Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1911-09-19
BETTER PROTECTED x ~
Crsftiness of Croci<Ss.SssNN at with in
FaTnsg Talk.
HARRIS RLC06NIS ODD WILLS
Mere Than Three hulGrei Prom.
inent hen AtJen1lly meeting
GLI DOWN TO BUsNA.s LARLY
Headquarters Have Been Esta slished
az Hotel Rome und Business
sessions Are Being Held ia
EIks' Auditorium.

AIAhA u AGhAs
More than three hundred bankers from
all parts Of the state are in the city for
the fifteenth annual convention, which
was opened by President George n. sey-
mour' at the Elks cub rooms At 10
o'clock Friday. The address of welcome
for the bankers of Omana was uervered
by Milton T Barlow Of the United states
National and an Invocation was read by
Rev q. "a. 1cooK. uean OF trinity
cathedral
Almost Immediately the bankers began
the serious business Of their gathering
and heard an address from Edward Nj.
Martin, attorney fur the assoc alton, on
The banker on the Married Woman.
in Which the lawyer ursed the ban,ers
to back a NOV ement. wnicn woul4 pace
men and married women on mole
equable bass in financial law, because,
at present. the married woman has too
many advantages over other citizens
That women in their financial dealings
are protec.~d with legal barriers w,..cE,
not only help, but give undue advantage,
was the statement made by Mr.. Martin
The legislature that passed the laws
now in force in this state in regard to
the financial rights of a married woman
might very well have been made up Of
women" said Mr. Martin. because 1t
could not have given her greater advant-
ages"
Has Rights of a Man,
Under these present laws a married
woman right may be divided under four
heads. First, she was a right to own
property absolutely in her own name as
much as a man. Second, she can contract
with regard to that property and the
contract holds good only to her separate
estate. Right here is one of the woman s
greatest advantages. Her note OF con-
tract is good only for the seperate estate
which she possesses at the time of making
the contract or note and anything she
may acquire after that is exempt. A man
cannot exempt property on any such
plea and there Is no reason why a
woman should be allowed 10, A Judgment
cannot be enforced against married
woman on anything she has acquired
after signing of the paper upon which
suit is brought, no matter II she has in
herited a million, Sixty per cent Of cases
brought against married women on notes
have been lost because the women did
not specify in the note that 1t was a
liability only against her own separate
estate, and that she herself and not her
husband treceived the consideration.
The other two rights which married
woman has and should have are the
right to buy and sell in her own name
and sue or be sued in her own name.
The laws, however. are not equable
and the bankers ought TO favor a revi-
sion that would put women one more
reasonable basis"
Frsd e. Farnsworth Of New York, gen
eral secretary of the National Bankers
association, dewitt upon the inception, the
growth and the great benefits that have
been derived by the members by reason
of being banded into the American Bank
ers' association. He spoke of the vari-
Gus sections of the association, prin-
cipal among which is the protective de-
partment, which is represented by the
w. ]. Burns National Detective agency
as agents.
TreacherOus Criminals,
Speaking of forgers, the most treach-
erous criminals bankers have to deal.
with. Mr. Farnsworth said:
I'm New York, torgers have been very
active recently They have been pre-
senting forged checks to several banks
for amounts ranging as high as 5000.
The checks are made, as a rule, paya-
Bile to a responsible banking or express
company, and merely ask that the checks
be certified, which has been done in sew
eraI cases Then they go to the private
banking firm or the express company
and get cash for part of the check, and
letters-of-credit OF travellers checks for
the balance, which they afterwards get
cashed. The checks are drawn on large
institutions and are not discovered until
the bank books are balanced, which is
usually once a month.
There is another form OF forgery go
ing on at the present time, by the open
ing Of an account on what purports to
be a certified check or cashiers check.
The party opening an account in this
manner should not be allowed to draw
against it until areturn has been made.
These checks are generally drawn on
an outside city which requires some time
for transmission. The party opening the
account does not. as a rule. ask for any
advance, but calls few days later and
draws a check against the account. Pay
ment has been made in several instances,
and ii is later discovered that the certifl-
cation on the check is a forgery,
On Peculiar Wills.
Virgil NJ. Harris. trust officer Of the
Mercantile Trust company of St Louis
delivered an entertaining as we'll as an
instructive address on Wills He called
especial attention to the masculine ma
ture which exhibits itself in making Wills
Il refer 10 the almost invariable disposi-
tion on the part Of husbands TO restrain
the remarriage Of their widows; in
stances where wives are so inclined are
exceedingly few; and in this connection
II is exceedingly pleasing to note that
the unfair and unjust treatment with
reference TO their property rights Is
being supplanted by a more liberal policy
by the law making bodies Of the United
States" Mr.. Harris recounted many In
stances Of peculiar wills. one OF which
was regarding the antipathy OF an Eng
Iishman toward the Irish:
The all-absorbing subject today among
bankers and business men Of this country
" Ranking and Currency Legislation" -"
You are favored in having with you
most excellent exponent Of this subject