The Cairo bulletin. (Cairo, Ill.) 1???-1928, 1906-08-30
FOR DISCUSSION AT THE MEET
ING OF THE AMERICAN BAR
ASSOCIATION.
INSURANCE LAW SCORED
BY Committees Report-Presidcn-
Peck in His Address Dealc on
Trust Legislation, Food
and Rate Laws.


nights session Of the American Bar
Association, Roscoe Poud ef Lincoln.
Neb read a paper on "The Cause OF
Popular Dissatisfaction of the Admin
'stration Of Justice" Judge J. J Ien-
,ins, chairman Of the judiciary COM
uittee, of the national hosse of rep
| 'esentatives read paper on Can
congress Transfer to the State It's
nower to Regulate Commerce
One of the most important commit
ee reports to be considered by the
ar is that on insurance. The major
ty of the report condemns the Arm
.trong law of New York as "Consp cu-
usly Unwise," !" and declares not only
IRE many states charging insurance
companies more than ii costs the state
or supervision but that In many
states "the administration Of insur-
! rnce laws has been characterized by
lnbIushing fraud. mostly in the shape
0f blackmal or by gross incom-
potency"
NAL portionment of deferred divi-
1ends Repeal of the retaliatory lax
laws and valued fire policy laws Each
state to have a fire marshall
II Is further recommended that The
United States forbid the use of the
mails to wild cat" insurance com
panies and that the federal statute to
regulate in terstate insurance trans
actions.
Tho minority reports object In par,
ocular to the lest recommendation OF
he majority report.
The committee on commerce de-
ends the present national bankruptcy
'aw and recommends IFS retention.
President George Il. Peck. Of the
association delivered lengthy and
notable address:
Mr.. Peck on Legislation.
Mr.. Pecks address contained a sum.
nary of the important legislation Of
he past year both in the national con
yress aud in the state legislature. It
iealt at length with the congression-
ii enactments on the subject of rail-
way rates and pure food as well as
he trust legi, lation of the national
government. He said:
Historical Jurisprudence, the birth.
growth and development of law in its
highest sense. is study we ought to
pursue far more assiduously than we
10. Self government. the reeogaition
If mutual rights and mytual obli-
cations, is perhaps the higligst achiev.
nent of the race He traced the de-
velopment of government IRON the
primative form through ali the various
;iages 10 the highest and mSst COM
llicated form demanded by modern
civilization. and quoting from Macter-
inck's Life Of the Bee. that I'm
proportion as society organizes Itself
md rises in the scale SO does a shrink
'ge enter the private life Of each ono
II its members. ANY government
aid he however imperfect. is better
han no government-wh ch is an.
'rchy If we have too much govern
pent-as MANY Of us believe. Is Il pos.
'ible In the present state Of human
wisdom To have Just enough re.
straint. ard just enough personal free
lom. An excess Of the one no doubt
means a diminution Of the other but
hat human intelligence can fix a per
feet equilibrium? There is in the
literature 4 the subject much unin-
ellig bic defamation which does not
end 10 enlighten sesrcaers after truth.
The subject is too large for the grasp
If the average mind; the poiats Of
view are so numerous and so variant
bat the most labOrious inquiry leads
q no acceptable and final conclusion.
rhe dilliisnte thinker is always ready.
With a knowledge hat puts an end 70
ationai scu sion Where Austin
I'd Dontham could only grope. the
iliage paper aud The magazine eon-
I1butor. exhaust the subject in a sin
ie article. The most complicated sys-
'm Of government IN the world i unr
meriean system. but q is in nv opin-
"a. the most nearly perfect. But yci
O. cann-t escape the persisten in
it pay7 what do We E've
p. and what DO we eei in returne let
le inquiry be enlarged so as 10 Gov
+. not simply cur relations 70 our own
)vernmenis state and national. but
government Itself a. an institu-
on Of ciyilizatirn. we are. Of course
-imarily concer7ed WITH The relstfoa
2 bear 10 the nat on and the uarfic-
ar states of which Ne are citizens.
II underlying that must sfways be
e question. how stands the individ-
H. everywhere. througboat the eOrid.