The daily morning journal and courier., 1895-07-03
TIE GENERAL ASSEMBLY
GETTING NEAR ADJOURNMENT AT
 LAST.

\ Great Contest In the Senate Yesterday over the Fire Insurance Bil-The Home for Incurables-OtherM Matters of Interest. Hartford, July 2-Although there is considerable business pending there Is a disposition to adjourn the legislature sine die tomorrow Speaker Fessenden eaid to-day that he had no doubt that morrow would end the session of 1895.
 There was a great contest in the senate this afternoon over the bill en- titled, Fire insurance contracts and actions thereon" The bill was un- savorably reported by the committee on insurance, and then the minority, ccn- sisting of two members of the commit tee, reported substitute which proposed more important changes in the nsur- ance laws of the state than has been at empted in any previous bill this ses- sion. The substitute bill is as follows:
 Section IA breach of any of the terms of policy by the insured shall not make void the policy of any insur- ance company doing business in this state, if the loss or damage claimed under such policy shall be found not to have been caused by such breach.
 Section 2-The prices fixed upon ar ticles in an inventory used in effecting an insurance shall be prima facie evil dence as to the value of such articles in adjusting loss accruing under said policy of insurance.
 Section 3-The company issuing the policy of insurance shall pay the full amount of the loss or damage to the property insured thereby. to the extent of the maximum amount named in the policy; provided, that the policy was not obtained by the fraud of the insured, or the property was not fraudulently damaged or destroyed by the insured, and in the absence of fraud on the part of the insured, or proof of its over valu- ation, the property insured shall be conclusively presumed to be worth as much as the face of the policy
 Section 4In case of loss or damage of property insured, the party insured shall give notice thereof in writing to an officer or agent of the company issuing the policy, within fifteen days after such loss or damage, and the company shall adjust the loss within fifteen days after the receipt of such notice.
 Section tiff dissatisfied with such ad- justment, the party insured may bring his action against said company before any court having jurisdiction, within one year after such adjustment or of the expiration of the fifteen days after the giving of said notice of loss, and not afterwards.
 Section 6-This chapter shall be part of every contract of insurance to which it is applicable, and no waiver of any part of 1t shall be pleaded or set up by the insurer, and every stipulation of the contract of insu ance in conflict with it should be void.
 Section 7-All acts and parts of acts inconsistent herewith are hereby re- pealed.
 The bill was called up at the after noon session, and Senator Marigo1d moved to substitute the minority re- port. Senator Fuller, the chairman of the committee on insurance, said that this bill had been carefully heard and the vote stood to 2 in favor of the majority report. He said that to pass the minority report would reverse the insurance policy of the state for a hun dred years.
 nrif Ivy 0t,f rryoc. leo fox by Senators Warner, Coffey and Day. ton. The vote to substitute the minority report was in favor and 19 against. The report of the committee was then accepted and the bill rejected. During the debate there was large attendance in the senate, including ex-Governor Bulkeley and others interested in insur- ance matters.
 A debate of over an hour took place in the house this morning over a motion made by MT. Roberts of Wethersfield to recall the bill relative to establish nent of homes for incurables. The bill was introduced to compel the removal of one of these institutions from the town of Wethersfield. It was explained that the people of the town were willing the institution should locate there and would give a site, but objected to it's being located on the principal street of the town.
 Both houses had previously rejected the bill. Mir Judson of Stratford intro duced an amendment excepting the home at Wethersfield from the bill.
 The vote on reconsideration was taken and adopted. Mir. Judson then withdrew his amendment and offered a substitute, providing that hereafter no such home shall be located in any town unless with the consent of the select men, nor within 800 feet of any resi- dence. This bill shall not affect the Parsons home at Wethersfield. The amendment was rejected by a vote of 55 to 84
 MT. Gum then offered an amend 7nent striking out the date and sub- stituting the word maintain" The amendment was carried.
 The motion to take the final vote by yeas and nays was rejected. The bill as amended was then passed.
 ILLEGAL PRACTICES AT ELEC-
 TIONS.
 bill entitled an act to suppress corrupt and illegal practices at elec- itions was down on the calendar as the special order at Il a. m., but the matter