davidaulloa/AmericanStories huggingface dataset:
The San Francisco call., 1896-06-15
Premiums of Nearly Seven Mil
lions and a Half Lost in
Two Years.
THE PEOPLE ARE BENEFITED.
Ratio of Losses to Premiums Consider.
ably in Excess of the Old
Average.

Almost simultaneously with the aban:
donment of a last attempt to organize a
combine of all the fire insurance COM
panies in San Francisco the year in fire
insurance circles came to close. 1t
proved to be a rather depressing retro
spect that was presented IN review of
the twelve months-that is for the insur-
ance men. But what brought gloom into
their camp only frightened the view for
the general public, since what was loss for
one meant gain for the other side.
The underwriters, however, do not look
at the question in the same light as the
public do. They hold that the present
exceedingly low rates resulting from bitter
fighting and Generalization Of the old
compact spirit are a temptation to care
lessness in making provision against fire.
Even more than this. they say it has been
proved by experience that such conditions
as now prevail in San Francisco in fire in
surance business not only tends to lack
of proper precautions on the part of the
insured, but results in an abnormally high
loss ratio.
In other words the proposition Is that
unusually low rates cause the losses on
IIeS TO run up ldI dDOf0 tu0 hOl Ad1 per
centage.
The following interesting statement has
just been published by the Coast Review
for the year:
During the past twelve months the fol-
lowing Fire Companies have retired from
the Pacific Coast:
Sun, San Francisco, reinsured in the Fire
mans Fund; Agricultural, n. Y, Teutonla, n.
o., reinsured in the Lancashire; Delaware, re-
insured in the St. Paul; Germania, N. Y, REIN
sured in the Prussian National; Girard, Phila-
delphia, risks run off; Glens Falls, n. Y. risks
run off Merchants, New Jersey, risks run off;
Niagara, n. Y, reinsured in the Hamburg
Bremen; Pacific, n. Y, ,reinsured in the Royal; /;
Traders Chicago, risks run off; United Fire
mems, Baltimore, risks run off; United States,
risks run off; Patriotic, Ireland, risks run off.
Premiums from coast and mountain terri
tory passing through San Francisco channels
in 1895 were 81 1866, 900 less than in 1894,
and $2,S00,000 less than in 1898. The
principal loss in 1895 ($1 ,632 ,476) was on
business in California, where a bitter war
of rates con ntinued during the year and in
diminished degree is still in progress. The
lessons of this rate war, 1t is believed, have
been salutary and will be lasting. The
average premium rate in California was very
much reduced. leaving no margin of profit.
The average rate in coast territory outside of
California has been nearly the same as form
erly. The business in this field for 1895 was
divided among the three classes of companies
as follows:
The San Francisco call., 1896-06-15
NEWS OF M4RE ISLAND.
Daily Tncre0se ia the Force of WOrknei
ut The NaraL Station.

Daily Increase ia the Force of Worknset
at the NardL Station.
VALLEJO. CAL, June 14.-It was salts
factory to those men off the yard on fur
Tough to learn of the passage of the general
deficiency BILL as it meant employment for
them and an increase of the force. Since
Thursday last over 100 have been given
employment, and it is given out that by
the middle of July fully 1000 men will be
on the rolls.
The construction department is the only
one that has increased its force. The gun
boat Bennington will be the first OF the
ships at the yard to receive repairs; the last
will be the Hartford. The Baltimore will
follow after the Bennington.
The boatshop has plenty work ahead.
and larger force of boatbuilders will find
steady employment than has been the case
in years past. The officers feel as jubilant
over the prospects of plenty work ahead as
do the men.
The San Francisco call., 1896-06-15
TALES Am AUAL PRIZES.
The HurIburt Scholarship Captured by
John 2. Norton of Los angeles.

The HurIburt Scholarship Captured by
John p. Norton of Los angeles.
NEW HAVEN, CONN, June A.-The
winners in the annual award of prizes at
Yale we're announced yesterday. Among
them are the following:
Scott prize in French class of '97,
honorable mention of Louis Samter Levy,
St. Louis. Defamation prize, class of 98,
first prize, D. B. Eddy, Leavenworth,
Kans. Class of '9S, first prize, Morrell w.
Gaines, Albuquerque, n. Mex. Class OF
80, first prize, John P. Norton, Los
Angeles, Cal. HurIburt scholarship, class
of '9S, John P. Norton, Los Angeles, Cal.
Third freshman scholarship, class of '99,
Edward B. Boise, Grand Rapids, Mich.
Berkeley premiums in Latin compost
ton, class of 80, first grade, E. B. Boise,
Grand Ra pids. Mich; S. w. Sawyer. In
dependence, Mo. Second grade, E. Wat
trous, Rockford, Ill.
The San Francisco call., 1896-06-15
TESTIMONIAL.

The Edwin W. Joy Company-Gentle
men: / have taken your Vegetable Sarsa-
parilla and can say have never seen any
thing equal to it. 1 have suffered ten
years with dyspepsia, not being able to eat
anything but milk and brown bread. Life
was nothing but misery for me.
Now / have good appetite, eat any
thing 1 wish and feel no disagreeable
effects from it. l wish [ could tell all dys
peptics and urge them to try your Vege-
table Sarsaparilla.
Signed MR.. JOHN TIMOTHY,
Forbestown, Cal.
The San Francisco call., 1896-06-15
BEAT 4 oRAP GAME.
Masked Men Ddke Winning and
SAFELY quay.

Masked Men Make n Hinnsmg aHd Get
SAFELY 6tUGy.
ASTORIA, Or June 15.-Two masked
men entered the ''Our" saloon in this city
at u O'Clock to-hight and held up the
keepers of a crap game.
The men, upon entering the room in
which the crap-table stood, ordered the
game-keepers and two others to throw up
their hands, command which was at
once obeyed by all except one of the own
ers of the bank roll, who rushed out call
ing for the police.
One of the robbers carried a canvas
sack in which he placed the money, while
his companion kept guard. The men got
safely away with their booty, which
amounted to about $500.
The San Francisco call., 1896-06-15
Cont,,rrd nt me NeedIes.

LOS ANGELES, CAL, June 14.-Actor
Sam Black was arrested at The Needles
on charges of bigamy and embez-
element. He will be brought back for
trial. Black is alleged to have married a
woman in San Luis Obispo and another
one here. He induced the latter to give
him $120 on the plea that they would go
East, and then he deserted her.
The San Francisco call., 1896-06-15
Socialist Labor Party.

Two sections of the Socialist Labor party have
been started recently; one at Los Gatos and
another at Santa Cruz. meeting of the State
executive committee of the Socialistic party
will be held at the Turk-street Temple tonight,
June Is, at o'clock, at which reports will be
received from the Oakland, San JOSE Los An.
geles and San Diego sections. New headquart-
The San Francisco call., 1896-06-15
A1PHEUS FE1on DEAD.
He Has One of the BGrristers Who
Settled Spanish Land Claims.

he Was One Of The B0rristers WhO
Settled Spanish Land Claims.
ANN ARBOR, MICH, June 14-Ex-Gov-
ernor Alpheus Felch died yesterday
He was born in Maine in 1906, was admit
TED to the bar ct Bangor in 1880 and prac-
ticed three years at Houton, Me. Then
he went West, and in Ann Arbor found
his place OF permanent abode. he was
elected Governor of Michigan III 1845, and
went to the United States Senate for a
full SIX years term n 1S47. Afterward he
served as president of the commission
which settled Spanish and Mexican land
claims in California. He was for many
wears on the Board of Regents of Michigan
University.
The San Francisco call., 1896-06-15
HenIthm PctnE,lmn.

PETALUMA, CAL, June 14.-The Board
of Health reports that no contagious dis
ease exists in Petaluma. No one is seri-
ously i'll and the mortuary record book of
Undertaken T. S. Blackburn notes but one
death in this city during the monthjof
May, and June to date.
The San Francisco call., 1896-06-15

ers and committee rooms for the use of the
central committee ana officers of the State ex-
ecutiye have been opened at % Ellis street.
this City. Liberty Branch, Socialist Labor
party. will hold a mass-meeting at lis Turk
street on Wednesday night at o'clock. The
lecture OF the evening will be by Segfred
Seller. Subject: Socialism, Solution Tor the
ITnemO1Oyed.n -
The San Francisco call., 1896-06-15
Acquitted at Bakers4efd.

BAKERSFIELD, CAL, June 14.-Lyons
Brown, who shot and killed DR.. H.
Lemke here on April 16, was acquitted of
the charge of murder. The jury returned
a verdict at o'clock, after having deliber-
ated since 10 o'clock last night.
The San Francisco call., 1896-06-15
Red,cood Citv accident.

REDWOOD CITY, CAL, June IA
fatal accident occurred here yesterday
afternoon, where the railroad crosses
Jefferson street, near the Congregational
church. The train which leaves San Fran
cisco at 11:30 o'clock in the morning,
arriving here at 12:45 o'clock, ran into
wagon on which Louis Peterson was rid
ing, causing injuries to Peterson, which
resulted in his death few hours later.
The San Francisco call., 1896-06-15
Woodland Htoh school Grad ,sates.

WOODLAND, CAL, June 14.-The COM
mencement exercises of Woodland High
School were held last evening. The gradu-
ates this year are Miss Harriet Hoppin of
YOlo and Fran k Porter of this city. An
interesting address was delivered by
Professor Kellogg of the State University.
AT the close of the entertainment a recep-
ton was given at the Hotel Julian.
The San Francisco call., 1896-06-15
STRICKEN BY HEARr FAILURE
Ep-Jud0e Maynard Suddenly Passe,
4tUGv WItiIe 4 tOue

ALBANY, N. Y, June 14-Ex-Judge
Isaac H. Maynard, senior member of the
law firm Of Maynard, Gilbert & Cone,
and former Judge OF the Court of Appeals,
died suddenly in his room at the Kenmore
Hotel yesterday OF heart trouble. He was
alone in his room and was sitting in a
chair at the time OF his death. He had
lust finished his luncheon and was ap-
parently in the best of health, except that
he had been undergoing treatment lately
for indigestion. During The morning he
had been at his Office as usual.
The San Francisco call., 1896-06-15

struck Rossland. B. c., the lively Trail
Creek mining camp. Over 100 cases have
been reported in the last ten days. De-
fective sanitary regulations is the cause.
The San Francisco call., 1896-06-15

1t is estimated that there are 30, 900
acres of orchard in Great Britain.
The San Francisco call., 1896-06-15

RossEamd Sco'tr0ed by an Epidemic.
SPOKANE, WASH, June 14.-An cpl
demic of typhoid and mountain lever has
The San Francisco call., 1896-06-15
CLASSES.

California. ..........
Other States. .......
Total American. .
Foreign. n........ -.
Grand totals.
The San Francisco call., 1896-06-15

An exceedingly large amount of term busi-
ness was written during the year, and the
actual ratio of losses 10 premiums on the cur
rent years risks was therefore considerably in
excess of the foregoing average percentage.
san Francisco fire premiums in 1895 were
81 643, ,920, decline of $675,773. There has
been a loss of City premiums yearly since
1891, when the amount was the largest ever
collected in q single year. The yearly pre-
MUM receipts on San Francisco business dur
ing the past six years have been as follows:
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
THE NEWS in BRIEF.

ID. L. McCorkinda!e, of Childs. has been
granted a patent for plug.
Josiah Yaal, of Port Deposit, has been
granted an original pension.
If you buy n stove with the name of Bib
on it, you get the best. Notice their adv. in
this issue.
The regular monthly meeting of the Cecil
Farmers Club will be held ut Mr.. George w.
Giiford's Zion, on Wednesday next, the 10th
inst.
j. J. Minister of Philadelphia, will occupy
the store recently vacated by Mrs. Payne, in
the Payne Block, where he will conduct a
jewelry establishment.
The Metropolitan Theatre Company is
appearing every night this week in the Elk
ton Opera House, with the exception of Mon
day night, and their elrorlanccs are of
high merit.
While at work at Deiberts boat yard on
Monday, Washington Taylor was injured by
a sledge used by another workman, slipping
from its handle and striking him in the face
loosenng several teeth and cutting him
painfully.
"A cavcat to the will of John w. Tyson,
has been filed in the Orphans Court, by ali
his children, contesting the will on the
ground Of mental incapacity and undue
influence. Messrs Thackery and Constable
are counsel for the contestants.
The wires OF the Cecil Telephone CON-
pany at the Red Mill crossing of the p. W.
and b. railroad near Elkton, swagged so
low on Tuesday as to catch in the smoke
stack Of passing locomotive. Several poles
were broken oil before the wires snapped.
No other damage was done.
AT The annual election of Cecil ledge
No. 80, A. 0. L. W, last week these officers
were chosen; Past Master Workman, George
A. Blake; 1Iaster Workman. John T. Chicks
Foreman, J. H. Sloan, Ovcrsecr, Samuel J.
Keys; Guide, Clinton J. White: Inside Watch
man, Alfred Davis: Outside Waterman.
George McQuilEin; trustee. SamanlJ. Keys:
Recorder. Malcolm r. Gilpin; Financi"r,
John L. Brown: Receiver, p. il. Clcaycr;
Medical Examiners. Drs. John W. Cooper
and JohnIG. lamar: Representative to Grand
Lodge john Z. Blown.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
ElktOn Town Council.

The Elkton Town Commissioners were in
regular session on Wednesday.
Mr.. Mackall reported that north boundary
line OF the town had been run by Mr.. +. L.
Haines and boundary stones with the letter
Sc" cut uponthem set up at all points where
the limo crosses the county roads.
President Kerfoot and Mr.. McQuilkin were
appointed committee to have the insurance
of $1,000 on Council Hall expiring December
10th placed.
The following bills were passed aud ordered
to be paid:
Hugh McGrady hauling, 81 celts; Keys d
Miller Lumber Co, bill to date 1920; Me-
Clenahan & Bro. Granite Co., boundary stone,
$12 Geo. c. Biddle, salary, $41.GG; John T.
Pryor, two days work, $3.50; Jos. Mayor,
two days work, $3.50.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12

Louis B. Adams is spending several days in
New York City.
Edwin Moss has returned home after trip
to South Carolina.
Miss Mary Terrell visited friends in vii
mington this week.
Miss Martha Biddle is with Wilmington
Delaware, relatives.
Miss Lydia Porter, OF Cherry HILL is visit
ing friends in Elkton.
Mrs. George W. Boulder is visiting her
| parents in Baltimore.
John Cuttings, Esq, of Philadelphia, spent
Saturday and Sunday in Elkton.
Mrs Jesse Bidwell is visiting her aunt, Mrs.
Charles Cooper, in Charlestown.
DR.. Lynn Pratt, of Milford, Delaware, has
been an Elkton visitor for several days.
r. Clinton Smith, Esq, of Hartford county,
was entertained this week by Rev. William
Schouler.
John B. Garner, the popular salesman at
SILKS bakery, is visiting his brother in Brook
Ign, New York.
Mrs. Robert Lewis, of Philadelphia, spent
Sunday in Elkton with her parents Mr.. and
Mrs. ID. L. Sloan.
Henry NJ. Mccullough, Esq, of EIkton. was
on Monday admitted to practice before the
Court Of Appeals.
Willie. the young son of DR.. Howard Brat
ton, who has been ill with diphtheria, is now
rnrovpriufr rnniJlv
Mrs. Charles q. Wells, who has been i'll for
several weeks at her home on East High
street, is recovering.
D. L. Sloan is attending the Twentieth
Anniversary ofthe Volunteer Firoman's Assoc
citation of Philadelphia. Of which he is a
member.
Iha members OF singorly Fire Company
were rendered u very enjoyable Graph"phonn
entertainment Oh Monday ry...as y Fir. C.
II. Wells nj their rooms in Council! Hall
Colonel s. l.. Hoard leaves ta-,ay to spend
Il month in Columbus, T,2as,wi.b his ar,ho,
Major Robert J.. Toart, Co. FoaM wi, u.at'
the trip over the Southern Railroad los va.
of Atlanta.
Elv sri Morgan, %! E...5a, i- now iu tie
employ Of the Drake a;d STATION Company,
contractors OF Now I3rs. toa frr that made
the change of line jor the Z. W. d j. Railroad
near EIkrcn.
The Young mon %, Et.in@ sgg viii give tAcir
uunnal holiday .auce oa :hn cy."iae Oh D.
cvmDer -. III momaots OF .hn committee
are II. Linn Wu.thiuatou, harry L. Rirl. ra.,
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12

In 1892 Mr.. \. L. Goldwatcr, who owns
three retail drug stores in New York City,
having learned of the great value OF Chamber
bins Cough Remedy for colds, Group and
whooping cough, ordered Il supply for his
customers. 1t met with so much favor that
he soon found it necessary to order more,
and during the winter sold over two gross of
the remedy. He says it gives the best salts
faction of any cough cure he has ever hand
led For sale at 70 and 80 cents per bottle by
Il. B. Frazer, Druggist, Elkton, Md.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
Dwelling House

containing thirteen rooms and bath room. II
is thoroughly wen lui,t and finished through
out and covered with slate, with good cistern
OF water. II could readily be fitted for the
occupation OF two families. Also building
lix2G feet with collar Tor ice house. There is
Il nice lot OF small fruit on the lot. Anyone
desiring to examine tho property with view
of bidding on IL eau do 20 by calling on iir.
Ryan. Ii is Il very desirable property.
TERMS OF SALE prescribed by the mort
gage are: Purchase money to be paid in cash
ON day Of sale, but more favorable terms may
probably be arranged Ton irresponsible buyer.
Purchaser TO pay cost OF conveyance.
y. MARSHALL HAINES.
2Snovts Attorney named in the mortgage.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
Christmas Week at the Jacob Tome In
Stitute.

Preparations for tho Christmas Festival
week at the institute are nearly completed,
and tAo last four days of this first term Of
1867 bid fair 10 be memorable ones in the
history Of the school.
Tuesday evening. 'Tho Rugglcscs Dinner
Party from Kate Douglas Virgins Birds
Christmas Carol. will be given by members
of the institute for the entertainment of the
primary school and a few friends. Wednesday
evening the same play will be repeated for
the public.
Thursday afternoon the grammar school
will celebrate the birthday Of the poet Whit.
tier with appropriate exercises.
Friday afternoon at l o'clock the high
school will entertain the pupils from the
grammar grades, with the Psychological drama,
"Theseus,' and in Intervening will repeat the
play for the public.
Tickets for Wednesday and Friday evenings
at II. r. Cameron's drug store. Admission 10
cents, reserved seats Is cents.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
Real Estate Sales.

william II. Eder, agent for Hiram Webb, OF
Philadelphia, has sold the double dwelling
house on West Main street, to Henry Vim
singer for i 400,
john G. McNamee, administrator of the
estate Of Eliza licNamee, deceased, has sold
the McNamee farm in Elk Neck, containing
252 acres, TO George Howard, of EIkton, for
81 200
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12

Many rejoice that they ever heard OF
"Goldey's,' that well-known Wilmington
Del +, Commercial and Shorthand College
Its short, practical courses soon ittod these
young people for good positions.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
Fishing Shore 10 Rent.

The subscribers Offer the Fishing shore
with it, rights and privileges, at White Banks
in III Neck, on The Susquchanna River, for
merry rented by J. Alex Rutter. Possession
given Immediately. Parties desiring to rent
please apply to
KECEIV Frs OF MCCULLOUGH IRON co.
Equitable Building Wilmington, Del
Oct. u.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
ORDER NISI.
Jacob Rambo, administrator and others vs.
Daniel II. Kent and William Y.
Warner. Trustees ct nj.

In the Circuit Court for Cecil County, in
Equity No. 29l9
ORDERED, this 3rd day of December. 1896.
that the sale of the property mentioned in
these proceedings made and reported by
l.. Marshall Haines, trustee be ratified and
confirmed, unless cause to the contrary
thereof be shown on or before the 9th day Of
February next, provided, Il copy of this order
be inserted in some newspaper printed and
published in Cecil county. once week for
one month before the 9Th day Of January
next
$4,000.
JOHN G. WILLIAMS.
True Copy-Test: Clerk.
dec5s JOHN G. WILLIAMS, Clerk.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
ORDER NISI.
in Re the Mortgagrd Real Estate of Villa
Y Reynolds.

In the Circuit Court for Cecil County. In
Equity, No. 2021.
ORDERED, this ETH day of November, 1896,
that ,ha sale of property mentioned in these
proceedings made and reported by l., Marsh
all HainCS, attorney named In the mortgage,
be ratified and confirmed, unless cause
to the contrary thereof be shown on or
before the 18th day of January next,
provided copy of this order be inserted in
some newspaper printed and published in
Cecil county onceawcali for one month before
the 10th day OF December nCNt.
The report states tn" amount OF sale to he
$500.
JOHN G, WILLIAMS,
True Copy--Tcst: Clerk.
nuyH JOHN G. WILLIAMS, Clerk.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
Notice to Taxpayers.

The County Commissioners OF Cecil county
as = Board of Control and Review hereby give
notice that they viii sit from day TO day al the
Office of the County Commissioners in the
town of Elkton commencing Monday, DCccm-
Der %, 1896, from o'clock Il. NJ. until 4 O'Clock
p. m. for the purpose of hearing and deter
mining appeals from the assessment made by
the assessors in the Second and Fifth districts
Of Cecil county.
j. POLK STEELE,
DEXTER NJ. LEE,
SAMUEL 7. HINDMAN,
The Board Of Control and Review
DecR-3w for Cecil county.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12

Pupils studying book keeping 70; algebra
FL; PITY sioogy ga; geometry 20; philosophy
!0l; drawing i3l.
Statement of Receipts and Disbursements for
Public School purposes for the year
ending July 81, 1896.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
Apples,

FOR sALE-l00 BARRELS NEW YORK
State Apples.
Cider always on hand
lmo HERMAN JEFFERS.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
Course in Agriculture.

Course in Agriculture.
Tho Winter Course in Agriculture at Dcla-
ware College win open JANUARY 9Th, lsGi,
and continue 30 the last Friday i'm March.
iiia course has been enlarged and improved
for the coming winter. Tuition free.
Fun descriptive catalogue VIII he sent upon
application 10
PROF. W. II. BISHOP,
n0Y2S-5W Newark, Del.
The Cecil Whig. [volume] (Elkton, Md.) 1841-current, 1896-12-12
4 Farm CONTAINING

- - NJ II %. u
The Bryan daily eagle. (Bryan, Tex.) 1895-1898, 1896-02-27
MOTOR ON A wllp Run.
me Braks Failed 10 work aud the
Car Does Considerable Damage.


The Braks Failed 20 Work aud the
Car Does Considerable Damage.
CLEVELAND, Feb. 20-while a heavy
motor, filed with passengers, was do.
soending tho long steep hill at the foot
Of Scranton avenue this morning the
brake failed aud the motorman lost con.
troll Of the car. Il plunged forward at
rapid rate and, Il Is estimated, reached
the speed OF mile a minute. Half way
down the hill the motor crashed into a
heavily loaded truck. IL plowed through
this obstruction and then struck a coal
wagon a few feet on.
William Max, driver Of the truck.
was hurled 80 feet, while the driver Of
the ooalwagon was pitched hsAdlong in.
10 a snowbank which saved him from
serious injuries. Max received many
wounds and is probably internally in.
iured and may die.
The front Of the car was smashed and
the mltorbox wrenched from is fasten.
ings. Motorman Hart did not desert
his station and was bruised about the
head and shoulders The passenger,
became terrible panicstrickon aud would
have jumped II the conductor had not
held the door. None Of the passenger
were hurt.