The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1903-04-24
CHAPTER 110-H I

CHAPTER 110-H. F. No. 596.
AN A !- to amend sections 1897 and 1898
OF ute of chapter 81 of the General
Statutes of Minnesota for the wear 1904
ana section 3243 of title of CHAPTER ri
OF the General Statutes of Minnesota
Tor the year 1884, as amended by chap
ter IL OF the General Laws of 1901. re-
latlng to Township Mutual Insurance
companies and regulating insurance by
such companies.
Be 1t enacted by the legislature of tho
State of Minnesota:
section l. That section 1887 of title 6.
chapter "a of the General Statutes of
minnesota of 1894, be and the same is
hereby amended to read as follows:
Section 3237. The president and secre-
tary OF SUCH company may pass on and
accept all applications for Insurance. and
s sign anu issue the policies, agreeing in
the name of the company to pay ali losses
or damages which may be Sustained bv
nre or lightning, for a term not exceed
ing ing. I'VE (o) years, by the holders of such
poiIcl5s' ana not exceeding the sum
named IN such policy, and all applica-
tlons Tor insurance given to or made to
any agent or officer of such conpanv an
thor1zed to solicit membership in said
company, or to solicit business for the
same, snail, until refused and reached by
the proper officers Of any such comnanv
be deemed to be of the same force
ana erect as regularly issued policy
ana contract of insurance, and from the
time OF the receipt of any application for
insurance by any such officer or agent Of
any company, the goods and propertv of
the person making the application shall
De deemed TO be insured against loss and
damage by fire or lightning, in the same
manner and to the same extent as if
covered by regular policy issued in CON
dormlty to the rules and regulations of
any such company to the laws of the
state; provided, however that there shall
be no liability on any such application
against any company that has not at an
annual or special meeting by proper res
a0ODTed Of oil
such applications of equal force and eff
feet with regularly issued policies.
Sec. 2. That section 1898 of the General
Statutes of Minnesota for 1894 be. and
the same is hereby amended to read as
follows:
Section 1898. Every person making an
pllcation for insurance in any such com
pany shall embody in such application his
undertaking binding himself, his heirs and
assigns, to pay his pro rata share to
the company Of all losses or damages
by fire or lightning, which may be sus-
tanned by any member thereof; and every
such application shall. within reasona Bile
time after the execution thereof, be filed
in the office of the secretary of said COM
pany, and shall remain on file in such
office except when required to be produced
in court as evidence. He shall. also at
the time of effecting such insurance, pay
such percentage in cash, and such rea-
sonable sum for a policy, as may be re-
quired by the rules or bylaws of the
company.
Sec. 3. That section 3243 of the General
Statutes of Minnesota for 1894 as amend
ed by chapter 172 of the General Laws of
Minnesota for 1901 be, and the same is
hereby amended to read as follows:
Section 3243. No company formed I'M
der this act shall insure any property
out of the limits of the town or towns in
which such company is located, except
as provided in section 1881 of the General
Statutes Of Minnesota of 1894, or except
as hereinafter provided; nor shall they
insure any property other than dwell
ings and their contents and farm build
ings and their contents, and live stock
and hay, and grain in the bin or stack
churches or schoolhouSes, society and
town halls. country blacksmith shops and
their contents, parsonages and their con-
tents. and the barns and contents used
in connection Herewith, and buttermak-
ers' dwelling houses and contents and
barns and contents used in connection
Herewith.
Sec. f. Such town insurance companies
NAV insure joint or partial risks in con-
junction with adjoining companies of the
same class, and in inSuring partial risks
such companies are not confined to the
town or towns in which they are other
wise authorized to do business; but no
smcb insurance of a joint or partial risk
shall be valid or binding upon the COM
pany insuring the same until it shall have
been approved by any and all such COM
panies holding prior risks on the property
so insured and the total amount of such
Joint Insurance on any one piece of prop
erty shall in no case exceed the total