Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1894-01-12


true In the perpetual poverty 81 IN" wor is
ia, wicked spirit OF improvidencc \ vast
uu'uhrr or people have such small incomes
that they cannot Law nv In savings bank mr.
life insurance one cent "a year II takes every
farihing they ear earn to spread the table
aud rloihe the family and educate the chill
lrrn. and IL You blame such people for i'm
providence You enact n cruelty. On such
salary a. many clerks and employees and
many ministers Of religion live, and on such
wages as many wOrkmen receive, they can
not in twenty years. lay up twenty cents
But you know aud | know many who have
competent incomes. and could provide some
what for the future, who live up to every
dollar. and when they die their chill
dren 20 to the poorhouse or on the
street By the time the wife gets tho
husband buried she is in debt to the under
taker and gravodigger for that which she
can never pay. While the man lived he had
his wine parties and fairly skunk with
tobacco. and then expired, leaving his family
upon the charities OF the world. Do not
send for me to come and conduct the
ohsequies and read over such carcass the
beautiful litugy, "Blessed are the dead who
die In the Lord" for. instead Of that, will
turn over the leaves OF the Bible to I
Timothy v, ls, where 1t says: "If any pro-
vide not for his own, and especially for
those OF his own house, he hath uened the
faith, and ia worse than an inldel. or will
turn 10 jeremiah XXii., 49, where 1t says,
Gle shall be buried with the burial OF an
ass. drawn and east forth beyond the gates
OF Jerusalem"
cannot imagine any more unfair or
meRner thing than for man to get his sins
parioned at the last minute, and then 90 to
heaven, and live in n mansion. and go riding
about in golden chariot over the golden
streets, while his wife and children. whom
he might have provided for, are begging tor
| cold victuals at the basement door OF an
earthly city. 1t seems to me there ought 10
| be pOorhouse somewhere on the outskirts
OF heaven, where those guilty OF such i'm
| providence should he kept for awhile on thin
soup and Rristle instead OF sitting down at
| the King 8 banquet. II Is said that the church
| is divine institution, and believe it. Just
! rs certainly are the savings banks anil the
! life insurance companies divine institutions.
| a. OUT OF EVIL SOOu often comes 50 ont OF the
doctrine OF probabilities. calculated by Pro- es-
sOr Hughes and Professor Pascal for games of
chance, came the calculations OF the proba-
! hilitics of human life as used by life insur-
/ ance companies. and no business on earth is
] moro stable or honorable, and 40 michter
] mercy for the human race has been born since
Christ was born Bored beyond On iurancc
for my signature to papers OF all SORTS. there
is one style OF paper that always sign with
n feeling OF glainrSs and triumph, aul tnat
IS a paper which the life insurance company
requires rom the clergyman after decrass
in his congregation, IN order TO the payment
OF the policy TO the bercft household | nj
ways write my name then so they can read
II. | cannot help but say to myself :
Good for that man to have lOoEed
after his wife ami children after
earthly departure. May he have one OF the
best seats In heaven" Young man! The
day before or the day after you get married,
20 to a life insurance company OF establish III
reputation and get the medical examiner to
put the stethoscope 10 your lungs and his ear
close upt your heart with your vest Off, and
have signed. sealed and delivered to YOU u
document that will, in the ease CT your sud-
den departure. make for that lovely girl the
difference between queen and Il pauper.
| have known men VINO have had an in
come OF $4,000, $4,000, $4,000 year, who did
not leave ono fHrtning to the surviving
household. Now, that mans death is IA dc
falcation. an outrage, II swindle. He did not
die he abscOnded. There are 100. 900 people
in America to-day a-hunGered through the
sin Of imprOvidcnre. But, say some. "mv
income is 30 small cannot AFFORD to pay tho
premium on a life insurance" Are You sur"
about that? II you are sure, then You have
Il right to depend on the promise in Jeremiah
xix II, leave thy fathcrlcss children.
Will preserve them alive, and let thy widows
trust in Me But IL you are able to, remem-
Der you have no right to ask God to do for
your household that which You can do for
them yourself
For the benefit OF those young men excuse
n practical personality. Beginning my life :
work on the muuil"rnt salary OF $500 year
and a parsonage, and when the call was
placed in my hands did not know how in
the world | would ever be able TO spend tnat
amount Of money. and | remember iniulg-
ing in . devOut wish that might not be lci
into worldlinoss and prodigalty by such nm
0vcrplus Oi RESOURCES and AT u time when
articles OF food and clothing were higher
than they ar" now, felt it religious duty
To get my life insured. and presented my
self ut an ofIlre Of one ot the great complu-
les. and | stool pale and nervous lest tn"
medical examiner might have to declare
that had consumption and heart
disease AMI half dozen mortal nil
ments, but when l got the document,
which have yet in full force, felt n srnsc
of manlmrss and confidence and quietu lc
and reinforcement, which is n good thing
for any young man to have. For the lanE OF
that feeling there arc thousands Of men TO-
day in Greenwood and Laurel Hin and
Mount Auburn who might as well have been
alive and well an supporting their families.
they got little sick. and they were so wor.
ried about what would hecom" ofthnir house
holds in case OF their demise that their
agtatiOns ovcrcame the skill OF the physi-
! clans, and they died for fear OF dying.
Lavc for many years been such an arden;
: advocate OF life insurance, and my sermon
/ on 'The Crime Of Not Insurng' has beol
so long used on both sides OF the sea by
tho chief life insurance companies tina
, some people have supposed that | received
monetary compensation for what have Sai,
, and written. Not n penny will give any
t man 800 for every penny l have receive,
/, from any life insurance company. What
have said and written on the subject has re
, suited from the conviction that these nsti
buttons are n bonadiction to tho human race
, But, alas for the Widespread improvidence
You are now in your charities helping {
/ support the families OF men who had NOR
income than you now have, and you can de
pen on tho improvlleuce OF many for tn
truth OF my text In all times and In al
. places, aye have the poor always witt
, you"
Another fact that you may depend upon 70
perpetual poverty is the incapacity of man,
to achieve livelihood You can 90 through
any community and iini COOL people witt
more than usual mental caliber WAC neve
have been able to support themselves an,
their households. They are mystery to us
and We say, II do not know what is tn
| matter OF them, but there Is screw loos
. somewhere" Some OF these persons hav
} more brain than thousands who make
| splendid success. Some are too sangulne o
? temperament, and they see Ec-gaina wher
} there arc none. A common minno1
8 is to them n gold fish, and quail fla
mingo, and n blind mule on towpath a Blu
3. crphaus. lncy buy when things arc high
est and sell when things are lowest Som,
: one tells them OF city lots out West, WHERE
> the foundation Of the first house has not We
!, been laid They say, "What an opportun
I ity!" and they put down tho hard cash fol
: an ornamented deed for ten lots unde
: water. They hear OF a new silver min
{ opened in Nevada, and they say. "What
{ chancep and they take the little none,
D they have in tho savings bank and pa.
{ 1t ont for as beautiful certifi
I cato OF mining stock as was ever printed