Milford chronicle., 1905-03-31

A AhN gNoA AANNAEoAo VI LIS OMu MlAE an
:. children. Now, men. you have no rigl
l to help your brother with an indors,
(. ment IL at the same time It compel
+ you to become untrue to those who ar
e dependent upon you. You have no righ
to give the Injuries to your neighbor
until ysu first provide the necessitle
, for your own household. Can you af
/ ford to pay that Endorsement for you
friend? Dare you risk the tempora
and perhaps the spiritual welfare o.
your children by that hidden trap7
A Careless Method.
But another danger turks over the
indOrser's trap. By going upon a
friends note a man may be teaching
his friend to be careless-aye, sinfuIly
careless-with money. DR.. Bowers
once wrote: Temptation resembles the
rocks which rest their jagged sides
above the waves when it is low water.
No vessel dare come near them. But
after awhile the tide comes sweeping
into the bay and buries the rocks under
a flood Of water, so that the largest
ships may ride in safety above their
teeth of death, together with the light
est skiff." That is a beautiful orator
ical figure. But the incoming tide will
soon be the outgoing tide. Then woe
betide the boat that fingers there over
the jagged rocks of death! Yet the
temporary financial help we give our
brothers by Endorsement or unjust
credit may be the means of carrying
them into a position where they shall
soon meet temporal as well as spiritual
shipwreck
Why temporal and spiritual wreck?
you ask. In the first place. start with |
the premise that many people are
tempted just as much as they can
bear. Place upon them one extra
and you may lead them to
become dishonest men and women.
For instance, the other day was
heading about one of the great pre-
ventives of crime which are decreas-
Ing the proportion Of the number Of our
criminals. This preventive is the reg
istering machine which is now plac-
ed at almost every cashiers desk and
IN every street car. No sooner is the
i've cent piece collected than the con-
iuctor has to ring up the fare. No
sooner is the spool Of cotton or the
)Ound of sugar or coffee bought than
he register records the sale. At the
nd Of the day the clerks or conductors
must have their registers tally with
he amount Of money on hand. Temp.
alton is now being placed at n mini.
mum. Lessen the temptation to crime. I
nd you lessen the number OF future |
riminals. '
This premise granted. do you not see 7
ow you increase the temptations OF {
our friends if you place money in T
heir hands for which they are unable 9
0 give security? You practically say J
D that young man: Here my friend. q
} my capital. You are worth nothing. I
'Ou take this money, and l will trust g
ou." What thought, then, is apt to '
ONE to that young man? He says to q
imself: IF l risk that money may 4
e able to double it. II l lose it why 8
len I might as well be financially lost q
)r a sheep as for a kid. am worth Il
Othing now. I shall be no worse on c.
zen if I fail" And what is the re- "
lit? We see thousands Of men going d
to wildcat speculations with other D.
copies funds. We see thousands uD- u
/ thousands Of dollars lost because
en- are risking money which is not Il
cir own. My friend, as an indorser W
~ have no right to lead your brother II
to temptation. If a brother has no sa
Oney and no security do not teach OF
m how to be criminally reckless with da
pital not his own. re
The Greatest Danger. ~
The indOrser's trap may not only en- 81 5n
niger the indOrser. but also the in m uo
rser's loved ones and the indorsee ~
well. Ralph Erskine once said. "a "a
here is no devil so bad as no devil" ~
lat means, interpreted in plain Eng -.
b, There is no temptation so dan A.
rOus as where one does not expect a., en
find a temptation" But I do not ~ ~
: how Ralph Erskine's words can ~
applied to my text. for / see dan "a. ga
rs everywhere lowering about the W .il'
lorscr's trap. / find them here for AZ. 80
man who sets the trap. find them -
> the person whose fingers hold the ~
4 which is caught in the trap !
d them for all the dear ones on both
es Of the indOrser and the indorsee.
e:y argument that can be urged r
ainst the cause of willfully running tur
o debt may be applied here to the reI
Of indiscriminate Endorsement. mn
hut man to become security for m
riend or an acquaintance does not ars
.essarily have to sign a note for 4oO
ney lie can give to an acquaint- sal
: lst'er VI commentator. Ihat rel