Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1911-09-05
READY FOR BUSINESS.
The Employers Mutual Liability lns. 70.
Covers 692 Risks During the First I've
Days.-Executiye Committee Elected.

| line DOafQ OF Qlf6CUOIS VI oAAO AAA~
ployers Mutual Liability Insurance
company at it's regular meeting Oh
Friday last elected the following ex-
ecutive committee
G. f. Steele, Port Edwards, PreSi-
dent; W. c.. Landon, Wausau; Z. a.
Babcock, Neenah; Karl Mathle, MoSi-
nee; G. G. Yawkey and G. S. Curtis,
Wausau; Neal Brown, General Coun-
sci; William A, Fricke, General Man
ager.
The board of directors also adopted
schedule of rates to apply to the
various classes of risks, and many ap-
plications are being received for In
surance; up to Saturday night, the
second day that the Workmen's Com
pensation Act was in effect, 692 risks
had been accepted; many letters OF
inquiry are daily received regarding
the plans and methods Of the COM
pany.
The management is cooperating
with the State Industrial Commission
in solving the problems that must be
met by the Workmen's Compensation
Act, and has formulated its premium
rates to cover the compensatiOns OF
the Act.
The casualty companies have for a
month been circularizing their policy
holders in this state in an effort to
persuade them not to accept the pro-
visions of the new law, and are fur
nishing two rates-one, if the employ
er remains outside of the law, and
the other-a very much higher rate
if the provisions of the Compensation
Law are accepted.
President w. G. Landon of the
Barker & Stewart Lumber Co., who
is also President of the Northern
Hemlock and Hardwood Manufac-
turers' Association, has made the fol-
lowing reply to inquiries concerning
the attitude of the Barker g. Stewart
Lumber Co. towards the new Liabil-
ity Insurance company:
'After careful consideration the
Barker q Stewart Lumber Co. has
elected to accept the provisions of the
Workmen's Compensation Act, and
has insured against the liability for
the compensation provided for by this
act in the Employers Mutual Liabil-
ity Insurance Company of Wisconsin.
In placing the insurance with this
company we were governed by the
full and complete protection afforded
by the policy, and the fact that the
protection would be provided at
actual cost, the business conducted,
in measure, under our personal
supervision, and special effort direct
ed, by suggestion and inspection, to a
reduction in hazard and accidents.
We have felt too, that by affiliation
with this company in its cooperation
with the Wisconsin Industrial Com
mission in an earnest, honest effort
to solve the problems thrust upon
the best kind of service would be
given to secure such changes in the
law as experience would demand as
necessary.
The efforts of the casualty COM
panies seem to have been directed in
influencing and discouraging employ
ers from accepting the provisions of
the act, even to the extent of a wide
difference in their rate of premium
for insurance "at,oder the Act' and
"OutSide of the Act." We have given
this phase of the question serious
consideration, and have come to the
conclusion that our own interests.
and the interest of our employees,
would be best served by accepting the
provisions of the Act, and while the
premium rate of the Employers Mu-
tual Liability Insurance Company for
the complete protection under the
Workmen's Compensation Act is
slightly higher in some cases
than the rate offered by the
Casualty Companies when remain
ing outside the Act, the protection
afforded is greater, the release from
liability complete, and must prove
more satisfactory; while the rate
a0ben remaining outside of the Act mere
ly means the selling of lawsuits. a
closer and harder adjustment of
claims, without medical or surgical
treatment of the injured except at an
increased premium, which would
make the full cost greater, and with
no release from liability for a period
three times as long than by COM
pliance with the Act.
These are some OF the reasons in
1uencing our decision, and should you
desire to consider insurance with the
Employers Mutual Liability Ins, CO.,
the forms and blanks will be mailed
you for inspection if you will write
the home office at Wausau, Wis; the
men in charge as represented in the
board of directors and the manage
ment are so well known that it re-
quires no assurance that the business
will be conducted solely in the inter-
est of the policyholders of the COM
pany. The greater the number of
employers who will join in this move
ment OF mutual cooperation and pro-
lection, the greater and more salts
factory must be the results {"