davidaulloa/AmericanStories huggingface dataset:
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

FOR sALE-T Three pairslpf heavy work MAJ
moss, one vet traverse aleds Apply 70 " A
Saf ton. barre %Ft
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06
To RENT

1880 =
10 RENT.-Toneinens a. Il Brook 81 spring
water. range. boiler. bath room and furnace
ready ab0as january 18Th. Inquire Of h
TO RENT-Ponshing min and Stone shed.
VI A Lane 2satia
70 RENT-q tsnsments No, = Branch 81 chi
down and one up stairs. $1,000 and $780, IN.
qnire az q Branch ST., On 70 3. n. Forsyth, No
3 Brook St as2ti
10 RENT-A warm. COW tenement Of fonr
the 2sd. Also clean, dry store room. Is feet
square sheathed all over. inquire AZ 10 Aver.
~ street Mrs George. 2eetf
10 RENT-A very conveniently arranged
seven room tenement, II Academy street fat
spring water, electric lights u ono 81 tht
pieasantcst 10 the city En quire Of the d. A.
Perry deal Estate Agency 4aatf
10 LET--A fivs room tenement ataa Merchant
street All modern oonyeniencea, newly re-.
paired throughout q. W. Mann, q Yelling
ton street. 2af0
no RENT-six room tenement on Hooker ave.
nue, Apply % < n. Trow. Tel 2so-22. 2Qt
TO REKT-A tenement Al 10 Eim street G
n. Perry, agent Y North Main street Aotf
STORE FOR REGT-The store now used ~
tbs " oolworth and 40 cent store Vacant
shout January / 1910 c " Perry, agent u
North Maln street. zl91
10 RENT--Down stairs tenement Il 30. Sem.
mary streets gas range electric lights, hot VA.
ter fixtures. Inquire n Fl Parker, % WASH
ington street, 2q9a
TO RENT-Down sfairs tanelnent on SECOND
street. Low rent for winter II taken at once,
Inquire Z = Parker % Washington &C. Aot
10 REBT--Eiye room tansmenf. steam hsat
mil modern improvements. up one night I'm.
quife o. a. Z, buHze' p Pearl Sc 1851
TO RENT-Tenemen q rooms % branch
street Rent si4oQ lsiR
10 RENT-Isnemaut on Foster street. nsnt
no 10 RHNr-Tsnemsat o. rark street aeas
$500 1876
10 RENT cottagshouse "a currisr street.
ron sALE-TImber Ios in wgliamstowa.
Will sen outright or lei the cutting 81
shares. isltf
Tenement, srooms on Branch 81, sts0o iaess
Tenement If rooms, bath. hot aud cold
water. furnace and electric lights, On Pleasant
street 81 Sl6o0 iesu
4. A. Phelps, Academy street. Rhonsb-fL
70 REET-Tenement Sd floor. corner Elm
street extension and East street, four good
rooms watef, gas, barn and garden Kent
$500 Inquire at rooms ana CurrfieE
block f1tg
TO RENTING senementa with all modern
improvements. 10 best location. aud the beat
tgnem6nts III the city. Inquire Of Geo. w
Mann. Eel. IgS-2l No. g. Wellington 81 t7nN
10 RENT-S Office rooms 70 rent IN Eastman
Brothers block is4 North Main street. 1851
TO RENT-Han suitable for private parties
OF social entertainments with emo piano
Inquire Of H. D. WaFthen. 10 Keith Ave. ASkf
TO RETT-Oflicea. single Or douBis In
Ayarillis building. ieasf
10 RENT-Iaree basemesE ar ana nsAs
s.~f-t~a az IwarsH
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

Ter piano j Sterling Piano Player with 81 rec
ords both 50 good condition, price low fof
either one. VIII excpange either one for horse
o. whole team. II. J. Slayton, iSs.2i, Barre,
NJ. ziaa
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

FOR SALE--6 sleiQhe, robes ! harness,
express wagons, 2arder wagons, top bngRlea
5 open puggies Of different STYLES, shop stove,
J SIX room cottage. NEW, building iott Call
at Brook street shop or AZ i9Piain street, trapk
Cooper 2i7t2m
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

aAwDUsr AND sHA WINGS Ere l-.Edglp9s
Tor 80 q solid cord a. Orange Lumber w
plant Orange VI tss@
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

STONE SHEDS AND LAND FOR SALE.
small sheds ano blacksmith shop. All south or.
and on n, 81 w p tracks at Jockey Hollow
Prices right A. u. AvoriA. 2isif
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

FOR sALE-A pair or muIes. good workers
ana weigh 1900. W W. Belyilie. Barre and
GrRntteyiiie expressman. 2xe1
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

TO kENT-~A warm. cory tenement Of four
rooms, VITA gasst0xs. No "a Elm street Ready
the sd. Also a clean. dry store room. IS feef
Square. sheathed all over, inquire az 10 Aver
~ street AIRS. George. 2satf
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

TO REN T-Ionement az a Brook ST Spring
water. range boiler bath room and furnaeef
ready aboae January 18Th. Inquire Of A n
TO RENT-Polishing min and Stone shed.
". A. Lane, 23ati2i
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

10 RENT.-q tensments No. x Branch Et nng
down and one up stairs. $1,000 and $500. IN.
qnir8 a. q Branch ST., Or 70 3. n. Forsyth, No
Brook ST. 982ti
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

c. N. BARBER. Auctioneer.
The Barre daily times. (Barre, Vt.) 1897-1959, 1910-01-06

TO RENT Hall suitable for private parties
o. social en- Entertainments, with q enc piano
Inquire Of II D. WarthGn. 10 Keith Ave- A5kf
TO RENT-ofaces. single Or douBie In
AYaFills building. ieas
10 RENT--Iarge bnsemesE a1g aaa haat.
Inquire 0f L A. AyerilA atI
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05
TRESpASS NOTICE.

All persons are hereby forbidden to
hunt, fish or otherwise trespass OH the
lands of the undersigned under penal
ty of the law. J. D. McCartha,
Jesse McCartha, s. s. McCartha.
4w9p Emanuel Keisler.
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05

On hand, at prices to suit everybody.
Prices range from $3.50 up to $1,000.
Call on me and will save you money.
am prepared to furnish hearse When
ever desired in connection with my un.
dertaking business. Jan. 2. I'm
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05
A Travelling Salesman

Fl. F. Beers, 6l7-71h Ave-, Peoria,
ILL.,, writes: - have been troubled for
some time with kidney troubie, so Sc
verely at times I could scarcely carry
my grips After using one bottle OF
Foley's Kidney Pills l iaye been en-
tirely relieved. and cheerfully recon-
mend them to ALL Foley's Kidney
Pills are healing and antiseptic and will
restore health and strength. All Drug
gist of Lexington, Henry Drug store
Chaplin S. G.
Six persons were more or less serl-
ously injured in Jacksonville, Fla,
on Sunday, by being thrown from a
big auto owned by George NJ. Lane,
of Chicago, when the machine struck
q curb and overturned.
1t is dangerous thing to take a
cough medicine containing opiates that
merely stifle your cough instead of cur
ing it. Foley's Honey and Tar loosens
and cures the cough and expels the
poisonous germs, thus preventing pneu-
monia and consumption. Refuse SUBJ
satutas and take only the genuine
Foley's Honey and Tar in the yellow
peckage. All Druggists Of Lexington.
Ee4Ty Drag stsre QAapta 3. @.
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05
Lexington Circuit.

The following will be the appoint
ments for Lexington Circuit for the
year without due notice:
1st Sunday at II a. m., and 3rd Sun
day at $3.50 p. M, at Horeb.
End Sunday at $3.50 p. H., and 4th
Sunday at II a. m., Lexington.
4th Sunday ut p. m, Horeb.
2rd Sunday at II a. M, Red Bank.
1st Sunday at p. M, and 3rd Sun
day at II q. m, Shiloh.
J. @. Counts,
Pastor.
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05

MIR. James Henry Rice has called a
meeting of the Audubon society in
Ocangeburg for today, and everybody
who are interested in the protection
of fish and game in the state are urged
to attend.
A boiler exploded at Reading, Pa,
killing five persons.
The strike of about $50 employees
of the American locomotive works has
been called off.
Two negroes were killed at hot
supper in Greenwood county last
week.
Governor Ansel has recommended
that higher salaries be paid the state
officers.
Mayor Rhett has given out the
statement that he will not likely offer
for reelection for Mayor.
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05
Simple Remedy for LaGrippe

LaGrippe coughs are dangerous. as
they frequently develop into pneumo-
MIA. Foiey's Honey and tar not only
stops the cough, but heals and streng-
thens the lungs so that no serious re-
suits need be feared. The genuine
oley's Honey and Tar contains no
harmful drugs and is in yellow pack.
age. All Druggist of Lexington, Henry
Drug store Chaplin S. @.
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05
Children Teethirs

MRS. WINSLOW'S SOOTHING
SYRUP has been used for over Fifty
Yeaas by Millions Of Mothers for their
Children While Teething, with Perfect
Success. It Soothes the Child, Sottens
the Gums, AllavS all Pain; Cures Wind
Collie, and is the best remedy for Di-
arrhoea. Sold by Druggists III every
part of the world. Be sure ard ask
tor MRS. WINSLOW'S SOOTHING G
SYRUP" and take no other Kind.
twenty-five cents bottle.
Oct. 2O-1y
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05

Don't trife with Kidney and Bladder
trouble. Take DeWitt's Kidney and
Bladder Pills as directed and you will
at once notice satisfactory results. De-
Wits Kidney and Bladder Pills are
antiseptic, healing and soothing. Be
sure to get De Wits Kidney and Elad-
der Pills when you ask for them. Re
fuse substitutes and limitations. Sold
by Kaufman Drug Co.
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05

A negro in Greenwood committed
suicide by shooting himself in the
head. He left note saying that
there was no more pleasure here be-
low for him.
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05

Harry Whitney, Arctic explorer,
whose name was frequently mention
ed in the Cook Peary polar contro-
versy, spent several days in Camden
recently.
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05
REAL ESTATE.

FOR SALE-One lot situated in the
town of White Rock, s. Q. on depot
St. measuring 100x125ft. with residence
and workshop on same. For further
information address. 81. L. Gartman.
New Brookiand, 8. G. Nov. N-2 mos-p
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05
STAY ON THE FARM.

STAY ON TIE FARM.
"Stick to the farm,'' says the presi-
TO the wide-eyed farmer boy,
Then he hies him back to his White
House home,
With its air Of rustic JOY.
"Stick to the farm" says the rail
road king
To the lad who locks afar,
Then hikes him back on the double
quick
To his rustic private car.
"Stick to the farm" says the clergy
To the youth on the worm-fence
perch,
Then lays his ear to the ground to
A call to a city church.
"Stick to the farm" says the doctor
wise
To those who would break the rut,
Then hies him where the appendix
grows
In bountiful crops to cut.
-McLandburgh Wilson, in New York
Sun.
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05

There's difereace between digni-
ty and pomposity, but some people
don't seem to be able to reaiiez.Ii
The Lexington dispatch. [volume] (Lexington, South Carolina) 1870-1917, 1910-01-05
Trespass Notice.

All persons are forbidden to hanl
straw or cut wood on the estate of D.
w. Corley, or trespass in any manner
whatsoever. The law will be enforced
against all persons Vi ,lating this no
tice. Sophia Corley.
4Wl0D
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

scribed methods, and specifications are
rigidly followed after the most APP.
proved fashion.
Reliability and honesty express
briefly the class OF work done by Mr..
Hainline, and his reputation stands
back of every contract entrusted to
his care. In giving such eminent sat.
isfaction, 1t requires painstaking care
and the best material and skill. In
these respects Mr.. Hainlne is well
equipped, as he not only handles high
quality in wall paper and paints, but
he has also brought into service COM
petent and skilled workmen to carry
out the most exacting plans and de-
signs. Nothing, then, is lacking in the
matter of rendering the very best
service in his line.
A feature of the enterprise is an ex.
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

community like ours, among them be-
ing the fact that it is safe and sub
stantial investment; it is the one GER
tain, sure and tangible investment,
immune from the wiles OF the tickle
financier
The growth and progress of a COM
munity causes an expansion of bust
ness, compelling an increase in the
number of factories, business houses
and residences. These conditions in
turn create a demand for realty, and
with this demand comes the increase
in values, which puts money into the
pockets of those whose foresight and
wisdom prompted them to grasp an
opportunity for realty investment.
Mt. Sterling never had more fruit
full prospect than now, and certainly
never was there a better time to In
vest money in her property. Mr.,
Wood, believing in the future enter
prise ana growth of his home city,
and desiring to promote home building
interests and to further the advance
ment of our industrial and commercial
interests, Is offering splendid induce
ments to investors and homeseekers.
It is hoped that many OF our readers
will have the foresight to lose no time
in making an investment with Mr..
Wood, whom we cheerfully recommend
as gentleman of sterling character
and sound business integrity, and
whose judgment and foresight can be
trusted in all Real Estate transactions.
Mt. Sterling is destined to become a
city of progress and great industrial
enterprise, and her population should
own homes, which can now be obtain
ed at less price than at any future
time. We make this prediction, and
mark it well. 1t will pay you to see
Mr.. Wood and investigate the proper.
ties he has to offer, it will be time
we'll spent, will put you In touch with
real estate values and will give you
grander conception of our city as an
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

tensive line of paints and wall papers,
which for quality and price cannot be
eXcelled in Eastern Kentucky.
Buying these in large quantities en-
ables him to meet the keenest compe-
tition, while at the same time giving
the highest standard of quality. Those
who demand reliable merchandise and
dependable work in his line should see
Mr.. Hainline before placing their or
ders. You will find him not only an
honorable and courteous gentleman,
but thoroughly wide-awake, clever
and upright citizen.
The Advocate, in its exploitation of
the various interests of Mt. Sterling,
is pleased, in its special edition, to
pay tribute to an enterprise worthy of
recognition and hearty commentator.
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20
NJ. r. HAINLINE
and Progressive Citi-
zen, Who Conducts An Up-tO-
date Establishment on Bank
Street, Mt. SterIing--Deals in
Wall Paper, Paints, Etc. --DOeS
a Large Business and Is POpu-
lar With the Masses.

Representative of the progressive
dealer in Mt. Sterling and onducting
on modern plane a first class wall
paper and paint establishment, NJ. R.
Hainline is rapidly forging ahead and
is giving eminent satisfaction to a
large and substantial host of patrons
His headquarters are located on Bank
street adjoining the furniture store
of w. A. Sutton & Son, where a COM
plete and comprehensive stock of wall
papers awaits at all times the demands
of large and growing trade.
Mr.. Hainline devotes his personal at
tention to the business, and that
means a great deal to the public from
a point of practical and painstaking
service. Strictly first class work, equal
to the best afforded in much larger
cities, is what you obtain in the Hahn
line work. All contracts are carefully
carried out according to the latest pre-
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20
". HOFFMAN WOOD
1.-THE man Who sells the earth"
A Progressive Factor in the Growth and DeyeI-
Opment of Mt. Sterling and This Section.
EnterpriSing Dealer in Lands and City
Property, Furnishing Splendid 0p-
pOrtunitieS to Home seekers.

his home city and disclaims all intent
of being a boomer" In other words,
he handles real estate &c business
enterprise and follows the highest
standard of business methods in all
his dealings.
Real estate in this community Is a
valuable and profitable commodity,
and the time for profitable investment
was never so suspicious as now, be-
cause it can never descend in price,
but owing to the rapid growth and
prosperity of this city and community
values must increase materially as the
years come and go. The time is OPP
perfume for real estate investment,
and Mr.. Wood can interest you if you
are in the market. He is thoroughly
posted on land and city property
values, is honest and reliable in his
dealings, and can be trusted in any
sort of trade, no matter how large the
transaction.
He offers splendid inducements to
the homeseeker, the capitalist and the
business man-inducements that mean
much to those interested. Especially
does this apply to the homeseeker.
There are many good reasons why you
should invest in property in a city and
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

Mt. Sterling, as a metropolis of a
great and prosperous section, is des-
tined to grow and expand into great
and hustling city. Her natural re-
sources, ideal location and hustling
citizens, give supremacy as trad
ing mart and an ideal home town that
few towns in the State enjoy.
The Advocate, in this special edi-
ton, exploiting the many advantages
of Mt. Sterling as city of progress
push and business enterprise, calls
special attention of our thousands Of
readers to progressive factor in the
advancement OF our real estate inter.
ests, w. Hoffman Wood, the enter.
prising dealer in lands and city prop
erty.
Mt. Sterling fronts the dawn Of a
new era in her development and prog
ress, and in connection with the for.
ward movement Mr.. Wood is a con-
spicuous factor, who represents a
greater Mt. Sterling, offering home
seekers and industrial enterprises
splendid opportunities to obtain sites
at a reasonable price and on easy
terms.
Mr.. Wood Is thoroughly reliable, is
identified with the best interests of
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

large steam engines are used, being
adequate to meet the heaviest de-
mands.
When other improvements now con-
templated are a reality, then this COM
pany will be ready to meet any ext
gency that might arise. Already, they
are figuring on the installation of a
double system of dynamos, but at pres
ent the heavy outlay would be unnec-
essary and unwarranted. When the
occasion demands, the people of Mt.
Sterling may be assured that these
Improvements will be promptly and
securely made.
This company has expended a large
volume of money, reaching at least a
quarter of million, all of which was
invested in giving to Mt. Sterling the
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20
Corporation That Affords Combined System
of Public Utilities That Equals the Very Best
in the State--Gives Ample and Most Sat-
isfactory Service to the People of Mt.
Sterling, Receiving Many Express
sions of Praise From the
Public in General.

In heralding the progress of Mt.
Sterling and her many large enter
prises, it is fitting that we pay trib-
ute to one of those institutions upon
which the health and enjoyment of
people largely depend An enterprise,
founded for the express purpose OF
supplying such Indispensable utilities
in municipality as water, light and
ice, certainly must be supported and
appreciated by the city itself and the
people who enjoy the advantages OF
\ such worthy enterprise. This, OF
course, depends upon the sort of sys-
Item afforded and the quality of the
service. If it be up to the standard OF
requirement, relative to cost and eff
ficiency, then the enterprise is entitled
to, just need of praise from the press
and the people We are pleased to
say in Mt. Sterlings case there is no
room for complaint, but great reasons
Afor praise, in that one particular.
Pure, wholesome water, an effective
light system and crystal ice made
from pure distilled water, are indeed a
luxury as well as a necessity, and
Il they can be obtained within reason,
then there is a widespread demand
upon the enterprise founded for that
sole purpose.
In the Mt. Sterling Water, Light &
Ice Company, operating as public
enterprise and controlled principally
by foreign capital, the people have
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

ries; therefore, it has proven a bless
ing to Mt. Sterling through the agency
of the Mt. Sterling Water, Light G.
Ice Company, who have provided such
modern and well equipped plant and
equipments for it's distribution through
the miles Of mains leading to our
doors.
This company has spared no pains
nor expense in treating the water re-
ceived. Being naturally a turbulent
stream, the waters of Slate undergo a
natural process of aeration. By means
of large standpipe standing upon an
eminence at a considerable altitude,
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

ideal site for homes and business en-
terprise.
The Advocate takes pleasure in pre-
senting this sketch of a most valua-
bic and influential business factor, who
well deserves recognition at our hands.
If any of The Advocates readers de-
sire a Blue Grass farm, they should
call upon or write w. Hoffman Wood,
"The Man Who Sells the Earth" Mt
Sterling, Ky.
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

reason for congratulations over the
excellent service given in every de-
partment of their splendid enterprise.
1t was organized several years ago,
and it's progress has been marked with
favorable eye by the citizens gen.
orally. Its founding was inspired by
laudable motives, and the sole pur-
pose of establishing for our city high
standard of Water, Light and Ice SER
vice at as low a cost as practicable.
How we'll it has been done is quite
well known to our citizens.
Water System.
In speaking of the service rendered
to an appreciative public, it is neces-
sary that we take up separately the
three elements of indispensability and
tell of the particular merit of each
in as brief a manner as possible.
Pure wholesome water is a bless.
ing in any community, because it gives
health, vitality and a higher order of
happiness and contentment. Here we
are provided with bounteous supply
of natures sparkling drink at our
very doors. From the ripping waters
of Slate Creek, an unparalleled noun
tain stream, with its combined ele.
ments of free and limestone, is drawn
the most health giving water known
to the chemical expert. There's no
unwholesome ingredient found in the
product of Slate Creek or its tributa.
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

trenched itself in the hearts of the
entire population of Mt Sterling. Thus
they have attained by their non.dis-
eliminating policy, their fairness.
their willingness to meet every emer.
gency as it arises, and by their cour.
teous treatment of patrons. a prestige
and popularity that few enterprises in
our city can boast.
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20
MT Sterling Water, Light & Ice Company

and the service is excellent. Several
wagons are utilized, controlled by &C.
commodating drivers, who deliver
their product on short notice, and
the result is a satisfied list of patrons
all over the city.
For the reason of such a valuable
service the growth of their business
has been exceptionally large, and this
corporation has permanently en-.
The Mt. Sterling advocate. (Mt. Sterling, Ky.) 1890-current, 1910-07-20

and located about one mile from Mt.
Sterling, the water is pumped and dis
tributed through the miles of mains
leading into and throughout every ave-
nue. of our city.
The very best treatment of their
water supply, consistent with practical
and general effective service, is given.
An inexhaustible supply is always af-
forded, both for domestic and fire pur-
poses, which service cannot be over
estimated by the people as well as the
insurance interests. A high pressure
is always at hand an ample store of
water is ever on hand to meet the
exigencies of serious confiagration,
hence our city is amply protected from
a disastrous conflagration, and in
surance rates are most reasonable
here.