The Robesonian. [volume] (Lumberton, N.C.) 1870-current, 1909-01-11
and the Robson County Loan &
Trust Company"
"Yes both of these institutions

When the banks IN nearly all
parts of the United States were
refusing to pay out cash, except
in a limited amount, our banks
paid out cash to all customers in
any amounts desired. We may
not have made as much profits
for our stockholders during the
past year. because we carried
such a large amount of idle mon
ey, but it has always been the
policy of our board of directors
to make safety and the welfare
of our depositors our first con-
sideration, and profits to our
stockholders second.
1--WE have not denied any GUS
toner the accommodations which
should be extended by any well
and safely managed bank, and
no one should expect more.
do you think business condi-
tions are improving?'
"Yes, there has been gradual
improvement in all lines of busi-
ness for some time, and with
careful effort the improvement
will continue. We have every
reason to be encouraged for the
future. Allsbusiness is slowly but
surely getting back to those nor
NAL conditions which mean the
full return of prosperity"
Mr.. R. D. Caldwell is a prom
inent and successful business
man, a member of the firm of
Caldwell & Carlyle and president
of the Lumberton Cotton Mills.
AS manager of a large business
he studies conditions closely and
can be relied upon to give a sane
view of things.
What about the past year in
a business way" Mr.. Caldwell
was asked?
I'm regard to the year 1908,
we would say it was a year Of
usual experience in business
matters in this town and county.
Trade and business, in general,
are so largely dependent upor
the agricultural interests thai
the degree of prosperity in gen
eral is measured to a large ex
tent by the degree of prosperity
enjoyed by our farmers. W.
would say it has not been a yea
of great profit to farmers in gen
eral, but farmers who had tobac
co crops this year obtained bet
ter results than those who die
not have tobacco. A few far
mers paid their entire year,
Indebtedness out of their tobac
co crops and had their cottor
and other crops as a surplus, bu
farmers doing this were the ex
ception and, in fact, very few
farmers succeeded to that ex
tent.
''The cash trade of this town
was somewhat decreased by th'
curtailment of production of tn,
factories and mills in this com
munity. We think that the pros
poets for 1909 are good, for tn
following reasons:
First: Our surrounding coun
try is in good condition, as ther
is sufficient corn and provende
and general farm supplies, wit
the exception of meats, to suppl,
J our farmers during the yea
1909, without having to bu,
Western products. Such bein,
the case the time accounts mad
, by farmers need not be as larg
as they were in 1908.
Second: Farms in general ar
in better condition as to improve
ments in the way of drainag
: than they have been heretofore
as the farmers have during tn
: last few years paid special al
{ tention to this matter.
: Third: The prospects are bel
ter for the farmers on accoun
of their intention to use NOR
e homemade fertilizers and not
depend entirely upon commerce:
fertilizers.
Y Fourth: The increased prt
e ductions of the factories an
: mills in our community, and COZ
s sequently the employment {
e more labor will add considerabl
to the wages paid out to worl
e men which will be ready mone
f spent during the year.
+ Fifth; The general spir
: which seems to pervade the pc
= pie of our town and county,
It wit: to work all they can, to NAL
a all they can, to save all they ca
e to spend all they can.
: 1--WE look for fairly prospe
Gus year in 1909"
'e In reply to a question abo
E. the business enterprises wi
e which he is connected, Mr.. Cal
D. we'll said:
r. Yes, I am glad to say tn
D. the firm of Caldwell & Carly
,e did more business in 1908 tn;
tx it did in 1907, which, under t
at circumstances, was somewhat
N a surprise to us.
ut You ask of the outcome
er our celebration sale. We a
" glad to say that we did a lar
Or business during this sale, as t
s. people of the surrounding cou
le try appreciated the opportuni
ty afforded them in selecting goo
from such a great assortment
r. we carry in stock, and at su
ae prices as were made during t
in sale. We propose to contin
w Our offorinu IF oil x.,;~%on