The San Francisco call., 1906-06-11
Policy Holders Warned
Who Are Initiating
PropertyLOsses.
Action Gives Some Com
panieS an Excuse to
Shave, He Says.
Forty-F cur Agents Have
Granted Time Exten-
sion Asked.

BE honest" This is Insurance Com
missioner E. Myron VOLTS warning ap-
peal 10 the policy holders of San Fran
cisco. Dishonest raising of the val
ues OF properties destroyed by the fire
only serves to give dishonest COM
panies an excuse TO shave policies and
compel honest concerns to look with
suspicion upon every proof of loss filed
with their State agents" he says.
Complaints have come TO the InsuE-
anCe Commissioner ofice-complaints
so backed-up by proofs that they can
not be Questioned-of policy holders
who are infiating the values of their
destroyed property. Many of the in
snred are taking advantage of the
mixed-up conditions and fling proofs
OF loss for goods which they never
possessed or which they saved from
the conhagratiOn. 1T is work of this
kind" says Commissioner Wolf. that
gives dishonest companies an excuse TO
shave honest policy-holde We must
be honest all around if we expect
proper settlements"
The insurance companies are fast
signing the time stipulations granting
policy holders an additional sixty days
IN which 10 file their proofs OF loss.
Convinced OF the sincerity of the letter
sent out by Insurance Commissioner
Wolf demanding that they furnish a
-AEA u. kAlElI insured ana a QGSGT1DIlOn
OF their policies under penalty OF the
law Tor failure Of compliance the COM
panies are readily granting the extern
sion Of time. II is TO many of them
the lesser evil and they are signing up
before the first sixty days pass Forty
seven have sent in these stipulations
TO Commissioner Wolf and many more
have signified their willingness TO COM
ply with the Commissioners request
within the next few davS
In most of these stipulations the pol
lcy-holder is given until August Il in
which TO ME his proofs OF loss with
the state agent of the company with
which he is insured. Some companies
gave until August IS and a few will
accept proofs up TO September J. In
surance Commissioner Wolf, however,
urges all policy holders to get in their
proofs at once and avoid any dangers
that may lurk behind laggard iling
The list Of those insurance COM
panies that have granted the extension
OF time is, as revised TO date:
Hamburg-Bremen Fire Insurance
Company
New Zealand Fire Insurance Company
OF Auckland. New Zealand.
London and Lancashire Fire Insur-
ance Company of London
German American Fire Insurance
LONDON Assurance Corporation of
Mercantile Fire and Marine Insurance
Niagara Fire Insurance Company.
North British and Mercantile Insur-
Phoenix Fire Insurance Company of
Williamsburg City Fire Insurance
orient Fire Insurance Company of
Liverpool.
stale Fire Insurance Company of Liv-
Aetna Insurance Company of Hart
Alliance Assurance Company. Limited.
Alliance Insurance Company of Phila-
delphia
Atlas Assurance Company. Limited. of
London.
British American Assurance Company
of New York
British America Assurance Company
calumet Insurance Company of Iii
nois
Ciuzens' Insurance Company.
Commercial Union Assurance Com
pany Limited, Of London.
Commercial Union Fire Insurance
Company OF New York.
Continental Insurance Company.
Federal Insurance Company of New
FIreman's Fund Insurance Company.
Franklin Fire Insurance Company of
Philadelphia.
Glens Falls Insurance Company.
Hartford Fire Insurance Company of
Connecticut
HeIvetia Swiss Fire Insurance Com
Indemnity Fire Insurance Company
OF New York.
Insurance Company Of North Ameri-
ca, Philadelphia
Kings County Fire Insurance Com
pany OF New York.
Liverpool and London and Globe In
North German Fire Insurance Com
pany OF Hamburg.
Norwich Union Fire Insurance Soci-
ETY. Of London.
Palatine Insurance Company, Limit
Pennsylvania Fire Insurance Com
pany.
Rhine and Moseie Fire Insurance
Company.
Springfield Fire and Marine lnsu.-
New York Underwriters Agency.
Transatlantic Fire Insurance Com
pany OF Hamburg.
Western Assurance Company of Hart
ford
London Assurance Company.
Teutonia Insurance Company of New
Orleans.
Commissioner Wolf returned yester-
day from Sacramento. The bill in
creasing the appropriation for the
maintenance of his Office from $4,000
annually TO $4,000 and giving him $4,000
for present deficiencies, passed both the
Senate, and the House of Representa-
tives without question. With the in
creased appropriation he feels that the
work of his Office can be satisfactorily
accomplished. His clerks can now be
paid salaries in keeping with the hard
work they are doing.