Herald and news. [volume] (West Randolph, Vt.) 1878-1943, 1894-01-25


often comes. so out of the doctrine OF
probabilities. calculated BY Prof HUI
gems and Prot Pascal for games of
chance, came the calculation of the
probabilities of human life as used by
life insurance companies, and no busi-
ness on earth is more staple or honor
able. and no mithtier M srcg fo- the
human race has been bern since Christ
was born. Bored beyond endurance
for my signatur. To papers of all sorts.
there is one sty.c 81 paper that always
sign with feeling of gladness and tri-
umph, and that is pa per which the
life insurance company requires from
the clergyman after a decease in his
congregation in order 10 the payment
of the policy 10 the bereft household. !
always write nv name then SO they
can read it. ] cannot help but say 70
myself: Good for that man to have
looked after his wife and children
after earthly departure. May he have
one of the best seats in Heaven,
Young man. The day before or the
day after you get married 20 TO life
insurance company of established rep
utation and get the medical examiner
to put the stethoseope to your lungs
and his ear close up to your heart,
with your vest off, and have signed,
sealed and delivered TO you docu-
meut that win in the case OF your
sudden departure, make for that lovely
girl the difference between a queen
and a pauper. | have known of men
who have had an income of $4,000,
So 600 S., 900 year. who did not leave
one farthing to the surviving house
hold; Now that mans death is a de-
falcation. an outrage. a swinale. He
lid not die: he absconded. There are
a hundsel tn usand people in America
to- lay a-hnn erred through the sin OF
improvide ice. Bat" say some, ''my
income is SO small | cannot afford 10
pay the prem um on a life insurance.
Are you sure about that? If you are
nure. then you have right to depend
on the promise in Jeremiah, 10Th chap
ter 1iih verse: Leave thy father
less children. | will preserve them
alive and let thv widows trust in me.
But If Won are able 10, remember You
have no ight to ask God TO do for your
hon chald that which Won can do for
them yourself For the benefit Of those
young men. excuse a practical person
nlity. beginning my life's work on
the muniicent salary of $500 a year
and parsonage, and when the call
was placed in my hands. did not know
how in the world would ever be able
to spend that amount of money, and /
remember INDUCING in a devout wish
that | might not be led into worldli-
ness and prod igality by such surplus
of resources, and at time when arti-
ties of food and clothing were higher
than they are now | felt it religious
duty to get my life insured. and | pre-
tented myself at the Office of one of the
great companies. and stood pale and
nervous lest the medical examiner
might have TO declare that had con-
and heart disease and
half dozen mortal ailments, but
when got the document, which have
yet in full force. felt a sense of manli-
ness and confidence and quietude and
reinforcement, which is a good thing
for any young man TO have. For the
lack of that feeling there are thou
sands of men to-day in Greenwood and
Laurel Hill and Mount Auburn, who
might as well have been alive and well
and supporting their families They
got little sick. and they were so wor-
ricd about what would become of their
in case of their demise that
their agitations overcame the skill of
the physicians and they died for fear
Of dying. have for many years been
such an ardent advocate of life insur-
ance and my sermon on THE Crime of
not lnsuring' has been so long used on
both sides of the sea by the chief life |
insurance companies that some people |
have supposed that received none
tary compensation for what | have |
said aud written. Not penny. | will |
give any man a hundred dollars |
for every penny / have received |
from any life insurance company.
What have said and written |
On the subject has resulted from
he conviction that these institu-
ions are benediction to the human |
ace. But, alas. for the widespread
You are now in your
charities helping to support the fami-
les of men who had more income than
rou now have, or ever have had. or ever
will have, and you can depend ON the
of many for the truth of
nv text in all times and in all places:
'Ye have the poor always with you.
Another fact that you may depend
Ipon for perpetual poverty is the inca
'acity of many to achieve livelihood.
Iou can go through any community and
ind good people with more than usual
Mental caliber. who never have been
BILE to support themselves and their
They are mystery to us,
nd we say: 81 do not know what is
he matter of them, but there is a screw
pose somewhere. Some of these per
ons have more brains than thousands
Tho make a splendid success.
Some are too sanguine of temporal
rent and they see bargains where
hero ara nonn 4 oo,,p,a,, ,,,i,,,,v.r /