The times. [volume] (Richmond, Va.) 1890-1903, 1893-12-17
CONFIDENCE RESTORED.
A Few Facts Concerning a Richmond En-
terprlse.

The recent restless feeling Of Insecurity
which has peryaded the entire country
has produced a profound impression upon
those people who labor constantly in the
fields Of daily trade, and whose sheet
anchor must always be found in the
conscious fact that they possess refuge
I'm their own home. free from the storms
Of monetary disquetude and absolute IN
its assurance of freedom from financial
wrecks.
The man whose home IS his own is safe
Nv sheltered in times OF business unrest,
bur the man who neglects TO provide
against emergencies willingly surrenders
himself 10 the prccariOus bunetlnS OF the
natural tides OF adversely when sooner
or later begin their flow against the thou-
sands of honest men who toll along ule
lowlands OF prosperity, whose chahhelS
either enrich or inundate like the pulse
Of the Persian sea
Only I'm the association Of united EFFORT
OF men is the greatest good aceoihphshe1
for the men whose revenues leave only
modicum for investment after their con-
slant needs are supplied. The CONNER
cial Building and Loan Association whose
home Office is in this city, and whose Well
appointed branches are now scattereu over
sixty thriving towns. has done more Tor
the popular investment than any other IN
stitution Of its kind in this section OF the
country.
The unquestioned advantage OF TINS as
ISOLATION over the local assoclauohs ia
rapidly-growing towns, Is that II suppIeS
the quicker wants Of rev conditions from
the large accommodations Of the investors
whose money is intrusted to this conser-
vative association, and from the tunds dc-
cru.ng in older towns where loans are
less frequently demanded.
The customary savings-bank IS COM
pletely outclassed as a matter OF invest
ment and security, for this association
presents the following absolute adYah-
tages.
ID 1t provides Fixed or stated periods for
the payment Of morey.
e. Deposits become Immediately pro-
ductive.
81 Each shareholder has an equal voice
in the MANAGEMENT Of its affairs.
4) II PAYS a greater rate OF interest.
a. II assists the shareholders TO build
or purchase homes.
o. IL has no preferred shareholuers'
a. The profits are apportioned equally
among all its shareholders.
Aside from the invaluable benefits 10
the saving toilers who want nome
there is a feature OF investment for the
capitalists Of the country In which tne
advantages OF the IdAA-tP N"f'N-
upon which a dividend Of per cent. Is
paid annually.
The association issues special certihcates
for stock fully paid up Paid-up stock IS
sold at 800 per share in advance 20 Stock
holders who desire 10 make all their pay
ments az one time. and thereby save
themselves the trouble OF making pay
ments from month TO month. 10 stocA-
holders investing this way dividend Oh
per cent. per annum, payable semi-an-
annually out of the net profits, VIII be palu
on the price Of the stock. stockholders
may withdraw their stock and receive the
full amount paid therefor at any time
after twelve months. upon thirty DAYS
notice.
The Commercial Building and Loan As
ISOLATION has become recognized insu-
tuition. and stands for all that Is solvent
conservative. and solid, and investments
made by II are as sure as reliaoiity
itself and the association has taken It's
place among the prominent business en-
terprises OF the South.