car.
negie have not made serious inroads
into his capital. which is over $780,.
100000, and probably nearer $3.50.
100000 and that his income ranges
from $13,OO).OOO to $4,000 900 per
annum, and is possibly about midway
between the two.
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03
$2OS,3S5,OOO

The available figures cast much
light on these expenditures and their
inroads, if any, on his capital.
AS a basis, there is the per cent
income on the $2O79OO,OOO Steel Cor
poration bonds. This would amount
to S1O,395. 300 per annum. To spend
this would be. to the average man, "a
problem almost as elusive as his men
tai grasp of the principal sum. This
would be $2S46 richer every time the
sun rises; he would have $119 added
to his bank account for every hour
of the day.
In the ten years since he retired
from business, this annual interest
would foot up to S1O3,95O, 900, or
about one-half of the total of Mr. Car
negies benefactions. Nor does this
sum include. of course, such of the
interest as may be earned as mere
ment on unused income
There are indications from the es-
Inmates made from time to time of
Mr.. Carnegie's wealth, that the sums
mentioned as capital and income
must be regarded as the nuclei rather
than the aggregate of the philanthro-
pists fortune Mr.. Carnegie began TO
give money for libraries as early ds
1888, making donations of $4,000 or
100000 in modest way. In 1884 Mr..
Carnegies wealth was estimated ut
$15,O0OOOO His gifts did not begin
to attract attention until nearly ten
years later, or in 1898.
Charles NJ. Schwab, in his testl-
mony before the Stanley investigat-
ing committee, fixed the Carnegie
profits from the steel industry at
$6,OOO,OOO in 1896, $7,OOO,OOO in 1897,
$11,OO1,OOO in 1898, $21, 100000 in
1899, and $4O,OOO,OOO in 1900. Then
came the formation of the Carnegie |
Company of New Jersey as a phase
of the organization of the great Steel !
Corporation. In the books of this !
concern Mr.. Carnegie was set down |
as holding $S6,379,OO0 in stock and |
about the same amount in bonds.
This aggregate of over 70,)0O,O00 !
was contrasted with gifts to Libraries !
up to that time of about $40,000,000 |
and other gifts of not more than
$50 1000.
These figures are vital in casting
light on Mr. Carnegie's probable cap
ital and income, as compared with
his benefactions since his retirement
from active business when the Steel |
Corporation was established in 1901.
AS has been indicated, Mr.. Carne- |
gie's bonds have been earning for |
him $1O,S95,OJO per annum since then,
or a total of s1O9,95O,OOO. Adopting |
the latest estimate of sos 1886, 600 as
the total of his gifts for philanthropy |
and education to the close of last
year, such a comparison would leave
more than $1OOOOO,OO0 unaccounted
for, or, possibly, a draft on his cap
ital.
From the total of his benefactions
and gifts, however, must be deducted
the S4OOOO,OOO bestowed before the
formation of the Steel Corporation,
and. therefore. not entering into the
present computation of capital and
interest.
This would leave balance of about
100000 900 over and above Mr.. Car
negie's income from his bonds to be
drawn, possibly, from his capital.
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03

of what purported to be an incident
when the Steel Corporation was
formed. The remark was attributed
to Mr.. Morgan that very few people
could realize what $4OO,OOO,OO meant
and that millions might have been
added to the capital stock of the
Steel Corporation and few would
have had a clearer idea of the vast
aggregate. The point of the story ss
thus told was the inability of most
people to appreciate $4OO.OOOOJO when
they say it. Mr.. Carnegie gave a diff.
ferent twist to the story in his testi
mony before the Stanley committee
last Wednesday when he exclaimed
What a fool | was to sell out ia
tho Steel Corporation for only S420,.
100000! / have since learned from
the inside that we could have re-
ceiyed 100000 300 more from Mr..
Morgan if we had placed that value
on our properties"
The comparison of the $2O7. 900. 900
which Mr.. Carnegie received when
he retired from business with the
S2OO,O0O,00O and upward he has spent
in his benefactions, also ignores the
question of the interest he receives
from year to year on his investments.
Herein is the key to the situation.
Mr.. Carnegie himself probably
could not say, offhand, what his for
tune amounts to in dollars and cents,
as is frequently the case with men of
his class Such summary would be
as elaborate as the balance sheet of
a big business house. The totals fiuc-
tuate constantly. Indeed how little
his stocks and bonds seem to mean
to the philanthropist was shown in a
dramatic and rather startling manner
during Mr.. Carnegie's address at the
opening of the institute in Pittsburgh
in April, 1907. His words were not
in the version of the address pre-
pared beforehand and given out to
the news agencies. They were de-
liyered impromptu, to all appear
ances, with visible emotion and with
effect on the distinguished
auditors. AS he spoke of his gifts TO
the institute, he said
1T is true l gave some pieces of
paper, but they do not represent any
thing in my mind because ! do not
part with anything that could under
stand. 1t is true that these bits Of
paper represented bonds, but | had
never seen these bonds. I cannot feel
that | own a mountain. / don't think
any man can really feel he owns a
of land. Let him walk over
or heather and say to him
self, These mountains are mine, and
he will not be able to make himself
the meaning Of the words.
So it is impossible to make ones self
that he owns a great for.
tune. ! don't miss the money gave.
SO far as l know, there are as many
bonds in the safe deposit vault as
there we're before"
To say that Mr.. Carnegie's capital
has dwindled very materially since
he retired from business and began
to give away millions would, indeed,
be a reckless assertion in the light of
this statement and on the face of the
The income on his invest
ments amounts to a fortune itself
every year. Some shrewd observers
even assert that his benevolences,
with his personal and family expen-
ses added, do not approximate his in.
come for the corresponding twelve.
month.
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03
What Andrew Carnegie May Be Actually Worth Nov

His Testimony Before the Stanley Com
mittee Gives Interesting Figures That,
Taken With Previous Statements,
Show That His Capital Is Unimpair-
ed and What He Gives Away Does
Not Exceed His Annual Income.
The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-02-03

Mr.. carnegie's Donations to Date.
Carnegie Hero Fund Com
mission Omitted States
States and Canada)...S 100000
Hero Funds for Other
European Countries 60. 725o,OoO
Carnegie Foundation for
Advancement of Teach
ing Observation-Disclosures. 100000
Carnegie Institution at
Washington ........ 22,OOOOOO
Colleges in United States
and Canada ........... 2O,OOO,OO)
Colleges in England. ..... 6,SOO,OOO
Carnegie Trust for the
Universities of Scotland. 100000
Carnegie Dumferline Trust 100000
Carnegie Institute at Pitts
burgh ................. $4,000 600
Carnegie Relief Fund (for
Steel Workers. ....... 100000
Gifts for Church Organs. 100000
Building for Bureau of
American Republics at
Washington .......... $4,000
Building for Hague Peace
Tribunal ............... 100000
Endowment for Interna-
tional Peace ....... 100000
Libraries ................ 5O935,OOO
Carnegie Corporation of
New York ............ 25,OOO,OoO
United Engineering Build
ing, New York City. 100000
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-03-19
HOUSES FOR RENT

seHarsNrtNNepeHa
s2s.O0--5-room modern brick; 9Th
ward.
sfO.00--5-room modern furnished;
4th ward
s25.O0-5-room modern; large
porches; Highlands.
ti2.00-t-room COTTAGE splendid
condition.; Highlands.
SiO.00-4-room cottage; near shops.
si2.OO--4-room cottage; West Gem
trail.
.00--7-room elegant house;
large porchos and yard--lease. High
lands
f25.00-7-room modern frame;
Highlands.
We keep all OF our rental property
In good repair.
JOHN rs. MOORE REALTY 60.
Phone 40. 2ta ~. Gold Ave.
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-03-19

March Is the month when ones
thoughts wander toward the veil
oounter-the month OF al others
when onc's hair refuses TO remain as
IL Is supposed to do the month when
ones skin needs all the tender care
and attention that can bs given II.
SO the lady fair who rs wise and
who Is bent on looking lovely" at
all seasons and times is paying, spe-
cial heed 10 creams and complexion
brushes and all the things that CONF
hine TO keep ones skin In good condi-
tion. And she is devoting quite a
bis Of thought 10 the selection OF hair
nets and 10 wells.
The singing. injurious winds make
the wearing OF wells n necessity rath-
Ter than q luxury.
Such eccentric woHves have been
worn by some OF the women who are
without vanity--no woman OF great
vanity could gain her own consent TO
hiding her pretty face behind one Of
these curious looking meshes
We are promised prettior, danticr
designs for spring wear and the
promise brings delight. The thin
white silk wells will still be IN favor,
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-03-19
Of Interest to Women


not alone FOR their prettiuoss but DO.
cause they are 50 easily washed aud
therefore quite economical. Some
wise person suggests thai the woman
whose skin Is not as fair as that OF
little MISS Slxteen- fear.O old had bet
ter conflno her choice TO cream or
ivory tints rather than the blue
whites.
The new double meshed wells are
lovely, especially IN black and white
and rose and black, and the tinted
chiffon wells are said 10 be absolutely
rainproof and as q perfect protection
against wet and dust, can me-. be
cqualcd. These latter ones lbs ones
OF chiffon. are much IN favor With
the motorists and the women Who DO
a great deal Of walking.
The dotted veil does not seem to be
much IN evidence these days, and /
dare say Il Is just as well 50 far as
the good OF ones eyes are concerned.
Wells must be clean-thcge Is moth.
ing more distasteful than a solled and
mussy one--this Is n good thing to
remember when purchasing veils--get
one that win wash whenever II IA
possible to do so.
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-03-19
BEL0IT GLEE CLUB
WILL PLAY HERE
SUNDAY NIGHT
Wisconsin Boys to Entertain
Santa Fe Employees and
Friends in Elks' Theater;
Have Good Show.

With a bunch OF brand new college
SONGS ana many new stunts, tha BE.
lott Glee club, of Beloit, Wis, will
arrive IN Albuquerque Sunday morn
ing aud on Sunday evening will enc
tcrtain the Santa Fo employees and
their friends In the Elka lheaiey
From nll along the line are coming
boots for the Beloit boys and u ~
certain they viii be greeted here by a
big audience.
Miss Smith Here.
Miss Helen Rogers smith, a song
lecturer, and Miss Jane M Walker
her aCeompanist both of Lansing
Michigan, are IN Alhaquefque today,
guests at the Alvarado hotel They
are travelling over the Santa ne cir.
cult They played IN Vaughn and are
booked to appear "a Wlnalow tomor-
row night Miss smith sings songs
and lullabies and Is known on many
vaudeville and chaulauqua circuits as
a splendid entertainer
Albuquerque evening herald. [volume] (Albuquerque, New Mexico) 1911-1914, 1912-03-19
CARRIzOzO HAS LIVE
CIVIC LEAGUE WHICH
rs CLEANING UP TOWN

(9ettini Cerreanpnaence a. enc msrnI6l
caffi1oxo, N. ~. March io,--With
tor'y-two members, Cnrrizozo believes
enc hns the largest ana most prosper
ons civic Improvement leaano N pro-
portion "a her slae 20 be- found Ia tho
state. airs. 0eoFee 1. Clriek b. press
ident Az a practical means OF car-
rylng en- the Work of civic improve-
ment, the league has divided The town
into VS. districts. each one Do ch1rfe
loo % chairman, and systematic and
onective cleanup crusade has been
inauguralcd.