davidaulloa/AmericanStories huggingface dataset:
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
LUTHERAN.

The services tomorrow in the Mercer
Street Grace English Lutheran Church
will be held on the fall and winter sched-
ule. the morning worship at 10:45 and
the evening at 7:45. The Sunday school
will continue to convene in The morning
until the first Sunday in October, when
it will be changed to the afternoon, at 2:30
o'clock.
both services tomorrow. The morning
theme will be christian Optimism" the
evening subject will be Two Principles
OF the Gospel with Some Modern Applica-
tons s,
On Tuesday the Rev. Mr.. Ostrom and
wife. missionaries in Porto Rico. will pre-
sent their work in this church, describing
conditions in this island possession.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
UN1vERsALIsT.

Church of the Redeemer.-Music tomor-
row morning: Organ prelude, Prayer, Spin
ney; professional. 'Hark, Hank, My Soul"
anthem, "In Humble Faith" g. M. Gar
rett; response after prayer Lean on Thy
Redeemer's Breast" Hanscom; offertory,
II Am Alpha and Omega" Stainer; organ
postlude, Professional, Archer.
"The Message of the Mountains" will be
the first of a series of 'Through-Nature-
o-God' sermons by the Rev. Henry r..
Rose in the Church of the Redeemer to-
morrow morning. Other subjects will be
''The Message OF the Stars THE Message
of the Flowers" THE Message of the
Woods The Message of the Sea-. and
18th Message of the Snowf1akes.
Strangers are cordially invited. There will
be no evening service until November.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
postlude. schumann.

Brackett; postlude. Sehumann.
Calvary Methodist Episcopal Church
The music will be IS follows: Morning
Organ prelude, Pastorale, Boellmann; an
them. Praise the Lord" Randegger; an
them. Saviour, Source Of Every Bless
Saviour. Breathe an Evening Blessing. .
postlude. Grand Chorus, Lemaigre. Even
ing-Organ prelude, Solitude, GODDARD; an
them. God That Madest Earth and
Heaven" Gilchrist; duet (soprano and
tenor Il VIII Magnify Thee, o Cod
Mosenthal; offertory, bass solo; anthem,
Raft: organ postlude. March, Guirand.
The Rev. DR. Fred Clare Baldwin will
preach at both the morning and evening
Christ Episcopal church.-services will
be as follows: 8 a. M, holy communion.
II a. m. morning prayer and sermon by
the Rev. c. &c. Hutchinson; 3 p. M, Sunday
school; s y. m, evening prayer and sermon
by the rector. Morning prayer. IL a. H.
Prelude, Solitude. Lemaire; Venite, Angel
Parker: Benedictus. Anglican chant; Of
fertory. God THAT Madest Earth and
Heaven. Naylori postlude. a,legretto
prayer. 5 p. m.@Preludc. C~apriccio, Fuma,
gall; Magniheat and Nunc Dimittis, b
fiat Lemare: offertory, In Every Place
License Shall Be offered" West; post
Hyde Park Reformed Church.-subject of
morning sermon THE Deciple's Challenge
and the Masters Reply" evening. The
First Reformed chureh,-The Rev. DR..
Arthur j.. Brown VIII preach Mt IL a. m.
and T:45 p. m. Tuesday evening meeting
at IS o'clock, with the Rev. Mr.. Davis in
charge.
Grove Street Congregational Church.
Sermons by the pastor will be as followst
Morning. THE Abiding Forces in Life"
evening, Politics and Religion" The
music will be; Morning-Prelude. Can
tiduc d'Amour.' Gaul: anthem. 'Cnntate
Domino" Buck; centralto solo; postlude.
Fantasiu In u, Faulkos, Evening-Prelude.
"RomanHa,N Parker; anthem, God Is
Love" shelley; onertory, quartet, Even
ing" banks; postlude, March Militaire. Z
Shelley.
Sanford Street NJ. II. Church.-Tha Rev.
Thomas q. Spencer viii take as his subject
at the morning service "A Victorious
church, evening, shining Against
Light"
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
LOCAL CHURCHES.


Sixth Presbyterian Church.-romorrow
the pastor, the Rev. DR.. Davis w. Lusk,
will preach at both services. On Wednes-
day evening there will be a series Of NOV
ing picture entertainments by Weldon
Wad-el-Ward. These will continue for
four Wednesday evenings. The church will
hold an all-dny rally service on the last
SUNDAY OF this month
The Rev. Or. Henry X. Denlinger, Of
the High street Prespyterian Ghnron. VII
fheme "Inheritance Through oyereom-
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
BAPTIST.

s. Al the Peddie Memorial Church DR.,
Villers will speak at the morning, service
evening service on The Hearts Response
to Gods Invitation"
Tomorrow will be Home Day" at the
preach morning and evening on appropriate
themes, Mt 10:30 on Harvest Home and
at 7:30 on "A Young Mans Dream of
Heaven"
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
NEW W c. T. U. PRESIDENT TO SPEAK

Al the w. c.. T. U. Hall. at LOS Mulberry
street, near Market street. tomorrow aft
ernoon. at I o'clock. the newly-elected
president. Mrs. Sarah d. Pierce, who is also
evangelistic superintendent Of prison work.
will speak and sing. All persons interested
are invited TO attend.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
MASS MEETING AT Y. M. c. A.

~ a mass meeting TO be held in Wallace
Hail tomorrow afternoon at 3A5 O'Clock
Frederick 5. Goodman. secretary Of the
religious work department of the interna-
tional committee Of the Y NJ. c. A. will
deliver an address on ''rhe Bible Under
Fire. Professor Charles Void. a soloist
on the musical glasses. will play, All men
welcome
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
MISCELLANEOUS.

The Rev. F. F. Smith, pastor of st:
Paul's Cosmopolitan Rescue Mission, at 81
Hoyt street, will preach tomorrow morn
ing on "Christian Character" In the even
ing there will be a song and praise service.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
BAPTIST.

PARAMOUNT BAPTIsT CHURCH. Fair
mount avenue, near Bank street-Preaching
by the pastor. George f. lombard, 1890 q.
M, Get Out Of Gods Way" 745 p M,
Where Art Thou? 20 Sunday school at 2:30.
Young peoples meeting Tuesday evening at 8
The church will meet Thursday night with the
West Presbyterian Church, Littleton avenue
for a fellowship service. All are invited to
these services.
FIRST BAPTIST PEDDIE MEMORIAL
CHURCH. corner Broad and Fulton streets
Rev. Thomas j.. Villers. ID. D., pastor. Morn
ing worship at 1920. Pastors topic, God
and Difficult Things" Sunday school at 2:30.
Evening service at 7:45. .Dr. Villerss will speak
on The Hearts Response to Gods Invita-
ton" Large chorus choir, directed by Mr..
Louis Arthur Russell. Strangers welcome.
MOUNT PLEASANT BAPTIST CHURCH,
Beileville avenue. opposite Oriental street-W.
T. s. Lumbar. minister. Morning worship at
1o;45: theme. "A Retrospective Glance" Even
ing worship at T;45. theme. "A Forecast
Bible school at $3.50 .. m. Service every even
ing. including Friday. Dedication service
Monday evening
NORTH BAPTIST CHURCH. Orange and
High streets-Rev. W. F. Rowley, the pastor,
viii preach. Home Day. Let every member
attend. Strangers welcome. Themes, "Har-
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21

I consider the public press the very best adj
~vertising medium. Manager Howard. Drgsch
Graham 8 Co.. Ottawa
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21

FIRST REFORMED CHURCH. Clinton and
johnson avenues-Stuart Nye Hutchison,
minister. Public worship at 1o:45 a. m. and
7:i5 p. m Mr.. Hutchison will preach at both
services. Morning subject, The Question OF
PLATE" Evening subject. 'Nicodemus. a Man
OF the World
r REFORMED CHURCH. Broad and
Bridge streets-Dr. James I. Vance, minister,
Sunday schools at $3.50 a. m. and 2:45 D. m,
Christian Endeavor at GAS p. m. Rev. W..
Warren Giles. D, D., will preach at 1850 a.
m. and 7:45 p. m. East Newark Chapel Sun
day school at $3.50 p. m.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
coNGREaATIoNAL.

BELLEvILLE VENUE CoNGREGA-
TIONAL Bellevflle avenue. oppo-
site Crittenden street-Theodore MerrelI Ship
herd, minister. Worship at 10:45 a. m. and
1a5 p. m. each Lords Day. Bible school at
3 p. m. Junior Endeavor Tuesdays $3.50 p. m.
Fellowship and prayer service 8 D. m. Young
Peoples Union Friday at 8 p. m.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
METHODIST EPIsCoPAr.

CENTRAL METHODIST EPISCOPAL
CHURCH., Market and Mulberry streets-ReN.
William II. Morgan. D.. D., pastor. 1880 a. m,
sermon by the pastor. 2:3o p. m, Sabbath
school. $3.50 p. m. vesper service. 7;45 p. M.
sermon by the pastor. DR.. Morgan's subject
will be THE Conflict Of the Ages" Tuesday,
8 p. m. prayer service. DR.. Morgan in charge.
Thursday. 5 p. M, class meeting. All are in
vited to these services.
CENTENARY METHODIST EPISCOPAL
CHURCH-C. l.. Mead. d. D., pastor. 10:3O
a. m. sermon by the pastor; subject, Save
the Pieces" 2;30 p. M, Sunday school and
Pastors Bible Glass. $50 p. m, Epworth
League devotional service. 7:30 p. M, sermon
by the pastor; subject, THE Liberty Of I'm
righteousness" Prayer-meeting Tuesday even
ing. All cordially welcomed.
~RosEvILLB METHODIST EPISCOPAL
CHURCH, corner Orange street and Bathgate
place. Dorr Frank Diefendorf, pastor. Morn
ing worship and sermon at 1880 o'clock: sub
ject Of sermon, THE Presence and Passing of
Mystery" Evening worship and sermon at
7:i5 o'clock; subject. Moral Make-shifts."
Mems meeting $40 a. m. Sunday school $3.50
D. m. Epworth League vesper service 6:45 n.
m. Boys Vesper Club 6;45 p. m. Mld-wee
service for prayer and praise Tuesday even
ing at4s o'clock. Strangers are cordially in
vited 60 worship with us.
ST. PAULS METHODIST EPISCOPAL
CHURCH-wlniam c. o'Donnell. minister.
Church Day 1890 a. m. The Supreme
Mission OF the Christian Church. 7:45 p. m,
Not Join the Church. Sunday school
2:S0 q. M. P-rayer-meeting Tuesday 3 o. m.
Address by Rev. n. j. Scarita, pastor OF First
Italian Church. Welcome.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
RELIGIOUS NOTICES.


vest Home and "A Young Mans Dream Of
Heaven" 1o:30 and 1880. Baptist Home En-
deavor service at 4.
SOUTH BAPTIST CHURCH, Kinney street
near Broad-Services 1880 and 7:45. Rev. W.
@. Fennell, the pastor. breaches 1890 and 7.i5.
Morning subject: Some Grounds for Assur-
ance." Evening subject: I'm Patience Ac-
quiring a Soul" Bible school at $50. Young
peoples meeting at 6:45. Mid-week service on
Thursday evening at 7:i5.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
NOTICES.
PRESBYTERIAN.

CENTRAL PRESBYTERIAN (THE PEG
PLE'S) CHURCH, Clinton, Belmont and
pastor. will preach lo:45 a. m. and 7;45 p. m.
Sabbath school 2;3o p. m. Christian Bndeavor
meeting 6;45 P m; At the evening service
will be installed and the pastor will preach
a sermon to the young people. Church prayer
come to all services. Seats free.
r. PRESBYTERIAN c~HURcH-Rev. d.
r. Frazer, d. D.. pastor. Divine worship at
lo:So a. m. a2d 7;45 p. m; Or. Frazer win
Adult Bible Glass at 9 p. m. Christian En-
deavor meeting 6:45 p. m. P~rayer-meeting
Tuesday evening at s o'clock. Rally services
OF the Sunday school September goth at $3.50
p. m.
PARK PRESBYTERIAN CHURCH, Belle
VILE ayerus and Kearny stTeet.Rev J9nn
M ssrDom' .P PsssoT; Il 1n a enc piv7n as worship % MP
Divine worship; sermon. The Fatal Sin"
10 a. M, Jr. G. e. 2:4s p. m. Sunday school.
s:4s p. M, ST.. c. e. Strangers welcome
PARK PRESBYTERIAN APE Highland
avenue near Bloomfield avenue-Morning service
Mytton; subject. IAN Ideal Motto" Even
Rev. Leonard V. c. Mytton; subject. Face
to Face Sunday school 2:So. P~rayer-meeting
Thursday evening ut 8 o'clock. Strangers well
como to all these services.
RosEvILLE PRESBYTERIAN CHURCH.
corner Roseville and Sussex avenues-Rev. w.
Y. Chairman. q. D., pastor. Services tonor-
TOW pu.ou H. u. anu LAO -. III. Ouiudy NJ
2:Sc. Christian Endeayor e45 ?. m, Tuesday
night meeting at s. Mr. Frank Burke Will
present the cause OF the Anti-Saloon League
Sunday morning.
SECOND PRESBYTERIAN CHURCH, Wash
ington and James streets-Rev. Pleasant Hun
ter, D.. D. pastor. Preaching 1o:45 a. m. by
the pastor. Sabbath school II o'clock. Com
bined prayer-meeting and preparatory service
Friday evening 3 o'clock. A cordial invita-
tion is extended to these services.
SIXTH PRESBYTERIAN CHURCH. Iafay-
ette and Union streets-Rev. DR.. Davis W.
Lusk, minister; Rev. w. p. Van Tries, as
sistant minister. Brotherhood prayef-meeting
9:45 a. m. Divine worship at 1890 a. m. and
7:45 p. m Preaching by the pastor. Sunday
school $3.50 p. m. Christian Endeavor SAB p.
m. Moving picture entertainment Wednesday
night.
SOUTH PARK PRESBYTERIAN CHURCH,
corner Broad street and Clinton avenue-Rev.
Lyman Whitney Allen. D. D., pastor; Rev.
Arthur "A. Fellstrom, assistant. Morning serv-
Ice 1890 O'Clock; sermon by the pastor, DR..
Allen.
SOUTH PARK MEMORIAL CHAPEL Of
the South Park Church, corner South and
Dawson streets-Sabbath school 2;30 p. m. Cos
pei service s p. M. sermon by the pastor.
Rev. DIR. Allen. A cordial invitation is TX
tended 10 services of church and chapel.
THIRD PRESBYTERIAN CHURCH, opposite
City Hall-Tho pastor. Rev. r. S. Ingiis,
d. D., will preach morning and evening.
Morning service 1890; evening, 7:45. Sunday
school 2:30 p. IN. Tuesday evening prayer
meeting at 8 o'clock. Sunday school rally on
September 18th.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21

TRINITY CHURCH, Military Park-Rev.
William Thomas Upton. M. A., assistant
minister in cha-ge. Holy Communion every
Sunday at 9 a M. and first Sunday in the
month at Ii a. m. Morning prayer and SER
mon at II o'clock. Sunday school at ; D. M.
All cordially invited.
ST. STEPHENS PROTESTANT EPIsco-
PAL CHURCH, corner Clinton and Elizabeth
avenues-Rev. e. A. WATSON. Phi d. pastor.
Services at 8 a M. 1o:4b a m. 7:45 .. m.
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21

FIRST CHURCH OF CHRIST fscientist).
Harmony Hall. $50 Broad street, between West
Park and New s~treets-Sunday services i0:45 a.
m. Sunday school IL m. Wednesday evening
testimonial meeting 8 o'clock. R~eading-room
open daily EXCEPT Sunday. from II a. m. TO
I p. m. Subject, Reality"
The evening star and Newark advertiser. [volume] (Newark, N.J.) 1907-1908, 1907-09-21
UNIVERSALLY.

Rev. Henry r. Rose, Minister.
CHURCH OF THE REDEEMER, Broad and
CITY Hall)-Morning services at II. First Of
Message Of the Mountains" Sunday school at
10. Kindergarten at II. Unlversalists Uni
tarians, Quakers and all liberals in religion
will find this a c~ongenial church home and
are most cordially invited to come and enjoy
the benefits of our church. No evening service.
The Mena weekly star., 1907-12-12
Holding the Country Up.

There is a strong suspicion cur rent that this money stringency is nursed by the New York financiers, who are making a business of it. They are said to be turning all the streams of currency toward New York through the assistance of rail. roads and syndicates, thus keeping up a scarcity of money elsewhere, and then charging the outlying de. mand premium for money.
 It seems that the New Workers are making al good many things out of the peoples discomfort. It would bevery gratifying, if possible, to circumvent this selfish scheme. and it is hoped our own bankers will find a way ro do it. And if the peo- pie could help by depositing their surplus cash at home, an important step would be made in cutting off the New York premiums. When that's accomplished, it is likely that business will take up its old pace. e.- SouthW est American.
The Mena weekly star., 1907-12-12
The W st's Financial Revelation.

In the vaults of the western banks are securities based on the things people must eat and use, on the con- tents of cold-storage buildings and of warehouses that will soon be needed. As these goods are pur- chased they will be paid for, and the banks will get their money. Bright skies and commercial activity should first come where such condi- tions exist. So long as the sun shines and the rain falls on the fer tile acres of the West, financial dis tress cannot long continue. A large portion of the past seasons produce is yet in the bin or remains un- harvested in the field. It is not such crop as that of 1906, but with the higher prices prevailing in October it was estimated to be worth more money. The farmers, looking at this and considering the newly planted wheat which is going into winter in excellent condition throughout the southwest, are un- able to find cause for pessimism. It is perhaps not a bad thing for the West to have been awakened out of its self-sufficiency and to have it brought home sharply that this na- ton is one in business and finance, as it is in political organization. When normal conditions are re- stored, there ought to be accepted a broader and more helpful sympathy between East and West, realiza- ton that will have strong influence in the safer adjustment of mutual interests. The West has had strik- ing object lesson in national finance, sharing its revelation with the East, which perhaps underestimated its dependence on the nations gran ary. Both should gain an experi- ence not to be forgotten. From "The Vests Financial Revelation, l" by Charles M. Harger, in the Ameri- can Review of Reviews for Decem- Der.
The Mena weekly star., 1907-12-12
The Under Dog.

The neglected stoker's part in broken oceanic records was lately sung in these columns to the dull twanging of our own inanimate Tyre. To which, thanks to Seattle cor respondent, are appended these more fitting lines extracts written by the late Mir. Guy Catlin during the Spanish war: "There's chase in sight, my maties, An Steam more steam v s the cry; So bend your backs to the grating
 racks,
 An work till it's time to die; Fer the ship must do her duty
 In pride O the flag she wears Tho we live in hole, an we die in a
 hole,
 An who the devil cares ? Come, strike up song, my maties, An mock at the death-white heat; Fer the fights begun, an, lost or won, The heart O the ship must beat Fer them at the guns there's glory
 That never a stoker shares Fer we live in hole, an we die in a
 hole,
 An who the devil cares 2" And this kind of sympathy is in- creasing rapidly in the world. Col Hers.
The Mena weekly star., 1907-12-12
FROM MY GARDEN.

Sweet rose! whose beauty matches
 slender vase Ofrarest art in which 1 have installed
 thee! While l stood near and watched thy
 smiling face, Thy welcome, fragrant, lingering
 breath enthralled me. o, tell me why should I have chosen
 thee ofall the flowers? Did angel whisper
 sweet, And give this lovely, fragrant flower
 to me, To wake my soul when CT my eyes
 thee greet? O, matchless beauty, live-forever last Share all the joys my throbbing heart
 has hadl O, wither not, nor die, nor fade too
 fast, o, do not droop, nor say that thou art
 sadi Alas, like blighted hopes, wilt thou,
 sweet rose, Stand forth in fairest bloom, then
 slowly fade? Why not forever in your radiance pose? An, no, you bloom today, and soon
 your dead. o, fairest beauty, mem'ry pleads in
 vain; lncrystal vase thy ashes will cherish. A wlthered rose can never bloom again, And, like thy beauty, will my hopes
 soon perish? Marie Elizabeth Lamb.
The Mena weekly star., 1907-12-12

been wearing path between Dan vile, H., and the capitol at Wash ington as representative from the old Vermillion district. For the last four years he has presided over the house as it's speaker and has ruled with a pig iron hand. He is one of the finest agricultural products of the Illinois prairie and by thoughtful contact with the world has learned to be old-fashioned in an up-to-date manner, for which he is now unlver- sally admired-by the common peo- pie for his quiet elegance, and by the financially swollen class for his
 boisterous simplicity. y.-George Fitch
 in the American Magazine.
The Mena weekly star., 1907-12-12

ably with most localities, and these facts are everywhere admitted.
 Now while we have all these ad- vantages, we are far from large markets and must accommodate our selves to situations as we find them, and condense our fruit and veget- ables so that same may be shipped by freight, as the cheapest way. Besides, it cannot deteriorate Tn transit. All that is needed is the push and business enterprise to con trol situations to our advantage and thus encourage the development of greater acreages in this, the best country in Arkansas.
 It was Josh Billings who said he liked a rooster for two things, one was the crow that was in him, and the other, the spurs to back it up.
 A Fruit Grower.
The Mena weekly star., 1907-12-12

which will enable the banks to take care of the needs of the country during the time of moving crops.
 ''The insurance of all deposits would result in keeping large amount of money in the banks which is now kept in safe deposit vaults. This would add largely to the currency in circulation, and at the same time would prevent runs in time of trouble. This insurance of deposits in national banks IS as important as fire or life insurance, as safe and proper banking facilities are necessary element in the busl- ness world.
 The whole country cannot then be made to suffer by the fighting among the men who have been caught in Wall Street. Each bank will know what it can depend upon in time of need. It will not be at. fected by stock gambling, and will not be dominated by men who have been carrying on their business on a stock-gambling basis"
 MT. StilwelPs large experlence ln financial matters would seem to lend value to his ideas and the plan he puts forth seems intended to remove the power of stock gamblers and spectators to create panics and so injure the whole country, and the insurance of deposits is certainly a forward step, and one that it seems inconceivable has not been put in force long ago. As MT. Stilwell says:
 "T'his inswance of deposits n national banks IS as important as fire or life insurance.
The Mena weekly star., 1907-12-12
SUGGESTIONS BY STII.WELL

Arthur E. Stilwell, formerly presi- dent of the Kansas City Southern, now of the Kansas City, Mexico < Orient Railway Company, has issued circulars explaining in detail plan devised by him, and which he says was approved by President McKin- ley, as a remedy for just such financial disturbance as this country is, or has been, passing through.
 MT. Stilwell proposes-to establish central bank, what he terms a United States Bank of Discount, !" which is to be bank of issue with a capital of 300 million dollars, the national banks to subscribe for the stock, the stock to be used with the government to secure circulation the same as government bonds are now used. The Bank of Discount is to have much the same supervision over the banks as the government now has, thus providing an extra safeguard.
 Mir. Stilwelps plan provides for the absolute protection of depositors in the following words:
 "One of the most important fea- lures of the United States Bank of Discount will be the insurance of all deposits in national banks. In the pass books issued by depositors in national banks, the following might be inserted: Tn case this bank should suspend or fail, the United States Bank of Discount will pay all deposi- tors in full, within ten days.
 In case of suspension or failure, the United States Bank of Discount will have the following ways of re- imbursing itself:
 T. The assets of the suspended bank.
 "2. The double liability of the stockholders.
 ''3. The insurance fund created by collecting from each national bank one-fourth of one per cent of its average balances for the year. At the end of every three years the United States Bank of Discount will declare dividends equal to one half of this insurance fund. which will be distributed to the national banks in proportion to the amount which each has contributed. !"
 Among the results which are prom ised by the plan outlined are the fol- lowing:
 An elasticity to the currency.