The Wichita daily eagle. [volume] (Wichita, Kan.) 1890-1906, 1902-12-03

| and essentially the Reciprocal and Lum-
Germans plan OF insurance does not be-
long and is not controlled by those asso-
Citations with which their names and
work have been associated, but belongs
solely TO their own actual subscribers,
who have the right and power 10 direct
their policy and elect their boards and
managers; therefore, although this
young southwestern association has had
no Official part IN promoting the growth
of the Reciprocal Underwriters. yet
many of its mem oers are subscribers TO
the Reciprocal, and for their especial in
formation this paper has been prepared
as well as for the general Information
Of all other members OF this association
who have not yet shared in this plan
Of insurance
while the western association has
some 900 paid-up members. it is under
stood that but go of these are subscri-
bsrs 10 the insurance plan. And you can
all understand at once how unfair il
would be TO permit either the members
of the western or southwestern associa-
. tons who are not subscribers TO the
Reciprocal insurance plan TO have a
voice in its control. when they have
had no money invested and are under no
obligation to make good any Of lis
losses. Someone VIII ask then. what
benefit is it TO the association? To which
we answer that 70 implement and hard
ware dealer could get policy in the
Reciprocal without also taking out mem
bership in the western association. and
many have become members Of that as
ISOLATION because Of their desire 10 par
ticinate in this insurance, and cancella-
ton Of the insurance policy would fol-
low withdrawal Of membership from the
association IN explanation OF the puT-
pose Of this paper. therefore, 1 desire to
say that ! am an advocate Of this south
western association taking up this mat
ter with the manager of the Reciprocal
Underwriters. TO the end that a similar
mutual arrangement may be made for
this Association While this Insurance
plan has been thoroughly canvasaed and
explained for number Of years at the
meetings Of the western association the
fact that only oae-fourth of the members
Of that association are subscribers and
that every dag reques Is are coming in 10y
?
ton manifests the continued interest Of
the dealers in the subject 7 believe this
subject has not previously ha3 a place
IN The programs Of this association and
no effort has yet been made TO secure
It's benefits TO those Of our members
who are not also members Of the west
eIn association, and L think these mem
hers should have the opportunity to par
ticipate in TINS insurance through mem
bcrshiD IN this association. An associa-
ton must show cause. through beneficial
results to its members, other than sec
tional pride. 10 warrant its continuation
and growth, and this insurance plan
has saved to its subscribers, both in the
lumbermen's and implement dealers as
sociauons. more than half the amount
Of insurance they had been paving 70
the old line companies. addition to
this, the competition that this plan has
aroused from the old line companies has
resulted in a reduction from them in the
cost Of insurance, beneGtt.ng most OF
the members Of those associations.
whether subscribers 10 this plan or not.
aud in fact most al dealers not mem
bers Of any association are receiving
the benefit Of this enforced competition
from the old line companies.
THE plan has reached the stage of ac-
tual demonstration from the showing