The news & observer. [volume] (Raleigh, N.C.) 1894-current, 1895-12-17
THE LARGEST CIRCULATION OF AMY M0RTH CAROLINA DAILY

and rs years old. { Application states
that he is Syears old. His physical con-
dition was bad at the time of the APP
plication. He is without means. He
is troubled with old age--bare-footed
and bad hearing. (Medical applica-
tion in handwriting of Dir. II. II. Della
MARI
L know William Rice. At the time
of his application he was drinking and
| taking morphine. tMedical applica-
ton in handwriting of Dr. Delamar.)
do not know who got this policy.
II know Emily J. Casey. She has
lived at Beaufort since the war. At
| the time of the application she was not
a healthy person--has had asthma six
or eight years and bad cough. Casey
has no means except IS per month
| from pension. She is unable to work.
| Medical examination in handwriting
of DR.. r. Il. Delamar. / do not know
who got the policy.
Il knew Perry Chadwick. His ply
| steal condition when the application
was made was bad--thin, would prob
| ABLY weigh 100 pounds lie had no
| business and was taken care of by his
| sister. He had no means. He raised
|
| fort Medical examination in this case
| is filed out in handwriting OF DR.
| Delamar."
This ease of Perry Chadwick is rath-
| or peculiar. In the early part of the
summer OF 1894, $4,000 insurance was
| placed upon his life in various compa-
| nies. This, it is claimed, was done
| without his knowledge or consent. In
| the fall of 1894 he left Beaufort to go
| to the Johns Hopkins Hospital in Bal
| timore TO be treated for his disease
| He had begged around the streets of
| Beaufort and collected voluntary sub
| scriptionS to defray his expenses to
| Baltimore. He was seen at Morehead
| City. but since then has not been heard
from All of his insurance has been
allowed to lapse since the investiga-
| tions were commenced at beaufort.
| Ever effort has been made by the pros
ecution to find this man or TO ascer-
| tain what became of him. This search
| has been futile. Fisher, one of the
| defendants now in Jail here, says that
| the negro Chadwick went to Elizabeth
| Citv and died there Fisher is sup
posed to know the history of the in
surance once on this man. but he de-
nies it,
Witness testified that Levi r. Noe
| first went into this insurance business
alone. He worked it for twelve
months before the rest of them got at
| it.
'In the Hettie Ann Davis case the
| medical examination was made out by
| II. II. Delamar, and the name signed TO
it is in his handwriting in my opin-
| ion
| This woman was given a clear bill
| of health. whereas at the time of APP
/ plication she did not expect to live
! long as she testified in Beaufort last
| fall She was down sick with severe
| cough and cold and thought she had
| consumption. which ran in her family.
Il applied for a policy on the life OF
/ Alfred ljggoff in the Equitable Mu-
/ tlIal Life Association of Waterloo, Ia,
| i'm the sum OF $1,000 I made the ar
| rangement with Frank Ellyson, Pig
gott's brother-in-law. Piggott's con
dition of health was bad. He was suf-
fering from sun stroke I did not
speak to Piggott about getting out the
insurance | was to pay the premi-
INNS on his insurance. Ellyson made
| the application. | was not present.
/ ! 10 not know whether there was a
medical examination made.
! Witness testified that the purported
examination was filed in the hand
writing of Or. Delamar.
II visited the Office of Noe, Dclamar
| x 90. frequently and talked with them
| frequently in connection with the
work ] was doing for them. Their Of
/ fice vas near Kit Jones corner, nearly
a square from DR. Delamar's. | have
| seen them all together in DIR. Della
| mars store. Dr Delamar made their
| medical examinations for them. Noe
| and Jake Delamar did most Of the out
side work for the firm. Selden did
most OF the Office work. They had but
one room in their office, which is now
| occupied by Mr.. Alternately"
/ The cross-eXamination elected little
1 beyond the fact that the witness had
been engaged in this speculative in
| surance since 1875 that he had taken
/ out Il speculative policy on Maria Ham
| ilton when his son acted as the com
| pany's agent. He had also been inter
| ested in insurance on one Hawkins,
| who died The company compromised
| the claim and witness got most Of the
| money. The old man Hawkins daugh.
| Ter got tIif BtHA. ! Iit ti1k " ttH Il ItDol
one and was speculative. and witness
| expected when he took it out 10 get
| his money soon"
I'm the case of Maria Hamilton
| would have given her husband 20 or 2J
per cent. and ! would have gotten the
balance. / do not know that Noe, Del
| amar 4 Co. or DIR. Delamar had any
arrangement to get any of this.
Il insured her for fort y-five because
| | wanted to save premiums. This is
the system we all worked on. When a
person is 20 and is put in as 80 this
saves premiums. We wanted the pre-
miums reduced because it got more
work for MS. This kind of business was
not started by MS. 1t was started by
| iLaSsell.
"If Rosanna Washington had died
would have figured in with Mr.. Taylor