St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

tranties, and no such statement shall avoid
THIS policy unless 1T is contained IN IL
written. application and a copy OF such
tached to this policy when issued.
II the age Of the insured has been un-
derstated, the amount payable hereunder
s mai De such as the premium paid would
PARTICIPATION.-Thi policy shall
not participate in the surplus Of the COM
paay aEd beginning not later h a the
policy year the company win annually
determine n account for the portion Of
the diYisible surplus accruing hereon.
DIVlDENDs...Dividends at the option
...............day IF
Of each year Chere may be inserted "Af-
ter the first policy year. or latter second
% Paid in cash. or
~ Applied toward the payment Of any
prsm1um or premiums, or
ad sdi ihppl1 fn ito to- the purchase Of paid up
~ Lett to accumulate to the credit
OF the policy with interest at (here insert
eom rase not IT e csie1,5i that used BY the
maturity r,artum PEI Of IN mum nn1;o and IL, Raya;hls at the
b afy a%hah hs ownsr Of 81 th th} Rol bSSlijcv ,na,,
e1eif oeh Ter, within three months after
tHi, ce regu 1y the s, cGSmp;any Of 2 written NO
shall iGbS be paidd i IN CASH. s5heotion' the dividends
LOANs-After three fun wears, nreri.
n I'M haYe been paid the company, at any
a a,%s when IN this Izop policy is in force, viii
policy and IN the sole securitv thereof
at a rate Of interest not greater h n1
f not paid %a Pan angu@ aha Mih1 be- a anfe5ei f.
the principal m bear the same rate Of
interest; a sum equal to, or, at the OPP
t tSs T re- eae ow at the Of t and pe 81 {{his less su t9 b
policy year OF this policy and on anv
d dayaiga additions thereto, computed ac-
e eGnntsS to the DESIGNATE mortality table
reserves) mortality table. and Interest
at the rate Of designate rate OF. inter-
E tng adopted by the company for conput-
hsre may be. Inserted R Rot a more th tsna
Two apd one-half) per centum Of the
diVHIns 'n s9Gi4io by this policy and Of any
E any however. will deduct from such
t1an value any existing Indebtedness to
p paI dcG ba}ancye on n, this ths policy and any un-
rent policy year, and may collect interest
IN van on the loan to the end Of the
d DEFERRED pf by ti yea com saGh loan fer ma may be
therefor is made. Failure to repay anv
not notn av aaGa this p o5 TO u gay interest fSa tata shall all
equal or exceed such loan vaiue at time
1 1ot aeeh s daa1qrf have and p betn one mai %Gnt h after t..
company to the last known address Of the
'n sur son ana OF the assignee. If any:
vided shall be exact exacte sa1 as as a p nege1n Rife
AssIGNMENT-No assignment Of this
potGy IS sh IA be- be bi I1,fH upon the COMPANY
no responsibility as to the validity Of
OPTIONS ON SURRENDER OR
LAPSE-After this policy shall have been
IN force three full years, the owner, with
n elect an a. T to adce adtf the a Value d ef z I'll; n6 %sy
IN cash: or co., to have the insurance con-
tinued in force from date of default, with
out FUTURE tu partieipation and without the
Guiding any outstanding dividend addi-
tons. less any Indebtedness to the COM
c gamY 7 ee na9g or or e. g2s to p mae ns1d non ion paf ri.
as this policy. The cash value, will be
policy and on "a any yAt Dividend vi aedaoi additions al ta1s
ignate mortality table adopted by the
taiity table ana Interest at the rate Of
designate rate. Of. interest adopted by
the company for computing reserves>
be inserted ssartein not Str more aaeu Than rei two h and % oneg
half per centum of the amount insured
by this policy and Of any dividend add'-
d%ebtedness to the company on this policy.
ferred by the company. for not exceeding
six months after he application there
for Is made.
The term for which the insurance will
be continued. or the amount of paid un
policy will be sue as the cash value will
purchase as a net single premium at the
attained age, of the insured, according to
the designate the mortality table adopt
ed by the company for computing re-
serves). mortality table and interest at
the rate Of designate rate Of interest
adopted by the company for computing
reserves) per centrum per annum. II the
porary Insurance shall be more than
sufficient to continue the insurance to the
end of h endowment term named In
this policy, the excess shall be used to
purchase in the same n non-part;-
cipating paid up pure endowment. pay
able at the end Of the endowment term
n on the same conditions: Il the own
fault, surrender this policy to the COM
pany at its home office for. a cash sur
render value or for paid up insurance, as
/ provided in option (a) and Co, the in
surance will be continued as provided in
ontion %.
computed in accordance with the above
provisions and upon the assumption that
there is no Indebtedness on the policy,
and that there are no outstanding d1vi-
lend additions.
CAT the option of the company the fol-
ures apply to a policy for $1,000: As this
up insurance or pure. avail
able in any year will be......the amount
stated in the table for that year,