davidaulloa/AmericanStories huggingface dataset:
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08
LITTLE CUBA.
Key West Is Full Of Refugees, Yet Is Very
Quiet.

When the annexation of Cuba to
the United States is mentioned. you
usually hear somebody say that we do
not want that turbulent island that
we have troubles enough of our own
without taking on new ones that
the people are different in race, in
customs and habits, and that if we
should attempt to manage the govern
ment at Havana the natives would
rebel against us just as they have
done against Spain.
The little island of Key West is
miniature Cuba. 1t has about $4,000
population. Of whom 10 or 50 per
cent are Cubans, and most Of them
political exiles. the most discontented
and dangerous class in the Spanish
colonies, those who are responsible
10. the present revolution AM for
most Of the Instructions that that oc-
cured during the present century.
Yet there isn't quieter place in the
world. -Four policemen keep 5000
revolutionists in order, and until re-
Gently there was only one policeman
on the island. The other three were
recently appointed as political ne
oeSsity. There were not enough
Offices tog around CIifaS9 Record
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08

DoN'r NEGLECT \ HEAD Com
C2;arrh VII resrl; !; ycu DO II vcu
hSe Headache. Focl Breath. Pain Z
Forehead. D-o?QC,s II TIE Ta-o1-.
D:ynsSs n tie Nose. !. Indicates tins
Troublesome 6Sssiss- Dr. As1eEs
Catarrhal Powder VII ,,s5eVs : cold
II 10 minutes and usll c--s Chrome
Cxix--n. No failure S-s. safe.
po.zsa-. and harmless
Sod hF {. 4 Nlsn
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08

Pm-E Cents : v-L ioc Dr..
AsosEs Lzrs- Pls EocE coc make
:2As1 ias 1i2s 3ey e-joy today !: tie
c-xi-Ts c11Eoss were -: 4 then
Ncc-a W -: - Tie top zzi III, &c
cc--.s IN -.s E7oo3S-!- Ge-.-i to-
these .-t1t gems Is.y F,1'sl;5vs.y
c-t Ccr-s-?E-9oo- B2o2sotsss. S5ck
EsEiEcat- Sod n & 4 Als
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08

No HEART TOO BAD To IS CuRsp
- ;'E-in1-g co-l3 ne piied high in
commentator "a x.1s wonderful cures
E--1nstr tg Dr. AgneE's Cure for the
ta.-lr- Nd cHst stands 1gains, this
.--srt -sInaay where II dia no, relieve
-hs rnar nnu1s heart suf6sgings inside
ir -nrrF mlnutss II attacks the dis
snss N FL instant after beng taken.
SIND by c 4. Atesu.
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08

Ah- iElast results ,n lii.u-uIuI.,.Ill-.i
IN scissnCs Ena me btst m1ds-n HI
ziilEnces re ETEiis1 II n uum,1unt.
Ins APsr : sil-sA,n.zilia Esna.-, @iIlursi
iAH-H -ce1i-urT IL sxisl snn. Il Z usstii-
ciDs- II y inly A;1-szsi M 1if gas N
I'll NM goes 70 mike Il .ns E.ant tinTt
.-Aiooa plrliist.
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08

lrca'Nc Pn-sS-Dr. Agnews ONT
men, Is proof sys'ns, the ,orrnents Oh
Itching Piles Thousands OF tesh-
monsls ot cures effected by It's USE
NO case too sgsravatlng OF TOO lonS
standing tor tito soo,he, comfort ana
cure l, cures IN from ) to Q nights
IS cents Sold by c. A Klein.
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08

Naturally fair oompleSions would
be the rule rather than the exception.
As unfortunately il is At present. if the
ladies would wholly abandon COS
met;os. and more generally keep the
blood pure and vigorous by the use OF
Ayers Sarsaparilla. the only reliable
b,ooi.purifsr.
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08

EssuT nFc'hr- on. t-f9ccs. -ant
aasg7s esse.Zallns n -ESs L1.=r yv1,,-
szhEgy father 'A-1fr me, IN wh11
Way EnsQF uDrhsr- '5ss2s A,lsh--
Il3us 70 crow"
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08

= scf-ns css-s'-fs 81 xsra- t-'slli = n
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rAt slk--1 .scGi AA1t wsy 3syz rs asc-
znL stnetA IN. S-,ss -skixrsS u
yrS-Sas tr,sla sa1s
The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08

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The Columbian. [volume] (Bloomsburg, Pa.) 1866-1910, 1897-04-08
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The San Francisco call., 1897-12-19
BID Insurance Company.

Mr.. Rolla V. Watt, Pacific Coast
manager of the Royal Insurance Com
pany of Liverpool and the Queen In
surance Company of America, has
now completely established his head
quarters at the new Royal Insurance
building, corner of Pine and Sansome
streets. The entire first floor and base
ment are occupied for the transaction
of the large coast business of the
nies. The Pacific Coast department
embraces California, Oregon, Wash
ington, Alaska, Idaho, Montana, Utah,
Nevada, Arizona, New Mexico and the
Hawaiian Islands.
The premium income of the depart
ment is about 100000 per year. The
Royal is the greatest fire insurance
company in the world, has the largest
premium income and an enormous net
surplus. We publish the annual state
ment of the company in the advertise
ment columns of this issue. The fig
ures are extremely interesting and
satisfying. The business on this coast
has made rapid advances during the
past few years.
The Queen Insurance Company of
America is under the same manage
ment and is the successor of the old
Queen of Liverpool. This company
has already taken a leading position
among American companies. The
Royal and Queen have assets exceed
ing S52, 900, 900.
The San Francisco call., 1897-12-19
INSURANCE CONCERNS
'" e=aFtalest Companies in the
NV orld Represented
- Here.
teresstir3g Sketches OF Local Accents
;.!2f* the Leading Insurance
:" Corporations.

SAN. Francisco is the center of the in
sUrance business of the Pacific Coast
an slIe: insurance corporations of thc
MoIl9 are represented here by agents
"lHse standing in business circles is
"a lfle,.%ihilghest character. Representing
Immense concerns, they have been in
81 uIl@ental in advancing the interests
oI tle city by diverting funds from the
NaItous sections of the coast into local
OHdhheis- They have in many instances
eueGeeQeG IN building up enormous
7Sehc!es IN field in which the keen
eSL competition continually prevails.
PreFlng thereby that the theory of in
suEahce has been readily grasped by
every :Nhoughtful and prudent person.
w hllF the gentlemen connected with
the great insurance companies are rep
AeSShlatiFe business men of San Fran
clsco. II must not be forgotten that the
corporations with which they are con-
hected are institutions which. for rea-
sonahle premiums, do more to render
tha.fot of property owners happy than
any other known agency. The man
who neglects to insure his life or hab-
ltauoh or his destructible propertv of
whatsoever description is unwise. That
there are not many unwise people in
this connection here is amply proved
bY the enormous premium lists return
ed TO the home offices of the great
cSbfhp panIes from this section. Herewith
FOLLOW. brief accounts of the best known
insurance concerns and of the men
Who>so ably look after the interests of
thelr employers on the Pacific Coast.
The San Francisco call., 1897-12-19

lished twenty years ago and has at
tained high place in the public con-
fidence. The firm is composed of
Harry w. Syz, Gustave A. Ziel and
Louis Rosenthal. The gentlemen
named are general agents Tor the Pa
cific Coast of the Helvetia Swiss Fire
Insurance Company of st. Gall, the
Bafoise Fire Insurance Company of
Basle and the Swiss Marine Insurance
Companies Combined of Switzerland.
They are all powerful concerns and do
an extensive business.
According to the last statement of
the "Helvetia' its home assets reach
81, ,261, ,S22, and those of the American
branch $722,SS5 IL. Losses paid since
organization aggregate S12,594,7S1. The
"Baloise" has assets amounting to ST.
137, 1882 62, with S557, ,473 16 deposited at
New York for the protection of Amer
lean policy holders, while the losses
paid to date amount to $16, ,143, 496.
The Swiss Marine Insurance Compa-
MES Combined havea capital Of $4,000
600 and a reserve fund of $1,104, ,902 SO.
A large part of the assets, as in the
case of the fire companies, is deposited
in the State of New York. The three
companies forming this combination
make themselves liable Jointly and
severally'' for all losses that may be
sustained, thus giving the assured
more than ordinary security.
The members of the firm Of Syz &
Co. are expert insurance men, and all
enjoy the confidence and respect of
the entire business community.
The San Francisco call., 1897-12-19
MESSRs. EPPINGER &CO.

The prominence of the firm of Eppin-
ger & Co., the exporters of grain at 311
California street, has long been a con-
spicuous fact in local mercantile cir
cles. Established in 1880, the firm has
succeeded in springing into the front
rank of exporting concerns, and it
transactS a business to-day which ex-
tends to all the civilized parts of the
globe.
The firm is composed of J. Eppinger,
H. Eppinger and B. Etlinger. All are
natives of Germany, and all came to
California about the year 1855 The
Eppingers were engaged for years in
mercantile pursuits in the interior, but
in 1867 they organized the grain firm of
Eppinger & Co. at Dixon, which is still
in existence. This house ships i'm
mense quantities of the finest brewing
barley to England annually. In 1880
the local firm of Eppinger & Co. was
founded
The firm enjoys perhaps the largest
business in the line of exporting wheat
and barley Of any similar concern on
the coast. 1t ships cereals to
all parts of the United King
dom, France, Belgium, Germany, Aus
tralia and South Africa. 1t owns the
Pacific Coast Warehouse at Port
Costa, which has a capacity of $4,000
tons, and at which ships of any size
can lie and receive their full cargo.
The members of the house are promi-
nently identified with the San Fran
cisco Produce Exchange, H. Eppinger
being at the present time president of
that organization. The firm is power
in mercantile circles, and it's rating is
of the highest
The San Francisco call., 1897-12-19
MEsSRS. CUTIE & FRANK.
Representatives Of Leading Fire
and Marine Insurance
Companies.

In insurance circles of San Francisco
the firm of Cutie & Frankranks among
the best known and most successful
AS the representative of the leading
fire and marine companies known
Messrs. Cutie & Frank have long occu-
pied a front place among insurance
men of the Pacific Coast. They repre-
sent the following concerns: Magde-
burg Fire Insurance Company of
Magdeburg, Wilhelma of Magdeburg,
the Associated Assurance Companies
of Munich and Berlin and the Kosmos
Insurance Company of Hamburg.
These companies being backed by i'm
mense capital are among the most re-
liable. They insure vessels, freights,
cargoes, profits, treasure, registered
mail and express matter to and from
all parts of the world, and make their
policies payable at places required by
the assured. The assets of the Will
helma of Magdeburg aggregate $7,749,-
679 19, those of the Kosmos Insurance
Company $525, ,433 92 and of the Asso-
ciated Assurance Companies $685.
6S3 81.
The San Francisco call., 1897-12-19

has jurisdiction over the following
field: Alaska, Arizona, California, Colo
rado, Idaho, Montana, New Mexico,
Nevada, Oregon. Utah, Wyoming,
Washington, British Columbia and the
Hawaiian Islands.
The gross fire and marine premiums
reported to the local office during 1887
will approximate $5S3,0O0 This large
volume of business is gathered to-
gether by the employment of over 500
agencies, eight San Francisco s0licit-
ors and a number of brokers. -Four
special agents having headquarter; at
different parts of the field are employed
travelling nearly all the year visiting
agencies, inspection business and ad-
justing losses. In taking care of the
business a staff of eighteen employees
is kept busy at the San Francisco Of
flee. All losses are paid promptly
through the local office without refer
ence to the head offices, the general
management being in the hands of Mr..
c. F. Mullins.
The Pacific States Type Foundry (Home
Industry furnished the Calls new dress.
The San Francisco call., 1897-12-19

". scott, Henry t. Scott, William p
sherwood. The officers are: George A
H-S9re, president; George w. Beaver
49, president; w. r. Cluness. medical
Ilc2ctor; j. n. Patton, secretary: s. nj
-2arks, assistant secretary; M. r. Hig-
SINS, general superintendent: w. O.
Gould, actuary.
Inc Paclf1c Mutual transacts three
-c-1-3 OF insurance, viz: life, accident
- lhdustrlal or family, and it also
--Iots annuities, and it now has a to-
- OF oS'4O5 policy holders. 1t invests
IL Auhds IN loans upon real estate and
= otHer hrst class securities, as pro-
'1Ccd by law, and in this way it is
SeG~rlpuCng in no small degree toward
ne development of the natural and in
duStrlai resources of the State. Be
ices TINS, its assets are in this State,
and 1t pays in California for State,
county and municipal taxes about
three times as much as is similarly paid
py the combined Eastern life and acci-
Qent insurance companies transacting
business in California, and this, not
Wllhstandlng the immense premium in
come of the latter thence derived
Aside from the executive officers, but
including its general agency offices, the
company now employs in it's home Of
fee building a force of fifty three, of
whom seventeen are women, and it
maintains two San Francisco offices
outside Of its building, one occupying
the entire second floor of 511 Montgom-
cry street and the other q suite of
rooms in the Donohoe building, corner
of Market and Taylor streets. All told
the company is now giving constant
employment in San Francisco to 146
persons and employment for portion
of their time to considerable number
of others.
The company's general agents for
California are: For the life department,
Kilgarif and Beaver; for the accident
department, F. w. Voogt.
The San Francisco call., 1897-12-19

July at the request of Edward W.
Scott, president of the company, and
was. conducted with such careful scru-
tiny of detail that the time devoted TO
the examination was longer than usual,
an additional reason for the delay be-
ing that the company had never be-
fore been subjected to an official ex-
animation. The most careful valua-
tlonS OF the assets were made, as it
was the wish of the management that
all the assets should be appraised at
their actual cash value, even if from
this action there should apparently re-
suit material reduction in the aggre-
gate value of the society's holdings
Every dollar of valuation that could be
considered an excess over the market
value of the property was eliminated.
This action, taken at the request of the
company, is regarded in Assurance as
highly commendable, and evidences it's
desire to have the finances of the con-
Germ placed upon the most stable foun-
dation.
The report shows that the company
has assets amounting to $1,9S2, ,733 65,
reserve for policy holders of $1,452,-
S29, to which 100000 was added dur
ing the first six months of 1897. The
divisible surplus of the company, as
certained on the most conservative
basis, is $252, 2,526 "a.
The cutting down ones own assets,
or the request that they be cut down,
is a course that is as honest as it is
unusual, and denotes a policy of broad
minded conservatism which with
forceful energy comprises all that is
necessary for the management of such
an institution. During the first six
months of the current year they did
more business than in any correspond
ing period of it's history
The press of the country and par
ticularly the more technically trained
writer's upon insurance, have been a
unit in their commendation OF the abil-
ity, courage and integrity of the soci-
ety's management, and do not hest
tate to predict a career of continued
success for the company. The local
department is in charge of Manager
George L. North.
The San Francisco call., 1897-12-19
EDWARD BROWN & SON.
A Firm in High Standing
Among Local Insur-
9nce Men

Chief among the representative in
surance agents of San Francisco is the
reliable firm of Edward Brown & Son
4O1-409 Montgomery street. The firm is
general agent for the largest Swedish
company, the SVea Insurance Company
of Gothenburg, the American of Phila-
delphia and the Agricultural of New
York. The agency comprises the entire
Pacific Coast and the Rocky Mountain
States, over 400 agents in these districts
reporting to the office.
The agency was organized in 1875
with z. Brown as agent In 1878 the
firm name was changed to Brown,
Craig & Co. Mr.. Craig withdrew in
1896, when the name became Edward
Brown & Co. Since its organization the
agency has built up an extensive Ousi-
ness. the annual premiums reaching
nearly $400, ,O00
The companies represented by Ed
ward Brown & Co. are among the most
responsible, their combined assets ag-
gregating over $13, ,000, 900. The Ameri-
can Fire Insurance Company of Phila-
delphia was incorporated February 2S,
1910, and was the first joint stock in
surance company in the United States
doing an exclusively fire insurance bust
ness. The assets aggregate S2,525,-
100 SO, its capital stock being $500, 900
and its surplus S465,734 40.
The SVea Company has assets
amounting to $685., ,790 q and liabili-
ties $4,56S, 451 16. The invested funds
amount to $5SO2, ,456 IS, and the capital
reserve, secured by bonds, is $2,133,-
333 SO. The accumulations arising from
the American business are deposited
with John 2. Townsend, president of
the Bowery Savings Bank, Robert B
Woodward and Charles S. Fairchild of
the New York Security and Trust Com
pany as trustees for permanent fund
in this country.
The San Francisco call., 1897-12-19
Mark strouse, Butcher.

Among the prominent business men
of San Francisco none enjoys a wider
acquaintance with the general public
than Mark Strouse, the popular
butcher in the Bay City Market, at
113S-1146 Market street. During the
holiday season the decorations and dis
plays of meat at Strouses market are
worth going miles to see. In business
for nearly twenty years he has Sic
ceeded in building up a business that
is the envy of every competitor. None
but the choicest meats find place on his
counters, and in the other departments
of his business only the best of every
thing is placed on sale. Mr.. Strouse's
reputation for honesty and fair deal
ing has contributed largely to the sue
cess he enjoys
The San Francisco call., 1897-12-19
Cyclops Iron Works.

The leading manufacturer of ice and
retrlgerating machines in San Fran
cisco is the Cyclops Iron Works, at 115-
III Beale street, of which NJ. Dillen-
burg and V. Etienne are proprietors
The firm has supplied all of the prom
inent handlers of meat and perishable
supplies with refrigerating machinery
of the latest pattern, and has invaria-
bly, given entire satisfaction to it's pat
rons. One of the handsomest and most
substantial specimens of its workman
ship is the immense refrigerator built
by it in the new Spreckels Market The
Cyclops Iron Works is we'll equipped
with first-class appliances for the bust
ness in which it is engaged.
Industry furnished the Calls new dress.
The Pacific States Type Foundry (Home
The San Francisco call., 1897-12-19
AN ENVIABLE RECORD.
That Made by the PrOvident
Savings Life Assurance
SncietU

The local agency of the Provident
Savings Life Assurance Society of
New York, one of the most responsible
companies doing business in San Fran
cisco, is located on the seventh floor
of the Claus Spreckels building. The
Offices of this company were for years
located at 405 Montgomery street, but
the steady growth of it's business rem
dered enlarged and better quarters i'm
peratfve The offices are handsomely
equipped, and are among the finest in
the city.
The Provident Savings Life Assur-
ance Society ranks among the better
known and more successful compan-
les doing business in this country. It's
stability was accentuated in recent
report upon it's business filed by the
superintendent of the Insurance De-
partment of the State of New York.
It's management and methods were
highly commended by the examiners,
who also expressed their appreciation
of the facilities afforded them in their
scrutiny of the companys affairs.
The report was awaited with great
interest by insurance men on the Pa
cific Coast, both by those engaged in
life underwriting and by business and
professional men generally, and espe-
cialIy those who have personal inter-
est in the company as policy-holders
or agents The report when received
was regarded by the authorities on in
surance as an unqualified proof of the
soundness of the company, and of the
ability and carefulness Of the manage
nent. In speaking of the report a
prominent ex-insurance official of New
York stated that it was the strongest
Endorsement ever given to company
Nv the New York department.
The examination was begun early in
The San Francisco call., 1897-12-19
A NOTABLE CONCERN.
New Building Of the Alliance
Assurance Company
Of London.

The cut presented herewith is a faith
full illustration of the new building con-
structed by the Alliance Assurance
Company of London at 416 and 41S Cal
ifornia street, in this city. The main
floor of the structure will be occupied
by the ALLIANCE ASSURANCE
COMPANY and the COMMERCIAL
UNION ASSURANCE COMPANY,
LIMITED. The San Francisco office
The San Francisco call., 1897-12-19
MESSRS. SYZ & co.

One OF the Principal Insurance
Agencies OF San Francisco.
The firm of Syz & Co., general fire
and marine insurance agents. at 41o
California street, ranks among the
best in that branch of business in San
Francisco. The agency was estab-