The Birmingham age-herald., 1905-11-30

 ate insurance committee in 1908 He be- came appraised Tn that year He said he had been doing business for the Mutual Life Insurance company since 1890 until 1903. Mr. McClelland was first questioned regarding his relations with A. c. Fields. who maintained house at Albany for the Mutual Life. He knew Fields for years, he said, and they were close friends. He said he did not know that Fields used information to place men on the insurance committee.
 Mr. MeClelland knew before 1890 that Fields went to Albany to represent the Mutual Life. but did not know what he did there. He supposed he was in AL bany in the same capacity as representa- tives of other corporations. Fields rarely appeared openly In connection with any legislative matter. In the winter of 1903 McClelland said he lived with Fields at the Mutuafs house at Albany upon Fields invitation. The impropriety of 1t never occurred to him. He offered to pay but Fields laughed at him. Witness does not recall that Fields ever asked him to support or oppose any specific bill.
 Fields House Is Quiet
 Mir. Mcclelland said the Fields house was as quiet as any in Albany It was not house of entertainment. He never saw but two members of the legislature there, and they came to see him, and not Mir. Fields.
 MT. Hughes showed witness ten vouch- CTS for money paid McClelland by the Mutual Life from February, 1899. to March, 1902. McClelland said he was not then a. member of the legislature The first voucher was for $750 for legal ex- penses.
 On the upper corner of this voucher, he said, was the word Fields" Witness thought the word was in Fields hand writing. Tn those years, the witness was under retainer to the Mutual Life of not less than s3o0o a year by arrangement with Fields and one other man. This ar engagement was terminated in 1902. He did not receive a salary from the Mutual Life while he was in the Senate In 1903 In some years he received more than 5000, but he was obliged to submit an item ized bill for the extra amount. Only once did he appear for the Mutual at Albany and make an argument.
 His appearance for the Mutual at AL bany was in 1900. Governor Odel was then trying to pass his indirect tax bill, he said. The Mutual was opposed to the franchise tax bill, and the savings bank tax bill. He appeared before the Senate committee in opposition to the savings bank bill. He also drafted some bills for the Mutual
 Confronted With Voucher
 McC1elland said he was never employed by the Equitable Life Assurance society. MT. Hughes read voucher of $500 paid to Townsend and McCleland by the Equit- able society, but witness said he did not remember It. It was marked, water &C., count" and "F." Witness said the whole voucher Is in his handwriting but he has no recollection of 1t whatever In reply to questions of MT. Hughes, MT. Me Clelland said he went over with Fields the bills In the legislature and discussed what attitude should be taken toward them. but was not artist in lobbying. John Mccall, secretary of the New York Life Insurance company and son of President Mccall, was asked if the payment of s59- BIO to Andrew Hamilton to settle up ad- vances made by J. P Morgan & Co. was on the books of the New York Life as charged to legal expenses. He it was not, nor is the payment of s18,000 by the New York Security and Trust company to Andrew Hamilton on the books of the New York Life.
 MT. Mccall offered the committee a cablegram which he said was received yesterday by the New York Life Insur- ance company from MT Ingersoll, the Paris agent of the company, saying Pres ident McCall's letter to Andrew Hamilton, asking him to come to New York, had been delivered to Hamilton in Paris. Me Call also presented cableBram 10 MT. Ingersol in which President Mccall in- forms the Paris agent that he Is sending John c. Mccall to Europe next Saturday to attempt to induce Andrew Hamilton to return to the United States, or if he is unsuccessful in this, to attempt to pro- cure from Hamilton an accounting for money received by him from the New York Life.
 MT. Hughes asked MT Mccall to get an order from Hamilton to his agents here to surrender his papers to MT. Mccall. This the witness promised to do.
 Divides Policies in Glasses.
 George D. Eldredge first vice president and actuary of the Mutual Reserve Life Insurance company. who followed Mir. Mccall the stand. said the company had divided it's policies in 15, 10 and 5-year classes. The 15-year class of policies is- sued prior to 1890 showed a large deficit. The 10-year class showed a surplus. and