Juniata sentinel and Republican. [volume] (Mifflintown, Juniata County, Pa.) 1873-1955, 1893-03-01

do We found tha. we could get
a'ong very well without tea aud cof.
fee by using N TX instead, either hot
or coli. Just as 3sst suited us at the
time. That was quite saving. We
sold our eggs, chickens and surplus
fruits and vegetables to one grocery
man of whom we bought our grocer
les, and at the annual settlement he
invariably p id US over 800 in
cash.
"When we loaned our first $500
out at 10 per cent, and it brought us
fifty dollars at the end of the year,
we thought it was like finding mon
ey. We soon had another $500
drawing interest, and then another,
and in few years were receiving
more in interest than we made off
the farm. Then we eased up and
worked only to make living off the
land. When our pile reached S10,-
900, which it did in what seems to
me remarkably short time after we
made our first loan, we sold the farm
for good price, moved into, town,
and have been taking it easy ever
since.
''OIr income is something over
S1 500 year, all from loans on real
estate secured by mortgages. We
never foreclose or compound inter
est on anyone who makes an honest
effort to pay up. Everybody knows
that, and therefore we always have
applications for more money than we
have to loan"
"What do you think is the chief
cause of the pressut dicoutent among
so many farmers?" [ asked.
''Evtravagance and bad manage
ment, replied the old chap emphat
ically. enc living farmer can spend
more than he makes and keep his
head above the water. Neither can
any man spend half his time loeing
about town and run a farm success
fully. Whisky and tobacco have
stole many a mln' farm from him,
and indulgence in needless luxuries
has ruined thousands while bad man
agement has bIighted the prospects
of still other thousands"
'.Do you cal tea and coffee luxu-
ries?' | meelllv asked.
eyes, SIR said he: What sense
is there in paying good money for
tea and coffee when you have river
of good cheap milk on .he farm.
They are needless luxuries on farm
as are expensive carpets, rugs, up,
holstered furniture, fine-aced cur
tains, Aegew gaws, and knickknacks
A farmer who wishes to accumulate
wealth should buy only slch articles !
as will stand wear, tear, and save la
bor, both in and out of the house.
"a good, solid oak chair costs less
than dimsy, cane bottom one, AMI !
will last ten tim"s longer. 4 big,
PLAZA. solid wool r7ck;r.s chair, with
4 feather cuohion in i. is much more
comfortable aud safe thsn a tilogreed
upholstered one, and it will last O.
life time, while the other won't Look
respectable ti!e years. 4 good rag
carpet costs less :ain half what
seryiceable ingram doe, while it
answers the purp )se quite rs we'll.
Silver and china, don't make a meal
taste any better than steel, tin and
plain ware. A vehicle cr machine
that is properly erred tor Will do bet
ter service, and lat ten or twenty
times longer than one tna5 is care
lessly knocked about aGI left expos
ed to the weather An animal or
fowl that is housed within warm, dry
quarters, eats less tnan one that is
exposed to cold storms. These are
some Of the things a farmer who
waats to get along needs to look af
ter. He must learn to save-to save
labor, save heat, save food, save mon
ey. Hs must study how to do tho
best thing in ths best manner and at
the best time.
There ia not 4 farmer in the coun-
Try to day, but wha- can do better
than he Is doing. Not oae bat can
stop a dozen little financial leaks if
he will. Not one but can make more
clear money by studying how TO run
his farm right than ho can by study
ing how to run the government. Not
one but can get out of debt and keep
out if he will learn his business and
exercise good common sense. L am
satiefied that farming is the safest
and most profitable business, consid-
ering the capital invested, and a care
ful, sensible, skillful man can engage
in to-day"
Aud the old fellow walked off with
the air of one who is satisfied that he
has cracked some pretty hard nuts.
And he had.