davidaulloa/AmericanStories huggingface dataset:
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01
OTHER BANKS.
DETER OUTLOOK IN REALTY.
The Agents Are Hopeful for Better
Business This Year.

The local real estate agents believe that
they observe favorable signs for business
this year. Some Of them already report
an improvement In sales and house rents
while others are not able TO say so much,
but are hopeful that 1893 Will deal kindly
with Richmond realty interests.
Mr.. n. w. Bowe said to a reporter yes
terday: Real estate has been very much
depressed, but the outlook is favorable,
mostly due TO the improved business condi-
tons. Every observant man knows that
realty is the las; thing 70 feel the effects Ok
a panic. H. is also the slowest commodity
TO respond TO improved conditions. Realty
in Richmond suffered depression not only
from causes which we're general and APP
piled 10 all other cities and sections, but
from the unhealthy stimulus OF the boom.
The result was that the town was largely
overbuilt Gradually the vacant houses
are being tenanted, and there are tewer
vacant today than there were year ago,
or that precedLig, and TO some extent th2t
is true Of business property. j am con-
fident that within a year practically every
residence will be occupied. and IN two
wears. perhaps in less, every store VIII
have tenant In some measure the UNI
usual number OF unoccupied business
houses is due 10 the fact that merchants
and others. finding the old stereotyped
pattern Of store unsuited TO the DEMANDS
Of business as conducted at the present
dav have sought larger and better-adapt-
ed stores, and where possible, upon some
line of railroad communication. The real
and imaginary necessity has been met 20
some extent by the construction OF new
houses filling the requirements, which have
taken tenants from tho older and less
favored buildings. In this one circum-
stance there IS, perhaps, to be found
reason for the many vacant stores IN ana
near Main street, the disuse OF wnlcn mas
nroduced much worse impression than
The actual condition of trade justihes"
Nlr.J. Thompson Brown, Of j. Thompson
Brown &. CO., said in his opinion the out
look for an Improvement In the realty
market was exceptionally bright lie
thought that 1893 would be the best year
since 1893 and the betterment would be
a healthy and lasting one. Business con-
ditious had been improving long enough
for the effect to be felt by real estate
New enterprises, ne said, could not help
but improve realty. Speculation IN real
estate. he said had recently been resumed
for the first time since the depression be-
gan Mr.. Brown believes that the coming
OF the Richmond, Petersburg and Carolina
railroad will help the realty market
The other real estate agents who are
ready for q big years business are: IL. Sell
den TAYLOR & Son, c. l.. & II. l.. Denoon,
7 Il. Elan & Co.. sutton * CO., Pollard
& Bagby. T.. A. Catlin, r. b. Chaiiin 81
Co. Charles A. Rose T. NJ. Workman
Co. Chewing < Rose, John Il. Goddln
& Co, Harrison & Co., Hugh a. McCurdy
The william B. Pizzini COmpa4E James
d. Carneal. George h. Crawford * Co.
II. L. Cabell, John I. Boswell, Jr, Daniel
G. Berraud. Percy S. Read and John r.
Hockaday.
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01

sressivencss. In the year Just ended the
earnings Of the association were large
and the stockholders profit by TT. All in
formation regarding TIE attractive stock
as an investment VIII gladly be given at
the Office. The officers are: j. y. Pace.
president; y. william Pemberton, vice
president: 10. Lane Stern general attor-
ney, J.. ID. Ayiett. secretary and rea-
surcr; c.. b. Mountcastle. assistant Sec
rotary. Executive Committee. b. Pace
AL b. Rosenbaum. and T. William Penn
herton. Direct0rs-J B.. Pace. T. William
Pembertop, vs.. $. Forbes. j. j. Montague,
J0. Lane stern. j. l.. Patton. NJ. 3. Rosen-
baum, and j. y. Cuilingworth.
THE MUTUAL GUARANTEE.
The Mutual Guarantee Building and
Loan Association, with its home Office AT
l0I3 east Main street, has the following
officers: Charles W. Tanner. president;
Ut. vs.. ROuntree. vice-prcsident: G.. T.
fairiank. secretary and treasurer; T.. y.
Ihaw. general manager, william G.
Preston, general attorney; directors-C.
w. Tanner. H. ~. ROuutec S. O.. Fair
bank. b. T.. Roberts. and A. Bierne Blair
The forthcoming statement OF the COM
pauy VIII be clean oue and is ok
rected Coz Doe the best ever issued July
lst last the company had assets OF l79.-
i1i.i5. j. o.. St0nebumer. of St0ncburner
g. Richards. wholesale gr0cers. of Balt'-
more who has $1,000 invested in the
companys stock. says: 1.-THE stock ls
even preferable TO government ronds.
safety of principal being considered as
good. with earning power far greater"
The officers VIII De glad 10 furnish ems
information desired about its stock
THE COMMERCIAL.
The Commercial Building and Loan As
ISOLATION. SUB east Main street wiH-issue
perpetual capital Zoo connection with
other stocks now sold by the association.
and receive money on deposit. The assoc
citation has been doing business for more
than hge years. meeting with marked
success. which has been gratifying 10
both stockholders and the management.
The prepaid stock. which is sold at $50
per share issued on the instalment plan.
is speciality. in that it pays per cent.
on the nsfalments until the stock IS
fully paid. after which 10 participates in
the general profits OF the association. and
has cash maturity of 800 per share. OF
the limited sale of this. as authorized by
the GARD of Directors only about POO
shares remain unsold. This association
makes loans only ON first mortgage real
estate security. with definite contracts
with au borrowers for future payments.
together with a reduced rate Of interest.
j. NJ Crutchdeld is president; Leigh l..
Page. general attorney; Colonel A. S.
Buford s. g. Wallace John H. M0nta-
gue. 1T. L. DenO0n, and T.. NJ. Crutchheld,
directors
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01

The Richmond Trust ard safe De-
posit COmpans.

p0sit Company.
An important addition TO the Richmond
eo.ooi,i ireHtuuons during 1898 is the
picboond Trust and Safe Deposit Com
,.so, (Which. having received an excellent
and comprehensive charter from the Viz
ripia legislature, hogan business June
de-, ~ the corner Of Main and Tenth
s,reo.. where IT has IT'S offices. IL has
an authorized capital Of 100000, with
saoo o5 paid up. and IS controlled by men
whose names are conspicuous In financial
circles both here and elsewhere.
mo banking department of the CONF
nanv receives deposits payable on demand
and subject 90 check. paying interest ON
dany balances: issues certificates OF de-
roe+ on which special rates of interest
afe allowed. pays particular attention 10
fh. accounts 0l trustees and of religious
and charitable organizations. IS legal
drrasiforv for AN monies paid into court
t,. decree cr otherwise. and for funds in
t.a hands 0f court officers.
Forelen and domestic exchange D.
f9ueht and sold over fits counters. and
letters of credit are furnished for travel
.ors' use. available I'm All parts OF the
world.
Tbe company lends money on bonds.
stocks. and other collateral. and is ready
af. au times 60 extend such credit ass may
bs consistent with banking prudence.
The company can act as trustee, guar
dian. executor. administrator ass enee.
receiver. attorney. etc. by the appoint
mont of courts. corporations, and indie
v.lua.s. 10 will assume the manaeeme
of entire estates. ald win act as financial
agent for corporations. municipalities.
societies. and individuals for the payment
off bonds. coupons. dividends. etc. Special
attention win De paid 90 the ladies in The
transaction of their financial business.
Nr John SHELTON Williams ia tee PRESS
don't of flo company; MCssrs. James H.
loo.ey and Frank a. Davenport vice.
presidents. and Henry Lana0n Cabol.
secretary aud treasurer Ihe directors
are lIes.rs E B. Addison. William Writ
Henry John J.. Williams, S. w..
Tavlrs. 49,. Josiah Leake. john w.
Bothert. John B. Purcell John s. Elicit
Is. T ID. Myers. William M. Hanlsfon,
Robert S. Boshor s. H. Halves. Robert
A. Lancaster. of Richmond; Joseph j.
Willard. the capitalist OF Wash
iug,0n and FairiaX County, c. Sidney
Shepard. of New Haven n. g.; John W..
Garrett Robert C.. Davidson j. William
1uddendorf Baltimore. William II. C9ch-
ran. Yonkefs ~. st.; Ernst Iha.mann,
New York Tha 0ut-0f-towu directors are
au men of wealth and influence. The
names of the officers and directors are "a
sufficient guarantee of the great financial
strength of the company
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01
AT THE JEFFERSON.
MANY IMPROVEMENTS AT THIS
PALtTIAL HOTEL.
THE ROOF GARDEN COVERING.
The Contract VIII lie Given In Time
90 Complete II by May 1st-Thc Hos
tcIry Now Has Its own Ice Plant
VAST sums Expended.

when finished. at great cost. three years
ago the JEFFERSON Hotel was rcckoned IN
the front rank Of the finest obstetrics IN
the world.
Through the enterprise of the owners OF
Richmond's palauai hosiery. St has kept
pace with the times. They have not
50 red money ia adding Improvements. nor
have they placed q limit on the amount
o. money they q spend 10 keep the
Jefferson always In the foremost place ia
the hotel world
The Jefferson from its inception has
been a popular place OF sojouin for tos-
rlsts and northern people lourneying 10
and from the far South winter resorts.
II also enjoys a liberal Virginia patronage,
and southern people also substantially
testify 90 southern enterprise by patro-
nizng The palatal hosiery The pa
tronare is growing rapidly, which IS the
best possible testimonial 90 the high
toned manner IN which the Jefferson IS
conducted.
THE ROOF GARDEN.
The contract VIII soon Doe let for cover
ing the roof garden and making numerous
improvements there. A glass roof will be
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01

The directors are r. L. Alffiepd, ~
Rand. wexford. John addison. W. ~
Noting, Frank A. Davenport X. Ian
caster Williams. X. G. Rennolds. ~ ~
Elicit. J.. II. capers. J. W. Rothert, r. NJ
Vaughan, and w. NJ Habliston.
SAVINGS BANK OF RICHMOND.
The Savings Bank II Richmond. located
In the National Bank OF Virginia build
inc. was chartered I'm 1858 1t has a capi-
tai OF 100000 and a surplus ard undivided
profits OF $4,000 It's success has been
phenomenal, and the number Of Individual
depositors is very large. X. A. Paterson
IS president and James n. Bali cashier
The directors are George J.. Christian,
o. O. Owens, Z. Whitlock, H. Theodore
Ellyson. w. II. Zimmerman, Il. Alsop,
r. A. Paterson l.. 4! Morris. r. Sitter
ding, II. seldom Taylor. John w. Goddin
n. ID. Hargroye and g. G. Valentine.
UNION BANK OF RICHMOND.
The Union Bank Of Richmond was char
tered as a savings institution May g. 1866
1t has a capital OF sZl9 900. and gne amount
OF undivided profits and surplus is S2s5,0o0
This institution, which is l5cated in the
First National Bank building, is one OF
the strongest savings banks in the c0un-
try. The officers are: Vtrginlus Newton,
president. ]. 3. Beasiey cashier. Direc-
tors-Virginius Newton. r. T. Arlington
Jr. y. Alsop, T. w pembertcn. n. w.
Bowe, and Charles Davenport.
JOHN l.. WILLIAMS & SONS.
This banking and brokerage house has
reputation far beyond the limits Of Rich
fond for its financial strength The pro-
pretors OF the firm have always displayed
great public spirit. They have unlimited
confidence in the future OF Richmond. and
are not only putting their own money
into needful undertakings for the city's
good, but are inducing outside capital 70
come here. They caused the Richmond
Traction Company TO be organized, and
are now moving spirits in the project to
harness the Jan.es-river water-power.
The members OF the firm are John l..
Williams. John SHELTON Williams, r. Lam
caster Williams, ana Langbourne NJ WI
liams.
OTHER BANKS.
The other banks are Metropolitan
Thomas n. Carter, president; f. S. Vaien-
tine, vice-president: II. A. Williams
cashier. Dime Savings-Howard Swine
ford, president 5. c. Fairbank. vice
PRESIDENT John II. Southall, cashier.
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01

placed over the garden, completely en-
closing it. This Will permit of lAe gag
denis use in Goth winter and summer.
Architects are now at work on the plans.
The designs must permit Of the opening
of the side windows by sliding, raising.
OF turning A portion Of the rool-W.ll
permit of opening. Colcd pipe VIII DO
ION an around the garden TO heat f.
lit is intended to prepare the garden so
that OH kinds Of high-class entertainments
may Doe held there. IL viii Dee the ideal
ballroom lu Richmond. and all tie south
for that matter The stage viii De en-
larsed so that musicals, lectures, and
vaudeville entertainments may be held
in both winter and summer
The garden will make charming place
for the holding OF conventions, as it viii
easily seat 1000 persons.
lit is the Intention OF the management
20 have The roof finished by May ISL
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01
ON A SOLID BASIS.
RICHMOND's SPLENDID BUILDING
AND LOAN ASSOCIATIONS.
AN IMPORTANT FINANCIAL FACTOR.
They IncuIcate and stimulate a
Shirt of saving I'm Our People. and
Are Very Helpful I'm the Upbuild-
ing of the CITY.

~,-,-..,,. t,,,.f,... aud lo.- .esoofo-
80. i,,-,.-..,., r.r,lr fr tho
80 ~. or. 10 1.rt or
,,, ,...,.,i.+,l', and q. ,,,e,s.,o1 t, mon
i" ,5 e..'.'.,'.t,,-. ,l,nt.,.
NNl'' ,'......t..- az. t,...r[.4, and
i"-7' ~ g. .,
lNeh s''Iil-'.e'. ..t -,
'lt.' ''' ,l t..-..
ln 4',lll '- ~ ,.ii t... o.. ~ --,
TOW N'D' .t.t-
-.. 49,. .'.,--., y. ,.,o.-,i,,.,,.
,..f..,r,'-.. ~ 3D.. .it,. and -,
orls. ,,anv nrorert,-oQ-ners owe their
holdines no their heI9fulucss.
All the institutions have prospered du-
ring 1898 and have gained Zoo strength,
THE OLD DOMINION
Tbo old Dominion Building aud Loan
,ss..fefi,r orraniza5 ir re1 hos grown
b.. on. of ann LARGEST fraucial instifu-
ions n has paif-in canital of more
.n,n one and quarter million dollars.
.,1 fte omcar4 rre among The hest ana
. f..,o,.f1,. l-nru.n l....if...ss-r.,.r fu
..,.,,.,,,r,+,. vta aeao.fafIo, bas fr.
.......-.5 b. ,,,r,.arr.rt to s..ura one haIf
,,ttiiar dollars rerrarant caritql and
..t-ls1,. gtoatrhof4.ra holding several hume
r..f irr.,., -gorfb rf rr...rr eharre OF
.,. ,.s,,iatfon have consented 10 eon-
...~t Oor, Into reru3oart shares. This
...f ,.ro.tlv ada fo fho strength and
...iuity M the iasrtuflor and win give
..,l, ...iro to tra stock of tine assoc
1..tinn ql. ye9r lust closing has been
4, ,ro.norous one and the association
..-s mon the new wear with the most
..,,t-,r, ortl,ol, for increasing growth
IN ,.,,srorit, Tha officers of the ass
.ooi.ii,n aro J. Tavlor Ellvson. president:
Barber. secretary and treasurer.
Directors. j Tavlor Euyson. Norman v.
,sndolnb Iohn S. Elicit. John H. Purcell,
I'M rr,nk n. Sutfon.
49,. ,,,l.,,..l...f. r,r,pur,r,r-,r
Tile hlDH ND->D IN a. 80,
The hicnmoho eiPo'u"' i-.'''''7' ,.''.''
a1d Trust COMPANY 'l i0i .a' .'.''l'
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01
NEw WHOLESALE GROCERY rIRM.
Mcssrs. Saunders a Chambers to En-
bark in business January 1st

HIcssrs. saunders q Chambers 10 En-
bark in business january LIST.
Tie large wholesale grocery interests of
Richmond win De considerably augmented
January list boy the addition Of Messrs.
Saunders d Chambers. who have formed
partnership for the purpose of carry
.ug on the wholesale, grocery business
ON an extensive scale. The nrm will oc-
cupv the biz brick building formerly used
by The ola Dominion Iron and Nal-
Wol.s. az Che corner Of Fourteenth and
CdV streets The building ia now bee
ing prepared for their occupancy Some
what of "a sensation was caused in the
local wh0les le circles when DC came TO
be known that the new firm had secured
this building lt Us understood that seve-
ral old grocery firms were seriously think
ing OF making an effort 90 lease TO- The
building ls one of the most desirable in
the city for wholesale purposes. To is
four stories high with basement. and
one of the latest improved electric eleya-
tors is now being installed for the firms
use. A railroad track runs o. tine build
ing. and 10 has three entrances on as many
streets.
The firm win carry a fine lle 0f goods
embracing everything In groceries and
provisions, as well as salt, coffee, tea, and
sugar. They VIII import wines
hraudies. liquors, and cigars and also
act as manufacturers agents for tobacco
and cigars. They viii also handle to-
bacco manufacturers supplies.
The new firm is composed of two OF
Richmond best known and progressive
young men. Afr. W.. Bailey Saunders was
for twelve years connected with the firm
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01

James n. BOYD. president; Mann 3
ouaries. vice -president; John Morton.
secretary and treasurer ROBERT Lee
.y,ravIor manager insurance department.
vltf Messrs. Christian & Christian ad-
visorv counsel The directors are 7. 6.
williams. Jr Samuel y. Morgan, joseph
Itrvar n ~ Addison John =. Branch.
"a Montague. W. S. Forbes. J. y.
Noebv IT. William Pemberton, II. ID.
christian. Edward i. Valentine James
n Rovd. Philip Whiilock Mann y
Quarlcs Morton r. hosenbanm' =. W..
Branch. and J.. 4. Morris
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01

THE columns of th. Constitution and
other newspaper. oi Obs country durne
the past few weeks. and especially du.
ring ile past l.H DAYS. have teemel with
thu account. 0f sh0otiuas both muir
deroua and accidental 10 would seem
chat the male population of the whoi
country has been going about with It's
lip-pockets loaded with pi tolls. IT,
town and country. ln every street alley
and highway .D Gais and in houses. By
barns. stables. ana w0odsheds the pistol
to.ers have been able 90 get in THEN
deadly work Young boys have killed
boy SON younger. ola men have killed
young men. and have been themselves
KILLED in du. course. Every hip-pocket
seems to contain a pistol. and al %
pistols are loaded.
4n. Constitution ls Of the opinion
tnat h h.gh time FOR States and con
muniues to take measures more Ger
tain emo definite than any that have
let been rson fo protect taemseIvc
against tHa b'. thirsty instincts of th.
pifto.-totcr a whole country over.
there have De- in AN probability as
many men. women. and children kile
during the past ten days as there Were
soiaief- mortally wounded ot Santiago
The epidemic Of crime has been some
tn.ns t0arfui and the pistol-toter is ne
spolsib.e for IL an
Our judges cannot be too severe in
their Efforts % pat down This practice
Of carrying concealed weapons. a man.
young 0r OLD with a pistol in his hip
pocket bias already advertised lhe fac
that Doe Is anxious 20 murder somebody.
and tho iaw should deal with him ac-
cordingly
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01

house throughout by steam. These rooms
already had oDen freplaces, but the man
agement. always having the comfort Of
guests I'm mind, decided that they would
ensure comfort by extending the steam
heating system. although It was done at
great expense.
Baths have been added 20 many Of the
rooms and there VIII be no increase In
price for these quarters.
These Improvements make the Jefferson
q complete as any In the world.
The transient rates on the American
plan are s. and upwards a day. On the
European plan the rates are Sl.50 a day
and upward.
The manager Of the hotel Mr. p. NJ.
Fry, IS at all times painstaking in his
Efforts to provide every comfort for his
guests. Rooms or bridal suites viii be
reserved II the management is apprised
by telegraph or mail.
The times. [volume] (Richmond, Va.) 1890-1903, 1899-01-01
NORTHERN NECK.
A Dwelling Burned-Scariet-Fev
Marriages.

CONFORM, KING GEORGE COUNTY
December 3i.-(Special) -Seyeral days ago
the dwelling house Of Mrs. Amanda Raw
lett. about two miles from King George
Courthouse. was entirely destroyed by fire.
Mr.. George Atkins, son-in-law Of Mrs.
Rawlett, who had the misfortune TO lose
his house BY fire some weeks ago, was
residing with his mother-in-law when her
house burned, and as he was just begin
ming to recover from a severe Illness. it Is
feared that the shock, as well as having
20 escape from his bed into the open air,
may result quite seriously
DR.. Minor. Of this place, says that he
has treated a number Of cases " scarlet
fever at different times since September.
and that the disease in every case is Of a
mild type When asked 10 account for
the presence Of scarlet-feyer here. the
Doctor said that he is certain that some
OF the cases in his practice were brought
here from Washington. ID. g.
Mr. Freeland Mason. of Norfolk, IS visit
ing his parents. Major and MIS-. Julian
J. Mason, in this neighborhood.
Mr.. c. II. A. Rogers, of Louisa county,
is a guest II relatives ane friends here.
Mr. and Mrs. William G. Bruce, OF
~ U1l4lt41 ANtf AtE ENNAtA's "a WIN NtNN
kinfolk at this place.
Mr. Vivian. Lee. Of Colonial Beach, and
Miss Alice InscOe, of this county. were
married at Montague chapel on Wednes-
day night. IN the presence OF concourse
OF friends and relatives. the ceremony be-
ing performed by Rev. ii. n. Zones. OF the
Baptist church The church was hastily
decorated with ferns and other evergreens
and potted plants. The bride, who is
daughter Of Mr.. and Mrs. J. +. Inscoe,
was handsomely gowned In white and
the twenty-four attendants were attired
IN dark colors. At the conclusion OF the
ceremony the bridal party and large
number OF invited guests repaired TO the
nome OF the brides parents, where an ele-
CANT reception was enjoyed until past
midnight. Mr.. and Mrs. Inscoe Will reside
AT Colonial Beach, where the former has
been engaged In business for several
years.
Mr.. Lawson Rawlett and Miss Maggie
Ellis both OF this county, were quietly
married at the Methodist parsonage by
Rev. T. J. Wray. several evenings ago.
You have failed TO add 10 Rlchmond's
prosperity II you have no policies with
your city company-the Virginia State
Insurance Company.