Hutchinson gazette. [volume] (Hutchinson, Kan.) 1895-1902, 1897-06-10
MoNall Hard From.

81, 1896. This period covers part OF
the time during which George 7. An
thony and A. P Riddle occupied the
Office. The report submits some very
interesting facts and figures and is in
part as follows;
''There seems to be a general belief
that any organization can came into
this state to transact business without
coming through the Insurance depart
ment, provided the same are labelled
secret societies, and that they are re-
quired to report to no one. Frequent
ly the aforesaid pretended secret fra
ternal beneficiary societies have no
more habitation than a black-bird.
They drop down in given neighbor-
hood through their pretended local
agents, without warning, insure at
less price than any legitimate fraternal
beneficiary society, and whatever they
collect, they are that amount ahead
They do not pay one cent, and finally
disappear as abruptly as they appear
in the first instance.
This state has large number of
legitimate organizations of this kind
Some of them have paid to the widows
and orphans of deceased members, mill
lions of dollars. They meet every OBJ
legation. If there is any kind of liti-
cation, which is seldom, it is carried
on in the state courts, that are conve-
nient to both parties. These legiti-
mate organizations cannot compete
with frauds and fakes. Some of the
fakes, to illustrate, are organized in
sister states, and their charter provides
that If suit is brought it must be
brought In Saint Louis county, Mis-
souri,. This Office daily comes in con-
tact with complaints of individuals
who have paid their money to fakes of
this nature, and after having paid a
reasonable length of time, they can
hear nothing from them. Persons who
desire to join organizations in the fu-
ture should first make inquiry, and
find out what is a legitimate secret
fraternal beneficiary organization.
This department is of the opinion, that
any and all organizations that do not
come within the provision of section
$40, are not entitled to transact bust
ness in this state, unless they come
through the door of the insurance de-
partment as an insurance company.
During the twenty-six years that
this state has had an insurance depart
ment, the foreign, life, accident and
fire insurance companies have taken
out of the state in premiums the vast
sum of S45, 339, 667,95. During the same
time, said companies have paid back
in losses to the people Of this state the
sum of $50, GA, 1883. The argument
is made by insurance people that some
portion Of this vast difference is ex-
penses. This is true. A portion of
the same was used in paying salaries
of presidents of companies. One receiv-
ed at one time the sum of one hundred
thousand dollars per annum, and one
Of them at this time Is receiving seven
ty-five thousand dollars per annum
OF course on account Of being mutual
companies, the policy holders are con-
suited as to the amount of salaries that
are paid.
"Kansas Is one of the best states in
the Union. 1t raises more wheat, more
corn and more cattle and hogs than
any other state in the nation. Its peo-
pie are honest and law abiding. They
never repudiate their debts, and when
they in legislature assembled, attempt
to legislate along lines that will re-
quire capital that is taken out of this
state each year to be in part reinvest-
ed, certain parties cry themselves
hoarse for fear that Kansas will so leg
islate that foreign capital will be driv-
en- out of the state. What Kansas
most needs is laws that will tend to
keep outside parties from taking from
the state under cover of law, what le-
Ultimately belongs to the state. When
this is done, Kansas will be all right
There haYe, in times past, been do
ng business in this state, certain for
eign insurance companies, They have
business by permission of
the state. They have no regard for
the laws Of this state, or any other,
when the same comes in contact with
their financial interests. Their presi-
dents, attorneys and general agents
advise the violation of law as to doing
business in this state without authori-
~. The sooner this class of companies
IS bsnished permanently from the state
The better it will be for the people OF
Kansas.
lin the year 1893, the state of Cali
ornia sent out of the state to fire in
uranee companies of other states, to
Ire insurance companies of other coun-
ries, to marine companies of other
tates, and to marine companies of for