davidaulloa/AmericanStories huggingface dataset:
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
Wholesale CLOTHING BUYERS

Will consult their interest by inspecting
my immense line of fall and winter cloth
ing, they having been manufactured under
personal supervision and will be sold at
lowest eastern prices About ten per cent
lower than any other house in this city.
Also full line of leading styles of hats and
gents furnishings at lowest rates.
L. GoLDBBRG,
POS and 2O7 Main street
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

Warwick drop-f frame safety perfection
bicycle. Look at this wheel before buying.
Boys Dandy Safeties NJ. r. Evans, %
and24 Second South street.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
Advice to lInthhrs.

Mrs. WINsLow's SOOTHING SYRUP should
always be used for children teething. 1t
soothes the child, softens the gumes, allays
all pain, cures wind collie, and is the best
remedy for Diarrn9a- Twenty-Five cents
a bottle.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

Go TO John G. Cutler & Bro, agents of the
Prevo Wooden mills and Deseret Wooden
mills. Wholesale or retail, No. Sc Main
street, Salt Lake city.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

First-class bicycle, gun and general re
pairing at NJ. r. Evans.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

hS SA D SOVuo az ieooo Pioh macy
CHEAP COAL.
The Union Pacific Railway Coal depart
ment, POI S. Main street, Wasatch corner,
has reduced the prices of screened coal to
the following low rates:
Rock Springs lump, s. so per ton delivered.
Rock Springs nut $3.50 per ton delivered.
Red Canon lump, 81 80 per ton delivered.
Red Canon nut, 81 so per ton delivered
Pleasant Valley lump, 1925 per ton delivered.
Weber lump, .25 per ton delivered.
Fifty cents per ton less at yard.
Special rates for carloads.
T. 3. SHELLY, Agent.
Telephone No. 240.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

Victor cycles, the king of safeties. Victor
junior is the best boys wheel made. S. j.
Jensen, agent, 40 Main street.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
JUST RECEIVED.

Imported olives in bulk.
Cape cod cranberries.
Finest buckwheat flour.
Pure maple syrup.
Best New Orleans molasses.
Genuine Tennessee sorghum.
ROGERS 81 Co.,
The leading grocers.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

The Columbia bicycles are the favorites
Safeties and tricycles perfection. Buy only
the best G. w Cushing agent
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

Signs of every description at Morris,
half block north of THE HERALD building.*
Before purchasing piano, call and see
the magnificent stock at Taggart s. Cham
berlain's 3A Main street
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
WHEELS AND WEEELMEN.

Correspondence.-Ther is to be meet
ing of the Salt Lake Cycling club at PEN
broke's store tomorrow night. All should
attend Doubtless matters will be dis
cussed of great interest to the wheelmen's
fraternity.
There are some members of the club who
seem determined to know how it is that we
can not have successful club in Salt Lake
1t has, as far as this individual member is
concerned, always been the policy to have
religion and politics, aud the preiudiceS
these two elements engender dissolve en-
tireiy at the meetings and congregations of
the Salt Lake wheelmen, and it seems
strange that we can not get up and main
tain an enthusiastic and earnest club,
whose members will ''stick'' to one another
and the general cause.
club was started with five members. Now
it numbers over one hundred. They have
comfortable club house, and are in excel
lent circumstances. The secret of the sue
cess of this club is the fact that the club
secretary and treasurer get right after
their duties, and the boys pay up, knowing
that certain benefits will accrue to the
whole organization by such prompt action.
We have some members who are not
prompt in these matters. One party re-
marked to the writer that if the club pro
posed to increase expenses which he did
not sanction he would resign. And sup
posing that doubtless the club would do so
he has practically resigned, for no meeting
since has been graced by his presence.
Now, boys, do we want to make our club
more successful; will we support it if we
do want it, and will you be at the meeting
tomorrow night to say what you want!
Let the old man give pointer to some of
you. Introduce a little generosity into
your work. Consider more the general
club benefit than your own individual ideas,
and let US be united to the end that we push
the Salt Lake Cycling club to the front
rank. Fall in. H. 2.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
A SAVING
Of at Least % per cent. to the Wholesale
Trade Only, at Jos. Simon Bargain House,
SO West Second South

In dry goods, clothing, gents furnishing
goods, hats and caps, boots and shoes,
hosiery and underwear, laces and embroid-
cries, lace curtains, towels, and tides
Notions in an endless variety. Gloves,
mitts and handkerchiefs 1t will be
greatly to the advantage of all buyers to
examine our stock before purchasing else
where. Jos. Simon. 81 West, Second
South.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
GRAIN AND Hay.

Wholesale: retail about Is per cent. highe T.
corrected daily by THE HERALD.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
Report of Awarding Committee on Cattle
Glass B.

Class Il.
Committee-Isaac Jennings, Aaron F.
Farr, Jr., Aquilla Nebeker, w. G. Rydalch,
II. f. Hapgood.
DIVISION 1-sHoRTHoRN DURHAM.
Arthur Brown, city, best bull, three
years old and upward. Gold medal.
Arthur Brown, city, best bull, one year
old and under two Diploma.
Goodhue & Van Meter, Provo, best bull
calf Silver medal
Jordan Stock Farm, Salt Lake county,
best COW, three years old and upward.
Gold medal.
Arthur Brown, city, best heifer, one year
and under two. Silver medal.
Arthur Brown, city, best heifer calf.
Silver medal.
Arthur Brown, city, best exhibit of
ShorthOrn Durham cattle Joseph A. Jen-
nings, special, premium of Durham bull
calf.
DIVISION 2-DEvoN.
Ben r Eldredge, city, best bull two years
old and under three. Diploma and So.
Ben R. Eldredge, city, best bull one year
and under two. Diploma.
Ben r. Eldredge, city, best cow three
years old and upward. Gold medal
Ben r. Eldredge, city, best heifer one
gear and under two. Silver medal
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
WALL PAPER

And ingrains, decorations, magnificent
line at Dinwoodey's
Headquarters for homeopathic prepare
tions at Crismon-Scarff Co, the druggists
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
NOTICE!

TIHE PAINTING ESTABLISHMENT OF
i the late w C. Morris has been re opened
by the undersigned at the old stand, IS West
Temple street, where will be conducteda general
painting business, in connection with q nne line
of wall paper, paper mache and Specialties for
wall and ceiling decorations. l will be pleased
to see the patrons OF the late firm who contem
plate doing anything in the painting line. viii
endeavor TO suit all il class of work ct moderate
prices.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
For HOMEMADE GOODS

Go to Midgley & Sons for your plumb
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

three or more Berkshire swine under two
years old, owned by one person. J. P.
Freeze special $40.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
MARKET REPORTS.

Nine. Lamb, the milrner, 20 Main st. e
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
Report of Awarding Committee on Sheep and
WoOl-ClassC.

report OF Awarding committee on Sheep and
WoOl-ClassC.
Committee-Daniel Davidson, M. K.
Parsons, w. F. Moss and Robert Dansie,
Sr.
DIVISION FINE WOOL SHEEP.
John Mackay, Taylorsville, best two fine
wool bucks. Gold medal and 81
Theodore Mackay, city, best two fine
wool lambs. Diploma and 81.
Thomas Baom, Mill Creek, best two fine
wool ewes. Silver medal and 81.
John G. Mackay, Taylorsyille, best two
fine wool eve lambs Diploma and So
Henry Coin, city, best two fine wool
bucks one year old. Diploma and 81
Theodore Mexican, city, best two fine
wool ewes one year old. Diploma and 81.
William Harker, TaylorsVille, best first
cross between long wool buck and fine
wool eve. Diploma and 81 and E. H. Par
sons special so.
Joseph Harlser, Taylorsville, best first
cross between fine wool buck and long wool
eve. Diploma and 81.
john G. Mackay, Taylorsville, best fine
wool buck. White & Sons company special
s5
Theodore Mexican, city, best fine wool
buck under two years. White & Sons com
pany special s..
Thomas Boam, Mill Creek, best pen ten
head fine wool ewes. White & Sons com
pany special $l5.
DIVISION 2-LoNG WOOL SHEEP.
Joseph Harizer, Taylorsville, best two
long wool bucks. Gold medal and 81.
Joseph Harker. Taylorsville, best two
long wool ewes. Silver medal and 50.
Joseph Harker, Taylorsville, best long
wool ram under two years. White 81 Sons
company special So.
Joseph Harker, Taylorsville, best long
wool ram over two years. White & Sons
company special s..
DIVISION 3-FLEECEs
Joseph Harl1er, Taylorsville, best two
heeces long wool. Diploma and 81.
DIVISION 4-swINE.
Committee - John H. White, David
Hilton.
Ben r. Eldredge, city, best Berkshire
boar. Silver medal and So
Charles Twelves, Provo, best Berkshire
SOW. Diploma and 81.
SWEEPSTAKES.
q. Wood, city, best SOW of any breed with
pigs by her side. Gold medal
Z. Wood, city. best sow with pigs. s..
u. Wood, city, best Barrow pig under
two years. Ben r. Eldredge specialist
Ben Il. Eldredge, city, best exhibit Of
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
Midgley & Sons, plumbers
CHEAP COAL.

A complete line of Harriet Hubbard
Ayers goods at Ross pharmacy.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
DIVISION 1-sHoRTHoRN DURHAM.

Committeeman Jennings, Aaron F.
Farr, Jr., Aquilla Nebeker, w. G. Rydalch,
q. T. HapgOod.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
POS and 2O7 Main st.

WANTED-SITUATI
DlNEoT0RT
OF THE
SALT LAKE REAL ESTATE BOARD.
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13
ARE MANY DEPOSITS OLE COAL

in both Utah and Southwestern Wyoming
that are useful both for the development
of the mineral resources and for fuel Coal
can be had In Salt Lake for 81 % to So. 25 a
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

The board of directors of the Deseret
Agricultural and Manufacturing society
met on Thursday evening last and ex-
amined the reports of the awarding com
2nittees of the recent fair as far as class
ID. Following are the reports in full:
Report of Awarding Committee on Horses
Glass A.
Committee-Charles Bagley, Mark Nc
Klmmins, Harrison 7. Shurtlitf, Henry
Hughes, j. Hyrum Grant
The Salt Lake herald. [volume] (Salt Lake City [Utah]) 1870-1909, 1889-10-13

Il. c. Harvey, city, best stallion four
years. Gold medal.
Matt Cullen, city, best stallion three
years and under four. Gold medal
The gold leaf. [volume] (Henderson, N.C.) 1881-1911, 1889-05-02

Banquet Committee D. Y. Cooper,
chairman. w. 4. Gary. w. II. Walker.
Geo. S. Smithson. and J. Z. Taylor.
The celebration reflected great credit
upon Mr.. W. H. Walker, President OF
the Board of Trade. Mr.. w. II. SmOOt,
Chairman of the Reception Committee.
Mr.. ID. \. Cooper, Chairman OF the
Banquet Committee. ard their worthy
and able aids. IL fact. every member
Of the Board of Trade and citizens gen.
orally seemed to vie with each other in
making our stay as pleasant as possible.
Our Association reluctantly left at
5 O'Clock. giving three cheers as the
train moved out. for Henderson, the
bright tobacco market. Henderson i'll
turn responded. giving three cheefs for
Durham.
The Tobacconist trusts that the
friendly union which was so firmly &C.
mcnted between the two towns will
prove beneficial to all. Friendly IL
valry stirs and urges each other on
ward in the great progressive race.
All hail to the twin sisters-Hender-
son and Durham.
The gold leaf. [volume] (Henderson, N.C.) 1881-1911, 1889-05-02
GWEN CRAPS AIR SHORT"

Wen craps air short an cotton low
There's sure to he pow 1nl SHOW
And then hard times come m .
The meat gives out the trains all sup
To roll Their taters in.
Wen craps air short. an ,spechiiy cot"'
There's sure to be baby born.
A Taller feels his needs the wus',
An has ter set arOun' an cuss,
An hain't got marry dime
Wen craps air short, guanner bills
Grows bigger AN the rocky mis-
Wherein We spend the stun
Yer hacker 'lOwance cut so snort
We halter chaw the hO' made sort
An use the stems for snuff.
Wen craps air short, yer store account
Runs up to SIGH big amount
1t leaves We way benin
Yer almost lose yer confidence
In Scripter an i'm Providence,
An all o human kin
Wen craps air short, yer can atteh
Yer church-nO use in meetIn' wen
Ye fail to make squirt;
Ye can't show off, We feel so SLACK,
With britches patched. an to yer BACK
Ye've hardly got shirt :!
Wen craps air short, We lose the use
OF all yer senses-feel so loose
Hain't got the heart to Iarn
Ye scOP yer wife, abuse yer frle rs,
The bag is open at both ems
An life amt wO'th a darn.
The gold leaf. [volume] (Henderson, N.C.) 1881-1911, 1889-05-02

gifted than many we can hear every
Sunday. or during court week.
Our State has produced some of the
most noted men of the country, and
we have here nov the material for
great men, but oar people do not APP
preclate the fact Fortunes can be
made here. Men can become promi-
nent in politics and in the professions
here if our people will appreciate them
to the same extent that they would be
in other sections of the Union. We
have the talent and the field. All we
lack is the appreciation of home pro-
duct by the people.-DarAam To-
bacco PkSnk
The gold leaf. [volume] (Henderson, N.C.) 1881-1911, 1889-05-02

and clever, and don't forget Mr.. and
Mrs. Massenburg and that table, its
beauty and those fair hands that
decorated it.
The gold leaf. [volume] (Henderson, N.C.) 1881-1911, 1889-05-02

EoUrAmEs NDoNrEsrAmE
AY.
OF death claims 1888 oueAa (8S) paid
the "proof of DEATH received while than
of the whole paid within days
One of the always been
furnishes Immediately upon the This
advantage practically
of delaying of claims until three
six months after the presentation of proofs of death.
j. r. YOUNG, Agent,
Henderson, N. G.
The gold leaf. [volume] (Henderson, N.C.) 1881-1911, 1889-05-02

Number of days after proofs Of death
were received when payment was made.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1889-10-03
FASHIONABLE F4l

FASHIONABLE FALL AND WINTER STOCK
Few houses in this city display finer line OF su'hgs
and fulldess goods than Delury In his handsome
building Nos pa and 216 Sixth-ave near Fourteenth
st. Mr. Deury. who has weliestabishou repud'oh a.
maker Of ladies' riding habits and fashionable mems
has just laid in large variety OF faIl ana winter
imported English stripe and check cassmeres scotch pads
fancy silk brocsde satin vesngs when are now
much with full dress There is also 10 o. iouho AZ
Deury's admirable variety OF colors In sIoekinets
bucksklns whpcords and riding twlls for Rang suits
scotch chevlos and diagonal cheviOs which are now In
great demand and Carts London oyercoatings III beaver
Eyslans Devonshire kerseys and patent beavers IN All
coors.
Clsy's English coatings have also been ntroauce1 by
Mr. Delury and favored By many who desire hahuone
OF hrstelass imported goods The great feature Of
Delury establishment in the wonderful limo OF soous TOT
ladies' riding habits for the manufacture Of "ch ne Is
celebrated and this line he has added large variety OF
Scotch homcspuns which have become fashionaoie a.
jackets made up in double breasted style for women An
addition the seas0n's dress wear Is an assortment
OF fancy silk mixed wosted suings for haltdress wear
nSy much used. widewale dagonals for spring ana fall
overcoats choice hard choose from where all are
equally good.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1889-10-03

In the city They all thought well OF the effort
and stand ready TO cooperate
Mr. Matthews asks Mr.. Langston to head the move
Dent and take the necessary steps toward nauguraiing
the organization Of the league. In his letter Of sc
ceptsnce Mr.. Langston says:
You have had the opportunity Of seeing and con-
sidcring condition from a standpoint from with
out, and in the light OF other national surroundings
and experiences. / shall assume the authority,
hope without offence 10 any one, TO thank you for
your opportune, manly service. ! desire TO state
that I'm nothing am so profoundly interested the
protection and advancement Of the colored Amer
can and TO nothing am so ready under God, 10
dedicate all my powers and abors. 10 bis general
welfare. IT. upon further consultation and con
ference with you and your friends It shall be felt that
sustained by the sympathy, the confidence the coun
sell thc cooperation, tho support, Of yourself and
other noble and brave men Of our race to whom you
refer with tho thousands Of other true and reliable
men and women thereof who will come 10 our aid, !
should undertake the work 10 which, II may be, Goa
has called me through you, will do so.'
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1889-10-03
A ROMANCE INVOLVED IN A DIVORCE CASE.

A ROMANCE INVOLVED IN DIVORCE CASE
ST. Louis, Oct. Elm a divorce case filed yester-
day In the Circuit Court by Bently g. Peabody
entitled Marian Miller agt. Louis Miller, there is a
romantic history. Twenty-Five years ago Louis Mil
Ter, then of ST. Petersburg Russia, was married to
beautiful and refined lady of high birth. The country
was at that time seriously threatened by the
Nhlllsts and Miller decided to leave his native land
and try his fortune among the free people He came
to this country, settled in this city, and accumulated
a nice fortune. During all this time he was send
ing money to his wife and receiving letters from
her At last letter TO him with the sad tidings
Of her death.
During all this time the young wife could got no
news of her husband. and she concluded to visit
this country and learn what had become or him.
Bringing with her their son, who had grown TO man.
hood she landed in Baltimore. and the son came to
St. Louis where he finally met his father who in the
meantime had married again and was living In hne
STYLE on one of the avenues OF the CITY, HIS nrst
wife came TO see him. and the meeting between them
was of JOY and happiness. g..
Both wives II is declared, loved the husband, but
the good Judgment of the last wife did not ioisake
bCr and She said she would release him so thai nc
could join his bride of the years gone by Inc
second wife has brought suit TO release hero ana MIN
from their marriage bonds
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1889-10-03
MINERS REPLYING TO W. L. SCOTT.

Columbus. Ohio Oct . (Specal.-The officers OF
the National Progressive Union of Miners, whose
office is in this city, have prepared open letter TO
Governor Fifer, of Illinois, In answer TO the open
letter of x-Congres W. L. Scott of Pennsylvania
who has been the principal obstacle in the way of
settlement Of the strike in Southern Illinois They
say that Mr. Scott, who IS the principal owner of the
Spring Valley mines, would not publish his terms
until the Arbitration Commission appointed by Cover
nor Fifer, had agreed upon terms which were ac-
cepted by others. lie then demanded reduction Of
IL cents a from this, with less favorable cond
tons to the miners brushing. The miners offer to
work the second or thick coal vein at Spring Val
ley for the price paid streator miners namely ~ IL
cents per ton or they agree mine his coal for the
price paid the thickcOal miners Strcat0r provided
the company will do the building and brushing; or
agree to an adjustment Of prices and conditions such
as may be determined by arbitration or by agree
ment Jointly investigate, and DO governed by the
facts developed by investigation.
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1889-10-03
TO AID THE CoLORED RACE.
PROMINENT co1oRED MEN TAKING STEPS 7

PROMINENT CoLORED MEN TAKING STEPS TO
FORM A NATIONAL LEAGUE.
Washington, Oct (speclaD.-There is movement
on foot among the leading colored men In this country
looking toward the formation Of league for the pur-
pose Of promoting the interests and the welfare OF the
colorcd people throughout the United States. Inc
idea IS not new one having been once or twice sug
pcstcd nv r. Thomas Fortune, the we'll known editor
Of the newspaper organ of the coorcd race In New
York new stimulus is given to the subject, now
ever at the present time by the return OF william H.
Matthew'S a coored man OF some prominence anu
resident of the District from Europe, where no has
travelled for the last eight weeks In letter wnlch
be has addressed to John NJ Langston, at petersburg
Va. Mr. Matthews says, among other Things reia'nls
to his European experiences
"Enioylng as I did all the freedom and protection
of man and freeman In countries trained 10 systems
Of restricted liberties hurt as with the sting OF
whip at the outrages heapcd on few, TO Dc sure
hut meant for us all, at home. In Paris, at the
Exposition met people of every trade, tongue ana
rarb of the civilized world, and many, indeed, from
the Soudan, Egypt, Persia and tho Occldent, only
nomnally civilized but none OF these could tel inc
outrageous ard revolving tales of that the Southern
negro tells We arc aliens at home, foreigners In our
native land, without rights denied even protection IN
the land we gave our blood to preserve Abroad
stranger enjoyed rights and privileges denied me at
home | was wounded and Inundated AZ inc con-
trast. I thought OF this anomalous condluoh anu.
after much reflection, and conversation with some Oh
the best trained minds in Europe, concluded 'ha'
the time is ripe for race organization 1or race
unity protection and the promotion OF all interests
pertaining to the dignity and welfare oil our people
E" In the few hours spent in New-fork on MY ar
rival. I had the opportunity of talking the matter
aver with a few of our friends, including T. > d.
Pinchba H. T. McCants Stewart, T. Thomas Fortune INV
Roy Mr. walters and Professor Dorsey and at PhliF
delphia with r. J. Minton. Since reaching "a'hi"e
ton the matter has been casually mentioned I'd ooIa
r. Lynch Edward W. Blyden, John H. emyth' f. -
NcCabe Mr. Cromwell and other prominent men Vi III"
New-York tribune. [volume] (New York [N.Y.]) 1866-1924, 1889-10-03
BARNS AND LIVESTOCK BURNED.

Bordcntown y. r., Oct 2.-The barn of George W.
wildee at Arneytown eight miles from here together
with hay grain and cattle. was destroyed by hghtnlhs
last night. The loss is $4,000.
An outbuildng OF John F. Hutchinson near Reck-
lesstown together with a quantity Of hay, was de-
stroyed by fire last night. The fire was caused by
spontaneous combustion. The loss is $1,000
Poughkeepsie, n. y, Oct 2.-The barn OF Robert
stuart suburban resident, was burned this morning
six horses persisted in the flames Several carriages
we're also destroyed The loss is $4,000.
Cedar Rapids Iowa, Oct 2.-The livery barns OF
Rank Brothers and John Miller and the business col
lege boarding hall, burned this morning Nine
horses were cremated. The loss is 100000 par
TALLY insured.