The Birmingham age-herald., 1911-12-20
BANK EMPLOYES FORM STUDY CLASS John H. Frye Delivers an Address on Some Essen
 tials of Success"

The Birmingham chapter of the Amer ican Banking Institute inaugurated it's study course of finance and banking, in- cluding commercial law and the distribu- ton, consumption and production of wealth, under the leadership of A. Leo Oberdorfer at it's regular monthly meet ing held last night in the auditorium of the Chamber of Commerce. This was preceded by, a very instructive address delivered by John H. Frye, president of the Traders National bank, who is the second speaker in a series of practical talks to be made by the higher officials of the local banking institutions.
 o. Mooney, president, rapped for order at S;30 o'clock and among the important announcements of the earlier session was that the Birmingham Clearing House as- sociation had authorized a monthly ap- proprlation of $50 to defray the expenses of the Birmingham chapter, which will be in line with similar organizations of other cities which. as a rule. receive the financial aid of the affiliated clearing houses
 The topic, Some Essentials of Sue cess, StiSCttu DN MT. I1Ntt WuS COIL ciselv and simply developed with anec- dotes and experiences of the speaker in- troduoed by way of illustration. The applause at the conclusion of MT. Fryes 20 minute talk induced him to continue for 10 minutes longer In the course of his remarks, MT. Frye said:
 "It is important that we acquire, all the cultivation possible and it is not amiss to say that more can be learned after ua Tharafnrc when opportunities of an education in early life are meagre, the lack of cul- tivation can be overcome, to a large eX- tent by reading and study. Unless one is systematic and persistent, it is diff cult, under existing conditions, to read much and this being true 1t Is essential that we select only the best literature Viewed from all standpoints the Bible contains the best literature in any lan- guage and 1t is good in theory, growing better in practice. Many people make habit of reading it, for not less than a given time each day and I commend that plan to you.
 ''If men of unusual ability are under necessity to labor it is very certain that the great majority of us, if we succeed, must possess the virtue of industry It is very important, especially for young men, to do even the smallest things well, as an excellent preparation for the larger duties is the way a man performs the small offices and they often attract the attention of those who can help him to bigger things.
 ''The requirements for success are more exacting now than ever before. compe- titon ben i me yho are in every way prepa 70 fal it atte of life. It is. therefore cssbrtir that one be equipped phNsit isin tally and moral ly for the iindSfi4tlfN As a rule Amer jeans are | oied for fiser lack of economy in material thing 8lt waste of vital force, in stlt esfiriatiusli is more com mon than Inc sal, expenditure of money.
 "One of inc frau'fs ni. its for success is honesty, ir nig 5aialln, and another is the cultivation a no iory for names and faces. Ihe matter neat dress is not to be ysrirnsfai iN the list nor is contentmen with fff eh circumstances.n
 Following Mt fe8n Leo Oberdor- fer, one of tho Nou4 IT torneys of this city, spoke hirHf ne nature and depth of tle study if undertaken by the chapter through aF pamphlets for warded frj thc nAtaRl headquarters of the Amt lcail isarlrila institute. The introductory lesscns ~ 'reat, in a gem eral way, CT ec0nof nd the purpose of the who'll 's 70 ss tio n to the theory of banking etatpd Ne 9berdorfer
 The chap CT Nas hen organized into study clasH and 5iepe1 their lessons for the mex hfle4 t.h will be held on the eveni~ Qfa azs January 9. It Is planned nNe meetings semi monthly ani % wN e reference work in co-operat course of study as may pr 4akj