The Tupelo journal., 1905-10-20
BY MARGARET E. sANGsTER.

I'll tnS duJcCllfC. i WOulu liz OSosOV
on a schoolgirl SO much money that
she would be prompted to rush wildly
off to spend her little fortune the mo-
ment she received il, nor that she
could buy all the sweets she craved, or
even take unlimited rides in trolley
cars, or indulge in any other pastime
TO her hearts content.
Nothing is SO bad Tor most of us as
to be able to crafty every wish with
out some self-denial. Whether you
know it or not, the greatest misfor-
tune that can befall a young girl when
she is growing up is to be able to
spend money foolishly just because
there is pleasure in the spending. To
be sure there is a good deal OF excite
ment in going into n shop and buying
pretty things right and left, and once
in a while it is a satisfaction to be
Just a little bit. e~Xtravagant. But the
one thing beyond others That you need
to know. and the one habit you ought
to acquire before you are much older,
is that of living we'll within your in
come. whatever it is.
"A girl WHO Ids al dlIOW diCC iioo al
income. and she is therefore on exact
ly the same plane, SO long as she does
not exceed it, as tho woman who has
a deep purse and counts her wealth
by millions. A girl without an allow
ance is a pensioner. She is not neces-
sarily a mendicanr. Her father, her
mother, her guardian would be most
~1,o+o~t 70 MT tho lift1a do1uhto- in
that position. Nevertheless. she is a
pensioner. Sometimes, on birthdays
or at Christmas, her pocketbook is
we'll filled; sometimes when she looks
especially pretty or has taken honors
In school, or her father is in a very
bountiful mood, he throws her a bill or
a coin of gold. and she is temporarily
rich. But her lot is not SO enviable as
that of her friend VINO has something
regular on which she can count, and
whose spending money is neither doled
out in driblets or flung out by the
handful. but given her in a business
like way on the first of the month, or
perhaps every fortnight.
If I were you and were living in the
Utdulllul oCaooh WiOtS NhO yNolo "a
approaching the teens, or under Is, 1
would persuade the powers that be to
give me an allowance.
81 =
Some parents begin when their chill
dren are very small. and the first al
1owance is only a Few cents a week.
This is gradually increased as the
children grow older. A girl of -
should, if possible, have a weekly or
monthly allowance large enough to pay
her car fares and travelling expenses
back and forth to school or town, to
pay for her stationary, pens and pen
ellis, to cover little presents she wishes
to give. and dainty articles for her
toilet, and to purchase the trifes
such as ruching, ribbons and bits of
embroidery which make the delicate
finishings of a young girls dress. 1t
might and should also include enough
to buy stockings. handkerchiefs and
other requisites of the wardrobe.
If a girl has been carefully instruct
ed in the art of spending money, by
the time she is Is she should be able to
select her own clothes and take entire
charge of the outlay for frocks, wraps,
hats and shoes. Feys girls are taught
this art as they should be. 1t is at least
as important as music or French.
A girl away at boarding school usu-
ally has an allowance which is depoS-
fted with the principal of the school,
and on which she is allowed do draw
as she would on a sum in bank. She
often has a bank book and a check
book, and learns practically how to
keep accounts and manage her small
affairs to advantage.
The daughters of a certain we'll
known ~finarcier have their allowance
paid them quarterly. 1t is by no means
immense, although it is ample to
cover the requisites of young women
In the society of a Small town. Should
they spend the entire amount the first
day after receiving it, no more money
would be forthcoming from papa's mil
lions until quarter day should come
round again. This is an important
feature, if one is to have an allowance.
Parents must not be too ready to make
up a deficit.
A frugal girl cont.iyes to have some-
thing left untouched on the last day
of the month. An improvident girl is
often so deeply in debt that her mopey
is anticipated and she has to pay it all
out almost as soon rs it is in her
hands, which is a very bad way of get
ting along.
If you are permitted to have an al
1owance, confer with your father and
understand precisely what you are to
do with it. Then make up you mind
firmly that you will never overrun the
sun in your pocketbook by SO much as
five cents. Provide yourself with a
blank book and pencil. You do not
need an elaborate system of book
keeping, but put down carefully and
Iegibly every day all that you have
spent, and subtract the sum from your
total. l need not tell you to pay as you
go. You will find it at once the safest.
most convenient and most satisfactory
method OF managing money. Do not
be too ready to borrow OF to lend. A
girl should never borrow il she IAN
help herself, and while she should not
be mean and grudging, she should be-
ware OF loose lending.
Myra, a girl friend Of mine, was q stu
dent at q fashionable school. She had
only q small allowance, but It was
punctiliously sent Ter by her father,
"a or che hnd hoon trained in buSi-