davidaulloa/AmericanStories huggingface dataset:
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
A BUSINESS LESSON.

Peter Cooper, one of the most success
full, careful and prudent business men of
his time, was strongly opposed to the
methods of many merchants who launch
ed out into extravagant enterprises on
borrowed money, for which they paid in
terest. The following anecdote illustrates
this point very forcibly: Once, while talk
ing about a project with an acquaintance
the latter said he would have to borrow
money for six months, paying interest at
the rate of 3 per cent per month. why
do you borrow for so short timer" Mr.
Cooper asked. Because the brokers
will no negotiate bills for longer" well.
if you wish' said Mr. Cooper, II will
discount your notes at that rate for three
years. Are you in earnest?" asked the
would be borrower. Certainly | am 1
VIII discount your note for $4,000 for
three years al that rate. Will you do it?''
OF course l will said the merchant.
very WE'LL said Mr.. Cooper, Just sign
this note for $4,000 payable in three
years, and give me your check for $500
and the transaction will be complete"
But where is the money for me?" asked
the astonished merchant you don't
get any money" was the reply. your
interest for thirty-six months at per
centum per month amounts to 1OS per
centum, or $10,SO0 therefore your check
for $500 just ma kes us even." The force
of this practical illustration of the folly
of paying interest was such that the
merchant determined never to borrow
and he frequently used to say that moth
ing could have so fully convinced him as
this rather humorous proposal by Mr.
cooper. HOBO.
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
ASSETS OF LLOYDS.
PAPER OF A FACE VALUE OF $470,-
600 SELLS FOR $4,54O

jamestown, N. D., Dec. 23.-The last
of the assets of Lloyd's defunct bank
have been sold. Some of these, aggregat-
ing $180,0O0, and consisting of notes,
claims debts and demands have finally
been put up at public auction. Much Of
the paper was absolutely worthless, the
mention Of which revives tales of gold
bricks, visionary schemes of wealth to
be amassed in sheep and horse ranches,
ETC., etc. The total amount realized from
this worthless paper, which for years was
figured in the assets Of the bank, was
little more than IN per cent, $2,270
Notes given by people in Cooperstown,
Barnes county, amounting to 81 ,096.46
brought $261. The best sale was 10 notes
given by Darlington parties. aggregating
SS06.S2 for which 5000 was secured.
Some $1,337 worth Of paper, originating
in New York Mills, Mimi, brought but
$3.50, while $2,S02 worth Of paper, given
by people living in West Duluth was
knocked down for 49,
Local paper aggregating $4,000. was
bid in for 1884. Much of this was alb
solutely worthless, while other was bid
in for the makers at very'low per cent.
Judgments against VIM. Lloyd, Jr.,
and others. aggregating $4,000. brought
1921, and but $40 were realized from $3.50
worth of over drafts. $4,000 worth Of
notes given by o. H. Holt, cashier of the
bank and cOpartner of William Lloyd in
the gold brick scheme, in which they bit
$4,000 worth, were knocked off for S..
Lloyd paper aggregatlng 100000 sold at
about the same rate.
A few other small assets were disposed
of and the curtain rung down. Enough
was realized from the sale to make the
final dividend to creditors almost II per
cent. This will be declared in few days
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
A VOICE FROM MISSOURI.

WE MUST GET TOGETHER. WITH
OUT ANY SACRIFICE OF PRINCI-
PIE.
Editor Representative:
Enclosed you will find postoffice order
for So. go for SO subscribers for your grand
educator.
The people in this county are moving
as they never moved before, organizing at
the school houses in reform clubs and pre-
pairing for the mighty contest that Is to be
settled in '96-whether this country is to
be ruled by the people or by a moneyed
oligarchy Every true patriot should be
stirred to the utmost for the battle, where
so much is at stake. I think everything
is moving on the lines of reform and will
come out all right. The old party polit1-
cal bosses are completely at sea- We are
all in favor of all the reform forces unit
ing if it can be done without sacrifice Of
principle, for there is too much at stake.
We must give the silver men Of the Demo-
cratic and Republican parties the right
hand of fellowship when they show a
sincere desire to overthrow the gold stand
ara parties that are throttling liberty and
causing more suffering than even war,
with all it's horrors
While 1 believe that every principle in
the Omaha platform is just, but what will
it avail us if we hug it to our bosom and
meet defeat before 1900? The nine mill
ion Of mortgaged homes will have passed
into the hands Of the money-loaners.
When we look at the action of this pres
ent administration to turn over the money
issuing power to the national banks for
their profit, so that they may draw interest
on every dollar of paper money that goes
into circulation, so that every yard Of
cloth Or pound of beef, bushel of wheat
has their interest added to it. Surely we
must get together some way. Brother
DOnnelly, 1 know of no better plan than
the one you suggested some weeks ago.
GEO. A. CAMPBELL.
Odessa T.afavette Co Mo
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
VERY IMPORTANT.

FHE SCHOOL BOOK QUESTION. HOW
CAN WE BEST GET OUT OF THE
HANDS OF THE GIGANTIC BOOK
RING WHICH REACHES ALL OVER
THE UNITED STATES.
Editor Representative:
Will you be kind enough to publish
the following in your valuable paper?
There is letter in The Representative
Of November 18th, 1895. signed by w. r.
Cummings Of Forestville, Mimi. headed.
"Our School Books This letter sounds
the keynote. 1 have been thinking about
this question for some time; and last
winter, at the opening of the legislature,
/ wrote letter to the state superintend-
ent of Public Instruction, to lay my plan
before the legislature. But he wrote
back that he could not do that and that
l could ask the members in the legisla-
ture from our district to do 1t.
My plan is simply this:-That the state
shall go to work and publish all the
school books for the public schools in the
state, and deliver them, free of charge,
to the children that are attending the
public schools.
And that board of seven, or one mem
Der from each congressional district in
the state, shall be elected in the same
manner as the members of congress; and
these members shall constitute a board,
to be known as the Educational Board;
and their duty shall be to select the
books that shall be printed and used in
our public schools.
And that the state prisons shall be the
places where the school books shall be
made, the work being done by the con-
victs.
If this could be done it would be better
than the present system. If 1 am in
formed correctly the convicts are making
shoes and are competing with the shoe
trade
/ have had this question argued before
the local Alliance here. but the question is
q big one and must be discussed at the
Peoples Party conventions; and before
that can be done the question needs ven
tilation in the newspapers before the
people will take any notice of 1t. I am
very thankful to Mr.. Cummings for his
able letter in the Representative, about
this subject. Hoping that many of our
people will give their views and opin-
ions, in The Representative, before the
time Of holding the Peoples Party state
convention next summer. I am truly
yours, l.. T. FLECKTEN.
Kandiyohi. Mimi. Jan. 3rd, 1896.
eve tried to inaugurate this, or SIM
liar system, twenty years ago, while
member of the State senate. We pro-
posed that the state get up the books
and that they be printed at the state re-
form school. We could not accomplish it,
and after tremendous fight we fell
back on the system which lasted fifteen
years, by which a contract was given to
one party, AT HALF THE FORMER
PRICES, and uniformity was thus Sc
cured. That system saved the state
OVER A MILLION DOLLARS, but the
contract is now at an end, and the state
Is once more at the mercy of the Book
Ring. Mr.. Fleckten is right:-the subject
ought to be thoroughly discussed in this
paper and everywhere else, and concerted
action taken. ED. REP.
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
SENSIBLE WORDS.
RIGHT TO THE POINT.

RIGHT TO THE POINT.
Editor Representative:
We can hardly think of any thing that
would be more truly patriotic than the
sinking Of party differences among all
classes OF Reformers, to join in one great
effort, so as to elect President and con-
gress that will serve us; instead of being
the slaves of European bankers, and
syndicates.
Our country is in constant danger from
the actions of clique of INSCRIPTIONS
spectators, backed by high officials; and
1t would be national calamity to again
welcome to our bosom the treacherous
triad that have done SO much to enslave
us and our posterity. I hope all Re
formers will announce their determina-
ton to not intrust the reins of govern
ment in the hands of those parties, who
have demonttized silver. destroyed our
greenbacks, depleted our treasury, nearly
ruined our country, and made famine
possible in land of plenty.
H. L. SAND.
Stockholm, Wright Co., Mimi, Jan. 9TH
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
FIRST KILL THE CAT.

WHICH IS PLUTOCRACY-IT HAS DE-
vOURED THE DOVE OF INNOCENT
HUMANITY.
Editor Representative:
Thinking Saturday might be good time
to solicit subscriptions for The Representa-
tive, We took a circle among the shorn
lambs. We found few who wanted to
know why things are SO, and contributed
their piece of demonetized metal that they
might obtain the knowledge. While we
were discussing the. faulty workings Of our
government with brother that thought
things were working all right, his good
wife informed us that if we were a Chris
tan people we wouldn't need any political
parties to carry on the government; that
the Lord would shower down untold bless
ings upon us.
May the Lord bless the good sister. Her
zeal put US in mind Of a preacher who
started a revival; but not meeting with
the desired success he told his congrega-
ton that 1t was not his work, but the
work Of the Lord; and he would convince
them Of the fact the next evening by call
ing down a heavenly messenger in the
form of a dove. He procured a dove and
placed 1t in the belfry of the church, and
secured the services of worthy Irishman,
with Instructions that he should go up into
the belfry. and when he heard him call
Tor the heavenly messenger to come he
was to throw the dove out and let it fly
down. At the proper moment he called,
"Oh, heavenly messenger, come down.
me dove did not appear. He called again,
in laundering tones. oh heavenly mes
senger, come down. Pat, from his perch
in the belfry, shouted back: Your riv>
erence, the dove is gone; shall I pass the
cat DOWN."
People may hug the delusive phantom OF
hope that the ALMIGHTY will help us out
Of this political quag-mire, but we believe
it will be necessary to first kill the cat.
1.-The Lord helps those who help Them
selves Yours truly,
c. F. BURROWS.
Lake Crystal. MINI.
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
LISTEN. YE UNEMPLOYED.

TO THE ACCOUNT OF IDEAL CON-
DITIONS OF LABOR IN NEW YEA
LAND.
A writer on adult Male Labor in the
December number of the Westminster
Review says that New Zealand is the
paradise of the workman. In this re-
spect, it is to be distinguished from some
Of the Australian colonies. and this is
one reason why the New Zealander is
not particularly enthusiastic for
scheme of Australian federation that
might deprive him of his peculiar insti-
tutions The working man in New Zeal
and is king, through the operation of the
ballot box, and the whole trend of leg
islation in the colony is toward the pre-
vention of poverty and the Improvement
Of the condition Of the mass. The forma-
ton of large estates wholly beyond leg
islative control is sternly discouraged
monopolies find no favor the eight-hours
day is established by law, the very du
ration of dinner time in shops is fixed
the same way. There is no other mea sure
of national prosperity than the welfare
and cOntentment Of the mass. The
women have their share in these benefits,
and justly so as wise exercise of their
right to vote. The servant girl is not
excluded The article concludes with the
following quotation: while I write these
words, the fan and long gloves Of our
general servant are lying on the kitchen
dresser. She is an excellent servant, and
the dresser is a very clean one. She
is going out tonight in full evening cos
tune to the w. Boating Club ball. This
club is composed chiefly Of young work
ngmen. Her invitation comes through
the captain, a well-known barrister, the
secretary and treasurer, who will intro
duce to her plenty of partners-all in
swallow-tail coats! I anticipate that her
programme will be filled up at once. She
will meet there, and may dance in the
same set with, the daughters of the pre-
mier of New Zealand and other notable
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
Stockholm, Wright Co., Mimi, Jan. 9th
DOWN WITH MAMMON, UP WITH
MAN.

written for the Representative
In this age, when gold is king,
Sitting on a brazen throne,
When tbs thought the proper thing.
Rating men by what they own,
When the brute is more and more,
And the spirit less and less;
When the world Is lorded DER,
BY corruption and excess;
1t is time that men of worth
Boldly step into the van,
With this message to the earth;
Down with MammOn, up with Man.
We have seen the idler feast,
While the toiler lacked for bread;
We have seen the king and priest
Rob the living and the dead;
We have seen the thief arrayed
In the purple robes of state,
While the honest man was made
To beg succor at his gate.
It has ever been the same,
Since our human world began,
Let us stop the sickening game.
Down with Mammon, up with Man.
Earth is far too wise and old
For a lordling or a slave;
Or to heed band of gold
On the forehead of a knave;
Far too old for war and hate:
Old enough for brotherhood;
Wise enough to found a state
Where men seek each others good.
We have followed self too long,
Let us try better plan,
Keep the right subdue the wrong,
Down with Mammon, up with Man.
Many Of the brightest, best,
OF the earth were counted poor.
Some possessed mot where to rest
Others toll and hardship bore.
Homer, at the dawn of Greece,
Sung and begged from day to day.
Buddha, born with palaces,
Flung as baubles all away.
Wealth is by the devil priced.
God has cursed it with a. ban.
Let US hear the pauper, Christ.
Down with Mammon, up with Man.
O, my people, will you heed?
Be no more like beasts Of prey,
Turn from selfishness and greed.
Let us find a nobler way.
From the WORKOUT lies Of old,
Let us make the whole world free;
Down with kings and priests and gold;
Up with God, humanity.
We are tired of hate and crime.
Let us crush them while we can.
Let us hail the better time,
Down with Mammon, up with Man.
j. A. Edgerton.
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
A CHOICE POEM.
THE MODERN STATESMAN; OR
THREE OF A KIND.

THE MODERN STATESMAN; OF
THREE OF A KIND.
written for the Representative
An insect queer Is the straddle-bug,
AS queer as queer can be;
And his prototype in human shape
Is just as queer as he:
When hedging round and fixing deals,
He has everything down pat;
But run him against q principle
And he don't know where he is at"
The funniest things outside of a jug
Are the antics rare Of a straddle-bug.
A strange concern is the .talk-machine.
It runs the whole day long.
The wind and words go out of his hat
In an everlasting song.
From early morn till late at night
1t never makes a pause;
AS though the world were pair Of ears
And itself pair Of jaws.
The greatest bore that ever was seen
Is the clackety-clack of a talk-machine
A rare old jay is the boodle-bird.
He neither sings nor talks;
But eat? Why, he can eat anything
From paper wads to "rocks."
He isn't much on brains or CAB.
But he's business on the rake;
He's great on gobbling up the stuff.
And hes lightning on the make.
The buzzard amt in it, on my word,
With the appetite of the DOODLE bird.
These freaks and many more may be seer
At the National Musee.
There's a straddle-bug from the state OF
Maine,
And great old bug is he.
There's a talk-machine from Kalamazoo
And others from all the land,
While the boodle-birds are as plenty
there
AS the grains Of the golden sand.
And each, in his own peculiar way,
Will straddle, gobble, or talk, all day.
1 had the funniest kind Of dream
Not very long ago:
That your Uncle Samuel lost his grip
On this highly moral show;
And the freed musee was running things
CAT least twas so in the dreamy
With the straddle-bug and the talk
machine
And the boodle-bird supreme.
And when 1 awoke hardly knew
But what the dream was really true.
j. A. Edgerton.
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
OurFOrun.

Correspondents are requested to be
brief. There is no week that "The Rep
resentative" is not obliged to hold over
q large number of letters, though pub
fishing several columns in each issue.
Hereafter we shall give the preference to
letters of 300 words or less, and writer's
of letters exceeding 500 words must not
be surprised if they do not see them pup
lished in this paper. We are forced TO
adopt this rule in order that all may have
a chance of being heard, and with as lit
tie delay as possible after the letters have
been DECENTRALIZATION Representative
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15

If little Japan can buy and fight for
silver, and then sustain 1t as redemp-
ton money, why cannot the United
States sustain it as redemption money
when the greater portion Of the worlds
white metal is dug from out her preg-
nant soil?-The Blade, Whatcom, Wash
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
Des Moines, Iowa, Jan. 1, 1896.
SURPRISING VIEWS-DON'T BE-
LIEVE IN HERO WARSHIP,
]itor REPRESENTATIVES,.

Editor Representative:
In The Representative, date of Dec 25,
T. C. Hodgson says, Join or die" With
him, we believe in uniting with all that we
can; but in stating that Wendell Phillips
good works were narred by his denuncia-
tons of Lincoln will bear reconsideration.
This is nation of heroworshippers In
1851 wa we're at war and Lincoln did not
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
TWO for ONE.

1.-THE Little Statesman" ...............25 Csc
IAN Indiana Man. ...............2 Csc
Both to one address, 30c.
These are two of the very best books
published. We will send them both post
paid for 30c, or we will send them free
to any old subscriber sending us one new
subscription and renewal of their own
Remember this is a special arrangement
for a short time only, and both books
must be sent to one address.
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15

of nearly all manufactured articles has
fallen off one-half, while the retailer is
obliged to maintain prices to pay interest
on borrowed money, high rents and high
taxation? S. w. POWELL.
Saltwater MINI.
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15

and the receivership closed. Including
the last dividend depositors will have re-
ceived So per cent.
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-01-15
A SENSIBLE LETTER.

Sherburne, MINI.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1896-12-24
The Lowell.

The Christmas exercises at the Low
ell school were of the most pleasing
character, and reflected great credit
on both pupils and teachers. All grades
were represented. from the tot in the
beginners grade uD to the miss and
master whose fond hope is to do such
work as will soon entitle them to po
sition in the high school, There was
a goodly attendance of the parents of
the children and other friends of the
school. and each and every one was
we'll re9aid for the time spent there
yesterday. The teachers and others We'd
with each other in making their visit
ors feel at home, and were more than
delighted that they had an opportunity
TO show parents how their children
we've being educated.
Very interesting programmes were
Civ IL rae rooms throughout the
building The blackboards were decor
ated with skill and ingenuity by the
pupils and teachers, and Christmas
trees, with their attendant st. Nicks,
were seen on every side. Many visitors
were present, and enjoyed the enter
tainments almost as much as the
younger folks.
A little excitement was occasIoned IN
the basement when old Santa sue
ceeded in getting his beard on fire.
Fortunately, no harm was done. but
little uneasiness was felt among the
pupils for fear it might interfere with
the good saints Christmas call.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1896-12-24
Boys 0vercoats
and Refers

Boys from three to fourteen are apt
to be very hard on Overcoats. We sell
the good kind. the kind that will stand
the hardest kind of wear, and what
is more, we combine style with these
good wearing qualities. We do not
claim our Cape Overcoat at SD is
tailored or lined as we'll as the $3.50
ones, but we do claim great deal for
the Cape Overcoats at 81, $3.50 and S..
They are all wool, made very nobby,
braided and fixed up to give the Over
coats a style and finish. You might pay
$3.50 for an Overcoat, but it is a ques-
ton if you could find anything that
would wear better or look better.
REFERS.
We carry very large stock of Reef
ers. They have come to stay-the boys
like them, the mothers admire them.
We have them at 50, SO and 81, in blues,
not expensive, are warm and nobby.
The very swell ones at So and Sc are
beauties-how they set off the little
ones. Well. they are young but once,
why shouldn't they look we'll and dress
warm?
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1896-12-24
Mems Shirts.


Speaking about shirts, there's moth
ing in the line of these garments. for
business or evening wear, that we don't
show. Our colored Shirts especially are
all the rage in Salt Lake City this sea-
son. The colored ones at soc, with soft
fronts and starched collars and cuffs
make a very neat shirt; the ones at
75c are made of better material, and the
workmanship is much finer. the s1.00
are made by Wilson Bros. and that of
itself is a guarantee that the goods are
right, the making is right, and the col
ors are right We start in our Colored
Shirts with detached collars and cuffs
at 75c, worth more, but that is our
price. The $1.OO and SIPS one will wear
well, look well ard wash well, the ones
at $1.50, with three collars and a pair
of cuffs, are worth $1.I5, and then you
get an extra collar. -e