Evening star. [volume] (Washington, D.C.) 1854-1972, 1907-03-06
"NEEDY HOUR LOAN FUND
Method Of Relief Adopted by the A
ISOLATED Charities. =

A new feature of the work of the Asso-
ciated Charities is the Needy Hour Loan
Fund" which has never been publicly
announced. A philanthropic physician de-
posted SIS with the association recently.
STIMULATING that 1t was to be loaned in small
sums to needy families at per cent inter-
est per year. He desired to befriend par
ticularly a superior class Of worthy people
who without such assistance might be
forced into the hands Of loan sharks, or
evicted from their homes, or deprived of
their mortgaged household goods. or other
wise reduced to extreme distress. In order
to make the fund do good continually to
succession of people, he specified that
the loans must be made only on notes In
dorsed by some responsible person or otner-
wise secured to make repayment certain.
What good has already been accomplished
Is suggested by the stories Of some typical
borrowers. The fund was overdrawn yes
terday to the amount Of 1886. and Secre-
tary Weller reported to the originator of
made until some Of those outstanding are
repaid or the funds increased in other ways
The last money drawn was $2.1O to cancer
chattel mortgage by which widowed
washwoman was required. 1t is stated, to
pay $24.3 for the use of SIS for six months.
The agent of the Associated Charities per-
suaded the mortgage loan company to can
Gel the Indebtedness for $27O, which made
q total payment of $16.O.
Yesterday q sewing woman whose work
has been very dull during the winter was
loaned S., the amount Of months room
rent, to prevent her eviction. She earns
from 81 to $50 daily when work is brisk.
as it promises to be soon, and business
an guaranteed her promise to repay the
loan within a month.
Another woman was found struggling to
support a family by washing and iron
ing, though herself in frail health. Her
husband was out Of work, and the family
were forced to move from their fairly de.
cent brick house to a miserable frame at
reduced rental. The woman was able
to raise only enough to pay the first months
rent and the moving expenses. stoves were
lacking. The kitchen Of the new house
had been flooded by broken water pipe,
and the frail woman stood on an Icy mat.
ting to do her washing, with the help OF
only gasoline stove. The Needy Hour
Loan Fund" came to the rescue with loan
Of $3.50 for q stove to heat both the wash
water and the room and so enable the wom-
an to continue her employment.
Another case was that of widow with
five girls, one of whom has proDanfy peen
saved from tuberculosis through the agents
help. A loan Of So enabled the family to
reduce their rent from $1,000 to 50 month
ly by moving to cheaper but wholesome
house.
Altogether, eight loans have been made.
varying from 500 to $50 each, and the
donor was so we'll satisfied with the char
acter of the families aided that when told
last night of the funds exhaustion ne con.
tributed another $25, with the hope that
other citizens also may become interested
in the new loan fund.
Entirely distinct from this NEEDY Hour
Loan Fund are the finances of the Asso-
ciated Charities itself. and contributions are
said to be especially needed for the mamie
nance Of the personal service. For this
work, John Joy Edison, treasurer, has re-
ceived the following contributions at 81
The Evening Star, $50; Mr.. Alpheus Davi-
son, So; Miss Abbie Bristow McCammon
81; Miss Edith N. McCammon, 81; MISS
Rebecca Stoheroad, S.; International Asso-
citation of Steam, Hot Water and Power
Pipe Filters and Helpers, Local In No So TO-
SO; Mrs. Clara 8. Altemus, 81; Miss Nam
ME NJ. Dade, 81; Benjamin Robert Johnson,
S.; Miss Mary B. Clark, 81; w. L. W.. So;
MI Henry Weller, IS; Mr. Larz Anderson,
$50; Henry W. Scoville, So; Mr.. John
M. Thurston, IS; G. H. H, so cents; T;
W. Stanton, So; the McLac flenou Real ca
Estate Company. S.; James L. Jasper, 81;
Dr. Richard Kingsman, $40; Florence A
Ebbs, $40.