Wauwatosa news. [volume] (Wauwatosa, Wis.) 1900-1948, 1903-08-22
GOSSIP FOR THE LADIES.

/ they moi be taught TO accumulate il? To
/ lay IL aside Tor the future. and not Ia
use II for the instant's gratiticationE
To answer this we must consider what
saving means To the adult. There are
| those who hoard money for their pleasure
In the coin itself. as they might collect
postage stamps but these are few. The
man who saves usually does so with a
dennlte object III view for the spending
OF the money. From his weekly. or
monthly or yearly wage he saves for the
rent. for the winters fuel. for the new
furniture. He has a fairly definite idea
or what expenditures are before him. and
he puts by money to meet coming de-
mandS.
F, He may save for distant ends. the col.
/ lege education of the growing boy, the
money on insurance that shall he paid
his wife at his death. the annuity that
| shall keep him from want in his old age.
| but always there is Il definite purchaSable
object which lie has iii mind as he lays
aside his savings.
Now Il definite object of expenditure
should be in the mind of the child if he
is to be taught 10 save. The mere de-
posting of pennies that they may grow
in number can he of slight interest to
the little boy or girl. or ii there is an in
terest it is scarcely good one For a
child 10 accumulate money that it may
turn over the pennies, and think how
many there are. Is something akin 10 the
miser's greed. The coins must stand for
purchaSahle commodities to be of the
/ best significance.
What the child needs with his pennies
given him today for running an errand.
tomorrow as comfort after fail. is Il
definite. agreeable object of purchase be-
| fore his eyes which shall cost more than
one or two pennies. If he wants toy
| that costs - cents, put into his mind in
giving him his first penny that by saw
ing he can ultimately own the desired
object. and with each added coin keep
before him the desired purchase Ii at
the end of some weeks he is able to buy
the wished-for toy, he has learned to save
as truly as the man who, ut the end of
years of thrift. saves his own home
This is simple enough, and yet it is
not so often practiced as its simplicity
would warrant. Pennies either slip swift
~ 10 the candy shop. or they are dropped
into locked bank. and the child can but
shake them To guess how many there are.
Sometimes when the child is saving of his
own accord for purpose the parent will
| carele>Sly divert the channel in which
the money was To have been spent, there
by weakening the desire to save.
If children Ware given money regu-
larry. and obliged to keep an account
of il. Il help toward saving would come
at Nllt'' rev Things are 50 ulSdStrOOS
to thrift rs M irregular income But
ii once Il week 4 sum, determined upon
! before. is put into the child's hands. he
may quickly learn. unless he is of
spcndthrft nature to save it, Not for
| the savings bank. the representation of n
too distant future, but for some nearer
wants that Yet require forethought to be
met.
once knew little 1irl who had 10
cents given her each week In January
and February it was spent without much
Thought but with the first scent of
spring it was boarded until pansies be-
gan to be sold at the florists corner.
Then two months savings would 20 for
flowers to he planted in the back yard.
The summer in The country was n time
when there was not much temptation TO
spend money. and the summer and a,,-
tumn allowance was used for Christmas
gifts.
This is not the putting by of money
for business investment. or for old age,
but it is the saving that is possible and
Wholesome for little child.-Mary White
Ovington III Home Science magazine.