davidaulloa/AmericanStories huggingface dataset:
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1891-06-18

Nervous woinen seldom receive tho
sympathy they deserve. While often
the pictures ofhealth thoy arc constantly
ailing. To withhold sympathy from
these uniortunates is the height OF
cruelty, They have weak heart, cans
ing shortness OF breath, hu.tering, pain
in side, weak and hungry spells, and
finally swelling Of ankles, oppression,
choking, smothctihg and dropsy DR..
Miles New Heart Cure is Just the thing
for them. Eorthcir NERVOUSNESS, head
cache, weakness, ETC., his Restorative
Nervine is unequaled. Fine treatise on
"Heart and Neryots Diseases and mar
Vicious testimonials free, Sold and guar
anteed blythe Ebgati Drug co. 6
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1891-06-18
AInhor RcprescntatIye.

WASHINGTON, D. c., Juno f7.-NEr n,
]. Schultz, Of the District Of Columbia,
has been appointed an additional mem
Der of the immigration commission
appointed to visit Europe to investigate
inmigratiod affairs. He is appointed
as the representative OF the Federation
of Labor.
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1891-06-18
MR. cARaoIL's TESTIMONY.

The mornings testimony did not
amount to much Mr.. Carroll testified
that he had made various efforts to sell
the diamond without success, and adj
mitted that he had once misled Mr..
Beall, Mr.. Bruce's lawyer, as to the
whereabouts Of the diamond. The fact
was also brought out that an agreement
had been drawn up setting forth the in
terests held by the various owners in
the stone.
After the morning adjournment the
case went on at 3 o'clock, but there was
little new testimony. The lawyer for
the plaintiff tried il vain to persuade
Mr.. Scale to take the stand. &c then
asked the Court for an adjournment
until this morning, saying he wished to
produce two new witnesses, Ray Carroll
and A. Newman, both in CAROLS en-
ploy.
Mr.. Beall, for the defendant, strongly
opposed this motion, but Judge Hogan
finally said he would set the case down
for haltpast9 this morning. He will
in the meantime go over the evidence.
The general opinion is that Justice
Hogan will discharge the defendant,
and that the diamond will be put in the
care OF Property Clerk Harriottat Head
quarters.
After the court proceedings Mr.. Scale
announced his intention to sue Mr..
Carroll for $4,000 for malicious prose
cution.
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1891-06-18

WE find St. PatricIs Pills to be very
extra and to give splendid satisfaction.
They are now about the only kind called
for.-W. A. WALLACE, Oasis, Ia. For
sale by druggists.
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1891-06-18

AFTER diphtheria, scarlet fever, pneu-
monia, orany other severe illness, there
is no better tonic than Hoods Sarsa-
parilla. ii
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1891-06-18

Instead Of being Sir William Gordon
Cumming, it begins to look like Sir
William Gordon going.
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1891-06-18
EI,rCrR1o GHrTRrTHs.
Some Facts and Figures IN Favor Of tho
city Owning .he Plant

Some Facts and Figures IN Favor Of tho
City Owning tho Plant
ZoGe Editor Of ne LHtsiiigaIeef. ~
slR:-l see in yesterday paperaeon-
munication written by some. one claim
ing to be from my ward, and in order %
reply to his Misrepresentation ! also
ask space in your paper.
The income by the gas works for the
sale of coal tar, coke, etc,fis about SO4,-
600 yearly, and the outlay for wages;
ETC., is about S62, 600 10; Sii4, 900, q net
gain Of $4,000 to 22,000ys Now, he wants
TO know what is done with this surplus.
They have been paying over Sl3, 600 in
terost on city bonds yeaTlyfor number
olyears, besides making some vofy'YaIu-
ableimproyemeltts. Homislead thepnb-
lictle correspondent makes the interest
$4,000. Let me give thecorrcct amount
OF interest that will have to bepaid. In
the first place, the Gas Trustees will re-
duce the principal each yelr 10000;
first years interest, $500; seGond
wears interest, $1,000; third years in
terest, So, 400; fourth and last years in-
terest, $1,000; total interest, $4,000.
He says It viii cost $50, 900 to operate an
electric light plant, and that the cost
now for lighting streets is: Gas lamps,
$4,000; oil lamps, S18,O00i total, S3S,-
0OO. II this is true, the electric light
would be 5000 cheaper
Our present street light, gas and oil,
costs about $4,000, including free gas
to our public institutions. 1t is well
known fact that taxpayer who is not n
gas consumer does not 5pRy one cent Of
taxes for street lights:
He also asks for figures to show how
cheaply an electric plant can be run.
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1891-06-18

Women are not cruel to dumb Gni=
mails. No woman will wiltully step on
u mouse.
The Wheeling daily intelligencer. [volume] (Wheeling, W. Va.) 1865-1903, 1891-06-18
hR POsltlye Cure for
DYSPEPSIA

And ull Disorders Of tho Dl.
gcsllyo Organs, lth likewise
a CorrOboENtlEe or Strength.
eating Medicine, and may 10
taken with benefit IN all cases
OF Debility. For Sale by all
pruggis;S. Price, 81 90 per bot
lie. tir. schCnck's New Book
on Lungs, Myerhhi Stomach
mailed free. Address,
DrJ.H,S%sHpk a Son. Phila.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10

panies. The total cash capital of the
American companies was, in 1889, S5S.-
l97.l44.33, in 1890, S56, OPS, 694. The
total assets of the American COM
panies. In 1889, Sis, 343, 063.03; in
800, $40 25l, 1910 American as
sets of foreign companies foot
ed. in 1889, $40. S2I, 94l60; in 1890,
S63, T15, 1913. The total liabilities of
American companies, capital included.
was fixed at, in 1889, $50. 75S. 959.03; in
1890. $50. 27O, 245. 40; while. on the
other hand, the American iiabili-
ties of foreign companies were,
n ,sSs. S25. 3S3. 1915; in 1890,
$50. 361. 542. %. The total income
of all companies was. in 1889, Sll5.-
40. 722. 90; in 1890, 1921 -699. 6I7.37; and the
Total expenditures were, In 1889, SILL
Sal, l20.72; in 1896. S1O7, 525, 051 As. The FIRE
risks written totaled in 1889, 81, ass. 49,
557.59; in 1890. S13. 049, $50, 445 81. and
the total fire premiums received in 1889,
Sis, $50, 253.04: in 1890, $50, liz, 537.i3
The marine and inland risks figured up
in 1889, 81, 5l1, l27. O50.l2; III 1890. 81, $685.
pa, 545; and total premiums received
were S9,509, 444.92 in 1889. and S9,523,-
1926 in 1890. The aggregate fire, mar
Inc and inland risks written were:
In 1889 So. $50, 9lS. 607 II
In 1890 Il Csc ITO $50 CT
And the premiums received were as
follows:
ID 1883 SIPS. 345. 697 96
In 1898. IJ9 65e. 242 80
What the losses paid summed:
In 1SS9. SIT, 095 o92 9S
In 1890. ....-. .-... 60.9GS.3l6 p
Leaving excess of premiums received
over losses paid:
IN 1850. .................... .SG2 3l9, 704 9S
IN 1880 IS 661 ,S26 IS
The total outstanding risks in the
state. Dec. 81, were:
In lSs9. ACKNOWLEDGEMENTS. Coz. 7130SS 96
In 1890 l5.70l. SO -
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10
ONE OF THE OLDEST.

Mr.. kibbee, the Representative OF
the Albany Insurance Company
and the Commercial Insurance
Company.
The Albany Insurance company, Of
Albany. n Y, one OF the Oldest and
best fire insurance companies in Amer
lea, has lately established department
for Western business In this city, APP
pointing C. w. Kibbee general
agent There are but nine
other American companies as
old as the Albany" and none better.
Heretofore the business of this COM
pany has been confined TO the Eastern
and Middle states. Mr.. Kibbee has
been engaged in the Insurance business
FOX nearly twenty-five years and has
been travelling i'll the Western field for
eighteen years. For six years of this
time be was State agent for Wisconsion
for the ST. Paul Fire and Marine. re-
signing that position in 1881 to take the
state agency OF Il larger field for the
COnncctlCut Fire Insurance Company of
Hartford. He remained with the Connec-
tcut until 1883 when he resigned and en-
gagged in general adjusting. which bust
ness he Is now following, and is receiY-
ing large patronage from the better
class OF companies. Nh. Kibbee also has
charge Of the business of the Commerce
Insurance Company of Albany. N. Y.
for Minnesota and Wisconsin, another
of the ''Old and tried'' companies. Thus
far under his management the Com
mcrce" has done profitable business
in this field. Mr.. kibbee's general ad-
justing and general agency office is in
the Pioneer Press building.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10

1880, there is the promise that "watermen
ana other labourers are to be employed at
the charge Of the underwriters TO assist at the
quenching of fires" writer in 1890. de-
serlbing the ingenious and useful invention
of fire insurance Office. says. They have a
great many servants IN livery with badges.
who are watermen, and other lusty
persons dwelling in several parts Of the city.
who are always to be ready when any sudden
tres happen. which they are very la0OFiOus
In and dexterous IN quenching:" and De
3 Foe, IN an essay published in 1897, refers 20
the same subject. In l703. when the Sun Fire
once was FIRST projected. it was proposed
that all persons insured with IL should have
mark representing the sun nailed up
against their houses that the men whom !t
employed TO extinguish fires and save prop
erty might direct their efforts specially for
the benefit OF the houses so distinguished.
The general principles and practice of
hre insurance are. in their main feat
ures, the same in most parts of the
world. In the United States the bus
mess has been pursued with character
lStic energy, and with some peculiarities
of law and practice. AS already stated.
the earliest American fire insurance
company was organized in 1852, and its
policies during the first year covered
sum of sos, 800 at an average rate of
LII per cent. At the present time there
are within the state Of New York alone
upwards of eighty lire offices, having
assets amounting to fifty-fOur millions
OF dollars. and in the Insurance Year
Book for 1850 there is a list given of
about 400 different native Offices in the
various states. but this does not include
a large number of local Offices of small
dimensions, mostly established on the
mutual principle. The number of fire
insurance companies in the United
States is probably about 900 OF these
large proportion have a merely nomi-
nal existepce. but on the other hand i'm
portant foreign Offices-British. French,
German, swiss and Canadian-tIansact
BUSINESS IN the states.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10
Olicy absolutely non-forteitaOle after Eve

polcy absolutely non-r0r1eltaOle a1ter Eve
years.
Reduction Of Payments-After Eve years
the association will allow any part of the
.ontine profits credited TO policy TO be Used
In making future payments. thus materially
decreasing The cost OF insurance after i've
years.
Cash surrender value-At any time on or
after the sixth anniversary Of any policy
Issued By the association. and In force, K the
assured go request, the association viii upon
the surrender of the original policy within
ninety days after such request pay in cash
the full amount then standing TO the credit
Of said policy. less 20 per cent CT the said
amount as surrender charge.
AEnuitfes-Arsn any time after party has
attained his eX pe0Eati0n OF life. the assOcfa-
ton will. II requested. advance tee assured
a. an annuity. sum equal 10 one-tenth Of
his policy yearly, until the amounts so paid
with interest equal the face of his policy and
all Accommodations, thus providing an income
for the member in advanced age.
Semi Endowment-Whene never q party at
tains the expectation of life, the association
will. if requested. on surrender of the policy,
in lieu of all other payments. pay the holder
thereof one-haf its face value. together with
the Accommodations. which it is confidently
expected will amount at least to the full face
OF the policy as a semi-endOwment as at
that age those for whom the insurance was
effected may have passed beyond the need OF
It. while the money so received might IN
many cases be of great benefit to the insured
in his declining wears.
The policies issued by the National"
in 1885 are now Self-sustaining. InSur-
ance, now in force. over 5000, 900,
Assets. over $780, 900. Losses paid,
over 100000. The local representatives
of this association are s. S. Dunn,
general agent. East Fourth street, st.
Paul: A. F. Buck, special agent, and
Buell. & Co.. managers for Minnesota
and The Dakotas, Room200. Sykes Block.
MINNEAPOLIS.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10
AN OLD TIMER,
But the Washington Life Can Get
the Business.


The Washington Life Insurance COM
pany, of New York, was organized in
1850. 1t mas been operated eighteen
years in Minnesota, ably represented
the entire time by Mai. j. A. Sabin.
Year by year the company has made
solid gains. and to-day it is known in
the profession rs the most conservative
of the old line companies. Its record is
clean from scandals and SensationaiiSm,
and. while in this age of keen competi-
ton it must accomplish eqlai results as
It's competitors. il does this without
compromising lis grand motto: Sc
cUrity first. profit atteTward.
In street compliance with the laws of
the state of New York and under the
charter of the company, all the accu-
mutations in the Washington are in
vested in bonds and mortgages (iirst
liens on real estate), United States and
New York state securities. No foreign in
ve>tmrntS. No farm mortgages. No tiuc-
tuating ValneS. No Wall street Sc
cufitIes. Twelve million dollars
bus invested. neld ON tie sever
est business principles. underlie
its contracts, guaranteeing the pay
ment of its policies. whether they be for
81 900 or $50, 900. maturing in the near
or remote future The Washington has
never been in court to fight or contest
claim. as its policies are incoDteStable-
hence. its policy holders appreciate the
absolute safety and security Of their
savings tor themselves and their famI-
lies. Fully up 10 the times in serving
the public with all latest and improved
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10

plans IL life insurance. the Washington
shows great gains in new business As
ISOLATED with the old veteran of life in
surance in Minnesota, Maj. j. A. Sabin,
Is Rukard Hurd, who was formerly con-
nected with the company in Cincinnati.
Mr.. Hurd, coming as stranger into
The city about eighteen months ago, has
been Instrumental in placing over one
half million new insurance from the
Minnesota Dakota department last year.
Mr.. Hurd is a hustler, but. as he says,
There is no trouble to sell frst-class
goods for a frst-class company" Mr..
Hurd ard Mai. Sabin are just the men
20 keep the Washington Life Insurance
company to the front.
Mr.. Hurd was born in Cincinnati, o.,
1853. and. prior to taking up insurance,
was in the commission and drug bust
ness. He married Miss Hatfield, Of
Brooklyn, 1880. Mr.. Hnrd resides at the
Aberdeen.
Maj. J. A. Sabin was appointed gen.
eral agent of the Washington Life in
the spring of 1869 for Northern New
York. He was transferred to st. Paul
in 1874. and still continues as one of the
general agents. Prior to taking the
agency of the Washington Life he was
paymaster in the United States army
during the Rebellion.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10

The wisdom OF insurance Il so uni
vcrsalIv admitted that It would be folly
10 attempt amy defense thereof. The
YEARLY growth in the number of risks
written and policies issued Is all the
answer that need be given To carp'ug
critics. if any there be. The increase
In the volume Of business yearly done
bv insurance companies in 81. Paul and
Minnesota is simply astounding; the
figures are beyond comprehension. they
are so great. \ more striking illustra-
lion of the growth of the city and the
state as well as the general prosperity
of its citizens cannot be afforded than
the tabulated statements given below
nj the insurance business transacted
last wear. And the business has so
auiclllv increased. Fifty years ago the
insurance Of st. Paul was 4 mere baga-
telle: the sum was so Insignificant as
to raise a hearty laugh when compared
with those of to-day. But marvellous
change has come over the country in
those fifty years. 5. ,. Eaton. the first
bona fide insurance man 10 locate IN ST.
PauI.cOuld easily accomplish the task OF
writing up the insurance Of the city I'VE
decades back; but what gave employ
ment to one man in the infancy Of the
city. to-day gives employment to a small
army Of men, including many of the
ablest and most progressive men in the
Northwest. Not only have home COM
panies been started, and one OF the first
was the st. Panl Fire and Marine
Insurance company, but each We AZ
witnesses the establishment Of some
company from outside the state OF
across the ocean in our midst, eager TO
participate in the great business field
here unfolded. ST. Paul and the 5 tate
OF Minnesota owes a great deal TO these
insurance companies. The New York
Life and the Gcrmania Life own two Of
the finest Office buildings in the city
buildings which are not only an Orna-
ment 10 the city. but 4 monument to the
Ceaseless activity and the broad busl-
ness acumen OF the men at the head of
these gigantic organizations. Other
companies. TOO numerous TO mention,
have Invested untold wealth in realty,
and 10y Che money placed in circulation
have assisted greatly in the develop
mcnt OF the state great natural re
sources.
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10
VERY ENTERPRIsrNG.
SIcsSrs. McCrOssen Jr. IL Co. En-
gage in Insurance, Loans and
Realty

SIcssrs. McCrossen Jr. IL Co. En-
gage in Insurance. Loans and
Realty.
Messrs. James McCrossen Jr. & Co.,
of 313 Jackson street, are engaged in
FIRE insurance, loans and real estate.
The companies they represent are the
ST. Paul Fire and Marine, Pc enix, Of
London; Lancashire; Transatlan-
tic; Commercial Union; Connecticut
Fire; Providence: Washington; Ger
man-American, New York. The
stand and responsibility of the
finn is of the highest. The firm
is made up of James McCrOssen JT. aud
WoOdford NJ. DAVIS. While they do
remuneratiye insurance business. this
firm makes speciality of st. Paul city
property and Western bonds. In con-
nectIon Herewith they have established
what they term an exchange depart
ment The working of this department
is explained by them i'll this way:
we beg to inform you of our new de-
parture; an exchange department to
our business. We have very large
list of city and country property. and
have up to the present time restricted
our business TO the sale of property.
different times to secure them an ex-
change. For instance, stating: Gen
temen. wish good farm If sell
my place now in your hands
for cash [ shall buy
FARM Please endeavor to exchange
my property for farm etc. We have
looked into the matter and have come
to recognize the fact that many persons
are engaged in business to which they
are not by nature fitted. An example:
During the early boom in Dakota and
Minnesota wheat lands many persons
in the East who were good artisans, me
chanics or professional men. came West
aud engaged i'll farming. Later they
find it is not to their liking and that
they can do much better in their own
line of business, being uuacQuainted
with farming operations. Heavy eX-
DenSes in opening up and equiping
their farms, followed by several sue
cessive poor crop years, have in meas
ufe discouraged them. Many of such
no doubt exist. who would be glad to
exchange their farms for desirable
homes in city which offers them OppUr-
tunty to follow their trade or profession.
We have arranged to meet their de-
mands, and will make it very easy for
persons desiring an exchange of any
class of property, To iind customer"
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10
A STRONG FIRM.

Messrs. Cochran * Walsh Oper-
ate Three Distinct Establish
mentS.
There are few more representative
business houses in st. Paul than that of
Cochran & Walsh. The members of
the firm are Thomas Cochran. s. B.
Walsh and W. E. Lucas. In addition
to the large mortgage loan and invest
ment business, Messrs. Cochran & Walsh
do quite respectable insurance bust
ness, having been associated with fire in
surance companies upwards of six years,
representing the following companies:
The Agricultural, Of New York; the
Armenia, of Pittsburg, Pa; the Jersey
City. OF Jersey City. n. j.; the Peoples.
of Manchester. n. IL. There is little
need i'll ST. Paul to speak of the stand
ing of the Individual members of the
firm. They are all prominent citizens.
well liked and respected in the COM
munity which they live. All take a
great interest in the city, and, especially
Mr.. Cochran; few citizens are more in
defatigable in public affairs. Messrs.
Cochran & Walsh operate three Of
ticeS-St. Paul, Duluth and New York
St. Paul daily globe. [volume] (Saint Paul, Minn.) 1884-1896, 1891-08-10
THE NATIONAL LIFE.
A New-Line Company Operating
Under a Special Connecticut
EbarfpP

Charter.
Y ltioll Life A ssociation of Hartford,
Conn, is new-line company operating
under special charter from the state
of Connecticut. which provides more
safeguards for the policy holder than
any other state. The National presents
for the consideration of the insuring
public a system of life insurance
founded upon an exact mathematical
equity based on single premium in adj
vance. by which each person pays
to age and expectation of life. grad
uated according to the "ActuarIes or
Combined Experience Fable of Mortal
ity," and having a ive-year tOntine sys-
tenn. 1t issues policies ranging in
amount from 500 TO $4,000 upon level
premium, payable monthly. quarterly,
se!ni-annnally, or annually in advance.
and paid up i'll FIVE, ten. fifteen or TWEEN
ty years. or al expectation of life as the
policy holder may select. The rate of
preminm is about two-thirds that
charged by standard level premium life
companies. Small policies issued from
aye six to siXty-fve. and larger from
age twenty-five to siXty-five. No limi-
tation as to sex or race. The following
options are given the policy holder
Paid Tn P0licies-Af any Ume after five
full years payments have been made on a
policy, aid any subsequent payment is not
paid when due. the association win couinnc
the policy in force for such an amount as The
Accommodations with which it is credited al
that tiGle VIII bCyas single premium nj tine
then age OF The insured, thus making every