davidaulloa/AmericanStories huggingface dataset:
Valdez daily prospector., 1912-12-10

Why frcczc in your room and have lo read tho sign in order to 'ell that your room is heated wilh sieat'. when you can get all the steam that you want at "The C''hW A.t.H"S y"r, ,qt ,rs,, ,.
 WaGles ano money 2bc at Val dsz 8aN. },2L"F H @" ,t.afs
Valdez daily prospector., 1912-12-10
WOMAN ADVOCATES
 PUSSY IN PANTS

New York, Dec. 9.--Mrs. Calt advises 'sutfragettes to abandon cOrSets and wear pants, evident ly forgetting wonIan's present wardrobe.
Valdez daily prospector., 1912-12-10
Civil List Is Extended.

Washington, D. c., Dec. IO.-- President Taft has transferred to the civil service list twenty thou sand positions--all those of skill "d wOrkingmen.
Valdez daily prospector., 1912-12-10

R. J. McChesney is now at Tia Juana, Southern California, where he is enjoying the sun shine and blooming flowers.
Valdez daily prospector., 1912-12-10

Four mushers from the Idita- rod came, over the trail, which they pronounce to be in fine shape for travel.
Valdez daily prospector., 1912-12-10

FOR RENR.%Thrpa. furnished houses, apply to c. R. Bunnell.
Valdez daily prospector., 1912-12-10

: .. -. -, :, =. .....- = = ...,
 Owner.
 :g :. : Chat. EsehIosse, Harry WSish Gus HokApson Gus HokahsoG Tom Hunt Win. Brady Unknown G. r. DaRg";t Mrs. G. r. Guthrie Grlincau & PclI F.. G. Roberts Mrs. G. B0yd Win. Hunter Unknown w. 4. Wilson ". A. Wilson \. S. McNaughton \. $. McNaukhton Mrs. Alvah EaInrs Mrs. Alvah Flames Mrs. A.. koOIS G. Vessel M. Jordan C.. SiIncnStad |. P. FrrRliSrn Frank MuIv"y \. swan \. swan May ':nrSnn Williams w. ]. Morton Gus Dgarr Win. Egan Mrs. L.. lf.CaIvry M. Rrayis M.- Zharnr Frank fraZ" J. 5. Carron J. .. Carroll F. M. Brown Mrs. Woriman w. C.. Stull AivalI EalneS \. Y. Harlan Mrs. \. C, Nelson Mrs. ... SyrIng Blanriu Stull IL. \. D. Co. T. G. quinn E. O. Peterson ban Wilcey Mrs. G. Boyd II. Syring 1T. syring uknnWn
 Wm. Hunter T.. A. Henderson J. BuiIard 4. swan John NnOnan C.. Vessel ]. Drvrnnry l.: b. stewart R. A. D. Co. Chas Mrllcck. Neil U'Cnnnor. Chas. Crawford. 5. 4. CrandaII. \. l.. SinglrIary. L. 4. Decker. w. C.. StmII.
 Nellie Fish. Chas. Anderson. l.. H"Ihkranz. J. BnIIard. \. =. Jensen. IL. II. Abbott. \. Iangiand. C.. l.. Hoyt.
 It. '. h. Co. !. Bullard.
 H. \. ID. i:". l'nkn"wu.
 c. Wr>>cI $. q. Matthews. 'i,u. Moss. Eunlce l.. Roberts. h. \. b. C". ". T. SroiI. H. \. D. 60. inknuwn. C. T. IIoIlIny> worth. nknDwn. It. \. D. Co. \. swan. Imkn"wu. Mrs. |. Garng. I'nknnwn. Mrs. DanirlS. Mrs IIuulpIS
The Washington herald., 1912-11-14
RAILROADS.
SOUTHERN RAILWAY
PREMIER CARRIER OF THE SOUTH.

PREMIER CARRIER OF THE SOUTH.
N. B.-FollOwing schedule figures p1hliEhAa Nnly y
information and are not guaranteed.
TRAINS LEAVE WASHINGTON,
For Atlanta. Montgomery Mobile. New Orleaus
80 4. and lo55 p. n daily. Dining ears
For Chattanooga and Memphis via AShsyille t:l0
p N. and 1910 p. m. daily.
For Atlanta. Columbus, Birmingham, SD q m.
and 4E6 p N. daily. Dining cars.
For Atlanta Admission. TaIladega CsIera Selma,
!: 30 .. m. and as p. m. daily. and for Unioutown,
DCmopolis Meridian. $50 a m daily. Dining cara
For Roanoke. Bristol. Knoxville, Chattanooga,
birmingham. Meridian, VicksbIrg. New OrIeans
1910 p m. daily. Dining cars
For Roanoke. Knoxville. CHATTANOOGA Nashyiue
Memphis, 4iO a m. daily Steering car may be
occupied after 1850 p. m. Dining car
For Asheville $50 a. m. SIS P m and IO,G5 D. n.
daily. Dining cars
For Columbia. summsrille Charleston Aiken,
Augusta, Savannah. Brunswick Jacksonville. and
Florida points, SIS p. m. daily. Dining car
Tourist for California daily except Sunday, 8
p. m.
For DanvilIe nocar. 80 a m. daily
For HaTrsonbnrE. 10 a. m. daily (rarloT car,
3:55 p m. tparlor car,. and 80 y m. week days
For Charlottesville LocaD. 80 a. m and 20
p. m. daily.
For warrentun. $50 a m. Il 90 a m, $50 y n.
daily; 3:35 p m. lparlor carl and ass p m week
days L. s BROWN. General Agent
The Washington herald., 1912-11-14
PROPOSALS.

PROPOSALS WILL BE RECEIVED AT THE BU-
reau Of Supplies and Accounts. NaTy Department.
Washington, D. C.. until 10 O'Clock a. m. NOyEA-
Der o. 1912, and publicly opened Immediately there
After. 70 furnish at the NAN Yard Washington. D.
C.. &c. quantity Of naval supplies, as follow:
Sch. SO: MotordriVen plAneI. boring drilling. and
milling machinss drills-Sch ta1: Fire brick steam
traps ball-bsArinEs. &C. reducing valves oposot~d
wood paving blocks copper rod. sheet and brAEs
rod. bronEe rod steel.-Seh. SaP: Brass bars. ham
meS. hles. high speed drills-sch- &c: Platinum,
lumber. Applications for proposals should designate
the schedules desired by number Blank proposals
will be furnished upon application to the Bureau
7. J. CowIE. PaynAsteT General. Q. s n.
D07.N
The Washington herald., 1912-11-14
ADAM A. wESCHLER. Auctioneer.
CHASCERY SALE OF VALUABLE REAL Es-
TATE LOCATED IN ANACOSTIA D. C THE
SAME REING PART nE RARRY ELpM

n y
SAME BEING PART OF BARRY FARM
BY virtue Of decree Of the Supreme Court Of the
District o. Columbia passed IN equity cause No.
$685. We. the undersigned trustees will sell at pub
lie auction IN front Of the premises on SATURDAY,
?. n. the following described land and premises sit
lunba, and described as and being lot No SO in
square No $3.50. the same being q part Of lot No.
T. in section No l. Of the trustees Subdivision Of
Bary farm, the said lot being that part Of lot No
Il which is designated As'lot No / on the plat Of
Tyson l. Bosses Subdivision Of said lot Il IN &c
ton Of Barry farm. and recorded in Liner 1851 at
folio Isl. Of the land records Of the District Of Co
lumhia, the same being now known and DESIGNATED
for the purposes Of taxation lot No 60 In SQUARE
$50 being described by Its meets and bounds in said
equity cause No. 1se. together with the improve
merits. consisting Of frame building formerly used
as church, and large frane pavilion.
Terms Of Sale-0ne-third Of the purchase money
TO be paid h cAsh and the balance in two equal
installments payable In one and two years with In
terest at per centum per annun, paTable semi
Annually from day q sale. secured BY deed Of trust
upon the property sold. all cash at the optfup Of
the purchaser. deposit Of San win be required Of
the purchaser at the time Of sale All eonreyancinR
recording and notaral fees a. the cost Of the pur-
chaser Terms q sale 10 be complied With within
fifteen days Of day Of sale; otherwise the trustees
reserve the night to resell the property At the risk
and cost Of the dsfauting purchaser after Eve DAYS
advertisement Of such resale in newspaper pub
lished In Washington. d. c. WILLIAM ]. NEALE,
WALTER J. MITCHELL. Trustees. elf 81 nv !
Phone. Main VII ncSllt.d&ds.ezs
The Washington herald., 1912-11-14
LEGAL NOTICES.
Z B. THOMAS and JAMES FRANCIS sMITH
Attorneys.

. Attorney1.
IN THE SUPREME COURT or THE DISTRICT
q Columbia. holding District Court In 70: Ths
coodemnatiou Of land In s1uArs INA for an add
ton 70 the Corcoran School. In The District Of Co
lumbia. District Cou1t No. loE.-Upon considera-
District Of Columbia, nled in the above entitled
cause, and on motion Of counsel for the aid Com
uiaSionsD. q Il By the court this ah day d No
unbsE, A. d. iplz ordsrsd; That the Cerk Of the
Court issus . citation 70 George w. Ray. John
DAILY. Nathan Sickle; the followng heirs q Samuel
+. MeKenney-Elleu +. Osborn Surviving LIE tan
anti, Mary h Shoemaker. Ellen =. Osborn. Will
lam Mex. osborn, MarEzrst A Bery. Marian Ber-
Donna o. Bern, Philip T. Berry. IT,. Katherine c.
Berry, and Charles n. CragiD-Peter J. McIntire.
James Gallagher. and John Cleary, TO Appssr in
this court on the I'D DAY OF NOVEMBER, A.
D., fsz at 10 O'Clock q m. to answer the said 20
tition and TO show cause why the prayers thereof
khould not Be granted and why the land in square
LA more particularly described in the petition
nled herein. should not be oondsmnsd for the pur-
pose Of providing an addition 10 the Corcuran School
in the aforesaid square INA IL Is further ordered
that copy Of said citation be served By the United
States marshal for the District Of Columbia upon
such owners Of the land sought to be condemned
herein. and such persons interested therein may
be found By tho said marshal. or his deputies with
in the District Of Columbia: and It IL further or
dered. That all persons having any interest in thee
proceedinu be. and they are hereby. warned and re-
quired 10 appear in tAis court on before the said
I'd day Of November. 4 d. 1872 TO answer the said
petition and TO continue in attendance until the
court shall have made its final order ratifyins and
confirming The award and IMPORT Of the Commission
er 70 b appointed By the court to appraise the
value Of the respective interests Of all persons
cerDed IN the land and premises mentioned and de-
scribed in the Aforesaid petition. Il Is further
dered. That q copy Of this order be published
once in the Washington Law Reporter. and on six
secular days In the Washington Evening Star. the
WAshinstoO Post, and The washinEton Herald
40 l. AlF1
The Washington herald., 1912-11-14

on SATURDAY. NOVEMBER %. 49, AT T
O'Clock a. M. in front Of United States storaEe
Comrany's warehouse. ls-4D Tenth Street North.
west. Washington, d. G. there will be sold at pub
lie auction. TO enforce liens for storage charges &c
due and unpaid, all goods. furniture household and
personal effects storage in names Of Mrs EeanoF
P. Beck, P. d. Carueal, John Fitzgerald Julia
Richard, and Charles H. Squier. W B. WILL
IAais & CO.: AUCT1ONEERS. UNITED STATES
STORAGE COMPANY Cnc) noHH&
The Washington herald., 1912-11-14
CHESAPEAKE & OHIO LINES.

SIS p. m daIy-sleepers to Louisville. Cincinnati.
indianapolis. and st. Louis.
SIS p m. dany-Plllman to Cincinnati and
Chicago
Illo p. m. daiIy-sleeperS to Va. Hot Springs.
Cincinnati, and Louisville Cincinnati sleeper open
for occupancy. 10 p. N.
Ones So Pa. Ave. 1859 r ST.. and Union Station
The Washington herald., 1912-11-14
NORFOLK & wEsTEDN RwY.

SCHEDULE IN EFFECT OCT. %. 49,
Leate Washington. New Union Station
80 a. NJ Dailv-An points on Norfolk Western.
1910 p m. DaiJ-Roapoke. Bristol Winston.
Salem. Knoxville. ChAttsnooEa. Nashville. New
Orleans Through sleeper Dining cars
4lo a. m.-For Bristol. Knoxville Chattanooga
Nashville and Memphis washington-MemphIs
slespers open At 10 p m.
For Norfolk-L1ave daily I:D q. m. and l2Nl
noon. Arrive Norfolk II % a. m. and $50 2. m.
ParIor cars.
iio D. m. Daily-BerryTille Luray. Shenandoah.
Trains from the Southwest arrive SIS q. m. 1870
D. M and 1918 a. m daily
All Information 1919 New York Avenue. opposite
Rond building
The Washington herald., 1912-11-14
LADIES' TAILOR.

STYLISH LINEN SKIRTS MADE. 8 UP. CL0TH
skirts made. $50 up Workmanship and ct guar
Anteed Ladies garments remodeled- Z COHEN
2l3 18th St nv. Phone n. 3ss.
The Washington herald., 1912-11-14

DOGS: THOROUGHBRED ST. BER-
nard and collies; registered; prize win
CLARKE, T02 T st. NV. Phone N 6OSl
CANARIEs. Finches, Psroqusts. Dogs Cats. RGb-
bits, S1inea Pigs &c Let board Jour pstA
Phone Columbia 1855
NORRIS PET STORE. IE7 F-a Ave n W.
The Washington herald., 1912-11-14

SUPREME COURT or The DISTRICT OF CO.
lumbiA, holding Probate court. No 1896. Admin
iSnti0n.-This Is 10 give notice that the Subscribers,
q the District q Columbia have obtained from the
Probate Court q the District q Columbia letters
testamsntaTy the estate Of George c. BerElins.
late Of the District Of Columbia diseased All Per
warned to exhibit the sane with the vouchers there
Of. legally authenticated. to the snbs1fbers or
6efore the 9Th DAY OF NOVEMBER, A. d. 1913:
otherwise they may BY Law Be excluded from an oene-
NJ Of said estate Given uDdeT our hands this 9Th
day Of November. 1872 HARRY LEE RUST 400 n
strret Northwest and UNION TRUST COMPANY,
By GEORGE Z FLEMING. second v'cs President
Attest: tseal) JAMES TANNER, Register Of Wills
for the District Il Columbia CleTk Of the Probate
Court GEORGE Z. HAMILTON. Attorney.
nuflaI
Manchester Democrat. [volume] (Manchester, Iowa) 1875-1930, 1912-02-21
Green Turtles Of Indian Ocean.

Concerning the great turtles Of the
Southwest Indian ocean q traveller
says: 1.-The chelonian. or green turtle
(CLelone mydas), is an animal Of con-
siderable economic; importance to the
atoil, for it sti1l occurs in the vast
hordes which are 20 often described
by early voyagers in the tropics.
There appear to be two distinct
groups--one resident and small in
tnumbers.> the other migratory and Wis
iting the atoil to breed In numbers
impossible 20 estimate.
"The latter arrives in December,
and from then to April the sea seems
alive with turtle. The females seek
the small sand beaches and then as
cend them with the rising tide, push
Ing themselves laboriously above high
tide mark. Holes are then dug in the
sand by means of the fore flippers IN
til satisfactory one is obtained. and
the eggs, 200 in number, are buried.
the turtle returning to sea immediate
ly.
after forty days the eggs hatch,
almost simultaneously, and the young
turtles dig their way up out Of the
sand and go down to the sea in a long
procession in the course Of which they
offer an easy prey to their enemies,
the frigate birds and herons. Once In
the sea sharks and other large fish
eat them. and only 10 per, cent. reach
maturity"
Manchester Democrat. [volume] (Manchester, Iowa) 1875-1930, 1912-02-21
SURF RIDING Ri ]. IS FINE E.
<ANAkA STANDS AMIDST THE
SWIFT RUNNING WAVES.

e.
Much has been written about the
native sport OF surfriding In the South
seas, but the following description
from London's Cruise Of the Shark.
10 novel and very vivid. The locality
referred to is Waikiki beach. near
Honolulu:
The trees grow right down to the
salty edges of things, and one sits IN
their shade and looks seaward at
majestic surf laundering in on the
beach to ones very feet. Half mile
out, where is the reef, the white head
ing combers thrust suddenly skywaro
out of the placid turquoise blue and
come rolling in to shore.
And suddenly, out there where
big smoker lifts skyward, rising like a
seagod from out of the weller Of
spume and churning white, on the
giddy. toppling, overhanging and
downfalling, precar1ous crest appears
tire dark head Of man. Swiftly he
rises through the rushing white. HIS
black shoulders, his chest, his loins,
his limbs-all Is abruptly projected on
ones vision. Where but the moment
before was only the wide desolation
and invincible roar, is now q man,
erect, full statured, not struggling
frantically in that wild movement. not
buried and crushed and buneted by
those mighty monsters, but standing
above them all, calm and superb.
poised on the giddy summit, his feet
buried in the churning foam. the salt
smoke rising to his knees, and all the
rest of him in the free air and flashing
sunlight, and he is flying through the
air, flying forward, flying fast as the
surge on which he stands. He Is q
Mercury brown Mercury. His heels
are winged, and in them Is the swift
ness of the sea. In truth, from out OF
the sea he has leaped upon the back
of the sea, and he Is riding the sea
that roars and bellows and cannot
shake him from its back. But no
frantic outreaching and balancing 10
his. He is impassive. motionless as a
statue carved suddenly by some mir
acle out of the seas depths from which
he rose. And straight on toward
shore he flies on his winged heels and
the white crest of the breaker. There
is a wild burst Of foam, long multi
tudinous rushing sound as the breaker
falls futile and spent at your feet;
and there, at your feet steps calmly
ashore kanaka. @
Manchester Democrat. [volume] (Manchester, Iowa) 1875-1930, 1912-02-21
Note Of Discourage en- snt.

A Philadelphia lawyer who spends
his summers in the Adirondacks tells
an amusing story Of q country bump
kin whose friend he was. The coun-
tryman was counting girl Of the
countryside. but he grew discouraged
over the progress Of his love affair,
At times, when he was certain the
girl loved him. he was gay to the
point Of being foolish. Then, again.
when he thought he detected coolness.
he was sad and detected. He con-
fided to the lawyer one day that he
had balanced accounts. and was con.
WINGED the girl didn't want him.
And she's breaking it gently" he
said. she has such delicate way.
Of telling me, sir"
"How's that?" asked the lawyer
20, she's just delicate, that's alR.~
was the explanation. I'VE wuz asttin.
in the parlor las night, an wuxnt
sayin' much, an nuther wux she, but
she says, says she, Albert. did ye
know that Is twin an my sisters
. twin, an my mother and her sister
WIZ twins, an grandmother and her
sister wuz twins. an their mother and
her sister wuz twins?' "-Philadelphia
Times.
Manchester Democrat. [volume] (Manchester, Iowa) 1875-1930, 1912-02-21
OLD TRIALS BY WATER.
INNOCENT WOULD SINK WHILE
u GUiLTYsWouLD FLOAT.


let II determine their lnue,.euCvS X
guilt was widely in use in the seven.
teenth and eighteenth centuries. A
Synod OF West Prussia, forbade its
use in 1745. Sporadic cases. however,
occurred during the whole OF the nine
teenth century.
Prof. E. p. Evans wrote in 1895 Of
its use in Dalmatia. where In some
districts it was still customary to
throw all the women into the water
on specified day to see whether they
would sink or swim. A rope was at
tached to each in order to save from
drowning those who proved their in
nocence by sinking, while those be-
ueved to be guilty because they hoat-
ed were also rescued and made to
promise to forsake their evil ways on
pain Of being stoned.
A traveller has described q modern
survival Of the ordeal used in detect
ing thieves in southern Russia. says
the Dietetic and Hygienic Gazette. All
the servants OF the household whore
the robbery occurred were assembled
and as many balls Of bread were
made as there were suspected per-
sons.
A sorceress then addressed each
one Of the number, saying that the
particular ball OF bread which she
held In her hand would sink or swim
as the party addressed was guilty or.
innocent. She then flung it into the
water.
Boiling water was used in ordeals
by the Persians and it ie referred to
in the Avesta. 1t contained both the
sacred elements. water and fire. sug-
costing the deluge past and the fiery.
doom of the future. In the simplest
form Of the hot water test the bare
arm was plunged to the wrist In trivial
cases. and to the elbow in more Sc
rious trials. usually to bring out rings
or coins thrown therein.
In Tibet plaintiff and defendant set
tie their cause judicially by plunging
their arms into boiling water contain.
ing black and white stone, when
he who brings up the white stone wins
the verdict. A King Of the Goths in
the seventh century, with the sanction
Of the Council Of Toledo, recommended
the boiling test for crime.
Manchester Democrat. [volume] (Manchester, Iowa) 1875-1930, 1912-02-21
Carefree Hohani1ne,

"How would you like to 60 o. q
Bohemian supper? Lots OF literary
people and all that"
No. the Bohemians ara too free
and easy for me. Last time went
they ran out Of cheese and spread
TIA sandwiches with library paste
Manchester Democrat. [volume] (Manchester, Iowa) 1875-1930, 1912-02-21
r IOWA, WEDNESDAY, FEBRUARY II, 1912


Auq % 1911 chas Iitteaeld "
49, 1911 Chas. Vesey. ~ ~
Sept 1911 Supply Company (for
bridge plank 81 ~
Nov Stoddard bernhard blacksmith
INV 1911 p H Eyers
Jnly 1911 NJ 7 King 81 40
Nov 1911 Miroy Nelson hardware w rs
1911 ohn so
Nov G Reuhen Mention "
Nov = Matt Relies ~ .
sant 1911 Frank King .
Kelly road supervsor.--. 342 20
James A. Johnson. township
Amount OF road funds and ... 1877 81
Total Amount
John w. Milroy.
Moulton,
Relies,
The day book. [volume] (Chicago, Ill.) 1911-1917, 1912-10-02

him the receipt for the bail.
II didn't see what mutt was
until I got out of his office. Here
had one lawyer, and was getting
another, and one who would cost
me SIS. Also he had the receipt
for my bail.
81 went back to Barrett and
asked him for the receipt. He
asked me what the hi sort of
place l thought I was in. He did
not give me the receipt"
Barrett says: 'Fossee is my
client. He told me about Cobbs
and about his getting $50 from his
father. He suggested l defend.
Cobbs.
81 was to meet Cobbs Monday
morning. I did not do it, and so
telephoned to get the case con-
tinued. 1t just happened that I
-O-
The day book. [volume] (Chicago, Ill.) 1911-1917, 1912-10-02

was in the states attorneys of.
flee when I telephoned. Perhaps
that is how Suhrada got a wrong
impression.
Fossee brought Cobbs to my
office, l told Cobbs I would de-
fend him for SIS. l did not tell
him l would get him discharged"
Barrett did not either defend
or get Cobbs discharged today.
Just before the case was called by
Judge Wells, Barrett sent the $40
cash bail receipt to Cobbs at the
station.
Cobbs was not fined. He was
put on probation for three months
and allowed to go.
Cobbs' attorney asked Wells to
make an investigation of the pc
culiar activities of Barrett. Wells
refused to do so.
o.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1912-09-21

This agreement has not been kept.
The $16,000,000 has already been spent,
the sewerage work is not half done,
and not 10 per cent of the customs re-
ceipts have been set aside. The
Cuban government wishes to borrow
more money to meet the sewer con-
tractors claims, but Secretary Knox
and President Taft do not look kindly
upon this plan
The case of the sewer bonds is but
one of many. There is a state of I'M
rest throughout the island that bodies
ill Not since the Spanish war has
there been such violent disturbance
noted.
Apparently, the United States will oe
obliged to step in before October 1 and
gle. This certainly will be done if no
action is taken by the island republic
to meet its obligations.
President Gomez and his advisors are
opposed to interference of any sort, but
are powerless, in the face of the present
pressing conditions to prevent it.
Cuba's troubles at this time have to
do with the office-holding class entire
~ There are $4,000 government en-
ployees, a vast majority of whom are
merely pensioners. with few duties and
fewer responsibilities. Practically all
the money raised by taxes and by GUS
toms duties now goes to paying sal
aries of superf1uous officials
Cuba's troubles will never cease IN
til her office-hoIding class has been
vastly reduced
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1912-09-21
new TREASURY RULE.
Directors Must Convene When Nation
al Banks Are Examined.

New York Sept. 21.-Lawrence O..
Murray comptroller of the currency,
in an address delivered to a gathering
of national bank examiners today SAID
that on and after October 1 he deS1r-
ed that at the examination of all coun-
try banks the board of directors shall
be convened and the examination OF
assets be made in their presence. Inc
comptroller cautioned the examiners
ito inquire into very carefully any I'M
due concentration of the loans of a bank
in companies controlled by the bank
officers or directors"
Il speak now" he continued. "of any
bank where such a concentration would
ruin the bank if the loans are bad.
Whenever you come across case
where the directors or officers are un-
duly concentrating the funds of
bank in corporations controlled by
themselves ard where you have no 1r.-
formation on which to base an opinion
as to whether the loans are good or
bad it seems to me you are clearly en-
titled to one of three things: First,
that the books of the corporations De
voluntarily opened to you, or second,
that the directors give you full state
ment in detail of the business of the
concern; or, third, that a copy be
given you of report on the company
or corporation made by an independ-
ent auditor
Mr.. Murray complimented the exami-
ners for their work, but added that
I'VE must improve it materially
He said he considered the country
examiner often OVerworked and under
paid. but nevertheless he insisted that
the time given to examining country
banks be materially heightened"