Birmingham age-herald., 1894-07-24
STATE CAMPAIGN.

Greensboro Watchman: No man in Ala bama is doing more effective work for the cause of democracy than Joseph F. John- ston. He is making speeches every day with telling effect. His loyalty to the party is of the genuine type.
 Lafayette Sun: farmer came to town the other day. He supported Captain Kolb two years ago, and those he met here sup posed he was still following that forlorn hope. He met Judge J. J. Robinson on the street. They had been old friends, and had not met in some time. The judge stopped and shook his hand and conyersed with him on all subjects except politics. Finally tue judge sauntered on up the street, the empty shirt sleeve of his right arm dangling by his side.
 The old farmer looked at him, and turn ing to a bystander said: ''Judge Robin son never said word to ma about politics. He thinks that am against him because supported Kolb two years ago.'
 There was short pause as the old man looked after the judge.
 "You see that empty sleeve,' he said. "Well, 1 have never yet voted against one of them, and if keep my right mind never will. That man lost his right arm in defense of me and my wife and my chil- dren, and am not one of those to forget our old soldiers. Some people say we have rewarded the old soldiers enough, but don't think SO. l expect to stand up to them as long as l live, and 1 am going to tell my boys to stand up to them when am dead and gone. tell you,' he continued, ''I never saw confederate soldier with an empty sleeve that 1 was not willing to trust. Judge Robinson never has gone back on us, and 1 don't believe he ever will.
 "Oates has an empty sleeve, too,'' sug- gested the bystander.
 "Yes, know that, aud am going to vote for him, too, and all the rest of the democratic ticket. He fought on the same side that l did when the yankees were shooting at us and don't think old George Hoar did. He was against us, and now Kolb has made him some kind of prom ise, don't know what, and he's spending money 10 try to elect Kolb. l tell you, he continued, the fire flashing from his eyes, ''I am not going to vote on the same Kolb has deceived me and I'H swear won't follow him any longer"
 The old fellow walked on down the street and those who knew him best said he meant every word he said.
 Some people may be mean enough to doubt whether Actuary George w. Phillips of the Equitable would have spoken 50 inn pressively at Chicago of the need of econ omy in the management of life insurance had not his company accepted position from which such remark, could be deliv- cred, not only with safety, but with cer- tainty of provoking comparisons to the ad- vantage of the Equitauie. Mir. Phillips modeslly refrained from mentioning the fact that his company has been making a fad of cutting expense, and has reduced the ratio of manacement 'xpenses to in- come from 20 19 iu 1891, to IS. 12 in 1892 and Is 90 in 1893. It has decreased expenses actually as well as propnrtionateiy, its business costing S7,sS}, ,294 57 in 1891 and only s7, ,059, ,043. z9 iu 1893. Neither of the other giants has done 50 well, and we may expect from the Equitable some vigorous riding of this hobby. The Mulual's ex- pense Of management in 1891 was IS 54 per cent of it's income, 17 1 per cent in 1892 and 2l 55 per cent iu 1893, there being an actual increase from $6,975 461 32 in 1891 to S9, ,045 ,496 56 in 1898. lhe percentage from the New York Life was 19.7S in 1891, 23. .0o in 1892 and 23. 26 in 1893. Under these cir cumsta noes MT. Philips could declare with much feeling that 1t is time for the era of economy to begin, and that 'the reputa- ton of life insurance is at stake. '-liou- isville Insurance Herald.
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