Waterbury evening Democrat., 1904-12-06

rible fool. guess there is no doubt about my being a fool. I know I have done wrong and, although crush ed to the earth myself, do not pro- pose to be made a scapegoat to shield the sins of others. Further conceal ment of the truth cannot help any one. If thought it could my lips would re- main sealed as though I had been stricken dumb. The truth is that. oth- Brs also must be called to the bar to answer for their part of this terrible affair, and one of these whose answer must be had is Mrs. Cassie l.. Chad wick"
 The banker spoke in broken sen- tences, and tears were streaming from his eyes. His acquaintance with Mrs. Chadwick began three years ago. The attorneys for Herbert D. Newton, the Brookline (Mass.l banker, have stated that their client loaned Mrs. Chadwick money only after note signed "An- dreN Carnegie had been fndoTsed pX the president and cashier of national bank The men who indorsed the note were President Beckwith and Cashier Spear of the Citizens National bank of Oberlin, o.
 Relating this matter Banker Beck. with continued his story of the banks transactions with Mrs. Chadwick as follows:
 "Yes, we indorsed the note in addi- tion,to one other note for $500, GOO; but, oh, God never for the purpose for which they were used"
 4 Al. ANam two $5OO,000 notes in addition to the note for $250,0oo?" was asked Mir. Beckwith.
 "Yes: notes aggregating $1, ,250,OoO." Tt has not been generally under stood that there were two notes Tor $500, ,000," was suggested.
 II know it, know it, but the notes exist, just the same" said MT. Beck with ''One of them is in the hands of the receiver, and the other ought to be in the hands of Mrs. Chadwick. If she has disposed of it, she has done something which she swore she would not do. So please make 1t plain that a solemn oath was taken that the notes which bear our Endorsement were nev- er to be used by Mrs. Chadwick for the purpose of raising money, and she knew it.''
 "NIr. Beckwith, to correct any wrong impression, would it not be wise for you to state how Mrs Chadwick in- duced you to place your signature upon the notes?"
 My God! would like to if thought 1t would make it clear. To tell the story would be to tell the tale of tor ture and transactions and transactions and torture covering period of over year. To tell 1t would take good half day, and in my terrible condition I cannot attempt the task cannot tell the story before I go on the witness stand. I must seek advice"
 At this point of the explanation of the old bankers affairs he leaped from the couch where he had been lying and paced around the room for composure. When he had controlled himself he resumed his story, saying:
 What will they think of me at my home town? Would to God had been the only dupe instead of feeling the weight of condemnation from hundreds of depositors whose earnings have been 0"NPb oW0S ,
 F'Did we have the slightest suspicion that the notes carrying the name of Andrew Carnegie were not genuine? In heavens name how could we have had suspicion2 Mrs. Chadwick swore to both of us and one or more wit nesses that she personally saw MT. Carnegie sign his name to the notes she placed before us. But we said that we must. be sure How are we to know? The answer came in less than two days, when a New York attorney appeared in Oberlin, who said he wlls the attorney of Mr. Carnegie his spe cial agent. He Vouched for the correct ness of the claims made by Mrs Chad wick. We had at least six conferences with this lawyer, two in Oberlin and four in Cleveland. Perhaps I am say ing too much, but I must tell some thing more. Ill every way we attempt ed to make certain that we were ep,