The Goodland republic. [volume] (Goodland, Kan.) 1891-1907, 1898-10-14

But the rate would be so low that, as an
economic proposition, he could not af-
ford to let his property go without being
insured
Q. How would such insurance be car
ried on?
A. That is a matter Of detail that the
Legislature would have to meet when
the people have decided that they want
State insurance. The following sugges-
tons have been made, however:
GOV LEWELLING'S SUGGESTION
First-In his message to the Legislature
IN 1885, Governor LeweIling said: why
should not the State. through its Insurance
Department provide a safe and punctuaI
Insurance for the peOple2 The Insurance
Department might be USED by such people
as choose to use II for the purpose Of mu-
any cost to the State bureau in the de-
partment could be readily supported out Of
the fees. and the County Clerks and town
ship trustees could act as local agents A
justice Of the peace in the immediate 10
transmit its report to the Insurance De-
r1ent as frsternaI Societies DO IN case Of
death, and transmit the proceeds at once
BILL INTRODUCED IN 1881.
Second-A bill was introduced in the last
Legislature providing for State Insurance.
and making II the duty Of assessors to take
property and making the Board Of County
Commissioners Board Of Adjusterss and
providing for the levying and collecting Of
premiums IN the same manner as county
WEBB MsNALL's SUGGESTION.
Third-In his annual report for 1888. SUI
perfntendent McNan says Il would fur
Their recommend that the Legislature pro-
vide for state insurance the same 70 De IN
control OF the Insurance Department
TO illustrate: When the township trus-
tees assess the property, direct them 70
take applications for the various individu-
giving the amount Of fire insurance they.
desire to carry the length OF time ltnef
classification and rates having been pre-
pared prior to this time BY the insurance
Department, based upon the statistics in
doing business in the state during the last
preceding year, etc.), at all other times the
Clerk Money can De Appropriated rom the
general fund to be placed in an insurance
4s4-z = -,,FSC5l-,f - - fF1s rIIrr1fTe- -
penses, including losses incurred and then
same can be returned. the money 70 be col
Iected BY taxation the same as other taxes
@. Are there any instances where
State or municipal insurance has been
tried
A. Yes ID Germany is maintaining
government accident insurance, and also
a system OF annuitfes for laborers.
% Sweden has a system Of insur-
ance-
90 The canton Of Zurich, in Switzer-
land maintains a fire insurance.
(4) In 1891 Southport, England, adopt
ed a system Of fnsuring its property it
self to the extent Of One-half (see New
Time" volume /, page 1851.
90 In 1896 Bradford England, began
municipal FIRE insurance, laying aside a
/ certain proportion Of the profits from
the municipal gas works to be used TO
form a fund TO set against loss Of munic-
7 fpaI property (see New Time" volume
I /, page 1861
{s) Paris is considering the advise
bfIity Of creating an Office for municipal
l insurance against IRE (ses New Timss
volume I, page 46)-
90 Berlin, Germany has a very salts
I factory system Of municipal insurance
/ that works smoothly and contributes
materially TO the efty's revenue (AlOnzo
Warda1I, in a paper read before 8 con
Teution Of mutual IRE insurance cOmpa-
mics at Des Moines, December IS, 1870
Isl 1t is not generally known
that the CORPORATION Of London actually
carried on the business Of IRE insurance
Z from 1881 70 1888. but was compelled to
/ abandon 10 through the opposition y
those interested N private undertakings
+ Who finally Obtained a manda1us N the
court OF kings bench to restrain their
civic competitor (Waiford's Insurance
Cyesopedia, volume 3, pages 1850