The herald and news. [volume] (Newberry S.C.) 1903-1937, 1904-06-14
ANIMALS HEAVILY INSURED.
From Monkeys to Elephants Every
thing Made the Subject of a Policy.

tainly not that OF any animals death.
From donkeys to race horses. from
pigs to the most valuable stock. from
monkeys to elephants. everything can
be made the subject OF policy. In
deed, whole circus or menagerie
,an be insured with as much ease as
in the case OF an ordinary family. says
Cassells Journal.
Certain Offices do little else than
take the lives" OF animals. generally
farm-yard stock, at rates ranging
from about 5 to 7 IL per cent. and
they transact an enormous bus
mess with agriculturstS and others.
But any specially valuable life"
has to be mainly or wholly IN
sured at Lloyd's. some OF the under
writers of which institution will take
risks that no other company would
look at twice. It is there. in fact,
that nearly all the curious Lives" in
animal insurance are taken
In many cases these risks come
within the original scope OF the in
stitution, because they are connected
with animals being transported by
sea. Horses, for instance, are invar-
iably insured at Lloyd's when they
are shipped for voyage, and even
an odd donkey for one OF our colonies
has been made the subject OF policy.
In the same way all manner Of fear
ful wild fowl are insured for their
passage to England.
Perhaps the most singular "lives"
taken" in these circumstances are
those of turtle, which are insured on
the journey from Jamaica to England.
Now and again some OF them die on
the way, but they are not necessarily
a (total loss.') They are, if the death
takes place near the end OF the voy-
age, brought on, duly delivered, and
in the end served up as soup, for
which their slightly premature death
does not unfit them When
turtle dies however, it ceases to be
such, and becomes an "angel,' and
it is described as an "angel'' in the de-
livery note.
OF course, insuring an animal ior
a sea voyage is very different thing
from insuring box or a case. The
risks are much greater. In general,
all animals suffer distressingly
from NAL de mer. A cross-channel
passage often prostrates a horse,
while an elephant is sometimes in
agonies for days when at sea. So the
risks OF mortality have to be added
to those OF FIRE, wreck, etc.
At Lloyd however, horses are
commonly insured when travelling
from place to place in this country.
while race horses are frequently IL
sured against all contingencies. Some
years ago a certain gentleman. when
he bought the la Duke OF WeStmin-
ser's Flying Fox for $500 guineaS.
took out at Lloyd's yearly policies
on its life for 100000 at Sc per cent.
The insurance, which is still in torce.
is against the risk OF mortality from
any cause. Another valuable animal
life is that of St. Simon. which is in
sured for $4,000.
Other animals are also common
risks at the great underwriting center.
Many times elephants have been
made the subjects of policies. When
Barnum purchased Jumbo he insured
that great creature at Lloyd's. Jumbo
reached the other side of the Allan
tic in safety, but afterwards came
off second best in attempting to fight
a railway train. Another big 200
elephant. lingo. was similarly insured
by Mr.. Bostock. who probably did
not reg:et having taken such pre-
caution, for, as everybody will re-
member. the animal died-he proved
to be a very bad sailor" or
its way to America. to the heavy loss
of the underwriters.
Often as the 'liyes" OF elenhanfs