The Houston daily post. [volume] (Houston, Tex.) 1886-1903, 1903-01-11
Has Been Greater Than Increase OF
Profits on Deposits.
MATTER OF MAINTAINING DIVIDENDS
IL endsuino the Attention OF Finano'ers.
Roads Expect Increased Freight Rates
to Pay Increased Expenses.


Nsr York. January 10. The experience
~ the largest New York hanks shows that
tAeir Tfonts have not grown proportional
ir vth their increase Of cnpitnl and : DC /
deposits Of certain Of them have fsr from
Kept nfoc with the increase In stock. The
question Of what are the advantages ~
Wig banks over small ones arose this week
IN connection with ruuior tost the IA
tional rity bank the only one AZ present
-ith capital 81 Sg5ooo.o1o. would double
thls amount In the near future. and that
the BANK OF Commerce and First National
hank would soon increase their capital
from 100000 to S25.o00ooo Tho IA
tlopal Park bark h7 the WY. called e.
meeting 81 STOCKHOLDERS 10 Increase ITS
cAnltn and surplus by 100000. il is
plain from a study Of tho situation that
the enormous Increase in tho resources OF
snme q these Institutions was due to
.eslre IN secure greater prestige rather
than quest Of ngcets. rbore are certain
disadvantages of large capiial one of these
being the necessity Of plyiu= tax Of per
cent On It, The s1me rs ON the original
capital There Is DO aN deposits. hence
ia, ais NJ most lauks is to- eui3IEs them
us much al possible.
Taa experience ~ the National CITY bank
brings ont some Interesting facts. but. Of
..urse they are rot altogether appNca-
ul. 10 the other pis institutions. Accord
ny % It's Abatement of February 1. lsP+
Naue IL stin had "uly Siu0lOJ1 capital Us
surplus was S4,42-,ulp aud deposits Sll9-
goo $50 and IL JIue OF tlat sear with
l1- same capital its surplus was SAIi>olO
.md its deposits had ruu % To the enof-
M'us tV'A % SAff''.''''''' AZ a''" '
l,pi, AFTER tle capital had been Increased
.tn h,fa. Ola. s,,rt,iug bad s,,,l'4d %,
u.,t md Tho I,.r'.jt- b. Sltf.. url.n,-j
Groy.tE ~ I.r.. h. l,s,s tb,r.fora much
r.,.'-.tb4r, tt,' r,p.t,I which i. porhaps
'tN,' eidu ~ 49, - M 'aIi
"' I'ui ,nI-su. I.. - a. sborf f,fn 4.
a geN H. No. ,-+er me-, d.oSsit..
D-i'le lu "l' ~ ~ ~, t,t,n, r,o .1rr,lr,s
"""; 49, 81 ga ~ 100 Ia T,n, ~ ipst
.', '- 80, ma r,,t,,i nod bcap iner.as.d
~ ~ ,,., -,.l IT,. strnirs .|s I-GulS
goo i-'yt5ta' ia I.- fr1,,rh rcpIiun
80 80 ta d,5,..'t.
't'-eV 'V. t"g ~, to, - liz,
90, - 49,. ,.l., $40
trt.uo.
10 Is urged that " i> ono OF tAN putpu'ss
'i IA' n '."A"I NY ''.N ''. 'N''' ''N''
H."rr iaGE't n 'H'''H'. l'ui 'l1'n'
i"ru9laE.I l","l-N '.14lE Ky ,,,,
."' ~ 'apua' WI. ,'"12l. i4 l' manu- I''i1
.".f'''.t1 ,-,l,,r .,rIt, r5js IL n
H.N aepar iure ana rs opera IONS WIZ nt
'atnhed "lh inl"i'~' lfN l'tn {" 7,'N',
'ootn"l0 boz loua'h iusi ltuNon VIII ~
Nr nave 2" NE CARED "ut lht"us4
'n.' ot us N,lg''orT, sll'' ,aN'nu
.Fut vs. ur'1 iHdep IRON owning STOCK lN
''h"E 'ahh NC h'otti'H'F- YIN" gre
IH tnrS'sl snafrh"HtfS h i.i- ''nh, W''l
N'HH" VT as a. mc'llHm I"' COM r"' VI
'" money mathet mes 'Hi'E ,1'E. lG
"-Hs IN me 'liN FatA. ~ one 'smc tn"r
l'r'sts amounted I" one NUN "' ine io'
'N.. lh" flrst NhUgNHl Mhb' ~ ~ lIE"l
h"tl"r results rom large 'hW' NhNH
.l"n man any "tncr NGN f"rN lnSJIn' "u
ii- 1hNlty II" nay q dividend ~ lAel pel
.'ni an us or'Eihhl Gaptnl 81 N'U"Y' VIZ
1uo 70 some eNrrednEy pront3NG invest
ncn'S 'hiehv ln si"chs' lnc banh o'
."niulerce mas tlav'lu in"re nl9detat'
Zhll on. VS llrgc rapltal. ~ the lime lt
capital was N5WF,H' me lhrgeNt ~ ln'
CITY, tiS earnings irrguenilF dIn NOV rui
touch above thc amount necessary 70 pn'
~ = prr cent dh ,deudF ana rumorE Wgr
ntont lRat som. ~ rs directors would hh'
t' see us NnpItaI reduced.
Nc t'runS}Fon.a piah Tor nouhlnS MS
oNp'nl stock ana bonded 'udobtednet'
started discussion as 70 how far diyi
sends could ne maintained 'N iuiGrn ON ~
erensed rnpiinN tint. is % pertinent cues
ZION ~ Wow M inc decreases 70 u't earn
IN: which some on inc grrai rAilro1d SN'
toms have shown Ih" fonn~Nl'nul1 Tot
Nny'Whcr showed % net decrease - - PEI
cont. aihouGh There was not"~m' -ain 10
tn 0 HUHHF H|s IN