Phillipsburg herald. [volume] (Phillipsburg, Kan.) 1882-1905, 1895-01-24

had directly the opposite effect from what was
intended Believing that tho theory upon
which the law Is based is perncious one, ]
desire TO call your attention 10 It's practical
workings.
Capital Is proverblally tImidi II goes only
where II is protected IL scents danger as quick
ly and as keenly as q wild animal, and as
promptly seeks safety Capital cannot be
driven by legislative enactments 10 make In
vestments where II Is not safe and any attempt
OF that kind drives IL quickly from the state.
This result is as sure TO follow As water Is TO
run down hill
The past two years have witnessed O rapid
withdrawal OF capital from tho state and the
amount would have been much larger II ltcould
have been collected, 1t Is estimated that
S5, 900 900 have been withdrawn the past two
years by parties In the east, who had loans se-
cured by real estate, and who have lost conf
donce In Kansas Investments; while nearly all
tho large insurance companies and savings
banks which have been accustomed to make
loans here, positively refuse 10 take any new
mortgages until the laws are changed.
The proceedings In foreclosure should DO
made as simple and inexpensive as II Is posi-
BILE to make them, with due regard TO the
rights OF the mortgagor, The Missouri form OF
trust deed has proven after many years OF trial,
very satisfactory. Something OF that charac-
ter, with provision that the mortgagor should
have the privilege OF redemption for twelve
months, by paying taxes, insurance and inter-
est, would doubtless be satisfactory TO the bor-
rover and lender. am confident that the best
interests of all classes would be promoted by
the enactment OF such laws as would tend to
restore confidence in our ability and willing
ness to promptly meet our obligations
Insurance Laws and Insurance Department.
tl,,.,r
and tho transaction OF insurance business In
this state ought to be carefully revised and
amended, The act creating the insurance dc =
partment, and most OF the laws since passed
providing for the creation Of insurance COM
panies in this state aud their government con-
tain provisions which ought TO be separated
All provisions relating TO the Incorporation Of
insurance companies ought to be in distinct
act from the provisions OF laws relating to the
insurance department. The insurance depart
ment was created for tho purpose OF regulating
insurance companies, both foreign and domes-
tic, doing business in this state, and for pro-
tectng the people from fraudulent or irrespoR-
slble companies.
Some Of the companies referred to as accident
associations, organized under the laws of other
states, and doing business in this state, are
said to be secret associations, having ordinary
societies. doubt whether such organizations,
or societies. should be permitted to transact
business Of insurance in this state but II they
are permitted TO do so, they should be brought
under tho jurisdiction and be made subject to
the control Of the insurance department, 1t
might be we'll for the legislature to consider
the whole question OF fraternal insurance, so
called, as well as accidental insurance, and
make suitable provisions respecting the terms
and conditions upon which such associa lions
may transact their legitimate business in this
state.
Irrigation.
The subject Of irrigation is one Of vast i'm
portance to the people of this state. In nearly
one-half OF the state the scant supply Of the
rainfall makes general farming uncertain and
precarlous business, and renders compare
lively valueless, except for grazing purposes,
millions Of acres Of the choicest lands in the
state With an ample supply OF water at the
proper season at least twenty millions OF acres
OF land now not worth on an average more than
two-and-a-half dollars per acre, could be
given value of twenty-five dollars per acre,
adding at least four hundred millions Of dollars
to the wealth Of the state and making that Sec
tlon the garden spot Of the state. Numerous
theories for the prevention Of drought have been
advocated and tested, but they have proven
subject OF irrigation There are some diff
culties that confront them The amount Of the
water supply, and Its availability for irrigation
purposes, are the chief problems to be settled,
The western settlers, in their struggles to de-
velop that part Of our state, deserve the hearty
support of every citizen. A more brave, honest
and intelligent class of men never cast their
fortunes in new country An appropriation
OF the public money to limited degree, to be
expended under the direction Of the state board
of agriculture, or the agricultural college, may
be advisable. But we should carefully avoid
any extravagant expenditure Of public money
In visionary experiments. The energy, in
dustry and pluck Of the people are the
real basis Of the development Of any
country, and upon that we must de-
pend for the development Of every part Of our
state Wise and equitable laws controlling the
water supply Of the streams that we have, may
be necessary, but the chief source Of supply, in
my judgment, must come from what is known
as the "under-aow," and be utilized by pump
ing And as every man who owns his farm
owns his water, and can own his plant no leg
islation is necessary to aid him in the Develop
ment Of his farm. Experimental stations, how
ever can be made valuable and thorough and
systematic survey Of that portion Of the state
may develop some new means Of utilizing the
present water supply, most earnestly COM
mend to your careful consideration the subject
Of reclaiming that beautiful section Of our state
Uniformity of Text Books.
The question of state uniformity OF text.
books Is an important one and should receive
your serious attention. AS 1t now is, there is
not even county uniformity, Indeed, in many
of our counties the textbooks change with the
school district lines In some counties there
are from five to ten different kinds Of text
books used in the public schools. A family
moving from one district to another is thereby
needlessly put to great expense. The result is,
that in the aggregate the people OF the state
expend many thousands of dollars for which
they never receive any adequate return, which
would be saved the people II we had uniform
ity Of textbooks This is all the more i'm
portant because this burden falls usually
upon those who are least able to bear
1t. The farm tenant, who changes his
residence from year to year. or the laborer,
who, seeking employment, must move from one
city to another, is almost invariably compelled
to buy new set of books for his children.
This is imposing upon him an unjust burden,
and compelling him to spend quite large
amount OF money uselessly, because the books
which he is compelled to dispense with are just
as valuable, and as useful for the instruction
Of children as the new ones which he is COM
PEELED to buy There is no valid argument
against the system of state uniformity and
there are many arguments for 1t, and where it
has been tried 1t has proven very advantageous
Chlckamauga.
In that memoraure battle Kansas was repre-
scented by Gen. Robert B. Mitchell, command
ing division Of cavalry; Col John A. Martin,
commanding q brigade, and Lieut.-Col. j. L.