The morning news. [volume] (Savannah, Ga.) 1887-1900, 1899-02-25

/ certain classes Of policy holders ana ~ ID
vor of others. that while in the dgsIebSle
{ and on the average their dividends are
very small. in cerIan cases they may NC
large; poor SORT Of mutually.
Cost in the Connecticut Virtual
The Connecticut Mutual exercises great
care in all thai affects its death rate Il
confines its business to the heaithy RD'
dons Of our own country. No desire for
I size has led it 70 acquire business pa va.
ried climates. under conditions OF "'lely
differing effect upon life and heaith, anu
beyond effective control Its medlcaL set
vice is organized with great care ana tile
result Of its selection of risks Is SHOWN III
the very low mortality and the great saw
ing already referred to.
It's interest rate is as high as IS consist
ent with safety. and has 50 far been
source of large saving. With ITS per
cent. assumption its experience is hkeiy TO
remain relatively good.
Its rate of expense Is and always mas
been less on the average than that oil any
other company. The expense rate OF It's
greatest competitors ranges from % 10 lVJ
per cent. and over. above that of the coz
necticut Mutual Its savings from that
source are unequaled by any and APP
preached by very few indeed
High Dividends-LOw Cost.
As a consequence. Of all this long-contin-
ued care aud economy the aggregate saw
ings of the Connecticut Mutual have been
greater than those Of any other company.
It's annual returns or dividends of these
savings to it's members have been larger
than in any other company. unless in
cases Of exceptionally favorable treat
ment al the expense of others. Therefore
its insurance has cost its policy holders
less, both as a whole and individually,
than in any other company.
And the conditions which have produced
these results for more than half century
are still fully operative in the care and
economy with which its affairs are con-
Quoted. and in the eontrasted degree in
which these qualities appear in It's most
active competitors.
Its Proper Clientage.
To- those who desire to do fully, at its
least cost and 10 the utmost of their finau-
cial ability their duty to their families,
and to use life insurance for their protec
ton and not for a speculation for them
selves. the Connecticut Mutual offers the
utmost that life insurance can accomplish,
in its simplest, clearest forms, of perfect
equity and perfect mutuaIity, on the
s0undest basis of any, and at lower cost
than has been achieved by any other COM
pany. Greater service can no life insur-
The Witness of Fifty-tlTree Years.
In the ifty-three years Of its work the
Connections Mutual has received:
For premiums -. $20l, 623, 1917
For interest ....... S2056, 095.30
For rents .......... 1854, f0.S9
Balance profit and
loss ................ 1O9e sS9Os
Total receipts ...,...,....... 1892. 49,, 201. Al
Il has pabd death
claims for ...S 97151, 410,74
Endowments and
annuities for -. ,14,272, 1880
For surrendered
Policies :........ 25,O55 9O423
| For dividends - 81, 523, 93S.9 80
| \ total returned to
poHey-hoIders or
| their benefieiaries,
being 961 per
cent of the entire
premiums receiv-
ed ..,.......-....., l93, COS, 65I17
/ 1t has paid for ex-
| penses ..s..s..sss, 26,G0), SSH
| Taxes ............. 9623, $500
Total expenditures .......... 500, SIS, 1ss. 81
Balance net assets, JAM J. 1899 S61, s07, O67. So
! 1t has additional assets (see
statemeuO .........-........... 1850. 6s7. IS
Total assets ,,........$ 64.lS7755.O 6
| Nearly "a per cent Of the premiums paid
/ by Dolicy-holders have been paid to their
| berefciaries or returned to themselves
/ s6i. 1877, 1896 are he'd for the protection OF
/ existing policies with a surplus of 81 .5f6.
! 5l2.07 and this has been done at an aver
age exDonSe rate Of only & 20 nor cent