davidaulloa/AmericanStories huggingface dataset:
Morning appeal. [volume] (Carson City, Nev.) 1877-1906, 1895-01-29
S1l24
BY withdrawal value Of 20 pledg-
ed shares Jan. IA, 1885. ....

Your article savs. ''he" CDR. South
WORTH has paid his interest monthly
since that time (the date of the loan
amounting 10 1852 and also Si44 Of the
principle
The facts are. that the interest due
was S1S5 Of which he bad only paid
$3.50, and what you call payments on
the principal. but which are really
$4i4. of which only $3.50 hal heen
paid. The arrearages on January Il,
1895 being SS4 for dues on stock. S35
for interest and SIS for fines. total 2l24.
Therefore the conclusion that The
company seems to have bested him
1891 and also raked Tin 1852 in
terest." is unfounded, On the con-
trary the company, as it should do.
has abided faithfully by the terms of
its contract, but the borrower failed TO
do so. II he had kept up his pay
IA, 1895, it would have cost him S763
and not 1857 as it did.
1t may he well, however, 10 disabuse
your mind and such of your readers
as may he Interested in the matter, OF
the impression that under the ''bnild-
ing and loan" system. that the
monthly payments Of borrowers are
applied TO the renuction OF the princi-
pal borrowed. That is. not the case.
The borrowers are required to pay
monthly dues on the stock which lat
ter constantly increases in value till it
equals the sum borrowed, when it ex-
the debt. That result is
reached in about Z years, possibly a
few months over, but not many. The
will cost the borrower SLABS in pay
ments of 81 per month for z years
which in gross is IS in excess OF per
cent, per annum. To this member
ship fees and preliminary expenses
have to be added, which may bring
up the cost of the loan to about 81 per
cent, per annum. When, however,
parties. as in DR.. Southworth' case,
avail themselves OF the privilege OF
paying off the loan before the stock
natures, then the cost Of the same is
greatly increased, the reason for
which is very obvious. The whole
building and loan system is predicated
On the principle OF making contracts
TO cover a long period, and when that
IS broken either by default or by
the party doing so has to
pay much more in proportion than il
ne had carried out the contract until
t natures b. the regular and pune
.ual payment of the monthly dues and /
Morning appeal. [volume] (Carson City, Nev.) 1877-1906, 1895-01-29

installments Of interest. That is the
reason why DIR. Southworth had te
pay what he did.
In the conclusion Of your article
you are pleased to say that Parties
in this city allege that they are un-
able to "get the money out Of the con-
Germ they have put in"
To this would say that this Com
pany was incorporated and COM
menced to do business in July 1885,
From that day until the present all
and every lawful demand Of any kind,
due and payable from this Company
to any person whomsoever, has been
paid on presentation without any ex-
ception or delay, and any assertion to
the contrary is false and libelous
The affairs and assets Of this Com
pany have been closely and repeatedly
examined by the Building and Loan
Com nissioners of this Stat, and in
all things they are found to be con-
d';cta,. .Irictiy according to the arti-
cleS X incorporation and bylaws Of
the Com pany. The business OF this
Company is controlled by men Of
standing as we'll in the commercial as
the social circles Of this city and
State, and no deviation from the strict
rlles required by the statute and by
laws of this Company is ever per-
mitted.
Thanking you for your kindness in
Offering the APPEALS columns to this
Company for explanation, we remain.
Yours respectfully,
WIN. Pardy, Secretar
Morning appeal. [volume] (Carson City, Nev.) 1877-1906, 1895-01-29
Insurance War On.

To be secured, you must be insured.
We represent the most reliable
companies on earth (krupp's latest as
TO rate and security We can't be beat
Call and see us.
kersey 4 Yerington,
Agents
Morning appeal. [volume] (Carson City, Nev.) 1877-1906, 1895-01-29

EDITOR CARSON APPEAL, SIR The
attention Of the Secretary of this Com.
pany has been called to the following
statement published in the APPEAL on
! the 10Th inst:
''HCw Is THIS"
I'm 1892 DR.. Southworth of this city
| borrowed $1,000 Of the Pacific States
| Savim gs, Loan and Building Company
| or San trauciSc.', at per cent He
has paid his interest monthly since
| that tine amounting TO 1852 and also
$444 of the principal Recently wish
in. TO be released from he II, rtgage
he supposed he I'll owei 1856, but
was unable to secure a release from
the mortgage until he paid The sum of
1882
He settled on these terms and
paid the amount in order TO secure he
release OF rhe mortgage. in orGtr TO
sell his propertr The Company seems
10 have br>ted him 1891 and also raked
in Sl52 interest.
i'ai ties in this City allega that they
are unable T. get the money out Of the
cnncern that they have put in. If the
Company has anvrXplaration to make
of this nnthol of doing business the
APPEAL s columns are open
10 which the following reply is sub
mitted: In May 1893 DR.. Southworth
borrowed $1,000 Of this company. and
in evidence thereof he signed bond
and gave a mortgage 70 secure the
same. whereby he agreed 70 pay in
terest ri $1,000 at the rate Of per
c..nt per annum, payable monthly, and
the monthly dues payable on 20
shares of stock. 90 shares pledged, 10
shares premium) amounting TO S17 per
month. until the stock matured and
became worth par and then to surren-
der rhe stock to the company in pay
ment of the sum borrowed. That WAS
the contract The manner in which
Dr. Southwoith performed his portion
of it is as follows: January sth 1895 |
he was in arrears seven monthly pay
ments. A notice had previously been |
sent 10 him to that effect On the 9Th |
inst. an intimation was received that
Dr. Southworth desired to pay the !
mortgage in full including all de.
mands up IT, the IA inst. In reply the
figures were submitted:
Dr.
To amount borrowed. $1,000
7months arrears on dues being
60 cents a share per month - 81
z months arrears Of interest at
per cent per annum ........ 80
7" fines for nonpayment of dues,
Morning appeal. [volume] (Carson City, Nev.) 1877-1906, 1895-01-29

Ulen Baby was sick,
We gave her Castoria-
<hen she YVES Child,
She cried for CaStoria.
When che became Miss,
She chung to Castoria-
whsn she had Children,
Che gave them Castoria
Morning appeal. [volume] (Carson City, Nev.) 1877-1906, 1895-01-29
DR.. SOUTdWORTH'S LOAN.
AN EXPLANATION BY THE BUILDING
ANOLoAN COMPANY.

EDITOR CARSON APPEAL, SIR The
attention Of the Secretary of this Com
pany has been called to the following
statement published in the APPEAL on
the 10Th inst:
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

The leading silver Democrats held
a conference in Memphis on Mon
day. They decided to make an Or
gained effort to capture the State
delegations to the National conven-
ton. Mr.. Henrichson, Of Illinois,
Chairman of the State Central
Committee declares the Cleveland
will bring on . war with Spain
about Cuba and create an excuse to
issue more bonds and rivet the SIM
gle gold standard on this country
forever.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
Our Public Roads,

If we do not have better public
roads hereafter it will assuredly not
be due to any lack of q proper en-.
forcement of the law. District At.
torney Gordy vigorously prosecuted
all sent before court and secured
their conviction. Judge Allen learn.
ing that they were old offenders
chiefly gave them the fall limit of the
law; a fine of 50 and costs for every
days delinquency, or FIVE days inn
prisoument. Some of the gentlemen
will spend 80 days in the parish
hotel for their little obstinacy while
none of those convicted get off with
less than fifteen days imprisonment.
The road law in some respects is a
hardship, but it is law, and the ma
jority of cur people cheerfully obey
it and are heartily glad to see it en-.
forced. Now hal the road hands
are being made to pay for their sins,
VIC hope the road overseers will
wake up and attend to their duties.
W. know of at least half a dozen of
them who should be in Jail for not
properly making the roads in their
charge. What is sauce for the goose
should be for the gander.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

Parish of Vermilion-l7th Judicial
District Court-No. 736.
J. U. THEALL va HIS CREDITORS.
By virtue of an order OF sale
granted by the Hon. 18th Judicial
District Court. in and Tor the parish
of Vermilion, State of Louisiana, in
the above entitled and numbered
cause, the undersigned will proceed
to sell at public auction, to the last
and highest bidder, all the property
belonging to the i~nsolvent estate of
J. ULCER Thesll, all the property
ceded by said insolvent for cash on
the day of sale; that the tracts of
land together with all the buildings
and improvements situated thereon ;
and that the residue of the property
rights and credits be sold separate
Iy item by item on Tuesday, October
20, 1895, at the store formerly occu.
pied by J. ULCER Thesll. Said prop
erty consists OF
|. One certain tract OF land lying
in this parish near Coulee Kinney,
containing thirty three and one.third
arpents, measuring seven arpents
east and west by such depth north
and south as will give the above
stated area; bounded north by Vale.
rien Touchet, east by Evariste Con-
ner, south by public road and west
by Numa Leblanc, together with all
property thereon situated.
2. Another tract of land lying in
the parish of Vermilion, containing
thirty.three and one.third arpents,
measuring seven arpents east and
west by such depth north and south
as will give the above stated area,
bounded north by Jules Schexnail.
der, east by Evariste Conner, south
by Valsin Touches and west by
Numa Leblanc, with all the improve.
ments thereon situated.
One lot of merchandise and gro-
one LOT of saloon fixtures, one
hack, three plows. one cultivator,
two COWS and calves. ten horses,
one lot of accounts, and many other
articles too numerous to mention.
A. J. GOLDEN, Syndic.
September %, 1895.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

That there is no remnant OF the
party divisions in the Democratic
ranks that once resulted in a fac
tional feud ia best shown bv the
sentiments of many Of it's leaders at
the present time. The Times has
learned that among the warm sud-
porters of Gov. Fosters candidacy
for reelection are Hon. G. J. Boat
ner, of the Fifth District, Hon. J. B.
Snyder, of Madison, naval officer of
the port OF New Orleans, Hon. RI.
Snyder, of Teusas, all leaders of the
McEnery candidacy in the cam
paign. Also Hon. G. G. Cardiff,
or Tensas, a McEnery leader. 1t is
also stated that Hon. E. W. South
erin. of DeSoto, another McEnery
leader, lie said to be q supporter Of
Gov. M. J. Foster. although tbia
latter is not personally confirmed.
Evidently the old alignment has no
significance in the approaching
campaign. Many of the leaders Of
the McEnery forces are now warmly
advocating Gov. M. J. Fosters
Shreveport Times.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
STATE OF LOUISIANA-PAREgH
on VFPMHToN 17r,r yrsATgr.

STATE OF LOUISIANA-PARFgHE
OF VERMILION--17TH JUDICIAI.
DISTRICT COURT-No. 252.
Succession of Martin E. BroussaFd.
Application of Colin Meaux to be dis-
charged as administrator Of said
g. succession
Notice is hereby given to all parties
interested, or having any opposition ID
make to the application of G.olin Meaax
to be discharged as administrators De
said succession, with a petition pray
ing that after the legal notices and
delays have elapsed that be be- dis.
charged of said administration and bis
bond Cancelled to file the same In VII
ting in the Office of the clerk Of I'LL
district court within ten days from Tho
date hereof.
Given under my hand and seal oil
court this Oath day of August, 1895.
ALCIDE LEBLANC,
Clerk of Court.
Edwards & Greene, attys.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
STATE OF LOUISIANA,

Parish of Termit6oR-lM Jadscsas
District C0USt-NO. 730.
Eugeneus Lemaire vs. his Creditors.
Notice is hereby given to all parties
interested in said account or having
any opposition to make to the tableaa
of account of E. Leblanc, Syndle
of E. G. Lemaire, insolvent, with . fao.
leau of distribution to file the same "
writing in the Office of the clerk Of tae
district court within ten days from tne
date hereof.
Given under my hand and seal ess
court this 18th day of August, lSSo.
ALCIDE LEBLANC,
Clerk of Court.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

Chicago had a spell of torrid
weather all last week which was
only broken Sunday night when a
cold wave and rain struck the town
and the temperature went down
nearly to the freezing point. Heavy
frosts are reported throughout the
northwest and as far south az Okla
homa ard Missouri.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

Our esteemed and distinguished
ccnfrere, Hon. Robt. r. Hemphill Of
the Abbeville, e. CO. Medium has
been elected q member of the Sonth
Carolina constitutional convention
now in session. Col. Hemphill
served his State valiantly during the
war and aided no little ia the sue
cess Of the reform movement which
has restored local self government to
the people.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
why the Teachers are Examined.

We notice in a recent issue of the
Star, our worthy contemporary an ar
raignment of the Examination Commit
tee of our School Board, charging that
the new applicants and the old teach
ers would be subjected to a merciless
examination. We have taken the pains
to examine the law to the duties of that
committee and we must say they are
guilty of nothing "Worthy of death"
The 'ex-teacher' will see by reference
to sections 72, "a, AZ, 48, and 40 act 81
of 1888 that he has made a consum-
mate ass OF himself, and that the COM
mittee have simply done their duty.
We will take the liberty to say that the
committee have been lenient when
compared with the law. This Ajax of
the people is wrong when he says the
''people do not want it," The people
want competent teachers, no matter
where they come from, and this COM
mittee are simply following out the re-
quirements of the law in order to see
that each applicant is competent. This
person styling himself ex-teacher, pre-
sents the remarkable spectacle. of a
man supposed to be civilized and in
telligent, Directing to and obstrueting
officers in the performance of their
sworn duties. He makes a false asser-
ton when he says the law gives them
latitude. No latitude is allowed this
committee. They may take it, but the
law does not allow it, and if they do
they violate their oath. The policy of
the School Board is to raise the stand
ard of qualification above what it has
heretofore been in this parish, and in
the furtherance of that policy this ex-
animation has been ordered.
AS to whether new or old teachers
will be employed the examination COM
mittee have nothing to do, that power
is vested in other hands. No chaos or
disorder will result from the compliance
with the law, none can, the only result
will be that We will have better teach
ers than we have ever had heretofore.
The public schools of this country are
not let out to the poor and disabled for
charity's sake, regardless Of qualifica-
ton, such a course would make our pub
lie schools a farce, nor do We employ men
and women simply because they are
born on Vermilion soil, but they must
have the requisite qualification. The
people made the law and they made the
school law and it is wise in it's provi-
sions and should be carried out.
Why this "ex-teacher" should have
made such a ridiculous ass of himself,
in writing such a TRADE against men
who are trying conscientiously to do
their duty, especially too when he has
no interest in the matter as a teacher,
Is beyond the ken of the ordinary
mind. -
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
To whom it may concern !:

Be it known that /, Toville Al
shire. in the presence Of three vii~
nesses, took. appraised and killed y
white spotted COW branded about
thus )c T.. Said cow had been ii
T
the vicinity for ise or nix year'
broke fences repeatedly and would
ha We been shot. The owner is ~
quested TO call at my residence for'
as appraised.
TovILLE ABsHlRB.
August 8, 1895.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

Rice is selling as low as IS cents
a barrel on the New Orleans mark
ct. How ia the name of the living
God, can our farmers ever expect to
make a decent living much less pay
their debts when their produce sells
at such %ridicuously and ruinously
low prices ?
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

September has been an unusually
hot month and the heat has been al
most universal. Boston, New York
and Washington have had tempera.
lures of 100 degrees this week, and
a great number Of p%rostrations from
the heat.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

With rice at present prices, our
farmers should stack and hold their
rice. Spectators and millers have
combined to manipulate the market
90 they can obtain the crops for q
song, and every man who ships with
the market 10 it's present depressed
condition is playing into their hands.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
Trespass Notice.

ALL persons are hereby warned not to
hunt upon, trespass upon OF pass over,
ride or drive through my fields and
Enclosures, in the 3rd ward Of this parish,
under penalty of being prosecuted to the
fullest extent of the Law
1-2O-'94. ALEXANDRA BRoUssvRD.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

The great Exposition at Atlanta
was formally opened on Wednesday
last the 18th with great pomp The
Washington Artillery of New Or
leans, were the guard of honor in
the military parade.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

Every body is heartily tired hol-
lering about the hot weather, but it
has been much hotter elsewhere. In
Fast Carroll parish the weather has
been 80 bot the hands could not pick
cotton.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
PUBLISHED EVERY SATURDAY.
Saturday, Sept. 28, 1895.
Reports continue favorable to the
cause of the Cuban patriots.

The Democratic State Central
Committee have been called to meet
in New Orleans, October %. Gus
Godchaux is the member from this
parish.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
STAT OF LOUISIANA,

18th Judicial District Court-po.;.A
Wermilion-Ne. 29l. SOU Y
Succession of Eliza Bandoin.
Notice is hereby given 30 ali n.,...
Interested in said Succession or bays;,sssr
any opposition to make to IN tas saag
of debts and charges filed nv &C., 0S1
A. Faux, administrator Of said ss,ss Sna
sion to file the same in writing Il ~.
of the clerk of the district eo ~
within ten days from the date he,sos
Given under my hand ana All I,
court this 31st day Of August. iSos, =
ALcIDE LEBLANC.
Clerk of Caurt
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

: Sugar is assuming an upward ten
deney and there are hopes that the
cane raisers will get q fair price for
their crops this fall. Prime yellow
clarified sugar sells at 50 cents a
pound on the New Orleans market.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
STATE OF LOUISIANA.
Parish of Vermiliop, 18th Judisial m,
fpiaf No1~< NJ anD

trict Court, No. 298.
Succession of Dom Louis Prejean.
Notice is hereby given to all partias
interested, or having any oppesidon &
make to the tableau OF debts IN
charges filed by Delizane Heberk. ad.
ministratrix of said Succession d 6la
the same in the Office of the clerk n
court in writing within ten days fom
the date hereof.
Given under my hand and seal ii
court this 7th day of September, lS9S.
ALcIDE LEBLANC.
Clerk of Court,
Edwards & Greene, ATTORNEYS.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
Succession Sale.
STATE OF LOUISIANA,
18th Judicial District Court-Parish of
Caleasieu-No. 84s. ,
Succession of James and Sarah Root.

Succession of James and Sarah Root.
DY virtue of a commission to me direct
ID ed from the aforesaid court, / will sell
at public auction to the last and highest
bidder, at the courthouse in the town of
Abbeville, Vermilion Parish, Louisiana,
on Wednesday. tlhe asa day Of
October, Hs05, the following des-
cribed property belonging to said success
sion, to wit
One certain town lot situated in the
town Of Perry's Bridge ,.p parish ish Of yermil,
both Elm and Vine streets of said town,
and being the southwest corner lot of the
square; bounded by Main, Cypress. Elm
and Vine streets.
Two certain town lots situated at Per
ry's Bridge, in the parish of VermiliOn,
having a front of two hundred and sixty
feet on Vine street running back to the
bayou, and being lots numbers SO and 81
of the original plan of said town as sup
posed and bounded north by bayou Yer
million. south by Vine street, east by Ash
street. west by Oak street, less that por-
tiOn sold to Sarah E. Stakes to her minor
sons e. and N. King.
One certain town lot situated at Perry's
Bridge, in this parish, having a front of
seventy feet by a depth of about
one hundred and twenty feet, more or
less; bounded north by bayou Vermilion,
east by Alfred Baudoin and west by Elm
street.
Another town lot situated in the town
of Perry's Bridge, having a front of one
hundred feet ON Elm street by a depth of
n hundred and Twenty-Five feet and
bounded north by the first mentioned lot.
east by Alfred Baudoin, sout by A.. G..
Maxwell and west by Elm street-and all
the improvements situated on said lots.
One lumber shed-One buggy house
n corn crib and shed-sundry accounts
and notes due succession by various par
ties.
Terms 4. Conditions
One-balf cash on day of sale and for the
credit portion purchasers to furnish their
after date to the order of B. L. Root, adj
ministrator, with in jerest at the rate of
eight per cent per annum from date until
paid n the usual clause of ten per cent
additional for attorneys fees in event of
suit for collection, with t~wosOlvent sure
ties to the satisfaction of the adm1nistra-
tor for all credit portion of personal prop
erty, and for the credit portion of the real
estate vendors lien and privilege to be re-
tanned IN said real estate until full and
final payment Of all principal, interest
and attorneys fees.
B. L. ROOT,
Administrator.
Mcdonald & Overton, attorneys, Lake
Charles. Louisiana. September 81, 1895.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
NOTICE.
New Orleans ines

New Orleans. IA az
off Eionbp 1 TReh having been entered az y IL
tive sf fer aba hss hSiss b 9s lsgs IIIsPss,s s'Is
try No. 1887, dated hhestead HI
vermilion parish, La, " with 1n : s : Wsst. IL
cancellation of said entry. fh = wy saeW toths
are hereby summoned fo aun sala parties
office on the 18th day of OctnbpsSra q thia
IL o'clock m, to respond and fosLS ~ 1t
tlmony concerning said alleged ~ ees
ment. CHARLRs o sDandpa.
Sept. 81, 1895. oppNsoN,
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
Succession Sale.
18th Judicial District C~ourt-Parish of
Vermilion-No. 1872.
forever.

Succession of A. L. Leblanc.
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28

By virtue of an order of sale issued out
of the Hon. 18th Judicial District Court,
toned in the matters of the above entitled
and numbered succession and to me di-
rected. I will proceed to sell at public
auction, to the last highest bidder, at the
court house in the town of Abbeville, On
Wednesday, October 80, 1896,
The Meridional. (Abbeville, La.) 1856-1906, 1895-09-28
Syndic Sale.
A OF LOUISIANA,

Parish of Vermilion-17th Judicial
District Court-No. 736.