Barbour County index. [volume] (Medicine Lodge, Kan.) 1880-current, 1898-10-12

I But the rate would be so low that as an
economic proposition, he could not af-
ford to let his property go without being
insured
@. How would such insurance be car
ried on?
A. That is matter of detail that the
Legislature would have to meet when
the people, have decided that they want
State insurance. The following sugges-
lions have been made, however:
GOV. LEWELLING'S SUGGESTION.
Fir cst his message to the legislature
not Ss said
Department provide safe and punctual
insurance for the people? The Insurance
as choose to use it for the purpose OF mu-
tual insurance. 1t could be done without
partment could be readily supported out Of
the fees. and the County Clerks and town
Justice Of the peace a in the o mm esn.s lo
cahty could investigate every loss and
transmit its report to the Insurance De-
ment, as fraterna1 societies do in case of
death, and transmit the proceeds at once"
BILL INTRODUCED IN 1897.
Second-A bill was introduced in the last
legislature providing for State insurance
and making it the duty of assessors to take
applications for insurance when listing
property, and making the Board of County
Commissioners Board of Adjusters, and
providing for the levying and collecting of
premiums in the same manner county
WEBB MNALLs SUGGESTION.
Third-In his annual report for 1885, Su-
perintendent McNall says: II would fur
Their recommend that the Legislature pro-
vide for State insurance, the same to be in
control of the Insurance Department.
ITO illustrate: When the township trus-
tees assess the property. direct them to
ais in their respective townships or cities
giving the amount of fire insurance they
desire to carry, the length of time (the
pared prior to this time by the Insurance
Department based upon the statistics in
doing business in the State during the last
preceding year. etc.), at all other times the
Clerk. Money can be appropriated from the
general fund to be placed in an insurance
lected is sufficient to pay the running ex-
penseS, including losses incurred, and then
eeted Gan tbe ane 10 De col
Q. Are there any Instances where
State or municipal insurance has been
tried?
A. Yes. % Germany is maintaining
government accident insurance, and also
a system of annuities for laborers
(2) Sweden has system of insur-
ance.
90 The canton of Zurich, in Switzer-
land maintains fire insurance.
(4) In 1891 Southport, England, adopt
ed system of insuring it's property it
self to the extent of one-half (see New
| Time volume 1, page 1867.
(5) In 1896 Bradford, England, began
municipal fire insurance, laying aside a
certain proportion of the profits from
the municipal gas works to be used to
form a.fund to set against loss of munic-
ipal property (see New Time" volune
/, page 1860.
(6) Paris is considering the advisa-
bility Of creating an Office for municipal
insurance against fire (see "New Time"
volume 1, page 46).
20 Berlin, Germany has very salts
factory system Aof municipal insurance
that works smoothly. and contributes
materially to. the city's revenue (AIonzo
Wardall, id q paper read before con-
vention of mutual fire insurance compa-
mics at Des Mofnes, December Is, 1880.
"(S) 1t is. not generally known
that the corporation of London actually
carried on the business of fire insurance
from 1851 to 1858, but was compelled to
abandon it through the opposition of
those interested in private undertakings,
who finally obtained a mandamus in the
court of kings bench to restrain their
civic competitor (Walford's Insurance
Cyclopedia, volume 3, pages 446-455).