Evening star. [volume] (Washington, D.C.) 1854-1972, 1905-03-07
ATTENDS COURT TODAY
OBERLIN BANK DIRECTORS TES-
THY ABOUT DEALS.
woeful Ignorance Of Transactions Dis
closed-Defendant Carried Big De-
post at One Time.

first appearance, but had added long gray
veil, which covered her face, and was
wound in repeated folds about her neck.
Shortly after taking her seat in the rear
of her counsel she removed the veil ana
took the position she occupied during most
of yesterday, her elbow on the table ana
her chin in the palm of her hand.
Andrew Carnegie was not in court this
morning
E. H. Hotter of Oberlin, who was on the
stand yesterday when the adjournment was
taken, was called again as soon as the
court opened. He was a director of the
Citizens National Bank OF Oberlln, anu
gave evidence covering the meetings or the
bank.
knowledge of Chadwick Secrets.
He was asked what knowledge he had OF
any transactions carried by Mrs. Chad
wick with the bank, and despite the ob1ec-
tions of Mrs Chadwick's attorneys was
allowed to answer. He said he knew notn-
ing of any of them until November q.
1904.
J. F. Randolph of Oberlin. who was also
director of the Oberlin Bank, gave evil
dence similar to that of Mr.. Hotter. He
was asked If he was member or the
finance committee of the bank, and an
swered, II do not know that was, except
by hearSay"
c. P. Doolittle, an instructor in Oberlin
College and also a director of the bank,
testified that at all meetings of directors
the minutes of the last preceding meeting
were read by Cashier Spear, as we'll as the
discount book. He never knew OF any
dealings between the bank and Mrs. Chad
wicA until the day before the bank closed.
None of the Chadwick deals were ever
reported by Mr.. Spear to the directors.
Mr. Doolittle identified the record of the
minutes of the directors meeting as having
nv Cashier Smear and being
tirely in Spears handwriting.
Directors Not Cross-Examined.
None of the former directors were cross
examined by the defense, but strenuous OBJ
jections were offered to the Introduction of
the record Of the minutes as evidence, 1t be-
ing desired to show by it that Spear con-
stantly concealed from the directors all
knowledge of the dealings of the bank with
Mrs. Chadwick.
Alexander B. Marshall vice president of
the First National Bank of Cleveland,
swore that either on October II or ID, 1904,
Mrs. Chadwick called him up on the tele-
phone and asked him II 1t were possible
for the First National Bank to cash check
for SIS, 600 drawn by her on the Citizens
National Bank of Oberlin and certified by
c. T. Beckwith. He said it could be done
II authority was received by the First Ma
tional Bank from Beckwith. The author
ity was received from Beckwith and at a
later time he paid the money In cash to Mr..
Beckwith In the presence Of Mrs. Chad
wick at hotel in this city.
The Cancelled check for $4,000 was shown
to Mr.. Marshall and he identified the sig
nature of Mrs. Chadwick as the drawer
and that of Beckwith the certifying Of
ficer of the bank The check was held by
the First National Bank until October 49,.
when 1t was charged up against the &C
count of the Oberlin bank.
Talked Business Over Telephone.
The witness stated. in describing his con-
versation with Mrs. Chadwick by telephone,
that she had asked him to deal with this
check with prior check of the same
nature. and long legal argument followed
on the right of the witness to tell what
was done with the first check. He was
allowed to answer and said that 1t had
been paid by his bank, and held for a GER
tain period before being presented to the
Oberlin bank which 1t was drawn.
Several other checks drawn by Mrs.
Chadwick and certified by Spear were
shown to the witness, and he Identified their
signatures in every instance, testifying that
Mrs. Chadwick's Endorsements on these
checks proved that she had received the
money for all of them.
On cross-examnation Mr. Marshall de-
clared that certified checks were frequently
held for short periods The proceeding he
said, was somewhat unusual, but in no
sense irregular.
The witness was subjected to a long ex-
animation as to the nature of checks and
banking, in the course of which he testified
that one of the checks for $12. 500 drawn to
Henry Wurst, previously identified by him.
was not a proper check because of some
writing on It's face.
Mrs. Chadwick Made Deposits.
G. ]. Provo an official of the Euclid Ave
nue. Trust Company, formerly of the bank
which received from Mrs. Chadwick the
Wurst check for So, 500, testified that at the
time Of depositing this check Mrs. Chad
wick opened an account with his bank
making total deposits of $4,000. She re-
queSted that the account be in the names
| of Cassie l.. Chadwick and c. L. Shippers
| H. II. Avery, formerly assistant cashier
| OF the Oberlin bank, was the next witness.
| He testified that he had no knowledge Of
any of the transactions between Mrs. Chad
| wick an1 the bank He was asked by the
| district attorney if Mrs. Chadwick possess
| ed any money In the Oberlin bank against
| which the checks drawn by her and certi-
| fled by Beckwith and Spear could be charg-
| ed. long argument between the attor-
| neys as to the admissibility of the evidence
| followed.
| The question vas allowed by Judge Tay-
| Ter, and the witness declared that Mrs
| Chadwick had at one time deposit Of So
| 600, and that there was not al any time any
| other deposit or credit in her name in the
| Oberlin Bank. He identified several checks
| of Mrs. Chadwick's on the Oberlin Bank,
| which had been paid at times when she had
| no funds in the bank. He had never seen
| the checks, and they had never, to his
| knowledge passed through the regular
| channels of business at the bank.
| Judge Wing, on cross-examination elicit
| ed the fact that the witness was not the
| bookkeeper and did not have charge of the
| accounts. The witness became badly con-
| fused in his statements, and admitted that
| he did not know. at the time the checks
| were drawn. whether not Mrs. Chad
| wick had money in the bank. His knowl-
| edge. he said, was gained by an examina-
| ton of hte books since the failure of the
| bank.
] The court adjourned until afternoon with