The sun. [volume] (New York [N.Y.]) 1833-1916, 1894-02-25

r.. t:,S::5 nans b sa.s sisF;s:ng Gonna .,I.
nothing TO DO with cable railroad employees
fourteen companies, aud eighteen com "a pis
want nothing 70 10 With workers In celluloi'
fireman in paid fire department and sever
| VIII decline n volunteer fireman, but OF tn,
remanins companies eleven will charge tn,
| paid fireman an extra premium. and only fou
will exact a similar tax from the volunteer
Cutlery grinders, are refused Ivy IL compa
| tools by TX. Ten companies will decline to in.
| sure an electric light engineer. and II will In
Seventeen refuse risks on horse trainers. / ) on
| hunters. and l3 on trappers. hcl carrier
WGer Fs' Shovel TbSrsf IN m
| limestone quarter In W. lumterman in the
yard will be, refused by 3 companies and one
| refuse o insure a well digger at any terms.
| Railroad employees are variously .discrmi-
mated against by these twenty six Insurance
companies. The engineer Of a rassenger rain
| cannot be insured in seven companies. OF a
in fiiteen. Only one company viii insure at
ordinary rates u brakeman on ~ freight or con-
tsps ar. sy Iv ,wo on Ss
| construction train laborer Is declined by
The astonishing thing about Mr. standen's
report is that with the exception ottwenty.
seven occupations which are practically re-
fused by all com panlcs no man employed In a
hazardous OCCUPATION need despair OF ineur-
ance Ht ordinary rates. some or nearly all the
compnnics may refuse him at any terms, and
several more may thy to make him pay extra
premiums but In every case there are still
other COMPANIES that will accept his risk at
"It certainly proves" says Mr.. Standen,
that most extraordinary divergence OF
opinion exists on the subject Of the degree OF
hazard CT various occupations. As to the gem
eral DEDUCTIONS that may pc drawn from an
ppon tSat exclude those
the liquor business, and also such exception
ally hazardous risks as aeronnuts. divers. man
ere. nearly all the occupations "A vast number
OF which are ut the present time severely dis.
at ordinary rates. and without doing violence
to the interests OF other policy holders. provid-
cant be a man OF good Intellectual power and
moral force"
DR.. Edgar Holden Of Newark has made
special study Of this subject and he thinks that
occupations ought to have less weight in in
snrance than has been heretofore supposed.
The chnnReabio character OF occupations in
America renders 1t impossible to make COM
pnrisons with English experience inasmuch
consul in a foreign rort. a minister OF the Cos.
pei. and a book agent all in the course of n
lifetime In England n son is ant to follow his
fnther'e occupation and stick TO II for life. The
doctor finds that brewers and distillers are a
slightly better risk than are generally sup
nected with the liquor business in the order
OF their hazard rs follows: Com mercal
and retailers young men in Wholesale BUST
ness CsrkeepeTs: drivers Of beer wagons
fs Sosos Snd d.ser who RETAIL
surance. lie says that tea tasters are another
suicidal as that OF the drummer for a liquor
house. The tea faster has to be man Of pc
nerves become deranged by the amount OF
fannie acid In bis syste!n. He usually resorts
sons ons hs sG
getting between soOOO and $1,000 n year
salary. was Kept alive on champagne, by
Or the. decrease of his, salary. The high
life OF the tea faster usually goes out in insan-
hazard OF an occupation ON tho basis Of the
weekly indemnity they would nave to pay In
81 The o.
occupation OF bridge building is extra hazard
gus. 10 are the occupations OF cow
lumber regions; sash and blind makers. and
men or troughmen at blast furnace;
cupola men. pitmen. or spell hands in
rSasSeTs IL 'S Eons m sRaeers sf stsss
joiners. and surface planners in a furniture
factory: and in railroad work the occupations
OF conductors and brakemcn OF n freight train,
train despatchers employed in yard duty.
tr,mmers on, tower lights are classed as spe-
cially hazardous. which means more than ex-
samuel Gompers, the labor aeItator; said
to the reporter that during 1893 22.OOO
5arHsd snS ] Rsd stats s ssg
that the houses miths OF this city and Brook
lyn ought properly to be included among those
whose occupation Is dangerous. The number
OF men in this trade has increased enormously
OF late. since the builders have taken to using
steel for constructing their high buildings.
Scarcely a lofty building IN New York but has
cost the lives OF number Of housesmiths.
and also run the risk OF lead poisoning.
The law requires certain improvements In
tho scarolding ON which they stand, but tho
Electric linomen receive only an average OF
80 day. Hatemsn on the station plat
OF the &c, Sn
pers in all kinds OF wind and weather.
You ought TO say word about tho miners
OF Pennsylvania" Mr.. Gompors went on. No.
where in this country are wages so low among
miners rs there even whom they have work.
This year they cannot, get any work. The
a day; have averaged during the last eight
months OF lsa,3 only s2n.33 per month: Now
they are cutting wnges about 30 per cent. Min
ing is a most dangerous occupation.
About as hazardous an occupation as |
know OF is that OF the cash girls and young |
tile establisnme nts." continued the labor |
leader. You go down into the Easement OF |
c4iIdren WSsslns there nv am me S sh w oi iha
electric lamps though IL is day outdoors. |
They work twelve hours for 81 week. and |
late. We have n bill pending in the LeGisla- |
ture to extend the operations OF tho factory |
law t. =, these great retail stores; by that law
ten hours will be tho maximum days work. |
unless tho worker 10 over III years of aga. The |
law also provides for the proper sanitation OF
Like the born labor leader he is. Mr. Com
Ders also expressed the surprising opinion |
pay lie received.