The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1903-04-09
THE GRANGE
Conducted by J. w. DARROW,
Press Correspondent Net0 York State
grange
GRANGE FIRE INSURANCE,
some Statistics Relative to This Fcn-
ture of Grange work.

some Statistics Relative to This Fca-
ture of Grange work.
While there are financial benefits ac-
eruing to members of the grange, these
are not set forth as inducements to Sc
cure membership. However, some facts
concerning grange fire insurance are
worthy of consideration. In Michigan
thirty counties of the state are organ
Ted under county and district plans
and also company covering all terri
tory not otherwise organized The ag-
gregate value of farm properties car
ried by these companies is about $1O,-
100000. The average annual cost OF
Insurance upon each $1,000 Is not FAR
from 81. Pennsylvania has eight
grange mutual fire insurance companies
carrying risks aggregatng over $15,-
100000. Some of these companies have
been doing business more than Il quar-
ter of century. The aggregate cost
has been about one-half of what the
same class of risks costs in other com-
paules. In Maine, with almost $4,000
GOO in risks, the fire losses of 1902 in
the Androscoggn Patrons company
amounted TO only $1,000, and the aver
age assessment on $1,000 for seven
years. ending Dec. 81, 1902, was only
S. The oxford County (Me) Patrons
Insurance company carries $l,T7432S
at an average cost per year for twenty
six years of $500 per $1,000.
In New York state the risks carried
BY grange insurance companies is, for
1901. last report published, $jS,225,O 600
Losses were S1O4,OOO or $1.S0 per ST.,
eco, and expenses $4,000, or 40 cents
per $1,000. Cost of insurance per ST.
coo was 500 There were twenty
three companies reporting. In the JEFF
ferSon and Lewis county Patrons Fire
Relief association New York state risks
amount TO SlO,249, SOB, and with losses
for the year much above the average
the cost of insurance was only Sl.Sl
OH each $1,000 In Heriimcr county
the grange insurance in force Jan. l,
1903. was S2,51S7SO. In Steubcn and
Livingston counties association policies
sn force Jan. / amounted to So, 1903
and cost to the insured for three years
past lliS Dctl Oull 'D-2 ''lNS INl fA'VS''
The Columbia and Duchess associa-
lion carries S31Si,OOO in risks, of which
amount 81 ,OC0,SG0 was written in 1902,
aud the total cost to the insured for
five years was $4.Si per 81 ,O00 or about
81 cents per year per $1,000. The Cat
tnrTlugus county association wrote
100000 insurance in 1902 and has over
St,O00,000 in force
The Ohio Changers Mutual 1nsur-
sncc company has been in operation
twenty-three years. There are now
s.2S6 policies in force. the amount OF
the insurance being SO, 3,100,6lG. There
have been twenty-one assessments fol
1856 losses during the twcnty-threC
years, and the average cost of insur
ance per year has been $l.43 per $1,000
In Massachusetts the grange com
pauies wrote $iO7 Cos insurance in 1902
and total risks are S755,3GS. Receipts
for premiums were $3,272, while the
BOSSES were only $50. This is re
markable showing, for while good for
tune has certainly attended the com
pany 1t is also evidence Of CAREFUL!
selected risks.
Herein lies one of the chief reasons
for the excellent showing made b,
grange insurance companies-care IL
selection of risks then economy OF al
ministration and careful supervision.