The Hawaiian star. [volume] (Honolulu [Oahu]) 1893-1912, 1912-01-20
Letter Of Won
Hanm---YOung Company

The accidental burning of the
Thomas Filler automobile owned by
Manuel Refs has opened the eyes of
many of the automobile owners re-
garding fire insurance. The insurance
department of The Won Hamm-Young
Company place this insurance and the
alacrity with which the company set
tied this loss was something wonder
full. Four days from the time that the
car burned the loss was adjusted, APP
praised, and settled absolutely to the
of Mr.. Refs. This quick
ness of action is proverbial with The
Won Hamm-Young Company as every
loss which they have settled has been
entirely satisfactory and has been
disposed of in a very short space of
time.
The policies which The Won Hamm-
Young Company issue are in the Hart
ford Fire Insurance Company which
is a very old and reliable American
company of splendid reputation and
strong financial standing. The fexi-
bility of the contracts covering as
they do all losses by fire, with no re-
strictions whatsoever, and also carry
ing an indemnity loss by theft
which features are supplemented by
an automatic reinstatement clause,
assures one of their maximum protec-
ton throughout the year upon the
payment of one premium. OF course,
it is very disappointing to have prop
erty burned, but there is a wonderful
ly good feeling at ones elbow if the
property is insured. Every automo-
bile should certainly be insured, as
there are so many ways in which it
might catch afire. The causes which
are most prevalent are that of back
firing in the carburetor or short cir
cults in the wiring, which are liable
to happen in any we'll regulated au-
tomobile. Many fires have been caus-
cleaned with distillate or gasoline
which ignites so very readily. "A stitch
in time saves nine" and many peo-
pie are availing themselves of the OPP
portunity afforded by The Won Hamm-
Young Company's large insurance de-
partment to insure their cars in a
good company. The litigation and red
tape which some people fear so are
entirely eliminated in these policies,
and the only thing which the owner
has to do is to submit the loss and
sign the receipt for the money.
The cars arriving for The Won
Hamm-Young Company this week
were three Cadillacs, one Packard,
and one Hupmobile runabout. Two
of the Cadillacs were of the very
popular torpedo type, and were deliv-
cred Immediately to Mr.. E. c. Peters
and to DR.. A. G. Hodgins, The torpe-
does this year are an exceptionally
handsome creation, having the long
low lines and the hooded dash effect
They are painted the French gray,
with nickel trimmings, and are won
derfully attractive. The windshields
for these cars are especially adapted
to this type Of body, being of the sin
gle-pane design which folds down
over the hood.
The torpedo model is fast becom-
ing very popular in Honolulu, owing
to it's grace in design and its protec-
.tion from dust, rain, and wind. One
appreciates this model of car very
much, when on trip to Waialua
through the red dust,
One of the Cadillacs which arrived
was five-passenger touring car,
painted in rich golden brown color,
which together with the black uphol-
STEERING sets the car off III fine shape.
This car was Immediately delivered
to Mr., John A. McCandless.