Pine Bluff daily graphic., 1902-05-15

MIN travellers Insurance company
January l, 1902, had paid policy
,,aors, laims amounting to $46,oS3,-
Rcsos and will pay policy holders
mis- wear between four and five million
aollars.
the Travellers ranks first for prompt
,orment of claims. as an Illustration
This the late John W. Sullivan
[tormerly Of Pine Bluff held Trav-
k7ers life policy for $4,000. On Decem-
her ]. 1901, he died at Newport, Ark
nenember 13 Mrs. Sullivan notified
he company of his death; on Deeem
% inst ten days after. Mrs. Sull1-
ION received a draft for the policy.
The Travellers issues all the stand
,a forms of guaranteed policies, and
ss,es them for about 20 per cent less
preminm than is charged by other
k.andard companies writing business
= Pine Bluff. The Travellers write
Ef,een payment policy for the same
l.,e as the mutual companies (such
the New York Life, Mutual Life,
o,;,ahle and Massachusetts,
klarge for mutual twenty
bayment life policy. the saving
& five full years premiums and
ketting through paying premiums to
he company in fifteen years instead
Il twenty years means a great deal 70
policy holder.
The line of policies written by the
travellers include ten, fifteen and
twenty premium policies, 5 per cent
old bonds and endowment policies.
The endowment policies OF the
travellers operate in the same way as
hitting money in a savings bank, the
kolicy holder is insured all the time
e is depositing premiums with the
company and in addition to the insur'
nce. be receives interest on every
o,lar he pays them.
Supposing a man is thirty years OF
lee and takes twenty year $10,0 GOO
) the Travellers. if he dies before he
J fifty years old the company pays
Dis family $l0t00 in cash, but il he
YES to be fifty years old he himself
haws the $4,000 in cash. Should he
let want it all in cash the company
bin pay him cash dividend of $4.-
~, and then at his death pa! ITS
bmily $4,000, making total OF H..
Ro.
All policies of the Travellers are
bitten with the latest non-forfeitable
eatures, and If on account of inabil-
~ to pay premium the insured does
pt lose what he has already paid the
Impany. To illustrate this on the
bove twenty year endowment. should
Bsured pay. say. ten of the premiums,
e company would loan him without
BY security, except the policy, $3,740,
the company will keep him insur.
free for ten more years, when the
bMpany will return in cash to the in.
bred $3.50. rnearly the entire pre-
iUms paid the first ten years, in fact
e net cost OF the insurance under
is option is less than $40 year for
8 twenty years on a $4,000 endow-
ent policy.
II. however, the insured pays all the
Fenty premiums and lives to be fifty
fa1s Of age when he collects the
ficy he has had the benefit OF twen-
years insurance for 900 at a net
foft 70 himself Of se53s a year more
hA his premium cost him.
number Of prominent business
p and bankers in Pine Bluff are
fners of this kind of policy in the
avelers.
you intend to take life insurance,
should investigate the contracts
'Ee Travellers. The agents of the
npany will he glad to explain the
Perent kinds of insurance and quote
The company's rates for the
cunt and kind of insurance You
sh to carry.
ne company writes policie. for 81.
OF more, the limit ON Cne life is
b,Guo.
All the values given for Travellers
leies are guaranteed; no estimate
put II. Everything the Travellers
ees 20 do is plainly stated in the
lt'"ct.. MORAL: INSURE IN THR
AVEl>ERS.