Morning journal and courier., 1891-09-29

Island and the Missouri Pacific are giving the people of Kansas the very best facili- ties at their command. There is not so much of the bitter feeling against rail roads in Kansas as in some of the other States, and there ought not to be. The railroads are the best friends of the Kan sas farmer. The State could not be devel- oped without them. With them its growth will be rapid and certain. As one rides over the long lines he realizes the boldness and foresight (snd cssh) that have brought them to being, and when he sees what they are doing for Kansas, and through Kansas for the country, he feels proud of the men who have done such mighty deeds. And they ought to have a better reward in money than they are get ting now. Perhaps that will come.
 THE MORTGAGE BUSINESS.
 All over New England there are thou sands of investors who are worrying over their Kansas farm loans, and who are
 eagerly looking for anything that may
 throw any light upon the problem. It is a difficult one, but there are some facts which are apparent. The Kansas farmers have borrowed more freely than they should have done. They became infected (and no wonder) with the hope and the promise which are in the air and the soil of their glorious State. They knew they could easily pay their indebtedness if they had any kind of luck. They were not de- tered, as more prudent people might have been, by the high rates of interest and the commissions they were asked to pay. They wanted more land or more tools to work what they had. They knew that good crop or two would pull them out of even pretty deep hole. It would, and 1t has so acted this year. But they miscal- culated, as everybody who is not constant ly prudent does. Many of them were so affected by the bad year that they could | not pay, and then there was trouble all around. The eastern investors were frightened and the Kansas borrowers de- spondent. They gave up on both sides and there have been many losses. Some of these have undoubtedly come from the operations of fraudulent intermediates between the lenders and borrowers, men who did not hesitate to make poor loans for what they could get out of them. But there has been less of this than might have been expected. Careful observation through eastern, southern and western Kansas has convinced the writer that any man who has fair loan on good land in Kansas has no reason to be afraid of the ultimate outcome of his investment. If he doesn't want the trouble of it himself he can have it taken care of. It will be useful to many people in Connecticut to know that there is in Topeka a company which makes it a part of its business to give eastern mortgage holders information concerning their investments, to receive for collection real estate loans situated in any of the western States, collect and re- init principal and interest as it is paid, pay taxes, where necessary prosecute foreclo- sures, and where loans are guaranteed by a company, enforce the claim against the company. It also undertakes the collection of any defaulted municipal county or school bonds in it's territory. This com pany will be very useful to people who are in trouble about their farm loans, and will | save eastern investors much loss. It has agents all over the West who know the value of land and who know the people. We do not hesitate to advise people who are tempted to throw away their farm loans to consult this company and find out what they are worth before taking action. | The name of the company is the City Real | Estate Trust company. Its president is Hon. Samuel T. Howe, president of the Kansas National bank, ex-State treasurer, | and one of the most able and reliable bus | mess men of the West. It has the hearty
 endorsement of the governor 9 Kansas, | Chief Justice Horton, the Bank of Tope- | ka, etc., etc. We recommend it to those | who are in need of such services as it performs.
 THE ALLIANCE.
 | Opa of ba obiaf nbiacta of mt in | Kansas nowadays is the Farm alliance.
 And it is decidedly interesting. It holds | gigantic picnics attended by thousands of prosperous farmers with comfortable | wives, fat children and sleek horses. The | men and women listen with open ears and | occasionally with open mouths to yocife- rous orators who tell them that they are | oppressed and down-trodden and generally
 sat upon. These orators use all their arts | to convince the people that they are dis | contented and miserable and that a new | party, with them (the orators) at its head l will be able to wipe out interest, railroad
 fares and other little inconveniences which
 people who live in civilized countries are
 subject to, and that Prosperity, with 8 | very large P, awaits all who will be led by
 them. It is the old story of smooth
 tongued and ignorant fanatics and dema-
 gogues trying to make capital out of the
 fact that this earth is not as good as hesv-
 en and that life is not all play. They are | earnestly listened to, but it is plain that
 whatever power they have had is waning,
 and that the common sense of the Kansas
 farmers will soon assert itself in way
 that will clear up things. Calamity
 Howlersn is what these orators are called.
 They deserve the name, and they are deci-
 dedly out of place in State like Kansas,
 where man must be either sick or seri-
 ously shiftless to be poor, and where even
 the newsboys in the cities wear decent
 clothes and have their faces washed. (They
 deliver their papers in Topeka mounted or
 ponies) It is not strange that the people
 who are interested in the real prosperity
 of Kansas look upon these chaps with de
 testation.
 PROHIBITION.
 It is decidedly interesting to observe tho
 working of prohibition in Kansas. It cer
 tainly prohibits to a greater extent thar
 those acquainted with its working 1T
 Maine and Rhode Island would expect. |
 has driven the saloon out, and there is ,
 general air of peace and good order in tn,
 cities, especially in Topeka, the capital The wise men of the State are aware, o
 course, that the drinking of rum has no
 been done away with, but they say, anc
 there is much force in it, that the abolition of the open rum shop is great gain
 The children are especially benefited b,
 not having the saloon constantly and ob
 trusively before them. It can fairly b claimed, we think, that prohibition is l good deal of a success in Kansas.
 THE PEOPLE.
 The people of Kansas are even more in | teresting and more important than tn wonderful soil, the soft air and the mag , nifcent crops. As the poet says, men , high minded men, are what constitute } State. Such men are numerous in Kan
 sas. Many of them have grown with tn , State and are deeply imbued with a kint
 1 of State pride which is not common in tn