davidaulloa/AmericanStories huggingface dataset:
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
The Katy They Were Playing For.

Inc Katy They Were Playing For.
1t was no ordinary game Of poker
that bent those three wicked heads
over the greasy cards. AS their
woltish eyes followed each turn OF
the cards, fitful flashes of pickering
light faltered on their ferocious faces.
In the next room was a beautiful
girl.
She was on a barrel, but her eyes
were on the clock.
One more minute to play" croak.
ed the tallast of the three, "and then,
me beauty, you belong to the win.
ner!"
Aces and kinks" the smallest ex.
ulted "Hah-hah. she's mine!"
-Four kinks" the tallest roared.
"Hah-hah, she's mine."
The beautiful girl iL the next room
walked slowly to the doorway and
looked with serene eyes at the play
ers
Beat IT," she said softly. IT'S I:
o'clock, and besides, there's too mani
kinks in the pack"
She's mine!" shrieked the TALES,
man, as he reached for the pot
Eighteen dollars in her, and she's
mine!'-Philadelphia Times.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
"Ihe Bard Of Odon."

Rev. George F. Culmer, the bard
Of Odon," celebrated his eighty-sixth
birthday yesterday. Rev. Mr. Gunner
was born May 90, 1925. in Kent. Eng
land, during the reign of George Fred
erick George W., for whom he was
named. At the time of his birth John
Quincy Adams was president OF the
United States.
DR.. Culmer has been minister for
many years In the Methodist Episco-
pal church until his advanced age
made 1t necessary for him to retire.
He is a scholar and poet. Many OF
his poems have been published in mag
azines and newspapers. Washington
Correspondence Indianapolis News.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Quickest SaaId That Grows.

The quickest salad that grows and
the least used in this country Is mus
tard and cress. Sow curled garden
cress In long rows, four inches apart.
1t natures in 81 days. AS soon as 1t
breaks through the ground SOW the
same quantity of white mustard, and
the two will be ready at the same
time. They should be cut when about
an inch and half high and used mix
ed in equal parts. In England
and on the continent 1t is used
extensively for sandwiches. dinner
salads, with lettuce leaves, and for
garnishing meats. The round turnip
radishes take only about the same
time to mature If sown in rich ground,
so 1t Is easy to have a home grown
salad. If nothing else, the first Of
July-Harper' Bazaar.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
A SEWING Ruu.

To the woman who must sew In her
living rooms, would recommend a
sewing rug, made of piece of denim
Of the right size to fit light corner
of the room. The edges are hemmed.
Along the outer side which comes next
the wall are four buttons evenly
spaced At the center of each end a
strip of cloth forms a handle. When
wishing to tidy the room, | fold over
the rug lengthwise one-third, which
brings four eyelets worked with car
pet warp on the wrong side of the
rug along the fold. The other side
Is then folded over and the buttons
On the edge slipped into corresponding
eyelets. The ends are then brought
together, and the rug Is hung by the
handles on a closet hooh-House
keeper.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Historic Event Celebrated.

Australia recently commemorated
the one hundred and forty-first ami
versary of Captain Cooks first land
ing. 1t was in ITO that H. M. s. En-
deavor, barque Of $40 tons. entered
the inlet first called Sting Rays Har-
Dor, but afterwards Botany Bay, from
the beauty and variety of the plants
growing about its shore. The vessel
remained eight days, and before she
left the British flag was hotsted. AS
Is the custom on each recurring ami
versary, the flag was again unfurled
upon the spot where 1t was first dis
played, and was saluted by the guns
Of the warships in the harbor.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
HAD BEEN SILENT SUFFERER
Subordinate Officer the Recipient Of
Hints Intended for His
Superior.

A sea captains wife tells this story
Of maiden woman. sister of one OF
the owners Of the ship on which she
once made long voyage. She had
very decided opinion on most matters.
and she and the captain had many
spirited arguments at the dinner table.
The captains wife. a meek, submits
sive little soul, fearing that in the
heat of argument her husband might
say something to offend this august
passenger was in the habit OF kick
Ing him on the shins to hint at moder-
alton Nevertheless, all these remind
ers passed UNDECIDED.
One day she administered a more
vigorous kick than usual, and noticed
an expression of pain fit across the
face of the mate, who sat opposite
her.
"Oh, Mr.. Brown. was that your
SHIN" she asked.
"Yes, Mrs. Blaikie," said the mate,
meekly, hits been my shin hall the
voyage, ma am."-Youth's Companion.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
The Seismouraph.

The seismograph is a most inter.
esting instrument
1t is kept in a endorsement room.
far from disturbing influences. There
1t records upon strip Of paper such
earthquakes as may happen anywhere.
The scientists then study the strip
OF paper and herald to the world the
news that the tremor which shook
down several cities was duly regis
tered.
The seismograph Is a remarkable
contrivance-though In Just what way
is not yet determined However. In
the interests Of science It Is as valu-
able as would be the imprint of the
hoof upon the seat of the trousers
OF man who had been kicked by a
mule.
After the event he could study the
imprint and assure himself that he
had been kicked
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
st. Paul's Book Of Autographs.

Every preacher who occupies the
pulpit at ST. Paul's signs his name
after the service In a book that Ia
kept In the yestry, a book which dates
back to 1926, the earliest signature
in II being Edward Stillingfleet." This
is for autographs one Of the most val
liable books in existence, as II con.
taIns the signatures Of great numbers
of eminent churchmen for nearly 200
years. Most archbishops, bishops and
clergymen OF eminence preach in St
Pauls some time In their career
Church Family Newspaper
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
TIMETABLE FOR COOK
SCHEDULE THAT WILL BE FOUND
USEFUL IN KITCHEN.
Gives the Exact Time Required foi
Baking, Boiling, BroiIin9 and Fry
ing Various Meats, Vegetables
and Cereals.
rInre Rooulred FOR eaklna-Beans

Time Required for Bakins-Beans
unsoaked, 8 to 10 hours; beef. sirloin
per pound. to 10 minutes; befe. rolled
rib. per pound. u to Is minutes
bread. brick loaf. 40 to GO minutes; bis
cult 10 to 20 minutes; cake piain' ~
to 40 minutes; cake, sponge. A. to OF
minutes; cookies. 10 to 10 minutes
custards. 10 to 20 minutes; duck. tame
10 to 60 minutes; fish, to pounds
hour; gingerbread, 20 TO 30 minutes
graham bread. 80 minutes; lamb. well
done, per pound. 10 minutes; mutton
rare. per pound, 10 minutes; pie crust
80 to 40 minutes; pork, well done. per
pound. 80 minutes; potatoes. 80 to a.
minutes; pudding, bread, rice and tapi
oca. hour; rolls. 10 to Is minutes;
turkey. 10 pounds, hours; veal. per
pound, 20 minutes
5oilin9-Asparagus, Is to 20 min
utes: bass, per pound, 10 minutes
beets, 45 to SO minutes; brown bread
hours; cabbage, 30 to As minutes;
carrots. As to so minutes; caulifiower
80 to As minutes; celery, 80 to 10 min
utes; chickens, As to 60 minutes:
clans. to minutes; cod, per pound
6 minutes; coffee, to minutes; corn
green, to minutes; eggs, to
minutes; fowls 2 to hours; haddock
per pound. minutes; ham, hours
hominy, l to 2 hours; oatmeal, l to
hours; onions, 80 to 40 minutes
oysters, 3 minutes; parsnips, so to Az
minutes; peas, - TO 20 minutes; pota
toes, 20 to 80 minutes; rice, 10 to ~
minutes; salmon, 10 minutes, squash
20 to 30 minutes; sweetbreads. 20 to
30 minutes; tomatoes, 10 to 20 min
utes; turkey, 2 to hours; turnips, 81
to 40 minutes; veal. to 8 hours.
Broiing Chickens, 20 minutes;
chops, minutes; fish, thick, 10 to 20
minutes; steak, 4 to minutes.
Frying-Ba con, to 8 minutes;
Dreaded chops, to 6 minutes; GRO
quotes, minute; doughnuts, to .
minutes; fish balls, minute; fritters,
3 to minutes; mullins. 3 to 5 min
utes; SIN elts, l minute.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Rhubarb Bread.

Prepare two quarts of rhubarb and
cook slowly. cutting 1t in halfinch
pieces so as to avoid stringlness.
Stew with one pint Of sugar, adding
more If too tart. When very soft rub
through a sieve and return 10 the fire
until at the boiling point. Have ready
number OF slices OF two-day old
bread buttered generously Spread
them on a platter and pour over SUI.
iiaiont of the hot sauce to thoroughly
soak them. Add another layer OF
bread. cover with the remainder of
the sauce. Set aside until cold and
serve with cream and sugar.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
He Got the Pass.
IT want pass"

IT want a pass.
"Pass? You're not entitled to a
pass. You are not an employee.
Sorry"
No; but here the anti-pass law
says free transportation can be grant
ed to necessary caretakers Of live
stock, poultry and fruit Well, I'm
going on this trip with an aunt that's
a hen-there's your poultry; girl
that's a peach-there's your fruit:
and a nephew that's mule-there's
your live stock. Gimme pass
The Way-Bill.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Scotch Apple Tart.

Peel and core half dozen tart ap
pies and place in crock in a slow
oven. adding neither water nor sugar.
When tender mix in Sultana raisins,
allowing a quarter Of pound to each
pound of apples. Turn into a deep
chatting dish, sprinkle with sugar and
grated lemon. cover with top crust.
pricking well to allow for the escape
of steam and bake In quick oven
Serve with milk.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
MUCH LIKE THE LAST STRAW
Poker Player Convinced the Limit
had Been Reached in Desire
to See His Hand.

Mark Smith, former delegate in con.
gress from Arizona, was talking about
the old days in the territory. Some
one suggested that there were bad
men out there when poker was the
big game.
Yes" said Mr.. Smith, there have
been some stirring games, and have
heard many a good poker story, l
remember one time In Tombstone
when big crowd Of sports engaged in
game of poker In one OF the large
clubs. It was an open game In a
public place and there was no at.
tempt to prevent the hangers-on from
watching the game. Now, you prob
ably know how exasperating 1t Is for
persons back OF you to peer into your
hand when you are playing poker. No
gentleman likes 1t much. Dan Nc
Cam, one of the characters of Tomb
stone. was deeply engrossed in the
game. He didn't like the curious
glances that were leveled at his hand,
and he didn't hesitate to make known
his Impotence.
Get back, you fellows he kept on
saying. Give man a chance to
breathe and play his hand
This. of course, didn't have any
effect and Mccain kept on moving
about uneasily in his chair. Present
ly there stalked into the room form.
mer territorial treasurer, the tallest
man in that country; in fact, the tall
est man | ever knew He must have
been seven feet tell. He slipped in
and took position behind Mccain
and leveled his eye upon Dams hand
Mccain, with that subconsciousness
that comes TO every one occasionally,
felt the presence Of some new person
looking at him. He hardly moved, but
his Keen eye detected the tall form
of the treasurer.
Well I'm damned he said. Some
son of gun had to ride In on horse
back just to look at my hand. -
Washington Post
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
The Worth Of tho Voice.

How wonderful Is the human voice!
It is indeed the organ Of the soul!
The intellect Of man sits enthroned
visibly upon his forehead and in his
eye, and the heart of man is written
upon his countenance But the soul
reveals itself in the voice only; as
God revealed himself to the prophet
of old in the still, small voice, and in
the voice from the burning bush. The
soul of man is audible, not visible.
A sound alone betrays the flowing Of
the eternal fountain, invisible to man.
-Longfellow: Hyperion.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

II man prefers the kind Of clothes
he can jump into and wears another
only under compulsion;
While a woman prefers such
clothes as she cannot put on without
toll and trouble and the expenditure
of time, and will, unless under COM
pulsion. wear nothing else;
Then what of permanent equality
is it going to avail for the law to
call the sexes back to the tape and
start them all over again Puck.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
How Denmark Teaches ltscIf

Booker T. Washington, IN tho
Worlds Work for June says that the
agricultural prosperity Of Denmark Ia
due, IN large measure. to the rural
schools scattered throughout the
country. These schools give a win.
ter course IN farming to boys and
summer course In household arts TO
girls. Besides this. the schools give
courses Of eleven days each to men
and 10 women.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
The Kaiser Likes the Bible.

The kaiser is great reader, and
while he tries to keep himself
abreast of current events, his favo-
rite book is the Bible, says the Lon
don Chronicle. A well thumbed and
marked copy is always by his bed
side. When Mr. Roosevelt visited
Berlin last year, the kaiser made him
a present OF number of books.
About half of them referred to theol-
ogy and the others to military sub
jects. These two classes indicate
the kaissr's own preferences.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

ed terribly. Marked improvement fol-
lowed the use o: Doan's Kidney Pills.
In six weeks l was well woman. My
friends and relatives marvel at my
recovery"
Remember the name-Doans.
For sale by druggists and general
Btorskeepers everywhere. Price soc.
Foster-Milburn Co., Buffalo, N. Y.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Two Varieties,

Little Willie-Say, pa, what Is bust
ness courtesy.
Pa-There are two kinds OF bust.
ness courtesy. my son. One Is the
kind extended to people who pay cash.
and the other is extended to people
who don't
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

hand or foot. Ny
right limb was swol-
len to twice normal
size. I looked the
picture Of death and
my case puzzled the
doctors. The kidney
secretions were high
LIZ colored and scald-
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Cleaning Paint.

A useful solution for cleaning old.
painted woodwork preparatory to re.
painting Is to dissolve two ounces OF
washing soda In one quart Of hot wa.
ter. II should be used warm and the
1ant afterward washed with clear
water
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

ADVICE
TO WOMEN

Women suffering from any form Of
Illness are invited to promptly COM
municate with Mrs. Pinkham at Lynn,
Mass. All letters are received, opened,
read and answered by women. A wo-
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
When Fate Mocks.

TOO bad about joe"
whats the matter?"
He sprained his arm and they are
afraid he can never pitch again, so his
folks are going to make q doctor or
something of that sort out OF him."
Be not angry that you cannot mako
others as you wish them to be. since
you cannot make yourself what you
wish to be.-Thomas A. Kempis.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
First Aid,

George AIDE, at a luncheon In Chi.
cago, paid gallant compliment to a
well-known actress.
The actress wore a harem skirt OF
the new fame color and Mr.. AIDE said
to her:
st is pretty. And what an odd
color it is! Tell me the name Of the
color"
"Flamme de Vesuve-flame Of We
suvius," the actress answered.
BE jabers," said Mr.. AIDE, "ye
make a vurry purity crater"
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

1--we is the emblem OF eternity; 1t
confounds all notion Of time; 1t ef
faces all memory Of beginning, all
fear Of an end.-Madame de Stael.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Is life worth living! should say
that 1t depends on the liver-Thomas
Gold Appleton.

The Herb laxative, Garfield Tea. over
CONS constipation, giving freedom from
siSkhea dache and bilious attacks.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Some Day Ask
Your Physician

To tell you the curious story of how the mind
affects the digestion of food
refer to the condition the mind Is In, Just
before, at the time, or just following tire taking
of food.
Hhe has been properly educated fhe major
ity have) he will help you understand the curious
machinery of digestion.
To start you thinking on this interesting
subject, will try to lay out the plan In general
way and you can then follow into more minute
details.
Pawlow pronounce Pavoff) famous Russian Ply
stefan and Chemist experimenting some dogs, cut
into the tube leading from the throat to the stomach
They were first put under choroform some other
anaeshetic and the operation painless. They were
kept for months in very good condition.
When quite hungry un-appetizng food was
placed before them and, although hunger forced them
to eat 1t shown by analysis Of the contents Of the
found
Then in contrast, meat was put where they
couldn't reach at once, and little time allowed Tor
the minds of the dogs anticipate" and create an APP
petite When the food finally given them they de-
voured Iavenously and with every evidence Of sat
isacon The food was passed out into dish through
the opening before It reached the stomach. 1t was
found be mixed with "Pyan the alkaline juice of
the mouth which is important for the first step In d.
gestion Then analysis made OF the contents of
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

Garfield Tea will set the liver right,
correct constipation, cleanse the system,
purify the blood and clear the complexion.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

DR.. Pierce's Pleasant Pellets regulate
and invgorate stomach, liver and bowels.
Sugar-coated, tiny granules, easy to take
A CANDY
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

S'SAN Ss"""NN NONCI udo ouO pun
lished q testimonial or used letter
without the written consent of tho
writer, and never has the Company
allowed these confidential letters to
get out Of their possession, as tho
hundreds Of thousands Of them in
their files will attest.
Out of the vast volume of experience
which Mrs. Pinkham has to draw
from, it Is more than possible that she
has gained the very knowledge needed
In your case. She asks nothing in re-
turn except your good will, and her
advice has helped thousands. Surely
any woman, rich or poor, should be
glad to take advantage of this gener-
GUS offer of assistance. Address Mrs.
Pinkham, care of Lydia Z. Pinkham
Medicine Co., Lynn, Mass.
Every woman ought to have
Lydia e. Pinkham's SO-page
Text Book. 1t is not a book for
general distribution, as it is too
expensive. 1t Is free and only
Obtainabls by mail. Write for
1t today.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
A MARVELLOUS RECOVERY.
How . Chronic Invalid Regained
Perfect Health.

Mrs. Ray Trusner, 80 West Third
St., New Albany, Ind. says: Kidney
disease had rendered me a chronic in
valid. I lay In ned unable to move
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Method.

Method.
Mrs. Knicker-Will your furniture
60 in the new fiat?
Mrs. Bocker-It will after it's
smashed
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

man can freely talk
OF her private ILL
ness to q woman;
thus has been es-
tablished this con-
fdence be tween
Hrs. Pinkham and
the WOm men Of
America which has
never been broken.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
About Marria0e,

Shea girl should look before she
leaps.
He-She should look pretty or she
may not get chance to leap.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

"Why did Humpty Dumpty sit on
the wall?"
HE probbly thought he could hold
It down."
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

To apprehend contempt is to have
deserved it slready.-Pierre Lott.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

the stomach, into which food had entered 1t was
shown that the digestive fluids of stomach flowing
freely, exactly II the desirable food had entered
This proved that 1t was not the presence OF food
which caused the digestive juices to fow but the flow
caused entirely and alone result OF the action
of the mind, from anticipation"
One dog continued to eat the food he liked for over
an hour believing he getting 1t into his stomach,
whereas not an went there every particle went
through the opening and yet all this time the d.
gestive juices flowed to the stomach. prepared to
quickly digest food in response the curious orders OF
the mind
Do you pick up the lesson?
Unappetzng food that which fails to create mental
anticipation does the necessary digestive
1uicas to fow whereas food that is pleasing to the
sight and hence to the mind viii the complicated
machinery of the body TO prepare in wonderful way
for its digestion.
How natural then, to that should sit down
to meal In peaceful, happy state Of mind and start
off the breakfast, with some ripe delicious fruit,
then follow with bowl of crisp lightly Drowned thin
hits of corn like Post Toases add sprinkle of sugar
and some good yellow and the attractive appetiz
ing picture cannot your eye and will produce the
condition of mind which causes the digestive juices
nature has hidden in mouth and stomach to forth
and do their work.
These digestive juices be driven back by mind
oppressed with worry hate anger dislike OF the dis
agreeable appearance of food placed before one
Solid facts that are worthy the attention of anyone
who esteems prime health and human happiness
valuable asset In the game of life.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22

1.-The Memory Lngers when breakfast
started withP POST TOASTIES.
The Manitowoc pilot. [volume] (Manitowoc, Wis.) 1859-1932, 1911-06-22
Keep on cultivating the corn.
The foolish man sells his best cows

Carelessness is the greatest cause
of failure in farming.
El Paso herald. (El Paso, Tex.) 1901-1931, 1911-12-07
IS WORTH
,00G0URTSAYS
Also Declares That Insur-
ance Contract Must
Be Lived Up to.

Thursday morning the eighth court Of
civil appeals ruled that a finger is worth
$500, wIen it affirmed the Judgment OF
the Gath district court OF FL Pas0 cOun-
tY, which gave G. p. Sorey judgment N
that amount against the Southern Pa
ciflc company
SOrey, while employed as r0admsster
at Dome, Arlz., was riding in the cahO9se
of a freight train on Aug. s, 1903, VIXEN,
irving to check his fall to the floor Of
the car, he grasped the car door WHICH
shut on his right hand, crushing one CT
the fingers and necessitating amputa-
ton.
Another important decision was made
when the court reversed and remande1
the case of the Modern WOodmen Of
America against w. B. Lynch. appealed
county, by which the court held that an
insurance contract must be lived I'D to
by the insured.
Lynch had been Insured in the asso-
citation for $1,000 in favor of his mother.
Mrs. Rachel Lynch, and following his
death, when payment was refused, sIit
was brought in the district court of
Harris county and judgment secured BY
the plaintiff in the sum of $1,000 with
interest.
The Modern WoOdmen sppealed the
case and showed that the deceased had
engaged in helping in the saloon of
a man named Sirock' at Crosby. Harris
county, Texas. from time to time The
court of appeals holds that by such ac-
ton he violated his contract with the
WoOdmen and his beneficiary is not en-
titled to recover.