Omaha daily bee., 1889-05-19

should make up their deposits before
they leave their office, and thus save all
this confusion. Then the tables and
counters would be free for the use of
transients. They We're intended for
such use,and not for regular depositors
to occupy by the half hour doing
what they ought to have done IN their
Offices before they come to the bank.
Then there are so many annoying ways
1f making deposit. Some shove in
the silver, bills, checks and all in
heap. leaving the teller to sort it out as
best he can. Why. there are some who
bring in nickles, dimes, silver dollars
and all in great pile. OF course they
ought to have the nicllle, or dimes,
rolled into packages marked with the
amount and the name of the depositor.
Then there is no need of delay on the
part OF the teller. He can afterwards
correct any errors there may be in any
OF these packages. Sometimes deposit
tors just pass in their money and checks
and have the teller make out the ticket
and do the work they ought to have
done themselves, and if he objects they
get hot right off,"
The manner of drawing checks seems
to bother the Bluffs bankers good deal
also. There is probably no city of its
size where so many peculiaritles of
methods arc shown. 1t Is nothing un-
common to see checks given for amounts
even less than a dollar. Often these
checks are so carelessly drawn that any
crook could easily raise the amount. and
several instances haye occurred here
where such crookedness has been in
dulgedfn. Some even use lead PEN
Gil in drawing checks, and often the
endorsement is made with lead pencil.
"One of the peculiar bits of careless
ness among the business men of the
Bluffs, remarked one of the more care
full ones, ''is the way in which checks
pass from one to another without being
endorsed by the one who handles it.
One case recently came to light which
indicates clearly the result of such
carelessness. In one of the largest
offices in the Bluffs several checks had
been properly made out and signed.
Instead of being duly delivered to the
parties to whose order they were made
they fell into the hands of dishonest
fellow, who forged the names on the
back of the checks ,and got them cashed
at stores where he made purchases.
Two of these checks passed through
several hands, without being any
further endorsed, ana in time were de-
posted, and at last reached the mana
ger who had drawn the checks. He
ulScoVereu tne IOrPefleS OF Jne cnuOrSe-
ment, and then a hunt began. 1t was
very difficult to trace back the course
of these two checks. OF course the per-
sons who deposited them in the bank
were found, for their endorsement was
required by the bank, but they could
not remember from whom they received
these checks, and there was no endorse
ment to indicate. They had to pay the
checks, and learned lesson. No one
should receive check without having
the person who presents 1t endorse it.,
no matter how many other endorse
ments there may be on the check"
One OF the tellers in speaking of en-
dorsements, remarked: 81 never saw a
city VIII ere there was such a diversi Iy
of endorsements on checks. Some en-
dorse across one end, others the other
end OF the check. Some endorse in the
middle, and some lengthwise. They
endorse in all sorts OF ways, and often
when there are several endorsements is
it takes several minutes TO puzzle them
out. They make queer combination.
II seems as If some folks even tried to
see how they could endorse check so
as TO make IL as awkward as posi- BILE for
the tellers. OF course, the proper way
to endorse a check is so that when il is
turned over the endorsement appears at
the end nearest the left hand. Then
the next endort ame mt should follow this