The sun., 1897-12-23
NOTHING SLOW ABOUT HIM.
now KANsAs'S SPECIAL INSURANCE
BANNER HUSTLES THINGS.

Judge ". u. EOOto OF IOpeKR, hhn., kpeClhl
examiner for the Insurance Department of tho
State Of Kansas, is now examining the afairs
OF tho Royal Insurance Company at so Wall
street Judge Foote has already spent 1vo
days in tho officc of the Royal Insurance Com
pany. He Is nearly through Within tho last
tsw weeks Judge Foote has examined the Liver
pool and London and Globe Insurance Company
OF A5 William street and the Commercial Union
insurance Company OF 90 William street. THE
Sun some time ago told how insurance experts
everywhere were astonished by tho facility
with which this Kansas examiner gained what
seemed to him satisfactory insight into the
affairs Of the companies which hnd come under
his observation. 1t seldom takes him more
than o week and never more than ten days to
learn all that Superintendent McNall of the
Kansas Insurance Department desires to have
embodied in q report about any given company.
When the New, York State Insurance Depart
ment feols that IL is necessary to inquire into
tho matters and standing Of any insurance com
pany II comes down upon the company with an
examiner and eight or ten or moro clerks and
spends thrco or four or six months In going over
the company's books. Tho admiration and envy
ef tho New York experts for Judge Foote'S
ability to size up company in as many days as
they need months has, therefore. excellent
grounds.
This sort Of thing Is Of course, very, expensive
Cor tho company examined, inasmuch as 1t has
rats which Superintendent McNail authorizes
his examiners to charge is $25 day and ex-
brevity Of Judge Foote's examinations makes
them very inexpensive to tho insurance com
Of tho Gew s
NWas thought that an account Of Judge Fo9te's @
e 50 mnSh in so tto tS
The Office of the Royal Insurance Company at
neon yesterday. l., =. ,..,t .h. ..
told. "He has gone out to lunch. II you will
como in at about o'clock you will probably
when did Judge Foote go outi" the reporter
"a little after l."
.When does he usually como to tho officei"
eat about TO-"
.1nd when docs he leave fol-, tho dayi''
The reporter returned at. :15 o'clock, When
DO asked for Judge Foote he was directed to Q
nsr o TaU tSs woo TRe MANS chair was tipped
backward, and his feet were braced against the
tSs Contents % Of an evening newspaper. The ro.
porter could not quite believe that this was @ ae.
the sn 0a In
him. He Is always viii willing to talk tai -, . ,.,r.
hair, which the Judge brushes back from his
voice, and during the last campaign he made
sRfeneSf sesse Of Kansas. Even in the course Of Ills
interview he made two or three speeches about
Ing Qualities of the Character Of superintendent
McNall, and "the dignity. of representative of
the, great department Of one sovereign state
clothed with full authority to investigate the
great business concerns of another sovereign
State" During these speeches the clerks Of
the, Royal Insurance Company stopped work
my, mission to, this State said the Judge.
insurance companies in Kansas The com:
panies that do business there are our invited
@ To- peope ps ESeGS
dollar Of that money, good, clean money, went
out Of the State to the insurance n , Companies PM %
know that only 100000 ever came back in
The shape of payment for our losses. Now. sir.
with a State at such great distance from ours
IS, New, York, it behooves us to % know some; %
out whether they have these enormous sums OF
money which ara SO freely Haunted in our faces
u Judge ise'f waved nd his arm over his head and his
voice rose to a high key. whether they Will
"How do you go about such an examinationi"
Judge Foo Q was asked.
II am glad sir. that you asked that question.
Any such question as that will always have
fair answer from the Insurance Depart tment OF
the State of Kansas, Of vi which M MsNall is the
the Scotch have great ideas Of business. Mr..
Beddall of this company and went out to get
sSout Mr and dMene I oas
pEiXilege in having man Of his keen business
"W hat method" asked the reporter, do you
use in verifying the con %comPspHy,s H S Sooks~ y, .u.
the company g s books. None Of them was open.
Gee sa Srns
and there. II there is any mistake in book
their losses department, and l see how many un-
paid claims they have, and how many claims
pending adjustment, and l find out why those
adjustment That's what We want to know
out there in Kansas sir. Arc those people who
want to do business in 3 great STATE simply
eia Us and saGeeze US till the last cent hoilersi
Gay SO and 1 DO not fear to say SO, when make
my report to Superintendent McNal
''How do you examine the assetsi' asked tho
The Judge hitched his thumbs in the pockets
Of his waistcoat. fixed his eye on the far corner
% %hap d ho as Of
this company-and he is a most courteous gen
whom it is an S honor D: to p Be- associated in any any
business-went with me to the vaults. He gave
pany and we went over them. pond by bond and
hare 6y share and checked heel th of G eyeTy % one 6y
pocket, spread 1t out on the table and slapped
Have yoH anything else you would like to
AIn W the 81 suit u brought against Superintendent
McNall by an insurance company lately, Presi-
dent Irwin of the Philadelphia Fire Insurance
Company made affidavit that u Judge Foote,
An examiner Of the Insurance Department, Of
company, talked silver for two hours and pre-
sented a bill for 1857 for examiners fees and
expenses"
any dear SIR" said the Judge laying his left
hand on his heart and tapping the reporters
necktie impressivcly with the long forefinger of
his left hand, ''you have no intention OF touch
ing upon that matter, have your Well,'' the
Judge smiled with weary tolerance, ~ do not
fear to to you. sir, that IT was at the special
request Of Mr.. Irwin that was very brief in
the examinnti9N of the affairs of his company"
Tne Judge raj. sd his eyebrows so they almost
touched dropping lock from his legislative
topknot; and said: II will say nothing more.
except that was tirO days In the office OF that
company, 10 say nothing OF the time spent in
working over the data had gathered there after
had returned 10 Topeka. ! did my clerical
work in Topeka that would not incOn-
venience Mr.. Irwin. l am afraid that cannot
say OF him that which he said OF mc-that he
always found me extremely courteous"
~ do not think," the Judge continued, that
any reasonable man will regard n charge of $50
o day an excessive price for such an examina