Pine Bluff daily graphic., 1902-08-13
Assets, Surplus,
SIS, ,ooo, 900. IS ,ooc 600.
The
Travellers Insurance Go,
Of Hartford, Conn.
life and Aeeident Insurance.
f. II. NJ. MILLS & SONS,
Resident Agts,
Fine Bluff, Ark.
+. H. NJ. MILLS & SONS,

The Travellers Insurance company
up to January 1902, had paid policy
holders claims amounting to S46 6,0S3..
Ses.05. and will pay policy holders
this year between four and five million
dollars.
The Travellers ranks first for prompt
payment of claims. as an illustration
of this, the late John W. Sullivan
formerly Of Pine Bluff held Trav.
elers life policy for $4,000. On Decem
Der /, 1901, he died at Newport, Ark,
on December 13 Mrs. Sullivan notified
the company of his death; on Decem
ber %, Just ten days after, Mrs. Sulli-
van received draft for the policy.
The Travellers issues all the stand
ard forms of guaranteed policies, and
issues them for about 20 per cent less
premium than is charged by other
standard companies writing business
in Pine Bluff The Travellers write q
fifteen payment policy for the same
rate as the mutual companies (such
as the New York Life, Mutual Life,
Equitable and Massachusetts,
charge for mutual twenty
payment life policy. the saving
Of Ave full years premiums and
getting through paying premiums to
the company in fifteen years instead
Of twenty years means great deal to
a poliey-holder.
The line of policies written by the
Travellers include ten. fifteen and
twenty premium policies, 5 per cent
gold bonds and endowment policies.
The endowment policies Of the
Travellers operate in the same way as
putting money in savings bank, the
policy holder is insured all the time
he is depositing premiums with the
company and in addition to the insuc'
ance, he receives interest on ever!
dollar he pays them.
Supposing man is thirty years OF
age and takes q twenty year $4,000
in the Travellers, if he dies before be
is fifty years old the company pays
his family s10,oo0 in cash, but if he
lives to be fifty years old he himself
draws the $4,000 in cash. Should he
not want it all in cash the company
will pay him a cash dividend Of 81
go. ana then at his death pay tas
family $4,000, making a total o. 4sI4,,
$50.
All policies of the Travellers are
written with the latest non-forfeitaSle
features. and if on account OF inaoil-
ity to pay premium the insured does
not lose what he has already paid the
company To illustrate this on the
above twenty year endowment, should
insured pay, say. ten OF the premiums,
the. comoany would loan nim without
any security, except the policy, S5,I4o,
Or the company viii keep him insur-
ed free fer ten more years. when the
company VIII return in cash to the in
su-ed $3.50. o rnearly the entire pre-
miums paid the frs ten years, in fact
the ret cost Of the insurance under
this option is less than so ysar fGr
the twenty years on a $4,000 endew-
neHt pe,iey.
II. however. the insured pays ali the
twenty premiums and lives to be fifty
years Of age when he collects the
policy he has had the benefit of twen-
ty years insurance for $40 ,00C at net
profit to himself of $65.3S a year more
than his premium cost him.
A number of prominent business
me1 and bankers in Pine BLUM are
owners of this kind of policy in the
Travellers.
II you intend to take life insurance,
you should investigate the contracts
of the Travellers The agents OF the
company will be glad to explain the
different kinds of insurance and quote
you the company's rates for the
amount and kind Of insurance you
wish to carry.
The company writes policies for ST..
900 or more, the limit on one life Is
$25 900
All the values given for Travellers
policies are guaranteed; no estimate
about it. Everything the Travellers
agrees to do is plainly stated in the
contract. MORAL: INSURE IN THE
! TRAVELLERS.