The true northerner. [volume] (Paw Paw, Mich.) 1855-1920, 1891-03-11
Merchants, Organization.

Messrs. Deighan and FultZ, of Chica-
90, have been in the city organizing "a
branch of the Merchants Retail Com
merclal Agency, of Chicago The OBJ
iects of the above agency Is to combine
business men for mutual protection
against the nOn-paying element that
exists in every community. This agen-
cy issues IA regular and legal bimonth-
| " abstract of unsettled accounts.
Mcpherson shall be referred 10 the
members of this or any other branch rs
owing member of the Merchants
Retail Commercial Agency, until such
person has been given IA full and fair
opportunity TO 60 to the merchant he
owes and in some way settle up his in
debtedness. This system cannot work
hardship on any person who is dis
posed to do the square thing Any
person, no matter how poor, how I'M
! fortunate his circumstances in life, if
he is honest, he need have no fear be-
cause he can and will make his circum-
stances known in such "A way as will be
satisfactory to the person he owes No
merchant will ever crowd poor man
who is honest, but that class of persons
who do not care for their promises to
pay, who go from one store to another,
] from one town to another, contracting
debt wherever they can get chance to
open an account; who go it blind, never
/ stopping to consider how they can pay;
never trying to pay-paying their hon
est debts being the last thing they ever
! think Oft is to such persons that this
system pays attention. 1t is no hard
/ ship to ask men to be honest in their
deals with a merchant who trusts them.
Every farmer, every mechanic, every
person in the community in which we
reside who pays his honest debts is in
| terested in the success of system
which seeks To make those who can
! pay and won't pay, pay their honest
debts, because IL is those who pay cash
or pay their debts promptly who furnish
/ the money which enables the merchant
To successfully conduct his business and
/ carry on his books that class of people
styled slow payers and dead beats.
! Every dollar lost by the merchant by
reason of bad debts is indirectly loaded
onto the shoulders of those who do pay,
and any system that forces payment by
/ slow payers and dead beats, or cOmpels
them To pay spot cash or secure for
everything they purchase, unloads the
percentage from off the shoulders of the
honest paying classes.
A man cannot exist in this world and
pay nothing without proving a direct
burden ON those who supply themselves
with the necessities of life by honest
purchase.
The do-nothing, pay.nothing class is
what this agency is after. The mer-
chants have no law for their prOtec-
ton; they must be II law unto them
selves by combination for the protec-
ton of each other They owe it not
only to themselves, but to their cash-pay-
ing, prompt paying customers, to com
bine together and drive To settlement
or cash that class of persons which in
/ tests every community, who do moth
\ ing, live well and contribute nothing
This system is being adopted by all the
/ leading merchants throughout the west.
/ II deals honOrably with both debtor
and creditor and should have the sup
/ port not only of merchants, but of hon
est consumers.
We do not wish to be understood as
being organized for the purpose of OPP
pressing or crowding any worthy work
! ingman and those on salaries, but that
! they in common with all merchants and
manufacturers must understand the
necessity of paying their just and hon
est debts, that with them their promises
to pay should be met with the same
promptnesS as all those engaged in
business must honor their obligations.
Pay up. Settle up or pay cash is the
motto of this branch and of the agency.
/