davidaulloa/AmericanStories huggingface dataset:
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
Many Persons
Badly Injured
Train Conveying Eight Hundred
Employees On An Excursion
ColIides With Freight.
F1FrEEN BODIES RT'1ovERED
With Many More Still in the Debris
of the Wreck and Injured
Number Many.
rRv AnaooIatea Preap.l

SALEM, Mich, July 20-It is re-
ported that a Pere Marquette excur-
sion train bound from Ionia to De-
troit was wrecked at 10 o'clock this
morning two miles east of here. 1t
Is reported that between thirty and
forty persons were killed.
local freight train collided with
an excursion train from Ionia bear
ing employees Of Pere Marquette
from the shops to Detroit for their
annual excursion.
At noon twenty-five bodies had
been taken from the wreck. There
are probably fifteen more. Five
cars Of the eleven of which the ex-
cursion train was made up escaped
destruction. There are scores OF in
jured. About eight hundred per-
sons were on the train.
Many of the eight hundred on the
excursion train were women and
children all bound for a holiday in
Detroit. They left their homes in
Ionia at o'clock this morning.
The wreck occurred on a perfect
1y straight and level piece OF track
two miles east of this village, at the
Washburn crossing.
General Superintendent Trump, OF
the Pere Marquette. says the respon-
sibility for the wreck rests with
some employe who failed to obey or
ders.
Shortly after the wreck all the
doctors from this village and neigh
bering villages were at the scene of
the wreck. The uninjured passen-
gers were already at work rescuing
the injured and recovering the dead
The doctors set to work to give them
medical attention.
Many freight cars are piled up In
heap OF wreckage. which is so
great it will take twelve hours to
clear the track. Three passenger
coaches were telescoped and the
fourth and fifth smashed into match
wood. 1t may be several hours be-
fore it is definitely known, how many
were killed. Although probably one
hundred and fifty children were
among the excurstonists, it is a
strange fact that but few of them
were injured. Nearly all the dead
and injured are men.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
Pipe Line Law
Up First Time
Wheeling Gas Company Tenders
Bonds to Cover Damages for
Easements To Be Taken.
ATTORNEY SMITH IS JUDGE
Sitting in the Cases by Special EIec-
tion-Quick Method of Con-
demning Rights of Way.

A new law passed at the last ses-
sion of the legislature providing for
the quick condemnation of lands for
pipe line and other purposes was the
subject of the attention OF the cir
cult court for the first ime Saturday
since its enactment
The cases are those Of the Wheel
ing Gas Company against Porter
Maxwell, W. Brent Maxwell, A. w.
Smith and others, involving right OF
way for a pipe line through their
lands in the neighborhood OF Mt.
Clare and Lost Creek.
The company rendered It's separ-
ate bonds, according to the new law,
IN payment of damages for the ease
ment, for the Judge to pass on as to
suff1ciency of amount to cover dam
ages.
In the absence of Judge John w.
Mason, who was selected to hear the
cases, Edward c.. Smith, OF the local
bar was elected special Judge for the
purpose.
other defendants besides those
mentioned are Samuel Sheets, Hay
mond Maxwell, NJ. w. Smith, r. w.
sommerville. A. G. stonestreet,
Hiram Lynch and William Stone
street There are still others who
have not yet appeared to answer.
The day was spent in making OBJ
jections to the fling of the bonds.
the objections being on every tech
nicality possible. such as insufficient
cy as indemnifying bonds. drawn
badly and the like.
Objection to the bonds themselves
will follow in three days after Mon
day, when the objections to the filing
of them will be concluded,
In some instances the, bonds cover
damage at the rate of two dollars
a rod.
Objection was also made to the
bond in the injunction case against
the Mudlick school trustees relative
to the drilling of an oil well ON the
school lot.
The pipe line cases are attracting
a great deal of interest on account
of the novelty of the law in such
cases.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
Couple Charged With Living Unlaw.
fully Together for Nine Years
Are Now Legally Married.

John S. Keener and Mary Jane
Stewart, of the Simpson creek neigh
borhood. who are under bond to ap-
pear at the next term of circuit
court to answer to the charge of
having lived together as husband
and wife for nine years without be-
ing legally married. have just re-
turned from a wedding trip. We'd
nesday they went to Oakland and
were united in marriage Friday by
the Rev. Mr.. Workman, pastor of ST.
Paul's Methodist Episcopal church,
at his home there. after having pro-
cured marriage license from the
county clerk OF Garrett county.
Keener insists that he~marrIed his
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
PITCHED BATTLE
Is Fought Between Would-Be Negro
Murderer and Officers
of the Law.
ny Assoc4ated Press.1

CHATTANOOGA, Tenn, July 90
Mitch Murphy, negro, today shot
and seriously wounded Ira Bailey, a
motorman, at East Lake, suburb.
The negro escaped but was later To-
Gated in a house. He refused to
surrender and fired on the officers.
A pitched battle ensued with the
negro shot and fatally wounded as
the result.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
KEENERS RETURN
FROM WEDDING

wife in Garrett county nine years ago
but told Magistrate Gordon that in
order to save the trouble and ex-
pense of hunting up the record Of
the marriage he would take his wife
to Oakland and marry her over
again.
The county clerk of Garrett coun-
ty declares there is no record of a
marriage license having been issued
to them nine years ago in that
county.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
CARS RUN WILD
In Local Railroad Yards and Do n
Considerable Property Damage,
BY Smashing Other Cars.

At 11:45 o'clock this morning
a yard crew let some freight cars
get from under their control. They
ran down the grade west of the
station, crashed into other cars and
caused much wreckage. The main
track, however, was not blocked.
The damage amounts to several
hundred dollars.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
a FIsHING PARTY.

Messrs. Hugh E. Garrett and NJ. A.
Manning. of Wolf Summit. and Lot
Hansford. of Salem. and Misses oma
Garrett, Alta Smith and Zeppa
Thompson, of Wolf Summit, cousti-
tute a fishing party on Hughes river.
George Linkswiller. of Reynoldsville
accompanied them as cook.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
BROTHERHOOD DIsBANDs.

The Presbyterian Brotherhood did
not meet last night, there not being
enough present to hold the meeting.
The hot weather interfered and 1t
was decided to disband or suspend
for the summer.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
BITTEN BY RAT
C. ID. Norman is in the City in Very
Critical Condition, With Blood
Poison Threatened,

Charles D. Norman. OF Quiet Deli.
is here in critical condition as the
result of a bite by rat. received by
him at his home last night. while he
slept. Medical attention is being
given him. The member bitten is
badly swollen and blood poison is
threatened.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
KOREANS
BURN PREMIER'S HOME
Mob Numbers One Thousand and
Commits Arson During the
Premier's Absence.

+ TOXIC, Japan, July 20-A dis
patch from Seoul says an enraged
mob Of one thousand persons attack
ed and burned the residence Of the
Korean premier today. The premier
was absent at the time on visit to
the palace.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
MoToRMAN KILLED IN
TROLLEY COLLISION.
[By Asaoctated PreaH.I

LOUISVILLE. KY, July 2O-A
southbound car carrying employees
of the Louisville 6 Northern Rail-
way & Lighting Company dashed in
to a trolley car this morning at
Watson, Ind, near Jeffersonville.
William P. Hobson. motorman, of
Jeffersonville. was killed, and four
others injured but not fatally.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
FOG ENVELOPS
NEW YORK CITY
BANK CLOSES
rBy Assoctated Prens.1 /

WASHINGTON. d. c.. July 90
The Farmers National Bank of
Boyerstown, Pa. was ordered closed
today by the comptroller of the cur
rency upon the report of national
bank examiner, showing the bank to
be insolvent. The bank capital Is
$4,000.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
HERTzoG HAS TYPHOID.

A. Paul Hertzog of the Daily News
is at Enterprise with well de-
fined case OF typhoid fever. 1t is
the hope of his many friends that
the attack may be light and that he
will soon be we'll again.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
SERIOUS ASPECT

MoSTON, Mass, July 2O-The
condition of seamen Bush and
Meese, two surviving victims of the
Georgia explosion. assumed a ser
ious aspect today.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
DIVORCE GRANTED
&ll SH -HSa&
To the Wife OF Earl of RossIyn in
City of London.
TBy AsBooiated Press.1

LONDON, Eng, July 20-The wife
of the Earl of Rosslyn, formerly
Miss Anna Robinson, of Minneapolis,
was granted a divorce from her hus-
band today.
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20


Generally wynne ehtnss
pb oimefd
om1e nsso
a think
The daily telegram. [volume] (Clarksburg, W. Va.) 1901-1926, 1907-07-20
EOPLE READ AND BELIEVE m The TELEGRAM
THE WEATHER

IPaFtly eIoady tonlsh. enc sanaa,
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10

County Commissioner

I HEREBY announce myself Candi-
/ date for the Office of County Commits
sioner of Allegany County, subject to the
choice of Republican Voters at the next Pri-
mary Election. -
JOHN G. MERRBACH,
June X District No II.
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10
Religious.

At Grace NJ. +. Church, South, Rev.
J. b. Hupman, pastor, tomorrow (Sun-
day. sermon by pastor l0i, a. III. and ~
pm. Sunday school p. m; Epworth
League Monday s p, m; prayer meeting
Thursday, s p. m.
At Salem Reformed Church, Rev. G.
f. Metger, pastor to morrow Sunday
no services except Sunday school 9:l5 a.
M, pastor being absent.
At Mt. Zion Welsh Baptist Church,
Rev. l.. George, pastor tomorrow Sun
day l0ls a. III. sermon i'll Welsh; , p.
N. Sunday school; ! p. III. sermon in
lEnslish.
At the First English Baptist Church,
Rev. Edw. G. Allard, pastor, tomorrow
Sunday l0l2 a. m. and ~ p. III. ser
mons; 81 a III. Sunday school.
At the Presbyterian Church, Rev. H.
S. Ecker, pastor, tomorrow Sunday
9Is Il. IN. Sunday school 1912 a. III. and
- p. IN. sermons. Brotherhood meet
ing Tuesday, 18th inst, s p. III.
At St. Paul's Lutheran Church. Rev.
f. Il. Wagner, pastor, tomorrow (Sun-
day regular service at 1912 and brief
service at ~ p. m. Sunday school
o. a. m.
At First NJ. +. Church, Rev. A. H.
Thompson, pastor, tomorrow Sunday
regular services at lOlo a. IN. and s p.
IN. latter hour instead of -, in order
that all may hear the special music.
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10

j. G.. Matthew, NJ. D., graduate of
the University of Maryland, 1908, resi-
dent surgeon of the University Hospital
19O5-06, and of the Presbyterian Eye
Ear and Throat Hospital 1867, Balti-
...olr, i,aa lated i'll one of the Pearce
Drug Companys upstair rooms for
special treatment of eye, ear and throat
diseases. He will be found in his office
Tuesdays and Fridays.
DR.. f. A. Smith has opened a dental
office in Room No. ,, second floor of the
Shea Building. He comes well recon-
mended, being Il graduate of the Uni
versity of Pennsylvania, and having
passed the examinations of both the
State Boards of Pennsylvania and Mary
land, DR.. Smith is son of DR.. j. G.
Smith, of Ellerslie, who spared no trou-
bic or expense to fit his son for his
profession.
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10
Dog Fight.

A black Shepherd Newfoundland
dog, owner unknown, got into "A joint
debate with c. a Laps English bull
dog Wednesday morning III front of
the Frostburg Sa,dtorjUm. The black
dog lost ground from the start in per
hitting hind leg to get between the
bulls teeth. Lapp got hold of his dog,
but couldn't loosen the bite. The black
dog cried piteously, meanwhile biting
the bull in the face. But no let-go.
"By-standers a-standlng by including
the towns champion dog-catcher, was
afraid TO intercede. Finally DR.. ]. A.
Watson entered the arena, and, know
ing how to choke off the bite, put his
whole sturdy weight on the bull 5 throat
at the right spot, and-open flew that
mercIless bite, and away flew the crying
Shepherd. The debate, lasting about
5 minutes was exciting and bloody.
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10
NOTICE
Application for Saloon License.

NNHEREAS, The following named per
w son has, in compliance with Chapter
40 of the Acts of the General Assembly of
Maryland for the year 1894, as amended by
Chapter 4l5 of the Acts of 1902, being Article
l, and as amended by the Acts of 1904, Pub
lie Local Laws of Allegany county, filed with
the Clerk of the Circuit Court for Allegany
county her Applications for License to sell
Spirituous and Fermented Liquors at her
place of business in AIlegany county as be-
low stated
Notice is Hereby Given, That afternoon
strances against the issuance of License to
said Applicant must be filed with the un
dersigned before
Saturday, August 81, 1907.
]. w. YOUNG, Clerk.
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10

Benjamin Thomas, OF MeyerSdale, Pa,
accompanied by his daughter, Miss
Fannie, of Chicago, III We're guests of
Frostburg relatives and friends last
Sunday.
Mrs. f. NJ. Rigsby, of Rome, Ga, is
visiting her aunt, Miss Helen Tenant,
and friends. Mrs. Rigsby is lady of
Frostburg birth, growth and cultivation,
now married and prospecting.
Miss Dora Asphalt is enjoying a short
vacation with her parents, Mr.. and Mrs.
John Asphalt. She lives at Elkins w
Va.
David Penman, of Columbus, Montana,
is "a visitor to his native county. Mr.. Pen
man was born in Eckhart and was living
ut Barton when he left here in 1884. He
is accompanied by two daughters Mrs
p. A. Fender and Miss Daisy Penman,
also of Columbus. In Frostburg they
are guests of w. G. Preston, a nephew
of Mr.. Penman. Mr.. Penman is evil
IDENTIFY a good and prosperous citizen of
Montana.
Miss Louisa Wolfe. of Pittsburg, Pa,
is visiting Mrs. Henry Fisher and other
relatives.
Mr.. and Mrs. Michael Flanagan, of
<Piedmont, w. Va, We're guests recently
vi Mrs. F's parents, Mr.. and Mrs.
Darby Brady, Bowery street.
Miss Grace Beal, of Baltimore, is the
guest of Mrs. Albert Spitznos.
Mr.. and Mrs. Ralph Neal, of Washing
ton, ID c., are guests of Mr.. and Mrs.
Theo. Gunnett, Mrs. Ms parents.
Mrs. Mary Taylor has returned from a
protracted visit to her daughter, Mrs.
G. II. Roeder Sligo, this State.
of Baltimore, are spending their sum
mer vacation with the family of j. M.
Zimmerly, Broadway.
The Clarksburg CIV. Va TcIcgram
says Mrs. William Law, who had been
visiting her son and brother at Frost
burg, Md, has returned"
Mrs. Lizzie Spill, wife of DR., w.
Edgar Spill of Allegany City, Pa, is a
guest of relatives here.
Miss Kate Spates, saleslady for the H.
B. Shaffer Company, is i'll Hagerstuwn
visiting friends, and word comes back
that she is ENJOYING herself hugely.
Mr.. and Mrs. Walter w. Wittig ac-
for Atlantic City Thursday evening
Mrs. Charles S. Zeller and Miss
Helen Zeller returned Monday from
months stay at Grove City, Pa.
Mrs. James 7. Johnson is among the
Frosthurgers at Atlantic City.
Misses COrnelia Morrow, of ROckland,
Pa, and Annie Qualk, of DuQuesne, Pa,
are visitors to Mr.. and Mrs. Charles f.
BetZ.
Misses Emma and Nellie Hohing are
frustrating in the vicinity of Grantsville.
Messrs. j. A. Brown, David d. Smith
and Thomas c. Cooper have gone to
Atlantic City, Philadelphia Baltimore.
Washington and Jamestown. Like good
and true democrats Brown and Cooper
will eat all that is set before them at
jamestown, while Smith will put in the
entire time finding out whether Capt.
John is really the original American
ancestor of the family.
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10
New Business Locals.
Fail Term Begins Sept. =, 3 and 1
The Tri-Statc Business College,
Cumberland, Maryland
Write for Catalogue and Terms
Nasal Catarrh

An inflammation of delicate membrane lin
ing the air-passages, is not cured by any
mixtures taken into the stomach. Don't
waste time on them. Take Elys Cream
Balm through the nostrils, so that the
fevered, swollen tissues are reached at once.
Never mind how long you have suffered nor
how often you have been disappointed, we
know Ely's Cream Balm will cure you as 1t
has cured others by the thousand. All
druggists, 30 cents. Mailed by ELY Bios,
81 Warren street New York
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10
New Advertisements.
County Road Director

| HEREBY announce myself a Candi-
| date for the Democratic NOM NATION
for County Road Director for Allegany
County, subject to the decision of the coming
Democratic Primaries and respectfully re
quest the support of the voters.
&. CLINTON UHL,
Aug 10 District No. l3
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10

FroStburg
MARY a. ASPlNALL.......Tu Tunnel Hotel
opposite c. and =. X. Depot Aug 3-3t
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10

the fact that Carpets have advanced from cents
IN 10 cents yard still maintain the old and in
shave the price make this sale interesting AS special induce
Make and Line all Carpets from 80 yard FREE
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10
COnplctcd.

The Glouster (Ohio) Press reports
completion of the new air-shaft of the
Glouster Coal Company's mine. l.. b.
Koch. manager. 1t is 81 feet deep
This NINE was seriously damaged by
the March flood, but after some clean
ing up and the installation of fan, it
will be itself again. The indications
are-"LOl.N is doing wen with 1t.
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10
JUDGE OF THE ORPHANS COURT

I HEREBY announce myself Candidate
l. for the Office of Judge Ofthe Orphans
Court of Allegany county, subject to the
choice of Republican Voters at the next Pri-
mary Election.
JOHN b. REEFS,
May Is Election District No. II.
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10
$3.50 per annum
TOWN AND VICINITY


Walter Jeffries. son of Alfred Jeffries
Loo and Maple streets, is i'll with
appendicitis.
Since William Warn and family, of
Pittsburg, Pa, visiting Mrs. VS. par
ents, Mr.. and Mrs. +. J. Waterman,
came here, Mr.. Warn has been pros
trated by typhoid fever.
Reports from ID. f. McMullen are
gratifyingly cheerful.
Frostburg mining journal. [volume] (Frostburg, Md.) 1871-1913, 1907-08-10
Business Locals.

We offer One Hundred Dollars Reward for
any case of Catarrh that cannot be cured by
Halls Catarrh Cure f. J. CHENEY Il Co.,
Toledo, Ohio.
We, the undersigned, have known F. J.
Cheney for the last 10 years, and believe him
perfectly honorable in all business
transactions, and financially able to carry
out any obligations, made by his firm.
WALplNG, kINNAN Il MARVIN,
Wholesale Druggists Toledo, O.
Halls Catarrh Cure is taken internally,
acting directly upon the blood and mucous
surfaces of the system. Testimonials sent
free. Price, 10 cents per bottle. Sold by all
druggists.
Take Halls Family Pills for constipation.
The White Pine news. [volume] (Ely, Nev.) 1906-1910, 1907-04-05
STRAUR HEARS OF STRIKE
AT THE PITTSBURG ELY

Word was received yesterday by
Charles Straub, superintendent of the
Pittsburg Ely mine, that some nne
looking ore had been uncovered In
working that property. He left this
morning to examine the strike and
will bring samples to Ely for assay
as soon as the extent of the strike Is
bartly determined. The STRIKE was
made at the bottom of the shaft,
which Is now down so feet.
The work at the mine has been re-
tarded to certain extent by the bad
weather conditions, but an Increase
in the working force is to ne mace
at once There are now two shifts
at work in the mine, and the force,
it is now planned. will be doubled
before the end of the present month.
The news of the strike has greatly
encouraged the management or the
property who now feel convinced that
their confidence has not been mrs
placed.
The White Pine news. [volume] (Ely, Nev.) 1906-1910, 1907-04-05
PLANNING TO DEFEAT
ROOSEVELT'S POLICY

Washington. April At was stat
ed authoritatively at the White
House today that part of the plan to
encompass the defeat of the prest-
dents policy is the election of state
delegations to the national conven-
ton from those states said TO favor
the president. these delegates to be
instructed for President Roosevelt,
Notwithstanding knowledge in ad-
vance that the president would not
be candidate for denomination.
Then, according to statement made,
upon the president declining to be n
candidate for denomination, as he
has said he would decline, the dele
gates are to consider themselves as
free and are TO switch over to some
opponent of the president and the
policies for which he Is standing.
The secret of the plan first leaked
our at dinner attended by a num-
her of anti Roosevelt republicans a
few weeks ago A friend of Presi-
dent Roosevelt. who was present at
the dinenr, carried the news to the
White House.
The White Pine news. [volume] (Ely, Nev.) 1906-1910, 1907-04-05
WILL DEPORT
FLAG HISSER
PauIsOn, Who Was Expelled From
Union For insulting Nation,
Is TO Be DepOrted

< San Francisco, April Paul
Christensen Paulson. recent arrival
from New Zealand. who at labor
meeting about two weeks ago hissed
the American flag and declared that
the red flag was good enough for
him, may be deported for his utter
ances.
Paulson was caught in Alameda to-
night by e j Griffths OF the local
immigration bureau, upon orders OF
Secretary Strauss OF the department
of commerce and labor who instruct
ed the immigration bureau to have
him examined by a board of special
inquiry with a view to having him
deported if he is found 10 be an nn-
desirable immigrant
Paulson is a cement worker and
was expelled from the cement work
ers' union for Kissing the fiaE
The White Pine news. [volume] (Ely, Nev.) 1906-1910, 1907-04-05
THAW DECLARED SANE BY COMMISSION
CANS MATCHED
WITH LEWIS
Fighters Are to Meet Within Three
Months. Cans. Offered Go.
Says Nay, Nay"

Chicago. April 4.-Joe Cans. the
lightweight champion and Harry
Lewis of Philadelphia are match
ed to fight at 1873 pounds. weigh In
at the ringside stripped. The repre-
sentatives of both men met here to-
day and agreed upon articles. The
articles signed cal lRor a fight with
In the next three months for the Dese
purse obtainable. Forfeits of $4,000
eacvh were posted, and no purse less
than $4,000 Is Ito be considered.
Neither man will lbe permitted to en-
gage in championship fight during
the life of the articles
Battling Nelson, who was present
when the match was made. was given
the preference by Cans, but the Chi
cago man declined, saying he had
enough money to retire.