The Pascagoula democrat-star. (Pascagoula, Miss.) 1878-1920, 1891-10-23
MAKING AND SAVING MONEY.
A WelI-knOwn New York Capitalist Tells
How 1t Can be Done.

uIdht Hlollt,N. 1Ut .dCCu Hldl lOl
of wealth is, after all, an easy mat
ter. 1t does not require ar educa
ton, breeding or gentle manners
and certainly luck has nothing lc
do with it. Any man or woman
may become wealthy If he or she
begins arlght. The oppofiunities
for gathering the nimble dollar are
very numerous IN this country
But there are certain fundamenla al
rules that must be obeyed.
The first step 10 acquiring a for
tune lies in hard work. | could
give You no better advice than
that given by poor Richard: "Save
something each day, no matter
how little you earn Cultivate
thrifty habits. Make your toll
count for all you can. Always
save some portion of your wages,
and then be on the alert for invest
ment. If you do this wisely, your
money will begin TO accumulate,
double, treble, and in few years,
perhaps, you may be a millionaire.
The beginning is the most diff
cult. This magnificent Lidies Home
Journal Of today was not born
fell hedged. Advancement was
made from he first number issued.
But the beginning was right; The
foundation was sure and so to-day
the whole structure is a delight to
the eye, and its fortune is made.
Lay good foundation for your
fortune.
Be brave, be generous, be help.
full, be honest, do not over work,
keep in good health, cultivate your
mind, be pure, and 10 these add
thrift, and you need not fear, You
cannot fail.
Begin rightly.
| would say to all fathers and
mothers, teach your children the
value of money. When they are
old enough make them understand
the worth Of penny. For the
clilG's savings bank in the play
room to the millionaire's bank ac-
count is moi a long step. 1t is
short and easy span.
Keep bank occount.
When vou have saved 500, or
5000, or $500, look about for a good |
investment. Do not take up this |
or that scheme at venture, but |
examine it carefully, and if you
see your way clear, put your mon
ey into it. Real estate is usually
a good investment. More money |
has been made in real estate than
you could estimate in n day. A
first mort gage Is, in nine cases ont
Of ten. safe. But take advice on
The subject before you invest. Go
10 some good conservative man and
get his views. | should advise the
same course if you should put your
money in stocks or bonds or rail
way shares. In fact, | should urge,
before you invest penny, that
'ou get The best counsel on the
ubject to aid you in taking the
Ourse.
If your first investment pros
'ers, by careful management and /
y always being OH the alert, you !
an increase your fortune by rein {
esting your profits. 6
4 man who had only a few hun I
red dollars left oHi Of a fortune r
allied one day at a banking house (
nd asked TO see the manager, who Il
as a man Of conservative mind Z
nd fully acquainted with the best i
nd most profitable investments.
Throwing down The bank notes, n
e said: "Invest this for ne. Use n
,ur own pleasure with it. I'm n
Iing 10 the country for the re- r
ainder of The summer. | will =
ave my address with you and YOU !,
IN let me know what you do a
lih it, :,
The man walked ont and was !,
IT seen again for many months. q,
is money was judiciously invest ii
| on his earle blanche order and n
gan to accumulate. The house If
ily informed him, according to
, business methods, OF his good
ok, but nothing was heard from q,
m personally for some time. r
Some months afterwards he pre- Q,
nied himself at the banking "
use, rosy health beaming in his h
ce, ,well-dressel and portly. The II
anager failed to recognize him at a
st, but when his memory was re- !,
sshed he recalled the circum- il
lnccs of the case. .,
Now, this was an example of a :,
an who more than doubled his n
wings by simply taking The ad-
re of an experienced and relia-
e man. And this is not a solita- le
case IL is one of many such cl
al happen every day throughout III
e length and breadth of our land. lIi
How did Samuel j. Tilden al ic
in his elevated position and i'm sc
snse foriunel Simply by the ex- in
Else OF ihnfi and industry, to- p,
lher with a certain degree OF G.
mmon sense, the capacity for IA
king advantage OF the chances II
rown in his way and his own L.
Iartness for turning them 10 the
ST account,
Il will not do for any one TO sit ir
wn and wait for the coming Of fr
'alth and fortune. Industry, per n
vering and untiring, is essential Ii