Daily capital journal. (Salem, Oregon) 1903-1919, 1905-08-09
WOMANS
IDEA OF
BUSINESS
Cannot be Made 10 Under
stand that Notes are not
Checks

si"e u IL ABOUT as we'll as men, but
e. queer ideas the average woman not
in business has about a bank would
make a totem pole laugh.
81 lost an awful good account once
because I couldn't convince a woman
that a note put in the bank for collec-
tion is not money. She came in one
day, made out a deposit slip and tried
to deposit a note just due. The teller
told her that he would forward it for
collection. That seemed to strike her
as all right, and she kept on writing
checks against her account.
"She overdrew in a day or two and
we sent her notice. She came down in
a towering rage and asked me what
my bank meant by insulting her. Over.
drawni Ridiculousl Why, she had de-
posted $1,000 only a few days ago.
What had we lone with that money!
at tried TO explain TO her that the
] deposit he referred to was only a
note sent out for collection; that H.
had not been paid and might be re.
turned unpaid. She few into a pas
sion. What did she care about itS She
had given II into the bank, and she
meant to have the money for it.
"what were banks fort ] cautioned
her against checking against the
a....u - A. noNo nail IL haa hoao
paid, but she went away in a hun and
kept right on making cheeks until we
had to stop her. We refused her
checks, marking them mo funds and
then she withdrew her account. II
turned out to a dandy aftorward, but
to this day, I understand, she can't see
any difference between notes, checks,
drafts and currency.
"strange as IL may seem, the mum
Der of women-honest, absolutely
guileless women-who write other per-
sons signatures to checks is large.
Only today, for instance, the daughter
Of one Of our best customers came into
the bank with n check for 5000 made
payable to herself.
"Her fathers name was signed to
il, and he had plenty Of money In
the bank, but his daughter had signed
his nama herself. We explained to
her that We couldn't pay out money on
such an order or request.
"'But,' said she, we haven't a cent
Of money in the house. Papa is on
the train somewhere between here and
New York, and I-you don't suppose
he'd hesitate to give us $500, do youi'
"That young woman did not and
could not understand why she didn't
have as much right to use her fathers
credit at the bank as she had to use 1t
at the dry goods stores and the butch
or shops. / wanted TO tell her that she
had really committed forgery, but
didn't. I advanced the money on my
personal account, and she went away
a bit miffed and faneying that we
were a fussy, unreasonable lot OF
money gatherers.
"Things like that are always com
ing up in every bank. We had one de-
an inexperienced young widow
She had over $4,000 in the bank. Ono
day she came in and wrote a check for
the full balance, payable to herself
The teller stared and asked how she'd
have it. Any way would suit heri she
said. only she wanted the cash.
"He sent word TO me and began TO
count out the money in 800 and s5Oe
notes. After counting them over she
wrapped the whole sum up in a news
naper and went out. We were all puz'
zled. and we were afraid she might be
so 1 sent two Of the clerks
after her TO see what she did with the
money as well as to protect her. She
walked through the crowded streets
about six blocks to another bank and
sanosited the whole $4,000 to the
credit Of a poor young lawyer to whom
We afterWard learned, she was engaged
be married.
nI don't think he was then aware OF
Ter intention 10 transfer her money
o his account OF he would have ad'
Used her to get a certified or cashiers
heck instead of lngging her fortune
through the downtown streets Of a city
Ike this.
1.-THE depOdtOr who cant IN
Isrstand why other persons checks do
by herself are deducted from
,er account when they are no good
=. a familiar character in nearly every
,ank.
''When such a check comes back ana
hey are asked 70 take Il up they "A
unutterable seorn at the teller or
Olleetor and say: Il put il backs Well
II l.