The News-Herald. [volume] (Hillsboro, Highland Co., Ohio) 1886-1973, 1888-04-12

manner in which the business has been
conducted. Parties desiring anything
in their line will find II TO their advan.
tage to correspond with this Arm, as they
can offer some extra inducements.
Messrs. Carroll & Downbam are very
energetic in the way of conducting
their establishment, and they are regard
ed a. among Hillsboro's most reliable
citizens and business men. They are
strictly honest and reliable in all their
dealings, and we can cheerfully and con-
scientiously recommend them to the
people OF this and the surrounding coun-
ties as gentlemen worthy of ther patron.
age, and we hope to see them prosper
in the future as they 60. richly deserve.
II. D. waddelps Insurance Agency.
Regarding the amount and importance
of insurance business transacted in our
city, there ore few citizens enlightened
on the subject. Should VIC ask, hund-
red, or nine.tenths Of our population, Of
the whole number we would find but
few imbued with the slightest tincture
Of an idea of the rapid advancement,
amount and progress made by and in
the insurance business. Any observer
having no other than general knowl-
edge of the insurance business and it's
benefits, would open his eyes in aston
ishment when the fact was made known
that the amount of insurance capital rep
resented in this city by H. d. Waddell's
Insurance Agency is more than the ma
tional banking capital of the States of
Ohio and Indiana, the amount being
about $7O.OO0,OOO. What can give any
better idea than these figures to show
the beneficial care of capital for the pro-
lection of property and those interests
most vital to our welfare?
Mr.. Waddell has been engaged in the
insurance business in Hillsboro nearly
four years, and has been eminently sue
cessful. During this time he has contin-
ued to add to hisl OF companies, taking
nothing but the very best, until now he
is agent for fifteen of the best companies
in existence, whose aggregate assests
reach the figures named above, while his
business stands to-day second to none
of its kind in this part of the State. This
gentleman began without any founda-
tion whatever, and has worked his busi-
ness up until at the present writing he
has over three thousand policies in force.
All of his companies are old, and have
been time-tried and proven to be sound
and responsible in every way. His
agency represents such well.known fire
insurance companies as the Amazon, OF
Cincinnati; Cooper, of Dayton; Cincin-
natl Underwriters Germania, of New
York; Concordia, of Milwaukee; the
Fireman's, Of Dayton; Columbia, of Day.
ton; Ohio, of Dayton; the Ohio Farm.
ers; Franklin, of Columbus; Ger.
man, of Freeport. and Milwaukee Me.
chanics. The Mutual Benefit, of New.
ark, N. j., one of the best and strongest
life insurance companies in the country,
and in accident insurance the Travellers,
of Hartford, and the United States Mu'
tual, of New York.
The Ohio Farmers Insurance Company
is the oldest and strongest farmers in
surance company in existence. It is 9
great favorite with the people, and hai
always been liberal and prompt in set
Ting all losses. 1t has paid over 81. .000,
600 to the farmers for losses, and hai
over 200 900 policies in force. One thou
sand eight hundred of that number art
held by the most prominent farmers o
Highland county. It offers the Lowest
rates which will guarantee 70 its policy
holders absolute protection. 1t is Al
insurance company OF the farmers ant
for the farmers, and should be patron
lied by them.
Mr.. Waddell's business is that of fire
life, accident and tornado insurance. Hi
is the only exclusive insurance agenc.
in the county. He is the only man wh'
'devotes his entire time and all his ener
,gies to the business of insurance, and a
a consequence his business is the larges
in this section. One reason of his grea
success is that his companies are all gilt
edge, and have a good, solid reputation
Yet the great secret of his success lies il
the fact OF his enthusiasm for the bust
mess. He is jealous worker, and neve
tires in his endeavor to advance tn
prosperity of his agency. Another poin
to his advantage is his manner OF writin
policies. 1t is fact we'll known tina
the greatest trouble which insured pal
ties have to contend with is imperfec
policies, which frequently leads to ez
pensive litigation. Mr.. Waddell ha
made close study Of this brahch Of tn
business, is as near perfect as it is POI
sible to be, and is justly entitled to b
called an insurance expert. He is be
ter qualified to write policy, and q
which pass through his hands are PEI
fect-have no defects in them, and h
has never had any trouble in settling
loss. Losses to those insured in h
agency are settled promptly and sati
factorily. Other companies than thos
represented by this gentleman are i
the hands Of parties who do not make
specially of insurance-it is secondal