The Baltimore County union. [volume] (Towsontown, Md.) 1865-1909, 1904-12-31
THE DEATH RECORD.

Cole.-Mr. Samuel 3. Cole highly respect.
ed citizen and farmer. died on Sunday last at
had been sick a long time and the cause of his
death was paralysis. He had been resident
of that section Of the county all his life. Mr..
Cole is survived by widow and four children
MIR. Samuel p. Cole, Mr.. Charles E. Cole
and Mrs, William L. Ensor, all of whom live
near Butler. and Mrs. William T. Miles, of My
Lady's Manor. The funeral took place at
Black Rock Baptist Church ON Tuesday at IL
A. NJ. Interment in the church cemetery. The
services were conducted by Elder F. A. Chick,
of Hopewell, N. j., former pastor of the
church. The pall-bearers were Messrs. J:
Crowther, Geo. r: Ensor, Benjamin Nash and
Frank Brooks. William G. Brookshad charge
of the funeral arrangements.
Bland.-Dr. w. F. Bland, retired phys;-
clan, died suddenly last Sunday night at his
home near Glencoe, N. G. r. R., in the 18th
year of his age. He was native of Virginia
and after his graduation practiced medicine in
that State until 1887 when he gave it up and
removed to Baltimore county and had since
been engaged in farming as pastime Or.
Biand was an ardent S9u.nerne a ano Gus,ng sns
put it in the Confederate army. He was per-
sonal friend of Gen. Robert E. Lee. He is sur
vived by a widow.
olark.-Benjamin Turnbaugh Clark, infant
son of August W. Clark, proprietor of Marble
Hill Laundry, died on the 18th inst, at the
home of his grandfather, Mr.. William II.
Turnbaugh, Of Dulany's Valley. aged month
and % days. The wife Of Mr.. Clark died on
the 18th inst, aged 10 years. Mr.. Clark is the
second son of Mr.. Robert Clark well-known
farmer of Dulany's Valley.
McDonneil.-Mrs. Clara Mcdonnell, wife of
Mr.. james Mcdonnell, of Catonsyille, died on
Monday last after lingering illness: Deceas-
ed who was a native of Gainesville, was
daughter of the late Joseph Fusting. Besides
her husband she is survived by two children.
Annual Report Of the Hartford Insurance
Company.-The report of the board of direc-
tors of the Mutual Fire Insurance Company
in Hartford county gives much matter OF inter-
est to the stockholders says the Belair 1sgis.
During theyear there were written l,O9O pol
icies. of which 921 were annual. 134 short rate,
80 three.year term and three hve-year term.
There are now in force $3.50 policies, of which
GILL are annual.
The business during the year has been the
greatest in the history of the company. The
work of readjusting risks has been vigorously
pushed, and individual amounts have been
brought to q limit consistent with prudent
business principles. Premium rates have also
been revised so as to more accurately conform
to the relative hazard of different classes OF
1914 705 so in risks and an increase of So, S434l
in premium notes. The total risks carried BY
the company during the fiscal year was IS, 973.-
800 "a, which represents premium notes aggre-
eating &745, 1881.
The income earned during the year was
$45, 269.73 being 81 ,591 in excess of last year.
The operating expenses amounted to "a, 942.S2,
an increase Of S2,089.65 greater than the ex-
pense of the previous year. The largest item
of this is $1rtoo for inspectors salary. the re-
mandes pg made up Ct incFeases o. print int
ra fexpense was 1875, an increase OF overs
De Mt. In comparison with other c0mpa-
M ls management makes very favorable
shoV 10 being considerably lower than five
other ~ managed Maryl land mutual fire in.
The vaEf 1904 has been disastrous to fire in
surance companies and this company is in
cluded in the list The total paid out for losses
during the year was $44. 7.20, being an in
crease of $40 238. Is over 1903. The largest item
in this loss account is dwellings and contents;
$40, 1882; barns follow next, $l1 ,297.15 and
miscellaneous items make up the balance.
An interesting analysis of losses is given on
the comparison of losses since 1897. This shows
that the greatest net gain of any class OF risk
is canning houses; the greatest net loss is on
barns, $34, 1864. The Experience Table CLEAN
ed from the company's books has given much
valuable information towards aiding in max
ing up the new schedule of rates. which the
company is now putting in force. 1t seems
that the day of very low insurance rates is past
forever. Modern civilization includes COM
forts that increase fires, and the company has
been compelled to change its methods Of bust
ness accordingly.
The report gives the general outlines of its
charter. It will be remembered that the pre-
Iaium notes have been abolished. Under the
rSa6justment of rates the full mutual premium
for 1905 is 81 1906 180.S1 at per cent. interest,
,orod,,o;v,o, 9S0 DAT % which ia an increase of
81. $50 S3 over last year. .
The report speaks favorably of the work of
the inspector, which decreased the risk OF
number of policies and at the same time in
creased the premium receipts: In the only
case where loss has occurred during the year
on risk which has been inspected by Mr..
Mccormick, the inspector, had his recon-
mendation for abatement been carried out the
company would have saved $1,000, or the
whole amount of his salary since he has been
in Office. .ifS5cf3
In conclusion the report, which is signed by
the president, Mr.. Richard Dallam, says that
it has been in existence for nearly 81 years,
during which time it has collected from and
paid out to the citizens of Hartford and Balti-
counties approximately 81 ,000, 600, and sees no
reason why. under careful and intelligent man.
agement, the company should not continue its
usefulness.
Unoccupied Dwelling Burned--Heavy
Loss.-Between IL and o'clock on Wednes.
day morning last large frame unoccupied
dwelling situated on the pike about a mile
above Pikesville, took fire from some unknown
cause and was entirely consumed. A motor.
man on the electric railway saw the flre an q
gave the alarm. The Arlington Engine Co. and
the Pikesville Volunteer Company promptly
responded and, with the assistance Of neigh
bors, succeeded in saving the other buildings
on the place. The house, although unoccu-
Pied was fully furnished, but much of its con.
tents was saved through the active efforts of
the firemen and others. The loss is estimated
at between 5000 and 81, 600 and is partially