Bisbee daily review., 1906-06-01
Bisbee PoIicyhoIders Will Not Renew in Companies FaiI-
 ing to Pay in Full.
CALIFORNIA Wilt Etf
 BLACKLIST SOME.
These Companies Will Lose All Mercantile Business in Bis bee, Says Geo. Buxton, Who With Others Will Watch.

for a square deal in fire insurance and on the part of the companies who are caught in tine San Francisco dis aster. California's fire insurance commissioner is preparing black list of such companies who are disposed to take an unfair advantage of their
 policy holders and local merchants will at once get into communication with Commissioner Wolf and request that he keep them informed of the list as it grows.
 George Buxton, one of the heaviest individual policy holders of fire in
 surance in BiSbee. yesterday stated that concerted effort will be made on the part of many of Bisbee's mer- chants to Checkmate any effort of such companies doing business in Bisbee.
 II have had a talk with several of the local merchants" said Buxton yes terday and we have concluded that the best thing for us to do is to or ganiZe and take up the matter with
 Commissioner Wolf in San Francisco and get his cooperation in procuring a list of these companies. These fire insurance companies have made a mint of money in San Francisco and now, instead of being willing to stand their losses with good grace, they take the stand that they should settle on compromise basis, thus getting
 out of the hole in a very short time
 They have received all the prem ium they ever asked for and now when it comes time to settle under the terms of their policies they are trying to bull dose poor San Francisco into letting them off for a song.
 Suppose We stand idle by and continue to do business with such companies, and eventually have a con flagration in Bisbee. What would be the result? Why, they would do the same thing with us and we would see the money that ought to come to us for protection against our losses-pro- lection for which we are today pay ing higher than any other city in the United States-being kept in the cof- fers of these insurance magnates who are not satisfied with their enormous profits, but would bleed the poor suf- ferers from fire into agreeing on par tial settlement.
 T will never carry a line of insur- ance amounting to a dollar in any one of the companies that does not settle absolutely in full in San Francisco. It is a goodjhing for us that we are able to stand off at distance and watch the methods of these .money-thirsty corporations who think evidently that their policy terms were stipulated only to be disregarded by the compa- nies themselves.
 Every business man in this city will be asked within the next few days to enter an organization which will have for it's purpose the careful col lection of data bearing on this mat ter, and which will put us in a posi- tion to reward such companies as do the square thing with our business, while we can further deny our pat ronase to the grafters who have not the stability to stand pat in the losses they have sustained"
 It will be the endeayor of Buxton and other local merchants to keep close tab on insurance settlements in Frisco with a view to carrying out their intentions to the letter.
 In San Francisco the work of re- moving the debris is proceeding at a snaiPs pace For this the insurance companies are much to blame. Only within the last three days have they granted permission to policy holders to begin the removal of debris from sites where there was no prospect of This permission could have been given immediately after the fire, and the withholding of it is but anoth- CT illustration of the obstructive policy adopted by some of the larger compa- nies.
 The intention of the insurance men is hard to fathom. oSme of them are placing every possible obstacle in the way of their former patrons, even going so far as to refuse to issue blank forms for the filing of notices of loss, pr to give, from their books, state ments showing the status of poitcy holders whose papers were destroyed | by the flames. Deprived of the nec- essary data, the fire losers are handi- capped in filing their notices, the time limit for which expire soon.
 The losses paid to date will not az sregate more than S1,000,000. In ev- cry case the claims have been small, | and policy holders have settled with 1 he companies upon terms liberal to he latter. One possessing S5000 1 policy, for instance, has been glad to 1 accept cash settlement of 5000 or | 5000, proportion as high as the lat | .er figure being the exception rather l han the rule. Men who have inti- l nate knowledge of insurance affairs | assert that, upon the present basis of | the average settlement | will not yield more than two-thirds of l he value of the policies, although the | ire loss was complete.
 State Insurance Commissioner | Wolf, of California, says that he will | prepare good list and black list" | ,f insurance companies doing business | n California. When the present set | dement's between the underwriters | md the persons who hold policies are | this list will be made up.
 The classification of good" and | bad" companies will be based upon | he manner in which the respective deal with those who have Ias, 4x.* T-k