Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1908-08-07
HIT THE WRONG BANK.
Story of the Man Who Wanted to Open
a Small Account.

Small Account.
When" said the man who writes
pieces for magazines and things, "by
chance, l had got hold of matter of
$3.50 all at once and the same time it
looked big to me. By an even more
curious chance there wasn't anything
that I really needed to do with the
money, so I decided that I'd bank it..
"Now, knew in a general way that
in order to put money in bank you've
got to be known and give your pedi-
gree and look respectable, and all that,
and I hated to approach bank with
out any sort of credentials. There
fore I went to the business manager
of a certain magazine which OCCASION
ally prints pieces that I write and
asked him what I'd better do.
Simplest thing in the world said
he. I'll give you a note to our bank.
THAT sounded fine to me. He wrote
me the note, and I started for the
bank a good deal tickled over how
easy the little depositing proceeding
had been made.
1.-The bank to which had the note
is in Wall street. l asked the uniform
ed man who was standing around
where I'd find the receiving teller's
window, and he pointed that window
ed the teller take in money.
II must own that 1 was bit stalled
to note the great size of some Of the
deposits he was receiving. Why, fell
lows were giving the money to him
by the satchelful. But 1 had my note
in my pocket, and 1 remained COM
placent enough with that conscious
ness.
when 1 reached the receiving tell
er I passed in my note, and the re-
ceiving teller, a decidedly civil young
man, opened it and read it. Then he
looked at me, after which he read the
note again, this time with a sort of
puzzled expression on his counte-
nance. I didn't see why the receiving
teller should be puzzled over such a
simple matter, but puzzled he SEEM
ed. He rang a bell, and the uniform
ed man who'd directed me to that
window appeared.
"'Show this gentleman to the office
of the cashier said the receiving tel
ler to the uniformed man, at the same
time regarding me with a pleasant
smile, and the uniformed man led me
down the passageway and took me
behind a railing where there was a
handsome gray haired gentleman sit
ting at a desk.
1.-The handsome gray haired gentle
man received me cordially and invited
me to be seated. I handed him my
note, which the receiving teller had
returned to me, and he leaned back
in his chair and read it carefully.
Then he, too, looked puzzled after he'd
read the note a second time. Then he
looked at me pleasantly over the tops
of his spectacles.
"'Ahem!' said the handsome gray
haired gentleman. not disagreeably,
but In a nice, banker-like way. Might
I-er-inquire, Mr.. Penphist, without
seeming to be unduly inquisitive, as to
lhow-er-large a-r-balance you
would usually be carrying?'
"Well, that was civil enough ques-
ton, nothing inqustive about it.
why, sir l said to the handsome
gray haired gentleman, I am opening
an account with matter Of some
$3.50 but I shall no doubt make some
additions to that within the next two
months, and probably I shall carry a
balance of-well, say $500 or $500
right along.
1.-THE kindly cashier with the gray
hair fairly beamed upon me.
"'Er-just so, just So said he
twiddling his thumbs. We feel com
plimented, Mr.. Penphist, we really
do, that you should have come to us
And it is fOrtunate-er-really un-
fortunate, that we are so utterly lack
ing in facilities for taking care of ac-
counts of such a character
| "'You see, Mr.. Penphist, our insti-
| tuition is of--er-a sort Of special
character 1t is used as depository
by-well, perhaps I should put it in a
clearer manner, 1 say it to you quite
in confidence, you understand. Mr.
| Penphist, but we have only 1000 de-
positors on our books and these 1900
depostors aggregate balances amount
all the time to a matter of $40, 0,O00,-
O0O.'
well, that was about enough. I
saw the light then. I'd drifted into a
millionaires' bank on the careless
credentials of a business manager
who'd written me that note no doubt
in a thoughtless mood.
"The gray haired cashier acted bull
| ly about it, He recommended a fine
bank to me-'one that combines per-
feet responsibility with the necessary
| facilities for handling accounts like
er-yours, Mr.. Penphist.' he added.
For all Of the cashiers niceness
walked out Of there into the cold gray
light Of Wall street feeling like good
deal of a human caterpillar. II did
not go to the bank recommended to
me by the cashier; didn't have the
nerve to visit any more banks. I've
got s62 left now Of the $3.50, but I'm
going to use that as a nest egg, and
maybe some day even yet I'll have q
bank account."-New York Sun.
WILLIAM HARVEY.