Grant County herald. [volume] (Lancaster, Wis.) 1850-1968, 1891-04-23
No 30, Al
Published April Il, 1891,

No 2l0, Published April II, 1891
CHAPTER I95
AN ACT to provide fora Uniform policy offire i'll
surance To be made and issued in this state by
all insurance companies taking fire risks on
property within the state
The people of the state of Wisconsin. represented
in senate and assembly, TO enact as follows.
Section l. The insurance commissioner shall
prepare and file in his Office en- or before the
first day OF september, ID, 1891, printed form
IN blank OF contract or policy of fire insurance
together with such provisions, agreements, or
conditions as may be endorsed thereon, or added
thereto, and form part of such contract or pol.
icy; and such form. when SO filed, shall be
known ana designated as the Wisconsin Standard
policy. Said insurance commissioner shall,
within sixty days from the passage OF this act
prepare, approve and adopt q printed form in
blank of q contract or policy of fire insurance,
together with such provisions, agreements and
conditions as may be endorsed thereon or added
thereto, and iorm a part of such contract or
policy, and such form shall, as near as the same
can be made applicable, conform to the type and
form of the New York Standard Fire Insurance
policy, so called and known; provided, however
that five days notice of cancellation by the com
pany shall be given, aud provided, that proof
of loss shall be made Within sixty days after
fire
Section 2 The insurance commissioner NAV
call upon the encouragement for sAch assist.
anee as TO HIM may seem necessary I'm the prep
aration of the aforesaid standard insurance
policy, and Is is hereby made the duty OF said
attorney general to perform such service.
Section s. Immediately after filing said form
of policy in the Office of said insurance commits
sioner. he hal have five hundred copies of the
same prin@cd. together with five hundred copies
OF this act and mail TO each company doing a
fire insurance business ia this state copies OF
the same.
Section 4 On and after the first dav of Sen.
TENDER A. D 1891. no fire insurance company
corporation or association. their officers or
agents shall make issue, use or deliver for use
any fire insurance policy on property in this
state, other than such as shall conform in alI
particulars. as to blanks. size of type. context
provisions, agreements and conditions wi. h the
printed form OF contract or policy SO filed in the
Office Of the insurance commissioner as provided
for in the first section of this act, and no other
or different provision, agreement. condition or
clause shall in any manner be made part OF
said contract or policy, or be endorsed thereon
or delivered herewith, except as follows to- wit
LIST. The name OF the company, its location or
place OF business, the date OF its incorporation
or organization aud the state or county under
which the same is organized, the amount OF
paid up capital stock, whether il Is a stock or
mutual company, the names of its officers he
number and date of the peicy aud II IL be
issued through manager or agent of the com.
pany, the words, This policy shall not be valid
until counteIsigned by the duly authorized
manager or agent of the company at -"
may be printed on policies issued on property
in this state
ID. PrinIed or written forms of description
aud specification. or schedules of the property
covered by any particular policy, aud any other
matter necessary to clearly express all the facts
and conditions of Insurance on any particular
risk (Which facts or conditions shall In no case
be inconsistent with, or waiver of any Of the
provisions or conditions of the standard policy
herein provided fot), may be written upon or
attached or appended 10 any policy issued on
property in this state
Sd A company, corporation or association or
gained or incorporated under aud in pursuance
OF the laws OF this state elsewhere If entitled
to do business in this state, may with the an
prevail of the insurance commissioner. II the
same is not already included in the standard
form 10 ne tled IN the Office OF said commissioner
as provided Tor In the first section OF this act
print on its policies any provision which ii Is re-
CURED by law to insert therein, If such provision
Is not in conflict with the laws OF this slate or OF
the United States, or of the provisions of the
standard form provided tor herein; bat said pro-
vision or p DIVISIONS shall be printed apart from
the other provisions agreements or conditions
OF the policy, aud in type not smaller than the
body OF the policy, and under separate title as
follows. provisions required by law TO be
stated in this policy and be part OF said
policy.
4th. Tn re may be endorsed on the outside OF
any policy herein provided tor the name with
the word agent or "agents," aud place Of
business Of any insurance agent or agents either
by writing, printing, stamping or otherwisf
9th. Where two or more companies leach hay
ing previously complied with he laws 81 this
state) unite to issue Joint policy, there may be
expressed in the heading OF such policy the tact
OF the severalty Of the contract also the proper
ton of premium to be paid to each company,
and the proportion Of liability which each com
Dany agrees TO assume And in the printed con.
be made from the singular TO the plural number
when reference is had to the companies issuing
such policy.
Section s. Amy insurance company its officers
or agents, or either of them, violating any pro-
visions OF this act by making Issuing, delivering
or offering 10 deliver any policy offire insurance
on property In this state, except hereinbefore
provided, shall be guilty of misdemeanor, and
upon complaint made by the insurance commits.
sioner or by any citizen Of this state shall upon
conviction thereof be punished by fine OF not
less Than fty dollars fGSfn han
hundred dollars $500 Tor the first offense and Of
not less than one hundred dollars (sl0D nor
more than TWO hundred and fifty dollars $3.50 |
for each subsequent otfense; but any policy SO |
mace, issued and delivered shall, nevertheless |
be binding upon the company issuing the same |
and such company shall thereafter be disquali |
fled from doing any insurance business In this |
state.
Section 8. This act shall take effect and be |
in force & ON and after its passage and publca.
ton
Approved April 6, 1891.