The times. [volume] (Richmond, Va.) 1890-1903, 1897-10-13

mas passed the critical stages Of its life
anu to-day Richmond can with pride
point 10 the Progressive Endowment
Guild OF America as am fnstitufinr ,,b,.b
oeins founded upon solid business nrinot,
pres ana economically administered. must.
and will. endure
nc secret OF the splendid success 6f
inns order is very simple. IL embraces
'he nest FEATURES OF the other fratern4l
ORDERS and has improved upou them am
IL started out by securing men i'm whom
tne public had confidence to become It's
oihceIs' Governor Charles 4. OFerrau
OF virginia, who served several terms
III ooLsresS before DE became the CHIEF
n'dSislrate on the Old Dominion. is the
Gulld supreme Governor. Hon Revorlv
/, trump, one of the leading members
OF the Richmond bar and an ex-membor
OF the Legislature. IS supreme vtce-t;over-
nor and Counsel. Mr. William Ryan. for
merly editor Of the State and late Collec-
tor or Internal Revenue. is Supreme
treasurer; DR.. S. Galcski who is also
president Of the Galoski Optical Conn
pany is Supreme Secretary: Or. Joseph
a. White. the distinguished specialist I'm
/ the treatment Of eye. ear and throat
diseases, is Supreme Medical Examiner
and the Rev J. Y bowman. rector of
All-Saints' church, is Supreme Chaplain.
The organizers Of the Guild saw there
was something lacking IN the plans under
which the other frlternal ORGANIZATIONS
operated. Their good features wcro rec
ognized and praised. but here was an
opportunity 10 form am order with
feature mono others possessed. can 10
filling the long felt want" or what YOU
viii, the fact remains that Virginia fur
nished the Guild, and the Guild provided
a plan whereby adequate provision was
made for the rainy day" which comes
In the life OF nearly every one, and when
n needs just such friend
The fact was recognized that other orr
ders with many good features. were
operated along very crude lines for these
tin es Of progress in AN things There
were the small assessments az irregular
intCrycls. Time passes ON and assessments
n reased I'm number and amount. A per-
son could never calculate with any degree
Of certainty what he had TO pay. IL was
nearly always the case that when one
became old and with less of this worlds
goods than Dr. lad i'm youth the expense
was greatest
The Guild has solved The question OF
zee iali2ation i'm life insurance. II was
not difficult one but a very important
one. y an may become a member of the
GU'ld and he KNOWS just what he has 10
pay as long as he is a member OF the
order. BY the most careful and painstak-
ing calculations a plan has been worked
out by which monthly assessments are
safely fixed You pay but twelve assess
ments year no more. no less. and the
rate depends upon the amount of your
policy and the age of the insured. Pay
ments cease when YOU reach the age or
oNnpqfQurV In ofhar words u-hNu the
member reaches 20 years he receives the
full amount IF his certificate without
deduction other than sick benefits. Should.
however the life expectancy bring the
age Of a person beyond 20 years then
he receives his fun benefit at the eXpira-
ton Of the life expectancy.
The Guild insures persons from eigh-
teen 10 ffty-hvc years Of age. and bene-
fits range from $500 to 5000. and benefits
per week in case Of sickness. range from
$l2j 10 $3.50
There are many other excellent features
such as no chapter dues the existence OF
a reserve or emergency fund. and the
nonforfeitable feature OF policies. which
cannot be referred TO at any length in
this article.
What is desired here is 10 call 10 the
mind Of the reader that Richmond while
making such great progress I'm manufac-
turing and mercantile interests has devel-
oped and offered TO the world a fratornal
beneficiary order Of the very highest
standing and with unexcelled features.
Let IL be here stated that the Guild.
without any requirement Of law whatever.
has deposited with the state Treasurer Of
Virginia $4,000 IN gllt-edged securities.
As might be expected such an order,
headed by men i'm whom an have conf-
dence, and doing business on business
principles has lourished It's growth has
been rapid. yet steady and sure. II started
with lodges comprising the best people
OF Richmond II spread out all over Nir-
glnia. IL got fOot-holds in other states.
IL grew and multiplied and now hourishe5
all over the United States
II has made q record in being the first
always to pay benefits. IL does not stop
20 fight over technicalities. When proof
of the death Of a member is received the
claim is paid al once.
In the Handsomely equipped offices Of
the Guild. just across the street from
the Times. Building. letters are on file
fiom scores OF persons who. having re-
ceived the ben -hts Of this order without
any delay In the payments say there is
none other like it.