davidaulloa/AmericanStories huggingface dataset:
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21

times We're based on your experience
in mortality?
Ayes, sir.
Q.-Has your experience been similar
to that described by Mr.. Fish yester-
day, that the mortality experienced had
been less than that provided for in the
"loading?"
A.-Since I have been actuary we
have not provided for a mortality ex-
pense in loading
Q.-What proportion of Industrial
dividends come from what the wit
nesses refer to as voluntary conces-
sions?"
A.EUp to the present time a very
high percentage, certainly more than
one-half, paid to non-participating
holders of policies within two years.
Experts Bame Lawyers.
Q,-Have you calculated the dividends
to be paid to policy-holders for 1910?
A.-No, sir.
Q.-Has such a calculation been
made?
Awe have for the beginning of the
year. the first three months. l don't
remember what they are.
Mr.. Hardin explained that he lac put
the question because Mr.. Fisk, vice
president of the Metropolitan, who was
a witnes for the Prudential yesterday,
had given the figures of his company
for 1910, and Mr.. Gore delved into a lot
of figures he had furnished at his
previous hearings, with the object of
showing his methods of making calcu-
lations. His testimony was clear enough
to the insurance experts on hand, but
frequently puzzled the lawyers and the
court, who did not mind admitting oc-
casionally that they did not understand
the witnesses explanations. The result
was that S~tenographer Jesse r. Salmon
was more han once called upon to read
the questions n answers, and the
questions at times were framed diff
ferently, to make them more in
telligible.
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
BEST MEAT CHEAPER;
POORER CUTS HIGHER,
Education of People in Cooking
Responsible, SAYS Packer.

CHICAGO, April 21.-Of the fifteen
standard cuts OF beef quoted daily on
South Water street only two have de-
creased in price since last winter. These
are the two highest priced cuts and
in contrast the thirteen cheaper cuts
have increased in price.
Why the two high-priced cuts have
decreased is explained by a prominent
packer by the fact hat the December
price was abnormally high because Of
the big Christmas demand for the best
meat obtainable.
The increase in the price of the
cheaper cuts amounting to 30 per cent.
in the cheapest Of them, is accounted
for by the nationwide campaign Of
education in how to o these cuts
and their nutritive value. On the other
hand butter, eggs. potatoes, flour and
grain are cheaper than they were a
few months ago. Potatoes have sold In
Chicago by carload recently at seven
teen cents a bushel. This is in start
ling contrast with last year at this
time when they brought as much as
s1.1o a bushei i~whelesale n were 50
scarce that Importation from ireland
was resorted to.
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
BROTHER OF NEWARK MAN
BANKRUPTCY PETITION

SUMMIT, April 21.-Charles F. WOOD
of this city, brother Of former Alder
man John B. Wood, of Newark. hieo
a petition in bankruptcy with referee
Atwood r. De Coster, of Newark, to-
day. showing liabilities of s1ss. 900. Wood
was formerly head of he Charles f.
Wood Company, at 8 Maiden lane, but
after it became insoivent 1t was reor-
ganized under the name of the Charles
F. Wood Company, Incorporated.
Among the unsecured creditors in this
city and vicinity are Mayor George f.
yreeland, $40, S15: William w. McCol-
lum. of Millburn. $5,4o6; George H. Will
Jams. of Summit. $5,4o6; Henry P.
Twombiy, D.. Arthur Young, both Of
this city, each IS, 406; William q.
Larned. this city. $4,000; Julius A.
Falk, name believed to represent Fran
els S. Phraner. this city, $1o.os1; Peter
T. Wood, of Newark, brother of the
bankrtGt. $1o,s31. There are many other
creditors.
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
MORRISTOWN ASSOCIATION
WOULD BEAUTIFY STREETS.
Speakers Living Outside Town
Limits Favor Bond Issue,

MORRISTOwN. April 21.-The bonG-
ing of Morristown for $500, 900 for tn
purpose of identifying 1t Is the wish OF
the Morristown Civic Association. At
a meeting las evening in the Lyceum.
after an address on the bad spots of
the town had been delivered by Street
Commissioner Howard j. Cole, a reso-
luton ~favoring the bond issue was
adopted.
The money is to be spent. II the
wishes of the association count for
anything, in the repairs of the streets
principally. Senator Edward X. Mills
warned the members that it was i'm
probable that the Legislature would
listen to the proposition of the town.
Two Of the principal speakers in
favor of the scheme were DIR. Humph-
reys and j. A. H. Hopkins, neither of
whom W property In Morristown,
living In Morris township. where the
tax rate is much smaller the in Nor
ristown.
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21

auditors office, together with Grams
Runyon. go over the books in the office.
1t was Mr.. Runyon who adopted the
system now in vogue in the auditors
office. IL y Il @
Mr.. Runyon, who is now employed
by a realty firm in New York. was
called up on the telephone by Mr..
Nugent. He replied that he would do
all he could to aid in the examination
of the records and agreed that he would
meet Alderman Wohlfarth, chairman of
the finance committee: Mr.. Nugent and
Mr.. Brady in the City Hall at s o'clock
tonight.
City Counsel Nugent said that Mr..
Brady might require more clerks to
help him out in the investigation.
Brady was sent for and said thai he
could get along without them. He said
he thought that Hewson and Runyon
might take up the work where Mr..
Forman left off.
Brady said thai the system in the
Office is a complicated one and that an
examination required a man who was
familiar with the laws and ordinances
governing the city and the different
funds. He said tha there had not been
any monthly trial balances in three
years. He suggested that the books
might be written up at once.
City Clerk Connolly said that he
knew Mr.. Forman had prepared blanks
to make his trial balances, but that
nothing a been done Alderman Con-
gleton said that he knew that Mr.. For
a had worried over the fact hat
two little items. one of s3.16 and the
other of S., could lot be accounted for
in making these balances.
The city officials examined with in
terest the two notes left by Mr.. For
man. They compared them with some
of his other handwriting, and the con-
trast was remarkable. The notes were
written in a struggling manner, show
ing clearly that Nh. Forran was
greatly disturbed at h time ha wrote
them.
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
START THEIR
SEASON TO-DAY


could not get ava early enough to
guarantee themselves seats declared
with vehemence that the day of the
opening game of the season should be
declared a holiday in this city of good
sports.
The Tigers will be home until May Q
and then they depart for twenty-one
days. So fans are asked to get down
as often as they can and stay as long
as they like. In order to win a cham
pionship the boys who battle on the
diamond must be supported well In the
grand stand and on the b~leachers.
Strawberries Connors, Red Mann,
the mascot, the Chadwick Rooters, the
delegation from Commerce street, the
BOYS from the "Pru" and all the regu-
lar delegation of fans were present.
The parade was a success. The start
was from the Continental Hotel short
" before . o'clock. headed by Voss's
Band. which played one but popular
airs. the autos bearing the Tigers and
their worthy opponents, some notables
and the Chadwick rooters began the
show. -
.Red" damn was a real sport. 1t
was a pony cart for his, then came an
auto with Harry G.. Chaplin and H. G.
Smith. the owners, respectively, OF the
two teams. Both were heaming with
smiles as Old Sol put one over on the
weather man. Stores, office buildings
and dwellings along the line We're deco
rated and cheer after cheer was given
the smiling players as they 1~ourneyed
on. &
After traversing the usual line
of march the teams headed for the bat
tlefeld. The scene was q most Pic
turesque one. Tommy Carolan did his
best to dress the grand stand, bleach
ers and clubhouse In style, and that
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21

Last evening. just as the day was
preparing gracefully TO retire for the
night, but before the cleaning had be-
gun to gloam to any appreciate ex-
tent, a mar who had been trying all
day to force up the price of drinks by
bearing down heavily on the on
sumer's end IF the Law of supply and
demand, made his uncertain way to
the lawn of Mrs. Daniel Demarest. at
rs Mt. Pleasant avenue, and with a
great sigh of relief lay down upon it,
A little army of the children of tn"
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
HARVARD AND NAVY ARE
READY FOR TODAY'S RACE.
Rivals for Rowing HOnors Are
Very Evenly Matched.

ANNAPOLIS. Md, April 21.-Weather
conditions, which for the past week
have been unsettled and unfit ever for
practise, showed improvement this
morning at Annapolis and the indica-
ions are that when the Navy and
Harvard crews measure oars for their
two-mile course this afternoon at 4
o'clock the outer course will be calm
enough to permit the contest to be
rowed there.
The race will be witnessed by Secre-
tary of the Navy George Won l.. Meyer
and Assistant Secretary Beekman
Winthrop. These two officials, accom-
panied by a party of friends, arrived
from Washington aboard the dispatch
boat Dolphin.
The Harvard eight is conceded to
show finer form than the Navy crew,
as viewed from the standpoint of pretty
row. but their boat does not make as
much Roadway as the academy craft,
and the midshipmen have loyal and en-
thusiastic hackers who are willing to
wager good money on their favorites.
That whichever eight crosses the finish
line at the end of the two-mile
straightaway course will have we'll
earned the victory is the general opin-
ion here. Harvard is a bit the heavier,
according to the statistics given out by
the respective coaches.
Navy will be boated as follows:
Meigs. bow; Spencer, Nc. 9; Johnson,
No. 3; Loftin, No. 4; Merring, No. 5;
King, No. 6; Zenor, No. I; Weems,
stroke; Williams, coxswain.
Harvard's men will row rs follows;
Whitney, bow; Sargent, No. 2; Baleh,
No. 8; Hooper, No. 4; Bacon, No, 5;
Newton, No. 81 Waid, No. Z; Cutler,
stroke; King, -coxswain.
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21

he succeeded would be putting 1t mild
ly. The grounds, despite the recent
heavy rains, were in good shape and
the grass seemed to be greener than
ever.
In the stands were well-dressed base
ball enthusiasts, some with boyish
aid smooth faces and others with
heads and gray hair, some who played
ball without gloves back In 81" during
the wartime and others who were
crippled battling for the Stars and
Stripes. But that's all ancient history,
and they never gave 1t a thought.
1t was, who is going to VIM VINO
is going to pitch?" Wonder II the jumps
have got their lockers ana
many other similar questions.
Throngs followed the parade n mad
to do the double quick and some
sprinting occasionally to keep WITHIN
sight of the machines. Greetings were
extended all the players and good
natured warnings were hurled at Long
John" CAMEL and his men.
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21

was the consensus of adult, indoor,
opinion, and a hurry-up telephone call
was hastily sent to the Second Pre-
cinct police station. Meantime the an
noyance grew as other children were
attracted to the scene. The little ones
saw only too clearly the possibilities
which the situation contained, and all
but exhausted their sayage young re-
sources in getting everything they
could out OF it.
After what seemed an interminable
period the adult watchers saw a Sec
ond Precinct patrol wagon ambling up
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
PATROL G CARRIES
AWAY WRONG "SLEEPER'
Police Seize First Man Found on Lawn Even Though They
Were Sent to Arrest Another, Who Calmly
Walks Away.

Mt. Pleasant avenue from the direction
OF Fourth avenue. AS it came opposite
the home of Charles E. Hill, erstwhile
president of the Board of Education, al
11S Mt. Pleasant avenue, the wagon
stopped. The group aroun the pros
trate person at rs Mt. Pleasant avenue
a block away, motioned and called, but
no attention was paid to them.
There's your party" said Driver
Burns to Policemen Dunn n Nc
Govern, motioning with his head to-
ward the Hill lawn. And while the
members of the little gathering further
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
factory today that Mr.. Forman did 70

factory today that Mr.. Forman did rot
go there Monday morning.
That there are many financial
matters which require explanation
by the missing city auditor became
apparent today when David NJ.
Wickham, of 2SS Garside street, APP
peared at the City Hall and tried to
get some trace of $12,50J which he
had entrusted to Mr.. oFrman with
which to buy water bonds.
When an EVENING STAR reporter
called today at the home Of Mr.. Wick
ham It was stated hat Mr.. Wickham
VIII ha sheen in poor health. suffered q
great shock last night When he read
in the newspapers of Mr.. Forman's dis
appearance.
"There goes my $12, 500 he said.
Early today he was at the City Hall
~endeavoring 10 get some trace Of this
money.
Friends of the missing city official are
10th to believe him dishonest, but de-
clare that in the light of what is de-
veloping things are beginning to look
queer.
That Mr.. Forman had planned to go
away became known today. when 1t
was learned ut his home, lis North
Seevnth street, that when he left on
Saturday "to go to Boston on a bust
ness trip" he carried a grip, in which
he had packed some clothing. and also
his razors.
Mrs. Forman and her two daughters.
Miss Eva S. Forman and Mrs. Celes-
tina Lopez, and Katharine Forman,
-. it,. -o-.,s,.J - -ooI,,1;., 20
day in the Forman home. They denied
themselves to all callers. An intimate
friend Of the family said that the story
that Mr.. Forman sent the $500 he drew
from the bank to his family is not true.
In fact, there were many things which
developed today which went to prove
tina Mr.. Forman had taken with him
a considerable portion of his personal
cash, and that he had been planning
flight for some time.
There was a great deal of suppressed
excitement about the City Hail today
when representatives of every brancf
of the city government gathered il
the mayors office in response to a cal
sent out by Mayor Haussling.
There were present besides the mayo,
City Counsel James r. Nugent, Cit!
Clerk Connolly, Comptroller Bachelor
City Treasurer Guenther, Alderman
Pennington, chairman Of the Common
Council, and Aldermen Wohlfarth
Congleton, Baum, Cairns, MCGOWAN
Donnelly, Seeker and Fischer, Wilson
J. Vance, mayors secretary, and Rich
ard Finn, clerk to the finance com
mittee.
Mayor Haussling made the officia
announcement of the sudden and uneX
planned departure of the city auditor
The two letters ound in the missing
officials desk which delegated his chic
clerk. Andrew X. Brady, to act al
auditor were read by Mayors Secretar!
Vance. The letters gave the legal au
thority for the appointment and Cit!
Counsel Nugent, who looked up tn
law, said that Mr.. Forman had actec
legally. This made Mr.. Brady ectini
auditor. It was agreed that the bond
ing company for Mr.. Forman will ac
as bondsman for Brady.
Then came the question of examining
the books in the auditors office, an
those present admitted that they wer
at sea Just how to proceed ut wa
finally suggested that former City Elk
pert Hewson. now a clerk in tn
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
COURT DAzED BY
CORES FIGURES IN
PRUDENTIAL sur
Continued fred First Pase.)

from the ordinary branch of the bust
ness?
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
% IU'Ao'
Vice-ChancellOr Seeks Light.

ness?
A.-s4,S3 1862 {.
Vice-ChanceIlOr Seeks Light. 3
In the course of Mr.. Cores examina-
ton, which ran into the highly techni-
cal field, the vice-chancellor asked sew
eminent, and wnen he mad concluded
he made this remark from the bench
that made the insurance men smile:
IF l had been In the insurance bust
ness as long as you have, gentlemen, 1
would get a glinamering light on the
subject"
Continuing, Mr.. Hardin asked about
the calculations made as to the par
~ticipating and on-participatng
policies, and Mr.. Gore said that he
tried to get at an equitable proportion
of the total.
Q.-Is the result of that apportion-
nent an equitable result or a mathe-
NAUTICAL result?
Alt is correct equitably n mathe-
matically. We assume general factors
of interest, mortality and lapses as
sumed over a period at the present time
of over twenty years. We believe the
result was equitable In every way.
Q.-When you applied this method
of entertainment you had to go back to
the beginning of the history of the
company?
Ayes, sir. we endeavored to go
back over these figures and a. 1T
as equitable as we could.
Mr.. Hardin here offered a statement
OF the surplus made December 81, 1909,
showing distribution of the surplus be-
tween Industrial and ordinary business
for 1908 and 1909. and it was marked
as another of the many exhibits in the
case.
OIL again ask you whether your
entertainment is accurate or equitable?
Alt Is equitable and substantially
accurate.
Q.-How does 1t vary?
A.-The general items of variation
would be the items of expenses, medi-
cal expenses, commissions OF every
kind. taxes and so forth. Our appor-
tionment is as equitable as we know
he'd to do 1t.
Company Doing It's Best.
Q.-After all, Mr.. Gore, is 1t not true
that you are doing just the best you
can in ascertaining the relative rights
between the participating and non
participating policy holders In the
commingled assets that are held ir
common and invested in common, be
longing to a class of business con
Quoted without any division or refer
ence to the different classes Of bust,
ness in the last twenty-five years?
Ave certainly think that We are
doing the best we can and no n else
can do it better.
Q.-These properties have been fig
ured out by formula?
.A.-No, sir.
Q.-Is not that what has been done
applying certain percentages to GER
tain items?
Ayes, sir.
Q-somehow o arrived at a basis
OF division?
Ayes, sir.
Q.-Does your statement show tn
surplus at the time Of various stool
dividends declared by the company?
Ayes, sir.
Q.-The charges you make in tn
BENEFITS In your policies at direren
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21

up the street looked on, struck dumb
with surprise, the two policemen got off
the wagon and actually plucked an in
toxicated man off the Hill lawn. Then
the wagon majestically turned and
ambled back toward Fourth avenue.
Hey, youse, dat amt de guy you
was sent for to get!" screamed an
urchin in front of No. IS, who saw his
legitimate excitment being snatched
away from him, but the policemen on
the wagon did not hear, or if they
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21

neighborhood and other neighborhoods
the wanderer had been through, which
had been his retinue while strength to
travel remained to him. gathered about
the PROSTATE man and made merry at
his expense, after the amer and GUS
tom Of innocent childhood, but in that
they we're a trifie boisterous in showing
their amusement they attracted to
front windows residents of the imme-
6late vicinity.
"OutraEeous. shocking. ~disgraceful."
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21

heard, paid no heed. In the Demarest
and neighboring households there was
a feeling which approached despair.
While they were debating what were
best to be done their lawn ornament
yawned; awoke; seemed to feel that
he was in a strange neighborhood;
arose and made his uncertain way
down the street, his faithful following
logging his steps.
But even at that, the relations be-
tween the neighborhood and the Sec
ond Precinct station are a trife
strained.
Newark evening star and Newark advertiser. [volume] (Newark, N.J.) 1909-1916, 1910-04-21
RICHMOND POSTOFFICE
ROBBERS PLEAD GUILTY.

RICHMOND, Va. April 21.-Pleading
guilty to the robbery of the Richmond
p~ostoffice IN the night of March, 27.
when $s5, 900 was taken, Eddie Fay and
Little Dick" Harris today were SEN
fenced to ten years In the Atlanta
Penitentiary and fined s6,0 each.
The L'Anse sentinel., 1910-06-25

We are asked. "How can you best
tell the age Of hen?" There is only
The L'Anse sentinel., 1910-06-25
EXPOSITION AT DETROIT.

The wheels of the great Industrial
Exposition at Detroit will be set in
motion by President Taft on June 20.
The Board of Commerce arranged for
this when the President was in Detroit
Mn 3rd
This exhibition of home products
will be one of the largest displays OF
the kind ever held, including an auto
mobile show, a good fair, machinery
display, furniture exhibit, an cleo
trical. show and interesting exhibits in
other lines. The occasion will be
rare opportunity to see what makes
Detroit and what Detroit makes"
Among the many special features
will be exhibits OF the public schools,
he Y. M. c. a., and the Public library.
Two great buildings have been pre-
pared for the display of the city's prod
nets. One is the Wayne Pavilion, De-
troit's largest hall, and the other an
exposition building erected for the
purpose and adjoining the pavilion.
The new building Is one of the largest
ever erected for exhibition purposes
and Is completely equipped.
and what Detroit makes"
On the river front a spacious garden
will be charming and unique feature,
enhanced by floral decorations and
brilliant electrical iliuminations. Two
concert bands will give afternoon and
evening musical programs, playing
simultaneously In different parts of
the Exposition grounds.
Many special features, exhibits oy
the public schools, Y. NJ. C. A. and
public library will add interest, and
the Exposition, June goth to July 9th,
seems likely to mark most important
fortnight in the city's history.
The L'Anse sentinel., 1910-06-25
THIRD ARTICLE.

YF every farmer who has hard
milking COW would use husking
gloves when draining the animal
he would find 1t a sure cure for
the holdup habit. Some cows are tight
by nature and have deep aversion
to loosening np When a tight listed
heifer feels the warm clasp of pair
Of spike studded mitts, however. she
will be ready to give to the heather, II
necessary.
The L'Anse sentinel., 1910-06-25

/ b q n an elder
who led a double
life and a camp
meeting at one
and the sa m e
time. This gate
w a s guaranteed
to open at the
sound of its mas
ter's voice in the
teeth of q head
wind and W a s
warranted halter
broke and sound
of W wind u d
limb. AS a mat
ter Of fact. that
gate always had
to be opened with
a set Of jack
8 re W s and a
season Of prayer
If was the hip-
The L'Anse sentinel., 1910-06-25

ers ought to leave the farm and study
law.
X A nearby reader who has . fne herd
OF male and female bees asks us, "HoW
can you catch the queen bee 30 AZ 70
clip her wingsr We generally use :
scoop shovel with pucker string,
which should b sIippsd over the shoul-
defs OF the bee and tied In Z bowknot,
after which the wings can be clipped
with pair Of tinner's shears. The
The L'Anse sentinel., 1910-06-25

SENATOR ]. C. BURROWS.
Born, North East, Pa, Jan 5. 1887.
Taught school and read law q, II.
Settled at Richland. Kalamazoo
sounty, 1859.
Captain in Seventeenth Michigan,
1S62-64, being in the battles of South
Mountain, Frederick rs, Antietam,
and many others
1868 Prosecuting Attorney Kala-
mazoo county.
1872, first elected to congress, serv-
ing nine terms IN the ,ower house.
1895, first elected senator.
A patriotic solder, an ardent Repub-
Iican, ar able statesman, hard party
worker. he has grown gray serving his
country and his party.