The Washington times., 1907-09-08

4
came around the other day
~ with the question: Say,
what do you think Of such
ana SUCH bank?' giving its name and
location.
knowing the bank 10 be a good enc
the reply was made to that eract
ana the question asked OF the b,r.
Why do you ask?''
On no said. "Is have fIst started
an account there, and I wanted N
know II II was all right"
mats young America FOR You. IN
70 date down TO the minute. right an
1he spot with eyes turned 20 the IA
'uie. starting bank account on
small Income that wouldn't keen va.
MI Man, in shoe leather or naokfias
That boy is going to have the ba.t
time In MS life watching Ms na,rIe.
grow INTO nicksls, nickels into dirnes
ana dimes into dollars. II will be
proud moment when he can say IN
tne cashier Of that bank: Look her.
I've a hundred dollars 70 nv credit.
where do you advise ms to invest #
20 that can get a fttle more than
your 4 per cent7"
And # Doesn't take very much i'm
ag1nation TO look down the wears and
see that boy. II he continues honest
and just and square and generous
standing before a lot OF young men
VINO look up 10 him as the old man
and hearing him telling OF the first
money he ever earned IN his life He
VII have forgotten asking the 1,Ies-
ton about the security OF the ham,
but he never Will forget the time he
put his first dollar into the bank and
how proud he was in the possession OF
the bank book.
We are hearing and reading much
nowadays about small savings being
the basis OF great fortunes. Small saw
ings, carefully husbanded, wisely in
vested, lead TO big things ofttimes.
Now. what is true OF pennies. dimes.
and dollars is true Of minutes, hours,
and days.
Time carefully saved. wisely invest
Cd. leads 70 tremendous results In
ones life
Fifteen minutes every day, banked
IN the bank OF seif-improvenent
means the accumulation OF fund o.
vital knowledge that is going TO stand
you in good stead IN the years TO
come.
About fifteen months ago. perhaps
less, bright young fellow, with pas
sably fair tenor voice. came 10 the
conclusion that he could make some
thing out OF his musical instincts. He
had a family. wife and two children.
Not big salary by any means. And
time pretty well taken up. But he was
determined 20 sing. This is what he
has done: Instead OF taking HIS lunch
downtown and fooling the noon hour
away he has walked home TO lunch.
Z takes him ten 10 twelve minutes %
make the walk Allowing twenty-five
minutes for the walking backward and
forward. this gives him thirty-fve
minutes at home. When he gets home.
the first thing he does IS TO 90 20 the
piano. run over his scales and sing the
exercises and lessons that his .nstruc-
tor had given him for fifteen minutes.
Then he eats his lunch and goes back
70 work
Three things have resulted because
OF this regular systematic practice:
First-He is in better health because
OF HIS daily exercise.
Second-He has saved money by eat
ing at home, for he hasn't wasted any
in foolishness down town while wait
ing for the clock to show his noon
hour passed.
Third-His voice has cleared up to
remarkable degree. and just the other
day he WIS offered the preceptorship
OF a choir in the big popular religious
movement that will make it's Influence
felt as the days go by.
Banking his minutes IN the Bank II
Self-Improvement. he is winning out.
When YOU think OF the minutes you
have wasted. Il must make you feel
poverty stricken and poor. Why not
begin today. saving your time. hus-
banding Il for the long days OF illness.
convaIescence, accident or old age that
come at some time or other TO most
people in life
He who saves his money for stormy
days is prudent; he who saves his time
and feeds his brain Is wise.
Prudence and wisdom are twin sis
ters. going hand in hand. leading those
who follow them TO security. happiness
and peace.