The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-06-12
One Notified While Waters Sur
rounded His Building.
NO PROTECTION GIVEN
Is Proprietor of Central SASH
" and Door Company.
Had Paid the Premiums on AL
the Policies.

w. w. ManSpeaker, SeHeiai
ager of the Central Sash and D0or
company of North Topeka Whose
property was under water While tie
aood was at its height, tells on ms
treatment by insurance companies
during the flood. He suffered con-
siderable loss from the floods OF lso4
and a greater loss from the hooos OF
the preceding year but since mas oulll
ND an institution Whlch Is LIE piiu
of North Topeka.
Of the Kaw was seething about the
planning mill and lumber yarus MI.
Mapspeaker received notlce tHIOusIi
the mails and by telephone iroHi
representatives OF i've insurance Sot az.
panies that they had canceieo ms
policies on this property. whiie the
policies were not against hoou VI
water damages the risk from nre at
this time was considered greater than
at ordinary times
The companies which canceled'tnelr
policies at this time were:
The Insurance Company OF North
America.
The Springfield Insurance, company
of Springfield, Massachusetts.
The Pennsylvania Fire insurance
company of Philadelphia, Pa.
The National Fire Insurance com
pany of Hartford, Conn, and the
Philadelphia Underwriters.
The first four companies named are
represented in Topeka by W; M
Forbes and Company and the Phlla-
delphia Underwriters by &. q.
Blakely.
The Following is a copy of one of the
notices received by Mr.. Manspeaker,
the wording of the others being prae-
tica1ly the same:
NOTICE OF CANCELLATION OF
POLICY.
Topeka. Kansas, June 9th, 1908
To the Central Sash & Door company. |
issued under Policy No. 5053 of the In
surance Company of North America, |
issued at it's Topeka, Kansas, agency. |
You are hereby notified that the In |
surance Company of North America, |
under and by virtue Of the terms and
conditions of the above mentioned
policy. hereby elects to cancel said
policy You are further notified that |
said policy will stand cancelled and all
liability hereunder Will cease and |
terminate five days from the receipt of |
this notice by you, or OF its service
upon you.
return premium due you will be paid
upon surrender of said policy, or upon
full and proper release of liability |
W. M. FORBES & CO.,
Agent of Insurance Co. of North
America.
"I was much surprised and thor
oughly Disguised when 1 received the
notices cancelfng the policies on my
property" said Mr.. Manspeaker, land
1t a loss to understand why such ac-
ion was taken at this time 1t is true
IF the lumber yards and mills on this
side of the river suffered from fire
caused by the water reaching the
sheds where lime was stored.
Since that time 1 have not han
He'd lime on account of this danger
md you can imagine my surprise
when 1 received these notifications
Tuesday morning. The water was
rom two to three feet deep about my
property and with a force of men I
hight in an effort to afford every pos
'ible protection.
81 paid the premiums on these poll
lies. not anticipating danger from fire
)ur with a view of being protected in
,ase of disaster and right when the
LANCER was the greatest the companies
through their Topeka agents Cancelled
ny policies. 1 suppose that if the
buildings adjacent to my property had
,een burning that the agents would
lave telephoned me that my policies
we're Cancelled. 1t. would have been a |
parallel case from my view point
"Of course they offered to return
he unearned portion of the premiums
Which had paid for the policies, but
t a time such as that was 1 wanted
III the protection I could get and not
insurance policies. Other
ases of this kind may have occurred
N this side of the river, but so far
ave not heard of them. So that
here might be no mistake about the
natter after calling me up over the
elephone and canceling my policies
he agents sent me notices through the
nails In registered letters
ct feel that it is my duty to make ,
transact of this kind public so .
hat the people on this side of the riv- /
r may know who the companies are |
consider this TRANSACTION one of the
most high handed that has ever been /
aI 20 20, |