Willmar tribune. [volume] (Willmar, Minn.) 1895-1931, 1905-12-06


pie. We can get Justice and right dealing
only II We put rs OF paramount impor-
lance the principle Of treating q man on
his worth ~ q man rather than with
reference to his: social position, his occu-
patton, or the class to which he belongs.
There are selfish and brutal men In all
ranks OF life. II they are capitalists
their seldshness and brutality may take
the form OF hard Indifference TO suffer
inE, greedy disregard q every moral re-
straint which interferes with the accum-
ulation Of wealth, and cold-blooded ex-
plottation of the weak or, IL they are
laborers, the form Of laxiness, Of sullens
envy Of the more fortunate, and Of will
ingness to perform deeds OF murderous
violence. Such conduct is just as repre-
henslble In one case as in the other, and
all honest and @farseeing men should join
IN warning against 1t wherever it be-
comes manifest. Individual capitalist and
individual ware worker. corporation and
union. are alike entitled to the protec-
ton of the law. and must alike obey thu
law. =" b" !
The Insurance Scandal. III
On the subject Of life insurance the presi-:
dent says recent events have emphasized
the Importance Of early action looking to 4
solution Of the subject Of some sort OF con-
troll that with furnish better safeguards
" than the several states have been able to
furnish against corruption OF the naSrant
kind which has been exposed, and in this
connection he continues: ..<.*:7<4!< r. = e.
There is need. OF stricter and uni
form regulation Of the vast insurance
interests of this country. The United
States should in this respect follow the
policy OF other nations by providing
adequate national supervision of COM
mercial interests which are clearly ma
to-
have repeatedly recognised that the
foreign business Of these companies IL
an important part Of our foreign COM
mercial relations. = During the admin
istrations Of Presidents Cleveland,
Harrison and Mckinley the state de-
partment exercised It's influence,
through diplomatic channels, to pre-
vent unjust discrimination by foreign
countries against American insurance
companies. These negotiations illus
trated the propriety OF the congress
recognising the national character Of
insurance. for in the absence Of fed
eral legislation the state department
could only give expression to the
wishes Of the authorities Of the several
states. whose policy was ineffective
through want OF uniformity.
repeat my previous recommended
ton that the congress should also con-
slider whether the federal government
has any power or owes any duty with
respect 10 ooKnestic tfanaactionS IN IN
., OF an interstate character
nAt stAee SUPERVISION mas proved m
&oe!uAee ~ generally conceoea' Inc
burden upon insurance companies, and
therefore their policy holders. Of con-
4icttng regulations. $ofs many states, 10
unQuestioned, while but little effective
check Is imposed upon any able and
un.crupulous man VINO deslres 10 ex-
p.olt the company IN MS own anterest
ene expense OF the policy holders
ana OF toe p9olac' the 1naoihty OF Z
state 70 regulate enectaveIy aneurance
otner states ana transactinE the larger
also clear a. remeav et for 4h;s .v IL
of conflicting, ineffective, and yet bur
densome regulations there has been
Tor many years Widespread demand
Tor FEDERAL supervision. The congress
mas Already recognised that interstate
insurance mai. be proper subject for
1eoeral lee1slation. Tor In creating the
bureau or corporations it authorised
it 20 puphsn ana supply useful I'M
formation concerning interstate cor
porat1ons, Including corporations en-
kageo IN insurance. It is. obvious
the limit OF the federal power, 1t IL
wholly ineffective to regulate this
FORM OF commercial intercourse be-
tween the states. ana as the insurance
nusi M mas outgrown In magnitude
the pceAhality OF adequate state SUI
pervi1ton the congress- should care
fully cQA@der whether further leEis1a-
1lo u - g nao. what IS said above
aPpiases equal force to fraternal
aa ao. DeneAo1ent organizations which
conIrafhs 1pr lie insurance. ~:..%r
~ Under.the subject of national revenues
the president makes. plea for the enact
xnent Of reciprocal arrangements between
This sands other countries, but does not ask
l511m4. In 1he same connection he asks for