The Newtown bee., 1895-01-18
Editorial Ink Drops.
THE SAVINGS BANKS.

interesting IacJs are brought out Dy study of the returns of the savings banks of the various states. The figures reveal the fact that the only group of States in which there has been an increase of de- posits is the New England group, In all the other group of states there has been a decrease of deposits, the biggest de- crease being that from $144, ,467 ,06l in 1893 to $l29, ,937 ,693 in 1894 in the Pacific States. The Southern States, which in- clude West Virginia, North and South Carolina, Georgia, Florida, Alabama, Louisiana, Texas and Tennessee, show a decrease during the year from $l2,0ll,- 357 to s9,479,3l4,
 The individual state in the Union that shows the largest number of depositors and the largest amount of deposits (which do not by any means always go together) is New York, that state having no fewer than 1,5s5,l ,l55 depositors and S6l7,sS9, ,449 of deposits. The state which has the next largest number of de- positors and amount on deposits is Mas sachusetts, the savings bank deposits amounting to $399, ,995, ,57O, and the num- Der of depositors to 1,2l4 ,493. Next in order as to amount of deposits come the States of Connecticut and California, which stand easily ahead of such big states as Pennsylvania, Illinois and Ohio. The savings bank line of investment of money does not seem in fact to be at all in vogue in the three big states just named; for Pennsylvania's deposits for the year are not half as much as Connec- ticut's, and barely one-tenth of New York's, while the deposits of Ohio and of Illinois are, in their turn, not half as much as those of Pennsylvania. The smallest amount of deposits is found in New Mexico, the entire sum deposited in that state being only $37,476. Alabama comes next to New Mexico at the small end of the list, with deposits of only $lO2,347.
 The largest number of deposltors and the largest amount of deposits do not al- ways go together-a peculiarity which finds frequent illustration. California, for example, has not 80 many depositors by over 10000 as Pennsylvania, but Cali fornia has about $60, ,0OO, 900 more savings bank depoists than Pennsylvania. North Carolina has more depositors by 1000 than Louisiana; but the deposits of Lou isiana aggregate about five times as much as the deposits of North Carolina. New Jersey has 1000 more depositors than Rhode Island, but Rhode Island has twice as much of deposits as New Jersey.
 The average sum to the credit of each depositor varies greatly in the various states. Massachusetts is generally cred tied with being in the lead in the matter of sayings bank economy; but, as we saw already, the Bay State people have not much more than one-half in savings banks of what New Workers have; and when we look at the amounts held by in- dividual depositors, Massachusetts is not even in the race. California comes far ahead in the matter of individual depos- it's, with the average sum of $72s.24 to the credit of each depositor. Rhode Is- land comes next with an average individ- ual deposit of $52s.70. Oregon stands third with an average of $433 80; New Hampshire fourth, with $4l6.50; Con- necticut fifth, with $39s 95, and New York sixth, with $390.50.