Evening star. [volume] (Washington, D.C.) 1854-1972, 1908-07-01

ever lost a penny. They are managed
by, committees appointed by the members
who borrow their capital from joint stock
banks upon the individual and joint in
dorsement of the board-each individual
being responsible. They get the money
for per cent and loan 1t for . or u
per cent. thus leaving margin which
pays the expenses and leaves a surplus
also be lent out These societies also re-
ceive deposits from their members and
ether people in the district and pay per
cent interest. the same the savings
banks. They sometimes obtain loans OF
ECO to G1OO from the department of ag-
riculture or the congestad district board
at , per cent. which they loan to their
members in small amounts at from to
q per cent interest. Last year they got
about $GO.00 from those two sources. ,
1.-THE great advantages of these credit
societies, in addition TO keeping their
members out of the clutches Of the gom-
been men. are to teach them the proper use
of credit. the difference between borrow
ing to make and borrowing to spend to
promote thrift by giving fair interest
upon deposits. to encourage sobriety and
industry and to teach sense of RESPONSE
bility and the value of reputation. be-
cause a mans character Is the sole quail
fication to membership and everybody
wants to get in. To be admitted to MEM
bership Is an Endorsement that IS very
highly regarded and when a man is in
Various Other Cooperative Societies
There are various other cooperative
societies. concluded Mr. Anderson
Last year We organized thirty-two new
cooperative credit societies. twenty-five
cooperative purchasing societies. Twelve
cooperative creameries. five fax socie-
ties to encourage the cultivation and
handling of fax and six cooperative ba-
con-curing factories where farmers can
send their hogs to be slaughtered and
cured in a proper manner. which enables
them to get A quick sale and higher
price for their pork. We also organized
a large number of cooperative poultry
societies to promote the raising of hens
and chickens. the shipment and sale OF
eggs and poultry. so that the farmers
can get better Dricas. have reliable snll
ing agencies. lower freight rates and sure
collections. Eggs are sold tere by weight
instead of by the dozen. so that peope
who raise large eggs have the advantage
The eggs re all tested. graded and pack
ed according to the continental system,
which We prefer to the cardboard ar
rangements which you use in the United
States. These cooperative poultry sDcie-
ties are improving the breed. of hens.
are teaching the members how tn raise
poultry. protect II from diseases and
make the best use OF the feed This is
a very important industry. and W. have
brought 1t Up so that now the averagr
revenue from twenty hens is equal to
that from one COW.
THE farmers wives are also taught
how to raise bees. although for the last
few years there has been no money in
them. We have had the worst years
record for honey.
The Latest Attempt.
"The latest attempt of the Irish Agri-
cultural Organization Society is to in
troduce cooperation among the small
farmers who have recently come into
the ownership of their lands to assist
each other in building more comforta-
BILE homes for themselves and better
buildings for their cattle and the storage
of their crops. This is in the line of
self-help and mutual aid among neigh
bors and furnishes employment for many
days during the winter season which
otherwise would be spent in idleness.
The most economical building material
we have here now Is cement blocks.
which are easily made with a little in
struction. and we are sending around in
structors to show the farmers how 10
utilize their spare time in the winter III
making a sufficient number of blocks ci
this artificial stone TO build the walls of
a house In the spring. The neighbors can
then get together and help each other
put them in place under the direction of
the instructor of the society, just as
your pioneers in America used to help
each other put up their log cabins. There
is universal desire and ambition on the