The sun., 1903-11-19
Big PROFIT IN DEAD MEN.
MANY MORE CASES IN BAYONNE
LIKE THAT OF CALVIN,
story That One saloonkceper Cleared
$4,000 BY Insurins Men Who Soon
Died-COroner's Jury Holds Mccarthy
for Murder-MOre Arrests Probable,

for Murder-More Arrests Probable
The Bayonne jury which inquired las
night into the death of Richard Calvin
Of fractured skull after he had displayed
S5 in Bart McSweeney's saloon in Avenue
4, found that Calvin was murdered by
James Mccarthy. the youthful ex-con
vict now in Jail on a charge of hitting the
blow that killed him
The saloonkeeper who kept the dying
man in his place for twenty-four hours
after he was injured was censured. Prose.
c,itor Speer Of Hudson county intimate ed
that McSweeney, who is under bail or
another charge, might be rearrested to.
dav
Further extraordinary condolences at
tending he deaths Of Bayonne young men
whose lives have been insured by saloon
keepers. in many cases without their
knowledge. came out in the course of the
Inquiries made Yesterday by the authorities
1t is now said that not one or two, but
possibly a score OF young men on whose
lives Rayonne saloonkeopers held insurance
policies have died within the last year or
60 under circumstances considered ens-
picious Public Prosecutor Speer in
tmated last night that more arrests would
probably be m ade as a result of the in
vestigation he has instituted.
Betting on tho deaths Of Young men
through speculative insurance policies, as
told in THE Sun Yesterday, has been carried
on as business by certain BGyonne sa!cop-
keepers. According to ono Of their num-
ber a saloorleeper who died six months
ago held Policies on nearly hundred FIRE.
ouenters of his saloon, and had cleared me- re
than siS 900 when his own end came. He
Ia credited Nth having oftcu said that II q
opportuni;v to insure hatii' a. OF his sslocn
was the only thing that kept him in tie
liquor business
A death much discussed Yesterday was
that of man known only as Charles Jones
He drifted into a saloon in Avenue f one
night last June. That night. according to
the story. policy was secured on his life
A week later he was found unconscious
In the road in front of the came saloon His
skull was fractured. and he died on the
way to the hospital The policy on his life
was collected.
Another death generally discussed was
that of william Fitzpatrick, which occurred
only three days ago from tuberculosis
ard ale, holsm. According TO the stories
told in Bayonre. there is a 81 coo insurance
policy, held by a salocnkeeper whose
name is given, on this mans life.
Richard j. DOYLE, who runs saloon at
Fifth street and Hobart avenue, Bayonne,
sone little distano" from the grog-
gerry in which Calvin was killed,
= lie holder cf the insurance policy
On Galvin's life which he murdered man,
never applied for. and never had been ex-
a'lned for. Doyle sstory is that he bought
the policy from Agent Lindsey of the
company issuing il. The agent has accom-
panied Doyle in his visits to Gslvin's rela-
tivts to try to get them to consent to his
receiving the proceeds of the policy.
Lindsey was the agent through whom
Galvin's sister obtained policy for $3.50
year ago last July. She applied for the
policy in June and Calvin was examined
for that policy then, but for some reason
its issuance was delayed. Doyle's policy
for $3.50 was taken out in June. As Calvin
is dead he won't be able to tell how many
Iapers he signed to get his sisters policy.
are authority for the statement that this
is not the only so-called Speculative"
insurance policy held by Doyle on other
peoples lives. There was another such
policy for $500 on the life of James Nor
risey, laborer who in life was rarely worth
s. at a single time He died about six
months ago Of pneumonia, with alcoholic
complications, afterfa hard job at cellar
digging. Outside of working hours he was
usually to be found at the bar in Doyle's
saloon.
Doyle collected on that policy. which was
also issued through Lindsey Mrs. Mary
Flanagan, who had been good to Morrisey,
and for whose benefit he had insured him
self for smaller sum, $50, asserts that he
also collected on her policy, and she has
Robertson Of Bayonne for that amount
She says that the company announced,
through Linolsley, that it wouldn't pay
anybody but Morriseys administrator,
ways Of the law she let Doyle be the ad-
ministrator and collect on both policies,
agreeing to pay him $3S toward his ex-
penses and the cost of Morrisey's funeral.
She is still waiting for her money.
John Cullinane ia the saloon keeper who
held the policy on Michael Connors, when
Connors was found dead with his head
battered in a lonely spot near the Avenue
E groggeries last August. That policy
was for 81 coo and has not been paid. Con-
iH norss brother repeated grimlyy Yesterday
that 1t never would be. Nobody has been
The other speculative" policies which
the company closed out, returning the
premiums, after an investigation year or
50 ago, we're held by Michael O'Driscoll,
In Trenton last spring. story illustrative
OF the irony of insurance speculation is
going the rounds in Bayonne to the effect |
that after his death an unsuspected in
slrance policy on his life turned up In the |
hands Of fellow saloonkecper
Sure. he had half the boys in town in- |
sured," a resident of Avenue said yes
terday, and they IVES dyin' of in fine |
style for him. when he was took himself, |
Just whenthe company got to investigatin'."
Curiosity as to how man can be in |
sured without knowing it remains unsatia-
fed in Bayonne, though that curiosity is |
great: DR.. Borgmayer, the insurance
examiner for the company whose policies
are most in question. says it can't be done
save by substitution and forgery, with the
tcnnnnivance Of the agent. Other people
think there must be still another way.
Prosecutor William II. Speer Of Hudson
county and the company's detectives are
trying to find out The company's many
agents and superintendents are all sure
mat fraud is impossible. The verdict OF
unofficial Bayonne was thus tersely ex-
pressed:
Rum, persuadin' saloon-keeper and
husthn insurance agent is combination
ysr can't bate. They give the doctor the
Larry somehow and they don't lave sign
o. ol trace enough for an army OF rubber
shoe men to diskivir"
:, The only outcome of the investigation so
,ar mas been great demand by the Illus