Evening journal., 1897-04-14
INSURANCE MEN HEARD .
An Act Relating to the Care
of Domestic Animals.
MEASURE FOR RELIEF OF TENANTS

THE TOWN OF LAUREL AND ITS
WATER sUPPLY-BILL REGULA-
TING ADMISSION TO FARM
HURsT-oTHER LEGISLATIVE
MATTERS.
stan Correspondence Evening Journal
Dover. April 14-Milton II. Hawkins
the father Of the several insurance
bills here. had his hands full yesterday.
During the noon recess the committee
gave the insurance men and Mr.. Haw-
kins a hearing in the Hall OF Represen-
tatives Ex-Mayor Austin Harrington
represented the Equitable; Josiah Mar
vel the Mutual of New York, and II. II.
Ward the Industrial interests. Mr.. Haw-
kins represented himself. State Insur-
ance Commissioner Fowler represented
the state, Mr. Harrington made a
strong argHmeDt against the House
bills for the better protection OF holders
OF life insurance policies, and to pro
vide for the examination of foreign
and dOmesic companies doing business
in the state. He explained the hardship
sought to be entailed on the companies
and urged the House to kill the bills.
Mr. Hawkins replied to him, as did
also State Insurance Commissioner
Fowler, who made caustic remarks Civ
ing the impression that Hawkins was
not only endeavoring to work out a
spite against him, but also against the
companies.
Mr.. Ward replied to them, some OF
his remarks being caustic.
III t.r...
amendment to section of the bill for
the protection Of policy-holders, which
was accepted by Mr.. Hawkins:
Provided, That no portion of this
act shall apply to insurance written on
the industrial plan or to policies on
which the premiums are payable week
ly bi-weekly or monthly
The hearing was then concluded.
WILSON ON THE WORK-HOUSE.
Some days ago when l was reading
Chief Justice Lore's article in the
Evening Journal on the state work
house proposition, then thought thai
when / had a few minutes leisure
might have something to say of II,
SAID Representative Wilson yesterday
afternoon. "The judge presents very
plausible and seductive case, and every
body knows that he is sincere and hon
est in his views. But with all his fine
qualities of heart and mind he is prob
ably human like the rest Of us, and sub
ject to the errors and misjudgments o.
men. There never was a poor man whS
failed in business who had not, befor,
entering into the unfortunate business
made just as reasonable and logical
forecast as the chief justice here pre-
sents But there seem to be contin
gencies that human vision cannot fore
see Some years ago when we were un
decided about buying the property a
Farnhurst. there were excellent peOpl
who thought that by growing meat an
vegetables pretty largely there, an
taking in a great many paying patient
as boarders, the institution would prov
nearly or quite self-sustaining, and ye
in a very few years we find that W
could board our insane citizens at tn
Clayton House in Wilmington cheape
than we can run a state asylum.
The theory that the state need onl
loan its credit to the extent of $500 ,0Ol
more or less, is seductive, but practi
cally the state would have to borro'
the money to build the work -housl
keep it running and repay the loan. a
undertaking in my judgment ths
would cause people yet unborn TO ours
us. Because Delaware is a small stat
and It could just as well be maintaine
that a widow woman, with two or thre
boarders, could profitably run a lare
hotel as that Delaware could compel
with states like Pennsylvania in maiT
tanning a large work-hOusc. The r,
suit would be with the work-house an
Farnhurst on our hands, that ever
spare dollar in the treasury of the stat
every dollar that could be gathered b
high taxes and painful economy woul
be drawn into those open whirlpool
Is it right that every other enterpris
should be discarded and our publ
buildings go TO pieces?
THE chief justice dwells upon n
expectation of reducing the cost
prison maintenance from 40 cents eac
per day, as at present, TO 10 cents, an
this. Of course. sounds very pretty, bl
what has been our experience? "