davidaulloa/AmericanStories huggingface dataset:
The Washington times., 1907-12-02
HOLD MEMORIALS
FOR DEAD MEMBERS
Elks, Typographical Union,
and Mission Societies Have
Special Services.

Yesterday was memorial day FOR three
Washington organlzations-the B. P D.
EIks. No. l5; Columbia Typographical
Union, no. 1Ol, and the mission societies
OF this city-an meeting TO hold services
for their dead
Services were held by the EIks in the
New National Theater last night, the
attendance croweing the aisles. Henry
K Davis delivered the principal address
on the Notices Of the Order" He
summed them UP IN one word-"Friead-
ship"
Those for whom the services were held
were Hugh Qulgley, Andrew Gieeson,
George 2. KozeI. John johnson. J. D.
Burns, Aaron ShaneOr. Thomas NJ. Law
Ter, W. r speare, a. Y. Lalxenan. John
T. Holmes, Harry P. Tharp, and Richard
Ryan.
Frank A Kidd. superintendent Of the
proofreading department OF the Cow
ernment Printing OIfiCe, was the prin-
Cipal speaker at the services Of Colum-
bia Typographical Union. held IN Typo
graphical Temple in the afternoon,
when services were conducted for W.
". Gates, X. H PeQues. c. Z Brown,
7. w. Baldwin, II. w. Gray, i. II.
Hopkins. ST, B. +. Crossheld- William
LawlOT, ". II. Gardner. Isaac @. Erwin.
u. ". 0ONtLlt a Il. AlAitTf W. y NTT1k-
fifth, Ansley g. Martin, Theo a. Gays.
7. H Hopkins, jr-, D. G, Morrison. c.
B. Whipper, J. II. Swerdfnger, Joseph
NJ. Lenhart, Edwin NJ. King. r. /.
Scott. Frank Miller. r. =. Chambers.
c. A DurnO, ". Z. Wallace, J. A. Nc
Carthy, Eauiel c. TIeddiuger. and DR..
Robert J. Thomas.
The committee in charge OF the ser
vices was composed Of Charles s. Gum,
chairman. Benjamin a. Lineback, Oscar
W. Swazfaber, +. c. Julian, and J. T.
Barber.
Many OF the Washington mission So
cieties united in honortng the memory
OF John Wesley AIatchette. the eVenge-
list, who for many years held street
services In tnis city. Services w-ra held
at the intersection OF Pennsylvanls ave-
nue. and Seventh street, where TIE de-
ceased preached the gospel to tlIs pass
ers-by on Sunday.
Mrs. Kelly. a cO-worker, John II.
Barnes. and ]. J. Coulter. the Rev. Mr..
Rabbits. Mr.. Padgett, officers OF the
Salvation Army. and G. Hunnicut. Miss
Suttle, STAFF Captains Barns and Will
nams, Of the American Salvation Army,
all made short addresses.
The Washington times., 1907-12-02
Ebb Tide.

1t has been an off year in the in
dustrial world. One Of the CONNER
cial journals estimates that no less
than 100000 people have been
thrown out of work by the hquida-
ton that has been under way since
early last spring.
The leading sufferer through these
depressing circumstances, according
to one table, has been the iron and
steel industry; but in this case
many of those discharged were for
eigners, who probably would have
preferred to go home for the winter
anyhow. The figure given in this
instance is 40,sOO.
Next in size has been the drop at
the railroad terminals in Chicago,
where, owing to diminishing trade
and a let-up in extension work,
10000 men have lost their jobs.
About 10000 are said to have been
The Washington times., 1907-12-02
One Fruit of the Stringency,

Whitelaw Reid, one time Republi-
can candidate for the Vice Presi-
dency 'and present Republican ap-
pointee to represent the United
States at the court of st. James,
found occasion in London last
Thursday to comment upon the pre-
vailing situation Of American com
merce. His premise was that moth
ing could be more un-American
than to be downcast over discour-
agements or to despair because
some Of our people, unhappily, have
lost their money almost as fast as
they made it." and upon that en-
tirely sound assumption he con-
tinued:
We nave seen such things before, and
II was worse when the country was not
half so big or half so rich as II is now,
and we have not forgotten how we came
out of them When the clouds roll by
IL will be seen that we still have the
country that Providence gave US. we
stu have a people, and we still have the
boundless opportunities which. after
every reverse IN the past, nave inVaria-
bly, and speedily lifted US higher and
yet higher Given these, what Ameri-
can fears the result?
All of this awakens hearty com
mendation from the indianapolis
Ncws-hearty commendation and
something more. 1t thinks the
most remarkable thing about the
present difficulty has been the gen
eral cooperation to offset it. The
papers, the bankers, the officials Of
the Government have united to
avert any exaggeratiOn of it. Even
the present leader of the party not
in power has exhibited rare con-
sideration and fine patriotism in re-
The Washington times., 1907-12-02
Weak, Ambiguous, Confused.

Because of the amount of wealth
in the District of Columbia and the
Capital of the Nation being located
therein, its insurance laws should
be ideal. They are, on the contrary,
however, the weakest, most ambigu-
Gus, and hardest to administer of
any in the United States"
This is the testimony Of the local
superintendent of Insurance. The
situation set forth exists in spite Of
a bill approved by the President,
the District Commissioners, and the
insurance experts of the nation, and
designed to be a model for other
jurisdictions to adopt. The two
District Committees owe it to the
people of the District to better this
condition at this session of Con-
gress.
The Washington times., 1907-12-02
RISK OF BANK DEPOSITOR
MATHEMATICALLY COMPUTED
Money in a Nutshell
By Frank c. Harper
NUMBER 8.
Bv Frank c. Harper
NUMBER s.

It is only at a time when credit IS,
or has been, under some strain that the
bank depositor is concerned about the
security Of his deposits, and then he
naturally exaggerates the risk. That
risk In the case OF deposit left with
any national bank, is capable OF being
computed. and the records of nearly half
century prove that II is not only
inconsiderable but insignificant
The national bank Is chosen for this
computation not on the theory It Is any
safer than the average trust company
or State bank. but for the reason that.
as the national banks make their re-
ports 10 one officer, the Comptroller OF
the Currency at Washington, instead OF
to the banking superintendents OF forty
SIX States. their statistics are more
readily tabulated. In general, any as
sertion that applies TO the safety Of
deposits In the national banks Is capable
OF being applied with approximately as
much truth to that Of deposits IN the
state banking Institutions.
To proceed, then. The depositor IN a
national bank has as security for his
deposit all OF the assets OF the insti-
tuition save the amount that may be
needed to redeem its circulating notes.
Bank notes are made a prior lien upon
the assets OF the bank issuing them. In
addition 10 hsing secured by personal
nablnJy 10 shareholders and by a de-
post OF Government bonds as collateral
Win the Federal Treasury at Washing
ION As the notes circulate freely among
the people on equal terms with the
notes issued by the Government itself
surrounding them with a treble Sc
clrlty Is no more than decent protection
OF the whole public
me note circulation. however. Is com
parauVely a small liability compared
WITH the total assets OF the national
banks Their aggregate note circulation
cannot az any time exceed their aggre-
gate capital which is now somewhat In
excess OF $500 900 600. with an aggregate
note circulation somewhat IN excess OF
$054v9,Ol1. Their aggregate resources. or
assets (Which include their banklne
houses and furniture: the notes and
stock and bonds. and other securities
held FOR loans and discounts: their ca gh
IN values. etc-), are, on the other hand.
considerably IN excess OF sS.OJ0OOO All
OF htis more than $500 900 900 not re-
quired for the payment Of the 5000 900 001
or circulating notes IS available for the
payment OF deposit0rs. the present mo-
ment cannot be exactly stated. but was
The Washington times., 1907-12-02

forced out of employment in the
electrical industries, ard ONE $4,000
in the textile world. The slump in
copper has cost nearly 10000 men
their regular occupations, the great
est sufferer being the Butte district.
To these 100000 men there viii be
little comfort in philosophy. They
want work-not words. But they
and the others. OF us can yet be re-
assured by considering that these
conditions are the ebb Of the indus
trial tide; that the demand of the
market is steady and strong, and
that when a nation has both means
and need to buy the market cannot
long be closed.
The Washington times., 1907-12-02

a few months ago about a, 200 10000. AS
only deliberate ana widespread rascality
on the part Of bank directors could so
impair the assets Of the banks as to
make them fall below the liabilities ma
terially in value, IL need not be surpris-
ing to learn that the deposltors IN our
national banks are more secure than
those In the banks OF any other country.
They are only theoretically in jeopardy
IN times OF distrust, and to guard
against disaster due 10 runs the Gov
eminent requires them TO retain large
cash reserves, as we have already seen.
This reserve the minimum OF which Is
fixed at 25 per cent IN the. larger cities
Is three times as large as the reserve
that the London Economist SAYS the
banks OF Great Britain ordinarily main
tain against their liabilities to the pub
lie. Under our law national bank ex-
aminers visit the banks at stated inter-
vals 70 see that the bank is being prop
erly conducted. Besides, the officers are
year 70 make sworn statements 10 the
Comptroller at Washington. The conse-
Quence Of this system OF governmental
Inspection is seen IN compilation made
by Mr.. Ridgely. who was Comptroller
IN 1902 and published by him IN his an
nual report OF that date.
The hgures cover a period from 1865
10 1902, or nearly forty years. They.
therefore. show the workings OF the
banks not at their best, but at the
worst. for that period embraced two OF
our most disastrous paniCs, those Of
1873 and 1893. The total claims proved
against al the national banks failing IN
t.-S period were S139, ,3S9 .202. or this
amount the creditors were paid all but
S3IS56Sil and this was not tne loss OF
dtpositOrs merely, but Of all the cred
ltOrs Including shareholders. II we ap-
portion the total loss OF all creditors
over the entire period. we get 1886. .S67 as
/ the average amount Of loss per annum.
and as the annual average deposits for
the whole period were 8, ,202, 81. us, the
average loss of all creditors in proper
ton 10 deposits appears 70 be O0S3, or a
good deal less than one-tenth OF 1 per
cent per annum-
II we visa TO ascertain Just how much
risk the 1epOsitor runs by a calculation
OF the losses OF deposltors alone, we
md IL IN the report of Mr. Lacey. who
was Comptroller iu 1891. His figures
covered a period OF twenty-nlne years,
during which the total losses to deposit
Ors were E5,459. 600, or an average OF
S533 O00 per annum. As the average
deposits at the same time were 81 .055.-
/ U00,o0O. the average annual loss to de-
I pOsitOrs was about one-twentieth Of ]
/ per cent. In other words. the depositor
| who keeps a standing balance OF 81. 900
I in a national bank for twenty-nint
years IS liable 90 lose 80 cents a year
] by the banks insolvency.
The Washington times., 1907-12-02
MINORITY
TO ELECT LEADER
CulberSOn Looked Upon as
Successor to Late MIR.
German.

The long uncertainty over the Demo
cratic leadership in the Senate promises
10 be settled in the caucus Of the mi
nority this afternoon. Senator Culber-
son of Texas IS expected 20 be chosen
10 the leadership.
Various members Of the Senate mi
nority have been mentioned for the lead
ership. including Senator Bailey, the col
league of Senator Cuiberson. SO bitter
a war was waged con Senator Bailey,
however, by members Of his party in his
own State that he has practically been
eliminated from consideration for Senate
Democratic leader, despite his great
ability.
Senator Culberson is one of the fore
most members on the Democratic side in
the Senate. He has steadily grown in
strength. He is looked on with frlendli-
ness by Bryan and his following and il
is said that he g likely TO be made the
next chairman OF the Democratic Ma
tiCnal Committee II he makes a success
Of the leadership this winter.
The Washington times., 1907-12-02
RED CROSS CONVENTION
TO OPEN HERE TOMORROW

The American National Red Cross
Society VIII hold its third annual meet
ing tomorrow at Hubbard Memorial
Hall, Sixteenth and NJ streets. The
meeting will be attended by the incor-
porators Of the society and delegates
from a majority of the thirty-three
branches. including the Philippines,
Hawaii, and Porto Rico.
Addresses will be delivered by Secre-
tary of State Root, William G. Sanger,
former Assistant Secretary of War;
Mai. Charles Lynch and Surgeon w. G.
Braisted, of the Navy Medical Service.
both of whom were with the japanese
forces during the recent war, and
Ernest Bicknell, head OF the Chicago
Bureau OF Charities.
At 1 O'Clock the Assistant Secretary
Of State and Mrs. Bacon will serve
luncheon TO the delegates. Secretary
Root will open the afternoon session by
an address, after which there Will be
the reports of national officers and the
election of officers for the ensuing year,
The afternoon session is open to the
public.
The Washington times., 1907-12-02
PRESIDENT ARApOR
LEAVES FOR NEW YORK

Greatly impressed with President
Roosevelt and highly pleased because he
had visited Mt Vernon and plSced a
wreath on the tomb OF Washington.
President Amador and his party left
Washington yesterday afternoon for
New York. They will sail for Colon
December II
1T Is fitting that I should pay a trib-
ute to the first President OF so great a
nation" President Amador said. "and
1 am proud to have laid a wreath upon
the tomb OF so great a man.
The Washington times., 1907-12-02
Restoring Motto
On All u. S. Coins
Subject of Bill

Representative Ollie James OF ken
lucky wants the motto, In God We
Trust" restored 10 the coins OF the
United States.
He will introduce a bill in the House
today or tomorrow providing that the
motto, which was recently removed
by order Of the President, be restored
TO the coins.
This bill will be IN line with the
POSITION Of many societies OF a religious
nature in Kentucky,
The Washington times., 1907-12-02
.BUGE-LABOR CASE
DELAYED BY ILLNESS

Justice Gould did not hand down his
opinion this morning as had been ex-
pected, in the temporary Injunction case
of the Buck Stove and Range Company.
OF ST. Louis, Mo, against she American
Federation Of Labor.
When Equity Court No. 2 convened
Justice Gould said that because Of in
disposition he had not been able to write
his opinion. His decision Is expected
some time this week.
The Washington times., 1907-12-02
STEPHENSON'S SON
HURT IN AUTO CRASH H

GLADSTONE. Mich, Dec 2.-Charles
Z. Bent, of NIarinette. Wa killed here
when a touring car containing a party
OF five ran into a ditch and overturned.
The car turned a somersault and Mr..
Brent was caught under It. Joseph
Deuxburry. IT., was seriously injured
while Isaac Stephenson. jr.. son Of the
new Senator from Wisconsin, was
slightly hurt.
g. X Prescott, who was running the
car, said the hight from a railroad engine
made It impossible for him TO see the
road ahead.
The Washington times., 1907-12-02
URUGUAY TRIES RIFLE;
CARRIES % CARTRIDGES

MONTEVIDEO, Dec 2-The military
authorities Of Uruguay are experiment.
ing w'th new magazine rifle offered
to the government by a Danish engineer
in competition with seversl weapons
submitted by American and European
firms. The Danish rifle fires twenty-fivs
shots without relOaGing
President Claudio Whitman. the cabi-
net ministers. and a number OF army
and navy officers OF high rank were
present at the experiments.
The Washington times., 1907-12-02
A BREAK.

What a queer remark that man made
about the BRIDE said the first wedding
guest.
What was it2'' asked the other.
He said; How natural she looks.
don't you think SOP
Force of habit. He's an undertaken"
The Catholic Standard and Times.
The Washington times., 1907-12-02
THREE PERSONS ARE LOST;
GASOLINE LAUNCH SINKS

PLAQUEBIINE. La, Dec. "A de-
plorable accident occurred here yesterday
afternoon, costing the lives of two high
ly esteemed citizens, and the life Of
a boy who was the main support Of an
invalid mother.
The accident was the result OF the
sinking of a gasolene launch in Bayou
PIaquemine. near Milly Store. The
drowned are Septime Trepagnier, Wade
Laundry, and a young boy named Moses
Bluemthal.
The Washington times., 1907-12-02

Wait till the regular users once real
lie that they haven't been getting
whisky at all these past ten or fifteen
years. and the pure food bill will get
a boost that wiz put It long side the
Constitution.
The Washington times., 1907-12-02
REFLECTIONS OF A BACHELOR.

A woman wants her husband to call
her pet names so she can think he
means them.
A woman who wears clothes to bo
warm is never considered by her friends
to be well dressed.
The harder it is raining the surer g.
girl who has to be out IN it is IL won't
hurt her best stockings.
The most important thing about a
woman's eyes is they can say so much
without meaning a bit OF it--New York
Press.
The Washington times., 1907-12-02
THE DEFERRED VACATION.

THE DEFERRED VACATION.
The big hotel,
A pile OF stone.
Is but a shell:
The guests have flown.
He rocks his big veranda chair
In mournful way: lObody's there
He goes inside:
The doleful room
SO long and wide
Is like a tomb.
The languid clerk does not eQthuse.
His work is done. he wants to snOOze
He seeks the sand,
A CrusOe he;
a vacant strand,
a vase of sea
And now he halts ard wakes blue.
Above the print Of some girls shoe!
Puck.
The Washington times., 1907-12-02

The latest indications are that the
Democratic party, as represented in the
House, is entirely willing TO join In Mr..
Bryan's epic 10 the Donkey.
The Washington times., 1907-12-02
Cannon Opposed TO Policies.

Much Importance is attached 10 the
tone Of Speaker CannOn's epeeCh at the
recent caucus Of House Republicans. II
was clearly intended 10 warn the White
House that the President need expect
little aid from the Speaker this winter
with reference to legislation for IN
creased power for the central govern
ment. 1t is taken To mean the Speaker
is hostile to Federal control OF corpor-
atIons, additional railroad legislation of
a sort to increase the powers OF the IT.
terstate Commerce Commission, Federal
grain Inspection, child labor legislation,
and the Ike.
The Speaker IS IN hot water He is
aDlbitiCus for the Presidential norlina-
tion next year and inclines strongly 10
conservatism. At the same time. know
ing the TAFT movement is not flourish
ing he does not want 20 break with
the President entirely. though ne has
lately shown signs Of Increasing cold
ness and unwiilingness 10 cooperate
with Mr.. Roosevelt. IN some quarters
there is talk that a truce NAV vet
come whereby the President viii settle
on Cannon as his favorite candidate 81
Taft Is eliminated.
Third-termers deny this and say the
The Washington times., 1907-12-02
THE FINAL STRAW.

Father of eleven children, John Cava-
naugh, a Marshall county farmer, heard
that he had become the father Of trip
lets. He took to the woods and has not
been seen since.-Exchange
The Washington times., 1907-12-02
Stormy Session Ahead;
WarUpon WhiteHouse
ByConservatives Sure
Currency Legislation Great Problem Before Con-.
gress-Third Term Presidents Greatest
Weapon Against Foes-Cannon'S Stand.

The Sixtieth Congress entered on the
work OF its first. On long, session today
with every prospect for six months OF
turmoil. From 1ow on until adjourn
ment, next Eiay or June. every week at
the Capitol will be stormy and eventful-
A session OF rancor and excitement, OF
brilliant debate and bitter partisanship
and factionalism may be looked for.
No one expects this Congress to ac-
complish great things In legislation: on
the other hand. few expect Il 10 be
otherwise than strenuous from the very
outset.
CvershadowinE all other questions,
currency legislation looms Up as the
greatest problem confronting Congress.
At least. II IS the greatest problem on
which Congress seems likely at all 70
act. With a Presidential election com
ing on, Presidential and Congressional
politics will never for a moment be lost
sight OF, either by Republicans or Dem
ocrats. When the session is over it viii
Oe found politics is written all through
the Record To cut the financial argu-
ments and the politics out OF the session
woCld be to leave q mere skeleton Of
the proceedings.
War on White House Coming.
The signs are ominous Of war between
the White House and powerful elements
opposed to the President in House and
Senate. Senator Foraker's defiance Of
Roosevelt and challenge to Taft are re-
Barded as the fOrerunners Of trouble
FOR the Administration on the part OF
tho Senate nti-Administration Repub-
llcans. Speaker Cannon and the House
leaders are also making medicine and
show strong symptoms Of preparation
10 take the tran and get the scalp Of GER
tain White House policies, much hated
by the Presidents foes.
II House and Senate conservatives
make war or the Administration CamT
Il viii not be a mild affair. nor will il
be One-sided- The President is not OF
the sort that fights on the defensive
and has a favorite maxim that the beS'
way 10 parry IS to strike"
7 II looks now as II there would be
/ plenty Of aggressive tactics on botf
sides. With Republicans IN factona
STRIFE the Democrats VIII watch every
/ opportunity 20 add fuel 20 the flames
/ and will score The ruling party for per
/ mlttlng the country TO come 10 III,
/ verge of panic in profound prosperity
! for eLtrava gS.nce, for olunderiug cur
/ reucy relief measures by the Treasury
/ and for everything else from high tarif
/ TO the removal o. the motto, In Go,
1 We Trust"
The Washington times., 1907-12-02

In spite Of the day and the presence of
Congress in session. District affairs will
hardly monopolize legislative attention
at the Capitol this afternoon.
The Washington times., 1907-12-02

Chicago butternlilk puts the ban even
on the approved Fairbanks cocktail.
The Washington times., 1907-12-02

President Is more likely to run himself
than to support Cannon, fu case TAFT
should drOU out
The Cairo bulletin. (Cairo, Ill.) 1???-1928, 1907-06-29
Celverts Clicked.

a Pittshurg special says: Divers
are a work cleaning out the culverts
At the dams Of the upper Ohio river
The big food deposited great
amount OF debris and 1t Is being re-
moved from the locks and dams with
difficulty. The four and one-half foot
eulverts were ehoked up 50 hard that
divers with picks we're necessary to
remove the debris. which Is usually
cleared ont by the opening of the
valves and allowing The water TO rush
through Because OF the great
amount Of debris. no construction
work has been started, but the locks
The Cairo bulletin. (Cairo, Ill.) 1???-1928, 1907-06-29
ON THE RIVERS

The river marked 3f5 on the Cairo
gauge last evening, showing a fall of
as in "a hours.
Rising rivers were reported yes er-
day from points above here as fol
lows: Pittsburg o.. Mt Carmel o.s.
Nashville OF, st. Louis OIL. Chester
e-s. Cape GiFardeau CO.
The Sprsgue from Louisville passed
to New Orleans at s am. yesterday
with IS barges and z boats of coal
another banner tow. She was helped
through the bridge By the ting The
SOUS.
The tOwbOat T. II. Davis came out
from Joppa yesterday and took up
two barges Of lumber dropped here
The Cairo bulletin. (Cairo, Ill.) 1???-1928, 1907-06-29

by the towboat ]. B. Williams.
The Dick Fowler was In and out as
usual yesterday with good business.
She will be the Paducah packet to-
day.
The Pacific No. 2 went south light
yesterday
The John A. Wood brought twenty
one empties from st. Louis yester-
day for the Combine.
The L. s. steamer Cumberland was
let of the Paduesh ways Thursday
after thorough repairs.
The Henry Lowery was tied up at
New Cumberland when last heard
from because she could not get past
Davis Island Dam.