New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1895-01-27
LABOR INSURANCE.
SUGGESTIONS FOP THE NATIONALizA'
TON OF THE DOLGEvILLE PLAN
KITS FOUNDER BELIEVES ITs ADOPTION WOULD BE
THE DESTRUCTION OF SOCIALISM AND PoPU-

ITS FOUNDER BELIEVES ITs ApoPrio" ""oi'D DE
THE DESTRUCTION OF SOCIALISM AND PoPu-
LIsM-NpT rRoFITsHARING SCHEME
Dolgevil,e " V. Jan &c (SpecaD.-lhe '"en's
sixth annual reunion OF the employees OF HHreu
Doge Was held here last night. Over go working
men and workingwomen were grouped about Inc
long tables in the big auditorium OF the ne" iu."
Hall. bountifu supper was pro'ioeu W ,
Dodge Preceding the usual programme Oh musca'
and literary exercises Mr.. Dose dehVereu MS al"
mai address, Mr. Doige's addresses have attracted
v,do attention Of late years. because he Is repre-
sar,a,ive American manufacturer who believes In
the Republican policy Of Protection and discusses
notifies freely with his men. ana because the '"nse
he has built up here Is regarded az an ioeai huus-
trial community Besides there has peen IN opera
ton here for twenty years system OF labor insur-
ance and pensions hitherto enormously called proht-
sb,r,ng which has been much discussed by econo-
mIsts In his address last night MI Dodge advo-
Gated the naturalization OF MS pan oi iaoor III
surance and pensions and showed that us general
adoption would cost employers mere iracuoh OF
one per cent of their wage accounts to provde ior
the pensionlng of their old employees ana io' 'e sup
port of the widows ana orpha"S "a '
die while In service.
Speaking of the system OF LABOR ihsu, " ~
neosions in operation at Dolgevi.e' MI Do'se Sa'i
among other things: .. . s,.,
nav ,d III 90 etnbhornness with which nature on.
dowed me TO keep up scneme wmon world az an
hv many looked upon by the business "Otiu 40 a"
inpraciicai hobby OF dreamer and whiGn CHA, was
scorned by you. for whose pehen nv Younger days
when earning my living at the benen | "au as '"e
same thoughts which control, yDn stronger and
drmer in my belief and better gro9ndea N ,ns
doctrines OF S9cS one oe the founders OF the So
cla,istc movement therefore knew ,hat any ,ns
which l. as your employer. would ofef y2u, OUTSIDE
of Your wages would be received with distrust or
have never claimed that my system wSnh
solve the social problem This question. wn i,,
is daily pushing itself TO the rom loo IMMENSE to
be solved by single man or single ,ns 's ssmehms
or by theory But while kneT ba sn' the relatios
Of capital to labor needed great mprSSvShm IN
also knew that Socialism as re p5eayne' ''
The founder OF the American oSn, 20 ., az,
Monies Geors GunC1 M TaT e theory eor Of surplus
value upon which he rests his whole doctTinr;
Profit sharing as prsc,ffeI which are Injurious to
social development and Individual recon n,oa G Ss
proht-sharng ever be eenslerabie Number OF
Enterprises which yield no profits ana IN tunes oi o,
hdVers" 32agnshiff adopted by we-mcaning people
10 atone for the nquities OF the aissc% ia'sr ~
Irne; as Of Middle class cconomcs which teaches
that profits rise as wages ran; ,o, ~. u,i
Of the employer. and cannot be made an insep-
cradle part OF the wage-earn'ns sfsteim, Is 'e'''
slyc. and therefore not Woi'H
A SUCCESSFUL EXPERIMENT.
With nothing to copy or adapt. had TO resort
- experiments. and you will pardon me II feel
rather proud tonight because can say 70 you
that my system after test Of 'wen'y years can nc
called tho ,nec,uai paihbreakcr for the road which
will lead 10 the solution Of the social problem as II
confronts us to-day. Twenty years experience mas
shaun that this system contains the essential eIe
,,cn,s NJ success We have been able 10 do for our
II, uh ordinary Hags-WDTklDk iocs nut
furnish Eight OF our men who could no, WORK any
i N' b,,~e erioyeI the benefits o. the pension
g"rd We maid 10 them sss72 q in all Of which sum
\ : Foster. on the pension ron since w. '''''''
From lifc Insurance the families OF four OF our
co.workcrs derived benefits one tnousani COLTS
each were pad 70 the f,mei o. Sro"
iss, ana Gustav Horn 1924. protecting them against
VIZ" # is sa;s;sc,ion to our pens'cnscr,
s,rong lelsurcly slong our streets enjoying 'her
tory. attempting under painful exsrtlon 90 d9 =
DAYS work occupying place "hlch could oe h'e'
pn, I'm molern society nothing gives iis best re-
suits which is not general In lis OPERATION
Thus far my system has been limited to one en-
terprise. THIS prevents certain ad'ah'"ses VIM"
would otherwise accrue NY system has been I'm
tied 70 polgeviile ana you all know. 1t has been
Immensely beneficial. but It's benefits would be
much greater II !, eouId SOY, teush h""'S Wa" e'
Its aSvantages have been somewhat, enhanced
by the extension OF its application 10 me nr,ns o,
company Previously the fun benefits c9uid oniy
accrue 40 long the wage,earner "otHoi LOT nus
SON he LOST considerable OF the benefits While
this DISADVANTAGE is not equa 10 ts ed sscaase
il restricts the freedom OF wage-earners. am 9oes
permit Of their ecnsns hs Tes eaSg d the Wage
employer and IN ,ne nah hI.oa D
mean employer sS Sn before 20 this advanase is not
due TO any defect In the system itself but results
only from wey the adop 's BY ali textile ndustrss
wouh remove this defect 80 far as the workers In
hSs ,s, w general INDUSTRY V the
system OF this country should sdoP, IT, ,hs same
WI they worked on though they changed from
a road In California 20 road In Maine.
FOR NATIONAL ADOPTION
This leads me to what regard as the most i'm
portant elimination. namely It's national adoption.
II II were adopted for all industries In the United
states protecting all wage-earners. OF whatever
kind we would then have all the advantages and
none Of the disadvantages. am not advocating
that all employers should adopt this system, nor
that the wage-earners should demand II Of them
as individual concerns ] adopted II as an expert
hv which wage-esrners could be enabled to avoid
what everybody admits to be great disadvantage
OF our modern Industrial system. namely. the
fear OF want when The power TO work and earn
falls.
more than they now receive. II In the province OF
| craftsmanship to provide the ways and means and
poriments with pension fund. covering period
OF twenty years demonstrates the entire feasbil-
| NV of national labor insurance or pension. as
suing every honest wage-earner at the age OF
sixty years or II disabled his full wages "a
the end Of his days. A contribution Of 1 cent
OF the amount Of wages earned. paid by the EN-.
| plover annually into n national insurance fund
would be ample to assure this. No wagc-earner
with a clean record would then have to fear the
| time when his economic efficiency" has reached
the Improbable point.
| The adoption OF this system would erectualy
dispersc Socialism and Populism, both standing
| menaces to progressive civilization 1t would ele
| yate all our wage-earners socially. because they
| could live up to their income. and would not he
| COMPELLED 10 deny Themselves the comforts 10
which they are entitled, through fear OF want In
| their declining years. Such system would make
better citizens. which Is the greatest benefit thai
can accrue Z, nation.
| This system does not In the least interfere with
| individual development. 1t is entirely free from