davidaulloa/AmericanStories huggingface dataset:
Omaha daily bee., 1912-01-07

this man had a valid claim, but the result is not
at hand.
The most advanced advocates of this kind of
Insurance insist that the essential principle should
be equitable distribution of loss. In Germany, for
instance the law has made eternal vigilance against
accident the rule has aroused keen sense Of self
interest by placing upon the manufacturer and
to a lesser degree upon the worker, the duty of
paying for each accident The employers are re-
quired by the law to combine to pay the losses.
and this provision has resulted, according to the
reports in the exercise Of all possible wisdom and
foresghtedness to prevent accidents. IL seems to
have been proven, too, that under the German sys-
tenn a minimum of government supervision Is
required. 1t should be said, however the Ger
law is federal, co-extensve with the nation,
while in the United States the problem must be
handled by the various states.
When states adopt this class of law at this
early stage of the game they do not follow uniform
lines in the matter of details statsticians, backed
by United States government reports assert that
the ratio of accidents in this country have been
2 or az to /, compared with accidents in Great
Britain, France Germany and other European
countries; and American laws must be framed
with this fact in mind
Provisions OF Wisconsin Law
The Wisconsin law, which has been upheld by
the state supreme court and is in full operation
may be taken typical II all employees
except casual workers Election TO accept the law
is made by the employer in writing filed with the
State Industrial Accident board, and when the
ployer thus elects the empoye is presumed TO do
SO In the absence of written notice. The defense
or assumed risk and fellow-service is abrogated II
the employer does not elect to accept the law, and
suits for damages not permitted after election
TO receive compensation No reduction of liability
is allowed under special contracts. The burden OF
cost is on the employer. In order to draw
pensation the disability must continue more than
one week, and payment is made for this first week
Omaha daily bee., 1912-01-07

If the disability continues more than four weeks.
Under the Wisconsin law, for death by accident
four years earnings are allowed, with $1,50O
minimum and a $4,000 maximum; IL there are
dependents, but 500 is allowed. Total dis
ability calls for So per cent of wages, but where
nurse is required 90 per cent is allowed after 80
days; no total to exceed four years wages Par
tial disability calls for 65 per cent of wage de-
crease and medical and surgical aid for not more
than ninety days. Notice OF injury must be given
within thirty days and claim must be filed within
two years, All disputes arising under the law are
to be settled by the State Industrial Accident board
with an appeal to the courts afterward. Non-res-
dent alien beneficiaries of deceased workmen are
included by the Wisconsin law, but barred
from participation by all the other states.
Grounds for Suits I'm Courts
In some OF the states named in the list suits
for damages permitted, in lieu OF conipensa-
tion:
If the employer was personally negligent
violated a safety law; If the employer failed to
comply with safety law; II employer was guilty
of serious or wilful misconduct II injury resulted
from deliberate intention OF employer; If employer
wilfuy neglected to comply with statute.
While most OF the states having this sort OF
law provide for the employer carrying the cost.
Maryland makes employer and empoye pay Jointly.
and Ohio makes the employer carry 80 per cent
and the employe 10 per cent.
Concerning the matter of establishing adequate
and just rates in such law is now proposed in
Nebraska it be said that the Liability Statistical
Conference four five years ago, recognizing
that it only matter of time before this coun-
try would take up workmen's compensation insur-
ance appointed a committee which drafted blanks
for submitting in such way that 1t would be possi
BILE to calculate rates for any workmen's compensa
tion act which might be adopted by any of the
states This experience table as it may be called.
brought up to date, taken into consideration by
New Jersey and other states, before framing their
laws and it, similar data will doubt be given
attention by the Nebraska commission.
The present movement for such a law in
Nebraska had its inception in the visit to Omaha
Of John Mitchell and other members of the Ameri-
can Civic Federation a year ago. At that time
a state council of the federation was formed in
Nebraska, and the result of the deliberations OF
those interested the introduction of the bill
mentioned by Representative Evans in his resolu-
tion. The commission intends TO hold frequent
meetings FROM now until November for the fran,
ing Of its report and preparing the bill to be
mitted to the next session Of the Legislature
Omaha daily bee., 1912-01-07

that because of the hundreds of claims being
filed under the law the cost of administration, in
vesugation and indemnities allowed will eat up all
the money received in the first two years, at least
One particular developed this puzzle for the
commission to solve:
logging company employe, while riding on
the front of locomotive with the conductor, asked
permission TO get off he could get a drink at
saloon which the train was passing. The conduc-
tor refused consent, but the man jumped off any
way. In alighting he suffered compound frac-
ture of arm, lost his left ear and two fingers,
had colIarbone and several ribs broken. had his
scalp torn and every inch OF his body bruised
1t up to the commission 10 decide whether
Omaha daily bee., 1912-01-07

modern sociological thought; aston
1shng in the sense that but few years ago ser-
GUS a movement toward state paternalism would
have been regarded impossible.
This commission has been appointed by Gov
ernor Aldrch in response to the following resolu-
ton passed by the house of the Nebraska legisla-
ture near the close of the last session:
Whereas The subject of protection for work.
ingmen who daily risk life and limb amid the dam
gers necessary to the existence of modern society
is one OF deepest social interest most widely
discussed throughout the civilized world; and
Whereas An employers liability and compensa-
ton bill was introduced late in this session of the
legislature, and for lack of adequate time could not
be fairly considered and determined; and
Whereas The protection of the lives and fami-
lies of Nebraska workngmen is a subject of So
cia Importance second to which may come
before the Nebraska legislature; and
Whereas There is great need of adequate in
formation and recommendation upon the subject
from authorities qualified by experience, knowledge
and special investigation to report upon conditions
as they exist in Nebraska, and to recommend flu
ture action upon this subject; therefore, be it
Resolved, That the governor is hereby en-
powered and requested to appoint, on or before
August l, 1911, a commission, to serve without
compensation for the purpose of investigating the
subject of employers liability and compensation
laws and uniform legislation and their administra-
tion.
Resolved. That said commission shall be COM
posed of members, of whom two shall be
representatives of the employers of labor two rep
resentatives of wage earners, and the remaining
three representatives of the general public Such
members shall be appointed because OF special
qualifications for this particular work without
regard to party affiliation
Resolved That 1t shall be the duty of this com
mission to thoroughly investigate the subject of
employers liability and compensation laws and
their administration and to make report of their
findings, together with proposed bill suited to
conditions in this state, at some time not later
than November 1. 1912.
Representative l. d. Evans of Kenesaw intro
duced the resolution and is member OF the COM
mission. The other two representatives of the
general public are Victor Rosewater, Omaha, and
Arthur NJ. Weatherly, Lincoln. The employers
represented by C. D. Traphagen Lincoln president,
and F. /. Ellick, Omaha. The labor organizations
are represented, by Albert Weitze Omaha, and
Frank NJ. Coffey, Lincoln. George s. Sheldon,
head of the legislative reference bureau, who is
cooperating with the committee, is secretary
The States Have Law Now
At the present time ten states have laws rela-
tive to workmens compensation and insurance.
They are California, Kansas, New Hampshire, New
Jersey, New York, Ohio, Wisconsin, Maryland,
Montana, Washington In Illinois and Minnesota
commissions similar to the Nebraska body have
Omaha daily bee., 1912-01-07

tour of personal investigation.
In Maryland and Montana the state insurance
is cooperative and compulsory; in Washington IT
MIA, Kansas New Hampshire, New Jersey and Wis
consn compensation is elective except that in Cali
forna and Wisconsin the laws are compulsory as
to the state and municipalities. In Illinois the
proposed bill makes compensation elective while
the Minnesota commission bill makes compensa-
ton compulsory.
One of the difficulties of framing this kind OF
ton. There the law classified industries and pro-
vided that each one of fortyseven industries named
should shoulder the burden of its own accidents
The wording of the law is mo class shall be
liable for the depletion of the accident fund from
accidents happening in any other class" Shortly
after the adoption Of the law a powder mill blew
up at Chehals, and after investigation the Indus
trial Insurance commissioned the state announced
that "the claims for the death of eight girls must
under the law be paid by assessments levied on
the powder manufacturers of the state"
In the state of Washington there are but three
concerns engaged in this industry, and at the
time of the accident there but $27O in this
branch of the insurance fund to meet a possible
maximum of $32, 900, or $4,000 for each victim of
the accident All but three of the victims were
minors, and question arose as to whether the law
contemplates the payments of the maximum
amount for minors; but in any event no provision
is made in the Washington law for borrowing from
any other branch of the accident fund.
Omaha daily bee., 1912-01-07
Washington Law Draws Criticisms

Further criticism Of the Washington law is
laid against its failure to provide waiting period
of one or two weeks after the happening OF an
accident. The liability begins to run from the
moment the accident happens, while the laws in
foreign countries, and in most Of the American
states provide a waiting period of two weeks dur
ing which nc benefits are paid. It is also alleged
Omaha daily bee., 1912-01-07

0RHAPS as important task as ever
was assigned to commission of Ne
\ braskans is that confronting the men
whose portraits are presented here
with. 1t is task, too, greatly sig
nificant of the astonishing trend Of
Omaha daily bee., 1912-01-07
The States Have Law Now

At the present time ten states have laws rela-
tive to workmens compensation and insurance.
They California, Kansas, New Hampshire New
Jersey New York, Ohio, Wisconsin, Maryland,
Montana, Washington In Illinois and Minnesota
commissions similar to the Nebraska body have
made reports and submitted bills which have not
yet been acted on by the legislature Minnesota
sent two members Of its commission to Europe on a
The Washington herald., 1912-06-30
Why Change Your Position?
By LAURA BRANDT.

Good and suficient reasons there are oftsn
for changing ones position. Frequently there
are adequate reasons for getting Up boldly
and seeking a new position.
But. on the other hand. some girls are con-
Btantly changing without adequate cause
These are the girls who should consider most
earnestly just what these many changes will
eventually mean to them and whether their
course from business point Of view is wise.
az II II a step toward finding the right niche,
then well and good. But few OF these girls
who are drifting from one job 20 another
have any such object in view. They are tired
Of ths5r present position, OF its work OF OF It's
monotouy. They want fresh scenes fresh
faces, fresh interests Or they have a fanctsd
grievance The manager has reprimanded
too sharply OF the hoo-Walke- has criticised
UnjuEtly or the fore woman has a grudge
against them. 50 they quit
This Is bad business policy for the girl who
must look the coming yeaCs squarely in the
face and make them yield her a living Be
fore leaving her present position she should
honestly and unhinchtngly examine her rea-
sons for doing so and II they are not good,
sound business reasons. Il they are mere
Ehims, let hET stick where she is.
To chanEs a position for better salary.
other things being equal. for better surround
ings or more cougsniSl work - all right But
to change for none OF these reasons but FOR
fanoied sights or fresh excitement IS unviSs
Ths longer q girl stays in q position. pro
vidsd she doesn't fossihse. the more valuable
she becomes. She knows the business better,
her work begins to make an impression, she
gets in line for promotion. Besides, the girl
The Washington herald., 1912-06-30
EarningOne sVacationExpenses
By ALICE MASON.

A woman whose horband's invalidIsrl
forced her into the business held found her
self at vacation time run down with work
and worry, no fund for vacation. and her
husbands condition such that Ehs was un-
able to leave the city. She had love OF
flowers, e knowledge OF plants. and luck in
raising them. A nUrseryman Of her &C
quaintance. who had q number OF gardens
in a charming suburb TO care for, offered
her q position as helper.
=
The work included wedding. watering, cut
ting. and arranging OF flowers, and the cut
ting Of lawns where families had gone 20 the
seaShore The air was pure and conditions
OF work moSt heAlthful The use Of the lighter
machine designed for woman's operation
made Of the grass cutting a muscle builder
and eliminated the possibility Of overEtraln.
The work proved so bsnsdclal that an ex-
tension Of the vacation period was asked and
granted Eventually this necessity TO pay
her vacation expenses led her TO The adoption
Of flower raising and landscape gardening as
q profession.
At a resort where there were a couple Of
large hotels and . number Of cottages one
girl last year orGar5Esd morning classes for
the children in gymnasium and athletic In
struotion, including rowing. swimming, golf
tennis. and oroquSt. On FalnN dGyB bGskct-
ball and gymnastio dancing were taught
The class began With three members and
the boo-th day numbered tvSnty-hvs. Par
ents willingly paid her SL5o q week In the
knowledge that the children were being
taught hsathfuI EpoFt and at the same time
were taken of their handA
The diversion that is ever sousht By the
summer resorter InEureS SUCCESS Tor the ana
teur entertainer. One business girl with q
knowledge Of slooution and dancing ehoSs an
exclusive hotel which accommodated many
gusstA In return for her board, room, and
transportation. she took charge Of the
dances, planned entertainments - Juvenile
minstrel shows, tabIeaux performances,
simple musical sketches On her free days
she had the privilege Of giving private dane
ing lsssons,
A clerk IN one Of the blE department. stores
was laid on for three weeks. She had q
cousin living on . farm, who could get no
one to help her with her wosk. This girl
offered assistance for her board and trans
portation-- Ths fresh Eir. fresh vegetables,
eggs. buttsT, and cream In ABUNDANT supply,
made her vacation sxtreulelY remuneratiVe
One wide awsks buxinsss Ffrl. who was
employed in an educational institution which
closed during July and August, saw her op-
portunlty and 4 HEls nest SzE'' IN doing
up hne lingerie dresses and blouses and
dainty neckwear for the patrons Of the resort
near Ehich her parents lived The work was
30 essentially dainty and required such real
skill and commanded such good price that
she had no fear Of losing caste through t.
Through an Influential friend at the hotel she
got her start and her hRs work did the rest.
Acting as an agent for cold cream, soap,
and cosmetics for removing tan and freckles
Is profitable In q summer colony. II one can
prepare these articles oneself 70 much the
better.
The Washington herald., 1912-06-30

a vacation fund may be provided. The weeks
Of Eslf-denial and oYerTork might be par
tally relieved, at least by well balanced
Eirl With a wholesome brain and little In
Eenu;ty.
Nor need the necessity Of living out o.
doors for the summer at the doctors orders
Ill with dread the girl who is forced TO give
up her position temporarily, with no savings
TO tide her over. Hundreds Of girls have
found ways to obey the doctors orders, build
up their health, and at the same time be
Bslf-suEtainInE.
There Is one Important thing 70 bear IN
mind, though. and that - that there Is no
gain where the energy Is taxed during vaca-
ton more than IN doing ones regular duties.
The best way TO avoid this danger Il TO adopt
a line Of work entirely different from that in
which one is regularly engaged.
The camera has solved the vacation prob
lem for many. The secret Of ready sale Of
pictures is In tie choice Of popular subjects.
Postal photos Of children In Characteristic
attitudes, with natural, happy expressions
VIII bring orders by the dozens from parents
Picnic and party groups usually bring orders
from the Individual members.
Cottage and bungalow owners are glad
to secure good postal photos Of their sum
msr places to distribute among their friends.
Picturesque and interesting scenes, q wind
Ing creek OF river. g waterfall pretty lake,
may be made into popularfT attractive pic
tuzes when mounted And II one has q tat
eut with water oolors the value OF the pic
ture may be enhanced considerably.
Last year q stenogTapher who was forced
TO give up her position on account Of a nerv-
Gus breakdown. paid the expenses OF q three
months vacation b. supplying Wild flowers
to cottagers and two hotels at q summer
resort With her drst weeks earnings she
supplied herself with cheap but attractive
vases in which she arranged the flowers
for the hotel tables. To the cottagers she
made charge OF 80 cents week, and soon
had dozen families on her list
The suggestion OF one mother, with an
o1Ier Of 20 cents extra, 10 take her little girl
along I'D 70 the formEt50n oc tramping
and nature study elass," which. inside Of
week, grew to ten girls The popularity Of
the class was due largely to the knowledge
Of botany and zoology. learned In high school
by the girl The birds. trees, towers, and
insects furnished delightful material for this
sut Of door class work
The Washington herald., 1912-06-30

who n constantly changing soon gets q rep1-
tauon for It and employers are mistrustfIl Of
giving her important work. She wilFabout
ge; broken in. they think when she'll leave.
Every business has its ups anGdowns, days
in which everything goes wrong. days in
which the work is dull and nonotonoUs, days
in which the stress and rush sights fancisd
or real come ones way. Al these but test
ones msttle.
TIE thing for girl to DO - to stick, with
set teeth Il necessary. but to stick and to DO
hS- work well.
P1easanter hours viii come and then she
will be glad she didn't ny OF the handle"
She might not have bsctsrsd herself a parti-
Gle: she would have forged another link IN
that chain OF habit OF drifting from ore posi-
ton TO another; she would have given an
other blow 70 shatteClng good rsferences-
BY staying she Is adding silently to her
reputation for dspendablity. In the stress
OF the days work the manager may not seem
TO notice one's efforts. But the good bGSi-
ness man knows who are his good nSutenants.
he knows who has stood shoulder 70 Shoul-
der with him in the dght, who II - who has
worked steadily, carefully, unconplafning
He must have good workers The girl who
sticks TO ser Job. who does her work wen.
who can be depended upon. VII steadily
progress in the business world, The girl
who . constantly changing Is the one who
is laid on first who draws the smallest sal
ary. She IS ever beginning over again at the
bottom Of the ladder.
Before giyiEg up position eonsider hon
estly and earnestly whether you are changing
for a good solid ard substantial reason II
not, don't change
The Washington herald., 1912-06-30

Quilting.
Two maiden ladies Of my acquaintance
spend ell their spare momsnts quilting They
charge 81 a spool for quilting and have more
work than they can do They have made
quilts for twenty years. Work Is sent them
from NEARLY every state
AfRs a. GEORGE,
Sage Bed for Income.
A sage bed Will furnish pin money the
easiest Of any thing know. Sage never sells
for less than cents an ounce, often for 10
cents II Is always IN demand by druggist
butcher. and housekesper. The curing OF
It Is simple Il requires no special cult
walton. It Just grows.
MRS. J. A. DosTAL.
i s
What Topn Lot Will Do.
Ours is q suburban home and we have 8
large lot on which I keep chickens and
pigeons. raised thoroughbred OrpInEton
chickens and thoroughbred blower" p!-
geons. I make $50 q week on eggs not
counting those used for settings and for my
own use. sell setting eggs at 70 cents. OF
spring chickens I sell 81. 10 worth every week
and have two for our own use every Sunday.
They DO not take much feed II little tine
and common sense are used. Ny hock con-
sists Of thirty-sight hens.
The pigeons are easy to raise and bring
The Washington herald., 1912-06-30
Said About Womankind.

Women know at first Eight the character
Of those with whom they converse. There Is
much 10 give them religious height TO which
men do not attain.-Ralph Waldo Emerson.
Women see through and through each
other; and often we most admire her whom
they most scorn.-Charies Buxton.
Woman is a miracle OF divine contrSdic-
t!ons-Jules Mlchelst
=
Before going to war. say a prayer; before
The Washington herald., 1912-06-30

goIng to sea, say two prayers; before marry
ing. say three prayers-Proverb
8 =
One should choose for a wife only such a
woman as he would choose for friend, wers
she a man.-Jossph Joubert
Woman is . fickls and changecul thing
p. Virgflius Mayo.
=
There are no women to whom virtue comes
easier than those who possess 70 attractions.
Anonymous.
The Washington herald., 1912-06-30

Ifthe E4d for whom
extrayagant VEGA
tons DO not exist Will
cast about for some
thing profitable and
appropriate TO do
during the vacation
period she win hnd
that opportunities
are BY no means
scant-
Even girls earning
fairly comfortable
salaries often and It
necessary to begin
about March l a sort
Of Lsntsn fast from
every little luxury
a1N ar,TYEer,euf that
The Washington herald., 1912-06-30
Needle Books md Pin Ball. -

Making reedIs books and PIN SG1ls b .
paying industry.
For the needle book taksa pises Of eelluloid
eight by six inches. with pink edges. Fold
to form a cover. Take two pieces Of white
flannel the same size Scallop edges and but
tonbols with crochet silk. Put flannel pieces
inside cover to form leaves Punch two tiny
holes through the leaves and cover where
they fold. Run ribbon through, making
bow. Fill leaves with assorted needleA Oh
the outside Of the book print with sold ink.
" A Stitch in Time Saves Nine"
For the pin balls one sksin OF SaIony yarp.
one yard OF three-fourths inch ribbon. With
the yarn wind six balls about the size Of
walnut. Take six different lengths Of rTb-
bon. the longest six inches. Turn under one
end OF each ribbon TO form q point Sew
balls TO points Sew the Ex ribbons together
at the top and finish with a fancy bow. Stick
different eolored pins half way into the balls.
The dainty needle books and fluffy pin balls
can be sold for 50 cents apiece. Interest
your friends or market them through e1cl1-
stve little shops Mss MARIE CARL
The Washington herald., 1912-06-30
How to Earn Money at Home,

large profit for small amount Of work.
receive . cents pair and have ten -
twelve pairs to sell every week. Their tss4
costs practically nothing.
Mrs. J. A DosrAL.