Oxford Democrat. [volume] (Paris, Me.) 1833-1933, 1912-06-04
AHUSBAND'S DUTY
He Owes It to His Family to Have
His House In Order.
PROVISION FOR THE FUTURE.

A Few Very Sensible and Very Prae-
tieai Suggestions 70 the Man Who
pessn't Stop to Think About What
May Happen When He 10 Gone.
There are any number Of men who
are the most indulgent Of husbands
and fathers, providing a good living
for their families and who yet live up
to the limit of their incomes. with
never a thought for the future and
never an effort to protect their loved
ones and their homes In case OF their
death.
To such men. as well a. to those
who are provident, but who keep put
ding OF the arrangement Of their bust
ness affairs to meet such an emer'
gency. the following sensible sugges
tons By Willis Frederick Dix In the
New York Independent may be OF In
terest:
Is your house really In order7 Out
wardly. perhaps. yes. since your wife
10 q good housekeeper. but how about
your own personal affairsi Your law
yer has perhaps drawn your will for
you. and yOur personal accounts are
businesslike. but have yon looked that
will over recently. and 10 the case Of
your death Is there some one In your
household who Is sufficiently familiar
with your account book to understand
your systemI
Have you tried to imagine Just what
condition would exist In your family
Immediately after your death. and
have you carefully provided for that
condition. These and a number OF
similar questions must be answered
satisfactorily before you can say that
your house IL really In order.
The following are a few practical
suggestions which. II you think them
over and act upon them. mag be the
means of saving you or your family
from some seriously inconvenieni
plight or actual trouble and loss.
First of all. make a point OF keeping
your wife ,or some member OF your
household, familiar with your system
of personal accounts. Let her know
where your safety deposit box is
where you keep the key. where you
letter Ole relating to these business
matters Is kept and just what you
relation to your business Is. You know
It is quite possible that you will die
sometime.
Keep your tre insurance policies u
your safety deposit box. where they
will not be burned with your house
and keep In the same package with
them. plans and specifications of you
house, so that the fire insurance com
panies can know definitely Just how
much it would cost to replace 1t. Witt
your furniture insurance policy keep
detailed inventory Of your household
effects, with statement Of their values
1t would be impossible for you to d.
this from memory after the goods have
been destroyed. and much needless
trouble would necessarily ensue with
| out such list And do not rely who'll!
upon you agent to renew your policies
as they expire Keep list OF thu
dates of expiry in your account book
where you will see them frequently.
Suppose you should be run over ant
killed today. Have you looked into tn
law of your state to ascertain whethe
or not your safety box would be seal
| ed, and II It would be sealed are Their
any documents in 1t which your famil!
would need before 1t were official!
opened by your executors in the pres
ence of a state officerf Your execution
may take q year to settle up your es
tate. How about ready money for tn
use Of your family7
When man draws up his will 1t
seldom that he appreciates the fac
that his cash In bank and the interes
accrued on his investments up to tn
date of bis death become principal AM
cannot be used by his family to pa.
their current expenses following hi
death.
An excellent way for q man to b
sure that his family. upon his death
will have ready money at once. ire
from all complications. Is to take on,
In addition to his regular insurance.
policy for say 81 900 or $1,000 In favo
Of bis wife or some member Of hi
family.
This SUN will have nothing to d
with the legal formalities necessary Il
connection With the settling up of tn
estate and can be Immediately collec
ed and put In use.