The Montgomery advertiser., 1902-06-13
With the Cash in Hand.
BY l.. V. ROYCE.

oi L.. V bo1tb Copyright, 1902. by Daily Story Pub. Co.) My dear, It Is absolutely impossible. am very sorry-more sorry. perhaps. tnan you. because. added to all the rest. IS the humiliation of being compelled to aumit that have failed to make the money 1 should to properly take care of my family. The fact Is, with the decline oI prices which caught me with an im- mense stock of goods and the hard tlmes, which have driven so many to the Wall, and made many accounts, which considered' absolutely good. practically worthless. not only have l not made any money this year, but I am considerably worse on than l was year ago.
 wrinkles deepening in his face. and his voice husky with emotion. His wife, who sat on foot rest at his feet with a coax Ing expression on her face, pouted vis- ibly.
 T think 1t is too bad" she said. and not at all fair Here you are working as hard as you do and pinched for money all the time. Why, you are at home hardly at all: always at that old office. even Sundays and evenings-and you nave been ever since we were married. and what do you get for 1t all: And here are scores of other men who do not work half 50 hard as you and who, ! know, are not half SO smart, just rolling Tn money. Look at the Van Dusers. He goes down town at in the morning and is home or at the golf links at 3 in the afternoon, and the money they do spend at that house..
 l. But, my dear. Van Duser is a specu- lator. and nobody knows whether he IS rich man or a pauper. It is nothing but straight gambIing-this betting on the stock market. Van Duser himself never knows an the morning where he VIII stand at night"
 Well" responded Mrs. Hubert. he always seems to have loads of money, and that is the main thing. And the hnf Mro Vap hlIan red.headed girls have! Say, Godfrey. why don't you take. fling at the stock mar ket? Everyone says that you have the best kind of business judgment l am sure yOI are smarter than Van Duser. Me! speculate? Gracious. Annie, you are crazy! My whole life has been spent in legitimate business. I never have seen | business man go into the stock market fight it out on the. old lines. l hope in another year to catch up and then we will take 1t a little easier"
 Well, I think it is high time that somebody in this family did something to make money faster and easier responded the wife.
 " All the next day the conversation haunted Hubert in his office. Why not. indeed he thought. why can't I make little easy money as well as these chuckle-headed fellows who are living on the fat of the land while am slaving away and losing money and have to deny my family the things they have a right to expect?' That evening he hap pened to ride home on the same car with Van -Duser.
 well" said he, "how's the market?"
 Heavy, very neavy. responded Van Duser breezily, but there's just as much money for a handy switcher on down K., c. & G. A lot of lobsters on the outside think it has struck bottom-and they seem to be willing to bet their money on it. As matter of fact l happen 10 G.~ra Nt<xA hat hn tons are ten times worse than have been indicated in the reports. l should not be surprised to see 1t go off forty points when the panic strikes 'em. but I always play safe. so I am going to buy In when 1t gets twenty or twenty-five points down. And I am sold short to the guards. You never daily with the market do you. Hull bert? We'll l suppose regular business IS less narrowing, but it's easy money when you get on the inside and play 1t care fully-not to get all the drops and rises. you know but just the cream without
 "There it goes again." thought Hubert as he got off the car. Easy money, easy
 The next morning Hubert opened his paper first to the market page and looked for K. c. and G. Sure enough it had dropped the day before from @ 1-3 to 1 .OS and rallied to 1 .O6 3-4. All the fore noon Van Dusers talk kept running in his head At noon when he went to lunch he stopped at hotel and looked at the ticker He smiled at himself as he did 1t. K. C. & G. was selling at .05.
 The more he thought about 1t that ar. ternoon and evening the more he felt that he had no right to neglect this opportun- ity chance had thrown in his way.
 He had large sum of money In the bank ready to discount bills. the payment of which promptly would save hlm sev- eral hundred dollars. He could use this money and let the discounts go. Being a man of action ne drew part of the money next day in cash 6or he. did not want the bank officials to know that ne was sneculating), and going to a broker wao whom he knew well, asked him to sell 5000 shares of K. C.. G.. and to keep the deal confidential. The broker looked surprised. but only rtmarked:
 K. c. & Go is down pretty wel.
 Hubert smiled. He isn't on to the tip" he thought.
 He sold at 1 .05 and before the market closed 1t was down to l'S l-Z' TIC went