The St. Louis Republic. [volume] (St. Louis, Mo.) 1888-1919, 1904-12-04

fund or permanent provision for the
support Of any one"
"Endow::" Ito make pccuniary pro-
vision for. To furnish with dover.
To enrich
The above literally describes the
effect OF Endowment Insurance. In my
last article | promised to begin this
week and explain in detail as to how
Endowment" or Investment Insur-
ance protects all classes in all condi-
tons. First, l was to discuss the pro-
lection Of the bride.
Those, especially OF limited means,
about to be married, or those just
married. should carefully decide how
much of the salary or income it is adj
visable to set aside. to save. If the
weekly salary is twenty to thirty dollars,
in my opinion at least one-fifth q this
should be put aside. say, from 81 90 to
5000 per week. And now let us see
how much Endowment Insurance this
will purchase. Let us find out, with
this amount saved every week. to
what extent the wife and the family
will be protected. If insurance under
an Optional Life.or Endowment Policy"
is applied for. premiums will be paid
for twenty years, and if the policy is
taken out when the. husband is twenty
five. wears OF age. the amount to be.
paid each year will be S5r7.oo for
Ten Thousand Dollars Of insurance.
So that by saving S3I7-oo a year. or
lust about So a week. insurance can
be secured for 100000.
During the twenty wears. the family
is fully protected by the SIo,ooo in
surance. If death should unfortunately
come. is not Sro.ooo a comfortable
little fortune to leave to- the family:
If. however. the husband lives. let
us see what happens at the end of the
twenty years. Why. you have just
been saving up money. The Metro
politan will pay you 5000 in cash. which
is $4,000 more than the total Mount
YOU nave paid in premiums; or. If you
prefer. vou can have paid up insurance.
if YOU are still in good health. for
SGi.5oo. with no more premiums to
pay.
The Metropolitan also gives other
options at the end of the twenty years.
which will be more fully explained
when YOU write to ne. The general
and basic idea of the whole plan Is.
SAVE a little. Zach week. If the huS-
band dies during the twenty year period,
the family gets a comfortable fortune.
If he lives. at the end OF the twenty
wears he and tie ianrily get the COM
Portable fortune that has been 50 easily
accumulated.
| cannot conceive of any better sys-
TEN or method of gathering together
a reasonable fortune. y definite. fixed
plan OF this sort should he decided
upon. and acted upon by every young
couple as the sureSt way to.Saye and have
something for adversely or advancing
+, age. There are many ways in which
l the wife in the family OF moderate
circumstance can aid in keeping up an
endowment policy; she can earn in a
| gcnteel way money outside OF the regr-
l lar allowance. wages or salary. And
! there are few men who could not, ii
they would. secure extra work enough
1 to keep up their premium. One thing
is quite certain. If you and Your family
a cannot afford to keep up insurance tor
$4,000 YOU can afford $1,000. S5.ooo
e or $1,000. and policies can be secured
t for anv amount desired which vour IN
come allows YOU to undertake Do
. not. under any circumstances attempt
: to carry 4 policy too large in amount.
- .-.,. I.-,,,r,1,T p.+-a-