Evening bulletin. [volume] (Honolulu [Oahu, Hawaii]) 1895-1912, 1902-12-01
THE SPIRIT Of CHANGE IN
This DECADE.
FINANCIAL ARTICLE NO. t2.

Barring those who favor primitive
methods only. the spirit of change has
been good for the human family--even
tho fogies have been benefited. All
progress is due to this craving for ma
terial advancement. If we are train
ed too fine, we don't know II. Who
would go back to the primitive exist
ence, anyhow?
When building and loan was intro
duced in Ohio. the conservative ele-
ment did not take to 1t kindly. II gain.
ed foothold In Cincinnati, after the
first promoter "a DR.. Peck, who hailed
from Philadelphia) was ducked in the
canal 9 couple of times.
Now the Buckeye State leads all the
ether States of the Union in point OF
membership and annual receipts.
Pennsylvania leads In assets by
about fve million dollars. Ohio had
over 105 millions to her credit on Jan.
uary I, so she is not complaining.
The spirit of change has advanced
building and loan from the original
terminating society. which ran out"
at stated intervals. to the modern per-
manent association with its paid.in
capital and reserve which ensures the
members against possible loss.
The spirit of change has brought
building societies out Of the era of
stuffy back rooms and once-a-month
meeting nights into ground floor Of
fees and daily hours for the transac-
tion of their business.
The spirit OF change has brought
into use plans that can be understood
as readily as a passbook. II has done
away with harsh restrictions and in
equalities. It has modernized the bus
mess and enhanced its credit.
The spirit of change is responsible
for over 100000 certificate holders
and 5000. 100000 Of assets in the build.
ing and loan associations Of this coun.
try.
No other country can approach us
leads as she does in savings banks and
will some day lead as the worlds fin.
anclal center.
All hail to the spirit OF change!
The acme OF Change" and a mod.
ern Peoples Popular Banking System.
Duns anu Ioan Assoa,'o"' 20
Directors, Managers and other large
financiers are heavily interested fin
ancially in It. They also have a repu.
'a.'ol 10 maintain, anu : an, sur .... ,na.
'ou w" ISL VIZ" n'e 'na, '"ey
"ou'u no. a''e"p' an ,,npo's'oy VI
e'en any '"ins appioa1nne " ~ ~
'ne 'ne i..o'.o VI .nese eonipas .o
wv, one nunueu '. ,I.I ~ op.' se
en ~ seas ~ ,ne .eu c"m
s,a nu ,'en' ~ un % a. me. ..,s. ~ go @ :" Sana
~ .n pss -, - 80
S,s,i. ,co 80 -,
@ 49, si.,. ,,,,.
,'I e So u pop n 'ns
-.
,,,. up.eu i'
rn,,,a w., ~. ,ho .nno., .s.. ~.
p,,o,. ~. a, st.a,,,ns -
~, .n",i.,..,'. ..,,na 70 "a az,
,ab,o The phoon,x has a,raadr ono
,,,,o .,. ,,,n,.oa ,ho,,..,a III. :.
.rhscr,hod 90 nI,a, r., uawa,ia, Tarri,
tory Witch bas hoon ,oLan In ,ho Ia :,
civ or sovor n,onths we sngeas, tho
adv,sahiI,,v ., vonr ,or,rs somo ., onr
lCIass A siytv CON, stooL yorv onio,,,v
navn,on,s u,.,t,od 80 go su.s.n. ~,
value ono bundled dollars and nossi,
bIv this I,ttIa s,nLins fund vii, be tho
means y, "cban.,nsp ,ha fr,nro q,
vorr ,ortunes 7, ,s ,rro ,bot en- conts
or Ave times eo cents 1throo dollars,
ner month would not huv the Korea
or the Young building but n would
Law tho foundation for n coincidence
n nronar,v handled. would mt vo,,
in an indenendent nositIon and n
Won are Independent Won are as well
on as Andrew Carneeie ~ vou will
only be contented please Iools care
fuIIv over the Iist os Directors and
Managers and Reserve Fund stock.
roIdors q, thIs comnory ana COO a. yo,
do NOT think thew are canah,e os hand
I'm, vour monev N as GOOD or hetta,
ndvan,age than voufse,s nart,cnIarIy
email amounts nor month
Tho pboenix SAVINGS pui,d,ny and
Ioan Association otfero Won an onnor
tunitv ,f buviny stock on insta,,ments
~ von do not yisb m nav nm IN fr,I
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