The daily morning journal and courier., 1904-12-06

| SHsl HUN l can see Daek to the lrSt time l came to know Mrs. Chadwick in 9 business way. You know I have never in all this time been called a fool. II was something over a year ago that learned that ". s. Fay and Henry Wurst of Elyria had had some dealings with Mrs. Chadwick. They were known as shreWd business men. l began to Inquire, for as a business man l wanted exert every effort to turn an honest dollar. l guess my in- quiries reached the ear of Mrs. Chad WICK in the light of events of the past two weeks. I'guess Mrs. Chadwick was greatly interested the moment she learned that inquiries for business had been made by me. At any rate she came to oberlin and it was there the thing began. I began looking for legi- innate business. Mrs. Chadwick? Well you must judge for yourself. A sec ond interview and I made a small loan. It was promptly met. In addition we secured considerable splendid business, all transacted in business way. From there on the story leads into a maze, the end of which I wish to God could now see. It leads on down to a time
 when I went down to New York. In my pocket carried one of the notes signed
 by the name of Carnegie. When I started I had in mind an attempt to raise money on the paper to put funds in the bank. When I got to New York
 my heart failed me, for something told me that all was not right. I came
 back home without making any at tempt to raise money on the note. And now everywhere I turn to hear the whisper, Why did you not reveal your suspicion% What could I do? I had always been known as a fair and hon est man. It seemed to me that the blood of depositors was on my hands; that was the thing that pressed at my throat. It was the conviction that ev- erything must bend to saving the money for my friends who had entrusted it t6 me. And, so every move that was made was with the desire to save the bank if possible.
 Mrs. Chadwick had secured big loans from many other bankers She had met these obligations. Would she not meet obligations to the Oberlin bank, my bank?
 We prayed that she would and we thought she would.
 But now I guess the jig is up and Mrs. Chadwick has reached the end of her rope. It is bitter, bitter to think that everything is lost. Oh, the pinch- ing and the squeezing of the last few months, all to get money. No one can ever know of the torture of it all. Per sonal property was swept away, the savings of years, but what of that, if only the bank where my friends did business could be Saved?
 Il sWore to my absolute faith in this woman. Yes, I swore to 1t, and I do not deny it. But that was the thing for me to do as long as there was an atom of hope. But, look at me now. What have got to do? have got to go back among the people with whom have associated and live. No one can deny me the right to live. But the rest of the people who have been party to these transactions are not to go un- noticed. Let me tell you that not one- tenth part has been told. I have in- formation which am going to give. When I get my thoughts together will make a statement in which I will conceal nothing and in which all par ties will be treated alike.
 Sometimes I think I am dreaming and that this is simply an awful night mare. No, it is not nightmare. Is am under arrest, prisoner at the bar, suffering, not for what I have done, but for the crimes of others
 Moaning aloud and stopping to mop the sweat from his brow. the counte- nance of the banker suddenly lighted up. Man, do you think that that wo- man could have executed the name of Andrew Carnegie upon those notes?h
 ''She may have done so, but If so, she is gifted with far more than ordi- nary cunning.
 How could we suspect anything wrong? Why, she would do anything that was asked of her. never asked her to sign single statement to which she did not readily assent She would sign statements almost without read ing them. And through 1t all, she ap- peared almost like a child.
 1T remember one statement she sign- ed particularly. It was statement to the effect that no person had any claim upon the securities she claimed to possess. We wanted a written statement. Verbal statements do not go very far in the business world, you know.
 Anything to make you perfectly as- sured,' she said as she signed the pa per-
 The attest referred to in Chadwick confession is alleged to have been sign ed by Fri Reynolds on May 23, 1902. It is addressed TO whom it may concern, and certifies that he has in his pos session s5,00O,000 in securities belonging to Cassie L. Chadwick and that neither himself nor the Wade Park bank (to which Reynolds is secretary and treas- rrer) nor any other person has any claim upon them. Regarding this note MT. Reynolds has refused to make any statement.
 AN ARREST IMMINENT.
 s,35 E