The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1902-01-03

triennial conclave, he decided to take a
good vacation, and so after the work
at Louisville he went on to Buffalo, to
see the exposition, and from that city
went to Philadelphia. where he met
with the fatal accident, which came af-
ter long Illness. His silence, as he
did not write to any of his personal
friends here while sick, caused many
anxious inquiries. which finally result
ed in his being located. The members
OF the order of which he was such q
prominent member will take action
upon his death as soon as there are re-
ceived letters giving fun particulars.
When Mr.. Gilfillan was preparing to
leave Honolulu he took out a COM
blnation accident policy in the Pacific
Mutual Life Insurance Co., for 5000.
naming as his beneficiary his ward.
Miss Mabel a Phillips, daughter Of
the late John Phillips. who was an in
innate friend of Mr.. Gil1llan's. BY q
peculiar wording of the policy Miss
Phillips may receive $4,000 instead Of
$4,000. as a result of Mr.. Gilfllan's
death. The policy was taken out with -.
]. Hutchins, the local agent, on August
/, 1901, for a period OF twelve months.
The policy insured Mr.. Gilfillan against
the effects of bodily injuries susta ned
during the term mentioned and caused
solely by external, violent and acct
dental means, and provided for the
payment of an indemnity Of
s25 week during total dis
ability. 1t also provided for the
payment of the full amount Of the pol
icy, $4,000, should any injuries. specified
in detail in the policy, and independent
Of all other causes, result in death
within ninety days from the happening
OF such an accident, to be paid to the
beneficiary named in his application. 1t
is also specifically stated In one clause
that the amount OF the policy will be
doubled II such injuries are received
while riding az n passenger in a place
regularly provided and intended for the
general. ordinary and public use and
, occupation of passengers, in or on a
public conveyance OF common carrier
regularly used for transport and occu-
patton OF passengers. propelled by
steam, electricity or cable, or while
riding in passenger elevator. or
where death was caused by the burn
ing of a building while the insured was
. within.
There Is n blank Endorsement on the
the claim against the insurance com
pany in equal annual payments. which
Mr.. Gilfllan may not have signed. For
! instance, the company provides for the
payment Of five annual payments OF
$2l4 for each $1,000. The company does
not hold itself liable To pay double the
premium If the insured was in the act
OF entering or trying to enter or leave
moving conveyance using steam or
electricity as a motive power, except
cable and electric street cars. This
saving clause in the case Of Mr.. Gil
fillan gives the beneficiary the right 10
draw double the stated amount OF
premium. AS Mr.. Gilillan was killed
as the result of injuries from a fall
from an electric car the conditions of
/ the policy with reference to the doub-
/ ling OF the premium are said to have
! been fulfilled.
There are many applicants for the
position left vacant by Mr.. Gilfllan.
some OF the would-be superintendent
OF the wharf having been placed in
nomination when Mr.. Gilhllan's alb
sence was first noted. II is the opinion
OF some OF the best informed water
front men that the place will be offered
4 to an old sea captain, or that a man
will be brought from San Francisco.
There will have to be also an cleo ton
In the fourth district TO fiji the Legis-
lative vacancy, as was the case at Hilo
upon the death OF j. I;waliko.
they are familiar where they can corn