Pine Bluff daily graphic., 1902-06-03
. u N. MILLS & SONS
Resident :Agtsr
Pine Bluff, Ark.

rbe Travellers Insurance company
10 January /, 1902, had paid policy
holders .laims amounting to $4e:0S0'-
o.vos and will pay policy holders
this year between four and hVe n'iAoh
dollars.
The Travellers ranks first for prompt
oavment of claims. as an Illustration
.his the late John ". Sullivan
y. r.o.n,orlv of Pine Bluff held a Trav-
'0 ',ors life policy for $4,000. On Decem-
nor M l. 1901, ne died at Newport, Ark,
~ necember 13 Mrs. Sullivan notified
mo ~ company of his death: en- Decem
hor %. Just ten days after. Mrs. sulll-
Wv receiyed a draft for the policy.
The Travellers issues all the stand
,rd forms of guaranteed policies, and
;ssues them for about 20 per cent less
rrenium than is charged by other
standard companies writing business
IL Pine Bluff. The Travellers write
ftteep payment policy for the same
rate as the mutual companies (such
80 the New York Life, Mutual Life,
rcnitahle and Massachusetts,
charge for mutal twenty
nsvment life policy, the saving
Of five full years premiums and
getting through paying premiums to
the company in fifteen years instead
of twenty years means q great deal 70
a polcy-holder.
The line of policies written by the
Travellers include ten, fifteen and
twenty premium policies, per cent
gold bonds and endowment policies.
The endowment policies OF the
Travellers operate in the same way as
putting money in savings bank, the
policy holder is insured all the time
he is depositing premiums with the
company and in addition to the insur
auce, he receives interest on every
dollar he pays them.
Supposing a man IS thirty years CT
age and takes q twenty year $4,000
in the Travellers, if he dies before he
is fifty years old the company pays
his family $4,000 in cash, but if he
lives to be fifty years old he himself
draws the $4,000 in cash. Should he
not want it all in cash the company
will pay him a cash dividend Of $4,-
920, and then at his death par AiS
family $4,000, making total Of ,<,'@,-
920
All policies of the Travellers are
written with the latest nOn-forfeitable
features, and if on account of inabil.
ity to pay premium the insured does
not lose what he has already paid the
company. To illustrate this on the
above twenty year endowment. should
insured pay. say, ten CT the premiums,
tte company would loan him without
any security, except the policy, $3,74O.
or the company will keep him insur'
ed free for ten more years, when the
company will return in cash to the iii
sured $3.50, rnearly the entire pre-
niums paid the first ten years. in fact
the net cost Of the insurance under
this option is less than SO q year for
the twenty years CT $4,000 endow
ment policy.
If, however. the insured pays al th9
twenty premiums and lives TO be fit,
years of age when lie collects tn
policy he has lad the benefit OF twen-
ty years insurance for so coo at a net
profit to himself OF sS5,.:S a year more
than his premium ccst l.im.
A number Of prominent business
men and bankers in Pine Bluff sre
owners Ct this kind Of policy IN th4
Travellers.
II you intend to take ufe insurance.
you should Investigate the contracts
CT the Travellers The agents Of tbs
company will be g!ad to explain t1e
oi1erent kinds OF in surarce and quote
you the coMpanys rates for the
amount and kind Of insurance yor
wish to carry.
Tne company writes policies for g.
Vt0 CT More, the limit OK Ole life is
$4,000.
All the values given for Travellers
foAcles are guaranteed; 10 estimate
about it. Everything the Travellers
agrees 70 &c is plainly stated in the
h1tract.. MORAL: INSURE IN THE
TSAVFi Frs.