The evening times. [volume] (Grand Forks, N.D.) 1906-1914, 1906-07-17

of $1,0S0.S9. In the protective fund the
total receipts for the year were $685.
IS, the disbursements $171.14, leaving
balance of $357.Sl; while the balance
on hand from both funds amounts tv
over $1,4O0.
President Hanna's address was as
follows:
To the members of the North Dakota
Bankers association: We have met
together today for our fourth annual
meeting. We come for the purpose
of getting better acquainted with each
other: and likewise for the purpose of
exchanging ideas. that We may try
and find better methods and better
ways for conducting our business-a
business which means so much to the
welfare of every community. There is
no business of any kind which. to my
mind. enters so closely into the very
warp and wool of the life of every
city. village and hamlet of our coun-
try, as does the banking business.
If banker in community is
man of progressive ideas. and at the
same time with conservatism enough
in him to make an even balance. he
can Go more than any other member
of the city or village in which he lives
to advance the prosperity and we'll
being OF his people. No business de-
mands a higher type of manhood and
of integrity than does the banking
business. When We invite people to
deposit money in our banks, we ask
them for their confidence. 1t is
sacred trust. and one which under no
circumstances should ever be violated.
The bankers relations with his GUS
toners are very intimate, and espec-
tally is this true in the smaller towns:
so that to a certain extent the banker
becomes the adviser and the coun-
sellor Of the community in which he
lives. There is a great deal more to
banking than simply the earning of
dividends for stock holders.
Every public enterprise. if it along
the right lines. can be helped and ad-
vanced faster and better. as rule, by
the bankers than by any other in
terests.
1t seems to my mind that (as fra
ternity. in a state like North Dakota,
where the great interests of the state
are agricultural. We should endeavor
to educate our farmers towards di-
versified farming and towards rota-
ton OF crops: encourage them to take
UP drainage where it is needed in the
state. and do everything in our power
to advance and help their interests
because, if for no other reason, our
own interests are so closely identified
with theirs.
Within the past few years we have
had great many creameries started
all over the state; and have thought
that in connection with these cream
cries, it might be possible to establish
alcohol stills, and thereby open an
other source of revenue for our farm
ers and help to keep our creameries
open the year round; and in that way
take advantage of the alcohol bill
which was so splendidly fought for by
one of our fraternity in this state in
the last congress, Hon. Thos. F. Mar
shall. of Cakes.
of our farmers take advantage of the
appreciation of land. which has come
more particularly within the last three
or four years. and have sold their
farms: and many of them have gone
to the Pacific states, or elsewhere.
think that as far as it is possible for
us to do so, we should discourage our
farmers from selling out; for it has
been my observation that the majority
of those who have done so have not
bettered themselves, but in many cases
are not as we'll off as when they were
on the old farm in North Dakota. And