The progressive farmer. [volume] (Winston, N.C.) 1886-1904, 1901-09-03

taken are of. Tt is this GLASS, oom-
paratively small in number and in
percentage of production, who,
through no fault of their own, per-
petually disarrange the market for
the whole crop because their financial
necessities require them to sell their
corn as soon as it is in condition to
move after the harvest.
In other words, the surplus of pro-
ductlon comes from a comparatively
small class, and is forced on the
market early, to the financial loss
not only of this class alone, but of
every producer of corn, no matter
how forehanded and how prosperous.
The farmers who are already COM
paratively Independent suffer equally
with the tenant farmer and the man
of small holdings on account of the
latter's action, and it is therefore
reasonable to suppose that they
would be able and willing to assist
in remedying this undesirable condi-
ton in the business-like manner sug-
gested.
have been asked, "How do you
propose to keep secure control of the
corn upon which loans are NADER"
This question, of Course, implies that
the capitalization / have named
would be insufficient for the build
ing and maintenance of local eleva-
tors and large warehouses at central
distributing points. Ny answer is
this: If the city merchants can
afford to put out millions of dollars
worth of goods on the insallment
plan, trusting them in the hands of
the poorer classes which make up
the shifting population of a great
city, the farmers of this country
may safely be trusted to keep in
their temporary possession the cribs
of grain which they have given as
security for a loan obtained from an
institution in which they or their
neighbors are personally interested.
The farmers of the United States are
worthy of a high degree of trust and
confidence. The very nature of their
occupation, their close association
with nature, the sturdy independ-
ence of their lives and every element
of their environment make for hon
esty and uprightness. This is not
sentiment it is a broadly recognized
principle of human nature every.
where taken into consideration in
business affairs. The city merchant
who sells on the installment plan
charges a burdensome and generally
an extortionate rate of interest, but
the farmers bank would make it's
loans at the lowest rate possible to
provide for the expenses of the insti-
tuition, administered in an economi-
cal and conservative manner.
AS 10 the amount which may
safely be advanced on corn I still ad-
here to my original suggestion that
thirty cents a bushel would be a safe
risk, especially when the surplus
crop would be placed in the control
of a central distributing agency, that
agency being the very one making
the loans. This figure is named on
the basis that corn is worth forty
cents a bushel to-day and will never
be worth less during the life of any
person who reads this article.
We are frequently told that co
operation among farmers has been
repeatedly attempted, but always
with unsuccessful results. Never
has there been a complete effort at
national cooperation among farmers.
The nearest approach to such IN at
tempt is found in the history of the
Grange organization, which has been
the longest lived and the most sue
sessful of all organizations of farm
ers of miscellaneous interests. In
this there was no attempt at national
cooperation, but there was a pro-
vision for very effective local CO.
operation which has been eminently
successful in thousands of Oranges.
There is more Catarrh in this section Of the
wNUnSrv than all other diseases mt fOO6thGF-