The herald and news. [volume] (Newberry S.C.) 1903-1937, 1907-05-31
MORE ABOUT FORGED CHECKS.
How the Young Man Fooled Mr.. j.
Fuller Lyon-A Question Of Liza
bility for the Loss
Columbia State.

bank by Frank 1ounTblOod, passing
himself off as Il. l.. Crooks, created
more talk than anything which has
happened in long time. The ease
presents many interesting phases
Who is the loscr7 Evidently not
Crooks, for his deposit book was stol-
Ell from his trunk, he says. Then shall
the Carolina National bank be res
ponsible7 1t appears that the Savings
bank Of Newbcrry can not be held
responsible for the draft was dis
honorcd Immediately upon lis pres
cntation.
The ease then resolves itself to Il
question Of responsibility between the
Carolina National bank and the Wes-
tern Union Telegraph company. The
usual procedure would be for the bank
I" charge the theft to the profit and
loss account. but it is probable that
Il test ease will be made. and the mat
ter taken to the courts just to gel
rulin" upon the question Of response
bility in ease Of this kind. The mat
ter "t paying checks and drafts upon
presentation of trle"ramS has be-
come custom, and many times banks
have narrow escapes from sharpcrS.
The new letter of credit system should
be sufficient for any man Of good bus
mess Standing.
Merely the hal! Of the story WAS
told yesterday. There were rrvrla-
ti"n> which show Goun~blnoh to
have been even more DARN" than The
facts first presented. He had syste-
ma,ically worked the Bank Of Col
mmba for $304.45 before he selected
the Carolina National for his bank
ing institution
The Other Fraud.
On the 10Th of March young man
walked into the Bank Of Columbia,
presented pass book on the Say
ings bank Of Newbcrry and asked
Cashier T. II. Gibbes. if he would cash
a check on the Ncwberry account. Mr..
Gibbes required Identification. and
some man. just who, Mr.. Gibbcs can
not now remember, came in and idcn-
titled the young man as Crooks.
Mr.. Gibbcs then went to the train
dispatcher Of the Columbia. Newbcr-
ry and Laurcns road. whose office is
in the bank and sent a service wire to
Newbcrry Savings nank asking if
Crooks account were good for the
800. The answer came back in the
Affirmative. The check was then paid.
just 10 days later. Mr.. Gibbcs was
requested by the sam" man to cash
a check on Ncwhrrrv for $50. Again
the Newberry bank stated that the
account was good for the amount
About the 10Th of April the young
man came back the third time with a
check on Ncwberry and had not fill
ed il ont for he wished to know the
amount of his balance in the Ncwber-
ry bank. The railroad wire in the
Office was not working well, and Mr..
GibhcS inquired over the Western Un-
ion how much Crooks had on depos-
it. He was Informed that it was
$5l.45
The young man filled in the blanks
for that amount and the Bank of CO.
Mmbia passed him over the money,
for ii was the same party to whom
two weeks before and 4 month be-
fore similar transactions had been
made Nothing WAS heard from those
checks, which were pald and charged
10 Crooks account. until last Friday.
wchn ii was found that some one had
represented himself to the Carolina
National rs Crooks and had buncocd
that institution for $500. When the
Newbcrry bank found that Young
Blood had represented himself as
Crooks. they Immediately saw from
the vouchers that Crooks name had
been forged to the three other checks
forwarded through the Bank of Co.
lumba.
And that was the reason Young
blood had TO 90 to Ncwbcrry to send
the wire that permitted him to draw
the money through the Carolina Ma
tional last Thursday. for if the bank
here had wired to the bank at New
berry the answer would have come
that Crooks account had been depict
cd but Nounghlood was shrcwd on
ouuh TO manage all or these details
and headed the Carolina National
off.
And the manner in which he hand