Weekly independent. [volume] (Elko, Nev.) 1887-1914, 1900-02-02
THE 4. .. Z W.

b.S OSiSA AHSES SS'S AN- N---N
people out as should have been, bui
those who heard the address were
amply repaid. Following Is a bHet
synopsis u his remarks:
The speaker began his address uy
referring to his early connection with
the OrierIn Nevada. where II lSS0Sl
he organized several subordinate
Lodges and the Grand Lodge. The
Order at iLat iime numbered abOut
100000 members. Since that date il
has increased until il Dow has under
is banner a membership Of nearly
10000. located in every State and
Territory In the Union. and in all Of
the British provinces Of North
America.
The work OF the O.ier. he said.
ma! be oomprehended In some de-
gree when II Is known that II Is dis
bursiDs to the widows and orphans
Of lis deceased members 1000 every
day in the year. Nearly 5000 OF its
members have died since its organl-
zaticp add there has been paid TO
their beneticiaries nearly Slo0,oO0.O10.
which fact. ne said, demonstrated its
usefulness, for, said he, IL II had not
been for the home protection thus ex-
tended. no one can tell what might
have been, and it is almost impos-
Q gshta 20 s--,,.sa .Ia Et,N--., 49,
that has been done by Its work.
The advantages OF the Relief Law
Of the Order were fully set forth. b.
the operation Of which the several
separate Jurisdictions are protected
against excessive death claims arts.
Ing from epldemicS or other untor-
innate conditions or circumstances.
The law proviiinG that when the
death a in any jurisdiction exceeds
what twelve assessments will pay. the
burden above that amount Is borne
by the Order at large and Is raisrd b..
a general contribution, thus bringing
TO bear the strength Of the entire
membership to protect every ceruti.
cate issued.
Stress Wa laid upon the equitable
provisions Of die Law Of the 4. -. L.
". and the distinction clearly drawn
between conditions in such contracts
between penalties for acts Of ous.
sion or commission occurring against
the policy or certificates and those o!
the \. o. L. ". recurring against the
mem bership Of the members. This.
he said, was the fruitful source Of
most litigation had under ordinary
life insurance policies. the latter pro.
vidlug that III certain events the pol
icy II the Lands 81 the beneficiary
shall be void. facts not developed
until after death. whereas under the
Workman plan the member himself
must be called 10 account IN his life.
time for IN irregularities. but il not
50 presented then the order has no
quarrel with their b~eueiciaries after
the death Of a member, il permitted
10 live and die a member in good
standing.
Another strong point WAS made OF
the fact that the Order Is strong
enough 20 admit TO its protection me-
ch8nics Of all classes, and even enlist
ment in the late war did not void
their certificates. On the contrary.
the 4. .. I. ". not only permitted
its members to enter the army and
navy, but went further aud paid the
dues and assessments Of all such as
so enlisted, and 10y special provision
q Law raised an extra fund Of nearly
100000 by general contribution Tor
the payment OF all deaths so occur
ring.
Since 1925 Il plan has been in
force whereby the rates OF payment
OF beneficiary assessments are classi.
fed according to age. Those rates
are as follows: For $1,000 certiti.
cate, one between the ages OF Is and
- pays not exceeding twelve assess,
meDis per year Of 81 20 each; those
between - and 80, sl.30 each: be
tween 80 and 3. slJO; between -
and forty. sl70; between 80 and 40.
lthe maximum age Of az missioDl
s2l0. In addition tn the above. all
members are liable for relief calls rs
tina; part OF the system can have no
limit, for. said the speaker. no matter
bow great the calamity not how
heavy the death rate. there is no
point at which the i. o. L. W. will
stop, IL necessary {" pay existing
claims. This feature OF the order
has gained for i. friends and patron
age everywhere, for persons entering
III order for the protection OF their
families want 10 feel assured that its
obligations will he met faithfully and
that was shown TO he the plan Of the
Workmcn.
In closing a cordial invitation was
extended 20 Rll within the limits of
age and otherwise qualified moral,
to become members Of the Order aud
the hope and belief was expressed
that many would lee fouud ready and
DESTROYS 81 dong so.
- -
Al Whit" Of Reno. u ~ old
enough 20 know better. conveyed his