The Lambertville record. [volume] (Lambertville, N.J.) 1872-1968, 1892-07-13
CHAPTER ccxxxI.

Farther Supplement to an act entitled An act TO
provide for the incorporation and regulation of
insurance companies" approved April ninth, one
thousand eight hundred and seventy-five.
T. Be 1t enacted by the Senate and General As
sembly Of. the State of New Jersey, That the
commissioner of banking and insurance shall
prepare a printed form in blank of contract or
policy Of fire insurance, together with such pro-
visions, agreements or conditions may be en-
dorsed thereon added thereto, and form a part
of such contract policy. and file the same in the
Office OF the secretary OF state before the first
day Of July, one thousand eight hundred and nine
ty-two, similar in all respects, except hereinafter
mentioned to the contract or policy Of fire insur-
provided by law for the states Of Pennsylvania
and New York, and such form, when fled shall be
known and designated as the Standard fire insur-
policy Of the states of New York Pennsylvania
and New Jersey
O. And be it enacted That on and after the first
day of January, one thousand eight hundred and
ninety-three no fire insurance company, corpora
tion association, their officers agents shall
make, issue. deliver for use, any fire insur-
ance policy renewal Of any fire policy or prop
erty in this state other than such shall conform
in all particulars TO blanks, size of type context
provisions, agreements and conditions, with the
printed form contract policy filed in the office
of the secretary of state provided for in the first
section OF this act and no other or different pro-
vision, agreement condition clause shall in any
manner be made part of said contract or policy, or
be endorsed thereon or delivered Herewith except
as follows to wit:
l. The name of the company, its location and
place Of business the date Of its incorporation or
organization, whether il is stock or mutual COM
pany, the of its officers, the number and date
of the policy and If il be issued through manager
agent, the words this policy shall not be valid
until countersigned by the duly authorized man
aper or agent OF the company At may be
printed policies issued property in this state
II. Printed or written forms of description and
specification, schedules of the property covered
by any particular policy, and any other matter
necessary to clearly express all the facts and cond
tons OF insurance on any particular risk (which
facts or conditions shall in case be inconsistent
xrffh NJ I'M.
tons of the standard policy herein provided for)
may be written upon or attached or appended to
any policy issued on property In this state;
III. company, corporation or association organ
lied or incorporated under and in pursuance OF the
laws of this state elsewhere il entitled to do BUSH
ness in this state, may, with the approval of the
commissioner Of banking and insurance. If the same
is not already included in the standard form to be
filed in the office of secretary of state, as provided
for in the first section of this act, print its poll
ces any provisions which 1t is by law required to
insert therein, If such provision is not in conflict
with the laws of this state, of the Uuted States
or of the provisions Of the standard form provided
for herein but said provision provisions shall be
printed apart from the other provisions, agreements
conditions of the policy. under separate title,
follows: Provisions required by law to be stated
in this pclcy.n
3. And be it enacted, That it shall be unlawful
for any foreign fire insurance company, corporation
or association whatsoever, to transact business in
this state except through duly constituted and APP
pointed agents resident therein who shall be licensed
by the commissioner of banking and insurance.
upon the iu compliance by said foreign lire irsiir-
ance company, corporation or association, with all
the requirements of law said license TO be Tor the
calendar year ending December thirty-irst, and
may be renewed annually thereafter, subject TO the
foregoing requirements.
A. And be IL enacted That the commissioner of
banking and insurance may license any person a
broker TO negotiate contracts of fire insurance for
others than himself, for compensation, by virtue
of which license he may eject insurance with any
domestic company or negotiate such contracts and
effect insurance with the agents resident In this
state ofany foreign company licensed TO do business
IN this state. provided IN the act To which this
is a supplement, but with no others; for such Ii
censeihe shall pay n fee of ten dollars, authorizing
him thus to act until the thirty first day of the next
December; and payment of similar fee his
license may he renewed from year to year ending on
the thirty-hrst day of December; whoever, without
such license assumes to act such broker, shall be
deemed guilty OF msdemeanor, and upon eonyic-
ton thereof shall be sentenced TO imprisonment of
not more than sixty days for each offence and to pay
such fine as provided for in this act.
g. And be II enacted that any fire insurance conf
pany, its officers agents. either of them yio-
latig any provisions of this act shall be guilty of
misdemeanor, and upon complaint made by the
commissioner OF banking and insurance, or by any
citizen of this state shall upon conviction thereof
be punished by fine of not less than twenty-five
nor more than one hundred dollars for the first of
fence and of not less than one hundred more
than two hundred and fifty dollars for each subse-
quent offence, but any policy made issued deliv
cred contrary TO the provisions of this act shall,
Notwithstanding be binding upon the company is
suing the same
6. Aud be it enacted, That this act shall take
effect Immediately.
Approved March 30, 1892