Carlsbad current., 1900-02-03
rnn uNvnMlNa cEanMoMns.



As per previous announeemont the
local camp, Eddy Grove No. 8, Wood
men Of the World, met Al the forest at
1890 Sunday and with The visiting SOW
ereigns, 9. q. Merrlield, ,. 7. Jackson,
Jno Klrcher aud A. Y. Campbell, all
took conyeyances for the cemetery,
followed by quite concourse OF clti-
zena In carriages, though the day was
the coldest OF the season, smah flakes
Of snow failing % intervals and raw
north wind blowing. AZ tho cemetery
the Woodmen formed q wedge at the
grave, the consul leommandef, -. -.
Switzerland, and master n csrom0nies,
Bert Iiobertson, near the point aud
one on each side Of the monument OF
the departed sovereign. J. II, Carpen.
ter The ceremonies we're carried ogt
without a hitch or hlndrance OF any
kind. AT the proper ticie Sovereign
Cameron lifted the veil which co, cred
the beautiful shaft OF Italian marble
upon Which was inscribed Erected by
tae " oodmen Of the World Jas. ii
Carpenters born Nov, 90, 1850; died
Apfll 10, 1902 Mfs. 7. u. r. Smith
and Mrs, Bessie Otis rendered valuable
assistance IN the singing, wlAle tho
oration Of Hon A. Z. Campbell was
highly appreciated by the woodmen
and their friends. The following 10
the address as given at thoi grave by
Sovereign Campbeil
Within the mcmory Of some here present
making provisions for ones family by
means OF isife Insurance, was regarded by
many as little short OF saorilege. This
method OF providing for the widow and the
orphan was NJ first execrated, then 4oleia !.
cd, now Il is extolled.
Among The changes which thirty years
he's wrought none has beeu more wonder
ful than the changed method for making
provisions tor those who-are depending on
on ne, and This change is only equal IN the
changed condition o. public sentiment in
reference thereto.
Scarce three decades hgo Life Insurance
was principally confined ~ what may be
termed "the moio fortunate classn, while
to-day Il Is within the reach Of almost all
No institution has within the last qnarler
of a century exerted q more potent inhu-
once upon social conditions. a has 20 a Ger.
tain extent, modified aud changed our
whole social fabric. II was a common 10.
mark few years ago that the first puT
chases a newly married couple made wus
a copy Of Dickens Works aud lot upon
which 70 erect home. The happy pair
may still have at the beginning OF their
list OF purchases copy of the works Of
Amerca's tayorite novelist, but tie serur.
iag OF u lot is postponed until after the
husband has secured Lille Insurance
Policy. II funable 70 procure home and
a policy the family chooses 10 live IN
rented house rather than permit the pre-
miums 10 become delinquent. The small
home, the home Of the man Of mOderate
means and income, Tic cottage OF the clerl.
aud the bookkeeper, the artisan and tho
mechanic, are fast disappearing; life lnsur-
auce policies are taking their places.
Whether this change IN our social economy
bodies good or evil In Us ultimate results
aud In lis effects upon social conditions,
l leave tor the staIosmrh, the philosopher
and tho publest 10 discuss and the future
TO decide. That life Insurance has WORK cd
and 10 working marvellous changes Ia ,dcl-
al conditions and IN the business, CONNER
cial and financial world Is patent 70 us all.
Where this ehangh will end and where il
may lead, is matter Of speculation aGicreiy.
Whether the end Of Il all will justify tho
structures passed upon Che scheme Of Life
Insurance by our scrupulons ancestors or
whether Il will prove boon and beue
faction u mankind ls one Of the ansdlged
problems Of tomorrow.
The purpose Tor which life Insurance
WIS formed, the principle on which Il
based, commend themselves Ia all right
thinking persons. "a all God fearing per
sous, namely protection 10 the helpless,
asaistauce'to the dependent Originally
all Life Insurance COMPANIES weie based
upon this principal, we're conducted for
this purpose. Latierly, however, the old
line 90 onpanles materially departed from
the idea Of their orlglhatlOn until now In.
tea OF beng conducted on the lines OF
protection they have degeneratcd into In
yes,ment eoneerns. 4 idd riches 10 the
wealthy, 20 Increase the accumulailons Of /
mlllionalfes, 20 pay prlnceiy salaries 10 /
officials, b erect magnificent but unprohl- \
able structures, 10 exiurt exorbiianl
premiums from rOlicy holders and % loan
that money back 20 the people through the
agency Of brokers or trust companies,
seems 10 b. the aim and object OF those
concerns whose foundation stone IS sup
posed q res, on charity aud whose tus-
pose they proclulm is 10 afford protection
10 the widow aud the orphan.
fraiernal Insurance Societies were br-
ganned as a protest against the extraya.
gaut ihethods aud the EVIL tendencies Of Old
line iiio insurance companies, Thiif
obleri Is ~ conduct the business on the
only safe and enduring principle, namely
pfoicuiioui not Investment. Combining
huaiunaa uFlnnflsfaa tvlfh tatf... l