The evening world. [volume] (New York, N.Y.) 1887-1931, 1908-12-15
CIVIC FEDERATION
MAKES PLANS TO
AID EMPLOYEES
To-Day's Session Devoted to
Old Age Pensions and Com
pensation for Injuries.
OUR BURIAL INSURANCE.
More Than lS,OOO,OOOP Policies
in Force but Cost of Ad-
ministration Is Great.

The welfare of the workingmen, old
age pensions. postal savings banks and
the compensation OF employees for in
jurtes received while at work. were the
chief features OF discussion to-day at
the second session OF the annual meet
ing of the Civic Federation in the Hotel
Aston.
Representatives Of labor, employers
and sociologists delivered addresses on
these topics, while Herman Ridder and
several others continued the discussion
OF trade agreements Mr.. Rider de-
ella ring that so far as trade agreements
between newspaper publishers and ty-
biographical unions went IL was too
one-sided IN favor Of the employees.
Chairman WILCOX. Of the Public Ser
vice Commission, opened to-day's SEES
aou. ating that tho meeting was I'M
der the auspices Of tie Welfare Depart
ment OF the federation.
To Aid the Employers.
THAT depart ment," ne said lis com-
posed OF employers OF labor in stores
factories. mines and on railroads. and
4, has in rs membership officials who
have 20 do With Che worly!ng conditions
OF public employees, chai.nrn OF boards
OF health. heads Of departments OF pub
nc safo,y. leading physicians connected
with pnoI! chpSh ais heads OF charity
boards and OILERS.
The object Of the department. is to
interest employers III Improving the
working and living '"nditio,s II thcir
smpia'~cs one Of The questions We. md
,,.-...-,,.,, , ..,..,,..,. 81. .,I,..,. ,,,,,.
~ '-"'7 40 a 80. ,'"" - '''' "''''
tho '1.Dlu'"e and Its family he pro-
tc~.,l against fra:.c'al s-,irycu In
,.,,.e ,, -...,.,.,,... p,,,,-. 49,. 5,,,,, o..
'HS' "' .''"'"'' NM ~. "e1'.
Nh Wilcox then T. reduced l|r. Leo
x r--r,Ec, of the sage Formulation.
-. ,,.,,',',.''
WI" SN"N' "N 'he survey "I W." N'hE-
m'r.E 'nsoF'"'" j" the h'tea states
a." o'I'r ,""'''I'e'
Industrial insurance.
.-r,,., 1-,,,,,, .,-,.. ~. ,i.i
sole 'ah SHOWN reNafNdhie develop
mon along the lines oi industrial life
,,,s,,,.,,,,,. ~. ..,,,,i,l i,s,,r,rcs Sow
'"s Wy '''a"' '''
enteen companies now lad more than
h,eo,""o of such policies in force car
TYNE insurance " '''"' su u
Insurance was not even more popular
was due, 1t was pointed out, to the fact
1t was costly from - 10 ~ cents, cents "u' .,
every dollar which the "orhinsman pa11
for premiums was used for admlnistra-
CIV. nurnoses
wv 49,,
A single company IN LONDON ne SAID
80 o,h.r Erro,ean countr,es with the
a"o.n,,on -, Er.rcs had deye,onsd tho
sxeep,.o,i ot raamee rim m" r Le XIV VIC
In referring TO ne ,ra,er ,h oTn a,I' Oh
Insurance ne notcd mar tneit ia',u pss
naa eE oae ,sr ,,.nr and
thah ~ uo.op.aIha ad fsiied since iSss
The growth Of such con companies pant mad had
, peen rel nc s,,nh s,ci.,ies now annrom-
ne, ,,np 81 noS s0 nSd Win Insurance worth
mora nan s. ooi oeo 900 in force.
~ wher, w. Eam short
.-rhe United states" said DIR. Frankel.
"nonsesses the cnviabie or uncnviable
ststInction OF beine the only country in
the civilized world which still requires
workmen 20 sue in court OF law 10
recover DAMAGES in case Of accidents ~.
exec ption of switzerlasd, which now has
. bill before Parliament dealing with
the subject, the WOThi1ldH ~ eltHeT IN
sured against accident or the principle
of compe nsation in case of accident has
been acknowledged. 1890
THE development or accident insnr-
ance, particularly In Germany has
tended not only to reduce ten number
OF fatal ana serious accidents, but mas
developed a study and desire on the
part OF the employer to safeguard his
Yorkplen AGAINST aceiaent. ana TO IN
tfcdtee every device Tor their proven
Referring to teh old,age, pension sys'
tern introduced In England: the speaker
similar legislation In the United States
The fact that such provision might be
required indicated lapsss in the social
Srssnss distinct spd e.nsss Wseh that hsst
the American workmen from making
provision for himself SO as TO spend his
old aga in peaee and comfort.
At the conclusion of Or. FrankeIri
speech no was asked by Chairman