davidaulloa/AmericanStories huggingface dataset:
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19
CLOTHING.

In Clothing / can and will
sell at Kansas City prices. ]
will not be undersold. You
can save money by investing
it at home where you can see
what you want and get a per
feet fit.
Suits at S6, S6. SO, 81, $50.
0VERCGATS---A large line to Sc
lect from.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19

Mrs. J. Burns OF Collyer departed
last Wednesday morning for Cnicag,,
where she will make her future home.
county for twenty years. Her many
warm friends in and around ColIyer
were sorry TO see her leave but wish
her many happy days in her new
home.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19
SHOES.

My Shoes are the celebrat-
ed Hamilton Brown Shoe
Co. s. You are familiar with
these Shoes as / have been
handling them for the past
fifteen years. / can sell you
Shoes nearly as cheap as
small dealers can buy them.
Ladies' shoes $1.OO. S1.15,
81. 20 and up.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19

Report of Fairview school for month
ending November IL: Days taught, 20;
pupils enrolled, 9; average daily at
tendance, 4; cases of tardiness, 2z
Those not absent: Grace Altman, HE
da johnson. Those not tardy: Grace
Altman, Hilda and Emil Johnson
Visitors, 6. Maggie Stokesberry,
Teacher.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19
NUMBER Al
GROCERIES.

My stock is complete in
every detail from first to last,
from the largest item to the
smallest. | have the largest
stock of queensware in the
city.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19

A Republican friend in Ellis sent IA
bottle of Mrs. Winslow's Soothing
Syrup to Uncle Josh Musgrase to.
quiet his nerves on the defeat Of
Leedy-
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19
HINTS AND CHPS,

A large and complete line
of fall and winter Hats and
Caps of the latest styles.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19
TWENTIETH YEAR
CASH STORE.

uSt out Of CURIOSITY,
drop into MOORE'S
STORE at your first
cow enie nee an d
spend Is minutes, Or a
half hour pricing their
goods and try to re-
member, if you can,
when you EVER saw
a general run Of prices
so low in this region.
Whether it is
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19
HFEW OF MY PRICES

Arbuckle Coffee, 1Oc.
Battle AK tobacco, soc.
Two-quart cups, sc.
Dish pans, Il and zoe.
Stew pans, s and 1Oc.
Washboilers No. 8, 5O--7Oc.
10 bars of good soap, 25c.
Coffee pots, s to 1Oc.
Stew-pans, 10 and lee.
Ink, &c per bottle, good.
Curry combs, 5 and 1Oc.
Coal shovels, 3 and &C.
look at them.
Coal hods, zoe.
Shoe brushes, good, 1Oc.
Tablets, l, 5, Sc.
States, 3, 5, z, Is, zoe.
Whips, 10, 30, IS, As,
SOC.
Pearline, 8 pks., Csc.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19
MILLINERY.

The most elegant line of
Pattern Hats ever brought to
Wa-Keeney.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19

Watch these prices as they
will save you money.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19

/ cannot tell you about my
goods as we'll as we can show
you.
Western Kansas world. [volume] (WaKeeney, Kan.) 1885-current, 1898-11-19
.MEY GOODS:
MOTIONS:

My Hosiery was bought di-
rect from the factory. Call
and see the largest stock ever
brought to Wa-Keeney. My
prices are within the reach of
all.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
THE WAR REVENUE BILL.
Probability that tho Substitute silver Pro.
vision VIII be Adopted.

Washington. June AFTER. sitting
until midnight last night the confer
ees of the two houses on the war rev.
enue bill resumed their sitting prompt
ly at 10 o'clock today.
When the conference adjourned at
noon Senator Allison expressed the
opinion that 1t would be able to report
TO the Senate and House by tomorrow
He said that excellent progress was
being made, but that 1t was impossi-
BILE, for the present to give details of
the proceedings
The House members are manifesting
disposition to accept the minor
amendments without cavil and the in
dications now are that at least 90 per
cent of the small amendments will be
retained without serious dispute. The
more important amendments are natu-
rally the ones upon which there is
most controversy and so far the seign-
forage provision has proved to be the
most difficult problem with which the
committee has had to deal. The Re
publican members of the conference
are naturally opposed to any provision
for coming the silver In the treasury
but they realize there will be great
difficulty to get the Senate to accept n
report that does not make some provis-
ion of this character.
The probabilities now are that a sub
stitute silver provision will be reported.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
HEAVY MOVEMENT OF TROOPS.
Washington officials Say 1t VIII Begin To.
day or Tomorrow.

Washington, June 1.-The cabinet
meeting today was not particularly i'm
portant. AS is usual, the whole field
of military and naval operations WIS
gone over, but nothing was done look
ing to any change in policy or plans.
1t Is almost certain that no regular
troops have yet been dispatched to
Santiago, but II is the intention to be-
gin heavy movement either today or
tomorrow. 1t had been the intention
of the military authorities to have
started the first expedition a day or
two ago, but the non-arrival of the
equipment of the large siege guns
which 1t is proposed to use in the reduc-
ton of Santiago and the capture of
Admiral Cervera's fleet necessitates q
short postponement The transports
are in perfect readiness for the en-
barkation of the troops, and nothing
now remains that should occupy more
than n day or two. The army of oc-
cupation will then be hurried forward
and nothing will be permitted to in
terfere with the prompt invasion of
Santiago and the capture or destruction
of the imprisoned fleet. In comment
ing upon the reports Of a military en-
gagement near Santiago, 1t was said
after the cabinet meeting that If there
had been any collision 1t probably oc,
CURED between the Spaniards and a
force of our marines who may have
been attempting to land arms for the
use of the insurgents.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07

destroyer. No wreckage has been
found; no dead bodies have been mo-
ticed, and It is possible that the tor
pedoes were some of those fired at the
collier Merrimao when Lieut.. Hobson
sunk her.
Admiral Sampson is determined not
to allow the Spanish to remove the
Merrlmac from the spot where she
lies. On Saturday It was reported that
they were working at the hull. and the
American fleet formed In line of battle
with orders to lombard. 1t turned out
that the Spanish were not SO engaged.
and the fleet withdrew. Admiral Samp-
son had given specific orders that El
Moro. where the Merrimac's crew
are imprisoned, be spared in the firing,
Admiral Cervera's polite assurances
wore accompanied by the statement
that Lieut.. IIobson and his men were
confined there. This placing of the
prisoners in direct line of fire is de-
nounced by the American officers as a
thirteenth century defense, an act of
incarnate cruelty
Gen. Castillo, commanding the Cuban
forces In the west and north of the
province Of Santiago, has been concen-
trating 1000 Cubans in the vicinity of
the city.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
ARRESTED THE STANDARDS.
Canadian Authorities Take Carranza and
DuBosc into Custody.

Montreal, Que, June G.--Lieut. Car
rama and Senior du Bose We're arrested
at half-past O'Clock this afternoon on
capias, in which it Is alleged that they
were about to leave the country. The
chpias was taken out in accordance
with a suit for $4,000 damages for
defamation of character entered by
Detective Kellert. The arrest was
made at the residence of the Spanish
consul general, and the prisoners were
Immediately taken before Judge
Matthew, who released them In $1,000
bail, which was promptly furnished,
the authorities declining to say by
whom. The writ is returnable in six
days and no action can be taken until
the end of that time unless the prls-
oners consent to a speedy hearing.
In the meantime a new element is
introduced into the case. The bodies
of Carranza and Du Bose are the prop
erty of Detective Kellert until his
claim is satisfied, or the case dissolved.
The United States authorities are de-
sirous of having Carranza and Du Bose
leave Canada, thing which they can
not do without fOrfeiting their bail. AS
II stands now 1t looks very much as
II Detective Nellert had made II i'm
possible for the Canadian government
to order the Spaniards to leave the
county until at least the capias has
been dissolved of course, Du Bose and
Carranza might lump their bail but
their present desire is to remain in
Canada.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
CHARLESTON AND TRANSPORTS
Transports Sighted on Hawaii on June l.
News of the Philippines E1-
petition.

San Francisco. June THE steamer
Belgic arrived from the Orient via
Honolulu early this morning, but was
sent into quarantine. three cases of
smallpox having developed on board
since her departure from Hongkong.
one case was landed at Nagasakl an
other at Kobe and the third at Hon
oluu. No new cases have developed
since the steamer left Honolulu and it
is thought that the disease has been
stamped out. The vessel and cargo will
be thoroughly fumlgated today and 1t
is possible that the mails and passen-
gers may be landed tonight.
The Belgic reports sighting the first
fleet of Transported. (which left this city
May 25th, about l50 miles east of Hon
olulu. No news of the Charleston was
brought by the Belgic, at least, nothing
was given out to the Merchants eX-
changeman who went alongside as She
entered the harbor, but II is generally
believed that the mails will tell of the
safe arrival of the big cruiser.
Lnter-At 10 O'Clock this morning the
Merchants exchange received word
from the Belglc that that vessel had
sailed from Honolulu on June LIST and
that the Charleston had arrived al
Honolulu two days before and was
being coaled at the time of the depart
ure of the Belgic. Great preparations
We're being made at onolulu for the
reception of the troops which We're ex-
pected to arrive there on the day the
Belgic left. The town had been beau
tifully decorated and a public recep-
tion was to be given the men on the
troop ships.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
IN LA sOCAPA CHANNEL.
Some of the Dangers which Attended The
Merrimac Expedition.

With the Fleet, off Santiago de Cuba,
June 3.-Via Kingston, Jamaica, June
I-tCopyrighted, 1898, by the Associ-
ated PressD ITO appreciate the great
danger of the Merrimac expedition, the
character of the defenses of the harbor
of Santiago de Cuba must be known.
The entrance to the broad and deep
harbor on which the city faces is by "A
narrow channel about n miles long and
each side guarded by hill standing
almost perpendicularly TO a height of
$50 feet At one point the neck of this
approach is less than 800 feet wide and
only 5la fathoms deep, so that to en-
ter, ships must go in one at a time
on hill on the eastern side of the
harbor Is MORO Castle, with five "a
Founders, five 1S-pounders and two
modern rapid-fire guns. on the western
hill are two batteries with modern
guns. At the base of Moro Castle are
several guns loaded with shrapnel to
sweep the face of the water and OPP
poslte is similar battery
Going around the first curve of the
narrow entrance, Cayo Smith, an
island. is found facing down the har-
Dor, with n battery of modern guns.
In the narrow neck of the passage are
three rows of mines, each row fifty feet
apart and the mines, l6 in row, each
80 feet apart. The Reina Mercedes lies
in the shadow of Cayo Smith, partly
dlsmantled, but having her four tor
pedo tubes loaded and facing down the
channel. About half way up the chan
mel on the eastern bank Is the Es-
tralla, with several smoothbore guns,
and this was the menacing hole of
death into which Lieut.. Hobson and his
men ventured with the Merrimac.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
OREGON OVERWHELMINGLY REPUB.
LICAN.
Governor Gecr VIII Have 10000 Plurality
Legislature OF to 23.

Portland, Ore, June 7-Late returns
from yesterdays election show large
Republican gains in every county of the
state over the vote of 1896. Partial re-
turns from 90 out of the 80 counties of
the state show that Geer Republican
for governor. will have about 10000
plurality.
Moody Republican for Congress in
the Second district, will have a plur-
ality approaching 5000
Tongue, Republican, Is reelected to
Congress in the First district by more
than 1000 plurality,
The legislature Ia overwhelmingly
Republican, being made up as fol-
lows:
neutrality-suspicious., 80; opposition,
Z.
House-Republlcans Al; opposition,
16.
These figures may be slightly changed
by later returns.
In the city of Portland about one
quarter of the total vote has been
counted, and shows the following re-
suit:
Governor-Geer Republican, 1850;
King tFusionisD 1,Oi4.
w. S. Mason (Republlcan) Is elected
mayor OF Portland by 1900 plurality.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
SKATERS CORPS IS OFF
Before Many Hours It Will Have Sailed from
Tampa.
MOVEMENT IS BEING KEPT SECRET.


Chicago, June "A Tampa dispatch
from a reliable correspondent of the
Chicago Daily News dated June I, says
the work of loading troops, horses, guns.
ammunition stores, equipment and
medical supplies for the first great in
vasion of the Spanish West Indies Is
almost completed and before many
hours General Skaters corps, the Fifth,
is expected to sail away. The destina-
ton is known only to few and may
not be given out until the fleet of trans
ports with It's conveys of war vessels Is
well ON its way to cuba.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07

On Board the Associated Press Dis
patch Boat Dandy, off Santiago de
Cuba, Monday (noon) via Kingston,
Jamaica. Tuesday. June Z, noon.-
copyrighted, 1898, by the Associated
Press.)-The American fleet this morn
ing engaged the Spanish batteries de-
Tending the entrance of the harbor of
Santiago de cuba, and after three
hours bombardment silenced nearly all
the forts, destroyed several earth
works. and rendered the Estrella and
Caya Smith batteries the two principal
Notifications, useless.
THE BATTLE ON MONDAY.
Cape Haitien, Haiti, June 7, 1855 am.
-(Copyrighted, 1898, by the Associated
Press.)-The fighting before and in the
vicinity of Santiago de Cuba continued
the greater part of yesterday from 7:4b
am. until nearly II. Ten American
warships maintained n steady and
carefully directed fire against Ell MORO
Castle and the batteries at Punta Cor
da, Socapa and Cincoreales, in addition
to bombarding the Spanish fleet in the
- r, a,,,oa =,
80 -. ,.-rs.,e,, at,,atao,Ja
-, ',''s ~. 90, 49,
,'N--l. ,.,o,.,.a ~, .,,o
M. e,'7o..t1,.,u ad,,t, +bat tha
! bombardment from the American fleet
was most destructive.
| About GOO proiectiles are said to
- - a. ~, 49, ,ar,oar mo
-, l.. - 49,. A., ,.a.,,,,,,s,,, 90
az 80, a.. e,,,aa,a,, ,on,. "a chino
.,'' ~, - ~, 49, &c.,
70
rs .,,,,- A.,
-.
-, ~,
.,'N'eu W. ''o'u 9" ~. - is 80,
a., 49, ., -. ,a,.,aa,i., MS
- y, ~ ., 80 -. ,,.,,a..,p, -
,p''i''',.' ~,
-
MORO anu the iortiiicatio"s Ut 'otaPe
| and Punta Gorda are reported to nave
! been demolished by the three hours
urtr,arrrrtoa bo,,r,a,.,ng Of tho eeat
~, -,
inc American aetach 10 next saiu u
have been specially directed against
| Aruodores. n small town n little to
a., 60. 80 A. a,tu.oa az c,,,,,oo
.''e ''''' Va 'i'e
bay.
The idea of the American admiral
It appears. was to land troops there
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
SITUATION AT SANTIAGO.
was iorpedo Boat Destroyed? -Ameri-
can Prisoners In Line of Fire.

ON Board the Associated Press Dis
patch Boat Dauntless, off Santiago
w tuba, June 5.-Via Kingston, ia
tha'ea, June 6,-(Copyrighted, 1898, by
Az Associated ress.)-Whether the
bnt'iean ileet sank a Spanish torpedo
t"at destroyer on Friday night has not
NH Flh absolutely confirmed.At 10 o'clock
,,may night the cruiser New Or
~ ,a discovered what appeared to be
a. wIpdo- boat destroyer close to the
VIZ and signaled the flagship New
MN that 1t was evident that n
"'E T torpedo attack was to be made.
or. nf New York and New Orleans
V opene1 fire. and their shells burst
tbiGVnu the dark object. Finally, II
cbbn,sye2tth-lnch shell from the Massa-
rernn al'S mot the Oregon, as first
~ 'rtcu) was fired and exploded, and
tms. H,hrch lights of the vessels were
aeu on the spot where the supposed
tr,ol oyer mad been sighted, but not IA
II NV. oi the boat could be found. and
Was believed by the officers of the
,rl iurk that she had been sunk.
,.nrne hrst assumption was that the
Ils,.re was the Terror, but 1t is be-
tbs su now that 1t was the Pluton OF
ma ufor as the Terror is not
0n STOOD to have been at Santiago.
do 'tlurday two Schwarzkopf torpe-
so,,t, were found floating two miles
dn w. VI III MORO. This class of torpe-
Ib. used by the Spanish, and one OF
head. huu ohiy the practice
M,any of the fleet believe that n
Inr, Neilea railway train that was NOV.
iaS, aiong the shore was the real OBJ.
the pombardment, instead OF u
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07

outcome OF the present situation.
which Is far more grave than is gener-
ally confessed. The government has
no fixed plan. 1t allows matters to
follow their own course. needless Of the
ultimate consequences.
The ship of state Is drifting. Be
sides, 1t Is useless to conceal the fact
that the cabinet Is no longer solid. de-
spite its reconstruction. Today the
confusion Is complete. This Is con-
cenled as well as possible. but If the
truth of the situation ever becomes
known, the most serious complications
may result. The present ministers
lack energy. l wont say that they are
volceless. because they talk too much;
but they never act They are absO-
lutely impotent and are simply trust
Ing to chance to get out of their
troubles.
"a campaign in favor of peace has
begun In the press and Is progressing
among the populace. ] am convinced
that II a plebiscite were held peace
would be unanimously voted. even by
the soldiers. The queen regent has
been very unjustly attacked by Senior
Castelar, who is already posing as
president Of the republic; but l much
doubt his ability to stir up u movement
against the regency
THE regency was menaced; but for
some time past a change has been TAX
ing place and the adversdres Of the
queen have discovered the Injustice of
their attacks. 1t IL difficult to say
whether the regency will he over
turned None can say what will hap
pen in a country without guidance.
with a foreign war on its hands. and
| daily fearing fresh Internal complica-
| tons. If the overturnlng of the re-
| Eency does happen, 1t will be an i'm
mense misfortune to spain. Parlia-
ment is divided as well as the minis
try, who know not whether to turn to
| the right or left, The affairs of Spain
are in complete disorder"
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
NEWS FROM HAVANA.
Hurrying Work on Fortidcatiops Report.
ed Defeats of Insurgents.

Havana, June 6, 10 p. m.-(Delayed In
transmission.)-Wor on the fortifica-
tons about Havana is being pushed
without an hours intermission. Even
the civil governor of Havana and all
the employees of the government are at
work on the forts or batteries, and all
persons out OF work are finding SINH
lar employment.
The cultivation zones are turning out
very successful, and are proving a
great relief to the poor
1t is announced from the palace that
Spanish column has defeated an in
surgent force near Palisade in the
province of Pinar del Rio. The in
surgents are said to have left II men
dead on the field. The Insurgents, II
appears, We're almost naked. The
Spaniards admit they lost 10 men
killed.
In a number of encounters which
have taken place recently between the
Spaniards and the insurgents the
former claim to have killed 81 of the
latter, to have destroyed several camps
and 80 huts, and to have captured n
quantity of arms and ammunition.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07

Key West, Fla, June Z, SEQ a. m-
The United States collier Pompeii,
formerly the British steamer Harlech,
arrived here today from Norfolk, Va.
with her commander, Lieut.. Com
mander r.. w. Sturdy, dead on board,
and Lieut.. *. c. Norton in charge of
the ship.
Commander Sturdy was not feeling
well when the Pompeii sailed on Frl-
day evening. He was taken sick off
Cape Henry, soon afterwards became
unconscious. and died yesterday. There
was no physician on board. He was
n native of Maine, 81 years of age, ana
had been in the service 80 years, The
family of the deceased live at Anna
polls.
The interment of the remains Of
Lieut.. Commander Sturdy will take
place here today with naval honors.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
KILLED Iu a Railway Wreck.

Cairo, w. Va. June THE eastbound
passenger No. 4. on the Baltimore and
Ohio road, due here at a. M, was de-
rallied q quarter of mile west of here
last night. Engineer Hanway was
fatally injured and fireman Smith
slightly.
Two tramps, Dan Reardon and
Thomas Peters, had broken legs.
No passengers We're hurt.
The derailment was caused by a rock
being placed on the track.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07

Washington. June THE bill for the
removal of all political disabilities aris-
ing from the Civil War Is now law.
President Mckinley having formally
approved 1t. Representative Jenkins
declares that "the disabilities imposed
by section $40 heretofore incurred are
hereby removed"
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
Cruiser Buffalo Arrives.

New York, June THE U. S. cruiser
Buffalo, formerly the Brazilian war
ship Nictheroy, was sighted off Capo
Henry, Va, this morning, according to
advices received In this city by Charles
r. Flint. The Buffalo was originally
the Morgan Line steamer Ell Cid. Dur
ing the Brazilian rebellion she was pur-
chased by the Brazilian governments
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
Spain Accuses the United states.

Madrid, June duke Almodevar de
Rio. minister of foreign affairs, has
mailed to all the ambassadors of Spain
note and memorandum declaring
the United States has violated inter-
national law by capturing Spanish
vessels before declaration of war, by
bombarding ports without notice, and
by using the Spanish flag at Guam
tanamo.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
THE BELFAST RIOTS.


Belfast June 7.-All is quiet here to-
day, The troops were withdrawn this
morning During the rioting yester-
day lO3 policemen were injured. and
over n hundred civilians We're treated
at the hospitals. A renewal of the dis
turbance this evening Is feared.
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
CONFUSION is COMPLETE.
Spanish Ship of State Drifting to Disaster
--Senor Morct's Opinions.

London, June THE Madrid cor
respondent of the Morning Post has
had an interview with Senior Moret
formerly secretary of the colonies, in
the course of which he said:
1.-THE government does not know
where 1t is going. Moreover, there Ia
not a person In Spain who can tell the
Deseret evening news. [volume] (Great Salt Lake City [Utah]) 1867-1920, 1898-06-07
Failure of a Delhi Bank.

Washington. June THE comptroller
of the currency has received tele-
gram announcing the failure of the
Delaware National bank of Delhi, N.
Y, In its last reports the bank had
Individual deposits amounting to $685.
$40, and a surplus of Sl7,746. The cap
ital of the bank was 100000. The fail
ure is said to be due to excessive loans.