davidaulloa/AmericanStories huggingface dataset:
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11

the amount of fire losses during
1901, as the reports have not yet
been aggregated and figured up,
but the above ratio is substantial
" correct. The expense generally
figured on by the companies is 8
ont of the dollar. Accordingly.
this shows a profit to the companies
in this State last year of 22c on
excellent condition of affairs in in
a circles.
Der 3lst, 1900, the total of prem
iurn received by North Carolina
Companies was $2OS,O21.O3, and
the total amount of losses paid
~$52,S17.9S. For companies of
other States doing business in
North Carolina, the premiums re-
ceived were S765,OS2.49, and the
losses paid out were $35O,336.6 IS.
Premiums received by foreign COM
panies doing business in the State
amounted to $369,162.l6, and the
losses paid were $176,137.35.
This makes a grand total FOR the
State Of $1,342,265.6S in prem
iu1ns received, and $579,292.5S in
losses paid during the year 1900.
This gives q ratio Of a little more
than 43.
For the year. ending December
31st., 1899. the premiums by North
Carolina companies amounted to
$174,871.12, and the losses paid
aggregated $64,16O.93. Companies
of other States doing business in
North Carolina received in prem
iums $649,2SO.77, and paid out in
losses $2S6,683.62. The prem
iums received by companies of for
eign countries amounted to 1884,
$500, and the losses paid were
$141,S77.64. This shows a grand
total for 1899 of $1,158,669.9S in
10 in losses paid, a ratio IF about
AZ 1-2.
The grand total of premium re-
ceipts in North Carolina for the
year ending December 31st., 1898,
vas 81, OO6,774.53, and the grand
total of losses paid was $47O,O96.-
SIS, a ratio of more than &c l-2.
These figures speak trumpet
tongued against the arbitrary in
crease of the rates in North Caro-
lima, and they ought to secure a
reversal of the order imposing the
increase. If in three years the
profits on fire insurance business
has been S2,OOO,OOO, why should
not North Carolina have more home
companies? BY encouraging home
companies the people are building
up agencies that will save then,
from large increases which follow
large losses in great Northern
cities.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11
ANOTHER LESSON IN PARLONS

We printed a few days ago that a man
q policeman at Emporia, Va. He was the
same man who committed murder at
Rocky Mount, was sentenced to the peni-
tertiary, and was p%ardoncd by Governor
Russell.
The Newborn Journal gives another
lesson that is N point. A man by the
name of Thomas Rollins was sent to the
penitcntiary for five years. Governor n.y.
cock pardoncd him upon representations
made to HIM that the man had consume
ton and would die if confined in prison.
Here Is the sequel:
"Rollins has been in Newbern since his
release. Monday night he got on a streak
of some kind and broke into several
houses, but without securing anything be-
fore being chased off. Later he stole p
chain from a Jeweler. sncaking behind
a counter. His trial before Mayor Pat
terson was upon four counts and he was
held for trial to the April term of the
CriminaI court.
The police say that the man appears
TO be in fair health; at least that he has
10 cough to Indicate that he is suffering
from consumption. He hailed from Jones
county and it is said that people who
knew him were alarmed when they heard
of his release. They claim that a mis-
take has been made. Rollins is evidently
q confirmed criminal and if he is near
the grave it has no effect on his actions,
as he is a difficult subject to handle.'
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11
SCHEDULES.

Never in the history Of this I....
il been so difficult to get the <..
Observer promptly to its suherr. f.
during the past month. This h..
particularly true as to subscriber H
Atlantic Coast Line and the U.-
Central. The early morning train s
Seaboard Air Line road, due no
Raleigh at 1892 a. m, has been from
to five hours late most Of tho u..
February. In the twenty-cight "..
February, the train on the Sou,Iu...
way, due to leave Raleigh at
has been too late to conneet 1871.
Atlantic Coast Line fifteen time. .
trains on other roads have been .
gear.
The railroads have suffered from .
accidents and have been subject II
by to many delays, but now i' s. .
hoped that the service will be- .a
All the schedules out Of RaIcigh .
these two shat have been all Wr...
ing February, II as bad for q
newspaper as could be well dcg@e
When these two run late and u
n~ectlons, the life Of a newsPaI.r
worse than "a demncd horrid -
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11

mere IS complaint now and then =,
the decline Of poetry. This comnla I'M :
mace IN the main, by men who coneno
ohelf reading to the magazines rat,o.
y country weeklies. Mr.. 10.
flii' OF Fayette, W. Va. is a new noat
VINO mas appeared in a blaze of o,on
me horizon IN that State. Here is = cav
pie verse: ''nn-
u ind poor, henighted Hindoo,
re does the best he kindo:
- Stlck5 to his caste from fret
p"n'S' he makes his skindo."
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11
A WRITER'S REQUEs OF HIS MASTER

(Henry Va Dyke. n The Ruling Passion)
ord let me n ever "a a moral to a tot nor tell a story without a
meaning. Mak m e respect m y ma erial SO much L are 0
slight my work.. Help m to deal very honestly with n with
peouIe because they 1T both alive. Show me that a s in a i've SO
in a writing. cIearness is the best quality, and a little that is is
worth more than much that is nj xed. Teach me to see M local col"
or without being blind 20 q IN er light Give M e an ideal
will stan he strain Of weaving II % human stuf o n h OF Ia
real Keen me from caring NOR O books than OF folks, 1T
or life. Steady me to d o IN y fll stint of work as rel as l
"a and hen that is done, stop IN e; pay IN e wages Wilt
and helm me tt saw, from a quiet h art a grateful AMEN.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11
LESSON IN PARDON,
AND CRIME.

There are two sides to all H.
Ten days ago application was
the Governor to commute the .rr
John II. Rose, convicted of murl.
son county. A petition SigDl.
hundred people accompanied tho
ton and it was claimed that
trial it had been a~Scortaincd f..'
revocation that justified or cf.
crime. The Governor looked into F.
ter carefully and decided that
not entitled to executive cIeu
he vas hung.
Those who opposed exccut.Ee
said: Crime has increased nor.
IN Wilson than in any county
North Carolina and it is lar-
the fact that the @notoriou5
nave escaped justice. Tho spe"'..
regal execution of a murdercE
men afraid to commit it. VII ..
TO hold life dcarer. and will I.
to- crime in the county within
alter the execution ofiRose, aIa
In sight Of the gallows, two muir.
Decn committed in Wilson cOU.'
Does hanging decrease the
murder? Our Wilson correspOnl4..
TO think not. A private letter #..
son dated March 3rd, ~contained f'
We had a hanging and within 1T.
a homicide. The condition -.
duce crime are but little affect
ishment.'
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11
COULD 1T HAVE BEEN pp,
TED.

The Norfolk Nirgj1iar.n
News and Observer
1.-THE discrimination again
lima in The River ami T.-
"helatcd.' and after cer.
editorial says:
Now .see here, last .
Lsress assembled. The
pointed out that tho Et..
bors Committee OF the la.t.
been packed in the
Estates lying alous tha D...
jsippi rivers ana boraeFsr-
Lakes. that all bnt TIVE a.
Estates had Representative .
mittee, while rot au
state from Now York rs g..
represented on the comr..s.
Having pointed out
1.-THE obvious injustice they
begged our North Carols.
~raries 10 urge the Nor.a 4
cation in Congress he taa
Iup with the Virginia H
demand representation ca
and Harhors Committes.
l%riticcs OF places ON other
if necessary, To secure fh.. .
ltion. Not a Carolina uew....
take the matter Gp.
Nov. when il is too la..
die is cast and the money .~....
lour Raleigh contemporar.
murder and calling upon ..
lCarolina delegation 10 orr....
THE pill may Ice bitter l..
have 10 swallow il. make t|...
wry a face. Perhaps the in.....
teach the Atlantic Coast -
stand together as the Lake ~.....
AS to killing the bin. j.. ,an...
in the first place; and i'm ta.
would be foolish. There sr.
made river and harbor fmr....
|going to ruin o for need of .
complete them and furtl.r MS
would cost the g~ovcrnmcut .
much as the rivers and harbar- .#
.rieS.
The horse has been stolen. ID
less to buy a paddock nuw. f..
rather rejoice that the stable jag.
There is much of truth i'm H..
Vireinian-Pilot says. The Sa...
lantic States ought to stand ..-
but it is doubtful if they ,ou..
prevented the composition of rh.
mittee Oh which they have ~. #
sentatiOn.
The bill has not yet become
The Senators from the South t..
States, acting together. have 90. M
to compel the incorporation oF
amendments as will give sul..u
justice to this section. If the III
members show their teeth and tH. S.
tors talk business, the bill can H.
terially changed before it be.ou
law.
Moral: 1t is never too late .a B
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11

There IS genuine regret in cu,ah,
county at the death of Sheriff Burns 10
was an efficient officer, generous ana
kindly, and a public-spiritcd citizen Tho
Fayetteville Observer gives two column.
Oh tributes from leading citizens that at
test his hold upon the community in which
he lived
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11
THE SHIP

Tho twentieth of Nav this year-the most notable annfversary in the an
mails of North Carolina wi be made memorable this year ~ the unwilling a
Charlotte of he monunent erected to thememory Of the late William /. ShpI'
who fell uon the battlefield at san Juan Heights He was a brave and honor
able officer a golden hearted gentleman and through the href DAY ne i"i
among US wore the white Hover OF a blameless life
All North Carolina will join in doing honor to the memory OF Mr.. Shpp ana
WIN have a solemn joy in eeIng the monumen to his memory erected on the
consocratod to American liberty.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11

Isn't it carrying the thing a
far TO be doctoring the PRIV
didn't President Eliot slop over ".
much?
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11

Mr.. .. c. Terrell is now edIto. Fl.
Glen City Elevator. He mah7
graceful salutatory.
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11

Total losses ....$ 1,541,9l1.32
This leaves a clear profit (except
~cxpcnses) for three years to the in
surance companies after paving
losses for three years Of Sl,965.-
1913 rs.
The losses by fire IN North Caro-
lima have been less during 1901
than for any year since the Insur-
ance, Department has been estab-
lished. The ratio of loss went as
low as 40, whereas three years
ago it was 60. This is taken with
the dollar paid in as the basis; that
is, last year for every dollar re-
ceived by the companies, 4Oc. was
paid out in losses, whereas threeN
years e in this State, for every
dollar paid in, 6Oc was paid out
in losses. There has been a grad
nal decrease in this ratio during
these three years, until the doc
ratio has been reached.
1t is impossible yet to arrive at
The farmer and mechanic. [volume] (Raleigh, N.C.) 18??-19??, 1902-03-11
CAROLINIANS PREVENT IN
CREASE IN INSURANCE
RATES BY ORGANIZ-
ING HOME COM
PANIES?

During the past three years the
mount paid in premiums on fire
Insurance policies has been nearly
| TWO MILLION DOLLARS MORE
| THAN THE AMOUNT OF LOSSES
in North Carolina.
To be exact, it has been $780,
708.7S.
In the face of this profitable bus
the most profitable known in h
history of North Caro1ina-comes
the news that the Insurance COM
ranies have arbitrarily made an
increase of twenty-five per cent, in
the rate for a large class Of insur-
ance risks.
Is North Carolina to be taxed for
the heavy losses in New Jersey? 1t
has been widely advertised that
North Csro1ina's new insurance
law is excellent, and its admins
tration has been markedly eff
cient. The towns and cities have
spent money TO provide good fire
departments. Insurance Commits
sioner Young has been v~igi1ant to
secure the prosecution of parties
suspected of burning insured prop
erty. The State has enacted wise
laws. The profit on North Carolina
insurance business in three years
(from which expenses are to be de-
ducted) is nearly two million dol
lars. What returns do we have for
these things? An arbitrary in
crease in the insurance rate be-
cause certain insurance companies
have suffered heavy losses in other
States.
We published yesterday two
items of news of ~far-reaching i'm
~portance, the organization of North
Carolina cotton mill manufacture
ers to provide insurance on the
mill property Of the State, and a
declaration of the Greensboro Fire
Insurance Companies that they
WOulu not raise the rate OF nrc IN.
surance.
Is North Carolina to be taxed
twenty-five per cent. additional
because its business is more profit
able to. the fire insurance compa-
mics than ever before? If so, then
the action taken by the mill men
at the Charlotte meeting must be
followed by men in other lines of
bushes, and North Carolina bust
ness men and capitalists must ar
range to organize the local COM
panies that can carry the bulk of
Worth Carolina insurance business.
Let us look at the receipts and
losses in North Carolina during the
past three years:
RECEIPTS FROM PREMIUMS.
1898 .......... l,OO6,774.53
1899 ...... ll5S.660 80
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
Impor,.a, to Medical students.

Ann Arbor. Mich. Jan is.-Dr. Vic.
tor c. Vaughan. dean Of the medical de.
partment Of the University OF Michi.
gan. and chairman OF the national com.
mittee for the affillation OF courses, an
nounces that the committee expects
that the German credit system will be
IN operation In all the large medical
colleges OF the country by September.
by this system a student can 20 from
one college TO another and take Work
under professors who stand al the
head OF their specially without the
complication and delay that Is expert
enced at the present time. In othet
words. the student can have the ad'
vantage Of one college containing thu
best professors in the county In all
branches.
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
GAMBLERS HELD UP.
Two Men Raid a Den at Omaha Sc
curing About $500.
ROBBERS ARRESTED,
The Men Admit Their Identity and
said They Did No Worse Than
the Gamblers Did 10 Them.
Money Was Recovered.

Omaha. Jan. IS Two unmnsked
men held up n dozen men In a gam
bling room over a saloon at Fourteenth
and Douglas streets early this morning
and secured the cash box and 5000 In
money from the owners Of the place.
They we're captured 10 minutes later
by the police and locked up. They
gave the names OF Frank Williams and
Frank Jones. At the station both
men admitted their identity and said
they had lost their money In the place.
and thought their game was as fair as
that OF the gambling house. All the
stolen money was found on the men.
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
Carnegie Party 10 suI,.

New York. Jan. 1s.-Andrew Carne-
gie will be made a party 10 a suit for
property valued M $1,000 600 which
will be brought against the wife Of his
brother by heirs OF Robert Stafford.
the sea island cotton king. Papers In
the action have just been prepared In
this city. The suit will be 20 secure IL
tie TO Cumberland island, on the coast
OF Georgia which Mr. Carnegie and his
sister in-law have made a beautiful
park and mid-sea home. The fact that
the Stafford heirs had any claim 20 the
propcrty was discovered by accident.
The property cost Mr.. Carnegie $4,000.
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
AGREEMENT REACHED.
Arbitration Passed by the
Pan-Amertcan Congress.

Ean-AmeflcAn tongfess.
City OF Mexico, Jan. 1S.-The at
mosphere Of the Pan-American con.
gress was suddenly cleared Friday.
In the midst OF excellent feeling on
all sides both the plan OF compulsory
arbitration and The Hague agreement
passed through the conference.
William !. Buchanan, OF the United
States delegation Afforded means
whereby. in spite OF Thursdays dis.
cussion. both Ecuador and Chill might
adhere TO The Hague convention, pro
posing that the minutes Of the last
two sessions. showing the feelings OF
Chill with regard 10 arbitration should
form part. as annexes. Of the protocol
whereby the nations represented nj
the conference express their accept.
ance OF The Hague convention.
Cordial relations between the Chilli
ans and the Mexicans have been re
stored and the walker.Martinez Incl.
dent has been closed satisfactorily 10
all concerned.
Now that the arbitration difficulty
has been disposed OF the conference
will hasten the work that is still be-
fore il and will be able 10 close It's
session In one week or ten days.
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
FrIr. Fighter. DI.ehargsd.

Philadelphia. Jan. ls.-Peter Maher
and Tom Sharkey. who were arrested
Friday at the instance. Il is alleged. OF
the Law and order society. and held In
$4,000 bail 10 keep the peace, appeared
At the magistrates Office and were dis
charged. James II. Mcfarland. promo
ter OF Friday nights bout, was also re-
leased The magistrate announced
that as the men had not committed any
over act which might be construed as
any violation OF the statute prohibit
ing prize fighting there was no com
plant against them
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
Invited Prs.ideu, Roosevelt,

Washington. Jan. 1S-w j. Gaines
OF Atlanta. bishop OF the African Meth
odlst Episcopal church: Garland Penn.
secretary OF the Epworth league OF the
Northern Methodist Episcopal church.
and a delegation OF 20 other negroes.
representing various denominations In
terested in the spiritual. moral and ed
ucatlonal advancement OF the colored
race. have invited President Roosevelt
20 attend the Negro Young Peoples
Christian congress TO be held at At
lanta, Ca. next August
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
GEOLOGICAL ANTICS.
The Dry Places are Moist Without
Rain.

Denton, Tex, Jan. 17.-Report
from several parts of this county
is coming in that the wheat is
looking unusually good in spite Of
the lack of rain, and now comes
the report that moisture from some
unknown source is coming g
rescue, and that, even where the
dust is apparently the heaviest and
dryest, the deeper soil underneath,
wherein are found the roots of the
plant, is almost wet; anyway damp
enough to support and nourish the
plant. The creeks in the county,
strange to say, that two weeks ago
had water only in the deeper holes,
are now running, according TO the
best of testimony. Little Elm, in
the eastern part of the county, Is
running at the Mckinney road
bridge. The phenomena has
aroused many theories, but so far
no satisfactory exclamation, unless
it is that the lower strata of the
earth are coming to fill the void in
the upper, caused by lack Of gen
eral rain.-News.
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19

Three representatives of the Mis-
souri,, Kansas and Texas railroad
wese in jacksonville Wednesday.
Two of them we're only travelling
freight agents, but the other one
was an ofiicial-he had a big cram
ium, but wouldn't say much, only
gave it out that he wanted few
statistics of Madison county, the
number of cotton gins and the
amount Of cotton they gin, etc. He
was well loaded by some of our
citizens. They come over here
from Trinity, the terminus of the
Katy's little pine route, making "A
Typographical survey Of the coun.
t,y between Trinity and Madison
vile, and they left yesterday over
the same route, taking the back
track .-Madisonville Meteor.
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
ACROSS THE ATLANTIC.
Steamship Company Proposes to Make
IN. Trip In Pour DAYS

the Trip In Pour DAYS
New York. Jan lS-To clip from 20
10 &c hours from the record time for
crossing the Atlantic is the promise OF
the New York and European Steam
ship company a transatlantic steam
ship line. which offers assurance OF q
speedy fulhllment Of lts pledge. This
company. which has already applied
for pier privileges lp this city and
formulated the larger f.rt e 'ts plans.
expects by the substitution o, .he lur-
bine engine for that now in use. TO Sc.
cure a constant speed OF 30 knots an
hour in It's new boats Such a speed
will mean that passengers can be car.
ried from this country to Europe In a
little more than four days.
To cut OF day in the time Of cross.
Ing the Atlantic will mean much to
the steamship company which sue.
coods IN doing H. Fast mails. not only
OF this country. but those which are
beginning TO pass through from Austria.
liza and the far east, will naturally fall
TO the steamship company that can
handle them quickest. Delivered at
Queenstown these mails could, &C
cording 20 the plans OF the New York
and European company be carried In
three days and seven hours, a reduc-
tlon Of two DAYS from the present time
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
Quick Returns Of Insurance.

Anyone who has anything to do
with collecting life insurance poll
cies, knows Of the red tape, delay
and work incident thereto.
A. C. Noack, Jr,, exhibited to
the reporter this morning check
that ought to be a record breaker.
1t was a draft for $4,000 from the
Ancient Order Of United Workmen
covering the policy of W. n. Nor
wood, Sr., who died at his home in
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
Saw Wood.

An Arkansas contemporary gives
the following wholesale advice on
young men and boys:
my son, follow not in the foot.
steps OF the loafer, nor example him
who is born tired, for verify, | say
unto you, their business is over
stocked, the seats are all taken and
the whiting places all occupied.
II is better to saw wood at two bits
cord than to white at loafng
match and cuss the government
My son, while thou hast left in
thy skull the sense Of a jaybird
avoid the cigarette habit, for 10,
thy breath stinketh like glue fac
tory and thy whole appearance is
less intelligent than a stone dunn
my. Thou art a cipher with the
rim knocked of. "
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19

By the census taken in 1900, the
total population of the United
States, including Alaska, is 76,05S,-
1855. "Our colonies" contain as fol-
lows; Philippines, 6,96l 1888; Porta
Rico, 953,343; Hawaii, l54,001;
Guam, 5000; American Somoa,
6,100; soldiers and sailors in for.
eign lands, 81, 2l9. Total, S4,233,-
1877.
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
Tip for Uncle Sam.

The darkest cloud on England's
horizon il the steady decay Of what
once was England's pride, namely,
English agriculture. At the pres
ent time, a few stock farmers man
age to preserve the integrity of
their holdings, but the day of pros.
porous English farmers has seen its
sunset. The governments policy
Of neglecting agriculture and en-.
couraging trade, and the custom of
placing agriculture in the hands OF
tenants have done the work, AID
now England is dependent upon
the agriculture Of ether countries
for more than 81 per cent. Of the
food Of her people. While Eng
land is very fond Of war, against
weak antagonists, it will be a sorry
day for her when she goes to war
with a nation able to fight her on
sea as we'll a. land, for every ship
load of bread and meat would re-
quire a convoy Of armed vessels to
insure its landing. Few nations
can long survive a decayed agri
culture, for from the soil, and not
the chemists laboratory, mu.t the
peop.o nd clothed Farm
~ DnnnL
Bryan morning eagle. [volume] (Bryan, Tex.) 1898-1909, 1902-01-19
E,nln.lon Of. Lo,emetlr..

Des Molnes, Jan. lS.-A boiler OF a
Rock Island passenger locomotive ex-
ploded near Victor, Iowa Engineer and
fireman both killed while the brake
man and two porters were seriously In
jured. A Pullman car was thrown
from the track and rolled down an
smbankment. None OF the passengers
we're seriously injured.