The San Francisco call., 1906-05-27
george D. DORNIN REGARDS
TACTICS AS UNJUST.
Coast Representative Of National Fire Insurance
Concern Takes Sensational Step.
His Pride Is High and He Will Have None Of the
Forcing Down Of Loss Payments.

serving only the enforcement of the
sixty-day clause in the policy. The
Springfield is among the companies
paying on that basis.
Much discussion has been provoked
over the question whether losses
caused by dynamitfng of Structures
will be accepted. Out of the large
number of companies represented in
the fire loss in San Francisco less than
ten so far have raised the point that
the policyholder is not protected
against loss by dynamiting where it
was used to check or prevent the
spread of the fire.
Inquiry among insurance men de-
velops the general idea that use of
powder as a preventive measure
lplaces that use in the same category
as the use of water at a fire. The
courts have held to that doctrine, so
many insurance men say.
In the case OF san Trsacisco there
was another feature-that the wreck
ing of structures by dynamite was not
dOilC ny tllC iC6 QldA tiC
but by the military. That argument is
met by the fact that the military were
under municipal control.
DISCUSS DEBRIS.
The form of the stipulation relative
to the removal by San Francisco prop
erty owners of debris from their
premises and the agreement of insur-
ance companies to extend the time
for filing proofs of loss to August IS
were considered and discussed at the
meeting of the fire underwriters ad-
justing bureau in Reed Hall to-day.
1t is understood that the majority of
managers of the III companies inter-
ested in the San Francisco losses have
the authority to sign the stipulation
and the agreement, but some of them
are awaiting power from their home
offices.
At the session today no member of
the fire underwriters adjusting bu-
reau expressed himself as being op-
posed to signing a notice on behalf of
the company or companies he repre-
sented to property owners that they
will be, permitted to remove debris
from their, realty where nothing re-
mains to be salvaged. No opposition
was voiced by any of the managers to
extending the period for filing proofs
of loss sixty days from June Is, when
the original time designated in the
! policies will expire.
| The forms of. the stipulation and the
agreement are being submitted to the
company managers to be signed AS
soon as these have been circulated
among III managers of III different
com panies it is the plan of the fire
underwriters adjusting bureau to pub
lish the stipulation and the agreement
in the press, together with the names
of the insurance firms that are willine
to abide by both. When such pubIica-
ton will be made no one connected
with the fire underwriters bureau was
able to say today.
| Another matter that occupied the
attention of the insurance men al
their session today was the form OF
the proof of loss. The form generally
accepted is one copyrighted and print
ed by the Rough Notes Company OF
Indianapolis and known as Form
1908" Fifty thousand of these blanks
have reached the bureau headquar.
ters and are being sent to the Offices OF
the various firms. Ten thousand more
forms are expected. Monday. Some OF
the companies have their own form
of proof of loss, worded so as to con-
form with their policies.
Meetings are to be held by the in
surarce managers and adjusters in
Reed Hall on Monday. Tuesday and
Wednesday.