davidaulloa/AmericanStories huggingface dataset:
Herald and news. [volume] (West Randolph, Vt.) 1878-1943, 1891-01-22
INSURANCE IN A NUTSHELL

There are two objects that absorb our
attention-providing for ourselves ana
families as we go along, and laying up
something for old age. AS far as this
world is concerned we have little else TO
work for. But premature death may de-
feat the one and business failure the other.
Hence the most practical and important
of all questions is, How can we most sure
ly provide for BOTH these oblectsf There
is but one answer--by endowment assur-
ance in a strong company ~ Is nov 1,ai ~,
ed that a business man should put all MS
capital into life insurance. Like every
good thing the system has been abused:
Some have gone into ii with the object oil
making it the sole provision for their lam
lilies and have crippled their resources
thereby. This is the abuse and not tine
use OF life insurance. Where there is one
who does this there are many who die
and leave a helpless family unprovided
for, or attain old age with nothing be-
tween them and the poor house.
Every mans life has or ought to have,
money value. II feeds, clothes, shelters
and educates his children. Death may ROB
them OF this protection. A lie poncy pro
yides for such calamity. Few realize now
much the family support depends upon
the fathers lifel He may have consider
able property. II may not be mortgaged,
and IL not, how fortunatel But should he
die, the income on this property would be
reduced to simple interest whicn, az the
legal rate, provides but half enough Tor
family expenses. In case of death, what
provision has he made for this defcien-
cyl A life policy at once furnishes this
protection. Nothing else can do 1t so
cheaply. But suppose he don't dieY In
10, Is or 20 years, as he may elect, II Is con
vertible into cash for his old age. Hence
an endowment policy makes provision
for two contingencies, one OF which MUST
happen. He will either be living at %, or
he will die before. Should he die his fam
ily may be deprived OF all support, and
should he live he may lose his hard earn
ings and have to be supported by his chill
dren, or go to the poor house. what
comfort, what a boom would be an income
producing policyl Like the homestead in
most OF the states, life policy is exempt
from execution. But should there be no
honest debts-how often does ii happen in
the settlement of mans estate, that dis
honest claims are trumped up, and the
widow and children were robbed accord
ing to lawl An insurance policy would
have been n sure protection.
Herald and news. [volume] (West Randolph, Vt.) 1878-1943, 1891-01-22
fhe Randolph National Bali
West Randolph, VT.

Organized 1873. Assets, almost s90o. IA.
A General baa ki and change bus;u.'.
done and C0LLECTIONSI mptiy made
Sight drafts on England ireland ana g.
land and Letters of Credit furnished. -'''s
The deposits and general business o. IA.
bank are constantly and rapidly increasing
The location at such central point for b,.
ness convenience enables our customers !.
svery direction to transact business with hi l.
telegraph, telephone, mail or express, ana y,
returns the same day.
The accounts of business men solicited. >.
which prompt attention will be given
To individuals having money on hand vs;,.
ing favorable chance for investment. we y
fer a perfectly secure place for their mopss
for which certificates Of deposits, payable 4,
demand will be issued.
Assistance will be given in obtaining SAT-,
Investments for our patrons.
VIM. II. DUBOIS, President,
JOHN w. R0WEIL, Vice-President
4. t. DUBOIS, Cashier.
Herald and news. [volume] (West Randolph, Vt.) 1878-1943, 1891-01-22

What is money for, If it be not to pro-
vide for your family III you have one) in
case OF death, or furnish the necessary
support for your declining years.
Herald and news. [volume] (West Randolph, Vt.) 1878-1943, 1891-01-22

New stationery at Joslyn's.
New box papeterie, latest styles at JOS
lyn's.
Herald and news. [volume] (West Randolph, Vt.) 1878-1943, 1891-01-22

Special features OF policy in the Conn.
General Life Ins. Co., Hartford, Conn.
Plan, 25 year End. Age,20. Amt, $1,000.
Ami Prem, $31.13. Cash paid in Is yrs,
S77S25. This gives s22i.75 interest.
II you die during that time your heirs
will receive $1,000.
If you live the % years it is payable to
you in cash. $1,000.
And its surrender value viii be at the
Herald and news. [volume] (West Randolph, Vt.) 1878-1943, 1891-01-22

Call and examine the different plans.
Office with DR.. A. c. Bailey, West RAN
dolph, VT. H. M. DUFUR, Agent.
Herald and news. [volume] (West Randolph, Vt.) 1878-1943, 1891-01-22

You might as well guess on the conun-
drum at the head ofthe Wales Goodyear
ad. on another page, and at the same time
buy pair of their two buckle goods.
Herald and news. [volume] (West Randolph, Vt.) 1878-1943, 1891-01-22
CENTRAL VERMONT RAILROAD
Commencing Sunday, Oct. IL, 1890
GOING SOUTH


400 M, Night Express from 0gdensburg Ma.
Ireal and the west, for Boston, Lowell and IA
New England points. Sleeping cars fcr r.
ton via. Lowell, also for Springfield rms IN,
Sundays included Montreal 10 Boston v,
Lowell.
t0.I5 M, Mail from st. Albsns and Buriinstonh A,
Boston. via Lowell and Fitchburg for N
points in New England.
t.fO M. Limited Express. from 0gdensbure Ma.
tresl and the west, for Concord, Maneissls,
Nashua. Lowell, Boston; and New York n,
Springfield
7.4O pm. Passenger for white River Junction ana
Windsor.
GOING NORTH;
100 N. Night Express, from Boston ana y,.
York for Montreal. Ogdensburg and tbe W..
Sleeping car to Montreal runs daily subi,ys
incfude[. Boston to Montreal via Lowell
Ola a. IA. Passenger for Rutland Burlington Al
Alhans, Richford and Ronses Point
2.05 m, Mail Train from boston, Worcesist
Springfield, New London. and New Yori IN
Burlington, 81. Albans, 0gdensburg Montreal
and the west. Drawing room car to Montreal
40 m, Fast Express, from Boston g,
Montreal aud West. Pullman Palace SEEN
ing car attached running through to ChisasD
without change.
Through tickets for Chicago. aud the west Tor a.
all theprincpal stations.
:. W. CUMMINGS. J.W. HOBART,
zen. Passenger Agent. GEMS
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13

THE completion OF the new Volcano
Hotel, as announced in our Hilo letter,
is an event of some importance to the
travelling public, who will now find a
handsome and commodious house fitted
with every convenience that can be de-
sired. For forty years tourists have been
compelled to put up with second or third
class accommodations, because none
better were to be had for love or money.
The company who now have charge of
this establishment mean that it shall be
kept in the best style of modern hotels,
and that its patrons shall have no cause
for complaint. A new and beautifully
illustrated handbook OF Kilauea has
been recently printed in Chicago from
original photographs, which is said to
surpass any thing OF the kind yet issued
relating to Hawaii. These will be re-
ceived this week by the Australia, in
which vessel Mr.. Thurston, the Presi-
dent of the Volcano Company, will also
return.
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13
THE CENSUS.

We have now before us the complete
report of the General Superintendent OF
the Census of 1890. 1t is pamphlet OF
Il pages, OF which As with 10 inserted
tables refer TO the Census proper, i. e.
the population OF the kingdom as to sex,
age, nationality, etc., the remaining %
pages constituting an appendix of sundry
Statistics, sanitary, fiscal, shipping, pro-
duce, etc.
As we noticed the preliminary report
on August Is We shall now only briefly
refer to the more general results of the
Census, and remark more particularly
on some OF the special facts revealed in
this account Of the inner life and welfare
OF the people.
We find the total population of these
islands on December IS, 1890, was IS, IA
males and 81, 276 females, or, together,
$1,000, as compared with 81 $50 males
and 29,039 females in 1884; a nett gain
of 6, 412 individuals. But the Hawaiians
have lost 5,57S, the Chinese 1888 and
other nationalities in smaller numbers,
making total loss of 1920 against a
total gain OF 49, 32, giving the nett gain
as above.
The nationality which has increased
most largely is OF course the Japanese
with l. ,244, but these are mostly immi-
grants; the 'half-castes" have increased
1,96S, and the Hawaiian born foreigners
by 5,455, OF whom more than half, 54.9S
per cent, are Portuguese.
Some interesting physiological details
are given on page As, where we find that,
taking only The females who have borne
children, the Portuguese rank first with
a percentage OF 1880; the Natives come
sixth with only 54.32, but on the other
hand, counting the average number of
children borne by each mother, while
the Portuguese again head the list with
an average of 4.S9, the Natives come
next with an average OF 20, the half
castles third, 4.O2, the Chinese ninth
with 2.7S, and the Japanese last with
1.56. The British average 3.45, the Am
orleans 2.62, Germans 3.97.
Now, coming to ascertain the number
of children surviving in proportion to the
whole number borne, the statistics are
most startling and the various national
tiles appear in an entirely different
order.
The Chinese. who stand only ninth in
the average Of children per mother-borne
come first in respect to the number sur
viving with a percentage OF 1921. The
Japanese, with the lowest average of
births, are second with survivors, viz.
500 per cent. Hawaiian-born foreign
third, s6.5S, then German, British.
the Portuguese, highest in
birth-rate, are tenth; to the last, the
natives, OF whose births, only 54.O7 per
cent, are reported as survivors. Indeed,
apply this test to the city OF Honolulu,
We find only 52.27 OF the native babies
1t must be said, however,
hat we cannot find specified the age |
which child must reach to be classified
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13

as q surviving unless it be that one is
not reckoned in that category unless 1t
pass into the class of over Is years OF
age.v in which case all the dangers and
diseases of youth or adolescence, as we'll
as mere infantile ailments, have to be
surmounted.
In the table giving the numbers OF
those returned as without occupation J"
there are no less than 1907, or 34.51 per
cent, of native males over Is years of
age, and $3.50 per cent. OF half-castes
actually, according to their own showing,
without occupation. The Chinese re-
port only 9.04 per cent, but this repre-
sents no less than 1898 Chinese males
over 10 unemployed. Only 2.07 per cent.
of the Japanese are idle.
Taxpayers: as assorted by nationalities
and total payments, are headed by
Americans who, as individuals, firms,
or corporations, contributed $139,99S to
the Treasury Hawaiians and OF Ha-
waiian birth, too comprehensive classi-
fication in this instance. paid $l35, 416;
Chinese are third, with $1O9,s7s; then
in order, British, Japanese, German and
Portuguese.
The number OF persons who report
themselves as owning real estate is 1895,
Of whom M loco thon 2666 ara notivoa
and half-castes, 1921 of these being full
so that there is as yet a toler-
ably strong force OF native landowners
School statistics. labor and wages. and
other details we must leave for future
n0fioa
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13

A PETITION is in circulation praying
that the Government take measures to
widen and straighten the road from
King street to Waikiki, and known as
the Waikiki road. This is work which
has been greatly needed for many years,
but more so OF late, since the tram cars
commenced running through it. Ex-
cepting in some few localities, tie prop
erty along the road has been OF no great
value, but will be vastly improved if the
prayer of the petitioners is fayorably
answered. 1t should be made one of the
finest drives in the city, and on account
Of it terminating in Kapiolani Park, into
which the cars will eventually run, the
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13
DawaifanOazette
lO-PAGE EDITION.

COMMENTING on the sensational ex-
tract from Washington. relative to these
Islands, credited to Moreno, and pub
lished in full in this paper few days
since. the Chronicle OF September 24th,
has the following paragraph:
Such is the tenor of the dispatch,
and it bears intrinsic evidence OF having
been concocted in Washington for pur-
pose. The plan evidently is to stir up
the question OF annexation, so as to in
duce the United States to take some de-
finite steps towards bringing Hawaii I'M
der the American flag. To effect this the
danger of annexation by England is sug-
gested, it being apparent that this would
arouse American sentiment and lead to
the expression of opinion that if the Ha-
waiian Islands are to be annexed at all it
must be by the United States"
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13

The quarterly statement OF the Treas
ury Department, published to-day, shows
the receipts from ordinary sources to
have been 1888, 1922 So The receipts
from the loan fund account during the
same period were $2l1 800, making the
total income for the quarter from all
sources $500, 122.39. This amount, with
the cash balances brought forward July
/ from the previous quarter 1923, 2lS 40,
make the total cash in the treasury
available for general expenses during
the last quarter 1923 ,S4O.79
The expenditures during the quarter
are shown in detail to have been $685.
352.7 20, which amount deducted from the
gross receipts leaves a cash balance on
hand, October l, of $4l3, $500.
This is better showing than the Gov
eminent finances have presented for
some time past. The amount borrowed
during the quarter has been considerable
($2l1 ,S00) owing to the fact that the APP
preparation bill restricts certain expen-
ditures to certain sources OF income.
1t is satisfaction, however, to know
that the Government bonds are in such
demand that the offers in the recent call
for bond, were double the sum wanted.
1t will be noticed that the revenue de-
rived through the Custom House has
largely increased, and is stated at $780,
27S75. The receipts of the Interior De-
partment also show considerable in
craaSo
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13

land throughout the entire line OF the
Waikiki road will be much sought for
building purposes. We trust that the
petition will be. promptly acted on, and
that the proposed improvement will be
pushed forward with as little delay as
y,oSSiI1Ia
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13
The Illustrated Tourists, Guide.

That popular work, "THE TOURISTS
GUIDE THRoUGH THE HAWAIIAN ISL
ASDs," is meeting with a steady sale
both at home and abroad. Tourists and
others visiting these islands should he
IN possession of copy of it. 1t is a per
feet mine OF information relating to the
scenes and attractions to be met with
here. Copies in wrappers can be had at
the publication Office, 46 Merchant
street. Price 90 cents.
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13

The bridge on Kuakini street the
new street connecting Nuuanu with
Llllha, has been finished a long
time, but it is perfectly inaccessible
because the approaches to it are not
constructed: The suggestion is made
that the bridge will rot before the
road Is finished, which will be some
hope"
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13
Hawaiian Hardware Co, Ia
MONDAY. Oct. II.

the past few days and among
the lot are some Bowls cut
out for poi. We don't sup
pose the fellow who made the
crockery has any idea what
poi is, so the dishes were not
made for it, but he hit the arti-
Gle exactly when he got these
up. They're in white and
colored patterns and viii an
swer for mush or most any
thing else you want to eat In
the way of spoon victuals.
Sauce Pans are another
thing lately received froR
England. Good ones and
plenty of them. We can sen
you one or fifty dozen if YOU
happen to be a dealer and
want that many. We sell EN-
retail or wholesale as you
please.
The appearance of YOUR
lawn depends a good deal up
on the tools your man uses.
A good broom handled by
man who wants to keep the
lawn in good shape is all right.
but a poor broom, no matter
who it is handled by amt
worth a snap. Poor brooms
won't last long, and once In
so often you're disgusted a4
having to buy another one,
and perhaps it's no better than
the old one. The Alden Yard
Broom, such as we sell, is
acknowledged to be the best
extant. One Of them. lasts
with moderate care Just a little
less than a life time. That's
about as long as you'll want
to use it.
We have a lot more Ice
Chests on the Dimond. Per
haps some of the sizes you
have been looking for. The
vessel arrived so late Satur-
day we can't tell you just what
there is on board, but there is
bound to be something you
want. The steamer will bring
Is other things you're looking
or.
We've talked to you lately
about Steel Ranges SO much.
'erhaP, sthat you may have an
dea that we don't sell the or
llnary Iron Stove. If this is
20 its a mistake. If anyone
wants an Iron Stove, it don't
make any difference what the
lie is. we can accommodate
-ou, in either Pansey, Electric, 4
Western Empire, Welcome
5anner, or nearly every other
lyle made. Not every style.
there are a number Of
'atterns turned out in fac
cries at the Coast that are
lot fit to sell to a Piute Indian.
Ne strive to keep the best
nd you profit by our efforts
0 please you. We know
which stoves are the best and
hose we buy, the others have
10 place in our store.
More Haviland Ware ar
ived last week, sets or pieces,
S you wish It's a long while
ntil Christmas, but it's well
0 have it in mind and a Din
er Set OF Haviland will be a
GOD thing to put alongside of
ne tact that Christmas is com
ng. You can come in and !
ook at the patterns, you may
ee something you'll want laid
side, or you may get an idea
f something else you want
handsome a Silver-plated Cock
all Mixers. suitable for lennon
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13

LOAN FUND ACCOUNT.
RECEIPTS.
Loan Fund Balance
July 1, 1891. .... S s6.31s %
Haw'n Postal Savings
Bank .....$ fl 800 90
Postal Savings Bank
Loan Act. ....... Is 400 90
Loan Account Oct Is,
1886. ............ 104, 500 90
Loan Act Aug. Is,
1888. ............. $1,000 90
- oil 800 90
The Hawaiian gazette. [volume] (Honolulu [Oahu, Hawaii]) 1865-1918, 1891-10-13
1928 $40 20
Postal Notice.

The Governments OF the British Colonies
of New South Wales, Victoria, Queensland,
South Australia, West Australia, Tas-
mania, New Zealand, and British New
Guinea, having officially declared their
adhesion to the Universal Postal Union
Convention, dating from October /, 1891,
correspondence and other mail matter ex-
changed between the Hawaiian Kingdom
and those colonies are now subject to the
postage rates and conditions applicable to
correspondence and other mail matter
exchanged between the Hawaiian King
dom and the other countries and colonies
Of the Universal Postal Union.
The rate of postage on letters is, for each
half-ounce or fraction thereof, 5 cents; and
on printed matter, etc., for each two
ounces or fraction thereof, cents.
WALTER HILL,
Postmaster General.
Honolulu, Oct. S, 1891.
2SS9-3t-1395-1t
, 1891-08-02

In Cheyenne Churches During Day
ana Evening.

81. Mary's Cdthedrdl-Masses at $50
and 1920 a. m. Vespers at 1880 p. m.
Second Baptist Murch-Elder J. w.
Marshall will preach today. All are COZ
daily invited to attend.
German lutheran CHwch-Services
will be held every Sunday at 3 p. m,
at the Congregational church, corner of
Nineteenth and Capitol avenue. Preach
ing by Rev. II. Wind.
ST. Marks Episcopal Church Corner
Nineteenth and Central avenue. Rev. G..
Q. Ratter. pastor. Tenth Sunday after
Trinity. Mathis at s a. M, sermon and
Holy Communion at ! | n IN. Evensong at
s p. m. Sunday school at l2:l5 y IN.
FIRST Congregational Church-Preach-
ing in the morning at IL and evening at
s O'Clock by Rev. j.. Spencer Voorhees, of
Pueblo, Colo. Sunday school at I2:l5.
Young peoples meeting at p. m.
Strangers and friends arc cordially in
vited.
First Methodist Episcopal Ghmch-Cor-
ner OF Central avenue and Eighteenth
street. Rev. Samuel Weir, pas
tor. Communion services at II a. N.
Preaching service in the evening at 8
O'Clock Subject: The Temptation of
Jesus" Epworth League at Gas
p. m. Sunday school at l2:l5 T.
m. d. II. CowhIck superintendent.
Everybody welcome.
, 1891-08-02

Dog s~tealers in Paris have two prin-
cipal means of getting hold of the ami
NAL they want. First Of all they find
out the dogs habits, the liberty he is al
lowed, the hours that he takes an airing
either alone or with a servant, and make
their arrangements accordingly. They
sometimes prowl around a house for a
week before obtaining all the informa-
ton they need. When they learn where
they "a meet the animal, they attract
him by some sort of bait, or make him
follow c bitch, which they lead with a
string.
In a narrow street it is easy to approach
the dog and pat him. If he is not very
savage, the offer of something to eat rem
ders him confiding; the thief, who has a
s~lipnoose ready, passes it around the
dogs neck, and the game is bagged. On
the ~boulevards and in the public parks,
where dogs usually follow their masters
or mistresses without being held by a
cord, the thieves always use a second
animal, and as soon as the dog comes
near erpslgh to the decoy brute the lasso
is thrown and the gallant captured
Cor. New York Epoch.
, 1891-08-02

"They tell me, parson, that you've
consented to umpire the ball game this
afternoon between the Squash Hollow
Baptists and the Zion Brotherhood. Is
that sop
Oats de Gospel trufe, sahT'
at strikes me that's rather a precari-
GUS position for one of your calling,
isn't it?"
"Now, locker yer, Mister Mani |
hain't no prize fighter, ter be sho', needer
l hain't nuvver wukked in no quarry an
got mix up wild a bias; but a CENTER
man er my perfession OATS rumpired TO-
teen chu'ch 'lections, whar de ar was
dat bris'lin' wild MO dat de ve'y wuds
dat yo' done spesserfy got chop up inter
sillybubs fo' dey git half out de mouf,
femme tell yo' dat kline o. chap hain't
gwine tremble bout rumpirin' ober dese
yer ebbyday baseball e~rfa'rs, deed he
hain't, sahr'-Boston Courier.
, 1891-08-02

CHICAGO, Aug. Lewis Leitzenber-
ger, n relative of ex-Vice President
Hendricks, was arrested tonight by off
GERS who were looking for Tommy Nor
gan, n Chicago burglar. The arrest
seems TO have proved the truth of the ap-
p~arently incredible report that Morgan and
LeiizenberGer were one and the same per-
son. The prisoner was shot July IA while
attempting to escape from a residence on
Grand boulevard which he was in the act
of footing. The wound was not danger
Gus and after several DAYS he managed to
escape from the hospital, where he
had been taken by the police. After this,
queer rumors of his identity became cur
rent. hdvices from indianapolis were
that ~LeItzenberger was at one time
wealthy aud commanded considerable So
cial influence. The search for the mystic
rious burglar was kept up until tonight,
when the man with a dual life was caught
sight of and promptly arrested. On his
person was .nund a number of tools
which he is said to have used in house
breaking.
Mrs. Bertha Paul, who keeps a candy
store on Western avenue, threw II quan
hty OF vitriol into the face OF II. B.. Dick
inson, a real est,te nrent for whom she
lay 10 walt at a street corner. He was
not badly injured. Mrs Paul claims that
Dickinson once attempted t. assault her.
She and her husband are under arrest.