The San Francisco call., 1910-02-20

tlre S364,S1I
Marine .. 2S,160.4S
Gross to-
tai -. $32n94S24S $11.746,12LsS
Losses not reported.
FIRE INSURANCE
The amount written during 1908 was
$50 499. .22I10 less than the amount
written in 1907. The premiums received
show decrease of S1799, 1925. and the
losses paid were S1.662, ,04T.62 less than
those Of 1907.
Summary of the amount of risks
written, premiums received, losses paid,
and ratio OF losses to premiums COM
pairing the business done by California
companies, companies Of other states,
companies OF foreign countries, and the
totals thereof, taken from the reports OF
the companies. show that 81 per cent Of
the fire business was written by Cali
fornia companies with a loss ratio of
31.S per cent; 61.7 per cent by cOmpa
nies of other states with loss ratio of
32.S per cent, and 1872 per cent by COM
panies of foreign countries with a loss
ratio Of 45.7 per cent
The risks in force at the close of the
year 1908 were $1.070,641.S7S. while
those in force at the close OF the pre-
ceding year were S1.01S.17S,197.27,
showing an increase of $52.463,675-73.
For the 25 years ending December
% l.
have collected in premiums in Califor-
MIA S1S4.115.S01.77. and paid out in
losses S2I9, ,S0S,0S6.55
"sURPLUs LINE FIRE INSURANCE
The brokers licensed under section
$50 of the political code TO place busi-
ness in companies not authorized to
transact business in this state, in ac
cordance with the provisions of that
section, report a decrease in amount
written with a decrease in premiums,
and an increase Of amount cancelled
and a corresponding increase of pre-
miums returned.
This showing was expected. as sug-
gested in the previous report, with
the return to more normal conditions
in the city of san Francisco.
The reports show the following:
Gross amount procured or
placed in 1908 .......... S1S,539, $50
Gross amount procured or
placed in 1907 ....-..--.. 20,2S0, ,591.1S
Showing a decrease Of. s1,74O,9341S
Premiums charged in 1908. s55S. .21I.O5
Premiums charged in 1907 631, ,777.15
Showing a decrease Of. $7S,56e.1O
Amount cancelled during
1905 ..-----..... $S,400,163.00
Amount Cancelled during
IS0f .-.-----.- 3,l0U,290.5e
Showing an increase of. s4,2ss.S67.5O
Premiums returned in 1905 s1e3,293.s5
Premiums returned in 1907. lOO,215.I1
Showing an increase of. S93,O7S.24
COUNTY FIRE MUTUALS
The business done by the companies
generally referred to as county lire
mutuals,' organized in accordance with
aT-. g~-s
April j. 1897, and amended 1907, shows
an increase over the business of the
previous year as indicated by the fol-
lowing figures:
Amsunt written in 1908. s5. 74S. .s22. 90
Amount written in 1907. SOFA. .026.O 90
Increase ......-...-..... s719,596.oO
Premiums received in 1908. 92.s64-22
Premiums received in 1907. 3O,517.S1
Increase .-........... $2,4464I
Losses paid in 1908 - S19.S6S 40
Losses paid IN 1S01----.... S,251.00
Increase ..-............. s11.617.S5
One new county fire mutual was or
ganized and authorized to transact
business during 1908, namely. the
Napa County farmers mutual fire in
surance company.
MARINE INSURANCE
The amount written in
1908 was. S275761 42S 0O
The amount written in
1907 was........-...... 267,91S,7202
Increase ....-.-........ s7,s42, ,71I76
The premiums received in
1908 were. ....-.. .-...:. s1,S64.S .S61.O7
The premiums received in
1907 We're ere...-.......... 1855. %
decrease OF .-..----.-. s20,67415
Losses paid in 1908 were. see4 4S7 90
Losses paid in 1907 were I276'704 AZ
decrease -..-.--.-..... $2S2,21752
The business of marine insurance for.
the year 1908, the amount of risks writ
ten, premiums received and losses. paid.
and ratio Of losses to premiums of Cali
fornla companies, companies of other