Arizona republican., 1910-12-21
ENGLISH CRAZE FOR INSURANCE.
Broken Hearts, Births and Even Cats
 Are Considered Proper Risks.


 Hearts. fingers. eyes and even tho
 family cat are being insured in Eng l land nowadays "Yes. of course," say:
 Lloyds. the big insurance combine. "wt
 insure cats A cat is fine risk. Why every one knows cat has nine lives Insurance against death. fire and ac- | cident is common enough. Insurance ] against broken hearts, marriage. trip | lets and other so-called catastrophes is
 rather new
 But insurance against broke hearts | Impossible, declare the incredulous | Well. read this:
 A titled Englishman wishes his son and heir to marry. He goes to Lioyds and gets insurance that his son will marry Sometimes he wants insurance | that it won't be chorus girl His son 1 finally becomes engaged. If it is to a rich American girl the whole family often wakes to the terrible mdepend- ence of that liberty-loving person, and several policies may be taken out to insure that the son and heir shall not be tilted. Such policies are issued to father, mother, brother. or sister. The prospective bridegroom often has one himself And on it he may have to raise money before the wedding day.
 If the rich girl marries him he pays his debts out of her millions. If she changes her mind. and doesn't. then the insurance policy makes good and the tailors, jewellers and florists lose noth- ing.
 And does this queer insurance stop when the title and the millions are finally married? Does it, It has only begun. Milford hikes him to Llyods and gets insured that there will be issue of the marriage. Gets insured that it will be a son. Gets insured that the son will live. Gets insured that he will reach maturity. And so on.
 father with several daughters on his hands gets insurance that they will marry. A funny part of issuing such pOlicy-Or tragic. as the case may be consists in the careful summing up of the girld's chances in matrimony This falls to the lot of an old man. long in the business. who says a knowledge of psychology and physiology is necessary for this work He sees each girl twice. for half an hour each time. talks with her, sounds her, reads her. He meets her at some social function and the girl doesn't know who he is. That is. if the father keeps to his agreement she does not.
 But if the father puts the girl next" the wonderful old man, with an almost Sherlock Holmes ability to fathom de- ceit, reports to Lloyds. and not for love or money will papa be able to get policy written now.
 Not all Englishmen approve of large families Those who do not sometimes get insured against such a calamity Some get insurance that they will not have a child. Some get insurance that they will not have twins. Some men, naturally pessimistic, want insurance against triplets. The two latter kinds of insurance are often taken cut after the stOrk has announced that he is about to make a visit.
 Before such policies are issued Lloyds gets reliable data on the num- ber of double or treble births on each side of the house. And the premium is large or small accordingly. In one years four wise English families who had reason to think the stork might deal bounteously with them took out policies against triplets. In each case there was a history of triplets on one side or the other of the house. only one family had them. And the insurance was considerable-enoug to clothe, feed and educate three fine boys Cleveland Plain Dealer