davidaulloa/AmericanStories huggingface dataset:
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13
SCOTTISH BANKS,

Some decidedly pertinent and in
teresting articles are being printed
by the Chicago Tribune in it's news
dispatches from Washington on the
currency systems in vogue in other
countries. And there seems to be a
good many things that this county
might learn from foreign banks and
bankers which would improve our
currency and banking system i'm
mensely.
1t is in the Scottish system OF
banking that the American financiers
find some peculiar things which pos
sibly might be used in this country
when congress gets ready to under
take a general reform Of our anti
quated banking system. 1t should be
understood that the Scottish system
is essentially different from the Eng
fish. The issue of small notes by in
dividual banks and the payment of a
low rate of interest on the balances
of depositors are features which are
entirely strange in their combina-
ton.
When the bank act of 1845 was
passed in Great Britain the Scottish
banks retained their right of issue and
the result has been that this depart
ment of banking has been managed
so shrewdly that the notes of certain
banks have been kept in circulation
without difficulty, long after the in
situations themselves went to the
wall
Figures show that the proportion of
saving in Scotland is a great deal
larger than in England. This is not
entirely due to the natural thrift of
the Scotch, but to the combination of
interest payments on deposits and the
issue of small notes by the local
banks coupled with the establishment
of a large humber Of branches which
take the place of our country banks.
The Scottish system has resulted in
the utilization of practically all of the
capital of the country. The notes of
the banks, being for small amounts.
go into the retail trade readily, and
they also come back to the banks
daily in the form of small deposits by
the inferier class of tradesmen and in
dividuals. The interest paid on bal
ances is small, amounting to 1 or 2
per cent, but the Scottish tradesman
seeks III every pOSSlDle way 10 IN
crease his balance. The result is that
the notes issued by the banks are not
presented for redemption, but come in
for deposit. This is an advantage to
the bank, and at the same time it is
the most effectual means OF prevent
ing unwise expansion, because the
bank must receive it's own notes as
deposits and give the depositor
credit which he may insist upon hav-
ing paid in coin.
In point of fact, when a depositor
accumulates a sufficient sum to make
it worth while to invest 1t in land or
in business he generally draws it out
in bank notes. AS a result it is found
in Scotland there Is the largest per
centage of accounts in banks by small
tradesmen, this being due to the
facility of deposit offered by the
numerous branches. The tradesmen
learn to do business on a small amount
of actual cash. depositing their surplus
instantly in the banks. thus allowing
the country to make use of practically
all of its real capital. The ten big
Scotch banks have something like a
thousand branches. and there is a
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13
Plant Like a Camel.

The nearest thing to a camel among
plants is a curious specimen of the Gu
cumber family which bears the name
of the Ibervillea sonorae. This plant,
like the camel, is a native of the desert
and it has to go without water longer
than the animal.
AS the rainy season in the desert
comes only once a year nature provides
the plant with a reservoir to store up
enough moisture to last it between
times. The organ in which the water
is stored is located at the base of the
stem. 1t is covered with a sort of
macintosh envelope, through which
the water can neither escape nor evap-
crate.
This water holder rests on the sand
throughout the entire period of drought,
but when the rain comes 1t springs in
to activity-San Francisco Chronicle.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

ing the plea of guilty of Abe
Ruef. on the ground that it was not a
crime for Mr.. Ruef to compel the
French restaurants to pay him enor.
nous fees which he divided with the
mayor, looks mighty peculiar from
this distance. However, there are
plenty of other indictments agains,
them charging bribery and a variety
of other crimes. Maybe they will get
just exactly what is coming to them
eventually
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13
The Useful BurrO.

The Mexican still clings to his burro.
despite the rapid growth of the facili-
ties of modern travel throughout the
republic. Even with the railway run
ming alongside his domain, and the
station but a stones throw from his
doorway, the Mexican will mount his
burro in preference. There are GER
tain sections of Mexico, where without
the patient, Flooding service of the
sure-footed. hardy burro. travelling
would be well nigh impossible. Neddy
not only helps to earn the family sup
port, but he is also the means by
which certain products of the farm
are carried to the distant town for
marketing. He is both freighter and
family carryall. Often, In addition To
bearing the crates, or panniers. filled
with vegetables or fruits. he conveys
upon his sturdy back. one or more
members of the family.-The Travel
Magazine.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Secretary Taft seems to be just
about as strong a champion of labor
as any of the big men in public life
His opinions that it is lawful for
laborers to unite and that the power
of injunction is frequently abused
when used against labor organizations
are forcibly put. He does not dodge
any of the questions that were put to
him by the labor organizations. In
fact, one of his compelling character
istics is to express his opinions and
Views on things in ways that can not
be misunderstood.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Governor Wilson of Kentucky
makes a plaintive plea to the Ken
lucky legislature to pass laws for the
suppression of the tobacco war. Ken
lucky must be sadly behind her sister
states II its existing laws are not suffi-
ciept for the purpose. 1t would seem
that the might riders are common
ordinary criminals who practice the
high crimes of arson and murder.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

A dispatch from Washington states
that President Roosevelt believes that
Mr.. Taft will receive the Republican
nomination for president on the first
ballot taken at the national conven-
ton. SO does everyone else with the
possible exception of few of the can
didates and their ardent admirers.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Seventeen new industries have been
strated in Topeka during the year just
past. That number should be doubled,
yes, trebled, during the year which is
starting out so auspiciously. A little
more work. and less talk and theoriz-
ing, on the part of the members or
the Commercial club, would help out
a whole lot in getting them.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Senator w. A. Harris emphatic an
nouncement that he will not run again
as the Democratic candidate for gov
ernor will have something of a damp
eneing effect upon the plans of Boss
Ryan, Bill Pepperrel and other promi-
nent Democrats. who were planning
tc put him in the race again this fall.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Topeka baseball fans are riotously
shaking hands with each other and
with themselves over the announce
ment that Dick Cooley has secured
absolute control of the local team.
They see another Western association
pennant within sight
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Van bearing Perrine, the Kansas
artist, took a proper course to attract
attention to his work which is on view
at the gallery of the National Arts
club in New York. He tore one of his
Insignificant pictures from the wall
and allowed a woman friend to smash
It over the arm of a chair. It is Ger.
tain that Perrine does not need "a
press agent
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Among other things, Mr.. Stubs has
done his best to inject national poll
ties into the campaign for the Repub-
1ican nomination for governor. This
is quite patent from his keynote
speech at Emporia.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Mr.. Bryan continues to shout his
defiance at the subsidized press. His
continued harping along this line may
be looked upon as an invitation to
subscribe to the Commoner. No one
ever accused it of being subsidized. 1t
is merely subservient to Mr.. Bryan.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Cardinal Gibbons, the eminent pre-
late Of the Roman Catholic church IN
America, expresses the opinion that
high license is the proper solution Of
the liquor problem. He does not con-
slider absolute prohibition practical.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

The opinion Of the Hutchinson
News, that the Wichita Beacon does
not understand French because it
doubts Mr.. Fairbanks was ever a VIC
tim Of faux pas" will be shared in
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

A good many students of the great
tariff question believe that much good
would result from the creation of d
tariff commission of experts to inves>
tigate all matters pertaining to the
tariff and report their conclusions on
revision to congress. Such a plan Is
contemplated in a measure which has
been introduced in congress by Rep
res sentative James NJ. Miller
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

There's no doubt that the securing
Of jury of twelve men to try Harry
K. Thaw within a weeks time will be
looked upon as the eighth wonder OF
the world
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13
FULL LEASED WIRE REPORT
OF THE ASSOCIATED PRESS

Ths State Journal Is a member of the
Associated Press and receives the fun day
telegraph report of that great news or
ganization for the exclusive afternoon
publication in Topeka.
The news is received In The State Jour-
mai building over wires for this sole pur-
pose.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

Not only do the Populists show
courage in admitting that they do not
expect to win at the election in this
state next fall. They also give proof
of gaining in wisdom
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

That decision of the California dis
trict court Of appeals setting aside the
Judgment of conviction against
Mayor Schmitz and invalidat-
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13
BOOSTING THF MARKET

the scheme to Boost the stock mar
ket oy use of dynamite may prove pop
ular IN Rome, but it is bit too siren
uous IN a peace-loving country like
America--Louisville Post
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13
KANSAS CONNENT
POOR MORE GENERoUs.

POOR MORE GENEROUS.
A dealer in this city who has sold
Christmas goods for years says that
the poorer people observe Christmas
| more than the wealthy people. He
says that the last holidays showed him
Christmas spirit was not a rich spirit
When the panic came the we'll do
and more thrifty people drew in
| their purse strings and purchased
| less. The increased sales came from
the poorer people. What a fine tri-
butte this is. The men who-can ill
afford to make purchases let every
thing go in order to make others
| happy. 1t is the spirit of the Christ
and it will glow with a beautiful
warmth as long as poor people are so
enerous.-Lawrence Journal.
o.
NEED OF IRRIGATION.
The sugar company has advised
Kearney and Finney county farmers to
flood their land as soon as the ice is
out of the bitches. This added to the
soaking received from the late SHOWS,
is expected to put the ground in shape
for big crop next season. Experience
has demonstrated that thorough irri-
cation in the winter time is essential
also to the best growth OF alfalfa.
Hamilton county farmers who have
made the greatest success in irrigated
farming never neglect this important
part of their work.-Syracuse Repub-
lican.
JUDGE BENSON.
The Republicans OF Douglas county
are anxious to help Judge Benson if
he needs it and they are for him
whether he needs it or not. There
ought not to be any opposition to Judge
Benson. He is an able jurist, q man
Of great learning and his judgment is
mature. The supreme court is honored
In having him member and the peo-
pie or Kansas are fortunate in secur-
ing his services. Judge Benson ought
to be nominated for the place by all
means.-Lawrence Journal
LEAvENWORTH PERPLEXED.
A question whether women have the
right to vote at an election held to de-
eide for or against a commission form
of government is perplexing lawyers in
Leavenworth. The votes cast by wo-
men will be kept in separate ballot
boxes as is the custom at all municipal
elections, and even if they are thrown
out the election will not be invalidated
hereby.-Leavenwort Times.
POINTS OF VIEW.
An English paper says that the
cruise of the American fleet is nothing
but "brag and bullying" OF course the
junketing Of British ships all over the
world Is merely an evidence of a retir-
ing disposition Gazette.
SHOWED IT'S WISDOM.
The Missouri Pacific road showed it's
wisdom when 1t decided not to buck
the board of railroad commissioners in.
the matter of restoring train service on
branch Hnes.-Herington Sun.
-O-
HARDER EVERY YEAR
A Colorado man has suffered from hic
coughs for three years. The Colorado
man better move to Kansas where 1t is
getting harder to get hic-cough every
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13
A REFuLARLE BOTTLE.

Large rewards are offered by Ken
lucky distillers for a bottle that cannot
be reflled. After January 1 bottle
that can be refilled will be priceless in
Georgia--Louisville Courier-Journal.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13
HARDER EVERY YEAR.

A Colorado man has suffered from hic-
coughs for three years. The Colorado
man better move to Kansas where it is
getting harder to get hic-cough every
Register.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13
Coins Hidden for 2,20O Years

A hundred specimens of the sill
yer tetradrachm of Alexander the
Great, part of a find of 500 pieces,
made recently in lower Egypt, have
been brought to New York. They
were found in an earthen jar hidden
in the side of an ancient well, where
they had laid undisturbed for over
1900 years. These pieces are very
thick, and the silver is of great pur-
ity. They correspond in weight to
the half dollar.
The diverse bears the head of Her
cules in a lions skin. The reverse
shows Zeus, seated in a chair, and all
bear the name Of Alexander in Greek.
Many interesting monograms and
mint marks were found in this lot,
and some of the pieces bore the
Greek word, for the mint marks, des-
ignating the towns or cities where
they were struck, were the forepart
Of a ram, bow, warrior, a pillow,
helmet, and so on.
The coins are all struck in very
high relief, so high that the modern
bank teller would have trouble in
stacking more Sthan three or four
pieces without their tumbfing over.
They were found at Lnxor.-New
York Times.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

The Missouri Pacific road showed it's
wisdom when 1t decided not to buck
the board of railroad commissioners in
the matter of restoring train service on
branch nnes.-Herington Sun.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1908-01-13

An English paper says that the
cruise of the American fleet is nothing
but 'brag and bullying" OF course the
junketing Of British ships all over the
world is merely an evidence of a retir-
ing sposition.-Emporia Gazette.
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1908-04-10

master as the science of theology.
The man who deals with the COM
mercial world is not fit to deal with
things spiritual to the extent of shap-
ing the destinies of human souls.
Only the called of God should be en-
trusted with the preparation of reli-
gious literature. And it is truly so
that only those with trained minds
and hands in the art of printing and
publishing can successfully conduct
printing houses. / superintend the
printing of Sundayschool literature
six days in every week, yet | am COM
PEELED to prayerfully study my lesson
nights to be prepared to meet my
school on Sunday.
AS to whether a minister or lay
man should manage our printing
houses, to my mind, is not the point
we should consider, but the fitness of
the man. But | do contend that the
editing of our church and Sunday
school literature should be entrusted
to our best theological scholars.
Without the ministry we have no
Church-they are the head, but the
laity is the body. Brethren, we are
inseparable, therefore, let us dwell to-
gether in love and unity.
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1908-04-10

Now we will estimate another item
of expense that could be greatly re-
duced by merging these three depart
ments into one, namely, white print
ing paper. You will readily agree
with me that you can get a better
price on a barrel of potatoes than
you can if you buy them one peck at
a time; the same is true of printing
paper. If these five departments
were merged into one, enough could
be saved in the cost of paper each
year if properly handled, to pay the
salaries of two general officers.
Let us stop long enough to sum up
the magazines and newspapers pub
lished by these five departments; in
Philadelphia we publish the Christian
Recorder, weekly, and the Review
quarterly; in New York we publish
by contract the Voice of Missions,
monthly; in Jacksonville, Fla, we
publish the literature for the Endeav-
or Department, such as Topic Cards,
Constitutions, Tracts, etc; in Column
bus, Ca, we publish the Southern
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1908-04-10
SUPPLEMENT NASHVILLE GLOBE.

SUPPLEMENT- NASHVILLE GLOBE.
namely, the Book Concern, which pub
fishes the Christian Recorder, week
ly; the Review, quarterly, and is sup
posed to publish the Hymnal, Hymn
Book, the Discipline, and other text
books for the enlightenment of the
A. M. e. preachers and the laity as
well. 1t requires to run this plant all
the machinery necessary to operate
a regular manufacturing plant, such
as steam boilers, engines, betting and
shafting, or if electricity is used, in
dividual motors, heating either by
steam or stoves, elevators, etc. A
regular force must be employed; in
short, almost every expense that is
attached to any well-regulated print
ing office is attached to our Book
Concern. The Foreign Mission De-
partment which publishes "The Voice
of Missions" has its printing done by
contract, but an Office must be
maintained, the rent for which could
be saved to the Church. And so on
we take the other three departments
and we have a like condition OF af-
fairs. Five concerns in different
parts of the country, costing the
Church fully three times what they
cu"ht TO cost!
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1908-04-10
CHAPTER III.

In my first article on the above sub
ject | attempted to fix in your minds
the scattered condition of our print
ing houses. | also tried to show some
of the disadvantages brought about
by such an arrangement | made an
estimate as to the cost of postage for
complaints on condition that GER
tain number of customers should
have cause to complain about not re-
ceiving literature, books or newspa-
per The estimate was not intended
to give anything like the expense en-
tailed by these five departments each
year for postage on letters answering
complaints, but merely a basic prin-
ciple to serve as a guide. Suppose
we have another short conversation
about these perforated sheets of pa
per with thin coating of mucilage on
the back. There are over 5000 Sun
day-schools in the African Methodist
Church. Let us suppose that one out
of every five should have cause to or
der supplies each quarter in the year
from some department other than our
Sunday School Union in Nashville;
we WOulu nave l,UUU SCuOOlo Duy ms
1000 two-cent stamps per quarter or
1000 stamps per year, which would
cause an annual expenditure of 5000
cents per year or $4,000; if you mul-
tiply this amount by five you have an
annual expenditure of $4,000 that
could be reduced to $4,000 if we had
central building. But time and space
will not permit further discussion
on postage stamps, for l could go on
enumerating item by item of these
apparently little nothings until an
enormous sum would stare you in the
face. | will therefore take up some
of the more important things to be
dealt with in conducting a printing
house on a large scale.
| want to engage your attention
for the present to a discussion of
our publications that are issued from
the five departments in our church
tHct we must class as printing houses,
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1908-04-10

Scholars Quarterlies, the Gem and Ju-
Venile Lesson Papers and the Sunday
School Monitor. Suppose then, just
for the sake of argument, we estimate
the number of copies of each of these
periodicals printed each issue as fol-
lows the Christian Recorder, 10000
weekly; the Review, 5000 quarterly;
the Voice of Missions, $4,000 monthly;
the Southern Christian Recorder, s.,
600 weekly; the Sunday School Mon.
itOr 5000 semi-monthly; The Teach
er's Quarterly, $4,000 quarterly; the
Scholars Quarterly, 100000 quarterly;
the Juvenile and Gem. $4,000 monthly.
The Endeavor literature we will class
as stock work or matter not issued
periodically. BY Jumping all the above
periodicals we get an annual number
Of impressions of over 100000, re-
curing consumption of more than
5000 reams of paper When you
talk to a paper dealer about 5000
reams of paper he is going to listen to
you very attentively, and he is going
to make you prices that will mean the
saving of neat sum of money an.
nually. Suppose we average this pa
per at 70 pounds TO the ream we
get total of 10000 pounds of paper
Suppose then we estimate that this
paper as it is bought now costs on an
average of 5 cents per pound; we
have total of $4,000 Suppose by
merging all this business we would
be able to strike an average of four
paptc nor mound for tIic
per- the 100000 pounds would cost US
$16,S00, a difference of $4,000 saved
on the paper item or nearly enough
to pay the salary Of two Bishops
More than that amount of paper is
consumed annually by these depart
ments, and a great deal more ought
10 be consumed than is but these
figures will serve tn give you an idea
of what it is possible to gain by hav-
ing a central printing house
Again, whereas. five general officers
are required to do this work, one
could do it just as we'll and better
You say, These men have other work
attached to their duties, but the point
| would have you see is this, they can
not prosecute the work laid out by
our Discipline and dabble in paper
buying The great drawback to our
printing is, we have secretaries
where we ought to have editors.
These secretary-editors are supposed
TO teach Christian living, but they
are compelled to spend most of their
energies trying to keep up with the
business affairs of their departments.
You say: But it would require a large
force of clerks and bookkeepers to
conduct such business. Each one
# these departments now has
bookkeeper and a clerical force. One
boOkfeeper or one clerk could do the
work of five if our printing were
properly merged and systematized
You say: But it would require an
enormous expenditure of money for
printing presses and other machinery.
Let us see if this is true. We have
two as high grade book printing
presses in our Sunday School Union
in Nashville, Tenn, as are made in
the world-modern and up-to-date
Twentieth Century machines. BY at
-
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1908-04-10

eoloIeu representatives of the party
nom each of the counties of the die
The Nashville globe. [volume] (Nashville, Tenn.) 1906-193?, 1908-04-10

Velt IN 1904, W
county as folio