davidaulloa/AmericanStories huggingface dataset:
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
EXCESSIVE INSURANCE RATES.
Tips from an Expert who is Not
on the Salary Roll.
Chicago News

Chicago News.
In a timely analysis OF the life insur-
ance situation David Parks Fackler. for
mer president Of the Actuarial society, has
put forth some suggestions which policy
holders will find It profitable to consider.
Mr.. Fackler, like many other experienced
observers, believes that the present cost
of life insurance is greater than 1t should
be- The reason, he thinks, is to be found
in the methods the greater companies pur-
sue in getting business. Practically all
these concerns obtain their new business
through solicitors or agents. The compe-
tition among them has become largely a
rivalry to get the best agents obtainable
and in this rivalry they have kept on in
creasing agents commissions.
The effects Of this tendency are revealed
in the lavishness Of the outlay which some
4 companies are now shown TO have been
making for commissions and salaries The
policy has even been carried so far that the
most keenly competing companies are &C
tually earning less interest on their invest
/ ments than are some of the 'less pushing
companies, which avoid such expenditures
and devote more attention to profitable in
vestment and less to the acquisition Of new
business The situation leads Mr. Fackler
to the conclusion that while life insurance
as at present conducted Is safe and sound
as insurance, IT is not good as an invest
ment. Unless you are an lncorrigible
spendthrift," he says to the prospective poll
icy holder. AMI will not save without
compulsion, do not take an endowment
policy, but insure either on the ordinary
! life or the twenty annual premium plan and
| then either do your own investing with
your surplus or put 1t in a savings bank.
Years hence, IL you do not speculate, you
will probably find yourself better of than
II you had taken an endowment policy
No one need be surprised II one result OF
the New York scandals is to encourage the
adoption of this view. The investment fea-
ture OF life insurance has been emphasized
in recent years, while its prime purpose
insurance against the hazard OF death-has
been correspondingly minimized. The re-
suit of the tendency has not been whole
some. The way the big companies have
used the Invested" funds. taking large
premiums from preferred risks" and max
ing prodigal expenditures without regard to
the policy holders interests, suggests that
It would be we'll to make the investment
feature of insurance purely incidental.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
SEX OF ANGELS.
Strong Defense of the Masculine idea
Found I'm the Bible.
pbfIadainhia prass

FHtldueiphid ETebS.
The sculptor who has been carving
angels for the New York Episcopal Ca
thedral Of st. John the Divine, in the form
of deep-bosomed women. is doubtless a
better artist than a theologian. Our mod.
ern idea of angels is quite different from
Biblical. The term angelic has come to
be ascribed to smiling, sweet-tempered
babes and to women Of a particular amia-
BILE. disinterested type of character. The
little girl who sings II want to be an
angel" does not aspire to a change OF sex.
SO far as those words mean anything to
the children and others who sing them
they express a desire to become ultimately
a being who shall be possessed Of all the
softer virtues, and whose duties in the next
world shall be nothing sterner than the
nonmilitant office OF singer in the heav-
emily choir.
The angels of the Bible and of Milton
are men. They carried the message of
the Ruler of the universe, and very stern
messages they often were Sometimes they
brought plague, pestilence and famine as
expressions OF the Divine wrath. At other
times they appeared to give direct assis-
lance TO His people, and when King Sem
nacherib, with his Assyrian hosts encamped
against Jerusalem, bent on the destruction
OF Gods chosen people,
The angel Of death spread his wings on
And breathed in the face OF the foe as he
passed.
The angels Of the Bible were decidedly
masculine in spirit and the tasks allotted
to them are clearly mems work. The
Archangels Michael, Raphael Gabriel and
Uriel are all men. Satan Is an angel,
though a fallen one, and 1t has never oc-
CURED. we suppose, to any one to repre-
Belial, as women. We read in Revela-
lions:
There was war in Heaven: Michael
and his angels fought against the dragon
and the dragon fought and his angels
And the great dragon was cast out, that
old serpent, called the Devil, and Satan,
which deceiveth the whole world: he was
cast out into the earth, and his angels
were cast out with him"
Modern art and legend have feTuinized
| the angels-very sweet and adorable erea-
lures they are represented to be-ani theil
images are more agreeable to look upon
than the grave. strong, masculine Wsage'
OF Michael and Gabriel These feminins
angels may be forgiven and admired IN
! an art gallery, and It would be unneces
sarily severe to Danish them from tbs
cemeteries, where their soothing assOeia
ton is their excuse. The carving in th'
Cathedral Of 81. John the Divine should
however, not dissex the angels. WHOSE
militant labors and severe responsibilities
are so graphically pictured In the reVela
uonE Of 81. John himself
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
APArRr oF TRE oAMPAIaN.

II an apathetic campaign reflects con-
tentment with existing conditions of
government, then the campaign in Ne
braska means that the people Of this
state are reasonably we'll satisfied with
the administration of their affairs by
the republicans now in charge.
So far as is visible on the surface
there is no over-reaching desire to
change the complexion of the supreme
court or to overturn the management
Of the University of Nebraska by refus-
ing to continue republican control Of
these bodies. Quite the contrary, the
disposition seems to be TO recognize
the improvement that has been accom-
plished since the fusionists were driven
out of power and, while admitting that
still further improvement is desirable,
yet TO look to the republicans to respond
TO all reasonable demands.
1t goes without saying that Nebraska
will be counted again in the republican
column this year. 1t should be counted
republican by an emphatic majority and
1t viii be so counted unless republicans
Kermit themselves to be lulled into in
activity and Indifference by the very
apathy Of their opponents.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

The increased popularity of the horse
show and the liberal support extended
to 1t by the people Of Omaha and sur
rounding towns suggest the question,
Why not a flower show? Kansas City
is preparing for its annual flower show
to be held i'm Convention hall the third
week in November. With the superb
facilities afforded by our Auditorium
there is no good reason why a flower
show here should not be made a success
and become eventually an established
fixture.
The modern flower show seems to
have blossomed from a seed that first
terminated in the east. The annual
flower shows in Madison Square Gar
den, New York, are most picturesque
and instructive exhibitions participated
in by all the most famous florists and
patronized by the best people of the
metropolis, There are florists in Omaha
and vicinity who produce plants and
flowers both rare and common that
would compare well in any competition
and few people hereabouts even family
realize the extent of our export floral
trade, flowers grown in Iowa and Ne
braska finding a market outlet as far
east as New York and as far west as
Utah.
The people TO take initial hold Of a
flower show for Omaha are the florists.
If they would get together and go at it
energetically they could count conf
IDENTIFY upon the necessary backing from
the other business interests of the COM
munity. The month of November is the
time for flower shows, so a start would
have to be made Immediately il any
thing is to come out of the suggestion
this year.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
Hands on in Cuba.
ST. Louis Republic.

81. LOUIS Republic.
Great Britain Will get herself very much
disliked in the United States II she persists
in trying to put through a treaty that
would give her a naval base in Cuba. That
island controls the main gate OF the Gulf
of Mexico, and Great Britain ought TO
know that it has long been our settled.
though silent. policy to permit no European
power stronger than Spain to control il.
It was. in fact, from the British Foreign
ONCE, through its chief, George Canning.
that our declaration OF the Monroe doctrine
was first suggested Any treaty giving to
the warships OF any European power a
base in Cuba would be a fragrant violation
OF the spirit OF that doctrine.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
south Dakota VocRliEea the sons
Nebraska Composed.
NVaahipptov pogt

Nebraska Composed.
Washington Post.
On the brown and golden face of the
United States is a smile that reaches from
Maine to California-the smile Of fairness
and contentment. The east is full of busi-
ness, the west has turned out corn and
wheat and hogs enough to feed the world,
and the south is rejoicing In the short crop
and long price Of cotton. The woods are
turning brown. the stubble fields are vel.
low and possums are getting fat The
newspapers everywhere are bursting into
autumnal choruses of pure Joy. Here, for
example, is the paean Of an esteemed South
Dakota contemporary, the Hudson Hudson
lite:
you can talk about your California eli.
mate and all that. but we win take South
Dakota for ours every time Here It is the
9Th of October and ]. A. Pierce is picking
big, luscious strawberries out OF his patch
every day. we found a fine mess of string
beans-the second growth this year-in our
garden; the pastures are green and the
grass is knee deep In lots of them; flowers
are in bloom everywhere; the bees hum
merrily as they gather golden stores OF
honey, and you can't for the life OF you tell
the difference between October and June,
lovely June"
How can the country feel blue when such
a chirp comes from the banana belt OF the
Dakotas? We recall a certain 9Th Of oc-
tober of an immemorial year, when a blz-
card swept over Dakota and stalled the
railroad trains for three weeks. How diff
ferent is the picture in 1885, Even the cli-
mate is growing balSuy IL not tropical. Ma
ture shares with man the Joy of eternal
summer and bountifulnees.
There is a throb of envy a. tie southern
breast in reading of the big luscious South
Dakota strawberries and the editors sec
ond mess of string beans California may
be all right, but South Dakota is evidently
the place for riotous living. From no other
state has come such a glowing report of
summer lingering in the lap of fall Pos
sibly Alaska may be revealing in greener
fields and fairer fruits, but the returns are
not yet in. South Dakota must look TO
Alaska for rivalry in tropical fruits. The
Department OF Agriculture has often told
us Of the luxuriant growth Of tender plants
in that country, but somehow the story
never seemed real until now. When tho
report comes in from Nome OF unprece-
dented harvests Of oranges, pineapples and
guavas, our satisfaction will be complete.
Until then South Dakota will bear the palm
as the loveliest, warmest spot in a glorious
continent.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

On his return from Washington Sena-
tor Burkett declared in a public inter
view that he had not heard Of Judge
fuckers resignation from the supreme
bench of Arizona and knew nothing
about it. On the same day announce
ment came from Washington that Judge
lessen has been appointed to succeed
Judge Tucker. Wonder If Senator
Burkett will also disclaim all credit for
the appointment rendered Judge lessen,
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
PERSONAL NOTES.

American girls might do worse than study
the jlu-jitsu that enabled a little japanese
woman to toss big loafer into the air and
sit on him when he came down.
The distinctive feature Of the Cincinnati
man who kidnapped 10000 Is a cigarette
cough. People similarly afilcted might
make money by hitting the trail.
Two European cities lSinove, in Belgium.
and Christiania, in Norway, have, since the
Portsmouth peace, established Roosevelt
streets, and in two other European cities,
Geneva and Paris, the establishment Of a
Roosevelt street is proposed.
A recent accident at an animal show in
Milwaukee reveals the saddening fact that
the bewitohing woman who tames the lions
is sometimes a man in disguise. Nothing
is now left TO US but our clinging faith in
the gentle femininity of the chorus girl.
Admiral OF the Fleet Sir e. H. Seymour
the youngest man Of that rank in the Brit
ish navy, is to be entertained in Boston
next week. He comes to this country to
represent Great Britain at the celebration
OF the centenary Of the battle Of Trafalgar
at fremont Temple, october g. He is due
to arrive on the 18th.
J. H. seger, agent of the Cheyenne In
dams at Colony, has adopted plan Of hav-
ing the young Indians of the settlement
earn their livelihood by doing farm work
in that section. He has issued orders that
all Of them prepare TO pick cotton this fall
telling them that their provisions and
clothes depend upon this work.
Mr.. Charles NJ schwab, IL is rumored, is
about to put into practice in a new field Of
endeavor the lesson Of economy which he
learned in the service Of the canny iron
master. Incidentally he will teach other
miillonaires the folly Of attempting to break
into the senate from New York, Pennsyl-
vania or Illinois when Nevada is so much
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
HUMAN SUNSHINE.
Baltimore American.

Baltimore American
There are benefactors
OF man and mankind
Men strong and protecting,
Men gentle and kind;
There are heroes who battle,
And heroes Of peace,
And speakers, whose wise words
In minds never cease;
There are rich men OF millions
Whose hospitals great
Help thousands in suffering,
or lighte.- hard fate
Who build immense libraries
Free from all needs,
Or in the big colleges
Sow learning's seeds.
But when the lists ended
And benefits grow,
OF all who have helped us
Through life's days to go,
Let each take his choosing
As seemeth his while:
But for ,heart-cheer, oh, give me
The Girl with smile.
A happy heart trimming
With life and with love,
Its olive branch holding
Like some joyous dove,
To trouble and worry,
AS each one she meets,
Scattering sunshine
Along busy streets.
Whose CHEEKY warmth lightenS
The clouds of the day,
And loath as 1t fingers
To pass quite away
This, her childish mission
To help in the press
And scatter like sunbeams
Her own happiness
On the fret and the furry
OF life's busy day,
Till a hint of fresh breezeB
Comes straying our way.
She may be just passing
Just seen for awhile,
But she leaves cheer-God bless hert
The girl with smile.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

Some of the patriots, who were most
nolsily opposed to the proposition for a
municipal lighting plant when it was
submitted to the popular vote last year,
are now making spectacular speeches
to improvement clubs advocating mu-
nicipal ownership of all public utilities.
If some inquisitive club member should
PROFOUND few pertinent questions to
them, these weather-vane statesmen
would find themselves in a very embar-
RAISING predicament.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

The secretary of the Iowa State
Board OF Health complains that the
Hawkeye state has more suckers taken
In by quack doctors than any state in
the union. Conditions must be pretty
tad over IN Iowa, or rather, pretty good
for the quacks.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
EVIL ERects of Esotism,
New Orleans Picayllne.

=
One of the greatest evils OF the American
character is its intense egotism We take IL
for granted that We are better people than
everybody else, always do the right thing
and cannot learn anything from any one. A
natural result OF this national trait Is that
We make some very serious mistakes, not
merely in our dealings with other people,
but In our efforts to develop oar foreign
trade. In our efforts 20 dominate the trade
OF South America We have endeavored TO
make our customers take such goods as We
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
Boston transcript.

After IL had been shown that all his
relatives held princely positions, and that
even the annual bill for clerks luncheons
amounted 70 t72,OO0, II wasn't really neces-
sary for the president Of the latest life in
surance company to be investigated 10 de-
clare that the true purpose OF such COM
panies Is elemosynary. The purpose is not
TO make money. but 20 spend ito give II
away on q magnificent scale
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

baltimore American.


II President Roosevelt is as successful in
his compaign in the interest of clear, manly
sport. with the eradication Of brutality,
professionalism and money making from
the college games, as he has been in every
thing else he has undertaken, the long
hoped-for new era in college athletics will
become a reality instead Of dream, as
II Is at present.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
ROUND ABOUT NEW york.
nipples on the current of Life In
the Metropolis.

the Metropolis.
Summer pilgrims to New York from these
parts recall with varied degrees Of pleasure
the rubberneck expeditions which filled the
days with exhilaration and the nights
with picturesque information and observa-
ton. Remember it, wen, I guess yes"
Rubberneck wagons are great institutions
In Gotham. Pilgrims naturally view them
with awe, and often hesitate to take the
trip. But hesitation. whatever the cause,
doesn't last long. The crew tumbles mods
TO a confederate and presently two or more
tidily dressed young women mount the
deck. That settles the hesitant male. He
longs for company In a strange city. This
is Just what he is looking for, and jumps
at the chance for a seat beside the fetch
ing girls. other lonesomes do likewise.
Fares are collected. the bugle blows and
the rpbbers are or for a two-hour round
OF Irritation and sightseeing Not quite.
Just at the starting moment the girls dis
mount and retire to the next coach, where
they perform the same trick-catching the
flirtatious pilgrims This is their regular
business, and is quite profitable for the
coachers.
The great trip for rubbering pilgrims Is
the tour Of Chinatown at 81 per. It is a
three-hour run and is esteemed by the
victims the greatest fake In all New
York" They see things. It is true, but
never enough for the money. ones feel
ings next morning cannot be reduced to the
normal without a short vigorous session
with self-acting kicking machine.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

The typhoid fever outbreak at the
lincoln insane asylum suggests a thor
ough sanitary inspection Of all the state
institutions without waiting for disease
germs to make themselves felt. Let the
members Of the State Board OF Health
contribute their services for a few days
without extra compensation in reeogni-
ton Of the honor their positions carry.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

The burning OF the Missouri building
at the Portland exposition is further en-
dOrsenent of the policy pursued by Ne
hrAskA at both St. Louis and Portland
in refusing to plant any Of the state APP
preparation in buildings and combining
the Nebraska exhibit to a display OF the
states resources and products.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

The annual car famine is already be
ginning to make itself felt and with
more crops to move this year than usual
the car famine promises TO be particu-
larry severe The millennium will surely
be here when the railroads keep enough
rolling stock on hand to meet all de-
mands OF the crop movement.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

Grand Duke Cyril seems to be the
real hero Of the Russo-Japanese war,
having survived an explosion, married
the woman Of his choice and quarreled
with the autocraey before the bomb
throwers got him.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

Since Commissioner GARFIELD says he
has taken up the transportation end"
of the oil question the public can under
stand the length Of time required TO
complete the work-even II Ida Tarbell
did sAnd out all about it, in such a
short time.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

Newfoundland may surprise Great
Britain by being the first colony to make
a break for union with America. It's
present administration is already de-
handing free trade between the states
and the island.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
Statements Fail 70 Hitch.
Chicago Chronicle,

Somebody who does not quite understand
modern business has found out. from the
bureau of statistics probably, that the i'm
ports of this country during six years OF
Mocha and Java coffee were just 1900
pounds and that within the same time the
coffee dealers of the nation Nave sold
$500, 900 pounds OF pure Mocha and Java
Having discovered the two facts. he Is try
ing to reconcile them.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

AS a corn market Omaha has touched
the second notch from the top. With
the best part of the corn belt to draw
on, it is only question OF time when
Omaha will get second place and keep
it against all Corners
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

II Senator Dryden should decide to
start an insurance investigation on his
own account he would have the ad-
vantage Of other Investigators In know
ing when he was nearing thin ice
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

Governor Cummins wants to make
tariff revision the paramount issue. The
railroads also would like very much to
have the presidents program for rate
regulation sidetracked to give the tariff
agitators right of way.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
higher Ideals Unchanged.
Baltimore American.


The smashing of the statues of angels
over which the controversy rose by their
sculptor has completely broken up the
theory of angelic femininity in marble, at
least. In the flesh, OF course, women will
cease to be angels only when men cease
To be lnYerS.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

1t would be interesting to discover
upon what grounds of justice-aside
from the possible letter OF the law-In-
dams who enjoy every right and privi-
lege Of citizenship should be exempt
from paying taxes.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

Frank Lambert, who is resisting ex-
tradition to Nebraska, is doing as much
as Beavers did to bring about change
in the federal laws, so that a federal
warrant viii be effective in itself in all
parts Of the United States.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

In comparison with Omaha's 80 per
cent reimbursement to exposition stock
holders, the Portland dividend looks like
30 cents-or maybe 40.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
Fame's close Call.
Chicago Inter Ocean.

1t appears that some of our late eminent
Americans have escaped real fame by only
one vote, and some by a fraction of one
vote. But they will have another chance,
and in the meantime their friends should
rally around their memory.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

Nebraska insurance department appeals
to II as more sensible and much safer
than that Of the democratic administra-
ton of the Missouri insurance depart
mept
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

When we find ourselves at loss for
other excitement perhaps we can have
the fight on the alleged "grain trust"
renewed.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

A cog must have slipped somewhere
since the local popOeratic organ has
brought itself to say that the attitude of
the republican administration of nS
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16

Captain Taggart says he has no
charges to make against brother officers,
but the War department may not be 80
forgiving.
Omaha daily bee. (Omaha [Neb.]) 187?-1922, 1905-10-16
Guesn AEnin.

St. Louis Globe-Democrat
According to President Stickney' rate
making is largely matter Of guesswork'
That being the case, the government might
as well do the guessing as the railroad
companies.