Bisbee daily review., 1909-05-13

1T His remarks are published elsewehre. Con O'keefe was called upon and responded with a few felicitious re- marks.
 The position of toastmaster at the board was splendidly handled by Mir Sames whose opening remarks 1 were timely and well spoken ana whose introductory words for the va rious speakers were always clever He permitted not the slightest drag |
 and by his tactful guidance many a |
 rich bit of impromptu humor was 1 heard
 Outside the speakers, the entertain CTS were Teddy Lloyd, the MT. Dool- ey'' of Douglas. and Jack Bagiin, ] singer of lively songs. Mir. Lloyd | took his hearers with Dooley to tle | golf links and gave them the humor- ist's impression of the game in the rich brogue which the reciter can so cleverlv- affect when he wants to. | And then, later on, he told of Dooley'
 experience with la grippe bugs. Both recitations evoked laughter and ap- ! plause. Jack Baglin English songs were never better received than last
 night The diners wanted bit oi stirring variety and MT. Baglin gave
 them ripping melody sung 10 catchy
 words The music by the Van Alen | orchestra was unusuallv good.
 In the menu prepared and the ser ! vice given, Mine Host Shropshire ct the Queen did himself and his hotel 1 proud and the 100-odd guests had ' only words of praise.
 | The address of MT. Packard on {! "Our Banks is in part given here with:
 | 8. A. Packard on Banking.
 "The banking institutions of this ' territory and this city are in a fairif
 good condition. and while there is
 lack of funds to accommodate all oi our customers, the conditions are
 certainly improving, and I trust at no distant day we will be prepared to take care of all the legitimate busi- ness of this community. The recent statements called for by our territor- , ial bank examiner show a decided , improvement over conditions wnlcn
 existed a year and a half ago, or , even last September Banks of this i territory have seen the necessity oi
 general over-hauling and in In-
 stances have been compelled by cir- cumstances to get back into care ful business channel: and I predict it will be years before another con
 | dition will come about whereby Ari- | zona bankers will even listen to the ,I speculator who wishes to borrow , money with which to buy stocks that
 are sure to advance in price; to the , townsite boomer, or man with min s ing location notice in his pocket only. 2 This sort of customer must be treat
 ed with decision. Let the banker :. 'Fletcherize,' but say No not girl ' fed but nc with a capital N. If this [ system is adopted, the depositor will F always find his money ready when
 called for
 "The commercial interests of q | city. town or community should be Q carefully considered by bankers. both :, from a standpoint of the bankers in n terest and that of the commonwealth e as well. and as far as my knowledge -l extends, believe the bankers of this e territory are given due credit for
 such consideration.
 |. Tn many instances. however. the !, merchant who bought freely of win ! ter goods in the fall, as was the case , in 1907. and was unable to sell them q owing to the financial depression :. has a feeling th1t bis banker is un. :. just if he refuses to carry him over {. for the year, and when told by the ' banker that the bank is absolutely ' unable to do so. the merchants gets [ grouch. This merchant should l consider and bear in mind the fact [ that the greater part of the cash Tn s this bank belongs to it's depositors; h also that when the depositor calls for g his balance. he must have it, and '- also that security and commodity T. values are low in times of depres n sion and that the far seeing man Q the speculator or the active business T man who has the cash will want II
 from the bank for investment. c There are few minor points q which 1 have been impressed with r. and things which I have learned in a Q short time I have been on the inside ! of the counter which may interest Q you and of which I will mention. e Someone has said that there are r three things that man cannot do y to the absolute satisfaction of his - neighbors, namely: Make love, poke
 the fire and run a newspaper And
 to these three I would add a fourth: l Manage a bank Your banker is l watched more closely and carefully l. than is your minister of the gospel. e If your banker change his collar too - often he is extravagant. and if you r find him untidy. 1t is said at once he ,. is not presentable and should not be - patroniZed; in fact, he is not fitted s tor banker.
 1. Bankers many times find them
 selves in peculiar conditions and are D forced to exercise unusu judgment and caution. particularly in refusing ? a loan; in fact, they resort many times to more or less ingenuity in order to keep friendly with the GUS ? toner. and in this connection I am reminded of the old German shoe maker who had taken an order for E pair of boots from the customer, of {" whom he was little doubtful regard : ing his responsibility. He concluded to get the cash when the boots were . delivered, and wishing to put the ' matter to him carefully and to main tain his friendship. had told him at T. different times that the boots were ' not finished. time came, however. when it must come out. so the shoe e maker said when the customer call > ed: My friend, if you ain't got the n money, the boots ain't done.' So with
 the banker. The customer necessar-
 fly must come through with some g thing tangible
 l, SOUTHERN FLAGS RETURNED