The Ohio Democrat. (Logan, O. [Ohio]) 1886-1906, 1888-06-23
TO PREVENT pENuRy.
Substance OF Dill for tho Protection Of
German wsrlslng-Men

Substance of n Dill for tho Protection Of
German wsrklng-Nfen.
Germany already possesses compul-
sorry accident and sickness insurance
laws for the working classes, and now
the text has been published OF the long
expected measure for the insurance OF
work people of all classes against want
through old age or chronic incapacity.
This measure may be regarded as the
most revolutionary Of all modern social
measures. II applies to some 12,000,-
600 persons. The object is to provide
against incapacity through old age,
sickness and accidents which are not
covered by the existing law. The
classes Of work people to which the
measure is at present to apply are per-
sons who are employed rs work people,
assistants, journeymen, apprentices, or
servants for wages or salary; manag-
ing officials, commercial employees and
apprentices, with the assistants and
apprentices OF apothecaries whose av-
erage yearly earnings do not exceed
1000 marks; persons belonging to the
crews OF German sea-going vessels en-
ployed for wages or salary. The Bum
desrath can, however, extend the in
surance to Independent tradesmen in
the house industry. Excepted are of
ficials of the Empire and of the Federal
States, as well as officials of communal
bodies enlisted to pension or in receipt
of the same to the extent of 120 marks
yearly. The provision to be made for
the aged and infirm will take the
form of yearly annuities, to be
paid in monthly sums in advance. A
workman who has just completed his
seventieth year will be entitled to an,
nuity, whether incapacitated or not,
and person will be regarded as in
capable who can be proved to be per-
manently unable to work. Eligibility
for annuity because of old age implies
thirty years. contributions, and eligi-
bility for annuity because of incapacity
five years contributions; but excep-
tions can be made at the option of the
insurance authorities. A year is to
count 300 work days. AS to the pre-
miums these will be paid in equal pro-
portions by the empire, the employers
and the insured. 1t will be remem-
bered that in former insurance meas
ures the Government introduced the
same principle of State contributions,
but the Reichstag has hitherto refused
to adopt it. The amount of the contri-
buttons is to be SO fixed that the ad-
mi in frsof hn fyit IN
ments to the reserve fund, and two
thirds of the capital value of the charge
falling on the insurance establishment
owing to annuities may be covered.
Each insurance district will have uni
form rates, females paying two-thirds
as much as males. The annuities to
be paid to men will be 120 marks yearly
in incapacity, increasing after the first
fifteen years of contribution marks
for every year of contribution, the
maximum being 250 msrks. The an
nuity for old age will be 120 marks.
Females will only receive two-thirds as
much as males. The annuity for in
capacity will begin the day OH which
such incapacity commences, and the
annuity for old age on the first day OF
the seventy-first year of the person in
sured. Should persons in receipt of
parish relief be eligible for annuity, the
latter will be paid to the parish giving
such relief, 80 long as it is continued.
The organization of this vast system of
insurance is to be placed in the hands
of the bodies charged with the admin
istration of the accident insurance law.
Pail Mall Gazette.