Los Angeles herald., 1908-08-19
UNDERWRITERS
DOWN TOWORK
PRESIDENT EDWARDS MAKES
ANNUAL ADDRESS
URGES FEDERAL SUPERVISION OF
INSURANCE
Nominating Committee Will Be Ap-
pointed Today and Resolutions
Presented for Discussion
by the Convention
fcnntinned trom Pace onel

| DGnltig Il - Nliel EAilet'A'
A. Newkirk Ira B. Jackson. Connectl'
cut-William Tolman. Detroit-Col
Will A. Waite. Grand Rapids, Mich
A. H. Pratt. Northern Indiana-C. w
Orr. Kansas City-C. c. Courtney. Los
Angeles-J. w. Wilmington, c. d
Montgomery, 1. j. Muma, w. H. Moir
]. N. Russell, jr., E. L. Eldredge, }. X
Norris, A. J. Rathbun; and the FOL
lowing alternates-W. B. Stirdivant w
P. Trumbower, V. e. Howard, f. e
Coffin, H. f. Clark. ]. L. Collins, M: G
McKinstry, c. o. Nelson. LoulsVllle
KY. M. Johnson, II. I. Powell, w
D. Current, Charles Dobbs, G.. l.. NC
Donald: Minneapolis. Edward Mey-
ers. Minnesota-L. D. Wilkes. New
England Women's club-Mrs. Florence
Il. Shaal, Miss Lucy M. Morrill,, Mrs
Lizbeth Edwards. New York;. wal
ter Sammis. North Carolina-A. 3
Rothwell, William Goldman. Philadel-
phia-William G. Carroll. Pittsburg-
w. M. Wood. San Francisco--Jay
Dwiggins, R. L. Stevenson, r. L, Un-
derhill, w. e. Vail, Il. H. L. Gregory
John Landers, W. II. Matson, c. j
Fred Stoep, Fred Sperling, e. w
Armstrong, A. NJ Shields, J. b
Thomas. st. Louis-William H. Her
rick Utah-Will G. Farrell, M. Ia
Robinson, A. G. Allen.
The credentials committee was au-
thorized to extend the time for receiV-
ing credentials to noon today.
"UncIe Ell" Absent
Treasurer Eli D. Weeks incorporated
in his report his great regret at his
absence from the convention, the first
he has been unable to attend in fif-
teen years. He is 80 years old and felt
unequal to the trip. Uncle Elf as
he is affectionately known to the dele
gates, was sent a telegram extending
their best wishes.
Several important recommendations
were made by the executive committee
through it's chairman, E. J. Clark,
among them being the adoption of the
revised constitution and the continual
tion of the Life Association News
which is published by the association.
These recommendations will be consid-
cred by the convention this afternoon.
The afternoon meeting yesterday was
an ovation for Insurance Commissioner
Wolfe of Sacramento, who delivered the
leading address. His views on insur-
ance legislation met the hearty ap-
.proval of the convention, which gave
him a vote of thanks for his address
on 1.-THE Relation of a State Insurance
Department to Those Who Buy and
Sell Insurance"
"The all-important function of a
state insurance department" said Mr..
Wolfe, "iS to ascertain, record and
make known such truth as should be
known by the people who buy and sell
insurance; the truth they need to know
for their mutual interest"
Commissioner Wolfe declared himself
in favor of federal supervision of insur-
ance companies, but called attention to
the fact that decisions of the United
States supreme court at present stand
in the way. The results of such de-
partment, he said, would be extremely
valuable alike to purchaser and seller
of insurance and to the companies.
The discussion of topics with five
minute talks by delegates yesterday
afternoon brought out an interesting
exchange of opinions. On the first,
HAS the Opportunity of the Legiti-
mate Life Insurance Agent Been I'M
proved by the Events of Recent
Years?" many delegates took occasion
to express their confidence in the
future. The discussion of this topic
was led by w. M. Wood of Pittsburg
and r. J. Clark of Baltimore. The sec
ond topic of the afternoon was on
How to Keep 1t Right" and the dis
cussion, opened by T. L. Fansler of
Chicago and Frank w. Tracy of Buff
falo, showed decisively that the atti-
tude of the agent had great influence
on the general opinion of life insur-
ance.
Educating the Agent
The discussions were alterntaed by
an address on Education of the
Agent" by Charles Dobbs, editor of
the Louisville, KY, Insurance Field.
Mr.. Dobbs dealt in an extremely prac-
tical way with methods which make
the agents work more effective, and
pointed out definite ways in which the
agent might make his work more prof
table.
Julian Sonntag, vice president of the
West Coast Life Insurance company
of San Francisco, made an address,
giving a graphic description of the
benefits realized through life insurance
at the time of the San Francisco disas-
ter. He asserted that hundreds of men
who would otherwise have been pau
pers took their policies as soon as their
safes cooled sufficiently to allow their
withdrawal and borrowed so per cent
OF their face value within one week,
thereby enabling them to care for
their families.
The delegates and visitors were en-
tertained last night by a reception and
ball at Hotel Virginia, Long Beach.
The hotel management gave a lunch
after the reception out of compliment
to the insurance men.
This mornings meeting in the Berean
hall of the Temple auditorium will be
opened with an address of Cyrus K.
Drew of Denver, editor of the Insur-
ance Report, on "Hints from the Realm
of Fraud and Fallacy." The five-min-
ute topic for this morning is sis
Twisting Ever Justif1able?" and some
hot shot is expected against the agent
who maliciously twists" insurance
| figures so as to write a policy in place
of one with which the holder had been
satisfied. The practice is regarded by
legitimate agents as one of the most
vicious in the business.
John r. Roche, second vice president
of the Pacific Mutual Life Insurance
company, will speak tomorrow after
noon on Legislation and It's Dangers. -
Mrs. Florence E. Shaal, president OF
the New England Life Underwriters
association, who has written a quarter
million dollars worth of business al
ready this year, will make an address
this afternoon on Life Insurance fol
Women and by Women"
| Considerable business will come ur
| today, including the presentation OF
resolutions and the appointment of the
nomination committee. An automobile
ride, ladies' lunch at the California
club and general reception at the
| chamber of commerce tonight are the