The Jersey City news. (Jersey City [N.J.]) 1889-1906, 1900-01-27
MARRIAGE
Promoter.
Home Aid Association Gives
Subscribers S250.00 to
Start Housekeeping.
NO ELOpEMENTS ALLOWED
Certificate Holders Must Be
Welded in Strict Accord
ance With Propriety.

ance With Propriety.
The newest concern in town Is doing
business under the title of THE Home
Mutual Aid Association" and its object
is to provide needy lovers with the where
withal to enter into the bonds OF matri-
mony The association promises all us
subscribers who marry the sum OF szoe
thirty days after their marriage, and all
that is necessary to obtain this allurlng
prize is the payment of $50 upon entrance
into the scheme and an assessment OF
thirty cents when any other member mar
ries.
A News reporter called at the elab-
orately furnished offices of the concern at
No. AT Montgomery street this morning
and interviewed Secretary Franklin 3.
Packard, who comes from Brooklyn.
Packard is a slick looking individual, but
appears slightly nervous under close ques-
| tioning He said:-
1--WE have organized this association for
the benefit of those who wish to marry
but who are kept from doing so through
| lack of means to furnish home. There
are thousands of persons who do not
marry simply because of lack of money
| and we propose to reach these people
and remove the obstacle
AS one enters the office he is greeted
| by young man, who inquiries ones
business. When the reporter called
| this clerk went into another room and
| conferred with Secretary Packard for five
| minutes, after which Packard explained
| the workings of the firm and presented
| the reporter with circulars and blank
| certificates. One of the circulars said
| AS any one can readily see by
! careful study of this circular It IS
| not an insurance company INTO winch
haps years, and can only hope to get
something out of it for other persons
| after he is dead. Nor is it a benen-
| cial society in which MEMBER must
| wait until he is sick to receive a
| benefit.
1t is far in advance of all these,
inasmuch as it pays Its certlhcate
holders the benefit when they enter
that state which all look forward to
Mt. Packard frankly says that the firm
is not in business for its health and says
that it expects to clear gross profit OF
| $50 on every marriage. Each subscribe
| receives a certificate emitting him to The
/ $3.50 with the following rules and regula-
| tions attached
/ The holders. of certificates shall
| be divided into groups called circles,
/ and each circle shall, when complete,
| consist of one thousand persons
/ q Every person obtaining a certifl-
cate shall pay to the association as an
| admission fee to a circle, the sum OF
! thirty dollars. h
certificate holder in said circle snan
! paw an assessment of thirty. cents 70
/ the association, on notice TO hlm OF nsl
/ from the association of the marriage
of any certificate holder in said circle;
/ hut in no case shall more than tlve as
/ sessrnents be levied in one week.
Any holder of a certificate VINO
fails to pay an assessment within
thirty days from the date OF malHng
of notice thereof to him or her, or VINO
! contracts void or voidapie marriase'
/ or who contracts marriage fraudulent
" shall sol felt the admission lee 20
! his or her circle and all assessment5
Heretofore paid; the cert1ficate issued
| to such person shall be void, ana ne
or she shall have no claim of any kind
| upon the association.
/ :. In the event OF any member OF any
| circle dying without having marrieo,
/ rne executors or administrators, or the
| legal representatives of such persons,
| shall receive from the association the
1 admission fee of such deceased person,
/ less 10 per cent, provided the deceased
1 had up to the time of death, regularly
! paid all assessments.
/ 6. The certificates Of persons marry
| ing are to be paid in the order IN
| which their marriages occur, and
every certificate holder shall notify
| the association, in writing, Of his or
/ her intention to marry at least thirty
| days before such marriage, SO tnaL
said marriage may be recorded IN It's
| proper order. Without such notice,
nothing will be paid by the association
! on any certificate.
I. No certificate shall be paid until
the holder thereof shall have produced
4 and filed with the association, in PROOF
/ of his or her marriage, the certificate
of the clergyman or of1lcial VINO per-
formed the ceremony, and the names
| and addresses of the witnesses. The
| association shall have thirty days from
/ the filing of such proof to investigate
| the validity of the claim.
/ 8. Not more than five certificates OF
/ any circle shall be paid in any week
| and il more than five marriages are
/ contracted in any circle in one week
the certificate of the sixth person in
| the circle contracting marriage within
the week shall be recorded and charg-
ed against, and Shall be payable out
| of the assessments of the succeeding
week, and SO on in succession.
8. No assessment shall be levied up
on the certificate holders Of any circle
/ until such circle is complete; nor shall
/ the association incur any obligation
/ of any sort to any person by reason
| of any marriage contracted by him
| or her before the circle to which that
4 person belongs Is complete a
1 TO- No certificate of admission to any
| circle, except the FIRST shall be issued
until the preceding circle Is complete.
4 IL. In case of any notice required to
be given by the association to the GER
| tificate holders, or any OF them, proof
i of the accepted by the person or per-
sons entitled to said notice as mailing
| Of said notice to such holder, or hold
ers, shall be proof that said notice
| was regularly and sufficiently given to
him, her or them.
H. If any person shall have paid two
hundred and fifty dollars, in assess
ments, to the association before mar
riage, he or she shall be exempt from
all further assessments and shall be
i entitled to paid up certificate for
i that amount, payable on marriage, and
bearing interest at the rate of four
per cent per annum.
4 49, It shall be the duty of every GER
Iificate holder to notify the associa-
/ tion in writing of any changes of adj
| Dress that such changes may be noted
on the books of the association.
a. This certificate is only issued for
the benefit of the holder thereof and Is
i not transferable.
i a close study of the scheme shows just
how the firm will come out in the matter
Every circle will constitute 1000 persons
and no money will be paid until a circle
lis complete. Each member pays an inili-
| alton fee Of $50, making the sum received
Efrom circle 100000 before cent Is pais
out Then when member marries eacl
i other member pays thirty cents assess.
Il