davidaulloa/AmericanStories huggingface dataset:
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

bank in 1873. and in 1877 received a
State charter. giving it full banking priv
ileges
The capital has been increased in the
last few years from one hundred thou
sand 10 two hundred thousand dollars
and the surplus and undivided profits are
becoming rapidly Increased by the growth
Of business. # is n model bank in all
details. and the sound methods employed
receive the approval and appreciation OF
the public generally.
The surplus and the undivided profits
Of the institution have increased nearly
fifty per cent IT, three years time. and
speak more eiOquentiy than any CONNER
cial criticism Of the successful manage
ment of it's affairs.
These evidences Of profits made now
amount 20 SJ4. S641I. and ,he loans and
discounts 20 $OJ3. 1904. while the total
resources foot up the neat suln OF $780,
54j0S
The present officers of the Citizens
Bank have had charge of its affairs Tor
ten years, and 10 their efficient inauaGc-
ment is due the prosperity and the en-
viable reputation the institution enjoys
in financial circles.
Mr.. w j. Johnson. the president. is q
sound business man and lends his ana
and influence 10 its success.
Mr.. s. G.. Wallace. the cashier, holds the
esteem of the business men and the pub
lie. who have confidence in his able and
painStaking methods. The Citizens Bank
is most elegantly located ut the corner of
Tenth and Main streets. adjoining The
Times building. The directory is com
posed Of we'll known successful business
men rs follows: Warner Moore. w. j.
Johnson. G. r. Skinner. W. j. Ieake.
r. Wiley Davis. r. l.. Alfrcnd. &. f..
Wingo. John Addison. !. II. Capcrs. r.
6. Rcnnolds, II. Il. Taliafcrro, J. w.
ROthcrt.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25
EVIDENCES or PROSPERITY.
Some Of The Solid Business Concerns d
Richmond.
FIRMS THAT IRE FULLY RELIABLE
The virGinis Mercantile asd Safe Deposit
-wingo, Elicit 3 Crump
end M. MiiihIssr = Co.

As inventions are made In machinery
to meet the demands Of new conditions
in manufacture SO the necessities OF BUSH
ness create what is needed for its better
and more convenient transaction. The
relation the Virginia Mercantile and Safe
Deposit Company Of Richmond bears TO
this city is of this character and was en-
gendered by the perceptible need OF just
such an institution, where the intimate
relations existing between financial, hdus
cial and real estate interests could be
better blended to the advantage OF each
class of affairs. With this end in view
the Virginia Mercantile and Safe Deposit
Company was Incorporated by an act OF
the General Assembly of Virginia. 1t IS
based on a broad and Comprehensive
charter. and is intended to meet the re-
durement and supply the need felt by
the holders Of property for their better
protection during life aud for its more
certain and speedy TRANSMISSION 10 helrs
and legatees at death.
This company receives deposits Oh
money and allows interest thereon, ne
gotiates oans.eXecutes trusts OF every
description and in every hduciary ca.
pacity becomes surety for the faithful
performance of such trusts and the
fidelity of employees, collects incomes OF
all kinds and abstracts and insures
titles TO real estate.
This latter il feature OF unusual
value to the business interests of Rich
moml, and this company is now pre-
pairing title plant by experts which VIII
enable them in short time to furnish
abstracts to titles and certify them.
This company issues policies of title in
surance to real estate and real estate Sc
curities in Richmond and the adjoining
counties. thereby affording absolute So
curity to deeds of trusts aud to pur-
chasers and their heirs so long us they
are the owners of the property.
In the following list of officers and d.
rectors will be recognized Richmonds
most prominent business men:
President. Charles X. SlSinker; Vice
President and Attorney. Marshall Nj.
Gillian: Acting Secretary and Treasurer,
Bernard Peyton. Jr. Directors: John
Addison. Thomas l.. Alfriend. Charles II.
Beyin. Jackson Brandt. Ware II. Gay,
Marshall NJ. Gillian. William j. john
son. William III. Jones. William III Pal
mer. Charles X. Skinker John e.. Slater,
Howard Swineford. Robert Il. Traylor,
Granville G.. Valentine.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

was elected president five years ago. and
has conducted its affairs since with pecu-
liar sagacity and unerring Judgment. be.
sides the direction of an astute board OF
directors.
lie is ably assisted in the execution OF
n system Of careful and conservative
methods by Mr.. William VI. Hill. who
has held the responsible position Of cash
Ter Of this bank for twenty years. and
enjoys to the fullest extent the conf
dence of the business men of Richmond.
Twenty men are employed in the work
Of the bank. and to further increase the
facilities for business three splendid ire
and burglar-proof vaults are being butt
which contain the latest arrangements
and devices for the convenience of pa
irons and the security Of their vauahles.
ParlOrs for both ladies and gentlemen
are being buil;. in which they may re-
pair with their private boxes and cNamlne
their contents in privacy. The fittings TOT
the ladies' are exclusive and CONVENIENT;
The toilet arrangements are complete ana
will prove very attractive TO ladies nav
ing banking business 10 look after.
The present officers of the bank are rs
follows John :. Elicit president; VII
liam VI. Hill. cashier: w. ID. Gibson. \.
G.. BabcOck. William T.. Tanner. AieNan-
der Cameron. Peter III. Mayo, John "
Ter, Joseph NJ. Fourqureal. w. Miles
Cary. 7. &. Williams, Jr, and Granville
G.. Valentine, directors.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

The First National Bank is another Of
those splendid financial institutions OF the
South, which, springing into being when
the mOneyed capital of the section WAS
merely nominal, has grown TO be grand
factor in RichmOnds ever increasing
Organized in April. 1863. it was two
years later consolidated with the EX-
change National
1t has always ranked as n very strong
and well-managed institution. and It's
business and resources are steadily grow
Ing
Mr.. Isaac Davenport, Jr, who died last
year. was at the head of its affairs for
twenty-three years and under his man
agement the First National prospered and
rapidly took first place among the best
banking establishments OF the country.
The capital of this bank IS SOOO.OOO.
while they have the handsome surplus of
100000, and an undivided. prolt ac-
count of over $4,000.
The esteem in which the management
of the bank is held is further attested by
a line Of individual deposits which aver
age S20000OO.
An idea of the growing strength of the
institution may be had from the annual
statements. which show TINT both the
deposits and surplus profits are twice
what they were ten years ago.
Under the administration OF Mr.. A. j..
Roulware. who succeeded Mr.. Davenport
as president the bank has prOspcrcd
wonderfully. and though he has been III
charge but a few months the business
has largely increased.
Mr.. H. G. Burnett, the cashier. is an
officer of rare ability. and has filed that
Important position for more than ten
years. He enjoys a reputation for pains
taking and careful methods
The bank building is undergoing eX-
tensive improvements, including a mann
moth vault, the door of which is con-
structed of chilled steel three inches
thick, and is operated by time lock,
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25


factories have thrived splendidly, and the
busy hum of machinery mingled with
multitude of human voices proclaim a
year Of uninterrupted business, while the
daily shipments of their products ex-
coed that Of other years
The great Touring mills have
also joined in the general tide
of prosperity and with increased facilities
have met the growing demand for their
superior Productions. The retail trade
has enjoyed the busy year. New stores
have been started, larger buildings cree
ted, aud throughout the entire city evil
dences are met on every side that en-
phatically denote the triumphant march
of progress.
AN ERA OF PROSPERITY.
All along the line the investigator
Is met with astounding facts that pro-
claim the wonderful advancement Of the
city. Her great natural advantages as
sert themselves on every side, the SPLEEN
did facilities by water and by rail for
the receipt and shipment Of merchandise,
and the wisdom, energy and probity of
her merchants combine to make Rich
mond one of the great commercial and
trade centres of the country.
Indeed has this been glorious year
for the Queen City of the South. Capt.
tai has sought investments here through
business channels and in the purchase
of real estate Money has come freely
TO the extending manufacturing indus
tries of the place. The wholesale and
retail business has fourished beyond eN-
pectation. Public buildings ana private
residences have been commenced and
completed. An air of thrift and enter
prise has settled forever about the grow
ing city on the James, and floating
away 10 the distant mountains pro-
claims not only TO proud State, but
10 the sister cities Of the South that q
great metropolis is here. replcte with en-
terprise and capable in every way to
meet al of the demands that can be
made upon a prosperous market and
peerless mart Of trade.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25
TNION BANK.

[ ~ y
The Union Bank of Richmond. which
is located in the First National Bank
building. 1904 Main street, is a savings
institution, which was organized in May.
1866, and has been so well managed that
It's stock. having par value OF SoO, Is
now worth double that amount-ll3.
The Union Bank was organized by col
lecting one dollar a share per month on its
stock, and only 81 assessments were ever
made: thus making the 30 dollar shares
cost the holders only So.
Ar av, rage of II per cent. n year has
been paid on this stock since the orSani-
zrton of the Union Bank.
The first DrC Sidcnt of the bank was Mr..
Isaac Davenport. Jr.. who occupied that
position until one year ago when ne re-
signed on account Of falling health. and
Mr.. james Miller. who was the cashier
during the same period. was elected 10
the presidency to succeed him.
Mr. Miller bears the distinction II beng
rot only i'm the banking business since
1916 but has spent the entire time as Il
bank officer i'm the building in which the
Union Bank is ROW located.
Nh. j. Il. Beaslpy succeeded him as
cashier. coming to the Union Bank from
the First National. after ten years OF
careful training. and be is in every way
qualified for the position so long ana sue
ccssfuly filled 10y Mr. Miller.
The Union Bank has n capital Of S2l'N-
40. and surplus Of S2l5,O0O. in addl--
ton to which. there is also II special fund
Of $3J.OO0 to pay interest on deposits III
advance. 49,
The undivided profits ut the time this
was written were Sl3SO.39. and the i'll
dividual deposits St)O,OOO.
The following well-knOwn business men
constitute the directory: a. H. Boul-
ware W. W. Undertake. Charles Il.
Wortlam. James Miller. b. Alsop, AL.
Shepherd and r.. w Pcmberton.
SAVINGS BANK OF RICHMOND.
The Savings Bank of Richmond is To-
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25
NJ NILLIiISER & co.

No line Of the wholesale trade OF Rich
moud has developed more rapidly or
holds n more important place IA the COM
mercial South than that Of dry goods,
and In this line the old established house
Of VI. Mlhiser * Go. still holds the lead,
not only IN Virginia. but IN the other
States in which they trade.
For quarter of a century this house,
with only one change Of name. has con-
Quoted with unparalleled success this limo
of trade and established magIiiiicent
custom ia the South and Southwest. ms
success. wrought by the older members
of the firm, is having equally as safe
conduct and more brilliant enhance
ment under the management OF us
Younger members, who take great prue
In bringing 10 a successful Issu" any ad-
vance measure they clay undertake.
In response 10 increased outlets TOT
trade they carry fuller line each sue
crcding year. and their reputation - ex-
tending in ratio.
This house has long held foremost place
In its sales and reputation for landing
domestics. and Is a recognized factor IN
the control Of this line throughout the
country. Added 10 this, they are max
ing unexampled success in the handing
of cassimeres and dress goods, OF which
they have fuller and more complete
assortment than ever before.
They not only keep on the road a dozen
statesmen, who are known for their gen.
tlemanly department and high order OK
talent. but the same feature peryades the
establishment at home also. ana 4 iafys
corps Of polite and attentive saiesni,n
are always on the floor TO see 10 the
wants and comforts of customers.
Their great warerooms. occupying three
floors OF one OF the largest buildings IN
the heart of the jobbing trade, Is mig.
niiiecntly lighted. and the receiving aud
shipping facilities are 80 perfect thas
both cost aud time are greatly reduced.
No house Ia the country offers more con-
yeniences 10 buyers. and those who once
trade with Millhiser & Co. proyerbisuy
return.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25
THE CITY BANK.

No banking institution In Richmond is
mere active in it's affairs chan the City
Bank. and none is doing more to keep NJ
the prestige of Richmond banks for sound
business methods
Commencing in 1861 as a savings bank.
under tie name of the Merchants and
Mechanics. it was changed to the Mcr-
chants and Mechanics Banking and In
surancc Company in 1870.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25
NATIONAL BANK OF VIRGINIA

The history Of the growth of Richmond
since 1860 has been met with increased
banking facilities ut every step. and COM
rlerce has never cried 10 capital NM
answered The history of one il the
story of the other OF these institutions,
to which belong the city's prosperity.
none have greater claim than the Na-
tiona Bank of Virginia.
The present officers have been in charge
Of its affairs for twenty years. and under
their able and conservative management
has become q representative banking III
Stitution and profit winner.
A sketch Of this bank, written four
years ago. says:
"The National Bank OF VIRGINIA.
Eleventh and Main streets, has $2Ootp
capital. $4,000; surplus and undivided
profits The deposits with it are be-
tween 100000 and SGO0.00O, and the
loans and discounts about the same.
In comparison with this its present con-
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

character of those in control in financial
circles is q matter OF pride to the city.
and the probity and integrity Of the oih-
GERS of our banks, joined with their just
ness and conservatism, has won and es-
tablishcd perfect confidence in these in
stitutions.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25
WINGO. ELLETT & CRUMP.

The wholesale shoe business of Rich
mond. which has always been one of its
most Important branches of trade, has Of
late years grown to large proportions by
reason of the activity of its merchants
and the facilities this city possesses as
distributing centre.
No house in this city has contributed
so much to this condition Of prosperity
as the old pioneer firm of Wingo. Elicit
x CIump, which. because Of its increased
volume of business, was on January j,
1891. organized as the Wingo. Elicit IL
Crlmp Shoe Company, and under the
new name continues foremost among the
list of jobbers in this line of trade.
A corps of statesmen look after their
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25
RiCHMOND BANKS.
The Condition of These Institutions Is In
dicative of the CIty'a Prosperity.

no TODNITTOT OF
dicative of the City's Prosperity.
Nothing could be more positively in
dicatiye Of the prosperity of Il business
centre than the condition and character
Of IFS banks. and in these Richmond finds
herself splcndidly supplied. During the
past year al OF the institutions Of bank
inc have prospercd. additional capital has
been freely added, and the bank clear
ances denote a marked increase OF bust
hess.
Money has not been scarce at any time,
lower rates OF interest have prevailed,
and the merchant and the manufacturer
have experienced no trouble N securing
al reasonable demands. The individual
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

extensive trade in the Carolnas, Georgia,
Tennessee, West Virginia and Kentucky,
and in our own State they do large
share of the boot and shoe trade.
The present officers OF the company
have given long years of earnest attch-
ton to the wants of the Southern trade,
and enjoy the reputation among the
Southern merchants of being conpetcnt,
energetic and honest dealers. Mr.. 4. IL.
Wigo is the president and Mr. James
ID. Crmp is the secretary and treasurer
of the company. Both Of these gentlemen
have been with the present house many
years aud Thoroughly understand the
business.
Richmond enjoys rare advantages ana
facilities for getting shoes from New Eng
land. the shoe market of the world. CIV
Ing the retail merchants south and west
of us "A benefit in freighis which they
cannot secure through New York. lhlla-
delphia or Baltimolr. and which added
to the less cost Of rentals and doing h'sl-
ness here, gives decided advantage over
those cities.
The Wiuso Elicit & Crlmp Shoe Com
pany carry very large lines of those
goods most suitable and desirable for the
Southern trade. End the Southern mef-
chant finds everything selected Tor his
needs by thoughtful buyers. who appre-
ciate his wants and purchase directly lor
his requirements.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25
CITIZENS BANK.

A glance at the last statement Of the
Citizens Bank of Richmond tells con,
else story of prosperous business and
sound management
This bank was organized as savings
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

Gordon, vice-president and Mr.. A. Beirne
Blair. cashier. The directory is composed
Of Messrs. Clay Drewry, Il. w. Gates,
L. WhitIock. A. Bargamin. Preston
Cooke. Thomas ID. Neal, Jr.. :. ID: Cren-
shdw. w. r. Hancock. Allan Talbot,
C. II. Hagan. +. A. Catlin, James X.
Gordon. y. X. Savage, Thomas f. JET
fress, Il. w. Powers.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

dition shows n very prosperous manage
ment. as follows:
Capital. 100000: surplus and undi-
yidcd profits. 500, 600, and deposits $500.
coo. The discounts Of this bank at last
report were 100000.
Mr.. r.. q. Noting. the president, is a
gentleman of high executive ability and
of recognized authority in financial mat
ters. His eminent character and the rc-
spect which he enjoys throughout the
community make him especially well fitted
to be at the head OF this prosperous and
representative bank.
The cashier, !. W. Lockwood. has been
in the banking business for forty years.
and is the oldest banl, officer now in
Virginia. His qualifications are equal 10
his experience. and he performs the lu-
ties with skill and Judgment.
The National Bank of Virginia OWNS It's
own splendid bankiug-h0use. and trans
acts general banking business, hay.n@
correspondents in all the centres OF trail"
in this and foreign countries.
MERCHANTS NATIONAL BANK.
The Merchants National Bank OF ldoh-
m0rd has always stood as Il bulWarh
against financial cXcitemrnts or panicS.
and came through them ali in Il healthy
condition.
1t was chartered i'm 1870. and had for
its president celebrated business nun
and hnaucier. Mr.. Thomas Branch. W.D
in a few years was succeeded by the
present incumbent. his SON. Mr.. john l..
Branch.
The astute and successful management
by the latter shows thai the mantle fell
ON worthy shoulders Mr.. Branch is
largely experienced i'm financial matters.
and is an active, pushing. energetic Of
iicer.
Major f. Il. Scott. the vicc-prcsdent,
IS Il gentleman OF experience and sound
Judgment. He is also president OF the
Richmond and Petersburg railroad.
The details Of the bank come under the
careful supervision of MIR. John f..
Glenn. the cashier whose painSiaking
methods are very satisfactory 10 the pr
irons Of the institution. lie has orcu-
pied the position for ten years with grow
ms popularity.
The Merchants Bank is doing n large
banking business in every line. and Is un-
surpassed in its reputation Tor accuracy
and rrOmptncss.
The capital stock is 100000 and the
surplus about an equal amount. The re-
ports of it's business show rapid IN
crease in the surplus and undivided pro-
fts and il cnjOys It large line OF indi-
yldual deposits, aggregating over one and
half million. .
The Merchants Bank is the owner OF
the splendid property il occupies at the
corner of Main and eleventh streets. and
Is fitted mp in handsome style and fur
rished with every convenience for rae
transaction of business accurately and
promptly. The building Is furnished with
electric elevator and all modern convent
enceS. .
The board of directors is composed of
VOL known and successful business mrn.
whose names are a guarantee for any
enterprise with which they nlay be con-
nccted.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

The authorities Of the Tyrol have pass
ed q law prohibiting the sale OF edelweiss
plants. Persons who disregard this law
viii be- fined from one Ia nifty ilorins.
When the hunting season opened IN
France recently $50 OF the usual
licenses were granted IN the Department
of the Seine. Of which if3 were granted
10 women. Altogether there are about
$4,000 persons in France who indulge in
hunting.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

GILL on your dealer for Vetterlein's Flor
de- Orleans il You want Il good ten-cent
smoke They are made with care and
contain Only pure Havana tobacco.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

The Saboroso. with seven years use,
is the most popular five-cent cigar sold
in Richmond. Try 1t.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

Villagers Of Srhillberg. in the province
Of Posen. were much frightened recently
by balloon which descended near them
.''rhe cholera has come they shouted,
and while some fell on their knees and
PRAYED. the others rushed away and bar
ricaded themselves in their houses.
A donkey and horse were stung TO
death the other day near Mcntcs and 4
Young lad who was driving them escaped
the same fate by throwing himself in a
trench filled with water The animals
fought hard for life. gaIloping madly
across the field. bat the bees stuck TO
them until they dropped from exhaustion.
The times. [volume] (Richmond, Va.) 1890-1903, 1892-09-25

Gated in The building Of the National
Bank Of Virginia and occupies 4 c0l-
ycnicnt position for the transaction OF
business with it, patrons.
This representative institution WAS or
ganizcd i'm April, 1889. and mikes an en-
yiable business exhibit for that time,
and the last annual statement shows a
progressive condition.
The capital stock is 100000. and the
handsome surplus of S2J.OOO has been
accumulated in the three years since It's
organization.
The Savings Bank Of Richmond re-
ccivcS deposits i'm SUNS Of one dollar and
upNards and pays four per cent interest
on all SUMS intriSted % It's care.
The individual deposits on the day
this sketch was written Amounted 10
500. 76O. 50. which speaks we'll for the
frugality of Richmond's laboring classes.
from which this bank receive, its great
est support.
The popularity Of the Savings Bank
OF Richmond is shown in the fact that
this sum is owned by iweuty-nine hun
drrd aud mincty-three individuals. These
deposits may be- withdrawn at any time
hy giving ten days notice. bat even this
limited restriction has never been en-
forced on dnpositors.
These facts alone attest the splendid
standing aud financial condition of the
Richmond Savings Bank, and 10 fur
ther communication - needed.
The president and officers of this bank
are men Of high capabilities and well
known integrity. They are az follows:
r. A. Patterson. president: J.. Il. Nor
ri~. yicc-president George y. Woodbridge:
cashier The board of directors are ali
wrll-known and successful business men.
They are: George l.. Christian o: %.
Owens. l.. Whitlock. II. Theodore Ely
son. ". H. Zimmerman. b. .Alsop. II.
T.. Taliaferro. VI. NJ Gillian. X. A. Pat
terson. L. H. Morris j.. Sitierdng. II.
seldom Taylor. John II. Dinueen. John
w. Gordon y. -. lIargroye. III. Swine
ford, James Lyons and G. G.. Valentine.