The Marion daily mirror. (Marion, Ohio) 1892-1912, 1907-05-04
Ia Matter Of Controlling Fire
DaDgers.
ANNUAL FIRE WASTE
IN Ohio is About Seven Mil
lion Dollars.
While the Property Owner 10 Pro.
tected Each Individual In State
Shares In the Insured Loss.

Ohio's annual fire loss plus the. cost
of fire departments and fire preven-
tion appliances is equal to Is per cent.
Of the total years product Of all the
industries of the state. SO. every
producer, gives one and half hours
Iout of each ten hour day to make
good the fire cost.
In his report of year ago, the
fire marshal in speaking Of the profits
|of insurance companies, said: "In
1905 the fire insurance companies had
to pay back in losses but "a cents
out of each dollar of premium COL
lected. This left a nice margin Of
profit to protect against a conflagra-
tion loss that will come by and
bye" 1t came in hurry.
Every one contributes to the pay
ment of this cost. Part of 1t is
added to the prices of the laces OF
the plutocrats daughter and to the
price of the workingman's dinner
pail. Even baby's milk comes from
an insured COW, resident in an in
sured stable.
Insurance is the foundation of all
credit. One cannot mortgage his
property without insuring 1t, and a
merchant who carries no insurance
can mot get credit for goods.
The premium payment is surer than
death, for there Is no doubt about its
date.
The aDnual fire waste in Ohio is
from Six to eight million dollars;
the average Is seven millions, nearly
all OF 1t preventable. While the prop
erty owner is protected, each indi-
vidual In the state shares in the In
sured loss. Added to the direct
waste from fire is the loss OF time
OF employees in stores and factories and
loss Of customers by the owners.
Aside from this about 100 persons
are burned to death in these fires.
Reckless carelessness with known
danger is responsible for most of the
losses, so. reformation OF the people
IN this regard is the most important
thing.
In last year, there were 4.44S fires
In which the money loss was more
than IS. About nine times as MANY
more fires started, but were extin-
guished by persons present at the.
right time, with out a call to the
nre department. Possibly one fire in
80 results from ignorance of fire
danger. A much larger number is
that from neglect of adequate pre-
caution. Allowing children access IN
matches cost $23,9OS in the year COW
cred by this report-but that shocld
De ADDED to the cost Of carelessness.
indeed, to carelessness of some one
IS cha aageable every fire loss. AT one
Time a fire from lightning was con-
sidered an act of God, but It is now
known that such nres occur only I'm
unrodded buildings.
Inc nre marshal, through the gen.
erosity of newspaper and magazine
'wners, has been able by bulletins to
attract attention to fire dangers that
are responsible for the loss of stores
ana homes. The large dangers IN
y are looked after by
She scientists of the rate-making
bureaus.
ordinances which experience has
SHOWN to be effective in controlling
hre dangers have been sent to may
'rs' fire chiefs and clerks in all
'wns OF Ohio having a population
N more than one thousand. Many
owns have adopted them and some
now have them under consideration.
ID. s. CREAMER,
State Fire Marshal. |