Morning journal and courier., 1894-03-31

| esting and useful. Her studies have
led her to believe that We should not be
able to live in this world at all had We not
birds to eat the insects. every little
while," she says, 81 see great complaint
from farmers calling upon the government
70 destroy insects and protect the drops;
but all the time they are shooting the very
things that would take care of the insects
If they would only DO let alone-the birds" /"
| But even this ardent bird defender has
l nothing good to say about the little natur-
| allied citizens, the "bumptious little ras-
Gals" that some enemy to this country i'm
ported to our shores. For they drive ont
our own birds; none except those that are
larger and stronger bsing able to hold their
own sgainst them. She has seen the Eng
ltsh sparrow take the food ont of the very
bills of birds that were too young to de-
fend themselves, and spite of his insect.
destroying powers she has no further use
for him. But even this little fussy, sR-
gressive tatterdemalion and bird-imp Ia
interesting In his way. He ts Ramtn, q
street Arab, an anarchist, Q "boss, flying
delegate, but in the winter time, when other
birds have deserted us, there IL something
pleasing In the chatter, the endless discus
sions and qusrrels and rioting of the irss-
cible little Britons. When the wind howls
and the air is thick with whirling snow
flakes, and one can't get out of the house,
its rather agreeable to see the spsrrows
huddled In the hemlook and hear them
swearing ct the weather In lively chorus
As winter birds they are an unqualified
success, and If they only could be induced
to migrate to Labrador and Greenland for
summer board, returning late In the au-
tumn, even Mrs. Miller might be induced
to look upon them with friendly eye.
INSPIRED HIERoeLYPHIcs.
The story is told of Lancashire factory
lass that she one day brought letter to
lady who had shown friendly interest in
her, asking her to read 1t. 1t contained an
offer of marriage from young man whom
the lady knew to be an honest and indus
trious mechanic. She therefore advised
the girl, who, by the way, could neither
read nor write, to consider the matter Sc
riously, adding, "when you have made up
your mind, come to me and I will write
reply for you"
a few days after she met the girl and
asked If she wished her to answer the let
ter. "Oh! that is all right" che answer
ed, looking radiantly happy. II answer
ed 1t myself"
And then she explained that she knew
how to make capital I, and having print
ed this upon a piece of paper she stuck 3
bit of wool beside it. A quaint sort of
picture-writing this. and easily translated
by the lover into the brief but positive.
entirely satisfactory statement, II wool"
otherwise, 81 will"
This goes to prove that Glove will find
out q way" to express Itself, even in in
spired hieroglyphics, and that the assist
ance of third person is rarely required
to bring about q complete understanding
between true lovers.
NEITHER FLArTERING NOR coNsoLINa.
1t is we'll known that Life Insurance
companies discriminate against women,
making them pay higher rate per annum
upon life policy because they do not live
as long as men, or If they purchase an au-
nuity, exactipg higher rate for that be-
cause they live longer than men. Their
idea is that woman will live or cease to
live at will as she finds the most money
can be made out of the Insurance COM
pany.
Even If ehe buys an accident ticket"
she finds the same seeming injustice. For
instance, few weeks ago q lady was start
ing on q thousand mile journey by rail,
and hearing a prosperous business man
asking the ticket agent for an accident
ticket she concluded that 1t would be a
wise and prudent thing to purchase one
for hereelf. She had no time to read its
numerous provisions until che had fairly
started rpon her journey, and this is what
che then discovered:
/. That the ticket insured man against
loss of time If disabled by accident, for
twenty-six weeks. Expense of board,
physicians, nurses, etc., were to be pro-
vided him to the amount of 5000. If
killed, his heirs would receive that amount
of money.
Q. That q woman was insured against
death only. She might be famed, MANNED,
disfgured for life; rendered incapable of
self support, or of any further pleasure in
living; burden to her friends or to the
State, but not penny of the 81, 900 would
be forthcoming. That was intended only
for the benefit of some one else should she
lose her life while travelling.
She revolved this matter in her inconse-
quent female mind and, of course, was un-
able to understand it. Why, If injured,
and ply sicisns and compensation for loss
of time, was to her q dsrkly perplexing
problem. She had paid the same price for
her ticket that the man had paid and why
1t should not secure to her the same ad-
vantsges she could not comprehend. If
che died her husband could claim the
money and refurnish his home to receive q
new wife, but as far as the ticket holder
herself was concerned this accident"
ticket was of no earthly use. She is now
ready to "move an equality clause In the
construction Of accident tickets.n
The accident insurance companies claim
In excuse for what appears to be inexcusa-
BILE that women, when injured, are more
apt than men are to take to their beds;
that they do not so soon resume their
usual employment, and often sink into a
state of chronic invslidism. (This is an ex-
csllent reason why no money should be
paid them.) Then the time of women is
of less commercial value than the time of
men, so that, considering all things, women
prove to be more expensive risks than
| men are. This is fair reason for making
| higher charge for insuring women, but
| nothing can excuse or explain the aston
ishisg injustice of limiting their insurance
l solely to loss of life. Unless q woman feels
it duty to make some provision in case
| of her death, for those who are wholly or
In part dependant upon her, Ii would be
better to refuse to invest any money
in accident insurance tickets un-
til the extraordinary and objections
| BILE clause, "this ticket insures females
against death only" shall be found upon
them no more. The inference that insur.
sncs companies believe that the only good
women are dead women Is very easily
drawn, but 1t Is neither hsttering in life
nor oonsoling In death. HILARY.
i
FASHION NOTES.