davidaulloa/AmericanStories huggingface dataset:
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

The T'sns, Alsstssippt congress II
apteata. has adopted Il resolution taE'
ortng the imm"dla'" sdWissi"n II
New MrxlCp to statehood. Should
this come 10 pass, IL would nut hs
surprising u the state Of New Mexico
would embrace a part 0t ArigunA,
while tho remainder may he annexed
to Ctah. Nevada ard California sucn
haw been the lalk. and no fng nem'
hers 0f congress arr favorable 10
Snch a ]pFopoHitlnn That would ha
statehood With a V~Ageanr" for Ari
anna. ~~ arizona Star.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05
COCO RADIANCE.

There H. JOY within the sacred pre-.
clncts Of the peeoS valley oser the
exit Of the Carlsbad sun man. Who
distinguished himself by his fight
on the native people. The tWrrent
says;
The Wild Irishman nf the New
Mexico Sun has gone O~stensIbly down
into Texas to look after some four
sections Of land that he has taken up
for entry under the homestead art Of
that state. A. least that IL the tale
he gave out before leaving CarIsbat
on q burro train. but We have serious
doubts as to that being the real OBJ
ject Of his mission,
II Is believed among the Current
force that the wild freshman has
"hiked" off 20 Alabama tn answer In
person the advertisement appearing
In the last issuc Of the Sun. "Wantei
a husband" At any rate he put on
a clean shirt. bought n dozen paper
collars aud one Of the ex.Hnb left
over from last summer neckties. and
left without saying good bye. We
think We are Justified In saying that
about the only people In Carlsbad
who will miss the wild freshman viii
be- those gentlemen whose habitat II
around the smear" table mt the ciut
rooms, II he doesn't get back b,
next Saturday night the boys In The
Sun office will have to arrange /" grt
another ghost" to do the cake walk
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

According m HsBry AIleh. Kansas
daesbt wan very maeh He says.
Kansas q less fassing aud more
craftsmanship. less Ioltsics aud pre-
tense, less shouts u reform and moFe
actuaI demonstration. l~sa grand
standing and more work. feweT me-
and movements of destih, ana more
maen Who are willing I" work al h0n'
rs,. healthy parry doctrines
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

The A~ewsR&Rex8 are kreEng Goa
mtEztUnew u PaRenss AEsrn husy e.
planning thai ~ does bas n@gasst Ii
woEk are th&i the PAErAs office w&s
asger in heglsg euAaistaaa Be- tss
commissioner pgsssszas tan mat a.
Reforms sEs1 tfla
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

Secretary Taft just tipped off tho
nd n little when be- suspended the
presidents order concerning the ne.
gro troops. but he hustled Il back on
before the president got home.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

ExeFyuEe who rad PEe&38sni
Rs0seselss ReasaEe. pabitshsa g~s
seFaAg, must at least e0neia4e that
the executive nsean eFeFy wosa b.
addressed 10 eosEgF~ss In faet ths
ae@ssle nesw tmh@ h AZ a matter %
eomrne that Roosevelt aiways sssaA'
chat Dr. sayA-
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

Count f3oni doubtless thinks n was
lnJuTy enough to be cut off without
alImouy. but n In adding insuppurt.
able injury no suggest that h. wt |
have 10 work for n LIVING.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

Revise the election laws. cut down
the expenses. deal With the official
salary proposition There are a f~w
1t thu problems that will be- wrestied
with by the next Legislature
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

TIE yeEkyw aewnfas@Fs art pstnt
ink q 1ss of r0a ah&gUG Governor t4sg
eFHaan and bis fight Nth Territorial
republican leaders, ti0xsFnEw Hage:
taan and his policies are supEorta'
heartily by the republicans ~ The teE
vltogy and there In no Opportunity 10
Trouble hFsedega Gs create diASeGsioE
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

A New York man with an eight dol,
lar a week Job has been ordered by
the. court to pay his wife ten dollars
a week. Congress- should take note
Of this an indicative of the need Of
an elastic currency.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

Prof. Tinsiey. field expert for the
A. A. M. college. has organized a far.
mers' institute nj Tucumcarl. Quay
county, by the way. has become one
Of the leading farming counties , n
New Mexico
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

II congress adopts all the sugges.
tlons made by President Roosevelt Ia
his message. Il viii have sufficient
work cut out for the session. And
the suggestions appear to be sound
ones too.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

DE-. Mary Walker says II other
women could adopt her style Of dress
they with not ruin treir husbands fIn.
anciaily. One good reason IL that 80
feg Of them would have husbands.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

The president said that the thirty
cent lunch he got In Panama Was
good enough for anyone. but va pre-.
sumo especially good for those who
didn't have TO eat but one 81 them.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

10 Es~s@H h@w tie p~~Es as Sew
MmK&en msF Gafteg 90 M&aEsTx petit
cal they e&n ~ hsms2 81 aax~sAsw -
. naEam&aR F&ssw@ wAsn 10 easm@s g
esEas4nE Ways an4 m@ans e. secure
lossE freight rates.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

In Russia thu officials thrUs bombs
~ themselves tn win public favor:
here the officials thFow bouquets Ut
themselves for the same purpose.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

4 model city Il 10 BE- established
ear pIttkbuFg Il viii have 10 b. 40
ideal one. II IL eneapes contamination
from Its nelghhor
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

An account with the Plaza Trust and
Savings Bank keeps away worry and
brings skill aud comfort to the sick In
time of need. SIT
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

Hetty Groea woald Ilks to make IL
hos tor the trusts. but she IL not 30
Ing % burn anF naetney 90 do H.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

What ~ want Ii aH elastic ea~
Fsney at this tiase-~lastac enough IN
cover all fhe Christmas haias.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

La Vegas In gid IN get oat at the
humid xoae eaee more.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05
THE MARKET REPORTS
Kansas City Livestock

Kansas city. Dec ,5-Cattie; Re
cstpis 3a00 head including 500 south
ems.
Aarsaf Itaahy
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

WHOSE FAULT IS It?

III Won have not saved money in the last year
your own. Of course-youo could save - to l-3 over
any furniture house in the CITY If you had once call
ed and seen us- Our cost Of doing business IS At a
minimum. and Is for a large stock. you can't beat
it. Just remember that We absolutely guarantee Il
undersell any concern in the city selling furniture
and carpets. and We extend credit At the same cash
prices.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05
st.. Louis Wool.

st. Louis Wool.
~. Louis, Dec. 5~Wuoi steady.
Territory and western mediums $50
81: fine medium 1Sm21; fine 14@17.
Chicago Livestock
Chicago, dec. ..-Cattle. Receipts
2i.000
Market: Steady.
Las Vegas daily optic. [volume] (Las Vegas, N.M.) 1880-1908, 1906-12-05

The following quotations received
from r. J. GRAF & Co. Albuquerque.
N. NJ. correspondent for Logan q
Bryan. long distance phone:
Stocks
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
4 SMALL EARLY
MORNING BLAZE

An alarm of fire at one o'clock this
morning from box 14S proved to be 4 I
a small wash house. on the premises
of a japanese, Y. Takakuwa, at 1865
Beretania street. The clubhouse stood
right against a barn belonging to
Nick Peterson, the walls of which
We're scorched, but the prompt work
of the firemen from the Makiki fire
house kept the blaze in the building
where it started.
The Japanese had just come back
from down town. but said he did not
know how the fire started, although
water for bathing was sometimes
heated there at night. He had 5000 in
surance on his premises, but was not
sure whether the wash house was in
Guided in the policies. 1t was Quilted,
whether or no.
Mr.. Peterson's barn was insured for
$780, and only had its walls scorched.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
FOR RENT.

COTTAGE, Beretania street, near
Queen Hospital.
COTTAGE, King street, next to resi-
dence of Alex. Young.
HOUSES. Punchbowl street. near Vine
yard street, suitable for bakery.
STORE in Orpheum Block. also Sec
ond floor of Orpheum, for rooming
house.
Apply
w. w. CHAMBERLAIN.
Room FOG. Judd Bid.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31

9 O'Clock averages from records ST
Territorial Meteorological; s o'clock
averages from U. S. Weather Bureau
records T. F.. DRAKE
Temporarily in Charge, Weather
Bureau
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
American Insurance Co
OF NEWARK, N. j.
Newark, N. J., May 10, 1906.
THE WATERHOUSE CO.,
Judd Building, Honolulu.

! Dear Sirs:-The American of New
ark appears to be the only one left
of the several Fire Insurance Com
panies bearing that name, and it's sur
vival is pretty good evidence that it
pays to be conservative Moderate
! lines in congested districts and the
accumulation of large net surplus
are the safest and strongest bulwarks
| offered to both agents and policy
| holders. This American has been saw
| ing its surplus earnings for many
years for just such an emergency as
| that at San Francisco and hopes to be
equally well prepared to meet the next
big conf1agration which is sure to come
sooner or later. The cash to pay the
million dollars to our California policy
holders has already been provided for
and a corps of adjusters have the adj
justments Well under way.
Several companies have already
failed and are entitled to the sympathy
of their associates. In the redistribu-
ton of your business which present
conditions may require, please favor
our company so far as practicable, and
we would advise you not to assume
any personal obligations for the pay
ment of return premiums on policies
in failed companies which have made
no provision for Reinsurance. Claims
for such return premiums should be
filed by the assured and agents should
not be held responsible for any part
of the amount, in view of the circum-
stances connected with this unpre-
eedented disaster.
Trusting that you may not become
involved in any of these losses, we re-
main, with best wishes,
Very truly yours,
p. L. HOADLEY,
Vice-President.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
Professional Cards.
EDUCATIONAL.

MADAME SCHoELLKOPF-T Pa
risian French Teacher. so. 4S3 Ecre-
tania Ave. near Punchbowl. would
like 10 have few more pupils for her
French conversation classes begin
ming june first. Tag-
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
WEATHER BUREAU REPORT.


U. S. Department of Agriculture,
Weather Bureau
The following data, covering a period
of % years, have been compiled from
the Weather Bureau and McKibbin
records at Honolulu, T. H. They are
issued to show the conditions that have
prevailed, during the month in ques-
ton, for the above period of years, but
must not be construed as a forecast
of the weather conditions for the COM
ing month.
Month, June, for % years.
TEMPERATURE QSgO-1905).
Mean or normal temperat ure, x deg.
The warmest month was that of 1900,
with an average of IS deg.
The coolest month was that of 1908,
with an average of IS deg.
The highest temperature was IS deg.
On June %, 1900
The lowest temperature was SO deg.
on June l. 1891.
PRECIPITATION GRAIN; 1877 : 1894
AND 1905).
Average for the month, 0.96 inches.
Average number of days with OIL OF
an inch or more, Is.
The greatest monthly precipitation
was 2.40 inches in 1885.
The least monthly precipitation was
0.24 inches in 1877.
The greatest amount of precipitation
recorded in any "a consecutive hours
was 0S1 inches on June p, 1885.
RELATIVE HUMIDITY
Averages a. M, 81 deg; p. M, 70
deg QS93-190D. 8 a. m, 81 deg; p.
m. 50 deg. 0905)
CLOUDS AND WEATHER QS90-1905).
Average number of clear days, Is;
partly cloudy days, Is; cloudy days, 2.
WIND.
The prevailing winds have been from
the northeast.
The average hourly velocity of the
wind during June, 1905, was Sc miles.
The highest velocity of the wind dur
ing June. 1905, was % miles from the
northeast on the 1st.
Station: Honolulu, T. H
Date of issue: May %. 1906
9 O'Clock avera ges from records ST
Territorial Meteorologist; o'clock
averages from U. S. Weather Bureau
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31

Orient ports, probably o. m.
Str. Mikahala, Gregory, for Kauai
ports, D. m.
CA. S. S. Miowera, Hemming, for
Victoria and Vancouver. p. m.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
SHIPPING INTELLIGENCE
ARRIVED.


Wednesday, May go.
Str. Mikahala, Gregory. from Kauai
ports 6:22 a.. m, with 5000 bags of su-
gar.
Str. Niihau. w Thompson. from
Makaweli, Hos a. M, with $500 bags
of sugar.
DEPARTED.
S. s. Alameda, powdell, for San
Francisco at 10 a. m.
Str Maui. f. Bennett, for Hamakua
ports, at noon.
Schr. Chas Levi Woodbury., Harris
for Hilo. 3:15 d. m.
DUE TODAY.
CA. s. s. Miowera. Hemming. from
Colonies. d m.
Z. NJ. :. :. Manchuria. Saunders
from san Francisco. A. IN.
O. x .. :. :. Coptic. from Orient
ports.
All. : :. Nebraskar. from san
Francisco via Tacoma. a. IN.
Sur. Claudine, Parker, from Kahului.
a. M.
SAIL TODAY.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
DUE TO-DAY.
SAIL. TODAY.

p. N. $. 5. ManehurI'. saunders. fof
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
TIDES BUN AND MOON.

First quarter of the moon May 30
Times of the tide are taken from the
United States Coast ana Geodetic Sur
vey tables.
The tides at Kahului and Hiio occur
about one hour earlier than at Homo
lulu.
Hawaiian staIuard time ia 10 hours
30 minutes slc yer than Green witch
time. being that OF the meridian OF 1877
degrees thirty minutes. The time whis.
tie blows at 1:B0 p. m, which is the
same as Greenwich. o hours 0 minutes
Sun and u-oou are for local tina for
the whole soup.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31

Orient ports, probably o. m.
| Str. Mikahala, Gregory, for Kauai
ports, D. m.
| CA. S. S. Mowera, Hemming, for
| Victoria and Vancouver. p. m.
PASSENGERS.
| Arrived
Per stmr Mikahala, from Kauai
ports, May 30.-A. Robinson. w. F.
| Sanburn, Mrs. T. Branat, Mrs. P. l..
Peters, Mrs. Schilling and son, Jos. Ka-
| pona and son. Mrs. w. Stewart, Miss
| r. L. Burpel and Sc deck.
Departed.
| For San Francisco, per S. S. Ala
| media, May 30.-Miss NJ. Alexander,
Mrs A. Barnes, Mrs. w. L. Coffey and
| son. Mr.. Deacon, Mrs. Deacon, Mr..
Ehrenfried Mrs. Ehrenfried, F. C.
Enos, Miss NJ. NJ Ferguson, Mrs. NJ.
Guild and daughter, Mr.. Hammil1, Mrs.
Hammill and child, Mrs. J. E. Higgins
and child. Mrs. Jeffreys, Miss Jeffreys,
Mrs. A. E. Lawlor, J. Lennox, Mrs.
Lennox and infant. S. D. Levin, H. L.
Lewis, Jas. Lyle. NJ McCulloch, P. A.
G. MesShaert, w. c. Mikuiich, Mrs.
Mikulich, Mrs. H. T. Moore. w. s. Mic
ALL NJ. NJ. Shaughnessey, r. n. Patton,
Mrs. Patton and maid, Mrs. w G. Pea
cock, L. A. Peck, NJ. Phillips, Mrs.
Phillips. two children and maid, Mrs.
Pitts. H. G. Purcell. Miss S. A. Rem
ingtOn. Mrs. c. L. Rhodes. Mrs. j. p.
Richards. P. Romano, Mrs W. T.
Schmidt and infant, Mr.. Singleterry.
Mrs. Singleterry, G.. B. Sturgeon. Mrs.
Sturgeon and three children, F. NJ.
Swanzy, Mrs Swanzy and daughter.
Mrs. D. F. Herman, Mrs. F. H Tuni-
son and infant, CT. Durate Vatz, T.
Wall. Mr.. Weinberg. Mrs. Weinberg
and child. Mrs. Whitney, Mrs. L.
Wight. T. c. Wills, A. Wolff and $50
steerage.
TRANSPORT SERVICE.
Logan sailed from San Francisco for
Honolulu and Manila. May 25.
Sheridan. sailed from Manila for Homo
lulu and San Francisco, May 2g
Thomas. a San Francisco.
Sherman. sailed for Guam and Manila,
May ii.
LaWton. At San Francisco.
Supply. at Guam
Meaoe. at Manila.
Dix. at Seattle
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
TRANSPORT SERVICE.
DIED.

DUMB this city, May so 1906. Ed
ward \. Dunn. for many years con-
p-cted with the Hawaiian Eieetris
Co
Funeral wiz take place AT 20
o'clock this afternoon from trc under
taking Eariors Of VI II Williams.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
zULUS REPULSED
BY BRITISH TROOPS

ASSOCIATED Press blegrams-Aft4r-
noon Service.)
DURHAM, May 3O.-A force of Zulu
warriors attacked the British forces
again today and were repulsed. Many
of the attacking force We're slain.
ANARCHIST PLOT.
BARRON, Transcaucasia, May so
An attempt has been made to kill Cen
erai Alixhanoff by means of a bomb
Several other persons were killed by
the explosion of the bomb.
STEAMER CAPSIZED.
RIGA, May 30.-An excursion steam
err capsized near here today, slxty-fVe
of those aboard being drowned
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
xaCAL OFFICE OF THE UNITED
g2AgES WEATHER BUREAU.

azaexxn6er Young Building. Honolulu,
Wednesday, May &c. 1906.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31

The following letter has been re-
ceived by THE WATERHOUSE CO..
Agents for the
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
FOR RENT.

Furnished House, corner of Piikoi
and Young streets. eight rooms, 3
large bed rooms, upstairs. Rent $50.
Furnished House, on Wyllie street,
residence of Mrs. f. b. Waterhouse.
Rent reasonable to the right parties.
House with 4 bed rooms, bath
rooms, servants quarters, etc. Con-
nected with sewer Close to town.
Rent reasonable
Several Unfurnished Houses for rent
and for sale.
THE WATERHOUSE co.
Real Estate and Insurance Agents,
Judd Building.
Telc@hnna Main 1872
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1906-05-31
METEOROLOGICAL RECORD.
issued Every Sunday Morning by tie
Local Once, IT. g. Weather Bureau

Note:-Baromerer readings are cor
rected for temperature, instrumental
errors, and local gravity, and reduced
to sea level. Average cioudiness stated
In scale from 0 to 10. Direction of wind
is prevailing direction during "a hours
ending at s p. m. Velocity of wind In
average velocity In miles per hour.
T. F. DRAKE,
Acting Section Directo:
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1906-01-13

be conducted as a benehcent, not as
\ money-making institution.
"Second-The issuance of deferred
dividend policies should be discontin.
ued.
"Third-Lavish payments for solici.
tors and agents commissions and for
advertising devices should be discon.
tinued.
"Fourth-The forfeiture of policies
should be prohibited.
Fifth Standard forms of policy
thould be prescribed by law. This
would go far toward preventing deCep.
ton.
"SiXth-The investment of the com.
panys funds should be surrounded by
safeguards similar to those adopted in
The case Of savings banks.
"Seventh-Further to protect the
funds of the companies and to prevent
\ their being used directly or indirectly
to advance the private or other inter.
ests of officers, provision should be
made to prohibit the executive officers
from engaging in any other business
/ or holding office in any other corpora.
/ tons.
Eighth - Methods of accounting
should be introduced which would
compel the entry of all transactions in
I o single prescribed set OF books, and
the submission to the directors at all
meetings OF reports showing in detail
the condition and operations of the
company. Publicity as to the policy
holders also is essential.
Ninth 49, The Board OF Directors
must be composed of men who recog
nize the proper FUNCTION of life insur
ance companies, and who, like the
trustees Of our savings banks, recog
nize the sacred trust involved in theiI
control
"Tenth-A limit must be placed on
the size of the company
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1906-01-13
INSURANCE REFORM
WHAT BRANDEIS THINKS
IS SOURCE OF ALL TROUBLE
BAD MANAGEMENT AND HEAVY
EXPENSES - LARGE COMMiS.
SloNS SHOULD BE CUT
OUT--lAPSES, ETC,

Before the Commercial Club Assem-.
bled in Boston, Louis d. Bran
deis, counsel TO the Equitable Life POI
ICY Holders Protective Committee, out
lined the evils OF the existing system
of life insurance as revealed by the
investigation in New York City. and
suggested remedies. He said in part
The losses OF policy holders
through aXorbitant salaries and syn
G;cate operations, though large in the
aggregate, are small as compared with
The loss from bad management. In
lie insurance success Is proved by a
gmall pro rata expense account, a large
/ percentage Of return upon absolutely
/ cafe investments. and a small per
cent. Of lapsed and surrendered poll.
Ncs.
How many wage earners would in
cure in these companies II they were
| told that Tor every dollar they pay for
~ cents will go to the stockholders
officers and agents salaries, or for
ether running expenses? How many
wage earncrs would assume the bur
cen of premiums n they knew that
there is but one chance in twelve that
| they will caryr their policies to matur
lty?"
| Not Federal Supervision.
Coming to the remedies. Mr.. Bran
deis discussed Federal supervision as
less safe and effective than the pres
ent State control. He said of the Dry
len bill:
THE sole effect Of a Federal law
would be-the sole purpose Of the Dry
lien bill must have been-to free the
companies from the careful scrutiny
of the commissioners of some Of the
States. II seeks to rob the State even
G. the right to protect its own citizens
from the legalized robbery to which
( present insurance measures subject
| the citizens, for by the terms Of the
/ hill a Federal license would secure
the right to do business within the Dor
fers of the State, regardless OF the
State prohibitions, free from the
| states protective regulations.
with a frankness which is unusua
and an effrontery which is common
among the insurance magnates-this
BIZ is introduced in the Senate by Jno
T. Dryden, the president of the pru
Genital Life Insurance Company-thC
: company which pays to stakeholder,
cnnual dividends equivalent to 2l9.7S
per cent. for each dollar paid In on tn,
stock; the company which devotes II
self mainly to insuring the working
men at an expense of over 37.2S cent.
en- every dollar Of premium paid; the
company which in 1904 made the wors
| record of laDged and surrendered I'm
lIstrial policies.
Mr.. Brandeis suggested these rene
dies:
Ten Suggestive Remedies.
"First-The recognition of the true
nature of the life insurance business
namely, that its sole province is "a
manage temporarily with absolute
safety and at a minimum cost the say,
Tugs Of the people deposited to make
appropriate provision in case Of death,
G9d that since its province is mainly "a
i'd persons Of small means, 1t should