Fort Worth daily gazette. (Fort Worth, Tex.) 1882-1891, 1888-03-12
.lIty, a word o! only five letters, the word

There are times when we al borrow
and borrow legitimsteIy, and borrow with
the divine blessing, for Christ in his Ser
mon on the Mount Ell lins 'from him that
would borrow of thee turn hot thou
away" 4 young man rightly bcrroWe
money 70 get his education. Purchasing
s house and not able to psy all down in
cash, the purchaser rightly borrows 1t gu
mortgsqes. Crises come In business when
II would be wrong for q nan not TO oor-
row. But roll this warning through all
these aisles, over the backs OF all these
pews,
NEVER BORROW TO SPECULATE;
not dollar, not cent, not farIhiDg.
Young men, young men, warn you oy
your worldly prospects and the value OF
your immortal souls, do not do 1t. There
are breakers distinguished for their ship
Wrecks-Ghe Hsnways, the Needles, the
Ca. kets, the D0uvers, the Anderlos, the
Skerries-snd many craft has gone 10
pieces on those rocks; but have 10 tell
you that all the HanWsys, and the Nee
dies, and the CsEkets, and the Skerries
are as nothing compared with the long
line Of breakers which bound the ocean
Of commercial life north, south, east and
west with the white foam OF thsir despair
and the dirge of their dsmnation: The
breakers of borrow.
III had only s worldly weapon to use
on this subject would give You toe fact
fresh from the highest authority, that 80
per cent. of those who 90 into
speculation in Wall street lose sill;
bat l have better warning than
worldly warning From the place where
man have perished-body, mind and soul
stand OF, stand OIL Abstract pulpit
discussion must stand aside on ttiS ques-
ton. Faith and repentance aIe abso-
| lutely necessary, bat faith and repentance
are nc more doctrines Of the Bl0le than
commercial integrity. Render to al their
dues. Owe no m2n anything. And
while l mean to preach faith and re-
pentance, more and more TO preach them,
l do not mean to spend y time in chas-
ling the Hittites end Jebusi!es and Cir
gsshites OF Bible times, when there are
so many evils right around Us destroying
men and women for time and for eternity.
The greatest EVRugelistic preacher the
world ever saw, q man who died fer his
Vapgelism-Peerless Paul-Wr0'e to
the Romans, "PfoYiee things honest in
the sight of all men," wrote to the
Corinthians, "Do that which is honest;"
wrote to the Philippians, what
soever things are honest;" wrote
to the Hebrews, "WilliDg IN all things TO
live honestly" The Bible says that
faith without works is dead, which being
literally translated, means that II your
business life does not correspond with
your profession, your religion is a hum
! bug.
Here is somsthing that needs to be
sounded into tbs ezra of oil the young
men of Americs, and iterAted and reiter-
ated, il this country IS ever to be deliV.
cred from its calsmi les, and commercial
prosperity is to be established and per-
petusted,
LIVE WITHIN YOUR MEANS.
hsve the highest commercial author
ity for saying that when the
memorable trouble broke GU. in
Wall street four years ago
there were s225, 1000. 900 in suspense
which hSd already been spent. Spend no
more than you make. And let US aGiu t
all our business and our homes by the
pr, ciples of the Christian religion,
Oar religion ought to mean Just as
much On Saturday and Monday es on the
| day between, and not be 8 mere periph-
rasis of sshctity. Oar religion ought to
first clean our hearts, and then it ought
to clean our lives. Religion Is not, IS
some seem to think, sort OF church de-
location, kind of confectionery, q sort
OF spiritual caramel or holy gum drop, or
ssnctifled peppermint, or theological an
esthetic. 1t is an omnipotent principle,
all contrlling, ell conqueriug. You may
get along with something less than that,
and you may deceive yourself with IL;
but you cannot deceive God, and you can
not deceive the world. The keen bus
mess man will put on his spectscles, and
he will lock clear through to the back of
your head &nd see whether your religion
is fiction or facs. And you cannot
hide your samples Of sugar, or rice, or
tea or coffee il they sre false; you cannot
hide them unter the cloth of commun-
ion table. All your prayers go for moth
ing so long IS you misrepresent
your banking institution, ana in The
amount Of the resources you put down
more specie, and more fractional cur
rencY, and more clearinghouse certih-
Gates, and more legal tender notes, and
more loans, and more discounts than
there really are, and when you give an
account of your liabilities you do not
mention ali the unpaid dividends, and the
United States bank notes outstanding,
and the Individual deposits, snd the obli-
Cations to other banks and bankers. An
authority more scrutlniziDg than that of
any bank examiner will go through and
through and through Jour business.
l stand this morning before many who
have trust funds. It is compliment to
you that you have been so intrusted; but
1 charge you, in the presence OF GOD and
the world, be careful, be SO careful Of
| THE PROPERTY OF OTHERS
as you are careful CT your own. Above
all, keep your own private account st the
bank separate from your account as trus-
tee Of an estate, or trustee OF an irstitu-
ton. That is the point st which thou
sands Of people make shipwreck. They
get the property of others mixed up with
their own property, they put it into in
vestment, and away 1t al goes, and they
cannot return that which they borrowed.
Then comes the explosion, aud the money
market is shaken, and the press de-
nounces, and the church thunders expuI-
sion. You have no right to use the
property of others except for their sd-
vsntsge, nor without consent unless they
are minors. II with their consent you
invest their property as well IS you can,
and it is all lost, you are not to blame;
you did the best you could; but do not
come into the delusion which has