Twice-a-week plain dealer. (Cresco, Howard County, Iowa) 1895-1913, 1908-11-27
HOW ABOUT THE HAIL STORM?
The "Old Reliable" Farmers Mutual
Gives You Protection Against 1t.

The Farmers Mutual Hail Insurance
Association of Iowa, the pioneer Hail
Insurance Association of the State was
organized by men who for twenty years
or more have been leaders in mutual
insurance and have saved the farmers
of Iowa millions of dollars, among
whom is w. A. Rutledge, whose repu-
tation as friend of mutual insurance
is more than state wide, and who has
for fifteen successive annual meetings
been reelected by the members as
Secretary and General Manager of the
Association.
1t has paid over 81, 100, 900. 90 in losses
to Iowa farmers in the past 16 years
and this is nearly two and one-half
times as much as all the losses paid by
all the other hail insurance companies
in Iowa put together. Nearly 100 losses,
amounting to about $25, 900 were paid
to the farmers of Howard and Winnie
SHE'D counties this year. No other in
surance'company in Iowa can show a
more economical management, as The
"Old Reliable" Farmers Mutual Hail
Insurance Association has paid more
than $7s out of every S100 collected
from its membera back to its members
for losses. and has taken less than $22
out of every 500. for expenses. This
is even better showing than thecoun-
ty mutuals of Iowa can show and they
have always ben considered the most
conservatively managed associations in
the state. We would not detract from
the excellent record these county NUT
uals have made, as they have saved
the farme's of Iowa millions of dollars,
but if we can show even better record
of economy and thrift, then we are en-
titled to equal confidence of the farm
ers of Iowa.
In 1896 over $500, 600 in losses were
paid to Iowa farmers and on an assess
ment of only 8 per cent.
Every farmer should look up the
record of this Association and place his
insurance where he is assured of fair
treatment in the event of loss by Hail
storm.
The 'Old Reliable" Farmers Mutual
now has plan of insurance enabling ii
to settle losses in an equitable manner,
the acreage plan whereby A MEM
BER'S CROP is VALUED AT THE
AMOUNT OF INSURANCE HE
PLACES UPON 1T. Under this plan
its highest assessment has been $500
on $lOO and yet lit has the record Of
having made three annual consecutive
assessment averaging only 81 per 500.
1t does not deduct anything for har.
vesting. threshing, husking, ormarket
ing, nor does it take into consideration
the price of grain but pays by the acre
as above outlined. This makes adjust:
ments easy and gives entire satisfac.
ton. Every reputable farm paper il
Iowa has spoken well of the .Old Re
liable" Farmers Mutual and it is te-day
without an equal in the amount of cash
surplus per capita on hand with which
to commence this seasons business.
| Its record is an open book andsit is
proud of it. Some Hail Insurance AS
sociations have run their business il
such way as to bring Hail INSURANCE
to disrepute, but The "Old Reliable
Farmers Mutual has the confidence anc
respect of the State insurance depart
ment, and it was Auditor B. F. Crrsol
himself, who in the investigation O
the methods of some hail insuranc,
companies toSecretary:Rutledge, of tn,
Farmers Mutual, and said: Mr.. Rut
ledge, your Hail insurance is right. ;
If anyone doubt the standing of Th
"Old Reliable" Farmers Mutual Hal