davidaulloa/AmericanStories huggingface dataset:
Daily Arizona silver belt., 1908-10-25
Address by DR.. Woodrow Wilson
Before the Bankers Association

| standing and effect Few coordination
in the affairs which most concern us
Capital must give over it's too great pre-
Occupation with the business of making
those who control il individually rich
and must stndy to serve the interests
Of the people as whole. 1t must draw
near to the people and serve them in
some intimate way of which they will
be conscious. Voluntary cooperation
must forestall the involuntary cooper
alton which legislators win otherwise
seek to bring about by the coercion OF
law. Capital now looks to the people
like force and interest apart, with
which they must deal as with master
and not as with friend. Those who
handle capital in the great industrial
enterprises of the country know how
mistaken this attitude is. They see
how intimately the general welfare and
the common interest are connected with
every really sound process of business
and how all antagonisms and misunder-
standings hamper and disorganize indus.
II try. But no one can mistake the fact,
and no one knows better than the ma
nipulators of capital, how many circum'
stances there are TO justify the impress
sion. We can never excuse ourselves
from the necessity of dealing with
facts.
am sure that many bankers must
have become acutely and sensitively
aware of the fact that the most isolated
and the most criticized interest of all
is banking. The banks are in the gen
eral view and estimation, the special
and exclusive instrumentalities of cap.
| ital, used on large scale. They stand
| remote from the laborer and the body
of the people and put whatever comes
into their Golfers at the disposal of the
Ibig captains of industry, the great mas
tiers of finance, the corporations which
are in the way to crush all competitors
| shall not now stop to ask how Tar
this view of the banks is true. need
not tell you that in large part 1t is
false. j know that the close connec'
| ton of the banks with the larger op-
erations Of commerce and finance IS nat
urai and not Illicit, and that the banks
turn very cordially and very cheerfuliy
to tho smaller pieces of business. Time
was when the banks never advertised
never condescended to solicit business
| now they eagerly seek it in small pieces
as well as big. The banks are in fact
and in spirit at the service OF every
man to the limit Of his known trust
worthiness and credit, and they know
very well that there is profit in multi
plying small accounts and small loans
But, on the other hand, they are in fact
singularly remote from the laborer and
the body Of the people. They are par
Daily Arizona silver belt., 1908-10-25

We have witnessed in recent years
an extraordinary awakening Of the pub
lie conscience with regards to the meth
DDS of modern business and of the
private conscience, also, for scores of
business men have become conscious, as
they never were before, that the eager
push and ambition and competition Of
tentimes uncousciously, into practices
which they had not stopped, in the heat
IF the struggle, to question, but whic h
they now see to have been immoral and
against the public interest. Sometimes
the process Of their Generalization was
very subtle, very gradual, very obscure,
and therefore hidden from their con-
science. Sometimes it was crude and
obvious enough, but they did not stop
to be careful, thinking of their rivals
and not of their morals. But now the
moral and political aspects of the whole
matter are laid bare to their own view
As well as TO the view Of the world, and
we have run out of quiet waters into
u very cyclone of reform. No man is
20 poor as not to have his policies for
everything The whole structure Of so
ciety is being critically looked over, and
changes Of the most radical character
are being sobcrly discussed, which 1t
would take generations to perfect, but
which we are hopefully thinking of
putting out to contract, to be finished
by a specified date well within the lin
its of our own time.
IL is not my purpose on tbs present
occasion to discuss particular policies
ind proposals. j wish, rather, to call
your attention to some of the large as
poets of the matter, which we should
carefully consider before We make up
our minds which way we should go and
with what purpose we should act.
What strikes one most forcibly in the
recent agitation of public opinion is
the anatomy of our present economic
structure which they seem 10 disclose.
Sharp class contracts and divisions have
been laid bare-not class distinctions
in the old world or in the old-time sense,
but sharp distinctions of power and OPP
portunity quite as significant. For the
first time in the history of America
there is general feeling that issue is
now joined or about to be joined, be-
tween the power of accumulated capital
and the privileges and opportunities OF
the masses of the people. The power of
accumulated capital is now, as at all
other times and in all other circum-
stances, in the hands of comparatively
small number of persons, but there
is very widespread impression that
those persons have been able in recent
years as never before TO control the
national development in their own in.
terest. The contest Is sometimes said
Daily Arizona silver belt., 1908-10-25

stand better than l do. But have this
to say, and to say with great confidence:
that if1a system of branch banks, very
simply and inexpensively managed and
not necessarily open every DAY IN the
week, could be organized, which would
put the resources OF the rich banks of
the country at the disposal of whole
countrysides to whose merchants and
farmers only restricted credit is now
open, the attitude of plain men every
where towards banks and banking would
be changed utterly within less than a
generation. You know that you are
looking out for investments; that even
the colossal enterprises of our time do
not supply you with safe investments
enough for the money that comes into
you; and that banks here. there aud
everywhere are tempted as a conse-
quenee to place money in speculative
enterprises, and even themselves to pro
mote questionable ventures in finance
at fearful and wholly uniustifiable
risk in order to get the usury they wish
from their resources. You sit only where
these things are spoken Of and big re-
turns coveted. There would be plenty
of investments if you carried your mon
ey to the people of the, country at large
and had agents in hundreds of villages
who knew the men in their neighbor.
hoods who could be trusted with loans
and who would make profitable use of
them. Your money, moreover, would
quicken and fertilize the country, and
that other result would follow which
think you will agree with me is not
least important in my argument; The
average voter would learn that the mop
ey of the country was Mt being boarded;
that it was at the disposal of any honest
man who could use it; and that to strike
at the banks was to strike at the gen
eral convenience and the general pros
perity. l do not know what the argu-
ments against branch banks are; but
these l know from observation to be
the arguments for them; and very
Wtikhty aSumNhtS ehty Scc" 10 uie ~
be.
That, however, need not concern me.
am not so much interested in argu.
ment as in illustration. Ny theme is
this: Bankers, like men of every other
interest, have their lot and part in the
nation, their social function and their
political duty We have come upon a
time Of crisis when it is made TO appear
and is in part true, that interest is ar
rayed against interest; and IL is our
duty TO turn the war into peace. 1t is
the duty Of the banker, and it is the
duty of men Of every other class, to
see to it that there be in his calling no
class spirit, no feeling of antagonism to
the people, to plain men, whom the
bankers, to their great loss and detri.
ment do not know 1t is their duty to
be intelligent, thoughtful, patriotic in
termediaries between capital and TIE
people at large; to understand and
Daily Arizona silver belt., 1908-10-25

ticularly remote from the farmer and
the small trader of our extensive coun-
trysides.
Let NE illustrate what mean.
Roughly speaking, every town of any
size and importance in the United
States has its bank. But the large ma
jority of our people live remote from
banks, are unknown to the officers who
manage them and dispense their credit.
Moreovc, our system of banking is such
that our local banks must for the most
part be organized and maintained by
local capital and have at their disposal
only local resources. 1t is difficult for
those of you who do not travel leisure
ly in the vast rural districts of the
country to realize how few and far be-
tween the banks are, or how local and
petty and without extensive power TO
help the community most of them are
when You find them. A friend of mine
rode through seven counties Of one of
the Oldest of our states before finding
any place in which he could change u
twenty dollar bill; and /, myself, was
obliged one summer, in n thriving agri-
cultural district, to get change for bills
of any considerable denomination sent
to me by express from banks fifty miles
distant. The business of the country
was done largely by barter. l do not
wonder that the men thereabout thought
that the money of the country was be-
ing boarded somewhere, presumably in
Wall street. None of il was accessible
to them, though they by no means
lacked in this worlds goods. They be-
lieved in the free coinage of silver, not
realizing that the silver, too, would
have to be handled by the banks and
would be equally inaccessible. 1t would
not have been shipped like ordinary
merchandise.
"Where and whose is the money of
the country" is the question which the
average voter wants his political repre-
sentative to answer for him. Bankers
can answer the question, but i have
met very few of them who could an
swer it in way the ordinary man
could understand. Bankers as q body of
experts in particular very responsible
business, hold, and hold very clearly,
certain economic facts and industrial
circumstances in mind, and possess q
large and unusually interesting mass of
specialized knowledge of which they are
masters in an extraordinary degree.
But trust you will not think me i'm
pertinent if say that they excuse them
selves from knowing a great many
things which it would manifesfly be to
their interest to know, and tdat they
are oftentimes singularly ignorant. or
at any rate singularly Indifferent, about
what may call the social functions and
the political functions of banking, par
ticularly in country governed by opin-
ion. am not here to advocate the
establishment of branch banks or argue
in favor Of anything which you under
Daily Arizona silver belt., 1908-10-25

serve the general interest; to be public
men serving the country as well az
private men sewing their depositors and
the enterprises whose securities aad
notes they hold. How capital is to draw
near to the people and serve them at
once obviously and safely, is the ques-
tion, the great and now pressing qucs
tion, which is the particular duty Of
the banker to answer. No one else ear
answer it 50 intelligently; and if he
does not answer it, others will, it may
be to his detriment and to the gen.
eral embarrassment of the country. The
occasion and the responsibility are
yours.
We live in a very interesting time of
awakening, in = period Of reconstruction
and readjustment, when everything is
being questioned and even old founda.
tons are threatened with change. Blu;
it is not time Of danger If we do not
lose our heads and ignore our con.
sciences. 1t is, on the contrary, a time
of extraordinary privilege and oppov
tunity, when men of every class have
begun to think upon the themes Of the
public welfare as they never thought
before. feel that I have only to
speak of your social duty and political
function to meet with a very instant
and effectual response out of your own
thoughts and purposes. think that
you will agree with me that our rcspon-
sibility in democratic country is not
only for what we do and for the way
and spirit in which We do it, but also
for the impression which We make W.
arc bound 10 make the right impression.
and to contribute by our action not only
to the general prosperity and well-being
of the country, but also 10 its general
instruction, so that men of different
classes can understand each other, can
serve each other with intelligence and
energy. There is sense in which dem.
ocratic country craftsmanship is forced
upon every man of initiative, every man
capable of leading anybody; and this
/ believe to be the particular period
"hSh craftsmanship 10 IoICcu NPO'
bankers and upon all thos who have to
do with the application and use Of the
vast accumulated wealth of this coun.
try. We should, for example, not only
seek the best solution for our currency
difficulties, not only the safest and most
scientific system of elastic currency to
meet the convenience Of country in
which the amount of cash needed at
different times fuctuates enormously
and violently, but We should also seek
to give the discussions of such matters
such publicity and such general currcn-
cy and such simplicity as will enable
men of every kind and calling to under.
stand what we are talking about and
take An intelligent part in the discus,
sion. We cannot shut ourselves in ss
experts to our own business. We must
open our thoughts to the country 81
largo and serve the general intelligence
as well as the general welfare.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
A STEADY DRAIN.
Sick Kidneys Weaken the Whole Body
Make You Ill, Languid and De-
pressed,

Sick kidneys weaken the body thru
the continual drainage of life-giving
albumen from the blood into the urine,
and the substitution Of poisonous uric
acid that goes broadcast thru the sys-
tenn, sowing the seeds of disease. Loss
of albumen causes weakness, langour,
depression. Uric poisoning causes rheu-
matte pain, nervousness, nausea, cricks
in the back. gravel and kidney stones.
The proper treatment is kidney treat
ment. and the best remedy is Doan's
Kidney Pills Great Marshalltown
cures prove It.
George Buffer, retired farmer, OF
2031s South First street, Marshalltown,
Iowa, says:
II am glad to express my thanks for
the benefits have received from using
Doan's Kidney Pills which l procured
at the Mcbride & Will Drug Co.'s store.
For a. long time ] had suffered from
kidney trouble and nothing seemed to
help me. My kidneys were In an annoy
ing, weak and Irregular condition, there
was too frequent desire TO void the
secretions which were scant and ac-
eompanied by sharp burning pains. Not
long ago, saw Doan's Kidney Pills
highly recommended and decided TO
try them. The result of their use so Tar
has been very satisfactory, the action OF
my kidneys has been very greatly reg
ulated and the distressing pains have
been relieved / am still taking Doan'
Kidney Pills and have every confidence
in their ability to cure me-"
For sale by all dealers. Price SO
cents. Foster Milburn Co., Buffalo.
New York, sole agents for the United
| States.
Remember the name-Doan's-and
take no other
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
viii Not Down.

After all, my friends" said the
campaign spellbinder, vital principles
never change Questions of expectancy
may arise to cloud the real and living
issues from time to time, but the is
sues themselves are the same from
generation to generation. Political par
ties, in the main, agree as to aims. 1t
is a difference of opinion as to meth
DDS that divides them. For example,
what one thing do we all, without re-
gard to political affiliations, regard as
one of the essentials of our civiiza-
tion?"
"A good 8 cent clgar!" shouted an
enthusiastic nearer on the outskirts Of
the crowd.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17

tied Sunday with his brother Monroe,
and family, near Liscomb.
Mr. E. White, wife and baby son. OF
Melberg were over-Sunday visitors at
the Charles Weeks home.
Mr.. and Mrs. Bert Scheibel attended
the dedication services at the Presby-
terrain church in MarshalltoWn Sun
day.
MIR. and Mrs. Andrew Coulter and
son William, and daughter, Mrs. Cald-
well, of Conkey, Okla, are visiting at
the Aaron Coulter home.
Mr.. and Mrs. Cliff Lowe, OF Bangor,
and the formers mother. Mrs VIII
Lowe, Of st. Edwards, Neb., visited
Thursday with Mr.. and Mrs. Horace
Rosencrantz
Several from this neighborhood at
tended the county fair Tuesday. others
went Wednesday and some have
planned to attend several days.
There were only three members at
| tended the extra meeting Of the North
| Star Aid society held at the home OF
Mrs. w. L. Elliott, Thursday after
noon, but the work was finished that
was commenced at former meetings.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
WILLS ADMITTED TO PROBATE.
Judge Parker Passes Upon Last Testa
noents of Two Decedents,

Judge j. M. Parker Tuesday in dis
trict court admitted two wills to
probate those of Mary A. Wall, who
died at Albion May 7. 1908, and James
Price, who was an inmate OF the SOL
diers' home. Mrs. Wall gives all her
property and her undivided interest in
the estate of her father, late of Delta
county, Colorado, to her husband, Jesse
j. Wall, whom she names as executor
without bond.
James Price gives his property to
his grandchildren, James, John and
William Logan. and Mrs. Margaret
Roome, naming the commandant of the
home Col c. C. Horton. as his exc
cutor. Clerk of Court Lounsberrry re-
ceived letter, undated, from James
Price, Jr., of 1872 Seventeenth street,
Brooklyn, N. Y, saying he was the only
son OF the deceased and objecting to
the probating of the will unless he got
share Of the estate The writer al.
leges that the senior Price was of un
sound mind at the time of the making
OF the will.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
Rosebud Lands Thrown Open

A million acres of government land
in Trip county, South Dakota. will be
opened to homesteaders Oct. to IL.
Dallas and Gregory, South Dakota, the
only. towns on the reservation border,
are reached by the Chicago g. North
western railway, the only all-rail route
to the reservation. Entry must be made
in person at one Of these towns COR
affidavit can be filed at O'Neill or VAL
entlne Neb.. and forwarded.)
Ask ticket agents of the North
western Line for folders and maps.
with full information about how to
secure quarter section of goyernme nt
lands
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
MOVE TO MARsHALLTowN.
Mrs. kuhns and Daughters Come Hero
From Baxter to Live.

Additional new residents Of the city
are Mrs. Eliza Kuhns and daughters,
Misses Nellie and Blanche, who ar
rived in the city Tuesday afternoon
from Baxter and will make their flu
ture home here. Mrs. Kuhns and
daughters Will make their home for
the winter at 1O5 South Second street.
but In the spring will take possess sii
Of their own residence property at
the corner of Second and Church
streets, which is now occupied by MIR.
and Mrs. l.. S. Kilborn.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17

Many fine specimens or grams anu
vegetables are shown in the agricult-
ural section, evidencing the fertility OF
Marshall county's soil in the produc-
ton of a most varied assortment of
products The pantry stores are also
shown in this building.
T. P. Low, Of Green Mountain, is
superintendent of the horticulture and
pantry stores department, and George
A. Turner, of the agriculture section.
Mr. Low has as his assistants Elan
Williams, Of Liscomb township, in the
horticulture section, and Mrs. d. w.
Marston, Josephine Gableman, Wilma
Robbins and Kate Ba1ch in the pantry
stores section. Merritt Greene is Mr..
Turner's assistant.
Art Hall Scene Of Beauty.
The art hall, of which C. H. Van
Law is superintendent, is scene OF
beauty. One of the predominating
features is the section displaying china
painting. The manual training exhibit
of the public schools is an interesting
one, and the Central Iowa Business coll
lege has creditable display. Work in
| both oil and water colors, and fancy
work of all kinds, make up this ex-
hibit which is attracting much atten-
ton. The exhibit this year excels any
Of the previous years.
One of the most novel exhibits In
the art hall is an art wreath made of
hair by Mrs. M. J. Scott. the aged
! mother of Mrs. John NJ. Hughes. Into
the wreath are woven the hair of many
of Mrs. SCOTS ancestors, extending
back thru several generations. 1t has
taken the maker seven years to accom-
plish the work, which was only COM
| pleted last week.
| Mr. Van Law has as his assistants In
! the art hall, Miss Belle Classen, of
! Green Mountain, Mrs. r. III. Schoenhut
and Mrs. j. M. s. White In the educa-
| tional section Superintendent A. Pal
mer and County Superintendent Mary
Hosteter are assisting.
The Poultry Department..
| There is hardly a person on the
ground who is not interested in some
way in the poultry exhibit. Additional
room has been provided for this de-
partment, and the exhibit exceeds both
| in number and quality, that of last
year. A few over 400 birds are on dis
J play. The Rocks lead as a family, and
| the Barred variety in class, there being
ninety-two of the latter shown. Next
come the Rhode Island Reds, and the
| Wyandottes are third
| A. c. Bryngelson, of LeGrand, is the
largest single exhibitor, having ninety
four birds on display. c. L. Duffield is
showing the largest number in any
one family-Wyandottes The Judging
| this year is much closer than last, and
the scoring counts for something. H.
r. Nyce, of Liscomb, is superintendent
of the poultry exhibit, and O, K. Pat
| ton is assisting him.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
Easy Enough.

Well pondered the new Answers
o-Correspondents editor, Il wonder
how to answer this: Here's a subscrib-
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
o. interest to Many.

Foley's Kidney Cure will cure any
case of kidney or bladder trouble that
is not beyond the reach Of medicine.
No medicine can do more. Mcbride S
Will Drug Co
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
SURETY BONDS
AucTloNEER

PUBLIC SALEs-M. NJ. Kendall,
AuctioneerSept 1908, house and
lot and household goods. 1lo4 West
Summit; Sept. A. 1908, house and lot
and household goods, SOB South Sixth;
Sept. 90. J. L. Knight. 6 miles west, y
mile north of Marshalltown, miles
north Of Lamoille, horses. cattle, hogs,
eoTn In neld. hay. straN.smachnery
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
MARIETTA.

Sept. 17.-Mrs Martin Braddock has
been spending a few days In Hardin
county visiting relatives.
Mr.. r. l.. Nissen. of Marshalltown,
visited his daughter. Mrs. James Jen-
sen. and family, Sunday
Several from the vicinity are at
tending the county fair in Marshall
town this week
Mr., and Mrs Chris Wardman re-
turned this week from a few days
visit at Holstein, with the latter's sis
ter.
Mr. and Mrs. John Hall, Of Albion,
visited the formers brother, Bert Hall.
and family, Sunday.
Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1908-09-17
NORTH STAR.

Sept. 17.-John Schefbel and wife
were shopping in MarshalltoWn Satur-
day. IL
Messrs. Riley and Finn McKfbben
were at the Grundy county fair Thurs
day.
Several from this neighborhood at
tended field day at Liscomb Saturday.
Mr.. and Mrs Ernest Wilkinson Wis
tied in Albion with the formers par
ents.
Mrs. Thomas johnson and daughter
Emma, were MarshalltoWn visitors
Thursday.
Mrs. Ellen Anderson, of Liscomb,
visited Saturday with Mr.. and Mrs. IL.
G. Lancaster.
Ed johnson visited with his broth
er Charles and family near Marshall
town, Sunday.
Mr. J. E. Powers and wife and son
Geoge and family visited Monday with
Mr. J. E. Scott and family.
Mr.. and Mrs. Pardon Head and par
ents. Mr.. and Mrs. H. w. Head. Wis
tied Friday with Mr. and Mrs. Cal
Stewart.
Mr.. and Mrs. Charles Bash and
children returned Sunday from ten
days visit with relatives in Nebras-
ka.
A few from this neighborhood at
tended the recital given by the pupils
of Miss Wilma Sheldon at Conrad
Thursday evening.
Mr.. and Mrs n. q. Thomas visited
at r. A.. McI1ihben's Sunday evening.
Mr.. J. +. MnIIalsesn and family. vis-