Twice-a-week plain dealer., 1908-12-15
HOW ABOUT THE HAIL STORM?
The "Old Reliable" Farmers Mutual
Gives You Protection Against 1t.

The Farmers Mutual Hail Insurance
Association of Iowa, the Pioneer Hail
Insurance Association of the State was
organized by men who for twenty years
or more have been leaders in mutual
insurance and have saved the farmers
of Iowa millions of dollars, among
whom is w. A. Rntledge, whose repu-
tation as friend of mutual insurance
is more than state wide, and who has
for fifteen successive annual meetings
been reelected by the members as
Secretary and General Manager of the
Association.
1t has paid over 81, 900, 697. 50 in losses
to Iowa farmers in the past l6 years
and this is over twice as much as all
the losses paid by all the other hail in
surance companies in Iowa put togeth-
er. Nearly 100 losses, amounting to
over $40, 900 We're paid to the farmers
of Howard and Winneshiek counties
this year. No other insurance company
in Iowa can show more economical
management, as The ''Old Reliable"
! Farmers Hail Insurance Association
has paid more than ST. out of every
500 collected from its members back
to its members for losses, and has taken
less than $23 out of every 500 for ex-
penses. This is even better showing
than the county mutuals of Iowa can
show and they have always been con-
sidered the most conservatively man
aged associations in the state. We
would not detract from the excellent
record these county mutuals have made,
as they have saved the farmers of
Iowa millions of dollars, but if we can
show even better record of economy
and thrift, then we are entitled to
equal confidence of the farmers of
Iowa.
| In 1896 nearly 5000, 600 in losses were
paid to Iowa farmers and on an assess
ment of $2.70 per $l00, and in 1897
1920, 900. 90 in losses We're paid on an
assessment of 3 per cent.
Every farmer should look up the
record OF this Association and place his
Insurance where he is assured of fair
treatment in the event of loss by Hail
storm
The "Oid Reliable" Farmers Mutual
now has plan of insurance enabling
it to settle losses in an equitable man
ner, the acreage plan whereby A MEM
BER'S CROP is VALUED AT THE
AMOUNT OF INSURANCE HE
PLACES UPON 1T. Under this plan
its highest assessment has been So 90
on $l0O and yet during its history it
has the record Of having made three
annual consecutive assessments aver
aging only $l.00 per $l00. 1t does not
deduct anything for harvesting, thresh-
ing, husking, or marketing, nor does
it take into consideration the price of
grain but pays by the acre as above
outlined. This makes adjustments easy
and gives entire satisfaction. Every
reputable farm paper in Iowa has
spoken well of the "Old Reliable"
Farmers Mutual and it is to-day with
out an equal in the amount of cash sur
plus per capita on hand with which to
commence this seasons business.
Its record is an open book and it is
proud of it. Some Hail Insurance As
sociations have run their business in
such a Way as to bring Hail insurance
into disrepute, but The "Old Reliable"
Farmers Mutual has the confidence and
respect of the State insurance depart
ment, and it was Auditor B. F. Carroll
himself, who in the investigation of
the methods of some hail insurance