davidaulloa/AmericanStories huggingface dataset:
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
BaHk DlRECT0Rs FACE 4 DIFFICUIT
QUERY.

The following are she twensy -nine ques-
tions which bank examiners are instructed
by the controller Of she currency 10 ask
bank directors hereafter at every examin-
alton, ahe directors 70 be convened for she
especial purpose Of the quiz:
/. What is she number OF directors Of
the bank?.
2. What number was presents at this ex-
animation?
8. How many Of she directors know the
condition Of she bank in all its details?
4. How many haye bot a general knowl-
edge OF the condition Of the bank!
S. How many know nothing at all about
the condition Of she bank2
6. How many attend the board meet
iDgs with regularity?
I. Have she directors full knowledge Of
the habits and general standing of the
banks employees?
s. Do the directors approve loans before
or after they are made, or leave this inn
portant duty TO committee, or to she
officers of she bank?
9. If they approve loans, is their approval
of record in each case?s1
10. Can the directors certify to the gen.
uineness Of 1.-THE signatures to the notes dis
counted by the bank?
II. Do the directors authorize over
drafts?
l2. Do they saoitly permit officers to al
low overdrafts?
10. Do any Of the directors, other than
members Of the discount committee, exam
inc and verify loans and discounts?
IA. How often do the directors examine
and list all collateral held by the bank?
Is. How often do the directors examine
and list all stock, securities and real estate
mortgages owned by she bank?
Is. Do the directors direct the calling in
the balancing of pass books and satisfy
themselves as to the correctness OF the
work?
II. Do the directors require the verifi-
cation OF accounts current at irregular or
stated dases ana satisfy themselves as 20
the correctness OF accountss
Is Have the directors veriheo ontssand-
ing certificates of deposit, certified checks
and CASHIERS checks?
49, Have the directors examined INTO she
condition OF the lawful money reserve!
20 Do they know whether or not bank
notes are carried into the reserves
q. Does committee OF the directors
count the cash periodically!
q Has committee OF the directors
ever checked up the stock ledger!
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
Trolley Time Table


Schedule In effect Thursday September I5.lsos
Leave lakewood for oamden-S.5s a. M. an
every hour until 1858 p. IA.
Leave Camden for Blsekwood--4.5i .. m. ard
every hour untiI 1884 p. IA.
Leave Woodbury. for Black W ood--5. 80 a. M ans
every hour until II 80 p. m.
Leave Mantua for Camden-6.0 o q. b. s. IS q ne
and every hour until 1928 (nlid-ntghs1
Leave Camden for Mantua--5. q armand every
heur until 1I.2a p.
Leave Woodbury. tor Mantua- s5 so2 g. ~
and every hour until 1900 tmidnight.A
All the above are through cars to Camden
Night Cars Leave Woodbury. for Fedesas
street, Camden, 2.12, 40f q. m.
Leave Federal street. Csmden, for Woodhary
les, o. g. IA. Double fare on night ears
First cars from Woodbury. for Camt en- so sn,s
8 s. M, and every IS lninnses until e sa 4 m
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
The Old and the New.

Little Johnny's father is Il physician
and his mother is ii Christian Scientiss
Recently the little boy was threatened
with appendicitis. His sister. goine
into the room where Johnny was Il
bed, found a very indignant little boy
who made this complaint:
Father and mother won't let me
talk slang. but when | told mother how
sick ! was she said, Forget it. and
when | told father he said, Cut il
out '1l-Iudge's Library.
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
Utterly Selfish.

Nellie That Clara Sharpe is Just Il.
meanest. most utterly selfish girl | eve
saw. She never thinks of any one bu
herself. Dora Tell me about it, Nellh
II ran in there the other evening 70
a few moments. and while | was there
Mr.. Spooner called. It wasn't long be
fore he requested her to play. He
passionately fond of music, you know
Well what DO you think that girl did
She asked him to come to the piam
and turn the music for her, so that
couldn't talk to him.
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
DUSTY DIRT FOR LusTy LICE,

In The dusty days Of August you
should be hustling in the powdered
dust for louise busting stunts and dry
candy loan for winter and early spring
brooder bedding
Don't throw yorr money in the form
OF sulphur. lime and louise powder into
the dust box.
How do the English sparrows Kill
their crawlers? Eat EN-? No: they
just wallow IN the road.
Biddy is backward about roofing In
birthstone and li,sc
Then wood ashes bleach the shanks
and the pieces of charcoal make hel
white feathers Hack. but she does love
to roll in pure dirt,
It's mighty nice when the ground is
frozen solid and the slaing rains com
ing down 10 so To those barrels and
get nice clean. dry. sandy loan fol-
those brooder brides,
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
a MILLION LOST IN FEATHERS


The American people sleep ON IL
100000 tens Of feathers Wouldn't the
chickens. ducks. geese and turkeys
they once adorned be Il procession? For
all we know it might reach from here
to chicken heaven and return.
But we Americans import 100000
pounds of feathers a year. We are SO
on the garbage pile.
Thus poultrymen lose over ST 600, 600
year in their profits.
Pillows average three pounds, and the
feathers wear for twenty years, though
they should be renovated occasionally
The average family in twenty years
throws quantities of feathers on the
ash pile.
Then on farms and poultry plants
where fowls are dressed for market
very many are thrown away. and the
most of these people would feel in
suited IL you told them they are waste
full.
But 100000 isn't to be laughed at.
Some of us sit at the spigot day and
night to save for that rainy day. while
in many small things we let the profit
run out at the bunghole. In selling
name of good feather firm from your
dry goods merchant or furniture man
and send him samples.
Remember that chicken feathers are
worth more than turkey, goose than
duck, white than black and dry picked
than scalded.
II You ship Them mixed and they
are Of different values, the lowest value
will be paid for ALL
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19


wonderfully successful in promptly curing
lame back, kidney. bladder. uric acid trou-
bles and Bright's Disease, which is the worst
form Of kidney trouble.
DIR. Kilmer's Swamp Root is not rec
ommendedfoi everything but If you havekid-
ney, liver d bladder trouble it will be found
just tie remedy you need. Ithas beentested
in SO many ways, in hospital work, in private
practice, among the helpless too poor to pur-
chase relief and has proved So successful in
every case that special arrangement has
been made by which all readers Of this paper
who have not already tried il, may have a
sample bottle sent free by mail, also book
telling more about Swamp-Ro and how to
find out If you have kidney or bladdertrouble.
When writing mention reading this generous
offer in this paper and Ef
send your address to Z: ::Es:::sss
Dr. Kilmer & Co. Bing
hamton. N. Y. The .s. r.
regular fifty cent and Homo OF swamp-Root
dollar sizes are sold by all good druggists.
D0n't make any mistake, but remember
the name, Swamp Root, DR.. Kilmer's
Swamp Root, and the address, Binghamton,
N. Y, on every bottle.
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
At the BARRIERS.

Tonso9ial Expert cutting coIored
mans hair Rastus. your hair Is Just
like wool Rastus- Well. you didn't
'spect to lcut silk fo' Is cents, did yoh !
.-HarpeiSs Weekly.
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
TIVE RANGE.

THE RANGE.
II a clnker is forming on lining of fire.
box, promptly remove itwith poker.
| Do not use the shaker when you can
avoid it. A better fire can be made BY
using the poker from beneath, and less
coal burned.
| Shaking packs the fire into solid mass
preventing the air from circulating through
| it.
| IT, from any cause, the fire should be-
come dull, rake lightly and pus on the
drafts. DO not stir it over the top nor put
on wood.
See that the fire is left in good condition
at night. After it is thoroughly raked fill
she fire box, putting on all she drafts until
the coal becomes ignited; then arrange the
lids and hampers according to the strength
OF your draft.
To get the hest results, keep the ash pan
clear CT ashes. zhe CRATE is apt to burn
out should she ash pan become 50 full as to
prevent the free circulation Of air.
THE HEATER.
Many people burn their heater coal too
fast They force the fires too much, thus
burning more coal, getting less heat and
having more trouble with their fires shan is
necessary.
To get full heat value from coal, the fol-
lowing directions are useful.
Rake down all the ashes at the bottom OF
she fire; then FIJI the FIRE chamber full Of
coal. Turn on the draft of the furnace I'M
ell the coal ignites. This will take from
five to fifteen minutes, depending upon the
strength of the draft.
AS soon as the coal has igpited turn off
about three-quarters Of the draft by open
ing check in the smoke pipe, or any
ether device you may have for that pur-
pose.
Be sure and have the ash.pit door closed
tights, and the feeds door closed also. II
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19

cures made by DR..
Kilmcr's Swamp-Root,
the great kidney, liver
and bladder remedy.
It is the great medi-
cal triumph Of the nine
teenth century; dis
covered after years Of
scientific research by
DR.. Kilrer. the emf
rent kidney and blad.
der snariaiiSf or,I l.
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
Care Of Ranae and Heater.

Mr.. F. e Allen, successor to Pedrick
Bros, coal dealers, Of Woodbury., has is
sued a leaflet on care Of range and heater, in
which he gives facts Of general interist:-
Gloucester County Democrat. (Woodbury, N.J.) 1878-1932, 1908-11-19
DO you GET UP
WITH ALAME BACK ?
Kidney Trouble Makes You Miserable.

Almost everybody who reads the news
papers is sure to know of the wonderful
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29
HUNDRED DEAD
LOSS IS HEAVY
Flood Summary Shows Worst
in Experience Of Carolinas
and Georgia.
PEOPLE FLEE FROM HOMES
Business Demoralized, Homes Sub
merged, Houses are Undermined,
Bridges Wrecked and Trail
fic Suspended.

Atlanta, Ga, Aug. 29.-With the
the financial loss placed at from two
to five million dollars, the floods of
the present week throughout the
Carolinas and Georgia have been
the most severe experienced by these
states in their history.
Cities have been submerged, busi-
ness demoralized, stocks of goods
covered with slime, fine furniture
and house furnishings ruined and
buildings undermined and collaps-
ed.
In the country sections county
and railroad bridges have been
washed away in all directions and
railroad traffic brought to a stand
still
Among the farms acres of farm
land have been washed clean of
growing crops, while other hundreds
are covered with beds of sand and
slime and practically ruined.
Travel by railroad is impossible
and it is thought that many will suf-
fer for food and shelter before all
can be located.
Twenty-Five dead bodies have
, been recovered at Augusta and more
i corpses are being found every hour
1t has been reported that many
bodies were seen floating down the
Savannah river during yesterday
! but it was impossible to rescue them
Atlanta has started relief work
for her nearest sister city, Augusta
and today special express car was
loaded with food and supplies and
rushed to that city. Atlanta's city
council has appropriated $500 fol
! the flood sufferers and several hun
dred dollars have already been con.
tributed by citizens.
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29
SMALL VILLAGE
IS OVERWHELMED
Folsom, N. NJ, Is Wrecked by
Rush Of a Mountain
Torrent
Loss OF LIFE IS LARGE
Fifteen Persons Are Known to Have
Perished and Others May Have
Shared Like Fate-Prop-
erty Loss Heavy.

Trinidad, Colo, Aug. pa flood
in the Cimarron river, following a
cloudburst, washed away a number
of dwellings at Folsom, N. NJ, on
Thursday night, and fifteen persons
are reported to have been drowned.
Eleven bodies have been recovered.
Ten miles of track and twelve brid-
ges on the Colorado and Southern
railroad were washed out Trains
have been laid out forty-eight hours.
Meager details received here yes
terday say the entire town was
swept by the flood, which was
caused by cloudburst. Several
houses were swept away completely
and nearly every house in the town
was damaged. The advices say
searching parties have been formed
and that it is expected many more
bodies will be found
Folsom is in the northeastern part
of New Mexico, near Ration, on the
| Santa Fe railroad It's elevation is
about 1000 feet, and it is constant
, ly in danger of floods, which sweep
down from the surrounding noun
| tains whenever there is a cloudburst
or heavy rains in the hills.
The property loss is estimated tc
exceed 100000.
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29
THE CURFEW RINGS TONIGHT.
1t VIII Be SkidoO for Johnny When
the Fire Bell Taps.

1t is now skidoo for Johnny from
the streets when the fire bell taps
one strike at nine o'clock at night.
The curfew ordinance which has
been dormant for five or six years
has been revived and will be rigid
ly enforced by City Marshal Dixon.
This new order became effective
Friday night and when the bell was
tapped at nine o'clock there was a
skurrying homeward of the juvenile
street loafers. City Marshal Dixon
said the ordinance would be enfore-
ed to the letter and children must
stay off the streets after the hour
above stated All children under
sixteen years of age come within the
provisions of this law II they come
down town after nine. O'Clock they
must be accompanied by a parent or
guardian or have written permis-
sion from such parent or guardian.
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29
FARMERS UNION TO SEEK LAW
Want Measure Enacted Preventing
Handling Of Quotations on Cotton.

The Farmers union of Texas will
ask the thirty-frst legislature to
pass law prohibiting the telegraph
companies from transmitting within
the state New York quotations, and
making it a misdemeanor for any
person within the state to quote
prices sent out by that institution.
The leaders of the union will base
their demand upon the premises
that the prices promulgated by the
New York exchange are fictitious
and fraudulent. While the anti-buck-
ct shop law has in part given the
union relief it asks, it is claimed
that the proposed measure is need
ed to clinch matters and put the ex-
changes out of business In Texas.
President Neill. in discussing the
proposition, declared that the New
York exchange cost Texas farmers
millions annually. Last Friday"
ooAu ICoAoCAI ANCAAl, kuluICo uC-
clined 81 points. Spot cotton was af-
fected to the extent of $1.25 per
bale. The drop was purely fictitious,
yet II Texas had sold 100000
bales on that basis the state would
have lost $1,250,00O. Such prices
are fraud upon the farmers, since
the prices are not made in a legiti-
mate manner.
New York is no longer a cotton
market or cotton port. Last year
only $4,000 bales of spot cotton
were handled through New York,
though millions OF bales in futures
were bought and sold. New York
prices are the lowest in the world,
because they represent an average
of the spot and future prices. Gal
weston is the highest cotton market
in the world for the reason that its
quotations represent spot prices"
President Neill declares that the
object of the Farmers union Is not
SO much to get Is, cent cotton as to
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29

out before Judge w. w. Nelms, who
set the hearing of the case for Sat-
urday at O'Clock. 1t resulted in
bond being fixed in the sum of $500
in each of the three cases, which
was made, and Roach was told he
could go free until such time as the
grand jury would have passed on
the complaints put up to them. Had
the bond not been granted, the prob
ability is that he would have been
alive and well today.
Released from the custody of the
officers and the Jail cell which he
had occupied for three days, Roach,
within two hours or a little more
after he went forth from the court
room, was found lying on bed in a
rooming house, gasping for breath,
with gaping wound in his right
breast and another in the back on
the left side.
All attempts to secure a state
ment as to how Roach received his
wounds was fruitless. Mounted Off
GERS Davis and Hanie received call
from the Griffin street place about
4;30 O'Clock. Arriving there they
learned that Roach and another man
had had difficulty and that Roach
had been wounded. He had already
been removed to a little house on
North Lamar street, where his
wounds had been dressed
1t is said, however, that Roach s
assailant is known to the officers
where he is, of course, is another
question.
The exact cause of the unfortun-
ate mans death is given as pneumo-
mia, which DR.. w. E. Grow, who at
tended him, feared from the very
first. In addition, according to the
physician, the wounded mans resist
ing power was shown to be slight.
Police department detectives are
working on the theory that Roach
was killed by member of the band
to which they claim he belonged, the
intention being to get him out OF
the way, on the principle that dead
men tell no tales 1t is limited that
at the proper time Roach woult
have turned states evidence an(
turned up" the gang
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29
Bryan Day at Corsicana.

Arrangements have been complet-
ed for big Bryan rally at Corsi-
cana on Saturday, September 5. The
object of this gathering is to raise
funds for the national campaign.
Several prominent speakers will be
present. Congressman Jack Beall
has accepted an invitation to de-
liver an address in the interest of
tie national ticket.
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29
MAN DEAD Of
KNIFE WOUNDS
Youth Is Fatally Stabbed Soon
After Being Released
from Prison.
MYSTERY IN THE TRAGEDY
Although Realizing That He Was
Doomed, Roach Refused to Reveal
the Name Of His Assailant.
Officers Working.

Dallas, Tex, Aug. 29.-Ollie
Roach, alleged to have been the
head of band of house burglars
that have operated extensively in
Dallas, and probably in other Texas
cities, is dead and the police detec-
tives of Dallas have another Grimm
al mystery to unravel The body of
Roach is being held at the morgue
of local undertaken, pending ad-
vices. 1t is believed that Roach had
a sister living in Dallas, but she had
not been located by the police.
In Roach's case the irony of fate
is shown. He was arrested Aug. 10,
following the attempted burglariz-
ing of three boarding houses, and
when discovered in the houses, made
excuses each time that he was look
ing for some one and had gotten in
to the wrong room.
Detectives Duncan and Dewitt,
after an investigation, arrested
Roach, and the former officer filed
three complaints, charging burglary
against him before the county at
torney.
A writ of habeas corpus was sued
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29
COTTON DAMAGED IN SPOTS.
Condition Has Improved Steadily
Since the Recent Rains.

Since the Recent Rains.
Encouraging reports as to the
condition of cotton have been COM
ing in the past few days. The heavy
rain which fell Sunday, August %,
was followed by dry weather with
plenty of sunshine, resulting in the
appearance of new forms on the
plant in a way that indicates that
the loss sustained by the ravages of
worms somes weeks ago will be more
than overcome. 1t seems that the
worms have confined their work to
restricted areas. In some commu-
mites there are fields in which the
plant is almost bare of fruit while
perhaps an adjoining field will yield
from one-half to bale per acre.
1t is estimated that the recent
rains and the sunshine which fol-
lowed has been worth thousands of
dollars to the farmers of Ellis coun-
ty.
Friday afternoon two representa-
tives of this paper, accompanied by
, Mr.. H. P. Mizell and Feliz Erwin
| made an inspection trip around by
| Howard and Nash. The cotton along
! the road the first six miles out
| from Waxahachie appeared to be in
excellent condition The plant has
| attained a good growth and is load
| ed down with matured crop. On
| the thin land the plant is a little
small but the yield will be fairly
good. AS rule the plant yet has
plenty Of vitality and is still bloom
ing freely. In the vicinity of How
| ard few fields were found In which
the yield will be comparatively
light. The stalk is almost free of
fruit and no blooms were observed.
From Howard to Nash and from
Nash to Waxahachie an average
crop will be gathered. In some in
stances the yield will be fully a
! bale to the acre.
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29

secure and maintain stable prices
on the product. This can only be
done, he declares. by eliminating the
quotations sent out by the New
York exchange, and so obviating
their influence upon the spot mar
ket of Texas.
1t is believed that the action of
the union in Texas will be copied by
the state organizations throughout
the cotton region of the country. 1t
is certain that the Farmers union
of Oklahoma in their recent conven-
ton adopted the Texas plan, and
will ask the next legislature of Ok
lahoma to pass the same restrictive
measure as is planned in Texas.
President Neill and the union at
large will ask the cooperation Of
the merchants and bankers in car
rying on the crusade against the ex-
changes. He declares that if every
merchant in Texas, who buys cotton
would refuse to consider the New
York exchange quotations such a
law would not be necessary. He will
ask the merchants to base their pur-
chases upon the SPOT market at Gal
weston
President Neill leaves Thursday
night for Galveston, where he will
be in conference Friday and Satur-
day with the managers of Farmers
union warehouses, of which there
are 800 in Texas The conference
will discuss the central warehouse
convention, and will proceed to put
it into immediate effect.
While no official information is
given out on the subject, it is be-
lieved that the action of the Texas
convention in failing to fix a mini
mum price on cotton is an indica-
ton that the union will not this
year attempt to hold cotton for 5
cents, but will rather sell through
out the SedSOu dl the beSl prices OD-
| tainable.
! This change of policy on the part
of the union is further borne out by
the fact that central selling agen-
cy will be maintained, which will
| furnish daily spot quotations and
crop conditions to every warehouse
manager in the state, and constant
| tab will be kept upon the amount OF
cotton Oh hand. It is stated by Pres.
ident Neill that the railroads have
arranged to provide every facility
| for quick shipment during the pres
| ent season.
Some lawyers doubt if the legis-
! lature of the state have the power
to prevent the telegraph companies
from handling New York quota
tions, but most of them are of the
opinion that the legislature. would
have the power to prevent the prices
being quoted within the state as a
basis of cotton purchases.
The legislative committee of the
union will at once take the matte,
up with the members of the next
legislature, and will try to get ac-
tion on the measure early in the
next session. President Neill's visit
to the San Antonio convention may
have had some connection with the
proposed measures.-Fort Worth
Star.
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29

epecial attention Is given to harness
racing events. Mr.. Peay met with
some encouragement here and 1t Is
understood that he will return in a
few days for the purpose of perfect
ing an organization.
The Waxahachie daily light. [volume] (Waxahachie, Tex.) 1894-current, 1908-08-29
Asbury Grove Celebrates.

Asbury Grove, Mass. Aug. 20
Many visitors arrived today to at
tend the semi-centennial celebration
OF this famous camp meeting resort
The festivities begin this evening
and will extend through next week.