davidaulloa/AmericanStories huggingface dataset:
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21
---------- -
IOWA FIRE LOSSES HEAVY.
Most Expensive i'm History of State
With Single Exception
of 1905.

An explanation as to why the fire
insurance companies tried so hard
the past few years to get legisla-
ton that would permit of raising
rates and avoiding the penalties of
the anti-compact law is found in the
annual report of the state auditor on
the fire insurance business just
printed and now ready for distribu-
ton.
This report discloses that the year
1910 was, with the exception of
1905; by far the most expensive year
in Iowa history for fire insurance.
The fire losses actually paid jumped
UP ever a half million dollars and
the business done was on par with
the previous year.
The percentage of losses paid to
premiums received for 1910 was AZ
as compared with a percentage of
1873 the year before. In other words,
whereas the companies paid back to
the insured in 1910 just 2S.9 per
cent of what they received, the per-
ceDtage jumped up to AZ last year.
But is also shows that it was the
ether than Iowa companies, and not
the Iowa companies. that suffered
the losses. The Iowa company losses
last year were 37.S per cent as
against 375 the year before. But
Tie other than Iowa company losses
were 46.7 per cent as against 25.4
per cent. The figures above show
the average of both classes included.
The other than Iowa companies
made no progress in business. They
received S4,O62,259 in premiums in
1910 as against $4,062,623 the year
before. The Iowa companies made a
big gain. They received $3,4O6,S71
last year and only s2,746,949 the
year before.
The Iowa companies paid in losses
$1,2S7,974 and the other than Iowa
companies s1,S9S,0S4, or total of
$3,1S6,05S.
Iowa people pay for fire insurance
s7.469,130 to get back $3,1S6,O5S.
The business costs So per cent.
The companies doing an accident,
liability, bonding, casualty, boiler,
plate glass, guaranty, live stock,
hail, tornado and simbilar business,
received $1,121,552 and paid losses
of S46S,551, or A per cent, as
against 3S.4 per cent the year be-
fore.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21
A Few Questions.
How far Is a far cry?

How far Is far cry?
Is it wrong to steal march?
Can you hum an air of uncon-
Germ?
Does it hurt to be struck by an
idea?
Did you ever see the shadow of a
doubt?
Can the voice of conscience be
cultivated?
What artist painted the picture Of
health?
When the welkin rings, who an
swers the ring?
What florist raises the pink of
propriety?
When Fortune smiles, does she
show her frcnt teeth? Boston
Transcript.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21

Backward, turn backward, 0 Time
in thy flight! Give us an autoless
day and a night. Give us a yellow
sans headlines TO scan, A rustleless
skirt, and a rustleless man, A babe
teddy-bearless, a microbeless kiss, A
fistic fight fakeless, a straight front
less miss, A giggleless school girl,
and better than that-A summer
clad college man wearing hat.
know, Father Time, that I'm asking
too much, But turn to day ere a
dinner was lunch. Swing back to an
age peroxideless of hair-An aeron
ere rats made their rendezvous
there--An old-fashioned breakfast
without Shredded Hay. A season
when farmers went whineless a day,
A burgh moving pictureless -ah.
what a treat! A gumless girl town
and trolleyless street; I'm asking
too much, but ! pray, Daddy Time,
for days when song had both sub
stance and rhyme. The Bohemian,
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21
! GREAT PRODUCTION

CONTINUED from page IL
Flutes: Fred c. Reum, Walter c.
Adams. Clarinets: o. Herbert
Aanestad, Carl Foss. Oboe; Herman
F. Dale. Bassoon: T.. E. Thompson.
Comets: James o. Groves, o. Angelo
Sperati. Horns: Christian j. Dale,
Selmer H. Marum. Trombone: John
p. Alstad. Tympani: Leonard O..
Moe. Piano: Arthur Nj. Wisness.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21
Unsteady Nerves.

Often the direct result Of indiges-
ton, dyspepsia, constipation, bolioue
attacks of impure blood, for all OF
which Meritol Tonic digestive is a
standard remedy that will give you
instant relief. It's medicinal proper
ties, TALL of them well known by
the undersigned druggist,) has made
ii a world famous medicine FOR un-
steady nerves, sick headache, gas on
the stomach, pains around the heart
and all ailments due TO q bad stom-
ach. We are authorized by the di-
rectors of the American Drug and
Press Association to guarantee Meri-
toll Digestive Tonic as a good tonic
and system builder. r. j. Parman,
exclusive agenty June
49, -. n. ff.t.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21
Cupid Keeping Busy.
Secretary

Last Thursday at the home of Mr.. and
Mrs. Ole Moe on Washington Prairie
occurred the marriage of their daughter
Miss Ella to Prof. Carl Hanson, OF
Sioux City, a professor i'll the High
School in that city.
On last Wednesday Miss Hilda Jose
phine Wick, daughter of Mr.. and Mrs
Nels Wick, became the bride of Mr.
Knute Lee, Rev. Jacob Fjelde perform
ing the ceremony.
Another big wedding was celebrated
"Wednesday at the home of Mr.. and Mrs
Halsten Kolsetha, when their daughter
Anna Christine was married to Mr.. Johr
L. johnson, Rev. Bakken reading the
marriage service.
Rev. Paul Koren performed the cere-
mony on Wednesday which united ii
marriage Miss Gunhilda Theodore
Rovang to Mr.. Carl Austad, Of Lemon
S. ID. The bride is the daughter Of Mr.
and Mrs. Ole Rovang The groom
is memebrs Of the lumber firm 0
Austad & Quammen, of Lemon an,
they conduct string Of lumber yard
in the Dakotas.
We extend congratulations and hes
wishes to all OF the above happy couples
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21

The first mile on the road to hell
looks as though it led straight to
Heaven.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21

"A pile remedy that is entirely
different from anything else. use1
beth externally and internally, act
ing on the blood as well as the dis
eese, remedy without superior.
1t is Meritol Pile l,emedy, made and
guaranteed by the American Drug
and Press Association. E. J. Par
man. June
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21

This life will mean more when we
realize that it is the pathway to the
next.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21

The man who lives to please him
self will find that he has dear mas
ter.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21

A single perfume distillery at
Cannes uses l6O tons Of bloom au-
nually.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21

The pest OF honor is the post Of
duty.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21

Let nothing be undone which
ought to be done.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21
UNITED STATES MOTOR COMPANY
BRANCH HOUSES

United Motor Boston Co., 100 Mass. Ave-. Boston Mass.
United Motor New York Co.. 81 West6st ST.. New York
United Motor Albany Co.. a State ST., Albany n. Yss
Motor Syracuse Co.. SOP E. Genesee Syracuse. Y
United Motor Buffalo Co.. Is Goodrich
United Motor Atlanta Co., 207 Peaceee ST., Atlanta Ga.
United Motor Phla Co.. 20 N Broad St. Philadelphia Pa.
United Motor Pbug Co., Forbes Rcyran Ave. Psburg, Pa
United Motor Washington Co., 1921 l4th ST. N W. WASH d. c.
United Motor Charlotte CO.. IS West Fourth Charlotte NJ c.
United Motor Chicago Co.. 18th St Michigan AVE. Chicago
United Motor Indianapolis Co.. Illinois Ss
apols Ind. ~
United Motor New Castle CO.. ll23 ST. New astle Ind
Motor Cleveland Co. 1893 Euclid Ave. Cleveland, o.
United Motor Columbus Co.. s. East Spring stcoumbus O.
Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1911-06-21

United Motor Detroit Co., sO7 Woodward Ave- Detroit Mich
United Motor Toledo Co., 1902 Madison Ave- Toledo Ohio
United Motor South and Visua
South Bend, Ind.
United Motor Minneapolis Co., Hennepn and 9Th ST. Min.
neapos MINI, SID H3t@fH..
United Motor Dallas Co., l3O9ls Commerce ST. Dallas Tex
United Motor Kansas City Co., lSl2 Grand Ave. Kansas City
United Motor ST. Louis Co.. 800 f. 18th ST.. ST Louis Mo-
United Motor Los Angeles Co.. Olive and 18th Angeles
Cal
United Motor San Francisco Co.. s2van Ness Ave- Francis
Cal. a Nhb
United Motor Omaha Co. 2l3 Farnum St. Omaha Neb ~
United Motor Des Mones Co.. el2 Moines Ia
United Motor Salt Lake City Co.. III So State ST.. Lake
City, Utah.
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1911-01-15

are worse split up now than VIC were In
1875. They are split up over both meas
IN the public mind that Republicans al
ways get together. This Is not true.
They Spit in ~, and the result was u
Democratic congress IN "a. another In
president They split again In so and
IN ST we swept the country. electing d
president and congress. AS this present
they'll be longer I'm recovering.
The house Will pass tariff bill. or
bills nc said with emphasis when that
topic, was touched on. I'm my judgment
II vii! oe bills, 1t is absolutely ridiculous
Tor Pesi6ent Tart. Senator Cummlps or
any other Republican 10 claim that they
cave originated the i6ea OF a revision
~ schedules When Judge William L.
Springer of Illinois was chairman OF the
ways and means committee in the iifty-
second congress that was his way OF re
Vising the tariff ne house passed sew
The senate refused to pass them. We
swept the country in the following cleo
bon. History repeats itself.
VI should soy the policy OF the house
Democrats IN t5is tariff revision will be
10 cut out the monsrrosities and injus-
tices from the tariff :aw as quickly ms VIC
can. The tariff ghould be revised TO give
u maximum amount OF revenue with the
least bIrdenc---nc tax poss!o.c. Duties
must be levied for revenue purposes. OF
course. and the tariff for revenue man
does not quarrel with the incidental pro-
tcctloE this nay give up 10 a certain
point. II IL when the stand -pstter raises
tho duties so high that the revenue .Ie-
crcases that sc get high protection and
suffer from proh:bitive tariff and heavy
taScs on food and the common pecessi-
ties OF life. The Democratic effort
should say. would te TO return 10 normal
tariff conditions"
Champ Clark laughed at the sugzes-
tlon that he Is not over cordial 10 the
suggestion Of stripping tho speaker o. the
power TO appoint committees.
Tine speaker OF the now house." he
said, will have all the Influence 70 which
be is entitled In looking after his owr
business. / didn't have any COMMITTEES
assignments Ia help mo keep the minor
ity side in order during the last session
(Cannon deprived Clark OF tho privilege
which Williams and Richardson had en-.
1oyed) 81 really think that a speaker oil
minority leader IS in a lucky position
without these appointments TO make. He
ls saved lot Of enemies. at least"
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1911-01-15

ns remefknblc now treatment. called the
pae treatment, IS purely vegetable, contain
*s poslIiFely no mineral poison whatever, no
<eeuceo remarkable changes In only 30 days
10y yourself privately at home. and become as
4 rom taint as new born child.
1nc wonderful Wasserman Test, the only blood
,svn ae Test known TO scientists, has proven that
nsa man =, mas been completely purified by the
con : spend months and years OF your precious
sreilry and potash which doctors commonly
|esscrloe. Write today. Send your name and
<efoss Us and com-'ote description OF your case to
onnae Co, 1851 Obbac Bldg, Chicago. and
~, WIN sene ION at once In an absolutely plain,
%T ani,,,d seaied package. o full ao.day treatment
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1911-01-15
MEM :

Do not take chances on hlving stric-
turc and gleet. which follow the use OF
an injection. Our treatment, Zlt -Stearns.
$500 guarantees TO cure or money back
does no; cause structure or gicet: only
sane treatment on the market today.
Please call and see US; not an injection.
Sent by mali post paid, with written
guarantee.
THE OWL DRUG CO., INC,
Tel. flo. 1C5- -1o5 S. Main St. Salt Lake.
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1911-01-15

poison back into the system
and smother IL for several
years. Then when you think
you are cured, pitiful mercury
symptoms often break out, and
you Ind that your bones have
been r0ttin2 all the while. Your
teeth may begin to loosen and
your tissues. glands, brain and
Vital organs show tho terrible
destructive power OF tho mer-
curry and potash. Locomotor
AtaXia. Paralysis, Imbec!llty
and Premature Death are then
almost Inevitable. Medical au-
slzrlaI.o .a.I. ,l.t .lt a. =
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1911-01-15
Blood Poison
bO-DayT reatment
FREE
'smarkable Results Produced By New
vegetable Treatment Without Use
OF Mercury or Potash.

Lhe terrible results OF mercuJs and potash
= blood poison are well known, The
'QEt these drugs can do Is to drive the blood
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1911-01-15
sSisesS sSgsss J rifles

uFVW q DHUS EGC =
williams Indian Pile Ointment Will cur,
Blind. Bleeding and Itching Piles. II nn
serbs the tutnors. ailaya itching at once
actg as q poultIce. glvep !rsraa: relief
williams Indian Pile Ointment IS pre-
0Ered for Piles and Itching OF the private
arts. DRUGGISTS. mail 50c and slol.
For sale by SCHRAr1M-J JOHNSON
DRUGS, FIVE STORES, HALLIDAY
DRUG CO, VAN DYKE DRUG STORE,
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1911-01-15

-NCLE JOE was our czar. What
are YOU going 20 be?" ] asked
Champ Clark of Missouri, who
VIII hold the gavel over the
next house, which will be |
naropC,-afic ppa w =
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1911-11-01
sEsr WAY 70 BREAK a COLD.

Nest severe celd o. the Grippe Re-
lisvsd IN Several Hours.
You Will distinctly feel your cold
breaking and an the Grippe symptoms
leaving after taking the very first dose
II 10 . positive fact that Papes Cold
Compound, taken every two hours, un-
IN three consecutive doses ars taken,
will end the Grippe and break up the
most severe cold, either IN the head.
chest, back, stomach or limbs.
Il promptly relisvss the most mis-
cradle headaohe. dullness. heGd and
nose stuffed up. fsverishnsss. snsesing.
sore throat, running Of the nose. nue.
Gus catarrhal discharges. soreness,
stiffness and rheumatic twingsA
Pape's Cold Compound IL the result
of three yeaEs' research ct . cost Of
more than MY thousand dollars and
contains no Quinine, which We have
conolusively demonstrated II not Of
fective In tho treatment Of colds or
grippe.
Take this harmless compound AZ d.
rected, with the knowledge that there
10 no other medicine. made anywhere
else In the world, which VIII cure your
cold or end grippe misery - promptly
and without any other assistance or
bad after-ehects ~ . 2S-cent package
OF Pape's Cold Compound, which any
ldruggist IN the world can supply.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1911-11-01
Why Lost
Ny Job

Nsassns Why Thousands Like Ne
Gem NJ toatisfy Thsir Employers.
believe my fate II not unlike that
of .thouhands Of other workers who
daily lose their places for reasons they
do not know, and probably would not
believe. When their last pay envelope
comes aaOnG. It 10 usually, "Your ser
vices no longer required" II the truth
were known. the reason for their I'M
ceremonious removal would probably
be that their usefulness was destroyed
because Of some mental worry. bodily
ailment or general indisposition. These
things. - we ell know, are the most
fruitful causes Of failure in all walks
OF life. The battle Of Waterloo was
lost becaise Of . headache. In this
quick age our minds must he clear
rapid, active and free from outside In
huence or worry or else we go down
to failure. with the throng Of "foaters"
who 90 from one place of employment
10 san0tllor, giving no satisfaction to
othsrs i ~ 10 themselves. constantly
syoWing older and less useful, with no
ambition, no win power, and no hope.
Every man. requires from every
other man the best that is in him.
but no man can use or get the best
that II in him until he IL flrst free
from al fretful indispositions and wor-
ries.
That was my trouble. was full OF
troubles. That's why lost my job.
My stomach in the first place was al
ways out of order, and was worry
ing about 1t and my mind grew cloudy
and slow I made mistakes. and grew
grouchy. That was the end.
There are thousands like me. going
about with quick lunch" faces. dys-
peptfc manners. and repulsive atmos-
pheres. No employer want such mems
services.
Take my advice. A healthy stomach
II half the battle, for It keeps your
mind clear. and your face rosy. have
q healthy stomach now and hold
good position. and my employer is sat
isfled and SO am !.
started to take Stuart's Dyspepsia
Tablets which was told were good for
the worst cases Of indigestion and
DYSPEPSIA. The arst two tablets made
a wonderful difference in my condt-
ton.
One Ingredient Of Stuart's Dyspep-
sia Tablets digests 5000 grains of food.
Tha stomach doesn't have to work At
d1. xn0 0Ul0IO W d11 SAo "OA@ AA~
mattel how heavy your meal.
Stuarfs Dyspepsia Tablets cure
trash, quotations. burning sensations
bloat. irr1tations. loss Of appetite
nausea. heartburn, lack Of energy, loss
OF memory and dyspepsia and indi-
gestion in their very worst forms.
No other little tablets in the world
can do 10 much. You should carry
them around with you wherever you
go and take them regularly after
meals Then you will realize what 1t
Is to be freed from stomach torment
and have q clear mind. a quick MEM
DRY, happy disposition. comfort and
rest. Get Stuart's Dyspepsia Tablets
at any drug store for so cents box.
Send 10 your name and address to-
day and we VIII at once send you by
mail a sample package free. Address
f. A. Stuart Co, $50 Stuart Bldg,
Marshall, Mich.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1911-11-01
Allison News Notes.
Special to Times Republican.

Special TO Times Republican,
Allison, Nov. l.-District court OPEN
ed this week with Judge Clark pre-
siding
Miss Carrie Wild. daughter Of II. F
Wild. was united III marriage recently
at Cheyenne. Wyo.. to John Wilson. of
that place.
Work is going rapidly forward on the
construction OF the new grain elevator
aud the new hotel.
Clarence. the 5-year-od son Of Mr..
and Mrs. j. G. Forney. three miles east
Of town. died last Thursday at the fam
lily home. Burial was at the former
home OF the family, Forrest0n, Ill.
George W. Conn. Of Pryor, Okla, who
Isis ioiis e scsidsa: CO Allison. and at
one time county auditor OF Butler
county, was united In marriage recent
ly to Miss Henrietta Hyndman. Of
Parkersburg.
A. w. Johnson has purchased the va
cant lot on the corner just across the
street south of where the old Allison
House hotel building used to stand. He
proposes to erect thereon a good sized
building OF concrete blocks to be used
by him as planning mill and workshop
son also purchased all the vacant
ground on one half Of that same block.
Sheriff Shafer received word late
Monday afternoon to arrest man who
was passenger on the westbound
evening train due at this station at
8 10 a description Of the fellow, who
was accused Of horse stealing. was Civ
en- in the telegram. and 1t was stated
that he was bound for Hastings, Neb
Upon the arrival Of the tran at ALL
son, the sheriff boarded the car, took
the fellow into custody. and lodged him
in Jail to await the arrival Of an officer
from the Illinois town the next morn
ing. The prisoner il young man
about 20 years Of age.
Welcher, the Bristow man who helA
Auditor Early's watch In his possess
sion for considerable length Of time
without the owners knowledge, was
sentenced by Judge Clark on Monday
to serve one week In the county jail and
to pay q fine of SIS
w. S. Montgomery is acting as ooun-
ty attorney at court this week by ap-
pointpent Of Judge Clark.
Anna Rose. the l3-year-old daughter
OF Mr.. and Mrs. John Rose. of the
county farm neighborhood. died the hat
ter part Of last week. Funeral servioes
were held Sunday afternoon at the
Conversational church conducted bv
Rev. w. U. Parks and Rev. H, Stuben-
vol
On Monday forenoon at the Congre-
gational parsonage Rev. W. u. Parks
united In marriage Clyde Mc>.rexor
and Mrs. Leila Maloney- Bucklin, both
Of GAINESVILLE.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1911-11-01
ASK ron sixty OF MORE pArs
IN WHICH 70 PREPARE
RATE pEFENsE.
WILL SEEK 70 SHOW WHY
RATES ARE NRcEssARY
Railroad Attorneys Overwhelmed By
Array Of Fact and Figures Presented
in Behalf o. shippsrs-oreesrs show
How Jebbins susiness in Iowa 10
Handicapped.

Special to Times-Republican.
20 have time In which to examine the
evidence submitted and to prepare 9TH
er exhibits before we Cross examine
the witness"
This was the statement of attorneys
for the railroads when the state fin
ished the presentation Of testimony in
the rate cases as given by T.. G.. wylie,
the first witness. Informal discussion
for atsleast sixty days.
The state will not resist this, for as
a matter Of fact it was realized that
the evidence presented is almost ap-
palling In It's character. Mr.. Wylie
presented fifty-seven exhibits consist
ing OF letters and correspondence, rate
sheets and blue print tables of COM
PARSONS. One of these latter was an
exhibit" twenty two inches wide and
fifty-five feet long.
The plan OF the railroads is to not at
tack the evidence Of the state and the
shippers by any cross examination to
show the inaccuracy Of the figures but
ing why it has been necessary to make
such remarkable rates The defend
ants had on hand a number of such
te hles hn. admitted that they are
meager as compared to the showing on
behalf Of the shippers and It will he
necessary to prepare many others.
Groesrs Are Hoard.
Following the presentation by Mr..
Wyiie Of the case as pertaining espe-
cially to Des Moines the case was
taken UP in relation to other interior
Iowa points similarly situated. E. H.
Draper. traffic man for the Western
Grocer Company, under examination
from Attorney General Cosson. pro-
ceeded to tell Of the handicap to Iowa
business by rates which favor outside
points. He stated that his company.
operating jobbing houses in number
of points in Iowa, feels the discrimina-
ton keenly, and especially that the ia
voritisn shown Chicago gives that city
an advantage in eastern Iowa. He
cited instance after instance where the
rate made from Chicago and eastern
points puts all Iowa companies at a
disadvantage in matters of competi-
ton.
1t is expected that today the evil
dence will all be put in for the Missis-
sippi river points, showing discrimina-
lions against them especially on west
ern business
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1911-11-01
ASSETS ONLY HALF.
Private Banking Institution at Marcus
Thrown Into Bankruptcy BY Deposits
ors-Liabi'ltiss Estimated at $4,000
and Assets At 3125,ooo.

Special to Times-Republican.
Marcus, Nov. Robert B. Pike, an
attorney from Sioux City, has bees, APP
pointed receiver Of the business Of
Frank 8. Barnes, Of Marcus, who was
last week thrown into bankruptcy by
depositors OF the private bank which
he has operated here for twenty years.
The majority Of the creditors are de-
positors holding time certificates of de-
post. The liabilities are estimated at
$25O,OOO mad the assets are estimated at
$125.O00. Barnes has been prominent in
banking circles in northwestern Iowa
for many years.