New-York tribune., 1900-03-26

or put II in the bank" spend II for useful
things" It classed useful" II the interest
Of the child divided as in the case OF the lad
who found dime, and spent a nickel for candy
and nickel for meat" the tendency regarded
as practical and likewise classed as useful
Classification OF answers to the question relative
10 the spending of a dollar the child likes
made on the basis as that taken for the other
questions, but all answers that did not name spe-
cific articles were ignored.
CONCLUSIONS DRAWN.
In making the generalizations Professor Ashcraft
classified the children of the two schools both to-
gether and separately. and made tables by grades
on the basis Of useful and mot useful notions
as 10 the uses of money; also the basis Of occu
patton OF parents, whether laboring professional
II found that OF the I-283 children reporting
s2 per cent earned money received an allowance
or both, in amounts ranging from five cents 10 81
a week. OF those who thus received money, 81 per
cent made useful disposition of It, and of the 256
children who had found money 2S per put ii
useful purposes
noteworthy characteristic of the answers 70
the question relative finding money that 81
per cent OF those who had done said they had
made an attempt 10 restore it TO the loser. and
that 81 per cent of those who had not found money
10 d the 9ey or p oG R fo 6 the thy II
large amount or give il TO the principal or teacher
TO be restored to the
Professor Ashcraft regards this as indicating the
point for the explanation of the materialists who
& upon % me Shl4q as d niue sVag9 ana upon ooS
denotes.
OF the 9s7 children who gave specific. answer.
spend it they please 81 per cent would invest :.
per cent would buy articles not useful. per cent
leving the poor. and per cent would buy presents
for their friends.
COMPARISON OF DATA
On studying the data of each school separat tely
Professor Ashcraft found that of the children in
the Knoxville school n per make useful dis
position Of money earned or given them. while
Of the children Of the same class in the ST. Paul
school SO per cent expressed useful disposition.
Under the classification money found" the useful
disposition q per cent at Knoxville and 80 per
dollar al as they u pease u the usefu q disp6sifon al
Knoxville was 81 per cent and at St. Paul 81 per
ARGUMENT FOR SCHOOL BANKS.
This difference Of something like % per cent in
the average tendencies of the children of the TWO
schools Professor Ashcraft able
plain until he obtained additional Information. The
information was TO the effect that in the St Paul
school plan of provident savings is practised
der the supervision Of the Board OF Directors of
Associated ChaTlues OF that city ana mat a CON
siderable sum Is deposited Dy the chlldren, VINO
invest their savings in stamps ana draw the money
ganzed provision Tor encouraging the saving Of
Professor Ashcraft regards this difference taken
with the chid's tendency tshown by this investiga
tom TO put d dollar to better use than smaller
amounts as pointing toward the pracJicability of
sustaining penny savings banks in connection with
In the study Of tendencies Of children of pro
feSSlJnaI and lJbOrlng paTeufage TO spend money
usefGily or not usetally no important differences
were revealed
Il found that the percentage of useful dis
- 80 .i11tt gr.5t irc1eive T-9SfssSor sb+-. 80 :.
suggests that this is probably due 10 causes.
namely. that a large percentage Of children of
pTCdigGl tendencies unfortunately Grop those
grades and that. other conditions being favorable
the chd's practical tendency increases as he grows
older.
II found also that the practical disposition
OF those children who earn money whether through
employment by running errands doing work
home. is greatest, and thar money acquired most
easily * spent with much prodgality.
The investiZa ton whole makes contribution
and suggestion pedagogy in far tendencies
and dispositions may be modified and shaped in the
class recitation. but II is student of So
Geological problems and society in general that
II Is most interesting.