davidaulloa/AmericanStories huggingface dataset:
St. Tammany farmer. [volume] (Covington, La.) 1874-current, 1906-06-23

~What Is compound interest ane
when Is It used Anxious inquirer.
Interest 10 the premium paid fo'
the use Of money. It Is usually I
certain per cent. Of the principal
There are two kinds Of interest, sim
p1e and compound. Simple interest
Il t4e per cent. charged for its use
on the principal or sum loaned. com
mound interest Is interest on interes,
Is we'll as interest on the principal
Compound interest Is sometimes called
usurious. but this depends entirely
upon circumstances. A common case
where compound interest Is used II
where money due IL paid BY sundrJ
installments. The laws OF VARIOUS
states usually dx the rate Of interes.
which may be lawfully charged. and
also the rate which will be allowed II
absence Of agreement. Where snere
is NO contract q person il obliged 4
pay the legal rate. The amount which
can be charged in different localitiea
IL 70 varied that It makes what might
be usury in one state permissible ~
another. As usury IL the charging Of
a larger amount Of interest than II
allowed by law the penalty Is some
times severe. In some states It IL the
loss Of both principal and interest,
and In others It is criminal onense
punishable by dne and imprisonment
When more than the legal interest
has been paid by borrower. through
ignorance Of the law or other reasons
he can In some cases recover the
amount SO paid from the lender.
. .
81 have some bonds which bea,
coupons. Please tell mo the exact
meaning Of these coupons and how
shall collect them?"-A Woman Ins
weston.
Coupons are interest certificates al
tached to bonds or notes. When they
become due you should cut them Oh
and present for payment at the placs
or to the person named in the bond.
The word coupon comes from the
French "couper. to cut" and it is 9
convenient way Of keeping track Of
payments. For instance. . woman
buys q bond due in fve years, inter
est payable annually. There would
be fve coupons attached to tho bond,
ono Of which she should cut OF and
present for payment on each interest
day. When all I'VE coupons were paid.
the principal called for In the bond
would be due Generally . coupon II
made payable to bearer and It is re-
ally q promissory note equal to the
amount Of interest due on the bond
II your coupons are payable In DIFF
ferent place from whore you reside
you can deposit them In your bank
for collection q few days before they
come due and the bank win collect
them for you.
Can I transfer Q negotiable note
and what does such transfer entail?"
AN Owner Of Property.
Yes, the very name negotiable"
indicates that you can transfer the
note. It can be transferred by tndorse'
ment so as to pass the ownership OF
the note by the transfer. Usually
these notes are made payable to GER
tain person or order or TO bearer and
the transfer gives the purchaser all
the rights Of the payee. More than
this, in some instances tho maker can.
not refuse to pay Z note transferred
for q valuable consideration before It
Is due, when he would have had q
valid defense against the same had It
remained in the hands Of the person
to whom It was originally payable.
Copyright. 1906. by Joseph B. Bowlssl
St. Tammany farmer. [volume] (Covington, La.) 1874-current, 1906-06-23
OF an Old silk Petticoat.

The girl with nothing a year should
know that silk petticoats and Innings
when reduced to shreds and utterly
unequal to their first purpose can be
utilized for millinery Of Corday and
other shapes with very little picking
ove-. The rufles or goffered portions
which remain intact are specially serv-
iceable. One girl who Is wearing a
very becoming silk hat Of this kind
Tor theater and other evening affairs
confessed to her women friends that
it was evoked from q WORKOUT petit
coat and arranged over frame made
from pasteboard bandbox.
St. Tammany farmer. [volume] (Covington, La.) 1874-current, 1906-06-23

Flows the water?"
Gee, it's cold! But guess the fce
barge at the dock does tn. r.
Herald.
St. Tammany farmer. [volume] (Covington, La.) 1874-current, 1906-06-23
Lucky After All.

Softly-rd have you understand
sir, that I'm not such q fool as
look. ,s5s.
sarcast-Well, then, you have muct
| To be thankful for.-Tit-Bits.
St. Tammany farmer. [volume] (Covington, La.) 1874-current, 1906-06-23
A SURPRISE COMING
An Estimate.

'Nere words" he softly said, cannot ex-
press
My love for yotl-not even IL tried
With dictionaries trillion."
'If words" Miss Coyne replied, "are pow
orless,
Suppose your love for me were signified
BY figures. thus: 1,OOO,000?"
Judge.
St. Tammany farmer. [volume] (Covington, La.) 1874-current, 1906-06-23
His MistalkA

.sYou say your wife can't throw
straight" <aaS Fl
ts ayes"
..Then how did she come to lift
your
II dslged."
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

For the period of one week the
Commercial Club has received more
than two hundred letters of in
quiry in regard to the Panhandle
in general and the city of ANA
rillo in particular. Letters from
almost every part of the United
States we're among the number and
which but shows that this country
is not confined to any certain por-
ton when it comes TO receiving
attention. To say that every let
ter gets proper attention is all that
is necessary. Secretary Shire
man is busy all the time.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
Interurbln Railway Charter.

The Clinton, Cheyenne ane Cana
dian Interurban Railway Co. has
been organized at Cheyenne, Okla.
The officers and directors are as
follows: c. S, Gulkerson, presi-
dent; L. L. Collins, vice president;
and R. V. Converse, secretary
treasurer. The above, with w. T.
Bonner and W. T. Pate, constitute
the board of directors. A charter
has been applied for and the COM
pany will be in working order in the
very near future. The charter
calls for an interurban line from
Clinton, through Chyenne, and west
to Canadian, Texas, with a branch
south from Cheyenne to Mangum,
and is capitalized at 81 100000.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
of which he aspires to become a
member.
THE FIRE LIMITS.

The fire limits of Amarillo ought
to be extended. The business
houses are now almost to the lines,
and with a continuance of the rapid
growth in the citys business dis
trict, it will only be a short time
till such will have to be done. tits
just about to the point of demand
for more buildings to do business in
now, and every one erected for
that purpose should conform to the
city ordinance in regard to the ma
terial used. To avoid any build
ings other than brick, cement or
the material designated by the or
dinance, the fire limits must be ex-
tended. A building erected on the
edge of the limits now, is likely to
be in the center in few
years. Again, besides the dan
ger in frame building, such
will not look any too we'll
surrounded by two, three and may
be four story brick ones; we must
look to the future in this building
business as we'll as in other things,
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

AMARILLO has organized a Civic
League, which is supposed to have
for its object the identifying Of the
Yellow City, the planting Of trees
and flowers, and the decoration Of
the grounds and yards Of private
residences and the public thorough
fares. 1t is TO be hoped that the
body will hold on and accomplish
it's object, for of all smaller cities
in the United States, Amarillo is
the most promising for concerted
effort along that line. Given few
thousand shade tress, hundred
miles or so of concrete sidewalks,
more homes that looked like people
meant to stay awhile, passable
streets, and healthful public sem
timent, Amarillo would be one of
the best cities of its size in the
country.-Roswell Record-Trib-
une.
Yes, the Civic League is here to
stay. Manv other industries and
industrial organizations are here,
too, for the same purpose, and still
more are scheduled, The Queen
City of the Plains" is climbing on
and up, and despite the fact that
some are wont to predict other
wise. she bids fair to some day be
the peer of her sister city, Roswell,
in beauty, as is now the case in
commercialism.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
Colorado Southern Extension.

General Manager j. H. Young
of the Colorado g. Southern rail-
way has stated that his road is now
accommodating in the northwest
country preparatory to extending
the line to a coast point on the
Northern Pacific, probably Seattle.
Should this extension be made,
the system would then have a
through line from the northern Pa
cihc to the Gulf coast, via the Col
orado & Southern, the Fort Worth
g. Denver, and the Trinity & Bra
EOS Valley,
1t is reported that Mr.. Young has
asserted that through train service
will be carried on between Denver
and Galveston.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
FarwelIls Sued.
Miami Chief

Mrs. Margaret A. Babcock, of
Chicago, has sued John V. Farwell,
Walter Farwell and Charles F.
Harding, executors of the estate of
Charles B. Farwell, and the Capt.
toll Freehold Land and Improve
ment Company, who built the state
capitol, the second finest of its
kind in the country.
The company was formed in Eng
land in 1885, with capital stock
of $l5,ooo,ooo. 1t took the con-
tract for the building in Austin,
and in return received 100000
acres of land in Texas.
Mrs. Babcock AYERS that her
husband was given one-eighth in
terest 10 these holdings, whereas
he should have received one-fourth.
The petition asks that the trans
actions of the company for the past
two decades be gone over by the
court, and that the charges of sharp
practices, by which she claims her
rightful share, be investigated.
John V. Farwell is the only one
of the original stockholders who is
living.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
THAT FAIR ASSOCIATION.

The need Of a Panhandle Fair
is too evident for further argument,
but who is going to take the initia-
tive in the matter? Everything
has to have a starting point and
some one to take the lead. Surely
in this city of more than eight
thousand people, there are some
who are willing to assume this role
and Iget the ball rolling. There
are lots of people here that would
take stock in such an institution
as a financial investment, besides
it would be drawing card for
the entire Panhandle and ANA
rillo in particular.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
THE north side nuisance" should
be removed.
Ice Cream Social.

The officers of the Salv alton
Army of this city will give an ice
cream and cake social in the
Russell building Saturday, July
Ia.
Capt. and Mrs. McCary, with
their daughter, came to Amarillo,
January II, and have labored faith
fully among the people of the city
for the past six months, and OH
July IS they will depart for other
fields Of labor.
The above social is given for the
benefit of these officers.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
Reducing Santa Fe Grade.

For the betterment and reducing
of the grade of the Atchison, To-
peka & Santa Fe railway from Can
yon City to Texico, Contractors
Wood, Bancroft and Dolby have
arrived in the former city with fif-
teen cars of grading outfit as fol-
lows: One hundred and twelve
mules and horses, one engine, three
graders, etc. They are to make
Canyon City headquarters until this
work is finished. The crossing of
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
TUESDAY, JULY ), 1906.
THE CANDIDACY OF JOHN W. vEALE.

THE CANDIDACY OF JOHN W. VEALt.
In the selection of senator for
the 29th district, it isnot necessary
for a newspaper or an individual to
do any classifying about either of
the candidates. The Childress Post
has flooded the district with class
of matter that does not appeal to
the fair minded and intelligent vot-
er, and can only detract from the
credit of the press in general and
of the Post in particular.
No one doubts that John W.
Veale is a man of a high order of
ability, and that he has lucrative
law practice, his clientele coming
from the best class of citizenship.
His position upon the liquor ques-
ton is known to all, and at no time
has he ever attempted to carry
water on both shoulders, or face
about when this issue was before
the people. Therefore he has the
respect of those who are in har-
mony with his views, because the
value of his weight and Influence is
appreciated, and he enjoys the re-
spect and confidence of those who
differ with him, because they credit
him with honesty Of purpose and
know Just where to find him. He
has never accepted fee that was
tainted with fraud, or sold his serv-
ices in a cause transgressing the
ethics of his profession, and any
statement or contention to the con-
trary is the cheapest campaign rot,
and will react upon those response
BILE for it.
His opponent has spent the last
eight years of his life representing
this district at Austin. His most
ardent supporters and admirers
have long record upon which to
dwell in urging his claims for the
term of office, and would it not be
more becoming in them to build up
Mr.. Decker from his own record
than to try to boost him for fourth
term by harping upon same law suit
that John W. Veale prosecuted or
defended? Mr.. Veale has treated
Mr.. Decker fairly. No man can
serve eight years in the legislature
without furnishing pretty good
text for an adroit opponent, and no
one doubts that Mr.. Veale knows
how to handle that kind of a text.
But instead of going after Decker
and magnifying his short comings
and dement's, he has followed one
of the fundamental principles of
equity, law and fairness between
man and man in basing his claims
upon his own fitness and qualifca-
tons for the office, and not upon
the unfitness of his opponent,
Mr.. Veale lodges nothing, and
has no apology to make for the
stand he has taken upon any ques-
ton that may come before the body
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
The Denver Road.

Excursions will be in effect on
the following dates and to the fol-
lowing places and return
San Francisco and return or Los
Angeles and return June IS to July
7. Limit to return Sept. IS. One
are plus So 90 for round trip.
L. B. SIMMONS, T. F. 81 P. A.
GEO. WORRIES, LOG. Agt.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

THE Giles correspondent to the
Memphis News gives the following
account of the ball game here;
Giles baseball team went to
Amarillo Sunday morning and
played Amarillo. The game was
l9 to 90 in favor Of Amarillo. y
Must been either tryin' a new
brand or mixin'.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

The nuisance conducted on the
north side is a matter for the city
fathers" to take in hand. 1t is
high time a step was made to re-
move this stain from the fair name
of our city.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
Reunion Privileges.

All persons desiring to secure
ground privileges at the Canyon
City reunion will make application
to L. G. Conner, who has supervis-
ion of the sale of privileges. Re-
union dates August %, 90 and 80,
1906. 52-54p
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

Messrs Tamadge and Talley
were in Amarillo Friday preparing
to place on the market the railroad
bonus lands along the line of the
new sonth plains road.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
d. B. Keller Plain Vice President.

1t is no longer D. B. Keller,
vice president and traffic manager.
The dropping of the title of traf-
ic manager was done all so quietly
that not one person in hundred
who has business with Mr.. Keller
was aware of the change.
While the traffic manager title
has been dropped from the official
records, Mr.. Keller is today the
executive head of the Denver road
in even stronger sense than has
ever before been the case.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03
The Best DiarrhOea Remedy.

Il have used Chamberlain's Col
ic, Cholera and Diarrhoea Remedy
and considerJt the best remedy of
the kind on the market says W.
F. Mayes, a prominent merchant of
Wallisville, Texas. This remedy
always effects a quick cure and is
pleasant to take. Every family
should keep it on hand during the
summer months. For sale by Cold
ing Drug Co. BOT m
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

If YOU find a fellow that has
doubts about things growing in this
country, carry him around to some
of those vacant lots and show him
the weeds
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

A Young Mems Christian AS
ISOLATION would be one of
the best patronized institutions in
Amarillo.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

A. A. Webster has lately put in
his market bone mill, and can
now supply his patrons with bone
meal, which is recognized as being
the greatest chicken feed ofall.
52-53
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

the Red river at this place will re-
quire a fill Of fortysix feet.
Talmadge Brothers are making
Canyon Cityheadquarters to unload
their immigrant trains.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

Quality is what counts and quail
ity is what we have. 40tf
Sayre Mill and Elevator Co.
The twice=a=week herald. (Amarillo, Tex.) 1887-1906, 1906-07-03

THE HERALD will cease coming to you when your
time expires unless we are authorized 10 continue IT,
Every evening, Wilmington daily commercial., 1906-03-13
OVER IN MARYLAND.

A lamb owned by Mrs. Annie +. Bryan.
Of near Centrevillc, weighed 20 pounds
when but five hours old
Harry Jobes has resigned as deputy
postmaster at Havre de Grace ID. J..
Nanneman will succeed him.
Talbot Council, Junior Order United
American Mechanics Of Easton. celebrated
its 10th anniversary last Saturday evening
by a banquet. Addresse were made bv
prominent leaders OF the order from all
over the State.
His resignation from the Naval Academy
accepted as of March 18th. Midshipman
J. NJ Blackwell of Virginia has been re-
appointed, TO date from March 18th. Mid
shipman J.. w. Waller OF Virginia has also
resigned.
DR.. John W. Cooper. one of the most
prominent physicians of Cecil county.
died on Sunday. at his home in Elkton.
after several weeks illness of Bnghts
disease. DIR. Cooper was So years ofage.
I'm 1854 he graduated at iiahnemann
Medical College Philadelphia At the
time of his death he was the county health
officer, physician al the Elkton jail and
amshouse and member OF the Board
of Pension EXamincrs
Tho handsome cottage OF Frank Pen
nington, near Madonna. was destroyed
by fire on Friday night together with its
contents. The loss is estimated at S3. 600.
Washington. W. Davis, a prominent
Republican politician Of Cecil county
died on Sunday az his home in Port De-
posit. after several days illness of pneu-
monia. lie was IS years of age and
native Of Pennsylvania He was can
didate for county treasurer on the Repub-
lean ticket two years ago
Every evening, Wilmington daily commercial., 1906-03-13
HENRY G. BANNING DEAD.

nc Had Been Identified with the Business
Interests OF Wilmington for Many Years.
Henry Geddas Banning died yester-
day afternoon at bis home, 500 South
brcome street. For many years Mr..
Banning Waa president of the National
Bank Of Delaware and was onu
Of the oldest and most respected
citizens Of Wilmington. He was 80
years old last Thursday. Mr.. Banning
had been 10 failing health for some
time, but Was confined to his bed for
only a week prior TO his death. The
funeral will take place on Thursday
and interment will be made IN the
Wilmington aud brandywine Cemetery.
Aitsr having been a director OF the
National Bank of Delaware for
number Of years Mr.. Banning was
elected its president in 1872. He held
that Office until last year and gave his
entire attention to the banking inHtitu-
tion. John Richardson, Jr. was elected
president 30 succeed him.
Henry Geddes banning was born in
Talbot county, Md, on March 8, 1916.
HIS parents were Lieutenant reeburn
banning, United Sta ses Navy, and
Sarah Gecdes Banning. tie was
educated in the schools OF Taiot county
and at Buliock's School ia Whining
ton. A bout 1925 his father died, and
his mother returned to her parents
in this city. Mrs. Banning's parents
were Captain Henry Geddes and
Margaret Latimer Geddes. Captain
Geddes was at one time an officer in
tho British navy. Resigning his
commission nndeF the Crown in
1910, he joined the American
navy during the Revolutionary
period and was IN command of
several vessels. In one Of his ships
Lieutenant Banning served, and this
association later doubtless led to the
marriage Of Lieutenant Banning and
Captain Geddes's daughter.
Since 1925 MIR. Banning had been
identified with Wilmington. In his
early life he engaged in the hardware
business with George Richardson,
and later conducted that business
himself on Market street between
Second and Third. lie remained in
that branch Of the mercantile trade
Tor many years. He also engaged in
many real estate transactions during
along period of years.
In lSi7 Mr.. Banning married Emily
EsohenhuTg, who disd in 1897. He
IS survived 10y one son, J. l.. Banning.
The Banning home, No. $50 South
broome street, has been Ia possession
Of the family for many years, having
been bought by MIR. Banning IN 1882
from the late James Bird.
Every evening, Wilmington daily commercial., 1906-03-13
NEARBY PENNsYLvANIA POINTS.

Colwyn fremen helped their neighbors
of the folcroit Fire Co. house a new fine
combination truck ON Saturday.
Darby S Presbyterian Endeavorers have
taken so of the 100000 25-cent shares
in the quarter-century Christian Endeavor
fund.
The Clifton Heights Fire Protective
Association contomplates the erection Of
an emergency hospital, which is recon-
mended by local physicians.
The graduating exercises OF the frHbel
Institute Training Class were held in Bar
ker Hall LansdoWne where five graduates
received honors.
Cadets George H.. Graeber and John L.
Buchanan were awarded prizes for oratory
in a class contest at the Pennsylvania
Military College, located at Chester
Mrs. Eliza 5. Ennis, aged about 50
years, is dead at West Chester as the re-
suit of having burned herself.
While Walker * Co. were taking 100
chickens from EXton to a sale at West
Chester the fowls began fighting, and be-
fore the trouble was over 81 were killed.
The Philadelphia d West Chester Trac-
ton Co. Is new trolley line from Clifton
Heights to Sixty-third and Market streets
will be in operation on March 18th.
Large quantities of lbeef are being
hauled daily over the trolley line from
Lenape to dealers in West Chester, being
received from Coatesville and Whining
ton. 81
Down around Chester and Marcus
Hook the fishermen are getting their nets
in order for the fst run Of Delaware
River shad, the open weather predicting
an early appearance OF the tOothsOme fish
Frank Hibberd Of West Chester. drank an
ounce of laudanum which she found on a
bureau. and for three hours two physicians
labored to restore her to consciousness.