davidaulloa/AmericanStories huggingface dataset:
The San Francisco call., 1906-06-08
DECLARES HORIZONTAL CUT
OF % PER CENT is JUST.
President Nichols of the National and Colonial
Companies Explains His Position
FALLS BACK ON ALLEGED QUAKE DAMAGE

icies of rs per cent This decision was
made known to our managers here and
II appears, that because we were the
fret to come out in the open and pro-
that our action was misconstrued to
the detrinent of our companies We
simply did at the outset and without
delay what many other companies will
what terms we were ready TO pay, and
that is something that many other com
panHlss pH have not not yet announced. ,,,,
entitled TO reduction of 20 per cent
force any of our clients to agree to
such settlement. If the policy holder
is not satisfied to settle on the basis
that we offer, we are ready and will
ing to take UP the claim, go into every
ea deta ana gys the poiSSg hoidar srve tu t
q settlement Many policy holders have
already agreed to. accept reduction
on the face of their claims claims AFTER we we
thoroughly. We have paid out num-
ber Of individual losses and will con-
tfnue to do so.
earthquake clause. The law does not
permit us to insure against earth
quake. In the general notice that we
have given of our Willingness to settle
on a 25 per cent cut basis we waive all
questions as to earthquake damage and
offer our claimants 75 centssoh the dol
lar and payment without delay.
QUAKE A NEW FACTOR.
In arriving at the decision to offer
our creditors a settlement on dis
count basis we took into consideration
the extraordinary conditions that pre-
eeded the destruction by fire of San
Francisco, as we believe that these con-
ditions relieved us morally of the
greater part of our policy obligations.
It was confiagration such as insur-
ance men have never had to deal with
before, and problems entered therein
that are awaiting solution today and
impeding the settlement of the San
Francisco losses,
In the first place the earthquake was
not reckoned with by the insurance
companies. In the second place the in
surance companies did not anticipate
the destruction of the water system of
San Francisco. which practically pre-
vented the Fire Department from cop
ing with the flames. When our policies
were written they We're written with
the understanding that the property on
The San Francisco call., 1906-06-08

OAKLAND, June flames Nichols,
president of the National Fire Insur-
ance Company of Hartford. and also
president of the Colonial Underwriters
OF the same city, believes that because
of the extraordinary conditions that
accompanied the destruction of San
Francisco the corporations of which he
is the head should not be expected to
pay more than rs cents on the dollar in
the settlement of their aggregate loss
es. estimated at s1.75o,OOo, and that the
policy holders should in all fairness
be satisfied to accept a horizontal cut
of 25 per cent in their claims and OBJ
tain their money without delay. he
makes the contention that his fnsur-
ance firms are morally entitled to such
treatment from the holders of policies
that were matured by the complicated
combination disaster and that the con-
Germs are taking Just attitude toward
their claimants in asking that settle-
naent be made on that basis
That the National Insurance Com
pany had decided upon a horizontal
slash of 25 per cent in the payment of
its losses became known when George
d. Dornin. the Pacific Coast manager of
the firm. announced two weeks ago
that he would resign his position. as
such action on the part of the COM
pany did not meet with his views of
fairness to the policy holders. That
the Colonial Underwriters Company
was to proceed to settle it's risks on
the same basis was given out by Pres
ident Nichols today. In explaining and
defending the position taken by his
companies In the settlement of their
San Francisco risk Nichols said:
DISCOUNT THOUGHT FAIR
After receiving detailed information
as to the conditions attendant upon the
San Francisco catastrophe and re-
viewing and considering the same care
fully the directors of the National In
surance and of the Colonial Upderwrit-
ers decided that because .of the un-
precedented and unlocked for features
that figured in the ruin wrought in San
Francisco that our companies were IN
all equity entitled TO discount on pol
The San Francisco call., 1906-06-08
PERSONAL.

IL A Seyd of New York is at the
Dorchester.
Joseph Weringer Of New York is
registered at the Majestic.
Robert Geddis, prominent merchant
of Pittsburg, is at the Majestic.
Julius Lyons and Fred Cowen of
Kansas City are at the Dorchester
DR.. J. +. POheim and family have
retarned from Berkeley and taken
apartments at the Dorchester for the
summer.
FL NJ Yerrington Jr. arrived from
Columbia College yesterday. and after
q survey of the city left for Carson,
where his father, who is president of
the Virginia and Truckee Railroad, re-
sides.
Petrucio San Antonio an eminent
scientist and textbook writer. of Bel
GUM, registered yesterday at the Hotel
Touraine, Oakland The distinguished
visitor is making a study of the earth
quake results. He is on his way to
Japan and China to meet scientists in
the Orient. /.
Raymond T. Baker. wen known in
business and social circles in Oakland.
has returned from New York. where he
has been for the last two months. Al
though he thought he was thoroughly
informed as TO the condition of this
city, he is greatly surprised TO see the
magnitude Of the sweep of the fire. He
was at the great theatrical performance
given ct the Hippodrome In New York
for the benefit Of the sufferers here.
he says the entertainment began at IL
o'clock in the morning and continued
without intermisSiOn for sixteen hours
not ending until o'clock IN the morn
ing OF the following day. The Hippo
drOme was packed with 2 constantly
coming and going throng OF people.
and the street in front of the entrance
was lined with autos and carriages for
blocks. The show netted $4,000.
The San Francisco call., 1906-06-08
PUPILS ARE ANXIOUS TO
RETURN TO THEIR STUDIES
Daily Registration of Commercial High
school Undergraduates Progress
Ing Rapidly.

The daily registration of the under
graduates of the Commercial High
School is going on with very satisfac-
tory results. During the past few days
$50 of the 500 pupils enrolled have
called at the headquarters Of the school
and registered. A general request was
made to the pupils OF this school to reg
lister because OF the loss of the records
in the recent fire.
Principal C. II. Murphy said that
1t is singular fact that of the
large number already registered
and coming from all the cities around
the bay but three pupils had expressed
any doubts about returning at the open
ing of the schools, and that many had
already tired from their forced vacation
and wanted to return Immediately.
The Commercial High School was one
of the many destroyed by fire, and the
Board of Education has not yet fully
determined the new location, hut 1t will
probably be in the neighborhood of Van
Ness avenue and Market street. Grad
uates of grammar schools who contem-
plate entering the Commercial High
next term may also apply for regIstra :
tion at their headquarters at the Emer'
son School.
The San Francisco call., 1906-06-08
WOLF NEEDS FUNDS.
VIII Uurse Legislature to Make APP
preparation for 0nicc Expenses.

Insurance Commissioner E. Myron
Wolf left for Sacramento last evening
to personally urge upon the Legisla-
ture the necessity of appropriating
in San Francisco. He asks that he be
allowed $4,000 annually, beginning with
this month, and that $4,000 be appro-
priated for an already existing def
cheney.
The allowance OF Insurance Commits
sioner Wolf for the maintenance of his
office, including the salaries OF himself
and his associates, il now $4,000. Since
the fire the work of mis- office had been
increased hundred fold. Commission
er Wolf has been compelled to hire
extra clerks and stenographers to at
tend to the pressing business These
employees are now working at less
wages than they can earn in other
Offices and they are sticking to the in
surance work through loyalty to Com
missioner Wolf.
Il believe that my onice car get along
somehow on $4,000 year said COM
missioner Wolf yesterday afternoon,
and have made this estimate as low
as possible. The $4,000 deficiency fund
that / ask is to cover what I have al
ready expended out Of my own pocket
and for the purchase OF necessities
about the ONCE. This Office could spend
$4,000 easily doing the work we are
doing, but we realize the necessity Of
cutting every penny und we believe we
can get along on $4,000 O year.
Commissioner Wolf has not vet been
officially notified OF the suspension of
payment by the Colonial Insurance
Company of New York. The telegraphic
communications received from Wash
ington state that this company's losses
in San francisco amount to about
100000 and this has. determined the
Colonial to suspend payment and close
I'D Its affairs.
have not list of those insured
with the Colonial" said Commissioners en-
Wolf yesterday afternoon. It hear that
1t estimates it's losses in San Francisco
at 100000, but believe that they will
be far greater than this. / have not
received any statement from the
Colonial yet and have not a record of
their risks OF last year In this State
The San Francisco call., 1906-06-08

be at the ferry building to meet the
people who have lost heavily by fire,
he said that he thought that there
would be no failure to have the adjust
ments proceed after few days. four
or five days possibly. Now that the
days in advance it would be possible
for companies to arrange their other
business so that they could attend to
the work at the specified hours at the
ferry building.
LOSERS THE SUFFERERS.
For one meeting that was to have
been held yesterday forenoon, only three
persons appeared and one of these rep
resented property that was burned and
the other two represented but two COM
panies. There was nothing to do in
that or in the succeeding cases under
the circumstances and the proceedings
were practically considered off for the
day at noon, the attendance of the
forenoon pointing out the certainty
that no one could be relied upon to
come In the afternoon. The names as
signing the dates for adjustment re-
mained on the bulletin board for the
enlightenment of all corners. The opin-
ions of some of the underwriters coin
cided with those of Secretary Mohr-
hardt concerning the nearness of the
time when the proceedings could go
on without delay
1t was noticeable that the represen-
tatives of the insurance companies took
the delay more phiiosophically than did
the losers. The latter are in haste to
get their money and every day of delay
costs them heavily in a business way,
both by retarding .uilding operations
that are necessary to enable them to
resume business. and because, in the
varied opinions about future business
centers is a danger that some large
concerns may, IL no immediate action
is taken, decide after little to change
their locations.
The San Francisco call., 1906-06-08
PROPOSALS.

PROPOSALS for Car Wheels and
and Tools. Bolts. spikes Nails, Tacks.
ungs. Steam Separators and Traps.
Water Columns. Gauge Cocks and
Glasses. Rubber Valves and Gaskets'
Punches and Dies Manila Rope'
Hemp, Hose, Wire Screening. Blinds
and sash. Window Glass. Tents, Beit
Laeing. Wire. Graphite. Pig Lead.
Paint Brushes, Vehicles, HarneSs
Kitchen Utensils, Blow Torches. 09fs
ers. Melting Ladies', Ice Saws ana
Hatehets, Swage Blocks. Door Knchs
Sash Fastanefs. Coat Hooks. Foot
Burners, Ladders, cuspidors, Door
Measuring Tapes. Stationery ana
Canal Commission Waehinrror, III ~
c.. May rs, 1906. Sealed pr0Dosais =
triplicates will be received AZ ~ ~
office OF the General p1,rchas s;..S
Ofiper, isthmian Canal C0nerniss4n.e
washington, ID. c.. until f0.an
June Is, 1905. at which time sSae = IN; m;
be opened in public Tor furnishir,,,rr ~
the Ye-mentioned articles. Riants
and full information f('frr1,lar -s>-<s ~
3iD may be obtained from this a 49, y.
or the offices OF the Assistant p,
chasing Agents. 36 New Monfror-, s.,- ~
street. San Francisco. Cal ana az
Chamber Of C0mmerce buiidin@ Ta
coma, Wash--D. w. Ross. Genara,
----S-snaslns oneer. jss.
The San Francisco call., 1906-06-08
Fire victim. Go TO Petniuma.

PETALUafA. June IL. Alright &
Co. of San Francisco have leased A
building for three years in this city
and will establish a nacaroni factory
Their plant was destroyed by IRE nj
San Francisco. Comfortable homes
have already been rented for members
of the firm and employees.
The San Francisco call., 1906-06-08
NEW ENGLAND TO HELP
SAN FRANCISCO SCHOOLS

The following self-explanatory circu-
lar has been issued from New England.
and will undoubtedly bring an exceed
ingly generous response to the appeal
for funds to rebuild San Francisco
sohooIho
The San Francisco call., 1906-06-08
BosTON. Mass. MAY %. 1906.

DoO 1OfNs 1lGSs-s MAY 30 lJuO.
Dear Sir: We desire to call your at
tention to the fact that the appeal from
Superintendent Roneoyieri of San
Francisco which has been circulated
by DIR. N c. Sehaeffer of Harrisburg, is
practically Identical in its purport
with one sent out by the Boston COM
nlittee about one month ago. This
forceful appeal, coming as il does d.
rect from the scene of the terrible dis
aster, will doubtless call forth q very
generous response.
kindly send any contributions to o.
w Dimick, Wells School. Boston, Mass,
who will credit you with the same, and
who will forward New England's entire
contribution to superintendent Romeo
vieri as soon as may be practice ble-
Very sincerely yours,
WILLIAM w. HOWE. Secretary,
Martin School. Boston, Mass.
A similar letter is being circulated
from the State of South Carolina by
State superintendent o. B. Martin of
Columbia, s. c.
The San Francisco call., 1906-06-08
GuatemnIan Rebels victorious.

NEW YORK. June IA private dis
patch received today from the re-
public Of Salvador reported that the
success OF the revolutinnists in Guate-
msia is assured and that the state-
nents me 10 the contrary given out by
the government of Guatemala are un-
The San Francisco call., 1906-06-08
Radke & Co.

Formerly of lis Sutter st. and IS
Geary St, now running full blast at
1878 Devisadero st, near Bush. Their
stock of watches, diamonds, wedding
rings and presents OF all kinds are In
valuable souvenirs saved from the
great fire of April Is.
The San Francisco call., 1906-06-08
CaIifornInne Dbl Pnri..

PARIS, June The following Cali
fornians registered at the Herald
bureau today; Mr.. and Mrs. Robert g.
H0chstadt DR.. and Mrs. Oscar n. Tay-
'jor. c. Miller and c. P. Kleber, all Of
San Francisco.
The San Francisco call., 1906-06-08
CALIFORNIA PHYSICIANS
ROYALLY ENTERTAINED

BOSTON, June 7, The California.
delegation to the American Medical
Association. Of which DR.. Woods
The San Francisco call., 1906-06-08
summer Colds.

Laxatlve Ia Bromo Quinine, world wide
oold cure, removes cause. Call for full
name, look for sig. E. w. Grove. 25c. J
The San Francisco call., 1906-06-08
NORWEGIAN CLUB FRAN
WILL MEET.

Members Of the Norwegian Club
Fran are hereby notified that spe-
cial meeting of the Club will be held
SUNDAY, June 10, at 2:30 p. m. in
Bents Hall, Twenty y-second and Fol-
som SITS. All members are requested to
attend this meeting. as its actions Will
be OF great Importance to the future
existence of the Club and the welfare
of it's members.
o. A TvEITMOE. President.
C. HENRY SMITH. Secretary
The San Francisco call., 1906-06-08

FETALUMA, June IA slight earth
9'sa yu1he snock was felt here today at
zilo NO damage was done
The San Francisco call., 1906-06-08

II you want clothes,
the kind taat makes
ron look and feel
ike a well-dressed man.
then, this 8 your hone.
We are specialists Tor
Meu's Clothes Only.
This Is a concrete fact.
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1906-03-30

Lewiston. ldano. February / 1g0l
Sealed proposals will be received az 4
ONCE o. the Waha-Lewiston Land q
Water company, al Lewiston. Idaho, 4
,il D. m March 81, 1915. for the c<=
struction OF Is miles of Flood-wafg
Catchment Ditch. 4 miles OF Main Supjl
Ditch and Storage Reservoirs. situaf.
on Craig Mountain. Nez Perce Couui
Idaho, 80 n
some 1900 cubic yards OF earth, a
cubic yards OF rock and constructions
ahout lS.o0O cubic yards OF concrete q
nther masonry. and about 400 llneaI u;
certified check, or Trust compaut-
prouosal Bond. for sum equal to n
cart OF the amount Of the bid must n
company each bid, and the succssai
hJddcr will be required to enter Intc-
contract at once and furnish eatisfactfl
hond In the sum equal 10 " per cent?
the amount of the contract as guaui
Tee of the proper execution OF the q
tract within the time specifed-
The company reserves the rlgne 20 n
,ect any and all bids.
aids will be received a. for the e.
.+ruction Of the bitches, (2) the reservci
I'd (3) tho tunnels, or for tho entire va
plans and specifications are on nlef
the office OF the company al levin
Idaho. n,..s -.
WALTER H. GRAvEat
..os, Endeu
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1906-03-30

Only few OF the bride and groom's most
intimate friends were present.
Mr.. Spaldng went to Goldficld about
three years ago with $50. Today he is
estimated to be worth between $4,000 and
$50, 600
Mr. Spalding has been associated with
Frank Horton and A. 4. Bussey in the
Goldneld Daisy Mining syndicate and in
the Red Butte claims. He is said to have
been the dIscoyerer OF the Dinmondficld
mine, four miles from Goldhcld. Mrs.
Spaldng is well known in this city After
short honeymoon Mr.. and Mrs. Sp0ld..g
will return to Goldf1eld
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1906-03-30
EXPRESS TRAINS COLLIDE
Several Passengers Slightly Bruised
and Trains Delayed Ten Hours.

ASH FORK. Ariz.. March 29.-CalifornIa
Limited No. 3, wcst-bound and the At
lantic Express No. ?, eaStbound. met in
Eead-on collision at Cosnine. a switching
station. near Flagstaff, at O'Clock last
evening. No passengers or trainmen were
seneers were slightly bruised and cut
The trains came together with great
force and both engines were badly
wrecked The buffet and smoking car
on the Limited was also badly damaged
Engineer Goldsworthy OF the Limited
had the right of track and with his train
was standing at the station on the main
Inc awaiting the eastbound train. which
came into Cosnino al nearly full speed
Engineer williams of the eastbound ex-
press claims that his air brakes failed
10 work.
A wrecker from Winslow cleared away
the wreckaGc and the trains. with new
engines. got under way again ten hours
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1906-03-30
NOTICE

Notice is hereby given by the 4
Council Of Salt Lake City Of the intent
Of such Council to make the follow,
described improvements. to wilt:
feet wide and four CD inches thick
the cast side OF Eleventh Esst a.,
from First South street 10 Third e.,
street, In Sidewalk District No. "a 4
defray the abuttcrs' portion of the II
and expense thereof. estimated at Il
Thousand four hundred forty-two 4
l0-lO0 C$l. Az lO dollars, or ono and ~
tSll5j dollaIB per front foot or In
foot there being l ,25i feet abuttinv :.
improvement. by local assessment nm,
the lots or pieces OF ground within =,
following described district, being ii
district to be affected and benefiied
said Improvement. namely; All Of ID
block 80; tho north s25 feet Of lot
block %. and all of lots q to n, inclusiv
block /, Enrich subdivision OF block
plat r." Salt Lake City Survey,
The total cost of said Improvement
estimated at one thousand eight hunSr
which sum the citys portion is 70
hundred two and 41-10o G4o2 80 dolis
leaving one thousand four hundred FOR,
two ana i0-l00 Gl,442l0) dollars to
raised by local assessment
All protests and objections to
carving out OF euch intention must
presented In writing TO the City Recon-
on or before the 9th day OF April, 4
being the time set by snid Council WI
IL will hear and consider such protc
and objections as may be made there
BY orcer OF the City Council OF
Lake City, Utah.
~ J, B. MoREToN.'
City Recordel
sidewalk Extension No. io4. b
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1906-03-30
For a Good Complexion

They stimulate the Bowel Muscles to
contract and propel the Food naturally
past the little valves that mix Digestive
Juices with Food.
They strengthen these Bowel-Musoles
BY exercising them.
This stronger action, producing greater
nutrition from food, brings back to the
Bowel-Muscles greater strength for SELF
operation.
The Bowel-Muscles can thus,in short
time, dispense with any Drug assistance
whatever.
Cascarets are safe TO take as often as
you need them. while pleasant TO eat IS
Candy.
Then carry the Nttleten-ccntboS con-
\ stanty with you in your purse. and
take q Cascaret whenever you suspect
you need II.
One Cascaret at time will promptly
cleanse foul Breath, or Coated Tongue.
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1906-03-30
CROSSING THE CASCADES
President OF St. Paul Outlines the
Route of His Road.

SEATTLE. Wash, March 2s.--President
II R Williams OF the Chicago. Milwaukee
G. st Pau of Washington, today gave
out the first official announcement OF the
company,s plans for or, crossing the Cas-
1--WE have decided TO adopt the Sno-
oualmie pasJ route through the Cascade
nountains East OF the Cascades our
suryeys are not yet completed. The de-
nils OF our location between Seattle, Ia
coma and the Snoquolmie pass are not
vct worked out sufficiently to enable me
10 outline them"
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1906-03-30
ASKS MILITARY CABLE
Secretary Taft Says One Is Needed
to Panama

WASHINGTON March 9.-Secretary
Taft. who was before the Senate Commit
tee on Military Affairs yesterday, spoke at
some length concerning the necessity fot
a military cable to Panama by way Of
Key West. Porto Rico and Guantanamo
Such a cable Is provided for In the pend
Ing bill by an appropriation OF $4,000
He also asked that provision for q cable
ship to be used In coast defenses, which
was struck out of the bill by the House,
be restored Secretary Taft opposed the
reduction OF the cavalry arm on tho
ground that It requires two years or more
to equip and train this force
The Salt Lake tribune. [volume] (Salt Lake City, Utah) 1890-current, 1906-03-30
NOTICE TO CONTRACTORS.
Office OF the Board OF Public Works.
SalI Lake l,lIN Marnh IL 1nl

SGII I-AKt tIty, MaTCh II, 100
Sealed proposals Will be received at this
Office until o'clock p. m. Tuesday. April
g. 1900. for the work OF breaking down rock
In the old Pascoe quarry. near the Warm
Springs. In this city and at 7:30 p. IN. on
said day the proposals received Will be
publicly opened and read.
Instructions TO bidders. together with
specifications and forms for contract and
bond. can be obtained upon application at
the office OF the Board OF Public Works
or City Engineer.
The right is reserved 20 reject any and
all bids.
BY order of the Board OF Public Works
F. j. LEONARD, Chairman
Louis c. Kelsey. city Engineer NllQ