Pine Bluff daily graphic., 1902-07-07

The Travellers insurance company
,lD to January 1892, had paid policy
holders claims amounting to $46,oS3'-
S6S.05. and will pay policy holders
this year between four and five million
dollars.
The Travellers ranks first for prompt
naynent of claims. as an Illustration
~ this. the late John W. Sullivan
(formerlv Of Pine Bluff held TRAY
alers life policy for $4,000. On Decem-
Der /. 1901, he died at Newport AIN,
an December 13 Mrs. Sullivan notlhed
The comDany of his death; on Decem
her %. lust ten days after, Mrs. ouill'
var received a draft for the policy
The Travellers issues all the stand
ard forms Of guaranteed policies, ano
issues them for about 20 per cent less
premium than is charged by olaeE
standard companies writing business
IN Pine Bluff. The Travellers write
fifteen payment policy for the same
rate as the metual companies lsueh
as the New York Life, Mutual Ll1e'
Foaftab1e and Massachusetts,
charge for mutual twenty
payment life policy the SAVING
= G4a fall years premiums aad
gaf7ia1 through paying premiums to
the company in fifteen years instead
6f twenty years means a great deal to
2 poiieE-hoidef.
The line Of policies written hy the
Travellers include ten, fifteen and
twenty premium policies, . per cent
gold bonds and endowment pollcles.
The endowment policies OF the
Travellers operate in the same way as
putting money in q savings bank, the
nolicv holder is insured all the time
he is depositing premiums with the
COMPANY and in addition to the lnsur'
ance, he receives interest on every
dollar he pays them.
Surprising a man is thirty years o.
age and takes a twenty year $l0,ooo
in the Travellers, if he dies before ne
IS fftv years old the company pays
his family s10o00 in cash, but II he
lives to be fifty years old he himself
draws the $4,000 in cash. Should ne
not want it all in cash the company
will nav him a cash dividend OF $4'-
go, and then at his death pay h4s
family $4,000, making a total OF .al1,'
92O.
All policies of the Travellers are
written with the latest non-forfeltaDle
features, and if on account of lnabll-
itv to pay premium the insured does
not lose what he has already paid the
company. To illustrate this on the
above twenty year endowment, shoulo
insured pay, say, ten OF the premiums
the company would loan MIN without
anv security, except the policy, So.
or the company viii keep him lnsur.
ed free for ten more years when the
oomDany will return in cash to the in
sured $3.50, O rnearly the entire pre-
miums paid the frs ten years, IN TACT
the net cost of the insurance under
this option is less than $50 a year for
the twenty years on $4,000 enoow-
ment policy.
If. however, the insured pays all the
twenty premiums anu llNSo " w my
years of age when he collects the
policy he has had the benefit of twen-
ty years insurance for 100000 at net
profit to himself of $65.38 year more
than his premium cost him.
A number of prominent business
mea and bankers in Pine Bluff are
owners of this kind Of policy in the
Travellers.
II you intend to take life insurance,
YOU should investigate the contracts
of the Travellers. The agents of the
company will be glad to explain the
different kinds of insurance and quote
YOU the company's rates for the
amount and kind of insurance You
wish to carry.
The company writes policies for 81
600 or more, the limit on one life is
$25,000.
All the values given for Travellers
policies are guaranteed; no estimate
about il. Everything the Travellers
agrees to do is plainly stated in the
contract MORAL: INSURE IN THE
TRAVELLERS.