The morning Astorian. [volume] (Astoria, Oregon) 1899-1930, 1900-12-19


is delivered after satisfactory trssl trips
Where and hoW 90 ne shipbal8ers 81
: this sum &C moaey 10 pay tha wurk'
men. ths Ecea merchant. he s,eei ulan-
ufactarer. and al the peopis who fur.
nisa material for tn building a tha'
SHIP They set Il from the savings q
civilizes man. Il l. pars % The money
savei Tor Investment by tn miHioas u
Industrious people. Each mar b. ihrif,
saves a tttie. puts ,he money in a hsak,
and the bank lends q to the shlpbanssT
who pays iutsrez, fur the use = u II
Is the sane wilh the building q uan-
ufaetory. a Hailros8. q canal Or any
Thing cossiys ue csuld not have any
more more than the savage rad sxcep,
Tor thrift Hence. thrift Is mainly a.
ihe bottom x an lmpr0vemsnt with
out 81, 70 railroads. no canals no shlps.
~ tsIeF-1uhs. % churrhes. 70 univer-
sites. no Schools. no newspapers. no
thing greaf o. costly couid we have.
Nan mus; exercise thrift and save BE-
fore he can prsduce anything material
" grsat value There was nothing
buiii. no great progress made. az long
A. man remained a thrlftiess savags
The civilized man has 10 clearer duty
than from early life @ keep steadily 10
view he necessity Tor rrovfdiug f9r
the future u himself and q those d.
pendent upon him There are few rules
more salutary than that which has
been followed BY most wiss and good
men. namely. that expenses should al
ways b les than incorue.' In other
words. one should b. a CIVILIZED nan.
saving something. and nos a savags. /
consuming every day all that which be
has earned"
Nr- Carnegie draws a very sharp line
between boarding and thrift. and the
benefits o. the latter habit to the lndI-
vidual and to the state have rarely
been 81 in a strOnxer light than In
the following:
No proud self-respecting perxon can
ever b happy. or even satisfied. who
has to Be- dependent on Others for his
Necessary wants. He who is dependent
has not reached the fun MEASURE OF
manhood. and can hardly BE- counted
among the worthy citizens of the ~
public. The safety and progress Of our
country depend not upon the highly
educated men. or the few miIllonaires.
but upon the mass Of sober. intelligent,
and saving workers. who
Are neither very rich nor very poor. A .
! rule. you win find that the saving man
IS temperate man. good husband {
and father. a peaceful. law-ablding cii-
sen. Nor need the savings b great.
L Is surprising how little il takes 10
Jroyi6e for the real necessarles Of life. 0
A little home paid for and a few hum :
ired pounds-a very feT-maks all the
Inference. These are more easily ac-
iuired b. frugal people than you might .
IupDose. Great wealth ia quite another !
md FAR less desirable matter Il f. y
iOt the aim of thrift. OF the duty of :
nen. 10 acquire millions. L is IN no re-
pect virtue 70 set this before Us as
n end. Duty % save ends whsn just -
nOUgh money has been put aside 70 A
r0Vids comfortably for those depend Z
nt upon Us. Hoarding millions ls av- q
nee. rot thrift Of course. under our :
idustrlal conditions It is Inevitable that i
few. a very few. men VIII find money =
oming to them nr beyond their c
ants"
Thsre has ben q tendency Of late years
D put the saving habit above all else r..
= the means Of aeeumulating a great d
5rtBne. As matter Of fact. saving q
an only give the true hnancber start. ,
! Ieads 70 Independence and happiness, o
Ut millions are not brought together .
j that way. p
On this score. and in conclusion, Mr. d
'anegie says:
The accumulation Of millions is US :
ally the result Of enterprise and judg- a
sent. and some exceptional ability or
rganization. It does not come from
zTings IN tie ordinary sense Of that
'ord. Gen who in old age strive only
D increase tfeir already too great n
cards are usually slaves of the habit s
Z boarding formed in their youth. At
NJ they own the money they have
iade and saved. Later in life the mon
y owng them, and they cannot help
themselves. 20 overpOwerlng is the force
( habit. either for good or evil It is n
he abuse Of the civilized saving in "
fa