davidaulloa/AmericanStories huggingface dataset:
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1908-05-31

and on the graves Of these old estab-
lished institutions the promoters and
schemers could erect their new or
CARNATIONS for their own enrichment.
The wreck and ruin of the older COM
panies. however, have never come to
pass. A few regulations We're shat
tered, but the old companies were
found safe and solvent, with every
dollar of assets intact. and paying, as
formerly. every monest claim prompt
~.
Every old company stood the terrific
shock and not a single one failed or
retired from business.
The latest insurance reports contain
the names of l6o active United States
life insurance companies now at
tempting to do business in this coun-
try. OF this number. 125 were organ
lied in the last ten years, thirty-four
of them being organized last year,
1907. AS an insurance prospect
does not this make sou stop and
think?"
Does it strike you as thought
full man that 1907 was Il good time to
launch Il new company into existence?
If, as an organizer or promoter, you
thought 1t a good season. would you,
as an insurer, like to embark in a
new and untried venture at time
when all signs pointed to wreck and
ruin, and your best effort was demand
ed to husband and save the earnings
of a lifetime?"
Speculation Plans.
Referring to some of the modern
methods of life insurance men and
companies, which Mr.. Hall character
lied as catch penny schemes" he
said:
The stock and board contract
schemes could not be continued for
one moment except for the speculative
features that are in them. The man
ayers and promoters who advocate
and adopt such schemes must natural
~ be spectators themselves. They
encourage the prospect TO hope for
greater results, far greater than can
ever be realized. They start their COM
| pany on speculative basis They
teach and encourage speculation on the
| part of the stockholders and the poli-
| cS-hoiders, Naturally, one thing fol-
lows another as the tramp said to the
lean and hungry dog who followed in
| MS Footsteps Would it. be any sur
prise, therefore. If the officers and
promoters of companies conducting
these schemes should be found at some
later date specializing in the trust fund
or widows and orphans? OF all the
business In the world, lie insurance
should be perfectly free, and far
removed from speculation and specu.
iators. and the trust fund of a life
insurance company, held for future
WIDOWS and orphans, should not be nj
the mercy of such men. An insurance
prospect should. therefore, be very
careful to see that he does not in,
sure his life in a company thai Nae
been organized and conducted on
II speculative basis"
Mr. Hall gave these hgures in his
paper: ''''
I, "of the 1853 United STATES life CON
nanles now attempting To do business
, 10 are from few months TO fen
years old five are from eleven to
twenty years six from twenty 10 forty
years, and thirtythree are forty years
; old and UPWARDS.
,ot al the companies that have ever
failed IN this country, only one wos
over forty years OF age. Forty,aye
companies have failed since 1897, mos,
sol them in their infancy or youth"
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1908-05-31

During the years 10000. which
were certainly good and prosperous
years, as shown by the gains in insu-
rance" there were seventeen new
commands OrCanized."
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1908-05-31
8ummer Resorts.
Natural Bridge
...Hotel...

The most delightful resort In the
mountains of Virginia: all modern inn
provements, private baths, swimming
pool. billiard and pool-rooms tennis
courts. tenpin alleys, a beautiful lake
with boating and fishing. fine orches-
ira. saddle and driving horses. ex-
cellent cuisine and service. Apply to
c. II. PAXTON. Mgr.
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1908-05-31
Large Stock
of Vehicles

COMPRISING suRRIEs, PHAEToNs
EOP BUGGIEs. RUNABouTS, STAN.
HOPES. DOCTORS BUGGIEs, DEPOT
WAGONS, NICTORIAS, LAUNDRY and
GROCERY WAGONS AT PRICES TO
Make THEM SELL
Don't fail to see my great stock be-
Nnra bliying
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1908-05-31
FOR NEW YORK

Via right Line steamers Except Saturday,,
max eohneGgn IN al, NortolK WIN Main
Norfolk and Western Ry. at o A. NJ. and 3
P. NJ; and Chesapeake and Ohio Ry. at
4, NJ ana Z Nj making making, connection ;,,, daily
Ship sailing at P. NJ. Tickets at o. d.
Line Office sos E. Main Street. Richmond
Transfer Co., $40 f. Main street; The JEFF
ferson, Murphy's Hotel
The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1908-05-31
Speculation Plans.

Referring to some of the modern
methods of life insurance men an,
companies, which Mr. Hall character
lied as "catch-penny schemes" h,
said
The Washington bee., 1908-12-05
WORTH ADVERTISING FOR

There 99 NEGROES employed here in Washington bv the
Government alone these 599 Negroes draw aggegating
So44o These than three millions dollars are spent right
here Washington but scattered among hundreds of adesmeu
Is this amount of worth bidding 1t certainly is and
not even the largest stores in this city get the big
end Of did they but realize how money Negroes are rea
" spending.
Now he Bee IS the only Negro publication this city stands
without rival competitor ancovers the field like blanket If
few OF the merchants this city will paronze advertising col
of The Bee presenting the bargains tv NAV have
these Negroes these 59 Negroes who draw annually the
Government millions assume that b. nat
onizng publication edited and operated by of their
such firms desire and deserve their patronage And firms
the bulk of these thre millions of dollars
spent by the Negroes of Washington
What clothing what furniture stores what dry goods stores
other lines of will make effort to divert to
themselves three millions dollars spent by Washington
Negroes by advertising in The Bee?
Place your advertising The Bee and watch these 59o appeca
Negroes spend their three millions of dollars with
Now the time advertise in The Bee the that goes
Negro home in Washington Remember merchants OF
Washington it's what advertising pays YOU not what it costs
The Washington bee., 1908-12-05
/ BaIIinger Prop 343 w I4th st New YorkCity
COlOredSkin MadeLighter

scientific have been trying make dark skin
lighter coored by artificial whitening, but natural way.
At last Chemical Wonder Co., of New York has discovered
Complexion Wonder which does bring lighter natural color
cry applied The effect artificial The lighter color
natural The the coored magical The
price of Complexion Wonder is SOC The Chemical Wonder Co.
has another preparation which indispensable for coored people,
we'll white people 1t is called Odor Wonder toilet prep
araon which prevents perpaon OdOr and encreS the body
with perfumed dantness 1t will make anyone physically well
society business circles Our customers bet
positions in banks clubs business houses Our
advance faster in life Price of Odo Wonder SIoO
Wonder Comb will straighen any hair. heavy comb
metallic Will last life time5oc Don't fail to order
Wonder Grow eizes the scalp; supplies nourishment
which makes hair grow lengthy gives the scalp strength which
prevent the hair from falling-soc.
Uacurl-This preparation uncus kn4s and kinks and
hair pable, dress we.-5oc. We promise
that speciaes will dc advance coored people social
ly and commercially thar oy garments gewgaw ewely
Delivery free Applications for agency considered NJ B.
Berger Co., Rector Street New York City selling agents for
Chemical Wonder Company
Ross & Mundn Goth ST.. Washington, D. c.
Board & Mcclure I4th St, Washington, D. c.
The Washington bee., 1908-12-05
The swaying skyscraper.

Through the chance of perfect ad
Justment in the way of balance. of
8 row OF large photographs that
hang On a wall o. an office building
down town the clerks in the place
lave a good deal o. quiet amusement
with persons who visit the place for
the first time. Owing to this bal
snce the pictures are easily sway
ed by the wind that blows through
the open windows and since the Of
fee force goes in for fresh air the
year round the pictures are never
still. The Joke lies in catching the
LoFrtfied expression on the faces Of
the callers when they get a sight of
the swinging frames. Then 1t is al
ways explained with due s0lemnity, II
the boss is not around that the sway
ing OF the frames is due to the oscil-
lation OF the structure. It usually
takes some time for the object of the
Joke to see the point Meanwhile hs
has suffered " considerable shock.-
n. Y. World.
The Washington bee., 1908-12-05
For Pressing Platte. skirts.

Plated Skirts which have been
washed are difficult to press. Time
and expense may De saved by having
the work done after the following
method, which Is TO wooden skirts
g pecially: Before the skir has be-
come badly creased or re npIed run
3 basting thread, using short. even
stitches, down lhG entire ength OF
each crease whicf marks the folds
OF the plaits. By this means, after
the skirt has been washed, the pro-
per location of each leat can read
liz Do determined, and the pressing
done SUCCESSFULLY.
The Washington bee., 1908-12-05
The Glngko Tree.

Studies by Miss NJ c. Slopes of the
fossil fora Of Scotland have shown
that the gingkU or maidenhair. tree,
q native OF Japan and China. which
is cultivated in Europe and this coun-
try on account Of It's remarkable fol-
iage, belongs to an extremely anc-
lent family, OF whic.. 1t is now, ap-
parently, the last surviving repre-
sentative. At one time it seems to
have been widely spread A singu-
lar fact is that the fossil specimens
OF the gingko. found In the rock beds
OF the Inferior OoIite series, at Bro
"a, Scotland. are so similar to the
living trees that ct first sight no diff
ference is apparent. Only an ex-
animation of the structure of the
cells reveals a variation.-Youth's
Companion.
The Washington bee., 1908-12-05
odd South A.erseaa AaimaIs.
Many cuE4oua AnimaIs hannt

Many cuF1oga animals haunt the
marshy parts s. uth Ansrica ncrtn
OF the pampas. Frogs big and fero-
Cious, given to making vicious
springs when closely approached; the
sapybara. a cavy "contented with
the bulk of sheep; the huge coypu
rat and the swarthy piglike tapir are
frequently seen. Along the forest
margins troops Of peccaries are often
met with. occasionally the Jaguar
sometimes the puma, likewise that
toOthless curiosity, the great ant
bear, long In claw. long nosed and
remarkably long toncued. 4 famil-
iar object is the great jabiru, & stork
with & preference for the desolate
lagOons, where 1t may often be OBJ
served st=-:uesque on one leg and
wrapped in prOspectiOn. On.-Scotsman
The Washington bee., 1908-12-05
BaIzac In Church Pew.

The woman who had left q vol
ume OF Balzac in the church pew on
prayer meeting night felt a little bit
ashamed when she asked for the
book, but the sexton assured her she
need not feel that way. Many
things are left In the church." he
said. and some of them are a whole
lot less respectable than Balzac. At
ter each service the pews yield 8
strange grist of forgotten or dis
cRTjed articles.
The Washington bee., 1908-12-05
<'
A Beautiful Hair Dressing and
Tonic for the Hair!
kead ~Saat Madam Robinson the Famous Black Patti
Queen of the Opera, says of Kink-ine
New York City, Deas Sir:


e oeehu FROM
beautiful
removed all and
S claim % It, and would not be without
delightful prepared Of
absolutely tmakesh
kHRy soft with
svleth avwish
The Washington bee., 1908-12-05
CoUNTERFEITERs' NEW SCHEME
How the smooth Demonstration Gets
His Victims Coin.

zone of the latest schemes of tbs
counterfeit money swindIers is to
show guillible people a machine with
which they can print for themselves
large size bills. initiative of Govern
ment currency" said Capt. S F.
Rhodes, formerly of the secret SER
vice. This money producing ma
chine has a smooth demOnstrator
who will, after getting a prospective
victim interested, turn the crank and
grind out $40 note, which, it is
needless to say, is genuine The
Vicim shows the bill to a bank cash
Ter, and hears il pronounced good,
and his mercenary nature being
accused, he sees visions of gigantic
wealth, and hands over to Mr.. Sharp
or $500, or at least $3.50. for the
instrument that is going to make him
Rockefeller. It is needless to say
that the subsequent specimens turn
ed out are such miserable imitatians
that they would hardly fool a blind
man, but the ignoramus is in a place
where he can't make a roar for his
lost money.
The Washington bee., 1908-12-05

Heneaedo
T and gr o oheha
al fr
him m oy0una
The Washington bee., 1908-12-05
A Clever Bear.

A noted ethnologist observed in
Vienna a bear deliberately making
with his paw. a current in some wa
ter which was close to the bars of his
cage so as to draw a piece of float
ing bread within his reach. These
actions of the bear could hardly be
attributed to instinct or inherited
habit, as they would be of little use
TO an animal In a state of nature.
The Washington bee., 1908-12-05
Quill Tcothpicks.

The largest quill toothpick fac
Z, ry IL the world is near Paris, where
there is an annual product of co.
100000 quills. The factory was
started to make quill pens, but when
these went out of general use it was
converted into a toothpick mill.
The Washington bee., 1908-12-05
FREE OFFER

fKfn-ne e onc k R ~ Hampoa nTu in % price
bh 10 nj so cents 81 O.
Evm98 A H
avenueno eth stree
Cameron County press. [volume] (Emporium, Cameron County, Pa.) 1866-1922, 1908-12-17
For the Children and Infants

Postal Card Albums, 10 to soc.
Spinning Tops, filled with candy, 1oc
Sewing Boxes, IS, SOC and $1.oo
Writing Tablets rs, so, LOO, $1.25.
Angora and Crochet Bonnets, soc to $500.
Pearl and Fancy Neck Chains, 25c to $500.
Colgate's Juvenile Perfume Boxes, 25c
Bear Skin and Cloth Coats, 2.98 to 1900.
Leggins, 25c to $I.oo
Fascinators I.25 to $1,000.
Dolls of all kinds sc to S. so.
Knit or Leather Gloves and Mittens, IS to soc.
Sweater Coats I. so to So. so.
Fancy Handkerchiets, 5 to 25c.
Baby Baskets nicely lined SI.oo.
Baby Toilet Sets in Fancy boxes, soc, LOO, $1.25
Baby's Long and Short Dresses, 75c to $500.
Baby's Long Coats, H. 50 to $500.
Dolls Go-Carts, I.25 to 5000.
Flexible Flyers, 200 and $500
Cameron County press. [volume] (Emporium, Cameron County, Pa.) 1866-1922, 1908-12-17
Here is List of Suitable Gifts for Every Member
For the Father, Husband or Brother

Fine Umbrellas, fancy handles, to $500.
Travelling Sets in leather cases, 800 to $780,
Shaving Sets, 69c to $500.
Leather Gloves 100 to $I.25.
Collar and Cuff Boxes to 81 IS.
Suspenders in Fancy Boxes, rs to soc.
Elegant Neckties in Fancy Boxes, IS to SOC
Comb and brush Sets, LOO to $3 5o
Knit Cardigan Jackets, l. so to $3.75.
Silk Muf1ers, $I.oo.
Handkerchief with Initials, to 25c.
Silk Handkerchiefs, IS to Soc
Emporium Sofa Pillows, with Views of the town 5oc
Fancy Blankets for Bath Robes 2. so to $500
Cuff Links, csc to $2.oo
Plaster Paris Bust and Figures, 80 to soc.
Fine Half Hose to soc.
Gifted Photo Frames soc.
Dress and Night Shirts SOC to $I.oo.
Linen Collars and Cuffs
Fine Underwear soc to 81. so.
Cameron County press. [volume] (Emporium, Cameron County, Pa.) 1866-1922, 1908-12-17
For the Mother, Sister or Sweetheart

Black Silks for Dresses special values at rs S1oo yd
Plaid Silk for Waists special 49 85c per yd
Fine Dress Goods patterns, special values at 8ooto $4,000
Stylish Dress Goods by the yard, 80 So 75c, and $Ioo
Crepe de Chene for Scar all coors, per yard Csc.
Messalne Silk in Evening Shades IS n wide, $25per yd
; Perrns celebrated Kid Gloves, $50 to $3.50
5 Ladies Manish Leather Gloves, per pair $I.25.
Ladies Gauntlet Kid Gloves, per pair IS to S2oo
{ Ladies Lined Fabric Gloves, IS to 5oc
5 Ladies Knit Gloves and Mittens, 25c to soc.
; Ladies Silk Underkirts 500, $50 to 5000.
s Ladies Heatherbloom Underskrts, 2oo 3co, %}75.
Ladies Sateen Underskrs, 79 1.oo 1885, 50, $2oo.
Beautiful Silk Scas, latest patterns, SOC $3.50.
Elegant Neckwear the high Ruching, 25c So
; Real Lace Handkerctes, IS to $4
s Equise Embroidered Handkerchief TO- IS and soc.
Initial Handkerchiefs, and 25c.
s Fancy Handkerchiefs, 5, TO- IS and 25c
; Fur Scarfs and Mufs $50 $25.oo
s Fur Tubans to match fur sets, rs to $500.
Trimmed Hats selling half price
5 Elegant Leather Hand Bags, soc to $500.
Silver Purses chains, 25c to 5000.
5 Rich Belts in all coors, 25c s.. go
Fine Cold Silver and Handle Umbrellas 100 to
Beautiful Manicure Sets in fancy boxes, $3.50.
Fine Travelling Sets in leather cases, $50 to So 5o
Rich Jewelled Back Combs $3.50.
5 Colgates Perfumes and Toilet Articles
{ Fine Papetre in fancy boxes, o $500.
Brush and Comb Sets, $3.50
Fine Hosiery in Evening Shades SOC O $50
; Knit Scarfs and Fascinators, 25c S. 50.
Duchess Walking Skirts, finest made, 500 $3.50.
{ Stylish Tailor Made Suits, $500.
The latest in Coats, 3.95 $500.
Magnificent Lace Shirtwaists, 3.o8 to $1,000
5 Fine White Lawn Shirtwaists, 6oc to $500
Splendid Knit Sweater Coats, 200, so, $500.
Cameron County press. [volume] (Emporium, Cameron County, Pa.) 1866-1922, 1908-12-17

Golden iridescent Glassware, entirely
new, vases COmpOts, sauCers, etc.
Price IOC, I2C, l5C, I9C and 25C.
Cameron County press. [volume] (Emporium, Cameron County, Pa.) 1866-1922, 1908-12-17
R. K()EHNE
Emporium's Most Up-to-
Date Store.
Coats, Suits, Skirts

We have the largest variety and
the most up-to-date styles in town.
All marked at very special low
prices.
The Ocala banner. (Ocala, Marion County, Fla.) 1883-194?, 1908-12-04

the subject above referred to. he pro-
vided a course of lectures by the pres
ident and members Of the faculty of
the University of the State of Florida
in all the teachers training schools
last summer. These lectures we're
confined to the subject Of agriculture.
is various aspects and relations, and
especially with regard to how, through
creating a love for and giving iEsuuc-
ton and practice in this. which must
always constitute the chief industry
Of our state, the public school can
vastly multiply its power and infu-
cnce as a factor in the moral as well
dis the material betterment Of society
Following these lectures he intro
duced into the public schools Dug
ga~'s Agriculture for Southern
schools" and all applicants for teach
ers' certificates of the first. second
and third grades next June Will be re-
CURED to pass an examination on this
subject
The Ocala banner. (Ocala, Marion County, Fla.) 1883-194?, 1908-12-04
WHAT A HUNTER SAW IN THE
EVERGLADES

Capt. Selby Buck of the Coast Line.
has returned from q hunt in the Ev-
ergIades in Florida, where he and a
party of friends go each year in quest
of game. Captain Buck tells the Sa-
vannah Press Of a unique experience
with a bunch of rattIesnakes. He was
mounted on a hunting pony. and go
ing through the scrub palmetto. His
pony stopped suddenly and refused
10 answer to a cluck or spur, and look
ing down he saw that the pony had
his foot on the head Of a big RATHER.
who was writhing. and finally twisted
its length around the Dony's front leg.
Captain Buck says he hastily dis
mounted, but the pony kept his posi-
ton, refusing to moye-fnally. after
some minutes the pony gave a spring
backward and the coil of the snake
released itself. The RATHER was dead.
and the pony had snake-sense enough
to keep his foot on the snakes head
till life was extinct. Captain Buck
says further on in the Everglades he
saw TWO heads Of large rattlesnakes
raised four feet in the air. as if in
combat. Ee halted his horse to study
the situation. and the heads continued
TO move back and forth. but did not
strike. firing Of watching these mo-
The Ocala banner. (Ocala, Marion County, Fla.) 1883-194?, 1908-12-04
Commission on Country Life

I,hica. y. Y. Nov. 10. 1908
49, A. Holloway. Supt. Educational
Department State of Florida. at
Tallahassee. Florida:
Ny Dear Sir-President Roosevelt
has requested the commission on
country life 10 ask the farmers and
other country people in the United
States To come together not later
than December 9Th. in their school
houses or other meeting places, to
discuss the questions on which the
commission is seeking information
Iu order ro put this request into uper-
a-.on. ] am writing TO all the county
-Inar.ursuIenrs commissioners of ru-
ul districts and similar officers to
spread This information and request
them ro use their influence 10 get the
people together in the various district
schools
] am sending you a copy of the let
Ter which I am expecting TO SEMI out
in a few days TO such persons.
, am writing YOU this personally 10
a-E for your cooperation in carrying
our -he presidents wishes. hope
that there may be some way whereby
-ou can reinforce the request W. are
making of The people. We specially
hope -ha newspapers Will make this
announcement.
Thanking YOU in advance for your
cooperation. [ remain.
Yours very truly.
II. BAILEY. Chairman
The Ocala banner. (Ocala, Marion County, Fla.) 1883-194?, 1908-12-04

4 new magazine along American
lines, Will make its first appearance
in London this week, the announce
ment stating chat the initial number
Will be placed on sale today. Sensa-
tional advertising methods have been
used by the promoter in creating GU
riosity in regard to the publication,
and all literary London is excited over
it. The periodical viii be known as
The English Review" but it is as
serted that it viii be very different
from the sort of review" to which
tie English reading public has been
accustomed Dire prophecies have
been made by the wiseacres as to the
probable fate of the venture. Il is
declared that American newspaper
methods when tried in London have
invariably failed, and that American
ideas in other forms Of publishing can
hardly be more successful.
The Ocala banner. (Ocala, Marion County, Fla.) 1883-194?, 1908-12-04

Mr.. l. R. Chazal will in a very short
time begin the erection of a very rret-
ty residence on South Second street.
just in the rear OF the home he occu-
pies. The Clark house. that was for
merly on this corner, has been torn
down and moved to the new Oak
ridge subdivision and rebuilt there,
and the other cottage just back Of the
Clark place is now being demolished
and will also be rebuilt in the same
subdivision Of Ocala. The plans for
Mr.. ChazaIs new house were drawn
by Mr. Guy P Johnson, a clever young
architect. The house will be a two
story one with every modern conven-
fence, and when it is finished will be
a lovely addition to that neighbor
hood. Mr.. Chazal is building the
house as an investment, and it will
be one of the prettiest and best hous
rs for rent in our city.
The Ocala banner. (Ocala, Marion County, Fla.) 1883-194?, 1908-12-04


A. t."..e.. H.- struck rh. mos.
,Hr.Hf. H'.e sa- delivered iu behalf
of ar bones. revision .f rre -lr.L.
stand r.r.-- may -e1r ar him as
thr rrief h.HrfclrE of rha protective
system. lr. He i- an expert witness.
who testimony i- certain fo hay,
o. influence upon congress Nobody
can l.rE .f1r Ar. Carnegie knows
whaf De- Ie talking about when BE-
sayr-
TO-DAY s"e' manufacturer need no
profeCEln
SIe.I i- now produced cheaper here
thar suyVEars else. notwithstanding
the Lislsr wages paid per nan.
Not q Ton 90 steel is produced I'm
IL world sr as small an outlay for
labor as in our own country.
The lay is past when any foreign
courfrt can seriously affect orr steel
manufacture. farin coz uo tariff.
Nr Carnegie is writing as a pro
tecioui-r. nor as a free-fraler or an
advocar, of Ia tariff for revenue only
HE ruu views are The views than D.,
credits ro rre majority or rha Amer
can people.
Fir-f-Thaf Or f~ advisable for new
counrries ro encourage capital by pro
teCfits duties when seen ro ba neo.-