The Bolivar bulletin. [volume] (Bolivar, Hardeman County, Tenn.) 1865-1888, 1888-03-23
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iHS lustlVuIlonS which IS the great COM
venlence Of the centuries, aud indispensa-
PIE TO commerce and the advance of ma
tions. With one hand it blesses che
lender and with the other it blesses the
borrower. The bank was born Of the
WorIo's necessities, and is venerable with
5he marks of the thousands Of years. Two
hundred years before Christ the Bank of
Hum existed and paid its depositors ten
per cent. The Bank of Venice was estab-
hshed in It'll, and was Of such high credit
that its bills were at premium above
coins, which were frequently clipped.
Bank of Genoa, founded in 1876; Bank of
Barcelona, 1401; Bank of Amsterdam,
1883; Bank of Hamburg, founded 1919, its
circulation based on great silver bars kept
in the vaults; Bank of Englan d, started
by William Patterson in 1912
up to this day managing the
stupendous debt of England; Bank
Of Scotland, founded in 1895: Bank
of Ireland, 1873; Bank of North America,
planned by Robert Morris, 1771, without
whose financial help all the bravery of
our grandfathers would not have achieved
American Independence. But now we
have banks in all our cities and towns,
thousands and thousands. On their
shoulders are the interests of private in.
dfviduals and great corporations. In
them are the great arteries through which
run the currents of the Nations life. They
have been the resources of the thousands
of financiers in days of business exigency.
They stand for accommodates for
facility, for individual, State and Ma
tional relief At their head and in their
management there is as much interest
and moral worth as in any class or men
perhaps more. How nefarious, then, the
behavior Of those. who bring disrepute
upon this venerable, benignant and God
honored institution.
We also deplore abuse of trust funds,
because they fly in the face of that divine
goodness which seems determined to bless
this land. We are having the eighth year
of unexampled National harvest. The
wheat gamblers get hold of the wheat,
and the corn gamblers get hold of the
corn. The full tide of Gods mercy toward
this land is put back by those great dikes
of dishonest resistance. When God pro.
vides enough food and clothing to feed
and apparel this whole Nation like princes,
the scrabble of dishonest men to get more
than their share, and get it at all hazards,
keeps every thing shaking with uncer-
tainty and every body asking, what
nextP Every week makes new rev.
elations. How many more bank
presidents and bank cash iers have
been specuI attn g with other peoples
money, and how many bank directors are
in imbecile silence letting the perfidy go
on, the great and patient God only knows
My opinion is that we have got near the
bottom. The wind has been pricked from
the great bubble of American speculation.
The men who thought that the Judgment
day was at least five thousand years of,
found It in 1888, 1887, 1886; and this Nation
has been taught that men must keep
their hands out of other peoples pockets.
Great businesses built on borrowed capital
have been obliterated and men who had
nothing have lost all they had. believe
we are started on a higher career of pros
perity than this land has ever seen, IL,
and If. and if.
If the first men, and especially Christian
men, will learn never to speculate upon
borrowed capital. If you have a mind to
take your own money and turn it all into
kites, to fly them over every commons in
the United States, you do society nc
wrong, except when you tumble your
helpless children into the poor house for
the public to take care of. But you have
no right to take the money of others and
turn it into kites. There is one word that
has deluded more people into bankruptcy
and State prison and perdition than any
other word in commercial life, and that is
the word borrow; that one word is re-
sponsibe for all the defa lcations, and
en- DeZZl lem0nUSs ana nnauClai cO0Stern a.
tions of the last twenty years. When
executors conclude to speculate with the
funds of an estate committed TO their
charge, they do not puroin, they say
they only borrow; when banker makes
an overdraft upon his institution, he
does not commit theft, he only borrows.
When the officer of a company,
by flaming advertisements in some
religious papers, and gilt cer-
tificate of stock, gets a mul ltitude
of country people to put their small earn
ings into an enterprise for carrying on
some undeveloped nothing, he does not
fraudulently take their money, he only
borrows. When a young man with easy
access to his employers money drawer,
| OF the confidential clerk by cl ose propin-
| duity to the account books, takes a few
! dollars for a Wall street excursion, he ex.
poets to put it back; he will put it all
! back; he will put it all back very soon.
| He only borrows. What is needed Is
| some man Of gigantic limb to take his
/ pl ace at the curbstone in front of Trinity
! Church, and when that word borrow
| comes bounding along, kick it clean
| through to Wall Street ferry boat and IT,
str king on that, it bounds clear over TIL
it strikes Brooklyn heights or Brooklyn
hill, it will be we'll for the City oi
! Churches.
Why, when you are going TO do wrong
| pronounce so long a word as borrow, 6
word of six letters, when you can get 6
shorter word more descriptive of th'
reality, word of only five letters, the
| word steal2
There are times when we all borrow
and borrow legitimately, and borrow will
the divine blessing, for Christ in his ser.
! mon on the mount enioins 'frOm hin
that would borrow of thee turn not thol
away" A young man rightly borrowl
money to get his education. Purchasing
a house and not able to pay ali down in
cash, the purchaser rightly borrows IL OF
mortgage. Crises come in business wheT
it would be wrong for a man not to Dor
row. But I roll this warning through al
4 these aisles, over the backs of all these
| pews, never borrow TO speculate
not dollar, not cent, not a farthing'
II I had only a worldly weapon TO us
on this subj ect, I would give you the fact
fresh from tho highest authority, tina
ninety per cent. Of those who go int
speculation in Wall street lose all; but
have a better warning than a world,
warning. From the place where men hav'
perished-body, mind and soui-stand of
stand off, Abstract pulpit discussion
must step aside on this question. Bait
and repentance are absolutely necessary
but faith and repentance are no NOR
doctrines of the Bible than commercial
integrity. Render 70 all their dues. Ow
no man any thing. And while / mean .
preach faith and repentance, more ant
more to preach them, 1 do not mean Z
spend any time in chasing the Hittites an
Jebusites and Girgashites Of Bible time
when there are so many evils right aroun'
us destroying men and women for tim
and for eternity. The greatest evGngel
istic preacher the world ever saw, a ma
who died for bis evangelism-pesrles
Paul-wrote 70 the Romans: "Prcvid
things honest In the sight Of al men;
wrote to the Corinthians; do that whic
) honest;" wrote TO the Philippians
Whatsoever things are honest;" wrote I
the Hebrews: willing in all thing 70 liy
honestly.'' The Bible says that fait
without works is dead, which, bein
/ literally translated. means that Il YOI