The farmers' union. (Memphis, Mo.) 1891-1895, 1894-04-26

| some reform movements we know Of
getting someone to hold the bag after
making very fair pro- ositions.
Farmers Tornado Insurance Takes
The Lead.
| The Secretary of the Missouri Farm
crs' Mutual Tornado, Cyclone and
Wlndstorm Insurance Company, has
prepared report in book form icon
slsting of ten thousand catalogues,
which are now ready for distribution, J
and which has, in addition, reports of
the State Home Lodge of the Farmers
Mutual Protection of Missouri and of
the state convention OF farmers mu-
tuals The book will be mailed free to
anyone sending their name and address
To II. r. Steeples. Secretary, Rockport,
Mo.
Attention has repeatedly been called
to the growing business being done all
over the state by the farmers insurance
companies. There has been no asses
ment in the Missouri tornado company
since started-more than three wears
ago. In the meantime, however. all
losses have beenpaid The State Home
Lodge, or life company, has only had
one death since it was startcd-more
than three wears ago. Consequently it
mas only cost its members 81 each.
NO expense attached to the company
except when member dies, and then
an assessment is made of not exceedino
81 from each member. The Missouri
tornado and life companies are now
allowed to DO business in any county in
the state. Over sixty counties of the
safe have farmers Fl e companies and
nearly all these counties have prop.
erty insured in the Missouri tornado
company. The magnitude and rand
increase OF the business which thu s..
companies are doing will be seen from
TIE following table of the amount of
FISK in force each year:
YEARS. auo,7x, ,>re,,,,>
1890. 100 90, M
'o''' ..'............. 563, O98. 90
1892. ,,,s .o- M
The Secretary stated at the annual
meeting in 1892 that the insurance
would reach two million dollars before
the annual meeting in 1893. His A.
scrtlon was VERIFIED. He now expects
that the four million dollar mark will
De reached before the annual meeting in
1894.
we see no reason why the larger
proportion of the property in Missouri
should not be insured against lorna
does, cyclones and windstorms in the
Missouri tornado company. It is
purely mutual, gives insurance at
actual cost and when loss occurs its
payments promptly go to the benefit
OF the unfortunate victims of the storms
There is no moral hazard in cyclone
Insurance and with risks scattered
over the entire state it is almost impos-
slble to sustain a severe loss.
If you want to insure in the tornado
Or lie companies, write to year nearest
agent, or to Fl. F. Staple. secretary
ftock Port, Mo. Mr.. Staple will also
furnish you with information and circ,,-
ars. If there is no agent in your To-
'allty send in your name or the
name OF some other good man who
VIII act as agent during 1894 and
he secretary will send an outfit at once.
Inc Secretary informs US that he will
help orsal'ize fire company in any
county where there is not already a
company and will pay his own expenses
md will furnish the necessary blanks.
tic. he has assisted in the organiza-
ion OF nearly all the farmers fire COM
,anles in the state and has never
'harsed cent. If the farmers of each
county OF this grand state would organ
re flre company for their own county
md all insure against tornados in the
Missouri tornado company above men,
Toned. it would save the people millions
II dollars each year.-St. Louis Journal
If Agriculture, March l, 1894.
II you want to insure in the above
companies or the Scotland County Fire
company, write to J. L. Durnal, Agent.
Ne mnhis Mo