davidaulloa/AmericanStories huggingface dataset:
Union County courier. [volume] (Elk Point, Union County, D.T. [S.D.]) 187?-1913, 1893-03-10

Both the method and results when
Syrup of Figs is taken; it is pleasant
and refreshing to the taste, and acts
gently yet promptly on the Kidneys,
Liver and Bowels, cleanses the sys-
tenn ~effectually, dispels colds, head
aches and fevers and cures habitual
constipation. Syrup of Figs is the
only remedy of its kind ever pro-
duced, pleasing to the taste and &C.
ceptable to the stomach, prompt in
its action and truly beneficial in its
effects, prepared only from the most
healthy and agreeable substances, its
many excellent qualities commend it
to all and have made it the most
popular remedy known.
Syrup of Figs is for sale in SOC
and 81 bottles by all leading drug
gists. Any reliable druggist who
may not have it on hand will pro-
cure it promptly for any one who
wishes to try it. Do not accept any
substitute.
CALIFORNIA FIG SYRUP co.
SAN FRANCISCO, CAL.
LOUISVILLE. Ky. VIEW YoRk. NJ
Union County courier. [volume] (Elk Point, Union County, D.T. [S.D.]) 187?-1913, 1893-03-10

DovErAIL paving bricks are being
made in England.
Union County courier. [volume] (Elk Point, Union County, D.T. [S.D.]) 187?-1913, 1893-03-10
Tho Example OF Kansas.

Kansas has again given an exam
pie to the Republican party OF the
United States. When her freedom
loving population repulsed the efforts
OF shareholders to add another State
to the domain of human bondage
that heroic achievement inspired
every heart loyal to liberty for the
greater struggle which came but a
few years later. The Republicans Of
the Western commonwealth have
lately shown that they are not degen-
crate, and, happily without blood
shed, they have compelled anarchy
and usurpation to retreat before the
representatives of constitutional gov
ernment. 1t required no little cour-
age for the Republican House to
force its way into the hall from
which its members had uniawfully
been debarred. and to defy the
weapons Of violence with which law
less Populists attempted to bar the
entry. But courage and resolution
triumphed, and anarchy yielded to
order.
The enemies OF the Republican
party throughout the Nation are
quite as aggressive and INSCRIPTIONS
as the Populists OF Kansas, and they
imagine, or pretend to imagine, that
Republican principles have been de-
feated and the Republican ranks
broken, never again to be organized
for victory. Let Republicans every
where unite and push forward with
the resolution Of their Kansas
brethren, and their antagonists will
receive a rebuke before two years
have passed as thorough as that adj
ministered to the Kansas Populists.
New York Press,
Union County courier. [volume] (Elk Point, Union County, D.T. [S.D.]) 187?-1913, 1893-03-10
Forhoarance with Indians.

Our relations with the Indians located with
In our borders impose upon us responsibilities
we cannot escape. humanity anu consistency
require us to treat them with all fOrbearance,
and in our dealings with them to honestly and
considerably regard their rights and interests.
Every effort should be made to lead them,
through the paths OF civilization and education.
to s~elf-supporting and independent citizenship.
In the meantime. as the nations wards, they
should be promptly defended against the GU
pidtty OF designing men, and shielded from ey-
cry influence or temptation that retards their
advancement.
The people Of the United States have decreed
that on this day the control OF their govern
ment In its Legislative and executive branches
shall be given to a political party pledged In
the most positive terms to the lish-
ment OF tariff reform. They have thus deter
mined In favor OF q mora just and equitable
system of Federal taxation. The agents they
have chosen to carry ont their purposes are
bound by their promises NIT less than by the
of their masters to devote them
selves unremittingly to this service.
While there should be no surrender OF princt-
pie our task must he undertaken wisely and
without yindictiveness. Our mission is not
punishment, but the rectifcation OF wrongs.
II in lifting burdens from the daily life of our
people we reduce inordinate and unequal adj
V~antages too long enjoyed this is but q neces-
,ary incident of our return to light II injustice.
Union County courier. [volume] (Elk Point, Union County, D.T. [S.D.]) 187?-1913, 1893-03-10

OSE-FouRTH Of the land surface OF
the globe is occupied by English-speak-
ing people.
Union County courier. [volume] (Elk Point, Union County, D.T. [S.D.]) 187?-1913, 1893-03-10

cratic administration is no more than
proper punishment for having gone
to the war and helped to put down
the Democratic slave-labor rebellion.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
Notice of Chattel Mortgage Sale.

Default having been made in the condition
of chattel mortgage bearing date the
5th day of August 1899, executed and delivered
Wardcr. Bushnell s; Hlcssner Company
as mortgage, and filed in the office
OF the register of deeds of the county of
Cavalier and State of North Dakota. on the
l4th day of August 1880, ut o'clock a. m and
numbered; Wherein default has been made as
follows to-wit; the non-paymentcf the said debt
after maturity and after demand. The
win interest a: S and IL per cent per annum from
the list day of August 1890. due Sl5.OO the LIST
day Of November 1890. 5000 due the LIST day of
November, 1891 and 5000 due the LIST day of
November, 1893, OF which amount the sum of
$50 .S9 is claimed to be due at the date hereof
by reason Of said default.
Notice is hereby given, that by virtue of said
default and the power of sale contained in said
mortgage. and by order Of The Warder Bush
nell " Glessner Company the present
owner of said mortgage. will sell the
following chattels described in said mortgage,
to-wit:
About 315 bushels of barley; about SO bushels
of oats; about 80 bushels of old wheat. being
part of the property SO mortgaged ut public
auction. for cash. at the front door of the
court house in Langdon, Cavalier county,
state OF North Dakota, Mt the hour of o clock
p. m. on Saturday the 18th day of March
1888. from the proceeds of which sale shall be
paid: First, the costs and expenses of said
mortgage sale; Second, the debt Aforesaid with
interest thereon at the date of sole; Third, the
balance. II any there be, to the owner of the
mortgaged property.
Dated Langdon, N. ID. March z, 1893.
FRANK HoDGINs Agent.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
Notice of Chattel Mortgage Sale.

Default having been made in the condition of
q chatt mortgage bearing date the 3Sth day of
March JS!2, executed and delivered by Edmund
A. McCay rs mOrtgagor. to NJ. d. O'Brien as
mortgage and filed i'll the office of The register of
deeds of the county of Cavalier and State of
North Dakota on the Both day CT March 1892. Mt
S O'Clock p. m, and numbered 2G234; Wherein
default has been made rs follows, to wit: BY
non-puyment when due. The debt secured by
snd mortgage is S0lT00 with interest ut 10 per
cent per nnnum from the 2Sth day of March 1872
due Dec. LIST 1892 OF which am unit the sum OF
Sl06l SO is claimed to be due a! the date hereof by
reason Of said default.
Notice is hereby given. that by virtue of said
def4ul! and the power of sale contained in said
mortgage and by order of NJ. ID. O'Bricn the pre-
sent own of SAT- mortgage, will sell the fol
lowing chattcls, described in s&id mortgage to-
wit: grey horse years old weight about IGO0ib;
One bay horse years old weight about lG1oih;
One red roam horse years old weight l:}O0ib;
Ore dark grey horse years old weight l2G5ib,
and two sets double harness complete, One yoke
oxen years old, one white and red spotted yoke
oxen years old one grey COW 10 years old, one
rcd COW years old and the increase of said COWS.
About 1000 bushels wheat, at public auction, for
cash, nj the front door of the Couri house in
Lnng''on Cavalier county and State OF North Da-
kota at the hour of > O'Clock p. m, on Saturday
the 18th day of March 1893 from the proceeds of
which sale shall be paid: First, the costs and
expenses of said mortgage sale; Second. the debt
aforesaid, with interest thereon AT the date of
sale: Third. the balance if any there be, to the
owner of the mortgaged property.
NJ. D. O'BEIEN. Owner.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
An Old English Church.

Old Southwold church, in Eng
land, known Us St. Edmund's. is
as perfect piece of fifteenth CEN
fury architecture as any lover of the
art can desire. The entire length is
just a. feet, the width ffty-six feet
The tower, strong and stately, is 100
feet high. The four-centered or Tudor
arch is the characteristic of the WI l.
dows. The aisles inside and the wallis
outside, with their systematic pans%
ing of flint. are both beautiful, whH
the screen of carved oak wood, VIII i
its exquisitely fretted spires and elaBS-
rately painted panels aud the carved
and painted roof, all tell of period of
long forgotten opulence, when South
void was filed with q large popula-
ton full of enterprise and connected
by commercial relat ions with France
and Flanders.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16

WHEREAS default has been made IN the condi-
tons OF IL mort gage con aiming power ni snie.
dated AuHust'ru. A. d. 1887. and duly recorded in
county, then in Dakota Territory, now in STATE
Of North Dakota, Auru.t 10Th, a. b. l>>7, at -
o'clock p. NJ. in book OF mortgages. pages 80
whereby Ernest Wnlper and Mary Nalp"r. ths
wife), mOrtG.;"enrs. mOrtgnged to ID. 5. Is. John.
Rton Land Mortgage Company IL corporation
duly orgnn izrd and eXstn:: uaier the laws OF the
State OF Minnesota, mor'E ngcr. the eaat-hnlf,
of southwest quarter tel. ni Rw " aud ltts
three 80 and four a. o! Section thirty (:!O. in
township one hundred AID .iXty-iwo t;1!l. Of
rnn-e sixty 'fOl. containing III. acres. more or
less according To he gov riiicnt snrv"y reO!,
in Cavalier County, thea in DIEorn Territory. nov
in state OF North Dakota by which default said
power OF sale has become operative and no pro-
:ren- Oruction at law has been instituted &c re-
cover the debt rrmai!;n': secured thereby or any
rnri thereof, and there i, claimed to be durnnG is
due on said mort gage at the dnte hereof sal u.
Now. notice is hereby given. that by virtue OF
said power said mortgage will he forer!osesi and
sad premises sold public auction by the sheriff
IF sai.i "unn:y or his deputy. by statut"prnvid
ed May 18th, \. D. 1AJ3. at ! O'Clock in Thu. utter
Eou!i. ~ 'lrf:un door u the Office OF the register
of drr'ls for said county Mt Lnn.sd0n. in suid
county. TO pay said debt. in terest. and attorneys
lee OF S2,.Go. stipulated in eaid mortgage,
md he disbursements allowed by law.
D.S. Il. Johnston LAND MORTGAGE Co. Mortgagee
HERMAN WINI::EI:l.. Attorney for Mort ga2ee.
Dat"d March Il. lo.3 Valley City, n. OAK.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
Notice Of Mortgage Sale.

Default having been made in the payment of
the sum of Three lSnndrrd Forty-nne Dollars,
which is claimed to be due at the date
of this no'lce uron ,crtain mcrgngr. dull exc
cutcd and delivered by Alexander McCrca a
single nan mortcagrr TO The Dakotn T. Eastern
Nor gage Company sa"rtgaEce bearing late the
10Th day of November \. d. 1887, and dn y record
ed in the Office of the Register of Deeds in and
for the county Of Cava' e: aud Territory of Dako-
IL now State of North Dakota, on the 9TH day of
December A. d. lSS1.at 2:!5 o'clock p. m, i'll
book of mortgages, ~ page :fM).
The aid mortgage was duly assigned by al in
Strumcnt in writing to rranccS II. Gaylord. dated
October 18th. !SsS and rm rird in he Reg s,cr of
Deeds Office. OF the County cf Cnva icr and Terri
tory of Dakota. now ate of Moth Dakoln,. on
October sh, 1850, at nine O'Clock Il. M,
and no action or procse;l ,nS at law or other
wise having been instituted to recover the debt
secured by said Mortgage OF any part thc.eot
Now Therefore Notices. hereby given. thatby
vir.uc of Il power of sal" contained in said Mort
made and provided the said Mortgage will be
fOrccl Sed. and the premises described III and
covered Ivy said Mortgage, VIZ: The north enst
quarter dissection numbC- twelve in Township
conta II nG one hnnd cd Sky acres i'll Cavalier
county and Sa:cot North D,k'ia with the here
dnmcnts md arpuIt nrn"cs, Will be SOLD at
public auction to the III .:!c' b. oder for GOSH to
pHy said debt and ntcrcs and the taxes. if any,
IN said premises. and h,y collars attorneys fee
as stipulated in and by said NJ rt.agc II case of
law: which sale will be made by the Sheriff Of
said Cavalier County at the front dour o.; the
court house i'll the fitT Of LHngdon i'll said
County and state, 0n the 18th day OF April
redemption n, any time within one year from the
day of sale as provide by law.
Dated Devils Lake Oak February 2s,h 1893.
FRANCES II. GAYLORD,
Assignee OF Mortgage.
0. WHIppLE, Attorney for Assignee.
Devils Lake n Oak. 29-35
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
Cholerine in Pennsylvania.

Swickly, Penn: We had an epidem-
ic of cholerine, us our physicians called
it, in this place lately and l made a
hit with Chamberlain Collie, Cholera
and Diarrhpa Remedy. | sold four
dozen bottles of it in one week and
have since sold nearly a gross This
Remedy did the work and was Il big
advertisement for me. Several per-
sons who had been troubled with diar-
rhna for two or three weeks were
cured 10y a few doses of this medicine.
p. T.. KNAPP, PHI. G.
25 and so cent bottles for sale by
Nick McGruer.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
Notice of Mortgage Sale.

Default having been made in the payment of
the sum of Three hundred Eighty-tour dollars
which is claimed TO be Que at me Gae OF tnis
and delivered by William simmons and
Lucy l. Simmons, his wife. Mortgagors,
to The Dakota 4 Eastern Mortgage Com
nany Mortgages. bearing date the ~ day Of Nov
ember A. b, 1887. and duly recorded In the Of
flee of the Reg ster of Deeds in and for the county
OF Cavalier and Territory of Dakota now State Of
North Dakota on theath aaS OF pecSpeT a. y.
The he's said mortgage was duly assigned byan in:
strumcnt in wiring to c. Willard perrinc' dnted
Deeds Office. Ct the County Of Cavalier and
Territory Of Dakota. now State OF North Dakota
on October 10th, 1883 at nine o'clock Il. m,
otherwise having been instituted to recover the
debt secured by said Mortgage, or any part there
Now Therefore. Notice II hereby given, that
by virtue of a power of sale contained in said
Mortgage and pursuant TO the statute III sueh
covered by said Mortgage. w: The east half
of The south east quarter Of St Gion NUM-
Der nineteen and the west , half Mt,.o, o., Of
in township one hundred sixty n"r,h of range
fiity-nine west, containing ore hundred
sixty acres, in Cavalier county and state OF North
Dakota with me Entertainments an' appurtcn-
ances. will be sold at public anct" TO the high
est bidder for'cnsl. to pay snid de't and interest
and The taxes if any, on SAID premises, and fifty
dollars attorneys fee, stipulatcd and by said
MGR gagcin case of foreclosure, and the disburse-
mcnts allowed by law; which sale will be made
by the sheriff OF said Cavalier county. at the
trent door ofthc Court house in this City Of Lang
don III said Coulr+y and State. on the 18th day Of
April. A. ID. 1873, nj two O'Clock Il. M, of that
di, subject to redemption at any ime within one
year from lhc day of sale as provided by law:
Dated Devils Lake n. Oak. February 2Sth.
1893.
G.. WILLARD IfRRINE.
Ass gnce GE Mortgage
A. 0. WnIprLE. Attorney for Assignee.
Devils Lake. y. Hak .i-l5.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
Notice of Mortgage Sale.

Default having been made in the payment of
the sum OF -Four Hundred Fihy-six dollars.
VIII Oh is claimed t. be due at The date Of this
not ce upon Il certain mortgage duly executed
and delivered by Thomas Conroy, unmarried.
mortgagor. to The Dakota and Eastern Mortgage
Company, mortgage. bearing dn' the ;1S' day of
Office Of the Register Of Deeds. in and for the
County Of Cavalier Territory Of North Dakota.
and now Stare of North Dakota. on the 18th day
IF January. A. d. 1888, at ::l5 o'clock D. M. in
Book II of Mortgages. on page 5G}.
The 81 d mortgage WIS duly assigned by an in
strument in writing to c. Willard Perrine,
Register ct Deeds oilire, Of the County of Cava-
licr and Territory Of Dakota now State of North
Dakota on October 18th. 1888. at 0 o'clock H. M,
in Book Nos Of Mortgages, ut mge 56s, and no
actiOn or proceeding at law or otherwise having
| been Instituted to recover the debt secured by
| said mortgage or any part thereof;
Now therefore, Notice is hereby given. That by
virtue of power OF sale contained in said mort
| gage and pursuant 10 the statute in such case
made and provided, the said mortgage will be
| torccloscd, and the premises described in and
cOVere by S' q mortgage, viz: The southwest
| quarter of the southwest quarter aud lot num-
Der four of section number twenty seven and the
southeast quarter Of the southeast quarter and
| lot number one of section number twenty eight
| all in township one hundred sixty four north of
range flfty-nlne west containing one hundred
sixty and ghty one hundredths acres, in Cava-
| licr county and State of North Dakota with The
| hercditamenls and arpur:enanoes will Ire sold
| at public auction to the highest bidder for cash,
| to pay said debt anu interest and The taxes if
any OH said premises and Fifty dollars artor-
nev's fee rs stipulated in and By said mortgage
| in case of foreclosure and the disbursements al
| lowed by law, which sale will;be made by the
Sheriff Of said Cavalier county, Mt the front door
| Of the Court House. i'll the City of Langdon. in
said County and stnte, on the 18th day of April,
A. d., 1893 al o'clock p. m. Of that day. sub
jet to redemption at any line within one year
from the day of sale as provided by law.
Dated, Devils Lake, n. Dall.. February 2sth,
1898.
G. WILLARD PERRIxE.
Assignee of Mortgage.
a. O. WHIPPLE, Attorney for Assignee.
29-35 Devils Lake n. D.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
y, S, Luud Office

U. S. I.und Office
Grand Forks, N. D.. March 4. 1893
Complaint having been entered at this office by
Robert Wilson against the heirs Of John Por-
ter deceased, for failure to comply with laws
as to Timber Culture Entry No. 1000. dated
October Both. 1889. upon the swI section II,
township 163, range SO W. in Cavalier county,
n OAK, with view to tn cancellation of said
entry. contestant alleging that the heirs of
John Porter, deceased, have failed to COM
ply with the requirements of the timber Gull
tnre law. in that they have failed to break 10
acres and have not planted or caused to be
planted, any trees. tree seeds. or cuttings on
said land, and ut the present time there are no
trees, tree seeds or cuttings growing thereon
the said parties are hereby. summoned to ap-
pear at this Office on the 5th day of May. 1883
timony concerning said alleged failure. les
timony will be taken before H. e. Dorval,
County Judge for Cavalier county, N. Oak.
at Langdon, on the 29th day of April 1888 at
ten O'Clock a. IN.
1924 JAS, ELTON, Register
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
The Sacred Ell ephant,

An uncommonly striking ornam ent
now on exhibition in the window of a
famous jeweler is the tusk of sacred
elephant from the East The tusk,
six feet long, is one of the finest and
straightest ever brought to this
country, and it was valued before
mounting at $3.50 A deal of time and
expense have been placed upon the
metal work of the mounting, and the
whole design is thoroughly East In
dian. The tusk itself has only been
polished, so that its natural character
istics remain, and even the marks of
the oriental custom house, through
which it came. have not been removed.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
TIME TABLE,
W. DI Z EVOONt
Probate Notice.
STATE OF NORTH DAKOTA, |

STATE OF NORTH DAKOTA,
County of Cavalier. { In County Court.
In the matter of the estute Of William Nc
Knight deceased
Pursuant to an order of said Court. made on
tho Bird day Of March A, D. 1898. notice is here
by given that Monday the 9th day of March
the Court Room of said Court at the County
Court House in the City of Langdon, in the
said County of Cavalier, have been appointed
place for hearinglthe petition of .Abingail Nc
knight for the issuance to her of letters of
administration of the estate OF William Nc
Knight late of the city of Iangdons in the
Dakota, deceased. when and where any per-
son interested in suid estate may appear and
contest the same.
Dated March Bird A. d. 1893
W. r. KESSLER. II. Il. DORvAL.
1892 Attorney. Judge OF Co, Court,
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
Y. S. Land Office.

U. S. Land Office.
Grand Forks. n. D.. Fcb'y 10, 1895.
Notice is hereby given that the following named
settler has filed notice of his intention make final
Swear proof in support of his claim. and that said
proof will be made before the clerk of District
Court OF Cavalier county, N. D., ut Langdon, N.
D.: on March ssh 1893. viz:
WILLIAM STRERUS,
for the e1I ne4 and lots and :. sec. T. twp 161 II,
X 60.
He names the following witnesses to prove his
continuous residence upon, and cultivation of,
said land, viz:
Ernest Walper. John Block, Memo Liebler,
George A. Williams all of Langdon p. o. Cava.
lier county, ND.
27-32 JAS. ELTON Register.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
U. E. Land Office.

U. E. Land Office,
Grand Forks, n. d., Feb 49, 1898.
Notice is herebygiven that the follow ing named
settler has filed notice of her intention 10 make
final proof IN support of her claim and
that said proof VIII be made before the Clerk
District Court Cavalier Co.. N. b.. at Langdon,
on April 9th, 1899. viz:
ELIZABETH PERRY
sole heiress of Sylvester Perry deceased, for the
SEX nwA. eR sw14 and swll seq, See Twp 160
II, Range 60 W.
She names the following witnesses to prove his
continuous residence upon, aid cultivation Of,
said land. viz:
joseph IIaapy. Patrick Heating, Na,ha.iel
Woodiwiss. William Keenan,. all of Langdoa P
o., Cavalier county. n. Oak.
4.:4 JAS. Elton, Register.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16

Z. S. Lard Office,
Grand Forks. N. D., Feb. 81. 1893.
Notice, is hereby given that the following
named settler has fled notice of his intention
to make final PROOF in support of his CLAIM, and
that sad proof will he made before the Judge
ex-ofhcfe clerk of the county court Of Cavalier
County, at Langdon, N. D.. on April 18th.
1888, viz:
JOHN HAMILTON H. E No. $685.
for tie swlA sec. II Twp l6l II X. COW.
He names the following witnesses to prove
his continuous residence upon, and cultivation
of. said land; viz:
Fdward J. Fox. Robert Benird. James DeRuyg,
Barnard kestfng, all OF Langdon P. o. Cavalier
County N. ID.
2ssa JAS. ELTON. Register.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-03-16
Commissioner
STATE OF NORTH DAKOTA.
Office Of Commit SSiOner Of Insurance.

STATE OF NORTH DAKOTA,
Office of Comm ssioner of Insurance.
COMPANY'S CERTIFICATE OF AUTHORITY.
Whereas The Hanover Fire Insurance Company
of New York CITY. a corporation organ zed under
The laws of the Stale of New Yor*. has filed in
tn S office sworn statement exhibiting its con-
dition and business for the year ending Deccm-
Der }ls,. 1892. conformable to the requirements
of the laws of this State regulating the business
of Insurance: and,
Whereas, The said company has filed
in this Office a duly certified copy
of It's charter, wi ccticate of organiza-
ton, in compliance with the require
ment of The insurance laws aforesaid.
Now thceefIre. l, James Cudhe, Commissioner
of Insurance of the State of North Dakota, pur-
suant 10 the provisions of said laws. do hereby
certify that the above named company is FIJI!
cmpowed through its authorized agents, to trail
sact its appropriate business Of Fire Insurance in
this State, according to the laws thereof, until
thc:1st day OF December. \. d.. 1893.
In testimony whereof have hereunto set my
hand and seal at Bismarck, this Goth day OF
January. A. d., 1893.
JAMES CUDHIE,
[sEAL1 Commissioner Of Insurance