The Montgomery advertiser., 1905-10-17
PROTECT NEGROES
IN AID Ass0CIA-
 TIONs FILE C0MPLAINT.
One Negro Tells Insurance Cenanals- siOner Ma0avia He Was Threatem-
 ed With Violence by .
 MontgOmery Agent.

The latest complaint to be filed with Insurance Commissioner D. R. McDavid was made yesterday by Henry MeMiller. a negro of 1e South Hall Street. Mont gomery, who has an accident policy In the National Life and Accident Insur- ance Company, of Nashville. He makes the startlin Estatement that the agent with whom he has to deal In Mont nomery threatened t6 blow out his brains if he asks for further indemni- F ty
 The negro left his policy with the Insurance Commissioner who will at once look into the mater
 It was only the latter part of last week that a complaint was made by the widow of Phillip Bailey. negro of Birmin gham. against the Southern Home Industrial Association for fail- ure to pay full indemnity to her on the death of her husband last January. The company had agreed to pay half the face of the policy or e55, but with held payment of the other s55 because 1t was claimed that the negro died of tuberculosis contracted before the policy was taken out. Commissioner McDavid in this instance took up the case immediately and yesterday receiv- ed assurances from President w L. Lauderdaie. of the Association. that the claim would be paid in full without further contest if he so desired 1t.
 Nothing quite so sensational as the experience. of McMiller has been called to the attention of the Commissioner. June IS he became involved in a dif- ficultX with an other negro who chased him, he says. and pierced his arm with a pick-axe. He had a policy with the Nashville company which agreed to pay him s1.5o a week during such disa-
 bility. McMiller reported to Commis- sIoner McDavid that he had only been able to get his Sweekly indemnity for eight weeks while 1t has been practi- calIy sixteen weeks since he was rem dered unable to work
 Since I got hurt" said McAfiiIer yesterday. the agent of the company aint studied seing me. I've had to
 go and hunt him up. I went round to the office this mornin' and he said if come back there he would get shot, gun and blow my brains out. I've car ried my policy when I wuz all right and now I wants it to carry me, but seems it won't"
 The period for which McMiller claims he ought to have been cared for by the terms of the policy 4s twenty weeks. The Commissioner took charge of the policy and promised to investigate the claim right away.
 The Nashville association is in the same class with the fifteen mutual aid concerns in Alabama and Is subject to the same law of Ala bama which requires them all to file q statement of the assets and liabilities, pay license of $40 and deposit with the State Treasurer cash or giit-edge security In the sum of $1,000 All of the companies seem to be receiving a good deal of business. but it is conn monly claimed that the wits of the negroes are being imposed upon and the Insurance Commissioner is as deter mined as ever to bring them around to doing straight business. He has call- ed them to task before for improper disposition of claims and he still has a vigilant eye over the business