The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1910-04-19

rahrnarv 1qnq DR.. Eyerhart re
.~luctartlv remembered dates. but ad-
mitted that he took out the nrst poiicS
jvst a few weeks before bis VIE was
operated on in q StatesVilie
He could not recollect when or now
many times his wife had been III the
hospital.
BEFORE seeing the agent and Or,
Abernethy | interviewed DIR. Everhart,
who said: Il wrote to the company a
few DAYS after nay wife died and eX-
planned how it was when | gave the
second application. w. II. oolllns.
now dead. vas the assistant district
superintendent At Hickory. Mize' the
agent. told me It Would be all right.
Collins told DR.. Abernethy, the agent
and me that it would be all right. |
have flied out reports on persons
whose health was no better than hers.
and there was 10 effort at fraud on
my part. did ii just to help the
agent out and told him | didn't in
tend to gee p it up but for a short
time. as | intended to take out a joint
life for my baby.
Il got out The first policy in Oc-
tober. 1909. My wife had then been
% Sf~atesViiln lust one time to See DIR.
Long. When Dr. Long curetted her
he told NE that it would cure hec.
Ny wife did not improve as / thought
aha ought after the birth OF our child
in February, 1909, and in August 7
carried her to StatasNilie to see Dr..
Long. She vas operated on in Sep
tcmber and | brought her back 10
Newton, keeping her four or five
weeks. The curetting took place in
November. and my first policy was
applied for in October. Early in
March / sent a specimen OF uterine
discharge to DIR. Long, who sent il
70 Or TpIIn i'm Richmnnd Ha DrO-
nOunced it to have a bad tendency 20
con REQ or carcinoma, cancer
troubles. Or. Long had told me that
She had no pelvic trouble and that
curetting would cure her.
. March 9Th she died. The ap-
plication was filled out the first Of the
week before her death and was taken
by MiZe to Or. A~bernethy at Hickory.
| told Mize he could carry it to DR..
Campbell ii he wanted to. 1t was due
to the irregularity Of DIR. A~bernethy
and MiZe that the trouble alpse. Col
Inns told Or. A~bernethy. Mize and Ne
that It would be all right. I'm sure
the doesn't understand the
situation. | didn't intend to Commit
fraud and told the inspector he could
get the money, S232.50, half the
policy, If he wanted it. 1t was indus
trial insurance, in twenty-five cents
weekly payments. only half the
sii' o1i - ~ bOIt&S '11hS PAfd IL
the person dies within six months af-
ter it is issued. | knew from the in
formation the Inspector got that he
clearly misunderstood my motive in
getting out the policies. for if | had
tried to commit fraud Dr.. Abernethy
would have filled it out for So, 900 as
quickly as he did for the others II
l had been guilty of anything in at
tempting to get large amount it would
be all right to have to suffer for it
and be exposed. l regret this thing
has been brought up and that [ have
been so greatly misunderstood"
Asked if he would have done what
he had DR.. Abernethy to do. DR..
Everhart answered: 1T would not
have been the right thing to do and
/ don't thinl1 | would nave done it,
r. l.. Mize, of Hickory, the deposed
agent, said: Last fall, in the latter
part of October, we had a contest on
and | ~canvassed DR.. Everhart for in
Surance. He took twenty-five cents a
week on his wife, an industrial policy,
and ] saw his wife sign that one. /
couldn't tell but supposed his wife
was in good health. The assistant su-
perintendent at the time. dead now,
advised me to Just bring it to Hickory
and let DIR. Abernethy send it off from
there. Dr.. Abernethy filled out the
application from the report he had
from DR.. Everhart, the same as if he
was iei W Senu OH the
papers himself. If DIR. Abernethv
didn't see her and know her condi-
ton it wasn't my fault.
Ion Wednesday morning before
her death L had just received a letter
from the superintendent about collec-
tons and calling me to Hickory. 7
wanted to MAKE a good showing, and
as DIR. ENerhart owed two dollars in
payments | went to the postoffice to
collect it. 1 saw him and he wrote
a check to pay his wife's insurance.
While ] was writing him a receipt for
it he asked me how. much insurance
n could get on a bronze applica-
ton for industrial insurance. / told
him he couldn't get but $500 on that.
and he wanted to know then how
much twenty-five cents a week would
carry. and I told him s465 when it
was IN full benefit at F~r as:e. she be-
ing twenty-five years old at her next