Audubon County journal. (Exira, Iowa) 1884-1993, 1904-07-21

by Samuel Brown.
The Pilgrim, the organ of the
Modern National Reserve, came to
our desk this month replete with
good things and showing a won
derful advance in the mem bership.
twenty-five councils now loom up
as the result of little over a years
existen nee. The two lodges in the
north part of the county at Gray
and Audubon are growing nicely,
$. c. Handles one of the promoters
of the order having picked up six
each for those lodges recently. The
growth of this order has been phe-
nomenal. They started over a year
ago against tremendous odds and
are now growing rapidly. The
cause of their growth ia due to
their plan which business men take
to readily, believing it to be safe
ana secure. a man in buying life
insurance should look first to the
stability of the order. If he is able
there is no doubt but the old line
is the kind to buy. But to the
great army of men and women this
is an utter impossibility. They
must have something cheap
though they have to die to beat it.
History has proved that no frater.
nal lodge has yet been able to con-
tlnue many years without adjusting
it's assessments to fill the calls as
the members grow older and the
death rate higher. The Workmen,
Woodmen, Maccabees and others
have had to change and will have
to change again. With the history
of these before it and with the
American mortuary table before
them, the founders of the M. N. r.
figured their order to meet all these
contingencies. In fact they are as
near the big old line insurance in
policy as possible with the rates
cheap as the other fraternities.
they have gone on the plan that it
Is honest for man to pay in as
much as he should take out. They
have therefore fixed scaling poll
cy. The amount man should
pay in is taken out of his policy at
death and this amount put into
reserve fund. Bankers and students
OF life insurance hail this with de-
light for it shows them that the
plan is sound. The accident feature
is also commendable part. It
provides for the pay for loss of arm,
leg, eye, ETC., and pays liberal
indemnity. It takes in older mem
bers than others but charges
enough to make the order secure.
1t also takes in women, giving
mothers an opportunity to protect
their children and save them from
want. 1t is plan that will appeal
to the good judgment of any can
did man or woman who wish to
protect their family. A word about
traternal insurance may not be
amiss. The time has gone by when
men and women consider life insur-
ance "blood money" 1t has be-
come business proposition. It is
an easy task to sit down and figure
out that old line is the cheapest in
the long run for compromising the
interest on the fraternal will pay
the other. But the average man
cannot pay from $50 to $50 per
thousand per year. Less than half
that amount will carry from three
to four times that amount of pro-
lection to his family. So much for
the insurance. The fraternal devel-
opment or the social side of mans
life needs unfolding and when once
inside the order and he receives
words of cheer, comfort and en-
couragement when he needs it and
is conscious that if death calls him
hence, his loved ones have friends
and means. He then begins to
realize that he is receiving his mon.
ey's worth.