The Kinsley graphic. [volume] (Kinsley, Kan.) 1890-1940, 1898-10-14

But the rate would be so low that, as an
economic proposition, he could not at
ford to let his property go without being
insured.
@. How would such insurance be car
rted on? " & Z
4. That is slqatter Of detail that the
LegtslatNEs ~. -. , wassF
State Insurance The following sugges-
lions have been made, however:
Gov. IEWELLING'S SUGGESTION.
First-In his message to the Legislature
Ia 1882. Governor Lewellfng said Why
Department provide a safe and punctuai
might hs such
any cost to Tie state. bureau rl IN f the De-
cRs aSa
ship trustees could act az local agents. A
eaiity could investigate every loss ie and
transmit its report to the Insurance De-
as soefetes do IN eass 81
death, and transmit the proceeds at once"
BILL INTRODUCED IN 1897.
Legislature providing tor State Insurance. nee
and making It the duty Of assessors to take
applicat tons for insurance when listing
property, and making the Board Of County
providing for the ievying and Collecting Of
premiums in the same manner as county
WEBB M'NALL's SUGGESTION.
Third-In his annual report for 1898, su-
Their recommend that the Legislature pro-
vide for State insurance the same to be in
To illustra ate When the teMnshe trus-
tees assess the property, direct them to
take tai applications s for the various indiyidu-
giving the amount of fire insurance they
desire to carry, the length Of time the
Department based upon the statistics in.
doing business in the state during the last
preceding year. etc.). at all other times the
Applications Ii, ions. could be made to the County
general fund to be placed in insurance
fund until such time as the amount col
penses, including losses incurred, and then
same can be returned, the money to be COL
@. Are there any instances where
State or municipal insurance has been
tried?
A. Yes. ~ Germany is maintaining
government accident insurance, and also
system of annuities for laborers.
(2) Sweden has a system Of insur-
CD The canton Of Zurich. in switser-
land maintains a fire insurance.
az In 1891 Southport, England, adopt
ed system Of insuring it's property it.
self to the extent Of one-hAlf (see New
TIME, volume /, page 1861.
co In 1886 Bradford, England, began
municipal fire Insurance, laying aside q
certain proportion of the profits from
the municipal gas works to be used to
form fund to set against loss Of munic-
ipal property (see New Time" volume
i. page 1859.
(6) Paris is considering the advisa-
bility OF creating an ONCE for municipal
insurance against nre (see "NeW Time"
volume 1, page 46).
ca Berlin, Germany has q very salts
factory system of municipal insurance
that works smoothly and contributes
materially to the city's revenue (Alonzo
Wardail, in a paper read before q con-
vention Of mutual fire insurance compa-
mics at Des Moines, December Is, 1890.
81 1t is not generally known
that the corporation of London actually
carried on the business Of fire insurance
from 1881 to 1853. but was compelled to
abandon it through the Opposition of
those Interested in private Undertakings.
who finally obtained a mandamus in the
court of kings bench to restrain their
civic competitor (Walford's Insurance
Cyclopedia, volume 3. pages 446-465).