The Savannah morning news., 1900-06-25
THRIFT IN PENNY BANK.
MECHANICAL TOYS THAT ENCoUR-
AGE THE HABIT OF SAVING.
joys OF Hoarding COMA brooklyn
FamiIy's Devices for Getting and
Keeping All Accessible Change.

Keeping All Accessible Change.
From the New York Times.
The family without a savings bank is to
be pitied. The savings bank is the pre-
| server of good manners and morals. and
above all things. it is the preserver of
much money The child who has not been
brought up with the good old-fashioned
savings bank habit has lost half the
pleasure of childhood. There is a worthy
Brooklyn family which would say that
the child who did not grow up with the
savings bank habit had lost much of the
pleasure of grown-up life also
The Brooklyn family has had the saw
ings bank habit inculcated root and
branch. and now there is not a member
who has not a bank. There is family
bank and there is ever a bank 20 which
friends of the family contribute and have
the pleasure of enjoying the spells. The
family habit has become so much char
acteristic that ii is conta gious, and any
! one who visits the family frequently is
! sure to contract Il.
To begin the habit does not require
| capital. Sometimes when an attempt Is
!
person there is a required outlay of 81
| or $3.50 for an irresistible bank, Will
| liam Tell shooting the apple from his sons
| head, a coin of some kind taking the
| place of the apple, or an Indian shooting
a bear, or a nice little girl and a speak
! ing dog, to make the saving habit a game
which will cajole the posSessor of coins
that should be saved until the practice
Is fixed. But this is not often necessary
and in selecting saving banks the great
thing is to get something that canpot be
opened. The great impetus to forming
the habit is the thought of the dollars
that will be revealed when the bank Is
opened. 1t is hard until the habit Is
! fixed to wait until the proper time, and
as said before, ii is necessary TO have a
bank that cannot be opened easily.
In the Brooklyn family there are two
| banks which are nothing more or less
| than plebeian tomato cans, which, having
| served their purpose in the culinary de-
partmcnt, have found their way to the
upper regions of the house and take all
the spare change of che two pretty daugh-
/ tiers of the family. The tomato cans have
a distinct advantage over regul.r banks
| In the first place, they are commodious
| in the second they do not reveal their
/ contents; II is rot possible 60 look through
| tempting crev'ces and see the store con-
| tanned within, and there is not as great
a tempt alton to open them Then they
cannot be opened without breaking, there
is no gentle way of taking out half the
contents and leaving the rest inside. To
| take out half is no fair inthe barking
game. The money must be left until
the specified time. or until the hank Is
fun. The tomato cans are left and when
they are opened there Is always a gener-
Gus sum within, which Is used for SopNe
| special purpose. Tnen there is y kind
friend who soldiers up the can again. and
they are ready to Begin new series.
Servants Learn to Save.
The servants of this family which is
patriarchal in It's domestic relations are
usually inculcated with The saving habit
! by means of the realistic banks. One maid,
for instance. was presented with a mystic
I rious affair coored man in gorgeous at
tire into whose mouth the coin to be saw
ed was placed, button was pressed. the
/ darby turned a lively somers9ult, and the
penny was in the bank safely out of the
I way. That incubation took imme-
diately. The maid became so devoted 10
the saving habit that she could hardly
! keep enough money out of her bank to
give her necessary wearing apparel. and
| as soon as the bank was filled and cmptied
for the first time she presented it as a
| means OF inocula ton to a young nephew
| and took a palmer one herself. The saw
Ing habit once started becomes an endless
| chain.
The two most interesting banks of the
| Brooklyn family are the general family
and visitors banks. The family is one
! noted for its domestic virtues, and enc OF
I its daily amusements is the game of
aA55eot which is played regular every
, night when the members are alone. There
is of course. one winner and two losers,
( and the two losers put into the family
4 bank cents each. The bank is kept in
[ tact for five or six months or until there
is need felt for some household article.
/ There is a family vote to take the money
from the bank and purchase It, and il is
done The bank has just been opened,
I and the result guests at dinner may no
tice in hrsl-class carving knife and
fork That was the purchase made from
/ the family Scot money bank. The VS.
itors bank is also Scot bank
There is one family friend, young man,
who goes all the way from New YORK
once Of twice week TO visit the Brook
| lyn family, and there is always a game
| Of Scot at which he is a player. But this
is a more ambitious game than the 90
| nestle affair, and the two losers put each
night Is cents into the bank. and at the
end OF the several months, when the bank
is opened there is a very likely sum con-
tanned in II. some 81 or $12 which is equal
| lv divided among the players. who are
| always the same. and every one has a
| wonderful feeling of having won large
! sum of money. Ine 6dhcS sAic Ao''S
oven so that If any one has actually lost
| during the course of the play II is but lit
| tle. and the money coming in always
| seems so much clear gain. The young
| mans share amounts to enough to have
| maid his car fare in his visits 10 the
| Rrooklyn family. and he feels that he is
so much In, which is probably actually
! the case.
The saving habit is one which attempts
are made to inculcate In the cnlldren IN
| most families II occasionally becomes
| permanent or Is carried on for some time,
hut In more cases the germs take only
| eight root and the action is spasmodic
| ant the attempt is made so frequently
| that the number of banks which have been
made are legion. They range from the
fruit banks, oranges or apples, which
must be broken to get the money, through
| a dong line of iron and nickel banks up 10
,he fancy ones which represent various
realistic scenes from life-the inoculating
mac hines.
Banks That Tempt Deposits.
Perhaps the greater number of banks OF
| one kind are those that represent small
safes. They range from tiny little affairs
| which cost 3 cents to banks large enough
to hold a good sum of money, finished in
| nickel that cost 80 cents. A little green
and black bank which looks as II 1t might
have stepped out OF some miniature old
time Office. costs 10 cents. A fne-looking
nickel-pated Saratoga trunk costs %