davidaulloa/AmericanStories huggingface dataset:
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1896-06-04

ss25. 1863. 10, making the business of 1895
very profitable for the companies. But,
it should be remembered, that equit-
able rates cannot be predicated upon
the profits or losses Of a single year.
The "losses paid in Maine during the
mast five wears average 63.42 per cent
of the "premiums received" to which
should be added at least 30 per cent. OF
the premiums for commissions and eX-
penses, making the average annual ex-
pcnditurcs of the companies on ac-
count of their Maine business. 9S.42 per
cent. of the premiums collected in this
State.
The report says: II feel that I can
not too heartily commend to considera-
tion the results of the judicious ana
conservative legislation of 1898,
in consideration of which the
comnanies made Il reduction in
rates early in the year that resulted IN
saving in premiums of at least $15o :
600 to the people of this State
peyardinr the law passed at the
last Legislature, compelling the NUM-
cinaI officers to investigate fires; the
damage to, insurance upon. and paid
in each class, the results have been
beneficial. The clerks, in some cases
however. have omitted full descrip-
items of certain kinds of property de-
stroved thus handicapping the depart
ment
From Nav 26 to December 81, 1895
the returns showed losses amounting
to Al O9s. OO7. so; assuming this to oeaia
.,,er,ga the total loss for 1893 must
have been something like Sl,S50,OoO
The commissioner recommends thls
enormous fire waste to the attention OF
the Legislature.
The figures show that the losses
have in very many of the fires re-
shifted from defective constructor OF
buildings, or else causes that were
.vo;dable. More attention to the IN
snection of the buildings is caileo ioi
by the commissioner with the recon-
mendation that the municipal author'
;.;as usa the greatest care to chose
competent inspectors.
The interesting point is brought out
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1896-06-04
Great Ball.

Two ball teams organized at the
Cony High school played a fine game
Wednesday afternoon, resulting in the
favor of Capt. Nash's side by a score OF
s to I.
Blackman and Martin did good work
for their team, while the startling
features were the pitching of Nash
and the catch of hot line ball by G.
Beane, which saved the game The
makeup of the victorious nine was as
follows: Boynton, G.; Capt. Nash, p.;
True, h. Beane, 2b.: Lyon, ssh Rol-
Inns, 3D.; Lee, If: Barrows. CT; Serb
ner, RI
Blackman's tcam-Wall. g: Hack
man. D.: Dunning, h.; A. Martin. 2b.:
j. Martin, SIS; Small, 3D.; Savage, IT,;
Sanborn, eff: Wellman, r.f.
One of the surest signs yet observed
either in the heavens or on the face OF
the earth, of the coming summer sol
Stice, due June Il, was log. Wnlcn
yesterday, came calmly floating down
the Kennebec, while upon it were
seated some six or eight very small
boys. The water was as smooth as
glass. and doubtless as cold as ice to
the touch, anyway. Patiently they
waited until the log reached the foot OF
the boom of the Lumber Company
when it was "all up and like little
white brownies, they skipped ashore
Talk about your barefoot boys! They
don't hold a match to the backed
bows
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1896-06-04

that. while over Al per cent. Of the
total number Of fires were reported as
'tncendiary," not one case Of legal
proceedings has been Instituted against
suspected parties.
The case Of Boston is cited for ex-
ample, where. after the establishment
OF fire marshal, the convictions for
incendiarism increased over 400 per
cent, while the number of incendiary
fires We're reduced from 35 to per
cent, also that, outside of Boston
after the creation of fire marshal for
the commonwealth, a striking decrease
resulted.
OF "over-insurance" the commissions
er makes general warning. for. by
the standard policy, now used. the
companies are not liable for more than
the actual value of property destroyed.
while 1t may be insured for even twice
as much as it is worth There is an
working on commission to do this, while
1t lays with reliable business insur-
ancers to look after affairs honestly
Should the practice be continued of
allowing agents to accept risks for a
large amount. and of making a COM
promise settlement in case of total
loss. it will result in Maine, as 1t has In
other states. of compelling the COM
panies to settle the maximum amount
named on the policy
The report on fire insurance says in
conclusions: This department has re-
ceived many inquiries from parties
who have contemplated insuring in
these companies and from others who
were unable to collect their indemnity
for losses sustained. To the latter 1t is
impossible to render any assistance
you desire insurance that insures,
place your risks with resident agents
of companies licensed to transact bust
ness in Maine"
The taxes paid the State by insur-
ance companies doing business in
Maine for the years 1SSS-1S95, and the
fees for the several years, appear in
the following table:
Fire Life & Ac- Total
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1896-06-04

never have been permitted by law, to
launch upon a confiding public IN en-
terprise freighted with such disaster,
and no company. domestic or foreign.
should be permitted to offer to our peo-
ple-under the apparent sanction of
the law and the supervision of this de-
settled for their face value at ma
turity.
THE practice Of settling claims by
compromise at from % to 90 per cent.
of the amount of the policy
should be discouraged and
discountenanced. 1t is as much the
duty of all companies to defend fraud
ulent as to pay legitimate claims, and
l realize the difficulty sometimes ex-
perieneed in discriminating between
the just and the unjust: but the
claims should, as a rule, be settled for
the full face value or payment resisted.
The beneficiary is entitled to the full
amount of the contract or to no part
thereof-and settlement on any other
basis should not be countenanced by
statute.
"Fraternal organizations transacting
business other than on the lodge sys-
tenn should be regarded with sus-
picon by the insuring public, as they
are usually organized solely for bust
ness purposes and are entirely devoid
of any fraternity and there is no good
reason why companies that simply
limit their membership to the members
of some particular order. class. or
fraternity should not be as sound
financially as any other class of COM
panies transacting a. similar business
such organizations should therefore be
subject to the duties, liabilities and re-
strictions imposed upon corporations
transactng a similar business under
the assessment law.
THE law relating to these orders
should be so amended as to allow the
commissioner to revoke their authority
to transact business in Maine when.
upon investigation. he is satisfied such
associations are not paying their losses
and claims in full or have not the
ability to do So
The report contains tables showing
the standing of the various companies,
and the returns made to the depart
ment according to the laws Of the
State. In many ways the report is
very interesting and instructive.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1896-06-04

Canton Augusta. No 8. T. o. 0. F.,
will be represented by some so mem
bers at the state Encampment at
RockIand. They will leave on Thurs
day mornings train.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1896-06-04

Many were the Cantons of Odd Fell
lows which passed through the city,
Wednesday, en- route for Rockland, to
attend the State encampment.
Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1896-06-04
NAMES INSURANCE.
Report of Commissioner Of
Business Done in 1895.
Returns on Life, Fire and Casualty
from Various Companies.
Commissioner S. W. Carr Makes Some Per
tinent Suggestions on Insurance.

The twenty eighth annual report of
the insurance commissioner of Maine,
has been made up by the present COM
missioner, Hon. S. w. Carr, for 1896
1t shows some interesting features.
The sums paid the State are us fol-
lows:
TAXES
Fire and Marine companies. 81. 476 O6
Life companies .................... 17.50S AZ
Accident companies. ............... 1,1S6 "a
$40 IS
Fees Observation-Disclosures. 10,2S5 Nj
Total ACKNOWLEDGEMENTS. 46, ASS S.
Total expenditures. .............. 6.377 II
Surplus accruing to State. ........ 40,07S 60
Twelve companies have been ad-
mtted during the year; three with
drawn Five Maine mutual companies
have been Incorporated during the
year
The amount of fire insurance written
in Maine for 1895, is as follows:
Companies of other states and
c2un'ries :;;................. $lo2 III .o26 S5
Mdlilc 4,A1f, NIb M
Special brokers. l40,250 Oh
Total, ACKNOWLEDGEMENTS. $40, 1884, 92 81
The marine and inland insurance
written in Maine in 1895, amounted to
s1S,909,05S, of which $1S,1S0,75l was
written by Maine companies and
$72s,307 by companies of other states
and countries. This shows a gain of
SS99.159 as compared with the amount
written in 1894. The ratio of losses to
premiums on marine insurance for 1895.
was 1910 per cent. against 6O94 per
cent. in 1894.
Fire insurance companies in Maine
wrote insurance amounting to $lO2, 211.
c26.35 during 1895. and collected in pre-
miums in the State during the same
period s1,576,4 S9 6o-the largest pre-.
MUM receipts ever reported to this de-
partment in a single year
The losses incurred amounted to
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
SANTA CLAUS KNOWS 1T!

SANTA CLAUS KNOWS 1T!
He's level headed old chappia.
He knows that man, woman or
child can't enjoy Christmas cheer
with cold toes.
That's specially true of the
children. Don't spend all the holi-
day money for toys and have 'em
shlVer all winter with cold feet and
blue noses. Old Santa can buy
our shoes at about any old price he
pleases.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
Crescent Bakery Company

The Crescent Bakery Company
has moved its office to the room
next door TO Montezlma office
where they are prepared to fill
promptly all orders both in and
out of town. Any one wishing
bread delivered to their residence
will please leave their order at the
Office. Bread, cakes, pies and rolls
baked fresh every morning. 1t is
needless to remind our patrons
that c. c. Clark, our baker, has
no equal in Ocala.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
Died

Mrs. Lincoln Phillips died at her
home near the +. G. G. P. depot at
8 o'clock this morning after a
three weeks illness. She leaves
husband, three small children
ard a baby three weeks old. Mrs.
Phillips moved to Ocala from Blue
Springs about three months ago
and came formerly from Michigan.
Mrs. Phillips was a sister of Mrs.
Love, the nurse.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
FOR ANOTHER YEAR
RE-. HLECKN IS APPOINTED BY THE
STATE CONFERENCE TO TAKE
CHARGE OF TIE OCALA
CHURCH FOR ANOTH-
ER YEAR.

The annual Florida conference
oi tie VI. l.. church that has been
in session ct Tallahassee for the
past w:ck adjourned yesterday.
To the great delight of the church
II THE ci:y IS vel as the general
Fullic, Rev. ]. P. Hilburn was re-
!yrned TO the Ocala church for
ancskcr year. This is the begis-
nipg cf his third year as pastor
here and his work compares favor
ably with that Of any pastor in the
state: All departments of the
church have felt the effect of his
inspiring zeal and untiripg energy.
He has proven himself good or
ganiz.r, 4 competent leader, a
hard worker and an able expounder
of the truth. Not only is he a
power in his church but he is a
good citizen. The moral standing
of the community is higher for
his having lived here and the fact
that he is TO remain another year
will be good news to ali who love
truth and liberty.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
Christmas Cantata

The Baptist Sunday school has
decided to hold their Christmas
eantata in the church instead #
Witness Hall as previously an
nounced. The pulpit platform
will be enlarged so as 10 make
roam for the Juvenile chorus ana
theinterior will be beautifully and
appropriately decorated for the
occasion. Under the care and
instruction of Mrs. Oates and
Mrs. Crawford the littlc folks are
making wonderful progress with
their musical oddities and recita-
tions and the entertainment gives
promise of being the finest cf the
kind ever given in Ocala. The
tickets are going rapidly ard there
is no doubt the church will be
crowded. The admission is 20
cents for adults and 10 cents for
children.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15

large attendancc is earnestly r.
quested.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
Sunrise Meeting

, The Young Peoples Union of
the Baptist church have decided
TO hold another sunrise praise and
prayer meeting on Christmas
morning. Their first one was held
on Thanksgiving morning with
such a good attendance and good
results that they will repeat it.
At their Sunday afternoon meet
ing they unanimously decided to
extend aninvi:ation to the E2worth
League to unite and participate
10 this meeting.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
A Big Tdrantula

T. w. Troxler, the well known
confectioner and fruit dea er, had
a narrow escape this morning from
being bitten with a tarantula. 1t
had dropped from 2 bunch of
bananas hanging in frount of his
store into box Of oranges and as
he was lifting the oranges bis
hand come in contact with it. AS
it spraDg at his Land he j=Tked it
away in time to escape the long
fangs. With the assistance cf his
clerk, Chas. Lloyd, they caught
the ugly monster aud took ii into
Anderson's drug store where II
is being exh'b bited. Wncn spread
out it IS half as large as 4 mans
hand and its fanss are fully half
an irch long.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
A Good Business Stand

The handsome-glass front store
on the first floor of the BAPTIST
WITNESS building is now vacant,
and we are anxious to find a ten
ant. A man with small capital and
business snap can soon build up a
good trade and make money. Ad-
dress all communications in regard
to the matter TO the BAPTIST
WITNESS, Ocala, Fla.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15

The perfumes at the Anti-Mo-
nopcly drug store are all first class
standard odors, line largest in
Ocala. has 10 equal, violets of Sic
lily special cdor.
Go to Fuller & Clark for bar
gains in groceries of all kinds.
Mccarthy old stand, Magnolia
street.
d. M. BoneY has moved his
bakery into the office recently va
Gated by the electric light compa-
ny in Montezuma block.
One of our latest style hats
would make substantial Christ
mas present. Davidson & Van
Echop.
/ Remember-your hat, if bought
of Rowell, insures you the latest
style.
The Racket has moved to Row
ellis old stand, south side court
house square, union block.
! F. Z. Harris and Gen. J. J.
Dickinson went to Lake City to-
day to attend the Confederate
| Veterans reunion.
Newly Received. - Sardellen,
Bismarck Herring, Dutch Herring,
/ Smoked Herring, Salt Mackerel,
at the French Bakery.
TO Cure a Cold i'm One Day
Take laxative Bromo- Quinine Tab
let's. All druggists refund the
money if it fails to cure. 25c.
Tie Montezuma Hotel, under
its new management, is the most
popular house in town.
See the line of mirrors all sizes
and prices at the Anti-Monopoly
drug store.
Nothing makes a handsomer OF
more acceptable wedding present
than pretty China or cut glass
ware. Birdsey &. Co. can suit yor
in that line.
President Cleveland last week
issued a proclamation restoring
tonnage duties upon German YES
sells. The press of Germany make
vigorous protest. 1t is not ex
pected, however, that the troub.'
will lead to anything bat a diplo
matte and newspaper war.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15

The perfumes at the Anti-Mo-
nopoly drug store are all first class
standard odorS, line largest in
Ocala, has 10 equal, violets Of Sic
lily special cdor.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15

The Racket Will sell you ) pieces
pretty glassware for 25c, 4 PCS
handsome glassware 25c, 8 nee
tun blers zor, 6 good PLAIN gobl=ts
3oc. a heavy ? gallon glsss pitch
CT zoe, nice 3 q glass pitcher
I5c, a good ? gallon white pitch
CT I7c, a good Pint white pitcher
I3c, 3-4 pint white pitcher Ioc,
Union block.
The travelling public ard Ocala
people Will find a cozy home with
all ITS comforts at the Monteznma.
Mrs. Palmer, proprietress.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15

Big lot button boots for ladies'
fine grades, small prices, at ]. A.
Rowelps
Fuller & Clark is headquarters
for chickens, turkeys and all kinds
of produce. Mccarthy aid stand.
Birdscy & Co. have just receiv
ed fresh stock of buckwheat in
bulk and packages.
Pure maple syrup at Gerig's.
Crimpled tissue paper ct the
Aut;-Monopo'y drug store.
rlarida oranges SOC dozen at
Troxler's.
TIE Racket has more useful
household articles than you can
shake stick az.
You can get clear insight into
the best bargains in city and coun-
try property, improved grange
groves and vegetable farmers by
calling on or address Haisley and
Co., Ocala.
Hecker's Pearl Flakes, Glutene
and Flap Jacks at Gerig's.
Rheinaur'sdry goods house is
headquarters for mating, lace
curtains and window shades.
I Hot rolls and bread every morn
ing for breakfast at Martinot's
French Bakery.
The best cigar in town, all clear
Havana, for sc at Troxlers.
/ Try our Vermont Creamery
butter, none like it, at Martinot':
French Bakery.
Inc cheapest groceries in tn.
1ity at J. B. Sutton's, 28 Exposi
ton street.
Nuts and raisins at Gerig's.
Cape Cod cranberries, the nices
to be had, at Birsey's.
" Canvass and leather leggins-
best assortment in the state Row
ell has them.
Treat yourself to a new suit o
cloths for Christmas, we will max,
it tor you a. very low ccst. David
son & VanEchop.
Choicest meats and fresh vege
tables at Edwards Bros.
One of our lovely evening tie
wouli please your husband 70
/, XmsS. Davidson & VanEchor
Lszell's perfumes, coronoria o
crab apple blossom can not b
equaled, at the Anti-Monepol
: drug store.
: Fine stationery, correspondence
: paper and envelopes at the Ant
Monopoly drug store.
Miss Morgan, an attendant i
! the insane asylum a: Chatt;
hoochee, came down today an
took Miss Evans back with hs
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15

Miss Evans lived few miles out
from town and was adjudged in
sane some time ago.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
OCALA OCCURRENCES
General and Personal Items of
Interest About the City
and Vicinity
n. r. CARROLL, CITY EDITOR

Miss NettIe Pooser ls quite III.
Maj c. P. Lowell of L=esburg
is in town.
The popular advertising fad is
cur cent word column.
Go to Fuller & Clark for all
kinds of canned goods. McCar-
thy Old stand.
S. w. league is cut again after
a painful illness.
DO you want wife or hus-
band' Try our cent a word
column.
Visiting cards all styles at the
Anti-monopoly drug store.
S. r. Long of Tampa spent yes
terday at the Montezuma.
Try our cent a word column
and be happy.
A good Marion county broom
25c at Gerig's.
w. c. StaPp of Oxford register
ed at the Montezuma yesterday.
Furnished Room with good
board, located two blocks from
public square ON Fort King avenue.
Fire place in room. Also two ia
bic boarders. w. 7. Smith.
K. c. Griner, the defaultipg
Dunnellon post master, was cap
tured in Palatka yesterday.
Hecker's Buckwheat at Gerig's.
Day boarders can be secured
by inserting an ad in our cent a
word column.
The city council Will meet in
regular session tonight.
Shady Grove Grocery has the
finest display of tobacco in town.
w. F. Dillaberry is clerkiog in
the Shady Grove Grocery.
Have you private furnished
room TO rent? An ad in our cent
word column will fill it.
w. H. Hopkins, the will known
celery expert, shipped several
crates of choice lettuce to Jack
sonville yesterday from his half
acre farm in town.
-Drummond's Natural Leaf
zoe per pound, less than ever
known before at Shady Grove
Grocery.
DO you want to get rid of
that tired feeling Try our cent
aword column.
Your lost reputation can be
found by inserting an ad in our
cent word column.
With every dollars worth of
goods purchased this week at
Shady Grove Grocery a package
of cigarettes will be given free.
Jas. H. Pittnsn returned this
morning from a business trip to
Tampa.
"A nine inch plug Of tobacco
at SHADY Grove Grocery for sc.
Many inquiries for private board
can be answered through our cent
word column.
Have you seen those 10;
brooms at Shady Grove Grocer
Fresh supply of E gin Creamery
Butter just received at Shadl
Grsve Grocery.
The regular meeting of tn,
Kindergarten association will b
he'd this afternoon at $3.50 o'clocl
at me Knde' gartea rooms. A
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15
Private Boarding House

222 West Adams street, Jack
sonville, Fla. Rooms to rent, fur
nished or unfurnished. Central
location; frst-class service; hot
and cold baths. Rates, 81 to 81
a day; S. to So a week. Address
c. F. Benson, proprietor. Any of
our readers who may visit Jack
sonville will do we'll to patronize
this popular house.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1896-12-15

Globes, Boards, Teilurians, V E
Orr, Atlanta.
School charts and supplies, V E
Orr, Atlanta
The San Francisco call., 1896-10-12
NO CAUSE FOR ALARM.

The address of Major Mckinley to del
egation from Pennsylvania on Thursday
should be read by all people who have any
doubts or fears as to tie outcome of the
present crisis in our politics. Like his
great Republican predecessor, Abraham
Lincoln, Mckinley has an unshaken con-
tidence in the morality and wisdom of the
people of the United States. That conf
denee was clearly expressed in his speech,
and cannot fail to carry an equal conf
dence to the hearts of all who for any rea-
son may be led to fear the result of the
present contest.
Mr.. Mckinley did not overlook the fact
that demagogues exist in the country who
are trying to inculcate doctrines of dis
trust and dismay among the unemployed
and endeayoring to excite the passions and
prejudices of those who are already dis
contente1 and envious OF their more pros
porous neighbors. At the same time, how
ever, he called attention to the fact that
the great mass of the people have shown
no undue excitement; but, on the con-
trary, have given ample evidence of de-
termination to MAINTAIN the laws of the
country, the honor of the Republic and its
commercial and industrial prosperity.
AS he said: "There need be no alarm,
there need be no excitement, there need
be no abuse or exaggeration, for all those
false doctrines and unworthy influences
will not prevail with the free, the inde-
pendent and the intelligent citizens of the
United States. The great majority of our
people are religiously devoted to law and
order, the public peace and public tran
quillity. They love their homes and their
wives and their families too well to stand
by any policy that will lead to public dis
order and disregard of law"
There can be no doubt of the correctness
of this estimate of the American National
character. We are Iaw-abiding people.
Demagogues may create temporary dis
turbances here and there, but thev cannot I
affect the whole body of the American
people. Every intelligent American knows
that no favored classes or privileged castles
exist in this country. Under our laws all
men are equal. Our industries, under a
proper protective system, afford opportu-
mites for every man to acquire at leas. a
comfortable and self-sustained home.
These opportunities we will not destroy
by following the wild counsels of dema-
gogues.
We have had some. experience in the
last three years with the results OF
trusting the promises OF agitators and