The Hawaiian gazette., 1904-07-08

applicant has no reason to fear 1t.
Illness in the families of poor people
has much to do in creating need Of
assistance. The serious interference 1t
causes in the household economy. its
expense, the anxieties attending it
which lower the productive powers Of
the other members of the family, the
occasional costly funerals, all combine
to break down the family independence
and ability of self-support. Any i'm
provement of sanitary conditions by
the regulations of authority or the dis
semination Of practical information on
the subject, whereby disease and the
death rate are diminished, cannot fail
to be influential both in retarding the
tendency toward pauperism and in
diminishing the number of cases re-
curing temporary assistance.
If all We're honest, industrious and
virtuous, there would be no pauperism
1t cannot be doubted that the dissipa-
lions of an immoral life are not only
a direct cause of want but that in the
destruction of self-respect which are
caused by them, they are a fertile
source of the growth of the spirit of
AFFECT and willing dependence. If the
young can be shielded during their sus-
ceptible years from vicious influences,
very large percentage can be saved
from moral failure and its conse
quences. 1t must be admitted that this
is a difficult enterprise and that in this
community it is only partially accom-
plished. The law aims to protect
minors from the influence of saloons
by Furnishing saloon keepers who sell
liquor to minors, employ them about
or permit them to frequent a saloon:
also keepers of coffee, victualing, liquor
and billiard saloons and bowling al
leys may be punished for allowing
school children to frequent such places
without the presence of their parents
or guardians between sunset and sun
rise; also children under fifteen years
of age may be punished for being on
the streets. without the company of an
adult between nine o'clock in the even
ing and four o'clock in the morning.
This is known as the Curfew Law, and
is not enforced at the present time, it
having been declared unconstitutional
recently in the First Circuit Court.
After all, the best and most effective
protection of young people from vici-
Gus influences is in the environment
of a happy home, where harmony pre-
walls and parental control is founded
rather on affection and confidence than
on force.
A few years ago, two or three bright
men, one of whom was a Roman Cath
Ole priest developed a new departure
in banking systems. They organized
bank among the peasantry of Ger
many for their own needs. The direc-
tors, officers and clerks We're peasants.
and the capital of the bank was own
ed by peasants The beginning was
small and humble, but the foundations
We're wisely laid, and the enterprise
was justified by the results. The OBJ
ject of this enterprise was to supply
small loans to persons of small capital
doing limited business: in other
words TO do for the peasants what 9TH
er banks do for manufacturers and
merchants. The demand for banking
accommodation by poor men who de-
sire small loans is not generally filled
by ordinary banks, ana when II Is met,
the expense and requirements AS To
security are such as TO confuse ana
discourage the small borrower The
methods ~ the peasant bank We're SIM
pie ana wise, A tailor wants a loan
NJ a few ihalers with which 90 buy =
holt ~ elolh, A peasant woman wants
"a small loan for the purchase ~ a lot
~ egss nnm which 10 raise ohlekens
i0r the market Tho bank directors
Twins IN me Same village Win these
applicants fnr loans. SNOW an about
lhtm hrlr IellahIlliE ANA ihrlr W'ulr
nice vote on such applications fhrse
hahhu haYe WWlR m0lHlasl M nuW
h1f n neWani ana hafe NiWiaa
lhHuFh fmnff Hni inlf lhff Hn
AAns IN iHmHff rNaIuNH8 ihIu hifH
h.eH ~ fNnFfH HNi lmf lat WNH
msiflalf WeuNiel 'hf IsNill'll ana