The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1902-11-28

tect the insured. The insurance companies
will certainly not take kindly to his sug-
gestion.
Agency appointments for Indianapolis are
Summers & Henley, for Milwaukee Me-
chanics' Fire; Denny & Denny, for North
British and Mercantile; Fred r. Hollis,
A. n. Phillips and NJ. l.. Wagner, for the
Hartford Life; c. A Siegfried. for the New
York Life.
Vice Chancellor Stevenson, of New Jer-
sey. has granted an injunction against the
Prudential Insurance Company restraining
ii from completing its plan of putting the
management of the company under the
control of the Fidelity Trust Company. The
case will be taken to the Court of Errors.
The insurance on the Armour packing
plant at Sioux City amounted to S721, 500.
The Aetna, Springfield and National of
Hartford will bear s25 600 EACH while the
London Lloyds is involved to the extent Of
100000. The total loss amounted to $4,000,
and was probably due to Inadequate
water supply.
P. B. Armstrong has been travelling about
the Northwestern cities in the intrests
of the company, the Importers and
Traders Fire, which he says will be doing
new year. He and his partner both profess
to be highly pleased with the reception &C.
corded them by the business men of the
large cities.
The New York authorities are trying to
Danish the parlor match from general use
on account of it's danger in causing fires
by the explosion of the heads. The officials
of insurance companies seem to be divided
In opinion as to whether the dangers are
more real or imaginary, but the general
opinion is that the parlor match is decided
ly dangerous.
The United States Circuit Court of APP
peals has just decided an interesting case
against the Union Central Life Insurance
Company, in which it was held that
judicial execution for murder avoids liabil-
ity under the policy. In suing on the policy
the plaintiff averred that the insured was
innocent of the crime charged and was in
sane at the time of the commission of It.
1t was decided against the plaintiff on the
grounds that the death was one the man.
ner of which was not in the contempla-
ton OF the parties at the time of making
the contract; that there could be no insur-
ance against the miscarriage of Justice:
and that If the contention of the plaintiffs
were upheld, then the same issue would
be tried by another court and jury which
which would tend TO encourage litigation
and a want of confidence in the courts
1t was urged in a dissenting opinion that
the case was analogous to cases Of assault
and battery, where a conviction for the
criminal act was not conclusive evidence
OF the liability of the accused in subse-
quent civil action for damages The case
Is still to come before the Supreme Court
of the United States, when the questions
presented will be passed upon for the first
time In its history.
The New York Board of Fire Underwrit-
in New York which 1T would be we'll for
merchants in this city to heed. 1t is the
general custom at Christmas time to dec
crate stores deliberately, and the decora-
tions are usually of the most inf1ammable
nature consisting often of cotton batting,
sheaves of dry grain, and particularly
evergreens. Besides, these decorations are
usually made more attractive by the use
of electric lights. of which the wiring is
not likely TO be the most carefully done.
The circular calls attention to the clause
In the policies which invalidates the policies
| II the hazard Is increased by any means
within the knowledge Of the insured, and
that electrical devices come within the
condition unless the apparatus is approved
by and certificate obtained from the
electrical bureau and unless the application
| for this certificate is filed at least ten DAYS
before the time for using the displays
This warning will apply to all houses, in
Guiding churches, which are insured under
| policies having the condition that the
policy is void IL the hazard is increased by
any means within the control or knowledge
of the insured. If such decorations are
used. care should be taken to have the
there would be no trailing of fire in case of
| ignition.