davidaulloa/AmericanStories huggingface dataset:
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15
Election of Officers.

~ at a meeting of the Stockholders OF
the Hawaiian Pacific Cable Co., held Aug
ust %, 1890, the following officers were
elected:
Hon. f. Crow Baker, Victoria. B. c.,
President, vice j. Sherman Bartholomew.
resigned.
VIM. w. Hall, Vice President, vice Hon.
E. Crow Baker, resigned.
Hon. S. NJ. Damon, Treasurer, vice J..
Sherman Bartholomew, resigned.
+. o. White, Auditor, vice w. W. Hall.
resigned.
Z. O. WHITE,
Secretary H. p c. Co.
Honolulu, Aug. 25 1890. 4S-1m
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15
BUILDING ASSOCIATIONS.
How They Are Operated and Loans Al
Mads-How TO Buy q Home.

How They Are Operated and Loans Are
Made-How TO Buy q Home.
The persons composing a building
and loan association agree 10 pay into
their treasury certain sum. at fixed
periods, on each share that they own,
until their shares through such pay
ments and the accumulated profits
nically termed, mature. " The stated
payments called ''dues'0. their fire.
Quency, and the par value of the stock
vary The general rule is that 81 shall
be paid on every share once a month
until par OF $500 is reached When
the shares mature" the assets in the
treasury are divided among the share.
holders. Just as fast as the money is
paid in il is offered in the shape of
loans TO the members-and to the
members only-the security taken be-
ing mortgage on real estate and an
assignment TO the association of the
borrowers stock.
The amount which a member is en-
titled to borrow equals the par value
of his or her shares. Thus, in an asso-
citation where the par value is $500, a
member who wants 81, 900 must own
five shares. As every member has an
equal right TO become borrower, the
disposition of the loans is made by put
ting the money up at auction, from
time TO time, and awarding the loan
to that member who viii give the
highest premium above the regular in
terest rate. The Building and Loan
association laws provide that the &C.
ceptance of these premiums shall not
constitute usury. In order that the
dues and interest shall be paid regu
larly. the by laws provide that they
shall be received only by the secre-
tary, and by him only at the stated
meetings; and there is small fine for
non-payment, which is increased from
meeting to meeting, delinquency for
certain period causing the forfeiture
of the stock, or giving ground for the
foreclosure of mortgage.
The interest is paid monthly, and
the intere. money, with the dues and
any other receipts, goes into the treas
ury to be loaned at once. 1t is appar-
ent, therefore, that a building and
loan association whose money is in
demand not only receives interest
constantly on the dues paid in by all
the members, but that it compounds
this interest monthly. Herein lies the
chief secret of the profitableness of
this system of investment.
1t is quite as easy to show by figures
the economy of buying olNH house
with the assistance of a building and
loan association as compared with
paying rent The following statement
is only given as form of compar
ison; every prospective borrower car
change the figures to suit his own 10
cality.
Cand D occupy houses worth So, oo(
each DOT 5000, and building, $2, 400
Q is tenant paying $25 month. D.
with $500 in cash, has borrowed 90, 40(
on twelve shares of building ant
loan association, and built his house
Supposing that DIS shares mature IL
twelve years, their accounts at the enc
of that .neriod will stand thus:
Chas paid out $500 in rent, and has nothin,
to show for it.
D has paid out:
Monthly dues. x
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

Italy has debt of 81, 362, 800, 600, the
largest of any nation in the civilized
world, calling for $50, 600, 900 interest.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15
advertisements.
Builders Of Steam Machinery

In all its branches.
Steamboat, Steamship Land Engines & Boilers
High Pressure or Compound.
STEAM VESSELS of all kinds built complete,
with bulls OF wood, iron or composite.
ORDINARY ENGINES compounded when sd-
visable.
STEAM LAUNCHES, Barges and Steam Tugs con-
structed with reference to the trade in which
they are to be employed. Speed, tonnage and
draft of water guaranteed.
SUGAR MILLS and Sugar Making Machinery
made after the most approved plans. Also, all
Boiler Iron Work connected Herewith.
WATER PIPE, of Boiler sheet Iron, of any
size, made In suitable lengths for connecting
together, or Sheets rolled, punched and packed
for shipment, ready to be riveted on the
ground.
HYDRAULIC RIvETING, Boiler Work and Water
Pipes made by this establishment, riveted by
hydraulic rivetiRg machinery, that quality of
work being far superior to hand work.
SHIP WORN, Ship and Steam Cspstans, Steam
Winches. Air and Circulating Pumps, made
after the most approved plans.
SOLE Agents and manufacturers for the Pacific
Coast of the Heine Safety Boiler.
PUMPS-Direct Acting Pumps for irrigation OF
city works purposes, built with the celebrated
Davy Valve Motion, superior to any othe'
pump.
Ism Room No 8. upstairs. Spreekels' Block
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15
NOTICE.

HAVING BOUGHT OUT MR.. w. H.
IL Page in the Honolulu Carriage Manu-
factory, at 12S Fort Street, am prepared
to continue the above business under the
old name of Honolulu Carriage Manufac-
tory, and being an old experienced carriage
builder | solicit the patronage of my old
friends and the public in general, and with
my thorough knowledge of the business
and with experienced workmen and using
only the best material guarantee general
satisfaction. Please call and see me before
going elsewhere.
(Signed) GIDEON WEST.
Honolulu Oct. %, 1889. 1O3-tf
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

Anchors, Chains,
Cocoa Mats, Kettles,
Sauce Pans, Fry Pans,
Bedsteads,
Fence Wire,
sheathing Metal.
Roofing Iron,
Cane Knivee,
Cutlery,
Sole Leather Trunks,
White Lead, Red Lead,
Boiled Linseed Oil,
Castor Oil, Betting,
Coal Tar, Water Tanks,
Fire Brick, Red Brick, Alum,
Red Ochre, Fire Clay,
Bags, Twine,
Filter Cloth,
Soap, Groceries,
Boots and Shoes,
Perfumery, Flags,
Rope Brushes,
Croouet Sets.
Dressing Cases.
Mirrors.
Sadales
Brides, Felts, Whips, Spurs,
Blankets Sheefiny
Dry Goods, Merinos.
ohawis, handkerchieis,
victoria Lawns,
Mosquito Netting, Legg;ngs,
Flannel.
Basket Trunks,
Picnic Hampers.
Rugs. Mats. Carpets.
Clothing. Tweeds.
Scarf..
Sr;t;ros - lathe, s.r,os
undorwoor prooos
Soto pillows
Gloves Flounc;no
Emhro;derv Cprta;ns
Table NonL;n.
Table C,o,bs
Fine sT Hos ss'sS, Isle. Cotton,
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

The neighborhood must be very
inactive one where the increased value
of the property will not more than
Offset the cost of repairs. We find,
then, that D owns his premises by
paying out only 1918 more than G,
who at the end of the period named
has nothing to show for his money.
Loans are made to members either
to purchase houses already erected, tc
build houses or to remove existing en-
cumbrances. If a member borrows
to build a new house, the money is not
paid over to him in bulk, but is paid
over to the contractor, on the audit OF
the owner and the associations build
ing committee as the work proceeds.
One of the great advantages of these
associations as assistants of persons OF
small means is, that they can safely
lend very close to the appraised values
w. A. Linn in Scribner's.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

Notice is also given that, pursuant to the
terms of said Charter. no Stakeholder shall
be individually liable for the debts of the
Corporation, beyond the amount which
shall be due upon the share or shares
owned or held by himself.
w. NJ. GIFFARD,
1885 80 Sec'y VIM. G. Irwin & Co.. LID.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

THE WELL KNOWN BUILDER, STILL IN FIELD AS CON
all
class belonging his trade
still all kinds
extremely dull and the
Thanking the public for favors,
l remain respectfully
LINCOLN
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

TSHIS PAPER is KEPT ON FILE
l. at E.. c.. DAKE's ADVERTISING
AGENCY, ga & 65 Merchants Exchange,
San Francisco, CAL, where contracts for
advertising can be made for it.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

No. 2 P. & B. PAINT is especially adapted
for bridge work (wood or from and smoke
stacks, and has been used for these pur-
poses at Paauhau for the past four years,
giving great satisfaction.
No. 8 p. q B. PAINT for fence posts or
any wood or timber used under ground or
submerged, being protection against all
marine parasites or water; also for
foundation timbers.
IDEAL ROOF PAINT. Colors: Red, Brown
and Black. Is the best in the market for
iron, tin or shingle roofs.
P. d p. ELECTRICAL COMPOUND. This ar
ticle for affording perfect insulation is
without an equal and has obtained recog-
milton by the largest electric light COM
panies and manufacturers of insulated
wire.
IDEAL RooFING AND SIDING. ColorS
Brown or Black. Adapted for steep or
fiat roofs. Can be laid by anyone WITHOUT
previous experience.
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15
Sugar Factors and Commission Agents.
AGENTS OF THE
OCEANIC STEAMSHIP Co,
OF San Francisco, Cal.

VIM. G. Irwin & Co., Uimited) has
assumed the assets and liabilities of the
late firm of VIM. G. Irwin & Co., and will
continue the general business formerly
carried on by that house. 1888 so
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

All the above articles are absolutely
tasteless and odorless and contain no coal
tar
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15
notice.!

rs HEREBY GIVEN TO ALL PER
holders OF WIN. G. IRWIN & CO., Id,
held on the 31st day of July, 1890, it was
voted to accept the Charter of Incorpora-
ton dated July "a. 1890, and granted to
them and their associates and successors
under the corporate name and style of
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

E~For circulars or other information
apply to the agents. SLIT
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15
WIN. G. IRWIN & COMPANY,
(Linited.)

VIM. G. IRWIN, President and Manager
CLAUS SPRECKELs, Vice-PreSident
WALTER NJ. GIFFARD,
Secretary and Treasurer
THEo. c. PORTER, Auditor
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15
Departments of Business


n com
ALL BUSINESS ENTRUSTED TO OUR
AND FAITHFUL ATTENTION MODERATE CHARGES.
solicit trial. HAWAIIAN BUSINESS AGENCY.
Telephone
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15
VIM. G. IRWIN & COMPANY, LIMITED,

And that the Corporation under said
Charter was duly organized, and elected
the following named officers, viz:
President and Manager. William G. Irwin
Vice-President ..... Claus Spreckels
Secretary and Treasurer -. w. NJ. Gitfard
Auditor It. G, Porter
The Pacific commercial advertiser. [volume] (Honolulu, Hawaiian Islands) 1885-1921, 1890-09-15

JOHN DYER. Honolulu
Ism Room No. 8. upstairs. spreckels' Block
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1890-09-30

ever held, so far as the Alabama Great
Southern railroad is concerned, because 1t
will result in general change OF manage
ment, whereby the road will come under
the charge of the East Tennessee, Virginia
and Georgia system, or the Brice- Thomas
of the meeting will be the election
of a president, manager and board
of directors The officers will also render
their annual reports. 1t cannot yet be said
who will be elected president. but the gen.
eral belief is that Gen Samuel Thomas,
president of the East Tennessee system,
Calvin S. Brice, vice president, and E. r.
Bacon, vice president of the Mobile and
Birmingham, will be elected directors of
the Alabama Great Southern, probably
with Gen. Thomas as president 1t may be
that Mr.. Sheriff will be elected president
nominally with Gen. Thomas Calvin s.
Brice and others as an executive board in
New York, to direct the management of
the road. After the meeting the sup
position is that the East Tennessee will
take charge of the Queen and Crescent
and operate 1t. Well posted railroad men
think now that no material changes will be
made under the new management as regards
the operations of the road. The division
uperintendents, however, and freight
agents and similar officials, it is thought,
will be retained and the road operated sepa-
rately from the East Tennessee system,
but directed by the chief executives of that
company. The Cincinnati Southern will
also come under the management of the
East Tennessee at the same time with
the Alabama Great Southern division.
However. the New Orleans and Northeast
ern, Atlantic and Vicksburg, and Vicks-
burg, Texas and Pacific divisions are not to
be operated by the East Tennessee as that
company did not get the controlling stock
Of these companies, bat as these three roads
are largely dependent upon the Cincinnati
Southern and the Alabama Great Southern
for business they will be virtually under
the East Tennessee's control. The
stockholders meeting will be watched with
much interest, as big developments are ex-
pected
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1890-09-30
RAIL AND CROSSTIE.

The through sleepers between Savannah
and Montgomery over the Alabama Mid
land are running regularly now, and the
travelling public is delighted with the SER
vice.
The Chattanooga board of trade has
brought all action before the interstate
commerce commission against the railroads
entering Chattanooga, charging discrimina-
ton against that city, and citing the lower
rates to Nashville to establish the charge.
1t is stated that the cities of Atlanta, Bir-
mingham and Montgomery will join Chat
tanooga in this complaint.
ANashvile paper says Albert 8. and Fran
ces Atkinsonhave entered suit In the
circuit court, through Steger, Washing
ton a. Jackson, for 10000 damages against
the Uni ed Electric Railway Company. Last
Saturday night, as an electric car was pass
ing down Broad street, a car in the rear
ran into IL. Mrs Atkinson was on the car
and she claims that the electric current
passed through her body and that she is
paralyzed as a result. The representatives
of the company, on the other hand, say
they have proof that the lady is not hurt
at all, and that her imagination or some
unfair motive has brought about the suit.
1t is understood that all deals that have
been pending looking toward securing
the Kentucky Central road are off. as the
price asked by C. P. Huntington for the
property is considered too high. Both the
Louisville and Nashville and East Tennes-
see, Virginia and Georgia people have ne
gotiated for the property at different times.
and it was thought that the former com
pany would get it after the Louisville and
Nashville annual meeting, which is to
be held at'Louisville next month, but It is
now said that the Louisville and Nashville
does not waut it at the price asked by Mr..
Huntington.
Soliciting Freight Agent |. M. Fleming
returned to Augusta Saturday. The Au-
gusta Chronicle says he has his hands full
these days with the heavy cotton traffic of
the Central line. Last night he ran a
special train to Savannah, leaving Augusta
at IL O'Clock, and carrying a solid consien-
ment from the exporting house Of Potter
q Co.. including 1000 bales. This cotton
is destined for an ocean steamer which
leaves Savannah to-day. This train
will reach Savannah this morning. 1t
was a busy scene last night at the
compress, where all the resources of in
genuity, speed of experienced gangs of men
and rapid, ponderous engines were brought
into play. The bales were turned out like
so many buckwheat cakes The Central
railroad Is showing commendable enter
prise and, with several more of these solid
trains, made up by single firms and run on
special schedule, the "Millsa brauch.n
which was in the past looked on as hardly
meriting schedules and service like those
accorded the main stem, will Green into
favor at headquarters
The annual meeting of the stockholders of
the Alabama Great Southern Railroad
Company will he held at che comnanvis
offices in Birmingham tomorrow. The
meeting viii be perhaps the most important
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1890-09-30
MURDERED AND ROBBED.
The Skeleton OF an Unknown Negro
Found Near Pooler.

NSdT EOOAoT.
The skeleton Of a murdered negro was
found about 200 yards west of the smile
post Of the Central railroad day before
yesterday morning by Marion Giles and
gentleman named Driggers Of Pooler, who
were hunting their cattle in that vicinity.
The skeleton was in the woods about 100
yards from the railroad.
Tnat the man had been murdered there is
no room for doubt, as the right side Of the
skull bore the mark Of where the blade Of
an ak or Ratchet had sunk in it, and his hat,
which lay near by, had been cut through by
the same instrument which had made the
CHASTITY wound IN the head of the murdered
man. Still clinging TO the inner lining OF
the hat were clotted blood and hair.
Unclean beasts and carrion birds had de-
stroyed every vestige offiesh, and the hands
and feet Of the skeleton were missing, but
the effiuvia found under the skeleton go to
show that the murder is Of recent date,
probably not 70 exceed three or four weeks.
The murdered man was evidently a
young man, judging from the conformation
OF his teeth. His coat was a diagonal sum-
mer coat OF alpaca or other light texture.
He wore dark wooden pantaloons and a
white shirt. His hat was a brown rough
and ready hat, and to judge from his cloth
ing, he dressed neatly. A white handker-
-A.CAt oOAAAoN Aob eOlAou, was bue Ouly al LiClo
found in the pockets Of his clothing, aud it
was found in one of his coat pockets
Since the discovery Of the skeleton, Mr..
Kissman OF Pooler recalls the fact that
about four weeks ago, while coming to Sa-
vannah on a train, he noticed a sachel
floating on the water in the neighborhood
OF where the skeleton has since been found,
and Mr.. Kissman remembers that the
sachel had been cut open. 1t is believed
that 1t belonged to the murdered man, and
that the stranger was killed for the pur-
pose of robbery. 1t is known that there
were colored wood-choppers in the woods
near where the skeleton was discovered,
and IL Is believed that one Of them muir
dered and then plundered the victim.
Justice Bevans aud Chief Hesse Of the
chain gang force at Pooler went down and
viewed the skeleton, and yesterday Justice
Naughtin, acting coroner. was notified. but
as he did not think an investigation would
develop anything more than is already
known, he decided not to hold an inquest,
but gave orders 20 have the remnant of the
skeleton given interment.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1890-09-30
sCARRRTr PATENT COACHES.
The Central Ia Putting Them on Their
Day Trains

The Central Ia Putting Them on Their
Day Trains.
The Central railroad has lust received a
number of new passenger coaches, part of
an order placed with the Ohio Falls Car
Company some time since. The new coaches
are very handsome and General Passenger
Agent Charlton is very proud of them. A
MORNING NEWS reporter was shown
through one OF the coaches yesterday after
noon by General Passenger Agent Charlton
aud Travelling Passenger Agent shaw, and
found it TO be elegant indeed. 1t is fitted
up in the best style in every respect and is
the very acme OF everything that is desir-
able in a passenger car. The interior wood
work Is OF antique oak, beautifully carved,
and painting and designing is In general
harmony with the whole.
The seats are what is known as the Scar
rett patent, and are broad and low, with
ghsreclining back and soft cushion-like
roll, and, in fact, appear and feel more like
parlor sofas than the ordinary car seat. The
coach has all the latest improvements and
conveniences, including heating apparatus.
and Janney couplers.
The new coecnes will be run on the Cen
trail day trains, as the management fear
that If they were run on the night sched-
ules, sleeping cars would go out of fashion
The Central expects to receive several new
sleeping cars from the Ohio Falls Car Com
pany soon.
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1890-09-30
A Word With You.

Dear Reader: We want your trade, and
by means of this lad" are seeking to get
your attention and attract you to our
store. If you are a customer of ours we are
anxious to increase our business with you:
if you are not we hope you soon will be-
as no honorable means will be spared to
attain this end.
That we keep the best qualities of every
thing all who deal with US will attest, aud.
while we know cheap, trashy stuffs often
catch the unwary and inexperienced, we
prefer to maintain our well-earned and
wide reputation, and let somebody else sell
trash and shoddy. Nothing is misrepre-
sented, as we would rather miss a sale than
deceive customer, We guarantee you the
lowest possible figures. Our stock is the
finest, most varied and attractive we have
ever shown.
What we want you to do Is to visit our
store, whether you buy or not. We will
treat you as nicely as we know how, and
will not insist on selling you against your
inclination, but we do insist that you exam
inc our goods and soc for yourself if it is
not to your interest to deal with us
We are anxious for your trade and influ-
ence, and when you come to see US we will
make your visit at least a pleasant one.
P. S.-See large lad"
Ado. LINDSAY g. MORGAN
The morning news. [volume] (Savannah, Ga.) 1887-1900, 1890-09-30
QUALIFIED AS EDUCATORS.
List Of Those Who Passed Success
full Examination.

List OF Those Who Passed q Success
full Examination.
Supt Baker has furnished the MORNING
News with the names Of the applicants
who passed a successful examination last
Tuesday for teachers in the public schools,
who are now eligible for election to any
vacancies in the list of teachers of the pub
lie schools of Savannah during the coming
year They are as follows:
Miss Hattie Carson, Miss Lena Oliver,
Miss Addie Barnard, Miss Willie DuBose.
Mrs Willie Purse, Miss Belle Black, Miss
Florence Whitehead, Miss Ella Lane.
Only two Of the colored applicants passed,
viz: Emma Lewis and Justine Brown.
Supt. Baker says that the papers submit
ted by the successful applicants were very
good and the general average high.
There are several prospective vacancies in
the teachers roster of the public schools
which the board of education will ill at an
early date from among the number of those
who passed the examination successfully.
The teachers OF the different schools are
returning home from their summer vaca-
tions, and everything is being put in readi-
ness for the opening Of the schools next
Monday.
Information has reached the friends of
Mr.. w. ). Bogart, assistant superintendent
of the public SCHOOLS of Savannah, of his
serious illness at Henderson vile. N. G. His
physicians there have advised his immediate
removal to his home in Savannah, and he
Is expected to arrive here tomorrow or
Thursday.
Intelligence has also been received here
that Miss e. w. Carter, teacher in the
Massie school, is sick in New York, and
VIII not be able to resume her duties as
teacher at the opening of the public schools.