The Dickinson press., 1912-12-07


ing on December 3. 1911. and transact
lions for the year of all insurance COM
panies. societies and associations au-
thorized to do business in North Dakota.
are being distributed. In the matter of
legislation to be proposed in tn TO tn
coming assembly, the department o
NERDS the enactment of the following:
The so-called Mobile BILL the pur-
pose of which is to secure q standard of
solvency for fraternal benefit societies ;
an act for the regulation and control OF
assessment life insurance associations F;
q Fire Marshal law; an act giving the
insurance department authority to SUI
pervise insurance, promotions. along the
lines indicated by the famous blue
sky" law of Kansas; standard provis-
ions governing health and accident in
surance companies: IN act prohibiting
rebating, discrimination, twisting and
embezzlement.
STANDARD FIRE POLICY
The attention of the department has
recently been called to the fact that
very few of the fire insurance compan-
les doing business in this state issue
policies which conform in every partic-
ular to the standard form which was
established by legislative enactment.
Section COST of, the revised codes, pro-
vides that mo fire insurance company.
corporation or association. their officers
or AGENTS, shall make, issue, use or de-
liver for USE, any fire insurance policy
or renewal of any fire. policy on property
IN this state other than such as shall
conform in all particula rs as to blanks.
size of type. context, provisions. agree
ments and conditions. with the printed
form of contract o.. policy heretofore
filed in the Office of the commissioner
of insurance as q standard policy for
this state. and no other o. different pro-
visions. agreement, condition or clause.
shall in any manner be made a part of
such contract or policy or be endorsed
thereon or delivered herewith" Then
follows a number. of exceptions. but
these relate in no manner to the con-
tract, per Sc. The department has had
printed. in typewriter form. copies of
the standard form of policy A copy
will be sent to each OF the fire insur-
ance companies authorized in North Da-
kota with advice that this form. and
no other. may be Issued in this state
Il oftor 1on,,oexy I 10f2
UNAUTHORIZED COMPANIES
In consideration of inquiries which
have been addressed to this department,
attention is called to the fact that the
German Commercial Accident Company,
Of Philadelphia. Pa, the nter-lnsurers
of America, Of Washington. D. c.. the
Masonic Protective Association. of Wor.
cester, Mass, and the Marine Insurance
Co., Ltd, of London, are not authorized
in North Dakota. We cannot too
strongly urge upon the people of this
state the importance of placing insur-
ances only with those, companies or as
sociations, of whatever kind or charac.
ter. which have been licensed to de-
business herein. II is safe to assume
that insurance concerns which refuse OF
neglect tv comply with legal require.
ments and conditions precedent to ad-
mittancer are unworthy of confidence,
We are always, glad to reply to inQuir.
les concerning the authorization and fl
nancial standing of companies solicit
ing business in this state. q Sa1
WESTERN HAIL INDEMNITY Elk
CHANGE 4.
In the bulletin is sued by this depart
l-ment under date of July, I. 1912. atten.
tiOn; was called to the fact that the