Omaha daily bee., 1909-11-30
Nebraska
IISURAI &c AGENTS TESTIFY
Cases Cited Where Loans are Promised
70 Get Insurance.
THER Authority SOUGHT
Persons Aeaer Insurance seem Salts
fled Provided Thev Have Gsod
Cn1rrncrR-rvn Com nunfea
Involved.


N-um n STAR Cur-nHUuuuenLN
LINCOLN Nov n-sDecinaI -In an
svrsr to nm issued by state Auditor
Barton a uumbsr Of Insurance agents an
peared today 10 answer certain afhdHTitH
70 The Effect thar the agents mad miHrsp-
resented mcrs in order 1u write Insurance
The agents appearing were. E O. wood
dau. general agent OF the Bankers Life
Of Lincoln. Elmer orr J. 3 Specs and
A. AEsowHd. while the following sum
mnned ala not appear: T. W. Hawk z
T. Pierce. Ear- n Cat-un. r T Akers
r n Dourlas and q F. Miller.
Il dsveiupei sarIv In the hearing that
tho oh5ect of the auditor was uo secure
from the agents whether they had au-
thur-tv from the company Officers 20 do
what thsy mad done and 20 offer loans
IN order to secure insurance and also
whsthsr the Ggurez the agents showed the
prospective customer had the endorse
merit OF the company
Mr Wooddel the general agent n the
Bankers Life ~ Lincoln testified that
he had authority from the company 90
MAKE loans as an inducements 20 writing
Insurance. and the either agents who
worked for WooddelI said they had au-
thorstv from Wauddeil 70 take a~ppllca-
ions for Loans as an inducement 10 get
Insurance. Ths agents admitted thar In
figuring what the policy would be worth
at a certain time they Included r1e esd
mattel @rninEs.
The afHdavfts were practically OF the
same nature, the agent had agreed to So
curs a loan from the company providinE
the parry wanting the loan would take out
q certain amount 1f lie Insurance The
u1ust striking affidavit was made by
Robert NJ Young OF Cage county. VINO
- a -. - - 81 H--#aErHH "a.
Young said woodden had agreed to furnish
him a loan OF aE.GO providing Young would
take out a policy for $1,000. surrendering
AZ the Same time a Es0 policy on which
eight payment had been made. In addi-
uOu M- Young was 10 pay interest an
uuRuy On the loan His total payment was
% amount to G.aG& OF this Hl6lB was 70
be premium pzymsnrs and mis- interest he
was to have his mortgage cancelled with
Our any further payments should ha die
IN the meantime his estate would nsceivu
the amount OF the policy u6.ea
Mr. Young said he was perfectly satisfied
with the loan. providing he ever got it but
thaS at this lime he had only a receipt
fro mrhe company for MS first premium.
BE said n the company would give MIN q
contract that he could secure his loan OF
uk00 by March 1 and have IL paid IN ten
ysaTa. as the agent agreed he would be
satisfied.
You VIII get your money all right
March L" interrupted WooddeIl. This COM
pany viii do what I said IL would"
WIZ your company take the policy AZ
the end 81 the ten years in lieu OF the
murrgager' asked Auditor Brown.
Palmer Prsmised Lann.
u am not sura that IL would. replied
WooddeIh
G. T. Palmer made affidavit thar he had
taken Insurance. 70 the amount OF EIs on
members OF his family. He was 10 get a
loan N uENG AT the end Of SIX anG one
hair years he swure he was TO have his
loan paid and receive in cash some Z50.
Wooddeil said the affidavit Was suhstan-
tally aurrset. except tlnt the contract was
10 run ten years instead OF six and one
half Palmer said his note was 20 draw
no interest. but after signing IL some one
had written in 8 per cent This W0uddeil
denied. saying the interest was written In
before the note was signed.
Agents who were called upun said in
every case the insured party had been sat
iHfied and the trouble had arisen because
agents ~ other companies. particularly the
Midwest Life Of Lincoln. had tried 70 tell
The insured thai they had been "stIInE
The nOtaries public who arrested the arr
davita IN several Instances. III. WooddeIi
said. were agents Of rhe Midwest Life.
In a few instances. he said. the persons
making rhe a~ffidHvfta could not read and
had beea imposed upan by other agents
or those who put them up To making the
afddavfhs-
II was apparent throughout the hearing
that the auditor was sndeavuring 70 have
the agents say whsrhsr they wera cArryin=
out instructions OF the company Gficera.
This was admitted BY the agents None
OF ths high of1cATH OF the company was
n the heartnR. Auditor Barton wiz pass
IN tha case tomorrow
Chadzsn Men On Hand.
Seua1or Reynolds. uSs. ana Senator COT
fey. naL. b0rh from Chadrun were here to-
day trying 70 induce members Of the Stare
Normal board 20 locate nat nurrnuI schoui
ar Chndrun- B0rh insisted that no Mace
In Nebraska was 50 Gt for the new schuai
LiHhr On Purrfck's Demand.
ms Nebraska Telsphone company ia
answer % rha complaint OF ". r. Patrick
thEr II VII not furnish him a teIephone
a. ina regular rates said il would. ParrfcF
the cumuauy said. wanted a rTo-narrv line
telephone fur g a month and as he lives
one and r1rse-foUrthE miles from south
Omaha and could not get some one %
take the other u~eiephune. a uvo-nar-v line
c1uld NOT BE- furnished him The company