davidaulloa/AmericanStories huggingface dataset:
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18
Building and Loan Laws.

To the Editor of the Indianapolis journal:
AS / am stakeholder in so-calIed
State building and loan association, and
having read in the Indianapolis papers ac-
counts of several bills being introduced
for the regulation of the same, | wish to
say that I have been carrying a small
amount of prepaid stock; also, thirty shares
of investment stock, upon which / paid $50
per month. ] invested my money in this
institution after careful investigation of
the same. and knew exactly the provisions
made for expenses. and L most heartily in
dorse the plans now adopted by the State
associations, and believe that they are the
correct and safe plans upon which building
and loan associations should be operated
If any of the proposed bills become laws |
should certainly withdraw my stock for
the reason that / do not want people to
handle my money who are not paid suffi-
cient compensation for their work to Justify
them in carefully looking after the interests
OF every stakeholder interested in the as
ISOLATION. The present law, in my opinion
is good enough, and is as good as can be
enacted. with the exception, perhaps that
the law should provide that associations
should make. annually or semi-anuually an
itemiZed statement of expenses This |
think would be all that is necessary to pro-
tect any stockholders interests.
NJ. G. LAMB.
Indianapolis, Feb. Ii.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18

bly, Judge Bonner. Messrs Woodfill, Porter.
Jackson, Hittle and others. whose evidence
the attorneys of Kennedy admit that he
was In Greensburg that night
The case was taken at to the s supreme Court f
carefully considered. Judge Elliott wrote the
opinion for the court where 1t appears in
he employs the following language: "A
strong and able appeal is made to US to
reverse upon the evidence. but this we can
material point. Counsel with vigor and in
genuity insist that the case is one of mis-
impress upon our minds the liability of wit
nesses and jurors to err in such matters.
We cannot agree with counsel that the
it is settled by the uncontradicted testimony
of Wallace, Kennedy's confederate that
conatabe Anderson arrested him and
Kennedy's declaration to the Cincinnati po-
liceman tend to show that he was in
with Wallace in the depredations of that
day, as he attempted to rescue. the latter
fed b arr aka and and CAN
but little, if any, doubt that he it was
who fired the fatal shot, but if we add to this
Der of witnesses, who identify, some Of
them in very positive terms, the appellant
as the man who did the shooting, the con-
If this be. SO he was justly found guilty
Of murder
of the jury, the belief of the presiding
judge, the opinion of the Supreme Court,
those knowing the facts in the case, are
the avenues in which to look for the proper
solution of this question, not the opinions
OF Sena tors and ministers, who form opin-
ions. ten years after the trial. from out
side statements, freely swayed by sympa-
thy. Baker who was killed, was young
farmer of excellent character and promise,
apolis bar while his father and mother are
among the best citizens or Decatur county.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18

ternined opposition, and some of its best
friends are growing discouraged over the
also include a cursory discussion of the tar
ritorial bills. but the prospects are all
against their heir passage There are several
called up, and the rules of the Senate per-
NIT such latitude of debate that financial
speech may be injected at any time and
regardless of the measure in hand There
is still occasional reference to the agree
ment which came SO near being completed
Thursday last for a two dayss debate at the
beginning of the week on the Jones bill,
with q vote at the close. and the matter
nous consent. Senator Jones still insists
that either his bill shall be considered on
their indispostion to consider it by fhbuster-
ing against it. Senator Villas has also given
notice of an effort to call up his gold bond
bill tomorrow; and in doing so is liable to
precipitate a financial discussion at the be-
ginning of the weeks work Altogether the
outlook is for busy week in the Senate.
But two appropriation bills are yet undis-
posed of by the House-the naval and gen.
raj deficiency. Tho former has been con-
sidered for two days and it will probably
require two more TUESDAY and Wednesday,.
tomorrow, under the rule, being suspension
day. The general deficiency, which will fol-
low, will take UP two days. Conference re-
ports will consume the remainder of the
week unless another opportunity is given to
the Pacific railroad committee to secure
vote on the funding bill,which has been again
reported favoraby with an amendment in
the shape of a proposition for the Union
Pacific to settle the account with the gov
eminent by the payment of the principal of
the debt due. Among the bills upon which
action will be asked under suspension of the
rules tomorrow is the bill reported from the
committee on pensions to equalize the pay
of Mexican veterans.
Argentine's Minister VIII Leave.
WASHINGTON Feb. I.-To-night, in
speaking of the report that he was about
to leave the country, Minister Zeballos, of
the Argentine Republic, said that the state
ment that he had been recalled was in
correct. He had, however, arranged to
leave Washington soon after the adjourn
ment OF Congress, and in April would start
on a European trip of years duration.
At the end of that time he might or might
not return to this country. No new minis
ter would be appointed during his absence,
the duties of minister being discharged by
Lieut.. Juan Sinclair Atwell, now secretary
of legation, who would become charge
d'affaires.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18
Fire Losses.

Miss Elgia Thomas, of Miroy is the
guest of the Misses Thomas, No. 1O6 College
NJ
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18

needless sacrifices of multitudes. each one
of whom hoped to be OF the favored few
CONDITION OF THE COMPANY.
The assets Jan 1. 1895. are s62. 234925.sa
by a most conservative valuation, an fn-
crease of $S7I.52O.72 during the year. The
ness based on the assumtion OF earning =
per cent. annual interest prior to April.
since April 1887 it is ssel2, $50. This last
600 more than 1t would be on a per cent
interest basis. The company rs SO much
a than ans sga 1s rate aq
terest tends to gravitate downward our p
siton in this matter Is one Of cengr ..tsl
ton to the management.
The other liabilities are sl,1s7. S21-55, leav-
ing a surplus OF s6.S76.a12.7s which has been
referred to elsewhere
CONDENSED STATEMENT.
In forty-nine. years of business the Con-
necticut Mutual has
Received
For premiums, ;sls2. ss7.1ss.sl
BAL profit and loss. IS. 4S1,4725s
Total .......................... esoi, fio.oi1.eV
Death claims and en-
dowmentS w., 193 0Ifz
Surrendered Surrender t' policies ss,sss 50sss
Total paid policy
holders .$l6y 650, SbS. ID
Expenses .......... =, $50 S18.01
Taxes ................. S,241, 5S5. 3S
Balance, net or ledger assets
Jan /, 1Ss5.................... $6e, SAG, 3sS 80
We commend this record to your faithful
scrutiny
In its business conceptions. plans and
methods. its strength, economy. equity and
unparalleled results to its members, the Con-
necticut Mutual stands in its totality tbs
matured fruit of time, experience and con-
sentative administration; carrying in itself
the vigorous and healthful seed of a benefit
mt future.
Respectfully submitted,
JACOB l.. GREENE. President
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18

To Illustrate One of the great pioneers
in this sort of speculative life insurance
is settling this year, 1895, the dividend on
Tontine policies issued twenty years ago.
Its then estimate of that dividend on a
policy of $4,000 annual life premiums age
just 80. 20 per cent. of it's Estimate" Scores
of millions of dollars Of reserves and ac-
c cnnt ted surplus on 9TH, iapsed policies that
protection to the families OF those who
lapsed or to enable them to keep up their
policies, have been forfeited TO tile Tontine
pool; but the great expenses incident to
doing a speculative business all over the
world have eaten up the profits" and left
but that pitiful outcome
Mark, now, how the dividend producing
power of this speculation is steadily wan
ing. The company referred to began issu-
ing these twenty-year TontInes In 1871,
and therefore first paid a twenty-year Tom
tine dividend in 1891. On policies like the
one just cited that dividend was estimated
at $685. Here are the dividends paid: On
policies issued in ISL the dividend in 1891
was 1876, or 5207 per cent. of the es-
innate; on policies issued in 1872 the diyi-
dend paid in 1892 was s4456. or 1888 per
cent. of the estimate; on policies issued in
1857 per cent of the estimate; on policies
issued in 1874 the dividend paid in 1894 was
S g no ct 4s ed Per n ce in of Of the
in 1895 is 1874. or 1910 per cent of the
estimate. Perhaps the company itself fur
its preface to its book of Estimates
used by agents: while the results of the
future must necessarily depend on the ex-
perience of the future, figures based
on past experience furnish the best attain
able data upon which to judge of the man
agemeI1t of the society and the value of its
Tontine assurance"
When these policies have received their
one Tontine dividend they fall back into
the annual dividend class. And the animal
dividends slight.
AS the investment" quality dies out it's
form is attractively varied to conceal the
want OF substance and to create the illu-
sion of giving much for little The policies
are made to have an appearance OF lber-
altty to conditions which Is false i'm
part and for the rest part destructive of
honest mutually and of public morality
The legitimate business OF life insurance
company is the payment OF death losses out
Of the premiums paid by ITS members.
Aside from making its contracts absolutely
just and secure the great merit in admin
istration is to take little money as Dos
s-ble from Its MEMBERS to do the business
as cheaply as possible; to make their an
nual payments as small as possible tn
assume to convert the payment of losses
of any sort into an Investment operation
IS an absurdity. Any advantage to 4 fa.
vored few can be had only by the wholly
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18
lee I'm the Lower Ml..i..ippi.

BATON ROUGE. La. Feb. IA large
number o. people visited the river front
to-day TO witness the novel and unusual
sight of ice floating in the Mississippi river,
large foes of which have been passing
twice previously has floating Ice been seen
in the Mississippi river this far south.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18
Forty-Ninth Annual Report
Connecticut Mutual Life
Insurance Company.

To the Members:
Despite it's great general dulness the
year 1894 was, the whole. fairly pros
porous one for the company. The hard
times and the hungry competition of GER
tain class of companies made it somewhat
more difficult than usual to do a large new
business. Careful men are cautious in
such times about taking on increased ex-
penses. But just such times make the I'M
selfish, tenderly provident and prudent hus-
band and father realize the more clearly
his family's need of a sure and constant
protection and their dependence on him to
provide it. 1t is only to that class that The
Connecticut Mutual, with its simple, wholly
plans and methods, commends itself. 1t is
not surprising, therefore, that while we
wrote slightly less IN amount tnan o IN the Inc
Sured was larger.
The proportion of lapses and surrenders
was extremely small, being only 1851 per
cent. of the amount at risk at the begin
ming of the year and less than in the pre-
risk has decreased a trifie, $S07,62 the
number of persons insured has increased
several hundred. The remarkable persist
ence of our business is a most gratifying
feature. On the one hand, it is due to the
unparalleled low cost of insurance in this
company, and, on the other hand, 1t helps
to keep down that cost by making 1t need
less to spend heavily for new business to
replace heavy outdraft.
in the previous year, but was still far below
that expected and provided for by our cal
culatiOnS
The gains in incomes, assets and surplus
have been satisfactory.
The expenses have been rigidly kept down
to the same scale of economy which has al
ways characterized the company and given
it an unique position among institutions OF
its kind.
The increased dividends paid were fully
earned. and there was left besides sub
or addition to he GurDlllS which
tects our large and all-important obliga-
lions. and which also materially assists
in maintaining steady rate of dividend un-
affected by ordinary changes in general
business conditions.
In all that goes to affect the strength and
permanency of your company and the cost
Of your insurance here. now and in the
future, the results of the year are not only
satisfactory, but. under the untoward gen
eral circumstances, gratifying.
To speak in detail:
FINANCIAL OPERATIONS.
Received
For premiums. ........ 81 ST., 972S8
For interest and rents. 3,20s, 4OS23
Balance profit and loss. 19,30.25
Disbursed--
For claims by death and
matured endowments. -$f,2l3,S7499
Surplus returned to pol
icy holders. ............. 1,26o, 4lo20
Lapsed and surrendered
policies ................ $50, 7O1.3 SO
Total paid policy hold
Commissions to agents.
aminers' fees, print
ing, advertising, legal.
real estate, and all
other expenses of
management 10, U399S
Taxes .................. 300,52S.14
-$7, 2S5, 55964
Total income. 81 sos, 75s. Il
Total disbursements. .2S5. $50 "a
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18

Solemn truths. Coughs SOW the seed of
consumption Then comes the reaper Death
Stop the sowing with Hale's Honey of Hore-
hound and Tar. No cough or cold can ever
prove dangerous long remain troublesome
If this pleasant antidote Is taken Sold by
all druggists.
pixies Toothache Drops cure in ] nasA..ta.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18

Has been used over fifty years by millions
of mothers for their children while teeth
ing with perfect success. 1t soothes the
child, softens the gums, allays pain cures
wind collie, regulates the bowels. and is the
best remedy for diarrhea, whether arising
fren teething or other causes. For sale by
druggists in every part of the world Be
sure and ask for Mrs. Winslow's Soothing
Syrup. 25c bottle.
The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-18

Insure in the Home of New York Losses
adjusted and paid at Office of c. f. Sayles
agent, 7719 East Market.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23

Cheap Rate to Atlanta via F. C..
& p. Railroad, on Monday, Aug.
70, good for 4 days. The F. c. &
p. will sell tickets from Jacksonville
to Atlanta and return for S. Par
ties wishing to take advantage of
the rate can buy round trip ticket
to Lake City, good for 10 days, by
train leaving Ocala 1905 Monday
morning, connecting with train
out from Jacksonville 7 am. Mon
day or 6:2o pm. Monday for At
lanta, making trip to Atlanta and
return cost SIS IS.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23

Grand Bicycle Tournament at
Jacksonville, Aug. II, 1896. Music
by Fifth Battalion Band, of Tam
pa There will be $500 in prizes
distributed. Tickets on sale Aug.
20, good until Aug. 20 inclusive.
Round trip to Jacksonville, 81; to
ST Augustine, So SO. Apply to
r. G. Blake, city ticket agent, or
John Dozier. depot.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23

Straw Hats we are almost giving
away. DAVIDSON & VANECHOP.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23
FOR SALE.

Eight-room cottage in the city
of Ocala. Lot contains acres,
with stable, carriage house, ser
wants house, well, cistern, fruits,
flowers, etc.
Fifteen acres good land under
fence adjoining, just outside city
limits, can be LEASED for term of
years very low if desired. Enquire
at this office.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23

Cheap annual August excursion
to West Florida via F. c. & p,
Aug. IS. 1895. Tickets good for
ten days returning. Ocala to Lake
City, s. IS; Live Oak, $3.50; Mad
ison, 81; Tallahassee and Month
cello, 81 SO; Quincy, S.; River
Junction, $3.50. Leaves Ocala,
No. Ia, I:o5 am. Monday. Tickets
on sale by r. G. Blake, city ticket
agent, or John Dozier, depot.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23
PLANT SYSTEM FOR BOSTON.
TRIENNIAL CONCLAVE, KNIGHTS
TEMPLAR
KNIGHTS

On Aug. 20 and Fl, will sell to
Boston via Savannah and steam
ship, round trip S34 40; via Nal
DRY line 5000.
On Aug. p, 24 and IS, will sell
via all rail to Boston and return,
S38 IS, and with variable routes be-
yond New York as follows: Rail to
New York and beyond New York,
rail in one direction and sound in
the other, S3o.I3. Rail to New
York and beyond New York, one
rail route going and another re-
turning, S3o.o3. Rail to New
York and beyond New York, one
sound going and another returning,
1854 All tickets good to return
until Sept. 80, 1895, by application
to ticket agent at terminal line.
For further information, tickets,
etc, call on c. +. FARES,
City Ticket Agent, Ocala house
office, or. +. HUBER,
Ticket Agent, Passenger Station.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23

Excursion Rates via Plant Sys-
tem-On Aug. Is and 70 will sell
round trip ticket to Lake City,
So 2o; Live Oak, S. so; cambridge,
So So; Thomasville, $3.50; Chatta-
hoochee, S. so. If you are going
to West Florida and want the most
direct and quickest route, don't
fail to call on c. F. FARES,
City Ticket Agt., Ocala House.
+. HUBER.
Ticket Agt., Fla. So. Pass. Depot.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23

To Trade.-A good improved
Missouri farm, in southeast Mis-
souri,. The Ozark mountain sec
ton and home of the big red apple,
for a Florida property. Owner
lives in Florida. Enquire at this
office.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23
ATTENTION, TAXPAYERS

The tax book for 1894 will close
the Tst of September and property
will be advertised for sale first
Monday in October next.
Come and pay your taxes and
save expenses. F. d. Poser,
Tax Collector Marion county, Fla.
July 80, 1895.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23
Ho for the Beach F!

The Plant System have on their
summer rates to St. Petersburg,
Tarpon Springs, Clear Water, and
for points on the east coast, for
rates to all summer resorts call on
F. J. HUBER, Ticket Agent,
Fla. SO. Depot, or
C. F. FARES, City Ticket Agent,
Ocala House.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23

The Covenant Building and
Loan association will pay you s per
cent for the use of your money, or
loan you theirs at g per cent.
Which do you prefer? M. NJ.
Little will explain to you.
The Ocala evening star. [volume] (Ocala, Fla.) 1895-1943, 1895-08-23

Use dead Stuck" Kill bugs,
reaches, mosquitoes. IS c. bottle at
The Bazaar Store.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-07-07
WITH DECORATED CIGARETTES,
HE HOPES TO CATCH THE
NEW WOMAN.
BEEN sHELVED TOO LONG.
HIS MONOGRAM, NAME AND FAM
lily CREST ON EACH CIGA-
RETTE.
THE FAD RAPIDLY GROWING,
And Hand-Painted Cigarettes May
Soon Be SmOked-COstIy for
Consumer.

Special Correspondence of the Globe.
NEW YORK, July 5.-The gilded
youth of the metropolis, who, for
some time, has been completely lost
in the glamor of the new woman,
is beginning to assert himself. He
has recognized the fact that he must
do something eccentric and keep on
doing it before the species he rep
resents can enjoy it's old-time popu-
larity and notoriety. When Berry
Wall was in the heyday of his glory
the doings of dudedom occupied col
umns in the daily papers. Now the
dudes are on the shelf, and little is
said about them as a class. The
cornerstone of the genius dude is
vanity, and unless he attracts at
tention life is a failure. So he does
not enjoy being on the shelf a bit,
and heroic measures are now being
adopted to place him in immediate
range of the public gaze.
Here is his latest move to rivet
attention upon himself. While not
a grand achievement, viewed in COM
parison with the doings of great
men, it is eminently satisfactory to
the young swells who have nothing
to do but think up means whereby
they can spend their large incomes.
A month ago Royal Phelps Car
roll, the young man who achieved
fame two summers ago by taking his
yacht Navahoe abroad and racing
h.
boat, returned from a trip to the
other side. There was nothing re-
markable about this, as MANY young
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-07-07

life. Work alone seldom if ever kills
or ever enfeebles, but intellectual
work. followed by the exhausting ex-
elements of society, makes a double
strain which is one of the most fire.
Qlants causes of premature feebleness
and of old age. / believe in regular
and sufficient periods of sleep, and as
for myself, 1 have never smoked, and,
though not a total abstainer, / take
very little of any alcoholic stimulants.
I sometimes drink glass of clarer,
but often for long period no wines at
ALL
s"you ask as to marriage. II reply,
that other conditions being equal a
young man will do wisely to marry
reasonably early. I think, however,
that it would be far better to defer
marriage If its increased expenses and
social claims are likely to cripple the
means of the young man and his
preparation for his life work. If a
wise choice is made, and both are
willing by a prudent mode Of living
to avoid bringing upon themselves
prematurely large expenses and social
distinctions, / believe a young man in
such cases will be immensely the gain
er by the stimulus, sympathy and safe
guards of an early marriage.
CIVILIAN HIGGINS"
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1895-07-07
BISHOP CLARK.

One of the great men of the Episcopal
church is Bishop Thomas M. Clark,
who has been preaching the gospel for
the last sixty years. He graduated at
Yale college when Andrew Jackson was
still in his first presidential term, and
he was licensed to preach as a Presby-
terrain clergyman before Van Buren,
got the presidency. Soon after this he
dropped Presbyterianism and became
an EpiScopalian, and he was made the
bishop of Rhode Island more than forty
years ago.. He has published a number
of books, and now, at the age of eighty
three, he can outwork most of the
young men about him. Here is what
he writes:
PROVIDENCE, r. L, April i, 1894.
Dear Sir: In reply to yours of the
Sd instant allow me to say that 1
was born in Newburyport, Mass, on
the 4th Of July, 1872, and so far as 1
know, with the exception of a stiff
ness in my joints, which prevents me
from walking long distances, 1 am as
strong and we'll as I ever have been.
I am able to keep all my appoint
ments, at home and abroad, and to
work with entire freedom-in fact,
have done more visiting within the
last six months than in any other half
year of my life. !.
Now, in reply to your questions let
me say that in order to reach a work.
ing old age and making the most of
himself, and keeping up his work to
the last, young man should take