New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1895-01-14
Crooks KEEP UP WE'LL.
prv1EV OF THE WEEE.
,.rvrxrs ON THE ExcHANGE-MoNEY
AND THE BANKS.

sunday January bpm.
limited States Treasury received last week
Inc o. .,or,s s3s27,S51. from internal revenue
ron -, and from miscellaneous sources S6So9'%'
sZ'''' @.1., all s.ss7697. against So.o'2ns In the
to'ai lio''' The weekly Treasury statement
pre''' aa.rsase Of s3,026'lT In the net cash in
shoWeu s,,s in National banks decreased
vaults anu ooo,nts for the fiscal year to date
>'oV'OO'. en-. sossSO. the receipts for the month
an''"'' -, 600 5ga the expenditures for the month
10 ua'e ,S Sqoi7s, and the expenditures for the
TO da'e U.s. far s2O5774lO1. the excess OF ex-
hscai '' over receipts being sSi,4Gi.12l.
penu''". ..,,.pal weekly changes in the vault
Inc PR, ore made up as follows: A decrease in
od'"" .,s balance Of sS,5SS,52S. due 10 decrease
'ne e0' W, and bullion item Of sS,6lS445 minus
III ' NJ s299sO in the amount OF outstanding
..r,,ecates which Of course returned to the
,rv and Offset the same amount lost in
'", oo,,. an increase in the silver balance Of
&c sao which is the sum Of a gain of S493,S9S
=. s,ver coin and bullion and decrease of
- .,oss- IN outstanding silver certificates (Which
si,,-,ssd ~ the Treasury; and a decrease in the
,snaer balance Of S752. 3l6. which Is the diff
issncs between a decrease in the outstanding
r,ancv certificates of s1O900OO. and decrease
IN The amount Of egal-tenders in the Treasury
~ .,e.s ais Holdings Of National bank notes
W ,.saosed sss6137 Treasury notes issued under
81. law of 1890 TO the amount or sl2?49o' re-
,,r,sj 10 the Treasury in the course OF business
a the amount Of these notes in circulation
or decreased by this sum to Sl2l,52S,439. The
Tressury's liability for the redemption of Ma
,,onaI bank notes decreased. and the deposits OF
Iawf,I money on that account now are s-'5S4'
Snh,oined IL Saturdays statement compared
with that Of January .:
Jan. ;in. L. DHe'enccs'
Gold coin and bull
i.n, ~ SIS $3.50 9s74.c57 Dec s2.jS3 523
cerane a9's w 50. Pee s sss So
Nat bank notes. jl4s66S 39s4sOo Inc $40 l"'
silver dollars and
,,nca,e. ~ sl4o5o4 10000 134 Inc. 1.9is.6So
each g., sIcl o74 se si5o5ls75 s25ceO72
Dt ticnai banks. i5.4so.sso la.o"oeio Dec 4cooe'
o.. balance SIG 5sS 500 si745loOG5 Dec So 1877
Less sloo.0o0.oOO ~ ooooo oo
reserve ........ l""~o" looooV'ooo 80.
Ne, cash BAL s7s575sce s745loG e5 Dec So orc. 1877
BANK CONDITIONS COMPARED.
BY the operations OF the Sub-Treasury in this
city during the week ended Friday night the
associated banks gained s2.l65.oOO. The weekly
bank statement showed decrease in loans of
s370 400 an increase in legatenders Of s6,9232OO
and decrease in specie Of 1854. 800, the increase
Of total being $685. 900 The statement Is
most unfavorabe. Continued liquidation Is indi-
Gated by the increase in loans: this should nave
caused a decrease 10 this amount in the net de-
posts. but on the contrary the money wnich
flowed into the banks more than offset this
dnl,nution. and actually increased that item by
g. 555 900 This influx OF money is due In part to
the high rates Of exchange in the interior. which
make II cheaper to send money than TO buy ex.
change: and In part to the sending eastward or
much mutilated currency. At the New iork
Sub Treasury alone this week about one million
a day of ragged paper was received. Inc de-
in the specie item (s3543 300 properly repre-
sents gold which went into the vaults Of trust
c1nlpa MES The result of all the changes was an
increase IN the surplus reserve OF Sos3oloo; ana
the banks held IN excess Of legal requirements n
nd against S92 .5S3 SO in the same week OF 1894
and s156i0.450 In 1893.
The changes for the corresponding week IN
tho three preceding years are as follows: 1924
Loans decreased 1922. 200. cash increased sll,l54-
iN deposits increased 100, and surplus re,
serve Increased sS7S7.025; 1S93-Loans decreased
&; 4,s 500 cash increased sS.543600. deposits In
creaSed 81 502 400 ana surplus reserve increased
IS ess 0Co; 1s9a-Loans increased $l543,30O. cash
Increased 1885,. 400 deposits increased ssoloooO'
and surplus reserve. $56l4soo
Subioincd is saturdays statement compared
with the corresponding dates of the preceding
two years:
1as :. 80 SAT 3 % say
specie - 7e345e"o rs Ss 200 90" ,o os1 1s zoo zoo
.sa 1919 5ssS 90
-Ireulatlon ........ 5.62S,2oO 12.s7I.S" n42ooV
The following shows the relation between the
total reserve and the total deposit OF the re-
spective dates: . o-
s,.e,. 81 sss.5 % 81 g f. e
roa, reserve sls a2s 900 ss24.5e2.ic 100 $50 e4s4oo
H against deposits 1I5,i7oso isis7s425 Iass'o7 700
Surplus .... si5siOsss sss.Ss';sg7s sn7sa 3 80
Percentage <o.' '-'
The following table shows the percentage OF re-
serve held for each bank. 1t should be observed
that the National banks are required to keep
reserve of % per cent and State banks one OF 10