davidaulloa/AmericanStories huggingface dataset:
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
The Ingenious Mnrnic

The magpie is nothing IL not ingen-
ious. He always barricades his bulky
nest with thorn branches, so that to
plumber 1t is by no means an easy mat
ter. but when circumstances oblige the
''pie" to build III low bush or hedge
an absence Of lofty trees being mark
cd feature Of some northern localities
lie not only inter!accs his home, but
also the entire bush. In n most formida-
BILE manner. Nor does lie stop here. To
snake assurance double sure" lie fash
Ions means Of exit as well as entrance
to the castle. so that II disturbed he
can slip out by his back door, as 1t
were.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
Special Crop Bulletin.

Des Moines Oct. g. The past
week was Slightly warmer than
usual, with an excess of cloudi-
ness and rainfall in the larger
part of the state. About half
the week conditions were favor
able for drying out we'll ripened
corn, and the belated portion of
the crop made fairly good pro-
gress toward maturity. The
greater part of the corn crop of
the state is now fully matured,
and with normal drying wealth
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
EDUCATING OYSTERS.


valves Arc Taught Some Sense.
"A school for oysters" said dealer
in fish, sis an institution that you
would swear could not exist, for oys-
ters arc notorious for their stupidity.
1t Is, however, II fact that there are
many oyster schools. will explain
them to you In such a Way that you
will believe in them. An oysters intel
ligence is limited. but still 1t has intel
ligcnce. Years ago certain wise fish
dealers discovered that If you take All
oyster suddenly from Its subaqucous
bed it opens its shell. whcreupon the
life giving water inside 1t nll escapes
and the oyster dies. But If you ex-
pose all oyster to the air gradually.
lifting 1t out Of the water for few
minutes and then returning 1t again, 1t
gradually learns that to keep Its shell
closed when out of the water Is the
best thing for Its health. These inves-
tigators found that they could take two
oysters. one trained and one unframed.
and the trained oyster, keeping its shell
closed while out OF the water would
live Il long time. while the untralned
one, opening its shell, would die in n
few hours Therefore training schools
for oysters were established. The
schools are i'll appearance nothing more
thnn reservoirs full OF water. Oysters
arc put in them, and the water Is drain
ell Off and then returned again. 1t Is
kept Off for few minutes ut first, then
and so on. oysters In these schools
learn that they will live longest and
keep healthicst out Of water If they
hold their shells tight shut AS soon ns
they learn this they are graduated and
go out into the world. ~ philadelphia
Record.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

sent:
j. J. Amen, Mayor.
j. B. Barrett, City Clerk.
j. j. Deal, City Marshal.
G. w. Kellogg, City Atty.
Councilmen present McGav-
rem, Walker, Burbank, Smith
and Fisher.
Minutes of last meeting read
and approved.
Petition of M. P. Nelson ct.
al. read and referred to Streets
and Alley Committee.
Petition Of o. q. Metcalf ct.
al. read and approved and on
motion referred to Committee
on Lights.
Moved by Burbank and End
by Smith that the Electric Light
Franchise Ordinance be read
first time. Motion prevailed
and ordinance read LIST time.
Moved by McGavren and 2nd
by Fisher, rules be suspended
and above ordinance read 2nd
time. All voting in the affirma-
tive ordinance was read second
time.
Moved by Burbank and End
by Smith, rules be suspended
and ordinance read 3rd time
and placed on it's final passage.
Motion carried and ordinance
was read third time.
Moved by McGavren and End
by Fisher the ordinance as read
and title agreed upon be adopt
ed. All voted in the affirmative
and ordinance was declared
adopted.
Moved and End. that the
question of granting the fran
chise to the Missouri Valley
Electric Light Company be sub
mitted to a vote of the electors
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

Mrs. Geo. Blackman, of Wood
bine, is in the city, a guest at
the Frank Ovlatt home for a
few days.
j. S. Dewell, who has been in
Montana for the past several
days inspecting gold mining
properties for a syndicate of
Missouri Valley capitalists, ar
rived home last night.
Mrs. p. 7. McEvoy and her
sister Mrs. c. L. Moore, of Loh-
rville, are the'guests of Omal a
friends until after the Ak-Sar-
Ben.
Mr.. and Mrs. NJ. r. O'Shae
and daughter departed this
morning on few days trip to
Canova, S. D. where they go to
consult the priest doctor.
Miss Bessie Connors is with
St. Louis relatives for a few
days visit.
Mrs. e. j. Gaver is attending,
the Ak Sar Ben Carnival in
Omaha today.
George Varnes came in from
Colorado last night and will Wis
it in the Valley for few days.
Mr.. and Mrs. E. T. Frazier
are visiting friends in Omaha.
Mr.. and Mrs. w. L. Rogers
and Mrs. S. j. Rogers witnessed
the flower parade in Omaha to-
day.
Mr.. and Mrs. Frank Walker,
who have been paying Missouri
Valley relatives a several days
visit departed today for Valley
junction, la, where Mr.. Walker
has secured a position in the
Rock Island shops.
Misses Nellie and Christie
South are paying Dunlap
friends visit today.
The automobile flower carni-
val in Omaha drew many Mo.
Valley people to that city to
day.
G. b. Willis, who has been in
Missouri Valley visiting rela-
tives for a few days started to
day for Denver. After spend
ing a short time there he will
90 to Los Angeles where he
will locate.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

Last week the Burlington
hauled "a per cent. of the grain
received in Chicago, while the
G. & NV hauled only 16 per
cent. and the Illinois Central
only II per cent. The C. & N.
w., had better send out some
grain hustlers.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

of the City of Missouri Valley,
Iowa, at the general election to
be held in Missouri Valley on
the 3rd day of November 1908,
the additional lexpense incurred
on account of vote on Franchise
to be paid by the Electric Light
Company. Motion carried.
]. B. Barrett, City Clerk.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
Broke In.o His House
S. LeRuinn, of Cavendish. VT,

S. LeRuinn, Of Cavendish, VT,
was robbed of his customary
healt by invasion of chronic
consumption. When DIR. Kings
New Life Pills broke into his
house, his trouble was arrested
and now he's entirely cured.
They're guaranteed to cure.
25c at Elliott & Harvey drug
store. OBJ
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
COUNCIL ORDERS
VOTE On FRANCHISE.
Gas Question will be decided al
fall election.

The members of the Missouri
Valley City Council have done
their part, and now it's up to
the electors of this city to de-
eide whether or no Missouri
Valley will have a modern gas
plant installed here for the pur-
pose of lighting and heating the
city, the total cost of the pro-
posed improvement to- be in the
neighborhood of $4,000.
At last nights meeting Of the
City Council, that body, by a
unanimous vote, instructed the
City Attorney to Immediately
prepare q Proclamation, calling
on the electors of this city to
give or deny the Missouri VAIL
cy Electric Light and Heating
Company an extension of their
franchise, carrying with it the
right to establish, maintain, and
operate an electric light and
power plant, heating plant, and
gas works in the city of Missou-
ri Valley, Iowa, the franchise to
be enjoyed by the Company for
a period of twenty-five years,
dating from the ratification of
the ordinance after the fran
chise has been voted by the cleo
tors of this city at the Novem-
ber election.
The Ordinance and Mayors
Proclamation will be published
tomorrow. Read over the Or
dinance carefully in order that
you may perfectly understand
the manner in which the City
Council proposes to regulate
the charges to be made by the
Light Company, and various
other features pertaining to the
construction and operation of
the gas system.
Miss May Finley departed
yesterday for Chicago. 81 e
will remain there several days
the guest of friends.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
A Trying Position.

Clubberly Whats the matter? Is
that widow I've seen you with trou-
bling you?
Castleton-Ycs. on my nerves.
can't make up my mind whether she is
going to marry me or not.-Detroit
Free Press.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
Good Natured.

"what would you do If were to offer
you work?"
"It 'u'd be all right. mister" answer
ed Meandering Mike. II kin take joke
as well as anybody" - Washington
Star.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

Mr.. and Mrs. Dell Stevens
are spending the week in Oma-
ha with friends.
Mrs. j. T. Hugh and sister,
Miss Jones, of Los Angeles, Cal.
are spending the week in Oma-
ha the guests of Mr.. and Mrs.
j. S. Robinson.
Mrs. R. C. Hills and Mrs. A.
II. Rockwell are the guests of
Mr.. and Mrs. Sid Rockwell for
acouple a of days.
Herman Witte, one of the
employees at the electric light
station met with quite a serious
accident last night. The belt
on the electric fan flew off and
struck him in the face, skinning
his nose and bruising his fore
head.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
Hard to Head on.

Wantanno-I wonder if Gabsky will
recite for mc Mt my little party this
evening?
Dunno-Hc will unless you know
some as yet undiscovered way to pre-
vent Baltimore American.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
EDITORIAL NOTES.

EDITORIAL NOTES.
George Culavin, Democratic
candidate for Sheriff of Harri-
son county, is meeting with a
warm reception wherever he
goes in the county. He is a
man whose very appearance
gives him friends wherever he
goes. The people are rallying
to his standard in every town.
ship in the county, and if he
don't sweep this county election
day we miss our guess. He is a
man thoroughly competent to
fill the position of Sheriff, and
when elected, will run the office
according to law, knowing no
favorites in either the Demo-
cratic or Republican party.
God is surely good to the
ducks this year.
The Ancient and Honorable
Artillery Company of Boston,
gave a dinner, yesterday, to the
Artillery Company of London.
The dinner cost fifty thousand
dollars. We suppose that it is
all right, but things like that
make the poor of a city like
Boston, feel moro keenly their
want of bread.
The Department of Animal
Industry of the National Gov
ernment has just made the dis
covery that hog cholera is con-
tagious. The farmers of the
west have been aware of that
fact for the past twenty years.
Cardinal Gibbons says there
are more divorces granted in
New York City each year than
there are Mormon plurality
marriages in Utah, and he fears
that if there is not a halt called
in the divorce business, the ex-
istence of the family relations
is imperiled. Hasty marriages
generally brings hasty divorce
proceedings.
Fifteen thousand Mormons
are celebrating the Seventy
fourth Semi-Annual Conference
in Salt Lake City. Elder Joseph
Smith, in a sermon Monday, no
titled all Mormons that they
must get out Of debt by January
LIST 1904, and stay out of debt.
That would be a good policy for
the Gentiles as we'll as Mormons.
Senator Thomas C. Platt, of
New York, over 70 years old, is
to be married Oct. 16. Thomas
is old enough to know better.
A kid only six years of age,
was before Judge Burka, of
Omaha yesterday on a charge
of malicious mischief. They
start very young in Omaha.
Judge Dickinson, of Omaha,
has issued an injunction against
the police of Omaha and the
Sheriff of Douglas County, Neb.
from interfering with the pro-
prietors of the Diamond Saloon
in that city while running their
gambling tables. That is about
the limit of the injunction bu-
siness.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

of the City of Missouri Valley,
Iowa, at the general election to
be held in Missouri Valley on
the 3rd day of November 1908,
the additionalexpense incurred
on account of vote on Franchise
to be paid by the Electric Light
Company. Motion carried.
j. B. Barrett, City Clerk.
elster--Burbank Mus!Ca'e
Tis q pleasure indeed to
chronicle so delightful a comp
any as the large musicale given
last evening by Mrs. j. G. Schulz
meister and Mrs. M. C Burbank
at the spacious home of the
former on Seventh and Huron
streets. About a hundred and
fifty guests enjoyed the hospi-
tality of the evening.
An abundance of roses grace
fully vased were the chosen de-
corations. The guests were US
hered in and shown to the
dressing rooms by little Miss
Florence and Gertrude, daugh-
ters OF Mrs. Schullneister.
The little girls were very sweet
in their white dresses.
Mo. Valley certainly has rea-
son to be proud of her musical
talent as displayed last evening.
The hostesses surprised their
guests by procuring the best
talent in Omaha, the violinist,
Robert Cuscaden. Mr.. Cusca-
den simply amazed the guests
with the ability he displayed.
To say that he delighted the
company with his excellent
playing is expressing it mild.
He very graciously responded
to encores. AS a response to
an encore he played one of
Schubert's serenades which was
greatly enjoyed. Music made
the time pass so very swiftly
that the last number was play
ed before the guests realized it.
At the close of the programme
dainty refreshments were serv-
ed. The guests were served by
Misses Hastings, Merritt, Mid
dleton, Livingston, James, Nc
Laughlin, Helen Noyes, Verona
Pratt and Mable Wilson. At a
late hour the guests departed
thanking their hostesses heart
lilly for such a rare treat. The
out of town guests were Mrs.
w. S. Ladel and Mrs. w. Rubel
from Council Bluffs, Mrs. Rob-
bins from Chicago and Miss
Fisher from Red Oak, Iowa.
The following programme
was rendered.
PART FIRST.
Die Lotosblume. Gustave Lange
Miss Hastings
Legende Pathetique Carl Bohm
Robert Cuscaden
Poppies. Reginald De Koven
Miss Fensler
Barcarolle GODDARD
Miss Brandriff
(a) ""Tis Morn"
(b) Lullaby. ...........
Treble Clef
PART SECOND.
(a) Romance. H Wieniawski
(b) Saltirella Spanish Dance
~. Paplnl
Robert Cuscaden
Violets. Wright
Mrs. r. G.. Hills
A la bien-Aimee-Valse.
Edouard Schutt
Miss Foss.
Beloved, 1t Is Morn. .Aylward
Miss Amen
"Hejrs Kati" Hungarian
Gardas Scene. j. Hubay
Robert Cuscaden
N6.L D
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

Mr.. and Mrs. II. B. Cox are
Omaha visitors today.
Rev. G. w. Goodrich, of Alpha
Iowa, age SO, is cutting his third
set of teeth and is considerably
pleased with himself. He anti
cipates the nut-cracking season
with more interest than he has
for several years.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
Wednesday. Oct Z

Mrs. A. B. M. Ellis returned
from Little Sioux last night,
where she had been visiting
friends for several days.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
Had a Whole Jewelry Stock.

A tourist giving his perman-
ent place of abode as Indiana
is now being held by the Mis-
souri, Valley police pending ar
investigation.
When the police arrested
him Monday night he had in
his possession four gold watches,
including a ladies watch, a
jewell case full of necklaces etc.
and several other articles OF
jewelry. When the police found
him he was trying to dispose OF
some of the jewelry and in ord
er to hold him pending the in.
vestigation he was fined Sic
and costs for peddling without
a license.
Mrs. York, mother of Veto,
received a letter from him
this morning in which he says
he has gone to work with the
electric gang on the Worlds
fair grounds at five dollars for
eight hours work.
Miss Edith Amen and her
guest, Miss Jesse Fisher, de-
parted this morning for Omaha
where they will spend a few
days visiting friends, after
which Miss Fisher returns to
her home in Rel Oak.
w. H. jackson is in Papillion,
Neb. on a few days business
trip.
John Murphy is the guest of
Omaha relatives until after the
Ak Sar Ben Carnival.
Fitz9ibbsn- Cramer.
The marriage of Mr.. Mike
Fitzgibbon of Missouri Valley
and Miss Sadie Cramer of Car
roll will be solemnized in this
city today.
The Misses Mary and Anna
Murphey are attending the Ak
Sar Ben Carnival today.
Misses Grace and May Will
liams are spending the day in
Omaha attending the Flower
Carnival.
Shops work on longer schedule,
Bulletines from the Master
Mechanics office posted at the
shops this forenoon, state the
half holiday Saturday order has
been rescinded, and commenc-
ing Saturday Oct. 10, the shops
in all departments, will work
on a schedule of forty-eight
hours per week.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

Mrs. w. A. Smith of Califor-
MIA junction was in the city
this morning enroute to Ogden,
la. where she will spend sever
al days visiting relatives.
Mrs. H. L. Allridge brought
a bushel of roasting ears to town
today. A little late, this, for
roasting ears,
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08


2. NJ, Harrison County.
Iowa.
10 each and all Of the above named
defendants end to any and all person.
heirs of any person named above .s
defendant, and to all persons claiming
any interest in the real estate herein
described, defendants.
Yon and each OF yor are hereby
notified that there is now on file in the
office of the clerk Of the District Court
OF Hsrrison County, Iowa, q petition
by the plaintiff, A!vah Edgecomb, al
leging that he is the absolute and un-
qualified owner of the North-east
quarter Of the Southwest quarter
and all that part of the North west
quarter OF the Southeast quarter lying
vest and north of the Boyer River III
Section No. six (6) township seventy
eight (1.8). north, range No. forty-three
43) west of the Fifth p. NJ, and
further alleging that said real estates 3
was sduly granted to the State of Iowa,
patented to Harrison county, and hy
Harrison County conveyed to Joseph
Walton, and that said Joseph Walton
having died, said real estate was by
his several heirs conveyed and trans
'erred through various processes and
by successive grantors to this plaintiff,
and that there exists certain irregular
lties, mistakes aud errors in some Of
'sid transfers, but that whatever de-
fects appear in said transfers as shown
N the record are mistakes and irreg-
llarit:es, and 1t was the intention of
al of said parties to convey and they
lid attempt to convey all right, title
and interest of Joseph Walton to this
plaintiff or some of his grantors, also
hat after the sale by Harrison County
Vt said land to Joseph Walton 1t was
again conveyed by Harrison county
about the year 1866 to L.. j. Kynett
and by him to the other defendants
named Kynett, and that such convey.
snce created cloud upon the title of
said land, but that the same having
again passed in the name Of Harrison
County, that said County is estopped
from having or claiming any interest
therein, and alleging that said trans
fers and irregularities and mistakes
created and constitute cloud upon
his title to all or some uncertain inter-
est in said land. but further alleging
that because of the intention to con-
vey all interess in said land by said
defendants and because of the contiu-
ous, notorious, open and hostile Occu-
patton of said land under claim Of
light and color of title by this plain
tiff for more than thirty years, all de-
fec's In said title and all interest or
claim of any of the defendants or OF
their heirs, assigns and of all parties
claiming by or through them in any
manner is now fully extinguished and
barred, and the title is now absolute in
said plaintiff, and unless you appear
and answer said petition before noon
of the second day of the next term Of
said District Court to DO commenced
and held In Logan, Iowa, on the fourth
day of November, 1903, default will be
entered against you and judgment
rendered thereon with decree as
p.syed In said petition to which refer
ence is hereby made for more partic-
ular statement. No judgment for
money is asked against any defendant.
Dated this 3lst day of August. 1903.
ALvAH EDGECoMB, Plsintiff.
]. 5, Deweli, Attorney. octl6
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

w. H. Jackson is in Papillion,
Neb. on a few days business
trip.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

A boon to travellers. DR..
Fowler's Extract of Wild Straw
berry. Cures dysentery, diar-
h@a, seasickness, nausea. Plea
SAINT to take. Acts promptly.
OBJ
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
ORIGINAL NOTICE.

In District Court, State of Iowa, in and
for HArrison County, November
term, 1903
Alvah Ed .rcuulb,
RtttiIn M
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

Jti III .aIl " W tG'Oll,
Mnry " at.un n.s vie
Joseph " alton, Jr Allu
Mary Walton his wlie.
Mary Wait.n widow vi
Joseph Walton de-
c-as. d, Samuel Walton,
James Walton, Sarah
Walton, N sncy Dye,
Mary A Mansfield,
Fielden " alton, Joseph
w. Walton, LlnMy
White, Lovely Whine,
! liv-y White, Love
w hite, .lr.. Malan
White, HARRISON Coun
~. Iowa. L J Kynett,
". A X net, :. W.
Kynett, and the un-
Known heirs Ut nnv and
all the al,ove named
person sand .llunknown
claimants to the North
east quarter of the
Sonth-west quarter Il all
nf the N ,r'h west quar-
TER of the South-eaat
quarter Of s ction No.
9 Township 78. Range
~, west Of the Rover
-iver. uest Of the Fifth
=. NJ, Harrison County,
Iowa
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
]. S. Wattles is in Sioux City
on business today.
Council Proceedings.

The Missouri Valley City
Council met in regular session,
Tuesday evening October 9Th.
with the following officers pre-
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
The Misses Mary and Anna
Murphey are attending the Ak
Sar Ben Carnival today.

Misses Grace and May Will
liams are spending the day in
Omaha attending the Flower
Carnival.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08
John Murphy is the guest of
Omaha relatives until after the
Ak Sar Ben Carnival.
Fitz9ibben-Cramer.

The marriage of Mr.. Mike
Fitzgibbon of Missouri Valley
and Miss Sadie Cramer of Car
roll will be solemnized in this
city today.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

Monarch over pain. Burns,
cuts, sprains, stings. Instant
relief. DR.. Thomas Electric
Oil. At any drug store. OBJ
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

Miss May Finley departed
yesterday for Chicago. 81 e
will remain there several days
the guest of friends.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

The automobile flower carni-
val in Omaha drew MANY Mo.
Valley people to that city to
dav.
Missouri Valley times. [volume] (Missouri Valley, Iowa) 1874-1931, 1903-10-08

A kid only six years of age,
was before Judge Burka, of
Omaha yesterday on a charge
of malicious mischief. They
start very young in Omaha.
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1903-01-24
HELP WANTED.

WANTED-Good Chinese cook tmar.
ried preferred); must be reliable and
capable: house free; easy work; sal.
airy $50 per month. Address Hugo
Haneberg, p. o. Box SO, Kaanapali,
Maui. 2357.2w
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1903-01-24
TO CURE A COLD m ONE DAY

Take Laxative Dromo Quinine Tablets
All druggists refund the money II 4
fails to cure. e. w. Groves signatur,
Is on each box: rs cents.
Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1903-01-24
Wireless Across Atlantic.

New York, Jan. 23-Marconi an
nounced today that the wireless tele'
graph system, which will operate across
the Atlantic, soon would be ready to
accept commercial business.