davidaulloa/AmericanStories huggingface dataset:
The Irish standard., 1908-02-22
WASHINGTON COUNTY.

ploi Division No. L. -. stillwater-Gco%nttyy Gounty
Sec. James Burns, 70S S. I'd st.: DIV:
Pres., r. w. McGarry, Room 4. Mower
Blk: Vice Pres. T. H. Curley, 1901 ~; y;
sth e.: Rec: Sec. Frank A. Malloy; la y;.i.S i.Ss
g., 4th st.: Fin. Sec. Thomas w. Welsn,
Room 8. Mower Blk: Ins. Sec. Thomas
W; Welsh. Room 8, Mower Blk; treas.
John Clarey. 222 w. Cherry st.: Med. Ex-
am. DR.. E. p. Ryan, Mover DIX.
Meetings held first and third Aondays'
Eibernian hail.
wINoNA COUNTY. -.
County President. Michael j.. Ryan. 36a
+. King ST., Winona. MINI.
Division No. 1. winona-Div: Pres. F.
!; IL. Barlow 105 E. King street, Vice Pres res
Frank Rice. 712 w. King street; Rec. Sec,
j., j., A. Mcmillan. 32s w. Howard street;
III r1n and and 1ns. Sec: Geo. A. Fitzgerald. Sel
81 w. Wabasba s street. reas Med s1" Exam. Dr. j.
l.. Lynch. IS E. Third street. Meetings
are held on the secopd and fourth Thurs
day evenings of month in St. Thomas Hall,
W1nona, MINI.
The Irish standard., 1908-02-22

Excuse me-" said the old lady with
eyeglasses, in the art gallery; but
marble?'
Those are all. madam" replied the
polite attendant. is there any par
ticular one you are looking for?"
Yes: l wanted to see the statue of
limitation my husband was talking
about
The Irish standard., 1908-02-22
STATE OFFICERS or LADIES' AUX
lliARY

President--Mrs. Mary B. Daley, 1906
Central ave. Minneapolis.
Vice .President.-Miss Agnes Hickey,
Graceville.
Sccretary-Ella C. Heating, 147 Pleas
ant avenue. st. Paul
Treasurer-Miss Anna McGuane, Vino
Insurance secretary-Margaret A. Gra-
dy. saltwater.
insurance Treasurer-Margaret sulu-
van. Rochester
State Medical Dircctor-Dr. f. W.
Buckley. st. Paul.
Directors of Insurance Fund-Agnes f.
Reilley. saltwater: Mrs Mary Turner.
Minnea polls: Helen McGrath st. Paul;
Mary J.. Reilly. Brainerd: Josephine Cook.
The Irish standard., 1908-02-22
NATIONAL OFFICERS, LADIES'
ANN

National President-Miss Anna c. Ma,
liza. Scranton, Pa.
=, National Vice President-Mrs. Mary
MCCARTHY: Westfield. Mass.
National Secretary-Mrs. Louise D,
Ross. Clinton. N. Y.
Natfonal Treasurer--N1rs. Mary r. Da.
ley. Minneapolis, MINI.
National Chaplain-Rev. John D. Ken.
nedy, Danbury, Conn.
The Irish standard., 1908-02-22

County Pres, Agnes Hickey, Graceville.
Division No. l, Graceville-Div. Pres,
Mrs Horner: Vice Pres, Mrs. Canty: Rec.
sec. Mrs Sammon; Fin. Sec. Mary Fa-
Mrs. Brennan; Med. Exam. DR.. B. M.
Randall. Meetings are held on the sec
ond and fourth Fridays of month In
Groves hall, Graceville, MINI.
The Irish standard., 1908-02-22
wINoNA COUNTY.
County President Michael ]. Ryan. 56a
LADIES' AUXILIARY.
BLUE EARTH COUNTY.

Blue EARTH COUNTY.
~ County President, Mrs. Ca Uterine Nc
Namara.
Division No 1, Madison Lake. Mimi
Div. Pres, Mrs. Mary Mccarthy: Vice
Pres, Mrs. Bridget Smith; Rec. Sec. Mrs.
Bridget A. .Madigan: Fin. Sec. Mrs. Mar
Treas. Mrs. Catherine Mcnamara: Med.
Exam. DR.. Bigelow. Meetings are held
on the second Sunday and fourth Thurs
day of month in the Bank block hall.
The Irish standard., 1908-02-22
sTATE oFFIcERs-MlNNEsoTA.

olAIE OefJCERS-MINNESO a.
rresldent-Patrick kenney. Mankato.
Vice President-J. p Coughlin. Perham.
secretary--Thos. Connolly, 2424 Pleas
ant avenue, Minneapolis.
Ireasurer-John Sherman. Winona.
State Cha plain-Rev. N. O'Brien, Grace
vile.
President of Insurance Fund-T. J.
Doyle. st. Paul.
Vice President-Jno. E. McGovern,
Rochester.
Secretary of lnsurance-John hahoney,
220 Temple Court. Minneapolis.
Montgomery.
state Medical Director-Dr. F.. w.
Buckley, st. Paul
Directors of Insurance Fund-John l..
Glea son. Minneapolis; Lawrence McDon-
ough. st. Paul; John Moran. Minneapolis;
e. j. McManus, st. Paul: Fred L. Ryan.
State Board of Audit-M. j. Hynes,
Roserncunt; ]. p. Connolly, ST. Paul; Isaai'
f. Rice, Minneapolis
The Irish standard., 1908-02-22
A.0.h. DIRECTORY
NATIONAL OFFICERS.

NATIONAL OFFICERS.
Mass
JAMES ME-! J. REGAIN. n. V. p. St.. Paul
JAMES nais t. CARROLL, n. S.. Columbus
JOHN QUINN, N. T.. Joliet Ill.
REv. JOHN D.. KENNEDY. Danbury
Conn.,, National Chaplain.
The Irish standard., 1908-02-22

?, ~ NATIONAL, DIRECTORS.
~; MORAN, Washington, D. C.
EDWARD r. McCRYsTAI. New York.
Br; w: j. o'BR1EN. Philadelphia, Pa.
Key: N: J. BYRNE, Lafayette, Ind.
JOtiN L. KELLY, Milwaukee, Wis.
The Irish standard., 1908-02-22
CROW WING COUNTY.

GROW WING COUNTY.
ot,, t,Gognty y President-Alice M. Adair, 42a
Division No, 1. Brainerd-Pres.. Mary
6Ps;y, =; PRsilly, 2o9 7th st. s.; Vice Pres, Helen
Katherine Cosgrove. E. Kindred ST.;
Fin. Fin and lns. Sec, Mrs. Mary Hawley,
~ 10th st. ~; Treas, Agnes x. Nc
J. A. Thabes; County Chaplain. Rev.
j. J. OMahoney. Meetings held on first
and third Wednesdays Of month in Col
umbia hall,
The Irish standard., 1908-02-22

State of Minnesota. County of Hennepin.
In Probate Court.
In the Matter of the Estate Of Maurice r.
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19
Bank Clerks Tempted.

"And in this connection let me re-
mark that while the bank officer is
surrounded ON all sides by temptation,
and some criminally use the banks
funds, one must not for moment
think that they are the only ones
connected with the institution who
are subject to temptation and who,
far too often, listen to the voice of
the tempter and become defaulters.
Every clerk in the bank, whether he
handles dollar of the banks money
or not, is subject to many IL not all,
of the temptations that beset his su-
perior officer. The defalcations by
the clerical force of banks can be
traced to nearly all the causes enum-
Grated as being the cause of defalca-
tions by officers.
But at bottom the fault is with
the officers Many bank clerk who
has been unfaithful to his trust and
has used the funds of the institution
with which he was connected for
speculation, IN the stock, grain or cot
ton market, or for games of chance at
tho gambling house, or for betting at
the race track, or for extravagant liv-
| ing, ETC.. has been encouraged to take
, his first false step by the loose man.
ner in which the affairs of the bank
were conducted and its accounts kept.
He saw the slip-shod way in which
things were done, by every one con-
iicct21 With the bank, that clerical
errors in the Books were not located
! and corrected, and that general mis-
management prevailed. Is 1t any won
| der that he used the funds { the
bank and took the chances of detec.
tion with such condition of affairs
surrounding him? The marvel is that,
under such conditions, more do not
succumb to temptation.
THE defaulter who is merely a
clerk in the bank and whose misdeeds
are usually traceable to a lack of prop.
er supervision of his work by his
superiors is generally brought to book
for his dishonesty. He is usually con.
victed, poor fellow. He has no infiu-
ential associates to use their power to
shield him. He has no money or
wealthy relatives or friends to employ
able criminal lawyers to defeat the
! ends of justice The bank officer, on
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19
me we" England Conscience Is Now The Present n c - -,
"''esY Que TO Modern of NSNe W LIS

ing according to the size of his opera,
tons and the fluctuations of the mar.
ket, before he is hopelessly involved
and financially unable to return the
money of the bank which he has used
He now speculates more wildly than
before, and upon much larger scale
with the hope that one fortunate turn
of the market will enable him to make
enough money to square himself with
the bank. In his case history only
repeats itself He went into the mar.
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19

,s,e.isiiL and example of it, which is
bringing about degradation of the
sense of common honesty throughout
the country. That fine American as
set, the New England conscience has
become an object of jest. And, as
said, New York is TO blame. AS in
all other matters. theatrical, literary
and artistic, the other cities and towns
take their cue from New York AS
New York lives so they all wish to
live. To-day in towns as small as
25,OO0 population there are springing
up all-night grill rooms with Hun
garian orchestras, wherein the young
business men of these communities
must foregather If they are to be IL
the social swim with their local smart
set.
"Tbe young banker or business man
in tie smaller community comes to
New York He Is taken in hand by
his business acquaintances here and
shown about the town His hosts
spend money on a scale which dazzles
him. They take him to luxurious
hotels and cafes where they and the
head walters know each other by
name and where he is introduced to a
scale of living fit only for men of
millions. He wonders how his friends
manage to share in this prodigality,
and bit by bit he finds out. They tell
him funny stories of transactions
which, reduced to- a proper financial
analysis, are defalcations pure and
simple or at best, plain gambling.
Everybody does it, they say it's
part of the game And back to his
home town goes the young banker
filled with dreams of sudden wealth
and all the gay life that goes with it.
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19

Too often this person starts to lead
the gay life before he has got the
sudden wealth. He sees the rich Gus.
toner of his bank rolling up TO the
door with a big deposit or to get a
letter of credit for trip abroad. He
suspects--perhaps rightly-that their
money came by some financial leger-
demain as his New York friends have
described with so much relish. Per
haps, he tells himself, it isn't their
money at all. Why, then. shouldn't
he manipulate II for his own gain;
why isn't II anybody's to play with
who can get his hands on it? The
life he has seen, the methods he has
learned are destroying his sense of
property. He is somehow getting il
into his head that this money placed
in his keeping is a sort of common
property and that, so long as he can
keep his books looking technically
right, he may juggle with 1t for the
benefit of his own personal pocket
He really comes to believe seriously,
that this is so,
Indeed" said Mr. Moxey with a
certain stern tingle in his voice. the
attitude of trusteeship has suffered a
shocking change In recent years. |
say in recent years, not because | am
one of those pessimistic old fogies
who think that people generally were
more honest in other days. which they
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19
Instances Innumerable.

Instances lnnumeTdDie'
"But there are many, many causes"
continued Mr. Moxey with a brisk 1T
tle sigh. "A large bank In one OF our
eastern cities was wrecked tAsough
the specuations of its president in
stocks; another one through specu'
lations of its cashier in the
same market. Some years ago a
large bank in the middle west was
wrecked by its vice.president in an at
tempt to corner the wheat market
while bank in a southern city was
wiped out of existence by its presi'
dents and cashiers speculations In
the cotton market The number OF
cases that could be cited are In
Vulnerable, and there is not a section
of the country that has escaped. The
number of bank wrecks piled upon
the financial beach is a silent monu-
ment to this truth.
But no president, vice-president,
cashier or assistant cashier of bank
can use it's funds for his own profit
without the fact being known to at
least a portion of the clerks, and 1t is
through their silence or stupidity re-
garding what is being done in their
presence that bank officers are en-
abled and In many cases, encour-
aged to take the banks money. II
bank clerks would do their full duty
there would be fewer cases of defalca-
tion by the officers than in these
sorry times.
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19
Laws Not Enforced.


And let me make my opinion EN-
phatic that the laxity with which the
criminal laws of our land are enforced
by many of the Judges OF our courts
has much to do with encouraging bank
officers TO misuse the funds In their
keepng. These officers see too many
cases of the difficulty in convictlng a
dishonest bank official when defended
by shrewd criminal lawyer, and they
are therefore willing to take the
chances of detection, and even the
results of trial, before the too ire
ouent Judge whose Interpretation OF
the law, admitting of evidence and
charge to the jury, are all in favor of
the accused.
There are many direct causes for
bank defalcations, but the primal
cause is the desire for luxury fostered
in the great cities Of late years the
chief immediate cause is the using OF
the banks funds to promote enter
prises in which the banks officers
have interested themselves. In many
cases the bank officer is made an
officer of the outside corporation,
Which fact is heralded to the world
with all the advertising skill of the
promoter. and upon the reputation of
his name many are induced to buy
stock Now. one of the main reasons
which animated the promoter in finan-
cially interesting the banker was that
II at any time the concern required
financial assistance-which is invari-
ably the case--it could readily be
obtained through him from the bank
of which he was an honored and
trusted officer Experience shows
that what was at first small loan
soon increases in amount until a
point is reached which means disas-
ter to all parties interested if .addi-
tionai aid is not given. Then it is
that the demand for money must be
met to prevent the bankruptcy of the
new corporation and the consequent
loss not only of the money invested
by the banker and his many friends,
but also the loss of his own reputa-
ton as financier and man of in
tegrity.
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19
TO HeIp Cause in paolfo s....

l.. ~ Martha Hughes Cannon. former.
~ ~ a. s'a'e senator of Utah. has gone
20 20 ilVe IN California with the intention
.. helpins the women of that state n
eon,o'ls'', eo, equai suffrage He is described as
powerful and witty speaker.
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19


something S
OF n a
honesty"
by
TO m
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19

were not. but because 1t has been my
experience Of many years that these
periods OF defaication come in cycles
Whatever the cause, there are cycles
of honesty and cycles of dishonesty;
and the present is cycle of dishon'
esty with its cause in modern stand.
ards of enjoyable living.
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19
Glitter of Speculation.

glitter OF speculation.
Then, too, it often happens that
instead of becoming financially inter-
ested in new projects or outside bust
ness enterprises the bank officer sue.
cumbs to the seductive influences of
speculation He tries his hand in the
stock grain or cotton market with the
belief that in this way he can amass
a fortune in short time and without
effort
-----.H .He--l,ttf.s,,, the Same method tnat
is followed by those who buy or sell
stocks, grain or cotton on margin.
His whole idea is to get rich quick
and in order to accomplish this he
either buys or sells the largest
amount possible with the smallest
amount that his broker will accept as
margin. A slight adverse change in
the market price of the commodity
or security in which he is speculatine
wipes out his margin and call from
his broker for additional margin tc
carry the transaction must be met
Having exhausted his own money,
and being convinced that his ideas
as to the future course of the market
are correct, he makes the false stel
of borrowing money from the bank
and using it as margin with his
broker.
1T is only question of time, vary
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19

lhe other hand, having what his clerk
Sorely lacks, too often escapes the
Iust punishment which his criminal
acts demand" 'i''"'
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19
New York is to blame for it."

New York is to blame for It,"
Gray-whiskered. grsy-haised,3 gray
eyed, gray-clad. slender gentleman
of astonishing neatness and a certain
amiable precision of speech leaned
back in his office chair with his hands
behind his head and smiled alertly,
writes Frank c. Drake, in the New
York World. Such is a first impress
sion of Edward p Moxey, whose Off
cial title is Expert Bank Examiner
for the United States Department of
Justice" and such were his words in
speaking of the epidemic of bank de-
ialcations which has been sweeping
over the country.
Whereas Mr.. Moxey's business is to
fit about the country and peer uneX-
pectedly over the shoulders of the
cashiers OF national banks here and
there in order to find out If their cash
balances are all right; and whereas
Mr., Moxey had found some 30 of these
gentlemen with their cash balances all
wrong and to their great grief and
anlazement, has put them in the peni-
tGiitldi WI hoACs
fresh from sending John II. Walsh of
Chicago to join the others, has come
to New York to look into the book
keeping of Charles w. Morse and AL.
fred II Curtis. on trial for trying. it
is aoleged, to buy a national bank
with its own money; therefore does
the said Edward p. Moxey speak with
Nf SAnp
and their causes.
You mean the Broadway New
York;" | asked,
"Broadway" Blamed.
Il mean the Broadway New York, -
he answered quietly, Il mean the
gorgeous hotels and restaurants, the
bars, the gambling houses, the myriad
theaters, and palatial apartment
houses, the turning of night into day.
mean the food of money in New
York upon which this life is borne
along, the craving for vast incomes
by which alone such life can be
lived.
ITO say that even a bare majority
of the tens of thousands of men who
nightly swell the crowd of amuse
ment-crazed spenders, who live in
$4,000 apartments. and whose touring
cars congest the streets, are doing
this with money which is honestly
theirs is absurd They are not earn
Ing this money; they are eithe' jug
Cling other peoples cash or they are
gambling with their own. When you
can so into restaurant at two o'clock
in the morning and behold 100000
worth OF womens gowns at the tables
and $4,000 worth of food in process
OF consumption, something is wrong
And when you observe half a million
dollars worth of automobiles waiting
to take this one supper crowd to their
homes-or elsewhere-you may be
sure that there is queer bookkeeping
somewhere.
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19
All Copy New York,

u is not only this sort of life in
New York, but in more sinister way,
The Spanish Fork press. [volume] (Spanish Fork, Utah) 1902-current, 1908-11-19

| ket as a lamb, and ia 4J..se4.sace %
thoroughly fieeced.
Goldsboro weekly argus. [volume] (Goldsboro, N.C.) 1885-1909, 1908-04-23

Chester, Pa. April 1S.-Fvo cars
were u this morning OH the Whining
ton division, under a guard of the State
constabulary. The strikers saw NJ a
shall cross the line of Pennsylvania
into Delaware. Trouble is anticipated.
New York, April l8.-Mary knapn.
eventeen. while preparing tod ~ ter
the Easter procession in the church of
St. Vincent de Paul, the fringe of her
dress caught fire and she was horribly
burned. She WAS hurried to Williams
burg hospital, where she died of her
injuries. /
San Diego, April Is.-The hattleShipl
fleet weighed anchor at 6 o'c'ock his
m ,rning and v@nt our ;hrougts 9 p"nvv
mist that hung rlpseoverthe b y T. g
majority OF the "itv>S renrle, w ,rn ont
with the eel~-tra:ions If he tn 80 .9av~'.
carnival did NOT get up t" So The fleet
off. San Pc iro is the next stotfning
place. There the fleet divj'e~-nnt-
half remaining. the other goin t" ports
about Los .Ange.es.
New York, April 18.-Mrs. Char "s
II. Yerkes. whose escapade with WILL
lar Mizn.r, the gay young Westerner,
ended in divorce, is today reported as
about to marry Lee ~Tecktoninus. n
pianist, "a years old, n ber of a
wealthy family in Racine, Wis. lie
has been very attentive to Mrs. Y.rk->,
who has entertained him with sum =
tuous dinners. An Easter r%eceptinnt to
him tomorrow. has been arranged t,y
her.
Raleigh, April 1S-Henry Bryan,
the most notorious chicken thief in
Wake County, who was sentenced to
two years and a half in 1905. escaped
from the roads on March 2. was grant
ed a conditional pardon by Governor
Glenn IA days later, only to have par
don revoked on learning OF his esca pc,
is back in Raleigh minus DO Il leg {.
Henry was run over by a freight train.
near Roanoke, whence he had tie'i over
a month ago. Ed Hester, his brotler-in-
law, informed Sheriff Sears today of
Henry's return and wants the County
to take charge of him. Bryant. sew
eral years ago, had a large cave near
Raleigh in which he kept hundreds OIL
stolen chickens.
Goldsboro weekly argus. [volume] (Goldsboro, N.C.) 1885-1909, 1908-04-23
LOCAL BRIEFS.
Items Of IN crest in and Around
the CITY.

The Board of Trustees of the Odd
Fellows Orphans Home, which met
here this week. elected Miss Maude
Pittman to fill the position OF music
teacher at the Home.
Our young friend and townsman
Mr.. H. D. Toler, the efficient superin
tendent of the extensive farm of the
State Hospital, near this city, is the
first to report ripe strawberries to this
office.
MIR. H. 7. Gray, a Workman at the
Wayne Agricultural Works, was severe
Nv sbocded and burned by coming in
contact with a live wire, on Wednes-
day evening,a the works. He is better
today, but still suffering.
Mr.. A. E. Wolff, the excellent super
intendent Of G~oldsboro Public Schools,
and a speaker OF force and ~eloquence,
will deliver the commencement adj
dress of the Aulander Graded School
at IL O'Clock Friday morning of next
week, April "a.
On April 9th the John R. Smith
Carnival Company. made up of many
superior attractions, will open a weeks
engagement in this city-at Base Ball
Park-Westend, under the auspices of
Company D, of Goldsboro's fine mill
tary contingent.
Col. Wilson G. Lamb, chairman Of
49, C%oto UNIaa+iOr Road rivoe notice
that the registration books for the
State prohibition election must be open
at 9 o'clock on the morning OF April
24th, and close at sunset on May 10th.
All parties should take notice and be
governed accordingly.
Rev. G. billiard, the splendid princi-
pal of our city's colored graded school,
is just back from attending the session
of Presbytery at Rocky Mount. al
which, he tells US, strong resolutions
were adopted by the assembled min
listers and delegates in favor of State
Prohibition and urging all colored
voters to east their ballots according.
The Civic Improvement League
should, in connection with it's work o
fostering the growing of flowers ano
identifying OF front yards, address it
self to the abating of the chich en- nuts
ance II is a long since demonstrated
fact that where chickens are permitted
to run at large there can be neithe
flower nor vegetable gardens. "Th'
neighbors chickens" has become pro
verbal.
Goldsboro weekly argus. [volume] (Goldsboro, N.C.) 1885-1909, 1908-04-23
Election Notice.

To the Registrars of the ~several pre-
cincts, of Wayne County.
This is to advise you that the law
requires the registration books to lie
opened al nine O'Clock Friday morn
ing. the oath day OF April at some
place in the precinct, and at the place
of voting OF each Saturday till the
night Of the 10th of May, when the
books are finally closed for registra-
ton. That the Registrar must attend
on Saturday b 23rd of May 1908, at
the voting precint for the purpose OF
permitting challenge OF any voters,
not entitled to vote. The election will
be held May 26th under the general
election law of the State, providing for
the election of members of the General
Assembly. The Judges ofselection and
the Registrar will have to be sworn in
by some J. P. on the morning Of the
election.
They will, after they have counted
out the vote and filled in the returns,
appoint one of their number to bring
the returns to G~oldsboro, on Thursday
after the election to meet with the
board Of County Canvassers, to canvass
the vote and make the returns to the
Register of Deco and the Governor OF
the State &c.
Yours respectfully,
H. B. PARKER,
Chr. County Board of Elections.