The times. [volume] (Richmond, Va.) 1890-1903, 1895-09-06
HIS ACCOUNT OYERDRAWN
Nh. S. B. Nelson OVerchecktd Several
Thousand Dollars.
BOOEHEEPER CARD WELL DlSEIs sSED,
Roth He and Mr.. Nelson Claim ihnt the
oNcrchcck was Due 60 trrors-$ho
Matter Investigated ny the Bank
Oficers-Similar Affair
Recalled.

About tho first OF August last the Of
fcors OF the state Bank Of Virginia as
covered that Mr.. Richard W. CafdWen
individual bookkccpor Of that ins'ituuon'
had allowed Mr.. Samuel II. Nelson WHO
fer good many years past has kept an
account at that bank. 10 o'eru'"N -
the extent Of several thousand doilais'
The matter has been discussed in whis-
pers IA banking circles, and IL was io'
until Yesterday that the facts III the
case we're brought out As soon as the
hank officers became aware OF the mal'tI
an Investigation was held. and CardWch
1,ss interrogafod. lie claimed that the
.rouble had occurred from an error in his
accounts. which made It appear that
there was a balance TO the credit or MI
nelson. when really he had no funds In
the bank.
Krrr 40 sTuBs.
wr Nelson was also questioned on the
euhiect bv the officers OF the bank, ana
stated that hc had no idea i'm the world
bo,y HIS account stood. IL appeared
from what ho said, that he kept no
stutbs and had no means OF knowing
how his accounts stood, and went on
making deposits from time TO time and
drawing checks. which were duly hon
ored
After tho matter had been thoroughly
investigated the officers OF the bank
reached the determination 10 allow Card
we'll and Nelson TO make good the short
age by a deposit OF securities. TO the
amount of the overchocks This deposit
has been made in part by these gentle
inen. Mr.. Cardwcll was informed by the
directors chat his services would no
longer be required by the bank.
STATEMENT oF OFFICERS.
saw the President and Cashier Of the
state Bank, last night. and found that
the above statements were correct Mr..
Mann $. Quarles. Of the Virginia Trust
Company, which was upon Mr. Cardwells
bond. was also seen. and his statement
tailed with the above.
Mr.. John s. Elicit President Of the
bank, said that Mr. Cardwoll had always
been held I'm the highest esteem by the
bank officials, and the matter had been
quite "A surprise and shock TO him.
Mr.. Nelson. who IS the proprietor of
a livery stable at 1919 east Franklin
street. when seen last night. said that
the affair was "a series of mistakes
throughout. The matter, he said. had
been settled up 20 the satisfaction Of
the bank officers and he did not think
that there was anything further TO be
said about IL.
Nj. Cardwel is well-known citizen
OF Richmond. He is a member of Broad
Street Methodist church. and has al
ways been active I'm church work. One
Of the officers Of the bank said last
night that DE was the last man among
the book-keepers OF the banks of Rich
mond whom he would have thought like
ly 20 make the errors above mentioned.
SIMILAR CASE.
An affair." similar i'm some Of its fea-
lures TO the foregoing, viii be recalled
hy old citizens OF Richmond, i'm which a
sum running up into the hundreds of
thousands OF dollars was secured by a
man named Green from a State bank
in existence at that time. Green in-
duccd The hOok-kceper 10 allow him TO
over-draw 10 the extent of a thousand
dollars, promising 10 make the amount
good the next day. Next day, however.
instead of making deposit be wished
O. further over-draw. and when he was
refused. threatened to disclose 10 the
directors of the bank the fact that he
had already been allowed 20 over-draw.
joy means of these threats. ne managed
10 secure large sum Of money before
the matter was detected.