The sun. [volume] (New York [N.Y.]) 1833-1916, 1910-09-22
INSURANCE ON The AIRMEN
ONLY ONE LARGE COMPiNi
mas PIT UP THE BARS.
40 va, 81 FiEurinE Out \ Mortality Table
~ Preseni-New Work. Life Doe~nt
Want ANIAtOrS ~ Risks At al One
1asuaIIy Company DraNs the Line.

Gong up in the air IN any other than
the slang sense does not meet with the
.lpruNal 81 the accident and life lnsur-
me companies In their view Il IN IN
Oh. same class as suicide-policyhold ers
.,-a not supposed To do IL. Most of the
rfr insurance companies let It go at that.
nd n the policyholder comes down with
ftaI results after going up his heirs can
collect his insurance pruviden the policy
t,, run Tor one or two years or whatever
,.. IImrr t-.yond which u ~ uncomfortable.
The .,umpanies don try 10 figure a!T"r-
tally table for aeronautS beCause IA
.. 20. 81 the increasing numbers uf anna
IN. ant professionals rngaged IA the
,p.rt II Is az present impossible To make
srv A.ud 81 a guess ut the risk. but
tu- lf, insurance comDanIe- are view
nc With alarm. and u - probable that
rn.t oG them will within a year or two
ius,r' clauses IN their policies covering
serial RISKS. AZ present the only large
company known to have taken action
governed by the flights OF present OF
future policyholders 10 the New York Life.
Anout nine months ago this company
Inserted in its policies an -aeronautio
clause. which reads:
This policy does not insure against death
rp,.ltIng within two years from itS date OF
i..ue from experiments with or ascensions
a. ,ourneys IN balloons aeroplanes or other
devices for aerial locomotion. 10 the death
q; he insured shall result within the said
tvo wear period. either directly or indi-
r.rtIv from such cause. the liability OF the
company shall be limited To the return
Without interest OF the premiums actually
received by ~ IA cash. less eny Indebtedness
20 the company.
The Equitable hasn't a. yet found that
~ ough Of tie pohcyholders are taking
up the airship game to require a specia
claus, IN its policies. The only thing
hearing un the airship risk recognized
hv this company IL found in q CLAUSE in
force since the company began business.
THIS clause refuses insurance to aero
nauts or aerial tumblers- and was ap-
Jarently intended to protect the company
against nsks on circus performers. The
Equitable policies are uncontestable
after one year except where fraud can
lie proved and u was said yesterday that
n q pohCyholder took IN the air and came
20 grief his heirs would have no trouble
IN collecting provided he had held his
policy a year and had not misled the in
suranCc people concerning his flying
habits when insured
The accident insurance companies don't
recognize flying a. even an extra hazard
Gus risk They didn't take account of
the matter AZ all until about a year ago
Nh"n the Travellers company sent out
word 10 lis agents not To insure asronauts
81 any kind whatever. The company
makes no distinction betwe~n balloons or
haavier than air machines and II you 60
up IN either they don Z care tn insure you
An officer % one Of the accident compa-
n lies said yesterday that u was more than
likely that before long accident compa-
MES will have data enough at hand Ca figure
a rate on aerOnauts 50 that thev can do
business with the increasing number of
Z iers AZ present. he said. there was
little or no demand for that kind 81 in
-urance and with the data az hand it
n ould be just a. easy 10 figure the risk
IN the case 81 a Kentucky feudist for whom
. whole clan was ginning.
lust how little accident and casualty
think Of risks on aeronauts
'hoea having To do with Airships was
shown ny the resembling Of $3.50. OO0 worth
4 casualty policies held by Allan Ryan
he general manager OF the aviation meet
Nr Ryan had held the policies for several
years bu' they were the kind that rnav
10 cancelled At any time when the cas-
Ialty company gets frightened, and the
companies m which MIR Ryan was ia
sured took the position that even To be
m the aviation field where an airShip
meet was in progress was too dangerous
IN suif them