The Wichita daily eagle. [volume] (Wichita, Kan.) 1890-1906, 1903-08-30
GOOD FOR LULING.
Insurance Superintendent Is Highly
COMMUNICATED


The Insurance Field. Of Louisville. one
Of the foremost insurance papers Of the
country, has the following to say Of
c. II. Luling. Kansas superintendent Of
Insurance:
If 1 am elected superintendent of in
surance Of Kansas I viii put a stop to
Misrepresentation and fraud on the part
of life insurance agents if it is possible
20 so do"
This is the statement made by Charles
II. Luling, superintendent of insurance
in Kansas before a meeting OF agents of
the New York Life at a noted seaside
resort. prior to his election. Mr.. Luling
for many years represented the New
York Life. and is said to be one Of the
few men in its service who was not re-
quired TO give a bond. He was q mem
Der of the $4,000 and 100000 clubs, and
1t is said of him that he never sold a
policy of insurance by misrepresentation
MT Luling resigned his general agency
with the New York Life to take the po-
sition of Kansas insurance superintend-
ent, and Immediately set about to fulfill
his promise.
When the legislature was in session
last winter Mr.. Luling prepared and pre-
scented a bill making it necessary for all
life insurance agents to leave with pur-
chasers of policies a statement showing
the general character of the policy so
purchased, the settlements. etc. in short
a general outline of the policy contract.
This proposed law was doomed how
ever and an early death was visited up
on it, but Mr.. Luling attempted to Sc
cure the passage of a law requiring COM
panies 10 file with the department writ
ten notices of causes for the cancella-
ton of contracts with agents.
Representations were made to the leg
islative committee on insurance that such
law would double the work in the de-
partment and necessitate the expendi-
ture of money for extra clerks and that
In the interests Of the taxpayers it should
not be PASSED. Another legislative fu-
neral over a department measure follow
ed. but it is believed that the mourning
did not extend to some of the general
agencies that did not care to publish the
names of agents who failed to return
advances, and to fulhn other engage
ments.
When the legislature adjourned and
complaints reached the insurance depart
ment concerning misrepresentation of
agents. the collection of moneys and non
settlement with companies; sale of notes
obtained by fraud. to innocent parties,
and the hosts Of things about which
people complain. Mr.. Luling was remind
ed Of the unsuccessful effort to make
such conduct a misdemeanor before the
law. The complaints that alleged fraud
and irregularities in the delivery OF poll
cies on the part of agents were investi-
gated and it was learned that in nearly
every instance the agent had been dis
charged by the company which he repre-
scented at the time the transaction was
made.
Mr.. Luling Immediately announced that
agents who had been guilty OF wrong
doing would. in the future. be refused
license to solicit insurance Of any kind
In that state. In discussing the propo-
sition he said recently:
a dishonorable agent is not inten-
'tionally employed by an insurance com
pany. But when an agent proven dis
honest by one company makes applica-