The Advocate and news., 1898-04-13
Topeka, Kas., April ]

Topeka, Kas., April II, 1893.
To the Cashier, Manager or Receiver:
Dear sir:-In accordance with the pro-
visions OF the Kansas banking law, you are
required to make and forward TO this Of
tice, not later than ten days from the
uate or this CALL an official statement OF
the financial condition of..,,,.,,,,,.,..,.,.,,.
..,..,,,..,......., located at ,...".....,.,,.,,.
State OF Kansas, at the close OF business
on the 9th day OF April, 1898.
l hand you herewith blank statements
to be used; forward the four-page blank
to this office and use the other for print
ers copy. l also inclOse blank affidavit
Of publication, which please forward to
this office as soon as your statement has
been published. Do not fall to have the
printer attach copy OF your statement,
as published, to the affidavit. Only one
publication Is required
Please observe the following instructions:
Itemize, on official statement, amount
due from other banks, showing amount
due from each bank, giving name and loca-
ton of bank.
DO not show your cash all under one
heading, but show each item-currency,
gold, silver, etc. IL you do not keep n
counter cash record which will enable YOU
day that has passed, procure a book for
this purpose at once, and hereafter keep
proper record Of your cash, including a
record of Cash Items"
IL your reserve Is below the legal re-
qulrement, this communication viii be a
notice to make the same good within
thirty days from the date Of receipt OF
same, and you will accompany your state
ment with an acknowledgment OF receipt
OF notice to make your reserve good.
Itemize Overdrafts and other resources.
Do not deduct your oVerdrafts from your
deposits and only show net deposits. This
Is violation of law. Also give full In
formation as to borrowed money, includ-
ing In your borrowed money certificates
of deposit that have been issued primarily
for the purpose of borrowing.
IL you have borrowed money on your
certificate Of deposit, show the same un-
der the head Of bills Payable" and not as
deposits.
II your real estate is incumbered, add
the amount OF incumbrance to your item of
real estate, and show the same as liability
under "lncumbrance on real estate" A
failure to do this will constitute violation
Of law.
Give complete list of excess loans re-
membering that loans to the several mem
bers OF q frm or company are to be classed
as one loan.
Do not show your overdrafts on other
banks as Banks and Bankers Deposits"
but show them as overdrafts, giving the
name Of bank
DO not show your balance due from
closed banks as Sight Exchange" but
show same as due from Closed Banks"
This blank form Of statement ia IN ac-
cordance with law, and every portion
thereof must be properly filled out, or
your statement will he returned for cor
rection. II you have nothing to report
under any particular heading write the
word None; then will know that you
have not overlooked the item.
On July / the authority Of all banks that
have not received certificate under the
new law will be revoked.
TO receive this authority the banks cap
ital must be unimpaired; all It's assets
must be worth the amount at which they
are carried on its books; it's bank building
and furniture and fixtures cannot be car
ried at a valuation in excess Of One-third
of its capital Its investment in real estate
cannot exceed so per cent. Of It's capital.
Qncumbrance on real estate will be in
cluded as a part of investment in real
estate) It's total investments, that is, the
total of its loans, securities, real estate,
furniture and fixtures, oVerdrafts, ETC., can
not exceed four times its capital and sur
plus.
The total liability Qndebtedness) to any
bank, OF any person or company, corpora
tion or firm, Including in the liabilities OF
a company or firm the liabilities OF the