davidaulloa/AmericanStories huggingface dataset:
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
aaog,Is OF rlRE INSURANCE.
no,nr Business on Ten to I~s,''
Doi"s -, and Making No Money

- N Ten 20 Twelve Per
Doi"s ct. and Making No Money
- n ON the authority oil
Hartford expert that there Is tou9y ~ ~
= singIe fire insurance company ~ 'no
country earning any money oul , ~ -
,1,-i-,,ss This is rather an astonishing
ae-artion but the assertion Is 'nade tll'l'
- hasod on facts. II il were not lor
~. ~ . .nrnlns consisting of invested iunds,
there Is not a company IN Aii'e'le., .i'"'
could probably pay its stoci'ho'ue'' "
dollar today. ti,,,.,d NOR.
Tor veors ago it was considered per
- ia.,;+;,,ate 10 make a proht 81
from % to 80 per cent. on tne w liop'I
business Today the most successiui
aa,,,,onies are doing business on ~ 20
- per cent. and taking int" aceoun'
tbe contingencies none ismaking money
since ISIS 2O6 insurance companies
have failed, gone out Of business OF to
insured their risks in other companies
To be sure. some Of these were hoiio'-
obla ratirements from a business III
which they saw no money ana tlle sSH.
eral companies paid back hnndsoiheiy'
but many were bad failures. nor "ere
they petty corporations either
THE fact of the matter is, the day LOT
large profits in the insurance business
has gone by. Competition Is SO great
that existing companies must content
themselves with very small margin Oh
profit. The present state OF affairs Is
that the profits being made are not
large enough. considering the contin-
gencies of the business, 20 add to the
surplus In 1890 every company dong
business on the Pacific coast lost money
through the five unprecedented coniia-
grations that occurred there.
Hartford has n vital interest in the
outlook Manifestly these great losses
cannot be prevented, and apparently
the contingency can be met only by
cutting down expenses. lt is tact
worth noting that the difference IN the
expense account of some Of our big
Hartford companies and certain of
their New York rivals amounts q
very handsome sum yearly.
OF course all this competition inn IS
TO the pecuniary advantage, " n
certain limits TO tho insured, giyi .m
much more favorable terms tina ..cre
conceded when insurance was young;
but i'm the present article the matter Is
viewed from the standpoint of t.sa IN
surance men and not Of the insured.
What has been said Of insurance is
also true of nearly every other lcviti-
mate undertaking Old established
mercantile houses that did n business
of 81, 900, 600 n year ten years ago now
find they have to do double that TO
mako a like amount Of money.
The same is true of every kind of oc-
cupation outside the realm of specula-
ton. Four or 8 per cent. must satisfy
investors who n decade ago thought
nothing short of per cent. worth hav-
ing. Even western farm mortgages.
except in the far west, have felt this
levcling influence, and the 10 per cent.
loans OF yesterday are being rapidly re-
placed today by those of 6 per cent.
Much as investors may regret Il, rates
i'm this country arc coming down 20 the
English basis, with its 4 and 8 percent,
and there seems to be no help for it
Hartford Post.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
How to Build un a Town

An exchange, in telling its readers
how to build up" a town. uses the
following language: BUY of ped
Giers as often and as much as posi-
bic. DenOunce your merchants he
cause they make a profit on their
goods. Glory in the downfall of a
man who has done much to build I'D
the city. Make your town out a very
bad place, and stabevery chance YOU
get. refuse to unite in any scheme
Tor the betterment of the material in
terests OF the people. Tell your mer-
chants you can buy goods a great
deal cheaper in some other town. and
charge them with extortion. Keen
every cent YOU get and don't do anv-
tillng OF public nature unless YOU
can get something out o. it directly.
II you have anything to say of vour
town say 1t in such way as to leave
the impression that you have no faith
IN IT, Ii a stranger comes to town
Tell nm everything is overdone. and
predict general crash of the town
III The near future. Keep up O di-
VIded public sentiment and knife ev-
cry man who disagrees with Won on
the best method of increasing bust
ness. If you are a merchant. don't
in your home paper, buy a |
rubber stamp and use it it NAV save
you few dimes, and make the pa
per look like it was published in q
one horse town. If you are a farmer
curse the town where you trade as
che meanest place on earth. Talk
TINS TO your neighbors. Make them
DeheVe the business men are all rob-
Ders and thieves. 1t will make vonr
property much less valuable: but
then you do not care"
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
Mckinley Prices on Doughnuts.

While | was at Tacoma a dilapi.
dated specimen of humanity who
had evidently been on an ail-night
debauch. staggered one morning at
daybreak into low restaurant that
runs all day and all night. He called
for coffee and doughnuts. From the
time when a drunken mans memory
runneth not to the contrary. four
doughnuts had constituted a Dor
ton. But this time the waiter ap-
peared with cup OF coffee and three
doughnuts
" What do you mean by bringing
me only three doughnuts?" exclaimed
the surprised customer.
" Why, sir, " stammered the waiter.
:" Won see since the Mckin-''
Up sprang the irate customer, and.
Selling the waiter by the collar. ex.
claimed with an oath: "Boy, if YOU
undertake to work that air racket
onto me, I'll knock your two ewes
INTO one. Bring me that other
doughnut"
And the other doughnut came
Joseph Nimno, Jr., in the New York
Tribune.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
Baked Bread for Soldiers, While. the
Battle Ragged.

/
Battle Ragged.
In his "reminiscences of GETTYSBURG.
published in the North American
Review for February, Gen. Henry
W. Slocum narrates this interesting
incident: We called at the bouse
which has always been an object OF
interest to all who visit this field.
Near the line occupied by the brigade
under command of Gen. j B. Carr
OF Troy, n. Y, stands little one
story house, which at the time of
the battle was occupied by a Mrs.
Rogers and her daughter On the
morning of July 2 Gen, Carr stopped
at the house and found the daughter.
a girl about eighteen years of age.
alone, busily engaged in baking
bread. He informed her that q
great battle was inevitable and adj
vised her to seek a place of safety
at once. She said she had batch of
bread baking in the oven, and she
would remain until it was baked and
then leave. When her bread was
baked it was given to our soldiers.
and devoured so eagerly that she
concluded to remain and bake an
other batch. And so she continued
to the end of the battle, baking
and giving her bread to all who
came. The great artillery duel which
shook the earth for miles around did
not drive her from her oven. Pick
ett's men, who charged past her
house, found her quietly baking her
bread and distributing it to the hun
cry. When the battle was over her
house was found to be riddled with
shot and shell, and seventeen dead
bodies were taken from the house and
cellar; the bodies of wounded men
Who had craWled to the little dwell |
ng for shelter. Twenty years after
he close of the war Gen. Carr's men
md others held a grand reunion at
gettysburg; and learning that
josephine Rogers was still living, but
lad married and taken up her res
dence in Ohio, they sent for her, paid
Ter passage from her home to Gettys-
'urg and back, and had her 90 to
Ter old home and tell them the story
7hich they all knew so well. They
ecorated her with a score of army
adges, and sent her back happy
roman. Why should not the poet
N mortalize Josephine Rogers as did
}a rbara Frietchie?"
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
Concerning Cards of Thanks.
From the Middlebury Register.

l. 4Oi' UhS IdiuuleDufV Register.
1t would be interesting to hear
the comments of man ofthe twenty
hrst century if, in reading a file of
papers printed in these days, he
should come upon some of the cards
OF thanks. He would infer, and nat
urally enough, that the people of the
nineteenth century did not common
~ assist in the burial of their
nelghbors and friends, or try to
help them when fire broke out in
their houses. These manifestations
OF kindly feeling one towards another
were, he would reason, exceedingly
rare, so much so that the surviving
relatives felt bound to advertise the
TACT if it was a funeral at which
1hey were observed, or the owner of
The property, if it was a fire.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
u. v, NJ, NOtas

Macomber, 90 visited friends ot tho No.,
lege Saturday and Sunday. e 'o'
Maekay' "a, has been obliged to Ieav.
with hIs eyes. VI 'rouol'
y there VIII be no drill Wednesday as Lieut
Foster will be in Brattleboro in sttepdorno
upon the officers school. '''''''e
richardson, "a, is dangerously sick with
pneumonia and fears are entertained that ba
Banjo club. vi Vne
a. Pltkln and Evans go to Cleveland. Ohio.
yention OF the students voluntea, ,nn,.a, III
for foreign missions. ii'' eiiieiiC
The Glee and Banjo clubs met with ,.ou,.
good success in the concerts tbev tgavo j.,
brandon and Middlebury last week This
week Wednesday and Thursday evenings
they appear in Barre and Montpelier.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
10 the Farmers Of LaDQi[|G Comfy.

Whether salt is or is not good fertilizer is question
which am not going to discuss. have sold great MANY
tons OF It and many of my customers report that its
has been highly profitable.
In an article in the Family Herald and Weekly Star,
whose agricultural department ranks very high authority
on matters pertaining to farming the following unqualified
endorsement is given in the Issue of JAM ID, 1901:
The USE SALT AS A FERTuIzFR-Salt is benef
cal on all kinds Of SOIL and is rarely used without good re-
SUITS IL IS most effective grass lands often doubling the
yield 1t is indispensable for full yield of manges and
almost always beneficial to turnips cabbages and rutabagas
may be mixed with plaster for tOp-dressng grass and
clover in the spring, and sown over vou9o wheat
destroys the Hessian fly. 1t may with ashes but
DIS WOOD ashes contain about onehrd their weight of lime
IS not usual to mix with Them The salt NAV be used
at the rate of pounds per acre on oraoe "a
gram crops, and pounds for root crone
S ana wheat are preserved from by SALT the straw
is made stih and the grain is clear and bright There are
very few instances in which salt is not found useful
The American Cultivator takes other grounds with ref
erence to this matter and thus "he main benefit
10 De derived iron salt is solvent and thus renders
otner nanureS and the natural fertility the soil more val
says: One barrel of salt per acre. or about 400
pounds makes fair dressing 1t is large enough ouan
@ II the salt be fine and be distributed evenly bv care
ful sower Salt makes the soil wet and cold for corn
1t is better adapted the smaller grains and for oro
potatoes, but salt should be used on potatoes until M
plants are up as will rot the quickly appled r;
contact with it," "
The Agricultural College at Cilenster Eng. recently
made quite exhaustive experiments in the use of ouano CO.
d. salt and soda Mixed and Proctors wheat manure rb
results proved that salt and soda only better bt
erlay cheaper than any of the other fertilizers The
o"o"ing are the results as shown by the experiments
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
Estate of Melinda A Bailey.

NOTICE or SETTLEMENT.
State of Vermont, District of LamOille. ss.-ln
Probate Court, held at Hyde Park, In sam Dist,
on the 4th day of February, A. D. 1891
Henry A. Bailey Administrator of the estate OF
Melinda a. Bailey, late of hyde Park. IN said
dist. deceased, asks leave to present his admin
istratiOn acct for examination and allowance,
and makes application for a decree of distribu-
ton and partition of the estate of said deceased.
WhereupOn, IL is ordered by said Court that said
account and said application be referred to ses-
sion thereof to be held at the Probate Office In
said Hyde Park, on the 4th day of March
A. ID. 1891. at 10 o'clock a. m. for hearing and
decision thereOn; And, IL Is further ordered,
that notice hereof be given to all persons In
[, rested therein, by publication Of the same
Il rec weeks successfully in the NEWS AND
CITIZEN. newspaper published at Morrisvile
aid Hyde Park, previous to said time appointed
ftr hearing. that they may appear at said time
aid place, and show cause. If any they may
have, why said account should not be allowed
and such decree made,
by the Court-Attest.
Is w H. H. KENFIFID Judge
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
Estate of Edwin Richmond.
LICENSE TO SELL

LlCENbE TO SELL.
State of Vermont Lamoille District, IS. In
Probate Court, holden at Hyde Park. IN and for
said District. on the 9TH day Of Feb. A. ID. 1891.
A. b. Smith, administrator on the estate Of
Edwin Richmond, late Of MOrgistOwn, In said
dist, deceased, makes application 10 said Court
for icense to sell part OF the real estate of said
deceased. to witt the farm Of so acres, situated
in the town of Gilmore. i'm said district represent
ing that the sale thereOfis necessary for the pay
ment OF the debts due from said deceased, and
the charges of administration: whereupon. IL
Is ordered by said Court, that said application
lie referred to q session thereof to be held the
Probate Office in said Hyde Park, on the 2sih
day of February, A. ID. ls9 nj ten o'clock
q. M, for hearing and decision thereon
And, II is further ordered, that all pers ms
Interested be notified hereof by publica
ton of notice of said application and order
thereon. three weeks SUCCESSFULLY in the NEWS
AND CITIZEN, printed nc Morrisvile and ytle
Park before said time of hearing, that they may
appear az said time and place, and If they see
cause object thereto.
By the Court. Attest.
10 W. ii. ii. KENFIELD, Judge.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26

WINoosN VISITED BY FIRE-A ter
rlble fire broke out in the brick cot.
ton mill at Winooski, Tuesday morn.
ing. The mill was completely de-
stroyed. The flames spread, de
stroying a shed 100 feet long, which
was filled with dry sawed lumber.
three cottages, and a three-story
house adjoining, house and several
other buildings three-fourths of a
mile from the mill. Several other
took fire but were extin-
guished. The loss was about $175,-
600; partly insured The fire throws
several hundred hands out of en-
1t is a great loss to Win
)oski
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
HARDWICK.
Town meeting next week.

1oWh meeting next week.
The town reports are out.
The village school begins again Wednes.
day. ''N''-
Sim Swerdfeger moved his family to Cabot
Thursday.
Geo. Swerdfeger is to occupy the bouse va
| Gated by his brother.
BIB births, 80 deaths. and 10 marriages in
Hardwick the past year.
Z. b. LaClaire and the Bashaw Brothers.
have opened % meat iSs,uss
Perley Shattuck was at Wolcott a connie
| ness. sun
j.. H. McLOud and NJ. E. Tucker went TO
burlington and Montpelier Monday to inves-
tlgate the cost of a water system.
g. E. MeCrilis and wife were in town over
Sunday.
Mrs. j. V. Dutton and Mrs. III. r. KimbalI
both have new pianos.
ID. 5. Cook and wife, and Mrs. Reed of
charleston, were in town over Sunday.
The warning for the annual March meet
ing posted in several places according to
law.
David Strickland has sold the Jonathan
ward house to his son, Charles S. Strick-
land
Quarterly meeting services were held at the
NJ Z. Church, Sunday, Feb. Il, Rev S Don
aldson officiating.
The reports of the town officers for the
year are beng printed and will be ready for
distribution the last of the week
Tie town clock has struck all the time for
the last ten days. Shattuck saws it has
taken a.lots of persuading to get it in that
condition.
The sick list comprises Mrs David Strick |
land, Mrs. L. A. Benjamin. NJ V. b Hatba- |
way and daughter and several Others. Sick |
with severe colds.
We had a severe cold wave Friday night |
ana thermometers registered from IA to
~ below Saturday, and 10o to IA Sun
nay morning, and Monday morning it was
raining.
The case Bridgman VS.. Corey estate aftar y
ten days trial at Newport was decided bv n
ury IN favor of the plaintiff This was the
third trial, and probably ends one of the
most hotly contested cases in northern YER
mont.
Mcssrs. Fullerton and Hawley have been in
own a lew days From conversation had
With Mr.. Fullerton it seems it would take
tut small outlay from few of our citizens
% have their Granite Cutting Works re-
moved here from Manchester Vt, and the
question is viii our citizens do it, Anv way
ct US try 1T and see what it will amount to-
well attended village meeting at the
own Hall, Saturday eve, Feb 18th. The
Meeting was called to order by d. Bridpman.
resident who asked to be excused from pre
ldlng and j. Ii. McLoud was elected chair
lan; and in the absence of Clerk Hathaway
rIa A. Shattuck was elected Clerk pro TEN.
he report of the committee on bylaws was
cad by j. II. McLoud. and the same vvere
ccepted and adopted the bylaws of the
iliage of Hardwick. !. H. McLoud also
cad the report of the Committee on the
, alter supply, which included proposition
the Hardwiek Aqueduct G>-ssqny. and a
ommlttee of three were elected AS follows.
II. McLoud, NJ. f. Tucker and II r
ack to further investigate the cost of n
lltable system for both domestic and fire
imposes, and to report the same at a future
eeting.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
The Planets In February

Venus is at greatest western elon-
cation this month. 1t rises about
4 O'Clock in the morning.
Mercury IS also morning star. 1t
can be best seen early in February
just before sunrise.
Jupiter is rather too near the sun
Tor advantageous observation. 1t
rises IN the morning about 6.3O.
Saturn and Mars can be seen in the
evening. The latter however, sets at
about $50 and is rather too far
rom the earth to be of interest as
a telescope object.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26

President Harrison has appointed
ex-Gov Foster of Ohio as Secretary
of the Treasury. The selection is
considered a good one by both finan-
ciers and the public generally.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
EAST EIMORE

yet. N''''i'' "'
Mrs. William Way is sick; also Edward
Shackett " 81 y
better now.
II you want to see the incest and largest
e lot OF house plants call on Mrs William
salem flg aent is having good luck selling
his liniment, which isvery good for distem neT
and hard colds.
Mrs. Burt Lang and Mrs. Charles Wabber
recently went to Craftsbury to see their
mother, who is quite feeble.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
News and Citizen
and HYDE PARK,
Thursday, February 20. 1891.

The St Adams Messenger has long
avoided it-but at last joins the
plate matter" brigade
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
The Largest Farm in the worIo

In the extreme southwest corner OF
Louisiana lies the largest producing
farm in the world. Measuring 100
miles north and south, and % miles
east and west, it is owned and oper-
ated by a syndicate of northern cap
italists. The 100000 acres were
purchased in 1888 from the state of
Louisiana and from the United
States government. At that time it
was q vast grazing land for the cat
tie OF the few dealers of the neighbour
hood, over 10000 head of baIfwiId
horses and cattle being thereon.
Now this immense tract is divided
into convenient pasture stations. or
ranches, existing every six miles.
The fencing alone cost in the neigh
borhood of $4,000. The land is
best adapted for rice, sugar. corn
and cotton. All cultivation. ditch
ing, etc. is done by steam power. A
tract. say half mile wide, is taken.
and an engine is placed on each side,
Inc engines are portable and oDer
ate a cable attached to four plows.
ana under this arrangement thirty
acres are gone over with the labor
OF three men. Narrowing, planting,
and other cultivation is done in like
manner There is not a single
draught horse on the entire place.
vi course horses are used for the
herders of cattle of which there are
16, 900 head. The Southern Pacific
railway runs for thirty-six miles
through the farm. The COMPANY
have three steamboats, operating on |
the waters of their estates. of which
there is 300 miles manageable. They
have an ice house, a bank, a ship
yard. and a rice mill.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26

The March Century will contain the
first paper in an illustrated series
on Great Indian Fighters, to be con-
trlbuted by officers who fought with
them. The first article, General
Crook in the Indian Country" is
written by Captain John G. Bourke,
of the Third Cavalry. An article on
General Miles, by Major George w.
Baird, formerly of his staff, will fol-
low.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26

Senator-elect Kyle of South Da-
kota announces himself as an "inde-
crat which is a sort of political
what is it.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
New Drug and Music Store !

Having leased the west half of the Tiff store
for a term of years will open the same Feb. LIST
with complete line of
Drugs, Medicines, Wall Paper, Fur
niture and Musical Merchandise.
Give Inc call. Z. G.. WILSON,
MOrrisville, VT.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26

People will live longer, die happier
ana an Keep cleaner if they go to
"etherby x Page, Jeffersonville,
and buy z bars of Brussels soan
tho rosin) for so cents.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26
Probate Notice.

Until further netce. the Probate Court t9r tlle
District of LamOie will be held AZ llle O oui'
House i'm Hyde Park, ON Monday ana 1 nnr sua?
If each week. and on Saturday from lO'JO A. NJ
o u NJ and from z. NJ. 10 ESQ Z. NJ.
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26

South Dakota has elected a clerov
man, and New Hampshire q physi-
cla1l, to the United States Senate
All the learned professions are now
represented in that distinguished
body. ''''''i'0
News and citizen. [volume] (Morrisville, Vt. ;) 1881-current, 1891-02-26

Admiral Porter's famous Joke ON
The Confederates at Vicksbnrp will
always be remembered in connection
with the story of his services durino,
The war OF the rebellion. He fitted
up a fiat boat limitation ofan IRON.
clad, armed it with quaker Guns
built a smoke-stack of pork barrels
and constructed a furnace of CLAW
under it. Then building fire within
he set the craft afoat. The black
smoke poured out of the chimney
and when the rebels caught SIGHT Of
the quasi monster they supposed
Their time had come. As the boat
approached Vicksburg the rebel Guns
We're opened upon it in terrible ear
nest. 1t was riddled with shot and
nearly torn to pieces, yet it didn't
sink. Meanwhile two confederate
1ron-clads We're run aground to get
them out of danger, and the whole
loss to the rebels was estimated at
$l 900, 1000. 1t was a very costly
joke to them.-Springfield Union.