St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1909-05-07


to be legal, valid and binding obligations
of said village; provided, however, that
the proposition or propositions to issue
said bonds receive a majority OF all votes
cast thereon at said election and pro-
to any suit now pending involving the
Legality Of any bonds so issued.
Approved April 8, 1909.
CHAPTER 10TH. F. NO. 644.
AN ACT regulating the conditions and
provisions to be contained In policies
of health or accident insurance issued
in this state.
Be it enacted by the Legislature of the
Section |. No policy =, Of If in nia1na.s
bodily injury Or death by accident Of the
this state unless The same shall be plain
ly printed, no portion thereof In smaller
than long primer type. and every policy
SO issued and delivered shall contain the
following provisions:
l.. A provision that notice Of accident
Or disability shall be given within twen-
ty C2O days, unless. such notlce may be
sible, to some certain office Or officer
designated therein.
2 A provision that the POLICY or GER
''9 3: < f proVision ' TIA fn # a f past-due pre-
MUM is accepted within thirty (3O) days
from lapse, such acceptance shall rein
state the policy in full as to disability
beginning after the payment has actually
been made.
4. A provision that If a premium more
than thirty, (30 days past due Is &C:
shal reinstate the policy in fun. as, to
disability resulting from accident; but
the company shall not be liable for dis
ability resulting from sickness beginning
WITHIN Sffnnr 1oxyc froro The data nf ma
ment.
s. A provision that If the occupation
of the insured be changed to a more
:j Gn7afo %hile one doin or any N 'a aet ' or thing Is per- en-:
about residence, then the benefit and pay.
ment to be such as the premium would
6. All benefits called for by the policy
shall be specifically. stated in full there:
in. and all exceptions shall be stated
specifically and with the same prom
Sec. 2. Nc policy OF insurance against
injury, or death by accident Of the as
sured, shall be issued or delivered in this
provisions:
1. A provision limiting the time in
which ar action at law or in equity may
the date upon which final proof Of loss
or disability shall nave been filed with
the company.
2: A provision referring to the consti.
tuition, bylaws or rules Of the company
or association, or attempting to make the
same a part of the policy.
3. A provision for the deduction Of ad-
vance premiums or assessments from
policy.
4. A provision limiting the amount OF
indemnity to be paid to a sum less thar
the Indemnity as stated in the policy and
for which the nremium has been Maid
provided, however. if the assured Shall
carry another policy covering the same
hazard, issued by another cor:
notice to the Company, corporation o.
then. and in iD that case, the on
the first Policy shall be liable only foi
such. a proportionate amount Of benefit
as the indemnity promised in he first
policy bears to the total amount Of in:
same hazard. and for the return OF such
part Of the premium paid as shall exceed
the pro rata Of the premium for the bene.
Sec. 8. This act shall apply to all com
ing a policy of insurance against loss OF
damage a. = ca dssfh by " the ec siGknfss ~ oo Iho IN IN.
sured, except fraternal beneficiary asso-
Citations.
Sec. 4. No policy of insurance against
loss or damage by the n bodily
injury, Or death by accident Of the as.
sured, shall be issued or delivered in this
association, until the form Of the same
has been filed with the commissioner OF
insurance.; and after the commissions,
Of insurance shall lave notified any com.
many, corporation, or association; of his
~disapproval Of any form, stating his rea-
sons therefor in writing, 1t shall be u n
lawful for such company, corporation, o,
association to issue any policy in the
| form so disapproved.
The commissioners action shall be sub.
tect to review by any court Of competent
jurisdiction.
Sec. 5. All acts and parts Of acts in,
consistent with this act are hereby re.
pealed.
Sec. 6. This act shall take effect from
and after the first day Of July, A. D
1909.
Approved April 8, 1909.