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The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
DON.T FlIL TO READ THIS


We are always tarly elcu!
recommend anything new or ST
until we have fully tested its .
const quently we are ready .
that DR.. Weden Smith, the 4
list, is neither a quack nor hHI
but just exactly what be clil
be. We know whereof we ;pa
we have seen his work. Wehv,
in his studio and have seen si1
his diplomas. If he can cure
do you any good, he will tell 4
if he cannot do you good !
again honestly tell you So
satisfied that suffering hum''1
not make a mistake in calling
Weden Smith, the sreclall.t-'
Voice, Gatesville.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
Sugar Advanced
Associated Press to The News.

By Associated Press to The News.
GLASGOW, May On the Clyde
sugar market, prices have been ad.
vanced 9 cents per hundred weight.
This condition Of the market is due
to the shortage in American sup.
plies.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
City Court.

The following cases were dis
posed of before the mayor in the
city court this morning:
j. D. Lamar, intoxi, alton, fined
So; December, Mexican, intoxica
ton, fined 50.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05

Now is the time TO gel ~
tsge of the $500 rate a.
catsrrh, including Ca'''', 4
ness, commencins t'e''u' n
April 18th will be 'l''H,l
low rate of $500 per moth \
all medicines Furnished
guaranteed, DO not '" ~.
Come and investigate v
flo n Provident building
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
Critically Ill.

BY Associated Press to The News.
LONDON, May DIR. Charles
Tanner, the noted Irish nationalist
leader, and member Of parliament
for Middle Cork, is critically i'll in
London.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05

want all those sifilctsd n
Ger to know that | am peIie'q|
after suffering with csI Ts,,
lace for many years. i..l
have passe d and there O IS ~
cancer returning. Dr.. Snl'a
Oak Gi0F
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
For Skin Diseases.

Doctors recommend Climax Blood
hlixlr because it has never failed to
give good results. Sold by all drug
eis.s.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05

Climax Oil should be in every
house, the best family medicine on
the market for all pain, collie and
nervous troubles. For sale by all
druggists.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
w hat Next?

Climax Pills act on a new princi.
pie through the nerves and stomach
and REGULATE the whole system.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
CoLMEsNEIl., Tex, July ~

DIR. Weden Smith today 4
from my side a l6 ounce '' y
had given me trouble fol n n
The operation was without ~ J
and was quick and palnl's
SID III Is certainly sklll'ul !
and is well prepared with l''n]
TO do all kinds Of work 10
| an delighted at having mes y
sec uring his services. R. DIN
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
Every body Pleased.

Who use Climax Pills. because they
are purely vegetable and do not gripe
but act mild. Try them if you are
bilious, 20 cents box. Sold every.
where.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
Elected Members,

BY Associated Press to The News.
LoSDoN, May John Mac.
Winter, Henry Woods and Henry
Moore have been elected to member.
ship of the Royal Academy.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
MILLINERY.

Mrs. Susan F'earhAke Of Galveston,
desires TO sell her seven room dwell
Ing No. sos north Twelfth street in
Waco, Texas. Lot 65xl65 feet.
Price $4,000. Terms easy. This is
the cheapest property in Waco.
Call on JAMES |. MOORE.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05

No more after this month. Now
is your chance, last cut made on
Shoes, must be closed out by June
LIST. st. Louis Shoe Store los
South Fourth street.
w. G. GILLESPIE, Agent.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05

LIE News prints the associated
press kilograms twelve hours ahead o.
any paper in Waco,
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
Are You Bilious?

/ so take Climax Pills and be
relieved. They are the true health
pills sold by druggists.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05

Do not walk to church when You
can buy nice buggy or phaeton at
low price and easy terms of
/. 2. SPARKS & Son.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
All Kinds

vi saddles and harness at T. p
Sparks & Sons.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05

All kinds of spring wagons and
I. ?. SPARKS & Sons.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05
Don't be Deceived

If you want to drink the Best
Whisky, Smoke the Finest Cigars,
or eat the best lunch in the city,
GO TO THE OLD PACIFIC SALOON
GRO d. LAMAR, Proprietor.
The Waco evening news. [volume] (Waco, Tex.) 1891-1894, 1893-05-05

5odozen Chlldrens Black
Ribbed Hose, full regular, =
sizes : to 7, worth 25 cents cts.
a pair, at only ~ cents
this week.
The herald., 1893-05-20
THE PRESS CLUB LEAGUE.

ohfcers Elected and the Convention at
st. Paul Adjourned.
ST. PAUL, Mimi, May 19.-The Press
club league delegates held two short
business sessions today, but enjoyed one
more jaunt to. and around White Bear
lake. At the evening session a consti-
tutional amendment making the presi-
dent ineligible for reelection was
adopted. The evening session was fol-
lowed by banquet and ladies' recep-
ton.
Atlanta, Ca, was chosen as the next
place of meeting.
A committee was appointed in the
matter of home for aged and infirm
journalists, and resolution adopted in
etructing the governing board to estab-
lish fund to build such home.
The following officers were elected '
President, j. A. Cockerill, New York /;
among the Independents are George w.
oislaa. philadelphia; Joseph Pulitzer,
New York; treasurer, U1rasie- w Price.
New York; secretary, FL. D. Vought,
Buffalo.
Among the executive committee are
M. H. DeYoung. San Francisco; Ter
renee V. Powderly, Scranton, Pa.
: After adopting various resolutions OF
thanks the league adjourned.
The herald., 1893-05-20
THE COURTS.
Gases on Trial Ysstsrday-New Suits
Filed,


Gases on Trial Ysstsrday-Few suits
FILED,
s. H. Adams, 4 wellknown dentist,
was examined upon a charge Of insanity
yesterday before Judge Mckinley, Drs.
r. Wernigk and West Hughes. The
patient has recently taken the Keely
cure at Riverside and since his return
relapsod and drank very heavily. His
condition is supposed to be the result of
this dissipation. While he exhibited
symptoms of alteration, the physicians
concluded to have him taken to the hos
pital for several days before passing
finally on the case.
Mrs. A. M. Stacey was granted di-
vorce yesterday by Judge Shaw from
her husband E. E. Stacey, upon the
ground of desertion and non-snpport.
The trial was begun in Judge Shaw's
court yesterday OF the suit of the Los
Angeles Pressed Brick and Terra Gotta
company We. The Main and Tenth
street hotel company. 1t is one OF the
boom relics, aed is for the balance due
on a contract for brick and terra Gotta
work, the plaintiffs asking judgment for
$3737. 40 and interest. They furnished
when work was stopped on the big hotel,
that company refused to receive any
more and sent back part OF the brick al
ready delivered.
Gus Thorson WAS examined for insan-
ity before Judge Smith yesterday, ad-
judged insane and committed TO. the Ag-
new asylum. The young man was gen.
orally cracked in his mind, and has all
sorts OF hallucinations. Amongst the
other queer things he did was to carry
his furniture out OF doors and sleep on
hia bed in the rain.
The damage suit of j. i. White We. N.
B. Thompson at al. was on trial yester-
day before Judge Van DykeS who was
on the bench after several days absence
in the north. The suit is for $4,000 dam
age, alleged to have been done to the
foundations OF building by allowing
water TO carelessly run from the roof to
the side OF an adjoining building.
NEW SUITS FILED. "A
Suit was begun yesterday by Charles
R. Bishop and Samuel NJ. Damon vs.
Ambrose H. Spencer, upon promisory
notes aggregatng $l1, 900.
A petition was filed by Thos. d. Bates
for appointment as guardian OF Thomas
D. Bates, minor.
The Security Savings Bank and Trust
began suit against James ].
Flanagan, to forclose a mortgage, ask
ing judgment for 1922 So.
Divorce proceedings have been COM
medced by Helen Russell VS.. Ernest
John Russell.
The herald., 1893-05-20
A REVOLUTIONIST TRIuMV|RATE
The Nicaragua Rebels Form a
Junta.
Three Men Selected to Administer
the Government.
American Uonsui Newell visits tho In
surgent Camp-A Reported ARM
istIoe Bstwesn the Oppos-
ing Forces.
By the Associated Press.

By the Associated Press.
GRANADA, Nicaragua, May 10. = A
junta composed OF three persona has
been selected by the provisional gov
ernment organized by the revolution
lists to administer its affairs. They rep
resent three political parties who op-
pose the government of President SAGA
"a, and their selection makes it apparent
that all party differences will be set
aside until the close OF the war. In
the iunts Eduard Msntell repre-
sents the conservative party,
Joaquin zsvsla, the Progressist party,
aud Santos Zslay, the Liberal party.
There is great rejoicing among the mem
bers Of all political parties over the &C.
lection OF these trusted leaders to con-
duct the affairs OF the provisional gov.
ernment. Gen. Augustin Ayiles has
been appointed commander-in-chief of
the revolutionary forces. Under his di
rection the army 10 being thoroughly or
ganized and win be in good fighting con-
dltion in q short time.
William Newell, United States cousul
at MansSua, visited the camp of the
revolutionary army at Masays today and
had long talk with the officiale. The
result Of the conference is not learned.
Consul Newell says he found that per-
feet order prevailed in the camp of the
revolutionists.
The steamer Victoria which was
seized on Lake Nicaragua by the revolu-
tionists, was returned yesterday TO the
representatives OF the navigation COM
pany.
There appears to be plenty of money
among the revolutionists. The bank of
Managua in the national capital, where
President Sacaza Is still in control, has
closed its doors. 1t has branches, how
ever, which are transacting business
as though no revolution had broken out.
1t reported when United States MIN
lister Baker arrived in Managua he found
q barricade of coffee sacks around the
United States legation. The government
troops are disoFderly, and 1t is said the
barTacsde was put up because an at
tack on the legation was feared.
WASHINGTON, May 19.-Unofficial ad-
vices have been received Ut the state de-
partment that an agreement for an
armistice has been reached by the gov
eminent and revolutionary factions in
Nicaragua. No further information than
this is optainable at the department.
The absence Of direct advices from Mic
srsgus 10 regarded as inexplicabe. 1t
is expected the cruiser Atlanta will
reach Greytown in day or two, and the
Alliance will probably be few days
later in reaching the west coast OF Mic
arGgua, where most ot the fighting has
taken place.
The herald., 1893-05-20
FORCED TO COME TO TERMS,
The Panama Railroads Cinch
on the Pacific Mail.
The Fight Between the Two Com.
panies About to Be Ended.
Huntington Allowed His own ships to
Fall Into the Hands of the OPP
position, and Thereby
Hangs n Tale.
Br the Associated press.l

BY the Associated Press.l
New YORK, May l0.-It was reported
today that the fight between the Pacific
Mail Steamship company and the Psna-
ma Railroad company was about to be
ended. Negotiations for the settlement
of the existing differences are under
way and it is generally believed they
will 90 through Satisfactorily. @. P.
Huntington said a settlement is
being talked over between the
opposing companies, but he could
not disclose the basis OF It IN
til later. II there was no hitch in
the proceedings, he said the public
would know the plan next week.
The Panama Railway officials would
ray no more about the matter than
did Huntington, but from informs-
tion obtained here today it would
appear that the Panama railroad people
forced the Pacific Mail company to come
TO terms. II seems that within the last
10 days the Panama company obtained,
under charter, Eve large steamers OF the
United States and Brazil Mail Steamship
company, which we're sold at auction
lew Wtokb hKO W bhllhly ClAlInb against
the company. These steamers they
intended to put on their line between
here and Colon. The charters were to
be signed this week, when everything
was brought to halt by the Pacific
Mail people discovering what the Pana-
ma folks were doing and making over
lures for settlement. With these
steamships in the hands OF the railroad
company, the Pacific Mail people saw
nothing but losing battle ahead.
A rather curious fact in connection
with this is that G, p. Huntington,
director in the Pacific Mail, is director
and heavy invester in the United States
and BRAZIL Mail Steamship company,
and when the vessels OF the lat
ter line were sold few weeks ago
they were bid in, as was generally un-
derstood, for Huntington's account.
Regarding the disposition OF these
ships, II q settlement OF the troubles
between the Pacific Mail and Panama
railroad is brought about, Hunt
ington said today he could not
tell what would be done. Others
interested in the matter say there is
business enough for more vessels than
the Pacific mail company has at present
on the Atlantic side and they can be
run pro6tably by that company.
The herald., 1893-05-20
ARIZONA.
News notes from tho san-Kissod Terri
prescott Courier, May III


prescott Courier, May H.
John Lawler, local manager of the
Seven Star Mining company, has just
returned from g visit OF inspection to
those mines and reports them looking
eplendidly so far ne rich ore in sight and
development work arc concerned. He
reports enough ore now exposed in the
different workings to run mill for two
years with handsome profit.
A Courier reporter dropped into j. f.
Osenburg's business house yesterday,
where he saw stacked up lot of hand
some gold rock from q mine situated
about one mile from the celebrated Con-
gress. The ore, it is stated, averages
$40 per ton and comes from a strong
ledge four feet in width at the narrow
est point. The mine is owned by Messrs.
Osenburg, Flemming and Dennis May.
Tucson Star, May III
ella monsters may have chance to
be OF other utility than from a natural
history study, supply demand for
curiosities and furnish pocket money
for young Mexicane. E. L. Wetmore
advises that they be sent to Australia to
allay the rabbit pest. He has found
them containing the bodies of three
young rabbits. The monster lumberH
along until he findsa rabbit hole, enters,
and has dinner off the contents of the
den. The reptile is rapidly becoming
extinct, owing to the demand for them
as curiosities and to the fact that they
are almost always killed on sight.
The Pima county cactus exhibit for
the worlds fair mas been loaded on the
cars and will leave by fast freight for
Chicago this morning. The great va
riety and manifcent specimens of cactus
comprising this noble exhibit was col
lected within 20 miles OF Tucson, under
the supervision Of Mr.. VIM. Reid. There
are 40 tubs containing an average OF six
plants each, of different kinds OF cacti,
besides 16 sauhauros of varied sizes, the
largest of which weighs 81 900 pounds
and one measuring "a feet in height.
The total weight Of the display is 10000
pounds.
The herald., 1893-05-20
Grand Court Of Foresters.

SACRAMENTO, May 19.-The Foresters
tonight elected the following grand Of
ficers: Grand chief ranger, Henry Ryan
of San Francisco: sub-chief ranger, H.
W. Ogg, Sacramento; treasurer, Hen
ry Kram, San Francisco; secre-
tsry, @. IL. Bremen, Alameda ;
recording secretary, Sol Psiser,
San Francisco; senior woodman, O. p.
Rendon, stockton; junior woodman,
Sylvester Shabon, San Francisco; senior
beadle, L. Cinnamon, Los Angeles; jun
ior beadle, Il. NJ. Lipka, Oakland; trus-
tees, r. Rasmussen, p. Relyoa, W. A.
Gordon, San Francisco. The grand court
took recess at ii p. m. to attend q
banquet given in its honor by the Sacra.
mento Foresters. Fresno was selected
on second ballot as the place for holding
the next grand court. Ssn-Jose was the
chief competitor.
The herald., 1893-05-20
THE RUNNING TIRE.
The Latonia Derby so be Run Today
Yssterday's Racoa.

The Latonia Derby 80 be Run Today
Yssterday's Races.
CINCINNATI, May l9.--the spring meet
ing OF tae Latonia Jockey cleb will begin
tomorrow under the most favorable cir.
cumstsnces of many years. A high
class of horses will be run here during
the meeting. The feature OF the frat
day will be the Derby, in which the
probable starters and Jockeys are: Sa-
Kunze; Decaped GID, |. Murphy; AL
1l2), Reagan; Mirage (122), Flynn
Buckmann (l22), Thorpe.
ST. LOUIS JOCKEY CLUB.
Sr. LOUIS, May lo.-Good track.
six furlongs-R Radcliffe won, Mehopa
second, Topgsllsnt third; time, l IL.
Four furlonRs-Bollinge won, Nut
wood second, DR.. Mooney third time,
O:5lk.
Six fnrlongs-Viola Belle won, Out Of
Sight second, Zooley third time, :l531
Six and one-half furlongs Uncle Jim
won, Aeronaut second, Gilsy third /;
tims, :26.
Seven and one-half furlongs-Lucille
Mannette won, Mary Sue second, Arun.
del third; time, / :3S.
Mile Belfast won, Red Cap second,
Lena Frey third; time, AZ.
LOUISVILLE RACES.
LOUISVILLE, KY, May 19.--The track
was fast today.
Seven furlongs-Jacobin won, The
King second, ]. Philors third: time,
l :3024.
Five furlongs --Rosamond won, Jim
Henry second, Llewellyn third time,
:0416.
Mile and ne-eighth-Rudolph won,
Perkins second, Gslindo yhird; time,
:541s.
Six furlongs-R Rachel McAllister won,
Zoophile second, French third; time,
1l8.
One mile-London won, Cora Tsy-
lor second, Tulla Blackburn third time,
1424.
EVENTS AT GRAvEsEND.
GRAyEsEND, May 19.-The track was
good and fast.
Six furlongs-Tormentor won, Har-
vest second Bolero third; time, l :16.
ElfO tuhiOhku"-OOO lsAPlOy WOnf Oh-
lilo second, Queen Bess third; time,
:03.
Mile and a sixteenth--Sport won,
Canvas second, 6ykeston third; time,
l 80.
Mile and a ixteenth-Equity won,
Nomad second, Mordette third; time,
l 80.
Six furlongs-Chorister won, Carmen
second, Louise third time, :16A.
Five furlongs-Curocoa won, Patri-
clan second, Crossire third; time,
:0316.
AT TIE BAY DISTRICT TRACK.
San Francisco, May 19.-Eleven-six-
teenths mile-Jos Hooker won, Ida
Glenn second, Mount Carlos second;
time, 100.
Five-eighths mile-Polaski won, Wv
ace second, Alexis third; time, .031a.
Six and one.half furlongs-Abi P. won,
Broadchurch second, Redcloud third
time, :15.
seven-eighths mile-Louise won, Peel
second, Connaught third; time, / ;20N.
Eleven-sixteenths mile-Lodi won,
Farewell second, North third; time,
| :C0
The herald., 1893-05-20
STRIKE oF MINERS.

Kansas Coal Diegers Inaugurste Bit
ter Struggle.
WEIR Cry, Kan, May 19.-The strike
of coal miners which has been threaten
ing this district about month past is
now on. The strikers declare all of the
5000 miners in the state will soon be
idle, and the fight will be to the bitter
end. Yesterday the men in the Hamil-
ton ehaft walked out, and the men at
other camps in that section intend soon
to follow suit. The cause of the strike
is the new schedule of prices, brought
about by the new state screen law. Sew
eral hundred miners in the Pittsburg
section quit yesterday, and by temorrow
it is thought the number of idle men will
be 1000 in that section. The men are
peaceable, and no trouble ia feared for
the present.
The herald., 1893-05-20
Chief Ramsay Bo-Elected.

ToNoNTo, Ont, May 19.-The order Of
Railroad Telegraphers met tonight and
elected officers. Grand Chief Ramsay
was reelected by acclsmation, D. II.
Gearhsrt OF New Jersey was elected as
sistsnt grand chief, and j. Westherby of
Denver secretary and treasurer. Other
selections are now in progress,
and 90 some Offices are being
hotly contepted, the results will not be
reached until late hour. Grand Chief
Ramsay has been summoned to Chicago
to adjust the differences between the
Chicago and Northwestern railroad and
ita operators,
The herald., 1893-05-20
Danger !

If you have feeling OF oppression and un-
easiness a little above the diaphragm, and just
below the right ribs, aggravated by lying on
the right side, look outl As sure as tate your
liver is disordered. Perhaps not seriously as
yet, but-fatal hepatio abscesses are not un-
common. Hsstetter's stomach Bitters Is the
precise remedy to regulate the liver, and pre-
vent its congestion and Inflammation. and to
as yeilowncss of the skin and bSll OF the eye,
furred tongue, sournesa of the BREATH nausea
on rising in the morning, dizziness, sick hesd-
els painlessiy, 1t opens a channel OF exit for
the superfiuous bile, checks tendency to con-
gesion and engagement of the liver, at the
tive action, and affords relief t. the stom ach
which is usually inactive, ont of order and op
pressed W tn wind when the bowels are costive
Use the Rittert also in fever and ague, rheums-
tism and kidney troubles.
The herald., 1893-05-20
GLADSTONE IN DANGER.
A Missile shrown at a Car in Whit
He travelled.

A Missile 5hrowa at n Car in Whioh
He travelled.
LONDON, May 19.-While Gladstone
was travelling from London to Chester
yesterday, heavy n1iouiio was thrown
at his compartment as the train ap-
preached Willesden. The missile struck
the window of the next compartment,
which WAS occupied by the dean of
Chester. 1t smashed the glass and
struck cushion a few inches from the
deans head. No arrests have been
made. a
The prince of Wales has commun.
icated to Gladstone by letter his regret
that Gladstone was subject to unman-
nerly demonstrations at the reception
in the imperial institute Wednesday
evAniNR
The herald., 1893-05-20
A Murder Case Dismissed. /.

FRESNO, May 19.-In the superior
court today Judge Holmes dismissed
the case OF People against j. D Smith,
charged with murder. Over two years
ago Smith shot Percy Williams of Stock
ton in gambling row at the Hughes
hotel, Fresno. He wss tried twice.
The first time he was convicted of man
slaughter. The supreme court on sp-
peal sent the case back for retrial. On
the second trial the jury disagreed.
There being no probability of conviction,
the court dismissed the case.
The herald., 1893-05-20
A Manltoba DefauIter.

WMNmEe, May 19.-J. ". sandlaon,
we'll known ae the Manitoba bonanza
wheat king, has mysteriously disap-
peared. As nearly as can be learned he
owes banks about $4,000, pretty well
secured by chattel mortgages. II owes
sundry local people, including his en-
ployea, $4,000, and owes $4,000 to $75.-
600 to outside people, including English
end Scotch houses.
The herald., 1893-05-20
The Rilliard rournament.

There were two games played at the
Athletic club last night in the billiard
tournament. Art Bumiller defeated J..
D. Wiley by score OF 120-130, and A..
G. Way defeated O. E. Stoner, 12o to r..
The first game was well contested and
some pretty plays were made. Mr.. Wi
ley had to play $50 points to win. His
largest run was to his opponents Is.
Mr.. Stoner would have counted game at
80 points. The largest run for each
was z.
The herald., 1893-05-20
w. c. T. U.
The State Convention to Be Held Next

Week.
The Woman's Christian Temperance
Union of Southern California will hold
its state convention in Los Angeles, at
the Temperance temple the coming
week. 1t will commence on Tuesday
afternoon, May 23rd, and continue
through Friday afternoon. About 14O
delegates are expected, representing the
nine southern counties of the state, and
over 100 unions.
This convention closes the first decade
of its work and notes Of progress will be
an interesting feature. All day and
evening meetings will be held.
The herald., 1893-05-20
Cause of Bank PaiIures.

WASHINGTON, May 10 Secretary Car
Isle said this morning, speaking of the
failure Of so many national banks, that
they were evidently in bad condition
and failed OF their own weight, with
out any connection whatever with the
general financial condition OF the coun-
try Comptroller Eekels said without
exception the reports from failed banks
showed that their officers engaged in
outside business or speculation and
used the funds or credit OF the banks for
individual purposes.