Phillipsburg herald. [volume] (Phillipsburg, Kan.) 1882-1905, 1890-02-28
HONEY 0RDERs LIKE Bank CHECHEs
The United States Express COmpanyss New
System Of Transmitting small sums
OF 1Ioney-Superier to the
Government Methods.
New York Tribune

New York T. ibune.
A quiet but earnest contest has been 90
ing on during the last lew years between
the government and the express companies
regarding the transmission o. money for
people not having bank accounts. it has
been an interesting struggle, 4 ach side has
stFIYen energetlcaily TO present the most
satisfactory solution to the problem thatiss
to provide means for sending small sums OF
cash TO all pO ntS IN the Safest -sVFit6est and
cheapest manner possible, but as usual IN
such cases. where public and private enter
priseS come into contact, the result Is
signal victory for the companies. The fact
Is estabIi shed that money can now be sent
by express money orders at less G peuSes
DO her and delay and tn ust as mu b, IF
not more, safety than through the post
on ces. - partial knew edge OF this on the
part of the public has caused q revolution
IN the money order departn emit OF the
United States Express company the husl-
ness of which has more than dCu oled in the
last twelve months, while the present lndl-
cations point to a still greater Incre~se dur
ing 1880.
The Immediate cause of this great in
crease is due largely to the improved system
of handling money that this company has
adopted This is represented in It's new
form of MOney-Order, by far the simplest
and most complete thing Of the KIND yet de-
vised. lt is in reality, as well as IN appear
ance, nothing less than bank draft, and
in security and negOUlablllty corresponds
closely to a cashier 5 check, with the nited
States Express company and its numerous
d8EAGl6E as bilG Dd-44Aa AZ - 81 kGLAQl 10 U4-
most any ordinary personal chec6s because
the company Is lar better known than the
average individual who en- Oys the luxury OF
a0ank account, and hence ats commercial
paper would be caSh6d where a / ersOnai
check mig.t not go unQuesGOned. Any
banking institution IN the country will take
these orders like currency, since, unlike
postal orders, they are negotiable auyN here
As a the complicated features peculiar to
the money order formerly used y the com
pany is done away with IN the new check
the merest tyrO IN financial matters can
readily understand everything about it
Suppose YOU want to send 20 to Tela-
tive in, say, ChattanOOga, Tenn. y GU dOn'6
want to waste time standing IN line at the
psstO / ce awaiting your taru at the postal
order window. on do not want to incur
even the slight risk that IS attached to
registered IeJteI, and you certainly don't
want to send the money without some sort
of safeguard You are in doubt If you
only knew some responsible person with a
bank account you " Ould go to him and buy
a check for the sum you want 10 transmit
Now, this is Just where the al ed States
E1press comp my STEPS IN to SER you. 1t
Is q resi- OnSlDie concern. Its bank account
is immense. Its paper IS current every
where. 1t will accommodate YOU with the
desired check, or money order, II you
please, for triGing sunni this case sust 10
cents. You step into its main Office, No. 40
Broadway, or into any of Its numerous sub
offices IN this city, or into any OF It's 1000
branches throughout the country, ana with
out a moments delay you are provided with
the desired order or check.
Besides the order itself, you also get a re-
ceipt. The order you fOrwar by II all; the
receipt on keep as an absolute guarantee
against loss, for if the order does not reach
It's destination within a reasonable time, or
say it is lost in transit, thsu on producing
this receipt your money is refunded or du-
picate order issued. No blank applications
have to be filed out by purcha ers, and no
waiting for letter of advice o. the part OF
the recipient of the order, ans, as stated
in substa nee before, 1t is not necessary to
produce the order at one certain p ace it is
good at all the OLces of t MS and Otler eX-
press companies. since these corporations
pay each others orders. As there are 15,CO1l
EXPIRE Offices in this country, Canada and
Europe, it follows there are 1900 p aces
where money csn I g sent IN tins way.
The rates for these orders are as follows:
Any amount not over So, 5 cents over 5000,
to SlC.rO, cents; over $1,000 to $1,000, 10
cents; over $1,000 to $1,000, II cents; over
$1,000 to $4,000, 10 cents; over $4,000 to
$1,000, 20 cents over $50 at the same rates
No single or e. is issued for over $50, but
If more than this sum is wanted several or
ders may be purchased. he syst m is more
popu ar in the west than the east, owing to
greater banking facilities here. For the
same reasons more orders are sold in the
country than in cities. The entire money
order system of the United States company
has grown up within the last five years. 1t
was started as an advertisement, but it has
become one of the most profitable depart
ments of the business.