The Kimball graphic. (Kimball, Brule County, Dakota [S.D.]) 1883-1905, 1890-01-24
RI KlMBALL
e. Il. TLNAN.
Official Paper Of tbs City and County

Our esteemed contemporary on the cor
ner poured some hot shot into the Ameri-
can Building and Loan Association of
last week. Its criticisms of
the company were actuated by the letter
from them to DR.. Hollinger, which was
published in the GRAPHIC two weeks ago.
The GRAPHIC published the letter partly
as a favor to Dr.. Hollinger, but more par
ticularly as a matter CT general interest.
In doing so we we're particular TO state
that for itself the GRAPHIC knew nothing
of the associations %soundness or unsound-
ness one way or the other knowing OF it
no further than what had appeared in the
st. Paul and Minneapolis papers. We
didn't think eneugh Of it to take any
stOck-tlough bored by its agent for
three days when he was here-and on
general principles we fight shy Of all
such schemes. We make this statement
lest ome might think that the GRAPHIC.
in publishing the company.s side Of the
case, endorsed it. The association may
be all right aud it may be all wrong.
The men in Kimball who hold stock in
it must decide that for themselves. But
apr0pos of the subject it is pertinent to
remark, that for years the two Dakotas
have invariably proven a rich field for
every scEeme under Gods heavens that
took more money out of the country than
it putin. The people Of the Dakotas-the
business men in particular-are charac-
terized by a certain liberality and letter.
g0-Gallagher sort OF spirit that leads
them to fall into the arms of any stranger
that comes along. Look at the money
that has gone out Of Brule county for
write ups for the county; and how much
good did it eve; do? Isn't it trne that
for every emigrant that such schemes
have brought into the country the local
newspapers have brought in ten? And
yet whenever a publisher in the oun
ty has gotten out a boom edition he has
lost money, and any effort to secure an
increased circulation in the East by
means of friends here has always been
characterized by Indifferent success.
This is simply All illustration. The
point we wish to convey is: keep your
money at home. So far as building and
loan associations go, theoretically they
are Of great benefit to stockholders and a
community alike, but not always prac-
tically SO. We were prone to believe this
80
of the Minneapolis concern to begin with
and subsequent developments havn't al
tered the opinion. It's too far away from
home to be watched and conducted on
too big a scale FOR ordinary folks ont this
way, There is capital enough in Biule
county to have organized Il building and
loan association right here III Kimhall-
quirements-and one that could not have
failed ct success. For the sake of the
good money that has gone out OF Kiniball
into the Minneapolis association the
GRAPHIC hopes that the concern is sound.
II we held stock in it we are inclined to
believe that rather than pail out o and
loose all we would risk a little more
until the two years is up-and then draw
out the 10 per cent. which each stock
holder is entitled to-if We could get il
But you can bet your life we wouldn't
put another dollar into it a fter that
time no matter which way the cal
jumped.
Among the callers at the GRAPHIC
Office one day last week was a man il
does one good to meet in these days of 81
much kicking and grumbling and fault
finding. He was a sturdy young farmer
who lives a few miles away from Kimball
He came in to obtain a couple of extra
copies Of the GRAPHIC to mail to eastern
"Pll come in and settle my subscription
for another year when l get rich" In
joking way, we asked him if he ever ex
pected to get rich in this country. WELL
he said. 81 don't know why l shouldn't
I've got a pretty fair start. | came hart
five years ago last spring without a dol.
lar, and I've got a good farm with a com
Portable house on ii, barns and granary
young cattle and pigs and | don't owl
anybody a do!lar-unless it's you-and
suppose everybody owes the newspape
feilows"-he laughingly continued
Then he went on to say that last year h
raised but seventeen bushels Of whea
and his oats didn't pan out muc h better
He raised a pretty fair crop of corn, how
ever, and was not one whit discourage
over one years poor crops. "If l cal
keep out Of debt" he said, "Tm all right
The trouble with so many farmers is tina
they get into debt far beyond any meet
and then become disheartened at not be
ing able to wipe out the debt with on
years crops" South Dakota is file
with young farmers in exactly the sam
circumstances as the one here referre,
ro-young men who struck the countr
with less than one hundred dollars the
could call their own, and who are no
comfortably well off and are actual
better fixed financially than they wonly
be in twenty years where they came from
Not all of them, however, are 50 well sat
isfied with the results as the one her
cited. Their dreams have not been s
fully realized, in that they buiIded to
many air castles. They expected to at
complish upon these virgin prairics i
five years what took their forefathers
half century of laborious toll and hare
ships to effect in the older states. Th
suresJ riches are those which come b
degrees. No man ever killed himself b
hard work on the sunny side of 10. Th
race is not always to the swift. The les
you have to begin with the more you wi
have in the end. A scant breakfast wife,
the appetite Tor a feast Later in the da,
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