Maryland independent. [volume] (Port Tobacco, Md.) 1874-current, 1898-11-11
'SETIfE STATS MUTUAL ItFF
n ASSURANCE sONPANY
-OF--
WORCES fRR, MASSACHUSETTS,,
We organized a s45 under a Perpetual
Charter from This Commonwealth.
granisi in 1874.

Charter from This Commonwealth
granis1 in 1914.
-
" INVITES
The abortion Of tpose intending TO insure 10
tbe iollowing
F8crs,
I n Massachusetts, Life lnsnrarce
tomnnny ever failed Tbs Company
aas evI suffered any reyerses.
management.
~ management is conservative and en-
Cash.
70 condaets its business on a strictIr o.ss
basis Both premiums and policies are pay
able in cash
| Economy.
II sdhores To the strictest rcosopr. rsee
Nassac a1setls Insurance COMMISSIONER
Reports Risks.
90. ; u never Intentionally insures an impaired
Ccath Rate.
l II has experienced deatA rate below the
average in American companies;-2s per cent.
less than the tabular rate.
4nvestments.
IL investments are ali legally, pro6tably
and safely made.
Interest.
The s1ERzsr realized on its invested
'ahes gaid all is death claims for 40 years.
~ Pslioy.
The policy Is free IRON oil unnecessary
coalitions aad iestFietiona. Il is a simple
contract promising 30 much Insurance. for 40
many premiums and is absolutely iueontes-
table after two years.
Non-Forfsiture.
Cash Values; Paid Up Values.
10 AL rs POLICIES ARE PROTECTED yRos
fplfErCRA By statute Of the State
Ire eakh value Of every policy, for every
year. after ihe first rom its issue 70 its ma
iuritg, q fTsl 5g hs lars efGhs Csmnos-
issasfa. y a policy lapses tor non-payneut Of
. D premium, after 40 nave been paid, The law
Hita0sf requiring the Injured to take
any aofinu eV to give any notice, ssxes
rs Vaus az de tine Of the lapse, and secures
the sane 70 the insured either ~ cash al osee.
Or Ia taid up 'Hsuraste to be received BY the
policy holder ut the time stipulated ia the
original contract.
These Values ere eHdorssd upo. the
Policy.
Examples.
a Htteen-payment life policy, issued at 40.
tor ; o, 300, ANIMAL premium, S3T2. 900. Altar
I'VE premiums haze been paid, tie each surrsa-
der otie, as fixed by the Law Of Massachusetts,
is sl0l5.5O. The paid up value, 81, $50 90.
I twen.y-payuent life policy, age 80 for
$4,000 annual premium 1914. coo. After
Ter premiums have eeen paid, he cash surven-
geF pg'as Is Si,S02 50. The paid up value,
81 1900.
= 'ottT-yeaF endowment, age 30, for SlO,-
O00 annual premium $4,000 After ten pre-
NUNS hSve beea paid, the cash suyrendsy
pdia IS 81 232 90 The pae up ralue, n.
92y %. After twenty-five prsIniums have
Been paid, nc cash surresader paiue is g.. $751;
49, The Faid ~ ralas Sc, $4,000
The life insurance companies of other
states are not subject to this law, even
III their Massachusetts business.
@utual
II The police holders Constitute The Com
9any, own is assetsi aud by iicers Of their
own choiea, uanage .ts affairs.
Assets n1,d Liabilities.
II Market vaiae Of assets Jan /. 1903
exceeds their eaas by --s s74, o94 90
m N. ins ir1i'ee Iii faree Is 6S.p75,132.00
1he liabilities. I2.I58s97.OO
'rhe surniua, siaa. standard I'a9s 1854
Cos q satsurnncs reduced to a
EtAiaAusArl
IL The is secured by inexpensive manage
ment 7a'e and profitable investments. the Sc
lection OF the best risks, and the pay
ment o. Iegally dsired cash values.
Surplus.
"a According to the rigid (four per cent?
standard Of Massachusetts, 1t holds
sl.io7 for every 5000 Of liability.
Dtvidends.
Is On the payment of the second and OF
every subsequent annual premium 1t makee 8
Dividend oY suRPLus-to every policy holder
thu part be has himself contributed. The
dividends may be applied at the option of the
insured sither to reduce the annual premium
or to purchase additional insurance. PAID
UP POLICIES share in the annual divi-
dends
Kinds OF polioies.
l6 II issues life policies, and term
policies, payable only at death; and en-
dOwment policies, payable after a desie-
mated term ,Iears, or at death II prior TO the
end Of saeh Vrin
Payment Of Premiums.
II II gives The holder Of policy the option
Of paying tor it-N) BY single payment or
~ By equal annual payments, either for .
terra Of years or for life
Limits Of Risk
IS The largest risk taken on a mans life Ia
$50, 600 the smallest on any life, 81, 900.
Women ale insured for limited amount up
on the same terms as men. The nearest
birthday of the applicant determines the rats
OF premium The first dividend is available
when the second premium is paid.
Death Claims
This COMPANY pays death claims 40 soon Is
proofs Of death are received and approved AN
endowment Dc the day the term expires II
avoids itigator Ii pays policy .es readily, .
I as prOmpdF, and rs cheerfully, when tits due
"a IL receives ne pFemiams on the same when
theg are due
Legal Rights ola Beneficiary. .;