The Vinita weekly chieftain. [volume] (Vinita, Indian Territory [Okla.]) 1902-1905, 1904-06-30
TAKE CURIOUS RISKS
SPECIAL INSURANCE For SOME
FAMOUS STAGE PERFORMERS.
Fingers OF Pianists and violinists and
Voices Of Singers Insured
Against Disablement
or Loss.

Some peculiar insurance risks have
become so common that they cease TO
BE- curious. All celebrated artists now
etai themselves OF a special form Of
underwriting. which Is carried on 10
their interests either by themselves or
their agents, and the figures concerned
srs usually large ones. This Is not so
range, for II. for instance. Paderewski
los; one OF his fingers or great sing
ers .aimitable voice were 10 fail her,
the financial loss would be enormous and
would not be covered by any ordinary
proylso or form OF insurance, says the
Ca.eago Chronicle
None OF these performers Is more
largely underwrstten In this respect than
Kubelik. who pays $500 annually as in
surance OF his bow hand alone, 50 that
Il be were at any time injured so as to
prevent him from fulfilling an engage
ment he would receive $4,000 as COM
pensation II his hand we're totally dis
abled. so that he could never play again.
he would get $4,000. which would en-
able him to live In comfort apart from
all the money he has already saved,
Paderewslli, the famous pianist, says
that his fingers are as precious to him
as his life. for he could never play II
he lost any Of them He makes iasur-
ances from time to time 10 cover spe-
eial risks, as when he Is going on a
long journey by land or sea, but, apart
from these. his two hands are regularly
UNDERWRITERS from year to years He
pays the huge sum OF $4,000 annually In
this way. with the result that If any
thing went wrong with one Of his pre-
olous hands az any time. 50 that he could
20 longer earn an income by his play
ing. he would be paid 900 cash down
by the underwriters
Besides this. he is Insured against
temporary dlsahlement OF the fingers
either by disease or accident. and 10 case
o. anything happening TO prevent his
playing Tor a single week be draws as
rule a sum OF s2.5o9 es compensation. He
has done so on more than one occasion.
The organizers OF his concerts. who
often stand 10 lose more than the artist
through any unfortunate happening Of
this kind, likewise take the precaution
10 cover all such risks. and. according TO
one such agent the amount they insure
Tor is usually about $4,000 TO 1880
Nine Patti has always been heavily
insured when singing The usual
amount which she has had underwritten
for her has been 5000, for which si25
night had TO be paid. and her voice has
also been permanently insured for s40.-
600 against total loss The condition
made By the insurers IL that the loss
must be due 10 accident. cold or disease.
and must not be the result Of reckless or
williai conduct
In the same way as Paderewski. Jo-
sef Hoffman Is heavily insured accord
Ing to the special arrangements made
by some underwriters for planists Not
only Is each hand separately Insured in
bis case. but every individual finger has
special policy made out for H. Not
long ago he fell from his bicycle and
hurt bis hand so badly that be could not
play for several days. The underwrit-
efs had. a. a consequence. TO send him
q check which ran into four figures
Under the circumstances. and with the
risks so considerable. II Is not surprls-
Ing that the underwriters are very care
lul 10 see that their interests are safe
guarded In every possible way. and ore
of the things thar they most insist on IL
that the strietest medical precautions
against loss or injury shall always be
taken By the performers. This, how
ever Il naturally done By the latter for
their own sakes. apart from any consid-
Grafton of Insurance
When on tour Nine Patti has some
times as many as three special doctors
ih constant attendance upon her. who
understand @ a nicely all the peculiari-
Ties Of her delicate vocal chords and can
detect the slightest symptom Of any
thing going wrong with them and treat
them accordingly