The Lebanon express. (Lebanon, Linn County, Or.) 1887-1898, 1890-10-24
LADIES As osposlroRs.
The Dimeulties the Dear Creatures Have
In Comprehending simple Things.

viii tttlA tGDttSAttfi~l
The question was asked uf 4 patient-
looking. middle-agea gentleman who
stood behind the counter over which
was the sign Paying Teller. in one Of
the uptown national banks.
: ..Neil. !" he replied. with smile--a
very agreeable Smise now that have
become i practical philosopher. do
not lind it irksome. Indeed. | rather
enjoy myself The efforts of lady To
master tAe intricaeieS of banking rnles
and practices used TO make my head
ache. Now thcv provide entertainment
for me al day long. used 10 sigh
when | saw 4 lady approach the win-
dow with an expression on her face M
dicatinS that She was in doubt about
something. Npw observe hereomine
with pleasure. for siie tnay have some
new problem though that is unlikely
--or sht, max develop so,ae new phase
of character. That is un'iS .iv. also,
however. think | know them all. ]
onght TO.
.-Nhv is it they cant ualelStandPn
.MaaN OF them understand every
thing. Tie maiahy oi them 10. Toe
Woman who e.tnnog comprehend all
that is Repaired OF depusitor is an
exception. But those WHIP do not un-
dersiand do not understand at all.
What do You think of a lady coming
here and demanding 10 know why .
check drawn by hsf' was not paid when
there was no money to her credit?
I've had that happen to me 4 number
of times. II happened this morning.
When told The ANNOYED woman
that her account was slightly over
drawn She asked me why I hadn't sent
her word.
You could have told very easily by
consulting the stubs in Your check
book AMI comparing the total with the
total deposits in your hank-book.
said
Oh. she said. } can't bother with
figures | always hated EN-
And l had some difficulty in con-
vineing her that it would be necessary
TO put money in the bank before she
could draw any more out. She wasn't
quite so bad. however. as the very in
noeent lady. historical IN bank circles
who. when one Of her checks was sent
back marked No funds. descended
upon the bank for information. and.
incidentally. for more money, explain
ing that there must be plenty 10 her
credit still, rs she had only used about
half the checks in her check book
The teller was Obliged just then TO
inform bright-looking young woman
that her signature TO The check she pre-
sented would he absolutely necessary
before he could honor it, She blushed
furiouslv and hurried TO a desk 10 add
her name.
There's an example. he said.
laughing. But she knows better. 1t
was only carelessness.
When he had paid the young woman
her money he continues: 1T Is a great
wonder that lady depoSitors are not
continually being defraaded. because
of their manner of drawing checks
OF course when they draw them at the
bank we can correct them. But the
checks they write during their shop
ping hours would, | should think, be
a constant temptation TO people with
tough conSciences. They could be so
easily raised. Nearly all, except the
experienced ones. fail TO till out the
line after putting down the amount,
and any bungler could raise the fig-
ures. 1t is blessing, therefore, that
most of the checks are drawn to the
order OF the reputable business houses
of the city.
'.Freguently their checks are for
ridiculoasly small amounts. II is the
new depositors who write them. 1t is
a novelty. and they appear Ia leave all
their small ehange-and big change.
too, for that matters-at home, for the
purpose OF enjoying il. | have had rs
many rs fifeeea CHECKS fT'a0 one wo-
man in one day and so..r. for amounts
as small as ; cents Fsir ai'.er day a
check was presented here tur 10 l-2
cents
DO they lose their tempers, ofteaa'
'-Oh, sometimes of course.
Just at that moment the angry notes
of woman's voice were heard. She
was talking to the cashier. 1t ap-
Deared that a check of hers had been
amount larger than the sum TO her
credit
The check" said the cashier. calm
ly, -called for $23. You have only S1J
in the bank
Il have. too. she answered tiercely'
I've got S37.n
You're mistaken. madame an
swered the official, still calmly.
well. here's my book. You can see
for yourself" !"
The cashier took the book with the
! resigned air of a man who had been
there before many a time. He exam
ined it quickly
The trouble is, he said, that YOU
have drawn a check hurriedly some
time, and neglected to fill out the
stub.n
Il couldn't possibly have done that, -
she replied, because l always ill out
the stub first. And, besides, l don't
write checks hurriedly. ] don't do
business that way
The cashier smiled, and that exasper
ated the woman still further
You've made the mistake yourself "
she declared.
We do not make mistakes here, y
was the quiet response.
But You might she said. witlAem-
/ phas1s.
Yes, we might, but we never do"
ITS possible, isn't it?'' she demand
| ed, with more emphasis
Yes. it's possible Almost every.
thing is possible. But we never have
made one in our twenty-five years OF
business life"
The lady shifted at this, and then,
| throwing her checkbook on the coun-
| ter, she said, sarcastically, Well, il
this institution needs money so badly,
you can have it" She flounced out.
Will the bank be that much rich.
err" was asked of the paying teller
Hardly he replied; shell un-
doubtedly come back and draw it out. u
N T. Times.
A Substitute.