The Cairo bulletin. (Cairo, Ill.) 1???-1928, 1906-06-03
TAKE FIRM STAND
As TO LOSSES
At FRISCO
MAJORITY or AMERICAN com.
PANIES DENY LIABILITY FOR
QUAKE DAMAGES.
UNANIMOUS ON POINT
But Recommend Compromises Where
Buildings Were Destroyed BY
Authorities to Prevent Spread
of Fire.

/ New York, June AT q largely al.
tended meeting of representatives of
American insurance companies unaui-
nous action was AIKEN IN regard 70
the adjustment of liabilities on the
San Franch co conilagration, as fol.
! lows:
| Where polio es covered buildings
tand CT their contents) which had GER
tainly fallen before the fire or which
had been so damaged as to void the
insurance undGr the express terms
of he contract. claims under such poll.
cies should not be paid.
"2. Where policies covered build
inga (and or their eantents) which
cies covered buildings eard or their
conients). which had suffered from
shock of earthquake, but not to such
an extent as to bring them within the
provisions of the fallen building
claufe, or where policies covered
buildings (and or their contents),
which bad been damaged or destroyed
by the authorities, civil and military.
before fire had reached them; or
where policies covered property whose
owners, by reason of the destruction
of their books and records, are unable
to supply the proofs Of value required
| by the conditions Of their insurance
y licles, in all such cases claims
should he settled by reasonable com,
promise.
"A Where policies covered con
onts Of buildings which are certainly
not affected by the exemption condi-
ions of the policy, ella ms under such
policies should be paid as scon as ad.
lusted, subject TO such deduction. il
any as may fairly he made on ac-
count of the salvage resulting from
he removal of portable property from
Buildings before fire had reached
hem"
The following is nearly complete
list of those present and their fire in
Srrance companies which represent
about as ner cent of the insurance
carr ed by American companies.
President George p. Sheldon of.the
Phoenix Insurance Company of Brook
lyu. acting as chairman; e. II. A.
rcorrca. Vice President Home, r. NJ
Bissell Wee President Hartford Fire
w. ~ Kramer, President German-Am-
erican; A. H. Wray President Com.
mercal Union. of New York; T.. r
Irving, President Fire Association. Of
Philadelphia; J. b. Branch. President
Providcnce-Washington: j. J Kenny,
II the British-American; George n.
Edward. Wee President of the Ger
mania Fire. of New York: r Beddell. |
PRESIDENT of the Queen: Marshall
briggs. President and F. H. D-uglas
General Agent. Williamsburg City; w
n. Stephens. President of the Agricul |
iural, George c. Howe. Vice President
Niagara Fire; Joseph McCord, Vice
President Hanover Fire; p. L. Hoad. !
ley, Vice. President American. of New.
arw. II. NJ. Gratz. Vice President Cir.
ard Fire and Marine. of Philadelphia
Henry Evans. Pres dent OF the Con.
tinental, left before the meeting came
to order and aid later that company
was not b-und by any acton taken
Several companies which attended
previous conference held Tuesday
were not at Yesterdays session.
The resolutions were telegraphed p |
the AdjustIteni Committee at San |
Francisco last nigh'. and al cabled |
10 London for the information Of the /
British companies