The Havre herald. [volume] (Havre, Mont.) 1904-1908, 1908-07-22
HIT THE WRONG BANK
Story of the Man Who Wanted to
Open a Small Accent.
A WALL STREET EXPERIENCE.

The Would Be Deposition of Modest
Means Found Himself IL Place For
Millionaires--An Officials Courteous
Explanation and Advice.
"When," said the man who writes
pieces for magazines and things, "by
some strange and unprecedented chance,
had got hold Of matter Of $3.50 all
mt one and the same time 1t looked big
to me. BY an even more curious
chance there wasn't anything that I
really needed to do with the money, so
Z decided that I'd bank it.
'Now, knew In a general way that
In order to put money In bank you've
got to be known and give your pedi-
gree and look respectable, and all that,
and l hated to approach bank with
out any sort Of credentials Therefore
I went to the business manager Of a
certain magazine which occasionally
prints pieces that I write and asked
him what I'd better do.
Simplest thing in the world said
he. I'll give you note to our bank
'"That sounded fine to me. He wrote
ane the note, and started for the bank
good deal tickled over how easy the
aittle depositing proceeding had been
made.
1.-THE bank to which had the note Is
In Wall street. I asked the uniformed
man who was standing around where
I'D find the receiving tellers window,
and he pointed that window out to me-
L got into line and watched the teller
take in money.
II must own that l was a bit stalled
TO note the great size Of some Of the
deposits he was receiving. Why, fell
lows were giving the money to him by
the satchelful. But had my note In
my pocket, and I remained complacent
enough with that consciousness
when ! reached the receiving teller
passed in my note, and the receiving
teller, decidedly civil young man,
opened it and read it. Then he looked
at me, after which he read the note
again, this time with q sort of puzzled
expression on his countenance l didn't
see why the receiving teller should be
puzzled over such simple matter. but
puzzled he seemed. He rang a bell,
and the uniformed man who'd directed
me to that window appeared.
"'Show this gentleman to the office
OF the cashier said the receiving teller
TO the uniformed man. at the same
time regarding me with pleasant
smile, and the uniformed man led me
down the passageway and took me
behind q railing where there was
handsome gray haired gentleman Sit
ting at desk.
THE handsome gray haired gentle
man received me cordially and invited
me to be seated. l handed him my
note, which the receiving teller had
returned to me, and he leaned back in
his chair and read 1t carefully. Then
he, too, looked puzzled after he'd read
the note second time. Then he look
cd at me pleasantly ever the tops Of
his spectacles.
"'Ahem!' said the handsome gray
haired gentleman, not disagreeably, but
Ia nice, banker-like way. Might Z
er-inquire, MT. Penphist, without
seeming to be unduly inquisitive, as
to how-er-large a-er-balance you
would usually be carryingr
"Well, that was a civil enough ques-
tion, nothing inquisitive about 1t.
why, SIR said to the handsome
gray haired gentleman, I am opening
an account with a matter Of some $3.50,
but I shall no doubt make some addi-
lions to that within the next two
months, and probably l shall carry a
balance of-well, say, $500 or 5000 right
along
1.-THE kindly cashier with the gray
hair fairly beamed upon me.
'Er-just so, just So said he, twid-
ding his thumbs. we feel compli-
mented, Mr.. Penphist, we really do,
that you should have come to us. And
1t Is ENTHUSIASTICALLY unfortu-
nate that we are so utterly lacking in
facilities for taking care Of accounts
Of such character
"'You see Mr.. Penphist, our institu.
ton is of-er-a sort OF special charac.
ter. 1t is used as depository by
we'll, perhaps I should put it in a
clearer manner. l say 1t to you quite in
confidence, you understand, Mr.. Pen
phist, but we have only 1900 deposit
ors on our books and these 1000 de
positors' aggregate balances amount al
the time to a matter of S11O,000.00O.'
"Well. that was about enough.
saw the light then. I'd drifted into
millionaires' bank ON the careless ere
dentials Of business manager who't
written me that note no doubt In {
shoughtless mood.
1.-THE gray haired cashier acted bully
about it. He recommended a fine banl
to me-'one that combines perfect re
sponsibility with the necessary facill
ties for handling accounts lke-er-
yours, Mr.. Penphist,' he added.
For all of the cashiers niceness
walked out Of there into the cold graz
as0hf nP Wall r4p foaSs1n 1;Iye 81 rooI