Daily Republican., 1890-06-23
rBRESTING LETTER.
kE ABOUT THE COMMON
WEALTH ASSOCIATION.


nlssIoner F0oks Commends the
rss Pursued by the "Repubiioan"
Reference 70 soms Of the
so-CaIlcd Beneficial Or.
ganizations.
d two weeks ago . reporter OF tho
ICAN, acting on Information
b. received from different parties
TO the manner In which thu
D wealth Beneficial Association
duoting business In this city /,
hron several OF its members aud
BIRDS published their statements.
pose created . genuine sensation,
doubt had the effect OF causing
knagers TO settle eome claims
otherwise would have been IL.
publication also had the effect oil
the attention Of Insurance Com
br Fooke to the matter and the
n letter was received from that
kn last Saturday:
BErowN, DEL, june 20, 1900.
DAILY Kepublican-Sir: Notic-
attack upon the questionable
Of one ot the s0-called beneficial
bus, will say there are quite .
OF so-called fratcrpal, beneficial,
1tAble associations doing an IN.
business without authority oil
Without the payment Of license
fato OF any kind. They do not
statement Of their financial
knowing full well their In
show the public the frat reason
lr support and confidence, and
5ked by the Insurance Department
b Q statement ~ required by law
1n insurance business, they reply
bsy arc exempt under Section 0 oi
IN az amended April 10, 1855, enti-
" act 10 relation to Insurance COM
which says: Every corporation,
~, association, society, partner
b body Of any kind, chartered, In
rated, organized, or associated to-
y In this State, or IN my
other than this, doing
less within this State, and
ng or proposing to issue any
J, or certificate, or instrument OF
kind by which any sum, or asscss-
,or benefit Of any kind 10 promised,
be deemed to be all insurance com.
within the meaning aud subject to
rovisions Of this act; and every such
any, or any company chartered, In
lrsted, or organizsd, either under
Aws OF this or any other State, for
psurauce Of lives upon the asss ss-
plan, and DESIRING TO do business
. STATE, shall comply with all Of the
remsnts Of this act respecting mu q.
pompanies Incorporated under the
oi this State, and life insurance
miles not incorporated under the
this Stale, ard then the insur-
0mmisaionsr shall Issue TO II his
lcate Of authority; provided that
such company shall not be requ!r.
maintain . cash reserve, nor shall
ss issued by It be subject TO the
md sixth clauses of the second seo-
thil act; and provided also. that
Bis.ons OF this section shall not
~ any secret, benevolent, chArita-
: fraterpal organization or assoeia-
duly organized or existing, or
may hereafter 10 duly organized
. State. The latter part Of the
quoted section that applies to
associations 10 what they claim
pts them from the operation Of the
Ance laws Of tho State.
Y It ssems to me that the language
lefinition In the section quotsd is 60
that IL needs no comment from
'ne There arc other so-callsd bene-
associations doing business In this
, that levy an assessment upon IL,
bers to meet its losses on the death
member that are hiding behind the
clause In the law. 1t seems TO ne
the people enter these associations
put any thought whatever. They
the bare assertion OF the solicitor
out consulting their better judg-
. Any company that promises so
benent for 30 little money had
Y be avoided. l sm glad to see your
. engaged In so worthy Q cause. /
II your paper and the other dailiss
per city should show up such shame
frauds and swindlsrs, that they
10 not DO long In finding Delaware
mp. field to work 10. Thank
yo1 lor the interest you have mani
y i1f tne people In your publication
shameless acts Of the Common
'sh Beneficial Association, / am, cir,
respectfully, yours,
ISAAC N. FooKs,
Insurance Commissioner.
Fooks. 1t will b noticed, sAys that
are other similar organizations
business in this State whose
|oos are the same a. those pursued
% commonwealth. Thus far the
PhLioAN has not been able to como
N them, and will be thankful for
formation which will enable Il to
guard.
sw days after the expose in the
bLicAE an article was sent to this
entitled "A Good Word for the
onwealth." This was . state
from William Z. Grinnsge, the
Aksr, In which he acknowledged
ycelpt OF . dsalh bensft claim for .
. whom he had buried. Mr.. Grin
~ seen last Tuesday evening In
Sooe TO the matter, and said that on
primer occasions he had considers-
uoie In getting his money from the
my, and had threatened 10 enter
u th'. last case was not settled
Iapsy. Nothing. however, was done
! H,.st us the expose, when the manager
y n. Hna a,,,a rendered the money on oondI-
bs,s ~ would sSa align the following:
S,v ~ ~ ne pleasure to aunouuce to the
II ARa 18th the members Of the Common
K haa nensehcial Association that the
: NE Oeneiit claim Of Mary 3. Lopsr
,nsa. on paid In full to me, there being
named In her application.
W. Z. GRINNAGE,
o., 10o W. Eighth street.
uinnase stated that this docu.
~, ~ brought to him ready for his