Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1907-01-09

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An appropriation should he made
also to enable the reformatory to build
a wall around the institution.
/ recommend also an appropriation
! for the purpose of erecting and equip
! ping Il gymnasium and natatorium.
! Perhaps so per cent. of the boys who
come TO the institution are in very
! critical condition, so far as physical
health is concerned. It is only through
careful and systematic exercises that
( health can he restored to n great many
| Of the unfortunates assigned 10 the
! care of the institution. In the sum
| mCr months. ample opportunity is ar
| forded for out-of-door gymnastics, but
during inclement weather and through
the long winter months there are 10
/ facilities afforded for exercise.
Training Schools.
The Illinois Training School for
Girls and st. Charles Home for Boys
tons for their enlargement to meet
steadily growing requirements
The 81 Charles School for Boys is
Il new departure in corrective institu
tional work. 1t deals with boys be
tween the age of 10 and II years. 1t
is now thoroughly established and will
meet he expectations of the state in
giving to delinquent boys proper moral.
mental and industrial training.
1t is not yet thoroughly equipped
tn accomplish the best results or meet
the increasing demands.
recommend Il thorough investiga-
tiCn of the needs of both these institu-
tons.
Insurance.
The subject of insurance and ade
Gulte laws for the regulation Of the
business and the protection of the in
terests involved. are subjects of com
mqnding Importance to the citizens of
this state.
\ careful examination Of the pres
ent statutes and the events occurring
during the past two years shows the
necessity of additional legislation on
this subject.
The insurance superintendent should
lie made by statute the attorney for
service in this state for all insurance
companies authorized to do business
here while any liability remains out
Standing against the company i'm this
-
as such attorney for several classes
Of companies and should he for all.
Such appointment would designate Il
known official of the state upon whom
service of process could be obtained
ana provide against any difficulty or
uncertainty in case OF death or remov-
nj the attorney after Il company had
withdrawn from the state.
Fire Insurance.
In the law governing fire insurance
companies and regulating the transact
ton of this class of business some
changeS or amendments, and the enact
ment of some new regulating pro
visions are deemed desirable and inn
portant.
\ provision should be enacted pro-
hibiting one fire insurance company
from owning the stock of another
similar company. The law should not
permit the capital and securities
which II requires a company to hold !
for the protection and security of its |
own policyholders to be risked in the |
ventures of another company doing the |
same kind Of business.
The statute should be so amended |
as to more clearly and explicitly define !
and fix the liability with which COM |
pany shall he charged for unearned |
premiums on risks in force. in determ- |
lining the question OF its solvency and |
in its annual statements 70 the tlsur- |
ance department and should prCI cribe |
the credit which a company shall he |
allowed OH such liability for that part |
of it's business reinsured in another |
company. The contingency of large |
confiagrationS such as have occurred |
in recent years. seriously involving |
many companies, suggests the impor- |
lance of clearly defining the COM
panies' liabilities of this character in
determining the question of solvency.
The law should furthermore prohibit |
any special deposits made in particu-
lar states for the exclusive protection
OF the company's policy holders there
in from being counted or advertised as
assets in this state in excess of the la
bilities secured thereby. because in
case of insolvency the policy holders
in such states are preferred to tbs ex
tent of such deposits, depriving policy
holders in this state of any protection
therefrom.
State Fire Marshal.
The enactment of Il law providing
Tor the appointment of tho state fire
marshal should receive your careful
and favorable consideration. 1t is well
known that a large part Of the annual
fire waste is attributable to careless
ness or other preventable causes and
10 incendiarism. Such law would I'M
have the effect of reducing
the annual fire waste due to fncendiar-
ism or preventable causes. save annu-
ally a large amount of the material
wealth and taxpaying property of the
state and benefit the insured by effect
ing reduction in the cost or his in
snrance. Such law is now in force