davidaulloa/AmericanStories huggingface dataset:
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
1REOEPARTMENT,
INSURANCE LAW
Efficiency of One Promotes
Benefit of the Other.
INVESTIGATE ALL FIRES
Insurance Commissioner Young Tells
Of Value Of Inspection.
FIRE CHEFS ARE SIATE OFFICERS
INVESTIGATE ALL FIRES
FIRE CHEFS ARE SLAVE OFFICERS
1t Is Time For Every Citizen Of The State to
Begin 10 Appreciate the Work Of the
Firemen of The State" Doing
Great and Noble Work

knowing that a presentation of the
practical value in dollars and cents of
the work of the ireinen Of North Caro-
lima, as this relates to the insurance law
OF the State. and the powers conferred
upon the chiefs of Fire Departments.
by request of the News and Observer
State Insurance Commissioner James r.
Young has furnished the following article
upon the relation of these, and writes
as follows:
Great progress has been made by the
state in the past three years in her
insurance laws. The establishment OF
the Insurance Department with full laws
governing all kinds of insurance in the
State has been of great practical value.
The laws for the admission OF insurance
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22

companies to do business in the State
and the regulation of their business IN
the State so that hey are compelled to
carry out their contracts with the cltl-
zers Of the State. have accomplished
great good, to say nothing of the fact
that the revenue to the State from this
source has increased over forty thous-
and dollars.
But one Of the most beneficial laws to
be found in the insurance law Is the
one for the Investigation of all Fires
Under this law it is the duty of the In
surance Commissioner to get a report
OF all fires and wherever there are rea-
sons to believe that. the fire Is OF lncen-
diary or careless origin, then It IS the
duty Of the Commissioner to sec that
a full and thorough investigation is
made, and If possible the guilty ones
punished.
This law is enacted in Chapter "a, Pub
lie Laws 1899 and amended by Chaptef
3S7. Public Laws 1901, and is Well worthy
of the careful perusal of every property
holder in North Carolina, and especially
of the officers Of our cities and towns.
The law proposes to do two Things,
both of which are necessary TO decrease
the fire waste in our State:
10 examine INTO luc cause wy
fire occurring in the State. and where
it is OF incendiary or careless Origin 70
have the guilty party convicted and
punished.
2. To prevent fires by having all prem
Uses in our cities and towns examined
and all combustible material or lnfiam-
mable conditions, dangerous to the saie-
ty Of such premises, removed.
1t is made the duty Of the insurance
Commissioner to see that this law IS
properly executed, but the benefit to be
derived from it is largely due TO the
chiefs of the fire departments through
out the State, for their examinations OF
| premises should be made by the chle1s
Of fire departments in their cities ahc
| owns. A little precaution Will prevent
many a fire that it would be lmposslole
to put out when once started.
Under the law it is the duty OF the
sheriff of each county to report TO the
| Insurance Department., on blanks fur-
nished by the Commissioner, every nfe,
large or small, insured or not lnsureo'
occurring in his county outside OF an III
corporated city or town. The same duty
where fires occur within incorporated
cities and towns, is imposed upon the
! chiefs of fire departments, and Where
| there is no chief of fire department, upon
| the chief Of police. The penalty for tai
ure of any of the above officers TO per
form the duties required OF them under
| this law q fine of not less than $500
nor more than 5000.
1t is hard to estimate the value to the
i State Of this law for the investigation
of fires. 1t is a matter of surprise ano
regret that so many Of the citizens ane
property holders of the State, as wei
as officials Of our cities and towns, 1al
| to realize the value of this law. Strange
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
A DEEP

1t Is a mystery why women endure
Backache, Headache, Nervousness. sleep
lessness, Melancholy. Painting and DIZZY
Spells when thousands have proved that
Electric Bitters will quickly cure such
troubles. Il suffered for years with Kid
ney trouble" writes Mrs. Phebe Cherley.
of Peterson, Ia, and a lame back pain
ed me SO | could not dress myself, but
Electric Bitters wholly cured me, and,
although 10 years old, | now am able TO
do all my houseWork." 1t overcomes
Constipation, improves Appetite. gives
perfect health. Only SOC. al all druggists.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
STOCKS AM BONDS

New York, July 19.-Forrer BUYERS OF
stocks to take profits this
morning ana found a poor market for
the purpose, with the result that prices
we're carried generally below last nights
leFel IN the course Of the first hours
rading. The market, however. con-
tlnued to show breadth and variety. and
the pressure to sell romptl relaxed at
the lower level OF prices. a favorable
bank statement was expected but the
exhibit of the clearing house institu-
TONS proved more favorable than mad
been anticipated and resulted in an efroc-
tive rally in prices. The realizing was
renewed at the advance and the closing
was active and easy. Probably the re-
ports or yesterdays heavy rains and
moods IN the Western States aroused
some misglVings over the results to
gram. There were fractional advances
amongst the Changers and Southwesterns
nevertheless. Pennsylvania was the
feature OF the market on very large deal
lngs ana rose above $50, closing at that
figure. Official denials of Yesterdays
persistent reports that control of Read
ing had been secured did not hurt the
stock, but its subsidiary stocks, Ches-
apeake and Ohio and Norfolk and Wes-
IL lOIIl-
er falling at one time IA under last
night. There were strong spots through
the market, including Hooking Valley,
western Union and some of the
public utilities of this and other
cities. The increase in banking
reserves was not as large as expected.
Last weeks decrease was much smaller
than expected, SO that today's figures
probably represent an adjustment undar
the average system. The decrease In
loans, considering the active speculation
was not looked for. The diminished re-
serve requirements thus effected helped
the surplus, which increased by the sub
s%tantial amount of S., 1882, 375.
United States new As declined Il per
cent, the old tours 3-S and the refunding
rs and 3s Il per cent on call this week.
Total sales today were 438, 800 sht-es,
including Atchison il, 200; Chesapeake
and Ohio 1880; Chicago and Great Wes-
tern $500; Manhattan 13, 600; Mexican
central $500; Missouri Pacific 13, 400:
New York Central 10, TOO; Norfolk and
Western $500; Pennsylvania 9.2Go;
Reading 15,300; Reading, second prefer
red, $500; st. Louis Southwestern Il, SOC;
st. Paul $500; Southern Pacific 10, 500;
Southern Railway 44,1OO; Union Pacific
II, 800; Brooklyn Rapid Transit 10, 700:
Peoples Gas $500; United States Steel
I, 800.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22

TO sy man pass 1t BY with the Idea that
it may save money 10 insurance COM
panies. but that that Ia the extent OF its
value. The truth is that while a tax is
levied against insurance companies for
bearing the expense OF this Law. yet the
property holders and the State are more
Interested than the insurance companies.
On an average less than one half OF all
the property in the State is insured.
while in many cases less than ons-fourth
is covered by insurance.
Generally where you find \ nrc en-
dangering or destroying SIC. eoe TO be paid
by insurance companies. YOU will find
that there is a loss 10 the State and city
or town in taxable property and 10 the
property holder from seo. 600 TO So. 600.
II Is time for every citizen OF the State
TO begin TO appreciate the work OF the
iremen of the State. The chiefs OF Are
departments and their men do a great
and noble work, and with little appre-
citation or thanks. They risk ease and
comfort and ever their lives to protect
the property OF the community and fire.
queQtly the property holders rumble at
giving them the necessary apparatus
with which to fight fires. much less any
compensation. | very much doubt
whether in many communities IL IL known
that the chief OF fire departments is by
law an officer. He is, and no officer in
the State is called upon to do such I'M
pleasant work as he. and with so little
compensation or thanks.
The following is the act in full, ratihed
March il, 1901:
An act to create the office OF Chief OF
Fire Department" and decrease the
fire waste OF the State.
The General Assembly OF North Carolina
do enact:
Section l. That there IS hereby ere
ated in the cities and incorporated towns
of the State where not already establish
ed by their charters the office of Chief
of Fire Department" 1t shall be the
duty Of said Chief OF Fire Department
to DO and perform the duties prescribed
in chapter SO, Public Laws Of 1899. and
acts amentatory thereof, and such other
duties as are prescribed In the charters
ana ordinances OF the cities and towns
OF The state.
S.c. =. That where it Is not fixed IN
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
TOT CAUSES NIGHT ALARM

"one night my brothers baby was
taken with Group" writes Mrs. J. G.
Snider, OF Crittenden. Ky, lit seemed II
would strange before We could get a
doctor. so we gave it Dir. Kings New
Discovery, which gave quick relief and
permanently cured it. We always keep
it in the house TO protect our children
from Group and Whooping Cough. 1t
cured me OF a chronic bronchial trouble
that no other remedy would relieve"
Infallible for Coughs. Colds. Throat and
Lung troubles. soc. and $l.00. Trial bot
ties free at all druggists.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22

the charters OF said cities ara towns, it
shall be the duty OF the Boards OF AID
ermen and Commissioners in each city
and town to elect such officer, and to
fix the term of office, prescribe the du-
ties and obligations and compensation
of "Chief of Fire Department, and
change the duties and compensation from
time to time, not inconsistent with the
duties as prescribed in chapter So. Pub
lie Laws 1899, and acts amendatory
thereto.
Sec. 8. That where said duties are not
prescribed by the charters or Board OF
Control of incorporated cities and towns,
it shall be the duty of said Chief OF
Fire Department" in addition to the
duties prescribed in chapter So, Public
Laws Of 1899, to preserve and care Tor
the fire apparatus, to have charge or the
fighting and putting out OF all fires, to
make annual reports to their city or tow
governments, to seek out and have cor
rected all places and conditions danger
Gus to the safety of the city from fire,
to look after buildings being erected with
a view to their safety from fires and to
do and perform such other duties as may
be prescribed by the governing boards OF
the several cities and towns.
In my opinion nothing will do as much
in the State to prevent fire waste in our
cities and towns as the recognition by
our city and town officials Of this law
and it's value and a determination on
their part to put their fire departments
on the very best basis, consistent with
their value to property holders and
their ability TO pay for them. Especially
would l urge upon cities and towns that
they use their chiefs Of fire departments
to have all premises-cellars, Easements.
&C., examined and kept in safe condition.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
4 1IGHT SQUEEZE
= FOR BATS SHORTS
The Cereal Bid Up to Sixty
five Cents.
o14ER o*AINS BOLlISH
,.,...a i'm gowever, Undoes the
HoweVer, Undoes the
Lqll"'
U3rk Of Rains.
...,nsr.. IN COTTON NOT ACTIVE


associated Prcss.)
..lv 19.-The dry goods
..fthout any change Of
.rsyious conditions. De-
II descriptions of cotton
.... mt previous prices. Cot
t. i'm limited demand and
.H and irregular in all kinds.
..l..e firm. Worsted yarns
... t.fr demand. Wooden yarns
..r. uu1 jute yarns very firm.
...N YORK COTTON.
Mari. July 19.-The cotton market
..f ....., with prices unchanged TO
.. rr..r and following the call
.-....I to work upward on a re-
-.,..m. uf demand from ear month
....,. u#u. ..peared to be more appre-
t-.--... .-.a ever of a squeeze in the
rrs ami NUgIst. Europe and the South
81. rr..u. so far as could be learned,
t-..-e ar the near options, including
e.+.HH,r. Commission houses sold the
NIX. .r.n options at the advance, basing
-D..r f..g- on further fine weather re-
-r~.. and crop advices from nearly every
a....aa Of the belt. The official fore
east pointed to showers and thunder
storms today ana tomorrow pretty much
in every state of the cotton raising
country. and it was seen that the rains
which first appeared in the central wheat
Delft Thursday were spreading south
ward. 0u the first wave of buying July
climbed to So. August to $50 and Sep
to >.21. Speculation was not ac-
tive. though more far-reaching than in
some time past. The dry goods and cot
ton goods market reports were more
o~lear.ag, better demand being noted
prices tending slowly upward.
LAYER i'm the morning a grain house, New
and spot cotton interests bid
September up to SO, which did much
10 alarm the shorts.
NV NoRk, July 19.-Cotton futures opened
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
Wife Murderer Lynched.
(Ry the Associated Prees)

Greensboro. Ky, July 17.-Joshua An
derson was taken from Jail here early this
morning by a crowd OF men and hanged
to the cross beam Of the city scales.
Thursday night Anderson went to the
home of his wife. three miles below
town, called her out and shot her three
times, instantly killing her. The lynch
ers battered down the prison door. and
while some went to the prisoners cell to
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
SHE DIDN'T WEAR A MASK.

But her beauty was completely hidden
by sores, blotches and pimples till she
Used Bucklen's Arnica Salve. Then they
vanished as Will all Eruptions. Fever
Sores. Boils, Ulcers, Carbuncles and
Felons from its use. Infallible for Cuts,
Corns. Burns, Scalds and Piles. Cure
guaranteed. 25c. at all druggists.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
NEW YORK MONEY

~ IoRk July 81 y. m.-MoneY on call
sesoy AT 8 p-t cent; Closing aud offered
rate per cent. Prime mercantile paper
aHQ5 per cent Sterling exchange steady. With
actual business In DANGERS bills ut ASS fer
demand and 1T 4S54 Tor 80 days. Posted
rates commercial bills 4S4AE
leoA Bar silver 52A. Mexican dollars Ar.
O'Vtrnnent bonds steady; State bonds inactive;
h toad tonds steady.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22

Circulation S31, sos, 600, increase ss2 400
Legal tenders $77, 713, 500. increase s444 :
COO. Specie S173, 16S, 700, increase 81 Gel :
500. Reserve $3.50, 1882, 500, increase 81.
LOG, 100. Reserve required 1925 ia. 225. de-
crease 1915, 275. Surplus SIS. 709. 275. in
s., 482,375
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22

Mex. Cen. 4's.... 82A
do 1st Inc. 33
MINI. & st. 4's1O5A
NJ. K. q T. 49,. 9oM
2nd's...... ssh
N. +, C.. 1sts.....1O1B
do gen 3 1-2'.1o6h
N J. G. gen. 5's..137
No. Pac 4's......1Oa3s
3's........... IS
N, &. W.con. 4's.1OiM
Reading gen. as 97W
st Mton SIS 11oK
St. L. Fgen4's 9oh
St. L. S'wes 1's.. s9A
do 2's S6A
Pass As 80
So. Pac. 4's...... 93H
So. Railway 5's..121
Il. & p. 1sts.......119H
T. ,St.L&W. As. s3h
Union Pac. as. 1o4S
do. cow. 4's.1O9K
b lists
ends ........112h
do. Deb. b.. TN
West Shore 4 s..11oH
w 3 L, E. as IS
Wis. Cen. 4's.... 80
Mobile & Q. As. 90
C.. of Ga.ccn SIS. 49,.
LIST Incomes. :.
I'd tnc1mes 1914
Con. lob. As. %7B
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
OLD SOLDIERS EXPERIENCE.

N. NJ. Austin, a civil war veteran, OF
Winchester, Ind. writes: My wife was
sick a long time in spite Of good doctors
treatment, but was wholly cured by DR..
Kings New Life Pills, which worked
wonders for her health" They always
do. Try them. Only 25c. at all druggists.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
Officer Shot by an Outlaw.
(Rv the Associated Press.l

10Y IIt A00UtIdItU IIto51
Swainsboro, Ga, July 11.-While at
tempting to arrest Charley Johnson, an
alleged outlaw wanted upon the charge
of murder, j. T. Flanders, a deputy sher-
if, was shot and instantly killed by
Johnson today, whom he had overtaken
upon a public road.
A posse is in pursuit Of Johnson.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
COTTON MARK ET'S.
"t.EEIY RANK CIT

"AahLG BANK STATEMENT.
m.. FORK, July 1.-the weekly state
larr W. averages of the associated
Da,o-.' ,''@. 321 300, decrease SO, 44S, 500.
's'os'ts @sio,Gs2 800, decrease 81, sos, 100.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
Boilers Explode, Killing -Four Men.

by the Associated Press.l
Columbus. Ga, July 19.-The mill OF
Pridmore and Reese at McCrary,
Miss, was destroyed by an explosion OF
boilers early today. Both proprietors and
two other men were killed.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22

London, July 1S.-An official notilca-
ton was issued this morning that by
the Kings command the coronation or
King Edward and Queen Alexandra take
place August 9.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22

NEW ORLEANS COTTON.
New Orleans, July 19.-The feature of
interest in the spot cotton market to-
Was the sale on private terms of
1" lannon's three crops list Of long
staple cotton. Nearly 5000 bales, it Is
understood. the entire lot, will be ship
to Liverpool.
Quotations unchanged.
The future market opened rather quiet
" this morning, early sales showed
nervousness on the part of July shorts.
and that position sold up 5 to Z points.
august advanced 2 points and the later
months lost a point as compared with
last evenings close. After the call fall
months We're stronger and gained 3 TO
s. points only to lose their advance again.
'+ mo close Of the half day session COM
,~..1oA of prices with yesterdays final
cures showed July 5 points up, August
= I'.H's higher, while September only
4.'-.i one point and the later positions
."'""i losses of ! to 2 points. Only
" moderate business was done.
Z" @ F-| = N O IHIy ~ |&>- %,~1~
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
RALEIGH STOCK MARKET.
Corrected daily by Grimes & Vass.)
OND

Bid. Asked.
North Carolina 6's. 1919 ......-- 1862
North Carolina As, 1919......1O4
new 80
Virginia Centuries, 1901....... 962 9oas
Railway SIS, 1894 ..124
S. A. L. So2 90
Western N. G. r.. r. 6s, 1914..11S
Ca, Car. e Northern SIS, 1929 ia
Carolina Central Railway As 1OO
So. & Fla. R. r., 945....113R =
STOCKS.
ya.-Car. Chem, pref 1921 1921
Chem. com.......... 70 7OA
Seaboard Railway, pref....... 46 -
Railway, conn.,. 26
Railway, pref....... 96h -
Southern Railway, com. !. /. -. SO 81
Atlantic Coas Line, pref.....119A 1872
Atlantic Coast Line, com......15
N. c.. r. r. Co. . F. +. F. 5. III l75
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
NEW ORLEANS COTTON.

>iot Gotten ,iosed Guit t; middling uplanGs 90
-dllug gulf 9ts sales - bales.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-07-22
ORLEANS, La, July I9.-Cotton futures
ii ERPOOL.

Gle July 81 p. M.-Spot cotton
prices were unchangtd Il; American
H. I . lied; good mIddlIng 1916; mid
u '21... Icw middling I'd; good ordinary
,a.,, q. the DAY were 1000 bales, of which
.'- REGULATION and export, and inclu.-
Wv. @.aerlcAn, Receipts - bales, N :lud-
The Scranton tribune. [volume] (Scranton, Pa.) 1891-1910, 1902-12-26
HOUSEHOLD HINTS.

\ piece of camphor gum is said to be a
very good indicator OF what the weather
Is going TO be. If when the camphor is
exposed To the air the gum remains dry
the weather will be fresh and dry, but II
the gum absorbs the moisture and seems
damp ii indicates rain.
Steel ornaments may be made bright by
the use of burnt alum. Burn some alum
and pound 1t fine and slft through coarse
muslin. Apply dry with II soft brush.
Powdered burnt alum can be procured
at the chemists. Emery powder well
rubbed on will often remove small spots
of tarnish on steel.
1t Is stated that If small bottle Of
coal oil uncorked Is placed inside OF The
clock case the clock will never need oil-
ing. 1t should be watched ana replen-
ished often.
Kerosene applied with flannel cloth
is most efiicacious in removing discoora-
tions in metal or porcelain tubs These
are often occasioned by the mineral prop
critics contained I'm the water, but more
often by the lack of daily care. In either
event brisk application OF kerosene will
effectually remove all traces of them.
Lace can he given am antique look by
dipping 1t in clear coffee after the rims
ing.-Chicago Record-lierald
The Scranton tribune. [volume] (Scranton, Pa.) 1891-1910, 1902-12-26
THE ROAD TO ANARCHY.

one OF the most dangerous tendencies
OF modern American life. apparently be-
coming every day more prevalent, is The
disposition wantonly and recklessly TO
speak III of those who are charged with
the performance OF public duties. IN
stead of the respect which In the days Of
our fathers was exhibited toward those
selected by the people for office, it is tie
habit OF our time to offer them only
abuse. If We ever succeed in cntirely
destroying the confidence Of the people
III those VINO administer the government
We shall have reached the time when Tia
government itself is ready TO perish. If
Is II kind of sander which Is closely akin
TO treason and leads directly ON the road
to anarchy and the overthrow of our
cherished institutions. 1t is the breeding
ground where grow the sentiments and
impulses of creatures like Guiteau and
Czolgosz. From Judge Pennypacker's
Erie speech.
The Scranton tribune. [volume] (Scranton, Pa.) 1891-1910, 1902-12-26
At st. Peters Cathedral.

On one day in the year only, Christ
mas Day is IL priest of the Roman
Catholic church privileged to celebrate
three masses. The privilege is always
! eagerly awaited of and as Il consequence
there We're eighteen masses celebrated
yesterday morning between the hours
of and II o'clock by the priests of st.
Peters cathedral. Fifteen of them
We're celebrated in the cathedral and
three in the chapel of st. Cecelia's
academy.
There We're seven appointed masses
in the cathedral. Rev. j. A. O'Reilly
the rector. celebrated a solemn high
mass at o'clock, with Rev. DR.. j. W.
Malone and Rev. Lalor Mclaughlin.
as deacon and sub-deacon respectively.
The choir rendered Il special Christmas
programme with organ accompani-
ment.
At o'clock a low mass was celc-
brated by Rev. Father O'Reilly, and at
{ and o'clock, Rev. DR.. j. j. Lough-
ran celebrated low masses. At .
and 9:30 o'clock Bishop Hoban cele-
brated solemn pontiticial high mass.
In this last mass he was assisted by
Rev. Dr. Loughran as deacon; Rev.
Father Laughlin, as sub-deacOn; Rev.
DR.. Malone and Rev. F. I. Lavelle, of
st. Patrick's as deacons of honor;
Rev. Father O'Reilly, as arch priest
and Rev. j. j. Griffin, as master of
ceremonies.
The sermon, an eloquent treatise on
the nativity of Christ, was delivered
by Rev. Father Albert, g. p.
The music, under the direction of
Prof. w. r. Schilling, was probably the
most elaborate ever heard at the
Cathedral on IL Christmas. Bauer's
augmented orchestra accompanied. \
special feature was the singing of the
"Adeste Fidelis," by three choirs, one
in the belfry, one in the organ loft and
one in the sacristy, representing re-
spectively the angels, shepherds and
the wise men Of the east. Harmony
was insured by rejecting the leaders.
The decorations of the altar, sanctu-
airy and auditorium We're as usual
elaborate. AT the southern end of the
sanctuary was exhibited an allegorical
representation OF THE Stable at Beth
lehem," the figures being life size and
the whole softly illumined with red
incandescent lights.