Pawtucket tribune. (Pawtucket, R.I.) 1890-189?, 1895-07-31

and decorations than that which this policy
shall bear ~ the whole insurance on tho
building described.
IL sn application, survey, plan, or descrip-
j0n of property be referred 10 In this policy
~ shall be part Of this contract and q war
ranty by tho Insured.
In any matter relating 20 this insurance, no
person, unless duly authorized In writing,
shall be deemed the agent Of this company
This policy may by renewal DO continued
undor tho original stipulAtions, In considsrn-
slon OF premium for the renewed term. pro-
vidsd that any increase Of hazard must be
inad1 known 10 this company at tho time Of
renewal or this policy shall be void.
This policy shall bo cancelled at any time at
the request Of the insured or by tho company
by giving nye days notice Of such cancella-
tion' III this policy shall be cancelled as here.
inbofore provided or become void or cease,
the premium having been actually paid. tho
uDehrnod portion shall be returned on surren-
der VI this policy or last renewal, this com
pAhy retaining tho customary short rate OK
cept that whom this policy In cancelled by this
company by giving notice IL shall retain only
the pro rata premium.
If. with the consent of this company. an in
tero't undoY this policy shall exist in favor
OF "a mortgageo or OF any person or corporn-
tion hayipg an interest In the subject of in
surance other than the interest Of the insured
a. described herein, the conditions heroinbe-
foro contained shall apply In the manner ex-
pressed In such provisions and conditions OF
insurance relating 70 such interest as shall bc
written upon, attached, OF appended hereto
III property covered by this policy IL 10 On.
dangered by fire IA 10 require removal ~ "a
place of safety and IL 80 removed, that part Of
this policy In excess Of its proportion Of any
loss and OF the value OF property remaining
In the original location shall, for the ensuing
nVc dhys only, cover the property so removed
In the new location II removed 70 more than
one location. such excess Of this policy shall
cover therein for such five days In the proper
tlon That the value In any one such new loca-
tlon bears 10 the value In all such new loca.
uons; but this company shall not. In any case
OF removal, whether 10 one or more locations,
be liable beyond the proportion that the
amount hereby insured shall bear to the total
insurance on the whole property at the time
OF hre whether the same cover q new loca.
tion or not.
IL fire occur the insured shall give immedi.
ate notice OF any loss thereby in writing 10
this company, protect the property from fur
ther damage, forthwith separate the damaged
and unchanged personal property put IL In
the best possible order. make a com plste in
ventory OF the same. stating the quantity and
cost OF each article and the amount claimed
thereon and, within sixty days after the Are,
unless such time is extended In writing by
this company, shall render q statement 70 this
company, signed and sworn TO by said insur.
cd. stating the knowledge and belief Of the In
sured a. 70 the time and origin Of the fire; the
interest Of the insured and Of all others In the
property: the cash value Of each item thereof
and the amount Of loss thereon; all incum-
oranoes thereon; all other insurance, whether
valid or not covering any of said property:
and copy Of all the descriptions and sched
ules In all policies; any changes In the title,
use, occupation. location, possession or expo.
sures of said property since the issuing of this
policy; by whom and for what purpose any
building herein described and the several
parts thereof were occupied at the time Of
the fire; and shall furnish. II required. veri-
| fed plans and specifications OF any building,
| fixtures. or machinery destroyed or damaged
and shall also, IL required furnish a certif.
| cate OF the magistrate or notary public mot
| Interested In the claim as q creditor or other
| wise, nor related to the insured) living near.
est the place OF fire, stating that he has exam
| fned the circumstances and believes the insur-
| ed has honestly sustained loss to the amount
that such magistrate or notary public shall
certify.
The insured as often as required shall OK.
| hibit to any person designated by this cop
| pany all that remains Of any property herein
| described, and submit TO examinations under
oath by any person named by this company,
| and subscribe the same; and, as often as re-
| Quired. shall produce for examination all
books Of account, bills, invoices and other
vouchers, or certified copies thereof IL orig
inals be lost, at such reasonable place as may
| be designated by this company or its repre-
sentative, and shall permit extracts and copies
thereof TO be made.
In the event of disagreement as to the
amount Of loss, the same shall, as above pro-
vided, be ascertained by two competent and
distnterested appraisers, the insured and this
company each selecting one, and the two 90
chosen shall nrst select competent and dis
Interested umpire; the appraisers together
shall then estimate and appraise the loss,
stating separately sound value and damage,
and, failing to agree, shall submit their differ
ences TO the umpire; and the award in writ
ing Of any two shall determine the amount Of
such loss; the parties thereto shall pay the
appraiser respectively selected by them and
shall bear equally the expenses Of the ap-
praisal and umpire
This company shall not be held to have
waived any provision or condition of this pol
icy or any forfeiture thereof by any require
ment, act or proceeding on its part relating
to the appraisal or to any examination herein
provided for; and the loss shall not become
payable until sixty days after the notice,
certainment, estimate and satisfactory proof
Of the loss herein required have been received
by this company. including an award by ap-
praisers when appraisal has been required.
This company shall not be liable under this
policy for O greater proportion of any loss on
the described property, or for loss by and ex
pense OF removal from premises endangered
by hre, than the amount hereby insured shall
bear to the whole insurance, whether valid or
not, or by solvent or insolvent insurers, COW
ering such property and the extent Of the ap-
phi cation Of the insurance under this policy
or Of the contribution to be made by this
company In case Of loss, may be provided for
by agreement or condition written hereon or
attached or appended hereto. Liability for
reinsurance shall be as specifically agreed
hereon.
II this company shall claim that the fire was
caused by the act or neglect Of any person or
corporation, private or municipal this com.
pany shall. on payment Of the loss, be subro-
gated TO the extent Of such payment 10 all
right Of recovery by the insured for the loss
resulting therefron, and such right shall be
assigned 10 this company by the insured on
receiving such payment.
No suit or action on this policy. for the re-
covery OF any claim, shall be sustainable in
any court of law OF equity until after full
complianc by the insured with all the fore