The Houston daily post. [volume] (Houston, Tex.) 1886-1903, 1897-05-17
SOR A. VI BARNARD, INVENTOR OF THE NEW AIRSHII

PROFESSOR a. ". BARNARD, |,
ne wants to steal K, unless M Offer, you
| all the security hc can scare ~ and some
| times 1t IS twenty Nor one. lie is aosn-
| lutely protiga OF Security. He rot only
| takes you into his confidence On bus ness
matters, hut he inprosseS upon you how
| economical his life is. aud how little Il
takes to support his family, but the old
borrower. as it is stated in the Psalms OF
| the unsolly, is not so. The old expert
1 enced borrower, and l say it advisedly
! Is the foNiest old coon W. hINr TO deal
! with in business when we say no TO him
he regards il as a joke, and after passing
| the compliment of tho season renews tn ,
| attack with new and astonishing Igor, as
| though tho question had never been
brna,hea before He deals in broad and
often magnificent gencralties, His mind
is too great for details He leaves much 10
| be inferred and lays very broad predicate
for the inference, but ne"er says enough
| to prevent his denying in trying times
that he ever threw out such an impress
sion. Under no circumstance does he ever
give more security than Is absolutely nee
essary He knows the value Of collateral
| The fresh borrower does not. The veteran
| knows that he may need more money at
| Guother time. The fresh borrower never
| expects to have to borrow another cent
The old soldier is often afraid that you
are not doing your duty by your bank in
| keeping SO much idle money on hand. He
| is therefore never depositor or he would
not hold such views. The old borrower
is peach" bird" tulip" whole
bouquet of daisies He often carries his
| saddle bags stuffed with two name paper
and both namos rated way up in &c" In
Dun and Rradstreet, but who notwith-
standing this fact, in the day of storm are
found to be houses built on sand and not
like these of oak and rock
have known one such plague stricken
wretch to spread his pesiilence FROM Mas
e, sachusetts to Texas. and while his name
Was not Dennis 1t ended with rs" lle
stil has plenty of money but wtore are
tho lenders2 The profit and loss account OF
many banks can answer this quest ION. with
all due Difference to business saEa,i ty. |
say beware Of the grim and grisley veteran
and clcave to the virgin borrower who Is
afraid you think he wants to steal your
money.
Debt is a condition that is naturally alb
horrent to the clean and healthy mind.
Like vice, IT is a monster of SO frightfW
micn ms to he hated needs hut to be seen
but seen too eft, familiar with her face. wt
first endure, then pity. then embrace.
Beware of the man who has no fear, or who
has lost his fear of debt To him tht
getting in debt is simply moro rapid way
OF accommodating money than the slow pro.
cess Of legitimate business
As a friend Cnce said "a . me about Il
friend of his who when ~ if marriage
was Il failure. said no, my son. hut IL is
the next hest thing 20 IA failure"
No statement that such n borrower might
make TO any bank would be worth the pa
per IT was written on. such men are pi-
: rates upon the high sos OF commerce.
Their hands are against every bank. and
The hands of every bank should be against
them. pid II ever occur to YOU that few
banks have ever lost any money by mean
men These mean. stney, miserly.
grabbed old fellows who squeeze the God
dess Of Liberty on tho great American dol
: lar until she squalls Tor mercy rarely fail
TO pay their debts And their statements
. arc reliable because they look. as it were.
T. through an inverted telescope aud soc
. things smaller than they really arc. like
20 lend money 10 mean men, for never
have failed to get II back
| stand in profound awe and dread of the
, leading citizen, the hsh-spirtel. high
roller. the open hearted, generous, enter
> prising man, who sees thirGS greatly en-
/ lareed through the business end of the tol-
cscope. Re lnagnifles everything. his debts
excepted, particularly his assets, every
thing IS rose-colored 10 him. but when inn
/ partial fate contrOnts him With the day OF
reckoning. what a fall my countrymcu.
: there Is in resonrceJ' | have known os-
$ tates of some such men reckoned at near
= a million dollars pan ont a acant $50 900.
. How they do shrink,
They remind me OF the story OF the no
l gro and his catfish. An old negro caught a
o very large catfish in this little river out
here near Bolton. lie tied II in the water
r and fished on up the river. Another ne
$ gro coming along, found his treasure and.
: taking IL. left "A saIdiue Ia IT'S place when
the old negro returned. with visions of fried
= catfish before his mind. and lacking for his
k big fish found only tho sardine, his lnvol-
/, untary exclamation was: Goshl now that
Q fish hss swunk!'
Many OF us in holding inquests ever the
a l'francial remains OF leading ciuzens have
r doubtless exclaimed. How them assets has
r. swunk Men. unless they inherit money
G and do not know its value, or are so rich
$ as not to have TO borrow. are seldom pub
lie spirited and cnterprsag with DIOR
own funds, but use thom cautiously But
d the leading citizen is llways willing u
5 back public enterprise With his own name
I and the banks money. beware OF such
o man. Don't lend him any money or he
n lloye his statement, no matt"r how good II
!. appears II Is about as reliable as the nd
:, vice OF poker player who quit the game
an hour before because he was busted -
s Bankers who play poker viii understood
= the force of this illustration. 90 not
" play myself
Q There is still another borrower Of whom
r banks beware and that is the plunger.
K Such borrowers are often perfectly sincere