The Helena independent. [volume] (Helena, Mont.) 1875-1943, 1893-04-21
ARIZONA ADJUSTMENT.
An Incident Of the Hig Fire At Tomb
Atone.

An Incident Of thu Hig Fire At Tomb
stone,
Al related by Monte George. -"At the
time of the big FIRE At Tombstone I was
dealing faro for Bill johnson in tho Palace
saloon. He moved most of his things and
didn't loss much.
'"Ive got a thousand insurance." said
Bill. II didn't losc more'n five hundred,
but they tell mo you always got what you
insure for. It's like n lottery; you buy .
policy. and. II You're burned out. you draw
prize. They say it's a dead square game,
and played her MP to tho limit to win.
Viokers. the agent who sold mo tho policy.
sent to San Francisco for . special ndjus Ter
to fl the thing mp, 80 40 to be sure and have
everything all right"
''Thres days after the Gre. the adjuster
arrived. His name was William Henry
Harrison Benton. He was a nice looking,
smooth spoken man, not very large. He
looked sonlc like DAY Gould. | saw Gould
at HALEY. two years ago. and he talked and
acted u good deal like Benton. Well, BEN
ton stayed around for n week or 20. and
finally told Bill no was ready to settle. and
We three went into one of the poker rooms
in Bilrs new saloon, to talk ~ over.
Now, Mr.. johnson" said Benton, eve
figured up the value OF your furniture and
A4OuxG6 tueu WVAVo = MAN UNV
amount to $3b9. 63.o
but l shought I'd got the whole thou.
sand" said Bill.
"oh. nor aid the adjasser. "bessuse You
paw You for whats burned" r.
''Guess you're right" said Bill.
1.-THE there's the depreciation to como
off,"
whats that?" asked Bill.
1.-The wear and tear-ths difference be.
A---- - ~~I ~rn- Va had 49, Eu.-SA---
four months. and I'll figure the depreciation
down low, say 40 ner csnt-that's only 10
per sent u month";"
'Isn't that a good deal?" said Bill. .If
I'd had IT a yenr. I'd been worse oR than
nothing"
benton smiled and replied. mo, that's
very reasonable. There's an ndjnster,
named Beard, at Denver whom We cali
Old Depreciation,' who'd have made il 60
Per cent at least"
Don't send for Beard" said Bill. "Let
$50. taking off the depreciation. that's
$148. 76. leaves your actunl loss Just
$215.8 So"
Bill looked over the figures, drew a long
breath. apd said, That's correct. Will
you pay the money here. or send il from
San Francisco?o
~. ,.B S,s sh ,o s. Ss,; asked the 'dio''''' what
"A hundred and twenty dollars for the
thousand" answered Bill. "and it seemed
to me rather steep.'
"rhat was reasonable" said Benton,
very reasonable. Now, there's another
little opposition"
"Sp,ina'er." said Bill. I'll say right hero
chat johnson was one of the coolest and
Ramest men / ever met-nothing could
startle him."
did you ever read the adjuster's clause?"
continued Benton. pointing to some fine
blue print on the policy.
mo what's that?" asked Bill. |
".hat provides that you shall pay the OK
penses of the adjustment, because Tomb.
stone 10 SO far from San Francisco"
THAT seems reasonable" said Bill.
Eyes. that's only right" said Benton;
sand 1t makes it easier for tho companies.
I've made up my bill of expenses, and here
it 10:
Fare from San Franci.c co to Tomb
stone and back ,............... S115 SO
Hotel and other expenses. ten daye, so 60
Ten days time, 1t $2U a day ........ 200 90
Total 265 SO
Less amount of loss .............. 2l5 CO
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