The Delta independent., 1908-07-31
HIT THE WRONG BANK
Story of the Man Who Wanted to
Open a Small Account.
A WALL STREET EXPERIENCE.
The Would Be Depositor Of Modest
Means Found Himself In Place For
MiIlionaires-An officials Courteous
Explanation and Advice.

| OniCidiS SourteouS
| Explanation and Advice.
| When" said the man who writes
pieces for magazines and things, "by
some strange and unprecedented chance,
l had got hold of matter of $3.50 all
Mt one and the same time it looked big
to me- By an even more curious
chance there wasn't anything that l
really needed to do with the money, so
1 decided that I'd bank it.
"Now, l knew in general way that
| In order to put money in bank you've
| got TO be known and give your pedi-
gree and look respectable, and all that.
and | hated to approach a bank with
| out any sort of credentials. Therefore
| went to the business manager of
certain magazine which occasionally
prints pieces that i write and asked
him what I'd better do.
Simplest thing in the world said
he. III give you note to our bank
That sounded fine to me. He wrote
me the'note, and l started for the bank
a good deal tickled over how easy the
little depositing proceeding had been
| made
"The bank to which l had the note is
| In Wall street | asked the uniformed
| man who was standing around where
I'd find the receiving teller's window.
| and he pointed that window out to me.
| got into line and watched the teller
| take in money.
81 must own that | was bit stalled
| to note the great size of some of the
| deposits he was receiving. Why, fel-
lows were giving the money to him by
the satchelful. But I had my note in
my pocket, and remained compIacent
enough with that consciousness.
when ! reached the receiving teller
| passed in my note, ana the receiving
teller. a decidedly civil young man.
opened it and read it. Then he looked
Mt me- after which he read the note
again, this time with a sort of puzzled
expression on his countenance. l didn't
see why the receiving teller should be
puzzled over such a simple matter. but
| puzzled he seemed. He rang bell.
| and the uniformed man who'd directed
me to that window appeared.
show this gentleman TO the office
| of the cashier said the receiving teller
to the uniformed man. at the same
time regarding me. with pleasant
smile. and the uniformed man led me
down the passageway and took me
behind n railing where there was a
handsome gray haired gentleman sit
ding Mt n desk.
THE handsome gray haired gentle
man received me cordially and invited
me to be seated. l handed him my
note. which the receiving teller had
returned to me. and he leaned back in
his chair and read it carefully. Then
he. too. looked puzzled after he'd read
the note a second time. Then he look
ed at me pleasantly over the tops of
mis- spectacles.
"Ahem,' said the handsome gray
haired gentleman. not disagreea bly,. but
in n nice, banker-like way. Might /
er-inquire. Mr.. Penphist. without
seeming to be unduly inquisitive. as
TO how-er-large a-er-balance you
would usually be carrying?'
We'll. that was civil enough ques-
ton, nothing inquisitive about 1t.
"'Why. sir. ! said TO the handsome
gray haired gentleman. L am opening
an account with a matter of some $3.50.
but l shall no doubt make some addi-
tions to that within the next two
months. and probably | shall carry a
balance of-well. say, $500 or 5000 right
along
The kindly cashier with the gray
hair fairly beamed upon me.
Er-just so. just so said he. twid-
ding his thumbs. We feel compli-
mented. Mr.. Penphist. we really do.
that you should have come TO us. And
it is unfortunate-er-rea unfortu-
nate. that we are SO utterly lacking in
facilities for taking care of accounts
of such character
"'You see. Mr.. Peuphist our institu-
ton is of-er-a sort of special charac-
ter. Ii is used rs a depository by
well. perhaps | should put 1t in
clearer manner. say It to you quite in
confidence. you understand. Mr.. Pen
phist. but we have only LOCO deposit
ors on our books. and these 1.600 de
positors' aggregate balances amount all
the time to matter of $4,000. OOo.'
We'll, that was about enough.
saw the light then. I'd drifted into
millionaires' bank on the careless ere
dentials of business manager who'd
written me that note no doubt in
thoughtless mood.
"rhe gray haired cashier acted bully
about It, He recommended fine bank
to me-'one that combines perfect re-
sponsibility with the necessary facili-
ties for handling accounts like-er-
yours. Mr.. Pcnphist.' he added
For all of the cashiers uiceness
walked out of there into the cold gray
light OF Wall street feeling like good
deal of human caterpillar.
II didn't 80 TO the hank recommended