davidaulloa/AmericanStories huggingface dataset:
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20
Continued from Page 3,
FOR RENT-aooMs.

FOR RENT-RoOMs.
< N1cEIT FTRNfsaED soTT4
front room, 10 one or two gentlemen. 122
Taylor street, west.
TWO NICE ROOMS, WITH BOARD,
if desired; nice location. lib Gordon street
west.
A FLAT OF ROOMS FOR RENT. IA
Second west
FOR RENT, COMFORTABLE BAY
window parlor fiat, S14 Hall street, west;
rent reasonable.
FOR RENT, NICELY FURNISHED
south room, for gentleman. 415 Berrien
street, west
TO RENT, A NICELY FURNISHED
front room. cheap to good tenant. 40
Montgomery street
TWO NICE ROOMS, PARTLY FUR
nished or unfinished, with bath; good
location. 42 Drayton.
COLUMN ROOMS TO RENT; FLAT
for rent, prettily and completely furnish
ed; to responsible tenant moderate charge.
Address Harris" Morning News.
ROOMS FOR RENT; FURNISHED
room, three windows. and transom over
doors, near Park Extension. NJ. L., News.
TO RENT, TWO ROOMS, SECOND
Broughton street.
FURNISHED ROOMS, WITH OR
without board, in private family. los An
derson street, west.
FOR RENT, MODERN FLAT. 207
Broughton street, east; separate bath and
kitchen. j. e. Fulton & Son.
FOR RENT, DESIRABLE FLAT, 222
Duffy street, west; bath and kitchen;
southern exposure. j. E. Fulton & Son.
FOR RENT, FLAT pa BROUGHTON
street, east, $3.50 per month. j. E. Full
ton q Son.
FOR RENT, DESIRABLE FLAT, COR
ner Bull and Liberty streets; opposite De
Soto Hotel. j. E. Fulton & Son.
FOR RENT, THREE ROOMS ON PAR
lor floor; also three basement rooms, 5G3
Jones, east. $16 ]. E. Fulton & Son.
SMALL NICELY FURNISHED ROOM;
all conveniences; single gentleman; pri-
waite family. 1O5 Perry, east.
FURNISHED LOWER FLAT FOR
summer; four large rooms; separate bath;
southern exposure; excellently located.
Cheap to desirable party. Address Sum-
mer, care Morning News.
FURNISHED POOMS FOR GENTLE -
men, or light housekeeping, 22O West
Broad.
TWO CONNECTING ROOMS, FIRST
floor, five dollars, furnished, to gentlemen,
per month, 12S Montgomery street.
NICELY FURNISHED ROOMS WITH
all conveniences, cheap, 2O2 Habersham
street.
FOR RENT, FURNISHED, NEW
York city, opposite Central Park, excep-
tionally desirable and airy apartments;
eight rooms and bath, with servants
rooms; elevator service and all modern.
improvements; reasonable rent to desira-
BILE parties from June to Oct. l. Address
Waring, 21S West Fifty-ninth street, New
York
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

TWO NICE ROOMS, WITH BOARD,
If desired nice location. lib Gordon street,
west
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20
ron RENT-oFF1cEs.

OFFICE ROOM FOR RENT NEAR
county court house; low rent 20 desirable
tenant. Peter Reilly.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20
ron NEUTRALITY-SUSPICIOUS..

FLAT CONNECTING ROOMS. FIRST
floor; large hall third floor, suitable for
any purpose John Lyons
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20
FOR RENT-SToREs.

~-~~~~~~~-~~----~--~--~
FOR RENT, STORE AND DWELLING
corner Oglethorpe avenue and Houston
street. Apply IL Henry street, east.
street, nicely located, good condition. Sa-
vannah Real Estate Exchange
FOR RENT, FROM SEPT. l, 127 CON-
gress street, now occupied by NJ. Dreyfus.
Apply to B. H. Levy & Bro, Broughton
street.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

NICE HOUSE, 224 EAST ANDERSON,
only $3.50 per month. Savannah Real Es-
tate Exchange.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

->~~%>~~~~~-~~~~-~~~~>~~~~
FOR SALE, RESIDENCE ON CHARL.-
! ten. near Habersham on 60 feet front lot
! Prendergast e. Black.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

FOR SALE, NO els NINTH WEST,
well built two-story dwelling, with store;
lot 3ox117 price, 100, on easy terms. A
great bargain. Platshek & Co.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20
FOR RENT-HOUSEs.

FOR RENT, THE WARD RESIDENCE
and premises at Isle of Hope. Apply T.
A. Ward, West Broad and Olive streets.
FOR RENT, 217 WALDBURG STREET.
east; perfect condition; all conveniences.
Right rent to right tenant. Est. Solomon
Cohen, West Broad and Broughton.
FOR RENT, FURNISHED HOUSE ON
CASTOR street; possession until Oct. l,
1900 Walthour & Rivers, Drayton and
st. Julian streets.
FOR RENT NO. POI HALL STREET,
east, corner Abercorn street; special rate
to desirable tenant. Apply to Walthour &,
Rivers.
FOR RENT, NO % HENRY STREET,
west Apply to Walthour & Rivers,
Drayton and st. Julian streets.
FOR RENT, NO. sos STATE STREET
east. Apply to Walthour 6, Rivers, Dray-
ton and st. Julian streets.
FOR RENT COMPLETELY FUR
nished home, No. 204 Hall street, north
east corner of Abercorn for the summer;
immediate possession; arrangements can
be made to continue lease from Oct. l. W.
c. Fripp & Co.
FOR RENT NO. TEN ANDERSON
street, east; ten dollars per month; i'm
mediate possession. w. c. Fripp & Co.
FOR RENT SEVEN ROOM HOUSE
with modern conveniences, Whitaker
street between Sixth and Seventh; i'm
mediate possession; $50 90 per month. w.
! C. Fripp & Co.
FOR RENT FROM JUNE 1, DESIR-
able residence, No. 906 Barnard, just south
of Bolton; all modern improvements w.
C. Fripp & Co.
FOR RENT COMPLETELY FURNISH
ed house; immediate possession; Taylor,
west of Abercorn; can renew by the year,
furnished or unfurnished, after October; or
will rent same now unfurnished. W. c.
Fripp & Co.
FOR RENT, FROM JULY /, S05 VALID
burg, west seven rooms; all conveniences.
Apply 201 Waldburg, west.
HOUSE At WHITE BLUFF, FUR
nisked, facing river. Apply 10S CASTOR
street, east.
314 MONTGOMERY; LARGE TEN
room house convenient TO Central Rail-
road; cheap rental to right party. YOU
mans & Demmond, Provident Building.
FOR RENT, HOUSE, 30 DUFFY.
east Apply Robert M Beytaugh, 4O1
Gordon, east.
FOR RENT, SEVEN ROOM HOUSE,
SN Montgomery street, third door from
Gwinnett.
FOR RENT, 5-ROOM HOUSE ON
Best street, near Jefferson. Apply C.. H.
SHREDDER, Best and Montgomery streets.
FOR RENT, MEDIUM SIZE HOUSE,
SO6 Bolton, east. Apply 10s Park avenue,
east.
RESIDENCE $50 WILLIAM STREET.
Apply to H. H. Dooner II Henry. east.
FOR RENT, TWO VERY NICE MOD
ern built residences; every convenience;
rent reasonable. Peter Reilly.
FOR RENT, Two-sToRY RESI-
dence: seven rooms; large yards: convent
emit to Central depot; twenty-fifty. Peter
Reilly.
FOR RENT, A VERY NICE TWO
| story residence; choice location; rent
eighteen dollars. Peter Reilly.
HOUSE FOR RENT, 5O7 JONES
street, east. Apply 5O5 Jones street, east.
FOR RENT, NO. 10 LIBERTY STREET,
west, near Bull; all newly renovated and
painted. Prendergast g. Black.
FOR RENT, SEVERAL NEW HOUSES
on Abercorn and Second, just being COM
pleted, will be ready by June 10, nice
house for small families. Prendergast &
Black.
FOR RENT NICE NEW HOUSE, ON
Anderson, just west of Abercorn. Prem
dergast & Black.
FOR RENT, SEVERAL NEW HOUSES
on Abercorn south of Jones. Prendergast
| e. BlacF.
WHY WILL YOU PAY TEN DOLLARS
for house, when you can get the same at
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

TWO NICELY FURNISHED ROOMS
IN young men, IS and 81 per month; beau
80 location near Colonial Park
Nooms," Morning News.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20
MONEY TO LOAN.

MONEY TO LOAN ON IMPROVED
c,tv property at per cent. interest. W.
c. Fripp & Co.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

FIFTY THOUSAND DOLLARS TO
loan on improved city property, at five
ner cent and upward according to risk.
Youmans & Demmond Provident Build
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

MONEY TO LOAN ON IMPROVED
city property. one to five years. ]. e.
Fulton & Son.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

MONEY TO LEND ON CITY I'M
proved property in amounts to suit 1.
D. L.aRoche.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

FOR SALE. A LOT FOR TWO HUM
dred dollars; easy terms. on Ninth street.
near East Broad: no city taxation. c. H
Dorsett.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

121l-1213 WHITAKER, 102-l0i HENRY
west, gils-edge property and location, will
nav 10 per cent gross; do not loose this
il you want reliable investment. YOU
mans & Demmond
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

LESS THAN $500 PER WEEK WILL
buy lot or a house and LOT in the
heart Of the city next Tuesday after
noon. May %, at auction; sale will begin
promptly at O'Clock. corner waldburg
and Price streets.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20
FOR RENT-ROOMs

TO RENT, ROOMS, SOC DRAYTON
street.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

oNE BED ROOM, DINING ROOM
La'oheh furnished complete including pri-
a.. path $40 per month; to couple with
aoning News.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

| FOR RENT. JUNE 1sT, PARLOR
a,, consisting Of four rooms. 1903 East
Henry street.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

I'll WEST BOLTON, UPPER FLAT.
Apply on premises or w. B. Stufevant, IL
Congress, west.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

FURNISHED FLAT, OR ROOMS,
rom June to Oct. /. 2O3 Jones, east.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

WHY WILL YOU PAY TEN DOLLARS
for house, when you can get the same at
six? Don't fail to look at them. Twelfth
street. near Burroughs. Savannah Real
EState Exchange.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20
sTRAYED.

STRAYED INTO OUR PASTURE, A
small bunch OF hogs which owner can get
by proving property and paying damage
and expenses Scott & Davis.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20
LOST AND FOUND.

LOST, LIGHT-W WEIGHT OVERCOAT.
Reward II returned TO 100 Bay street, west.
LOST, WATCH FOB WITH HEART,
diamond crescent, Thursday evening Re-
ward. 40s Hull street, east.
LOST, ONE CLEVELAND BICYCLE,
IS model. Finder will be rewarded II re-
turned to 116 West Harris.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

FOR RENT, NICELY FURNISHED
lon. rooms; convenient to bath. 1903 Pres
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

LARGE SOUTH FRONT ROOM; BAY
WIDOW. Two ten Hall, west
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

LAT FOUR CONNECTING ROOMS
= =" uath near Park Extension, furnished
kyestt unfinished. Apply fourteen Taylor,
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

soR RENT, UNFURNIsHED FLAT;
eo,,,r neatly furnished rooms, facing
FtuaIe. l82 Abercorn street.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

TWO LOVELY HOMES ON BULL
street, south, at great sacrifice, owing to
owner being compelled to leave Savan-
nah. If you want a small or medium sized
home at bargain see us quick. Youmans
d Demmond
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

Ior r'1 ,.1Ei NEATLY FURNISHED ROOM
|1e senelemen or light housekeeping; sin
las. I'm en- 50 monthly; bath NCivileges. 121
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

FOR RENT. NICE NEW HOUSE. ON
Anderson, just west of Abercorn. Prem
dergast & Black.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

FOR RENT, SEVERAL NEW HOUSES
on Abercorn and Second, just being COM
pleted, will be ready by June TO- nice
house for small families. Prendergast &
Black.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

~ L,lHAsANTLY SITUATED ROOMS,
bnd or on suite, convenient to bath, hot
w., 0gIu water; southern exposure. 100
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

LOTS ON SEVENTH STREET. EAST
only one hundred and fifty and upward
ten dollars cash and one dollar per week
ID will be well for you to take advantage
OF the extraordinary prices and terms
Youmans q DammOnd
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

SIX HUNDRED ACRE FARM, NINE
miles on Augusta road, partly cleared,
and now under cultivation; balance in
timber; mostly yellow pine; shipping ia
cilities, are paved road, two railroads and
by river; terms to suit purchaser. /. d.
LaRoche.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

WANTED, TO EXCHANGE LADIES
bcvole for gentleman's chainless wheel,
Postoffice Box S64
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

FOR RENT, SEVERAL NEW HOUSES
on Abercorn south of Jones. Prendergast
& BlacF.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

EIGHTY-SIX ACRE FARM. MILES
on Louisville Road; thirty acres cleared,
timber On balance will pay for the prop
erty Railroad facilities /. d. LaRoche.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

LESS THAN 500 PER WEEK WILL
buy a lot or a house and lot in the
heart OF the city next Tuesday after
noon, May %, at auction; sale will begin
promptly at O'Clock, corner Waldburg
and Price streets.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

NICELY FURNISHED SOUTH
front room, 10 one or two gentlemen. 122
Taylor street, west.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1900-05-20

FOR SALE, THE CHOICEST LOT, 20
Kos. on Eighth street. near Drayton, for
$3.50; only one left. Don't be slow. Platshek
a. Co.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1900-01-03

to restrain the local board Of underwriters
from organizing, and expects to have to
take the case to the Supreme Court in
his effort to prevent the organization OF
the insurance combination.
This insurance question is a more ser
ious one han people imagine" said MI.
Hawkins. Few people stop TO think that
IL requires the entire value of the Indiana
wheat crop each year TO make good the
amount of money the insurance companies
take out of the State above the amount
that Is paid back in the way of losses.
I'm all, there are $6,0OU.0 900 paid out for
insurance in Indiana each year and of this
sum 81, 900 is taken out of the state as
profit above the amount paid for fires,
deaths and accidents. This means that
insurance rates could be many times lower
and still give absolute safety to the policy
holder and leave a good profit to the COM
pany, If managed properly and econom-
ically.
Business men from all over the State
are alive to the situation and numerous
petitions are being circulated and signed
asking the Governor to call an extra
session of the Legislature this winter to
take action against the insurance compan-
les, looking to a reduction of rates to
proper figures. We do not want wildcat
companies, but good solid companies car
give insurance far below the present rates
and we are going to get it if it Is pos,
Sible."
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1900-01-03

to join with the others In giving the ex-
treasurer a receipt in full, but was finally
persuaded to do so.
1t is asserted that while w. H. Schmidt
was county treasurer the delinquent taxes
collected by him aggregated twice as much
as any other treasurer has collected.
Those who are familiar with his record
point to his position on the Barrett law
question in defending his acts as a county
official. When Mr.. Schmidt became treas
urer there was no market for Barrett law
bonds, 1t is asserted, and they were selling
that investors could not depend on their
being paid promptly. Mr. Schmidt inter-
ested himself in the matter and was in
strumental in having the charter so
amended that the treasurer was compelled
TO notify all people who were delinquent in
straight Improvement assessment, so that
they could pay them without the annoy
ance of being sued. Mr.. Schmidt declined
to allow attorneys to examine the books i'm
his office where IL was known they con-
tempiated suit to collect assessments, until
the delinquents had been given thirty days
notice that their assessments were due.
To further the success of the Barrett law
system Mr.. Schmidt arranged with the
Board of Public Works for the treasurer
to have the right to hold out three per
cent. OF the amount due contractors on
public work, for the purpose of creating
a u to pay all Barrett law coupons
promptly as they were presented. The re-
suit was that Barrett law bonds became
more valuable. Four years ago, IL Is as
serted, contractors were adding from 10 to
Is per cent. to their contracts to cover the
discount they would have to sell their Bar
rett bonds for. Now people are clamoring
contractors are able to perform work
cheaper.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1900-01-03
/ 7 NEWS NOTES.

Nine. Rive-King will give a piano re-
cital at the German House next Tuesday
evening, Jan. 8.
The Sisters of the Good Shepherd are
and the donations made during the holi-
days.
Robert Ousler, formerly of Indianapolis
was stricken with paralysis, at his home,
in Plainfeld, Sunday, and has lost the
power of speech.
this week at Fletcher Place NJ. E. Church.
DIR. w. A. Quayle. of M~eridian-street
Church. will preach tonight.
The real estate transfers for 1899 show an
increase OF $1,112,677.76 over 1898. For last
year the transfers amounted to So, 1903, SOC. "a.
IS. 796, 22S.5S.
The ladies of Meridian W. c. T. u. will
hold a sewing meeting for the benefit of
the South Side Sunday school at the home
of Mrs. Alice Baxter, 1872 College avenue.
to-day. Ladies are requested to bring cast
off clothing.
The annual stamp sales at the Indian
apolis postoffice amounted to S435, 643. 75,
which with about $1,000 added from the
rental OF boxes represents the total re-
third of this money will be left after pay
ing all expenses. The stamp sales for last
month were $50. S54.03. a gain of more than
5 per cent.
AT the meeting of the Indiana Gamers
Association, which is planned to meet in
this city during next week, IL is thought
by those In authority that the prices Of
canned goods will be increased about %
per cent. This increase in the prices of
canned goods is the result of an increase
in the price of tin-plate. which has jumped
in price from S265 TO $500 a box since the
last annual meeting of the association. The
Gamers of the State. N. S. Martz. of Tip
ton Is president
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1900-01-03
GROUP OF NEW CASTLE MEN
Are Here to Watch Developments I'm
Agricultural Board.

E. H. Peed. w. l.. Risk, Clark Phelps and
DR.. r. A. Smith, of New Castle. arrived
together at the English Hotel yesterday
to attend the meeting of the State Board
of Agriculture.
Mr.. Peed was formerly superintendent
of the state fair grounds and was in
charge when the present grounds were laid
out and built. He says it is constantly a
matter for congratulation TO him to think
over the way the state fair as an institu-
ton has grown in prosperity and impor-
lance since he first knew it. He says the
quality Of the exhibits is bound to grow
better, because of the fact hat almost
every county in the State has a fair which
is constantly being improved upon, and
this without other incentive will make it
imperative for the safe fair to constantly
improve in all departments.
Mr.. Risk is a candidate for the place
which it is expected will be made vacant
by the election of Charles Downing to the
secretaryship of the board. Mr.. Phelps
was formerly president of the Woolgrow-
ers' Association, while DR.. Smith is presi-
dent of the Henry County Agricultural
Society.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1900-01-03
AN OPTIMISTIC VIEW


Mortimer lowering. the ~well-known
banker of Lafayette, was at the Grand
last night mingling with the members Of
the Board of Agriculture. He spoke freely
of the gas situation in this city and ex-
pressed the opinion that the ultimate out
come would be the starving out of the
consumers until the company secured the
introduction of meters.
I'VE had the same trouble in Lafayette"
said he. I'VE could get no gas worth men,
tioning until we had a Encouragement of
the rate and now we have more than we
need. We buy gas any way we want it now
and although it comes slightly higher 1t
is worth the difference.
Our rate by meter is z cents a thousand
to families and 6 cents a thousand to Pur-
due University and other institutions. The
contract rate is $4 a year for cooking or
heating stoves when used all the year
round. but in case the stoves are only con-
rected for the winter months the rate is
doubled. Furnaces OF any size cost $40 a
year and hot water heaters $40 a year.
Crates in rooms where there is no other
heat cost so a year, but in rooms where
there is other heat, they only cost $40 a
year. We find that the rate is about one
third higher than the old one and gas is
so plentiful that there are but few houses
that can stand more heat than that
thrown out by three fires. Gas heat is so
cumulative that IL goes farther than
other heat and the result is that where we
formerly froze during the winters or
burned coal, We now have TO open doors
and windows to cool off the houses. 1t is
my opinion that indianapolis will have to
submit to a raise in price and probably to
meters, but the results will, Ibelieve, be sur
prtsingly pleasant to those who are now
living in cold houses because OF a low
pressure of gas"
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1900-01-03
HEARD At THE HOTELS
c. A. BOYLE HERE IN INTEREST OF
INSURANCE. POLICY HOLDERS.
He Says Premiums Are Too High
johnson in the City
Corridor Gossip.

C. A. Boyle, of Columbus. o., is at the
Denison in the interests of insurance policy
holders. He says the people of the United
States pay more money for their insurance
with less real protection than the people Of
any other country. AS an indication Of
the tremendous difference in rates in diff
ferent countries he said the average rate
for fire insurance in France is s cents a
500, in Germany it is Is cents. in England
it is 20 cents, in Australia it is sc cents, and
in Indiana it is $3.50 per 500, while the av-
erage for the entire country is s1.04.
In addition to the fact that these rates
are exorbitant, Mr.. Boyle says in only a
few of the States, like Connecticut, New
York and Pennsylvania, is there such a
thing known as a STANDARD policy" which,
In fact, is one Of the great projections to
policy holders Few people know anything
about standard policies, he said, but simply
pick out what they think is a good COM
pany and accept the paper that company
issues. A standard policy is one the
terms of which are fixed by the legislature
and specify exactly what the company
must do in event of a loss, so that the
State, and not the policy holder, stands
good for the faithful performance of the
contract. In States where there is no
standard policy, as in Indiana, insurance
companies can write any kind of a policy
they like, and they usually fill it with legal
verbiage which means nothing and affords
numerous loopholes through which the
company can evade ayment Of the loss If
ii desires to do so.
He said the best policies were those is
sued in Connecticut and New York, not
only by home companies, but by all COM
panies that do business in those States,
and he further said that a bill exactly like
the New York law would be introduced i'm
the Ohio Legislature this year and in the
Indiana Legislature next year. AS an IL
lustration of the point he said that COM
paratively few of the people who bought
tw-enty-payment life policies really knew
what sort of insurance they were buying.
Most of them, by actual Investigation,
were for years under the impression that
they were buying endowment insurance,
whereas, while the premiums on their in
surance stopped in twenty years, the pay
ment was not due until death. Under the
New York and Connecticut law such a
condition could not exist. He says that in
surance is unquestionably too high and
that a general effort will be made all over
the country to ave 1t reduced to a point
where 1t can be reasonably compared with
rates in Australia, where risks are fully as
hazardous as in America.