davidaulloa/AmericanStories huggingface dataset:
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
Thursd day Evening,

will, the banks would be able to save
practically all the tremendous expense
of solicitation. The payment Of pre-
miums could be simplifed by a standing
order from the insured, given when the
policy is written, to draw on his savings
fund to pay premiums as they accrue.
AT one stroke this would save the great
expense Of weekly collection at the
homes of the insured. AS life insur-
ance. in Its, modern, scientific form,
rests on substantial certainty, the sin-
novation would not imperil in any way
the safety of savings banks.
If the Massachusetts legislature
passes the permissive act which has
been, submitted to its committee. the
new departure will be watched with
great interest. 3'
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
Undertaking American Women

V = o
4. Has the American woman reached
and passed the heyday of her popu-
larity9 Is she about torbe muck
raked by literature and trust-busted
by the collegesq Listen while we tell
you that Henry James says her speech
is slovenly, while Professor J. Lawrence
Laughlin Of Chicago university com
ments on her slouchiness in dress and
then make up your own mind whether
this is the precursor of an investigation
by Link Steffens or of undertaking
campaign by Ray Standard Tarbell,
aided and abetted by Ida Baker.
The American woman slouchy in her
dress! Perish the thought. The Amer
lean woman cannot SLOUGH. She may
glide, skate, waddle or wriggle on the
street, but she cannot SLOUGH. When
one sees her snake along public thoro-
fare one sometimes wishes she could
do the other. Slouching seems so much
more honest than wriggling, and it is
not half so much suggestive of a pose.
Her speech slovenly9 Never! The
American woman clips off her words
except when she has too much gum
aboard. There is class Of American
women who overestimate their gum ca
pacity and thus bring grave scandal
upon their sisters, but the majority
never chew more than they can chew
and at the same time speak plainly and
perspicuously.
American women are perhaps too
much the product Of fattery to enjoy
criticism, but now that we are play
| ing such strenuous International role,
we must take into consideration that
our women are not all our own. They
must more or less conform to .cosmopol-
itan standards. They must flirt with
the French and take long walks in kip
'boots' with the English or stare
stolidly with the German. In thus con-
forming let us hope it will be long
time before American women will lose
that piquancy which we enjoyed so
much in them before the exigencies of
our world relations compelled a modi-
fcation of their manners.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
Savings Banks and Life Insur.
anCe.

Massachusetts, which laid the founda-
ton, for the benefcent American sys-
tenn of savings banks by chartering in
1916 "the Provident Institution for
Savings in the Town of Boston, and
which, by the efforts of it's great in
surance commissioner, Elizur Wright,
established life insurance on a scientific
basis, is now moving toward another
great gift to the world-the extension
of the functions Of savings banks to
include industrial life insurance. The
subject is discussed by, Louis d. Bran.
deis, a leader in the movement, in the
current Independent. He characterizes
the present plan of industrial insurance
as the "greatest life insurance wrong"
Industrial life insurance is the most
expensive and least productive form
of insurance written by. the great com
panies,, It's high-rate premiums are col
lected weekly in small amounts from
workingmen, while it's returns, when
compared with those Of savings banks,
are absurdly small. The extraordinary
wastefulness Of the system is illus
trated by Chis example: If a working
man begins paying 5O-cent weekly
premiums at Fl, and lives out his aver
age expectancy Of life, his heirs on
his death at 81 will receive $780, If he
pays the, same amount to, a. savings
bank, they will inherit $2,265.90. If lie
paid premiums for twenty years he
would be able to withdraw only $165,
while the savings bank would yield him
for the same payments $746.2O. This
Wastefulness lis due to variety of
cause.-the great cost Of solicitation
and collection, the large percentage of
lapses, and, above all, to. the fact that
g the needs and financial inexperience
of the wage-earner are exploited for
the benefit of stockholders or officials
Savings banks are operated as a quasi
public. trust at so small an expense as
/ per cent Of the years deposits, while
the expense Of managing the industrial
departments of three leading insurance
companies in 1905 was more than 40
per cent Of the years premiums. tza.,
NLi. DIdH'eis kJlcn NJ pSIil1IGJHg Cne
savings banks to organize Industrial
insurance departments is simple and in.
expensive. He would have state
actuary, who, with the state. commits.
sionet, would serve all savings insur.
ance banks, thus taking care of iactu-
arial expense. The new departments
would; be conducted by the: same off.
Gals IS the bank proper and with very
little increase in clerical force. Start.
ing with an extensive and potent good.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
A PULLING CANINE
The Minnesota Issue, Organ of the A
Sal0nr, I

The Minnesota ISSUE Organ of the Anti
Saloon League. 49,, =. ~
We like the tone Of r he Journ |
in its comment on the election of Mr..
Haynes. It bows Loyalty to the will OF
the majority, promises Mr.. Haynes cor
dial support in carrying out his pledged
intentions, and refrains from saying any,
thing derogatory to his personality. No,
so the Tribune in it's treatment of the
defeated candidate. It is hard for that
sheet to think that the war is over. 1t
jumps on to the beaten contestant and
continues to strike him after he is down.
The rules of honor in pugilistic encoun-
tiers suggest a higher standard of fair
ness than this. The Tribune is like the
dog Which came at a stranger snarling
and showing his teeth, and at the same
time wagging his tail. The owner as
sured the stranger that. dog would
never bite wagging his tail. The stran-
ger, still in fear, cried out, GLOW can /
know which end is telling the truth?''
So the Tribune has at times seemed
friendly to the person and policy Of May
or Jones, and then again, and more fire.
quently, 1t has growled, scarce restrain
ing a feeling bordering on contempt.
Which end tells the truth?
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
OFFICIAL ExPLAINER NEEDED
Detroit News.


The News is forced to confess it's in
ability to comprehend the reasoning by
which Chicago has arrived at the sug-
gest1on that a municipal press agent be
employed to boom the town. In common
with the rest Of the world we have al
ways understood that this was the spe-
clal business Of every loyal resident Of
the windy city. Indeed, it is the COM
mon understanding that this duty is one
of those imposed by the social compact
Which entities a man or a woman to live
there. From the age Of years no Chi
cagoan by any possibility misses an op-
portunity to 'show your that his town
has the most marvellous past, and the
most brilliant future Of any community
IN christendom, or out of it. 1t seems
preposterous to appoint a press agent for
an enterprise that already claims 1000, 9
GOO Of them, and was allowed almost that
many by the federal census Of 1900. .'.'
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

An English poet has burst forth with
a verse entitled Amends to Nature"
which runs. or hops, thus:
!. Il looked into the naked air
& Only the crying wind was there. E.
- met invisible torment tossed
About the darkness like a ghost.''
The wind was probably crying with the
cold. while the invisible torment was suf-
fering for want of a heel-reaching nigh
ty. 1t seems to have been an Indictment
evening for the elements to be out
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
WEEPING At THE WEDDING
Cincinnati EAnn,,irer

Cincinnati Enquirer
Newspaper inquiry has been instituted
as to why so many women weep at
weddings The contracting parties may
be we'll equipped in finance, we'll dressed,
luxurious in surroundings and with Moth
ing in sight to be apprehensive about,
yet the company cries. One of the plaus-
ible2 explanations already set forth is
that. the average. woman is always
yearning, for sympathy. It is a pretty
hard hearted mother-in- law who can not
sniffie'a little as the wretehed man
takes. away the child OF her bosom and
relieves her Of considerable expense for
board and keep. Sisters and cousins
and aunts" take the cue quickly, the
bridesmaids are easily lachrymose: and
even, the bride sometimes catches the
crying fever and snorts in her lace
handkerchief like a common cracker on
the Fourth of July. The bridegroom lust
stands around .awkwardly and looks like
a condemned fool-and on a good many
occasions Is just really that. $3.50
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
HORSE AND MAN
The Conmoner.

A rich man once visited his stables and
watched an old groom currying favorite
horse. 'You have worked for me long
time, haven't you, Sam?'' queried the
rich man. Eyes, SIR replied the groom.
''Me an this boss have worked for you
seventeen years. sAh, and 1 hope you
have been well treated, Sam" said the
employer. ooh, I amt conplainin' none y
said Sam. But me an tn boss was sick
at tn same time, an noticed that
while you hired a doctor for tn. boss you
locked my pay forth time lost"
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
THIS DATE IN HISTORY
DEC. ~

i =
1714-George WhltefeId, founder
+ OF Calvinistic Methodlsts, born,
Died Sept. 80, 1870.
1s11-More than sixty persons per.
ished In burning theater at Rich.
mond, Va.
1928 Rowland Stephenson, Eng
llsh banker and member Of parIla-
ment, absconded with $1,000, 900.
1ss1-Roger 3. fancy of Maryland
became attorney general OF United,
States. - r 'f. s, - 80 81 s
1e47-Duke Of Norfolk born.
1e5s-NeW AdeIphI theater. Lon-
don, opened.
AS3 fa62-General Sherman attacked
confederate works about six miles
from Vicksburg. 49,
1s92-cornerstone laid for cati1e-
York city. i'll. 81
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
"RECIPRocAL DEMURRAcEn
Milton IN. d. Globe,

MllCOn (N. d. Globe.
Reciprocal demurrage is question that
will occupy the attention of the Minneso-
Ia legislature this winter, and we believe
some legislation along this line is ur-
gently demanded in North Dakota. The
car shortage is becoming more of an
evil in the state every year, and it has
been shown that towns away from com
petlng lines are Disseminated against in
this matter. There is no justice in the
present demurrage system. The railroad
company gets all the protection and the
shipper none. The latter is required to
pay "a fine if he is not prompt in loading
cars, while the company will choose it's
own sweet convenience in furnishing
these cars to the shipper, no matter how
urgent the demand for them NAV he
Reciprocal demurrage would compel
promptness on the part of the railroad
company as we'll or force it to take a.
dose OF the demurrage medicine it has all
these years doped out to the HELPLESS
shipper.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
THEANTi-JAPANEsE VIEW
San Francisco Chronicle.

San Francisco Chronicle. +.
The mass, of the Hawaiian population
is nom Caucasian. Of the nom Caucas-
ians the Japanese is the dominant race
No human power can long prevent the
assimilation Of the civilization Of any
country to that of the mass of it's inhab-
itants. For all practical purposes Hawaii
is today a Japanese colony. What we
are fighting for On this coast is that Cali
fornia and Oregon and Washington shall
not become, what the territory of Hawaii
now is. If the Japanese are permitted
to come here freely nothing can prevent
that except revolution and massacre
which would be certain. s.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
A NEGRO IN THE LUMBER PILE.
Kansas CITY Star

=, HdLSSS CIIy SCar.
The duty on lumber, as compared to
the present price, is not large, but it has
something to do with the power of the
trust to manipulate the prices But in
this instance the case lies primarily with
the trust itself, for it controls a consider
able Canadian trade as we'll as PRACTICAL
" all the trade on this side. Then, too,
the freight charges on lumber are heavy
and are a big factor in the cost of ship
ments far inland from the Canadian Dor
der. Nevertheless the first thing. that
congress should do is to remove the duty
on lumber. Evidences of the lumber
trust are forced on every man who has
to pay q lumber BILL :% ~ : p.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
China and the Opium Law,

The empire of China is making an
other effort to suppress the use Of
opium. Under a" new law adopted by
the. imperial government all persons
who use opium-the number is esti-
mated at 100000, OOO-are required to
register their names with the police
and obtain permits which will allow
them to purchase given quantities at
given times. The permits are renewable
yearly for five years, but with every
| renewal the amount -purchasable must
decrease 20 per cent until the privilege
is wiped out. A graduated price for the
permits is arranged by which they
are made to cost the man Of 60 q mod
crate sum, the man of SO twice as much,
the man of 40 twice as much as the
man Of SO and so on until for the
young man the cost is practically pro-
hibitive. All government officials, in
Guiding princes, dukes and vioeroys,
must give up the habit within six
months or tender their designations.
Dealers in opium must take out licenses
duce their dealings 20 per cent an
nually. Violations of the new law are
punishable with imprisonment and con.
fscation Of property. ....= -: 49,
The government sacrifices revenue
of $20,o00,0O0 annually in the effort to
suppress this vice, which is considered
to be as stupendous task as would be
the total suppression Of the liquor
traffic by the United States. The COM
parison may give some idea Of the
herculean labor which the Chinese gov
eminent has set for itself. 1t IS prob
ably in recognition of. this, fact that
the. government has set about killing
off opium smoking by degrees instead
| Of at once. It is curious, too, that the
government has in strenuous manner
adopted the western idea of publicity.
Opium smokers are required to register
and in the future they will be obliged
to wear badges proclaiming themselves
opium fends. ~. - .">5' ~ .
The saddest thing about this con-
ficts. Of. the empire with the opium.
habit is that it has been fastened upon
the. Chinese largely by the greed =, Of
foreign commerce. Even now the re
form measures halt. because of treaties
with Great Britain, which cannot be
revoked without mutual consent. AS
India annually raises and ships to
China under government supervision
about $30,000,000 worth Of opium, little
can be hoped for from British co-opera-
ton. But fortunately Britain has today
in the Indian office an nlightened
statesman, John Morley, who has an
nouneed that Great Britain will make
a financial sacrifice to. help China to
free herself from the most degrading
and destructive Of vices that affict
modern peoples. = ..I<
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
THE SENATE is. IN DOUBT

!: Every morning when the United States
senate is, in session Dr.. Edward Everett
Hale invites the senators to join him in
the Lords prayer. So far his
Invitation has fallen upon deaf ears, and
it is, more than suspected that yerySfew
of his hearers know the words, Z When
Senator Clark of Montana is in his seat
his high tenor is Sometimes, heard lisp
ing the sacred words OCCASIONALLY the
,well-known voice of Senator Depew ar
,tfculates the prayer very lowly, but even
he did not repeat the words yesterday.
Knute Nelson's lips are seen to move in
unison with the words Of the chaplain.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

-. Fl. Hartman declares that the coun-
try has enough railway mileage. j. j.
Hill believes that there should be another
100000 miles Of railways. The public
seems to be Of the opinion that the pres
emit roads should be run, :
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

A dispatch from the race war states
that the negroes are highly excited but
that there Is nothing threatening in their
demeanor." Anybody may be excused
for excitement after a mob has jumped
on his friends and family and slain eight
ten of them. i
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
A WORD Of APPRECIATION
Granite Falls Journal,

4, The Minneapolis Journal, if it has
some failings, like, the rest Of us, is en-
titled to the thanks of the people of the
northwest for the work it has been doing
in the way Of bringing the attention Of
the public to the conditions that exist
in reference to the non movement Of the
wheat crop Of the northwest by the rail-
roads, and the neglect Of the same COM
mon carriers to provide necessary fuel to
the people. AS a result Of this agitation
by h e J GU n al an investigation has
already been started. .,. -~~5 80. a. l., =.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
modern peoples.

One Of the unique features Of the Kan
sas City, Mexico & Orient road-now build
ing from Kansas. City to the Mexican
coast, IS that Mr.. Stillwell has wholly ig-
nored Wall street in his financing and is
paying for everything as fast as it is
done.Y When the road is. ready for opera
ton it will be a paid proposition in the
sense that the cost Of construction will
have been paid in instead of being met
by loans. Another innovation is that
President stillwell has unequivocally de-
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

Tillman and Foraker have found a com
mon ground Of assault upon the president,
and that is that the Brownsville soldiers
should have been allowed to remain in
the army until evidence turned up to
show that they were guilty of the mid
night assault. They can point to the
precedent that nobody is turned out OF
the senate on mere suspicion.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

nounced all forms Of discriminati on. with
him railway charter carries with 1t the
obligation to give the public absolutely
fair treatment with no favors for individ-
uals or communities. This road sounds
pretty good to u.s.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
AFTER THE CHILD PRISONERS.
Kansas city star. I

The glucose trust has paid fines aggre-.
eating $500 1000 In Pennsylvania for selling
candy containing sulphur dioxide. The
glucose trust by no means confines its
sales to Pennsylvania. Why don't some
Of the other states replenish their treas
uriesf with this easy money?
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

Even the roads suffering from the worst
car famines seem to pay good dividends.
The business that is done must pay prof
liable rates.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

Mile. Guilbert tell Paris that our polite
ness amounts almost to a lack of civil
zation. Miss Guilbert evidently tried tc
buy a railroad ticket, -
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
ADJUSTMENTS
Foyer Chat.

William A. Brady's superb production
of way Down East written by Lot
tie Blair Perkins, and elaborated by
Joseph R. Grismer, will be the excellent
offering at the Metropolitan for one week,
beginning on Sunday evening next. = The
cast and production is the same as was
seen here last season. = - 5'i'f:
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27
GOALS FROM THE ii FIELD

\ ~ : - -
sprig OF English nobility has come
oyer here wearing a huge gray shawl in
stead OF an oyercoat and predicts that
shortly all American gentlemen will be
doing the same. Before the war many
Americans wore shawls instead Of over
coats, among them President Lincoln.
But the fashion passed and 1t Is doubtful
whether 1t will return in. this country.
mere Is a lack Of pockets about shawl
which does not appeal !, to Americans.
Can you stow your gloves and an extra
handkerchief in shawl? Has it a re-
ceptacle for pipe and a bag Of tobacco?
Gan you stick your fists down into a
snaWl When you turn the West hotel
corner, and feel that while there is life
there Is hope? A shawl may be a handy
tnlng to spread on the grass at family
picnic, but as a substitute for an over
coat IL has some things to learn.
Old sporticus resents the superior airs
OF those croauettists who played off a
championship game on Christmas day.
Old Sport says he played game of poker
In his shirtsleeves on Christmas. and
felt warm all the way thru it. @'..
me city council has selected its all
Minneapolis eleven for the coming two
years. It will consist OF: .-.T :.
Healy, end. ,,s II =.e;.s -
Rinker, tackle. 49,. RI w."
Hall, guard. e5t So Il. ~. ..is.'. +
. Merrill, captain and quarterback.
Lydlard, center. s. - :. '.,.,.'. .
Minor, guard = - = - Fl. -.
Houghton, tackle. r,
Van Nest, end. 81 s't'5. - ~
Canterbury, halfback r.; ..s'.'
Roberts, halfback IS ~. 49,: -
4 Gaylord fullback -. s:7,. : p p T.. .. a..
Under the revised rules no player will
De allowed to play two positions or draw
Two ratlons from the training: table, The
open play will prevail during the pre-
l1m1nary games, tho the flying wedge,
the corkscrew twist and the caucus hur-
die may be brought in In some Of the
championship contests. AS usual, AL
derman Rand will coach the opposing
team, and While he has no expectation
OF winning game, he hopes to score on
the opposition. Nothing but the new
rule against coaches. talking before or
after the game prevents Rand from is
suing signed statement Of his mode of
procedure. Chatfield, Nye, Vaughn, Dur
yea, Westphal and Bow, who have played
| their four years, will not be in the game
this season. The IN" received in these
cases means :'mosey."x
The skidoo editor has avoided the
problem, why are. the dummy clocks
set at eight minutes of 8?'' Some have
said 1t was to commemorate the signing
OF the Declaration Of Independence. 9th
ers that it marks the time when William
Henry Eustis carried the options on
block 40 into Shaw's office Others say
it is, because this arrangement leaves
the jeweler more room to print his name
and address. The fact is that the name
and address are put on first and then
the. minute hand is drawn in such a
way as to cross the space between the
| initials instead Of crossing letter.
-Topoos
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

]. Pierpont Morgan, Jr., drew a $780,
600 house as Christmas present from
papa" And what is better yet, it had
it's coal all laid in! -
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

Senator Joe Bailey is still in Texas
gathering testimonials from H. CLAW
Pierce that his dealings with H. G. Pierce
were all on the level. y
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

Thirty seven Missouri counties have
prohibition in force. Have we been mis-
judging Missouri? T
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

Mr.. Bryce is over 60, does not play
tennis nor take ive-bar gates on horse.
back. Yet he may succeed as ambassado,
at Washington.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

Senator Foraker says that the nresi-
dent Is an. autocrat. The president has
not stated yet what Mr.. Foraker is. 4
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

The Texas railroad board has ordered
Pullman fares reduced. If all other states
did the same it might amount to some
thing. ., ..-- ~. -. D.. 4
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1906-12-27

Mr.. Hartman is said to be willing to
spend $lo,oo0,0oo to rehabilitate Mr.. Odell,
What a complete ruin Odell must he. II