The Southern herald., 1899-04-14
THE RAINY DAY.
A raIE with HSmekeeners Kbaui
Providing for Emer-
geneieA.

ilNlng from hand 10 mouth. To the
NouHe woman WHO earns small but
stated and seemingly sure salary. il is
a temptation which should be- sturdily
met and overcome. 1t is so easy to live
right up to ones income. or even lit
tie beyond il, thinking that il can easi-
" be made up from the next INSTALL
ment And to the eharitably disposed,
generous soul, ii seems heartless not 10
lend or give in an emergency, when She
has the actual cash needed. in hand or
ia the bank. To such one il seems
meanly sordid and selfish TO refuse to
put the hand in the pocket or draw
on the small bank account.
But is il really selfish? The money
earning woman runs the risk of being
laid by at any time by means Of sick
ness or accident, When in health and
strength such q contingency seems far
away and quite improbable. We are
apt to see others around us unfortun-
ate. and 10 blindly suppose that moth.
ing like that will happen TO US. Who
knowsa
Any day you may be stricken down
and have hospital and doctor bills TO
pay. Do YOU want to be forced 10 bor-
row money or to rely upon that very un-
certain thing-human friendship? Or
do you want to become a burden 10
some one little able to carry more than
is borne now?
Far better is il to systematic things
a little, Lay by a small sum every
month, no matter what demands may
be made upon YOU. Decide upon a
definite amount that YOU can afford to
give to church or charity. Don't buy
unnecessary articles of clothing. but at
the same time he sure to have always
on hand two or three extra suits of
dainty underwear. a pretty wrapper a
warm dressing sack, pair of bed
room slippers or bed socks, so that in
case of sudden illness you will be pre-
pared and can feel easy on that score.
Ii is of course most undesirable to go
10 the opposite extreme and dwell so
much upon the possibility Of misfor-
tune. that in some occult way it is
drawn oyou; but he prepared and then
throw off the thought of such a thing
As your bank account begins to grow,
perhaps you will have an opportunity
of investing it securely so as TO bring
in little more income. and so on and
on-and don't you see that by little
forehandedness you will have put your
self into a position where you will be
able TO help others far more effectually
than before? At the same time YOU
have the satisfaction of knowing that
YOU need not be obliged to- put your
friends to the test, or feel yourself an
object of charity, should you be tenn
porarily under a cloud of any kind.
Then. too positions are but uncertain
things. You may be deprived of yours,
through no fault of your own. but by
reason of favoritism. political pulls, un-
fair play upon the part of some un-
Scrupulous person. When YOU are once
out it is hard TO get in again who
soeyef hath not, from him shall be
taken away even that which he hath"
is fine epitome of the ways of the
world. So be careful not to be one of
the hath nots" and guard against the
time that may come, when il will per-
lfaps seem as though every mans hand
is against you. Lay by something for
that trite and proyerbia "rainy day"
1t is all very well to preach. and the
preacher confesses that there was
time. when she did not practice what
she now breaches, She learned the
points of her sermon from bitter ex-
perience and would fain spare some
other bachelor girl the like misfortune. !
Everything was going wrong--no reg
ular position; nothing laid by. no extra
clothing 10 fall back upon; shabbiness
growing shabbier day by day; and then
10 cap the climax. serious illness:
weeks in the hospital; surgeons and |
bills casting a cloud of debt |
over the future; weeks and months |
spent in regaining strength to be able
10 go on with the battle of life again; |
and humiliation after humiliation to |
be endured by an Independent soul.
Be advised, feIlow-worker in this
weary but withal pleasant old world. |
and spare yourself like bitter dose
Of eXperience.--Coral Amira Wheaton. |
in Ladies World