davidaulloa/AmericanStories huggingface dataset:
The Meeker herald., 1905-07-08
zULUs OF THE RAILROADS.
81 BlooAed stoek-Ars Not Ma
ttves OF Africa,

"Do you know what Zulu is?"
said an old railroad man, according
to the Chicago Inter Ocean. The trav-
cling man who was waiting for his
train smiled in way that was meant
to indicate he knew all the species Of
Zulus that ever existed, and told the
railroad man about the Africans,
called Zulus. who maintained TINT
continents reputation for fighting be-
fore the Beers stepped in.
! Little WINS doing in the rnilrond
mans line just then. SO he listened.
'Well, they may be ZuIus all right
enough" he remarked, but they are
not the sort Of Zulus that travel on
railroads. There is the kind that runs
into these YARDS" and he pointed
down the track, where box car
stood.
A stove pipe protruded through a
hole in the door. The pipe was ut an
angle of about IS degrees. A cloud
of smoke was coming from 1t. Four
blooled horses and man were the
occnpnn.s Of that. The man was the
Zulu. Taking care of valuable stock
en- route from one market to an
other was his business. He was a
type of class that railroad men on
every line have namod the Zulus.
They fit up the center of the cars
for sort of livine-room. and there
in the midst of their animals live
as happily rs the roads president
who passes them in his private car.
The Meeker herald., 1905-07-08
WESTINGHOUSE DOG CEMETERY
Matssn's Capital MAS . Burial Fises
fes Caaiass sf Nigh

A cemetery for dogs has now been
established In Washington. D. C., and
IL expected to prove . useful insti-
tuition. Most people who love their
canine pets are puzzled to know how
to dispose of them after their de-
mise, inasmuch as local laws usually
forbid their burial within city linn
its. Interments in the back yard
will make trouble, IL the police know
of 1t, and, on the other hand, to con-
sign the remains of q dearly loved
animal to q casual colored man for
RELOCATION to the most CONVENIENT
ash dump is not agreeable to the
feelings. says the New York Herald.
Accordingly there ought to be 3
burying ground for dogs in the out
skirts of every city. The one in
Washington has been established by
a company Of gentlemen who are
dog lovers, and the locality chosen is
on the old Bladensburg road, a short
distance beyond the limits Of Wash
ington proper. 1t is In o grove of
beautiful oaks, sloping toward q
green meadow. and adjoins famous
estate formerly owned by w. w. Cor
coran. which has been In litigation
ever since the death Of that million
aire.
Lots are sold just as In any or
binary cemetery. and the owners.
having paid the small price demand
ed. may obtain for q moderate fee,
given to the man In charge, whatever
attention they may desire for the
graves. including the erection OF
headbonrds with suitable inscrip-
lions and the planting of grass.
To some people this may seem to
be carrying sentiment too far, but
there are plenty of others who think
that the lifelong faithfulncss Of q
four-footed friend amply deserves
the beAtowal Of a permanent resting
place decently cared for.
The Meeker herald., 1905-07-08
THE DUTCH HOUSEWIFE.
Her co..t..t D..,r. 70. c,e..li,s.s
Amounts AlAest to =
CRanos

The Dutch woman is before and
above all things q housewife. Indeed.
her love of home comes very near akin
to worship, and the greatest compli-
ment that can be paid to her is to praise
the neatness and sweetness Of the
house that is her kingdom. says the
Girls Realm. She is famous all the
world over for her remarkable cleanli-
ness. and even in the very poor quar-
tiers of the cities, where the houses are
small and crowded together. the win
dows. are daintily decked with cur
tains Of spotless white, the rooms well
swept and tidy. the humble furniture
carefully busted and polished.
This desire for cleanliness, in fact.
almost amounts to craze, and house
wives and servants alike evince strong
Partially for scrubbing. cleaning and
a domestic training is considered nat
ural End necessary adjunct Of the
daughters education, and each has GER
tain household duties apportioned to
her. She is likewise taught to make
her own dresses, to knit her own stock
ings and to keep her wardrobe In re-
pair.
Nor does she shirk these duties, as It
is to be feared go many Of her English
sisters do; on the contrary, they are
carried out faithfully. cheerfully and
as matter of course, and 1t is due TO
this excellent training in her girlhood
days that the Dutch woman makes so
model housewife. We might go fur
Their and say that it il through this
training that the Dutch girl has earned
the reputation Of being free and light
of heart, and o stranger to the feeling
of ennui," since she is always health
fully and helpfslly employed.
The Meeker herald., 1905-07-08
SERVANTS or A NEW KIND.
Easy and Profitable work That IL
Supplied ~ Conditions In
Apartment Hotels.

The apartment hotel has been re-
sponsible for many changes in social
conditions, and one of these is the
growth of an entirely new class of
servants. says the New York Sun.
Most of these hotels have suites too
small. to accommodate maid il more
than one person occupies them. The
cost of keeping maid under these
circumstances Is increa sed by the fact
that fixed sum is charged every
week for her meals.
In a hotel, for instance. where the
maximum rate is SIP week for meals,
the maids nre likely to cost six or
eight dollars. Combined with the cost
of lodgings this price practically puts
q female servant beyond the means
of all but the wealthy, as the wages
Dire SEQ month, more or less, to be-
gin with.
So the new kind of maid comes either
by the day or at the times during the
week that she is most required. If
she is not needed regularly. as hap
pens often, she may come two or three
times n week or only on The reception
VI thC tsHAht vi
!, The increase in the number of apart
ment hotels has led to great demand
for women of this kind. One woman
who foresaw the business to be had
from this class of service has opened
IN agency and sends out women for
this irregular work. They are rs a
rule women who prefer to live at home
and are anxious to earn something to
! increase the family income. They
make money easily in this way. for
their pay is out of all proportion to
that made by the ordinary woman in
domestic service.
They rarely lose full days en-
ployment II they want it, and their
charges are never less than 81. 80 day,
even for the simplest kind of work,
md their hours are not more than
from nine to five. II they come enrlier
than nine they leave earlier In the aft
ernoon.
Some of them refuse to sew unless
the pay Is increased. and they some
times receive for attendance at an aft
ernoon tea as much as two dollars for
only few hours work.
The Meeker herald., 1905-07-08

On the North Bull sand bnnk in Dub
I'm bay there is little island about
two and one-half miles long, which is
the home OF new kind of mouse.
These little sand-colored creatures are
probably the descendants of casta-
ways, and 1t is believed that in about
q century they have changed their
coats to the color of their sandy sur.
roundings for protection against the
owls and hawks on the islnnd.-Little
Chronicle,
The Meeker herald., 1905-07-08
STRANGE FATALITY.
GOVERNS CRIMINALS IN THEIR
VIOLATIONS OF Law.
II Successful In One lind Of "yob"
the Nalefactor Usually Sticks
to That One Line Of
Business"


Criminals SEEN to be the strongest
lind Of fatalists," remarked Judge Neff.
the Other day. Judge Ne.i is widely
tncwn II an authority on crin,nclosy.
and his !org experience AS prosecutor.
Judge aad lawyer has given him un-
urual opportunity Of studying scisn-
tlfc1ily the causes and characteristics
of crime, says the Cleveland Pl..n
Dealer.
II have noticed that when q GRIM
iaai is arrested after finishing one
s.n'ence. the second charge Is psner-
allv the result Of crime Almost *
netly TIE came as the one witch Hrst
rrt Rim i1tn trouble. II roens il e a
r.--r-e i.nd Of fatality I've known
.-7'aYoes wte-e npe criminal nas been
r'--t'f ard pun he'd f., or six
IT, rh-r~rs ex,rt,yt'e srme.
''1-''', "a IS til IN 60 *? I'm s,,rs
J c--nT. r-p'sin Il very frtI~fec' nr.!y.
- '---~ = 10 he the c--n " has
frrr,--f :, me. ard possibly isis IA
- 1i-7,-st eS,lasntIra. that the
rers'n FIR rr'mi,.l sdhe-fnr strictly
I, .cra Ire Of vcrt. desrie h's T.
isrcrr,t rrrcess IN II. If 'hc rsre ca
sse fascination which holdr rar,b,er
to table. although the luck il
n~a'n,t him. Each failure. or each
loss e..rws victim n point that he
has hitherto heen ignorant Of ard i.
il easy 10 convirce hinrel. tSat next
time be Will escepe TINT ri.tete
"And 80 II goes. Ever the next
De-.
anoth-r. ever confident TINT the lucl,
nrs. ch-nre and that esrh t-rp Of
the wheel leaves him Just that much
better eGuiEped and that much more
lively to win finally. Then there is
the desperation. the unconscious and
gritty Determination 20 mule u sue
cess of the thing.
"A man becomes a criminal In the
eyes of tho law when he has com nit
ted crime. or. in his parlsnce. when
he kas done Job II he Is success
FIJI. the chances arc he will stick I,
that line Of work, for experience has
taught him the fafety CT IT, II he
fail. and Is arrested, convicted and
DunlEhed. the process of the law sim
ply goes to show him wherein his
f-st Job was bungiing and poorly car
ried out. The hrst feeling of reeigna-
tlon that follows the bitterness Of
prnishment is when he tells himself
that next time he will not repeat the
error which led to his detection on the
present occasion. No sooner IL he out
Of the peniteatiary than he esEays
again to try his luck. this time care
fully avciting the mistake which flrst
brought him to grief.
TT Is = weil-known fact that No
criminal no matter how expert or
how daring. can cover up all his
tracks. lie very best Of them Will
leave at least one loophole. will COM
init af least one error which oventu-
ally fssteps the guilt on him. The
roorer Criminals lesve clews accord
ing to t-eir sill or experience. go
our ir-.~i-nrv crook. the second time
ne nIsns = lob while he carefully
avoids rroet:tion of his FIRST error,
fs g.r.cst Eure to MAZE eame c.hnr
c"a. f"1 81 m. each succeeding
c-'ra ,-' detoctioa pointing or. IN
him Tire Inns ~ his wenlpees. 70 that
he I. 'rresistibly led onward to his de-
struction."
The Meeker herald., 1905-07-08
Cancer victims well-to-po.

Statistics show that cancer is more
common amcng those who are accus-
TONED to the rsfaemeHts Of life than
among the very poor. and to care for
such patients the doctors say that good
surroundings are necessity.
The Meeker herald., 1905-07-08
c..,a.,t Nee, II A.y I...ser.

n hAHsHh OIty WUnHH WHU WHs Ldr"
ried two years ago, unknown to her
relatives or friends, has just told about
it. Where's that fellow who says a
woman can't keep a secret?-Los An
geles Times. Probably he's the hus-
band. says the Chicago Tribune. He
doesn't seem to have told about it."
The Meeker herald., 1905-07-08

At Christians, the capital of Nor
way. there is an immense steam kiteh
en-" where good meals are furnished
for nine cents each. The fact that IL
has made hit, says the Chicago Rec
ord-Herald. would seem to indicate
that it is located in The shopping dis
triot.
The Meeker herald., 1905-07-08

Land Alphabetically? Why, man,
there has not been sick person out
here for yearsl
Prospective Purchaser - Indeedi
Wen. II would hardly suit benedict.
How could fellow ever say he had
been sitting up with a sick friend p
Philadelphia Record.
The Meeker herald., 1905-07-08

B,!l-How is board out In st. Louis
now?
Ji.l--Wel, the one I slept on when
was out there was pretty hard
Son::ers Statesmen
The Meeker herald., 1905-07-08

Matchmaking, one of the most per-
ilous of hnndicrafts, has become per-
fectly safe through the discovery of
amorphous phosphorus.
Omaha daily bee., 1905-11-01

last twenty-eight years and know of one
piece of very sandy land that would blow
and drift like snow which is now the very
best piece of alfalfa land to be found in the
North Loup valley. which you cannot buy
for $50 per acre; yet within twenty-five
miles of that same piece of land you car
get the identical soil for S. per acre.
Put a railroad within mile or two Of this
last piece of land. on which you can raise
five to six tons of alfalfa every year and
you know what the value would be then.
One other great drawback to right de-
velopment is the many lazy, worthless and
may say lawless class OF citizens now in
this district. who would not develop Saun-
ders county or any other rich county. This
class will move on when railroads come and
bring I'm an honest, energetic class, which
will find great reward for practical intelli-
gent work. WILLIAM.
Omaha daily bee., 1905-11-01
RECEPTION FOR JOHNNY REB
Reunion of Federal Veterans to Com
memOrate saving life OF
Confederate Soldier.

Some of the officers Of the Department
of the Missouri headquarters have received
invitations to attend a reunion OF the
Sixth Pennsylvania Cavalry Lancers asso-
citation, to be held at the Dooner hotel.
Philadelphia, this evening. The reception
is given in honor of G.. w Hodge. late of
Finnigan's brigade of the confederate
army, who was frightfully wounded at
the battle of Cold Harbor, Va, ia June,
1864 The Sixth Pennsylvania was i'm
mediately in front of Finnegan's brigade,
and Captain Frank Furnass of that regi-
ment noticed Hodge lying on the field be-
tween the battle lines. bleeding almost to
death from frightful wound In the arm.
Captain Furnass ran out from the union
lines and tied Hodges wound up with his
handkerchief with the aid OF a stick tourni-
quet, under heavy FIRE, and when the lines
fell back he went out again and carried
Hodge. a mere boy, back to the union
lines. dressed his wound and the boy sur
vived. The incident is a treasured tradi-
ton with the Sixth Pennsylvania, and only
recently was It known Hodge was stu
living prosperous Virginian, and this re-
ception Is given al a memento of the in
cident Captain Furnass Is also living and
is the president OF the Sixth Pennsylvania.
association and will be present at the re-
ception.
Omaha daily bee., 1905-11-01
REFORM SPREADS TO FINLAND
Governor General Announces Return
to Constitutional Regime.

Governor General Announces Return
to Constitutional Regime.
HELSINGFORS, Finland, Oct 31.-The
proclamation of civil liberty in Russia was
followed today by the announcement OF the
return to a constitutional regime in Finland
and abolition of the arbitrary conditions
under which Finland has been governed
since the accession as governor general
of Count Bobrikoff. who in June Of last
year was killed by Eugene Schaumann, son
Of Senator Schaumann, the assassin after
wards committing suicide
After meeting of constitutionalsts to-
day at which an address was drawn up for
presentation to the government demanding
the administration of Finland In accordance
with the terms OF the constitution of the
grand duchy, Prince John Obolensky the
governor general announced to a deputa.
ton sent by the meeting that he had been
instructed from ST. Petersburg that the diet
would be Immediately called in extraordi-
nary session to Iegislate for Finland.
| The members OF the senate, who had con-
| tinted to perform their functions under
Count Bobrikoff and Prince Obolensky all
handed in their designations IN compliance
with the demand OF the constitutionalists
and the fact of these designations was tele-
graphed to st. Petersburg.
Among the demands Of the constitution
| alists is the reform Of the diet into a uni
| versal assembly to be chosen at general
elections by all citizens OF mature age, and
the first duty of which shall be the prep
aration of new laws for Finland.
| Considerable excitement prevailed during
the meeting of the constitutionalists and
while the deputation was waiting for an
answer, but after the resignation of the
senator's had been proclaimed TO the crowd
! from the balcony OF the senate order was
| restored.
Owing to the strike the town is in dark
| ness.
Many students today visited the vestibule
| OF the senate to view the spot where
Schaumann killed Count Bobrikoff. and
cheered the memory Of the slayer.
Omaha daily bee., 1905-11-01
DAN BALDWIN PASSES AWAY
Residence of Complicated
DtaeaHe.

Daniel p. Baldwin, the well known po-
liceman, died Tuesday at 1915 at the family
residence, 1912 Dorcas street While his
death was not unexpected it was no less
n shock to the members of the police de-
partment, and many others who knew the
man in Omaha for many years.
Both as a policeman and citizen Baldwin
occupied unique position. his unusual
physical strength and kindly disposition
making for him friends wherever he hap
pened TO be. He was popular in every sense
of the word.
He entered the police service July II,
1892, the same day Chief Donahue and Desk
Sergeant Marshall entered the service.
Chief Donahue says Baldwin was one Of
the best and most faithful officers on the
force. Baldwin served as patrolman, emerg-
ency officer and in other capacities. He
was as fearless as he was gentle
Baldwin is survived by a wife and four
young children-Lizzie, Clifford, Daniel, ~,
and Helen He was a member OF the Eagles
and Ancient order Of United Workmcn.
His age was 10 years. Before entering the
police service he was a HORSEPOWER and
lived in Omaha nearly all HIS life.
He returned home last Wednesday even
| ing from Salt Lake City in a serious state
of health. Four days ago his life was de-
SPARED OF. Bright s ulseaSes rheumatism
and pneumonia were the complicated dis
eases that caused death.
Baldwin figured in many notable arrests.
chief among them being that of Sam Sid
ney, colored. at Twelfth and Chicago
streets ten years ago. Sidney was re-
ported to the police station as trying to
kill his wife. Baldwin was the first po-
liceman on the scene. He broke open the
| door of the Sidney home and made rush
| at the Infatuated colored man In the dark
ness. to receive a terrible razor slash in
the neck. Although bleeding profusely,
Baldwin held the prisoner until assistance
/ arrived. At the police station DR. Towne
| took eighteen stitches In Baldwin's neck
without administering an anaesthetic The
surgeon said only the strong muscles In
Baldwin's neck saved his life at that time
Sidney got four years.
Baldwin married Miss Hanah Hagermar
in Omaha twelve years ago. OF his imme.
diate relatives only father survives him
| The father lives in Omaha.
The funeral will be held Thursday after,
noon at o'clock. service being conducted
by Rev. John Williams at 81. Barnabai
| Episcopal church, Nineteenth ana Califor
mia streets The funeral arrangements ar,
in charge Of the Metropolitan Police Rene
department, subject 70 the wishes OF Nrs
Baldwin
Omaha daily bee., 1905-11-01

fund or reserve, as It is termed by the ac-
tuary.
II we assume we can earn 4 per cent
compound interest per aupum and adopt
the American table of mortality the net
premium is $14.21, which together with a
similar premium each year invested to yield
per cent compound interest will pay all
claims as they occur and equal the face of
the policy 70 be paid the single survivor
on attaining his ninty-sixth year.
If we assume we can earn per cent the
net premium is sl6.1i. which with the same
amount paid yearly improved at 3 per cent
compound interest per annum will accom-
plish the same purpose.
But as far as this matter is concerned the
companies are not free agents. The laws
of the various states require that one or
the other of the above net premiums must
be charged. OF course this makes no pro-
vision for expenses, and so the commercial
or gross rate is obtained by loading the net
premium. This loading must not only pro-
vide for necessary expenses, but also take
care of any investment losses. In the case
| OF two companies l have in mind, one
western company, which has calculated It's
premium rate on per cent basis, and the
other an eastern company which has calcu'
lated it's premium rate on the per cent
basis, this gross premium is 81 .49. II their
contracts were the same the western COM
| many would have an expense loading OF the
difference between $21.4S and S142l or S.8
whereas the eastern company has but the
difference between $2i 80 and si6.11, or s.
This clearly illustrates that the only ele-
! ment of the premium that Is determined
by the company is the loading.
| That there has been extravaganza in man
agement has to be admitted; that this eX-
| travagance is doomed and more economical
administration assured is also manifest but
| that does not mean lower initial premiums,
although it will ultimately mean cheaper
| assurance.
one other point. You with others have
laid tremendous stress on the excessive
commissions paid agents. II is an open
| held Anybody can take up the work. II
| the remuneration is so great. why such a
dearth of laborers? Do you know OF many
| rich men among life insurance agents? Yet
| IL there ever was a body of men who by
| their works. measured by the good they do,
were entitled TO make money, II is the life
insurance agent.
Now, knowing nothing about the science
| of the business, seeing the accumulations
| which the law says must be in hand in
| order TO permit US 10 continue in business,
| and which is necessary to meet our obliga-
tons. you shout with the rest, Cheaper
| rates" When Father Time allows man 20
remain a little longer on this mundane
| sphere, then and not until then will cheaper
| initial rates obtain.
WILLIAM HENRY BROWN.
Omaha daily bee., 1905-11-01
OUR LETTER BOI
Cost Of Life Insurance.

OMAHA, oct 8i-To the Editor Of The
Bee: have read with much interest your
splendid editorial in The Bee under the
caption Cost Of Life Insurance" The
figures you quote are correct, nevertheless
they are startling. That the expense of
management are out Of all proportion can
not be denied and reform along lines of
economy is demanded by the public, and
Justly so.
Overwhelmingly the grouping Of all the
eighty odd companies in one grand total of
income and disbursements does great in
justice to the conservative companies more
economically managed, while the extrav-
agant and most extensively managed arc
put in better light than they deserve. There
is probably no business in which there is
so large difference in management as in life
insurance. Neither is there any business Of
one-tenth its magnitude of which the gem
eral public knows so little. and It is this
very ignorance that has enabled companies
to become so extravagant and grating, II
you please Would the public study insur-
ance and familiarize themselves with COM
pany management like they study other
subjects in which they make investments,
two-thirds of the companies would be COM
! PEELED go either reform their methods or
| quit doing business. New business costs
some companies for commissions salaries to
agents, medical examinations, etc. 40 per
cent Of the first years premium, while Il
costs some companies only So per cent. Some
companies use up for expenses of all kinds
only u per cent of their income, while 9TH
ers use over 40 per cent. The cost of life
insurance can be lessened only by reducing
expenses of management The laws OF
mortality cannot be changed nor can the
20 aFsA
| panies are assuming contracts some of
which will run for fifty years or more and
| in order to cover unforeseen contingencies
| as to future rates Of interest and mortality
| no company can with absolute safety re-
duce the premium materially: perhaps from
| 8 to 10 per cent might be cut off, but no
| more. But an honestly managed company
| doing business on the mutual plan cannot
| overcharge for more than year at time
every such company returns the following
year such overcharges in what they call div
| idends The word dividend as applied to
life insurance companies is a misnomer, II
should be called return of the change or
overcharge.
| l realize that the evil complained OF is a
great one and as a remedy we need honest
| men to manage the companies stringent
| legislation as to greater publicity in detail
| VI every item VI expenditure 70 pTOnlDlt
companies from using more for expenses
than what is provided for in the expense
loading Of the premium. Compulsory dis
tributiOn of surplus annually instead Of
deferring such distribution for periods Of
| twenty years If companies be compelled
TO show their hands annually competition
| will bring great reform.
To change the proxy law Of New York
and other states where corrupt managers
by the control of proxies can perpetuate
| themselves in ONCE. JOHN STEEL.