New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1911-10-22
MODEL WORKERS HOMES
Now Zealand Government Is
Building Them.
SOLD ON INSTALMENT PLAN
Especially Suited to Laborers'
Use - Payments Include
Life Insurance.


rsoemher. 1915 the government Of New
zealand Is now putting into operation a
ols1 for tho sale 90 workmen. in cash in
AILMENTS. OF dwellings especially suitable
=, their uee' writes Henry u. Baker.
r7itcd States Vice consul az New Zealand
This ac. makes some important changes
81, former workers dwellings act passed
u 1908 which it repeals. chiefly by doing
,uav with the tenancy and lease methods
- fs.0sfne OF houses and substituting
Gales on very easy terms. including an
.r,t.s deposit o. so lSlS $50 with subse-
srer- instruments OF 10 los. CSl1 03 every
tss wear ravable weekly. for'nightly o.
-,rr-r',l for "a period Of twenty-five and
1elF wears. on every clC0 Sass 65) owing AZ
.ba -owmencement Of the purchase OF this
--,o,.-- b. u-r cent is charged for Interest
m +-r sum ow.rz from time 20 time. COM
r-+a5 half yearly The balance Of tho in
s+,I-~arte gees 90 paw the principal so that
-ra amount ~ interest payable diminshes
s---- -re first half year onward. while the
--,o-~- paid upon the principal correspond,
,-rrr increases Thus IN the event Of
5ren,7- being erected The capital value Of
which. including land. etc. is. say. ESQ
.,7 20 gD. the amount owing Just after the
-av-rert Of the original deposit Of 40
would ae 1850 $3.50 $50. As $500 is FIVE and
half times roo the half yearly install
-srts payable would I'm this instance be
-ve ami O half times ST. %. or SOB 66.
INCLUDES LIFE INSURANCE.
.rr addition 20 these instruments. the
-,-c-ase- IS required 20 paw the estimated
amount Of taxes and fire insurance. such
amounts t1 ee added 70 the instruments.
.r.o must no attend properly n the M
Keep NJ Hie dwelling. The purchaser has
tho privilege Of paving Of in advance an
additional sum ~ r. 1854 csl. or the multiple
thereof and may elect either that DE shall
-aa.a ~ayt0- any further instalment Of
rrtr.r7f ard interest until the sum paid
.r advance is exhausted. up that The
amount shall 10 deducted from the balance
.V.-- -- The .-qte of r7vu,ent. tho period
of future instruments to Poe reduced ac-
---Ttrz.- Residence fn "a workers. dwell
ing is .omnulsory ou the purchaser. but
absence fo- twelve months ar a time may
10 permitted THE WORKER is not allowed
90 dispose or his dwelling to- any person
without the consent of the Labor Depart
Dsr- H- t.. government
"Tre re~w worker as used i'm tho present
az Includes ANY person. male or female,
,.f- f. .,ralo,a5 ir work NJ ary. KIND or ir,
manuel rs..o, whose earnings NJ tho time
~ bald. s..,lirs.ro,, 10 NOT ,,,oo5 sr-7 fes-1 sD
,, s,5 VINO 'i is indies ,-'@ o ,sa,,
.--.-.. .r,,- f.. 81. NOT ot,4,.. b,. bir,serf or
...r,. ,t-b ,,,,. other, ,o-eo,, tho ,r,,rar i,,
f.... -t-rrIe or the tenant or occuDier under
-,.... ... ann. land H., >-s,,. Zealand
"a ers..ir Management has baer made
WIFI, the roverrr,er+ he insurance depart-
mont I.,. which "a nurcbase~ If a workers
dwelling may. ON entering into his agree
mont IN purchase effect with that dopart-
mont a1 insurance ON his life throughout
-.. period or mis- agreement for. as nearly
a- practicable. the amount owing on his
dwelling from time TO time so that IN the
event Of the death of the purchaser the
balance owing ON his dwelling would at
once Doe PAYABLE ay the life insurance de-
uartmert and the dwelling would become
mart OF his estate. The monthly premiums
range from is. Ifd. gG cents on every 800
.,.l.t at tbe age of twenty-five 10 C 1od
.,-ae M the ago of forty-hve Such poll
oes are issued sg1jeet . TO the worker 5
.--I. vorl[sr i'd especially protected from
.t. ,.osstbuit,. of his dwelling being seized
81. 5.... ...i,,,. cham tho r7,c~traro for which
BUILDING MATERIALS OohD'
workers dwellings under the new act,
he same as under the Old. may be built OF
wood concrete or brick but the total cost
must not exceed l5o0 42.ecO Tie Depart
mon. oil Labor has recommended 20 the