Essex County herald. [volume] (Guildhall, Vt.) 1873-1964, 1887-08-19

are going to live ten or twenty years. you can
warrant your household anl comfort after you
go away froB theml Bes' > that. the vast
majority OF men die poor Two only out Of
| a hundred succeed business. Are
YOU very Certain vd are going
TO be one of the .vol Rich one
day, poor the next. A I'm in New York
| got $2,O00,000. and the s.li)ney turned his
brain and he died in a l. tic ASYLUM. All
his property was left wi n .he business firm.
and they swamped It: an zen the family of
tne insane man were left ihout dollar In
elghteen months the pro 'tity, the insanity.
the insolvency, and thu htmplete domestic
ruin. Beside that, Their - g 'rfieh who die
| solyent,, Who are. s6lve ic' efore thty gyt
under the ground or ollie their estate is
settled up. How soon t., g.. 'ctioneer's mallet
can knock the life out estate. A man
thinks the property is wph $l5.000 under
forced sale it brings ma The business
man takes advantages = Ne crisis and he
! compels the widow o'le ? deceased part
| Ter TO sell out to ls.h at fufhuus
price, Or lose dh The stock was sup
posed to be very valuable, but it has
been 50 "wateredn that when the executor
tries to sell it he is laughed out of Wall street,
Or the administrator is ordered by the surro-
gate to wind up the whole affair. The estate
was supposed at the mans death to be worth
| 1,000 hut after the indebtedness had been
net; and the bills Of tho doctor and the I'm
ierUiKer, ana Jne TOMBSTONE cutter nave beei
paid, there is nothing left That means the
children are to come home from school and
| go to work. That means the complete hard
| ship of the wife, turned out with nothing but
needle to fight the great battle of the world
| Tear down the lambre1uins, close the piano.
| rip up the Axrlinster, sell out the wardrobe;
AMI let the mother take child in each hand
and trudge out into the desert Of the world
| A life insurance would have hindered all
'h1t.
But, says some one. "I am man of small
means, and ! can't afford to pay the premi-
| nm." That is sometimes lawful and genu-
| Inc excuse, and there is no answer to it; but
IN nitte cases out of ten when q man says that
he smokes up in cigars, and drinks down in
wine, and eXpends in luxuries enough money
TO have paid the premium on a life insurance
policy which would have kept his family from
beggary when he is dead man ought to
put himself down on the strctest economy
until he can meet this Christian necessity
You have no right to the luxul,es of life un-
Ill You have made such provision admire
what was said by R6v. DR. Guthrie, the great
Scottish PREACHER A few yedrs befdre his
death he stood in public meeting and de-
rlared: when Camo to Edinburgh the ped
| pie sometimes laughed at my black stockings
and at my cotton umbrella, and they said
| OOOhtu llho a p8OWHldIl, ana UIl6y u6-
rided me because lived in a house for which
| paid EOS a year rent and oftentimes
| walked when would have been very glad to
have a cab; but, gentlemen, did all that be-
cause wanted to pay the premium on a life
insurance. that would keep my family COM
| fpttabls il should die. That take to be-
the right expression of an honest intel!i.
| GENT, Christian man
The utter indifference OF many people on
| This imnOrtqpt cnbiapt for no,1rh ~
the crime and the pauperism of the day.
Who are these children sweeping the cross
| lngs with broken broom and begging of you
apenny as You go by2 Who are these lost
souls gliding under the gaslight, in thin
shawls! All, they are the victims of want;
in many of the cases the forecast of parents
and grandparents might have prohibited it.
right. They prayed until the tears froze OH
their cheeks, they sewed ON the sack Until the
breaking OF the day; but they could not get
enough money to pay the rent; they
could not get enough money to de-
Gently clothe themselves; and one day
In that wretched home the angel OF
purity and the angel of crime fought
great fight between the empty bread tray
and the fireless hearth and the blackwinged
angel shrieked: "Aha have won the day"
Says some man: " | believe what you say;
1t is right and Christian, and | meatt some
time to attend to this matter" My friend,
you are going to lose the comfort of your
household in the same way the sinner loses
heaven, by Procrastination;. see all
around me the destitute and suffering families
OF parents who meant some day to attend
to this Christian duty. During the process
of adjournment the man gets his feet wet,
| then comes a chill and delirium and the
doleful shake of the doctors head, and the OBJ.
sequies. Ii there be anything more pitiable
than a woman delicately brought up, and OH
her marriage day by an indulgent father
given to man to whom she is the chief JOY
and pride OF life until the moment of his death
and then that same woman going out with
helpless children at her back to struggle for
bread In world where brawny muscle and
| rugged soul are neceSsary-I say, il there be
anything more ptiabe than that do not
know what it is. And yet there are good
women who are Indifferent in regard to their
husbands duty in this respect: and there are
those positively hostile, as though life
insurance subjected a man to some
fatality. There is in Brooklyn to-day a
very poor woman keeping candy shop,
who vehemently opposed the insurance
of her husbands life and when application
had been made for policy of $4,000 she
frustrated it. She would never have a doc
ument in the house that implied it was pos
sible for her husband ever to die One day in
y,
instantly dashed out. What is the sequel
She is, with annoying tug, making the hall
/ of miserable living. Her two children have
been taken away from her in order that they
may he clothed and schooled, and her life |.
to be prolonged hardship. o man, before
forty eight hours have passed away, appear
at the desk of some of our great life in
surance companies, have the stethoscope O.
the physician put to your heart and lungs
and by the seal of some honest company de
cree that your children shall not be subjected
to the humiliation of financial struggle in thu
day of your demise.
But must ask the men engaged in life In
Surance business whether they feel the i'm
portance of their trust, and charge them
must that they need divine grace to helE
them in their work. In this day, when there
are SO many rivalries in your line of busi
ness, you will be tempted to overstate the
amount of assets and the extent of the
surplus, and you will be tempted tx
abuse the franchise of the company
and make up the deficits of one year by
adding some of the receyts of another year
and you will be tempted to send out mean
anonymous circulars derogatory to Other
companies, forgetful of the fact that anony.
nous communication means only two thing;
the cowardice of the author and the ineffi
ciency of the police in allowing such thing
to b9 datel anywhere save inside of peni
tertiary. Under the mighty pressure many
have gone down, and you will follow them il
you have too much confidence in yourself
and do not appeal to the Lord for positive
help But if any of you belong to that mis-
creaut elias; of people who, without any finan
cial ability, organize themselves into whai
they call q life Insurance. company, with 9
pretended capital of 100000 or 100000
then vote yourself into the lucrative position
and then take all the premiums fol
yourself, and then, at thu approach
Of the State Superintendent, drop all into thu
hands of those life insurance undertaken
whose business it is to gather up the remains
of defunct organizations and bury them il
their own fauit-then, say, you had bettel
get out of the business, and disgorge tn,
widows houses you have swallowed. But my
| word is IN n II thoea who are lepiti mn ta1v an