Pine Bluff daily graphic., 1902-05-23
p H. NJ. MILLS & SONS
Resident Agts
Pine Bluff. Ark.

~. travellers Insurance company
'r az January /, 1902, had paid ooiie5'
,..rss lain.s amounting to $i5.g .gss.
Wv. and vtll pay policy boldefs
his year between four and five million
olars TO-, 49,, -,
~ Of claims. as an illustration
'a'l, .1is the late John W. sa!liFaP
I,1,, ri Pine Bluff held Trag-
lorl nl1f 1ife peliey for $4,000. On Dae25n=
si1 IT 19a1 he died at Newport, A1fs.,
81 december y, 13 MIS-. Sullivan notiHe.
sarsnanv OF his death; on Beeem
par T %, lust ter days after, Mrs. SUN
roceiyed q draft faE tie policy.
al Tba travellers issues al lie sta51d=
- forms Of guaranteed poi.cies. ard
s.as ~ ~ them for about 20 PEI cent less
san,j,,n than is >haf&ed ~ otoer
.eadard 'n companies ~1id0s business
s'I. pjra BI1if. Tie T3.a1 alc"s write
Pf+4fn ~ payment pe.tcy for the same
a+o as the mutual companies (sueh
~ +bo New York Life, MItnal Lie.
e,,.+sb1a 80 and Massachusetts
{hsrxs for a mutal t"%tt!
6avment lie policy. the saving
h i've full years premiums aHd
Eetrirg Though paving premiums .
H. company in fifteen years instead
4 twenty years means a great deal fe
polcy-hoider.
The line of policies written by the
trsyalers include ten, fifteen and
Menrv premium policies, . per cent
hid bonds and endowment policies.
rhe endowment policies OF the
frsye]ers operate in the same way as
Sn-ring money in a savings bank. the
So)icy holder is insured all the time
e is depositing premiums with the
omDanv anl in addition to the insnr.
nee. he receives interest on every
ollar he pays them.
/ Supposing man is thirty years OF
ge and takes a twenty year $4,000
4 the Travellers, if he dies before he
! fifty years Old the company pays
lis family $4,000 in cash, but if he
Ives to be fifty years old he himself
raws the $4,000 in cash. Should he
ot want it all in cash the company
bill pay him a cash dividend of $4,-
10. and then at his death pay Ms
euiy $4,000, making a total Of .sf3,'
eO.
All policies of the Travellers are
kIitten with the latest non-forfeitable
eatures. and if on account of inabll-
ty to pay premium the insured does
lot lose what he has already paid the
Cmpany. To illustrate this or the
bove twenty year endowment. should
hsured pay. say, ten of the premiums,
be company would loan him without
ny security, except the policy, S3,t4o,
} the company will keep him insur'
free for ten more years, when the
Pmpany will return in cash to the in.
PRED $3.50 rnearly the entire pre-
(iums paid the first ten years, in fact
Pe net cost of the insurance under
bis option is less than SO year for
pe twenty years on a $4,000 endow-
lent policy.
If. however, the insured pays all the
Eenty premiums and lives to be fifty
BARS Of age when he collects tne
fllcy he has had the benefit of twen
years insurance for $4,000 at ne,
Ont TO himself of $e5.2S a year more
an his premium cost him.
number Of prominent business
e. and bankers in Pine Bluff are
Fners Of this kind of policy in the
favelers.
II you intend to take life insurance
a should Investigate the contracts
'he Travellers. The agents Of the
mpany Will he glad to explain tn"
heFeNt kinds Of insurance and quote
the compeny's rates for the
locht arc kind Of insurance yoH
sh to carry.
ne company writes policies fer Il.
Or uose, the limit on one life is
bG9o.
= fhe values given for Travellers
eT are guaranteed; no estimate
out it. Everything the Travellers
ees 70 do is plainly stated III the
Nact. MORAL: INSURE IN THE
RAVELERs.
40 th.nes IN the treatment of ma
e"taS.sa ere now fully understood