New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1895-09-08
ROYAL
Baking Powder
Absolutely Pure
"Camnbell, Who was he?"

with side glance at me. you ana Cahpoe"
came here together, suppose
! Yes we did--together-but l had rather not
| mention IT."
l. The situation was becoming intolerable couIu
not tell what was coming. But In any case IL was
a breach Of duty to sit by while something ne
WAS reluctant 70 tell was drawn out Of the mouth
! Of nv employer ! could not permit H. 50 SPOKE
! in a whisper to Hardy Mr.. Renfrew all the time
looking on II our conversation ala ho' co"'e'"
/ him .,
stop. Hardy II he does not want to answer
don't press him II YOU persist It VIII ruin me
He is the head Of our bank r,... -. rooo,.orod
The head Il your bank Ih zen, ne To v not
] be recognized. Interrupt me again AT your peril
was silent | reflected my curiosity hau
brought this upon Hardy So. as ne seeinsu con,
hdent Of his powers. thought 1t prudent 10 lei
| him alone. $4,000, .,,o
Now. Mr. Renfrew You have had a good time
/ 10 consider. Begin at once.
| Il had rather not" began ne
But you must" broke in Hardy. Il command
| you" ,.
DO you want me to begin from the besn'
From the very beginning When you first met
Campbell"
THAT was when we were clerks" he began.
/ with what seemed strange timidity. We ran
/ away because We thought we were found out
Found out in what
eve collected some money"
And | suppose-forgot 10 enter II IN the
| books" suggested Hardy.
I'm sorry TO say did," replied my principal
sadly His slow words and deep detection were
pathetic that at all costs determined t. inter
fere. H had done me many an act Of kindness.
The recollection Of them made me sign to Hardy.
but he only glared at me and continued MS ruin
less questions.
How much was IT."
I'VE each got two hundred pounds Baigent
must have found il out only he was 50 ILL., He
died the day We were to CO. and Campbell made
me stay and work a weeks notice. Oh, that
week They never found us out after all; young
Baigent was ~ use at figures
And then YOU came here"
Yes. Campbell thought it was a good place,
and So ii was
"Yes. Campbel's idea was t. do something OF
the kind"
and Of the same kind as the Baigent bus-
YES Ike that"
He must have been an astonishingly clever
/ fcloW?"
He was-but unscrupulous." sighed Renfrew.
! 'IIe put Il this way T start bank. you need
one Of two things capital ana credit. But as
/ the only use Of capital is to get you credit II
| follows that if You have credit YOU don't need
capital He said he did not reckon courage be-
| cause had that remember he laughed as
/ he added. At least have courage and You have
! desperation. which does just as we'll
There was pause.
"Go on" said Hardy and Mr. Renfrew con-
/ tinued in monotonous voice
I'VE had two hundred pounds apiece. Camp
bell proposed to spend half of il in getting credit
The other half ne added. will. in any case
/
Il don't understand YOU Mr. Renfrew." said
Hardy; Il hope you are not concealing anything
| n trin.ng with me"
ION no." protested he. Il an not trinlng
didn't understand Campbell myself at the time.
so l am not surprised that you don't understand
Well how did you procecd?" said Hardy,
assured
we came here and lived for month or SO in
said that would not do We lived. he said. be-
fitted our position. He told them at the hotel
that we meant to open a bank. and Of course the
proprietor told every one he met. We took three
| or four rooms az temporary premises. You can
see them now in Closs-st. one room looked into
the street. one # the two behind opened into the
back lane
so that you could get away easily"
81 think We went to the churches and
chapels. ! remember We tossed got the chap
els. and he the churches We subscribed to the
/ charities and the building funds attended mis-
/ sOnary meetings, and that sort Of thing Thus
We became acquainted with some Of the richer
people and were asked to dinner. We men
. toned the new bank whenever we could
The subscriptions must have made large
hole in your 600" suggested Hardy
"Not very large" he responded cheerfully.
ave only promised most Of them, you know"
oh see"
BESIDES it was understood that the funds
were to be deposited with rs. Campbell dstrib
uted circulars. saving the bank opened %
meet long-felt need Cthat's true enough, he
said to mel. We promised per cent on de-
posts wanted to make ii TO- but Campbell
thought that it would look too good. 50 We only
said -
was simply thunderstruck. Seven per cent
on deposits. 1t would ruin any bank. They only
gave per cent now. and even then we had din
Guilty in making ends meet. However, remem-
bcred that Mr.. RenfrcW was under an unknown
influence. and his statements were probably MT
t. be relied on. This consideration relieved my
. conscience because if one part Of his story were
incorrect, the whole Of II might be So and then
| was the less guilty I'm listening 10 a revelation
which, though it looked ugly was probably
well. ncyact all through. Evidently Hardy be-
lirN ra word. Tor continued
THAT WAS a bold offer"
ct was" assentcd Mr. Rcnfrcw blunty.
/ "CaWphcll said Il ad not matter. What We
wanted was-husincss.'
Money" suggested Hardy.
"Nes. yes: the money Campbell called on one
. or two business houses I'm the town. which he
/ fanccd We're IN difficulties Racburn was one.
We offered him an ovcrdraft without security 4
hc w9o'd ,,snsior his oecoHnt to us
THE other banks had that YOU know" he
said conndenualN There were good many
ceptcd our offers. Young Montgomery gave rs
/ good many hints aud introluciions."
"Who was young Montgomcry"'
Lord Ahchcsior's eldest son. lie ~ the pres
cnt carl His father who died about tho time
the bank opened. was one n our nrst customers
This enabled mo To fix a date by which could
tost tho truth ~ this wonderful story We All
knew Lord Abchostcr n, the bank. promaturey
old man. immensely wealthy the owner ~ half
the minerals I'm the county His father the first
earl made his money by enterprise and became
peer by party services. But the story was too
old for me to know anything but the bare out
lines.
Lord Abchestcr?' exclaimed Hardy in sur
prise
1T was done through his SON" replied Renfrew
simply.
YES. but how did YOU become so Intimate with
+ the son I'm month"
1T was not so difficult in those days" said he,
smiling. Young Montgomery was very different
from what he is n0w-just as am and he
sighed. He Wild young fellow. who owed
/ money all over the country. II" and his father
got on badly in consequence and ne spent a lot
Of time at the hotel. The birmaid believe was
one II the attractions. Then Campbell got 10
know him. We gave him dinners and lent him a
little money. and promised him more when the
bank got fairly started"
am sorry 70 admit that all this bygone scan
dal interested me so much that entirely forgot
N e l. Ia. lrnL... 1 -