The midland journal. (Rising Sun, Md.) 1885-1947, 1894-03-30
INSURANCE FAKIRS.
How They Operate to the Detri-
ment of Honest Companies.
The Sleek and Oily Worker Is Constantly
ON the Watch for Fresh Victims
His Method of Do
ing Business.

There have sprung up in these latter
DAYS the flim-fiam worker and the soap
package fakir, and by some means I'M
known to the uninitiated the devil and
his allies have evolved plan whereby
humanity is also cursed and pestered
with the life insurance fakir, says the
Insurance Magazine. Of all the great
evils that have befallen any class of
business the life insurance fakir leads
the van. Born of women, of few
days and full of gall, the life insur-
ance fakir goes abroad in the land,
seeking for some one to entrap. lie
does not utilize the methods of legiti-
mate life insurance men to succeed in
his business, but he adopts the meth
DDS of the soap package falxir and the
fim-flam worker. He sallies forth
seeking victim, and in his peregrina-
lions he finds his man and then the
play begins something after this
fashion:
Fakir-Is this Mr.. Jones?
Jones-Yes, sir. What can do for
you?
Fakir-My name is Gall. l am the
general executive special of the great
Y. q. company, known all over this
broad land for it's great Hberality to
policy holders. / am just from the
home office, and was intrusted by
President X to come direct to your
city and call on you and show you our
new Double-Distilled Duplex and Out
of-Sight Constellation Bond. This is
a special policy just issued by the
great Y. q. company, and am the
only authorized representative to sell
you this great aggregation. This bond
was gotten up to sell only among the
most prominent business men of this
country. Mr.. K, our president, Sc
lected you as one of the fortunate ones
to whom we will offer this special
aggregation. Now, Mr.. Jones, if you
will give me few minutes of your
time, l will show you some of the
leading features of this highly valu-
able bond.
Jones-I am very busy just now, but
If you will call at four o'clock I will
look at your bond, although l have no
intention of augmenting my insurance
at the present time.
Out goes Mr.. Fakir; rushes over to
his Office or hotel; draws forth one
of his le-Distilled-Duplex and
Out-of-Sight Constellation Bonds, and
forthwith draws up an illustration of
the great D. D. d. and Out-of-Sight G.
B. on basis of 100000 and promptly
at four he heaves in sight. With blood
in his eye and swimming in gall he in
vades the sanctuary of Mr.. Jones and
forthwith shows him what wonder
full contract the Y. q. has to offer. He
shows Mr.. Jones how this D. D. d. and
Out-of-Sight G. B. binds the company
to everything and the insured to moth
ing; shows him how, owing to the
superb management of the company,
they cannot only carry Jones for $780,
600, but will also pay him per cent.
compound interest on his premiums,
and if Jones wants to be elected pres
ident of the company all he has to do
is to ask for it. The great Y. q. Com
pany are just dying for him and are so
anxious to help him. OF course, If
Jones gets hard up the company will
not only carry his policy without his
paying the premiums, but will also
loan him sufficient money to pay his
debts. This being a special contract,
of course the price is special, and, al
though the regular premium is S4,444.-
A, he is authorized to make Jones q
special proposition and will only
charge him $444 for it. Of course, this
great reduction does not affect the
contract in any way, and Mr.. Jones
will probably get greater returns from
his policy than if he had paid full
premium. After charging on many
other valuable points Jones falls vic
tim, and in due time gets his D. d. d.
and Out-of-Sight G. B., chuckling to
himself what great deal he has
made, and continues to congratulate
himself until some honest insurance
man tells him just what he has; then
he froths at the mouth, and swears
vengeance, but the fakir is in new
fields and Jones is in the soup.