The Portland daily press. [volume] (Portland, Me.) 1862-1921, 1896-09-30

lCupIoLl0 lAOCOIu hCCPCi3 A'O. A.HAsJ
In an interview with Supreme Com
manderl Marley he expressed much sur
prise to hear that the Fraterpal Bene-
ficiary Orders were not stronger in Port
land and seemed to think it was because
t he people here had not studded the sys-
tenn more Thoroughly. He said: I'm the
State of Michigan, where lfye there are
nearly IT'S, 900 members of these orders,
and The Maccabees alone nave over &c. 600
knights and ladies, including among
that number men and women intall the
walks of life, from q senator in the
Senate Of the United States, a Judge of
the Supreme coart and several of our
congressman, to the farmer, mechanic
and the common la borers and among the
ladies some of the most prominent
workers. Mayor Pingree of Detroit the
candidate for governor on the Republican
ticket bein g also member. Our order
now has about $50. 900 members, knights
and ladies in this country and Canada,
and about 5u0O subord mate tents and
hives. It was organized at Port Huron.
Mich. June II, 1881, by Major N. S.
Boynton, now mayor Of that city, and
has 25C0 members in the city of it's birth.
1t is not simply confined to one state,
but has spanned the continent. being now
established in forty states and provinces.
In short the order of the Maccabees is
one of the great fraternal beneficiary or
ders of this country. In addition to the
social and fraternal privileges of MEM
beIship it provides the following benefits:
Total and permanent disability
b eneflts
2.-Old age benefits.
3.-Benefits payable at death to the
amount of from $500 to $4,000.
Assessments for above benefits are pay
able monthly. according to the following
table rates:
For $5OO-From the age of IS to rs
years, 80; from the age Of % to 80. 30;
from the age of 30 to 30, 40; from the age
of 35 to 40, AS; from the age of 40 to 45,
so; from lineage OF As to 48, 80; from the
| age of 4S to 81, 10
For $1OOO-From the age of IS to Is
years, go; from the age of % to 80, 10;
from the age O. 30 to So, 80; from the age
of 80 to 40, 80; from the age of 40 to 40,
I Sl.UU, lFOm Iue tk6 VI NJ w 10, VlsSO 3lEOul
the age of 48 to 81, $1.40.
! For $2000-FIom the age of 18 to a5.
81. 20; fl ON the age Of % to 30, $1.40;
| from the age of 80 to 80, S1.60; from the
age of So to 40, $3.50; from the age of 4(
to As, So. 20; from the age of as to 48,
So. 40; from the age of 48 to 81, g. 80.
For S30OO-From the age of 10 to 81
years, $3.50: from the age of 25 to 80,
So. 10; from the age of 30 to So, s.. 40;
| from the age of 35 to 40, s.. 10; from the
age of 40 to 40, $3. 90; from the age of Al
to 48, $3.50; from the age Of 4S to 81,
81. 90.
Sick, funeral and accident benefits may
also be had by paying extra therefor.
| Should the time ever come, when tn,
amount realized from tho monthly assess
ments is not sufficient to pay our losse'
the members will be called upon to pay
additional assessments, to meet the obli
| cations and ma ntain the honor ant
credit Of the order.
In this connection it is proper for us t,
look at the "pro liabilities" of the case a
we'll as the "po satellites. More thar
one assessment per month is possible. Il
it probable that we shall have more? LIE
us first understand what our assessment
are used for and what our needs are ant
then what our receipts are, and from
these elements we can determine tn
probabilities Our assessments are nov
used for three purposes, viz:
To pay our losses by death.
To LAY our old age and total and per
manent disability claims.
To pay our general expenses.
The amount required to pay sou
losses by death" will be determined eacl
year by the number and amount of tn
certificates of those who die, or in othe
words by the death rate per 1000 mem
bers, which last year was s 95.
The average age of our mem bers at th
present time is about 35 years. TIL
monthly assessment for $1,000 at that az
is 80 cents, OF $40. so per year. From thi
amount 10 per cent or $3.50 il set asid
for management expenses, leaving for tn
life benefit fund So. 80.
100, 0Oc members, each carrying 500
certificate at the average age, woul,
therefore contribute to the life benef1
fund In one year $3.50, 00O The death rat
being 5. 95 per 1000 members there woul,
be 500 deaths. Each death representa-,
$1,000 would bring the death losses up
1896, 900 leaving surplus of 1856, 90
from the contributions to this fund TO
one year.
1t must be remem bered in this oonnec
tion that our order is not new one, i
is now in its fifteenth year, and the deaf
rate for 1896 ia about an average of it