The border vidette., 1899-08-05

SOul, Cne perfume OIL WHICH forms pass
words which are not challenged at the
gates of eternal day.
In speaking of insurance the re-
mark 81 can't afford it, is often made
by many who know that the small
amount required monthly is practical
ly squandered for some luxury. Fore
go some of these uanecessaries, for
you cannot afford to be without some
protection, that your loved ones may
thereby be saved from perhaps want
and separation.
You have no assurance of health,
the present is the only time in which
to act, therefore delay rot to provide
this protection both for yourself and
for your loved ones.
Frateraal insurance has come to
stay, and it is today in the front rank.
1t is conceded to be the safest, cheap
est and best. The membership of fra.
ternal societies Dec. 81, 1898 in the
| United States was over 100000
and they paid out in benefcences in
1898 total of more than $50,000,000
and yet in the face of this vast sum
| paid out for the benefit of the widow
and orphan, and that too without any
resort to the courts, we frequently
hear the remark shat fraternal in
surance is but temporary expedient,"
how true it is that there are none so
blind as those that won't see.
The Independent Order of Foresters
is in the very front rank of successful
fraternal beneficiary societies. ORR
ginally instituted in Newark, n. j.,
in 1874, it not only affords its mem
bers most complete and satisfactory
form of insurance, but its promises
are reinforced by reserve fund of
So, 100000 and which is constan tly
increasing; this vast sum belongs sole
ly to its members and is a further
guarantee against increasing cost in
the future.
The 1. o. F. is now over twenty
FIVE years old, while the average age
of its Naembership is but thirty-fve
years, and its death rate for 1898 was
but 5. 81 per each 1000 members. 1t
assumes no unnecessary risks, neither
is any person engaged in the manu-
facture or sale of intoxicating liquors
eligible for membership therein.
Look at this list of benefits which
you may obtain for yourself and your
family by becoming Forester
l. The Fraternal and social privi-
leges of the Order.
2. Free Medical Attendance.
8 One-half of the face value of the
policy paid in the event of total dis
ability, the balance being paid at death.
4. Exemption from all further pay
ments after the SEVENTEEN birthday.
5. Upon a member attaining the
age of seventy years two options are
given (a) one-tenth of policy, payable
annually for ten years, and in the
event of death any unpaid balance be-
ing paid to his beneficiaries; (b) pen
sion of one-tenth of policy payable
annually until death, whenever that
may occur, with further payment of
500 as funeral benefit.
6. A Mortuary Benefit of $500,
$1,000, $4,000, $4,000, $4,000 or $4,000
payable to his beneiciaries.
These most desirable benefits are pro.
vided at cost averaging from four
cents per day and upward according
to age at joining, including dues; and
this cost does not increase with age
Sick Benefits are also provided at a
slight additional cost.
There are no extra assessments, only
twelve payments. annually being re-
quired. Members have the option of
paying monthly, quarterly, halfyearly
or yearly in advance. Once admitted
you are not liable to forfeit your mem
bership, except by your own act. If
your Court becomes defunct, or you
remove to place where there are no
Courts, you can become q member at
large and make your payments direct
| tinue your membership.
The Order is subject to and frequent
ly receives inspection at the hands of
the officers of the Insurance Depart
ment of the various states.
To become member of this grand
Order'it will require the payment of
| the fees for admission which for char
ter members is 81 so and upwards &C.
cording to the amount of Insurance ap-
piled for.
Remember there are mo Assess
ments at Death" This indeed is a
very important feature, for thus there
is no uncertainty as to the exact cost
of the varied benefits herein enumer-
ated.
A now Court of this we'll establish
ed order is now in process of organiza-
ton in this progressive city of Mega
les and an invitation is extended to
all healthy men of good moral charac-