Pine Bluff daily graphic., 1902-04-23
Surplus,
S5,ooo,o9

The Travellers Insurance company
IN to January 1, 1902, had paid policy
holders claims amounting to $46,083,-
seS05, and will pay policy holders
this year between four and five million
dollars.
The Travellers ranks first for prompt
navment of claims. as an Illustration
of this. the late John w. Sullivan
formerly of Pine Bluff held Trav-
e,ers life policy for $4,000. On Decem-
ber L. 1901. he died at Newport, Ark,
on December 13 Mrs. Sullivan notified
the company of his death; on Decem'
her %, just ten days after, Mrs. Sulli-
van received a draft for the policy.
The Travellers issues all the stand
ard forms of guaranteed policies, and
issues them for about 20 per cent less
premium than is charged by other
standard companies writing business
in Pine Bluff. The Travellers write
| fifteen payment policy for the same
rate as the mutual companies (such
as the New York Life, Mutual Life,
Equitable and Massachusetts,
charge for a mutual twenty
payment life policy, the saving
Of five full years premiums and
getting through paying premiums to
| the company in fifteen years instead
' of twenty years means great deal to
policy-holder.
The line of policies written by the
F Travellers include ten, fifteen and
twenty premium policies, 5 pei cent
gold bonds and endowment policies.
The endowment policies Of the
F Travellers operate in the same way as
| putting money in savings bank, the
policy holder is insured all the time
he is depositing premiums with the
company and in addition to the insur-
ance, he receives interest on every
dollar he pays them.
Supposing a man is thirty years OF
age and takes twenty year $4,000
in the Travellers, if he dies before he
is fifty years old the company pays
! his family $4,000 in cash, but if he
1liyes to be fifty years old he himself
draws the $4,000 in cash. Should he
not want it all in cash the company
will pay him a cash dividend of $4,-
800, and then at his death pay It's
family $4,000, making total of sata,-
92O.
All policies of the Travellers are
written with the latest non-forfeitable
features, and il on account of inabil-
ity to pay premium the insured does
not lose what he has already paid the
company. To illustrate this on the
above twenty year endowment, should
insured pay, say, ten of the premiums,
the company would loan him without
any security, except the policy, IS, ,740,
or the company will keep him insur-
ed free for ten more years, when the
company will return in cash to the in
sured $3.50, O rnearly the entire pre-
miums paid the first ten years, in fact
the net cost of the insurance under
this option is less than $50 year for
the twenty years on 100000 endow-
ment policy.
II, however, the insured pays all the
twenty premiums and, lives to be fifty;I
years Of age when he collects thed
policy he has had the benefit of twen-
" years insurance for $4,000 at net A
pfpdt to himself Of $6538 a year morei 4
1nan his premium cost him. Il
aumher of, prominent :. business
mea and bankers in Pine Blum ares|
owners of this kind Of policy in thei|
Travellers. n
~ you intend to take life, insurance,s
you should investigate the contractss
" the Travellers. The agents Of the;
company viii be glad to explain thel
inherent kinds OF insurance and quote
you the companys rates for the
amount and kind of insurance You
wish to carry. j
A.. Inc company writes policies for ST..
$4,000.
All the values given for Travellers
pvncles are guaranteed; no estimate
aoout it. Everything the Travellers
aerees TO do is plainly stated in the
,1ontract. MORAL: INSURE IN THE
TRAVEL FPS