The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1912-05-25

accordance with the provisions Oh this
act. and that in consideration OF sucn
insurance the employer shall ne fe
lieved from the consequences Oh aCle
OF omissions by reason OF Wnlch nc
would without such contract become
liatYle toward such employe or toward
the legal representative, widow, WIZ
over. or next of kin of such employees.
SEC. 2. Such insurance shall De
effected in some casualty company
organized under the yaws OF the state
of Maryland or admitted to do busl-
ness in this State, provided that any
employer employing not less tnah
6fteen hundred (5OO employees ma
establish an insurance fund from srms
contributed by himself ana MS en-
ployes upon condition that ne uhaen-
take and agree to make up any uelr
cheney in insurance dement's that may
arise out of the inadequacy OF such
fund. Such funds shall be lnvlolaDiy
appropriated as trust fund LOT inc
purposes of such insurance ana snali
not be invested otherwise. provision
shall be made for the election py the
insured employees of an advisory com.
mittee, which shall be kept informed
regarding the state OF the insurance
fund, and shall have the right to ex-
anime the books kept In connection
Herewith. Such books shall also De
subject to the inspection OF the lnsur'
ance Commissioner of this State in the
same manner as books OF insurance
companies doing business IN this state.
Upon the request of the employer or
upon the request of the advisory com
mittee, the Insurance Commissioner
shall act as depository of the securi-
ties in which such funds may be In
vested.
If an employer desires to discon-
time an insurance fund maintained by
him, or if he discontinues his business
without transferring the same to
successor or assign, taking over AMI
agreeing to maintain such funds, ne
shall notify the Insurance Commits
sioner o. his purpose, who shall there
upon supervise the disposition OF the
insurance fund. Such funds shall be
distributed among those equitably en-
titled to it according to their cor RI
button (not taking into consideration
expenses of the management, and
where those entitled to any part OF
the fund can not be discovered or as
certained, the moneys remaining I'M
claimed shall be paid into the lnsur-
anee Department, to be held and dis
posed of as may be provided by law.
The Insurance Commissioner shall
be entitled to be paid out Of such
fund the reasonable expenses of his
supervision, including a compensation
not to exceed ten dollars per dav for
the time of any person or persons
(other than a salaried employee Of
his office) employed by him for the
purpose of such supervision neces-
Compensation Regardless of Nesll.
gence.
SEC. 3. Such insurance shall cover
the risk of personal injury by accident
arising out of and in course Of the
employment resulting in death, pro-
Videt death occur within twelve
months from the time of such injury.
Or resulting in disability, whether the
same be total or partial, permanent
or temporary. But no one shall be
entitled to any benefit hereunder
where the injury is the result of the
employees intoxication, or wilful or
deliberate act or deliberate intention
to produce such injury.
SEC. 4. The insurance in case Of
death shall be for the benefit of such
persons being the widow, widower,
father, mother son or daughter, as
are dependent wholly or in part for
their support upon the earnings Of
such employee (all of which persons
are hereinafter designated as depend
ents of such employee), or of such
of them as may be named in the con-
tract or policy to which it refers and
the person for whose benefit such in
surance is made should be bound by
the agreement authorized by the first
section of this act.
Sec. g. In order to satisfy the re-
quirements of this act, the benefits
payamle under such insurance shall be
at least as follows:
Cd In case of death:
(a) If the employee insures for the
benefit of any dependent wholly de-
pendent upon his wages at the time #
his death, sum equal to his wages
I nthe Employment of said employer
during a period of three years next
preceding the accident, but not less
in any case than the sum of one thou
sand dollars; provided that, the
aomunt of any weekly payments made
under such insurance or any lump
sum paid in redemption thereof, may
be deducted from such sum; and II
the period of the employees employ
ment by said employer has been less
than said three-years, then he amount
of his earnings during sad three years
shall be deemed to be one hundred
and fifty-six times his average weekly
earnings during the period of his
actual employment by said employer.
(b) If the employee insures for
the benefit only of persons partly de-
pendent upon his wages at the time
OF his death, then a sum equal to the
payments provided for the benefit
of persons wholly dependent, less six
times the average annual earnings;
Or If employed for less than a year,
then less than three hundred times
the average weekly earnings CT said
dependent person or persons partly
dependent on his wages.
(c) If the employee leaves no de-
pendents, then the reasonable ey