Fort Worth gazette. [volume] (Fort Worth, Tex.) 1891-1898, 1894-03-04
STRONG AS THE STRONGEST,

1t performs IN the financial economy Of
the world.
They have varuc Idea that Il is
place where money 30 safely kept on
deposit, either with or without interest,
hut the details Of the melhods OF con.
ductng the banking business are Is un'
known 20 tho multitude, except IN .
general, underlined way, as ihe sNcnce oil
astronomy.
The vulgar idea Is that tho vaults Of
bank are always heapcd up wlc gold,
silver and paper muury, ur what the
bankers call CURRENCY but such, OF
cuOrae. is not the case, for even the
simplest mind can comprehend that banks
arc purely and practically business M
stiiiuinns, chartered aud conducted, Ike
an other buSiuNss concerns for the sole
purnoso OF making money On q crrtu.n
amount OF calata, invested M an rutef'
prise which has for iN uhle'F the IL
c.litlting of commercial transactions, IN
which is included thc loanlng OF money
in a legitimate manner.
l'or tlese Recommendations. TO use tho
commercial phrase, the banks chaifc a
reasonable rate Of interest n YOU oors
row from tom, or a o'rtain discount
percentage Oft Il they transact business
for YOU In distant places. IL costs money
TO make thesc cuhugllanA aid laen ash'n,
the backs are entitled. for the trouble
taken for your convenience, TO sort on
brokerage or commission, which 10 their
profit. Of course.
Hanks use the muncy with ihe ex'
| ception. OF course, Of certain amount
| kupl on hnud In the way of deposits
! lur their customers, or FOR discount puf'
posses placed IN their vaults to ne best
advantage, rs discretion and safely JIG
u ali ac money were boarded gp n
banks the business Of the country would
be paraly7ed no railroads would DE or
could be- built factories would be com-
ptle,l to shut down there could be no
IpVchnugr Of tho commodities OF coW'
mcrce, and the very business OF curry
Ing on she government would be SUE
pended.
build the railroads, TO buy the bonds OF
| the government, which ARE really noth'
| ing but a species of pr0missory notes
bnscd upnn the credit OF the government
which IL created by its resources. The
cotton planter could not rniar a CROP
or move Il to the market, We're u not for
the money which the banks furnish.
II h very rare indeed that ono man has
the money TO advance for the purpOaoa
specified, but the banks, which are The
custodians OF the wealth of many people
the rich and the merely wel-to'do have
or can obtain, large sluis Of money for
lih iNAfINANNiN va AHINANA NNh WV hhNN"
sand and ono industries necessary for
the advancement the comfort the pros
prrity Of modern civilization.
National banks have Increased with
wonderful rnpidity all over the United
States, aud there Is probably no large
town without one
In this respect Fort Worth II unusual
ly well provided with sound institutions
that furnish tue sinewa OF war Az
thoro are eight national banks Ia thiB
city, all oilicercd by well known business
men,
In the very front rank Of those bank.
ia tho FnrnrH' and Mechanics National
hank which has earned q splendid rcpu-
| tation in financial and commercial Ccntcrs
for very good reasons.
Among those reasons are: The pro
grossiyencss energy. yet cautious con,
aerratism Of tie gentlemen who attend
"a its daily practical affairs q hOnrd Of
directors who really direct and an
executive force Of skilled financial ability
derived from long. active aud honorable
experience with practical business NJ
fairs, men whose shrewdncAg aud tnci
Will permit them 10 grasp legitimate
profitable opportunities FOR investment ~
the vast sums which paKs through their
hands when backed by acute and sober
judgment
The Farmers and Mcdaniel National
bank was organized comparatively 70.
Gently. The money. tho brains aud the on
terprse Of Col John Il. iloYle were
prominently identified with the bank
from tho beginning, and be had the co.
operation Of the solid men Of the city.
II was first located az tho corner Of
Main aud Fourteenth Streets hut II was
thought advisable 10 seek better luca-
ton. farther up town. no tho entire
lower floor Of the magnificent Hurley
building was rented aud he bnuk started
business IN ~ present handsome and
convenient quarters on February ] Tie
result Of the change has been that many
new accounts have hfcn opened, and the
bank officials are IA close touch with the
exchanges and other commercial life Of
the city.
The Offices Of the bank nrc elegantly
but simply finished IN woll-aeasoned old
white OAK wood, W " natgriu color bur
in very quiet taste. The different dcpnri-
monis Of the bunk nrn separated by oak
pariitiOns with heavy hrvnled plate
r,ass, and handsome carpets cover
the floors. There Ia plenty Of
light, plenty Of comfort but
nn gorgeous Insurance. You can dce OF
once that II u q business Institution, con
patrons 10 be made comfortable while
tfanfactinR hnSlncss.
Tho vaults Of the bank are Of the
latest and most scientific construction
m tue mhnuiuftuff OF hNlHu hNln oNfN
and convenience have been considered.
Now that tho farnera md Mcchnnicf
National bank ~ doing bnslncs m ~
new quarters, something about
its capital, resources aud liabiil.
ties, the methods ~ cOntcct Of
~ nTuirs and the men who
arr responsible for 10 future prosperity
Il M s' a capital Of $4,000, and sur.
plus OF Si0.OOo, and board oi
directors who take an actual,
practloai. daily interest IN iunnfglns ".
These directors are amung The wenlt1iesf.
the most nrorre1Fire and contemplating
citizens Of Fort worth; who have helped
hy their sagauiiv hbrrailty. courage uud
fdiih m The future. TO hpbudd and pro-
icct nv best Interests
They are ~ mon In active hufincfE or
professional lie. each ono representative
Ia his calling. The board Of directors II
Tie bark = comDoafd Of ihe following
Ill ~. Williams. o. ihn wholesale drug
artn Of "A W. Williams a Co.. ID. w.
Ifumphrrys fbe eminent lawyer. y. II.
Keller. who was one Of The lifst men 10
inaccurate large manufacturing industries
90 Port Worth. John u. Ensiel tqr
nlti.mili0naire. WIN has put 50 much
nloncy 81 Fort Worth enterprises, and
l. eolsiifrel at 9ne Of tie forr-
ns,st e4p.iaHsi.. ST. T. BmicF. the we'll
fnov,l miller; panl Nap,fs. II he
Wsples-l'iafer Grocery Co Iehu Bur