The Lambertville record. [volume] (Lambertville, N.J.) 1872-1968, 1894-08-29
INSTALLMENT PLAN.
A COMPARATIVELY MODERN WAY or
DOING BUSINESS.


DOING BUSINESS.
tom Started Thirty Years Ago In New
York-Grown to Enormous Proportion.
In All the Cities of the Country.
There Is one trait in which people of the
present day have departed widely from the
example Of their forefathers. Without
giving the latter credit for all the virtues,
it is safe to say that, generally speaking,
they didn't buy things until they had the
money with which to pay for them. They
were not victims of the ''insta1lment" hab'
1t. which now numbers its thousands in
New York and every large city.
An Irishman who kept little store In
Barclay street some 30 years ago has the
credit of being the first man to grasp the
fact that there were unnumbered people
in this city who would be glad to buy
merchandise of all sorts pertaining to
homemaking, but whose circumstances
would not allow them to pay cash down
for it. They were ambitious to have more
clothes, more furniture, more brio-a- brac,
to rise to higher plane or to keep pace
with their better to do neighbors; but,
alas, their income would not allow it,
They had never been taught to save, which
Is slow uncertain, old fogy method any
way, and so they sighed and longed In
vain.
This long headed man realized this fact
and sat him down to cogitate He had
little capital which was not turning over
as quickly as he could wish, and he wisely
reasoned that these people who wanted all
sorts OF 1hlhgs SO DAILY hlieh' pe mnilnB
ana giao 10 puy eheii, - my :; o Os ihaso
llteio accooiiiii ,la ion, 49, Soo 10
these gooa cltizehs ilau peel ailoWou a nv
Tie occasional creuiU az .no slooois '. nv
puGchers shops, anu perhaps ofon ao O,io
tallors Where tney Were Ai9wn. DIV M M
Woulo 40 petter IMAM 1iaV. 1ie wouiu soii
them almost any shihS nieaeona .,i poiSo,
migho uesiie anu uoiiNei ~ w Onoii, .Alu y.
ne would allow eheni 70 nlahe payinen a.
such Intervals anu Vi 30 snia NJ, "'noui io
cash tnao uney "ouio ioO iooi ~ "5i'
Worusi
ne connihenceo III u sinai W"ynoh
gsgeo nan A." uozoh Boou men, gov" ,'ss e.lei4
some samples anu isV VI Uno oineions .
gooos ne "ouiu i,rhisn On .iiis pau anu
before ionB ohe roturhs pesun W .sio ~ III
IL was iinheulateiy eYiueno Chas Snis
niled long IeiU Wah1. feopio az isso
saw way to satisfy their iongihgs ZOE
nne things withou1 pahKrup'ing 1hen.
selves to pay 1or them' Inc goous nrsV
sold In this manner We're hel1her iargo nor
costiy-iamps, CLOCKS, aipu,ns, oip,es
rugs ana the ike. buo INC pusiness mas
peeh grauuaiiy sysVeiiaoi@cu uiioii nv" .
man can step into an immense shop, selece
from large STOCK iurhiouIe, caIpeVs'
stoves, erockery, Rltcheh uoehsiis, pictures,
everything wanted TO isrhisn ms mouse vi
nat compieteiy' 1hen suppieinehS ms omi !
wardrobe with whateVer Is iaeklHs' anu
that OF MS wire ana ohiiaren, MOTE unlii
that, ne can puy inc mousse Shich ID 70 con
sam an lhls on the saiiie pan, Gun insuio
MS ana thelr lives, ana iaso oi an, Gun ar
range With "funerai dlreotor tune I'M
dertakers are all dead) TO bury nm, all on
TINS Deauttnl lhstaiiihehV plan
But, II you are the intending purchaser,
don't fancy that tne gooas you nave seiece-
cd Will be Immediately ioaoed on van
and sent to your mouse. You musp go
through the hands Oh an INVESTIGATOR
rms interesting person takes youf ha1,e,
address ana place OF business NJ one oiiice
and goes out on still huht 10 nhu ou'
what he can In relation 10 your income
your habits, your moral charaooer, eVo'
He is an important factor IN inc sohene'
and good man commands a goou salary.
his report peing Satisfactory, uhen arr you
soon made happy Win mouse iiileu WIN
new goods ana your outy anu pressure
now consists only IN having tne "eehiy VI
monthiy payments reouy "hoi 'no wi
leotor calls. =. =.
Don iiiiaeile .hao nc WI, ioiSoV 9ou'
or DC oashIul III CLAIMING ms MONEY, VI
can DO thrown OH tne scehC ny moving
away. ne mas ways you wouiu nove,
guess AT OF ioiioWing your movements anu
WIZ SUCK 10 you closer .hai, your snau ,U
until he mas extractea inc lase oeho quo
For man VINO mas horror Vi peins uui-
ned the plan is NOT an unhiAeu soou.
Then there Is the lronciau ihoresaee,
which Is an interesting acooiap"niineho
OF the lhstaiiinen. pan, eiVihe cue vieuieoi
the Right 10 repieVin ms goous whenever
the payments are not proInpo anu aoooru-
ing TO CONTRACT, rms Is prac'icaily never
enforced, e4cept III inc case Oh saies ., iur-
ni'urc, SEWING iliaohino'' saios anu eno