The Minneapolis journal., 1905-11-08
L[FB COMPANIES
CAPABLE TRUSTEES
Conduct Their Business On q,
Scientific System Under to
Guidance Of the Best Brains
That Are Obtainab1e.
POSSIBILITIES OF LOSS
ABSOLUTELY ELIMINATED
Every Policyholder's Interest Is
Protected by the Tremendous
Financial Resources Amassed
for Their Security.
BY HERBERT vANpERHooF.

for Their Security.
BY HERBERT vANDERHooF.
Every man who invests in a life insur
ancs policy acquires by the act q. trustee
for himself to the extent of the policy.
That trustee will conserve his invest
msnt, will earn money on the investment,
and will in the end return the investment
80 enlarged. That trustee possesses the
best brains. the most exact system. the
largest resources. The trustee guaran-
tees to do for the man what the man
very rarely or never can do for himself.
Is not the man fortunate who can Sc
cure such a trustee to take care of a part
of his money. even as Mark Twain Sc
cured Fl. H. Rogers, master Of Standard
Oil, to take care Of all his money?
AS everybody knows, Mark Twain
'went broke" a few years ago. And while
he was on his uppers there came to him
ono day Henry H Rogers-"Boston'
Iawson's Rogers.
why, Clemens" said Mr.. Rogers, 81
thought you had made pot Of money"
What does that amount TOT" the au-
thor asked, ''if the other fellows got it?''
'HumphI'' calculated Mr.. Rogers: Then
after a pause: There are plenty like
you"
That's comforting" said Mark Twain.
misery loves company. And. AZ I'm
sucker always suspected there were
plenty more"
''Ninety-nins men out Of q hundred"
philosophical Mr.. Rogers, "can mako
money, more or less Only one Is able
to keep his money from the other fellows
NAV. I know. for I've acted as the
other fellow q few times myself
TIVE heard" said Mr.. Clemens, "that
enc Of your professions Is that Of receiver
general for suckers en- nasse. It's just
as we'll that you should have the money
to make proper use Of 1t, as that 1t
should be lost to men who would lose it
as fooltshly as other men. who would lose
it expeditiousiy to others still, and SO on
ad 1nfinitun.''
a Proposition to Twain.
What came over for," said Mr.: Rog-
err was to see II yoH would{n't z" let me 9e
compound with your creditors, conserve
basis. WIN you do it?'' =. -
Mark Twain grinnsd :. ,,....-,,,
There's my hand on it, he replied:
''Soma say I'm genius, which is as 1t
may be. But one thing I'm not--I'm not
The evidence Of one GRACIOUS act in the
found in the fact that; the great humorist
S ms On fne tn his oa ge
Mr.. Rogers took all the money Mark
Twain earned by his pen and by his lee
turing paid the aebfs invesfed she sur,
and returned back to the author small
fortune. y,..ex~- =
Rogers request to allow him to. take over
friend Mark Twain? Which. one, Of US, #
he were 30 lucky, would be foolish enough
tii duce tainted i money!" wouid not we
ordiRary feows Of Rasars sense eame same
at aionx see and shani saa to u.s. Jusf turn c
ssnSs ean do VII VIII sSem mo- You can't 7oss' and
For the truth is that in this America it
make living and a little more. There is
s bsn tfou0s Ss has aobht s ga saunEa in his
Now what in the, name Of goodness
Millions in Savings Banks.
To be sure he or you or GAN stick il
In a savings bank and let 1t lie and wa1
fat at the lean rate Of 3 per cent a year
ions do that according to so eminent ar
authority as Judge Peter s. Grosscup O.
the federal bench, is because millions
railway ssfF and % industrial @ Stock, since they
distrust corporation management anc
fear they viii lose dividends which are
epI opiginaI dadHenH; amounts ats themselves s @ w
But-and here Is where public enl1ght
enment comes in-the average citizen O
h11S hat
man man is a. novice outside his own. game
Every man, however shrewd, in his par
ticular calling or life work, is at an i'm
with the other fellow In the other fellow
This is an age Of specialties-that is :
fairs are so involved, business is so intri
cate, interests are so vast, that even tn
man who thinks he has obtained prett
s wds ire e yeT eo b what IN fs he tnaW
OF Now sysry1haf Whaf is fe Gs inS nss
Thst haze been 1sadpg IS yp It to- Gamble Is a
Is 1t possible swindle? Is 1t anythin
less than a first class security for tn
ssgTheref gTG 7fhaznf Hhd it At Is
derstood ts by the men at it's head; me-
who have special abilities along thei
what fact above all others about If
insurance has been impressed upon tn
public Consciousness within the last fe1
months? What truth stands out nov
nakedly and amazes the American. peo
pie? Is 1t not the magnitude Of life In
surance com panies, their enormous re
sources, their stupendous holdings, the1
vast reserve? 80. ,
Was it known to people generally tina
as a money power life insurance compa
nies exceeded Standard Oil. the ste.
trust, J. P. Morgan, the Rothsch1lds
The public did not dream of it. :,
Today they realize the fact, and wit
the realization must believe in the won
derful impregnability of the institution
life insurance, an institution the IKE
which was never dreamed Of even half
century ago. In other words, lie lnsu1
ance stands revealed as the creates
financial success of modern times. n
companies have piled up millions OF 40
lars-in real estate, In mortgages, =
bonds, in money to loan, In surplusage.
General Proposition Not Affected.
Reports of mismanagement and extIaN
agance in a few companies, perm1tte
seemingly undep the laws In vogue IN or
state out of forty-five, do not aTect
the least the general proposition OF III
insurance. r. &
While it is remarkable that partial an
acrimonious as the investigation Of Nor
states companies appears to be. yet In
no suggestion Of insolvency has bee
raised no question of the ample ability
the companies to meet their every obligs
tion. Which undisputed truth contrib
utes striking evidence to the assertion
the general strength of life insurance:
III t{,,~~ 3e +S4 1SS@n