Richmond dispatch. [volume] (Richmond, Va.) 1884-1903, 1891-04-18
A LONG LOOK AHEAD.
HOW YOU CAN HAVE A HAPPY HOME
AL YOUR OWN.
A sai,dsnx and banking Company Earns
~ FOR Cent. in Nine sonths-money
fer Shareholders.

Tbc.e arc DAVIS whom The bubbling bust
mesa eauldron seethes and whifis 80 rapid
~ that the man who thumps the earth,
shoyea the plane, or yields the hammer Tor
broad hardly has time 70 scan the rushing
evepts ~ business closely enough 10 keep
abreast Of the times and mark the current
Of events.
But The business world is as well regu-
lated now rs il was In the older and slower
moving DAYS when men dozed on pillows
Of splendid opportunities, wrapped them,
selves in lethargic nantes. and dreamed
away golden opportunities Under exist.
ING business organizations, fired by spirit
engendered by Just emulation to excel in
enterprise, fostered and encouraged by the
thunder-tones of the press, busy brains
work out for the tailor, who lacks time TO
do IL himself, the intficacies of the world
OF business aud the appliances OF capital.
The newspaper brings the results OF this
labor 10 the door OF the. workingman as
well as TO that OF the capitalist. and pos
sibilities OF life are laid down with pre-
cision TO all. The great problem Of mutual
dependence is made bare. and the frugal
man OF small means can see bow the man
Of much money needs his help and at the
sarne time can render him great sid-lasting
benefit
UNITED BANKING AND BUILDING COMPANY,
an institution that GOES q bow-shot IN the
very direction TO which illusions have been
been made. Is the United Banking ana
Building Company of this city. IL was
organized little more than nine months
ago. and has for its president Mr.. Lewis
III. Blair. and for secretary Mr.. 3. =. Elan.
Mr.. Blair took charge OF the company
and SET 10 work with his accustomed
method and strot systematical attention
70 every duty. MIR. Elan Is valuable CO.
adjutor, and IL is therefore not matter OF
snail wonder that within the brief PERIOD
of nine months the company Is aoie 70
mako the proud announcement that u mas
earned % per cent. Very few companies
~ business sort, of whatever character,
can honestly eclipse this record. For tine
present the company has confined ITS ope-
rations principally 10 three States. In these
there are already one over hundred branch
Offices. all thrifty and prospecting under
the charge of experienced and first-class
businessmen.
The company commands extensive CAPT
lnl rs authorized amount running up to
The round sum OF S2O. 0O0, 600. The par value
Of each share Of stock at maturity IS 500,
and ia issued IN monthly series. Stock
holders are required to subscribe TO the
form of application and pay an admission
fee of 81 per share, and sixty cents FER
month per share until maturity OF the
stock. provided no subscription be re-
ceived for less than five shares OF stock.
sAvHa SNUG SUN.
The objects OF this company are to re-
ceiye deposits and savings, TO loan or adj
vance money TO its shareholders, and to
aid them in acquiring real estate, IN build
ing houses and making improvements upon
them, and in devoting money ordinarily
paid for rent to the great purpose OF puS =
ing homes for themselves and famllies.
What poor man, who has felt the heavy
hand of the landlord weighing down upon
him, is there who would not like the proud
satisfaction OF being his own landlord. III
there is such man, then he need not
trouble himself with further thought about
the United Banking and Building Com
pany. but continue to reeklessly scatter
his earnings without thought OF the future.
III the contrary, IL he wants home OF his
own, be he young man on salary, or
mechanic at his task, let him take thought
for the morrow, invest IN few shares OF
this company and he will find that when q
wear or so has rolled around that he Will
have saved snug sum 10 his credit, and
in short time can refresh himself under
vine and fig-tree all his own. Just as soon
as the amount TO credit OF any series OF
shares arising from monthly payments, to-
gether with the interest, premiums, ana
other profits equals 500 per share, such
shares Will nave HlhluTeu, flu tho HoANNi
will receive $3.50 for each share upon sur
rendering his certificate.
This is the way it is done.
THE MEN WHO MANAGE.
II is by no means q bad plan to find out
before you set sail what sort OF men are
going to manage the ship. Bad officers
ire frequently more dangerous in fair
weather than good ones IN storm. Let
as look at the men who manage the United
Banking and Building Company.
In addition TO Messrs. Blair and Elan,
ou have the guarantee OF such names as
Major w. j. Johnson, president of the
Citizens Bank of Richmond Adolphus
Blair, wholesale grocer; Howard ID. Hoge,
of Roberts x Hoge, wholesale boots and
shoes, and Hugh A. McCurdy, of Quarles y
McCurdy, all men of tried experience and
reliability.
MOVING AHEAD.
The United Banking and Building Asso-
citation combines all of the attractive fea-
lures of other Building and Loan Associa-
items, organizations that in this enlighten-
ed era of reciprocal business progressive
ness daily grows IN popularity. Its scope
Is clear-cut business, but il combines with
this vehicle for the accomplishment OF
treat philanthropy, especially TO men OF
moderate means. But the company did
not halt here. The conductors OF 1t were
aware of the onward spirit of the times,
and they have determined to issue certih-
Gates of deposit, bearing per cent. inter
est running for one year with quarterly
coupons attached. so that the holders OF
certificates can draw their interest every