Wichita eagle. [volume] (Wichita, Kan.) 1886-1890, 1889-01-16
KANSAS COLLECTION LAWS.

KANSAS COLLECTION LAWS.
! To the Editor of the Eagle.
SPIvEY, Kan, Jan. 11.-In today's is
sue OF your great and good" daily see
an article by Mr.. W. E. Hutchinson that
in great many things "hIts the spot. :"
1t is great improvement on his article
of few days ago. But he still loses
sight-it seems to me-of the main ques-
ton, and that is public policy, ''The
good of the state before all else
He thinks stay law may be passed
but says an "equity of redemption flaw
is injurious and serves no good purpose. >
Now there is no doubt stay law
should be passed whenever, taking all
things into consideration, the good
of the people of the state demands
it. But the necessity should be clear and
unmistakable, as no doubt such a
law would disagreeably affect Kansas
securities.
But as to redemption law for real
estate, if it is no good why do you find
them on the statute book SO far back
that the memory of man runneth not
to the contrary"
Why is such q law on the statute
books of all the states except Kansas? Is
all the wisdom of the whole country
conferred in Kansas?
Is Kansas the only state that does not
have failures in crops or sickness in fam.
lilies:
Is Kansas the only state in which the
people have sufficient faith in themselves
and their state to take risks that may
mean ruin under the laws as they are in
the event of unforeseen accidents, sick
ness. failure of crops, or general hard
times, pure and simple!
The only state in which the people
get the speculative fever and need pro-
lection against themselves?
A just and permanent redemption law
if OF all things necessary, and the sooner
it is passed the better. Mr.. Hutchinson
doubts its constitutionality This is
folly, as there have been opportunities
for many years to bring them before the
courts of the different states.
Now to prove his position he states a
case thus: A buys farm of B. for one
year at per cent. for $4,000. Thus call
ing a mortgage sale. Now in Illinois
IliC ivan NOAlPctI1ACot W I'LL tIlC hdhh Vi
the redemption law, invented deeds of
trust, which were worded SO that it was
positive sale if a certain sum of money
was not paid at certain time, with in
tereSt at certain times, etc., etc., but the
courts stepped n and declared the deed
of trust, no sale, and conveyed no more
rights than simple mortgage, and this,
from motives Of public policy-that
sale was not intended and that the trust
end must be forclosed and the mortgage
had the right to secure after foreclosure
The time may come when Kansas will
need a stay law, if needed now it can't
be passed too quick. But it needs per-
manent redemption law, as above all
else it needs farmers to go to work and
produce wealth-it needs farmers who
own the land-who will put their sur
plus money into improvements, who
will put out trees, build houses, barns.
granaries, etc.; who will raise families
on them; proud of the home, of the coun-
try, and the state-farmers to raise cat
tie, horses, hogs, corn, wheat, oats,
broom corn, sugar, fruit and vegetables;
farmers who will take an interest in the
election of officials who will work for the
general good and not for cliques and
rings to make money, though they ruin
the state And who will hold their
officials to strick account of their
stewardships.
To get this class of farmers legislation
must be for. and not against them.
There is nothing to hinder this legisla-
ture from taking hold Of the case, and
turning the tide that is setting so
in all directions from the farm.
Lower the rate of interest conservatively
and justly, to all parties; pass laws to en-
courage owners-not renters; in fact get
back to first principles and new era
will set in, especially with the impetous
from sorghum sugar, that will not stop
until Kansas with her Italian skies"
central location, good soil,
water, and the livest people
on earth, will come to the front in grand
shape. Her people are over the boom
period" have taken sufficient aconite to
reduce the speculative fever" Are in
shape, with little encouragement. to
work economically, and day by day, in
stead of trying to get rich at one fell
swoop.
Hoping that although my lights may
be dim, you will find room for this, as
assure you it is written in what l regard
the best interests of Kansas. Yours,
SURE ENOUGH kANSAN.