davidaulloa/AmericanStories huggingface dataset:
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21
LIFE ! INSURANCE | !.
G. Hanley's Letter Of Last Week
Draws Forth Numerous
Replies
ROM DIFFERENT SECTIONS
OF the State, Ali Of Which Will Prove
Beneficial to the Order in
VI. General.
MANKAro, Nov. 16, 1891.

10 the Editor Of The irish STANDARD.
DEAR SIR-In your issue of Nov. 14tL
appears a communication from j. @.
Hanley, OF ST. Paul, on the "a. 0. 81
Life Insurance" ). G.. Hanley, pre-
sumo, is the honorable and worthy
president OF Division No. 2 of that city
. If such be the case am somewhat sur
prised OF the tone Of his letter. First,
he asks is the insurance feature OF the
A. O. H., as it now exists, success, and
answers by saying it is not. Now [ am
of different opinion when we take into
consideration the falling off in member
ship in Hennepin and Ramsey counties.
Where we ought to have one thousand
members in these two countless instead
Of shat there was only 389 members paid
OF assessment No. So, :of which 1873
were from Ramsey county. Prior to
1886 Ramsey county had great deal
larger membership than this. What be-
came of them? There was no compul-
sion on those that were members then to
join the insurance feature. In looking
over the insurance secretary's report Of
assess ments 50 and So would consider
that the Order was doing we'll in coun-
ties outside of Ramsey and Hennepin.
He saye, by personal interview with
some Of those members, they give as a
reason that it is too expensive FOR the
amount the beneficiary receives. Well,
Let us see what it has cost for ASSESS
meats for 1891: Death No. AZ was the
first notice for 1891 AND was issued
February 4th, 1891. Death No. Sc was
issued Sept. 2sth, 1891. Now this is the
last one payable in 1891. AS there is
not so days rem aiming in this year, this
makes deaths Or assessments. No. 81
was paid from the reserve fund, which
left S, or four dollars. Add to this 80
cents for annual dues and we hna on a
basis of 5000 paid at death the amount
to be 70 cents Per hundred or $3.50 per
thousand, which is very reasonable. I
am not in favor OF leaving the insurance
feature "optional," as it would be detri-
mental to the Order and make two divi-
sjons of it; but I am in favor and hope
the next national convention will leave
it ssoptional' with states having insur-
ance as to whether they will pay sick
benefits or not. [ don't think che two
features can be carried on successfully.
and I hope to see the state convention
adopt certain sum, il it is six hundred.
Let it be that and pay 1t in 80 days, and
make some provisions for having at least
two assessments ahead in the local
treasures.
d. HAYEs.
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21

justified bY the facts. Those fraudulent
Insurance companies are organized BY
q few men for the purpose Of creating
fat Offices for themselves; are organized
solely for the benefit OF the company
and not Of the insured. believe that
Mr.. HanleY did not mean what he said.
i know that he will admit that the
A. q. III. life insurance was established
by all the members for the benefit Of all
the members, and that every cent col
lected on assessments is given to the
person or persons entitled to it.
He THEORETICALLY says: ''Anv enter
prise that can now succeed must bear
on its face the stamp of time. exper-
fence, stability, and a reserve fund Of
such proportions that in itself will be q
guarantee Of permanency and stability"
If this be true 1t is simply impossible
to organize any enterprise with any
prospect of success, for the stamp Of
time'' and experience can come only
after the laDse of time.
They would be in the predicament Of
the lrishman, whose boots being too
tight, concluded he would have to wear
them three DAYS before putting them
on.
It may be that our insurance has not
a sufficient stamp OF time. experience.
&C., to inspire the confidence of men; it
may be that it should be abolished be.
cause Of its want Of success, but l
should want stronger proof of it than
has been produced thus far.
Very truly,
j. G. HEssIAN.
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21
NDOM EEF EOTION

The rainfa1is 81 England the pas
month have been nnplecsde tented Tor hall
9 lifetime. What : bonanza Tor the rain
makers, had they been operating On that
side. But there Is no pay over there for
that class Of artisans. i.5..5
I. = n
It cost Uncle Sam $9,277 to supply
liquid coffee to the troops engaged in
the late Sioux war. These figures Justify
the suspicion that there is striking
similarity between military liquid coffee
and senatorial cold tea. When the
Minneapolis coffee cart turns out the
public will know it all.
~
William the Warlord has shaved of
his little beardlet so soon. Willie will
get the reputation of being inconstant as
the sea or woman If he throws away his
toys SO rapidly. He may have recol-
lected, though, that his pa had beard
and Bismarck used to lead him around
thereby. The Prince Of Wales threat
ened to remove his, unless William
would call in the tonsorial artist.
*x*
Along in 1860 fifty English sparrows
were taken to Australia, and there are
now countless millions which infest the
island in every part, and are driving
some of the native species to extermina-
tion. The Jack sparrow, like the aver
age Briton. wants the earth. This same
little bird is fast multiplying in this
country but if they become as obnox-
ious here as in Australia, they must go.
*x*
A dispatch from Rome says the Pope
has been disappointed with the response
from Austria to the question whether he
should remove from Rome. Austria is
content with assurances that the nexs
Papal election would be protected from
italian interferences. The Pope wanted
intervention for his temporal power, or
at least a strong assertion OF the prin-
cipal. The Pope would like to leave
Rome Els protest, but he is feeble, and
cardinals are against it. It will be
long time before the Vatican is deserted
by the head OF the church.
*x*
Rev. Sam Small stumped Massachu-
setts in behalf Of the Prohibition party,
has been arrested On the charge of ob~
ta1ring $1,000 on false pretenses in con-
nection with the Western Land deal.
This Little trihe will not annby Mr.. Small,
who is not afraid of the world, the flesh,
or the devil. He has made himself con-
splcuous many times, obtaining sympa-
thy under false pretonses, but these
money transactions are apt to get one
Into court. He got good licking the
other day for his false and slanderoIs
utterances, and there is more trouble in
store for him. r~>"
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21
GraceyilIe.

GraceYille.
Special Correspondence of the Irish Standard.
Justice Mcdonnell and three friends
started across the county with four tur-
keys which he had succeeded, through
"45," in winning at the home OF Austin
Burke. But some marauder practicGd
division and silence on the Justice before
he reached home and two turkeys were
left where four should have been. Nc has
his suspicion, but will not push the mat
ter If the feathers are returned to him.
There was still another marriage at
Holy Rosary church on Monday-that
of Miss Lizzie Costello to Anthony Cav
ley, Rev. Father Gems performing the
rite that made them husband and wife,
Miss Maggie, sister of the bride, was
bridesmaid, amp John Miles acted in the
capacity of groomsnan. Mr.. and Mrs.
Cawley have resided in Gracev1lle for
many years, and have hosts of friends who
will wish them abundance of success.
The bride Is the respected daughter of
Nj. Costello, formerly resident of Ply
mouth avenue Minneapolis. To THE
young couple also we would extend our
best wishes for their future.
Last Monday morning, st Holy Rosary
church, this village occurred the mari.
age of Miss Katie Coyne to Patrick Heily,
Rev. Father Gents performing the cere-
mony. Miss Annie Coyue, sister of the
bride, was maid of honor, while r. T..
Grove acted in the capacity Of best man.
Both bride and groom are we'll known in
this community and have the respect and
confidence Of all. Mr.. Kelly is president
of Division No. ! A. o. H., Of Graceville,
where he has resided for the past twelve
years, and is in the employ of the North
western Elevator Co., IN whose charge
he has held a position of trust for many
years. The IRISH STANDARD takes
pleasure in extending its hearty congra-
tulations to Mr.. and Mrs. Heily. Long
life, ha ppiness and success be yours
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21

Ithefull amount Of the policy could be
paid in thirty days after proper proofs
were made Of the death OF q member and
the benefciaries would not have to wait
about four months and not get half OF
what they expected. This is my idea
of the cause Of the falling off Of our
members on account Of the insurance,
the beneficiaries expect one thing and
they get something else; and then some
Of cur members who have the welfare OF
their dear families at heart say, within
themselves, that is how mine will be
treated some day, so I had better quit
IN time.
I must differ with Mr.. Hanley IN that
there ought to be different rate of as
sessment for the young and cider Nom
bers. IF he will look back at the ages of
our deceased brothers he will ind the
larger portion of them we're young men;
and further, any insurance company will
inform you that they would prefer a risk
over thirty years of age. Still further is
there any of those young men or old
ones, either. if they were appealed to for
dollar to aid deceased members
family, but would give the same cheer
fully and without moments hesitation
give the same, but because it is given
under the name insurance" they object.
Now, Mr.. Hanley, and all brother
members of the A. ., Fl. in Minnesota,
I ask you to stop and consider this in
surance question thoroughly before you
decide that it is failure and a detri-
ment to the Order in general. One of
our notices is s'True Christian Charity.'
What is it? How do we practice it? /
say that If we were to practice this fully
and as we ought, we are bound under
our pledge to assist each other Gas
know all do) whilst we are members and
to look after the bereaved wives and
little ones or their aged parents, as the
case may be, of our deceased brothers.
Now by having the insurance connected
we contribute our mite in that way and
We simply impose an obligation on any
one joining our Order to make provi-
sion for those dependent on him and as
soon as We have each one of us contri.
buted our mite whatever it is towards
this insurance, We are relieved from fur-
Their obligation to the surviving relatives
of that certain deceased member.
Now. Mr., Editor, have gone further
with this than intended, but there is
lots more ty be said on the matter, so I
will conclude by saying that if we look
UP other states we find they have .insur-
ance connected and are increasing in
Membership instead Of decreasing. Take
for instance Michigan and see how they
stride along, but the bsnefciaries know
what and how soon they are to got their
insurance after they make the proof of
loss--thirty days. now sincerely hope
that this matter. will be thoroughly dis
cussed and by some more able members
than am and that system Of insurance
will be arrived at that will do credit to
our Order and that it will be the means
of increasing our mem bership hundred
fold, and that each one of us can, when
our day comes to depart this life, that
our near and dearest friends will soon
have the helping hand of the A. o. H.,
come to their relief with the full amount
Of it's policy.
Yours, &C.,
E. p. O'BRIEN.
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21
DULUTH. Nov. IS. '9l
Yours, &c.,
E. ?. O'BRIEN.

DULUTH, Nov. Is. 81.
To the Editor of The Irish Standard.
DEAR SIR-In your issue of the 18th
inst. Is communication from j. C..
Hanley, of st. Paul, on the above SUBJ
ject. He undertakes to prove that the
insurance feature Of the A. O. H. is
not success. Why? First, because
in ''glanclng over the insurance secre-
tary's report, find that all the old divi-
sions hove shown a decided falling Off :;
second. because 81 find in the enforce
ment of the constitution and by la VS.
we are threatened almost with a di5so
luton of the DIVISION" presumably the
division to which he belongs. Surely
these are f1imsy premises on which to
base conclusion that the insurance
feature is not success, however un-
biased he may be by reason of the fact
that he is what may be termed q new
member"
AS to the first proposition, that the
insurance secretary's, report shows a
decline in the membership of all the
old divisions, I doubt the statement,
though not having the report before me
I cannot dispute it. But I know that
the report will show large increase in
membership throughout the state for
the year Immediately preceding. The
records will show also that there has
been an average increase paid to the
benefciaries up to the present time,
though the fund has passed through
several ordeals that would test the
vitality and stability of any organiza.
ton. Admitting, however, that there
is falling off in the older divisions,
that is no proof that it is because of the
insurance feature. And no one can
show that it would not be the case if
there we're no insurance. No organiza
tion or society, however perfect or how
ever worthy, can hope to retain all its
members. They will be constantly
dropping out and their places must be
filled by new recruits.
In the admission Of members to our
Order too much laxitY prevails. Men
gain admission there who are no credit
to the Order. They are q positive dam.
age. Their presence deters good men
from becoming members. Men too
often enter the Order from spirit OF
curiosity OF the hope Of gain. When
their curiosity is gratified they lose In
terest and finally drop ont. When they
fall 20 take ont two dollars FOR each
dollar put - they become restless,.
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21
d. HAYES.
MORRIS, MINI, Nov. II, 81.
Ia Nlk1 i,eiak, 2tO1af1 q ri

MORRIS, MIMI, Nov ~, '9l.
To the Editor of The Irish Standard.
DEAR S1R-I have read J. G.. Hanley's
communication in your issue of 14th
inst. on the A. 0. FL. life insurance and
l. will say to start out that am in the
same position as Mr.. Hanley, t'practioal-
sy new member" although I have been
in the insurance fund since it became,
as Mr. Hanley calls il, ''com pulsory."
will admit with Mr.. Hanley that the
insurance feature is not success, but I
must disagree with him that the insur-
ance is the cause of the falling off of our
members. I may be wrong. In my idea
the compulsory insurance feature, if
properly arranged, carried out and en-
forced would do more to build up the
A. O. H. than anything else. One word
ON the compulsory part or rather the
word itself. know that something our
nationality dislikes is to be driven to do
anything, but think that it will not be
disputed by anyone hut that generally
speaking the Irish race are the striotest
adherents to the Catholic Church. How
many things does Mother Church say
we must do and why don't We fell away
On that account? The word s'compul-
sory' is not used, but the word "shall,"
which conveys the same meaning. I
think that the laws and the constitution
in either the A. O. 81. or the insurance
feature are not anywhere strictly en-
forced and if they we're we would have
more members and better organization.
Is there any reason. if properly handled
ON business basis, why the A. O. 81.
could not have good reliable insurance
connected with it and said insurance be
8 success? I can't see any reason for it.
In the first place make the limit of your
policy say $1,000, levy an assessment Of
81 on all the members in good standing
in each division at the date Of last re-
ports Of said divisions to the state secre-
tary, and at the time the state secretary
makes the levy and sends out the notices
4 to the different divisions make 9 draft
on each division for their portion to be
forwarded to the state secretary inside of
twenty days. To meet this draft each
division shall require each Of its mem
Sbers to pay into its treasury an advance
assessment of ST which is to lay there
until draft is made By state secretary
for same When the state secretary
& ont tho notices Tor the assessment.
4 notices Is give The members thirty
INV Tho same and If any division
5to III end the time il could
WIZ \ 81 tais naethod
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21

& Gleason & McAllister. funeral dlrec-
tors 254 First avenue south. u. M.
Gleason, formerly Of the arm Of Gleason
s. Byornm.
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21
Mankato Christian Endeayor Union.

The following, from the pen or Rev.
Father Prior, of Mankato, taken from
the Mankato Free Press Of the l4th,
inst. will be found very interesting to
our many readers:
Editor Free Press-Y our weekly issue
credits the President of the Mankato
Christian Endeavor Union with the fol-
lowing remarks at a convention recently
held in this city:
1.-The days have gone by when a
church should exist as depository for
religious relics, whose efficiency for
healing is past. A sin sick soul can
never be cured by the touch of theo-
logical dogma any more than by de-
cayed piece of the true cross or the hol-
low tooth of canonized saint. Mod
ern science teaches that life only can
beget life, and 1t is only live issues in
the hands of living Christians, inspir~
ing living Lord which can touch souls
into life"
When fippancy will pass for argu-
ment and vulgarity is identified court
eousness, the above quotation may pass
for chronological Dogma I hold in too
high regard the religious instincts of
the young people, who listened to this
Ingersollian twaddle to believe chat they
could approve. much less applaud, sen.
timents SO ungenerous and unchristlan"
like.
To me and the thousands of my fel-
low citizens Of this city, who "glory in
the Cross Of Christ Crucided'' sucl,
puer1le pratings appear irreverent, if
not blasphemous. Who has Informed
Mr.. Hughes that the pieces of the true
cross as preserved in the most ancient
basllicas of Christendom are ''decaYed, -
or that the teeth Of canonized saints
are necessarily "hollow?"
Could not this new theological light
be satisfied with the sacreligious simile
regarding the incense and altar, which
have ever been associated with religion,
without def'ing with unhallowed touch
disparaging the memories of those
whose lives were moulded by the teach
lngs and example of Him who dad
upon it?
How different Che sentiments of the
Apostle of the gentiles, "God forbid
that I should glory, save in the cross of
Jesus Christ and of him crucified!" 1t
is not the alleluiahs of Easter nor the
glorious anthems of the ascension that
are best calculated to heal the ''sin sick
soul" but the awful]y sad dirge of the
"Miserere'' reminding the sinner of his
deplorable state, whilst promising him
pardon through the merits OF Good Fri
days victim; for not by the resurrection
of Christ, but by. His death was the
penalty paid for sin. We should there
fore revere and respect the Cross mot be-
cause of the preclousness of the wood,
but for the relationship with our Re-
deemer, and saints relics are worthy of
honor inasmuch as they are the mem
bers of those whose souls have been sane
titled by Gods grace and love. These
words of Wendell Phillips should be
borne in mind: I'VE seem to Imagine
that whether knowledge will die with us
or not. it certainly began with us. We
have tender pity for the mario wness,
ignorance and darkness of the by-gone
ages. We seem to ourselves to not
only monopolize but to have begun the
era of light. In other words we are too
fond of taking off our hats when we
speak of ourselves
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21

+
received from day to day while it does
exist ample compensation for it's cost.
The Order is at most but sentiment,
romantic and beautiful though it may
be-sashes, plumes, fraternity. But
the insurance feature is its most SUBJ
stantial feature, dispensing its bless
logs, however humble, the free gifts of
brethren to the wife and little ones Of
their deceased brother.
Mr.. Hanley says: NV own exper-
1erce has taught me that it would be
the height of folly to attempt to make
members swallow this feature against
their will.'' fail to see in what way
it has ever been attempted to make a
member swallow" this or any other
feature. Before August LIST, 1885, it
was optional. Anyone who took the
insurance then did so voluntarily.
Before August LIST, 1885, it was optional.
Anyone coming in since then knew at
the time that 1t was q condition Of
membership and consequently took it
voluntarily. In either case he has not
been forced to swallow" anything.
He came In Of his own free will. IF he.
is dissatisfied he is not compelled to
remain. He is q free agent.
81: Mr.. Hanley by indirect infer
enoe compares the a. q. 81. lnsur-
ance with the 'catch-pe nny insurance.
fakes which from time have deceived
the people. His comparison g not
The Irish standard. [volume] (Minneapolis, Minn. ;) 1886-1920, 1891-11-21
CRACEvILlE'S NEW CHURCH.
Continued from First Page.)

Continued from First Page.)
two--each closing with cross, are 1l0in
height. The auditorium is 80 feet IN
length and there is a seating capacity
OF from 800 to 1000. Mr.. Gilman's con
tract for building the church was for
So, 600. Aside from that window frames
and stained glass will cost in the
neignborhood Of $1,000, affairs, $500
the main altar having been manufac.
tured III Shakopee and the two side
affairs in Minneapolis. Two splendid
furnaces have been placed in the base
ment. III. r. O'Neil took the contract
for furnishing these and after wards
sub-let the work to John T. Lucas, Of
Minneapolis. Mr.. Hoffman superin~
tended this work and the furnaces cost
about $645. They are the No. 20 Boyn-
ton Champion Furnace.
In the evening the following choice
programme was rendered at the Con-
vent of Our Lady Of the Lake:
PROGRAMME
Opening March.
Chorus--s'Come Where the Lilies Bloom" Club
Address to Archbishop and Bishops ..........
Miss NJ. McFadden.
instrumental Solo .....................M. Macy
Biography of Kathleen O'Meara" ..............
Miss J. Sullivan.
Vocal Solo, 'My Open Window o.. --..--.....
Miss NJ. Hayden.
Poet: H. w. Longfellow-
Prose: Origin of his Poems, Early Reminis-
cences. Tributes and Criticisms.
Chorus-"Psalm of Life Club
Music, Solo, L Eclair. ..... .Kittie Cunningham
Poems: The Builders, Village Blacksmith,
Haunted Chamber, The Children's Hour.
Excelsior. ....
Vocal Duet-"Curfew Bel' observation-disclosures.
G. Bilsborrow, K. Fahey. .1
Observation-Disclosures of Men" :. Katie Costello
moonlight Will Come Again Club
"Quo1ations" from Various Authors ........ ......
10 Minutes
1.-THE Stars and Stripes above our Catholic
Schools" .......... .....-. Concert Recitation
Good Night! Finale
Miss McFadden's original poem Of
greeting to the Archbishop was as
follows.