davidaulloa/AmericanStories huggingface dataset:
New Ulm review. (New Ulm, Brown County, Minn.) 1892-1961, 1895-10-02
KNUTSON'S = INDEMNITY.
1t is Exposed by the States Deputy Insur
.... - ance Commissioner. 49,.

The subjoined letter from the Mime
sofa deputy insurance commissioner is
quite unique and to the point. It is an
Intelligent exposition of the whole mu-
tual scheme except that, though the small
policy might not be paid, the amount
paid into it or the rate paid would not
cut any figure whatever:
i Dear Sir:-Yours of the 23d, asking
information in regard to the Western
Mutual of Albert Lea, and the Citizens
Fire Association, Of Mapkato, is at hand.
In reply would say that both of these
companies are purely mutual: The Citl-
zen Fire Association commenced business
October 12, 1894, and the Western Mu-
tual November IS, 1894, SO you will see
they are new companies and can hardly
be said to be solidly upon their feet, al
though they probably think they are. In.
January the Citizens Fire Association
had gross assets amounting to $5,O91. .66:
reinsurance reserve Of $685. ,83, leaving
a surplus of $2,545.S3. The amount of
risks in force amounted to 1867 400.
The Western Mutual had assets in Janu-
ary amounting to $37, ,568.49; of this
amount, however, only $9,622.4O was in.
actual cash, the balance being in prem
1ums in course Of collection and notes..
OF the cash SIS, 900 was borrowed money.
This company had risks amounting to
$94l, ,4O5.
You understand that these companies
depend altogether upon their premium
receipts to pay losses, and the success Of
the company depends upon its ability to-
get business and the amount of losses.
they sustain. Those who insure in these
companies, or any other mutual iinsur-
ance company, must understand that
while they have a possibility Of a reduc-
ton IN their premiums in case ofa profit
able business, the members are apt to-
find that they will be liable in case OF
more losses than the ompany can payo Of
It's assets. The man insuring with thenl
must also take into consid deration the
fact that they are also comparatively
weak, and while they are honestly man
aged apparently the security Is not IS.
good as can be givenby large comp panies.
A man would be taking great risk to-
New Ulm review. (New Ulm, Brown County, Minn.) 1892-1961, 1895-10-02
Multum in ParVo.

The virtue lies IN the struggle, not in
the prjzc.-Milnes.
No man can pass into eternity, for he
is already in it.-Farrar.
y heap of ill-choser erudition is but
the luggage of antiquity.-Balzac.
Men should not talk to please them
selves but those that hear them.-Sterne
Hypocrisy, the only evil that walks
invisible, except to God alone.-Milton.
would have Il man great in great
things, and elegant in little things
johnson.
Thought is the blossom; language the
opening bud; action the fruit behind
it.-Beecher.
You cram these words into mine ears
against the stomach of my sense.-Shak-
speare.
Great minds must be ready not only to
take opportunities, but to make them
Cotton.
Every great writer is writer of histo-
ry, let him treat on what subject he
may.-Landor.
The friendships of the world are oft
confederacies in vice, or leagues of pleas
ure-AddisOn.
Nor cell, nor chain. nor dungeon
speaks to the murderer like the voice of
solitude Maturin.
Every base occupation makes one
sharp in It's practice, and dull in every
other.-Sir P. Sidney.
An intelligent class can scarce ever be,
as a class, viciods, and never, as a class,
olent.--Everetts III.
Nothing can constitute good breeding
which has not good nature for its foun-
dation. Bulwer.
Hope is like the sun, which, as we
journey toward it, casts the shadow of
our burden behind us.-S. Smiles.
Like Il man to double business bound,
| stand in pause where shall first be-
gin, and both neglect. Shakespeare.
Knowledge dwells in, heads replete
with thoughts of other men; wisdom, IN
minds attentive to their own. Cowper.
He that fortells his own calamity, and
makes events before they come doth twice
endure the pains of evil destiny. Da-
venant.
New Ulm review. (New Ulm, Brown County, Minn.) 1892-1961, 1895-10-02

caves of ocean 2 If he makes use of d
policy it IS as a farmers boy trails the
corn along. to beguile the pigs into the
pen. Penned, he is as ready to discard
his policy as the boy is his corn. No
party has monopoly Of these mer.
They thrive in all and turn minorities to
their profit quite as lucrati!ely as major
tiles.
His dullness lies in his constantly putt
ting g the cart before the horse; in ever
making the means the end. There are
times tim and periods when this is possible
OF practice for greater or less time. II
IS when len material matters absorb the at
tentlon OF the people and they leave par
ty management AN and government to the
politicians. But, Fortunately for the
country and nnhappily for the boss,
there have come, and in increasing numb
ers, men who insist that the proper place
for the cart is behind the horse, and that
parties and their machines and organiza-.
tions are but means by which 10 accom-.
pllsh desired ends. This phenomenon
the practical manager is unable to com
prehend. He sneers at him, reviles him,
hates him and fears him, but never learns
from him. The, lesson of.the mugwump
and the independent the boss seems in
capable of learning.
And it Is a simple, easy one. It is
that policies, with their underlying prin-
ciples, are thought, by a sufficient mum
Der OF voters in each party, to decide
contests, to be of more Importance than
the machine or the offices. They endure
the machine as long as it accomplishes
what they desire in the installation of
policies. When it fails of that, when it
rests contented with the places it has
gained, and neglects the higher purpose
for which it was used, then the independ.
ent voter smites 1t. He may not be
wholly satisfied with his experiment.
He may find that he has ditched one ma
chine only to give another,a right of way.
But he as readily dismlsses it If inehi-
cient, expecting that, out of repeated lis-
aste:s, there will co ne at last wisdom to
the bosses. Recent events in New York
and Pennsylvania indicate that the bos-
ses there have not yet learned the lesson.
Quay has had his machine ditched bv the
Independents when it became unendura-
bic, but his faith is still! in it, though his
latest platform would seem to indicate
that he purposes toawork it to produce
good fruits. In New York, where the
independent is and has been most in evi-
dence, the boss of the Republican party
seems not to have acquired even an ink
ling of the significance of this element.
They have had there another triumph Of
the machine with the sacrifice of pr1nci-
plc.-St. Paul Globe.
New Ulm review. (New Ulm, Brown County, Minn.) 1892-1961, 1895-10-02
A NEW RAILROAD SURE
New Ulm and Winthrop Parties are Inter
ested 49,
Dirt Will be Moved for the Tracks within
Two Weeks.
Freight Will be received over the Road
This Fall Yet.
Next Year the Line Will Be Extended to
Missouri River Points.
v RAILROAD SURE

We have waited for it long and at
length we are going to be satisfied Mr..
Lind assured us Saturday evening that
within six months new line of railroad
would be built and operated between
New Ulm and Winthrop and that we
would be receiving freight from St. Paul
over the new road this fall. He also
said that dirt would be turned for the
laying of tracks within two weeks.
The first work will be done between
Winthrop and the Minnesota river. Sur
veyors and engineers are now here map
ping out the route to be taken and they
will be followed up Immediately by a
large crew of workmen. The managers
expect to have the tracks laid to the riv-
cr this fall yet so that freight can be re-
ceived from the cities. During the win
ter the bridge will be built and the
tracks and buildings within the city of
New Ulm.
Next spring it is intended to extend
the line through Iowa to Missouri river
points, This will open a new and desir-
able territory and make New Ulm a
profitable field for manufacturing invest
ments. The road to Winthrop alone
will be great advantage as it will short
en- the route to the Twin Cities about
twenty miles and also give us direct
route to Duluth.
The parties interested in the project
arc New Ulm and Winthrop men, backed
by the monied men of Minneapolis and
the road will be known as the Minneapo-
lis, New Ulm and Southwestern.
Mr. Limo has been ;ousy arranging mat
ters for over year and to his etfOlts to
Il great extent is due the final success of
the immense undertaking. New Ulm
people owe him a vote of thanks for his
active industry in connection with the
scheme.
New Ulm review. (New Ulm, Brown County, Minn.) 1892-1961, 1895-10-02

place all Of his insurance IN companiesof
this class, but if he had a number Of pol
5iciesE on one risk he would not be running
"a great risk in taking out a small policy
in one Of these companies. But he must
understand that he is taking more chan
ces than he would with strong compa-
ny.
. Yon can use this letter if you see fit.
It's only question with the assured
whether they will pay little more for
better protection.
New Ulm review. (New Ulm, Brown County, Minn.) 1892-1961, 1895-10-02
THE BAND TOURN AMENT,
It Proves to be Gratifying Success in
Every Way.
One Hundred and Sixty Musicians Para
ded the Streets.
The Crowd Of Visitors was Correspond I
ingly Large.

Had the weather been trif1e warmer
on Sunday the tcWn would have been
filled with people, and even cold as it
was the attendance upon the band tour
nament was splendid reward for the
labors of the various committees,
The LIE Sueur Band arrived Saturday
night with II men and were met at the
depot by the reception committee and
the Star, Concordia and City Bands Of
this city.
Sunday morning at $3.50 O'Clock the
excursion arrived from the west bearing
nearly 400 people. With them were the
bands from Tracy, 1s men, Sleepy Eye,
16 men, and Springfield, 8 men. The
Milford and Winthrop bands also ar
rived during the morning.
At the Turner Hall they were well
coined on behalf of the committee and
the citizens of New Ulm by Jos. A. Eek
stein, who announced the order of exer-
cises for the day. Dinner was then
served and ar II 80 the bands formed for
the palade which passed through Mime
sofa Street about O'Clock. There we're
157 men in all in line and the marches
which they played were really admira-
BILE. The following bands participated F:
LIE Sueur, Tracy, Sleepy Eye, Springfield,
Milford, Winthrop, City, Concordia and
STAR --
Everything considered it was the fin
est band music ever listened to in New
Ulm.
During the afternoon concert was gi-
ven at Turner Hall Park and this was
listened to by hundreds Of people. In
the evening the dance attracted Il large
number of the visitors as we'll as town
people and everything passed off pleas
antly.
At the business meeting the following
resolutions were adopted: r.
Whereas, the delegates of the various
bands in convention assembled have been
called together by the Star Band and the
citizens of New Ulm for the purpose of
forming an association of bands and
whereas the Star Band and the citizens
of New Ulm have done all in their pow-
er to ma ke the meeting success and by
their enterprise, hospitality and kindness
have added inmeasurably to the pleasure
of those attending the tournament. there
fore be it resolved that the heartiest
thanks and good wishes Of all the band
men present he extended to the members
of the Star Band and the citizens in GEN
eral. Further resolved that the thanks
of all be tenaered to Mr., Henry Neu-
mann Of the Star Band at whose request
the tournament was called and held in
your city. tt "
m The resolutions were signed by E. W.
Evenson, 3. B. Hicks and NJ. Cantwell.
New Ulm review. (New Ulm, Brown County, Minn.) 1892-1961, 1895-10-02

Nature is an Aeolian harp, musical
Instrument, whose tones are the re-echo
OF higher strings within -Novalis.
A strenuous soul hates cheap success;
1t is the ardor of the assailant that makes
the vlgor of the defendant. Emers on.
If we steal from the moderns, it will
be cried down as plagiarism; if from the
ancients, It will be cried up as erudi-
tion.-Colton.
Those who attain to any excellence
commonly spend life in some single pur-
suit, for excellence is not often gained on
easier terms.-Johnson.
One principal reason why men are so
often useless is, that they divide and shift
their attention amongst a multiplicity of
objects and pursuits.-Emmons.
When infinite wisdom established the
rule of right and honesty, lie saw to it
that justice should be always the high
est expediency.-Wendell Phillips.
1t is poor and disgraceful thing not
to be able to reply, with some degree of
certainty, to the. simple questions, 'What
will you be? What will you do2"-John
Foster.
There is no work of genius which has
not been the delight of mankind; no
word of genius to which the human
heart and soul have not, sooner or later,
responded.-Lowell.
There is nothing in life so irrational
that good sense and chance may not set
it to rights; nothing so rational that fol-
ly and chance may not utterly confound
it.-Goethe.
The world is great system of work =;
the same duty is not laid upon every one
but upon every one is laid the duty to
feel as the brother of his fellow men,
From the German.
There is this difference between harpi-
ness and wisdom, that he who thinks
himself the happiest man, really is so;
but he that thinks himself the wisest, is
generally the greatest ol.-Colton.
Every man deems that he has precise
ly the TRIALS and temptations which are
the hardest of all others for him to bear;
but they are so simply because they are
the very ones he most needs.--Mrs. L.
M. Childs.
1t Is the age that forms the man, not
the man that forms the age Great minds
do indeed react on the society which has
made them what they are, but they only
pay without interest what they have re.
ceived.--Macaulay.
Memory depends very mach on the
perspicuity, regularity and order of our
thoughts. Many complain Of the want
of memory, when the defect is in their
Judgment; and others, by grasping at all,
retain nothlny.-Fuller.
The world of reality has it's limits; the
world of imagination is boundless. Not
being able to enlarge the one, let US con-
tract the other; for it is from their differ
ence that all the evils arise which render
us unhappy.-Rosseau,
Condemn no man for not thinking as
you think. Let every one enjoy the full
and free liberty of thinking for him-
self. Let every man use his own iudg-
ment, since every man must give an ac 4
count of himself to God. If you cannot
persuade IL man into the truth, never at,
tempt to force man into it. If love
will not compel him to come, leave him
to Sod, the judge of :lll.-John Wesley.
New Ulm review. (New Ulm, Brown County, Minn.) 1892-1961, 1895-10-02
DR. GOODS
NO ION S
The best at Low
Prices.
Our Stock Abounds in both the
necessaries and novelties.
Fresh and New
.SeaSOnable Goods
y No Old Goods. ~

y y No Old Goods. ~
We have made it a point to sell
out every season and have done SO.
We call your attention to the fol-
lowing Bargains. Come in and
see them.
800 yds:~ Shaker and Outine
Flannel only. cts
500 yds. Shaker and Outline
Flannel only. ~ CTS
1900 yds. Outing Flannels
(Remnants) ..8 cts
800 yds. Cotton Flannel s cts
Very heavy goods at 7-8-lo cts.
:36 inch all wool dress flannel lin
all shades). .25 cts
40 inch Cashmere .25 cts
Novelty Dress Goodsat SO cts
All Wool Red Flannel. is cts
+ Heavy Red Flannel 25-4O cts.
Gray and blue at all prices.
100 Blankets at =. .5Octs
Heavy Blankets at 9octs, $l.1o, So
German Knitting Yarn only. Is
and 90 cts. skein. ~.
Children All Wool Hose lOc. a pair.
Ladies All Wool Hose l5-2o-a5-
35 cts. Gents Half Hose at all
prices.
rs doz. Handkerchiefs at Sc. each
Take 4 look At osr goods and it will
do you good.
No raise !. paiees because hard
times is no mese. We have become SO
accustomed g nakinp close tionra. tha4
we can change our habits.
G.A.O[n|R.
New Ulm review. (New Ulm, Brown County, Minn.) 1892-1961, 1895-10-02

We have made it a point to sell
out every season and have done so.
We call your attention to the fol-
lowing Bargains. Come in and
see them.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19
The New Master.

The appointment of L. +. Parmen-
ter as master in chancenry of Rock
Island county, the probability of
which was announced in The ARGUS
some weeks ago. was made by Judge
Bigelow in the circuit court this
morning, and the bond fixed at
$1,000, with instructions to the ap-
pointee to be in readiness to qualify
ut the second day of the September
term. MIR. Parmcnter succeeds Col
Henry Curtis, who has held the office
for 20 years. Mr.. Parmenter was
states attorney for II years, and one
Of the best the county ever had. He
had the unanimous Endorsement of
the Rock Island county bar, as stated
heretofore, and will make a worthy
successor TO one who has discharged
the duties with the acceptability and
faithfulness that Col. Curtis has.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19
TO SUE INDIVIDUALS,
RumOr Of A. l.. CsrsOn's Purpose rs to
the Moline PlOw Company.

Rumor Of A. l.. CsrsOn's Purpose rs to
the Moline Plow Company.
|. There is a well-delined rumor, says
the Moline Dispatch, probably
founded on some remark dropped by
A. l.. Carson while in the city the
past two days, that whatever the out
come of his present litigation with
the Moline Pillow company. he pro-
poses to bring suit for large dam
ages against George Stephens, G. A.
Stephens. S. NJ. Hill, Frank &. Allen
and the estate of the late Andrew
Friberg. Just what the declaration
will recite is not stated, but the dam
ages will be asked on account Of
alleged losses sustained by reason of
the trade to him OF Moline, Milburn
& Stoddard company stock in 1892
for his $50, 900 of stock in the Moline
PlOw company, in connection with
which trade he also gave up the
place he was then holding in Kansas
City. 1t will be emcmbered, the
Dispatch adds. that on the claim
that this Moline, Milburn & Stod-
dard stock was practically worthless
when it was traded to him. Mr.. Car
son won his recent suit in Omahn,
though the verdict then obtained
may not be final, if the Moline Plow
company people decide to appeal it.,
as they doubtless will.
His claim for damages in tho pro-
posed suit against the individuals
named will. if brought, be doubtless
based on this same stock trade.
Sustained the Demurrer.
Before adj journment of court, which
was taken for two weeks this morn.
ing, Judge Bigelow gave his decision
in the Carson-Moline Pillow company
case. sustaining the defendants de-
murrsr and allowing amendment to
be made on the petition.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19
She Married Another.

Henry Debiner returned license
which he secured Tuesday to form a
matrimonial alliance with Miss En-
ma DE Smet, to the county clerk
this morning. 1t happens Henry
Overestimated Emma's affection for
him, and was not aware that another
fellow had been trcspassing on his
territory. Henry proceeded to his
prospective's domicile to carry out
his par; Of tho blisstul program, only
to discover that No. = had been there
before him and secured the prize.
having had the solemn words pro-
nounced. Henry's explanation to
the clerk was that he had no use for
the little piece of paper, as Mary had
married another fellow.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19

gone. But on the FIRST day OF March on
the Recommendation Of Mrs. Fannie Jones,
OF Anderson, Ind, 1 commenced taking
DR.. Aites' EcsO Csre fer fhe Ecast
and wonderful to tell. in tensdays I was
working at light work and on March n COM
Denced framing barn, which is heavy
work. and hav'nt Inx q day since. am g
years old. 6 IT. 81 inches and weigh :5OIbs.
L bcftcre L era fully cured, and
an now only an = ious that everyone shall
know Of your wonderful remedies"
Dycsviiic, Ohio. SILAs FARLEY.
Dr. Niles Hear. Cure IS sold on . positive
guarantee that the FIRST bottle will benefit
All druggists sell Il at o. bottles for S q
It III be sent. prepaid on receipt Of price
b. the DE-. Miles Medical Co, Elkhart, Ind.
DR.. Miles Heart Cure
Restores Health
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19

coming east on the main line and
due here at 2:50 this morning, was
ditched, but no damage was done be.
yond delaying it aud No. back OF
it, neither OF which trains had got
ten in at $50 this afternoon, but
both were expected at O'Clock. The
Minneapolis train due at $50 went
east at O'Clock, having been de-
layed by a washout at West Liberty.
BY night it is expected that traffic
will have resumed it's natural condi-
ton. Southwest trains were practic-
ally on time, and all west bound
trains were sent west in accordance
with the regular schedule.
Traffic was interfercd with on the
c., Il. & q. for few hours on ac-
count of a washout q mile east of
Port Byron Junction. The St. Louis
and Savanna passenger trains were
delayed two and one hours, respec-
lively.
Everything on the c., NJ. & St. P.
and II. l. & Z. is running smoothly
the rain doing them no harm.
Other Effects OF the storm.
The campers on Vandruff's island
knew it was raining, and some of the
tents were severely soaked. but the
experience to those who are enjoy
ing this novelty OF temporary abode
was not disastrous.
In Davenport two blocks of new
pavement and curbing on College
avenue were completely washed ont,
and there was the same general de-
structiOn that there was here. North
Of the city there seems to have been
a sort of cloud burst, as DLck creek
was higher than it has been for years
this morning. Below town a g., G..
r. & N. bridge was washed out, but
no serious damage done.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19
When Travelling.

Whether on pleasure bent. or bust
ness. take on every trip bottle Of
Syrup of Figs. as it acts most pleas
antly and effectually on the kidneys.
liver and bowels, preventing fevers,
headaches and other forms of sick
ness. For sale in so cent and 81 bot
ties by all leading druggists. Man
ufactured by the California Fig Syrup
company only.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19
A Famous Sale.

WE begin tomorrow with the opening of our
doors at o'clock a Pre-inventory Stock
Reducing Sale, which we have christened "A
Famous Sale" to distinguish it from all other
sales. Fully realizing that to be what its name
implies it must overshadow in point of value
giving not only the sales of numerous competi-
tors. but our own herculean efforts of the past,
which have made for us reputation as the
TRI-C1ry's GREATEST BARGAIN STORE.
How we'll we have succeeded you will not fully
realize the magnitude of this great sale unless
you attend it,
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19
IEART DISEASE, like
mary other ailments when they
have taken hold 0f the system.

H1NC t<sAcl uJfV OI tIIC y aU-tlIs
never gets better of its own accord, but
Constantly Or0scs scoyse. There arc
thousands who know they havc q defective
heart, but will rot admit the fact. They
don't want their friends TO worry. and
Dcn'f kSs0ec scsas to take for tt, rs
they havc been told timo and again that
heart disease was incurablc. Such was tho
case OF Mr.. Silas Farley of Dyesvillc, Ohio
who writes Juno 10, 1894, as follows:
81 had nc ITt disease for 81 years,
my heart hurting me almost continually.
The FIRST Is years l doctored all the time.
trying several physicians and remedies.
until Ey last doctor told me it was only a
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19
Weak. Weary aud yyas,et

people may become strong, vigorous
and healthy by takin. Foley's sar-
saparilla. q perfect blood purifier. a
splendid tonic-trial size. so cents.
Sold at NJ. +. Bahnsen's drug store.
Rock Island Argus. (Rock Island, Ill.) 1893-1920, 1895-07-19

question OF time as
/ could not be cured.
1 gradually grow
worse, very weak.
and completely dis
Outraged. until I
lived. propped half
up in bed. because I
cossldss't lie dorm
nor sit up. Think
ing my time had
come I told my fam
lily what I wanted
6nnn ~hon -ae