St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

dS 1OA1OWo
Upon return of this policy to the COM
pany, accompanied by evidence satisfac-
future (here insert 1''annual," .'semi-an-
nual' or "quarterly',) premiums to
Except as herein providedothe payment
Of a. premium or installment' thereof shall
not maintain the policy in force beyond
the date when the next premium or in
stallment thereof is payable.
All premiums are payable in advance at
said home Office, or to an agent of the
!. signed by one or more of the following
officers of the company Gnsert titles of
officers who may. sign receipts). n
A grace Of one month subject to an in
: terest charge at the rate of ....... per
centum per annum shall be granted for
first. during which month the insurance
shall continue in force. If the insured
shall die during the month of grace the
any amount payable hereon in any settle
coNDITfoNs-(The, policy may here
provide for restrictions Of liability by rea-
son of travel, occupation, change Of resi-
dence and suicide. These restrictions, ex-
cept, such as refer to military. and naval
BILE only to cases where the act Of the in
Bured provided: against occurs within two
years after the ISSUANCE Of the policy.)
Observation-Disclosures policy con-
%Btitutes the entire contract between the
parties and shall be incontestable, from
Its date, except for nonpayment of premi,
IN m this anq poi GeSept All IS st ate9rM1ae m paGslo ea
the insured shall, in the absence of fraud,
be deemed representations n not war
ranties and no such statement shall avoid
: this policy unless it is contained in q
written application. and a copy of such
application shall be endorsed upon or at
tached to this policy when issued.
ae ar ate IE Or IF # the 5a q of the naf be asan iary
has been overstated, the amount payable
hereunder shall be u as the premium
paid would have purchased at the correct
age.
participate in the surplus of the Company
and beginning not later han the end Of
mine and account for the portion Of di-
visible surplus accr9ing hereon;
OF the owner of this policy shall on the
iieere may nay be- be- inserted inserted; latter # ea the Y Srsf
year") be either "' ''A D'''
q) Paid in cash. or
CO Applied toward the payment of any
prGsmniqAm npf Or pf re fbs puf or Of Madam
additions to the policy, payable in twenty
annual installments at the same times as
the original amount insured under this
twenty i insstsilments shall discharge St the
company from all liability on account of
such dividend additions: or
the policy with interest at (here insert a
rate not exceeding. that used by the com
pany in calculating snd its y. r res 1a Per per
maturity Of the policy. but w%ithdrawable
on un aay aa the owner OF Of i this p 'poliey shall
mailing by the company, of a written no
shall be paid in cash:
m h1mN have been 'p psid, the the COMPANY yaaFs Pr at
any time, while this policy is in force, will
advance. on the proper assignment Of this
policy and on the sole security thereof, at
q rate Of interest not greater than. ...:.::
per centum per ,annum, which interest, If
not paid annually, shall be added to the
principal and bear the same rate of In
terest. a sum equal to-, or, at the option of
reserve at the end of the current policy
year REQUIRED to provide for the twenty
for any dividend additions thereto and no
more, computed according to the (desig-
nate mortality table adopted by the com
pany for computing reserves) mortality
table and interest at the rate Of (desis-
nate rate OF interest adopted by the com
pany for computing reserves per cent
UNI per annum, less (here may be inserted
~ ~ i ne = lnan Two ana ~one-half) per cent
UNI OF the amount insured by this policy.
and of any dividend additions theretn'
The company, however, will deduct from
such loan value any, existing Indebtedness
to the company on the policy and any I'M
paid balance of the premium for the cur
rent policy year, and may collect interest
In advance on the loan to the end of the
current policy year. Such loan may be
ing six months after the application
therefor is made. Failure to repay anv
such advance or to pay interest shall not
avoid this policy unless the total indebt-