davidaulloa/AmericanStories huggingface dataset:
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1895-04-13
SUMNER RESORTS.

THE JEFFERSON PARK HOTEL
formerly Hotel Albemarie, will be opsn
for guests JUNE 10th: Addrsss
an i2-at Charlottesville. We.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1895-04-13

The brightness Of Easter Is In
every part Of the house, roam
around and enjoy it, from millinery
on top floor to the cut.glass and
pretty China in basement; never
so many beauties.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1895-04-13

Ex-Congressman Frank Lawler has been
elected a member Of the Chicago City
Council.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1895-04-13

MAPEys FRUIT
VINE MANURE.
high-grade fertilizer. specially pre-
pared for, and gives the very best results
On gEAe etSc and RdT AZ SNAIL yIr FRUITS
QUALITY OF THE PRODUCT. Ii Is
also strongly recommended for FRUIT
TREES. ORCHARDS. and all NURSERY
STOCK.
Mapes's pamphlet giving full informa-
ton regarding the use OF Mapes's Ma
nures. free on application.
r. W. WOOD 4 SONS. seeasnen,
9 and 10 south Fourtesnth street,
17W east Franklin street,
sp 18th. Sa&SustAw2t
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1895-04-13

All letters ana kilograms must be ad-
dressed 70 THE DISPATCH COMPANY.
rejected communications will not be re-
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1895-04-13

are easily leaders in the fashions
latest. Where else should you
buv your Easter Souvenirs! The
skill of Germany and the work OF
our own American artists is seen
in these Easter cards.
Easter Booklets, &C. to 29c. Never
were Easter Books more beautifully
and appropriately bound.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1895-04-13

II you see a style in the great
second floor showroom it is right.
That isn't a guess-so collection.
Capes from sl.25 TO 1880.
Skirts from 1925 to $500
Dresses from $3.50 TO $3.50.
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1895-02-23

Continued On Eighth Page.
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1895-02-23

continued 81. y !, Eighth ] ! / i 4 Page.
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
working Farmer. yer,u. Land speou,..or


The promise that the selling price of
land would be doubled by the adoption
OF free coinage is one of the main argu-
ments ON which the silverites rely to
capture the votes of the farmers. With
out stopping to consider whether higher
prices would help them, some farmers
have allowed themselves to be drawn
into the free silver movement through
their desire to see "boom" in farm
lands, But little study will show them
that the imitation of farm values by
cheapening the currency would not be
OF the slightest benefit to the working
farmer,
Suppose that the silver standard was
adopted and the price of farm lands
doubled. This would enable farmer
who wished TO sell his property to get
more money for it. but not more value.
If he wished to buy another farm OF to
engage in any kind of business, he would
find that the price of his farm would
buy no more than it does now. The
great majority of the American farmers
expect to retain their land and get a
living by working on it, The fact that
a farm was nominally worth more would
not make IL grow more grain, cotton or
vegetables. It's increased price would
lead to higher tax assessments, but as a
means of getting livelihood its value
would be just the same as it is today.
The only men who would be benefit
ed by inflated land values due to cheap
money would be the small class of spec
ulators who do not farm, but hold land
out of use for rise. The interests of
this class are directly opposed to those
of the real working farmers, who should
not allow themselves to be deluded into
voting for q scheme which will make
farms harder to get by the men who are
seeking homes.
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
Coxey's "Good Roads" Scheme.

General Jacob S. Coxey of the late
army of weary walkers was the badly
defeated Populist candidate for gov
ernor of Ohio. His platform was
"Greenbacks and Good Roads," and
he would have been content with a
modest $500, 900. 900 of fiat currency for
starter, the money to be expended in
building good roads throughout the
country.
Has Statesman Coxey reflected on the
certain result of better roads? Will not
improved facilities for getting to mar
ket mean cheaper transportation? Will
that not mean cheaper farm products?
And can it be possible that any true
Populist favors scheme which will
make things cheaper?
1t must be mistake. What the late
general really wants to do is to tear up
all the roads now existing This will
make things scarce and dear Everything
will go up. Even the chickens will
foost high when the army of the COM
monwealth is on the march The idea
that Coxey wants things cheap must be
q goldbug SANDER, for the burden of his
plea for free silver and greenbacks is
the complaint that prices are now too
low.
The times. (Owosso, Mich.) 1882-1897, 1895-11-22

which at that time was the commercial
ratio. Besides. certain powerful CONNER
cial nations, among them England and
France. were at that time coming both
metals free at practically the same ratio.
How different the situation now. when
the commercial ratio is 32 to /. and the
minis of all the commercial nations are
closed against the free coinage of silver,
Certainly there is no precedent of any
country, or of any combination of coun-
tries. by mere acts of legislation dou-
bling the value of the worlds entire
stock of silver bullion and coin. Yet to
raise the ratio from 80 to to 10 to /
would be to double the value of the
worlds entire silver stock, for the price
of silver is fixed in the markets of the
world and is practically the same in ali
countries. -Firman Smith in New Or
leans Picayune.
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
Would Benefit the Wealthy Only.

] Some of our states and very many
cities and counties and nearly all rail-
road and manufacturing corporations
who have outstanding bonds, together
with many individuals, have borrowed
money, agreeing to pay principal and
interest in gold. All Of them who sur
vived the panic which would ensue
(from a drop to the silver standard)
would have to buy gold at premium to
pay their debts.
Question. Why did these states.
cities, corporations and persons agree to
pay in gold?
Answer. Because by so doing they
got money at lower rate of interest,
and in some cases could obtain the loan
in no other way.
Question. Would the free coinage Of
silver help those in debt?
Answer. 1t is certain that the great
majority of persons who owed debts
would be ruined because Of an immedi-
ate demand of their creditors for the
money due. A national bankrupt law
would speedily be passed. If any debtor
could hold on until values were read
justed, he would pay off his debts in
silver.
Question. What classes of persons
would be injured least and what classes
injured mostp
Answer. The persons Of independent
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
FALLING PRICES NO EVIL,
False and Unsound Position Taken by the
Free Silver Advocates.

Free Silver Advocates.
In all free coinage arguments it is
taken for granted that falling prices are
an evil and that it is the duty Of the gov
eminent to take some action to increase
prices, or at least maintain them at their
present level. 1t is on this ground that
the silverites object to our present. finan-
cial system and demand the adoption Of
cheaper standard of value which
would double prices as based on dol.
lar worth only so cents. 1t is this
promise Of getting higher prices that is
the chief attraction in the free coinage
agitation for the farmers, who natural.
ly wish to get as much as possible in re
turn for their products
Though the delusion which underlies
the complaints against lower prices has
been exposed over and over again, it
still does duty in all the free silver lit
erature with which the country is being
flooded. Yet little reflection should
show the folly Of the idea that high
prices for commodities are beneficial.
The welfare and prosperity Of the peo-
pie depend largely on the amount Of the
products Of labor which each can secure
for his own use. Since the dawn Of civ
ilization men have been striving to pro-
duce larger quantities and better quail
ties Of food, clothing, etc. All the i'm
portant inventions, the new machinery
and discoveries in agriculture, manufac-
turing and transportation, have had the
effect Of making the production Of
wealth of all kinds vastly easier In
consequence goods are now far cheaper,
measured by their labor cost, than ever
before in the history Of the world. Who
is there who will say that this is bad
thing, and that 1t would be better if
goods were still scarce and dear?
1t is noticeable that the pretense Of
higher prices is made only to the farmers,
the silverites being too shrewd to try to
fool the workingmen with a scheme
which would double the price Of every
thing they buy. But free coinage would
not increase in the slightest degree the
real value of even the farmer s products.
It would merely double the nominal
price, but as it would also double the
price Of all labor products which tne
farmer buys he would be no better off
than under the present system. The
evils which advocates Of honest money
know would follow free coinage may
not be admitted by silverites, but if they
are honest they must acknowledge that
an attempt to make goods more valuable
through debasing the currency would
certainly fail Of it's purpose.
The confounding Of two entirely diff
ferent things, prices and values, 10 at
the bottom Of the idea that low prices
are injurious. In so far as the money Of
q country measures prices it must effect
every kind of goods alike, and SO gen.
eral decline in prices hurts no one, and
as lower prices due to cheapened pro-
duction simply means that goods can be
obtained by less exertion very few per-
sons will be found willing to urge that
1t would be wise to go back to the old
conditions of hard labor and limited
production.
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
"MONEY AND BANKING.u
An Exceilon. Treatise on the Science o.
Money by Horace White.

Money by Horace White.
One Of the most complete works of it's
kind ever published in this country is
Money and Banking" by Horace
White. 1t is both historical and philo-
sophical, and because Of logical arrange
ment OF subjects and topics, incidental
definitions and explanations of words
and terms used, and wide scope-em-
bracing discussions of nearly every kind
of money and banking system tried or
proposed--it is as we'll adapted for the
use Of college students and general read
ers interested in economic subjects as
for professors and experts on financial
questions. A quotation from Mr.. Whites
preface will give an idea of this latest
and very timely work on money:
ION the Goth of February, 1862, the
government Of the United States made
its paper evidences Of debt legal tender
between individuals The nation was
thus sent upon the wrong road, and has
been toiling in wilderness ever since.
In addition to the injustice which il
wrought, the legal tender act filled the
public mind with misconceptions and
delusions ON the subject of money. So it
came to pass that although we adopted
irredeemable paper with the greatest re-
luctance we were willing to founder in
1t IA years after the supposed necessity
for 1t had passed away. Then, partly by
design, partly by chance, we resumed
specie payments, but the people had to
large extent lost sight of the funda-
mental principles of money. The mis-
conceptions and delusions remained, the
most dangerous and widely prevalent
being the notion that mere quantity is
a desirable thing and that the govern
ment can produce quantity and ought to.
cit is the aim Of this work to recall
attention to first principles. For this
purpose it has been deemed best to be-
gin at the beginning Of civilized life on
this continent and to treat the subject
historically. The science of money is
much in need Of something to enliven
it. If anything can make it attractive,
1t must be the story of the struggles Of
our ancestors with the same problems
that vex us. The reader will find an
abundance of these in the following
pages. Indeed a complete and correct
theory Of money might be constructed
from the events and experiences that
have taken place on the American con-
tinent, even if we had no other sources
of knowledge. This may be said of the
science of banking also. All the wisdom
and all the folly of the ages, as to these
two related subjects, have been exploit
ed on our shores within the space of less
than 800 years -
Mr.. White believes that it was a great
mistake for the government to engage
in the banking business and that the
normal and proper business of the treas
ury is the collecting and disbursing of
public revenue. He sees but little pros
pect of banking and other reforms or
even for clear thinking on currency
questions until we retire and cancel
the legal tender notes and restrict the
treasury to the duties for which it was
originally and solely designed
The times. (Owosso, Mich.) 1882-1897, 1895-11-22

The Detroit, Grand Haven q Milwaukee
and Toledo, Saginaw 81 Muskegon Ry's will
make single fare for the round trip from
all stations on their lines to Detroit, on &C
count of the annual convention OF the Mich
igan State Sunday School Association,
which Is tobe held in Detroit on November
10, 20 and 81. For this, tickets will be
sold to delegates and to the public for all
trains of Nov. 20 and 81, and return limit
valid ton ov. %, giving two or three d VS.
in Detroit. This is rare opportunity and
those having business in Detroit should
avail themselves of the opportunity.
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
Farms for Sale.

II there ever was time to purchase ,rm
lands it is now. Never In the history of the
country could good farms be bought so
cheaply in comparison to their real value.
No better time to invest than when the
safest property in the world Is down to bed
rock. The careful capitalist sees this and is
now investing. More good farms have
changed hands in the last three months than
in the three years previous to that time. I
still have number of first class farms taken
on mortgages. and about to be, being In the
best bean belt In this State; finely located;
close to good markets. Correspondence
solicited. CHAs. w. GALE,
Owosso, Mich.
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
HOW RATIOS WE'RE FIXED IN 1892
Proportion of Values Between Gold ant
Silver Is q Mercantile Problem.

Proportion of Values Between Gold and
silver Is . Mercantile Problem.
When our mint was established in
1792 and was about to be opened to the
free coinage of both metals, the main
question was, What shall the ratio be 7
All agreed that il must be the CONNER
cial ratio. Hamilton, in his celebrated
report on the establishment Of the mint,
said, "There can hardly be better rule
in any country for the legal than the
market proportion. Thomas jefferson
said: Just principles will lead us to
disregard legal proportions altogether
to inquire into market prices Of gold in
the several countries with which We
shall be connected in commerce, and to
take advantage of them. The proportion
between the values of gold and silver Is
mercantile problem altogether. And
90 they made the mint ratio 10 to /.
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
THE FAvORITE MAGAZINE
LITTLE MEN AND WOMEN

Is the only Magazine edited especially
for Children from to IL.
Its Serials, Short Stories, Poems, Art
Papers, Adventures, Travels, Pictures, salts
fy and delight all the children. a.
No other Magazine fills its place , l year
Leading Features of the New Volume:
BoCKERs. story of Two City Schoolboys.
BY Margaret Compton. jSerial)
THE KNoTHoLE IN THE FENCE. Boys Story.
BY Beth Day. (Serial)
NELLIE OGG AND HER GOATS. BY Frank Pope
Humphrey. romantic true story of q little
Scotch lassie in the days OF bonnie Prince
Charlie" (Serial.)
ANIMALS WITH MINDS. True adventure stories
OF animal sagacity. BY w. Thompson.
PAINTERS AND PAINTINGS OF CHILD LIFE
Art Papers for Children
WHERE MAMA USED TO PLAY True stories
Of two little girls. BY Percia v. White.
ALL AROUND A DOLL HOUSE. How to build
and furnish 1t. BY Annie Isabel Willis.
THE WHIRLING GLOBE. Glimpses of all the
children In all the world. BY Charles Stuart
Pratt.
TWELVE "SoNGs FOR CHILDREN's VOICES"
STORIES AND POEMS by Mrs. Jessie Benton
Fremont, Mary Il. wilkins, Edna Dean Proc
tor, Olive Risley Seward, Mrs. Kate Epson
Morton Diazs Mrs. Harriet Prescott Spoford,
Sohhe SWEET, Sarah Orne Jewett, Hezelxiah
Butterworth and others.
New Volume begins with Nov. number.
Sample Copy Free.
ALPHA PUBLISHING co. BIZ BOSTON,. sSSir Ms.. st
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
Opinions of "a Travelling Man.

Weary Walker-Thcy tell us prices is
Goin mp. That's nothin to us. We got
nothin TO sell. Silver must be free be-
fore we can got any Put it in yer plat
form free an unlimited" free for ev-
er body. an it ketches ever jay OH the
road Give ever body barrel of money
an bung starter. -Goldbug.
The times. (Owosso, Mich.) 1882-1897, 1895-11-22
Attention Everybody /!

Headley, the Riverside photographer, will,
until the holidays, make his best cabinet
photos for Sl.OO per dozen. S26 West Main
street. 4w
The times. (Owosso, Mich.) 1882-1897, 1895-11-22

fortune owing no debts would be injured
least. The persons owing debts and per-
sons who work for wages and fixed sal.
aries would be injured most. r. Weis-
singer in "What Is Money!"
Daily independent. [volume] (Elko, Nev.) 188?-1915, 1895-07-03

baIaIance IN treasury. ..$25,739 So
The above balance stands to the
credit OF the various funds as per
Treasurer's Balance Sheet, dated
March %, 1895: W.. -,
TREAsuRER's hALANoE SHEET.
Cash in Treasury, to tie credit OF the
various funds, March %, 1895:
In State fund. ....,,. 8. 7,424 o.
In general county fund -. $685. 90
In cash contingent fund. 1855 SO
In INDECENT sick fund. .... 1,O65 80
In county ,school fund 80. 81 48
In officers salary fund.-. $50 66
Tota'................sl4,91 25
The Mankato free press. [volume] (Mankato, Blue Earth County, Minn.) 1879-1924, 1895-11-29
DAVIS AND THE PRESIDENCY.

With the meeting of the Republic
an national committee on the 10th
of next month, the campaign for the
Republican nomination for the pres
idency will formally open, and be
pursued with more or less vigor until
nomination is reached in the con-
vention next summer.
The fact that the Republicans are
as sure, as anything can be in this
world, Of electing the man they may
nominate, makes the prize one to be
greatly sought after, and in this re-
spect the party is exceptionally for
tunate in that it is rich with pres
idential timber Of the first quality.
There is another matter in which
the party is extremely fortunate, and
that is, that the result of. the cleo
tions a year ago, and also on the 5th
inst. has made it impossible to press
forward this or that man because his
influence will save this or that state,
or exclude any man because the state
from which he halls is reliably Re-
publican and will go Republican any
way. The north is likely to be pretty
much solid and as never before the
party can lay aside such reasons and
choose man solely for his fitness.
And such a man Minnesota will
present to the convention in the per-
son of Senator Cushman K. Davis.
There are some who assume that the
candidacy of Mr.. Davis is merely on a
complimentary basis, but such would
do well to dissuade themselves of this
idea at once. The Republicans of
Minnesota will present the name of
Senator Davis to the convention, not
because they look upon him merely
as favorite son, but because they
regard him as "a fit man in every re-
spect, and the peer of any man who
will appear before that body for the
nomination.
The Mankato free press. [volume] (Mankato, Blue Earth County, Minn.) 1879-1924, 1895-11-29
MORTGAGE FORECLOSURE SALE.

Default has been made in the conditions of a
certain mortgage executed by Edwin L. Halves
and Ida NJ. Halves, his wife, to the Mankato
Mutual Building and Loan Association, cor
poration duly created and existing under and
by virtue of the laws of the state of Minnesota
which mortgage is dated March 10TH 1891 and
recorded i'll the Office of the register of deeds of
Blue Earth county, Minnesota March 18th,
1891, at 10 o clock a. m in book Is of mortgages
on page 1856, and which conveys to said Mankato
Mutual Building and Loan Association the fol-
lowing described real estate situate in said
county of Blue Earth and state of Minnesota
VIZ: Lot five (5), III block twelve 12), of Waite
and Roelofson's addition to Mankato, accord
ing to the plat thereof on file and of record in
the office of the register of deeds of said Blue
Earth county, to secure certain sums of money
and obligations therein mentioned: and there
is now due and unpaid said mortgage, debt
and obligation the sum of nine hundred and
sixtyfour and 47lO0 dollars besides fifty dollars
stipulated in said mortgage to be paid as attor-
ney fees IN case OF foreclosure thereof, and said
default has continued for more than three
months, and no proceedings at law or otherwise
has been instituted to recover said debt or any
part thereof and said mortgage contains a
power of SALE
Therefore, Notice is hereby given that by viz
tue of said power of sale and of the statutes in
such case made and provided, said mortgage
will be foreclosed and the land and premises
therein and above described, will be sold by the
sheriff of said county, at public auction. at the
easterly front door of the court house of said
Blue Earth county, in the city of Mankato in
said county, on Saturday, the fourth day of
January, A. ID. 1896, at 10 o'clock in the FORE
noOn to satisfy the mortgage debt and obIiga-
ton then due on said mortgage and bond there
in mentioned, and said fifty dollars attorneys
fees together with the costs and expenses al
lowed by law.
Dated Nov. /, 1895.
MANKATO MUTUAL BUILDING AND LOAN AS
ISOLATION, Mortgages.
THos. HUGHES, Attorney for Mortgagee. s...
The Mankato free press. [volume] (Mankato, Blue Earth County, Minn.) 1879-1924, 1895-11-29
Hoods Pills aTs ta z afagg nis e s
r1R. SPAULDING INQUIRIES.
A MapIetOn nan Has Something to
Say Anent r1ankato Markets.

MAPLETpN, Nov. %, 1895.
EDITOR FREE PRESS:
In your issue of Friday is an article
headed 'Mankato Markets in which
the writer depicts a bad condition
of things for the retail merchants be-
cause farmers for twenty miles
around do not come to Mankato' to
sell their produce and purchase their
goods. But he fails to give one good
reason why the farmers should come.
He says when they had an indepen-
dent wheat buyer on the market Man
kato received 100000 bushels of
wheat year and now they get but
100000 bushels. The writer seems to
ignore the fact that other markets
have sprung up in the territory that
was formerly tributary to Mankato
and of course cut into their trade
and if the 3 cents paid extra for
wheat there is not enough would
ike to know what the Mankato mer-
chants want. Is not the business of
the merchants at Good Thunder,
Mapleton, Eagle Lake, GAINESVILLE,
Lake Crystal, Vernon, Amboy and
other points just as important as the
business of their own pretentious
neighbors in Mankato? Merchants in
any of these towns can and do sell
goods as cheap and in many places
cheaper than Mankato and there is
no good reason for the farmers going
there and they are finding it out. I
would like to see lower rates of
freight on the railroads, [ do not care
how low, but we want them equal to
all points. Mankato has now $500
ton rate on hard coal from the lake
ports, while we are paying 1915 per
ton, and presume Mankato has the
advantage in many other ways as far
as freight is concerned. 1t seems
little laughable that the Mankato
merchants with their big glass,
blocks and big stocks have been won
dering what the merchants in the
small towns would do when they got
started, and the first thing that the
big fellows do is to go and lay down
on Hubbard & Co. and the railroad
company to take care of them by
higher prices for wheat and lower
freight rates.
Respectfully,
C. G.. SPAULDING.