davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1908-09-15

This burden viii fall not merely upon the stock
Nuch banking capital would inevitably be driven
our OF the business and such remained would
have 10 make good losses by reducing the rate
of interest To IT'S depostorS and increasing the rate
Of interest upon loans The profits Of the banking
business ike those Of the merchant. the manu-
facturer and the farmer depend upon good manage
Yq,e0r The attempt make all the prOrtS OF good
M ns cement hear all the losses OF bad manage
rnent is A step IN the socialstic process which
would level ali distinctions between thrift. enter
prise and sound Judgment on the one hand. and
recklessness. incapacity and failure on the other
sion for any such scheme. The business men or
the country need guarantee OF bank deposits.
Thav know with whom they dealing when they
select a bank for deposits. and their intelligence
and knO~rledge Of affairs amply sufficient for
their own protection in making the selection. The
wage earners of the country the multitude OF peo-
ME ~ small savings familiar Web Nusiness.
SO far as they live IN places where there are saw
ncs banks have practically perfect safety for their
depcsts and over eight and a half million OF them
are enjoying that safety now with good rate OF
New-York tribune., 1908-09-15

The extraordinary voyage OF our oattlesElip feet,
c3-cUrnaVigatfnE South America. 10 the extreme
northern boundary Of our Western coast across
the wide Pacific 20 far-oH New Zealand and AUS
trala and 50 along its way around the world,
hss evoked much discussion as 70 both poltlcal
and naval policy In both Of these the develop
ments OF the voyage have shown that the policy
q the administration was sound and farstghted
There Is other thing which the voyage mas
shown beyond peradventure-ft is that there mas
been only sound and honest work under the Navy
Department in construction, IN equipment and IN
training The uuexanpled test 70 which this fleet
has been subjected absolutely excludes any posi-
bity OF graft or sackness false pretence IN ma
va administration.
The PosroHFce Department has increased It's re-
cepts So $50 3 in 1897 10 SS3bs5eS % IN
lSr. = has increased the number Of pieces handled
from II g2 ls3 IL 1897 2 255 Sc 367 IN 1907 II
has increased the rural free deliver routes from ~
II 1897 g. 72s in 1907 and 1920 In 1908 serving
Arizona republican., 1908-04-01

not only saddles but all kinds of harness as well. they employ from eight to twelve of the best mechanics it is possible 10 secure. and by using Eberhards saddle leather in their saddles. and the famous OallwoOd brand of oak tanned leather in their harness in conjuction with their mod crn electrically driven machinery, they are able to turn out goods that defy competition when tie word Quality" is given the consideration they place upon it. The United States Govern ment vas cuick to realize this point and ordered all harness used on the Reclamation work from this firm whose bid was not the lowest, but whose goods. the experts said were the best.
 The facilities for turning out large contracts on short notice was demon strated last July. when they made loo set of double work harness for Grant Bros. of Los Angeles (who are the largest railroad contractors in the wesD in three days. They not only manufacture and carry an enormous stock of saddles and harness. but
Arizona republican., 1908-04-01

'Nhich they emphasize in connection w'th 'ard is that the best is the chaep- est. | costs just as much per acre for water, for seed and for cultivation on pocr land as on good. but without the same fstuTBs in crops. In other words. lhe best net result comes from the best soil This firm has land for sale in all parts of the valley. but specializes and recommends the following:
 General farming lands in the neigh borhood cf Glendale, in the rich soil designated by the United States soil map as Glendale Loess and commonly known as Cave Creek Wash. suitable for alfalfa. canteloupes. grain, sugar beets. deciduous fruits and general farming. Citrus fruit lands. near the foothills lying north and northeast of Phoenix. where elevation. temperature and suitable soil is found for the pro- ductiob Of the now famous Salt River Valley oranges. pomelos. lemons, etc.
 Residence tracts of , and 10 acres cu Central avenue in the subdivision of Orangewood. six and one half miles north of Phoenix. suitable for oranges and all other fruits. alfalfa, etc
 Both gentlemen have hand cordi- ally extended to the stranger who seeks information about Salt River Valley. whether prospective buyer or not. All who call or write for infor- nation are assured of warm wei come and of courteous treatment
Arizona republican., 1908-04-01

half and is far superior to electricity or gas. W. C. Houston, an expert me chanic Of Los Angeles. has recently acquired an interest in the business and takes an active part in the me chanical end as well as all other branches of the business. They have for the past few years seen the urgent need of good tire preparation that could be fully guaranteed and at the same time would give desired results. They are today offering the Tire Wonder that expert mechanics in this line of work say. is more than the name implies. It absolutely heals puncturcs without clogging the valve. feature never accomplished before with preparations of this character, and in addition it does not make the tire heavy on one side
 Mir. Griswold bears the distinction of being the pioneer bicycle man Of Phoenix. having been in this line of work for If years, consecutiVely. He is a native of Pennsylvania. but has lived in this section so long he is looked upon almost as native product
Arizona republican., 1908-04-01

example of an up 10 date place of this character and the management is to be congratulated upon the excellent ser vice they have made it possible for the public to enjoy.
 This progressive firm Is composed of Walter L. Norris and Clarence \. Miller. who have developed the busi- ness up to the cnviable position they have attained They are of the younger generation of business men whose wide acquaintance extends throughout the Salt River Valley. The former is native of Arkansas but came To this ection in 1881 when a child. and has grown with the valley and city. and if there is d resident here who does not know Walter as he is familiarity called. they must be new corners. MT. Miller is a native of Pennsylvania. who during his four years residence. here. has not only made q wide acquaintance but whose pleasant personality coupled with his knowledge of the business has been a great factor in their rapid progress. They are both loyal boosters for Phoenix and the valleE
Arizona republican., 1908-04-01
sPAULoING- -RINARO COMPANY
Real Estate, Leans and Invest
 ments.

The city of Phoenix is rapidly cx- banding it's interests and the real es- tate department especially is doing it's full share toward building up the city as well as the surrounding country. This requires men of ability and en- ergy. as well as commercial activity. and these traits are to be found in d number of the leading real estate and investment houses. These qualities. as well as reliability and integrity. are to be found in the Spaulding- RinarI Company. who maintain an office at 200 West Washington Street. and are extensive dealers in city and ranch property. both improved and unm- proved Their number of years resi- dence in this valley places them in d position to not only fully understand realty values but soil and climatic con- ditions as well and the thorough Knowledge gained, places them in position to fully acquaint the pros pective settler or home seeker with information that is of great value tu one unacquainted with the system of farming in vogue in this country
 They also maintain a Joan department where they have ample cash to loan on good improved realty. at reason able rates. This progressive firm is composed of l. A. Spaulding and W. C.
 Rinard. The former came to this sec tion from Iowa (his native stateD in 1895. and engaged in the planting and culture of orange groves for d number of years. and was one of the first to help demonstrate the fact that Arizona could produce oranges that connois- seurs and eastern commission men say. have no equal. He planted and ~devel- oped the famous Munger and King groves that are today not only pointed tp as models, but as money producers as well. His knowledge relative to
Arizona republican., 1908-04-01
B. G. PEcKA, REAL ESTATE.

Real estate agents are the prime factors in the development of any To- cality The investor. the capitalist the manufacturer and the mechanic. alike seek information. suggestion and advice at their hands, and they cannot be ignored where success is to become an assured feature in the building up of a community.
 Phoenix. like all other cities of it's class, offers the good and bad types of investments and the safe and dubious termixed and 10 the stranger and i'm expert. so difficult to distinguish the one from the other as to need the as sistance of a specialists services which are not merely valuable. but essen italy indispensable when any invest ment of moment is projected. No CT Tor in judgment is made. however if the choice falls upon B. C. Pecka. whose sixteen years residence in this section has placed him in a position to fully understand soil and climate conditions in the different localities throughout the valley. knowledge he gladly imparts to any one who will call upon him ur write. He not onlN sells and exchanges real estate. but buys for himself as well He makes quite q speciality of city property and his books also contain a large and .tf.fr1 1i.-F of groves and farm property that he can cffer at prices and terms to suit pur- chasers He makes a speciality of subdividing large tracts. making all the necessary improvements and sell ing the lots tO prospective builders Cr home seekers on cas- payments
 In addition be also operates an in- SuranCe and loan department where he issues fire and life insurance policies and loans money on improved realty in any reasonable sums. He executes deeds and leases iS a notary public and pays particular attention to rent als and collections for local people or non residents
 MT. Pecka is native of Indiana. but has spent the past sixteen years in Phoenix and for a number cf years was associated with the City Water Company leaving that corporation t1 engage in the realty business which he has developed to the point where he no doubt records as many realty transactions as any similar concern. He dcvoteS his entire time and ener- gies tO the business and is always ready to render his advice and aid tO any one desiring to better themselves in locating or in investing
Arizona republican., 1908-04-01

fruit culture and suitable soils is of
 inestimable value to him in his realty work and prospective buyers find il a source of satisfaction to have the call
 upon tine services of one so proficient.
 Mr. Rinard is also d native of Iowa. and has spent the past r. wears in this section. He is well and favorably known throughout the country as he had q livery and sales stable here for several years, and is also the owner of a quarter section of the famous Salt River Valley land. His thorough knowledge of ranch values coupled with his wide acquaintance through out the farming sections. enable his firm to offer as large d listing of de- sirable property as any similar con cern. Any one contemplating a change of residence can do no better than to communicate with the above men, toned firm relative to descriptive lit- eratUre and what they have to offer.
Arizona republican., 1908-04-01
JOHN L. lRvlN-REAL ESTATE

All students of economies are agreed that the farmer or land owner is tie most independent man in any walk If fife. Here. where it is possible to raise from two to seven alfalfa crops each year the rancher, on a few acres. soon becomes independent and is able to maintain himself and family in con'- fort and come to market in his auto If he so desires. In an issue Of this magnitude designated to set forth facts and figures of the wonderful possibilities existing. and the great diversity of products this famous valley produces it is necessary to acquaint the prospective settler with the men whose integrity is above question and who act as tn" medium Of exchange between buyer and seller. John l.. Irwin is one of them. Since locating in the valley. he has spent t-n years of the fifteen in ranching and is glad to impart knowledge thus gained to any one who desires it. Mr. Irwin still maintains an interest ir the famous Ward Orange Ranch. that practically demonstrated the fact that an orange could bc pro- duced in this locality that was perfect ly ripe six weeks in advance of all western oranges. During his' fiv" years in reait, circles. h. platted and sold the Monte Vista Addition. and has n" doubt sold as much real estate through out the valley as has any man in the same length of time.
 \ ;.rOvision of th" National lrriga- ton Congress act restricts individual holdings to 8 quarter section. 160 acres ur less. and for that reason owners of a larger acreage have placed ther holdings in the hands of q wide a. wake real estate man. and MT. Irwin has as larg d list of this desirable land to offer as any one. Eastern farmers who desire to make a change for the better should get in communication with him relative to what he has. MT. Irwin is q native of North Carolina and during his 15 years resident in Phoenix has always been closely identified with that has the future wei sfare of this section as the objective point
Arizona republican., 1908-04-01
THE DEVELOPMENT OF THE PlO-
 NEER STABLES.

There are no more enjoyable forms
 uf diversion than those afforded by
 riding and driving. and especially is
 this true in this land of well nigh per
 pctual sunshine and good roads. In
 this connection it may be said that
 Phoenix is especially fortunate in
 having within it's boundary first
 class livery and boarding stable. which
 is well and favorable known through
 cut this section as the Pioneer Stables The origin of this business dates back to seven years ago. when Ambrose
 and Norris started it with twelve head of horses on Washington street, where
 they remained for four years and were
 compelled to seek larger quarters. They moved to East Adams street and the firm became Norris and Miller. They soon found that location made
 quatc for their rapidly increasing bus mess and moved tc their present location on south Third street. where { they today consume quarter of q city block and from a start cf twelve horses. they are now feeding between { forty and fifty head. and are fully equipped with the best and most sty- ! fish outfits obtainable for light livery, 1 as they do not cater to or keep any heavy outfits at all IL is possible to { secure on a moments notice neat and ] attractive outfit with toppy animal over which it is q pleasure to stretch { the ribbons. and. in addition they have a fine line of well broke and gaited saddle horses for ladies as well as gen tlemrn The Pioneer Stable is a gnod
Arizona republican., 1908-04-01
THE ARIZONA ELECTRIC COM
 oAMY
V. R. Norris, Proprietor.

Mechanical ingenuity and applied science have played a leading role in the advancement of our country, and are responsible for many valuable de- vices which have been instrumental in increasing the efficiency of modern machinery. Electricity has been one of the most potent factors in the ad- vances which have been made and a considerable responsibility. therefore, rests upon electricians and those deal ing in and handling electrical supplies. A house that has stood the test of time for the past ten years is the Ari- Zona Electric Company which is com pletely equipped for all kinds of cleo trical construction and repair work.
 In addition to carrying a complete stock of electric supplies. sundries. etc. they are prepared to handle and execute any sized contracts in this line in Phoenix and surrounding territory. The close relations they have estab liShed with Los Angeles and Chicago manufacturers in the fixture line, en- ables them to supply anything desired on very short notice. The installing of motors. and electric fans is a feature they are fully prepared 10 cope with. for they have kept constantly in touch with the demands of the times and the requirements of the trade and have every facility necessary for the com plete success of the business.
 VII Norris. the proprietor, of the business is a native of Missouri. but has spent the past 9 years in Arizona. in fact So long that he is looked upon an product of the west.
Arizona republican., 1908-04-01
H. S. oRiswoLD 6 COMPANY
The Pioneer Bicycle Firm of
 Phoenix.

When IT, S. Griswold first came to Phoenix 1J years ago he did So with the sole object of regaininS his health. He accomplished this the first year and then embarked in the bicycle business in a small way which began to grow and expand as the town de- vclpped and today he is at the bead cf d business that would do cred- it 10 metropolitan city. The well stocked establishment at 34 and SG West Adams street contains one of the largest lines of bicycles in the Terri tory and during the past 14 years of his successful career he has secured the exclusive agency for such well known wheels as the Racycle. that took the grand prize at the St. Louis Worlds Fair over all competitors. also such makes as Reading, Standard. Hudson and ElmOre. They also have q second hand department that simply teens with bargains that have been used q short time which arc offered at very reasonable figures An i'm pcrtant feature of the business and one that they take special pride in. is that fact that they maintain the most complete repair shop in Phoenix. haV- ing fully equipped il with every me chanical device that will assist tC make their work superior 10 others. In addition they also carry a full and complete line Of bicycle supplies and sundries. Since taking the agency in this section for the Pitner Lightning System. they have been working won ders with this new system of light. as il reduces the expense practically one
Arizona republican., 1908-04-01

the wholesale and retail grocery busi-
 ness. later disposing of that and ac- cepting position in the County Treasurer's office. where he gained valuable information relative to land values throughout the county and al the same time became well acquainted with ranchcrs and property holders in this section. He is not only well known in general business circles but was identified for sometime with the Union Bank and Trust Company. re- signing position with them to form a realty partnership that is doing as much as any similar concern to help build up the most productive area un- der the sun. This firm is always glad to communicate with any one who desires to better his condition. and will gladly mail for the asking, the latest descriptive literature of the wonderful, possibilities existing throughout the valley.
Arizona republican., 1908-04-01
THE ELLIOTT EVANS COMPANY


 The latest Real Estate Corporation to launch it's boats on the business seas of Phoenix Is the Elliott ETans Co. located al 15 E. Adams street. The incorporation was made last No vember. hut active operations were not started until January last. The corporation opened offices at No. 15 F.. .AGams street ard at his desk in these offices Mr Evans can now. be found each day.
 Elliott Evans has been in Phoenix for II years and has been rancher and still owns a 160 acre dairy ranch on which he operates a large cream cry. His knowledge of real values is second to no man in the valley and his experience as a. rancher makes his talk as from "one, having authority. He knows as well as any man just what can be done with a given piece of land and what he says to prospective buy CTS can be relied upon to be the truth. No man in Phoenix is any more highly thought of by the general public than is he and tine corporation at which he is the head should have an honorable and profitable career.
 His wide acquaintance and the high esteem in which he is held has already given the corporation a fine line of city and ranch properties to dispose of, and some Of the best things in the val ley in the way of real estate invest ments are on tap at the office of the Elliot Evans Co. at F East Adams street.
Arizona republican., 1908-04-01
E. J. BENNETT 6 co.

In a country which is growing. ip public favor as fast as is tilc Sa,t River Valley. Inere are usually found any number of firms and individuals engaged in the real estate business; and Phoenix has as large a share of these enterprising gentlemen as is us- ually found in cities Of this class. But it shall only be our endeaVor in this issue of the Republican to bring to the notice of those eastern friends who may wish to buy a home in the valley such firms and individuals. in this line of business. as have proven their claim 10 public confidence and in- dividuals in whom the people of this community have every confidence-to the end that people who read this great issue of the Republican can write any of these gentlemen and rely absolutely upon what any one of them may tell them.
 Following this plan il is pleasure to recommend the subjects of thls sketch. F. J. Bennitt & Go.
 This firm was organized last fall and is composed of F. J. Bennitt. Franklin D. Lane and J. F. Kelly. MT Bennitt. the senior member of the firm. has been in the real estate busi- ness in Phoenix for the last fourteen years He is president of the Valley Bank of which he was one of tho original organizers. and with which he has been connected in an official cap acity since 1883 No man in the Salt River valley or any where else. stands higher with the people that know him than with hn ple of this community.
 The other members of the firm are young men and arc deserving of praise for their far sightedness in choosing the right kind of a man with whom to form business relations.
 The firm has a large list of improved and unimproved ranch property. They control the sale of twenty-five quarter sections of land in the orange belt near the foot hills. This land is being offered at from S100 to s200 per acre and is in every way as good orange land as can be found in Southern Cal ifornia where the price ranges from S400 to s100 per acre. Their list of city properties includes some good revenue producers. They are also Of fcring tbe Bennett Addition to the city of Phoenix, which lies north Of Ben nett Lane and west Of Center street. This addition comprises eighty acres and is in the very heart of the best residence district. and is the only a1di= ton that imposes building restrictions.
 The firm has recently purchased several tracts on North Center street which they will sub-dividc into three and five acre lots.
 Their improved and unimproved dairy and chicken ranches arc all good buys. In short any buy in the valley is a good bur and the firm of F.. J. Bernitt & Co. will make your deal for you and treat you absolUtel; square.