The Montgomery advertiser. [volume] (Montgomery, Ala.) 1885-1982, 1909-06-18
ALABAMA FIRE
UNDERWRITERS
Thirteenth Annual Con-
vention.
PRESIDENT MooRE's ADDRESS
Deplores Enormous Fire Waste In
the State.
Advises Reform--Insuranee Commis-
sio.er Detached from Poiitics to
Give Entire Time to Super
vissen OF Insurazce


The thirteenth annual convention Of
the Alabama Fire Underwriters Assoc
citation began here this morning with
q large attendance. Edward s. Moore
Of Birmingham, the President, called
the convention to order and expressed
the hope that every member would re-
ceive some valuable information and
enjoy the stay in the big city. Capt.
Frank p. o'Brien extended the well
come OF the city and Capt. John q.
Smith the welcome Of the local UNDER
writer's association. A response was
delivered by James Giennon of Mo-
bile.
The program arranged previously
was then taken up. including the en-
rollment of delegates. the presidents
address. report OF Secretary Treasurer
r. r. Manly. the appointment of COM
mittees, reports OF committees OF the
past year and introduction Of resoiu-
tons.
terestfng setting forth the various
matters that came up during the past
twelve months and making several re-
Communications. He touched on the
need of much legislation in this state
| for the benefit Of the underwriters. A
commission detached from politics.
FIRE marshal and deputies. new laws to
prosecute incendiarfsm. etc. were
among the matters touched on by the
| president In hts address. Other mat
ters were spoken Of In the address.
the members In the convention giving
strict attention.
The program Of the afternoon In
cluded the following:
L
Effects on their Incomes" James Hops
Gisnnon and Samuel L. Crook.
setter Fire Marshal Laws Henry
y. Davidson ana W. FoImar.
Duty OF the Local Agent 70 the
saoIel Aioyo u. batrs ana
1oosge IncMas
ias,a ~. sush' .n'
ssna SUSIE os AiA-
rha ,,..,t .,,,s.s 49,
lavysns. '.'o .o'-
/ .sRafter Matho6s a, sae,,r,r~ A..,..
ca-onsrat,on ~ al. sSsr~ t,,., 80. Z.
49, zz,fS esis r ~ :
! Tohn ~ stes.< rs ~ Ezs,6 - n n. h,,s
| address nv Al nj snhaan ehsaS M.
/ Rfneer Electrical and Enefnearfna De-
partment. 8. 70. U, A.
General discussion by all agents ON
how to control our lines on electric
railway, Hight and power risks.
4 Aug i0G&L unQcINIlICTS nave pre-
pared an interesting social program
to be carried out Friday. when East
Lake, the coney Island of Biruning-
ham will be visited.
| The address Of President Edward s.
| Moore In part was as follows.
''The Insurance Commissioner has
issued state license TO very nearly one
thousand individuaIa 10 solocit and
u~rtte are tnxnrance ana while the
mamh.rahin ~ our aa1octat ion com.
nrts. onIv ahort +vo hundred ana
&C., 49,. - 49, itka,,, al 49,
80 sS,,sas,.S. a-~nt.s rrr~...
49, a'-... -, Iii 800 49, 49,.
use nS 80 800 go So
80 .ss.'.s s s- 'no
ofeu lhuiN.uo~ts ~ S-e ~ -. ~
business. ~ snouiu De Ine atm VI u,e
ass0ciauon 70 ennst every aSena IN
the stAts' even II ne 40 sue inner
ana nas aceepteo the agency OF some
one company In order mat ne may
write his own business and get for
himself Q brokerage on his premium.
These four hundred agents are pain
fully Indifferent and unconcerned and
seem to think that what Is to be will
he" without any EFFORT on their part.
In numbers there is strength, but II Ii
| 4 source of congrAtulation that our
msfnberahip writes at least eighty
rar cant of the premiurns in the state.
HIEG w W0kGs
ThA most serious problem before us
a. the enormous annual hre waste, and
What we can do to reduce 1t. 1t is
y,ore a question of education than leg
isiation hut we may get education
throu1h lexislation. Alabama is sadly
deficient in laws to correct this evil.
we need these things: An Insurance
cammissioner detached from politics,
u1bo.a sole duty IL should be to super
viss matters pertaining 4, the complex
cne.tions Of inaurancs: a are marshal
s,S ss,fanient deputies under the au-
thor,tv az the conunisaionsr: a repeal
- ave-v law on the statute hooks
which now renders it Impossible to con-
viot a known incendiary. and the en-
sctnent az auch laws as would give the
OBSERVATION-DISCLOSURES and nre marshal time
80 s"thort4y To Investixata ana PROSE
cnte any case of fraud and incen-
Sts,.,,,. .d~nnate huiId,nr laws No
r.s'' viii moi get ali these things In
r.onnsnt but by united effort of our
membership we could bring influence to