davidaulloa/AmericanStories huggingface dataset:
The independent. [volume] (Lincoln, Neb.) 1902-1907, 1903-08-06
THE BANKERS RESERVE LIFE
POLICY HOLDERS At A SSpE
DAY CHANGED THE
NAME TO
And Adopted Articles of Incorpora-
ton Making This Regular s'Old
Line" Legal Reserve Life
Insurance Company.

The Bankers Reserve Life Associa-
ton has dropped the word 'AssOcia-
ton" and substituted the word Com
many" and is now the Bankers Re-
serve Life Company.
At meeting of it's policy holders
held in Omaha Monday, July q, with
out dissenting vote, amended ar.
ticles of incorporation were adopted
whereby the business of this associa-
ton from and after July 30, 1903, shall
be technically on the so-called
"OLD LINE" LEGAL RESERVE
BASIS.
The Association wrote standard poll
icies at standard, level premium rates,
maintained a legal reserve and was to
all intents and purposes standard
premium or old line level premium
company, though organized under the
stipulated premium act of 1895. The
amended articles make the company
technically as well as actually legal
reserve company, and the carping crit
icism of
SMALL SORDID ALIEN AGENTS ,
will no longer have that frail shadow
of foundation, for the amended ar
ticles of incorporation are modelled af-
ter the charters Of the New York Life,
Mutual Life and other so-called old
line companies doing level premium
life insurance business upon the mu.
tual plan. For thirty days the pro-
POSED amended articles have been
printed and in the hands of the policy
holders of the
BANKERS RESERVE LIFE.
The confidence of the more than e.
GOO policy holders of this company in
The management is demonstrated by
the fact that large majority took
interest enough in the proposed
home Office in writing their approval,
and over 1850 votes were cast for the
amended articles at the special meet
ng, and =
NO POLICY HOLDER OBJECTED
Or questioned the advisability of the
movement. On the contrary, as the
record shows, every policy holder who
participated directly or indirectly in
the proceedings gave his formal as
sent, and the attorney general of Nc
braska, after a week of careful con-
sideration, gave his unqualified APP
prevail to the amended articles, and
the auditor Of the state, after mature
reflection, united with the attorney
general in pronouncing the new char
ter satisfactory and gave his official
approval
B. H. robson, PRESIDENT
of the Bankers Reserve Life Com
pany, says the new charter is the best
il America for the individual policy
holder and for the company.
1t enables the Bankers Reserve Life
Company to enter any state in the
American union IS a legal reserve
company.
1t fixes the status of the Bankers
Reserve Life and places its policies,
Plan and system beyond criticism.
The home Office remains at Omaha,
and the president requires now an
enlarged field force. An active, in
telligent, industrious man can make
satisfactory returns by Joining the
agency corps of the Bankers Reserve
Life Company Immediately. Special,
district, general and state agents of
ability desired for states to be prompt
ly opened up.
The independent. [volume] (Lincoln, Neb.) 1902-1907, 1903-08-06

If troubled with cancer write to DR..
r. O'Connor, whose ad. appears in The
Independent. He is specialist of
a. lily and has cured many of the most
virulent cases. Mention The indie
pendent.
The evening world., 1903-12-12

mediator or Arbitrator. A few Sundays
ago a speaker announced that " n
one was In search OF employment he
should call at the Y. NJ. c. A. BuAd
Ing immediately after the meeting. were
It possible for such a call to sound from
the pulqits Of New York zach Sunday
there certainly would be a change for
the better in the breach which exists in
a very small degree between the idle
poor and idle rich of our great mctrop-
oils. CHARLES CARROLL BROOKS.
E~xorbitant Gas Bills.
70 the Editor. OF The Evening World:
The gas octopus a again commenced
to bleed the public. The bills increase Mt
a rate that Is n hardship to many. BINS
In some instances have jumped 20 per
cent, Notwithstanding that there has
been no extra service demanded of the
meters by the users thereof. II docs no
good 10 protest against this. The only
answer to objections 10 that You GER
taiuly must have burned the Gus as
thu meter 4 ~ rlghL. A. the Lsglsla-
The evening world., 1903-12-12

ture is about TO convene in regular q
sion an agitation might result in the
passage of measures looking to relief
from this .extortion. Lot other victims
write. REk.
Wants to He Tall
To the Editor OF The Evening World;
Which is the quickest "a to become
tall? J. NJ.
There is no sure means of growing taii.
Plenty of wholesome food, outdoor exer-
else, nine hours sleep at night and strict
avoidance Of liquor, tobacco NJ ala
forms OF dissipation may increase a
boys height.
Yesy Jew Year and the Following
Christmas.
TO the Editor OF The Evening World:
Do Christmas n New Year fail in
the same year? y. II.
"RuGby" VS.. "AAsociation" Foot
ball.
To the Editor OF The Evening World:
A says Rugby - the same as football.
. thlpies ~dirsEentlx and aaxs thaa.IaEe
The evening world., 1903-12-12

1T is safe TO say that sleeves have
reached a high water mark IN the
variety OF design and form and the
combination of materials. A common
remark Is that sleeves LOOK as II made
from anything found in the scrap bag
because the gown material ran short
Nearly all the arms are draped with
plattings and f%estoons of hlmy fabrics
and loaded with nd-enbroidery. a
piled lace. scalloped edges. strips OF
fur and fancy buttons. Judging from
the majority of sleeves, v~olwninous
ones are In the lead, but there are
small ones. almost tight fitting from
wrist to shoulder. There In n distinct
I've feature in all sleeves. The droop
near the hand Is entirely eliminated
Every effort Is made to push the dra-
perry UP 10 the elbow.
All cuffs are not high. but all sleeves
avoid the wrist droop. and to accom-
plIsh this the sleeve Is gathered and
shirred up toward the lbow TO be snug
fitting. This Is lone on n number OF
cloth jackets. and the effect is similar
To that OF n mans peg-top trousers
Whatever this cufr is, it Is not plain,
and on most OF them 1t has edges out
lined with frills of lace. Sc. These ruf.
fies are basted in everything except q
The evening world., 1903-12-12
~
season" for shopIifters.

Ope season" Tor ShOptitters'
70 .Ne Editcr II The Ercning World:
This is the open season" for shop
licters. Scarcely n day passes that some
one IA member OF my own sex Usually.
1 regret to say does not commit petit
theft IN some large store. suggest two
remedies for this: First-Let goods be
protected by a glass case and not let
loose on counters. a temptation to all
weak-conscienced women. Second-Let
storekeepers punish every case OF theft
by dragging offenders into open court
and prosecuting every case to the limit
of the law. They are too ~lenient. and
thieves rely Gun such lerfency TO dare
thefts from which they would shrink
were there less peril of public shame.
MFRS. ]. L. WARUM.
For the Unemployed.
To the EDITOR OF The Evening World:
Concerning our editorial on the views
OF Magistrate Crane end Or. PaEkhursa
on the Attitude OF the rich toward the
pOcr. my aasa 4 tAet q mlniater = :
The evening world., 1903-12-12

state the case in the fewest words pos
sihle. You won't AVE to talk very
long. for she will either head YOU OF
promptly or saw ives" equally quickly
E. HARRY B. 7. b
A Proposal for Dessert.
Dear Mrs Aver:
VF tho ladies intend taking advantage
OF their leap year privilege It VIII
! go hard with us mentor who would
refuse them anything? Now. I'm a
great admirsr OF the domestic tN1o o.
woman. and l feel sure that IL a pretty
girl, in a prstty dress, were to cook me
a good dinner and for dessert ASK IL l
wouldn't like a lifelong succession OF
such dinners in such company she wouAo
be sure TO get ''yes' for an answer
HENRY MEYER
How one Girl VIII Propose.
Dear Mics Aver:
7 am glad TO zee that a contest mas
been started to ind out the oest
L way OF popping the question for l
certa My mean to try II, Inc Souhs
man that keeps company with me never
will get 10 tho point unless l lend mm
a helping hand. Now ! see him often IN
the morning with he goes To- town
and he's always IN a good temCer
So I'm going to walk along with him
and tease him into saying how much
he thinks OF me. Then I shall give
him a loving look and ask him whether
he wouldn't rather think OF me as his
wife, and l have reason to believe he
won't say mo" h 3.
A BashfuI Man Rejoices.
Dear Miss Aver:
7 HAVE always been a very timld
mar as far as ladies were concerned
! being handicapped by the knowledge
of a very unprepossessing exterior.
Now, / rave admired a lady for sever9i
The evening world., 1903-12-12

son. 1t is lined with a contrasting color.
A white glove has a violet or green
lining. md the turned-iown cuff does
not in me cas- resemble the recent ugly
fashion of leaving unfastened and hang
ing an ordinary glove. The old-fasii-
ion"d gold glove button connected with
n thin gold chain Is again worn, bur-
lin all the new-old styles, 1t is elabo-
rated almost OF OF recognition. The
neck rlohing of other days is bast@l in
our collars once more. but 1t looks prim
and stln unless used as a. finishing touch
70 a lace or famcN COLLAR.
The evening world., 1903-12-12

q Ow comes the time when the dom
IN neertng lords of creation must take
IDEAS from their erStwhile meek
~yassals, the ladies. Sweethearts. sisters.
wives, and maybe mothers, are going
10 teach the man the proper thing to do
and say on the most important COCA
sion that even arrives in their lives,
from the cradle to tho grave.
Only one year out OF every four do
the ladies have this opportunity. That
they will make the most OF 1t Is a fore
gone conclusion. The very n art OF
popping the question will be taught both
by precept and by example. TIL the dun
, mon, the bashtul men, and evon the
Siaggards. will have no excuse for DO
laying a delicate proposal Of matt-
mony on the ground that they don't
know how to do It"
While the prize contest continues this
column is open to any sweetheart Who
has a suggestion 10 offer which Will
maybe encourage some timtd admirer TO
hurry up matters a little bit. TheTe is
hardly any teaching so effective as an
object lesson. When a pretty girl exer-
cises her leap year privilege n shows
her bashful or dilatory lover how easy
and how delightful! an act popping the
question may really be made. lovers In
general will pluck up more courage
They may possibly pop the question
more frequently in . years that come
tive the leap years. when that right
Is exclusively their own Let them re-
member moreover. uhat the contest IS
nDen Tor masculine rs well as for tem-
inIne suggestions. The letters are al
TenJy beSnning to come in. The con-
tcst bids fair to prove UNIQUELY inter
esttng.
Tho simplest Way.
Dear Miss Aver:
~HE best way for a man to pop the
question is the simplest way Be
= pretty sure the lady viii have you
~ ouita narhnan WAN manE hoRaapdAhaAs
The evening world., 1903-12-12

ending in a silk tassei. From the
waist limo comes another set pointing
upward. and the disappointed belt is
also of the orienta bands. Upon the
full sleeve cap there are Ave straps
each having n silk tassel, which falls
over the fluffy elbow pun OF Cluny lace.
Tbs skirt is OF n new fashion. a nip
yoke being simulated with the lace, be
meath which the siciiienne is cut away
and a backing OF chiffon provided. A
shirred fiounoe Is applied at the knee.
rounding W prettily in the back. A
broad band OF lace serves as a heading.
and a similar band is used above the
hem.
The evening world., 1903-12-12

Evening Gowns for the Christmas Eve Receptions
White Chiffon and Silk Cords for the Debu-
tante-Brown 5pansles and Cream Colored Net
for the Young M~atron-Stately Creations OF
Moleskin, Gold Braid and Lace for the Dowager,
Peach Hued Sicilienne and Bulgarian En-
broiderv Make d Novel ~Frock-Black Chantilly
in an Orchid Design Over Net Is an Attractive
Combination-Many Stunning Ideas for the;
Holiday Season.
The evening world., 1903-12-12

tirety are charming. very fuil at the
elbow. the regular 1880 fashion. with a
perfect arrangement Of cream embroid-
cred null for an undersleeve where the
velvet left OFF. Several rows OF stirring
droop over the shoulder line and effec-
lively conceal every vestige OF a seam
which joins the sleeve to the gown.
One OF the eccentricitles of his year Is
to put deep tight cuffs OF lingerie ma
terials inside the voluminous sleeve OF a
blouse.
The evening world., 1903-12-12

I'll HE new stocks and belts possess the
distinguishing characteristics OF be-
ing novel, They are really different
from any ever seen before. and, marvel
lous to relate, less expensive than one
would imagine. The most fashionable
belts just AT the moment are made OF
kin of one kind or another. The very
wide suede bet crushed aroun the fig
ure. fastened with a big leather buckle
in front. is the one best belt" and
comes In a variety OF colors to match
any gown or waist. A spectacular belt
Is the one OF calfskin with the hnir left
On. It Is about four inches wide and
fastens with a round brass buckle. A
calfskin stock was covered with the red
dish brown hair to match and fastened
with a small brass buckle similar to the
belt. A crushable belt Is of pigskin,
dyed in red, green. brown and black.
Stocks are departing from their sim
plioity and show the oldest features,
Many are partly of fur. Some OF silk
have velvet straps thathook in front
The novelty of the hour is to have hat,
belt and stock the same. no matter what
the material.
The evening world., 1903-12-12

me, but 1 cannot get up courage enough
20 ask her to marry me for fear a re-
fusal on her part would cost me her
friendship. which is what I treasure
most in this life. Now, IL that young
lady would just say: Robert. i am
willing to be your wife" she would
make me her slave for life.
ROBERT TAYLOR.
The evening world., 1903-12-12
@ack H07zzHT AvAMASA5bZsce

plain and ivory cloth are combined In
elegant but moderately priced cIoaks.
Heavy cords and guimps form the PEN
dialogue buttons, whose swinging ends
appear on many wraps of a dressy
nature. These dolman cfoaks, because
of their extreme looseness, are much
favored by young matrons. A swans
down fuzziness is the first impression
OF many of the newest scarfs with
which beauty envelops her head and
throat with these evening cloaks. All
who oan go b~areheadcd wear these
gauze and marabout scarfs without
crushing the costume or disarransing
the e~o!ffuro.
The evening world., 1903-12-12

THE shoulderette will play a very
prominent part in the styles OF the
i coming ear. and made in lace or
in a delicious combination OF silk and
chiffon It win be worn by the woman
of fashion on dressy gowns. Its virtues
are that 1t makes the shoulder seem
longer, giving the slope which Is now
considered a necessity. all shoulders
having suoh a droop you can't possibly
tell where the arm-hole is. or a or
expects to be. A splendid Illustration OF
his is given In a beautiful golden brown
velvet which Mrs. Philip Lydig rs wear
ing this season. The sleeves in their en-
The evening world., 1903-12-12

tub shirt waist. and even this state
ment must be qualified. for many wom-
on put them In these when the fabric is
nice enough. A Delft blue linen blouse
to be worn all winter has little ouble
plating of stiff lawn, lace edged. Sashed
in after It comes from the laundry.
The evening world., 1903-12-12

The gauntlet which Is thrown down
ion. for gauntlet gloves arc to be with
us again. Dangtry is responsible for
this new fad. and she has had made
for her a glove which bid fair to be
the dressy hand-covering OF the e
The evening world., 1903-12-12
M 1ss GERRY a charm

M ISS GERRY wears a charming
Il symphony of dress and hat the
W former a pale p~etunia, and the lat
ter of several of the darkest tints, verE-
ing from grayish purple :hrr'gh the
fuchsia n old rose shade.
At a " Hidorf recital last HeAk some'
body wore a cloth gown .. oa'e nisque.
almost a cream tint, ccnhInsa with more
cloth of a delicate pearl gray. \ ysaz
ago the woman WIZ Surc those TWO In
conjunction would ha'n '"en neemeo
stark mad.
The evening world., 1903-12-12

NATURALLY with such fine wraps,
IN gowns for evening wear are corre-
i spondingly. elegant. Mnny white
costumes are fashioned OF clinging cloth
or velvet, introducing somewhere In the
trimming a thread of pale blue. coral or
orange. A pale-blue gown may be
trimmed with panne OF lace In the same
shade but a touch of black and white
will be added as we'll, for this snappy
French touch Is as mueh used as ever
0ne-toned gowns may have white vests
and under sleeves, and upon these lacy
details blases and ornaments of the
cloth are often transferred. One ex-
tremely beautiful importation is OF
painted net. against whose grayish-
white background appeared the shadows
OF leaves in autumnal colorings. Inside
the slightly cut-oIt neck of the bodice
was a tiny CAMP of PLAIN gathered net,
which material also formed large pured
under sleeves. The full, drifting skirt
had three deep tucks and was to be
worn over a silk petticoat In a singular
blue. This blue showed openly In a wide
girdle and bodice knots-a shade sublime
with the bronze and silver reflections
The distinguishing feature OF the dress
OF the woman of 1901 will be the color
scheme OF her costume. The somore
shadow tones will form the background
Upon which are built up all the beauti-
full color harmonIes That complete her
dress. Quaint and changeable browns
trimmed with orange and blue will only
afford a moro striking background to
" --l -rAl~I, auI1 ha anRn on
many costumes. Shadow bfue-that
strange blue. almost as deep as INK
will have bands of cherry velvet, with
red coral trimmings on her stock belt
and nat
The evening world., 1903-12-12
THE BEST WAY TO POP THE QUESTION.
EDITED ~ MARGARET HUBBARD AVER

$40 FOR THE BEST LETTER
from a Man Giving Directions How
to Pop the Question Most Con-
vlnclngly
The evening world., 1903-12-12

land MADE lace 10 used on n sec
RI oad gown illustrated with novel
L effect. Bulgarian and Oriental em-
Droideries ornament the skirt me bod
Ice Of peach-colored sicilienne. These
show tones OF green n scarlet, pale
blue and gold upon a foundation Of scru
canvas. They are appiiaued 10 the bod
ice in strap fashion. the straps point
ing downward from the shoulders and
The evening world., 1903-12-12

NJ ow that It is the fashion to wear
IN the lightest and most perishaole
" shades for street and day gowns
the IDIOT has gone forth that the stun
ningest things to don are dark oolors
The evening world., 1903-12-12

in the evening. Cloth dresses for en- en-
ing are quite original and often becom-
ing when frightened up with gold and
silver ernbroideries and bits of real lace.
A leading modiste Is using on them 4
great deal of blond lace applied with sill
yer. Just as We are beginning to wear
the oollarless gowns with ease along
comes the high collar for our day
gowns. The new n o come light up
under the ear and require the most care
full cutting. fitting and-booming. Neat
ness Is The order OF the day in regard to
neckwear. and charming are the new
linen Prussian high collar with a dainty
embroidered edge. These are worn wltp
a muslin cravat and are q chic finish
cloth suit received a touch OF smartness
from Il high collar of range panne. a
turnover cravat OF white muslin and an
Orange knotted crepe de chine tie. A
wide belt OF blue kid finished the waist.
A three-cornered blue beaver hat worn
with this jaunty suit had a simple cock
ade of !r1descent blue, green and orange
tafreta, in the Directtolre style. Speak
ing of the latter. the Directoire coat has
been revived as one of the most popular
modes. The graceful line given by the
cutaway skirts and the soft fiuffy frills
OF lace in the sleeves, tho taunty Little
vestlet. which Is the addition of this
century. all go toward making It q most
! charming model. A beauty in peach
| pink for a visiting gown Is OF French
camel's hair cloth or silk zibeline ef-
fects.
There 10 a panel at the back with
effect continued on the attached skirt,
with a little under plait At the sides.
The velvet cape collar OF an indescrib-
able deep shade Of pink IL finished with
a cream MORE silk band and moirc
rosettes having Chinese gilt buttons in
the centres. The o fronts do not
meet by -four inches. showing a vestee
of Chinese embroidery in delicate colors
on cream MORE. Loops OF cord and
gilt buttons trim the front in groups
and on the sleeves. The gauntlet cuffs
are of velvet and MORE and have double
wrist ruftles OF margerie lace. The
strap belt OF the cloth has brass eye
let's and buckles.E Hardly any OF the
smart costumes this season are with
out a touch OF gilt. either In buttons
braid or embroidery. and all have vel
vet In combination, OF self tone or con
trasting color. In this gilt treatment OF
embroidery and braids. two or three
shades of gold are often used together
usually . pale greenish-with ourn'
and q yellow gold. The blending Is
very Frenchy, especially when trim
ming any shade Of blue.
The evening world., 1903-12-12

SIS FOR THE BEST LETTER
from Man or Woman on the Most
Delicate Way of Refusing an Offer
Of Marriage
The evening world., 1903-12-12

NOVEL Gowns Worm
IN by Miss Gerry and
Mrs. Phil Lydig-
Other Attractive Cos
tunes Seen at a Waldorf
Astoria Recital Last
Week "A Shoulderette
of Lace or of Silk and
Chiffon Is Something
Really New = Latest
Styles in Sleeves-Re-
newal of the High Stock
New Belts and Gloves
-Gauntlets Will Be the
Rage.
The evening world., 1903-12-12
$40 FoH THE BEST LETTER
from a Woman on the Least En-
%barrassing Way for a Girl to Pop
the Question During Leap Year

Address Letters in This contest to "Masar. Hubbard Aver Evening World New YOrkck City"
The evening world., 1903-12-12

THE woman Of 1904 win be pleasing,
picturesque. yet wthal feminine.
for there has perhaps " been a
stronger plea for feminisone than wom-
ans present independence In fashions.
Everything is done nowadays for femi-
nine charm. and in line with this idea
are the dressy and fluffy styles shown
in all the new models. There are frills
and founces, puffs n pipings and
pendants and capes and oversleeves
and undersleeves. sashes with long ends
or short ends and deep crush girdles
boned to the figure which show no a
ends at all.
While we are in the full glory of the
revivifed 1880 modes, some designers
have moved the calendar along a bit
and have included many little hints and
ideas which more properly belong to the
sixties; particularly is this noticeable In
the materials and trimmings of recep-
tion toilets. In the making of these
. gowns a great amount OF hand work is
displayed, not only in regard to the gar
n~itures, but the manipulation OF the
materials in the running OF tucks or
shirring with ncrustations OF lace and
embrotderies.