Waterbury evening Democrat., 1906-05-05

most to the point of breaking by req son of his excessive and largely con cealed investments in number of en- terprises.
 On the moral side it would have been difficult even for Handy himself to say just what measure. of suffering he en- dured. His conscience was caseharden- ed, but his financial reputation was not only a valuable, but all absolutely nee essary, part of his equipment for the businesses in which he was engaged. That reputation was now in great dan ger. He wondered if Duncan would tell the story of that scrap of paper. He wondered still more whether Dun can might not report the matter to the comptroller of the currency at Wash ington and thus bring about criminal prosecution. even after the sum ir- regularly borrowed had been repaid. Then he remembered, with something like a spasm around his heart. that the bookkeeper, Leftwich, had heard the whole conversation, and he remember ed also that he had been, as he put 1t, "rather hard on Leftwich" upon sev- eral occasions in the past. If Leftwich cherished resentment on that account his malice now had it's opportunity.
 On the whole, Napper Tandy could not recall another day in all his life on which he had suffered so much in spirit as he did now, but there was no time for breeding or lamenting. He. felt that he was In Guilford Dnncan's clutches, and, while he knew little of conscientious scruples by virtue of any soul experiences of that kind on his own part, he had so far learned to un- derstand Duncan as to know that he would, as a matter of conscience alone. enforce the strict letter of his demand
 He hastened to find Captain Will Hallam, and to him he made almost piteous appeal, for loan of $l6,000 through the Hallam bank.
 "So Duncan carries too many guns for you. ehr was the fippant remark with which Captain Hallam received
 
 the appeal.
 "Will you let me have the moneyT' almost franticalsy pleaded the now frightened man. You see, time is precious. I've less than an hour in which to raise the sum. You must help me out. Hallam.'
 T really don't know whether I can arrange it or not. I'll see Stafford and find out how far our loans are extend ed. What security can you give? You know, Stafford is very exacting as to the character of the security on which he lends the banks funds"
 "Yes, I know. and that is very awk- ward just now. I'm good deal tied lp. you know. I've been buying prop nrty along the line of our proposed I've bought rather heavily. and as I hadn't expected to be called upon to raise money just now I have gone in pretty deep on credit. You xnow how impossible 1t is to realize on such property, even at a loss, when a nan must have money at once"
 "Then what can you offer?'
 "well. I've a pretty large block of ,tock in the Memphis and Ohio River 
 Not good collateral till the road Is You know we couldn't touch hat"
 Handy mentioned some other securi- ies that Hallam deemed insecure. and ,y this time Hallam had begun to won fer what was the matter with Handy. He knew. or thought he knew. that the nan must have greatly more money in- rested somewhere than these things represented. He had a great curiosity 0 know what the other investments were. but he did not find out, for at ast, within a brief while of the end of lis hour of grace. the troubled man aid:
 There is nothing for 1t but to hy- 'othecate a part of my stock In the x Rational You know that is good.-
 ''Oh. yes: that's good. Stafford will l Iccept that as collateral if the bank is n a position to extend It's loans I'll 1 D and sec
 When he told Stafford what the sltua- ion was that astute banker. who had 'een in many a financial fistEcuH with randy. quietly said:
 T don't sec why we should make the Oan. Why not refuse 1t and then have 'ou offer to buy the stock outright st ! bout part He must sell for If have orecfly sized up our friend Duncan | ell never Iet up on bis demand h this ese. A man with a conxcienre Ike bis imply can't let up h such . natter
 That's the way we'll fr Tf.- sn- vered HaIIzm. with sa amused twin .le in his ere Hes obviously in ned f c little more educztioa ct ny hands. nd he can afford fo pay for l. n 'ay the stock ct pzr-1ot . cent Dore-
 suppose if's vorsh 1eeT-
 -Yes. sll of tat ard it viii he vorrh 1ore preeezfiy u1fer Dur<ans ns1- geuent Wat . feilow thaf A a.y-