The morning news. [volume] (Savannah, Ga.) 1887-1900, 1889-10-11
A RICH CLUB MANS VAIL
PROSECUTIONS = BACHELOR OF
WEALTH Is sUsJzCT 70.


Frorl tie T-1slfaSf0n st1T-
know ths.I an rszz-isi a. 81 objsct
Of envy By most nlsa. -sigoed rich youaE
Godoiphin from the depth Of fauteul a.
the Platypas club the other uizat, as De
beIpsd himself 70 another glass Of vim
from tie dscauter al his eIboE, ''bu. l tell
ycu what i, il, old boy-aavs some rsors Of
TIE grape Juice, its rarnlsss-;lis business
Of having money isa't in syery respect
azreeab.e I won't say that | cespise cash
without IL ! would have T. sara ny living.
and thas would be q dsucs Of q bore.
Imagine being tel 10 an ofics desk al day
lozz. or, perhaps, skirmisaing around the
town sf er bread aud butter, Ike that poor
devil Of newspaper person who came 70
ms for en- item asOut the club few mo
meats agoi Why, the very notion IS horn
bic. But il would be 50 much more salts
factory II the fact that one had means was
net ma tr Of public nOtorletT- For that
il Just where the Inconvenience Of the
thing c me- IN. You, my dear fellow, who
make 10 secret If having barely enou n %
be comfortable upo.4 as a bache.Or-though
I know well e1o1zh you mean 70 marry
money SINE day-are incredulous Of course.
Wanting e1perisnce n that way yo1 have
no idea II the ana yancss am com oelle1
to suffer from on account q my avert ssd
possess ons-a sound MA1eira thIs-naye
you, no1P
81 pity you, old man, from the bottom Of
NV heart sald the individual addrasssd,
twisting his long blonde mustache, none
the less because your wees are 70 me mys-
terious."
TIE AsSoYAScEs.
"Imow you're chatting; but the annoy
ances speak Of are real enough. First in
Importance among them are the me1 who
borrow. Even you are aware, 70 come ex-
tent Of their numbers"
They are giOn.n
Indeed, that is putting il mildly. They
come 70 one and they say: Dear boy, |
want a century until Friday That 10 the
typical of-hand borrower. What are you
going 70 say in replyl You have dined
with the man, and be has lunched with you.
You meet him constantly and at houses you
both frequent. He Is a comrade; 1t is out Of
the question 10 offend him. He knows that
IL il simply a matter Of willingness on your
part You have been advertised as man
of wealth. arm simply assuming case
and you cannot respond with, Really, old
fellow, would if / could; but remittances,
you know. There is nothing for you TO d.
but b hand over the cash; for you are at
the mercy Of your own reputation as
capitalist This is one kind OF borrower"
81 have met such such"
''Then thsre is the other kind-more com
mon and even more disagreeable-ths fel.
low who seeks you privately and says:
Jim, I'm In distress for small amount I
money. Won't you let me have Sl00-I
know it's Of no consequence TO you-until
the first of next month? Whereupon be
goes into an elaborate and most exaspera
ing description Of the nature OF his diff
Gully, With details in which you have NOT
tie slightest Interest; and, if you give him
the money, he is 80 profuse with his pro'es-
taii0ns OF thanks rs 10 excite your disgust.
Have another Gig RI
but, after all, suggested the man with
the blonde mus,ache, accepting the weed
and str king a mat b, with your income
YOU can afford 10 lend few thousand a
year, even If you never get them back"
FRIENDS AND DoLLARA
ut isn't the money at all that care
about" replied Godo phin, "but don't like
20 loss my friends, and there Is NJ surer way
70 accomplish that purpose than 10 lend
then dsllars. That philosophy is thousanda
of Yeas old, and the reasons back OF IL /
take to be clear enough. 1t hurts mans
pride 70 apply - another for a loan. The
borrower must humble himself, in a sense,
before the lender; and 1t not only hur 5 the
borrowers slf-esteem-every persons's
most sensitive pOint-at the time OF bor-
rowing. but rankles in his mind after ward.
Even IL the bori over returns the money
subsequently, he can never meet the lie der,
though Ii be years after, without recalling
the humiliation and imagining that the
1snder recalls it also. There is a shadow
between the two from that time on"
That's all true enough; though my OBJ
servaIion is that money borrowed from
friends 10 rarely RETURNED
"Your ob6er alton clio ely agrees with
nv own but, rs l was going TO say, the
ordinary case Is much worse. The money
is not repa d, and the man who has Dor
rowed it OF you is ashamed 70 meet you.
Before the accursed question Of cash came
bet cen you he was your friend, but now
he avoids you in order that the debt shall
not bring itself TO mind. He knows that
you know he has not acted honorably, and
he hates you for it. You are lucky if in
him you have only lost friend and not
made an enemy
MONEY PAID BACK.
"Your wisdom is as that Of Solomon.
And you venture guess as to the percent
age OF money loaned among friends that il
actually paid backp
"Well, in making such an estimate
should first divide all persons who borrow
in that way into three classes-those who
pay, those who have no intention of paying
and those who mean to pay, but do not
OF such borrowers the first OF these classe
second class may number 30 per cent. Or
the third class the remaining 80 per cent
On the whole, / should say that the average
chance Of recovering money 80 lent wa
mot over one out Of four. which would e
20 show that the business Il lending :,
friends Is as Improbable financially as it il
otherwise"
"Aud you yourself have boon an extensive
sufferer
a SYSTEM or PROTECTION.
"Once upon a time / was. but now It
different. | have ad pied system for M
own protect ion which, though expensive, il
less 70 than the ordinary plan Of lending Il
the impecunious A borrower comes 10 M
the demand is always compare ivel,
small-and says: 'Godolphin, old man, le
me have half century until Mond ~ It
funny how borrowers always mention tn
date Oh which they say they will re Jay Tia
loan. Aud reply with my regular form
MIA: With pleasure; here is toe money
There are only two conditions attscled 4
the rausaction-hrst, that you Will neve
Tell any one about IL, and, second, that tl
$3.50 Is never TO DO paid back"
by Jovel That is an eccentric scheme.
"But It works. In very many cases tn
borrower declines the loan on such terms
his refusal does him honor and there is sim
ply laugh over the matter when | brief
explain to him tie circumstances whic