The Savannah morning news. (Savannah, Ga.) 1900-current, 1900-06-23
AS TO SAVING MONEY.
How Some Men Try to Do 1t and
Make Failure.

wages and invest it judi,io sly, he woud
have enough at 30 to feel easy the rest Of
his days. He ought to live 10 be TO- and
should retire at the half century TO make
.room for the younger generation. Start in
at %, say. to cam your own living. Sup
pose you never make more than $1,000 a
year, which is a rather high average even
for brain Of the highest university brand.
One-four h f this amount saved annu-
n Nv for twenty-scven y, airs would be a
fortune of over $4,000, if laid away in
stocking and if well invested should be
ha as much more. Thirty thousand do
lars at pc cent would give an income
OF 81 500 a year-Quite enough for com
fort.
If l had my way there would be a law
requiring men 20 retire from active bus
mess as soon as they gain competen-
cy our population is increasing so RAPID
ly that there is nothing for the newcom-
ers to do. The aged cucumber the ground.
We don't want the dear old Vete ans 10
Gle, but to retire to ease and comfort on
the interest of their investments. What a
hap y jolly, contented world this would
be if The successful man should step down
and out at 80 and give the boys a chance
But he will never do 1t. He works harder
90 than al 40, harder at ~ than at 80
1t is "a kind Of insanity. The poor, starv-
co. lIlGIultSS creature Is OullSeu 70 lOl
On and die in his poverty, but the rich
man, the fortunate millionaire, tolls on
because his soul is filled with greed for
gold and dies in his riches poorer than
the her.
know men in this city whose struggle
10 save dollar for rainy day is pathetic
Theirs Is generous nature. They take
an occasional toddy. perhaps, and being
treated must treat back. With money in
pocket this is an easy accomplishment
and money flies when four or five good
fellows get together in front of the bar
There are close-fsted scalawags who will
be treated all day and never come back at
you, but they generally wear out their
welcome. They have big voices and i'm
press strangers with their apparent good
fellowship. The man who stands his treat
right along has old r. L. Morse sitting
on his pillow every morning. after he has
slept off his drunk. When he looks at his
empty pocket book. he makes vows, saying
Great Scott, If God will only forgive
me this time I'll swear III quit! don't
mean that I'll quit drinking entirely, but
I'll quit hanging out at barrooms and
treating fellows who are of. no earthly
good to me. Damned if I don't!'
This man really means what he says
means it until the next three or four
drinks, when he slips up again. Before
dinner, as before a drink, he is cool calm,
stern aud calculating; after the cookies
VI MS utdtl are warmed anu the mucous
membrane tickies with a provocative
glow mis- evil generosity, his affability and
his damDhooliShness revive. He seeks the
same worthless old pals and blows" them
Finally he gels 50 low that he will tipple
with anybody Sober, he is always penI-
tent; in his cups he is thoughtless of the
future, rash, full of cheap talk and brag
God pity him. Lord bless his family
Nearly al the good fellows go TO hell in
this sort of Pullman car 81 is easy riding,
with all the luXuries of modern travel
one of these goods fellows-good for
nothing-wln draw his salary on Satur-
day and run 60 the bank with it before he
can be tempted, depositing all but barely
enough to maintain him through the day.
He imagines himself then safe from at
tack. Honor forbids him TO drink a tho
expense Of others without returning the
favor. and, being denuded of change how
can he return il? In this inevitable way
by drinking "A few rounds with his pals
then, spuwed on by evil generosity ana
false manliness drawing a check for the
proprietor of the bar TO cash. The funds
thus acquired are speedily exhaust ed,
leaving our hero as before On Monday
another check is drawn AZ another bar,
on Tuesday a third at still another bar,
and so on through the week. If l mad my.
way no barkeeper should be permitted to
cash a check. Ii is this cashing of checks
that leads TO perdition. But barkeepers
dAC hut DtSi l6iONS III the worn because
they do always cash checks for custom
ers, whether known to them personally
or not, They take chances of losing
money for the sake of helping the Pull
man car tourist on to hell.
The cowardly. utterly irresponsible,
weak-hrained, faiut-hearted brother starts
down town in the morning with car fare
and return. leaving the rest Of his 'wad"
with his beloved wife-God bless her. And
God pity her. His intentions are the best
that ever went into a pavement in hell.
He meets the boys in the afternoon and
takes just one. Say. fellows, I'll take
just one-just one; I've got 10 catch
a train" one and one make two; one
and two make three. etc. The train
racket plays out; he horrows a quarter or
half. Just happened to run out Of
change; return il in the morning" He
must borrow from the good wife to 10
that, or let the Indebtedness escape his
memory for a few days until he can hold
out on the angel of his household. We all
know this type of gentleman" He is
another good fellow riding in a Pullman
car.
There is another type of good fellow,
evillY generous, whose only salvation lies
in keeping in debt-not borrowing a quar-
ter here and there. or s., or $40, or $25 from
friends who cannot spare 1t, but buying
property on the insiament plan, so much
down each week or forfeiture. This keeps
MN up to the scratch, as the phrase
goes IL keeps his nose 10 the griudstone,
whereas otherwise it would be in the mint.
] have in mind a man who never earned
more than $50 a week in his life, but who
has bought no less than three large farms
IN the last twenty years out of his saw
ings. These savings were like the aver
age cotton crop in the South-mortgaged
long before planted. He dared not
equander a cent and the habit of paying a
certain sum each month to retain posses
sion of his estates made him so abstem-
ious that his appetite was reduced to one
glass of beer a week and a piece of pie for
diner. But he can buy all his old pals to-
day.
There is still another evilly generous
good fellow who saves in a mean way.
When a friend is treating he invariably
orders whisky, or brandy, or an expensive
liquer, but on his own treat always takes
beer The friends expenditure is % or
80 cents while his own is -. This low
down practice is not uncommon, but the
good fellow manages TO conceal 1t indefi-
nitely by an EXPERIENCES worthy of a bet
ter cause. A certain irregular chap in this
city has an arrangement with three bar
keepers on his beat to set out a bottle of
water whenevr he calls for gin. Drinking
men are unsuspecting, and few know that
his tipple is plain water on his own treat,