The advocate., 1890-01-30

FMAANH N"hAANA - ~ AAANAAHNA va NNtN NNAANNAANH
and so the law says several times. The com
pany has lien on mis- property in Kansas
for the payment Of his note. The policy
must have heapplicaton and premium note
printed with H. and a copy Of this policy
must be deposited with tho Insurance de-
partment."
This looks like II ought 10 satisfy the
most skeptical. There being no member
ship fee-nothing but just what the law re-
quires-that is a premium note of two por
cent. with one.6fth paid and credited on
the note The balance TO be paid when
needed 10 pay losses and expenses-tho note
10 be returnCd d to policy holder no expiration
of policy. In case you wish TO cancel your
policy all that is necessary Is TO give the sec
retary ton days notice and pay such assess-
ments as may be against YOU, and your note
Is cancelled and returned, and you pay for
othing but what you have received. Can
anything bo simpler or cheoper2 Why
should the farmer help carry city or town
risks2 am inclined 10 think their burdens
are heavy enough already Why should've
help contract the circulating medium by
patronizing stock companies which take
money from the state, place il in banks, or
loan II out ON farm property ut high rate
Of interest?
The various companies doing business in
Kansas in the year 1888 report AZ follows:
Risks written during the year, $135,3i0,52l;
premiums received thereon, Sl,0513ll. To
see II the insurance business has been pay
ing business lot az SEQ what these companies
have accumulated. We find by referring TO
superintendent Wlders report that they
have in real estate, $l5,H6,G ,G95; loaned ON
land and mortgage, $25,00l 1866 bonds and
stock owned, 9z2GO5l0; looned on stock as
collaterals, "a, ,225, ,032; cOshin Office and bank,
Sll,0U,S5l. Premiums unpaid-yes you
will always find n small balance unpaid that
they are willing TO take your note for until
you can get off your corn, wheat or hogs,
and it often takes wiie's turkeys TO help pay
those unpaid premiums Well, they only
amount TO Sl0,023,5H. Then we find n
small amount as miscellaneous assets, $2-
O05,096. Now see what the grand totals nre,
Sl6s,00l,5O3, with Il capital Of forty-ono
millions invested. Very fair showing for n
state like Kansas Now we don't propose to
to accumulate anything, but we are going TO
try TO save part of this vast sum and at the
same time give as good and safe insurance,
and AZ much Of il, AZ we have had heretofore.
We have over $2,0O0OOO in policies
in forcenow and iftho brethren will give this
their loyal support, we will have one of tho
largest companies in the state There is no
farmer in the state who can afford TO neg
lect to insure his property now that there is
way provided for him, and that all he pays
into this company goes tohelp some unfortu-
nate who has lost his house, barn, team,
grain, etc, ETC., or at least If he should neg
lect TO insure no would not feel like asking
his neighbors TO help him in case he should
be 80 unfortunate as TO lose his property.
The State Alliance also adopted life insur-
"HNVg WHiOh Viihh Oho vi Vio bSou III eA-
istence. AS it only takes members of the
Alliance there will not be any hazard risks
TO carry, hence it will not cost very much TO
carry one or two thousand dollars.
Some who are posted in life insurance est-
mate the cost on $1,000 per year to equal the
products Of one good hen, or about five dol
lars. After the twentieth year the policy
becomes paid up policy. Here is some
thing every brother should investigate. No
man should neglect TO carry a small policy
for the benefit OF his family, as like tho fire
department., IL is run for the benefit of It's
members, and the money collected goes TO
relieve the widows and orphans. Iwould be