Pine Bluff daily graphic., 1902-05-26
,.,s+s Surplus,
10. 100000. S5,ooo,ooo.
The
Travellers Insurance Co.
of Hartford, Conn.
Life and accident Insurance.
RH. M. MILLS & SONS,
Resident Agts.,
Pine Bluff, Ark.

THE Travellers Insurance company
u, tn January /, 1902, had paid policy
.a,ders, claims amounting to $46,os3,-
oeeo5 and will pay policy holders
,,:a ,ear between four and five million
dollars.
The Travellers ranks first for prompt
,ovment of claims. as an Illustration
r. This the late John w. Sullivan
uormerly of Pine Bluff held Trav-
o1ers life policy for $4,000. On Decem-
hor 1. 1901, he died at Newport, Ark,
~ necember 13 Mrs. Sullivan notified
tho company of his death; on Decem
ber %. Just ten days after, Mrs. Sulll-
Won received a draft for the policy.
The Travellers issues all the stand
ord forms of guaranteed policies, and
;ssnes them for about 20 per cent less
nremium than is charged by other
standard companies writing business
IN Pine Bluff. The Travellers write
fifteen payment policy for the same
r.+o as the mutual companies (such
&c the New York Life, Mutual Life,
ron;tahle and Massachusetts,
charge for a mutual twenty
navment life policy, the saving
of five full years premiums and
getting through paying premiums to
the company in fifteen years instead
Of twenty years means great deal 70
a policy.holder.
The line of policies written by the
Travellers include ten, fifteen and
twenty premium policies, per cent
gold bonds and endowment policies.
The endowment policies OF the
Travellers operate in the same way as
putting money in savings bank, the
noljcy holder is insured all the time
he is depositing premiums with the
company and in addition to the lnsur'
ance, he receives interest on every
dollar he pays them.
Supposing man is thirty years G!
age and takes twenty year $4,000
in the Travellers. if he dies before he
is fifty years old the company pays
his family $1O.e00 in cash, but il he
lives to be fifty years old he himself
draws the $4,000 in cash. Should he
rot want it all in cash the company
will pay him cash dividend OF $4,'
92O. and then at his death pay oas
family $4,000, making a total OF 49,
920.
All policies of the Travellers are
written with the latest non-forfeitable
features, and if on account OF lnabll-
ity to pay premium the insured does
not lose what he has already paid the
company. To illustrate this on the
above twenty year endowment, should
insured pay, say, ten Of the premiums,
the company would loan him without
any security, except the policy, $3,74O,
or the company will keep him insur.
ed free for ten more years, when the
company will return in cash to the in.
sured $3.50, rnearly the entire pre-
miums paid the first ten years, in fact
the net cost of the insurance under
this option is less than $50 year for
the twenty years OF $4,000 endow.
ment policy.
If. however, the insured pays all the
twenty premiums and lives to be fifty
years of age when he collects the
policy he has had the benefit of twen-
ty years insurance for $4,000 at net
profit to himself of $G538 year more
than his premium cost him.
A number of prominent business
mea and bankers in Pine Bluff are
owners of this kind of policy in the
Travellers.
If you intend to take life insurance,
you should investigate the contracts
Of the Travellers. The agents of the
company will be glad to explain the
different kinds of insurance and quote
you the company's rates for the
amount and kind of insurance yor
wish to carry
The company writes policies for ST.
900 or more, the limit on one life is
$4,000.
All the values given for Travellers
policies are guaranteed; no estimate
about it. Everything the Travellers
agrees to do is plainly stated in the
contract. MORAL: INSURE IN THE
TRAVELLERS.