The Advocate and news., 1898-08-03

banks doing business in the state Of kan
sas, including receivers of closed banks
State of Kansas,
Office Of Bank Commissioner.
Topeka, Kan, July 26, 1893.
To the Cashier or Manager or Receiver:
Dear Sir-In accordance with the provis-
ions of the Kansas banking law, you are
required to make and forward to this office,
not later than ten days from the date OF
this call, an official statement OF the imam
clal cOndltlOn or ......,,.,.,..,,,. located AT
.........,., State of Kansas, at the close Of
business on the 14th day Of July, 1893.
hand you herewith blank statements to
be used; forward the four-page blank to
this office as soon as your statement has
been published Do not fail to have the
printer attach copy of your statement,
PUBLICATION IS REQUIRED.
Please observe the following instructions:
Itemize, on official statement, amount due
from other banks, showing amount due
from each bank, giving name and location
Of bank.
DO not show your cash under one head
ing, but show each item-currency gold
silver, etc.
If your reserve Is below the legal require
ment this communication will be a notice
to make same good within thirty days from
the date of receipt of same, and you Will
accompany your statement with an ac-
acknowledgement Of receipt Of notice TO make
your reserve good.
Itemlze overdrafts and other resources,
Do not deduct your overdratts from your
deposits and only show net deposits. This
is a violation Of the law. Also give full in
formation as to borrowed money, including
In your borrowed money certificates OF de-
poslt that have been issued primarily for
the purpose Of borrowing. All deposits
drawing 6 per cent. or over will be con-
strued to be borrowed money, and must be
shown as "Blls Payable"
If your real estate Is incumbeTed, add the
amount of incumbranCe to your item Of real
estate, and show same as a liability under
'Incumbrance on Real Estate" A failure
to do this will constitute violation of
law.
Give complete list Of excess loans, re-
membering that loans to the several MEM
bers of a firm or company are classed as
one loan, and that all Indebtedness, includ-
ing Overdrafts, must be included.
Do not show your Overdrafts on other
banks as Banks and Bankers Deposits"
but show them as overdrafts, giving the
name of bank.
Do not show your balance due. from closed
banks as Sight Exchange" but show same
as Due from Closed Banks"
This blank form of statement Is In ac-
cordance with law, and every portion
thereof must be. properly filled out, or your
statement Will he returned for correction.
IL you have nothing to report under any
particular heading write the word None" ;
then | will know that you have not over
looked the item.
port of the Banking Department will be
given to the printer. / inclose several
blanks giving Information for publication
in this report and respectfully request that
same be properly filed out and returned to
this office at the earliest possible date.
The statement of July IA will be published
in this report II your bank Is out Of line
in any particular, put 1t in proper shape at
once and forward to me a statement show
ing that fact, and / will publish a foot-note
to your statement stating that you are In
line Otherwise the published report will
show that you are disregarding our bank
ing law. want to be able to say on Sep
tember that every bank under the control
cOrding to law.
Reports from a a large number Of banks