New Ulm weekly review., 1887-09-07
The Artsof Borrowing.
ssHello! What are YOU doins

The Art Of Borrowing.
Hello! What are you doing Ia
your living'' was the somewhat con.
temntuous question put by a reporter:
to the San Francisco Examiner ia the
corridor Of the Baldwin Hotel to a
well-dressed, but nevertheless inde-
scribably seedy-l oking man who had,
hazarded the remark that it was a.
fine day.
have been doing very well since I
saw you last. I have given up work:
OF every kind, for am really not
strong enough for employment; and,
besides, [ don't like it. I am earning 8.
good and respectable livelihood. by
borrowing now, replied the young
man addressed, quite calmly.
BY borrowing exclaimed, there
porter. Il should never fancy you
oculd live very luxuriously on an IN
come drawn from that sources. You
occasionally pay back the oneE- you
receive, Isuppose?"
~ always pay back the money Tget
the first time OF asking, replied; the
young man. sThe second, time for
get to return it. When / began to ne
gotiate these little necessary loans I
proposed to cancel my debts twice,
and allow the creditor to m axe a per
manent investment at the third VEN
ture; but I so On found that many men
object nearly as strongly to lending
money When they are sure, they will
get it back as when they know thew
are almost certain tolose. it, and on
half a dozen occa sions they refused to
accommodate me when / approached
them the third time, although they
must have seen that / was strictly
honest, as I had paid them back the
money they had lent me twice already.
could not afford to be victimized
this way too often, you know, SO Ide-
term1ned to close the account when I
had obtained the second loan. I
should make very little money if did
1T sooner. because no man cares to
lend much to comparative stranger
when he first wants to borrow money
from him. | always make nv initial
demand a moderate one, never asking
for more than a dollar. Idon't draw
my friend into retired corner and
nervously whisper my request in his
ear. Il | did that he would almost
certainly refuse me.
II take him when he is with his
friends, and manage if 1 can, to get
hlm to Introduce me to some Of them.
Thus he becomes a sort OF sponsor for
my respectability. Then suddenly
call out, as though the thought had
just occurred to me: oh, by the way, x.
like a good fellow, let me have a cou-
pie Of dollars until tomorrow after
noon. Or, hold on, one dollar will do.
| want to pay q little bill as Igo home,
and seem to have made ducks and
brakes OF my small change to-day!'
Everybody in the Hoom hears me,
and If x. refuses to- lead me the money
he is, morally, a bolder man than usu.
ally find him to be: Punctualy at
the appointed hour call upon him the
next day and return his dollar, apollo
gizing for having troubled him. I ask
him to take a drink if he is inclined
that way. Such upright behavior has.
OF course, a good effect upon him. and
when, a little later, under very similar
surroundings. and laying my plans of
attack in the same way. Istrike him
for $5, seldom failto get it and keep it.
"One rule scrupulously observe. I
never ask q man for money until. by
some means or other. I have ascer-
tanned that he has it. The
more there is in his purse, the better
are my chances of success. 1t is
easier to borrow S. from a man who
has $50 than half q dollar from g.
man who has only 50. Also men who
are not accustomed to having large
sums OF money Will lend much more
freely when they happen to be flush
than those whose pockets are always
we'll lined.
Il never ask for larger sum than
SIS. don't think it would be honor
ableto doso-and, besides, / might not
pet it.
tNo, | never exhaust nv list OF
trends. On the contrary, [ am al.
ways increasing it. Before cut loose
from one man by the $5 transfer get
him to introduce me to at least two
others. and as losses such as / have
been speaking Of are not usually re.
feered to IN good society the field is
generally clear for new operations.
sNow, will you join ME in something
ao oAe OAR! mo! am sorry for
that. | did not intend to say l had
forgotten my purse and ask you to
pay for the drinks; and / was hoping
thatyou would introduce me to some
'soi your friends at the hotel.'
The Only Female Mayor.
Susanna salter is the only female
mayor that America has ever known.
Argonia, where she is sovereign, is
Kansas town of 500 people. Syra.
cuse in the same state roio;nas =;