New-York tribune., 1905-11-10

was not a lawyer, that his travelling was limited
and that in addition to these moneys he had re-
ceved others directly from Fields. On all these
points the witnesses memory was strlkingIy de-
fective.
THE INTERESTING VOUCHERS.
The list of these vouchers follows
March 1900 sss 81; Agrl 1900 $50: October
$3.50; october So 53ql $50: January 81 1902. s275;
$3.50: June So 1903, s225; November 1909, $50 De-
Der i 1904 $3.50 "a. and March 15 1904. si75
On this point the examination was follows
o.-Are you lawyer? A.--No sir.
.Q--Have, YOU eyer rendered any legal services to
al show yoa yGuehsTs Of June 80 1sos, signed
sa sy that I f eg psd U sou in 6q dq to a %
wages. suppose, and what I had spent for Mr.
o~Do you know of anything special it was for
outsids, OF your ordinary employment? A-That
o-As caretaker of this house? A.-That is all.
YOU viii remeber te esmo1g that all the eR
penses of the house at Albany were charged TO
work of the law department. of the company In
you sign vouchers for amounts received for legal
ply referring 'i5 to services? Al do not.
sn II Vs5 for ePa r io g sir The
voucher made and handed to me-
items paid to Mr. Mr. Muaney, which sums appear
charged TO sundries sometimes and sometimes 10
of course. will be glad to have it made AS a
the botter that they ali under law expenses 1s
only those that have mentioned VIII state lnaG @
correction examination the company may de-
sire make that am advised that the AMOUNTS 16@
November %, 1900, those being the biotter dates.
dates, @ @ appear under the head of sundriesJanuary
81 1903 to I head g a. eee eeeie xps % oT
law and the voucher of January Is, 1902 under
the head of travelling. You know P. j. Dutcherf
Q.-Was he there from time to time? Al
don't believe he was ever there.
MR. FIELDss VISITORS.
lived h the Ti nohs9 n fhf !aT m sf at Tae
Tiods A.-Mr. Carpenter and Senator McClelland
hSsG oanySodg lheFs Gge ese EinfeE E1So ss5 sr an
pame2t you of the En9M Mutna M fes shppy s
Q.Does he frequently go to Albany to see Mr.
o:@Wwno is 3; F: Dutoher2 Ale is brother-in-
Q;..Is he in the livery stable, business with Mr.
Mr.. Hughesa1,I offer in evidence voucher, dated
..D.oo,,.s Chicago III January a.. 4 1903
S26a for money paid out for legal services and ex
''dnitialedl J. H. H. Fields. Committee on Ex-
penditures. February IA. 1sO9.'
behalf of Mr. Fields to any person except in buy
ing supplies or in buying tickets? A~No, sir.
Fields from New-York to Albany? A-No. sir.
MR.. HEGEMAN ON STAND.
When Mr.. Hegeman resumed the stand Mr..
Hughes asked him if he had taken advice of
counsel the right of the Metropolitan to
issue policies upon the application of persons
liable for the support of children under fourteen,
except as yearly renewable term policies. Mr..
Hegeman could remember no such question. Mr..
Hughes then inquired whether It the prac-
tice of Metropolitan agents to represent their
company as practically a mutual company. He
then read from official bulletin to agents
which contained the statement, "for the Mutual
is practically a mutual company managed in the
interests Of the policyholders alone" Mr..
Hughes then asked:
through the country the statement of the
agents or with official authority? Al would not
Q.-Have you taken any steps in your literature
stock company accommodating it's surplus for the
benefit of stockholders except a small amount
ties as you may see fit to give to Industrial policy
hol,dersain holder other words upon what basis do you
MAKE n0a prG 6ne or as mutual @ company in business to
Ave do not have to do it for either.
Q-Do you take either position? A.-No. We
assume that our agents tell the truth about it. and
there IS nothing in our manuals to them which
says that the company is anything else except
what It is. They know the provisions of the poll
ees the pGileXholders receive them they clear
those hat
dividends. f'' "
Q-of course, you are aware. Mr. Hegeman. that
the great number of people who insure on the in
dustrial basis have not had quite the advantages
IN educatlon that the people have who insure in
most of the old line companies; is not that so?
A7MThat NJ sI,,1y may be so, Mr. Hughes,
MI MllburE-They have
QZlt is q little more difficult for them to under
than many others? A.-There is no technical
phTaseoiogy in the industrial contracts
pressed IN the sense that it is expressed in concise
ana legal language? A.-And then every industrial
PoI!cy yhoIder has his policy in his possession for
certain length OF time, and there is no connpulson
Lor MN to keep it. After he looks it over If he
ma mus II doeS nos agree with what was told him by
DUCK What money he has paid in
On the subjecs of legislative work done for the
metropolitan Mr.. Hegeman declared that all his
companys expenditures appeared under legal
expenses and amounted to an Insignificant frac-
ton of the total item of $S1 O09 He said that
from time to time he had appeared before COM
mlttees in opposition to measures of taxation
and measures limiting the business to all ages
beyond a certain age. He said that he had
also opposed efforts to pass legislation pre-
venting infantile insurance He promised to
produce detailed statement Of legal expenses
THE POPE sECURITIEs
Taking up the lis: of securities held by the
Metropolitan shown by their annual report
to the superintendent Mr. Hughes discussed an
item of second preferred stock in the Pope Man
ufacturing Company showing market value of
$247, 500. Mr. Hegenran admitted that the stock
was not worth this in the market but ex-
planned that the company had a guarantee of
90 per cent and interest, guarantee which was