Waterbury evening Democrat., 1888-01-14
SAVING THE DIMES.
EXPERIENCES OF
 THOSE WHO HAVE TRIED IT.

A New Craze Which Is Possibly the Be
 ginning of a Financial Revolution-Ths
 Plan in DetaiI-A Very Fascinating
 Habit.
 Two young gentlemen stepped into cigar store the other day, and one of them bought and paid for two cigars. The cigars cost ten cents each, and the man who sold them handed back, in change for the silver dollar that had been rendered to him, eighty cents in ten cent pieces. Thereupon one of the young men laughed vociferously, and the other, who had bought the cigars, pocketed the eight dimes, with an expression approach ing chagrin, and said: "Just my luck, by George However" said he. after lighting his cigar, Eff there is any more spending to be done, old fellow, you've got 10 do it, for Pm broke"
 When the young man left the store the cigar man turned to reporter who had witnessed the transaction and said:
 "Do you know what that means?"
 .aNo:', .i..
 "Well, the young man has simply caught the dime saving craze"
 "And what is the dime saving craze?"
 sIt is something that may not be exactly new, but is new for all that know to the contrary. The scheme is never to spend dime. It was probably devised for the bene- fit of thriftless people, who are not able to save their money in the regular way, and for plan of saving it is one of the best ever heard of. Hundreds of young fellows have caught it, and limit their wants accordingly. My business suffers from the practice to some extent, but not a great deal. In fact, am something of dime saver myself, and get new customers by explaining the plan to them and getting them to adopt it. They come in to see me about it nearly every day, and tell me how we'll they are doing"
 Suppose you give me the plan more in de- tail"
 "Well, you make up your mind to keep every dime that comes into your possession. You are never to part with ten cent piece under any circumstances. Whenever you re- ceive dime in change put it away, and when you get home place it in a box or re- ceptacle for safe keeping. The more dimes you get in change the greater your savings will be. You are to make any sacrifice rather than to part with one dime. If you have nothing but dimes in your pocket when you want cigar, go without the cigar. If you want lunch and have nothing but dimes, go without lunch. If you have only a dime in your pocket and want to ride home on a horse car, brace up and walk. Save your dimesn
 "Well, what will be the result of itg"
 ''It will surprise you. If you are free spender your savings will assume large pro portions. You will be surprised when you adopt the plan to see the number of dimes in circulation.
 Now, when you come to think of it, a dime is no small sum. If you save all the dimes you get in change you save nearly one-half of your small expenditures. If you are not free with your money your savings will of course not amount to great deal; still they will come to an interesting sum Al time. The plan seems to be, as I said, devised for the purpose of making people who spend money freely save a part of their pocket money. It is good thing, too, in the way of teaching a man frugality and thrift. I believe that any one who learns to save in small things will not be long in learning to save in large things. Try the thing awhile and see what comes of it!'
 Inquiries among personal friends served to show the reporter that the dime saving plan had become to many of them a fascinating habit
 "I took up the scheme last spring. said young married man, ''at the solicitation of my wife. We had been figuring up my ex- penses-that is, my personal expenses-and she declared me frightfully extravagant. insisted that the expenses could not we'll be curtailed. She advised the practice of a little self denial in the matter of cigars, Shines and all other little expenses that eat up dollar so quickly. I said it would be impossible for me to forego these little luxu- ries, as they had so grown upon me; and she, while asseverating she did not want me to revolutionize things, maintained that a 1iff1a nio1 of of them, in fact, would improve me finan- cially and physically.
 "It was about that time that heard of the dime scheme, and became an advocate and devotee of it at once. Well, you wouldn't believe how I profted by it. It became a matter of the greatest interest to me, in the first place, to secure change that had no dimes in it. In the second place it became interesting and amusing to deny myself cer- tain things otherwise would buy without any thought of saving. Everything de- nied myself became really source of pleas ure to me- and I would not only enjoy the saving of the money that would otherwise have been spent, but I enjoyed telling my wife about it. Furthermore, felt the keen est interest in the pile of dimes that was con- stantly growing. I felt free to spend in some things, because knew that would get my return in dimes. The desire to add to my pile, however, kept me from buying many and many a thing should have been as eager before to secure.
 s'I know you will refuse to believe me now, when I tell you that I have saved in six months nearly S100. It's solemn fact, though. My salary is S2,50O year, and has been for two years past, and am really ashamed to say that never until adopted this dime saving method have I saved any money. My wife and I are delighted with it, and I think see my way to saving S1 900 next year. have determined to buy house and lot with dimes, and to become a whole some example to my boy, if should live un- til he becomes young man, and am confi- dent that I shall never cease adjuring him to | save his dimes"
 'Now," said the gentleman's wife, "you need not think that he is the only member of the firm that does any dime saving. If you knew what a walker I had become through my unwillingness to part with O dime, you would open your eyes in wonder. Often and often have walked home because of having no other money than dimes. I have saved nearly all my church money I never buy @ fashion paper, and as for candy get it by the box or not at all. I have l saved at the market, in shops and at the stores. never spend dime, and have gone without many, many things, and have taken a ,,ocif;yo r,laaSrIra in fhe Sacrifica n