Daily Kennebec journal., 1911-02-25


The bill as amended provided that any
increase OF rate that might occur will
apply only ia those granted these per
n1its, 50 that only those getting per-
n,its will have to pay the increased
rate. I believe there will be no increase
in rates. for there has been none BY
those companies.
IT is only for very short tine,,
generally one or two days, whom it is
necessary to have a gasoline engine in
the barn. When it does go in there is
another feature of the matter that MAY
be overlooked. You not only violate
the provisions of your policy from d
fire that might ensue by the use OF
this gasoline engine, but also from
lire tnat might occur from any other
cause. and that is one reason why the
farmer should have protection.
This is not a personal matter with
HE. am insured and expect to contin-
uc TO be insured in one of the Grange
companies. l can get permit. but |
ask this as a matter of fairness to ali
parties. as I understand it. I want to
say further that | am not trying to
reflect upon the judgment Of the in
surance committee before whom this
bill was heard. have no doubt tle
committee looked upon it in a perfect
ly fair manner and reported what they
thought was right as they saw 1t. l
wish the Senate to pass upon 1t upon
its merits.
Mr KELLOGG Of Penobseot: Mr..
President. as chairman of that COM
mittee, | suppose l ought to say 4
We ha1 f1i-
bill before the committee twice. The
senator appeared before the commit
tee 10th times, as we'll as some of the
Insurance people, and in that hearing
il appeared that the companies would
not be willing to grant these permits
unless it increased the rates on all
people insured in these policies. The
senator has just stated that IT uoes
nat require the companies to grant
these permits until the people apply
for them. 1t vas distinctly stated
there BY some of the farm insurance
agents of the State that the companies
would not bother in that way to grant
permission to these men, and to men III
different parts Of the state. If this law
is passed they would be compelled 10
increase their rates to cover all these
risks. and the man who does not re-
uuire the gasoline clause would have
to nay his proportion of the insurance
just the same.
Mr.. President and Senators, while l
am not particularly interested in this
matter l would like to see the report
of the committee stand.
move that when the vote be taken.
it be taken by the yeas and nays.
Mr. FULTON Of Sagadahoc: Mr..
President: would like to inquire how
many of the old line companies are
now insurinG farm risks?
Mr. OSBORN: Mr.. President: !
am not able TO answer that question.
| do not know how many.
Mr.. KELLoGG: Mr.. President; For
the benefit of the Senate ! will say
there are only five or six OF the old
line companies that will take any farm
risks 1T this time.
I will state right here that l think
all of the mutual companies. except i'll
one. Il York company, grant these per-
mits now without any additional ex-
pcnse. The old line companies do the
same. only they have certain restric-
tions placed on the men that ask for
this permit. that these engines shall
be installed in a manner acceptable to
them. There is no hardship imposed
upon any man who wishes to put an
engine into his barn at the present
time. if he complies with those re-
strictions.
Mr.. Osborn: Mr.. President: The
bill before the Senate does not take
away from the companies any of these
rights to impose restrictions or desig-
nate the manner in which the engine
shall be handled. or anything of that
sort 1t does simply fix it 50 that all
doing business and insurins
farm property will be obliged to do the
same thing that q part of the old line
nov, do and that all of the
Grange companies do today.
Mr.. SANBORN of Piscataquis: Mr.
President: This is not personal
question with me as ] am also insured
in a Grange company that allows
gasoline engines to be placed in barns
during the threshing season, but in my
locality many are insured in the other
and while they are not
afraid of fire from "A gasoline engine.
yet it is understood they take all
chances of fire while the gasoline en-
gne is in the barn. Many refuse to
have gasoline engine in the barn
Last fall one man went through the
town and hauled gasoline engine and
a horsepower This year there were
two companies went through our town.
one running gasoline engine and the
other horsepower. Many preferred
the gasoline engine. because it does
the work much better than the horse
power. but knowing that they took the
risk themselves the few days the gaso
line engine is there. they refused to
have an engine in the barn.
hope this bill will be voted upon
favprably by the Senate.
The question being on the substitu-
ton of the bill for the report. the yeas
and nays We're ordered.
Those voting yea We're: Messrs. Al
Ian, Dodge. Donigan. Hill, Leach, Mayo.
Osborn. Sanborn, Staples,-9. Those
voting. nay were: Messrs. Blanchard.
Boynton. Chandler, Harrington, Foss Of
Cumberland, Fulton, kellogg, Milliken
Moulton, Mullen, Noyes, Stearns, The
ria ult.--12. AbscntceS: Edwards. FosS
OF Androscoggin. Gowell. Hamilton,
Irving, Pendleton, Smith, Winslow,-s