Daily Kennebec journal. [microfilm reel] (Augusta, Me.) 1870-1975, 1891-08-07
rns Growth Of Casualty Iusurar CO

There 10 No DOUBT ABOUT II, people want,
aud sIe bound to hsye, insurance on their
liability for injuries which may be sustained
on their premises or under their response.
| bllity.
1t 10 not only . matter Of the liability OF
employers for injuries to their employees
but the liability Of every property owner o,
property user for any injuries that may be
sustained because Of defects 10 coustruc
ton or carelessness. sses
The opportunity for judging the public
demand 10 readily obtained from = view Of
the business which Mr.. John c. Paige Of
Boston 10 transacting in his newly estab
lished casually department, in which be
represents the America al Casualty Insurance
aud Security Company Of Baltimore. Md ,
with each capital Of one million dollars
! wholly invested in United States and city oil
Baltimore bonds.
Mr.. Psige's extensive business 10 Ere in
surance, bis Offices for which occupy the
entire brown-stone building, No. 30 Kilby
St, Boston, 10 well understood, and 10 con-
| ssantly growing, and when he added de-
pertinent for cssuslty insurance, three
months ago, the instant favor and large sue
cess of the new department was to be ex-
pected.
The ample financial responsibility liberal
forms, generous limits and modern rates Of
the American Casualty, supplemented a.
| they are by the guarantee which Mr.
| Psige's management gives of entirely fquit-
| able treatment Of all policyholdefs, and the
| judicious management of the claims made
against them, have oil contributed to the
success achieved.
| Insurance 10 . necessity, aud the appli-
cation Of its principle 10 every business 10
the ultimate extension which
All Rusinsss Mon Dssirs.
| The kinds Of insurance business that Mr..
Paige does may be SUMMARY ID - Gre, acci-
den, employer liability, general liability,
elevator, cyclone, tornado, plate glass and
| rsnsportati0n--end the question may well
be asked. how many more kinds there are !?
But the department for casually, con
| glomefate and misce llaneous insurance
which Mr.. Paige has established certainly
supplies many demands; snd the great
strength of the American Casualty and
Security Company at once commends it to
every insufef - safe corporation.
One of the principal features OF the oom-
psny's business 10 this: The company makes
. specially Of its inspection Of the plants it
insures, And takes the best possible care to
prevent defects in ways, works and ma
chinery, particularly in elevators.
Tbs contribution feature IL entirely orig
iaal in connection with employ ere liability
insurance; and the sffsct Of it mutt be to
harmonic ard cement the mutual relations
between employer and employee, in that full
Indemnity is furnished for accidental death
| or ir jury, whether the employer is liable
for accidents or not, according to the.terms
and provisions Of the form OF insurance
best adapted to the particular circumstance
Of each insurer.
There IL. for instance, q partial contribn-
ton Glance, in which tie assured 10 psid
Que. hslf wages and doctors bills for acci
dental IN juries OF employees for so weeks,
and half Of one years wages. doctors bills
and funeral expenses in case Of accidental
death Of employees actively engaged in the
husiness Of the sssured. on his premises or
elsewhere. and not exceeding $500 for
each person.
And there il . full contribution clsuse,
paying the assured ope-bslf wages and
doctors bills for accidental Injury Fem
ployss for so week.. and one-haH OF one
years wages. doctors bills and funeral
expenses in case Of accidental death Of
employees. which
! Accidental Injury or Death
msy occur 10 employees. wherever they may
be, ard not exceeding $500 for each per-
son
There 10 also contribution clause, the
| limit in which 10 5000 for each person.
The object Of the employer liability in.
sursuce i. to cover employers sgAiust ia
bilisv for Losses, consequent upon casual
ties happening to persons employed by
them. relieving the employer from the
trouble and annoyance and expense Of de-
fendioG himself in the courts. and guarsu-
seeiug tbs prompt pay mens Of Ill good add
honest claims.
Thea thsfe 10 the lsBdlefds' liability in.
ssfspce. for all the accidents that cen hap
pen asouud . dsellinG house, busipsss
block or factory, such ~ from opsn coal
holes, icy sidewalka, snow from roof,
defective stairs. or any other defect or
! csrsieasness-
Hundreds Of the richest and sblest resi e.
tate osnefs In Boston and vicinity have
taken policies Of this class from Mr. Paige
There 10 risuee insurins against eli
direct loss (exceptisk BY fre) to the prop
efty, real and personal, OF the assured, and
propefty Of o her persoss far which he
as'u-ed ID liable. caused BY the explosion Z
rupture Of steam boilers. tanks. vafs,
exracters, rossriss, disessers or bi-opess, :
orr, irciudirg also any and every sccidens
| (sx:spx;nx Are) TO the sngines, pumps
,tesm pipes. elevators, shAftng, bslsirg.
hangers and pullsys. The importsnce Of
| this form to steam users 10 apparent
Policiss are given for Automatic Sprink-
lsr Iau'snce. covering every Loss or damsge
t, sll property Of assured os othsPs csused
BY water discharged or leaking from the