Pine Bluff daily graphic., 1902-05-28
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LoveIers' Ins ura'ice O
Of Hartford, Conn.
,;fo and AeeideAt Insurance.
p +. NJ. MILLS & SONS
Resident Agts,
pine Bluff, Ark.

=. travellers Insurance company
49, January i, 1902, had paid policy
,.., ,1aims amounting to $46,0S9,'
ao. and will pay policy holders
Is year between four and five million
ollars, ,,.a.,,..
~ If claims, as an illustration
his the late John W. Sullivan
.rner1v of Pine Bluff held Tray
=. ,;fe Dolicy for $4,000. On Decem
w. ~. 1901, he died at Newport, Ark
y ~ nacember 13 Mrs. Sullivan notified
oopnanv of his death; on Deeem
~ ~ % inst ten days after, Mrs. Sulll-
,ncoived draft for the policy.
a." rhe Travellers issues all the stand
- forms of guaranteed policies, and
"s.os them for about 90 per cent less
nomium than is charged by other
.andard companies writing business
!. Pine Bluff. The Travellers write
eaoen payment policy for the same
-ato as the mutual companies (such
,s tbe New York Life, Mutual Life,
~.u;4ob1o and Massachusetts,
charge for e mutual twenty
lnavment life policy, the saving
II five ful! years premiums and
getting through paying premiums 70
tho conpany in fifteen years instead
of twenty years means great deal to
/ policy-holder.
The lire of policies written by the
Travellers include ten, fifteen ana
twenty premium policies, 5 per cent
cold bends and endowment policies.
rhe endowment policies of the
Travellers operate in the same way as
nutting money in a savings bank, the
nolicv holder is insured all the time
he is depositing premiums with the
company and in addition to the insur'
ance, he receives interest on every
dollar he pays them.
Supposing man is thirty years o.
age and takes a twenty year $4,000
in the Travellers, if he dies before he
is fifty years old the company pays
his family s10,o00 in cash, but it he
lives to be fifty years old he himself
draws the $4,000 in cash. Should he
rot want it all in cash the company
will pay him a cash dividend OF $4,-
800, and then at his death pay Ats
family $4,000, making total OF seti,-
920.
All policies of the Travellers are
written with the latest non-forfeitable
features. and if on account OF lnabll'
ty to pay premium the insured does
not lose what he has already paid the
company. To illustrate this on the
above twenty year endowment, should
insured pay. say, ten Of the premiums,
the company would loan him without
any security, except the policy, $S,740,
or the company will keep him insur-
ed free for ten more years, when the
company will return in cash to the in.
sured $3.50 rnearly the entire pre-
miums paid the first ten years, In fact
the net cost of the insurance under
this option is less than $50 a year for
the twenty years or $4,000 endow-
ment policy.
L. however, the insured pays all the
twenty premiums and lives to be fift!
years of age when he collects tht
policy he has had the benefit of TWEEN
ty years insurance for $4,000 at ne'
profit to himself of sG5.3S year more
than his premium cost him.
A number of prominent business
men and bankers in Pine Bluff are
owners of this kind Of policy in the
Travellers.
II you intend to take life insurance.
you should Investigate the contracts
OF the Travellers The agents OF the
company will be glad to explain the
inherent kinds of insurance and quote
you the company's rates for the
amount and kind of insurance yo1
wish to carry
The company writes policies for ~,
o00 or more. the limit on one life is
$4,000.
All the values given for Trave'e",
policies are guaranteed; no estimate
about it. Everything the Travellers
agrees to do is plainly stated in the
tvEtlatI. MORAL: INSURE IN THE
TRAVELLERS.