davidaulloa/AmericanStories huggingface dataset:
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
TOBACCO EXCHANGE.

RICHMOND. VA, Feb. If, 1898.
80 offerings Of tobaccos at auction on
hlanee tonight.
Private sales reported TO the secretary
g. fne Richmond Tobacco Trade to-day:
Wrappers. ! hogshead: filters il; smok-
G. 81, hugs Westcrn). ID; Tugs (dark)
leaf dark. II. Total SO hogsheads.
-.- tobacco Inspector reports to-day:
treeuons-Bright 81 hOgsheads: dark,
~ sheals and tierces. Reinspections
,.nsht. "a hogsheads and 1 fierce; dark,
T. t1fshelds.
Wilson'S Allegheny. Shockoe. Old Do
ifln Shclburne's. Crenshaws, Myers,
Meals Planters and SeabroOk's tobacco
Warehouses report to-day: Receipts, IS
fl. deliveries. 1SS packages.
United States internal revenue collec-
t'ns ir the city Of Richmond. Va, to-
Ca Cigars and cigarettes. 81. GGf35; plug
t'.accos. $3.4SSM. Total, SG.l52G6.
hie loose saic-the biggest break OF
TIE seasonal Shelburnes warehouse to-
cay prices well sustained; several piles
t'i up IN the ffties. Another big break
flr tomorrow.
The Planters tobacco warehouse had
f1N sale to-day. and have a good break
Tor tomorrow.
Cfenshaw's warehouse sold 1920
pounds ~ dark loose tobaccos to-day;
highest price, $50.
The Courier-Journal Of Monday morn
Is February ~, 1893 reports the Louis
Nlle tky) tobacco market as follows:
The sales this week consisted OF 407l
tofsheads az auction and 279 private
BALES; total. 1880 For the corresponding
week last year ABA hogsheads were
t'ld. The sales for the year aggregate
1880. against p. 70S last year. The re-
ce1pts this week have been am, against
o'<%5 for the corresponding week last
year Receipts for the year. 1878.
against l6.a@3 last year. The reflections
'his week were 7OS. equal 10 II 10 per
cent 81 the auction sales, against 22A
pr cent. for the corresponding week last
year.
in spite OF the large offerings and re-
ceipis' the market has exhibited consid-
cradle strength. Such changes IN quota
tlons as have been made are In an up
ward direction. Common, medium. and
5000 eAa~sx hurley Tugs of the crop Of
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
FINANCE AND COMMERCE
TINE CLOSING QU0ThTIoNs OF
MONEY.
Offerings and Sales at the Richmond To-
baCco Exchange-Internsi Revenue
Collections-Foreig Advices.

NEW YORK, Feb. 14-Money on call
easy. ranging from 10 3j5 per cent,
md closing offered at . per cent; prime
mercantile paper. Sac per cent Sterling
exchange quiet but strong: posted rates.
4N,s0lNns; commercial bills. 4S6lbQaSS.
Government bonds dun and steady
southern state bonds dun and steady.
IaHroal bonds active and firm.
For the past two weeks Wall street has
been Twins in the hope that something
would occur which would relieve the I'M
easy feeling in regard to the financial
situation. Ii gave up some time ago
fhe hope Of the repeal OF the silver law.
qHl to-day 10 came 20 the conclusion
shat there is no chance Of an issue Of
gold bonds during the present admins
tration. IL thinks. however. that relief
VIII finally come under the new admins
tration in the form OF an issue of bonds
Cnc-half Of which will be sold abroad.
under conditions which viii keep them
there. The stock market under these
conditions was. during the greater por-
ton OF the day. a waiting one, and the
dealings were almost entirely professional
when tho hope Of a bond issue faded
away traders took the short side. and
prices for tho remainder OF the session
were under the hammer with the result.
in the absence Of any organized support.
q material concessions all over the list
There was a drive at Manhattan. aud IL
opened down ~ per cent. at 1919. rallied
20 1Gi. but later dropped 3 per cent. 10
1t8 closing at that price, with a loss Of
o., per cent The industrials shared in
The downward movement and Sugar
closed "a per cent. lower. Distfllcrs IA
Icr cent, Corlage rs per cent ana West
crn Union IA per cent. but among the
H.f q Ha.l.l L..
principal sufferers. the serious Interrupt
oon 10 their traffic by the weather Civ
ing Stimulus 10 the selling and Omaha
lost Il, per cent. Rock Island per cent,
md others generally large fractions. The
market in general was unusually quiet
within narrow limits. but the decline
Teached all portions. and the close was
active ana weak at the lowest prices.
Falcs-Listed stocks, 205.O0O shares, un-
listed. 5000 shares.
Treasury BalancCs-COin. $71.jO7 600:
currency, SIS92T 900
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
CHICAGO.

CHICAGO. ILL. Feb. 14.-A cold wave
reaching down for the water-covered
wheat fields was the sole cause to-day
for the rise OF We. In the price OF May
wheat. The close was at n net gain Of
NC. over Saturday. July did not share in
the advance. II closed to-day &c. lower
than On Saturday. 1t looked as IL the
persistent selling of July wheat by the
Weare Commission Company to-day was
in the nature of an anchor being cast
to windward by the bull clique TO make
assurance of a market for accumulation
of cash wheat. Oats were fairly active
and steady, prices having only sc.
range, and the close was at about the
figures of Saturday. Corn closed at a
decline Of sc. since Saturday. Provisions
were weak on more liberal hog receipts.
Compared with Saturdays closing prices,
the following are the declines: Pork 52lsc.
lard 27hc. and ribs 27lac.
Cash Quotations-Flour dull and I'M
changed No. spring wheat, 75iac.; No.
corn, 42$4c.; No. 2 oats, 31Q31i2c. on
track; mess pork, sls62tzQ1s75; lard,
S125O; short rib sides 0oose), SO 10d10 20;
dry sailed shoulders boxed, S9s7hG10 100;
short clear sides (boxed). $4,000 l09J /;
whisky Sill.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
BALTIMORE.

BALTIMORE. MD. Feb. 14-Flour
duh and unchanged; receipts. 1913 bar
rels; shipments, 26.720 barrels: sales.
8 100 barrels.
Wheat steady; No. red spot, 7619@
7G4c. February. 76hg7G3lc; March, IN
7Ii4c.; May. SOqSOhc.; steamer No. ?
red. 724M72Ac., receipts, PITTS bushels;
stock. 1,070.7S4 bushels; sales, 117.0o0
bushels; milling wheat by sample. $50
zoe.
Corn easy; mixed spot. 497k65oc.; Feb
ruary 40Amj0c.: March. 49Sslf49%c.; May.
5Ol9QJ0s.c.; steamer mixed, 4GlQ47c.; re-
ceipts. 81 ,795 bushels; shipments, 40
bushels: stock, SOL COS bushels; sales,
~ 600 bushels; white corn, by sample,
SIC; yellow do. soc
oats quiet: No. white. Western. 414
DC: No. mixed. Western 37G371bc. !;
receipts. 5000 bushels stock, 2o5,771 BUSH
els. ft
Rye quiet: No. 2. 6Sc.. nominal: stock,
81 100 bushels.
Hay firm good to choice timothy. $3.50
Q1650
Grain freights firm and unchanged.
Provisions firm; mess pork, $500;
hams. St525Q16.00
Lard-Refned, 12Ac.
Butter quiet; creamery. fancy, Soc; do.
fair 20 choice. 2G@2Sc.; do. imitation.
45c.
Egga 2sQ2sc.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15

lSo@ are marked up We. pound. Other
quotations are unchanged.
AIR. {. Il. Wilson. of Rocky Mount. N.
G., Is In Richmond to-day.
we are glad 10 say that our DIR. +. II.
simpson has recovered from his recent
lnaisposition and was at his office at the
dcrchants' and Planters tobacco ware
house to-day.
Colonel S. W. Venabie, Of Petersburg.
was in Richmond to-day.
Registered at the Tobacco Exchange TO-
day: w. l.. Norman. Lynchburg.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15


Baltimore. Feb. > 1893.
TO THE HOLDERS OF THE FOLLOW.
i ING DEFAULTED BONDS OF TIE
TO-WIT: THE GEORGIA PACIFIC SEC
0NDS. THE OXFORD AND CLARAS-
VILE FIRSTS. THE GAINESVILLE AND
NORTH CAROLINA ftKSrS. AND THE
DANVILLE AND WESTERN FIKSIS:
The Richmond and Danville Underlying
Bondholders' Committee hereby advise you
that the Limitation OF time reserved 10 the
companies in the several mortgages securing
your bonds in which To pay the interest
thereon and thereby save the maturing CT
the principal, has expired. and il is now In
the power OF your committee 10 press your
claims against the Richmond and Dauville
Railroad Company more effectively than they
have been able heretofore go DO, and Il Is
their purpose 20 do 50; and all bOndholders
who have not deposited their bonds, ana who
desire to have the benefit OF the services
or this committee, are urged 10 deposit them
Mercantile Trust and Deposit Company, OF
Baltimore. and in New York the Mercantile
Trust Company Of New York
j. WILCOX BROWN.
WILLIAM n. BLACKBOARD,
FREDERICK VI. COLSTON,
SKlPWITH WILMER,
JOHN GILL
JOHN A. WHITRIDGE,
JOHN y. RAMSAY.
JAMES Ii. DOOLEY,
FRANK Il. CLARK,
RICHARD NJ NENABLE,
JOHN NJ NELSON.
LOUIS FITZGERALD,
fe4-10t Committee.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
LIVE STOCK MARKET.

UNION STOCK YARDS ILL, Feb. IA
The Evening Journal reports Cattle
Receipts, $500; shipments. 1900; market
slow and lower; fair to good steers,
s405d415; others, S4.00G4.7j; Gamers,
$215d275 cows, $3O0G3.95.
Hogs-Receipts. 2S.O00; market slow at
10dl5c. lower; mixed packers, SS15Gs.30;
prime 10 heavy and butchers weights,
SS4OdS.55; prime to light, SS.15qS.2O;
other lights. S650UT.25.
Sheep-Receipts. II 600; shipments. 1000;
steady; natives. $4.25Q525; Western. $500
q525; lambs, $i.40d6.25
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15

In those Infants Boots reduced from 75c.
TO Csc.
In those Childs SPRING Heel Boots reduced
from 81. 30 and si.00 to soc.
In those Child's Spring Heel Boots reduced
from $2OO and Sl.50t TO sl.00.
In those Misses Spring. Heel Boots reduced
from $500 and $3.50 to sl.00
Every pair of those Ladies' Boots now sell
ling at si.50 and Si.75 were 53.50. $500
and $3.50 Shoes.
Ladies' wearing sizes to z. on G. ID, Il
and F lasts. can get the best bargains of
the season.
Ladies' wearing 10 8. on A. b and G lasts,
can also find some strictly frst-class Shoes
at fourth class prices
Every pair of the Gents s2.25 Shoes were
s3.50and $500 and in sizes 5. Sd 6. 8. 81
and 10. G, ID and f lasts. you can Sc
lect half dozen styles.
Every pair of the Gents $500 Shoes were
$3.50 and $500 Shoes. and in sizes 5,
81. 6. 0. 81. 10. B. c, ID. and j lasts,
you can get several styles and better
bargains.
The $3.50 Gents Shoes were all $500 and
$3.50 Shoes. They are ali on b. @ and
ID lasts, sizes s, 519, 8. "a, 0 and 10.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15

Coffee quiet; Rio cargoes fair. 1sHc.;
No. Z. 17Lc.
Sugar steady and active: granulated.
4Jkc.
Copper unchanged.
Whisky firm at si.24dI25.
Stocks--Batimore and Ohio stocks, ~
bid; Northern Central, 70Q7l; Baltimore
and Ohio Southwestern frsts, 10ShIies;
do. second incomes. "a asked; do. third
incomes. 10k0l1h; Consolidated Gas
bonds, 62iv162%.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
CINCINNATI.

CINCINNATI, o.. Feb.14.-Flour steady
Wheat steady; No. red, 1870.
Corn dull and firm; No. mixed, Acc.
Oats i'm fair demand at 34i4c.
Pork easy and lower at 5000
Lard in light demand at Sl2.D.
Bulk meats neglected at S10.62H410.7j.
Bacon steady at S12.25.
Whisky quiet at +<->l7.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
GRAIN AND COTTON EXCHANGE.
NICHMOND. ~. -. u. ls93.

ONorines-Wheat, CSC bushels; corn,
$50 bushels. oats. &C bushels.
Sales-Wheat, $50 bushels corn, GOO
b. heis
-Wheat-Longberry 7Sc. TO
Sic, mixed. 7lc. to Sic; shortberry zoe.
& slc.; no. red. zoe. Corn-White. Vir-
fnia (bae LOTS. 52c. TO BE; ~ white,
t.. 70 53c.; no. > mixed 49c. 10 5Oc.
Winter oats Qor seed, 40c. TO 45c. No.
. mixed. 3sisc. 20 800; No mixed, SIC.
. Use. Rye. C)c. 10 GJc.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
WILAf1NGTON.

WILMINGTON, n. c.. Feb. 14-Rosin
firm; strained. S105; good do. S1.10.
Turpentine firm at &c. bid.
Tar steady at Sf.0O.
Crude turpentine steady: hard. sL0o;
soft and virgin, Sl.7O.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
FINANCIAL.
>>-~O~-N~o.1~,-~-o ~---~~~-~~
y EAL ESTATE LOANS.

We have MONEY TO LEND In sums
TO suit on good Richmond city real estate.
one TO five years, AZ s per cent, and have
In hand FOR SALE SOME FIRST
CLASS REAL ESTATE NOTES-S50D TO
5000, six months TO three years-se cured
on Richmond city real estate. with per-
feet title and ample margin. Come to
see us. j. B. ELAN * co.
fel2-su. we fr-3t lli3 east Main street.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
LAMBERTS POINT, FEB. II. 1898.
COALED.

LAMBERTS POINT, FEB. II, 1893.
COALED.
Steamship Vortigern, from Pensacola
for GreenOck.
Steamship Inchlonga, from New Orleans
for Hamburg.
ARRIVED.
Barges David Crockett, 201. Norfolk and
Western Nos. l, and 3, ChaTteroak
Scotia.
Schooners Katherine d. Perry, l.. Y.
Beobee, John w. Linlell and SanamOre,
LOADED.
Barges Washington and Investigator.
HobOken.
Barges Norfolk and Western Nos. and
6, New Haven.
Barge Venus, Providence.
Schooner John =. Ogden. Hobokea.
Schooner Samuel Dilloway. New Bed
ford.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15
PORT OF WEST POINT, FEB. II, 1893
ARRIVED.

Steamship Berkshire Ryder. Providence
via Norfolk and Newport News, general
cargo.
Steamship Elm City. Marshall, Walker
ton, passengers and general cargo.
SAILED.
Steamship Berkshire, Ryder, Providence
via Norfolk, general cargo.
Steamship Danville, Bennett, Baltimore,
passengers and general cargo.
Steamship Elm City. Marshall. Walker
ton passengers and general cargo.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15

Office OF the Richmond and Danylle Under
lying Bondho lders' Committee,
2OS east German street.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15

A Good Record.-'T have sold Cham
berlain's Cough Remedy for ten years."
SAYS Druggist f. b. Leg, Of Vail. Ia.
"and have always warranted 1t and never
had a bottle returned. During the past
On days l have sold twelve dozen, and II
has given perfect satisfaction in every
instance" 1t does not dry up a cough,
but ioosens and relieves 1t. 1t will cure a
severe cold in less time than any other
treatment. 80 cent and 81 bottles for sale
nv Owens & Minor Drug Co., LOOT east
Main street.
Wallace's 20 per cent. discount Sale
viii continue one week from Monday.
February 10. 20 per cent. discount on
every article In the store.
II. II. WALLACE
ga east Broad.
The times. [volume] (Richmond, Va.) 1890-1903, 1893-02-15

MARINE INTELLIGENCE.

MINIATURE ALMANAC. FEB. IS. 1898.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-09-07
Ice Block for the Table.

10 the hostess who intends enter
tanning her friends at luncheon or din
ner during the summer months. hint
for the making of an ice block center
piece may not come amlss. 1t is both
novel and inexpensive and may be made
in Il few moments Order from your
ice dealer a piece Of ice weighing about
fifteen pounds, which has been roughly
cut with an ice pick into cube-lille
shape. Place this piece of ice in Il
pan large enough to hold it without
breaking the corners. Now put Il circu-
lar tin pan in a hot oven for Il few
moments, and when it is very hot take
out and place on the top of the ice 1t
will soon melt all the ice with which
it comes in contact and if it cools some
boiling water placed in the tin will i'll
crease the heat. When the basin has
melted its way into the ice block so
that its rim is level with the ice it
should be removed. The block may
then be placed on Il deep platter, OF,
better still, large fiat glass dish, the
cavity in the center filled with water,
and in it half dozen pond lilies with
several of their large green leaves.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-09-07

on Wooded island and the next day
he will have the whole of Chicago out
to see grand international SWIM
ming match or canoe race. These cir
Gus features are proving very attract
I've and have increased the attendance
wonderfully. Everybody likes to see
circus and features of this kind will
IN all probability be kept up as long
MS they prove a drawing card.
The great event of the week here
was the arrival Of 300 West Point
cadets. The feminine heart has been
In Il tlutter for some weeks in cxpecta-
ton of the arrival of these toy SOL
diers Of Uncle Sam. 1t was very anus
ing to see the way fashionably dressed
men and women followed the cadets
rs they marched from the terminal sta
tionsto their camp upon the grounds
near the United States government
buildings. I actually saw many fash
tonable dressed ladies sprinting in Il
way that would do credit to Harry
Bethune in order to get to camp before
the cadets did so that they could
drink in all the glory Of tinsel and new
uniforms as they filed passed upon hui
man forms. Men went wild also, and
in brief period $4,000 people sur
rounded the camp which has been
named after Gen. Sheridan. AS large
crowds as this gather around the camp
every night to witness the dress parade
drill of the cadets. The four companies
are indeed revelations in the matter Of
perfection in military drill and have
individually less of the big head than
one would expect to find among them.
w. B. La Due, Minneapolis boy, for
merly Of the state university, holds
very conspicuous place among them,
namely, cadet adjutant, with the rank
Of lieutenant. He stands second in his
class, and is a very bright and clever
scion of America. Tuesday night the
Minnesota, New York, Pennsylvania
and other state buildings which have
room for dancing We're thrown open
to make Il holiday of reception and
dancing in honor Of the nations strip
ling soldiery.
Ralph Mckenzie.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-09-07

ago had put cut row Of cedar posts
reaching about or feet above the
ground level. These posts took in
space something like % by 30 feet in
extent. From a large post set in the
middle of this area cross poles ran in
every direction to the side posts. where
they were securely fastened; then
smallc{ oolcs We're interviewer to form
a sortVcs rustic lattice roof. Around
the Sic. IS heavy fence wire was strung
and f:lstened with strong staples At
intervals there were poles nailed to
the posts, and over these and up over
the rustic roof clambcred the most
luXuriant grape vines that one could
imagine.
One day in autumn visitor to this
place found hundreds Of enormous clus-
tiers Of grapes hanging down through
the lattice and dropping over the wire
covered sides of this improvised kitchen
extension. The foliage was so thick
that only in the heaviest rains did the
water ever strike the floor. which was
made Of plank and cobble stones laid
| in cement.
In this snug retreat the men of the
farm gathered to smoke, which effect
ually kept away the insects from lne
vines; here was the we'll. the surplus
water from which furnished abundance
of moisture; and as. during warm
weather. the laundry work was all
done either under this leafy shade or on
the porch, it was the most convenient
thing imaginable to pour the soapsuds
| over the roots of the vines. Thus this
delightful arbor t1ourishcd from the
habits of the family, and repaid a
thorlsandfold the original investment
and the little care that was given it
each spring in the way of spadng the
ground and adding liberal coatings Of
| fertilizer and mulchings. And hun
dreds of pounds of grapes were gath
cred from this vine every year.
Any family may have with very lit
tie time, labor and expense this same
luxury, if only a little thought is given
to providing it. The posts should be
strong, four or five will be plenty, the
sides may be inclosed with strong wire
ferce netting, and few wires will
make a good roof.-New York Ledger.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-09-07
TWO IRISH MlSERS.
But the Son of One Outwittcd the
Old Mum Gle verify.

But the Son of One Outwittcd the
Old Nun ClercrIy.
An old miscr lived in Connaught, and
seemed to be an utterly forlorn crea-
ture, without "chick or child belong
ing to him. 1t was rather fortunate
for the non-eXistcnt chicks that such
WAS its state, for if it had an
existence it would surely have
lacked the means to support it.
This old miScr was SO mean hat he
denied himself bread, and only kept
his miserable life in it's tenement by
gifts of food from charitable ncighbors
But he was known to have plenty Of
money hidden away in his wretchctl
shanty, and his neighbors at last got
tired Of giving to one SO entirely
unworthy.
For some days no one went near the
old man, and the cabin stood lesolatc.
No one was seen to so in or out and
1T last the constable determined to
take the obstinate old creature to Jail.
The door was broken open and the cid
miser was found dead. In his wretch
eddy starved condition, and frantic at
the thought Of leaving his loved money
behind him, he had died trying to
swallow some Of his own bank notes
Pieces of them were clutched in lis
hands, and pieces Of them in his throat
had choked what little breath remained
in his body.
The other miscr displayed an equal
amount of cunning, yet was over
reached as completely. This second
old miser was blind, and lived with q
half-witted son near the seashore. 10
gether they managed to do a little
work, which supported them. But
everybody knew the old man lad Il
bag of money" slowed away on
which he could have lived without
work if he wished.
What to do with this bag Of money
troubled the old man greatly. He was
growing feeble, and felt he had not
long to live. lie resolved to take the
bag out and drop it in the sea, where
40 one but the fishes would ever have
chance to benefit by it. But his
son had sense enough to suspect what
the old man was trying to do, and de-
termined to outwit him.
The old man, with the money hidden
under his coat, asked the son to row
him out to sea-. So they started, but
the son took care to keep only in the
shallow water by the shore.
Are we far out now?' asked the
old man.
"Oh, yes, father" answered the boy.
Sure there's water far about u.s.
So the old blind miser, with sly
smile, dropped his bag of money over
board, and the son. reaching out his
hand, had nothing to do but to lift it
out Of the shallow water: and carry it
home under his own coat. And this
old miser died peacefully in his bed,
content that his artful scheme had been
such a ccess!-Harpers Bazaar.
Courier Democrat. (Langdon, N.D.) 1891-1920, 1893-09-07
FACTS EOR THE FAIR SEX.
ENTERTAINING GOSSIP FOR MAID
AND MATRON.
4 Habit of Saving Should he EARLY
and CCntinuOCsly Cultivated
KerGsene in the Lnundry-A New
Outdoor Game.

AS much as generosity is to be com
nended, there is no habit that should
;e so early cultivated and continuously
Kept up as that of saving money, says
he Philadelphia Times So many cases
come to light, either in the ncwspa-
oers or in ones personal experience.
hat prove that the laying by Of few
dollars for a rainy day saves many
4 one from financial embarrassment
alter in life when crosses are so much
harder to bear and the ability to make
money vanished with the youth gone
~.
Every girl should be taught the value
of dollar. 1t is mothers duty to
see that her child keeps it's accounts
II systematic fashion, so that as the
years 60 by the habit of accounting
For every cent that is spent will prov 9
II value If there ever should come a
time when great sums should be en-
trusted to its keeping.
A penny saved is equal to two
earned, so they say, and whether it's
value is greater or not, at any rate
the care that prompts the laying by
II the pennies will also be useful in
properly investing them. Happy-go-
lucky, improvident people are all very
well while the sun shines, but, there
comes a day when they wish they had
laid by 1.-THE of that which they spent
so lavishly
1t is good plan always TO live with
IN your income. No matter how small
that may he, contrive, if possible. to
save even tiny bit. for, like the snow
ball, the accumulated savings will
gradually roll up until q comfortable
amount has grown from the small be-
ginning. Every girl who has an allow
9nce should make it rule to have
some left over to go ON with the next
month, instead Of being head over heels
In debt, with figures muddled and con-
fused and Il general state Of chaos, the
result Of not having looked to the fut-
ure and planned accordingly 1t is
wonderful how interesting it is when
one does start to save, for there is no
game so entertaining as the gradual
accumulation Of money. We do not
mean to hoard, but rainy days and
lark days will come, and it is best to
have a nest egg laid by for such emer-
gcnceS.