davidaulloa/AmericanStories huggingface dataset:
New-York tribune., 1902-12-31
DEPRESSION NOT IN VIEW?
An Old Broker Thinks Present Tendencies
Are Favorable

During the entire history of the human race,
since commerce developed, periods of business
depression and prosperity have followed each
other in alienation. It has seemed as If human
nature itself in its endeavors to bring about a
period of prosperity has invariably worked into
conditions which brought about reaction in
its efforts To extent, therefore ii has ap-
peared as if period of business prosperity con-
tains within itself the seeds of its own destruc-
ton In the light of this experience, many con-
servatire thinkers have anticipated that period
of great business reaction would soon appear in
the United States. There are some reasons for
doubling this and il is interesting at this junct-
ure in our history to consider the outlook in
this regard and try to discern whether the ind-
cations at this time point to commercial depres-
sion
To some extent the present conditions in the
growth Of the United States and current devel-
opments in connection with the formation of
large industrial and business corporations and
railroad combina tions will tend to check and
defeat those forces which make for declines In
New-York tribune., 1902-12-31
ST. REGIS HoTEI-R. VI. HA4S

The St Regis Apartment Hotel at Fifth-avs and
FIty-hfth-st is a splendid landmark even in that
fashionable thoroughfare- In building it g 800 Nn
has been expended Destined bv i+s ourar
Colonel John Jacob Astor 10 be the most exclu-
sive hotel in the world. it Will also be one Of the
most magnificent The estimated cost OF equipping
1t amounts to millions of dollars. Rrtc-a-brac and
pictures will cost $4,000: bedroom furniture gN0-
CO., mantels 100000; marble $26G0O0; statuary Sa-
coo; linen. 100000 The St Regis Hotel bovsve-
viii be solely home for its guests and their Wis
ltors, as 1t contains neither lobby nor bar II any
occupant desires the sole and exclusive service Of
any particular servants Of the hotel he can obtain
y Tor any period of time short or long The fitting
furnishing and equipping OF the ST Regis Hotel
mas been intruSted to Rudolph " Ham
New-York tribune., 1902-12-31
HOLLAND HOUSE.

Each New-YOrk hotel has some DISTINGUISHING
feature. and it may be said of the Holland HOUSE
that its special feature is general excellence
throughout-in arrangement. cuisine comfort and
luxury This house is noted as much for Its splen-
did management as for the exclusive class of pat
ronage that il enjoys. The imposing facade of
the Holland House is among the finest pieces OF
architectural door work in Nev-YOrk The entire
structure Is of limestone. and the door arch and
porticO in FifJh-ave., Thirtieth-st. en-
nellShed with exquisite carving OF the italian Re-
natsSance period. The basement is OF blue Warsaw
stone, and contrasts well with the massive ten
story building The hotel is fireproOf and this IN
SureS feeling Of confidence and safety among itS
guests The beautiful restaurant opens from the
main corridor and gives vision OF rare French
decorations. tapestry panels and handsome r1rnI'
ture. reflected in numerous mirrors.
New-York tribune., 1902-12-31
GEORGE A. KESSIEu

George A kessIer & Co.. the well known zvir. -.
PorterS. nave gained the greater part Of their cala
rtty as the sole representatives OF the oId -
or champagne growers. Moet & Chandon. OF Tns-
nay. France. -4p7'-
ooa .ti = llCor porated with capital of aOoo-
oAo. with offices No. 20 Reayer-s+ Ne, 80,
City What may be deemed a notable aoti.
nnent IN the wine trade of the United StstaS s
the year l5Oz IS the unparalleled sale record ~ ~
speclal brand of Moet & Chandon k1oy1 ~ 1ls ne
w mite seal The sales far ecIipse +bs rs-o5s =
OF an previous years. and this firm which in+ro
duced and established this brand in Amaric9
claims triumph which reflects great credit 49, rCs,
the company and the house which nro11Tcss ~
exquisite champagne 1t is delicious and rfcb -
naVor and specially palatahle 10 refined tas+s r.
Is therefore gratifying know that the iro11a,-e
vineyards or Meet Chandon permit the conti1
9ed supply OF this brand to George A KessIs-
New-York tribune., 1902-12-31
CHARLES GRAEF & ro

'haries Graef & Co, Of No % Beavsr-z+
roih' with branch offices in Boston. Phadst.ss.
CO. ai,o san francisco was started by CharIs,
80 III !oH- Ihey are extensive irnportar. -
Forneroy champagne from the house Of EJsrl-.,, o
%. and Rhine wines and the cIarets Of the
wen known houses Of Journal Freres and go
non q Co The business conducted by- 1-sYs'- 60
1r4eI q Co Is one OF the largest in the co,,r+.
a,u eae demand for the class of goods they deal II
A'enos tnrough every section Of the Unfta5 S.
while these standard products. thropet oaees
Prise, prise OF this hrrn. are to be found wherever tb
o1. IL - saId t1aJ the champagne. Rhine vIra -,
claret t nandled by Charles Graef S O. .s b and
maturity. F-1' VI perfection OF
New-York tribune., 1902-12-31
PETER HENDERSON & 60.

Peter Henderson & Co. whose well known New
York stores situated at Nos. 81 and % Cort-
landt-st. are among the largest growers. importers
and suppliers of vegetable, flower and farm seeds.
plants and bulbs in the United States. The firm
also deals in fertilizers. insecticides and every
kind of implement for use in the garden. farm.
lawn and greenhouse. Founding the business in
1847 the late celebrated horticuturist Peter Hen
derson gradually worked up the enterprise into
one of the famous of it's kind in the world
In 1sn Mr. Henderson established in CortIandt-st-.
New-York, the seed business known under the
name of Peter Henderson 81 Co Henderson'S seeds
delivered free nearly everywhere in the United
States direct to the consumer. Every one inter
ested in anything appertaining to the garden, lawn
farm or greenhouse should secure their catalogues
New-York tribune., 1902-12-31
LOTHAR Won FABER.

The manufacture of blacklead pencils is first
mentioned in 17a6 at Stein, a village Nurem-
berg. Germany, where Kaspar Faber. in 1850, set
tied and began in 1851 to manufacture lead pencils
The small industry established by him based
upon the rule which has made the A W. Faoer
pencils famous; that is, the best materials OBJ
tanable were used and the pencils made in
the most conscientious manner while uprightnsss
and iberality characterized all the dealings of
the Faber family with patrons and employees alike.
The celebrated A W. Faber pencils received their
name from Anton Wilhelm Faber. the son of the
founder of the business who succeeded by
George Leonhard Faber. father the recent pro-
prietor, who the most notable member of
remarkable family. Lothar Faber was born
on June L. 1Sl1 and upon the death of his father
IN 1893. undertook the management of the manu-
factory To thi. - ~ had prepared hmsaN b5
study and travel
New-York tribune., 1902-12-31
WORKS AT STEIN, BAVARIA.

by the inability to establish trade relations win
other countries. These he established by travel
ling TO other countries. and thus opened the way
for greatly extended traffic In lead pencils which
he followed up by making every possible Improve
ment in and addition to his factories In 1S4S he
established an agency in the United States. and
In lS49 he placed his brother, rEberhard at the
head of branch house in New-York In 1894 an
Independent branch house opened at No. rs
Reade-st., under the trade name of A. w Faber
Branch houses were also established in Paris and
London large trade also maintained in all
the European countries, and in the Orient as we'll
The New-York house has always possessed the
confidence of the American trade. and is present
supplying it's demands directly and sxcIiJsiveIv
proving mutually beneficial to dealer and manu-
tacttrer. the latter reaping the advantage of heinz
thus more closely in touch with his customers on
the American continent. -
a great factor in the SUCCESS of Faher napcirs
was the discovery and exploitation. between lsIS
and lsoo OF the celebrated ALBERT mine of Siberian
New-York tribune., 1902-12-31
GROWTH OF INSURANCE.
LIFE BUSINESS LE4DING
Eleuen Billions an Life Insurance
at End of Year.

II is a curious fact that the bulk Of the fire
insurance business is done in the United States
by foreign companies, while the American life
insurance corporations rival those Of the whole
world and extend their operations to every civil
ized country II is remarkable that few men
who are capable of forming great fire insurance
corporations have been developed on this side
of the Atlantic while the life companies formed
here are among the most powerful institutions
in the land
life insurance as an important iten, of bust
nass dates in this country from about 1850 IT
. grew so fast after once started that the end
II rho Year 1901 there over three and n
half million policies in force issued by the old
line level premium companies exclusive of indus
trial policies. aggregating face value Of nearly
eight billion dollars. With the industrial bust
ness the face value of the policies amounted TO
over nine billion dollars. To this has been added
about billion dollars in the year just closing.
making the enormous sum of eleven billion dol
lars of life insurance in force at the beginning
of the year 1908. These figures take no account
whatever of the millions of dollars Of benefit
certificates issued by fraternal orders and secret
societies.
Nearly all of this tremendous business is done
by about fifty conps nies, and half that number
do large percentage of the whole. These fifty
companies have at the present time gross assets
Of about two billion dollars. Their incomes ag-
Eregate over S500000000 year and their ex-
penditures over $500. 100000 annually. The bal
goes into reserve funds to pay policy hold
ers
The laws Of practically all the States require
each company doing business therein to put
aside as a reserve fund certain sum for each
dollar Of insurance written, to meet losses. The
amounts differ in various States. but generally
n is such amount at per cent interest
will produce the face Of the policy when it ought
"a become a claim against the company accord
ing TO the experience Of the life companies un-
der the American tables of mortality. All the
funds over this reserve which the companies are
required TO keep in excess of expenses is desig-
mated surplus.
All so-called ''old line" life companies are care
fully supervised by State officers and are re-
uured TO invest their reserve funds in securities
approved by the State officials. By reason Of
this supervision they deharred from wildcat
schemes, and thus have become in many in
stances strong and sound as national banks
table printed herewith gives the names and
home offices of most of the principal conlpa nes
having gross assets exceeding one million dol
lars
New-York tribune., 1902-12-31

An Ohio woman, for instance. IS the owner ana ana
manager OF n bell factory and coal mine. In the
Far West are many successful women prospectorS'
stockholders and mine owners.
From doll dressnaklng to shooting Wild horses
for their skins there is little women cannot ana
will do. And often II is not the woir AT inc
door that drives them TO it but their own Unborn
ingenuity and adventurous spirit. their courage
State legislatures. women supertntendents OF ral-
roads public gardeners. women jaers.
women superint OF public instruction, street
cleaners medical inspectors. public guardians, OF
fetal court reporters. aldermen, postmistresSeS
opticians patent searchers bank directors theatre
managers real estate brokers. undertakers, direc-
tors of yveddings-they come in long long pro-
cession. and woman seeth the end
New-York tribune., 1902-12-31

Broken limbs sprained ankles. bruises, and In
fact. all the numerous injuries to which pedes-
trians liable from slippery and uneven footing
be largely avoided by a invention
controlled by the Universal Safety Tread Com
pany, of No. 10 Broadway AS its implies. it
is a device insure safe fOothoId- Its cOmpo
siton is such 5 afford safety pedestrians
starways street cars. etc. For fine interior work
and marble stairs IL gives an attractive ap-
pearance and IS free from rust STAIN while for
yachts, steamships and vessels Il is made on
a uon-cOrroSive bronze base which Is affected
by the action of salt water This tread is now be
ing used extensively in large buildings streetcars.
station platforms and ships. well by the
Manhattan and Brooklyn elevated railways The
cities of Boston. Buffalo Fall River and Hartford
have adopted the tread for their public schools.
New-York tribune., 1902-12-31

with 50 saved from newspaper work, and opened
a bootblack parlor for women She was ambitious
for a college education and by means of hef
shining she got it As for the law. one expects TO
find women in that yet to know that number OF
colored women have been admitted to the bar. that
a young Indian woman is planning to study, law
and that a japanese and a Parsee are law
yers is a bit startled
Lithography offers a good field for woman's
originality. Two sisters have established repu
tation for their novel application of photography
to commercial art. A woman photographer works
in the art department of American scientific
institute. A artist directs the art depart
ment of large preserving and picking house.
She the announcement cards. the catch
your interest pictures. designs the labels and
gests the names for brands. One of the most
successful women trade artists designs the wrap
pings bands etc. for a biscuit factory A New
New-York tribune., 1902-12-31
\ VI Tu0RRURN & co.

Not many firms in this any other country can
boast of continuous business career of a century
The firm of ]. VI. Thorburn q Co, of No Sc Cort-
landt-st.. said to be the oldest and one OF the
largest dealers in seeds, founded by the late
Grant Thorburn in 1902 recently issued its one
hundred and first annual catalogue A century :
success placed the business in the relative po-
sition of Importance which it maintains in the
great city of New York and in the whole country
J. NJ Thorburn & Co.'S reputation is alone a war
rarty of the excellence OF it's produce. The firm
grows it's seeds in the localities where 1t has ascer
tained there exists the subtle condition of soil and
climate which affects the quality of the seed of
plants favorably Thus. Thorburn's seeds
have been standard of excellence for d hundred
New-York tribune., 1902-12-31

York woman is the proprietor of a thographing
and job printing business
Pharmacy also offers a field to the woman anx-
ous her living. Women begin as clerks in
drug stores, take the necessary examinations and
then start up stores of their own Women hos
pitals generally employ pharmacists IN
preference men. A Chicago woman owns and
superntends a busy chemical factory; another
woman is retained by asphalt company TO ex-
pertinent and formulate data; a New-York woman
is business manager and president of a scientific
publishing company. with twenty clerks under her
She keeps abreast of Wall Street personally visits
mines West, and at one time supervised the
government work relative to the collection Of gold
and silver statistics for permanent record
Indeed metallurgy. mincralogy and, still more
mining have proved successful pursuits for women
New-York tribune., 1902-12-31
FACTORY AT NEWARK, " j.

Won Faber made contract for the entire outLt,-.
OF this mine. which produces the best sIall,5 sIala5s
known to commerce siberian lead peRcis .~s Ll
from IL stand uneXcelled among similar oIdSL..7
materials used by the artist They nave been
ored with the highest recognition from ta5nOT II
academies and the great artists of the worio- -
Berlin Bavaria. France and elsewhere are siIuats-+
great Faber factories. conducted upon the hIsnsS
principles of philanthropy toward employees - -
fair Ceatng toward patrons. In them are naT aT
var1S lies Of writing states and slate peneis az az
Kinds of rulers. squares. trangles. writing CpF
ing and cclored inks, water coOrs and pass
Another branch of the industry is the mahlhe, y
the remarkable and useful y W. Faber calct.iisss,
ing or slide rule by the of which mathsnaas,.f
problems be quickly solved II ~very Pfgosses-
of all the factories operated by I4Othar Won -
Is celebrated the best of it's kind the man hls s
self was even more notable He eTficien. -
able as q statesman, leader in the educalton M
mankind and in the fostering of science, arr a
literature. He took keen interest IN asricuit..-5
forestry and horticulture His philanthropy -
Charity were as broad as they were KIND
New-York tribune., 1902-12-31

AS an importer Of fine wines and liquors No
IS better or more favorably known H. = "sn -
Nicholas OF No n Beaver-st- Nevr-Yorlz Cirv vrs.
represents the best houses in that line of -. WI"
abroad. and is also a direct i-~o. uSiness ess
HaVSna cigars and sole agent I'm the Trritos uhe
toI 10 ., 9iuratu sons Co. Limited fa1orG states
N n hS cigarettes and tobacco leaf NJ SSSSdters
Ids Is spIe agent In this country for Pj -Geno-
S SeCk champagne; j. F. MarteIl hra1sTTiIaE Held
IIe" CSner q Co. Scotch whfskiss- EiaId Z; An
dTlSn I WnlskIes sloe gin, orange bfter0 son =
pt ftIo" rs dbsinthe and krsch; Deinhsrd q &c
rNilne ana MoSeIle wines: Jameson a - q go.
Sr %nSkles & Booth Co g qondon) Old Tom gn isSh s
Van Den Bergh & Co AntUero i' 'ue mouse Of
New-York tribune., 1902-12-31

pany are the features Of its business 4,,o,- :.
foreign houses represented by il are tbosss ne ne
BollinSer- in Ay. famous for their high z-.9 9i
champagne: Hi mt, ROope. Teage & Co vSho 5aaqe 5qqe
speciality of fine port wine in cases boftlsI ne
OportO and returned at Newfoundland. Y Eso, Es,1u az
& Co. Chateauneuf in the Charent the G&Hrnier &.ier
famous for cOgnac brandes; Glasgow foreign h,t
kies: Phi Couchard & Co, Nuts. St C;eor9ss T5s r
sUndtes: Seigncuret Freres q Bouchard R0r5soe.- oe.-
claretS and SauterueS: Bergen. in COIvet S,,ssuN
land. and M1rseilles. France absinthe and Eri-L
enwasSer; BOlsm of Amsterdam world famous @ IN
dials; Upton, London, celebrated bottIng RssSS
these the company receives regular cOrsisn.l1eS
OF the most celebrated vintages of Spain TsaI 9ls
Greece, Hungary, France and Germany ''aiy.
New-York tribune., 1902-12-31
HOTEL. RELLECLAIRE.

One of the most magnificent OF the numerous
high-class apartment hotels recently erected ana
completed in New-York city is the Hotel Belle
claire. adyantageOusIy situated at the southwest
corner of Broadway and Seventy-seventh-st IL IS
attractive in design. satisfying I'm its appointments
and fulfils every want and need or the most Idss
tdiouS Under the experienced proprletorShp ~ Va
Milton ROblee. well and favorably known as tLs
proprietor OF the Hotel Barthold1. IN NauISSos5
Square the BeecIaire has supplied much neeue1,,
demand in New-York City. 1t is a combination M 2.
the high grade apartment and modern nrSr-claS
New-York tribune., 1902-12-31
ANTHONY OECHs

The name Of Oechs has long been identified ,.,
trade In wines and liquors of the highest s-,sa
II was IN IS4e that the business now conducted bv
Anthony Oechs at No. 81 Warren-st was fo,
by Adolphus Oechs. - was founded
Mr. Oecns Is the sole agent in the IJnited g..
LOT tne famous French champaene bore SstdLeS
iTseF III G 20 me famous clarets cognacs and o Fo
i lf % % ~ FreTeS; the Rhine and Wos11
vines OF = -auterem & Son; the BIJrs1Ir J{ iselle
Bruninghaus and the sherries OF WiSISr G OF R.
.
New-York tribune., 1902-12-31
FRANCIS III. LEGGETT & co.

The wholesale grocery house OF Francis n. Leg
gett Co. is of the largest in the world The
business established in 1874 The members
composing the present firm Francis H Leggett,
John C. JuhrinG and Theodore F. Whitmarsh-
They importers and manufacturers OF food
products principally while also making specialties
of grinding sDiceS and roasting coffee The firms
offices and salesrooms at West Broadway.
Franklin and Varick
New-York tribune., 1902-12-31
MoNoPoLE CHAMPAGNE co,rPsxv

ohe OF the most popular brands Of champagne in
america is Heidsieck & Co.'S Dry Monopole Tas
New-YOrk City headquarters are at No "a E2ss,or-
st. where the firm is ably represented nv q
Duntze- This brand established in 1S75 and
I5 1ns nTIn were the first purveyors to the King of
Irussia IN ISIs Dry Aonople is the genuine prod-
Hce OF the Province Of Champagne, and is pafro1-
lied by the elite OF the world
New-York tribune., 1902-12-31
THE BRUNswIcK-BALKE-o co.

The largest billiard and pool manufacturing con
in the world is the Brunswick -Collender
Company. whose New-York City offices and sales
rooms are at Nos 2Z7 and 229 Fourth-ave-. with
main offices and factories in Chicago and branches
in all the principal cities of the United States. The
billiard and pool tables made by this celebrated
firm are recognized the standard wherever the
game Of billiards is known.
New-York tribune., 1902-12-31
4. A. yANTTNE & co.

The celebrated house OF A A Vantine & Co.
situated at Nos s77 and s79 Broadway. New-Yorl
City always furnishes the finest display OF Orienta
goods furniture. silks, emhroderfes. ornaments
rare china, jeweiry and table delicacies.
New-York tribune., 1902-12-31

Prominent in the manufacture, export and i'm
port Of cutlery is the firm OF j. Curley Bro. No
Warren-st. The house is an old one. having beer
established in 1860
New-York tribune., 1902-12-31
SAMUEL WE'LL & son.

Samuel Well established business In 1862. when
paste and sizing not commercial articles. The
above firm now do an immense business in these
articles No 1875 Franklin-st.
New-York tribune., 1902-12-31

Dunno is the active partner. The office and sales
rooms are at No "a West Thirtieth-st. New-fork-
City. and the shops for the manufacture of rustic
works are located at Roundout. N Y, while the
extensive nurseries of the firm at Morrlsviile,
Penn. At this establishment is to be found a COM
plete stock at reasonable prices
New-York tribune., 1902-12-31

ing too far. Women. particularly SuccesSfu "oil-
en still ind il factor to be dealt with But the
menace and irritation caused by it are lessenlns
rapidly as men bow to the inevitable and women
power and self-possession of commercial equality
with
According to government statistics, there was in
1870 only one woman architect this country; now
there are ffty-six Painters and sculptors have
grown from n2 TO 5000 literary and sci
entifc writer's from 100 to 3.1S1. preach
ers from 81 TO 1522. dentists from "a to
AZ engineers from 81 2o1. journalists from b to
472 lawyers from All, musicians from 1853 to
AZ 3oo doctors from 527 to $3.50, accountants from
none 70 43O7l copyists and secretaries from S,0lh
to 1884 and stenographers and typists from to
5o63S.
There Is no longer anything strange in the wom-
an LAWYER telephone operator teacher, but min
ing violet farming. Belgian hare farming pilot
ing pottery duck raising, play writing, genealogy
and laundrying comparative novelties as fem
fnine professions
One of the most conspicuous examples of the sue
cess of woman in business is the secretary Of big
copper trm in this city, who is said to know
more about the mining of ores. the sources of
suppIy production consumption and tariffs than
any other woman in these United States, and
probably more than three-quarters of the men ex
perts on this subject
In bookbinding at least four New-York women
have reached distinction. A clever Yorker
has won a reputation both sides of the Atlantic
a designer and decorator in connection with
fashionable catering. She has shown phenomenal
ingenuity in the invention Of dinner decora-
tions. souvenirs menus fancy ribbons. favors the
designing of candy boxes and baskets, etc. Yet
another woman is New-Yorker whose tiny
New-York tribune., 1902-12-31
w. HI. CROssMAN a BRO.

One OF the largest coffee importing houses IN the
world IS w II. Crossman & Bro of Nos. n and 70
Broad-st. New-York City: London and San Fran
cisco
New-York tribune., 1902-12-31
4. KREN kENBOHM.

Mr. A. Krey Kenbohm, of No. l47 East Four
teenth-st is prominently known as promoter OF
public enterprises also in political circles. He
is manager o Tammany Hall ballroom.
New-York tribune., 1902-12-31
WILLIAM w. HART.

William w Hart stands in the front rank of his
profession taxidermist and naturalist His
office and studio. known a The Den is at No
500 Fifth-aVe.. NeW-YOrk.