davidaulloa/AmericanStories huggingface dataset:
The newspaper., 1907-02-08

Capt. Underwood made a trip
to Hotchkiss today.
The newspaper., 1907-02-08

Mr.. and Mrs. Z, J. Mathews
went to Delta Tuesday morning.
The newspaper., 1907-02-08
Town Officers

Mayor, Chas. Zaun.
Clerk, c. c. Hawkins,
Treasurer, Winifred Hammond.
Trustees II. T.. Ma1ville, c. ii. Garfield, w.
T. Bross, Milton Spencer, Philip Eisenkramer
and W. Il. Crook.
Attorney, l. ID. McFadden,
Marshal, B. II. Bross.
Water Supt., Bert Camp,
Police Magistrate, q. W. Hester,
The Board of Trustees meet the first and
third TuesdAy of ench month.
The newspaper., 1907-02-08

DR.. Dixon went to Hotcaksss
Friday.
The newspaper., 1907-02-08
USEFUL INFORMATION.

Trains and Mails
Regular Passenger train arrives from east
at 6:1O y. m, departs for west at $40 IA. III.
Mails close at I:45 n.
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

AGENTS ARE NOT AUTHORIZED to
modify this policy or to extend the time
TOR I'M pa WHEEN : gFsm WHEREOF, the COM
pany has caused this policy to be exc
Sec. s.. single premium policies may
ton ?, emitting therefrom provisions or
portions thereof applicable only to other
than single premium policies. N%on-part'-
ee dpa t nge1 poiicies IL may ssc+; be tsS ~ .ha in any sny
contain a provision that the policy shall
be non-participating, and such policies
shall omit therefrom clauses for parti-
Sec. 4. Policies issued pursuant. to the
provisions of this act may provide for
not more than one year preliminary term
ly by incorporating therein the following
"change Of Beneficiary Giause:HS .The
first years insurance under this policy
Sec. s. No policy of life insurance in
form other than as provided in section
2 shall be issued in this state or be issued
under the laws Of this state unless the
same shall contain the following provi-
sions:
be payable in advance either at the home
office of the company, or to an agent Of
the company, upon delivery of a receipt
signed by one or more Of the officers who
shall be named in the policy and n
signed by the agent, but any policy a
contain q provision that the policy itself
shall be a receipt for the first premium.
CO, A provision for a grace of one
month for the payment Of every premium
after the first. which may be subject to
an interest charge. during which month
the. insurance shall continue in force,
which provision may contain a stipulation
that If the insured shall die during the
month of grace the overdue premium
will be deducted in any settlement Under
the policy.
(3) A provision that the policy shall
constitute. the entire contract between the
parties and shall be incontestab1e after
two years from its date, except for non
payment Of premiums and except for vio-
lations of the conditions of the policy re-
lating to naval and military services in
time Of war. A special form of policy,
however, may be issued on the life of q
person employed in an occupation classed
by the company as extra hazardous or as
leading to hazardous employment, which
shall provide that service in certain
designated occupations may reduce the
~company's liability under the policy to a
certain designated amount not less than
the full policy reserve.
az A provision that all statements
made by the insured shall, in the absence
of fraud, be deemed representations and
not warranties, and that no such state
ment shall avoid the policy unless it is
contained in a written application and a
copy Of such application shall be endorsed
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

edness herepn to the shall equal
or exceed such loan value at the tin1esof
such failure. and until one Inonth.after
company to the last known address 81 the
insured and Of the assignee, If any. No
condition other than as herein provided
shall be exacted a q prerequisite to, any
AsSIGNMENT.-No assignment Of this
policy shall be binding upon the company
until it be filed with the company at its
no responsibility as to the validity Of any
oRTioNs ON SURRENDER OR
LAPsE..After this policy shall have
within one month after any default, MAJ
elect:
(a) To accept the value Of this policy in
CD TO have the insurance continued in
participation and without the right to
loans, for its face amount. including any
Indebtedness to the company hereon, or.
(cl To purchase non-participating paid
up insurance payable, except as herein
the same conditions as his policy: The
9 value will be the reserve at the date
Of default required to provide for the
twenty installments payable under this
thereto. computed according to the (desig-
nate mortality table adopted by the COM
pany fol. computing reserves). mortality
nate rate of interest adopted by the com
pany for computing reserves) per centum
per annum, less there may be inserted not
more thar two and one-half) per centum
OF the amount insured by this policy, and
of any dividend additions thereto, and less
any existing Indebtedness to the company
on this policy. Payment of such cash
value may be deferred by the company
for not exceeding six months after the
application therefor is made. The term
for which the Insurance will be continued
or the amount of the paid-up policy will
be such as the cash value will purchase
as a net single premium at the attained
age of the insured according to the (des:g.
nate III mortality table adopted by the
lty table and interest at the rate Of
designate rate of interest adopted by the
company for computing r%eserves) per
centrum per annum. If the owner shall
render this policy to the company at it's
home office for a cash surrender value or
pa1d-up insurance, as provided In options
a)- and (c), the insurance will be contin-
up or continued temporary insurance will
be payable in twenty equal installments
and the payment Of twenty in~stallments
under either option shall discharge the
company from all liability under this pol
icy.
The figures in the following table are
computed in accordance with the above
provisions and pon the assumption that
there Is no indebtedness on the policy;
| end additions.
cat the option Of the company the fol-
lowing may be here inserted:
The figures apply to a policy for $1,000.
AS 4 5 this contract is for s::::..:::.the loan,
any year will be.............the amount
stated in the table for that year.")
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10


Except as herein provided the payment
not maintain the policy in force beyond
the date when the next premium or in
stallment thereof is payable.
All premiums are payable in advance
company upon delivery Of = receipt signed
by one or more Of the following officers
of the company dnsert titles Of officers
who may. sign receipts), and counter
A grace of one month. subject to an
interest charge at the rate Of ...... per
centum per, annum, shall be granted for
the payment of every premium after the
shall continue In force. If the insured
| shall die during the month of grace, the
overdue premium will be deducted from
any amount payable .hereon in any set
coEb1Ti6SsaSThs policy may here
T proyjde, II for r., r res Gtt93na 81 lia ability by by
except such as refer to military and ma
val service in time Of a must be
applicable only to cases where the act
within two years after the %issuanc OF
Il Nee e'iSA;@ policy con
parties and shall be incontes SsiTes4 from ON
it's date, except for non-payment. Of pre-
miums and except as otherwise provided
in this policy. Az statements made by
deemed representations and not warran-
ties, and no such statement shall avoid
this policy unless: it is contained. in a
application shall be endorsed upon or
attached to: this policy when issued.
If the, age Of the insured has. been un-
derstated, the amount payable hereunder
shall be such as the premium paid would
PARTIGfPAT!oN--This policy ys' shall
pany, and: beginning not later than the
end Of the Gnsert first, second or third)
policy year the company will annually
d de f5a dfvi and 'a s3r o for aocr,5 the Pertnn
DIvIDENDs-Dividends at the option
of the owner Of this policy shall, o. the
ii ieie'. may be inserted latter Ga ei the y arst
years. be either 0' p''
a. Paid in cash, or
() Applied toward the payment of
.CThis policy, at the option of the COM
option IS follows:)
the policy with interest with interest at
(here insert a rate not exceeding that
used by the company in calculating its
reserves per centum per annum and
or at the expiration of the term, but
wlthdrawable on any anniversary of the
policy.
elect otherwise within three months
after the mailing by the company Of a
| written notice requiring such election,
the dividends shall be paid in cash.
PRIVILEGE OF RENEWAL-The
owner Of this policy: if the insured be
not over the age Of sixty-five years, may
renew this policy for further terms Of
........:.. years each by written notice
to the , at its said home office,
accompanied by this policy for suitable
endorsement on or before the expiration
of the insurance hereunder, and by pay
ing the premiums to be fixed by the age
on the birthday nearest to the date of
such renewal in accordance with the fol-
lowing table for each one thousand dol
lars Of insurance.; if the insured shall be
over the age of sixty-five years, this
policy may, upon similar notice, be sur
rendered for an ordinary life policy,
which shall require premiums during life
in accordance. with the following table
for each $1,000 of insurance:
TABLE OF PREMIUMS FOR RENEW
ATS -
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10
,NTJNuED INSURANCE.
Continued Insurance.
Years. Months. Days.

~
Figures for later years will be fur
nished upon request.
(f the term Of the policy is for more
than twenty years, the mha nan
Observation-Disclosures evidence Of
~insurability satisfactory to the company
| this policy may be reinstated within. the
first three years Of the term for. which
| the insurance Is. continued, by payment
! of arrears of premiums with interest at
there insert not greater than six) per
oPTIoNs AT MATURITY-The in
sured, by written notice to the COMPANY
at it's home Office and with the written
beneficiary, if any, may elect to have
the net sum payable under this policy
paid either in cash or as follows:
% BY the payment to- OF dntA19m n daerGGe
annually. to the payee Under this poiie icy
at the end of each year during the IRE
Of r. the Rayes2, an and 1sva the 81 payment fgn aaid pp naf
sum n accrued interest to the exc
cutors, administrators or assigns OF the
payee. unless otherwise directed in said
notice. ),
|. () -. By the. payment Of equal annual
] years, the first installlnent being payable
Immediately, in in ae &C. or r 0n with 1T The the f nat
q. BY the payment Of equal annual in
stallments, payable at the OF
years and for 80 many years longer as
the payee shall survive, in accordance
with the following table, for each $1,000
Of said net sum-. ".
Installments payable under options (2l
or 60 which shall not have been paid
| prior to the death of the aye shall be
paid. unless otherwise directed IN said
notice, to the executors: administrators
| or assigns Of the
If the insured shall not have directed
otherwise the beneficiary. may after. the
death of the Insured by like written. no
tice and with the written consent Of the
assignee. if any, select either Of the
| above options.
Unless otherwise specified by the in.
sured the payee may, on any interest
date. receive the amount yet due under
option ~ and may at any time receive
the committed value Of payments yet to
be made, computed upon the same basis
as option (2) in the following table. pro
viGed that no such communication will be
made under (3), except after the death
Of the payee occurring within the afore'
said twenty years. ~.
! TABLE OF INSTALLMENTS FOB
EACH .$1,O 0
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

Figures for later years will be fur
is for more aor' than twenty years sei the p eoniy
pany shall provide for reinstatement in
MISREPRESENTATION evidence OF
i~rsurability satisfactory to the company,
this policy may be reinstated within the
first three years of the term for which
the insurance is continued by payment
(here insert not greater than six per
OPTIONS AT MATUR1TY.-The in
sured, by written notice to the mpa
sent of the assignee and irrevocable bene-
ticiary. if any, may elect to have the net
sum payable under this policy paid eth
er in cash or as follows:
~ By the payment of interest thereon
at:....... per centum per annum, pay
able annually. to the payee under this
policy at the end Of each year during the
upon = the ias p death Of Il the ~ pa yesilst Of
the said net sum and accrued in
terest to the executors, Administrations
or assigns of the payee, unless other
l. (2) By the payment OF equal annual in
stallments for a specified number of
years, the first insta1lment being payable
lowing table for each $1,000 of said net
sum.
(3) BY the payment of equal annual
installments, payable at the beginning Of
each year, for a liked period of twenty
years, and for so MANI years longer as
the payee shall survive, in accordance
with the following table for each $1,000
of said net sum.
Installments payable under Options .(2l
or 80, which shall not have been paid
prior to the death of the payee shall he
Paid, unless otherwise directed, in said
notice, to the executors, administrators
or assigns of the payee.
If the insured shall not have directed
otherwise the beneficiary may, after the
death of the insured, by like written no
assignee, if any. select either of the
above options.
Unless otherwise specified by the in
surd the payee may on any interest date
receive the amount yet due under option
~. and may at any time receive the
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10


Upon return Of this policy to the com
pany, accompanied by evidence satisfac-
tory to h company Of the death Of the
beneficiary, the company will reduce the
future .(here insert ANNUALLY" semi
annual" or "quarterly'') premiums to
Except as herein provided the payment
of a premium or installment thereof shall
not maintain h policy in force beyond
the date when the next premium or in
stallment thereof is payable.
All premiums are payable in advance
st. SAID ennn home n 9tnee, ae Gr to an an agent Of
signed by one OF more of the following
officers Of the company Qnsert titles Of
officers who may sign receipts), and coun-
tersigned by said agent.
A grace of one month. subject to an
c easnnnas f per snn ~ ans shall rdie be- be- granted ia:litsi'f fer
the payment of every premium after the
first, during which month the insurance
shall continue in force. If the insured
shall die during the month of grace the
overdue Uranium viii he deducted from
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10
OF Name Of State).

OF (Name Of State).
IN CONSIDERATION OF............,.
knowledged, and of the payment of (here
insert amounts and times of payments
Of pr,em nlsnni,9 th:, Va 1 q os;d I'LL
until the prior death of the insured.
Dollars in twenty equal an
s sae the frst instaifment to be payable saH Die
1so.:.:.....If the insured shall die before
f herein provided vic il9 for ." the re ansiz,5e1en Of
such twenty installments shall be payable
e eall eaey the la'! Ben n efleGi;f;jj iinsert " iine'e on
signs, with. dnsert ".out" if SO de-
siredj right Of revocation, if (insert ''he''
or 'she') survives the insured, otherwise
So t{gd the Of e fSs i1sufed administrators or as
Should the insured die before (insert
date Of maturity, this policy shall be
payable to the beneficiary dnsert. ''his'
ST. nher If d f%1seHto shes sd On !tshaaS sue or Sss
the insured. otherwise to the executors:
administrators or assigns Of the insured
(the first installment being payable i'm
death Of the insured: Any, Indebtedness
to the company on this policy, together
with the balance, If any, Of the then cur
rent years premium, will be deducted
JkO 1Ou / pdJ NJ uxlOS1 ILLS
contract.
Should the insured or beneficiary live to
receive the twenty installments payable
as above provided, the company, beginning
one year after the date when the TWEEN
tieth installment payable hereunder shall
fall due, will pay the sum Of $...........
annually to the insured, or, in the event
of the death Of the insured, to the bene-
fciary, the said annual payment to be
due and payable so long as either the
insured or beneficiary is living.
CHANGE OF BENEFICIARY.-When
the right Of revocation has been reserved.
or in case Of the death of any beneficiary
under either a revocable or irrevocable
designation, the insured, subject to any
existing assignment of the policy, may
designate a new beneficiary, with or with
out reserving right Of revocation, by filing
written notice thereof at the home office
of the company, accompanied by the pol
Icy for suitable endorsement thereon. If
any beneficiary shall die before the in
sured and the insured shall not have
designated a new beneficiary, the interest
Of such beneficiary shall be payable to
the insured Cnsert "his'' or ''her') exc
cutors, administrators or assigns. If a
new beneficiary shall be designated, only
twenty annual installments will be pay
able under this policy, and future Qf
annual premiums will be reduced toe.
......dOllars each.
PAYMENT OF PREMIUMS.-The COM
pany. will accept payment Of premiums
at other times than as stated above. as
follows:.
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

this pulley may 1t al, time within the
first -. ..S... years exchange this policy
for a participating policy for the same
amount or any less amount upon the orr
binary life. limited payment life or ems
dowment- plan upon n anniversary Of
the policy or within the month ct grace
pany at said home. office with written
notice Of the election, and by. paying
the premium, to be fixed by the age on
the birthday nearest to the t of such
exchange. according to the rates Of the
company then in force.
.ASSIGNMENT-Nn assignment of. this
panY. until it be filed with the COM
pany. at its. said rome Office. The COM
pany ssu1nes no responsibility as to the
validity of any assignment.
tIf the term of the policy is for more
than twenty years, the company shall
provide for continuance Of insurance on
surrender or lapse in the following
CONTINUANCE OF INSURANCE ON
LAPSE-In event of default in premium
payments after this policy shall have
been in force three full years, the re-
serve hereon according to the designate
mortality table adopted by the. company
for computing reserves) mortality table,
and interest at the rate Of (%designate
pany for computing reserves) per centum
per annum, less (here may be inserted
not more han two and one-llalf), per
centum of the amount insured by this
policy will be applied to the purchase
Of non-participating continued temporary
policy at net single premium rates at
the attained age Of the insured. accord
ing to the* Same table of mortality and
rate of interest.
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10
Esd -.
Standard Life Insurance Policy
Term with right to renew and change.

Of. (Name of state).
In consideration Of -. dollars, receipt
of which is hereby acknowledged, and Of
the payment of (here insert mounts and
times of payments Of premiums) until
........ full years. premiums shall have
been paid or until the prior death Of the
insured. =,
Promises to pay upon receipt at the
of due proof Of the death: of ............
Of .............., county of .............
State Of .:s:........: herein called the
insured, within .......... years from the
date hereof ............ dollars, less
any Indebtedness hereon to the company
and any unpaid portion of. the premium
for the then current policy year, at
said home Office, to
beneficiar... with Qnsert "out'') right Of
revocation. "
CHANGE OF BENEFICIARY-when
the right Of revocation has been reserved,
or in case of the death Of any beneficiary
designation, the insured, subject to any
existing assignment of the policy, may
designate a new beneficiary, with or
without reserving right of revocation by
filing written notice thereof at the home
office of the company, accompanied by
the policy for suitable endorsement there
on. If any beneficiary shall die before
the Insured and the insured shall not
have designated a new beneficiary the in
terest Of such beneficiary shall be payable
to the insured Gnsert "his'' or ''her')
PAYMENT OF PREMIUMS-The COM
pany. will accept payment of premiums
at other times than as stated above. as
follows:
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

made, computed upon the same basis as
option, ~ In the following table..spro-
vided thatssno such Communication will be
made under (3)pGexcept after the death
of the. aye occurring within the afore-
said twenty years. ss@Ss
TABLE OF INsTALLMENTsy FOR
VT Al. OO0.
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

- . -
OF Name Of State).
In consideration Of............. Dollars.
receipt of which is hereby acknowledged.
and of the, payment of. Q1ere insert
amounts and times of payments of pre-
miunds) until ...........@f full years pre-
miums shall have been paid. or until the
prior death Of the insured.
home Office of. the company n..........
Of due proof of the death of..............
Of of
........... herein called the
insured, within years
from the date hereof Dollars.
less n indebtedness hereon to the COM
pany, Inc any unpaid portion Of the pre-
MUM. for the then current policy year.
at said home office,
(insert "out'' if so desired) right of revo-
CHANGE OF BENEFICIARY-When
the right Of revocation has been reserved.
or in case of the death Of any beneficiary
under either a revocable or irrevocable
designation. the insured. subject to any
existing assignment OF Inc ne pollc G,;+, may ay
without reserving right of revocation. by
filing written notice thereof at the, home
office of the company, accompanied by the
nolicv for suitable endorsement thereon.
If any beneficiary shall die before the in
sured. and the insured shall not nave
designated a new beneficiary, the interest,"
Of such beneficiary s g. DC paya9Ae er ~
e%crtors' administrators or assigns.
PAYMENT OF PREMIUMs:-The com
panv will accept payment of premiums
at other tins than that as stated aooVe'
as follows: '
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

Figures TOT IaCer yeHTS VIII Ue IuTI11s11eU
upon request.
REINSTATEMENT.-In case of contin-
ued temporary insurance under the above
provisions this policy, upon evidence Of
may b. reintstated within the first three
years of the term for which the insurance
is continued by payment of arrears of
premium, with interest at (here insert not
greater than six per centum per annum.
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10
Figures for later years will be furnish

FIGURES TOT later Years VIII be furnish-
ed upon request.
REINSTATEMENT--In case Of contiu-
ued temporary insurance under the above
provisions this policy, upon evidence of
instability satisfactory to the ompan
may be reinstated within the first three
is continued by payment of arrears of
premiums, with interest at. (here insert
not greater h six) per centum per an
mum.
St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

AGENTS ARE NOT AUTHORIZED to
modify this policy or to extend the time
for paying a premium.
IN WITNESS WHEREOF, The Com
pany has caused this Policy to be exc
cuted this. ...........day of..............
STANDARD LIFE INSURANCE Poll
ICY.
Endowment Fixed Survivorship Annuity.
Amount S..,........ ......... Premium