davidaulloa/AmericanStories huggingface dataset:
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
lis $50, ss5. $50 sls4. s44, $3.50 .s7l. 900


Germany has remarkable record as to
its insurance companies, it being claimed
that no German insurance company has
ever failed. Under their laws stockholders
are made individually liable for corpora
ton liabilities to the full extent of their
assets, and government examinations are
made annually. That the United states
might well take pattern after the German
laws is apparent from the many failures
which occur among underwriting institu-
tons in this country. Until new COM
pany, no matter how well financed, has
passed probation period of four or hve
years 1t is viewed with suspicion, while the
older institutions, however successful, are
always confronted by uncertain future
and possible failure because of a change in
management or methods. If the penalties
for failure were made drastic, less chances
would be taken, and stability rather than
pyrotechnic displays would be sought for.
xxx
Insurance Commissioner Barry, Of Mich
igan, has begun a crusade against rebating
by life insurance agents in his State. and it
Is claimed that through his efforts some
notorious rate-cutters have been discharged
by their companies. Mr. Barry maintains
that the law In Michigan avoids policy on
which a rebate from the premium was ac-
copied by the holder, and that, In mutual
bring an action which will prevent the pay
ment of claim on such a policy. The
practice Of rebating has grown so common
that many claim there is way to check
it; but the day will probably come when
the insuring public will learn that, while
reduction on the first years premium may
he desirable at the time, the companies
which make a common practice OF giving
away insurance are not the most satisfac-
tory In the long run. Rates for life insur-
ance are based upon inflexible laws Of NOR
tality. and. because of keen competition.
they naturally as low as safety Will
permit so, when, in the desire to gain a
great volume of business, the price is cut,
it is natural that the deficit must be made
up from some other source. The other
source" is discovered to be the old, per-
sistent policyholders, who find that their
dividend returns falling off. Shrewd
business men are therefore learning that
the rate-cutters are good enough to take a
fiier with, but that, for policy that is to
run to expiration, the companies which ask
the full price for their goods can show the
best results.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
In the Insurance Field;
NelOS and Notes of Interest

will hold it's next annual meeting in this
city, is emulating his predecessors In &C
tivity for the extension Of association work.
He has assigned in detail the care of the
To Vice President Ireland Pennsylvania,
Virginia West Virginia. Kentucky. Ohio
and Indiana; to Vice President BAKER, Ill
nois. Michigan, Wisconsin, Minnesota, Iowa.
Missouri and Colorado; to Vice President
Quinlan, New York and the New England
States. Preparations are already being
made by the Indiana association Tor the
annual meeting of the state organization.
TO be held in the latter part or January.
XXX
A fraternal insurance association recently
lost case in Illinois,, in which 1t was re-
sisting payment on a claim because the one
insured had committed suicide One of the
rulings by the court on a point involved
illustrates the peculiar Determinations
which may be made in law. The order
was attempting to prove that the member
had violated criminal law. which act. un-
der the constitution Of the order, would
have yoided the certificate. The law or the
to commit suicide as a crime. and so the
court held that, while an attempt 10 commit
suicide may be crime, yet In this case
suicide was actually accomplished: ana ana
deceased was guilty of the attempt TO
commit suicide. The law was evidently de-
signed to discourage would-be self-destroy-
ers from making a botch of the job.
Indications are that fire losses in the
United States and Canada for 1903 will
closely approximate those of 1902. AS shown
by the records kept by the Journal of Com
merce, the losses for the first eleven
months aggregate $685. 900. The state
months is as follows.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

Cattle-The conditions governing the general
cattle market continues rather unsatisfactory to
statesmen The receipts ordinarily could not be
considered large. but just at this time. when the
demand requires particular class OF cattle the
supplies are larger than necessary. It was esti-
mated early in the week that shippers could
hardly expect a satisfactory market for common
TO medium cattle this week. but notwithstanding
this. the bulk Of the consignments continue be-
time. Until to-day there has not been a great
deal q change IN prices, but IL has been very
difficult to negotiate sales at steady prices and
The tendency has been weaker. Yesterday a
humber OF cattle. especially In the steer depart
msnt. were LEFT unsold
With normal receipts to-day buyers refused TO
pay steady prices far the cattle not good
enough 70 sell around top prices were concerned.
Bales OF steers above $3.50 were not pereeptibly
lower, but the class OF killers that had to sell
around 81 and less were in some instances, IL
net In all cases. 10c Csc lower than last week.
There was only fair demand for feeding cat
0s and this added weakness to the market for
common to medium steers In the female butch
er cattle department there was not as much
change In prices as for steers. but all kinds be-
weaker and IN many cases possibly 1Oc lower
than prices prevailing earlier in the week. There
was Just a fair demand for bulls at about steady
prices. and calves doubt sold higher than
and at least coo lower than yesterday morning
II win be observed that there were few sales
IN all departments at extreme prices and such
transactions due altogether to the limited
supply and the demand for q few cattle for
Christmas beef. Quotations:
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
LIVE STOCK NOTES.

The marketing OF cattle continues of very fair
volume. the receipts thus far this week indicat
ing little improvement over the same time last
week and an increase of nearly 500 over the
responding time a year ago. The receipts yes
terday were 200 smaller than week ago and not
quite as large as year ago.
The receipts of sheep and lambs for four days
show an increase of 400 over the same time last
week and very little change compared with the
corresponding time a year ago. The receipts
yesterday were twice as large as week ago, but
about 100 smaller than year ago.
XXX
Combined receipts of hogs for four days indi-
cate decrease of 5000 compared with the same
time last week and an increase of 1000 COM
pared with the corresponding time year ago.
The receipts to-day were LOCO smaller than a
week ago. and show little Improvement over
q year ago.
Live stock receipts thus far this week show an
increase Of about 1900 hogs. 800 cattle. and no
change in sheep compared with the same time a
yesterday. others lower. Sheep and lambs were
lower, and the hog market was uneveniy higher.
XXX
The Cincinnati Price Current says: 1.-THE offer
ings OF hogs have increased, and the number for
the week is fairly liberal. Total Western pack4
ing. $4,000. compared with 425. 900 the preceding
week and 600. 900 for the corresponding time last
year. Tne quaIty continues good, with frregu-
larity in weights. Prices at the close are a
little lower than week ago, prominent market
averaging s4.3 per 100 lbs.
There was fair trading in the speculative pro-
vision market the past week. and a steadier tone
prevailed There is belief by some in the trade
that bottom prices have been reached for the
present, and the record of the market for the
week encourages this view
The stocks OF cut meats at centers making
monthly returns show decrease of 100000 lbs
in the total compared with month ago, while
the stocks Increased 30 600 900 lbs last year
for the corresponding period.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
DECEMBER CROP REPORT
ON WINTER WHEAT AND RYE
Average Condition of Both Lower
Than Last Year-Less of the
Former Cereal SOwn.

WASHINGTON, Dec. 1o.-Returns to the chief
of the Bureau of Statistics of the Department
of Agriculture indicate that the newly seeded
area OF winter wheat is about 100000 acres, a
decrease of per cent. from the estimated
to have been sown In the fall of 1902 The con-
dition OF winter wheat on Dec. was s6S as
compared with S9.7 In 1902, s6-7 in 1901, and a
nine-year average of s2.7.
The following table shows for each of the prin-
cipal States the percentage OF acreage sown to
winter wheat this fall as compared with that
sown last year. the averages OF condition on
Dec of the present year. the corresponding av-
erages for 1902 and 1901. and the mean Of the
December averages for the last nine years:
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
CONTINUED STRONG DEMAND, WITH
NO INCREASE IN RECEIPTS.
Average Advance for the Day
Amounted to 5 Cents, with Some
sales 10 Cents Higher-CattIe
and Sheep Market.
Receipts and shipments.


UNION SToCKYARDS. INDIANAPOLIS, Dec.
10-Hogs-With no increase in receipts and
continued strong demand from outside sources
the market opened with shippers free bidders
for hogs II evident to packers that
they would have to get into line TO obtain their
requirements. Statesmen took advantage OF the
conditions and advanced prices. At the start
buyers were not inclined TO pay more than sc
premium over yesterdays figures. and good
many hogs were sold that basis. Later the
competition justified additional advance and
q number OF sales were made at prices &c higher
than the opening and 10c higher than yesterday.
There fear with certain buyers that
they would not get enough hogs to supply their
orders and some of the last transactions were
about I5c higher than equal kinds sold yester-
day
But account OF the small number at such
terms and the circumstances surrounding the
sales they could hardly be considered a criterion
OF the market. The closing market was around
10c higher than yesterday. The average advance
for the day was about Sc All the hogs that
had been received at IL O'Clock were sold prompt
ly at the advance. Not many hogs came In
late and the extreme close was steady at the
advance. Sales ranged from $i.35 to si.s5. and
the bulk Of the supply sold at s4.45a455. Quota
tfons:
Good TO choice medium 70 heavy......... 81. 501f65
Mixed and heavy packing. ................ 40Gf
Good to choice light weights. 440n455
Common to fair light weights. 4-30d435
ln1efl0r 10 best pigs.................... 50opi50
6ousnS ana stags-.-- S-so44-z9
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

Sheep-The supply OF sheep and lambs to-day
was not large enough TO cause any material
change IN the market but account OF the de-
crease I'm the demand from local sources and
no increase In the demand from shippers because
OF the small margin existing between prices here
and In Eastern markets. a weak feeling devei-
opsd. Sales In the lamb department were oc-
casionally, II not IN all cases. sc lower than
equal kinds have sole heretofore this week The
quality was generally satisfactory as IL has
keen. therefore any change prices could NOT
be attributed 10 inferior quality.
The trading was only fairly active. but on
account Of the small supply good clearance
was made at opening prices. Lambs sold as
high as $50. with few high as S5.35 Most
or the good 20 choice kinds sold at $5a5. 25 with
others low as $3.50. Sheep and yearlings
mixed sold as high as s3.50 but s3.25 was prac-
tically the top for old sheep. Other sales ranged
from g. 50 to 81 Bucks sold from So $3.50
Quotations:
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

The newly seeded OF winter rye Is provi-
sionally estimated at % per cent OF the area
sown in the fall OF 1902. The condition of winter
rye Dec was 92.1 as compared with ISL on
Dec l. 1902, Sss on Dec /, 1901, and 966 the
mean of the averages for the last nine years
The following table shows for each OF the prin-
cipal States the percentages OF acreage sown 10
winter rye this fall as compared with that sown
year. the averages OF condition on Dec. /
or the present year. the corresponding averages
for 1872 and 1907. and the mean OF the December
averages for the last nine years:
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

brls; average. 6s IT'S brls. Runs-Lnia. g. 1ss
brls; average. $3.50 brls.
WILMINGTON. Dec 10.-Spirits OF turpentine
firm at 55c Rosin-Nothing doing. Tar firm at
$40 Crude turpentine firm at s2.25. $3.50 and
So so.
MONTPELIER. Dec. 10.-Crude petroleum very
strong; North Lima, $1.3s; South Lima and In
diana $l.33
CHARLESTON. Dec 1o.-Turpentine steady at
55Isc. Rosin steady.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
President Ramsey's Views.

President Ramsey, of the Wabash, when
In New York this week, was interviewed
by reporter Of a New York paper and,
like President Loree, he takes an optimistic
view of the situation and says that the
West is at the top Of its prosperity. He
says that within the next few years the
railroads will replace 100000 cars of the
old style with heavier. more substantial
cars of $4,000 to 100000 pounds capacity, and
that he has just asked for bids fer thou
sand freight cars. He is of opinion that
the labor situs ton will be a good deal bet
ter by spring. and should any depression
In business come the railroads are well
prepared to Withstand Ii.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

BOSTON, Dec. 10.-fSpecial J-Receipts OF
poultry continue liberal. especially of fowls and
springs: fowls. 13c; choice springs, lie; broil-
ers i5ql7c: turkeys steady at lsc. Eggs firm at
2Sd30c.
NEW YORK, Dec. 10.-Poultry-Alive nominal
Dressed irregular: Western chickens, 11nll1kc;
fowls 1lGlllzc; turkeys. l5glSc.
ST LOUIS Dec. 10.-Poultry strong: chickens
&c: springs. 7izc: turkeys, 121kc; ducks, IOc;
geese Sc.
CHICAGO. Dec. 1O.-Poultry-Iive steady: tur-
keys, lie, chickens. sqslzc; springs. 9szc.
CINCINNATI. Dec. 10.-Poultry steady; hens
7Iac; springs. Sc; turkeys. Ike
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
HEAVY SELLING IN WHEAT.
CONCLUDED FROM PAGE TEN)

choice. lice; New York full creams fair to
good. 107.a11Ac.
CHICAGO. Dec 10.-On the Produce EXCHANGE
to-day the butter market was steady; creameries,
1sa25c; diaries. ltQ2lc Eggs firm; mark.
l0l2e.
KANSAS CITY. Dec. 10.-Eggs steady; Mis-
souri, and Kansas. cases returned, &c; new No
wildwood cases included &c.
CINCINNATI. Dec. 10.-Eggs steady at 25Gg7c
Butter quiet. Cheese steady: Ohio Hat. lOlkc
ST. LOUIS, Dec. 1o.-Butter steady; creamery
20Q26c. Eggs higher at 2Sc bid. loss or
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
UNEXCELLED.

Are Knox's Meridan-st. Tonsorial Parlors
These parlors among the finest in the State
They employ nothing but the finest artists to be
had
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
Dry Goods.

The final estimates OF the total acreage produce
ton and value OF the principal crops 1903 will
be issued on Dec rs at 4 o'clock p. m.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
INDIANA UNION TRACTION
STOCK AND BOND SALE.
One Bond and Fifty Shares Of Stock
Transferred for 81 .6OO-Sale of
WATSON Preferred.

The sale of one Indiana Union Traction bond
and fifty shares Of stock at 81 600. $500 above the
price, was reported at the session
Of the Stock Exchange yesterday morning This
stock is quoted at Fl asked and 10 bid The
bonds are quoted at IS asked. The only sale at
the session was ten shares Of WATSON preferred
at par-sloo. Following are the exchange quota
finnS.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

NOTICE.

Gardner. 80 Kentucky avenue.
repairs furnaces tin and slate roofs and puts
iron tops on hues Telephones 80.
All advertisements inserted in these columns
are charged at the very low rate of cents a
line Blank or dash lines at the same price per
line. Telephone a3S and your ad. will be called
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

NEW YORK. Dec. lathe dry goods market
has been quiet to-day. with buyers operating
only for immediate necessities. The quotations
which made in some prohlbitory
but sellers In every case treating orders In
dividually. and are determined TO secure Q profit
on everything sold.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
Oils.

SAVANNAH. Dec. 1o.-Turpentine firm at Sc.
Rosin Arm: A. Il. G. D. Z. r. s.. 20: G.. s. so: H
s2s5: /. sass; X. $3.50; NJ. $3.50: N. $3.c5; win
dow glass. $3.zs; water white. $780,
OIL CITY, Dec. i0-Credit balances 81 50: GER
tincates no bid. shipments-Pennsyivania. IS, l2l
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
THE DENISON.

Tonsorial Parlors always the style settlers.
All the latest styles OF hair cutting and whisker
trimming closely followed
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

NEW ORLEANS. Dec lo-cotton quiet. Sales.
200 bales. Ordinary, 3-l6c; good ordinary
loiLc; low middling. ike middling. 1i5lc: good
middling. IL 1-lec; middiing fair. II Tide. Re-
ceipts. 10, ss7 bales; stock sl5.szs bales
NEW YORK. Dec 10.-Cotton-Spot closed
uuiet and Is points lower; middling uplands
- sc; middling gulf. Soc. Sales. 4.sl0 bales
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
THE ERIE TO BE REBUILT
LARGE SUM WILL BE EXPENDED IN
MAKING A LOw-GRADE LINE.
Long-Pending Damage Suit Against
Times Ahead for the Railways.

The stockholders and directors of the Erie
ture of 100000 for making the Erie from
New York to Chicago the lowest grade
road in the trunk-line territory. The Erie
will have a ruling grade of three-tenths of
/ per cent. with grade over sixteen feet
to the mile from Chicago to New York,
with the exception of about twenty-eight
miles where the grades will be more diff
cult to overcome. 1t Is understood to be
the determination to rebuild the Erie road
practically, which is due largely to the new
Western blood recently put into the direc-
torate. The owners of the property realize
that II the Erie is TO reach its possibilities
the improvements contemplated are needed.
so that the company can handle freight as
cheaply or cheaper than any other Of the
trunk lines. The improvements planned
comprise betterments known as the Pan
Horn improvements. which will separate
freight and passenger business at Jersey
City and provide the company with a new
elevated station at that point. The i'm
provements on the New York division will
eliminate two grades which now require
Iusher engines from Salamanca to Mead
Vile. On the Meadville division, the most
hilly In the system. the grade will be re-
duced to sixteen feet to the mile each
way. On this division passenger trains
will be run by way of Youngstown, while
the freight will be taken over the old line.
1t is expected that 1t will take at least two
years, IL not longer, to complete the con-
templated improvements.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
Metals.

ST LOUIS. Dec. 10.-Metals steady. Lea
frm at $ao2ix. Spelter firm at A5o.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

The famous damage case of Miller VS..
the Wabash Railroad Company, which has
been before the Allen county courts and
those of adjoining counties for the past
ten years, has been ended by a compro-
mise. Ten years ago Mrs. Miller owned a
farm three miles south of Fort Wayne and
her barn was burned by fire which origi-
mated In sparks from a Wabash engine.
Farm crops and extensive grove of
basket willows also were destroyed. Ac-
cording to the terms of the agreement the
Wabash pays 81, 700 for the compromise be-
sides attorneys expenses. The suit has
been In the courts since 1895. The, Supreme
Court gave one decision and a number of
circuit judges have heard the controversy.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
Deatlis.

Bridget Corrick. 523 West Maryland street,
sixty-four years fatty degeneration OF the heart
Johanna sullivan. SIS Meek street. seventy -one
years. senility.
Harriet Ailetta Morrison. 1914 North Delaware
street forty-five years cerebral hemorrhage.
Everett Freidine. 1913 North Illinois street.
twenty-one years. pneumonia
Elizabeth j. Locke, 244 West ldorris street,
thirty-eight years. pulmonary tuberculosis
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
Wool.

ST LOUIS. Dec. 1o.-Wool quiet: Medium
grades combing and clothing. i7G2Illc: light
me. i5@l7lzc: heavy fine. l2jzc; tub washed 20
G3ic.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
JOURNAL BUSINESS DIRECTORY
SUNDAY CHURCH SERVICES.

Christian Scientists.
SECOND CHURCH OF CHRIST. SCIENTIST
Services: Sunday morning, IL. Subject: Is
the Universe, Including Man, Evolved by Atomic
Forcer" Sunday school, $50 a. m Wednesday
evening meeting s o clock. Shortridge High
School. corner of Pennsylvania and Michigan
streets Reading ROOM Sy Lemcke building.
Open week days, O. m. to p m
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
VITAL sTAT1sTIcs-DEC. 10.


William and Goldie Young, indianapolis. boy.
Moses and Carrie Soden, Indianapolis, boy.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

Marriage Licenses.
Byron Weller and Gertrude Hammerle.
John II. Anderson and Alice Walker
Ernest Abercrombie and Cora A. MAN,
Raymond Slaughter and Minnie Brewer.
Joseph W. Young and Anna Meinke-
James d. Scheirley and Corinne Harris
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11

wANTED-High school graduate to run tele-
Chance to work into that department. Apply
by letter, Box 92 care Journal.
WANTED-Boys to work up sunday Journal
routes Two cents profit on every paper sold.
Regular customers are easily obtained since the
two-colored supplements have been added. One
fcur-page comic and one four-page home supple
ment-twice as many pages In color as any other
Indianapolis paper furnishes % to " pages
every Sunday.
Papers can be bought at the once or from any
Of the following substations:
Bassett. 904 Massachusetts av.
Hoshour, 22d and College av.
Scott, 18th and Illinois sts
Covai, 1912 E. Washington.
Vail, 1044 Virginia av
Neff, 1899 Shelby.
Neer, $40 s. Meridian.
Welcott New York and Bright.
c. K Stewart, 2233 e. 10th.
Money will be refunded for unsold papers r.
turned,
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1903-12-11
LEGAL ADvERTrsExExrs.
GENERAL FUND.

Balance in treasury oct.
81. 1898