Arizona republican., 1904-02-18


 lately that the insurance might have the privilege of communication by Wire for purposes of corroboration, with any physician it saw fit in any Canadian or American city that she happened to be in at the time. She is also to furnish at her own expense affidavits from three leading doctors as to the condi- ton of Ter threat. This is the first known instance in which a singer has insured herself against possible none tary loss through her inability to sing because of voice failure.
 The representative of a successful firm of underwriters said yesterday that within the last few months hum dreds of policies have been issued against illness or death from appendI- citis. The fact that the treatment for appendicitis can rarely be successful ly accomplished except at enormous expense is sad to be the chief reason for the desire of many to insure against partial pecuniary loss from the disease.
 London is at present upset by ar epidemic of measles and scarlet feve2, and the insurance companies have be- gun to take risks to ward off loss from victims of these diseases. Last week five lords and twelve prosperous hank CTS aVailed themselves of the chance of insuring under these special ciaus- es English underwriters have for sev- eral years written many odd risks but insuring against disease is new and has caught the town. Take out pol icy for measles" or Are you insured against scarlet fever?7 are common expressions in the Strand and music halls.
 The custom Of taking cut a policy on the life of some great public man. much on the. order of buying lottery ticket in Havana or a chance or a race horse at New Orleans. has been a long honored one in the English capital. Just where the limit for odd insurance cones ir is a yeyed question. Hund- reds of thousand of pounds are paid each year in English companies to spectators gambling on the lives even of Indian princes of whom the intend cd beneficiaries know almost nothing and the insurance companies little more. Another, feature of several companies is fan insurance against habitual drunkenness whereby a man may be insured against the potential tippiing O. his wife, or vice versa.
 Still another ood form of insurance is a divorce clause whereby the in- jured party may have his or her woun- Ged feeling repaired by the payment of pounds, shilling or pence. This pc cUIir form O. insurance has not yet been introduced into France, although one or two Parisian companies will as sUme risks on the question of loss through continued intoxication.
 
 following special clause provided fol partial indemnity from appendicitis:
 In tl,c evcEt or the assured under going an operation for appendicitis, this company is to pay all expenses incurred directly in connection there with (not exceeding the sum of = in alD but in the event of the opera tion being performed and death en- suing as 9 Greet result of the same within thirty days thereafter a total loss of the sum of S- to be paid hereunder
 Tt is a condition of this policy that the assured, at the inception of this insurance, to t,-e Test Of his or her Knowledge and belief shall not be suf~ fering from and shall not have any special reason to consider that he (shej is liable to, appendicitis.
 For d recovery of al claim hereunder i it is necessary that the assured should ascertain that he (she) is suffering from appedicitis during the term of the policy, and that the operation should | take place not later than the expira- { tion of> ore month from the termina- ton e this policy"
 Fidelity and casualty insurance has | been most progressive with the past | five years and there are many com ! panies in New York that make a bus | mess of insuring against loss by bur glars, elevator mishaps. robbery by ! servants, accidents of every degree and kind whether self -contributory or otherwise. loss through delay in 1 steamer and train transit fraud | through clerks and other employees and I loss through legal actions. All the | big express companies, dry good stores | coal firms and trucking houses. pay d certain sum every year as protection ! against damage suits by. drivers and helpers who are hurt while in their | employ. The insurance companies contest the suits or effect compromises. One large company down town man aged by a once shining light in Tam many, makes a speciality of insuring saloon prOprietOrs against pccuniary damage through arrest for violation of the excise laws. This company fur nishes lawyers who appear in tine courts to question and perplex wit | nesses, balls out the bartenders and ! otherwise protects the interests of the accused.
 Several companies insure druggists against blackmailer5 or even legit.- mate victims of careless clerks. Mis- takes are often made in compromising of drugs and suits are the result. About a year ago a gang of sharpers set to work to blackmail New York druggists by claiming that their health and lives were endangered or impaired 1 through clerical inaccuracy in Milling prescriptions. The blackmailer work ed on the safe theory that the average reputable druggist. feared the publicity of such charge, and a number of chemists settled with the blackmailers without much question, though real lzing that t was blackmail. At last the claims became so numerous an1 outrageous that the druggists were ob-