davidaulloa/AmericanStories huggingface dataset:
The Savannah morning news., 1904-11-09
SUICIDE AND INSURANCE.

/
1t has not been many years since the
life insurance companies, one and all,
fought strongly against paying the
claim on the life of a policyholder who
| had committed suicide. Then some of
the companies began to write more
liberal" policies, in their keen compe-
tition for business. At first a COM
pany wrote a policy that was incon-
testable after three years; then other
companies reduced the probationary
period to two years, and a few COM
panies were at length willing to put
out policy that was incontestable
after the first annual premium had
been paid. To-day, of the sixty-nine
old-line companies of the United States
there is but one which refuses to ac-
cept liability for suicide; five retain
the suicide restriction for three years,
twenty-nine for two years and twenty
six for one year, while eight are quite
willing to have the insured commit
felo-de-se at any time that may suit
his convenience, after he has made
at least one contribution to the COM
panies' treasury.
Mr.. w. H. Lawton. an insurance ex-
pert, writing in the North American
Review, advances the opinion that this
leniency of insurance companies to-
wards suicides has had the effect of
encouraging self-destruction, to the
harm of the companies and against
public policy. He points out that there
has been an increase in the suicide
rate during the past thirteen years of
almost so per cent. Mr.. Lawton is
highly indignant against those insured
persons who kill themselves. He says
they commit fraud against the
companies carrying their risks, and
that therefore the companies should
not be called upon to pay one red cent
BY way of showing that the insurance
consideration has much to do with sui
eide, Mr.. Lawton calls attention to the
fact that some time ago one of the
big fraternal orders adopted rule pro-
hibiting the payment of insurance to
suicides. Immediately, he says, there
was a marked decline in the number
of suicides among that orders men,
bership. He argues that all OF the
companies should abolish the liberal
clauses in their contracts which ad-
nit of the payment of suicide claims
and take a firm stand against paying
out money where the insured has re-
sorted to self-destruction.
Mr.. Lawton is looking at the matter
of course, from the standpoint of the
insurance companies. The ideal Oh
that standpoint is for everything e
be coming in and nothing going out
But It may be doubted that the court,
would permit Of the entire abolition Of
suicide liability by insurance com
panies. There have been a number o
decisions by high courts touching upoE
this matter, and in the majority o
instances the courts have been dis
posed TO hold the fact Of suicide 10 b.
an evidence OF insanity and therefor
Of irresponsibility; and II an insure,
person is insane and irresponsible
there is no good and sufficient reason
why his helrs-those who are depend
ent upon him for livelihood-shoui,
not have the benefit OF his life insur
ance.
The Savannah morning news., 1904-11-09
A GOOD SPECULATION.

The United States Battleship and
Maine Salvage Company will make
good thing out of the battleship Maine
that was sunk in Havana harbor in
February, 1898. 1t has purchased the
hulk from the Cuban government for
$4,000 and will raise and exhibit 1t at
Coney Island. 1t will cost large sum
to raise the wreck, but it is estimated
that the machinery and armor that
will be available for sale after the
wreck has been exhibited will cover it.
The armor and machinery cost $3.50, 900
and the ship when commissioned more
than S4,OOO,OOO
There is still good deal of senti-
ment connected with the Maine and
she will be visited by many thousands
of people. 1t wouldn't be surprising
If the receipts from the exhibition of
her would amount to good-sized for
tune. 1t is a subject of comment that
the government didn't raise the YES
sci. OF course it couldn't have gone
into the business of exhibiting her, but
the salvage from the wreck would
doubtless have covered the expense.
Before the Cuban government con-
sidered the proposition to sell the
wreck 1t obtained from our govern
ment a release of all claims to 1t. The
Department of State expressed the
opinion that whatever claim the United
| States had to the wreck had lapsed.
In some quarters the opinion was held
that the executive branch of the gov
eminent was without authority to set
tie the question as to whether the
claim of the United States had lapsed
holding that Congress alone could de-
termine that question. The matter
may be considered as settled, however
though at some future time the party
now in power may be charged with
having practically thrown away the
5000 which the Cuban government re-
ceived.
A good many American sailors were
drowned when the Maine was blowr
up and seventy-four bodies were new
er recovered. If found when the shiI
is raised they will be brought to thii
country and buried with due honors
IL the Department of the Navy makes
provision for expense. II 1t doesn'
they will be buried in Cuba by TIL
wrecking company. There is no rea
son to doubt. however. that they viii
be given honorable interment by tn
Department OF the Navy. The peopl
wouldn't permit them to be buried II
foreign country at the expense of {
salvage company.
The Savannah morning news., 1904-11-09
WEATHER AND POLITIcs.


FROM EVerybodyS Magazine.
II would be difficult to estimate with
accuracy the limits Of the influence Of
weather on the plans of politicians
The business committeeman, even, ad-
mits that weather is luck. Two or
three weeks OF gloomy. raw weather
before an election day make havoc
with the campaign OF the administra-
TONS party. Such weather works In
the mind of man an intangible desire
for a change. OF course, the govern
ment at Washington does not really
control the winds and rains, but new
ertheless the government at Washing
ton Is part OF the ill-ordering manage
ment Of things, and Is accordingly
held responsible. In agricultural
states "A moderately rainy day Will
send the farmers TO the polls 10 a
man. because they can do nothing In
the felds-but Il will keep the city
voters ut home; the result IL n de-
cided gain for the party which the
farmer favors and the city man op-
poses. Again, IN states where the de-
norabie custom prevails o. paying
consistently partisan voters 20 stay
away from the polls bad weather
furnishes an excuse that may save
the merccnary citizens reputation
among his brethren.
The Savannah morning news., 1904-11-09
CURRENT COMMENT.

The New York World Dem) says:
"The breadstuffs consumed by an or
binary family of five in a year would
have cost 1898 on July 1, 1897, just
after Cleveland had retired from the
White House. on Sept. 1, 1904, the
same articles cost $92.35-an increase of
sS9.42, OF over 70 per cent. The mere
difference In the cost of that one item
Of food is enough TO pay the premiums
on life insurance policy for $1,000"
The Springfield (Mass) Republican
says: "The problem OF reaching the
people who have an antipathy to
churches is being met in London by
using to some extent the theaters and
music halls for Sunday evening meet
ings OF the same sort as those held
out of doors I'm fine weather. This use
OF playhouses IS viewed with suspicion
and hostility by q good many people.
but IL such meetings draw In those
who could never be enticed beyond the
portals OF the church. the end must be
held to justify the means"
The washington Post says: I'm the
good time coming there will not be
any single track railroads nor any
trains going In opposite directions on
the same track; grade crossings will
have been abolished. the road beds,
tracks and rolling stock OF all roads
will be az sound and safe as science,
skiil and money can make them, and
no effort 10 insure safety will be spar
ed Very few Of our enormous aggre-
gate OF deaths and injuries BY rail
would have occurred had all OF these
conditions been present. II is the alb
sence OF the most OF them that piles
up the appalling list. 80 long AZ that
absence exists the Strengthening will 80
on. n viii decrease IN proportion TO
the extont 20 which the obvious causes
are removed"
The Savannah morning news., 1904-11-09

Senator Tnlman of South Carolina
had thought deeply on the liquor dues-
ton, says contemporary. He It was
who originated the dispensary system
whereby his state controls the sale of
all Intoxicating drinks.
The other day. IN the midst Of an
earnest conversation about the South
Carolina dispensaries, Senator Tillman
smiled.
II am reminded OF an old man /
used 70 know who drank too much"
he said. "He was a flne old fellow IN
other respects. and Il was pitiful to
see him disgraolng himself and his
family by the abuse Of alcohol. took
him to task one day. read him a
long lecture on the sin OF drunkenness.
Water / said. ~ the thing. Stick
20 water. James
Well. the old mar answered,
there's only one place m the Bible
where n man asked for water. and I
guess you know whore hs waa.s
The Savannah morning news., 1904-11-09
THE MORNING NEWS is published

llO4NNlNN wv = puDAAoAACI
every day in the year, and served tc
subscribers in the city. or sent by mail
one week, IS cents; one month, 7C
cents; three months. $500; six months
$500; one year, $500.
THE MORNING NEWS by mail,
six time a week without Sunday
issue), one month, so cents; three
months. $3.50; six months, $500; one
year. $500.
THE WEEKLY NEWS, two issues a
week monday and Thursday by
mail, one year, $1.OO.
Subscriptions payable in advance.
Remit by money order, check or reg
istered letter. Currency sent by mail
at risk of sender.
Transient advertisements, other than
local or reading notices, amusements
and classified column. 10 cents line;
Fourteen lines of agate type-equal
to one inch in Depths the standard
of measurement. Classified column adj
vertisements. cent word each inser-
ton. Every word and figure counted
No advertisement accepted for less
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ness office.
Orders for delivery of the Morning
News to either residence or place of
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telephone No. 210 Any irregularity in
delivery should be Immediately re-
ported.
Letters and kilograms should be adj
dressed MORNING NEWS" savan-
nah. Ga.
EASTERN OFFICE, % Park Row,
New York City. H. C. Faulkner Man
ager
The Savannah morning news., 1904-11-09

An American consul in England re-
ports to the state Department on a
new bread-making process that has
been perfected there. He says that
"the -four was made up into dough in
ffty-nine minutes" and that a batch
of twenty-five loaves were produced
from the raw -four in two hours and
thirty-five minutes. Had he said that
the dough was prepared in an hour
there might have been some doubt
about the correctness of the report. but
he Topped Off the last minute and
cinched the correctness of the state
ment. or course, nobody could enter
tain doubt after the "hfty-nino min
utes" assertion.
The Savannah morning news., 1904-11-09

The campaign just closed was, in
the main, fought out on a high plane.
There were very few ugly charges or
spiteful quarrels. Two or three news
papers, Il is true, permitted their par
tisan zeal TO get the better OF their
Judgment and said things that they
will doubtless be sorry for later. But
MS a whole il may be said that good
temper and a fair discussion predomi-
mated throughout. How different from
the campaigns Of fifteen to twenty
fve years agol
The Savannah morning news., 1904-11-09
BRIGHT BITS.

--"De easiness wifi which some peo-
pie is fooled" said Uncle Eben, sis
what temps many a man dat might
be honest to go astray. Washington
Star.
But" urged the man who was
trying to collect funds for the cam
paign, don't you care which party
wins this election?" NO" said the
trust magnate. mot a cent. I have en-
emies in both of 'em."-Chicago Tri-
bune.
The Savannah morning news., 1904-11-09

Kansas Is preparing to bleed again
next season. A renowned bug man OF
one Of the colleges has discovered a
new brand Of grasshopper which. he
says, II destined to oyerrun the state
next year unless the approaching win
ter should prove to be one OF excop-
tional frigidity and length. The new
Erasshopper, he says, II alfalfa fed, {"
and Is q wonder Tor size and appetite.
He describes Il as having two rows
Of teeth and two stomaohs 10 be filled
with proyender. Compared with A. tho
hopper that committed the crime Of "a
~ y puny ana harmless Insect,
The Savannah morning news., 1904-11-09

Four British battleships are follow
ing the Russian Baltic fleet from Vigo.
Spain, towards Gibraltar; and thereby
hangs an interesting tale. 1t may be
merely a lingo tale, to be sure, never
theless it is being told in London with
a good deal of gusto. 1t is to the eff
feet that Admiral Rojestvensky became
annoyed at being followed by British
war vessels and signaled them: "If
you don't keep off we will fire." To
this the British ships are alleged to
have signaled back: Fire away!"
But the Russian commander did not
carry out his threat and the British
ships are still at his heels. The re-
port continues that arrangements have
been made for British battIeships to
keep constantly In touch with the Rus
slams. for the purpose of preventing an
other incident like that in the North
sea.
The Savannah morning news., 1904-11-09
PERSONAL.

Miss Minnie Robinson of Detroit, a
graduate of Michigan University. is
winning national honors as a student
of botany. For some time past she
has been professor of botany and bio
oIogy in Vassar College.
e. w. Judd, now a resident of
Everett Wash. claims that it was in
his parlor, near Ripon, Wis, that the
formation OF the Republican party was
decided upon. Mr.. Judd is now Pro-
hibitionist. In 1854 he was q Free Soil
The Savannah morning news., 1904-11-09


Now that some of the newness has
worn off of the New York subway.
a great deal of fault is being found
with it. Several sorts Of diseases have
already been reported as owing their
origin to the subway. The people are
having. subway headache" SUBWAY
eye," subway nausea" and several
other things. A leading physician is
quoted as saying that the amount of
oxygen in the tunnel is not sufficient
and that the effect of the deficiency
Will be felt by operatives within a
short while. Several persons have
tainted on the trains during the past
few days, the spells said to be due
to lack of oxygen. New York is 10th
ing if not hysterical, hence in all prob-
ability the complaints will pass away
within few weeks.
The Savannah morning news., 1904-11-09

The prosperity" slogan Of the Re-
publican party received a setback IN
the Pittsburg district the day before
che election BY the shutting down Of
three or four coal mines, throwing out
Of work about 1000 miners. But Penn
sylvania Is 10 hopelessly Republican,
through the maohination Of the bosses,
that n every colliery and every mill
81 the state had been shut down The
state would SIN have stood pat" fol
the Republican party ana prosperity.
phe political conscience On Pennayi.
pAn'a has been thoroughly atrophiod.
The Savannah morning news., 1904-11-09

Prince Louis of France is on the way
10 the St. Louis exposition. The
Princes title, is of course, as empty
as last years bird nest, since France
is now without kings or princes. But
Prince Louis will doubtless attract a
good deal Of attention in the exposi-
ton city. He is said to have most
striking nose. made Dubious and awry
through his having fallen on it during
q fox hunt some time ago.
The Savannah morning news., 1904-11-09
The Weather.

The indications for Georgia for to-
day are for fair weather, with light
southwest to west winds. Eastern
Florida, fair weather. with variable
winds.
The Savannah morning news., 1904-11-09

In Cowler Kan, the divorce case of
Hugg VS.. Hugg has been concluded
with verdict for the plaintiff. Evil
IDENTIFY a name means nothing in di-
vorce court.
The Savannah morning news., 1904-11-09

Mr.. Watson didn't fare as well in
his home state as he expected. Judge
Parker got a plurality in Georgia of
about $4,000, and all the Democratic
candidates for Congress were elected.
Outside of one ward in Augusta Mr..
Watson's appeal to Georgia voters
wasn't very effective.
The Savannah morning news., 1904-11-09

Many Of those voters who yesterday
received crisp. new 81 bills for their
votes will to-day be felicitating them
selves upon the part they took in
Saving the country"
The Savannah morning news., 1904-11-09

Just as the campaign was beginning
TO grow really exciting it came to an
end. Had 1t run another week there
might have been a trough house
among the candidates.
The Savannah morning news., 1904-11-09

A hypnotic hospital Is one OF the
latest innovations projected for New
York. The promoters OF the scheme
believe that diseases OF both body and
mind can be cured by hypnotic sug-
gestion. and It is their purpose Ia
make a demonstration OF their claims
on a somewhat large scale. Psyche
therapeutics have received consider
able attention from the medical pro-
fesslon during the past few years.
The Savannah morning news., 1904-11-09

What became of the tremendous ma
1ority which Mr.. Murphy, the Tam
many leader, said New York CITY
would give Judge Parker? An expla-
nation is in order from Mr. Muir
ply, Clearly he did not understand
the political situation in the city
which he dominates.
The Savannah morning news., 1904-11-09

The Republican majority in the next
Congress will be fully as large as it
is in the present Congress. Will Mr..
Roosevelt and his party use it wisely,
or will they favor legislation intended
to perpetuate Republican rule?
The Savannah morning news., 1904-11-09
THUNDERBOLT LINE

CITY Market to Casino and Thunder-
bolt via Bolton Street Junction.
Beginning at $50 a. m. cars leave
City Market for Casino at Thunder
bolt every half hour until 1870 D. m.
cars leave Bolton street junction
5 minutes after leaving time at Citv
Market.
Beginning at $3.50 a. m. cars leave
Live Oak Station for city every half
hour until 1908 midnight
The Savannah morning news., 1904-11-09

Mr.. Watson saws he paid his own
campaign expenses. II n 20 be hoped
that ho had q pleasant run Tor his
money.
The Savannah morning news., 1904-11-09
COLLINsVILLE LINE.

Beginning at sos a. m. cars leave
Waters road and Estill avenue every
20 minutes until 1905 midnight
Beginning at sos a. m. cars leave
City. Market for Waters road and
Estill avenue every 20 minutes until
1905 midnight.
Through cars are operated between
Market and Thunderbolt via Collins
Vile and Dale avenue as follows:
Lv. Market. Lv Thunderbolt.
6:45 A. M. 7:3O AN
GAS p. NJ 7.30 p M
The Savannah morning news., 1904-11-09

ISLE OF HOPE LINE.
6eLWeen Isle of Hope and 4Ofh gtrAa4
The Savannah morning news., 1904-11-09
SAVANNAH ELECTRIC CO.

WINTER WEEK DAY SCHEDUI,E
Effective Nov. /. 1904
The Savannah morning news., 1904-11-09
WEST END LINE IincoIn ParE \

WEST END LINE CLinc0In Park1
Car leaves west side of City Market for ra..
coin Park 500 q. m. and every 40 mfrutAs
thereafter until HAS p. m
Car leaves Lincoln Park for Market e:o0a N.
and every 40 minutes thereafter until i2 o oiocI
midnight ~
FREIGHT AND PARCEL CAR
Leaves east side OF City Market for Thunder
p m. - - --''S'A'
Leaves Isle Of Hope for Sandnv. Catti. sark
Thunderbolt ana all lntermediatS noint.Ea.ea
q. M, ll:00 a. m, $500 D. m
Freight car leaves Montgomery atsso a IN.
ular parcel car fol- city.
Parcel car from the city carries freight "a
Montgomery on each trip.
Regular parcel car carries trailer on each
trip for accommodation Of passengers
ANY further information regarding passen
ger schedule or freight service can be had By
applying 70 L. r. NASH. Manager
The Savannah morning news., 1904-11-09

Connects with parcel car for city.
Through to Thunderbolt.
city. ee ~
Between Mnnfgnnna1.,r 2 nrI,1.,aeL-Iz-
Albuquerque weekly citizen. (Albuquerque, N.M.) 1891-19??, 1904-09-24
IN pralse Of chamberlalns Collie
Cholera and plarrhoea Remedy

"AUrT mo 20 give YOU n few words
u praise 0f Chnmhcrlain's Collie
Cholera and Dlarfhoea Remedy"
SAYS Mr John Hamlctt of Eagle
Pass. Texas. ~ suffered one wooh
with bowel trouble and took all kinds
of medicine without getting any re.
lsf when my frlo q. Mr. e johnson.
merchant here advised me 20 take
chile remedy After taking one dose
Z falt greatly relieved and when I
had taken the third dose was entirely
cured thank YOU from the bottom
OF my heart for putting This great
remedy iu me hands 0f mankind Do
For sale hy all druggists
Albuquerque weekly citizen. (Albuquerque, N.M.) 1891-19??, 1904-09-24
chana.. Ln - -. aan RuIsa.

Q. Instead oft seven men in the line
OF aHmmaeo between the twenty-five
urI limos there must ho siX men Ia
ihe Dino n every part of the field.
o. WHOM there are only s.S men To-
ue IIuD ui acrmmaro thc additional
man 600 'bo back field must Boz station.
aI outside of either extremity of tho
Uuo
a Goals from field. mo- matter how
maIn. hll count four instead of five
H0.H..
TbO Qu8uDrUucE or tho first
mau receiving tHo bal from che center
mny un with o. loo amy part Of thc
uHI instead of only between che
IH.uI. NgHEarI limos m0tIlIuF Doe Ho
#t. yards outside OFF couter
Tho Umpire and referee shall
Hat. distinctive signals
when thn umpire signals for n
penalty iho play may continue until
fhe uaIl a deld when me referee
shall unef thc penalty The side or
Tended AGAINST may take either the
penalty or fho ground gained by tho
play.
O. when one eide kicks out of
bounds twice in succession ou "a touch
hack 0r o. safety the bali shall goo "a
che opposite side ON tho thirtyfIye in
stead of che twenty-five yard liDo
Albuquerque weekly citizen. (Albuquerque, N.M.) 1891-19??, 1904-09-24


Comes guIct.g boo t Comes 90 stay.
How ar hibu1urr4ur Citizen Goa
o,..-,u
Come early t.'fa at'
$50 stranger wu Ue mHr. HHHol
come
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lI you ever Na' any '''h'N' '' -he
aAln
YOU hn'N '"" ..'i II a '' snake
on
ron wound I''e l' Nh' N"" 20 40
u
l'i an Alnnln'Flne man le.l you
h'n' h'a alA'e.A'ni 'AAb i''io"a-
A %. WhItcnmh. nursery, corner
Albuquerque weekly citizen. (Albuquerque, N.M.) 1891-19??, 1904-09-24

% a uoa only "a matter of "a fow
days when tho Santa Fo patients. who
arU now at Iba sI Joseph aan.far
mm aII hp tram ferred to mo- new
Santa Fo hospital tIh expected that
al' wlIl Ho I1 rmiIu. Tor thoIr re
cDpuan by October Tho uld smal'
building which Hr.a served aH the
surgeons office and iiap.nmrr, have
already beoa abandoned and head
quarters nHm ua .H .tH hospital
building which .. aI. fhHf could p0saI
bIy be des.rH bob .l. was uf Hppear
unca 1ad convenience Tho building
o. now complete finished and has
boon Inspected ly Ch.Of Engineer h.
o. Huu Tho furniture. etc., Tor
equipment Is expected f1 arrive daily.
HaI iH soon as DO COMES. 90 a'I Dol Iu.
stalled Tho building d. thorumhy
modern u every "a ial and "a great
CreII tl Che cH