davidaulloa/AmericanStories huggingface dataset:
The Madison daily leader. [volume] (Madison, S.D.) 1890-current, 1895-04-19

fountain head and the tool chest pie,
Without it the politician would be q
wanderer on the face of the earth and
the cornetist and the chorus girl would
90 down TO unhonored graves. 1t is the
grocer's friend, the orators pride and
the dentists hope. 1t puts some men on
the rostrum and many on the stone pile.
1t is temptations lunch counter when
attached to a maiden, and the tobaccon.
lists friend when attached to a man,
Without it married life would be a per.
petual summer dream, and the dude
would lose half Of his attractions. And
most OF all, il there we're no mouths
there would be no good byes or happy
greetings, no words # comfort or hope,
no laughter full of sunshine or songs full
of praise; the hired man could not be
called to dinner, and no n would ask,
"where did you get that hat?"
From the returned delegates who at
tended the meeting of the Central Da-
kota Presbytery at Flandrau Tuesday
aud Wednesday of this week, We CLEAN
the following items Of local interest:
Rev. A. NJ. Work of Brookings was elect
ed Moderator. Rev. DR.. A. II. Wolff of
Madison church was received from the
Presbytery Of Detroit. Rev. F.. w.
Stump, of Wentworth and Elder A. q.
Young of Brookings were elected COM
missioners to the general assembly,
which meets in Pittsburg, Pa, in May.
DR.. Wolff and Elder j. B. Jones were ap-
pointed a committee to investigate the
affairs of the Lake church in Lake coun-
ty. MIR. George Gilchrist, son of Elder
John Gilchrist of Madison, was examin-
ed and ordained TO the full work of the
gospel ministry. The ladies Presbyter-
ial home and foreign missionary society
met In the NJ. e. church and delegates
from the societies OF Christian Endeavor
also met and formed a Presbyterial
Christian Endeavor union. Madison
church feels duly complimented by a
goodly share Of the honors Of these
meetings coming this way. Mrs. r. B.
McClenon was unanimously reelected
president n Mrs. ID. d. Holdridge
financial secretary and treasurer of the
Presbyterial missionary society, Mr.. Ed.
Blederstaedt was elected president of
the Christian Endeavor union. Not
withstanding hard times, encouraging
reports came in from all departments Of
church work.
Holstine cows, thoroughbreds, for sale
on time. CHAs. B. KENNEDY.
Trees.
/ have a few varieties OF beautiful
shade trees for sale. l will deliver and
plant them il desired. Inquire mt the
The Madison daily leader. [volume] (Madison, S.D.) 1890-current, 1895-04-19
Arrested a Stamp Counterfeiter,

CINCINNATI, April 19.-It has just
been made public that George Morri-
son, one OF the counterfeiters of the
2-cent postage stamps, was arrested in
the Cincinnati p~ostof1ice on Tuesday on
a decoy letter. The officers are reticent
on the matter, hoping thereby to cap
ture Morrison's accomplices.
The Madison daily leader. [volume] (Madison, S.D.) 1890-current, 1895-04-19
business Change.

Having bought out w. r. Smythe, l
will continue the business at the old
stand with IA full line of Howard flour,
graham, cornmeal, gasoline and kero.
sene. ! will also handle the Madison
flour. VIM. FEE.
The Madison daily leader. [volume] (Madison, S.D.) 1890-current, 1895-04-19

Work horses for sale on time.
CHAs. b. KENNEDY.
The Madison daily leader. [volume] (Madison, S.D.) 1890-current, 1895-04-19

l have a few varieties of beautiful
shade trees for sale. l will deliver and
plant them il desired. Inquire Mt the
office. r. j. MUELLER.
The Madison daily leader. [volume] (Madison, S.D.) 1890-current, 1895-04-19

Holstine cows, thoroughbreds, for sale
on time. CHAs. B. KENNEDY.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09
The Waste from Fire Lesses In Ver-
mont.

The Waste from Fire Lesses In Ver-
I mont.
The annual losses by fire in Vermont
have reached a point when they raise
question demanding careful consideration
as a matter of state economics, independ-
emily of the amount of insurance involved
and of the steadily increasing rates of in
surance which constitute a heavy tax upon
| business property of all kinds. 1t is prob
| ably within bounds to say that during the
past four or five years the annual loss of
property by fire in the state has reached a
million dollars Up to the present time
] the year 1895 has an unprecedentedly bad
record, the fire losses already aggregating
over a million dollars. \ compiled list of
losses in eighteen fires shows an aggregate
of 1920 $50, among these being the St. Al
bans fire, 100000; the Burlington lum-
Der mills, S250,000; fires in st. Johnsbury
March II and July 27, S25, 600 each; Rut-
land, $4,000; Swanton, $4,000; Putney
paper mill, $50, 600. In addition to these
| eighteen larger fires there were 80 smaller
ones in the three months ending July l.,
the aggregate of which will carry the total
| loss well beyond the million dollar mark,
What this means as a drain upon the
resources of our people is apparent to any
one who reflects upon the subject. If the
property burned is insured the loss is more
evenly divided than if uninsured, but in
either case the ultimate loss falls upon the
people of the state. Moreover, it is a fact
not always borne in mind that when prop
erty is burned the loss is absolute, just as
when a vessel is lost at sea. Such proper
ty is simply wiped out of existence, while
in the case of business failures, or financial
disaster of any kind, the property still ex-
: lists though the ownership may be changed.
For years past the insurance companies
have looked upon Vermont as an unproft-
able field for their business and it is said
that records kept for the past ten years
show it to have been the least profitable OF
any New England state. Last year the
losses incurred amounted to "a per cent OF
the premiums received, while of the A
companies of other states and countries
doing business in Vermont 20 suffered loss
in excess of the total premiums received,
Under this state of things the tendency OF
rates has been steadily upward, and, as al
ready said, with the advance just made
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

The island of Trinidad, over which
Great Britain and Brazil are in dispute, is
diminutive and rocky bit of territory,
only five miles long and three wide, lying
OFF the southern coast of Brazil. Up to
1894 it was a sort of no mans land, but in
that year Baron Harden-Hickey, French
voyager, occupied and colonized it, Brazil
sanctioning his scheme All went well
with the little principality, which had set
up an Independent government, until a
British gunboat appeared not long ago and
took possession of the island under the
plea thatIit was formally occupied by that
government in 100. But Brazil resents
the intrusion because Great Britain subse-
quently ceded the island to Portugal, and
when the latter country recognized the in
dependence of Brazil Trinidad was included
in the act. The Brazilian government
will try to retain the island, and meantime
Baron Harden-Hickey, who has assumed
the title of James l, Prince of Trinidad,
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09
"The Long Arm.''

There are few readers of The Phoenix
who will not avail themselves of their first
hour of leisure to judge for themselves of
the quality of Miss Wilkins's prize detec-
tive story, which is printed entire in this
issue. There can be no doubt that the
story is told with consummate skill. 1t is
a marvel of condensed narrative in which
every sentence and every word count and
perceptibly advance the story. The plot
is 50 subtly woven as to completely mystify
the reader, and up to the very last every
circumstance seems to point to any other
than the real criminal. We imagine that
the question which will be uppermost in
the mind of very many readers as they fin
ish the story and acknowledge the genius
which it displays, will be as to whether an
adequate motive is shown for crime so
desperate. TO one little group who read
the story from advance sheets two or three
evenings ago it seemed, all the way
through, as if it was a study, consciously
or unconsciously, of the Borden murder
mystery. If it is so, what is the writer S
opinion of the guilt or innocence of any
person mentioned in connection with that
crime? But let us leave all this for every
reader to enjoy the story for himself and
form his own conclusion as to its underly-
ing motif,
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

they have reached point which will prove
a serious burden in many cases.
In considering remedy for such situ-
alton it is of interest to note what the rec
ords show as to causes of fires in Vermont.
Last year one prominent company found
that out of SO fires in which it was inter
ested defective chimneys and stoveppes
caused "a, lamps, lanterns and matches IA,
lightning 21, communicated from other
buildings, II, incendiary 3. A record kept
this year of the causes in all cases where
obtainabe of the fires in the state for
of a total of SO, defective chimneys and
stoyepipes caused 1G, lamps and lanterns
>, children playing with matches ,, sparks
on the roof /, hot boxes on machinery 3,
lightning ,, tramps 2, boilers /, incendiary
s, various causes 3. These figures show
that a large proportion of fires come from
causes which must be cassed as preventible
Whether the best and wisest remedy on the
part of the insurance companies lies in an
advance Of rates is point on which
AhohiNAo anu lliouAN N'A NOhlh llDL dElNt1 bul
there is no question but that the companies
ought at least to make more careful Sc
lection of risks and of competent and con-
scientious agents, and to take stringent
precautions against over-insurance. On
the part of the insured the remedy is
clearly in the direction of making chimneys,
stoves, furnaces, and all fire and heating
appliances as nearly secure as possible,
and in taking care, by official action if
necessary, to secure the erection of sub
and city limits. In all compactly- y-built
villages, also, there should be adequate
water supplies for protection against fire.
In this respect Vermont is undoubtedly
behind her neighboring states. In both
| New Hampshire and Massachusetts there
is found a much larger proportion of viii
| lagos of population of one thousand and
upward which have gravity systems OF
water-works. Still further than this, the
authorities must show greater activity and
determination in apprehending and punish.
ing those who are guilty of incendiarism.
! The fact is neither creditable nor assuring
that out OF so many cases where there is
! good reason to suspect incendiarism there
are so few arrests and sentences for thi,
! crime.
The subject is far broader than mere
question of dollars aud cents affecting in,
dividual sufferers, but lays hold on funda-
mental principle of political economy, as
well as on the good name of the state.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09
Another step in Electrical Develop.


significant movement in the develop
ment of electricity as a motive power for
railroads is the alliance which has been
made between the Baldwin locomotive
works of Philadelphia and the Westing-
house electric company of Pittsburg. This
combination, it is stated, is for the purpose
of developing the possibilities of the Tesla
motor as applied to the railway service.
This motor, which the Westinghouse com
pany controls, is capable of drawing a car
at the rate $50 miles an hour, and the
problem is to get cars and car wheels that
will stand this rate of speed The propo-
stion is to build an elevated air line road
between New York and Pittsburg, equip
principle, and carrying only passengers,
mail and express matter. There will be
no engines, each car having its own mo-
tor According to the scheme as announc-
ed the mountains will be crossed by lifts.
Another,outcome of the combination will
be the construction of electrical locomo-
tves for use on ordinary railroads, the
Westinghouse company furnishing the mo-
torsI and the Baldwin company the rest of
the machines.
The consolidation has a special interest
to Nermonters from the fact that the head
of the Baldwin concern is DR.. +. II. Will
liams, native of Cavendsh. DR.. Will
liams and his partner, John II. Converse,
have both given magnificent gifts to the
University of Vermont
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09
Practical Suggestions on this Subject

II. NJ. Mcfarland of Hyde Park, an ex-
perienced insurance agent, contributes to
the Standard, leading insurance journal,
an article, the purpose of which is to show
that the remedy for the situation in Yer
mont in regard to fire losses and the high
cost of insurance is not an advance of
rates. The chief points of his argument
the Montpelier Watchman thus summar-
izes:
Vermont, in all the essentials of pros
perity, is a good state and ought to be a
good field for the insurance business. In
surance agencies have been planted here,
the seed sown, but the crop has been too
largely left to take care of itself. If, in
the harvest, there has been any grain to
thresh, it has been taken to the home
granaries; if not, the field has been thresh-
ed instead, by an increase in rates. The
right way to deal with the insurance ques-
tion in Vermont is to improve the condi-
tions rather than to try to meet the stua-
tion by an advance in rates, leaving under
lying evils to 90 from bad to worse. 4
good risk at low rate is better than a
bad risk at any rate.
Mr.. McFarland's remedy for the existing
situation is a more careful selection of
risks and the prompt discharge of agents
who think more of their commissions than
of fidelity to the interests of the companies
they represent. After the risk is taken,
the agent should inspect it from time to
time and see if its quality is maintained
and the conditions of the contract observed.
If man will do nothing 10 improve his
risk, to throw safeguards around it, charge
him the higher rate; if he improves his
risk, surrounds it with the means of safety
and protection, sell him insurance at re-
duced rate. He asks for concerted action
along the line of his suggestions, believing
the result will be better insurance at lower
cost. LET us cease" he concludes, "for a
! little to talk of advancing rates and possible
withdrawal from the state and consider
the best way to accomplish this work"
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09
MINOR NOTES.

The Cuban revolutionists have now set
up provisional government. This raises
the interesting question whether they may
not now be accorded belligerent rights by
foreign governments as was done toward
the Confederate states during the war of
the rebellion.
A Boston company has secured control
of the Jamaica orange crop for three years
and has despatched to that island from
Jacksonville, Florida, a force of expert
orange pickers, with material for $4,000
orange boxes 1t is expected that by the
end of three years the Florida trees will be
in bearing again.
The Burlington Free Press appeared
Tuesday in enlarged form, with an increas-
ed news service and new features in make
up. The Free Press will hereafter receive
the dispatches of the United Press in addi-
tion to those of the New England Asso-
ciated Press, and is constantly extending
its corps of state correspondents. The
Free Press has no superior in Vermont
newspaperdom and but few in New Eng
land.
The convention of the Catholic Total
Abstinence union of America opened in
New York Wednesday with large attend
ance of delegates from all parts of the
country. Impressive opening services were
held in the cathedral, Papal delegate Sa-
tolli celebrating mass and Archbishop Ryan
preaching the opening sermon. At a pub
lie meeting of the union in Carnegie hall
in the evening Police Commissioner Roose-
welt delivered a strong address on the. en-
| forcement of the excise law.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09
How the Valued Policy Law Works in
New Hampshire.


From the New Hampshire Sentinel
The valued policy insurance law has
been in actual operation for over nine
years and good idea of its actual opera
tion can be obtained. In the last report
of the insurance commissioner, Mr.. Line
han has given comparative tables covering
the period of nine years before the passage
of the law and that of the nine subsequent
years.
From 1876 to 1884, inclusive, risks were
written to the amount of 1884, l47, 1913.
From 1856 to 1894, inclusive, the risks
written increased to S632, ,941, 157, a gain
of over "a per cent.
The total premiums for the first period
were 81, S4S, 451.07 and for the second
period 81, 7S4, ,S6S.41, a gain of about go
per cent.
The opponents of the law have insisted
that it would increase the losses by hold
ing out the temptation to dishonest men
to insure their buildings for the full value
and then allow them to burn through care
lessness or incendarism. But the eX-
perience of New Hampshire does not bear
out that assertion. For the first period
the fire losses were So, 169, ,39I09 and for
the second period under the new law,
50, ,407, ,553.04 The ratio of losses to pre-
miums under the old law was 65,36 per
cent and under the new law only 43.77
per cent. Here is a clean gain for the in
surance companies. Where they formerly
paid out 1886 per cent of the premiums
received to cover losses they have recently
paid only 43.77 per cent, leaving them the
margin for profit.
How have the property owners suffered?
Has their insurance cost them more than
before the new law was passed? From the
returns to the commissioner we shall be
obliged to answer in the negative. The
ratio of premiums received to risks written
fell from 1925 in the earlier period to LIS
| in the later.
The cold logic of the above figures forces
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

Secretary Morton of the department of
agriculture has issued orders disseminating
the free distribution of government seeds
after Oct. l. His action is based on a de-
csion of Attorney General Olney that the
secretary of agriculture is authorized to
purchase only such seeds as, in the Ian
guage of the revised statutes, are rare
and uncommon to the country, or such as
can be made more profitable by frequent
changes from one part of our country to
another" The saving will be $500, 900 a
year, and Mr.. Morton believes that this
money may be better spent in the prepa-
ration and issue of bulletins giving practi-
cal information about scientific agriculture,
Few tears will be shed because there are to
be moi. more of these chestnutty 'prize
packages" for large proportion of the
seeds distributed have been of the very
commonest kinds.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

had lodged protest with number of gov
ernments against foreign occupation of his
petite kingdom. This island of Trni-
dad should not be confounded with the
larger island of the same name, one of the
British West Indies, lying off the northeast
coast of Venezuela.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

The exact political division of the next
House by states is as follows: Republican,
20; Democratic, II; equally divided, p;
free silver, /; no majority, l. 1t will be
seen, therefore, that the Republicans have
ample strength for the election of presi-
dent in the improbable event of that duty
devolving upon the House.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

the conclusion that the valued policy law
has not resulted disastrously or even dis
paragngly to either the insurer or the in
sured in New Hampshire. Much of the
prejudice against it has passed away and
there seems no danger for an immediate
repeal,
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

business to study such things, say that,
while the limi. of profitable wheat produc-
ton has been about reached in this coun-
try, there is no danger of an overproduc-
ton of corn, as it is crop for which the
demand is constantly increasing, both at
home and abroad.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

A novel industry has developed at or
near Greeley, Colo. 1t was observed at a
ranch in that locality that vast fields of
grasshoppers had died from some unknown
cause. Investigation showed that the bod
les of the dead insects We're covered with
countless millions of minute bacillus or
disease germ like that which causes chol-
era, yellow fever, etc, in the higher ami
mails. When the farmers of the Northwest
heard of this natural eradicator of a de-
structive pest they began to send orders
for the infected insects and they are now
being bred and shipped by the hogshead.
As the young hoppers hatch they are placed
in barrels lined with their dead ancestors,
In this way they receive the contagion and
it makes no difference about their spread
ing it whether they are dead or alive when
they reach their destination.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

Working over a hot stove means getting burn
or a scald now and then. Have Redding's Russia
Salve where you can use it the minute the acci-
dent happens. II takes the smart out right on,
and heals very quickly. All druggists recommend
it. and sell 1t for % cents.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

Deans Rheumatic Pills absolutely cure
rheumatism and neuralgia. Entirely vegetable.
Safe
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09
Estray.

NAME into my enclosure one brown horse 5 OF
years old, with diamond brand on near
hind leg. The owner can have the animal by
proving property and paying charges,
G. p. PARKER, East Putney, VT
July 81, 1895
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09
Gbe Uermumt 4b@mr..
BRATTLEBORO:
FRIDAY, AUGUST o, 1895.
TEN PAG E S

Mary E. Wilkins's $4,000 Prize Detec-
tive Story, THE LONG ARM, -
complete in this number.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

1t is shown by the reports Of the reve-
nue. officials of the treasury department
that the stringent state laws governing
the manufacture and sale of oleomargarine
have practically driven the article out
of the market, and by consequence
the oleOmargarine tax is steadily becoming
less each year. In 1894 the receipts were
l,123, 40, while the present year they are
only 81 400, ,21l, a loss of S3l4, PCS.
The supreme court of Nebraska has de
clared unconstitutional the law requiring
railway engineers to whistle at every high
way, and imposing fine of $50 for every
failure to do so, half of which went to the
! informer. For years the farmers along
the railways have made considerable mon
ey by bringing suits under this law. The
Union Pacific railroad recently had to pay
$500 to one man alone.
The Manchester ship canal. which was to
bring untold wealth and prosperity to the
| English city of that name. is a failure as a
business enterprise and the city authorities
| VI hdICucSteI udNt pccH dsheu ~ lOItSu
the interest on the S2j, 100000 loaned the
canal company from the city treasury. As
the property is not worth foreclosure there
is no escape for the taxpayers, and they
will have to carry the burden of the dis
astrous enterprise. The traffic receipts are
surprisingly small, mere shadow of the
estimates which were supposed to err on
the side of conservatism. The city could
not afford to take the canal as a gift and
maintain it,
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

o w. EDGETT, -
=. HATS, FURS, MEMS FURNISHINGS.
Agent for Dunlap Hats and Brattleboro Laundry
No. 80 Main Street, Brooks House Block
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

Have you cOmfOrt-lOying hus.
band ! Does he ever complain of
aching feet! Send him to us for "A
pair of easy shoes. He runs chances
Of finding fit among the bargains;
hes sure of it from our regular
stock.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09
A BARGAIN


This than se than the closing of few lines karn
comeq quiz may ohooe.hom the
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

TTASKINS q STODDARD,
i'll ATTORNEYS & COUNSELLORS AT Law
And Solicitors of Patents. BrattlebOro, w.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1895-08-09

w LICENSED AUCTIONEER.
Satisfaction guaranteed Brattleboro, vt.