The Bemidji daily pioneer. [volume] (Bemidji, Minn.) 1904-1971, 1910-06-28
John Christie observation-disclosures
aud Dancing Close Evening".
Entertainment.
IMITATION SERVICES CON-
FERRED UPON SIX NEW MEMBERS
W. B. Henderson Also One Of the
Speakers-Tells Why Insurance
Is Necessary.

At the special meeting of the
Modern Samaritans held last even
ing a class of six were duly initiated
and made part of the local council.
Among the short talks of the
evening was one by John Christie of
Duluth, Imperial Good Samaritan.
His talk was interesting and be
spoke along the lines of the insur-
ance feature of his order. He said
in part:
THE plan has a reciprocal feature
which provides that all the members
who meet untimely deaths leave
legacy to members who live to the
door of old age, in the shape of $50
contributed by all members in
monthly sums of SO cents during the
first five years, with all accumulations
derived from interest, lapses and
death. The new plan, instead of
lnsuring members for full life per-
iod, insures them until the age of IS
at which time members are per.
mitted to exercise several valuable
options. They may either take their
pro rata share of the redemption
fund and retire from the order, or
they, if the osder is then maintaining
a home for the aged as it expects to
do, may transfer their interest in the
redemption fund to the home fund
and receive care in the home until
death, or they may continue their
policies by paying assessments at
their then attained age, receiving
credit for their share in the redemp
ton fund to assist them in paying
the annual premium. Should their
share in the redemption fund be
greater than the amount necessary
to make the annual premium pay
ments they shall then receive an
annual dividend of any such surplus.
By the time the average member
reaches the age of IS those depend
ent upon him for support are usually
beyond the age of requiring such
assistance and the member is in
either of two conditions. He is
either too we'll off to require insur-
ance for his maintenance or he is
too poor to be able to afford to pay
for it, and requires for the benefit of
himself and family the use of any
money that may have accrued to his
credit in the redemption fund.
The plan is entirely new. The
rates adopted are based on the
fraternal congress rates for a term
of insurance with an additional SO
cents per month for 81 900 insurance
for the first five years to provide the
redemption fund and a further
addition of 81 per year to provide
for an expense fund of the society.
Hence the rate is as safe as that of
any fraternal insurance body or old
line company.
The adoption of the new plan
does not disturb the policy or rates
Of the present members, who may
if they wish, surrender their present
certificates and secure a new certi-
6cate under the new plan, a, the
rate for their attained age without
a medical examination"
The plan adopted is the creation
of the present Grand Good Sama:i-
tan of the order, II. Z. Austin, who
was deputy insurance commissioner
of Minnesota for number of
years and who is recognized as one
of the most expert insurance
actuaries in the country.
Mr.. w. B. Henderson, who has
been working among the citizens of
this city for the past week or ten
days, in his talk expressed himself
as being much pleased with the local
conditions of the council as we'll as
the city of Bemidji. He regrets
very much that he could not re main
longer. His talk was short and