davidaulloa/AmericanStories huggingface dataset:
The advocate., 1892-02-10
RELIEF FOR MORTGAGE DEBTORS.

Congressman Davis Bill for the Relief Of
Certain Mortgage Debtors and for Other
Purposes.
Be 1T enacted By the Se11Gtee and House
of Representatives Of the United States of
america in Congress assembled, That in
all cases where any mortgage debtor to
whom this act shall apply shall Rsil to
pay his or her mortgage debt or the In
terest thereon, according to contract, the
said debtor shall be deemed and held TO
be bankrupt, and 1t shall not be lawful
to collect such mortgage debt by the
usual methods of foreclosure under the
laws of the several states, but the method
of procedure and collection shall be as
follows:
SEC. 2. That the creditor holding the
mortgage shall proceed in person, or by
his agent Or lawful representative, to the
The advocate., 1892-02-10

money in circulation directly among
the people, add to the wealth and
msgnifcence Of the country, and do
away with rents now paid TO private
owners of buildings at present occu-
pied for public purposes. Give MS
any amount Of public improvements
of every description to be owned by
the government, but don't give any
more money to corporations, like the
Union Pacific Railroad or the Mica
rsgus Canal Company. If the gov
eminent will build and own the Mica
rsgua Canal, let us have the appro-
prlstions for it by all means, but not
otherwise. Liberal expenditures for
needed public improvements are al
ways justifsble and commendsble,
and can never be truly Classed as ex-
travsgsnt outlsys. These are our
sentiments on this question. Isthere
anything wrong about them?
The advocate., 1892-02-10

TIE free silver advocates in the last Congress
declared that If the government would take the
product Of American silver mines for currency
they would guarantee that the price OF silver
would 20 to par with gold, or 10 81 29h an ounce.
The government has substantially done so, buy
ing as much silver as the American product In
1889, the year before the last silver bin became
a law, and day before yesterday the price OF
silver fell to 81 cents an ounce, the lowest point
It has ever touched. Explanations on the part
Of free silver champions are now In order.
Capital.
The man who is able to see any re-
semblance between the present silver
law and free coinage, is genius. We
donbt if another could be found out
side the Capital Office. That law
simply reduces silver to a commodity
in which the bulls and bears gamble
as they do in our food products, and
this was the design of the great
'tinancier," who gave it birth. 1t
was intended to furnish another
means of speculation to these gam
blers, in the profits of which
Congress must share. All the testi-
mony Of all the delegates from every
nation represented at all the interna-
tionsl monetary conferences that have
been held to discuss the restoration of
silver as money metal on an equali-
ty with gold, is uniformly to the et-
feet that it's present depreciation is
owing entirely to it's demonetizstion
by several of the great nations Of the
earth. The testimony Of the none
tary commission appointed by Con-
gress in 1876 composed of representa-
tive men of both the Democratic and
Republican parties is to the same Of
feet. There is not a recognized
authority that has ever expressed
any other opinion. The Capitals
monetary philosophy, (?) however, is
not based upon authorities. 1t is an
authority unto itself, but it is too far
below par to be Of any value outside
that Office.
The advocate., 1892-02-10
STOP AT THE BLOSSOM HOUSE IN KANSAS
NTTY

Delegates and visitors to the st.
Louis Conference will find the Bios
som House the most convenient place
to stop during the time they remain
in Kansas City. The house is located
Just across the street from the depot
The proprietor also has charge of the
Union Depot Hotel, and the dining
room for both is in the union depot.
Having frequently stopped at this
house we can say from personal ex-
perience that the tables are excellent,
the service exceptionally good, ,and the
charges as reasonable as can be found
in any hotel of equal merit.
The advocate., 1892-02-10
GIVE US PUBLIC niPROvEMENTs.

We are heartily in favor Of liberal
appropriations for public buildings
to be owned by the government and
occupied for public purposes, in every
town of sufficient Importance to justify
the outlay. The more of these sp-
preparations the better. They will
insure employment to labor, put
The advocate., 1892-02-10

number Of population, Il shall become
the duty Of the United States treasurer
to embody in his monthly report a care.
full calculation of the whole population
at the end OF each month, computed on
the basis Of known percentages Of In
crease, and statement of the money per
capita sfoat at the end Of each month.
These reports sent out monthly to the
registers Of deeds In the several counties
Of the United States shall be the authority
indicating the mode Of procedure In the
collection Of mortgage debt for the en-
suing month.
SEC. 0. That when any mortgage debt
becomes due and payabls II shall be the
duty Of the holder of the mortgage TO
proceed to collection within thirty days.
II procedure ls not commenced within the
said thirty days, interest shall cease on
the said mortgage on the day on which,
by its terms, the debt became due and
payable.
Sec. 10. That this law shall be appll-
cable to the real estate occupied as lndi-
vidual or family homes, and to land and
lots occupied and used for personal and
family support only. 1t shall not be ap-
pllcable to unoccupied or unused lands.
SEC. ii. That this act shall not apply
to mortgage debts bearing date after It's
passage.
SEC. 10. That the county officers des-
lgnated In this act and assigned to GER
tain duties as United States officers shall
be allowed reasonable compensation for
their services, the amount to be fixed by
the United States treasurer and to be
paid by the creditor at the time Of serv-
Ice, the said amount to be included in
the draft on the United States treasurer
and charged up to the real estate as part
Of the deferred incumbrance: Provided,
That In case the said county officers, or
any one Of them, shall fall or decline to
act as herein directed, then, in that case,
the treasurer of the United States shall
designate or appoint one or more persons
of the vlclnage to take the place Of the
delinquent or delinquents In performing
the duties herein set forth for the
fees or charge designated by the United
States treasurer.
SEC. 13. That before acting on behalf
of the United States under the provisions
of this act the appraisers Of estates shall
qualify as United States officers by the
usual oath of office.
SEC. IA. That this act shall take effect
and be in force on and after It's passage
and approval by the president Of the
United States; or after It becomes law
without the said approval.
The advocate., 1892-02-10

held by his mortgage, and a statement OF
the lncumbrance created by his claim or
debt. The register of deeds shall certify
to the correctness Of the said abstract
and statement, and attach his seal and
signature: Provided, That after exSmln-
alton the estate is found to be worth the
full amount Of the mortgage; and for the
purposes of the said examination the
register Of deeds, the county clerk, and
the county treasurer Of each county, re-
spectlvely, are hereby constituted an ap-
pralsement board.
SEC. 8. That 1t shall be the duty of
the creditor to proceed to the county
treasurer's office, where the said abstract
shall be- placed permanently on file for
future inspection.
SEC. 4. That on presentation Of the
said certified abstract in the county treas
urer'S office, Il shall be the duty Of the
said county treasurer to issue in due
form on blanks prepared for the purpose,
q draft for the amount OF the mortgage
debt, including interest and official fees
to date, on the treasurer Of the United
States. Said draft shall be examined by
the county clerk and certified as cor
rect by his official seal and sigma
ture. Said draft will then be due and
payable by the treasurer of the United
States on demand Of any lawful holder Of
the same. It must contain an accurate
description and location Of the estate
designated in the abstract, and the
amount of the draft, when paid by the
treasurer Of the United State, shall be
charged up on his books against the real
estate, creating lawful lien on the same.
The debtor shall then be allowed twenty
years time on the debt by paying interest
promptly on the same seml-Rnnually at
the rate of l per Centum per snnum.
The county record Of the mortgage shall
be marked, Settled by the United States
Government"
SEC. 5. That this procedure, herein
set forth, shall be the only lawful way
of collecting mortgage debts on real es-
tate until the aggregate circulation Of
lawful money In the United States shall
amount to $50 per capita Of the popula-
tion, not counting the lawful reserves in
banks and other fixed and non clrculat-
ing deposits required by law.
Sec. 6. That after said aggregate Of
$50 per capita Of the population shall
have been reached, the usual modes of
legal procedure in the several states
shall again become lawful, except at such
times as the increase Of population shall
require further floating Of new money to
preserve the even unauctuating sggre-
gate Of $50 per capita, or as nearly as 1t
is practicable to approximate to said
amount by careful calculation based on
all the facts and circumstances involved.
Sec. 7. That this said means Of rellev
ing mortgage debtors and floating money
shall not prevent other Legitimate means
of coming and issuing money, in order
to facilitate or aid in reaching and main
tanning the aggregate and unhuctuAting
circulation herein mentioned; nor shall
it be considered bar or hindranoe TO
private parties who desire to settle their
own debts In their own way by mutual
consent.
SEC. 8. That to enable the treasurer Of
the United States 10 meet the demands
The advocate., 1892-02-10


The February Arena will be read with
interest by thoughtful people. Its pa
pers are all readable, many Of them very
strong. Briefly, the contents Is as fol-
lows FrontlSplece, Herbert Spencer;
a very fine portrait Of the great phlloso-
pher; Herbert Spencers Life and Work,
by W. H. Hudson, for many years Mr..
Spencer's private secretary; Danger
Ahead, thoughtful discussion Of the
electoral college problem, by Robert s.
Taylor; The Railroad Problem, by ex-
Governor Lionel A. Sheldon; The Soil
darity Of the Race, by Henry Wood; Hyp-
notism and its Relation to Psychical Re-
search, by B. o. Flower; Inspiration and
Heresy, by P. Cameron, B. @. L.; The
Sub Treasury Plan, by @. @. Post, author
of "Driven from Sea to Sea-" The Atone
ment, by Rev. Burt Estes Howard; The
Last American Monarch, by James
Realf, jr.; A Spoil Of Office, part second
Of Mr.. Hamlin Garland's great novel of
the modern west. The Arena has long
since been recognized as indispensable
to thoughtful people. No other great
review Is in such sympathy with pro-
gresSive and reformatlve thought as this
magazine,
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
The French Girls Hero.

A French girl feels that there is just one
companion as delightful as her mother,
lust one friend IN the world az trusty,
Just one COMPLIANT as sympathetic. and
that Is her father, writes Henrietta G.
Dana IN an attractive paper on The
French Girl and Her Father" IN tho
December Lddies' Home Journal. He
il her hero and the knight of her
dreams. Often and often have | seen the
girls ut school hiding their fathers photo
graph IN the leaves Of their school books,
kissing 1t enthusiastically on the sly,
pressing 1t TO Their hearts when they go to
chapel TO say their prayers, sewing his last
letter in their dresses. treaSurlng some lit
tie keepsake in their pocket. And when
thov meet one can see how the father re-
turns hls daughters feeling by his tender
clasp OF her pure young hand, and the
adOring affection with which he looks down
into her eyes. He allows nothing TO keep
him back from meeting her as she comes
from school and giving her his arm-tor
every French gentleman extends this mark
Of protection and respect to the women of
mis- family-they start off on their long.
happy walk, and many merry romp,
many tender confidence, do they have in
the short evening that follows till her early
bedtime at o'clock.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
The Parsons Ordeal.
Walker County (Ga.) Messenger


just after the battle OF Perryville, in
October, 1862, DR.. Savage. a strong Union
man. was at one of his appointments to
baptiZe some children. There was large
crowd, and q sturdy southern matron
brought her four children to the altar.
Name this child" said the Union preach
or, laying his hand on the boys head.
Simon Bolivar Buckner," was the reply,
which caused smile 10 come over the
congregation, but the brave preacher went
on with his duty.
Name this child" taking the next IN
order. Pierre Gustave Totant Beaure-
gard" and the smile grew into q smoker.
while DR.. Savage became red in the face.
He baptized the young namesake of the
great engineer soldier and went on with
the ceremony. Name this one,n he
gasped, reaching for the third. al
bert Sidney Johnston" came the an
swer. The smile became audible and the
preacher apOplectic. Heaying O sigh of
RELIEF, he took the fourth child, a little
girl, whose gender he fondly supposed
would preclude a continuation of heroic re.
production, and said: Name this child -
Mary Stonewall jackson Lee" came the
response that set the congregation in a
roar, while the Union parson thought he
hscI held in his arms the whole Southern
Confederacy.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
DICKENS WAS A oUEERsoY.
His Love for House That Figured subse-
quently In His Novels.

ha very queer small boy" Charles
Dickens used TO walk up to the house-lt
stood on the summit of Gad's Hilton
holidays or when his heart aohed Tor
great treat" writes Mamie Dickens In
the Ladies Home Journal.
He would stand and look at u, for as 3
little fellow he had wonderful liking and
admiration for the house. anil 1t was to
him like no other house he had ever seen.
He would walk up and down before 1t
with his father, gazing at IL with delight,
and the latter would tell him that perhaps
if he worked hard, was industrious, and
grew up to be good man, he might some
day come to live in that very house.
His love for this place went through his
whole life and was with him until bis
death. He takes Dir. Pickwlck" and hls
friends from Rochester to Gotham by the
beautiful back road. and remember one
day when We were driving that way no
showed me the exact spot where MIR VIM
kle called out:
whoa, have dropped my whip "
After his marriage he took his wife for
the honeymoon to a village called Chalk,
between Gravesend and Rochester.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
CAUSE NOT KNOWN.
THE WOODBRIDGE LET
TIERS NOT REVEALED.
The Cashiers Mind Believed to
Have Been Unbalanced--Fu-
neral This Afternoon.

Nothing further has transpired in ex.
PLANTATION of Mr.. George N. Wood
bridges sad act. The contents OF the
only two letters he left have not been
revealed, nor is it probable that they
will be. There is n settled conviction
among Mr.. Woodbridge's friends that
his mind bad given way. Recently it
had been observed that he had ten
dency TO become absorbed in one par
ticular subject and that he carried with
him all the time. An illustration OF this
is that a few days ago he began to talk
10 a gentleman about the bank and
named every bill receivable on the
books.
NOT IN HIS NATURAL CONDITION.
About ten days since he was playing q
game OF whist, and it was noticed that
IN dealing he scattered the cards all over
the table. One of the ladies jocularly
called his attention to the fact, and his
only reply was that he was paralyzed.
Monday evening just before the bank
closed he marked a check for a gentle
man, and, as the gentleman expressed it,
his hand seemed "to fly of" the check
when he made his "W." it is regarded
bv some as not improbable that Mr..
Woodbridge feared he had a mental
trouble and this caused his sudden aber-
ration.
Yesterday morning Mr.. Newton Lock
wood, son of Mr.. j. w. Lockwood,
cashier of the National Bank of Virginia.
was installed temporary cashier OF the
bank in which Mr.. Woodbridge had been
employed, and the business went on as
usual. lie had left everything in such
perfect order that any one with the
slightest experience in banking could
take hold OF its affairs and conduct
them without the least trouble.
FUNERAL AT ST. PAUL's TO-DAY.
Mr.. Wooibridge's son Edmond and
his brother and two sisters will reach the
city this morning, and the funeral Will
take place from st. Pauls church at 3
o'clock this afternoon. The following
gentlemen will act as pall-bearers Ac-
tive-Messrs. Philip Haxall. W. Ben.
Palmer f. ID. Hill, Joseph Beasley,
Wyndham Boiling, John Davenport, c.
P. L. Burgwyn, 5. II. Halves, and @.
Mcleod.
Honorary-Dr. I'D. McCaw, DR.. +.
T. Willis, Major Robert Stiles, Dr. Jud.
j. Wood, Charles Poinde1ter, Captain
Thomas Elicit, Judge George il. Chris
tian, Dr. l.. A. Patterson, A. l.. Boul-
ware, Robert Bosher, and Frank Deane.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
Gloves at Afternoon Teas.

Gloves, the browning finish of a we'll
dressed wOman's costume in public, have
been of late years greatly mlsused IN Amer
lean society, writes Mrs. Burton Harrison
authoritatively in the second of her papers
in the series OF the " Well-Bred Girl IN So
ciety," in the December Ladies Home
Journal. One sees them worn at tea
tables by the woman elected to represent
the hostess in pouring tea, and even
at dinner tables, where the wearers
have been known to sit through many
courses with their right hands barred, the
hand of the right glove tucked under the
wrist, and the entire left glove kept on,
From time immemorial the habitual din
ner-goers of good society have removed
both gloves Immediately after taking their
places at the table. and have resumed
them upon returning TO the drawing
room, or after using the finger bowls, and
before arising from the feast. Any depart
ure from accepted custom that has only
eccentricity or desire for innovation to
recommend it should be avoided; hence
there seems no cause for taking up the
curious fashion just mentioned, probably
set III needless moment by some leader
of vogue or by an unfortunate woman of
rank whose hand was made unpresentable
by dlstigurlng injury.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
Just as NJ uch Obliged.


This is an insurance agency, Is 1t
not 2"
The ouestion was asked by thin, bust
ness-like. demonstrating man who in-
vaded an Office on la Sale street.
&" Yes, sir" replied the clerk to whom he
had spoken.
Fire insurance 2"
Yes. sir"
"Do YOU represent any company with
cash capital of S2,000,000 or over 7"
" We do"
"One that you can recommend as SAFE
strong. and conservative 7"
"One of the best in the world. What
description of property do you wish
to"
Does it insure against loss by light
ningy" go,
at will agree to cover every possible
risk from fire. no matter what may be the
cause"
And give permission to use coal-oil or
gasolene stOyes!"
Certainly, with the usual restrictions"
II think that IS the kind Of company l
should insure in" said the caller, after a
thoughtful pause, "if l had anything to
insure May ask for half dozen blot
ting pads? Thanks. Good morning."
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
Churches Always Open.

when / get rich" said a businessman
TO New York Sun writer. " am gong to
give away o lot of churches, but L
shall not give any body church unless he
or she will agree TO keep 1t open on week
days as well as Sundays. There has been
in resent years an increase in the number
of Protestant churches kept open through
the week, but / would like to see more
of them. l imagine that one reason why
churches are not more generally kept open
is the extra expense attending it, and
doubtless many persons think that people
are all or nearly all too busy to spend time
in churches on weekdays. 1t seems to me
that the expense should not stand in the
way. and l am inclined TO think that the
number of those who would avail them
selves of such opportunity for rest and
meditation Is greater than is general
ly supposed. / know that | have never
entered church in New York on a week
day without finding somebody there. /
should like not only to have more of the
churches kept open on weekdays, but to
have more of them open for longer pc
rod each day, and | would like TO keep
some of them open all night. II is easy 10
see that there might be some objection to
this; still | would like to see churches
whose doors would always be open to every
wayfarer.n
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
International Yacht Race.
~ teIegraph % the Dispatch.l

10y tolostdpn 10 tne DBpatcn.j
new YORK, December 13.-Lord Dun
ravens challenge for an international
yacht race was Internationally accepted
at large meeting held at the New York
Yacht Club, No 81 Madison avenue. to-
night, and copies OF the following ca
blegram were sent TO Lord Dunrayen
and Richard Grant, secretary of the
Royal Yacht Squadron
New YORK, December 10, 1892.
Lord DunrGUen, London
This club accepts the challenge OF the
Royal Yacht Squadron, in the name of
the Earl of Dunraven, for the America
cup, the match TO begin ten months
from December 5, 1892, the date of the
receipt OF said challenge by tho New
York Yacht Club, but the date Of the
match to be subject TO alteration for mu-
tual convenience aud by mutual consent.
[Signed] CHARLES j. PAINE,
JAMES ID. SMITH,
LATHAM A. FISH,
ARCHIBALD Rogers,
A. Cdss Garfield, Secretary.
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
A Spiral Orchid.
IRalfimnra Snn1

An energetic and enthusiastic youne
lady, devoted to the study of flowers. has
discovered on lands bordering on Wood.
bourne avenue the beautiful terrestrial
orchid s2iranthes cernua. The common
name for the flower is LADIES' tresses. IL
Is q spiral, nodding plant, somewhat re-
sembling, the lily of the valley, and has
delightful perfume. 1t grows in most
rich lands and Is in bloom in September
and OCTOBER, growing generally in groups
Of 100 or more.
There arc four species OF this genus
around Baltimore, the one described being
the largest of them. In some places, where
the soil and situation suits, IL grows two
feet high, with the spike of flowers six
inches in length. Country people occa-
sionelly. strlck with the beauty of these
spikes, brig them 10 market for sale. The
plant isnoI cultivated in the United States,
Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1892-12-14
Arrest of a Sister of Charity.


PIrTsBURG, Pa, December l3.-An
unusual occurrence i'll the Criminal
Court to-day was the issuance OF a pro
cess for the arrest Of q Sister OF Charity.
The defendent is Sister NJ. Julienne, a
teacher in the parochial school at West
Tarrentum. and she is charged with as
sault and battery on Peter Dohman. q
6-yearod boy. 80,
1t is alleged that on November goth
the teacher assaulted the child at the
school by pushing him down stairs, also
striking him on the head and injuring
him so severely that he had to be car
ried home. She gave bond in $500 for
trial at court, and the grand jury found
a true bill against her.
To-day the case was called for trial,
but the defendant did not appear, as IS
usual in such cases, so process was
issued for her arrest and she will be
brought in by deputy sheriff.