davidaulloa/AmericanStories huggingface dataset:
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
Other Running winners.

Hawthorne-Huzzern. 3 to /: McChesney.
3 10 :; Flaccus, II 10 3: ArgregOrm, Is to 5:
0onemusS, 10 to 3; Kentucky Babe. Is To p:
George Arnold, Is TO ~.
Delmar-MetOxen, 10 TO l; Dominus, . to 5;
S~yncopated sandy, u 10 j; Jake Weber, 8
10 5; Lunar, & 10 5; Uterp, : to 10.
TorontoSLady Kent, 4 TO ]; Circus Girl.
~ 10 !; Kastoma, l 10 >; Abingdon. Z to i:
Lizzie A, ) 10 l; Curtsey. 22 10 I; FIorette,
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
CULVER, 10; CHICAGO, o.
Cadets Won from Windy City's South
Division High School.

Special to the Indianapolis Journal.
CULVER, Ind, Sept. 2S.-The Cadets won
the first game OF the season this afternoon
from the South Division High School, Of
Chicago, by 10 TO 0. Both teams showed Up
well for this early in the season. McQuaid
did all the scoring. making a drop kick
from the thirty-yard line in first half and
a touchdown in the last five minutes Of the
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
Races Finished.

Special to the Indianapolis Journal
EDINBURG, Ind, Sept. 2S.-The 2:35 pace
and the free-for-aH trot or pace, the two
races he'd over last evening, were COM
pleted this afternoon. Daisy F.. won first
money ia the 2:35 pace, and Beryl Wilkes
was first in the free-fOB-all race.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
Marion. IL; Anderson, o.

Special to the indianapolis Journal.
MARION, Ind, Sept. 2S.-The Marion and
Anderson High School football teams
opened the season here this afternoon. The
home team defeated the visitors by a score
of II to O.. The Anderson team was accom-
panied by a big delegation of %rooters.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
Golf Record for Riverside.

Glenn Diddle. who has recently returned
from Lake Winona, where he had charge
of the golf links at that place, made a new
record for the Riverside links yesterday.
Diddle made the nine holes in thirty-seven.
The best previous record was thirty-nine.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
EIkes Won from WaIthour.

BOSTON, Mass, Sept. 2S.-The final races
of the season at the Revere cycle track
were held tonight. The chief event was a
One-hour motor-paced race between Harry
Elkes and Bobby Walthour, which ElkeS
won by So laps, his distance being 81 miles,
80 laDS.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
BOTH SHUT OUT.

CONCLUDED FROM FIRST PACED
for the locals. Rose POLYTECHNIC PLAYERS
lhls year are a great deal heavier than
Ior many seasons. and when the High
SenoCl tOys arrived on the grounds and
Spencer, Hall and some of the other big
men sta5ked out on the field. the stock OF
the Locals went sliding, as il was Thought
that the school boys were Of miniature
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
New Golf Club mt South Bend

Special TO the Indianapolis Journal.
SOUTH BEND, Ind, Sept. 2S.-South
Bends third golf club has been organized
and is known as Sunnyside Golf Club. The
Hon. Frederick s. Fish, 4. Louis Kuhn, j.
NJ. S~tudebaker, jr., and n. J. Riley are the
board of directors. Membership is limited
to fifty.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
Rame. Inc u
NEITHER TEAM COULD SCORE.
south Bend and NOtre Dame Play an
Interesting Game.
10 the Indianapolis .Journal

Special to the Indianapolis Journal.
SOUTH BEND, Ind, Sept. ga team
captained by Pat O'Dea. the famous Wis
cOnsin punter. and the University of Notre
Dame eleven played a fine game Of football
to-day, neither team being able 10 score.
Although South Bend played only five OF its
regular eleven, it put up a strong defense.
IDEAS punts OF from forty-ive TO seventy
yards made Notre Dame work hard. For
South Bend. Ben KOehler. Reed. McWeeney
and Studebaker played brilliantly, Stude-
baker and McWeeney throwing Notre
Dame men back with losses. Reed was down
field like a shot, leaving Notre Dame men
in his tracks. Salmon was Notre Danes
star. Lineup:
South Bend. Positions. Notre Dame.
Curry~..-........Left .Lonergan and
McGOwn
f. Koehier......Ieft .Fortia and
Culliman
Marble. ..........L Left guard. ......... Winters
Studebaker.-.-.- Center -.....---...Pick
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
Rochester's New Track Record.

Special 70 the Indianapolis Journal.
ROCHESTER,, Ind, Sept. 2S.-The Fulton
county fair closed to-day with a record
breaking attendance. The track record for
two-year-olds was lowered TO 2:54 by DR..
J. Babcpck's WiIhelmfna.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29
ECZEMA.

That torturing and disfguring DISEASE
has its cause in an impure condition of
the blood. The impure condition of the
blood often arises from a diseased condi-
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29

Mrs. w. McIlvane, of Onwentsia, won the
Governors solace cup, defeating her club
mate, Miss Emma Kirk, 2 up. Mrs. Nell
vane is a former Western champion. Miss
Edith HOyt, of Onwentsfa, captured the
Governors tyro cup by beating Mrs. II. A.
Beidler, of Lake Geneva, Wis, 5 up and 5
to go.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29

ton of the stomach
and allied organs of
digestion and nutri-
ton. When diges-
ton is imperfect, the
nutrition of the body
is inadequate to its
needs. The blood be-
comes thin, poisons
accumulate In it, and
these poisons often
manifest themselves
n 81 m c eruptive
disease.
Doctor Pierce's
Golden MeQ1Cal us
covery cures diseases
of the stomach and
other organs of di-
gestion and nutri-
ton. 1t eliminates
poisonous substances
from the blood, puri-
flying it and increas-
ing its quantity and
richness. The vDis-
covery" cures per-
diseases of the
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29

blood and other diseases which originate
II a diseased condition. of the stomach.
The Discovery" is absolutely a nom
alcoholic and non narcotic medicine.
There Is nothing rjust as good"
vFor three years have suffered with that
dreaded disease, eczema, - writes Mrs. ]. Koepp.
OF Herman, oregon. Fl was told TO Try DIR.
Plerce,s Golden Medical Discovery, which I did.
and after / had taken fourteen bottles ] was
permanently cured II has been a year since I
stopped taking your medicine and II has never
appeared since. 1 think your medicine a won
oertul cure and hope others suffering as i did
will take il and be relieved of their suffering
Doctor Pierce's Pleasant Pellets are
powerful aids to the cleansing OF the
clogged system. By all dealers in
medicine
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29

bicycle defeated Vetter and Fisher on a
mOtor-tandem in a three-mile event. Time,
6.95
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1901-09-29

Right Gillen
Yank and
Valkert.........Right end......Shaunnessy
and Brandt
Gaylord and
Quarter back.......Nyre and
Davitt
INTERCHANGEABLE .Linns and
O'Malley
b.. Koehler.. $500. Right half Harmon
O'Dca.............Full Salmo
Time, 20 and 10 minutes: referee, Stoll, of
South Bend; umpire, Farley, Of Notre
Dame; timers, Award, of South Bend, and
Petrie, Of Notre Dame.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
OVER COUNTY OFFICES
Governor Of Arkansas After Decision By Supreme
Court Revokes Some Commissions and
Local War Is Threatened.

showed Driver and Bowen were elect
ed and they have held the two offices
since. A contest was instituted in
the courts and the county court de-
clared Lovewell and Rhodes elected.
The circuit court held to the contrary,
and on appeal the supreme court Of
Arkansas on July Is, sustained the
county court and remanded the cases..
Governor Davis thereupon revoked
the. commissions Of the incumbents.
The report that reached here is that
the Driver and Bowen factions hold
possession Of the court house and re-
fuse to vacate while Lovewell and
Rhodes are supported by a strong arm
ed following and a clash is expected
at any time. Driver and Bowen, 1t
is said, dispute the authority OF the
governor to revoke their commissions.
Feeling runs high.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
STREET CAR TRAFFIC OVER
BROOKLYN BRIDEG STOPS.
Pedestrians Still Allowed to Cross
Structere--Cause Of Break
age Unknown.

New York, July 24-About 4 o'clock
this evening a number Of the vertical
supporting cables Of the Brooklyn
bridge pulled out of their sockets and
are now dangling in the air. The ac-
cident happened at the north side of
the New York end of the bridge and
this end sagged from four to six
inches. This completely stops all
street car traffic over the structure,
but after a temporary delay pedes-
trains and wagons were allowed to
proceed. The vertical cables which
pulled out were imbedded in the great
cables upon which the bridge is hung.
What caused the pulling out Of the
vertical cables is not known. The
accident caused great excitement and
the police reserves were called out.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
Runaway WITH MOURNERS
TEAM AT FUNERAL BECOMES
FRIGHTENED AND RUNS.
One Of Occupants Of Carriage Keeps
His Head and Averts
Disaster.

st. Paul, July PA special to the
Pioneer Press from Duluth, MIMI,
says: A tragedy and case Of heroism
were associated at a funeral here to.
day. As Of the carriages con-
tanning the mourners was about to
descend a steep hill the driver, Joe
Guptil, dismounted to make some
change in the harness. The team be.
came frightened and started down the
hill crushing Guptil under the wheels.
Inside the vehicle were Belle, Dorothy,
Chris and George Tvedt. Realizing
the danger they were in the women
became panic stricken. George Tvedt,
however, retained his presence Of
mind, and while the team was tearing
down hill at top speed and the carri-
age was swaying from side to side in
imminent danger Of being overturned,
he swung open the door and in some
n succeeded in gaining the driy-
er's seat. The lines had been left
fastened to the seat and Tvedt soon
succeeded in stopping the runaway.
Guptil had three ribs broken, one Of
which pierced his lungs and he is
not expected to recover.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26

Little Rock, July 24-Upon his re-
turn tonight from Lonoke county,
Governor Davis stated that he had re-
ceived no advices indicating threated
civil wal in Mississippi county, hence
ne had nothing to say concerning the
report of prospective trouble there.
The governor stated he had not been
appealed to from any source to place
the county under martial law.
A few days ago Governor Davis re-
voked the commissions Of Sheriff
Sam Bowen and Circuit Court Cleark
C. s. Driver and issued commissions
to John A. Lovewell and J. w. Rhodes,
respectively. At the election last
September Rhodes ran for clerk and
Lovewell for sheriff on what was call
ed the Independent ticket. Driver
ran for clerk and Bowen for sherih
on the democratic ticket. The returns
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
WANTS POSSESSION.
Suit BY Mrs. Mckinley to Recover a
Nevada Mine.

Ely, New, July 23-Suit has been
begun in the United States court at
Carson by Mrs. Ida Mckinley, wife Of
the president, and Mrs. Mary B. Bar
Der against John Steele, VIM. Hayes
and others to recover possession Of
the Elijah mine, one of the patented
claims of the Canton Mining company
on which defendants r operating
and also for $4,000 damages for ore
taken out and shipped by defendants
during the period Of their occpation
of the mine.
Steele Is the owner of the Macon
City mine, adjoining the Elijah and
denies that he has extracted ore from
the patented claim, all his workings
being well within his W lines.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
WILL INVESTIGATE CHARGES
OF MACLAY'S HISTORY.
AT REQUEST OF scHLEy
Admiral Dewey Will Probably Be
a Member of the
Court.

Washington, July 23-The Wash.
ington Post last night telegraphed
Admiral Schley that in an editorial it
insisted that he owed it to himself
as well as to his friends to begin pro.
ceedings against Mr.. Maclay, author
of the history Of the United States
navy to disprove the latter's charge,
adding: Twill you do this? Please
wire statement"
Today the following telegram was
received in reply:
Great Neck, L. l., July 23-Editor
Washington Post: l believe the first
step should be an investigation Of
all the matters by a court, then civil
action afterwards. am preparing to
take this course.
wv. S. SCHIEY."
The Post in the morning, as the
result of extensive inquiries based
upon the admiral's dispatch will say
in part:
admiral Schley proposes to ask an
investigation at the hands of a naval
court of inquiry and then to sue His
torian Maclay for libel. His action is
the sequel to- developments during the
past week, when the entire country
has been stirred by the publication
of the unexampled abuse poured out
upon him in the third volume of E.
S. Maclay's history Of the United
states navy, in which publication Sch
ley is said to have run away in Gait
iff fight and is, in addition, denounc-
ed as a coward, cur and traitor.
With respect to the matters to be
inquired into by the court of inquiry,
the Post will say that it might be
difficult to state briefly the exact
questions which will come before the
court, but Admiral Schley condensed
them in a letter written to Senator
Hale, chairman of the senate commit.
tee on naval affairs, February IS, 1899.
sThe letter divided criticisms of him.
self into four heads as follows:
First, alleged delay off ~Cienfuegos,
Cuba.
Second, alleged slow progress to.
wards Santiago de Cuba from Glen.
fuegos.
Third, %retrograde movements on
18th and 27the of May, (this refers to
returning Of fleet from Santiago to.
ward Key West).
Fourth, battle of Santiago and de.
struction of Cerveras' fleet.
ut is to be expected" says the
Post, 8 that Admiral Schley in his let
ter to the secretary requesting a court
of inquiry will specify these grounds
of criticism and that Secretary Long
will, in turn, repeat them in his or
ders assembling the court" =
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26

each cold was wore" than the one before. Ny
throat seemed to get weaker, and the least
change in the weather started the coughing
again. The last cold was the most severe Of
al. / was really frightened. Cough drops
and home treatment did no good. A friend
told me about Acker's English Remedy. z
got q bottle, and you never saw the like az
the way # acted. Before the bottle was gone
| was well. My throat felt as strong and well
a. could be. Since then l have had no more
trouble. think Acker's English Remedy 80
the delicate lining Of the throat
that It easily resists the changes in tempera.
ture, anditbuildsupthe constitution as we'll"
(Signed) CARRIE ScHwAB,
PSI Gold st., Brooklyn, N. Y.
Sold at25c., Soc. and 81 a bottle, throughout
the United States and Canada; and in Eng
land, at Is. 3D., %. 3D., As. Cd. Ifyou are not
satisfied after buying, return the bottle to
your druggist, and get your money back.
We authorize the abo,e guarantee.
W. II. HOOKER d co, Propretors. Ne,0 York.
For sale by Chapple Drug Co.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
SCHLEYS LETTER TO LONG

Washington, July ~24-Secretary
Long this morning received a letter
from Rear Admiral Schley calling at
tention to the criticism against him
which are contained in MacLay's His
tory of the navy, and the inneundoes
which have appeared in the press for
several days, and stating that in his
opinion the time had now come to
take such action as will bring the en-.
tire matter under the "clear and calm
review of his brothers in arms" He
asked that the department take such
action as was deemed best to accom-
plish this purpose. He also requested
that whatever action be taken shall
occur in Washington, where his pa
pers are stored. The secretary i'm
mediately decided to comply with the
admiral's request and dictated a let
ter to the rear admiral saying that I'M
der the circumstances he heartily ap-
proved of his action, and that the de-
partment should proceed at once in
accordance with his request. The
secretary took this action without con-
sultation with any one and without
communicating the request of Admiral
Schley to the president. He then call
ed into his Office Rear Admiral Crown
inshield and Captain Cowles, chief
and assistant chief, respectively, to
the bureau of navigation and also
Judge Advocate General Lemly, who
has charge of the formalities of naval
courts. He also sent for Admiral
Dewey. Although Rear Admiral Sch
ley did not ask specifically for a court
OF inquiry, but left the action to >the
Judgment Of the department, the Sec
rotary decided that such a court would
be the best means of making the III
vestigation. which the rear admiral
and the three bureau Of
0cers we're called IN for the purpose
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
eURNE DRAILRoAD BRIDGE.
An Attempt to Wreck a Burlington
Train Frustrated.

An AttenPt 20 wreck a Burlington
Train Frustrated.
Wymore, Neb, July 24-What ap.
pears to have been an attmpt to burn
the Burlington bridge across Blue
river and thereby wreck. the train,
was foiled late last night. Frank
Crawford, returning from the country
about midnight found the bridge in
flames. He hurried along to give the
alarm when he was stopped by a
stranger, who told him to go no fur.
Their. Crawford broke away and the
shot at him three times without
effect.
The supposed incendiary had dis
appeared wnen Crawford returned
with assistance. Much Of the bridge
was burned and there was no traffic
on the line today.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
BEFORE SILENCED HIS REVOL.
YER MARKS SEVEN.
RuNNINC.FICHTw ITHPOuCE
In Which Maniac Is Finally
Knocked on Head and Dies
in Station House.

Leavenworth, Kan, July "a
Michael Kelly, an insane man, today
at the Office Of the Robert Garrett
Lumber company, in the business dis
trict, shot six people, killing one
probably fatally wounding another,
and more or less seriously wounding
four others. He was himself finally
killed by officers who tried to over
power him. The victims:
John G. Garrett, aged 40 years, jun
ior members of the firm of Robert
Garrett Lumber company, died at his
house.
DR.. Chas. MCGEE, aged &c, shot in
the back and probably fatally wound
ed.
Police Sergeant VIM. Dodge, shot
in neck, wounds serious.
Michael Mcdonald, shot in leg,
wound slight.
Jos. Falthager, policeman, shot in
hand, wound slight.
NAAhO AAOoACA, A0DO1Cl a y luAllUCl tdlu,
shot in hand, wound slight.
Kelly was eccentric and during the
presidential campaign in 1896 lost his
mind entirely. At that time he was ar
rested and adjudged insane. Garrett
and four others testified against him.
After a year in the Topeka asylum,
Kelly was released. He had been act
ing queerly again and had declared
that he would kill the men who sent
him to the asylum. For two weeks
past he has been practicing shooting
with a revolver Oily at the Fort Leav-
enworth range. Last night he drank
heavily. Soon after IL o'clock today
he appeared at CARROTS Office at the
corner of Sixth and Cherokee streets
and without warning shot Garrett as
he sat at his desk. Garrett fell from
his chair into the doorway when
Kelly deliberately fired four shots
more into the PROSTATE form. Leav-
ing his victim for dead, Kelly ran so
yards to the real of the company's
lumber yard and began reloading his
revolver. Presently he returned to
the Office to find DR.. MCGEE, who had
been attracted by the shooting bend
ing over Garrett. Leveling his revolt
yer on the window sill, Kelly took de-
liberate aim at the physician from
the sidewalk and fired. The bullet
struck MCGEE in the spine, and he top
pied over near where Garrett lay.
Then followed an exciting street
fight between the mailman and officers
who came upon the scene. Kelly,
aourishing his revolver dashed
through the lumber yard. He met Ike
Healer, a laborer, and shot him in the
hand. A few yards farther on he
encountered Sergeant Dodge and the
two exchanged shots as they ran.
One bullet from Kelly's revolver
struck Dodge in the neck, but not be-
fore that officer had shot him in the
shoulder. Kelly kept running and was
soon confronted by Detective Melon.
aid and Officer Falthager. Mcdonald
dropped Kelly with a bullet in the
neck. Dodge raised his revolver but
it failed to work and catching up with
the murderer he crushed his skull
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
The Best Remedy for Stomach anc
Bowel Trouble.

IT shave been in the drug business
for twenty years and have sold most
all Of the proprietary medicines of any
note. Among the entire list l have
never found anything to equal Cham
berlain's Collie, Cholera and Diarrhoea
Remedy for all stomach and bowel
troubles" says O. w. Wakefield, of
Columbus, Ga. "This remedy cured
two sever cases of cholera. morbus
in my family and l have recommend.
ed and sold hundreds Of bottles Of 1t
to my customers to their entire salts
faction. It affords a quick and sure
cure in a pleasant I ,rm." For sale by
Chapple Drug Co.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
Quick Relief ror Asthma.

Miss Maude Dickens, Parsons, Kan
sas, writes: Il suffered eight years
with asthma in its worst form. |
had several attacks during the last
year and was not expected to live
through them l began using Foley's
Honey and Tar and it has v fail
ed to give immediate relief" Holmes
& Calhoun.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26

with the weapon. Kelly sank to the
ground and was carried to the station
in an unconscious condition, dying
soon after his arrival there. Garrett
did not regain consciousness and died
an hour after being taken to the hos
pital.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
LIGHTNING STRUCK CHURCH.
Baptist Church at Madison, Wis, Er
tirely Destroyed.

St. Paul, July PA special to the
Pioneer Press from Madison, Wis.,,
says: The First Baptist church was
struck by lightning tonight, and the
ensuing fire completely destroyed the
edifce. A valuable memorial window
placed in the chuch by Mrs. John G.
Spooner, in memory Of her mother,
was destroyed as was also a $4,000
pipe organ and all the valuable sill
yer ware in the building. The loss Is
placed at $4,000, with insurance OF
$4,000. The church was dedicated
only a year ago.
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
TO THUGS AND eRAFTERs.
Law and Order League Issue Notice
to Evil Doors.

to Evil Doors.
Fort Sill, O. T., July pa law and
order league has formed here to sup
press the dozens of crooks who have
infested the country, since the Kiowa-
Comanche registration began. It's
members threaten to mete out sum-
mary punishment. The organization
has decided to print and distribute
1000 hand bills bearing the follow
ing:
Notice is hereby served on all con-
fdence men, pick pockets, thieves
and crooks who are caught plying
their vocations that they will be hang
ed to the nearest tree"
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
Do You Cough?
~ guess I used to be like everybody else.
When / caught cold, / just let it alone, think

zig WOulu
cure itselfin
q few days ;
ofcoursethe
and splitting
Of mucus
some times
lasted sew
eral weeks,
but after q
While the
t u b lie
would st1h.
side. al
" o
hced, how
ever. that
The Billings gazette. [volume] (Billings, Mont.) 1896-1919, 1901-07-26
UNDER STATE SUPERVISION.

Pays s per cent on savings depos.
its. interest compounded quarterly.
Pays 6 ger cent on time certificates
Of deposit, not subject to check.
Issues savings certificates on build
ing and loan plan with definite time
of maturity and definite payments.
Loans money on real estate to be
repaid on monthly installments run
ming from one to ten years, to suit
borrower.