The Saint Paul globe. (St. Paul, Minn.) 1896-1905, 1901-06-15
REJECT HAZARDOUS RISKS.
John Sullivan, of Kansas City, Fn-
VOrs an Open Door.

NOCS IN open DOOr.
Yesterday afternoons proceedings,
While not of general public interest were
Of much Importance to the order. The
continuance of the discussion Of the law
committees report brought to the plat
form the brainy men Of the order: J.
q. Johnson, of Kansas, the former at
torney general; D. B. Smith, Of the board
of directors and Charles G. Laybourne,
and John Sullivan, Of the law committee,
among others. The discussion, which
concerning the recommendation of the
law committee that when a member Of
the order entered upon an occupation
classed as hazardous an extra
premium should be charged, whereas the
rule has been to limit his insurance to
death occurring outside Of the prescribed
occupation; that is, his insurance would be
1nvalldated by an accident or disease
causing death which resulted from the
specially hazardous occupation in which
he engaged.
Mr.. Johnson declared that to charge an
extra premium for hazardous occupations
was to engraft an accident insurance
feature. He resembled Thomas B. Reed
as he argued in a plain direct, but con-
Mr.. Sullivan took issue with him, say
ing it would be crOwding out members
of the order who are compelled by neces-
sity to take up hazardous occupations for
livelihood. Mr.. baybourne said there
was not an insurance association In the
country that does not base it's insurance
according to the distinction of ordinary
risks. hazardous, and extra hazardous
Certainly men engaged in occupations
that were not classed as hazardous
ought to be permitted to carry insurance
against the same risk as the society in
sured them against when they became
members.
Mr.: Smith thought that where mem
Der has joined whose occupation is not
prohibited, then If from necessity he Is
compelled to go into hazardous occupa-
ton to earn a livelihood and support his
family he ought to be allowed by pay
ing an increased rate to maintain his in
surance in full.
Mr.. Johnsons reply was that as
the law now stands, If a member engages
in a prohibited occupation he must carry
his own risk; if the law committees
recommendation prevailed that the so
c1ety proposed to carry the risk at about
one-ffth the rate for which he could get
the risk carried by an accident company
The convention took this view of II and
Mr.. Johnson's motion not to concur In
the committees recommendation carried.
The balance of the afternoon was con-
sumed with the reports of the appeals
and grievance committee which involved
generally appeals from allowances upon
death claims. Most of them involved cir
cumStanceS that touched the heart bur
the convention did not allow itself to be
sWayed by sentiment, and the reports of
the executive council from which the ap-
peals We're taken were sustained.
During the session the following greet
- 80 :. 20 iGGSlNeo rom the supreme Iodse
or United Workmen in session at Buffalo:
The Ancient Order of United Work
men, in supreme lodge assembled, greees
the young giant of the fraternal world.
May, your patriotism grow with your
numbers
E.. E. Murphy, of Kansas city. who
Is also a United Workman, was delegat-
ed to prepare a reply, and submitted the
following, which the convention adopted:
Hall Of the Modern Woodmen of Am
erica. head camp, st. Paul, Mimi. June
Ito the Ancient Order Of United
Morkmen, In supreme lodge assembled:
me young giant greets the parent of ali
1raternal beneficiary societies and wishes
your grand old society, which first SET to
music the song Home. Sweet Home
and which has found lodging in the
hearts and the homes of the American
people. many more years of your grand
work for humanity
w. A. NORTHCOTT. Head Consul
G. W. HALVES, Head Clerk.