Bismarck weekly tribune. [volume] (Bismarck, Dakota [N.D.]) 1884-1943, 1890-03-07
NO. AZ.

complete file.
NO. AZ.
An Act to Provide for a Uniform Policy of Fire
Insurance to be Made and Issued in this State
by all Insurance Companies Taking Fife Risks
on Property Within this State.
Be it E, n TED, b the Legislative Assembly of the
SECTION l. The insurance commissioner
shall prepare and file in his office on or
before the first day OF August, 1890, print
ed form in blank of a contract or policy of
fire insurance, together with such provis-
ions, agreements or conditions as may be
endorsed thereon, or added thereto, and
form a part of such contract or policy, and
such form when so filed shall be known
and designated as the North Dakota
sioner shall within sixty days from the
passage of this act, prepare, approve and
adopt a printed form in blank of a contract
or policy Of fire insurance, together with
such provisions, agreements and conditions
as may be endorsed thereon, or added
or policy. and such form shall, as near as
the same can be made applicable, conform
to the type and form of the New York
standard fire insurance policy, so called
and known; provided. however, that five
days notice OF cancellation by the COM
pany shall be given, and provided that
proof of loss shall be made within sixty
days after a fire.
Sec. 2. The insurance commissioner
may call upon the encouragement for
such assistance as to him may seem neces-
sary in the preparation of the aforesaid
standard insurance policy, and it is hereby
made the duty of said encouragement to
perform such service.
SEC. 8. Immediately after filing said
form Of policy in the Office Of said insur-
ance commissioner, he shall have five hun
dred (500) copies Of the same printed, to-
gether with five hundred (500) copies of
this act, and mail to each company doing a
fire insurance business in this state, copies
of the same.
SEC. 4. On and after the first day of
October, A. D. 1890, no fire insurance com
pany. corporation or association, their Off
GERS or agents, shall make, issue, use or de-
liver for use, any fire insurance policy or
renewal Of any fire policy on property IN
this state, other than such as shall con-
form in all particulars as to blanks, size OF
type, context, provisions, agreements and
conditions with the printed form Of con
tract or policy so filed in the Office OF the
insurance commissioner, as provided for
in the first section of this act, and no other
or different provision, agreement, condition
or clause shall in any manner be made a part
OF said contract or policy, or be endorsed
thereon or delivered Herewith, except as
follows, to-wit:
First. The name of the company, its To-
cation and place of business, the date of
it's incorporation or organization, and the
state or country under which the same is
organized, the amount Of paid up capital
stock, whether it is a stock or mutual COM
pany, the m of its officers, the number
and date OF the policy; and if it be issued
through a manager or agent Of The com
pany, the words This policy shall not be
valid until countersigned by the duly
authorized manager or agent of the com;
On pa1 policies issued on property TSS in It This State state.
Second. Printed or written forms of de-
scription and specification or schedules of
the property covered by any particular
policy, and any other matter necessary to
clearly express all the facts and condi-
tions Of insurance of any particular risk
(which facts or conditions shall in no case
the provisions or conditions Of the stand
ard policy herein provided for) may be
written upon or attached or appended
to any policy issued on property in this
state.
Third. A company, corporation or asso-
and in pursuance of the laws of this state
or elsewhere, if entitled to do business in
this state, may, with the approval of the
insurance commissioner, if the same is not
already included in the standard form to
be filed in the Office of said commissioner,
as provided for in the first section of this
act, print on its policies any provision
in II such provision is not in conflict with
the laws Of this state or the United States,
or Of the provisions of the standard form
provided for herein, but said provision or
provisions shall be printed apart from the
other provisions, agreements or conditions
L1G <hn = MD ~ -~n ~A ~~o~II~-
than the body Of the policy, and under a
separate title, as follows: "Provisions re-
quired by law to be stated in this policy"
and be a part of said policy.
Fourth. There may be endorsed on tie
outside of any policy herein provided for
the name with the word "agent or agents,''
and place of business of any insurance
ing. stamping or otherwise.
Fifth. Where two or more companies
leach having previously complied with
the laws OF this statel unite to issue a
joint policy, there may be expressed in the
heading Of such policy the fact of
proportion of premiums to be paid to
each company and the proportion of llabil-
ity which each company agrees to assume.
And in the printed conditions of such
policy the necessary change may be made
from the singular to the plural number,
when TeIeTeuCo Is Hdu 10 Gno mpa
issuing such policies.
SEC. 5. Any insurance company, its Off
GERS or agents, OF either of them, violating
any provisions of this act by making. issu-
ing, delivering or offering to deliver any
policy OF fire insurance on property in this
state, except as hereinbefore provided,
shall be guilty, Of a misdemeanor, and upon
complaint made by the insurance commits
sioner or by any citizen Of this state shall,
upon conviction thereof, be punished by a
fine Of not less than fifty (5O)
dollars. nor more than one hun
dred (10O) dollars for the first
0fense, and of not less than one hundred
(100) dollars nor more than two hundred
and fifty (250) dollars for each subsequent
o%ffense; but any policy so made, issued
and delivered shall, nevertheless, be bind
ing upon the company issuing the same,
and such company shall thereafter be dis
qualified from doing any insurance busi-
ness in this state.@. n Is. EN& f&E&&,tye
SEC. g.. That nothing contained in this
act shall be construed to affect county mu-
tual companies organized and doing bust
ness in this state, 5,i.4i g4 gs%
Approved February IS, 1890.
No. 43. g.
An Act Authorizing Counties to Issue Bonds to
Procure Seed Grain for Needy Farmers Resi-
dent Therein. u. lR : Z, IG#5S Il
Approved February IA, 1890. &c.
Published in the TRIBUNE Of the 10th inst.