davidaulloa/AmericanStories huggingface dataset:
Evening journal., 1905-12-13
Refuse Receipts.

nSNci9Aos
Interviews with the victims in ms ny
Instances show that the companies re-
fusal to give a receipt for the money
in full and the note signed is veI-5 rare
ly returned, the clerk i'm the cOnip3ny's
office simply tears out the signatures.
Fifty cents is charged by some as
fee for investigation. If the borrower
fails to make a monthly payment when
due he must make a double payment
the following month plus an Interest of
10 per cent. one victim said. The
company was very anxious to- yet back
all my receipts and after they tore out
my signatures to the Original notes and
handed them to me l returned them. ."
Another said, The trout jle is most
people are too poor TO su : the COM
pdnies and all that is eeded is a
champion to help them fight the battle
against the usurers."
+. L. Gallagher when az AIed by rep
lresentative of The Event ng Journal as
to wether he knew any of the parties
interested i'm the local loan companies
said, No he did not. and that he
thought "an expose OF their methods
was a very good thing
More Law on Subject.
Chapter 1l9 Section 1. of the Laws
OF Delaware passed at the last session
provides that the approval of the Act
/ the Clerk of the Peace of New Castle
county shall grant certificates Of
Registration under his hand and the
seal of his Office to persons. firms, or
corporations authorizing them TO eXer-
! else the business Of loanang money as
hereinafter provided. Applicants for
such certificates of registration shall
lupon receiving the same enter into a
bond to the state Of delaware i'm the
penal sum OF one Thousand Dollars
i with warrant for the confessing OF
Judgment thereon with waiver OF al
bereft of the exemption laws OF any
state In which Judgment snail be re
icovered upon said bond. conditioned FOL
the due observance of the provisions o.
this Act and to pay any iiNe or fine
land costs imposed upon such Obhgo
or obligors for the violation of the pro
visions of this Act
That persons. firms or corporation
taking out such certificates of regis
tration shall pay to the Clerk of tn
1 Peace for his own use and issuing
registration fee of Two Dollars"
At the Office of the Clerk OF the Peac
It was learned that noAccsl loan com
pany has complied with the provisions
of thls.Act or paid the fee required b.
law.
The record in the Recorder OF Deed
Office showed that the Peoples Trus
Company had been Incorporated by HaI1-
/ D. Halolway, of Philadelphia, Pa. Phil
l.. Garrett, of Wilmington. Del, anC
Finley NJ Taylor. Jr., and that the com
pany absorbed the Delaware Lean Com
pany.
No record of the Incorporation OF tn
Wilmington Loan Company appears in tn
books of the recorders Office.
The Evening journal will continue &
, reveal the workings of tho system O
these money lenders feeling that the vas
numbers of victims OF their charges vii
heartily support the effort to expose tn
usury.
Continued on Page Two)
Evening journal., 1905-12-13
JOURNALS EXPOSE
COMMENDED
From Every Quarter Comes DenounCementS Of
The Loan Companies Doing Business Here.
Land Office Business Done

The revelations made by The Evening
Journal regarding the extent to which
Wilmington employees are bellg bled by
the money loan companies hiu; been the
subject of much favorable comment in
every walk of life in this city.
A canvass of the offices Of the various
industries in this city this mon ming has
brought further evidence of tle wide
spread effects of the SYSTEM Every
where words of commentator were
heard Of the Journals stand in the mat
ter.
Cashiers Worried.
The cashiers of these large industrial
establishments say that they Il ave been
so bothered with the letters from these
people requesting that the salaries OF
their employees be turned over TO the
writer's that they i'm most Instances
have been forced to enforce a ~Ile TO
the effect that no such notification will
be honored unless accompanied by an
attachment properly drawn and served
by a justice of the peace
This plan has been adopted by the
Wilmington City Railway and the Peo-
pies Railway. great numbers OF whose
men have been made the victims OF
these inducements. Also the Il arlan
and Hollingsworth Corporation ard the
Edgemoor Iron Works have adopted
similar rules.
1t is not. however. with the large
corpora tions who employ a regular
legal staff that the loan companies usl
their threats. but with the smaller
business houses and manufact uring
establishments.
Letters Sent to Firms.
There the managers are i'm receipt
each pay day Of letters from the loar
companies notifying them to turn ovei
the employees wages until their claim
is paid in full
The general manager of ]. Il. Reed
and Company in congratulating the
journal on the stand taken said
Something ought to be done for th'
benefit of the poor man who is c.tugh
by the alluring advertisements Of the
loan companies. l will do an in m.
power that / can to help YOU"
The following is an example Of the
character Of a letter received by II loca
firm from one of the companies referred
to in yesterdays Journal:
you viii please take notice that W.
are the owners OF the salary OF -
now i'm your employ to the amour
OF Ss4.5O. title for said salary ben.
vested i'm us by virtue OF writer
assignment copy OF which we herewith
enclose. signed and delivered in dupli
cate. We regret that we are obliged t,
bring a matter of this kind to your at
tention but Mr. after ben,
written to repeatedly has failed t'
show us any consideration I'm this mat
ter. and has been informed that w
would take up this matter with yol
unless he paid the money due us, bu
it seems it had no effect upon him
whatever. You will therefore, pleas
not pay to said - any salary
wages or compensation of any kim
until you have first withheld Sl1.5C
amount due on said assignment"
In the case covered by this letter tn
loan was for $500 for months an
the interest was $3.50 or 80 per cent.
This case is unfortunately not an ex
ception but is all too common occur
renee.
Evening journal., 1905-12-13
ALLEE RECOMMENDS JOLLS
Special to Tho Evening Journal.

Washington. Dec. Ex-senator Alice
called at the Post-ofice Department today
and recommended the appointment of
John H. Jols, TO be postmaster at Mid
dletown, to succeed his father who re-
Gently died. The selection was generally
recommended by the business interests OF
Middetown. In the senate Senator Alice
introduced bills for the relief Of George r.
Hamilton and Albert S Henderer.
Evening journal., 1905-12-13
JURY OUT in
HANNIGAN CASE
Failed to Agree and Is
Locked Up Until S
O'clock

The jury iu the case of Elizabeth
nAnnignn vg. Hughes 3. Wright for
damages on account Of injuries result
ing from being run over by his automo-
bile. WAS charged in Superior Court
this morning Counsel on both sides
addressed the jury yesterday afternoon
and they were discharged until this
morning. Several OF the jurymen con-
gregated at Ninth and Market streets
and viewed the scene of the accident
At I o'clock this afternoon the jury
had not returned verdict. Court took
a recess until o'clock.
Evening journal., 1905-12-13
TESTIFYING
ABOUT THE
PRUDENTIAL
ACtuaTyOf Company Presents
Statements Relative TO
Business Done
WILL NOT CALL HARTMAN
BY Publishers Press.

BY Publishers Press.
New York. Dec. l8.-It is not likely that
Il. H. Hartman Will be called again as a
witness before the legislative Insurance.
committee TO testify in regard TO state-
ment made yesterday by Thomas f. Ryan
In connection with the attempt made my
Hartman to induce Mr.. Ryan to sell him
share Of the Equitable stock bought by
Mr.. Ryan from James II. Hyde. MI.
Ryan declared that Hartman had made
threats Of using political influence against
Ryan unless share OF the stock was
sold to him.
Mr.. Hartman has been ON the stand
once. II Mr. Hartman wishes to appear
before the committee voluntarily to ex-
plain the alleged threats, which Mr. Ryan
testified he made, he viii be given q
hearing.
Gore on Stand.
The first witness called today was John
*. Gore, actuary OF the Prudential Life
Insurance Company. He presented several
typewriter statements relating to tho
business of the company showing its
receipts and expenditures. value of poli-
cies, etc. They were read and spread on
the record
Figures comparing rthe business OF the
Prudential with that of other Insurance
concerns were brought out showing that
the amount paid out by the company 90
policy holders, In comparison 10 the sums
received in premiums. is much smaller
than the amount paid by other companies
In the period since 1876 to 1904 the Pru-
dental received in premiums S2SLOl0OOl.
while it paid out to policy holders se2 oo0-
0do The Mutual benefit company of New
Jersey in the last 30 years, It was brought
out. received about slg6O00OO0 In pre-
miums. and paid out siO5OoO,O0O to policy
holders
The question Of Industrial insurance was
then gone into at some length and the
fact brought out that about 81 per cent.
loo ,he new business in 1904 in the indus
trial department. Iupsed during that year
and that this is the average OF lapsos.
Evening journal., 1905-12-13
Creditors Hold Meetings.

The final Getting of the creditors of
CaslOw & Company, bankrupts. for
merly merchants at 705 King street,
was held on Monday before Referee in
Bankruptcy Arthur ". Spruance. Cliff
ford Y. Mannering was trustee IN
bankruptcy in the case.
on December - the creditors OF
Frank :. Dure viii meet before Refer
&c in Bankruptcy Arthur w. Spruance.
They Will be represented by Christo-
pher l.. Ward.
Evening journal., 1905-12-13
TRYING OUT LOUISIANA

BY Publishers Press.
Rockland. Me, Dec. 13.-Over the owl
head mile. course the new battleship Lou
siana is being given her screw Standard
zation test today. She started away from
her anchorage off the breakwater at
seven o'clock and it was planned to go
over the course twelve times during the
forenoon.
Evening journal., 1905-12-13
60. snitlod out q court.

Several cases set for trial at this
term of Superior Court were reported
as settled out OF court this morning.
They were George +. Betz q Com
pany garnishee of Clarence Beaden-
kopf. US. Powers x Weightman. same
VS.. John Williams ct al. AN appeal
case. Mr.. Cook Is counsel for The
plaintiffs and &. L. Ward for the de-
Tense. Same VS.. Carl Grotnan; same
vs.. Prince Depressing Comopny aad
John G. Lynch vs.. Edward Mitchell
receiver. "A replcvn case. Ward and
Ge.,y represent the plaintin and Will
liam c. Lynum the defendants.
Evening journal., 1905-12-13
Miss ROOSEVELT
BECOMESENGAGED
Formal Announcement Will
Be Made at White House
In Few Days
Bv PubII.hers. Press.

Washington. Dee 13-on the best OF
authority it is learned that Miss Alice
Roosevelt and Representative Nloh3lts
Longworth, of Cincinnati have become en-
gagged, and that formal announcement of
the fact will be made at the White House
probably within the next two days. Since
their return from the Philippines trip with
Secretary OF War Taft and the congress
sional party the two young folks have
been in each others company almost daily.
None Of their friends viii be surprised
when the formal announcement is made.
Evening journal., 1905-12-13
TraveIers Held Up bv Wreck.

Mrs. Charles Green. wife of former
Constable Green; her daughter, Mrs.
Maggie Comfy. and the latter's five
year-old daughter have arrived at Pas
adena, California, where they will re-
main until May of next year. Miss
Alverda Hassell nurse also accompan-
led the party and win locate at Pasa-
dena. The travellers were held up for
ten hours at Syracuse. Kansas, by a
wreck in which the train which preced-
ed theirs was wrecked.
Evening journal., 1905-12-13
SUES FOR $5O,OOO

Coatesville. Pa. Dec. 1S-Joseph Gall
lup. superintendent of the Worth
Brothers steel plant here has been
sued for breach of promise by Mrs
Frances S. Pearsall pretty young
widow, who until recently conducted a
millinery store in C0atesviile. The
amount of damages claimed with which
to purchase salve to heal her fractured
heart being $4,000.
Evening journal., 1905-12-13
DELAWARE HAS
MANY DETECTIVES
DR.. Black Says Our Greatest
Need Is Hospital for
COnSumptiveS
DISEASES TERRIBLE RAVAGE
sneclnl 10 The Evenlng IournaI

Georgetown, Dec. 13-The second
days session of the Delaware state
Grange opened this morning. The ses-
sion was devoted entirely to the trans
action of routine work. This afternoon
the degree team of Fruitland Grange
of Kent county will exemplify the work
Of the degrees. Tonight will be wo-
mans night. Mrs. Robert G. Houston
will be among the speakers. officers
will be elected tomorrow.
DR.. Blacks Mastery Address.
DR.. Blacks paper on the Duty Uf the
State to Her Detectives" was most
able one 1t treated the subject from
various standpoints and in fact, was
the best effort of its kind ever made
IN this state. 1t was well received.
Continued on Page Three)
Evening journal., 1905-12-13
Diseussinq Divorce Problems.

Judge Edward G. Bradford is in
distinguished clergymen and laymen
who are discussing the problems OF
marriage and divorce for the purpose
of recommending divorce legislation 10
the Interstate Conference ON Marriage
and Divorce. which is TO assemble at
Washington.
Evening journal., 1905-12-13
SEARCHINGFOR HIS BROTHER

Frank Ewing of Dover, was in VIII
mington this morning making inquiry re-
garding his 15-year-old brother who dis
appeared from farm near that place
about two months ago.
Mr. Emory called at the office Of De-
tective W. r. Jones of the =. b. & w.
Railroad Company but learned nothing
definite ON the subject.
Evening journal., 1905-12-13
WORKINGMEN
ARE DIVIDED
Labor Leaders In Russia
Are Now Fighting Among
Themselves
SAKHAROFF ASSASSIN KNOWN

By Publishers Press.
ST. Petersburg. Dec. 70 CVia Eydtkuhuen
Dec. i0.-some hope is being entertained
at present that the end of the labor
troubles win come soon as the result Of
iht attitude which the workingmen them-
selves aic assuming toward the leaders
o. whom the management OF the revolu-
tionary agitation hitherto have been en-
trusted.
Many workmen are beginning to eN-
press their dissatisfaction with the man
ner m which the executive council Of
worxmen havc been managing affairs. The
waikmon ave accusing their leaders Of
spending the strike money ON luNuries
for themselves.
Tlo government is doing everything pos
sille to widen the breach ln the ranks of
the wordngmon and has put In circula-
:tn a statement to the effect that the
strike leaders taken into custody in Mos
COW were arrested while dining sumptu-
ously.
Assassin a Blacksmith.
LONDON. Dee is.-Thc correspondent of
The Evening Standard at Vienna wires
thai a report received there from Moves
olltz Itssia, says that the ASSASSIN OF
General sakhaton. the reactonary lead-
cr sent to uuen the peasant uprising was
llacbawiih named Voroshuiton OF
Ekatcrinodor. who was disguised as a
woman.
Evening journal., 1905-12-13
BOSTON STILL
DEMOCRATIC
BY Publishers Press.

Boston. Dec. 13.-Boston is still DEM
ocratic. Al yesterdays municipal cleo
ton. at which more than $4,000 votes
were cast, the Democrats elected their
candidate for Mayor John f. Fitzger-
aid. by upward Of 5000 plurality over
rockingham. Republican, three of the
five members of the new school board.
and majority of the Board of Alder
men and Common Council. Six Re
publicans We're elected to the Board of
Aldermen.
Evening journal., 1905-12-13
conslabIs cIases eroeery. store.

Constable Thomas H Buckley today
closed up the grocery store OF the Pol
ish Beehive Association at Maryland
avenue and Chandler street, a corpora
tion composed entirely of Poles. There
are several claims against the concern
which was run on a cooperative plan.
Evening journal., 1905-12-13
WHERE IS THIS HORSE?
Port enn Farmer Locking for Youth
Who Got Away With Nag

a hcrsc owned by Robert $. Carpcn-
ter. farmer at Po-t Penn, was stolen
from his stable on Monday last between
and 6 o'clock ,n TIE evening. a neigh
Dor states tkat he saw lad about lG
years of ase astride the horse. which
was running at fast rate of speed in
the direction of this city. Thinking
that the hog was employed for the time
being by Mr.. Carpenter, he gave no
alarm nor endeavorel TO intercept the
thief. The hose is dark bay and
Mr.. Carpenter is making persistent ef-
fort To recover IL.
Evening journal., 1905-12-13
HELD SUCCESSFUL SMOKER
Representative Meredith Tells Of Do
inas at Sessions Of Civic Federation

The twelfth Ward Democratic club
hold most successful smoker last
might IN its rooms az Fourth and Du-
Pont streets. Addresses were made by
70 number of speakers, including Rep
resentative willard $. Meredith. VIII
liam s. Knight and Represent tive
Frank NJ. Sewer and were introduced
by city Councilman Richard C.. Nc
Mulln. president of the club.
Following the address a musical on
tertainment was given and refresh
ments ended the affair. Edward Boyle.
the well-known bag-pipcr Of this city
was present with his irish pipes.
Evening journal., 1905-12-13
To launch Steamer.

At 10 a. m. tomorrow the Nilsson
Yacht Building Company. of Baltimore.
will launch theh ull OF a twin screw
passenger and fpeignt steamer from
their yards The vessel was built TO an
order from the Pusey and Jones Com
pany. Of this city. 1t viii be used be-
tween Havana and the Isle of Pines.
Evening journal., 1905-12-13
POOR MARCH AGAIN
BY Publishers Press.


London. Dec. 13-Another demonstra-
tion was made by the unemployed to-
day, they marching from the Thames
embankment TO Hyde Park where
speeches denouncing the passive atti-
tude of the government wer made.
Deputations there waited upon Sir Ed
win Cornwall. president Of the London
County Council and upon Premier
Bannerman and John Burns asking
that something be done to relieve the
suffering.
Evening journal., 1905-12-13
FELL IN PAINTING SPELL

Samuel &. Biddle. of the Pusey and
Jones CompanyI was attacked with a
fainting spell and fell in front OF
Dockstader's theatre at 12.45 this
afternoon. He was taken into>a store
and il was feared he was going to de.
but he was finally resuscitatei and
sent home.
Evening journal., 1905-12-13
YOUNG LOVER
STILL HOPEFUL
BY Publishers Press.

by BuDlsherS Press.
Washington. Dec. i3.-"Dearest Ar
rived safely this morning.. Have faith.
AlphOnsO."
This message dated New Orleans,
was received last night by Miss Stella
Baker, the 1S-year-old girl whose brief
romance with Aiphonso Zelaya, the
young son Of President zelaya, of the
Nicarugan republic, was rudely inter
upted by the boys guardian. Don
Louis Corea, the Nicaraguan minister.
and a brace of central Office detec-
tives.
Evening journal., 1905-12-13
HUMMELL ON TRIAL

BY Publishers Press.
New York, Dec. ls,-The trial of Abe
Hummel. of the law firm of Howe and
Hummel, who is under Indictment Tor
subordination of perjury in connection
with the divorce secured by Mrs. Dodge
Morse. wife of the ice Klng." Charles
w. Morse was begun in the criminal
branch Of the supreme court this morn
ing.
Evening journal., 1905-12-13
STABBED Wife
Then CUT SELF
Serious Result Of an All
Night Quarrel In
Philadelphia
BY Publishers Press.

Philadelphia, Dec. l3.-After an al
night quarrel, John Myers. aged 43
years. of 2216 Auburn street stabbed
his wife Lizzie, aged 80 years, three
times IN the breast carly THIS morning,
ana then plunged the knit into his own
chest and slashed his throat
Myo-s is now IN the hospital, bu the
physician say that ne may recover.
Mrs. Myers viii di3.
Evening journal., 1905-12-13
Against Hearst.

BY Publishers Press.
Albany, Dec. 3.-The Supreme Court
.of New York at Albany today by a
vote of to . decided against William
r. Hearst in his mayoralty contest.
McClellan's victory is thus upheld.
Evening journal., 1905-12-13
ORPHAN BOY
CRUELTY BEATEN
DR.. Samuel 7. Cubbaee, Of
FELTON,, Is Fined For
Brutal Treatment
LAD IS TAKEN FROM HIM

humane Agent ffduQ HlOul mas just
returned from FELTON,, where he went
yesterday to investigate a cruelty case,
complaint of which he received from a
score of indignant citizens of that
town. AS a result of his investigation
he had a warrant issued for the arrest
of Or. Samuel r. Cubbage a prominent
physician of that place, on a charge of
cruelty ill-treating Alfred Millivan.
aged fourteen and one-half years, an
orphan boy from the Baptist Orphan
age, Philadelphia.
Was Brutally Treated.
For inhuman treatment Agent Stout
says that he never had a case 90 come
under his notice as bad as this one.
The boy himself tells of beatings he
has received that would make a per
sons Indignation rise almost to a
bursting point just to hear the lad IS
story
MiLivian has been with DR.. Cub
bage about a year and all who know
him speak well Of him. For sometime
the neighbors Of the physician have
threatened him with arrest II he per.
sisted In beating the boy. and finally
on Monday when he again unmerciful.
ly belabored the little fellow. they
took the long defended action and
informed the Society of Prevention to
Cruelty to Children I'm this city of the
case.
Arraigned Before Magistrate.
/ According to the evidence before
Mag, ,strato George w. Goodwin I'm whose
court DR., Cubbage was arralgned. the
latter sent the boy on an errand and
believing that he did not go as fast as
he should, the physician upon meeting
the lad in the street nea rtho railroad
depot al Fe ton. unmercifully beat him
with a stick. After breaking the stick
or the boys body, the defendant then
struck hiRi several times knocking him
down. Then In full view of everybody
he qicqed the lad two or three times
The latter got mp and started away
but the viate physician followed. an,
pushing Tie nitle fellow down again
Kicked the prostiated form untN bloot
flowed from the boys ears and mouth.
Fined sfo and Costs.
Atter nearing the evidence, Mag s
trate Goodwin fined the defendant 81
and costs and turned Millivan over Q,
Mr.. Stout who sent the boy back C
the orphanage in Philadelphia today
The lad told the Evening Journal re
porter that he had been whipped un
.merclfully on several occasions by DIR
Cubbag and on one occasion the neigh
bors looked on with Indignation Owe
tho fence of DR. Cuhhage's home n,
had been whipped with sticks, car
rage whip and the buckle end OF
strap.
Dr. Cubhage in his own d fense sal,
the boy was unwll,ny and bluntl,
stated that he d.d not propose to have
him override him.
There were a score of Witnesses
against the doctor and all gave Mill
van a good name AMI a number wante.
to give him home but Mr. Stou
thought it best to send him back 4
the orphaLage i'm Philadelphia.
Evening journal., 1905-12-13
Iield for Nor sunport.

John Joyce was held in $500 bail for
the Court General Sessions today by
Magistrate Bradley on a charge OF
non-suppOrt. lie has a wife aud four
children
Evening journal., 1905-12-13
IDEAL WEATHER

ouft bFccZc5 anu NIraT oNIta TOT
Christmas Shoppers.
still more fall-like. or spring-like, as
YOU will. is the weather today. The
weather man says il ought to have
been "a degrees at s o'clock, as that is
the normal temperature for this date
and that hour; but instead, # was 40
degrees, the highest for many days, at
that time.
The indications are that the day will
be still warmer. The wind is from the
southwest. and blowing but i've miles
an hour-just a zephyr-and the hu-
mldity is but 81 per cent But there is
no sign of rain or snow. and only bright
skies are due FOR Christmas shoppers.
Evening journal., 1905-12-13
Boueht ouse at Private Sale.

At a private sale yesterday Isaac
Krichenski purchased from Ashton r.
Tatum the house No. 9O7 Reed street.
The purchase price is not stated.
Evening journal., 1905-12-13
Peabody President.

BY Publishers Press
New York Doc. is.-rhe dircc o s 81 e e
Muum life lusura-cs C'npmy tfday
elected charles a. Peabody fr slccrt q
the Mutual Life at ai annual SALARY OF
s5g,Oo.
Evening journal., 1905-12-13
WILL HOLD BIG MEETING
Hebrews to Gather in Odd Fellows Hall
Early in January.

What is expected to be one Of the
largest gatherings Of Hebrews that has
taken place in Wilmington will take
place in odd Fellows Hall, Third and
King streets, on the first Sunday in
January next.
The meeting viii be under the aus
pices of the Self Defence Society of
this city and there viii be prominent
speakers from New York and Philadel-
Min
Evening journal., 1905-12-13
cIork After Cotton Tails.

John l.. Wright. a clerk iu the once
of the clerk of the peace. went for a
cunning trip down the State today.