davidaulloa/AmericanStories huggingface dataset:
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01
Cd EDTT "All Honor to the Man Who Pays
~ II IL II His Debts"

"All honor te the man who pays his
debts"
In considering this subject. let us
have a clear conception aial under
standing of what credit is. Credit Is
reputation derived frTn the confidence
Of uthnrs esteem honor reputation
10 conIlde in the truth OF to put trust
In To- believe"
In tho eaxerncsn 10 dc buslnesr. Win
this continual competition that exists
credit is. perhaps too easily obtained,
and the truth of the old maxim IN lit
orally exompiined; That which Is cas-
lily gained ia li,tle valued. This very
fact II Undoubtedly responsible FOR u
large proportion or the failures that
take place In business afrairs Ii IL
estimated that 90 per cent OF the peo-
pie engaging in merchandising make
failure OF IL. Lack of knowledge or
experience is another feature. IL IS
often the case that people 90 into the
business of storeteeping without any
previous training or fitness for the
business Now, II one adds the fact
that his capital Is very limited as well
as his experience, can he reasonably
ask or expect to obtain "a line of cred
III Does not the prospective store
keeper realize that the credit depart
ment of the house of which he ls an
applicant, think that these things will
be required and duly weighed. The
burden rests therefore upon the seek
cr of credit TO prove his worth and
right TO have confidence reposed IN
him.
Present conditions emphatically de-
mand that closer scrutiny and greater
care be exercised in the passing upon
applications for credit and that a linn
it be placed upon accounts in respect
TO location, volume of business and
capacity to spread out and increase.
The pernicious habit OF pushing sales
irrespective of the responsibility of the
purchaser Is sure cause of the pelloui-
cal panics that come upon the country.
No sooner is a store established and
business commenced, than every drum
mer in the country is after the proprie-
tor for patronage and the persuasive
suave manners OF the average drummer
are too often sufficient to catch the
unwary, inexperienced merchant in his
net of sophistry. And the consequence
Is that he is overstocked with goods
he does not need and of q kind too
often for which there Is absolutely no
demand This is only one side OF the
difficulty
There is always o certain class of
people inst looking out for the chance
of a new or fresh storekeeper whom
they believe to be an easy mark They
will come and trade with you, begin
ming by always paying cash. Very
shortly, however, they viii have som-
excuse for asking credit for a week,
which will generally extend to two
weeks OF, even n month and end ulU-
mately in a large account very difficult
IL not impossible to collect. Here is
where a little experience and tact is
necessary and the courage to refuse
credit to a source that will not bear
ample investigation and inquiry. 1t is
not the single account owning, however
that embarrasses the retailer or whole
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01
TRADE SITUATION
IS IMPROVING
Still a Gerat Many Unemployed
And Merchants Are Pro-
deciding Cautiously.

New York. Jan. Sir. G.. Dun &
Co.'s Weekly Review OF Trade tomor-
row win say:
Seasonable weather and further in
crease in the percentage Of active ma
chinery combined 10 improve the trade
situation. although there is still large
number OF unemployed, and dealers
proceed cautiously in preparing for flu
ture business.
Prices OF commodities have declined
on the whole. yet products of the lead
ing industries are fairly well main
tanned. Mercantile collections are IT.
regular despite the ease in the money
market.
More iron and steel plants have re-
sumed, and the outlook Is brighter.
even every equipment attracting more
attention. The situation Is better b.,
cause of the extent to which consum,
ers seek prompt delivery indicating
that the recent season of conservatism
has nearly exhausted stocks and sug-
costing that when confidence is fully
restored vast tonnage Of deferred
business VIII be placed.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01

saler II Is the aggregate thni stag
gers or patalyses
WORKING CAPITAL.
suppose retail merchant has bust
ness of say $1,000 per month. OF say
100 customers who buy ON an average
OF $40 zach, They VIII pny tp oncc q
month at various uucs from iirst tu
last Of mouth pn1 acme may lcNvc
balances ana Pnmc not nay ~ hll. lie
fore he COLLECTS his bills, hie own ia
the Wholesaler prc due ana he cannot
meet them. This shows the necessity
OF a working capital Of the amount
Of Mt leust one months business,
SPREADING OF PURCHASES.
THIS lncls OF working capital and the
desire lea Increase aud spread out TOO
often leads 60 lndlscriminnte buying
and the spreading OF purchases. THE
pernlclous practise, whilO IL may for
n brief period couduCe 30 the desires
of the merchant will unquestIouublN
involve him In difficulty from which
he cannot be eNtlicuted, and q meet
Ing OF his creditors ensues. A case In
point transpircd not Il great while ago.
y party commenced business with n
capital OF Sl.Q00, IN about two and a
half years time his liabilities spread out
over ~ creditors, amounted TO S2O.uOO,
A meeting Of his creditors was imme-
dintely calleo 90 consider how best to
protect themselves, one sees therefore
how easy IL Is To obtain credit ana
how many merchants undertake risks
without proper inquiries. The follow
ing brief extract from "a country mer-
chant to a large wholesale house re-
Eeals the general condition existing
we have a great many accounts
standing out which II seems impossible
10 collect" They therefore have to
ask for extensions and faVOrs from
those to whom they are indebted. The
store In the country is too often made
TO carry burdens for which Il never
was intended.
NEUTRALITY-SUSPICIOUS. OF FUNDS.
Does the store need onlarging? or
is it necessary TO build new onc2
Take the cost out of the store. Is it
supposed to be necessary to have Il
grist mill2 Again the overburdened
store Is made To stand the brunt of It.,
is q creamery to bc established? The
store will do a big part of 1t. Store
pay of course is paid out which means
increased obligations TO your creditors
The usefulness and safety of some
stores have been imperilled by taking
the earnings and accommodations and
investing them IN prospects and mines,
which too nltcn vanish into thin air
Sometimes excessive dividends are
paid irrespective Of whether or not they
are earned.
The extending credit will demand
continually the closest watchcare.
Should there be any difference between
a line of credit from merchant and
a loan from a bank The bank will
demand ample security and interest.
The tendency Is certainly to curtail
payments when due and to make people
respect the confidence reposed in them
10 meet every obligation and Just debt
with promptness. In this way conf
dence is strengthened, reputation is
maintained. honor liz indicated and the
whole commercial and moral tone Of
the community is enlarged. X. Y.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01
GREAT BLESSING
TO MANY PEOPLE
May Mean Much Less Sickness
Here When Generally Known
To Such Sufferers.
SIMPLE HOME MADE REMEDY.
Valuable Prescription and How to Pre-
pare II II you Have kidney or Biad-
der Troubles or Rheumatism.

This is a simple home recipe nov
being made known In all the larger
cities through the newspapers. 1t is
intended to check tho many cases OF
rheumatism, kidney and bladder trou-
BILE which have made so many crtpples
and inyalids and weaklings OF some Of
our brightest and strongest people
The druggists here have been notified
10 supply themselves with the ingredi-
ents. and the sufferer will have no
trouble to obtain them The prescrip-
ton ie as follows: Fluid Extract Dan
delion, one-half ounce; Compound Kar-
gon, one ounce, and Compound Syrup
of sarsa parilla, three ounces Mix by
shaking well IN a bottle. The dose IL
one teaspoonful after each meal and at
bedtime.
But unless you go TO the trouble to
ask the druggist for the Dandelion and
Sarsaparilla separately, aud then buy
one ounce Kargon Compound, IN an
original tunopened) package, plainly
printed, Guaranteed No. los under Ma
tionai Drug Law, and mix the Kargon
with the other ingredients at your
home, you had better not use this eff
fectIve prescription at all. 1t may be
worse than useless. perhaps even harm
full, and your money wasted Under no
circumstances accept the prescription
already prepared nor accept any ok
cuse for offering II TO you tina; way.
Purchase separately the Kargon Com
pound, No l0S Guarantee, az explained
above. and mix these three ingredients
at home yourself. or don't use at ALL
Recent experiments, even In severe
hospital cases. prove this simple mix
ture the remedy for Rheumatism, be-
cause of It's positive action upon the
eliminative tissues OF the Kidneys II
conpels these most vital organs to Al
ter from the blood and system the
waste Impurities and uric acid which
arc the cause of rheumatism II
cleanses tho kidneys, strengthens them
and removes quickly such symptoms as
baokache, blood disorders. bladder
Weakness frequent urinatlon painful,
scalding and discolored urine 1t acts
as powerful stimulant to the entire
kidney and bladder structure, puts new
life into them and invigorates the entire
tract
All the ingredients, states we'll
known local druggist are Of vegetable
extraction, making It n safe and harm
less prescription at any time
Those who suffer and are accustomed
TO purchase bottle of patent medicine
should not let little Inconvenience in.
teIfere with making this up.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01
SITUATION QUIET
BUT HOPEFUL
BUSINESS Conditions Begin to AS
sumo Normal Proportions
Once More.
pEFENSE OF WALL STREET,
,yronrial Paper says Capital Provided
Thcre is Responsible for Great In
dn.tries of Country--Local Trade.

commercial conditions for the week
:, mis- city are quiet, but hopeful. In
srancla matters the situation has
s,op strengthened and well nigh re-
.,ored To normal conditions. although
,,u aud then there is reported the
,,,Inre of a bank. as was noted in the
,sratchcs this week from New York.
ont wherever weakness exists it
nonld be much better to be manifest
"A now than later on because, If these
should occur from time to time in the
near future. it would leave matters in
uncertainty. and contribute to a condi-
IAN of apprehension and lack of conf
1srce that would be egretable
The matter of general concern now is
,bs rehabilitation Of the manufactur-
ng and Industrial interests-not to
bejr former condition, Tor they were
s4ycrish and unhealthful but TO
condition Of activity commensurate
Win the wants Of the country. and
healthy activity Every energy should
M bent 10 this end. as no doubt viii
h. the case. and II * expected by the
wisest heads that remarkable activity
will ensuc In the near future for
there are no Inherent weaknesses in
existing conditions over the country
which appears to be solid and pros
perous. and there is sufficient money
for legitimate purposes. But. notwith-
standing these hopes, it Is well not TO
be too optimistic as 10 their early re-
alization. The general business situa-
ton Is likened 10 a convalescent ty-
phoid fever patient; a considerable
time must elapsc between the crisis
and complete recovery. All in all, there
is good basis for hopefulness.
PERTINENT PARAGRAPH
Along the line of argument in last
weeks article, i'm regard to the alleged
aims If Wall street the following para
graph from an article I'm the American
Banker in defense OF Wall street, is
pertinent
THE corporations formed to con-
iuct the manufacturers trade trans
)ortation ana commerce OF the whole
country, in most cases. have devel-
,ped solely by capital brought together
n Wall Street and seeking such in
'esunents without this capital, no
development worth rating would have
zen accomplished; certainly no such
development as has taken place, and
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01
How Prevailing Hard Times
Hit Highbrow Row New York.

of hard times has caused the magazine
advertisers TO pull in their horns; adj
vertising has been failing away "a
dozen pages at time. So all the edi-
tors pull long faces and talk poverty
and are conservative about buying or
ordering-and we independent writer's
work mainly on order. If It keeps up
you will see n procession of pale, in
tcllectual faces and Scholarly Stoops
vending toward Park Row where wait
the Sun and the World TO take back
their own, II is about time: for never
since the world began has the profess
sion OF writing paid so well as it has
in the past few years in New York
Grub street is gorrr; plain living
and high thinking are no more. May
be, il the hard times continue we may
have a little art"
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01

In a personal letter from VIII r-
win, one of the best known of the
younger New York writers, to Salt
Lake friend, an interesting and pic
turesque view is given of how the hard
times have hit Highbrow Row" The
letter deals with the writers who fill
the pages of the bigger magazines, r.
win himself being the author of
series of articles recently appearing in
Golfers on the Japanese problem. Prior
to his career as a magazine writer he
was Sunday editor OF the san Francis
co Chronicle and afterwards writer
on the New York Sun.
"Tlmes are a little tight on Highbrow
Row." says the letter. 1.-The full flush
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01
BULLION TAXES.

Goldheld New, Jan. 30.--Atty.
Gen. Stoddard. representing the std,e,
and Dist Atty. Swallow, the county at
torney. brought suit in the district court
today against the Goldfield Mo-
hawk Mining company and the
Combination Mines company ct al for
$54, 900. claimed to be overdue as bull
lion taxes The former corporation is
sued for s4778O. while from the latter
$6.j69 Is sought.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01
TEA
BANK CLEARINCs.

New York. Jan. H. Bradstreets hanl.
ylearluss report tor the week ending
January " shows Ln aggregate OF t2.2SI-
llSN0 an against SgIlI $500 inst weclt
and S2et.Ni"p IA the corresponding weelt
canadian olraruEs Tor the week total
Sb3btlVo. as against SO. 4aj. 900 last week
ana SNl24Wb I'm The same week ast year.
The Following Is a list OF cities.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01
FIRE CHIEF FILES REPORT.
Summary of Maintenance Cost for Do.
parimcnt and Fire Losses for 1907.

Chief Charles r, Van Of the Salt
Lake fire department has filed his am
nual report for the year 1907. The cost
OF maintenance Is placed at SO,i17.9S,
and Of this sos 1880 was paid In sal
aries.
The actual property loss BY IRE dur
Ing the year is placed al Sl32 3G30G paid
Insurance. was S1i6S976; insurance in
Nolved, $500 45G, property involved,
;3.82S, i35.
The report Includes a table showing
the fire losses since 1880 as follows.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01

IIlV IOVdI CIUIIIIHB IItue TepOrLS DuS-
mess dull for the past week, IN both
wholesale and retail lines, though
low prices are obtaining In all lines,
with view to getting rid Of the sea-
sons stock. The shoe trade reports
dull business also In leather lines, but
with business fair in rubber goods. on
account of the snow. There is n slight
shrinkage reported in straight leather.
but IT is considered only temporary
There do not seem to be any features
y moment in either Of these trades
this week.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1908-02-01
The Wrong Way.
Many Physicians Try To Cure Dys-
pepsIa by Having Their Patients
StarVc Out the Disease.
This Method May Ruin the stomach.

This Method May Ruin the Stomach
10 become physician one must
study medical literature for a long
time and attend several years at a
medical college, dissect at least one hut
man body. pass many quizges and eA-
amlnations, and at last receive his oi-
ploma. which entities him to the NJ. ID.
degree.
Yet all this does not necessarily make
doctor.
We have known many graduates, with
their sheepskins. VINO could not apply
the knowledge they had acquired TO re-
lieving and curing a patient of dyspep-
sia.
They were lioored by their first at
tempt TO cure such a patient.
They. We're not TO blame for this, for
all the knowledge they acquired from
medical works was wholly experiment
tai. They were told to try the follow
ing:
Aromatic Ammonia.
BiCarbonate OF Soda.
Bicarbonate OF Potash.
Blue Mass.
Camphor Water.
Catecau.
Charcoal
CrcOsote.
Hot Water.
Lime Water
Magnesia.
Mineral Waters.
Nitric Acid.
Nitro Aluriatic Acid.
NuX Nomica.
OIL Of Amber.
OIL Of Cajuput,
Rhabarb.
SIENNA,
Spirits of Lavender
Starvation.
stylcnnia.
sulphur,
Suphite of Lime.
Iinctme Cardamou,
laraXaCun.
Tlncture Ginger
Iincture OF iron.
Tonlcs
Vegetable Bitters.
IN the list hot water is the only rem
coy That viii not do more harm than
good and its use il sim an unsoived
problem
u The professor who coaches tho
graduate would hand him package
%. st1mts Dyspepsia Tablets and tell
MN thar II was a specific for dys-
ppsla Indigestion. all stomach ail-
mvnts. aud should bo, his mainstay In
slch cases, that one grain OF their ac-
I'VE pruc'ple would digest 5000 grams
OF io'l IN the stomach, and that aided
ny me remedy the stomach would soon
regain its normal condition, he would
60 ~" student more good than sending
Nlm forth with lot of uncertain
800" lodge about tho cure Of these dis
"'s,d c"uGitions.
Tine Young doctor would gain repu-
uuon los curing his lirst case Of dys-
pepNa
lha patient cured would sound his
WA'' far ana near, as do thousands
upon thousands who praise Stuarta
dyspepsia Tablets,
H' toad Of experimenting with the
n,t ol medicine IN the above list and
u'hf ms patients more harm than
suo'. hr would always be gaining repu-
hy always curing his patient
NN"N he met any indication of a
uttds,l organ, lac should discover
rnIl naudrcds OF other doctors have
'Nll Che whole trouble started with
imperfect digestion ana assimilation
'U'h Take out of his pocket medicine
'fi leW OF Stuarrs Dyspepsia Tab
ANA toll the patient how "a use
The result would be considered by
le patent almost miraculous and sue
~ "ilel success would be achieved by
MANY bloud diseases, skin eruptions
uNl heart troubles Yield readily 10
'val'f dyspepsia 1ilhlets, hecauae
nsy cure the meuhatiuB oause--dys-
iepsh NJ the stomach IL wrong, you
'Ie wrong an over
alnhrts Dyspepsia Tablets are e0ld
package
''Nd Us Jour name and address to-
NoE ana We vim ut once send you by
s'" y sanpin package free, Address
stluri CO., $50 stuart blds
As'ahall, Mich.
Waterbury evening Democrat., 1908-11-25

sive industrial leaders are anxious to have faith in the people. They want to believe that when both sides of their problems are fairly presented to the people, the final judgment will be just. Few great industrial lead either seek to deny or condone the great evils which have come to light in our business conditions. What they do seek and demand is fair hearing at the bar of public opinion. In the settlement of great problems in a free and enlightened country, public opinion must ever be the final arbiter. Until the people have had opportunity to hear and weigh i'm partially both sides of problem, it cannot fairly be settled. Until a question is justly settled, it is not settled at all.
Waterbury evening Democrat., 1908-11-25
HEARD IN PASSING.

We are living too rapidly" says John D. Rockefeller. Justice, how ever, hasn't got the hurry-up habit. New York American.
 The serene Senator Platt Is possi- ply noting with satisfaction the gen. eral impression that it will take mighty good man to succeed him. Washington Star. {
 Three thousand men fought for 500 jobs in South Chicago yesterday If prosperity is not careful it will be crippled by the fervor of the greeting it receives.-Chicago Daily News.
 Frederick the Great once remarked, My people may say what they please and I do what I please.' The kaiser has found it advisable to add some postscripts to Frederick's declaration. -Meriden Record.
 Where can We find religion and athletics combined?" asks the Rev Dr Gordon bemoaning the ungodli-
 
 Jones, who was always accustomed to get down on his knees and pray for victory. And there are numerous others.-Boston Herald.
 The socialist vote in Manhattan borough declined about 500 in 1908. compared with 1904. In Chicago it suffered a heavy shrinkage. But throughout the country, it appears that Debs gained about 130,000 over his vote four years ago. The shifting of the socialist strength from city to country, as now appears from unoffi- cial returns, was singular develop ment.-Springfield Republican.
 A French inventor has produced a horseshoe of leather which is secured to the hoof by mixture of cement and asphalt. Successful trials of the device has been made in Paris. The new shoe does away with the crude and probably painless process of nail- ing. It may interest New York driv- CTS as a possible remedy for the slip ping and straining of horses on smooth pavements, since gripping points should be easy to place in the leather.-New York World.
 Some very large stories are told as to the amount of money won and lost on the Harvard-Yale game. No doubt there was good deal of betting on the result, and that the wagers az gregated very large figures, but the big winners and losers are probably not the students Their betting re- sources are not generally ? large though quite likely the young men of Harvard are gratified to find their sundry expense account fatter than it would have been if the result at New Haven had been different.- Boston Herald.
Waterbury evening Democrat., 1908-11-25

It is no exaggeration to say that the two musical events held in the Buckingham yesterday, under the of the Waterbury Oratorio society, surpassed anything ever be- fore attempted in Waterbury. The affair was success from every point of view. It was made the social as well as the musical event of the sea- son. The afternoon concert was a rare treat and that great composer and leader, Victor Herbert, was at his best. and that is saying much. He furnished programme of rare ex- cellenCe and was generous in respond ing to repeated encores. The sue cess of the whole affair is a splendid tribute to musical Waterbury, and those who handled the musical event must feel that their efforts have been appreciated. Conductor George E. Boyd who labored long and ear nestly, is to be congratulated, for the greater part of the responsibility rested on his shoulders. The suc- cess of the rendition of Faust" is a great victory for him, for while he was backed up by an orchestra that has few equals, splendid soloists. and a chorus that far surpassed any ever heard before in Waterbury, his work was arduous and painstaking to the last, and the successful ending of the affair reflects great credit on him. It was an event that music lov- CTS of Waterbury should be proud of and no doubt they are.