davidaulloa/AmericanStories huggingface dataset:
The Washington times., 1909-10-23

loaning. 1t appears something over a
thousand of the national banks are
guilty of it. The law forbids a bank
to loan over 10 per cent of its capital
and 10 per cent of its unimpaired sur
plus to one individual or concern. In
no case is such loan to exceed 80 per
cent of the capital. Recently Congress
has liberaIized the statutes on this
matter, so that the present provisions
of law are less drastic than formerly.
No good excuse for overloaning now can
be given, and Mr.. Murray in trying
to break up the practice should have
the fullest support from bankers, the
Treasury Department, and the public
generally.
The Washington times., 1909-10-23
THE NECKS THAT CAN BE
SPARED.

It Is well that our friends, the
Wright brothers, should maintain their
attitude of calm determination not to
sacrifice their own necks in the process
Of aviation experimentation. In the
first place, they will themselves extract
vastly more satisfaction from their
careers here if they manage to keep
their necks intact; and, what is of
more general concern to the rest Of the
community, they will do vastly larger
service TO the cause of air navigation by
flying around at modest attitudes for
some years to come than they would
by a few meteoric stunts ending, per
haps, in an effective, but demoralizing,
demonstration that the force Of gravity
is still doing business at the old stand
Aside from these considerations of
the peculiar desirability of keeping the
Wright necks in good condition the
fact is becoming clear that there are
other necks which may be sacrificed to
The Washington times., 1909-10-23
WINS HUSBAND.

WINDSOR, Ont. Oct 2S.-The we'd
ding OF Miss Beatrice Atkinson, a popu-
lar young woman Of this city. and
George c. Renick. OF GreenCastle. Ind.
here today marks the elimination OF an
unusual and romantic cOurtship. Two
years ago Miss Atkinson, who was en-
ployed as a packer in the Walkerville
distiHery. in spirit of adventure, wrote
her name and address on a whisky
label The whisky bottle eventually
fell into the hands of Renick, who
opened a correspondence with the
Canadian girl. The love affair develop
ed. They both departed for Indiana.
The Washington times., 1909-10-23
Some Of the Who's Who

Attorney General WicsershaYn may be
a famous trust buster. but our Indian
aborigines never had a high opinion OF
a brave who didn't take any soaps
Houston Chronicle.
=
Senator Aldrich is to make a number
Of speeches in the West. Y lille Sen
ator Aldrich may have otHec defects,
his nerve is above par.-St. Paul Dis
patch.
Wilbur Wright nay be able to stay
IN the air i've hours, but wait until
the next session Of Congress and then
watch Speaker Cannon.-S.oux City
Tribune
Colonel Bryan is quoted as saying
that ne hopes he will never again be q
candidate for public office. rs nearly
everyone else hopes the same thing, let's
caU It ACKNOWLEDGEMENTS Commerce
iaI Tribune.
The Washington times., 1909-10-23

body, always accepted by the appointing
power. that Illinois was to have a mem
Der. BIr. Harlan comes in an unbroken
line, and the fact that Chicago, the
greatest railroad center Of the CONT
nent. is In Illinois, is generally regarded
as sufficient ground for the States
claim to representation on the COmmls-
sion. The appointment at this time
would lave considerable political siEnifi-
canoe. Senator LOrimer and Speaker
Cannon are expected to have the chief
voice in determining the selection. and
it is accounted probable that they would
favor some man in no wise unacceptable
to the railroads. In that event-es-
peciaIly II they should demand the ap-
pointment of somebody with distinct
prO-TallrOad tendencies-then there
would be an excellent chance for a
division Of Illinois opinion. which might
have the effect OF interesting the opposi-
ton 10 Speaker Cannon in his home
State.
The Washington times., 1909-10-23
TIE Death of One Man

Francisco Ferrer is a greater power
dead than he would have been living
with an influence ten times expanded.
But foolish ministries often lcarn much
lessons an too Latest. Louis Tines.
=
Two hundred reporters ard over 250
spectators were present at the trial Of
prof Ferrer. which seems TO dispose Of
the assertion that the proceedings were
conducted in secret.-Indianapous star.
=
Anarchists say that King Alfonso .ost
his head when he let FerTer be ,X-
ecuted They only wish he had
Charleston News
The soul of Francisco Ferrer, We that
of Holm Brown. apparently friends to
go marching on.-Cleveland Plain Dealer
The Washington times., 1909-10-23
COMPTROLLER MURRAY IS
EORCING BANK REFORMS.

Comptroller of the Currency Law
renee o. Murray apparently has set out
in the right direction to achieve a num-
Der of important reforms in the ma
tional banking system. That the need
for such reforms has existed and still
does exist is no secret to anyone in tiss
least degree familiar with banking az
fairs. The latest movement planned
by Mr.. Murray is to stop the practice
Of overlending. No formal action III
this direction has yet been taken, but
there is good reason to believe it viii
be. Out of the large number of banks
which are guilty Of the practice OF
overloaning, it may be expected that
some Of the most serious offenders will
soon be held mp as examples.
The law on the subject of overloan-
ing is perfectly plain. The power Of
the office Of the Comptroller TO stop
overloaning is perfectly clear and
ample But for decades the practice
has been winked at II is utterly I'M
justifable on various grounds, and one
reason why it is so, is that it is a
gross discrimination against the banks
that take pains to adhere carefully 70
the law 1t is a practice that law
abiding and careful bank managers
ought to insist on having rooted out
ANY bank that is guilty of overloaning
can be made by the law to forfeit its
charter, yet no bank has ever had to
do so.
1t can be imagined that the threat
OF enforcement Of the law in this mat
ter viii soon halt the euste N OF over.
The Washington times., 1909-10-23
NOT SAME MONEY.

'.Yest'dav was de fo'tieth anniversary
nh our weddin'," impaired the white
EsIred negro, IAN aftah planntn' a
ETeat celebration de whole ting went to
s'IVhat kind Of a celebration?''
"a re-weddin' Yo' see, me an Chloe
baf II ali fixed 10 invite all our friends
TO de chu'ch. an den accompanied by
de same bridesmaid, pes man ana uSn-
- Mech M de aisle an be e-wedded
hefo' de same pahson as fo'ty years
ago" 49, --,.,-..4-..,
..Tls nabSon. 70 see. we wanted
.,,,s,-,-t'fneg de same as befO' but de pah-
som he refused 20 Glib back de $ SOS Ar
conId nav him de same money! Brook
gy-1 ifp
The Washington times., 1909-10-23
SENATOR ALLISON
WOULDN'T SAY YES

The late Senator Allison Of Iowa has
the reputation Of being the most eau
tiOua man in public life. He takes no
chances, but always qualities his state
ments. This was never more clearly
shown than when a citizen Of Dubuque
made a bet that he could force the
Senator to say Yes to a direct pTOpo-
sition.
see the miracle performed. They en-
tered Allison's Office and chatted on
various topics. Presently a flock Of
sheep, newly sdeared, came by.
Those sheep have Just been shear
ed, Senator" said the man who had
made the bet, wlnking at his COM
panions.
Senator Allison gazed earnestly at the
sheep. Then he softly replied. 1T looks
like II on this side. The Gateway.
The Washington times., 1909-10-23
PRESIDENT TAFT'S RAILROAD
LEGISLATION SPEECH.

There was that in the tone, as well
as the matter, of President Iaft's
speech at Corpus Christi yesterday,
which indicates that it was rather per
sonal to his Texas auditors, than eX-
pressive of any general views about
national program in dealing with T Il
roads. Texas has been a pioneer IN
State railroad legislation, and the Pres
ident would appear to have mildly lee
tured the Texas people for what he
believed TO be undue rigos IN their
policy. He pleads for a square deal
for the railroads, in which everybody
viii agree with him. He urges that the
railroads cannot accomplish the best
work toward developing the country II
they are unduly restricted or unreason-
ably regulated; which is both sensible
and obvious.
The exact justification, however, for
admonition to the people Of Texas
along this line, is not quite apparent,
and it could be wished that the Presi-
dent might have been more specific
Texas has been a leader, indeed, in
reg1lative legislation, both as TO car
riers and as to industrial cOmbina-
tions. But it has not gravely injured
the railroads in Texas, if we may judge
from the fact that more railroad ex-
pansion has been going on in Texas
than in any other part of the country
for years past, and that the Texas rail
roads have been expanding simply be-
cause they were prosperous and want
ed more Of a good thing. As TO the
regulation laws OF Texas, it need only
be said that they have met the ap-
proval of the Federal Supreme Court
in larger measure than any like code
that has proved at all effective in any
other State. Texas seems to have
pointed the way to get some actual re-
suits in these directions; and to that
extent it is rather to be congratulated
than chided.
If the, President was talking, not
specifically TO the Texans, but to the
whole country about the danger OF go
ing too far with railroad regulation,
the record Of the railroads since the
Hepburn act passed Is sufficient dem
onstration that the carriers have not
thus far suffered by reason Of unduly
drastic laws. They made more money
the year after the Hepburn act passed
gross and net-than in any other
year in their history. They are today
more prosperous than ever before with
the possible exception Of the banner
year 1907. It is the commonest knowl-
edge that the anti-pass and anti-rebat-
ing laws put vastly more money into
the Golfers of the railroads than any
other features Of the legislation have
taken out. There may be possibility
of OVERRIDING the regulation business
but neither the Texas laws nor the
Hepburn act have been proved guilty
By any manner of means, on the record
10 date. a little more specification
and detail would have illumined the
Corpus Christi speech greatly.
The Washington times., 1909-10-23
BOSTON THAWS OUT
FOR SUFFRAGETTE
Bay State MatronS Utter
Faint Hurrahs for Mrs.
PankhurSt.

BOSTON. oct. Z.-Boston society,
whose forefathers dumped King George
tea into the haTbOr today gathered in
big crowds 10 say How dye do?" TO
Mrs Emmeline Pankhurst, the English
suffragette, in a big public reception
following a largely attended lecture in
Trenton Hall
In her talk Mrs. Pankhurst won the
social leaders Of the Hub, and will be
sent on her mission rejoicing in their
distinguished approval.
While the suffTagette talked, staid BOs-
ton matTOns 80 far forgot their dignity
as to clap their hands heartily, and even
uttered a few faint hurrahs.
The Washington times., 1909-10-23
Greenroon1 Gossip

" MILY ANN WELLMAN. who
- comes to the Columbia Theater
next week with Louis Mann IN
1.-THE Man Who Stood Still,
made her entrance upon the professional
stage at the beginning Of last season,
after some slight experience in amateur
theatrfcals Of the society" brand and
was soon thereafter made leading
woman of the company, playing Claudia
with Cyril Scott in The Prince Chap.
From that position Miss Weuman was
called upon TO create the ingenue role
Of Alice Spiegel in THE Man Who Stood
STILL and scored a success both in
Chicago and New York. Miss Edith
emotional role Of Marie krauss. was
compelled by illness 70 Withdraw soon
after the beginning o. the New York
city run. and Miss WellmaR was thrust
into the opening.
Bonita, the star OF the Gay Masque-
raiders, who In real life is Mrs. Lew
Hearn, received q surprise one evening
his week from another star who IS
now playing in Washington The token
vas a basket OF American Beauty roses
aad came from Miss Lillian Russell.
Max Rogers and Maud Raymond are
rehearsing in klaw & Erlauger's new
play by Max and Aaron Holman, en-
titled 1.-THE Young Turk. which opens
ia Atlantic City November 4 A brief
engagement VIII be playeS in Boston
and then the attraction will so 10 New
York Among the other principals in
the cast are Nanon Jacques, Ann Tas-
ter. Ben Hendricks. n. Lavigne. John
w Dunsmore, William EdmOnds, Jo-
seph Carey, Walter Paschal and Harry
CoWan.
=
A.
in Mrs Wigs Of the Cabbage Patch.
comes of the famous theatrical Wealth
ersbv family Eliza, her sister, was Nat
G. Goodwins first wife, and Jennie, an
other sister, will be long remembered as
one of the best character women OF her
time
The Washington times., 1909-10-23
SURE DE ONE AUDIENCE

Having told his favorite joke four
times over without eliciting even a
polite smile from any OF his listeners,
the man turns angrily upon his heels
and mutters:
by George I'll get "a laugh on that
story or know the reason why. I'll go
tell il 10 Simpkins. He borrowed some
money from me the other day. Chi
cago Post
The Washington times., 1909-10-23
TOO SUGGESTIVE.

MY moor man." said the kind house
wife as she handed out a cut of prune
pie. how did you come TO fail IL you
"Ah ma'am, responded the tall
tramp, lit was de fault Of me partner.
He called de milk de Globe brand and
we went up"
And the name ruined it2'
Yes, ma'am. Yeh see, de globe is
twO-thirds water" - Chicago Daily
News,
The Washington times., 1909-10-23
WILLIE'S WISDOM.

wiuie-Say. mother. viii 1t hurt to
have this tooth Out2
Mrs. Slimson-Naturally but # viii
be so sudden that you won't have
time 10 thinE-just quick turn, and
Il will be all over.
WiIlie-Um-thats all that could
happen to me If 1 had my head pulled
Off.-Lite.
The Washington times., 1909-10-23

The passing Of Senator Patrick Henry
McCarren makes it more than ever i'm
portant that Tammany should be de-
feated in the municipal election IN New
York next month McCarren did not
stand for the highest ideals in govern
ment, but he did conduct for many
years an effective and determined war
against Tammany control of the entire
city Of New York. With his death it
is altogether probable that the tiger
viii at last cross the bridge 70 Brook
lyn- Certainly, If the tiger captures
the coming election, it may be ex-
pected to annex Kings to its domain
within the next four years. That once
accomplished It viii be intrenched as
never before.
The Washington times., 1909-10-23
EAR APART.

.,Huhr" sneers the plate OF ice cream
to the piece of liLlburger cheese. You
needn't give yourself such airs. Don't
Won see In the papers where there is a
/ 600 900 microbes TO each drop Of ice
cream"
II did" retOrts the limburger. That's
nothing Compared to me you are
sparsely settled territory. - Chicago
pest
The Washington times., 1909-10-23
Capital Tales

IT HIS is story about John Evers-
man, right-hand man for Repre-
sentative Mckinley OF Illinois.
end playful as a pup with a
bone; l. White Busbey, secretary 10
speaker Cannon and dignifed as a blind
OWL and Asher Hines, legislative clerk
OF the House. and neither playful nor
dignified to an extreme.
Ihey were riding uptown from the
Capitol today on a street car when.
with one accord, they all lifted up their
voices and each insisted on paying the
fares Of his companions.
No. said Eversman. who is the
playful guy Of the group; wen match
TO see who pays"
They all tipped up coins and each coin
fell heads up. BY this time the condue-
tor was getting red in the face
We'll" said Eversman, whoever has
the coin bearing the earliest date must
pay"
The three coins. upon examination,
proved to bear each one the date 1882
At this moment. the conductor walked
away from them, and swore voIubIy but
IN a low tone. Mr.. Busbey's dignity
began to feel sore. and EVersman was
laughing greatly. Hines looked puzzled.
BY the time the 81 had reached the
Postoffice Department. JEcSsse three
high-browed employees Of a benenceut
government had decided that each aust
pay his own fare. Eversman was the
first TO hand the conductor a nickel, but
the collector OF fares refused to take Il.
Your fares been paid" he said gruff-
iy.
who paid ltT' asked the three ia
chorus.
That gentleman over in the corner"
said the conductor turning away. The
gentleman he had pointed out was a
total stranger to the three, and he was
laughing Historically. For few mo-
ments. the three iokers sat IN en-
barrassed silence. Eversman, who likes
10 have Jokes on other epople, sat with .
his face looking like a th0usand-dollaF
funeral. Finally Busbeys who is digni
fed and pays his debts, went over to the
mirthful stranger and said.
May I ask why you, a stranger, paid
our fares p
Why" replied the stranger: at was
evident that somebody had 10 pay, and
didn't want to see the conductor throw
you of"
The Washington times., 1909-10-23
ENGINEER BAND CONCERT AT
POTOMAC PARK
THIS AFTERNOON AT 4:45 O'CLOCK
Iulius Hamper. Chief Musician
PROGRAM

March-"With Shot and She'll"
Bilse
Overture-"Poet and Peasant"
Won Suppe
Habanera-"Mexican Kisses"
Roberts
selection-''u Trovatore" Verdi.
Wal Dolores. ........ "aldteJfel
Gems from the comic opera The
Tattooed Man" Herbert
Medley-"Bits Of Remick's Hits N.
G. ......................... .Lampe
'"The Star-Spangled Banner"
The Washington times., 1909-10-23
Auditor Chance
Makes Bad Calculation.

az ERRITT o. CHANCE, auditor
M for the Postoffice Department.
vi has a little problem in mathe-
mates that has been bother
ing him.
A few days ago he got in q Pennsyl-
vania avenue street ar, and as he was
getting on the conductor. with whom he
had a speaking acquaintance, asked him
If he had change for a dollar. He re-
piled, NO" but said he had 70 cents.
and as he wanted some tickets he would
give it to the conductor If he would
give him the tickets and the dollar.
This seemed all right TO both the con-
ductor and himself. as the latter vas
anxious to give the change to another
passenger who had purchased tickets
and had presented 81 bill Mr.. Chance
after making the transaction TOOK MS
seat and Immediately forgot about 1t,
but Just before he got OF the car IL
suddenly occurred 70 him that %
had him-hammed the conductor. as he
thought, out Of quarter and started
to give IL to him. The ticket collector.
who had been thinking the matter over.
had come 70 the same conclusion as Mr..
Chance that he had been the loser OF
a 25-cent piece by the exchange. Mr.
Chance promptly paid the money and
thought that he had finally settled the
matter TO the satisfaction OF all con-
cerned- Inc occurrence Struck MIN as
a little peculiar and he told some fell
lows at his office IN the department
about It. They were evidently better
mathematicians IN this instance than
the auditor. for. upon hearing the story.
they Immediately let out roar OF
laughter and cried in chorus: why,
you stiIl owe the conductor another
quarter
Mr. Chance at once saw where the
mistake had been made and - now in
search Of the conductor. whom he un-
Intentionally "buncOed-"
The Washington times., 1909-10-23
May Revoke Charters.

No surprise will be caused here II Mr..
Murray in a short time makes a pre-
liminary movement toward the revolxing
Of the charters OF certain banks which
are f1agrantly given to Overcoming Il
necessary the charters will be actually
revoked. Such action, Of course, would
terTOrize other banks INDUCING in the
practice, and Overcoming would IN
doubtedlY be broken up. No question
exists that the Comptroller of the Cur
rency can force he banks to stay within
the law as regIrds overlOaning. The
point is that the banks in the past have
never been given to understand they mad
to stay within the law or suffer the
penalty.
Something over. a thousand % the ma
tional banks out of a total Of about
1900 are understood not to have made
OVerlOans. The law provides that no
national bank shall loan to single
person or corporation an amount exceed
ing 10 per cent of its capital and 10 per
cent of it's unimpaiTed surplus. In no
event shall the total loaned exceed 81
per cent Of the capital This is a more
liberal provision than the law contained
until recently. The number of banks
which have allowed OVerlOans has de-
creased since the law was iberalized,
but 1t is still far from being wiped out.
To Ask Remedy.
It Is supposed the course which Mr..
Murray will take Will be to write GER
tain banks which are known to be vio-
lating the law and invite their attention
to the situation with a view TO remedy
ing it. Sufficient time viii be given
TO allow the offending banks which have
been singled out TO get within the law.
National bank examiners will sCru-
tinize them carefully and If they do not
in a reasonable time cease oYerloan-
ing, revocation If their charters viii
follow. Presumably such drastic action
win not be needfui. And il may be ex-
pected that when a few banks have been
brought up with a quick turn, there will
be a scramble o. the part Of all over
loaned Institutions 10 get on the safe
side Of the Law.
Comptroller Murray has certain other
reforms in mind which ne Is likely 60
take up after the business of overlOan-
ing Is settled. He Is setting out TO make
the national banks keep within the law
end to break up some violations which
in the past have been quietly overlook
ed. One Of Mr.. MurTay's favOrite Ideas
is that the only way to bring the pub
lie 10 have full confidence in the nation
al banks IS 10 subject them to the most
careful regulation and require them 70
live up 10 The law vigorously.
The Washington times., 1909-10-23

Hope springs eternal in ''Tay Pays
breast He is confident that home rule
is now due and about TO arrive.
The Washington times., 1909-10-23
Comptroller Murray Plans
Vigorous Fight on
Practice.
TO REVOKE CHARTER
IF IT is NECESSARY
Thousand National Institutions Are
Said to Have Violated
Law.
By JOHN SNURE.

Comptroller Of the Currency Lawrence
0. Murray is contemplating a step to
compel national banks to stop overloan-
ing which. If taken, Will cause ire
mendous stir In the banking world.
It is nothing less than to put his foot
down hard against the practice of MAX
ing overloans. This practice is q COM
mon one with banks. but It has gener-
ally been winked at by the office Of the
Comptroller Of the Currency.
The law gives the Comptroller the
power 10 revoke the charter of a bank
which is guilty Of overloaning, but this
power has never Leen exercised. and no
charter has ever been revoked on ac-
count OF it,
The Washington times., 1909-10-23

is now due and about TO arrive,
Apropos Of this campaign for a sane
Fourth OF July. it Is worth observing
that more patriotism on election day and
less noise on the Fourth would at least
have the effect of bringing out some of
the million or two OF votes that ordin-
arily are not cast in this country.
Champ Clark is feeling so confident
about it that he is said to straighten up
and look around whenever he hears any
body say Mr.. Speaker suddenly.
IAN elderly man with a varied past.
including rheumatism" complains that
it isn't so easy 10 vault into the saddle
as it used to be However. he has
friends who have manifested some will
ingness to boost him in, If he needs help
The Law Times has discovered SOM
cases Of men who discharged the duties
of judges for long periods in Great
Britain, despite that they were totally
blind. Needn't 90 so far from home for
cases We have 'em right here, thank
you.
The Danish cabinet has Tt signed, but
It appears from the cables that the
Pole controversy had no large part in
precipitating the crisis.
The seismic earthquakes in India
are getting almost as serious as the
political.
In the Musica case the defendants
are getting a good deal OF rag time.
The Washington times., 1909-10-23

The Danish cabinet has resigned. bat
It appears from the cables that the
Pole controversy had no large part in
preeipitating the crisis.
The Washington times., 1909-10-23
Mrs. Rothschild Returns.

Mrs. B. Rothschild, who has been Wis
iting friends In Baltimore the past week
has returned home.
The Washington times., 1909-10-23

The seismic earthquakes in India
are getting almost as serious as the
political.
The Washington times., 1909-10-23

Mr. and Mrs. Monroe Luchs. formerl
Of Washington. but now of Philadelphia
are the guests Of Mr. and Mrs. S. Reiz
enstein at the Dupont apartment
The Washington times., 1909-10-23

the engagement of their daughter, Mary.
TO John Preston Tarbox. formerly Of
Georgetown. S. c., now a resident Of
Washington. The wedding win take
place in November.