Ceredo advance. [volume] (Ceredo, W. Va.) 1885-1939, 1891-12-02
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!Es2sA Story efwesteeQ Life
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Skt--< A&kE@ A<QIhEN LOAN.
After short delay John Green's turn
came and he was ushered into Mr.. Mills
private office. Harry Pearson was
there. and he received Green with a
welcoming smile Us he rose and said:
Mr.. Green | am sorry you have been
delayed so long. but 1t could not be
helped. pleaded with my friend Mills
to make an exception of your case. on
account of your sick wife, and bring
you In before your turn, but Mr.. Mills
IL very conscientious and systematic in
his business affairs. and he refused TO
do IT, Said perhaps some of the others
were in ms close places as you were. etc.
However,. now that you are here. hope
Mr.. Mills viii make as much haste as
possible and let you CO."
John murmured his thanks for all
this interest on the part of Pearson.
then turning TO Mills said:
II suppose you are aware of the OBJ
ject of my visit?-
Certainly" said Mills "You want
money. and the first thing 10 do is to
list the property you propose to give rs
security. Just call over the articles
while note them down"
John named over the articles to-
gether with description of each one.
including his two horses, the harness.
wagon. plows and other farm property.
''Now." asked Mills when the list
was complete. show much money do
you expect TO get on these?"
al haven't made up my mind to any
particular sum- said John. II only
know thnt have given you in every
~
of property"
Three hundred repeated Mills.
''Could You sell IL for that amount?"
mo; ! suppose ! could not under
present circumstances" John admitted.
mo. you could not. But could you
sell IL for two hundred dollars?"
Not at present"
mo. nor you couldn't sell il for one
hundred. could you?"
81 expect not"
''Nor fifty?'
81 don't know. Perhaps / couldn't.
But remember that is no criterion of
worth. Nothing sells now but food"
but II Is N criterion of worth, Mr..
Green" Mills corrected. ut is n critic
rion of value because thing Is only
worth what it viii sell for. We govern
our loans by what the property would
fetch II 1t was sold to-day. and not what
IT might be worth il times were good
and money plenty. Ordinarily your
things might sell for three hundred dol
lars. They might have been worth that
last year or they may be worth IL next
year, but that has nothing to do with
the present time. We're dealing with
the present, and I'll make YOU a loan on
the present value of Your property. I'll
advance twenty-five dollars on it."
Great heavens cried John. ''Only
twenty-five dollars
Only twenty-five dollars Mills re-
peated. II wouldn't do that IL your
friend and my friend, Mr.. Pearson
hadn't interceded in your behalf |
would rather not take the business at
all, and but for him / wouldn't offer
to advance more than ten dollars. But
II You want TO take twenty -five you can
have it. Please decide quickly, though,
for my time is precious, and others are
in waiting
81 can't accept so small an amount. ~
John replied. promptly II can do
better. l will let it go Mt fifty, but no
less"
Then our business is at an end, y said
Mills. as he arose and started toward
the door.
Hold on. Mills" Pearson called. ~
want to speak with you "A moment
Mills and Pearson withdrew TO the
opposite side of the room and talked for
some time In low tones John did not
hear word that passed between them,