The evening times. [volume] (Grand Forks, N.D.) 1906-1914, 1906-09-24
have imposed risks upon the society
greater than they have paid for.

greater than they have paid for.
Under the proposed plan, every
member will obtain his insurance at
actual cost, no more and no less, and
the society, being compensated for the
risk imposed upon 1t through, its men,
bership, will thus perpetuate itself
and will become an enduring monu-
ment to the good judgment and wis
dom of the order.
The adoption by the supreme lodge
Knights of Pythias of this report will
be one of the first. If not the first, de-
cisive official recognition by fraternal
insurance societies of the remedies
required by them and 1t is fitting that
this step should be taken by this
liarly the intelligence, progress and
people.
The principles enunciated in the re-
port will appeal to the conservative
judgment of the members of the order
and by conservatism mean intelli-
gence rather than inertia.
1t is truth that men desire sound
ness, stability and permanence rather
than cheapness and because thereof
there need be no misgivings as to the
future of our society under the pro-
posed plan.
The proposed plan not only fur
nishes stable and permanent insur-
ance at the minimum of cost but by
provisions incorporated therein, it
cares for those members who. in the
past, have shown and signified their
loyalty to the order by maintaining
their membership and making their
contributions during the days of its
adversely, to the intelligence of which
members we must now appeal for aid
in carrying out the new plan. I ex-
pect to see, within the first year,
three quarters of our present member
ship transferred to the new class.
The putting Of the new class upon a
rate guarantee to be adequate, suff1c-
lent and permanent, the requirement
for an annual accounting whereby all
monies derived from excess interest
or mortality savings or from any other
source are promptly credited to the
insured from whom they were obtain
ed, the setting apart of all funds now
on hand in trust for the members of
the fourth class who may, if they can,
work out their own salvation, the
increase in the membership of the
board whereby opportunity is afforded
for alloting to the individual members
thereof separate departments of the
business, are all provisions that must
and will have the approval and concur
renee of all fair minded, thoughtful
men whether they be interested or not
in the subject of insurance.
Where all have given to the work in
hand the most efficient that was in
them and have spared neither toll,
energy, thought nor effort to accom-
plish the best result for the society,
1t would seem somewhat invideous to
single and point out any one individ-
ual by name yet it would also appear
but appropriate, where one in particu-
lar has by his courtesy, intelligence,
care and skill taken advantage of the
opportunities afforded him, it would be
but right and proper, that to him some
indication of the appreciation thereof
by his fellows should be rendered;
speak of Brother Carlos S. Hardy the
secretary of the board who has been
never failing in his courtesy and untir-
ing in his efforts to accomplish the
full intendment of the Supreme lodge
in the task set before the special COM
mittee and board and in no small
degree, if success attends this report,
is that success due to him.
Our work in the first stage of this
matter is almost completed. We have
yet but to draft the laws to carry into
effect the recommendations of the
committee. At some times the duties