The Prince George's enquirer and southern Maryland advertiser. (Upper Marlborough, Md.) 1882-1925, 1899-07-28
Selrtt Misfrllnnq.
The Banker and the Lawyer.
ADDRESS DELIVERED By CHARLES IT..
STANLEY, ESQ, BEFORE THE MARY
LAND BANKERS ASSOCIATION
AT OCEAN CITY, JULY
DIST. 1899.

Some may say it is bad combina-
ton; to my mind it is 4 good one, un-
less unfortunately the banker absorbs
the lawyer, or on the other hand the
lawyer absOrbs the banker. ertain
it is the one cannot get on well with
out the other; if the banker gets in
trouble he must oft times seek the law
yer, and if the lawyer gets short of
funds he generally seeks the banker
if his credit and judgment are good
the banker is Of great use to him; if
his credit is not good he had better let
the banker alone. The banker makes
money by trusting to the lawyers
credit; the lawyer ordinarily prefers
the bankers cash, and, of course, the
banker, rs a rule, has more cash than
the lawyer has credit.
Now when the lawyer and the banker
are the same there ought to be COM
bination of capital and credit, and there
certainly cannot be stronger combi-
nation, in fact the two are financially
speaking invincible. But the strength
of the combination necessarily depends
upon the amount of cash and credit
the banker has and the amount Of
credit the lawyer is entitled to. Credit,
with good character, a proper regard
for the rights of others and stability is
the foundation of every business, and
more especially does this apply to the
banker and the lawyer. To the banks
the majority of people entrust their
hard savings and the money on which
they rely for their daily bread; they
are the custodians of our wealth or the
little savings we may have in our pow
erty. The Savings Banks are the
guardians to 4 very large extent of the
widow and the orphan, and, well con-
Quoted, are the best guardians the in
fant can have, the best trusted friends
of the widow, and to my mind the
greatest aid to any man, woman or
child who knows how to use them, and
especially to the poor who know how
to husband their means. They must
have our confidence or they amount to
nothing. TO the confidential lawyer
one cntrusts his life, limb and property,
without deserved confidence he
amounts to nothing or is worse.
Therefore, | take it that the founda-
tion is honesty, carcfulness and safe
business methods. We hear oft times
of sharp tinancicrs and sharp lawyers.
The first will often wind up as Il broken
speculator; the latter rs a street broker
for another lawyers office. The world
measures every man it has a fair
chance to Judge, and Just give the pco
| PIE tiIlc tllouSi itiii tli'N Ill S'i
every fellow down on his proper bot
tom. AS was said by an illustrious
man, ~ on can fool all of the people
some of the time, and some of the pco
| pie all of the time, but you cant fool
all the people all the time
\ banker who is taught the bust
ness methods of well conducted bank
who studies the banking laws, under
stands thoroughlp good bookkeeping
considers first the rights of those who
trust him, strikes his daily balances
and honestly makes them balance is
taught on a high plane of honesty and
carcfulness, his knowledge of these
matters and the laws governing con
tracts. discounts, collections, etc.