The age-herald. [volume] (Birmingham, Ala.) 1897-1902, 1902-01-09
New Insurance Rate
Saves the City $4,000

At the meeting of the Board of Trade
yesterday afternoon a report from the
committee on insurance was read wherein
the facts relating to the reduction of In
surance rates was given. This report also
gave an explanation of the co-insurance
clause. and stated the reduction of the
rate would result in an estimated saving
to the citizens of Birmingham of $50, 600.
The report in part is as follows:
The reduction went into effect on the
10th of September, 1901 but policies were
written at the old rate with the promise
of a rebate If by revision ON the basis of
first class any given property was en-
titled to rebate. On January 4. 1902, in
surance companies notified their agents
to Issue policies at the reduced rate, so
that now the insured can get policies at
the reduced rate or can collect rebates on
policies issued since September 10 1901.
THE reduction is a general one and
will result in saving to the insured of
Birmingham estimated at over $50, 900 per
year. On brick business houses the re-
duction in the basis rate is from rs cents
to so cents and on residences is reduced
from 81 to 10 cents.
THE Board of Trade should take notice
that the co-insurance clause is now in eff
feet and unless they insure for at least
~
he was looking in the room at the time
but that he had not seen the chief make
any effort to get his gun out, and that
Lieutenant Donelson was not Dunk to
the best of his knowledge
Detectives Shirley and Cole testified that
they had thought there was something
wrong with Lieutenant Donelson after he
called them into the hall and asked their
opinion on his state of sobriety. They
had not noticed anything wrong with him
before that, although Mr. Shirley had
| talked to him at close quarters for sew
| eral minutes.
| The witnesses for the defense were
| mostly persons who had seen Lieutenant
Donelson during the afternoon or NIGH
just before the difficulty in the chief
office. All of them, some twenty in mum
ber testified that he was perfectly sober
as far as they could tell and that mos'
of them knew drunk man when they
saw one from long experience in hand
ling them.
Lieutenant Donelson was then placed
on the stand. His st atement with the ex-
ception of a few minor matters COIN
cided with that Of Chief Austin, barring
the first words spoken by the chief. He
gave detailed account of the places he
visited Saturday afternoon taking them
in order His statement as to times and
places was similar to that of the wit
nesses called before him. His testimony
follows:
"I will state to you that I was not
drunk or drinking; that got on my sons
horse at home and came down town and
met Mr.. Nix near Seventh avenue and
Twenty-fourth street; came on down Sec
ond avenue and out to West End; came
back up First avenue and went to the
depot and got off my horse. 1 met Mr..
Ewing there. I then went over on the
| Southside and struck Mr.. Jones and Mr..
Armstrong, and then went on to Pigeon
Roost' came on back across the bridge
at Twenty-frst street and from there I
went to Buzzards Roost' and by that
time it was near about half-past five.
| then went home and put the horse up.
went into the house and got drink of
water and came on down Sixth avenue
to Twenty-second street and walked
around until the time for me to report.
1 was on my horse from the time / left
home until 1 got off to talk with Jones
al the depot. 1 met Mr.. Byers and
these parties that testified here tonight.
1 was not drunk and was not drinking"
Questioned by Chief.
On cross examination by Chief Austin,
Captain Donelson stated:
I did not take a drink of whisky that
evening If I was under the influence of
| whisky that night I am under the infiu-
ence of it now. When 1 came in here and
was talking to Mr.. Shirley I was just az
| sober as I am now.
O. Do you remember what was the first
that was said to you when you came ir
here-when you came back the second
| time?
A. spoke to you and told you that
hadn't spoken to you about the telegram
| 1 received from Atlanta, and that l want.
ed to tell you about 1t, and you turned
around when / had got about half way
through and said, You are drunk now
You says You are. and am going to
| report you to the police commission.
| said You are liar, sir, or d liar.
| @. You say used the word drunk?
| A. Yes. SIR
| Q. Didn't say you are drinking now?
| A. The words you used are, You are
drunk now"
| @. When you were making your state
| ment to Mr. McCary, did you say any
| thing to him about my saying you were
1 drunk?
A. told him that 1 thought you were
| imposing on me and prosecuting me.
| Q. Have you and 1 ever had any unkind
| words since / have been connected with
the police department?
| A. Well, only in this way. You have
tried to put duties on me that it was not
possible for one man to do.
Q. What were those duties?
| A. Wanting me to go to see the mer
so many times day which a man on foot
couldn't do 1t.
Q. When you told me that you couldn't
get around to see these men three times
In six hours. didn't 1 tell you just to &c
as many times as you could?
A. You told me to go more in town ant
not so much in the outskirts.
Q. Have 1 ever reprimanded you fol-
anything except for this labor day trou.
| BILE?
Had Reprimanded Him.
A. Yes. sir; you called Captain Wei
and myself in here.
@. Outside of that?
A. Yes. sir; once or twice before.