davidaulloa/AmericanStories huggingface dataset:
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07

loan associations, without reference to
class, If did not discriminate between
the good and the bad and do exact JUS
tice, at least, in delineating compare.
lively tentative effort in charity and
hope.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07

There are many features connected
with these associations, seemingly to
most persons, at least, quite intricate,
ana when tell You hat in the dis.
charge of my duties ! have found it
OFTEN laborious, tedious and difficult to
convince some of the best informed
oHlcers OF associations that cert.,in
things were contrary to law or to bust
ness principles, you will appreciate my
purpose in avoiding details.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07

business, for supervising, do not recog-
nize but one class of associations, the
difference is purely arbitrary and as we
shall see further on grows out of what
some are pleased to call an evolution
conforming to environments.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07
TOBACCO HABIT ouREo IN Y

Dr. Matchetts Indian Tobaeco 4
4 Antidote, tina original, g-uaranteeJ Z
mle Tobacco Habit Cure. Al biz unun,
Dor only 6Oc. All druggists or by HULK,
Dr. MATCHETTE CO., Chicago, Illinois
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07
Management

Management
II conditions are favorable there is mn
excuse for failure if the management
Is able, vigilant and honest. If the
irst qualification be lacking the loans
VIII not he placed with business iudp.
ment failure will result from fore.
closures of undesirable property caus.
ing want of confidence among the non.
borrowers. The minute confidence is
shaken the business ceases. The sec
ond qualification will keep the books
straight and prevent dcfaulting fiscal
Officers The third qualification will
prevent collision Of the board for
wrecking purposes.
The Office of secretary is a most i'm.
portant one; the disposition in small
cities is toward niggardly compensa-
ton OF this officer, compelling him
from necessity to engage in too many
other things to live; but | care not
what may be the ability of the secre.
tary, success is not sure unless he is
backed and aided by a directory that
command and deserve public conf
dencc.
Loss by local associations until with
IN recent years was so rare that it be-
came an axiom that an Investment was
secure. Bad failures by local associa.
ions are few comparatively, and re-
suited from %defaulting officers and
want OF management by the directors,
or by bad business methods sanctioned
ny the officers. Failures for the most
part have occurred in the larger cities.
Under supervision the weaklings will
be gradually retired, and / shall be dis.
appointed if bad failures by locals,
WITHIN a year, are not practically i'm
possible, or at least. improbahle
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07

Sars apar

sthe One True Blood Purifier. All druggists. n.
prepared only by c. !. Hood q Co., Iowel. Mass.
Hood. Dill. cure Liver Ills; easy to
IiOOd'S Fills take. easyt to operate. Csc.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07
Nationals defined :

Nationals" defined:
As the name implies these associa-
lions do not conine their field, theore-
tically, except within our national
boundaries, but practically, some do
not do business outside Of Missouri,
others add a state or two, others in
clude several states in their operations.
But the field is narrowing many states
like Missouri, require a large deposit
of securities and a permit to do bust
ness, which as a rule is equivalent to
a prohibition. The tendency is for other
states to adopt the same policy. so that
in time, it is probable that little bust
ness will be attempted outside of the
state that charters this class of associa-
tions.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07
ing himself, an illogical mental process
when worked out.

-
The law provides for information
Letters are received daily from per.
sons naming several "nationals', and
ask the supervisor which Is the best
and ~safestS If the letter head d~iscloses
a banker or merchant, I ask him what
he would think of me If I were to in
form the farmer which I thought the
best store in various towns, and the
safest bank2
The amount of assets are asked for.
The law provides that each association
shall semi-annually on February es
and August 81 make a sworn statement
of their and liabilities pub.
fish same in some paper and send a
printed copy Of said report to each
shareholder by mailing same TO post
Office address.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07

Impoverished blood causes that tired
feeling. Hoods Sarsaparilla purifies,
e%nriches, and vitalizes the blood, Civ.
ing new life and increased vigor and
vitality.
Hoods Pills are easy to take, easy
to operate. Cure indigestion, bilious.
ness, headache.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07
Not old enough for data :

If the associations first started had
been successful their claims on public
confidence would now be established
but since most, if not all of the first
ones were failures, most those started
since have not had time to mature O
series, thus demonstrating success
achieved.
There are, however, many national
associations in the various states that
have accumulated large resources and
their public exhibits indicate prosper.
ity. No national association chart
cred in another state is doing business
in this state the law requires them to
obtain a permit from the ,statAbbim
9fo5, 00 in approved securities. All
building and loan associations doing
business in Missouri, are home comma.
mics, but no deposit is required of a
home company, as some suppose.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07
Matrimony's Chief Attraction.

From the Atchison Globe.
Il always let my daughters have
their say about the color of the lamp.
shades and the arrangement of the doy.
lies, y said q sensible Atchison mother
to-day. Il find, as a result, that they
are not in such a hurry to get married.
The foundation of most girls desire to
marry is to live in a house where they
can have their W way about the
lamp-shades and doylies."
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07

changes
The class of promoters described are
being weeded out, men of character
and ability are taking their places, and
who will run the business successfully
or close it out if convinced that it can
not be done. Not all are so Differed,
but it is now the rule, in a little while
the Others must go the road of their
prototypes, or change for the better.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07
Local associations .

Local associations
Associations that contine their bust
ness to the city or county in which
they are domiciled, or to n relatively
small area of territory that can he
clearly defined "local," are called
locals" in contradistinction to "na.
tionals.
The Chinese claim that these asso-
Citations were instituted by them 200
years b. c. The Saxons also claim
their origin in feudal times, but for
practical purposes it is best to begin in
17I1 at Birmingham, England, in which
country they are now numerous and
popular. Indeed, am of the opinion
that these peculiar corporations are
practically confined to England, her
colonies, and the United States.
The first association, perhaps, III this
country was chartered in Pennsylvania
in 1881 certainly they have iiourished
most in Philadelphia, a city of more
homes in proportion to population than
any large city in the world.
The only statistics on the subject,
gathered in 1890, place the resources of
these associations in the four leading
states as follows; Round numbers
Illinois, 500, 900, 600 Pennsylvania, SOS, e
GOO, 600; Ohio, S63, 600, 600; Missouri,
SOB, GOO, 900. The rank of our state in
population is fifth in manufactures,
seventh in building and loan ~associa.
tons, fourth. Our rank is further en-.
phasized by stating that the first asso.
citation incorporated, under the general
law, in Missouri was in September,
100; the first in Ohio was in 1867, and
in Illinois in 1919. copn.
-SYjE- Lorns city a county, have one
or more associations. st. Louis city
more than one-half of the ~associa.
ions in the state and they have two.
birds Of the resources and do two.
birds of the business.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07
The natural field :

The natural field
Cities of 10. 900 inhabitants and over
are the natural environments of build.
ing and loan associations other things
being equal the larger the city the bet
ter the field, because of the greater
number of mechanics and persons earn.
ing from small to moderate salaries in
the various venue of metropolitan
life who need the facilities offered by
well managed associations for getting
interest on small stated deposits or to
build and pay for homes by monthly
lnstalIlnents not much in excess of
rental value of the property.
The state republican. (Jefferson City, Mo.) 1871-1896, 1896-05-07

limitation.
Unless a small city is destined to
grow faster than is usual it is hazard.
Il to start an association. As a rule.
there are exceptions, an association
should not be started in a city of less
thah 1000 inhabitants. and in many
instances it takes a city of from 8, 900
to . 1000 people to predicate success in
the beginning.
The Austin weekly statesman. (Austin, Tex.) 1883-1898, 1896-10-01
SMALL PROFIT IN CIGARS.
Dealers Complain That They Make Very
Little Money.

"There is not a large percentage OF
profit in cigars" said ID. B. Talbert, OF
Baltimore, cigar salesman, at the
Metropolitan, to a Washington Star re-
porter. Sand there is probably no line
Of goods in which customers swindle
the dealers with so little conjunction
Of conscience. There are. so cigars in
box of ordinary goods, but the dealer
seldom gets paid for so, even though
he credits none and gives none away.
"a man buys cigar, taking it out of
the box with his thumb and forefinger,
at the same time closing his other fin
gers over another which rests in the
palm of his hands. He gives the dealer
dime and almost invariably receives a
nickel in change. Or he may buy quar-
ter's worth and gets one too many in
the same way. This has caused some
dealers to ask how many are wanted
and to give out just what are called
for, but it is doubtful if this is wise, as
a customer likes to help himself, and
goes where he can do So"
The Austin weekly statesman. (Austin, Tex.) 1883-1898, 1896-10-01
The Reason.

Come, let us reason together said
the young woman to the young man,
who has just made the rusty old cry OF
1.-THE women are crowding Us out"
swell, l don't mind listening to your
talk, but l can't see how that will in
crease my salary, or open more avenues
for making money" he says respectful
ly, yet doggedly.
81 am not keeping you out of a posi-
ton, nor keeping your salary down, at
all. 1 am only trying to earn my own
living, and 1 have as good right to do
that as you have to earn yours" she an
swcred, spiriiedly.
"Just look at the thousands of girls
who are now holding positions that
were held by men, and at much better
salaries. Doesn't that mean that thou
sand of men have been crowded out?"
"No, it doesn't. We never get posi-
ton unless there is vacancy. We
don't make vacancies; we only fill
them"
"Well, if you weren't around, they
would have to take us"
"But we can't help being around"
ayes, that's So" - Pittsburgh Com
mcrcial Gazette.
The Austin weekly statesman. (Austin, Tex.) 1883-1898, 1896-10-01
AN UNCOMFORTABLE MAN.
Hundreds Witness His Writings and
Show No Pity.

Snow NO Fly.
On narrow platform, close to the
glass roof of Hammerstein's Olympia
roof garden, may nightly be seen, says
heNew York Herald, one of the most I'M
comfortable men in New York. He is
the man who operates the calcium
lights which play upon the stage. He
has barely room to stand up, so he
kneels most of the time and stares ut the
stage before him.
Below are persons trying to look so
cool and comfortable that the sight of
them must be perpetual aggravation,
They sit and laugh and talk, and take
no notice of the uncomfortable fellow
perched high aloft and yet in full view.
He is there for four hours every night.
He shifts about and occasionally stands
up in his endeavor to get the kinks out
of his legs. He sits, kneels and some
times leans back against the big iron
girder behind him. He sees the show
over and over again. He listens TO the
endless splash of the water on the crys-
tai roof and sees the same little come
dies nightly enacted around the round
tables beneath.
Sometimes a sign Of human interest
is shown in bending forward as some
woman with more towering hat than
usual, or boy with a more respondent
hat band than common parades through
the garden.
The Austin weekly statesman. (Austin, Tex.) 1883-1898, 1896-10-01
elTH AND POINT.


-"Dah's only one ting wuss'n de hot
weather." said Uncle Ehen, IAN dat's
&c man dat won tall; bout muffin else"
Washington Star.
Student Ito uncle showing his coll
lection of coins) livery fine, but hope
you haven't collected old coins only"
-Fliegende Batter.
"A Pertinent Question. (Which
would you say-thnt a young lady has
a pug nose, or that her nose is re-
trousse?" How much is her father
worth ?"-Washington Star.
-Benedct--"See here; I've solved
the problem" Arnold-"What prob
lem?" Bcnedict-"rhis thing about
marriage. married money, and have
found that it's a failure-that is to say,
her father failed the day after the we'd
ding."-Philadelphia North American.
He Understood.--T Teacher
Nov, an atruist is onn who is willing
to subjugate his own interest 10 the in
terest of his fellow-men. Does any
little boy here understand what an al
TRUST is?" The Kid-"Yes'm. A al
TRUST is feiler that makes a sacrifice
hit."--Indianapolis Journal.
-Sgnifcant.-Kate Mamie Gar
son is terribly mashed ON Charlie Sweet
SER" Edith--"What makes you think
500" Kate-"Why, he has been three
weeks trying to teach her to ride a
W Wheel, and she doesn't make the least
progress. The very instant he let's go
OF her she falls oif."--Boston Evening
Transcript.
Not Inviting More Collisions.-"No,
SIR" said the man who had wavered,
Il won't learn 10 ride n bicycle. | had
thought of trying it, but | have iuss
heard of u peculiar trait in the machine
that caused me 10 change my mind"
whats that?" IL understand that
when you first try to ride, if you ser
anything you espec ally wish TO avoid
you're almost certain to run into it."
There's good deal Of truth in it."
"Wcll, that settles the wheel for me.
| have enough trouble with bill cob
lectors MS it Washington Star.
The Austin weekly statesman. (Austin, Tex.) 1883-1898, 1896-10-01
Thread from tn. Earth to a Star.

Prof Ball, the astronomer royal OF
Ireland, and one Of the most popular
astronomical writers in Great Brit
ain, has just finished curious calcu--
lation to the distance to the nearest OF
the "fXed stars" The calculation was
inspired by visit to one of the great
Lancashire thread factories. The super
intendent of one Of the factories in
spected by the astronomer informed
the star gazer that the combined OUT
put of the various Lancashire thread
factories was 155,000,000 miles of
thread per day! Those figures were
certainly enough to astonish anyone,
unless it should be an astronomer.
Prof Ball has long since passed the
point where he expresses surprise at a
string of figures which represent even
billions OF miles. Instead of falling
stunned at the thread mans feet, he
paralyzed the manufacturer OF cotton
filaments by telling him that II all the
factories in Lancashire should work
day and night producing 155,ooo,ooc
miles of thread every twelve hours, 1T,
would take them 200 years to spin "a
thread long enough to reach from the
earth to the nearest of the fixed starst
st. Louis Republic.
The Austin weekly statesman. (Austin, Tex.) 1883-1898, 1896-10-01
THE CHIEFS DOG.
1lag,can McAIiister's Trick Cost the Poor
Brute His Life.

5laglcian McAIlister's Trick Cost the Poor
Brute His Life.
Noting so completely mystiiies an
Indian as to witness the operations of
some itinerant Straightforward per-
former, many of whom find their way
into the sparsely settled portions OF The
northwest, where they are always sure
TO reap n good harvest. Prof. McAllis-
ter, the magician, once visited camp
of River Crows on the Yellowstone, and,
after extracting various packs Of cards
ed other articles from the ears, necks
and noses and garments of the aston
ished Indians, was invited to big feast
of roast dog and other delicacies. Chief
Two Belly was so impressed with The
great medicine powers of the professor
tina. he took him to his daughter, Miss
Wicista-Neeta (meaning Wild Gait and
offered her for wife at the low price OF
two ponies. The feast and daughter
were both declined, but as McAllisteI
was leaving the tepee he spied lean
yellow cur. Tie asked Chief Two Belly
how much he would take for the dog, at
the same time stroking the brute down
the back to his tail length and each time
taking handful of money from the end
of the tail.
Him very valuable dog" said Meal
lister, picking a coin out OF the dogs eye
and another out of his nose. Two
ponies for him, chief"
The Indians, with eyes as big as sau-
GERS, stood in awe and establishment,
and shook their heads. After McAllister
had gone they carried the poor dog
down to the river side and cut him open,
but the goose had no golden egg, and
they went slowly back TO camp as COM
pletely dumfounded and as solemn as
human beings can possibly be.-Buffalo
Express.
The Austin weekly statesman. (Austin, Tex.) 1883-1898, 1896-10-01
SCHOOL AND CHURCH.

About 100000 trees are annually
planted by Swedish school children.
under the guidance of their teachers.
Mile. Jeanne Benaben, of France,
though only 1s years of age, has taken
the degree of bachelor of arts from a
French college. After her graduation
she became a professor of philosophy
in a girls school in Lyons.
Able Millaut, cure of Saint Roch,
has died at the age of So. His church was
sort of Partisan Little Church Around
the Corner" being the one nearest to
the Coincide Franchise, frequented by
the actors of the theater. He was twice
arrested by the communists.
Some conception of the manner in
which the Catholic church is spreading
throughout the world may be derived
from the fact that in pagan, Protestant
and schismatic countries the number of
| Catholics has increased from 100000
to 100000 during the present CEN
fury.
The newly-elected president of Ken
| yon college, at Gambler, o., w. f. Pierce,
is but 2s years old. He has been pro-
fessor of philosophy at Kenyon for the
last three years, and was graduated in
1883 from Amherst-an institution
which has done it's full share in giving
professors and presidents to western
colleges.
The name of Miss Ramsay, of Newn'
ham college, appears in the first clast
of Part II. of the Moral Science Tripos
at Cambridge. Last year she was in
the first class of Part I. She is the
daughter of Prof. Ramsay, of Glasgow
university. Her cousin, now the wife
of the master of Trinity college, Cam.
bridge, was the first woman who evc1
came out at the head of the classical
tripos list at Cambridge.
The Austin weekly statesman. (Austin, Tex.) 1883-1898, 1896-10-01
PAPER GARMENTS.
The Latest Fad for People Afraid of
Lightning.

INC hhtcbJ iof OoP'o shAA~sN ~
Lightning.
A glass house and feather bed used
to be considered the lightning-proof
mediums behind which timid persons
could seek refuge from the possibility
of being stricken by an electric bolt.
But these are oldfashioned ideas
now, compared with the lightning-proof
paper suit which New York genius
has just invented, patented and invited
fearful and apprehensive people to try.
This suit is made of fiber pulp and can
be made to look exactly like any other
suit of clothes. Paper is a poor con-
ductor, and man arrayed in such gar
ments might go forth and defy light
ming, even if it should show special
preference for him.
This is particularly the case if hat
Is worn made Of the same stuff. In
side of this should be placed piece OF
newspaper, and inside the clothing
should also be laid folds of news
paper, which would do as well as q
paper suit.
The paper suit is also a good thing
for summer excursions, for If it is
ruined in the rain there won't be much
loss. Those whose nerves are upset by
atmospheric disturbances had better
wrap themselves up in paper during the
electric summer storms, even If they dc
not have suits made up la mode and
with seams and buttons to hold them
together
The Austin weekly statesman. (Austin, Tex.) 1883-1898, 1896-10-01
POWER o; ORATORY.
Good Voice and Fine Presence Count
for Much.


1t is fine thing that words have
power to burn, and that in the flame OF
eloquence deal of trumpery and stuffy
notions are readily consumed. II has
been said that genuine oratory is gone,
but now and then the spirit of the
mightiest power that moves masses Of
men shows its everlasting vitality in n
notable way. With sincere personal
conviction to support him n man with u
good voice and that gift of adding phrast
UNTO phrase which is indetinable may
enchain a great convention, hold thoW
sands of men plant to his thought and
feelings, or he may charm and cheer
his hundreds in n banqueting hall. (
The secret of genuine oratory, CT the
sort that moves and stirs all hearers to y
responsive emotion, is always to be
found at the center of storm of honest
feeling on the part Of the orator. 1t is
concealed in the hidden places of the
interior life, and is the more effective
when its restraint is shown even in tho e
whirl Of imprisoned words or nobIe
marshaling of phrase. Private views
and narrow contentious, personal
wishes, never have chance for EXPOSE
ton in oratory that moves men and
women. 1t must express large princi-
pies largely, or it's influence never re-
mains, nor has the fame of any orator
endured except of those who spoke for
the largest conviction and desire OF the
mind of man.
The earliest movement which freed
Boston from England, although Lord
North used to assure his countrymen
that mo other province will in the
least countenance the rebellious Bos-
tonians," was kept alive by the orators
of Boston. The orations on the mas
sacre, delivered in the Old Brick church,
on the site of Cornhill square, or at the
Ol4-South church, were attended by i'm
mense crowds of people. 1t has been
well said that these patriotic orations
are protective shield to our constitu-
ton. "There are few men Of conse-
quence among us who did not COM
mcncc their careers by an GRAFTON on the
5th of March," wrote John Quincy
Adams. And in these days, when, by
aid Of descendants of the 'rebellious
Bostonians," the stars and stripes have
waved in peace ut Aldershot, oratory is
lending its time-honored aid in the pro-
motion of arbitration between the Eng
disappearing nations
TO the day and the deed
Strike the harp-strngs of glory
Let the tongue Of the eloquent
Hallow the story!
Boston Transcript.