The Roswell daily record. [volume] (Roswell, N.M.) 1903-current, 1909-04-29
At the Christian Church
Sunday is Rev. Geo. Fowiar's
First Anniversary.

of trade within their limits; the in
| dustrial or factory sick funds, con-
Quoted in connection with the large
| undertakings; the building trades sick
| funds, which contractors of buildings
are bound to establish; the guild sick
| funds, and the miners sick funds. The
| regulations of these funds differ in
many details from one another, but
| the general basis of insurance is the
same.
The law provides for a minimum
| benefit, which consists of free med
| icai attendance and medicine from the
beginning of the sickness; and in the
event for incapacity for work, sick-pay
from the third day of the illness
amounting to half the daily wages, on
which the contributions have been
based. The longest period for which
sick-pay is granted is 26 weeks, after
which should incapacity continue, the
liability is transferred to the invalid
ity insurance fund. though medical
assistance may continue for a year.
Instead of insured persons receiv-
ing medical attendance at home, they
may be treated in hospital-with
consent in the case of people having
homes of their own-without their con
sent when to their cure are necessary
such attending and nursing as cannot
be efficiently given in their homes.
Where person upon whom other de-
pend for support is attended in hos
pital, half the sick-pay to which he
would otherwise have had a claim Is
paid to them.
1t is within the power of most of
the funds to extend the sick relief to
maximum of one year, to increase
the benefit of three-Qurters of the wag
es and to increase the relief given to
the families of persons treated in hos
pital to half their wages.
The contributions are paid to the
extent of two-thirds by the insured
and to the extent of one-third by the
employers.
The workmen have a large share in
the management of the sick-funds. In
the case of the organized compulsory
funds the managing body is elected by
employers and employed. The en-
ployers' representatives may nevar
number more than half of the work
ers' Representatives.
The accident insurance laws en-
brace the same classes of wage-earn-
ers. But here managing officials and
overseers with salaries not over 1000
marks are liable to insurance. The
insurance is carried out under the
guarantee of the Empire on the mutu-
al system by the employers united in
Trade Associations, which may en-
brace all the several branches of in
dustry in certain districts or in the
whole Empire, parity of Parish being
thus aimed at. The associations en-
joy the privilege of legal persons, are
sef-governing, the members of each
association electing their own execu-
tive membership of which is honorary
The administration may be decentral-
lied by forming sections and by ap-
pointing confidential agents." The
Imperial Insurance Board exercises
supreme control and oversight over
the whole of the Trade Associations,
yet only with view to the full OBJ
servance of the law. Every employer
becomes a member of the association
of his trade by the fact of his estab-
fishing an industrial undertaking and
the liability to insure his work-peo
ple and to pay contributions on their
behalf necessary follows. The whole
of the employers are divided into dan
ger classes, and the premiums levied
are fixed accordingly in danger
CONTINUED on Page Four.)