The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1897-04-12
RESTRICT POLICIES FOR WOMEN.
Reason Accident Companies Do Not
Consider Them Good Risks.


The difficulty experienced by women in
obtaining acCluent poncy mas often
seemed 10 them "A PROBLEM. The reasons
Tor the state or AFFAIRS in existence seemed
lar 10 Seek. They are not so dllllcult 10
nnd, however, as may appear. Here Is
what oincials OF several companies say or
the matter:
No; We do not consider women good
risks, said one or the omcials OF the HI
deity and Casualty Company, land We 90
not care 10 insure them. 1ney put in a
claim wnen man would be al work. and
they never get OUT unJI We stop the pay
ments. lake the case OF 4 spralned ankle.
man would take canes ana mobile OUT
weeks before a woman would consider her
sell able 10 bear ner weight on ner ankle.
women are more hazardous than men,
L don [ Knew that the uress Is particularly
against them. Ihey are women. Cnfortu-
nateIy for women, the insurance companies
nave FOUND them SUCH Dad risks that they
are restricted. This restriction Is based
on statistics. 1t has been determined that
women sustaining traumatlc injuries are
confined longer home
AT the Travellers the statement was sub
stantiaily the same. les. We insure
women, out we do not seek such business,
said the manager VI tile travellers. Our
policies are written according TO business.
Time and income The business woman IL
so recent "a figure in the ~orhaday world
that we are hardly PIE pared 10 cater TO
her. Ii may come, ana probably Will IN
time, but just at present We 40 not Go
mucn along this line.
Well. L can't say mat women are given
such liberal policies we can write for
men. and it's a little more expensive tOO-
The premium or cost is determined by the
income you are receiving. An accident
policy is supposed TO make your loss OF
business time only. For the Poilcy a man
would pay go year a woman Is charged
$25. We DO not issue the combination poncy
TO women, nor 90 we pay them double II
they are injured while riding in a public
conveyance. as we do with men. Women
are not prepared TO take care OF themselves
and they cannot meet an emergency so
readily, you know. But, with these Few
restrictions, We consider women as good
risks as men. AT any rate the company
has begun writing accident insurance for
women
''Well yes; we write policies for women
said oIhcial of the United States Cas-
ualty Company, "a kind OF policy. Since
sc have changed our policies and re-
stricted them for women. There was a de-
mand for accident insurance among bicycle
riders. Well, you know. the skirts get
caught very often; then women. as class
are rather unreasona BILE. They expect to
stay home with the slightest kind OF a fall
policy holders was i'm here. She Is So
ncitor for a leading publishing house ana
works among the four hundred ana the
FifJh-avenue swells. She fell from her
wheel and was laid up ten weeks. We paid
her $3.50 She had one of our oid-Style poll
and said that she had fallen again and was
so lame that she was Obliged 10 hire "A cab
to attend 10 her work, and wanted in
demnity.
Well no man who able to attend
to his work would expect US TO pay him IN
demnty Now we only pay $l5 a week TO
women, no matter what their income. and
take out $50 If he wants TO. but women
cannot -