The Washington times., 1902-02-17

widow receives one-third of her deceased
husbands pension, and the children up
to eighteen years each receives one-hith
OF the amount drawn by the mother, while
she is still living and one-thlrd i. she
dies. No pension will be paid to widow
if the marriage took place after the nus
band was retired on pension.
Another plan which has met with sue
cess in the Mitteldeutsche Credit Bank
is a system whereby the employees them
selves contribute to a pension iuhi- Inc
employees are compelled to contribute TO
| this fund. The rates are: Initiation zee "l
per cent of salary at time OF beginning
service; . per cent OF each lh'te3@s' l"
be paid only once; yearly dues ul pr
cent of annual salary, payable monthly.
The right to pension begins in case ot
| disability or old age. after ten years ser
vice with the bank and amounts TO one
third of the annual salary. The rate OF
| pension increases l per cent Ior eatH
year over ten years.
THE Deutsche Bank Of Berlin, the lead
! ing financial institution of Germany mas
another system in which a fund is ere
ated out of a certain percentage OF the
yearly profits Since 1876 a certain por-
tion of the yearly profits have been SET
aside for a pension fund and deposlteu
in the bank, drawing per cent interest
4 committee consisting of the president
. oil the Dtlk, one lttA'l' anu -
ploye, decides cases of pension, the gem
! eTaI requirement for which is service OF
| at least ten years. and the rate or pen
sion is regulated by years of service ana
amount of salary. Widows of deceased
employees are pensioned.
Pennsylvania Railroad system.
similar to this system is the plan pur-
sued by the Pennsylvania Railroad The
company makes an appropriation of $780,
900 a year for this purpose. The pro-
visions of the Pennsylvania company's
plan are: All officers and employees OF
| the company who are required by the or
| ganizaticn to give their entire time to
the service of the company, who shall
| have attained the age of seventy years. or
| who, being between the ages of Sixty-fve
and sixty-nine years. inclusive, shall
have been thirty or more years in the
service OF the company, and shall be
physically disqualified. shall be relieved
and placed on the pension roll.
Each officer of the German Empire is
entitled to a lifelong pension If after
service of at least ten years he be-
comes unable to further fill his position.
In case of illness, wounds, or any in
jury contracted in service he receives
pension even if his service is less than
the prescribed number of years. The pen
sion after ten years service is twenty
| eightieths of the salary. and increases
one-eighteth every succeeding year. The
right of pension ceases upon loss of Ger
man citizenship or the re-entrance Of the
service of the German Empire or of one
of the German States.
PatcrnaI attitude of Germany.
"Ine German Government maintains
somewhat paternal attitude toward its
subjects. The Government has in the last
decade evolved system of compulsory
insurance for these in the field of manual
labor and employed in industrial occupa
tions which compel both employer and
employe to contribute a certain percent
age of the w2gcS paid to an insurance
fund which will give the employees a
modest amount CT revenue when in
capacitated by accident or old age.
In a general way | would mention that
the amount of contribution is one-third
for the employer and two-thrds for the
employe. Although the latter proposition
works hardships on the more poorly paid
classes, time and experience will certainly
evolve a system which will confer that
great boon of providing for old age or
against accident which renders the poorer
classes independent from charity.
Pension System Not m Experiment.
1T is my purpose merely to indicate in
general way the principles which JUS
tify the policy of pensioning employees and
of the methods that are in use. What l
hope to accomplish is to invite you to
examine the advantages which the ques-
tOn affords, the stimulus for efficient ef-
fort and willing service and the cruel ne
cessity. which l. removes. of sending an
old and faithful servant adrift.
The pension system is not an eXprei-
m,0t have those who have alOutpl
ii found 1t to lack practicability; there
fore l look forward to the time when all
large corporations, banks, railways. and
commercial enterprises, and our Govern
ment will seek its advantages and the
prospect OF the ordinary employe be thus
frightened, removing a fruitful source of
social discomfort.
BE just and liberal to those who have
served your interests faithfully; make
their old age happy and you will have
done your duty.
A rising vote of thanks was extended
Mr.. Kuhne for his splendid address.
Representative GiIIetts Address.
Representative Gillett of Massachusetts,
chairman of the Committee on Reform in
the Civil Service was present at the meet
ing and was called upon to speak by Mr..
Starr, the president of the association
He said in part:
Mr. Chairman came here, of course,
simply to listen and learn. | have been
very much pleased with what / have
heard, but ! am sure you will recognize
the impropriety of my expressing views on
the subject. which | suppose | will have
to consider, quasi i-judicially 1 hope, very
soon.
My committee, | know. has considered
1t very important that something should
be done for the good Of the service as
well as for the good Of the employees.
which hope will be found in some way to
be so related that what helps one Will
help the other; but whether that will be
so will depend upon the conclusions which
these figures which you have been so in
dustriously preparing will show, and we
have been waiting for some time, hoping
that they will throw such light upon the
subject that we can come to a conclusion;
but so far, at least. | have not seen my
way clear TO know what we can do. So |
am glad this thorough investigation is
being made by you, and ] do hope it will
prove to be the basis of something which
will be helpful both to the Government
and to you all
TRIED HOLD-UP GAME.