The Colfax chronicle., 1904-12-03
THE FOXY INSURANCE MAN
Gets the Drop on His Man However
Cautious end Crafty Said
Man May Be.

You are only wasting your time and
mine." said the young business man to
the life insurance agent. Il understand
the benefits of insurance just as well as
you do, and If had any family"
You are likely to have at some time
or another" said the agent. "It's just
like death. You can never tell when 1t
will happen. and it is just as well to be
prepared for it."
well, call around when you see the
wedding announcement, and I'll talk to
YOU"
II say it's just like death." pursued the
agent. We've had people carrying in
surance with us who were chronic inva-
lids, ripe for the grim reaper at any mo-
ment-hollow-eyed, shattered wrecks
that you would swear could never live
month out-and yet they go on living.
paying their premiums regularly year
after year and die at so or 80. On the
other hand, the young and robust are
cut down in their prime. Yours is par
allel case Judging from your personal
appearance and your social gifts"
What do you know about my social
gifts?" asked the young business man.
81 have the honor of knowing one Of
your friends" replied the agent. Hes
insured in our company, and he rec
commended me to call on you"
"Tell me his name. III get gun and
60 after him"
are ho rvoccsx ;pe,,~ad 10 r,,~ c<,vcpouy
I might" said the agent. with an appre-
ciative smile. Now, just have patience
with me for moment"
We'll, go on and get It over"
II was saying that judging from ap-
pearances might expect to see the we'd
ding announcement within very short
time. but you might put 1t of for years."
'Then, what's the use of bothering me
now?"
II was coming to that. If you insure
now your rate will be considerably
lower"
well, you wouldn't insure me, any
way. There's consumption in our FAM
fly and two of my grand-uncles commit
ted suicide"
That's bad" said the agent, reflec-
lively.
II didn't mention it at first" said the
young business man, but you press me
60 hard have to-"
Two grand-uncles, eh?" inquired the
agent, taking up his hat. "And how
about the consumption"
Both my parents died of IT," replied
the young man, sadly. He was about to
add before l was born" but checked
himself in time and said: eat an early
age; in their prime, you might say. II
it wasn't for that and the fact that my
doctor tells me that will have to try
Arizona or New Mexico"
TOO bad, too bad!" said the agent
rising. "Pm sorry to have taken up your
time"
Il always wanted to take out some
Insurance." said the young man, with
melancholy smiles "Td be glad to do II
II 1t were not for the circumstances ]
mention. Good-morning."
The agent suddenly sat down, relates
the Chicago Daily News, and pulled.
folded paper from his breast pocket.
"I'll tell you what" he said "You make
out this application. anyway. l think
! can put it through for you. Your doc
tor may be mistaken. you know, and
these hereditary tendencies often jump
a few generations. I'm glad called.
may be the means of restoring hope to
you. Shall we say IS 5,000?"
The young business man squirmed IL
his seat and looked uncomfortable.
'sWell," he said, after a moments hes.
itation, II suppose I'll have to take
couple of thousand. You're hard prop
osition."
The agent was busily writing, with
smile or his face. Name, age and resi-
dence I have" he said. Father and
mother still living?"
"Yes." admitted the young business
man.