The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1899-03-01

the reserve are not put into the deferred
dividend speculation, but are used a. =
single snas prem to give paid up insur.nce
OF the policy which has lapsed
We give to each his own overpaymeuta
and 70 mo enc what OF right, and eQu!tyk
and true mutually. belongs to another.
True Cheap Insurance.
Obviously. that company which has The
lowest death rate. which earns the higheso
interest. and pays out least for expensea
win give insurance at the leas, cost to 4;
pol!cy-holders. as q whole. It will clIec1
the largest savings. II II returns those sav.
ings In strict conformity with the principtoo
Of mutually. 1t will also give tho cheapeee
Individual insurance on the average. We
say ON the average. because some COM
nate against certain classes Of policy-holds
ers and In favor Of others. that while n the
aggregate and on the average their diyt-
dends are very small. In certain cases they
may be large: a poor sort OF mutuality.
Cost In the Connecticut Matual.
The Connecticut Mutual exercises greaa
care In all that affects Its death rate: q
confines Its business to the healthy portions
Of our own country. No desire for size haa
led II TO acquire business in varied climatesI
under conditions Of widely differing effect
upon life and health. and beyond effective
control. Its medical service Is organised
with great care. and the result OF It's ses
ferred TO.
Its interes, rate Is as high Al Ii consist.
ent with safety. and has so far been =
source OF large saving. With it's 3 pee
cent. assumption Its experience In likely %
remain relatively good.
Its rats OF expense Is and always hae
been less on the average than that Of any
IA rat 30 ttn
greatest competitors ranges from Is to IL
per cent. and over. above that Of the Cone
nectscut Mutual It's savings from that
source are uneQua,ed by any and aps
preached by very few indeed.
High Dividends-Lovv Cost.
As a consequence of all this long -contIn.
ued care and economy the aggregate saw
fngs OF the Connecticut Mutual have been
greater than those OF any other company.
It's annual returns or dividends OF thsso
savings to tts members have been larger
than In any other company. unless in casaa
OF exceptionally favorable treatment nj the
has cost its policy-holders less both as
whole and individually. than In any other
company.
And the condition. which have produced
these results for more than half q century
are still fully operative In the care and
economy with which It's affairs are cone
Quoted. and In the contrasted degree r.
"HiSD }fiStE uud9INl4a 6pRcAF IN III W0Ux
active competitors.
1ts Proper Clientage.
TO those who desire 10 do fully. AZ IN
least cost and TO the utmost OF their finan-
cial ability. their duty to their families. ana
TO use life insurance for their protection
and not fur a speculation for Themselves
tho Connecticut Mutual offers the utmost
thas life insurance can accomplish. in ~
simplest. clearest forms. Of perfect equity
n ND t~rfe ta1E -
basis OF any, and at u lower cost than ha1
been achieved by any other company.
Greater service can no life insurance cosus
pany render.
The Witness Of Fifty-three Years.
In the nfty-three yeara Of ita work the
Connecticut Mutual has received:
For premiums 80. Sol 80. s4s II
For interest ....... S2.osS.nsy 20
For reats .......": 7.ssi1s0 50
Balance profit and
foss $500. -....... I,Ho.sss VI
:. Totsl receipts .,:s.. AZ. aoi n
II has paid Death
Claims for .......$ 81 Isl. 40 "a
Endowr en.s and
annui,ies for -. i4212 900 %
Poltcsns -. 49,. 2soss.so4 q
For Dividends go. 81, -. sss 80
A total returned tn
polcy-noders or
their be n efics a.
fteS. Being FI s#
per cent. 81 tho
entire premiums
received 80. .... si35 10. sST II
II aas paid for fsx-
ysnses 49,. .... 1s1as 2s II
Taxes 49,. 49,. es2s egs a3
Total expenditures ......... 800 era &c y
Eaaree net assets. January /.
l@ss. .t.+...-.. ,.....-. 81. 90. lSI ~
I, has additional assets fsee
saten@np ....., -. 49,. s..so.ss7 81
Total assets ......+........s..3 "a. is. TO
Nearly ntnety~ssven per cent. Of the pre-
rtrns paid by roli~y-A oilers have beeA
na4 "a their benetsria riAs or returned "
themselves, t4iST 1850 are hid for tie
Protection nf existing poiiriss with sur
Plus OF E.5is.s41.07 and this has been don4
as an average expense ratio OF only -
Per cent.
This In an uuYnatchAf record but its best
signs5ranre lies In the fact tfYat the same
prsnci pi<s which underiad ard produces
fh~sA rApsi,s ~ fully nu~rat'.@ tG5aY
n tbs m rs cement 81 the Company "a o.
any sirae In 10 fruitful. history: the sam4
prudent care the sar~e economy. sre ~ m 4
true nutuaIfsv ard equity. the sans
souatneD ard strength. ard the same un.
pzra.seie1 low cost. #
Respectfully submitted #
JACOB L. GREENE.
Anr4Sofd February L. IN IA