davidaulloa/AmericanStories huggingface dataset:
The evening times., 1899-07-27
S. KANN, SONS & CO., TasHSH MaRKfA 4SS SPACE
received at Office of the survey in Wash

received at Office of the survey in Wash
ington.
During the three weeks spent on the
bays there was an almost continuous rain
and the temperature of the sea water was
SS degrees and that of the air from 45 to
65 degrees.
This trip was Mr.. Walcott's second pro-
fessional visit TO Newfoundland, he having
made some explorations there in 1888. He
thinks that the condition of the people has
improved very materially since his first
visit, and that the railroad now crossing
the island will materially aid in the devel-
opment of the province. The scenery on
the west coast is magnificent There are
also beautiful views on the line of the
railroad, and fishing, both on the west
coast and in the interior, is very fine.
There also remain a large number of carl
bou, which offer fine sport to those inter-
ested in large game.
The evening times., 1899-07-27
Late Army Orders.

Among the latest army orders are the follow
ing: t1
Leave of absence for fifteen days is granted
Can't Daniel A. Frederick, Seventh u. S. In
fantry.
Second Lieut. Robert H. Gulick, Thirtieth In
fantry, U. S. Volunteers, recently appointed with
rank from July s, 1889, will proceed to Fort
Sheridan, H., and report for duty.
First Lieut.. Douglas F. Duval, assistant sur
geon, u. S. Army, on the expiration OF his pres
ent leave OF absence, is, relieved from further
duty at West Point, N. Y, and Will proceed to
San Francisco CAL, and report in person to the
commanding general, Department Of California
Acting Assistant Surgeon Henry n. Bradley, U.
s. Army, is relieved from further duty at Camp
Meade Middletown, Pa, and will proceed to San
Francisco CAL, and report in person to the COM
manding general, Department of California.
By direction of the Acting Secretary of War,
the leave of absence surgeons certificate OF
disability granted Capt. George ]. Newgarden,
assistant surgeon, U. S. Army, is extended two
months on surgeons certificate of disability.
The leave Of absence on surgeon $ certificate OF
disability granted Second Lieut.. William w. Colt,
u. S. Volunteer Signal Corps, is extended one
month account of sickness.
The following transfers in the Sixth U. S.
Cavalry are made: First Lieut.. Alvord Van p.
Anderson, from Troop to Troop b; First Lieut..
Herbert A. White, from Troop to Troop G.
Under instructions from the President, Lieut..
COL Edwin B. Atwood, deputy quatermaster gen.
eral, u s. Army, and Major Frank d. Baldwin,
Fifth U. S. Infantry, are detailed by the Secre-
tary of War as members of the Army Retiring
Board ordered to meet at Denver, Colo, vice
Big Gen. Edwin V. Sumner, U. S. Army, retired,
and Col. Henry b. Freeman, Twenty-fourth U. S.
Infantry, hereby relieved.
Major John S. Witcher, paymaster, U. s. Army,
is directed by the Secretary of War to report in
person to Brig. Gen. Henry G. Merriam, U. s.
Army, president Of the Army Retiring Board
appointed to meet at Denver, Colo, at such time
as he may designate for examination by the
board.
Capt Joseph C. Byron, assistant quartermaster,
U. s. Army, will proceed at once from New
York city. to Seattle, WASH, and report to Capt.
William w. Robinson, jr., assistant quartemas-
ter, U. S. Army, for temporary duty under his
The evening times., 1899-07-27
GEOLOGY IN NEWFOUNDLAND.
MIR. walcOtt Returns From an Inter
esting Exploring Expedition

Charles ID. Walcott, Director of the Unit
ed States Geological Survey. has just re-
turned from trip to Newfoundland, where
he went to study the geologic succession OF
the lower rocks which, in this country, ex-
tend along the line of the Appalachian
range to Alabama and Georgia. In New
foundland, however. the rocks, which are
so much disturbed and broken along the
Appalachians, lie nearly in the position in
which they were originally deposited and
the true succession can thus be determin-
ed. The exploration was under the aus
pices of the United States National Mu
scum, of which Mr.. Walcott is an honorary
curator. Three weeks were spent in ex-
plorations about Trinity and Conception
Bays, where, in company with J. B. How
ley, Government Geologist of New.ound-
land, and S. Ward Loper, Curator OF the
Wesleyan Museum, of Middletown, Conn.,,
he examined the various geologic sections
and made large collections of characteris-
tic fossils from them, all of which fossils
were shipped from st. John and have been
The evening times., 1899-07-27
ARMY AND NAVY NEWS.
A Board of Survey Named.

board OF survey, to consist Of Major John
A. Kress, Ordnance Department; Major Charles
A. Booth, Quartermaster's Department. and Ma
jor William o. Owen, Medical Department, has
been appointed to meet at the st. Louis depot
Of the Quartermaster's Department upon call Of
its senior member, to prepare the inventory and
make the customary returns therefor in rela-
tion to the public property and funds for which
Lieut.. Col. Gilbert G.. Smith, deputy quarter
master general, U. s. Army, was responsible at
the time OF his death. The junior member OF
the board will act as recorder.
The evening times., 1899-07-27
Patrol Drivers, Excursion Plans.

The Police DrIvers Assoclatlon has about
completed arrangements for the second annual
excursion down to River View to be held Tues
day, August 1. The names of following COM
mittee on arrangements has been announced: AL.
bert Vernon, chairman; P. Fitzgerald, l.. B.
Rhodes, Joseph Coghlan, and James Morney. The
officers of the association, including A. N. Wea.
yer, president; ]. II. Oliver, secretary, and d.
j. Goheen, treasurer, are named as ex-officio
members Of the committee. Charles Kearney has
been delegated to take charge Of the dancing
and music, and band has been engaged The
terest in the excursion, and many of them will
probably go on the trip. The steamer Pentz
will leave her wharf at 9:30 a. M, 2:45 p. m,
and $3.50 p. m. The steamer will leave River
View at 1915 p. M, p m, p. m, and
1890 D. m.
The evening times., 1899-07-27
no Pay Troops at Posts.

The following named officers of the Pay De-
partment, q. s. Army, will pay the troops at
the posts hereinafter designated, to include July
81, 1899: Major Hugh R. Belknap, additional
paymaster, u S. Volunteers, at Camp Meade,
Middletown, Pa; Major Hamilton S. Wallace,
additional paymaster, U. S. Volunteers, at Fort
Mott, N. j.; Battery Point and Fort Delaware,
Del; Fort McHenry, Nd; Fort Myer and Fort
Hunt, Va, and Fort Washington, Nd; Major
Charles Newbold, paymaster, U. S. Army, at
Fort Monroe, Va; Washington Barracks, District
of Columbia, and Fort Caswell, n. G.
The payments ordered will be made in per-
The evening times., 1899-07-27
Mr.. Brooks, Foreign Tour.

Assistant Chief Clerk Walter w. Brooks, of the
Pension Office, was back at his desk this morning
after vacation in England, Ireland, Scotland,
and France. He says he found no place like
America, and is glad to be home. The kindly
feeling of Great Britain for the United States is
plainly manifested, he says. France said Mr.
Brooks, sis sitting volcano. The Dreyfus
case is greatly agitating Paris, where the feel
ing against him is strong. Even conservative
Frenchmen admit that if he is innocent he should
declare himself and talk. Dreyfps' reticence
greatly preiudices people against him.
The evening times., 1899-07-27
po.toaice Curios From Havana.

The Postofice Museum has received from Mr..
Rathbone, director of Cuban posts, an antique
machine, formerly used in the Havana post
Office for cancelling stamps. Accompanying it
was letter box placed in the lobby of the
Havana postofice for the reception OF mail after
the regular hours for the closing of the mails
for Spain. One cent additional postage was
charged on letters dropped into such boxes.
The evening times., 1899-07-27
P,eaded Guilty of Profanity.

Lowell d. Sullivan was arraigned in Police
Court this morning the complaint of Officer
Garvey, charged with profanity on Carroll Ave-
nue. in Takoma Park The testimony OF the Of
fcer showed that Sullivan, with three or four
companions, congregated in front OF the post
Office in Takoma and used profane language in
the presence of ladies. The defendant pleaded
guilty. Judge Scott imposed fine of SO or
sixty days,
The evening times., 1899-07-27
TIDE TABLE
STREET LIGHTING.
AMUsEMENTs TODAY.

Columbia Theatre-Eugenie Blair in EAST
Lynne" matinee and evening.
Glen Sligo-AmuseDents.
Chevy Chase-nluminations band concert.
Glen Echo Park-Band concerts, p. m. and
8 p m.
Excursion 10 Marshall Hail. steamer Macalester
Thursday, Friday, and Saturday at TO a. m, 2:ao
and $3.50 p.
Excursion to Indian Head. steamer Manchester,
Thursday, Friday, and Saturday, at $3.50 p. m.
Excursion to River View, steamer Samuel J.
Pentz, at 10 a. M. 2:l5 and GAS p. m.
Excursion to Glyrnont, steamer Kent, at y Q.
m. and 4.30 d. m
The evening times., 1899-07-27
To Enter the soldiers, Home.

Upon the request of the board Of commission
ers Of the Soldiers Home, in the District of
Columbia, the Quartermaster's Department will
furnish transportation, the cost of which will be
refunded by the treasurer Of the Home, for Jo-
;seph Blum, late private, Troop A, First u. S.
Cavalry from Los Angeles, CAL, to this city,
to enable him to enter the Home.
The evening times., 1899-07-27
For Duty in Cubn.

Acting Assistant Surgeon Charles F. Craig,
U. S. Army, has been relieved from further duty
at the Josiah Simpson General Hospital, Fort
Monroe, Va, and will proceed to Havana, Cuba,
and report in person TO the commanding gen
eral Division of Cuba. for assignment to duty
at Camn Columbia. Cuba.
The evening times., 1899-07-27
Marriage Licenses Issued.

Marriage licenses were issued today to Jacob
F. Cassel, Alvoonton, Ohio, and Alice G. Har-
rison, Centreville, Va; Arthur johnson and
Mary L. Scott; Louis SCHNEIDER and Johanna
Schaumberg both of Chicago, H.; John W.
Robinson and Lottie Denne, Dunn Loring, Va;
Eugene Bell and Mary jackson; Reuben Ware
and Ida Hughes
The evening times., 1899-07-27
Registered at the Hotels.

Raleigh-R. P. Griffith, Norfolk, Va.
Willard's-L. E. Clarke, Philadelphia; E.
Klotz, Missouri.
Riggs-P. Abbott, New York.
Arlington-A. Whiting, Pennsylvania; James R.
Davis Brooklyn.
Shoreham- William A. Kirk, Indiana; James p.
Taliaferro, Florida; w j. Evans, New York;
w. r. Bolsinger, Pittsburg.
Ebbitt-George L. Babcock, Key West, Fla.;
N. c. Grover, Hartford.
The evening times., 1899-07-27
cbnrredl Wi,h MurderousrA.sauIt.

John S. Parker. thirtysix years old, was ar
rested this morning by Detective Herndon at
the request OF the authorities of Prince George
county, Md, charged with assault with intent
TO kill an inmate at the heme of ". L. Wright,
near Marlboro. He was locked up at No. 1
station.
The evening times., 1899-07-27
To inspect New Lnmpposts.

The District Commissioners have directed
Thomas ]. Fisher, District Superintendent OF
Lamps 10 proceed TO Allentown, Pa, for the
purpose OF inspecting lampposts now being east
by the Belmont Iron Works under its contract
with the District.
The evening times., 1899-07-27
Germans and Automobiles.

mobiletaxameterdroschken By the time they
get through calling them the cabs are generally
out OF sight. All Washington pronounces Tiffany
Floor Oils, at 81 per gallon, to be the best
2. s. Warren Co., SIS Ninth Street northwest.
The evening times., 1899-07-27
Marine Band Concert This Eve

The following is the programme for the
Marine Band concert this evening at 8: 45
at the Marine Barracks:
March, Hands Across the Sea- a'......-...Sousa
Overture LES Girondins .Litioff
This overture is descriptive Of the most tragic
period of the Reign of Terror The pleadings
of the Girondin deputies, their triumphant
singing Of the 'Marseillaise'' they are led
TO execution interviewer with the shouts of
mob brutalZed by a very carnage of blood,
forms a picture which has earned for this
work a lasting place in the repertoires OF the
great symphony orchestras.l
yorspeil .'Hansel and Gretel' .Humperdink
Fluegelhorn solo, '.The Palms .Faure
(Second Leader Walter F. Smith.)
Selection .'Rigoletto' '..............s,... Verdi
Waltz 1.-THE DebutantS' S'............ .Santelmann
First Time.)
Patrol ''The Blue and the Gray. ....... .Dalbey
Humoresoue "a Comical Contest" ..... Godfrey
ISynopsis: The band tunes up. Principal per-
formers try their respective instruments.
Competitors assemble to draw for the order
of playing. Rules read out by the manager
(Signor Trombono). The performer causing
most laughter to take the. prize Judges
prepare their papers. The -scontest COM
mences, the competitions being Messrs.
Clarinetto, Cornetti, PiccoIini,~ Euphonio,
Clarinetto jr., and Fagottfs Judges take
notes after each variation. Jealousy of the
drummers Unexpected result. the prize being
awarded to the bass drummer Termination
of contest. .ss ..--.-
Patriotic, Hail Columbia. Fyles
The evening times., 1899-07-27
Permission to Erect a Ten.

The District Commissioners today granted per-
mission to the Rev. W. j. Lomax to erect a
tent on the vacant lot ON the west side OF
Ninth Street south of Grant Street northwest,
for religious purposes.
The evening times., 1899-07-27
IN AND ABOUT THE CITY.

Among the marriage licenses issued in Balti
more yesterday was one 10 J. Perry Royston, o
this city, and S. PAMELA Mackey, of Charleston
s. c.
The evening times., 1899-07-27
TEMPERATURE.
THE SUN AND MOON.

at ! p. m. m........................ 6
Highest temperature yesterday, 2:30 p. m.......s I
Lowest temperature yesterday, midnight. t.......1 4
The evening times., 1899-07-27
Gbe eueniae Ginit6
THURSDAY, JULY 27, 1899.
The Weather Prediction.

For the District Of Columbia and Eastern
Observation-Disclosures tonight and Friday;
moderate temperature; light southwesterly winds
The evening times., 1899-07-27
Lining Remnants
Remnants Of Every Kind
From Different Departments.

r. G. G. and Thomson's Venti- FnC
iating Corsets, long and medium 14(
lengths. 81 value ..-.-....------ oO
One lot OF Ladies' Corset Covers, made
OF good quality cambria and trim RacI
med with fine embroidery. Csc 14l
was the former selling price,. ~
8 Petticoats, made Of mercerized sateen
In stripes and polka spots, deep umbrella
e : 5S' { s.ss:.s e: ''5; 5so5 mats IS. S148
One lot OF All-Silk Parasols. Hnp
Reduced from s1-50 and s1o0 14l
10. ACKNOWLEDGEMENTS wv
An odd lot of Mems and Wo- 7nH
mems Silk Gloria Umbrellas MI
which sold for $1.25 and S1.50.... ~
One lot OF Pepperell Bleached Jean
Drawers, size Sc, with re-en- ore
forced seats, b. V. ID. pat f1S
tern. Sold for SOC ................6O
Odds and ends Boys Shirt orc
Waists and Biouses, assorted f1S
sizes, which sold for SOC and 75c GO
Odds and ends Mems SOC and 75c orc
Underwear. different makes, CO. FEt
ors and sizes, SOC and 75c value GO
Every $50 and 81 Silk Shirt enc
in our house will go tomor- 1tU
row for ..........-...----...-.
The evening times., 1899-07-27
4 union STATION SCHEME
Negotiations for the Old Gable
Powerh0use Site.

The Pennsylvania and Southern
Railway Companies Prime Movers
Erect Superb Depot With q Mar-
BILE Front-It May Solve a Problem.
The evening times., 1899-07-27

son. except at Forts Mott and Caswell, which
will be paid in funds by express The funds for
Fort Caswell will be sent to Wilmington, n.
c.. The Quartermaster's Department viii trans
fer the necessary funds by express 10 such
points as the paymasters may indicate.
The evening times., 1899-07-27

Window Awnings. patent adjustable iron
frame from 80 to rs inch extension, made
of blue and brown striped CT M
duck, never sold for less than I'LL
SO. Special price .............Q tsVV
Walnut-stained Frame Wire nnr
Screen Doors, only one size, 32 4I
inches wide Closing price .........6O
S-4, quality No. 2. Floor Oil
cloth-as many yards as Gus 1HN
toner may want-guaranteed NJ
perfect-clearing price. per yd. ~
Mexican Cord Hammocks, col
ored and white, Il and IA foot nnr
lengths. All those that were SOC 1Q
and 75c ..-................... ~
1,500 yards of Ribbon Remnants, double
faced Satins, Taffetas, and Satin
and Gros Grain, 3, 4, and 5 inches fHH
wide. ranging in value from 29c hi
10 soc yard .-.......-...... ~
5000 yards one-half-inch Ribbon, in
Satin and Gros Grain and Fancy nc
Plaids in all bright colors. Spe- ~
cial price, per yard .........-...... =
Odds and ends in Ladies' Neckwear,
Lawn, Pique and Silk Stocks, 40
Four-in- hands, and Band Bows, III
goods that sold from 25c to SOC.
The evening times., 1899-07-27
Uncle Sam Don't Wear
EDUCATIONAL.

BETHEL MILITARY ACADEMY, VA; thirty
second session opens September u. Patron
age from 20 States; has prepared more soldiers
and scholars than any other private institution
in the South; illustrated catalogue. Address
R. A. MCINTYRE, Supt-, Bethel Academy, Va
jy27-26t-eod-
The evening times., 1899-07-27
PHASES OF THE MOON FOR JUh'

Sun se......4:57 AN Sun sets. .......7:15P Pm
Moon rises. .9:5s Pm. Noon sets.
The evening times., 1899-07-27

81 Black and a few Tan vici Kid
Oxford Ties, plain Common Sense
toes and round toes with tips;
broken sizes.
Daily inter mountain. [volume] (Butte, Mont.) 1881-1901, 1899-03-10
IAN ADVANCE
NEAR IL0|L0
Rebels Driven Out of C0cOanut
. Plantation.
lNSURGENT INCENDIARIES
Wrecked the Town Before Leaving 1t
--They Follow Tactics Of the
Manila Natives.
INSURGENT lNCENDIARlES

New York, March 10.-A dispa tch to the
gros, March 4, says: After a pleasant
voyage, the st. Paul, carrying the depu-
tation from Negros, Colonel James F.
Smith, the first American governor, and
the firts battalion of the California reSi-
ment, Major Shines commanding, arrived
at Iloilo on March 8. AS the vessel en-
tered the harbor at midday it found the
artillery in action and General Miller's
command advancing into the cocoanut
planta tions at the right Of the line. Cen
erai Miller, fearing an organized and
strong attack upon the town, had re-
quested assistance from the Boston in
landing. Captain Wilde was unable to
accede to this request. owing to the fact
that a portion Of the crew was at Cebu.
1t was at first expected that the Cali
fornians would land and assist General
Miller's forces, but on landing the Herald
correspondent met General Miller return
ing from the front and learned that it
was only false alarm. Iloilo was terri
bly, wrecked by the insurgent incendia-
ries, and presents scene of havoc and
desoiation. Magnificent residences and
great warehouses were totally wrecked.
General Miller and his staff are confident
they can hold the town. The insurgent
strength is net definitely known, but it
is believed there are 1000 men armed
with firearms and 1000 bolas. They fol-
low similar tactics to those at Manila
dropping irritating shots into the Ameri-
can lines throughout the night but never
appearing in sufficient strength to justify
a resolute forward movement. Few cas-
ualties are reported.
The ST. Paul proceeded to Baacolood
and arrived at noon today. The Ameri-
cans found native guard of honor
drawn up on the beach. The inhabitants
were amcably disposed. The American
flag was already flying from an unfin-
ished convent.
Daily inter mountain. [volume] (Butte, Mont.) 1881-1901, 1899-03-10
WAS DOUBLE
EXECUTION
Man and Woman Hanged in
Canada Today.
THE LATTER WAS NERVY
But the Man Was Nearly Dead When
the Trap Fell--Crime For
Which They Suffered

St. Scholastque, Quebec, March TO-
Mrs. Cornelia Poirier and Samuel Pars-
low were hanged here this morning. Life
was declared extinct in eight minutes,
the necks of both having been broken.
Mrs. Poirier, who said farewell to her
relatives last night, was firm and col
lected throughout. She took part in the
mass said at o'clock this morning, and
on the scaffold shook hands with the
hangman without a tremor. The crowd
inside the Jail jeered at her, but even
then her composure did not desert her,
and, at the suggestion of the eXecutioner,
she turned and faced the jeerers and
stood erect and prayed to the last.
Parslow was more dead than alive
when the drop fell.
The condemned were taken to the scaf-
fold separately and We're prevented from
seeing each other by a screen placed be-
tween them.
Six hundred men witnessed the execu-
ton.
Outside the Jail there We're 1000 more
who, with beam, tried to batter down
the gate of the Jail yard, and could only
be made to desist by the provincial police
firing their revolvers in the air.
Mrs. Poirier and Samuel Parslow, her
reputed lover, were hanged for the mur-
der of 1sador Poirier, the womans hus-
band in 1897
Daily inter mountain. [volume] (Butte, Mont.) 1881-1901, 1899-03-10
SOLDIERS GLAD
TO COME HOME

New York, March 10.-A special to the
Herald from Havana says: The trans
port Michigan sailed Thursday for Sa-
vannah, carrying the First Maine heavy
artillery. They are the first troops to be
repatriated from Cuba, and We're almost
crazy with delight at the prospect of re-
turning home. AS the ship sheered off
the men danced about the decks, sing
ing ''Good-bye, Cuba"'
The 202nd New York regiment will sail
Saturday on the Minnewaska. They will
be brought to Trisconia, the new gov
ernment wharf across the bay, and will
embark from that point This will OBJ
viate their coming into the city. The
Third Georgia and the Twelfth New York
will follow, the former embarking at
Trisconia and the latter at Matanzas.
The contract held by the Taylor heirs
for constructing and repairing the pave
ments and crossings in Havana streets,
has been acquired by F.. w. Hawley, act
ing for New York syndicate. The con-
tract was granted to Taylor by the
Ayuntamiente some years ago, and work
was actually begun, but lapsed just
prior to the war, owing to the municipal
troubles and lack of money to pay the
contractors. Taylor died during the
blockade, and Mr.. Hawley has acquired
his rights for the heirs. The purchaser
has gone to Washington to press his
claim and legal right to the concession,
notwithstanding the Foraker resolution.
Tho government railroad, connecting
Trisconia with the Matanzas line, will
be completed by Saturday. Work on the
warehouse has been delayed by the trou-
BILE the Manhattan Contracting company
had with its laborers. II has had to send
back 40 carpenters whom it brought out
at heavy expense Cuban rum is said to
be at the bottom of the trouble.
Daily inter mountain. [volume] (Butte, Mont.) 1881-1901, 1899-03-10
NEW YORK'S CON-
MERGE DECREASED

New York, March 10.-According to the
annual report of the chamber of COM
merce just issued, the foreign commerce
of this port for the year ended June 30
last was $39 255,756 less than during the
previous year being 1896, ,955, ,4l6 against
81 ,036 211,1 ,112 for the year ended June 80,
1897. This was a much greater decrease
than during the year 1897, compared with
the year 1885, when the falling off was
only $3,153,044. According to the report
the foreign commerce in United States
ports outside of New York during the last
year was 81, 069, 1863 069 or an increase of
$35, SIC compared with the previous
year so there has apparently been gem
eral increase outside of New York. OF the
total foreign commerce at this port, $127-
792345 was carried in American vessels
and $S33,342, ,275 in foreign bottoms.
Although no statement is made in the
preliminary report as to the cause of the
great falling off in New Yorks commerce,
it has long been known that 1t is due
largely to the diversion of traffic to other
ports by reason of the discrimination of
railroads against New York, which rem
ders it more profitable to ship by way Of
southern points.
Daily inter mountain. [volume] (Butte, Mont.) 1881-1901, 1899-03-10
PROTEST AGAINST
LOAN WITHDRAWN

Pekin, March 10.-The Chinese foreign
office has received a dispatch from st.
Petersburg saying that as result of ne
gotta tons between Russia and Great
Britain the Russian minister here will
withdraw his protest against the Hong
Kong contract, which is identical with
the Niu Chuang contract.
The London Times February l an
nounced that a Chinese five per cent rail-
road loan of $11 500, 600 had been arranged
by a British syndicate, the loan beng
especially, secured on the Chinese North
ern railroad. China, it was added, had
given Great Britain a pledge that thesa
railroads would not be alienated to any
foreign power. 1t is apparently against
this loan or its terms that Russia pro-
tested the transaction since becoming
known as the Niu ChuanS or Hong
Kong loan.