Arizona republican., 1891-09-27
WITHOUT CAPITAL.
How the Refusal of Loan Led
 to Success.

HOW the ReluSal or Loan Led " ". to Success. 70
 Tn spite of everything can do a,n still pcnniless," and Ralph Gorden buried his face in his hands.
 Ralph had sense, but he lacked capi- .al Capital and he would, have been an assured success. For this purpose he would consult Mir. Hortcn, the banker.
 Good evening, Ralph" said the elderly gentleman, looking over his gold bowed glasses and exhibiting a very cordial and Patronizing manner.
 Ralph was always respectful, and if you will study his career you will read fly perceive how important a part po- Iitcncss played in his social and busi- ness relations.
 T wish to engage in business"
 Have you capital?"
 No, sirT but"
 An! E.EIH
 If could secure loan from you could anas5 a for"
 II beg your pardon. I never lend money without real estate security"
 The a EwCr was decisive.
 First "a lures have been the sue cesses of many, Ralph. Go try"
 Ralph w3s not discouraged. But on the following morning, when the sun rose in h.s oll time glory, the birds sang their wild familiar songs and bu5last5 resumed itS wontcd claInor, he tool. l..tl' note as he hurried along the leading thoroughfaro of the city.
 Will you lend nc one thou and dol lars to ngt myself up in Ouaines ss?" he inqu rcd of Mr. Simpson, one of the pron.n .ncnt men of the place.
 What sceurity?'
 None. l want it as a favor"
 Would be glad to accommodate you, Nr. Cord n, but business men don't do ouirl sin t',at way" A~.|
 Receiving ;lis all kindly, he saliCl >ut and entered the private family of m esteemed friend.
 Mir Glrtnn, can negotiate a loan 5f one thousand dollars?"
 For your sake must rcfuso."
 Ralph vas turning; yet, notice that the placid equanimity of his temper remained invialate. If he possessed no capital, be had suay' Vy and forbeac ancc in happy abundance.
 Be seated, Ralph" continued this practical man. 'apd I will endeavor to show you how I am your friend in mot being your friend. That sounds la triiic paradoNical. But, listen, fol [ yon arc in mo hurry. fl yoh arc in hurry you will not succael anyway. ITosl wha5 have heard and seen my. self you appear to have Ga abnormal feeling that you cannot succeed unlcs you have capital. Now, if you will in vestgatc the matter satisfactorily vol will ind that nine hundred and niaoi. men out of every thousand who hay made a success of bujin,s5 had abso Iutcly nothing to start with"
 Yes, sir" lt'Andif you win talsc the trouble tt pursue your investigation you will iint that large percentage of business failures are directly trlceable to toe much assistance at the start" lsalph Gorden was meeting new sur. prises
 Now for yoim own benefit, will not lend you rcd cent"
 Ralph's countepalce fell. And yet he. bad sufficient sctisc to' understand that all the advice received emanated from the isindest business motives. ijJ But, Ralph, I'll tell you what will z Qo. You strike right out in some direc- ton, and if lyou ifdl. aste!. an honest trial, you will not be compelled to re- pay an old debt" .llg By George, that's so!''
 And, furthermore, I will make this proposition. If you win succeed with out capital, will give you one thousand dollars"
 Ralph was dumfoundcd.
 'l believe you are right" ana Kaipn returned to the street.
 On his way through tho chief places or business, hr 5a Il to himself:
 won ,gr how all these men became so rich" il1 hejitatod. 'I will ask thcm.n -.I-hta " D" i.a H He knew Bangs, Barton & Co.
 beg your pardon, gcntlcmcn; may ask you how you became so rich?"
 Fly being penniless at the start" -llclalso'su@v thg finn of BAldrich, i IA~'f O., If r'ePutation. 4
 ' .at IaatIe you so rich, Gentlc-, Fly being poor at the start, and not cents forth of credit"
 walker & Co. had just failed; and TOT the matter of that they had been partial failures all along. They had "au plenty of money to start with. U' 30 so" and Ralph walked thought iu,ly iu,y along. Then am the capital! i' and returning home, he rolled up
 sdD hNy.Ak agr4