The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1902-01-02
He is Thrown to the Ground ard His Skull
Fractured While in Philadelphia
With Friends.

When Mr.. Gilflllan was chosen to
represent the Hawaiian Lodge at the
triennial conclave, he decided to take
good vacation, and so after the work
at Louisville he went on to Buffalo. to
see the exposition, and from that city
went to Philadelphia, where he met
with the fatal accident, which came af-
ter a long illness. His silence, as he
did not write to any of his personal
friends here while sick, caused many
anxious inquiries. which finally result
ed in his being located. The members
of the order of which he was such a
prominent member Will take action
upon his death as soon as there are re-
ceived letters giving full particulars
| When Mr.. Gilfllan was preparing TO
leave Honolulu he took out a COM
bination accident policy in the Pacific
Mutual Life Insurance Co, for $4,000.
naming as his beneficiary his ward,
Miss Mabel \ Phillips, daughter OF
the late John Phillips. who was an in
innate friend of Mr.. Gilfllan's. BY a
peculiar wording of the policy Miss
Phillips may receive $4,000 instead of
$4,000. as a result of Mr.. Gilfillan's
death. The policy was taken out with -.
J. Hutchins, the local agent on August
/. 1901, for a period of twelve months.
The policy insured Mr.. Gilfillan against
the effects of bodily injuries sustained
during the term mentioned and caused
solely by external, violent and acct
dental means, and provided for the
payment of an indemnity OF
s25 week during total dis
ability. It also provided for the
payment of the full amount Of the pol
icy, $4,000, should any Injuries. specified
In detail in the policy, and independent
of all other causes, result in death
within ninety days from the happening
of such an accident, to be paid to the
beneficiary named in his application. II
is also specifically stated in one clause
that the amount of the policy will be
doubled if such injuries are received |
while riding as a passenger in place
regularly provided and intended for the
general, ordinary and public use and
occupation Of passengers. in or on
public conveyance of a common carrier
regularly used for transport and occu-
patton Of passengers, propelled by
steam, electricity or cable, or while
riding in a passenger elevator, or
where death was caused by the burn /
ing Of a building while the insured was
within.
There is a blank Endorsement on the
policy providing for the payment OF
the claim against the insurance com |
pany in equal annual payments, which |
Mr.. Guffllan may not have signed. For
instance, the company provides for the
payment of five annual payments OF
s214 for each $1,000. The company does
not hold itself liable to pay double the
premium If the insured was in the act
of entering or trying to enter or leave
a moving conveyance using steam or
cable and electric street cars. This
saving clause in the case Of Mr.. Gill !
f!lan gives the beneficiary the right To
draw double the stated amount Of
premium AS MT. Gilfllan was killed
as the result of injuries from a fail
from an electric car the conditions of
the policy with reference to the doub- |
ling Of the premium are said 70 have
been fulfilled.
There are many applicants for the
position left vacant by Mr.. Gilfllan, |
some of the would-be superintendent |
of the wharf having been placed in
nomination when Mr.. Gir1llan's alb |
sence was first noted. 1t is the opinion |
of some of the best informed water |
front men that the place VIII be offered
TO an old sea captain. or that man |
viii be brought from San Francisco.
There viii have 70 be also an election /
in the fourth district to fill the Legis- |
lative vacancy, as was the case at Hilo |
upon the death OF ]. Ewaliko.