St. Johnsbury Caledonian. [volume] (St. Johnsbury, Vt.) 1867-1919, 1896-04-10

seem to be unwilling to start small and
grow; who if they ever knew, seem to
have forgotten what Moses considered
good business principles; and who belong
to the class Josh Billings had in mind
when he declared it 'better not to know
so much than to know so much that
amt So" Overhearing some OF their
cock-logic, the rooster and those agents
got mixed up in our thoughts, that's all;
but read on.
Good and Bad Clay.
"All men are clay" Some men are
mighty poor clay. How true that is.
We reier tn the second declaration. Poor
clay in churches, poor clay in law, in
medicine, in banking and in business.
Everywhere mischief is being done by
men made of poor clay. Do away with
al poor human clay and the Lords will
would be done and his kingdom come.on
earth without delay. There wouldn't be
so many men to do business, but BUSH
ness would prosper, for those LETT need
not spend their time and energies pour
ing the milk of human kindness into the
sour milk around them in vain effort
to keep it sweet.
| We are still thinking of the rooster,
poor-clay, stab-in-the-dark, hit-below-
| the belt, Ananas-sort in life insurance;
| those fellows who know too much for
one man and ought to be incorporated.
| They never should have been commits
stoned, for the business calls for manly,
honorable men and
"There honor rooted in dishonor stands"
/ Ind faff ftn1 al fa1
true"
TITS true, It's pity and pity
| tbs tits true they represent,
mainly, good companies, for very
few regular. level premium COM
panes could be named which are not
entitled to he fullest confidence Of the
public, and the names of nearly all have
become household words, while the COM
panies themselves are the iavorite saw
] ings banks OF the people and are as solid
| as the credit OF nations.
We make no attack upon any COM
pany, nor do we insist upon placing your
insurance in our own tyou prefer an
other, for the Mutual Life Insurance
company of New York
Does Not Want the Earth
and it is easily getting all the business it
wants, but knowing that you would not
even buy bones for your dog of butcher
who is a mean cusS, we do urge you to
transact your lie insurance business
with agents who are honorable and fair;
who speak favorably of all companies
and i'll OF none; men who "dignify their
Office" by open, manly methods; men
who stand in some fear of God and the
Judgment. and who have, at least, heard
of the Revised Statutes. By so doing
you will enable the honest workers in
the noble cause of life insurance to reduce
the poor clay in the ranks to a minimum.
1t is strange, indeed, that anyone,
however black at heart or Inclined to
knavery, should have the audacity to
assail the Mutual Life, it being
The One Company Without Rival.
With no desire to belittle other COM
panies but simply in seli-deftnce to arm
the Mutual's trends against the attacks
made by poor clay" agents, we suggest
simple, fair, absolute, final and conclu-
sive
Test That Tells.
Everything in this world land we
warn the defamers OF the Mutual Life
that the same thing will probably pre-
vail in the next is settled and determined
by the debit and credit system. To get
at the truth in anything you strike
balance. The court credits the prisoner
at the bar with certain evidence and
debts him with other. There is bal
ance for or against him and upon that
balance he goes free or swings. A firm
puts so much money into business and
SO much comes back; the balance is the
gain or loss. Your hens eat so much
corn-that's there debit they lay so
many eggs-that's their credit, and the
difference between corn money and egg
money tells you whether to stay in or go
out oil the hen business. John Smith en-
ploys you to invest his funds and turns
over to you certain sums which consti-
tute your debit. The sums returned to
Smith plus your cash on hand consti-
tutes your credit, and the balance tells
the story of your stewardship. This is
logic, and it is not cock-logic. 1t is clear,
is it not, that in all affairs debit, credit
and balance tell it all Very we'll; let us
run up the debit and credit columns in
lille insurance (tor the account has been
kept by the companies and checked by
the insurance commissioners and see
what we get as footings. Conveniently
for us the Standard, reliable insurance
journal, published in Boston, printed in
its issue of April 9th, 1895, liable
Showing the Results OF Life Insurance in
the United States" The list embraces
all companies 43 in number, transacting
regular old line lie insurance. Here are
the totals arranged as debit and credit
items:
Forty three Life Insurance Companies.
DIR.
To gross premiums received
from policy holders
from date of organiza-
ton to Jan 1st 1895, $2,737,S75,S53
Balance of profit to policy
holders, 123S6S,o13
% SC