The Nicodemus cyclone. [volume] (Nicodemus, Graham County, Kan.) 1887-1888, 1888-03-16

petHie Cnrlst the bank of Ilium existed ar
PAID IS depOsltOrs ten per cent The bank O
Venice was established in I'LL and was O
such high credit that its bills were at a pre-
MUM above coins, which were freouent
clipped. Bank of Genoa founded in 1345
bank OF Barcelona, 140I, bank of Amsterdam
1929 bank of Hamburg, founded 1919, It's cir
cuIatlon based On great silver bars kept in thu
vaults, Bank of England started by vii
| nam fattarsOn in 1912, up to this day llanag
| ING the stupendous debt Of England, bank d
| Scotland, founded III 1855; bank of Ireland
| 1883; bank of North America, planned b,
to0ert Morris, III, without whose tnancia
help all the bravery Of our grandfathers woulG
not nave achieved American independence
| But now we have banks in all our cities anC
| towns, thousands and thousands. Or
their shoulders are the interests Of
private individuals and great cor
| pOratons. In them are the great arteries
through which run the currents of the nation:
! life They have been the resources of the
! thousand OF fnanciers in days Of business
| exigenCy. They stand for accommodation
| for facility, for individual, State and national
| relief, At their head and in their manage
! ment there is Is much interest and moral worth
| as IN any class Of men-perhaps more How
nefari0us, then, the behavior of those who
| bring disrepute upon this venerable benignant
| and GOd-hOnOred institution.
We also deplOre abuse Of trust funds, be-
cause they fly in the face Of that divine good
ness which seems determined to bless this
land. We are having the eighth year of un-
exampled national harvest The wheat gam.
bIers get hold OF the wheat, and the corn gam
blers get hold of the corn. The full tide OF
! Gods mercy towards this land is put bacf by
those great dykes of dishonest resistance.
When God provides enough food and clothing
to feed and apparel this whole nation like
princes the scrabble of dishonest men to get
more than their share and get it at all hazards
keeps everything shaking with uncertainty
aud everybody asking: "What nextW Every
week makes new revelations. How many more
bank presidents and bank cashiers have been
specializing with other peoples money, and
how many more bank directors are in imbecile
silence letting the perfdy go on, the great and
patient God only knows! My opinion is that
we have cot near the bottom. The wind has
heon prcked from the great bubble of Ameri-
can speculation. The men who thought that
the judgment day was at least 5000 off, found
it in 1883. 1887, 1856; and thisn ton has been
taught that men must keep their hands out of
other pe0p'e's pockets. Great businesses built
on borrowed capital have been oblit-
Grated and men who had nothing have lost all
they had. | believe we are started on q
higher career of prosperity than this land has
ever seen, if. and if, and if.
Ii the first men, and especially Christian
men, Will learn never to speculate upon Dor
rOWed capital. If you have a mind to take
your own money and turn it all into kites, to
lily them over every commons in the United
States, you do society no wrong, except when
you tumble YOUR helpless children into the
poor house for the public to take care of. But
you have no right to take the money of others
and turn it into kites There is one word
that has deluded more people into bankruptcy
and State prison and perdition than any other
word in commercial life, and that is the word
bOrroW;tha one word is responsible for all the
deta cations and entertainments, and fnan-
cal considerations of the last twenty years
When executors conclude to speculate with
the funds of an estate committed to their
charge, they OnOt purlOin, they say they Onlv
borrow; when a banker makes an overdraught
upon his institution, he does not commit a
theft, he only bOrrOws. When the officer Of a
company, by flaming advertisement in some
religious papers, and gilt certificate of stock
gets multitude of country people to put their
small earnings into an enterprise for carving
on some undevelOped nothing he does not
take their money, he only bor-
rows. When young man with easy access to
his employers money drawer, or the cOnfiden-
t1al clerk by close propinquity to the account
hoods, takes few dollars for a Wall Street
excursion, he expects to put it back: he will
put it all back; he will put it all back very
soon. He only borroWs. What is needed is
some man of gigantic limb to take his place
at the curb-stOne in front of
the Trinity Church, and when tbst
word borrow comes bounding aloG,
kick it clean through to Wall Street ferry boat.
and if striking on that, it bounds clear over
till it strikes Brooklyn heights or Brooklyn
hill, it will be well for the City of Churches
Why, when you are going to do wrong, pro-
nOunce so long a word as borrow, a word of
six letters, when you can get a shorter word
more descriptive OF the reality, word of only
five letters, the word steal!
There are times when we all borrow and
1e oil inn or nd nit
vine blessing, for Christ in His Sermon on the
Mount eniOlns 'frOm him that would borrow
Of thee turn not thou away" A young man
slightly bOrrOWs money to get his education
Purchasing house and not able to paw all
down in cash the purchaser rightly bOrrows
It on mortgage. Crises come in business when
It would be wrong for a man not to borrow
But | roll this warning through all these
aisIes, over the backs of all these pews, never
borrow to speculate; not a dollar not cent
not a farthing. Young men, young men, |
warn YOU by YOUR worldly prospects and the
value Of your immortal souls, do not do it.
There are breakers distinguished for their
Hanways, the Needles, the
Casl<ets, the DOuvers. the AnderlOs, the Skier
'ies-and many craft has gone to pieces on
hose rocks; but | Lave to tell YOU that all
he HanWavs, and the Needles, and the Cas-
1ets' and the Skerries are as nothing compar
I'd with the long line Of breakers which bound
he ocean of commercial life north, south,
last and west with the white foam of their
despair and the dirge of their damnatiOn: The
breakers of the borrow.
If / had only a worldly weapon to
lse on this subject | would give you the
act fresh from the highest authority.
hat ninety per cent of those who go in
o speculation in Wall Street lose all;
)ut | have a better warning than a worldly
From the place where men have
lerished-bOdy, mind, and sOul-stand of,
tand off Abstract pulpit discussion must
tep aside on this question Faith and re-
)entance are absolutely necessary, but faith
md repentance are no more doctrines of the
Bible than commercial integrity. Render TO
III their dues Owe no man ANYTHING. And |
While mean to preach faith and repentance,
more and more to preach them, | do not mean
o spend any time in chasing the Hittites and
Jebusites and Girgashtes of Bible times.
when there are so many evils right around us
iesjrOvine men and women for time and (
eternity. The greatest evangelistic preacher the
world ever saw, a man who died for his /
vangelism-peerless Pau-wrOte to the /
Romans. Provide things honest in the sight /
# all men," wrote to the Corinthians. DO 4
hat which is honest;" wrote to the Philip /
lians, Whatsoever things are hOneSt;' /
wrote to the Hebrews ''Wlling in all things /
o live HONESTLY The Bible saws that faith /
Without works is dead, which being literally /
translated, means that if YOUR business life {
Ioes not correspond with your profession, /
our religion is q humbug.
Here is something that needs to be sound /
a into the ears Of all the young men of 1
America. and terated and reiterated, If this J
c,,p+rv- IL avar m no del svprp1 from ia (