davidaulloa/AmericanStories huggingface dataset:
Omaha daily bee., 1903-04-12
Fire Insurance Rates Are Too High

lem to ascertain the percentage OF losses.
Judgment must be exercised in the taking
Of insurance risks and in the investment
of the premiums. but these can be pretty
effectively safeguarded.
The New York Commercial takes the
ground that under any other form of in-
surance than that enforced by the com
panies the cost would be greatly reduced.
1t cites the fact hat there Is n mutual
company in New York doing business with
selected risks ttot has among its policy
holders some OF the largest insurers in tho
city. The business Is handled on a Is pei
cent expense basis and ia a proftatls enc.
as last year it's losses only amounted to
6h per cent. The regular rates are
charged, and the reductions come in dlvi-
dends. Last year the dividends paid we're
rs per cent. Another mutual company in
sures only mills, which are regarded as
extra hazardous risks, and had one very
heavy loss last year, but was still able to
pay a 45 per cent dividend. Others which
insure manufactures in New England
have done much better. OF course these
companies are careful as to the risks they
take, and their business being small can be
managed more economically than the large
corporations, but they show what can be
done.
The truth OF the matter probably Is that
companies and agents in order to extend
their business and get the large commits
sions take risks without regard to sa'e'y or
the moral hazard. The dangerous risks
result in large losses which the honest
insurer must pay. Insurance is indis-
pensahle, but 1t Is far more costly than 1t
should be, and hence the movement for
lower rates is not surprising, nor would q
similar movement anywhere be surprising.
Louisville Courier-Journal
Omaha daily bee., 1903-04-12
Lament of Casimir

This is a touching story that comes to us
upon the wings OF a special Paris cable
to the New York Sun. The famous Maison
Doree closed it's doors some months ago.
and Casimir, its still more famous chef,
now bids a scornfui farewell to the vul-
%garities OF modern life and sheds tenn
pestucus tears for the beaux jours which
have forever fed The world is 10 low and
Casimir is heading straight for Hep
sidam:
"In the olden days-in the days OF Rosslni
and the duke Of Hamilton. and others, or
during the empire-the people knew how
to dine. Monsieur lie Baron wouli cone and
consult me five hours in advance and Nine.
Omaha daily bee., 1903-04-12

la Marquise two days ahead. They came
Gown TO the kitchens. and we consulted,
and a Inner in those days was a real poem,
not a meal. The kings. alas, have changed
all this; ah. they have much responsibility,
the kings.
Your King Edward was a customer OF
mine; but what do you think he preferred?
The simplest dishes. And leopold of
Belguim"-Casimir's dark eyes b'axed with
scorn-"soup, and a slice OF beef. Alas, is
that a Inner for a king? The king OF
Portugal is the only one who knows In
these degenerate days how to eat. The last
time he dined with me he sent for Inc and
pressed both my hands, Toars were in his
Omaha daily bee., 1903-04-12

HE New York Produce exchange
has inaugurated a movement to
- secure a reduction OF the present
fire insurance rates which are re-
- garded as an exorbitant charge
upon business. The matter has been agi-
tated in the various commercial organiZa-
tions, and a public meeting rs suggested
as the means of bringing about an express
sion which the companies cannot afford to
ignore. The companies are alleged to be
formed in a trust so that all agree upon
the same rates, which it Is alleged are
far in excess Of what should be demanded.
Rates are very low in New York as COM
pared with the west, but eastern merchants
and property owners are determined mat
they must be lower.
Recently the president of the Continental
Insurance company was consulted by a
friend who desired to learn as to the ad-
visibility OF investment in the shares OF
a new independent company. In answer
the insurance official wrote a letter In
which he accused new companies OF taking
many poor risks and few good ones, and
protested that the rates of the old compa-
MES were not excessive, because they had
such large expenses to meet. The letter
brought out a singing communication to
the New York Commercial from Mr.. James
Wills, whose revelations as TO the pronts
of insurance companies are so striking as
to be worth reproduction. In part Mr..
Wills said:
Instead Of going to the president OF the
Continental Insurance company for advice
on the question of competing with him In
his business, 1t would be well for the in
quirer to purchase a copy of the Spectator
Chart, giving a synopsis OF the business OF
over goo fire insurance companies for the
past ten years, and m into the re-
Omaha daily bee., 1903-04-12
Birds of a Feather

"what are your rates?" ouerled the bold
man as he entered the health resort hotel.
"Ten dollars per day." responded the pro-
prietor.
Cant you make a reduction? I'm q
robber."
what has that to do with TT"
"Why, l thought perhaps you recognized
the profession Chicago News.
Omaha daily bee., 1903-04-12

MMAID&M. ohShop oh0 Nh1S
- line which marked the boundary
between youth and old age, writes Mrs. Will
son woodrow in the Cosmopolitan. The
woman who today is celebrated for dis
~tinctive charm and beauty, ripe views dis
ciplined intellect, cultivated and manifold
gifts. would. two score years ago, nave
been relegated to the heavy ranks OF the
dowagers and grandmothers-forced by the
stern conventions of prevailing opinion TO
confront the bitter knowledge that just as
she had gained q mastery of the rules, she
was expected to retire from the game.
Consequently. when the Older novelists
drew a heroine she was beautiful II ana
her Antilles and foil was the snubbed
s~pinster governess, invariably described as
nine-and-twenty, with lines CT age and grief
craven deep on her face. The feminine
novelists, never dreaming OF deViatlnS
from the accepted masculine standard all
followed suit until Charlotte Bronte de-
picted Jane Eyre, and the noFel-reading
world trembled as with a volcanic shock
and awaited chaos.
In these happy days forty was a respect
able age, IL viewed from the matronly
standpoint; but at so. one prepared for
death. The woman who had reached that
age must smooth back her locks, perhaps
unthreaded by gray, under a snowy cap,
crush her hearts aspirations under the
juggernaut car of convention, adopt gar
ments suitable to her age-rich. perhaps.
but dark and unbecOmlng-and keep ever
before her mind the fact that she was an
old woman, until In utmost truth she
was.
A quos' ion which might el.ci. considerable
interesting discussion is: Why are the
typical modern women at 20 and even 80
years, younger in manners, dress and ap-
pearance than were their grandmothers at
the same age? One might reply very per-
tinently that, in the first place, they have
decided not to grow old; and, b"Seve me, 1t
is largely a question Of will. Having made
this decision. they seek the means which
shall enable them to retain their youthful
appearance. They understand that beauty
and ill-health are not congen,al compan-
ions; consequently the women of today
live much in the open air. loving the sun
and the breeze far more than the elsy
chair and the open fire.
We can hardly realize what an outdoor
life and outdoor sports have done for our
women until we gaze on a collection of
gowns worn by their feminine proprietors.
One may well believe that oft-told tale of
tying the staylaees to the bedpost In order
to pull the stays up sufficiently; and even
thus. these scant-skir:ed, s.raisht-bodled
gowns look as If designed for maidens
whose slender frames had been crushed in
the embrace OF the Iron Virgin before a
hitting; but tennis. gclf, horseback exeHi e,
basket ball and the wheel have changed all
that.
Today, the typical woman Of so is pos.
sessed Of ripe beauty, charm and intellect
Her face does not exhibit the unwritteT
pace Of lovely sixteen; and It is inscribed
with the sensitive. beautiful lines Of
character. thought. experience and sym.
pathy. but no disfguring wrinkle arises
generally conceded by wrinkle specialist,
that his bane Of woman-kind arises
principally from the indulgence Of moods
Omaha daily bee., 1903-04-12

eyes. He kissed me on both cheeks, and
assured me that 1t was not a dinner, but .
creation"
Omaha daily bee., 1903-04-12

HERE is one thing, ct least, In
cident 20 the good old days for
which the modern woman never
sighs, and that is that definite
line which marked the boundary
Omaha daily bee., 1903-04-12

Curry Combs,
Brushes and Cards,
Spoke Brushes,
busters and BrOOms,
Name Combs,
BrlstIe BrOOms,
Tail Ties,
Name and Tall Shears,
Brass Sweat Scrapers
Linen Stable Rubbers,
Turkish Stable Rubbers
SILK Stable RubberS,
Linen & Wool BandageS
FoIdIrg HOOf Picks and
Hammers,
Channels Polishing
Skins,
Omaha daily bee., 1903-04-12

HE New York Produce exchange
has inaugurated a movement to
secure a. reduction of the present
fire insurance rates which are re-
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04

Snow fell on the mountains of
northern New York, Sunday. That
accounts for that cold wave we got
from the northeast Sunday night
Z was the most grateful visitor of
the season.-Urbana Times-Citizen.
Like 4 great many others, Mr.
Manniugton, the editor of the Times,
gets the cart before the horse. Ii
the snow in New York made the
weather cool in Ohio, what made II
snow in New York? We often hear
people say, that the cool wind comes
from a snow at the North or that
there has been hail somewhere
The truth is. the cause of the hal
and the snow. was the cause of the
cool wind and weather coming f. on
those sections. The cold influence
in all cases, comes from above. II
is only about two miles up to the snow
region any time in hot weather, II
our zone 1t Is only when there Is Z
High" on, that the atmosphere
comes tumbling down from above
and the degree of the cold depends
On the more or less violent character
of the tumble. Their, fore, 1t Is thu
cold air coming down from above
that made the snow in t, mountain
of New York, and that made the Coo
Ievenings and nights in OHIO.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
DEAD BODY FOUND
Bill Nichols. a COlOred Man
Is Charged With the Muir
der.

Tuesday, Mr.. A. Minor and Bill
Nichols, a colored man who worked
for him, went from the home near
McGuffey, in Hardin county to work
in the onion fields of the marshes.
Tuesday the colored man showed
slS6 and a watch to his sister and
nephew and gave her $500 to drive
him to Roundhead. He told her he
had won the money in a poker game
and had killed the man in a quarrel.
Thursday, the neighbors becoming
suspicious formed party to look fol-
the missing man, and were rewarded
Saturday when two men found the
body under a tree near the Erie rail
road about one mile west of McGuf
fey.
The body was in terrible condi
tion, bullet hole was in his right
cheek but the bullet could not bt
traced.
The Hardin County commissioner
have offered 500 for the capture o.
Nichols.
Relatives say he shot a mai
about 20 years ago, and he told hi
sister he wanted to kill one NOR
man and then he would be ready Il
60 straight to h-L
Minors body was buried, Saturday
No relatives of the murdered maj
appeared.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
Under the Influence OF
Liquor Tries to
Stab Sam FriCk.
FriCk Tries Two Shots at
Him With a Revolver,
When His ASSdildnt Ran. and Was
Arrested and Jailed.

About nine o'clock last night, al
Sam Frick entered his stable in the
Second Ward. Elmer Heathcock, a
colored man who works for him, at.
tempted to stab him with pair Of
shears. Frick pulled his revolver
and fired twice, and Heatbcock drop
ped, as If shot, but jumping to his
feet, ran out of the stable and down
town. He met Policeman Mcclure,
who had heard of the trouble and
was looking for him. and he de-
manced the arrest of Frick. But in
stead, the policeman arrested Heath
cock, and lodged him in Jail.
Heathcock had told Frick and sew
eral others he was going to do him
up, and told two or three he was go.
ing to stab him, and Frick was pre-.
pared for him. .-
Heathcock is a young man, with
one leg short, and walks with a de-
cided roll. He is very stout, however
and when under liquor, he is crazy
and perfect fend, though quiet
well behaved fellow when sober. AT
ter he was put in jail, he became
noisy and unruly, as on former occa'
sions, and the two policeman, Nc
Clure and Hartman. and Sheriff Kerr
had to chain him to the floor and turr
the hose on him before they could
su bdue him.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
Treasurer NiVen Has Sc
leCted MIR. S. L. Smith
For His Cashier During the
Coming County Fair.
No Money VIII Be Allowed to Be
Taken at the Gates.

Two weeks from to-day, the County
Fair meets, and preparations for the
event are crowding the time.
The new approaches will be com
plete and the electric line will be
prepared to dump thousands at the
front gate.
The season will be auspicious, mas
much as it will be during the farm
er's slack season, and there will be
no corn cutting, seeding, or SHOWS tC
interfere.
Treasurer NIven will have to give
a good deal of his time to the elec
trio line, and he has therefore ap.
pointed Mr.. S. L. Smith as his Assist.
ant, Tan excellent selection.) and Mr.
Smith will have charge of all ticket
distribution and sales. Admission tC
the grounds will be only by ticket
and no one will be allowed to take
money at the gates.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
Missing.

Miss Marie Tabor, daughter of Mr.
Harry Tabor, who lives on the John
Armstrong farm, near East Liberty.
has been missing since Thursday
evening, the 18th of July. She left
home to attend church in East Liber-
ty, and stayed all night with a fam
lily in that place. The next morning
she left for home, but instead of GO
ing home, was seen coming into Belle
fontaine, in a buggy, about noon.
She has not been heard from since
She had been talking about coming
here to work. Her father has ma lie
inquiry for her, here, but can learn
nothing of her whereabouts.
Some eighteen months ago she
showed some alienation of mind, and
1t is feared she has been again affiict-
ed. She is eighteen years old and is
blonde with yellow hair, and weighs
about 130 pounds. She had had no
trouble at home. Her parents will
be verv thankful for any informa-
tion in regard to her.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
TWENTY YEARS AGO
Eighty-Eight Lads and Las
SieS Graduated at
Lebanon.
Last Week TWenty-Sk Of Them
Had a Delightful Reunion.

Auditor w. E. Milligan and wife
attended delightful reunion of Mr..
Milligan's class, At Lebanon, last
week. 2
Twenty years ago, Mr.. Milligan
graduated at the National Normal
Institute at Lebanon, Ohio. in a
class of ss. The first reunion was
held this year. Members we're pres
ent from several states, including
Dakota.
1t was found that only eight of the
class had died, in these years. Only
one of the SO had made a bad record,
and he was considered the brightest
one of the class, and had unusual ad-
vantages, but gave way before temp
tations. One member of the class
who graduated with his fortune OF
his back, came back worth si50. 600
Many were well-to-do. A number
held important public Offices, and
others were very sue. essful in bust
ness.
L NcCDSUltlOub WCfc tuutudi dhu x u
eral, but not always on sight. The
smallest member of the class was the
puzzle. He had outgrown the memo
ries of all-in rotundity.
Some came alone, others brought
their wives, and quite a numbel
brought Sarah Ann and all thei
children.
The class was received" one even
ing at one of the finest residences il
Lebanon, the home of one of tn,
lclass-Mr. Frank Brandon, brothe
of Mr.. George T. Brandon, of on
city.
At the Alumni reunion, the clas
had the place of honor. and furnishe
the speaker for the occasion,
. The time was pleasantly spent
and Mr., and Mrs. Milligan say the
never had a more delightful visit.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
The Western Ohio
Real Estate and Loan Co.

W. A. Graffort. Manager 2, years experiences
in the real estate and loan business
DEGRAFF HEADQUARTERS, Rooms 1 and
Taylor Building.
SIDNEY HEADQUARTERS. sI7 Chic Ave
BELLEEONTAINE HEADQUARTERS, A.
Emmons. Agent. Room ., Empire Block.
Local agents In . counties.
II you want to buy or sell a farm. town
property or business Of any kind, or borrow
private money on long time, write us and our
representative will call at once or our Man.
ager will write you fully All business con-
fdental. We have at all times from 100 to 800
farms for sale in Logan and Shelby counties
and tributary counties in Western Ohio No
charge for listing your property, yours may
be the one TO suit. Improved eAstern. west
ern and southern land for sale and exchange.
10000 acres timber land for sale
Life insurance written In the Royal Union
OF Des Moipes. every policy guaranteed By
the State Of Iowa.
any of our lines Will be well paid for their
services. 6-tf.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
APPLEYARD
Electric Sleeping Cars to Be
Run by September /.

Springfield. o.. August 2.-By Sep,
tember sleeping cars will be run on
the interurban lines between Colum-
bus and Indianapolis. This informa,
tion was given out by General Man
ager Richard Emory, of the Apple.
yard syndicate. The cars are being
finished now, and will cost about So
600 each. They will be equipped with
600 horsepower dynamos, and have
all the modern conveniences, even
down to electric curling irons for the
women. The cars will be operated
over the lines of the Columbus, Lon
don & Springfield, the Dayton, Spring
field & Urbana, and the Dayton q
Western. The latter line has just
been finished, and is being ballasted
Eventually the cars will be run from
Cleveland to Chicago by way of In
|dianapolis.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
THE OUT-AND-OUTERS
Having Rare Success and q
Happy Time on Georgian
Bay.

Attorney S. Fl. West returned from
Georgian bay, Friday night, to at
tend his wife's wedding anniversary
Saturday.
We had but a brief interview with
him, but here are some of the min
nows we got from his bucket.
They are camped on a rock island.
with a rock door for their tents. that
Is as level as an Office floor. They
can't drive any tent pegs, so they
carried large stone, and anchored
their tents.
They are forty miles north of the
point where fishing parties go, and
ten miles from everywhere.
Two Indians that came along in a
canoe and begged bread. and boat
of passing whites, are all the people
they have seen.
| On their rock island, mosquitoes
and all kinds of blood suckers ART
scarce.
The air is inyigorating and delight
full, and fishing. eating and sleeping
seem to conspire against each othe
in the daily program:
The waters are alive with blacl
bass, picekrel and pike. The bass ar
the sporty fish and are fine to hoo
and eat.
The party has caught tons of fish
most Of which were thrown back int
the bay. Cowman and Johnso
caught over a hundred black bass /
one day. They counted them.
They seem to have dropped dow
into the midst of several schools an
) academies. where the fish are ed'
, Gated to bite and bite hard.
Ben Johnson had caught the lai
gest bass, weighing over 4 pound
+ Will Riddle caught the largest pic
h erel pounds; and Sam w, st tt
Largest pike, II pounds. But the
have no use for pixies up there, whel
, the travelling is all by water.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
H. G. M'kEE
Passes Away After Six
Weeks Suffering.
A Man Well Known and Warm
ly Esteemed Throughout
the County.

Horace Mckee died Monday morn,
ing at the home of his daughter,
Mrs. Charles L. Robb, on East San
dusky avenue, aged seventy-seven
years, four months and twenty-thr.e
days.
His death was from paralysis that
resulted from being struck six weeks
ago, by a Big Four train at small
station near Gallon, while on his way
from a visit with friends in Morrow
county, to the Soldiers Home at San
dusky.
Born in Ogdensburg, New York, he
came to Ohio when twelve years OF
age, and to Bellefontaine in 1870
Part of his life he spent in Morrow
county, Ohio, where he was Sheriff,
and held other Offices and enlisted in
the civil war. t DT
For about 30 years he was engaged
in the livery business in our city. was
accommodating and obliging, and
made many friends throughout the
county. He was a kind and indulgent
father, an esteemed neighbor, and a
good citizen, and was respected by
sll. He had been a member OF
the NJ. E. church for many years,
and was also a member of the Ma
sonic fraternity.
The funeral will be held Wednesday
at the home of Mrs. Robb and will
be in charge of the Masonic fraterni-
ty.
DR.. Kalb, his near neighbor and
friend, for many years. will conduct
the religious services.
Of Mr.. McKee's children, living, all
ars residents of our city, but Mrs
Roebuck, who lives In Anderson, In
diana.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
Fatally Stabbed.

Several farmers working for A.
Adams, near McGufYey, Hardin coun-
ty, after finishing harvesting, went
to that village, to jollify. Joe Gull
berson was teased in some way till he
refused to ride in the wagon, going
home. A man named Terry tried to
force him to ride, and Guilberson
ST abbed him in the face, lungs and
stomach, and Terry lies at the point
of death. 1t is said Gu'lherson has
the sympathy of the puhiie. aud will
not be arrested. but the Latter cam
not be true: No man il justifiable In
taking life, unless his life Is assailed,
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
THEWEATHER
July Was Cut Out Of as
Pleasant a Piece
of Cloth
As Was Ever Woven In the Loom
of the Past.

Goodbye, July; you have left only
pleasant memories. Good rains, de.
lightful harvest days, pleasant
nights, and only enough hot days to
remind us that your hand has not
lost IL cunning.
Mr.. Cory Lanes report shows that
the average of the warmest days
was "a, and the average of the cooler
days was 60; the average of all ~
The maximum temperature was %
on the 10th and the minimum AZ on
the 18th and 10th. The greatest
range of temperature was "a, on the
30th.
The rainfall during the month was
2 and 70-lO0 inches, the greatest pre-
cipitation being se-lOOths of an inch,
on the 30th.
There were nine days on which
there was a precipitation of l-l0Oth
of an inch of rain. There were e
clear days, l partly cloudy and IL
cloudy.
There were thunder storms on
the 2lst and 30th.
The first katydids turned up. on the
25th. N
There were days the thermometer
marked 90 and above-90 on the Sd, 81
on the 4th and 5th, 80 on the 10th and
l1th, 80 on the 26th, and s2 on the
27th. There were Is days that the
thermometer was below 60.
The prevailing wind on II days. was
from the south, 9 from the west.
from the southwest, 2 from the
northeast, l from the north, and
calm.
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
Death of Little Child.

Catharine, the little daughter of
Mr.; and Mrs. 4. NJ. Reid, aged 81 yrs,
died yesterday, at 400 p. IN of nerv=
Gus affection, after a weeks illness,
that baffied the skill of the phvsi-
clans. During all the illness, the pa
tient little one never uttered word
of complaint, The parents in their
deep distress can look only to high
er source for comfort and consola-
ton
The Bellefontaine Republican. [volume] (Bellefontaine, Logan County, Ohio) 1855-1905, 1903-08-04
Horton Pike No. 2.

The people along the Eastern half
OF the Horton pike, have petitioned
for Horton pike No. 2. its western
terminus being the zanesdeld and
Rushsylvania pike. John b. Johnston,
James Peoples, and $. NJ McCracken
we're appointed viewers, and will meet
August 2ath,