The Cairo bulletin. (Cairo, Ill.) 1???-1928, 1905-06-20
STATE INSURANCE BOARD
REQUIREMENTS FOR CAIRO
What the City Must Do to Obtain Relief
From Existing HighLaire Rates


As to just how near the recent order
for new hose will come TO supplying
both stations with 1880 feet of stand
ard hose" The Bulletin is unable TO
say. There are only certain makes
of hose approved by the Underwriters
and whether this matter was consider
ed in awarding the contracts is NOT
known.
Class of Risks Affected.
But aside from the quest on of fire
limits and hose a considerable outlay
on the part of the city will be necas-
sary in order to meet the require
ments for even No. town. In con
sidering the saving that can be made
the class of buildings affected must
not be lost sight of Amy effort on the
part of the council, as recommended
by the insurance men. will not affect
the rates of any other than the class
feat ons referred 10 in Secretary
Persch's letter. viz: Brick and frame
mercantile buildings and their con-
tents and also buildings of other class
es exposed by them There has been
no change in the rates of dwellings,
unexposed or exposed by other dwell.
ings, or in manufacturing plants and
lumber pards $50 far as the Dean
schedule is coneerned) or churches,
schools and other public build ngs. Il
is the mercantile or business buildings
and their stocks which feel the new
rates and while they constitute
large part of the insurable interests
of the city. it will be mistake TO as
sumo that every rate in town will be
sumo that every rate in twon WI be
changed by the improvements suggest
ed On the property directly interest
| ed the difference in rates is 10 per
rent as between a No. IA and NJ
| 4 town on brick mercantile buildings
I and per cent on frame buildings Of
| the same class A difference of %
lper cent and IA per cent, respectively
Ion brick and frame mercantile build
'ngs Is possible by advancing Cairo
from No Az bass to No. 3. When
it is taken into consideration that the
total annual premiums of Cairo are in
excess Of 100000, the mercantile
class constituting considerable part
Of the same it will be seen that thons
/ ands Of dollars are involved and their
. saving pcss BILE by making the re
4 quired Improvements
City Electrician seIf-Suppor.ing.
The appointment of city electric
ian, it is understood, contemplates
I such an arrangement as exists else
where Of the employment of compe
ient electrician having charge OF al
such matters Ii is stated that in 9th
er cities the fees for such inspection
: paid by the d rect beneficiaries, tht
. property owners, more than pay tbs
2 salary of such an official Although
4 small In individual cases the aggregate
fees amount to considerable sum AM
e are paid very willingly by the own
e lers of bu ld.ngs who have an officia
u and positive source Of information a
to the condition and safety of the vii
y ing and electrical apparatus Of build
ings in which they are interested.
4 Requirements For No. 3 Glass.
/ The three important additional in
provements necessary to advance tn
q cty to class No g. should the requir,
II ments for No. town be met, are tn
r laying of an S-inch main ON Ohio stree
\ from Second to Twelfth streets, tn
1t installation Of an approved telegrap
u fire alarm system and the establish
Y ment and equipment Of third fiji
department station
u The first two requirements won
n necessitate the spending Of a consi
le cradle sum as would the third, while
:, appropriation of, probably, betwet
e. three and four thousand dollar
a. There is at present a six inch main {
NJ Ohio street between Second al
re Eighth streets, but II is doubtful II Il
OF underwriters would accept a main
re this size which, II is claimed is mad
Us quate In capacity.
ir II is the opinion, however OF son
az. of the local underwriters that the S
inch main on Ohio street would pro
re- ably be accepted by the State Inst
er ance board II the main was continh
81 for The balance Of the prescribed d
on lance Of requ'r red diameter and assn
ing that this would be practicshle.
25 There lis, or was. disposition
~ he part OF the council to consider {
ef' ening third fire station and reso
tion to that end is now in the han
az Of the police. jail and fire departing
of the council The quest on of a te
ch graphic fire alarm station has be
ma considered more than once and {
PROPOSE ion was defeated in the c
an council by narrow margin so
I'M years ago.
ma The Water Company Deficient.
emf A feature Of particular interest
de' this time Is the requirement for
lar water company. The "dist net und
our standing and agreement for consti
and pressure OF 65 pounds etc" has bt
nominally In effect for some iii
idy The fault has been in Its execute
ion but from present Indications, this n
and ter will be adjusted irrespective of
IN rpcom m onda; ions of the undarWrit,