The Daily bulletin. [volume] (Honolulu [Hawaii]) 1882-1895, 1894-12-31
JOHN 8 WALKER.
Agent Of the d-Renowned Royal
Insurance Company

Agent Of the World Henowned Hoyei
Insurance Company
There are few financial enter
priscs i'm the world more vast, ~
well rs solid. than the Royal In
surancc Company of Liverpool
and London. 1t affords both fire
and life insurance. The beautiful
almanac and prospectus of the
Royal, issue Of 1895. has been laid
on the writer's table by j. >. Wal
kcr. who succeeds his lamented
father. the late Hon. }. 5. Walker,
in large insurance business. The
Royal has splendid buildings in
Liverpool, London, Southampton,
Sheffield. Lincoln, Bristol. Bir-
minghaln, Birkcnlea,l. Newcastle,
Manchester. Edinburgh, Glasgow,
Leeds. Dublin and Newcastle
(Great Britain), New York. Chi
cago and Philadelphia United
Statcs), Montreal and Toronto
(Canada). 1t is the largest fire
office in the world. On the 3lst of
December, 1893, the invested funds
of the company were rS.OlO, l32, or
in round figures S4O,UO,OW Of
American money.
Fire assurances are effected 10y
the Royal at moderate rates Ut
premium. The company has al
ways distinguished itself by its
prompt and equitable settlement
of all just claims, and has thus OBJ
tanned n worldwide reputation.
Agents can therefore with con-
iidence announce to their friends
and the public that they may feel
assured of every legitimate claim
being settled with the utmost
promptitudc, the representative OF
the company being authorized to
sctiIe rinims wi'hom prsrious report
10 England.
Among the advantages that the
Royal offers to nssurers in the life
department Is unquestionable Sc
curity. Its eight million pounds
of funds are covered by invest
mcnts in tirst-clnss securities. An
other especial advantage is the
large participation in profits by
the assured. 4 third advantage is
the exemption Of the assured from
the liability Of partnership. and
fourth IL n permanent system Ut
liberality in the concessions made
to parties assured, and in the set
Element of clnims. Profits are Iii
vided every five years among
participating policies in existence
! two years or upwards, the nppor-
tionmcnt being made in one or
other Of the following ways: l, by
an increase Of the sum assured: 2,
by an equivalent reduction in the
future premiums; 3, by an immed-
intc payment Of IN equivalent sum
in cush. In eight distribution
years ending with 1880. more than
six and half million dollars were
thus portioncd ont among the pol
icics. Taking one example out Of
many given, II policy issued in
1911. to u person "a years Of age,
for G2,NO was worth Ia the assured
Dec. 3lst. lSSg. c3l3O II gain in
our currency Of more than $1,000.
And here is an example of bonus
by reductions which the Royal AZ
for,ls. 4 person 4G years Of age
WIS insured in 1916 for .elOOO.
The payment of his premiums
stopped in 1880, and since that
time lie has been paid El67 in
bonuses. These facts should he
ponlered by all our people who
are contemplating life insurance.
Mr.. Walker, whose office is up
stairs in Sprcckels' block, is also
agent for the following trustworthy
companies:
Alliance Fire Assurance Co. Of
London.
Alliance Marine and General
Assurance Co. Of London.
Sun Marine Insurance Co. Of San
Francisco.
Wilhelma Mag,leburg Marine
and General Insurance Co. of San
Francisco.
Sun Life of Canada.
Mr.. Walker is always ready to
furnish oral ms well as printed in
formation regarding any company
he represents.