davidaulloa/AmericanStories huggingface dataset:
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
FRANK A. SEYMOUR.
Cashier of the Merchants Ma
t;onaI Bank.

Cashier of the Merchants Ma
t;onal Bank.
TT is a weIl-knoWn fact that mis-
appropriation of funds is much more
common in the United States since
than before the war. During the
past fourteen years embezzlements
and defalcations that have come to
light amount to about S144 100000.
Competent authorities state that in
addition to this there have been
about $70,000,000 Incorporated for
which private settlement has been
made. During the year 1894 defalca-
lions amounted to $25,00O,00O, the
state of Minnesota suffering to the
extent of 100000.
dThis decline of financial integrity
is not the result of the war. The
sudden accumulation of large for
tunes has stimulated desire among
all classes to become rich, and the
example of eXtravagant living has
i been the cause Of speculation in all
it's various forms. The mania OF
gambling, which is fast becoming
the fashion with American people,
/, together with the more ordinary
forms of dissipation, is the frequent
cause OF; embezzlement. The church,
3 the school and the law are not to
blame The laws are not rigidly en-
s forced, owing to the weakness of
public sentiment. This is not the
fault of the judges or the prosecut-
ors, but the jury system of this
country is all wrong.
While in many cases the eXtrava-
gance of women is the cause Of dis
honesty of those in positions Of
trust, I do not believe" that, as a
rule, women or children are the di-
rect cause of defalcation. Married
men are more honest than single,
and women are more honest than
men. Public officials and trusted
commercial employees should be paid
salaries commensurate with the re-
sponsibility of their positions. I'M
proved systems of examination of
books and accounts of public officials
should be adopted. Employers
should be better informed as to the
habits and character of their en-
ployes, and, while the bounding and
persecution of employees by detect
ives is detestable, regular report
made by a competent inspector will,
as a rule, intercept them in their
downward course.
Public opinion should be educated
by the newspapers. The jury sys-
tenn should be revised. Laws should
be rigidly enforced. Maximum SEN
fences should be given. Those con-
victed should be allowed to serve
their full terms. In no case should
a felony be compounded, nor should
any private settlement be made with
a defaulter.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03


ufacturers down at Cincinnati last
week took an unwarranted liberty
with Charles A. Pillsbury by max
ing him one of the vice presidents
of the association. We thought at
the time that it was rather queer
that Mr.. Pillsbury should go from
the meeting of the millers which
declared that IAN import duty did
not help an export industry and
take part in a meeting of manu-
facturers who were positive in their
declaration it would have that effect.
We learn that Mr.. Pillsbury was not
present at the meeting Of the manu-
facturers, and their action was not
authorized by him. We tender our
apologies to Mr.. Pillsbury.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
PARSIAEONY THAT HURTS.

Among the many things which the
present congress has done to make
one weary and to anticipate it's
death with a sigh of relief is the
omission from the printing bill of
any appropriation for printing the
monthly summary of imports and
exports, which, always a matter of
value, has become exceptionally use
full since Mr.. Ford has widened it's
scope and given us the very valuable
data each number now contains. No
editor but has felt under obliga-
lions to this publication for informa-
ton accessible elsewhere only with
difficulty, and no student of econo-
mic questions in or out of editorial
rooms but will feel the loss caused
by its cessation. While thousands
of dollars are wasted in padding the
Record with speeches that no one
reads or cares to read, it is singu-
lar and most misplaced parsimony
that cuts out the small amount
needed for this work. We are ad-
vised of this action from a private
source, and believe it is not gen
orally known, but we are sure that
when it becomes known the press of
the country will not rest quiet under
the deprivation. If they set up
roar now it may not be too late to
retrieve the paIpable and ineXc,is-
able blunder Of congress.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
THE MICHIGAN PLAN.

A measure is being prepared to
adopting the Michigan plan of elect
ing presidential electors by congress
sional districts. The experience of
the past is not lost upon this Re-
publican legislature. The legislative
districts of the state were gerry
wandered by the constitutional con-
vention in the hope that it would
result in the continuous control of
the Legislature by the Republican
party, but it is evident the expert
ence Of both parties in this kind of
trickery has not inspired the Re-
publicans with confidence in the per-
manence of their hold, and they pro-
pose now to rediStrict the congress
sional districts so as to get a share
of the electoral votes. While there
is but little more than politics in the
motive, there is much of merit in
the plan. In a degree it imports
into presidential elections the plan of
minority representation. If there is
any congressional district in a state
in which the minority party in the
state has majority, it would have
its voice in the electoral college.
Another merit is that it is a step
nearer the end Of electing the presi-
dents by vote of the people. There
is a probability that New York will
adopt this plan, but it's adoption
rests entirely upon the uncertainty
of that state in it's political move
ments. In a state like Minnesota,
which seems now to be hopelessly
given over to Republicanism, it can
not be expected that the partisan
spirit in legislature would permit
a possible loss of a single electoral
vote
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

he will be able to repay the amount
taken. Later he takes little more
money, again still more, until it be-
comes utterly impossible to make
restitution. Then he makes false
entries in his books, or otherwise at
tempts to conceal his theft, and, at
last, is practically forced into becom-
ing thief. This is not his deliberate
choice, and was far from being his
first intention. Some circumstance
forced him into making the first
wrong step; for circumstances,
not intentions, make the vast major
ity of criminals.
If a man is once convicted and
goes to prison, the chances are de-
cidedly against his ever again lead
ing an honest life. 1t is painful to
observe how a man is bounded out
of every position he secures when he
has once served a term in the peni-
tertiary. Many man has earnestly
tried to redeem himself and lead a
perfectly reputable life, but he is I'M
able to get or retain a situation,
and, falling in with his old compan-
ions when perhaps hungry and cold,
he resumes, almost in stlf-defense,
the criminal life which he abhors
1t is a mistake to imagine that
crime is in any way fascinating.
There are certainly a few abnormal
people who are born criminals, and
who will always remain criminals.
But the majority of Wrong-doers
were forced into crime by circum-
stances and despite their inclina-
tons. Once arrayed against the law,
they are forced by the actions of
their fellow men to abstain from
reformation. 1 fully believe that
two-thirds of the convicts in our
penitentiaries would again become
honorable men if only they could
secure fair chance to reform.
Crime is not becoming more COM
mon, but, on the contrary, is dimin-
ishing, under the influence of educa-
ton. An enlightened community
sees the results of wrongdoing and
abstains from crime. The ordinary
criminal is comparatively ignorant,
and on that account he makes his
first mistake.
The public should keep informed,
Of course, of the habits of govern
ment officials, but a much better
plan would be to select the men, of
whom there are always sufficient
number in any community, who
would need no watching. 1 am
afraid that this course is not always
adopted. AS for banks or other
commercialinstitu it is the duty
of their officials, both toward them
selves and the people whose money
they hold in trust, to maintain a
very close watch on the personal
habits of every trusted employee
Should the man be entirely honest,
and possessed of no bad habits, ex-
animation will reveal these facts.
The employer will feel relieved, will
place greater confidence in the en-
ploye, and will often promote him,
or increase his salary. If the en-
ploye is going wrong, an early reve-
lation may prevent his going to a
criminal extreme. Thus proper sur
VIGILANCE is as much a benefit to the
employe as to the employer.
Outside Of preliminary education,
I should say that crime being chief
ly the result of circumstances, of
which companions are the most in
fuential, a reformation OF bad hab-
it's or criminal tendencies can be
best effected by the adoption of i'm
proved associations.
CLAYTON M. WEBER.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
CLAYTON M. WEBER.
Superintendent of Pinkert0E7s
National Detective Agency.

Oh
National Detective Agency.
During the past seventeen years [
have come in contact with hundreds
of cases of defalcation, in all parts
of the United States, as well as in
Europe, and 7 am firmly convinced
of one thing-that it is impossible
to assign a leading cause to VIOLA
tons of financial trust. Every man
has his hobby, and there are as
many hobbies as there are men.
Most hobbies are expensive. One
man is devoted to fast horses, an
other to fast women, a third spends
all his money on clothes, a fourth
on pool rooms. Some men aspire to
popularity and treat every one they
meet. Certain people go to any
length to keep up a Snowy position
in society.
In Philadelphia, about ten years
ago, I arrested a bank bookkeeper,
aged siXty-two, who had for thirty
three years been an employee Of the
same institution. He was deacon
in a church, superintendent of a
Sunday school, neither drank nor
gambled, and was, in all apparent
respects, an exemplary man. But
his family were extravaganza, or, at
least, whether they or he were to
blame, they lived eXtravagant1y;
and the old gentleman pleaded guilty
to having stolen over 900. An
other young man, in this city, some
time ago, received $4,000 year, and
was but twenty-three years old. He
had various hobbies. He possessed
no less than seven different bicycles
of the most expensive kind. He had
a suit of clothes for every day in
the year. He was fond of dissolute
females. To his own establishment,
when arrested, he proved to be short
over $4,000. Again 1 arrested, down
in Kansas, a cashier in a bank, a
college graduate, who became an
embezzler because he was trying to
help out a hotel which he had started
and failed to make pay.
Although the causes of defalcation
are infinite, the first steps are
usually the same. Scarcely any
man is naturally dishonest. Forty
nine out of fifty defaulters, 1 may
say, had no intention of becoming
a thief, or even of doing anything
dishonorable. The embezzler al
ways begins by borrowing from his
employer, without the latter's per-
mission. He Is fully convinced that
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

have been in the past, as they are at
present, and as they will be in the
future. I think in the multiplicity
Of corporations in our modern bust
ness life the moral sense of the peo-
pie is blunted in dealing with
them; but that is the result Of the
teaching of the demagogue and pol
itician, and will correct itself in
time. In fact the current of thought
has already turned.
AS to your question, do many
men think it only business-like to
take what they can get, and only
dishonest to be found out?" I an
cswer, No. My experience is, the
average man is honest, the dishonest
man is the exception; and, in the ma
jority of cases, only dishonest from
i. force Of circumstances. Certainly,
neither the churches nor schools are
to blame; the teachings of both are
for the moral good of the people,
and no man can truthfully say he
is the worse for having attended
either. AS to the law, if the law
and the forms of law were vastly
simplifed, the result would be ben
eficial in the extreme. Nothing can
be more absurd than the various
courts, appeals, stays, injunctions,
and heaven only knows what else
that constitute the present formal
tiles one has to go through in order
to learn, when A says to B, 81 will
sell you this horse for S10," B says,
Its yours and A pays B the $40,
whether A has the legal ownership
of the horse. I think you can find
many attorneys who will tell B that
A is not the legal owner, and that
A can very easily get rid of 500
trying to find out whether he is or
not, and not get the horse either.
Are married men more honest than
single? Some are. 1 believe women
are more trustworthy than men, as
every man should believe who ever
had mother.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
Called Him Down.

Rev. DR.. James Newton Shafer,
Methodist divine of New York, cele-
brated his eighty-third birthday the
other day In speaking of the early
days Of his church work. the doctor
said that he offended one congregation
by using the word Invaluable" On
that occasion the church officials sum
moned him before them. 1--WE do not
want or will not have any Latin or
Greek in our sermons" the spokesman
explained. eve want plain Methodist
preachin' and no foreign fashions
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
PLACE OF THE GREENBACK.

The Little Falls Herald, comment
ing on the presidents message, says
eff the silver problem was out OF the
way it would be impossible for the
government to reissue the green
backs faster than they came In IN
payment of taxes, were the govern
ment receipts equal to the expenses.
While the administration should be
sustained in bond issue as a tenn
porary measure, the Herald is CT the
opinion that "the greenbacks should
remain in circulation" The idea
back of the Herald's thought is that
of a revenue currency. Under this
system a government would issue
it's notes in anticipation Of the tax
levy or tax income, mating its
notes receivable in payment Of taz es
only. So far as our greenbackS are
used in payment of the taxes of the
government, they perform the func-
ton of such a kind of money. 1t is
probable that such currency might
be sustained, although the expert
ellCS anu GNU
counties in the issue OF warrants and
orders and certificates Of indebted
ness redeemable in taxes or out of
taxes paid in, would not encourage
the plan, they having been uniform
ly at a discount, except where they
bore interest. If the greenback be
made solely redeemable in the pay
ment Of taxes, the $346, coo, 600 of them
now in existence would go in and
out of the treasury, and gold re-
serve would be superffu0us, but be-
tween the silverit'es on the enc
hand and the greenbackers on the
other, with the gold standard men
surrounding them both, any thought
of thus changing the character Of
the greenback is useless. The only
course is TO clear it away.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
HON. HENRY A. CASTLE.
POstmaSter.

Revelations of enbezzlement, de-
falcation and betrayal of trust follow
a financial panic, because stringen-
cies and reverses uncover many hid
den frauds. Perhaps there are not
more real delinquencies than in or
binary times, but more of them are
brought to the light of day-fewer of
them are compromised and sup
pressed.
The weakness of human nature is
responsible for the occurrences, pri-
marily; a season of lively business
and general prosperity furnishes the
opportunities; a sudden depression
in business and check of prosperity
causes investigation, and the weak
spots are disclosed. So long as hui
man nature remains unregenerate,
there will be individual cases of
yielding to temptation.
But, after all, the derelictions are
so few in comparison with the whole
number of officials and employees
holding places of trust, and the ag-
gregate amounts involved are so
small in comparison with the enor-
nous sum total of business and Off
cial transactions that there is no
room for discoura gement, even when
the revelations come most frequent
ly. An immense majority of men are
honest; only TIE small minority be-
tray their trusts.
Whether the number of deIinquents
is greater now than in the oft-lauded
days before the war;" considering
the vast increase in population and
the much vaster augmentation of
financial transactions, 1 seriously
doubt. I believe the world is grow
ing wiser and better The war was
not the demoraliZing agency that
moralists too often claim. Some of
the Stay-at-hOmeS had their heads
turned by a fictitious prosperity born
of initiation, but the officers and
soldiers at the front, who were the
salvation of the republic then and
have been it's bone and sinew since,
learned lessons of integrity with
their lessons of patriotism. They
are not found in undue proportion
among the weak and the erring.
During all the decentralization of re-
cent years they have, as a body,
stood firmly for public honor and
private honesty.
The fault, therefore, for the viola
lions of confidence does not, in my
opinion, rest with the law, the
church, the schools or the mal-ad-
ministration of justice. It lies with
our inherent, Unborn weaknesses.
All the resources of modern civiliza-
ton are at work to improve mans
moral nature. They are succeeding
in the task. Perfection still abides
in the shadowy distance. Opportun-
tiles and temptations are multiplied
with business expansion, and the
remedy lies, not in sterner laws and
heavier penalties, but in a steady,
earnest, continuous effort for the adj
vancement Of general standards of
public and private morality.
| zh<~77rfG3@
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Sugar Planter Kernochan, of
Louisiana, has been guilty of what
might be termed Perierism. He has
turned over his sugar plantation to
his merchants because he couldn't
get $4,000 bounty alleged to be due
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
Every Girl Has Her Day.

Judge.
Elder Sister Extraordinarily - Going
to bed, I suppose? What a shame,
Never mind; in few years you will be
invited out too.
Younger Sister Independently
Yes; and in few years you will not
be invited out.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Kansas new governor says Popu-
list rule has driven $150OOO 600 of
Eastern capital from the state.
Really now, governor, if a man paid
15,0000 900 for the whole state of
Kansas, wouldn't he be driving a
bad bargain?
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

How would John J. ingalls, and
John L. Sullivan do for a double
travelling team? ingalls, might de-
liver a short lecture on iridescence
and then spar a couple of rounds
with Sullivan
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

The Minneapolis Tribune has
played a low-down trick in the Hay
ward trial by claiming that one of
it's reporters wore the famous
pointed-toed shoes. 1t was the gen
eral impression that the salaries of
Tribune reporters, except Mr.. Rouge
and Mr.. NOir, were so low that they
could wear nothing better than
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Jerry Simpson figures that 80 per
cent of the coming generation will
be criminals. AS Jerry is usually
wrong, probably so per cent will be
as good as the Pioneer Press paints
Senator Nelson and Gov. Clough.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
Ringing the Frost Bells.

Frost bells are tolled in some districts
of France when frost is threatened.
Immediately the inhabitants place
quantities of tar between the rows of
vines. The tar is lighted and volumes
of dense smoke arise. thus protecting
the vines.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Missouri, the home of big fish and
bigger fish stories, is around adver-
Using itself as a good thing again.
Joseph Burris, of Ray county, Mo,
was sent to Jail for six months for
whipping his wife, and every day
brought him a nice warm dinner.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

The government has arranged to
sell $1CO,OOO,OOO 3-per-cent thirty
year bonds. 1t is understood st.
Paul newspaper men will not make
a bid for them.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Madeline Pollard might even up
her deal with the Kentucky colonel
Il little by telegraphing Breckenridge
her regrets that he didn't get killed
by Representative Heard.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

The st. Louis Globe-Democrat has
a story Of 'FWell-Heeled Tramp"
Well, oughtn't a tramp, to be sue
cessful in his business, have heels
of good leather"
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Chief Justice Start is making a
good start. He sat calmly by and
saw one of his decisions reversed
and yet didn't resign.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Uncle Sam hasn't recovered from
the surprise Of Friday afternoon,
when Great Britain's agents actually
dropped a million or so of our gold
back into the treasury.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

The Chinese are doing a little
laughing themselves at .Wei-Eai-
Wei, in spite of their defeat. They
actually sank a japanese gunboat.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Queen LiliuOkalani has not only
been arrested, but she has been in
suited. Senator Plat says she is
plain Mrs. DOminiS.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
n.1LE AND SuNRAX

ISy Tie month, mall or carrier. SOC
0neyearby carrier. in advance. $50.
One year by mail, In advance. .S4.Oo
S3x mos. by mail in advance. ..S2.25
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Lemuel Ely Quigg is to be editor
of the New York Press. Lemuel
ought to get there-if his middle
name is a good fit.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Queen Lii, now you know how it
Is Yourself. Eugene V. Debs.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Silverites are feeling very bump
tious in the senate. Lee Mantle, OF
Montana, has secured his toga.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
SVNRAG ALONE,

rar Sfp1Ie Copy Five Cents
Three Months. mail or carrier. 5oc
Ore Wear, by mail or carrier .Si.5O
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

WEEKLY ST. PAUL GLOBE.
One wear, ST. | Six mo-. Csc Three no. 3oc
Address all letters and kilograms to
THE GLOBE, St. Paul, Mimi.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

The Brooklyn strike seems to have
been settled the sooner because
everybody got the grip"
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

Anti-toxine and the paranoiac are
abroad in the land, but they travel
by different roads.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03

DaILY (NOT ENOLg DING SUNDAY(
sy ti:emonth, mail Or carrier. .4Oc
OEeyear by carrIeT.In adEance.Sf'cU
OHcyear by mail, IN advance. S3.oO
Sixinos by mail in advance. .SI'75
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-02-03
Eastern Advertising 0iiice--Rcom 5l7
Ten,nIa Cnnrf Building. New York.

WASHINGTON BUREAU. 1865 ST. NV.
Complete files of the GLOBE always Kept on
cordially invited TO visit and avail them
selves Of the facilities of our Eastern ohce
when in New York and Washington.