The sun. [volume] (New York [N.Y.]) 1833-1916, 1905-01-29
lealns with them MAJ wouId nr,er be

dealing with them which would never be
accorded t. mon.
Quite different. OF coun.e. nre he women
Who line an every week At ne windows of
the downtown savings banks. determined
to save at all hazards and with sacrifices
n dat end well in evidence. There is
little courtesy wasted on these women
although bank clerks say that women of
the richer class and Of better education are
quite as stupid to dead with in money
matters.
4Women are hopeless in their dealings
with banks said the cashier of one uptown
institution in which many feminine ac-
counts ara carried. The woman who
viii take $50 or $50 in cash and handle IL
carefully becomes ratified when she deals
with checks and does the most absurd aud
in Xplicablc thing
In tho first place, it * surprising how
many women are undCcustpmed To- using
pen and ink. In late years the telephone
has done away with the necessity Of writing
much. and many women Of reasonable odu-
cation don't seem 10 he able to write in
telligeutly. thAt is TO my they don't know
the day Of the week or OF the month and dis
regard the calendar, they can't sign their
names properly, or puncWate on aburc-
viate, although AZ conversationalists they
are beyond rcproach
a woman will tear up six checks before
she succeeds ia making out one. Then She
will neglect to number III" stubs, and the
result Is chaos when IL comes 10 balance.
y woman will be entirely unconscious
that she has oYerdrawu twenty or thirty
dollars. Some Of them are quito sure
that we ara appropraing their funds
and have no hesitation In telling us So.
There are others, though who come IN
wild eyed 10 make deposits when the tank
doom open in the morning thinking they
are on their la-t cent. when they really have
a hundred or morn TO their credit
How they reason 1t out j. Aeyondihuman
intelligence. II they all acted alike we
might fathom the mystery, Int they are all
different. A. the very simplest thing IN
the worlds 20 keep an account in an ordinary
check book il j. surprising why thcy do
not master it "a they do 20 many much
more difficult things
women are shrewd enough in their bar
gains. but then they are dealing with their
own sex a. a rule In the bank they seem
to ose their heads at once.
mere are RANKING primers laid invit-
ingly on the desks devoted 10 womcn's
use in most banks but II women ever notice
these books they do not profit by their
contents One charming woman who has
heeu depostor here for many years, wish
ing TO show her confidence in IA. told me
the other day that she never had any idea
how much she had on deposit, she simply
deposited her income ~ II arrived and
drew checks a. she required them.
asked her If she ever checked OF the re-
turned and cancelled checks, as she should
but she said she trusted us too well for
that apparently fanying that we and
We alone had any power 10 cheat her.
1T Is my belief that nine ont Of ten women
carry on their accounts in this way-thai
s without proving them or keeping account
Of the cash az II II spent. Mon on the
! contrary, will note a mistake Of a few cents
IN addition, and will appri-e Us OF IL. 80
exact are they in examining their books
when these are sent back balanced.
-One proof Of the effect the bank has
upon women Is that every bank particu-
l1rlv affected by women now huS some one
to look after the property lost Ia day.
II consists Of everything under the sun
that a woman carries about with hcr. Hand
ker hicfa umbrellas, glove. saichels, tuis
rocAethooks all are left behind In the
'yomen'E department. Many 81 these things
IRE never called for. We have q clerk now
who makes a business Of tracing them 20
their owners and returning them.
we have special clerks 10 wait N women
men chosen FOR their courtesy and good
manners AZ vol rs good temper. Even
they find the occurrences uf the day AZ the
woInpn's window wearing
1t Is not al ways the women in society
/ who are the worst hnHnciers. Business
women who have 10 pny on a large force
weekly sonC maid here on Saturday
morning for hundreds - dollar To
obtain this there will bc an uuinuor-ed
check or q delightfully."- vague little note
/ In cases uf that sort we are forced 10 insist
On the proper form being fulfilled and then
there is trouble. IN other vases Te allow
I a certain amount 81 favor 10 women VIII.
I make mistakes through care.c,-uc-. but
3 whom we know 10 be- all right
Perhaps some day there viii he haul.s
exclusively for women WITH instructors
! 10 explain the proper way IN which 80 carry
/ m account without breaking tho banking
= laws