davidaulloa/AmericanStories huggingface dataset:
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16
INSURANCE.
SPEECH OF SENATOR WILSON on
SENATE BILL NO. 50.
"A Defense of the System of Combi-
nations Among Insurance Com
panies for Fixing Eates.

Z Following is the speech of Senator ]. N.
h. Wilson, delivered yesterday in opposi-
ton to the passage of Senate bill No. So:
said, the other day when l made a motion
TO postpone consideration OF this question, that
believed the policy outlined in this bill was a
short-sighted one. When made a motion to-
day, sir, to strike out the enacting clause of this
bill, still held that opinion, and hold that
opinion now. The vice of the argument of the
other side. Mr.. President, is that they are mot
willing to concede that every question of i'm
portance has two sides to it and up to the
present time, with the exception of the argJl-
ment of the Senator from Sacramento, we have
listened to nothing but series of charges
against the opponents of this bill Task the in
dulgence of this Senate for what believe to be
in accordance with the importance of this sub
lect very short time, while l advance what,
i'll nv ODiniOu are
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16
LIKE cAEDINAL wooLsEY HE Is AMDIrLous.

19''EI- III@ y 7fsTI'II INI1o'
/ want only to direct the attent on of the SEN
ate to the fact that life is too short to fritter
away its important moments, especially when
great questions are pressing themselves upon us
III singing our own praises TIE people of the
State of California have eyes sharper than
needles, and in my opinion they will Judge of
the friendship of any Senator upon this floor
moce by their honest and conscientious actions
than by their say 50. 1t is an open secret that
! the bill is directed particularly against the Pa
cific Insurance Union of this State. and it is my
desire now to call your attention to the policy of
the measure.
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16
ROSE SPRING RANCH
E0R SALE.

1cO ACRES, G MILES EAST OF ROSE
lou viIle in Placer county; first rate for
Fruit or Vegetables: an abundance of good wa
ter at all times; price, 900. Call at the ranch
or address II. D. MARSHALL. Folsom. ia27-lm*
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16
FRUIT LAND.

DARTIES DESIRING To PURCHASE FRUIT
Land in Placer county, ia the neighbor-
hood of NEWCASTLE, will do well to CORE
number of improved and unimproved farms,
from to 500 acres, ranging in price from SO per
acre up. ffe21piml ROBERT JONES, Newcastle.
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

ITO LET-CHEAP, TENEMENTS AND UN-
4 furnished rooms-good location-suitable
for housekeeping for small families. Inquire OF
D. GARDNER, northeast corner Fourth and
str If
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

EloR SALE-ONE 6-HoRsE POWER PORT
L able Engine aud Boiler; horse Truck
and light Buggy; all secondhand but in good
order. Would take in exchange wood, coal. hay
or grain, Apply at D. GARDENERS, 401 street.
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16
ONE OF THE REASONS WHY

He wants to have this done away with; that he
may do his business himself with the insurance
company without the aid of broker. | am
mors frfendly.to Captain Burns. l am willing
to let Captain Burns live, and am willing he
should be broker and il l had any business in
that line would not object to giving it to Cap
tain Burns and letting him do my business ior
me, but it seems that the Senator from San
Francisco wishes to do his business himself,
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

NOR sALE-oN MODERATE TERMS, FOUR
Il lots, S0xl60 feet each, on south side of
block between o and P, Twentieth and Twenty
first Streets one OF the most elevated and pleas
ant locations for a residence in the city; short
distance from street railroad Apply to W. Z.
CHAMBERLAIN, at Bank of d. o. MILLS & CO.
If
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

And representing that Insurance business, met
for the purpose Of fixing rates of premiums and
commi ssions. The Board Of Fire Underwriters
of the State of New York exist by virtue of a
charter from the Legislature of that State and
the Board of Uuderwfi ers of the State of Cali
f0rnia have existed for nearly thirty years, sir,
in a much more crude and beneficial manner
than at present ms Board has III its power the
appointment of a ire Marshal, whose duty it
is to watch the construction of buildings ana to
protect as far as possible, the property of the
city of San Francisco The fire patrol system,
which has saved so many thousands OF dollars
worth of property from fire and destruction by
water, is also one of the legitimate results of
this combination and recognized by law.
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16
FEELINe CONFIDENT THAT THEIR ISDFNNITY Il

SECURE
And sir, deny the charge the Senator from
Napa, that THIS compact has universally in.
creased the rates of insurance. What is th OBJ
ject of the compact? We hear the Senator ffom
san francisco say that in The interest of the
people o. the State he wants to have this conf
pact anuulled and set aside. Why sir, this is
the object of the cumpacts and combinations.
There is rot trade there is not a businss.
there Is not anything that men DO for ligeli-
hood in v hieh there are not cempacts and CON-
biDati 'ns-aud That for the We purpose OF fix
ing rates. They may be rates OF wages, or they
may be insurance rates, or they may be tbeatsr
rates thes may be rates OF very many diferect
ki1ds. and there are combinations of AL kinds
AS / said before. this is
THE OBJECT OF COMBINATIONS,
Where people meet together, associate them
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

THIS PRINCIPLE DOES NOT HOLD GOOD
In the business of Insurance. because when you
buy policy OF fire insurance, unless there sre
means of So conducting that business in the
future that the soivency of the insurance coInpa-
nies are secured, You do not know what you buy.
You buy a future contingency, and IN buying
this future contingency the business should b.
regulated as nearly as possible in such man
ner that you may know the value OF what you
buy. 1t seems to me that the men and women
of this State would be only too glad to have
solvent companies with which to deal. ard
would be only too glad to purchase their poll
for. At the Same time
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

That these combinations or compacts, il you
please TO call them so, among men who are en-
gagged in this class Of business are an absolute
necessity, not only to the preservation of the
business iself, but for the protection of the in
su-er. The Senator from Napa sa d Il few mo-
ments ago that one of the results of this com
pact was that the rates had been increased
not only deny this. but Twill produce the figures
TO prove it before take my seat Let me in the
first place call your attention to the fact that
the secure and proper management OF the in
suranee bus ness is OF the most vital interest TO
the men aud women Of this State who have in
vested the re illts o. their
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

JULIUS CESAR WAS FRIEND OF THE PEOPLE :;
Cardinal woolsey. of England, for many years
posed as the friend and the champion and pro-
tector of the peoples interests, and yet the time
came whsn the world recognized the utter
selfshness of his character, and this priest of
God in the agonizing moments of humility and
disgrace gave utterance to those famous accents
of despair which begin with the words, Fare
well, e long farewell to all my greatness" / do
not desire by any means to compare the Seua-
tor from the Twenty seventh with Julius Cesar
or with Cardinal Woolsey, although like julius
Caesar he is a General and
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

IN the Legislature OF Texas. In the course of
my argument want to read somethiRg that was
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

"There has been introduced in the Legislature
OF Texas, now in session at Austin, by h. T.
Moore OF Travis county. bill 10 prohibit any
fire. marine or inland insurance company from
entering into ans agreement, compact or com
bination with any o. her fire, marine or inland
insurance company, or its agents, for the pur-
pose of controlling or governing the rates
charged for fire insurance. on any property
within this State, and If any fire. marine OF
inland Insurance company should do So, then
the commissioner of Insurance sh Ii
forthwith revoke and recall the certificate
OF authority license issued 10
said company. authorizing it to do
and transact business within the State:
and said company soall thereafter be prohibited
from transacslng any business in the State Gutil
said certificate or license be renewed. a;:d the
Commissioner of Insurance shall not renew said
certificate or license for three years, from thc
date of revocation. MIR. aoorc. no cOu 4,
foudly imagines that this is not only an idea oi
peculiar briiliancy, but il IS measure which,
If adopted, VIII prove OF en.Fmous benefit 10
the people, whore interests lie hSs been
called upon 10 serve. He has eyide1tlv been
but very superficial student OF the subject
upon which lie desires 10 le2islate and lie
proves by his biil the verify OF the cictuEi, a
little learning is "a dangerous thisig' -
Now sir, as matter of iact hold a telegram
in my hand from friend that tie legislative
committee OF Texas reported unanimously
again the Moore blsl, and the
BILL WAS DsFEsTED YESTERDAY
IN the Legislature OF Texas. In the course OF
my argument wssit to fsad sonleihia that was
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16
week Y weeks weeks. month.
1sq., page IS 50 S5 90 Sc 90 81 90
1sq., 2page 90 SEQ 500 10 90
1sq., 3page 400 100 100 90
1sq., pagel 90 LOO 500 600
NEUTRALITY-SUSPICIOUS..

WJANTED-FoUR OR FIVE ROOMS. WELL
w furnished, for housekeeping, for family of
three: best of references given. Address T. ..
Box i29 fel5-3ts
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

Why, sir, there is no argument in that; the
wholesale house gives rebate to the middle
man, but unless on account of personal friend
to the wholesale house or any large firm can gel
Il rebate upon what he buys; the middle nan
gets the rebate. If you buy case of wine you
don't get any rebate on 1t, but if you tuy il
through a broker, ten chances to one he viii
make something on it for you, and the chances
are, he will make you pay for it. Now, sit
there is another thing in connection with thi,
matter that desire to impress upon the minds
OF those present-that tn. association of Under
writers have for their object. not extortion ol
increase of rates, but their equalization so that
each class of insurance may Dear its just bur
den and such rate only as the combined ex
perience OF many will indicate as the
Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16
PUBLISHED BY THE
ShCRAsEST0 PUBLISHING COMPANY.
Publication ocace. Third st., bet. ,,d K.
THE DAILY REcoRD-UNIoN

b published every day OF the week, Sundays ex.
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Sacramento daily record-union. [volume] (Sacramento [Calif.]) 1875-1891, 1887-02-16

That the gentleman uses upon the other side
proves this. He says the foreign companies
represent four hundred millions of capital.
They could live within the State for five or ten
years at an annual loss and il would not be Il
drop in the bscket. Do you suppose the home
insurance companies could stand that?
Most assuredly not. An open-rate war
Mr.. President and Senators, is not
i'll the interest of the capital of
California, though it may be to the capital of
foreign insurance companies. Now, sir, there
The Press., 1887-11-24
LOCAL TOPICS -PRNs,D AND sCIsSOKED.

.-On Thursday morning last week Henry Duffy was fined $7 and costs and thirty days in jail for provoking contentious, dis turbing the Salvation army. On the eve- ming in question, the army were worship ing in their barracks on Brooklyn street. A disturbance was created near the door and an attempt made to put the offender from the room, free fight ensued, coats stones were thrown lamps dashed to pieces, the door smashed, etc.. When the officers arrived the melee was in its height and the army getting the worst of it. These at tacks upon the army by the hoodlums are frequent, this one differing from the others only in it's violence. The matter seems to grow worse each day and the force of off cers is wholly unable to cope with the evil. Hon. E. s. Henry, justice of the peace, has threatened heavy penalties on all offenders brought before him, for he says he will give them the full extent of the law. It is to be regretted that this case was not brought before him, as the prisoner could have been fined on each count instead of on the whole Without offering any ex, cuse for the frequent assault, there are a large and growing class of people who argue that the evil could be abated by for bidding the army to parade the streets, as their language and carriage IS such that contentious are often provoked. It is a well known fact that frequently in their parades they disturb other religious gath erings by their shouting and playing as much as the hoodlums disturb them with their hooting. g.-R0ckUiLLe Cor. Hartford GOaEr0nt
The Press., 1887-11-24

THE MAINE FISHERMAN. N.-There lived in Monmouth, Maine, an Irishman much addicted to fshing-a propensity which he indulged in a neighboring pond. He and his heir apparent were out in their boat one day in company with neighbours boy, who was something of a joker. Pat sat in the stern taking frequent draughts from a jug conveniently near. His son and heir sat facing him, and the neighbor's boy next in order. After lot of "chubs" had been caught the fishing waxed some what dull, and our Hibernian friends fell Q dozin9 over their lines. Not SO the neigh bor's boy on the alert for fun, he cut off a chub's head and quietly reaching over and pulling in the other boys line, he fastened the head to the hook and careful ly dropped it back into the water, at the same time giving it little jerk. Immedi- ately the small fisherman awoke and haul ed in his line at a rapid rate. Surprise and consternation sat upon his counten- ance when he saw his "bite." Pat, too, was much disturbed in mind. But, catch. ing nothing more, father and son again slept and again the neighbor's bad boy stealthily attached another chub's head to line, jerking it nimbly as before. The same excited hauling-in occurred, followed by tho same gory phenomenon, and an- other chub's head was landed in the bot tom of the boat. But now Pat hit upon the cause of the miracle. "Sthop pullin' thim fishes in SO fasht, ye young spal- peen," he shouted, angrily. "Ye're D. jerkin' the heads off'n every wan O thim '" -LetOtSton, Me, Journal. e
The Press., 1887-11-24

Conn. Farmer Now reports begin to come in that there is something approach ing glut in the potato market, and farm CTS are not receiving as large prices as they anticipated. There are probably sew erai causes for this. Dealers, anticipating a scarcity, have, in many cases, secured an early supply, while consumers, as they always do when the price of any necessary of life reaches an unusual figure, use less, waste less, and adopt cheaper substitutes as far as possible. While the yield, too, has been generally poor, it has not been universally so, and the acreage was in- creased materially over previous years, SO that it is more than ordinarily difficult to tell, even now, just what the total availa- ble supply is Then the prevalence of rot makes dealers cautious about laying in a large supply. There is no occasion for farmers to worry. Potatoes are sure, in any case, to command a good price, and if thur far free from rot, are likely to keep fairly well, but we think if they can get a dollar bushel they had better sell.
The Press., 1887-11-24
FalaIne Na Number 34.

} The Waterbury Republican says: "An
 t Brid deapszk laadi psFing that one of his tenements was headquarters for anarchists, gave the undesirable occupants legal notice to quit. The latter said they would not vacafe, and threatened to burn the house and do other dreadful things. The owner of the premises replied: Burn and be -; this property is insured, aid if it is detroyed by fire I will know where to look for the incendiaries, who will be given lesson in Connecticut justice. But burn or no burn, you have got to get out, and If you refuse to vacate pesceably you will be put out forcibly when the limit of the law expires, provided you are then oo- cupying the premises. The anarchists knew the owner,of thepFoperty was 8 man who would not relent in his demands and they vacated" -
The Press., 1887-11-24

Toledo Blade: Recently wandering -through ths sillags cemetery, noticed a granite slab leaning against the white board fence, and inquired of 8 brightreyed rosy-cheeked ten-year-old girl who bad volunteered to conduct me safely through the cemetery, the meaning of the tomb stone leaning against the fence.
 That" she replied, ''is for lost grave" .-
 ''But what do you mean by lost grave?'' ....... .-s.
 -"Oh, the story is that years and years ago little boy died and the family didn't have money enough to erect monument over the grave. So they drove a stake down and after awhile moved away. They are wealthy now, but when they came buck with the money and were ready to put it up5.at the grave of the little boy they couldn't find j the gsase. That's the story. Isn't it sad one?"
The Press., 1887-11-24
Issued Every Thursday Evening.

who held the office from 1SO6. to 1885, be- ing also town treasurer rom 1916 to 1855, and representative in 1901, 1892 and 1911. O. NJ. Hyde was chosen town treasurer in 1868, town clerk, registrar and treasurer in 1866, and after one years interval he held these offices continuously from 1867 to 1885, most of the time by unanimous vote of his fellow citizens. When the towns first century was completed he de- clined reelection
 The married life of Mir. and Mrs. Hyde, except the first few years, has been passed in the house where they now live, which was also the home of his father, Dr. Allyn Hyde. Their three children are all living, sx:rd Sz aFnGF sb A. of HySe pss 9 Moa. Ellington MT Mrs. P. B. Buell. of Herndon, Virginia
The Press., 1887-11-24

A Mansfield correspondent of the Will limantic Chronicle sends an attack upon Sheriff Levalley by saying:
 Sufficient it is for the public to know that he holds the position through truck and dicker trade resulting from gigantic blunder on his part, for which former high sheriff (West) revoked his commission as deputy and retired him to private ife."
 Yes, the public does know about blun- der, but it also knows, what the obtuse writer of the above seems not to know, that the party who made the blunder is not named Levalley.
The Press., 1887-11-24
Gilbert Station, Story Co.,, Iowa.

Gilbert Station, Story Co., Iowa.
 At Ames, an enterprising city situated in the central portion of Iowa, the railroad running north from Des Moines to Minne- apolis, Minn., forms junction with the O. and N. w. R.. R. Going north from Ames seven miles you arrive at small town called Gilbert's Station. Within half a mile of this little town is the home of the writer. Two miles west of Ames is to be found the ''Iowa Agricultural college" occupying the central portion of the ''col- lege farm" around which are grouped the homes of the professors, "the mechanics hall" and other buildings, all of brick. Although, as the name implies, agriculture receives special attention, music and the higher branches are also taugh and young ladies receive training in the "culinary art" Four years complete an entire course.
 Situated as the state is between the two noble rivers, Mississippi and Missouri, it is ususually well watered, and affords good facilities for cultivation and pasturage. This year is an exception in some parts
 Corn is the staple. In some localities it yields from 65 to 75 bushels to the acre, while in other parts it is total failure, the cause being drouth, which has visited us in streaks, as it were, raining from east to west, the storms extending ill width but few miles only, leaving spaces where but little rain has fallen during the summer.
 At present writing we are enjoying a lovely tIndian summer" and farmers are improving the time husking, not by cut ting up and storing the maize into barn lofts and having husking bee, but by driving through the field with lumber wagon, which is furnished with high side boards on one side, while the huskers near the opposite side unclothe the golden grain and toss into the wagon box, after which it is stored or cribed. Wheat, oat, flax and most of the vegetables are raised here Just think of it you who have blasted rocks and felled trees-of field after field of cereals where trees never grew, and from which few"nigger head" have been removed by the use of crow-bar; not but what there is some timber land bordering on streams, but most of the fuel burned is coal, there being extensive mines in the state, one of which is two and one half miles west of here.
 Our beautiful hower-dotted prairies of former days are now seldom seen, as new I emigrants have settled here cultivated farms and beautiful homes have taken their places The houses as general thing are not as large as they are in the east, but many are made cosy and inviting never the-less. The inhabitants are for the most part intelligent, enterprising and social, many of them are from the New England states. North of us is Nerweigan and Dane settlement, extending northward for a distance of twenty miles, the width of which is unknown to me, they are for the most part a peaceable people.
 1 I might add something more but think will wait and see whether this goes to help l fill the waste basket or not
 Nov. II, 1887. EMMA F. HALL.
The Press., 1887-11-24

Many people refuse to take Cod Liver Oil on account of it's unpleasant taste, This diff fculty has been overcome in ScOtt's Emulsion of Cod Livef Oil with Hypophosphites. It being as palatable as milk, and the most val uable remedy known for the treatment of Consumption, Scrofula and Bronchitis. Phy- sicians report our little patients take it with pleasure. ' Try Scott's Emulsion and be con- Vinced.
The Press., 1887-11-24

For three weeks was suffering from se- we're cold in my head, accompanied by a pain in the temples. I tried some of the many ca tarrh remedies without relief. Ely's Cream Balm was recommended to mo. After only six applications of the Balm every trace of my cold was removed.-Henry O. Clark, Ist Division New York Appraisers ofiice.
 Ely's Cream Balm gives satisfaction to ev- cry one using t for catarrhal troubles. .-G. K. Mellor, Druggist, Worcester, Mass.
The Press., 1887-11-24

Vitality and color are restored to weak and gray hair, by the use of Ayer,s Hair Vigor Through it's cleansing and healing qualities. it prevents the accumulation of dandruf and cures all scalp diseases. k<
The Press., 1887-11-24
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