The representative. [volume] (St. Paul, Minn.) 1893-1901, 1896-07-01
THAT HAIL INSURANCE COMPANY.

49,. THAT HAIL INSURANCE COMPANY.
Statement From Mr.. Ford, in Reply to tho Sec
retary's Letter-Specific Charges Made.
Editor Representative:
In last weeks issue OF the Representative
Theodore W.. Ke:thley, secretary of the
so-called Farmers Hail and Cooperative
Companies;servedn notice of retraction of a
series OF charges preferred against the man
ayers Of the former company Tin particularly
and its agents, by me, in your paper of
May 81.
After sending in the illegal document.
the said secretary answers my charges by
saying that the only kick l had coming in
the wide world is, did not intend to pay
them (us) the secretary, president, treas
urer and board Of managers-and we
forced him to do so.'
The above claim is lie made up out OF
the same material as the company.
My brother. Fred, myself and Mr.. George
Pool, who have our note for $14 "for value
received June 25, never refused to pay the
note, which can prove by three good wit
nesses; but now for facts regarding the
Hall con- game. In my complaint I
said: II believe, from Investigations
made are two Of the biggest frauds in the
northwest. don't only believe So but
I know so now-particular,y the Hail com
pany. make these charges again and
have the proof at hand: First: That the
Hail company sent out lot of understrap-
pers who lied to the people IN 1895-that
# the company did not specify the lie to
tell, how did every agent know how to tell
the same lie, unless all the agents got it
together? Second: That these agents
represented that the highest assessment we
made was fifteen cents per acre, and as low
as eight, when according to Keith.ey's own
story in last weeks Representative the
Lowest assessment was Is cents and they
had to raise it in order to meet losses"
while + have-his own printed statement that
the lowest assessment was 70 per cent-that
is, we gave our notes for 35c per acre, and
we We're assessed 70 per cent of that
Third: That, a fellow named Clegett
who claimed to have been sent out from
headquarters, tried to collect u cents in
terest from me on $12 for 512 months, or
1S per cent; that one George Triev, living
at Dundas, says he paid 81 cents interest on
$3.50 from Oct. Is to Nov. Is, which
would be AZ per cent. while the note reads
no interest shall be charged before Oct 15
but the notes are gwen in June and July
Fourth: That said Cleggett SAID he
only got So day for his work collecting
these notes, while he paid for livery rigs at
VIM. Hibbards livery stable here for days
and days-double-r from 81 to SO per
day, while his wife was with him, at the
expense of the farmers. That their fare
on the cars was pad for, over this part of
the state, that to by the farmers of the Hail
company. ss- -. . .~e..
Fifth :1:.1Fhat the said John Macullock
told me and my brother he only got SO per
day for his orders to tell the agents about
the and 15c lies-$939 year-besides 81
for every man he insured.
Sixth: That Macullock and his agents
told every man they insured that no sal
aries were paid save few dollars to the
secretary.
Seventh: I have the proof with 1000
men that in addition to the assessments
81 IS charged the insured before he can be
insured; that Mr.. Keithley and his organ
lied party does not pay one cent of this
Eighth: We gave our notes for IS cents
per acre, to insure corn and wheat for So
and oats at 81 per acre, that the assess
ment came within five cents Of the limit
or 30c.
Al, the above are facts and If the COM
pany are not satisfied let jury decide.
... In~addit.on l make the following expose:
.. X said. that ,'.half was paid out in good
salaries" now for proof
In my possession I have a statement
from the company that $11,031.S2 were
what 1 can find out from reading their
claims regarding membership IN the states
of Minnesota, Iowa and Wisconsin, they
have about 3 400 members, each member in
surfing from 200 to 40 acres, with an aver
age of 40 acres for each member. The
assessment on 40 acres at 30 cents, is $12,
with a dollar for each member added,
which makes a grand total of $46 800, for
assessments, and about $3,400 in agents
fees. at 81, each.
To show how either the FIRE company,
or. some Of those who were insured in it
lie, / quote the following from letters now
in my possession, sent out by the fire COM
,pany:
.~.- - -. LOSSES PAID.
Peter o. Yde,- Little Falls, Morrison
county, MINI, May rs, '95, house and con-
tents, $279.75e -. FIRE co.
o., :,,- Little Falls MIMI, May Is '95.
Received of the Farmers Fire Company
Montivedo, MINI, $3.50 in full payment for
my loss by fire. PETER YDE.
. Paid. H. E. Albue, Twest, Polk county,
Mimi, May II, '95, barn, granary and con-
tents, S165.75. FIRE COMPANY.
-. - Twest, MINI. May q, '95.
Received OF the Farmers Fire Co., Mon
tivedo, $1O735 in full for loss sustained by
fire Nav 9. '95 H. E. ALBUE.
Somebody has led $3.50 on the two.
With this l submit the facts not denying
but what the company paid all losses for
hail. but that It cost the farmers between
s45, 900 and $4,000 to get $4,000.
E. B. FORD.
Northfield, Mimi, June 26.
THE SEVENTH DISTRICT.
,TIditor Representative.