davidaulloa/AmericanStories huggingface dataset:
The San Francisco call., 1908-03-25

20 ven wait 3 legitimate paving business
or 4ay 6l1ct If 50 we have so7ne4hfnsp FOR
everybody from SI00 % $40 coo. such as res
tel-ra1-s- L11eA counters. groceries saloons
e-ger STANDS, hotels rooming houses snd fsts
farrnersA-ps and other paying propositions
Lorntl grocery store with living rooms
cs<1 trade from SO 70 $50 per dsy: rent S25
Der nontn; must sell. leaving city.
hesl1crlnl with saloon license IN one Of
l-e pesL -oca1ons IN Oakland; VIII sell al OF
in4-f Interest; iook this 10
bake1{ doing 1ne business; viii sell cheap
Deilc4tesseu and restaurant: VIII sell chesr:
sl-H- amount q money VIII handle these
propositions.
COAST REALTY Co.
Room 90 $50 Broadway
Oakland
The San Francisco call., 1908-03-25

ALAMEDA Materially gilla; strictly private; In
fants adopted DR.. EMILE FUAKE. l4l6
sth 81, Alameda.
The San Francisco call., 1908-03-25

SOUTHERN PACIFIC wants young men to lean
telegraphy and station work; salaries <15 to
$50 month Address School Of Telegraphy.
Hibernia bldg, Market and Jones sts, s y.
Franklin's paper the statesman., 1908-11-28

conferred There is no justification
for a so-called mutual organization OF
this character unless it can furnish
equally reliable protection at less
cost, and this the Western Life and
Accident Company does not do The
premium amounts to at least $1.75
per month, plus membership fee OF
IS, which cannot be considered as
cheap insurance. For $26 a year
there would be no difficulty in OBJ
tanning reliable insurance in stock
company with much higher less ra-
ito and smaller expense ratio.
Deputy Lineau OF the New Mexico
department had charge of the exam
ination on behalf Of that territory. The
activity of this department and the
ruling against the Denver company
shows that New Mexico doesn't pro-
pose to admit any wildcat or irrespon-
sible concerns. Montana. too. is to
be praised for refusing II admittance.
Franklin's paper the statesman., 1908-11-28
BUTTE MONT, NEWS.

Since the arrival Of Rev. W. l.
Baker in our midst and took charge
of Shaffer Chapel. A. NJ. E. church, 1t
is moving on progressively. There
has been general increase In the at
tendance at each service. The Sun
day school is doing excellent. Greater
peace and harmony prevails In the
church and there has been general
Increase along all lines. The inside
of the church has been painted and
calcimined. the cupola and the out
side have been painted and new flue
nas been built. all In three months.
Rev. Baker has done more in the past
three months than any other pastor
we have had since Rev. Allen left.
Rev. Baker and his trustees are plan
ing to rebuild the parsonage by add
ing four other rooms, with bath. This
will give six rooms to the parsonage
at a cost Of 1895. Rev. Baker, by
his kindness and work with the
church and people. has brought many
out to church services and the liter.
airy. We feel that II Rev. Baker re-
mains with us by all means we will
have our church and parsonage in
good order. all newly repaired.
Franklin's paper the statesman., 1908-11-28
Is the Indictment Of Pub.
lie Opinion for an In
surance Company Con.
Quoted like This?

When people want to throw their
money away, that is their business.
But when they get out to buy serv-
ice they have right to get honest re-
turn. Especially is this true in the
case of insurance, for in the time of
sickness and death, need is insistently
present, and not only must an insur-
ance company have good intentions,
but its ability to fulfill its contracts
must be absolutely perfect. There is
operating in this State company
known as the Western Life and Acct
dent, of which the following is said
in the Insurance Report" Both be-
cause of the source of this informa-
ton and because of the exhaustive
detail with which it is given, this cas-
tigation of the methods of the West
ern Company should be read by all OF
those who have either. knowledge or
interest in this company:
Franklin's paper the statesman., 1908-11-28

ment of any future losses should the
premiums be wasted in abnormal ex-
pense, as appears to be the case at
present. For this uncertain insur-
ance members are paying higher
rate, according to the companys own
statement, than for similar insuI ance
in the strongest and mos treputable
companies in the country. 1t Is diff
cult to see how this company can be
licensed in accordance with law-as
an assessment institution.
The loss papers and correspondence
herewith was examined by Mr.. Lin
eau, and he states that the company
appears to comply with the policy re-
quirements without any apparent ef-
fort to avoid the payment OF just
claims. There seems to be much mis-
understanding regarding the CLAIMS
that may be made under the policies,
but this is to be expected from the
classes of people insured by the COM
pany.
A company known as the western
Life and Accident Association" was
organized in Seattle, Wash, early this
year by the vice-president of the Den
yer company. The similar name as
sumed is suggestive, especially as
said association does not appear to
Jc licensed by any state. In order 20
show what connection there is or was
aware. 1t may be repeated that the
Of ~ ie
between these two companies, If any
a series of questions was submitted
to the president for his own sworn
replies. The affidavit is enclosed
herewith, marked 8, which indicates
that the companies are entirely inde
pendent as far as the president is
still receiving 800 month from the
Denver company as vice-presiden'
| thereof.
The general methods OF the vom
pany are not believed to be worthy OF
confidence. A mail business and so
liciting by unlicensed agents was re
sorted to regularly until the presen
year, when the Colorado law forbade
it. The company has not heretofore
shown any disposition to comply will
the laws of the various states. Tb'
manipulation of the salary account i
questionable.
The class of people written and tn
absence of any apparent intent L
treat the company as mutual organ
ization all appear to bear out III
above statement
AS to the kind Of business in whic
the company deals, it would appea
panies worthy of the support of th
public, at less cost for the benefit
Franklin's paper the statesman., 1908-11-28
Many Suicides from Bridge.

Many Suicides rom Bridge.
BY jumping over Dean bridge. Edin-
burgh, q man named Alexander Young.
Of Coatbridge. has committed suicide
Since 1t was constructed over 200 per.
sons have thrown themselves from
this bridge.
Franklin's paper the statesman., 1908-11-28

services the remuneration should be
independent.
Proxies have been used on a few
occasions, No attendance of members
except directors is shown at meet.
ings. The management of the com
pany has at all times been entirely
in the hands of the directors, and a
recent motion provides that the
proxies of members shall be voted by
the president. The president has and
has had practically absolute contro
of tn company. The annual meeting
is held the third Monday in Decem
fer.
POLICIES.
There are two certificates or poll
cies in present use by the company
IL dustrial and Ordinary, the first pc
ing en- a weekly and the secout
monthly premium. An examination
of these forms does not disclose an!
serious defects. The benefits ant
conditions appear to be clearly stated
and are in the form usual in sucl
classes of contracts.
Attention, however, is called to thu
following:
D Fifth paragraph, on page l, pro
viding for a dividend at the end o
five years, mot to exceed state'
amount. This paragraph was first in
serted in 1903, and upon policies il
which the clause has become operat
i've in 1908 dividend equal to 80 pc
cent. of the premiums charged, les
all claims, has been allowed.
In the opinion of your examiner
this clause is inserted with the inten
to deceive the public into believing
that the amount stated in this claus
is guaranteed, whereas, the word
mot to exceed" in fine type allow tn
company to pay any sum 1t shoul
choose. In the interests of the men
bers of this mutual company and tn
insuring public. the words mot t
exceed" should be required to b
struck from the policy and an adj
quate reserve maintained to meet th
obligation or all reference to tn
amount to be paid under this benet
should be struck out.
Further, it is doubtful whether tn
power to grant endowment benefits
anticipated by the laws of the sewers
states to mutual assessment cor
panies. Such power should be r
stricted to organizations providin
for these benefits in clear terms ar
maintaining a sufficient reserve rner
for.
(2) The new law in Colorado adaI
ed in 1907, requires companies OF tn
class to state the maximum amou
collectable from members. The col
pany complies with this law in Il
fourth paragraph on page 2, whe
the maximum liability is restricted
twelve monthly premiums, and t
minimum liability to eleven. In 9th
words, the policies are not asses
ment at all, but practically as Tx
in premium payments as any sto
company. The president claims tn
the company is charging the highe
rate in the United States, which sta
ment has been verified. II the CO
pany possessed a large capitalizatit
the certificates might assure the Il
payment of any future losses. SUE
however, is not the fact, and the
: is no absolute security for the ps
, Observation-Disclosures
Franklin's paper the statesman., 1908-11-28
A DENVER WILDCAT DITcHED.
Western Life & Accident Denied Ad-


Western Life & Accident Denied Ad-
mittance to Montana and New
Mexico.
Special Examiner Paul l.. Woolston
has just completed for the New Mex
leo and Montana insurance depart
ments an examination of the affairs
of the Western Life & Accident OF
Denver. AS result, both states re-
fuse to permit the company to do busi-
ness therein.
Assets were found to be $11,785,
and surplus $4,O5S. Extravaganza and
incompetence abound. Some OF the
things censured by Mr.. Woolston are
as follows
The company has in times past OBJ
tanned a large proportion of its bus,-
ness by mail without obtaining Ii
censes. Also business was transacted
by license in several states far dis
tant from the home Office. Inc re-
Gently enacted laws of Colorado for
bid Colorado companies to do business
in other states without license there
for, under pain of revocation OF IL
cense. Hence the company appears
to restrict its operations at present to
the states of Colorado Utah and Wy
oming, in which states it has been H.
censed for the current year of 1908.
However, the comapny still has mem
bers in many states where it does not
write any new business.
BONDS.
No officers of the company are un.
der any bond whatever. On october
21, 1907, the board of directors passed
a motion fixing the bond of the secre
tary and treasurer at $4,000. to be fur
nished by June /, 1908. At t,'s date
august 24th) no compliance with
this motion has been made. 1t should
be done at once, also the president
who signs checks, should be bonded.
MINUTES.
The minutes since organization ol
the company have been examined with
care.
The bylaws require monthly meet
ings, but the minutes show that moi
more than three or four meetings E
year, at which a quorum is present
are held.
Directors are paid $500 per month
exclusive Of officers. Directors II
this company should receive only 6
reasonable fee for meetings actually
attended in person. For any Vtnel
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02
CHANCE OFA LIFETIME.

No county in the west offers better in.
ducemcnts to-day to the farmer dcsirina
to build home or to the capitalist look.
ing for a profitable :nvestment for his
money than is Offered in the fertile lands
OF Potter county, South Dakota. which
can b. purchased Mt prices which are
ncrely nominal when compared with lese
productive lands but short distance
east. Here can bcfound railroads, school
do'lscs, towns nnd villages ready built.
society organized and equal to that Of
the east on the ono ha.d. and cheap fer-
tile lands on the othcr-a combination
Impossible to find in country either
older or newer than this. That this con-
dition cannot long remain ie attested BY
the tact that some OF the shrewdest inyes.
tors OF the west. conversant with the
value OF such lands. are rapidly buyina
ehuln llp
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02
Advertise it zTHE PRESS
The Weekly Inter Ocean is the

The Weekly Inter Ocean is the
only weekly newspaper published
in Chicago in connection with
great daily paper. II contains a
iudiciously selected summary OF
the news of the nation and world,
the best stories, home. farm,
woman's, boys and girls and other
special departments, and fair,
patriotic. able editorials written
from Republican viewpoint. 1t
is by far the best general news
paper of the Western states. The
regular price for The Weekly
Inter Ocean is 81 and for The
Press $1.5O. But subscriptions
will he received at this Office for
the two papers in combination
for 81. .75.
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02

A movement is on foot
IN Helena Mont. looking to
the renewal of water construction.
which before the advent of rail
roads served to carry all supplies
and foodstulls required by one of
the most active gold mining states
in the Northwest. The object of
the movement is to utilize the
waters of the Missouri and Yellow
stone rivers.
The Helena Commercial club
has taken the matter in hand and
intends soon to call a meeting of
the citizens of the localities affect
ed, at which plan of action may
be arranged. At this meeting
there will be drafted memorial
to Senators Carter and Dixon and
Representative Pray, urging that
these legislators take an active in
terest in the furthcrance of deep
ening and improving the Missouri
river from Fort Benton, Mont,
to Sioux City. Iowa, as outlined
in Presidedt Roosevelt's recent
speech at Memphis. They will
also be asked to communicate with
commercial organizations of St.
Louis, requesting their coopcra-
ton in the effort to deepen the
river channel.
Fort Benton was the head of
navigation on the Missouri until
steamboat service was discontinue
ed upon the completion of the
Northern Pacific in 1888. An in.
commodious service is continued.
but only between local and widely
scattered points at various places
on that stream as we'll rs en- the
Yellowstone.
1t is the hope of the Helene
promoters plan that the river
may be dredged so far as again tt
permit of the running of freiah
steamers from St. Louis ane
Kansas City to Fort Benton, ane
also up the Yellowstone from it!
confluence with the Missouri a
far as Livingstone. In this name
the great freight congestion OF
Montana railroads could be re
lieved in marked degree through
the shipment of bulk and unperis
liable freight. and allow the rail
roads to handle the rush class an,
fuel.
Whether or not congress doe
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02
Notice for Publication
Department. of the Interior. l..

Department. Of the INTERIOR Land
Office at Huron, S. D.. Dec. 10. 1907
NOTICE is hereby given that Simon VIZ
ladscn of Forest City $. u. has filed notice
of his intention TO make final five year
proof in support of his claim. viz:
Homestead Entry No. l7l2S. made April
II. 1902. for the Eis NW4 and E't, SW,.
Section 80. township il9 range IS. and
that said proof will be made before Clerk
of Courts, atGcttysburg. s. ID. on Jan. is.
l."s. He names tho following witnesses
TO prove his continuous residence upon
and cultivation Of the land. VIZ
{: T. Swift. 4. T.. Ronhe.. 4'ranh Ricscli
ana a. a. .. w. Webb. an OF Forest City S. -.
l"-l2 c. A. BLAKE. Register
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02

Okobojo Times: a. c. Brink 5
man brought out an autimobilc
load of colored people last week.
who are interested in the colony
near Fairbank. They also pur-
chased a tract of land between
Okobojo and Pierre for which
they paid twenty six dollars per
acre.
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02
THE RlVERVlEW 40TEh PIERRE y
-Rates $500
New Construction Neat In Furnhlngs Apartments
Attractive Ia Surroundings
When wish good accommodations Q
Plerre RVERvEW-

auspices of Worthy Advisor,
IL. j. Eilam, who was reelected
as hall manager for the ensuing
year.
Admittance to the dance will be
by card, and the proceeds 90 into
the Gen. Fund of the camp.
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02
WINTER AT LAS1...AND BRIDGE

An all day snowfall Sunday
gave us four inches of beautiful
snow, but failed to freeze the
river over.
New Years was a happy day
because the ice bridge over the
river was completed after an un-
usually lonA delay.
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02

The above is picture of the U. :. Snagboat Alandan
believed be the last of it's kind that will again ply
the of the Old Muddy. She is reminccncc of 90
years ago when the first settlers Forest Cya which
time there four five others like her also engaged
assisting the Upper Missouri
These boats give way to the demand for Dredges
of equal greater draft permanent channel in
the river that its may be revived for the cav-
er, unpcrishable classes of freight
The St. Paul Pioneer-Pess recently had the following
say i'll reference to the Improvement Of the river:
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02
WOODMEN REFLECT
Their Present Officers, with Two
Changes
The Stayathomes Again leave a faithful
few TO dc the Work.

After several months of "noth-
ing doing" on the part of Forest
City camp 1912 NJ. w. A. just six
of the faithful few met at the hall
last Friday night and reelected
the present officers, with the ex-
ception of Watchman and one
Gen. Man. Walter Comcau and
Frank Pliska respectively were
elected to fill these places, and
Walter was also appointed as
Chief Forester.
The installation is to be held at
the time of the next regular meet
ing, Jan. 10. at six o'clock sharp.
and will be followed by dance to
he given by the camp, under the
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02

anything next spring. navigation
on the Missouri will be resumed
between Fort Benton and Mondak.
This boat will bring many miles
of good land into close communica
ton with the outside and undoubt-
cdly will result in accelerating the
coming of settlers.
Governor Crawford has appoint
ed as delegates to the Missouri
River Navigation congress which
is to meet at Sioux City, january
22-23, the following list of gentle
men:
Edward Mcbride, Lcbcau; n.
II. Kinglaan, Selay; Samucl
Howard. Gettysburg: A. w.
Ewert, Chas. l.. Hyde, c. T.. De
Land, Pierre: James Powers, G.
l.. Brockway, Chamberlain; j. u.
Bartlne, Oaconna; John Pietz.
Eureka; II. j. Gjclmc, Platte;
G. III. Dillon, w. c. Lusk, Sig.
Hanger. Yankton: o. w. Thomp-
son, John l.. jolly, Nermillion:
f. G. Erickson, A. o. Ringsrua.
Elk Point; G. w. Snow, Spring.
field; John +. Hughes, +. G,
Fischer, +. S. Rowe, Fort Pierre
S. \. Way. Watcrtown: c. w
Pratt, Gcddcs; Joseph Leach
Running Water.
Forest City press. (Forest City, Potter County, D.T. [S.D.]) 1883-19??, 1908-01-02
Forest City Camp No.
5312,M. w. A.

Meets the 2nd and 4th Fridays of each
month. Assessments are due and pay
able on or before the last day of each
month. Dclinquents suspended after
that date.
EDWARD ASHLEY. V. c.
f. p. THORNE. Clerk.
The Lancaster news. [volume] (Lancaster, S.C.) 1905-current, 1908-09-12

FOR SALE-Combination buggy and
saddle horse. Will also work to the
plow or wagon. For particulars apply
to J.L.McKinstry, j. Waxhaw, NC. 96-tf
The Lancaster news. [volume] (Lancaster, S.C.) 1905-current, 1908-09-12
A Warning to all Illegal Prac-
titioners of Dentistry

Sec. VIII. That any person who
shall, in violation of this act. practice
dentistry in the state of South Carolina
for fee or reward shall be liable to in
dictmeut, and all convictions shall be
hned not less than fifty nor more than
three hundred dollars; provided, That
nothing i'm this act shall be so construed
as to prevent all persons from extract
ing teeth.
Sec. y. That all fines collected shall
inure to the educational fund of the
county where the offender resides
This is warning that the law will
be carried out in Lancaster county to
the fullest extent.
Signed Douglas Mcintyre ID. ID. s.
Edgar j. Hinson " "
j. r.. Welsh &c "
j. T.. Rutledge " " ="
The Lancaster news. [volume] (Lancaster, S.C.) 1905-current, 1908-09-12
The OfficiaJ Count County
Nominees
Nominees.


The executive committee met
here Thursday in the court house
to canvass the returns and de.
clare the result of the second
primary. The committee was in
session several hours, not con-
cluding its labors until in the
afternoon. 1t was necessary 10
recount the ballots ir one box.
which were found to correspond
with the poll list. The close
votes OF Robinson and Hines for
the House and Phillips and
Reeves for magistrate at the
cotton mills necessitated an un-
usually careful, painstaklng
count on the part of the commit
tee. Hines was declared elected
over Robinson by majority of
Is votes, and Phillips over
Reeves by majority of 2. The
nominees, according to the Off
cial returns published in tabu-
lated form elsewhere, are
For Representatives.. Harry
Foster and Harry Hines.
Supervisor-G. Lewis Mobley &,
his majority over the incumbent,
l.. j. Perry, being 80.
Auditor-H. Ii. Horton, his
majority over j. Wylie Porter
being 4O5.
Supt. of Educational. c..
Rowell, his majority over G. N.
Sapp being 374.
Coroner--John King, his ma
jority over the incumbent, j
Montgome Caskey, being 534.
The vote for State officers is
published elsewhere in tabulated
form. 1t will be seen that
Smith carried this county for the
United States Senate by an over
whelming majority-1S00.
The Lancaster news. [volume] (Lancaster, S.C.) 1905-current, 1908-09-12

FOR SALE-Near town, 23 acres land
on Monroe road, one-half original
forest. Apply to F. r Massey, Ian
caster, sc. S7.tf
The Lancaster news. [volume] (Lancaster, S.C.) 1905-current, 1908-09-12
Bitten by u Dog.

Mr.. Herbert Horton, book
keeper for the Lancaster cotton
mills, was bitten by a dog Tues
day afternoon. Just as he was
in the act of lifting his hat to
couple of ladies whom he was
passing on Dunlap street, small
dog, which he had not observed,
attacked him from the rear, Bit
ing him on the ankle. Mr.. Hor-
ton went at once to a drug store
and had the wound cauterized.
The Lancaster news. [volume] (Lancaster, S.C.) 1905-current, 1908-09-12
Card.

wish to express to my friends in every
section Of the county my hearty thanks for
their enthusiastic support in the recent
closely contested election for Represent Ia.
tives. Though defeated by very small
margin fighting for the great principle of
working our highways by taxation, am
not discouraged. The principle for which h
| contended will endure.
w. Pressly Robinson.
The Lancaster news. [volume] (Lancaster, S.C.) 1905-current, 1908-09-12
Prizes to be 4toarded by Frank
Tim Circle.

Tin Circle.
To the person who makes the
most marked improvement on his
or her front yard during the
year, dating from Sept. 18th to
July 4th 1909, a prize of $25
will be awarded. This contest
is only open to persons residing
within the town limits. The
following prizes will be awarded
for the best handiwork-prizes
to be awarded 18th of Apr. 1909.
So for the handsomest drawn
work piece.
So for the handsomest en-
broidered piece.
$5 for the handsomest Batten
berg piece. Work returned
after exhibition)
The three last prizes are open
to females all over the county
and we urge one and all to enter
the contest.
For further information apply
to Mrs. w. K. Taylor, director of
Franklin Circle.
The Lancaster news. [volume] (Lancaster, S.C.) 1905-current, 1908-09-12

A called meeting of Dixie
Camp, w. o. W., No. 2S2, will
be held next Tuesday, Sept. 18th,
at s o'clock, p. M, to initiate
andidates. B. f. Adams, elk.