Daily Kennebec journal., 1910-12-23
Committee On Fire Insurance.

The report of the committee on fire in
surancc, of which Ernest McGlaut.in is
chairman, was then presented and adopt
cd. This report WAS in part as follows:
Grange fire insurance has passed the
experimental stage and the Patrons OF
the state look upon il with confidence.
=. AS most Of You know. there are thru"
Grange companies in tie State These
companies are carrying over Sl5.Gt.oph of
risks and are saving the Patrons of this
State over SlD,UD each year. These fig
ureS may. at first thought, seem excess
sivc but are capable Of being demon
strated.
While these companies are doing good
work. much better work might be done.
We are too apt to leave the details of
such work with the officers to work cut;
attend the annual meeting OF the compa
ny we are insured in ana see how tha
business is done \ Patron VIII" has
never attended the annual n mGetins Of ii
the methods adopted by the directors.
Then we should discuss this subject in
our subordinate and Pomona Grange
meetings: Are Our Grange Insurance
Companies Doing All That The1' Might
for the Patrons of the state. and, ii Not.
Why?
Surance and. in many instances. are en-
titled to more. The increased values and
cost of farms and of buildings has il-
creased the inSura Bile value of the hull
necessity of insul'n@ his personal prop
erty. such as household furniture. FARM
ing tools. crops. etc.
The Grange companies have been very
conservative III the past but have they
been too conservative and are they too
conservative now. would be a good aues-
think the companies should be as neartr
uniform in their rules as practicable ana
the growing practice of the officers OF
the different companies getting together
- al meetings Il
all and should he cncouraed
An important decision has been render
ed recently by the law court in the som
erset county r"script of Fred Russell vs.
oxford County Patrons of llushandlE'
Mutual Fire Insurance Go.
The decision is very important both TO
the Grange Insurance companies and the
pOlicvhn!lCr. as il decides Il point that
has been in dispute for a long tine and
proves that the company is not liable lof
losses that occur after a polcyhoider mas
failed to pay an assessment within the
time prescribed in the COMPANY pEiaWs
and throws the responsibility. Of paying
relieves tho company from the necessity
of proceeding To extreme measures W
collect the assessment WITHIN any pre-
ERNEST NcGI.AUFLlN.
w. S ROGERS.
g. W. Q. pERHAM.
comm ittec on Fire Insurance
The report of the committee on educh-
ton was presented by T.. /. ti'iio'"'
master of the Kenncbec County Pomona
and adopted by the Grange
Report Of Committee on Education.
Our State is most liberal in its ar
rangcnrnt for expert SUPERVISION oi
our country schools, ana III oui
o,inion every town should avail itself
If this provision nf the statutes. our
... =. .,1.o worry liberal in it's DIS
tributiun of public funds for the sup
rort of common schools. and TINS pro
yision of the State should be utilized
in oycrconing another evil in educa- :
tional work, not only in our Owl
state. but in all Of the states as well
II is a well known fact that the pro
fession of teaching is the poorest palo
vacation among those that shouio Ut
considered a life work. We VIII ao-
nit that for a certain PERIOD. ol