The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1903-07-28

with it II ne happens t. die beforehand.
M vile or hi mother ~ a.. sister can
draw i tor HIM. Every young man
should take out two policies 4 he can.
one for lie and one On the endowu cut
pan-one Tor Others and one for himself
t D a comfortable thing Tor man q
forty five 10 have a paid-up policy that
: drawing dividends. 1t i. stlil more
comfortable Tor a widow or "a sister or a
enid 70 inherit both policies If he should
de before he expects 70.
I~nsurIng ones lie for the benefit 81
others = the most u~uselfI-h act that a
goung nan can perform. No selfish Or
ehoughtless young man Viii DO Il. l. j.
Ike looking death square IN the face.
but lev young men Viii do It. L j. the
next thing 10 getting religion. Il j. j
confession Of mortality. But death j. 4
tact, and II the young man would stop
and think. ne would take a business view
ot 1t and leave the religion out OF the
question. Let HIN ponder upon the fact
that not half OF the men at twenty-five
i've - be ffty-that half HI life has
already gone, that the chances are against
him, that he VIII leave somebody behind
who has been dependent upon him and
may suffer without HIM. Then, If he is
81 'N8.8thAbtN AAtl4, ~ 4A44NN 0AAlllAL lHtL III
ought to insure his HE while it cost so
httlc, and not wait until ii costs so much.
Why not? For forty-four years | have
insured my house and furniture, and no
fire yet. The insurance p got all
that money for good and yet 1 have
taken comfort for all that time. l have
slept better at home and felt better when
abroad III knowing that If 4 fire did come
and destroy my dwelling the loss would
be made good.
That fire may never come, but here IS
q case where death is sure to come-a
death which IN most cases Of manhood de-
prlVcs the family of one of It's pillars,
perhaps It's chief support, and yet how
few OF the young married men are car
ryInS 4 policy for the wife and children.
They are just going it blind. 1t looks
like dCtyIng fate for a young man whose
only income Is his wages to hive a day
without a policy. He can't afford to.
Even the rich insure their lives as an
investment. In fact, If | could make the
laws | would require every young man
10 take a policy for at least ] 1000 when
he applies for a marriage license. If he
couldn't raise SIS or $40 to protect the
girl he loved for one year, he IS not fifteen
to have her nor fifteen to get fifteen. If
he begun with a policy he would be very
apt to Keep on. The ordinary should be
prohibited from issuing Il license unless
the policy was produced and approved
by him. 4 young married man has no
right to die and leave a widow and one
or two children helpless. A policy Of one
or two thousand dollars would be d good
document TO court on.
Every man should pay his own funeral
expenses and not die Il pauper. There is
Il family pride about such things, and
the parents or the widow viii sacrifice
everything for the loved one. The doc
tors bills, the drug bill, the burial case,
burial lot, the carriages, the hearse and
the mourning all cost money. A few
months ago Il young man Of our town
died away from home. His life was de
voted to his mother and sisters, but it
was not insured, and the express charges
have been a g~rievous burden. How easily
he could have carried a policy of 81 900
out Of which he could have been buried,
and left a good sum for his widowed
mother.
[ wonder how many of these travelling
young men carry a policy for their moth
er or their sisters. Filial love IS a sweet
and blessed thing, and the occasional visit
of the boys to their homes IS d comfort
and joy; but when death comes untime-
ly and unexpectedly the bereaved ones
can't live on sorrow.
| was Eliminating about all this be
cause one Of our BOYS has sent home a
duplicate OF a policy that he has taken
out for the benefit of his sisters. He will
keep it alive as long as he lives. He Will
DO more. He Will look after and protect
them when the parents have passed away.
That is a parents great conccrn-what
will become of the girls, the unmarried
ones, when we are dead? VIII they have
10 live III penury, or accept a home with
kindred-a home where they are, perhaps,
not wanted, and where the feeling Of de
pendence is ever before them? And so |
thought | would write a letter and en-
courage men who love their sisters to
! carry a reasonable policy for their bene-
fit. | know many girls who have been to
the Worlds Fair on a brothers. bounty.
and that is all right, but 1t Will be still
better to take a life policy for their bene-
fit and keep the premium punctually paid
Twenty-Five years ago l carried one in the
old Knickerbockcr, for the benefit Of my
wife, but the company failed and l quit
in disgust. But they don't fail now.
There are plenty of good companies solid
rs a rock and there IS no excuse. Stop
young man, Stop and think, and know
hat you viii agree with me. Let US al
take care of the girls, married or un-
married if they are needy or dependent.
BILL ARP.
IT, WV n D-x----