The star. (Reynoldsville, Pa.) 1892-1946, 1905-03-08
HOW THEY Lcsr THEIR HOWE.
The Innumerabie Failiugs That Affected
One Family.

The Innumerabie Failiugs That Affected
One Family.
Through the gambling instinct.
They let their insurance run out.
They bought things that they did not
need because they were cheap,
They did not use good judgment or
right proportion in their expenditures.
They subscribed for everything they
could pay for on the installment plan.
Money enough went down in drink
and up in smoke to have saved the
home.
The father always intended to get
his life insured, but died without doing
so.
They did not realize how easy it Is
to get into debt and how hard it is to
get out.
They tried TO do what others expect
ed of them rather than what they could
afford.
They thought it small to insist on
having an agreement or understanding
put in writing.
They could not say mo" and could
not afford to tell their friends, 81 can
not afford it,"
The sons though they must "sow
their wild oats" as we'll as other "fel-
lows Of their set"
The daughters thought it beneath
them to work for living, but were
bound to dress well.
They drew their money out of the
savings bank to put it into some wild
cat" scheme, and lost it.
They did not do business in busi-
ness way because they were dealing
with relatives or friends.
The doctrine, each for himself and
the devil take the hindmost," was, in
effect. the family creed.
They never formed the habit of put
ting in the savings bank money which
they did not Immediately need
They did not know that giving tuli
power of attorney to an agent or law
yer put their property at his mercy.
They put off payments on everything
possible because it would he 50 much
easier to pay tomorrow than today.
They signed important papers With
out reading them or knowing their con-
tents. just because they were asked TO
| do so.
The extravagance of children who
had not been trained TO ecoromze or to
take care of their pennies swamped
the home.
Through lack of honest ambition and
n disposition to interpret too literally
the text, Take 10 thought for the NOR
row."
The mania to make an appearance
beyond their means caused them to
mortgage their property and ended in
bankruptcy.
They feared that the people with
| whom they had dealings would think
them suspicious if they asked them for
a receipt for money.
When the shoe began to pinch, they
"really did not see where they could
retrench." Habit had made luxuriei
| seem necessaries.
They ran accounts at the stores in
stead of paying cash, did not realize
how rapidly bills were running up and
never knew how they stood.
They entertained too expensively and
a great deal more than they could af
ford because they wanted people tC
think they were in good circumstances
The father thought that % go on
"spree" now and then was his preroga
tive as head of the family. After
while lie availed himself of his "pre
rogativc' once 100 often.
Thcy'lct money enough slip through
their fingers to pay the mortgage sew
eral times over, but because the date
of payment was so far away, they
thought there was no danger of losing
their home.
Their efforts to force their daughter:
into the society of those above them
in the hope that they might make
brilliant matches" involved then
hopelessly in debt.-Success.