davidaulloa/AmericanStories huggingface dataset:
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15
The New York CIearlng House Syst.

The New York Clearing House System.
The wide discussion of the financial sit
uation, and the issue of clearing house
certificates, have aroused so much curiosi-
ty about the system on which the associat-
ed banks of New York do tremendous
amount of business on a minimum expend-
iture of time and trouble that the follow
ing explanation of clearing house methods
will be read with interest:
"The clearing house has "a members.
and there are in this city and its neighbor-
hood S3 other banks and trust companies
which clear through members of the asso-
citation. The business of each of these is
handled by its clearing agent. Each mem
Der in making its settlements daily deals
directly with the clearing house. The
clerk of bank A, for instance, goes to the
clearing house in the morning with pack
ages of checks for perhaps every other
bank in the association. He may find the
clerks of all the other banks waiting with
packages for him. There is a grand ex-
change, and each clerk receives the checks
for which his bank is responsible. So
bank A, which perhaps has delivered SO
packages of checks and received as many
in return, finds that it is called upon to pay
out, say, $500, 900, while it is entitled to
receive $5, 100000. That is, it is a debtor
to the extent of 100000, and by paying
up that sum to the clearing house it
squares its accounts for the day. BY
80 p. NJ. it makes its payments. The
other debtor banks have done the same,
and the clearing house proceeds to pay off
the creditor banks. 1t disburses Just what
it receives. II any bank finds that in the
mornings exchanges it has received bad
checks, it sends them back before o'clock
to the banks from which they came. So
we'll does the clearing system work that
the cash balances average only about per
cent of the total cearings.
"Clearing house certificates are used
simply in making settlements between the
banks. They are issued on collateral ap-
proved by the loan committees up to 70
per cent of the value of the securities.
They bear 6 per cent interest, charged
against the bank taking them out, and
payable to the bank which receives them
in settlement of a balance"
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

Life insurance companies are becoming
the holders of enormous masses of capital.
Statistics made public at the recent meet
ing of the national association of life un-
derwriters show that the companies, taking
no account of assessment corporations and
societies, hold assets to the value of $780,
100000, that they receive from policy
holders about $175, 100000 a year, that
their gross income is nearly $4,000, 600
annually, and that they pay about $780,
100000 annually to the insured in the
form of death losses, surrenders and divi-
dends.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

The whole country sends congratulations
to the White House this week, and there
is not bit of politics in the goodwill and
good wishes. A daughter was born to
President and Mrs. Cleveland at noon last
Saturday, and the good, though stereotyp-
ed, news comes that "both mother and
child are doing WELL" This is the first
child ever born to a president in the
White House. Several children have been
born there, but they were to relatives, or
to families of secretaries.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

The superb steamship Campania, which
arrived in Queenstown from New York
Friday, broke her own record by knocking
nearly three hours off the best time hith-
erto recorded for an eastward voyage. The
actual time was 5 days, IA hours and So
minutes. The new Cunard steamer Lu-
cania, which arrived at New York Satur-
day night, broke all maiden records, her
time being 3 days, Is hours and 81 min
utes. The five-day passage is certainly
within the range of possibility.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

The tory House of Lords piled up ma
jority of almost 400 against the home rule
bill last Friday night-the vote standing
419 to Al. In this action the Lords, by
the exercise of traditional and heredita-
ry right, have defied and overridden the
will of the people as expressed at the polls,
and while home rule is dead for the time
being, it is live issue to which, in the end,
even the House of Lords will be compelled
to pay decent respect.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

Since November l of last year 154 ma
tional banks have suspended but, of this
number "a have resumed business. Only
one has gone into involuntary liquidation,
So are in the hands of receivers, and Al
ers. The examiners have found in a ma
jority of cases that the banks have been
well managed and could have withstood
any ordinary attack. 1t is also a signif-
cant and gratifying fact that but very
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

The pleasing report comes from Wash
ington that the Senate steering commit
tee have decided to bring the silver ques-
tion to vote in that body lat an early
date" but it is not reassuring to learn
that their plan contemplates 10 or 15 more
days of never-ending debate" which
means delay up to the very end of this
month at least. Once more it seems in Or
der to remark that it is time for the Sen
ate to ''get gait on"
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

Lost, strayed or stolen-the phrase, "a
renewed era of prosperity" which appeared
in the Montpelier Argus every time a busi-
ness failure was announced under the Re-
publican administration. Possibly the
phrase went into innocuous desuetude a
few months ago from fear of overwork.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15
NOTICE.

THE taxpayers of Guilford are hereby notified
i that have in my hands for collection the
taxes: town tax of 125 per cent a
highway tax of 25 per cent, state school tax of
13 per cent, state tax of 10 per cent a county
tax of per cent district school tax of 20 per
cent, making 1896 cents for the year. Ninety days
from the first day of September are given by
law for the payment of the same TO the Treas
urer: discount of four per cent will be allowed
on the town tax if paid within that time.
w. w. BARNEY, Treas.
Guilford, Sept /, 1898.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15
HAWLEY
September IS.

Both Miss Hanrahan and
mOself have been in the New
York market this week select
ing such novelties as seemed
most desirable to us in Fall
and Winter dress fabrics, and
in ladies', misses and chill
dren's outside carmen is.
Some of the goods will be
open and ready to show to-
morrow ; others will be here
soon and every department
will be in attractive shape for
Fall trade.
New prints.
New ginghams.
New cretonnes.
New underwear.
New linens.
New hannels.
New shawlS.
New blankets.
New comfortables.
New tides and pillow
shams.
New velvets and dress
trimmings.
New ribbons.
New small wares.
". /. HAWLEY.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15
nOmmIsnIONRRs, NOTICE,

ESTATE OF WILLIAM ROBINSON.
The undersigned having been appointed by the
Honorable Probate Court for the District of Marl-
boro, Commissioners to receive, examine and
adjust ali claims and demands of all persons
against the estate of William Robinson, late of
Dummerston. in said district, deceased, and all
claims exhibited in offset thereto, hereby give no.
the dwelling house of deceased On the 18th day Of
October and the 23d day OF February, next. from
O'Clock p, until O'Clock P. NJ, each Of
said DAYS and that six months from the 29th
day of August, A. D. 1893, is the time limited by
said court for said creditors to present their
claims to us for examination and allowance.
Dated at Dummerston this 18th day of Sep
tembeT 1898.
JAMES Il. SARGENT, Commissioners.
LEWIS II. LNNDE,
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15
1t Was High Time They Did.

IFrom the Washington D. O., PostI
An Iowa man claims to have seen a
snake 40 feet long, ten inches in diameter,
and sufficiently strong to lift 200 pound
hog from the ground. Undoubtedly it
was this story that induced the Prohibi-
tiOnists to place ticket in the field.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

INTATE OF VEHMONI, WeStmInSter, 81
= BY the Probate Court for said District
To all persons interested in the estate of AU-
RELIUS HOWE, late of jamaica in said District,
deceased, Greeting,
You are hereby notified that this court will de
eide upon the allowance of the account of Chas.
Robbins Administrator upon the estate of said
deceased and decree distribution thereof to the
persons entitled thereto, at the session thereof to
be held at the inn of Thomas Evans in Towns
hend on the fourth day of October, A. d. 1893,
when and where you may be heard in the prem
ises If you see cause.
AZ ZINA II, ALI.BEE, Register
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

The number of failures in this country
last week was 323, against 3S5 and 430 for
the two weeks preceding. While the fail
ure of large mortgage company swelled
the aggregate, the average of other failures
was lower than usual, 262 being for less
than 5000, and only four exceeding $780,
600
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

CTATH OF ' HHMUNI, Westmlnster, SS
= The Probate Court for said District.
To all persons interested in the estate of
OSMORE HOWE, late of Jamaica, in said
District, deceased. Greeting.
You are hereby notified that this court will
decide upon the allowance of the account Of Chas
Robbins, administrator upon said estate and
decree distribution thereof to the persons entitled
at the session thereof TO be held at the inn of
Thomas Evans in TowDshend on the fourth day
of October, A. D. 1898, when and where you
NAV be heard in the premises, If you see cause.
81 ZINA II. ALLBEE. Register
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15
legal Notices.

CTATE OF VERMONT, Westminster, IS.
- By the Probate Court for said District
To all persons interested in the estate of EU-
NICE W. FELTON,, late of Jamaica, in said dis
trict deceased, Greeting.
You are hereby notified that this court will de-
eide upon the allowance of the account of Henry
A. Mclean, administrator upon said estate, and
decree distribution thereof to the persons entitled
at the session thereof to be held at the inn of
Thomas Evans in Townshend, on the fourth day
of October, A. d. 1S93 when and where you may
be heard in the premises If you see cause.
81 ZINA II. ALLBEE, Reg ister.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15
LeveI-Headed old Lady.

From the San Francisco Examiner
Queen Victoria is rated at $4,000, 900
exclusive of landed interests. This show
ing demonstrates the value of economy
and the wisdom of sticking to a good job.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

Sufferers from dyspepsia have only themselves
10 blame if they fail 10 test the wonderful cura.
tive qualities of Ayers Sarsaparilla In purify.
ing the blood this medicine strengthens every
organ Of the body and even the most abused
stomach is soon restored 10 healthy action
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

few banks that have gone into the hands
of receivers had been looted by their Off
GERS.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

To gain strength-Hood'sS Sarsaparilla.
For steady nerves-Hood's Sarsaparilla.
For pure bloOd-Hood's Sarsaparilla.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15

CALLING CARDS.
The Phoenix Job Printing Office
makes a speciality of this class of
work.
We use the famous papers and
cardboards made by the Cranes at
Dalton, Mass, with "Hurd's name
on the box" which is a guarantee
that the quality is the best.
For Scripts we have the latest
and daintiest styles.
We also take orders for engraved
work, which we can fill at short
notice, This is done for us by a
Philadelphia house, famous for its
fine work.
We would be glad to show
samples Of both printed and en-
graved work, and quote prices,
which we guarantee to be lower
than can be obtained elsewhere in
this section, quality of work con-
sidered.
Mail orders solicited and samples
cheerfully sent.
E. L. HILDRETH & co.
Vermont phÅ“nix. [volume] (Brattleboro, Vt.) 1834-1955, 1893-09-15
VOL. Tx.
THE VERMONT PHOENIX.
rsltsHrD EVERY FRIDAY AT BRATTLEBoRo, VT, BY
o. L. FREN NCH.

TERMS: S1.bOperyearinad advance, If notpaid
within the year, $500.
RATES OF oFADvERTIsINGfurnish on application,
Births Deaths and Marriages published free;
Obituary Notices, Cards of Thanks etc. as cents
ner inch of 12 lines or less.
'IEntered at the eBrattleboroP PostO Oftice assecond
ass mai matter.
Daily Texarkana Democrat., 1893-06-06
7 oFFERi

13 lots, one block from State line, be-
tween 9th and 10th streets, at prices rang
ing from $50 to S135; $40 cash and IS per
month, with interest thereafter at 10 per
cent, on deferred payments.
A No. corner lot on 9th and Locust
streets, at S275 cash; size of lot 55X140 feet.
Two lots at the intersection of Rondo
and Grand avenues at $3.50; $50 cash, bal
ance in one, two and three years, with in
terest at 10 per cent; size of lots 45x140 it..
Job lot on Pennsylvania avenue or 18th
streets lots for 800; 800 cash, balance
in one two and three years, with interest
at 10 per cent
The handsome plat of ground on the
left as you cross the Iron Mountain Ry.
on Rondo street, between three and four
acres, at $1,000; 5000 cash, balance on
time, with s per cent. on deferred pay
ments.
Whenever | have vacant house for
rent you will find it in this column.
w. G. COOK.
Daily Texarkana Democrat., 1893-06-06
SWitehmen's Picnic.

The coming event of the season, to
be held at Pleasant Lake, along the
line of the Texarkana & Fort Smith
railroad, on July 4th-the great ma
tional holiday. Amusements and re-
freshments of every possible kind will
be provided on the grounds. Music
by Brower's famous band during the
day, and excellent orchestral music
for dancing in the evening. Trains
will be run between the city and pic
mic grounds at appropriate hours day
and night. Everybody invited to at
tend. Don't fail to come out and
bring your families for a day OF rest
and pleasure. Tickets at the reasona-
BILE rate of 25 and 80 cents for the
round trip, for children and adults,
respectively, can be had at Lightfoot
& Owsley's and the City Drug
Stores, o-ltt
Daily Texarkana Democrat., 1893-06-06
Billiards. Snow Liniment.

This wonderful Liniment is known
from the Atlantic to the Pacific, and
from the Lakes to the Cult. 1t is the
most penetrating Liniment in the
world. 1t will cure rheumatism, neu-
ralgia, cuts, sprains, bruises, wounds,
old sores, burns, sciatica, sore throat,
sore chest and all inflammation, after
all others have failed. 1t will cure
barbed wire cuts, and heal all wounds
where proud flesh has set in. 1t is
equally efficient for animals. Try it
and you will not be without it. Price
80 cents. Sold by Smith Drug Co. 8
Daily Texarkana Democrat., 1893-06-06
Called Meeting.

A meeting of the people of Texar-
kama and vicinity is hereby called to
meet at the Court House in Texar-
kama, Arkansas, Wednesday, June 9TH,
1898, at 10 o'clock a. M, for the pur-
pose of raising funds to aid those who
have been made destitute by recent
cyclone near Hope, Ark.
1t is estimated that about two
thousand people were rendered utter
ly destitute by reason of said cyclone,
and have no means OF subsistence.
A call has been made upon our peo-
pie for help and hope all who are
able will contribute literally and that
they will attend the meeting above
called. W. H. ARNOLD,
Mayor of Texarkana, Ark.
June 9th, 1898.
Daily Texarkana Democrat., 1893-06-06
For Over Fifty Years.

AN OLD AND WELr-TRIED REM.
EDY.-Mrs. Winslow's Soothing Syrup
has been used for over fifty years by
millions of mothers for their children
while teothing, with perfect success.
II soothes the child, softens the gums,
allays all pain, cures wind collie, and
is the best remedy for diarrhea. 1t is
pleasant to the taste, Sold by drug
gists in every part Of the world.
Twenty-Five cents bottle. It's value
is incalculable. BE sure and ask for
Mrs. Winslow's Soothing Syrup, and
take no other kind. 6 3 93 1y
Daily Texarkana Democrat., 1893-06-06
The United States Blue Book

Is register OF all Federal offices ana
employments in each State and Terri
tory, the District Of Columbia and
abroad, with their salaries, emoluments
and duties; shows who is eligible for
appointment, questions asked at ex-
aminations, how to make ali applica-
tion and how to push ii to success,
and gives besides vast amount Of
important and valuable information
relative to Government positions
never before published.
Book, published by j. III. Soule, is
handsomely bound in cloth. Price
75c,, sent postpaid to any address, on
receipt of price. Address or call on
DAILY DEMOCRAT,
4.26-tf Texarkana, Ark.
Daily Texarkana Democrat., 1893-06-06
THE BEST ROUTE
BETWEEN
Memphis and The Southeast

The Palace Car Line of the South-the
Kansas City, Memphis e. Birmingham r.
r. has two through passenger trains daily
between Memphis aud Birmingham, max
ing close and sure connections with the
trains Of all connecting lines. Night
trains have through sleeping cars between
Washington d. G., and Memphis, via At
lanta and Birmingham Qn connection
with the Richmond & Danville r. r. the
shortest route, quickest time and the only
line running through cars between those
cities. Day trains have Palace Reclining
Chair cars (seaLs free to holders of first
class through tickets through between
Birmingham and Kansas City, and Pull
man Palace Sleeping Cars between Kansas
City and Atlanta. THIS is many miles the
shortest and by far the best equipped Pas
senger Line between points In the East
and Southeast and Memphis and ali
points in Arkansas, Texas and the West
and Northwest. Everything new and
lrst-claSs. Through tickets via this line
ON sale at q i through ticket offices.
For any desired information, for large
map and time table folder, address,
j. Il, LOCKWOOD,
&, +, and Y. Agt.
- - r, Kansas City.
Gen'l Agent, $3.50 Main 81.
Memphis.
Daily Texarkana Democrat., 1893-06-06

Mr.. A. L. Armstrong, an old Arm
strong, an old druggist, and promi-
nent citizen of this enterprising town
says: 81 sell some forty different
kinds of cough medicine, but have
never in my experience sold so much
of any one article as l have of Bal
lard's Horehound Syrup. All who
use it say 1t is the most perfect reme-
dy for cough, cold, consumption and
all diseases of the throat and lungs,
they have ever tried" 1t is specific
for Group and whooping cough. 1t
will relieve a cough in one minute.
Contains no opiates. Sold by Smith
Drug Co. 3
Daily Texarkana Democrat., 1893-06-06
Specimen cases.

L. H. Clifford, New Cassel, Wis,
was troubled with neuralgia and rheu-
matism, his stomach was disordered,
his liver was affected to an alarming
degree, appetite fell away, and he was
terribly reduced in flesh and strength.
Three bottles of Electric Bitters cured
him.
Edward Shepherd, Harrisburg, ILL.,,
had a running sore on his leg of eight
years standing. Used the bottles OF
Electric Bitters and seven boxes
Bucklen's Arnica Salve, and his leg is
sound and well. John Speaker, Ca
tawba, O., had five large fever sores
ON his leg, doctors said he was incur
able. One bottle Electric Bitters and
one box Bucklen's Arnica Salve cured
him entirely. Sold by Smith Drug
Co. 3
Daily Texarkana Democrat., 1893-06-06

The getting it down is bad enough,
with the ordinary pill. But the hav-
ing it down is worse. And, after all
the disturbance, there's only a little
temporary good.
From beginning to end, DR.. Pierce's
Pellets are better. They're the small
est and easiest to take-tiny, sugar
coated granules that any child is ready
for, Then they do their work so
easily and so naturally that it lasts.
They absolutely and permanently cure
Constipation, Indigestion, Bilious At
tacks, Sick and Bilious Headaches,
and all arrangements of the liver,
stomach and bowels. They're guaran-
teed to give satisfaction, or your
money is returned.
Daily Texarkana Democrat., 1893-06-06
Money to Loan,

BY arrangement with an Eastern
LOAN firm, am able to negotiate
LOANS on Improved Farms at low
rates of interest for and 10 years
time. All forms of loans.
ALFRED MITCHELL,
Corner Clinton and Vine SITS.
1898 '92-w1y TexarSana, Ark.
Daily Texarkana Democrat., 1893-06-06
OUR COUNTRY
Is Dying at the Top; Or, "The Prob
lem of Young Menu

Tonight Mr.. E. A. Tabor will give
the first of his series of lectures,
which will continue through the week
every night, at the Y. NJ. G. A. hail.
beginning at $50. The singing will
be led by Mr. S. B. Herr, State Secre-
tary.
Every father, mother, husband
wife, brother or sister who is interested
in the problem, @How to Save Our
Young Men," is earnestly invited to
come to every lecture. Remember the
times and places. Let us face the sit.
uation and awake to the duties before
us-rescuing the perishing.
Daily Texarkana Democrat., 1893-06-06

We direct attention TO the attrac-
tive new adv. of Mr.. E. Kline, in
another column. He is a most polite
and clever gentleman, with whom it
is pleasure to deal; new goods and
lowest prices.
Daily Texarkana Democrat., 1893-06-06

Ifyou want OLD goods, OLD styles,
OLD prices, buy from him who buys
from the jobber. The Stuarts buy
from Stetson, Roelof and Dunlap di-
rect. Their customers can see the in
voices. If
Daily Texarkana Democrat., 1893-06-06
$4,000 IN Premiums.

Offered by Liggett & Myers Tobacco Co.
of st. Louis, Mo- The one guessing near
est the number of people who will attend
the Worlds fair gets 5000, tho second
$1,000, etc. Ten star Tobacco tags entitle
you to guess Ask your dealer for par
ticulars or send for circular. 426wsm
Daily Texarkana Democrat., 1893-06-06

Remember the lecture tonight at
the Y. NJ. c. A. han, by Rev. E, A.
Tabor. Everybody invited. His Sc
ries of lectures on "The Problem of
Young Men" are entertaining and elo-
quent, and all who hear him will en-
dorse his words.
Daily Texarkana Democrat., 1893-06-06
Opium Habit cured by Dr.. Miles Nervlno.

For pleasure, go to the Unique
Billiard Hall, 800 e. Broad street. Nc
intoxicating drinks, but incest, ice
cold, refreshing beverages. New
billiard and pool tables. Fine cigars
and tobacco A. SWEENEY Il Co.
5-26-lmo
Daily Texarkana Democrat., 1893-06-06
SpRINGFIEn. Mo. Nav "a 1892.

SPRINGFIELD, Mo-, May "a, 1892.
Messrs Lippman Bros, Savannah, Ga
Gentlemen-I was little reluctant
about taking hold of P P P, when
your Mr.. Parsons was here about a
year ago, from the fact that - was
the leader in blood remedies, but your
judlcious method of advertising has
reversed the situation, and l now sell
five bottles Of P P p to one Of -.
| have just given Mr.. Parsons another
order tor 10 doz. Please give it your
prompt attention, BOIL,
The Druggist.
Daily Texarkana Democrat., 1893-06-06
Chinese Laundry.

Take your laundry to Sam Lung,
the Chinese lnundryman, next door to
office of Texar&ana Water Co., on
State Line Avenue. Prices low, and
all work guaranteed first-class. b29im
Daily Texarkana Democrat., 1893-06-06
Epilepsy cured by DR.. Miles Nervine.

The ladies of the Episcopal church
will serve ice cream and cake every
Thursday afternoon and evening, dur
ing the summer, commencing April
29th. The proceeds will be used to-
ward buying carpets and furniture
for new church. 4-21-tf
Daily Texarkana Democrat., 1893-06-06

There will be no advance in prices
at the Palmer House during the
Worlds Fair, and no discounts will be
made during that period. Contracts
for rooms during the Fair can now be
made. 4-1-tf
Daily Texarkana Democrat., 1893-06-06

Sharpe a. Jordan,s is the place to
get your hats, as stock is absolutely
new, no chance to get back numbers
in styles; handle such makes as You
mans Roelofs and Stetsons, They
are also showing the latest in straw
hate
Daily Texarkana Democrat., 1893-06-06
S36.5O 10 Chieago and ReLuIn.

On account of the Worlds fair, the
Iron Mountain route has made rate of
$35.50 to Chicago and return. Tick
cts on sale April 25th to October 3lst.
Good returning nnhl November 25th.
G. e. SwINDEGL, Ticket Agent.