Omaha daily bee., 1911-04-30
INSURANCE AS CHILD SEES IT
Essays Show How Youthful Mind
Grasps Living Problem.
GIRL TELLS THE BEST STORY
LifS1s Miss Wins Fifty-DOIlaR Prize
for Original Arguments in Fa-
NOF OF Taking Out Life
PnIfCw.

The problems of life are not to grownups
alone Essays submitted In a competition
conducted by an eastern insurance concern
indicated that competitors had invested
mental process unexpected at their years.
Many Of those who painfully penned their
efforts at prize winning stories told only
a saddened childhood experience aB their
best arguments In favor of life insurance.
TO the penniless orphan the point is clear.
The first prize was given to Winifred E.
mildred. Is years old, Norfolk, Va, who
wrote;
'Tt seems that the best way in which TO
explain how great an assistance the policy
of life Insurance Is proving TO thousands of
families. IN TO illustrate by our own case.
~There are IN our family, the parents
a boy of nineteen. and two younger girls.
Ny fathers life Is insured for only mod
crate amount; for IN case OF his death, no
debts would remain to be discharged, and
the whole amount would be paid to mother
He Is also insured by an accident policy,
which provides ready sum OF money to
be given TO mother in event Of his death
by accident
thus father is not obliged to save money
TO leave US provided for in case Of his
death. He earns a comfortable income by
MS WDEht HuACn GlAAbAGo MN " ohpPbAA MS
family comfortably, to give them luxur-
ies, and to have extra money for pleasures
and charities; but above all to send his
daughters to school and his son to college
giving the son thereby an opportunity to
distinguish himself, which opportunity he is
using we'll.
eff fathers life were not insured, he would
be obliged to save money In order TO be pre-
pared for accident or death; then We would
not be able to attend school, but must be
at work in order 20 save and at the same
time live comfortably,
THUS the benefit OF the insurance is en-
Joyed during the life OF our father,
"Also while saving money. II it is de-
posted in a bank there is danger OF the
banks failing; in insurance 1t is perfectly
safe.
1--WE therefore consider ourselves well
provided for and hope that many others
win avail themselves of this great pro-
lection"
Thomas williams. II years old, New
York City boy, said IN his argument:
Every father should insure his life for
three reasons; % AS a duty to his wife
and children; Co To instil a moral force
into the home; go AS a good investment.
First, what would be thought OF a
father, who allowed his family TO starve
during his hfeume3 Would he he con-
sidered a good fatherR Decidedly not.
And still is he much better who leaves no
protection 10 his widow, 10 his orphan chill
drsn3 He may be young, and so think
that there is abundant time TO provide for
death; yet, the wave OF life may break at
its very crest and dash to pieces the frail
bark resting upon 1t.
Further. il is his duty. 20 set good
example before his children, that they may
be instructed In prudence and foresight.
Secondly. a life Insurance policy IS q
good incentive TO thrift. For, though a
man may neglect other bills. che insurance
premiums must be paid For, win he, by
neglect, cause the policy 10 be lspsed, and