davidaulloa/AmericanStories huggingface dataset:
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1911-11-26
RICHMOND LEADS
IN TOBACCO TRADE
Continued From First Page.)

CONTINUED From First Page)
cent. have not the exact figures for
September on cigars, but carefully
made estimate puts the increase over
September of last year at per cent,
while the gain in the whole country
was only / per cent. In smoking and
chewing tobacco the Richmond In
crease FOR September of this year over
September OF the last year was frac-
ton over 10 per cent. and. according
10 the revenue books, the Increase for
the whole country was only per
cent.
And Snn Growing.
The increase has been greater each
month since September than 1t was
In that month The fiscal year with
the tobacco manufacturers runs with
the fiscal year of the government, be-
ginning July LIST. For the first four
months of this fiscal year, July. Aug
ust, September and October. the Rich
mond tobacco factories put out 1,000,-
600 pounds more of chewing and smok-
ing tobacco than they did for the
corresponding four months OF last
year, which was an increase over last
year of l2k per cent For the same
period flour months) the clga pette
business in Richmond has been on a
gigantic boom and the output for
July, August, September and October
1Fas 20 per cent. over the output for
the same month of last year The
cigar output for the four months
named was (estimated) . per cent
greater than for the same four months
OF last year.
Notwithstanding Year.
we'll Informed tobacco mannfac-
turer Is my authority for the state
ment that the November business OF
the Richmond smoking and chewing
tobacco factories has so far largely
overrun that of any one of the four
previous months and he looks for De-
cember and January to exceed Novem-
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1911-11-26
nyNAMrrIsG ron TREE PLANTING.

Eighteen Thousand Apple Trees to Be Plant
Covinzton, Va, November 35.-An effective
demonstration in dynamting for tree Iinnt-
ing was given to-day on tho property Of
the Virginia Crown Orchard Company In
Falling Springs Valley by q. B. Lee, OF the
keystone National Powder Company. of
Emporium, Pa. 5-st -
There were present large number of
representative fruit growers and farmers Of
Bath and Allegheny counties. as we'll az a
number Of guests from tho Virginia Hot
Springs. I
Great interest Is being manifested by tho
truir growers of Virginia In this method OF
planting fruit trees, and this dcmonstra Ion
The Fir9inia Grown Orchard Company 1,
planting 1900 apple trees. with the uee oi
dynamite, on their Failing Spring Valley
orchards. a 54; IS "a "A 80 y a -
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1911-11-26
IEnnrnnce md RIrds.

Tho ACCOUNT from beloit WISCONSIN, says
Rev JaniNi Lloyd Jones. of Chicago. bit
terly denounced educated women who en-
couraged the slaughter OF birds by wearing
them In their hats. Tho FORD educated
stands out in the dispatch. II is with the
educated woman ne finds fault. Tor tho
reason that II Is expected that the unedu-
Gated women Will not see the wIckedness
OF killing birds .or adorning the female
headgear. Education stands on higher
ground than that and II II doesn't II Is
not education. Education fnvors the birds:
II Is Ignorance that destroys them Ignor-
ancc Inns already almost obliteratcd tho
most beautiful of the bird races. Really the
earth would be better off with those birds
Stats Journal.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1911-11-26
City Taxes
Office collector of city Taxes.
Richmond. Va, November 81. Iol1


NOTICE TO TAXPAYERS.
THE LAST HALE OF CITY TANES.
REAL ESTATE AND PERSONAL, FOIa
1911, WILL BE DUE IN DECEMBER.
and is NOW READY FOR PAYMENT
AT THIS OFFICE.
EVERY MALE twenty-one years GA
age. and EVERY person keeping house
or dom gbusiness In the city is as
ssessed for personal taxes. Those who
have not paid any city taxes durlnEs
the year will please call and settle. "a,
as TO avoid being posted as deIin-
quents
GRADING, PAVING, PIPE AND
SEWER CONNECTION BILLS are also
due, and will have to DO declared de-
linquent II not paid on or before end
FIVE PER CENT. will be added Ia
last half II not paid on or before De-
CEMBER 31ST.
Interest at SIX PER CENT. also att
taches to all bills as soon as reported
delinquent
Particular attention Is called 10 tho
above, as under an ordinances passed
by the City Council there can bs no
avoidance OF the penalty
WASHINGTON WARD TAXES, SC,
must be paid al the office of DEPUTY
COLLECTOR, Tenth and Hull Streets.
II. l.. FIULEE,
City Collector. City OF Richmond
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02
SUMMONS
IN THE FIRST JUDICIAL DIS
TRICT COURT OF THE STATE
OF NEVADA, IN AND FOR THE
COUNTY OF ORMSBY

The State OF Nevada sends greet
ing to May T. Cox, greeting:
You are hereby required to appear
in an action commenced against you
as defendant by Frederick w. Cox "a
plaintiff in the First Judicial Distric:
Court Of the State of Nevada, i'll and
for the County of Ormsby, and ans
wer the complaint therein within ten
days after the service on you of this
Summons Exclusive of day OF serv-
ice), if served in said county, or
twenty days if served out of said
county, but within said District. and
in all other cases forty days; or judg-
ment by default will be taken against
you according to the prayer OF said
complaint. This action is brought to
recover a judgment and decree OF this
Court forever dissolving the bonds OF
matrimony heretofore and now exist
ing between plaintiff and defendant.
on the ground of extreme cruelty, al
ICSCu W nav pSSil ~ 9'ANi
defendant against plaintiff, between
the months of December, 1893, and
tie month of February, 1910. at tn
City of Pittsburgh. State Of Pennsyl
vania.
All Of Which will more fully APP
pear from the complaint which Is on
file in the Office Of the Clerk Of said
Court. at Carson City, n said County,
and to which you are especially refer
red. And you are further notified
that if you fail to appear and answer
said complaint, the said plaintiff will
apply to the Court for the relief de-
manded.
In testimony whereof, have here
unto set my hand and affixed the Seal
of said Court, at Carson, this 18th
day OF October, A. D. 1910.
E. 0. PATTERSON,
Clerk Of the First Judicial
(Seal) District Court Of the State
of Nevada, in and for
Orrnsby County.
STODDAE MOORE & WOOD
BURN, Attorneys tor Plaintiff.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02
KILLED INDIAN

Woodiords last Thursday afternoon
at two o'clock and as a result Joe
Hopper, an Indian is dead and
Charlie Denuchi is in the Jail at
Markleevile to face a charge Of murd-
err. As far as can be learned, De
nuchi and the Indian had been drink
ing quite heavily prior to the shoot
ing and it was during a state OF in
toxication that the fatal shot was
fired
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02
A PAINFUL INJURY

Yesterday at the Golden Gate mine
George Williams had his right arm
fractured just above the wrist and an
ugly wound inflicted above the elbow,
the esh being scraped from the en-
tire forearm. DR.. Hodgins took fiji
teen stitches in the wound The in
jury was caused by a heavy chain
striking him while he was working
in the bottom OF the shaft.-Enter-
prise.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02

The Appeal during the past few
weeks has received many inquiries
relative to the list of members who
will compose the Legislature. The
following is complete list of the
members OF both the Senate and the
\ b1v.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02
NOTICE TO CREDITORS AND
APPOINTMENT OF ADMINS
TRAITOR.

In the District Court oi the First
Judicial District OF the State OF Ne
vada, in and for the County of Orms-
by.
In the matter of the estate Of J.
II. kroeber, deceased.
Notice is hereby given that the UNI
dersigned mas this day been duly ap-
pointed and qualified by the District
Court Of the First Judicial District
of the State of Nevada, il and Tor
the County OF Ormsby, as administra
tor Of the estate of J. II. kroeber,
deceased.
All creditors having claims against
said estate are required to file the
same with proper vouchers and stat-
utory affidavit attached with the Clerk
of said court, within three moths al
ter the first publication OF this no.
tice, if not they will be barred by the
statute.
Dated this 2lst day OF October,
A. D. 1910.
GEO. F. VONDERHYDE,
Carson City, Nevada.
Date Of first publication October II,
1910.
F. o. PATTERSON, Clerk.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02
SENATE

Thomas Doll, Fallon, Churchill
County
Geo. Bergman, Nelson, Clark County
II II Corvell, Wells. E1ko County.
HI Zones, Flko, County.
Fred Belzar Nina F.smeralda
w. f. Hefrerman, Gold6eld, Es-
meraIda Comfy
w. IL. Sweeney, Eureka, Eureka
County,
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02


weeks has received many inquiries
relative to the list Of members who
will compose the Legislature. The
following is complete list of the
members OF both the Senate and the
Assembly,:
ASSEMBLYMEN
w. II. Williams, Fallon, Churchill
County.
A. X. Merritt, Fallon, Churchill
County.
Willard l.. Jones, Overton, Clark
County.
Jas. T. Donahue, Las Vegas, Clark
County.
George Fay, Sheridan, Douglas
County.
Allen G. Mcbride. Elllo, Elko
County.
George Mcintosh, Carlin, Elko
County.
Peter S. Miller, Elko, Elko County.
]. S. Schoer, Wells, Elllo Cuonty,
Z. ]. Arnold, Goldheld, Esmeralda
County.
]. II. Malloy. Rawhide, Esmeralda
County.
Mark c. Bradshaw, Lucky Boy,
Esmeralda County.
John +. Bryan, Blair, Esmeraida
County.
NJ. f. Price. Rawhide, Esmeralda
County
James 7. Sullivan, Lucky Boy, Es~
meralua County.
w f. Mau, Eureka Eureka Coun-
ty.
T. F. Plummer Mineral Hill. Eu-
reka County
w. +. Stanton, Winnemucca,
Humboldt County
J. L. Kendall, National, Humboldt
County.
C f. Robins, Winnemucca, Hum
boldt County.
w. E. Kemm. Austin. Lander
County.
W, d, Coppernoll, Austin, Lander
County.
George f, Coke, Phoebe, Lincoln
County.
J. a. Denton, Caliente, Lincoln
County.
Ira T, Fallon, Wellington, Lyon
County.
F. O. Stiekney, Yerington, Lyon
County.
F. P Wilson. Tonopah. Nye Coun-
ty.
w. L schilling, Tonopah, Nye
County.
Kenneth J. Booth, Tonopah, Nye
]. {. Percy Tonopah, Nye County
d. !. Fitzgerald, Tonopah, Nye
County.
w. L Hackner, Round Mountain,
Nye County.
Henry {. Schmidt, Tonopah. Nye
County.
Wallace N. Evans, Carson City.
Ormsby County.
Frank E. Meder, Carson City.
Ormsby County.
Thomas J. Salter, Carson City,
Ormsby County.
Geo. Drysdale, Virginia City, stor-
ey County.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02
BIG DELINQUENCY

The delinquency tax list of Es-
merelda county this year is quite the
longest of any county. 1t covers
"a columns in the Goldtield News.
Nye county has the second largest
list. being II columns in length
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02
COMPLETE LIST OF
LEGISLATIVE MEMBERS
Men Who Will Make the Laws at
the Capitol this Winter

H. B. Bulmer, Virginia City, Stor
ey County.
T. w. O'Connor, Virginia City.
Storey County.
]. H. Cocks. Virginia City. Storey
County
Albert D. Ayres, Reno, Washoe
County.
Frank J. Byington, Reno. Washo.
County.
j. T. Campbell, Reno, Washoe
County.
County.
A. {. Froelich, Reno. Washoe
County.
Frank b Mayors, Reno, Washoe
County.
w. d. Jones, Reno, Washoe County
Fred l.. White, Reno, Wasnoe
County.
w. S. Enslow, East Ely, White
Pine County.
J. H. Fulmer, East Ely. White
Pine County.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02
DR.. w. n. CAVELL, D D. S.
Office State Bank & Trust Co. Bldg.
Carson City, Nevada
CHICKEN RANCH FOR RENT

CHICKEN RANCH FOR RENT
Splendid opportunity for a hustler,
Finely watered chicken. ranch for
rent at a very nominal rent. In
cluded comfortable house, barn,
chicken sheds and outhOuses. Good
pasture and chance to cut consider
able hay. Garden truck can be
raised on place Safe proposition
for anyone VINO is looking for an
opportunity to make good. In
quire at this office for particulars.
Carson City daily appeal. [volume] (Carson City, Nev.) 1907-1930, 1911-01-02
LODGE NOTICES

r. A. M.-Lewls charter No. /; holds
regular convocation en- the third
Friday OF each month In Masonic
Hail at 1:3O p. m. Sojourning
companions are cordially invited 0
attend.
w. II. CAVELL, H. P.
uuv. w. KEITH. Sec't'y.
>~
r. AND A. M.-Carson Lodge, No. ]
holds its ocular communications
on the third Thursday OF the month
in Masonic Hall, at 1880 p. M. So
journing brethren are cordially In
vited to attend.
+. w. FREMONT, w. M.
E. d. vANDERLIETH. Sec't'y.
>-~>~-~>~~>>~~~
r. O .E.-Carson Aerie, No. 1906
Meets the first and third Tuesdays
of each month. Sojourning Eagles
always welcome.
C. r. DEADY. w. P.
f. A. CUSHING, w. s.
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
Personal Property

Live Stock--NINE cows, good lot
some now fresh, balance this fall and
early winter One two year-old heifer
two yearlings, one calf, one pair of work
horses, weight about 2,400 pounds, fine
working team. One two-year old. colt
one yearling colt sired by Marvin. two
shoats, some hens and chickens,
Farm Tools and Machinery-One two
horse farm wagon, with hay rack and
box body, one dump cart, one express
wagon, two-seated covered carriage, with
pole and shafts, one light skeleton wag,
on, one set Of nearly new heavy two.
horse traverse sleds, one sleigh, one ex-
press sleigh, one pung sleigh, one ensil-
age cutter and 32-foot carrier, one one
horse st. Johnsbury power, with shaft.
ing and hangers, moving machine, horse
rake, hay tedder sulky plow, potato
planter, Eclipse corn planter, cultivator
two weeders, spike tooth harrow, grain
seeder, wheel harrow, one Set of heavy
work harnesses, one set of driving har-
nesses.
Crops-25 tons first quality hay, cut
early and put in in good shape, and a
quantity Of straw.
Dairy Tools-One U. S. cream sepa-
rator-nearly new; Waters butter work
er and churn.
Sugar Tools-One eighth foot evapo-
Fator, heater and arch, 450 tin buckets
and spouts, one galvanized storage tank
gathering tub, gathering sled and sugar
ing-ofT pan, with small tools such as
chairs, eveners, hoes, forks, rakes, iron
bars, etc, with many articles not men
toned The above farm is first-elass
proposition for someone wanting me-
dium-sized, medium-priced farm in q
good location, with good buildings, good
water and good soil. This farm and all
personal property will be sold to the
highest bidder for the reason above Civ
en-. as | mean business. Lunch at noon
Terms at time of sale
A. H. NORRIS, Owner.
c. f. Smith, Auctioneer, with the D.
A. Perry Real Estate Agency, Barre, VT
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06

Whenever the foregoing commodities
are purchased or sold by the bushel,
peck or quart, multiple or fraction there
of, they must be purchased or sold ae-
cording to the weights given in the
above table, their corresponding multi
Piles or fractional parts.
go. Butter must be sold by weight,
except by express written agreement
otherwise.
mo person shall violate any of the
foregoing regulations, or use in the sale
OF commodities any weighing or meas
uring device which is prohibited by or
not in conformity with the foregoing
specifications, under penalty of the law.
"(Signedl Hugh II. Henry,
Commissioner or Weights and Measures.
"Copies of the weights and measures
law or specifications and regulations Of
the state department OF weights and
measures will be gladly furnished upon
request at the commissioners Office,
! Chester, Vermont"
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
My farm

consisting of liz acres of land, suitably
divided into tillage, pasture and wood
land. This farm is under a high state
of cultivation and will keep II cows
and team. Good sugar orchard of SOC
trees. $50 young grated apple trees
and other fruit. Soft wood timber
enough for farm, with plenty Of hard
wood. Good fences with cedar posts and
wire. Big 94-ft. basement barn, with
sheds attached. A first-class eight.room
house, all in fine shape. Running water
at house and barn. Three-fourths mile
to school and church and 4 l-2 miles to
good railroad town.
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
Saved MANY from Death.

w. /. Mock of Mock, Ark, believes h,
has saved many lives in his 25 years OF
experience in the drug business. "Whai
always like to do" he writes, lis Il
recommend DR.. Kings New Discovery
for weak, sore lungs, hard colds, hoarse.
ness, obstinate coughs, Ia grippe, Group
asthma or other bronchial affection, for
/ feel sure that number Of my neigh.
bors are alive and well to-day because
they took my advice to use it. | hon,
estly believe It's the best throat and lung
medicine that's made" Easy to prove
he's right. Get a trial bottle free, OF
regular SOC or Sl.00 bottle. Guaranteed
by the Red Gross Pharmacy.
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
sTH DISTRICT REBEKAHs.
Ideal Lodge of South Royalton Enter
tains Tomorrow.

tains Tomorrow.
The annual meeting of Rebekah, No.
Is, |. 0. 0. r., viii be held at South
Royalton Tuesday evening with Ideal
lodge, No. 10. A banquet viii be served
from 6 to p. m in the Congregational
church. after which the meeting will be
called to order with opening exercises
by Ideal lodge, and the introduction Of
grand officers. Mrs Emma Il. Goodrich,
n. c., Of Ideal lodge, viii give the
address Of welcome and Mrs. May Bout
ell of Purity lodge, Rochester, will re-
spond disqualification Of the degree
will be worked by Purity lodge, the
proving Of a visitor from another iuris-
diction by the assembly officers, unwrit
ten work by Mrs. Frances Stone, presi-
dent OF the district, and the reports Of
the various lodges, remarks by officers
and visitors and the closing ceremonies.
The lodges in the eighth district are
Home Of Bethel, kedron Of Woodstock,
Fidelity of White River Junction. Esther
Of Post Mills Friendship Of Windsor,
Purity Of Rochester and Ideal Of South
Royalton.
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
NATIVE OF BRANDON.

Mrs. Annie Clark Dies Suddenly in
Worcester, Mass, at Age of 4s.
Worcester, Mass, Nov. q. Mrs. Annie
Clark, wife of Lester +. Clark of 2
Sherbrooke avenue, died suddenly Sat
urday from heart failure
She was born in Brandon, Vt, As
years ago, daughter of jeremiah Sulli.
van. She Is survived by two brothers
William Sullivan Of Clinton and James
Sullivan Of Jefferson.
The funeral will take place at Tues
day afternoon ut the home, with services
conducted by Rev. DR.. Vincent Il. Tom
Iinson of the First Universalist church
Burial will be in Holden.
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
COMMISSIONERS NOTICE.
EsTATE OF CHARLES ". MCMILLAN

The undersigned, having been appointed by
the Honorable Probate Court for the District Of
Washington, Commissioners. to receive, exam
inc and adjust the claims and demands of all
persons against the estate of Charles W. Mo
MILAN, late of the City Of Barre In said District,
deceased and all claims exhibited In Offset
thereto hereby give notice that we will meet
for the purpose aforesaid at the Office of the
Smith, Nhitcomb & Cook Company. in the
City II Barre in said District. on the 18th day
each Of said days. and that six months from
the 18th day Of October, A. d. 1911, is the time
limited by said Court for said creditors TO
present their claims 70 us for examination and
allowance.
Dateo at the City OF Barre this 2Ist day OF
October, A. ID. 1911.
FRANK L. SMALL. Commits
ALEXANDRA ]. YOUNG, siOnsrs.
oct 23.30--nov
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06

counter poise or opposite pan to counter
balance detachable scoop.
"33. The platform of scale shall
be easily movable and shall not bind on
the frame.
"34. Beam Scaes--The beam Of a
scale shall be provided with stop or
stops to prevent the sliding poises from
travelling below the zero mark.
35. Spring and Computing Scales
Charts or other means of indicating
weight shall be securely fastened so that
they remain in place while the scale is
being used.
"36, Computing scales must correctly
indicate both weight and price,
Sale of Commodities
"37 In the sale or offer for sale OF
any commodity the quantity represented
as sold or offered for sale shall be the
net quantity of such commodity.
"3S. In accordance with section 49ll,
public statutes, the articles enumerated
below shall be measured in trade accord
ing to the following table:
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
WILLIAM H. sABIN DEAD.
Aged Rutland Resident Succumbs to
Heart Disease.

Heart Disease.
Rutland. Nov. William II. Sabin,
aged 6s, died Saturday morning at his
rooms in the Grippon building, OF heart
disease. He was born in Wallingford.
He served in the Civil war with Co. C,
10th Vermont regiment, as first lieu
tenant.
For many years he was travelling
salesman for New York hat concern,
He is survived by wife, Mrs. Eva
sabin and son, w. H. Sabin, both of
Viueland, N. r., employed for many
years in the Rutland County National
bank in this city. Mr.. Sabin was d mem
Der of Crescent lodge, F. and A. NJ, of
New York City.
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
REAL ESTATE FOR SALE.

FOR SALE OR RENT new house at the
Shepard Farm. WIN give one some land TO
carry on or q lumber Job for the winter. Barn
room Three houses there, all for sale with the
land or without. Farrar aud Smile, owners.
~ n Smiie Agent 1886
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
WARNING.

Anyone caught destroying or damag-
ing property on the /. A. c. baseball
grounds on Berlin street win be prose
cuted to the full extent of the law.
Executive committee Of the Italian
Athletic club. Inc.
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
FOUR LINES FOR rs CENTS

rnn T1Mrs vn pubhsR Wants. Lest ana
Yonnd For eale. To Let. etc.--short Aavox tiHs
msuts-At the rata Of four Iinea for twenty-five
Genus for uhe nrst insertiea Rnd ave oen@ for
each 10 baequeng inscruAoA.
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06

at 10 o'clock in the forenoon, at my farm
in Williamstown, VI, situated about 41a
miles from Williamstown village. just
off the main road to Chelsea and two
miles from Jackson's four corners, the
following. 444
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06
TO ONE HAIR CUT, 10000.
A Hindu Despoiled of His Locks at ;
Workhouse Sues the City.

Chattanooga, Tenn, Nov. 6.--Twenty
thousand dollars is the valuation viii
liam Curry, Hindu, fixes as balm for
the liberation of his feelings caused by
the hand of the law when it clipped his
long hair.
Curry has filed suit here against Ham
ilton county. The hair-clipping came
when Curry was sent to the workhouse
for vagrancy.
The Barre daily times. (Barre, Vt.) 1897-1959, 1911-11-06

The dwelling house and barns of r. p.
Crafts, located in Wilmington, were
burned Monday, together with 70 tons
Of hay. Most of the furniture was re-
moved from the lower part of the house
and the stock from the barn, but the
loss was about $500, well covered by
insurance.