davidaulloa/AmericanStories huggingface dataset:
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
BOTH SIDES CONFIDENT
UP IN MASSACHUSETTS

Boston, Nov. 2,-Tne leaders and
managers of both big POLITICAL parties
finished the campaign today Both
sides reiterated their confidence Of
victory The democrats claim that
Castor will carry the state by 1000
and the city of Boston by $4,000 The
republicans maintain that Governor
Bates will 0e reelectC by 10000 plu-
raIity, and that the democratic plu-
rality in Boston will )t exceed 10000
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
STOCK BURNED AT LoLLlE.
Firebuas are Charged with Setting
Torch-Hundred Head Killed.

ICDbbS
Torch-Hundred Head Killed.
Dublin, Ga, Nov. 2,---This morning
about 4 O'Clock George e. Pritchett q
CO.. of Lollie, in this county, suffered
a severe loss by fire.
Nearly a hundred head OF stock,
consisting of horses, mules, COWS and
hogs, were destroyed, besides the large
buildings used as barns and stables.
The total loss will go to nearly
s5. 600 and it is learned that there
was no insurance, Pritchett & Co,
are large manufacture OF naval
stores and they always had on hand
a great many horses and mules. The
fire is believed to have been of incen-
diary origin, as it would have deyel-
oped earlier if it had been due to ac-
cident or negligence on the part of
those working abo' { the place.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
DECOY LETTER
CAUGHT DANIEL
=
Former Marshal of Georgia
Town Under Serious
Charge
WAS CAUGHT IN A TRAP
Anonymous Writer Made Indecent
proposals to Mrs. Wit2her, a
Respected Woman of the 4
Little Place <,

Bremen, Ga, Nov. 2.-This place
was thrown into great excitement
iaSt night by the arrest of T.. N. Dan
lel' former marshal here charged with
assaulting Mrs. Y. l.. Witcher, an ell.
derly and respectable widow of this
place.
Mrs. Witcher conducts a book
store on Atlanta street. 1t seems
from the evidence produced before
tho mayor that a few days ago Mrs.
Wltcher received letter containing
very insulting and indecent proposals
with no name signed to it and the
letter directed her to place the an
SWer nnear the door steps.
Mrs. Witcher layed the letter be-
fore few of her friends, who deci-
ded for her to answer it with a decoy
letter, saying he could see her at her
place Of business about $ o'clock laG
night, and placed the answer under
the door step and the next morning
the answer was gone.
Last night Mrs. Witcher secured the
services OF few Of her friends to
watch the place for the author OF
the anonymous letter, and about 8
O'clock E. N. Daniel put in an appear
ance and taking hold of Mrs. Wit
cher repeated the proposition.
The friends together with the mar
shai closed in on Daniel and compel
led him to surrender. He was tried
by the mayor and fined and immed-
lately placed under arrest ON % state
warrant and put under bond for his
LappearanCG al Buchanan
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
A BATTLE ROYAL
IS ON FOR TODAY
=
Low and Mcclellan to
Fight it out in New
York
MAYOR lows ONLY HOPE
Strength of the Fusion Candidate Not
in Those Who Want Him-En.
emy of Tammany Tower
of Strength.

New York, Nov. Upon the SOL
ution of whether the tail shall wag
depends the result of New York's S
great municipal fight. Ii is up to
Brcoklyn-snleered at and despised
Brooklyl, that section of New York,
which has ever been and apparently
ever will be the butt of the vauda.
vile jokes--to say who shall be the
mayor Of the greatest of American
cities and what influences shall con-
troll the different branches of the city
government
The whole force c the fusion cam
paign has been to DIV art the democrat,
is vote of Brooklyn from the demo-
cratic candidate named by the con.
vention in which the regular repre-
sentatiVes of Brooklyn took part. In
some degree, at least, this effort has
been successful. The old time demo-
cratic leader in Brooklyn, McLaugh-
lin, who was at one time as much a
boss as Croker on the other side Of
the river as Tom Plat of Albany
has listened to- the sired song of the
enemies of his party and has arrayed
himself against the democratic nomi-
nees. Can he persuade any of the
democrats 10 follow him into the
camps OF fusion? The success OF Low
depends entirely upon McLaughlin's
ability to do this.
The Tammany Bugaboo,
The republicans who are masking
themselves behind fusion, have been
working the Tammany bugaboo over
time in Brooklyn. Shall the tiger
cross the bridge?" has been the cam
paign cry since the day the nomina-
tom was made and the alleged in
iquities of former Tammany admins
trations-some of them very real in
iquitics have been pictured in glar
ing colors for the benefit of the YER
dant Brooklynies. The weakness of
the fusion candidate and the fusion
administration, and the scandals which
have developed duly the holy reign
of the last two years are, of course,
not mentioned. The whole fight is
on Tammany; in the eyes of these
critics who seek the control of the
Offices for themselves and their hench-
men, stands only for everything that
is bad.
There was never a political cam
paign in which hypocrisy did not play
a very important part. we ae right,
our opponents are all to the bad"-that
is the kernel of the platform of ev
cry political party and in every
contest. But there never has been
a campaign in which hypocrisy played
a more prominent part than in the one
which closed with Il whirlwind finish
here tonight.
With the meetings held in every
part of the city tonight the active
campaigning was brought to close.
Hypocrisy and villifcation! If one
half OF the charges which have been
made in this campism by the cam
paign orators on beth sides is true,
the law officers and the criminal courts
OF this burg have certainly been negli-
gent in their duties. There is scarcely
an opprobrious epithlet In the dict
ionary of the crime that has been used
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
TO TRY THREE FOR MURDER.
Muscogee Superior Court Has FuIg
Criminal Docket

Columbus, Ga, Nov 1.-The Mus
cOgee superior court has three mur-
der cases ON docket to be tried during
the term which convened here today.
The defendants are all white, being:
r. II. Burton, whi killed his son. be-
cause, he claims, the latter cursed and
threatened him
Barlow Nix, aged Is years, who shot
John Edwards and his son. Jeff Ed.
wards, out in Muscogec county, the
result of a dispute over an oat patch.
Jim Gossett, who killed Lee Vim
DISH claiming that the latter had been
intimate with his wife
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
HUNTER CREDITORS MEET.
c. L. Sheperd Appointed Trustee in
the Case.

c. l.. Sheperd Appointed Trustee in
the Case.
The first meeting of creditors in
the Bankruptcy case OF r. e. Hunter,
the druggist was held in the office Of
Referee Max Isaac at 10 O'Clock yes
terday morning.
AT this meeting, which was pretty
well attended by representatives OF
the creditors, C. l.. Sheperd was cleo
ted trustee and j. M. Madden, c. M
Gere and f. Joerger were named as
appraisers in the matter.
1t is understood that Mr.. Hunter
is making a strong effort to arrange
his affairs TO the satisfaction of his
creditors and it is to be hoped that
he Will succeed in doing so.
In the meantime the trustee and
appraisers will proceed in the matter
as the law requires.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
New Foreman at Foundry.

Wm. Harper an old Bunswiclian.
but lately of Macon, arrived in the city
yesterday to accept the position of
foreman of the moulding department
at the Briesenick-Hehsoll Engineer
ing Company's foundry. Mr.. Harper
has had many years experience in this
line Of work, and Will, no doubt he
a valuable man to the company.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
Is Popular Here.

Paul Gilmore, the popular young ace
tor who is tG appear here Saturday
night in the Mummy and the Hum
ming Bird is unusually popular with
the Brunswick Theatre-goers, and he
Will be greeted by u large house. Mr..
Gilmore made a big hit here last year
in the Tyranny of Tears" and is well
remembered by all who saw him. This
year he is appearing in new and al
together different role and is making
a big success.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
EDWARD M'CRADY is DEAD.
Famous Author Who Drew Eight-Box
zW

Charleston, Nov 2.-General Ed
ard McCrady, the first man of letters
in the state, author of the four vol
ume history of South Carolina, died
suddenly this morning at his home in
this city at the age of II,
He was a gallant officer, rising to
the rank OF colonel in the war be
tween the states; a distinguished
member of the Charleston bar and the
father of the celebrated "eight-3ox'
law which made negro domination i'm
possible in South Carolina after the
advent Of the Hampton regime.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
The Dukes Mother Coming.

London, Nov. 2,-rhe Duchess Of
and the dukes sister, Lady
Isabel es-Kcr, sailed Saturday for
New York The will attend the we'd
ding of Miss May Goelet and the
Duke Of Roxburghe, which, it is ex-
pected will occur on November 10,
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
aEEKs PARTY UNITY.
Trying to Get the Republicans of Del
eware Together.

eWare Together.
Dover, Del Nov. Again there
seems a possibility that the Addicks
and anti Addicks factions will come
together and restore harmony i'm the
republican party of this state.
Persuant to a call OF Senator James
Frank Alice, chairman of the Union
republican state committee, a confer
ence is to be held here on Wednes-
day for the purpose of seeing if it is
not possible to bury the Ratchet
1t is understood that the Union re-
publicans have made q proposition
to the Regulars and it seems likely
that harmony will be the result.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
REPERTOIRE COMPANY COMING.
Will Give Three Performances at the
Grand This week.

Wills repertoire company will be
the next attraction at the Grand, fill
ing the boards Wednesday and Thurs
day, with matinee.
AT the matinee Sweet Sixteen"
will be presented, Wednesday night,
Two Old Chronies, and Thursday
night "Trip to Atlantic City"
The company is aid to be one of
the best musical comedy repertoire
organizations now on the road, and,
playing at popular prices, will prob
ably have full house at all three per
formances
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
La Jacksonville Carnival

BrunswickiaGs viii be greatly III
evidence in Jacksonville this week. as
d large number OF our people are 60
ing over to the Florida metropolis to
attend the big carnival, which is being
hold this week.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
THEY ARE oRDER7D TO STRIKE
Carpenters and Joners on the Fail
Grounds.

indianapolis, Nov. at is reported
here tonight on information received
from the national headquarters OF the
Carpenters and Joiners union that be
tween three and four thousand men
at work on the building at tho worlds
fair, have been ordered to strike.
The trouble arose between the eX-
position officers and the plumbers and
gas filters.
The questions was as to whether the
plumbers Of pipe filters should work
on the piping or the cascade,
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
is 1000 SHORT AT AMERlCuS
Believed That Cotton Receipts Will
Shod no improvements This Year.


Americus, Ga, Nov. 2.-What re-
mains of the cotton crop throughout
this section is fast being gathered
and in short while now oats and
wheat Will be soWn
Receipts in Americus are 1900
bales short Of warehouse receipts at
this date year ago, and this defcien-
cy will be maintained to the end of
the season, even if it is not further
increased,
Few farmers have been able to hold
any large portion Of their cotton, but
have soRI it as it was gathered, though
some 3ttle cotton is being held for
better Elices, which farmers feel sure
will come later in the season.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03

the republican managers with encour-
aging such opposition.
1t is a mystery to tell how the So
cialists occurred support in distributing
va ~ 53ais of literature and maintain
ing their hold so well. Both the demo
cratic and republican managers are
claiming victory tonight, and it is diff
fcult to predict how the election will
so. A~ ...-.-..raMAA.AAAx
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
HUNTING SEASON IS ON.
Sportsmen Were out in Large Numbers
Yesterday.

The hunting season. opened yester-
day and local hunters flocked to the
woods to get the first shot at the
birds, which have been having a good
rest for several months. Several
parties returned last might and report
ed good success.
It is said that the birds are plentiful
this year, but this early they are
rather small. Over near Fancy Bluif
and Brookman the hunters found en-
ough quail to keep them busy for the
day, and they are anxious to get
among them again
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
MAYOR cRoVATT HAS RETURNED
He Reports Very Pleasant Trip TO
the East.

the East.
Mayor A. ]. Crovatt returned Sum-
day from a pleasant trip to New York,
Boston, Fall River and other cities in
the east and he also visited New Or
leans and Atlanta
The mayor reports a very enjoy
able visit. When questioned as to the
political situation in New York, Mr..
Crovatt said it was very hard to pre-
dict who would be victorious in the
great fight. He seems to think, how
ever, that Mcclellan, the Tammany
candidate, seems to have the better
of it,. and he would not be at all sur
prised to see him win out.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
To Attend Presbytery.

Revs. A. l.. Patterson, of Blackshear,
w. c. Hagan, of Fitzgerald and IL. A
Brown. of Waycross, passed through
the city last night en- route to st
Marys where they are going to at
tend the presbtery,
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
THE JACKSONVILLE CARNIVAL

Thousands of People Were Present on
the Opening Day.
jacksonville, Nov. 2.-The great car
vinal opened here today and thous-
ands of visitors we're present.
Every train brought throngs and II
now looks like it Will be the most
successful affair Of the kind ever held
in this city.
Elaborate programs have been ar
ranged for every day Of the carnival
and the public is promised no dull
day. .-..-.--. -I..--,-..-.----4----.4-
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03

Rural Route Continues to Grow FoP-
uIar With Country People.
The report Of the rural route, es-
tablshed in this county few months
ago. shows another increase for the
month of November.
Each month since the Inauguration
of the service has showed an increase
of the previous month. The people
residing along the route have now be
come accustomed to the service and
annreciate the advantage Of it,
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
HELD THEIR REGULAR MEETING.
Business Matters HardIed by New
Town Society.

The Now Town Society held its reg
ular weekly meeting last night The
session was devoted entirely to- bust
ness matters and several things of
interest came up.
Next week social program of some
kind will be the feature OF the meet.
ing. The program will be announced
later.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
COAST LINE SAFE LOOTED.
Dynaniters Got in Their Work at
Barlow, Fla.

Barlow, Fla.
Gartow, Fla, Nov. 2.-The safe IN
the depot of the Atlantic Coast Line
was blown open and robbed yester-
day morning at 2,30 O'Clock.
The robbers got $105 belonging to
the Coast Line and SAG belonging to
the agent. E. P. Jackson. No clew to
The guilty parties has been found.
The Brunswick daily news. [volume] (Brunswick, Ga.) 1903-1906, 1903-11-03
ANOTHER INCREASE is SHOWN.

. s'SS
The Birmingham age-herald., 1903-10-14
Fruit and Produce.

Corrected daily by c. F. Bell 6 Co.,. 201S
 Morris avenue.) Oranges-Per box, $3. .7594. Grapes-Northern Concord, lb baskets. 25c; northern Concord, 4 ID. baskets 15c. Lemons-Per box, extra choice, S3.50Q 3.75; fancy, $4.
 Limes-Per 100. 75c6$1.
 Bananas-Per hunch. culls eep75c s'~aights. s125d1 50.
 Keller Pears-Per barrel s363.50. Pears-New York Duchess, per barrel $4OO
 Pneapples-Per crate. S2.7563.0O. New Apples-Per barrel, s203; fancy northern stock $4.0O@425. Cocoanuts-Per bag, S3.25@3.50 Cranberries-Per box. S2.50. Cabbage-Virginia grown, per h.. 1%c. Michigan, large heads, 1hq1alc. Tomatoes-Alabama per bushel, $2.00. Green Beans-Per bushel, SIPS. Peanuts-Fancy, per pound, Sc; No. 2. Dc.
 Chestnuts-Per bushel, s4.50 to $5.OO. Fecans-.aer pJrnu iOc. English Walnuts-Ppr pound. 15c. Raisins-Per box. s170. Irish Potatoes-Per bushel 90c. Sweet Potatoes-Per barrel $1.50 to $2.OJ. Onions-Per pound new northern. %. Navy Beans-Per bushel, g. 2.75Q3. Peas-Black and gray eyed. per bushel $212. .25.
 Poultry-Best flyers, 90s; medium, 20O 25c; small, 15@1Sc; hens, 35c. Butter-Best Elgin. 25c; best country. IS to 2Oc Jersey. 2OQ221s. Eggs-Fresh, 20c
 Honey-In comb. 1oQ121xc: strained. so
The Birmingham age-herald., 1903-10-14
cothra1 6 Co.'S Cotton Letter.

By C. W. Lee & Go.
 New York October 13-The early phases of the cotton market were not specially interesting, trade being of the same matter of fact character as during the past few days with prices keeping within narrow bounds. The Liverpool cables were trifle better than expected. but frost predictions of last night did not materialize. Receipts bid fair to equal those of the same day a year ago, and the indications were that the Wall street bear operators who had been holding the market down for several days was again at work Following the call, prices slowly drifted lower and trade fell off to struggling professional business.
 Then came a very bullish weekly crop weather report, light estimates for to- morrow's receipts and forecast of frost over the western belt tonight. still later came reports of firmer and higher spot markets south, later confirmed by strong southern buying here. Sully and Brown, brokers came into the market as heavy buyers of the winter and spring options which show of confidence soon put the shorts in full flight.
 Moreover, stop orders came into the market and the leading commission houses entered into the market as large buyers of the distant months. The up- ward movement was hesitant for time, but by afternoon the covering movement had grown into a regular route of the bear forces. The winter months worked well up towards 915 cents, while distant months were hard to trade in owing to scarcity of sellers.
 The more conservative operators were inclined to take the bull side for the time being, at least owing to the ap- parent shortness of the crop, the unpre. paredness of spinners as to spot supplies to meet the winter demand for cloths and the undeniable enormous outstand- ing short interest in all speculative mar kets.
The Birmingham age-herald., 1903-10-14
Baxter 6 Co.'s Cotton Letter.

New York, October 13.-Cables were much better than looked for today, al though there was no sign of frost in the belt as indicated yesterday. The underly Ing tone is very bupish. Every effort to keep prices down seems to fail and con- fdence in bear quarters is waning.
 These people are making, much or Wall street and the fears of war between Rus sia and Japan, but it is a question how far they can keep prices from advancing on that account so long as receipts are not increasing more rapidly. The first half of the second month has not gone by and the receipts fall to gain as looked for and crop accounts are no better except In a few isolated instances. The irresistible conclusion is that the crop is a short one and that the worlds needs will justify higher prices than now ruling, especially if frost comes soon.
 The market opened points higher.
The Birmingham age-herald., 1903-10-14
The Metal Market.

New York, October 1S-London tin was higher, spot advancing Is Cd to e114, and futures 5s to e114 12s Cd. Locally it was about 10 points lower; spot, $25 60425. .S71a
 Copper was lower in London spot e53 12s Cd, decline of los. Futures were 5s lower at the same figure. Locally, quiet; lake. 19a13.25; electrolytic, 1Sd1S 1215; cast ing, 12.75.
 Lead was unchanged at ell in London; firm here at $450.
 Spelter declined 2s Cd in London to e20 5s but remained quiet here at G.
 Iron closed at sos in Glasgow and 43s Cd in Middlesboro. Locally, quiet; No 1 foundry, northern. s16d17; No. 2 foundry, $15616 No. 1 foundry southern. and No. 1 foundry southern soft $15@15.50.
The Birmingham age-herald., 1903-10-14
Naval Stores.

Wilmington, October 1S.-spirits turpen- tine, 30; receipts, 21. Rosin firm at 21; receipts, 32. Tar firm at 1S0; receipts S. Crude Turpentie firm at 225, SS0 and 3SO; receipts 73
 Savannah, october 13.-Turpentine firm at 551a; receipts, 5S1; sales, 55; exports, 542. Rosin steady; receipts, 2573 sales, 2913 Quote A B c, 215; D, 225; b, 235 Y, 250; G, 255; H, 27O l, $50; K, 40; M, R5; N 43O; window glass, 40; water white, 470.
 Charleston, October 13.-Turpentine nominal. Resin steady; A, B. c, 210; D, 220; E, 29O; F. 245 G, 25O; H, 265; l, 340; K, 400; M, 415; N, 42O; window glass, 43O water white 460.
The Birmingham age-herald., 1903-10-14
Cotton Seed Oil.

New Orleans October 13.-Cottonseed oils firmer; prime refined, in barrels, 36; off, refined, in barrels, 35; prime, crude' loose, %.
 New York. October 13.-Cottonseed oil steady; petroleum and rosin firm; tur- pentine firm at COZ and 61; rice and mo- lasses steady.
 Memphis October 13.-Cottonseed oil, car load lots, per gallon, prime crude, 2S and 2Slb; prime yellow summer, S3 and 331k; choice cooking, summer yellow, less than carload lots, 42 Cottonseed meal, prime, S2O5O and $2o-75 off, S19.00 and $l925. Cottonseed cake, prime, $2O.5O; off, $190O and $19.25.
The Birmingham age-herald., 1903-10-14
New York Cotton Futures.
Tno Coffee Market,

New York October 1S.-Spot Rio coffee firm; No. invoice 55s mild. steady
 Coffee futures opened steady at un- changed prices to points lower and ruled moderately active. The initial declines were due to realizing with a slightly ac- tive demand. and while afterwards these losses were regained, the market in the afternoon was slightly easier and the close steady, net unchanged to points lower; sales, 31,OO0 bags; November, 4.750 4s0; December, .O5; March, 25d5 30; May, 5.45@5.5O July. 555a5 .60 August, 565; September 5.65G5.70
The Birmingham age-herald., 1903-10-14
Liverpool Market.

Liverpool, November 13-CottonN spot moderate business done; prices unchanged to points higher; American middling fair 6.20; good middling 6.02; middling 584; low middling 5.60; good ordinary 5.24; ordinary 5.04. The sales of the day were 5000 bales of which 300 were for speculation and ex- port and included 52OO American. Receipts 115,000 bales, including $500 American. Flu lures opened steady and closed quiet; American middling, g. O. C.: October, 52o: October November, 5.09; November De cember, 5.O2Q5.O3; December-January, 800 @5.01; January February, 499@5. %; Febru- ary-March, 4.99a5.O0 March-April, 500: April-May, BOO; May-June, 5.0Oa5.01.
The Birmingham age-herald., 1903-10-14
The Live Stock Market.

Chicago, October 13.-Cattle receipts, 5000, including 300 Texans and 520 west erns; good to prime steers, $5.10d5. 75; poor to medium. sS.5O@4.75; stockers and feeders, $2.25G4.2O; cows, s1 4O@4.5O; heifers, $2Q5; canners $l.4O@2, 60; bulls, s2 64.35; calves, $2. 506D7 .35; Texas steers, $2. .7563 .75 western steers, $3@4.60
 Hog receipts 5000; good to choice heavy $5. .35d5. .sO light $5. 2565. 40.
 Sheep receipts. 25,00O; market 5@15c lower; lambs steady to 15c lower; good to choice wethers, B S.SOa4.2 .25 fair to choice mixed $263; western sheep, $2.25G4; na- tive lambs, $s.5Od5 .75; western lambs, $40 5.25
The Birmingham age-herald., 1903-10-14
cIearInos and Exchanoes.

Memphis. October 1S.-Clearings $S42, ,S46; balances $145, ,902
 New Orleans, October 13-Clearings $S,- 665,294; New York exchange bank par, commercial s1.25 per 1000 discount