Willmar tribune. [volume] (Willmar, Minn.) 1895-1931, 1906-10-31

:cisc:so. Thers va time Indeed
when the stun piled. Up e szsuoh IS
extent 40 to- zparsly sss the Ssoper atioi
OF the roads Five thousand cars o
freight were cong ested 5at# San Fran
cisco and Oakland BY a heroic at>s;f
forts the lingering freight twas dis
posed of and Ia serious situation re
|>lieved." ~: Now that the railroads arr
able to%look after their own business
they are expending great sums II
permanent Improvement, which viii
facilitate the reconstruction of the
city. :. - s. e z:.s >{55:. 5 ~, j..
I Insurance Situation Hurts. r. r. 4. ,
The insurance situation at i. San
Francisco lis exasperating to ! those
who happened to have Z policies in
shaky or dishonest companies, but
on the whole the lapses sof these com
panies have not affected the 2 city
as seriously as early reports indi.
Gated. Nearly one-half OF; all: losses
has been paid. Considering the fact
that insurance records, as well as
everything else,. went UP In smoke
this, is fairly good showing for five
months. j.. Payments are being made
through the banks at the rate Of near
Fly 81 100000 day. The money goes
into circulation for the most part
and the resulting activity overshad
ows the fact that hundreds of other
policy holders are waiting for set
Element. ~
The people of San. Francisco per:
sonally and through their commercial
organizations, are watching the insur'
ance companies with a jealous eye
Companies that come to the front
with money are reaping a harvest OF
new business, while those which
fought for time or actually repudiated
their obligations in whole or in part
will be made to smart for it.
The chamber of commerce is max.
ing up list Of honest and dishonest
companies. The California delegation
in congress will have something to
say on the subject next winter The
names of defaulting companies are
to be sent broadcast through the
world, and the opinion is universal in
San Francisco that in the long run
the defaulting companies will dis
cover that they played a losing game
when they defrauded policy holders OF
their rights.
Insurance litigation promises to
become great. Policy holders who
have money enough to fight are not
slow in invoking the aid of the courts
One or two important cases already
have been decided, but the critical
question is yet to be passed upon.
This question is as to the part played
by the earthquake in causing fire
losses. Policies are variously word
ed, but in the main they provide that
payment shall not be made it the
loss is caused directly or indirect,
ly''' by earthquake or other act OF
God. Of course, if there had been
no earthquake there would have been
no fire, but the man whose house was
consumed three days after the
quake does not think the indirect
cause is quite close enough to the
effect to Justify the insurance com.
panies in repudiating all liability.
Show True American Grit.
During the disaster the good humo1
and self-possession of San Francis
cans astonished the world. Now, in
the long tug of 'disposing of the
ashes and rebuilding the, city, this
good humor never deserts them, and
they are as confident as though they
were beginning a city for the first
time, There is inspiration in mum.
bers, comfort in common trouble, and
spirit of brotherhood that has, not
deserted them, although it is not as
marked as it was during times OF
danger. The love of good cheer in
the. way of eating, drinking and lis
tenfng to music Is as strong as ever
The climax is a continual tonic, and
invites to. hard work. The very size
OF their disaster seems to nerve the
San Franciscans to hasten the recon.
struction Of the new city. They come
very near to boasting when they show
their ruins, and some of them display
a remarkably fresh memory of his.
tory by. comparing their disaster with
the fate of other cities that have per.
ished by earthquake and fire, and
risen again. According to these men
who cite history while making It,
the only bonfire that excelled San
Francisco's was that which con
sumed Rome In /Nero's time. }=tThe
great fires of London, Boston, Chi.
cago and Baltimore were mere hints
OF what a real conflagration can do
So say these dusty, smiling, tireless
San. Franciscans, who revel in the
advertising that their city has OBJ
tanned. Their belief in the speedy
reconstruction: of the city is absolute
and they are backing their belief with
money and energy that balks at
=. -" :. All Looked Alike. * :: f..
/ Uncle Eph had long boosted that he
had never needed the services Of q
doctor: but now he was i'll, and his
neighbor. felt that the time had come
when a physician should; be called =
(, ;; Come now, Uncle .Eph,',,,s said she
we, will call :.whomever you: wish
you know there's . good. allopaths and
q good homeopath, and there's = new
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