davidaulloa/AmericanStories huggingface dataset:
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22

STATE OF MINNESOTA,
DEPARTMENT OF INSURANCE,
ST. PAUL, Feb. 10th, 1891.
l, the undersigned Insurance Commissioner
OF the State Of Minnesota, do hereby certify
that the American Central Insurance Com
pany, above named, has complied with the
laws of this state relating to insurance, and
is now fully empowered, through its author
lied agents, to transact its appropriate bust
ness of Fire Insurance in this state for the
year ending January 31st, 1892.
G. ii. SMITH
Insurance Commissioner
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22

STATE OF MINNESOTA, !
DEPARTMENT OF INSURANCE
ST. PAUL, Jan. Goth, 1891.
l, the undersigned Insurance Commissioner
of the State of Minnesota, do hereby certify
that the Spring Garden Insurance Company,
above named, has complied with the
laws Of this State relating to insurance, and
is now fully empowered, through its author
lied agents. to transact its appropriate bust
ness of Fire Insurance in this state for the
year ending January 31st, 1892.
c. H. SMITH.
Insurance Commissioned
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22
Excess Of premiums over
STATE OF MINNESOTA,
DEPARTMENT OF INSURANCE
ST. PAUL. Feb. 10Th 1901

ST. FAUL, FeD. IUth 1871.
j, the undersigned Insurance Commission.
er of the State of Minnesota, do hereby certify
that the American Fire Insurance Company,
above named, has complied with the laws Of
this state relating 10 insurance, ard is now
fully empowered, through its authorized
agents, to transact its appropriate business OK
fire insurance in this state for the wear end
ing January 31st 1892.
G.. II. SMITH,
Insurance Commissioner
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22

l. the undersigned Insurance Commissioner
of the State of Minnesota, do hereby certify
that the American Fire Insurance Com
pany, above named, has complied with the
laws of this state relating to insurance,
and is now fully empowered, through its
authorized agents. TO transact its approprl-
ate business of Fire Insurance in this state
for the year ending January 3lst, 1892.
c. Fl. SMITH, Insurance Commissioner.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22
STATE OF MINNESOTA.

STATE OF MINNESOTA,
DEPARTMENT OF INSURANCE,
ST. PAUL Jan. Oath, 1891.
l. the undersigned Insurance Commissioner
of the State of Minnesota, do hereby certify
that the Empire State Insurance Com
pany, above named, has complied with
the laws of this State relating to insurance,
and is now fully empowered, through its
authorized agents. to transact its appropriate
business of fire insurance i'll this State for
the year ending January 31st, 1892.
c. II. SMITH, Insurance Commissioner,
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22

Niagara Fire Insurance
CoMPANY
PRINCIPAL OFFICE, New York City.
ORGANIZED IN 1850.
Peter hoffman. .. 49, President
George G. Howe. OBSERVATION-DISCLOSURES Secretary
Attorney to accept service in Minnesota
Chas. ". Sexton, Minneapolis.
Cash Capital. S50O,OOO.
1. ASSETS.
Value OF real estate owned. $577, 566 Sc
Loans secured by mortgages
on real estate ..:........ 46,o5o 90
Interest due on said mort
gage loans ............. 1856 so
Market value of bonds and
stocks. .................... 1867 $50 90
stocks as collateral. -. 1902 so
Cash on hand and in bank. 215,534 81
lection .................... 276,244 O5
All other assets. ........... 81, 126 60
Total admitted assets. . S2.622, 4SO So
III. LIABILITIES.
Capital stock paid up ........ $500, 900 90
Unpaid losses ............ 206,215 76
Reserve for reinsurance, Or
binary policies ........ 1,42o,77s 55
Other liabilities. ........ 59,945 IL
Total liabilities, including
capital. ................. S2,1s6, 969 ~
Net surplus. ............. S435.511 Is
III. INCOME IN 1890
Net cash actually received
for premiums. ....-......: S1,s57,632 OF
Received from interest and
, dividends ......,.....;..;;, 77,472 Oh
Received from rents and all
other sources ............ 15,465 90
Total income. ............. S1.S5O,57O O3
Excess of income over ex-
penditures .............. SIG, 1903 81
~. EXPENDITURES IN 1890.
Net amount paid for losses. 1,O33, 92S as
Paid dividends ..... 5O,357 so
Commissions and brokerage 32456S 70
Salaries OF officers and en-
ployes ............... 10000 90
IaXes NEUTRALITY-SUSPICIOUS.. 40,096 AZ
All other expenditures. 1874, $50 OF
Total expenditures s1,774, 266 %
V. MISCELLANEOUS.
Fire risks written in l $50. S269, IA, 146 90
Premiums received thereon 24OS,3SI 90
Marine and Inland risks
written in 1890 ........ ss7, $3.50 90
Premiums received thereon. 29,603 43
Total risks in force Dec31.
1899 ....................s3 15. 73s, 12o 90
Total premiums received
from commencement to
date .,................... S29,o59, 532 SO
Total losses paid from
commencement to date 14969.621 80
Excess OF premiums over
losses. .................. s14Os9, $40 II
BUSINESS IN MINNESOTA IN 1S9O-FIRE
RISKS written. ....-.......... 1,S49. 500 90
Premiums received. ........ 36,O39 SO
Losses paid. ............ 1888 46
Losses incurred. ....-..... 14469 As
STATE OF MINNESOTA.
DEPARTMENT OF INSURANCE.
ST. PAUL. Feb. 10th. 1890.
!, the undersigned Insurance Commissioner
OF the State OF Minnesota do hereby certify
that the Niagara Fire Insurance COMPANY.
above named, has complied with the laws of
THIS State relating to insurance, and is now
FULLY empowered. through its authorized
OF Fire Insurance in this State for the wear
ending January 3Ist 1892
G. ii. SMITH, Insurance Commissioner
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22
FINANCIAL.
New York.

NEW YORK, March 21.-Money on call easy
at 2l2 per cent; last loan, PIP. Prime mer-
camille paper, 5@7. Sterling exchange quiet
but firm at S4.S6A for sixty-day bills, and
"a Sss. for demand
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22
ZULU woMEN,s HOMES.

They Are Built by the Ladies
Themselves, and They Look
Queer.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22

STATE OF MINNESOTA.
DEPARTMENT OF INSURANCE,
CT pAIr Fob In 1901
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22

Total expenditures. ...... S1,S15,616 10
V. MISCELLANEOUS.
Fire risks written in 1890. .S245, $50. 1919 90
Premiums received thereon 1886, 253 SO
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22

1T = W ~
Insurance Commissioner,
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-03-22

S4,3l2,4S4 33
IN 1S90-FIRR.
SI,13S, 257 90
22,795 90
1868 4S
1926 90
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24

Many of the German home customs are
charming, and German home roanners are
really beautiful This comes largely from SO
much affection being always manifest in the
conduct of members Of the family toward
each other. Loving tones make pleasant
music in a German home. The inmates in
variably prefix dear" to the Christian name
when they address each other, and venera-
ton that is truly lovely is shown to the aged
members of the family. Many ways are as
quaint as they are charming. Every day.
when the aged Frau Generalin at our hous3
gives the signal for leaving the dinner tabIs
by rising and saying "Gesegnete mahlzeit'
blessed meal time, every one repeating il
after her, think it is a great pity that this
poetical old German custom is so they tell
mel fast becoming obsolete. And after this,
SO poetical and patriarchal, it savors almost
of the profane to write that one member Of
the family frequently declares that, though
he would as lief as not say 'Gasegnete mail.
zeit" when we have had roast goose and pre-.
served cherries he does hate to when there
has been only sausage or Veal.-HanoyeI
Cor. Boston Herald.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
INC Free 11edical pIspensnrr.

The free dispensary system is, nine parts
out Of ten, an unmitigated nuisance. 1t l.,
degrading to every patron who resorts
thither to avoid payment of reasonable fees,
and it is downright robbery of those mem
bers Of the profession who are compelled to
begin practice in the poorer quarters and the
sparsely settled districts Of a great city. The
patient who resorts to a free dispensary, ct
tiacted by the name Of some prominent ply
stefan or surgeon, learns too late that the
great man" is seldom seen in the clinic
room: that he never comes except to use this
clinical material as illustrations Of his lect-
ures, and that the bulk of the practice is left
to the experimentation of students not vet
physicians, or to the care of men Just out Of
school who happen to have secured the favor
of the great man" If the worthless char
acter Of the medical attendance at some Of
these places were generally known there
would be fewer patients taking such risks
and self respect would be preserved, where
now, in many instances, the first step toward
the almshouse is taken by patronizing a free
dispensary. Many Of these are in no sense
free" for charges are made for the medi-
cines which more than cover the value Of
any real service that may be received from
the students in charge.-W. 3. Hazard
Nj. D., III Globe-Democrat
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
JAY Gould and the Reporrer.

jay Gould viii talk freely to Ii reporter
whom he knows to be intelligent and trust
worthy. The reporter must understand thor
oughly what he wants to know. He will get
no help if he does not understand the subject
about which he seeks information. After an
off hand conversation the reporter will, per.
haps, if the interview is an important mat
ter, sit down in the fnancier's library and
write it out. 1t is then submitted to Mr..
Gould, who may suggest erasures or altera-
tons in the phraseology. He talks freely,
at times almost eloquently, but has a rural
habit of dropping the final g's in participles
Thus he says goin', earnin', etc. He is sur
rounded by flowers winter and summer,
whether in his home On Fifth avenue or at
his mansion at Irving on the Hudson. He
walks up and down his library in midwinter
inhaling the perfumes of a rose perhaps as
rare and costly as the flower in Zenobia's
hair; his head is bent meditatively as he
PAGES to and fro and discusses themes Of
weighty financial import. He expresses
himself concisely in correct English. Oscar
Willoughby Riggs in Chicago Herald.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
woman Her Worst Enemy.

Once more it is woman vino is apparently
womans worst enemy, and London sins far
more heavily in this respect than New York,
and for a very obvious reason, that of
harply defined lines of caste and the neces-
sity for emphasizing them felt by all whose
position does not speak for itself A born
lady" might, on enteringa shop where women
clerks were sitting, realize that from eleven
to fourteen hours service daily might well
be punctuated by a few moments on the bits
of board, pushed in between boxes, which do
duty for seats, and be glad that an oppor-
tunity had been improved.
Not 50 the wife of the prosperous butcher
or baker o' candlestick maker, rejoicing, it
may be- m the first appearance i'll plush and
silk, All bent upon making it IS impressive
as possible. To her obsequiousness1s the first
essential Of any dealing with the order from
which she Is emerging; and her custom will
go to the shop where its outward tokens are
most profuse. A clerk found sitting is simply
embodied impertinence, and the floor man
ager who allows it an offender against every
law of propriety; and thus it happens that
seats are slipped out of sight, and exhausted
women smile and ask, as the purchase is
made, "And what is the next pleasurel" in Il
tone that makes the American hearer cringe
for the abject humility that is the first con
dition of success as seIler.-Helen Campbell
in Woman
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
Work of a Story Writer.

In beginning to write story it is well
to have a basis resting upon fact, either
in circumstance or personality. For this
reason the author should be able to dis
sect human nature with keen analysis.
No trait, no eccentricity, no expression,
in the broad volume which mankind con
stantly opens before him should escape
his attention, but everything he sees
should be stored up as valuable material
in his literary laboratory. A fitting com.
bination of individual traits in different
persons can be assimilated in one mental
creation, although just consistency must
be observed 1t is often amusing to an
author to find his stories read and dis
cussed by the very persons whom he has
embodied in his hero, with never a sus
picion, on their part, that their own char
acteristics have formed ground work fer
the interesting fiction.-Virginia G. FL
lard in The Writer.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
Ainu IDEAS Concerning spirits.

Although the Ainu ideas of future ex-
istence are very hGzy, yet they consider
that the spirits Of men are well disposed
toward the living, and may be relied upon
to bring good fortune to the village and
the inhabitants thereof; hence they have
no fear OF the spirits of men, but it is
very different with those of old women.
They are considered to be very malignant
witches, in fact-who are seeking some
means Of working mischief. Formerly
this prejudice was more deeply rooted
than at present, and in order to prevent
The spirits Of old women bewitching the
place and the people, their houses were
burned down as soon as ever the corpse
was taken away for burial. This was
done in order that the spirit might have
10 abiding place, and, while engaged in
hunting for its home, would be diverted
from its malicious plans. This notion
corresponds with the superstitions OF
barbarous nations i'll other parts of the
world. X. Goodrich i'll Popular Science
Monthly.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
:. C.:ange Of Tcxt FOOLS.

Ny Oldest child is just IS, and my
youngest has recently passed the fourth
anaivo-ac@-y C lis birth. It is reasonably
certain t1ao no radical changes have taken
place il to c2rth's surface during the
fourteen years which span the eight natal
episodes already referred to. But l think
that il hat interval every child 1 possess
he's needed Z rev geography during the
continuance OF c2ch scholastic year And
l am sadly con giuced that each geography
is an improvement" upon its discarded
predecessor. The domestic pile of text
books seems to accumulate, and yet they
are apparently useless. l am presented
at the beginning of each school year with
the same formidable list of books that
are imperatively needed in this con-
stantly advancing science of geography.
an naturally meek and uncomplain-
ing man, and l have 10 doubt that I
should excite il ny own offspring feel
ing OF Plying contempt if l attempted to
bound" tLo state after the exploded
methods OF tie odd school" but l some
times wonder il my artless Japanese
fashion" why it is that whenever the
tickle Mississippi river changes its mind,
or Mr. Stanley discovers = new rivulet in
Central africa, 1t is necessary to issue q
new savoDty-!ive cent atlas to accom1no-
date the lGct.-toA Snyder in Globe
Democrat
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
A Crater in FuH Blast.

Walking down fremont street not
long ago with q friend we turned into a
shop, attracted by the latest fad in gold
hair pins temptingly displayed. AS we
stood in blissful contemplation of this
golden fruit, forbidden Us by the shallow
ness of our pockets, the spell was broken
by some subtle attraction about a woman
who was on the point of leaving. Half
unconsciously looked up, but what be-
held restored me fully to realization of
the idiculous. In a stage whisper | men
toned to my friend that she would miss
the sight of the season if she did not look
around Whereupon she turned, ard
turned again, for one glance at the
creature of fashion-who, as | supposed,
had adjusted a miniature Mount Vesuvius
to the rear Of her head out of which
streamed great curls of lava-destroyed
all the equilibrium of risibles in my
friends possession.
Seriously" | said what has she on?''
"Any one would know you had been out
of town" was the reply; did you come
in on hay wagon that you do not know
hair done la Medici?' Il knew before
your burst of information that | had met
jay" was my stern answer, and TRUST
the last of that species" But these girlsl
presume you are doing it, or will. so
why waste words? We moved back to
the counter behind which stood the clerk
convulsed with inward laughter, that
would come out when he caught sight Of
our grinning cOuntenances. The result
was that we trioed our merriment, as the
whole affair had been irresistible. The
hair was streaky yellow, hoisted into q
proiectile below the crown of the head.
At the extreme outer end of this protu-
berance were fastened what the roman
ticist would term "a cluster of ringlets, I"
pronounce false curls of precisely lava
tint. Consequently my first thought was
Chicago Times
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
| olRLs, gMorIoNAL pEvELoPMENr.
The varied Innucpces lyslch increase un.

The Varied Influences which Increase Un-
due sensibiIity-- aniIy Discipline.
1t is precisely in that natural aptitude for
emotion, in that typo OF mind which Is ex-
quisitely sensitive TO impressions and gem
erously.swayed by sympathetic feeling that
one of the great dangers 10 the perfection Of
womanhood, physical and mental, may DO
said to reside. Many and varied influences
tend to increase this emotional excitability
until it often becomes a fixed habit Of mind;
an undue sensibility of the supreme centers
to emotional ideas is created, which can only
be maintained at the expense of sound health
of body and of mind First among these are
certain home influences that are brought TO
bear upon little girl from her earliest child
hood, which foster in her self-consciouSness
and introspection.
She is generally permitted narrower limits,
within which she can play, can dress, can
succeed, than are allowed to her brother,
even when her physique is equally able. She
is housed more closely, her out of door sports
are fewer and less interesting, and her dress
is too often a limitation to her freedom.
Such restrictions of her liberty, and constant
reference to the fact that her sex denies her
this or that employment or pleasure, tend TO
make child self-conscious and emotionally
overactve Methods OF family discipline
which depend upon appeals to the emotional
natures of children have like unhealthy re-
suits, for they promote a condition Of men,
tai connection and unrest harmful to chill
dren, who require an even atmosphere for
the mind as well as for the body. There are
often undue claims made upon little children
for the demonstration Of their affections, and
this IS especially true of girls.
In n paper on Emotional Prodigality
Among Children" read before dental so.
ciety some years ago by DIR. C. f. Taylor, it
was argued tnat stimulation of the emotions
among children conduced not only to dis
eases of the spine, but also to dental carries
DR. Taylor says: in my large practice
among children, am certain that scores are
literally killed by the excessive amount Of
emotional excitement which they are forced
to endure. All this hugging and kissing and
talking TO them Is to excite responses Of the
SAM emotional nature in the child for the
pleasure and qualification Of the parents and
friends And again he says: II believe that
three-ifths of the spinal diseases which oc-
cur IN children are directly traceable to men
tai overaction. And this because a large
proportion of these cases get well without
other treatment than a withdrawal from the
exciting cause Of emotional disturbances. ~
! Dir. Mary I. BisseH in Popular Science
Monthly.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
EInnlorn,cnt fer the Blind.

Some physicians have warmly Endorsed
the suggestion that massage as an EN-
ployment, is particularly suited to the
capabilities of the blind, in whom the
tactile sense is so strongly developed. In
deed, in Japan massage has, for long
period Of time, been practiced by blind men,
who so about the streets with fageolet,
drawing attention to themselves and their
occupation. 1t is thought that superin-
tendcnts Of blind asylums will find this a
possible avenue to employment for then
pupils-Public Opinion.
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
Rerrars- hut No snan.

Beggary is an epidemic Of fearful extent
in Spain, but is most noticeable in CASTLE
where the soil, once so fertile, yields a
bare subsistence and where there are 10
commercial enterprises to employ the
idle.
We had heard so much Of CASTLE soap
that an ardent desire possessed US to in
vest in large supply upon its native
spot, but the most persistent demands for
CASTLE soap failed TO produce any, nor
could we hear of factory in Burgess
Cor. Home journal
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24

81 have noticed a remarkable circumstance
in riding up and down past Lincoln park, :"
said a North Side man. at is that there is
always some ons-gazing at the Lincoln mon
ument, no matter whether it is fair or a
blizzard prevails. Sometimes q solitary per-
son only is to be seen, but rarely less than
three or fear are present. Whether it is al
miration of a great work of art or homage
to the memory of Americas greatest man, l
don't pretend to say; but 1 am certain that
no other monument possesses the same inter-
est 10 the public as the martyred presidents.
Chicago Tribune
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
A Ball at DeImonico's.

You must understand that the balls given
by society people at Delmonico's are by no
means public 1t is true that zoo persons
were gathered this time, but the semblances
of private mansion were carefully main
tanned. The smaller rooms were furnished
like parlors, and the decorations of the en-
tire big building from which ordinary Gus
toners were excluded at midnight, even the
bar room being sacred to the nights occu-
pancy) were such as might reasonably have
been seen in Vanderbilt or an Astor resi-
dence
Two monkeyish pages in livery met You at
the portal and conducted you to the dressing
room. Then, after you had laid aside your
wraps, third midget turnkey showed you
the way to al aDteroom, into the presence Of
being before whom you instinctively felt
like bowling down in humble reverence. He
was six feet high by about three feet wide
and his coverings were many hues of velvet
and silk. This was the genuine London
butler Nothing SO fine had ever been
brought to town since Anglomania began.
The page took son up close enough to his
awful form to permit you to realize what
plGmy you were, physically, to him; and as
to mental giantry, his majestic bearing and
bass voice were sufficient evidence.
'What is the name?' he asked. ''1iary
Jane Smith" you replied, trying to hide
your fright. Then he escorted you to the
further end Of the room, where stoaal three
dignitied matrons, Mrs. Adrian Iselih, Mrs.
W. Bayard Cutting and Mrs. B. k Stevens.
These were the acting hostesses, in further
ance of the home idea of the ball
Miss Mary Jane Smith and Mr.. John
Henry Jones, roared the butler.
You and your companion bowed to the
three in row matrons, who returned your
salutation-and thus you were received. ~
The ceremony meant that you were members
OF good society" accepted as such at rhis
beautiful ball. That is to say, you were
accredited as one of the tip top 700 New
Workers who are immeasurably above and
beyond the traditional upper ten THOUSAND"
Clara Belle in New Orleans Times-Demo
crat
Pullman herald. [volume] (Pullman, W.T. [Wash.]) 1888-1989, 1891-07-24
r'e PARTING HoI1e

II L., OFls
s, Only s' m6a 1es A ,lll Of parting
orr g. ! l'el the trrmllin.
op - The he Fps that / 1a aaans kisses
Tb. asain with tender
ih s leave eto me- me- to Thy breast,
Deeaase thou deem ,s :, TOW
Thy nous .,lls hour could wish
For then, percnaneeehl NO would fail thee:
Ana ness truly mis,.t 5e MY ranton heart,
TIT Thy sh faith and 'r-s SnS %s,. thar then
To NE, prie .s,l.'s stiil would be,
Lillian Spence !, eokeni
i1tsnurg Dispatc,,