The sun., 1893-06-13

theirs is the most important and upon th en-
of 'theit sonfrspes At the "Ia same aS0n time hns
their employment would be considere cd
Syss Ry the rs yfFSGs %s ThsS
Joining. In the revels OF stag parties OF the
fact. the more they enter into society % % the more
they como In contact, with men Of wealth and
III sosel aS the The Bett ns % hsS
able to perform the work intrusted to them
which Is simply to learn the financial standing,
halits, and CHARACTER Of the men OF wealth In
Men Of wealth, II ,actuated by dishonest mo.
companiss. for the reason that they always way IN. ip.
sure for very large amounts, Under ord nary
circumstances their reputation rs men OF nc.
ceptable to any insurance company for almost
any amount Of insurance. But there are times
the vorgo Of financial disaster. They
tor commissions without any difficuty.
those missions until natural death
ensues. such men are more anxious to leavn
dinary. 1t is questionable whether many Of
them would consider II wrong to secure large
amounts OF Insurance and then In aniet and
ords OF insurance companies prove that such
things have happened more titan once.
the swells of society and the kings OF Wall
street. have lessened the numh her OF auch casos
SrSs G9ssr s ,s ou wh the
cial world long before anything happens to
them. 1t Is usually gossip OF a very 1uiet kind
on the efSs Esae The Se care to he
there, No reception is toe much Of u bore to
when ts there AZ sSerS
going down to Wall street n good many times
to Ind out something about the Mr. Jones
II there IS ever so slight suspicion that Mr..
EeI SION ana i' is iahio to 90 to the wall the cham
ces OF his getting his insurance will become
more profitable to write $50. 100 worth OF in.
surance against one mnn. rather than the same
arc by no m cans anxious to assume such risks
whom there is any suspicion that there mny
sH who do this .Mss voSH NH 5r
insurancc companies are very highly paid.
Their expenses are enormous. and the fact
linz information which others cannot secure
makes thoir services come very high. Stil.
had with inspection departments has demon.
strated the value OF such services in spite OF
their great cost.
mont" said the confidential man referred to-
that this company refused to write out
Tho com pnny was suspicious because OF tho
piica,on had bee1 r., reterred J. saved $4,000
In spite of the fact that some OF the most
sensational cases of fraud have happened in
psls an is Mo
the large cities than anywhere else.
The reason for fha ira bs hs eondenta
their own nnsiness and bother themselves
very little with the affairs Of their nelghbors:
for years and not even know each others
names, In the country. where time is loss
q n ilr re
being talked about generally I hat is 80 even
on tho frontier. iehrs i.s" was Justice Of
AZ out everybody within u ia,! us Of II hunHr-d
miles AMI there wasn't ANYTHING Of the slight
distance Of camp which did not Immediately
become known 70 everybody else. The !iill
man case and q few others havc been eScep-
tionnl. but while occasionally some startling
fraud is pernetrated In the country. hundreds
Just as clevcrly contriyed are attempted within
the same time in the cities,
Befure our Inspection department was es-
tablished agents OF the com I,anr could swindle
it 10y standing in with applicants. That was
done in u good many cases where the agents
conducted a small business and commissions
were scarce. remember one case that raz-
of the great nerv. shown 10y the swinilvrs
Thnt was the he case YN, Of John Doyle. lie was a
this this city @ The "s agent T Would S 'sro an
tnpM to be- from ph,ay nan sros.n wh0m aorm he
Then he would send John DoyIe to our es OK
aminer. Doyle giving the name OF the appii-
would always Ie favoraDle. and the co"!iany
would accept the application. L he trick WAS
,o sha ss no'S
mistake called ut the main Office with it.
t thinking that she could get some money on ii.
premi um. but she was ignorant and got things
mixed. In order to strnighten out tho matter
Ii. saw the man to whom 'iH the
notice was addressed. and purrorioL to he
tho mnn who had Heen examined by our
clerk nd been pres ent when the examination
took place. and had seen Doyle Ilo at once
called tho attention OF the company to tito
case; They then found out that tho man whom
Doyle l;o ,erLssen,ed res, was WAS dying With consump.
handed in. Thcy also found out that Doyle |
had acted for three. other men. all OF whom
h ad gone to two different examining physi- |
Clans. HIS visits to each being far apart. and
hd n til"
!, An extremely interesting case Of fraud hy |
the agent Of large CON sompapy T was brought to
sated at st. Paul o was an W esacer HH WfS ot tho
German army, a great swell. and a man who |
srences. m He was Very plausible. clever. and and
slegant. He was made general agent for a |
aS wSStfE. Hs swnGsd T.s ths
MYTHICAL p.Tsons. Hs would make out
-H0 hppllCatlOH ouuoTs6 u Us good. |
and In short. time a policy would |
some from the home Office After six |
months or q year he would forward to the |
lome office an alleged claim OF death and |
would certify to the regularity Of all tho pro- |
,esdings. The check in payment Of tho policy |
nade out to the mythical person whose name |
appeared In 1t would I've sent to the agent, who |
would endorse II. write the namo OF the dunn |
nY. and deposit the check to his own account, |
n that way securing tho money He operated
Without arousing any suspicious for a number
4 years; and held high social position in st.
.ent notice: As it happened, one Of the
,,erson living in the town in which the resi-.
ience Of tho dummy had been located. no.
Ice sent to this person by the com pany direct
instead OF through the agent. resulted in some
respondencs which reused sus spicion at the
,ome 1iliee and resutsd n a trip Of the, conf
allied upon tho agent for an explanation. The
Usual. but one little incident betrayed him to
he alert and experienced auestioner All the
ime he was talking tho agents lips were very
Try. and he ran the tip Of his tongue around
hem in q way that was both unusual and ap-
,arently uncaled for. The coniidr ntiai man
concluded that this was n sign OF nervous
less, and that tho nervousness must nave
,een caused by something more than the few
luasfions that hnu been addressad IN him