Peninsula enterprise. [volume] (Accomac, Va.) 1881-1965, 1905-12-02
NUllEN AND BANKING
ODD NOTIONS OF SOME OF THE FAIR
SEX ABOUT FINANCE.

GUS Line of Sample Cases That
Came Under His Observation In the
Course of business.
Business women of course" said
veteran banker, understand the rou-
tine Of banking from the customers
side of it about as well as men, out
lhe queer ideas the average woman
hot in business has about bank WOuIu
make a totem pole laugh.
81 lost an awful good account once
because l couldn't convince a woman
that a note put in the bank for collec-
tion is not money. she came in one
day. made out deposit slip ana urea
10 deposit a note just due. Inc teler
told her that he would forward 1t for
collection. That seemed TO strike her
as all right, and she kept on Wrltlhg
checks against her account.
"She overdrew in day or two and
we sent her notice She came down III
d towering rage and asked me what
my bank meant by insulting her. over
drawn? Ridiculous! Why, she had
deposited $4,000 only few days ago.
What had we done with that money
~ tried TO explain TO her that the
'deposif she referred 10 was only
note sent out for collection; that 1t had
not been paid and might be returned
unpaid She flew into a passion. WHAT
did she care about it? She had given
# into the bank, and she meant 10 nave
the money on it d,
.What were banks for? l cautioned
her against checking against the
nmOunt of the note until 1t had Deeh
noid. but she went away in hun ana
kent right on making checks until we
had to stop her. We refused her
checks. marking them No funds ana
then she withdrew her account. II
turned out TO be dandy afterWard'
but to this day, understand she can
see any difference between notes.
checks. drafts and currency.
strange as It may seem, the NUMBER
of women-honest, absolutely guilelesS
women-whO write other persons sig
natures to checks is large Only TO-
dav. for instance, the daughter OF one
of our best customers came into TIE
bank with q check for $500 made pay
able to herself.
"Uer fathers name was signed to II
and he had plenty Of money III th'
hank. but his daughter had signed his
name herself. We explained 10 hel
that we couldn't pay out money Oh
such an order or request.
But said she, we haven't cen
of money IN the house. Papa Is on ln'
train somewhere between here an'
New York. and I-yOu don't suppos
he'd hesitate to give us S0OO 90 you
"That young woman did not ah'
could not understand why she ddh
have as much right to use her talher
credit at the bank as she had TO Us
it at the dry goods stores ana u
butcher shops. l wanted TO tell he
that she Ia really committed torger!
Int didn't. l advanced the none
on my personal account, and she wen
AWAY q bit miffed and fancying tina
we were q fussy, unreasonable lot G
money gatherers.
Things like that are always comm
mn in every bank We had one depo'
1tor. an inexperienced young widow
She had over $4,000 in the bank. On
dav she came in and wrote check tC
the full balance, payable to hersel
The teller stared and asked how she
have it. Any way would suit her. 81
Ill o,1V- cha vented the cash.
ole sent word to me and began
count out the money in 500 and SGT
notes. After counting them over 81
wrapped the whole sum up in new
naner and went out. We were all pu
zled. and we were afraid she migl
he robbed. so l sent two of the cleri
after her to see what she did with u
money as well as to protect her. q
walked through the crowded stree
about six blocks TO another bank al
deposited the whole 100000 TO the ere
it Of a poor young lawyer to Whoi
we afterward learned, she was e
gagged to be married.
81 don't think he was then aware
her intention to transfer her money
his account or he would have advise
her to get a certified or cashiers che'
instead Of Juggling her fortune throui
the downtown streets Of city IL
this.
"The woman depOsitOr who can't u
derstand why other persons checks q
posted by herself are deducted ire
her account when they are no good Is
familiar character in nearly eve
bank.
"Nhen such a check comes back a
they are asked to take 1t up they W
look unutterable scOrn at the teller
collector and say: i put it back! we
I guess not. Why should l pay itf
didn't make it out. Mr.. SOand-so ga
If TO me. and If it isn't good that's
lookout. Go after him. The id'
Surely you don't expect me to pay
my own good money for Mr.. So-al
soP
"By drawing several diagrams, exc
ing much patience and diplomacy,
may convince such woman that
has to cover the bad checks she
posts. but cry often she refuses
fails to be convinced. She will pr
ably insist on realizing on every c
the teller gives her credit for in
bank book, and If she doesn't get
look out. She'll take her account
some other bank and resume her de-
mination to nave her rights Oh,
inexperienced woman is almost as
moving and far more numerous u
dishonest women, so far as banks
concernedw - Cincinnati Commer
Tribune.
Little Children Dnptists.
There is a sect in England cal
Little Children BaptiSts' whose or