New-York tribune., 1912-01-04

these results should, after proper consid-I
Grafton. be enacted into law.
Insurance is a public necessity. its care
fu regulation a public duty. tS cos' '.
the people public concern. The time nss
perhaps come when, In fire. csfuaity, en-
ployers' liability and similar hnes OF IN
surance. means should De deviseo-ss % %mss
done with life insurance six years ag0,s
whereby expenses and commissions snouio
be limited by law and the cost OF Insur-
ance thus properly reduced Temporsr,y,
the state may, to these ends. avail itseit
OF so-calIed rate making associations, ior
that purpose legalizing them but always
reservfng TO itself ample power 10 veto any
rate which, in Its expense and commi,ss'on comi,s
factors. Is not economically reasonapie'
A new state Office building in Albany is
recommended
Satisfactory progress has been made in
reconstructing the Capitol, the message
says.
The Governor regrets that through econ
! omy he felt obliged to veto bill providing
for free collegiate scholarships. and sus-
gests a fitting dedication for the new
education building next fall
| In regard to banking legislation Mr. Dix
says:
While the Banking Department Is not
| directly charged with the enforcement Oh
the penal Law of the state. the superin-
tendent of Banks and his subordinates nave
been in frequent consultation Will VIZ
district attorneys OF various various c4Snus 1Snsn Who
| have wronged or defrauded instituuVns
| under his supervision. As result OF tne
| conferences in connection with prosecu,
| tions Instituted against the officers AMI
directors OF failed institutions, IL seems
i very desirable that the definitions OF GER
tain crimes against the financial insnrHS, ai uS
! tions of the state should be more clearly
| stated and somewhat ampli1ed. and u Is
| believed that the addition OF ce,tsln st.
tons adopted from the national oain,us ,ntsrs
| act will assist In safeguarding the inter
| Z hone that bills embodying these sUs-
gestions may meet with your approval
review of progress on the canals -
! given, and the adoption Of the terminal
referendum is referred to as source OK
qualification.
The Governor recommends that illeSai
| selling of LIQUOR he prohibited. lie again
recommends the abandonment OF the tari-
| lem prison at Wingdale
The care of the insane and the work OF
state charitable and reformatory insutu-
tions arc reviewed
/ In closing the Governor says
In due time reports from various stats
| denartments will be submitted for ycur
information and for consideraroh rI Oh sun
recommendations as may ne inaue
| shall heartily ana unreserveog 90
operate with the Legislature in every en2i No. !
TO enact useful and beneficial laws. Ire
people are far less concerned Win tns
partisan complexion of the Legislature ;lio
The state government than with the quali'y
Of laws that are enacted and the honest,
efficient and economical administrator W
the public business. The first duty OF tEe
legislative and executive branches or gov
ernment. each in its own sphere, is "a
foster and establish equal rights and equal
Justice, promote and advance the wetae
and best interests of all the people. an5 tc
protect the honor and dignity OF the I'm
/ nire State.