Amador ledger. (Jackson, Amador County, Calif.) 1875-19??, 1908-07-03
HIT THE WRONG BANK
Story Of the Man Who Wanted to
Open a Small Account.
A WALL STREET EXPERIENCE.


MilIionaires-An Officials Courteous
Explanation and Advice.
when" said the man who writes
pieces for magazines and things. "by
some strangeand unprecedented chance,
I had got hold of matter OF $3.50 all
at ono and the same time It looked big
to nc. by an even more curious
chnnce there wasn't anything that !
:eaily needed to do with the money, so
4 decided that I'd bank It.
Now knew in general way that
In order to put money in Il bank you've
got to be known and give your pedl
gree and lool; respectable, and all that
and | hated to approach a bank with
out any sort of credentials. Therefore
went to the business manager Of q
certain magazine which occasionally
prints pieces that l write and asked
him what I'd better do.
Simplest thing in the world said
ne. IN give you note to our bank
THAT sounded fine to me. He wrote
me the note, and l started for the bank
q good deal tickled over how easy the
little dcpositlng proceeding had been
made.
"The bank to which l had the note is
In Wall street. | asked the uniformed
man who was standing around where
I'd find the receiving teller's window
and he pointed that window out to me-
[ got into line and watched the teller
take in money
81 must own that l was a bit stalled
70 note the great size of some of the
deposits he was receiving Why, fell
lows were giving the money TO him by
the satchelful. But |. had my note In
my pocket, and | remained complacent
enough with that consciousness.
When reached the receiving teller
l passed in my note, and the receiving
teller, decidedly civil young man.
opened it and read it. Then he looked
at me, after which he read the note
again, this time with q sort of puzzled
expression on his countenance l didn't
see why the receiving teller should be
puzzled over such simple matter, but
puzzled he seemed. He rang bell,
and the uniformed man who'd directed
me to that window appeared.
Show this gentleman to the office
of the cashier said the receiving teller
to the uniformed man. at the same
time regarding me with pleasant
smile, and the uniformed man led me
down tha noccoC op1 +ooi. mo
behind a railing where there was Il
handsome gray haired gentleman sit
ting at desk
1.-THE handsome gray haired gentle
man received me cordially and invited
me to be seated. handed him my
note, which the receiving teller had
returned to me. and he leaned back in
his chair and read it carefully. Then
he. too. looked puzzled after he'd read
the note Il second time. Then he look
ed ut me pleasantly over the tops of
his spectacles.
'Ahem" said the handsome gray
haired gentleman, not disagreeably. but
in Il nice, banEer-like way. Might /
er-inquire. Mr. Pcnphist. without
seeming to be unduly inquisitlve, as
to how-er--large a-er-balance you
would usually be carryingT
"Well, that was civil enough ques-
ton, nothing inquisitive about it,
why, sir, | said to the handsome
gray haired gentleman. L am opening
an account with matter of some $3.50.
but | shall no doubt make some addi-
lions to that within the next two
months, and probably l shall carry a
balance of-wel, say. $500 or 5000 right
along.
1.-The kindly cashier with the gray
hair fairly beamed upon me.
'Er-just so, just so.' said he, twid-
ding his thumbs. We feel compi-
mented, Mr. Penphist. we really do,
that you should have come to us. And
it is unfortunate-er-rea unfortu-
nate. that we are so utterly lacking in
facilities for taking care of accounts
of such a character
You see, Mr.. Penphist. our institu-
ton is of-er-a sort of special charac-
ter. 1t is used as depository by
well, perhaps | should put it in a
clearer manner. say it to you quite in
confidence, you understand Mr.. Pen
phist, but we have only 1000 deposit
ors on our books, and these 1,600 de-
positors' aggregate balances amount all