The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1912-05-05


How 1t Helps.
Once man has made deposit
however small, lie wants to always
have the satisfaction of knowing that
lie has something In bank. eul the
chances are that he will keep adding
to his bank account more than he
checks out. whereas II he kept his
money In the pocketbook or the "old
sock at home he would be constant
~ drawing it out more rapidly than
h, adds to II. ana for the most part
Keeping the book or the sock empty.
convenient bank. with Al savings
department. that pays small interest
on deposits. in rural community
IS great incentive to tho man or
The women who is predisposed to be-
, saving and economical. and who has
tendency to look out for the Inevi.
table rainy day.
Facts and Figures.
According Ia the report made III
Commission by &. G.. Barksdalc chief
examiner OF banks. the aggregate OF
all capital paid in tn. banks operat-
ing as State banks ana under state
supervision was at that date SlQ,246.-
1890: the aggregate OF the surplus
fund was S4.Sii.o2l02; the aggregate
amount reported as undivided profits
1,
ana current expenses. was s2.S1R.49s 90
Tho aggregate OF all the deposits OF
all the state banks In Virginia on
that date was s53.264.32o.?3; the ag-
sragete iof all loans and discounts
was S5ls9i.4Seis; the aggregate OF
an stocks. bonds and mortgages owned
by the banks was S5.327,207aa; the
aggregate valu, OF ali banking houses
was S.e2T,00o.i2: the aggregate value
or NIL other real estate owned by the
banks was Ss56sal.62: the total amount
due from National banks was 3S.Tol.-
51s-il; tn. total amount due 4ro1p
State banks was sl.4la.i4i36; the total
amount due the National banks was
sSSI ,o7S.6S; the total amount due TO
State banks was s7ss,54s.ss and tho
total amount OF caeh Oh hand was s3,-
53S o3s.i7.
Tho National Banks.
AT the same time the aggregate of
capital paid in the lac Institutions in
Virginia operating as National banks
was sl6.s43, 10000, surplus fund Sl0.-
93O.N 5000; undiv ded profits, si.o5s,-
SIG; ~loans and discounts. ,se, 1855. 400;
, bonds to secure circulation. de.
! posts etc, Sl5,S3s.21o; other securi-
ties. s5.013.3S6: value o. banking
houses s+.o6S,s72.oO: and various ana
sundry other resources, running the
total up to si5l 931.52Goo
The sworn reports made to the State
Corporation Commission on the goth
OF February last by the State banks
aggregate az follows:
Resources.
Loans and discounts. $50 SSH $50 rs
oVerdrats ..,......... ?3,Ii3 20
Bonds. securities. etc,
including premium on
same ................ 5.20g,li6 O5
Banking houses ........ 1,G33.sal 81
other real estate ....... S74.S4S 20
Furniture and fixtures. 542s405o
Checks. other cash items
and exchanges for
clearing houses $50. 47s.ss275
Due from national banks 7.6Oesa0 81
Due from State banks
private bankers and
trust companies 800. l.0s7.75s "a
Actual cash on hand. 2,332l24 79
All other itexs OF re-
source ............ l75.sss so
Total resources..... 372. es3,617 Of
Liabilities.
Capital stock paid in.... slo,43e,o4Ss7
Surplus fund ........... 50975l7 IA
Undivided profits .... 2.045.6.S os
Dividends unpaid 1880. 1924
Deposits subject to check 24.543.OO3 Sc
Savings deposits ....... 16,2os,OSo 90
Demand certificates Of
deposit ............... a.ss2.5lo "a
Time certificates of &C.
post ................ s.2OS.5l7 rs
Certified checks .. 377,02se S
Cashiers checks out
standing .......... 12s.62045
Total deposits ....... 52.l2o.7le 80
Due to national banks, -. 2l6,2sl5s
Due 10 State banks. pri-
vate bankers and trust
companies . s17sl7 SIS
Notes and bills redis-
counted ....... 551.ss4s2
Bills payable, including
certificates OF deposit
representing nj oney
borrowed ...,...... s77o4s 20
All other items Of liabil
ity ................... 74s.z2s o.
Total liabilities 80, }72s636l7
The reports made to the United
States Comptroller OF the Currency by
the national banks on the 10th of Feb
ruary last show the following asgre-