The sun. [volume] (New York [N.Y.]) 1833-1916, 1910-07-31

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ss.iSv u-nussrN
~ rvs EBfros 30 rns sur So I hsyu
b--ss m-ssbsr ~ ths Rgral Arrunnm 90
v-rY n~ariy th1rty yuaFs ne rasss N N
~ariY davs s~xs vssy 30. - 10 infNsa thai
sli En~- that 81 ~ssns time thsy usstil
n--si r-sfluaflna IN tlnss thaa vss dSns.
bus 80 tn@ialrtsnfiy that snsshsr bsos,
b--aHn- n@-esaFy. snd thsrs 10 ~h-ss ~
troubls bsaaa
We al snsv tssvs = ~ prosassa N Eslsili
mere @tfs than ths baalnsas prepoaitign
THAT shsrs ysar inossns fails - 1881 yous
ssp~urss sithsr the one NUS - tnereaep.i
90 the othss rssisessi Othsrvts@ yoa 'sa
bvoE.-
The in~esne % the Arcanusn wgald not
meet ths Liabilities th~n sxistinm and IN
crsaains. and - tho.s Liabilities could noe
b. reduced ths income had % - inersassd-
Naturally ths arst thing to do vas n eosn-
pute the percentage % incrsass nsess~AFy.
and the nest step to incrsas - inc aassssmsnts
% all msrn bsrs IN that proportion.
But no Beginning With tho younger
CLASSES tho -rss-ss vas nnlsninrant In
IN. class a. . matter of fact. there sas IN
actual reduction, u my memory s~rvea ne,
bnt when IL came % the older CLASSES the
Eoad vas laid On good and plenty. IN my
own cas~ ihs Increase being about iOO per
cent. from -. - . month TO saOs.
fancy that the ldsa was that h would
freszs Out the old and liable % die members.
but what vas the actual rssilt9 me old
members had ~ stay in they OF their
benshciariss could by hoOk OF crook rAise
the means for they could not sse rsinsnr-
Ancs, but the young men went QUE IN drovss
Ihirty-four % them went out In . bunch
from ons council. and IN Ices than . VEGA
i've % them rsinsursd In an old line com
pany IN one day.
I asked one Of them Why he vent Ous.
His answer Was that Wills his own raise
didn't amount to . per cent. he wouldn't
stand for such injustice 20 the old msn-
And yet the order 10 called fratsrnal one.
IL man no longer . brother when he
reaches sSp
Let me- give you some illustrations A
young man ions at say n. and lives until
~. Ia will then have paid in altogether
o. ,72o ~. OF u he Joins at ~ he will a, 70 have
paid in o. $50, or II he Joins at 81 he will AZ
- have paid in g.. III 20 hut IL live until
~ | will have paid in between Is and 70
o., ssa. ~. TO sAy nothing OF what paid dur
ING the twenty years | was a member from
a. % a. That Was much less. Of course.
but paid the same as the others and should
have been raised the sane. hut as I said
before. the -Taiss- was from I per cent OF
even nothing IN one class up through vAri-
Gus percentages to. I believe. about Is per
cent IN the extreme untn the old fellows Of
IS we're reached. and ne GOT about 100 per
cent
Another illustration. Ny insurance from
Is to ~. should I live - long. will have
cos, mo about e..Ooo. for which my bene-
hciary viii receive 5000. and I have had
thirty-tVe years Of Insurance The young
man % ~ cited sbove will have paid o., TeO a..
for which his beneficiary vii So, o.. 90.
ami h. has had aft min. years OF Insurance.
me hiding the years from Is TO ~. the zane
AsI
The order 10 paving il death Ios-es with
promptness In fact should
advise any yoTnR man 10 get In at cCrrent
rates. but Why should the old men be soaked
a. they Ares The order has q contin gent
or emergency fund % u. ODo 80, con stantly
growing. the interest on q alone being about
t5So. oao year Why not leave that -. NOO. 90
a. Il IL While and U.s. the surplus 70 assist
in some way the ared Sho are driven to all
sorts of shifts to prevent dropping ont ,
Wives have been driven TO seek assistance
IN paying their old husbands assessments
and giving notes payable a. his death
Can one imagine a more horrible condition
OF things foe the old man who doesnt die
and yet knows he ought to-
But. says the gentleman In Patterson
y }. -sach men ought not TO carry a. go
Insurance IL - speculation: they ought |
10 cut u down to o. .ooo and make IL easier
Why not cut to nothing and MAKE u !
laser still
Here = q case in roini certain member /
II he order a. tOlerahly pro-psrous When /
be Joined IL. with . wife and . son In time /
he son was killed in an accident and thus I
my poteati1l help from him a. lost The
sifs Neni through a severe illness that re- !
iuced the saN inEs still further. Then few /
rears afterWard the husband had the SANE I
'Nperience. and four year~ after that still |
mother. and h was left a physical wreck.
bis earning pOv ers almost NIL and his assess
nent had been raised IN the Meantime to
ne a. q mohth IL y hard work for the old
'ouple Co scratch along Tie T. liable to die
II any time. and may last a year or two
Should they cut the benefit certificate to
u Ouo u would - Just he IRONY OF fate he
\ Oald die the ne NJ month ard men whom the
incidental 70 death we're paid. hos
much OF an annuity would the remainder
purchase for widow OF 80 in moderate
isalth' Could she appeal to the fraternaI
rir,t 81 the order No, there's nothing
n D.
The order = doing noh'y now. As far a.
,aying it, death claims - concerned, but
mould hide its face IN shame for every day
rermit~ its cruel treatment OF the aged
o conlinne STXrT-FIvK AND OvER