davidaulloa/AmericanStories huggingface dataset:
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
PARIS NOTES

Mr.. VIM Waddy is out again after
a few days illness. The revival is in
progress at the Mt. Zion Baptist
Church, conducted by Rev. Bernette.
Master Cornell Atkins has returned
from Memphis after a two weeks
visit. The Old Maids Association
was rendered at Quinn Chapel A. M.
e. Church last Tuesday night. II
was very amusing. Mr., Henry Low
ing left for Memphis this week Mrs.
Matte Brown and son left for East
St. Louis last Sunday. Mrs. Minnie
L. Sparks who has been sick for
many days, is reported up again, also
Mrs. Iona Mai Golden, who has been
sick, is reported much better. Miss
Louise Johnson, of Mckenzie, made
short visit last week to her friends
Misses Marion Epps and Willie B
Dinwiddle. The annual conference
rally will be held at Quinn Chapel A
M. E. Church Sunday, the 10Th inst
All the city pastors with cOngrega
tions have been cordially invited. Or
Monday night, the Goth, the ton
Thumb Wedding" at Quinn Chape
! promises to be of much interest. Thu
briday party will consist of twent!
tots
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
WlLLIAMsPoRT NOTES.

Mrs. J. A. Jackson, OF Nashville,
the president of the Home and For
eign Mission Society, was here last
Wednesday and Thursday. She lee
tured Wednesday night Mrs. A. Rus
sell read a paper; Mrs. Reece Flowers
and Mrs. Harvie Hudson sang duet;
Mrs. L. S. Collins read a paper; Mrs.
Tennie Russell sang a solo and read
a paper After the recital they were
entertained with a reception given by
the missionary ladies. Rev. Bryant,
of Graces Branch, was here Sunday.
He preached both day ana night for
Rev. N. Smith. Miss Maud Williams
came home Friday from Chestnut
Ridge, where she is teaching. She
was accompanied by Miss Ethel Gray
and Miss Princes Foster, OF Theta
They returned home Monday. While
here they were the guests OF Miss
Annie Church Saturday night. Mrs
Hattie Wade and little daughter, o
Little Lot, we're the guests of her sis
ter. Mrs. Linnie Flowers, recently
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27

FOOTBALL.

BY c. L. McAllester
Morris Brown College the First Vic
tim of the Tigers at Atlanta.
Special to the lobe
The Baptist Tigers lined up against
Morris Brown College for the first
game of the season and administered
to her a defeat to the tune of 50 to
O
Morris Brown is to be encouraged
from the fact that this was her first
attempt at the game The Tigers lost
many of her old players last year,
Lut the spirit that was left in the rest
of the men was in evidence Saturday
when the mighty backs were hurled
through their opponents line at will
Coaches Bullock, of Dartmouth
fame, and Archer, of Colgate, stood in
the side line and saw their boys work.
The spectacular plays that had been
taught them by hard training. The
game was characterized by fumblng,
as the opening games usually are.
Morris Brown was game to the last
and contended for every inch gained.
This was the Tigers first victim of the
season and a watchword to the 9th
Crs that they may expect the same.
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
NONRESIDENT NOTICE.
December Rules, 1911.


MoIlie Edwards VS.. Richard Edwards.
In this cause it appearing to the sat
isfaction of the Court that the defend
ant is a non resident of the State Of
Tennessee, therefore the ordinary
process of law cannot be served upon
him; it is therefore ordered that said
defendant enter his appearance here
in at the October term of the David
son County Circuit Court, to be holden
at the Court House in Nashville
Tennessee, on the LIST Monday in De-
cember, it being rule day of this
Court, and defend, or said complain
ants bill will be taken for confessed
as to him and set for hearing ex parte,
1t is therefore ordered that a copy of
this order be published for four weeks
in succession in the Nashville Globe,
a newspaper published in Nashville.
L. NJ HIT Clerk.
e. R. RUTHERFORD, d. G,
R. l.. MAYFIELD,
Solicitor for Complainant
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
NONRESIDENT NOTICE.
Jerry Robertson VS.. Mary Robertson
December Rules, 1911.

Jerry Robertson VS.. Mary Robertson
In this cause it appearing to the sat
isfaction of the Court that the defend
ant is a nonresident of the State of
Tennessee, therefore the ordinary
process of law cannot be served upon
her; it is therefore ordered that said
defendant enter her appearance here.
in at the October term of the David
son County Court Circuit to be holden
at the Court House in Nashville,
Tennessee. on the LIST Monday in De
cember, it being a rule day of this
Court. and defend, or said complain
ants bill will be taken for confessed
as to her and set for hearing eX parte
It is therefore ordered that copy OF
this order be published for four weeks
in succession in the Nashville Globe
a newspaper published in Nashville.
l.. M. HIT, Clerk.
e. R. RUTHERFORD, d. c,
r. l.. MAYFIELD,
Solicitor for Complainant
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
NONRESIDENT NOTICE.

Thomas sowelI VS.. Alice soweIl.
In this cause it appearing to the sat
isfaction of the Court that the defend
ant is a non resident of the State Of
Tennessee, therefore the ordinary
process of law cannot be served upon
her; it is therefore ordered that said
defendant enter her appearance here
in at the October term of the David
son County Circuit Court to be holden
at the Court House in Nashville,
Tennessee, on the LIST Monday in De-
cember, it being rule day of this
Court, and defend, or said complain
ants bill will be taken for confessed
as to her and set for hearing ex parte
It is therefore ordered that a copy OF
this order be published for four weeks
in succession in the Nashville Globe,
newspaper published in Nashville.
L. M. HIT, Clerk.
e. h. RUTHERFORD, d. c,
R. L. MAYFIELD,
Solicitor for Complainant.
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
CARD OF THANKS.

We wish to thank our many friends
for their kindness shown us during
the illness of our dear sister and
daughter, Alberta, and also the Taber
nacle Baptist Church Sunday-Schoo
and Choir and friends for their beau
tiful floral designs.
Mr. and Mrs. Thomas Rivers.
Mrs. Annie Robinson.
Miss Ophelia G. Rivers.
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27

many are picking cotton. Times look
very flourishing, Notwithstanding the
prices of cotton are low. Everybody
is getting we'll again, after such
plague of chills and fever mas passed
over.
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
STEVENSON lALAl NoTEs.

The revival that has been going on
at the Morning Star M. B. Church
closed Last Sunday with two con-
verts. Mr.. Akron Josepjhs has built
a nice little house for his family. He
is a reader of the Globe. The rally
at the C. P. Church Sunday was
quite a success. Mr.. VIM. Young and
Mr.. Willie Tally took a pleasant
drive to Cedar Grove last Sunday.
One of the brick masons that are en-
gagged in work in our town met with
a very serious accident Tuesday last.
Miss Matte H. Scruggs, our school
teacher, is a reader of the Globe. Miss
Scruggs says that the Nashville
Globe is a fine paper and every Ne
gro should have it in their home; she
says also the race will never be what
it should and ought to be unless we
put our forces together aud build up
our own enterprises.
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
OAKLAND NOTES.

One of the most entertaining treats
of the week was the concert given
by Miss Ether Belle Howell Friday
night. A creditable programme was
rendered Quite a number of dis
tinguished persons were present
Among them were Rev and Mrs. w
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
CARD oE THANKS.

Mrs. T. w. Haigler and brother
wish to extend their heartfelt thanks
to the ministers of all denominations,
and many friends of our departed one
for their sympathy and hospitality
rendered us, and also for the many
beautiful designs.
Mrs Haigler and Brother
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
CARD OE THANKS.

We wish to thank the many friends
for their kindness shown during the
illness and death of our dear daughter
and sister, Lydia T. Summer, We
also wish to express our appreciation
to those who contributed the beauti-
full floral designs. Respectfully,
Mr.. and Mrs. Giles Thornton and
family.
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1911-10-27
MIDDLE TENNESSEE RAILROAD.
Correct Nov. %, 1901
WEST AND NORTHWEST.
rrtyaa
Train Schedule.
Effective Wednesday, June /, 1910
NOrthbOund.

correct Nov. %, 1907
WEST AND NORTHWE JEST.
Leaves. Arrives.
100 am-Memphls, Hickman,
Paducah, St. Louis,
Vile u .................. 1886 pm
80 p Hickman, Paducah. 1:32 pm
$50 pm-Waverly, Accommo-
dalton, connects for
500 pmE"Dixie Flyer solid
wv train to st. Louis ..... 1896 am
II 80 pm-Memphis and Hick-
man .......... .........,., o'oO an
SOUTH AND EAST
1:25 am-Chattanooga and At
ianta .................... 2:55 am
$3.50 am-St. l. GU is-jackson-
vile, "Dixie Flyer"
branch line points. $3.50 pm
Il55am-"DiXie Flyer''--Solid
vestibuled train to
Chattanooga, Atlanta
ing cars. ................. 400 pm
$40 PM Chattanooga and con-
Meeting (D for Shell
byville, Sparta, Fay
etteville Huntsville,
PItts6urg. '.............. 1850 am
600 pm-Tuilahoma Accommo-
dalton connects for
Shelbyville) ..m.. 8.l5 am
$50 pm-Chattanooga, Atlanta,
Sleeper to New York. 6'8 aA
LEBANON TRAINS.
700 am-Lebanon Mixed. .................
am-Lebanon Express. $40. 1910 pm
pm-Lebanon Accom-. ..... 40 pm
500 pIn-Lebanon Accom-. $40. $40 am
DAILY except Sunday.
w. NJ. HUNT, City Ticket Agent, Maxwell
House.
POWELL PHILLIPS, p. A., Maxwell
House. w. l.. DANLEY. @. Z. A., L niol
The Detroit times. [volume] (Detroit, Mich.) 1903-1920, 1911-04-22

cities being chiefly held by eastern
companies.
There has been no large destruction
OF property by fire In Michigan within
the last decade. Detroit having been
especially free from really big fire
losses. This is due not only to the ex-
cellence of the fire department. but
also to the cooperation OF the fire in
surance men with the building depart
ments In demanding more attention to
the elimination OF fire risks SO far as
possible.
Through these influences the fire
limits OF the city have been extended
until they include a large portion OF
the central residence section OF the
city and all the big new automobile
factories and other plants are OF fire.
resisting construction. The work OF
the fire insurance companies in the
prevention OF fires is part OF the
activities OF these companies that is
frequently overlooked by the general
public.
The fire insurance business In De-
troit has been run upon strictly con-
servative business lines. as In fact II
has been run generally throughout
the country The record contrasts
favorably with the methods of con-
Quoting life insurance companies as
revealed by the disclosures. Perhaps
the reason for this is to be found In
the more businesslike things and peo-
pie with which the fire insurance COM
panies are called upon to deal Fire
insurance Is so thoroughly established
The Detroit times. [volume] (Detroit, Mich.) 1903-1920, 1911-04-22
FIRE INSURANCE
SHOWS BIC GAIN
Detroit Underwriters Share in Gen
eral Wave of Pros
perity.

The situation OF Detroit with re-
spect 10 fire insurance Is very much
the same as the situation with respect
to life insurance. or the many mill
ions OF dollars worth OF risks In De-
troit and the adjacent territory only a
small portion is placed with Detroit
fire insurance companies. the larger
portion by far being placed with the
big eastern companies. II Is generally
the case with fire insurance, however,
that 1t is more widely distributed than
is the case with other forms OF insur-
ance, for 1t Is the policy OF careful
companies To limit the amount OF
risks they will assume on any one
building or In any one locality. The
possible results OF q confiagration
would be too serious.
Detroit fire insurance companies,
however. have shown a steady growth
In business throughout the last ten
years, and all the companies engaged
In the business OF writing fire insur-
ance have enjoyed q measure OF the
prosperity that has come to other lines
of business during the same period.
There have been very few losses OF
any importance TO the Detroit com
pantes, as a result of the careful Sc
lection OF risks, and, perhaps. II may
be added, to the good fortune that has
fallen to every line Of enterprise in
Detroit during the recent period OF
phenomenal growth.
The only loss OF any Importance in
which Detroit companies We're con
cerned was the big confiagration fol-
lowing the San Francisco earthquake
In 1906. Together with great many
other companies throughout the coun-
try Detroit fire insurance interests
were involved in this great disaster.
All the claims were paid promptly
however, and IL was only short time
before the effects were entirely for
gotten in the chase after more bust
ness. Detroit fire insurance compan-
les were not involved in the other two
big CONGREGATIONS of the decade, the
Baltimore and Chelsea fires, the insur-
ance on the burned buildings in these
The Detroit times. [volume] (Detroit, Mich.) 1903-1920, 1911-04-22

| companies are doing an increasing
proportion OF the Michigan business
each year but they are not yet receiv-
ing their proper share OF this business.
The policies issued by the Michigan
companies contain the standard pro-
visions required by the statutes OF
the state OF Michigan for the purpose
OF safeguarding the interests or pol
icy holders and each policy form pro-
posed TO be issued by the companies
must be filed with the commissioners
OF insurance at Lansing so that he
may disapprove OF any form that 10
not satisfactory before a policy 10
actually issued. The Michigan COM
panies are subject TO frequent exam
nations at the hands OF the Miehi-
gan department OF insurance which
keeps in close touch with their oper-
alton. The companies are required
by the Michigan statutes 10 maintain
and accumulate a reserve sufficient 10
eventually mature each policy ana
this reserve must be accounted for
periodically. In addition to the re-
serve each company is required 10
place a deposit OF securities or the
kind stipulated by law with the state
treasurer for the additional protection
OF policyholders over and above the
reserve. This policy reserve is some
times called the reinsurance reserve
for II is sufficient, especially when
fortified by the statutory deposit with
the state treasurer, TO enable the
business Of a company, In case It's
operations are unsuccessful. TO be re-
insured In another company and the
interests OF the policyholders be thus
abundantly protected without loss 10
them or the impairment OF the value
OF their policy contracts in anyway.
This especial protection Afforded by
the reserve Is one OF the main feature
OF the strength and almost absolute
security OF old-line legal reserve life
insurance.
In considering the value Of home
companies TO community one can
not do better than quote the words or
Hon. James V. Barry, until recently
commissioner Of insurance for Michi-
gan, who during his ten years or
Office in that position established an
unique reputation as keen student
OF the varied problems which arise
in connection with the business of in
surance. Mr.. Barry raised the Mich
igan insurance department to a high
standard of efficiency so as TO render
the people OF this state under perman-
ent obligations to him. Speaking be-
fore the National Association of Life
Underwriters in Detroit last Septem-
Der, he spoke In reference to home
companies as follows:
Il have no quarrel with new COM
panies. On the contrary believe that
II properly organized and managed,
they accomplish much good. 1t would,
in my judgment, be best for all con-
cerned IL there were to be established
In every state one or more good, solid
substantial companies operated along
safe and sane lines by men skilled In
the business.
These local companies would do
much In the way OF educating the peo-
pie as 10 the soundness and benefi-
cence OF life insurance as an institu-
tion and creating healthy and in
telligent public sentiment which
would serve to protect the business
from ill-considered and burdensome
exactions which are too often the re-
suit OF a feeling on the part OF techni-
The Detroit times. [volume] (Detroit, Mich.) 1903-1920, 1911-04-22

as a business necessity; II IL one OF
the important things scrutintssd In
examinations to establish credit o. IN
the TRANSACTION OF any deal invo,ving
property, that any tendency toward
unbusinesslike methods would be I'm
mediately discovered.
The fire insurance business In De-
troit is growing and will continue 10
grow with the development Of the
city as a financial center. More and
more capital will be employed In II ~
the attention OF financiers II turned
from Industrial expansion to the less
hazardous forms OF investment. The
records Of Detroit fire insurance oom-
panies during the past ten years have
been satisfactory; they have kept pace
with the development OF the city, but
during the next ten years they should
feel the real effects OF the growth Of
the city In financial Importance and
We may expect q much larger proper
tionate growth In these lines than 70
have seen In the past ten years.
The Detroit times. [volume] (Detroit, Mich.) 1903-1920, 1911-04-22

Easy Access Has Made Its Use Popu-
lar In This City.

Detroit builders consider themselves
fortunate in having easy access to all
the cement they need for building
purposes. In and about the city
there are big plants, turning out thou
sands of tons OF cement every year.
An unlimited quantity OF sand and
gravel Is also available at these places
at all times.
Much OF the material used in the
manufacture Of cement comes from
pits within a short distance OF De-
troit. and the proximity OF the gravel
and sand beds to Detroit. the dealers
say. has something to do with keep
ing the price OF cement and its In
gradients at reasonable price. The
fact that there are large cement yards
In Detroit also enters into the regula
ton OF the cost OF the article. Were
1t necessary for Detroit builders to
import their cement and other build
ing essentials, the cost OF building
would be much heavier here than II
now Is, the cement dealers argue.
For the remarkable growth OF De
troit in the past few years, the ce-
ment dealers claim some credit. They
declare that. but for the capacity OF
their cement plants and yards. The
builders Of the city never could have
kept up with the demands for new
factory accommodations. In the build
ing Of most OF the automobile fac
tories. cement was extensively used,
and the manufacturers of this com
modify point out that II was their abil-
ity to meet the demand for cement
that allowed the city to expand rs It
did. They also intimate that they
have an inxehaustible supply OF sand
and gravel and will be able to meet
the demand for cement, no matter
how great It may be. for many years
TO come.
The Detroit times. [volume] (Detroit, Mich.) 1903-1920, 1911-04-22

life companies OF other states issued
$50, 797, O43 OF insurance in the state
OF Michigan, while Michigan com
panies issued only $i.043.2S3 OF In
surance In Michigan. At the end oil
1909. companies OF other states had
In force in the state OF Michigan
S264, 4S9, Sg7 OF insurance as compared
with $l5.4S1, 295, which Michigan com
panies had in force In the state OF
Michigan During 1909. the citizens
OF this state RENTED 10 the home
offices OF companies located in other
states, S9,604.67i in premiums on life
insurance while the Michigan com
panies received but $4S4,e5i In pre-
miums from Michigan citizens. Inc
above figures do not include indus
trial insurance. all OF which was
transacted by outside companies
AS compared with the above, IL
may be cited that during the year
1908 Connecticut life companies wrote
s4lOl.l99 of insurance on the lives
of citizens OF Connecticut, and re-
ceived in premiums from the citizens
OF that state $1,42l, 462. whereas the
Connecticut companies wrote outside
OF Connecticut, $s1, 13s,134 OF insur-
ance. and received from the citizens
OF other states. 27,b13.1s3 In pre-
miums.
The city OF Hartford. Connecticut.
with little more than one-hfth the
population of Detroit. has as many
banks capitalized for as large an
amount as those OF Detroit. The
greater development proportionateiy
OF the financial institutions OF Hart.
ford is due TO the insurance COM
panies located at Hartford.
The people OF Michigan should
realize that insurance institutions are
large factors in the financial develop
ment OF any locality. and that there
is no reason why Michigan should not
develop her own great financial in
situations and make Michigan one OF
the financial centers OF the country.
In order to accomplish this, the citi-
gems OF Michigan should purchase
their insurance in Michigan com.
panies in every way possible.
Prior 10 1907, there was but one
Michigan life insurance company. a
company which began business in
1867. This company In 1906 wrote
$1,075,163 OF insurance on the lives
of Michigan citizens, and had in force
on the lives of Michigan citizens at
the end of the year $9,3SO,229. The
amount Of premiums paid during the
year was S330,42s.
During 1907 two new legal reserve
life insurance companies were organ
lied In Michigan, and the amount OF
insurance written by the three Mich
igan companies on Michigan citizens
during 1907 increased to $3,440, 553,
and the amount of insurance in force
increased to $11.1S1. SOC, and by the
end OF 1909. this was increased to
$15, 4S1, 295.
During 1910 another legal reserve
company began business, making four
Michigan Life Companies In all. These
four companies during 1910 wrote In
1901 ,264 OF new insurance.
had In force on Michigan citizens
nearly $19,000,000 OF insurance or
about double the amount OF insurance
in force at the end of 1906, four years
earlier.
II is thus seen that the Michigan
The Detroit times. [volume] (Detroit, Mich.) 1903-1920, 1911-04-22

cality uniformed and unthinking leg
islators that they are dealing with
some far away. hostile interest which
constantly draws money from the
state without giving anything in re-
turn. When you have in each
state companies whose operations can
be observed and studied at close
range, whose business affairs are d.
rected by reputable citizens OF these
states. and whose investments are
largely within their respective states,
the attitude OF the public as re-
fected by the law making power Will
be materially changed. AS rule IL
is those states In which there are no
such local interests that run riot In
The way OF harassing and burdensome
legislation.
Aside from the protection TO the
business generally thus Afforded the
activities OF these local companies
would result in constantly increas-
ing number OF people educated to a
knowledge OF the benefits OF life In
surance and consequently In con-
stantly charging field OF promising
prospects.
Just as the work OF the fraternal
beneficiary societies has educated the
people of the rural communities, VIII
lagos and smaller cities OF the coun-
try, so, believe, does the work OF the
growing number OF new legal reserve
companies make the education more
thorough and widespread and thus
adds recruits to the growing ranks OF
those citizens who deem II their duty
to protect those dependent upon them
with contracts OF life insurance that
are actually correct and financially
sound.
From every standpoint, therefore.
l believe in encouraging the organiza-
ton of proper methods of new COM
panies which are 10 be conducted
along proper lines by men familiar
with the various branches OF the BUSH
ness OF life insurance"