Manchester Democrat. [volume] (Manchester, Iowa) 1875-1930, 1910-03-09
INSURANCE COMPANY OF MANY
LOCAL MEMBERS MAKES I'M.
PoRTANr CHANGE.
NATIONAL RESERVE OFFICERsCoNTRoL
New Organization viii Bear Name Of
Highland Mobiles But Reserve
Officers Remain.

ization with headquarters at Water
loo. The Modern National Reserv
was organized and managed by pr
ties residing principally at Charlie
City and Manchester. M. F.. Leroy
H. +. Arnold and DR.. H. A. Dittme
are the officers from this city VIII,
have been prominent in the orde,
since 1t was organized. The merger
was. brought about alta meeting o
the trustees Of the two orders at wa
terloo last Wednesday evening. TIL,
Waterloo Reporter gaye the followin,
account Of It:
The Modern National Reserve.
fraternal organization with headquar
tiers at Charles City, has consolidatet
with the Highland Mobiles, a similar
association with head offices in Wa
terloo. The merger affects over 70,
900 members in ten different states
Final action was taken toward affilia
tion Wednesday evening at 7:st
o'clock. when the supreme trustees oi
the Highland Mobiles met in the home
office on the sixth floor of the Com.
mercial block. By the terms Of the
merger of these two popular insur
ance. associations the Modern Ma
tional Reserve will move its office
force to Waterloo and consolidate
with the Highland Mobiles, and here.
iftef the two associations will be op.
Grated as one. The entire member.
ship of the Modern National Reserve
has been reinsured in the Highland
Mobiles, thus adding about, five thou.
sand new members to this association
and making it stronger and better
than ever.
Reserve Officers Control.
The merging of the two associa.
lions necessdtated some changes in
the officers, but the necessary
changes were made and everything
arranged to the entire satisfaction
of every one. and the officers of both
associations will unite to work for
greater things for the order. The
Highland Mobiles officers step out In
favor OF the Modern National Reserve
fficials, who took charge of the Wa
:erloo office today.
V. A. Young will succeed j. u.
Rose as supreme protector, and 1. E.
Lee will succeed Edward Hansen as
supreme ,secretary. Both of the
aew officers have held similar posi-
ions with the Modern National Re-
serve and are both high class bust
aess men who have made fine record.
in the insurance field. 8. L. Kern of
Charles City. and NJ. F. Leroy of
Manchester, have been made supreme
trustees. They are both strong men
and well known in Waterloo. j. l..
Rose, who has been at the head of
the Highland Mobiles since the order
was first organized, and who has
made an envfable reputation as an
insurance man, will retire from the
management to enter other business
but will continue to reside in Water.
loo where he has made many friends
since locating here four years ago.
Edward Hansen, the retiring secre
tary will remain in Waterloo for the
present, and may decide to locate
here permanently. P. j. Martin, OF
Waterloo. and Leonard Kimm, of Ma.
lon, who have been members of the
board of supreme trustees Of High
land Mobiles for some tim past, will!
continue as new members of the
new board for the present. NJ. F.
Leroy, the new treasurer is promi
nent banker of Manchester, who i,
well known in Waterloo both as q
banker and fraternalist.
There is tendency nowadays TO,
some of the smaller fraternal insur
ance societies to consolidate in ordel
to eliminate the sharp competition
that exists in this field. The Home
steaders Of Des Moines recently tool
over society at Marshalltown, an
Others have merged for mutual bene
fit. The action taken by the tw,
lodges Just consolidated will reduc
the expense of office work nearl
one-haf and there will be muc
larger income with which to carr
on their work. A certain percentag
OF the income is to be used for oil
tanning new business while the ba
ance goes into the mortuary funt
i The Highland Mobiles will now hay
nearly double the amount of none
| they formerly controlled for the pu
pose OF getting new members.
BY the consolidation of these tw
associations the insurance carried b
members of either association wi
not be disturbed. The policies of a
members will continue at the SAN
rates as before, Both the Model
!, National Reserve and the Highla1
Mobiles have strong lodges in Wate
loo and 1t Is not settled whether the
will continue to have two lodges
/. whether they will be united into oil
under the name Of Highland Noble
The consolidation has been approx.
by the state insurance departme
and all details of the re-insuran
) contract carefully gone over al
t found satisfactory.
: The consultation of the two orde
will result in several families movil