Evening times-Republican. [volume] (Marshalltown, Iowa) 1890-1923, 1904-09-26
CONSIDER WILDCAT
INSURANCE Evil
Forbidding Such Concerns the
Right to Use the Mails, Is
Strongly Favored
ASSOCIATION TO ACT
Everything Possible Will be Done to
Secure Proper Legislation Authoriz-
ing the stoppase of the Mails to
These Fraudulent coneerns-Present
Laws Do Not Reach the Trouble.

Special to Times Republican.
Des Moines, Sept. 26.-State Audi
tor Carroll attended the convention OK
insurance commissioners and heads OF
insu ance departments at Indianapolis
the past week. These heads OF insur-
ance departments in the several states
of the union meet annually for ths
exchange of views and discussion OF
matters of mutual interest. More ana
more the need of uniformity as oe-
tween states in the treatment OF In
surance problems becomes manl1est.
Auditor Carroll states that the meet
ing this year was a good one. ana thae
the commissioners receive great bene-
fit from this interchange of views.
one of the subjects most discusses
was that of wildcat insurance, or ths
insurance placed in companies that
are not responsible. and which WIN
never pay when there are losses. IL IS
a comparatively easy matter TO write
policies in companies not autnorlzea ~
do business in the state, ana despito
the best efforts Of the commlsslon-
ers IL has been found impossible 10
root out tiais class of business.
"1ibe trend Of the discussion at this
meet,ny." said Auditor Carroll, was
in favor of united action looking 10
the passage Of some Legislation au-
thorizsng the postoffice department.
within reasonable restrictions, 10 1or-
hid the right to use the mails 10 con-
Germs doing wildcat insurance ous-
mess. sGa', action would have TO DC
oarafetiy guarded so as 10 pre-
vent injustice to legitimate COMPANIES
hut it seems to be the only way tnae
the wildcat business can be met. Thc
way it is worked is for a company 10
Incorporate in some state IKE New
Jersey or West Virginia where anybody
can incorporate If he only puts UP
small fee, then to go over into SONS
other state and locate and do business
,n stir other states. A company is
incornorated in New Jersey, locates III
chicago and does business in Iowa. II
does not ask the, right to do business
in Illinois, and Is not authorized In
New Jersey, but is legally incorporat-
.ed The laws of neither state WHY
,,e,a ~, the case. 1t Is from this class
a { companies that we have our trou-
h]e in Iowa / do not believe there Is
.nv attempt to, do wildcat business
from any point in Iowa-it all comes
from the outside. The decision of the
courts in Guthrie county In a case
where the agent who wrote wildcat
insurance was held responsible for tho
loss will have tendency to discour-
aee the resident agents from indulg-
ing in this risky business. Response
b,e agents do not dare write wildcat
business in this state. The business
can still be done by agents who have
no financial responsibility or by mai,
soliciting. The national association
of insurance commissioners will do
everything possible to secure the pro-
per legislation authorizing the stop-
page of the mails to these fraudulent
concerns. The postal authorities have
accomplished something already in the
way Of curbing the operations of the
boldest of the wildcats"
Nearly every other class of individ-
uals in the state having effected q
union, or society, or state organiza-
ton, the latest to get together is the
stewards and superintendents of the
county poor farms. Those of Iowa will
meet in Adel this week, beginning to-
morrow. 1t is expected that Judge
Kinne Of the state board Of control, will
be present at one Of these sessions and
speak. The superintendent of the Mar
shall county farm is down on the pro-
gram for a paper on the county farm
as an experimental station, and Pro-
fessor Klink, of the state college, Is to
talk about experimental station work
at the county farms. DR.. Mackin, of
independence, the state inspector of in
sane hospitals and asylums, will speak.
-
For some time there has been misun-
derstanding Of the method under which
the state veterinarian or his assistants
may be secured to go to any part Of
the state for an official investigation.
Governor Cunmins is sending out a
circular letter in which it is explained
that the proper method is for major
ity of the members of the board of SUI
pervisors or township trustees or city
council to sign a request in writing to
the governor, who Is, then, and then
only, authorized to direct the veterin-
arian to proceed to investigate. There
has been much irregularity in the work
of this department and the desire is to
have it Strengthened out.
One of the most pleased persons IN
the state over the work being done in
the development of the state university
is Governor Cummins. He has been in
sistent for several years that the uni
versity, in the work of building up,
should be planned on the broadest pos
sible lines. He strongly urged that at
the present time the contract be let Tor
the entire science hall and the remov-
al of the old building be made at once.
"The university has made q fine begin
ming for the syeary she .sald. after. re-