The times. [volume] (Richmond, Va.) 1890-1903, 1892-03-12
An AUGURy or WEALTH.
The Manifold Advantages Embraced In tho
SaXings Ennkk.

Savings Banks.
Human nature through all the ages has been
the same and the man who possessing the
least with but tritle in his pocket. inyari-
ably has found AT least in bis imagination. his
wants 10 be greater than no WHO possessing
much requires nothing for his daily demands
Acknowledging this indisputable fact. which
i As true as nature itself. the savings banks
of this country have become a recognized in
stitutiOn. which, while furnishing q sure in
yestment for wealth. has proven source OF
relief and economy upon which comparative
poverty looks with pride and which the toner
OF meagre means has hailed with delight.
Almost on each recurring Week tne cleIA'
mechanic and abOrer find themselves pos
sessed of n trihing sum at least IN excess OF
that demand for their sustenance or eAdcteo
~ meat tho current requirements OF famly or
friends This by prudent husbandry IN many
ia.tances has proven nucleus "oOus w.
succeeding wealth has conferred anu ,oIllio"
foundation for accumulated ,nuepenuspNo-
Tie ara nnmberles, men of wealth. who
while they sit around their hearthstone a,
evening musing upon their POSSESSIONS VI
while engaoed Mt their Offices III clipping lm-
measurable coupons can date back the pegin-
mig o. their prosperity - the tiine we"
small deposit was made IN SAVINGS uanA.
The old adage that any 1901 cnn =" 10
money. but II takes "A wise man - save ~
No lsss true today than when it was trst Ut
tered
1t mas been rightly said, too. that TINS Is nj
age OF wealth There are greater Inuuco
ments to-day tor a man becoming lnuepen-
dent than there ever was. Inc days Vi -,
tlmeut and ancestral per ul5lLes are las. po
in plunged into the fathomless cavern OF the
dead and dying past. The young lords uuke9
aud carls no longer sit In antiquated oaropIeS
and count the battles IN when thelr lolo-
fat ers fought. OF with ambitious prioe un
sheath the sword with which they ach'eseu
undyinc Iame They have been enFelopeu III
the mighty march OF progress, ana arc e'eNSa
diligently revising their rent lists OF are Oh
the floor of the commercial exchanges per
hap. shoulder 70 shoulder with the comm nei
eagerly striving for the happiness OF "ea'.N !
II is a conceded fact that the trst thousauu
dollars is the hardest 10 save. alter thaV 'u0.
the way j. often easy. what more "eooP..
able way could YOU desire in when 10 iaF ~
this amount than to place It little oy ltslI NV ~,
Is solid savings bank. owned anu HfnaaeN -
men of honor and thrift. .
In every way truly modern INSTITUTION
Cmbra .inS all of these advantages ana re-
uurements. Is the mon Bank OF hlchlhoiu'
THIS bank was organized May 8. l0t6' WIN
tlat prince of integrity and enterprise -ll !, !
isaac davenport, IT., as president Wu'0H
once he filled cOnsecutlvely until July -
1891 when Mr.. james Miller. then cashier
was chosen his successor. MI. Miner las
been in the banking business nearly al 81 IA.
lie. and his long experience and natural sil,
as tnancier makes HIM one OK the NUS
competent bank presidents IN the ooutu.
The Office Of cashier of the bank Is hlled DS
Mr.. Joseph b. Beasley, who was associated
with the First National Bank Tor nunOer ol
years aud which position he resigned 10 De-
| come cashier OF the Union Bank. Mr. beas-
ley possesses all of the requirements ana char
scteristics OF a competent bank cashier. his
I "a. fffaf n IL
| GisDatch of business, and his IN iuestionaple
good Judgment as financier make him unex-
/ celled by any bank officer IN the country
| The directors also are an able body OF men
Owing 70 the judiclOus and conservative
! MANAGEMENT Of the bank the stockholders
| have been paid large dividends every year
| since the bank was organized.
The individual characters OF the othcers
and directors oil this bank have proved OF ex-
/ ceptilnal worth. No betrayal OF confidence
/ or sacrifice Of personal integrity has ever
marked their administration; thus IN honest
energy their business IS prosecuted. credit
/ alike 10 themselves and to the city IN when
! they prosper
| This bank. organized as il was immediately
/ after the Inks Of commercial enterprise had
! been M civ AID ruthlessly snapped asunder oy
] the m.mentOus conflict which terminated 10
/ IS IS. has amply demonstrated the absolute
! s0unduess of the principles upon which IL Is
operated. and during the several monetary
depre,sions OF the past twenty-five years mas
been found in every way more than equal &c
the occasion. True and tried. yet vigorous ahe
thrifty. 10 presents the phenomenal comOlnt
| ton of youth and old age and Is reliable
| friend IL all classes and conditions OF mon
No man. since all arc sub ected to the mys-
ferrous mutations o. time. can rest assured
what portion of mis- years OF labor VIII %
vouchsafei To his family. if the earning OF th'
sweat OF his brow is rsked in rlcketty invest
ments. We are told in the Book on BOOK
HAT he who provides not for his own house
| hold is worse than an lntdel.