davidaulloa/AmericanStories huggingface dataset:
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
|The VaIeQf MdGLV Extensions SC0npaled with Pddup Values

1t is the custom of many companies to provide
in their policies that, upon discontinuance of
payment of Premium, paid-up policies will be
given without the option of extension. This
was the practice of the Union Mutual before
the Maine Non-Forfeiture Law was enacted,
but it now substitutes for paid-up values the
more advantageous plan of extended insurance
The objection to the paid-up system is that the
amount of paid-up insurance which is given
upon the discontinuance of payments upon
policy, unless it has been in force great many
years is insignificant, and of little or no value
as protection; and it leaves the insured who
| ceases payment without adequate insurance at
the very time he needs it the most.
The great advantage of the extended insur-
ance afforded by the Maine Law over the most
liberal paid-up system is striklngly shown by
the following comparison, and it will be OBJ
served that the paid-up value is Insignificant
in comparison with the amount actually paid
by the Union Mutual. The result of two hum
dred and twelve policies was this:
If the insured had received paid-up
policies instead of extended in
surance, the Company would have
had to pay in settlement of the
claims only. :.:....... $9S,l97.bO
Whereas, in fact, it did pay under
the Maine Law $4lS,344.7
Making difference in favor of the
benefciaries under Two Hundred
and Twelve policies of........... $32O,l47.2s
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
Mine Creek
Contributed Local.
Fine Ridge Spring Fruit lands
for Sale.

BY reference to another column
of this paper it will be seen that
five tracts of Ridge Spring fruit
land will be sold on the first
Monday of October next by the
Master of Edgefeld County at
Edgefeld Courthouse.
Tract No. / is partly located
within the corporate limits Of the
very healthy and attractive
town of Ridge Spring, SO justly
noted for its religious tone and
educational facilities. The large
Collegiate Institute building was
erected on what was originally
of shis tract. This land is 50
divided into small tracts as to
give a rare opportunity to parties
in moderate circumstances to buy
a comfortable home in one of the
most productive, delightful, and
progressive portions of the State.
A person of ordinary industry can
make a handsome living on any
one of these tracts by planting
part in fruit trees, as the people in
this section are justly renowned
for their unexcelled crops Of fruits,
vegetables, and melons, which
with good management bring in
quite a handsome income at q
time when the ordinary farmer who
depends on cotton alone is
altogether without money.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
HOW IT WORKS !:

If a person, aged 80, pays three
years. premiums upon twenty pay
ment Life policy and then discontinues
payment, the policy will be continued
years and 257 days longer; if he pays
five premiums, and then discontinues,
the insurance will continue years and
357 days longer.
If the policy is a twenty year en-
dowment, same age, three years. pay
ments will give an extension of years
and l50 days; five years. payment 13
years, 300 days. If the policy is q 15
Year Endowment, ($l,00O) same age,
three years. payments will secure in
surance to the end of the endowment
period ard s13.6S in cash if insured
lives till that time, and in like manner
ten years. payment secures insurance
for the full 15 years and $592.17 in cash.
These extensions vary with the age
of the insured, the class of policy, and
the number of payments made; they.
are stated in each policy, IN years and
days, for each number of payments, so
that the policy-holder knows at a
glance exactly what he is entitled to if
he discontinues his payments at any
time,
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
NO BLANKS IN THIS COMPETITION.

This is competition Of rather an
unusual nature. 1t is common to offer
prizes for the best story, or picture, or
architectural plan, all the competitors
risking the loss of their labor and the
successful one merely selling his for
the amount of the prize. But the Press
Claims Company's offer is something
entirely different. Each person is
asked merely to help himself, and the
one who helps himself to the best ad-
vantage is to be rewarded for doing it..
The prize is only stimulus to do
something that would be well worth
doing without it. The architect whose
competitive plan for a club house
on certain corner is not accepted mas
spent his labor on something of very
little use to him. But the person who
patents simple and useful device in
the Press Claims Company's compete
tion' need not worry if he fail to secure
fine prize. He has substantial result
tn show for his work-one that will
command its value in the market at
any time.
The plain man who uses any article
in his daily work ought to know bet
ter how to improve it than the
mechanical expert who studies it only
from the theoretical point of view.
Get rid of the idea that an improve
ment can be too simple to be worth
patenting. The simpler the better. The
person who best succeeds in combining
Simplicity aud popularity, will get the
Press Claims Compay's twenty-five
hundred dollars.
The responsibility of this company
may be judged from the fact that its
stock is neld by about three hundred
of the leading newspapers Of the
United States.
Address the Press Claims Company,
John Wedderburn, managa attorney,
91s F street, N. w. Washington, ID. G,
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14

The Maine Non-Forfeiture law pro-
tects polices from forfeiture by reason
of default of payment of premiums.
1t provides that, after three years. pre-
miums haye been paid, failure to pay
any subsequent premiums shall not
forfeit policy, but it shall continue
in force for its full amount until the
reserve (less small surrender charge)
upon the policy is exhausted.
The reserve is sum made up of por-
tions of each and every premium paid
upon a policy in anticipation o. it's
maturity. Beginning with a small
portion of the first premium, tits in.
creased eacn year by the ado tion of
each subsequent premium, and grows
larger year by year, until, at maturity,
it exactly equals the face of the policy.
When policy is discontinued there
fore. there is in the hands of the Com
pany reserve greater or less, accord
ing to the character and age of the
policy. Instead of permitting the Com
pany, upon non-payment of premium,
to conffscate this reserve, the Maine
Non-Forfeiture Law requires the Com
pany Co continue the policy in force
until the policy-holder receives an
equivalent for 1T in extended insur-
ance.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
.Gelored Teachers institute.

Mr.. EDITOR: You will please
allow me space to say that oul
Colored Teachers Institute fo1
Edgefeld county, under the au-
spices OF Mr.. and Mrs. j. 3.
Wallace, of Columbia, S. G., con-
vened Monday, Sept. 4th, with
good results.
Mr.. Wallace conducted the
grammar department and his bet
ter half the primary. Mr.. Wallace
is certainly a live teacher and
abreast with the times, and handled
the various subjects presented be-
fore the institute with skill and
knowledge. His better half, the
soul of the institute, acquitted her
self equally as we'll.
At the instance of Prof. Wal
lace, colored teachers institute
was organized, of which R. S. Penn
was elected president; D. h.
Mitchell and A. E.. Davie, vice.
presidents; w. H. Devore: secre-
tary. After the election of the
officers of the association the in
stitute closed. RS. P.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
Father of Forty-Nine.

Mr.. EDITOR: There is an old
-colored man in our community
who has been married six times
By his first, second, and third
wives he had forty-nine children
He is an octogenarian. His last
wife, whom he married last year
is about sixty. They twain live
very happy. The old man esti:
mated very recently that he had
over one hundred grandchildren
We think if there be seven wives
for every man he will soon have
his share. His name is Washing.
ton Lott. If this don't get there
I'll be dog!
HAyIRDsvILLE OBSERVER.
Ha9irdsyille, S. g.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
Masters Sale.
STATE OF SOUTH CAROLINA,
COUNTY OF EDeEF1ELD.
Court Common Pleas.
The American Freehold Land Mort
gage Company of London, (Limited),
against
CT Mayson.
Masters Sale.
COUNTY OF EDeEF1ELD.
"6"RH'U
G. o. Mayson.

DURSUANT to the Judgment oi
|I foreclosure in this c.use, I will
offer for sale at public outcry, before
the courthouse, town of Edgefield
and State of South Carolina, on the
first Monday in October, 1cc3, (beine
the End day of said monthly, between
the legal hours of sale, the following
described mortgaged premises, to wit
All that tract or parcel of land in
the County of Edgefield, and State OF
South Carolina, containing one hun
dred and seventy (170) acres, more or
less, bounded on the mort, by lands OF
Mrs Sarah 3. Lanier; east, by lands
of Frances Yeldell and Catharine La
nier; west, by ladds of Susan E. La
nier.
Terms of Sale. One-half cash, and
the balance on credit of one year,
with interest from the day of sale.
Purchaser to give bond and a mort
gage of the premises to secure the pay
ment Of the credit portion, or all cash
at the purchasers option.
Purchaser to pay for papers.
w. f. ROATH,
Master E. C.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14

DEAR EDITOR: Outside the
farms, the storm did us very
little damage. Cotton was terribly
mangled and our "staffs of. life,,"'
the greater portion, is fiat on the
ground.
Fodder saving, syrup making,
cotton and pea picking are the
duties of the day and "Cuffee''
sings hopefully ST got no money
but l will have some payday"
Mrs. George Heint,, who has
been visiting her sister Mrs. R. w.
Timmons,. left for her home in
Augusta few days ago Mrs.
Erasmus Minis is still entertained
by the last mentioned.
A certain fond father of this
vicinity who.is not yersed m the
line ofsinging art says shoe shoo !!
whenever it is his time to quiet
the baby.
Master Willie and little Miss
Sophie Dobson, stopped g. few days
with Mrs. George Timrnons, on
their return from visit to their
sister Mrs Willie .Strom.
Miss May Howard, a beautiful
belle from Graniteville, is a guest
at the hospitable home of our
venerable Post Master Mr.. James
T. QUITS. The Misses QUITS, bonnie
Beulah Ruth and Flo, are doing
all in their power to keep her from
getting, homesick may they keep
her until the young men wake up
to the fact that aaaelaces fortuna
|jucat.
PROBLEM.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
WHAT TT HAS DONE; :: ::

The Company Eas Paid Over
Two Hundred Death Claims, in
consequence of this law, aggregating
in sums insured more than Four Hun
dred Thousand Dollars.
In every case there had been de-
fault in the payment of premium, and,
except for this law, the policies would
have been of little or no value. Instead
of this, the insurance in each case was
extended to the time of death, and the
Company was required to pay to the
benefciaries under the policies the
sum of $41S,335,77,
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
Master S Sale.
STATE OF SOUTH CAROLINA
COUNTY OF EDGEF1ELD.
Court Common Pleas.
James Boatwright, ct al.
against
Benjamin Boatwright, ct al.


DURSUANT to the decree IN this
L cause, will offer for sale at pub
lie Outcry, before the courthouse,
town of Edgefeld and State of South
on the first Monday in October, 1898,
(being the 2nd day of said monthly be-
lowing described realty, to wit:
Tract No. l. All that tract of land
lying, situate, and being in Edge1eld
county and State of South Carolina,
containing one hundred and forty-two
(142) acres, more or less, and adjoining
lands of Mrs. Lewis Jones on the west,
facing the Columbia road on the south,
and joining lands of 81. F. and j. G.
Watson on the southeast, and w. A.
Merritt on the east, and tract No. 2 on
the north.
Tract No.2. All that tract of land
lying, situate, and being in Edgefeld
county and State of South Carolina,
containing one hundred and twenty
and one-half (120%) acres, more or
less, and bounded on the north by
tracts Nos. 8 and d; on the west, by
the Carwlle lands; on the east, by
lands of X. B. Watson, Merritt, and
Rambo; and on the south by tract
No. l.
Tract No. 8. ALI that tract of land
lying, situate, and being in Edgef1eld
county and State of South Carolina,
containing one hundred and ten (110)
acres, moreor less. and bounded on the
north, by lands of John G. Watson ;
on the south, by tract No. Q; on the
east by lands of r. B. Watson; on the
west, by tract No. 4.
Tract No. a. All that tract of land
lying. situate, and being in Edgefield
county and State of South Carolina,
containing seventy-nine (79) acres,
more or less, bounded on the north, by
lands of Capt. DuBose; on the east,
by tract, No. 3; on the south, by tract
No. q; and on the west by tract No. s..
Tract No. 5. All that tract of land
lying. situate, and being in Edgefield
county,, and containing eighty-nine
and one-half 1917 acres, more or
less, and bounded on the north, by tie
DuBose lands; on the east, by tract
No. 4; and on the south and west, by
the Carwlle lands. All the above de-
scribed lands being more particularly
set forth and described by plats made
by j. w. seigler, surveyor, dated 2Sth
June, 1893.
lerms of Sale: One-third cash, and
the balance on credit of one and two
years, with interest on the credit por-
tion from the day of sale. Purchaser
to give bond and mortgage of the
premises to secure the credit portion,
or all cash at purchasers option.
Purchaser to pay for papers.
w. F. ROATH,
Master e. O.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
Executors. Sale.


WE will sell at the town of Plum
wv Branch en- the 9th day of October
next, plantation known as the James
Jennings place, containing 1900 acres,
more or less, said farm being on Byrd
Creek. Will sell the whole or divide
it into four different tracts to suitpur-
chasers. Said land is bounded as fol-
lows: North, by lands of Thomas
oMton, White, and Deal; East, by lands
of Hon. w. j. Talbert, and Mrs. N. P.
B. Cartledge; West, by lands OF Mrs.
Price Morgan and A. Talbert.
TERMS: One-fourth the purchase
money in cash, the balance in one and
two years.
w. D. JENNINGS, sr,
j. Fl. JENNINGS,
Executors.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
PROBLEM.

When the hair begins to fall out
or turn gray, the scalp needs
doctoring, and we know of no
better specific than Halls
Vegetable Sicilian Hair Renewer.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
Masters Sale.
STATE OF SOUTH CAROLINA,
COUNTY OF EDGEF1ELD.
Court Common Pleas.
7. S. Lewis, as Administrator of the
estate of Lewis Bean, ct al.
against
E. P. Salter, ct al.


PURSUANT to the decree ini this
L cause, will offer for sale at public
outcry, before the courthouse, in the
town of Edgefeld and State aforesaid,
on the first Monday in October, 1899,
(being 1he End day of said monthly be-
tween the legal hours Of sale, the i0!-
lowing described realty. to wit:
ALI that tract of land IN Pin rove
and Pickens Townships, sefield
county, South Carolina, obtaining
three hundred and eighty-five (3S5)
acres, more or less, adjoining lands of
w. J. Adams, John Cogburn, D. G.
Tompkins, and others.
Terms of Sale: One-half cash, and
the balance on credit of one year,
with interest from the day Of sale.
Purchaser to give bond and a mort
gage of the premises to secure the
credit portion, or all cash purchasers
option.
Purchaser to pay for papers.
w. f. ROATH,
Master z. c..
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
The Storm.

The Beaufort Storm.
4 (The following extracts from private lette
i give some incidents OF the late storm in Beau
fort county that WILDE interesting reading)
DEAR BROTHER: The storm
struck us on Sunday about 5 p. m
At midnight, my barn one hun.
dred feet long, by 33 feet wide
was blown to pieces, killing
twentyeight thoroughbred and
high grade Jerseys, and injuring
about twenty others, not very
seriously. Barns and COWS were
worth at least $500. The wagon
house and three tenant houses
were unro9fed Which :hays all nibean
repaired this week.
The tide here was about8 feet
above high tide; below us it was
higher. All the sheep, three
hundred, except ten were drowned
on Bolan Hall and nearly all the
COWS belonging to Mr.. Gunter on
Gregory neck.
Below us the tide swept off
everything except few COWS. The
next morning the man in charge
of Mrs. Gregory's COWS, heard
cattle lowing over on Bolan Hall.
The calves at the pen answered.
He went over, and found fourteen
COWS that had been washed across
alive in the fields over there. The
owner of the fields now holds the
COWS for damages under the stock
law. All the bridges were washed
away, and the roads were SO
blocked up with trees that it was
week before we get to Ridgeland,
six miles away.
By patient, persistent, and
careful work, L had established the
largest and finest herd of grade
Jerseys in the state. I had one
hundred. My barn was designed
for that many but was aot quite
finished. 1t has been up year. I
will rebuild as soon as I can. My
hay has to be stacked IN the field
every thingis SO saturated with
water. The loss of life on the
islands is very great, being
probably 2O00in all in Beaufort
county.
We couldn't sleep at all that
night. Some of the finest oaks are
torn to pieces and the yard was
carpeted six inches deep in leaves
moss and trash. The basket work
of baby carriage and a piece of
bureau were found in our woods at
Mongin Run on Pon-Pon bluff with
fragments of boats, plank, rails
etc. We have the baby carriage
and Matte is grieved about the
possible fate of the poor lit1le
baby who might have been IN it.
Old Patrick, I suppose you
remember him, who lived on the
neck, had his chimney blown
down and washed away. The tide
swept through his house about s:x
feat deep and took out everything
he had. He has been riding all
around looking for his things,
tIuuh:
Mr.. Shepherd who lives on this
same neck has six children, the
youngest can walk. The tide,
came into his house deep enough
to float his beds and chairs.
Everything was put in the loft,
but the family feared to go up
there as the roof was expected to
blow off. A hen under the house
with a brood of little chickens
hoated up through a loose plank.
In that hour of supreme peril
those little children standing in
the water busied themselves in
gathering up the chickens and
placing them in a floating wash
tub which proved to them an ark
of safety, as they were found,
when the waters subsidized
diligently scratching for their
daily bread.
Your BROTHER.
H. @ ADAMS.
Ridgeland, Beaufort Co., Sep 9.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14

To rise in the morning with a
bad taste in the mouth and no
appetite, indicates that the stomach
needs strengthening. For this
purpose, there is nothing better
than an occasional dose of Ayers
Pills taken at bed time.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
W. L. LEWIS,
J. A. WEIR.
One More.

One More.
Mr.. Weaver, of Charleston, son
of Gen. Weaver formerly a
prominent citizen of Edge6eld,
will give an, entertainment in the
y. M. CA. hall on Friday of this
week, consisting of readings and
recitations, admission fee 10 cents.
The proceeds are to be divided,
between the Presbyterian and
Baptist churches. At the request
of Mrs. Shaffer who is foremost
in every good word and work Mr.,
Weaver has consented to give this
onto,tainment.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14

81 submit the within described in-
yention in competition for the
Twenty-Five hundred Dollar Prize
offered by the Press Claims Company.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
PRIZES ON PATIENTS.
How to Get $500 Dollars
for Nothing.
The Winner Has a Clear Gift of
a Small Fortune, and the Losers
Have Patents that may Bring
Them In Still more.

Would you like to make twenty-five
hundred dollars? If you would, read
carefully what follows and you may
see way to do it.
The Press CLANS Company devotes
much attention to patents. 1t has
handled thousands of applications for
inventions, but it would like to handle
thousands more. There is plenty of
inventive talent at large in this coun
try, needing nothing but encourage
ment't produce pratical results. That
encouragement the Press Claims
Company proposes to give.
Edgefield advertiser. [volume] (Edgefield, S.C.) 1836-current, 1893-09-14
A TEMPTING OFFER.

TO induce people to keep track Of
their bright ideas and see what there
is in them, the Press. Claims Company
has resolved to offer prize.
TO the person wins submits to 1t the
simplest and most promising inven-
tion, from a commercial point of view,
the company will give twenty-five
hundred dollars IN cash, addition to
refunding the fees for securing the
patent.
1t will also advertise the invention
free of charge.
This offer is subject to the following
conditions :
Every competitor must obtain a
patent for his invention through the
Company. He must first apply for a
preliminary search, the cost of which
will be five dollars. Should this search
show his invention to be unpatentablt
he can withdraw without further ex-
pense. Otherwise he will be expected
to complete his application and take
out patent in the regular way. The
total expense, including Government
and Bureau fees, will be seventy dollars.
For this, whether he secures the prize
or not, the inventor will have patent
that ought to be a valuable property
to him. The prize will be awarded by
a Jury consisting of three reputable
patent attorneys of Washington. In
tending competitors should fill out the
following blank, and forward it with
their application: 49,,