Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-02-03
eleven TEARS or SUCCESS.
THE MUTUAL RESERVE FUND LIFE As.
sociATlON's ANNUAL MEETING.

II :
SociATiON'9 ANNUAL MEETING.
An Incrsass In Gross Assets During the
Ysar 1901 OF Nearly Quarter Of NIL
Hon Doiiars-rhs Net Increase In the
Reserve Emergency or surpIus Fund for
1891 70 casa. s35.f4-rhs Association to
Erect Now Bniiding at Broadway and
Duane Street.-The Total Reserve Fnnd
Is Now s3.155, ss0.ss-Deat Claims
Paid Last Year Amounted to $4,000
1Os.sO.
The eleventh annual meeting OF the Mutual
Reserve Fund Life Association was held Janua-
~ 9th ip the Associations paiatiai Offices Ia the
Potter Building, New York city. 1t was the
largest, most enthusiasts, and most satisfactory
meeting In all respects ever held by this organ-
cation. A Representative gathering Of business
men from all parts Of America was present
President T. b. Harper's entrance into tho
meeting at lis p. NJ. was the signal for gone
raj cheer. Among the gentlemen present we're
noticed r. II. Gilman, Milford, Del; Charles K
Darcy, Boston, Mass. T. A. slatsery, New York;
II. A. Nuhof, Carlyle, Ill ; Dr. d. N. Caldwell,
Brooklyn, N. Y; W. J. McMurray, william Will
con. Toronto. Ont ID. K. Cameron, deputy trea-
surer OF Ontario; DR.. McPuedran. W. Greene
Toronto Ont; II. A. Ward, ex-member OF Par
Lament. Port Hope, Ont. q. II. Muirhead, bar
rister, Brantford, Ont 7. II. McMurer. Braman-
Vile. Ont. Horace Thorne, OF firm OF Watson,
Thorne. Smoke & Masten. barristsrs, Toronto
Ont. II. K. smallpri;e, business manager TO
ronto Worid Ira Perego, Warren Gardner, Z. II.
Wright, New York: B. W. 7. Amsden, sing
Sing, N. Y; Franklin II. Harper, George W.
Harper. and Charles Harper, all OF Still Pond
Nd. W. c. Page, Baltimore, Nd; T. p. Barry
Fargo, OAK; G.. c. Hendrickson, Peoria,
ILL.,; J. J. Hamilton, st. Paul, Mimi; r.
w. Deacon, Racine, Wis. Warning Ken
nedy, Toronto, Canada; John j. Acker, Albany
NY: W. L. BETTER, sedalia, Mo-; s. w. Wray
Philadelphia, Pa; George M. Kellogg, Hornelis-
Vile, N. Y; 4. D. Ludwig, Erie, Pa; ID. y. Des-
settle, Montreal, Canada; W. w. Harper. Erie'
Pa /: David Murray, United States Accident AS
| ISOLATION; B. II. Robinson, Omaha, Mob. J' r.
Scott. Philadelphia, Pa. Hon. W. c. Jones' 81.
Louis, NO.; T. P. Baldwin, Baltimore; Z. n
Lehrburg, Greensboro. KY; General Isaac H.
Shields, New York Edward NJ. L. Ehlers, New
York: II. Ward, Port Hope, Ont; william
Hagar, Montclair, n. j.; j. n. Spaudng, new
York; @. w. Skellen. New York; Edwin r.
Weed, Brooklyn, n. T.; Z. NJ Cssteliin' Ne"
York; T. X. Taylor. New York; Charles a. foru'
New York; X. L. Ford, Philadelphia, Pa: a.
Frohman, New York; X. n. Newton. Nicholson
Pa; John McLsy, Toronto, Ont: Hugh hofxe'
New York; A. II. Denniston. Woodside, L. L.
John Michigan, Yonkers, n. y; w. A. hazard'
New York; r. w. Day, New York Hon. 4. D.
Latham, Memphis. Tenn; L. y. Naming bos-
ton, Mass: William A. Hunnewell, Boston, MASS;
Colonel James Clark, Brooklyn; Hon. James L.
Walker J. W. Roam, w. ID. Williams, New fork'
DR.. G. Price, United States army, Fort Wsus-
worth: George Schmidt, New York; A. D. yum
mings, wholesale clothing ST. Paul. MIMI; Mr.
Jones. United States Accident Association; A. Z.
Wall, Goshen. ". Y; ii. X. Wilson, T. a. STAT
terry. Homer Pennock and c. III. Heattey, New
York: Clinton Chamberlain, Brooklyn, n. y;
W. ID. Horton, George A. Ayres, j. Nj. Townsend,
and L. d. Mowry. New York; Bart NJ. Brown,
Staten Island; T. T. Baldwin, New York; c. T.
Hitchcock, Brooklyn; Z. i. Leeds, New York;
J. II. Gallagher. Troy, n. Y. W. c. Wallace, New
York: L. C.. Potter, New York; @. l.. Miller,
Fnelewood. n. j.; the Rev. James Higgins,
BROOKLYN. N. y; J. T. Patterson, Belfast. Ire
land: J. p. Scott, Easton Pa; C.. II. Smith and
Louis Smith, both Of Brooklyn; and the follow
ing named, all OF Now York: L. w. Baldwin, K.
Zabriskie, Thomas Lifts, Frank Moore, John
Haggerty. j. NJ. Crapsen, a. G. Perry, w. A.
Hagan, Frederick Moeller, g. E. Barnes. Duncan
F. Duncan, Frederick A. Leavitt. A. Lincoln
Colyer, Frederick II. Cooper, George p. Clark,
w. B. Baldwin, Charles Z. Boland, George X.
McChesney.
The Eleventh Annual Report of President
Edward b. Harper for the Year Ending
December 81, 1891.
The first real business Of the meeting was the
reading by President Harper OF his annual adj
dress, as follows:
To the OGcers, Directors, and Members Of the Au-
tual Reserve Fund Life Associat'n:
Gentlemen work OF another year Is COM
plete, and we enter upon the second year OF the
second decade Of our history under even more
favorable auspices thnn have ever before exist
ed. The ever-constant, never-ceasing march OF
this association from success TO success, from
victory to victory astonishes even its most en-
thusiastlc friends, while Its enemies behold its
triumphs with auazement and seem paralyzed
with Its progress.
The natural premium system OF life insurance,
as exemplned by this association, OF which II Is
the author, originator, and practical exponent,
has for the past eleven years been tested as BY
fire, and 1t has not been found wanting In any
particular.
We have increased our gross assets during the
year 1891 from %, $50, 1880 to e4,349, 20209.
being an increase for the year within fraction
Of half a million dollars.
RESERVE EMERGENCY OR SURPLUS FUSr.
Our reserve emergency or surplus fund has
been increased during the year 1891 from
s2.772, 2s5.s0 to 50, 155, 220.94, net increase
Tor tho year Of 1885,, 935.14. This amount will
be still further increased by the apportionment
Of the December BiMonthly Call, which is not
included In this report.
INTEREST RgcKIPTs
Our interest receipts for the year have been
s123 ,336.64. As this amount has been realized
from investments made upon the over-payments
Of the members and largely contributed by those
who have been members Of tho association for
many years, 1t will be observed that to this ex-
tent the association has received increased pay
men.s from its older members without increasing
their rates above the age OF entry. This amount
added to the increased receipts from the BIZ
monthly mortuary calls realized from new mem
haro a,nountino IN mira than XlD5 600. has