The evening world., 1905-09-19
DEFENDS The
WORK OF LIFE
INSURANCE
Kinsley Would Check What
He Calls "Insane Chatter
Of the Hour"

HARTFORD. Conn, Sept. 19.-1nsur-
ance men from all over tho country.
about one hundred and twenty-five
delegates in all, attended the opening
session of the Convention of the Va
tiona Association Of Life Underwriters
in Unity Hall to-day.
D. p. Kingsley. Nice-President OF the
New York Life Insurance Company. de-
tended Militant Life Insurance" in n
paper which was read in his absence.
1t said in part:
Militant Life Insurance.
''1n the thick OF plans and ambitions
and struggles which seek to conserve
and advance human life is life insur-
ance. The missionary spirit runs
through every line of Its vigorous liter
allure.
From the moment when the soliciting
agent opens his rate-book until tho hour
when the contract. made through his
in t~runentllitv. ceases to exist, life in
surance fixes for itself the very highest
standard Of moral as we'll as legal re-
sponsibilitv.
cit asks the public to come, to
give over into It's keeping, almost
question, not only hopes,
and plans, and responsibilities. but
In this civilization money
hns come to mean nlmost life itAe1f
"The moral responsibility of life
Insurance, considering whnt IT
takes from the people and what IL
teaches them to expect, comes very
close to something superhumnn in
fits quality.
THE material responsibility of life in,
surance is so built into the very fab
ric of all commercial faith that even q
suspicion OF its soundness cannot be
tolerated.
"Insane Chatter of the Hour"
1T seems to me quite time that some
thing should be said as against the in
sane halter of the hour. Through a
series o: events, which I do not need
to recite here, militant American life
insurance and It's management are o
on trial. l do not apologize for any,
thing done. nor defend any person in.
volved. when l say that there is n.
more reason to conclude that life in.
surance is unsound because of these
revelations than there was to conclud,
that all the national banks were rotten
because a Milwaukee bank was lately
looted by its President.
Insurance written by any compan,
represented here Is a distinct gain fol
society. The man who deliberately
and wantonly disturbs that business Il
an neny Of society and a disgrace t
uS.
IT a company c.tnsing fast to SCUM
doctrine In It's a adds in a sinsl
yea to the world of the insured l5O,
900 people II has done a tremendou
thing. This Is militant life insurance
This is the institution that Is unde
fire. These are the achievements. too
that some who profess the faith mos
bitterly attack. most maliciously mis-
represent.
Will Make Mistakes.
militant life insurance will commi
grave errors and occasionally develoI
dishonest men. There VII &c bad man
agement; dishonest management; Their
will be days of shame and sorrow; bu
militant life insurance is one of tn
Empire Builders of the World. 1t W!
be feared and hated and misunderstood
1t must be able to stand in the ligh
1t must be absolutely open and clea
in its methods. 1t must meet tn
striker and the blackmailer with
flood of sunlight. II it slips, as 1t wi
occasionally. II must expect no mercy
1t Will get none"