The weekly true Democrat. (Tallahassee, Fla.) 1905-1912, 1909-07-02

stand how. Il -man Dsrpsifaies fraud
directly ~ Indirectly. DE- can = protected
that which b noe BE. and eigea 4 email
premium Or the hope ~ getting 3 large
reward, gnd o. then found out o. q. 3
should protect him GA that fraud. % e ~
a fraud in law. and that seems ~ me 90
D. the whole proposition; let q - re-
was aii b. small type or in large fyDs 81
bad gcalloDa on The SIDE 81 printed on
bond paper and attractive 10 Is shape
has nothing % % with she convictions %
cept u. and locks q IN the safe. BE- not
% BE- excused n be finds out there 81 not
something iu lt that be thought there
81 the ages. tbs BIZ viii Rot ' pass. ~ Z
matter 81 fact, az the Governor reasons
that no other State I'm the union has seen
~ 20 pass this law, would be very good
don't find any State has passed such
law az this. Now the proposition arises
unOn this one thing. n you are going
20 make contracts for the people, you are
and freedom as ] said yesterday. Nov,
understand that proposition IN this light,
! sign this contract. what's the use 20
fead ~. never mind the proylal0ns In II.
me and not protecting the other fellow,
u don't make no difference % me what
u sign am going 20 be protected, no
Sc protected S Simply bee Because s tB soS oths %
man IL an Insurance company the ten
dency of such legislation n Vicious be-
cause u takes away Individuality and
makes man careless Of his business az
fairs and transactions u there any
man mat accepts an insurance policy
that cannot read II n he wants TO- unless
he u blind or cant read7 There are Al
good many that cannot read, yet ! have
been told II would take q PHILADELPHIA
lawyer % understand the provisions OF
that contract The fact that u would
take lawyer 90 understand the contract
shows that We have not yet arrived at
the age Or wisdom Of our mother c0un-
try England Wherever a contract OF
any man n the world II FIRST shown aim,
where d q executed and whore Il be-
comes a custom IN this country the sit
uation In such a policy would be tust
ms an insurance agent IL simply a
solicitor, he has nothing 10 do with that
policy ~ any shape or form, except tOl
geuVer u 10 the man, and the man pays
MIN 20 much money. II doesn't come into
hll department 10 exercise his brain or
annWeT any question IN regard 20 that
policy binding upon the company, that h
ln me contract. M much az when you
STICK nickel In a slot and get q life In
3 sl ,1a Iie policy FOR few days, you pay
Tor the chance. because life Insurance. a
simply gambling. but you don't know
What u II unless you read a. it's like
Drawing ticket on Havana lottery. m
4 n says % pay &25 or $50 or whatever
i may be you can get II. n Il says YOU
ss!hOuldn't pay any,"ing you may not get
~ ana because you haven't read II 10
say 20 the legislature, the company ought
20 pay az That II the proposition NOW
the oOyern0fe message takes I'D q fea-
ture which ! think the gentleman from
ne Third asked n II could be defended. I
mink u can be easily defended. There Is
no necessity TO put those words I'm the
statuIe without fraud, deceit or misrep-
resentation." that r. unerstood in the
contract, whatever the contract may be. !
because that n a general law. There arc
Wo kinds Of fraud known 20 the law.
Iraud which u Intentional on the part OF
,,hI We Pef,so1 perpetrating q, because he
iidnt disclose matters within his knoWl- |
,qBe ana In every such transaction in /
NE, no matter how innocent the pergon /
may be. i y making only actual fraud,
Z worse thar II II was left out.
Now we come TO the point Vghere the |
solicitor who knows nothing about the |
aW, whose purpose 70 d 90 get insurance
'or tho company. He goes 20 A and says
says yes" Now A knows Became
don't believe there's any man In tire
United States but what knows he can't
hsras ,r what aon Z belong % him; n,
hat what he wants to insure 10 not Ms.
WY don't he tell the solicitor because N
within his knowledge and not the
lives him this contract: he cant change
word In II; u he does u would be void.
y dI party cant change a word o. Il II
y noes u would be void. As agent o. the
ayH here, read ~" but nluetySnine
nen out Of a hundred will throw n In
ne SAFE and never look ~ H. Then, When
Imposition IN which he had no interest
'etore, but simply took Il on TRUST with
NJ examining II Or aecertainlng wheth-
Y there was any better company 1r not
he people % the United States. WHY
mould the Legislature prevent such a
nan against such carcleasness-ln order
loh actP Now, who knows " VIA " owns
nat property or the soliciting
gent And who knew "a the
imel The question Of title to property IL
acts. The man himself may not know. as
legal proposition, ~ 90 whether he iE
ne owner OF the property or not and
ne Aoiicltor certainly wouldn't know, be-
,uainess Nov are you going 20 make
ne insurance company paw. It's a gamble
leEaliEed gamble. upon the proposition.
rick building on a; he fnds out there
: iaW I'M the tltle-there is no tile In
he United states that's perfect-they
ave certain haWsi ! don't know one
hey are good. defenElble titles. Nov. we
ONE 10 the proposition Of n man Wen
brick building; there's q flaw in that
tie ana suit was brought IN electment.
Z he didn't reao q. he was careless.
asn't lad u examined, and the solicitor
.ho hands u TO him isn't q lawyer Il
snt his business 90 know, u was not
within his knowledge. do you mean 10
oil me that Il u right and just, because
man pays his premium and u turns Out
q hasn't any litle % the property, even
ne was honest In his idea that he haa
lite, that the Insurance company should
aV - Where IL tina frntlca ~