Evening journal., 1900-12-05
h INTEREST
REALIZED
Financial Institution il
'ld-.-An Unparalleled
Record

of its opportunities for
yorable investments, The
has realized as large a rate
Is is possible to be secured
,oming speculative and in
OF the loss of principal,
also realized a profit OF
81 s15,500 900 from the in
llue of its securities over
and in addition thereto, the
ue Of its present securities
S,500,000 more than their
q se large sums, added to the
n .ually earned, make the rate
n r in excess OF that which
Il secured on investments that
pay higher rate Of inter-
Ihich so often result in the
portion or all of the princi-
al receipts from interest,
profits from the organiza-
B company to January l, 1900,
s215. 500 900, all Of which has
the benefit Of the policy
Either in making the required
crement to the reserve or re
them as surplus, or accumu-
their benefit. This enormous
ed by the invested funds has
l to nearly as much as the
inns paid in the entire fifty
ars of the existence of the
and has exceeded by over
million dollars the total ex-
incurred for procuring new
managing the company, pay
IS and investing and taking
its accumulations.
.ompany is purely mutual. Its
4 from premiums, interest and
4 sources, in excess Of the dis
ents for death claims and ex-
are applied to creating the nee
reserve, which, as required by
5 Of the State, must be held
Inundated under the mathemati-
lciples Of life insurance, to en-
e company to meet all future
les without increasing its pre-
.ates. The remainder as surplus
ID above the premium reserve is
d to the policy-holders or held
for their benefit.
remainder, or surplus, amount
January 4, 1900, to $50 0,132, ,54S.-
held for the payment Of diyi-
due in 1900, and as a contingent
tee fund which constitutes an
nal future security for all ths
It's until the several designated
are reached. as provided by ths
or the policies, when it will DC
uted to those entitled to receiv,
to their respective
buttons. The company appor
surplus to policies at tho end o
periods. usually twenty, fifteeI
years from their date of issue
surplus can be drawn in cash O.
n the payment of future premi
II applied to the purchase Of ad
Il insurance. Many of the poll
the company that have becom
have been largely increased
doubled or even trebled by tn
lns derived from dividends. Tn
amount of existing dividend ad
) to policies in force January ]
vas $22,523,125.
amount Of good that The Mu
life has been the means Of doin
III the distribution Of the fund
ted to it is almost beyond com
lsion. Since its organizatio
} January /. 1900, the compan
aid to the widows and ehildreI
.er representatives of deceased @
policy-holders s514,117 .947, an
n hand for the security Of exist
1901 ,S44,53S.
amounts which it has paid to til
of deceased members an
ing members, and holds for II
ty and benefit Of its existing po
)lders aggregate Ss15, 1862, AS
/ is $S3, 1863, ,496 in excess Of til
premiums that have been receive
its membership since its organ
/.
, policies of The Mutual Life al
distinct and businesslike con
documents, simple and direct
eology, easily understood by an,
There are no technicalities
full phrases and the relation b
the company and the poliey-holi
set forth in words and figures
w that no misapprehension
oversy can arise as to the righ
in interest.
management Of The Mutual Ii
Of its departments is and alwa.
leen noted for its enterprise, col
tism, ability and integrity
> Financial Department is und
irect charge and constant supery
Of the executive and trustees wi
men of national reputation f
financial skill and experien
exalted moral and busine
.cter. Because Of this, and it's
n in New York, which is now cl
Q great money centres OF 4
this company has enjoyed SD
advantages in the selection Of :
les and IN making safe and prof
investments. An examination
tnnual statement OF the compai
S that its present investments a
e highest possible character.
E insurance part Of the business
ged by skillful and able expert
is plans comprise an or the mo
table and desirable forms OF insu
based upon correct and scientit
iples.
: Medical Department is conduct
hysieians Of high standing. DO