davidaulloa/AmericanStories huggingface dataset:
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04

banks after the plans in vogue IN Ne"
England and other Of the northern cites
to-wit: Banks in which there Is TO capt.
tai, and consequently no stockholders.
but in which every dollar OF profit earned
from the money deposited IS distrsouteu
among the depositOrs.
Under this system. which rebounds
exclusively to the benefit of the de-
positors. banks with immense deposits,
principally the property of the working
people, have been built up all through
New England and the North.
notice from the report OF the comp
troller of the State of New York. that
the amount of money on deposit in the
city of New York as of the LIST of Janu-
airy. 1900. in this character of savings
banks, amounted to over Sifo.oGo.go-one
ban kalore, the Bowery Savings Bank.
having deposit over s67,000co0. which IS
nearly three times as much as the Whote
banking resources Of the city of Rich
fnond. This system OF savings. thus so
attractive, and at the same time so
helpful to the people, is encouraged every
way by the State laws. and even the
Fedora. government in its war revenue
act of 1898 exempts them from taxation.
For Local Insurance
The other method of savings is through
the life insurance companies of the coun-
try More and more our people are
investing portion Of their surplus earn
ings in life insurance policies. 1t Is a
habit which should be fostered and en-
Outraged, provided, of course, care Is
exercised in the selection of the COM
pany but the point which desire to
emphasize is that by sending our money
in the form of premiums to northern
companies we rob the community of the
very currency so essential to its CONNER
ciaI prosperity, and furnish other sec
tions-rivals to our trade-with the money
to conduct their enterprises.
I see from the report OF OUR auditor
that there was collected in the State Of
Virginia during the year 81, IN insurance
premiums, the enormous sum OF s2,652,sa3,
and there was paid out In death losses
81 3s s55 81. In the year 1898 there was col
lected in Virginia the still larger sum OF
s., So; ,4O7, and paid out in death losses
81 60, 163 If we allow for the expenses
incurred in managing the local agencies
and the commissions paid for procuring
this business a liberal PEI cent, twill
be seen that probably over one million
4 of dollars was carried out of Virginia
during each Of these years over and
z above the amount retained for COM
missions, taxes. &C., or paid on death
losses. I. Of course, appreciate that a
portion of these funds will yet be re-
turned to Virginia when the policies on
which trey were paid out mature, either
by death or expira tion.s but the point
Il desire to make Is that the profits Of
the transaction are retained for all time
in the Golfers OF the northern insurance
companies, and the sums to which OUT
5poiicy-holders win one day be en- titled
are retained and used BY these non-sesi-
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
SMALL PLANTS NEEDED.
These, With n Fair Taxation. Would
Build Up Richmond.

Mr. Z. A. Catlin. one OIL f.lchiiiohu ,
most philosophical citizens, said:
.There can be no originally and fresh
ness in the answer to such question.
The whole field has been thoroughly dis
cussed time and again before the Cham
Der Of Commerce, and many most Faiu-
able suggestions have been MADE, anu II
remains With the people to put them into
practical operation.
Nothing in my opinion, hot even eN-
cepting the ship-building plant. mas oeeh
started here in recent years that Will 90
so muc:, toward building up the city, as
will the completion of the large eiectrlc
nlant now being erected on the site OF the
old Haxau Mills. Many small manu1ac-
turing establishments are what we heed.
They grow with the demands that are
made on them. Capital invested IN sucii
is much safer than IN large enterpiises
that are burdened with heavy expenses,
and whose proportions are far In excess or
the demand for their product. Large
plants in the beginning are usually oni-
cared bv men inexperienced in the pusl-
ness. and who are placed IN postum
through the influence of kirsmen VINO are
large stockholders. This has been me
experience OF Richmond in many III
stances. and such conditions have hfoushe
disaster. The result has been that 1t be
came we'll nigh impossible TO interest
richmond capital in such ventures. WIN
cheap electric power, mectstilie9 CIV
others with but few hundred doilars
c,n manufacture their wares NO polie-
and engine is then to be housnt ana NO
=engineer to be e!np1oyd. But the greatest
strength in this is that they VIII gro" up
with Tho business as child does to man
hood. Then their experience Will enable
them to cope with their strongest c2mpeti-
TORS Observation proves that every manu-
Featuring enterprise started in this city on
/. LARGO scale has come to grief. With a
c1aon and chea: power ranging from one
horse. power ur. small manufacturing
nIants will be started, which i'll time will
t,oy to large ones, and we may conf
DENLY EXPECT Richmond to manufacture
scores Of things for which it now has to
cend abroad In Newark. n. j., dozens Of
small manufactures making buttons,
zshoe-laces. hooks and eyes, etc., can be
I found in enc building: and it can be done
here to equal advantage when this new
power is put on the market.
Fair TnX,li ioi,.
The next most important matter is a
inst method of taxation. What Is your
rate Of taxation? is invariably the first
Question that is asked by strangers, SNIer-
chants and real estate now bear largely:
more than their. share of the burden, and
nothing has SO paralyZed values OF the
latter than the high assessments that
have been imposed upon it, the effect OF
which has been to hurt every industry
=
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
Coed Win.

ETTRTCKS. VA. Feb. S..-Sps cial-Ihe
Pocahontas Cottonatltl Company. In bii'
tersea. a suburb OF Petersburg, nave c1tn-
pIeted the large editions TO their plan.
and about placed the new .nacfinsrs, anu
are running dag and night to hold the
orders down.
This IS one of the best managed NILS
in this part of the country. ard the halof
all love TO work for them: but they k:cA
whsnever they import so many foreign
helpers to compete with them
Labor Is quite at a premium ae BON
Ettricks and Pocahontas mills just now
Times are bright and everybody cheer
full stores full, and goods f,!shes. Whlea
indicates better times than for MAN.
wears
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04

1t is easy to demonstrate from these
figures that there are to-day on deposit
in the home offices of the northern IN
sI,rance companies millions of dollars
belonging to policy-holders residing IN
Virginia. which enormous sums furnish
the money to conduct the business enter
prises OF those communities. 10 essen .le
rotes of interest to increase the market
value of their State, municipal and cor
porate securities. and thus to furnish. as
above suggested. to our rivals in trade
and manufactures, the very capi1at
which gives them the advantage In the
race for industrial and commercial SUI
premacy.
t,hIishrent of one or two savings banks
OF n character such as l have described.
and which have proven such q source
of blessing and strength to New Eng
land. Let us sustain and encourage the
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04

Is like it had been dipped out Of
freshly-stfrred mud-hole. Let our city
fathers adopt the suggestions of our
worthy Superintendent of the Water
Works ana make such Improvement as
Will insure us Il bountiful supply of water
that will not only quench our thirst
but give US clear, clean bathing and be
attractive to the eye.
Streets and Schools.
g. We need street Improvements. The
advancement we have made has brought
a noise and clatter from heavy wagons.
trucks and other vehicles. which IS not
only trying to the human nerves, but
interferes materially with the transaction
OF business. Our streets arc behind the
times. This Improvement cannot all be
made at once without perhaps a consid-
cradle increase of taxation, which should
not be levied for fear of checking bust
ness developments. but it can be done
gradually and ought TO begin at once.
z We should maintain our public
schools, and if possible increase their
present high standard. Nothing speaks
better for people than up-to-date public
schools We should foster such nsti-
tutions as the Mechanics Institute. for
the blessings that flow from them can
not be estimated.
Railroad Improvements.
S. Every citizen should wish for the
final contamination of the Seaboard rail
road consolidation scheme, and as far as
possible, lend it a helping hand. Some
may decry consolidation, and frequently
they work wrong ana oppression to
community: but Richmond has been suf-
fering long from a monopoly that has
borne heavily upon her i'll the way of
southern freights. Give us the Seaboard
combination and relief will come.
g. The building Of the Tidewater rail-
road is Of vast importance to us. 1t
will drop into our lap the products of a
large region that now go to Baltimore ana
open up trade with q people who, from
necessity, have gone elsewhere to sell ana
buy.
Protect Property.
TO- We need a law which will afford
protection 10 vacant property. The de-
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
HELP OUR INDUSTRIES.
Encourage ana Enlarge Plants That
are Already Hero.


are Already Hero.
Mr.. L. z. Morris, president OF the Cham
Der of Commerce. was asked what ne
thought would be the best thing to build
up Richmond. He said in part
Encourage legitimate enterprises, hein
Industries already here and Try to enlarge
cur present plants.
This WITH enable us TO rent out our vac
ant houses the few that are vacant, ana
will cause the building of more tenennents
for those who come TO the city TO live.
Eve must cater TO the industries al
ready here. and endeavor to bring more
laboring people to the city. The wages
paid laborers in this; city are greater than
those of any other city in the south
I've should help all new industries al
ready here and give them all the encour-
asenIent we can
TT is the best place in the south for the
investment of capital. and feel assured
that this method will prove of great val.
ne TO both the city and the merchants or
manufacturers who contemplate locating
here. Richmond is also one of the health
lest places in the south
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
TriaInrW. LRhoies.

Several sensational eases will be set for
trial in the Hastings Court on Tuesday.
The grand jury will, no doubt. on Mon
day ind;ct WI. Rhodes for shooting and
causing the death of w. F. Barnett.
The case OF William Miller charged
with murder. Is set for the 18th OF this
month.
Suit was Instituted In the Circuit Court
yesterday by r. a. Justls against
Alfred Pleasanton for $500.
a motion for Judgment was also Med
{ IN this court By G.. w. Baines. against
b. s. Robinson. for the sum OF slo5.s0, with
lawful Interest thereon from December
1elh. 1899, Until 2asd.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
t.,,,r,,S;. Notes.

EalPORIA. Feb. l--SpeciIL-VesS .s"
csorgas have taken pIac., this year in tii,'
business cenoiticn Jf Enlpor.,. Two new
livery ard exchacge stao IS have ger
o;sr.ed. this being quite a s:orse and niue
Mr.. Charles sa,,er, of Nerth Enaperia.
slaughtered a hog the past F'es.s 'htl1
when dressed We ghed 5f9 POUNDS. ,
Mrs Annie Taylor, OF Manchester. -
Mr. 2. C. Mills Lately ooansGsed vita
,I.e E.c,por.a Messenger. has remove
to virginia. whsre he Is sditing the VIZ
gina Enterprise.
NJ r. Fl. Younser. 9 sermer pastor OF
the Methodist church aere. was IN toWii
Yesterday. visiting the friends oil !a.s
old charge.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04

THE SOUTHERN BELL TELEPHONE
AND TELEGRAPH COMPANY,
(Rich1nond Telephone EXchange)
Since the issue of their January supple
ment have published lists of ninety-nire
(9s) new subscribers. The following sub
scribers. not included in the above, have
been added since Sunday, January 2Sth,
1900:
Rates in Richmond and Manchester:
Residence .......-.-....-. Sl.50
Business ..-............... S2.5o.
ARTESIAN WE'LL DRILLER.
114s-Gould, F. Al.
CAKE AND CRACKER N1AN'F'RS.
ll7e-Southern Biscuit Works
FERTILIZERS.
ll42-yenable Fertilizer Co.
MEATS AND PROVISIONS.
1l46-Brauer. Jr., John wv.
PUMPS. WATER SUPPLIES, ETC,
& 1l44-Snyder, ". w.
RESIDENCES.
ll43-Aiurrell. John D.
lli7LPerkins. H. D.
1l31-Sca nmell. J. n.
l3a6-weller, T.. A.
nl-Bctty. Tl1os. II.
J. r. A. HoBsoN, Manager.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
ANOTHER HUNDRED THOUSAND.
Z Richmond Concern that Continues
to Increase Wonderfully.

10 Va
II the industrial growth of Richmond
when is surprising to the most obseryant
eye in all lines when the actual increase
is made in figures, there is none which
makes u nobier Illustration than the Life
Insurance Company OF Virginia.
From its organiza ton this company has
had remarkable success, and has long been
regarded by those here at home. who best
know the personality of its management
and its methods of dealing with its pol
icy-holders, as one OF the most solid in
stitutions in the South, and, therefore,
the statement that he Life Insurance
Company of Virginia added nearly anoth-
er hundred thousand dollars to its pre-
MUM receipts for the year 1899. was a
pleaSurable fact "a Their than a surprise.
Starting thirteen years ago with an
income of $99.566. each years work has
been a successive step in the enlarge
ment of its business until last year its
premium income reached 3l.9GN.79. and
its gross income s9S5, 2225 9l-within trife
of the handsome showing of a round mil
lion of dollars for its years business.
The increase of the number OF policies
in force for the year was nearly twenty
five thousand, while the increase OF in
surance was s1,SGG547.
Death claims and dividends were paid
amounting 10 $io5,04l.95. making total
paid since organization of Sass, sol.
The showing is a remarkable one, and
must be both interesting and gratifying
10 Richmond people
The success is the wcll-eavned result
or careful and conservative management.
Mr.. G. A. Walker is the president of the
company. and Mr.. James w. Pegram Sec
rotary.
They are native Virglnians and their
management OF the Life Insurance Com
pany of Virginia has won full confidence
at home and given n wide scope to the
institution throughout the country
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
A BIGGER POPULATION.
Extend the Corporate Limits and Be
como Il Large City.

Mr. Alexander H. Meyer. OF the we'll
known firm of julius Meyers Sons,
said: Upon your request as to my views
of the best thing that can be done In
an industrial and commercial way TO
build up the city of Richmond. 1 take 1t
for granted that You want my individual
views of the most important thing, and
that I can sum up in the one word, EN-
pansion'' mean by this the extending
of the corporate limits of Richmond so
as to take in the utmost limits of swans
boro on the south. Soldiers Home on the
west, Brookland Park on the north ana
East Richmond on the east.
While we have among us great many
public-spirited capitalists, who are ever
willing to aid with capital almost any IN
dustrial enterprise that can be demon
strated as profitable we must look to
outside capital in q large measure to
help us attain the great city we desire
Richmond to be- 1t is not so much the
capital employed in its industrial eStap-
lishments that aids 4 city as Is me
amount of its payroll and the number OF
employees. and among the first questions
that a prosI ector of an Industrial estah-
lishment considers is the availability OF
labor Otherwise. l cannot understand
why the larger cities are usually selected
for these establishments.
Would Tempt CaDital.
Ir my varied experience with strangers,
the question is almost invariably put, us
Richmond improving? Has she out
grown the war; What better answer
could l have to that question than to
say, eve are now a city of 125,cDO inhab-
itants. we are twice as large rs we were
ten years ago and are now the twenty
SIKH city in size in the United States.
MANY prospectors in looking around 10
locate would overlook a city of $4,000
inhabitants as not offering enough IN
ducements to live in. when they might
consider a city the size Richmond would
be if we extend our corporate limits
Many an investor would invest his
money in a large city, where the posi-
bilities are always greater. before he
would in a small city, where the inter-
est returns may be as great. but where
the rise in the value of property is
never so great
The argument has been advanced that
investors will locate without regard to
the size of the city which is simply en-
larged by the extension of its corporate
limits. This is very true, when the in
yestors' attention is called to that city.
but that docs not alter he fact, of which
we are well aware, that there are mil
lions of dollars invested annually in new
concerns to whose attention RichmondS
possibilities are never brought, and who
might be induced to investigate if Rich
mOnd's size and population. as eNtended.
would be indicated not only on the ma
tional census. but in the business census
which is advertised yearly.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04

vii, risk being termed visionary in as
sertins that nature has been GAZING on
ms for years. by exhibiting to US lhe mos.
natural advantages Tor a dfE-doch d !
the very door Of cur city, that iiotl'ii hp ,i'
sJatea,; of ground nearly surrounded by
The water Of the james, on tho opposite
bank of the river
We further assert that no city in the
Union offers greater remuneratlve IN
ducerrent for n frst-class opera-house,
Il commercial hotel, properly located ana
a dirst-class hotel for our colored GU
zens. than does Richmond. Va
To enlarge upon these IDEAS would con-
sumo too much space in your valuable
Daper, but we believe in a five-m!nute
talk with any reasonable person, We can
convince them OF the truthfulneSs ana
p-scticability of every assertion herein
made.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
Comes at., E,d Time.

sLACKSBURG. Feb. S--5pscfaL--
The burning of the general offices OF the
Virginia Polytechnic Institute comes at
Il very inopportune time. as in the presi-
dents Office were stored valuable charts
and maps Just received, as also tee
grades for the intermediate examinations
just closed.
It was thought frst that all the records
on the school were lost. but It now
thought probable that some may be saved.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
..I,ir,.,s Poetry aud qear,s. ..

The members of tho r. N. G. a. and
their friends, as well as the entertain
ment loving public. will have the ops.
portunity OF attending most delightful
entertainments tomorrow night. Hon.
All. TayIor. OF Tennessee. brother OF ex-
Governor RoS Taylor. and his peer as
an entertainer. viii give his matchlesz
rem. ..I.ises Poetry and Psaris,. In A.
socdation Hail. Reserved seats can -
eecuyed ct Tho Association BUILDING.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
AIarhcrs County News.

MATHEWS Co, VA. Feb. Especial, =
DR. u. e. Hunley. who has bsen quite IL
fer several days. has much improved. and
expects to oe out in a few days.
Mr.. John White WIS very badly kicked
by a horse a few days ago, ard is liz q
very critical condition,
Tnc oyster market IS now booming
from the, effects of the recent cold snap
Mr.. Henry White. aged ninety one. diea
last night. He had ben In feeble hsalsa
for some time.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04

precautions that are made upon such
property should be checked by strong
hand.
H. There should be a strict enforce
ment Of the Sunday laws, especially as
to the selling of liquor. No city IS we'll
governed where vendors of stronG drink
while closing the front door admit through
the back. 1t is contrary to moral teach
ing as we'll as civil law.
thank you for your consideration and
courtesy. and though 1 could write more
in length in reply to your request. fear
l have already occupied too much space.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
DESCRIPTION OF TIE BIG
AUDITORIUM BUILDING

in
be
and
The
of h nav
rrsvioc
DC f'eocu
from the
cHiib
from ne nit
viii ~
tinted on
first
gallery. nnalinS be - i -
rp sG reiit veteran drew the
hayecl
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04

life Insurance company already organized
and conducting a successful business II
our city, and the one which Is just
about to enter upon its career. By pur-
suing this policy we can surely minister
to our citys prosperity in the coming
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
JUDICI0Us ADVERTISING.

Demonstrate Our Facilities and Hold
Big CarnIvals.
Mr.zW. s. Rhoads. of the firm Of Miller
& Rhoads, said:
You ask what consider the best means
of building up the industrial and CONNER
cial trade Of Richmond? Well, think
there are two ways open for improve
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
IMPORTANCE OF SAVINGS.

Mr.. Munford Thinks This Requisite
OF Success.
I have been asked to make some sug-
eestions as to how best to promote the
business interests OF our city during the
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
TO Invite. Capital.

There are certain taxes that should be
collected by an officer who is in no way
dependent on the vote of the people 1or
his position, aud when such an one Is
appointed tens of thousands of dollars
III be collected which are now lost. and
to that extent it Will be an encourage
ment to capitalists to put their money
where it will do the greatest good. Inc
cost Of conducting a business Is the first
thing a business man inquiries into, and
he naturally locates where it can be done
with least expense. When Richmond can
offer irducementc equal to those made by
other cities, then we may expect strans-
c-s to come to us. Sometimes since at
the Chamber of Commerce it was shown
that on the same capital Richmond col
lectcd nearly eight times more taxes than
does the city of Philadelphia. Under
SUCH conditions we cannot hope to pros
r.er as we Should. Let US stop so much
talk about our superior climate and do
sor, ethins practical that will invite CAPT
tai to our micst.
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
Should be kept Here.

dent companies until the time Of pay
ment
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04

municipality may be net. There is no
,yav Of reaching such cases. say so,he'
hut Judge Aiken. of DanVille, 1ouho
way and it has worked admirably
The times. [volume] (Richmond, Va.) 1890-1903, 1900-02-04
BEST WAY TO BUILD Up
THE CITY OF RICHMOND

fron,Inucd from First Page.)
The Coconino sun., 1900-12-22
THE COCONINO SUN

WILL C. BARNES, formerly of Hol. brook, and d prominent cattlemen of Arizona, was elected member of the New Mexico legislature from Colfax county. The cattlemen of our sister territory can now look for an entire new live stock law, and one that will be entirely to their benefit.
The Coconino sun., 1900-12-22

THE committee representing the en- gineers, tiremen, conductors and train- men of the Santa Fe railway system have declared that they would not ad- wise strike in sympathy with the telegraphers. This means that the O. R. T. has lost. and it will be hard blow to that order.
The Coconino sun., 1900-12-22

THE senate committees on territOr- ies yesterday heard arguments by Gov ernor Murphy and Delegate Wilson, of Arizona. in support of a bill for the admission of this territory as state. They dwelt especially upon the marked increase of population of the territory and urged that it contains both pOpu- latiOn and wealth sufficient to justify d change in the form of government.
The Coconino sun., 1900-12-22

THERE are no large cities in New Mexico, says the Citizen. Albu- querque is the largest, having 6,23S; Gallup, 2,946: Las Vegas. 3,552: RatOn, 3, $40; Roswell, 2,O06: Santa Fe, 5,6O3, Silver City, 2,735. This city contains only mile and half square of land in the incorporated portion. The larger portion of the population live outside the corporate limits.