davidaulloa/AmericanStories huggingface dataset:
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07
Yours very truly,
A. J. FALkNOR,
Assistant Attorney General
Walla Walla, Wash, June 10, 1906
Local Board of Underwriters,
Walla Walla, Wash.

Walla Walla. Wash, June IS, 1906
Local Board of Underwriters,
Walla Walla, Wash.
Gentlemen: In compliance with
your request as to liability Of policy
as to liability of policy holders who
take out policies in mutual insurance
companies, we have examined the
same carefully and have no hesitan-
CIV in saying what the liability is at
to a company organized under the
laws of this state The companies or
ganized under the laws of some other
states might be in some respects con-
trolled by the statutes of those states,
and by the decisions of the courts
therein, but in a large portion of the
states their courts have held the LA
biIity to be practically the same as it
is in this state.
The policy issued in mutual insur-
ance companies contain a provision
substantially like the following, which
is copied from one of the mutual in
surance policies: Section u. THE
constitution and bylaws of this COM
panv are made a part of this contract
and shall be resorted to to determine
the rights of parties hereto" They
generally contain also provision like
the following, which is copied from
one of the mutual policies issued in
this state. Section 10: THE insured
under this policy is liable for sum
equal to and in addition to the pre-
MUM named in this palicy, to be paid
in whole or in part on the order Of the
hoard of directors, which amount shall
be the full limit of liability of the in
sured as provided by the laws of the
state of Washington, governing mutu-
al insurance companies"
1t is sometimes attempted to avoid
the effect of the later section by put
ting on the policy stamped state
ment. which reads as follows: THE
liability of policyhOlders under this
nolicv is limited to the payment of
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07
March z. 1905.
Assistant Attorney Genera

March Z, 1905.
Hon. j. H. Schively, Deputy Insurance
Commissioner, Olympia, Washington.
Dear Sir: You inquired whether or
not policy holder in a mutual fire in
surance company, organized under the
laws OF this state, who has paid cash
premium for the term of his policy in
lieu of assessment is guaranteed pay
ment of full amount of his policy in
case of total loss, in event of heavy
losses by the company" Our letter to
you of February 81, 1905, wherein it
was stated that when said cash pre-
miums are accepted and provided for
by the trustees of said company as
provided by law" etc, was intended
to mean that when the trustees have
as provided by law in the bylaws
declared that an annual premium
shall be the extent of the liability of
each member, then in case of a heavy
loss the policyholder who has paid
cash premium in lieu of assess
ments would not be liable for further
assessments. 1t would be possible,
however, for the trustees, under the
law, to make the liability of the poll
cyhoIders an amount equal to five an
| nual premiums. If the company has
| by it's bylaws through its trustees
| declared that one annual premium
| shall be the extent of the liability
then in case cash premiums are col
| Iected in lieu of the assessments there
is no further liability. A poicyhoIder
to be sure of this point, should know
what the by laws of the company are
In a mutual fire insurance company
there is no guaranty. The insured
must depend upon the cash premiums
or the assessments, as provided by
the bylaws, and in case they shouIe
fail to meet the loss the insured wouc
have no redress. That is, if the com.
pany has by its bylaws established
that one annual premium shall be The
limit of liability of it's members. {
policyholder would not be required t.
| meet further assessments or pre-
miums. He could, however, be re
quired to meet assessments or pre-
miums to the amount of five annua
premiums if the trustees through tn
bylaws so provide.
We would suggest that copy o
this letter be forwarded to any com
pany to whom a copy Of our former
letter was addressed, so that they ma.
not be in anywise mislead by our for
mer letter.
Yours very truly,
A. J. FALKNOR,
Assistant Attorney General
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07
LIVE STOCK INSURANCE.

Insure YOUR live stock in the Pacific
Live Stock Association which Is un-
der the immediate supervision of insu-
rance department of Washington and
the only Live Stock Association au-
thorized to transact business in the
state of Washington. T. o. Webster,
general agent, Room II, Dooly block,
Walla Walla-
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07
Bird Cages

That long delayed shipment
of bird cages is now in and
we are sure you will now
find here just the cage you
have been waiting to get
birdie"
They are very durably made
and decorated in fancy COL
Ors. They are suitable for
either hanging up or setting
on stand. They all are
complete with wings,
perches and cups, and have
all been reasonably priced.
Come in and see them in the
Crockery department..
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07
FOR SALE BY OWNER.

700 acres good wheat and pasture
land, Garfield county, on q. X. q ~,
400 acres under cultivation, 100 acres
bottom land, good orchard, house.
harm. school. postoffice and warehouse
adjoins place. Plenty water, about 300
acres in wheat Price $4,000. Terms
for particulars address, Mrs. j. A.
Weidert, Chard, Wash.
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07
A Hard Lot.

OF troubles to contend with, spring
from a torpid liver and blockaded
bowels. unless you awaken them to
their proper action with DR.. Kings
New Life Pills; the pleasantest and
most effective cure for Constipation.
They prevent Appendicitis and tone up
the system. Csc at E. l.. Smalley's drug
store.
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07

WILSON'S APARTMENT HOUSE
Single rooms or suites with bath.
Gas light and other modern conven-
fences. A nice quiet place for fam
lily, 2O71a South First street.
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07

THE. COAST. HOUSE-OPPOSIT
the pcstoffice. Is an up-to-date neat
clean and respectable house. Your
patronage is solicited. Rooms 25c to
$780, by the week, $1.75 to $3.50.
Give US a trial and be convinced.
Jos. Zimmerman, Proprietor.
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07
Wa|Ia Wa||a'S Lodging House
Directory

THE OAKS-CORNER THIRD AND
Main streets. Entrance 512 North
Third street over the White House
Everything brand new For a nice,
clean, airy room, go to The Oaks. A.
j. Diver, prop.
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07

Weatheed Oak Rockers Mission arms
solid oak
Snddy finished; regular price $3.50;
Solid neatly panel
unusually durable
Painted Rocker
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07

wide comfortable regular $780, SPECIAL 81. 20
spindle special 40
chair; all
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07
MUTUAL INSURANCE, AND WHAT
1T MEANS.
Opinion by Assistant Attorney General
Falknor, and Sharpstein &
Sharpstein.

Olympia, Wash, July 8, 1906
10 the Local Board of Underwriters.
Walla Walla, Washington.
Dear Sirs: Yours of June 25th re-
ceived. On the 18th of March, 1905. an
opinion was given from the attorney
generals office of which we inclose a
copy. You will see that there is very
little If any difference between this
opinion and that of Sharpstein &
SharpStein.
Very truly yours,
A. j. FALKNOR,
Assistant Attorney General
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07
GARDEN

GARDEN CITY HOUSE-TWO
blocks from Main and Third streets,
at 20 West Poplar street. Rooms
with or without board. Cool airy
basement dining hall. Mrs. Henry
Stahl, proprietor.
The Evening statesman. [volume] (Walla Walla, Wash.) 1903-1910, 1906-07-07

HOME-EVERYTH
new throughout Rooms $500 and
$500 a week Board $3.50 a week.
Centrally located: only half a block
from Alder and Second street. Ill p
South Second street, Mrs. Jane Mar
quiS, prop.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24
CONDENSED DISPATCHES.

Driga der Gen. William l.. McCaSkey,
comma .t'il;,s the department of Texas.
has called Il court martial, to convene
Jan. 4, at San Antonio Tex, for the
investigation OF the conduct of Major
Chas. w. Penrose and Capt. Edgar a.
Macklin. at Brownsville, during the
outbreak of negro troops.
Several leased mines at Goldfeld.
New. closed Saturday in connection
with the strike on Thursday of 300
miners for an increase in wages from
81 To S. 4 day. Other leases. including
the. Hayes Monettc and the Francis
Mohawk. have II days to operate be
fore leases expire and work is rushing
In these mines. the workers receiving
IS a day. Comparatively speaking. min
ing in the Goldfcid region is at a stand
still.
The United States tug Potomac has cut
out the entire feet of herring vessels
which was frozen in the ice foes at Bay
of Islands. The commander of the Poto-
mac made no discrimination en- the score
of nationality. clearing American. Cana
dian and New Foundland vessels alike.
He then lowed them to safe anchoragcs.
The shippers of all the, vessels are highly
apprcciativc of this action and prais,
the commander OF tn. Potomac warmly
The inlets are now clear and the fishing
has been resumed.
Because his wife had only four cents
When he demanded Il nickel. William
Woodricf. Chicago teamster, So years
OLD, Saturday shot her to death and
'hen committed suicide. The tragedy
occurred in the bedroom adjoining Il
Kitchen where two daughters of Mrs.
"ooorlch We're sitting. The husband
wanted nickel to buy beer. Mrs.
Woodricn searched the house and find
ing only four cents. offered them to
10 her husband. He struck the coins
from her hand and after venting his
rage verbally. followed her into the
nedroom and after killing her. turned
the weapon upon himself.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24
CONSULAR EXAMINATIONS.
Candidates Will Be Examined Both
Orally and in Writinq.

Washington, De. 23.-ReSulations
governing examinations for persons de-
string to enter the consular service.
have been made public by the state de-
partmcnt.
The most notable feature of the pro-
posed examination is that part will be
oral to enable the board to determine
the candidates alertncss, use of con-
versational English and general fitness
for the service. This will count lust as
much as the written test The subjects
on which the written examination will
be held include one modern language
besides English. preferably French.
Spanish or German. the natural, indus
trial and commercial resources of the
United States; political economy, the
elements Of International, commercial
ana maritime law. commercial arithme-
tic, modern history of Europe, Latin
America and the Far East. Composi-
ton. grammar. punctuation, spelling
and writing viii also BE- given atten-
ton.
No applicants less than u years old
or more than 50 will be permitted to
take the examinations, and the board
reserves the right to have the 2ppli-
cant submit 10 n.edic;;l cXa minatiDn in
case there be any doubt as to his phys
zeal qualifications.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24
PLAIN JAMES BRYCE.
Declines Peerase But Accepts Ambas-
sadorskip to Washington

London. Dec. 2i.-James Hrycc, it
would appear. has declined n pcoragc:
but at any rate. according to tho Dali:
Telegraph, he will go To- the United
States as British ambassador without
changing his name and thus be the first
plain citizen to represent his country
at Washington. And, saws the Chr0ni-
Gle, "Americans who know and homer
him as James Bryc" viii esteem him
all the more because he declined Il ii
tie.
According to the lates gossip Lewis
narcou"t. first commissioner of works.
has declined the position Of cEief Sec
ratlrv for Ireland.
The comments Of the Irish papers Of
all shades regarding Mr.. Bryce's de-
parture are rather cool. They general
~ regard Mr. Bryce as lacking in sym
patny and as having been rather a
weak than a strong Irish secretary.
The Tribune in an editorial says that
the close connection into which Mr.
Bryce will be brought with President
Roosevelt will give the ambassador an
opportunity Of pushing forward The
work of The Hague Conference.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

MANY times burt the banks have always
onnosed it on the ground that they could
not afford to pay interest.
Franklin X. Lane of the Interstate
Commerce Commission. who has been
in conference with officials of the
Western railroads relative to the car
shortage situation, in an interview
Saturday ut Washington, said the coal
situation, one of the worst problems
resulting from car shortage, had been
relieved greatly. President Hill OF
the Great Northern and Pres. Elliott
of the Northern Pacific have notified
ne that the situation IS now in hand
nv tho roads and danger of suffering
from lack of fuel is over" he said.
..Roth in Chicago and Minneapolis.
Mr.. Lane continued, positive proof
was given that the tense situation was
az we'll rs Inadequate equipment. A
car clearn" house. by which the
roads viii receive credit weekly for
their cars and under which ears might
Ii. used To best advantage, is a good
suc., Il .nn nit"Tn by Mr. Midgley Of
q. u -. az! I:ti' ":tE on railroad mat
Ir.. ii. cites Tho system now follow
ed by The Southern Pacific. one Of the
roads he represented before the COM
mission. 1t is safe to say there is no
remedy resting within the power Of
the commission. / think that is be-
yond question. 1t rests with the rail-
roads themselves, and if they cannot
successfully cope With the iusue at and,
then a law should be made to cover
SuCl cases.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24
-------------------
DEADLY COLD SNAP.
Three Possible Fatalities from Expos
ure in New York City.

New York. Dec. 23.-Several cases of
suffering. three Of which are likely to
lrovc fatal. We're reported by the po-
lice as attendant upon today's cold
SNAP. Two men and a woman were tax
en- to bellevue hospital late tonight suf-
fcring from eXposur Mrs. Helen Sta
CO. aged 90 years was found uncOn-
sci"us on an East river dock. The men
WrT" found ScnSclcsS in Il doorway on
TIE East side. one Of them had a card
in his pocket which bore the name
WILLIAMS Higgins" There is nc means
of Identifying his companion. The con-
dition of the three patients is critical
Should the man survive they will Irob-
ably lose their lower limbs.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24
TRADE is GROWING.
Business With Porto Rico Has In
creased Ten-fold Since Spanish War.

Washington, Dec. 23.-Thc story Of
the remarkable growth Of trade be-
tween he United States and Porto Rico
is told i'll a statement issued today by
the bureau Of statistics Of the depart
ment of commerce" and labor 1t shows
that the commerce between this coun-
try and its island possession has grown
from Il rate of less than $4O00,0O0 in
1851. the year before annexation. to
over $40, $50, 900 AZ the close Of the pres
cnt year.
About 81 per cent Of the islands
trade comes here and of the total mer-
chandise entering the island, S6la per
cent is from the United States.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24
Coasting Steamer Strath-
coma Takes Fire at Sea.
Headed for Port While Her
Grew Fights the Flames.
Vessel Beached Near Port Dufferin
ALI Hands Are Saved.

Halifax, Y. s., Dec. 23.-The coast
wise steamer StrathcOna caught ire at
sca after leaving this port Saturday
evening ANA the crew were unabl" TO
CHECK tuD 7pread of the flames, which IL
lyn,inatyd the ocean for miles around.
The steamer was headed for Port Duff
ferin. 60 miles west of Halifax, at top
speei, but the fire was faster. Half
mile from the entrance Of the harbor
the steamer was run on shore to pre-
vert sinking in deep water and to save
the lives Of passengers.
The steamer was about 200 tons, only
two years old, and carried q full gen.
eral cargo of supplies and Christmas
goods for delivery at various Eastern
shore ports Not long ago the steamer
Strathcona ran into and sank the seal
ing steamer Havana in Halifax harbor
and was condemned to pay 100000 dam
ages. The StrathcOna was owned in
Halifax The steamer was commanded
by Capt. Reid and carried 90 passen-
gers.
When the fire was discovered widest
confusion followed, the passengers
rushing on deck in their night clothes,
and making dash for the life boats.
but the crew prevented a panic. The
boat. were not launched, but We're got
ten ready in case the steamer should
20 down before the land was made.
It was wild race with the fire. As
the steamer rushed at full speed the
flames gained great Roadway. sweeping
back over the after part Of the snip.
The tcrror-stricken passengers We're
huddlcd together on the bow. while the
crew with streams of water fought
CALAMITY to keep the flames in check.
Tie engineers and tiremen remained in
the engine room until the flames began
to surround them. Not until their lives
were In danger did they abandon their
post and rush to the deck.
The steamer kept her heading until
she reached the reef off Smiley's point,
when she was bcached. TIL boats were
quickly lowered, and the passengers
taken ashore. In less than one hour al
ter the steamer was beached she was
burned to the waters edge. The steam
or was valued at S45 900 and is insured.
Many of the passengers were students
from Dalhousie University. Halifax. who
were on their way to spend Christmas
with their relatives. and they sa.' the
discipline of the crew cqualled that Of
any Ocea n liner. They state that Second
Engineer Irwin was the last man To
leave the Stokeholc and that he was al
most unconscious when he reached the
deck. having had TO fight his way through
n huge body Of smoke which was pouring
from the exit. Ecforc he left his post
he arranged everything below 50 as u
prevent the boilers from exploding.
Captain Reid remained or deck direct
ing the operations Of the crew IN fight
ing the fire and he was the last maj ~
step over the side Of the burning ship.
The passengers lost all their effects. but
are thankful at having escaped with
their lives.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24
BIG CUT EXPECTED.
Lumber season is Already Begun
mostly for Paper Mills.

Bangor. Me-, Dec. 22-I.umbering OPP
erations are now well under way at the
hoadwaters of the Pcnobscot, end with
a good start and generally favorable
conditions it is now oscured that one Of
the biggest cuts Of logs in many years
Will be successfully yarded before the
first Of Marcn. There has been plenty OF
snow in the numbering regions for aver
Il month and in most sections makes
good hauling, although the swampers
and road builders have been handi-
capped because the early SHOWS pro-
tected the swamps and lowlands from
freezing, and i'll places the roads are
50 soft that they have to be filled in
with bouShs.
The winters cut on the PenobSco'
will be from 225,000, 900 to $40, 100000 feet,
of which more than half will be gr"lin''
up into pulp. The tidcwatcr SaWmIl'>
Will take little more than 1W',o"" W"
feet. These mills have on hand for early
spring saving an unusually big stock,
probably 40.000.OOo feet of logs. and will
be in no hurry for the first Of III"
drives.
The Aroostcok log cut will undonbt +
edly be the biggest ever cut in that
county. because of the new seaport cut t
let for manufactured lumber. Greater
sawmill capacity and the lenGth"hin:l
of the saving season materially IN
creased the manufactured lumber
product Of that county last year. but
this winters log crop will be even big
ger. possibly 250000,0 feet A little OF
this will go down the st. John river tt
Canada for shipment, but nearly Inc
whole amount will be shipped by all
rail or by vessel from Stockton Springs
Names lumber industry is greater
today than ever before and plans fcI
the opening up Of new and virgin TIM
berlandS in the near future aSSilr" The
even greater magnitude of the industry
when they are completed.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

The only ccntenarian Of Kcene. n. H.,
Mrs. Mary l.. Black, quietly observed
the Tooth anniversary Of her birth sun
day ut the home Of her daughter, Mrs
a. Q. Amidon OF SOB West street, where
she has lived since the death of her
husband 80 years ago. While Mrs. Black
is up and about her room every day, al
ways insisting upon making her own
bed, her family did not wish her to
have the excitement Of Il general OBJ
servance of the day, although she
looked forward to it. She is in good
general health, is mentally active and
takes an interest in general news of the
world.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24
Severe Storm in Nova Scotia.

Halifax. y. s, Dec. 23-Nova Scotia
appears to have been visited by q
cloudburst since Friday morning there
has been q continuation of heavy rains
and up to 9 o'clock tonight the
meteorological station records nearly
four inches of rain in all causing
freshets and washouts throughout the
province and much loss and Interrupt
ton Of railway traffic. A bridge on
the Halifax and Southwestern road
near Lunenburg was carried away last
night and other damage is reported
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

There was a rush Of Christmas busl-
ness Saturday and the traders were
kept exceedingly busy until nearly
midnight Today, too, will undoubted-
ly be very busy one with the traders.
and it seems quite probable that the
Christmas trade this year will exceed
that Of last year. which was record
breaker. Postmaster Libby says that
business at the postoffice here exceeds
all records and the express Office is
equally as rushed.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

Christmas services were held at sew
eral Of the church yesterday. and the
exercises were all very interesting and
largely attended. Among the cnurches
where special observances were maze
were the First Baptist, Congregational
and Methodist churches.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

The foundry building and blacksmith
shop on the Robbins lot recently
bought by the city were sold at auction
Saturday and SIG was realized from
the sale. The purchasers were w. l..
Tozier, John Chase and Redmond
Reach.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

The degree Of honor will give
dance this evening at A. o. U. w. nan
and a Sunlight hop on Christmas
Lees Orchestra will furnish music.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

Mr.. and Mrs. w. b. Berry ana
daughter Miss Doris, who ATTENDS
Gushing Academy at Aushburnham'
Mass, arrived home Saturday AFTER
noon
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

A sale of cake left over from the
school fair was held Saturday after
noon at the rooms of the Wateryille
Woman'S Association.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

IN the manufacture of pcrfumerv
Is estimated that 1900 tons of orange
'uSsons are used every year, together
WIN $50 tons of roses. $50 tons each of
Jasmine and violets. rs tons of tube
jonquils. IL 'ohs VI
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

Mrs. Julia Stevens and Miss Eleanor
Stevens left Saturday for Boston,
where they will pass the rest OF inc
winter with Mrs. Hollingsworth.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24
Tho South Dakota Fast Ship.

Santa Barbara, cal. Dec. 23-Dur-
ing a straightaWay run of four hours
in Santa Barbara channel yesterday,
in her endurance test. the new cruiser
South Dakota averaged "2.24 knots an
hour with the engines turning over ut
an average speed Of 135.233 revolutions
q minute
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1906-12-24

be open this evening and will be closed
all day tomorrow