The Manning times. [volume] (Manning, Clarendon County, S.C.) 1884-current, 1908-09-16
A Home Institution,

liable Life Insurance in the world :
has been put within the reach Of the :
common people. The Old Reliable
Southern Mutual has done it.
The plan Of this splendid company :
is NO experiment, no new-fangled :
scheme to fleece the public. 1t is the
old original plan of Mutual Life In
surance introduced in England two
hundred wears ago and was in vogue
in this country until Life Insurance
became so popular that spectators
seized upon it to enrich themselves
and gradually advanced charges un-
til. for many years past, they. nave
collected in premiums three dollars
for every one they pay back in death
losses. Their plan is simple, bold,
bald-face robbery, by which they
have piled up hundreds of millions
of dollars unnecessarily taken from
the pockets of the people. They pay
their officers enormous salaries,
sometimes as much as a hundred
thousand dollars year, while those
who CONTROL them speculate on their
immense surpluses of hundreds. OF
millions Of dollars and become mil.
lionaires, and worst Of all, out OF
4hese vast surpluses, fifty millions OF
which is collected annually out OF
their policy holders in twelve South
ern States, they make large contrl-
buttons to campaign funds to secure
the elections to congress and other
high official positions, men who are
pledged to support measures calcu-
lated and intended to still further
rob the people Of these Southern
States. (See testimony taken by Leg.
islatiye Committee that investigated
the affairs of those insurance COM
panies in New York;
These so-called s'strong" Northern
companies are taking from the ,peo-
pie of Georgia alone, in premiums
every year, six millions of dollars,
only one-tk ird oS which ever comes
back TO pay death losses. This is
nearly twice as much as people have
to pay in taxes to support their State
Government, including the pension
roll, the public schools and all other
State institutions.
The mission of the Southern Mu-
| tual is to stop this enormous drain
on the productive industry OF the
South by furnishing the soundest
and safest Life Insurance ever offered
| to the people, at one-third OF what
those robber companies charge for
their policies, and thus put this wise
provision Tor our dependent ones
within the reach Of all-the small
farmer, the mechanic, the preacher.
the teacher as well as the planter,
the merchant, the manufacturer and
the banker. 1t does this by cutting
off every speculative feature OF Life
Insurance and charging its patrons
only what is actually necessary TO
paw economical operating expenses
and death losses. It's officers and
agents are paid no salaries, but each
are allowed 81 moderate commission
on what he does. If he does much he
gets what he would make at any
other legitimate business; If be does
nothing he gets nothing.
It piles up 40 reserve" to invite
speculation and enrich officers and
| favored agents, and thus, leaves in
the pockets Of it's policy holders two
thirds of wha't the speculative CONF
padies take olut of them.
It's plans and methods have stood
the test Of the most rigid scrutiny
for many yes,r Its strong points
which CONNIE nd it to an intelligent
lpublic are:
1. It is the safest, soundest and
surest Life insurance in the world.
The payment, of its policy is as Ger
tain as thai OF United States bond.
| 9. 1t is the cheapest life insurance
ever offered t % the public, its policy
costing only one-third OF what most
other compan des charge.
3. The mon ey you pay it to meet
death losses does not go to New
York or Chic ago, never to return,
but is kept in a bank in your own
home town b Y a treasurer selected
from your ow home people who has
established q, character for honesty
and fair dealt, lgs, and who is under
an ample bone secured by one OF the
strongest surei ~ companies IN Am
merica. :,
4. It hrs, moreover, large deposits
of securities in the treasures OF the
states in which it operates, for the
protection of IFS policy holders. Its
policy is as simpl and plain as an
ordinary promise ry note. Any one
who can read can easily understand
it, and it is as goot for what it prom:
;ses to paw as a Or ited States Bond.
Il adds as many d. ollars to the value
of YOUR estate as it calls for strength
ems your credit an q above all, pro-
yides for the inn Mediate wants OF
those you love wht en- you are taken
from them. :.
Your branch is home institution,
managed by hon le men, and the
money you pay it tays at nome, ana
it is paid out in dea th losses, at home,
not in other States thousands Oh
miles away.
Can you afford, when you can so
easily and so clnear'ly protect your
family against want, when you are
taken from the1 n, to run the risk OF
leaving them Unprotected?
The agent Of the Old Reliable
Southern Mutu al is in your midst.
See him and Sc cure a policy before
it is too late.
The Clarendo County Branch of
the Southern NJ utual Life Insurance
Association is g heme institution.
J. T. Stukes. .::-.-.... -.,9resloent.
CQarleS w. w el3 -, - = = @Se~Se~@0A
TR ESTEES:
J. NJ. Windhs I'm, E. B. Gamble,
DavidsC. Cantey,, James F. Bradham,
". R. Davis, Rol>s- L. Felder, u: w.
Alderman, Jr., Cteo. NJ. Hicks, Rev.
r. E. Smith, JAS, E Cole.
It is complete Insurance Company
within itself. NJ, saaged by its own
county officers, selected because OF
their high char aeter and business
ability. It is Ho ne Institution, got
ten 10 BY home people, is kept at