davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1903-07-12
SHE WANTED SOME CHANGE.

The men and women who bring checks to the
bank to be cashed large bills to be exchanged
cause no end of annoyance to the teller at times.
The other day the following might have been
heard in one of the Utica banks, when a middle
aged woman presented check for $780, and asked
that it be cashed.
How will you have it?" asked the teller.
"Oh you might give some large bills"
The teller grasped a bunch of greenbacks and
began to count rapidly He got a good start. when
the woman interrupted him with
you might give a few small bills and
change, If you will. please"
The interruption served to throw the teller of
IN his count he picked up some more money
and began to count AL again. When he had
finished he pushed the money through the window
toward the customer, who backed up and
claimed:
us this intended for met"
'Yes"
"why. what am I going to do with all this
changer
'T understood you to say that you wanted
change"
'I do. but can't get ell this in my purse"
The money was drawn back again. and the teller
redistributed the money until he had only three
500 bills in his hand.
Here are three twenties." he began Want any
tens?"
YES"
There was rustic of the bills. and he announced:
'"Three tens. Want fve?"
Yes, might use IT."
ones?"
Lets How much have you there?"
Three twenties three tens"-
''Oh. two twenties will be enough and four or
five tens, some fves and some change"
The teller began recount this basis.
Hold on" she interrupted. THAT will make
such wad that can't get it in my pocket"
The teller off IN his count again, and rested.
He took deep breath and looked around hope
lessly but recovering his courage he began again:
How would three twenties and three tens do?''
Let's see; that's SS0?''
mo, that's $780,"
"Oh. all right.
Now, do you want some twosT"
''Yes."
Well there are three twos. Now. do you want
some change? Some silver?'
Yes"
Some halves and quarters; some fve-cent pieces
and some ten-cent pieceS?'
'Oh, they might come handy
''Wel how many do you want?"
"Oh, five dollars worth" Then as she got her
money she exclaimed: "Oh this is too heavy.
And look, it's sliding all over
The teller took back some OF the money, gave
her some more small bills. and reached around
her to get the handbook Of another patron who
had been watching the deal The woman, left to
herself gathered up her handkerchief gloves, muff
purse, some letters, a newspaper, and crowded
them under her arms, while with both hands full
of bills and silver she moved toward the door of
the bank trying to count her mOrey.
"Oh that's nothing" groaned the teller, he
New-York tribune., 1903-07-12

effect that her check had been protested and It was
made plain to her that in addition to adjusting
her account there was a charge of about 81 50
arising from the protest her check.
Fastening to the bank she accosted the teller
ana demanded to know what the bank by
such proceedings She told that her account
had been overdrawn and that the bank had ad-
Vlsed her, but She had paid attention to it and
the bank was compelled to protest her check as her
actions were little out of the ordinary.
why, here" she exclaimed. and she almost
threw her book at the teller. by your figures you
SIPS"
The teller took the book and opening 1t called her
attention to the fact that the book had writ
ten up some three months before. and that since
500.
Well, what on earth are these things for. then?'
and she exhibited half dozen blank checks still
attached to her checkbook
The teller only smiled.
Wen. what are they for. If they are not to use?'
she demanded
The teller then told her few things about
New-York tribune., 1903-07-12
VARY YOUR INTERESTS
From Worlds Work.

The wise man keeps out OF ruts. 70 oe 80, MS.
however that he win accomplish TINS ,lS. " ,-lrs
begin early in life. He must not oesin NJ ~
by restricting himself absolutely to a s.s f5ress
and attempt everything or shoUlQ iiot 15sSss tss
specialist. But the more strictly ne - -ses %.
become narrow and bigoted. The y0ans t--.- t--,sr n
early begin the habit OF reading 2 Less ,,ellOE
should be real newspaper. ana i5oe i5oeSt4 "a -r0orsl
journal sghich viii his n3eItstt /. 7, -srerai
standards 10 degenerate. Ia VII 49, 5ssc- sourca
But ne cannot get an the education tSs ne Les
even OF public affairs. from the ne" ..,sssarif
him NOT make this error. Their news - - - tE9
frarrnentary He should read reguISIy 49, discus.
good magazines OF the class deFotee ~ L,1,ld read
a rttle good dCtion as well as hiSlot5 sesk The
literature While he should peTssss 'S, o craft Wae
ar usually the brcadest minded te =, sim 10 sss
seek friends outside of it. They W! wls Il ths work
that there are Otner important - Ms views sl-
besidSs MS own All this VIII broaden Ms -
help 10 keep him out OF FuJ-
New-York tribune., 1903-07-12
REFUSED TO INpoRsg CHECKS.

While women cause considerable amusement and
stir things up generally In banks every little WHILE
there men supposed TO know better who also
do foolish things.
One day who has since been in business
made money and retired. entered Utica bank and
presented check. which not his own for
payment. The check drawn upon the bank
where II was presented and had been duly indorsed
by the maker, but the teller handed II back with
the request that the who presented it write
his name across the back
why. I never heard of such a thing" ne ex-
claimed
'GEz rula that must ba observed" remarked
New-York tribune., 1903-07-12

uses this disk to attach itself to the under part
or the body OF a shark, Swordhsh or turtle Some
ship N
:, It was formerly believed that the remora had
the power TO delay or stop ship This belief
found expression in Spensers World Vantie.'
All sodainey there Glove unto her keele
q little fish, that call Remora,
Which stopt her course
Using this belief as a figure Ben Jonson said in
"Poetaster:"
Il seized here
BY a Iand renora; I cannot stir,
Nor move. but he pleases.''
The fish. owing to the peculiar shape of its body
hts the rounded body Of the shark or ship snugly,
and as the greater body moves forward is carried
with, 1T, it. Drawn along in this way. the remora is
enabled to secure the fragments OF food dropped
by the shark or from the ship When a edible
morseI comes drifting in his direction the remOra
detaches himself from the shark or the ships bot
tom and devours it. He then springs forward
again and reattaches himself
TWO Spanish ladyfsh in the lot also. These
lsh are seven or eight inches long. The major part
ot the back Is orange in color. part of
the body is blush black 1t is thought that the
name OF the fish derived from this strange
arrangement of coloring. The darker color the
back suggests a mantle thrown the higher
colored body, as Spanish women dark NANTES
over their lighter gowns. The fish are anything
but ladylike in their disposition. They are armed
with canine teeth and viciousy attack any strange
fish.
New-York tribune., 1903-07-12
NOT A BORN sPEcuLATos.

Robert s Williams was for many years ths
president of the Oneida National Bank He was
man Of sound judgment kindly in his manner and
held the esteem and confidence OF people generaIy
One OF the patrons OF the bank was sort Of
ne'er-do-weu, a rolling stone which gathered Htts
moss. although there came to him through inhsr
itance enough money to enable him 70 swing sue
cessfully any OF the several enterprises IN
which he had been engaged
One day he found Mr.. Williams in his Oflcs and
told his hard luck story.
Mr.. Williams" he began. i've lost a deal o.
money in way and another. Now there was
that land scheme of mine. paid a big price, and
what'd l get out of it? Amt worth much TO-DAY
as it was when I bought it. Can't get rid OF Il
And you know I lost money in that railroad down
East I bought wheat when wheat going up
and one day when I had to SO to Oneida to fore
close a mortgage wheat went to thunder. Twas
the same way with hops. Now I want 70 get rich
Can't You tell me about some stock on which
make a lot OF money? How get richr~
once. Then in a slow; quiet way he began.
sam, did you ever hear Of Peter Smith,"
mo, don't know 1 ever did"
We'll. Peter Smith was the father Of Cert
Smith. and man Who got rlch last; And before
abOut Peter smith He came up into the MohaE5
to turn into money. That was some time ago. d
course. for he got some OF his money trading with
the Indians. He and John Jacob Astor becams
partners IL buying and selling turs. and together
Ihey used 70 walk from Scneneclady 70 OLD For
a time Astor and smith went into the business Of
lease for s99 years for about fifty thousand acres
of Indian lands in this section after the law had
been enacted fOrbidding the Oneida Indians from
selling their lands to white people They tell
story of Smith something like this He was lodg
ing one night ar a tavern at the same time some
rival land speculators were stopping there. Dur
ing the. night Smith overheard the other fellows
whispering about a certain tract of land they
wanted to get because they thought it was very
valuable Smith got out of bed, secured his hOTs
reached the land office in Albany and obtained CHE
prize, while they took their time about il and go
left
'.WeIl. as started to tell you, one time fat, r.
dOlent, poor man who had watched Smith ulak8
money asked Smith how he could become rich.
smith Is said to have turned TO him and said
Mr.. Jones, you must be born again.
Nov. to answer your question. / would say tha.
you are not a born SpeCulatOr. Leave wheat and
hops and stocks alone. Don't get caught in any
snap deals that promise to make You rich. but
which take every cent of your money. You'd ought
to be able to ind some good first class mortgass
That viii be exciting enough for you. but leave
these raCy things alone, for YOU haven't the
hooked nose and eagle eye of the born specuatOEf
New-York tribune., 1903-07-12
RUN ON SAVINGS BANK.

The enforcement OF the bylaws Of the Savings
Bank of Utica. which provide that the bank shall
not receive deposits to exceed 1000 from any one
patron, and but one person of the same family shat
have an account to exceed 81 O0o followed one OF The
most exciting Incidents in the history OF banking
In Central New-York- 1t early in 1S72. AT thai
time the business Of the savings bank trans
acted in building at the corner of Genesee and
Lafayette SITS. The Peoples Safe Deposit and Say-
tngs Institution which had branch in Utica and
which absorbed the National Savings Bank OF tAs
city. failed. The depOsitors lost heavily. and as
they unacquainted with the respective
methods OF the Peoples Savings Bank and ths
Savings Bank Of Utica a feeling Of insecurity mar
tfested itself among the depOsitors OF the 2tia
bank.
and visions contributed the spark which resutea
in an actual panic in December. Nl2 This nan
was warned in a dream, he claimed. that the saE.
lnSS BANK or Ctlca was about 70 Iall ana Hs s- ~.
called upon TO tell a few friends so that thss
and a serious run was the result on SatqEdays
December 4 thirty-four accounts were eIoss-
On Monday afternoon more depOsltors were O.
hand to draw their money than the officers OF -
bank could promptly attend to and the bank ga
finally closed at o'clock in the evening Wltno-
materially lessening the crowd The peop.e w.
told that if they would come at O'Clock the nsHi
morning they would get their money.
The run continued until Saturday noon, Wheh -
crowd, but the drafts upon the bank caused 0y -
fright continued until January ~ lS.5. Llslls ss,S
run Stz accounts We're closed ana Sios 40 70 va
its vaults about $4,000 in currency for payflsl
CeposItorS If the run had continued lt ~ 49,, tsr
that those who had been so eager TO withdraw -
deposits had been those with large accounts -
who were as rule, able TO care for theiE - ~
property. After much consideration the trus-ssss
concluded that the receipt of funds nom ois,Hs
men. wealthy persons or others who We're a9is !. :.
invest and care for their property. or ao5s
hire clerks to do IL for them. was unjust 70 -
who had neither the experience nor the aotl-3 -
invest and preserve their savings II was L94 80
benefit OF the latter class the trustees arSusu
the savings bank was organized, and it Ne-7 ~ Z,
mined then to make certain determinations - S'f
the run in cases where the deposltor was d E0
of means. This rule is stiu iU force - ,-as
The first clerk Of the Savings Bank or nc. Is
Stalham Williams. and IL is said that nsAr ns--s
desk q scale OF feet and inches ana tstl prsr
pecttve depOsitOrs had 10 be measured iot @ ~ ,t,
pose OF Identification and that descriptions 80 % 4
physical peculiarities were releEtleSSly SAee-0-
memorandum book.
New-York tribune., 1903-07-12
INTERESTING EXPERIENCES IN UTICA BANKS.
THINGS WHICH DEPOSITORS DO OR FAIL TO DO-THE
BORN SPECULATOR-OLDTI1fE METHODS

Utica N Y, July 1.-There has been remark
able activity among the officers and the clerks OF
the banking houses OF Utica for a year or more.
On many nights the banks have been brilliantly
alight and the passerby observed that the clerks
and officers of the institutions were busy over
their desks AS a result Of all this there has
been an increase IN the size and number Of the
banking houses to correspond with the business
growth but as not few Of the customers OF the
Utica banks have not yet grown accustomed to
modern financial methods, many amusing anec-
dotes are told concerning the daily experiences OF
Utica bank officials
New-York tribune., 1903-07-12
STRANGE FISH AT THE AQUARIUM
The Remora and It's Place in Literature
Spanish Ladyfsh.

Among the different specimens of fish brought
up from Bermuda for the Aquarium early in the
week were few not previously on ex-
hibition there. Among them two shark
moras, sucking fish. These are queer looking
fish. When they repose the bottom they look
If they upside down. The back has a
downward curve and the under part of the mouth
extends out beyond the upper, which is fiat. The
eyes are in the lower part Of the head. all
the other organs commonly found in that part of
fish. This strange arrangement is due to the
fsh's mode of travel and of securing a living The
top of the head is a long disk. This disk is made
up Of a series of plates set obliqueIy. The remora
New-York tribune., 1903-07-12

a skin and heavy mask that together weigh
fifty pounds and disport himself to the delight Of
the juveniles the King of Beasts. The armor
worn by the Tin Woodman cannot be cooling. to
speak mildly, while Mr.. Stone the ScarecFow, has
to keep his blood sizzling through three hours
Tomorrow night Mr.. Stone will introduce a new
nautical speciality.
The following is the bill at Pastors this week.
Watson, Hutchings, Edwards and company, pre-
sentng 1.-THE Vaudeville Exchange; Borton and
Wakefield EckhoR and Gordon, William Cahin.
Frey and Fields, Belle Veola, Howley and Leslie
Helen Harcourt and company, William Whalen and
Delberg Sisters the Morrisopticon and the Amerl-
can vitagraph.
At Proctor's Twenty -third-st house this week
the bill will be headed by comedy entitled Uncle
John' with Theodore Hamilton IN the leading role.
Others in the vaudeville bill are Belle Hathaway
and her trained balloons and dogs, the Alexius Duo
European bcycists; Joseph F. Willard and Vic
toria Wilcox, in a German comedy sketch; Rein
in comedy H'f getch Campbeii and Cauied side
walk conversadonalists," and others.
Proctor's Fifth Avenue will have 1.-THE Rivals"
Richard Brinsley Sheridan's comedy, an attrac-
ton. The cast will be headed by Florence Reed
and Wallace Erskine in the leading roles Others
Pau SF's George gre T BFy ofge Ffehd
Charles S. Abbe, Richard Lyle Eva Vincent Mar
garet Drew, Loretta Healy and others
At Proctor's F1fty-eighth-st. a production will
be made of It. G. Warren's comedy. 1.-The Baby
Chase" This play was originally produced at Wal
First" The farce deals with the story of a lost
Crawford and Robert Cummings.
Proctor's One-hundred-and-twenty- will
have as an Offering Glen MacDonough's comedy
"a Prodigal Father" The cast will have at its
head Adelaide Keim and Willard Backmore, with
Sol Aiken r. D. HaWe9y Robert m Milton Lois
the supporting cast.
New-York tribune., 1903-07-12

counter. and presented check for 1900 She was
asked hQw she would have it. and replied that she
was not particular. The money duly counted
out and pushed through the window to her. In
stead OF taking It away she counted IL over care
fully twice and then gave it back TO the teller for
deposit again.
She just wanted to know If all the money she put
into the bank still there.
New-York tribune., 1903-07-12
TIE MOODS OF THE MIGHTY

From The Washington Star. 4.rs yoa
Said the lion 70 the poodle dog
speak to me- ,.,,,r manners 81
said the ISo Doodle. very humhly, I have s''N
word OF H. -, ~ 50 impolLas
said the lion. 'slr. how dare you . -
stllls@
New-York tribune., 1903-07-12
HER MONEY WAS SAFE.

The peculiar actions OF one woman patron of one
or the Utica banks nearly demoralized the entire
force OF clerks for day. She had $500 on deposit
and one morning they found her on hand even ba
fore the bank waz oDene1. 6he was tho first at m.
New-York tribune., 1903-07-12
LEARNED WHAT CHECKS ARE FOB.

A Utica woman opened an account at one OF the
banks by depositing $500 She got a fair sized
checkbook and went away. The novelty Of the
Of a checSbook impressed her so we'll that she
gave check for about everything she purchased.
After depositing the $500 she kept away from the
bank with the single exception Of calling for her
book after it had been written I'D by the clerks
She had given many checks. but did not know Just
how many and when she opened the book she was
glad to find that the total amount Of her with
draWals was not more than s375.
She accepted the banks word that 1t owed her
SIPS and did not take into consideration the fact
that possibly of her later checks had not
reached the bank In the regular channel OF busi-
ness.
She was rather anxious to the checkbook
up so she sent checks right and left in payment
for purchases. but did not take the precaUtion Of
depositing money.
One day she found note from the bank In her
mail and it was to the effect that her account was
largely Overdrawn.
'I don't know what this means" she said to her
self, and dismissed it from her mind while she
endeavored to dispose of the score more OF
checks remaining in her book.
The next news she got from the bank was to the
New-York tribune., 1903-07-12

musical journals that he halls from Geneva, his
father is dead and his talent discovered by
an Austrian nobleman, who sent him to Ysaye for
training. He is now ten years old. time having
turned backward for him year during the last
three.
New-York tribune., 1903-07-12

The torrid temperature of the last week has not,
say the managers, in any way affected the size
of the audiences at the Majestic Theatre at every
performance of 1.-THE Wizard of o." Some Of the
rnakeups worn in 1.-THE Wizard OF Oz' must be
trying these hot nights. Arthur Hill, who plays
the Cowardly Lion. has to encase himself within
New-York tribune., 1903-07-12
HIS CREDIT GOOD.

Thomas r. Thomas one o. the directors Of the
Utica City National Bank. is at the head of the
firm of T. r. Thomas & Co. Of the largest
commission houses in Central New-York. Unlike
the rowing bee which gathers the honey. Mr..
Thomas has remained in this business since boy
hood, and it has grown year by year with him He
is now well along in years but whenever his health
permits he is at the store directing personally the
many details of extensive business.
One OF Mr.. Thomass fondest recollections is of an
experience Of his youth when he building up
the business He started in a small scale. being
poor lad. and compelled to ask for credit
among the larger commission houses in the city OF
New-York. His apparent honesty and determina-
ton attracted the attention of the proprietor OF
of the commission houses with which he dealt, and
this man took considerable interest In assisting
young Thomas.
One afternoon during busy season Of the year
the New-York commission merchant entered Mr..
Thomas's store. He had said nothing Of his pro-
posed visit. and his appearance was surprise to
Thomas, who was, however. too busy at the mo-
ment to visit much
From one end of the store to the other were
strewn boxes and packngs and the litter would
Thomas's time appeared to be crowded too full or
business to spare moment to the broom The
New-Yorker who assisting him, and who even
then had accounts OF some size against MN. noted
all these things, and he was departing after his
brief visit he said to Thomas:
You'll do. You'll do If had come up here and
found everything spick and span everything In
order and not speCk Of dirt I'm sight, would have
had my doubts. People who have much time to
clean up and keep clean usually have little else to
do. I'm satisfied I'll do everything for YOU"
And he did Although Mr. Thomas often visited
him in New-York and took advantage Of his offers
of assistance. the New-York never visited the
Utica store again, and never raised question
against any of the young mans movements.
Mr IhomaS is now worth upward or $-0O,VO out
he hires somebody to keep his store looking we'll
New-York tribune., 1903-07-12

Republic VIII present an attractive programme for
the week commencing July Is. Among the special
features are Josie" Kline and Phil Gotthold.
character change artists: James Francis Sullivan
and John Vincent, from Crystal Garden; Lillian
Perry, singing and dancing comedian, and others.
New-York tribune., 1903-07-12
HIS NOTE WAS COMING DUE.

counted the amount of the newcomers deposit.
1--WE get it worse than that sometimes
New-York tribune., 1903-07-12

The Oldest Of all existing forms Of divine worship
WILL come in for historical study in the account OF
xhs musical serssce in the Reformed Jewish Tenn
Rosebud County news. [volume] (Forsyth, Mont.) 1901-1906, 1903-06-25
A Satirical Reward.

There was perhaps more satire than
gratitude in the reward bestowed by a
French lady on Il surgeon for bleeding
her-an operation in which the lancet
was so clumsily used that an artery
was severed and the poor woman bled
to death. When she recognized that
she was dying, she made Il will in
which she left the operator Il life an
nuity of 500 francs on condition that
he never again bled anybody rs long
"a he lived"