The Helena independent. [volume] (Helena, Mont.) 1875-1943, 1892-09-30
" You Are Thinking of Taking Life ii
auranoe Read This!

n You Are Thinking of Taking Life In
suranoe Read This!
MI. James Stephenson, u prominent bust
ness man OF Omaha, Neb., insured his life
for $4,000 in 1886, at the age of 4s, on the
ordinary life plan. The insurance was
equally divided between the Equitable and
North western companies. with results ms fol-
lows: Equitable policy No. 296, 436: North
western, No. 1873, 800. In 1882 the total cash
dividends offered by Equitable. $165. sc: by
Northwestern. $469.3 80. Additions taken in
Equitable. 1920 90; additions taken in
Northwestern, $917.00, or 278 per cent of
Equitable additions. Total additions by
dividends. if all had been in Northwestern.
$65S. 90; difference in favor of the North
western ON basis of $4,000 insurance,
81, 1900, in seven (7) years.
M. Charles Salmon. OF Rochester, N. Y.
insured HIS life Mt the age of 43, for $4,000
in the Northwestern and New York Life re-
speotively. Northwestern policy No. 150.-
GAG; New York Life policy No. 236, 24S; re-
suits at end Of five years as follows:
Total cash dividends. New York Life,
SOL. Ga; total cash dividends, Northwest
ern. $257. Sc; totnl additions taken. New
York Life, $210; total additions taken,
Northwestern, 1916, or 274 per cent Of the
New York Life additions. Total addition.
IA NJ ~ pOOlE ia isl t-s
total addition, if all had been in New York
Life, $42O; difference in favor Northwest
ern, 1872 on basis of $4,000 insurance.
Mr.. A. Erickson Perkins, cashier of the
Union bank, Rochester. N. y, took out in
1879 two policies Of $1,000 0 each, one in the
Mutual Life and one in the Northwestern,
both on the life plan. In 1892 the results
are as follows: Mutual Life policy, No. 1888, :
633; Northwestern policy. No. 9s,6S5. Total
cash dividends. Mutual Life, $479.95; total
cash dividends. Northwestern, $82G.46;
total additions taken. Mutual Life, $1.4l6;
total additions. Northwestern. g., 75G, or
1884 per cent of Mutual Life additions.
WESTERN, S5,512. Total addition if all had
been in Mutual Life, S 1882; difference in
favor of Northwestern, on basis of sc, 600
insurance, 1850.
In 1871, at age As, Mr.. Harvey j. King, of
Troy, New York, took out n ten payment
life policy in the Mutual Benefit. premium
$346. 40; in same year. and at Same age, a
similar policy WAS taken out by M. Geo.
Bruner, of Bloomington, ILL.,, in the North
western, premium, $S44.B5. In 1888 the
total cash dividends paid by the Mutual
Benefit on Mr.. Kings policy amounted to
$l,o7o.65; total cash dividends paid by the
Northwestern on MI. Burners policy, No.
62, S51, was 81, 1857. O5. or 1877 per cent OF the
Mutual Benefit dividends. Difference in
premiums paid in the ten years, $18. 80;
difference In cash dividends, $2S6.4O total
difference in favor Of the Northwestern,
1904. 80.
Difference in favor of Northwestern, if
sill had been in that company, 5000. 80, on
basis of $40, 900 insurance.
The following figures. taken from the
New York Insurance Report. show the in
crease or decrease of general surplus dur
ing the year 1891:
Northwestern increase...........$ 237,81a
New York Life, decrease ........ LOLA, COG
Equitable, decrease. ............ GAO. 269
Mutual Benefit, increase. ........ 1O9, 942
These figures represent actual results and
show that the policy holder in the North
western ia a gamer in every way; he saves
money and lessons the cost of his insurance
by means of his large cash dividends, or he
greatly increases the amount and value of
this insurance by the additions accruing to
his policy. w. L. Phillips.
General Agent.