Pine Bluff daily graphic., 1902-07-20
Pine Bluff, Ark.


lp to January 1902, had paid policy
holders laims amounting to s46,0S3.-
s68.05, and will pay policy holders
his year between four and five million
tollars.
The Trave1ers ranks first for prompt
payment of claims. as an Illustration
If this, the late John W. Sullivan
formerly of Pine Bluff held Trav,
elers life policy for $4,000. On Decem
Der 1, 1901, he died at Newport, Ark,
IN December 13 Mrs. Sullivan notified
the company of his death; on Decem
Der 90, just ten days after, Mrs. Sulli'
van received a draft for the policy.
The Travellers issues all the stand.
ard forms of guaranteed policies, and
issues them for about 20 per cent less
,remium than is charged by other
standard companies writing business
u Pine Bluff. The Travellers write
fifteen payment policy for the same
fate as the mrtual companies (sueh
as the New York Life, Mutual Life,
Equitable and Massachusetts,
charge for a mutual twenty
payment life policy, the saving
If Ave full years premiums anc
getting through paying premiums to
the company in fifteen years instead
If twenty years means great deal to
:, policy-holder.
The line of policies written by the
Travellers include ten, fifteen and
wenty premium policies, per cent
gold bonds and endowment policies.
The endowment policies Of the
Travellers operate in the same way as
putting money in savings bank, the
policy holder is insured all the time
he is depositing premiums with the
company and in addition to the insur'
ance. he receives interest on every
dollar he pays them.
Supposing a man is thirty years OF
age and takes a twenty year $4,000
IN the Travellers, if he dies before he
is fifty years old the company pays
his family $10,o0O in cash, but ii he
| lives to be fifty years old he himself
draws the $4,000 in cash. Should be
not want it all in cash the company
will pay him a cash dividend Of $4,-
! 92O. and then at his death Pay ts
| family $4,000, making total OF .di,
| 920.
All policies of the Travellers are
written with the latest non-forfeitahle
features, and if on account OF lnaoll'
ity to pay premium the insured does
not lose what he has already paid the
company. To illustrate this on the
above twenty year endowment, should
insured pay, say, ten of the premiums,
the company would loan MIN without
| ny security, except the policy, $3,740,
n the company will keep him insur,
ID free for ten more years, when the
| .ompany will return in cash to the i'll
,ured s3,9s0, O rnearly the entire pre-
| uums paid the frs ten years. in fact
| The net cost of the insurance under
his option is less than $50 ysar for
the twenty years on $4,000 endow-
ment policy.
If, however, the insured pays all the
twenty premiums and lives to be fifty
years of age when he collects the
olicy he has had the benefit of twen-
years insurance for So 900 at ne1
.oft to himself Of s6J.38 a year more
| han his premium cost him.
| \ number Of prominent huslne-'
| ot1 and bankers IN Pine Bluff ar
| wners Of this kind of policy in til
| travellers.
| If you interd to take life insurance
| on should investigate the contracts
| # the Travellers The agents of the
| .ompany will be glad to explain tt,
| liferent kinds of insurance and quote
on the company's rates for the
| mount and kind of insurance yon
ish to carry.
| The company writes policies for 81,
90 or more, the limit on one life is
| $4,000.
| All the values given for Travellers
.olicies are guaranteed; no estimate
sbout it. Everything the Travellers
agrees to do is plainly stated in tie
contract. MORAL: INSURE IN The
| TRAVELLERS.