The Houston daily post. [volume] (Houston, Tex.) 1886-1903, 1896-10-06
MAJOR ROSES ADDRESS,
The Credit System and Farm Sc
counts the Subject.
WHOLESOME ADVICE TO FARMERS
Advised to Keep Account Of What They
Buy, Sol, aad Raise and to Avoid
contracting Debts.


/ institute at Cameron:
| Mr. President. Ladies and Gentlemen:
| While the subject assigned to me for ;his
| occasion t. certainly one OF prime Import
ance II Is, nevertheless. In many re-
I slevts, OF an exceedingly delicate nature.
/ The discussion of the credit system aud
! farm nccuu' ts involves questions and Is
I sues Una; address themselves to the well
! dc!iberatcd Consideration of every citizen.
/ put among tiNom all II deals with no m
| torost OF a more Significant and vital
| character as affecting general as wc%ns
Individual cond tons than those cf the
| farmer. II is to this particular interest
( that vitae may have to say today shall
he more specially directed. While my sub
/ ject. the credit system and farm accounts.
/ really suggests Two separate ard distinct
lines OF thought, yet such Is the klnship
| between thsm that they may properly he
! regarded a. twin sisters, SO closely assJ-
Gated are they, the one W tn the other.
That he discussion of either unayo daily
! cusslon of tine other.
The proetammo arranged for today
ahoun.s with PROPOSITIONS, which. without
exception. are worthy Of patient consid-
| grafton. Net among ,hcm ~ there Is NOT
/ rnc SO pre- guant as this with prOpo~ iona
| that concern the veal or We OF The farm
| cr. The advantage ll keep ny farm ac-
counts ana The Disadvantages OF dealing
ON credit are easily understood, 1ni the
under "a ding Of them logically leads t.
| thu condemnation of IN" latter, AMI. he
| yoni dispute, 10 ihe Observance Of the
! former Correctly kopt farm accounts are
ever pres nj aud urgent admonNions
hga.us' eNtrnNranNc ana are the torcrtul
{ protests of recorded facts against IL
glVi+cd credit dcai ny habits Credit deal
lug am agc1put keeping are moi ncccs-
SfulN htrnot 7iEA practircS Th"N take
their origin from different premises, and
pursue lne.r ARGUMENTS to different r.
suits. They imply oppls!ng purposes ana
/ nave Lnf.t 'Npre." ON In conflicting meth
/ odt. Tho one takes IT'S Inspiration from
/ r'1Spn IN h'halt or prudence. the other
( is q bastard birth. deriving it's HE from
an DltiOn. uNAr.c" or the fatal VcilSn, ~
/ Tor M Indulgence that Is not authal 2ci
/ 10y either existing or prospect We p,cuni-
/ AIRY c1nitleuS. Amhition to i've thought
/ well to dr. by ones nrghhors aVnricc
To ncGu.r lotscsS.ons not actually needed
and ttlf-inlulE nee t. humDr wants which
/ fancy ~ iosos. but which facts reject are
! the insid Gus and therefor dangerous dis
! pos ons that currgizc tho nppcnls Of
accounts is tho faithful son,incl guarding
tho gates of home and warning away
the trespasser credit who waut come IN
mlNli sos. II in!S appear at umrs hlfsh
KIND ami consldc rate to strip the gildod
! livery from the power that Is arm, rs1 and
mailed for lnnicting death. Account Keep
ng aud credit dealing are N vctvVitl1
SENSE, irornHistont ana incompatible
terms One IS the fortress which care ami
caution defend, the other Is the painless
forest of tn rarhuding bandit one re-
g1iIlNss of consequence anf careless alike
Of mosal AID material restraints, urges
improV dent action The other almoni4hes
aga INST he possible sacrifice Of 4 suff-
! cioncy, Valulv reaching after the acquire
mont Of moro. Pride ~ pns session is. AZ
ter al hut a form Of sorNlle servitu,l" to
/ session YES not only not necessary so in
/ dlvilual or family comforts. hut is bo-
/ yond the compa 49, 81 Attachment c,cont
! through the irachcr0us channel of credit.
FARM ACCOUNTS,
/ There H. no aVoration IN lifc that has
/ suffered as agriculture has from neglect
| f. keep accounts. The averag, farmer
| nus hu' Nilir ldri "l Nn Nalue OF ms an
i'tIi l,o'u,'t, o' ~ , wv ~, -, 'D9 -
/ pfoduclhs anu mirhctins any gwen artl-
/ V',' pel lus' no lltIhiHt" ACCOUNT mas he,n
I h'pti no Ieonrl , tu5u9 Oh WORK uole or
! i'AuitA hvrVihl,ilsheu, fach InIhior hhoulu
| ne dplr 20 answer rom a ".ll-n"llu uo3h
/ Tor tdch y ar ne nuinher OF acres n
I hin ia 'oWon, INC eNic tAprhsv OF cur
HNatinS' sntnvainh III ,t, ',, c,
luhlcr oil p"uiHa ol mn eptlun li1v"ueu
/ nrr h'i" mn INA tht p'1ee IL broush' per
/ le'hlu ne nuI'u'i "l hNh's ~ H. a.
" l''il anu ~, ~ ill,i 'iso pi an otner hinns
81 GrQls In" eos, OF prshar2roh o, .o
! plln luE culilVilloh. sltheiihE' harVrsi-
/ ing. markcting or housing ana the value
OF each; The number OF hogs ln,i5nrI
| marie. tnr price per poun9 10, WI wn'en
| ! TX f"AffN'l lor nome, u'.' me hnhin'I
| ani Nalut oi otcn hlnu OF htovh rhln.u
| ana SOFA ench year ana me pller tnoreoi
| INC num9cr and value OF .heh kina OF
| fowls ana oil me Increase soid ana also
OF ihose consumed at nome ,'in,; oi egg nr re-
hlhus OF pfouucts Wneih SOFA or con-
s sum at nome. he should Keep an item ten,
lt'" account ~ MS rn'N lirpil' "il,' ai'o
an account OF ms entire cxpeiiHcs Ey,ry
| gtsiu! business man uoes thls. You
| VIII hnd nm entering every rem or puf.
| chase in one column ana every ITEM OF
/ expense IN another IT ne Is merchant
ms purchases are ehlerru on ms BOOKS,
1h on ~. ~ o"1,aS ~ ~ wi w On
from the drawer /. f. charged 10 The prop
/ rr account. ii casn ia received from A
| ii IL ou,arel as received from a, and II
cash Is paid to Il II is SO entered. The
man who thus conducts his business At
any time may tell You by turning TO his
books he precise condition OF his husi-
ness, Records properly kept VIII always
tell you whether your business H. prog
peroug or Is beng run al los. If records
have been found or - much importdhue
to Others, thcy certainly are AS necessary
for The farmer; ! would not /" understood
as advising mat tarh FARMER must On
come an expert bookkeeper rms, though
dc-irahl., ~ mol indifpensaply essehtlii
FOR k"eplng cotrccl accounts, f.V,iy lAi'n-
or can kreI ms accounts a. lhuirA.en' IN
sufficiently hrihoiloal nihIoTi, anu VIC
| impoi lanGe 2l ms doinR SO WI hpt Pc
dcni'n II s,ouln ne a PIT oi ~ chlu
! enngauon;; Iarntts snonhll iuihisn 49, az
ehliu WIN ~ aVroui,tt uVn 80 mi ,ao,'I,