The Crittenden record. [volume] (Marion, Ky.) 1904-1907, 1906-10-19
No Cut In Insurance Fees

ton on October ii, 1906, at Owensbor,o
KY, and the Secretary was instructed
to send a copy to every doctor and
newspaper in Kentucky:
Your committee on Insurance has
carefully considered the subject of
medical examinations and the reduction
of fees, prospos ed by certain of the
old time companies, and submits as its
report the following preamble and reso-
lutions
I WHEREAS, The recent official inves
legations of the three great life insur-
ance companies Of New York clearly
developed that the medical departments
were among the few which were not
honeycombed with mismanagement or
corrupt, and,
WHEREAS, The legislation resulting
from the investigation intended to cure
evils existing elsewhere was at once
seized upon as Justification for long
premeditatet, concerted and systematic
plan for debauching these departments
by lowering the standards and conpen-
sation for medical examiners, employ
Ing and importing into every section
recent graduates and men who have
failed In practice, as well a representa-
tiycs from the lowest grades in profcs-
sion, thus destroying what has always
been recognized as a fundamental safe.
guard in sound life insurance, and
. WHEREAS, While nothing could justj-
fy such a short sighted course the Off
cial reports Of the income and expenses
OF the insurance business in this state
and the country az large, last year.
and during all Of rs history, and the
facts in regard TO the recent legislation
in New York make ridiculous the plea
that the action was necessary 10 the
interest Of economy or was caused by
such legislation. Now. therefore. be
liz
u RESeLvgR By the KerAneky Stat.
Medical Association. in annual eonven-
ton assembled, That this organized
and concerted attempt 10 lower the
standard and compensation Of medical
examiners all ovee this country is not
only most unjust and degrading 20 our
profession. bu, Is so unsound a. a bust
ness proposition that il cannot but ulti
mately prove most expensive and dan
gerous TO all policyholders in thes,
companies, made up Of our patrons and
ourselves:
RESOLVED. That large expo.,enc
having demonstrated that the thorough
and painstakirg examination u eyefy
applicant for insurance cannot be- mad,
for less than five CS5OO) dollar. ",
recommend that this amount be hxcc
as the minimum fee. and shall be NOR
ally binding on an members in Thu
state on and after January !, 1907
RESOLVED, That in view Of the vast
interests involved We urge the profcs
sion in every county in this state {,
meet at the earliest practicable day
and arrange FOR organized resistance 1.
, this organized and ineXcusable oppres
sion We advise that this be done out
side Of the society, and that, 20 far Al
possible. Il include every reputabl,
physician in the county. whether 1
I member Of the society or not. We ad
J wise that the agreement be not mad'
a test Of membership. our reliance be
ing upon the justice Of our cause.
spirit Of mutual helpfulness and coop
GRAFTON, and our evident duty 10 protcc
the best interests Of polieyholders:
RESOLVED. That We pledge our cor
dial support TO those companies which
: have so managed their affairs that thel
have never been tainted with charge
Of corruption. and consequently hav'
not found Il necessary 10 degrade thei
medical suboriinates. or otherwise des
troy the protection 10 policy holders
/ and our Secretary Is hereby instructe,
, TO publish list Of such companies Il
, each issue Of the Journal. upon eondi
ton that they are approved by our act
i've and fearless state commissioner O
insurance:
RESOLVED. That We also pledge ou
support To the International Polio,
Holders Association, which Is sup
porting the United Committees Tickle
4 the middle one on the official ballot, Il
every effort Il may make for the pro
lection Of the interests Of policyholdcrs
that our secretary Is hereby instructe,
10 furnish each county society In Ken
lucky with an ample supply Of ballot
10 the tickets supported by this Asso
/ citation for trustees of each Of sucl
companies. and that We appeal 10 III,
profession In each county and state Il
d the United States 10 cooperate with o.
IN this movement
DIR. ]. W. ELLIS tCH'R'Nl. Maa0nville
pH. ID. &. B0wEN. Elifabctht0wn,
a ~ n d I.s.a..s.a.a. Al a