The Indianapolis journal. [volume] (Indianapolis [Ind.]) 1867-1904, 1894-08-04
Highest of all in Leavening Power.-La,est U.S Govt Report
R@!aza!I! RskiRs
ABSOLUTELY PURE
PURE

Western women who nave heavy insurance
have it all placed IN the big Eastern coni-
panies.
Wash. has 100000 IN 40 New York coTn-
panies.
Southern women are also patronizers of
and Mrs. Mary F.. :. Ransom. of Louis
Vile, and Mrs. Lorena :. Standiford. of
Paducah, each have $4,000 in New York
companies. Mrs. Caroline c. Sinclair, OF
Cedar Rapids, la, is another one. She
carries $4,000 insurance in the East. The
woman who is insured most heavily in the
South is Mrs. j. s.. Carr, of Durham, y.
c. She carries i5s.O0O Insurance. The wife
of Mr.. I. NJ. Holt. of Haw River, y. c..
also carries more than 100000: Mrs. Lo-
retta II. Gibson. one of the society women
Of Cincinnati, has her life insured for $780,
COe.
These are just a few of the women who
have taken advantage OF the removal OF
discrimination on the part OF insurance
companies. A list of all the women would
fill a book.
Speaking in a general way Of insurance
risks on the lives OF women, an official OF
enc of the companies said to the sun re-
porter:
IF 1 know the woman ! consider her as
good risk as a man, or if she is a woman
of any prominence / consider her as good
risk as a man; but If she is a woman OF
whom / have never heard l wouldn't make
any predictions. That may sound rather
harsh, but il is a fact that insurance COM
panies have found that women are used
much more to swindle companies than are
men. Women have troubles peculiar TO
women that the ordinary examination OF an
insurance surgeon would not disclose unless
she let fall some hint. The examination OF
women is not nearly so strict as IL Is or
men. This is necessarily the case. and ii Is.
therefore, possible for them 10 deceive
physicians much more easily than II is Tor
men to deceive them.
1--WE very often nave cases of women who
are insured and who die in a few months of
some disease from which they suffered
when they were insured. For instance,
here only the other day a woman VINO was
insured for 81, 900 died of a cancer which
she had successfully concealed from the
surgeon when he examined her and pro-
nounced her a fit subject for insurance four
months before. The company in that case
did not pay the full amount of the insur-
ance. but they compromised for quite a
large sum.
"Our company permits women to insure
themselves in favor of their husbands. but
there would be some justification in re-
stricting that liberty, and / can cite the
case of a woman in a foreign country who
was insured last year. Not very long after
that she was killed. She was in the barn
at the time. Her husband was the only
witness, and he said that she had been
kicked to death by a horse. His reputa-
ton was first-class. and our agent at the
point told us that the case was all right, 50
the money was paid. the man married
again not long afterward. and his second
wife was insured also. Now she is dead,
and we have every reason TO suspect that
she was murdered. Ii ne IluIutItu lDi>
one. the chances are two to one that he
also murdered the other one.
so you see, to say that Ii is in the in
terest OF a woman to prevent her insuring
herself in favor of her husband is a state
ment of fact. OF course, there are not
many cases of the kind l mention. but
there are enough to warrant some sort OF
restriction"
In the companies that still discriminate
against women by charging them extra
premiums, the extra premium on a twenty
--,x, ant nlta anfrn IN nnfl
$1,000 on every $4,000 of insurance.; that is
to say, she must pay into the company 81
600 more than q man would have to pay
TO draw out exactly the sane amount. Blu
since the start has been made by some
companies in taking away all discriminate
ing rules. it is only a matter of a shorT
time when the other companies fall in line
So If woman can't vote yet, she can ge
her life insured just like a man, and tn,
life agent will tell her that that is almos1
as good as voting.
'She will be happy yet. you bet"