The news and herald. (Winnsboro, S.C.) 1877-1900, 1888-04-21

rows. What Is needed is some man OF
gigantic limb to take his place at the
curb-stone in front Of Trinity Church
and when that word borrow comes
/ bounding along, kick it clear through
TO Wall Street ferry-boat, and If, strik-
ing on that, it bounds clear over till it
strikes Brooklyn Heights or Brooklyn
hiu, It will be well for the City of
/ Churches 8.
Why, when you are going to do
wrong, pronounce so long word as
borrow, q word Of six letters, when YOU
can get q shorter word more descrlp-
tive OF the reality, a word Of only five
letters, the word steal? FFsai af
Ihere are times when we all borrow,
and borrow legitimately, and borrow
with the divine blessing, for Christ, in
Ills Sermon on the Mount, enjoins
from him that would borrow of thee,
turn not thou away A young man
rightly borrows money to get Ills educa-
tlon. Purchasing a house and not able
10 pay all down in cash, the purchaser
rightly borrows it on mortgage. Crises
come III business when 1t would be
wrong TOR q man not to borrow. But
l roll this warming through all these
alsles, over the backs Of Ill these pews,
NEVER BoRROw TO SPECULATE;
not dollar, not u cent, not farthingl
Young men, young mon, I warn YOU
ny your worldly prospects and the value
OF your Immortal souls, do not do til
There are breakers distinguished for
their shipwrecks-the Hanways, the
Needles, the Caskets, the Douvers, the
Anderlos, the Skerries-and many a
craft has gone to pieces on those rocks;
put have to tell you that all the Han
ways and the Needles, and the Caskets,
ana the Skerries, are as nothing COM
pared with the long line of breakers
which bound the ocean Of commercial
life north, south, east and west, with
the white foam Of their despair and the
dirge Of their damnation; The breakers
Of borrowl
If 1 had only worldly weapon to
use on this subject I would give you
the tact fresh from the highest author
lty, That ninety per cent. of those who
go into speculation in Wall Street lose
all; put have a better warning than
worldly warning. From the place
and soul-stand Off, stand off Alb
stract pulpit discussion must step aside
On thisquestion. Faith and repentance
are absolutely necessary, but faith and
repentance are no more doctrines of the
Bible than
COMMERCIAL INTEGRITY.
Render to all their dues. Owe no man
anything. And while mean to preach
faith and repentance, more and more
to preach them, 1 do not mean to spend
any time In chasing the Hittites and
,Jebusites and Girgashltes of Bible
times, when there axe so many evils
right around us destroying men and
women for Time and eternity. The
greatest eyangellstic preacher the world
ever saw, man who died for his evan
gelism-the peerless Paul-wrote to the
Romans, s'Provide things honest In the
sight OF all men;n wrote, to the Corin-
thians, "Do that which is honest;n
wrote to the Philippians, whatsoever
things are honest;" wrote TO the He
breWs, "Willing in all things to live
honestly" The Bible says. that faith
without works is dead; which being
literally translated, means that if your
business life does not correspond with
your profession, your religion is hum
bug.
Here Is something that needs to be
sounded into the ears Of all the Young
men Of America, and itGated and re-
lterated, If this country Is ever to be
delivered from its calamities and COM
mercial prosperity is to be established
and Ipetuated.
LIVE WITHIN YOUR MEANS.
[ have the highest commercial au-
thority for saying, that when tho men,
orable trouble broke out in Wall Street
four years ago, there were 1925 ZOO, 900
in suspense, which had already been
spent. Spend no more than you make.
And let us adjust all our business and
our homes by the principles Of the
Christian religion. Our religion ought
10 mean just as much on Saturday and
Monday as on the day between, and
not be mere periphrasis Of sanctity,
Our religion ought to first clean our
hearts, and then it ought to clean our
lives. Religion is not, as some seem to
think, sort Of church delectation, a
Kind OF confectionery, a sort Of spirit
ual caramel OF holy gumdrop, or sancti-
fled peppermint, or theological anfes-
thetic. 1t is an omnipotent principle,
all-controlling. all-conquering. You
may get along with something less than
that, and you may deceive yourself with
it; but you cannot deceive God, and you
cannot deceive the world.
The keen business man will put on
his spectacles, and he will look clear
through to the back of your head, and
see whether your religion is a fiction or
u fact. And you cannot hide your
samples of sugar or rice or tea or coffee
If they are false; you cannot hide them
under the cloth Of a cummunion-table.
All your prayers 60 for nothing so long
as YOU misrepresent your banking in
stltution, and in the amount of re-
sources you put down moro specie and
more fractional currency and more
clearinghouse certificates and more
legal-tender notes and more loans and
moro discounts than there really are,
and when you give an account Of your
Liabilities you do not mention all the