The morning news. [volume] (Savannah, Ga.) 1887-1900, 1894-01-08

clans, and they died for fear of dying.
l have for many years been such an
/ ardent advocate of life insurance,
and my sermon on The Crime OF
not Insuring," has been so long used
on both sides of the sea by the chief
life insurance companies that some peo-
pie have supposed that / received none
tary compensation for what / have said
and written. Not penny. / will give
any man a hundred dollars for every
penny have received from any life in
surance company. What have said and
written on the subject has resulted from
| the conviction that these institutions are
benediction TO the human race. But,
alas, for the widespread improvidence!
You are now in your charities helping to
support the families of men who had
more income than you now have, or ever
have had. or ever will have, and you can
depend on the improVidence of many for
the truth of my text in all times and in
all places: 'Ye have the poor always
with you"
Another fact that you may depend upon
for perpetual poverty is the incapacity of
many TO achieve a livelihood You can 90
through any community and find good
people with more than usual mental cali
Der, who never have been able TO support
themselves and their households. They
are IA mystery to us, and we say: u do
uDD hiiOW WHAT Is bu6 IudbbtT OF bHEfu. Dub
there is screw loose somewhere" Some
of these persons have more brain than
thousands who make a splendid success.
Some are too sanguine Of temperament,
and they see bargains where there are
none. common minnow is to them a
gold fish, and a quail a famingo, and a
blind mule on a tow-path a Bucephalus
| They buy when things are highest and
sell when things are lowest. Someone
tells them of city lots out west, where
| the foundation of the first house has
| not yet been laid. They say. "What an
opportunity" and they put down the
hard cash for an ornamented deed for ten
lots under water. They hear of a new
silver mine opened in Nevada, and they
say, What a chance :" and they take the
little money they have in the savings
bank and pay it out for as beautiful GER
tifcate of mining stock as was ever
printed, and the only thing they will ever
get out of the investment is the aforesaid
illuminated lithograph. They are always
on the verge of millionairedom, and are
sometimes worried as to whom they shall
bequeath their excess of fortune. They
invest in aerial machines, or new inven-
tions In perpetual motion. and they sue
coed in what mathematician think i'm
possible, The squaring of a circle, for
they do everything on the square
and win the whole circle of disappoint-
ment. They are good, honest, brilliant
failures. They die poor, and leave moth
ing to their families but a model of some
invention that would not work, and whole
portfolios of diagrams of things impossi-
bic. l cannot help but like them, because
they are so cheerful with great expecta-
tions. But their children are bequest
to the Bureau OF the City Charities
Others administer to the crop of the
worlds misfortune by being too unsus-
pecting. Honest themselves, they believe
all others are honest They are heeced
and scalped and vivisected by the sharp
ers in all styles of business, and
cheated out of everything between
cradle and grave, and those two
exceptions only because they have
nothing to do in buying either of them.
Others are retained for misfortune by in
opportune sickness. Just as that lawyer
was to- make the plea that would have
put him among the strong men of the pro-
fession, neuralgia stung him. Just as
that physician was to prove his skill in
an epidemic, his own poor health impris-
oned him. just as that merchant must
be at the store for some decisive and in
troductory bargain, he sits with rheu-
matte joint on pillow, the room redolent
with liniment What an overwhelm-
ing statistic would be the story of
men and women and children impover-
ished by sickness. Then the cyclones.
Then the Mississippi and Ohio freshets
Then the stopping of the factories. Then
the curculios among thepeach trees. Then
the insectile devastation of potato patches
and wheat fields Then the epizootic
among the horses and the hollow horn
among the herds. Then the rains that
drown out everything and the drought
that burn up half a continent. Then
the orange groves die under the white
teeth of the boar frost. Then the coal
strikes and the iron strikes and the me-
ohanics' strikes, which all strike labor
harder than they strike capital Then the
yellow fever of Brunswick and Jackson
vile and Shreveport. Then the cholera
at the Narrows, threatening to land in
New York Then the Charleston earth
quake. Then the Johnstown flood. Then
hurricanes sweeping FROM Caribbean
Sea to Newfoundland. Then there are
the great monopolies that gulley the
earth with their expressions. Then there
are the necessities of buying coal by the
scuttle instead of the ton, and -four by
the pound instead of the barrel, and so
the injustices are multiplied. In the
wake of all these are overwhelming illus
trations of the truth of my text: aye
have the poor always with you"
Remember fact that no one empha-
sizes, fact, nevertheless, upon
which l want to put the weight of an
eternity of tonnage, that the best way of
insuring yourself and your children and
your grandchildren against poverty and
all other troubles is by helping others. l
am the agent of the oldest insurance COM
pany that was ever established 1t Is
near three thousand years old 1t has the
advantage of all the other plans of insur-
ance; whole life policy, endowment, Joint
life and survivOrship policies, ascending
and descending scales of premium, and
tontine, and it pays up while you live and
it pays up after you are dead. Every cent
you give in a christian spirit TO a poor
man or woman, every shoe you give
to bare foot, every stick of wood or
lump of coal you give to fireless hearth,
every drop of medicine you give to poor
invalid, every star of hope you make to
shine over unfortunate maternity, every
mitten you knit for cold fingers, is pay
ment on the premium of that policy |
hand about five hundred million policies
TO all who will go forth and aid the I'M
fortunate. There are only two or three
lines in this policy of life insurance.
Psalms Ill, Blessed is he that consid-
ereth the poor; the Lord will deliver him
in time of trouble" Other life insurance
companies may fail, but this Celestial
Life Insurance Company never The
Lord God Almighty is at the head of it,
and all the angels Of heaven are
in its board of direction, and
its assets are all worlds, and
all the chs ritahla ~ 40 nth md hoo va, QUO