The Anderson intelligencer. [volume] (Anderson Court House, S.C.) 1860-1914, 1896-09-16
Insures Against Twins.

Accidents ard too many youngsters
being regarded in the light of family
calamities over in England, the Law,
Guarantee and Trust Society Of London
issues policies upon the contingent
birth of twins. The premium is 500,
and if the catastrophe happens the
policy holder recovers 81 900 upon the
presentation Of the proper proof. This
sort Of policy is highly useful. The
first family to insure recovered its
$1,000, and is happy, elated and
numerous.
The company must Of course pro-
ceel with the greatest caution, as
twins are often hereditary. To begin
with, the agent approaches the heads
of families with due Difference. If
he doesen't he surely should. It is
subject upon which there should be
no yrihing.
"Sir," he generally begins, or is
supposed to begin, "do you carry any
genlinal insurance -? If not, sir, why
not ? AS the father Of a family, sir,
you must know that the birth of one
more child than ordinarily entails a
procligious expense. 1t means an
additional outlay for clothes, baby
carriages, cribs and nursing bottles.
It n cans, also, much annoyance. You
must tell everybody that there are
two. AS the years advance the SINH
larity of form and face of twin offspring
attracts undue notoriety and attention.
Sup pose, sir, that these twins are girls.
You will have hard work getting them
married., for the eligible young men
can scarcely determine with which one
they are in love.
"Each twin must have the same ad-
vantages of education and training,
too. To meet these excessive require
ments, sir, the president of our COM
pany, genuine benefactor Of his race,
has devised our new scheme of geminal
insurance, thereby placing himself on
par with the great Tonti. Permit
me, sir, to write you a policy"
And this agent does write policy.
He doesn't do that, of course, until
after you have answered certain ques-
tions. have been unable to obtain
the exact words Of the application,
yet it must be something along this
line: First, you must be solemnly
sworn and declare that you are not
twin and have never been such. You
must answer inquiries as to whether
or not your grandmother, your paternal
grandfather and your greatuncle ever
were twins or the fathers or mothers
of the same. If your family has been
populous one the higher the rate Of
insurance will be. The $40 pertains
only to ordinary cases, and is purely
basis of negotiation.
The twin table, it is said runs
something like this: Greatgrandmoth-
er, twins, $40; grandfather, twin,
s27; yourself twin, s26; yourself,
triplets, $45; yourself, quadruplets,
s67.95.
The last quotation, you will see, is
practically prohibitive.
Proof of the necessity Of granting
the 81 900 may be made as soon as the
children are officially registered and
baptized. Agents Of the company who
adjust the claims have, it is said,
gained such expertness that they can
tell by the general appearance of worry
and solicitude on the face of parent
that trouble has, come to his household
in double guise. Frequently these
agents, so prompt is the company in
the payment of its claims, have come
within half block Of the house, and
upon hearing two childish voices
bowling in unison have gone away
satisfied Chat the money should be
paid.
The president of the company, tbs
bruited about, will extend the scope
of his organization to this country. l
heard only recently that one of his
emissaries had been seen in the East
side, but at the time of this paper
going to press it was impossible to
verify the rumor.-Ne,o York Herald.