The Manning times. [volume] (Manning, Clarendon County, S.C.) 1884-current, 1908-09-23
4 Home Institution,

Sa1a W shA W - a es - ~
The safest, soundest and most re-
liable Life Insurance in the world
has been put within the reach of the
common people. The Old Reliable
Southern Mutual has done it.
The plan of this splendid company
is no experiment., no new-fangled
scheme to fleece the public. II is the
old original plan of Mutual Life In
suranca introduced in England two
hundred wears ago and was in vogue
in this country until Life Insurance
became so popular that spectators
se1zed upon it to enrich themselves
and gradually advanced charges un-
til. for many years past, they have
collected in premiums three dollars
for eyerv one they pay back in death
losses. Their plan is simple, bold,
bald-face robbery, by which they
have piled up hundreds OF mli!!ons
of dollars unnecessarily taken from
the pockets of the people. They pay
their officers enormous salarles,
sometimes as much as a hundred
thousand dollars year, while those
who control them speculate on their
immense surpluses of hundreds OF
millions Of dollars and become mil
lionaires, and worst Of all, out OF
lhese vast surpluses, fifty millions OF
which is collected annually out OF
their policy holders in twelve South
ern States, they make large contrl-
buttons to campaign funds to secure
the elections to congress and other
high official positions, men Who are
pledged to support measures calcu-
lated and intended to still further
rob the people of these Southern
States. (See testimony taken by Leg
islatiye Committee that investigated
the affairs of those insurance com.
panies in New York
These so-called strong" Northern
companies are taking from the peo-
pie of Georgia alone, in premiums
every year, six millions of dollars,
only one-tkird oS which. ever comes
back to pay death losses. This is
nearly twice as much as people have
to pay in taxes to support their State
Government, including the pension
roll, the public schools and all other
State institutions.
The mission of the Southern Mu-
tual is to stop this enormous drain
on the productive industry Of the
South by furnishing the soundest
and safest Life Insurance ever offered
to the people, at one-thlrd OF what
those robber companies charge for
their policies, and thus put this wise
provision for our dependent ones
within the reach Of all-the small
farmer, the mechanic, the preacher.
the teacher, as well as the planter,
the merchant, the manufacturer and
the banker. 1t does this by cutting
off every speculative feature Of Life
Insurance and charging its patrons
only what is actually necessary TO
pay economical operating expenses
and death losses. Its officers and
agents are paid 10 salaries, but each
are allowed a moderate commission
on what he does. If he does much he
gets what he would make at any
other legitimate business; if he does
nothing he gets nothing.
It piles up no reserve" to invite
speculation and enrich officers and
favored agents, and thus leaves IN
the pockets of its policy holders two
thirds of what the speculative COM
padies take out of them.
It's plans and methods have stood
the test of the most rigid scrutiny
for many years. Its strong points
which commend it to an Intelligent
public are:
!. 1t is the safest, soundest and
surest Life Insurance in the world.
The payment of it's policy is as Ger
tain as thai of United States bond.
2. It is the cheapest life insurance
ever offered to the public, its policy
costing only one-third of what most
other companies charge.
3. The money you pay 1t to meet
death losses does not so to New
York or Chicago, never to return,
but is kept in bank in your own
home town by a treasurer selected
from your own home people who has
esta blished a character for honesty
and fair dealings, and who is under
an ample bond secured by one OF the
strongest surety companies IN Am
merica.
4. It hrs, moreover, large deposits
of securities in the treasures OF the
states in which it operates, for the
protection of its policy holders. Its
policy is as simple and plain as an
ordinary promisory note. Any one
who can read can easily understand
it, and it is as good for what it prom
ises to pay as a United States Bond.
1t adds as many dollars to the value
of your estate as it calls for strength
ems YOUR credit and above all, pro-
vides for the immediate wants OF
those you love when you are taken
from them.
Your branch is a home institution,
managed by home men, and the
money you pay it stays at home, and
it is paid out in death losses, at home,
not in other States thousands OF
miles away.
Can YOU afford, when you can so
easily and so cheaply protect your
family against want, when you are
taken from them, to run the risk or
leaving them unprotected?
The agent of the Old Reliable
Southern Mutual is in your midst.
See him and secure a policy before
it is too late.
The Clarendon County Branch OF
the Southern Mutual Life Insurance
Association is a heme institution.
J. T. Stukes, ......... President.
Charles w. Wells. ....Treasurer
TRUSTEES:
J. NJ. Windham, E. B. Gamble,
DavidsC. Cantey, James f: Bradham,
W. r. Davis, Robt. L. Fielder,
Geo. NJ. Hicks, Rev. R. E. Smith,
Jas. F. Cole.
1t is q complete Insurance Company
within itself. Managed by its own
county officers, selected because of
their high character and business
ability. I'll Home Institution, got
ten up by home people, is kept at
home, in a home bank and is paid
out to home people.
There is no safer company. GOOD
as the best and cheapest OF all. con-
sistent with safety. Has SIT, 100000 OF
securities on deposit to guarantee
the payment of its policies.
To become member, you pay an
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