Evening journal., 1900-12-10
AN EASY Made
INVESTMENT
4 Means Of Saving and Investing
Money, That Is Daily Grow
ing in Popularity

Most Of the reasons why men should
insure their lives apply with equal
lorce to women. Women are daily be-
,oming more and more Independent.
They are engaging in many occupa-
ions which formerly were confined to
men; they not only in multitudes Of
cases support themselves, but they
have to support others; they acquire
and hold property and make invest
ments, as the result of their own ef-
forts.
Life insurance is adapted to the ne
cessities and conditions of all women
who have anyone dependent upon
them OF who are called upon to sup
port themselves in whole or in part,
while to women who have acquired a
OF a fortune by inheitancs
or otherwise, it is especially advan-
tageous, as it affords a safe and profit
able investment. which will give a
large return to them If they live for
certain number Of years, or Will in
crease their estate in the event Of
prior death.
Women as a rule find it difficult to
safely invest the funds that they have
inherited or the surplus that they may
have accumulated for the reason that
they are usually SO situated as net to
have the best facilities or opportuni-
ties for obtaining securities that are
permanent, be entirely safe and interest
producing. In making investments
they are usually dependent upon the
advice or information furnished by
frienis, who may not be entirely disin-
Iterested or whose judgment OF values
is unreliable.
Deposits in savings banks are net
always safe beyond peradventure, they
cause a comparatively low rate of in
,terest and secure only the amount OF
the deposit. which may be withdrawn
for some trivial reason and expended
or otherwise invested and lost. Build
ing associations are frequently unsafe
/ by reason of changes in management
or method. Loans upon mortgages
upon real estate while safe if made
with Judgment, are too frequently not
/ we'll secured, as the woman herself il
most instances cannot judge correctl.
of the value of the property, and the
mortgage is likely TO turn into unprO
ductive real estate on the hands OF tn,
lOanar The bonds OF railway com
panies or industrial enterprises. If wei
2 secured, pay low rate of interest ant
If not we'll secured there is default ant
the interest or the principal or boil
are lost.
A policy in The Mutual Life Insur
ance Company of New York is backe
by company ifty-slx years old. whicl
cannot fail. having assets of owe
$3.50 900, 900, a surplus of more THAI
S45 100000, an annual income of owe
$55 100000, from the premiums paid b.
more than 100000 policy-holders. 1t 4
a purely mutual company in tina
every policy-holder is a member of tn
company and all Of the profits are re
} turned to the pOlicy-hOlders or he'll
for their security. The premiums pay
able on each policy are stated in tn
contract both as to amount, and whe'
payable and can never be increased
but after setting aside from the pre-
miums collected the reserve require
by the law amounting on January ]
1899, to s233, ,O0O.O .OOO). and the amour
required to pay death claims and ex
penses, the remainder, called surplus
is returnable to the policy-holders a
STATED periods and may be used eithe
ito reduce future premiums or to ad
to the insurance. The company (
strong, we'll managed, just and impair
tial; it has an unblemished recon
Throughout the civilized world, 70
the transaction Of its business on cor
rect principles in the interests of al
Its vast membership.
The initial investment in a policy /
easily and simply made, and subse
quent payments can be made in install
ments, thus affording the means Of in
lvesting the same amount year afta
year with the least possible difficult,
= 1t is not subject to change: there is n
loss of principal; it is free from taxa
tion; it provides an inheritance imme
. diately upon the issuance of the pol
icy and payment Of the first premium
The purchase Of a policy in case c
early death proves an exceedingly wis
lprecaution and provides a large retur
5 on the investment. inasmuch as th
+ payment Of the whole amount is sc
e lcured when the first premium is re
! ceived by the company, and while &
any event the sum invested is sure {
be returned. the probability of reall7
ing an enormous percentage over an
above the amount paid out is wort
more than the chance Of not receivin
any interest, or realizing only a sma
rate. BY purchasing a policy in Tn
Mutual Life a woman at once provide
for those dependent upon her whethe
they be her children, or an aged me
ther or a sister. or some other relativ
or friend for whom she desires to prc
vide There are hundreds and thou
sands of noble-hearted -denyin
women who have adopted this metho
or providing for loved ones.
The Mutual Life Insurano. Compan
, OF New York insures women upon tn
same terms as men. and they hay
equal privileges and advantages. n
extra rate IS charged as In most otht
companies and no distinction Is mad
IN the division OF surplus. Thousand
{ lot women are now availing themselv,