The sun., 1910-07-19
SiA,OO BANK THIEF CAUGHT
LOWERT o. UTICA NATIONAL
FOUND ~ PHILADELPHIA
Former Assistant Cashier NaNes ExtrA-
dniOn and Gses Baek to Face Iharses
says He Lost Money speeulatinE
Ied the DeteetIyes q I.sag Chase

PHILADELPHIA, July Isl Howard
I,owsry. the Utica. n \. young mnn IN
dicted on the charge of embezxling tIH,-
600 from the Utica National Bank. vas
arrested here to-day after a three months
search in which he outwitted detectivs'
who followed him all over the Units
Scatss
lie was caught through the efforts ~
the Burns A Sheridan Detective Agency.
representing the American Ranking Asso-
sociation. which discovered that Lowery
had been secretly married and had . wife
living in Utica
Lowery was downcAst when captured
He waived eKtnadition and tonight hs
is on his way back To Utica in the hand,
Of two Burns detectives.
After I,owcrys flight the detecti,s
agency learned Of his concealed marriage
To a girl who worked as a stenoeraphsr IN
the Office Of Utica law firm Lowery had
for time been completely lost track II
His brief presence in towns and cities all
the way from san Francisco 70 Boston
had been heard Of. hut his trail was lost
between Boston end Richmond. Va.
The detectives later learned that the
Utica stenographar whom Lowery had
married had gone to Wilmington. Del.
To visit friends. They set a watch upon
her and found that Lowery was keeping
up correspondence with her. After .
time they mssie sure that the missing
assistant cashier was in Philadelphia.
After weeks search Lowery was found
in this city. The Burns detectives in.
formed tho Philadelphia police Of hi,
whereabouts and asked for his arrest.
The Philadelphia detectives Aaid they
could do nothing without q request from
the Utica police. This was soon got
The local police were inactive 30 long.
however. that the Burns detectives made
the arrest themselves.
Lowery was found in n North Sixtesnth
street house. where he was kr.Jwn a.
James H. johnson.
Mrs O'Briep. who runs the house, said
that Lowery had given her to understand
he was a brokers' clerk He usually lett
| the house each morning between and Q.
as II goins Co work and returnei regularly
each evening at o. He received little
mail and IL all came from Wilmington.
He had no friends and seemed To prefer
to be alone. He spent his money sparingly.
living in a hot hall bedroom on the third
I Hoor renting for 81 20 a week.
The fugitive was about 20 70 to
New Orleans. His capture seemed
TO take IN. heart out OF him He
would not -Ay anything but Yes. I am
Lowery Yes You have me. I got to
speculating and | had to cover and
!. a \ a. -
it and then dug in more tn make the loss
good ! got IN worse all the time
You needn't bother about the rsquisi-
ton pagers Ill go back. didn't
square things one way 90 I'll have to
SOU are EN- another
Lowery would not discuss the thefts
With which he is charged They amounted
TO tl44. 500. II 10 alleged. and were cumula-
tive. the first years stealings tOtaliins
! only 90 OoO and the second years losees
reaching $4,000.
/ The losses increased in esometrica
ratio each year They were not discovered
easily. for Lowery employed the unusual
method of interchan ging slips from the
adding machines and occasionally Of sub
stituting bogus lists.
! As assistant cashier he got . large
4 part OF baNh tloi W h2klulr oNeIy
morning This mail contained checks
drafts. notes and vouchers OF all sorts
The assistant cashier was supposed to
distribute them to their several accounts.
20 forw ard them TO other banks and to
add them on the machine and check them
OF
In this work he had no interference
ard no assistance except IN checking
7 n, "a
nut down a value less than the face of
a check and when the aiding mAchiEs
Iists were gone over either call out this
altered amount or pass over in silence
his own wrong figures.
Bogus lists were more frequently EN-
pIoyei. On these the figures stood for
when slipped in with others partly cor
rect made the sum total correct.
Sometimes the assistant cashier would
work undisturbed for an hour or moro
correctly adding . lot OF vouchers and
getting the proper total. Then he would
fake figures in another list on another
machine and put the right total on the
falsifisd list.
II was ingenious and rather tedious
work. but highly successful. No ore
ever thought Of doubling the adding
| machine lists. We're they not checked
Oh? And did not the machines add with
infAllible correctnessi They did when
used singly.
After q year or two the assistant cashier
found IL 10 easy that he sometimes merely
TASTED q correct total on . falsifei list
as II the paper in his adding machine
had given out and he had inserted fresh
roll. Even this clumsy device aroused no
suspicion.
II was for years tho custom Of tho hank
examiner to receive the assistance of
Lowery in checking up the notes held
4 by the bank. a custom which. by the way.
has bsen forbidden by ths National Bank
ing Department a. . result OF the LowsTy
affair. Tho examiner would call on tho
amounts Of the notes and Lowory would
run them on an adding machine.
Somewhere in the column of figures
I,owery would insert the amount of ths
shortage for which he was responsible.
and OF courns the total would be the sum