davidaulloa/AmericanStories huggingface dataset:
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
Cooperative banking for Farmers.

Cooperative Banking for Farmers.
The American Agriculturist, of April
4, again discusses editorially the "en-
tire feasibility of cooperative banking
among farmers" This can be done,'
it says, by slight notifications of the
system of cooperative savings fund and
building associations or cooperative
banks, which has proved so remarkably
successful in American cities. These
institutions now hold over $500, 100000
OF deposits and are a thoroughly demon
strated practical success. The Saxon
Land Credit association "a report upon
which can be obtained by writing to
the secretary of state, Washington is a
modification of the Raiffeisen system,
which in Prussia and Germany has
achieved the same success among the
working farmers of those countries that
the cooperative banks have achieved in
our American cities. The peoples banks
of Italy and neighboring countries,
based upon much the same plan, have
had marvellous success. A report Civ
ing further particulars upon the Saxon
Land Credit association has been pub
lished by the department of state for
free distribution, in which Consular
Agent Peters says with a truth that
can never be questioned:
what American farmers require to re-
lieye them of the present financial strain
under which they are living is the power to
borrow at the lowest possible interest con-
sistent with their securities and the finan-
cial conditions in the great centers of the
world. So long as they must borrow from
the local money lender they must pay
high rate of interest for accommodation.
1t is this high rate of interest under which
our farmers are now striving and failing
that is responsible for the general unrest
and dissatisfaction. Remove the high rate
of interest, give them the same opportunity
to use their credit as men engaged in other
business, exchange the present mortgage
or the farm for one with reasonable in
terest, which the farmer can pay and have
something left for the savings bank, and
we will restore happiness and prosperity.
The question has been solved by the
farmers and landholders of Europe, and
the solution of the problem did not con-
sist in the issue by the government of a
mass of debased currency circulated
among the people at fictitious value. The
end was reached by the farmers and land
holders by their own force and coopera-
ton, by the founding of associations which
in time became a power in the land and
whose financial strength was measured by
millions of undoubted securities which
the public was only too glad to invest in"
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

salvation. so the debt-ridden farmer can
only acquire faith in our views of sound
finance when relieved of his present
onerous burdens. To him a system
which operates so unequally as the ex-
listing one does must appear not only
unsound. but absolutely tyrannical.
Any change. he feels, would be for the
better. Consequently the southern
farmer demanded the reinstatement of
the state bank note system four years
ago, and last year the free coinage of
silver appeared to him the best solution
of the difficulty.
The remedy is manifestly not to be
found in any form of initiation of our
circulation, but in providing by legisla-
ton or otherwise increased credit facili-
ties, both for long term loans upon
mortgages and short term credits upon
crops, and better distribution of the
circulation which we have.
In this, as in many other matters, we
must refer for guidance to human en-
perience elsewhere. In no country has
the system of advancing short time
credits to agriculturists reached tee
high state of development which Is
found in Scotland. The Scotch banker
has learned that the farmer is, under a
well-guarded system, as fairly entitled
to credits to float his venture as the mer-
chant or the manufacturer.
Scotland has one banking firm for
each 1000 of population and a ratio of
banking capital to total resources of
banks of one TO twelve. BY this econ
omy in the use of capital the banks are
able to declare dividends averaging fully
ten per cent. while giving credits ortii-
narily at rates rarely exceeding four per
cent, and every hamlet in the kingdom
has banking Office within it's limits
or in its immediate vicinity.
Taking the states of Alabama, Missis-
sippi and Arkansas as an example, it
will be found that these have about
100000 population and III banking
institutions, including private bankers,
with total capital Of ST., 1000. 900; total
resources, $40,0O0,O00. or "a ratio of cap
ital to resources about one to two and
one-third. and one banking office TO 3D.
600 Of population.
The reason for exorbitant interest
rates in the last mentioned section is
obvious. And it will continue to exist
unless some means of economizing cap
ital, as is done in Scotland, is provided
and the storekeeper is compelled by
competition to reduce rates. The comp
troller of the currency, in his annual
report for 1896. presents table show
ing the banking power of the several
states and territories, from which the
following abstract is compiled, to illus
trate this point more forcibly:
AVERAGE BANKING POWER PER
CAPITA, UNITED STATES, 1896.
National, Loan
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

Below is the program, as far as COM
pleted for the Salem township s. s.
to be held in the Jeddo
Sunday, May Is, 1897:
IO'0O-DevOtional Services, Oscar
kieter.
IO:l5-Paper, Things Overdone, n. S.
GeraIl.
1O:S0-Address, Township Sunday
School Work, w. s. Lytle.
10:45-Song.
IO:50-The Great Need of Fully Con-
secrated Teachers, General Dis
cussion opened by Mrs. Cunning
ham.
11:2O-Song by Prairie Hall Sunday
school.
1l:25-Paper, The Jug Teacher and
the jug Glass, Emma Beeman.
11:35-Paper, The Responsibility OF
the Christian Member of the Sun
day School Glass.
11:45-Song, Salem Sunday School.
BASKET DINNER.
2:00-DevOtional Services, Sky
Rocket Sunday School.
2:30-Address.
3:OlI-Song, Maple Grove Sunday
SchOOl.
3:05-Address, Rev SteiumetZ.
3:30-SOng, Primary Class of Fair
view
3:35-Primary Work and Methods
for the Country Sunday School.
4:00-HOw can We have Teachers
Meetings.? Discussion.
4:l5-SOng.
= EVENING SESSION.
S:00-DevOtiOnal Services.
8:10-Temperance Work in the Sun-
day School, Rev. c. p. Kirk
patrick.
S:40-Address, w. A. ChOguill.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
See Your own Land First.

Only few hours journey by stage
from Flagstaff, Arizona, on the Santa
Fe Route, is the most marvellous scenic
wonder of the American continent, .
veritable Titan of chasms-the Grand
Canon of the Colorado River-thirteen
miles long, over mile deep. and
painted like flower. PrOfusely illu-
strated descriptive book. 1.-THE Grand
Canon" mailed free. w. j. Black,
g. P. A, A. t. & s. F. Ry., Topeka,
Kan.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
"Free Coinage" Demand Misleading.


If any advocate of the free coinage of
silver dollars or copper dollars or iron
dollars at any ratio, sixteen to one, more
or less, will agree to stop there and ask
nothing more, for one am prepared &c
meet him, and in that way to stop the
present contest. Whowould want them?
Not one of these men will consent to
free coinage on those terms. Not one of
them would be satisfied. Not one OF
them would then get what he is after
under the preteXt that free coinage and
equal rights of gold and silver" are all
that he wants. | challenge anyone to
find an advocate of free coinage at six
teen to one on these simple terms-that
both gold and silver should be treated
alike; that both gold and silver coins
shall be made for anyone who takes the
bullion to the mint to any number that
he wants. 1 challenge any advocate of
free coinage to deny that free coinage,
pure and simple, is not what he de-
mands, and not one of them will dare
to meet this challenge.
This demand for free coinage is a
cover intended to conceal the true pur-
pose of those who ask it. Most of those
who support this measure have been
deceived and misled. Let such men put
the question to any owner of silver
mines, to any senator or representative
in congress or to any and every candi-
date on the free coinage platform in
the following terms:
IF we grant free or unlimited coin
age, without charge for the coming.
will you demand nothing more?" Not
man who knows what the true pur-
pose is will answer Yes" to that ques-
Atkinson.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
Gorernment Currencx.

The reason bank circulation has been
decreasing through a term of years,
and why it is inelastic, remaining al
most without change from season to
season, is that the security for it is a
deposit of government bonds. The
bank capital is in the treasury instead
of in business. The profits on circula-
ton decline as the bonds increase in
value or the rate of interest declines,
and the redemption process is slow and
ineffective. The dangers of the gov
eminent currency and the deficiencies
of the bank currency are now pretty
well recognized, and every day shows in
creased earnestness in the demands of
business men for a complete and per-
manent cure.-Iron Age.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

The great disparity between the
banking facilities is seen at a glance.
The six New England states, with an
estimated population (1S96) of $780,
600, possess nearly $40 per capita; the
10 southern states, with 20,000,000 pop
ulation, show barely SIS per capita, or
coz per cent. of the former. Including
savings banks and loan and trust COM
panies the ratio is materially reduced,
the south showing only seven per cent.
of the amount given for New England.
Analysing the items given in the last
column, as stated in the comptroller's
table, it is found that the states and ter
ritories representing 20 per cent. of the
population have less than 80 per cent. of
the entire banking power, estimated at
Sc, zoe, OOO, OOO.-Maurice L. Muhleman,
in n. Y. Herald.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

The people of Newton will provide
lodging and breakfast for all delegates
and other meals may be gotten at
reasonable rates near the opera house
in which the meeting will be held
Our conventions have always been al
lowed an open rate of one fare for the
round trip and the General Secretary
has been unOfficially assured by the
railroads that the same rate will be
granted this year. The May S. 5
Journal will make definite announce
ment.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
To Mexico Any Day In The Year.

The City of Mexico is delightful
place in winter, but in summer
Why except summer? Up in the
clouds several thousand feet, tropical
heat is tempered to an agreeable cool
ness. Result: Summer climate is en-
joyable.
The potent charm ola people distinc-
lively foreign makes the journey to
Mexico well worth its cost any day in
the year, and the cost is moderate.
Round-trip excursions over the Santa
Fe Route. Free literature describing
Mexico. Address w. J. Black, g. P.
A., A. I. & s. F. Ry.. Topeka Kan.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
THELOCAL MARKET

The following was the market pric,
of produce in lola on Thursday of thi
week:
Potatoes, per bushel, 30 to 60 cents.
Turnips, per bushel, . cents.
Onions, g. 90 per bushel.
Eggs, per dozen. Ga cents.
Butter, per pound, 10 to IA cents.
BOOSTERS, per pound, 2 cents, hens cents.
Prairie hay, per ton, $500 to 1915.
Timothy hay, per ton, $3.50.
Choice fat steers, per cwt, $3.50 to $50.
Steers, feeders, per cwt, $500 to 1875
Cows and heifers, per cwt, S2.75 to $500.
Hogs, per cwt 1872 to 1886.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

We would be glad to have all town
ship presidents who have not sent US
list of the superintendent in their
townships send them in Immediately.
If there have been any new township
presidents elected we would like their
names, also at once.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
Proof His Ability.

Pop-Young man, before you think OF
marrying my daughter, just think what
it costs to keep wife in good style.
Oliviere-Oh, that's all right. I've
done something more difficult than
that.
Pop-What, pray?
Oliviere-Kept four of my sisters BIZ
cycles in repair
Pop-That will do, my son. Take
her and be happy. She's extravagant,
but-."-N. Y. Truth.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

Prof. E. o. Excel, gifted as chorus
leader and as soloist, will have
charge of the music. b. f. Jacobs,
chairman of the International Com
mittee or some suitable substitute,
Rev. Elijah z. Brown of the RAMS
Horn, our own J. F. Drake, whose
presence would put life into any con-
vention, and other celebrated workers
will be there.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

And the primary work. What
preparation there has been for it,
"Mrs. Roxana Butcher Prenszner,
State superintendent of primary work
will maintain during the convention
department for the display of ma
terial used in illustrating the lessons
for the little folks" Tie Wednesday
afternoon session will be given up to
primary work.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
Confidence Makes Gold Plentiful.

Confidence Makes Gold Plentiful.
The gold standard does not restrict us
to the use of gold. Our country, like
every other gold standard country, uses
vast amounts of silver concurrently
with gold.
There is no shortage of gold. Its pro-
duction is steadily increasing. When
confidence prevails, there is no lack OF
gold for currency or any other pur-
poses.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

Mrs. Herrick, who is superintendent
of the Chicago Primary Teachers
Union and who has directed a depart
ment at the Ottawa Chatauqua AS
sembly, Mrs. Alice Douglass of EN-
pOria and probably Miss Wheeler,
superintendent of primary work for
Connecticut, are to teach us how TO
teach the children,
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

The announcement that Geneva
township held its ). S. convention on
April q was a mistake. Geneva con-
vention was held Nays. Mrs. Della
Leavitt, the Geneva president, is as
energetic as Mr.. France, of Usage, for
being teacher she has more to over
come
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
MORE MONEY" CRY.
1t Comes from Farmers, Who Have
Real Monetary Grievance.

They May De Mistaken as to the Caupe
and Remedy, But Not as TO the Exist
ence of Their TrOuble-Why Interest
Is High in the West and SOuth-Sta-
tistIcs of Banking Power In Differ
ent Sections.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

AS will be seen by the above notice
the State convention has been post
poned two weeks. 1t promises to be
one of the best ever held in Kansas
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

Given under my hand this 18th day of April 81
NJ. L. DECKER
EH Treasurer of Allen county Ksns-
Subscribed and sworn to before me
- ~ this 4th day of May 1897.
JAS. WAKEFIELD, County Clerk
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

A procession in which it is expected
1000 children will take part has been
planned for the last afternoon.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
UEbeara5le.

I think the worst of cyclists
Time has produced, or can,
Is he who prides himself that he's
A wondrous modest man.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

COUNTY OFFICERS.
W. A CHoeUILL, President, Humboldt.
ALICE K. PEARSON, Sec. and Treas, Humboldt
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
Report Of the Live Stock Market.

Complied and furnished Weekly by Wright 4
Hannah. Live Stock Commission Merchants,
Kansas City.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

State Sunday School convention,
Newton, May 1921
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

Delegates to the Safe convention
would better take with them stale
ment of election made out by the
superintendent or the township presi-
dent.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
Allen County Sunday Schools.

CONDUCTED BY COUNTY SECRETARY.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

W.B GLOVER Attorney at Law, First National
Bank building, Humboldt Kansas.
PHYSICIANS.
JE. JEwELL. N. D.-pnySIclan and surgeon
Special attention paid to surgery and eve dis
eases. Moran. Kansas
DENTIST.
DR.. S. ToZER, DENTIST. Office across the street
west of the c, B. Church, lola. Kansas
SECRET SOCIETIES.
g. A R-McCook Post No. 81 meets the first
Saturday on or before each full moon at G. A.
B. Hall. All comrades in good standing are in.
yited to meet with the Post J H Vsnnuys, P c
McCook Relief Corps. No las meets the nrs,
and third Saturday afternoons Of each month at
2 o'clock in g A. &. hall.
Gratia McClaren, Sec. Margaret Miller, Pres.
Salem Chapter No. L Order of Eastern Star,
meets in Masonic Hall LIST and Srd Monday in
each month. Mrs S Ellis, W NJ
Mrs Allie Stark, Sec.
Columbine Rebekah Lodge No. SOS-Neets
in Masonic Hall, second and fourth Monday
evenings of each month. All degree members
in goad standing are cordially invited to meet
with us
Mrs Fannie Turner, Noble Grand
Mrs. Mary Z. Smeltzer, Sec.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
Statement

OF County Treasurer, as shown by lhe books
in County Ireasurer's Office, April %, 1897.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

s.A GABD. Lawyer. OHice in REGISTER
building.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
lola CHURCHES.

lola CHURCHES.
Episcopsl-services on third sunday of the
month. Fred E. StimSon. Missionary in charge
U.B. Church-Preaching every Sunday even
ing at 7sO D. NJ; Sunday school at 94o q. m;
Young Peoples meeting at p. m. All are cor
dialy invited. Rev. E. A. King, pastor
Methodist Episcopal-COrner OF Jefferson ave-
nue. and Broadway. Services every Sabbath ST
ua N. and $50 D. N. Sunday school at 945 q
N. Prayer meeting every Wednesday evening
ct ESQ All are cordially invited to all of these
meetings. L B. Pullism, pastor.
Baptist-on Sycamore street Preaching Sun.
day morning and evening. Sunday school at 945
am Prayer meeting Wednesday evening ST
$50 m Young peoples prayer meeting ev.
cry Sunday evening. NJ. F King pastor.
Reformed-Divtne worship in the Christ Re-
formed church at II o'clock g. m every Sun
day. Evening services every two weeks
at half past seven O'Clock p. m. Sunday school
every Sabbath at 10 o'clock e. m All are cor.
daily invited to attend L. Faust pastor.
Observation-Disclosures Ave Preaching ev
sry Sabbath ct II q N and 7:SOp. m Sabbath
school st Gas s. N. Prayer meeting Wednesday
at 7:sO D. m Everybody welcome ". L
squier pastor
Second Baptist-Services every second and
fourth Sabbath of each month. Preaching at
IL O'Clock g. m. and $50 D m. Prayer meeting
wednesday evening. You are welcome.
MISCELLANEOUS.
WC.T Irregular meeting every second
and fourth Friday. st O'Clock p. m, at the
Presbyterian church
Allen County Horticultural Society meets
every second Friday Of each month at O'Clock
p.m.atG A. B. hall. ]. T. Tresdway, Treas
7. Psncoast 6ecy-
lola Public Library-Over Northrup's bank
Open every Saturday from to p. m STOCK
and membership tickets for sale at the room
Nrs, VIM. Knapp. Librarian.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

A h. CAMPBELL, Attorney. Office one door
east of post ofice, up-stsirs. lola. Kans.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14
PROFESSIONAL AND SOCIETY
DIRECTORY
ATTORNEYS

ATTORNEYS
Ewing & EWING Office one door west Of
postofice up stairs.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

FoUsT Il SoN-Attorneys and Counsellors-at-
Law. Office two doors north Of Northrup's
bank. lola, KANSAS.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

Note:-In accordance with decision of Judge
Alden yesterday. which declares the anti dock
age law >titutOnal the ~ld system of
docking hogs will be followed from this date.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

SCHOOL BOARD: n. A. Ewing. President H.
L. Henderson. Treasurer NJ. P. Jacoby, Clerk.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

W.B GLOVER Attorney at Law. First National
Bank building, Humboldt Kansas.
uNSIClANS
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

Episcopsl-servIces on third sunday of the
month. Fred E. Stimson Missionary in charge.
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

Regular meeting of Commissioners first Mon
day in January, July and October. and the first
Tuesday in April
L. stiIlwell, Judge 9TH Judicial District, salary
$500. Terms begin 3rd Monday in March
1st Monday in June and LIST in November
The Iola register. [volume] (Iola, Allen County, Kansas) 1875-1902, 1897-05-14

O. B. Misunderstanding every Sunday even
ing at 7:sO p. NJ; Sunday school at 94o a. m;
Young Peoples meeting at p. N. All are cor
dialy invited. Rev. E. A. King, pastor