Daily press. [volume] (Newport News, Va.) 1896-current, 1907-07-28
ANYTHING |NSURABLE
There Are Companies That
VIII Take Risks Oh AL
most Any Old Article.

| declares not long ago. Ills statement
Is literally correct, says the CHICAGO
| Croniclo. a man may insure practi-
cnlly anything he cares to cover. II
Is all Il matter of rates. whether IL is
| lightning or fly-wheels he fears.
whether he plans To protect his bag
gage as II tourist or his samples as Il
commercial drummer.
Are you afraid to walk around after
night? Insure against footpads. Do
you anticipate an attack from Il zeal
Gus politician or business rival? Go
to an up to date company, pay its
| price and YOU will be financially pro.
tected. Are you Il prize fighter. about
To join an important battle. ana wish
Insurance In case of defeat? 1t is
your $ FOR the asking. providing only
YOU attend to that same little matter
of premium, which, in such case, Will
he based upon your past performances
in the ring. One may even insure
himself against habitual drunkenness.
against being kept awake nights by
the lslrking of ncighbor's dog. or
against the loss of his teeth. whether
by age or accident.
These possibilities are not more
strange than the actlialitics on record
jubilee all the stand owners. florists
ana decorators covered any chance %,
loss through postponoment of the pa.
radcs or by bad weather by shifting
uor Premium the burden or worry
upon the willing shoulders of that
monumental association of gamblers
-Lloyds. In those cases l-loyds won
but when the coronation festivities to
have been held in honor of the sew
cnth Edward were Cancelled owing to
that monnrch's sudden illness the nm.
derwriters are said to have lost not
less than $l.000.000. The betting (for
practically II was that against tho
kings being able To 20 to Wcstmin-
ster Abbey on the day appointed was
100 to 20.
Here are few other picturesque
risks on which Lloyds has spcculat.
II guaranteed the owners OF jun
DO the Zig circus elephant, against
loss through his death on the voyage
to America.
II agreed To pay Il certain prima
donna the cost of her gowns in ease
Victoria (thcn I'D died before her
series of concerts was completed.
in honor of the jubilee of the Prince
of Wales would be popular
II insured n glass bed. packed in 20
cases, shipped TO an oriental potcn-
| tate.
1t has many times guaranteed pro-
motors of athletic contests against
loss through bad weather.
Who or what Is this "Lloyds?" asks
many n good American
The concern is the most remarkable
unconscrvativc( ragtme institution in
, Johnny Bulls wide empire. Ii has
no system" 1t will take chance
at anything from the gonuneness Of
an alleged Panama hat to the number
OF minutes stricken monarch can
cling to life In brief. Lloyds is the
most gigantic betting Institution in
the world. II sprang into existence
| early nthc 18th century getting its
! name from certain coffee house
kept by one Edward I.lyds Sea cap
| tains used 10 conGregatc about its
tables To talk shop" often spcculat-
| ing among themselves on the fate Of
| carsoes in transit From this sprung
up Il regular lnsncss on what today
would be called cooperative basis
| OF insuring vessels. the scvcnty-ninc
| original members of the informal as
| ISOLATION coming later TO figure on a
ships chances even before she had
cast off from her wharf II was tho
| birth of marine insurance.
/ But other risks were covered too.
| till the present day group of gamb.
} lcrs. numbering something more than
1000. came into heing, ready to insure
anything under tho sun on which
there Is prospect of winning reas-
enable pcrmium. ANY number of
these men assume Jointly risk (the
usual number is - or 15l. each bccom-
ing responsible for his pro rata por-
| ton of profit or loss. the general body
merely STIMULATING that each member
shall deposit with tho treasurer s25
600 as n guarantee of his financial re.
| sponsibility,
Lloyds loses heavily al times. Int
wins largely in the long run.
The palicics most often contracted
by these incorporated bettors cover
risks upon footlight artists (slngers
and pianists mainly and valuable ami.
mails, whether pets or money carncrs
C. &. racchorscs or performing
beasts
Voice Insurance is said to have or.
iginatcd with Nine Patti Qlaroncss
Ccdarstromc) who carries policies of
$500 against liability to sing at any
one performance and $4,000 against
n total loss Of voice. What her perm
inms are dcnoncnt knowcth not. but
it is fact that only twice in her long
and brilliant career has she benefited
through tho speculation In each case
Iloyds handed over $500 and. natur.
ally. considers the lady an Al risk
Animal insurance is usually for u
limited time during journey or
through season when the weather
differs widely from what ;hcy have
known In their native wilds For 2
VOYAGE the rate per cont on the mol.
icy's total varioh nnhcr ordinary LII