, 1888-11-29
THRIFTY PEOPLE.
The Money They have Laid
BY for a Rainy Day.
Where Spokane Workingmen
Put their Savings.
How tho foundations OF . Fortune are
Laid by industrious Boys-.-
Watching the Crowd.

Inc Oank accounts OF Sp0k0no-s work.
ingmen are the best evidence Of their
thrift. Az Q class they are industrious and
saving, saw u!l, Almost In, every one has laid by
that they have nearly s75o, 900 on deposit
in the local banks, which is an excellent
showing considering that most Of them are
new comers.
The banks have the confidence Of the
public, and their reputation leaves nothing
to be desired. The deposits are about
equally divided among them, but since the
establishment of the Savings bank here
most of the small deposits are thken there,
Watch the crowds on a busy day in q
bank. II is an opportunity to study hu.
manity that can hardly be excelled. On
Saturdays the depositors come by dozens,
come to leave money and some to take it.
Those who leave the money seem to have
the best of it, If anyone may Judge by their
faces. A man always draws on his depos-
it with an air of regret, or, at any rate
there are very few cases in which this will
not hold true.
At the head of the line there is little
old woman who is not at all at her ease.
THE PATIENT CASHIER.
The line behind presses upon her and
she does not relish being hurried, although
it is evident she will be nothing loath to
leave the place once she has completed her
transactions. She has come, IL appears
with an order from her son, who has an
account at the bank and who is at home
i'll. She wants $40, but the order is not
properly filed up and the teller tries to ex.
plain the error and inform her with as
much courtesy and pains as time will per-
init, that she must go home and have the
mistake rectifed before she can have the
This aha Anaa NOT nn1arakanH
and you can plainly see that she enteri aims
her ''suspicions" of the bank.
Its her jim 8 money and she's right
to it when he tells her 10 come and get 1t, I"
and she half threatens to ''have the law on
the place" il the cashier will not stand
and deliver. Time is being wasted and the
crowd becomes impatient and finally some
one in the line assures the old lady that
the matter will be 'all right" If she will
follow the advice of the cashier So of
she goes mumbling. -.
Here comes mother asking if she will
be permitted to deposit money in her
two or three months old. She finds that
she can do 90 and 10 delighted. There are
a great many calls for purposes Of this
sort. Parents also frequently deposit small
sums on the anniversaries OF their chill
drens birth, and they allow the money to
remain in the bank and accumulate until
the children come of age.
WHO THE DEPOsIToRs ARE.
"Tell me something about your deposit
ors. and who they are?" asked the writer
of Cashier Ross Of the Savings bank.
They are of all ages and conditions, !"
he replied. .'men, women and children,
boys and girls. Boys are generally very
proud when they make their first deposits.
They already begin to feel like capitalists
and they are generally pretty
have, one newsboy, who is our most fire..
quent depositor. He puts away every cent
he can save. Teachers, bookkeepers, of.
fee boys, salesmen and saleswomen, me-
chanics, masons, teamsters, young maids
and old ones, old Llen and old women, all
or the most bearing the respective marks
of their trades or callings, are among our
depositors.
The old depositors are easily distin
guished from the newcomers. The latter
fdget about, and ask all sorts of irrelevant
questions, and are often as nervous while
signing their names as if they were sign.
ing their own death warrants. The poorer
and middling classes most generally pat.
ronize the banks, because the sums they
have on hand are not sufficient to warrant
them in taking the trouble TO invest in real
estate, or in other ways.