Decorah public opinion. (Decorah, Winneshiek County [Iowa]) 1895-1928, 1908-12-09
HOW ABOUT THE HAIL STORM7
The "Old Reliable" Farmers Mutual Gives
You Protection Against II.

The Farmers Mutual Hail Insurance
Association of Iowa, the pioneer Hail
Insurance Association of the State was
organized by men who for twenty years
or more have been leaders in mutual
insurance and have saved the farmers
of Iowa millions of dollars, among
whom is w. A. Rutledge, whose repu-
tation as friend of mutual insurance
is more than state wide, and who has
tor fifteen successive annual meetings
been reelected by the members as
Secretary and General Manager of the
Association.
1t has paid over $1,110,O 900 losses
to Iowa farmers in the past 10 years
and this is nearly two and one-half
times as much as all the losses paid by
all the other hail insurance companies
in Iowa put together Nearly 100 losses,
amounting to 100000, were paid to
the farmers of Winneshiek county this
year. No other insurance company in
Iowa can show more economical
management, as The "Old Reliable
Farmers Mutual Hail Insurance Asso-
citation has paid more than S7S out of
every 500 collected from its members
back to its members for losses, and has
taken less than S22 out of every 500
for expenses. This is even a better
showing than the county mutuals of
Iowa can show and they have always
been considered the most conservatively
managed associations in the state. We
would not detract from the excellent
record these county mutuals have made,
as they have saved the farmers of Iowa
millions of dollars, but if we can show
even better record of economy and
thrift, then we are entitled to equal con-
fidence of the farmers of Iowa.
In 1896 over 100000 in losses were
paid to Iowa farmers and on an assess
ment of only go.
Every farmer should look up the
record of this Association and place his
insurance where he is assured of fair
treatment in the event of loss by Hail
storm
The "Old Reliable" Farmers Mutual
now has plan of insurance enabling it
to settle losses in an equitable manner,
the acreage plan whereby A MEM
BERS CROP is VALUED AT THE
AMOUNT OF INSURANCE HE
PLACES UPON 1T. Under this plan
its highest assessment has been $500
on 500 and yet it has the record of
having made three annual consecutive
assessments averaging only ST per 500.
1t does not deduct anything for har-
vesting, threshing, husking, or market
ing, nor does it take into consideration
the price of grain but pays by the acre
as above outlined This makes adjust
ments easy and gives entire satisfaction.
Every reputable farm paper in Iowa has
spoken well of the "Old Reliable" Far
mers Mutual and it is to-day without
an equal in the amount of cash surplus
per capita on hand with which to COM
mence this seasons business
It's record is an open book and it is
proud of it. Some Hail Insurance As
sociations have run their business in
such a way as to bring Hail insurance
to disrepute, but The "Old Reliable"
Farmers Mutual has the confidence
and respect of the State Insurance de-
partment, and it was Auditor B. F.
Carroll himself, who in the investiga-
ton of the methods of some hail in
surance companies, turned to Secretary
Rutledge, of the Farmers Mutual, and
said: "Mr. Rutledge your Hail insur-
ance is all right" If any one doubts the
standing of The "Old Reliable" Farmers
Mutual Hail Insurance Association of
Iowa, let him write to Auditor B. F.
Carroll, Des Moines, Iowa. 47-4