The Richmond palladium and sun-telegram. [volume] (Richmond, Ind.) 1907-1939, 1911-06-06

physician the minute ola DlOSeneS De-
gan to shine up his lantern prepare
tory to starting his search for an
honest man.
Some of them are outspoken in
wrong with his head. Others assert
that, TO say the least. ii was bit
peculiar for him to start on such a
long and arduous journey.
Even if the notified searcher were to
drag an alleged honest man into such
an insurance mans office now, the
couple might receive an unenthu.
siastic reception.
Excuse me-" would likely be the
agents greeting, Il will be back in a
minute"
So saying. he would step into his
private office TO investigate the in
surance record of Diogenes' catch. II
his record proved clean, the agent
might warm up to the pair, but it is
more probable he would invite them
to call again on the following Tues
day. and in the meantime he would
delve further into the past life of the
accused.
For accident Insurance men are so
frequently thrown in contact with
crooked people that they become eX-
tremely pessimistic toward mankind
in general.
Not that there are no honest people
carrying accident insurance. There
are many of them. But of them agents
49,
sessments regularly and make few
claims. None of them is trivial
Hence, the honest policy holder being
seen infrequently, does not impress
himself upon the agent like the
scheming one, who fairly leaps at an
opportunity to cash in on a company.
There is a class of persons that be-
lieves an insurance policy should be
| made to pay dividends like stock.
They set up claims upon the slightest
| provocation, and sometimes with none
at all.
| 1t is not difficult to fleece a reliable
accident insurance company few
| times. The bugaboo of all companies
is the court. They want to keep out
of litigation. 1t is poor advertising
Therefore when it is possible to settle
a claim for reasonable amount OF
money without taking recourse to the
law, the company pays rather than
be put in the light of quibbling with
a policyholder knowing this to be
the case the wise and crooked owner
of a policy makes the most of it.
q ma
flimflammed a few times, it must
not be taken for granted that they
will always submit to such injustice
If a client proves he is swindler. he
is settled with as cheaply as possible
his policy Cancelled and his name put
on the blacklist. Once blacklisted, II
is impossible for man to get restored
to grace. Every reputable insurance
organization gets his record and hi
may as we'll try to gain permission tt
hold bull fight in the city hall as
to have another policy issued to him
Physicians frequently inadvertently
assist in swindling accident insurance
companies. Before any claim for &C
Cident is paid physicians certificate
must be filed by the claimant. If &
person really is injured or i'll it is no.
difficult to get this certificate. An,
physician is willing to sign one under
such circumstances. And he has t.
accept the patients word for the
cause of the accident. The real cause
is not always given.
Not all of those who would graf
from insurance companies wait for in
juries to overtake them. Some rusl
with all speed to overtake injuries
Many persons take out policies for NJ
other reason than to profit thereby
They are willing to submit to hur
or partial Interpretation in order tt
get some money. Usually, however
a man will not risk permenent injur.
unless he is badly in need Of cash.
Three men who in the last few
years have been insured by kansa.
City agents have tried to fleece com
panies by sacrificing their left hands
Most companies pay $4,000 for thu
loss of hand.
The first man worked for lumbel
company. He took out a policy and
shortly thereafter went south to worl
in lumber camp. One day he thrus
his hand into fire. The compan.
lpaid the claim, although it ia believed
the case could have been beaten il
court.
A butcher almost chopped off hi!
left hand with meat cleaver HI
filed claim for damages The insur
ance company took the case to court
He was beaten, it being proved Il
the satisfaction of the court that b,
hacked his wrist intentionally.
Three days after taking out policie,
in four different companies in Kansa,
City man shot himself in the lef
ankle, necessitating the amputatiol
of the foot He sent word to the com
panies that he was handling riff.
when the cartridge exploded. One or
ganization Immediately settled fol
$1,000. A second gave him $500
The third one, believing the claim
was unjust, intimated that court pro
lceeding would follow and got off fol
$500
A laboring man notified an agen
that he had injured his back ant
would not be able to work for few
daye. He drew benefits for foul