davidaulloa/AmericanStories huggingface dataset:
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22
NEW TO-DAY.
F0RTY-NINTH ANNUAL REPORT
Or THE
Connecticut Mutual Life
Insurance Company.
To the Members:

1O tIle rheUlDtfSs
Despite its great general duness the year 1894
was, on the whole fairly prosperous one for your
company. The hard times and the hungry COM
petition of certain class OF companies made it
somewhat more difficult than usual to do large
new business. Careful men are cautious in such
times about taking increased expenses. But
Just such times make the unsefsh, tenderly provi-
dent, and prudent husband and father realize the
more clearly his family's need of sure and con-
slant protection and their dependence on him to
provide it. 1t is only to that class that The Con-
necticut Mutual with its simple, wholly business
like and wholly nonspeculative plans and methods
commends itself. 1t is not surprising, therefore,
that while wrote slightly less in amount than
in the previous year the number of persons insured
was larger.
The proportion of lapses and surrenders was ex-
tremely small, being only 1857 per cent of the
amount at risk at the beginning Of the year and
less than in the previous year; that while the
amount at risk has decreased trhe $780,, 1927, the
number of persons insured has increased several
hundred The remarkable persistence of our bust
ness is most gratifying feature. On the one
hand it is due to the unparalleled low cost of in
surance in this company, and, on the other, it
helps to keep down that cost by making 1t need
less to spend heavily for new business to replace
a heavy outdraft.
The mortality somewhat higher than in the
previous year. but still far below that ex-
pected and provided for by our calculations.
The gains in income assets and surplus have
been satisfactory.
The expenses have been kept rigidly down to the
same scale of economy which has always charac-
terized the company and given it unique posi-
ton among institutions of its kind
The increased dividends paid were fully earned,
and there left besides substantial addition to
the surplus which protects our large and all-im-
portant obligations, and which also materially as
sists in maintaining steady rate OF dividend I'M
affected by ordinary changes in general business
conditions.
In all that goes to affect the strength and per-
manency of your company and the cost of your in
surance here, and in the future the results of
the year are not only satisfactory, but under the
untoward general circumstances gratifying.
To speak in detail:
A
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22

Balance carried to increase net or
ledger assets
Add net assets, January l, 1884.
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22
FINANCIAL oPE

Total paid policy-hold-
eTS. ..-.......-. 80, 1SS,SS1 0Z
G o m N / S sions to
agents, sala aries,
medical examiners
fees, printing, adver-
Using, legal, real es-
tate, and all other
expenses of manage
ment. .......... 7ss, o9s %
Taxes. ............... 30O,52S IA
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22
BONDS.

No purchases of importance have been made dur |
ing the year. Bonds have been paid on to the |
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22

Total income.
Total disbursements. ....
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22
s7,2s5,55s Ga

$7,905,75S Al
7,2S5,559 81
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22

Total paid pol
icy-holders.. =. 81 50 $3.50, 1858 as
Expenses. ......... 22,699,S10 01
Taxes. ............. S,241, 535 3S
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22
Insurance. operations.
MORTALITY.


Inc death losses in 1894 were somewhat higher
IN amount and ratio than those in the previous
year. but were still so far within the amount antci-
pated by our premiums and reserves as to give US
net saving of about 1886, 900.
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22

But plain life insurance has to contest the field
with the so-caled investment insurance" AS If
anything like investment" could come out of
companies that take from fifteen to twenty-five
cents for expenses out of every dollar that comes
in. The lack of foundation is concealed from ordi-
nary eyes by an arrangement to postpone all divi-
dends for ten or twenty years-the longer the time
the higher the commission to the agent and the
rebate to the applicant. Whoever dies leaves be-
hind him all the surplus his premiums have earned
above the proper cost of carrying his insurance
while he lived, and those who lapse forfeit their
surplus, and also all large part of the reserves
accumulated from their premiums, in the hone
that the forfeiture will be so many as to fill nm
the hole made by great expenses and furnish great
dividends to those who live through the term and
keep up their policies The immortality and cruelty
of setting men 10 speculate on what ought TO he
absolutely sacred TO the protection of their own
and other mems families is obvious But the "esti-
mates and illustrations have tempted multi
tude, but only to disappointment
To Illustrate: One of the great pioneers in this
sort OF speculative life insurance is settling this
year, 1898, the dividend On Tontine policies issued
twenty years ago. Its then estimate of that divi-
dend on policy of $4,000 annual life premiums
age 40, was 1856: it is paying only 1894; Just
1910 per cent of its estimate" Scores of mill
lions OF dollars OF reserves and accumulated sur
plus on lapsed policies that ought to have gone to
give some remnant of protection to the families
OF those who lapsed or to enable them to keep up
their policies, have been forfeited the Tontine
pool: but the great expenses incident TO doing a
speculative business all over the world have eaten
up the profits and left but that pitiful outcome.
Mark, now, how the dividend-producing power OF
this speculation is steadily waning. The company
referred to began issuing these twenty-year Ton
tines in 1871, and therefore first paid twenyyear
Tontine dividend in 1891. On policies like the one
Just cited that dividend was estimated at 1856.
Here are the dividends paid: On policies issued in
1871 the dividend in 1891 was $4976, or SPOT per
cent of the estimate; on policies issued in 1872
the dividend paid in 1892 was $4456, 46. 63 per
cent Of the estimate; policies issued in 1873 the
dividend paid in 1898 was $780, or 1887 per cent
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-22

Total. .........
Disbursed-
Death claims and
endowments.
Dividends.
Surrendered poll
cieS
San Antonio daily light. [volume] (San Antonio, Tex.) 1886-1907, 1895-11-26
Where Tucker is Wanted.

City Detective Clifton Ellison, OF
Houston, is in the city today, after
the boy, Arthur Tucker, arrested
Saturday night last by Detective
Shoaf, as a suspect. Tucker will
be taken back to Houston tonight,
where he is wanted on the charge
Of burglary OF the residence of Mr.,
Louis Tuffiy and theft OF jewelry
thelefrom on the afternoon of Sun
day, November 10th. A lady's dia-
mond ring and a gold watch chain,
which were among the articles,
have been recovered.
Tucker leaving Houston that
same evening caused suspicion to
rest on him.
San Antonio daily light. [volume] (San Antonio, Tex.) 1886-1907, 1895-11-26

Both the method and results when
Syrup OF Figs is taken; it is pleasant
ana refreshing to the taste, and acts
gently yet promptly on the Kidneys,
Liver and Bowels, cleanses the sys,
tenn effectually, dispels colds, head.
aches and fevers and cures habitual
constipation. Syrup of Figs is the
only remedy of its kind ever pro.
duced, pleasing to the taste and &C.
ceptable to the stom ach, prompt in
its action and truly beneficial in its
effects, prepared only from the most
healthy and agreeable substances, its
many excellent qualities commend it
to all and have made it the most
popular remedy known.
Syrup of Figs is for sale in so
cent bottles by all leading drug
gists. Any reliable druggist who
may not have it on hand will pro-
cure it promptly for any one who
wishes to try it. Do not accept any
substitute.
CALIFORNIA Flc SYRUP co.
..,,,ov,, SAgg. FRANCISCO. CAL.
LOUISVILLE. xh Asw Y0ak. sx
San Antonio daily light. [volume] (San Antonio, Tex.) 1886-1907, 1895-11-26
Lambert ct al, to try title and for
damages; judgment for plaintiff.


damages; judgment for plaintiff.
COMMISSIONERS COURT.
Road Superintendent g. F. Russi
was ordered to bring in the books
Of all foremen, in his hands, by
Saturday. s -
The resignation; of G. w. Dukes
as overseer Of the Old Goliad and
Epson roads was, accepted, and
Christian Klein was appointed in
stead.
An application of VIM. Webb for
railroad transportation to FL Paso
was refused.
COURT OF CIVIL APPEALS.
Motions submitted-White Sew
ing Machine Co. ct al. VS.. Pauline
Hicks ct al, from BeXar, for re-
hearing; NJ. @. Bowles ct al. vs. j..
P. Smith ct al, from Tarrant, mo-
tion to postpone submission from
Decem Der 4 to Is; r. A. Harper ct
al. VS. f. G. Eason, from Bexar,
motion for rehearing; Lindsey
Shillings ct al. VS.. M. A. Shillings,
administrator, from kaufman, to
dismiss appeal; j. G. Ferguson ct
al. VS.. r.. w. Johnson, from Nc
Mullen, for rehearing.
Motion Granted-L. A. Ellis ct
al. VS.. City of Cleburne ct al, from
Dallas. motion of appellee, 5. E..
Moss, for lief to file briefs.
FEDERAL COURT.
Judge Maxey is now hearing the
argument in the Shaw smuggling
case, which was opened by District
Attorney Culberson yesterday. He
was followed by Judge King, for
the defense. Judge Evans spoke
for the defense this morning, and
Assistant District Attorney West
will close. :; 1t is expected that the
case will go to the jury this after
noon. This case has been on trial
since last Wednesday.
1t is expected that the criminal
docket will take up the balance Of
the week. Civil cases will be taken
MP in their regular order after the
criminal docket is disposed Of.
Court will adjourn about Decem-
Der 20. 49, sSs e. - -. "a. ,.as ~ ,, "a,
. ..-'.ss- REAL ESTATE TRANSFERS.
]. d. Powell to T. B. Applewhite,
lot 80, original city lot 1872; 5000.
T. f. Cowart to S. r.. Wilson. lots
81 to 26, South Heights; 100.
LICENSED TO WED.
Juan Jose Whales and Juanita
Barron.
Fred. VAIL and Annie Beller.
Eugene Merriam and Annie M.
Keller.
J. w. Jones, colered, and NJ. j..
Morris, colored.
COURT NOTES.
George Schilling was taken to
Boerne yesterday, where he is
wanted on charge of seduction.
George Richards was placed in
the county jail yesterday on a
charge Of gaming. &8ls 1.jl III M
Nice. Shacklett is suing p. de L..
Hilliard ct al. for debt and fore
closure of lien in the Thirty-sev-
enth District COURT S :Ssssn
Henry Clay Smith, janitor at the
courthouse, says he is looking for
the thief that stole his overcoat.
San Antonio daily light. [volume] (San Antonio, Tex.) 1886-1907, 1895-11-26
CALIFORNIA F1c SYRUP co.
,, say FRANCISCO. CAL.
LouiaHAss ese Anew Y0Rk. E.E
NEWS OF THE COURTS.

THIRTY-sEVENTH DISTRICT COURT.
" A. b. Frank Co. VS.. w. IA. Scott
Il Co., promissory note; judgment
for plaintiff.
The Fifth National bank VS.. j..
F. Rountree ct al, promissory note /;
jury, verdict for plaintiff.
Cecil Robinson VS.. James Nc
Closkey ct al, appeal from justice
court; dismissed at plaintiff Is cost.
@. Rodriguez vs. G. Espinosa ct
al, plaintiffs motion for continu-
ance granted and set for first day
of jury week Of January term.
Joseph E. Dwyer VS.. Henry
Pauly, ct al, damages; jury, on
trial. This case grew out of an al
legged malicious report of the grand
jury, charging the county commits
sioners with misappropriating pub
lie funds.
Ollie May Myers VS.. Wash A
Myers, divorce and injunction
verdict for defendant.
FoRTY-FIFTH DISTRICT COURT.
M. o. Downing VS.. George Red
mon, attachment; judgment for
plaintiff.
w. l.. Evans, administrator, VS.
Sarah f. Ostrom ct al, promissory
notes and to foreclose lien; judg-
ment for plaintiff.
A. B. Frank Co. VS.. Joseph Ball,
debt and attachment; judgment
for plaintiff.
A. B. Frank Co., VS.. n. Green &
Co. debt; Judgment for plaintiff.
d. N. Baldwin & Co., vs A. L.
Punnell, sequestion: judgment for
plaintiff.
Simpson ct al, VS.. Mary j.
Votaw ct al, professional service ;
judgment for plaintiff. Defend
ant gave notice Of appeal.
l.. w. Moore VS.. Hartford Fire
Insurance company, on insurance
policy; Defendants amended mo-
tion for new trial overruled. De-
PENDANT gave notice Of appeal.
r. j. HofheinZ VS.. Sidney b.
Wood, conversion of stock, dis
missed for want of prosecution.
Louisa Matchmaker VS.. Andrew
Matchmaker, divorce; dismissed.
Henrietta Kalteyer VS.. A. A,
Alexander and j. LIS. Hunt, tres
pass to try title; judgment for
plaintiff.
Bert V. Wolfe VS.. w. l.. Hall, ap-
peal from Justice court; defend
ants motion for new trial over
ruled. Defendant gave notice OF
appeal.
James G. johnson & Co. VS.. Mrs
H. Rhein, for appointment Of re-
ceiver and Injunction leave grant
ed Armstrong, Catob & Co. ct al,
to intervene. Defendants motion
to vacate receivership.
Samuels & Jordt VS.. Sun Mutual
Insurance company, on insurance
policy; judgment for plaintiff for
1915.
j. S. Rhimedes VS.. John L. Lewis,
appeal from Justice court; judg-
ment for defendant.
Luanna Mcdonald VS.. John Me-
Donald, divorce and injunction ;
Judgment for plaintiff.
Merchants and Mechanics, Build
ing and Loan association VS.. Chas.
San Antonio daily light. [volume] (San Antonio, Tex.) 1886-1907, 1895-11-26

Resolutions of respect to the
memory of Justice Jackson of the
Supreme court are presented to
that body.
Europeans in Nicaragua are
trying to induce the government
to rescind the contract with Ameri-
cans for the construction of the
canal.
San Antonio daily light. [volume] (San Antonio, Tex.) 1886-1907, 1895-11-26
American Protest Mailed.

Dies MONIES, Iowa, Nov. Pa
protest addressed to the Marquis
of Salisbury, calling upon the
European powers to compel the
sultan to govern Turkey so that
life and property of foreigners will
be safe, was mailed to London
yesterday. 1t has over 1000 Sig
natures.
San Antonio daily light. [volume] (San Antonio, Tex.) 1886-1907, 1895-11-26
TAYLOR Taken to the Pen.

State Convict Contractor Car
michael last night took John
M. Taylor to Huntsville, where
he is to spend his life for the
murder of Charles j. LanghOlZ.
San Antonio daily light. [volume] (San Antonio, Tex.) 1886-1907, 1895-11-26
BOND & CO., TEL. 2ss.

Dressed poultry, cranberries
celery, cauliflower, tomatoes, shell
canned and bulk oysters, fresh
salmon, shrimp, Malaga grapes
Mexican lettuce. III 26 1t
San Antonio daily light. [volume] (San Antonio, Tex.) 1886-1907, 1895-11-26

Holiday goods at Geo. Roe's,
pa West Commerce st. IL % I'm
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1895-09-03
OVER FIVE THOUSAND.
The Exact Number of Paid Admis-
sions at Garfield Park
VAS 5,112 FOR DAY ARD EVENING.
List OF the Sporting and Athletic
Events with the Prize Winners,

List OF the Sporting and Athletic
Events with the Prize Winners.
The first estimates of the crowd at
Garfield park yesterday which placed it
at nearly 10000 were too high. The
number of paid admissions was SIP.
There were probably five hundred peo
pie who got in free including small boys
who made their entrance somehow, no.
body knows where. but they were there
and had more fun than any body.
Immediately after the procession, the
Jam on Kansas avenue bridge was so
great that it was blockaded for over forty
minutes
At the gate five ticket sellers made
change and handed out admission cards
as fast as possible for four hours but the
force was inadequate. Throughout the
entire days proceedings not an accident
of any moment occurred nor was there
drunken man on the ground
OF course the interest of the majority
of the spectators centered in and around
the speakers stand where spoke Mr.. ].
r. Burton and Mr.. J. ]. Ingalls, but the
base ball, the athletic contests and the
sports in and around Soldier creek, at
tracted many.
A ripple of excitement occurred at the
boat landing about 8 o'clock. Two men
tipped over their boat at the landing and
got wet to the knees One scrambled
out in safety, but the railing broke with
the other and back he went clear under
the water. His companion roared and
yelled with laughter, but a humorous
spectator gave him q shove and he,
too, was swallowed by the muddy waters
of Soldier creek. They both crawled out
and stood dripping and melancholy
spectacle.
Three boys tried to walk the creased,
horizontal pole across Soldier creek, and
each in turn crept almost to the coveted
flag before slipping and disappeared in
the waters of the creek below. The
fourth boy was successful.
The shaved pig was turned loose at
rundown and "scooted" away across the
race track and into a neigh boring field
with fully one hundred men, boys and
girls in chase. The flight was long
one, but piggy was finally surrounded in
q cornfeId and captured.
The ball game was fast and furious
between the printers and cigarmakers.
and the close score of 8 to 10 showed
good playing. The cigarmakers were
victorious.
One little Swede boy caught duck in
the duck chasing contest and gave it to
his mother TO hold. During the rest of
the afternoon the aged woman carried
around the squawking. futtering fowl.
The evening exercises were of quiet
nature as were the fireworks.
The boxing in the pavilion in the
northwest corner was of rapid nature
and greeted with cheers.
Wall and Kelley. Juveniles, gave three
rapid rounds of boxing. Wall was de-
clared the victor. The prize was two
fancy shirts.
sOOtty Cain and Wade Watt gave three
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1895-09-03

speaking exercises at Garfield park was
a model in brevity and sentiment He
said:
LADIES AND GENrLEMEN:-Upon this
occasion, feel at home, for. as most of
you know, 1 am practically and not
theoretically a laboring man. l believe
in the dignity of labor, and am proud to
say that love my trade, and the warm
est friendships of my life were made at
the bench. From personal experience I
tell this audience that the busy laboring
man is fair in criticism. honest in judg-
ment, loyal to his country, true to the
relations of home and the f1reside.
The laboring man of this country
wants high class free schools for the ed
ucation of his children, and he appre-
ciates the position Kansas has taken
npoE this question.
Labor is intelligent; labor is economi-
cal; and in this beautiful city of ours,
labor has built and now owns almost d
majority of the homes
am of and for the cause of labor
The artisan and mechanic does not learn
oratory in the work shop. and for that
reason 1 give place to speakers who have
earned national regulations upon the
platform. They will please, delight and
instruct you
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1895-09-03
DOESN'T LIKE EMERSON.
Judge Quinton is Qnite Certain He Is an
Old Fraud.

Judge QuintOn is Qnite Certain He Is an
OLD Fraud.
Judge A. B. Quinton is ''forninst'' the
American Book company. He is also
incidentally poking fun at Ralph Waldo
Emerson.
The judge has ascertained that on page
445 of Harper's Fifth Reader occurs this
sentence, "The dice of God are always
loaded"
''Now that's a nice moral thing to have
in our school books, isn't it." says the
judge.
This sentence is in Emerson's Com
pensation.' I'll tell you about Ralph
Waldo Emerson. He was about a thou
sand years behind the times. He lived
in a little tumble down house
which ought to have been torn down
fifty years before he lived there I can
just imagine the great essayist He
would get in there in hot summer af-
ternoon with his friends around him. pull
OFF his coat and vest and doze off in his
big arm chair, Every now and then he
would wake up and shoot off a lot of rot
to his satellites. About half the time he
would hit the truth and the rest of his
philosophy was about the greatest mess
of mistakes ever written"
Mr. Emerson's friends will be panied
to learn this.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1895-09-03
BI-METALLIC LEAGUE.

Members of the State Central Committee
to Meet Here sept. To-
The following call has been made for
the state central committee of the Kan
sas State Bi-MetalIic league, to meet in
Topeka on Sept. 10th. o'clock P. m, at
Hotel Throop.
TOPEKA, Kans., Sept. 2, '95.
To the members of the State Central Committee
of the Kansas State BIZ Metallic League:
There will be meeting of this com
mittee held on September 10th, 2 o'clock
o. m, 1895, at the Hotel Throop, Topeka,
Kansas, for the purpose of consultation
and to adopt plans of work throughout
the state.
We have received large amount of
correspondence and the state is well IN
der way of organization and ready for
active work, and we see the need OF a
consultation of this entire committee in
laying out the plans for carrying on this
work And we would most especially
urge a full attendance at this meeting of
the state committee, as there are many
matters of importance to come before it.
By order of R. w. SPARR, Pres.
F. BUR LEIGH JOHNSON, Sec.
The Topeka state journal. [volume] (Topeka, Kansas) 1892-1980, 1895-09-03
I SOCIETY CIRCLES.
Mr.. Fred Nipps and Miss Name
Smith to Wed.
WEDDING CELEBRATED TOMORROW.

Personal Items or Interest About To-
Deka People and Visitors in Town.
persons sending social items to this depart
ment viii please give their name and address in
order to secure publication
A surprise to their many friends will
be the announcement that tomorrow at 2
o'clock, ISIS Name Smith, daughter of ex-
Secretary of State James Smith and Mr..
F. E Nipps, city agent of the Missouri
Pacific, will be married at the home of
the brides parents 1919 Fillmore street
The wedding will be very quiet, only a
few intimate friends and relatives being
in attendance.
Mr.. and Mrs. Nipps will leave at once
on their wedding tour to be absent
several weeks.
Miss Smith is a more than ordinarily
popular, accomplished, and sensible
young woman.
Mr.. NIpps is we'll known in business
circles and has a high standing there
They will have the sincere best wishes
of a large circle of friends, for their
future.
Mrs. Pitts Entertains.
Mrs. B. E. Pitts is giving thimble
party this afternoon mplimentary to
her aunt, Mrs. B. G. Ashley of Kansas
City. Those present are Mesdames Z.
Bennett, Richard Gundry, l. S. Woolver-
ton, Ralph Squires c. A. Fellows, M. S.
McNabney, Theo. Sabine, F. R. Mills
paugh, j. 5 Sproat, A c. VanVIiet, ]. n.
Cleveland and ]. r. Koontz.
General Social Notes.
Mr.. Chas Holman is still quite i'll.
Miss Daisy Smith entertained the
neighborhood young people last evening
at her home.
Miss Trissa Greenwood went to ST.
Mary's to-day to attend tho marriage OF
Miss Maud Moses and Mr.. Henry Au-
mann.
Miss Bessie Van Amburgh returned
Sunday from a three weeks visit in the
east.
Miss Minnie O. Davis went to Kansas
City to-day to spend part of her vacation
with relatives and friends there.
Miss Lillian B. Smith, who has been
visiting the family of Mr. T. E Davis
left yesterday for Emporia where she
| will attend the state normal this winter
Mrs B. c. Ashley and daughter Isa-
belle, of Kansas City, are visiting Mr.
and Mrs. B. E. Pitts at 422 Tyler street
| Dir. and Mrs. A. B. Washburn have is
sued invitations to the celebration of
! their twenty fifth wedding anniversary
on Tuesday, September 10th, at their
home. 1909 Van Buren, street In the
| AFTERNOON humOeE Oh lAdl6S nave D6eu
invited to thimbles, and in the evening
both ladies and gentlemen to cards.
| Mr.. and Mrs. d. o. McCray and daugh-
ter, Miss Lena, spent few days in Chi
cago last week.
Lyman w, Humphrey, Jr., of Inde-
] pendence is visiting Mr. and airs. D. 0.
McCray.
Mr.. Charlie Foulks has returned from
trip to Holton.
DR.. and Mrs. q. Fl. Newton came dowI
Saturday from Fort III adison, Iowa, tt