The Providence news. (Providence [R.I.]) 1891-1906, 1895-07-31

thereon and within sixty days after Tho IRE,
unless such time Is extentsd In writing b
this company. shall render statement 10 this
company. signed and sworn 10 b. said insur
ed, stating the knowledge and belief OF The M
sured as TO the time and origin Of the IRE; ths
interest OF the insured and OF all others hi the
property; the cash value of each item thereof
and the amount of lc thereon: all incurn-
brances thereon; all insurance. whether
valid or not. covering any of said property,
and copy OF all the descriptions and sched.
ules In all policies; arr changes iiI tho title.
use, occupation, location, possession or expo
sures OF said property since the issuing Of this
policy; by whom and for what purpose auy
building herein described and the several
parts thereof were occupied at tho time Ok
the fire; and shall furnish If required. ycri
fled plans and specifications OF any building.
fixtures, or machinery destroyed or damaged.
and shall also, II required, furnish csrt1-
cate Of the magistrate or notary public (not
interested in The claim az "a creditor or othor.
wise, nor re 60 the insured) living near
est the pla fire, stating that ho has exam.
mod the ci 'tances anC believes the insur.
ed has hon sustained loss 10 the amount
that such .strate or notary public shall
certify.
The insured, AZ often as required. shall ex.
hibit 10 any person designated by this COM
pany all that remains OF any property herein
described, and submit % examinations under
oath by any person named by this company,
and subscribe the same; and. as often as re.
quircd, shall produce for examination all
books OF account. bills invoices and other
vouchers. or certified copies thereof II orig.
inHls be lost az such reasonable place as may
be designated by this company its repre-
sentative, and shall permit extracts and copies
thereof 10 be made.
In the event OF disagreement as 10 tha
amount Of loss. the same shall, above pro.
vided, be ascertained by two competent and
disinterested appraisers, the insured and this
company each selecting one, and the two 80
chosen shall first select a competent and dis
Interested unlpiro the appraisers together
shall then estimate and appraise the loss,
stating separately sound value and damage,
and, failing TO agree, shall submit their differ
ences To the umpire; and the award in writ
ing of any two shall determine the amount OF
such loss; the parties thereto shall pay tho
appraiser respectively selected by them and
shall bear equally the expenses Of the APP
| praisal and umpire.
| This company shall not be held to havc
waived any provision condition of this pol
| icy or any forfeiture thereof by any require
ment, act o. proceeding on its part relating
20 the appraisal or to any examination herein
provided for, and the loss shall not become
| payable until sixty days after the notice as
certainment, estimate ami satisfactory proof
/ of the loss herein requrcs have been received
l by this company, ncuGing an award by APP
| praisers when appraisal has boen required.
| This company shall not be liable under this
| policy for greater proportion OF any loss on
the described property, or for loss by and ex-
| pense of removal from premises endangered
| by fire. than the amount hereby insured shall
bear to the whole insurance, whether valid or
| not, or by solvent or insolvent insurers, COW
| ering such property and the extent of the APP
| plicatiOn Of the insurance under this policy
| or Of the contribution TO be made by this
| company in case Of loss, may be provided for
by agreement or condition written hereon or
attached or appended hereto Liability r
reinsurance shall be specifically sgf d
| hereon.
II this company shall claim that the fire as
caused by the act neglect of any persoi or
| corporation, private or municipal, this n
pany shall. on payment OF the loss, be sub o.
| gated TO the extent of such payment to IL
| right Of recovery by the insured for the ~
! resulting theyefrom, and such right shall %
assigned to this company by the insured IA
receiving such payment.
No suit or action on this policy. for the e.
| covery of any claim, shall be sustainable IA
any court Of law or equity until after u
compl lance by the insured with all the ft e.
| going requirements, nor unless commen ed
within twelve months next after the fire. :
Wherever in this policy the word ''insur
ed occurs IL shall be held ~ include the 10
gal representative Of the insured. and wher
ever the word "loss' occurs. IL shall be deem
ed the equivalent of Gloss or damage"
III this policy be made by mutual or othel
company having special regulations lawfully
applicable 10 it's organization, membership
policies or contracts of insurance, such regr
lations shall apply to and form part OF thie
policy rs the same may be written or printed
upon attached, or appended hereto.
THIs Policy IL MADE AND ACCEPTED SUB
yECT no THE FOREGOING STIPrIArIoNs AMI
CONDITIONS, together with such other provi
sions agreements. or conditions a. may be In
dorsed hercon or added hereto. and no officer
agent or other representative of this company
shall have power to waive any provision oi
condition of this policy except such as by tht
terms Of this policy may be the subject ol
| agreement indorsed hereon OF added hereto
and as to such provisions and conditions nc
| officer, agent or representative shall have
such power or be doomed or held to have
waived such provisions or conditions unless
such waiver, IL any, shall be written upon oil
attached hereto nor shall any privilege OF
| permission affecting the Insurance. under this
policy exist or be claimed by the insured un
less so written or attached.
In WITNESS WHEREOF. this company has ex
ecuted and attested these presepts but thit
policy shall NOT be valid until countersigned
by the duly authorized agent Of the company III
President. escretary
Countersipned at this day oa
Agent