davidaulloa/AmericanStories huggingface dataset:
Omaha daily bee., 1894-03-04

NJ. RoTHSTEIN, 4th and Woolworth avenue.
w. HOLDORF, 1711 Leavenworth street
L. JANKOWSKI, 3i11 Leavenworth street.
d. MICHEALS, COZ North 10th street
HEIMROD &HANsON, 7O1 North 10th street
A. ANDERSON, 2213 Cunning street
]. A. FULLER C CO., 14th and Douglas SITS.
c. ]. FRICE, 18th and Douglas streets.
KUHN CO., 18th and Douglas streets.
KINSLER DRUG CO., 10th and Farnam sts.
LESLIE &c LESLIE, 10th and Douglas SITS.
MoCKELSTROM G. CO., 10th & Capitol ave.
NJ PARR, 10th and Howard streets
SHERMAN & MCCONNELL, 1913 Dodge St.
SNOW, LUND & CO., 10th and Farnam SITS.
ANDERSON BROS. 7lS South 10th street.
A. C. ADAMS G CO.. 25O4 N. oath st.
T. r. BRADEN G CO., 24O3 Leeavnworth st.
H. c. BETTERMAN, 1437 North oath st.
BISHOP BROS. Sherman ave. Kyner st.
]. BRANT 18th and Howard SITS.
BELLS DRUG STORE, 18th & Howard SITS.
c. B BRIDENBECKER, 113 South 18th st.
BISHOP & OSBORNE, 2123 Military avenue.
F. H. BUFFET, 315 South 14th street.
r. E. CAMPBELL, Bee building.
VIM CATLIN, 115 S. 14th & sos s. 18th SITS.
ANTON CAJORI, Col Pierce street.
Omaha daily bee., 1894-03-04

L. E. PEYTON 24th and Leavenworth sts
PAXTON. HULETT G DAVENPORT. Mer-
chants hotel.
S. PERSELS, 935 North oath street.
II. j. POTTER G. CO., 27Oi Cunning street.
]. F. PETERSON, 7OS North 10th street.
PALACE DRUG STORE, 18th and Nicholas
]. B. RIPPEY, Goth and Pacific streets.
RISLEY BROS, 1O5 North 10th street.
C. G. RAPP, goth and Grace streets.
SAMUEL ROBINSON, 416 North 10th street
c. E. SATTERFIELD, 72O South 10th street.
OTTO SEIFERT, 18th and Harney streets.
j. II. SCHMIDT, oath and Cunning streets.
w. ]. SHRADER, Gath and Seward streets.
GEORGE sCHEsCHY, 1918 Cunning street.
JOHN sTUBEN, 18th and Nicholas streets.
p. STRASSBAUGH, 10th and Vinton streets.
s. II. SMITH, 10th and Pacific streets.
GEORGE STRIBLING, 7th and Pierce SITS.
T. STRIBLING, 18th and Capitol avenue.
]. P. TARPLEY, 1920 Douglas street.
NJ f. TIMMS, 18th and Davenport streets.
JAMES TIMMINS goth and Lake streets.
WILKIE G. SAUTTER goth and Pierce SITS.
VIM. Won VEG, 22d and Leavenworth SITS.
w. T. WHITE, 10th and Dodge streets.
HOBART WILLIAMS, 14O7 Douglas street.
Omaha daily bee., 1894-03-04
RELIGIOUS.

The total revenue OF, the Church OF Eng
land, according to recently published
statistics, is f575S,55f.
Canon Farrar says that there are 1000
clergy in the Church of England who are
moving onward toward, Romanism.
There are something over 21,00000O
church members in the United States and a
church property valued, at about 475,OOOO 900.
Bishop John p. Newman and his wife
sailed for Europe February Fl. He will pre-
side at nine foreign Methodist conferences
while abroad.
The first sermon In Gaelic ever heard in
New York was delivered in the First Presby-
teran church last Sunday by Rev. A. q. Nc
Donald, Scotchman.
Rev. William Cleveland brother of Presi-
dent Cleveland, has been invited to preach
in the Presbyterian Church at Mattituck,
l.. l. 1t is probable he will be asked to be-
come pastor of the church
spurgeon breaches from his tomb to enor-
nous congregations The thlrty-ninth vol
ume OF his sermons has just been issued and
there are to be thirteen more. The total
sale OF these sermons has aggregated TO-
900 900.
In the Epworth league there are nearly
1000 chapters, and $4,000 members have
been added in a little more than four and a
half years. TheChristian EndeayOr move
ment started the new year with nearly 29-
900 societies and about 1,750,000 members
To an Italian bishop who congratulated
him upon his good health Leo XIII re-
marked laughingly: when was elected
/ predicted that | would reign twenty years,
and am now only in the sixteenth year of
my reign. l believe | have still four years
before me-"
DR.. Talmage expects to preach his fare
well sermon in March at the Brooklyn Tab
ernacle and start, with his wife and two
daughters, on his projected tour OF the
Omaha daily bee., 1894-03-04

nerson and Charles Peterson, the latter
from Chicago, all both owners of 100 acres.
Among those Who came in 1892 were John
M. Peterson, although he bought his l6o
acres in 1882. john FrisS also came tile
same year.
swan N. Peterson and A. G. Fleming
came in 1884, both from Chicago. Ill , the
first named owning lG0 acres, the latter
200 acres.
CHURCH ORGANIZATIONS.
The Swedish Evangelical Lutheran Mis-
sion Covenant was organized June 2, 1883,
at the house of X. P. Swanson, with A. P.
Moberg as chairman and Edward Johnson
secretary; treasurer, ALI Swenson. The
trustees were not elected until April A.,
1884 and were: Edward Johnson, X. p.
Swenson and John Bloct. The church was
built in 1890; size, 2SX42; cost, including
parsonage 2100. Present membership,
fifty-four; pastor, G. Norsen.
The Free Mission society commenced to
hold religious services early as 1880, and
received visits from Revs. Frsk and Sweders
once a month. A formal organization was
not effected until 1885, at which time Olof
Swenson acted as chairman and Oscar Berg
gren as secretary. Trustees elected were:
A. Gustafson, G. j. Anderson and John M.
Peterson; deacon, A. p. Oberg. The church
was built in 1885; size, 24x40 feet, with base
ment; cost, including parsonage, $1,000; Rev.
Jan Janson, resident pastor.
In the city of Aurora we found the fol-
lowing Swedish business houses: Victor
Swenson, groceries; A. p. Swanson, gro
ceries; Peterson Bros, dry goods and cloth
ing; A. G. Peterson, vice president OF
Aurora State bank.
ERIC JOHNSON.
Omaha daily bee., 1894-03-04

]. b. CoNTE, 10th and Hickory streets.
j. b. CONTE, 10th and Martha streets.
]. w. CLARK, 1901 Park avenue.
e. d. EVANS, 1920 North Gath street.
A. A. EASTMAN, 1416 North oath street.
G. S. ERB, Mercer hotel.
+. w. FOGG, 18th and Capitol avenue.
NJ. j. FRANK, Midland hotel.
SAMUEL H. FARNSWORTI, 22d & Cunning.
JOHN j. FREYTAG, 1914 North cath street,
WILLIAM GLADISH, 18th and Dodge SITS.
WILLIAM GENTLEMAN, 10th and Cass SITS.
c. B. GURNEY, oath and Seward SITS.
JOHN GUILD, 1889 Park avenue.
d. GROSS, 1923 North oath street.
G. HAHN, 2O12 Farnam street.
w. F. HARBERG, 1920 Farnam street.
G. H. HAYNES, 10th and Webster streets.
HOWELL 6 SONS, 18th and Leavenworth
streets
CHAS. HASBROOK, 2421 Cunning street.
MRS. ]. T. HAST, 18th and st. Marys ave.
NJ l.. HYLEN & CO., goth and CASTELAR,
streets.
HELM G CO., 2526 Cunning street.
S. e. HOWELL, Park ave. G. Leavenworth.
JERPE G Mold, 1881 North 10th street
KING & CO., 9th and Leayenworth SITS.
Omaha daily bee., 1894-03-04
A BACHELOR'S SATIRE.
NeD York Press.

oh, am a bachelor, living alone.
With no one to kiss me and call me her
own,
Or say, when till midnight the city roam:
"Wel this is a nice time of night to come
homer
A stranger am, l confess to the ioys
Felt by fathers when young ones are maxi
ing a noise;
| have never known the delirlous delight
OF walking the floor with baby at night:
! have no affectionate mother-in-law;
IN calling from slumber a servant girl raw
BREATH
And yet I'm not fretting myself half TO
death.
An advocate of electrical cooking claims
that of every 100 tons Of coal used in a
cooking stove ninety-six tons go to waste.
DeWitt's Little Early Risers. Small pills.
safe pills. best pills.
Omaha daily bee., 1894-03-04
INSURANCE AND ITS COST
Some Figures Taken from Official Reports
and What They Show,
THREE YEARS OF GREAT PROSPERITY
Capital Almost Returned in Net Profits
Rocks Encountered In 1SO3-EXperl-
ence of Companies in Nebraska
During Two Years.
THREE YEARS OF GREAT PROSPERITY

zone Of the favorlte attacks made by
newspapers is in the direction Of showing
what enormous profits the insurance COM
panies are making. The newspaper
that takes payment for a future issue, or
for future advertisement, would not i'm
medlately strike balance and claim the
present income as its profit, and yet such Is
the usual course pursued in dealing with in
surance figures. The future liability has
been ignored"
This is the complaint of recent writer
on insurance topics. He finds that news
paper writers do not give the public such
figures as would pass inspection of an insnr-
ance accountant. There is probably some
thing in this. When a newspaper publishes
a tabulated statement It aims to make It's
figures so clear that "he that runs may
read" and, reading, understand. 1t does
not try to becloud plain facts with shroud
of misty hypothesis. In what 1t has hither-
to given to the public The Bee has only
printed plain figures. There has been no
attempt to deny these; only to explain. The
imputation that an insurance policy is con
. tract of the same nature as made for
newspaper subscription or advertising has so
little weight it hardly need be noticed.
BUSINESS men neeu only COHlpdTe lhtI CA
perience with newspapers and insurance
companies to appreciate how far-fetched the
illustration is. An insurance policy is only
Il contract to pay a certain amount under
certain conditions, and that the company
does not anticipate paying the amount at all
is evidenced by the fact that for so small a
sum as 1 per cent or less 1T assumes the
r!Gk. Only in the remote contingency of
fire is the company liable. If a policy was
an absolute contract to pay, with no saving
clause, insurance companies would, according
to their own statements, be unable to return
more than rs per cent of the premium col
iected, and as this rarely exceeds / per cent
of the amount named in the face of the
policy, the probability OF settlement in the
light of future liability" is apparent
RISKS AND THE PROFITS THEREON.
Whatever else may be said it is true
that the insurance companies, prior to 1898,
found the rates at which they assumed risks
sufficiently remunerative. That this is true
may be seen from a glance at the following
Ggures which are from the books of the
auditor of Iowa. They show the whole bust
ness done during three years by the COM
panies doing business in Iowa. Here are
the figures:
Omaha daily bee., 1894-03-04
IN CHURCH.
Ldfdyctte NeUs.

LUuUCttt NtUS'
I feel a solemn sanctity;
Sweet rest of soul is mine.
MY heart abides in solemn peace,
My bonnet sets divine!
Grace, like a river, fills my soul.
In chastened joy / sit,
I feel religions deepest power;
My sacks perfect fit.
o holy rest! o Sabbath calm!
o chastened peace serenel
l feel thy deep abiding spell
How dowdy is Miss Green!
/ feel n deep religious glow,
o rapture underlined!
/ know my bonnet looks so nice
To those who sit behind.
Omaha daily bee., 1894-03-04
CLUB CIGAR

Attention is called to our celebrated brand Of
cigars, the HAVANA CLUB; which experience
justi6es in saying will meet the approval Of the
most fastidous smokers. 1t is a hrst~class, hand
made long Havana filled cigar, for nickel,
Omaha daily bee., 1894-03-04

A. d. KEIWITT, Goth and Pierce SITS.
KELLEY & DONOHUE, 22O6 Farnam st.
KAER BROS, 1922 North 10th street.
j. f. LALLY, 1lOS South 10th street.
HENRY LEISGE, 2S12 Leavenworth st.
LANCE GROCERY CO., 6O6 South 18th st
JOHN LENLY 1860 South 10th street.
b. E. NEWMAN, 22OS Farnam street.
w. c. NORRIS, 1906 Farnam street
II. NJ NELSON. 1905 Cunning street.
NJ. NEWMAN, 212 North 10th street.
A. NEWMAN, 10th and Corby streets.
NEW YORK LIFE BLDG. CIGAR STAND
CHARLES OLSON, 1916 Webster street.
SOUTH OMAHA.
CHRIS MELCHER, cath & N, South Omaha
PRlNGLE G ALLEN, South Omaha.
DIR. II. j. ABBERLY, 734 24th, So. Omaha.
c. Il. FROST South Omaha.
w. o. GRIFFITH, South Omaha. III
CHARLES HIM, South Omaha. y
j. G. IIAYZLETT G CO., South Omaha.
LANANGER & CO., South Omaha.
C. NJ. SANFORD, South Omaha.
CHARLES TRUAX, South Omaha
CHARLES STARR, Gath & N, So. Omaha.
e. j. SEYKORA, oath & N, South Omahs
]. S. STOTT, 24O6 N, South Omaha.
Omaha daily bee., 1894-03-04
Free from Artificial Flavors and
Poisonous Drugs

that are commonly substituted for the NATURAL
AROMA Of the fine tobaccos which constitute this
rivalIed cigar. We confident, judging from the
increasing demand that all apprecatjve smokers will
pronounce the HAVANA CLUB the best scent cigar
on the market The list of rst-cass dealers
of this city, whose and locations affixed be-
low is ample assurance that the HAVANA CLUB
Cigar is unequaled. Smoke it and be convinced.
Omaha daily bee., 1894-03-04
Totals. .$2o2, l65, zoo 80
$3.50, ,3g2,846 90


During these three years, If the average
rate charged for the insurance was l per
cent, the companies assumed as risks the
enormous sum of $4,303, 92S ,469, 500. The alb
surdlty Of considering this in the light of a
future liability" is apparent For each of
the three years there was in force almost
$1,000, 900 100000 of insurance These are
probably not such figures as the insurance
accountants are in the habit of dealing with,
but they Illustrate very fairly the theory
that in writing a policy the company has
assumed a future liability.
AS to the matter of profits. During these
three years, for each AZ cents returned in
losses, the companies collected 81 in premi-
ums. This was at a rate of premium which
Is now deemed not remuneratve. In these
three years the companies collected 1927 ,927,-
14060 premium in excess of losses. An
Omaha agent says 80 per cent of the gross
premium Is a fair amount to allow for
managerial expenses. taxes, auditors fees,
agents commissions. and the like. Others
place the cost at a lower figure some as low
as % per cent But accepting 80 per cent
as fair, deduct that amount from the gross
premium and there is left for net profit
the modest sum of $14S, ,153, ,641.39 This is
the profit for three years on an approximate
capital of s15O,OOO0 0OO 1t is an average
annual income on that capital of $40, 9,3Si-
537.13, or trihe over 1926 per cent. This
Is little more than 2A per cent month.
In these times, when money may be had as
low as per cent a year. this rate of income
must strike an ordinary mortal as a pretty
fair return, even considering the existence
of future liability" plain, common, every
day shark would give the road to this sort
of profit scooping.
But the insurance people do not always
do this WELL Like farmers, they have their
good seasons and their bad seasons. They
struck one of their bad seasons in 1898.
Returns are not all in yet, but from the way
in which the companies have been pushing
up rates in the last six months. 1T would
seem that they either expected to have an
other bad season this year, or to get even at
one fell swoop and bring the low average
profit of 1898 up to the figure
that represents that of the last
three preceding years. In Ne'
braska nineteen companies have made their
reports to the state auditor so completely
as to be ready for publication. 1t is thought
that all will be ready to give out soon,
The figures which are here given show what
all the stock companies doing business in
Nebraska in 1892 did. Mutual companies are
Omaha daily bee., 1894-03-04

During 1892 these companies derived net
profit OF 800 per cent ON their Nebraska
business. In 1893 they wrote S3l0,6i7 more
business than in 1892. collected s2,475 moro
in premiums and paid S76,s59 more In losses.
TO enable the reader TO compare for him
self the exact ratio OF the two years busl-
ness done by each company The Bee here
Omaha daily bee., 1894-03-04
THE OMAHA DAILY BEE sUNDAYo MARCH 1a94-TwENTY PAGES
HOLDING HIS OWN

ltO lS nOldlng MS own
With great satisfaction,
And driving his rivals
Almost to distraction,
With the grip OF both hands
He holds tight on his knees
His bride of the future
Whom he won with great ease.
When this treasure he wen,
From those rivals he beat.
Sac did never get stuck
on the size of his feet.
1t was plenty OF cash
Which gave him this snap,
And you see that he won
he great race by II lap"
But those girls that are bought
Very often prove tickle,
like so many cigars
Ihut are bought for a nicklc.
And this brings US right down
To the subject in hand:-
The superior grade
Of Havana Club brand.
1t is sold far and wide
For the half of a dime,
And in "holding its owu,"
1t gets there each time.
Omaha daily bee., 1894-03-04
NEBRASKA LOSSES COMPARED.

It will be noted that in 1892 the losses in
Cured by companies doing business in Ne
braska exceeded by $2l6,742 the losses paid.
1t is not in the province of The Bee to dis
Insurance adjusters are a well paid class
and, like providence, their ways are in
scrutable. But they certainly saved their
salaries to their companies in Nebraska
that year. Nebraska now has valued
policy law and the adjuster's occupation is
in a measure gone The net profit TO the
companies for that year was 27O2 per cent.
OF course this isn't great deal, but most
people would be pleased to do as we'll each
year. There is quite another story to tell
,,,ta
Omaha daily bee., 1894-03-04

In this instance the profit went to the
wrong side OF the ledger to the tune OF
eight-tenths of l per cent. In 1892 these
nineteen companies did business in Nebraska
E.ll L..
The record-union., 1894-01-27
SUPREME COURT DECISIONS.
Reclamation Bond Case-An Interest
ing Question of Liability.

Reclamation Bond Case-An Interest
ing Question of Liability.
The Supreme Court has rendered de-
csion in the case of Joseph Brandenstein,
appellant, VS.. William It. Hoke ct ais,
respondents, and George L. Brander. in
tervenor.
The respondents are Supervisors of
Sutter County and ex officio members of
the Board OF Reclamation Fund Com
missioners of Levee District No. 5, and
the plaintiff is the holder of certain bonds
of the district, issued and sold for the
purpose of securing funds to carry on i'm
provements in the district.
He prays for writ of mandate, requir-
ing the Commissioners to take steps to
levy and collect a tax on the property in
the district to be applied in paying the
principal and interest of his bonds. The
principal question involved the constitu-
tionality OF the law of 1865 providing for
the formation of districts, but providing
that it should not be necessary to submit
the question to the vote Of the people of
the district if person owning the major
ity of the acreage in the proposed district
request its formation.
This law, the court points out is clearly
unconstitutional and violation of man 8
gravest constitutional rights, and gives
the Supervisors no discretion in the form
alton of the district.
The court sides with the Supervisors
and affirms the judgment, Judge Ca
route delivering the opinion and Harri-
son and Paterson concurring.
It has also decided the case of James G..
Weir ct al, respondents, VS.. Michael
II. Mead, defendant, and Benjamin
Pauly ct al, appellants.
Hiram @. Weir died in Sierra County
and named Mead as the executor of his
will. Mead filed a bond and took out
letters Of probate, but did not sign the
bond himself, although his six sureties
did. Mead's final account was settled
and distribution Of 81, 1852 SO to the heirs
ordered, but he never made it and the
heirs sued him and his bondsmen. Mead
did not appear and the bondsmen set up
the defense that, as their principal did
not sign the bond, they were not holden
on it. Judgment was given against them,
and they all, except Mead, appealed.
After quoting various decisions to the
effect that the sureties are not bound be-
cause the principal did not sign the bond,
Commissioners Belcher, Searls and
Hayne recommend that the Judgment
and order be reversed and the case be re-
manded to the court below, with instrue-
tons to find for the appellants, and it is
so ordered by Judges Harrison, Garoutte
and Paterson.
The record-union., 1894-01-27
Mr.. Horner's Answer.

EDS. RECoRD-UNIoN: l am panied to
be compelled to infer from a "Reply to
Mr.. Horner," in your issue of this MORN
ing, that it is only from ''time TO time"
that you give the christian people of
Sacramento occasion to read clean litera-
ture," and that such occasions are only
when sketches of sermons appear other
than those which emanate from the Uni
tartan pulpit of the city. l was laboring
under the impression that the RECORD
UNION was a remarkably "clean" and
Wholesome" paper, and that parents
need not fear to place before their chill
dren. But I find that l have been labor
ing under several mistakes since | came
here, and am therefore more than ever
impressed with the idea that Sacramento
needs good, strong Unitarian Church,
that shall stand here as protest against
all that is narrow and bigoted in theol-
ogy, politics and social life.
In the first place | have not preached
very many iconoclastic sermons here, be-
cause 1 thought the old theology was al
ready too far gone to be dangerous. But
l am surprised to find those are still liv-
ing who do not fear, in this day and age,
to champion the rights of the devil to a
part--and large part, too-in the econ
omy of the divine plans.
Secondly, l have been disappointed in
the people of Sacramento who would
class themselves as Unitarians who are
not interested enough or brave enough to
come out and show their colors and join
the Unitarian movement. If the truth
was bravely spoken believe there would
be more people found in Sacramento
that agree in all essentials with the Uni
tartan faith than any other, unless it
would be the Catholic; but either from
fear OF social Ostraclsm or the possibility
of being called upon to help support the
church they prefer to read and enjoy my
answers to my critics las l have heard
they do from many sources) and go their
way, while Unitarians in the East and
elsewhere pay for the support of this
church in Sacramento.
If the liberal-minded people Of this city
do not wish to be classed among those
who ''steal, rob and murder and among
those who uphold "all sorts of sins and
crimes, sinners, criminals and dyna-
miters 70 let them take this little sermon
to heart and then show the people of Sac
ramento that their faith is worthy their
support to a degree that will place the
Unitarian movement here at once where
it ought to be, namely, at the very front
of every good word and work for hu-
manity in this city. Such Is its position
in San Francisco, Oakland and Los An
geles. Why not in Sacramento?
In reply to Mr.. Oehler / will only say
that the spirit of his attack THAT is what
it is, and not reply is its condemnation.
Controversy cannot do good unless con-
Quoted with courtesy and prompted by
love of truth, regardless of ones precon-
ceived opinions. l shall continue the
subject next Sunday evening.
T. J. HoRNER.
Sacramento, January 24th.
The record-union., 1894-01-27
He BATTERED THE BEAST.
a Miscreant Gets the Treatment He
Dasar,Vaz

a Miscreant Gets the Treatment He
Deserves.
W. H. H. Wiley has done the portion
of the city in the neighborhood of Thir-
teenth and G streets good service.
For several weeks there has been COM
plant that a man has been repeatedly
making an indecent exposure of his per-
son to the children who go to school
there. Ladies have also complained OF
being insulted by him, and the men who
live in the vicinity have been on the look
out for him for some time, but have been
unable to catch him or get on his track.
Yesterday afternoon, however, little
girl informed Wiley that that nasty
man. was on the street in front of the
house, and be started to find him. The
fellow evidently suspected what Wiley
was after, for he kept out of his way, and
it was not until the pursuit had lasted for
several blocks that he was overhauled.
Wiley asked him what he meant by
such beastly conduct, and the fellow in
solently answered that he would do as he
pleased.
Wiley is Grand Army man, and, his
ire being kindled. he played the long roll
on the fellows ears, first with one hand
and then the. other, and after knocking
him down he kicked him to the end of
The record-union., 1894-01-27
Sunerior Court Notes.

Susan NJ. Harvey, widow of the late
DR.. Obed Harvey. has petitioned the Su-
perior Court for letters of administration
on the deceased's estate.
Charles A. March has petitioned the
Superior Court to be admitted to practice
in the Superior Court of Sacramento
County. Mr.. March's petition is indorsed
by Judge Il. L. Buckley and City Justice
J. B. Devine.
Superior Judge Johnson has ordered a
stay of proceedings for twenty days in
the case Of George o. Bates VS.. S. Prouty
ct al.
Judge Johnson of the Superior Court
has made an order granting change OF
venue in the case of George B. Cosby, Jr.,
VS.. j. ohm II. Mitchell, Joseph Peyton and
Charles Burroughs. be argued before the
Superior Court Of Butte County.
In Department One yesterday the suit
of Christina Tonkins VS.. William Guten-
berger was dismissed on motion of j. G.
Tubbs, attorney for plaintiff.