Reporter and farmer. [volume] (Webster, Day County, Dakota [S.D.]) 188?-1946, 1897-05-20

.oou,red after she becomes a
.nositor is not generally known,
New York Tribune. The bank
know it and tell many funny
about their women customers.
, man goes to a bank to open
mt the officers take 1t for grant
he knows how to draw checks
: 10 indorse them; how TO make
eposit slip and what TO do with
h book: but women who have
had a bank account must be
/ and still they make many err
,ich cause the bank people much
II. is not unusual for a WON
leave her signature as Mary
and then sign her first check
Iobo smith" When a check
aek TO her marked mo account"
TO the bank and usually
. officers that they should have
that the check was all right
-or OF that kind generally cures
,mer. but there are other mis-
,bich are not SO easily overcome.
these is the failure TO write
With pen and ink, and TO omit
the amount of the check in
in the place set apart for that
!. But overdrafts," said a
ffGal, give us the most work.
omen overdraw their account
, they keep no record OF their
and the story of the woman
me TO the bank 10 demonstrate
} her check had been returned
a no funds and who said that
must be money TO her credit be-
she had not used half OF her
was no exaggeration.' In a
tile volume published by one
he customer is informed that
lssbook, while kept by the cus-
is really the property of the
and nothing should be written
J the depositor. The custom of
persons using their bank pass
as personal memorandum books
endless annoyance and labor TO
~ookkeeper, who has to handle
Gmbers of these books in a short
II time" The necessity for pos
lstructions of this kind was dem
ted recently when a woman
her book 10 the receiving teller
a deposit recorded. II was
that a line had been drawn un-
E last figure made by the bank,
le amount figured up, and then
he following memoranda:
terms .SZb.o0
1000
7 tickets. 500
Z.un
Il the bank clerk told the woman
be book should not be used for
urposes he was informed indig-
that II was her book and that
new how to keep tally on the
An amusing incident took place
uptown bank a few weeks ago,
served 10 show that some wom-
as careful as others are the re-
The new depositor asked where
ud ind a deposit slip, and hav-
united her money. separated the
I the various denominations and
Frote on the slip: $50 In 81 bills,
y bills, $40 in IS bias, $40 in
rs In order that deposftors may
making errors one bank has
bed the following list OF
Don't draw a check unless
I'VE the money In the bank or in
'ossession TO deposit. Don't test
'ufage and generosity of your
Oy presenting, or allowing to be
yea, your check for a larger sum
our balance. Don't draw a check
II to a person out OF the city,
ing to make 1t good before 1t can
y get back; sometimes tele-
Y ADVICE is asked about such
. Don't exchange checks with
" ehis lie called 'kiting' and is
iSoVefed by your bank. 1t does
no good and discredits you.
quarrei with the teller because he
y. pay you In money exactly as
'sn as a rule. he does. tho best
I'D all your Intercourse with
oiiicers treat them with the
sou'Sesy and candor that you
expect and desire If the situa-
were reversed. Don't give your
. stranger. This is an open
! fraud and IL the bank loses
7 sou IL Will not feel kindly
you When you send your
ou' OF the city to pay bills
,ue name and residence of your
nus Pay to John Jones & Co.
This will put your bank
h presented at the counter.
commit the folly of sur.posing
se you trust the bank with
ne bank ought to trust you by
sour overdrafts. Don't sup
~ - can behave badly in one bank
!. ven with the others. Re-
mere Is a clearing house.
,ssnl k 1t unreasonable II your
Zines to discount an accommo-
II you want an accom-
note discounted tell your
that 1t Is not, In their
''0' q business note.
rel me q few OF the most
y lungs existing today which