davidaulloa/AmericanStories huggingface dataset:
Arizona republican., 1909-04-06
CIVIL SERVICE EXAMINATIONS

| CIVIL SERVICE EXAMINATIONS The United States Civil Service commission announces an examination on May ,, 1909, to secure eligibles ! from which to make certificatiOn tC i fill at least two vacancies in the po- sition of assistant chemist (male). al ! salaries ranging from s1.400 to $2,20C per annum, in the office of Public Roads, Department of Agriculture | and vacancies requiring similar quali- fications as they may occur. The examination will consist of the sub jects. mentioned below, Elementary chemistry, Analytical chemistry
 Chemistry of bitumens, Chemistry of cements. The age limit is 20 years or over on the date of the examina- tion. Examination on the same date will be held to secure eligibles from which to make certification to fill a vacancy in the position of mechanical assistant, at a salary of from s9OO to s1,200 per annum, in field investiga- tions, Bureau of Plant Industry. De- partment of Agriculture, and vacan- cies requiring similar qualifications as they may occur. The duties of the appointee will be to assist in the op- eration of a special railway car equipped with refrigerating machinery for pre-cooling fruits, in the perfor- nance of which duties it will be nee essary for him to accompany the car into any part of the United States. Applicants for this position should have had experence in the handling of machinery, should possess mechan- ical ingenuity, resource and good judgment for the meeting of emer- gencies, and should be accurate and reliable as observers in experimental work Much of the work of this branch of the Bureau of Plant In dustry is of a confidential nature, and the references mentioned in the ap- plication will be communicated with and particular attention paid to the recommendations regarding the ap- plicant's honor, sobriety, and relia- bility It will be necessary that the appointee be of slender physique on account of the limited space available in which some of the work must be done The examination will consist of the subjects mentioned below. Prac- tical questions of a simple character relating to the care and operation of machinery in general, and with par ticular reference to gas engines and refrigerating machinery. Experience in handling steam or other machinery having a more or less direct bearing upon the duties of this position. The date of the examination.
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21
INSANE NEGRO THINKS THAT
THE LOAN MEN ARE AFTER HIN

Scarcely week passes in which
some pathetic incident growing out OF
the chattel mortgage loan business
does not occur; many OF these in
stances. however, are never permitted
to reach the limelight of publicity.
hence the public never hears of them
There are almost innumeFable in
stances. where loans for small amounts
have been repaid many times over in
sO-called interest by persons securing
them, with the final result that the
property pledged as security is seized
by the loan man for the principal
This is unfortunate; in fact. in most
cases pathetic. but still nothing to
compare in their horror to ali incident
which has recently come under the
observation of the Evening News in
the case of Sam Rutledge, a negro
about A years of age who was yes
terday afternoon pronounced insane,
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21
THE LOAN MEN IN PENSACOLA

l am glad to know that the good
people of Pensacola are with me in
the fight to drive out the loan
sharks Through their aid, together
with the campaign for relief being
waged in other sections of the coun-
try, by publicity and exposure. am
hopeful that the next session of the
legislature of Florida will be in pos
session of facts that will cause it to
enact laws that viii stop this ne
farious business.
Truth is stranger than fiction"
knowledge of the loan shark" bust
ness as conducted in Pensacola, city
boasting freedom and enlightenment
proves this TO be fact.
For the special information of some
who may not know, and for the in
formation of all, | propose to quote
from documents in my possession TO
show some of the methods and inside
workings of business that like a
deadly disease is sapping the very
vitals of this Ommunity-depriving
widows and orphans, the small wage
Garner with large family, of the COM
mon necessities of life pauperiZins
those who are the victims. making
towards and fuSluVeS or some, VINO
In fact and in morals have committed
no crime-and last. but not least,
wTinging and squeezing from its en-
shaved and bonded chattcls, the money
that would normally be distributed
among the merchants of the city in
exchange for necessities for the wage
Garner and his family.
One Mans Experience
A man who had borrowed $500 of
one OF these loan sharks, agreeing 10
pay interest thereon at the rate of
$500 per month, which was secured
by mortgage upon all of the household
goods and personal effects of the
debtor. paid $500 per month interest
for twenty months, receiving no
receipts although same were demand
ed. failing to pay an installment OF
interest pursuanttto the mortgage, re-
ceiyed the following notice, viz:
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21

nitely and until they have repaid the
loan many times over. But the fore
going weapons put into the hands of
the loan men by the law. when held
up before the class of persons who III
the main deal with the loan men
ought 10 be a sufficient answer The
OVorW heiminS majority of persons
who have business " jtE the loan men
feel that inaSmuCh as their neighDOTs
and friends have been thrown into
prison aud had their furniture and
household goods taken from them anu
their families, they too might have
the same pressure brought to bear if
they failed in their payment Every
poor person is not as Intelligent or
as independent as his more fortunate
brother Tney cannot all give bond
and employ LAWYERS TO advise them
and to take UD their fight. All that
they know Is what the loan men tell
them. and what they see occur to
their friends and neighbors.
Other people may wonder why any
person would borrow from these fell
lows. But some people are actUated
by motives that others have never
felt. To the poor man out of en-
pIOyment with his family in need and
his house rent due, It IS not necessary
TO tell the reason.
Seductive Methods.
As Illustrative of the seductive and
aIluriug wiles used by the loan men
to inveigIe the needy into their
clutches. I give a few samples of
their advertisement in the form OF
cards distributed broadcast. in Pensa-
cola and thrown into the door yards
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21

peace court and OF the county Judge ;
court will disclose the fact. that at
taching the household goods of the
debtor. and also having him arrested
on the charge of having two mort
cages on the same personal property
at the same time without the written
consent of The first morgaSeer are the
favorite methods Of the loan sharks
to coerce payment of their unjust
claims. This relentless pursuit and
coercion by process of law in the in
ferior courts. is neId up by the loan
sharks, before their debtors as evi-
dence of what they can do with those
who fail or refuse to pay until the
loan man considers himself dis
charged.
Why They Do 1t,
Some people viii wonder why others
will continue to pay interest indeti-
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21
By JOHN P. STOKES

unable to meet, he obtained a loan OF
5000 from a second loan shark. 10
secure the second loan he was COM
PEELED 10 give a second mortgage
upon the same property, he having no
other security to offer On the second
loan ne was compelled to pay interest
at the rate of 81 60 per month. After
paying interest on this loan Of 5000
for eighteen months at the rate Of
S1.60 per month, ne found himself, by
reason of lack of employment unable
to meet two of the installments of in
terest. He received the following no
tice from his second creditor, viz:
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21
Another illustration.


Creditors maintain that debtor still
owes the principal sum of $500. with
interest at above rates and his goods
were also attached
In another instance, man with wife
and children. employed by promi-
nent contractor. found himself TEN
pOTariiv out of work. From sheer ne
cessity he borrowed $1,000 of one OF
the sharks. After paying interest
from month to month until he had
paid the principal and interest sever
al times over. but still owing the
principal. he fell behind with his in
teTest. Tn the meantime mis- wife was
compelled to take in boarderS TO help
support the family. The relentless
creditor refusing to wait on the debt
or, caused an attachment to he is
sued against the property of the
debtor. all of which was included in
the mortgage.
Removed Breakfast From Stove.
Under this attachment. the agent of
the creditor, in company with an Off -
Ger. proceeded to the home of the
debtor. Finding the head of the
hoUSe-the husband and deborah
sent, the agent proceeded to have the
attachment levied. The writ called
for one stove which. at that time. was
self. children and boarders. The
loan agent caused the fire in the stove
TO be extinguished. the uncoOked
breakfast removed from the stove,
and the stove loaded on a wagon, to-
gether with other goods, and carted
off. Among these goods was d sew
ing machine, which at the time of the
levy had on it an unfinished garment,
the wife and mother being q dress
maker. in a modest way taking in
sewing to exc out a living.
The above was not the end of this
case. The husband was afterwards
arrested and committed to Jail and is
now on bond awaiting a trial on the
charge of having given a second mort
gage on the same pOrpeTty to a sec
Ond loan man to procure q second
loan.
FaVorite Methods.
The records of the justice of the
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21

Another creditor procured a loan of
$ from one of these sharks, giving
a mortgage upon all of his household
goods and personal effects, and agree
ing to pay interest thereon at the
rate of S per month. After paying
more or less on this account and fall
ing behind in his payments by reason
of lack of employment, and on this
account being compelled to leave the
city and move into the country where
he could get employment. the moved
about six miles from the city,, re-
ceived the following notice, viz:
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21

and ordered committed to the state
insane asylum by a commission com
posed of Doctors Louis DEM Blocker
and {. w. D'AlembeTte and Mr.. l..
DeBTOuz
"Rutledge was committed to the
county Jail last Saturday night, suf-
feT1ng from acute mania. He was
rav1ng when committed to the Jail. ms
hallucination being that the loan men,
one of whom he said he owed SIS and
another s., and whom he had prom
ised to pay part on account. were al
ter him and would do him bodily
harm should he fail to keep his
promise. the unfortunate man was
quleteT Sunday, but again on Monday
his mania seemed 10 have assumed
the acute stage. IIe was Quieter yes
teTday and has remained so today.
but all the while he PAGES back and
forth in the cell in which he is con-
fined, mumbling to himself and max
ing excuses TO the ina ginary loan
men who he believes are surrounding
him. The case is indeed a pathetic
one, even to one whose G71S routiE><
places one in contact with the I'M
fortunate and miserable in life
Read The Journals Want
CO1IIY11Y1c fhic T1,nryaif1or
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21

During the time the debtor in the
foregoing Illustration was paying in
terest on his mortgage. he got out OF
work and was unable to meet an in
Stalment of interest. Being pursued
by his creditor with threats to take
his furniture from his family to Sc
cure the necessary money to pay the
installment of interest which he was
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21

The foregoing are but a few in my
possession
As one of the results of the loan
men methods of prosecuting debtors
| quote the following from the Even
ing News of this city, under date of
September 10TH 1908. viz:
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21
MONTGOMERY

Has bought two Steinway
will give one of these pianos f
the Mobile office to the person
empty coffee and tea cans to tt
We have churches, school,
Steinway class, and it IS possib
without costing us one cent.
See ticket IN every can.
Mobile, Ala, for particulars.
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21
DO YOU NEED MONEY?

LIZ TOO NE6O mONSH
II So. why not call on me for it, I
viii lend YOU money on any kind
of personal property at a low rate
and on easy terms Call on me
I WILL HELP YOU OUT OF
THAT TIGHT
and convince You that my office is
the best place for you when you
are in need.
Call. write or telephone. ONCE
hours : a m to : p. IN.
z o Box - -- Phone
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21
pensacola. Fla. June Il. 1908.

pear sir: ON the 18th day of
April, 1908, YOU gave me mort
gage on certain personal property
to secure the payment of S12-0o-
$500 on this amount has been paid.
leaving a balance Of $500.
You have not only moved the
security without our consent, but
have moved il out Of the city.
thereby laying yourself liable tn
criminal prosecution As YOU have
moved it away We hereby demand
a settlement at once, and warn
YOU that unless YOU pay of this
mortgage at once / will take legal
proceedings and prosecute YOU 70
the extent OF the lawn fact. it
is my intention to make an eN-
ample of YOU but write YOU this,
to give you one chance to settle
for your wife'S sake, for she is also
involved she having signed the
papers with YOU.
IF YOU wish TO pay the money
let me hear from YOU at once.
VERY truly,
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21
LAST NOTICE.
Pensacola. Fla, Feb. "A, 1909

You are hereby notified that your
mortgage is past due and unless
YOU make settlement by Saturday,
100, 1 shall proceed TO foreclose
same BY giving this your prompt
attention you save cost and hu-
initiation
Yours truly,
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21
Manager.

Some Concrete Cases.
The following is a statement of the
account of one borrower who pro-
cured loans of four different loan
offices. three of which are said TO be
owned by one man, the managers hav-
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21

of the poorer classes of the city. Here
are some of them, viz:
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21

ing only an interest in the business
tO-Wit-
The Pensacola journal. (Pensacola, Fla.) 1898-1985, 1909-03-21

Creditors claim that debtor still
owes the principal, $31.0O. with inter-
est at above rates, and debtors goods
were attached by one Of these credit
Ors-
The Bemidji daily pioneer. [volume] (Bemidji, Minn.) 1904-1971, 1909-06-02
CELEBRATION TO BE HELD
ON MONDAY JULY FIFTH
Committee in Charge Of Bemdis Observance of Nations
Natal Day Defers to Request Of Local Business Men
Changing Celebration from July g.

Deferring to the wishes of a
ajority of the merchants and bust
ness; men of the city, the executive
committee having in charge the
Fourth of July celebration in Be-
midi last evening decided to change
the date of the celebration from
Saturday, July 3rd, as originally
agreed upon at the mass meeting
held last week, to Monday, July 5th.
In making this change in the
original plans, many reasons we're
advanced, the principle one OF
which was that Saturday is always
a busy day in Bemidji and cele-
bration on that day of the wee k
would greatly conflict with the
transaction of the regular business
affairs of the merchants, and the
celebration could just as we'll be
held on Monday following the
Fourth, which was the day that was
being generally celebted by other
towns throughout the Northwest as
celebration day.
The soliciting committee has done
but little, as yet, but it is known that
there will be no trouble in getting
the desired sum to defray the ex-
penses of a conservative celebration;
and the soliciting committed Messrs.
John Larson, ]. P. Pogue, John
Moberg and Tim QUINN were given
another week for additional time in
which to solicit funds, they to report
at a meeting which will be held Tues
day evening of next week.
The following committee was ap-
pointed on sports, the members to
have full charge of the program of
The Bemidji daily pioneer. [volume] (Bemidji, Minn.) 1904-1971, 1909-06-02
At Last Nights Meeting, Much Cement
Sidewalk Was Ordered to Be
Constructed.
A. A. ANDREWS NAMED TO ACT
AS TEMPORARY CITY ATTORNEY
Council Deadlock" in Attempt to Name
Alderman to Fill Vacancy in
Second Ward.

At the session of the city council
Eeld last evening that body decided
that the city should make a num-
Der of improvements for the coming
year and in accordance with that
resolution ordered the following
sidewalks built:
In Mill Park, fve-foot walk on
both sides of the streets from the
railroad tracks east to the city
limits.
They also ordered all gaps filled
in on Bemidji avenue from Seventh
street to Twelfth street; on the
north side of Tenth street from
Irving avenue to Lake Boulevard
and on the south side of Tenth
street from Beltrami avenue to Lake
Boulevard; on Ninth street from
Minnesota avenue to Lake Boulevard;
on Eighth street from America
avenue to Lake Boulevard; on Bel
trami avenue all gaps to Twelfth
street; on Minnesota avenue all gaps
from Seventh street to Twelfth
street; on the east side of America
avenue from the Great Northern
depot to Eleventh street and on
the west side of America avenue
from Third street to Seventh street;
on the west side of Irving from Sixth
street to Fourteenth street; on the
north side of Seventh street from
America avenue to Bemid i avenue; on
both sides of Fifth street from Be-
midi avenue toIrving avenue;on both
sides of Sixth street from Bemid j
avenue to Irving avenue; on both
sides of Fourth street from Irving
avenue to Park avenue, on the west
side of Bemidji avenue from First
street to Railroad street.
A communication was read from
The Bemidji daily pioneer. [volume] (Bemidji, Minn.) 1904-1971, 1909-06-02
BOND PURCHASERS WANT
A LOT OF INFORMATION
Representative Of Company Which Pur.
chased County Bonds Writes
Interesting Letter.

County Auditor Wilmann has re-
ceived a request from H. w. Matti-
SOC, the representative of the Secur-
ity Trust company of St. Paul, in
which the auditor is requested by
Mr.. Madison to furnish a lot of
data concerning the county, which
is claimed as being necessary for
the company to have in connection
with its purchase of the $4,000
bonds which will be issued by Bel
trami county for the purpose of
taking up all outstanding warrants
of the county.
In addition to a considerable
number of facts already furnished
the St. Paul company, Mr.. Madison
requires the following:
Certificate from the county audi
tor, giving the name of officers and
members of the county board; copies
of all rules and bylaws adopted by
the county board; detail list of
warrants proposed to be funded by
the new bond issue showing their
dates, amounts, number and pur-
poses for which issued; the assessed
valuation of all taxable property in
the county, and the total outstand-
ing Indebtedness of the county in
each of the years in which these
warrants we're issued; certified fnan-
cial statement brought down to date
as to the indebtedness of the
county; certified statement of the
county's population as shown by
the last census; certified statement
of what official is charged with
keeping the accounts of the county;
certificate of the county auditor,
setting forth a copy of notice of
meeting of the board for May 4th,
and proof of service on each COM
missioner, at least ten days before
the meeting; certified publishers
affidavit of the publishing of the
record of proceedings of the board
at the meeting of May 4th and 5th;
publishers affidavit of publication
of bond sale advertisement in the
Pioneer, showing date of publication
and attaching newspaper copy; certi-
fed list of all bids received"
/ A meeting of the county board
will be held on Thursday for the
purpose of attending to the final
detail of the issuing of bonds, at
which time it is expected there will
be no hitch in the final arrangements
when the money derived from the
sale of bonds will be forthcomin g
Immediately.
The Bemidji daily pioneer. [volume] (Bemidji, Minn.) 1904-1971, 1909-06-02

the day: F. S. Lycan, J. P. Pogue,
DR.. G.. N. Palmer, A. G. Rutledge
and John Moberg. the committee
will report at the meeting next Tues
day..
There was an informal discussion
of what to put on in the way of
sports, and it was decided that small
sports and games for suitable prizes
should be arranged, with an auto
mobile race, boat races, baseball
game, horse races and other
pastimes, the program to be of such
generous proportions as to fill the
entire day, the program to conclude
with big ball in the evening.
AS it is possible that several of
the nearby towns will rot celebrate
the Fourth of July, the committee
of the local celebration will extend
cordial invitations to the presidents
of the councils and the commercial
clubs to come to Bemidji and assist
in a proper observance of the day.
Several towns have already signifed
their intention of coming to Bemidji
to give vent to their enthusiasm.
1t has not yet been decided what
baseball team will be brought to
Bemidii to play on the Fourth,
but the management will probably
arrange with some strong club to
play here on both the Fourth and
the Fifth of July, this giving two
games of good ball.
It is expected that the entire
program will be completed before
the meeting is held on Tuesday
evening of next week, when the
events will be announced.
The Bemidji daily pioneer. [volume] (Bemidji, Minn.) 1904-1971, 1909-06-02

City Attorney Gibbons appointing
A. A. Andrews as assistant city at
torney to act during his absence,
which was approved.
The sewer committee made re-
port recommending that sewer be
built from the present terminal of
the sewer in the alley on America
and Third street along America
avenue to the north side Of Sixth
street, there to terminate.
The mayors veto of the councils
action in leasing the skating rink
as an armory was taken under con-
sideration and discussed at length,
and upon motion final action as to
the vetoing of the contract was
postponed one week, and a COM
mittee, consisting of Councilmen
Gould, Johnson and Kirk, was ap-
pointed to confer with Assistant At
torney General L. A. Smith as to the
legality of the action of the council
in leasing the rink.
The report of the sinking fund
commission was laid on the table
one week, for further investigation.
The election of an alderman for
the Second ward, to fill the vacancy
caused by the resignation of w. c..
Klein, resulted in a tie, four ballots
being taken, S. G. Bailey receiving
four votes and A. A. Melges four,
and the election of an alderman
was passed until the next meet
ing.
The petition of S. P. Hayth,
asking for permission to build
frame barn in block sixteen, was
referred to the building committee.