davidaulloa/AmericanStories huggingface dataset:
The Detroit times., 1911-04-25
FINANCIAL FRAUDS.
THE STORY OF FUND W.
BY GEO. 3. coRTELYoU.

The investment enterprise which
has 20 conduct house-to-house cam
paign, by means OF the United States
mails, or by solicitors, or by both OF
them, 10 collect the savings OF the
working people makes practical con-
fession that its proposition is not
solid enough TO command the con
hdence OF those who are constantly
looking for opportunities TO put out
their money and get return any
where near that promised by this
class OF financial outlaws.
This nation has enjoyed lon5
period OF unexampled prosperity, AS
a result, thousands OF men, who a
few years ago were either poor o:
only moderately welltodo, have be-
come comparatively wealthy and have
made more money than they need III
the operation OF their regular bus.
ness
Everywhere capital is seeking IN
yestment at reasonable rates, and the
man who has proposition which Is
essentially sound has only 10 make
proof OF this fact in order TO COM
mand all the money needed whether
the enterprise requires millions or eli
ly thousands. He has no need TO DEL
uge the mails with circulars ana
form letters making appeals To the
people 10 come in with their savings
III his enterprise has real substance
and bottom he can get the money
from few capitalists with less
trouble than is required TO write one
set of circulars and form letters. And
| he does not have TO promise bis
monthly dividends or anything OF the
| kind. Capital is not impatient when
| IL is secure; semiannual or quarterly
dividends will answer It's purposes
very well, and II Is generally susp
cious of anything which promises Gn
extravagant percentage OF return.
4, The great Fund w swindle, operat-
ed in Chicago in the early nineties,
may be cited in illustration OF the
type OF the swindle based upon reck-
less promises OF profits. Ii is especi'
ally typical, not only because of its
immense success, but because IL has
apparently furnished the model upon
which many succeeding frauds haNe
been based II is true that many, per-
haps most. OF the presentday
schemes are seasoned with the invest
ment flavor, rather than that OF spec
ulation, but the principle OF their op'
Grafton and appeal is the same. This
is the way In which the historic Fund
w was worked.
| Under the name OF Flemming IL
Merriam's Mutual Cooperative Fund
w. an appeal was made to the people
TO send their money for the purpose
OF creating great centralized fund 70
be used in speculative operations in
grain. proisions, and ttocks on the
Chicago Board of Trade and the Stock
Exchange-the emphasis being placed
on the opportunities offered by the
Board OF Trade.
In all the printed matter put out by
these clever swindlers the plea was
substantially this: The great for
tunes OF the kings OF the pit have
been built up because these men had
capital enough to swing the market
their way; there has been no guess
work, no chance. no gamble about IL
for they had the ready money with
which TO back their gigantic deals.
at is time the common people. the
small spectators, learned this trick
The Detroit times., 1911-04-25

OF the captain OF industry. your
available money, added To that Oh
thousands and tens OF thousands OF
other small SPECTATORS, Will form
centralized fund OF proportions when
will dwarf the available money or the
biggest speculator who ever operated
on the Board of Exchange; the
manipulation OF the market by the
means Of this huge fund will be based
upon the investigation OF corps or
the shrewdest and most capable crop
and market experts In the country,
for the huge proportions of the fund
itself and the profits at stake not on
ly render the employment OF the best
talent necessary. but also easy, as
the proportion OF the expense TO the
aggregate profits will be trifiing.
For purposes OF convenience We
have placed shares in this great Fund
w at $40 II you send 500 you will
get the profits on ten shares from the
moment your remittance is received
If 81 600, the profits on 100 shares"
This is the glst OF the appeal which
went out TO the cities, towns, and
farms OF the country. The response
was instantaneous and enormous. Al
only a few months, IL took In over
81 100000. In the mails OF the day
on which Postoffice Inspector Stuart
OF Chicago. enforced the fraud order
against this swindle, more than $l5.-
600 in postofIlce money orders alone
was received at the Fund w Office.
The check books of the concern show
ed that this money. with that receiy-
ed in other forms of remittance, was
10 be used 10 pay dividend amount
ing TO $4,000 A further examina-
I ton into the affairs OF the swIndlo
established the fact that the current
receipts from victims were used right
along TO pay dividends, sometimes
better than IL per cent, without any
regard whatever to any deals on the
board or any profits therefrom-and
these dividends were put out where
they would do the most good in
stimulating those who received them,
TO increase their investments and TO
spread the news OF this quick and
easy road to wealth among neighbors
and friends
| Investors by the tens of thousands
poured an ever-increaslng volume OF
money into the treasury OF this in
famous get.rich-quick swindle. and
when the postoifice department shut
down the iron gate of the fraud or.
der. thousands OF angry letters oil pro-
test were sent TO the head of the de-
partment at Washington. These pro-
tests, demanding the inspectors re-
moval, were so strong and carried
evidence OF actual profits so plausible
that the postoffice inspector was sum.
moned TO Washington TO explain the
situation The only explanation
which he made, or needed to make,
was to produce the proofs that the
concern had been paying dividends
from moneys received as investments,
not from profits actually earned. He
was told to go back TO his work. Sub.
sequently the case was turned over
TO the department of justice for Grim
inal prosecution, and the men in the
swindle-or. at least. some of them
were convicted and sent TO the peni-
tentiary. But the work Of these
swindlers has lived after them in
thousands OF other schemes fashion
ed on the pattern OF the Fund w In
every essential feature. "-Collier's.
The Detroit times., 1911-04-25

who confessedly tried to get too much
IN the beginning?
IF you know piano value well
enough to protect yourself against
the multi-price plan, why not fix the
RIGHT PRICE in the beginning?
When a salesman asks $500 for
piano and then takes $500 he con-
fesses willingness to get 800 of your
money which does not belong to him"
Here is another phrase that
is sound:
VALUE REPRESENTS THE
COST OF PRODUCTION, PLUS
A REASONABLE PROFIT.
THAT is AS 1T SHOULD BE,
AND is FAIR TO ALL"
MANY ADVERT Frs
throughout the United States
using local newspapers are
taking a decided stand for the
ONE PRICE SYSTEM.
They are not putting FICTI-
TlOUS values on their merchan-
disc. They buy it as reasonably
as they can and add a legitimate
profit to the cost and then sell it.
That's all there is to conduct
ing GOOD, REPUTABLE,
RELIABLE BUSINESS.
Ito be Continued.)
The Detroit times., 1911-04-25
ADVERTISING TALKS.
(Continued from page ID

in advertising-and to some ad-
vertisers as we'll:
I'VE CONDUCT NO FAKE PRIZE
CONTESTS FOR THE FOLLOWING
REASONS:
Goods that have value will sell
at that value.
"Shrewd buyers do not expect 10
purchase at LESS than rightful value.
1.-The house that fixes prices and
adheres consistently to them must OF
necessity Ak conservative prices.
STANDARD VALUES INSURE
REGULAR PRICES. When there is
no regularity Of price there is no GER
tainty Of value.
ut does not require an expert 70
buy from a one-price no-commission
house. In the multi-price house 1t
requires skillfulness OF the buyer 70
insure correctness Of price.
IF too much is asked to start with,
how are you TO judge what is really
correct? Can you depend on the man
The Detroit times., 1911-04-25
From Another Point of View

wealthy a
after accident SO shall
Agricultural
Haberkorn married the home Of the bride
supplies its enemies with powerful ammunition.
TamboWhat de difference between
Hecla Commissioner Croul's fyin' squadron?
Il
a
The Detroit times., 1911-04-25
Who Rules petroIt7

To the Editor OF The Times: Your
editorial or Saturday. April %. de-
serves more than a passing notice
for more than one reason. IL Is evil
dent that there is one powerful pa
per In Detroit that has something
OF moral courage; something OF con-
yiction: and. too. the higher interests
of the city In mind. Had The Times
been one OF the many papers that
seek for the patronage OF the liquor
interests in the way OF advertising,
we question whether IL would be free
70 express itself so forcefully. Your
courage is commendable, and should
have the hearty support OF all right
thinking people. as IL Will doubtless
have the bitter opposition OF all the
foes OF righteousness. You may well
be proud OF the encouragement ana
the opposition when the sources OF
each are considered.
Your logic is little less than crush
ing TO the liquor committee OF the
common council OF Detroit. IL Is plain
that this committee has more regard
for the interests OF theb rewers than
for anything else; more regard FOR
the brewers than for the good name
OF the city. the safety of the boys
and girls OF the city. Let man be
debtor TO the breweries and that
stamps him as the worst OF sinners.
He NAV be a moral leper, he may
have the worst reputation: he may
be a dangerous man In any neighbor-
hood, but IL he has settled his score
with the brewers, he has but 10 ask
for the privilege or carrying on his
bad traffic and the committee kneoi
and say, Certainly. is there any
thing else we can do for you?" hut
let another man. without half the
stigma attached to his name, ask for
a continuation OF favors and the
question Is asked. Have you settled
with the brewers for the last barrel
and keg OF their produces? Did you
saw. MOI" That is sufficient. That
! man is turned down and out, and SO
I'm the one wha has the termerfty TO
! plead his case.
How long shall this disgraceful con-
dition Of things continue So long as
this sort OF thing goes unrebuked and
unexposed TO the public. When other
papers join with The Times In lts
courageous attitude. in its defense OF
better things, one OF two things Will
happen. Either the lI91or commit
tee will not dare thuS/to insult com
! mon decency or the voters of De
troit will see to 1t that different men
are elected TO represent the wishes OF
those who doubt the right OF the
brewers TO dictate TO anybody. except
their employees. But possibly they
will reply. That is all we are try
ing TO do in the present case" II
that is true, 1t will be necessary fol
The Times to hurl a few more OF
it's shafts in the direction where they
will do the most good.
c. w. STEPHENSON.
1856 Garfield Ave, April "a, 1911.
The Detroit times., 1911-04-25
EDITORIALS BY
THE PEOPLE

This department Is maintained TOT
the free expression OF opinion upon
matters OF general interest. com.
munications must be on one side OF
the paper only, OF not more than
500 words. with the name or tho
writer IN full and free from personal
abuse.
The Detroit times., 1911-04-25

WILLIE want another box OF pills
like | got for mother yesterday.
Druggist-Did they do your mother
good?
WILLIE don't know about that
but they At my airgun fine!
The Detroit times., 1911-04-25

NEW YORK - The Womens
Minerva club has called special
meeting to discuss the ACCESSIBILITY
OF expelling members who gossip.
The Detroit times., 1911-04-25

NEW YORK-New York will sur
pass London in population by 1920,
in the opinion of Stastician Walter
Laidlaw.
The Detroit times., 1911-04-25
OBSERVATIONS

completed
of all
during It's substantially
the total during
paid $l220O000O0
Gan ET Al $1200OOO0O0,
stock which substantially all Another
added $S50OO0,OO0
s s
prohibtve which goods
Fine
stockholders
either labor
Newspo
localities rural
is looking
/ largely favorable
s cities and
diligence achieve a degree of freedom
little is likely achieve
is a goodth emphasized
back soil cult
of SOIL give their readers
haftruths
that barb the Of the
bridges burned behind
gumpton technical
ledge successfully drug
be what 1t
hson then
when ground
BY all back soil For
life that
a human being live
The Detroit times., 1911-04-25
4 Conspiracy Of
Capital, You Say?--But
How Do You Know That?
This 10 q Time for Every Good
american to Withhold His Juds-
nent and Signify His q
Faith In Amerleanism
The Men May
Be Guilty.

% S1"'' | turned indictment against 70 persons
alleged to have been concerned in
the wecking of the building
Later the plant Leweyn works Los Angeles where
abor dispute destroyed by internal machine
The employing Angeles and state
Iof
meeting representatives Manufacturer
association police city officials
the private agency pledged reward of
100000 he could down the dynamites
Since that time damage property estimated between $5o00000
100000 in various parts the country been wrought and
instance through the agency Of dynamite nitro gycein
On April H. there were arrested in Detroit two
have since developed be James Mcnamara and ore MMnigal
The police told Chicago officers
here for them that the wanted suspected arakers
In what police burglar
local seuths complete had looked upon
were found the following articles
storage magazine
Maxim muffer special
Kodak rolls copper rolls bandages
cell principal burglars
Of descriptions; special acrackng
tape; supply of cartridges
Now transpi reality
time of their for dynaming The Times building
Angeles and alleged that their object in coming Detroit
blow up the Michigan Central
Implicated with John Mcnamara secretary
national Union of Bridge and Structural Iron Workers
The of the private detective that the
the company Of Mcnamara in Indianapolis
Further alleged that quarts II
found Indianapolis and the
charged rented by James Mcnamara
Next private reports
Indianapolis 60 pounds of dynamite 200 feet 500
dynamite dozen small alarm clocks and leather made
carry 10pound can of nitrogy
reported that of the arrested Detroit has
essed relating the details of long bomb ouages
There the sory-concsely, plainly, fairly.
Judgment be passed at this time neither the side Of
the men accused the side of their
Hasty conclusions may bring embarrassment later.
The Times disposed believe conspiracy the
Of Capital limited ready believe these
guilty Of the crimes against life and property charged
Meyer Petbone and Haywood termed undesirable citizens"
certain high public official that time and determined later
that society had nothing against them.
Times DOES believe that every citizen what
mpahes whether the side labor the side of capital
HOPES today that the charges against these
hardly reshes the possibility this
having descended by the bomb the prospect Of
any entertaining idea that among
there will be found sympathy
places its hope in violence.
These will their day cou-the Meyer
Pne Haywood had their dayand Petit
bone and Haywood they need have fear
THAT MUCH IS ASSURED THEM
far the of the of dsma the
point We observe, of a NDNAPNG
e may condemn newspaper concerned
DOES condemn, indefensbe and American
deter all Of good Americans
calmly awaiting all the and trusting GOOD
assert itself when the real test and true verdict pronounced
AMERICAN JUSTICE has NEVER failed yet
been brought squarey up to it.
N
The Detroit times., 1911-04-25
Fines viii Decrease Il.

To the Editor OF The Times: | wish
TO compliment you on your recent
editorial on automobile speeders. You
will note that one or two Of our courts
are still fining fragrant violators OF
the law from SO to $25. Each and
every one of these cases should be
brought TO the attention Of the public
and so impressed upon their minds
that there will be no danger OF forget
ting the matter on election day.
]. P. CUMMISKEY.
SO Home Bank Building, April "a,
1911.
The Detroit times., 1911-04-25
Pills That Willie Likes.

a place a Teller mustn't leave without
a boat-'less he can swim like blazes!
The Detroit times., 1911-04-25
An Island.

II all lies we're nailed, new nail
factories would be starting up.
The Detroit times., 1911-04-25

Teacher-Now. Charles. can you de-
scribe an island?
Charles-Yes, ma'am. An island Is
The Detroit times., 1911-04-25

The Los Angeles Times building
was wrecked by an explosion of dyna-
mite on Oct. l, last year
Twenty-one lives were lost.
The crime was Immediately
charged to organized labor, toward
which The Times had shown bitter
antagonism.
A grand jury investigated and re-
turned indictment against % persons
alleged to have been concerned in
The Detroit times., 1911-04-25

Doing business loosely gets fellow
in tight places.
The Detroit times., 1911-04-25
PROTECTION
PROSPERITY
FOR NOR
GAN EFT AL

be wachword hour Newsp
The Detroit times., 1911-04-25
MOST ANYTHING.

Horses sleep only about three
hours out OF each twenty-four.
The United States still owns TO-
900 900 acres of coal lands.
Don't kick a heart, girls, that is
laid at your feet
Good resolutions, unused, rust.
Give every man half chance. He
should himself find the other half
The Detroit times., 1911-04-25

same as the 70
gross business
600. wages paid
$1,200,000, 900,
stock, which v
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23
Great Men Tall and Short.

A recent investigator has attempted
to show that Lombroso and his fol
lowers we're wrong in asserting that
men OF genius were or small statue. Oh
230 individuals Of eminence he found
that figures were obtainable for 103; OF
these sixteen we're OF middle height
fifty-eight above and twenty-nine be.
low.
Americans particularly combined
greatness with inches. Jefferson and
jackson were more than six feet tail
Sumner was six feet four inches, and
Washington, Lincoln and Beecher
were more than six feet. Among
famous foreigners Tolstoy was a large
man, and 30 were Thackeray, Bismarck
and Darwin.
On the contrary, many of the
worlds greatest geniuses were under.
sized and even deformed. Napoleon
Poe, Pope, Alexander the Great, Mel
SON, Blake and Caesar were small
men.
After all is said, genius is NO re,
spector of rules.-New York Anert
can.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23
National Association Says Congress
Pays Scant Attention to Disease
Prevention.

a protest is registered in statement
given out today by the National Asso-
citation for theStudy and Prevention Of
tuberculosis against the existing con
ditions in Congress which require
measures concerning public health to
be referred to committee on COM
merce. At the same time, plea was
made for new Committee on Public
Health i'm the House of Representa-
tives, similar to the one now existing
i'm the Senate.
The National Association i'm it's
statement supports the Committee of
One Hundred on National Health i'm
its assertion that under the present
division of committees, owing to the
large number of measures before the
Committee on Interstate and Foreign
Commerce, public health matters do not
receive the attention they deserve.
The statement says that hogs, cows,
and steel rails receive much more at
tention than that most vital of all mat
ters, public health and the prevention
OF disease. AT the present time, the an
Tuberculosis workers declare, no
committee in the House has any direct
responsibility for health legislation
II ia therefore suggested that a new
committee be formed, similar to the
one in the Senate.
The National Association Is appeal
ing to its SO affiliated associations ID
all parts of the United States to sup
port the movement for the formation
of such committee in the House.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23
REPORTING OF TUBERCULOSIS
Required in % States-N0 Provision
INN 2S-FaIue OF Registration.

Reporting OF living cases OF tu-
berculosis IL now required by law or
health regulation in 25 states, while
In % states and territories, no pro-
vision whatever Is made for keeping
record OF cases OF this infectious dis
ease, according to statement pub
Hshed to-day by the National Asso-
citation for the Study and Prevention
OF tuberculosis in its official organ,
the Journal of the Outdoor Life for
June.
Connecticut, District of Columbia,
Kansas, Maine, Maryland, Michigan,
Mississippi, New Jersey, New York,
Rhode Island and Vermont are placed
i'm the honor class as having laws
which provide specifically for the re-
porting of tuberculosis and which
make provision for the proper reg
istration of living cases of this dis
ease. In fourteen other states, laws
or regulations of the state boards of
health require that tuberculosis be re-
ported simply as one of a list of in
fictitious diseases. These states are,
Alabama, California, Indiana, Iowa,
Massachusetts, Minnesota, Nebraska,
North Dakota, Oregon, Pennsylvania,
1OuHcSScc, OtdH, WdSHlHSJOH anu
Wisconsin.
The following % states and terri
tories have no provision whatever for
the reporting or registration OF tu-
berculosis cases:-Arizona, Alaska, Ar
kansas, Colorado, Delaware, Florida,
Georgia, Hawaii, Idaho, Illinois, Ken
lucky, Louisiana, Missouri, Montana,
Nevada, New Hampshire, New Mexi-
CO, North Carolina, ohio, Oklahoma,
Philippine Islands, Porto Rico, South
Carolina, South Dakota, Texas, Vir-
ginia, West Virginia, and Wyoming.
Several cities in non-registration
states, as for instance, Chicago, Cleve-
land, St. Louis, and New Orleans, have
local ordinances requiring that tuber-
culosis be reported. LIN all there are
about 100 cities in the United States
which have ordinances of this nature.
The National Association insists
that the first requisite for compre-
hensive campaign for the elimination
OF tuberculosis in a state or city is
a well-enforced law requiring that
every living case of tuberculosis be
reported to the health authorities.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23

THE Champion Binders, Mowers, and
80 Rakes sold BY r. r.. tB.rnnett, of
Sykesville. are the light draft and most
durable on the market.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23
WANTED.

{" ANTED-$12, 600, On good farm
wv loans, in amounts Of 81, 900 to
$5.000. Apply 10
EDWARD w. CASE,
Real Estate Agent,
I'll E. Main street. Westminster, Md
| C. g. p Phone, IL r. iun-S st
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23
CURRENT NEWS

Aviators who wish to fly In Com
necticut hereafter must take out lie
ense, same as automobiles.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23

Thousands of graduating college
students have agreed to 60 to Kan
gas this month to help harvest the
wheat crop.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23

The legislature OF Hawaii has sent
to the United States Senate a petition
asking that Hawaii be admitted to the
Union as a State.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23

Charles K Blatchly, of the Charity
Organization Society, reports that one
hundred thousand beggars, 5000 OF
them professionals, infest New York.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23

The air in one OF the London under
ground railways il to be oZoniZed, and
more than 100000 cubic feet of air
charged with ozone will be furnished
daily to the passengers.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23

The British Parliament has made
two grants Of money-one OF 1885,
900 and the other Of E60,000-to pay
the expenses Of King Georges corona
ton this month. Most Of it is to be
spent by the Lord Chamberlain and
the Lord Steward for the entertain
ment of royal visitors form abroad
and the other representatives Of
foreign countries.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23

A thorough investigation OF the
headache powders, so widely distri-
buted and SO dangerous to use,is being
made by Dr. Wiley, chief of the Nat
ional Bureau of Chemistry.
The Democratic advocate. [volume] (Westminster, Md.) 1865-1972, 1911-06-23

President Taft went to Chicago to
make a speech before the Western
Economic Society there, in favor of
reciprocity with Canada He said the
principal opposition did not come
from the farmers, as the opponents
OF the bill tried to make out, but from
the lumber trust and the manufactur-
ers OF print paper. He practically
said that the farmers were being de-
ceived III the Interesr rf the trusts