The Saline County journal. [volume] (Salina, Kan.) 1871-1893, 1891-11-12
Some Important Facts Regarding
Farm Mortgages and How Far
mar can Safely Rid Himself
Of the Mortgage.


Fl mar can Safely Rid Himself
9 Of the Mortgage.
III II you are careful In placing your
. mortgage and see to it that your loan
IL made upon correct and equitable
terms, the battle Is half won. Al
ways remember that our plan OF
max ing loans IL entirely distinct
and radically different In every par
ticular from q mortgage company's
method. We are investing q trust
fund direct. no mortgage company.
This enables us to give you the fol-
lowing terms, none Of which can be
obtained from . mortgage company:
First advantage orer duy mortgage
componv's method Of making
| toans-speciai privilege Of par
fiai payments.
In all our loans you have the abso-
lutte privilege Of paying any amount
at any time, without any notice
whatever, and without any cost OF
bonus Of any kind. This agreement
IL written in your mortgage and goes
on record. The interest will be stop
ped at date OF payment for the full
amount paid; the amount you so pay
will be credited on your principal
note. You deal directly with the
holder Of your note, not with some
loan company who has sold your
loan in England, or France. or some.
where else. You are not obliged to
take some loan company's receipt
for your money, paid for the purpose
Of reducing your Indebtedness. You
pay direct to the holder OF your note. |
No middle men to deal with. This |
10 the only absolutely safe way to re-
duce your mortgage.
Second advantage over any mort
gags company's method of max
ing loans.
We make all loans with but one
mortgage; no second or commission
mortgage, no stuffed or consolidated
loan. II you borrow 81 1000 you give
your note for $1,000; not for s1lOO, or
$500, as all mortgage companies are
obliged to do. II you want to Dor
row, say $1,000, you give your note for
that amount, and are paid In cash
exactly the amount Of your note No
stuffed mortgages or commission |
notes here. Beware Of them; they
are ruinous.
Third advantage orer any DIortgaqe
company's method of making
loans.
We take your note payable annu-
ally In all cases. We do not require
you to pay every six months, only
once a year.
Fourth advantage Orer any mortgage
company's method of making
loans.
We give you the privilege TO pay
your interest In any month in the
year that you mGy select "a being
most convenient for you. This il a
great convenience and benefit. Ii
enables you to choose mouth in the
year when you can easily meet il.
FIFTH advantage oUer any mortgage
compdny's method Of making
loans.
You may select the bank which Is
most convenient to you at which you
prefer TO pay your annual interest
aud principal, and we will make
same payable there. This will Obvi-
ate the necessity of your being OblIg-
ed to send your interest east ut a risk
and expense, and often wait months
for the return of your coupon. BY
our method your coupon is delivered
to you the instant you pay the same.
Remember In addition TO this you are
only required to- pay once u year.
Sirth advantage orer any mortgage
compdny's method Of making
loans.
Money Is paid the moment papers
are signed; no delay. Note is not
dated back 10 or 80 days, but dated
the day you receive the money on
your loan.
OUR ENDEAvOR
Is in every way to aid borrowers to
get out Of debt. We do not add
dollar to your note. IL is written for
just the amount Of money you re-
ceive. You can pay whenever you
|
and stop the interest at the full rate
for every dollar you pay. You can
pay of all the mortgage at any time
without one cent OF bonus. We write
your loan In one mortgage, and il Is
the shortest form used In Kansas.
We do not seek to bind borrowers
for five years. Many Kansas farmers
now deeply involved, might have
been out OF debt to-day, had they
been permitted to pay when they
were able to do So. When a person
Is In debt the first duty he owes to
and family Is to pay off that
debt. We aid you in doing so. We
thank our friends for the patronage
to US i'm the past, and will
be glad to explain to you, personally,
1t any time these and other advan-
ages we offer.
BEWARE
)f second or commission notes and
Beware OF consolidated
Dr. stuffed loans. Insist on but one
mortgage and note, and see that il is
written for the exact amount you
are paid in cash.
RATES OF INTEREST.
We have no competition in the
-ates OF interest. Besides the aiyan-
ages We offer, we can at all times
name you the very lowest rate of in
crest.
IL you want to pay off your old
oan or borrow money on your farm
or any purpose come early and make
~ there are many de-
avs on account Of imperfect titles
md other causes, which will not pre-
vent you from having the money
ust when you want 1t, IL you apply
N time.
~For best terms and absolutely !
'aiest method In Kansas; for lowest
'ates and least expense: where you
will get terms exactly as stated, aud
where your loan will be entirely sat
sfactOry in every way, call on or adj
lress, SEE Il WELLS,
Financial correspondents, CONNER
cial block, Salina, Kas.