New-York tribune., 1905-02-09

ing thoroughly safe investment. whether b saw
stitntion1 ana ssfate or nrivate invidais need
70 have available every form OF security tnat oners
The Busine-. Ideal Of The Connections Mutual
Every business or enterprise undertaken for
distinct and particular service to the public. and
which assumes 10 offer something they truly
need. and something for which those who need u
should be willing 10 pay It's true and necessary
cost, carries within itself ideal OF method Pc
cUliar and necessary to the purpose intended.
propriate and effective the form OF result In
tended and essential to It's perfect realization
Especially Is this true OF mutual life Insurance.
II takes note OF the great fact that he who has
married wife and made her dependent him.
and brought into the world helpless children get
more dependent has assumed toward them and
toward society itself responsibility not enly for
their daily bread but for all the manifold needs
Of their whole dependent future. wlich he cannot
shirk and remain true man; a responsibility
which. in the great majority Of cases. II takes bis
whole normal lifetime rightly to dischargs and
one which his earlier decease must leave unful-
nled 70 the great loss and injury OF his dependent
ones And the risk. the danger OF this loss rests
upon them day by day and every day. In the great
majority OF cases there Is in hand financial
provision fully adequate and available 10 replace
for all their future that which his family would
lose in his death. There is but one way in which
that provision can be made al once and kept al
ways ready and secure. He must insure his Life
for the benefit OF those who will lose by it's loss.
In no other wise his responsibility be fulfilled
for their whole future which is "a much his to
provide for is their present
And IL is this which we offer 70 do for him. for
them to take his money while he lives and TO the
fullest extent that money. much or little enables
US 20 provide for them when ne Is gene II is a
sober undertaking; it is his duty: is our trust
And because it is his duty. and transaction whose
oeneht goes TO others. but whose burden faIls
him. and iH order that the benefit may be as great
as possible to those who need it. and that in pro-
portion to the benefit given. the burden him
may be as small possible. offer DO ths
| business on the mutual plan: make profit
out OF IL for stockholders but to charge him
premium which is certain TO be adequate. and then
/ year by year. by careful selection OF risks. By
expenses to save "a as much Of that premium az
each year he gets mis- insurance at its actual yearly
| And the full meaning Of mutuaIity is. that what
It does not set up a scheme Of deferred dividends
MUM each year regardess Of What the actual scst
/ company each years surplus from his urernIurns
TO be forfeited II he dies or apses and be hnaIy
who survive and pay throughout the term; specu-
soh as & 9y & saGa ONE one N ~1af ne hopes n ne nay not
/ contribute. but which few only will divide; a
gamble as TO who those few shall be- True. nu-
tuality in life insurance does not thus seek favor
js% tba at ne S or. or ths 10 give tns rs
premium propOrtOned to his risk, and charges
mans like proportion Of the actual cost OF the
whole year. operation. and returning % TO each ma.
cost gives to every policy-hoder alike his Insur-
ance at its actual cost, with no discrimination IN
/ favor OF any one. with no hardship upon any one
Each pays his own actual cost; each gets back his
contribution to the surplus created BY all alike.
That is the ideal purpose and that is the ideal
| method-the actual square jeaI'-of mutual life
| insurance.
| How truly and steadfastly the Connecticut Mutual
1 has held to these ideals. and In what unegualled
/ measure IL has realized for it's members and for
their benefcares their best result Is told through
all its history, and each recurring year witnesses Il
| anew.
Respectfully submitted
JACOB L GREENE,
| President.
| January g 1906