The Havre herald., 1908-09-16
hit THE WRONG BANK
Story of the Man Who Wanted 10
Open a Small Accent.
A WALL STREET EXPERIENCE

The Would 30 Depositor Of Modest
Means Found Himself In Place For
Millionaires-An officials Courteous
Explanation and Advice.
"When," said the man who writes
pieces for magazines and things, "by
some strange and unprecedented chance.
I had got hold of a matter Of $3.50 all
at one and the same time it looked big
chance there wasn't anything that
really needed to do with the money, SO
decided that I'd bank it.
"Now, | knew In a general way that
h order to put money In a bank you've
got to be known and give your pedf-
gree and look respectable, and all that.
and | hated to approach a bank with
out any sort Of credentials. Therefore
went to- the business manager Of q
certain magazine which occasionally
prints pieces that write and asked
him what I'd better do.
Simplest thing in the world said
he. I'll give you note to our bank
'"That sounded fine to me. He wrote
me the note, and / started for the bank
good deal tickled over how easy the
little depositing proceeding had been
made.
'The bank to which had the note ls
in Wall street. I asked the uniformed
man who was standing around where
Id find the receiving teller's window,
nv t,o into bat A~
got into line and watched the teller
take in money.
81 must own that I was bit stalled
to note the great size Of some Of the
deposits be was receiving. Why, fell
lows were giving the money to him by
the satchelful. But had my note In
my pocket, and | remained complacene
enough with that consciousness.
when l reached the receiving teller
passed In my note, and the receiving
teller. decidedly civil young man.
opened 1t and read It. Then he looked
at me, after which he read the note
again, this time with sort Of puzzled
expression on his countenance. I didn't
see why the receiving teller should be-
puzzled over such a simple matter, but
puzzled he seemed. He rang a bell,
and the uniformed man who'd directed
me to that window appeared.
"'Show this gentleman to the office
of the cashier said the receiving teller
to the uniformed man, at the same
time regarding me with a pleasant
smile, and the uniformed man led me
down the passageway and took me
behind a railing where there was o.
handsome gray haired gentleman SIT
ting at a desk.
1.-THE handsome gray haired gentle
man received me cordially and invited
me TO be seated. l handed him MY
note, which the receiving teller had
returned to rae, and he leaned back in
his chair and read It carefully. Then
he, too, looked puzzled after he'd read
the note second time. Then he look
ed at me pleasantly over the tops Of
his spectacles.
"'AhemY said the handsome gray
haired gentleman, not disagreeably, but
sn 3 nice, haAker-hke way. Might l..
er-inquire, Mr. Penpnist, without
seeming 10 be snduly inquisltive, as
TO how-er-hrge a-eg-balance you
would usually be cawying?'
"Wel that was civil enough ques-
ton, nothing fnquAsitiye about 1t. =
"'Why, SIR aa-s.. e. =.
nxa,> ."'tN ~ tue handsome
2-A-J haired gentleman, 4 am opening
an account with matter of some $3.50
OUT shall no doubt make some addi.
slons to that within the next two
months, and probably I shall carry q
balance of-wen. say, $500 or 5000 right
along j,
THE kindly cashier with the gray
hair fairly beamed upon me.
Er-1ust SO, just So said he, twld-
ding his thumbs. we feel complf-
mented, Mr. Penphist, we really do.
that you should have come to us. And
1t Is unfortunate-er-really unfortu.
nate that we are SO utterly lacking In
facilities for taking care Of accounts
Of such a character
You see, Mr. Penphist our institu-
uon Is of-er-a sort Of special characr
Der. 1t Is used as depository by
well, perhaps l should put 1t In a
clearer manner. l say 1t to you quite In
confidence, you understand, Mr.. PEN
phist, but we have only 1.6Oo deposit
ors On our books, and these 1,60O de-
positors' aggregate balances amount all
the time to matter Of s11O,O0O,OOO.
"Well, that was about enough.
saw the light then. I'd drifted into
milhonaires' bank on the careless cre-
aenttafs Of business manager who'd
written me that note no doubt In q
thOHghtless mood
THE gray haired cashier acted bully
about ID. He recommended fine bank
10 tne-'sne that combines perfect re-
sronsibility with the necessary facili-
lies for handling accounts llke-er-
fuurs. Mfr. Penshist.' he added.
'Fos all OF the cashiers niceness &
walked 0at af there into the cold gray
Hight Of Waa street. feeling like a good
sfaaf EzS 81 HsIsuau aaAossS,lija~