Burlington weekly free press. [volume] (Burlington, Vt.) 1866-1928, 1904-12-08
STAND BY LAW



ancc in Vermont, by way Of regulating
policies and contracts and protecting the
insured as well as the companies. He
deemed the contracts onc-sidcd. No great
or trust is known, SO far as Vermont
is concerned, than the insurance trust.
Most of the companies doing business
here are foreign companies and they are
getting great privileges from the state.
Tie called especial attention to the pro-
visions Of the bill requiring companies
TO take risks when asked to- and the
fixing of rates under the auspices of the
insurance commissioners, and urged them
las mportant features lie maintained
that the insured are now at the mercy
of the companies. and advocated tho pass
age of this bill as affording protection.
He characterized the valued policy"
as tho great feature of the bill, and
enough to warrant its passage. He dis
| claimed any personal intercs. In the
measure, but thought it only fair and
just. The main provisions Of the bill are
taken from the New Hampshire laws. It
will not drive any companies out of the
state.
Mr.. blanchard of Newport referred
ironically to the bill as "A cure-al for in
surance evils. He did not wish to be mig
understood as he might be If he spoke
against it, lie was not champion of
| the "irsurance trust" Insurance COM
panics from outside the state would
never place themselves where they would
be required to insure incendiaries, and
| 10 Vermont company could exist. It
would be an encoura cement to arson. He
dcbated the question of rates contending
that they were now fair and based on
| the relation of risk to value. lie denied
| that the rates were fixed by one man.
| With regard to valued insurance, at first
sight its asn<ct is favorable. I'ut con-
slider that it applies only to buildings
personal property now being paid for
when loss IS total at face of policy; fur
thcr that 90 rer cent. of losses are OILY
partial. Tho rule of companies is to pay
fairly and generously in case of losses
The insured should be satisfied If he re-
ccives compensation to tho fun extent oi
his loss.
Mr.. Stratton Of Montpelier, for tho
committcc. said a good deal OF time hac
been given to this bill, tho like of which
had never before been introduced in
Vermont lie analpzcd the provisions oi
the bill and contondcd that they wer'
not such "a tho companies coul,i he gov
'i,..i,''F... ,'a.,,o4 ta ,,,,a,,,od 60 ,,nln
.''..' .,,,,I ., 1~..t,> 49,. :,
''', 49,,
,r,. 'i.,.,.,., ,,'i,,,. .i,a oo,,,,',,,i.- h,,..
Nv r''', ,,.,,h - n,.or-t,,,,,r.',o. Il
,.,,1 ;,a..it,,. cn. ,.o,,,nn,,io, :,
'',,i, ,,.i,l 49,, ,r,.,.iei,,, -, a. .di,,st
u,,,.F w. ,.. n, -, f,,.or .r eva Iii,
w. po,, -, .ho,h,,,ro fo,,rol tno hin
WI t VI CIV .p''' -. ','..' .i,,, va
'., .,,., ,o,. a. ,,ar,. ~. nro ,,her
- A., ~, ,I.,i,.o ,,.,,,t h;, ,,r,, was l.,
,,,...d t...
| ,, <, 80 ue,,iau o,,.o 80, j.,
.;,n,,, ao,,o,',,,, Min - i7,. hn ymff.ro,
..',,.. L., ,,.a,. t,,.o,. h,. ,.oo -, .,coo,,,,
~ 49,, in.,'ra,cn so.,lon,on,
,,,',,, I,,,n,,,,,.,, oi,i,.,o, .i,,
i,s,,.nco settlements vero NOT common
Nv satisfactory. Statistics show that build
ings do not burn on an average once il
800 years. In Vermont We are payin,
100 per cent for the collection of insur
arcc. In France it is only :" per cent
NJ wonder II is good thing for tho In
suranco companies. He read from an ap
plication for insurance To show how an
Sw"rS f." trivial questions. made war
r3uticS y IN" contract, might annul tn
"rancc 10 t"St IN" feeling at tn
House he moved I" strik" out the pro
vision for compulsory insurance.
MI Blanchard of Newport sad Una
lSurh provisions a. TINS hill contains nav
been held unconstitutional III N"w haWp
shire. II costs more IN other states thal
her" to inSur" farm property me valued
policy law IS not popular III states Wh'r
it prevails
MI Sh"pl"Y OF Sh's""n 'h""ghu IN
stat" would be better on II 'hefc "'r
n" companies DONG huSin"Ss mere am
',''' ''S' ~ P.'o' 20 '.,n ',,,,1
l,a.s cros
.rba ,rerdr,o,, u.s orrcoa 10 and TN
,hird rn,dirc or tho hin vas ordered n,
emphatic viva Vocc vote, The Dill wa
NV" p"9H'"
W WOMAN 81 + i HHNf'
: lo--Cranting municipal suffrage fo
women. Mr.. Pape of Barre city ohIccte'
to the bill becauso it Disseminated AM
because he didn't believe tn" women q
the state wanted the rlGht l." N"''' Mi
.',,a, - r,.. ,,.,n.,,,. o,,li6ca
'; IT, u,,,.tr,to1 hn,y rninstIv IN
',., an,. i, a,,ri,.ire .i.ssr,iu
.,,'u;a.. 80 ,o,irc /, IN;
W., .'aaaa.. an ,a, cont nf tho woma
.,,,,,. r.r,,.o,,. cannot vntc
,,. ch0,t,,,n ~, portrot said tina
aa,.o,,, ot th. sch,nl ON
,.,,.. ,.aro h.,d Ia, women -
was satisfied that the women Of Pom
q. "a Ill