The World. [volume] (Martinsburg, W. Va.) 1891-1896, 1892-01-01

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3 doss not require rsnius 10 make money,
The accumulation OK wealth il, after all. an
easy matter. II does not require education,
breeding or gentle manners, and certainly luck
hss nothing to do with It. Any man or woman
may become wealthy II heor she begins Alright.
The opportunities for gathering the nimbie
dollar are very numerons In this country. But
there are certain fundamental rules that must
be observed.
The first step 10 acquiring q fortune lies In
hard work. could give You no better advice
thar that given by Poor Richard. save some
thing each day, no matter how little you earn''
Cultivate thrifty habits. Make your toll coant
for all chat You can. Always save some por<
tion OF you wsxss, and then beon the alert FOR
investments II you do this wisely your money
win begin TO accumulate. double treble. and in
few years perhaps you may oe a millionaire.
The beginning Is the most difficult.
Keep q bank account
When you nave saved Sioo or 5000 or S50t
look about for u good investms Do not take
up this or that scheme at a vensdre. but exam
Inc II carefully and II you see your way clear
a good investment. More money has been
made in real estate than you could estimate IA
n uay. y nrst mortgage ia, in nine cascs out
OF ten, safe. But take advice on the subiect
before YOU invesl- to to some good conscrva-
tive man and get his views ! should advise
tIc same course II YOU Snpafu put your money
In stocks or bonds or railway shores. in fact.
l should urge. before you snvest penny, that
YOU get the best counsel on thu subject to aid
You In taking the right COURSE
IL your first Investment prospefs By careful,
management and by always being on the alert
you can increase your fortune by reinvesting
your profits
Lay good foundation for your fortune
BE brave. tie generous, he helpful. be honest.
do not overwork. Keep IN good health. cuiti
vate your mind. be pure. and to these add
thrift. and YOU need not fear. yuu cannot
fail.
Begin rightly.
Thus far Banker Henry Cews, in the
Ladies' Home Journal lie instances the
case OF millionaire after millionaire who
began with nothng and heaped up
wealth The sum of the whole science
and art of getting rich seems TO be this
Save your money and watch your oppor-
tunity
Another point Mr., Clews emphasizes
particularly is to keep out Of the way Of
speculation and SPECTATORS. Money is
lost seldom made. in this field But
the field of legitimate investment is still
broad enough for every one who can see
his opportunity w n Vanderbilt was
constant investor. never speculator
Opportunity lies all around us One
man in the midst OF the poorest, most
unpromising surroundings can amass a
fortune. another man in the midst Of
dazzling openings TO wealth remains n
poverty stricken creature all his days.
The will. the determination to become
independent pecuniarily lies behind all
the rest When this is steadily and nj
ways there. the man or woman in due
course Of time becomes well OIL.
AT least this is likely to be the case 1t
is true that man might do all that
Banker Clews recommends and yet have
i'll fortune pursue him to such an extent
that he would remain poor But such
instances are very infrequent And even
then those who constantly try will be far
better off in the long run than If they
had slumped down in encouragement
and despair and said, Luck is against
me- will strive no more. The men
who say that are the persons who become
the loafers and tramps of society. die in
the pauper houses and have their bodies
utilized upon the dissecting tables Of
medical colleges. this being the only ben
eft they ever confer upon their fellow
men
The final point, and one on which
Banker Clews lays much stress, is this
Keep your head on in the midst Of re-
verses. which are bound to come to
every human being Keep your mind
steady, clear and strong; command your
self and you will get on top again You
are honnd to