West Virginia argus. [volume] (Kingwood, W. Va.) 1877-1946, 1887-08-18

settled up How soon the anc,o,oors ,,,.Is
can knock the life out OF an estats man
tn,nks the property is worth SIS OO0: under
forced sale IL brings $40 The busiress
man takes advantage OF the crisis and he
conpes the widow of his deceased part-
ner 20 sell ont to him at a ruinons
price OF lose all. The stock was sup
been so 'wateredS thpt when tbo .~n.,, nas
tries 10 SOL IL he Is laughed out OF Wall street
or the administrator is ordered bv the s,,r,,,
g aoe 20 wind up the whole affair. The estate
was supposed nc the mans death N he x~ortb
10000; but after the indebtedness bad heen
met, and the bills Of tho doctor and the nm.
dertaker, and the tombstone crtter hava he..r
paid, there is nothing left That means the
cniidren are TO como homo from school and
70 70 work. That means tho completa hard
snip NJ the wife. turned out with nothing bnt
needle TO fight the great battle OF the world
tear down the lambre1uins, close the piano
TIP up tho Administer, sell out the wardrobe
anu let the mother take n child In each hand
anu trudge out into the desert OF the world
that Ai"uereu All
But, says some one, 81 am man OF small
means, and J. can't afford TO pay the promi-
lun- That Is sometimes a lawful and n crenu
me excuse, and there is no answer 10 n. bnt
IN nine cases out of ten when n man On va that
ne smokes up In cigars, and drinks down In
vino, ana expsnds I'm Injuries enough money
70 have paid the premium ON n life Insurance.
policy which would have kept his family from
oeggary when he Is dead. A man ought To
put himself down on the strictest econo,ov
until no can meet this Christian necessity
You have no right to the luxuries of life mn
tii you have made such provision. admire
what was said by Rev. DR. Guthrie. the great
scottish preacher. A few wears before his
o , ne stood in public meeting and de
clared: when came TO Edinburyh the MOO
pie sometimes laughed at my black stocl}nos
ana at my cotton umbrella, and they said I
i LOOK IKE common plowman, and they de-
Tided me because lived in a house for which
4 palu I'D a year rent, and oftentimes /
walked when would have been very 0Iad IN
nave a cab; but, gentlemen, did alf that be-
cause wanted TO pay the premium on a life
snr9nhin 2, 1nat would keep my family com
the right expression OF an honest inteIli.
gent, Christian man
The utter Indifference of MANY peonle ON
t TINS important subject accounts Tor much OF
the crime and tho pauperism of the dav
who are these children sweeping the cross.
lnSs with broken broom and begging OF Won
penny as you go byl Who are these lost
souls gliding under the gaslight. I'm thin
s ga An, they are the victims of want;
IN many OF the cases the forecast of parents
and grandparents might have prohibited n
God only knows how they struggled To do
fignt. They prayed until ths tears froze on,
, tneir eheeks, they sewed on the sack until the
preaking OF the day; but they could not get
enough money to pay the rent: thew
could not get enough money to de-
centiy clothe themselves; and one day
IN that wretched home the angel OF
purify and the angel of crime fought
great fight between the empty bread tTav
and the hreless hearth, and the blac<yyin0ed
angel shrieked; "Ahai have won tba da1 y
sSays some man; believe what Won saw:
~ Is rlRhU and Christian, and L mean SOME
time TO attend TO this mattern NV friend
you are gong to lose the comfort of your
household in the same way the sinner loses
a acaved, me D y Procrastination; see all
OF parents who meant some dav 10 attend
20 TINS Christian duty. During the process
OIL adjournment the man gets his feet wet
Ihen comes a chill and delirium and the
uo-eiul SHAKE Oh the doctors head, and the OBJ
sequles. III there be anything more pitiable
shan IA woman delicately brought up and ON
her marriage day by an indugent father
given 70 a man TO whom she is the chief low
an9 PIlue OF Ire until the moment of his death
ana tnen that same woman going out with
helpless children at her back to STRUGGLE for
bread In world where brawny muscle and
rugged soul are necessary-I say, IL there be
ANY, ehing more pitiable than that, / do not
know what it is. And vet there are rood
women who are Indifferent i'm regard to their
husDandS duty in this respect: and there are
those positively hostile, as though n life
Insurance Insurance subjected man 20 some
fatality. There is In BROOKLYN TO-DAY
very poor woman keeping a candy shop.
VINO vehemently opposed the Insurance.
OF ner husbands life and when application
had been made for policy of $1,000 she
frustrated il. She would never have n doc
ument in the house that implied it was pos
Hbie Tor her husband ever 10 die One daVv in
quick revolution OF machinery his life was
instantly dashed out. What is the sequell
she IS, with annoying tug making the half
OF a miserable living Her two children have
been taken away from her in order that they
may he clothed and schooled and her life *
70 ne prolonged hardship. o man. before
forty eight hours have passed away. appear
at the desk of some of our great lie in
surance companies, have the stethoscope of
the physician put to your heart and lungs
ana Dy the seal of some honest company de-
cree that your children shall not be subjected
TO the humiliation Of financial STRUGGLE In the
day OF your demise.
But must ask the men engaged in life in.
surance business whether they feel the inn
portance OF their trust, and charge them I
must that they need divine grace 10 help
them IN their work In this day when there
are so many rivalres in your line OF BUSH
ness you will b. tempted to overstate the
amount OF assets and the extent OF the
surplus, and you viii be tempted 10
abuse the franchise of the COMPANY
and make up the deficits OF one wear by
adding some of the receiyts OF another year;
and you viii be tempted to send out mean,
anonymous circulars derogatory to other
companies forgetful Of the fact that anony-
nous communication means only two things
-bne cowardice Of the author and the ineth-
cheney OF the police in allowing such a thing
" % udpei anywhere save inside OF q Deni-
Tertiary. Under the mighty pressure many
nave gone down, and you will follow them II
you have too much confidence in yourself
and do not appeal TO the Lord for positive
help. But II any Of you belong 60 that mis-
creaut class OF people who, without any hnan-
clai ability, organize themselves into what
they call a life Insurance. company with a
pretended capital Of S5O0,OOj or $4,000.
then vote yourself into the lucrative position
and then take ali the premiums for
yourself, and then, at the approach
or tho state Superintendent, drop all into the
hands Of those life Insurance. undertakers
who5e business 10 is TO gather no the remains
or deiunct organizations and bury them In
their own fauit-theu, / say, You had better
get out OF the business and disgorve the
widows houses you have swallowed But my
word i9 ~ all those who are legitimately en-
gaged In the business You ought 10 10 bet-
ger tnnn other men, not only because Of the
responsibilities that rest upon you but bo-
cause the truth Is ever confronting you that
your stay on earth Is uncertain aud your life
q matter Of n few days or years DO not those
black edged letters that come into your office
MAKE you think Docs not tho doctors GER
Lhcate on the death claim give You a thril1
your periodicals, your Advertisements,
ana even tno TYPOGRAPHY OF your policies
warn You that you are mortal ling
- your own showing the chances mat yoa
VIII oie this year are at least per cent Are
You prepared for the Tremendous exivency7
y nc most condemned man in th8 judgment
day VIII D. the unpreparei life Insurance
man. for fHo gmnIa fa.laffft fhaf hfs r.,i.of.