davidaulloa/AmericanStories huggingface dataset:
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
N. \. SAvERMAn TO
DESERT His OLD PLACE
Especial to THE TIMES. }

East Chicago March SIN II. Sill
verman + about to desert his old stand
In Chicago avenue between Forsyth
avenue and Olcott and will move into
g+he place next door formerly occupied
~ j.. d. Williams The reason Of thu
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
NOTICE TO ADVERTISERS.

Readers of the following advertise
ments who wish to communicate with
advertisers whose Identity is not re-
veated. should follow the instruc-
tions to address them by the key let
ter given. Requests at this office to re-
veal the Identity OF anonymous adycr-
Users can not. in justice to the adver-
Users, be answered Simply follow in
structicnS
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31

I, James H. w. Rodgers, hereby
make affidavft--''Touit'-t on the
sth day of March, 191i--my son. Stan
ley r. Rodgers, sex male. age three
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
WANTED TO BUY.

WANTED TO BUY-An incubator, ca
pacity about 100 eggs. Call phone 5511
Hammond. 2s-6
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
personal.

PERSONAI-Wil the lazy who wants
a good maid insert her want in these
columns and see how quickly it brings
results.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
NOTICE TO TIMES
READERS.

Answers 10 classified ads at
Times office. Advertisers please call for
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
POSITIONS WAITED.
MISCELLANEOUS.

WANTED-Concessio for season.
Write at once Give full particulars
concerning amusements offered. Moxa-
hala Park Co., GAINESVILLE, o.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31

NEUTRALITY-SUSPICIOUS. to go out and
work on farm; strong and willing to
work hard, experienced in farming, age
81 Address Jack Philip. 3716 Cedar ST..
Indiana Harbor, Ind. 1913
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
EEM ALE HELP.

WANTED-Girl or woman. elderly wo-
man preferred. to assist light general
homework, references. Box 80, Grif-
nth, Ind 27-6
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
NR RENT.

FOR RENT-Modern 6-room flat on
Hoffman St Cali 31S E. State ST.,
Hammond 313
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31

WANTED-Two boys with bicycles for
Dime Messenger Service First Natl.
Bank bldg. Hammond. Ind
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31

AS far as 1t is poss BILE. II Is advised
that all classified ads should either be
mailed or sent to the office. The Times
Will not be responsible for errors In
Ads taken over the telephone
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
DOCTOR rs
HAULED OVER
THE GOALS

CONTINUED from Page One,
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31

NEUTRALITY-SUSPICIOUS. room,. on south
side. by young lady employed will
furnish references. Address K. Times.
Hammond. 31-3
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31

MONEY TO LOAN on furniture pianos,
horses and wagons. Cheapest rates in
Calumet district. Hammond Loan Com
pany. 56s Holman ST. over Model Cloth
iers. Hammond. Ind. 1stf
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31

FOR SALE-Seven-room modern resi-
dence, hot water heat 81 Ruth ST..
Hammond, Ind. ALL
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31

FOR SALE OR RENT-Good Groom
house in good repair, SIS rent. or
$3.50 cash. balance same as rent. buys
it, located at $50 Indiana ave, Ham
mond. Ind. This is a snap. Owner J. C.
Loeffler 241 West. 25th St, Chicago.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
WANTED TO RENT.

WANTED TO RENT-Seven or S-roon,
house about May 10, centrally To-
Gated. no children. Address H B, Times,
Hammond. Ind 29tf
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1911-03-31
MONEY TO LOAN.

MONEY LOANED ON DIAMONDS.
watches and jewelry s5 State st..
Hammond. Ind. lift
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21
GIVEN BACHELOR DINNER.
----- -s3
Friends of Carl B. Mirick Entertain
Him in View Of Coming Marriage.

| Carl B. Mirick, vice president OF the
National Electrical Supply Company, who
| is to be married next Wednesday to Miss
Edith Brown, daughter of Prof. Brown
of the United States Naval Academy, was
rendered a farewell bachelor" dinner at
the New Ebbitt House iast night by his
business associates :
1t was a jollification gathering aito-
gether and despite Mr.. Merrick's descr-
ton of the bachelor club at the offioe.
he was showered with hearty wishes.
T.. G. Graham. president of the COM
pany. served as toastmaster, and eaeil
one took occasion to add a little some
thing to what was already said. The
program was prepared especially for the
o, ca sion with quips and jests, but To tie
rhyme,
!. Needles and pins needles and pins.
When a man msrrics his trouble bcgius
Mr.. Mirick slipped one over on his AS
sociates by replying well, / don
know" Just beneath IT.
There was music by the Conduct QUAR-
tet comprising j. 5. J. Clark. w. NJ. Jose,
NJ. A. Iinthicum and It. l.. Townsend, AL
members of the company, and Ralph w.
Lee gave some recitauons. Inc oineTs
would not leave until Mr.. Miiick and Mr..
raham were both forced to sing songs,
which they did in good grace.
Those present were Mr.. Mir1ck. Mr.
Graham. J. f. Mayfield. T. L. Townsend,
7 w. White j. s. j. Clarke, Z. o. Keeo.
Ralph w Lee, w. NJ. Jose. r. II. East
man A. Dunlop, r. Gramm, a. WIZ
liams. NJ. A. Linthicum. A. IL. Johnson
and f. Mccarthy.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21

At the report Of the rife Jan stirred. but
did not open his eyes: he made no move
ment when Dixon called out In shrfl JOY
that he had killed meat. He heard: ne
strove to arouse himself. but something
more powerful than his own will seemed
pulling him down into oblivion. It seemed
an eternity before he was conscious OF a
voice again. He felt himself lifted. and
against the Englishman's shoulder.
Drink this. Thoreau." he heard.
He drank, and knew that 1t was not
tea that ran down his throat.
"Whisky-jack SOUP he heard again.
How Is it?''
He became wide awake. Dixon was Of
Ierlng him a dozen small bits OF meat on
tin plate and he ate without question
ing. Suddenly. when there were only
two or three OF the smallest scraps left.
he stopped.
mon Dieu. it was whisky-jack!" he
cried Il have eaten 1t air
The young Englishman's white face
grinned at him.
I've got the -four inside of me, Tho
reau-you've got the moose bird. Isn't
that fair?'
The plate dropped between them. Over
1t their hands met in a great. clutching
grip, and up from JAMS heart there welled
words which almost burst from his lips
in voice, words which rang In his brain
and which were an unspOken prayer
''Melisse. thank the great God that it Is
this man whom you lover But 1t was
, in silence that he staggered to his feet
and went out into the gloom.
This may be only q lull in the storm, >
he said. I'VE must lose no time. How
long did you travel before you made this
campo"
about ten hours" said Dixon. Il made
due west by compass until knew that
had passed Lac Balm. and then struck
north
"Ah. you have the compass" cried Jan
his eyes lighting up. m seur Dixon. we
are very near to the post If you camped
so soon! Tell me which is north
That is NORTH
Then we go south-sorth and east II
| you travelled ten hours. first west an6
| then north, we are northwest OF La
Balm"
(To be continued tomorrow.)
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21
u. S. Court of Customs Appeals.

Present: Presiding Judge Montgomery
and Associate Judges Smith. Barber, DE
Vr es and Martin.
No. 73S. Vandegrift 4 Co. agt. United
States; grasses; argument commenced by
Mr.. Albert II. Washburn for the appel
lants. continued by Mr.. William l.. Wem-
pie for the appellee and concluded by
Mr. Albert H. Washburn for the appel
lants.
Nos. 552 and 553. United States agt.
Cochran & Co, United States agt. Rosen-
blum & Sentner; artificial horesha hats;
argument commenced by Mr.. Martin T.
Baldwin for the appellants, continued by
Mr.. Frederick w. Brooks, jr.. for the
appellees and concluded b. Mr.. Martin
T. Baldwin for the appellants.
No. ISL. Larkin & Co. agt United
States: sulphur cola oil; argument COM
menced by Mr.. +. G. Slice for the appel
Iants, continued by Mr.. Martin L. Bald
win for the appellee and concluded by
Mr.. FIR derrick c. Slice for the appel ants.
No. 49,. United States agt. William III.
Mason; bronze statuary; argued by Mr..
Charles E. McNabb for the appellant and
submitted on brief by the appel ee.
No. 77O. United States agt. III. b.
Thomas; antiquities; submitted by the
appellant on brief and by the appellee on
the record.
No. T56. United States agt. Rttg e,
al: American goods returned arguedSey
Mr.. Charles Z. McNabb for the appenAhf
and submitted by appellee on the recorA.
The court announced that the next SEES
sion for the hearin~ of cases VIII com-
mence Tuesday, February G. 1911 -
Whereupon the court adjourned.Ts -
Proceedings yesterday afternoon after
The Star went to press.
No. FOB. The United States agt. Charle
linn & Co: silk-Hned baskets argrm4ht
commenced by Mr. William l. Wenp e
for the appellant. continued by Mr.. Henry
j. Webster for the appellees and conclud-
ed by Mr.. William l.. Wemple for the ap-
pellants.
No. 80. c. A. Auffmordt & Co. age
the United States; wool dress goods; az
gument commenced by Mr.. Henry j..
Webster for the appellants. continued by
Mr.. Charles E McNabb for the appellee
and conc uded by Mr.. Henry j. Webster
for the appellants.
No. 1876 American Express Company
ct al. agt. the United States: surface
coated paper; argument commenced by
Mr.. Albert H. Washburn for the appel
lants, continued by Mr.. William l.. Wem-
pie for the appellee and concluded by
Mr.. Albert III. Washburn for the ap-
pellants.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21
NEWS OF ROCKVILLE
s'.S ~
AND THE COUNTY
Hays Jackson viii Be Charged
With Larceny When Released
From Penitentiary.
Special Correspondence OF The Star.

Speclal correspondence OF Inc star.
ROCKVILLE, Md, December 81, 1911.
When Hays Jackson, young negro
resident of Poolesville district. is re-
eased three years hence from the Mary
land penitentiary. to which he was yes
terday sentenced by Judge Peter in the
circuit court here for paying for horse
with bogus note, he will be arrested
and brought TO Rockville to answer a
Eeharge of stealing two horses from Wal
bailey. a colored farmer, near Gsr-
En1lntokn- -
Bailey's horses disappeared several
Knights ago and Sheriff Howard began an
Invests alton. He decided that jackson
knew something about the larceny OF
the horses. Sheriff Howard learned tia {
The aritma's had been sold to William
JoneS horse dealer When charged
vEh the crime Jackson admitted that he
sod the horses to Jones, but claimed he
~ asfS the day before boueht them.
ri Heorge Smith, young washington
negro, Was acquitted in the circuit court
here yesterday Afternoon of a charge OF
Grand larceny. Ii was charged that ~
a picnic at the fair grounds last SUMMER
ne stole a dress suit case containing
clctting, money ard other things, hut
the preponoerance of evidence indicated
that some other fellow was the thief.
Miss peulah Norris Henson OF Broad
River, Va. and Stephen RozZle Garrett
Of Meadow Brook, w. Va, were married
in Rockville yesterday afternoon by Rev.
S. r. White of tie Baptist Church. the
ceremony taking place at the residence
OF The minister
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21

balsam shelter and lay down beside Jan
1t was broad day when he awoke, and he
called hoarsely to his companion when
he saw that the snow had ceased falling
Jan did not stir. For a moment Dixon
leaned over to listen to his br eathing, and
then dragged himself slowly and painfully
out into the day. The fire was out A
leaden blackness still filled the sky; deep
silent gloom hung in the wake Of the
storm.
Suddenly there came to Dixon's ears g
sound 1t was a sound that would have
been unheard in the gentle whispering OF
wind, In the swayfng of the spruce tops
but in this silence it fell upon the starv-
ing mans hearing with distinctness thai
drew his muscles rigid and set his eyes
staring about him in Wild search Just
beyond the hanging pals moose bird
hoped out upon the snow. 1t chirped
hungrily, it's big. owl-like eyes scrutiniz.
ing Dixon. The man stared back, fearing
to move. Slowly he forced his right foot
through the snow to the rear Of his left
and as cautiously brought his left behind
his right, working himself backward ster
by step until he reached the shelter. JUS
inside was his rife. He drew it out ant
sank upon his knees in the snow to aim
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21
THE COURTS


Present: The Chief Justice. Mr.. Justice
Mckenna, Mr.. Justice Holmes. Mr.. Jus
tice Lurton. Mr.. Justice Hughes, Mr.. Jus
tice Van Devanter and Mr.. Justice Lamar.
William Meade Fletcher of Sperryville.
Va. and c. H. Trimble of Memphis, Tenn,
were admitted to practice.
No. GAL NJ. Anderson agt. the Pacific
Coast Steamship Company. claimant. etc. /;
and
X No. 642 n. Jordan agt the Pacific
Coast company, claimant, etc: motion
to advance submitted by Mr.. William
Dennan for Anderson and Jordan.
No. ga5. The American Sugar Refining
Company. plaintiff in error, agt. the
United States: in error to the circuit
court Of the United States for the south
ern district of New York: dismissed on
motion OF counsel for the plaintiff in
error.
No. 1873. Northwestern Mutual Life In
surance Company. petitioner, agt. J. VIII
liam McCue ct al. infants, etc: argu-
ment continued by Mr.. Daniel Harmon
for the respondents.
Proceedings after The Star went to
press yesterday:
No 1877. David Lupton's Sons Com
pany. plaintiff in error. agt. the Automo-
bile Club Of America: argued by Mr.. VIII
liam Ford Epson for the plaintiff I'm error
and by Mr.. William w. Niles for the de-
PENDANT in error.
surance Company, petitioner agt. j. Will
liam McCue ct al, infants, etc. argu-
, ment commenced by Mr.. William II
w h1te, Jr., for the petitioner
.djourned until today at L. o'clock
The call for Thursday, December II, is
as follows: Nos. 13S, l41, 145 l46 IA
LOO, 1ol, 1o2, 153 and 154.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21

lowing cases: John Brown assault Rob
ert -. Clifford. Marshall Connor. Robert
I'll. Barnett. William III. Thorpe pon-stp-
port and Edward r. Murphy. violating
section S.ssa Of the code. III
CRIMINAL COURT No 2-Justice Bsr-
nard. Es
United States agt. William Graham.
grand Larceny: sentenced to penitentiare'
for two years.
United States agt. Walter Smith. house.
breaking: sentenced TO penitentiary for
three years.
United States agt. Charles Davis. grand
larceny; sentence suspended; placed on
probation: attorneys. +. Darlington and
:. ID. Truitt.
United States agt. Ernest Harris.
William Gilbert Walter Jones and Viii
liam Dickerson, robbery: given to Jury.
attorneys. T. c. Taylor and J. A O'Shea.
Lawson agt. Oppenheimer: time TO fla
transcript on appeal extended to Febru-
airy |. 1912. plaintiffs attorney. l.. j.
Aiather: defendants attorney. Leon
Tobrner
BANKRUPTCY COURT-Chief Justice
Clabaugh.
In re Edward F. Morrisey; hearing Oh
discharge set for January 80 1912.
In re Alfred Mayer; order appointing
L. p. Loving. b. L. Graham and r. b.
Behrend receivers: bond. $4,000.
CIRCUIT COURT NO. o-Justice Gould.
Forrest agt. Smith. Judgment OF De-
| cember vacated and JUDGMENT against
defendant and American Bonding COM
pany, surety. for $40: plaintiffs attor-
neys, Leighton & Williams; defendant 3
attorneys, Hamilton, Yerkes & Hamilton
Parker agt. Hulse: Judgment by default
for 81 1ol.S plaintiffs attorney. l.. Il.
Loving.
PROBATE COCRT-Justice Stafford
Estate of Maria W. Harbaugh: petition
for probate OF will filed: attorney, T.. :.
Creeney
Estate of Mary r. Thompson petition
for letters OF administration filed: attor-
ney. l.. Russell Alden.
In re Lillian NJ. Tucker; petition for let
tiers Of administration filed: attorney. A.
l.. Newmyer.
Estate of Frank NJ. Ferris; will admitted
TO probate and letters of administration
e. [. IA. granted to Theresa Lounsbury !;
bond. $1,000; attorney. f. A. Chase.
Estate of Mary NJ. Wilkinson: petition
for letters of administration filed. attor-
ney. o. II. Singleton.
Estate of Gilbert lockwood; petition for
letters of administration filed attorney,
Is. A Lockwood
Estate of Elizabeth q. Calvert: will ad-
mitted TO probate and letters testamentary
granted to Beverly :. Randolph and Al
bert l.. Johnson: bond, 81. 800: attorneys.
Maddox * Galley.
Estate of Osceola c. Green: order to pay
Eastmond p. Green $3.50; attorneys.
Maddox a Galley.
Estate of II. NJ. Dellinger; petition for
advance filed.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21
THOS. ]. OWEN & son, AUCTIONEERS
TRCSTES' SALE OF VALUABLE UNN-
= PROVED BUILDING LOTS IN FOURTEENTH
STREET HEIGHTS n

S1nG>EsA 1EI1u4os u Y.
By virtue Of seven certain ueeds Of trust, duly
q Columbia in Hber 3423. at folio 2l5 ct SEQ. /;
lbef 3435. at folio Il ct sea-: Liber 3435. at
fbii0 IS ct SEQ: Lber 3435. at folio IS ct seq.
iber 1886. at folio G. eft seq; Liber 1923, at
folio ~ ct seq-, and Liber 3423. at folio 207
ct seq, respectively. and at the request OF the
party secured thereby, We. the undersigned trus-
tees win sell at public auction, in front Of the
respective premises, FRIDAY, THE TWEEN
1f-SECOND DAY OF DECEMBER, 1911. COM.
MENCING AT TWO O'CLOCK PM. and con-
tfuuing until all the lots have been sold. the fol-
lowing described and. situate in the county Of
Washington, In the District of Columbia, and
designated as and being lots 20. 81. y. % and
q In square :s17: lot 4. in square 2sl1; lot 8.
square 2sf7; lots .. Z, s. 8. 10, II. Il. ID and
29l4: lots IS and q, in block 2S17. and lot 8.
in block 2919-an of said lots being in the SUBJ
divisioa Of Fourteenth Street Heights, shown
or plat az said subdivision recorded in the office
of the Surveyor Of the District of Columbia, in
Ij6er County No q, folio z.
Terms: One-thfrd cash, and balance in one and
two years from day Of sale. and secured by deed
Of inst the property cold. ami bearing in
tefest Al the Nte Of per centum per annum,
q I cash. at purchasers option; 5000 deposit
required upon each lot upon acceptance Of bid.
Coayeyancing. etc. at purchasers cost. Sale to
be closed within IS days from day Of sale. other
property at the risk and cost Of the defau'ting
purchaser after five days advertisement of such
resale published in some newspaper Of Washing
ton. D. c. JAS. s. EASBY.
G. GILMER EASILY,
dell lot. eSu Trustees.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21
ADAM A. wEsCHLER. AUCTIONEER
Trustees Sale of Valuable Unim-
proved Real Estate on South
Caoifo1 Street

BY virtue Of the power in deed Of trust from
William NJ. Hodges and wife. dated October %,
1904 and duly recorded in Liber 1861. folio 2
~ seq. land records Of the District of Columbia,
default having been made in the payment of one
OF the notes thereby secured, 1 will. ut the re-.
quest Of the holder OF said note. offer for sale
at public auction, i'm front OF the premises on
THURSDAY, JANUARY FOURTH. 1872 AT
HALF-PAST FOUR O'CLOCK PM. part Of lot
eleven 015 in square six hundred and ninety
three $685. In the city OF Washington, District
of Columbia. a. described In deed recorded in
Iiber No. 1913, folio 81. VI said land records,
beginning for the same at point on the east
line OF South Capitol street twenty GOD feet
north from the southwest corner OF said lot and
running thence north thirty 1907 feet and six
80 inches. thence east seventy-ise tlS feet,
thence south eleven IT'D feet and three go
inches, thence east twenty-five f2Jl feet. thence
sonth nineteen .dS1 feet three CD inches. thence
west one hundred ti00D feet to the beginning
Terms Of sale: Cash. Oonveyancing and re-
eordipg 1t purchaser's cest Deposit Of one hun
bred dollars required sale. Terms to be com
plied with In twenty days. or property will be
reseld at risk and cost OF defsnlting purchaser
aee1 dads eSu, dec5&jal 1416 + st. q. n.
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21
THOs. J. OWEN & son. AUcrIoNEERs.
TRUSTEES SALE OF VALUABLE UNIM-
PROVED REAL ESTATE ON 18TH STREET
NEAR r STREET NORTHEAST

TRUSTEES SALE OF VALUABLE UNIM-
PROVED REAL ESTATE ON 18TH STREET
NEAR STREET NORTHEAST.
By virtue OF u certain deed of trust, duly re-
corded in Liner No. 1911. folio 49, ct seq. of
the land records of the District Of Columbia,
and at the request OF the party secured thereby.
the undersigned trustee will sell al public auc-
ton. in front of the premises. on FRIDAY, THE
TwENTY-S SECOND DAY OF DECEMBER AID.
1911. AT HALF-PAST FOUR O'CLOCK PM,
the foiiowin described land and premises. situ-
ate in the city of Washington. District Of Co
lumbia. and designated as and being lots Nos
81 - and 80 in John B. Harrells subdivision of
original lots numbered l. and Is in square 1907
In the city of Washington. District of Columbia.
same is recorded in Book 35. page 1S5. of the
surveyors ONCE of the District OF Columbia.
Terms Of sale: One-third of the purchase
money to he paid in cash. balance in two equal
instalinients, payable in one and two years. with
interest at 9 per eentum per annum payable
scni- annusiy. from day Of sale. secured by deed
Of trust upon the property sold. all cash. at
the option of the purchaser \ deposit of 500
will he required at time of sale All convey anc-
ing. recording. etc. at cost of purchaser Terms
Of sale 10 be complied with Within fifteen days
from day OF sale. otherwise the. trustee reserves
the right TO resell the property at the risk and
cost Of defaulting purchaser, after five days adj
vertisement Of snch resale in newspaper
publ shed IN Washington. II. q
HENRY T. WOODARD. Trustee,
dei5-d& ds. eSu IIth and sta. n ".
Evening star. [volume] (Washington, D.C.) 1854-1972, 1911-12-21
INSURANCE DIVIDENDS LIABLE.
Commissioner Cabell Decides They
Are Subject to Taxation.

Commissioner of Internal Revenue Ca
bell today decided that the dividends paid
by mutual and participating insurance
companies to their policy holders are
subject to assessment as income under
the corporation tax law. =
The companies contended. according to
the commissioner. that these dividends
were not dividends in the commercial
sense. but simply refunds TO policy hold
ers of an overcharge in the insurance
premium. Some of them admitted. he
added, that exigencies OF business and
competition had resulted in the com
panies making misrepresentation of
facts as to dividends TO their prospective
purchasers of insurance" =