The silver lance., 1897-07-23
FRATERNITY, PROTECTION.
THE UNITED MoDERNs." DEM
VER'S NEW FRATERNAL ORDER
CONDUCTED ON A NEW PLAN.
Reasonable. safe and y Magnet That WIN
Draw and Hold Together
Thouaauda

Draw and Hold Together
Thousands-
From the Denver Republican,
There Is no fora of assets or estate which
| q dying man can leave to hlA family that Is
50 ssfe sss so sss and e sSady
ternai beneficiary association to pay. to his
neir: certain amount Of cash within
specified time after proofs Of his death have
been made Millions upon millions Of dol
les Of deceased certincate holders during
the the past "a % Quarter Of century; until protec.
to be regarded as one Of the absolute neces-
s,tss % Of every man whose ain snd object
care and toll.
| Some too High. some too Cheap.
That there is no scarcity Of life insurance
companies and associations, is well known.
and It Is equally well understood that the
with their excessive Psss"i rates, large divdends
| and high -salaried officials. charge entirely
Of e to g poes Sf n sa
class OF companies. And OF late 1t is coming
the fraternal organizations with beneficiary
features are open to an equally strong OBJ
lection MIN In that they charge too little to In
paratively few years. In their desire to Sc
cure cure ,ds, large membership within short
rates 50 low as to preclude the possibility OF
l -! way v. :"
Inevitable. AS soon as the beaeft Of first
first admitted live out their life expectancy
| an army of members constantly marching to
that sure process Of decay which is never In
dsrrupted but goes on steadily to the end;
assessments which must necessarily follow
when the young members begin to be old
large. while sufiicient NEW blood" cannot
| pe INFUSED into the society to offset the nat
a ae q G mseh
and too little. there is a golden mean, and
that has been attained by
| The United Moderns-
| A new fraternaI order which was crgan-
| lied little over three months ago by a
large number Of Denver,s most prominent
| citizens and best fnanciers. The organ
erns recognized these facts in the. begin
OF any new Organization Of this character
must not. not only be a good plan. but It must
attractive and meritorions to an unusual de.
weaknesses OF other plans and embrace all
the me good features Of others; IT Hnst go far
tirely new. Ali this the founders and pro
moters of the United Moderns have done.
done Ss i e Second hf
| respect there can be no criticism. for. in less
than three months from the date of organi.
zation. the United Moderns have entered
over one third Of all the towns in the state
| forming lodges and numbering among the
prominent citizens What its record viii
be In three years at this rate, Is something
| that would be difficult to estimate
What the Plan Provides.
The plan OF the United Modcrns while
providing for the protection Of Its members.
grow older. by the accumulation Of a re-
| serve fund, only makes 1t necessary TO charge
is Charged BY those organizations which
| make no provision for a reserve fund In
other words. the member. while In his
when he becomes old and feeble his assess
most institutions iH Of this Kind. This plan
permits the young man to Join In sster years
| at the same cost ms the young man of to-day.
thus insnring continuous growth ,snd pros
perity OF the order at time Wien other
| orders. working upon the death Assessment
| plan. would be going into decay.
For Both Men and Women.
Those eligible to membership 10 the United
sres ~ 1s sr and en x snS wears HppeaSts mms
| pass a satisfactory medical examination. and
| certain hazardous occupations are prohibit-
| ed. thus reducing the risk to the lowest pos
The frateruai feature Of the United Mod
| erns Is an attractive one, bringing together
| in a social way the ladies aud gentlemen
| who constitute the membership Of what is
s%ons the creates greatest fraternal G erraninstions
| In the world.
l
that they charge too much for insurance,
| while the promoters Of wel-kncwn assess
est weakness Of and peril 10 these organiza-
tions lies in the lack Of proper provision
having been made for the accumulation OF a
reserve fund, so that the Inevitable increase
In cost may be averted. The truly fraternai
plan secures protection and ,,iy Eany fraternal rate
| clearly stated in the literature Of the Mod
| erns.
| Another Modern Feature.
rrt. 81 III. nf,ts
! funds is under the direction Of the board OF
| managers OF the Moderns and the advisory
system of accounting and checking. de-
signed to reduce to the minimum every pos
Among this latter committee are such we'll
known men as ex-Chief Justice Helm, late
q the Colorado Supreme pnsr Court; I.has -; ~.
county, the other members being men Of
prominence, resident in other states.
The Omcers and Managers.
The officers and board Of managers of the
United Moderns are as follows: Supreme
Chancellor, Edwin NJ. johnson, who e gen
Savings Association Of Denver. with a sub
scribed capital Of $4,600,00O; vice supreme
Elliott. late field manager Of the Fidelity;
supreme recorder and counsel E. W. Smith,
City; second Vice chancellor and department
organizer, w. l.. Showers. late general agent
81 1r tns fsae Mseobsr pree pTemInent eGu Denver
physician and surgeon; supreme hnancier,
II. \. Irish. assistant cashier OF the Denver
National Bank, while NJ. B. Johnson, promi-
nently Identified with the Fidelity Savings
Association. Is a member Of the board of
Moderns are the Denys. National Bank,
capital and surplus x6S0000; the Fidelity
Savings Association, capital and SURF
$4,000.
Thus 1t will be seen that. with its ad-
mirable. plans. its aggressive rolicy and its
ample financial endorsement. there Is moth
ing in the way Of the success ~ the United
Moderns which is encountered with none of
the dangers difficulties OF the two ex-
tremes between which 1t forms happy
medium.
There is the greatest need for such a
plan, the reasonableness and justness OF
which appeals to all who Investigate. The
growth already attained by the order will