The Anderson intelligencer. [volume] (Anderson Court House, S.C.) 1860-1914, 1889-09-19
AHderspt4 gntel1igeHter,
Credit.

AS every sweet has lis bitter, it is we'll
that every bitter has its sweet. There
is nothing more disposed to make one
Of life and to make them feel the burden
of Egyptian bondage, than debt; yet if
We get on the right side and manage
credit properly, We can make it very
agreeable and obliging In its effects, and
it will strew the path of life With many a
sweet.
Credits very alluring, and if We are
not continually on the lookout We will
be caught into the coils, once in it's
mighty grasp we may not through life
be able to extricate ourselves. Credits
greatest allufement is that Fay day is q
great ways off; that much may be made
beforei it arrives, and we are enticed to
buy many useless, unnecessary things.
Yes; we. under this fairy delusion, often
buy extravagantly; but, alas It seems
that times wheels becone unclogged,
and we are hurled into the presence Of
pay. day unprepared to meet it. All the
golden grains that We we're led to believe
lay along our path had exploded and we
failed to get them; not only had we fail,
ed to make money as we expected, but
we had met with many unexpected losses.
Laboring under all these disapp2intments
and pay. day upon us, We are seized with
despair; we often hide behind bankrupt
and homestead laws; rush into drunken
ness, crime and suicide.
Credit, again, if properly and judici.
ously managed, often lends helping
hand, not only supplying us with food
and 1aiment, but helping us on to pros.
perity and happiness.
In order TO gain the helping hand of
credit we must accept ofits favor only in
cases of absolute necessity, or to obtain
property that will stand good for the
debt at all times. Itis very risky to
seek credits help to obtain property that
may depreciate in value. But credit
often helps poor man to obtain good
work horse or q good farm implement he
otherwise could not obtain, and thereby
enables him to makes q good crop, and
thus begreatly benefited, although the
horse or implement may have deprecis.
Ted in value.
Credit often helps US to obtain good
horse, and We foolishly make it an object
to speculate on, and become from "bad
to worse, until-we come to the bride,
and thus by our diverting from the
proper use ofthe help, it proved a mis-.
fortune. a person lis often compelled
by force of circumstances to accept of
credit. that from i'll health, drought,
foods or some other misfortune, he has
no power Of controlling he fails to ac-
complish his designs, and thus becomes
q servant Of debt the remainder Of bis
life.
Sometimes credit enables 8 person to
obtain farm that he otherwise could
not have obtained. Whenever it offers a
poor man a good farm he should by all
means accept 1t in prefence toa cheap,
poor one. There are much less risks to
run from; bad crops and many other i'll
conveniences. But credit seldom offers q
poor man a good farm, while it does fire..
quently offer poor one, and we think it
would be q point of wisdom to accept it
rather than rent.
We know men who refused to buy. q
farm on credit, but rented it, paying in
one hundred dollars year, who have
now paid on one farm seven hundred
dollars rent. This sum would buy q
very nice little farm, and they are but
little more able to- buy farm now than
they we're at first.
We know for 9 poor man to buy poor
farm on credit he must nse economy and
skillful management to make a living
and meet its payments too, for the land
is not the only thing that is poor. The
fences and all the buildings are in a bad
condition. The man who buys poor
farm must have new fences and buildings,
for he cannot expect to- even make q
living where stock breaks into his grain
fields and eat up his crop, let alone pay-
ing for the farm. Therefore he mast
expect to perform great deal of hard
labor.
To any reader who may have obtained
poor farm we will say, that to bring
up the fertility of poor land, there is no
cheaper or better way than toraise rye,
buckwhest and clover. They are the
natural crops for poor farm. There is
nc other cereal or vegetable growth better
adapted to all soils aud climates than
rye and buckwheat. Sow rye in Septem-
;ber, turn under the next spring when
about three feet high, and then sow to
buckwheat; this turn under while in
bloom and SOW to wheat; then the next
spring Bow to clover.
The dscomposing rye will feed the
buckwbeat; the buckwheat will feed the
wheat and clover. The Aecond year Of
the clover NOW it when half the heade
are brown and feed it to stock. Be care
full to save the manure, which will be
rich in nitrogen. The roots of the clover
turned under give more to the soil than
the top taken from it. This sown to
wheat will produce good crop of wheat,
the bran fed to stock, which will return
much TO the soil. In this way Of manag-
ing you are enabled to feed stock at q
little cost, and return more to the soil
than you take from it.
Now small lot of the best ground
should be planted to small fruits and
vegetables to make a support until the
farm improved enough to make fair
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