davidaulloa/AmericanStories huggingface dataset:
Los Angeles herald., 1905-08-20
REFORM IN LIFE INSURANCE

California pays than three dollars for every
dollar received in return for life insurance The figures
for the last year. shown by the report of the
state insurance commissioner $1O166656 paid and
$3121817 received
Industrial life insurance figures are not included in
the foregoing. They show still greater discrepancv
the aggregate payments being $66 and the receipts
$169933.
The difference between what California pays for life
insurance and what it receives in return is out of all
reasonable proportion. Presumably the figures vary lit
tie relatively from those of other states and hence it
may be assumed that the American public pays three
times much for life insurance as it gets back in
mortuary payments Taking the California figures as
criterion the life insurance companies receive total
of more than $500 100000 from the people of this
country returning $15OOOOOOO For the latter amount
it costs $S5OOOOOOO in the expense account of nsur-
Surely it is high time for decisive action in protect
ing the people from such manifest injustice Life nsur-
ance appeals more strongly than any other feature of
business for honest and economic management 1t rep
resens the savings of husbands fathers chiefly for
the support OF widows and orphans Every dollar saved
for such purpose and invested in life insurance should
be sacredly returned to the benefcares less neces-
sary expenses and reasonable profit the insurance
company
The disclosures in New York concerning lavish
waste of life insurance money has brought this general
subject vividly before the people The necessity for
change in the system whereby the insured may receive
much larger benefit is fully recognized New plans for
reaching this result already been formulated in
cluding the radical plan of putting the whole business
of life insurance under government supervision
The figures shown herein relative to the life nsur.
ance business in California are sufficient alone to de-
mand radical change of some kind. They point to a
glarng imposition upon the husbands and fathers who
strive to make provision for the comfort of their loved
ones, and still greater burden upon the dependent
widows and orphans
Los Angeles herald., 1905-08-20

erty. I think would feel safer with
them"
The shrewd German-American was
mistaken. Much as the enormous
property interests of Temple & Work.
man impressed him, as reflected in his
counsel to the stranger who had
money to deposit, his affiliation with
his fellow countryman, Hellman led
him to do his own banking with him.
and his money was safe in the dark
ling time.
With all it's buttresses galore, OF
the finest lands of Southern Califor-
MIA, the great bank of Temple &
Workman turned out a broken reed AS
compared with the bank of Mother
Scholastica.
Los Angeles herald., 1905-08-20
August 20 in the Worlds History

4SO CBattle salams
teries devoted to the solemnies of Bacchus.
1485The Richmond
Aherstone two nights previous the decisive battle of Bosworh
Field.
l6SBae of The French defeated spanards
Imperialists
him o
l794-Bate of Miami Ohio the United States under
British the Indians latter
and driven of the United States
interesting by citizens Louisiana
presented for admiance Union
allowing them all the rights and privileges of citizens.
lS47The Mexican coneas the City Mexico
General Smiths command
Atlantic collision
propeller ogdensbuh and sunk half hour OF 500
New York Brooklyn Massachusetts, Indiana Texas Oregon
Joined a New York
Los Angeles herald., 1905-08-20

Now comes the report that H. e. Huntington has
come into possession of the San Bernardno valley
Traction company's property which embraces about
thirty miles of electric railway connecting Redlands.
Cotton San Bernardino Highland If that deal has
been made 1t means Huntington electric system COW
efns the cities ana towns from the 10 the San
bernardino mountain range
Los Angeles herald., 1905-08-20

Ihe ohinese boycott is charged in part to Wu
Ting Fang former minister to the United states p,t
perhaps Wu is merely giving his countrymen the benet
OF this particular branch Of Occidental civilization that
he became acquainted with during his soiourn in the
United States.
Los Angeles herald., 1905-08-20

natural effect of the Owens valley water proposi
ton Is showing already in the stifenng of prices for
building lots in the outlying districts of the city The
TACT is recognized that the problem has ceased
to be factor in the development of such properrv
Los Angeles herald., 1905-08-20

and off they would start and raise a
! lively fanfaronade.
! If no sign of life within was shown,
such as the slight opening of a door
or the raising of a window, they would
sing a second song and again recon-
noiter the premises. If the household
was still non-respondent, on the prin-
ciple that the third time was the
charm, they would try third bar
carole, and if that proved without re-
suits they would go home in disgust
or try some more hospltable citizen.
1t might be safely assumed, how
ever, that generally some inkling Of the
coming visitation had got abroad and
that one or more kegs of old Father
Henne's excellent beer had been. laid
in and that ION with the dance, let
joy be unconfned," would be the
watchword until the "wee, sma' hours
ayant the twal." What between the
German Singing society and the Native
Californians with their mandolins and
guitars. Los Angeles was a merry place
in those days.
New Bankers
With the opening Of the sixties the
real Americanization Of Los Angeles
fairly set in. The primitive banking
OF Mother Scholastica was soon re-
placed by the bank of Downey & Hay
ward which was sort of pawnbrok-
ing affair; and which was replaced by
the Farmers & Merchants bank, or
ganized by John G. Downey and /. w.
Hellman. The latter was scion of
the staunch German stock to which we
have mainly devoted this paper and
who carried the bank to great heights
of popularity and prosperity. The Tenn
pie & Workman bank was also n
feature of this decade. The gentle
men who owned 1t had more prop
erty between them than anybody
in the state at that time. The list of
ranches owned by them was almost as
long as a litany, besides any amount
of finely improved city real estate The
Merced, the San Felipe Lueo, the Pu-
ente and other ranches comprising
the very Gull of Southern California
lands, were behind these gentlemen.
To all appearances they were i'm
pregnable and sorrow could not come
their way. Louis Roeder, who had
had some profitable dealings with an
easterner, who had some large sums
of money to deposit when asked which
of the banks was TO be preferred, hes
itated as to his answer and delivered
himself thus;
well. there's the Farmers & Mer-
chants bank. That is run by good
men, but It is a corporation. But there
is the Temple & Workman. They have
so much property-oh SO much prop
Los Angeles herald., 1905-08-20

great political pull is in prospect for Terminal
island and East San Pedro According to the vote Ia
wednesday they are to be to Long Beach but
San Pedro announces election aiming to Dull them
into that city. Both suitors are preparing for tug
of war. "e
Los Angeles herald., 1905-08-20

Los Angeles is beginning to follow the example set
by New York and other big eastern cities in the in
corporation of realty companies with large capital the
purpose being to handle extensive building enterprises
That kind Of investment has proved quite satisfactory
elsewhere and there Is reason why it should not
ha IN Los Angeles
Los Angeles herald., 1905-08-20

report credits the Standard Oil companv with
having obtained control of the and electric lighting
business IN san francisco If Rockefeller should deter
mine 10 enter the gas field in Los Angeles there woud
be no move to reject his money on account of otain
Los Angeles herald., 1905-08-20

The competition for railway traffic in the orange beIt
is leading TO important improvements and extension Of
certain lines The latest report of this character is to
the effect that the Santa Fe company promises to intro
duce motor service on its kiteshaped track
Los Angeles herald., 1905-08-20

me olgsest crop In the history of the beangrowing
industry in Ventura county is expected this var a
result OF the ideal bean weather There has been No
news as pleasing that for Boston since the assur
ance that Spanish warships were not at the mort door
in 1898 u0'
Los Angeles herald., 1905-08-20

In one OF the suburbs of New York an ordinance has
been passed making it misdemeanor for any person 70
keep Growing rooster barking dog that takes les
sons In voice culture between 10 o'clock at night and
in the morning
Los Angeles herald., 1905-08-20

The strike OF telegraph operators on the Great
Northern railway is reported complete failure The
similar strike on the Northern Pacific also has ended
although the operators claim to have gained part
of their demand
Los Angeles herald., 1905-08-20

If President Roosevelt has fully determined to bring
those peace ENJOYS to agreement there need be no
fear that he will fail 1t be necessary for him to 90
10 portsmouth, however, and take his bear hunting
outfit along
Los Angeles herald., 1905-08-20

During the brief lul in automobile accidents re-
sutng from speed mania the motor cycle and the
bicycle are having their innings. The only effective
curative for speed mania the rock pile or the nrison
Los Angeles herald., 1905-08-20

The internal troubles of Russia may be regarded as
at the end The has gacousy rendered to his
people "gosudarstvennaia douma." No reasonable
people could ask than that
Los Angeles herald., 1905-08-20

The antErace suicide idea does not seem to work
just right in Russia 1t is said the Russian birth rate is
greater than that of any other country and statistics
show that 70 per cent of the Russians are iiterate
Los Angeles herald., 1905-08-20

Russia gets her assembly What will she do with it
make congress of it?
Los Angeles herald., 1905-08-20

Perhaps the board of health spurred on by the
nasty smells and the internal racket the autos and auto
cycles make. They are the limit
Los Angeles herald., 1905-08-20

Pittsburg has begun to build a $40, 100000 subway
and censorous newspaper the chief object is to
give the Psburgers whis of purer air than they get
outside
Los Angeles herald., 1905-08-20

When Fairbanks tries to outWitte wtte then's whel
the engineers and conductors will get the frozen face
Los Angeles herald., 1905-08-20

1t is now up to Teddy to take the disagreeing ENJOYS
by the of the neck and bump 'em good and hard
Then maybe they'll down to business
Los Angeles herald., 1905-08-20

Their strike has failed and lot of hungry telegra
piers are looking longingy for jobs Twas ever thus
Los Angeles herald., 1905-08-20

The slaughter in the city streets by autos goes un.
checked, while people roar about bullhghts. bulls
cost money.
Los Angeles herald., 1905-08-20
GERMANS WHO HELPED
TO MAKE LOS ANGELES
Some of Those Who Came From the Fatherand Were Big
Elements in Her Upbuding-Early Lankng
by the Sisters of Mercy

Written for The Herald by Colonel Joseph D. Lynch
Los Angeles herald., 1905-08-20

The song of the auto cyclist: More work for the
undertaken"
Los Angeles herald., 1905-08-20

1t is to be hoped no senate goes with Russa's new
assembly
Los Angeles herald., 1905-08-20
Population of Los Angeles POI 249

The autocyce is running the automobile close race
as slayer
Los Angeles herald., 1905-08-20
And rapidly increasing demand for the
piano during recent years have been too
oreat an aIlurement for the monopolist

an art-an art in which he
Is as much absorbed as the
great painter or sculptor is in
his work. To reach the high.
est possible standard should
be the one ruling thought
of his life.
Los Angeles herald., 1905-08-20

The Herad's circulation In the city Of Los Anosss
= 'areer tnan that OF the Examiner the Express
and second only to that Of the Times.
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1905-11-24
ACCOUNTING FOR FALL.
WILLETT AND GRAY ON
LOW Pr CES o. SUGAR
cugANs LOSING ANY BENEFITS
FROM RECIPROCITY - REIN.
ERs APPEAR TO BE WELL
STOCKED.

Willett & Gray's sugar journal for
November reports as follows on the
sugar market:
Raws.-We must again repeat the
comment made by us for several weeks
rast that the trend of the marlie. for
. this week, both at home and abroad
istlll continued downward.
The European markets, which re.
manned for six days at IS 0ad. made
new low level today at S., while in
our local markets the decline IN cen
! trifugals Is from 3iac. to 7-l6c. for
9G test basis here, and local sales In
Cuba were made on the parity OF 3.3Gc
| for SO test basis, or, say at tho equiv
acnt of &c. C. and f. for 90 test, which
marks the low point thus far made for
Cuba sugars this season. The lowest
point ever made for Cuba ccntrifugals
since the present duties went into Of
feet. was in 1901 and again in 1902 al
3.3lc. duty paid, the cost and freight
quotation at the time In 1902 being
1.56c. per pound. The price Of 3.3lc
duty paid for SO test under present rec
iproCity with Cuba would give l.2jc
per pound, c. and (. for Cuba centrif
ugals, and 1.Glc per pound c. and f
for outside full duty paying sugars II
is, therefore, evident that present con
ditions are drawing closely to the
most unfavorabe quotations in series
of years. Beet sugars at SIS. Is the
equivalent of 3.66C. for Cuba Centrif
ugals 90 test. and If the latter sugars
are only worth in Cuba the parity OF
1850 today the difference indicates
that the Cuban planters is now receiv
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1905-11-24

ing Ole. benefit from the (.3iC) 20 per
cent. discriminating duty on his sug.
ars.
Suppose that one-eighth of cent per
pound reduction is forced upon the
Cuban planter by reason of the low test
OF the present Cuban stock by reason
OF deteriorationgw then have the pros
pect in looking ahead to the new crop
Cuba sugars coming to market in jan
uary, that zach latter sugars will be
saleable At sc per pound above the
present ,rog sugars. That Is to say
that new crop Cuba centrifugals should
bring within Ice. per 100 pounds Of the
current quotation for beet sugars In
stead of within SOC per 100 pounds now
existing on account of inferior quality.
Little encouragement can be given
for an improvement upon the present
stock of Cuba centrifugals held in Cuba.
| Reflners' supplies are sufficient to last
| for at least four weeks, but, inasmuCh
as refners cannot use their stocks to
the last pound, 1t Is evident that con-
siderable buying of Cuban sugars must
| lake place before new crop sugars be-
come available to any extent in Janu.
airy. The offerings of sugar from out
side sources. such as Java, Demerara
and British West Indies, must continue
to be small so long as the European
markets remain at point which d.
verts these sugars to that direction,
which remark must, also, include Bra
I'll sugars, none OF which are yet offer.
ing in our market. Boston refiners ac'
cepted nearby cargo of Javas at IS.
Cd. C. (. and l., equal 3,55c landed
leaving but few Java cargoes afioat un'
sold, and no more offering at the mo-
ment except at prices above the value
here.
Molasses sugars have recently been
sold quite largely for shipment from
} Cuba to England at rs. AID. C. T. and !
basis IS test, being the parity OF l.56c
for so test c. {. and |. to New York. De
,merara centrifugals have been sold fol
shipment to Canada at &c. c. I. and !
to New York.
At the close, a special sale Is report
ed TO the McCahan refinery, at Phila
delphla OF 10000 bags Cubas, basis 81
at Inc. y. and I.
Refined.-The week has been a yer!
quiet one in the local market for re
fined sugars. List prices remain un
changed and the actual selling price /
tstill basis of i.i0c. less / per cent casl
for granulated, which Is now accepted
by all the refiners for both prompt dc
l!yeries and 80 days contracts, will
usual guarantee.
= The demand has fallen of to sucl
an extent that the product OF refnerie
Is accommodating and MEETINGS are bein
y reduced, the reduction this week, bein
especially large, because OF the closin
of sugar houses over the election hol
day.
Domestic beet sugars continue
Il come to market rapidly and are suppl,
ing many western markets.
o Buyers are watching the sltuatio
carefully and appear ready to take hol
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1905-11-24

again when favorable opportunity
presents itself but, in view OF the de
cline in raws, they see no inducement
to anticipate their wants and are dis
posed 20 await further developments.
European Beet Crop.-Mr, +. o
LIGHT cables us specially from Magde'
burg, November g. 1905: Weather
favors crop work"
November 7, 1905: Weather favorS
crop work"
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1905-11-24
SATURDAYS BULLETIN

The steamer Niihau is at the Mauna
Loa wharf undergoing a general over
hauling. About week will be re-
Quired before the work is finished. The
task of refttins. painting and supply
ing the Helene with new rigging Is
progressing rapidly with large force
OF men.
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1905-11-24
STEAD AND The CAR.

interesting review Of Russian condi.
tions-Bright stories Of Social Doinss
The funniest Of comic supplements
News OF the world - All the local
news In
SATURDAYS BULLETIN.
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1905-11-24

Salos-3O Haw. c. & S. Co, $3.50;
10 Oahu Sugar Co., $500.
Latest sugar quotation, $50 cents.
Mower County transcript., 1905-11-01

while she was learnin' and here comes
in the motherin-law to boss end tind
fault and set the son up agenst his OWL
wife and breed trouble generally. II
she'd just kept, her nose out of the
business things would probably hav
gon on all right and she would hav
gained mile day on the road of i'm
provement l think mother in laws
are all right in their place but they
ought not to be nosin' in their child
ren's married affairs. Let the young
folks paddle for themselves. It's queer
tho how the mans mother alwus hates
the sons wife while the wife's mother
just dotes on the daughters husband.
1t amt no way for the old folks to be
buttln' in and tryin' to hav everything
in the new homes run accordin' to their
notions. And if mother in laws don't
know en'lf to keep out dog 'em with
the law and heavy damages. !!
:.s@. III. M .zN+ FARMER BEN, 81
Mower County transcript., 1905-11-01

take plunge bath in the Turtle every
; mornin' the'd feel bully and would hav
! III time as ciear brain as Bill Irwin
insted of bejn' confuddled and dull and
half asleep all the time with poor
whiskey. Farmer Ben knows what a
cold hath is every week Of the year and
now that he's up in the three scores his
thinkin' machinery don't squeak yet.
1t does beat all how afraid some folks
are of cold water and for that mal'er
of any water SO far as takiu' a bath
once i'll a short while goes:
You do strike occasionally college
perfesser that's got common sense idees
insted of all mysticism and assininity
and transcendentalism. One perfesser
down at Chicago in speakin,..to sen
iors soon to go out into the world told
'em to learn TO be mixers. II young
men failed in the quality of maxim &C
quaintances and impressin's themselves
on men success in life would be impair
ed. Students of marked ability may
fail if they don't express it by social
graces. It amt good for man to be too
much alone. Farmer Ben has alwus
tried to be a good mixer. When | was
down on the farm i could swap
talk with any of my nabors on the
slightest proyocation. I never felt like
Mower County transcript., 1905-11-01
Close Sundays Possible.

"CIose" Sundays are not an impos-
sibility in Minneapolis, according to
Mayor D. P. Jones.
Speaking before the Mems club at
the Park Avenue Congregational
church Wednesday evening. the mayor
adverted to the keen interest being
aroused in municipal affairs among
such men as composed the audience.
He said it was in their power to secure
whatever they desired in the way Of
law. enforcement if they maintained
their enthusiasm and activity. Other
cities where the "close'' Sunday had or
iginally been deemed impossible had
demonstrated not only it's feasibility
but its popularity as well, and he saw no
reason why Minneapolis under certain
conditions should not have the same
kind of. Sabbath observance. Austin
could easily. be brought into the class
of close Sundays. r. !. arz= 5r- &
Mower County transcript., 1905-11-01
Public Library Building at Mankato Minnesota

popular interest evaporates and the
criminal gets off. [ wish that every
judge and liar in the country could hav
these truths stamped \on their minds.
They are responsible for lots of lynchin'
and violence when they allow monkey
Business TO interfere with the prompt,
certain, sure, just, deserved, proper, and
righteous punishment of all criminals,
big ones the hardest.
When you go down to Lacrosse
some of these frosty mornings the pa
per says you can see Supt. Bill Irwin of
the S. NJ division takin' his mornin'
plunge into the Mississippi river before
seven o'clock every mornin' in the
week regardless of the cold and when
he comes out after several minutes of
the dose he feels just scrumptious. He
claims this bath has no peer as a brain
clearer and tonic and he's goin' to
stick to it until he has to- break thro5
thick ice. I spose that to folks that
don't take bath once in 22 years this
looks like a horrible experience but
bless you it's just pie and cake when
you get used to it. If some Of tbs old
soaks up to Austin insted Of sWillin'
down rotgut in the mornin' to whip up
their jaded and dilapidated constitu
tions would only cut out the rotgut and
Mower County transcript., 1905-11-01
FARMER BEN'S COLUMN

President Roosevelt's just flowed with
wisdom on his southern trip. He heats
all the chaps ever see for KNOWN
everything and sizin' everything right.
Down to Little Rock he gave body
blow to the pernicious laws delays.
He says very truthfully that the public
don't hay an even chance now with the
criminal whose offense is against the
public. The right of appeal is so abus-
ed as to make it a matter of the utmost
difficulty ultimately to punish man
sufficiently rich or sufficiently inhuen:
tial to command really good legal tai
ent. He says for the past three years
he has ben tryin' to get at certain, pub
lie officers who hav ben indicted and it
has ben almost impossible to get them
into the jurisdiction of the Washington
courts. So if the criminal can keep the
forces Of Justice at bay long enuf the
Mower County transcript., 1905-11-01

fencin' myself off from the rest of man.
Kind but alwus wanted to be hale
fellow we'll met with everybody. 1 bet
my nabors will say that of me that they
was alwus welcome to the old log house
Of pioneer time and to the frame that
took it's place later. Wife and me u.s.
ed to get round good deal to visit
when We was down on the farm and
we keep at 1t now just the same. Why,
you just watch when Farmer Ben
comes up town some day and hear O.
W.. ShaW's hearty salutation to him.
If Z was a churl and not a mixer,
everybody wouldn't be glad to truck
and swap talk with Farmer Ben. It's
good to mix up with the world. You
aill't better than other folks. X
l just threw up my hat when l. read
about that young wife down in Illinois
g-ttin' verdict<of S2,500 agenst her
mother-in-l for alienatin' her hus
bands affection. I'd been more tickled
ifit had ben thrice as big. Lean inn
agine just how it was. The young
wife started out to keep house for her.
husband and hav a happy home all by
their selves and her hubby was willin
to chew on her leather pancakes at the
start and was blind to her mistakes
Mower County transcript., 1905-11-01
The Best in The World.

s. Dr.J wv amilton of San Francisco,
Cal, says: *SatsI 4 have sold Warmers
White Wine of Tar Syrup for years. It
as the best cough remedy { ever saw
and has no equal for sthma.