The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1895-02-06
gated 500, 900, and they were handed in by

gated 100000, and they were handed in by
Waterhouse on December 81, 1892.
He did not remember presenting the
checks, nor was he afraid to allow bit of
paper, presumably of much value, to be
left IN the vaults of tottering bank, for
Mcdonald had told him the checks would
not be cashed.
Waterhouse also told how the night be-
fore the bank closed, when it was known
that the crash was at hand, but before the
news was made public, he had gone down
to the Office and had drawn about S170O
out. At that time, he said, he would have
destroyed the big checks, and no one
would have known anything about it, but
then his conscience would not be clear.
lie denied, however, that when he had
given the checks to Mcdonald, he had an
idea they were to be used in swelling the
assets OF the bank SO as TO deceive the Bank
Commissioners
Emil Bellermann, former accountant for
the Pacific Bank, next took the stand. He
was wanted to identify some deposit tags.
These tags showed that on December 8,
1888, D. 5. Dorm, Columbus Waterhouse
and F. S. Edminster & Co. of New York
had each deposited checks to the amount
of 100000 apiece. The unusual occurrence
had made no impression on his mind, how
ever, and he did not even rememb Der
whether or not he thought it peculiar
coincidence.
When court convened for the afternoon
nearly an houc's time was consumed by
Attorney Barnes and his assistant, Mr..
]'eixotto, in wrestling with the ponderous
tones which contain the Pacific Bank
transactions for the years 1928.
Emil Bellermann, the accountant of the
Pacific Bank, was recalled, and it was
upon the entries in these books that he
was examined. Mr.. Barnes wanted to
show that the checks for 100000 made by
Columbus Waterhouse, and two other
checks for $1o0, 900 each were made by D.
S. Dorm and F. S. Edminster, as had been
entered up on December 81, 1892, to the
credit of the bank; that in January, 1893.
these same amounts were placed on the
debit side of the books, thereby proving
that these entries had been made in order
to swell the bank S assets for the making of
the statement, while in reality they did
not represent any money.
Mr.. Bellermann identified all the entries,
but he only spoke from the books, and
could give no information as to the details
OF the transaction.
The witness was shown the book left by
the paying teller of the bank, which
showed that on January %, 1892, among
the various assets is an item as follows
Miscellaneous, $415, $50 14.' This, he ex-
planned, represented outside checks to be
collected. 1t included three checks before
mentioned for 100000 and another foI
100000 drawn by Mr.. Sherman. The
checks were supposed to represent cash
on the books.
Under cross-examination the witness
went on to say that as far as the transac-
tons of the checks were concerned the
books showed exactly what had been done
The checks had not been sent to the Clear
ing-house. Witness knew of cases where
banks had, for business reasons, refrained
from sending checks TO the Clearing house
for some days. 1t might happen in any
bank in order to accommodate customers
AT the conclusion of Mr.. Bellermann's
examination Attorney Livernash said that
the defense had been taken by surprise by
the whole line of the prosecution, and be
would like to have a continuance of a day
to consult with Mr.. Darwin, his associate
and his client. Judge Murphy said that
to-day would do to consider the motion.
]. K Carter, clerk in the Pacific Bank,
was called to identity the certified copies
of the articles of incorporation of the
Pacific Accumulation and Loan Company
as we'll as the articles wherein the name is
changed to the Pacific Bank. These were
filed.
An adjournment was taken until to-day
A Career of Crime.