Perth Amboy evening news., 1907-01-10
cURIosITIEs OF INSURANCE..
LIoyd's viii Accept Any Risk offered
but Bars Il Bull Pup.

more heavily insured against acct
dent, cold or disease than any other
artistic. When touring, 81, 900 a night
is the usual amount for which Nine.
Patti has been underwritten by those
interested in the fulfllment of her
contracts, for which a premium OF
&25 each twenty-four hours is paid.
In addition to this, the golden voice
itself is permanently insured by it's
owner for many thousands against
total loss.
Under the management of Charles
Frohman, Herr Kubelik's ''bow" hand
was insured for no less than $4,000
against accidents which might tenn
porarily prevent the great violinist
from fulfilling his engagements, while
in the event of total disablement of
his right hand the sum of $4,000
would have been paid by the insur-
ance company who accepted the
unique risk"
Paderewski's hands are protected
in like manner for somewhat similar
amounts, and the brilliant pianoforte
player writes a check annually for a
large sum to cover the premiums in
connection Herewith.
1t is not generally known, London
Tid-Bits says, that the late Professor
Huxley was the first individual to in
sure against accident or disease. The
savant valued his vision at the modest
figure of $4,000, and for this, up to
the time of his death, he paid one of
the leading insurance companies e100
a year..
When Consul, the famous CHM
panzee, succumbed to the vagaries of
the British climate, Lloyd's was re-
ported to have been hit to the tune
of $4,000, probably the largest sum
ever paid on the demise of an animal,
although at Lloyd's several valuable
race horses are insured for ever
greater sums. Strange to say, while
Lloyd's will accept practically any risk
under the sun, from an ocean grey
hound to twins, it draws the line at
bull pups, and no business of this
nature is accepted by the under
writer's. With regard to twins, seven
guineas per cent. was the premium
paid by an %expectant and probably
anxious client.
The amounts for which royal per-
sonages are insured afford interesting
reading. The king is insured for
about G750,000, while the Prince of
Wales runs his august parent COM
paratively close with $780, 600. The
Cars recent troubles have earned
him considerable attention from spec
ulators who gamble in human life,
and the sum of &1,0U0,000 was re-
Gently named by a prominent Ger
mar banker as a probable estimate
for the figure for which the harassed
monarch is insured on the continent
alone. The most heavily insured
monarch was the late King Humbert,
OIL Italy, who paid premiums on his
own life to the ~extenttof 81, 500 900,
so that the many insurance companies
among which the risk was divided
were very hard hit by his assassina-
ton.
When the late queen assembled the
throne, she seemed so fragile that the
merchant princes of the day, who
had suffered great losses from the
death of George Ivsf and again so
soon after by the demise of William
w, availed themselves of the statute
permitting insurance of the monarch,
and when, later, Queen Victoria mar
ried, thousands of policies were taken
out by interested traders covering the
first year of her marriage.
So far as our present rulers life is
concerned, there is no gambling
that is, insurance effected by persons
who are merely specializing, and who
have no real stake in the life of his
majesty, and an "insurable interest"
is nowadays a sine qua non in apply
ing for a policy on the life of the
king.
The postponement of the corona
ton procession owing to King Ed
wards illness death the insurance
companies almost as severe a blow
as did the recent San Francisco ca
lamity, and when one remembers
similar national disasters which have
touched the pockets of the insurance
corporations from time to time for
huge sums, it would appear that the
lot of an underwater, big or little,
can hardly be a happy one.