The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1895-02-25
BUILDING PROSPECTS
DANGEROUS IRON CORNICE WILL
GIVE WAY TO TERRA GOTTA.
Tendency Now Seems to he for First
CIas. Fire-Proof Buildings with
Little characterization.

Architect Louis H. Gibson was asked in
regard to the amount of building in pros
pect in the city and State. while the gen.
eral volume of the work will not be large"
he said, the amount of substantial build
ing will be greater than ever before. Times
like these lead people to build seriously.
Much that has been done in former years
will have to be rebuilt. I find in the coun-
ty towns disposition to get away from
the very shabby methods of recent years.
The period of galvanized iron cornices and
shabby decoration is passed. The galvan-
lied iron cornice injured man at the Deni-
son House few days ago. A substantial,
simple decoration of stone or terra Gotta can
be produced at a less cost than the extrav-
aganzas in galvanized iron and wood. The
pleasant thing about good construction at
this time is the estimate in which it is held
by the people, People are coming to realize
that there is a definite relation between
good construction and the cost of insur-
ance. / was just looking over the report of
the Factory Mutual Insurance Company of
New England. / find that 1t is enabled to
insure factories, wooden mills, store build
ings and even structures which might be
estimated as special hazards at cost of
less than one-third OF per cent, and find
that the good construction which is re-
quired is a large factor in giving them these
low rates. Within the history of some of
the establishments which they insure 8, land
S, per cent has been paid, so you see that
there is relation between good construc-
ton and the cost of insurance.
If you have fair memory you recall
that It, Il mas very f intmate relation to hu
ments and yet bear in mind the rate of in
suiance. A beautiful stone or terra Gotta
gantly decorated can be built at a less cost
than of galvanized iron. One is beautiful,
good risk; the other is ugly and a bad risk.
This is a mere typical instance, and applies
to any building detail.
cent years and the financial depression, of
recent months makes II necessary to inn
prove. great deal of idle property all over
on side streets will within short time be
occupied by producing property. The misera-
lively large rental for years past, will either
be vacant or take their proper place i'll the
rental MARKET 4 hi is mot the % ~ good a
old, or the shabby, or the badly built new
ones.
in a position to build commercial structures
fully appreciate all of the surroundings of
thoroughly freproof absolutely secure,
graceful in appearance, but not extravagant
building iHs WIN a Wooden nMp ineror n ds
BILE floors and partitions; the other is fire.
proof and with interiors absolutely luxuri-
v Which IS merely EXPENSIVE ..u There is a
tendency that way. Such structure would
be loaded own with unremunerative capital,
while another more rational. would contain
only that which gives 1t perfect security.
convenience and comfort, and which could
be rented at much lower rate than the
other and pay a relatively better return.
There is no reason why wooden ioists or
stud partitions should ever be used in any
structure I'm the center of city. They
can be built in more substantial way and
be almost fireproof at cost which will
built in former years"
Indiana Behind Her Sister States.
Said South Delaware-street commission
merchant: Indiana is no longer in 1t as an
agricultural State in the production of
fruits and vegetables. Here we are to-day
receiving a carload of cabbage from Port
land, Me-. two carloads Of potatoes, one
from Michigan another from Minnesota; a
carload of apples from Massachusetts, and
one from New York, and when you come
to onions have just got carload from
Canada. Is 1t not disgrace to Indiana,
with her soil and climate. that she cannot
raise her own fruits and vegetables? We
also received this week carload of oranges
from California. Indiana can hardly be ex-
pected to raise oranges or bananas, but she
should raise her own potatoes, onions, cab
bage and apples. Indiana is slow in another
respect The butter made annually in In
diana would Yield 81 600 900 more than it
now does If the farmers wives would learn
how to make good butter" He thought it
no exaggeration to say that so per cent. of
the butter made in this State is fit only for
grease, and there is where it at last goes
Another . per cent. is purchased by the
produce men, put through Sweetening
process and then sold for number one but
ter: the other % per cent. is properly made
and will average the year round to pay the
maker 30 cents a pound