davidaulloa/AmericanStories huggingface dataset:
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08
CO-IBSurance In the House Of
Its Friends.

. Z A correspondent whose communica-
ton we publish with pleasure comes to
the defence of co-insurance. lie ex-
presses the opinion that we do "not
fully understand the principles govern
ing reinsurance" Possibly be is right.
We have seriously doubted if there is
such a thing as a"principle " in the
scheme he defends, and in respect of
this view of co.insurauce we have ad
vanced well along toward the point of
positive conviction. So we may be
pardoned for falling to comprehend
that which does not exist.
Our correspondent emphatically de-
,clares that reinsurance is the fairest
way to both the companies and the in
'sured to raise rates" He maintains
that ian increase in rates is ia some
manner necessary and, in his opin-
ion, " the co Insurance plan is The fair.
est way to the insured" The nub
of his communication is apparently in
the Illustration he employs to demon
sirate the mutual fairness of the CO.
insurance plan. The fault we find with
our pondent is that he does not 90
further with his illustration, apply it
TO the case of the insured, and make it
appear that co.insmance is indeed
"the fairest way " for him in the mat
ter of {" an increase in rates"
Now let US apply his example to the
case OF the insured. Under the co insur-
ance plan in the illustration given, If fa)
the insured carries $4,000 insurance Al I'd
is damaged $1,000, on adjustment of the
loss he will be paid 81 QUO, because he
has insured his property for eighty per
cent OF lis value; if 90 he is insured
for $4,000, the companies are held for
three fourths of the loss (S75O) and the
insured for one-fOurth (S25O); if (c) he
is insured 50 600, the companies are
held for One-half 5000, and the insure d
for one-half ($5O0); if (d) he is insured
Tor 81 600, the companies are held for
one-fourlh ($250) aud the insured for
three-fourths $3.50, Now, assuming
that the tariff rate is one per cent, what
is the insured paying for his fire pro-
lection under the co insurance clause,
in each OF the cases enumerated aboveP
On % $4,000 insurance he pays $40;
20 on $3 600 insurance he pays $50,
premium, and, in The adjustment of his
loss OF 81 900, he pays $3.50 more, equiv
alent to an aggregate premium of
twenty-eight per cent; (c) on $4,000
insurance he pays 800 premium, aud, in
the adjustment OF his loss. $500 more
an aggregate premium of fifty.two per
,saht;iA(1) on $1,000 Insurance he pays
$40 Premium, and, on The adjustment
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08
Why a Pledge Against Cider9

The following paper, by Minnie E.
Chaplin, was read at a gospel temperance
meeting at Groton, Sunday, February
"Why pledge against cider2" IL a
question which comes TO our ears again
and again from the children; and not
from the children alone, for we hear il
from the older ones as we'll. OF the va
rious reasons which might be given
any one OF them a sufficient answer TO the
questionable first, and may say all inolud-
lug one, is that cider is the fist stepping
II one in the downward course towards the
drunkard's grave. II wa would take this
truth with all its meaning, giving IL careful
aud ,prayerful consideration, 1 beleve IL
would convince-at least ought to con-
vihce4Aevery Intelligent person that there
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08

SENATOR HILL essayed leadership in
the senate last week. Senator Sherman
had expressed an unwillingness to call
up the bill repeating the silver coinage
law because he was convinced that
motion to take up the bill could not be
carried. Any other senator, he said,
was at liberty to make the motion and
try his skill in getting it through. Here
was an opportunity for democratic
senator to head a movement to enforce
the Chicago platform, and Senator Hill
accepted the invitation conveyed in
Senator Sherman's remark. He gave
notice that on Monday he would move
to take up the silver repeal bill. His
effort was not brilliant success, as his
motion was defeated by vote of 90
yeas to AZ nays, but he stepped to the
front as The leader of the democracy Ia
the senate and made record for hon.
set money.
THE Woodstock Standard states that
a prominent citizen of Woodstock is
"the originator of an improved plan
for the distribution of the session laws
by the state" The plan is for the state
to procure the printing of the required
number of supplements and furnish
them free to the newspapers desiring to
use them. There are objections to the
newspaper law supplement in any form.
Probably nine-tenths of the one hum
dred thousand the press would dis
tribute are practically wasted. They
are exceedingly perishable, and the
one.tentb that would be preserved and
used quickly become useless. They
are easily torn, soon become illegible at
the folds, are clumsy in arrangement
and cannot be supplied with that neces-
sity for speedy reference-an index.
The pocket edition published by the
WATCHMAN ia much the better form of
PRONUNCIATION. Thousands have re.
marked that hey would rather pay for
that than have the newspaper supple
ment free.
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08
Hints on Health Preservation.

A young woman, fully matured and
startil & on her most essential period of
life, has in her own hands the power to
lengthen or shorten the duration OF
her journey to old ace. Looking about,
one occasionally sees hale Old lady,
with white hair, some few wrinkles,
and other minor evidences Of the
progress of time, but with a compare
lively good complexion and sprishlli-
ness aud general vigor which are not in
keeping with her years. In contrast
you will find score or more OF women,
of the same age and in the same atmos-
phere of life, who are faded aud
pinched, devoid of energy, and either
grossly obese or declepit. The one has
taken proper care Of herself during
the earlier years of her maturity, while
the others have relegated TO ma ure the
task, unassisted, of taking care OF them.
" Beauty sleep" is a thing most essen.
tial TO a young woman. 1t makes her
fresh and vigorous and gives her a
healthy complexion. Too much artifi-
cial light has the effect of straining the
eyes, making them appear heavy, dull
and congested. Social occasions, oc.
curing at late hours, are essential to
pleasure and relaxation of the mind,
but get your early sleep whenever you
can. The matter of rest, aside from
sleep, is also important. A day OF
shopping ages woman more than a
week OF ordinary home duties, aud
should be followed by a day of compare
tive rest. Make it a rue that, fIom
whatever source fatigue may come it ID
necessary TO give your nerves chance
to regain their strength, and rest viii
do this.--Neto York World.
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08
HON. vlcroR /. SPEAR states that

Hon. VICToR |. SPEAR states that
the space in the forthcoming pamphlet
on the resources Of Vermont, for de-
scribipg unused property in the state,
whether mills, water-powers or quarries,
is not all taken. ANY person who has
such property and has been overlooked
in sending out blan&s for descriptions
will be furnished with TANKS on appi.
cation. There is no charge for descrip.
tions of this character. Address Mr..
Spear at Brainlree.
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08

A FIGHT between Indians aud white men
at the reservation at Pine Ridge, Neb., last
Sunday, the outcome of drunken broil, r.
suited in the death OF three white men, and
the mortally woundng of another. de-
tachment OF police was sent out TO arrest the
Indians, aud three Of the latter were killed
There has been bad blood between cow
boys and Indians in that locality OF late, but
1t is not believed that any serious outbreak
OF red men on the reservation is probable.
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08

STEPHEN A. WALKER, who was district
attorney in New York in the latter part Of
President Cleveland's administration, died
in New York last Saturday OF pneumonia.
He was fifty.six years OF age and was for
several successive terms president of the
board of education in New York.
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08

THE new United States battle ram Ka.
tahdin was launched at Bath, Me-, last Sat
urday in the presence Of "a great throng of
people. Miss Una, daughter OF Assistant
Secretary Of the Navy James II. Solely,
broke the bottle of wine over her beak
The vessel is two hundred and fifty-one
feet long, forty-four vide, weighs twenty
thousand tons aud cost $3.50, 600
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08

A New York CENTRAL passenger train
ran down six men near Syracuse last
Saturday, Instantly killing three of them
aud seriously injurng the others. They
were laborers, aud were walking on the
track
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08

REV. WILLIAM JKwETT TUCKER, DID,, OF
Andover Theological Seminary was unani-
mously elected last Friday by the trustees
to be president Of Dartmouth College,
vice Rev. DR.. Samuel Bartlett, resigned.
The newly elected president will enter
upon his duties May 1,
The Vermont watchman. [volume] (Montpelier, Vt.) 1883-1911, 1893-02-08

A DRRAILED passenger train on the Old
Colony railroad was run into by freight
train near Leominster, Mass, last Monday
jured.
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1893-01-04
The Peccary at Lunch.

was very wild. but has grown as tame as
dog. When one Of the sailors that be like s
particularly comes out ne Will follow the
man around in the hopes of getting bit of
some deieacy.
He can tell strangers and does not like
them. When somebody comes over the rail
be Will stick up his bristles in a threaten
ing manner. If annoyed he Will show fight
viciously.
All the animals brought on the Bawnmore
were obtained in Mexico and it Is the inten-
ton of the captain to have them put in the
park.
The Bawnmore is one of the most sue
cessful freight steamers afloat. She is of
5000 tons burden and is fitted with steam
steering gear and electric lights. She WAS
built for the purpose Of carrying machinery
and her forward hatch Is of a size to admit
the largest boilers built.
She is only capable OF making about nine
knots an hour, but she does it with 160-
horse power engine and very small coal
consumption.
The Bawnmore sailed from England about
the middle of last year and carried to
tweDty-nine miles of railroad that the Mex
lean Government will build from that point
to Tampico.
From Mexico she went north to Nanaimo
and from there TO this port. She will re-
main on this coast in the coal trade for
about year and then return to England.
The Zanbesi is to be repaired soon, but by
whom is still a matter of conjecture. A dis
patch from London states that temporary
repairs can be made in about week, but it
Will take at least twenty-six to put her
in shape for sea. 1t will cost about e310O
but tender has been received from Hong
Kong Offering to do it for e2500. The un-
derwrilers want the work done at Yoko-
hama.
The schooner Corona. which arrived at
Guaymas December 30. 1892, went ashore at
Ignacio Island on the way down and had to
jettison part of her cargo to get off,
The bark Chasca. which sailed from
Sydney for Puget Sound, was partially dis
masted in q storm, and had to be towed into
Suya for repairs.
The steamer Grandholm sailed yesterday
with large cargo for Central American
ports. and the steamer Colima will sail to-
day. but at last reports her cargo was very
light.
The police were kept busy along the front
yesterday watching sailors and deckhands
who were not satisfied with the way things
were run.
The steamer Emily and the barkentine
Tropic Bird BIO til took Don-uuion crews and
were watched all day by the police to pre-
vent trouble being made by the gang of
union men who hung around the wharf.
Two officers were also at the Stockton
boat landing. as there has been some trou-
BILE between them and the men that nobody
seems TO understand.
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1893-01-04
REAL ESTATE TRANSACTIONS.

Charles A. Zinkand to Cattle Feeding and DIstfil-
thg Company, lot on Ne corner Of Scott and Lom-
BARD streets. 1877 IS by 1875; also lot on
by n 1875: g..
OF Fourteenth street. 30 OF Minna, L IS by so;
gift
line Of Fifteenth street, SO Z OF sharon, Is 20 BY
100; $1,000.
line OF Fifteenth street, so OF Sharon. % BY:
c. +. hOrnuug ana wife to Fernando Nelson lot.
third 26 By W 1855: $40
Emily MOnchant. Justina NJ. and George CaselIi
1877 IS Of Jones % by 62.8: $40.
John ELLIOTT TO William earn lot onNW line Of
Jessie street. 1z6 NE Of Sixth. NE 80 by NV
Z. \ Richardson to Jacob L jacobson. lot on s:
line Of street, 57:6 w OF Sixteenth avenue, 70
Sol Getz and wife TO Moses Hamburger, lot on S,
line Of street, 32:6 W Of Twenty seventh aysn ne,
Sol ana Bernard Getz and wives to Ferd Mayer.
Iot oa line OF hirty-fourth avenue 200 OF X
William LANCE Jr. 20 Roman Huegh. lot on limo
OF street 32:e OF Ninth avenue, so by
A. A. Smith and wife to Ambrose S. Kehrer, lot
on s6 corner Dwight way and Yale street 100 by
lege street 100 by WHO; $40
Alfred Thurman 20 william II. PrInz lot on Sc
corner Madrid street and France avenue, Z 100 by
5 so, block 40. Excelsior Homestead: Slo
Charles K. johnson to Frank ID. Van Wet, lots
TO 3. block ., MISSION ahd Ihlrtieth streets Exten
sion Homestead, warranty deed: $1,000
Benjamin Wood TO A. @. and Louisa Y. 0zanne.
lot on \ line OF Thrty.second avenue, 10 OF
street, SO by 100 block Boz, Bay Park Home
stead 5000.
II. Il. keinstein TO Pheba a. Hearst piece of land
commencing atpOst m arked NJ j PS at most cor
ner Railroad Homestead Tract, "a deg. IT
chains. n 5I15 deg. L '4.65 chains, 30. deg.
4 o chains, n 90 deg 2S min, 40 chains. n II
deg 4s min, w 10. 81 'chaius S 40 deg. 46 min. w
8. 3 chains. 40 deg 46'min.. w 6.l3 chains, so
deg, s. 26 chains. 1853 chains. 24l4 deg.
q
deg, 5s chains. containing 1894 acres. quit
CLAIM: So
ALAMEDA COUNTY
Honora L. A. Gardner (nee T0omey) to Richard
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1893-01-04

southern citrus exhibit 1t TRANSFERRED that
there is only space for one or two carloads.
whereas Jonathan Beggs. who has been
working in the southern section, has been
securing exhibits which may fill eight or ten
cars. AS MIR. Beggs is expected in town
inside of few days the board decided to
waive action TIL hearing his report.
On motion Of Marsdtn Manson the board
directed the purchase of 254 mounted pho
tographs Of the South Sea Islands and Aus
tralia at cost not to exceed $50.
1t was arranged to have the opening ex-
ercises on January 10 at 2:30 p. NJ. in the
Baldwin Theater, the address to be deliv-
cred by Captain c. A. Woodruff. u. S. A.
The treasurer was authorized to over
draw the bank account to an extent not ex-
ceeding $4,000.
The librarian reported total cash receipts
for tha month Of S229S 81.
1t was reported that official seven-foot
models of the United States steamers
Charleston and Oregon would be ready for
exhibition within few days.
Bills TO the amount of 1925 were pre-
scented and ordered paid.
The power and machinery committee re-
ported that the engine is working satisfac-
torily, and that one dyDam OF 800 and TWO
of 200 light power had been put in; also
that the wires had been fixed In the building.
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1893-01-04
-------------------- ----------------------
Walked fine plank

The Los Angeles express was nearly two
hours late last night. Just what the delay
was none Of the passengers seemed to know.
The only facts obtainable were that the de-
lay occurred at Port Costa through some
accident to the ferry-slip there.
The train arrived at Bencia on time,
and the transfer ferry was also on time. but
could not get into the slip because it was
full Of tules washed in by the high water.
Or else some Of the piles had been washed
out.
The passengers were landed by small
gangway that was hastily constructed of
planks. The men got over easy enough,
but the women were nervous and went
through the usual formula which consumed
the greater portion of the sime the train
was detained.
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1893-01-04

in contact with the re-
porter's tongue. causing a peculiar, icy
feeling, but no pain to speak OF. The tooth
stopped aching, and the doctor took up
what appeared TO be bodkin and stuffed
the roll of cotton into the cavity, or seemed
to do so.
"'Well, how do you feel now?' he said.
ITO his horror. the reporter could not
utter sound. His tongue was apparently
frozen stiff, as 1t felt like lump of Ice in
his mouth.
"Grasping pencil. he hastily wrote:
"' For heavens sake. what have you done
TO me? / cannot speak,
"'Gave your tongue a hypodermic in
lection of cocaine and paralyzed it, Now.
go ahead and interview me, you bald-faced
pirate
"With this brutal remark, the fiend laid
back and gave the hampered journalist the
horse laugh, and then showed him out of
the Office with the comforting remark that
he would be all right in day or two"
AS he finished reading the story of the
outrage, the editor ieaped TO his feet.
"Holy smokep he shouted. where's
Mr.. Bulbs? He may be dead"
Rushing out he found the handicapped in
terviewer hanging limp and lfeless across
his desk with bis face resting on one arm.
in the hand of which was tightly clutched
a business card.
"The man has faInted." exclaimed the
editor, "but, see, be still has the card OF the
doctor who d0sed him."
Selling the card, the reverse side Of which
was uppermost, the editor read:
TO MY PATRONS.
Please report any inattention. nsolence or
overcharge on the part Of he walters and greatly
obllge. RUDOLPH McSwILL, Prop.
FL. Greeley Bulbs afterward remarked in
seli-defense, that this exclusive story BUSH
ness will queer anybody II 1t isn't worked
right" CHARLES DRYDEN.
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1893-01-04
NOT A DEAD SCHOTT.
A Carpenter Denies the Story of His
Decease


Charles Schott, carpenter, who lives at
16 Harlan place, was pained and surprised
when he read in yesterday afternoons
papers that he had died at noon in the Re-
eeiying Hospital and that his body had been
taken to the Mo rgue, where an autopsy
would be held. He fastened to the Morgu g
and Indignantly denied the tru III OF the
narrative.
He did not say that the story was foul
calumny. that Ii had been cut from whole
cloth, that it was the baseless fabrication
of a wretched sribbler's brain-he did not
even say that it had been Inadvertently
stated that he had gone higher, but he did
most forcibly remark that It was all an in
fernal lie, that he still lived and could
prove ii.
Mr.. Schotts statement was believed by
the C0ronerS deputy. to whom it was
made, and his name was stricken from the
roll OF the desd.
Mr. Scbott would not have been compelled
TO lament over his untimely obituary had
not man who looked like him. and who
like him had tube in his throat. died at the
Receiving Hospital al noon. The supposed
Schott has not been identified. He was
found lying unconscious on the steps of q
KeaTny-street clearinghouse, and died few
minutes after he was taken TO the hospital.
The man swas about 40 years of age. and
when taken to the Receiving Hospital was
was for moment perplexed. The strangers
dark beard concealed the cause OF his NOR
tai distress. II was hole in bis throat the
size OF quarter Of dollar.
He was gasping his last breath as the
discovery was made. In an instant the sur
geon's knife was thrust in and cloth of
blood which had stopped the air passage re-
moved. But it was too late. The subject
had become one for the Morgue. His death
was attributed to the loss Of traeheotomy
tube. The instrument was subsequently
found wrapped up in piece Of newspaper
in one Of his pockets. How il got
there was mystery. Had he dropped it
before he fell and was ii subsequently
picked up by some one who had placed it in
his pocket? DR.. Somers thought he reeog-
nized the man as Schott. who had walked
into the hospital on November 20 last TO
have his tube replaced.
Among the other contents found on his
person was purse containing So rs In sill
YER, room key. No. g. and two soiled
business cards. One was that of ]. j.
Walsh. general miilwork 625 Sixth street.
and the other that Of Carlson d Danielson,
liQuor-iealers, AIS East street. The de-
ceased wore brown wooden shirt without
any vest. dark coat and trousers and Con-
QresS yaiterg
The morning call. [volume] (San Francisco [Calif.]) 1878-1895, 1893-01-04
TO PROTECT THE DEER.
The Gun Clubs in Favor of Strictel
Laws.

Laws.
The law prohibiting the killing of deer Of
any kind in the State Of California goes out
of effect on July next. and the shooting
and fishing clubs are making an effort to
secure some legislation to prevent whole
sale slaughter of the animals when the
prohibitory law expires. This law went
into effect in March. 1891. and since the
killing of deer has been stopped won
derful increase has been made in the num-
Der of deer in the State. and 1t is thought
that if some protective measure is not
adopted TO 90 into effect when the present
law expires, the two years prohibition will
result in very little good. Six months or a
years freedom In killing the deer will
almost deplete the State Of game, and this
fact is apparent TO the legitimate sporting
men.
Last night the Sportsmen's Protective
Association of California met at go Mason
street with a good attendance, and this pro
tective movement was the chief topic Of
discussion.
The new president of the association, r.
{. QulntoD, was Ia the chair, and alter some
formal business w. 4. Shattock introduced
a resolution favOring the passage of new
al better law for the protection of deer
The present law. he said, while it meant
well, succeeded in preventing true sports
men from enjoying the ort Of deer-hunt-
Ing, but cid not prevent the whole
sale killing Of deer for their hides and bones
in the mountain districts. He understood
that Assemblyman DreSe of SonOma County
vas about to introduce q bill in the Legis-
lature similar to the one now In force IN the
State of Oregon, which prevents indefinitely
the selling Of the hides, bones or meat at
any season Of the year. The law In Oregon
has proved great success and game ia rap
Idly increasing.
Other sporting clubs In the State are In
favor Of such law and would give it hearty
support, and the Trainer of the resolution
suggested that Mr.. Drese be given every
support and announcement in his effort to
secure such legislation.
The resolution was well received, and
John Stack, DR.. EDglehart and w. T. Shat
took were appointed committee to further
the suggestion Of the measure,