davidaulloa/AmericanStories huggingface dataset:
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

for writing the policy; but it is intend
ed to provide for all other possible
contingencies, such as mortGlity in
excess of the tabular rate, interest
earned less than the assumed rate, de-
probation in the values of securities
and loss of invested funds.
The foundation principle Of life in
surance is safety. 1t is better to col
lect too much than too little. Hence
the importance Of making provision
for unforeseen contingencies; and hence
the IoacAig, which is a percentage of
the net premium for any certain age.
For purposes of demonstration, sup
pose there has been organized life
insurance company with a number of
members equal to the number of per-
sons out OF 100000 that the mortality
table commonly in use in this country
shows will be alive at the age of So.
This plumber is S1,S22; and each mem
Der is insured for $1,000
If each of these members were to
live twenty years, only the simplest
sort of mathematics would be required
% find the net premium. Or. if the
.ompany could start out on the day of
its organiza lion with SS1 800 900 in
hand, the total face value of all the
policies. the life insurance business
would be very simple one. But the
money is to come in in yearly Install
ments, therefore. it is necessary TO
know how much money this company
Of 100000 members will have to have
on hand from year to year to meet the
death claims.
According to the mortality table,
all of these 81, 500 members will have
died within the next siXty-one years,
since all are 80 years of age. 1t is
impossible to know when any certain
member VIII die, or how long he viii
live.
But if it is not known how long any
one individual will live, it is known
how long certain groups Of members
will live. For example, the mortality
table at age 80 shows that 49, of the
81 800 members of the company will
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
United States
81. 500. 100000

upon the knowledge that there is
natural law governing the mortality
of the race by which may be deter
mined the aver sc lifetime of a large
number of persons at Il given age,
writes Anthony ]. Henson in the st.
Louis GlObe-Democrat
II the mortuary records of any com
munity are studied and the various
ages noted at which the several deaths
have occurred, it will be found that the
yearly mortality is governed by law
which is practically invariable. Sup
pose, for example, that such an obser-
walton covers a period of time suffi-
cient to include the history of 100000
lives. OF these a certain number will
be found dying at age 20, a larger
number at age 80, and so on at the
various ages, the extreme limit of life
reached by any one being in the neigh
borhood of 100 years.
As a result of systematic study of
mortality records, life insurance com
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
Where Are We Az

The fractional fight in the Republican
party over tariff revision is being thor
oughly aired in Massachusetts, for the
New York Sun says:
MIR. Gou-d, the Republican candi-
date for Governor of Massachusetts,
says that the tariff should be revised
Immediately. Mr.. Draper, the Repub-
lican candidate for Lieutenant Cover
nor of Massachusetts, says that the
tariff is all right and needs no tinker
ing. Evidently one of these candidates
is in the wrong box. Possibly Mr.
Draper has not yet taken the time to
read the Massachusetts Republican
latform for 1905
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
Give Hogs Plenty of Range.

Jerry Owen of Knox County, Indi-
ana, treats his hogs the way every one
should. He says:
I'm the summer time l try to give
my young hogs all the range possible,
so that 1 will not have to feed much
corn. There is a good deal of clover in
my pasture, mixed with the grass, and
this helps out AS the grass is blue
grass, get good deal of that element
that is called protein, and so the hogs
do not come up very hard on the corn
ration. 1 have two reasons for not
wanting to feed corn to the young
hogs; one is that they are growing,
and corn does not supply very large
portion of the muscle-making elements
they need at this time, and the other
is the high price OF corn, which makes
il very expensive food. In fact, I
figure out that l lose on every pound
of corn that goes into my hogs, though
have to feed some of it on account
Of the necessity for putting finish
on them in the fall The more clover
and blue grass l can get them to eat
the better"
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

panies have Incorporated the results
of their computations into what are
called mortality tables. The mortality
table commonly in use in this coun-
try is known as the American Expert
ence Table of Mortality. 1t was based
mainly upon the history of the lives
insured in the oldest active American
life insurance company. This table
begins with 100000 persons at age 10
and fixes the limit of life at 96 years,
the attained age at which the last
three OF the original 100000 will die.
In the simplest form of life insur-
ance number Of persons combine to
create a common fund to be drawn
upon in providing for the families of
deceased members Of the organization.
This organization is called a mutual
life insurance company, and q contract
is made by the company with each
member, fixing the amount TO be paid
in the event of his death to some men,
Der OF his family
This contract, or policy, STIMULATES
among other things. the amount of
money which the member is TO con-
tribute to the common fund, usually
In yearly installments. so that The COM
pany will be able to pay the last man
I'm full even without the addition of
new members. This amount of money
is popularity called the premium.
The premium is composed of two
parts-the net premium and the load
ing premium. The ret premium
is the amount which IS mGthemat teal
" necessary for tho creation OF fund
sufficient to enable 4 company to pay
the policy in full at maturity. The
loading is the amount added TO the net
premium TO provide rot only for the
easily asceltained expenses, such as
SALARIES CT officers aud commissions
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

trusts and is also opposed to President
Roosevelts campaign for railroad leg
islation, it would naturally follow that
Senator Allison is for what Shaw
stands for Allison, who is known as
the gum shoe statesman" will find
that good many Republicans of his
State will be asking him uncomfort-
able questions, for as he thus declares
himself for the monopolists, the people
will want to know it and act accord
irgly 1t is almost impossible to
scratch Republican statesman with
out exposing the corporation brand
concealed on him
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
A Good Cow.

Head carried well up, and set on a
fine fat neck, moderately thin through
the shoulders, deep body, well sprung
ribs set wide apart. good length of
body, large barrel showing plenty of
room for digestive organs and a capac-
ity for consuming a large amount of
food. lean back and broae hips or
wedgc-shaped conformation. The cow
should he of quiet disposition. submit
ting kindly to handling of teats and
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

udder. Udder should be proportion
ately large TO the size of the animal,
not fieshy; teats of medium size. and
squarely set on the udder; milk veins
prominent, and running well forward.
terminating in large milk wells. A
good constitution, and freedom from
all evidence of disease or unsound-
ness are points of considerable import
ance.-New England Homestead
Cement for Cellar Floor.
For cellar bottom use five parts OF
clean, coarse, sharp sand plasterers
call it fine gravel to one part of ce-
ment. 1t only requires to be damp
enough to work WELL 1t is mixed in a
box, wheeled into the cellar, dumped
and spread smooth with a shovel. hoe
or trowel, about . inches thick Take
a spade or shovel fiat side and beat it
down hard and smooth. For finishing
use one part of cement to one part OF
sand; this is thoroughly mixed when
dry and then watered so it is like
plastering mortar Dump it on the
first coat and smooth it down with a
trowel until it is about y inch thick.
1t will soon become as hard a stone
The cement used is known as Portland
cement, and will cost about Sc bar
rel. The common hydraulic cement il
fresh, will make a good floor, but there
is always a risk in using it. If Port
land cement is used and the above in
structions carefully followed the floor
ought to be both rat and water proof.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

a weeks illness.
Until a short
time ago Mr..
Sabin was presi-
dent and general
manager of the
Chicago Tele-
phone Co., hav-
ing come from
the Pacific coast
where he had
built up the
.., a &c
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
lust a Hint.

Darling" whispered the lovesick
youth, Il have been sparkling with you
all the evening"
And don't you know what goes
with sparkling" asked the beautiful
maiden who wanted a ring.
What, dear?"
why, a sparkler"
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

1t is announced from Iowa that Sen
ator Allison will support Secretary
Shaw in his campaign for the nominal
ton for President. As Shaw Is stand
patter and entirely opposed to the
Iowa idea that the tariff fosters
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
sop lded that Way.

IF l were you ! shouldn't always
explain TO people that ! composed that
song myself"
"Why. do you think it's conceitedT
''No-it's superfiuous.' - Cleveland
Leader.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

fication that the
troops would be or
dered to use ball
cartridges without
any preliminary fir
ing of blank car
tridges in case there
should be any out
break.
The S trik e is
spreading rapidly all
over European Rus
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

The Insurance Commissioner of Mis-
souri, has demanded that President
Mccall resign or his company cannot
insure any more lives in that State,
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

because in the United States to-day
there is in force nearly fifteen billion
dollars worth of life insurance. This
vast sum is nearly twice as great as
the sum which represe- IS STE sum to-
tai of life insurance in force in Eng
land, Germany, France and Russia
and one American company alone has
policies in force aggregating four and
a nalf times as much life insurance rs
is carried by all France.
Scientific life insurance Is based
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
@=

he entire country
has recently been
absorbed in fol-
lowing the amaz-
i n s revelations
concerning til e
management of
some Of the larg-
est life Insurance
companies in the
world. Every
body has been in
tensely interested,
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
Frie,,dlv Pats.

Rodrick-They say Cholly Goodfel-
low is very popular around town.
Van Albert should say So Why,
he wears out two coats month just
from people slapping him on the back.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
TELEPHONE KING DEAD.

John L. Sabin, Manager of the Pacific
States Company.
John L. Sabin, manager of the
Pacific States Telephone Company,
died suddenly in San francisco after
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

The Cotton States of the South are
going heavily into peach culture as q
subsidiary crop. NJ
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
BULLETS FOR THE MOSS.
Ball Cartridges for Rioters Is Warming
Posted in ST. Petersburg.

General Trepoff, who by imperial
order was made the military dictator
of St Petersburg, had posted a mott
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

States Telephone system. He was
born in New York, Oct 3, 1S47. Afte"
six months he became an operator and
during the years 1864 and 1865 he was
In the United States army, following
his trade. At the close of the war he
returned to the Western Union, with
which he remained until 1877. With
the invention of the telephone he be-
came superintendent of the Sunset
Telephone and Telegraph Company on
the Pacific coast. He soon consolidat-
ed all the small telephone companies
and afterward formed the Pacific
States Telephone and Telegraph Com
pany.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

The most wearisome cross of re-
ligion is a poor preacher.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07
Worlds Petroleum Supply.

In 1892 Russia supplied over II $780,
600 tons, or more than 81 per cent,
of the worlds product of petroleum;
the United States produced not quite
100000 tons, or Al per cent, of the
worlds product: the rest was divided
among Galicia, province in Austria,
573, 440 tons; Roumania, $4,000 tons;
Sunday islands, $4,000 tons; India,
10000 tons; Japan, 10000 tons; Ger
many, $4,000 tons; South America, 49,
coo tons; Italy, $500 tons.
The world smiles when it reads the
high sounding titles Of men who
achieve glory at the grand lodge, but
it is a serious matter with the breth-
rem; they attend the grand lodge in
dead earnest, and really believe they
accomplish great good.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

B. D. Wilcox, Preston, Idaho, has a
6-year-old Jersey COW that produces
six gallons Of milk per day From a
number of examples and demonstra-
tons Idaho seems bound to make a
great dairy State, especially in the
western and southwestern districts.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

1t is a well-established fact that
horses recognize musical sounds, and
make preferences. A traveller in an
East Indian city noticed that the sol
diers' horses paved the ground and
tossed their head when the band play
ed God Save the Queen" That piece
was always played last as a signal
for going home, and it was suggested
that was the reason why the horses
recognized it, but when the expert
ment was tried of playing the tune
first, the horses carried on just the
same.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

Il have a simple treatment which
will keep the plums from falling off,
and give better fruit" says E. j.
Waterstripe of Shelby county, Mis-
souri,. some of the neighbors have
tried it, too, with equal success. Go
to your blacksmith and ask him for
the iron shavings or sparks which fly
off while welding. Put a small buck
etful around each tree early in spring,
and see if your plums do not stay on
the trees better. 1t is we'll worth a
trial
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

A tomato grower tried pinching
back some tomato plants and others
were not molested. In the case of
the plants pinched back, the quantity
of the fruit was more, but it ripened
later than that on the plants not
pinched back, and more of the fruit
was ripe for one picking on the plants
pinched back.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

Those who are having their first
experience with alfalfa hay are La
BILE to let the crop go too long before
taking off the first crop, thus letting
the stems become too woody. The
usual plan is to cut it when it is from
one-tenth to One-ffth in bloom, doing
the work in the morning and letting it
dry just enough so the leaves will
not fall. 1t should be raKed into small
windows and allowed to dry some
more before hauling in.
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

Most farmers do not want the
weather man to strike below the corn
bo1fD
Wausau pilot. [volume] (Wausau, Wis.) 1896-1940, 1905-11-07

If you have anything the matter
with your hogs just put them on diet
of dry oats and water and see how
quickly they viii come around.
The Yakima herald. [volume] (North Yakima, W.T. [Wash.]) 1889-1914, 1905-04-19
ORDINANCE NO. AL.

AN ORDINANCE to- amend Section 1
Of ordn@n nee NJ AS of th Yak ordl
Washington, entitled AN Ordinance
to Establish Fire Limits and to Reg
ulate the Erection Alteration. Re
in Said Fire Limits. and to Provide
Penalty" passed by the city coun-
ell February 10Th. 1905, and approved
by the mayer of said city on Febru-
The city council of the city of North
Yakima do ordain as follows:
nance SsSt So les G Of the of of fFa
city of North Yakima, Washington, en-
titled AN ordinance to establish fire
limits and to regulate the erection, al
ings within said fire limits, and to
S SS and Of saa Sy FebrSaryy 5qt
amended to read as follows:
Section l. That the fl, fire III, limits it. in
ton, are hereby established and de-
"a" %, and &C." and ali Of blocks
ffty-one (5D and twenty-nine (295,
and the west half of block num-,
that part Of block numbered sew
enty G0). between East Yakima
avenue and the alley running. east and
west tuTouS II Sdlu Dlotk, anu All lHdl
part of block numbered seventy-one
CD, between East Yakima avenue
and the alley running east and west
through said block, and that part of
block numbered two hundred ten (210)
between West Yakima avenue and the
alley running east and west through
said block. and that part of block two
hundred eleven (21D between West
Yakima avenue and the alley running
east and west through said block; and
that part of block two hundred thirty
t230) extending from West Yakima
avenue to the alley running east and
west through said block, and also that
part of block two hundred thirty-one
t23D extending from West Yakima
avenue to the alley running east and
west through said block"
Sec. 2. All ordinances or parts of
ordinances in conflict with this ord-
nance are hereby repealed.
See. 8. This ordinance shall take eff
feet and be in force from and after
five days from the date of it's publ
cation.
Passed by the city council April 18th
1906.
Approved April 18th, 1905.
o. A. FIGHTER,
Attest: Mayor
J. c. BROOKER,
City Clerk.
The Yakima herald. [volume] (North Yakima, W.T. [Wash.]) 1889-1914, 1905-04-19

impure ice, placing restrictions upon
peddlers of vegetables, milk, cream
and other substances capable of
transmitting disease, and with es-
pecial reference to the cleanliness of
shops engaged in the sale of fish.
meat, ETC., was laid over for couple
of weeks. The clause in the ordi-
nance which forbade the sale Of ice
taken from ponds containing filth or
possible contamination, even for
cold storage purposes, caused diff
ference of opinion among the coun-
cilmen, Mr.. Sinclair particularly dis
senting. He took the view that there
could be no possible danger to the
community in the sale of pond ice
for purposes of cold storage, and that
the passage of such an ordinance
a, this time without eliminating that
provision would work hardship on
some of those who had put up ice
this winter at a considerable expense
in the expectation of selling it.
The Yakima herald. [volume] (North Yakima, W.T. [Wash.]) 1889-1914, 1905-04-19

exist between Mr.. Gordon and the
city with reference to certain water
head gate on the city ditch running
through Mr. Gordon's property. Ow-
ing to certain provisions in the con-
tract, which were not considered de-
sirable, the mayor instructed City
Attorney Forsythe to draw up anoth
er instrument which he thought
would be fairer to the city.
The committee on streets and
bitches reported unfavorably upon
the opening of North First street,
and recommended that condemnation
proceedings be not resorted to.
In the matter of the city census,
it was decided after considerable de-
bate to have census taken within
the corporate limits of the city. Geo.
Vance was given supervision of the
work. Mr. Vance agrees to take the
census at cost of $500. He fur
tner agrees to have it ready in time
to be given space in an advertising
pamphlet which the Commercial
Cub is now working on and which is
to be distributed at the Lewis and
Clark Exposition.
A renewal of saloon license was
granted to C. II. Mckee, in the Bar
thoiet hotel.
Under the head of communica-
tons vigorous kick from l.. r.
Freeman, editor and publisher of the
Farm and Home, against Street Sup
erintendent Adams, was read and
placed on file. The charges brought
against Mr.. Adams were not consid-
cred.
A communication from the state
pure food commissioner with refer
ence to the appointment of deputy
at this place was to the effect that
while he recognized the Importance
of North Yakima's having a deputy,
he would not authorize the appoint
ment owing to the fact that he had
recently rendered his resignation as
state commissioner.
In the matter of the bids for the
improvement of South Front street,
owing to a misunderstanding of some
of the bidders who were under the
impression that the city would fur
nish the rock crusher, all bids were
cancelled and the clerk was instruct
ed to re-advertise. The bid of Frank
Reese, for the gravelling and oiling
of North Second, from B to d, was
accepted. Mclvor & Daniels were
awarded the contract for the i'm
provement of North Rainier avenue.
The ordinance establishing fire
limits was passed. An ordinance pro-
viding for the grading, curbing and
guttering of Cherry street between
the west line of Selah avenue and
the west line of the city limits was
passed.
In the matter of the appointment
of sanitary inspector for the city
an ordinance governing the same
and also touching upon the sale of
The Yakima herald. [volume] (North Yakima, W.T. [Wash.]) 1889-1914, 1905-04-19
RESOLUTION OF INTENTION.

TO IMPROVE Second Street, by con-
structing a wooden sidewalk on the
east side there OF between the north
line OF e street and the south line
of H" street
Be 1t resolved by the city council of
the city of North Yakima, Washington
that the said city Of North Yakima In
tends and hereby declares it's inten-
ton to improve Second street in said
and the south line of II street, by the
construction of a wooden sidewalk on
the east side of said street within said
bered forty three (4S), forty four (44).
and forty-tive (45(. in. said city ac-
cording to tn, the official plat thereof;
record in the office of the auditor of
Said sidewalk shall be eight tsl feet
In width and shall be constructed and
laid in al: particulars in accordance
! for Wooden Sidewalks, In the city
"standard PAN aiKaf for "a Woodan s ana
wal iao. each heret9fSre and ON May
hs conne as sa1p. stan SE speeca
thereafter laid by order Of said coun-
heretofore filed with the City Clerk
by the City Engineer, and shall be
lished by said City Engineer. as the
same appears from the notes of his
survey, shown by said plans and de-
that the estimated cost of said i'm
pfre96Hoeiment + FIVE hundred dollars
sessed to and levied upon the property
included within the following assess
ment district and within the following
point of intersection of the easterly
line Of Second street with the south
he " nf
street one hundred twenty U20l feet.
thence southerly and parallel with
the northerIy line Of L street, thence
westerly along the southerly line OF
street, one hundred, twenty. G2Ol
street; thence northerly along said
easterly line of Second street to the
point Of beginning and comprising
towit: The westerly one hundred
twenty d2o)) feet of lots nine 90,
ten uG; eleyen %, twelve G2), thir-
and sixteen G6) in block AZ, and lots
nine 60, ten Q0l, eleven I'D. twelve
l21' thirteen H3). fourteen 90, ff.
and lots nine GO. ten uO. eleven u1(,
twelve 12), thirteen G3), fourteen 14).
81 np1 lo, sx aeS s9 in block
the city of North Yakima, Washing
ton, according to the original plat of
said city; Which h,f Is now on file and of
Yakima county Washington.
That the City Clerk give due and
legal notice Of said proposed improve
ment by causing this resolution of in
tention to be published in two consec-
utive issues of the official newspaper
Of this city prior to the first day Of
May, 1905. the same being the date of
the next regular meeting of this coun-
ell and that protest against said pro-
posed Improvement may be filed in the
office of the City Clerk of the city of
North yakima at any time prior to May
LIST, 1905. at 1880 o'clock p. m, the date
of said next regular meeting of the city
council
Passed by the city council April 18th,
1905.
Approved April 18th, 1905.
0. A. FECHTER.
Attest: Mayor.
]. c. BROOKER,
City Clerk