Perrysburg journal. (Perrysburg, Wood Co., O. [Ohio]) 186?-1965, 1888-02-24

are not good risks and even property
adjacent to them must pay higher than av-
erage rates before insurance upon it can
estimate think that about 10 per cent. of
fires is due to intoxication, and not few
are OF the opinion that this decision Of the
court, making "a it does property invested
in the liquor business dependent on public
will, will tend to render insurance on such
property 'extra hazardous even in States
where Prohibition has not been adopted
Charles Christensen, Sec. american Central
ms, ST. Louis, Ao.-"We do not insure
breweries and disliIleries in Prohibition
States. That many fire losses are due TO
the use of ntoxicants is evident 10 all un-
derwriters. Here in The West we do not
Insure saloons at all il in frame buildinga.
Most certainly the Supreme Court decision
will render insurance on such properly ex-
tra-hazardous, even IN States where Prohi-
bition has not been adopted, the value Of
such properly being dependent on public
will"
w, s SteUsns, Asst. Sec. agricultural ms
Co, Wdterown, ~ Y.-"Many Incehdiary
fires are doubtless caused by drunken stroll
Iers, and many more Ivy thriftlessness en-
gendered blythe alcoholic habit. Brewer
les and disileries, whether IN or out or
Prohibition States, cannot be an exception
to rules relating to usual risks. Buildings
adjacent to saloons are more hazardous than
ordinary dwelling risks"
N. Foote, P'est. Jersey City, N j., ms. Co.
-"Where business is prohibited by the
law of a Stale and carried on with the know
edge of the parties that they are at all
violation OF that law, we would not con-
slider such risks desirable. There can be no
question hut danger OF fire is increased by
intox ication :"
j. II. B,yrn, SswitMcy Mutual Fire las.
Co, Rud's Dale, Pt.-"We insure no dis
Iilleries or buildings connected with thom
nor do we nsure saloons, beer gardens or
buildings adj scent 10 them. Judging from
the latest decision IF the Supreme Court,
should Judge insurance on snch property
would be exlrt-haz ,rd jms and unsaf -
Hoses 4. Cory. See. National Fire and Mar
inc Ins. Co, Elizabeth, NJ j." Brewerles
and dI,tillefiea are exlra-haz irdons, indie
pendent OF prohibitory laws. We do not
insure distiIleres, and require from % to
50 per cent higher rates on property next
door TO saloons, beer-garlems, etc. Many
fires are due TO intnxicaiinn."
j. H. Laj1t, See. Farmers Fire L,s. Co ,
Upper and Lomer Yowaships, Behtetem, Pa
AS the SIpreme Court decision renders
the vaiue Of breweries and dStilleries de q
pendent on public will, tins iact makes in
-ur,nce ON such property exrahoz 'rdous
even in States where Prohibition has not
vet heen adopted"
T. Il. Bonnie, See East Ierts Fire Ls Co
Tyler, Tsr,-"We require higher rates On
buildings adj 'cenl 10 s,loons, beer gardens
ete.-5O cents per 2 900 on frame saloonS
and % cents ou brick saloons. 1t would
seem that any business under the ban OF the
law could not be safely insured"
4. u. Stares, lircaatie FIe Ms, Co
GemiaRd, Owe require higher rates on
bindings next door To saloons. bcer-gard-
ems, etc. M estimate cm he formed of
the proportion Of fires dne TO mtoxiGaliou,
/ lncendi,rism IL II crime and nime-lemths oi
or crimes are due to lnl"xiGalion."
VA. Z. Goodrin, .lierciants Fire las Co.,
P.ocidsnee, Il. 1t is not onr practice To
insure disIiIleries anywhere. Breweriss ii
properly buili are f,ir risk, but on account
OF prohibitory Lass they beo"me Useless;
tIey become class Of risks universally d.
cImed by conservative companies
10, II. P,d'er, See. Propies IN c., Msm
pals, Tenn 1--WE should, since the decision
Of the Snpieme Count, class hieweries and
disiilcries as extm-hazaldous, even il,
States where ProLibition has not bcer
adopted. We geuemlIy require higher
rat on property ad lccnt 10 them"
n. T. I,ss Keaioh Fire HH Co., Gazing
ton, Ky - Ihp decision Of the United S;sic'
supreme 0'"'' "''' "''"s '''' ,T" v" ,'', ',"''
~ ~ 'l''''s' ""s'" =" - Wv ~, ~ ''''''o' ~
7''''-' '' eN'''-''"N '''''''' wy Nv" 'i'''''
"s"'' raw" " ''''"' ''-' VI '"''''''' "'"
10 T,'"1"S -. ~
H. ~" "'"e' i'""''" u"' -H'''''''I sue
20 i-'Ds'' -N'Ss ""''s "'sS "'e u'' y
"'''"s'''.''. W. v" "o' '''"'' '''"''''