Yorkville enquirer. [volume] (Yorkville, S.C.) 1855-2006, 1901-10-30

Male and Female Members Accepted OH
EQUAL Terms. and No Medical Examina.
tion Required.
ITO people who feel the need Of satis-
l. factory Insurance on the most
ccomical basis possible:
The undersigned beg leave to an
nounce that they have organized the
HOME LIFE INSURANCE SOCIETY
with central offices at Yorkville, on a
mutual cooperative basis, that will
ensure protection.
Membership is to be grouped into d.
visions, including one thousand each,
and each division to be separate and
distinct from all others in that mem
ber of one division will not be assessed
on account of deaths in another dtvis-
ion, and when division IS full, no
more members can be received until
vacancies occur through death or 9TH
erwise.
No single policy to be written for
more than $1,000, and only one policy
to the same individual in the same
division.
The cost of a 81 900 policy is to be S.
for organization expenses, including
agents fee, and annual dues of 81, pay
able one year after the date of poll
cy. Each member will be assessed in
accordance with his age at the time of
admission and on the death of fellow
members as follows:
Members aged 25 and under, to pay
$1.G0 per assessment; members be-
tween 25 and 35. to pay SIPS; between
35 and As, $1.50; between As and So, $1.75;
between IS and IS, $500. These assess
ments go to pay the benefit of $1,000
due the deceased member and to the
assessment in each case will be added
10 cents to pay the expenses incident to
establishing proof Of death, and send
ing out notices for the collection of a
new assessment.
Each member pays his first assess
ment, together with the organization
fee, on admission, and the benefit fund
thus raised is kept on deposit for use
in paying death benefits as promptly
as the same become due.
The officers of the Society consist OF
a local president, a secretary and
treasurer, and a director for each town.
ship of county. The management of
the affairs of each division shall be en-
tirely in the hands of the members
thereof. The treasurer must be under
satisfactory bond, and township direc-
tors will be charged with the reSpon-
sibility of passing upon all applications
for membership, and certifying to all
deaths within their respective juriSdic-
tionS.
In case a single assessment o. d.
vision raises more than S1,0O0-say
s1,500-the surplus will be held in the
treasury until the next assessment
gives an additional $500, making a tota
surplus of $1,000, and rendering unnec.
essary another assessment to pay a
third benefit. There will be no assess
ment except to pay benefits as they be-
come due by reason of deaths.
While medical examination will no,
be required. it will be the duty of town.
ship directors to see that applications
are in good health. and that they
make true and correct statements as tc
their ages.
There is nothing new or experimental
in any part Of the plan here outlined
1t merely incorporates all that is bes'
in the assessment system of Insurance
eliminates all unnecessary expense
and gives to members Insurance thai
insures at the nearest possible ap
proach to aStual cost. The graduated
scale of assessments. according to age
peculiar to this plan, ensures especia
equity and fairness.
No man or woman who is able t
comply with the simple conditions re-
uuired can afford to be without protec
ton at the price at which 1t is here
offered and there should be no della!
in completing the first division of LOO
members for York county.
Send in names at once. and we vii
promptly forward application blank!
with all necessary instructions.
J. r. LINDSAY,
w. B. MOORE,
Yorkville, S. G..