davidaulloa/AmericanStories huggingface dataset:
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1893-10-18
A FAILURE AND ITS LESSON.

Gigantic Loan Company Which Loaned
Money tor Foreigners Has Been Forced
to the Wall.
The receiver appointed to administer
on the affairs of the Lomb bard Invest
ment Co., which recently failed, sub
mitted what is supposed to be full re-
port. 1t shows liabilities aggregating
some So, 1000, 900, about $33, 600. 900 Of
which were mortgages which had been
guaranteed by the company.
The failure of this colossal loan COM
pany is very likely, in the final settle
ment of it's affairs, to force the fore
closure of mortgages held or guaran-
teed by the company as fast as they be-
come due. Under the conditions which
ordinarily prevail in this country, only
a very small percentage of the mort
gagors whose securities are thus in
volved, could be supposed to be ready
with the full amount of their mort
cages at the time they become due, if
renewal were denied all of them.
If the present depression contin-
ues-and at present there appears,
no good ground for believing that any
material improvement is to be hoped
for in the near future-if it continues
not one of these debtors in each one
hundred can or will be prepared to
avail themselves of the right Of re-
demption which inures to them under
the mortgage law. The necessary re-
suit of these foreclosures, then, must be
gradual accumulation of the vast area
of land (for the Lomb ards loaned but
70 70 f1xp
farm lands) upon which these mort
cages are lien, in the hands of the
capitalists, who now hold the securi-
ties at a cost to them not exceeding
the face value of their mortgages,
which represents about one-third the
value of the lands on an average.
The Lombard Investment Co. was, in
essence, a foreign corporation. Its
capital for the most part came from
the Lombards and their friends in En-
gland and Germany, hence it follows
that another vast domain Of American
soil must pass into the possession Of
foreigners if something in the way Of
relief to the farmers of this
country is not done before these fore
closures take place.
The Lombard company is only one Of
many similar ones which have -four
ished in this country. Not less than
half of the seven billions of American
securities now held abroad are Of the
class dealt in by these concerns If
all these are foreclosed, and what
assurance has anybody if present con-
ditions continue that they will not be,
then how many million acres of Ameri-
land, how many American homes must
pass into the hands of foreigners, at a
ruinously low price? How many
American farmers must become ten
ants of foreign landlords?
Yet in the face OF such danger, now
made fully apparent, the gold pirates
want to still further depress the prices
of American products; still further in
crease the purchasing power of the
dollar, for the sole purpose of still
further Gripping the power of American
citizens to escape the clutches Of these
foreign Shylocks = Iowa Farmers
Tribune
N. B.-Since the above was written
the Jarvis-Conklin Mortgage Co., an
other immense corporation of the same
kind, has failed
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1893-10-18
STEALING OUR THUNDER.

Republicans Will Promise More Money and
Government Banks, But Only to Get
Votes.
1t is gratifying to see the Crawford
Journal indorse my first article in favor
of postal savings banks. The journal
has also advocated such banks, land
we do not propose to allow the populist
party a monopoly of the proposition to
esta blish them. Nearly every repub-
lican postmaster-general has advocated
them. Mr.. Wanamaker being especially
urgent for them, as we'll as postal tele-
graphy."
I have never doubted the sincerity of
the Journal in advocating what it be-
lieves to be for the good of the people.
l, at one time, held the same views the
Journal now does on ''silver coinage
and fiat money" 1t seems to me that
l have had abundant reason to change
my views on the money question.
have investigated the subject most
thoroughly and / have, 1 think, found
enough evidence of rottenness in our
present financial system to warrant
the complete destruction of our pres
ent national banking system.
However much the Journal and I
may disagree on the points mentioned,
we certainly agree that the people who
compose each political party are mostly
honest in their political views, and are
ready to do what they can for the bene-
fit of the whole people. Some of the
voters may think free coinage of silver,
for instance would be a blessing,
while others would expect it to be a
curse. On the whole, the people would
decide wisely if they were given half a
chance to do so, and a full opportunity
to read both sides of question before
rendering decision.
The trouble to-day is that the people
do not control through their party
organization. We all have, to some
extent, wish for the success of any
society, club, clique, clan or party with
which we are connected. Having
identified ourselves with a political
party we do our best to get good men
nominated for Office, but if scoundrel
succeeds in securing nomination we
are apt to place fealty to party above
the exercise of good judgement. We
are apt to swallow the scoundrel for
fear a competing political party may
triumph.
A nomination usually secures the vote
of that political party, even though the
nominee is VIGOROUSLY bad in character
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1893-10-18

Along after while many farmers
will go into the banks to borrow the
money with which to pay taxes. They
will perhaps not get it, and then some
of them will be silly enough to say the
tariff did ACKNOWLEDGEMENT.
The representative. [volume] (St. Paul, Minn.) 1893-1901, 1893-10-18

shall from time to time be prescribed as may
be necessary to give effect to this provision
PROVIDED 1lSO that where company rs Dor
rowed or may hereafter borrow money on de-
bentures. and the land in New Zealand owned
Nv such company is in any way charged as Sc
curltv for the moneys payable under such de-
bentures, the amount charged shall be
deemed to be morris age OF land and may be
deducted in any annual other return to be
made by the company, and such amount shall
be reiurned by the company as agent for the
debenture holders, and the company shall be
liable to be assessed and to pay tax accordingly
on behalf of the holders of such debentures
but no such debenture holders shall be allowed
anv deduction by any exemption Tne interest
accruing due upon debentures SO ded lcted
shall not be assessed liable to income tax
either by the company or the debenture hold
ers No deduction shall be allowed under this
provision unless and until the company proves
to the satisfaction of the commissioner that
the amount claimed to be deducted as afore-
said was charge upon the land Of the COM
pany
No company shall be entitled to any ex-
emption in respect of the assessm eat for lax
on income, but the persons receiving any in
come In respect OF anv share or interest in any
COMPANY shall not be liable to tax thereon
T. In respect of companies or associations
carrying on the business OF life in ,urance in
New Zealand Cinc;uding the department
created under 1.-THE government and annuties
act, 1877. tax shall be assessed and paid upon
the income derived bv each such company or
department from investments OF anv kind
other than investments In land or upon mort
cages OF land.
SCHEDULE D-INCOME FROM BUSINESS
!. Every person shall he liable to tax in re.
spect OF income derived from business on the
full amount Of the balance of the profits or
gains Of such business "Income derived from
business" includes, but without limiting the
meaning Of those words, the gains, or profits
derived or received in the colony by any person
IN or out Of the colony In each year ending the
The National tribune., 1893-01-05
Danger Ahead,

EDITOR NATIONAL TRIBUNE: Reading in
your valuable paper n few days ago regarding
the crisis that is about to confront this Ma
tion as regards the policy to be followed in
dealing with its wards. the red men, ! wish TO
add note Of warning TO our Legislators, hop
ing that come of them, at least, will inform
themselves as much as possible, that they may
be able 10 lesislate justly toward that people
Knowing what i do would beg of them 10
take 10 more of their land from them. We
have taken far too much from them already.
But should our people take it all Nom them they
will get il back again for Almighty God gave
them this land for their inheritance forever,
but Oh account of the inqnity and the I'M
belief OF their fathers. the Lord cursed the
land for their sakes, and blessed it for our
fathers sakes, reserving the blessings they
might have received for US Gentiles. making
us the most powerful and prosperous Nation on
the globe. But with the assurance that after
He, the Lord. had so established us and forli-
fed this land for us against all other Nations,
that if we should in our pride and arrogance
harden our hearts and stiffen our necks against
Him, the Lord would cause our destruction. as
He already had destroyed two powerful Ma
tions on this continent for their iniQuities.
After the foods Of Noah receded off the
earth this continent became a choice land,
choice above all other lands, and the Lord
decreed that any Nation possessing it should
serve HIM IN righteousness, or they should be
destroyed when the fulness of their iniquity be
come in. The Lord DEGREES, and who shall
auuul; our great and good God also coveuanted
with their fathers, those of them who were
righteous for they were not all rebelious),
that He would in His own due time bring
them 10 a knowledge Of their God and their
Savior. also of their fathers, when they should
be few in number and they, the Indians"
should be among tho Gentiles, who should be
many, and they should be, as it were, In bond.
age; but when they return to a knowledge of
their Savior, who is Jesus Christ the Savior
of the wo:ld when they come to this knowl-
edge, though they few in number and
among those who arc many, still the Lord will
pour out His Spirit upon them, and they shall
be like lion among the sheep, who, if he
goesh through treadeth down and teareth in
pieces, and none can deliver; go will they be
If the Gentiles continue TO harden their hearts,
etc, against the Lord. But if the Gentiles
repent of their evil and harden not their hearts,
etc, the Lord will not permit them to harm
US. The Indians are Of the House of Israel, Of
the tribe of Joseph a branch that was broken
of. / pray all men TO repent and come to
Jesus. and be saved. j close this time, but
will write more if you will kindly print it.
desire TO bring all men to knowledge of the
truth.-RoBERT GARRARD, Cherry Vale. Kan.
The National tribune., 1893-01-05
The Goth N. Y.

EDITOR NATIONAL TRIBUNE: Please give a
short history of the 25th N. Y. / was pri-
vate in Co. ID of that regiment.-FRED HART
MAN, 62 Wall street. Fort Wayne Ind.
[Col. James e. Kerrigan raised the 25th
(aso known as Union Rangers and Kerrigan's
Rangers) and it was accepted by the State of
New York, May II, 1861; was organized at
Staten Island and mustered into the United
States service for two years, June &c, 1861.
They left New York City, where most of the
regiment was recruited, July 3, 1861, and
served near Washington, d. c., in McCunn's
Brigade, Army Northeast Virginia from July
81; in Hunters Brigade, Division Potomac,
from Aug. A. 1861; in Butterfeld's Brigade.
Porters Division, Army of the Potomac, from
Oct Is, 1861; in Martindale's Brigade, same
division, Army OF the Potomac. from January,
1862; in same brigade and division, Third Corps,
Army of the Potomac, from March, 1862 in
First Brigade, First Division. Fifth Corps,
from May, 1862; being mustered out under Col
Chas. A. Johnson, June 26, 1868, at New York
City. In June. 1868, the three-years men of
the regiment were assigned to the New York
battalion, and from thence transferred In the
same month to the 44th N. Y. While in sery-
ice the regiment lost six officers and 80 men
killed, two officers and Is men died of wounds
and of disease and other causes three officers
and 25 men.-EDITOR NATIONAL TRIBUNE.
The National tribune., 1893-01-05

The great problem of the present day seems
to be to discover the exact nature and use of
our Christmas gifts.
When sachets, pin-cushons. and the various
fancy cases for our small belongings of dress
all look alike; when bon bon boxes are not
readily distinguishable from powder-boxes or
from cold cream jars when n queerly-shaped
bag is really intended for soiled handkerChiefs,
although 1t looks more like work bag; when
all these and more things start their perplex-
ing questions in the mind, there is a longing for
simpler ideas and less of them, and naturally
one looks to the old times for simplicity and
usefulness. But turning back 10 or Is years
ago we discover that mottos deliberately
worked in the gayest of worsteds were the
most popular of Christmas gifts. There was
the embroidery on canvas done in the cross
stitch, the large lowered pattern " filled in "
with the most glarlng of reds, blues, greens and
or hassocks. There were wax flowers under
glass cases. and match holders and cornucopia
hair receivers decorated with red or blue yarn
drawn through tiny holes in the cardboard;
and we are content with and feel proud of our
times when coors are harmonious and shapes
graceful. Even the sggravating ambiguity
resolves into mere adaptabihty to various
needs. Yet the eye is so easily deceived into
believing that whatever is fashionable is right,
that perhaps later age may deem our artistic
off
The National tribune., 1893-01-05
Pensioners on the Rolls.

EDITOR NATIONAL TRIBUNE: VIII you tell
me how many pensioners there arc upon the
rolls, including widows and children, if any ?
Give me the number of pensioners that are
voters. If you cannot answer by mail, give
ne the answer through the columns of your
paper, of which / am a reader.-TEMPEsy
MYERS, Ida Grove, Iowa.
fhe total number of pensioners on the rolls
Oct J. 1892, was 921005. OF these 1872, $50 arc
widows" etc, leaving 734,s25 who are GER
tainly voters, besides some fathers who are in.
cluded in the widows, dependent parents"
etc.-EpIToR NATIONAL TRIBUNE.l
The National tribune., 1893-01-05
Gems. Fitzpatrick and Morgan L. Smith.

EDITOR NATIONAL TRIBUNE: Would it be
too much trouble for you to give me through
your columns the names of the last graduating
class at West Point, with rank and State from
which appointed? We're Jpdson Fitzpatrick
and Morgan L. Smith graduates of West Point?
&C. S. LEAvITT, North Parsonsfeld, Ne.
[Gen. Judson Fitzpatrick graduated in 1861,
the 18th in his class. Gen. Morgan L. Smith
was not a West Pointer, but served In the
Regular Army from lsi5 to 1850 as an enlisted
man. The publication of the graduating class
at West Point would take up too much of our
space, and We consequently will not publish it.
--EDIroR NATIONAL TRIBuNE.1
The National tribune., 1893-01-05

eyes. The pointed velvet belt is slightly stiff
ened with wigan and the collar is of brown
velvet. The sleeves are made with large
puff and close-ftting cuff, both of the wool
goods The gown could be made up very pref
tiy in dark blue serge with a blue and white
plaid or striped silk for trimming. 1t is
style that serves particularly well for making
over and freshenng old gowns.
SIS
The newest and "swellest" evening costumes
are cut very low on the shoulders; the short
sleeve-pufls hanging down on the arm. They
are adapted from some Of the 1880 costumes,
and occasionally are very pretty.
Broken china can sometimes be mended with
white of an egg and -four and if the broken
edges are very clean the joining will hardly
show.
A delicious pineapple cake which is really
dessert rather than cake, is made with light
sponge cake and pineapple. Beat up three
eggs, the whites and yolks together. add cup
and a half of sugar, and the juice of half a
lemon. Stir these together until they are
foamy. Stiff together two cups of pastry -four
and one teaspoonful Of cream of tartar and
half teaspoonful Of soda. After having beaten
into the eggs and sugar scant half cup Of cold
water, add the sifted -four. This sponge cake
batter should be spread out into one or two
layers about half an inch thick. Bake it
slowly, so that it will be moist. 1t will take
about % minutes While it is baking the
pineapple can be prepared although it will DO
e. II,
The pineapple must be peeled and the eyes
and core must be removed, and then it must be
either shredded into very fine pieces or
pounded into pulp. When this is sweetened it
Is ready to be used. When the cake is baked
spread quarter inch thick layer of pineapple
over it; then over this must be meringue
made by beating the whites Of three eggs very
stiff, aud stirring into them three tablespoon
fuls of powdered sugar and little lemon juice.
Spread the merngue over the pineapple, and
then set the cake in the oven for 10 minutes,
when it should be well risen and nicely
Drowned.
-
Brocaded satins and silks are very popular
this Winter, and even the young girls wear
gowns Of them. But the flowers and colors are
SO very soft and dainty that it seems fit for
them to do so. Pink and green and gray are
united; cream -colored satin has pink and
faintly.yellow flowers, and light-blue is flow
cred with tiny pink and straw colored blossoms.
These fowery goods are made up into theater
waists, dancing gowns, tea gowns. and vests for
plain gowns A pretty gray silk, with tiny
pink flowers, had a vest of pink crepe. The
lapels were faced with pink silk and edged
with narrow steel braid. The full sleeves of
the figured silk had close fitting cuffs of plain.
Sometimes they are made up as the gray dress
described with the berthe of chiffon or crepe
matching the flower, and sometimes they are
made into dainty little Empire gowns.
The National tribune., 1893-01-05
Postal Cards.

EDITOR NATIONAL TRIBUNE: is there a law
against using postal card to dun person on
or sending statement of accounts thereon,
when something is due the sender7 Have
asked lawyers the question, but they cannot
or will not say. If there is such q law. what
court has jurisdiction in the matter "A. Z.
BEEBE, Loyeland, Colo.
II is perfectly proper to send statement OF
account on postal card but it must not be &C.
companied by any words calculated to inJure
the receivers character or credit-EpIToR
NATIONAL TRIBUNE1
The National tribune., 1893-01-05

An evening wrap is luxury that very often
is an extravagant one. Some of the wraps
made of costly furs and silks are entirely out
side of ordinary reach, but then, again. very
pretty wraps can be fashioned from simpler
materials and with care they can DO satis'
factorily made at home. The wrap shown is of
white cloth with silk lining. The capes are
edged with swansdown. The collar is deep
rufile faced with the fur. Broadcloth is o
pretty material for wrap like this. One
homemade wrap that is doing good service for
evening wear is of mouse.colored whip.cord
CLOTH 1t is lined with pink taffeta and Is
edged with silk moss trimming. The wrap
was made after the military cape pattern with
O tiny shoulder-ruffle added. 1t is very grace
full, and much prettier than the cheap ready
made wraps at the stores that cost two or three
times as much as it did
."s
Rice pan cakes are made with one pint of
boiled rice, one pint of -four, teacupful of
sweet milk, half teacupful of sour milk, ono
teaspoonful of soda, two eggs, and piece of
butter the size Of walnut.
-
Chicken salad is made of equal parts of
chicken and celery. Only the white meat of
the fowl is used it is cut up very fine, and the
gristle, fat, and skin is all thrown out The
inner stalks of the celery are selected as the
most tender. They arc also cut up fine. The
dressing may be French or American, or any
that is preferred. 1t is well to add a little
celery salt to any dressing, as it improves tho
favor. Crisp lettuce leaves hold the salad, and
the dressing is poured oyd II it. Stuffed olives
and slices of hard-bo eggs are used to gar
nish the dish. 1t is best to have the salad made
up just before it is needed. When celery is out
of season the ribs of the center leaves of a
cabbage or crisp fresh Lettuce leaves are SUBJ
stituted.
-.
With the parted and waved hair some few
girls have been wearing a star of enamel or
jewels just above the forehead, and on some
girls it is intensely pretty. 1t is fastened in
the hair just where the narrow bang is parted
Sometimes an enameled flower is worn.
ELSIE PoaERoY MCELRoY.
The National tribune., 1893-01-05
efforts crude.

A pretty bodice of gray velvet with tiny
yoke outlined with wide silver braid is shown.
The waist is made very full from the yoke aud
is gathered at the belt into a narrow binding.
The full sleeves fall from the shoulders to the
elbows in long folds and wrinkle all the way
down to the long point that falls over the
knuckles. The skirt worn with this waist is
gray corduroy and is perfectly plain. Another
pretty waist OF velvet is brown in color and is to
be worn with brown skirt. 1t is made with
out the yoke. but has slight fullness falling
from the straight collar. A narrow belt often
is worn over the narrow binding.
-
School bags are pretty and serviceable made
of gray corduroy with the initials embroidered
on one side with silk threads.
x*x
Hot water bags, unless they have the cloth
finish, ought to be wrapped in flannel to make
them less Irritating if they touch the skin.
.*4
Handkerchief arc smaller in size now than
they have been, and finer qualities are oftener
seen.
A very pretty evening gown Of gray cloth
was made Princcsse, with the round, low neck
trimmed with full ruffle Of crisp Spanish lace.
The ruffie was very wide, reaching to the waist
in the middle of the front and hack, but it was
sloped off to be q little shorter at the sides.
Over the shoulders it was cut so that the full
pulled sleeves were not covered. The sleeves
reached to the elbow, where they were finished
with wide lace ruffies. The gown, with the
exception of the lace rufilss and r narrow ruftle
Of cloth around the hem of the skirt, was plain.
1t was fastened down the back. Many of the
evening gowns are made with a wide berthe, as
described, but instead Of cutting the rufiie or
catching it up On tho shoulders, it ia allowed
to hang over the arm; but the effect is not
graceful.
The National tribune., 1893-01-05
BY COL. HENRY IN&AN.

He women OF the Rev
dictionary War were
generous, spirited,
and devoted. They re-
signed their property
without a sigh, went
from house TO house
begging for the Cont
mental Army, embroid'
cred colors, distributed
arms and ammunition,
exhorting the men TO
use them like heroes.
Even the girls in many
instances pledged them
selves not to receive adj
dresses of lovers who
The National tribune., 1893-01-05

A pretty brown. cloth gown is shown in the
cut. The skirt is plain, except for wide
ruff1e of brown. and white silk around the bot
tom. The waist has an odd front made of the
silk gathered into the seam along one side and
finished in rufiie on the other. The dress is
made to fasten under the silk front, and then
the plaid piece is held in place with hooks and
The National tribune., 1893-01-05

THE NATIONAL TRIBUNE is the only
champion the soldiers hare among the great pa
pers Of the country. The best ray to help az
seteraas is by getting it more subscribers,
The National tribune., 1893-01-05

School bags are pretty and serviceable made
of gray corduroy with the initials embroidered
on one side with silk threads.
The National tribune., 1893-01-05

The great problem of the present day seems
to be to discover the exact nature and use of
our Christmas gifts.
The National tribune., 1893-01-05

Hot water bags, unless they have the cloth
finish, ought to be wrapped in flannel to make
them less irritating if they touch the skin.
The National tribune., 1893-01-05

Handkerchief arc smaller in size now than
they have been, and finer qualities are oftener
seen.