davidaulloa/AmericanStories huggingface dataset:
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

"Sweet was the sound, when oft at even
Up yonder hin the village murmur rose;
There, as 1 passed with careless steps
and slow.
The mingling notes came softened from
below
But now the sounds of population fail;
No cheerful murmurs fiuctuate in the
gale,
No busy steps the grass grown footway
But all the hloorny flush of life is fed"
The Deserted Village
4 The Indians named that point where
the Sky Tinted water meets the IA
Their of Waters, Mendoza, or the meet
Ing place. But the visitor stumbling
upon the village after he mas walked
for half an hour through willow
grove which stretches from the Fort
Smelling ferry to the church OF ST..
Peter, with it's cross crowned steeple.
is apt. after a first survey of it. to call
it the Deserted Village, and, after he
has more fully explored it, and has.
satisfied himself that there are few
people still living in the hamlet, the
Village of the Single Street. That
street is brief one, but its monosyi-
Liable name suggests the tragedy of
Mendoza. 1t is called First. She
named it fifty years ago, when from
her perch high up on the left bank
of the Mississippi she watched the
big river steamers plow their way up
to her and deposit at her feet South
ern luxuries. Casting her eye then
over the goodly prospect of lake and
wooded valley and rushing waters,
she dreamed dreams of future great
ness, doubtless. AT any rate, she laid
out single street and called it First,
and then. perhaps, fell to mapping and
dreaming other dreams, for not an
other street did she ever add to that
first one. And fast asleep is MENDOZA
today, so that there is absolutely no
hope that First street will ever have
q companion.
1t is a foolish little street, this First
street, which begins with the house of
the justice of the peace, the Oldest
house in the village, arDl ends with
the city hall, the newest building
Weeds grow thick along the road and
the footpaths; plump hens. dignified
rocsters and noisy chicks form zig
Jagged professions down it's length;
SQUIRRELS cross it fearlessly, and
bright eyed toads founder in the dust.
They scamper when a farmers wagon
drifts lazily by, but they come back
again before it is well out of sight. AS
for the familiar sights of the street the
butcher who saunters out of his shop
occasionally and looks sleepily up and
down the dusty thoroughlre; the
postmaster and general storekeeper.
who comes to the doorway to ''shoo'
off some too venturesome chickens;.
the little children with black, straight
hair and brown eyes, who yaWn as
Ahey play, these do not disturb, but
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

An elephant, the other day, died of
heat prostration OH a train. This ele-
plant was not insured, but there is no
reason why it should not have peen;
for within the past year or two the .
tum, Nothing is impossible in insur-
ance," has become literally true; and
today there are two houses-the Lloyds
in London and a firm in New York
with agents everywhere-that will is
sue absolutely any kind of insurance
that any one desires.
Are you a newly married man, and
do you wish to be insured against the
risk of twins? You can get such in
surance. Policies against twins have
been issued, and one has been collect
ed.
Do you own valuable horse, or bird,
or dog, and would you like to insure
it? You can do so-for a week, for
year or for life.
Are you a pugilist, about to fight an
important battle, and do you wish to
be insured against defeat? The insur-
ance is yours for the asking. provided
that you are willing to pay a rate based
on your past performances.
The treasure house of oddities in in
surance is the English Lloyds, though
there are today American agencies
Lloyds will, and which will have, in
few years, cases equally as strange as
the Lloyds upon its books.
Insurance Against Twins.
The Lloyds is a kind of insurance
exchange. 1t is house composed of a
great number of independent insurance
brokers' These brokers, when a policy
of some nature is asked for, share the
risk of it. They go on it, to the num-
Der of twelve or fifteen, each for q
small portion of it's total, and thus
new chapter is added to the history Of
insurance, a new set of risk statistics
is formed, and no broker has run the
danger of mourning heavy loss.
Four insurance policies against the
risk of twins have been issued, three
by the Lloyds, and one by an American
house. One Of these policies, an Eng
lish one, has been collected. 1t was for
$1,000.
The American policy against twins
was issued in 1898, to a New York man,
tea merchant. He called at the office
of the New York house that rivals the
Lloyds in enterprise and daring. and
he said:
Il was married six months ago. and 1
have horror of twins A friend of
mine, an Englishman, told me last year
in London that the Lloyds had insured
him against twins. Will you issue a
policy like that to me?"
How large a policy do you want?"
the agent asked.
Well said the tea merchant, ST
reckon that $4,000 would about pay the
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16
SEAL is FOUND IN
SHARKS STOMACH
Big Fish Killed Near MacrIas. NE. IDEAS
ures Sixteen Feet.

MACHIAS, Me-, Aug. 15.-What is said
to be the largest shark ever killed on
this part of the coast was vanquished at
Rogue Bluffs this week by Charles and
Morey Watts. who own a fish weir near
Pond Cove island. The fish measured
sixteen feet, and was monstrous speci-
men of the blue or mud shark. When it
was found in the weir it was decided by
the owners to leave 1t and thus give it a
chance to escape at high water.
The big FISH, however, failed to move
out of the weir On the next tide, and as
no herring would go in while the shark
was there, the Watts brothers returned in
their boat armed with iron weapons and
killed the intruder after struggle. 1t
was towed out of the weir and on to the
beach, where it proved a great attrac-
ton to the summer visitors at the Bluffs
When cut open the sharks stomach
was found to contain a seal that 1t was
estimated would weigh 300 pounds, and
which had been swallowed in three pieces.
The weir where the shark was taken con-
tains about ten feet of water at low tide,
but as no attempt was made by the fish
to escape the property was not dam
aged.
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

&c IS IMPOSSIBLE NOW IN INSURANCE RISKS Is

This company was mutual concern,
and its offices We're in Philadelphia. 1
believe that nearly every live stock
owner in Pennsylvania had his ami
mails insured in it. It's rates were so
approximately low that the aver
age horse, living, say, ten years, would,
being insured for $3.50, pay into the
company $75 and then die. Losses
came right and left and the company
disbanded in confusion. The reaction
from that fatal error in rates is now
very evident. and to take out life in
surance on an animal today is an ex-
pensive thing.
Valuable race horses. as they tour
the country for the various race meet
ings, carry insurance. Their policies,
though, are not for life but for six
months or year. The rate they pay
is, on the average, 10 per cent. Thus,
a $4,000 policy on horse costs $500 a
year. The rate, you see, is huge. The
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

tress, until encroaching civilization
made the rich trader ashamed of SO.
uncultured chatelaine, and the order
was given, accompanied by goodly
gift, that she be sent North among an
alien people. But in the telling of this
such familiar names fail from the lips
Of the gossip thatsthe listener is apt
to- feel that he is looking into a closet
at a grinning skeleton. And after the
gossip has finished such tale, the
visitor steps naturally toward the hill
on which stands the village church.
/ Twenty five years ago Father Oster.
ministered to the people of Mendoza.
After quarter of "a century of wan
dering he has come back Ito die" he
has told his villagers, among them
Father Oster is sixty-siX, but his
church is comparatively young, for
only forty years have passed over it's
head. Whatever of life there is in the
sleepy village ceEterS = about the
church. Every Saturday afternoon at
5 O'Clock the villagers climb the hill
for benediction. The colored stations
of the cross on the wall, the candles,
and the aecks of gold here and there
on the altar, relieve the gloom of the
|, little church at that Efur,. but at the
early week day mass and at the Sun,
I day t'masses the church : is bright,
enough, because of it's high elevation.
.nhough round its breast 81 the rolling
clouds are spread,
Eternal sunshine settles on Its shead.3tt4
When storms hover over Mendota's
head, the bell of the little church rings
out encouragingly, following an old
Catholic custom still in vogue In older
countries. The Niiaager must stray far
from home, indeed, who would shut
out from the vision the little cross on
the top Of the steeple. For miles
around it can be seen outlined against
the. sky, "a heavenward pointing sig
nal"
Although the Village of One Street
is Wedged in between two bands of
shining steel, she has a fine contempt
fprrthe railroads. The engines which
flash back and forth do not disturb her
dreams. The world rushes past her,
but she needs it not. For those who
are so foolish as to take a journey by
raif,nshe has built little woodensplat4
form near the tracks, but that she does
not encourage such foolishness as
travelling is shown by the rotting
planks of the platform and its I'M
sheltered position.
Some day a writer will discover"
Mendoza, and through him she will
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16
ANIMALS ARE REGARDED AS GOOD RISKS

any dishonest person foisting a worth
less carcass on the company to collect
insurance upon some valuable animal
that is still alive.
An animal insurance agent said the
other day:
Il have issued policies on horses,
dogs, cattle, chickens, sheep, elephants.
lions, bears, eagles, CRATES, alligators,
snakes, parrots and a hundred other
creatures. have two ways of Issuing
a policy.
Suppose, for instance, that Alfred
Gwynne Vanderbilt is going to send a
team Of coaching horses abroad His
agent comes to me and says he wishes
to insure the horses during their pas
sage over. I ask him what sum he
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

wants the policyf made out for, and 1
set him a rate based upon the charac-
ter of the boat on which the horses will
SAIL. The rate varies from to per
cent, according to the boats speed,
record and safety. If my terms suit
the agent Mr.. Eanderbilts policy Is
made out No exhaustive examinations
are, gone through and no precautions
against fraud are taken. In a policy
of this kind I work son what is termed
a moral risk Knowing my patron,
know it is unnecessary to guard
against fraud, for the reason that fraud
would be beneath my patron. Practi-
eaHy all animals of value that cross the
ocean are insured.
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

ness the final conflict that took place
not many yards from the chief JUS
tees office between the Chippewas
and the Sioux, a conflict that a stately
st. Louis steamer was forced to wit
ness, and which scared into their
homes the settlers, end irTo the cabin
of the boat the passengers from the
South. For in that fierce conflict the
Indians regarded not at all the safety
of the whites. ana ore of the latter
who ventured too near was found the
next day near The river bank shot in
the head. IS
But the justice of the peace, realiz-
ing, doubtless, the dignity of his office,
confines himself to historical facts. If
you want to hear more intimate de-
tails of Mendota's past, you must
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

had been a groundless one, allowed his
policy to lapse last January. 1t is said
that there are today no twin policies
in existence in the United States,
though several are still in force in
England.
There is a company with headquar-
tiers in DoylestoWn, Pa, that is
sues upon animals ! life in
surances which men take out.
This company's inspectors and exam
liners go from place to place, studying
the horses, COWS and the dogs that are
to be insured. The men also make pho
tographs of the policies subjects.
These photographs prevent fraud; they
make a dead animals Identification
perfect; they make it impossible for
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16
How Animals Are Insured.

'In the other kind of policy-the pol
Icy issued to poor and unknown men
take every preeaution. / make a
thorough examination of the animai
that is to be insured. 1 test it's lungs;
l take its age; Imote down all it's pc
Itculiarities Of color-a star here, a
patch of brown there, a white stocking
on the right foreleg-and, finally, j
make its photograph. Then 1 issue my
policy. never for more than two-t thirds
of the animals full value, and at the
rate of from 5 per cent up.
THE rates in animal insurance are
at present high. This is because the
biggest live stock insurance coHlpa-
ny in America failed few years ago
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16
rates-a table referring only to animals
upon voyages
And the agent read the following list

These rates. said the agent, "have been
used with profit to the insurance COM
panies in a number of cases. They are
rates that take for granted the circum-
stances of good weather, a good ship, and
healthy animals in their prime. A winter
voyage raises rates; age or illness in the
animal raises it; a slow or unsafe boat
raises it. Thus I have seen a cargo Of
animals shipped from Olgoa bay to New
rate of ene-half of per cent, and 1 have
seen another cargo of the same sort of
animals shipped to New. York under less
favorable conditions at rate of per
cent.
I'm England all live stock is registered.
Hence over there, it is difficult to cheat
the insurance companies. In the United
States registry is not compulsory and
cheating is an easy thing.
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

policy, though, is a good one. It is
payable for death from any cause.
Should the horse, for instance. be Slot
on account of injuries received from a
fall, the full amount would be paid it's
owner, the same as though the animal
had died natural death.
Tropical animals are insured, as rule,
only during journeys that they make. An
elephant, lion, a tiger, a giraffe, say,
will be insured for its trip across the At
lantic to America. The Lloyds issue most
of these policies. They run from one-half
of / per cent up to an Dc per cent, ac-
eording to the nature of the animal and
the character of the voyage It is to take.
49, Rates of Animal Insurance.
Here is a table Of animal insurance
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

extra expense of twin. I'd like to
have a $4,000 policy"
Did your. mother" said the agent,
lever have twins?''
NO. replied the merchant.
Did your grandmother on either side
Of the house?"
No
Did your wife's mother or grand
mothers?''
No
How about the -grandmoth-
ers?"
well, I'm not sure about them. I'll
have to look them up"
ct wish you would, said the agent.
The merchant looked up his own and
his wife's great grandmothers' records.
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

and was able to report that there had
never been any hint of twins in their
histories.
Then said the: agent, 1--WE will is
sue the policy that you desire. The
rate will be s. per cent. That is to say.
in case you should ever become the
father Of twins, we will pay to you, so
long as the policy is in effect, $4,000;
and you, to keep the policy in effect
will pay to us $50 yearly"
The tea merchant took. out his twin
insurance upon these terms and main
tanned it for five years. During the
five years three children were born in
his family, two girls and a boy. but
these children came singly. The mer-
chant. assured that his fear Of twins
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16
SHIPBUILDING SHOWS
BIG FLLAING OFF
Output Throughout the World Materially
Decreases.

WASHINGTON, D. c., Aug ia ma
terial decrease in the shipbuilding INDUS
try is expected during the present year.
For the fiscal year ended June 80 last
1855 vessels of 456,076 gross tons were
built in the United States and officially
numbered, compared with 1,657 vessels
of 473,9S1 gross tons for the previous fiscal
year. Returns of vessels under construc-
ton on July J. 1903 in the United States,
indicate for the new fiscal year an output
below that of the year just finished.
The diminished output is less notice
able in the United States than abroad.
The principal decrease in the United
States for the past year has been in steel
steamers, built on the great lakes
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16
conaressman's Benefactor.

!; KNOXVILLE, Tenn, Aug. 15.-By
the will of Mrs. Martha Graves, re-
Gently deceased in Washington, D. c.,
Congressman Henry r. Gibson, of the
Second Tennessee district. becomes
heir to between $4,000 and 100000.
Mrs. Graves son. president of a bank
in Seattle, Wash, was a college mate
of Gibson, and it is said Mrs. Graves
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16
Great Occasion for Deadwood.

DEADWOOD, S. D.. Aug. 15.-Arrange-
ments for the sixth annual session of the
American mining congress, to be held
here Sept. 712. are about completed
Secretary Shaw will be here as the per-
sonal representative of the president and
address the congress. Cows Peabody
of Colorado; Van SAINT. of Minnesota:
Morrison, of Idaho, and Herried. of South
Dakota, haVe*secured accommoda lions for
the delegations from those states.
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16
The Story Of the LoneI Little
Hamlet at the Meeting
Of the Waters.

enjoy a temporary Boom" He may
resurrect her historic past, or he may
find material in her sleepy present. At
Z any rate he will glorify her for
time, and she will wake up to enjoy
lit. And then she will go to sleep
again, and will sleep and sleep until
even her newest building is totter-
ing ruin Finally, when no wall is
left standing, growing arm of the
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

took recognition of the good qualities
of the future congressman and aided
him financially in securing his educa-
ton. 1t is said she since contributed
$1,000 to the campaign fund each of
the five times ne has successfully run
for congress. Congressman Gibson is
said to be planning an endowment to
help worthy young men through coll
lege.
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

saunter down the street until you ho Wing
.meditatiVely at a biade of grass while while
he blinks his eyesg to keep Ine siap
away. Such one, ,df he has the m mo
can tell you other tales, tales Oh ione
and hate or of devotion ana OF ihs 81
ness. Perhaps it is one OF those ST., ~
eyed Sioux won1enf who Divert Ia ne Hei
masters house, a gentle-Voieed ms
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

now between the heights of Mendoza
and the river, vanishes, for the Sioux
remain in sufficient numbers to keep
wary eye on the doings of the Chip
pewas across the river, and they are
too wise to permit those ever-alert foes
cover of foliage by. which they
might creep up to the heights. 1t is
even possible with the aid of Mr.,
Auge's picturesque phraseology to wit
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16
Watch Your Bow.

He may have mechanical genius Did
you ever think of this? Have him taught
a useful trade. For particulars address
Cor calD Stones Practical School OF
Matchmaking and Engraving. Globe
Bldg, Cor. 4th and Cedar SITS, St. Paul.
The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-08-16

city will take her in and, her older
history forgotten. she will become,
that most unlovely Of all places, the
home of the commuter.
The Birmingham age-herald., 1903-10-24
BUSINESS CONCERN
 IS WELL LAUNCHED
UNDERWRITERS, REAL ESTATE AND RENTAL co. COMPLETED ITS ORGANIZATION AND ELECT. ED DIRECTORS AND OFFICERS.

The organization of the Underwriters Real Estate and Rental company has now been formally perfected and it is proba- bly, the largest concern of its kind in the entire south. It is capitalized for S150,- GOO. and it's stockholders comprise sixty of the leading business men in Blrming- ham.
 The company was formed by the con solidation of the Birmingham Under writers agency, Malone Real Estate and Insurance company and the Consolidated Insurance agency which were themselves among the largest and strongest real es- tate and insurance firms in the city.
 A meeting of the stockholders was held Thursday night at the offices of the com pany, 2017 First avenue, when the organ ization was formally completed and a board of directors elected
 Immediately after the meeting of the stockholders the directors held a meet ing and elected the following officers:
 A. D. Smith. president: w N. Malone, first vice president; c. l.. stickney, sec- ond vice president; Henry Hidden, secre- tary, and W. A. Barton, treasurer. The executive committee includes G. B. Mc- Cormack, w. H. Kettig, D. M. Drennen, Lee c. Bradley and H. K. Milner.
 Mir Smith MT. Malone and MT. Stick ney were the presidents respectively of the companies which were consolidated to form the new organization and all of them will be actively engaged in promot- ing the interests of the new company.
The Birmingham age-herald., 1903-10-24
UNITED STATES ARMY
First Lieutenant Lenza to Take Charge of Recruiting Station November l.

First Lieutenant Lenza of the Uniteu States artillery corps, is expected 10 take up his duties as recruiting officer in Bir- mingham on or about November l. II is understood that there are many appii- cants for admission into Uncle Sam military service but the number of men received are comparatively few.
 Twenty years ago any one could Joln the regulars regardless of character or ed ucation, but conditions have changed since then and in order to get into the service, it is requisite to have not only a good moral character and physique, but some education also. The class of men applying in Birmingham are about the average but government restrictions are so great that only very small percentage is accented.
The Birmingham age-herald., 1903-10-24
DRS. DOZEER & CO.'S MEDlco-sURGIcAL. INSTITUTE,
 Cor. 1st ave. & z1Bt St BIRMINGHAM, ALARAMA

A strictly high-class institute for tho scientific treatment of all Chronic. Nerv- ous, Blood, Skin. Rectal. Female and Genito- Urinary diseases. Deformities. Tu- more, Shn Joints. Cancer, Lupus, Malig- napt Ulcers. Rheumatism. Tuberculosis and Consumption.
 Hemorrhoids, Varicocele. Hernia and Venereal diseases of every name, na.
 ture, form and character are also
 treated, and legal guaran-
 tee of cure will be given
 In every case.
 Our equipment. consisting of weii-stock- ed prescription department. X-Ray, vio- let Ray, Static and Galvano-Faradio ap- paratus. Super-Heated Air. Arc Light Cabinet, Eureka Nebulizer and 0zons Inhalation for nose. throat and lungs, and a thoroughly equipped Surgical Depart ment, modern and up-to-date in every par ticuiar. give us a prestige over all com petitors In Alabama in our special iina of practice.
 coRREsPoNDENcE INVITED. Consultation and examination free Terms liberal and condolences held in- violate. Office hours a. m. to 6 D. m. Sundays. a. m. to p. m. A FEW OF MANY ENDORSEMENT
 FROM THE PREee.
 The Birmingham Ledger, Drs. Dozier & Go. are without doubt the best known specialists in the south. and their fame is due entirely to their great skill
 The Birmingham News: Both Drs. O, T. and Byron Dozier are reliable and ex- perienced physicians and surgeons, who deserve the great success which has been and is theirs.
 Age-Fisraid; Dr. Dozier's long stand hng and approved abilities entitie him to the proud distinction of standing at fs@ haaA of his profession.