davidaulloa/AmericanStories huggingface dataset:
Los Angeles herald., 1910-06-05
A REFORMATION.

NEW YORK, Saturday.
THEY tell this story about old Sam English, the
doorkeeper at the Traffic Squad police station in
East Twenty-seventh street, New York. Sam is
the only policeman in the department who owns full
long, white beard, and to mark the distinction he
wears it fuller and longer and whittier than any Roman
Senator who ever lived 1t should be added that he
is still spry as cat.
According to this veracous tale, Sam post
for the first time in precinct to which he had
been transferred, when he discovered a fourishing
'craps" game in progress. The place chosen by the
players was the middle of a block against fence,
thus afording several avenues of escape. Sam was
equal to the situation. He crept through some empty
lots placed a barrel the fence and climbed up
He had removed his helmet in this operation, and
when he craned his head over the fence it was bare
to the breeZes.
81 see you there" announced Sam
The players looked up in surprise to find reverend
face glaring down at them from the top of circus
poster "Now you us, how'd you like us where's
your ticketY' and Pipe who has arrived" were some
of the wtticisms provoked by his interruption. The
game proceeded during these pleasantries and the
"bones" were rolled again right under Sans indignant
to the plantve singsong of the shooter, Come,
you Big Dick Baby needs Shoes"
you're all pinched," shouted Sam.
"Ah no." Leave us go this once.' what r you
buttn' in for?' came the answers
1t dawned upon Sam that, since none of him was
showing except his patrarcha facade. the group had
no idea that they confronted with the dignity of
of the law. This discovery tcked him immensely and
he grinned
Pm givn' you the straight tip boys" he said.
You're goin to be raided in about two minutes and
two of you, anyway, are goin to be arrested"
After a moments anxiety the youthful gamblers,
reassured by lookous despatched to the corners who
reported danger in sight, began their rbald
ments once more. Sam took it afabIy.
"Now look here. You're a lot of swift sports, amt
you? Who wants to bet tp'
"Ill go you quarter" volunteered snub nosed
lad, holding up a coin impudently.
"Ill go you" said Sam. He made a single spring
the fence and into the group. He grabbed the
player who held the dice with hand and the snub
nOsed lad with the other. The rest scattered in
"You can keep the quarter, son. said Sam.
The captive gaZed at him moment in silence, then,
digging through all his pockets, he held handful
of small change.
Take it all; take all got" he said hoarsely Put
it in election box r somewhere. been pinched by
cops before but when guy gets pinched by Sandy
Claws he's gone the limick an it's time TO yascrm."
Los Angeles herald., 1910-06-05

policy holder failed to pay his premium within a GER
tain time after it due it was withdrawn and he
lost all he had paid in 1t only necessary to con-
venieny overlook the sending out of notices to reap
much profit for the discerning company At present
if policy holder fails to meet payment he has every
opportunity to restore it and is automatically pro-
tected by the premiums he has paid for term OF
years.
Twisting Is Barred.
No reputable company will permit its agents to
twist pocy-that is to induce any one to give up
a policy in another company. Nor are agents allowed
to rebate or share their commission with the insured
as an nducement Nor may either policies or appli
cations be "dated back" once the custom A
premium is figured from the applicants nearest birth
day. and favors are shown.
1t is worthy of that the engaged in the life
insurance business nowadays intelligent, highly
trained and honorable. Life insurance is a profess
sion Most agents have loyalty to their companies
and their calling that supersedes their personal inter
ests Mr. Thomas Wilson, of the Equitable, relates an
incident that indicates the attitude of the high class
agent.
Mr. George A. Monod, of the Equitable staff inter
viewed prominent lawyer about year ago on the
subject of insurance. The lawyer was scarcely into
middle age and had a large practice, and when Mr..
Monod gained his consent to $4,000 policy he saw
reason to feel satisfied. After satisfactory examina-
ton Mr.. Monod brought the policy to the lawyers
but the lawyer was not quite ready TO pay the
premium and put him off. This repeated several
times Then after interval, Mr. Monod received
word to call at the lawyers home with the policy
A member of the family met him at the door and
offered to pay the premium the spot. Mr.. Monod
refused and asked to the lawyer With some diff
fcuty he gained access the lawyers and found
him in bed with "just light cold" He also offered
to pay the premium Again Mr.. Monod refused. Now
Mr. Monod would have been perfectly within his rights
If he had accepted the money and delivered the policy
The company had accepted the risk There remained
nothing but the formaty of delivery. He could
have taken his check and gone his way rejoicing
But he did not, and a week later the lawyer was
dead.
In speaking this branch of the business Mr.. Will
son said recently
"IVhile the pla offered by insurance companies
were few and simple great capacity or education
was required of their agents. Many men became life
insurance agents because they had failed at every
thing else Their average very low and the pro-
fession was looked upon with dsfavor.
But life insurance today is a science-one of the
most intricate and difficult of sciences The agent has
kept pace with this development The tendency is for
him to be specialist rather than marketer of stocks,
bonds and fire, accident and life policies More End
more the work of the large companies is being done by
men devoted wholly to the interests of employer.
And the standard maintained by the companies has
risen enormously"
Los Angeles herald., 1910-06-05
Cannot Be Insured.

There are few hard and fast rules governing the
refusal of policies any conditions Arctic and Afri-
can explorers cannot be insured. There are certain
parts of Europe and the East where the death rate
is so high as to forbid the writing of policies Be-
yond this there is another class of risks which Will
only be accepted on rating up of the lnsured-that
is by his payment of a premium a certain number of
years beyond his age Many occupations are rated
up and residents in parts of louisiana Texas, Arkan-
and other States have to Increased premiums
But the companies quick to go outside ali
and regulations seek for refusing pol
cies Their councils advised by the secret service
reports alert to exercise power at the least
breath of a suspicion that the candidate would involve
unwecome risk. Frequently it should be said, they
do not go far to dismiss the applicant altogether
They may decide that they sufficiently protected
if the policy is rated up
How sensitive company may sometimes be Is Illus
trated by story told by Mr. Howard Slade, broker
at No. % Broad street twenty-five years ago Mr..
Sade wrote a policy for business man for large
amount, and after examination the application was
accepted. The had paid in his first premium
when the company suddenly notified Mr.. Slade to re-
turn the money and obtain the surrender of the pol
icy. Mr. Slade obeyed and made inquiries as to the
cause. He found that although the company's ny
sican had passed the applicant as good risk the
company had run afoul of vague rumor that some
where. time, physician had said that there
was something the matter with the mans neafr Inc
is now than seventy years old, hale and
hearty, but with no insurance policy in his safe.
Another experience of Mr.. Sades throws some
light the for such timldiy. Last November
he wrote policy for we'll knewn New York lawyer
who was sxty-seven years old The applicant passed
a perfect physical examination, but the company,
which has headquarters in Connecticut, was back
ward because of his age. Mr.. Sade received word
that the company would have an examination by its
own medical director before taking action.
The medical director came, examined the applicant
and pronounced him of the best risks he had ever
seen The policy arrived the day before Thanksgiv-
ing and Mr. Slade delivered it in person. On the day
after Thanksgiving Mr. Slade read in his HERALD
that the lawyer had dropped dead elevated rail-
road platform of heart failure.
Aside from increasing conservatism in the issuance
of insurance the companies have learned to protect
their policy holders by many reforms in method. No
reputable company will allow a policy to lapse,
though this resorted to rather freely If a
Los Angeles herald., 1910-06-05

in more than normal danger The council could not
support such hazard.
When Mr. Ruiz made his second and his third ap-
plicatons the process was the same. But the last
two companies able to come to their decisions
with little trouble 1t was not necessary for them to
wait for the reports of their secret service bureaus
The big companies have elaborate system for ex
changing information. Facts gathered by one which
result in the refusal of application turned
to the others Sometimes a certain company is willing
to accept risk that its competitors do not care to
sumo it usually has the benefit of the protection
and assistance in which all participate
curious wrinkle of this story is that none of the
three companies concerned would tell to Mr. Ruiz the
true reason for refusing him. Reticence is always
practised in such cases. possibly with view to the
peace of mind of the applicant.
Another striking instance in which at least two of
the big companies turned away what outsider
from recent life insurance history in Western city.
Mr. Smith of large fortune, still young and Of
remarkable physique, made an application for Il
$4,000 policy in company having headquarters in
New York He examined by company ply
scian and passed with flying colors. The papers
were the home office and applicant and agent
congratulated each other
In due time Mr.. Smith received a courteous COM
muncatlon from the company. The company was
sorry but could not accept him a polcyholder
Mr.. Smith very naturally wanted to know why.
He became urgent and somewhat heated in his de-
mands for adequate Driven into being eX-
plicit the company took refuge behind the statement
that Mr. Smiths medical examination had not been
satisfactory.
The Agent Indignant.
But Mr. Smith not the man to be fobbed off in
that manner. He countered with remarkable pro
posal, He offered to go to the home Office accom-
panied by his physician, pay the expenses of any
specialist the company chose to name and submit to
the most searching examination If he failed TO 2ass
with perfect his physician would forfeit 81 900
to the company on the spot. The company politely
begged to be excused, knowing very well that Mr.
Smith could make good his boast and Mr. Smith had
to give the attempt 10 force acceptance.
The agent took Ip the cudgels lie could not
understand in the least why he should be deprived
Of n fine commission on such papably hmsy grounds
He took the home office TO task ON his account
Thereupon the real whispered into his
private ear and he subsided
Los Angeles herald., 1910-06-05

Herald Co. All flights KeservedJ
inquiry They found that Mr.. Ruiz before he came to
the United States twelve years ago, was an active
sympathizer with the revolutionary movement In his
own country That the one fact connected with
him which they turned in as bearing upon his possible
undesirabiy.
The council of company officers which meets daily
to pass upon such reports took up the case of Mr..
Ruiz After brief discussion it decided that he was
not acceptable. The risk obviously too great
Mr Ruiz might at any time decide to return to his
birthplace. In such event, it was assumed he
would be thrown among his old associates and resume
his old interests AS a revoutonist his life would be
Los Angeles herald., 1910-06-05

In other the secret service may not be salts
fed in regard to the candidates business affairs
There may be crisis pending the threat of some
catastrophe The company may really decide that
the mans income does not warrant the payment OF
large premium, the business in which he is en-
gagged may be considered too hazardous. Always the
company takes fright any condition remotely sug
gesting possibility of suicide, the bugbear of insur
Los Angeles herald., 1910-06-05

OSSIBLY, from brief experience with life, III
surance companies, or from no experience at
all. YOU Imagine them as addressing the pubic
in general from 4 soap box, with ready mace
policy in one hand and a ready, capaclous nat
Los Angeles herald., 1910-06-05
NIRANCE COMPANIES BAR GAMBLERS
GTN the Advice of Their Perfectly Organized S
WI Risks of Gan1esters Who LfUe Amid the White ]
African Explorers and Men Who LiOe Double LfOeS

Dvrb 1910 by the New York Herald Co. All Rights Resed)
Los Angeles herald., 1910-06-05
The Secret Service.

Now this approximately, was what happened IN
the office of the first company receipt of the appl-
cation-The desired policy large enough to war
rant special investigation. Ordinary policies for small
sums one two five thousand dollars, are seldom
considered in detail beyond the routine examination
into state of health and occupation But the company
could not risk $4,000 policy without knowing all
that could be known concerning the applicant Ac-
cordngly the matter turned over to the secret
service bureau.
The detectives embarked upon thorough. luet
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
NOTICE..

WHEREAS, on the 10th day of Sep
tember, 1910, the Board of Appraisers
appointed by the Mayor and Board of
commissioners of the City of Ard
more, Oklahoma, to apportion and ap-
praise the benefits of tIhe lots, tracts
and parcels of land by reason OF the
grading, guttering, paving. curbing,
draining and otherwise improving Of
portion of A Street, Northeast, in
the City of Ardmore, Oklahoma, ex-
tending from the North line of Broad
way to the North line of Fifth Ave
nue., Northeast, and portion of Sec
ond Avenue, Northeast, extending
from the East line of North Washing
.on Street, Northeast, to the West
line of A Street, Northeast, known and
designated as Street Improvement
District No. s, filed their report with
the City Clerk of the City of Ard
more, Oklahoma.
Now, Therefore, by order OF the
Mayor and Board of Commissioners
of the said City of Ardmore, Oklaho-
ma, under date of the 18th day of Sep
tember, 1910. notice is hereby given
that at 10 O'Clock, a. m, Tuesday,
October 4th, 1910, the Mayor and
Board of Commissioners of the said
City of Ardmcre, Oklahoma, will hold
a special session for the purpose of
hearing any complaints or objections
that may be made concerning the
appraisement and apportionment as
to any of the lots or tracts of land
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
WAS MAJOR TRASK
REPUBLICAN HO0D00
ARDMORE MAN MADE SERIES OF
SPEECHES IN MAINE AND HIS
FRIENDS HERE JEST WITH HIM

You must be a hoOdo; please re-
main on the rocky coasts of Maine
until after the Oklahoma election
This is the copy OF telegram
sent to Major W. W. Trask at Port
Said, in the state of Maine yester-
day. His republican friends here
sent the telegram.
Now all who know Major Trask
know him to be staunch repub-
lican. He is interested in seeing his
party win in every precinct in ev-
cry state of the whole union, and
while In Maine this summer he
made series of speeches in the
interest of the republican ticket in
that state. When the votes were
counted-well, everybody knows the
result. The state went democratic
from constable to governor. Even
the United States senator to be
elected this winter will be a dem
ocrat.
The republican friends of the
Major here who are anxious to see
Charley Campbell win for congress
fear he will do for the democracy
in Oklahoma what he did in Maine
and they feel they have the joke
of the season on Major Trask.
Tho mvctarinug Stranpar has on
Feared again This time he was a
state of the solid north that has
joined hands with the solid south
Are you guilty, Major?
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
J. VI. GROSS,
President of Hargrove College.

NOTICE OF COLLECTION OF
PAVING ASSESSMENT on NORTH
WASHINGTON STREET. KNOWN AS
IMPROVEMENT DISTRICT NO. 6,
FROM THE NORTH LINE OF FIFTH
AVENUE TO THE NORTH LINE OF
TENTH AVENUE, ARDMORE, OK
LAHOMA.
Property holders in Street improve
mcnt District No. are hereby noti-
fed that the first installment Of paw
ing assessment, being One-tenth OF
the principal, together with the inter
est thereon is now due and payable
at the office of the City Clerk of the
City of ArdmCre, Oklahoma, and if not
paid previous to the 18th day of Sep
tember, 1910, the name will he certi-
fed TO the County Treasurer of Car
ter County, Oklahoma, after which It
shall bear interest at the rate of IS
per cent per annum until paid, and
proceedings taken according to law to
collect such installment and interest.
(SEAL)
G.. II. BRUCE,
1873 City Clerk.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
Notice of Sale at Public Auction.

To J. NJ Gregory, W. E. Bozell, NJ.
Walcott and all others whom it may
concern:
You are hereby notified that on Sat.
urday, the first day of October, 1910,
at the Frisco freight depot in the city
of Ardmore, Carer county, state OF
Oklahoma, the undersigned will sell
at public auction, to the highest bid
der for cash, a certain railroad car
known as Private Car No. 10. Old
Arms car No. 6307, to satisfy legal
fIeight, demurrage and other charges
which have accrued upon same; said
car having been held in the possession
OF the undersigned railroad company
a. Ardmore, Oklahoma, for a period Of
more than six months after its arrival
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15

that il was six or seven feet high.
The law against growing Johnson
grass in Oklahoma are sto strict that
the owners desired to rid their land
OF the acres devoted to it, and
they conceived the idea that hogs
turned in upon it would Kill the
grass and at thes ame time feed
upon It. The experiment was tried
and while the grass is not killed
the hogs are thinning it out and Mr..
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
Notice Of Drilling Well.

Sealed bids will be received by
the Commissioner of Water, Lights
and Sewers, care of the City Clerk,
until Tuesday, Sept. 20, 1910, at
p m, for drilling a we'll at resi-
dence OF the City Lake Guard for
resident purposes. Well to be OF
usual size, drilled to ample flow of
water, cased up, with stand, pulley,
rope and bucket, all complete for
use
Bond will be required when con.
tract is signed, for the faithful per.
formance OF stipulations therein.
Right is reserved to accept or re-
ject bids.
d. II. DAWSON,
Commissioner Water, Lights and
Sewers. 1915
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15

mentioned in the report OF said Board
of Appraisers; and that on said last
mentioned date the Mayor and Board
of Commissioners of the said City of
Ardmore, Oklahoma, viii review said
appraisement, make any necessary
corrections, raise or lower the same
as they may deem just, and shall then
proceed in the manner required by
law to confirm the same as revised or
corrected by them, and proceed to
levy assessments in conformity there
to.
Given under my hand as City Clerk
of the City of Ardmore, Oklahoma, on
this, the 18th day of September, 1910.
G.. H. BRUCE,
City Clerk.
(SealJ
First published September Is. 1910.
15-C
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
ADVERTISE SOUTHERN OKLAHOMA LANDS
At VERY LOW RATES FOR NINETY DAYS

The filing Of land suits in the fed.
eraI court has had the effect Of making
all titles on the Indian Territory side
Of the state questionable and has
served to keep many investors out Of
this state. Such doubts ought not to
exist. There are thousands Of farms
here for sale where the title is as
good as in any portion Of the world
Southern Oklahoma needs to have
these lands purchased and put in a
state Of cultivation Farmers in other
states need the lands, they should
know that titles are good in Oklahoma,
they should know something Of the
lands and something Of the products
that grow here.
In order to give the farmer IN other
states an idea Of what lands with good
stiles are offered fof sale here The
Ardmoreite for the next ninety days
will make a special price to all per-
sons In Carter county and adjoining
counties who desire TO give descrip-
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
Hararove College.

Miss Boone, teacher of voice aud
elocution will open her studio al Mrs
Nettie Jones residence on d street,
northwest, next Saturday, and will
teach there Wednesdays and Sa.ur-
days each week. Those wishing to
take voice and elocution and can not
come TO the college for lessons Will
find Miss Boone at the above named
pace
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15

$50 ACRES, fine smooth prairie
farm, most all in cultivation, miles
from Ardmore. one mile from con
solidated district school, fine water
good fruit, three sets Of buildings,
all fenced, ready for occupancy; a
rare bargain at $50 per acre-o7e
OF the best farms In the country.
Terms II desired Perfect title.
ADAMS BROS.
Ardmore
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15

Franklin stated today he believed
during the winter months when the
hogs are anxious for green food
that they will go down after the
roots and will succeed in killing it
out.
Mr.. Franklin is of the opinion that
raising Johnson grass is as profit
able as raising corn in Oklahoma.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
FELIX X. WEST.
Ardmore, Okla.

90 ACRES adjoining the townsite of
Springer, part of which will make
fine addition to the town, all in cul-
tivation, will make price later, perfect
title | also have other land near
there which will be for sale expect
to be in Ardmore about Sept. 9th for
80 or GO days F. NJ. Fox.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
For 30 Days Only.

/ offer t6o ACRES of land, 20 in
cultivation, all good land, one mile
from school. county road on every
side, plenty OF timber, will grow any
thing that any other land will grow,
title direct from government, thirty
feet to plenty of water, will make a
fine home, 80 miles from Ardmore,
8 IL miles from Fox. In Carter
county, the best county in Oklaho-
ma. VIII sell for 5000 cash and $l.10O
due in three years at per cent
interest
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
DON'T GET Rim DOWN

Weak and miserable. II you have Kidney or Rlad-
der trouble, Dull head pains, Dizziness Nervonsnes
Pains in the back, and feel tired all over get pack
age Of Mother Gray's Az Au>TRALIAN-LEAF, the
pleasant herb cure. 1t never fails. We have many
testimonials from grateful people who have used
equal. Ask for Mother Gray's Australian Leaf
at Druggists or sent by mail for so cts. Sample
FREE. Address, The Mother Gray Co., Leroy, MY.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15

State of Oklahoma, County of Car
ter, IS:
|, J. L. Williams, Cashier OF the
above named bank. do solemnly
swear that the above statement IS
true to the best OF my knowledge
and belief. so help me God.
J. Z. WILLIAMS
Cashier
Subscribed and sworn to before
ME this 9th day of Sept. 1910.
w. A. DARLING.
Notary Public.
tSeai
Correct-Attest:
CHAS. ]. GILL,
]. +. WILLIAMS.
Directors.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15

1870 ACRES adjoining the fine new
brick school building on the west side
at Springer. about all in cultivation.
one set houses, small pasture, rich,
black sandy land, a great bargain at
s2SOO, part terms, perfect title. F. NJ.
Fox.
The Daily Ardmoreite. [volume] (Ardmore, Okla.) 1893-current, 1910-09-15
A Bio Land Bargain.

17o ACRES, 1875 acres in cultiva-
ton, some timber. some bottom land
and some second bottom land. As
much as thirty acres is sub-irrigated
and is extra good alfalfa land. Four
miles from railroad. Fine for fruit,
corn and cotton. Prize s15 an acre.
Terms, one-third cash, balance one
and two years.
FELIX X. WEST.
Ardmore, Okla.