The Warner sun. (Warner, Brown Co., Dakota [S.D.]) 1885-1???, 1887-09-09

"hellOl "uap "
yo,r ~Iiving!" was the somewhat con-
temptuous question put by a reporter
- +be San Francisco Examiner IN the
oorr;Sor of the Baldwin Hotel to g.
wnli.dressed. but nevertheless ince-
scribablv se~edy.looking man who had
hazarded the remark that 1t was q
fine day.
81 have been doing very well inc
saw Won last. / have given up work
If every kind, for l am really not
strong enough for employment; and,
besides, I don't like it. l am earning 9
good and -cspectable livelihood by
Borrowing now" replied the young
man addressed, quite calmly.
"By borrowing" exclaimed the re-
porter. ~ should never fancy you
| 66culd live very luxuriously on an in.
come drawn from that source. You
occasionally pay back the money You
receive, | suppose?'
81 always pay back the money get
the first time OF asking" replied the
vounp man. ''The second time for
gaet to return it. When | began to ne
goOtiate these little necessary loans 1
! proposed to cancel my debts twice,
| and allow the creditor to make a per-
manent investment at the third ven-
ture: but ! soon found that many men
object nearly as strongly to Lending
none when they are sure they VIII
get it back as when they know they
! are almost certain to lose it, and on
half a dozen occasions they refused to
accommodate me when / approached
| them the third time, although they
| must have seen that l was strictly
honest, as l had paid them back the
money th9y had lent me twice already.
81 could not afford to be victimized
this way too often, you know, so de
| termined to close the account when 1
had obtained the second loan. i
should make very little money it | did
it sooner, because no man cares to
! lend much to a comparative stranger
when he first wants to borrowmoney
from him. | always make my initial
demands moderate one, never asking
for more than q dollar. don't draw
my friend into a retired corner and
nervously whisper my request in MS
ear. If l did that he would almost
certainly refuse me.
II take him when he is with his
friends, and manage il / can, TO get
him to introduce me to some OF them.
Thus he becomes 8 sort of sponsor for
my responsibility. Then | suddenly
call out, as though the thought had
just occurred to me: oh, bytheway, *.
like a good fellow, lot me have q cou-
pie of dollars until tomorrow after
noon. Or, holden, one dollar will do.
/ want to pay a little bill as Igo home,
and / seem to have made ducks and
brakes OF my small change to-dayl'
Everybody in the room hears me;
and if X. refuses to lend me the money
ally find him to be. Punctually at
the appointed hour I call po him the
next day and return his dollar, apollo
giving for having troubled him. I ask
him TO take a drink if he is inclined
that way. Suchupright behavior has,
of course, a good effect upon him. and
when, q little later, under very similar
surroundings, and laying my plans of
attack in the same way. Istrike him
for S., / seldomfailto get it and keep it.
"One rule ] scrupulously observe. !
never ask a man for money until. by
some means or other. 1 have ascer-
tanned that he has it. The
more there is in his purse, the better
are my chances of success. 1t is
easier to borrow SIS from q man who
has $50 than half o dollar from q
man who has only 50. Also men who
are not accustomed to having large
sums of money will lend much more
freely when they happen to be flush
than those whose pockets are always
well lined.
II never ask for a larger sum than
So. Idon't think it would be honor
able to doso-and, BESIDES might not
get it.
.No. / never exhaust NV list. Of
friends. On the contrary, | ami a.
ways increasing it. Before I cut loose
from one man By the SIS transfer / get
him to introduce me to at least two
Others. and as losses such as / have
been speaking Of are not usually re-
feered to in good society the field is
generally clear for operations.
Now viii you join me in somethina
at the barg Nor am sorry for
that. did not intend to say I had
forgotten my purse and ask you to
pay for the drinks; and / was hoping
that you would introduce me to some
of your friends at the hotel.n q