davidaulloa/AmericanStories huggingface dataset:
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10
finanrlG! Gletilons.

e..n~n~ cDyDo.~~rN~~~NrN ~~or"|Nc|(r/~~ ,~~-~
r,,HE ANNUAL MEETING Of the stockhOld-
L era Of the Providence and stonington steamship
C,mnany VIII be held the Office u the Treasurers
IN, Il he York New Haven and Hartford Rail-
rrsi Co Providence. Il. /. on Wednesday September
18TH 1877 10 81 for the election u directors.
the u posed alteration Of article of
IN. bv laws such other business as may properly
The polls viii clos. a, 1915 4. m the day Of the
W. r. HERBERT
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10

Domestic exchange was as follows al me
places named. Savannah Buy ing 10 -. h,H-
ing par New CrlcaBs-EoIHfh~rcidl - 90 d'r-
count: bank so. premium Charlie IN -li ~
ing. par; selling. IL. premium. chicaso,5'r
discount Boston-Par - -. discount. ~. LClls
SOC discount Did: Gbc. asked. Cincinnati De
tween banks 3Jc. discount; over counter, par.
Bank ciearngs in this city we're ENchahg-s'
Sl42 AZ. 1870: balances. So sG?G2? Boston Elk
changes, $1S67494l. balances. Sl"''S"oi a.
nore-Exchanges S2,-1i .iGG; bala noes. H5'i.p''
Chicago-Exchanges $1IIliS0l: balance, =;
253 80 Philadelphia Exchanges. SiL'iho-i
balances. 81 il3i M o,.
The commercial price ~ bar silver was '"1.C'
Mexican silver dollars 43c. In London bar a"-
YER unchanged at POD.
Money On call in London was ! per cent ara
open market discounts per cent FOR snort ana
long bills British cOrsOls closed at IL t1a lor
money and Ills, for the account French rentrs
yyer.. 1o4 francs 31i2 confines. Paris discount
rate. IL per cent; Paris exchange on London.
o. francs 9Ole confines. Berlin discount rate'
"a. per cent The Bank u England's minimum
discount rate remained at per cent.
THE FEDERAL TREASURY
To-dav's Washington Treasury statement. Gov
ering actual results Of two days ago compared
with the last preceding statement gives he io1-
lowing balances
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10
GuarantyTr Trustee.
nf Na,,r Nnr1-

OF New York.
Mutual Life Buildims,
NASSAU. CORNER CEDAR STREET.
LONDON BRANCH, 30 LOMBARD ST.
CAPITAL. S1'oVO'VOO
SURPLUS, S2.0OO.OOO
ACTS As Trustee FOR CORPORATIONS.
FIRMS. DINDINIpUAls.A AS GUARDIAN.
EXECUTOR, AND ADMINIsTRATpR, rAkts
ENTIRE CHARGE Oh REAL AND PER-
sONAL EsrATEs
INTEREST ALLOWED on DEPOSITS
subject 10 check or on certificates.
STIRLING DRAFTS on ALL PARTS OF
GREAT BRITAIN BOUGHT AND SOLD
COLLECTIONS MADE.
TRAVELLERS LETTERS OF CREDIT AVAIL
ABLE ~ ALL PARTS OF THE WORLD AND
COMMERCIAL LETTERS OF CREDIT ISSUED
WALTER q. OAKMAN, President.
ADRIAN IsELIN, JR.. Vice President.
GEORGE II. TURNBULI, ID Vice President.
HENRY A. MURRAY. Treas. and Sec.
J. NELSON BORIAND. Asst. Treas ard sec.
JOHN GAULT. mayer Foreign Dept.
DIRECTORS
samue u. Babcock, Charles r. Henderson.
George +. Taier. Adrian Iseiin. it,
Geor-e = gowdoin, Augustus D. Jullliard,
.urust Belmont, James y. Jarvle,
Frederic Cromwell, Richard A. McCurdy,
Walter r. Gillat,c. Alexander l., orr,
p,ho-. Coclct walter q. Oakran.
4 n Haven Henry II. Rogers,
oliver Hartman, H. Me- I"omoiy,
r. somcr, Hayes. Frederick ". Vanderbilt
Hnue- g. whitney.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10
financial.
financial.
Central Pacific Railroad Company
1st Mortgage Cold Bonds.

Ofice u the Central Paclac r. Il. Co.:
san Francisco Angus; llth. 1897.
Thts Company has made arrangements 10 extend it'
So go First Mortgage Bonds maturing January /
IsaS 81, ttt lie Principal thereof shall become due "a
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10

NEW YORK OFFICE.
81 Nassau Street.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10
THE BOND MARKET.

Tota sales In al stocks ~ .d3l shares, against
IS2. 2,L3 yesterday
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10
ance Of 500. 46S 2j1. consisting Of .9ol
coin ami SOL 096 6J6 currency.
CHICAGO GREAT WESTERN.
The Chicago Great Western Railway Compar


reports fcr thr year ended June 80:
isyT 1896 Changes
Gross earnings 8, $50 NJ 7o' Sal Dec. S2s.3Gl
operating expenses. Ji2IisT d3ln2i: Inc ll'.it'
Net earnings .....S -53 ~ 81 sgo57s Dec. s4G3od
The surplus Of the company over all manda-
tory charges was SiJ5.:;lj. out Of which the fun
1 per cent on the debentuTs stock. amounting To
>3i4.I-l. leaving surplus over all payments
OF $40. IT,
NETWORK AND ROCKAWAY BEACH
The N-W-York and RockaWay Reach Railroad
Company reports FOR the year ended June 80.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10

with Interest meanwhile az the rate OF 90 PEI '
P-r0 pal aGd Interest payable 10 l.. : Goa TOM
Tie sat Is reserved % redeem me Bonds 50 EXTENDED
a. any paving 20 the Eondhod~r@ the par OF iae
value iu;-rrs, thereon at the rave OF y"
per January T. 1895 in L. : Cold '''" es'
accrued subsequent - hat d'tr' a. may
have been paid thereon before such redemption hereof
III. right u the Boudh,iers 20 avail themselves o'
susl extension been reserved 20 such holders as
ON OR BEFORE OCTOBER 80. 1897. shall present
their Bonds that purp0s" at the once O' SeS7'S
sPEYER s CO.. NEW YORK..
Tie Extended Bonds vii, b. stamped 20 snow the eN'eh
sion ana new Coupons VIII be annexed representing
future interest.
Copies Of the Extension Agreement can be obtained AT
the Compsn,s office and office Of the Bankers be
fore mentioned. ..o,.
President.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10
MISCELLANEOUS STOCKS

,-Acsua. saies--- Closing Shares
lO-sn Izr Low. Fin. Bid. ASK. sold
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10
The New York and East River Gas Co

New York September > 1897.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1897-09-10

PROSPECT PARK AND CONEY ISLAND.
The Prospect Perk and Coney Island Railroad
COMpanv repnrts for the year ended Jnne 30.
The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1897-06-16
OF pRAINLETTINo.-,

~ is hereby given, that l, Nj. X. Mssten,
township Drain Commissioner of the township Of
Athena. county of Van Buren, and state of Mich
igan will, on the first day Of July, A. D. 1897, at
the dwelling house of John Ulam, in said township
of Almena, at o'clock in the afternoon of that
day. proceed to receive bids for the deepening
and widening Of certain drain located and es-
tablshed in the said township of Almena, county
and state aforesaid, known and designated as
1.-The Watkins and Whiskey Run Drain
Said Job will be let by sections. The
section at the outlet will be let first, and the re-
manning sections up stream, in accordance with
the diagram on hle with the other papers
pertaining to said drain in the Office Of the town
Ship clerk, TO which reference may be had by all
parties interested and bids will be received ac-
cordingly. Contracts will be made with the low
est responsible bidder giving adequate security
for the performance of the work, in a sum then
and there TO be fixed by me, reserving to myself
the right to reject any and all bids. The date for
the completion Of such contract, and the terms Of
payment therefor, shall be announced at the time
and place of letting.
Notice is further hereby given that at the time
and place OF said letting, at such other time
and place thereafterto which l. the said drain com
missioner Aforesaid, may adjourn the same, the
assessment for the benefits and the lands COM
prsed within the Watkins and Whiskey Run
Drain Special Assessment District" will be
subject TO review.
The following is description of the several tracts
or parcels of land constituting the special assess
ment district of said drain, viz
The 90 a Of the Il OF the W a OF sec. IS,
The W 4 Of the W 4 Of W 4 Of sec IS town
The e \ Of 4 of W. of sec IS, town 4
The n e x Of the 4 of sec. IS, town 5,
Five in n cor of ne Of 4 sec IS, town
s, range q w.
Dated This i''h day of June p Is ,ssz
Township Drain Commissioner Of the Township
of Almena.
The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1897-06-16
ORDER OF PusLlcATloN.-state Of

~ Michigan, the circuit court IOT county OF
Van Buren, in Chancery.
Francis Bacon, complainant, va. George f. Gear
ing, Kizia Gearing, Matilda Radtke f. c. Bartholo-
new and william j. Sellick, defendants.
Suit pending in the circuit court for the county OF
Van Buren, in chancery, at the village of Paw Paw,
In said county, the 30th day of April, A. ID. 1897
In this cause IL appearing from affidavit on file,
that the defendant, 4. @. Bartholomew, in the
above entitled cause, Is not a resident of the
State of Michigan but resides inWallingford, State
of Connecticut.
On motion of Heckert Chandler, complainant
solicitors II Is ordered that the said defendant f. c.
Bartholomew, cause his appearance to be entered
heren within four months from the date Of this or
der and In Of his appearance that he cause his
to the compliments bill of complaint to be
filed, and q copy thereof to be served on said
compliments solicitors within twenty days after
service him of copy of said bill and notice of
this order and that in default thereof, said bill be
taken confessed by the said nonresident de-
PENDANT.
And II is further ordered, that within twenty days
the said complainant cause notice OF this order to
be published in the TRUE NoRTHERNER, a news
paper printed, published and circulating in said
county and that such publication be continued
therein at least in each week for six weeks in
succession, that he copy of this order to
be personally served said nonresident defend
ant at least twenty days before the time above pre-
scribed for his appearance.
9st720o4l ORAN W. ROWLAND,
Circuit Court Commissioner in and for Van Buren,
County.
Heckert & Chandler, Solicitors for Complainant.
The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1897-06-16
AdoRIaAaE BALE.

MORTGAGE SALE. Whereas default
tain inden1re of mortgage bearing date the 18th day
of December, A. ID. 1891 executed and delivered by
George Lesver, q single man, OF Arlington, Van
Buren, county, Michigan, to Edwin r. Abbott,
which said mortgage was, on the 18th day of
December, A. ID. 1891, filed for record in the office
Of the register of deeds in and for Van Buren,
county, Michigan, and by said register duly re-
corded in hber as of mortgages page 604 !;
and whereas said Edwin y. Abbott afterwards and
on the 10Th day Of December, A. ID. 1891, assigned
and delivered said mortgage to Cecilia Z. Buckhout.
which said assignment afterwards and on the
10Th day Of December, A. ID. 1894, duly recorded in
the Office of the register of deeds In and for Van
Buren, county, Michigan, in volume 50 of mortgages
on page 2l on which said mortgage there is claim
ed TO be due at the date of this notice the of
s494e3 and the legal costs of this proceeding and
no suit at law or proceeding in equity having been
instituted TO recover the amount due on said mort
gage or any part thereof.
Now, therefore, notice is hereby given that by
virtue of the power Of sale in said mortgage con-
tanned and the statutes in such cases made and pro-
yided, I shall, on Saturday, the oath day of July
A. ID. 1897, at ten O'Clock In the forenoon, at the
north front door Of the court house in the village
Of Paw Paw, Van Buren, County, Michigan, that
being the place for holding the circuit court for said
Van Buren, county,) sell to the highest bidder the
premises described in said mortgage, or so much
thereof as may be necessary to pay the amount due
thereon with the legal costs of this proceeding and
Of said sale.
The premises described in said mortgage and so
10 be sold is all that certain piece or parcel Of land
situate and being i'm the township Of Arlington, in
the county of Van Buren, and state of Michigan, and
described as follows, to-wit:
The east half Of the east half of the south
east quarter of section three (3l town two
(2) south Of range fifteen 15) west, county and
state last aforesaid, together with the tenements,
hereditaments and appurtenances thereunto belong
ing OF i'm anywise appertaining.
Dated this 26th day of April, A. ID. 1897.
CECILIA Il. BUCKH0UT,
Mortgage by Assignment.
Z. A. ROBERT b. CRANE,
Chase Block, Kalamazoo, Michigan,
97tl3o22O9l Attorneys for Mortgage.
The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1897-06-16
A PLEASANT REUNION.
Company so" Sd Michigan Cavalry, at
bangor last Week.

The l2th annual reunion of the sur
vivors OF Co. &C." Sd regiment OF Mich
igan veteran volunteer cavalry, was
held at Bangor, on Friday and Saturday
last. There were thirty-three OF the
old comrades present, most of them ac'
companied by their wives and other
members of their families. The meet
ing was held in the q. A. K. hall, which
was placed at their disposal by the
members OF A. Lincoln post.
A campfire was held Friday evening
under the management of the Juniors
of Co. c." The program consisted OF
recitations, music, short addresses, etc,
and was very interesting to those who
were present.
Two deaths were reported as having
occurred since the last reunion: Com
rades Milan u. Richardson of Paw Paw
aud Franklin n. Kelly of Lawrence.
AT the roll call and business meeting
held Saturday morning, it was decided
to hold the next annual meeting at
Lake Cora at such time as may be des-
ignated 10y the company officers. Com
rade e.. A. Cross was appointed as a
committee to confer with the members
of Co &c" of the 4th cavalry in refer.
tHNO w liC ht-Nb - JOihS
meeting of the two companies.
The following officers were elected
j. II. Kelly, captain; Frank Branch,
lieutenant l.. +. Lamphear, quarter
master; o. w. Rowland, secretary.
The following is list of comrades in
attendance: o. W Rowland, Henry
Chatfold, 5. p. Harvey, e.. A. Cross,
NJ. A. Howe, Frank Branch, Geo. Bird
ges, Cornelius Buys, w n. Beaver,
Chas Brott, ID. 5. Camp, Andrew Coch-
rane, Andrew Donovan, Amos Dopp,
Dan. p. Fuller, John Z. Goss, Jas. Gil
bert, Harris billiard, A f. Hurlbut, f..
S. Hogmire, j IL. Kelly, l.. +. Lam.
phear, Truman Lamphear, o. ID. Mar
tin, John Mahard, K. & Nyman, +. NJ
Pease, + G.. Rhodes, Aug. Voorhees,,
j. G. Ward, ID NJ Ward. .. s. Hoag,
NJ H. Hogmire and j g Todd, the
latter an honorary member OF the com
pany
Letters of regret were read from the
following comrades: l. Bates, An.
dover, ). ID l.. ) Russell Lansing; j.
K. Kinney, Strasburg Mo; j Q Bone
steel, Evart, Mich; DR.. Albert rhomp-
som, Cotton, Cali; Erastus Ferguson,
Brooklyn, Mich; 5. y. Hurlbut. De.
trOit +. ID. Ormsby, Bedding, Mich; X,
A Earl, Wexford, Mich.
The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1897-06-16
M ORTGAGE SALE,

MORTGAGE SAIE.-Whereas default hav-
wi ing been made in the conditions of a certain
indenture of mortgage, bearing date the 18th day of
September, A. ID. 1892, made and executed by Rosie
NJ. Rice of Paw Paw Van Buren, county, state of
Michigan, to Aaron Hathaway of the same place,
and recorded in the Office of the register of deeds
for the county of Van Buren,, State of Michigan,
the 18th day of September, A. ID. 1892, in liber so
of mortgs ages, page 22S, and on which said mort
gage there is claimed to be due at the date of this
notice the sum of one hundred and fifty-six dollars
and seventythree cents (s156.73) and proceeding
suit at law in equity having been instituted to
recover the amount now due and secured by said
mortgage, any part thereof; therefore, notice is
hereby given that by virtue of the power of sale in
said mortgage contained and the statute in such
made and provided, shall, on the 18th day of
June, A. d. 1897, at ten O'Clock in the forenoon,
the front door of the court house In the village of
Paw Paw, Van Buren, county, state Of Michigan,
that being the place of holding the circuit court for
said county, sell at public auction to the highest
bidder, the lands and premises described in said
mortgage much thereof as may be necessary
to satisfy the said amount claimed to be due said
mortgage including interest hereafter to and
costs of foreclosure and the attorneys fee of fifteen
dollars provided in said mortgage. The premises
to be sold are known and described in said mort
gage follows Lots number eight 49, and nine
CD of block number twenty-eight 28) of the village
Of Paw Paw, Van Buren, county, state of Michigan
according to the recorded plat Of said village.
Dated Paw Paw, March 10th, 1897.
AARON HATHAWAY,
2l92t13o22O4l Mortgage
JAMES Z. CHANDLER, Attorney tor Mortgage.
The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1897-06-16
4 ADMINISTRATORS SALE

I y matter of the estate of Ben jamn A. Murdoch
deceased. Notice Is hereby given, that by virtue
OF license granted TO me by the probate court for
the county of Van Buren,, state of Michigan, I will
sell at public vendue to the highest bidder, at the
north front door of the court house, in the village
of Paw Paw on the 9Th day of July, 1897, at ten
o'clock in the forenoon of that day. all the right
title and interest of the said Benjamin A. Murdoch
in and to the following described real estate to-wi
Lots No. 10 and H. block 20, original village of Paw
Paw also lot No. 3, block IA, original village of
Paw Paw; also lots T. 10 and IL, block 33, original
village of Paw Paw; also the east half of the north
east quarter, section II, town south, range - west
except a strip of land rods wide, from the west
side of said land also commencing at south. ca at
of section :. said township, thence north 40
rods, west 80 rods south 40 rods, east 30 rods to
place of beginning; also three on the north
part OF the west half of the northeast quarter of
the southeast quarter section Il, said township
bounded north by the quarter line. and east by the
land of Robert Morrison, and being 40 rods east and
west, by IL rods north and south; also east half
southeast quarter, section IL, town south, range
II vest also all that part of the northeast quarter
section -, town south, range IA west lying south
of the east branch of the Paw Paw river and east of
the highway known as the Lawton road, reserving
the right of howage of the Paw Paw Mills property |;
also commencing at the northwest corner of the
west half OF the southwest quarter of section r.
town south, range IA west, thence south on the
section line chains and 90 links, to a stake, thence
east parallel with the east and west quarter line
through said section to the west line of block one
Paw Paw village, thence running north along the
west line IF said block one, to a stake standing f6
feet south Of said east and west quarter line thence
west lis feet to stake, thence north 66 feet to the
said east and west quarter line, thence west TO place
northeast quarter of southeast quarter of section
10, town south, range IA west.
220lt7o220T DAVID ANDERSON,
Administrator of the estate of said deceased.
The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1897-06-16
pRoBATE oRpER.-state of Michigan


At session Of the probate court for the county Of
Van Buren, holden AT the probate Office in the viii
lage Of Paw Paw on Monday, the gath day of
May, In the year one thousand eight hundred
and ninety-seven:
Present, Hon. James II. Johnson, Judge Of
Probate.
In the matter of the estate Of Willie A.
Fisher, deceased.
On reading and filing the petition duly verified,
Of Gertrude X. Fisher, widow of said deceased,
praying for reasons therein stated that admnistra-
ton of said estate may be granted to Adoph Dan
neffel some other suitable person,
Thereupon IL IL ordered That Monday, the 2sth
day of June, 1897, at ten O'Clock in the fore
noon, be assigned for the hearing of said petition,
and all persons interested in said estate required
to appear at a session Of said court, then to be
holden at the probate ONCE, in the village Of
Paw Paw, and show cause, IL any there be, why
the prayer Of the petitioner should not be granted.
And IL is further ordered, that said petitioner
give notice to the persons interested In said estate
OF the tendency Of said petition, and the hearing
thereof, by causing copy OF this order to be pub
lished in the TRUE NoRTHERNER, newspaper
and circulating in said county of Van Buren,
for three successive weeks at least previous to
'''D ''' y JAMES II. JOHNSON,
2201tlo220ll Judge ofProbate.
The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1897-06-16
ORDER FOR HEARING CLAIMS.

~ state OF Michigan, Countyot an Buren.-ss.
Notice ia hereby given, that by order of the
probate court for the county Of Van Buren,, made
on the 18th day of June, A. ID. 1897, six months
from that date were allowed for creditors to pre-
sent their claims against the estate of @. T.
Norton late of said county, deceased and that all
creditors of said deceased required to present
their claims to said probate court at the probate
office in the village of Paw Paw, for examination
and allowance, or before the 10th day of Deem
Der next and that such claims will be heard before
said court, on Monday, the goth day of Septem-
ber and on Monday, the 10th day of December
next, at ten o'clock in the forenoon of each Of
those days.
Dated June Is, A. d. 1897. 22O4t5o2208
JAMES II. JOHNSON,
Judge OF Probate.
The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1897-06-16
NdoPToACESALE.- wher

MORTGAGE SAlE.-wheress, default hav-
wi ing been made in the conditions of a certain
ndenture of mortgage bearing date the 18th day of
April, A. ID. 1890, made executed and delivered by
George II. Reeve and Anna NJ. Reeve, his wife, of
Geneva Van Buren, county, Michigan, to 4. A.
Crane, which said mortgage was. on the 22d day of
April, A. ID. 1890 filed for record in the office of the
register Of deeds in aud for Van Buren, county,
Michigan, and by said register duly recorded in
hber 43 Of mortgages on pages 1872 and 1913.
Which said mortgage was afterwards and OH the
lst day of May, AID. $780, by said f. A. Crane duly
assigned to Charles E. Smith. which said assign
ment was afterwards and on the Sd day of May, A.
D. 1890 filed for record in the office of the register
Of deeds in and for Van Buren, county, Michigan,
and by said register duly recorded in Hber AZ of
mortgages on page 10.
On which said mortgage there is now claimed to
be due at the date of this notice the sum OF S6oo9t
and the legal cost of this proceeding, and no suit
at law or proceeding in equity having been nstitu-
ted 70 recover said amount due on said mortgage
any part thereof.
Now, therefore, notice is hereby given that by
virtue of the power of sale in said mortgage contain
ed and of the statutes in such made and pro-
vded, shall, on Saturday, the 18th day of July,
A. ID. 1897, at ten O'Clock in the forenoon at the
north front door Of the court house for Van Buren,
county, Michigan, in the village of Paw Paw (that
being the place for holding the circuit court for said
county of Van Buren, sell to the highest bidder the
premises described in said mortgage or so much
thereof as may be necessary to pay the amount due
thereon and the legal costs of this proceeding and
of said sale.
The premises described in said mortgage and 80 to
be sold is known and described that certain piece
parcel of land situate and being in the township
of Geneva, county of Van Buren,, and state of
Michigan, to-wit:
The west half Of the east half of the north
quarter of section twenty-five (22), town one ~,
south of range sixteen 10 west, county and state
last aforesaid. together with the tenements, hered-
taments and appurtensnces thereunto belonging or
ia anywise appertaining.
Dated, this 10Th day of April, A. d. 1897.
CHARLES 4. SMITH,
Mortgage by Assignment.
K. A. 4 ROBERT b. CRANE,
Chase Block, Kalamazoo, Mich,
96tl3o22081 Attorneys for Mortgage.