The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1910-09-19
WATERS ON INSURANCE.
Brilliant Topeka Lawyer Talks of Its
Necessity.

Capt. j. G. Waters was the speaker
this noon at meeting of the Kansas
Association of Life Underwriters held
at the Commercial club. He pictured
in a graphic manner the reflections of
a business man on his death bed.
His wife tenderly brushed the hair
from his forehead said the speaker,
land there came to him, with the jar
of an earthquake and the suddenneSS
OF cyclone as it picks up a string of
fence and the hen house, that there is
little woman, if he dies, who will go
to the washtub to get calico for his
young ones and she had never been
strong; that it would be a precious
penny that will be left for her; that
she thought him wealthy, about a
hundred and ten per cent rich; then
he thought that the equities, tail
holds and contingent interests he had
would be swamped with any one else
to run things; that there would not be
q dollar that would be coming to her
if he died; even with devoted friends,
he knew, in this beautiful and hui
name world, there was a lot of can
nibalism and maneating that would
gulp down everything that he could
inventory, unless he could stand them
off with q butcher knife, revolver or
subscription paper to some charity
More doctors are called in; all of
them solemn, sober and moody and he
knows each of their faces in dial
that registers the more serious turn of
his disease. 1t is very peculiar at such
a time the only doctors called in are
those whose demeanor would give a
we'll man necrosis of the spinal column
or set his kidneys af1oat. They can
send for me, when l am ILL., a doctor
who smiles as he enters, lies to me
about the severity of my complaint,
and bulges the walls with hope when
he leaves. and who has not only the
capacity but the desire to make Death
feel sick at the stomach every time he
runs across him.
1.-The physicians knew there was
something beside the disease which
they could not reach with a probe or
outline by diagnosis. Men who splice
some business trouble to fleshly dis
ease, very rarely tell the doctor; they
usually keep it covered until it kills.
This man is going to die; he is be-
yond the reach Of the United States
pharmacy He does die. The dead
man was a true prophet His wife
took in washing a week after the adj
ministrator was appointed, and she
will remain at it until the children
grow up. This man was exactly like
hundreds of thousands of others, who
had no perspective, no future. no fore
thought. There was no conservation
of things in his system.
Had he been the government, the
present generation of his would have
gobbled the water, the coal, the metals,
the lands and the everlasting genera
tons after would have received moth
ing, excepting the mOnOtOnOuS labor
throughout the ages of hewing wood
or drawing water. The children and
children's children of this dead man of
whom l speak may have by his
| thoughtlessness entailed upon them a
like collar of poverty
''He could have protected this fam
lily and creditors. That he did not do
so augmented the seriousness of his
malady at every turn it took. Worry
| is the senior partner of disease 1t
always increases the doctors bill; it
never smiles; it never hopes; it is en-
trenched beyond surrender, and there
never was but one cure for it, and that
| is the traditional ounce of prevention.
plague has always asserted that
fright that is always it's advance press
| agent killed ten where it stayed one.
| I believe in Mrs. Eddy's orthodoxy up
| to a, given point, and when she mixed
with her new discovery in religion the
power of mind over matter, it was
| master stroke of finesse. Everybody
can keep well if they want to but a
| man. never wants to at the time he
needs it most and has neglected every
opportunity to want it.
Some day all intelligent people will
| be educated to the broad level that in
surance taken in time, modifies dis
| confidence, while the debtor is on q
| sick bed, makes a doctor sunny. the
man cheerful and his family hopeful;
| they will be taught that it as much
a duty to insure in time as it is 20
take bath. say a prayer, or vote ut
| the primaries.
And the unsightly thing of having
good Christian Samaritan of a fellow
chase one around the block. through
| the town. and attend him in his out
goings in a far country. to get him 10
| do the right thing and take a policy
| out for everybody interested, will De
changed by the man appearing at the
business counters of our insurance
companies. taking his place in the line.
and getting protection there and then.
and then walk out with his head UP,
looking the world in the face. like the
man did. the day after his last note
had been outlawed .