davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1907-10-25
THE vFF BANK srpERwTENDEN7


The new State Superintendent of Banking
appointed by Governor Hughes is a practical
banker who knows financial conditions as they
exist in New York and in particular as they
exist in the trust companies, the supervision of
which will be the most important part of his
work. This equipment augurs we'll for his
usefulness 10 the state. The trust companies
are the banking problem Of the day, and their
growth in number and wealth makes the work
Of the State Superintendent one of great and
increasing importance They operate without
many of the restraints which the federal govern
ment has seen fit to impose upon the national
banks being free TO maintain smaller reserves.
making their loans and investments under fewer
restrictions and being subject to much less
publicity. Their greater liberty has been pro-
ductive Of their remarkable prosperity in the
past but II is 10 be considered If the use Of It
does not particularly expose them to the dan
gers of such a crisis that through which we
are passing
The boast of trust company officers in the
past has been that their liberty had never been
abused and that its enjoyment involved no
perils, but that through il they were able to
serve the community they otherwise could
not. This, in times of prosperity was the
typical trust company view. We do not know
whether it has been modified by recent cir
cumstances or how far the new Superintendent
shares 1t. but shall expect his advice to
be helpful in respect to the regulative legisla-
tiOn which is sure to be proposed in Albany
next winter. In any event Mr. Williams en-
ters his office with larger conception Of it's
duties powers and possibilities than most of
his predecessors possessed. The office has
grown with the recent extraordinary develop
ment Of the trust companies. II calls for an
expert and apparently now has one
New-York tribune., 1907-10-25
rHr ADVENTURES or pHILIr.

Among the Great American Peris which are
SO voluby proclaimed by moral philosophers
not the least is great wealth The chief danger
of too many dollars lies in the unpleasant rcla-
tOns which they establish between those who
have not and him who has 1t is very difficult
to teach men the reality of this peril by the
usual pedagogical means; everybody wants to
experience the misfortune Of being TN" wealthy
object Of suspicion to his fellow citizens Nor
alists and teachers should therefore welcome
the valuable suggestion carried by the story of
one Philip, messenger boy. and bis adventures
with bunch of $500 bills. Philip was sent by
the Night and Day Bank to draw $500 from
the knickerbOcker Trust Company Having
drawn this sum In the form Of thirteen bills Of
denomination highly arstOcratc. Philip be-
thought himself of the Great American Peril
and forthwith decided to get wise" So he
plunged into the world with the grim resolve
10 learn by hard knocks the baleful influence of
Great Wealth. The lesson came quickly For
one long. painful day Philip wandered through
the streets and shops Of Manhattan. vainly
struggling to buy fine clothes and expensive cigar
cites. But so suspicious has the world become
of Great Wealth. in such contempt do men hold
the wavers of $500 bills that not a single trades
man would have dealings with the unhappy
messenger boy. The climax came when Philip
failed to wheedle even bag of peanuts from Il
street vender in exchange for a bill. Left to
starve with his fortune. Philip concluded that
the moralists were right. after all; whereupou
he returned. with wad and walls, to his boss"
How lucky Philip was In the brief space of
twenty-four hours he learned lesson over
which many men have spent years His method
of gaining insight into the discomforts of the
predatory rich has many advantages. 1t can be
used by millions of persons who have neither
the years nor the opportunity needed to become
familiar with the fine points of finance. ANY
simple youth may some day find a chance like
the one Philip took. Then, too, if the chance
comes and is seized early enough, the learners
life reputation need not be forever furnished.
short course in reformatory. followed by
residence in some other town, leaves him in a
far plcasanter position than that of who
spends thirty years amassing fortune and the
next thirty enduring vlifcation. The moralists
should look to Philip for light
New-York tribune., 1907-10-25
BANKS AND THE MONEY SHORTAGE

pam NJ M mOhL1 DHUhJAGE.
The influence which the activity of banks
and bankers in speculation has had upon the
shortage of capital deserves consideration The
control Of banks by groups like the one that
has just relinqulshed it's hold upon chain of
them stimulates speculation by rendering capi-
tai accessible to the SPECTATORS Indeed, il is
for that purpose that such chains OF banks have
been bought, namely, TO enable their owners 70
obtain control of credit which they might other
wise have difficulty in getting, or which would
otherwise cost them more than they are will
ing to pay. Now, all the capital that is with
drawn from free competition in the market
through the speculative control OF banks dimin-
ishes the amount available for legitimate busi-
ness. The supply of capital, In other words is
limited, and 1t should all properly be at the
disposal Of business every enterprise taking
its chances with every other In the open mar
ket for accommodation-the most solid with
the most venturesome, the largest with the
smalest-the banks discriminating only accord
some of the highly speculative ventures that
have sheltered themselves behind banks would
not have found accommodation But the effect
or involving banks In speculation either
through their purchase by spectators or
through the ambitious projects Of their officers
is that many speculative enterprises are taken
care Of first and thus a large sum is sub.
t-acted from the capital supply available for
business. Hence competition for the reduced
New-York tribune., 1907-10-25
A RAILROAD THAT GROWS FORESTS.
From The Boston Globe.


The Pennsylvania Railroad. noting the incTeasins
scarcity OF alt varieties of lumber, has gone ihie
the forestry business large scale Witnn :
short time IL will have millions OF trees unle--
cultivation from which wood may be obtained -.
railroad ties IL has approximately at the prese.s
land, and Is planting $50 bushels of red oak Anu
chestnut seeds.
TO produce timber. and in the OF Its ~.
an order has been issued to rob the nests or -
squirrels CT part of their winter supply OF nutf
The order is justified by the fact that the sdss,s
carry away and store virtually every nut that -.
to the ground practice which prevents the No"
growth of trees
New-York tribune., 1907-10-25

supply is fercer and capital is more costly to
legitimate conservative enterprises than it
would otherwise be.
Doubtless this ENHANCEMENT of some banks
and bankers has not been without its effect in
dustries have been suffering. We do not say
it has aggravated its effects and intensified the
pinch upon substantial enterprises. When
money is scarce and the old customer applies
for his usual accommodation he may be re-
fused because his bank has been involved by
insiders in keeping some promotion afoat. Self
interest takes the money that way, or it may
be that the bank has become so deeply entan-
gled that all its energies are devoted to sustain
ing the enterprise, while the old customer.
whose business may he of vastly more impor-
tance to the community goes wanting. Were
there no partiality for personally favored inter
ests, the first undertakings to feel the pinch in
times of scarcity would be those of a highly
speculative character.
We do not know how widely this specu-
lative habit has extended. Undoubtedly the
most fragrant cases have been exposed, and
undoubtedly also banks always have been and
will he involved to some extent in speculation.
But it is interesting question how much the
pampering of favored schemes by controlling
groups with chains of banks has contributed to
make money scarce and high for railroads and
other substantial enterprises which have had 10
bid for their loans in the open market. II
there was any danger that the recent tendency
of banks TO pass into the control of spectators
would become widespread it is doubly fortunate
that it has received severe check.
New-York tribune., 1907-10-25

and Mr.. Donnelly for the City Court are less
known. but the favorable opinion of their own
profession will doubtless help them with indie
pendent voters.
The situation, then, with respect to the county
judicial ticket is that the Republican candi-
dates are excellent selections. and that for most
of the other places the Tammany candidates
look better TO independents and to members OF
the bar than do Mr.. Hearst's men,
New-York tribune., 1907-10-25
NEW YORK SOCIETY.

TuxedO's Halloween ball which takes n1.c. ,s,.
evening. is the principal feature of the prorra-.
ior To-Day and many are going to the Part i,
order TO attend it, Most of the guests will rernai,
over uhtl Monday Every room IN the cIubbou.,
has been taken for the next few days and ,,.,
all the cottages and villas viii have their am
complement of guests and be the sca,e - -
weekend parties. Numerous dinners will ba st,.
prior to the ball. notably one by Mrs PauI 7r,,oI
man. whose daughter. Miss Dorothy Tucker,nan !.
one OF the debutantes of the season and will raka
her first appearance in society at the donco .Li
evening Other debutantes who viii be prasant a.
the ball will be Miss AnzaneUe Kane Miss NJ
line Borland. Miss Helen Coster and Miss E,Iaaro.
Alexander
Joseph Edward Davis. whose marriage - NJ.
Mary Maxwell takes place on SATURDAY, a. CO..
Cove Long Island, gave his farewell bacbelor DIV
ner last night at the University Club His g,,ss,,
included his brother Thomas who Is TO be his hos,
men; Thomas B. Clarke. jr.. John S Ferg1son IA
Raymond Maloney. Morris z. Ely Coils = SruI
van and Crispin Oglebay the latter Of CLEVELAND
Miss Julia Cooper has selected Thursday ~o-
venber p. as the date for her wedding 10 scb,,v,..
Scheffelin. son Of the late Sidney Augustus scbis,
t"hn' at. the house Of her mother Mrs Charles
Cooper. in Gramercy Park
Mr. and Mrs. Charles \. Gardiner have las, ,,s,-
country place al Tarrytown for Hot Springs Va
where they will spend few weeks before raturn-
ing To town for the season.
Mr.. and Mrs. Ernesto G Fai5rf return 70 TOM.
to-day from Bar Harbor. where they have spenr
the summer. ana will take possession Of their housa
IN East sd street for the season which tha rented
10 Mr. ~and Mrs. Z. II Hartman last winter
Mr., and Mrs William X. Vanderbilt ir afra-
the return Of the Duchess Of NIarIboroueb 10 Fnr-
land. will leave powu for a cruise I'm Southern
waters and their turbine yacht TarantlIa IS being
fitted out with This object IN view
Mrs Casmir DE- Rham Moore has returned n
town from Rar liarbor. Me. FOR the season
Mrs Eugene Schehelin returns 20 town from
->s'p"rt az she md ~ the week FOR -hs season
Miss Dorothy Whitney Miss Katherine
bury. Miss Mathlde FreIrghuysen. Miss NatEs--
Howiand. Miss Beatrice Pratt. Miss Nora Lang
horne Miss Susan Sedsvick and Miss Ethel Cow
oin Wit h~ the brides maids and Miss Beatrice
FlaSg the maid of homer uf Miss Josephine Bond
FiaEg on the occaScn of her Wedding 90 Pbirfp
Boyer. son OF Mr.. and Mrs Henry g. Bower Of
Philadelphia. in st. ThOmas's Church. on Nover-
her The bride IS daughter ~ Mrs " 4
Flagg f. Walter Webb. Arsou W Hard IT. Ran
doiph Robinson. stephen Nsrkoe George RiddIe,
'aSpar g Bacon. Louis starr Hamilton F{addeu
sidney W Fish and Carl Wisgiuz viii no tbe
ushers and Ralph Strassburger 1r. best man
New-York tribune., 1907-10-25
COOPERATIVE HOUSEKEEPING.
From The Springfield Republican

Cooperative housekeeping is to be tried
large scale at Garden City. Letchworth, England.
the plan embracing some novel points. The houses
are to be built about three and half sides of "a
quadrangle each house separate except that there
will be a common dining hall. This, with the
servants quarters. will be in a central building
connected with each house by rooted cloister.
Meals may be eaten in the common room. or. for
a small extra charge. in the separate houses. The
rent will be from sl0O TO s225 a year. a special
place may be provided for musical practice to
keep the tenants from annoyance and there will be
restrictions pets, but children. Applica-
tions for admission have from almost all
classes, including retired naval and military Of
ncers.
New-York tribune., 1907-10-25

The use of sodium instead of copper for the
has been repeatedly suggested. and according
to The Daily Consular and Trade Reports IS
again receiving serious consideration. Inclos-
ure in a wrought iron pipe seems to be neces
sary to protect the proposed substitute from
moisture but even after that precaution has
been taken it is said that the cost is much lower
than that Of copper. An increase in the expense
of constructing a line would result, of course.
if than the usual number of poles
demanded 1t not unlikely that the iron and
sodium together would weigh more than bare
copper wire performing the same service. The
additional outlay might prove small, however
that the new system would prove more economi-
cal than the old Even for overhead lines and
for underground transmission the question Of
weight would be of no moment
New-York tribune., 1907-10-25
MANHATTAN OPERA SINGERS ARRIVE.

The first of the singers who viii appear az TIE
Manhattan Opera House this season arrived YES
terday on the White Star liner Majestic Because
Of exceedingly rough weather they were unable
Z" give a concert In the party was Miss Anita
Manverni. the premiere danseuse. who has been
In the ballet AT la Scala Her performance at the
Manhattan Opera House this season Will be her
first appearance i'm America. Among the singers
were Miss Giuseppiua Giaconia. Luigi Musnoz.
Miss Alice Zeppih. Miss Emma Treutini VincenzN
ReSchiglan. Luigi Venturini. Miss Emma ZaCcari
NicOo Fossetta and Severina CiinI.
New-York tribune., 1907-10-25
THE CABINET.

From The Tribune Bureau
Washington. oct. 24-Mrs Meyer, Miss Meyer
and Miss Alice Meyer. wife and daughters of the
Postmaster General. arrived in Washington
night from their summer home in Massachusetts.
They joined the Postmaster General at their
home at Connecticur and Florida avenues one Of
the newer houses of that section and particularly
adapted to entertaining George Won l.. Meyer. jr
is attending school az Gro,cn. Mass
New-York tribune., 1907-10-25
SOLDIERS HONOR MISS HELEN GOULD.

Fort Leavenworth. Kan. Oct A-To Miss Helen
Miller Gould accorded the honors of gen
eral officer of the American army by the officers
and enlisted men of Fort LeavenwOrth In the re-
view to-day. The compliment the first of its
kind a this post AS the soldiers
passed tho reviewing point the command was
given, Eyes rightl' The turned their heads
and looked into the smiling face OF Miss Gould
She showed much pleasure over the high honor
New-York tribune., 1907-10-25

Governor Vardaman found himself in dole
full minority Of when he quit the State of
Mississippi rather than perform the obvious Off
cal courtesy of welcoming President Roosevelt.
John Sharp Williams took the Governors place
and expressed the states greeting felicitously
and without embarrassment. Mr.. Vardaman
has still much TO learn in the way of dissociat-
ing personal and partisan prejudices from po-
litcal and official duties.
New-York tribune., 1907-10-25

shows. The average cost OF teaching Yale stu
dents is here shown to be 1854 SO. while the
average per capita receipts in payment for in
struction are only S132 81. In other words. the
Yale undergraduate pays only 1876 per cent of
the cost value of his education and doubtless
these figures fairly typical of conditions in
most other American universities and colleges.
New-York tribune., 1907-10-25
0tep7lnrli Dsrilp Gribrstz.
FRIDAY, OCTOBER %, 1907.

This newspaper is otCned and published by
The Tribune Association, AeiC York corpora
fiOH; Office and principal place Of business. TTTb-
ane Building No. l54 Nassau street, Neic York;
ogden Mills. president; Nathaniel Tuttle. sec
rctQry aud treasurer. The address Of the Of
fcer8 is the office of this newspaper
New-York tribune., 1907-10-25
ANTS USED AS FOOD.
he kansas Citv JournaI.

From The Kansas City Journal.
The termites, or great white ants which are
highly esteemed as food in Central Africa, live in
great colonies and build enormous hills As soon
as the rainy season begins when the termiIes are
full grown and about TO leave their nests they
regarded most choice edibles, and the man
ant eater then goes forth with his and chops
his way into their dwelling place in order to kill
thSm
New-York tribune., 1907-10-25
EMIL PAUR's NEW ASSISTANTS.

Pittsburg. Oct. e4.-The appointments % T. W.
ganowsk of Russia. first cOncertmeister, ana
Henri Merck of Belgium. first 'Cellist OF the
Pi;tsbuTs Orchestra, were announced by Enl'
Paur director. his return from Europe tonight
New-York tribune., 1907-10-25

Colleges must always be charitable nsttu-
tons to extent. if by charity we mean
giving more than his moneys worth.
How great this charity is at Yale the latest
annual report Of the treasurer Of the university
New-York tribune., 1907-10-25

Mr. Bourke Cochran has quit preferring riot
choice.
New-York tribune., 1907-10-25

These are interesting days in which to study
the psychology of credit. Despite some aber-
rations of impulse. New York is standing up
well under the test
New-York tribune., 1907-10-25

want 10 acknowledge to you that when at last
l was forced to make personal investigation of
the streets found them in very bad condition, and
| made up my mind that the streets had got away
from my department. Otherwise they could not
have got into such conditon.-Mr. Ahearn's tcsti-
mony before the Governor.
How did the condition of the streets escape
Mr. Ahearn's attention so long? Did he travel
about the city in flying machine?
New-York tribune., 1907-10-25

Mrs Casimir DE- Rham Moore has returned 70
town from Far Tar5or. Me. FOR the season
New-York tribune., 1907-10-25

Mrs Eugene SchieHelin returns 70 town from
->t'p"rt az she -nd ~ the week for -hs -aaz,-
New-York tribune., 1907-10-25

Mr. and Mrs William X. Vanderbilt ir after
the return Of the Duchess Of Marlborough 10 Eng
land. Will leave pown for cruise in Southern
waters and their turbine Yacht Taran+,,ra f. ban,
h,ted out with thl- object IN view
New-York tribune., 1907-10-25

MT and Mrs. Ernesto 9. FaI5ri return 10 town
to-day from Bar Harbor. where they have spent
the summer ana will take possession Of their housa
IN East o-d street for the season which they rented
10 Mr. %snd Mrs = II Hartman ,ssr winter
New-York tribune., 1907-10-25

After series = experiments for several years,
the Austrian military authorities have definitely de
cided upon the Introduction or pike gray colorcd
uniform for The infantry, instead Of the pre- sent
blue The lessons OF the I|cer and the Russo
japanese campaign have convinced IN" Austrian
War Once of tho importance ~ selecting color.
especially soldiers. witch shall be- nearly
as possible invisible In the field
New-York tribune., 1907-10-25

Miss Julia Cooper has selected THURSDAY M
'emoer Il as the date for her wedding 10 Scbuvls,
schiereiin son Of the late Sidney Augustus scbief
f"iin. at the house of her mother. Mrs Cbar1s,
Cooper. in C;ramerCy Park
New-York tribune., 1907-10-25

Mr. and Mrs Charles \. Gardiner have lsf, tba,-
country place al Tarrytown for Hot Springs Va
where they will spend a few weeks before return.
ing 10 town FOR the season
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1907-03-30
New American Fork Meeting Houses.


and Elder Jerson offered titne1s ana
appropriate remarks
The service was one LONG 40 he re~
mcInbcred by those whose privilege IL
was to be present
The accompany half tone was
taken Immediately after the service
r,,,r-rs.
fouHlH NAhD CHURCH BtiLp-
ING
r.. .r,a.,., g. - ,,
r"'h rou'eH "''N
chapel was dedicated March H. al :
o'clock p. m. fIvc hundred ana forts
oersops t,a,. ,..,..,,. -. ,,.,,,,a.s ,.,.
'-.,.-'.,.. So W
FSre'l"'ies va 'ne Stand We're t'res''
dent Joseph r, Smith and President
Francis M. Lyman, uiso Elder Andrew
rsn.on ,sststor, ,,r,,.,. ,ls,y,tna nj.
e'N'' as 49,
uers STEPHEN L. Ch.pmdu, james H.
Clarke and Ahel j, Evans, the st0ke
presidency. ana blshop1,. Of The wand.
,.a.,,. ,,.,,,, ,,.., a., .t,.,,
,,,sV ~ ~ i"'"ys. W 49, as,
Pvu'ISi, ol .ne ss,ie,u $50 ,,.,r ~ .
a., - ,.ea.'S yisnVu WV, t,,,i,',n ,..S,
Na'I el.u1l .eu W Ipn" a. Nti'lei, WI S,..,i
lna l M .,tp1n ~. ~ ~. ~ olSas, vw,,9'
yNcellelt ltlus.c sVl sic oees s'V' H., VIZ w
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1907-03-30

.rx "a. Al
having died in April 1904, Elder Was ~,
"nfn y cn ,,, WEI cSs M Inc meet
inxhouse waS lnId In April 1903; build
ing was completed and paid TOT jan 4.
t ,r f,s.ers S,lses , 11e !, men, set Jalner
| m Pillev vas Inc architect and ten~
dered valuable assistance ~ the cree
Ton The building stsnuS 9 isrg r,'' IN S S
i'm I s,,,n4 s vItb be , ana ornamental
trees; mas cement walk In front, and
also leadlns w TO and around the build !,
i1g. Report was urAnlmouslS reviewed
and ord filed
C0ullSelor Jonn w lhlpllih' N''u
Ernest PaNman rendered uuf.,
l'residrnt land mace O. few rstnlrhs,
after which he offered the uellcatorS
prayer, which WAS very IMPRESSIVE
Margaret Chapman rendered i SOTO AS
sissa1t church Historian Andrew Jen-
SON spoke 4 short while. compttnentinE
ifrui house. President a, j. Evans Of
serQd few words, representing the
stake presidency,
Bencdlction WAS pronounced by Presi-
dcnt stephen J.. Chapman
THIRD WARD CHAPEL
-
Ehe American F"rh lhltu Naru
chapel was dedicated Oh March II,
1902. services being held at 10 d m.
,-,u. snn -,., aan,to,.,.tt,. ..,a+od
w" WV p9'Pto eo'''V' ''V's $780,
Ihere were ON the stand Ffesiueas
Joseph +. Smith and President J.. VI.
lA-roan r,fders Andy4v Jenson ~ the
49, r.
histoflanS pHlee tue AlpAue 9r"Ne
presidency and high councillors and
the bishoprics Of the feus wards ot
A,,a,.rrr,. E-,r,,
'Ai.se' fe'l" VS."
me choir unueE (ne utreuuoN Ut
Ihcitstet Snan9ieltd ana SISTER IDA
h.ll*y az tne organ luflilSheN aPpr"-
l.rtate and inspiring music After me
opening prayer by Blshop w %
smith and the adlnlnlstratlon OF tte
sacrament detailed report VAS
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1907-03-30
q. b. BURItaNS TEST1FIES AEvrEE
FOUR YEARS..

O. b. Burh1ns. e Carlisle Confer NJ Y
writes About four wears sEp : wretc
you stating That ! he'd been eutircly cured
than swo bottles of-Foley's kidney CURE.
II entirely stopped tho hllclS-atte, sedi-
inent, and patn ana symp-eWs ct kidney
disease disappeared am Nglll so sas
that have never had y return - any 81
those symptoms during the four years
chat have elapsed and ] asn evidently
cured to stay cured. and heartily RECON-
mend lToley's Kidney Cure 10 amy one sur.
fering from kldrey or bladder trouble"
Sold by +. J. Hill DRUG Co