davidaulloa/AmericanStories huggingface dataset:
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

A. F. & A. M.-Lebanon Lodge holds regular
communications at the Masonic Temple on the
second and fourth Fridays Of each month.
H. MCDONALD, w. M.
ROBERT WORK, Secretary.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

C. o. F. No. so8-St. Alphonsus Court, meets
on the first and third Wednesdays of each
month in their hall over the Mooney State
Bank. JOHN SIBERIAN, c. Il.
Jos G. SCHILL, Sec'y.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

DEGREE OF HONOR.-Mcets in the Work
man hall on the first and third Fridays of each
month.
MRS. JAS. LoYNEs. C. H.
MRS. BELLE BIRMINGHAM, Recorder.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

M. W. Abingdon Camp, No. $3.50 meets in
the Woodman hall the second and fouIth
Mondays of each month.
A.. c. VOID, Clerk,
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

W. o. W.-Excelsior Lodge No. 81, meets on
the second and fourth Tuesdays Of each month
in tho Woodman Hall.
F.. E. r. MERCER, c. c.
A, E. L1NDsrRoM, Clerk.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

YEOMEN.-Meet in the X. OF P. hall, on tho
first and third Thursdays of each month.
THos. SHEEBAN, Yeoman.
G.. c, CRAWFORD, Sec'y,
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

M. B. A.-Modern brotherhood OF America
meets in the Workman Hall the second Thurs
day of each month.
go. e. DUNNIGAN, Secretary.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

A. O. o. W.-Langdon Lodge meets in the
Workman hall the first and third Mondays of
each month. e
J.J. SouCH, M. W.
THos. SREEHAE, Recorder.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

o. E. S.-Langdon Temple holds regular com
munications on the first and third Tuesdays of
each month at the Masonic hall.
MRS, McGRUER, MRS. r. WoRK, W. M.
Sec'y. S. g. KERR, W. F.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

x. O. T. M.-Langdop Tent of Maccabecs
meet in the Forester hall the first and third
Thursdays of each month.
r. p. F%ALcoNER, Commander.
j. D, SALTER, K. of r.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

LADY C. O. Est. Mary's Court, meets at
the Forester hall on the second and fourth
Tuesdays' of each month.
MRS. WIN. F~LUMERFELT: c. r.
MRS. A. l. K~oEHMsTEDT, Rec. Sec'y.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15
Natural E%riendships.

Friends are discovered rather than
made, and there are people who are in
their W natur friends. only they do
not know each other, but certain
things. like poetry, music and paint
ing, are like the E~rcelEasnns' sign
they reveal the unlr ilini"4 to each
other.-Mrs. Stowe.
To Honor 0arJbsldI.
nuenos Ayres proposes to egeea q
- nr"nt ia homer Of tho nasmsvy q
Tal,nsiGi !
Courier Democrat. (Langdon, N.D.) 1891-1920, 1906-03-15

KNIGHTS OF PYTHIAS.-Meet on v ednes-
day evening of each week at the X. OF r. hall.
f. II. GORDON, &C.
F. w. BLEAKLEY, Recorder.
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
SORRENTO.

| Richard Stanley, of Cranberry Isles,
was in town last week.
William Sinclair, who has been en-
ployed here several weeks, returned to
Sedgwick Saturday.
| Mrs. Alice Butler and Mrs. Mile Free
man, of Center, visited William Andrews
and wife last week.
| The S. l. l.. had sale and entertain
ment in the town hall Monday evening,
Dec II. Proceeds, about S12, for the bas
| ket ball team.
| Frank K. Haskins closed his business
here and went to Rockport, Mass, last
| Wednesday, for the winter. Albert Nc
| Farland, who has been in his employ, left
| Dec. Is.
Norman Hale, wife and family left here
| Thursday for Hampden, where he expects
| to make his home with his uncle, Henry
Hale. While here MIR. Hale was foreman
| of the carpenter work under N. P. Foster.
The family will be greatly missed.
John w. Hall died at his home here
Tuesday evening, Dec. IS, after long ILL
ness. Mr.. Hall was born in Sorrento
about fifty-nine years ago, and the greater
part of his life was spent here. He had
served the town as treasurer and in other
offices several years, and for long time
was in business in the firm of j. w. Hall
G. Son, retiring about two years ago on &C.
count of poor health. He is survived by a
wife and four children-Mrs. Maud Rob-
ertson, Mrs. frankie Seavey, Miss Belle
and Allen L. Hall, all of this place. The
funeral was held Friday afternoon, Rev.N.
r. Pearson officiating. Interment in the
family lot at the Bragdon farm.
Dac TT
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26

The development of conscience has
been interestingly traced in the career
of deaf mute who for many years
was quite uneducated. He thought in
pictures and had mental words for
only the fewest things. He had no
sense of right and wrong. Being often
hungry, he stole food-that is to say,
he found and took it, not then knowing
that it was an offense to do so. Small
sums of money he made his own in
the same way, and again he saw no
wrong. But one day he took from a
butchers counter a piece of money
which turned out to be gold. He went
into a shop to buy sweets with it, but
when he realized the value of the coin
he snatched it up and ran away. He
was Mortified, not at the theft, but the
extent of it. In the end he buried the
piece and from that time stole no more.
The shock had quickened conscience
into life, and he needed little "con-
verting" when kindly instructors at
last took him in hand.-St. James Ga
zette.
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
COUNTY NEWS.
NORTH CAsrINE.

Samuel Dunbar is much improved in
health.
c. M. Leach has recently purchased a
cream separator.
Miss Helen Dunbar, OF Chelsea, Mass,
is at home for a week.
Ralph Snow came Saturday from Bel
lows Falls, VT, to spend Christmas.
Charles Witham has returned to Con-
necticut, where he has employment.
Duncan Dunbar mas erected windmill
to conduct water 400 feet to his barn.
Miss Emma G. Wardwell is at home
from the high school for the holidays.
Miss Grace D. Wardwell is visiting her
aunt, Mrs. Freeman Leach, in Ellsworth.
Misses Annie and Grace Leach, who are
teaching in Portland, are at home for the
holidays.
The school in the Emerson district is in
session, taught by Miss Annette Robin
son, of Castine.
David Dunbar, who left last January for
the PHILIPPINES, has returned home after a
pleasant voyage.
j. W. Bowden and wife, John Dority
and wife and Bradley Morgrage attended
State grange at Augusta.
George A. Cakes, who is employed at
East Bluehill, was in town, recently on
business. He left here to visit his home in
Hancock.
Miss Annie B. Conner has closed her
third term of school at Marks corner,
Penobscot. She will leave Wednesday to
teach at West Penobscot.
The steamer Ruth, in command Of Capt.
Benjamin Arey, is hauled up in Belfast for
the winter. Frank Webster, who was en-
ployed as deck hand, is at home.
Word has been received of the birth OF
daughter to Rev. c. w. Wallace and
wife, of Monmouth. Mrs. Wallace was
Bernlce Wardwell, who has many friends
here.
Dec. "a. L.
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
BROOKLYN.

Blanche Bracy is employed at Rev. A.
w. Bailey's.
e. P. Herrick came home from Stoning-
ton Saturday.
Roswell Eaton is at home for the winter
from steamboating.
E. E. Lurvey, who has been employed at
Livermore Falls, is at home.
Mr.. Thayer, of Stonington, is spending
few days with Henry Jordan.
Mrs. A. w. Bailey is very ill. A nurse
from Passadumkeag is with her.
Minard Freethey, OF Stonington, is visit
ing his father, Austin Freethey.
Miss Eva Herrick, who has been visiting
her aunt, Mrs. Lille Robbins, is at home
Mrs. Mark Grindle, of Brooksville, is
spending the winter with her sister, Mrs
Rachel Wells.
Center Harbor Rebekah circle will have
Christmas tree at Odd Fellows hall
Christmas evening.
Roy Tolcott and wife, of Somerville
Mass, are receiving congratulations or
the birth of son, Dec. 10.
Miss Grace Tapley came home Saturday
from Lawrence, Mass, where she has beer
visiting her sister, Mrs. Will Cousins.
III. M. Pease came home Saturday from
Stonington, where he has been employed
He leaves for Boston to-day to join Mrs
Pease.
Dec. %. UNE FEMME.
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
DIED.

BRIDGES-At Bucksport, Dec 20, Ruel I
Bridges, aged 66 years.
BUNKER-At Franklin, Dec 81, Andie L, son
of Mr. and Mrs Walter Bunker, aged 1 year
months.
DODGE-At East Surry, Dec %, Mrs Nancy Z
Dodge, aged IS years, months, days.
GOODWIN-At Lynn, Mass, Dec %, Melvin
w Goodwin, aged 50 years.
HALL.-At Sorrento, Dec IS, John w Hall
aged 50 years.
RICHARDSON-At Bucksport, Dec is, Mrs
Nancy E Richardson, aged 81 years.
SMALL-At Rockland, Dec "a, Benjamin
Small, of Stonington, aged rs years,
months, days.
WARREN-At Bucksport, Dec %, Alice Brad
ley, wife of Luman Warren, aged 81 years.
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
MARRIED..

EASTMAN-KITCHEN- Bucksport, Dec
20. by Rev James w Price, Miss Jessie N
Eastman, of Bucksport, to George Fl
Kitchen, of Waltham.
KEEF-BABCOCK-AtM Mt Desert Ferry, Dec
IS, by Rev p A A Kilam, of Ellsworth, Miss
Edith NJ Keef to William A Babcock, both
of Hancock.
RCHANT-LINDSAY-At Winter Harbor,
Dec q, at the Baptist church, by Rev G
Mayo, Miss Dora NJ Merchant to Charles L
Lindsay, both of Winter Harbor.
ROWE-M' kENZIE-At Ellsworth, Dec %, by
Rev J p Simonton, Miss Ethel Mae Rowe to
Albert Mckenzie, both of Ellsworth.
WILSON-LORD-At Ellsworth, Dec "a. by
Rev j p Simonton, Miss Alice J Wilson to
Pearl II Lord, both of Ellsworth.
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
An Antique
BY MARTHA
MCULLOcH>WiLLIhMS

Copyright, 'laoS. BY P. c. EASEMENT
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
WINTER HARBOR.

Mrs. G. A. Milliken has returned from
Bar Harbor.
Eliphalet Pettee and wife, of East Sui
Ivan, were in town over Christmas
Ralph Pickett and Miss Benson, OF Bar
Harbor, are visiting relatives In town.
Henry Frazier and wife, who have been
at East Boston for several months, re-
turned Thursday.
James Crane, of New York, is spending
the Christmas vacation with his mother,
Mrs. Lewis Smith.
The officers of Grindstone lodge, l. 0. O.
F., will be publicly installed at Town hall
Jan. 4. A ball will follow.
A pretty wedding took place at the Bap-
fist church Saturday evening, wher
Charles Lindsey and Miss Dora Merchant
both of this town, were married. Rev
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
WEST GoULDsBORO.

Jerome B. Clark is spending his Christ
mas vacation with his wife.
Miss Grace Cummings spent Saturday
night with her parents in North Sullivan
Her sister Ella returned with her for q
few days.
The 7. B. Reed school league gave an
entertainment in fremont hall, Dec. 49,
for the benefit Of the village library. The
following programme was presented
Tableau, Ethel and Elizabeth Noyes;
dialogue, Pauline Kingsley, Thirma Smith
and Chandler Noyes; tableaux, represent
ing the days of the week; song, Ruth
Wood; dialogue, four girls; recitation,
Blanche Kingsley; song, Dorothy and
Chandler Noyes; recitation, Thirma Smith
pedler's parade, six girls; song, Margaret
Wood and Chandler Moves; tableau, Ethel
and Elizabeth Moves.
Dec. "a, T.,
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
WEST BROOKLYN.

Mrs. Frank johnson, of Deer Isle, has
been visiting her sister, Mrs. G. D. Carter.
The Sunday school is preparing a con-
cert for Christmas eve.
The steamer Pemaquid, which has been
making daily trips to Rockland, is
making two trips per week now.
Stephen Chatto,' of Long Island, spent a
few days here last week.
Frank Bowden, of Naskeag, was here
Tuesday with barrels. He has quite a
number digging clam bait for him here.
Dec. "a. B.
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
GOTT's ISLAND.

Norman Higgins and his sister Saddle,
visited friends here last week.
Samuel Grindle expects to leave to-day
for Boston to consult physician in
regard to his throat trouble.
Frank Nice, of Cambridge, is about to
start up numbering operations on Black
Island, where he will set up boiler and en-
CINE to saw laths, etc. He intends to
have crew of men and teams there soon.
Dec. "a. CHIPS.
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26

Gideon Mayo ofHciated. The bride was
becomingly attired. Alvah Mayo was
best man and Miss Sarah Harrington
bridesmaid. Areception followed. Both
bride and groom are well known and
highly respected in this community, and
enter upon their new life with the best
wishes Of many friends.
Miss Eunice Mckay, who has been Wis
iting friends at Bar Harbor, Ellsworth
and Bangor, returned home Friday.
w. H. Dresser, D. D. G. NJ, installed
officers or Winter Harbor lodge, F. and A.
M, Wednesday. A banquet followed.
Dec. "a. r.
Ellsworth American. [volume] (Ellsworth, Me.) 1855-current, 1906-12-26
BORN.

COTTLE-At Ellsworth Falls, Dec 81, to Mr.
and Mrs Frank A Cottle, a son.
COUSINS-At Stonington, Dec %, to Mr. and
Mrs John Wass Cousins, a son.
GRAY-At Dedham, Dec /, to Mr. and Mrs
Herman Gray, son.
HARDING-At Lamoine, Dec II, to Mr. and
Mrs Charles Harding,
SAVAGE-At Ellsworth, Dec 10, to Mr. and
Mrs James Savage, a son.
WEBBER-At Bluehill, Dec 90, to Mr. and Mrs
Alfred Z Weber, a daughter.
Canyon City news. (Canyon City, Tex.) 1903-1908, 1906-03-30
CANY ON CITY, TEX 4 S.


Canyon City, the County Seat OF Randall County,
is situated on an eminence between the PalO Dura
and TERRA BlancO Creeks, giving drainage almost
perfect: climate IDEAL altitude $500 feet, and at the
head of that wonder, the Palo Dura canyon, (pro-
nounced by u S. government experts in scenic
beauty, the equal of Yellowstone Park
Within \ mile OF the Depot, great lake can he
made with comparatively little cost to hold in
depth IS feet of water; the supply would be
sufficient for all purposes in City, also for fac
tories packing houses etc, etc: excellent in quail
ty for all kinds OF machinery. Well-water shallow.
cool and comparatively free from all mineral sub
stance. What nature has bestowed upon this To-
cation would cost many places millions OF dollars
to acquire. Burdened city tax payers will grasp
this thought at once
Canyon City is on the Pecos Valley and North
Texas Ry., which is now being made the main line
of the Santa Fe System from Chicago to San Fran
cisco The Santa Fe (Gulf line) is now building
South from Canyon City giving an outlet to Gal
weston and the Panama Canal Another line is char
tered for Randall County which is most certain to
come to the natural gateway on the Plains In al
probability this will give Canyon City the machine
shops for all roads coming this way. With the
contemplated cutoff OF the Santa Fe from Wash
Canyon City news. (Canyon City, Tex.) 1903-1908, 1906-03-30

burn, Texas. it will make Canyon City the railroad
center of the Panhandle. When one becomes ac-
Iquanted with the true situation and location OF
Canyon City it is easy to convince them OF the
possibilities that awaitus
SOi1-Our soil. rich chocolate loan with sub
Irrigated valleys, is hard to surpass In any coun
TRY while the average rainfall is 22 inches.
For Sale-Over 10O, 900 acres of land in Randall
and other counties on the plains can fit the
purchaser on most any size tract. The general
price is from $6 to $l5 per acre.
Also some sub-irrigated land at from $23 to
$75 per acre The bulk of the plains proper is
level and good agricultural land. Location ana
improvements make the difference in our prices.
Believe all the bad things that you ever heard
about this country but while railroad rates are
cheap make sure of ticket COME, see and he
convinced that this is the most beautiful country
that you have ever cast your eyes upon. Don't
stop short of Canyon City and L. G. CONNER'S
office Don't hesitate to ask questions concerning
this country. have bargains that would sur
prise you. don't delay. March 2lst, 1906.
l.. q. CONNER,
Canyon City, Texas.
Canyon City news. (Canyon City, Tex.) 1903-1908, 1906-03-30
CANYON MERCANTILE CO.

tiles along the existing line OF road
but of the road itself, and the entire
shipping and travelling public. Am
arillO now has the road and has had
it for number of years, but not
sa tstied with her own prosperity
she comes forward to ask the great
state of Texas for Its assistance in
robbing us ''Of that which not en-
riches her and makes us poor indeed"
We can and will show to your eX-
cellency that the building Of twenty
eight miles of new road and the
abandonment of sixteen will only
lessen the distance as now run via
Washburn two miles; while il the
company will build from Washburn
to a connection with Its line four or
five miles northeast OF Canyon City.
from seven to nine miles, and that
er than the proposed line via Amar-
lilo. and nothing will be abandoned,
since the line from Canyon City to
Amarillo can be protitabIy used
by the Plainview and Canyon
City branch. To abandon sixteen
miles OF old track and build five to
seven miles of new will involve an
unnecessary expenditure of some
thing like a quarter of Il million dol
lars, all Of which the public will have
to pay Besides, the taxes, the in
terest on the Investment as well as
mileage for every trainman and ev-
cry foreign car that goes over this
superfluOus track will create an un-
necessary tax that the public must
pay that In the life of IA railroad will
make millions more. All Of this can
he saved by building from Wash
burn to Canyon City. Doesn't your
rxcellency, does not the Legislature.
doesn't the railroad company itself
owe it to the public to conserve the
public's interest, especially when it
does not come in conflict with their
own?
Some of the advocates of this
move already boast that when they
have accomplished this end they will
then seek permission to take up that
part of the Pecos Valley between
Canyon City and Umbarger. Thus
will a most perniciOus precedent be
set. public confidence in the stability
and permanency of railroads he sha-
ken and that already TOO prevalent
opinion that with corporate man
agement the rights OF the weak and
small have but little show when pit
ted against the Establishments and
bribes OF the powerfula1d the great,
be given added fuel for consumption
We will also show to your excel
lency that although we were until
very recently ignorant of the mo-
tives and Intentions OF our enemies
to thus despoil us, they have been
for months quietly, cunningly. al
most secretly preparing for the fray.
and that they have sprung this ques-
tiOn on the eve OF the special session
when we are not properly prepared
to combat 1t.
| We will also show that this Ques-
tion has several times been present
ed to the railroad commission, that
the commission has carefully con-
sidered it. and that they have found
such little merit that they have ad-
vised its promoters in the plainest.
most unmistakable terms that it is
useless to make formal application
and since that branch of the govern
ment specially charged with it has
SO emphatically turned it down, we
trust that our governor will let it
rest in peace.
(Signed by forty-six citizens Of vi
cinity.0
Canyon City news. (Canyon City, Tex.) 1903-1908, 1906-03-30

effort of one community to profit by
special favor, and at the loss and
detriment, not only of the commun-
Canyon City news. (Canyon City, Tex.) 1903-1908, 1906-03-30

toned purpose it cannot be done for
the interests and benefit of the rail
road company, and 1t must be an
Canyon City news. (Canyon City, Tex.) 1903-1908, 1906-03-30

Hollands Magazine, a high grade
Texas publication, and the Canyon
City News one year, $l.I5
Canyon City news. (Canyon City, Tex.) 1903-1908, 1906-03-30
PANHANDLE TO AMARILLO.
Citizens OF Washburn and Vicinity
Portest Against Alleged Move Of
Santa Fe to take up the Washburn
Line and Run from Panhandle
to Amarillo and Send Me-
mortal to Governor.

The protest takes the form OF res
olutions. based upon the supposi-
tion that it is the Santa Fe and not
Amarillo that is acting in the prem
ises. These resolutions and the
memorial read as follows:
Whereas. The Santa Fe Railroad
company has announced that 1t will
request the Governor to submit, and
the Legislature to pass, an act au-
thOrizing the removal OF the rail
road between Washburn and Pan
handle, Texas; and
Whereas, We have been advised by
eminent legal counsel that such act. II
passed, would be unconstitutional
and void; now, therefore
Resolved, That our fellow-citizen.
James Logue, he appointed a COM
mittee of one to confer with cOmpe-
tent lawyers for enjoining said re-
moval and testing the constitution
ality of said act, II passed; also,
Resolved, That the newspapers OF
Texas, both daily and weekly, be re-
quested to publish these resolutions,
together with our memorial to the
governor, against submitting said
proposition at this time, to the end
that all the people of the state may
be made aware both the righteous
ness and eXpediency OF our cause.
Resolved further, That copy OF
these resolutions and memorial be
sent to the Fort Worth Record and
Dallas News, with request that they
give them to the Associated Press.
r. D. DOAK. Chairman.
A. CAYTON, Secretary.
Canyon City news. (Canyon City, Tex.) 1903-1908, 1906-03-30

Washburn, Texas, March 22.-TO
Hon. S. w. II. Lanham, Governor of
Texas, Austin.-Dear Sir: An ad-
vertisement appeared in the local
papers last week announcing that
you will be requested to submit to
thecoming called session of the Leg
islature proposition to permit the
Southern Kansas Railroad company
to takeup that part of It's track be-
tween Washburn and Panhandle,
and in lieu thereof build from Pan
handle direct to Amarillo; now,
therefore, we. the subscribers, citi-
zens living tributary to said line of
railroad, beg to request that your
excellency does not submit said ques-
tion at this time, and for these rea-
sons:
II this privilege Is asked for the
purpose of shortening or straight
ening the route or reducing the
grade, authority to grant it has al
ready been conferred on the rail
road commission chapter 36, page
Canyon City news. (Canyon City, Tex.) 1903-1908, 1906-03-30

45, acts of the Twenty-seventh Leg
islature.
II it is not done for the above men
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1906-03-06
CONTINENTAL LIFE REPORT.

While the charges against President
Tyree Of the Continental Life Insur-
ance company. are pending in court, it
would be obviously improper to COM
ment on them either favorably or 9TH
erwise. It is right, however, to point
out the entire solvency of the company
as set forth in the report made by the
secretary of states office, and empha-
size his finding. The report not only
shows the company is solvent, but It
shows some remarkable results in the
way Of gains during the fiscal year.
proving the possibility of success for a
western company, managed by western
men and confirming it's operations to the
territory between the Rockies and the
Pacific
Whatever the outcome Of the charges
against the president individually, so
much of them as related to the fnan-
cial condition Of the company IS shown
to have been groundless. The CONT
mental is not only solid financially. but
it has been growing at rate that
might explain the anxiety some of the
other life companies have felt about
the honesty of its published statements.
To those familiar with the personnel
of the directory there has never been
any question as to the integrity of the
board or the safety of its operations so
far as they affect the policy-holders.