davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1906-12-16
IMPROVED SYSTEM.

With this per diem and penalty system the car
service and accountants departments Of every
one OF the roads were considerably spruced up
A system of reports was instituted between roads
by which every reported back TO the
owner from every other road as soon as II came
into its system. BY this means every road in the
country knows where every one of its cars is
practically every day in the year They may not
know the exact location OF the car, but they do
know what road has a certain car and that road
is billed for the per diem the penalty charge
according 10 the time the car is retained. until
the car is reported transferred to another sys-
TEN poth py the last road receiving Il at its
junction point and by the road turning the car
over. AS a result OF this system the roads claim
that there are no more lost cars In the coun-
try. To be sure. all the roads in the country hold
these Foreign cars UP TO the full limit of their
requirements for long a period as they can
make use OF them 10 advantage but they en-
deaVor 10 set Them back TO their owners. or at
least off their own lines before the expiration of
thirty days. uness the condition OF tTafao u such
New-York tribune., 1906-12-16
| MEW JERSEY CENTRAL.

STATIONS loot Liberty .5s S St. y r.
Time shown below is from Liberty ST.
West I'D st. leaves 10 minutes earlier ex-
cept as noted by designating marks
HII-ADELPHIA-
s.looo: .1l.o0. 11-So. m"12oO, t.1eo
100, 200. 800 400 s's 90 $50
m.6oo. ZOO. 800 's-0o pi6.20 p. NJ.
BALTIMORE AND WASHINGTON.
l.2o 800. $4,000. .'12 90. 900. yt'40o
LAKEWOOD AND LAKEHURsT-z4.ro
$40 A. NJ: x1.oO. so. ka.4O. d4.l5. SEQ
Atlantic CITY~.s.io a. NJ. xi.oo. ks4o
EoNG BRANCH. AsBuRY PARK. OCEAN
GROVE 6sup1daya. No, AsbuTTy Park.0 -
ei.45. 5sG $40. j:2Ol sundays, excep,
Ocean Grove. z4.oo 900 !. NJ. 400
slITIY, TwS tables ,, giving sEa!o; to EA.ToS
CTu&K. Wdi.xEaBSEKt. WI; B.51iS " s scrhNToI SHS +
READING. HARRISBURG. rOrTSVILLE
WILL AMSPORT and all other points can
be obtained at tolioving offices; Liberty St.
House. .45. 43+ 1900 1884 Rroaiway. Is.
5tn Az Isl 5th Az. * Union Squer-
West. aIes ID Ay: 105 West l2ath ST. 24s
as saa Futon aE Nsw sew 4Syk s GG1T S
Brooklyn: $50 Rro pdwav williamsburg
New York Transfer co. calls for ami checks
bargage TO destina ton.
days rPsrlor cars only aF:xcept sSatu--
6avs, mDining car. eXcert Surdavs NSat-
Urdays only zFrom liberty st only sDIu
Ing car Sundays. sDinlns car daily
"a 30 r. NJ. jll.oO p, " k3-a0 P NJ
W C. BrsLER ". G. HOPE
viee-Pres & Gen Mrr Gen ps,s'r Asen,
New-York tribune., 1906-12-16
RAILROADS.
[P[ENM@ N ANlA
A | L r 0 A Z


Stations foot of West Twenty-thrd street
ard Desbrosses and Cortlandt Streets.
CFThe leaving time from Desbrosses ana
Cortlandt Streets is five minutes later than
that given below for Twenty-third Street
FOR THE WEST.
50 a. m CHICAGO SPECIAL.
70 50 a m PITTSBURGH DAY EMPRESS.
10 IS a. m. THE Pennsylvania LIN
lTED.-Chicago, Cincinnati and St Louis
y 65 p, m ST. LOUIS LIMITED; AVN
u. 90 p m CHICAGO, CINCINNATI, AND
ST. LOUIS EMPRESS.
1855 p. m. PENNSYLVANIA SPECIAL
Is HOURS TO CHICAGO.
- 90 p. m. CHICAGO LIMITED.
.S.55 p. m. WESTERN EXPREsS, ,r,
'e-2o p. M ST. LOUIS AND CINCINNATI
90 p. m. PACIFIC EXPRESS -
IS. . p. IN. CLEVELAND AND CINClN-
NATI EXPRESS.
300 p. m. PITTSBURGH SFECIAla
T:S5, s25. s9.25. .9,55. .1o.55 a, m; IL %
1885. 2.1O c3.25 Congressional Lin
ned"(; ,325, .4.25. '4.s5, 50 s.S p 2,
'lo.55 a. m: l2,2S az, 3 ra, p; Con
gressional I.mited'O. '3.25. AS. '4.59.
'355, 9.25 p. m, l. 10 night:
SOUTHERN RAILWAY--'3 25. a % p
m. Il. 10 a IN. daily.
ATLANTIC COAST LINE.-'e25 % a m
6, and 30 p. m daily .o-
NORFOLK AND WESTERN RAILWAY
325 p. m. daily.
CHESAPEAKE & OHIO RAILWAY.
'755 a. m. week days; 'l0.55 a m ana
'55S p. IN. daily.
FOR OLD POINT COMFORT and NOR
FOLK. % a. m. week days and $50
ATLANTIC CITY--o,5s a. m. and 2.55 p.
m week days. sundays. 'I.55 a. m.
CAPE MAY---l2. 30 D m. week days
Grove North Asbury Park Sundaysl.
and Point Pleasant. s.55 a. m. IL %
325. 4.55 p. m. and 12I0 nighs week
days Sundays, o 25 a m. and 55 p. m.
FOR PHILADELPHIA.
eos. =. %. 'I.55 s25. S.55, 20 p. .9.92'
.tlo35 .lo.55, .1i,55 a. IN II . 'i2 81 81
"425. 80 't4 55 for North Philadelphia
only. - a5. sii %, 655. 7.55. 8 25. so. 20
1855 FOR North Philadelphia only I. M
10 night week day. sunday, 500.
s7.55 s - 1875. 9.55. +fl053. 1000 a
m. IL p 'i2 50 'ti IS. - Do 'S % 2. ~.
"456 500 'B25. T.55. s25. s.55. 9es
'955 for Nortn Philadelphia oniy) p. m.
IL 10 night.
spinning Cay. Extra fare train.
Ticket offices. Nos. +6l. 1884 and 40 Broad
way; 1s2 Fifth Ave. (below 23d ST.. 2G3
Fifth Ave. corner 10Th ST.. and stations
named above. Brooklyn. Court street,
336 Fulton street 479 Nos,rand Ave. 800
Broadway. and Pennsylvania Annex sta
tion. The New York Transfer Company
will call for and Chect baggage from
hotels and residences through to destina-
tiou.
Telephone ''343 Chelsea for Pennsylvania
Railroad cab Service.
W. ". ATTERBURY, ]. r. WOOD.
General Manager. Pass'I T-aitc Manager.
GFO w ROYD.
General Passenger Agent
New-York tribune., 1906-12-16
CAR SHORTAGE.
Due to -1ralanche of Goods for Ship
ment No Lost" Cars NO1cadaus.

Chicago. Dec. IA CSpeciaD.-The charge that
the shortage Of freight cars now being expert
enced throughout the country is due to one road
retaining the equipment OF others has little
foundation in fact, according to the results Of
investigation among the railroads centring
here. The shortage. and there is little doubt
that il exists almost uniformly throughout the
country. is due the contrary. to insufficient
equipment the part of most OF the roads to
handle the excessive tonnage that is being
rendered them in all parts of the country. They
confess that they have been largely overwhelmed
by the unexpected avalanche of goods for ship
ment, and all of them have placed orders for ad
dtional equipment but the capacity of the car
builders is taxed TO the utmost. and they are
not able 10 turn out cars fast enough to meet the
demand. The cars now building and those con-
tracted for cannot he delivered in time to be OF
much assistance in relieving the present conges-
ton of freight in all parts OF the country. In
consequence shippers must make up their minds
that there are going to be more or less serious
delays with all shipments by freight till the
present rush 10 market has exhausted itself
There are abuses IN the matter of the retention
of cars of one road by another. but every road
in the country is almost equally guilty Of this
offence. apparently no blame can be placed
in any particular direction. Executive officials
of the roads of the country long ago recognized
this condition and sought means Of equazing
or balancing the matter in such way that there
would be form of compensation for the road
suffering from the absence OF its cars. 1t was
therefore arranged that every road using the
cars of another road should pay the owning road
a mileage charge for the of the car while 1t
employed the foreign system. This
ranged in the neighborhood Of three -fourths of a
cent a mile, according to the character of the
car that involved.
For instance. Illinois Central car loaded
with freight from New Orleans to some point on
the Northwestern road would be turned to
the latter at Chicago. After allowing due time
Tor the arrival of the at its destination, its
unloading and its return To the junction point
of the two roads. the Northwestern would be X
peCted TO make a report to the Illinois Central
Of the whereab bouts of the car. If the North
western using il for business of its own.
having loaded II out from its original destina-
tion 10 some other point on the Northwestern
system. the Illinois Central was entitled to
mileage for the use of the car according to the
established schedule of rates between the roads
New-York tribune., 1906-12-16
RAILROADS.
q tuoSON RIVER RAILROAD

hu0SON RIVER RAILROAD
Trains leave Grand Central Station, 42d 81.
and. except the $50 a m. 1.02. 30. IL 30
p m, stop at 125th St u minutes later
bu1ase-.s n nS 80. SO, 40 20 a m. d-o2.
$50. 10 .. m
Cnicago-aS IS a. m. -1o6. $50, -iSo,
$50. 900 $500. $3.50. all. 81 p m
Cincinaati-'2 OF. '5. so IS. 90 80 So Ill 80 2 m
ClsNeland--s As a m, 81. .OS. Is. 80. 'S 90.
500. 20 80, -1130 D m
Columbus '2O4. '5s SO. 500. $3.50 p. m.
Detrolt--S S a IN. LOG. $50. go
500. . 30 -11-3O P. m.
Montreal-s12. 10. $3.50. IS. ~ a. m. 200.
Niagara FalIs-+s. 80. as. 40 I'm. .1c.2 20 q. m.
.lo2 '1O6. eco. 800. 20. 80 80.
80 r. M
st. Louis-.2,o4. $50. .1I.so ?. m.
Toronto-fS.3o m. IS 90. b9. 30. bill. 80 p. m.
HARLEM DIVISION
so5 a. m and 3.S6 p m. eX. sunday, to
flItsneld and No. Adams: sunday. 9-3I a n
pullman cars on all through trains.
Ticket offices at 149. 245, 4i3 and 12l6
broadway. 25 Union So. W. rs Columbus
Az. III West 125th St, Grand Central and
10th ST. Stations, New York; 33S and 1@6
+ fuIton St and 954 Broadway. Brooklyn.
DAILY. TEX. Sun. sex. Mon bEx. sat
Telephone 800 3sth St" for New York
central Cab Service Baggage checked from
hotel or residence by Westcott Express.
c F DAILY. i. F. FAIRLAMB,
Vice-Presiden-. Gen'l Passenger Agent
New-York tribune., 1906-12-16
n V n n & HARTFORD p =

N. =, n. IT. N II IL 7 T DfkIT K. =.
s2d st. and 4th Ave, follows for
BOSTON. via New London & Prov-its :O0
ttllo:OO 'x 1902 A. NJ, II LEO
.xlli:oi. * 400. 1850 :. 5:oe,
'T12:O0 p. NJ. via Willimantic-fss:O A.
NJ. 1900 p NJ: Via Spfd.--t9:14 a M
I 1890. 400. 'll:O0 =. NJ
Wor' ster & Fitch. via Putnam, 1853 p NJ
Iakeville & Norf.-fs:49 A. M, ta:8l p NJ
CT. Harrington. Stockbridge Leuox Pitts
heid-t&:54 tS;4e a. NJ. and t3:si =. NJ.
Ticket offices at cGrand Central Station
and ci2hth St. also at c245. 1900 cIs5.
Fway. e25 Union Square. c1s2 Fifth Ave.
c246 Columbus Ave. cf49 Madison Ave.
Brooklyn. ca Court St. sT9 Nostrand Ave.
$50 B'way.
'Daily. tExcept Sundays. 'Stops ~ 18th
ST. rStops al i25th ST. Sundays only
tPaTlor Car limited Has dining car
cParior and Sleeping Car tickets also
New-York tribune., 1906-12-16
EAMBURG-ANERICAN LINE.

Twin Screw Passenger Service.
FLY HI CHERBOJ -HANBU Re-
BlueCher- Dec. .. 10 AN Anlerikat tnew)Jsn 5
4 ma Y MIA Dec %. PM Batavia Jan 1.
'OluitS Cherbourg. Hamburg direct.
Mediterranean Service
To GIBRATTAR-NAPUE ES-yE,NO4
Hamburg --. Jan 10 Ham burg - Mar =
'7Noltke. Jan. 20 ++P. Y I.uise Apr. u
Deutschland Feb. 1sNoitke Apr q
Hamburg. --- Feb 10 Hamburg ..-... NAV
Has Grill Room 4Has Gymnasium.
mediterranean and Orient cruise. - days
Mediterranean CrUisa
New-York tribune., 1906-12-16
NOT ALL IN USE.

According TO estimat ties made here from 35 to
40 per cent of the freight car equipment of any
given line of the country is off the line most OF
the time This percentage will distribute itself
over the country evenly, however that the
actual loss In equipment to any given line does
not begin to be such a percentage of its equip
ment. for 1t will have the of the foreign cars
upon its own road. 1t is even said to be the
policy of of the roads to retain in their
service a sufficient number of foreign TO
offset the of their own system that are out
other roads
1t will be seen from this that the difficulty is
not the matter of road retaining the cars
of another but an actual car shortage in the
country combined with congested terminal and
yard facilities that will not permit of the expe-
ditous handling Of in and out cars.
Nowadays the work of the tracer is mostly
done by letter from the main office of a railroad,
directed TO other roads who shown by the
records to have cars belonging to it. Every road
in the country is receiving such letters every
day from other roads, calling for the return of
equipment These requests for the most part
are complied with rapidly as possible Where
road gets unusual number of the of
another road and they do not come back within
reasonable time the suffering road Will probably
send out a travelling car agent to pick up their
cars on the offending system, and urge the off,
cials of that road to get them back to their own
ers This is-a bout all that remains of the prov
ince Of the old tracers but in their place have
come up the travelling car agents. whose duties
somewhat different
Their work is to see that the equipment Of
the road employing them is used 10 the best
advantage That is. that cars are properly
loaded and carrying their full capacity. and
in other ways effect economies in the matter of
the handling of the equipment of the road They
endeavor to minimize the delays of empty cars
and keep things moving advanta geousy in every
direction. They not only follow up the equip
ment Of their own road, but they look out for
the cars of other roads that come on TO their
system. If the cannot be used to advantage
they are hustled back to the owners before any
per diem or penalty charge becomes due, or II
they short of equipment of their own, the
foreign cars may be loaded out to other roads.
who will then become responsible for their re-
turn to the owning road.
For the most part, railroads find that trafc or
tonnage will pretty evenly balance itself over Q
line or in a given territory in the course OF
given period, but this year has been an excep-
ton and the large manufacturing centres have
had to he supplied with empties in excess Of
anything in the experience Of the roads in the
past.
New-York tribune., 1906-12-16
LaCkaWanna Railroad.

Leave y. i la clay. christopher. w 2sd
Sts
800 \. M--FOr Binghsmton and EImra
30 90 \. M,-For Buffalo. Chicago and ST.
Louis.
81 40 =. M.-For Buffalo and Chicago
a 90 p. M.-For Scranton and Plvmout.I.
z-6 II =. M.-For Buffalo and Chicago
'S45 u. M.-For Buffalo. Syracuse. Ithaca.
900 A. M.-Chicago-Sleepers open $50
L. NJ.
Tickets at t4g 100 1888 I434 Broadway
n. Y: 359 Fulton St. brooklyn. .Dauy.
4Excep; sunday. zLeaves Christopher 81.
9. 10 p. NJ weekdays.
New-York tribune., 1906-12-16
BALTIMORE & OHIO R. r.

N.
ROYAL BLUE LINE TRAINS
Every other hour ON the even hour
TO BALTIMORE AND WASHIZCTo>-
Leave New York city 23d 81 Inc -
sW NSHINGTON. Sfpers. IL. 40 prn / ~ ~ ~
WASHINGTON, Direr. 7sO an, \ IN an
sWASHINGTON. Diner. $50 am no O0 g.,
WASHINGTON, Diner. II6o am II. a.oon:n
s"ROYAL LTD" Diner 35o mn - IN III
sWASHINGTOS. Diner $50 nm !; GU -, pt'
sWASHINGTON. Buffet $50 nm oS 9',, ',,
sDaily.
Through Daily Trains to the IVES,
Leave New York City o2d 81 iss 9,
CHICAGO. PITTSBURG Tho sr Sa %.
CHIC GO. COLUMBUS. III 5o am ~ 40 am an
PITFSBURG. SLEVEI,D SSo c,a 90 40 u u n
'PIrTSBURG LIMIT'D" GSo ~, y" Pln
GIN, ST. LOUIS. .IOJ1SV II 80 nm ~ ~ pm
cIM sT ST ILoorIIs,LoUIsv.. o1IIs ESQ am 10 90 am
ofiices; 24S 434. 1900 Broadway aI,o. p,n
HOUSE. los. orsenSieh St. IS Union sansTs
Bro9klyn; West 2sd s.. and Liberty S''sa 81 ST.
After p m Sleeping Car Ressrvo,too.
ard tun information regarding trains s,c
can be obtained AZ Bureau OF Informa,,'''S,,' v'S,'
n ~ q Il sd ST. Terminal ''Phon,
New-York tribune., 1906-12-16

that the car Is we'll worth more IMAM inc ooiiaf
day penalty against II. -----.
at this rush period the railroad people appear to
regard the situation in the same light that a
streetcar official or officer or the elevated
roads looks AT the overcrowded condition of their
cars in the rush hours of the day. 1t is some
thing that cannot well be helped. for II equip
uent ,rere Droyided to take care of the maxi
mum amount OF tonnage that is. offered given
road in the busiest season upon Its line. that
Same eouipment would be idle a greater part of
the wear From the viewpoint of the railroad
man il is better TO have the merchants wait a
few days rather than to have idle cars around
for anv length of time. However 1t is becoming
recopnized that the annual average minimum
tonnage OF the country has grown in excess of
tho car equipment of the country. and most of
tho roads are ordering fast as they
can get them promised by the builders. While
orders now being filed will considerably increase
the car apacity of the roads of the country, they
will not represent entirely so much additional
carving ca apacity, for many Of them will go 10
take the places of cars that have gone out OF
New-York tribune., 1906-12-16
|. MEDITERRANEAN AzoREs NE
ARnNlNn THr @nSl1.

\ small hjsr-Class party limited V
twelve members. will leave New YORK jan
usry : : :. cedric. travelling eastNA.
Most liberal arrangements. Party Guaiss
tved To start Frank 6. Claca. 90 BfesS
VA y. y
New-York tribune., 1906-12-16

7RCO A m Frequent spring Parties.
" AL LSluJ First class throughout So-0
So 50 Toar' !" " TO 5WR0Pls
Orient cruise Fro. .. by s. Arabic tio;yvs
foreD -rour Around the World. Jan, w
FRANK Z CLARK. % Broadway. " =
New-York tribune., 1906-12-16
Eight DAYS to Italy

By THE GREAT FLYER DFUTSC HAND
From New York. February s. 1901.
m I'M II m m G7 70 DAYS BY ; :
Hui liz lS iNl MoLTKE. January .
~ uu = u w 5000 AND JPWARD.
TOURIST BUREAU
K r. Tickets. hotel accommodations ana
general information about fc-eign trays
Travellers checks good all uvs- -ta world.
OFFICE. ~ BROADWAY y Y.
Phone. 1850 Rector Pie-s, Hoboken-
New-York tribune., 1906-12-16
AMERICAN salILns. at 80 !. y y

AMERICAN LINE ESI.rms EroD, pisr a. 'i.9 * \ r
FLY OCTH-CHERB'C c. SOI- HAMPTON
~. louis. .-, Dec. - 81 Paul l-.--.-- Jan .
Philadelphia Dec. % New York -.-- Jan. =
RED STAR LINE F5'& T1@ FER
NE,W YuEN-NNrVY F.RP-P ARlS
|sel'd q. DeC. -. 2.3O pm Naie-lSud. Ian 2 uoo'
kroould- .JaD.2 - am Fju,su1--- ian. ID. am
WHITE STAR LINE = .'s; y X Il
NEW YORK @ NSTOWN LIVERPpoi-
ha4ttC Dee. "a. : am reuJoDic..JaU.S.lo 10 an
Majestic De, ~. foam Majestic Jan =. 10 an
oGeanic. Jan. =. : am Teutonic. Feb 10 am
rHR IR MEDITERRANEAN AzoREs
FROM NEW YORK
CEpRIt'-Jan ; S-3p a. u. F-ab. "a y y"
tELTIC.-Jau. II. a-3o A. m. Mar 2STONS
tREHIC. Mar. 20 Uoou, Nay 2. June ~
FEON BOSTON
t'NNOFIC. Jan - 50" A. M, SEQ.
REPl RT.It'. ...--.. Feb > 7 2. m. Mar ~
PASSENGER OFFICE. . BROADWAY.
Freight Offce. Whitehall Bldg Battery q
The Birmingham age-herald., 1906-02-14
RECORD OF COURTS

All the courts were busy yesterday ex- cept the chaneery court. but there was little actual business done in any sec- ton of the court house. most of the courts being tied up with one case each.
 An old and somewhat interesting case came up in the criminal court first di- vision. It was that of Taylor Smith, d negro tried and convicted for murder in the second degree; sentenced to thirty years in the mines, whose case was ap- pealed to the state supreme court and affirmed, but which was later given a rehearing and the decision reversed, the case being remanded
 The case presents peculiar and unusual conditions. smith was charged with the murder of a white man at Bessemer. and was convicted of murder Tn the second degree, being sentenced. The case was taken to the supreme court. where the decision was affirmed and Smith was sent to the coal mines to serve his sen- tence,
 Later the supreme court granted re-
The Birmingham age-herald., 1906-02-14
MEMPHIS CASE UP
 BEFORE MOGULS
NEW YORK NATIONALS OBJECT TO PHILADELPHIA AMERICANS PLAYING EXHIBITION GAME ON THEIR TRAINING GROUNDS.

New York February 13.-The National Baseball commission was in session In this city today and considered the cases of a number of players, most of whom were seeking reinstatement to clubs act ing under the national agreement. In nearly every instance adverse decisions were rendered The claim of the Mem phis club against the New York Nationals for the $750 purchase price of Shortstop Charles Babb was disallowed. Babb is now manager of the Memphis team.
 The commission deferred taking action on the complaint of the New York Ma tionals against the Memphis club in the matter of exhibition dates. The New Works had made a date for an exhibition game on March 25 next Subsequently It was learned that the New Works will not be able to play in Memphis on that date. A contract was made in the meantime to play an exhibition game with Phila- delphia, an American league club. The New Yorks object to the American leag- uers entrenching on their training grounds.
 The case of Right Fielder James Seb- ring of the Chicago Nationals, who jump ed his contract to assume the manage ment of the Williamsport club of the Tri- State league, was one of the most import ant considered The commission decided to give Sebring twenty days in which to submit A defense of the charge of con- tract Jumping.
 The commission imposed fine of $250 on the Columbus. Ohio. club for violating the rules in selling Catcher Brown to Boston when he had already been drafted by Cleveland.
The Birmingham age-herald., 1906-02-14
YOUNG WOMAN WAS
 FOUND UNCONSCIOUS
Miss Sudie Journey Died Soon After Being Found on Front
 Porch at Jacksonville.

Jacksonville, February 13-(Special.)- Miss sudie Journey, the daughter of J w. Journey, a contractor and leading cit. izen of this city, was found in an un- conscious condition on the porch of hei home yesterday afternoon about o'clock and although medical attention was sum. moned immediately after the discovery she died at o'clock.
 The exact cause of Miss Journeys deatf has not been determined. The physician at first made a diagnosis that she had been poisoned; although this decision was later retracted, and 1t now seems thai 1t Is believed she died of heart failure
 The deceased was organist at the Meth odist church and an earnest Christian worker. The funeral and interment vii be held here tomorrow
 Miss Journey is survived by her fath- CT. baby sister and four brothers.
 James J. Arnold of this city, a member of the state legislature for the past four years, has announced that he will be a
The Birmingham age-herald., 1906-02-14
WASHINGTON LlFE's GROWTH.
Larae Reduction in Expenses Also Shown Under the Present Manage ment.

The Washington Life Insurance com pany Is the first to make public Its annual statement in such a detailed form as to furnish the facts as to It's affairs and conditions. The radical reduction in ex- penses accomplished by the present man. agement of it's company and it's response to the present demand for publicity as to the affairs of the life companies are worthy of eommendation and attention.
 It's statement for 1905 is it's first under the new management. headed by John Tatlock as president. The most inter- esting features of the statement are decrease in all disbursements last year as compared with the previous year of s516,25 decrease in head office salaries of $59.S74: in total head office expenses of $79.573 and in agency expenses of $780, 630 The increase in assets was $o22S67 of which $462630 was in the reserves.
 The earnings for policy holders were $142, ,576 The total income for the year was S3, 639 633. of which $2175.38 was in renewals and S271 S29 was premiums on new business. The amount of new nsur- ance paid for was $6.S92547, making the total amount of insurance in force s63,
 255,37l. The company furnishes to its policy holders a complete list of the bonds and stocks owned by it at the end of the wear
The Birmingham age-herald., 1906-02-14

Peoples Savings Bank and Trust com pany. as to my honesty for my contracta
 Fully three-fourths of my patients havs been treated by some one else before call. Ing on me 10 be cured. Why not come as soon as affiicted2 You will save money. distressing pain and valuable time; be- sides there Is satisfaction in knowing that the very best treatment is being given you by an honest competent phy- Eician. l have treated private troubles as a speciality In the city of Birming ngha un. Ala, since August g. 1887. I cure all man. ner of private diseases. 1 cure many pa- tents by mail treatment. W.ite for prices and terms,
 do not use large advertisements and false statements to attract patients which merit has failed to secure. If you fall ts be cured by such methods. give me a caH and get we'll.
 My offices are the most private and quiet in the city tenth story of the new First National Bank building corner of Second avenue and Twentieth street Rooms i006 and l007. Take one of the fine slevators to tenth floor.
 Office hourS: s:so .. - e esD . ~ a-ndAy. 10 .. -. fe Mn