Eagle River review. [volume] (Eagle River, Wis.) 1890-1927, 1890-06-28
LADIES AS BANK DEPOSIT0RS.
Some of Them Have Difficulty i'll Compre-
hending the Rules.
From the New York Times.

From the New York Times.
"What sort Of time do you have
with your lady depositors ?"
The question was asked Of patient
looking, middle-aged gentleman, who
was the sign ''Paying Teller" in one of
the uptown national banks.
"Well," he replied, with a smile-a
very agreeable smile-"nOW that | have
become a practical philosopher, | do
not find 1t irksome. Indeed, l rather
enjoy myself The efforts Of a lady to
master the intricacies of banking rules
and practices used to make my head
ache. Now they provide entertain
ment for me all day long. | used to
sigh when | saw a lady approach the
window with an expression On'her face
indicating that she was in doubt about
something. Now | observe her coming
with pleasure, for she may have some
new probem-though that is unlikely
or she may develop some new phase
of character. That is unlikely also,
however. | think | know them all. |
ought to-"
"Whv is it they can't understand? '
"Many Of them understand every
thing. The majority do. The woman
who cannot comprehend all that is re-
CURED of a depOsitor is an exception.
But those who do not understand do
not understand at all. What do you
think of a lady coming here and de-
manding to know why check drawn by
her was not paid when there was no
money to her credit? I've had that
happen to me a number of times. 1t
happened this morning. When | told
the annoyed woman that her account
1. 1 Al eO,lr, Il
why | hadn't sent her word -
"'You could have told very easily by
consulting the stubs in your check book
and comparing the total with the total
deposits in your bank book / said.
on she replied, 4 don't bother
with figures. | always hated 'em.'
"And [ had some difficulty in con-
vincing her that it would be necessary
to put money in the bank before she
could draw any more out"
The teller was obliged just then to in
form bright-looking young woman
that her signature to the check she pre-
scented would be absolutely necessary
before he could honor it. She blushed
flriouslv, and hurried to desk to add
her name.
"There's an example," he said,
laughing. 'EBut she knows better. 1t
was only carelessness."
When he had paid the young woman
her money he continued: ELISA great
wonder that lady depositors are not
continually being defrauded, because of
their manner of drawing checks. Of
course, when they draw them at the
bank we can correct them. But the
checks they write during their shop
ping tours would, 1 should think, be a
constant temptation to people with
easily raised. Nearly all, except the
experienced ones, fail to fill out the
line after putting down the amount, and
any burglar could raise the figures. 1t
is blessing therefore, that most of the
checks are drawn to the order Of the
reputable business houses of the city.
"Frequently their checks are for RI
diculously small amounts. 1t is the new
depositors who write them. 1t is a
novelty, and they appear to leave all
their small change-and big change,
too, for that matter-at home, for the
purpose of enjoying it. | have had as
in one day, and some for amounts as
small as five cents. The other day
check was presented here for 49,
cents.
"Do they lose their tempers often ?"
ooh, sometimes, of course"
Just at that moment the angry notes
of woman's voice were heard. She
was talking to the cashier. 1t appeared
that check of hers had been refused
because it was drawn for an amount
larger than the sum to her credit.
''The check" said the cashier calmly,
"called for S23. You have only $14 in
the bank"
Il have too she answered fiercely;
give GOT S37."
you're mistaken, madame" an
swered the official, still calmly.
wv ell, here's my book. You can see
for yourself"
The cashier took the book with the
resigned air of a man who had been
there before many a time. He exam
med it quickly.
''The trouble is" he said, "that you
have drawn a check hurriedly some
time and neglected to fill out the stub"
Il couldn't possibly have done thai"
she replied, because | always fill out
the stub first. Aud, besides, /. don't
write checks hurriedly. | don't do bust
ness that way"
The cashier smiled, and that exasper-
ated the woman still further.
''You've made the mistake yourself"
she declared.
I'VE do not make mistakes here"
was the quiet response.
''But you might" she said with en-
we might, but we never do"
hcsible, isn't it?" she demand
mare emphasis.