The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1911-07-03
''Twister'' Fully Described.

Every reputable life insurance solicitor
has. at one time or another come across
what Is known 10 the profession as the
.twlster.' He Is stunned ny all we'll
! Informed life insurance agents. for they
know That he is an enemy To the bust
ness. TO society. 10 the family ana TO
every principle involved in The writing
OF an old line life Insurance policy.
Utah, I'm years past. has not been alto
gether free OF this parasite; but. since
the establishment OF the state insurance
tha, he is becoming scarcer each year
Much has been said OF the "twister,
ye, ii il doubtful If he has been more
| fully and apty described by any other
person than by J. II. Schiycly, insurance
commissioner OF the state OF Washing
ton. Mr.. Schivoly's definition OF what
put the public on its guard against the
! fellows vicious practice, have the un-
! qualified approval and lndorsemenL ol
| Insurance Commissioners Done sho tn'
| executive committee OF the Utah Asso-
citation OF Life Underwriters. Mr.. SchiVe-
| y's warning. headed. beware OF lhe
| 'Twistcr. is as follows:
N twister in insurance language, Is
! an agent who goes IN "A policyholder ot
| any company and induces that policy
holder TO drop the policy which he a !
( company which the 'twister' represents.
! 10 accomplish this purpose ne uses every
artince at his command To dlsparage. uh
derestimate and underrate me coiIi,puilS
]
! sured In doing this the 'twister docs
not hesitate 10 lie, TO misreprescnt or u
defraud He is not in the least intnr-
ested In the policyhodor. The main OBJ
/ iecr Of his life dsregarding every con
! ceptlcn of honor, is TO secure "A commits,
| sion from the premium which ne WI
! receive when lie succeeds in TWISTING
J a policy TO his company. He Is the moEl
| Idcsp!cable. dshonoTablc and cnntenPtlp'
I OF ali men In the profession OF inSufahGe
| Ho is untrnstworthy. and not woro he
! utters is 10 be relied upon.
! "If any poiicyboldcr i'm this state ~ ever
( approached by an agent with INC sus
| gestion that he drop the policy whlen u,
, with the agent, first secure the agent
| uumc and address then, with scam
courtesy. lei him be driven from tn'
house. and then send his name 10 nhe ~
surance department. when ] VIII ''N'
.'If any doubt at any time arises III tne
! mind Of any policyholder that MS poiSs
is not what it should be. or tnal VI,
! company Is not in a solvent conuiIio1l o.,
able To carry out Its contract written y,
the policy correspond Immediately WIZ
The insurance department. send inc POI
lev under registered mali. or write 70 INC
dcpartruent and ask for the names p
! 100 or three reputable insurance men "
| Inc citv in which the poIlcyholder re
sides and consult them; hut never, unaeI
| ,ny circumstance, have any pusiHts'
dealings with the 'twister Tor ne Us tn'
pirate in the sea of insurance the n Iliu,n "a.
alike In the scale Of humanity. wiz
| Io,aI JeDravity as the minimum marx
he would be compelled TO climb hiu u
catch nm with Judas lscariot' no l9n
in dignity. which will waltcn the resi-
Inrts nr the state and the dangers
threatening them through unworthy IN
surance agents.