The Baltimore County union. [volume] (Towsontown, Md.) 1865-1909, 1906-12-22

INSPECTOR WeeQnL6 H1eU6uTe6-J. u.
Keeper Of Bear Greek Draa0 Bridge-Geo. Grace.
Keeper Of Back Ri0er DrGw Bridge frederick
Steinbach.
The Hartford Mutual Has Prosperous
Year-Reports Make Excellent Showing
The annual meeting of the Hartford Mutual
Fire Insurance Company was held in Belair
on the 10th instant. The report of the presi-
dent Mr.. Richard Dallam, showed the opera
tions of the company for the past twelve
months, and justifies the statement that at
the close of its 63d year the volume of in
surance written has been larger, the cash re-
cepts greater than ever before, the fire losses
smaller and the net surplus at the end of the
year is the largest the company has ever had.
There are no unpaid fire losses or other debts
now due by the company.
During the year there have been 2.127
policies written, the risk of which amounted
to So 4oS, 1880 and the mutual premium to
$4S1 ,064 20. The work of ressning old policies
has progressed satisfactorily and will be COM.
pleted during the present year.
The gross income from all sources during the
year was $50, 306 45including So, 81 balance
from 1905. The fire losses for the year amount
for 1905 and $44, 07.20 for 1904. The profit
and loss account shows net gain of S22, 724.67
which is more than double that of 1905. The
surplus, after paying all losses and operating
expenses, is $35, 419.56.
The company's only liabilities are the I'M
policies which amount to $7,110.19.
The Office building which was authorized at
the April meeting of the stockholders was
purchased for 81, 750. It'll now being improved
under the direction of building committee,
consisting of Messrs. George R. Gaines, w. O.
B. Wright, and the president. The building
will be ready for occupancy in few weeks
and when completed the company will have
well located Office building at reasonable cost,
where the business of the company can be
satisfactorily transacted.
The table of losses shows that the greatest
loss, (sS,6653 6) has been on dwellings,; barns
cost, $2,689.35; farm outbuildings, $2,072.80;
tenant houses, 500 46 stores, $25; churches,
SIS; lodge buildings, $22 warehouses, $500;
saloons, S275; hotels, 1925; school houses,
$23S0; wheelwrght shops, $1627; electric
plant, $500.
The mutual premium on annual policies in
force amounts to 81 .213, 22676 and per cent
interest will produce revenue of $48, $780,
This sum, together with the income to be
derived from other sources and the cash and
invested surplus now on hand will provide
resources amounting to about $9O,O00 applica-
BILE to the payment of fire losses and operating
expenses of the year.
The secretary's report shows that there are
in force g. 125 policies the risk on which amounts
to SO, 849. 253.34. The interest premiums, to-
gether with interest on investments, amount to
sos, S48.75.
The excess of resources over liabilities 10
1913, 309.39. All damages by fire have been adj
justed and paid.
The report of the inspector shows 80 per-
sonal inspections during the year. About two
thirds of these had some change or other rec
commended. There has been a great change
for the better in the work of the directors and
agents considerable of the splendid showing
now made is attributed to that fact.
During the year the inspector has written 26
policies, on which the risk amounts to Sal OBS
and the mutual premium to 81, 28055. He has
also adjusted IL claims for loss, in which the
company has been saved 500, a portion of
which was done by having the buildings re-
paired under the supervision of the inspector.
A great part of the inspectors work has been
away at long distances from home and in un-
familiar territory, which required greater time
and considerable more expense. Attention is
called to the eternal vigilance" required in
taking risks. Flues and chimneys should be
inspected from cellar up, if possible, look after
furnace pipes and the ceiling above the furnace
and where the ashes go. "Chunk" stoves are
especially dangerous and should be well pro-
tected.
Especial attention is called to the criminal
negligence of some builders in allowing the
joists to penetrate fiues and chimneys, leaving
the woodwork exposed to the sparks and
flames The suggestion is made that the
counties have building law and some way to
enforce it. In most cases it is now impossible
to discover faulty construction until after the
| fire.
The inspector closes bis report by congratulate
| ing the officers and members of the company
| on the fine business showing it makes for the
year 1906, and he believes that with the present
| progressive business methods the company will
continue to grow in strength and usefulness.
| No Mistake About this Evidence.-A
| letter from Belair dated December 18th says
| "Judge Duncan, of Towson, who occupied the
| bench in the Circuit Court here on Saturday,
= fho hah 81 ~ L.
| liam Davis colored, who was recently COM
\ mitted by Justice Norris for the action of the
\ grand jury on the charge of stealing chickens
\ from W. II. Fl. JONES' of Fallston was brought
H before the court on q writ of habeas corpus,
/ sued out by Harry 8. Carver. Testimony was
H heard on both sides and being of conflicting
\ nature, Judge Duncan decided upon practi.
| cal way of deciding the case. He ordered the
sheriff. who had the stolen chickens in bis
II keeping, to take them to the home of Mr.. Jones
and to note if they would go to roost in bis
| henhouse. The order was carried out, with
the result that the chickens promptly sought
shelter with the other poultry on the place
This fact was communicated to Judge Duncan
today and he remanded the prisoner to jail e
await the action of the February grand jury"
Minister Would Abolish Christmas.-A
minister in Chicago thinks that if Christ wer'
to come to earth one of the first things ht
would do would be to abolish Christmas
christmas has become burden almost tor
great to be borne" he said. think of thu
many weary hours the business world is nov
laboring under to take care Of the extra worl
entailed by the proximity of Christmas. Thinf
again of the constraint in many tender hear
which longs to discharge the obligations thrus
upon it by gifts of friends in former years, AMI
yet which is unable to respond to the expec
tations. This is all out of accord with thu
spirit of Him whose birthday we are supposet
to celebrate"