Pine Bluff daily graphic., 1902-05-22
Pine Bluff. Ark.

csa Travellers Insurance company
- January |, 1902, had paid policy
salders laims amounting to s4t,0S5'-
eeyos and will pay policy holders
t,;s year between four and five million
dollars.
r,o Travellers ranks first for promIn
n+ of claims. as an illustration
= .biS the late John w. Sullivan
,.orn,erlv of Pine Bluff held Trav,
u N,s.s ,ife nolicv for $4,000. On DHcen
sor 1901, he died at Newport, Ark,
~ December 13 Mrs. Sullivan notined
the ror,pany Of his death; on Decem
hor %. lust ten days after, Mrs. SUN
Won received a draft for the policy.
The Travellers issues all the stand
ord forms of guaranteed policies, and
;eenos them for about 20 per cent less
nren,ium than is charged by other
standard companies writing business
;n pine Fluff. The Travellers write
6freen payment policy for the same
rare as the mutual companies (such
as the New York Life, Mutual Life,
Fo4'itable and Massachusetts,
charge for mutual twenty
pavment life policy, the saving
IT five full years premiums and
getting through paying premiums to
t,o comnanv in fifteen years instead
of twenty years means great deal 70
a policy-hoider.
The line of policies written by the
Travellers include ten, fifteen and
twenty premium policies, . per cent
gold bonds and endowment policies.
The endowment policies OF the
Travellers operate in the same way as
putting money in a savings bank, the
policy holder is insured all the time
be is depositing premiums with the
company and in addition to the insnr
ance. he receives interest on every
dollar he pays them.
Supposing a man is thirty years OF
age and takes a twenty year $4,000
in tie Travellers, if he dies before he
is fifty years CID the company pays
his family $4,000 in cash, but if he
lives to be ffty years old he himself
draws the $4,000 in cash. Should ht
not want it all in cash the company
will pay him cash dividend Of ST.
500, and then at his death pay :.
family $40 600. making a total Gf ,5.,
920.
All policies Of the Travellers are
written With the latest nonforfeitabse
features. and if on account OF inahli
ity to pay premium the insured doe
n01 lose what he has already paid th'
company. To illustrate this on th'
above twenty wear endoWm ent, shou!t
insured pay, say. ten of the premiums
the company would loan him without
any security. except the policy. $3.50
or The company will keep him insrr
ed tree for ten more years, when tn6
company will return III cash to the III
sured $3.50. 0 rnearly the entire PIE
miums paid the first ten years, in fac1
the net cost of the insurance undel
tbs option is less than 50 a year fo'
the twenty years on $4,000 endo"
ment policy
#. however, the insured pays all til
twenty premiums and lives 70 be flf'
years Of age when he collects II
po-tcy he has had the benefit OF twe'
" years insurance for $4,000 at llt-'
profit to himself of st5 3S a year mi.
than his premium cost aim.
A namher Of prominent busines'
me- and bankers in Pine Bluff ar;
owners Of this kind of policy in tht
Travellers.
# yGu intend 70 take life INSURANCE
ven should Investigate the contract.
OF the Travellers. The agents of th
company Will be glad to explain tn
olrerent kinds Of insurance and quo,
you the company's rates for tn
amount and kind of insurance yo
wish TO carry.
1Ae company writes policies for =
oe0 or more. the limit on one life IL
$4,000
Al the values given for Traveller
fe-2elf* are guaranteed: no e&t;mai
ABOUT it. Everything the Trayele:
agrees 70 DO is plainly stated in tr
toHract.. MORAL: INSURE IN TIL
TRAVELLERS.