davidaulloa/AmericanStories huggingface dataset:
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24

so,ant less cotton. Cut down the area,
rF we plant as much or more, just as
non rs IT is planted the fact will be,
,ssd TO depress the price. The large
.oreoce we planted last spring is help.
,no 10 keep the price from what it
should be now. 1t will be used again
II we plant so much. q.
Again we should increase the acre
400 in all kinds of provision crops so
as TO be able to raise the next crop
free from mortgages. We should plan
N own the next crop and we should
begin to plow now and to prepare our
land better. We should try to grow
more cotton per acre and make a good
Weld on less land. The spectators
cannot discount our good work. Grow
more cotton IL you can, but grow 1t ON
less land and grow it cheaper and own
II when you grow 1t. You can do all
of these by little good planning
There are so many Of the items Of fam
ily expense that you can raise upon
your own farm. You can have an
early salad bed, plant lettuce, onions
cabbage, Irish potatoes, asparagus and
English peas. You can grow chickens
and have a cow and a few pigs, etc.
You can get through another crop with
out any debts IL you try.
Carry something to town to sell when
YOU 90. and don't go too often. Make
your cotton seed pay for your guano.
Keep out of debt and make all the
cotton you can.
This is the plan upon which you
ought to farm. It will soon make you
entirely independent.
You will be your own master and
not the servant Of the man you owe.
Make your plans for your personal
benefit If each farmer will do that
the general result will be for the bene-
at Of all. If each farmer keeps out Of
debt and makes a surplus, then the
farming interest will be in a prosper
Gus condition. If each prepares his
farm well by deep breaking and diver
SITES his crops and buys his fertilizers
for cash and raises his supplies at
home, the next cotton crop will belong
to the farmers and the price cannot be
manipulated, as is done now, solely in
the interest Of the Spectator.
These things can each and all be
done by wise planning for 1904.
The prospect for the Southern farm
er was never so bright and encourag-
ing as now. Use brains more and de-
pend less upon habit and muscle. Cut
loose from the old beaten path and
work and walk along new ways. You
will find everybody ready to help you
when you begin to help yourselves.
Cut down your acreage in cotton and
the general acreage will be smaller.
Cut down your fertilizer notes and
your store mortgages and you will find
that farm life has brighter side than
you had thought. The Spectator can
not discount your intelligence and
your independence, but he can and will
discount large acreage and a large
indebtedness. Southern Cultivator.
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24

reservoirs which are now In use 1t is
impossible to stop the flow of oil Just
at the proper time, and very disa'
greeable mess is the result Of the &c.
cident. While 1t is possible to clean
up the oil, the odor cannot be so east
ly disposed OF, and this is particular.
ly offensive to many persons.
A new oil can, which gives an alarm
when the top Of the oil in the reser.
voir has reached a point very danger
ously close to the top Of the can, has
been recently put on the market. This
has second spout extending from the
tip Of the emptying nozzle through the
top of the can and into the interior, its
end terminating into the upper part Of
the can. This acts as a vent under or
binary circumstances. AS the oil is
poured out the air necessary to take
its place passes into the interior Of the
can through this pipe. In its passage
it is compelled to pass through a
sphere of metal which is supplied with
n whistling device, and as long as the
level Of the oil in the lamp reservoir
is below the filling nozzle whistling
is audible, but the instant the oil level
reaches nearly to the danger mark the
flow Of air into the reservoir is inter
fered with and the whistling stops,
giving the signal that the lamp IL
nlled. 1t also cuts off all further flow
NJ oil
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24


Now that work does not press so
closely, just take day off from farm
work and give it to the hens. Have
the house thoroughly cleaned, burn up
all old nests and trash of every kind;
repair all defective places, and espec-
tally all broken windows and close up
most Of the ventilators. When all re.
pairs are completed, limewash the
house and nest boxes, mixing a little
kerosene in the wash. Then put n
good layer Of fine gravel or sharp sand
on the floor and cover with leaves or
short cut straw. Cut out all old hens
and surplus ROSTERS and either sell or
eat them. They will be n-producers
ut the time when the cost Of produc'
ton is the highest. Arrange to begin
feeding every day warm mash in the
morning, made up of bran, corn meal
and oatmeal in equal parts. Scald this
and feed at once. When the morning
is very cold add a pinch or two or
black pepper or boil some red pepper
pods in the water. See that there is
always n good supply Of fresh water
in the troughs and in very cold wealth
er this may with advantage be warmed
Just sufficient to take the chill OH.
Feed hard grain, wheat and corn
mixed at night. Southern Planter.
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24

off the rain, that when two persons
approach each other from opposite
directions there is grave danger of
collision when the umbrellas often sus-
tain damage, if some more serious in
jury is not sustained by one or the
other Of the pedestrians.
TO avoid such accidents 1t is neces-
sary on the part of persons carrying
umbrellas under these circumstances
to repeatedly raise their weather
shields so that they may be enabled to
look under them and TO look out for
objects ahead.
Pedestrians picking their way
through the rain are relieved of this
bother and care by the use Of the UNI
brella shown herewith, which is pro-
vided with a window, through which
the pedestrian may pick his way in
absolute freedom from accidents OF
this character
The invention consists Of circular
frame Of metal sewed into the centre
OF one Of the panels OF the umbrella.
and this holds sheet of cellulold, or
other transparent material. through
which the pedestrian can have a con-
slant view Of the path in front OF him.
The forty-five national banks OF New
York City hold from $4O00OO,0OO to
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24
LIME GOOD ron SANDY SOIL.

II garden Is made on sandy soil,
especially in a section where nearly all
the soil is sandy, the use Of air-slacked
lime will be found very beneficial, as
such soils are deficient in lime. Gas
lime VIII not serve as n substitute for
stone lime, but shell lime is excellent,
however, though the use Of stone lime
should be preferred. The cost is small
compared with the benefits derived. .",
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24
BOXES ToR BERRIES.

There is no reason why the boxes
used For berries and larger fruit should
not be such as to express measure
IL In sizes to hold quarts. pecks or
bushels, a more satisfactory arrange.
ment of prices could be made. There
being no standard for the boxes now
used, they differ greatly.
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24

Sweet potato slips from large tubers
Welded about FIVE bushels to the acre
more than those from small seed, and
in addition the yield Of merchantaDle
potatoes was more than ten per cent
greater 49, Arkansas Experiment Sta
finn
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24
Window in the Umbrella.

Frequent annoyance and inconven
fence arises to persons carrying UNI
brellas, from the fact that when o
strong wind is blowing the umbrellas
are held in such a position to shield
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24

Europe has "A miles OF railway for
10000 p ople; the United States TWEEN
ty-ave miles. --~. -..-
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24

season, rs a menas Of stimulating the
hens in this latter respect. IL. L.
Geerr
The new enterprise. (Madison, Fla.) 1901-1908, 1903-12-24

The forty-fve national banks OF New
York City hold from S4OO0OO,00O to
$500, 100000 deposits Of other banka
The colored American., 1903-09-05

The payments of a single year, how
ever large, do not give complete idea
of what life insurance means to the
country or to the separate commu-
mites. That idea is best obtained
by contemplating, not what the life
insurance has done, but what it is to
do in the future. The amount paid to
members of a single year may be re
garded merely as an illustration of
what is to come. More than that, it
is an evidence of what the people have
done under the guidance of life in
surance companies in the way of Ma
tionaI thrift. The credit of life in
surance rests upon almost as broad
a basis as the credit of the Nation,
since the best people of this country
have virtually placed themselves un-
der obligations to pay thousands, yes,
millions of dollars into this gigantic
organization 1ife insurance compa-
nies) for protection.
"In making up reports for the Peo-
pies Benevolent and Relief Associa-
ton of Charlotte, N. c., for the last
year, we find that our society is under
pledge to pay at least $37 ,045.5O, and
has paid $15,762.16 for sickness, and
several thousand dollars for death.
Millions of dollars for life insurance
is carried by the people of this coun-
try. in the standard life insurance
companies alone. The protective in
dustry of the nation alone has volun-
tariIy placed itself under contribution
for the purpose of the common wei
fare and the protection of individu-
ais and their families, to accumulate
and distribute vast sums of money.
Every old-line company has what is
iscalled actuaries, whose business it is
to make mathematical calculations
upon the mortality, and according to
their figures, we learn that from one
and three-fifths to two and two-fifths
per cent, which equals from fifteen
to thirty-three, out of every thousand
die annually. But it is a matter of
impossibility for any human being to
make calculations and tell what per
cent will be sick, or play sick simply
to make a salary
The colored American., 1903-09-05
PERSONAL EXPERIENCE.

"a member of our company was re-
ported sick in bed, and for seven
weeks she was paid her sick benefits,
after which time l decided to change
my day to call to see her. WhenS l
knocked at the door, her little girl
responded. l asked if her mother was
in and she replied that she would
see. After about five minutes she re-
turned and invited me in. I went in,
and there l found the lady in bed,
covered up, head and ears; but as
| attempted to examine her pulse l
found her sleeve rolled up and her
arms wet, and she had just come out
If the wash tub. Another case; there
was one Allen Clipper. He came in
my office and reported that his brother
was home confined to his bed and was
very sick. One week afterwards, this
same Allen Clipper called in again
and pretended he was so sick he could
scarcely stand up. He said he sent
his brother up a few days ago to re
port that he was sick
SOME FACTS TAKEN FROM MECKLENBERG
CIVIL SUPERIOR COURT.
"It costs more to injure man than
The colored American., 1903-09-05


the speech of the Lord Keeper Bacon
on opening Queen Elizabeth's first
Par lament the allusion: Doth not
the wise merchant in every adventure
of danger give part to have the other
assured?'
There was one established in Phil
adelphia as early as 1869, ana since
that time life insurance in this cOun-
try is an important and widespread
feature of our business economy, and
is almost as numerous as those in
Great Britain. 1t would be interest
through which insurance companies
were organized. The first attempt at
systematic fire insurance was made
soon after the London fire in 1866.
Soon afterwards a charge was es-
tablished of two shillings per cent for
brick and stone buildings, and four
shillings per cent for brick and tim
ber buildings, regardless of exposure
or occupancy. Since that time rates
have lowered considerably by reason
of the fact that the water facilities
are better and fire fighters are quicker
All property should be insured. 1t
is a very good proverb that says,
What man is there before building
his house will not sit down and count
the cost?' If it is true that man
should count the cost before building,
it is equally true that he should see
that his house is protected by insur-
ance after building.
Every nation and country has its
standing army to protect them from
the incurSionS of the enemy who
would steal in by night and destroy.
The above being true, it is also true
that all should throw around them
the safeguard of protection with an
insurance policy which will protect in
the time of deSolation and want. 1t
is a friend that sticketh closer than
a brother. You may have many
friends while in the bright sunshine
of prosperity, but not one in the dark
days of adversely. If insurance is
friend to you while upon the hilltop
of success, you may speed it upon the
wings of lightning that it will be the
same friend while in the valley of de-
feat.
INSURANCE BUSINESS COMPARED WITH
OTHER KINDS OF BUSINESS OR PROBES
.sIoNs.
"a physician has to read or take
special course of medicine, be a pretty
good latin scholar to enable him to
write a prescription properly. To Sc
cure license to parctice law, you read
+ Shareswood or Chitty's Blackstone to
get the fundamental principles fixed
in your mind. To be a successful mer-
I chant one has to buy his goods and
fix his prices at a certain ratio that
will enable him to make a certain per
cent. But to understand and organ
ize a successful insurance business one
has to understand the probable pc
riod of life, the business capacity and
good faith of the people. Straight
life insurance companies have what
are called actuaries, whose business 1t
The colored American., 1903-09-05
THE SICK AND ACCIDENT INSURANCE.

There are many different kinds of
insurance companies. The accident,
endowment, marine, storm, fire, life
and sick benefit Accident insurance
is insurance against pecuniary loss by
reason of accident to the person in
sured Endowment insurance or as
surance, a combination of life insur-
ance and investment, such that if
person upon whose life a risk has been
taken, dies before a certain speclhed
time, insurance becomes due at once,
and if he survives it becomes due at
a specified time. This kind of insur-
ance is called the tontine, or ten, fif-
| teen or twenty year plan. Marine in
surance is no older than the middle
age. 1t is to insure against storm
/ or accident on the sea or river, etc.
The objects of such insurance are the
ship, the cargo and the profits against
which the insurance is made. Fire
insurance is governed by the same
principles as marine insurance. The
party to be insured has to sign for
NAL application and answer many
questions. Life insurance is con-
tract by which an insurer for GER
tain consideration, called a premium,
engages to insure a person against
a certain amount of pecuniary loss
supposed to be consequent upon the
loss of a certain loss. Sick benefit
insurance is to pay for sickness, and
many times when the insured is not
sick, but simply pretends, to make
his salary.
THE CHARACTER AND OBJECT OF LIFE
INSURANCE COMPANIES.
"Pervading all nature we find the
fundamental principles of life in pro
Viding help for the helpless. The
birds of the air provide food for their
1estlings. The beasts of the field adj
minister to the help of their help
less offspring Both savage and civ
ilized man will yield to the prompt
ing of this universal demand in car
ing diligently for their little ones and
dependents. To supply the immediate
needs of these is easy enough for the
young and strong, but the true man
would provide also for the future ne
cessities, when, by reason of i'll health
Or old age, he is no longer able to
care for them through his personal
efforts. This, too, is a simple prob
lem for the industrious and the
thrifty 1t is indeed very necessary
70 be Industrious; for industry kisses
the cheeks of contentment. One has
only to lay aside regularly and invest
safely a portion of his income to have
in few years or in old age a sufficient
dependence for his family. But sup
pose sickness and death were to in
tervene before this end had been at
tanned?
ITO provide for that contingency,
modern life insurance, or the Peoples
Benevolent and Relief Association has
been devised. number of persons
have combined them selves together
20 create common fund to be drawn
upon in providing for the sick and
/ deceased members of the organization
The colored American., 1903-09-05
FOR RENT.

Large 1ight-furnished room with
board for two. Apply at 941 T street
n. w.
The colored American., 1903-09-05
Holmes Hotel

333 Va. Ave, S. W., Washington, D. c
Best Africo-American Accommodation
in the District.
European and American Plan.
Bar Stocked with Fine Wines, Import
ed BrandIes and
PURE OLD RYE WHISKEY.
Best Line Cigars, 5 & Ice
Good Room and Lodging, so, rs and 81.
Comfortably Heated by Steam.
The colored American., 1903-09-05

enable the said company to fix GER
tain per cent on the money invested.
But
The colored American., 1903-09-05
1111 10Th ST., N. W., Betw cen and M.
An ExceptionaI Fea ture:

Your wedding reception at this Hall
with palms, flowers, draperies, electric
lights, fans and all eonvenienees-
N. B. SAVED: Wear on carpet, bro
ken furniture, loss of wraps, labor OF
cleaning and Strengthening after.
COST: $1,000 AND UP.
Apply for terms and special rates.
The colored American., 1903-09-05
IN a New Field.

Continued from page I.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1903-04-07
Did roosevelt Mean Dewey?

1t is now suggested that if Presi-
dent Roosevelt does not publicly de
clare that he did not refer to
Admiral Dewey in his lecture
against ''boastfulness'' about the
navy and courtesy" etc, in his
speech at Chicago last week, the inn
preston will become universal here
that the president deliberately re-
buked the admiral for his recent in
terview to which so much exception
was taken in Germany.
The president went away from
Washington leaving the public under
the impression that the Dewey Kaiser
incident was closed. Admiral Dewey
evidently was of that impression be-
cause he declined to make any com
ment on the nature of the conference
he had with the president at the
White House when he was summoned
there.
1t is, of course, generally conceded
that the president had the right to
summon Admiral Dewey to the White
House, whether or not the German
government had complained about
the interview, but there was an under
current of criticism of the president
when it was learned that lie had made
an international question of the affair
before Germany had even intimated
that she would do so.
Unless the president should explain
his utterance it will be believed here
that there was an understanding be
tween him and the German foreign
office that a rebuke to Admiral Dewey
would be administered. Officials are
contrasting the manner in which the
president acted in the case of Admi-
raj Dewey with the manner in which
he rebuked Gen. Miles.
The fact that the president advert
ed to the Dewey incident merely by
innuendo will not commend him tC
the friends of Admiral Dewey in the
navy or perhaps anywhere else il
official or civil life in the United
States
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1903-04-07
recated any tariff reform as a remedy
for the evil.

The hungry Mississippi, not con-
tent with wiping away almost every
vestige of the town of Old Kaskaskia,
during the recent high water invaded
the old cemetery of the town and des-
ecrated the resting places of Illinois
sleeping pioneers. The cemetery was
originally several miles back from the
river, with the town intervening be-
tween it and the Father of Waters
When the river began to invade the
town and carry it away by piecemeal
the authorities of the new town OF
Kaskaskia, which had grown up on
the islaSE Sec-1 to fear for the safe
ty of the cI.1 cemetery. The legisla-
ture of Illinois, in response to petit
tions, appropriated funds to have the
bodies buried there eXhumed and re-
moved to a place of safety. "GarTIi-
son Hill" on the summit of which is
situated the ruins of old Fort Gage,
just across the river, was selected as
the site of the new city of the dead.
Accordingly most of the dead were
removed. to the new cemetery. Rela-
tives of some of the pioneers buried
there, however, objected to having
their dead disturbed, preferring to
take the chance of further encroach-
ment by the river. Many of the bod
les were allowed to remain in their
first resting place. During the last
flood the river washed away the
ground covered by the old cemetery.
Graves were opened by the ravaging
current, and the bones of their occu-
pants for several days were to be
seen floating on the surface of the
yellow water. With the washing
away of this old cemetery the last
vestige of Kaskaskia's past glory has
been erased.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1903-04-07
Lincoln and Davis Cabins Mixed.

BY an odd incident the cabin in
which Abraham Lincoln was born and
another cabin of logs, which was as
sociated with the life of Jefferson
Davis, have become mixed up at New
York, and timbers of both structures
now make up single building. The
revelation of this fact came about
through the efforts OF Rev. Dr. Hills,
pastor of the Plymouth church, to
add to the Beecher memorial fund.
DIR. Hills and those associated with
him in the Beecher memorial move
ment made arrangements for a Lin
coin evening" in Plymouth church
March &c, and Benjamin Chaplin, the
student and impersonator of Lincoln,
was engaged to tell the story of Lin
coins life from the platform.
In order that there might be an adj
ded touch of realism to the enter
tainment it was decided to obtain for
the evening the little log cabin in
which Lincoln was born and have 1t
set up in the church parlor. The
cabin is the one which was on exhi-
bition at the Pan-American exposition
at Buffalo.
they would be glad to lend it if it
were all the Lincoln cabin, but they
said that, as matter of fact, the
structure. which is at present at
Coney Island, was combination of
the hut in which the great enamel
pator was born and the Davis cabin.
The original cabin, said one of the
owners, has been purchased by a
restaurant man from colored
preacher named Bingham, of Nolin
Creek, Laure county, Ky. He loaned
it for exhibition purposes to the man
ayers of the Nashville exhibition, and
afterwards stored it in the cellar of
a small restaurant on the Bowery. In
the same cellar he stored a log cabin
connected with the same historical
incident in the life of Jefferson Davis,
the president of the confederacy.
when they were brought out the
movers mixed the timbers. 1t is
hoped to straighten them out.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1903-04-07

The estimated loss to planters, mer-
chants and railroads caused by the
breaking of the Missississippi levees
north of New Orleans, is $25,000,00O.
The planters who relied on the levees
are sorely disappointed, but they have
not lost faith in that system of pro-
lection. The breaches will be re-
paired when the floods subside and
better fortune will be hoped for next
year. This years flood has been a
heavy one. but the levees have stood
the pressure so well, all things con-
sidered, that the inhabitants of the
bottom lands are encouraged. They
believe they can rely on earthen walls
if they are only made thick and high
enough and are watched with zeal
Gus care.