The evening world., 1911-03-16

In the trade and rut or mis- croCit. H."
replied that he did not care a snap for
that and IL ne could get 5000 cash he
did not want any credit. as he could
make enough on discounts TO offset any
loss of credit that might occur. l told
him the bank would exact n mortgage
that would cover everything n the
husineas OF Flckling q Company. He
said he would give 1t. together with an
ass'g ment ~ their collectable accounts
for a $1,000 loan"
Collateral mot Honest"
II called up MIR. II. II. Biaallion at
the Riverside Branch. and told him.
lie Was n~ominally Vice-president OF the
Northern, but was assigned to the
Riverside Branch as It's manager. lie
made the Joan to Fickling.
There was a second visit from
Fickilng. Bi2auion had reported to me.
as Chairman OF the Executive Com
mlttee OF the Northern Bank. that
tome Of FIclling's collateral was not
honest. I think that was the word |
used In talking 20 Tickling. n I told
him that ne a decelving the hank.
That Vas IN the fall OF 1919. and |
said - FicklinE.
The Committee has decided that
YOU viii have TO pay OFF the loan and
get out OF the bank
'Fickllng pleaded for another extern
ton, and said that II he was forced
he would go into bankruptcy.
q ahead said I. and he replied.
ct IL absurd. The business is fine.
! have al equity OF So. ~ or $4,000 and
the business Is making $1,000 income n
year.. while I have a nan who wants
to buy a $4,000 Interest in the business.
Besides, | can't afford to 20 INTO bank
Iuptcy. | have been spending the money
in ways that | would not like to have
tie bankruptcy courts discover by the
examination of my books
Paid $4,000 on Account.
] Then he pleaded for thirty days, but
| had TO tell him the committee would
, not permit It. Then he offered to pay
1850 on account and leave the rest, un-
secured. so he could close with the man
who wanted to buy a half interes for
$4,000. ] consulted a Mr.. Kaufman. who
said there was really a $4,000 man.
Fickling flnili" paid 5000 on account
and went away.
About a week later Fickling came
again and said the $4,000 man was will
Ing to pay off everything and every
body except the Northern Bank. He
cried and felt awful bad about II. ]
told him we would give him six months
longer to pay up II he would give us
more security. He agreed and went
away happy. but he returned next dan
and said ne had changed his mind and
would not put UP any more security,
| told him he was a fraud and wal
trying TO do the bank"
did he tell YOU he was 'hopelessly
insolren,,' as he has testified and that
II he could have a $1,000 loan It would
save him from bankruptcy ON that first
occasion when he came to you?"
Mr.. Smith was interrupting for the
first time and making a long jump back
ward, too. But Robin did not Object
answering.
he had an equity of $4,000 In a coins
business. 1t was later by nearly a year
when he said that in begging for more
time on the balance"
Mortgage Covered Everything.
Rudolph A., sellgmann. counsel 70,
Trustee Henkel. cross examined Robin
but with no effect on his story, Robly
could not remember the date wheI
Fickllng first borrowed from the bank
as The transaction was with the River
side Branch. where the account %
F.ckling Il Company was. lie said n,
personally knew OF but one mortgage
and that, he insisted, must cover every
thing awened by Fickllng & Company
wherever II might be.
when Fickling assigned his bills re
roivtbir to the bank as collateral ii,
you notify the debtors that these bill
must be paid IN TO the bank"
"Ill have to answer that both In tn
affirmative and In the NEGATIVE. Tier
were general notices sent out. and a.
forward there was a test made OF Ger
tain accounts. the committee hlvini
been Informed that the Tickling az
counts We're queer late In 1907. II wa
then that | told Tickling that his &C
counts we're fraudulent"
"You have been under severe physlca
and mental strain of late and you
memory is not very good as to trans
acti.ns, is it," Was Mr.. SeliSmann'
last ~inslnuation,
That's for YOU to Judge" replied tn
smiling Robin,
: moved that IT be stricken from III
record. hut Justice Giegerich let
stand. and the srlll-master took on
more try.
, MIR, Robin. YOU a been very Il
and in great stress: ave you pleade
guilty 10 grand larceny, and are now
: Jail awaiting s~entrrce?"
Il was III, / lad been under stress,
e DID plead guilty. and | an now an II
mate confined in the Tombs prison,
70 replied Robin wIth' 1t show Of ammo!
a. auce,
That ended his ordeal ana his thr,
!, days vacation fror his Tombs cell. II
u was taken back TO ja.!, and the Graz
Jury ana CHARLES l.. Hoffman. an a
torney. took the stand.