The Owosso times. (Owosso, Mich.) 1897-1926, 1906-11-16
Savings.

be. But everyone can, if he will, be
thrifty, which is better.
The first lesson one is given to learn
when he enrolls in the school that
qualities for success is TO put by part of
his earnings each week.
The truest friends in times of adver-
sity or in moments of opportunity, and
the surest foundations upon which to
build fortune, Is the accumulated
saving of months and years.
The habit of putting away is reflex in
its action. The money itself is valua-
BILE accessory, and the quality of mind
and character developed through this
habit makes for ultimate success.
A skilled and high. salaried machinist
who at so, has been forced to sell
valuable invention for small amount,
because he had not capital of his own
to float it, remarked: eff L had only
had little money could have made a
fortune out of that device"
He is badly mistaken. The fact that
he has reached the age of 80 in high
salaried position, without having saved
any money is proof positive that he has
not the temperament and habits that
insure success in business enterprises.
However much money he might
make, sharper aud shrewder people
would get it away from him,
just as they have been getting it away
from him for over thirty years.
A man who cannot withstand trivial
temptations to spend money has not in
him stiff enough financial backbone
to make success of any big business
venture
The stores, the streets, the places of
amusement, all furnish temptation to
young man to part with his money
If his ideal, the purpose within him, is
not stronger than these outside induce
ments, his salary, be it large or small,
will be frittered away on unnecessary
expenditures, and opportunity will al
ways find him empty-handed.
1t is the order of mind such course
indicates which spells failure, not the
mere fact of being without ready
money, though the possession of small
savings has often been the stepping
stone to great success.
Ready cash iss the greatest moving
force in the business world. 1t speaks
with the loudest voice. 1t clutches
things with the firmest grip. 1t com.
mands the surest confidence.
It is to the bank which has the larg.
est capital that we like to intrust our
savings, and it is the man who has
made the wisest use of his money that
we credit with business acumen.
Cornelius Vanderbilt worked day and
night, saying every yenny, until he had
SD, 900, the nest egg about which he
gathered one of the largest fortunes
ever amassed.
John Wanamaker's first pay was
only $l.20 week and he walked four
miles to and from work each day to
save part of it, as a cornerstone for
the gigantic fortune he has built.
John d. Rockefeller still has the
little book in which he kept account of
every penny at q time when his salary
was smaller than is that of any of the
20, 900 men who work for him today.
Not all of us can be Vanderbilts. or
Wanamakers, or Rockefellers, or want
to be; but their experiences point out
the way to money-making and money
keeping, and most of us can, if we will,
go a reasonable length in that direction.
And there are other uses for savings
than getting rich.
James A. Garfield, teaching school at
$l2 month, saved money to carry him
through college. Most of the really
great men of the past and of the present
in all lines of endeavor are self made
made through their own self denial and
fixed purposes
1t is not so much the money saved as
the character that is builded.
Stinginess and greed are to be alb
horred They are at the one extreme,
while profigacy and carelessness are at
the other The golden mean of thrift
lies halfway between.
Prudence in expenditure is evidence
Of sanity, Of right living and right
thinking.
What you possess today is evidence of
what needless things you did without
yesterday.
There are philosophers who contend