Arizona republican., 1904-03-26
pnoENIx. ARH.. MACH 2G, 1904.
A Logical Fading.

The Orange Growers NdIloIlhi Ooii of Riverside, California, is in the hands of a receiver.
 rom" Hays, until recently cashier of the wrecked institution; is in jail' charged with the embezzlement of the enormous sum of slO6,OCO from the bank.
 , Prom his earliest association with the Orange Growers National bank Tom Hays has been crooked in his dealings" is the statement of a cltl- zen of Riverside who at one time was a director of the bank.
 Some six nonths ago the Los Ange- les Times exposed the fact that Hays as the local right-of-way agent of the Salt Lake railroad had gouged the company out of many thousands of Collars by corrupt collusion with prop erty owners of whom the same rail- road purchased property
 shortly after this exposure-which led many people in Riverside to denounce the Times-Hays resigned his position as cashier. but he carried with him letter from the directors which laud- ed his virtues in eXtrayagant terms and expressed undiminished confidence in him on the part Of the bank off, cials.
 Prior to that time, and for years, Hays had been notoriously a "round- err and a good fellow," the social and political leader of Riverside" the Beau Brummel of the city, and so on. It was evident to everybody, or should have been, that he was living beyond his income, but the fact alarm ed nobody, least of all the directors of the bank.
 Although married to a young woman who trusted him implicitly and who was deserving of all his devotion. Hays found it necessary, it now appears, to keep an "esta ablishment" separate from his own roof. And bearing in mind the fact that almost every step taken by a man of prominence In a small town Is known to everybody, it Is difficult to believe that Hays main tenance of a separate establishment" was any less of a secret to his em- ployers and to the public than were the other acts of his daily life.
 This simple narrative scarcely calls for comment. If it does not tell its own story and point its own moral to everybody a diagram would not i'm prove 1t.
 We do insist, however, upon pointing out, for the advantage of young men generally, an incidental moral which might be obscured by the more manl- fest lessons connected with the down. fall of Tom" Hays and the wreck of the Orange Growers National bank of Riverside.
 This moral is for those who think that there is nothing in life for them unless they keep up the pace" set by such leaders as Hays. In nearly ev- cry town there are a few men like Hays, who have a large following of young fellows who consider that they must be ''in the swim" at all costs Although salaries may be sufficient ouly for a decent living. and perhaps the saving of a little for the future they must follow their leaders. They must go into society; they must buy more clothes than they can pay for and many of them think they must be "spoFts." Not one young man in a hundred has the stamina to say q cannot afford it" when pressed to "eeme along" Equally few are the young fellows who have the bravery Co face and defy ridicule and taunts of being a "cheap guy" and "goody- goody." Hence in every town there is large bunch of young men who are . living beyond their resources. Soon or late somebody has to pay the fiddler on account of each of them.
 That is one of the reasons why find ing young men of the right caliber and the right stun is like hunting hens teeth. Any man or large affairs will admit that when 1t becomes necessary for him to employ a thoroughly re- liable youngster-one who can be safe ly trusted with money and business secrets. and with responsibility in seneral-one who has not only fidelity and character but the requisite discre- tion-the search is seldom rewarded with exactly what is sought. And all this is largely because it is considered so much more important to ape the ways of men like Tom" Hays.
 But what does it avail Hays now that for years he was several kinds of a leader in Riversidea