davidaulloa/AmericanStories huggingface dataset:
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
The Tontine Policy Illustrated.

A contributor TO an eastern puDllCd-
ton in discussing deferred dividends
in life insurance makes use Of this
striking illustrations:
"Mr. A. goes into hat store to
purchase hat. He selects silk hat
costing 81 and hands out a $40 note,
waiting for his So change. The sales
man does not offer to bring the change
and the customer reminds him that he
is waiting for it. The salesman ex-
plains that it is the custom Of the
house to retain the change from all
customers until they have dealt with
them twenty years; that during that
period many will drop out from various
causes and the change, which will nat
urally grow to great dimensions in
twenty years, will then be divided
among the persistent customers and
that it will be a big thing.'
Of course Mr.. A. declines to buy his
hats in that way and probably there
after shuns that store, but he will buy
life insurance just that way.
The illustration is not quite fair, in
asmuch as the policyholder, like the. buy
err of hats, does not expect to do bust
ness with the same firm regularly. In
buying tontine policy he bets that he
will live out the tontine period and
draw down not only his own accumula-
tions but those of some other policy
holder who was unable to hold on.
A good deal has been written about
the immortality of going into a scheme,
| part, at least, of whose success is prod
icated upon someone's else failure,
| but this is not so foreign to the gen
eral course of business as to deserve es-
| pecial structure. Thus far the tontine
policy has had the most marked and
facilitating effect upon the companies
themselves. If anything it is the sur
plus funds which have demoralized the
Equitable. They have induced specula-
ton, extravaganza and loose methods.
With a dummy board Of directors it has
been easy to work the Equitable and
it has been worked Obviously it
could not have been worked so hard
had it's surplus been regularly credited
back to the real owners, the policyhold-
! ers. .-.--
Happily the tontine policy is rapidly
! becoming obsolete and it will need only
the example of the Equitable to put
it entirely out Of business. It is dan
gerous element in life insurance, and if
the Equitable s troubles help to kill
it off they will not have been in vain.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
ORDAINED TO MINISTRY
Service Held for Rev. Harry Finney at
Westminster.

Rev; Harry Finney was formally Or
last evening at Westminster church,
where he becomes assistant pastor to
DR.. John E. Bushnell. The services,
which were unusually impressive, were
presided over by Rev. A. B. Marshall
and participated in by nearly all the
members of the Minneapolis presbytory.
The ordination sermon was preached by
charge by Rev. A B. Marshall, Rev: A.
6. Patterson gave the prayer of ordina-
ton. Rev. D. D. Mckay, Rev. W. o.
Wallace, Rev. R. A. Van der Las, Rev.
B. R. Weld and others figured in the
other parts of the ceremony. The ben
ediction was pronounced by the newly
ordained Young pastor.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

have had the cash to pay for every
thing. + The only trouble was that 1T
seemed destined to be kind Of cash for
which people would not exchange depots
and other things of value.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
New Wonderland Attractions.

II There will be a. display, of fireworks
tonight at WonderlaRd in addition to
regular. program rof outdoor attractions.
The opening of the Crystal Maze will be
another feature. This consists of an
ingenious arrangement Of mirrors which
produces a bewildering optical Illusion
The work Of putting the airship swing
in place has progressed to point that
makes it seem probable that it's Inaugural
ton can be set for Thursday.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

According to the testimony of his pri-
vate secretary, Senator Mitchell cussed
the government when he learned it was
after him Cuss the government! and
he such a large part of 1t! What in the
world are our senator's coming to?
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

In sizing up the kind of celestials who
break into this country we should not
overlook the fact that we owe China
some concessions. A peculiar type Of
great seaports.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Among other interesting incidents it
has been discovered that a gentleman
formerly connected with the Equitable
} Life, but who died thirteen months ago,
! has continued to draw his salary during
one, ought to be abe to play even with
the undertaken '~
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

If Henry James and William Dean
Howells are in earnest over the deplor-
able adulteration of the language they
should hasten to write some books which
will eternally Elk" ia dictionary, for
instance
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Lords Curzon and Kitchener have dis
Russia from grabbing India This must
make Russia smile grimly when she is
so busily reaching for a life preserver.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
Tonight at Lake Harriet.

Tonight will be signalized by an Ella
borate Grieg number by the Minneapolis
Park band at the Lake Harriet roof
iniscences of Grieg,'' is. by the veteran
bandmaster and arranger, Dan Godfrey,
"of Great Britain and contains por-
lions of "Peer Gynt," II Love Thee
Swedish National Song" and other
numbers by the peerless Norwegian COM
poser. The full program follows:
PART I.
March from "Tannhauser'. ............. Wagner
overture, FestlvaI ................ Lortzing
Ga Cinquantaine' (''Golden Wed:
one dance in the ancient st ;is9rlel Marie
"reminiscences Of Grieg, arranged by D.. Godfrcy
Containing 'Swedish National Song
Spring, "'Anitra's Dance from 'Peer
Gynt,'' Dance of the Elves "Album
Leaf" song, II Love Thee; two
Humoresken, solveig's Song and "In
peer Gynt."
PART H. 80
(a) "a Venetian Love Song. .Nevin
(b) "Gondolieri'' .......... NevIn
Two psR % *e pieces from the or sus
tary band by Emil Oberhoffer
Romance GJapanese) '.Poppies". ......... .Moret
Mazrka, La CZarlna ...................Ca nne
Airs from ''Babette" .....H Herbert
Contains my Honor and Ny sword,''
',Be Kind to Poor Pierrot.'' .'In Bride
the Stars" my Lady. IT'S for Thee
- ..There Once Was an Owl" con the
Stage" my Lady of the Manor
'Cloakmaker's Song .On the Other
Side of the Wall'' and finale of act II.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
Attractive Low Fare Excursions from
Chicago to the Seashore, via New
York and to Baltimore, Md.


York and to Baltimore, Md.
Asbury Park and return $21.35, tick
cts good going June 20, 80, July and 2,
valid for return until Aug. 81 by extern
sion.
The only line that operates trains to
New York via Washington, Baltimore
and Philadelphia.
Stopover at each place; also at New
York.
Thru coaches and sleeping cars Chi
cago to AsbuTy Park.
Baltimore and return $3.50.
Tickets good going July 2, and 4,
valid for return ultil Aug. 81 by extern
sion.
stopover at Washington.
The only line that operates thru
trains to Baltimore.
Send for circulars to R. C. Haase.
NV. T. P. A., ST. Paul, Mimi, or B. N.
Austin, G.. P. A., Chicago.
Consult your nearest ticket Agent
for details.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Former President Alexander Of the
no advantage over the man who inter-
viewed the propeller of an able-bodied,
but low-minded mule. ..-- / p. ~
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
A DOUGHTY PAIR OF oPPosITEs
PHILADELPHIA, Inquirer

. Philadelphia Inquirer. - :
Emperor William might be spoken of
as "the Judge Taft Of Europe were it
not that his speciality is stirring things
up instead Of holding them down.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Senator Depew is going to Baden to
take mud baths. The money is contr-
buted by the Equitable policy holders who
have been giving Chauncey $4,000 year
for looking benevolent. .. a.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Chicago estimates that the strike cost
her $4,000 in the population count by
driving many workmen out of the CITY,
Still Chicago claims population two and
a quarter millions. Minneapolis claim
is, ..-'. .,s. '.1.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
WHERE DID WALT GET IT7

Traer Iowa) Star Clipper.
The l1old-up of Walt Butler in Des
Moines the other night illustrates to what
straits robbers are driven in the latter
days. Imagine the thiefs surprise when
he got 81.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Oklahoma is said to be entirely free
wooded country, but the people will go
long way to make knocker stand on
nothing but ceremony. -.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Joe Cannon ran a fOOtrace with a
young woman on a station platform;
President Fairbanks is still saving
wood; Secretary Shaw is neck and neck
with the deficit. .- =.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
NAMES ITS MEN
TO TALK UNION
NORWEGIAN SYNOD RECEIVES
THE HAUGE SYMBOLS NOTE.
Course at Luther College May Be
Heightened a Year, and Salaries of
Professors Increased-Minister Ap-
peals from Decision of President of
the Iowa District.

The communication from the Hauge
synod relative to a proposed union Of
the several Lutheran church bodies was
well received by the Norwegian synod,
the session yesterday afternoon decid-
ing to treat with the Hauge synod
SCR Dr.. Stub, Professor O. E. Brandt,
Professor A. Mickelsen, Rev. H. Hal
vorsen and Rev. O. P. Vangsnes. This
is regarded as very strong committee,
the members being theological leaders
in the synod.
Much Of the session was spent in
hearing reports from the committees
on finance and on the several educa-
tional institutions Of the synod The
vor of making the treasurer the fnan-
clal agent Of the synod and requiring
him to devote his whole time to the
duties, Of the office. Objection was
made by several ministers, who insist
ed that they could themselves take care
OF the collections in their own churches.
The motion Of the committee was de-
feated, but after some further explain
atlOns the vote was reconsidered and
the matter referred back to the com
mlttee.
A resolution regarded as especially
Important is that frightening the course
OF study at Luther college by adding
one year to the preparatory course. A
motion was also agreed to provide
for more adequate salaries for Luther
college professors. Furthermore, steps
were taken looking to the raising Of
funds for a new building for the val
liable college library and museum.
Former Pastors Appeal.
One matter outside of the routine
was an appeal to the synod taken by a
former pastor, S. Swenson, against a de-
cision by President Torgerson of the
Iowa district. Mr.. Swenson claims that
great Injustice was done him by his
| church at the instigation of the presi-
dent, and he wants the alleged wrong
righted by the general synod.
The meeting approved plan to make
| the Sunday association among the stu
dents Of Luther college the nucleus of
| a general organization Of young peo-
ple's societies thruout the synod. >
In the evening four candidates in the
ology were ordained for the ministry.
The services were held in Our Savior's
| church and conducted by Rev. A. K.
| Sagen.
| An Eskimo Visitor.
| Among those in attendance in the
synod meeting is ull-blooded Eskimo
from Alaska, Mr.. Ablikak. He has
become interested in the mission work
| done by the Norwegian synod among
his people, and as he is the owner of
$50 reindeer, he could afford to attend
! this meeting. He is an interested on.
locker, tho he does not understand the
| language well enough to follow the pro
| cee6jnOs .-
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
HE BRAGS OF 1T

High Springs (FYa.) Hornet.
Re. Mr.. Thompson, our Presbyterian
eminent divine, filled his regular appoint
ment here Sunday. He reports that his
congregation at the night service was
bragably good.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Senator Foraker has gone to Europe
with his family for the summer. When
the senator receives his July McClures
Magazine he is likely to stir uneasily.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

\ Rear Admiral Clark says that China's
alleged 100000 people really number
only about 200, $1,000. Is it possible
China has been taking state census?
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Ten years ago today the governments
gold reserve was raised to $1O7, 900, 900 by
the first payment of gold by the Belmont
Morgan bond syndicate. Huh! ~
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
GEORGES WANDERING ARM

Ye fellowe satte beside We Made,
She was q comely miss,
And often (if not oftener)
One heard strange words like this:
"Stop 1t, George!''
She hadde a well-shaped, slender Waste,
A twinkling, roguish eye.
And thru We stille night air there came
This artfulle little crye:
Stop it, George!''
n II. New York Press
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

IF Luther Burbank is the botanist he is
claimed to be, he will forthwith invent a
lawnmower which will not skip beat
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
Tuesday Evening,

ures. He may deny there is any neces-
sary connection between the increase in
murders and the decrease in executions,
but hard-headed people will be apt to
take exactly that view of it,
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Both the plaintiff and defendant in a
savory st. Paul suit have rested The
court and the public also confess to
feeling of WEAKNESS.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Secretary Hitchcock Is rather unpopu-
lar with Indian Territory white men. He
has interfered in their game of skinning
the Indians
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
ONCE IN A LONG WHILE
ashington Star,

Conditions have become such that a
man who depends on graft must figure
on his business being interrupted by an
occasional sentence to Imprisonment.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

The Venezuelans may be wrong, but
they seem to think that American ambas-
sailors are of the kind that would take
YOUR watch.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Colonel Bryan believes that cities
should own their railway depots. Mr..
everything and if his cumulative theory
of money had prevailed the people would
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Unlike other prepared roofngs, Carey
Roofing cannot be cheapened to fit .
price. Once a Carey s., always a CO.
rey IS. See w. s. Mott Co.. Tel. 376.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
DOC RlvENBARk,s MISTAKE
Hartford (Ala..) Journal.

IIe1l IIVIU Nf1Iet.
DR.. Rivenbark gave his horse poultry
powders by mistake, thinking it was
stock powders. The horse has scratched
up its stall and is showing signs of want
ing to set
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

The first blow to American prestige in
the orient will be the Washington climate
next August.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

Mr.. Bowen is going to Woodstock,
Conn, to rest a bit; Mr.. LOOMS is going
to Europe on a secret mission; Castro is
going to the bowwows. Soon all our
troubles will be ended and we shall hear
no more Of the asphalt trust forever
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
ADJUSTMENTS

We may expect thaw very shortly.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
Un1que-VaudeviIIe.

standard maintained. This is the third
American and twentieth annual tour.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27
An Eskimo Visitor.

See Stockweu Soon-That life insur.
ance--The Penn Mutual Andrus bldg.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

EELEPHoNE-Journal has private switchboard
for both lines. Call No. on either line and
call for department you wish to speak to.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

CENMARK-Journal on file at q. S. Legation.
ST. PAUL oFF1cE-42o Endicott building. Tele.
phone. N. W.. Main 230.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

What we need in this country is heavy
tax on autos and a large bonus on baby
carriages.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

ACKNOWLEDGEMENT on file at American Express
office. 8 Waterloo place. and u. 3. Express
office 90 Strand
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

PARIS Journal on file at Eagle bureau. SO Rue
CambOn.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

FAST SIDE OFFICE-Ccntral avenue and Sec
ond street. Telephone Main No. 8.
The Minneapolis journal. [volume] (Minneapolis, Minn.) 1888-1939, 1905-06-27

CHICAGO OFFICE Tribune building,
w Y. PERRY, Manager.
The Penn's Grove record., 1905-12-15

At the Republican caucus in Trenton
on Tuesday the Assemblymen from
Essex and Hudson counties walked out
because they were satisfied that the
corporation forces were behind the
election of Samuel K. Robbins, of Bur-
lington county for Speaker. The
stronghold Of the corporations in this
State is in the Republican party and
the stronghold of the Republican party
is in South Jersey. The un~suspecting
farmers, fishermen and merchants,
whose environments should indicate
their support of the peoples cause. are
used to help the corporations ON the
plea that the legislation does not direct
ly hurt their constituents. In nine
cases out of ten the men sent to the
Legislature from South Jersey vote to
represent the corporation money spent
to elect them, instead of the peoples
interest. Those reformers in Essex
and Hudson counties who want equal
taxation and limited franchises may
yet have to help elect a Democratic
legislature tc get the needed reform.
The Penn's Grove record., 1905-12-15

Spring Garden Sts. This was interesting
and practical. The morning session end
ed with this address at 1920 p. NJ. Dur
ng the noon in~terinission the teachers
Ind others present enjoyed a most ex-
cellent lunch in the basement of the
Church. Before the afternoon session
was called a number of teachers made a
visit to the Gipsy's camp, near Elmer.
The afternoon session began at Las
with an address on Teachers Retire.
ment Fund.- by Miss Eliza E. Jaquett, OF
Salem, High School, followed by a brief
address on the same subject from Miss
Anne H. Hall. An instrumental solo
| given by Miss Ethel Ballinger, of Salem,
and a vocal solo and encore by Miss
Elizabeth Fl. Green, of Salem, were very
beautifully rendered and greatly appre-
ciated.
Rev. r. FL. Morris, A. NJ, pastor of
the Presbyterian Church, of Elmer, gave
an address which he called "a Brief for
Poetry" This was so much appreciated
by the teachers that he was afterwards
requested to recite ''The Famine" as
previously scheduled ON the program.
Mr.. Morris stated that the address given
had been prepared and previously deliv-
cred at a banquet held in Princeton.
Miss Hall then gave her afternoon talk,
"For What Should a Teacher Prepare?''
Many problems with which the teacher
has to deal were ably discussed and the
teachers were advised as to how such
problems were to be disposed of.
County Superintendent, J. A. Went
zell, announced that the State Teachers
Association will meet at Atlantic City,
December 81, 28, 20, 1905. He also
mentioned some items Of interest to the
teachers on the following subjects: Cen
trail Examinations for County Pupils.
Course of Study, Teachers Library.
Mrs. E. S. Vanleer, of Camden, was
then introduced to the audience and
spoke on Life Beyond the Arctic Circle
in Alaska" Mrs. Vanleer with her ilus-
band and daughter, has spent three years
in that region. She brought to Elmer a
number of curios which she bad collected
during their stay in Alaska, to illustrate
her talk. The information given and the
experiences related by Mrs. Vanleer were
very interesting to all present.
Officers of the County Teachers AS
ISOLATION for the following year were
elected as follows: President, j. A..
Wentzell; Vice President, Prof. w. J..
Beckett; Secretary Miss Elizabeth B.
Souders; Treasurer Miss Emma R. Burt;
Member of executive committee Zap
pointed), Miss M. Elizabeth Remster.
The people of Elmer appreciate being
identified with the educational work of
the County and they were glad to wei
come to the town for the first time the
Association of Salem County teachers. 1t
is hoped that the teachers will want to
bring the meeting to Elmer many more
times. w,
The Penn's Grove record., 1905-12-15
Teachers Association

1he first meeting OF the Salem County
Teachers Association for the present
school year was held in the NJ. L. Church,
Elmer. Saturday, December 9th. The
lecture room OF the Church was kindly
offered ior the occasion and the ladies of
tie Ala Society furnished lunch for the
oeacllers. Threatening weather probably
prevented a full attendance of the teach
ers of the county. Out of 145 teachers So
were present i'll the morning and more
than 100 in the afternoon. The morning
session began at 20 o'Slock with singing
by direction of Prot. Charles E. Glaspey,
oil Salem, after which prayer was offered
by Rev. John w. Morris II. D., pastor of
the NJ. f. Church.
After a word of welcome by the Coun-
ty Superintendent, j. A. Wentzell, the
minutes OF the last meeting were read by
Prof. ]. Warren Lloyd, of Elmer, Secre-
tary OF the Association. The first speak
er OF the morning, Mrs. Lizzie M. Clarke,
principal of r. NJ. Acton school, Salem,
was introduced aud spoke on "Reading
in Primary Grades" Mrs. Clarke's
method of teaching this subject was IL
Illustrated by a class OF Is pupils from her
school,. This was a very interesting feat
~ Vi ehO uoy c pIOSldlu- MIS-. NldTk6
very ably outlined the method to be ptlr-
sued in order to successfully teach pri-
mary reading by the Ward system. The
accurate pronunciation OF the class of pu-
pills, their familiarity with phonics, the
faency and ease with which they read
the selections assigned them and the ex-
preston that they put into their reading
were wonderfully interesting to the au-
dience. Both Mrs, Clarke and her corps
OF teachers are to be congratulated upon
the results which they were able to show.
Her advice as to the method of teaching
reading in the primary gr DIES and tie
management OF children is both sound
and practical. No young teacher could
Snis address and class ex-
ercise.
A talk on Geography was then given
by Miss Anne II. Hall, principal OF. the
Department of Observation and Practice,
Philadelphia Normal School, 18th and
The Penn's Grove record., 1905-12-15
A Fur Robe for Baby

Perhaps you are a fond grandfather,
perhaps not, but in either case, nothing
would please both baby and mother
more than a nice coach or gO-cart robe.
We've two specials, made i'll the very
incest way, OF Iceland Lamb, absolut-
ely pure and clean, and lined with a
special twill lining. For the go-cart
with fur-lined pocket to put baby in,
1925. For the coach, 1913.
The Penn's Grove record., 1905-12-15
The Princess Dresser,
Mahop any or Maple, $40,

Show me- the young who does'n like a
Princess drae. sserl and l will show you
one in q r. 1ousand. Combining, as it
does, a eli eva glass aho eolee Caole' IL
fills an acl hing void that no other piece
of furnitu re can. With it, one can see
from the ! oottom OF the sKlrt TO the up
permost t Up OF thehaC
This d ressef Is al eNcepUlohai
value fol- : Sl9.oo. Oohers are hefe
up to $685. ~.