Evening star., 1901-08-15
MoNEY-URDER SENDERS
SOME HINTS. WHICH WILL BE OF
yALUE,sTO THEM.
How Large Snma May he Transmitted
-ADpiicatfOns Must BE Legfbly
written-Hoh't Worry.

while the procuring and sending OF
money order is comparatively simple" said
a money order clerk to Star man today.
the fact that wes are asked so many
questions by those who patronize that
branch Of the governments service tzadi-
Gates much lack of knowledge, or forget
fulness, on their part
The maximum amount for which do
mestic money order may be drawn, pay
able in this country. Cuba, Canada. Ha-
wall, Porto Rico, or the Philippines, Is
500. Orders are now drawn on Cuba and
Canada on domestic form. But you may
obtain two or several orders for this sum
upon the same office, enabling person TO
transmit large sum by mail. For m
stance; thousands of dollars have been sent
from Havana from the same remItter 10
the same payee in New York
The maximum amount for single order
payable In Great Britain Is $50. a person
contemplating a trip abroad Will buy sew
eral hundred dollars worth Of money
orders payable to himself in London. II
ne does not cash them In full. ne secures
repayment of the balance upon MS 'eturn
home without additional cost and without
inconvenience.
Don't hold the order as a receipt. Send
1t to the person to whom the money Is to
be paid.
Keep Your Receipt.
Keep your receipt safely until you learn
whether the amount has been paid. Always
present your receipt to the money order
clerk at the Office where you purchased
the order when you wish to make an In
quiry concerning It. This will save you
lot Of time and talk.
with an international order where the
receipt Is the same size as the original or
der, only on white paper, don't send the
receipt with the order, nor send the receipt
frNat tn0d Nf ff1o htrr rdNad nj
do annually. It Is true that the order
may be paid by duplicate abroad. but 1t
may not, and delay and confusion result.
If you desire repayment of either do
mesttc or q foreign order always bring the
order with you when you go to the post
office. You will be saved delay, another
trip and car fare.
do not mutilate the order or change
Always examine the order carefully
when you receive 1t from the clerks. Mis-
takes are often made by the clerks If you
discover a mistake at the window the erro-
neously drawn order will be Cancelled and
new one issued in its place. 1t saves fu-
ture trouble to you and to the payee.
"One Of the main reasons why the statute
limits the Endorsement on an order to one
is because the government is not engaged
In the banking business. If money order
could be indorsed without limit, as a check
on a bank, the order would become nego-
table instrument, as the term b legally
understood. A single Endorsement makes
it quasi negotiable
"If an order Is not presented for pay
ment before the expiration Of one year
from the last day of the month In which 1t
Is issued II becomes invalid by law. Upon
presentation OF the order, however, IL it is
domestic you will get your money In q few
days by warrant and without additional
cost.
Foreign Orders.
"Do not forget that foreign orders are
not repaid upon presentation, as are do
mestfc orders. Authority from the govern
ment upon which 1t is drawn must first be
obtained through the department in Wash
ington. This consumes about six weeks In
the case Of an order drawn on Great Bri-
tain and central Europe. to three months
In the case Of an order drawn on Cape
Colony. india-or the trans-Pactfic colo
MES of the BFftishl empire. Don't worry
about your money. ct Is safe and you will
get tt back as expeditiousiy as possible.
In applying fer-a duplicate lost dimestic
money orderiden't expectto get 1T tn twen-
ty-four hours. Duplicates are issued by the
department in Washington. and several
days must necessarily elapse before the
application can reach the department and
the duplicate issued and transmitted
Write your application for money or
der legibly. If you can't write take along
some one who can. The money order clerk
Is prohibited from performing this service
for you.
Don't register a money order Some
careful people do. 1t is unnecessary. The
rule of the department is strict that money
orders may be paid only upon Identification,
and an Identification usually as complets
as the teller of a bank requires upon the
presentation Of a check by an unknown
person. If postmaster effects payment
to the wrong person he and not you Is
the loser. That's why they are 80 careful
Let the Government Worry.
"The government undertakes for the re-
Quired fee to transport for you to a par
ticular person OF his single indorsee GER
tain sum Of money payable at a particular
post office. Let the government worry
about its safe delivery; don't you.
You have a vague idea that the issuing
postmaster must have informed the pay
Ing postmaster in some manner about YOU
because o. the Pature of the question pu.
to you when you present the order for
payment. He gets this information by
means Of what Is termed the advice a
paper which contains all OF the particulars
you can read on the order Itself tine
amount. date, Office etc.. as well as tho
remitterS name, your own and your adj
dress. etc. This Is the reason you are
caught up by the clerk If you happen to
give an address different from that fur
nished by the remitter and specified in the
advice, which. would happen IL you had
moved in the meantime.
"You wonder how he gets this informa-
tion before you receive the order The ad-
vice must be dispatched by the first mail
after the issue of the order and awaits
your coming. II the advice is missent. not
sent at all or Is lost in transit, as some-
times happens, application for a second adj
vice Is made. for the order viii not be
paid without an advice, except at the post
masters risk. which he seldom assumes
unless he knows you very WE'LL"