davidaulloa/AmericanStories huggingface dataset:
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13
AGENTS LICENSES.


The following circular letter is being sent
out regarding insurance agents licenses In
Indiana. under date of July 9:
The insurance department of Indiana
holds that under the law authorizing the Is
suing OF certificates of authority for agents
TO do business for foreign insurance COM
panies, that hereafter il will be necessary
tor each agent in Indiana to procure and
ME in the office of the clerk of the Cir
cult Court OF the county, a certificate from
the auditor of state showing that he.
as such agent. is authorized to transact
the business of insurance for such COM
an agent duly authenticated for Marion
county, for instance, could not solicit and
write insurance under the law in Morgan
county, unless his certificate of authority
was on file with the clerk Of the Circuit
Court at Martinsville.
THE Supreme Court Of Indiana in the
case of the State VS.. Tumey. Volume 81.
Pages SCI and 5fS, ruled: There is no pro-
vision In this act (~amendatory the act or
March 3. 1870 which requires a foreign in
surance company TO file In the county
clerks office a certificate from the auditor
OF state showing that it is authorized TO
do business in the county; but the act does
require in clear and positive terms that
the person who assumes TO act as agent OF
such a company in the transaction Of in
surance business in any county shall pro-
cure and file in the office of the clerk of
the Circuit Court of the county a certifi-
cate from such auditor, showing that he,
as such agent, is authorized to transact
the business of insurance for such company
in such county
Under this ruling it will not be neces-
Sary for the general or district agents of
a company whose business is supervisory,
and who DO not write insurance, 10 take
oct a certificate of agency in any other
county than the county where their offices
may be located.
I'm the case of a town or city where the
county line divides. or in the case of cor
porate or cumulative lines of insurance.
and risks are written by the same agent,
the agent must have a certificate of au-
thority on file with the county clerk in
each count where the insurance is solic-
tied and written.
In the case OF railroad insurance. where
the risk Is written as an entirety by a GER
titled agent or agency without crossing
county lines to effect the insurance, IL will
not be necessary for the agent in each
county through which the railroad runs TO
sign the policy.
The county in which an agent is au-
thorized TO solicit business will be held
to be the one in which his certificate is
on file with the clerk of the Circuit Court.
"In life and miscellaneous insurance the
same principle applies; that is, agents
must conine their solicitation and writing
of policies to the county or counties for
which they are licensed. A company adj
mitted to the State is authorized in each
county of the commonwealth, but the agent
is restricted in soliciting to county certii-
Gates"
The letter is signed by State Auditor
Hart.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13

The parole of the once famous Younger
brothers by the State Pardon Board Of
is an act Of questionable justice
and morals. The c~onvicts have influential
friends who have been working for their
pardon for over twenty years. Last winter
their friends secured the passage of a law
which provides that the State Pardon
Board may parole life prisoners who have
served thirty-fve years. less good time al
lowance, and with this point OF vantage
the two men were paroled on condition that
they do not leave the State Of Minnesota
during the remainder of their lives. They
are old men now. but as they are natives
of Missouri and have relatives and friends
living in that State, they will be very apt
or not their parole is another instance of
unwarranted interference in the cause of
Justice. The Younger brothers. of whom
there were five originally. were a product
OF the civil war. having fought as guer-
riIlas in Missouri and Kansas. After the
founders OF the modern school of bank and
train robblng. The first OF their bank rob-
berries was committed in 1866. and during
the next ten years they more
robberies and murders than could easily
be counted. Their last crime. and the one
which led 10 their capture. was a bank
robbery at Northfeld. Mimi. IN September,
1876. in which they killed two persons. On
this charge they pleaded guilty. and were
sentenced TO the penitentiary for life. II
ever men deserved hanging. and IL murder
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13

at Indianapolis. Meanwhile the travelling
PUBIC notes that they can reach the same
IocalIty by the payment of a nickel ana
experiencing a vexatious transfer--Ander
son Bulletin.
lnterurban electric roads are still being
built on paper all over Indiana. If half
of those projected are built all the towns
OF the State will be connected By trolley
wires. The fact is apparent that 1t isn't
necessary 10 give electric lines the earth.
or bankrupt the taxpayers. in order 10 Sc
cure them Huntington Herald.
The notorious Mrs. Nation. Of Ratchet
fame. made it so lively for her husband
that he was obliged to leave her and go to
live with his daughter. AS an excuse for
driving him away from home she now
says he bothered me and God" That Ii
lustrates the character of too many OF
the individuals who are so hot to reform
other peOple.-Michigan City Dispatch.
The glorious Fourth was celebrated at
Jackson, Miss. this year for the first time
since the war OF the rebellion. and the
Declaration of Independence was heard
read IN public for the first time by the
present generation says a dispatch. Some
parts OF the South have been reconstructed
a little slowly. but they have all made
progress under this Observation-Disclosures
ceDnes Commercial.
The Democrats won't put up with an
honest election, not even when one is held
amongst themselves. A Democratic pri-
mary was held in an Indianapolis ward
last Saturday, and the voting was done
by machine. The machine was seized
three times by a mob, and the police had
TO rescue il each time. Now. the hoodlums
who composed the mob are de%nouncing ma
chine voting and declaring the machine
does not register correctly. The next thing
for the inventive genius to figure on is a
machine that cannot be corrupted i'm a
purely Democratic affair like that held in
indianapolis last week.-Cannelton En-
Quirer.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13

Rough Notes Calls Attention to Audi
tor Harris Action.

Rough Notes, an insurance journal. in it's
last issue said:
Indiana insurance laws, like the laws of
many States, are oppressive in many in
is left to the judgment and discretion of
the auditor of state, who is ex officio in
surance commissioner. The law relating to
licensing of companies and agents is par
ticulariy vague and indeterminate in its
meaning. The theory of the law seems TO
be that no agent can be licensed to do bust
ness at will throughout the State, but that
the agents license is equivalent to a six
months privilege to do business in the
county where his agency is established,
the county in which his office is located.
If his agency is so located that he does
business in two counties he must obtain two
licenses, and ii located near the corner of
a county contiguous to three other counties
over which his agency extends he must OBJ
tain four licenses, and should he work a
district. whether of five or twenty counties,
he is liable for penalties the law e~nforces
if he does not obtain licenses for each
county in his district. That the law was
framed as a revenue producer goes without
saying, and that ii has not always been
strictly enforced may be accounted for on
the score that the milk of human kind
ness is an ingredient not unknown to state
auditors who have accommodated many
state agents by so drawing their local
agents licenses as to include their own
names, thus saving extra expense for H.
censes for themselves for all counties in
which they may do personal work. In the
1AAAN
if strictly construed. would require a duly
licensed agent in every county crossed by
the road to sign policies covering the prop
erty of the road in each county. thus caus-
ing much annoyance and proving a most
oppressive rule-one thai heretofore has
never been enforced. Auditor OF State
Hart is not a man who favors oppression
in any form, and he does not believe that
insurance should be needlessly taxed, nor
does he believe in a lax administration of
the laws, but in the enforcement Of each
provision as he finds them. If the laws
are bad their enforcement will lead all the
sooner 10 their repeal by statute or to thus
being construed by the courts.
THE stand taken by Auditor Of State
Hart by enforcing the provisions OF the
statute of 1873 relating to the licensing Of
companies and agents has raised an issue
between the insurance department and
several companies which we hope may.
as it Is likely to. bring the whole matter
before the courts. There is need of ju-
dicial investigation and construction OF the
law which il has never had. The legality
OF the auditors ruling is questioned. not
that it differs from that of his predecessors.
but that his enforcement or the law works
hardships, and the matter has been taken
up by "a number of state agents. who have
advised a test suit. which Rough Notes
hopes may be brought
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13
ment for lii

Captain David F.. Aliens opinion of the
Filipinos. as expressed at the reception Of
the Frankfort company, makes them the
most ignorant. cruel. treacherous and gen.
orally good-for-nothing people in existence.
This spoken opinion is but a repetition of
the opinion expressed in a letter a year ago,
which caused some CONSERVATION among
those Democrats who made them a brave
people fighting for their freedom. Captain
Allen is a Democrat who has always had
influence with his party in Indiana. conse-
quently, if what he says is true. there is
no pressing necessity for the extension or
the Constitution of the United States and
all that it means to the Filipinos. Such
men are not fit for citizenship. but. de-
graded as they are, in the opinion of Cap
tain Allen, they may be taught so that they
may be able in time, under the direction
Of the government of the United States, TO
occupy a higher position than is now their
lot. There are those who would leave the
islands and their inhabitants to their fate,
which would be to become the subjects of
some European power. Others believe that,
having fallen into the hands of the United
States, it is the duty of this government
to make an effort TO civilize them. 1t is
not the purpose to advocate this policy
here, but TO simply call attention to the
fact that Captain Aliens Classification of
Filipinos makes them unfit for citizenship
such as the Constitution of the United
States contemplates.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13

give out bear the impress OF careful elab-
Grafton for political effect. He says the
Instruction is not broken. that the sub
mission OF the Fflipinos 10 American au-
thority is insincere and will be only tenn
porary, that trouble will soon break out
again and that the United States will event.
ually have TO withdraw from the islands.
These are the views OF one person, while
many others with better opportunities Of
judging of the situation than Captain AL
len have expressed very different ones. 1t
may be added that Captain Aliens views
are not those OF one who believes in the
vitality of republican principles and the
ability of the United States to deal with
difficult situations.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13
INDIANA EDITORIAL NOTES.

1t is noticed that the anti-imperiallst
newspapers are not giving much promi-
nence TO the news Of the mastering out of
The troops sent to Manila.-Logansport
Journal.
Our exports last year were about 81. 500. 600.
900. and we collected s23S. OoO, 900 in duties on
imports. Did some one remark that the
tariff is an e~xtinguisher on foreign trade:
-Terre Haute Express.
Mr.. Bryan took 1892 for delivering his
familiar campaign speech at the Chautau-
qua. When he talks about rings in the
noses OF hogs and what the rings are put
there for-but this is getting personal. is II
not?-MadisOn Courier.
We would suggest TO Henry Watterson
and Mr.. Bryan that Kentucky and Ne
braska are too far apart for the range
OF their respective guns. About all the
effect OF their duel Is the damage 10 Us
fellows between batteries who get hit by
the SCATTERING OF shells.-Lafayette Jour
nal DEM
The Union Traction Company fails to
note the soft suggestion that a little money
might get them into the heart OF the city
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13
PERFECTING PRESS FOR SALE.

The Journal has for sale. at a great bar
gain, one of its two Hoe presses, which
have been I'm use for a number of years I'm
printing the Journal. 1t is now being re-
placed by a large modern. double-supple-
ment Hoe press of a capacity commensu-
rate with the growing needs Of the paper.
The press that is for sale can be bought
at a very reasonable figure and is ready
for shipment at once. 1t is in excellent
condition and will give years of good serv-
Ice to some newspaper desiring to use a
perfecting press. The purchase price will
incl1de a Jenney motor. direct connected.
with which 1t has been run for the past
three years. This is a great Improvement
over the old system of running a press by
belts and is a good saver of power. Core
spondence Is invited on this subject from
any interested publishers.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13
END OF THE MENACE TO SOUND
MONEY.

The practical population Of Mr.. Bryan's
silver heresies by the Ohio Democratic con-
vention puts an end to a lo~ng-standing
menace. Like Indiana. the Democratic
leaders in Ohio who were most active nave
long been opposed to sound money. Judge
Thurman and his friends opposed specie
resumption during the years 1876. 1877 and
1878, and favored the further issue of green
backs to relieve the business ~stagnation
which followed the panic of 1874. In IN
diana the late Senator Mcdonald and the
late William II. English were the only
leading Democrats during that period who
were not opposed TO specie resumption
and who were opposed to the paper infla-
ton Of the currency. AS long as the Demo-
cratic party I'm the State of Ohio was for
paper expansion and for the free and un-
limited coinage of silver the party was a
menace to the real prosperity Of the coun-
try. While the silence of the convention
is only a negative attitude, yet ii may
be assumed that the Democratic party in
Ohio will not again be the champion of
monetary heresies for at least a generation.
The Bryan experience has been a warning
which the Ohio Democrats are not likely TO
forget unless some unlooked-for change in
the business situation should cause leaders
to think that they could ride into power
on a cheap-mOney heresy. Such a condition
is not likely TO occur. The party may not
declare for the gold standard. but it will
be very certain not to go daft again over
16 to l. 1t will denounce national banks,
but 1t will not shout for the issue of ire
deemable paper money. For this reason
vention is a distinct gain for the country
In that ii removes a long standing menace.
1t is fair to assume hat If the Indiana
Democracy were to hold a convention now
it would ignore the silver question and
the Bryan platforms in the same manner
as did the Ohio convention. A few of those
who did nothing for four years but shout
16 to /, like Allen w. Clark and Henry
Warrum. might protest, and a few who
left the Republican party to be silverites,
like DR.. Van Vorhis and ex-Representative
Cheadle, might bemoan their orphanage,
nut the mass of the Democrats who con-
stitute the party conventions and who re-
jected Mayor Taggart in 1896 because they
doubted his devotion to 16 to !, would do
as do their brethren in Ohio on Wednes-
day. Perhaps they would not trample
Mr.. Bryan's picture underfoot. but they
would repudiate him by silence. Like the
Ohio Democrats. II is probable they have
learned something. and will cease to be a
menace to individual and business inter
ests.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13
7. HORD INSURANCE
WAsHIsGTON LIFE PAYS MRS. ELIZA
NOR HoRD $780, oo.
She Has Received $4,000 and One Pol
icy for s7O.0Oo Is stin I'm
paid-Insurance News.

Yesterday morning William T. Hibberd,
Indiana manager of the Washington Life
Insurance Company. paid TO Mrs. Eleanor
Hord, widow OF the late Francis T. Hord.
$4,000 to cancel a policy on Mr.. Hord's life.
and received a receipt from Mrs. Hord.
Other policies in other companies that have
also been paid were one for $4,000, one for
$4,000 tha netted sl0.5O n two lodge
policies of 5000 each.
There is in the course of settlement one
policy for $4,000 held by one big Eastern
company Mrs. Hord has so far received
S16.5O insurance money.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13
Banks as an Index Of Prosperity.
Salt Lake Tribune.

Salt Lake tribune.
The report OF the Kansas State banks
is astonishing. on the first OF June. last
year. that State had - State and savings
banks, with an aggregate deposit or a.
$40. S3l, while on the same day this year the
number Of banks had increased 10 f05. and
they show deposits OF so ,6i3.963. That means
that last year. after Kansas paid all her
bills, bought all her new clothes. repaired
the houses. built new barns. bought new
and better stocks. with more household fur
niture and a piano for every girl. they had
about 100000 left to put into the banks
out Of their crop No wonder Jerry simpson
has gone out Of politics. No wonder that IN
their jubilee the people there made some
work for Carrie Nation. Kansas is a great
State. especially the eastern half or H.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13

should be visited by that penalty. they
richly deserved II. for they had committed
dozens OF murders. One Of the stock argu-
ments against capital punishment is that
Imprisonment for life answers every pur-
pose by putting the enemies of society
where they can do no more harm. The
trouble is that sooner or later some. board
of pardons or weakened Governor con-
cludes that the convict has been sufficient
ly punished and paroles or pardons him.
This is the hope held out TO every MUIR
derer who is sentenced TO life imprison-
ment, and too often is ii realized. AS far
as known the Younger brothers have not
committed any murders during their con-
finement in the penitentiary, but their pre-
vious career fully justified their imprison-
ment for life.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13
The Crime and the Curb.
Philadelphia Bulletin.

A young woman in New York who had
ouarreled with her lover inflicted danger
Gus If not fatal injuries on him the other
day by hurting acid in his face. and she
excused her ofense by remarking cOolly:
Anyway, all the other girls do that now
adays, and why shouldn't II" Her defiant
words should not escape the notice OF
jurors and judges who fave shown mawk-
ish leniency toward female acid throwers
on account Of the sex OF these criminals.
There are few more d~etestable acts I'm
the category OF crime than this. there is
too much reason for thinking that the ten
derness with which vindictive women have
resorted TO that method OF revenge have
usually been treated has tended 10 increase
it's frequency. Some good. stiff sentences
are needed TO check this form of diabolism.
and il is time for courts 10 begin 10 impose
them.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13
whitney's House.
New York Times

A friend OF William G. Whitney asserts
that the cx-sccretary OF the navy IL the
only American millionaire who really knows
how 10 get the value out Of his money IN
enjoyment. Whitney says this gentle
man, takes pleasure In almost everything
that necessitates the spending OF cash. par
ticulerly IN those forms OF enjoyment which
cost a great deal OF n. Yachting u about
the only costly recreation that he does not
60 in for extensively. Take his New York
house as ar example OF what i mean. The
Astors and NandCrbilts usually order a
Louis QuatorZe or Louis Quilze mansion.
and don't bother any more about IL. Whit
ney took a personal interest In every BIT or
furniture bought for his house. and as a
result re has the finest private residence IN
America"
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13

Henry Watterson is jubilant over the &C
ton of the Ohio Democratic convention.
1.-THE Buckeye valiants are tired of sucking
eggs which have no meat in Them" is his
opening sentence. Then he goes on with
such sentences as these:
Now, as in days gone by. 1t Is the boys
in the trenches on whom the party and the
country must rely. Some of the old boys
have passed In their checks and turned
their toes to the daisies. God be good to
them where they have gone. Pres
entity the tramp of the legionS Will be
heard treading down all before it. Pres
emily the CLEAN of the Mauser rifles, loaded
with the most modern and improved am
munition. and the fixed bayonets of Delnoc-
racy unterrifed and undehled, will be seen
above the hilltops.
A Democracy whose tramp will be heard
treading down all before it" and one which
will at the same time 'be seen above the
hilltops with Mauser rifles is a striking
figure, but one which c~onfuses the average
intellect, since it cannot clearly understand
what there is to tread down above the
hilltops or of what use rifles can be to
Democrats or any other human beings
marching in the air. In recent years the
Democratic party has been in the air, but
it has not carried Mauser rifles.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13

The Alabama constitutional convention is
considering many important topics, one
or which is the protection of negroes. Elk.
Governor Oates. in a debate on a pro-
vision designed to protect the colored peo-
pie, said that the race is politically pow
erless, we are their guardians. and the re-
sponsibility is a fearful one He further
declared that las sure as a just God holds
men responsible for their acts in this
world. we will be held responsible If the
red-handed murderers of negroes go un-
whipped of justice"
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13

So far as can be learned, Company / of
the Fortieth United States Volunteers was
the only entire company raised in one To-
cality. 1t can be said that the company
richly merited the reception given it at
Frankfort on Thursday. 1t rendered the
government excellent service and came
back with so full ranks in SO good condi-
ton. as 1t appeared. because it was a body
of intelligent men with officers who looked
after their well-being. OF the army sent
to the Philippines 1t can be said to the
credit of the War Department that a large
body of men was never so carefully and
i~ntelligently provided for.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-07-13

Senator Mason. of Illinois, is spending
his leisure time trying TO decide which
one of several unknown persons he will
recommend for controller of the currency,
TO succeed Mr.. Dawes. He says. 1T is an
Illinois vacancy and an Illinois man should
have it," and he seems to nave no doubt
that his recommendation will be final. The
country will be glad 10 see the Presi-
dent lake the responsibility of appointing
a man for fitness alone.