davidaulloa/AmericanStories huggingface dataset:
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
THEY SHOULD ALL BE GATHERED
AT HER CAPITAL.

Ill AA1I1t VA IL -iL'
The Richmond Dispatch of Sunday has
the following editorial paragraph:
Some of our Baltimore contemporaries are
indignant that Richmond should ask that
General Johnston's body be removed to this
city. They regard it as an "impertinence. -
All, WE'LL let them think 50: but in that opin-
ion they will not have the concurrence of
General Johnston's nearest relatives.
There is a growing feeling throughout
Virginia that all of Virgin;a's great sol
diers should sleep at her capital, and re-
greet that this was not thought of and pro-
vided for soon after peace was declared.
The great names that this Commonwealth
has given to the World are in certain
sense her own but in broader sense belong
to the Word. Lee, Jackson and Johnston
Stuart is already there-should all sleep at
Richmond where the World can find
them-and this feeling as time wears
on will be stronger than it is now All of
Virginia's Presidents should sleep there
too. 1t would be such gathering as the
world has never seen given birth to by one
little State of not a million freedom citizens.
It is strange that with SO much State pride
as the people of Virginia are credited,
some legislature has not taken the matter
in hand. The verdict of approval Of such
step would be general throughout
the State, always of course excepting the
localities in which the remains of these
great men now repoSe.
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

Virgina-City OF Stanton, te-wit;
/ hereby certify that VIM. Patrick, Commits
sioner, has given bond, with security, as reauir-
ed by law, and by decree entered on the 18th dav
of March, 1889, III the chancery cause of Craig
against Reed ct ais pending in the court of ust-
ings for the city Of stanton. Given under my
hand this 9th day of April, 1891.
NEWTON ARGENBRIGHT,
apr lo-lt Clerk.
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

NIRGlNIA-To-w In the Clerks Office of
the Circuit Court of Augusta county
March 10Th, 1891.
Jennie Dennis, Plaintiff
G: p. Johnson and J. M. Johnson Jr., Defts
and M. Erskine Miller, H. II. Fay and
H. H. GROCER, trustees, Garnishee Def'ts.
IN DEBT AND ATTACHMENT.
The object of this suit is to recovera Judgment
in favor of the plaintiff against the defendants c.
E. johnson and j. NJ johnson for 81 ,53I 90, due by
bond with interest from September 18th, 1885, and
to attach and subject to the payment thereof any
estate money, effects or interest therein belong
ing or due to the said 9. e. johnson and j. NJ
Johnson, Jr., OF either of them, in this State and
in the hands of, or under the control of NJ Frs
kline Miller, II. III. Fay and r. H. Grocer, trustees.
OF either of them.
And it appearing by affidavit that the defen-
the garnishee defendants II. H. Fay and r. H.
Grocer, trustees not residents of this State it
is ordered that said G. E. johnson and j. NJ
Johnson, Jr., appear here in fifteen days after
due publication of this notice and do what is
necessary TO protect their interests in this suit
and that said III. II. Fay and II. II. Crozer trus-
tees, appear before the Judge Of the Circuit Court
OF Augusta county on the 11th day of May, 1891
and disclose on oath in what sum they or either
of them are indebted to the lid c. &. johnson
and j. NJ. johnson, Jr., either of them, and
what effects of theirs or of either of them they
or either of them have in their hands OF under
their control.
Teste- j. ~ RYAN
ECHOLS, p.q. Clerk
27-4t
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
feb o.

I Hereby announce myself q candidate for re-
J. election to the Office of COMMISSIONER OF
THE RENENuE for Beverley Manor District sub
iect to the decision of a Democratic Primary
should one be held, a-d respectfully solicit the
votes of my fellow citizens Respectfully.
w. ARTHUR WILSON
feb 27-tde Spec. G Argus copy.
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

ENTERTAINMENT AT y NJ c.. A. HALL,
IL ON FRIDAY, APRIL 10TH
Overture-Duet........ Bryant and
L. NJ. HICKS
Recitatlon-How Socllery set Hen.
-...................Mi Miss Lakeland
Recitation-How Ruby Paved~... NJ ISIS Lakeland
vocal Soo....... mfrs. g. w. Bryant
Notwithstanding for the Slain ......... 49,.
Lakeland
Inst Solo-Gottschalks Last Hope. ....-...
NJ IS IL. M. HICKS
Recltatlon-NmaS Night in the Quarters.
...-.....-............-..~MISS Lakeland
instrumental oo.-...... Miss Yacheila
o-barltone. ..............-.....Eugen H. Cloves
QUILP'S TEA PARTY,
From "Old Curiosity Shop"
ME- gun Mr. Jas. Atkins
Mrs. quill Miss Bette Faunteroy
MIS- j lnlWl NJ iSS Lakeland
MS teorge...--.. ..-......Miss Sallie Fauntleroy
Ihe Widow ........... Mrs Hicks
MIS- MlnoreS... NJ ISIS Undertake
Henrietta simmons. Edmondson
apr Dit
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
AMNOU nee ENT.-

ANNOUNCEMENTS Eo reason nso3, of Of
connections, A. c. Braxton has determine
ed to withdraw from the bar, and in consequence
thereof, the partnership of BRAXToN & BRAxTON
heretofore existing between the undersigned is
this day dissolved by mutual consent. The bust
ness now in the hands of the firm will be con-
Quoted and closed by Hugh G. Braxton assisted
so far as may be necessary by A. c. Braxton. The
underslgned Hugh c. Braxton, will continue
N business at the present office of the firm, and
the good will and patronage of the friends ana
clients of the firm are solicited on his behalf
- A. G. RAXTON.
a pril LIST, 1891. HIGH q RR A XToN
APPS
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

COMMISSIONERS SALE OF DESIIeA BIZ
" FARM NEAR NEW HOPE.-In pursu-
ance of a decree of the circuit court of Augusta
county, rendered i'll the chancery cause of Han
ger d Armentrout vs. John Bare, the underSign-
ed Commissioners will offer for sale at public
auction in front of the courthouse in Staunton,
Monday. April @7th, 1891,
(Court-day) that desirable tract of land lying
about two miles from New Hope in Au- M-E
gusta county, on which John Bare now Mf.!s
resides containing So acres, rood and 30 -xsaa
poles adjoining the lands ofG. M. CARRIER, J. H.
Crickenbarger and others. This tract has on it
a good dwelling, stable and other necessary
outbuildings, and fine peach orchard in full
bearing, besides other selected fruits. The land
is of good quality, lies well and is in a good
neighbOrhOOd.
TERMS OF SALE.-Cash in hand to pay the
costs OF suit and sale and the residue credit OF
one, two and three years in equal instruments
with interest, the purchaser to execute bonds
with approved personal security for the deferred
SecuritV
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

Respectfully announce myself a candidate for
Il COMMISSIONER OF THE REVENUE for Rev.
erley Manor District in Augusta county. if
elected shall endeavor to perform the duties of
the office to the best of my ability
respectfully,
D. w SPTCE
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

| respectfully announce myself a candidate for
i CoMMiSSIONER OF THE REVENUE for Pas
lures District in Augusta county
feb 27-tde Il r uOnvE,
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

Nos. 3 and 4, daily, f. f. V. Limited run solid
between New York and Cincinnati with Vesti-
bule Sleeper between Washington and Louisville
and between Cincinnati and Old Point Comfort
Nos. and solid trains with Pullman SleeperS
between Cincinnati and Washington. No. 2
has Pullman Sleeper Ronceverte to Old Point
Comfort daily.
No will stop at White Sulphur to let off pas
sengers from points West of Huntington and to
ia Ike on passengers for points East of Charlottes-
vile.
Train No. leaves Clifton Forge at $50 a. M
and arrives at Charlottesville 1879 a. m.
Huntington Division No. ID, leave Clifton Forge
daily $50 a. M, arrive Huntington $3.50 p. IN. No
Il, daily, leave Huntington 600 a. m, arrive
Clifton Forge 1870 p. m. No Is, daily except Sun
day, leave East Sewell 100 a. M, arrive Hunting
ton 1000 a. m. No. 16. daily except Sunday, leave
Huntington 200 p. M, arrive EastSewell 7:05 pm.
Cincinnati Dplsion:- No. II, daily except Sunday
leave Huntington 6:l0 a. m. arrive Cincin-
natl 1915 m. No. 49, daily except Sunday, leave
Cincinnati II p m arrive Huntington S29 p. m,
No. IS, daily except Sunday, leave Maysville 6l3
a. M, arrive Cincinnati $40 a. m. No. 20, daily
except Sunday, leave Cincinnati 500 p. IN, arrive
Maysville 7:45 p, m.
H. w. FULLER, Gen1 Pass. Agt.
OSCAR G. MURRAY, Traffic Manager.
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

COM MISSiONER'S SALE OF VALUABLE
" REAL EST ATE.-Dy virtue of decree of
the circuit court of Augusta county in the cham
Gerry of Wills & wife VS.. Gilbert & ais, en-
tered at the November term, 1897, will offer for
sale at pubic auction, i'll front of the courthouse
in StauntOn.
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
Friday, Nag Sth, 1891.

That certain house and lot situated in .ssssysss,
Augusta county near the Northern sIsssssSs4ssss
$:s:y IS @: IL ss:sa land
TEKMB:--Casn in hand to LAY costa --szsassaz.s4.
of suit and sale and the residue upon credit of
one, two and three years, the purchaser execut-
ing bonds for the deferred payments with an
proved personal security and the title to be re-
tanned as ultimate security.
VIM. PATRICK
w. Fl. CRAIG,
m icSic
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

commissioners.
III. N. Ryan, Clerk of the Circuit Court of Au-
gusta county, do certify that VIM. Patrick one
of the Commissioners of sale appointed by de-
cree in the cause of Hamilton's creditors VS..
Hamilton j. F., has duly executed the bond re-
quired by said decree in the penalty of 100000.
Given under my hand this 25tIi day of February.
1851. j. n. RYAN CLERK
apr lott
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

1.-TWO houses on Church street for rent. Apply
Il to ALEX. +. ROBERTSON.
apr 3-2t#
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
n earn 10 The PEOPLE OF AUGUSTA

n earn TO The PEOPLE OF AUGUSTA
"A OSfffO, COUNTY, am a Democrat,
born and raised one, believe firmly in the
principles of the Democratic party, a nd ANNOUNCE
ed myself candidate for the office of Commits
sloner OF the Revenue for Pastures District, sub
Iect to the decision of the Democra tic
Primary. But when the committee took
the steps that it did, / Withdrew from the
primary because I believed man was born
free, that all men have equal rights, and thai
therefore no committee of four five men have
ty. The conception of a free nation is grand in
deed, but that of u free man is sublime. Every
man is free, regardless ofrace, sex or Color every
man may worship the God he chooses and in any
manner he may please, and vote for whom he
may please, his vote cannot be subdued unless by
his own free will know the people of Augusta
county who understand the action of that COM
mittee will submit to no such yoke of bondage
which is more CALLING to the party and the peo-
pie of the county than that worn by Pharaoh's
brick makers. l believe that every legal and
qualified voter has right to say who shall hold
offices in his district and county. / will not
will never submit to such tyrany. l know that
they cannot abrdge the desires of the people, 1t
cannot choose for the people, they select for
themselves, and will say on the 2Sth day of NAV
who are their choices, let every man come to the
front and maxi a free and bold fight, let every
man express his sentiments, whether they be
good or bad. may be censured by some for act
notice of the way they have been treated the
poor mans vote cannot be oppressed by the rich
mans, this being the case let every legal, qualifi-
ed voter come to the polls on the morning of the
2Sth and cast his vote. NJ. A. ASHBY.
apr 10-lt V V & Argus COW
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
ELECTION-May 28th, 1891.

COMMISSIONER OF THE REV ENUE.
T Hereby announce myself candidate for
i COMMISSIONERS OF THE REvENUE for Mid
die River District and respe ctfully solicit the
votes of my fellow citizens.
Respectfully.
G. ALEX. MOWRY,
mar l3-tde New Hope.
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
Monddu, ApriI eth. 1891.

County court day, that valuable farm knowr
as the Patrick Lloyd farm, lying on ..s.ssSgas.
the North branch of Naked Creek in ssSs
Augusta county, containing seventy 2TS9stsHa
and fourth 900 acres. This is a fqiesSss
very desirable small farm, and in
fine state Of cultivation. -aesssaA@,
TERMS.-Cash in hand sufficient to pay cost.
of suit and SALE the residue on q credit of one
two and three years, evidenced by bonds of the
purchaser with personal security, the title to be
retained as ultimate security.
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

COMMISSIONERS SALE OF VALUABLE
" REAL ESTATE.-Pursuant to decree of
the Hastings Court for the city of Staunton en-
tered in the cause of Craig, Trustee, VS.. Reed &C.
Oh the 9th day of December, 1892, we will sell at
public auction, in front of the courthouse in
Stanton,
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
REAL ESTATE SALES.

COMMISSIONER SA LIE OF A VALUABLE
~ FARM IN AUGUSTA COUNTY BY ir-
tue of decree OF the circuit court of Augusta
county in the c:1ncery cause of Driver vs. LCyd
entered a. the November term, 1899, | will offer
for sale at public auction, in front of the court
house in sStauntOn, on
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

~ .. 0O1ODO-N,
Special missioner.
u. N. Ryan, Clerk of the Circuit Court of Au-
gusta county. Va do certify that A. G. Gordon,
Special Commissioner above named, has eX-
ecuted bond in the penalty of Sc, 900 with approx
ed security conditioned according to law. Given
under my hand this 2Sth day of March, 1891.
j. N. RYAN,
apr Sit Clerk.
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
Saturday, May 9th, 1891.

SUtHTUUy, HUy JtH, 1871.
that very valuable tract OF land in Augusta
county on Christians Creek, a few miles East O
Staunton, on which Jno Z. Hamilton resided
in his lifetime. This tract contains 159 sssgsss.
acres and 30 poles, is in good state of saI
cultivation, in a good neighborhood iaassSS
convenient to churches, schools, and aSFV; S$ssse
mills, aud has on it good dwelling E
and out buildings. The land is divided .-assasss.-.
by Christians Creek and will be offered first in
two parcels, and then as whole and sold in a
manner in which it brings the most
TERMS.-Cash sufficient to pay costs of suit and
sale and the residue upon credit of SIX eigh teen
and thirty months in equal installments bear
ing interest, the purchaser executing bonds fol
the deferred payments with approved personal
security, waving the homestead, ana the title to
be retained as ultimate security
WIN. PATRICK,
w. E. CRAIG,
A. F. ROBERTSON
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

COMMISSION Frs SALE OF VALUABLE
" REAL establishments to a decree
OF the Circuit Court for Augusta county in the
cause of Hamiltons creditors vs. Hamilton j
E., we will sell at public auction the premi-
Ses, on
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

p. s.. We ertend q cordial limitation to the trade
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10
Mr.. Qnd Mrs, G|udke
Lett for the EAST last Tuesday for their
SPRING and SUMMER STOCK
Of Dry Goods and Millinery.
Those wishing to purchase anything in
this line will do we'll to wait few DAYS
and get the
Newest Novelties Of The Season!
We propose to show all The new thinqs
that are OUT and make prices to suit every-
body. Wait for the new goods, and YOU
will save money by it.
Respectfully,
apr. G. A. GLADKE.

POARD-Tabe and accommodations excel
- lent, can be had at No. % New street. cor
nef OF Frederick. mar 27-3t
Staunton vindicator. [volume] (Staunton, Va.) 1860-1896, 1891-04-10

ARE extended to
the ladies to attend
the Spring Opening
New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1891-04-01
PROBATE NOTICE.

STATE OF MINNESOTA, County of Brown }ss.
1891. ~ 80 80 -,
In the Matter OF the estate of Theodore crone,
deceased. s1#9S$7-~S
Whereas, an instrument in writing, pulporting
to be the last will and testament OF Theodore
Crone, deceased, late of said county, has been
delivered to this Court; #-
And whereas, Gesfne Crone has filed Herewith
her petition, representing among other things that
said Theodore Crone died in said County on the
9Th day Of March, 1891, testate, and that said
petitioner is the sole executrix named in said Last
will and testament, and praying that the said ms
trument may be admitted to probate. and that let
ters testalnentary be to her issued thereon;
tits Ordered, That the proofs ofsald instrument
and the said petition, be heard before this Court
at the probate Office in said County, on Saturday.
the 18th day OF Apsil A. D. 1891, at 10 O'Clock IL
the forenoon, when all concerned may appear
and contest the probate Of said instrument;
And it is further ordered, that public notice of
the time and place of said hearing be giyen 10
all persons Interested by publication Of these or
ders once in each week for three successive weeks
prior e said day hearing in the New mReview,
City New Uim in said County.
By the Court,
Isl ERNST BRANDT,
~ Judge Of Probate.
New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1891-04-01

The death Of John j. Randall, which.
occurred last Wednesday removes from
life another of the prominent citizens Of
the state. As warden of the states
prison he was made the object Of much
adverse criticism, but while some may
find fault with his method of manage
ment, no one can impugn his motives.
They were those Of a humanitarian and
OF man who possessed large heart.
New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1891-04-01

Notwithstanding the legislature has
been pretty thoroughly overhauled by
the newspapers of the state, Mr.. DON
nellly's bill for the repeal of the libel
law, which, as it exists at present, is
something of protection to the editors,
was defeated by a large majority.
Things have come to such pass that
Mr.. Donnelly can easily count his sup
porters on the fingers of the hand with
which he frantically beats the air in one
of his frenzieh speeches. Like Lucifer,
he has fallen, not to rise again until the
next session.
New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1891-04-01

Saturday was the last day for the in
PRODUCTION of bills into the Minnesota
legislature. Strange to say, that among
the many rushed through that day there
were none of the nature of an act en-
titled ar act to appropriate 5000 to each
member as a souvenir of the most
wasteful and useless legislature that ev.
or convened. We had expected that
something of this kind would certainly
be introduced.
New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1891-04-01

The legislature of 1891 has been of |
good in at least one respect in that it |
has served as school wherein the minds
of the members have been partially
shorn OF their rough edges, given en-
larged ideas and taught to move in a
circle that permitted of broader views
on the great needs of the state and of
the necessity of encouraging its great
industries. No better illustration of this
can be had than is furnished by the &C
ton of that body on the question of rail-
road legislation. When the session
opened, a majority of the members were
of the opinion that all that was neces-
sary to tighten the burdens of taxation,
was to pass few laws, lowering inter-
est, taxing mortgages and reducing the
charges OF railroads, the great corpora
tons, to the minimum. Their ideas of
capital and investment were cramped.
They formed their opinions and drew
their conclusions from their own paltry
transactions. deeming it as easy to turn
a milton of dollars to advantage, where
shrewdness and scheming are engaged
in bitter competition, as to place q dol
lar S worth of wheat in the soil and leave
it to nature to accumulate the profits.
But thanks to the efforts Of a few SEN
sible ones-reason was given hearing
in due season, and the undesirable eff
fects Of the proposed legislation were
shown mp in unmistakable light. The
members from the country were given
an insight into the magnitude Of the
benefits accruing to the state from the
existence here of large sums of capt.
tai, and they were convinced that while
it was we'll to see that the monopolies
did not become over-reaching, it was
equally wise to go slow in discriminat-
ing against them. Therefore, though
the legislature has not done much of
any thing that is good, it has avoided
much that is evil, and for that we can
be thankful. The school has been an
expensive one, but it is better as it is,
than that the state should have been.
plunged into heavy losses from unwise
laws, fathered by untutored legislators.
New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1891-04-01
CTArE OF MINNESOTA, County Of Brown ! S.

STATE OF MINNESOTA, County OF Brown }ss.
NJ InProbate Court.
s In the Matter of the estate of Wilhelm Lueder,
deceased.
On reading and filing the petition Of johanna
Lueder of Brown County. Mimi, representing
among other things, that Wilhelm Lneder, late Of
said Brown County, Mimi, on the 2nd day Of
February A. D. 1891 at Milford in said couty died
interstate, and being resident of this County the
time Of his death leaving goods, chattels and es-
within this County and that the said Petition
er is the widow of said deceased an6 praying
that alton ofsaid estate be to her graft
ed: It's ordered, that said petition be heard. by
the Judge of this Court, on Thursday, the End day
Of April A. D. 1891, at 10 O'Clock "A. NJ, at the
Probate Office in said County. !.
Ordered further, that notice thereof be given to
the heirs of said deceased ana to all persons inter-
ested by publishing copy of this order for three
weeks prior to said day of hearing in the
New Ulm Review. weekly newspaper, printed
and published at New Ulm in said County.
Dated at New Ulm. Mimi, the 5th day of
March, A. D. 1891. So g
By the Court.
ERNST BRANDT.
e. 81 s. u Judge Of Probate
New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1891-04-01

The Minneapolis Tribune under the
new management has hauled down its
Blaine sign. 1t might do no harm to
inform the Tribune editors that the Re.
publicans of Minnesota haven't. They
are still for the man with brains.
New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1891-04-01

When mere argument fails, then facts
come in pretty handy to refute false as
sertions and prophecies. During the
last campaign it was set forth by our
Democratic opponents that a pound of
tin plate had never been manufactured
in this country and never would be.
Now read the following dispatch from
st. Louis and be convinced of the mis-
representation that played so important
part in the last campaign: The St.
Louis Stamping Company, of which ex-
Congressman Niedring haus of this city
is president, has inaugurated actual
work of erecting here the first tin plate
works in this country.
The stamping company are turning
out tin plates now in a small way, but
it is expected that when the new works
are completed it will put on the market
between 400 and 500 boxes per day, and
the capacity will be increased as the de.
mand requires. The iron now used by
this company IN the manufacture of tin
plate comes from Chattanooga, Tenn,
but it is proposed to establish a nam.
moth steel mill and iron foundry just
north of the new town of Mapison, ILL.,,
founded by the Merchants Bridge
company. This mill will turn out all
the iron sheets used in the manufacture
of tin plate. Employment will be Civ
en- to 1900 men. al- -@@,. "S..
New Ulm weekly review. [volume] (New Ulm, Minn.) 1878-1892, 1891-04-01

The effect of the interest law will be
to withdraw foreign capital from the
state and induce our local money loan.
ers to practice evasion of the law. In
that way the hardship to the borrower
will be two-fold. It will not only make
money scarce. but make the rate higher.