The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1896-08-11

ment.' 1t was read by Editor Smith, OF
the Western Fireman, and argued that
there should be the closest relations
and a perfect understanding between
them, to the end that risks might not
be over-insured and premium thereby
created for incendiarism.
A discussion of the subject followed,
participated in by Messrs. Palletier of
kansas City, LIE Moir OF Grand Rap
ids. Swingley of st. Louis, Pearce of
Denver. Heinmeiller of Columbus, O.,
Higgins of Albany, N. Y, and Johnson
of Philadelphia
The majority of the gentlemen spoke
of the frequency of over-insuring by
agents SO INSCRIPTIONS as to take a
a risk simply for the premium ana
without regard to whether the risk
was safe. It was left for Messrs. Pei
letter and Higgins to suggest a RENE
dy. The former said it could only be
cured by legislation which was hard
to get, while Mr.. Higgins advocated
a very bold policy but withal one chat
would undoubtedly result in a great
benefit to all communities as we'll as
the greatest possible preventive Of
incendiary fires. 1t was that NUM-
CAPABILITIES go into the fire insurance
business. He cited Albany, his home
city, as an Illustration and said that
insurance companies had reaped net
profit there of 100000 last year. He
held that if it was so profitable bust
ness for insurance companies, 1T could
be made equally or more so for mu-
inequalities. He argued that while the
agent of foreign company would
take a risk without looking DIT the
property, the home company would
not but when a man came in to IN
sure and stated the amount OF the
policy he desired to carry, the home
agent would tell him to come in later
and he would see what he could do
for him. In the meantime he would
inspect the risk, and If he found It
would not carry the amount desired
he would so inform the applicant when
he came back and only allow him TO
insure for a safe amount. This plan
he held would do away with incen-
diary fires and the municipality would
make money enough to equip and
maintain the very best fire depart
Tnena and at no expense ito the tax
payer Mr. Higgins remarks were
warmly applauded when he had fin
ished AS it was getting late, adjourn
ment was proposed till 10 o'clock this
morning, but before the motion was
put a telegram was read from Chief
George Knoff1ick of Mansfield ONO,
regretting his inability to be present
An announcement was made that
the committee ON exhibits would meet
this morning at 8 o'clock, and then
ChioS Burrows of Augusta, Georgia,
mounted the platform and in neat
speech presented Chief Devine with
a stick grown i'm Georgia and carved,
as he announced, by a Georgian es-
pecially to be presented to Salt Lakes
chief as a rnoanento of his visit to
Augusta last year.
Chief Devine responded feelingly and
the convention adjourned.
LIST OF DELEGATES.
Following is the full list of the men,
bers of the association who have thus
far registered, and who sat in yester-
days session:
John D. Page, Joliet, Ill; c. D.
SWingley, st. Louis; E. W., Simpson,
Springfield, O.; c. E. Leonard, Villa
mette, Conn; William C. McAfee, Bal
timore; r. P. Beardslee, Bridgeport,
Conn; G. W Miller, Reading, Pa;
J. A. Crawford, Benton Harbor, Mich. /;
Joshua Hodgins, .Marinette, Wis; Jul
Illus Pearce, Denver; e. w. Barkman,
Decatur, Ill; Herbert Heston, Penn
sylvania railroad fire department,
Philadelphia; Joseph c.. Baxter. jr.,
HllldQoIDuld,
Mass; W. R. Joyner, Atlanta; M. j.
Myers, Mt. Pulaski, H.; John Brierh,
Lynn, Mass William Durham, jr.,
New Brunswick, N. j.; Irving F. Patt,
Central Falls. R. l.; S. S. Elforth, Cam
den, NJ j.; John Slingluff, NorristoWn,
Pa: E. E. Baty, Colorado Springs;
George w. Brooks, delegate P. S. f.
H, Coatsville, Pa; H. W. Yates, eX-
chief, Lexington KY; Frank B.
Moody, Deerings1 Me; William Exal,
Newark, N j.; r. Fromm, Phoenix,
Ariz.: F. A. Bentley, Eaton Rapids,
Mich; J. W. Wilmarth, Pawtucket, X.
l.; E. L. Winchell, GAINESVILLE, O.; II.
clark. New York city; B. J. McCon-
nell, Buffalo, N. Y; NJ. S. Humphreys,
Pittsburg, Pa; W. W. Fiske, Johns
ton, R. l.; Charles F. Reiff, Fremont,
O.; F. L. Stetson, Minneapolis, Mimi;
NJ. E. Higgins, Albany, n. Y; j. f.
Jarckel, Pekin, ILL.,; A. P. Fogg, Boone,
Ia: !. G. Millin, Birmingham, Ala;
! George NJ. Kellogg, Sioux City, Ia; =.
M. Robinson, Montgomery, Ala; W. H.
johnson, Philadelphia; c. H. Cohn,
AllantoWn, Pa; Thomas Wilkinson,
Dallas. Tex; Henry LEMON, Grand
Rapids, Mich. F. N. Peabody. Albion,
/ Mich; Carl Moeller, Peoria, ILL.,; D. c.
Larkin, Dayton, o.; G. c. Hale, Kan
! SaS City; John X Hunter, Allegheny
Pa: William Binford, Ogden; A. 6.
Harris. Tampa, Fla; F. NJ. Smith,
| South Omaha: G. J. Burris, Columbus,
Ca; J. P. Sawyer. Ashville, N. C.; A
]. Kennedy, New Haven, Conn; E. j.
Jlshurst, Auburn. N. Y; R. G. Black
burn, Oswego, N. Y; N. Eckel, SYRIA
cuse. N. Y: C. W. Devore, Decatur
III: John Redell. Omaha; w. ]. Allen
I Cripple Greek: ]. F. Pelletier, Kansas a.
CITY: L. H. Noman, Kansas City; G.
W. Hook. Pueblo, Colo; George l..
Lapp, Butte, Mont; Henry A. Guthrie
Sacramento, Cal; Joseph Judale' Rock
Springs. Wyo.; F. A. Roedel, Cheyenne
Wyo.; James McFall, Roanoke, Va.
! M. Sloan. Mobile, Ala.
The Ladies' Outing.
Chaperoned by Councilman O'Meara,
who is the only bachelor in the NUM-
cipal legislature, the ladies of the
party attending the convention were
Yesterday afternoon treated to a ride
about the city in the Raymond and the
Utah coaches.