davidaulloa/AmericanStories huggingface dataset:
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
VISITS IN THE SourH.

Miss Ellen Clark of Rimbach ave.
nue. has gone to her home in Nashville,
Tenn, to spend the Christmas vaca-
tion with her relatives.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
LEFT ron INDIANAPOLIS.

Miss Nora Lacey left this morning
for her home in indianapolis. where
she will be entertained for the next
week, and spend a pleasant holiday
vacation.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
MISS BUzzARD ENTERTAISs.

Miss Florence Buzzard very delight
fully entertained the young ladies of
the NJ. T.,elub last evening at her home
in Williams street. Several of the
members were present at the party
which took the place of the regular
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
ATTEND CLUB PARTY.

Mrs. Papke of Chicago, Mrs. VIII
Ziegler of East Chicago and Mrs. Roy
Traverse of Indiana Harbor were
among the out of town guests at the
meeting of the Fern Leaf Linen club
yesterday
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
VISIT IN LOWELL.

The Misses Hattie and Grace Dahl
left this morning for Lowell, where
they will visit at the home of their
parents, Mr.. and Mrs. Fred Dahl, for a
week or ten days
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
notice.!

Those holding jewelry coupons will
kindly present them on or before Dec.
25th.. 1909. BY doing so you secure
your Christmas gifts at half what you
ordinarialy pay All coupons are void
after above date.-Ortt & TowIe-10t
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24

Miss Maude Pannenborg of Webb
street will be a guest at dinner, at
which Mr.. and Mrs. Crawford will en-
tomorrow.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
RETURNS HOME TO-DAY.

Miss Sadie lines of williams streets
left today for her home in Monticello,
Ind, where she will spend a week or
ten days with friends and relatives.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
w. C. II. L. MEETING.

The regular meeting of the members
of the W. C. T. L. will be held Tuesday
evening at teh home of Mr.. and Mrs.
H. E. Granger in Hamlin street 1t is
the regular monthly evening meeting
and it Is desired that members be pres
emit The public is cordially invited to
attend as an enjoyable program has
been prepared.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
RETURNS HOME TO-DAY.

Miss Corinne Ryder left today for her
home in Manitowoc. Wis, after a
weeks pleasant visit with Mr.. and Mrs.
William Leslie of Hammond
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
LEAVE on A VISIT

Mr.. and Mrs. August Schneider OF Ma
son street left last evening for Craw-
louisville, Ind, where they will be en-
the holidays
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
HoII.nAY CHESTS

Mr.. and Mrs. Paul Rich and Fred
Rich sr. of North Henderson. ILL., will
be the guests of Mrs. o. Muehlberger. 2
Williams street, for the holidays.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
VISITS IN LAwRENcEvILLR.

Mrs Z. Vanderweel Of Fayette
street will leave this evening for
Lawrenceville ILL.,, to spend the holt
days with friends and relatives.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24

Mr. and Mrs. Franklin Blackburn
have gone to st. Marys, O., to be the
guests of Mrs. Blackmum's parents, Mr..
and Mrs. Boos over Christmas.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
sPECTALI

This week, Friday and Saturday, full
pound chocolate creams, 20 cents. Sum-
mers pharmacy.-22-3t.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
VISITS IN LOWELL.

Miss Hazel Webb of Carroll street
went to Lowell this morning to spend
Christmas with friends and relatives.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
SPECIAL!

This week, Friday and Saturday. full
pound chocolate creams. % cents Sum
mers pharmacy-22-S
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24

Roscoe Livingston will leave this
evening for his home in Mount YER
non, Ill. to spend the holidays with her
relatives and friends.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
ENTERTAINs FRIENDs.

Mr.. and Mrs. Levy will entertain a
large company Of out-of-town friends
and relatives at their home, 71S East
Sibley street. over Christmas.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
LEAVES FOR MONTERREY.

Miss Edith Long of State street will
spend Christmas the guest of friends
and relatives in Monterey. Ind.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
LEAVES For IOWA.

Mr. and Mrs. Charles Chants will
spAnd the holidays visiting friends and
relatives in Washington, Ia.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
GUESTS FROM CHICACo,

Mr.. and Mrs. La Daugherty of Lo-
gan street will have as their guests
over Christmas, Mr. and Mrs. Charles
Beall of Chicago
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
spEcIALt

This week, Friday and Saturday, full
pound chocolate creams, 20 cents Sum-
mers pharmacy.-22st
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
LEAVES ON A VISIT.

Ed Mcmahon of z Rimbach avenue
will leave this evening for his home
In Cleveland, o.. to spend Christmas
with his mother and sister.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24

This week, Friday and Saturday, full
pound chocolate creams, 20 cents. Sum
mers pharmacy.--22-5
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
ENTERTAIN AT nINNER.

Mr.. and Mrs. r. E. Pfeiffer will en-
terrain several relatives from Chicago
and Nation. Ill, at their home in
South Holman street over Christmas.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
SPECIAL!

This week, Friday and Saturday. full
pound chocolate creams, 20 cents. Sum-
mers pharmacy-22-3t
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24

Misses Mable Wells and Thelma
Sprague of Carroll street have gone to
Kouts, Ind. to be entertained by Miss
Wells parents and Miss Sprague's
grandparents. Mr.. and Mrs. w. c. Wells,
over the holidays.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
VISITS IN THE EAST.

Mr.. G. r. Love has left for his home
in Newcastle, Pa. to spend several
days visiting friends and relatives
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
SPECIAL,

This week, Friday and Saturday, full
pound chocolate creams. 20 cents. Sum.
mers pharmacy.-22
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
VISITS IN OHIO.

Miss Annie Bassett, teacher of ma
thematics in the high school, left today
for her home in Milan, O., to spend the
holidays with her friends and rela-
tives.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
sPECIALl

This week, Friday and Saturday, full
pound chocolate creams, % cents. Sum-
mers pharmacy.-22-3
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
A HOLIDAY VISIT.

to Chesterton, Ind, to be the guests of
friends and relatives over Christmas.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
sPEcIAL.

This week, Friday and Saturday, full
pound chocolate creams, 20 cents. Sum-
mers pharmacy.-22-3t
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
VISITS HER DAUGHTER.

Mrs. Carter. 40 Doty street, has gone
to Merrillville, Ind, to be entertained
by her daughter, Mrs. Bertha Papp,
over Christmas.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
Specials!
LEAyE FOR KOUTS.

This week, Friday and Saturday. full
pound chocolate creams, 20 cents. Sum-
mers pharmacy.-22-3t
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
3 Over TIE 4H4 CUPS ~

today to spend the holidays with Mrs.
Lockwoods parents, Mr.. and Mrs. H.
Morganau at their home in Doty street
LEAVE FOR GREENCAsTLE.
Mrs. NJ Carroll and family of Fayette
street left today for Greencastle,. Ind,
to spend Christmas visiting friends and
relatives.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
SPECIAL

This week. Friday and Saturday, full
pound chocolate creams. % cents. Sum-
mers pharmacy.-22 -3t.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
ENTERTAINs Az CARDs.

Mr. and Mrs. Lawrence Becker enter
tanned the members of the B. B. Whist
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24

in of
n y.-J.
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24
VISITS IN HAMMOND.

Mr. and Mrs. Chester A. Lockwood OF
Kalamazoo, Mich. arrived in Hammond
The Lake County times. [volume] (Hammond, Ind.) 1906-1933, 1909-12-24

Mrs. w. F. Abbott of Harvey, ILL.,, and
w. S. Halves of Chicago will be present.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25

Mr. Cutler said he did not think
it mucn OF Il feat to save $500 out of
a salary of $40 per month Asked II
he did not have TO cut pretty close
"" to save the money, Mr. Cutler
laughed and replied.
"Well. Ii was cutting pretty close,
but | had started out to make my way
In the world and 1 was determined to
do it,: BY strict economy I managed
to save and then Invested my money
In what / thought was a SGfe PROPOSE
ton. | did not attempt to keep pace
with some of my friends in the natter
of amusement and dress. l soon got
the habit of saving and then it became
easy.
PRACTISE ECONOMY
IL young man Will practise econ
omy." continued Mr. Cutler, "even II he
saves only 5 or 10 cents each week, he
Will be benefited in the long run. and
once he gets the habit of saving he
never gets over it. My advice to young
men is to refrain from speculation in
mining stocks but to put the money
in something sure. The young man
trying to get a start In life so he VIII
be independent should forget all about
style until he can afford it. 1t is easy
to spend $1,000 or $4,000 per year for
pleasure, but the young man who tries
II Will not save money
We'll. YOU asked me how I got my
first 81 900 and l have told YOU
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25
J.W. Halloran In a
Lumber Camp

ffE JUST simply couldn't help it."
smiled w. J. Halloran, president
of the Commercial club and
wealthy real estate owner. when
asked as to how nc got his first 81 ,OCo.
Il was just is years old when could
count up that amount and 1 worked
two years in tho backwoods of Michi-
gan for IT." he continued. You see
was out where I couldn't spend any #
it and that is tho only reason that
now can account for saving 1t.
Il consider" and Mr.. Halloran be-
came very serious. that that 81 900
was the foundation of everything ]
now possess In the world
1T made me serious when I found
that was worth that much and a dol
lar took on a different look to me 1t
made me take a more serious View of
life. gave me manly thoughts carly in
life and was, materially. the most I'M
portant event of ny existence.
1T was away back in the days when
the virgin forests of the famous Micni-
gan white pine were being first invaded
by the saw and the ax. before the
timo OF the great transcontinental rail-
roads. when the giant FIR and pine Of
the Puget sound and Montana noun
tains had not boen thought of. Michi-
gan was becoming the lumber pile OF
the country as civilization pushed west
ward and the hard woods of the eastern
states began to grow scarce.
1T was at Alpenn, Mich, where de-
posted that first 81 600, and earned
1t not far from that place. in the back
woods. serving as commssary in a
lumber camp. 1t took me two years
to do it. The first year I got $50 d
month and the second year $75. 1 saved
practically all of this All that spent
was for such little clothing and shoes
as l needed in the camp"
FOUNDATION OF LIFE
Silently reviewing in his mind for a
moment, Mr.. Halloran again uaid:
And don't believe that ever enjoyeI
any two years OF my life as did hose.
The hardy life of the woods, the clean
atmosphere. the regular life, brought
me to the cities at the age of is With
the foundation of a physique which has
been a very valuable asset to me all
my life. / can look back to those days
now and see clearly Just what those
two years of self abnegation meant to
my future.
My boss was Russell \. Alger. Per
hapS you have heard or him Yes ?
You know that he became afterwlrd
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25

I'M ':s :ss ' Te:: %:;: s':: e. e.: {:
astonished remark OF NJ. II.
Walker. head of Walker Brothers
bank and a pioneer in Salt Lake.
do you know" with a thoughtful
CLINT in his eyes. II don't believe 1
really know just when 1 first came into
the possession OF that first thousand.
| know that I was worth q good many
thousands before L first got my hands
upon one thousand dollars in actual
coin OH / see. How / made what
would represent one thousand In value.
HIM m-ni." and the Banker chewed
the end of his pen. Mercantile busl
ness in a small way brought me that
first thousand. 1t did not come in
a day. or a month. or year. nor YET
even in two And l didn't go into any
bank and draw the money on a piece
of paper. either
THAT first thousand was made up
principally OF furs and pelts. flour.
grain, and trinkcts. They were the
medium of exchange In those days.
for there was little coin OF the realm
In circulation For that reason while
many thousands of dollars worth of
property might have been nmassed by
individuals. no one of them would have
hazarded a guess upon just how much
he was worth in actual cash"
Mr. Walker paused for a moment ana
his eyes took on the far away look
of the days when Salt Lake was but a
trading post. when the skyscraperS of
today were veritable castles in Spain
In those days" he continued. "furs
which brought kernels OF grain. or
jack knives would now sell for hun
dreds of dollars in golden coin. Even
real estate only had a comparative
value. or course. there was good
deal of money in circulation In the
west ,in those days but 1t was used
principally as a medium of exchange
with the cast and most of it was on
the coast, Very little actual coin or
currency was in evidence In this inn
mediate country.
THOUSAND. A DREAM
I'm those days if a man had thou
sand dollars he was rich beyond the
dreams of avarice, Today with the
same amount he has nothing. COM
paratlyely. In the old times 1t was
almost beyond the hope of a young
man to get together thousand dollars.
although 1t was a time of great riches.
But the riches we're not in the form or
money f-lt-
The banker swung around In his
chair and the reminiscent look left his
eyes. They shone with an earnest
conviction as he went .on. Times
have changed. II you cannot say that
you have a thousand dollars. the nat
ural conclusion is that you are not
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25
Reed Smoot Saved as
a Herd Boy

<<N HAVE often said that the first
$1,000 of a mans fortune was
the hardcs, part to get" said
Senator Reed Smoot. when
asked how he made his first Sl'ooo.
"Oh, it seemed such long time
and it was long time pe-
fore L could save $500, My mother
Impressed on me the value OF saving
ard the necessity of economy at an
early age. And. fortunately accepted
her advice. / could not attend every
place OF amusement and my clothes
were sometimes well worn. and my
trousers too short in those DAYS. and
some of the other boy9 sometimes
laughed at me for this reason. But
the habit of saving and economy not
only brought its reward in money and
property. but the training ana sell
discipline was probably worth more.
It paid, oh yes, 1t paid.
THE first money made was herdlng
COWS south of Salt Lake. The first IN
yostment ] made was to buy share
i'm the Twentieth Ward Coop. l moved
to Provo when about Il years oil age
and when ! earned a little money
would invest 1t In something where
there was chance for 1t to increase
THE first Investment of any size
made was In 1888. when L bought
half interest in the drug business,
which Is now the Smoot Drug COM
pany / had little property then, but
] did not have all the money needed
to pay for the drug business. l had
only about $500 in cash and my
share was somewhat over Sl,500.
went to II s. Eldredge, then supersn-
tendent OF the u. C. NJ. l., and asked
him to lend me a thousand dollars
He asked what security L could give.
and what little property L had If he
wanted that He smiled and said We'll,
l guess you can have it, He loaned
me the thousand dollars without any
security, That really was my start In
business for myself.
WAS SUPERINTENDENT
Il had been superintendent OF the
Coop store in Provo then some three
years and was 81 years OF age. After
that L invested In sheep. borrowing
money for this purpose. l was very
successful in the sheep business. Sc
cured a good foreman and good herd
ers and / paid them higher wages
than were generally paid to this class
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25
CIV. Nibley S First
Venture In Salt

L<T7HATS about as hard q
question to answer as l
have ever been asked" said
Etshop C. w. Nibley. that
f1rst thousand Why. don't be
Hove that could tell when
first got 1t. But I can tell you some
thing about where l was working, what
was doing and just how 1 think
got 1t
Let me see and he mcd.dated I'VE
came to tho Cache valley I'm 1861, when
l was l. years old. I helped father On
the farm and some time afterward went
to work as a clerk in a store at Wells
vile. No, don't think ] got 1t there.
and the bishop smiled rather ruefully.
Il would have had to work good
many years at the wages ] was get
ting then to save up that much From
there I went to Brigham City. clersed
for n time and was then appointed
agent for the Southern Pacific. which
was just being finished.
Il got little start in the savings line
In Brigham while clerlsing 1 didn't
get rich on my salary as agent. for In
those days the railroad men did moi
get enough to purchase motor cars. But
had p little money put away and my
opportunity came.
Yes. believe that my first thousand
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25
John C. Cutler was
Very Economical

my first thousand dollars?"
Former Governor John c.
Cutler, with knitted brows,
sat at his desk and pondered over the
question for few minutes.
"Ah, now 1 remember" he said,
though l can remember how 1 made
my first 800 better than l can the
first $1,000 / made my first hundred
in England and my first thousand in
this city"
But. did you get your first thousand
dollars by saving or by speculation
asked the interviewer.
Both said Mr.. Cutler Il started
TO work here" continued the former
chief executive OF the state. at
salary OF $40 per month. 1 worked FOR
the T. & w. Taylor company. dry
goods, and out of that $50 per month l
saved some until. within year and a
half or two years l had S4o0.
Il think this was in 1883. at the time
the Utah Central was built between
here and Ogden With the money l
had saved 1 purchased gold bonds of
the railway company, six per cent, and
after saving them for a year l sold
them for $500 and $50 interest. Shortly
after this I got a raise in my wages
and Invested the $3.50 and 5000 addition
al In real estate and in two years l
sold my holdings for $1,000"
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25

United States senator from Michigan
and was the secretary of war under
Mckinley during the war with Spain.
Well. Alger at that time was my boss,
and he laid the beginning of his fer
tune in that same camp where mine be-
gan At the time of his death he WAS
rated at something like $40, 100000
Yes. / think with Rockefeller that
the first 81 coo Is the hardest to get Its
possession opens the way for invest
ments and Its credit In any bank gives
one a business standing which is OF in
calculable help in business life. II
young man has 1000 in the bank, and
has been a steady depositor, he can
go to his bank and obtain backing to
any reasonable. amount for legitimate
business. For the bankers keep their
eyes on their depositorS and are al
ways ready to assist O young man with
the saving habit, Yes. that first $l.JO0
Is hard TO get. but it Is mighty good
thing when you get 1t.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25

very ambitious or that you have been
OUTLYING your income. There are
hundreds and hundreds of tradesmen
who have never seen n thousand dollars
and never will. But as a rule they are
people who are living beyond their
means.
The high cost Of living at tho pres
ent time has lesscned the chances of
many people. especially the working
man who Is not OF the trade union
class, The great cost of life's neces-
stiles without Il corresponding Increase
In wages has spoiled many a mans
chances for getting that first thou
sand dollars 1t is probable that there
VIII be a change and that every one,
even the most trivial class of laborers.
Will at no great future time be able
to get that fine start in life
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25

of labor. and / gave the herders a
certain percentage of the lambs. This
nlI tended to make them careful and
take an interest in the business.
THE thing for young man to do
Is to save part of the money he
earns and invest the savings in some
safe way where the money Will grow
while he sleeps as well as while he
IL awake. 1t will seem slow way 10
make money at first; but II is the sure
way and the safest way Then when
he has made little start. and Is able
to make bigger investments he will
appreciate the value of money, and
the training he has had while he ac-
cumulated his little capital will en-
able him to take care of larger
amounts when they come to him and
Will help him to make them come"
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25

dollars came from the snlt which had
shoveled out OF the bed of the lake at
Brigham CITY You see. those were the
Gays when the Eldorado of this country
was tnc ComstocS lode, when Virginia
City was In it's heyday. II was a time
before the modern processes of treating
ores were known.
salt was used in the smelters and
mills ut all OF the big properties. used
for its chemical properties, and in It's
most crude state. l saw an opportunity,
so began shipping salt to the great min
ing ccnters to the west, i sent out car
load after carload. having il Shoveled
out OF the deposits along the lake shore
l made a good deal of money out OF this
business and believe that some time
during these operations l acquired that
first thousand
LOOKED BIGGER THEN.
"a thousand dollars In those days
was tremendous amount in compari-
son to what II means now. Its pur-
chasing power was many fold what IL
is today and 1t gave Il man standing
which enabled him to take advantage
of many opportunities. Those operations
In salt put me on my feet. and ever
nfterWard I found myself able to swing
tries, which would have been utterly
impossible without the increment which
/ earned on the lakes shore at Brig
ham city"
When asked as to whether he thought
that the first thousand was the hardest
TO earn. Bishop 'Nibley said he thought
there could be no doubt of 1t. 'Of course.
/ mean when a man really earns IT,
makes II by his own exertion in
strictly legitimate way. Many a man
gets his first thousand by a lucky
stroke by good fortune. But most OF
the men who are the real live powers
in this country have really earned their
first thousand
And l believe that earning It gives
n man stamina for his after-lIfe work
1t gives him confidence in his earning
ability and. above all. teaches him the
real value of n dollar"
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25
s. LAKE


t hd hm 900 heaeth
past
H 1 ddh b ~ ~
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1909-12-25

tkG JUST simply couldn't help It,"
~ smiled w. j. Halloran, president
of the Commercial club and