Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1907-04-01
SOME STRANGE ACCIDENTS.
Insurance Companies Find That Pco.
pie Get Hurt in Queer Ways.

NhdliSdS Wy fotstl.p
Several years ago a clerk employed
In wholesale dry goods house went
into the Office of the agent of an ac-
cident insurance company.
Il want my money! he said alb.
ruptly. I've had an accident"
What Is FTP"
Broke rib"
Howl
'Coughin'.''
What's that?" demanded the agent
my! but you must be hearty
cougher. How'd you do it?"
Just coughin'," replied the man.
Here's the doctors certificate"
And he really meant It," said the
agent yesterday. "One of his ribs
was broken. too. But we never could
just figure out how he did 1t with his
coughing apparatus. We commended
that it was not an accident covered by
his policy and the courts sustained
us. He collected no insurance.
Persons very frequently try to col
lect accident insurance for injuries
they infict on themselves" said an
insurance agent. "A man in Ohio
got a 'crick' in his leg while putting
on his trousers and got $3.50 from
the company. Another man dislocated
his shoulder while turning ever in bed
and collected from the company.
Unless one makes study of the
insurance business he cannot know the
deceit that policyholders practice.
have known men out of work to de-
clare they had a sprained back OF
limb which rendered them unfit for
work And / was satisfied at the time
that there was really nothing wrong.
But they needed money and preferred
TO lounge about the house in an easy
chair.
"A man here in Kansas City laid
his hand upon a block and deliberate
ly cut off his fingers so he would coll
lect accident Insurance..
MANY accident insurance policies
provide for payment to the holder of
a. certain sum i'm event of partial dis
ability There is a certain lot of peo-
pie who take advantage of these
clauses at every opportunity In fact,
it seems sometimes that they make the
opportunity. They want money for a
sprained finger. for a stubbed toe, for
touch of rheumatism and all things
of such kind.
There is a case pending in the
Texas supreme court now which has
an odd feature. A feud existed be-
tween two men, one of whom was a
physician. The physicians income
was about $4,000 year He took out
about $4,000 In insurance much OF
it accident insurance. After he had
carried these policies a. couple of
months he went to his enemy and de-
manded that he sign a lie bill This
is a Texas term meaning a retraction
A quarrel ensued and the physician
was shot and killed. The insurance
companies refused to pay the policies
on the ground that the physician had
taken insurance in excess of the
amount he would have been able to
carry. The case is still in court.
There are some men who can't get
accident insurance. Chief among
these, / presume, is the pugilist. He
stands no chance at all with the COM
panies.
can odd case is that of the woman
who got too much laughing gas at
the dentists She didn't get over it
for three weeks-was disabled for
work, and it cost the company $57.14.
She said it was no laughing matter;
that the laughing gas had made her
sick and she wanted her money.
Insurance agents have quiet fun
sometimes at the expense of their Gus
toners. was in st. Louis one day,
talking to a we'll known agent. An
lrishman with his head bandaged