The Indianapolis journal., 1890-06-08
LADIES AS BANK pEPosIroRs.
Some OF Them Have Difficulty In Compre-
hending the Rules.


Some Of Them Have DiGicuity In Compre-
hending the Rules.
New York Times
what sort of time do you have with
your lady dep0sitorsf
The question was asked of patient-look-
ing. middle-aged gentleman who stood be-
hind the counter over which was the sign
Paying Teller in one of the uptown
national banks sk
"Well, y he replied. with smile-a very
agreeable smile-''now that have become
practical philosopher. / do not find it
The efforts of a lady to master the intrica-
cies of banking rules and practices used to
make my head ache. Now they provide
entertainment for me all day long, / used
to sigh when / saw lady approach the
dicating that she was In doubt about some
thing. Now l observe her coming with
pleasure. for she may have some new prob
lem though that is unlikely-or she may
develop some, some new phase OF charaetSerii .n;sS
know them all. / ought to"
why is it they can't understands"
MANY of them understand everything.
The majority do. The woman who cannot
comprehend all that Is required of de-
positor is an exception. But those who do
not understand do not understand at all.
What do you think of lady coming here
and demanding to know why check
drawn Dy Oer was not palQ WQen bDeTe Wdo
no money to her credit Pye had that
happen to me number of times. 1t hap
pened this morning. When / told the an
noyed woman that her account was slight
ly Overdrawn, she asked me why hadn't
sent her word.
lyon could have told very easily by
consulting the stubs in your check book
and comparing the total with the total de-
posits in your bank book said.
"'Oh,' she replied. i can't bother with
fi0n Il irr-ox fo6 tnrv
Aud had some difficulty in convincing
her that it would be necessary to put
money in the bank before she could draw
any more out. She wasn't quite 80 bad,
torical in bank circles. who, when one of
her checks was sent back marked, NO
funds descended upon the bank for IN
formation, and, incidentally, for more
money. explaining that there must be
plenty to her credit still, as she had only
used about half of the checks in her check
book
The teller was obliged just then to inform
q bright-looklng young woman that her
signature to the check she presented would
be absolutely necessary before he could
honor it. She blushed furiOusly and hur-
| ried to desk to add hername.
There's an example," he said, laughing.
But she knows better 1t was only care
| lessness."
When he had paid the young woman her
| money he continued: 1T is great wonder
| that lady depOsitOrs are not continually be-
| ing defrauded, because of their manner of
drawing checks. OF course, when they
| draw them at the bank we can correct
them, but the checks they. write during
| their shopping tours would, L should think.
be q constant temptation to people with
tough consciences They could be so easily
ones, fail to fiji out the line after putting
down the amount, and any bungler could
| raise the figures 1t is a blessing. therefore,
| that most of the checks are drawn to the
order of the reputable business houses of
| the city. M
| Frequently their checks are for ridicu-
| lously small amounts. 1t is the new depos-
| itors who write them. 1t is a novelty, and
| they appear to leave all their small change
| land big change, too. for that matter-at
home, for the purpose of enjoying IT.
| have had as many as fifteen checks from
| one woman in one day, and some for
amounts as small as cents. The other day
q check was presented here for 1919 cents"
| do they lose their tempers, Ottenp
''Oh, sometimes of course"
| Just at that moment the angry notes of q
| woman's voice were heard. She was talk
| ing to the cashier. 1t appeared that n check
| of hers had been refused because il was
| drawn for an amount larger than the sum
| to her credit.
THE check, said the cashier calmly,
'called for S23. You have only S14 in the
bank"
/ nave, LOO, sue dusWcTco HcTCoiSS II
| got $751;" "nh
You're mistaken. madame" answered
| the ctficial still calmly.
well. here's my book. You can see fol-
| yourself"
The cashier took the book with the re-
signed air of a man who had been there
before many q time. He examined il
quickly.
The trouble is, he said, "that you have
drawn a check burriedly some time and
| neglected to fill out the stub"
Il couldn't possibly have done that" she
| replied, because always fill out the stub
first. And, besides, l don't write checks
| hurriedly. l don't do business that way .
The cashier smiled, and that exasperated
the woman still further.
You've made the mistake yourself" she
| declared.
I'VE do not make mistakes here" was the
quiet response.
But you might" she said with emphasis
"Yes, we might, but we never do.n
Its possible, isn't itf she demanded
with more emphasis. ASK 49,
"Yes. it's possible. Almost everything ID
possible. But we never have made one in
our twenty-five gears of business life"
The lady sniffed at this and then. throw,
SAID, sarcastically, well. if this institu
tion needs money so badly, you can have
it," She fiounced out.
"Will the bank be that much richer7'
was asked of the paying teller.
Hardly" he replied she'll undoubted
ly come back and draw it out"