The Detroit times. [volume] (Detroit, Mich.) 1903-1920, 1911-10-06

because the family robbed Of lts bread
winner by accidsata death, would DO
taken care OF BY hik employer. For
instance. the toaiprnsation act. which
we hope 20 have udOptsd. will provide
a certain sum for an employe while
he Is laid up with injuries. In case
OF death. the beneficiary will be en-
titled 20 $4,000. while the maximum dis
disability allowance will be $4,000;
that 10, no employe shall draw more
than $4,000, no matter how long he
may be laid up"
rs II the inrsntion OF the commits
sion TO frame the act so that the em-
ployes shall be obliged to contribute
towards a compensation fund.-" Mr..
Drake was asked.
mo- he said. I'VE hope to be able
TO arrange matters 30 that the en-.
ploye shall escape contributing. II pos
sihle. just how the fund shall 0e
raised will have &C be determined
later: The employ err, OF course, will
have 20 bear their share, II moi al. OF
the assessment ~ keep up the plan.
They may organize mutual insurance
COMPANIES for the purpose. but they
have been told ny K. 8, Raymond. or
the Travellers Insurance Co., that the
Insurance companies can sell the en-
ployers insurance at a lower rate
than they can raise II themselves.
"One OF the best arguments In favor
OF the compensation act, from an en-
ployer's point OF view. Is the fact that
the present practice OF lnstituting
court actions against him In injury
aaa mill ell ThaTn
will be no more amhulance-chasers.
This will also work to the advan-
tage OF the employe, too, for he VIII
be sure of something In case OF acct
dent, whereas he now seldom gets
anything. even when he sues, as the
court records show II will be better
for the family OF the injured man rs
we'll, for there will be something com.
ing In as long as the man Is laid up.
The employees, as matter OF fact,
are universally In favor Of the plan.
as are also the employers. Accident
insurance companies, however, may
be said TO oppose II, for II means
loss to them, However, we hope TO
get our plan through the Legislature
without great deal OF difficulty.
"The compensation act IL needed
more In the lower peninsula than II Is
In the north. Up there, In the mines,
the men are well cared for by their
employers, who have mutual insurance
companies, such as the compensation
act suggests. When man is hurt. ne
gets a daily allowance OF rs cents or
Al from an accident fund OF the en-
ployes, TO which he contributes 20
cents n month. In case Of death, the
widow gets total of t,eee. receiving
$500 from the employees fund ano
similar amount from that o. .ae en-
ployers. In addition TO this, the EN-.
pIoyers paw the funeral expenses ana
give the widow SIS month until tne
payments reach the sum OF yS.VVo,
which Is the maximum amount sne IN
allowed"
The commission expects that there
will be q special session Of the legis-
lature I'm January, when the compen-
sation act will be considered. The rs
port will be ready for submission AZ
that time. As q fact
could be put In shape f~- - w.
makers on short notice right now.
The data has been gathered by IL
man. az whom two worked In the
raining country. two in the agricui,
tural districts. one in the LUMBER
region. two In the Industrial held
outside OF Detroit and four In Detroit.
The investigation In Grand Rapids dis
closed that but few accidents occur In
the factories OF that city, only about
three per cent OF the workmen being
hurt. The small percentage 10 said
to be the result OF unusual care ex-
ercised by both employe and employer.
VIM. p. Bedding. Of Ishpeming, Mich.
was In charge Of the collection OF In
formation in the mining territory.
while l.r. Drake looked after the In.
dustrial end Of the investigation In
Detroit. The latter has been promi-
nently identified with labor circles IN
Detroit for number OF years, and 10
regarded as an invaluable man for the
work he now has In hand. He ala
most OF the factory investigation In
Detroit, interviewing almost every
manufacturer In the city in the course
Of his inquiry.