Grand Rapids herald. [volume] (Grand Rapids, Mich.) 1892-1959, 1893-02-05
CLARK AND BOWEN
Pacific Mutual Life Insurance
Co. Appoints Them
GENERAL MICHIGAN AGENTS
A co,,o.ny That Writes polscles On the
Lives Of Womsa on . Bass Eqasi
Win Msn-F2vossb.e Contract

MIN Mcn-E $~%@e~~
The month Of January OF each year
annually br4ngs many changes IA the
commercial world and these changes
ofumes hrsng good and sometimes III
fortune tothe people directly interested
Ea~rgy, push ani busness INT gfiiy
mxrts aud usually wins success aud
prosperity. Onr of the recent changes
whaa involves good fortune 10 local
firm has COME " Messrs Clark
kowcn, No. IS nousrnan building. |
These gentlemen for the past year nave
been the agents IN Michigan Tor the
Pacific Nulus. Life Insurance conf
pany of California. Tnis line has been
worked by them ia connection win
their otnsr business. but evidently WITH
more than ordinary success. Judging 10y |
the reward recently gwen them by the
comnany. Heretofore the states OF /
Micn.gsn, Illinois and Iowa have been /
worked from n general agency located /
81 Chicago. Win the new year eanie /
change N the general agency above |
{
of these men To nave Michigan cut OF
FROM the district To which II mad here !
tofose been attached and 10 have
4 general agency established at Grand
/ Rapids. Aessrs. Clark ~ Bowen then
are general sg~nts Tor their insurance
company Tor Michigan aud deai with
+ their company dfect. They do not
! have 10 divide their commissions with
any one.
la these DAYS of sharp competition .
general agencies Of n reputable insur-
snce company Is u Very difficult tning 10
gam possession Of. IL Is goal Tor
! gnich men often strive many long
| years and vet fan IN reaching. because
the place is already occupied by some
| other who IS equally worthy. Suca q
phase II never gwen TO men who
haven't the natural abilities and incli-
nations To make fiTst-class insurance
managers. Messrs. Clark Bowen,
devotng only part OF their time to
sue business during the past year.
wrote nearly 100000 OF life and $780,
600 of scciuent insurance. IL was thls
work ana the very prompt and efficient
mamie. OF handling their reI orts that
earned them the general agency Tor
the state.
4
70 the policy holders IN the Pacific
Mutual, AS hereafter indemnity CLAIMS
on account of accident Will be paid
from the Grand Rapids Office by the
general agents. TINS Will insure
prompt settlements and AVOID sll
necessary delay.
The Pacific Mutual Life Insurance
company i one of the most firm!y es-
tsbiished OF the Old line companies,
and It's statement OF resources and Ina
blliles Mil bear the closest scluteny.
one feature OF the California law.
under when the company IS organized,
l. of particular value TO all po.icy
! holders in that II makes their security
! aoubly secure. That law provides
. that each aud every stakeholder shall
. be personally liable to the policy holder
, | III double the face value OF the stock
ne owns. The contract which the COM
/ | pany writes has many new and favor
able points not TO be found IN the
, policies written by other companies.
il ~ we'll worth the careful considers-
ton OF every citizen who anticipates
taking out any new or additional iu-
eurAnce.
| The management OF the company 10
: safety progressive, AS Is evidenced by
1 ~
: surlng the lives of women on an equal
I basis with men. From one OF their re.
cent announcements the following ex.
! cerpt % taken and is self-explanatory
: womap's Department.
I The managers of the Pacific Mutual
!, Life Insurance company Of California
: announce that they have organized q
: special department for women, and
that hereafter the company will issut
> policies upon the lives of women with
: out charge of extra premium, as ha,
; been the custom heretofore.
> Women who are policy holders of the
e company Tor those hereafter becoming
! such will. with regard TO mortality, b,
5 classed by themselves. su1 the be.tel
10 determine the mortality loss or gam
4 the diyi.loD of surplus ldlvldendsj arts
= ing upon policies ct the ciass will b.
made hut once IN five years. As tns
statistics OF American life insurance
, companies, 80 far as they bear upon ths
a subject, snow female risks TO compare
y fav, rably with msle, 1t Is believed thai
x with the notifications adopted o.
J. herein set forth, n considerable proh
4 from excess of vitality will accrue ts
4 menlbe Of the woman's department.
n in adopting THIS new feature, the 10
i surance OF the lives If women. with
= out extra charge OF extra premium
+, the Pacific Mutual u taxing an sdyanc,
siep.the wisdom aud propriets OF whici
: = believed 10 be beyond question. bu
: the sacctss OF Which j. entirely de
pendent upon its reception by the sci
Tor whose especial benefit IL Is taken.
The managers OF tie company be
leve they are providing the mean
by winch long felt want can be met
4, and snat many women will gladly ava
themselves OF the favorable opportn
: nl;y thgs offered for procuring, upol
= the same terms az afforded the oppc
- ste -er. life or endowment insuTsne
A. for Their own benefit. or the beneil. o
- those dependent upon them.
Z An Old Hand at tho Bellows.