New-York tribune., 1895-10-30
INVESTMENT FOR BANKERS.

or all intelligent business are In a posi-
ton TO comprehend more clearly than Bank Direc-
tors and Managers the general principles on which
the life insurance system is based and by whlcn
its practical operations are guided and governed
Every fnancer understands that life insurance
company looks 10 two sources Tor It's revenues :.
firstly to s premium m rfGPs from rents snd rans
from Its investments OF the premiums so received
1t has an Insurance account and an investment ac-
count For the proper management of both its
executive officers are responsible and they In turn
cal. medical, and legal departments, The invest
ment account, the banking part of the business Is
who watch with the great money markets OF
America and Europe. The duties OF It's Finance
Committee naturally bring It's members into close
relations and close alliance with financial mag
mates and bank officers in money centres Tres dne
ment Of the steadily increasing funds Of the life In
surance company; the company in its turn offers to
vdually one OF the best and most convenient forms
OF investment known to modern clviization1' IL
pendents that safeguard. life insurance with its in
creasngly attractive variations in form and the
ever broadening lberality and accommodating spirit
OF It's and conditions. No banker, be he ever
vclssitudes OF fate and fortune. and he as well as
other men may. through some unforeseen catas- ,i,
pected bankruptcy and financial ruin. 1t may cas-
lily be that the proceeds OF life insurance policies
the only heritage which he leaves for surviving
dependents Too many examples OF SUCH sah end
ings fresh in the memories OF business men as
well as conspicuous upon the records OF American
Life Insurance companies
II the capitalist has not given way TO the teTnpta-
tions and seductions of speculative ventures If he
has escaped the slings and arrows of outrageous
fortune" and If he has made ample provision Tor
survivors the question may well be asked. Why
should lie insure his life? Is not his family pro
tected beyond peradventure? 1t may be that this
is apparently the case. and yet these seemingly
ample means may be tied I'd in various kinds OF
property. such lwelings. warehouses farms
mines. ships. stochs. or loans. which cannot be
made readily available in the money needed In the
settlement Of estate. cannot be converted
into ready cash without making sacrifices almost
ruinous without costly and troublesome legal
processes. With proper proportion OF his means
invested in life insurance. he need not keep an un-
employed balance for such emergencies. for the
reason that the event OF his death the proceeds
of the policy will be Immediately available TO meet
all the wants = his family. -
In common with every cautious insurer ina life
company. what the fnancer demands Is sound
ness. strength and security well size. II IL
10 these qualities that he looks for the trle meas
ure Of success and the institution of whtch we
speak Will command confidence becaure II II Equally
strong and great. Financial stability fiAds
higher exponent in all the world than In The Mutua
Life Insurance Company OF New-York- k-Oialtimore
Underwater.