davidaulloa/AmericanStories huggingface dataset:
Belding banner., 1912-10-31
PROMINENT BOOSTER
ADDED TO THE BUREAU

Ludington, Mich.-Hon. Charles
II. Wing, President of the Luding-
ton State Bank, Ludington, Mich
igan, has consented to become
identified with the work of devel-
opment by becoming one of the
directors representing Mason
county of the Board Of Control of
the Western Michigan Develop
ment Bureau. Mr.. Wing is one of
the progressive men who has done
much towards bringing the Mason
county section to the front. He is
a graduate Of the University Of
Michigan, a member of the Mason
county bay, President of the bank
and general farmer. His farm
which is on the outskirts OF this
city, is a large one and has been
operated for years along lines sug-
gested by the latest information
attainable regarding agricultural
matters.
Belding banner., 1912-10-31
Seeds Tesled For termination

During the years 1907 1898, 1909,
and 1910 box seeds were purchas-
ed and tested for germ nation, and
i'm 1911 seeds were bought from
firms whose principal business is
filling mail orders from catalogues.
In these five wears 1s.5i1 packets
OF Vegetable seeds Were test for
germination. The box seeds We're
pat up by 90 firms and the mail
order seeds were purchased from
20 firms. The average termination
of all the packets Of box seeds
was COS per cent, and the average
termination Of the mail-0rdcr
seeds was 7L5 per cent OF the
12,454 packets Of box seeds, 6js,
or approximately per cent, ger
minated 10 per cent or less, and
407, or approximateiy 35 per cent,
failed to germiaate. OF the t1l7
packets of mail-Order seeds, "a, or
Approximately IL per cent germin-
ated 10 per cent or less, and 81,
or approximately O.65 per cent, fail
ed to germinate. The average ger
mination of the seeds from all put
of the mail-order houses was
higher than the highest average
for any Of the IL
firms putting up box
seeds. While the vitality of much
Of this seed was low and in many
instances the seed was WORTHLESS S,
under the present custom in the
seed trade the purchaser mas no
information as 60 the quality of
the seeds he is sowing, and when
they fail TO grow it is impossible
TO tell whether the failure is due
TO the use Of poor seeds or 10
some unfavorable condition Of soil
or climate
The difference in average ger
mination Of box seeds for different
firms is marked, the highest being
s1.5 per cent and the lowest 36.5
per cent. Comparing the firms
whose seeds were tested IN each Of
four years, the highest is 1871 per
cspt and the lowest is 36.5 per
ce the higL@at average being
Belding banner., 1912-10-31
or other indebtedncssj.

ed or other indebtedncssJ.
9. Company's assets (real estate,
mines, titles to same; ore reserves
probable life Of mine; inventory
of plants machinery, raw mater
ials, goods manufactured, etc.
10. Control of the company-in-
dividual or corporation.
In one State, Kansas, law has
been adopted known as "An Act
to Provide for the Regulation and
Supervision of Investment COM
panies," popularity termed the
'Blue Sky Law" This is not the
place to advocate any particular
piece of legislation. Suffice it to
say that newly promoted compan-
les in Kansas must make known
many facts not unlike those de-
manded by these ten questions
Last June the Minnesota Bankers
Association resolved that their
State would benefit from similar
legislation. In New York the State
Banking Department is anxious to
be able to force companies selling
real estate securities to make pub
lie certain vial facts quite sim
liar 10 those suggested by Num-
bers 4 and 9 i'm the list.
But these are iragmentary ef-
forts at publicity. Every State
Possesses more or less complete
corporation laws. In a few Of the
States questions relating TO cor
porations have been thoroughly
threshed out i'm the courts and the
legislation has been thoroughly
studied so that an investor can
put given question to an at
torney aud he can tell whether
the corporation can do this or that.
A few States have well-defined
and clearly established-systems of
Belding banner., 1912-10-31
PUBLICITY FOR INVESTMENT COMPANIES
TO PROTECT THE PEOPLE FROM FRAUD
Can't Prevent Men From Taking Chances
vestments, but il Should Far Possible Hamper
Activity OF SwindIers and Thus Protect Citizens.

There is remedy which will
lessen abuses in the management
of those concerns which have a
real product o sell, though it will
not interfere with their legiti-
mate functions. This same remedy
will cripple or destroy the swind-
lers whose purpose it is TO give
nothing in return for the hard
earned dollars received. Only the
government, State and national,
can apply the remedy, and the duty
of applying il must be recognized.
Those who, by the very nature Of
the case, cannot protect them
selves must be protected by the
strong arm of the law.
The law must force any COM
pany offering its stock TO the pub
lie to give at the time Of organiza-
ton, and at stated intervals there
after, formally and fully, answers
to the following questions:
/. Name and nature of the COM
pany.
?. Time, place and manner of or
ganization.
3. Names and addresses of it's
directors and officers.
4. Amount Of its authorized cap
ital stock, par value of each share,
amount, etc, Of preferred stock,
bonded indebtedness.
S. Actual business-extent of
business.
6. Statement OF gross
and net earnings.
Z. If no dividends-then show
whether company's outstanding
stock was issued for cash or pro-
perty.
S. Actual operations gross earn
ings, investments, promotion ex-
penses, interest payments on bond
Belding banner., 1912-10-31

corporation law, but in many
States this is not the case. And
there are as many sets of laws
as there are States. Such public
ity as exists at all is made fartoo
confusing by it's variety. Fifty diff
ferent brands of publicity are al
most worse than none at all.
But if the laws everywhere could
be brought into harmony and have
added to them the force neces-
sary to open the facts outlined
above, the investor would then
know through the possession of
these facts something of his
chances.
Investments of real value would
be sharply differentiated from
speculations, and from CANDLES.
The law cannot prevent men from
taking chances, nor can il guar
antee that investments will be
profitable for it should as far as
possible, hamper the ac-
tivity of swindlers and protect
the citizens from fraud.-Amer-
lean Review Of Reviews.
Belding banner., 1912-10-31
termination OF PaCketed Seeds
Seeds Tested for termination Why Mal0rder Seeds Germ
Box BY t. Brown Govt seed Specialist

There is probably no subject re-
lating to the cultivation of the soil
in which SO many persons are in
terested as in the home vegetable
garden, since suburban and coun-
try residents generally depend on
their gardens for "A supply of
vegetables throughout the major
portion of the wear. The garden
is place Of interest to an the fam
lily, and here children with a small
plat to call their own frequently
get their first real acquaintance
with plant life.
From both the educational and
the practical standpoint it is inn
portant that the home garden
should be planted with seeds
which germinate well. The market
gardener who uses large quauti-
ties Of seeds can test them or
have them tested for termination
before planting and regulate the
rate of seeding according to their
vitality, but this is not practical
bic with the small packets used
in planting the home garden. Most
Of the seeds used in planting such
gardens are bought in packets
either from local stores where
box seeds arc offered for sale, or
they are ordered by mail after
consulting the catalogue Of fav-
orite scotsman.
Box seeds are put up in snowy
packets, autographed IN colors,
and packed in boxes containing
collections Of all the common kinds
and varieties Of vegetables These
are sold outright 70 local stores
OF are sent to them to be sold on
commission.
Belding banner., 1912-10-31

This is one of the most important
features in the apiarist's work, for it
is really the pivot on which hinges their
success or failure Some may take
issue with me on this point but if they
will stop to think they will agree with
me after all You may let the novice
take a colony that is full to overhowing
with bees at the beginning Of the honey
flow and I'll guarantee he'll get nice
lot Of honey And, the bees if properly
wintered will be in this condition and
ready to work again next spring.
A great deal is being printed in the
bee journals about building up the weak
colonics in the spring, but all this is
because nine tenths Of even the special
lists are not really successful in winter
ing One great trouble is that no one
can tell you just how your bees must
be handled to winter them success fully
for you must vary your methods accord
ing to conditions in your locality. The
object OF this article is to tell you some
Of the essential points
First and most important Of all is
the honey supply If you are running
for comb honey the chances are that
your bees will fill their broodnest during
the white honey flow so close that there
will be no need to worry about the rest,
but If you are extracting your honey
it is a different matter Don't think
because you never extract from the
broodnest that there will consequently
be just as much honey in there as you
Belding banner., 1912-10-31
Daily Lectures Feature Fruit Show.

One of the many features of the Sec
ond Annual Michigan Land and Apple
Show, to be held in the Coliseum ia
Grand Rapids November 10 to 16 inclu-
sive, will be the daily lectures by some
of the leading agriculturists and horu-
c,ifiurists Of the country, on both farm
ing and fruit growing subjects These
talks, illustrated with stereopticon slides,
are highly interesting and instructive
and much good can be gained from them
by fruit growers, or those who would
like to 60 into the business, Many re-
quests for talks on the different phases
of apple growing have been made by
the leading fruit growers of the state,
and arrangements are being made to
have the matters Of interest thoroughly
discussed by the experts of the state
and country.
Belding banner., 1912-10-31
A New Note IN the Shows

Each year shows greater pop
ularity in live stock shows. This
is especially i'm those events
where dairy cattle figure prom
inently. The dairy show is a
recognized necessity.. It's scope is
increasing and its helpfulness to
the exhibitor and to the spectator
al kc is relching out over wider
field. The excellence Of type, the
superiority OF the cattle of to-
day over those OF previous years
from the standpoint Of type and
conformation is an evidence Of the
Influence of the show yard but
this is not all. The modern show
is not only developing this more
perfect type of COW bat il is Civ
ing more attention to production
as well.
Each season #sces greater stress
put#upou#thc production tests in
the state fairs and smaller shows.
IL is only through proper COM
bination Of the two distinct lines
that the dairy show can do the
greatest amount OF good for the
development of the highest type
of dairy cattle. This is its purpose
and its reason for existence. When
it ceases TO fulfil it's mis- sion it
might as we'll be relegated to the
background. -KimbaIls Dairy Far
meT.
Belding banner., 1912-10-31

human foods 1t is only where such
work as this is done that pro-
ducers and consumers have a
mutual understanding that makes
it possible to work most harmoni-
ously and that places the business
on a really profitable basis.
Avoid Guess Work
The most extensive work done
anywhere is guess work. The
man who is accomplishing the
most, whether it be on the fam,
in the professions, in the office
or in the store, is the man who
has eliminated guess work. This is
the keynote Of all efficient sys-
tens.
It's common thing for one
who has been milking COWS year
in and year out to say that he
can tell whether cow is prof
table or not by the amount of
milk he finds in the pail after he
IS through. He watches the flow
with more or less interest and care
but never until he hangs the pail
on#the scale and secures the=actual
weight has he eliminated guess
work. He may not vary more than
half pound and then agan he
may find that he is two or three
pounds away from the actual
mark. In either case it Is the half
pound or the three pounds that
stimulates the interest which
places the milking way above
d.udgery.#
Then again one viii say that he
can tell by the amount of cream
that rises ON the can or The pan
whether or not his COWS are yield
ing good profitable test. Here's
another great chance for error.
There is no possible Way#of#telling
what COW can give cxceplZby
the use of the Babcock test. 1t is
recognized as the one definite and
irfallible gauge and as long as
dairy farmers will cling To the old
system of guess work when thA
modern and accurate, yet simple
and easily understood method Is
right at =hand,#iust 50 long will
they continue in the realm of un-
certainty. Just over the border is
information which means profit
but until man is willing to cross
the line that profit is ever hazy
will-o'-the-uisp escaping the
grasp. 1t is just beyond his reach
while he depends upon guess
work.
There are countless illustrations
that prove this point. Practically
every herd of dairy COWS contains
some that are eating up the prof
its Of the others The fact that
the whole herd is showing a prof
it does not mean that it is show
ing the greatest profit. Guess
work is #the#-tumblmg block. Get
it out of the wly and the path
VIII be much clearer.
Belding banner., 1912-10-31
Market Milk Problems

Everywhere that milk is market
ed in any volume there are GER
tain problems that must be con-
sidered. The solution determines
the success or failure OF the bust
ness.
1t is an easy thing TO sit down
and figure out ON paper several
thousand dollars profit from the
retail milk business, but when the
work is actually begun the profits
do not always materialiZe as read
lily as they do ON paper. There are
countless little leaks that cannot
be foreseen by even the most
cautious. The man who makes
money selling milk is the man who
has a large Volume of the pro-
duct to handle and at the same
time can produce and handle it
economically. If he delivers good
quality of milk and is able TO care
for his COWS without being handi-
capped for conYeniences and with
out suffering unnecessary eX-
pense, he is fortunate. lf..on the
other hand, the milk man finds it
difficult To produce high quail
ity of milk hi7 road Will prove
rough and hilly.
The problems of market milk
business are not all those of pro-
ducton. Distribution figures very
largely and even after this the
education of the consumer#i is also
an important factor. Good milk
must be clean and pure This is Of
just as much Importance as the
butter-fat content The average
consumer looks only at the cream
line on the bottle, but if the re-
taller becomes careless and iudif-
ferent and allows the quality of
his milk to fan off, il Will be very
susceptible TO the poor treat
ment that is almost inevitable on
the part Of the large share Of his
patrons and then the vail Of dis
approval becomes distressing.
With conditions prevailing as
they do at the present time it il
impossible 10 produce Il good
quality Of market milk at the
prices that the majority of the
people are willing to pay, 1t takes
more money to feed the cows,
stable them in a sanitary way, to
handle the milk and deliver il to-
day than it did when the mjlkman
used to drive up to the door and
ring the beH until the customer
came out with basin or pitcher
to receive the days supply. Yet it
is not always easy to convince the
consumer of the difference. He
cannot than in previous years and
for this reason he is slow to ap-
preciate the value of pure milk
of high quality and he is quick
to deprecate the price that such
milk naturally demands Even at
the prices that prevail for certi-
fled milk. this makes one of the
most economical foods that the
consumer can buy. There is no
question as to.its real value and
if the campaign of education We're
carried on along. the right lines
it would do much to create an ap-
probation of this greatest of
Belding banner., 1912-10-31
FraIt Growlns on small capital.

There are thousands Of young men
md young women. too. who are inter
estcd in improving their condition
Ihcy Will have am opportunity of study
ua the question Of going into a most
profitable business that of fruit grow
ng. at thc Second ANNUAL Michigan
Land and Apple Show TO be held in
Grand Rapids November IL to 1G in
elusive Men OF national reputation will
be present TO speak on the subject, and
4 fund OF interesting information can
he obtained at mo cost The daily lee
turcs on fruit growing by experts VII
be worth lot Of money to The amateur
who wishes to improve his condition.
Belding banner., 1912-10-31
Progress.

"See that chap-three years ago he
mortgaged his home to buy an automo-
bile"
Same old story"
"Yes-now he owns three cars
and bigger house. Life.
Belding banner., 1912-10-31
A Long Fast.

There's fasting man who has been
living for forty-hve days on water"
That's nothing. My father lived for
twenty years on water"
&c onr
YES he was a sea captain"
Belding banner., 1912-10-31

more than double the lowest aver
age.
The difference in average ger
mination of seeds sent out by
mail-order firms is comparatively
small, the highest being S1.8 per
cent and the lowest 1913 per cent.
1t has been found by further COM
parson in the relative termination
of the box and mail-order seeds,
that the average termination of
box seeds for the four years was
lower for every kind than the
average termination OF mail-order
seeds in 1911. The difference in
termination between box and
mail order seeds OF the same var
iety varies from % per cent for
par5nip and 3.3 per cent for spin
ach TO 2s.5 per cent for cabbage
and 295 per cent for onion.
Seedmen's Statements Sometimes Misleading
One firm in its catalogue makes
a statement to the effect that,
having carefully tested the seeds
sold, t intends to sell only seeds
of the best quality, but for self
protection against fraud on the
part Of purchasers all seeds are
sold subject to the usual clause
by which the dealer disclaims any
warranty and alt liability and re-
sponsibility for damage result
ing from failure through the use
OF his seeds.
The average termination Of the
box seeds pat up 10y this firm
and tested for four years was 42.s
per cent, the highest average dur
ing that period being 43.6 per cent.
Belding banner., 1912-10-31

1t would thus appear that such
firms either do not test their seeds
accurately or else disregard the
results of such tests To the eX-
tent OF including lots showing un-
output of packeted seeds for the
box trade.
Why Mail'Order Seeds terminate Better
inan Box Seeds.
There is doubtless an economic
reason for the higher average
quality off the seeds sold by
mail-order houses as compared
with the seeds sent out by many
of the houses selling box seeds.
1t is possible for new firm or
one without reputation to pur-
chase a large quantity of seeds
put them up in showy packets and
boxes, and by means of attractive
prices dispose of them to local
merchants either on commission or
by sale outright. Mail-order
houses, on the other hand, are de-
pendent for their trade on proper
tionately few new customers each
year, their business being based
largely on the satisfactory quality
of their seeds which purchasers
have used in previous years.
termination OF Seeds Should be Guaranteed
The sale OF packeted vegetable
seeds VIII not be on proper
basis until each packet is label
ed with the percentage of live
seed which it contains. This prac-
tice would do away with the trade
in seeds of low vitality and at the
same time give the purchaser the
information TO which he is en-
titled and without which he can
not use TO the best advantage
the seeds he buys.
-....--
Belding banner., 1912-10-31
termination OF Seeds Should be Guaranteed
The Gentle Ella.

He had finished his Charles Lamb.
Alas" said he. II am now at my
Wits end "-Browning's Magazine.
Belding banner., 1912-10-31
TELEGRAPHY "a ed. 53%1s ,sn. E. 1 !.

led into thinking that there Is not a gOod salary
awaiting you when once you become pr0ueien
in feieRraphyl Write fhe BALDWIN fELE0-
RAPIfH SCHOOL for further Information. Cor
Lyon and Ottawa, Grand Rapids, Michigan
Atlanta Georgian., 1912-07-04
SMITH AND THORNTON
CLOSING IN ON TITLE

ers and Cowan, of Knoxville, the
first two sets they played, ga, 6-3.
Then the Knoxville players rallied
and took the next three sets, 6-3.
6-3, 6-2, The Scott-Orr VS.. Brooks
Bartlett match also required five
sets before the latter pair could
win, while two other matches re-
qufred four sets for a decision. 1t
appears certain that Smith and
Thornton are going through to the
championship in this division. but
they are going to meet determined
opposition all the way.
The mems singles reached a point
last night when it was a cinch that
every match from that time for
ward would be a hard one With
the talent pretty well concentrated
in the lower frame, today's matches
should be particularly good.
In the woman's singles the most
progress was made yesterday. By
steady. businesslike work the
matches were completed, with one
exception, down to the semi final
round. Nothing has developed yet
to indicate that Mrs. Taylor can be
beaten In the tournament, and it is
highly probable that she can defeat
Miss Murphy, of New Orleans, in
the challenge round, which will be
played Friday or Saturday.
Atlanta Georgian., 1912-07-04
VOL PLAYERS To
STRIKE TONIGHT
IF NOT PAID OFF

News has leaked in from Nashville
that the baseball team there Is in a
bad way. The players salaries were
not paid off on July and the team is
ready to strike.
Yesterday the Volunteers served no
tice on Bill Schwartz that unless they
got their money by midnight tonight
they would strike If they did, II would
.hrow the team into an awful mess
Former President w c Hirsig. who
Is still the real man behind the Nash
vile team. the new sssocia tion to the
contrary Notwithstanding has been out
ofof Nashville. He was expected back
today. and II was presumed by the
players that he would come through
with the money that was needed.
The Nashville team has been in a
bad way financially all the year When
Dan McGugin took over the franchise.
after the old club was thrown into
bankruptcy by the action against IL ~
the anti Sunday ball reformers. he
stated that the club was then $4,000 in
the hole