The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1911-03-13
Accidents Will Happen.

ACClQeICS Will happen,
| Under thirty eight classfications, one
of which is n big class of 1854 mIscel-
laneous accidents too diverse 10 admit OF
a proper classification, one OF the old
established accident companies has listed
| 100000 OF the casualties to which all flesh
| Is heir. and the indemnities paid for
| them aggregating 81, ,455 56s.2I There are
many features OF this classification that
are. Of big interest not only to accident
! we'll. The impressive totals and equally
| impressive fact that there is no phase
of human cndesvor into which these dis
| agreeable. painful and often fatal hap
| penings do not obtrude themselves fur
nish food for thought. There are many
and various personal injuries that are
| taken more or less for granted by per
| sons exposed daily TO certain risks: but
those injuries that might be termed the
''unexpected' go into such numbers as
10 make neglect OF accident insurance by
the most sheltered person seem utter
| fooliahness.
In total OF 100000 accidents 1s.3sT
| are classed under falls. Falls upon pave
ments caused S222 of these claims and
indemnties in a total OF s529.s76.43 were
paid under these claims, Persons who
| fell from ladders and chairs numbered
1916 and indemnity was paid them In
the sum Of sl4S 432 S6 Stairs and steps
proved treacherous to BIOL who collected
| S235, o69 90 IN Indemnity payments. Only
I29 fell through trapdoors, but they were
paid the average Of ss5 each for their
| injuries.
| The railroads took 1895 as their share
! of the 100. 600 cases street cars 1855 and
| steam vessels only i34, Although the
aggregate indemnity paid for injuries
carriers reaches two and one half mil
| lions. the average indemnity is only
trine more than SSl. The faithful horse.
manknd's friend. caused sl25. upon
which claims were paid OF ssoS,oe7, or an
average of over sS5 The average for
eunshot wounds reaches ss17. and there
| .i-t.- ,,,L
drowning numbered ss1 and an average
indemnity of 1894 was paid in these
cases. Bicycles. automobiles and eleva-
tors figure largely In the number OF acci-
The casual observer is inclined TO laugh
when one trips over door mat or rug
mlshap Is no laughing matter. In the
total or 100000. 2I9 such are noted. and
Is given front rank so far as cost Is
| concerned. Equally unexpected are the
| injuries 10 feet sustained by stepping on
nails or glass, vet there are 1900 Of them
| classified and IL cost an average Of $2I
In the settlement of that number Of
| claims. Fewer casualties occurred 10 the
| careless or unfortunate hands that were
| lacerated by hooks, nails or wire, hut
the 123S accidents of this character cost
as much time and money as did the
greater number Of wounded feet in the
average.
Agents Who Fail to Remit.
| Commissioner Ballard Of Oklahoma has
| taken action against agents who collect
premiums and fail 10 remit promptly by
canceline the license of Clarence r. De
Bruler Of Shawnee.
| De Bruler was agent for the Slate Life
| Of Indiana and the evidence placed be
| fore the commission was that of violating
section 2S Of the general insurance laws
| of oklahoma. In speaking OF his action
| the commissioner said: when agent
collects a premium, Irrespective OF the
| form In which that premium may be col
| Ilected-cssh or note--it IS his duty 10
/
state representative. that portion which
| belongs 10 the company and IL he fails
| 10 do SO I will cancel his license just as
l soon as evidence Is produced before me
| TO show that the agent has withheld or
| appropriated any portion thereof. II We
insist upon equity from the companies
| the agents first and 7 hope to succeed
in obtaining legislation which will
compel the companies 10 orimlnally pros
| ecute every dishonest agent.
Keystone Guard in Trouble.
Officers and directors OF the keystone
Guard a fraternal insurance organiza
| ton, formed in Athens, Bradford county,
| Pennsylvania. arc charged with selling
| their positions Of trust 10 strangers from
New York for. $4,000 apiece. The order
! has about 1000 policy holders scattered
! throughout tho country. The proceedings
are brought by the attorney general of
Ponnsylyania, who asks to have the So
| officers in addition TO receiving various
sums of money permitted the purchasers
| TO remove tho assets Of the keystone TO
| New York TO he exchanged for lot
| Of wild cats and dogs. II is also
charged that the society, which issued
policies chiefly 10 poor persons, has been
| looted Of at least s2s9. 600 though attor-
neys for the policy holders say the loss
| may be nearer $4,000
Goes Out of Business
| Rather than incur the expense neces-
sary for valuation OF policies written
| .ls.-,. Il Il line.
| for cash surrenders she Grand FatereT-
nity n fraternal associa ton Of Fhila
! delphia, Will go out Of business. The ac-
| tion is the result of an examination by
| s. n. Wolfe for the insurance depart
monts of West Virginia and North Caro-
| lima. The fraternal's license has been
| Cancelled In both states.
Life Insurance Decision.
| The supreme court OF Minnesota holds
! that tho question Of the cash surrender
value Of a policy. which is mentioned in
| connection with loan on the policy
| The policy being pledged for sccurlty-is
a question of fact for the jury. IF the
| cash surrender value Is the substantial
valid but II the value is underestimated.
! then the cancellation is void.
Insurance Notes.
| w. NJ. Mcconnell supervisor of agents
! for the Continental Life and Investment
| company. has just returned from a buSi
ness trip 10 New Mexico. Colorado. Arl-
zona and Idaho,
George D. Alder. state manager Of the
| National Life Of Vermont, returned
|