davidaulloa/AmericanStories huggingface dataset:
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

three general reasons have been
found.
Speculation.
Woman
Social ambition.
In nearly every instance one or
more of these reasons has caused the
downfall.
First OF all, it. is the desire to get
rich quick which lures men to their
fall Gambling, whether it be on the
races or in the stock markets., has
been the cause of many a mans ruin.
Having access to money, the bank
president or employee who has gotten
himself into difficulty takes a surrep-
titious loan. fully intending to pay it
back; failure follows failure, loss
comes after loss, Until at last there
is the inevitable discovery
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

erty into cash and invested $1,000.
For time the new institution seemed
to flourish, but one morning it was
found that the president was missing.
In the vaults were only $4,000 in cash
and paper worth less than $4,000
The bank building was found to be
mortgaged to its full value.
CIeverness Demanded.
How long an emp1oye can continue
tapping the funds depends upon his
cleverness. Only clever men can Sc
cure money in financial institutions
under the modern system of keeping
accounts.
Several years ago the president OF a
bank in an Eastern city became seri-
ously ill. Examiners arrived while he
was detained at home, and upon ex-
aiming the books and securities
found that for a period of ten years
he had been robbing the bank. His
thefts amounted to $4,000. He was
so shrewd in manipulating his ac-
counts that if he had remained well
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

The fascination of stalking money,
the zest of uncertainty, as well as the
possibility of winning big stakes,
tempt clerks to speculate. While the
bank president may be taking plunges
in stocks and sustaining heavy losses,
the employe may be playing the races
or taking chances in the bucket shops.
Both lead to ruin
Methods of Population.
Methods of peculating are many.
One of the most common among EN-
ployes is to falsify deposit slips and
deposit books of persons who have
dormant accounts and to falsify en-
tries of cash taken in
Men higher up" can make loans on
bogus securities and substitute
mems" or notes showing false loans.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

it is likely he would not have been
discovered. The case was hushed up
| and never made public.
Discoveries of defalcations seem to
run closely after each other. Follow
ing big exposure will be the discov-
cry of many minor thefts.
I'VE account for this said the head
of surety company, by the feeling
of fear which fills men who have been
quietly stealing. They hear of a de-
faulter's arrest and they lose their
nerve.
"They make up their minds to fee
to safety before they are found out.
Usually if any money is handy they
take it and skip. You will find that
in the same month the Nipple and
Stensland entertainments were made
known there were many exposures in
smaller banks
Fever of Getting Rich.
What remedy would 1 suggest for
the dishonest man in banks?" said a
man who has made a study of finan-
cial conditions. There is one remedy
among the big men-an unfailing
sense of honor, integrity of character,
pure, clean, moral lives.
inf1amed the country. Men are impa-
tient to get money; in fact, they do
not care to wait for good investments
to work out slowly. They wish to
plunge, to go headlong into any prom
ising scheme.
TT must be remembered that al
though the amounts of bank thefts
have been increasing this does not
hot I4 >f ,aI,
crimes is increasing per thousand of
population Besides, there is a great
deal more money in banks now than
20 years ago.
The stupendous figures of defalca-
tions il this country, however, indi-
cate a state of very loose morals in
our business life Then, too, with the
desire to get rich there is a growing
desire for expensive hobbies and ex-
pensive living. The rising financial
fever is accompanied by a fever of
corresponding gayety- And a gay life
costs money"
Proportion of DefauIters.
About one man in 1900 defaults
This shows a high standard among
employees of financial institutions.
Two of the strongest deterrents
from dishonesty" said the president
of a surety company. ARE the surety
bond and the home man who de-
faults knows the surety company will
punish him 1t makes no difference
to us if we have to wait five or six
years
Home ties are perhaps the best in
ducement to honesty A man will
think many times before he will COM
NIT crime which Will disgrace him
before his wife and separate him from
his home Another strong influence
for keeping men straight is the press
BY publishing exposures, both of high
and low, man. knowing the disgrace
of exposure. will stop before he
steals
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

He presents a scheme that is daring,
but still within bounds, offers the
bank extra high interest, and perhaps
bonus besides; he gets the loan and
pays it.
The venture is repeated until the
president is dazzled by the brilliance
of the promoters genius. At last a
note cannot be taken up when due.
The venture may be legitimate, but ill
judged. 1t is necessary to advance
more money to safeguard the original
investment.
Here the president makes his fatal
misstep. Instead of laying the whole
matter before the board and confess
ing his original mistake, he makes an
additional loan on his own response
bility and is still more deeply involved.
By this time he is ashamed to tell
on getting deeper and deeper in the
mire until the inevitable crash
How to Prevent Looting.
Orson Smith, one of Chicago's best
known bankers, after the Stensland
exposure, declared that a new law of
Incorporation was necessary to pre-
vent the 1ooting of banks.
1.-The state bank examinations are
all right he said mo law you can
frame will prevent a thief from steal
ing if you give him a chance Place
your money in his hands and he is
sure to run away with it if the way is
OPEN
Suppose you are carrying in your
vaults a lot of fraudulent paper, which
on it's face appears to be all straight
how is any bank examiner going to
discover it? 1t is absolutely impossi-
BILE for him to prove the genuineness
or falseness of every signature on the
paper that is shown him as securities
held by the bank as collateral for
loans. He must simply take them to
be what they appear to be on the face.
1.-The state bank examination law
is all right, and it is just as efficiently
administered as the national bank
law 1t is not so much change in
the law regarding examinations we
want as a law regarding the incor-
poration of banks
1T is much too easy to incorporate
banks now The law should be partic
ular regarding the incorporators and
the nature of the securities they offer
in the first instance Once they get
started it is too late to correct the
evils winch SnOuid De prevented dt
the beginning If you want reform,
that is where it should begin
Easy to Start Bank.
Ease with which a bank may be
started was illustrated at Middleport,
Ohio. last fall. The president of an
institution there disappeared and
$I15. 900 of the banks money was
found missing
This man, it was stated, at one time
started a national bank in that town,
but this was closed and its accounts
settled Then the banker induced a
retired clergyman to enter business
with him and open a private bank
The clergyman converted his prop-
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

They usually have access to the
vaults where money and bonds are
deposited
Although there is usually some APP
parent reason why men become de-
faulters, sometimes it is impossible to
find the cause; it seems Incompetent
sible to the men themselves
Concerning such cases, the presi-
dent of a prominent surety company
has made an interesting statement:
Presidents of banks and trust COM
panies Who sometimes involve their
institutions for large sums are often
condemned for dishonesty when their
real fault is bad judgment. 1t may
be that the president has conducted
his bank on conservative lines until
he is implicitly trusted. The board of
directors gladly intrusts its own re-
sponsibilities upon his shoulders and
leaves him to run the business.
In Tolls of Promoter.
Presently along comes a promoter
with more audacity than judgment.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27
ENCOURAGE SAVING.

The wise father and mother will
never discourage the fancies of their
children for accommodating things. It
is a natural instinct, Unborn in the
most of people, and given a little
thought and care. by the older heads
may be turned to good account. II
the child begins to collect pretty
pebbles or shells at the seashore don't
throw them out-but let them form
the basis of a little geological col
lection, and with proper guidance the
youngster will soon be looking upon
sticks and stones" with an interested
and educated eye.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27
MRS. w. a. SIN

MRS. w. n. SIMMONS, 1119 E. sth
lv1 ST., Kansas City, Mo-, member of
the National Annuity Association,
writes:
MY health was excellent until about
a year ago, when / had a complete COL
lapse from OVERRIDING socially, not get
ting the proper rest, and too many late
suppers. My stomach was in a dread
full condition, and my nerves al un-
strung.
g L was advised by a friend to try Pc
runa, and eventually bought a bottle.
1 took it and then another, and kept.
using it for three months.
''At the end of that time my health
was restored, my nerves no longer
troubled me, and I felt myself once
more and able to assume my social
position. / certainly feel that Peruna
is deserving of praise.''
There are many reasons why society
women break down, why their nervous
systems fail, why they have systemic or
pelvic catarrh. Indeed, they are espe-
cially liable to these ailments. No won
der they require the protection of Peru
ma. 1t is their shield and safeguard.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

The "golah," at Bankipur. India, was
built for granary in 1878, but has
never been used for that purpose 1t
is 426 feet round at the base, with
walls IL feet 2 inches in thickness,
the interior diameter being ZOE feet
1t is about 80 feet high and might con-
tain 1000 tons. Inside is a most
wonderful echo, best heard from the
center of the building. AS a whis-
pering gallery there is, perhaps, no
such building in the world, not even
the famous Mormon temple.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

Over lao acres of land has been &C.
quired at cost of s1S,733 at Ganesh.
kind in Poona for the site of the new
Bombay Agricultural college. About
$175.o00 are to be expended on the
buildings, which are to comprise a co..
lege, chemical and physical labora.
tory and residences of professors.
Work on the buildings has commenced
and the area to form the college farm
is already being utilized for the prac.
fical instruction of the students.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27
swiss Women Demand SUFFRAGE.

Women of all classes in Geneva
have formed an association to secure
for themselves the suffrage in every
department of public life, and espe-
cially the right to vote in parliament
tary elections. The vice president and
the secretary of the association are.
members of the chamber of deputies,
and several university professors have.
accepted minor offices. Many public
men are giving their support to the,
movement-London Tribune
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

All the justices of the United States
supreme court except William H.
Moody, the youngest member, are
gray-haired- Mr.. Moody is a blonde
and his hair is of that pale straw
color which turns gray very late in
life His rudy complexion gives an
additional touch of youthfulness, so
that the contrast between Justice
Moody and other members of the
court is striking
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

A visit to London by Gen. Botha as
premier of the Transvaal colony is
not unlikely when the next colonial
conference takes place at the cap.
ltal of the empire. The liberal gov
eminent is urging him to attend as a
delegate, says the Springfield Daily
Republican, for the opportunity would
be an excellent one to educate the
Boer general in his imperial respon-
sibilities.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

Congressman Champ Clark created
Indignation in the New England
house delegation in general, and that
of Massachusetts in particular, the
other day by solemnly asservating
thus: Enough mud is carried from
their banks annually by the Missouri
and Mississippi rivers to make a
state of the union bigger than Massa-
chusetts-and maybe a better one,
too"
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

Raisuli of Morocco, it is announced,
Is a well educated gentleman But
he is unfortunately situated He
should come to this country and OBJ
serve the fine work of certain lotteries
of well educated American gentlemen
who have lately been much in the pub
lie eve.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

Queen Margherita of Italy has pur-
chased the house and library of the
late Giosue Carducci, the Italian poet,
who died at Bologna on February Is,
and has presented them to the city of
Bologna on condition that the rooms
Inhabited for 20 years by the poet re-
main unchanged and that posterity be
permitted to visit them.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

William Dean Howells, next to
Mark Twain, is the oldest living
American writer, and is still working.
He has just passed his SEVENTEEN
birthday. He said to an interviewer
that he does not like to be idle and
expects to do better things than he
has yet done
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

A long time before America was
discovered Japan had its banks, clear
Ing house, and Europe's supposedly
modern system of checks, drafts, let
ters of credit and notes. The coun-
try also had a thorough rural delivery
postal system before Columbus cross
ed the Atlantic.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27
Benefit Of Modern Machinery.

1t is estimated by the department
of agriculture that last years crop
was produced and gathered at a saw
ing of $685.. 000,O 900 over what would
have been the cost of raising an equal
crop SO years ago. This saving was
accomplished by the use of modern
agricultural implements.-Farm Ma
chinery
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

A New York man says John ID. 8
$32, 100000 gift was due to the sing
ing of a bird. Probably the same
little bird we used to hear so much
about when we were children.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

A cat has nine lives, but a heroine
in a popular melodrama is supposed
to have at least a Dozen
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

A fatal duel has been fought in Ber-
lin. But then, with the greatest care.
accidents will happen in anything
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

The Pennsylvania who had a pen
chant for hugging was cured by a
dose of his own medicine. He was
arrested and held tight in the clutches
of the law.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

If the dentist who was arrested for
abandonment had no money, why
didn't he stay at home anyway and
pull his wife's teeth free of charge?
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

Der 1920. OF these, 1900 are in the
Salt River valley of Arizona, where
the income from this source is fairly
satisfactory, and the remainder in
Pasadena and San Jose, California,
where the birds do well.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

Toronto minister wants to know
why men do not go to church For
one thing, they have no beautiful
Easter hats to show off.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

Accusing an innocent person leaves
q stain.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

Sound sleep sends you over seven
hours in seven seconds
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

When the piano factory went I'D In
emoke there was music in the air.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

Courage is the master of achieve
ment.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1907-04-27

A sharp word cuts quicker than an
Albuquerque morning journal. [volume] (Albuquerque, N.M.) 1903-1926, 1907-07-26
COPPER FLAT HAS
AGAIN RETURNED
TO ACTIVITY
CENTRAL, SANTA RITA
AND FlERR0 BOOMING
No Grass Growing About Han
over Mines Weeks News
From the Camps of Grant
County,

Especial Correspondence Morning Journal.
Silver City, n. NJ, July 24.-The old
amp known as Copper Flat, half way
between Central and Hanover in this
mining district, has been resurrected
and IS in the game to regain its for
mer fame. Eight or ten years aga
they mined copper here and operated
Il smeltef. The mines We're not sunk
to q deep level and copper oxide was
mined. With copper at 10 cents a
pound the business finally failed. T.
pay, 50 the old camp became idle. 1t
passed into the hands of j. B.. Gil
christ, the well known merchant and
mining man of Fferro. About May I
of this year the Exploration syndicate
secured the property and they have
begun to do business with it at once.
This concern, which has unlimited
capital back Of it, is sinking four
shafts TO the depth of 200 feeet, be-
lieving that the oxide will soon be
passed and that the sulphides will re
reached. one shaft Is down $50 feet.
another 2l0 feet, the third 100 feet,
II the fourth the same distance.
Seventy-five men are employed and
in the course of the neXt three months
Copper Flat will be one of the mos
prosperous camps in the Grant county
district.
T. G. Gorrie, well known throughout
the southwest as an able mining man,
is superintendent here. The most i'm
proved machinery has been put in. II.
O.. Boldt, formerly of Albuquerque, Is
the head carpenter here n has made
quite a reputation as a skilful artisan
here.
At Fierro business continues first
class. Mr.. Gilchrist Is building a
large new warehouse to meet the de-
mands of his increasing trade. New
buildings are going up here and Their"
with 400 miners regularly at work ana
large shipments are being made from
the iron camp every month by the
Colorado Fuel and Iron company.
Much development work is being
done around Hanover and some ore
is being shipped. The Philadelphia
doing development work but Is ship
ping three ears of ore a week and ex-
poets to increase its output steadily.
About thirty men are employed by
this company and the pay roll runs
fully $4,000 a month. b.. +. Baker
is he general manager Of the COM
pany and also conducts a general
merchandise store at Hanover. The
Hanover Mercantile company Is an
other big concern which carries q
mammoth stock. Mr.. Bartlett being
the efficient manager.
The lVanhoe mine, east of Hanover,
shipped t~wenty-nine cars Of ore dur
ing the month Of June. Hugh Ramsay
Is foreman at the lvanhoe.
The other mines that are being
worked in this district are all making
O good shown. The old-timerS who
know the mining business from \ to Il,
their heads and say that the min
eral %source Of this district have
lust received a preliminary scratching.
With nearly 1,500 men at work In the
and Santa Rita districts l.
loOks reasonable.
Albuquerque morning journal. [volume] (Albuquerque, N.M.) 1903-1926, 1907-07-26
SOUTHWESTERN TO
SHIP LEA IN
NEAR FUTURE
Company Owning Rich Proper
ties in CabaIIO Now Has Live
ly Camp in Lead and Coal
District.


Engle, n. NJ, July 24-The Souih-
western Lead and Coal company OF
which Max h. Fitch. the well known
mining man. Is the manager. after
some delay has again begun active
operations n will be producing ana
shipping lea steadily from now on.
There are now forty men at work and
u camp on the slopes of the richly
mineralized Caballos now presents a
scene OF continued activity. Superin-
fcndcnt LarsCh, who now has charge
of the camp is n mining man of wide
experience and practical ideas and
there Is every assurance that from
now on the property viii be a steady
producer and a paying proposition.
The company has unlimited fuel ana
water available ana uses electric gem
orators, all the machinery being fully
an 10 date and the equipment com
plefc.
Albuquerque morning journal. [volume] (Albuquerque, N.M.) 1903-1926, 1907-07-26

Voice r. hereby given that the partner
heretofore existing between "a s LHfh-
and y ~ strenN under the firm name
y 9 tAthFaN a Ca IS hereby dissolved.
$40 y y StranE retiring and the
d 8 iAthNuN c~omfinuIna The haslness
AafhEaw ufu nsfecf All dests de- the
Aud pay all debts aNed ~ -
9lsnsu< 81 ~. Iuls a. lea7.
HARRY : LTTHGOW
p Vi STRONG
Albuquerque morning journal. [volume] (Albuquerque, N.M.) 1903-1926, 1907-07-26

Department Of the Interior. Land Office at
Santa Fe. n. M. June rs. 1907.
Notice is hereby given that Mary E
hathewson. Of Albuquerque. " M. has nled
notice OF her intention to make nnal com
mutation proof in support OF her claim. viz
Homestead Entry No. ss53 made Feb. 8.
1895. for the sw.A s.W.A. Sec. ~. and
W. N.w.L and SEX N.w.h, Section
10. Township ION. Range 3E. and that said
proof will be made before H.. W. S. OterO.
u. $. Court Commission, at Albuquerque.
n. NJ, on August 8, 1907.
She names the following witnesses to prove
her continuous residence upon, ana euitiva-
tion OF the land. viz; Myron II. Sabin,
Hezekiah II. hammond. John G. Ross.
George ID. Hammond. all OF Albuquerque,
N. NJ.
MANUEL r. oTERo. Register.
Albuquerque morning journal. [volume] (Albuquerque, N.M.) 1903-1926, 1907-07-26

Mrs. T. Msssette hereby gives notice that
she has no Interest In the meat business on
South SECOND street, known as the A. a r
Market The business since the first Of
1897 having been conducted BY
Gustn Zanelle. who pays an hills and col
lects all accounts.
MRS p. MAssATTE
Albuquerque morning journal. [volume] (Albuquerque, N.M.) 1903-1926, 1907-07-26
JOHN "BORRADAILE,
JOHN f. PEARCE,
T.. w. DOBSON.
=. l.. MEDLER,


FOley's Honey and Tar affords Immediate
relief TO asthma sufferers In the worst
stages and II taken in time viii effect a
cure. j. II. ORieily co. n
Albuquerque morning journal. [volume] (Albuquerque, N.M.) 1903-1926, 1907-07-26

o. II. Burhnns TestIHeH After Four Years.
q b Burhans. OF Carlisle Center, N. Y,
writes: About four years ago I wrote you
stating that / had been entirely cured OF a
severe kidney trouble by taking less than
two bottles OF Foley's Kidney Cure. II en-
tireiy stopped the brick dust sediment. and
pain and symptoms Of kidney disease dIsap-
peared. I am glad TO say that I have never
had a return Of any OF those symptoms
during the four years that have elapsed
ana ! am evidently cured to stay cured, avd
heartily recommend Foley's Kidney Cure ~
any one suffering from kidney or bladd<
J. II. O'Rielly Co. n