The Democrat. (Scotland Neck, Halifax Co., N.C.) 1884-1896, 1893-04-13
DIR. TALM AGE.
HIS ESTIMATE OF LIFE
INSURANCE.
A MANS DUTY TO HIS FAMILY.

ole, lcaVln2 your lamlllce DeSgarS
ana will expect us ministers oi
the gospel to come and lie abou,
your excellencies; but we will no,
do it. II you send for me, l Will
tell you what my text will be: 'He
that provideth not for his own, ard
especially those of his own house,
hold, is worse than an inf1de!.'
"ln this day, God has mercifuliy
allowed those Of us who have 8
limited income to make provision
for our families through the great
Life Insurance Companies all over
the land. By some self.denlal on
our part We can make this proyis>
ION for those we ahal! loaVe behind
as.
us there anything 80 helpless as a
woman whose husband hssjust died
when, with her children at her back,
che goes out to fight for bread?
Shall she become a menlal SER
want IN some one else's household?
No-not the one who has been ly>
ing On your arm all these years,
and filing the household With JOY
and light.
"Ah, mol You had better have
your coffin mado large enough to
take al With you into that land
+; where they naver freeze or starve.
"HOx a man, with DO surplus OF
estate, but still enough money to
pay tho premium on Life Insur.
ance Policy, can refuse to do it and
then look his children IN the face,
a1d cay bis prayers at night on 60
ing to bel, expecting them to be
answered, ls e mystery to me that
have never get been able to tath~
ON.
'::V hat amount Of comfort, OF ed
acation, Of moral anu spiritual ADJ
vantage. IL Represented III the sim
pie statistic that i'll this country tie
Life insurance Companies, in one
year, paid seventy-ssven mlllions OF
dollars to the families OF she cereft:
and IN five years they paid three
hundred millions of dallals to the
/ bereft; and are promising to pay;
anu holding Themselves IN teadl
meas to pay, two thousand millions
of dollars to the berelt.
"And yet there are good women
= no are indifferent ~ regard to
! their husbands duty on this SUBJ
icct, and there are come positively
hostile, as though life Insurance
subjected man to some fatality.
rhcro is in this city today very
poor woman keeping small :andy
shop, who vebemently opposed the
insurance of her huaband's life, and
when application had been made
for q police II $4,000, she fruatrs-
ted it.. She would never have q
document in the house that implied
It was impossible for her husband
to die. One, day, In the quick rev
oIution of machinery, his life was
instantly dashed out. What is the
sequal? She 10, with annoying tug,
making tho half of q miserable liv.
ing. Her two children have been
taken away from hel in order that
they may be clothed and schoo,t,
and her life ls to be prolonged
hardship.
'Bn1,' says one, Il am a man Of
small means, and | can't afford to
pay the premium That is some.
times an awful and genuine ex.
cuee, but rarely. The answer to 1t
is thn: II you are too poor to sup
port your family and pay for pol.
icy on your life, you are too poor to
take the chance of dying aud leav-
ius them deprived OF tue support
your brain and hands supply them,
"Saye some man, Il believe what
you say; it Is right and Christian,
and l mean some time to attend to
this matter.' My friend, you are
going to lose the comfort of your
household in the same way the sim
ner loses heaven, by procrastlna-
tion. I see all around me the des-
titute and suffering families of pa
rents v ho meant s0me day to attend
to Christian duty. During the pre-.
cess of postponement the man got
his feet wet; then came q chill and
a del,Nnm and the dOleful shake OF
the doctors head, and the obse-
quies.
80 man, before forty-eight hours
had passed away, appear at the
desk of some OF our great Life IT,
surance Companies, have the steth
cscope of the phyaiclan put to you'
heart and lungs, aud by the seal OF
some honest com.s .sany decree that
your children shall not be subjected
to the humiliation OF financial strug-
ula IN the dark tlav of yDur demise