The San Francisco call., 1906-06-03

~- Three agencies viii be actively. en-
ployed in. disseminating information
concerning the acts Of the insurance
companies that are now looked TO by
The people of the country 10 pay their
henesr obligations under the terms of
the policies OF insurance issued in san
Francisco.
Uneer the. advice of Governor Pardee
INSURANCE Commissioner Wolf viii keep
a record of ali deifnqpencies on the part
OF the underwriters and WIN send the
Information to all insurance commits
ssoners in the United States and to the
press Of the country.
Tie san Francisco Chamber of Com
merce. viii communicate with every
oommereial and. promotion body in the
United States, sending all facts oficial-
" aseertained about the happenings in
this. city relating to the dealings OF the
underwriters with the people.
The organization of III associations
Of holders Of policies of insurance one
for each. Of the III insurance compa-
MES. viii be urged vigorously by In
surance. Connrnis.foner wolf The ad-
. .vsn1ages OF concerted action he regards
as very great in the present emergency.
The. example Of the san Francisco
policy holders Of the Traders Insurance
Company CT Chicago is pointed 10 as
an illustration Of whst may be erected
Individually the policy holders were
practically helpless They are now in
3 way 10 find out facts and already
have come. into possession Of the his
tory of the action in Chicago through
which the Traders. Company went into
the hands OF a receiver. In a general
way they have paved the way for pull
Ing together when they decide upon a
course Of action 10 protect their rights.
WILL PUBLISH WIDELY.
Each one of the III associations of
policy holders. says Wolf. when they
are formed. will be ehcient as . dis
? tributor OF facts. and the injustice suf-
fered by the policy holders in III com
panies wiz be duly reported and put in
shape for publication from one end Of
the Emitted States 70 the other.
Means viii be provided by the asso-
eIstions OF policy holders for getting
together the Information that the In
surance Commissioner and the Cham
Der Of Commerce of San Francisco Will
send out.
Insdrance- Commissioner Wolf says
that. there Is every reason why the
policy holders should form their or
ganizations for their own good. and
there is no reason against the propo-
sition that viii appeal to any policy
holder whose interests are now at
stake in pending adjustments:
':singly.."> says Wolf. the policy
holder is. comparatively helpless. II
he goes TO the Office Of an insurance
company in this city aor IN Oakland at
this time. he does not deal. as arrule
with. the persons through whom he
placed his insurance. The persons
that he meets have. temporarily: prac-
tically superseded the local rspresen
tatives OF the companies with which
he has had dealings.
ADJUsTERs ARE STRANGERS.
The men who are given. the task Of
adjusting The losses. with some few
exceptions. are strangers. with no per-
senal interest in San Francisco. who
are sent 10 San Francisco because of
their adroitness. and whose mission is
70 settle with the people at the lowest
possible rate.
Hence the advantage .of organiza-
tion' is is~eldent I wish that this idea
cetid. be. given the utmost possible
publicity The present conditions make
fl necessary
Commissioner Malr also. says that he
believes tbat. the sending. of facts re-
1atiHG 70 the dealings of insurance