Fort Worth gazette. [volume] (Fort Worth, Tex.) 1891-1898, 1891-07-19

goes out, the theater perhaps, two or three
sodas 1--WE say nothing of anything stronger)
II the weather is warm. The fashion in
mats, gloves, dlckleS. canes, etc. changes
often. What all these things amount to no
one knows unless he keeps an accurate &C
count of his expenses; how many of them
might easily be dispensed with no one knows
until he tries it; and leaving your small
change at home helps you to try 1t.
During last month the firm of Adams &
Son of New York, manufacturers of chew
ing gum, have changed their firm into a
stock company, and their statement shows
that during the last five years their total
sales have been $a271, 79S 05, and net
profits 1856, 735. 80. Drop l cent in the
slot and draw out the slide for 'Tutti
Frutti,' " and they will do the rest The
capital stock of the new concern is $1,000
600; of which $4,000 600 is preferred stock
entitled to dividends at the rate of per
cent per annum. We give them this ad-
vertisement free, to show the value of lit
ties.
II is estimated that the toy savings
banks, now so popular, have absorbed over
$1,000, 600 in dimes, and the vast accumula-
tons of other institutions whose separate
transactions are from to 20 cents, shows
what can be accomplished by Titles A
policy for $1,000 seems small as a life
policy, but 1t makes good round roll in
S5-bills, fact that should not be forgotten
by those who have dependents, and who
are living up to their income. A policy for
$1,000 is not large, and yet it would repre-
sent much hard labor and privation if not
theirs until earned at regular wages by a
helpless widow and children. This fact
should not be forgotten.
FROM JOURNALISTS STANDPOINT.
The popular impression is that the news
paper man spends his earnings as fast as
he makes them, and that the chances are
when his pencil is dropped for good, that
he has made no provision for his family.
This is often too true. II the accounts of
the charity fund of the New York press
club could be made public. they would tell
some strange and startling stories about
brilliant men who have made and spent
fortunes, and whose families suffered the
most pinching poverty when the bread
winner was dead. 1t is not probable that
any such man seriously contemplates the
possibility of having his wife or children
dependent on any ones charity. The very
sanguine, hopeful temperament which
makes him valuable, makes him careless.
not perhaps of tomorrow, but certainly of
the day after. As for the possibility of
death i'll the near, or even the distant, fut-
ure, it never enters his head. He has a
vague feeling that he will live as long as
any one else-and acquire a fortune too:
spent, and-wife and children suffer.
Hardly week passes but from some part
of the country the subject is forced upon
our notice. Letters from widows, pathetic
letters, asking for work; letters which are
so earnest, so appealing and often so hope
less. The first question which comes to
ones mind under such circumstances is,
WAS he insuredl" And the letter fur
nishes the reply! 1t is not likely that any
of these good fellows had any intention
of leaving their families unprotected. They
fully intended to provide for them ''some
time" 1t is so easy to put OFF life insurance.
1t is not pleasant thing to contemplate. it
is nuisance to go through the prescribed
forms, but II is a source of solid comfort
when it is done.
As to the expense, that should not and
need not enter into the consideration. Life
insurance is not expensive, especially in the
case OF young man. There are several
forms of insurance which are profitable in
vestments. as well as provision for the fu-
ture. The terms of payments are so easy, and
the arrangements so liberal, that the matter
of payment hardly enters into the question.
Newspaper men should proceed ON the
same theory in this matter that they 40 in
others; the best is none to good.
Finally there is one good time to insure.