Bisbee daily review., 1911-03-29
NEGOTIATING A LOAN.
Mir. Blithers Learns Something New About Banking Methods.

About Banking Methods. M LITHERS had never tried to ne n gOtiate a loan before, and # was
 therefore with considerable trep- idation that he entered the bank. He had had a pleasant acquaintance with the cashier in times past, but they were not at ali intimate. and just how tO approach him on the subject of his needs Blithers was wholly unaware. However, he walked boldly into the bank and paused before MT. Snatch ems desk.
 "Ah. good morning, NIT. Bnthers" said Mir. Snatchem. reaching his hand out cordially. This is an unusual pleasure. sir don't ever remember having seen you in our bank before. Now. what can do for you this morn ingT'
 Why" hesitated Blithers tn eousid erable embarrassment. "I-er-I hap pen to want to-er-to borrow about er-about-weH say 5000 for year, Mir Snatchem. and l thought may be-
 "Delightedr said Mir Snatehen
 'Its mighty nice of you.' mur1nured Blithers.
 "Not at all, my dear sir. said the cashier, making out a note for him 10 sign.
 "Ah, by the way" said Mir Snatch em, pausing in his work. 'Mr. Blithers. just what-er-w what collateral have youT'
 What whatF'' asked Blthers What securities have you to offer | for this loan? I just want to make a memorandum on the noter Why" said Blithers, his face get ] ting rather pink, why. IT haven't any, MT. Snatchem. l thought that, knowing me as you do as a reputable and responsible person. Quite so, quite so." said Snatchem, but unfortunately this is a national bank, and unless you have a good iu- dorser for a piece of two name pa | per-
 q don't know of anybody I could ask said Blithers. 'I guess we can fix it. Mir. Blithers,' said Snatchem. Just you sign this note for 5000 at per cent I wish | I might make you lower rate of in- terest but conditions are such just now that I can't That comes to S3O0," said the cashier. Three hundred dol lars off 5000 leaves s4.7O0-not quite enough to cover the note. but m take a chance on you, sir, and it won't be much of chance at that"
 Not if I keep my health" beamed Bithers.
 Mir. Snatchem tapped a bell, and one of his clerks responded.
 ''Stimpson," he said, 'just draw a check to Mir. Blithers order for S4.IOO and let me have it-the name in full is Richard J. Blithers. l believer he added turning pleasantly to Blitbers
 Richard w." said Blthers. A few moments later the clerk re- turned with the cheek, which Mir Snatchem signed with a flourish.
 There it is" he said, reading it over to make sure that all was right. Richard W. Blithers, $4,7Oo. Right. Now, Mir. Blithers, if you will just in dorse this check over to the bank our | little transaction will be complete"
 Blithers did as he was told. ''I' m very much obliged to you, Mir. Snatch en-" he said, picking his hat up of the floor
 That's all right, my dear sir" re ! piled Mir. Snatchem, rising. Were mighty glad tO oblige you. Don't hes ! itate to come in at any time when you ! desire an accommodation, and we'll do all we can to help you out" 'But-er-Mr. Snatchem,' said Blith CTS, his embarrassment renewing iJI 1 self somewhat painfully. When can ! I-er-when can I have the-er-the moncy?7
 He blurted the last word out shame i facedly.
 ..Money? said MT. Snatchem. ''Mon- i ey? What money do you refer to, Mir | Blithers =
 Why" smiled Blitbers faIteringly. ''the-er the $4,T00."
 .Oh. my dear fellow laughed Air. i Suatchem. and giving him-a knowiag | wink. ''Ha. ha. ha! You are quite ! joker, Mir. Blithers. Of course you ! know you don't get inc Sf.70O at all the bank will hold that as security for yOuI note"
 WhereupOn Blithers wandered dazed | iy out upon tue highway He has been I scratching his head ever since, won : dering W hat in thunder he got for that | interest charge of S3OO.-Harper's . Weekly