St. Paul tidende. [volume] (St. Paul, Minn.) 1902-1928, 1907-05-10

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Except as herein provided the payment
Of a premium or installment there e
beyond the date when the next premium
or installment thereof is payable;
Ali premiums are payable in advance
st st. said sdmn home u Gf51ee;d e IF Y sS a Of a ag Tsceip pt
signed BY one or more Of the following:
officers Of the company Gnsert titles OF
officers who may. sign receipts), and
countersigned by su sa,+ hge I,tSioo+ - an
interest charge at the rate of.......per
centum per annum, shall be granted for
the payment of every premium after the
first; during when nc fd month r. me tha hS ;nrnred
| shall die during the month Of grace the
overdue premium will be deducted from
any amount payable hereon in any set
provide for Restrictions Of liability by
reason Of travel, occupation, change Of
residence \ suicide cafer These distinctions 9Ia
naval service in time of war, must be
| applicable only to such cases where the
act Of the insured provided against oc-
of 1N shs gS53fX}i - This policy
constitutes the entire contract between
t tfem pd ifs saf snd e zns15 f ss %n 1nseqsszsae1ff
Of premiums and except as otherwise
provided in this policy. All statements
a 5aass e eY t tns ins ps ae sha1{i repr tes as-
tons and not w%arranties and no such
statement shall avoid this policy unless
it IS contained In a written application
and a copy Of such application shall be
| when issued.
If the age Of the insured has been
un~derstated. the amount payable here
| paid would have purchased at the cor
PARTIcIPATIoN.-This policy shall
and beginning not later than the end
of the (insert first, second or third
policy year the company will annually
determine and account for the portion
! DTVIDENDs.-Dividends at the option
Of, the owner Of this policy shall, on the
.......... day Of ..........:.:: of each
year there may be inserted latter the
| policy year''), be either
~ Paid in cash, or
(2) Applied toward, the payment of
any premium or premiums, or
pany, may here provide for a further
option as follows:) -.
t3l Left to accumulate to the credit
Sert "a a P rate not Tex exceeding that used by
the company in calculating it's re%serves)
per centum per annurn and payable at
the maturity OF the. policy, or at the
expiration of the term, but withdrawable
on any anniversary Of the policy.
Unless the owner Of this policy shall
elect otherwise within three months after
the mailing by the company of a written
notice requiring such election, the divi-
dends shall be paid in cash.
ASSIGNMENT.-No assignment of this
policy shall be binding upon the COM
pany, until it be filed with the company
at its said home office. The company as
sumes no responsibility as to the validity
Of any assignment.
than twenty years, the company shall
surrender or lapse in the following form: )
CONTINUANCE OF INSURANCE ON
LAPSE.-In event of default in premium
payments after this policy shall have
been in force three full years. the re-
serve hereon, according to the designate
mortality table adopted by the. com
pany for computing reserves) mortality
table, and interest at the rate of
designate rate Of interest adopted by
the company for computing reserves)
per centum per annum, less (here NAV
be inserted not more than two and one-
half per centum of the amount insured
by this policy, will be applied to the
purchase of non-participating continued
temporary insurance for the face amount
Of this policy at net single premium
rates at. he attained age Of the in
sured, according to the same table of
mortality and rate Of interest.
TABLE OF CONTINUED INSURANCE.
At End Continued Insurance.
of Years. Years. Months. Davs