Ceredo advance. [volume] (Ceredo, W. Va.) 1885-1939, 1906-04-25

keep deposit slips at home so that she
can enter her money on the slip and
have fl ready to be handed in immedi-
ately on reaching the bank. 1t is al
ways best TO cali early at a bank, for
there is an accumulation of busineSs
near the closing hours
You state that most banks have de-
post slips that are handed in with
the money. OF what value are they?
My bank is a small one and does not
use them. Could | + AXE one out and
hand in?''-Business Woman.
Yes. you caL make a slip out affiX-
ing your name. the date and the
amount of checks bills and silver that
you deposit Here IL an instance OF
the value of a deposit slip. A we'll
known woman. on a certain day. de-
posted sum in checks and money in
her bank. Unfortunately she was
careless enough to leave her bank book
at home and when she obtained il la
ter after the monthly write up" no
record OF this transaction appeared
She at once notified the bank and "A
search revealed the fact that they had
her deposit slip properly made ont but
had credited the money to another par
~ OF the same surname The mistake
was rectified at once, with profuse
apologies but II serves as an instance
to show how mistakes can happen even
in the best banks. ard how depositors
should be particular TO use the slips
and. when possible. have the entry
made at once on the pass book.
Il had a check sent me by man
who owed me. | deposited il In my
bank and later the mans check was
returned. as he had no funds In his
bank My bank had in the meanwhile
credited me with the amount and
wrote to me To make 1t good How
can | do this?"-lgnorance
There are two ways in which your
bank can be paid back The bank can
charge the amount of the dishonored
check against youJ or you can give the
bank check for the amount At any
rate the bank will demand a refund
and II Is right that it should, for in
stead of waiting to ascertain If the
check were good. they accommodated
you by entering the amount TO your
credit. The dishonoring OF check is
an injury to the drawer and hurts his
reputation as a man OF honor and in
tegrIty.
Please give me au instance OF the
value OF paying a bill by check -
Would-be Business Woman
owe Thomas Grew Ryo dDlI,ro \
have bank account and so | write a
check on my bank for five dollars.
made out in the name of Thomas Grey
and sign my name and the date
Thomas Grey presents this at the bank
and receives his money. Later. re-
ceive the cancelled check as proof that
| the money has been paid and a record
of the withdrawal of five dollars ap-
pears on my pass book
What is meant by indorsing a
| cheek lin blank ?"-Mrs. A. L. NJ
y check Endorsed lin blank" is one
which bears on it's back the name of
the person to whom 1t is made out. in
such a case the holder can write above
| the Eame OF the endorser the words
| dy ~ Tue OlueE On (neTSeH J. Inc
check cannot then be drawn by any
one bat the proper person, To illus
trate: Mary l.. Brown has a check
which was given her by Dorothy Con-
| dit, whose name appears on the face
| and back Of the check She is afraid
! she may lose It, in which case anyone
can draw II. So she writes over Doro-
| thy cOndit's signature on the back
! Pay to the order of Mary L. Brown"
! She then knows that no one can draw
| the check unles she signs her name
beneath that OF Dorothy Condit In
case Mary l. Brown wishes 10 turn
the check over to some one, says Alice
Sauborn. she writes under the other
Endorsements. Pay 10 the order II
Alice SanbOrn." and signs her name.
Mary j.. Brown.
tCOpyrigAt. 1906. by Joseph y Bowles)
PLUCK OF A LITTLE DOG.