Fort Worth gazette. [volume] (Fort Worth, Tex.) 1891-1898, 1891-04-05
HOW TO GET RICH.
81 CENTS A DAY AMOUNTING TO
$4,000 IN So YEARS.
Trifies-A Case That Overtops In Results
Any Historic Account of self DENIAL
and Regularity in Saving.

Nothing seems newer than an old famtl-
lar subject in strange guise. That IS the
sort of novelty that viii be found in what
follows The old, familiar subject of thrift
is the text. Its morals have been pointed
by every body, from the negro minstrel up
ward. 1t was the Ministries, you remem-
Der, who used to tell of the man who heard
that another man procured a situation be-
cause he was seen to pick up pin and
who therefore dropped two pins as he went
into store to ask for work and picaed
them up when work WAS refused to him,
so that, the feat being witnessed, be got
two situations.
Everybody in London points the moral
Of saving pennies by calling attention to
the magnificent Thames embankment,
which was built with the penny tax on
each ton of coal brought into the city.
Then there is the picturesque domestic
tale of the lady who never allowed her hus-
band to kiss her good morning, good-by or
good night without paying for the privi-
lege. When he was bankrupt, As he
naturally became, she took him up TO
Madison avenue aud showed him & SPLEEN
did mansion, furnished throughout, which
she said she had purchased with the dimes
he had paid her. "And," said she-so the
story goes-''we might have had a whole
block if you had been an aGectionate
spouse"
There was man Of Paterson, N. J., who
became obtrusiveiy wealthy by picking up
bits of iron along the Erie railroad-mers
bolts and spikes and car couplers-but, on
second thought, his is not precisely g case
in point, because the railroad company had
him arrested and proved that he picked up
things which were not lost, a form Of thrift
which shows that even a good thing may
be overdone.
AN OLD MAID STORY.
One of the New York correspondents OF
out of town papers, who gid New York
life with the brush of fantasy, told very
interesting tale OF e maiden lady in re
duced circumstances who had to be content
with the gift of board and lodging in the
mansion OF very wealthy bTother-iu-law.
She saved everything that was wasted in
the family, everything that was thrown
away, the old novels and Old chairs and
waste paper and old clothes and rags and
bottles and out of style cruet stands, and
heaven only knows what all. When the
family went into the country in the sum
mer time she had this Gotsam and jetsam
carted away in trucks from her boarding
place, the garnet.
After ten or dozen years at this prac-
tice she had $4,000 in bank, for of course
such saver never spent penny, and now
she lives in a fine villa OF her own in the
country, bought with her bank account. 4
merchant. whose store in Forty-second
street every New Yorker knows told me
once that when he came here, slightly in
advance OF the rest of the population Of
Hanover in mol .i fin
OF clothes, and he hired out to Hanover
ian grocer in Mulberry street.
He got s. week for two years, and that
was 1912 and then he got g. q week for one
year, and that was S20S, or, altogether, $50.
He had to spend money for shoes, but the
presents and tips he got just paid for the
leather, and SO he kept his wages intact.
With this 500 he started Il store of his own.
There is no end to such stories. But all
that have SET down are old ones, while
here is 4 new one:
Mr. HUBBARD's STORY.
This isthe story told by Mr.. L. z Hubbard,
the secretary Of the New England society,
an elderly gentleman known to and id
mired by thousands of New Workers. His
Office is at IS Wall street. He says lie be-
gan to chew tobacco at 10 years of age aud
few years later to smoke. Then he be-
came protesting Christian and abandoned
the habit of chewing, which he rightly de-
clares to be filthy. Becoming convinced
that as a Christian he had no business to
surrender to tobacco in any form, he threw
away his cigar and never bought another.
He had been moderate smoker. and it
was in the old days when cigars were cheap,
SO that six cigars a day cost only thirty
seven and half cents. for they were six
and quarter cents apiece. That sum of
thirty-seven and a hall cents he put aside
every day, and at intervals deposited it in
the Seaman's Bank for Savings. He dis
covered that in round numbers it amount
ed to Sl36.50 year.
He never abandoned The habit Of laying
this money aside, and it brought him per
cent. interest At the end of fifty eight
years it amounted to S9j.1l9,49. With that
money, he says, he purchased his fine estate
at Greenwich, consisting Of two acres and
q home. With it he has educated his chill
dren and spent occasional sums for benev-
olent purposes. He tells Of fruit and shade
trees, of horse and COW and calf and
chickens, and of merry days beside the
beautiful sound, so that there are hints
upon which duiler fancy than mine can
rear a picture Of splendid property and
home.
a table which he has prepared is prefaced
with the statement that friends have ex-
pressed doubts in regard to the correctness
Of his assertion" He admits that it seems
incredible, and therefore he gives the exact
figures of each years saving. One hum
dred thirty-six dollars and fifty cents was
saved the first year, and that sum should
be added each succeeding year. besides the
interest.
A little girl once said that pins saved a
great many lives "by not being swallow
ed" but who ever dreamed that cigars
would make So, 900 by not being smoked.
Mr.. Hubbard has taken an unfair advantr
age Of us of this generation By performing
his remarkable feat at per cent interest,
whereas we cannot get above 3 or 1 per
cent. i'll savings bank. But -urely Il mere
difference in the interest obtGiuable Will
not deter any smoker who reads this from
breaking OFF the habit of smoking-at least
of smoking cheap cigars.-Julian Ralph in
New York Sun.