The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-20
MERRY WERE THE
INSURANCE MEN
THE ANNUAL BANQUET OF THE
MARINE UNDERWRITERS
ASSOCIATION.
POLICIES FORMED THE MENU
PERILs AND ADVENTURES FROM
SOUP TO NUTS-PARTIcULAR
AVERAGE.

The annual banquet OF the Marine
Underwriters Association was held last
night at Delmonico'S there being over
thirty at the table. The affair was one of
the most enjoyable ever held by the asso-
citation, and was made particularly enter
tanning by number of new features intro
duced The viands set before the guests
were fit for the gods, and the guests demon
strated in a practical manner that they
were equal to the occasion.
The arrangement of the table was SIM
pie; those present sat facing each other at
one long board. At the head sat Presi-
dent M. A. Newell, and opposite him was
Yice-President R. B. Hooper.
The menu cards were gems of ingenuity.
They were in the shape of a policy, with
the usual 'rider" attached. The text of
one of Lloyds' policies was followed as
closely as possible. The policy was issued
in consideration of contribution, volun-
tary or otherwise (vocal and, or instru-
mentaD, to the enjoyment of the evening.
Among the stipulations in accepting the
policy it was agreed that the association
did not bind itself to liability for failure to
enjoy the evening.
the association took upon itself the respon-
sibility for the soup, fish, game, entrees,
roasts, desserts, wines, etc., but refused to
vouch Tor the cigars. The association was
not held liable for jettison or for loss of
time consequent on jettison, but would
make good the quantity jettisoned. The
association was warranted free from par
ticular average or partial loss, ''even if the
member be stranded or in collision
through use of or in contact with any sub
stance other than water'
The rider" or three-quarter collision
clause agreed that if any member collided
with any other member and in consequence
thereof should become liable to apologize,
land shall coherently apologize mot eX-
ceeding the extent to which he should
apologize) by reason of any injury or for
loss of time caused to said other member
whereby he may have missed his round OF
liquid stimulant. then this association
agrees to indemnify the member at fault to
| the extent OF three-quarter part of said
loss"
The courses were interspersed with mrI-
sic, and when the wine began to sparkle
toasts and addresses were the order of the
evening. Attorney Charles Page, Colonel
G. J.. Taylor and Morris U. Bates of the
! Commercial News were the guests of honor
| OF the association there were present:
E. Alexander NJ. Baggs, f. S. Butler, II. Cot
trell, W. S. Davis, J. f. de Ruyter, H. DurbroFv
W. J. Dutton, W. H. C. Fowler, William Frank
4. r. Fritschi, w. C. Gibbs, I. Cutie, H. C. Ha
yens, r. B.. Hooper, H. Houseworth, n. T
| James, ]. B. Leyison, NJ. A. Newell, A. r. Pat
terson, H. L. Reed, L. Rosenthal, j. L. Scotch
| Ter, Fred Simmer, A. II. Small, H. S. Smith
! George Steel, H. w. Syz, F. G. Voss, E. L. Woods
| President Newell made brief address
in which he said that the association stood
second to none i'll America. He spoke o
its valuable library and then referred to !
recent meeting at which was considered
! the question of the relation of master anc
pilot 1t was the sense of the association