St. Paul daily globe., 1895-09-22

event for the damage by fire only.
If a building fall, except as result
of fire, all insurance on such building
and contents shall Immediately cease.
The company reserves the right to
take any part of the articles damaged
at the appraised value.
Requirements-lf a fire incurs, the
assured shall protect the property from
further damage, forthwith separate
the damaged and undamaged property,
make an inventory of the same, with
the quantity and cost of each article
and the amount claimed The state
ment or loss shall also contain a COM
pIete schedule of the property dam
aged, with the loss or damage to each
Item; also the interest of the insured
and other, and all membranes on the
property. In case of fire the assured
snail exhibit to- any person designated
by this company all that remains of
any property in the policy described :;
snail under oath subscribe the same
and produce for examination all bills
relating TO the property. The assured
If required, shall furnish verified plans
and descriptions of any building fix
lures or machinery destroyed or dam
aged, and this company shall have
thirty days to notify the insured of its
election to rebuild, repair or replace
such property. The award in writing
shall contain an itemized statement of
the property, showing separately the
sound value and damage to each item.
Stipulations-This entire policy nm
less otherwise provided by agreement.
shall be void if the interest on the as
q
stated in this policy, or if the interest
De other than the unconditional and
sole ownership. or if the subject of the
insurance be building or structure on
ground not owned by the insured in
lee SIMPLE, or be incumbered by mort
gage or mechanics lien, or if the
subject OF the insurance be personal
property and be or become encumbered
by chattel mortgage, or if any change
other than by the death of the in
sured, take place in the interest, title
or possession of such personal prop
erty
This entire policy, unless otherwise
provided by agreement indorsed here
on shall be void if the subject of in
Surance be a building and any change
other than by the death of the insured
take place in the interest, title or pos
session Except change of occupants
without increase of hazard, whether
such change be voluntary or involun-
tary, or if the same becomes encum-
bered by mortgage, or if with the
knowledge of the insured, foreclosure
proceedings be commenced. or if the
same becomes vacant or unoccupied
and so remains for more than ten days.
II this policy be hereafter made paw
able to mortgage and such mortgagee
shall learn the facts whereby this poll
cy shall become void, he shall forth
with notify the company, and failing
so to do, the policy shall become null
and void as to him. No suit shall he
begun in any court until after full
compliance with all the requirements
of this policy.
This policy is made and accepted
subject to the terms contained in said
standard form, as added to and modi-
he'd by this rider, and no officer of
the company shall have the power to
modify any Of its conditions. except
such as by the terms OF this policy. are
expressly made the subject of agree
ment, and as such, no officer shall have
power to waive or modify any such
unless such modification shall be writ
ten upon or attached to the policy. nor
shall any privilege or permission af-
fectng the insurance under this policy
exist or be claimed by the insured. un-
less so attached.