davidaulloa/AmericanStories huggingface dataset:
The Savannah morning news., 1904-12-07
ENGLAND's CREDIT SYSTEM.
Extended by Everybody and Seems
to BE Constantly Growing.

to BE Constantly Growing.
From Town and Country.
Why people of good position, partic-
ularly if they have no scruples worth
mentioning, should complain of hard
times in England, goes beyond me.
There is always the wonderful credit
system to fall back upon. l could
live couple of years without a penny
of income. At the end of that time
could calmly retire under the shelter
ing wing of the bankruptcy officials
and no one would benefit from my
dishonesty. Every one gives credit,
and the system. instead of being cur
tailed, seems to grow.
l described a year or so ago the his
tory of young man and woman who
were married with nothing more to
back them than sound belief in them
selves and a few silver things that
had been presented to them on their
wedding day. l told how they lived
in great luxury in Park Lane for a
couple of years and gave the most
expensive and exclusive dinners, lunch
cons, and suppers. and how they finally
disappeared. Four similar cases have
come under my notice since then. one
of them particularly aggravating, so
far as the creditors are concerned.
A youth of twenty in an aristocratic
cavalry regiment found II impossible to
conceal from his father the fact that
he had contracted debts to the extent
of over 5000 pounds. The father
promptly lifted" the boy out of the
eeryice and placed him IN an insurance
brokers' office in the city, where he
The Savannah morning news., 1904-12-07
TO LOW PRICE LEVEL
~rv YORK STOCK MARKET
BROKE IN LATE TRADING.
MANY REASONS FOR DECLINE
AND MANY OF THEM BASED ON
PRESIDENTS MESSAGE.

uour After Message Appeared Was
the strongest Period of Days
Market-GeneraI Level of Market
Not Responsive to Advances for
several Days and Steady Profit
taking Caused Fear That Reac-
lion Was at Hand.
New York. Dec. 6.-Individual
stocks made volatile advances to-day,
hut they were of a character less i'm
nressive to stock market sentiment
than some of those that have shot up
from the recent past. There were also
fewer of them. The instability of 9TH
Or recent favorites at the altitude to
which they had been forced also begot
some suspicion of these movements,
which eliminated in the violent break
in prices at the last.
The general level of the market has
not been responsive to advancing ten
denotes for several days past, and the
steady profit-taking at different points
throughout the list has caused the fear
that reaction was at hand.
There was some remaining disquiet
this morning over newly resumed gold
exports, but the distinctly easier tone
for money, both call and time loans,
made any solicitude on this subject
seem misplaced. No borrowers seem
disposed to take loans at present rates,
except for short periods and the aver
age rate for call loans to-day fell to
ga per cent. Sterling exchange, in
deed, was firmer here and lower in
Berlin while the price of gold ad-
vanced in London.
Presidents Message Helped.
The hour after the Presidents mes
sage appeared was the strongest period
of the days market. and resulted in a
fairly comprehensive advance to above
last nights level in the standard stocks
which had hung back up to that time.
1t was after an interval of hesitation
The Savannah morning news., 1904-12-07
OCEAN FREIGH,Cs.

COTTON-Savannah to Boston. per
100 pounds, 25c; to New York, per 100
pounds. zoe to dock: Use lightered; to
Philadelphia, zoe per 100 pounds; Bal
timore, zoe per 100 pounds.
COTTON-Foreign direct to Liver
pool, Use; Manchester, csc; Bremen,
24c; Hamburg, FAC; Rotterdam, zee:
Barcelona. 3Sc: Havre. Soc: Antwerp,
csc.
LUMBER-By Sail-Freight, active;
to Baltimore, $500; to Philadelphia
s475; to New York. $5.621a: to Port
land, $500.
LUMBER-By Steam-Savannah to
Baltimore, $3.50; to p. r. r. or b. and
o. Docks. $500; to Philadelphia, $500;
to New York, 1925 per M. to dock;
nghtered. $500; to Boston, to dock
$7.25.
The Savannah morning news., 1904-12-07

was to receive the munificent salary
of fifty pounds year. The first years
expenditures returned TO tine father by
a set Of complaint creditors amounted
to over 5000 pounds.
The boy had taken two shootings
had hired yacht for Cowes Week
had given endless supper parties at the
best hotels. all on credit. had smoked
innumerable cigars that cost something
like two shilings each; and all of this
on the strength OF his having been
in the army! The boy. being just UNI
der age. escaped the punishment gem
orally melted out to such offenders, and
his father committed with the credit
ors, but ] understand that the youth
continues to live like prince on his
so pounds-a-year income.
The Savannah morning news., 1904-12-07
MONEY MARK EFT.

New York, Dec. 6.-Money on call
steady at S@S1z per cent; closing bid
Sz; offered at pa. Time loans easy;
sixty days, ninety days and six
months, S%@4 per cent. Prime mer-
camille paper, 4@4% per cent. Sterling
exchange firm, with actual business in
bankers bills at $4.S6.3 0@4.S635 for de-
mand, and at S4.S3.70@4S3.75 for sixty
days. Posted rates, $4.8415 and $4.S7@
4.S7Ha. Commercial bills, $4.SS@4.S5b.
Bar silver. $3.50. Mexican dollars, 4Sc
The Savannah morning news., 1904-12-07

Pilot charts and photographic infor-
nation will be furnished masters OF
vessels free Of charge IN the United
states photographic Office. IN Custom
House. Captains are requested 10 call
az the Office. Reports or wrecks and
dereiicta received.
This ofIice operates n time bali on
the roof of the Cotton Exchange.
dropped daily az IN. 00m.0On. (sun-
days and holidays excepted). 18TH me-
The Savannah morning news., 1904-12-07
an Southern
ON Railway

Trains arrive and depart Savannah
Union Station by Central time-one
hour slower than city or Eastern
time.
Schedule Effective. Nov. 6, 1904
10 THE NORTH AND EAST.
The Savannah morning news., 1904-12-07
He Builds Up Weak Men

aref n
90
#fH# built middle-agd and old
\
A&4 suffered
from Of
growing
ed man,
Aw n saved by the timely and kindly
advic
this emine
~z$zM EFM#%W. STRONG VITAL POWERS.
he IS m soe oi % oIue
& nd he a
he
rays
quickly
soothing STRENGTHENING
will functions Of the heart liver
a De
able do that had thought
able do again
NO CONSULTATION.
IN this Hathaway that he
medical
trouble
All this Win naturally
Snees etc. without charge
~ the reader Of lives
would like
write letter 20 the doctor giving brief outline Of BIS
win detailed answer well
we'll the doctor and nnd out When
call lie the oldest established specialist To- THIS
ma "a. z
g. 20 . sundays 10 a. no 70 ip M
The Savannah morning news., 1904-12-07
LOCAL FINANCIAL MARKETS.

The following are the Savannah
Cotton Exchange quotations:
FOREIGN ExCHANGE-Sterl 9
firmer; commercial demand. sess
sixty days. 4.s3k; ninety days. S2X /:
francs, firmer; commercial demand.
5.17; sixty days, $50. Marks. CONNER
cial demand. 95%; sixty days. 94M !:
ninety days, "a 5-16.
DOMESTIC EXCHANGE-Buyin
at 75c per $1,000 discount; selling up to
$500 a graded charge of loo to 45c;
over 5000 at rate of 75c per $1,000 pre-
MUM.
Bank Stocks
The Savannah morning news., 1904-12-07
Notice 90 Captains OF Vessels.

Vessels arriving at night will be re-
ported at the Morning News In its
dispatches. without charge. II captains
will confirm reports OF their arrival
10 No. 2ff. either telephone.
The Savannah morning news., 1904-12-07
MARINE
INTELLIGENCE
ARRIVALS AND DEPARTURES.
Arrived.

Steamship Chatham, Hudgins, Bal
timore.-Asst. w. w. Tull.
Steamship Kansas City, Lewis. New
York.-Asst. Ocean Steamship Com
pany
Steamship Mainz (Ger.). Mayer, Hav-
ana, general.-Williamson G. Rauers.
Steamship Fenchurch (Br.), PopA
Mantanzas; light.-Strachan & Co.
The Savannah morning news., 1904-12-07

ball is lowered slowly minutes after
IL. Clarence Hatch.
in charge.
The Savannah morning news., 1904-12-07

Savannah Bank and Trust .1Ss =.
savannah Trust .............107 e.
Railroads and IndustriaIs.
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06
THE BANK OF SPRINGFIFL.D ID
SPRINGFIELD, S. G.

L. NJ. Minis, Pres. JSo. MCB. BEAN, Y. ?.
j. T. SMITH, ,5Cashicr.
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06

anyone who may sneer at what I have
written the question: If you are
an employer OF labor, would you know
ingly have a gambler il Gotten fu-
lures filing position of trust in
your employ?" l know what your
answer would be-and not only that,
but you would not care to transact
any business with a. young man whom
you thought to be dabbling in futures.
1t was just the other day that the
president Of one Of our leading mills
told young broker, with whom he
had transacted good business that if
he thought he was specializing in any
way it would cause their mutually
pleasant business relations to cease.
Young man, keep your hands off
gambling in futures, cotton, grain,
stock, meat, in any other form.
Now let US look at what l have
termed the legitimate use Of cotton
futures" and which almost everyone
who handles actual cotton is obliged
to deal in. Years ago, when there
were neither cables nor telegraphs,
futures had no place in trade, 10y fu-
lures, mean what is now known and
dealt in as future contracts y there
were not many daily fluctuations as at
present. Instead Of selling from this
side to merchants in Liverpool, Lon
don, Bremen, Havre and other well
known markets, cotton would be con-
signed and a commission paid to the
broker in the port to which the cot
ton went to sell it at certain prices,
or to sell at best" on arrival; there
was no communication with this side
except the mail and that by sailing
vessels, so you will readily see there
was not the extreme uncertainty that
nowadays exists. Business was not
conducted in the harum-scarum way
it is done at present, life was lived at
a slower rate. 'Rooseveltian strenu-
BUSINESS" did not exist, but with the
coming on the scene Of cable and tele-
graph Until today, when fluctuations
in Liverpool or other cotton centres
are recorded within a minute or two
after occurrence, some means bad to
be found to protect both the buyer and
seller, and that means today is found
in cotton futures"
Suppose A. at 9 O'Clock a. M, re-
ceiveS an order from Liverpool, say,
to buy five hundred bales of cotton,
saw middling, at such price; If he
can buy at that price he Immediately
cables Liverpool in cipher, Have
bought at such price so many
bales, y and the house in Liverpool at
once sells an equal number of bales of
cotton in futures to protect them
selves in case of fluctuations between
the time the cotton is bought and
arrives'in Liverpool; and as the cot
ton is sold either in small or large lots
to spinners, the buyer for every hun
dred bales Of the five hundred he sells
ouys in one hundred futures until the
whole five hundred are closed out,
thus minimizing the risk: the same
applies to the Southern merchant or
exporter and to some extent to the
mills also, and am firmly Of opinion
that where cotton futures" are used
to such an end it is entirely lcgiti-
mate and without them I do not see
how the export business any way
could be worked and, instead of add
ing to the speculative feature, con-
siderablv reduces it,"
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06
q Weak
StOEnnaG

Indigestion is often caused by over
eating. An eminent authority says
the harm done thus exceeds that from
the excessive use Of alcohol. Eat all
the good food you want but don't over
load the stomach. A weak stomach
may refuse to digest what you eat.
Then you need good digestant like
Kodol, which digests your food with,
out the stomach's aid. This rest ana
the wholesome tonics Kodol contains
coon restore health. Dieting unneces-
oary. Kodol quickly relieves the feel
Ing Of fulness and bloating from
vhich some people suffer after meals.
Absolutely cures indigestion.
GgodoE Natures T0maCo
rrannred only BYE. G. DEWITT & o., Chicago
ThoS 81. bottle contain12 21s times thoeoo aize
DR.. j. G. Wannamaker, Mfg, Co.
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06
Mrs. Fl0ride LOwman Hood,

Teacher of Music, Art and Elocution.
Second floor, Barton Building: fine
equipment, latest methods. Music
pupils taken from 5 years up. The
famous Burrowcs Musical KindcrGar-
ton system is usch =! + enall children.
Terms rcaSOnaNl
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06
The Difference Between Speculation
and Actual Investment. There
Lies the Moral of the
Whole Question.
Whole Question.

To the Editor of The Sunday News:
Together with many other Christian
ministers, have been perplexed about
Cotton futures. I have, therefore,
sought the opinion Of brother clergy
man, who was for many years in the
cotton business; both at home and
abroad. With the hope that many
Christians nay appreciate the jmpor-
tance of che subject, I append his re.
ply. Clergyman.
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06

THE ATTENTION OF TIE
l. Il. +. -. Carriers Association Of
OrangeburS County is called TO the
fact hat our next regular meeting
will be held at the Court House on
Tuesday, April 5th, at II o'clock. a
full attendance is solicited. We cs-
pecially desire all OF the carriers of
this County, not now members OF this
association, TO meet with US and join
same. Respectfully,
John B. PRICkETT,
Sect. r. +. D. G. Assn, 0. G.
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06

Business transacted with promptness and
carefulness. Money to lend on approved Sc
curity at reasonable rate. We have famous
Manganese Steel Safe, warrantedland proved
to be burslar-proof. Interest allowed III saw
ings department at the rate ofi4 per cent, pay
able May and November. Accounts and cor
respondents solicited.
ll-ll-i-y
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06

ham, Mass and will b advised free Of charge hgda
Of cases them nexpensive absolutely
Remember when you your druggist Insist upon getting
Avcgisl E PRmNEkama'S Vegetable G0NQp0UEDa5
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06
Look Out

TOR THE OLD RELIABLE UP
Il to-date painter, paper-hanger and
singn writer. Interior DECORATIONS Il
speciality His sampleso Of Wall Paper
are up-to-date. He is known in Or
angeburg, as the best.
B. D. GLYMPH.
The times and democrat. [volume] (Orangeburg, S.C.) 1881-current, 1904-04-06

Directors.-L. NJ. Minis, ,Ino. McB." Bean,
II. A. Odom, }. g. Fulmer, J. w. Jumper, DR..
j. +. Iiutto, ". p. Hutto, q. c. Salley, }. A
Berry.
The Plymouth tribune. (Plymouth, Ind.) 1901-1911, 1904-06-23
BEAUTIFUL WINONA."
Excursions via Pennsylvania Lines to that
Pretty Resort.

With the opening Of the season at
Winona Lake, May 10th, the sale of
excursion tickets over the Pennsylva-
mia Lines to that attractive resort in
Northern Indiana will begin. Every
summer passed there by thousands has
only increaSd their desire to return.
On the golf links, the tennis courts,
the baseball or cricket grounds, the
croquet field, or boating on the lake.
fishing. camping, swimming, driving,
or attending recitals and lectures 6y
world-famed perSonageS IN the auditor
whatever the diversion may be,
the associations are of that congenial
sort conferred by goo society. This
resort is noted as the site of Winona
Assembly and Summer School, attrac-
ting teachers and students from edu-
cational Institutions of this and other
countries.
Fifteen-day and season excursion
tickets will be sold from ticket stations
on the Pennsylvania Lines during the
summer. For information about
fares and time of trains, apply to L.
cal ticket agents. or to f. Van Dusen,
Chief Assistant General Passenger
Agent, Pittsburgh, Pa. Illustrated
literature describing attractions of
Winona Lake may be had for the
asking. Address S. G. Dickey. Secre-
tary and General Manager, Winona
Lake, Ind, who will give particulars
regarding camping facilities. hotel ac-
comodations. program Of addresses by
noted speakers and all other details.
The Plymouth tribune. (Plymouth, Ind.) 1901-1911, 1904-06-23
COULDN'T PROCURE THE CASH
So the Home Bank, Goodland. Ind, Has
Closed Its Doors with Deposit Debts
of$l53,OOO.

Goodland, Ind, June 1.-THE doors
of the Home bank have been closed.
+. ID. Gilman, president and cashier,
is absent, and his address is unknown.
Gilman left here Monday with the
avOwed intention of procuring money
from one of the indianapolis banks,
promising to return OIL the following
day. He has not bene heard from
Wilson Wickersham, teller, was left in
possession of the bank. Wednesday
noon he reported that he had no funds
with which to meet checks, and, act
ing upon the advice of attorneys. he
refused to receive deposits Wednes-
day afternoon, although $500 is known
to have been deposited during the
morning hours.
The schedule shows deposits in the
bank amounting to $4,000. This in
cludes $4,000 of county funds and
about $1,000 township money. Farm
ers will be effected strongly, as the
bank was largely patronized by them
because it promised to pay per cent.
On time deposits. Many of the bust
ness men, both borrowers and depOs-
itors, also suffer. The exact cause of
the failure is unknown, although it is
attributed to longtime loans upon
which no cash could be realized.
The Plymouth tribune. (Plymouth, Ind.) 1901-1911, 1904-06-23
Trumphs Of Modern Surgery.

Wonderful things are done for the
human body by surgery. Organs are
taken out and acraped and polished and
put back. or they may be removed en-
sirely. bones are spliced. pipes take the
place of diseased actions OF veins; anti
septic dressings are applied to wounds,
bruises, burns and like injuries before
inflammation sets in, which causes them
to heal without maturation snd in one
third the time required by the old ire +
ment. Chamberlain's Pain Balm acts
on this same principle. It is antiseptic
and when applied to such injuries,
causes them to heal very quickly. 1t
also allays the pain and soreness .Kee p
1 bottle of Pain Balm homo and cave
money. not to mention the inconven-
ience and suffering which such injuries
ntail. For sale By all druggists.
The Plymouth tribune. (Plymouth, Ind.) 1901-1911, 1904-06-23
DOG SAVED HIS LIFE
Man Knocked Down by an Angry
Bull Owes a Debt to "Har-
vey Jane"
sCHAFER MURDER MATTER CASE
Investigators Want Further Inquiry
Old Man Nearly Gives His
Life for Two Ingrates.

Richmond, Ind, June 16.-A large
shepherd dog, bearing the unusual
name of Harvey Jane, distinguished
itself on the farm of John Brandon
burg, ten miles east Of Richmond, by
saving the life of man who was at
tackled by ali enraged bull The dog
is owned by Charles Armstrong, Of
Eaton, o., and it had been trained to
drive cattle, showing exceptional in
telligence in this work.
Bull Charges on the Man.
Armstrong and Michael Mcintyre
went to the Brandonburg farm to pur-
chase sheep, and they entered the
pasture field, accompanied by Harvey
Jane. The men were looking over the
sheep when a bull in an adjoining
field broke through a rail fence and
ran madly at the little group. Nc
Intyre was unable to get out of the
way and was knocked to the ground.
Harvey Jane seemed to understand
the trouble in store for Mcintyre, and
rushed to his assistance. The dog
barked loudly and snapped at the legs
of the bull.
Harvey James Diversion a Success.
The attack was unlocked for, and it
was successful in diverting the ami
mails attention Mcintyre scrambled
to his feet and ran for safety, leav-
ing the dog and bull to fight it out
Harvey Jane. however. seemed to I'M
derstand that the duel was unequal
and after seeing its master and friend
were out of danger, it also retreated
in good order The dog led the bull a
merry chase across the pasture, and
hurdled the fence far in advance of its
opponent.
Three Dead Babies Found.
Richmond, Ind, June 16.-The third
dead body found in Richmond fin three
weeks has been taken to Coroner Mark
ley. The body was found a
short distance southwest Of the city
limits. near Elliott's mills. 1t had been
wrapped in a newspaper and placed
in a shoe box.
The Plymouth tribune. (Plymouth, Ind.) 1901-1911, 1904-06-23
|. e. & W. Excursions.

Baptist Young People of America
International convention Detroit, NJ.
July 7th to 10th fare S6.l5.
Triennial Conclave Knights of Tenn
plars San Francisco Sept. 5th to 9th
Sovereign Grand Lodge L. o. o. F..
San Francisco Sept 10th to 25th.
K: of P. Biennial Encampment,
Louisville, KY. Aug. 10th to 29th one
fare plus Is cents.
Grand Lodge Benevolent and pro-
tective Order of Elks. CINCINNATI, o.,
July 16. II, Is return July 23rd de-
poSit ticket and secure limit to Aug.
18th for an extra fee of so cents.
Ancient Arabic Order of Mystic
Shrine, Imperial Council, Atlantic
City, N. j., July 10, IL return July
23rd, one fare plus s1.O0.
National Prohibition Convention,
Indianapolis, Ind. June 9th, 2Sth re-
turn July 10th, $3.50.
Special rates to Rochester, Ind, Sell
on Thursday, Friday and Saturday
return Monday at CSC. Sell any day
return 30 days from date 9Oc.
Special rates to Macy, Ind, Thurs
day, Friday and Saturday, each week
until Oct. oath, return Monday follow
ing date of sale, 90 cents.
State Sunday School assembly of
Ind. Richmond Ind June "a, one fare
plus % cents.
Special round trip excursion rates
to st. Louis, Mo-, on account World IS
Fair April 30 to Nov. 80, 1904. Season
ticket daily retnrn Dec 18th S14.5O;
Sixty day ticket s11.7O; Fifteen day
ticket S1O.75; Coach tickets to be sold
on May 18th, 10th, oath, Doth 31st,
June 2. I, 9, IA, 16, Fl, %, %. Both.
Other dates will be announced later.
For particulars Write to j. r. Rhein.
G. P. A. indianapolis. Ind. or call on
G. Morcombe, Agt.
The Plymouth tribune. (Plymouth, Ind.) 1901-1911, 1904-06-23
Three Dead Babies Found,
AFRAID HE WILL GET AWAY
Investigators of the Schafer Murder Ask
That Their Evidence Be Heard
Mt Once-

Bedford. Ind, June 16.-Anxiety lest
the Bedford man suspected OF the
Schafer murder shall escape led inves-
tigators to petition the authorities that
a board of inquiry be empaneled to
hear the evidence gathered by them
during the last week. in the belief that
such an inquiry will justify an arrest
Immediately. The authorities have re-
frsed to act without further delibera
tico. 1t is understood they will give
their answer TO the petition today.
The suspect now is absent from
Bedford, and is said to be under no
surveillance. The statement of the
Harrisburg woman who alleges she over
heard conversation regarding the
murder between the suspect and wo-
man member of his family is said to
have occasioned alarm for her safety
among her friends at Bedford. and is
known to have strengthened the be-
lief in his guilt.
The Plymouth tribune. (Plymouth, Ind.) 1901-1911, 1904-06-23
VandaIia Line Excursions.

st. Joseph Mo. and return sic,
June 81, %, Doth. Return July 5t1.
Culver Specials Commencing Sunday
June 10Th. and on each Sunday there
after during months June July and
August special train leaving 9:l5 a. m.
returning leaves Culver 800 p. NJ.
Fare 25c Round Trip.
Home seekers round trip and colon
list one way to South, Southwest and
West. 1st and 3rd Tuesdays each
month.
Indianapolis and return $3.50 sell
June q, 2Sth. return July 18th.
Worlds Fair rates: Season s14.Oo,
so days sl1.7O, Is days slO.75, coach
I day 1878
Worlds Fair pamphlets showing no.
tel Accommodations and description of
grounds etc., may he had on applica
tion at Vandalia ticket office.
Rates for Fourth of July. One fare
plus 25c for the round trip except
where the one way fare is less than 81
a rate of one way fare for the round
trip will apply.
Sunday Excursion. tickets on sale to
all parts on Vandalia Line where the
one way is not over $3.50 Also for
stations south of Plymouth will sell
Saturday p. %. for Train Numbers
AZ, 136, and 40, one Fare for round
trip.
W. E. SMITH,
rent