davidaulloa/AmericanStories huggingface dataset:
The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1896-03-02

e,,~.,-s r-o,e-<ses costing L stSs-7.S -. .:
n hsx s,ss a. scccaat OF properties ret yet
ciosea our 8. sse sS-.1i: i has sod cut en-
~-s a. ss,a -S,eee~fses which were sold a,
rz,s-ss tAan heir cost YIELDED q pront o.
81 SYS-141S. those which sod at less than
cost made a loss & sliS.ss.s.. issNssss =
cr ha-s r-cr-, foreclosures stands a. cost
OF yg-s. sss s. Our experience seems 70
warrant thA Belief that this properly, prep
erly held and treated WI sToea2ty -.
fgor a. least lis cost. az which II Is carried
On orr oEsskS
The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1896-03-02
TIE FIFfIETH ANNUAL REPORT
or THE
CONNECTICUT MUTUAL LIFE
INSURANCE COMPANY.

To the Members: Fifty years ago a few
Iaea living II Hartford became Interested
= SHe then navel scheme o. lie Insurance
lAeS Fad no knowledge OF its science hge
WEE attracted by is promised rssult-the
protection Of the family against the money
loss incurred through the aeagh 81 Il ! hr~ss
winner. A New England community with
Us steady ways. It's so6rlefy OF temper ana
Lahit. It's many homes. sneitering fTassustrs-
Gus, frugal. tEy4tsy households It's reryaff-
Ing sentiment ef family affection. ana It's
strong sense 90 duty seemed 70 taara
proper held for the proposed benefseence
Not eesivng 70 make money out Of X. BUT
ssaAtly 70 give this protection ~
It's actual cost TO all needing IL they deter
mined 70 make 8 mutual company And
80 the Connecticut Mutual Life Insurance
company was born, being chartered at the
May session OF the general ASSEMBLY in
ness by securing guarantee capital, soon
after retired. and SO applications for poll
cleS, OF which nineteen are stfIl IN force
Fortunately for the company and for the
development OF life Insurance IN this eoun-
Try, IN the absence OF an American expert
ence, resort was had TO the then furda-
mental assumptions OF mortality interest
and expenses which had been proven safe
by the English practice. The prudent
tnrlft characteristic OF New England busi-
ness operations OF every degree WAS from
the outset a marked feature OF the com
pany management Another occasion
VIII De chosen 10 set forth some OF the
more Interesting details OF the eompary's
history. its careful progress. It's conserva-
tive changes In the bases of its calcula-
tons. and It's more scientific and equitable
adjustments in the matters of returns of
surplus and the application OF reserves on
lapsing policies.
For the purposes OF this report IL I. sufrf-
Client 70 call your attention 10 the following
striking group OF facts.
From Us organization 70 January !. 1896.
Ia
The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1896-03-02

We received Sor interest and dividends
s. SIS. lse. 81: for rents -. Us "a The nm
nncial and business conditions OF the year
made the collections OF interest somewhat
less satisfactory than usual. The total OF
overdue interest on real estate loans
amounting to s35 oss r5si--January y - as
hy our department reports. was s-.lls. II.
or this amount there had been paid 70 Feb
rUa rs Z SIS g.
tn. interest overdue last year on the
bonds OF the city OF Austin. Tex. was net
early IN iss5, and the succeeding coupons
OF bonds costing 81. s.. o5- . only ens
item is now IN cefault-vIz: The fFst mort
gage bonds Of the Detroit Lansing =
Northern. the organization plans for which
have not been completed
Eoan4 on Real Estate.
In times os business Doubt and dePres-
sion conser vative borrowers with salts
factory security seek loans less freely than
under conditions which prenl.,ss We lor
-. a 90 - Fr1r.8s IA aSss We loaned on
real estate STA. ssss3 and had leans paid
Of. s. SIS 1881 S.
nsSs II has leaned upon real estate slt1,-
So s5afs. Of which amount sssss..saa are
now outstanding. These to.ns azss -.
largely rnaae In the cities ard on the farms
a. the 'sco~n beIt.' OF the West. and have
bean profitable 20 our members.
Fo-ecIe,Srrs-S ana ~ais~ i'ras Estate.
Tia conditions which have zreote. gen
eral Business during the last year nave op-
Grated - sore N-Eat eEsek sa3-s oeRIeos
real estate, ard n conssq aeies ,asI s sss
foreclosures We have taken " curing us
year BY force closure pro{r<Iu eDsLans
$50 - and have sold rez. estate cost
--177,-+ - r,-rsss@-ft.s a part % which re-
main unsols. bat ST.. g79s Of tEls mount
WAS thA cost Of p&rcess s1sirels e-SSS- e1k
at 80. s7s. %, a profit OF sls.sss-a
Ffffy Years Foreclosures.
During th@ Atty years Or - ex 2es,.ncs
tie Canlsct lieut. AutgA. Las l~Asa - 1s3s-
The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1896-03-02

saved from reserve On
surrendered Policies
increase n market va,us
$500, een1s &ad stoeks-.... fxfts
s~ks1FsSs ...-.s.. ........ -
Tfals TRIAL .; tiers sr,i,,s,s,; ss,z
es $500 seSS,,v rssaasnis' etc. las been ssssss
k1xpeases o< manage
Taxss ''''''-.' .'..-..-...s -sS
Charged c- ., Hc-n, aass
e<iice building. 80. m ma
h ,,Tss.'',sa PAID 81. sss.se N
uNs2En1s -...-.-... ...s.. S@x
Increase in surplus ....... 1N5a
ia-
The Only item In this exhghr ~A,es -
not explain ltsesf = prsshahsy Ire 49, 49,
rom the reserve On policies sssrr~rsssS
81 tcs reneSee--sSs .sec. This grows a.. =
retnstatedl Tor S. IL ssh the re<erv. 49,.
Eh;ca was NSeisa. OF Which esneE,ns -
as OF about - per cent. was rsrs.~as
70 ne poSiey holders IN paii-ap iasarss~~
f1snfioned-SSSs4 oa This covers a.
which had not been in force acas s>ss-s
70 have a value, bot e prinoIpsyiy -.
up OF small surrender charges made aess
tug the business 80 lest. ia cover rs. -.
OF the Change, and 20 preeee; The 49,
paay against the impaired vitality csns-s
by the voluntary withdrawal 81 s~rs
lives. Not only the fairness. bur re -.
eeSSity Of this saving viii re ohvscux -
all familiar with the nature OF the trsrs
actions out % which Il IS made. zaS 4.
moderation in amount, pToporgione4 =
these transactions, IS cheerfGlly subzstfea
TO comparison.
Let ii he noted thai were we sSsrs
TontiHe or speculative Investment hss-.
ness the whole SSio,l2S Of reserve s.a NJ
the surplus * had accumulated wuaas
have gone into the "pcol.'
A similar exhibit Of the item. avsiahe.
for. say. the last fifteen years. VII y
interesting IN this connecticn:
Part Of premium pro-
yided for expenses, etc. .Slt, ss<os3
Interest and rents in ex-
cess OF rate assumed. Alss,ssf
Balance profit and loss. 81, sM
Saved from expected
death losses ............ s.1i6,sSe
Saved from reserves on
snrrendsrs. etc $500. t,Iss.7s
Increase in market values
OF bonds and stocks. l6i.gn1
Sunar1eS ..-...s... .....-.s elss&
sssNn
This has been applied as fellows:
Expenses OF manage
ment .........- .,........Sio,s es,gl
TAXES ...+..s.. ...s.......- 4sest.SlS
Dividends paid ...........sls.0ss 60
Increase in accumulated
increase aiSlsseo in s surplus; . s e, y,
n~n
The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1896-03-02

cs~.sv sna city onessI Pepper.
The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1896-03-02


Bal net assets, Jan. !. 1854 60. 1S4. s2e "a
Ada interest due ana accrued,
market value OF stocks and
bonds over cost. and net de-
ferred and uncollected pre-
niurns as per itemized state
rnent herewith ............... 1sa5.f45 II
Gross assets, Jan. !, 1855 80 e., ss.st0 IS
Tofal liabilities -. 49,. 90 $50 so 50
Surplus Jan. 1. 1885 ..........s 7.ess. 25s -
The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1896-03-02

A total return to
policy holders or
their henific.aries
being 93-SS per ct.
of the entire pre-
miums received ..sl75. sla1s5 Is
penses ............ BRASS a
taxes ...... ..-..... e,9So,z- 81
Total expenditures ........ sa0s. "a. Tss ~
Balance net assets. Jan. l 1895. so.7s4.oao ca
* cas- aifltion2l assets tsee
st9lemenu ...........-.... l,sso, 40 81
Total assets ....... IS 6. rs. 765 IS
That il. the amounts returned 10 policy
holders and their beneficiaries (sl75.9l2,-
1873 and the balance Of income after all
expenditures, Csc. 764. 020.e4) aggregating
s236. 676. aS.77, are l26. - per cent OF the en-
tire amount received from policy holders.
Adding the further items Of assets as above
the percentage is I27.S8. This has been done
al an expense OF management of STA per
cent OF the income. Both In what has
been done for the policy holders and in the
economy Of management-that is. in the
low cost Of the protection given-these re-
suits are equaled by 10 American COM
pany.
Operations I'm 1898.
The year 1895 was one of prosperity.
fair gain in new business and in the amount
at risk, with no Increase In expense: ia
vorable mortality. with considerable saw
ing therefrom. a substantial gain in sur
plus. Notwithstanding an increased divi-
dend. and general maintenance of healthy
conditions are the chief features OF the
years experience.
We greatly regret that the new require
ments OF the several state insurance de-
partments interfere with our long-contin-
ued practice Of completely closing years
business before reporting Ii. and compel
us 10 close our books while many items OF
business belonging 10 the year were still
outstanding. In consequences. we show an
item OF premiums In course OF collection
for the first time In many years-a larger
uncoIlected interest and a slightly larger
ratio OF expense to income. without an
actual increase. than would otherwise have
been the case. The full EXPENSES have been
incurred without our having received the
full income to which they are referable.
II is proper TO say that we actually closed
the years business as has been our Gus
tom: but We are not permitted to publish
the result as hitherto. the figures
would not agree with those OF the reports
required by the several departments.
The Operations OF the Year
As covered by our report 10 the Insurance.
fena rfu a follows:
The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1896-03-02

A total return to
policy holders or
their beniIic.aries,
being 93-SS per CT.
Of the entire pre-
miums received SIT;
II has paid for ex-
penseS $1,000. -. e
Taxes ...... ........ /
The Seattle post-intelligencer. [volume] (Seattle, Wash. Terr. [Wash.]) 1888-1914, 1896-03-02

IV1sI1 S1YIHuEtVESS s'....--S -1..sff,f 30 u
Balance net assets. Jan. l 1885. GO. goo q
X GAS additional assets (see
statemenO .......... -. I.ss5,T45 81
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20
Seventieth Day.
Tuesday. May 10.

The Senate met at 10 a. m. All mem
bers present. After prayer by Chaplain
Peck the body adjourned.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

Kate Field was born in St Louis. No.
October /, 1910. When a young girl she
with her mother and sister removed TO
Chicago, where Miss Field adopted the
stage as a profession, appearing first at
McVicker's Theater. Being a woman of
strong individuality, the doubtful sue
cess to be achieved as an actress made
her abandon the stage for the rostrum,
delivering lectures through the United
States, meeting with success wherever
she spoke
She was strong advocate of suffrage
for women. claiming that mems rights
were women's rights, and that they
were entitled to them. She was also an
advocate of dress reform, but she never
became a leader in either moyment
For the purpose of studying Mormon
ism and exposing the doctrines followed
by the Utah sect, Miss Field took up
her residence in Salt Lake about twelve
years ago and became thoroughly ac-
quainted with the workings OF that
church. 1t was Miss Fields master
stroke, and to her efforts as much as
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20
LEGISLATURE SITS
IN SHORT SESSION.
Senate Meets to Hear the
ChapIain's Prayer,
WAITING FOR HOUSE TO FINISH,

Action on the Appropriation for Back
Debts 49, The Portuguese Memorial
Again some Statistics-Report of
House Committee ~ Work Today,
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

TO anything else is due the reforms that
have taken place in that territory. The
day she took her departure from Salt
Lake the Tribune of that city published
the following editorially:
Miss Field is probably the best post
ed person, outside the high Mormon
church officials and others who have
been in the church, on this institution.
in the world, and its effects upon men,
women and governments. With fix
edness of purpose which nothing could
swerve, and with an energy which nei-
ther storm, mud, snow, cold looks, the
persuasions or even the loss of friends,
could for moment dampen, she has
held on her course. In the Tabernacle,
in the ward meeting house. in the
homes of high MOTmons, and when
these We're closed against her. in the
homes of the poor, she has worked upon
the theme, while every scrap of history
which offered any light upon the Nor
mon organization she has devOured.
Mormonism has been to her like fever.
It has run its course, and now she is
going away. If she proposes to lecture,
she ought to be able to prepare better
lecture on Mormonism than has ever
been delivered: If a book is IN process
of incubation. ii ought to be Of more
value than any former book on this
subject. Lecture or book viii be intense
enough to satisfy all demands. The
Tribune gives the world notice in ad-
vance that Miss Field has a most init
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20
Sans SOuCi
Seaside Resort

The pleasantest, quietest, shadiest
and most perfectly appointed seaside
resort on the Islands. 1t is only four
miles from the heart OF the city and
within easy reach of the tramcars which
run every twenty minutes or oftener.
Elegantly furnished detached cottages
or rooms are obtained on easy terms.
The table is superior to that of any of
the city hotels, and all the modern con-
voniences are provided.
Picnics and bathing parties can OBJ
tain extra accommodations by telephOn-
ing in advance.
The bathing facilities of Sans Souci
are superior to those of any place on the
beach. 4157-tf
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

Bill No. Il, relating TO licenses. The
committee recommended that Section
48 pass as in the bill, and that Section
104 be changed It was recommended
that the title read "An Act to amend,
add to and consolidate the law relating
TO certain licenses, and to repeal the
following laws, viz" adding the list of
laws enumerated in Section 1O4).
Rep. Richards reported as follows for
the committee TO whom was referred
Senate Bill No. Al, entitled, "An Act
making appropriations for bills in
Cured prior TO December 81, 1895"
Your committee find upon examina-
tion that the items mentioned in the
bill were, as is expressed by the title
of same, expenses incurred previous to
December 81, 1896, and had these bills
been presented before the above-named
date they would have been paid without
reference to the Legislature, nor would
they now be presented, were it not for
the fact that the Minister of Finance
wishes them charged up to the past pc
riod to conform with Act 2 Of the pres
ent session
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

G. r. Harrison, Practical Piano and
Organ Maker and Tuner, can furnish
best factory references. Orders left at
the Hawaiian News Co. will receive
prompt attention. All work guaranteed
to be the same as done in factory
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

THE SINGER received 81 first awards
for sewing machines and embroidery
work at the Worlds Fair, Chicago, H.,
being the largest number of awards OBJ
tanned by any exhibitor, and more than
double the number given to all other
sewing machines. For sale, lease and
rent Repairing done. b. BERGER
SEN, 113 Bethel street.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

A. J. Derby, D. D. S. Dental rooms,
100 Alakea street, between Beretania
and Hotel. Treatment of dead teeth and
roots a speciality. Office hours, 8 a. N. to
1 D. m. Telephone 615.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

All kinds Of SECOND HAND FURNI-
TURE sold cheap for cash at the I Y L,
corner Nuuanu and King streets.
If you want to sell out your furniture
in it's entirety, or for bargains, call at
the X L, corner Nuuanu and King
CTR
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

Continued on Third Page)
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

City Carriage Company have removed
10 the corner of Fort and Merchant SITS.
Telephone No. 113. First-class carri-
ages at all hours. JOHN S. ANDRADE.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

JAMES /. HOLT, General Business
Agent, Accountant and Collector. Office
on Kaahumanu street. Telephone 639.
Prompt attention guaranteed.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

tages on the grounds Of Or. NcGrew.
where she died as stated above
Just before breathing her last, Miss
Field opened her eyes and smiled in
r cognition Of Mrs. AIcGrew, who was at
her side.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20
SPECIAL BUSINESS ITEMS.

J. T. Lund, 128 and 130 Fort street,
opposite Club Stables, makes Brass
Signs to order. Nickel Plating Spe-
ciaIty. Bicycles repaired and for sale.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1896-05-20

E.0WsG O RepresentatIVes
Rep. Kaeo reported for the Judiciary
Comni: tee. to whom was referred Sec
lions g. 1o4 and the title of Senate
The Madison daily leader. [volume] (Madison, S.D.) 1890-current, 1896-09-28
WOCONVENTIONS
Massachusetts Gold and Silver
Democrats Hold Separate
Meetings.
Silver Men Take Possession of
Music Hall and Hold 1t
All Night.
Gold Men Have the Organization
and Adjourn to Fanueil
Hall.

Boston, Sept. 28.-Not for Is years
at least, If ever in the history of the
Democratic party in Massachusetts,, has
the day of q state convention dawned
with 80 many sensational preliminaries
to the formal organization Of the
assembly on delegates and so much un-
certainty as to the developments of the
convention. AS a result of the refusal
OF the state committee, which is con
trolled by the gold standard men. to
admit delegates to the convention hall,
by credentials alone, and not by ticket,
and the sensational speech Of George
Fred Williams, the silver leader, and
candidate for the nomination of gov
ernor, daylight found over 500 silver
Democrats entrenched in Music hall,
where the convention was to meet at IL
o'clock, determined to remain until the
meeting adjourned. in spite Of all op-
position, while the state committee and
the gold men were in conference at the
Quincy house, trying to formulate a
plan to get the belligerents out of the
hall and meet the emergency.
Following the Butler Tactics.
In 1878, when General B. F. Butler
was the Greenback candidate for gov.
ernOr, his supporters captured the con-
ventiOn hall and held it until the con-
vention organized, but even that con-
test was not SO replete in unique and
sensational features as the fight inaugu.
rated by Mr.. Williams and his follow.
ers. When the silver men announced
that they intended to remain in the hall
until the convention was over, a large
force of police began to form on one
side of the hall and on the streets near
by, and it was rumored that the dele.
gates would be elected by the officers.
But representatives of the silver men
conferred with General Martins board
of police, and in spite Of the efforts of
the gold men to secure an order
for the election Of the oppo-
sition delegates, the blue-coats were
instructed to withdraw, and the wait
ing silver men proceeded to kill time by
speechmaking, card playing and sing
ing. Then the manager of the build.
ing requested them to dispense, and
when they refused, policemen were sta
toned at the doors under orders to al
low any one who wished to go out, but
not to permit any to return. Caterers
bearing a lunch ordered by the silver
cohorts were refused admission, and
then the tired and hungry politicians
began to exercise their ingenuity in an
effort to smuggle refreshments into the
building.
Shortly after 2 O'Clock, Secretary
Nathan @. Robinson of the state com.
mittee, q gold man, appeared at the
hall and asked the managers il they
would be ready to deliver the hall,
cleared Of the silver men, to the com.
mittee at IL o'clock, the hour at which
the convention was scheduled to open.
Manager Mudgett stated that there
were over 500 men in the hall, who had
credentials to the convention as dele
The Madison daily leader. [volume] (Madison, S.D.) 1890-current, 1896-09-28
WEEKLY TRADE REVIEW.

Very Moderate But Distinct improvement
Ii Seen.
NEW YORK, Sept. 2S.-R. G.. Dun g.
Co.. g weekly review of trade says: A
very moderate and yet distinct i'm
provement is seen no longer only in the
buying Of materials, which continues
and stiffens prices, but also in orders
for products of some industries, in
money markets and in exports Of sta.
pies. 1t is>as yet little more than n
step toward better things, but has al
ready started some important works
and prompted a few considerable con
tracts. Continuing arrivals Of gold
have raised the treasut reserve to
$40, 000, 900, strengthened the banks
and relaxed the stringency in CONNER.
cial loans, so that, at about l rer cent
lower rates, more business was done
than in three previous weeks. Hoard
ing is no longer reported, but some
Hosrds Are Being Unlocked.
The movement of crops continues large
and purchases for export have advanced
prices or prevented Gopress on. While
tne gum Ill WoThllls ltTce iS no' great
it seems clear that for the first time in
many months there is some net gain.
An important change is the general
advance in produce markets, especially
in wheat, which rose sharply on Thurs
day and Friday, closing 51s higher for
the week, with much buying. appar.
emily OH foreign account Reports Of
crops abroad were supposed to be the
chief cause, as visible supplies in this
country increased largely. bat for the
first time since July / Western receipts
fell below those of tho same week last
wear.