davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1905-11-22

recall only that it was at the request OF con-
stituent but sure it had nothing to do with
any campaign business. Mr.. Apgar testified TO
a personal acquaintance with Andrew c. Fields,
the Legislative gereralissimo' of insurance
companies at Albany. He knew him as prom
inent in Westchester Democratic politics al
though in another Assembly district than his
own Mr.. Hughes asked Mr.. Apgar if he knew
anything about the report that Mr. Fields had
handled considerable Mutual Life money in
Westchester campaigns and received a negative
answer.
Mr. Apgar then testified that he had talked
with Mr.. Fields several times regarding insur
ance legislation. while he member of the
Assembly Insurance Committee, but only
garding bills advocated by the Insurance De-
partment and measures subsequently passed
without opposition. In these talks Mr.. Fields
had spoken in favor of the bills. Mr. Apgar
admitted that ne had once visited the Mutual
House of Mirth" at Albany hut had never seen
any entertaining there. and his visit was a
purely social one.
Mr. Hughes pressed the witness to tell of his
personal relations with the late Mr.. Hustled,
but Mr.. Apgar steadily declined insisting that
as the man was dead he did not care to testify
on the subject and reinforced his position with
the declaration that he had not personal knowI-
edge of Mr. Husteds receipt of the money or
Gage E. TarbeH. vice-pre sident OF the Equi-
table, was on the stand for long periods and
will continue this morning Mr.. Tarbelrs testi-
mony largely confined to the technical side
of the insurance business. He furnished interest
ing details regarding a carried on between
the New-York Life and the Equitable, which
resulted in the taking of r. J. Mix, the
general agent of the New-York Life, and large
number of agents. in retaliation for an ncursion
into Equitable ranks by the New-Yo Life. He
insisted that this did not cost the Equitable a
dollar the men being hired a commission
basis, such already in force in the Equi-
table. Mr.. Tarbell insisted that the evil of re
batting in the Equitable was small, and that
offenders were frequently detected and dis
charged. He seemed somewhat hazy about the
names of men discharged this account, and
will be asked for new evidence in this regard
to-day.
At the close of his testimony Mr.. Tarbell
made an extended defence of the payment of
a $4,000 salary to Miss Anna z. Amendt
who he declared. would have been made a
vice-president had she been a man, quoting
the words of the elder Hyde this point. He
declared that in his absence Miss Amendt ran
his office.
"She is worth all she gets" he reiterated
Mr Tarbell explained that Mr.. Conan had been
employed in the obtaining of the reduction of
rersonal assessments of Equitable officers be-
cause of his acquaintance with all the city OFF,
cIals He thought it possible that he might have
helped Euuita BILE officers to escape Jury duty
also Mr. Tarbell explained the intricate sys-
tenn of advances to agents and a number OF
other subjects of similar technical nature
New-York tribune., 1905-11-22
BOTH PAID "HUSH MONEY!
Equitable and Mutual Contributed
Regularly to W. S. Manning.

Apart from Senator Plat the two inter-
esting witnesses of the morning session were
John A. Nichols, a former Quarantine Commis-
sioner, and the author of the two famous letters
to Senator Chauncey NJ Depew complaining OF
the opportunities Of your friend up the river"
and Thomas Conan, forgotten city official, a
contemporary of the Tweed regime, whose ac-
ouaintance with the right people seemed to
have obtained him a comfortable $4,000 berth
in the Equitable.
Mr. Nichols promptly identified the friend
up the river as W S. Manning, of Albany. a
former actuary whose relations to the payroll
Of the Equitable seemed to have been the sole
reason for the retention Of Mr. Nichols. He
also testified to a long list of payments rang
ing from 5000 to $3.50 annually to Mr.. Manning,
many vouchers for which were shown, most Of
these in fictitious names, intended to conceal
the identity of the real recipient. The story Of
this hush money was one Of the most re-
markable that has been told at the investiga-
ton despite the many lapses of memory suffered
by Mr.. Nichols.
The burden of this testimony was that Mr.
Manning was employed ''in matters inimicaI" to
the EQUITABLE. Subsequently it developed that
he received similar payments from the Mutual
Time and again Mr.. Nichols reiterated that the
pavrnent was in matters inimical to the com
pany' but he could not recall an example. FL
nally when a specific payment of $3.50 was
shown for last year Mr.. Nichols recalled the fol-
lowing detail: Il paid him so that he would be
favorable to the company instead Of inncal."
A moment later he admitted that Mr. Man
ming was not employed at that time, and the
payment Ito keep him from being en-
ployed." These payments. he testified, had been
going on for ten or fifteen years. Then he sup
piled the explanation for the long list of vouch-
ers for payments to him of $1,000 annually for
a retainer. The payment, he said, to meet
the demands of Manning. This brought Mr..
Hughes 10 the Dear Depew'' letter of Nichols,
and the witness promptly identified Manning
as our friend, who usually gets round this
New-York tribune., 1905-11-22
he STECK PIAVO as a Factor in
r6lznsfon at AEOLIHN HILL

and also showed desire to give his views as 10
the course the investigation should take
Mr. Manning has been resident of Albany for
several years. He came to public notice first as
an original Mckinley man. having been inter
viewed by one of the newspapers in Washington
before the nomination of Mckinley for Presi-
dent
Manning was an insurance actuary, and 1t Is
believed there are many facts concerning the
business of certain companies of which he has
an intimate knowledge. In the first Mckinley
campaign he did effective work on the stump
He made the tariff question study, writing
articles for publication in the interest of pro-
lection. He was connected with'a chemlcal
company in this city and at times appeared be-
fore Congress committees in favor of readjust-
ment of tariff rates certain articles
Last winter he appeared before legislative
committees when the question of cheaper gas
was under consideration, and made arguments
In support of his views on the best methods Of
dealing with gas companies. He is at least
seventy years old, and has white hair and beard.
To-day Mr. Manning said he had known Sen
ator Depew many years: that ne received a
tainer for opposing hostile insurance legislation
at Albany and that it his custom each year
TO ask Mr. Nichols if a continuance of his SER
vices was desired by the companies. Mr. Man
ming said to-day:
hold that the responsibility for the present
conditions of life insurance rests first upon tho
legislators of New York and next upon the In
e1fTance Department. for. had the Insurance De
nartn1ent full knowledge of the present transac-
lions and failed to suppress them, il became
marty to the wrong. If. on the other hand, 1t
Vas not informed, ii was the fault OF the In
surance Department, proving 1t to be absolutely
incompetent 1 would say about che so-called
lobby this that If the legisators-some of them
were NOT approachable, there would be no mar
ket for such lobbyists in Albany or elsewhere.
I have always opposed this method of invesd-
CATION There is a grave question as 70 w1era"r
This investigation is not doing more harm than
good TO the pollcyholders. The prosperity, IL
not indeed the solvency OF every company de-
pends upon the confidence of the community in
these corporations.
Ny duties in connection with Mr.. Nichols were
to appear before insurance committees and de-
fend insurance companies against pernicious at
New-York tribune., 1905-11-22
APGAR'S NAME ON CARD.
AssembIymam ReceiUed No Money
HoueUer-TdrbeU on Stand.

Asgemblyman James K Apgar of Peekskiil.
Westchester County, and Gage E. Tarbeu of the
Equitable, the afternoon witnesses in the
insurance investigation. Assemblyman Apgars
testimony noteworthy, as relating to the
incident III last Fridays session. when the name
on a card found among various Equitable vouch-
ers was temporarily suppressed. The name was
Mr.. Apgars, and written the card in hand
writing that not identified were the words
Mr.. Hyde says to pay to Mr. Hustled 81, 600 +"
1t was initialled -. W. A." and this signature
was Identified that of James w Alexander.
president Of the Equitab
At the outset of his testimony Mr. Apgar made
several things clear; frst, that the card was his
but the handwriting was not: second that the
incident occurred before he became a member
Of the Assembly; third, that he never in sny
fashion received or benefited from any part of
the money, and finally that the man named was
Thomas D. Hustled. a brother OF his predecessor
in the Legislature James w Husted ir Mr.
Apgar further testified that T. D Hustled was
dead, and for this reason he manifested A,+ra,,o
reluctance in testifying as to any relation he
might have had with the affair OF his own re-
lation he told frank story
The voucher was dated October. 1897 Tn +bis
year. Mr.. Apgar testified he made an unsuccass-
full campaign for the Assembly. Before this he
had been private secretary to Lieutenant Gov,
ernor Saxton and later to x-Congressman Will
lam L. Ward in Washington Mr. Apgar vvas
decided in his declaration that no part of this
$1,000 ever found its way into his caupaipn
fund and he could tell nothing about the stransa
place where his card had been found He testi
fed that he did not know Mr. Hyde, but had
seen Mr.. Alexander once to request a favor for
constituent. similar check was shown in
1896 for $1,000 for T. B. Hustled, this time un
accompanied by any card of Mr.. Apgar's Again
he knew nothing about the transaction Asked
If James W. Hustled jr., was candidate for
Assembly in this year Mr.. Apgar answered in
the affirmative He made II clear that he had
no knowledge of or connection with any in
surance contributions at any time. y
Regarding his visit TO Mr.. Alexander he could
New-York tribune., 1905-11-22
MANNING GLAD TO TALK
"Man Up the RiUer" Would Like
To Be Witness.
rnv relegr4nh to The tribune. !

Albany Nov. 21.-Living comfortably in re-
tirement William S. Manning. referred to to-
day before the insurance investigation commit
tee IN New-York as 'the man up the river was
seen tonight at his home, No. 40 Lancaster-st..
in this city. He declared his willingness to tell
the committee what he knows about insurance.
New-York tribune., 1905-11-22
Lest You Forget I!

life insurance policy at premium
rate of S24.2s per $1,oOo-is a thirteen per
cent dividend in advance, on the basis of
rates previously offered.
Call or write
CIR 1HdBiriuutnn Iiff JnHuranrr On.
anhn Gaflutk. arFsinsih
New-York tribune., 1905-11-22

+aoks Wholly in the interest OF insurance
nave always been opposed to what Is
as the corrupt lobbyist.
Mr. Manning said he urged an investiges'o.
tvyentv wears ago, and that If his advice No.
Continued on afth rage.
New-York tribune., 1905-11-22

TO CURE A COLD IN ONE DAY
Take LAXATIVE BROAIO Quinine Tablets. Druggists
refund money IL it fails z. w. GROVES sig
nature Is on each box fkc
New-York tribune., 1905-11-22
NOTHING FROM OTHER COMPANIES.

in the State Of New-York. senator. have madc
contributions to you for political purposes? A
o-Not the METROPOLITAN? A.-No. sir
Q.-And none Of the other companies? A.-No.
o.-Have any Of these other companies made any
oTtrhg1tons TO anybody Else ths6 3 you know Of e 9r
cortrifntipg anvtoing at all
o'-Then the $1,000 from the Mutual and $1,000
ruai observation-disclosures ali the contributors
Al have not had from the New-York Life $1,000
year -,
the Mutual Td and $1,000 from the Equitable Al
60 not think ever had such sum year from
o@T eathered from your testimony that it was
frequently from the Mutqal7 At was was frequent
oTats Is9s vas there o9ptr,butiop in that
because that was a Presidential year.
rscaeeon that they woHd give for State % fS@ pur
Q.-And how about 1900?
oEHow about 1912? Al don't remember about
o-or 1900? A-wen. cannot remember spe-
o.~That was a Presidential year. Would it be
naturally the Mutual would subscribe at that time
Gre you acquainted with any contributions
that have been made TO any one for the purpose
OF favorne the candidacy Of any one for legislative
toned? Al never had any such thing broached
oEor for the purnose Of aiding candidate for
.syggest'o,, in regard TO candidate
O-Vift reference 10 the matter Of campaign
szrensee tn reference TO 5r6fial nornine tons? A.
I never heard OF such thing in my life.
DOES NOT KNOW HAMILTON
Q-Reference has been made here TO the activity
2 2Andrew Hamilton n connection with legislative
matters at Albany Did know SIr. Hamilton
AL didn't know him at all
G-T0id YOU know ANYTHING about his work at
A!banv2 Al dicn't know anything about it at
first have heard OF him
met f'rn, ] think. twice
o.-Do you know anything OF his work at Albany?
A---Nn.
o.-or anv moneys contributed BY insurance COM
Al DO not
o-So far as Won know Senator wha+ have the
1rsprenoe co~paries 6ore IN rePard 70 shaping leg
siat on or prevend~g eg'sl stion IN this ate? A.
! cont know anything they have eone never IN
1uirSd ia.o that. nor have they sought my infiu-
ence ar al in reference TO q
Q-Do YOU lxncw what disposition hos been msde
u tse contributors by TIE insurance companies
1or state caTnnafe~s? Al don't tn9w anything
aHcuT + sir. J turned these ron rfbutiors over 70
me state eonmittee. and then my connection witt
O--oo YOU knov whether by virtue of such con
frhutons. alo' ments of Trorey were r-a 7e for
for the legislature? A.-There was rot, that know
Of
Q.-Inguiries have been made from tins to time
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19
The School
JOHN WRIT DINsMoRR, RditOr
UnpIssssnt Aabits.

II is said quiet bearing and
repose of manner is an index TO Tia,
true lady, says a writer in the Indiana
Farmer, and | have heard that some
women apply the test TO their new
acq uaintanoes 10y seating them in
rocking chairs when they make their
first calls II the chair is kept in
perpetual motion, the occupant is
black listed
Recklessness and boisterousness
are more often the result of thought
lessness than of ignorance.
I know a sweet young girl who
moves through the house like cy-
clone, runs up or down stairs with a
clatter, and slams the doors with a
bang. She is always ready to do a
kindness, but this noisy habit spells
her.
| know another young girl who is
partial TO a rocking chair. This would
not be objectionable, did she not
make everyone else frantic by her
vigorous vibrations. She rocks back,
springing her feet mp on the toes,
then forward, bringing the heels
down with a stamp. She never
seems 10 tire of the exercise, though
all the other members of the house
hold grow exhausted with her labors.
She, too, is sweet girl, but has
bad habit.
know woman who IL old enough
so know better, who does not keep
her fingers quiet FIVE minutes at
time. II at the tea table she plays
with her teaspoon, knife, fork, or
napkin ring, or rolls up bread pills.
IL in the sitting room her spectacles,
thimble or scissors become her play.
things; if there is no small plaything
within reach she drums on the arm
of her chair with her finger tips or
twiddles her fingers.
Sometimes this restlessness is the
result of disordered nerves, but more
frequently it is traceable to a
thoughtless habit.
once had a good neighbor who
could not enter your kitchen without
a sniff, followed by the query
."What are you cookingS" at the
same time lifting the pot lid to see
for herself.
Another young girl is fond of
hearing her own voice; she out talks
all competitors Her friends rarely
have a chance TO say their say, she
talks so loud and fast.
Don't imagine, brother, that we
have never seen any shortcomings
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

As soon as a child becomes fam
liar with the language we are
teaching him through play, we
should begin TO read simple tales TO
him; prose rather than poetry. The
same tale may be read many times
over, for children are, happily,
pleased with repetition. When they
know their little story we may have
them tell il to us in their own words.
We may sadroitly direct their atten-
ton to the verb rather than the
substantive, getting them TO describe
action rather than things. For the
verb is the objective point of a
language, and 10 know a single one
so thoroughly as to be able to apply
il in every admissible way is better
than to commit to memory any
number of nouns. IL is not well TO
spend time in studying isolated
words, for the true way is to learn to
speak by phrases. WomdH's Home
Journal
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19
"DistInRuishsd Manners

There is a boarding school in New
York where the girls are taught to
be elegant as they are taught cube
root or rhetoric. One special teacher,
who receives $l5 AN hour for her
refined influence, dresses beautifully,
comes in coupe, and pays a
formal visit. She leads the CONVEX
sation, discussing all the current
topics Of interest to polite people
and frowning down mistakes and
bad taste. Everything she says and
does, every gesture, and everything
she wears, is said or done or worn to
teach distinguished manners.
When she goes home she writes
letters to the girls and teachers, con
tanning Compliments and criticism,
respectively. During the school
year each girl is this lady's guest at
breakfast or dinner.-Fdrm and
Fireside.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

All the children were asked to
bring 10 the grammar class a short
original composition about some ar
ticle they saw in daily use, and this
is what one little boy wrote;
The needle is sewing tool. II
is composed of two parts the point
and the eye The eye is made of air,
and is what you stick the thread
through. The point is made of steel,
and is what you stick through the
cloth"
Nothing raises the price of a bless
ing like its removal; whereas, it was
its continuance which should have
taught us its value. Hannah More.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19
The Home
JENNIE LKsrKR HILL. EditOr
The esntlswomsn.

A woman 10 be well dressed must
first Of all. be exquisitely neat and
clean. Her clothing may not always
be 'of the handsomest, but there is
something in the way in which she
puts ON her clothes, in her careful
attention to detail, that marks her as
the we'll dressed woman. Even
though others ou,shine her in the
cosIliness of their attire, there is
something 50 fresh and unsullied in
her appearance that she has a
greater charm than her more expen-
siyely dressed sisters The neat
woman never neglects her daily bath.
Shepays scrupulous attention TO her
hair and scalp. Her teeth are we'll
cared for, and her hands, clean and
white, with well kept nails, bespeak
the gentlewoman.-CIippiRg.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

One of the most difficult things we
find with farm hands Is to get them TO
care for the small things fix board
or fence wire when needed without
positive orders. keep the machines
properly oiled and cared for, put the
small tools, the hammer wrenches,
whetstOnes. oil cans and the like,
where they belong-a lack of care,
sense and forethought which the aver
age hired man either does not possess
or else does not feel called on to exer-
else In the interests OF his employer.
1t is the same trait which, when these
men go into farming on their own ac-
count. makes them shiftless and I'M
successful tenant farmers and always
keeps them poor.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

We know OF a farmer who has a
herd OF fine grade Shorthorn stock, ere
ated for him without the outlay OF a
penny. His farm adjolns that of a
prominent breeder OF this class OF
stock, who gladly furnishes him the
free use OF his slres rather than run
the risk Of contamination from a scrub
beast in his neighbors pasture. II Is
not fsrfetched to say that this fact
has been worth a thousand dollars TO
the breeder OF the scrub cattle, and he
has got some ideas besides.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

A reader wishes 10 know whether
rats ever migrate or move from place
20 place IN large numbers Yes. they
do While the question Of "A food sup
ply usually prompts these migrations,
still II some new scheme for destroying
them Is put into practice which out
wits them they will quite frequently
all leave given locality for some
safer quarters. An unusual migration
OF these rodents was recently reported
in southern Minnesota, the rats going
from the country districts into the
town. perhaps on the same plan that
tramps seek city quarters during the
winter
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

The condition OF English agriculture
Is very deplorable II we are to credit
the highest authorities on the subject.
Land values have shrunken by hun
dreds OF millions OF pounds, while the
capital OF the farmers themselves is
less by billion dollars than II was
twenty-five years ago. Thirteen mil
lion OF the British people are underfed.
There are not few arlstocrats there
who have titles without revenue, and
that Is tough
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

The way Of the squash vine planted
near line fence was TO shove a ten
drill through the fence and start TO
grow a big squash on the neighbours
lot. Whose squash was ~ Well, the
man and his neighbor could not agree
and so went to law over it, and that
squash cost them $50 before they got
enough OF Il.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

Il Is always safer FOR the country
shipper TO sell his produce (. o. b. at
home than to consign his goods 10 a
city commission house. Not all COM
mission houses are dishonest, but we
regret to say that some OF them are.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

When a person takes to fast horses
his theology aud piety deteriorate just
In proportion as the time OF his horses
Increases. IL Is not an easy matter for
a parson TO maintain his ministerial
usefulness with even three minute
horse. and with 23O horse he need
never expect 10 get into the kingdom.
We only state fact and do not pre-
tend TO explain why things are thus.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

Seventy degrees is the temperature
at which no one ever complains as be-
ing too hot or too cold. While such a
temperature Will not develop vegeta-
ton Of tropical origin, not being warm
enough, II exactly suits nearly all our
common cereals and most OF our fruits.
save oranges grapes and peaches. Sew
enty degrees is atmospheric comfort
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

There Is marked disposition to do
away with the free lunch at farm auc-
tion sales. This courtesy extended to
prospective buyers is much abused, for
lot OF free lunch tiends, who could
not buy an old hen, are always on deck
with large appetites.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

An implanted barn and outbuildings
and nicely painted and well kept
farm home are an inconsistency, the
same thing as a SILK dress ON my lady
and holes In her stockings. Paint pays
II one has 10 look at the barn every
day aud pays II you wish to sell the
place
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19
The Farm
sILAs cHBRvRR MASON, Editor

A farmer who had just made a lot
OF cider thought It might be good for
his hogs. IL proved so good for them
that he found forty OF them dead the
next morning.
The citizen. [volume] (Berea, Ky.) 1899-1958, 1905-01-19

in you. Men and boys have as
many and as offensive habits as
their sisters. - Clipping.