davidaulloa/AmericanStories huggingface dataset:
Omaha daily bee., 1906-04-01

premium Is constructed, but as a matter
Of fact, the actual mortality is less than
the table rate and the rate Of interest
earned is greater than the assumed rate,
and a considerable sum is saved from these
two sources, and In some companies a saw
ing is made from the expense part OF the
premium, while some companies consume
more for expenses than the expense part
of the premium, and the total savings be-
come less. There is also a slight saving
from lapses and surrendered policies, but
not nearly as much as many people are
led to believe. All premiums are fixed so
high that there is ample margin for safety,
and all companies promise TO return these
different items OF savings or overcharge
or surplus. either in annual dividends or at
a fixed time in the future.
Premium rates differ but little in different
companies but as there is great difference
in the management OF companies, there Is
necessarily great difference in the amount
saved and ultimately in the net cost Of the
insurance II follows as a matter Of fact
that the company that Is the most careful
in selecting it's risks has the smallest NOR
tally. and the company that earns the best
rates Of interest on its assets and is the
most economically managed saves more out
OF the premium collected than the company
that is less careful whom they insure earns
lower rate OF interest and is more ex-
travagantly managed.
Hence It behOoves the insuring public 70
investigate and md out how companies are
managed, what their expenses are. how
Omaha daily bee., 1906-04-01
LIFE INSURANCE A SCIENCE
Theory and Practice of the Business
Made Clear by John
Steele.

Men pay thousands OF dollars TO life in
surance companies without any definite
idea of even the fundamental principles
of life Insurance or knowing what kind Of a
policy they carry.
Still, life insurance is very simple and
easily understood. II is only a mathemau-
cal calculation of mortality, interest and
expense. All premiums are based upon a
mortality table assuming that certain
number of a thousand men OF each age
will die each year. If this table is correct
Il is easy to figure out what II will cost
for each member without allowance for
interest on money paid in advance or in
excess Of present cost Of carrying the risk.
But as money earns interest. the net out
lay lessons by that amount. Companies
assume they will earn 3 or 31s per cent, and
base their premiums on that assumption
and figure out what the net premium Will
be, then add a certain per cent for ex-
penses for securing and managing the busi-
ness Now. II the mortality was exactly
what the table rate indicates, and II in
terest earnings were exactly the assumed
rate, and expenses neither more or less
than the per cent collected for that pur-
pose. the total premium would be con-
sumed and yet all would be safe
This Is the theory on which the insurance
Omaha daily bee., 1906-04-01
SAMSON STILL A BUSY BOY
Spares Neither Muscle Nor Typewriter
Ribbon I'm Boosting for Ak
Sar-Ben's Advent.

Samson is still busy with the typewriter.
He is determined TO make the twelfth
year of the reign OF King Ak-Sar-Ben XII
the grandest of all. and to that end is
sparing neither muscle nor typewriter rib
bons. Samson's latest circular reads:
To Our Co-workers, the Men Who Help
Omaha: -Sar-Ben has done
much for Omaha. IL wants to do more.
1t calls now to its friends to again get
behind the guns. The men who are making
Omaha are the men who support Ak-Sar-
Ben. What the carnivRls have accom-
plished for New Orleans and ST Louis, Ak
Sar-Ben is doing for Omaha. To make
state people think Omaha, talk Omaha
and at last love Omaha is no idle dream.
1t is the dream OF every broad minded,
loyal knight OF Ak-Sar-Ben.
The parades are the drawing card OF the
carnival festivities. The parade fund sub
scription should be recognized as a fixed
annual charge by every loyal citizen en-
gagged actively in business in Omaha.
The outlook for a big autumn business
Is the best ever. and we must stand to-
gether-stand up for Omaha The gov
errors expect TO make an interesting and
unique program and are justified in ask
ing for liberal and hearty support
Enclosed find a card. which please sign
and return doubling your usual subscrip-
ton, so the present plans may be SUCCESS
fully carried out.
The business men % the city have but
little idea of the work our governors un-
Omaha daily bee., 1906-04-01
Coming of Martenu.

When Henri Marteau visited America
eight years ago he left very favorable inn
preston with the hundreds that gathered
to do him honor. While technicians admire
his wonderful execution, the amateur was
impressed with the fact that it is possible
for a world-famous musician to interest
those who look for tonal beauty rather than
mere digital dexterity. For many great
artists develop their talent 10 a point where
what should be edifying, soul-satisfying
performance, degenerates into a mere ex-
hibition OF physical endurance or musical
pyrotechnics.
Josef Hoffman. the pianist, was one OF
the first TO acknowledge this tendency.
when in an interview he said: Music has
developed TO a point beyond which is chaos
and insanity" However, some musicians
may revel In the latter conditions. the best
OF them. and that mighty force which
makes musicians-the publlc-do not wish
to be merely amused OF astonished. They
spend time and money 10 enjoy music for
the best that is IN IL, and for the genuine
pleasure that It can bring TO them. So
when, eight years ago. the conservative ele-
ment in music marked Marteau as one 70
be heard from In his mature years. Il did
not look In vain.
There have been no "on seasons'' with
Marteaus playing. Each year has seen
Omaha daily bee., 1906-04-01


functions pertaining to the Sunday school
viii be held there, instead Of in the
church.
This phase Of the question has been
augmented. perhaps in its agitation by
reason OF the fact that there is con-
stantly growing number Of local Saints
who object to there being held in the
church any services when do not par
take Of strictly religious nature
The auxiliary socities OF the Reorganized
Church OF Latter Day Saints are the Sun
day School association and the lions Re
ligio-Literary society. These two societies
hold their conventions annually at the place
designated for the converting of the general
conference, and at time Just previous to
the opening sessions of the general confer
ence. The conventions this year begin on
the second, and will be largely attended
by delegates from all parts Of the United
States and the world.
The Latter Day Saints are enthusiastic
and jealous Sunday school workers, as a
rule, and the conventions Of their general
Sunday school organization are of great
Interest TO the church, as a whole. Not one
whit behind the Sunday school workers
In their zeal and enthusiasm are the
workers in the Religio society, which society
corresponds to the Epworth league and
Christian Endeavor of other churches The
young people OF this society are making a
special study Of the Book Of Mormon, and
in the meetings of this society the young
people Of the church are taught the de-
Tense Of the Book of Mormon in all its
phases For the benefit OF these young
students Of the Book Of Mormon, this
past, quarterly devoted entirely to the
study lessons outlined from the Book of
Mormon.
The General Superintendent of the Sunday
School association is Mr.. T. A Houges Of
Henderson, Ia, and the president of the
general Religio society is Mr. ]. A. Gun
solley of Lamont, Ia. Both these men are
expected to be on the ground at the opening
sessions of the conventions to guide the
affairs Of their respective societies.
Sunday Services.
Tomorrow's Sunday, April u services at
the Latter Day Saints church will be the
usual Sunday services under the auspices
Of the local authorities. The speakers have
been announced as Frederick NJ Smith of
Lamont. Ia, at the morning hour. and r
C. Evans Of London, Ont, in the evening.
These two men are members of the First
Presidency, associated with President Jo-
seph Smith, known among the Saints as
"counselors." +. M. Smith is the eldest
son OF President Smith.
The Reorganized Church Of Jesus Christ
Of Latter Day Saints, which will begin its
sessions Of general conference here on
April 8. while often COMPOUNDED with the
"Mormons" Of Utah, is in no way affiliated
with them. The "Josephites," as the
"Mormons" themselves term the members
of the Reorganized church, are jealous OPP
ponents of the Utah propagators of Do
lygamy and other doctrines and practices
which have made the Utah Mormons
odius. Joseph Smith. the aged president
Of the Reorganized church. is the eldest
son Of Joseph Smith, the founder of the
church.
Omaha daily bee., 1906-04-01
BOYS SUPPOSED CRIMINALS
Two Little Brothers Arrested ms sus-
poets I'm Breaking of Switch
Locks.

By the arrest OF Joseph and Luce Week.
two Bohemian boys, 10 and II years old
respectively, it is believed the identity OF
locks on of switches in the Union Pacific
yards has been discovered. The removal
OF the locks is a serious matter, as the
shaking of the tracks by the fast trains
is liable to throw the switch partly open
and cause disastrous wreck
Several switches have been found re-
Gently with the locks broken of and Spe-
cial Agent ]. c. Wizard of the Union
Pacific has been at work on the case. 1t
was through his efforts in connection with
the probation court authorities that the
boys were arrested. They had in their
possession two bags containing railroad
brass, and in one OF the bags a battered
paddock, broken from a switch, was found.
The boys admitted they had been steal
ing brass from the railroad yards 4 for
some time and gave the names Of junk
dealers to whom they have been selling
the brass. Probation Oficer Bernstein
probably will make some arrests for aid
ing and abbetting delinquency.
Some OF the brass found In possession
OF the boys was stolen from a car In
which the appliances had been shipped TO
Omaha for repair. One of the boys said
he had sold an appliance for cents which
1t would cost 81 or IS to duplicate. When
they were arrested the boys were on their
way to a junk dealers to dispose of their
plumber.
Omaha daily bee., 1906-04-01
BERG TRIES TO SECURE BAIL
COrnIea Postmaster Seeks to Gain
Liberty Pending Trial on Plea
of uI-Health.

Some OF the friends Of William +. Berg,
former postmaster at Cornlea, who is now
In the Douglas county jail under $500
bond for alleged embezzlement of $S76a
pOstofice funds while he was postmaster,
are trying to secure his release on bail.
Berg is an old soldier and is about 6
years OF age His wife. who is possessed
OF ample means, has persistently refused
to go his bail. and some of his comrades
are back OF the movement TO get him
bail so he may be at liberty until the
meeting Of the federal grand jury in May.
II is said by Berg's friends that his health
is breaking down from too close eOnfine-
ment in jail. and that his offending was
the result Of his love for ardent spirits
rather than any criminal intent
Omaha daily bee., 1906-04-01

they have their assets invested, etc. A
great variety Of policies are issued, or
rather policies under a great variety OF
names, but in reality only two forms OF
policies are issued by any company, namely,
the life policy and the endowment policy.
The life policy is payable only at the death
OF the Insured, but all premiums can be
paid in one sum when policy is issued or
In five, ten, fifteen, twenty years, or an
nually, for life. The endowment policy Is
payable TO the insured II living at the end
Of the endowment period. or to his estate
If death occurs before the end OF that
period JOHN STEEL.
Omaha daily bee., 1906-04-01

this interesting Frenchman grow slowly
but surely, until now the appellation, The
Greatest OF the Romantic School," is
granted him in all the great musical CEN
ters Of the world. Marteau will be at the
Lyric theater Tuesday, April g. Tickets at
A. Hospe & Co.'s and Chambers academy.
Omaha daily bee., 1906-04-01
Panic Averted.

In case OF constipation. peritonitis. etc.
panic Is averted by curing yourself with
DIR. Kings New Life Pills- CSC. For sale
BY sherman 4 Mcconnell Drug Co.
Omaha daily bee., 1906-04-01

dertake each year-hard, painstaking work.
demanding much OF men whose time is
valuable, whose services. are free.
An early response is much TO be desired
Yours for Omaha, SAMSON.
Omaha daily bee., 1906-04-01
Future use for RuIIdins

The Independence Saints have calculated
that the building will not be a loss to
them even after the conference adjourns
for they expect to make It an a6junct Of
their auditorium. and In It will be held
The Olneyville times. (Olneyville [Providence, R.I.]) 1887-1917, 1906-02-16
ROCkLAND

The Starlight Quartettc Of Thorn
ton will give "A dramatic entertainment
i'm Red Mill Hall on Friday evening,
Feb. 23. The drama The Biddle
Brothers" will be produced.
Mrs. Nancy Hill has removed from
Rockland TO Foster.
Mrs. John Smith, who has been
quite i'll, Is recovering.
Kings orchestra furnished music al
= social AT Harmony last Saturday eve.
ming.
Several small ice houses In this sec
ton have been filled
Flag Day was observed by "Pa
triotic Concert" on Monday afternoon
AT the Rockland School a very i'm
tercsting programme, which included
selections by a phonograph was given
Quite number Of visitors were pres
cnt.
Miss Lena Wightman gave Il Valcn
tine Post Office party to the pupils Of
the Ponegansctt school ON Wcdncs.
dav
The Olneyville times. (Olneyville [Providence, R.I.]) 1887-1917, 1906-02-16
ANTIOCH

The bean supper AT Young brothers
was well attended, about ~ doing jus.
tice TO the viands. The young people
enjoyed themselves with games.
Friends from Fiskcvillc gave An cn.
joyable programme. Miss Bertha
Brayton rendered q cOrnet solo. Mr.
Charles Brayton gave reading and
six young ladies q laughable dialogue
The proceeds were $50.
Mrs. Henry Is still confined 10 the
house.
Mrs Charles Pond died az her home
here after an illness Of less than two
weeks
Mrs. Hattie Salisbury has been
quite ill with throat trouble
Miss Nutting had 10 close school
last week and went 10 her sisters in
WOOnsOckct. sick with quincy
Miss Minnie Anthony visited friends
here last week
Mrs. a. Y. Young and Miss Cora
Henry attended the annual meeting
Of the Anna Gordon W. q. r. T. in
the Plainfield street Church on Mon
day afternoon.
Lloyd Salisbury has left the employ
Of Mr. George Henry and will work for
X. w Young Of the Annex
Evereti Salisbury Is working for Mr..
Henry.
Miss Efie Merritt visited an Lawton
Hill Farm last Thursday and Friday.
The Olneyville times. (Olneyville [Providence, R.I.]) 1887-1917, 1906-02-16
NORTH SCITUATE

The Glenford Market is being en-
larged TO nearly double its former
size.
DR., Frank Calef. who formerly
taught school in the Academy school
house, has been elected overseer of
the poor of East Providence.
Flag Day was observed at the
schools on Monday.
Samuel Fiske. who has been quite
i'll, is able To be out again
The meeting Of the Twentieth Cen.
tury Literary Club was postponed ON
weather.
Gilbert Ford spent Sunday with his
brother at Ccntredale.
George Berkander of Providence
called on Scituate friends on Sunday
Rev. G.. b. Cutler of Greenville spoke
at the Baptist Church on Sunday and
the pulpit of the Advent Church was
supplied by MIR. Hawkins of Attleboro
Several small ice houses In this vi
cinity have been filled with ice of an
excellent quality.
Mr.. Luther Hopkins and family Wis
tied friends here on Sunday.
BY mistake the mail sack contain
ing the Times" for North Scituate on
last Friday night was sent to the
North Station in Providence. Some
time was taken to rectify the error.
'Shang" Bailey, the once famous
Rhode Island giant of the L. r.
Barnum show, was a member of the
Second Rhode Island Regiment, in the
war of the Rebellion. which held its
reunion Thursday. He fought man
fully then for the preservation of the
Union. and now that he has been con
verted To a religious life he is proving
rs good fighter in behalf of right and
justice, as opposed TO the evil innu-
1nces OF this sinful old world Paw
tuXet VALLEY Cleaner.
The Olneyville times. (Olneyville [Providence, R.I.]) 1887-1917, 1906-02-16
CLAYNILLE

Ii is reported that Mr.. and Mrs.
q. II. Burgess are TO have charge of
the Scituate Poor Farm the coming
year. beginning April /.
Mr.. Nat Hopkins of this place has
secured situation in Providence at
one of the car barns and he expects
10 move there in the near future.
Herbert Taylor, who has been sick
al the home of his father has recov-
cred and gone TO his home in Provi-
lence
There was Il general observance of
Flag Day at the Jencks and ClayvIne
schools last Monday. The programme
prescribed by the State school depart
ment supplemented by other features,
introduced by the teachers of the
schools, being carried out. The school
rooms were appropriately decorated
for the occasion.
The three children of Mr. and Mrs.
at Hopkins are sick with the measles
at this writing.
Jennie and Olive Bennett, who have
been i'll with the measles, are much
better now.
Mr.. f b. Hill has gone in the milk
business, he has purchased six Jer-
sey COWS and is prepared to furnish
milk to all who may call on him.
Mrs. Horace Battey, who has been
i'll. is much better at this writing.
Miss Mabel Kenney and Miss Bea-
trice Briggs were received into the
christian Church at Rockland on the
Fourth Of February.
Mr.. and Mrs. Brayton A. Rounds
have broken up their home in Central
( Falls, II. l.. and returned to this place.
Mr.. John Pirri has been laid up
with severe attack of lumbago.
Mrs. Ada Warner of Rockland called
on Mrs. Robert Stansfield on Wednes-
day.
Tie social committee of Commo-
dore Perry Council, No. 10, o. Il. A. NJ
will hold a fair and social in the Red
Mill Hall at Rockland on the evenings
of Feb. Il and March 3. 4 number of
prizes will be given to those persons
holding the numbers of tickets TO be
drawn on the evening of Feb. "a. Cake,
ice cream and confectionery will be
for sale.
The Olneyville times. (Olneyville [Providence, R.I.]) 1887-1917, 1906-02-16
GEORGIAVILLE

A. e. Gould harvested ice last Sun
day that was 9 inches thick.
The schools close today for weeks
vacation.
Flag Day was observed at the Gcor-
giaville schools on Monday with appro-
pirate exercises.
The twenty-iifth anniversary of the
Y. u. s. G. Il. will be observed at the
Baptist Church next Sunday evening
Miss Alice West and Miss Maudc
Smith Of Fall River were the guests
of Miss Carrie Lawton on Sunday.
Mr.. Marshall Of Providence preached
at the Baptist Church on Sunday
The Olneyville times. (Olneyville [Providence, R.I.]) 1887-1917, 1906-02-16
ENFIELD.

The Ladies' Aid Society connected
with the Universalist Church at Geor-
Gayille are preparing for a turkey
supper, which will be held soon.
Miss Lillian Angel is visiting at
Mrs. Crawford Smiths
The members of the L. r. NJ. or
chestra and their friends are antici-
pating a good time at the social and
dance which will be held in Enfield
| Hall tomorrow evening.
Miss Mary Staples is home after a
three weeks stay in Georgiaville.
Lees Worm LOzenges are the best
for children. Taste like candy. and act
just right Lees, Druggist, Springer
Square.
The Enfield School held their Flag
Day exercises on Friday last, which
as usual were of a high class. al
though owing 10 the bad weather com
parativcly few visitors were present
A treat had been prepared for the
G.. A. r. men who were present which
seemed to be greatly enjoyed. II
would be difficult TO determine which
was the most pleased by the days
programme the members of the G.
\. X. or the pupils Of the school and
their teacher, Miss Harrington.
This is the programme; Singing by
school, Salute the Flag; repetition OF
Lords Prayer, Scripture reading; AL
lcgiance TO Our Flag, Rose letter, The
.ag, Lester Tobin. The Banner Bet
scy Made. Mildred Adams; A Nations
Song, Alvin Salisbury; singing by
school, The Star Spangled Banner
The Flag Goes BY. Henry Smith; The
Best Flag Of AL Lloyd Bushee; The
Boys in Blue, Herbert Murray; sing
ing, Ruth Williams a King, Florinc
Smith; Liberty. Ruth Salisbury; sing
ing by school. The Flag: The March
of Company A, Ruth Williams. Ring
| the Joyous Bells today, Juliettc Rob.
erJs; dialOgue-Our Beautiful Banner
Florine Smith, Nellie Murray, Aida
Bushec, Fannie Jettie, Isabella Now
ry, Aida Magnan; singing by school
Rally Round the Flag; The Best Dec
Grafton. ELI Bushcc; Our Flag Aida
BUshee: singing-The American Flag(
Ruth Williams: The Red White and
Blue. Victoria Mowry. America For
ever, Raymond West; addresses by
Grand Army Boys" Mr. William r.
Lawton, Georgiaville, Mr. Gibson, Cen
| trcdale. r. J. Mr.. VIM. Allison. Cen.
I r.. IL. 4.
The Olneyville times. (Olneyville [Providence, R.I.]) 1887-1917, 1906-02-16
MANTON

John Rielley Of Pawtucket has
taken up his residence here.
\ variety show and dramatic enter
iainment was given in Holden Hall on
Tuesday evening for the benefit of the
Nanton Baseball Club. Two farces
"RJOneys Restaurant and the Sun
shine Hotel were given to the salts
faction Of large audience
Gilbert Ford. a well known resident
OF this place, died on Sunday at the
Rhode Island Hospital after a short
illness Of pneumonia. The deceased
was brother OF Charles Pray OF
Johnston.
Mr.. owen Dcady had the misfor
tune TO fall on the ice last Saturday
evening and break two ribs.
Joseph Ford Of Stafford Springs has
taken the position Of boss carder AZ
the Manton Mill
Miss Alice DevereauX has sold her
horse to Charles Coffin Of Johnston
The mill is running nights again.
The infant son Of Mr.. and Mrs
Peter Hauser died ON Monday.
THE Woven Web" will be given
next Friday evening
81 Gcrtrude's Branch Of the l. G.
y. T.. will hold a social AZ the Woonas.
uuatucket Casino on Friday evening
~ next week.
William Rigney and John Ryan have
entered the employ of John J. Hughes
a child was born TO Mr.. and Mrs
Edward Lowe on Tuesday
The Olneyville times. (Olneyville [Providence, R.I.]) 1887-1917, 1906-02-16
SOUTH SCITUATE

Rev. A. b. Cristy of Providence gave
a stereopticon temperance lecture i'm
the Battey Meeting House on Monday
evening. IL was well attended.
Mrs. Louis Clarke and son, Philip
of Edgewood, have been visiting az
Philip Almy's.
William Burlington. Philip Almy, Gil
bert Adams and Benjamin Wilbur har-
vested good S-inch ice this week.
The protracted meetings at Kent
have been continued this week ON
Wednesday evening delegation from
that place visited South Scituate and
took part in cottage prayer meeting
held at Edwin II Salisburys.
The Olneyville times. (Olneyville [Providence, R.I.]) 1887-1917, 1906-02-16
CHURCH NOTES

Free Baptist Church. Plainhcld ST..
o: -. sermon by Rev J VI LOwden.
1916. Bible school: 5:45. Y. =. s G.
T.: Z. song service. address by Mrs. s.
Graham Clark, evangelist