Waterbury evening Democrat., 1906-03-15
Great is Waterbury !
JOHN MORIARTY, Undertaken,
Office Over Polls Entrance.

had an allowance. l envy you, Su- san."
 Most girls would agree with Jean. A girl who has a definite allowance promptly paid is girl to be envied. She is more independent than her friend who receives little sums as it may happen. She learns how to spend money, how to save 1t, and how to give 1t away, each lesson an all-impor- tant one.
 But she learns none of these valu- able lessons if she has an easy-going father and mother, who permit her to be reckless and extravagant. One may be reckless on . small sum as well as on a large. Whoever constantly exceeds her income is extravagant. whether she be Is or 36, daughter or mother.
 Every young girl should. if prac- ticable, have an allowance. At first it should be very small, just sufficient to cover her little expenses. As she grows older, 1t should be annually in- creased. She should know what she Is expected to do with 1t, and she should be trained never to spend next months payment before 1t is put in her hands,
 A friend who successfully brought up large family told me that her girls began to buy their own clothing when they were 12 years old She went with them to the shops. and taught them what to select. how much to buy and everything about the mys- teries of purchasing, considering 1t as necessary part of their education as anything they learned in school. After little traiuing. she threw them on their own resources. If they made mistakes she told them not to be dis couraged. Each girl learned the difii- cult art of shopping intelligently. and by the time a daughter was 20 she was At to undertake the management of home.
 
 A schoolgirls allowance usually is large enough 70 insure her margin after she has bought her daily lunch tons. paid her rare fa-a snd purchased pencils and paper, ribbons and pins. and the little luxuries that she cares for.
 There is the temptation to spend too much on sweets. Creams and cara meis run away with money to an alarming extent- There are girls who never realize that ten dimes or twenty nickels or one hundred pennies mako dollar. They spend the little coins wastefully, and then wonder where the dollars have gone. An allowance should always cover a girls chari- ties. A certain portion of it should be laid aside as soon as 1t is received. 90 that if there is some call for money in the Kings Daughters Cir cle. or the Settlement. or In e poor family in the reighborhood. the little pocketbook may have it's fund set by to help along.
 A thrifty girl will try to save a lit- tie each month for a rainy day. It is good plan to have something left over and not to reach the very last cent before the new allowance is paid It is not a comfortable thing to be vnat is called hard up"
 
 Another caution may be given Do not borrow or lend. If 1t can be helped. I would not have you sordid or stingy. but the girl who lends too likely may be in straits herself. and the Eiri vho is known to bs . bor- rover Is always an object of suspicion In boarding schools. especialp. the student who constantly oorrovs and seldom pays promptly is little liked by her mates. and DO wonder. She gets for herseif . shocking reputation. and gradually her principles of honor and honesty are undermined n you are ever forced to borrow make every sacrifice that yoa nay pay your oelisa- ton The amount of a allovancs must bs determined by . schoolefri's parents. with due rsgard to what t k 10 psrchase during the month
 eC.psrseks. rSfl sy Josepa B- B>viss)