davidaulloa/AmericanStories huggingface dataset:
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
CONTRACTOR MURDERED
supt. l. II. Euhanks. Of Contracting
Pirm, Engaged IN CONSTRUCTION
Work on Southern Railway, Shot
and Instantly Killed Near Lexing-
ton by Oscar Gaddy. Negro, Who
Escapes The Deed Without Prov
ocation.

Lexington, y. e., Special.-Saper-
intendent Il. H. Eubanks of Lane
Brothers Company & Jones, contrae-
ior-, was >lipt and killed instantly
Sunday morning at the railway camp
about two miles north of Lexington
by negro employs named Oscar
Gsddy. From oil accounts the kill
ing was totally without provocation,
and all Lexington and surrounding
country is III great excitement. A
po.sc of two hundred or more men
with gnEs are in pursuit Of Gaddy.
who made hi etcape immediately
after the killing.
Thr circumstances of the killing
appear to be- as follows: Supt. Eu-
banks heard some shooting going on
in o..c ii The negro huts Sunday
mOlnIn% and went TO see what was
the matter. Upon arriving at the
door OF the hut, which was filled
with negroes. he said: '.Who Is
that doing that shooting down here ~
Gaddy was lying on bed with the
pistol in his hands, and replied: Its
me and ] will shoot you G. d
you!' Then Supt -Eubanks advanc-
ed into ihe hut having III his hand
small cane.
Without laying anything further,
daddy fred into Mr.. Eubanks' face,
the ball taking effect just above the
mouth, cOursing upward through the
brain, and killing Mr.. Eubanks in
atantly. After firing the fatal shot
Gaddy jumped out at the door, drop
ped hi, pistol and fled as fast as he
could. lie was clad IN shirt and
trousers. having on neither coat, :,
shoes not hat. He was seen later
running i'll q northerly direction along
the public road.
As soon as word of the tragedy
came TO Lexington Sheriff Dorset,
Chief Of Police Helper, the other
police. and about two hundred men
set out for the camp.
Bloodhound3 were sent FOR from
Greensboro and High Point.
There is strong talk OF lynching,
and ii Is hard to say what will take
place If the negro is caught. Most
people think if the murdered is once
landed III Jail, he will be safe, but
he may be killed in the arrest.
Supt. Eubanks was held in high
esteem by everybody, having made
many friends during the few months
he has been located here. He was IS
years OF age, 4 native of Amherst
county, Va, and leaves wife and
three children, who now reside at
Pedlar Mills. Va.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Eight Die In Quaker City.

Philadelphia, Special.-Eighi sAss
were killed and nearly two seor. as
persons were injured by the ssplo
sion of Illuminating gas in the Ma,
ket street subway at Sixth ssrrrs
High buildings were shaken by lis
force of the explosion and. FAR 3
block on either side of the scene of
the explosion nearly every wTnelo-
was shattered. The street eayed ua
halting trafic' and resulting in a sus-
pension, of business. Fire foIIowed
the explosion, but il did no darndes
to neigbboring buildings. The Ics.,
is estimated, will exceed 1900 Oo0
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11

Spencer. \. e.. Hpccial.-AbOut
900 machinists, helpers and apprentice
mru employed il II shops and Il
aumbrr of minor points on the South
crI H.iIway system wcnt out on a
strike at II O'Clock Monday. The
shops affected are al follows: Allan
Ia. llj men; Birmingham, 80; Ma
ron. 30; Manchester. %; Columbia,
81: Knoxville, no; Spencer, 16O;
Charleston. 50; Selma, Ala, 50; Al
r1audria, 30; Lawrcnceviile, Va, II;
Sheffield, Ala, 40. and large num-
her oi men at outlying points. The
over The Southern system and AT
Spencer inclnded nearly all the fore
men. The helpers and apprentice
boy Hcnt ont III sympathy with the
machiniSts. The cause of the strike
waS ,hc refusal Of the Southern off
cial, 10 grant The demands Of the en-
ployccs for an increase III wages from
30 to y ID cents All hour.
The demand was made upon the Of
frialo Of the Southern at Washington
August 25th by 1t representative com
mittec consisting Of one man from
each shop and ofliccrcd by 4. Mc(iil-
vray. of Atlanta, with s. A. Grier of
Salisbury, rs secretary. The men
were offered ali increase Of one cent
for the various points which was re-
fused and the matter urged at Wash
ineton without further result. By d
vote nj threc-fourths Of the members
Of the international Association of
Machinists, employed on the South
ern system general strike was or
dcrcd for Monday. Good order main
tains ut Spencer and the men declare
there will be no acts of violence OF
destruction Of property.
The Southern officials decline to
make a statement concerning the
strike Master Mechanic W. S. Muir
rain. at Spencer, says. however, that
a sufficient number Of men are ex-
pected within 4 few days to maintain
normal CONDITIONS at the shops. AS
reason for not raisingS wages the
Southern officials stated to the com
mittees Of employees at Washington
that the road is incurring very heavy
expense at the time dOuble-tracking
its main line, buying small tribu-
tary lines, making extensive improve
mcnts, and that the cost of living has
not been increased during the past
three years. This, however, is de-
MED by the employees, who claim they
are working for wages based on the
cost Of living five years ago.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11

Cyeionic Disturbances n Least Three
Of Then Tornadoes. Rage Around
Crescent City. the Third Striking
= the City Squarely. Damaging 800
Buildings and Ininring About so
Persons-Eix Killed and Nine Fa-
:, tally injured. In Eeighboring Par
'iahes-City Of Baton Rogae Slight
ly Damaged-List of the Victims.

New Orleans. Spcelal.-This resian
was Friday the center Of eyclonie
disturbances, at Least three Of which
were iornadoes. and caused the loss
Of six lives, with nine persons fatal
ly injured. About daylight heavy
storms broke throughout the coun-
try within 100 miles west. north aud
east OF New Orleans. Friday night
reports OF sugar cane and cotton
crops blown down or sugar mills de-
nolished are coming in from this en-
tire section, while damage, includ-
ing that done in New Orleans Is
plaeedplaced at over 81 100000. The
worst tornado Was north of New Or
leans, where it devasted portions of
three praishes. New Orleans was
visited by another tornado and an
other passed northward Of Biloxi on
the Gulf coast.
The first tornado struck west of
Baton Rogue parish about 6 o'clock,
killing Mrs. Theo. Forest and her
daughter, Mrs. White. Mrs. Forest 5
body was found in a field near her
demolished house. Two children in
Mrs. Forests house were fatally in
Jured and five men were injured in
the collapse of sugar refinery on
the st. Delphine plantation. The city
Of Baton Rogue was slightly dam
aged. In st. James parish one wo-
man whose name has not been learn
ed, was killed, while Mrs. II. r.
Webber and daughter and Mrs. John
Meyer, and also negro. were report
ed fatally injured. Fifteen buildings
were blown down in this parish. At
Ponchatoula, which the tornado
reached about 7 O'Clock, George
Hawes and son were killed in the
collapse Of their house and the two
other children Of Mr.. Hawes were
fatally injured. A dozen other per-
sons were injured there.
Another tornado struck New Or
leans about s O'Clock. While no lives
were lost here, property damage
reached S50O,00e, and about so per
sons were injured. Fully 800 build
lngs were damaged, about 75 of
which were blown fiat.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Pacifcatien of Cuba.

Havana, BY Cable.-The reports
received by the provisional govern
ment show that the pacifcation of
Cuba is practically complete with the
exception Of the province of Santa
Clara. where matters are rapidly
nearing settlement. The only trouble
known to exist Is at -Alquizar, a pro-
vince OF Havana. but it is believed
the 80 rural guards there will be
able TO keep peace. \ closer exam
Inatlon of rifles surrendered by the
insurgents show very few of them are
tit for anything but the scrap heap.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
For Texas Deyelonment

foakum, Texas, Special.-Public
men, railroad industrial agents and
other interested citizens were present
here IN considerable numbers at the
opening of the big industrial develop
ment convention. The aim of the
movement IS to exploit the boundless
resources Of this section and to pro-
mote immigration and the industrial
development of this region.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Mortorman Suddenly Crazed.

New York, Special.-A street car
niled with terrified passengers dashed
across New York at full speed while
the motorman, Leo. Schwartz, sud
denly bereft Of reason, stood Oh the
platform tiourishing a heavy control
ling bar and threatening to brain any
one who approached him He was
finally subdued and the car brought to
a stop after a desperate struggle With
half dozen policemen and street rail
way employees, during which several
passengers jumped from the swiftly
moving car and sustained painful
bruises. One of the men who fought
the mad motorman was so badly in
Jured he had to be taken to the hos
pital.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Wreck Near Chattanooga.

Chattanooga, Tenn, Special.-In a
wreck on the Western & Atlantic
railroad at noon Sunday, two miles
north Of Dalton, the north-bound
passenger train was hurled from the
track by broken axle on the engine.
Fireman VIII A. Hughes, of Allan
ia, was instantly killed and Enei-
neer L. A. Bennett, of Atlanta. was
badly injured. The passengers were
shaken up, but none of them b,,rt
every car but. the sleepers left the
track Trains were operated into
TINS clty over the tracks of the
Southern during the afternoon and
evening. =
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
On Watch For Chinese SMUGGLING
Vessel.

Portland, Me-, Speeial.-Govern
ment croft here We're busy Monday
following report that the mysterious
yacht Frolie, said to have 33 China
men on board to be smuggled into
the United States from Newfound-
land, would attempt a landing near
here. The revenue cutter Dexter was
sent cruising along the islands of
Caseo Bay, while all available light
house vessels were started out to
guard the coast.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Field Artillery at Camp Tampa.

Tampa, Fla, Special.-The Four
teenth battery, field atillery, Captain
Gattley, arrived at Port Tampa at
3:55 Saturday evening and went into
camp on Picnic Island for the night.
They will embark on the transport
Andes Sunday. At 1925 Saturday
evening pack train of 60 mules and
IA men arrived from Chattanooga to
]oln the present expedition in charge
OF Major David J. Rumbrough, from
Fort Myer, Va. Construction of nee
essary stalls for animals on the Andes
may delay the troops here several
davs.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Fleet of Transports.

Washington, Special.-Quartersnax-
tr General Humphrey is exerting a1l
efforts to assemble q feet OF tszss-
ports at Newport News. Thirtsen,
vessels should reach Newport Erzss
in the next few days. Il is expessefs
within a week that practically air
soldiers destined for Cuba and wap
are going by way of Newport News
viii have reached their rendezvouz-
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Increase In Chester's Postoficc Ee-
ceipts.

Chester, s. C., Special.-The repars
of the auditor of the PostofIsee 1)e
partment shows that the receipts N
the local postofice for the year elsss
ing April 1st were s9,s34.42, an IA
crease of $1,543.65 over he proceed
ing year. The business of the past xrs
months shows an increase of 500
over the corresponding SIX naoptlEa
last year, and patrons Of the local af-
flee are congratulating themselves thss
next year will witnesse the insts7Is-
lion of free city delivery.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Rocky Mountain Hotel Men.

Denver, Colo, Special.-The boni-
faces who extend cheer and welcome
to the visiting tourist in Colorado
gathered in Denver for the fifteenth
annual meeting of their organization,
known as the Rocky Mount Hotel
Men s Association. They got together
at the Brown Palace Thursday and
spent the day swapping stories and
incidentally discussing business aaf2
ters of mutual interest. The meeting
will wind up with big banquet.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Fatal Explosion at Railroad Camn

Roanoke, Va, Special.-A Times
special from Radford, Va, says 40
sticks of dynamite which had been
tamped into a hole that had been
sprung for a blast exploded prema-
turely on Tidewater Railroad con-
sIruetlon work east of there, instant
y Killing Joseph Dickinson, fatally
inJurlng the powder forman, Captain
Soo6. The men were frightfully cut
Dy nylng sand and rocks.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Writ of Error Denied.

Jefferson City, Mo-, Special.-The
Missouri Supreme Court denied Mrs.
Agnes Myers a writ of error to the
United States Supreme Court. Her
attorneys applied to the judges of the
such a writ TO appeal to that court
for review Oct 26. This is the date
Tor the execution for Mrs. Myers at
Liberty, Mo-, for the murder Of her
husband.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Postmasters Meet in st. Louis.

st. Louis, Speeial.-The national
association of postmasters of the first
class assembled iii St. Louis and be-
gan three days convention at the
Hotel jefferson. More than one hun
dred postmasters and assistant post
masters are in attendance. The busi-
ness mapped out for the convention
consists largely of discussions on i'm
provements of the postal service in
the large cities.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11

Chattanooga, Special. - The fr..
State medical society dissolved and q
new association TO be known rs fls-
Southern Medical Society was fora
ed. The old organization embraeee
Tennessee, Alabama and Georgia. p
these States has been added Ken
tueky, Mississippi, Florida and Louis-
lana and the intention is to smhrnt,
the other Southern States.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Is Dead in New Mexico Mine

Ration, N. NJ, Special-Fifteen
men are supposed to have lost their
lives IN an explosion in the Dutch
man Coal Mine, at Blossburg. a small
camp five miles from Ration. Three
oooles have been recovered. The
cause q, OF the explosion is not known.
Inc Inc mlne n is owned and operated by
1he ot' Louis, Rocky Mountain l.
I acme Company and well equipped
Win all modern electrictl appliances
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Storm-Damaged Vessels Condemned
as Wrecks.

Pensacola, Fla, Special-The Ger
man bark Maris and the Norwegian
bark Campbell. which were badly
damaged by the hurricane of last
week, were condemned by surveyors
II the underwriters and will be sold
1T public auction. Both vessels are
wrecks. All vessels in this harbor
and vicinity damaged by the hurri-
san are being examined by surveyors
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Five Passengers Killed.

Troy, N. Y, Special.-In a rear-end
collision between a regular passenger
and a heavy train of Pullman ears
carrying the Fourteenth United States
cavalry from Fort Ethan Allen. five
passengers were killed and a score or
more injured, on the Boston & Maine
road just outside of Troy.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
By Wire and Cable

Tobacco growers of Virginia and
North Carolina decided to begin \
campaign against the Tobacco Trnst
The will of Warren S. Lurty of
iaarrlsonburg, who left the bule of
upheld. "-'
Unite States Senator Morton sold
ms Alebmarle estate of 1900 acres
70 u. A. Langhorne. of Lynchburg
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Aid of Red Cross Not Needed at Pen
sacola.

Pensacola, Fla, Special.-The Red
Gross Society through Secretary
Charles L. Magee, at Washington, has
wired offers of assistance in the wav
OF supplies or money for the sufferers
from the tornado in and about Pen
sacola. The general relief committee
replied thanking Secretary Magee for
the offer, but declining, as the citi-
zens are meeting the situation and
caring for all destitute.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Seriously Injured in Saw Mil.

Statesville, Special.-Mr. W. L
Roseman was seriously hurt at his
saw mill in Shiloh township. He ac-
cidentally fell among the machinery
and was severely cut about the face
and arms.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
DEATH LIST HEAVY
Man, fstskeiex from tuss-
sioa in West Nngina
WORK OF RESCUE Is DIFflclaT

NEns<s ef Hedi<s Have Bs<n LeeNs
90 ss Explerias Fsssiss nes Ca
nes Be Brsuxks Up sa Access se
The peerts-Tkrse sf rfFss R<sSzs
Party overcoEs ~ oss. rws Lee
ang Their Lives-so eT 60 In Ex~xs
81 tks Expiexsen. Hss Nzme~r sf
Fatalities Aneas Them Hss Va
knrvn-Ths DEATH List.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Against Rebates.

Washington, Special-The national
association of insurance commission
ars adopted strong resolution against
the practice of granting rebates as
great injustice to the public. )
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
Charlotte Produce Market.
Baltimore Produce Market


Baltimore, Oct. 10.-Flour-Steady,
unchanged.
Wheat-Steady; spot contract
7591-4.
Corn-Firm; spot, 541-2934;
Southern white corn, 55(056 1-2.
Oats-Fim; No. 2 mixed, 81 lag
"a
Rye-Firm; No. 2 Western, 70(071.
Butter-Steady "and unchanged;
fancy imitation, 2O(G21; fancy cream
cry, 25G26; ladle, 1920; store pack
ed, 16 1-201S.
Eggs-Firm, 24c
Cheese-Active, unchanged, Is Ia
OLA.
Sugar-Steady, unchanged.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
NACH|N|STS STRIKE
NparIy All Southern Railways
Mechanics Quit Work
FAILURE TO AGREE GIN WAGES

About 800 Employees, Which Em-
braces Helpers and Apprentices,
Said to be Afectsd-Southern Of
fsred a Compromise Which Mach
inists Refused-The Strike Made
simultaneously All Over the South
The Railroad, It Is Stated, Is
Prepared to Cope With the Situa
ton and Expects to Maintain All
It's Shops i'll a Normal Condition.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11

A policeman in London arrested
man seventy-six years old for singing
in the street, Darling, | Am Growing
Old" The magistrate declined to pun
iSh him
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
"A QUIET LYNCHINC
Business Men Hang Criminals
to Prevent Rioting
NOT A SINGLE SHOT WAS FIRED

Quiet Suburban Lynching Is Put
Through by Parties Of Men Who
Boarded Train Bearing Negro Ra-
pists Back for Trial and Gave as
Their Reason Tit They Wished 70
Avoid Bloody Riots Inevitable if
the Men Reached the City Alive
Mob Composed of Is Business Men.
Said One of It's Members-Morbid
Crowds to Scene.
The Caucasian. (Clinton, N.C.) 188?-1913, 1906-10-11
NORTH STATE news
TENS OF Interest Cleaned from
Various Sections
FROM MOUNTAIN TO SEASHORE
Minor Occurrences offSths Week sf
Interest 70 Tar Heels Told In Para
graphs.
Charlotte Cotton Market.

These prices represent the prices
Perth Amboy evening news. [volume] (Perth Amboy, N.J.) 1903-1959, 1906-12-26
Business Lighter During the Last
Fiscal Year Than In the
Previous Year.
REPORT ABOUT TO BE ISSUED.
235 Domestic Vessels Entered and
Cleared; 122 Foreign Vessels En-
tered and Cleared; 078 Vessels
Entered With Merchandise-Do
mestic Exports Valued at Over
$4,000 = Foreign, 81, 300, 900.

The annual report of the local GUS
tom house, for the fiscal year ending
June / last, soon to be officially made
public, shows smaller figures than for
the previous year.
The report is as follows: 235 do
mestic vessels entered and cleared ;
1872 foreign vessels entered and clear
ed; CTS vessels entered with mer-
chandise.
The domestic exports were valued
at $177.115; foreign exports, S1,355,-
305. In all, 773 entries were made,
and 594 Invoices made A total of
ATS documents were given to vessels.
The total receipts for the year
from all sources at this Office were
$92,07S. .9S.
The custom house business through
the past year was thus somewhat
lighter than that of last year, due
to the reduction in duties, 1t is be-
lieved
The detailed printed report will be
given out in few days.
Perth Amboy evening news. [volume] (Perth Amboy, N.J.) 1903-1959, 1906-12-26
WAS NEARLY
!. 5! S|'U!E:FE0CATED
Jacob Garns Found Partially I'm.
conscious From Gas at Home
in ,Kearny Avenue.
BARRED DOOR OF THE ROOM.

Jacob c. Ger1N, Jr., of 5S Kearny
avenue, narrowly escaped death by
suffocation with gas, at his home
early yesterday morning.
At 3:45 O'Clock yesterday morning
a girl called at the police station, ac-
cording to the report of the police,
and said she was Mr. Germs daugh-
ter, and that her father was trying
to kill himself. Sergeant Mulligan,
who was on duty at the time, de-
tailed Patrolman Long and Jensen to
make an investigation.
When the policemen arrived at
the house, they found, so they re-.
ported later, that Germs had barred
the door of his room with chair
From within there could be detected
the odor of gas. One of the officers
hurried to the cellar and turned off
the gas at the meter, while the other
tried to gain entrance to the room.
The door was finally broken open
and Germs was found lying in a par
TALLY unconscious state. The two
policemen raised the windows and
thoroughly ventilated the house, after
which Germs brother was sent for
Germs was revived with but little
trouble and was left in the care of
his brother until morning.
No cause is known, but the police
men declared that Mr.. Germs did not
appear to be his usual self.
Perth Amboy evening news. [volume] (Perth Amboy, N.J.) 1903-1959, 1906-12-26
BRAGA HAD
BIG. AFFAIR,

The Singing Society Braga, held "a
concert and ball last night in Braga
hall. The hall was well filled, and
the evening was enjoyably spent.
Seven local people presented one
act skit entitled "The Wrong ways
of People" Those who took part
in the play were: Mrs Albert Larsen,
Miss Ella Anderson, Messrs. Jacob
Peterson, Sofus Knudsen, Chris. Lar
sen, Albert Larsen, and Axel Chris
tensen. The skit was well presented
and staged. Music during the eve-
ming was furnished by Prof. Hasse-
let. Solos were sung by different
members of Braga.
Following the concert dancing was
commenced, and lasted until early
this morning.
Those in charge of the affair were:
TIL. l.. Momberg, Peter A. Kaas, and
Peter A. Johansen.
Perth Amboy evening news. [volume] (Perth Amboy, N.J.) 1903-1959, 1906-12-26
|NCEND|ARY BLAZE IN
BROAD STREET HOUSE
Tenants Awake to
Find the House
Smoke-FiIIed.
SCAT TERED OIL.

Firebugs we're evidently at work
in this city early this morning, as
someone entered the two-story frame
building at 119 Broad street. and set
fire to one side of the stairway. The
house is occupied by the families of
James Campbell on the first floor and
John Spillane, on the second floor.
Mr.. Campbell and Mr.. Spillane extin-
guished the blaze before any serious
damage had been done.
1t was said today by the tenants of
the house, that someone entered the
house between and 3 o'clock this
morning. and saturated the mating
at the foot of the stairs with kerosene
and placed 1t three steps frd4M the
floor, against the wall, and set it
afire. W
A large hole foot wide and six
or seven feet long was burned
through the east side of the building.
The fire was discovered by Mrs.
Spillane, who sleeps on the second
floor. She awoke and, smelling the
smoke, at once notified the other ten
ants.
The house was filled with smoke
and Mrs. Spillane worked hard for
a few moments to open all the win
dows. In doing so she broke pane
of glass and cut large deep cash
in her left hand She was later at
tended by DR.. G. w. Tyrrell.
1t is not known who set fire to the
house, and the motive likewise is un-
known 1t is positively known, the
tenants declare, that the fire did not
start by accident, the saturated piece
of carpet, and the manner in which it
was placed showing that it was done
by the hands of someone bent on mis-.
chief.
No alarm was sent in. The loss is
fully covered by insurance.