Wauwatosa news. [volume] (Wauwatosa, Wis.) 1900-1948, 1908-04-03
] 90 il Is over. over.


i feel it is over, over,
For tine winds and the waters surcedSe:
Al. few were the days OF the rover
That smiled in the beauty of peace,
aud distant and dim was the omen
aissIat nnted redress or release.
From the ravage OF life and its riet,
What marvel | yearn for the quiet
Which bides in the harbor at last
For the lights, with Iheir welcoming culver,
THAT throb through the sanctfed river,
Which girdle the harbor At last,
This heavenly harbor ut last.
know il is over. over.
know it Is over at last.
Down SAIL the sheathed anchor uncover,
For the stress of the voyage has passed:
Life like tempest of ocean,
Hath outbreathed its ultimate blast;
There's but a faint sobbing seward,
While the clam Of the tide deepens lee
Aud behold Ike the welcoming culver
of heart pulses throbbed through the river,
Those lights in the harbor at last,
The heavenly harbor at last!
Paul Hamilton IIayne.
-o..o-
Saving On Small Income.
Il have economical so much,'' said
woman, recently, that it has become a
habit, and when | cut out a pattern l
actually turn the paper, so l will not
waste any" And l." added second
thrifty individual. ''have made over my
gowns 10 such an extent that [ cannot
see trimming on dress without wonder
ing if it is not put on to hide a defect
or piecing.
These two women had carried the hab-
ii of saving to such an extent that there
was actual danger of their higher inn
pulses becoming dwarfed in the process.
yet they are only two of the thousands
that are obliged to plan to make ends
meet and they are voicing the senti-
ments of those who have allowed the
practice of economy to get the better of
their judgment lr is safe TO say that
there is not one woman in a million who
does not in some way or other have ito
count the pennies,' whether she is a
wage-earner or disburses the earnings of
others.
But to succeed in making moderate in
come supply the wants of family. and
form the nucleus of a sum saved for a
rainy day. all members of that family
must pull together. All the economy and
thrift of every other member may count
as nauglt il there is one who spends
recklessly, runs up bills, and is so un-
mindful of consequences and so selfish
that he does not take the welfare of the
whole family into account All around
ms are such cases. Spendthrift hus-
bands. unskilled wives who attempt to
dsburse money for the household and
inconsiderate children. The effort of one
member to save in such families is com
mendable. but one is fain to confess that
it is diseouraging process, even though
the necessity is greater
Another rock on which family finances
have often been wrecked is incomplete
confidence. n man marries a woman.
and in some way-often too indefinite
he expects to take care of her and she
expects to run an imaginary home
Sc oil
the glamor of marriage has passed
away the wife finds that she does not
know whether her husband can pay for
what she needs. and lie discovers that
his wife Is unframed in the business of
running house and keeping track Of its
expenses. When she asks for money
she is often met with, why. it was
only last week | gave you So" Talk
ensues, aud misunderstanding, the wife
disiles to ask for the money. the hus-
band does not give it without the ask
ing, and bills are run up. and one ca
Iamity follows another, all through lack
OF confidence and frankness in the begin
nlng and before marriage. The only
way to avoid financial difficulties is for
tue members of family to be frank
Wnh one another. The wife, the dis
inbutor Of the household money. should
know exactly how much the wage-earner
takes IN. The tw0-the Garner and dis
bufser-should talk over how much they
earn, and what they can afford to spend
Gh household expenses, how much on
dress, how much on incidentals, and
what they can expect to save. As
rule, when the woman understands the
situation, she puts her hand to the
plough and helps to manage. When a
man does not let the homemaker know
ABOUT his finances, how much or how
little he earns, what his debts and obli-
cations are, he is starting on a road that
may lead to danger for the family happi-
ness.
One trouble with the average woman
Is her Ignorance concerning the aid gov
eminent can give her regarding sanitary
and cheaD living. For instance, few
women know of Engel's law. based upon
reports gathered by government. yet it
IS valuable, especially to salaried people
VINO know how much a year they have to
i've upon. According to this law, the
percentage of income paid out for cloth
ing, rent. fuel and lights remains the
same, while the percentage spent for
FOOD grows less as the income increases,
mus leaving 4 larger percentage for
health, education, comfort and amuse
ment
If heads of families would map out
some such table much worry could be
avoided. The details, after necessities
We're provided, could be worked out diff
Iefently, but a woman would then know
as Well as her husband whether she
gonld afford to make certain purchases.
Lake, for example, a family of two.
Their table, based on this law might be
worked out as follows: Lighting / per
cent; clothing, Is per cent; rent and
iuei, per cent: servants wages, ) per
cent; food. % per cent; insurance. 10
per cent. savings. 8 per cent: car fare,
per cent; church and charity, ) per
cent; gifts. 2 per cent. This leaves
per cent. for other expenses which would
include health, education, travel, amuse-
HlentS, and so forth.
Naturally, such a table must differ ac-
Iording 20 localities: rent in city is
lafger than in the country, more fuel is
USED III northern attitudes than in the
SOUTH, people living on farms raise much
~ Their produce, but all that is saved
rom one necessity helps out with anoth-
N or becomes an asset in the fund for
5heldentals An attempt at living in this
SYSTEMATIC manner is well worth a trial
II may not appeal to the easy-going. for
u Is simpler to spend than to calculate
qua apportion but no woman who has
#