davidaulloa/AmericanStories huggingface dataset:
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18
J. h. EGKELS DIES IN HIS SLEEP.
HIS PASSING AWAY DISCOVERED
BY THE BUTLER.
Demise Occurs On Eve of a Breakfas'
Party-Had Planned to Entertain
Number of Friends.

Chicago, AApril 15.-Jas. II. Eckels
president of the Commercial National
bank OF this city and former con,
troller of the currency, died at his
home here of heart disease.
The death of Mr. Eckels occurred
apparently while he was asleep in his
bed The fact that he was dead was
discovered by a butler, Frank Evans,
who entered Mr.. Eckels' room after
hearing a telephone within ring con,
tinuously without receiving an an.
swer
Thinking that Mr. Eckels had not
been awakened, Evans entered and
found Mr.. Eckels apparently asleep.
The butler called to him, and, get.
ting no response, sought to arouse him
and found that he was dead.
Other members of the household
were summonded and DR.. Frank S.
Churchill was hurriedly called.
DR.. Churchill arrived within a short
time, and after an examination gave it
as his opinion that Mr.. Eckels had
been dead for some hours.
DR.. John H. Murphy, the Eckels
family physician, was also notified,
and responded promptly.
Mrs. Eckels and her daughter
Phoebe, is years old. are in Paris.
where the latter is attending a school
for girls.
They have been abroad since last au-
tumn, and planned TO return to Chi
cago within a few weeks. They were
at once communicated with by cable.
It is understood that they will sail for
New York Immediately.
The death of Mr.. EckeIs came on the
eve Of a breakfast party which ne had
planned for a number of his friends
and relatives.
Judge X. NJ. Lands, of the federal
district court; Mrs. Landis, Judge and
Mrs. +. H. Gary, of New York; Mr.. and
Mrs. George NJ. Eckels, brother and
sister-in-law of the deceased, and
others were to have been his guests.
James A. Eckels, Of Princeton. father
of James II, Eckels, died two months
ago.
On the morning of the death Of the
elder Eckels the son was a host OF
former President Cleveland.
The former president and Mr.. Eckels
we're at breakfast when the news of
the fathers death was received at the
!Ickels residence.
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

ing II you give him a chance. Place
your money in his hands and he is
sure to run away with It If the way is
open.
Suppose you are carrying in gour
vaults lot of fraudulent paper, which
on its face appears to be all straight,
how is any bank examiner going to
discover it? 1t is absolutely impossi-
BILE for him to prove the genuineness
or falseness of every signature on the
paper that is shown him as securities
held by the bank as collateral for
loans. He must simply take them to
be what they appear to be on the face
THE state bank examination law
is all right, and it is just as efficiently
administered as the national bank
law. 1t is not so much a change in
the law regarding examinations We
want as a law regarding the incor-
poration Of banks.
1T is much too easy to incorporate
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

amount OF money which surety com
panies Of the country are called upon
to make good is said to be 100000 a
month.
An embezzlement, occording to the
representative of a surety company,
is reported in Philadelphia every two
weeks. The average is said to be
proportionately larger in New York
and Chicago.
The fascination of stalking money,
the zest of uncertainty, as we'll as the
possibility of winning big stakes,
tempt clerks to speculate. While the
bank president may be taking plunges
in stocks and sustaining heavy losses,
the employq may be playing the races
or taking chances in the bucket shops.
Both lead 10 ruin.
Methods Of PecuIation.
Methods of peculating are many.
One of the most common among en-
ployes is to falsify deposit slips and
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

a bamboo thicket, butting down great
trees as carelessly as though they
were cornstalks; these fall across the
way together with small avalanche
OF rotten boughs, placing your life dis
tinctly in jeopardy and causing you to
wonder anxiously whether in the event
of dearth of bamboo you yourself
may not be selected as a substitute.
Tired of this pastime, you will OBJ
serve him surreptitiously filling his
trunk with the semi-liquid mud by the
roadside, which he appears to have
swallowed until a sudden carefully
aimed jet covers you from head to
foot. The next moment he is trotting
docilely by his mothers side, his
whole being radiatlng innocence and
defying calumny.
Perhaps the most amusing episode
in our baby's infinite variety of enter
tainment was once when fording a
brook he slipped on the muddy bank
and landed on his back in midstream,
where he lay, with his legs waving
absurdly in the air, as helpless as an
overturned beetle; the fond parent,
seeing his predicament, was obliged to
return and support him until he could
regain his feet.
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18
GAUDY FUNERALS IN SPAIN.
Much Pomp and Expense Attached to
Being Buried Properly.

Getting buried in Spain, especially
in a large city like Madrid, costs a
great deal of money. To begin with.
there is huge black carriage, with
enormous C springs, made up of a sin
gle fiat platform designed to support
the casket.
This is covered, but it is not inclosed
with glass as the funeral coaches here
Il is open on all sides. There are four
huge black plumes which decorate the
carriage. Wreaths hang on the four
posts of the platform.
The wagon is drawn by any number
of horses. The favorite number is ten.
They are harnessed in pairs. 1t gives
a sort of tallyho effect. All the horses
carry huge nodding plumes on the
head, fixed in the harness.
To walk alongside the horses and In
the rear there are mutes wearing black
knee breeches, with black stockings
and long black shadbelly coats. They
wear black three-cornered hats and
wigs of white, with pigtails.
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

The crusade against tobacco as we'll
as liquor is spreading. The Syracuse
university distributes yearly about
1000 scholarships, but Chancellor Day
has announced that none of these
scholarships will be given to students
who use tobacco or attend theaters.
He declares that: Young men who
can afford to pay for needless luxuries
and indulgences can afford to pay for
their tuition" He concludes by max
ing this pertinent statement: The
man who uses tobacco is a fool, at
least in this particular. He ought to
take better care of his nerves and
make a cleaner exhibit of himself"
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

In nearly every instance one or
more of these reasons has caused the
downfall.
First of all, it is the desire to get
rich quick which lures men to their
fall. Gambling, whether it be on the
races or in the stock markets, has
been the cause of many a mans ruin.
Having access to money, the bank
president or employe who has gotten
himself into a difficulty takes a surrep.
titiou5 loan, fully intending to pay it
back; failure follows failure, loss
comes after loss, until at last there
is the inevitable discovery.
"ln every case which l have inves,
tigated." said an officer of a surety
company. Il have found a woman at
the bottom. Although the man stole
the money to gamble or speculate,
when a searching inquiry is made we
always found woman who was eX-
travagant, with whom the man had
become infatuated, or a wife who
nagged him for more than he could
afford
Men frequently embezzle to invest
in schemes which they are led to be-
lieve will turn out well. They are
probably married and desire to get
ahead socially. They need money to
do it.
Their homes must be we'll fur
nished, their wives beautifully dress
ed The situation goads them to take
the risk. Without any thought of be-
ing dishonest they use the bank S
money for personal investments.
with a man who becomes infatu-
ated with a dashing woman the end
comes more quickly. There is a rapid
pace, with motor cars, theaters, cafes
and other places Of entertainment He
loses his head, loses all sense of dis
erection. Recently an official of a large
Chicago bank threw $40 bills to a bal
let dancer on a theater stage. This eX-
cited suspicion. His accounts were
investigated, and to-day he is serving
in prison"
Thefts of "Big Men"
The majority of bank thefts, ac-
cording TO bonding concerns, are by
employees of the stitution-cashiers
tellerS, clerks. More money, however,
is usually stolen by dishonest presi-
dents or other officers. The aggregate
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18
E;i5iAZES'|I):9I||'jbR
PN -BM -
WHlsKY'S EFFECT.
Does Not Give Strength to the
Body.

Some people, when tired, take in
toxicating liquors. feel less weary and
so think the drink has given them
strength. What the alcohol in the
liquor really does is to deaden the
feeling of tiredness. When the dead.
ening effect has passed away they are
more tired than ever. Even Sir Mi
chaol Foster. who is not generally
considered a particular friend of the
teetotal movement, says: 1T "a
glass of beer, or wine or spirits)
does not give any fresh strength;
it whips up the strength given by real
food Sir Frederick Treves says:
AS work producer. alcohol is ex-
ceedingly eXtravagant, and, like other
eXtravagant measures, it is apt to
lead to physical bankruptcy. 1t is
well known that troops cannot march
on alcohol. | was with the relief
column that moved on to Ladysmith
1t was an extremely trying time.
apart from the heat of the weather.
In that column of some 10000 men.
the first who dropped out were not
the tall men, or the short men, or the
big men, or the little men-but the
drinkers. and they dropped out as
clearly as if they had been labeled
with big letter on their backs"
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

At the great British national tenn
perance convention held in st. An
drew's hall, Glasgow, recently, about
1000 delegates being present, strong
resolutions were passed in favor of
local option and others, even more
forceful, against any form of govern
mental supervision or proprietorship.
There has never been held a conven-
tion in any part of Great Britain so
varied in its constituent elements and
so united in it's aim. Conservatives,
Home Rulers, Liberals and Socialists
sat side by side. Dissenters and
members of the @hurch of England
worked hand in hand. A majority of
the members were labOring men, now
a few reformed men. Joined with
these were officers ef civil municipal
ities and pastors OF large city
churches.
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18
ROCKED BY EARTHQUAKE.
Inhabitants Terrified BY Shocks and
Town is in Total Darkness.

City of Mexico, April 15.--An earth
quake lasting four and a half minutes
startled this city. The earth rocked
in long, swinging motion, terrifying
the inhabitants, but doing no damage,
SO far as can be learned, in this city.
Telegraph wires were put out of
commission, and in a short time the
city was in darkness owing to the fail
ure Of the electric lights.
One wall of the Associated Press
Office was cracked from floor to cell
ing.
The asphalt on paved corner on
Cinco de Mayo street, one of the prin-
Cipal business streets of the city, was
cracked open for a distance of ten
yards.
The shock is pronounced the heav-
lest here in ten years. People are
thronging the streets, many having
fled from their huts and dwellings, in
their night robes
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

'L'Abstinence." a French temper
ance journal, has done good service
to the cause it advocates by publish
ing the testimonies against alcohol
given by medical men of eminence.
They are quoted from the French
journal "Matln,' which has placed
them before the public with the view
of forwarding the movement in
France against absinthc, and in the
hope that ultimately the goal of pro-
hibition may be reached. The first
cited is Prof Debove, doyen OF the
medical faculty, and his words are an
epitome of the rest: Il have fought
all my life against alcoholism; it is
the great evil Of our epoch. =
TO raise the tax on the drinks that
produce these evils is good; to sup
press their consumption altogether
would be better"
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

Pattern No. 57SO.-This pretty little
frock is unusually simple and attract
i've and well suited to all the fine
washable fabrics, such as lawn,
batiste, linen and chambray. The
blouse waist is mounted on a body lin
ing, and a standing collar affords neck
completion unless a square outline is
desired, for which provision is made
in the pattern. The modish elbow
sleeves are finished by band Of in
sertion, which also is used for the
belt and for trimming the square neck.
The full straight skirt is simply
hemmed and gathered to the waist.
Cashmere, albatross, delaine and pom
gee are all suitable to the mode. For
a child Of eight years three yards of
36-inch material will be required.
Sizes for 4, 6, s, 10 and II years.
This pattern will be sent to you on
receipt of 10 cents. Address all orders
to the Pattern Department of this paper.
Be sure to give size and number of pat
tern wanted. For convenience, write
your order on the following coupon:
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18
EM2ONEE5 kNGN XxNlP

deposit books of persons who have
dormant accounts and to falsify en-.
tries Of cash taken in.
Men higher up" can make loans on
bogus securities and substitute
mems" or notes showing false loans
They usually have access to the
vaults where money and bonds are
deposited.
Although there is usually some ap
parent reason why men become de-
faulters, sometimes it is impossible to
find the cause; it seems Incompetent
sible to the men themselves.
Concerning such cases, the presi.
dent of a prominent surety company
has made an interesting statement:
Presidents of banks and trust com
panies who sometimes involve their
institutions for large sums are often
condemned for dishonesty when their
real fault is bad judgment. 1t may
be that the president has conducted
his bank on conservative lines until
he is implicitly trusted. The board of
directors gladly intrusts it's own re-
sponsibilities upon his shoulders and
leaves him to run the business.
In Tolls of Promoter.
presently along comes a promoter
with more audacity than judgment.
He presents a scheme that is daring,
but still within bounds, offers the
bank extra high interest, and perhaps
bonus besides; he gets the loan and
pays it.
"The venture is repeated until the
president is dazzled by the brilliance
of the promoters genius. At last a
note cannot be taken up when due,
The venture may be legitimate, but ill
judged. 1t is necessary to advance
more money to safeguard the original
investment.
Here the president makes his fatal
misstep. Instead of laying the whole
matter before the board and confess
ing his original mistake, he makes an
additional loan on his own RESPONSE
bility and is still more deeply involved.
By this time hey is ashamed to tell
the board of directors, and so he goes
on getting deeper and deeper in the
mire until the inevitable crash"
How to Prevent Lootine.
Orson Smith, one of Chicagos best
known bankers, after the Stensland
exposure, declared that new law of
incorporation was necessary to pre-
vent the looting of banks.
"The state bank examinations are
all right" he said. mo law you can
frame will prevent a thief from steal
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18
sHsY ELEPHANT AT PLAY.
FUN Cne Six Months Old Had in a
q. Malay Jungle.

Mr.. Burgess had most kindly sent
back government elephants for the
luggage, and on their return proposed
that we should take them on to the
next post erik, where others could
probably be hired from the natives.
This we agreed to do, and on a clear,
sunny morning, which contrasted
cheerfuIly with the previous downpour,
set out with five elephants and baby
elephant accompanying its mother,
writes j. c. Grew in Badminton Maya.
zine, describing journey through the
Malay jungle.
A source of continuous amusement
to us were the antics OF the baby ele-
phant, You have seen kitten career
madly around after its tail or a puppy
tumble overI itself in paroxysms Of
playfulness, but have you witnessed an
elephant at the tender age of six
months expressing its uncomfortable
spirits? | assure you there Is nothing
more excruciatingly funny.
To begin with, he suddenly charges
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

| banks now. The law should be part!c-
| ular regarding the incorporators and
/! the nature of the securities they offer
! in the first instance. Once they get
started it is too late to correct the
evils which should be prevented at
! the beginning. II you want reform,
! that is where it should Begin
Easy to Start Bank.
Ease with which a bank NAV be
started was illustrated at Middleport.
Ohio, last fall. The president of an
institution there disappeared and
$4,000 of the banks money was
found missing.
This man, it was stated, at one time
started a national bank in that town,
but this was closed and it's accounts
settled. Then the banker induced a
retired clergyman to enter business
with him and open private bank
| The clergyman converted his prop
| erty into cash and invested $6,O0O
For a. time the new institution seemed
to flourish, but one morning it was
found that the president was missing.
In the vaults were only $4,000 in cash
and paper worth less than $4,000.
The bank building was found to be
mOrtgaged to it's full value.
Fever of Getting Rich.
What remedy would suggest for
| the dishonest man in banks?" said a
man who has made a study of finan-
cial conditions. There is one remedy
among the big men-an unfailing
sense of honor, integrity of character,
pure, clean, moral lives.
But the fever of getting rich has
inflamed the country. Men are impa-
tient to get money; in fact, they do
not care to wait for good investments
to work out slowly. They wish to
plunge, to go headlong into any prom
| ising scheme.
at must be remembered that al
though the amounts of bank thefts
have been increasing this does not
mean that the percentage of such
crimes is increasing per thousand of
population. Besides, there is a great
deal more money in banks now than
20 years ago.
"The stupendous figures of defalca-
tions in this country, however, indi-
| cate a state of very loose morals in
our business life. Then, too, with the
desire to get rich there is a growing
desire for expensive hobbies and ex-
pensive living. The rising financial
fever is accompanied by fever of
corresponding gayety. And a gay life
! costs money"
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

Boston-It is only a defalcation of
magnitude that attracts more than To-
cal attention.
When the wrongdoing of President
Frank Nipple caused the $1,000, 900
crash of the Real Estate Trust COM
pany, of Philadelphia; when Paul o.
Stensland wrecked the Milwaukee
Avenue State bank Of Chicago through
his misappropriation of $1,5O0,OOO and
when, more recently, Treasurer Will
liam +. Walker disappeared with
$565 900 of securities belonging to the
Savings Bank of New Britain, Conn.,
in big case of this kind the busy
world pauses to gasp at the enormity
of the crime and to bestow fieeting
pity upon the victims.
Now and then a remarkable theft
attracts more than ordinary atten-
tion because of the difficulties over
come. Only a short time ago it was
announced that $4,000 in currency
had been stolen from the United
States sub-treasury at Chicago under
circumstances that bafTled a score of
keen-Witted secret service men.
But, as Pierre Jay, commissioner of
banking of Massachusetts, has point
ed out, there are many embezzlements
that are never known by the public.
The amounts involved are made good
by relatives and friends, or are quiet
" charged up to profit and loss.
There are three embezzlements
where one is reported" said the head
of a surety company the other day.
Personally, | believe financial insti-
tutions are being robbed every day"
This seems serious; it is serious,
but one should remember that there
are a great number of institutions
handling the peoples money.
Did you know that on September
! last there were in the United States
6,137 national banks-an increase of
4,065 since 1S80-S,S62 state banks,
742 loan and trust companies, 1919
savings banks and 929 private banks?
Causes or Dishonesty.
But what causes dishonesty among
employees and officials of financial in
stitutions?
Why do men, occupying positions of
trust and honor, who are generally re-
spected, stand high, often in the
church, are morally clean, SO far as
known, with families and pleasant
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

Pattern No. 57S3.-A modish blouse
waist that is capable of effective elab-
Grafton is here shown in a develop
ment of white china silk and all-over
lace. Deep tucks contribute to the
front fullness, and tabs of the lace
edged by tiny frill of valenciennes
add greatly to the dressy effect of the
mode. The long sleeves terminate
in deep cuffs, while those in elbow
lengths are finished by frills of the
lace. Taffeta, batiste, pongee and
linen are all suitable to the design.
For 36-inch bust measure two and
five-eighths yards of 36-inch material
will be required. Sizes for 80. 81, &c,
3S, 40 and AZ inches bust measure.
This pattern will be sent to you on
receipt of 10 cents. Address all orders
to the Pattern Department of this paper.
BE sure to give size and number of pat
tern wanted. For convenience, write
your order on the following coupon:
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

The pledge has not been made the
weapon of temperance evangelism in
America so much as in England,
There seems to be larger emphasis
in this country upon legislation and
prohibitory measures than upon the
reclamation of the individual. No
doubt the anti-saloon movements of
America are seizing the idea nearer
it's center than it has yet been con-
ceived in Germany and the United
Kingdom. The eradication of the sa-
loon is a ruot-and-branch method that
assures results once it has been made
practicable by the support and en-
dorsement of the electorate.
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18
French and EnqIish Husbands,

When an English wife has hystsr-
les, says writer, her husband is i'm
mediately bored and goes to his club.
or else he says: You are not very
we'll, my dear. Shall / send for a doc.
tor?" The Frenchman, au contraire.
has Mysteries, too. The Frenchman
may fight with his wife. love her.
hate her, kiss her or kill her, but in
different to her. superior TO ker,
never.
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18
Two Policemen Shot.

New York, April 14.-Policemen
George NJ. Sechler and Alfred Selleck
and Chas. Vincenico. young Italian,
were shot and fatally wounded by Sal
vatore Govornale in a running fight,
which began in Washington square
and ended in a tenement at the south
west corner Of Thompson and West
Third streets, Sechler dying Govor-
nale, Immediately after his arrest, was
hurried to St. Vincent's hospital
where he was identified by the three
dying men.
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

Key West, Fla. April 15.-An explo-
sicn occurred on the dredger George
W. Allen, engaged in work ON the
Florida East Coast railway here, caus.
ing the death Of two Spaniards, Jose
Inado and Manuel Agras, and injured
eigth others. The escaping steam
threw lives Goals over the dead men.
The Greenville journal. [volume] (Greenville, Ohio) 1850-1918, 1907-04-18

stolen by employees is comparatively
small compared with the tremendous
thefts of the big men"
Bank embezzlements during 1906,
according to figures supplied by big
bonding company of New York.
amounted to $12,S35,215. This total
was the greatest since 1894, when de-
falcations, following the panic of 1898,
amounted to $25,234,112. The average