Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-02-28
A SUBSTANTIAL COMPANY.
The Northwestern Mutual Life-ins"rsnc'
co. a. shown by tho saith Report

| The standard of membership IN ,hls
company has always been high; hieher,
| indeed. in 1891, with new business VI
| sixtvf,ye millions than ten years oeiVfo
with business OF only fifteen millions.
The average desth-rste OF the COMPANY
during the past twenty years was Siv:Yo
per Thousand insured: during the past III
teen years. 5000; during the past .ea
| wears S9.7O: during the past hve years,
- 80. uuring the past year, -. 20. ana Io"ef
/ during each period than the deatn-rate Oh
any other leading company. Inc average
rata of ali companies reporting 10 the
Massachusetts, Insurance Department III
1890 was 1890 per thousand.
The supremacy OF the Northwesee,rui
among It's principal competitors. u pone
of interest rate, continues. Coinpa'irs s.,
of tins report with statemen, Oh ia etnaiiy
nary will show that the rate actuaiiy
earned in 1891 was 6 Ito per cent. on 'he
assets at the beginning OF the year
The same well known, careful, ana eAac'
standard aud method govern the invest
ment of its funds, and we think no otner
company can show its entire reserve
invested in first-m0rtgage bonds.
In 1890 the amount added 10 surplus u.
the North western (fSsi,66O) exceeded tna0
of any other company, while IN 1871 tnl9
increase 81 1855. 400 was 50 per cent. larger
than IN 1880.
Relative to the expense Of securing new
business our company has not tor years,
In a single instance. paid salary 70 any
general or soliciting agent, whlle the
grade and rate of commission PAID Tor
business is no higher than eight years ago.
10 is also proper 20 state IN TINS cohhec-
ton that our company during 1880, IN col
iecting nearly 5000. 900 IN premiums, lost
through its agents only Sl6.s5-or less than
one tAousandth of per cent. In 1871, IN
| collecting over l0,00O.000 10 lost nothing.
our policy-holders have baome willing
| To waive the distinction of belonging %
| the largest company IN the world. or tue
company doing the largest business IN the
world. since they have experlmentally
! learned that such results as the foregoing
mean not only increased and increasing
solidity and strength. but annual and sub
stantial benefits to them not equalled by
| any other company IN the world.
The company during the past year paid
dividends on its first ten-year tOntine
policies. issued in 1881. that proved very
satisfactory and justify the belief that,
whatever the results under such policies
NAV be in the future. they cannot fan 70
| yield larger surplus returns for premiums
paid than any other form Of life and IN
vestment insurance in tins or any other
company. Dividends upon ten-year ton
tine policies maturing IN 1892 show even
better than those OF 1891. Dividends of
| 1892, upon policies taking dividends an
nually, also show the usual increase.
The new business OF the company was
| larger in 1891 than IN any previous year.
| the business of each month OF the year
| being larger than IN any corresponding
month in the company's history.
The whole number Of policies IN force
| January /. 1892, was l3,5ZS. amounting TO
| S275.674, 753,. Ian increase for the year OF
| Ii. DOB policies aud 1886. 76j, $40 insurance.
| Probably no other large company can
| show such proportion of insurance gain
| ed as compared with new business written
| during the year
The foregoing facts are Of vital impor-
| lance TO insurers residing IN healthy por-
tons OF the United States. The North
western rlgidly declines all business nom
| foreign countries and upon residents
within 100 miles of the South Atlantic and
| Gulf coasts.
We invite sll parties interested IN the
subject OF lIfe-lnsurance TO correspond
with US. and We will send upon request
| further points for their consideration. re-
| lying upon their intelligent judgment TO
select the best company TO which they
will entrust the investment OF their pre-
miums for the benefit of their families or
of their own old age.
JoHN b. CARY 4 Son.
General Agents for Virginia and
North Carolina.
1901 Main street, Richmond, Va.