The times dispatch. [volume] (Richmond, Va.) 1903-1914, 1905-05-07
Some Facts About the
maryland
.L|FE INSURANCE:
COMPANY,
!. OF BALTIMORE.
OF 5ALTlM oRE.


Maryland has,stood the test Of time, .pass-
ed through a number Of financial panics
unframed and now after 40 years Of s,o-
cessful business, has unusual financial
strength, MS proved by the ratio OF It's
!, assets to its liabilities.
It has record Of prudence. conserva-
tism. and careful watchfulnoss for the
Interests Of its ,pollcyholders and annuit-
ants For that reason It has not sought
for rapid growth but rather to be known
ms n Company OF ,absolute,safety and fair
tenling, which reputation it Is believed It
has gained; and 1t Is to be remembered
that snfety,and fair dealings arc the real
,ly important points. Tho old and solid
Life Insurance, Companies Of England,
France andb Germ any, some OF which have
been. doing, business for, over 1Co years.
are comparatively small but no one ques-}
lions their stability or their ability to
caro- for the. best interest Of their policy
holders and annuitnnts. Their returns In
the way of,dividends to policyholders have
been most satisfactory.
Il, It has always been, ready to resist fraud,
- ~ 3
but has theyunique record Of never having
contested q, single death claim IN the
courts in allSthe 40 years OF its history.
II has reeralned from making extrava-.
CANT statements, as to future dividends on
Its policies, even perhaps at the cost Of
losing some ,business but it is worthy Of
note that every settlement thus far made
on policies with deferred distribution Of
surplus has called forth expressions OF
3commenda ton from the recipients. the
settlements having been most satisfactory.
During Its 40 years Of business It has
received a large sum from its policyhold-
ers in premiums, but SO well have their
been looked after that the sums
paid out to policyholders and the sum
now held for their protection. exceed the
amount received In premiums by Nearly
nine per cent.
1t has sought to give its policyholders
the benefit Of q moderate premium rate, q
rate which in many instances will be found
to be more moderate than that Of other
Companies. Yet it offers liberal policy
contracts with guaranteed cash. loan and
paid up values and all the privileges and
benefits, not inconsistent with the well
fare OF ell its policyholders. which are to
be found in the most modern contracts Of
| Insurance. Ej
It has sought to meet every reasonable
want in its contracts Of insurance. sand
now issues moro than fifty different forms
Of policy.
It's growth has been steady, though it
has prudently restricted It's business to q
few States and confined its investments
to high grade Of securities, such as are
usually purchased by leading savings
banks. Until recently the limit OF $insur-
ance on q single life was $4,000. but It
has now been Increased to $40, 900. There
is nothing to prove that great size is OF
any particular advantage to the policy
holders of o lifo insurance company. The
responsible officers Of tho Maryland Life
arc in immediate touch with its business
| in all branches, and can exercise personal
supervision over its investments. its Of
| nco management. It's expenditures, Its
|
give attention to the individual wants Of
policyholders.
Leading bankers nnanclers, railroad
presidents. cabinet officers, Judges, sena-
tors. clergymen. teachers, lawyers and
many others Of every profession. pur-
suit and industry. have been numbered
among Its policyholders and annuitnnts.
These men gave practical proof OF their
appreciation OF the sterling merits of the
Company by obtaining its policies and
| buying its annuities.
Its Board Of Directors, to whom the
control OF tho Company Is entrusted. is
! composed Of men Of high standing and
Of long experience in business and flnan
cial affairs,
lie financial strength is proved by the
large percentage that Its assets bear to
Its liabilities. percentage. which all
things considered. will compare most ia
|vorably with that ot any Company in
the country.
Experience, stability prudent conserva-
tism. fair dealing with policyholders
Il avoidance OF extrnvagant statements az
to future dividends yet favorable actual
results. large returns to policyholders
varied and liberal forms OF policy and
at the same time moderate premium
rate, approval of leading men who have
shown their appreciation by taking its
policies, prudent Investment Of assets
such arc some Of the facts, TO be con-
sldered with reference to the Maryland
Life Insurance Company What Com
pany can show better record?
In View OF all these facts--Why not In
sure In the Maryland?